Podcasts about insurance coverage

Show off your Lone Star spirit with a free "Remember the Alamo" hat with an annual subscription to The Texan: https://thetexan.news/subscribe/Learn more about the Data Center Coalition at: https://www.centerofyourdigitalworld.org/texasThe Texan's Weekly Roundup brings you the latest news in Texas politics, breaking down the top stories of the week with our team of reporters who give you the facts so you can form your own opinion.Enjoy what you hear? Be sure to subscribe and leave a review! Got questions for the reporting team? Email editor@thetexan.news — they just might be answered on a future podcast.The Bell Tolls: House Deadline Day Arrives With 30 Pages of Bills on Cliff's EdgeTexas Senator Files Bill to Abolish Texas Lottery Commission, Transfer Operations'Detransition' Insurance Coverage, Biological Sex Definitions Pass Texas HouseTexas House Passes Bill Eliminating STAAR TestChemical Abortion Pill Crackdown Passes Texas Senate, Companion Pending in HouseTexas House Approves Bill Expanding State Medical Cannabis ProgramConstitutional Amendment Banning Carbon Tax Fails in Texas HouseAttorney General Paxton Announces $1.4 Billion Google Settlement Over Biometric Data CollectionProhibition on Local Taxpayer-Funded Gun 'Buybacks' Passes Texas HouseAt a Premium: Texas Legislature Mulls Reforms to Cumbersome Insurance IndustryCornyn Announces Department of Justice to Investigate Muslim 'EPIC City' Development

Coconino County Supervisor Tammy Ontiveros shares concerns about people losing insurance throughout Arizona due to wild fire risk. What's going on and what can residents of the state do?

SummaryIn this episode of The Straight Shift, The Car Chick© and special guest, insurance expert Jasmine Walker of Brightway Insurance, delve into the complexities of car insurance. They discuss the rising costs of insurance, the importance of understanding discounts, and strategies for saving money without sacrificing coverage. The conversation also covers the unique challenges faced by teen drivers and small business owners when it comes to insurance, as well as the significance of full disclosure in the claims process. Listeners are encouraged to build strong relationships with their insurance brokers to navigate these challenges effectively.TakeawaysCar insurance is often overlooked in budgeting when buying a new car.Inflation and rising car prices are significant factors in increasing insurance rates.Discounts are available for defensive driving courses and good student performance.Teen drivers can be expensive to insure, and parents should consider their options carefully.Commercial insurance policies are generally more expensive than personal policies.Specialty insurance is necessary for classic cars, motorcycles, and other toys.Having a good relationship with an insurance broker can lead to better coverage and discounts. Resourceswww.TheCarChick.comwww.CarBuyingCourse.comwww.BrightwayWalker.comYou can view a full list of resources and episode transcripts here. Connect with LeeAnn: Website Instagram Facebook YouTube Work with LeeAnn: Course: The No BS Guide to Buying a Car Car Buying Service Copyright ©2024 Women's Automotive Solutions Inc., dba The Car Chick. All rights reserved.

The law requires health insurance companies to cover mental health and physical health at the same level. Montana PBS's Anna Rau looked into whether or not that's happening and how it affects Montanans. She sat down with MTPR's Elinor Smith to explain.

Mission Prep's (866-845-1391) evidence-based, personalized and holistic inpatient and outpatient mental healthcare for teens is now covered by Health Net's MHN Insurance. Speak to their admissions team today at https://missionprephealthcare.com/insurance-verification/ Mission Prep City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionprephealthcare.com/

Join us for a special LIVE episode from the International Lyme and Associated Diseases Society (ILADS) Conference with Dr. Alexandr Zaitsev, the founder of Universal Diagnostic Laboratories. Dr. Zaitsev shares groundbreaking insights into advanced diagnostic testing for Lyme disease and other tick-borne illnesses. Comprehensive Tick-Borne Disease Testing Universal Diagnostic Laboratories has developed Tick Plex Plus, a panel test capable of detecting 12 different microorganisms, including Borrelia, Babesia, Bartonella, and more. The test leverages ELISA technology to provide a comprehensive assessment of a patient's tick-borne disease status. Addressing the Shift to Polymicrobial Infections Dr. Zaitsev discusses the increasing prevalence of poly-microbial infections, where patients present with multiple tick-borne pathogens. He attributes this shift to advancements in diagnostic technology, enabling detection of a broader range of microorganisms. Monitoring Treatment Progress Universal Diagnostic Laboratories offers a Long COVID test, which measures cytokine levels to track the body's inflammatory response and monitor treatment progress. Dr. Zaitsev recommends taking a baseline cytokine test and repeating it during or after treatment to assess improvements. Insurance Coverage and Accessibility Universal Diagnostic Laboratories collaborates with insurance providers, including Medicare, to make their tests affordable and accessible. The company strives to minimize out-of-pocket expenses while maintaining high-quality diagnostic solutions. Resources & Links Follow the latest ILADS updates: ILADS.org Learn more about Dr. Alexandr Zaitsev and Universal Diagnostic Laboratories: Universal Diagnostics Stay connected with Tick Boot Camp: Website | Instagram | Facebook | YouTube | TikTok | Twitter (X)

Insurance brokers and agents are always looking for efficiencies and QuickFacts might be the one insuretech startup that delivers right away. The founders, Jeff and Christy Barsalou share their story and lessons as a startup, how to grow and how stepping away from the broker world was key to being better for their target market.In this episode:How a startup mentality works and lessons learnedWhy scaling matters but not at all costsWhen to look for help and how to find the right partners for your projectWhat the insurance workplace will be in the future as technology drives changePlus a few personal stories and a lot of laughs about how change creates the unexpected.Jeff and Christy are two of the funnest people you can meet and if you have not had the pleasure this will be the introduction you need to learn about one of the best insuretechs on the market.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jill Brumbaugh is a dedicated insurance and financial services professional with a passion for helping individuals, families, and businesses secure their financial futures. With extensive experience in the insurance industry, Jill specializes in crafting personalized coverage solutions that provide peace of mind and long-term security. Her expertise spans auto, home, life, health, and business insurance, ensuring that clients receive comprehensive protection tailored to their unique needs. Known for her client-focused approach, Jill takes pride in educating her customers, simplifying complex policies, and guiding them through important financial decisions What You Will Learn: Who is Jill Brumbaugh? How did she transition into the insurance industry? What are the key differences between replacement cost and actual cash value in homeowners insurance? Why is it important for homeowners to understand the distinction between replacement cost and market value? What types of personal property should be scheduled for additional coverage in homeowners insurance? What are the implications of choosing basic fire coverage versus an all peril policy for rental properties? How can landlords protect themselves and their properties with the right insurance coverage? What are the differences between named peril and all peril policies for rental properties? Why is it important for tenants to have renters insurance, and what does it typically cover? What factors should landlords consider when requiring tenants to have renters insurance? What is the purpose of bundling insurance policies, and how can it benefit homeowners? How do claims follow a homeowner if they move to a new property? What is the Lexus Nexus database, and how does it relate to insurance claims and property history? What are the implications of having a vacant property for more than 30 days regarding insurance coverage? What types of coverage should landlords consider for vandalism and burglary in rental properties? What is service line coverage, and why might homeowners want to consider it? How does flood insurance work, and what should homeowners know about its requirements? What are the potential risks of not having water backup coverage for older properties? How can homeowners increase coverage for detached structures on their property? Jill shares how everyone can contact her. Additional Resources from Jill Brumbaugh: Website: https://agents.allstate.com/jill-brumbaugh-monaca-pa.html Email: jbrumbaugh@allstate.com Phone: 724-220-1046 LinkedIn: https://www.linkedin.com/in/brumbaughinsurance/ Attention Investors and Agents Are you looking to grow your business? Need to connect with aggressive like-minded people like yourself? We have all the right tools, knowledge, and coaching to positively effect your bottom line. Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation! Our NEW book is out...order yours NOW! Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift? Get your copy here: https://amzn.to/3SV0khX HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg

California Insurance Bulletin 2025-7 states the position that recent case law does not remove coverage for smoke damage claims. Bob Sallander is highly critical of the bulletin from the office of Insurance Commissioner Ricardo Lara, explaining that Bulletin 2025-7 misstates both Another Planet Entertainment, LLC v. Vigilant Insurance Company (Cal. Supreme Ct., 2024) 15 Cal.5th 1106 and Gharibian v. Wawanesa General Insurance Company (Cal. Ct. of Appeal, 2 nd Dist., Div. 2, 2025)2025 WL 426092. Join Bob Sallander for his summary of case law and how Bulletin 2025-7 is founded upon faulty logic. Have a topic you'd like Bob to cover? Submit it to questions@gpsllp.com, or connect with Bob directly on LinkedIn.And if you'd like to know more about GPSL, check out our website.You can also find us on LinkedIn, X, and Facebook.

Ensuring proper preparation, practicing incident response, and leveraging expert resources can help insureds minimize risks and secure appropriate cyber coverage. Watch this excerpt from the latest cyber webinar … Read More » The post Navigating Cyber Crisis: How Preparation Ensures Effective Insurance Coverage appeared first on Insurance Journal TV.

Robert Sallander discusses the complex litigation against Southern California Edison for the Eaton Wildfire brought by over 100 insurance companies in Los Angeles Superior Court. Have a topic you'd like Bob to cover? Submit it to questions@gpsllp.com, or connect with Bob directly on LinkedIn.And if you'd like to know more about GPSL, check out our website.You can also find us on LinkedIn, X, and Facebook.

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the importance of umbrella policies in personal finance. They explain what an umbrella policy is, how it provides an extra layer of liability insurance beyond standard policies, and why it is crucial for protecting assets and income. The conversation also covers the cost-effectiveness of these policies and how to determine the right amount of coverage needed. The hosts emphasize the importance of consulting with financial and insurance professionals to ensure adequate protection against potential lawsuits. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Umbrella policies are critical for financial protection. Many clients are unaware of what an umbrella policy is. An umbrella policy provides additional liability coverage. The cost of an umbrella policy is relatively low. One claim can cover the entire cost of the policy. It's essential to have enough coverage to protect your assets. Consult with insurance agents to understand your options. Insurance companies are becoming stricter with coverage limits. Communication between financial advisors and insurance agents is vital. Understanding your risk exposure is key to financial planning. Chapters 00:00 Introduction to Umbrella Policies 02:03 Understanding the Importance of Umbrella Policies 04:05 What is an Umbrella Policy? 07:58 Cost and Value of Umbrella Policies 09:48 How Much Coverage Do You Need? 11:55 Conclusion and Call to Action  

Send us a textRunning a pool service business comes with risks, and having the right insurance is essential. In this episode, I sit down with Steve Homer from UPA to talk about liability coverage, how UPA protects pool professionals, and why affordable, reliable insurance can make all the difference. Whether you're just starting out or looking to improve your coverage, this conversation will give you the insights you need to keep your business protected.https://unitedpoolassociation.org/Support the Pool Guy Podcast Show Sponsors! HASA delivers clean, healthy water solutions. https://bit.ly/HASAhttps://www.orendatech.com/The Bottom Feeder Professional Battery Powered Vacuum System. Save $100 with discount Code: DVB100https://bit.ly/THEBOTTOMFEEDERAnd Skimmer, America's #1 pool service software! Try Skimmer FREE for 30 days at:https://getskimmer.com/poolguy

Welcome to Episode 183 of The Spokesman Speaks podcast. In this episode, Farm Bureau Financial Services regional crop consultant Angie Horn walks farmers through their crop insurance options, and Melissa Miller of the Iowa Nitrogen Initiative shares a new online tool to help farmers calculate their optimum nitrogen application rates. Resources Mentioned in this Episode: Watch our recorded webinar with Farm Bureau Financial Services to learn more about your crop insurance options. Learn more about the Iowa Nitrogen Initiative and N-FACT in our recent Spokesman article.   Use the new N-FACT calculator to help you determine your optimum nitrogen application rates.  

Do you need mental health services but are unsure of how to take advantage of your BCBS insurance plan? Mission Connection can walk you through the process with their guide. Read the guide at https://missionconnectionhealthcare.com/bcbs-insurance/ or call them directly at (866) 833-1822 to learn more. Mission Connection City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionconnectionhealthcare.com/

Imagine detecting cancer with just a single drop of blood. In this episode of the Beautifully Broken Podcast, host Freddie Kimmel engages in a compelling conversation with Dr. Joshua Routh, MD, a distinguished expert in pathology and molecular oncology. Dr. Routh serves as the Laboratory Director for high-complexity clinical laboratories and holds the position of Associate Professor of Pathology at Midwestern University. He is also the Medical Director for Precision Epigenomics Inc., where he focuses on multi-cancer early detection tests.Together, they examine the science behind EPISEEK, discussing how it analyzes epigenetic markers in the blood to identify potential cancer signals. The conversation covers the importance of methylation in gene expression, the emotional implications of cancer testing, and who should consider getting tested. Dr. Routh emphasizes the need for patient autonomy and informed decision-making in the context of cancer screening. They also explore the advancements in multi-cancer early detection tests, focusing on the technology behind EPISEEK, its cost, and the current lack of insurance coverage. The discussion touches on the implications of abnormal test results, the importance of patient-doctor collaboration, and the need for a holistic approach to health that includes lifestyle factors. Additionally, they discuss the strengths and limitations of current cancer detection technologies and the importance of comprehensive health monitoring.Highlights1:32 Introduction: Personal Reflections on the Importance of Early Cancer Detection3:05 Understanding EpiSeek: A Breakthrough in Liquid Biopsy Technology for Cancer Detection5:40 The Science of EpiSeek: How It Works to Detect Cancer Early8:14 The Role of Methylation in Gene Expression and Its Link to Cancer Growth10:42 Gene Expression and Epigenetics: Why They Matter in Cancer Screening13:20 Interpreting Test Results: What to Do After Receiving an Abnormal Finding16:35 Who Should Get Tested? Assessing Risk Factors, Family History, and Lifestyle19:48 The Emotional Impact of Cancer Screening and the Decision Not to Test22:14 Comparing EpiSeq to Other Multi-Cancer Early Detection Tests25:52 Insurance Coverage for Multi-Cancer Tests: Current Challenges and Future Prospects29:30 Next Steps After an Abnormal Test Result: Further Screening and Actions33:40 The War on Cancer: How Lifestyle Choices Influence Cancer Risk36:15 - Evaluating the Strengths and Limitations of Current Cancer Detection Technologies40:28 - The Importance of Comprehensive Health Monitoring Beyond Single TestsUPGRADE YOUR WELLNESSEpiSeq Test: https://www.precision-epigenomics.com/episeqExclusive $50 Discount Offer (Valid Until August 1, 2025): https://www.precision-epigenomics.com/offerSilver Biotics Muscle Cream: https://www.silverbiotics.com (Use Code: BEAUTIFULLYBROKEN for Discount)Saga Bands: https://ca.saga.fitness/?ref=titvyccmCode: beautifullybrokenStemRegen: https://www.stemregen.co/products/stemregen?_ef_transaction_id=&oid=1&affid=52Code: beautifullybrokenLightPathLED https://lightpathled.pxf.io/c/3438432/2059835/25794Code: beautifullybroken CONNECT WITH FREDDIE Check out my website and store: (http://www.beautifullybroken.world) Instagram: (https://www.instagram.com/beautifullybroken.world/) YouTube: (https://www.youtube.com/@BeautifullyBrokenWorld)

In this episode, Dr. Jessica Steier and Dr. Sarah Scheinman welcome Dr. Margot Savoy to discuss the changing landscape of vaccine recommendations. The scientists explore risk-based vaccination approaches, focusing particularly on RSV and pneumococcal vaccines, while examining how factors like age and immunosenescence influence vaccine effectiveness. Dr. Savoy provides insights into how pandemic experiences have shaped vaccine strategies and emphasizes the importance of personalized vaccination discussions between healthcare providers and patients. The conversation offers listeners valuable understanding of current vaccine recommendations and their public health implications. All our sources from this episode are available at: https://www.unbiasedscipod.com/episodes/ (00:00) Intro (02:37) Understanding Risk-Based Vaccine Recommendations (06:47) Safety vs. Efficacy in Vaccines (08:56) Dynamic Nature of Vaccine Recommendations (12:50) Types of Vaccine Recommendations (20:11) Impact of Recommendations on Insurance Coverage (22:13) Recent Changes in RSV Recommendations (22:43) Understanding RSV and Its Impact (29:01) Immunosenescence: Aging and Immune Response (34:32) Pneumococcal Disease and Vaccination Recommendations (42:08) Final Thoughts: The Future of Vaccination: Innovations and Conversations Interested in advertising with us? Please reach out to advertising@airwavemedia.com, with “Unbiased Science” in the subject line. PLEASE NOTE: The discussion and information provided in this podcast are for general educational, scientific, and informational purposes only and are not intended as, and should not be treated as, medical or other professional advice for any particular individual or individuals. Every person and medical issue is different, and diagnosis and treatment requires consideration of specific facts often unique to the individual. As such, the information contained in this podcast should not be used as a substitute for consultation with and/or treatment by a doctor or other medical professional. If you are experiencing any medical issue or have any medical concern, you should consult with a doctor or other medical professional. Further, due to the inherent limitations of a podcast such as this as well as ongoing scientific developments, we do not guarantee the completeness or accuracy of the information or analysis provided in this podcast, although, of course we always endeavor to provide comprehensive information and analysis. In no event may Unbiased Science or any of the participants in this podcast be held liable to the listener or anyone else for any decision allegedly made or action allegedly taken or not taken allegedly in reliance on the discussion or information in this podcast or for any damages allegedly resulting from such reliance. The information provided herein do not represent the views of our employers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Pharmacist Liability Insurance: Do you know if you are properly covered as a pharmacist? Have you even looked at your policy? Cord Pyles, with Pharmacist Mutual, helps us understand what to look for and ask for in a complete pharmacist liability policy. 

Pharmacist Liability Insurance: Do you know if you are properly covered as a pharmacist? Have you even looked at your policy? Cord Pyles, with Pharmacist Mutual, helps us understand what to look for and ask for in a complete pharmacist liability policy. 

In this episode of The Business of Wellness with Jaclyn London, RD, Jaclyn takes a deep dive into statements made by Robert F. Kennedy Jr. during his senate confirmation hearings for Secretary of Health, and discusses the urgent need for reform in America's nutrition policy and the lack of meaningful solutions to combat the chronic disease epidemic driven by U.S. food and healthcare systems. She highlights the missed opportunities exposed during RFK Jr.'s  hearings on Capitol Hill, and why sweeping federal regulations and RFK Jr.'s proposed strategies for improving American health ultimately miss the mark. Then, Jaclyn outlines five actionable policies to improve public health, including integrating cooking education in schools, reforming the Farm Bill to increase access to fresh veggies and fruit, incentivizing food service and restaurants to reduce added sugar, saturated fat and sodium in their menu offerings, tightening marketing regulations for products targeting kids & parents, and the most meaningful step in Making America Healthy Again and reversing the chronic disease epidemic : Getting nutrition counseling by a Registered Dietitian covered by insurance. Jaclyn also discusses the importance of transparency in the food industsry, how and why she believes that free market strategies and deregulatory policies can work by shifting incentive structures and focusing on strategic inititaives. She breaks down why bipartisan support is possible, and why these changes are essential for making healthier eating habits accessible to all Americans. If you've ever wondered what real food policy reform should look like, this episode is a must-listen. Timestamps: 02:58 - Five Key Policies to Improve Public Health 05:48 - Why Cooking Education in Schools is Essential 09:06 - Reforming the Farm Bill for Better Food Access 12:10 - Strengthening Marketing Regulations for Kids' Food 14:58 - How Local Agriculture Can Improve Community Health 18:07 - Combating Misleading Food Marketing 20:53 - Simplifying Food Labels for Consumer Clarity 24:21 - Innovative Strategies in the Produce Aisle 30:13 - The Need for Insurance Coverage for Nutrition Counseling 37:32 - The Best Strategies for a Healthier America 46:22 - Final Thoughts & Call to Action Follow Jaclyn London, RD: Instagram X (formerly Twitter) LinkedIn Follow The Business of Wellness on All Podcast Platforms: Apple Podcasts Spotify YouTube Amazon Music

In this episode of Know Your Risk and Insurance Coverage with RiskProNet, we continue our insightful conversation with Matt Cranney from M3 Insurance. Matt leads M3 Elevate, a pioneering small business insurance division that redefines how firms approach this crucial market. He shares how M3 transformed its small business unit into a sustainable, profitable, and high-value operation by leveraging advisory-led, tech-supported strategies.We dive deep into key challenges, including how to balance profitability with excellent service, integrate technology efficiently, streamline workflows, and align producer and carrier incentives. If you're looking to optimize your agency's small business unit, this is an episode packed with practical takeaways. Tune in for part two of our discussion with Matt Cranney and gain valuable insights into the future of small business insurance.Timecodes00:00 Introduction: Welcome Back with Matt Cranney00:47 The Philosophy Behind M3 Elevate's Success02:30 Small Business vs. Large Commercial: Navigating the Challenges05:00 Creating an Agency within an Agency: M3's Unique Structure07:17 Cross-Selling & Internal Workflows for Small Business Insurance10:26 Producer Roles & Expectations in Small Business Units13:39 Touchpoints & Customer Experience: How Often Should You Engage?17:13 The Power of Insurance Technology in Small Business Operations20:21 Why M3 Elevate Took a Cautious Approach to InsurTech Adoption22:45 Specialization & Growth Strategies for Small Business Accounts24:50 Managing Workload & Scaling Small Business Books Effectively27:10 Producer Compensation, Sales Goals, and Performance Tracking30:05 Carrier Consolidation: Strategy for Building Strong Partnerships32:26 Key Lessons: What to Avoid When Building a Small Business Unit35:15 Final Thoughts & Closing RemarksResources:Become a member at RiskProNet.comConnect with Matt Cranney on LinkedinConnect with Chip Arenchild on LinkedIn

In this episode of Sg2 Perspectives, explore the trends reshaping insurance coverage with our host Trevor DaRin and Sg2 Principal Brian Esser and Senior Director Tori Richie as they dive into the challenges and opportunities ahead. From shifting payer patterns to the rise of high-deductible plans, this episode unpacks the evolving dynamics that health systems must navigate to stay ahead.   We are always excited to get ideas and feedback from our listeners. You can reach us at sg2perspectives@sg2.com, or visit the Sg2 company page on LinkedIn.

Los Angeles Police Chief Anthony Marrone and Sherriff Robert Luna lead a presser on the latest Hughes fire updates. // Retired Los Angeles Fire Department Captain, Steve Kreager joins the show to talk about the Hughes fire, and the ongoing firefighting efforts as the firefighters continue the fight during these heightened winds. Tim and Steve also discuss how unique this is for LA county as they haven't encountered comparable situations. // State Farm Insurance agent Kirk Baker joins us to talk about fire insurance in California state, evacuating his office, insurance tips, and things you may not know about your fire insurance policy. // Tim discusses how we as Angelinos have become a bit numb to fire coverage as it seems to never end. And we are looking forward to relief this weekend, with rain in the forecast.  

Mission Prep (866-896-0828) and Magellan Health Insurance are now partnering to make holistic and evidence-based mental health care for teens in Virginia more affordable and more accessible. Get your policy checked by Mission Prep's understanding and experienced team at https://missionprephealthcare.com/magellan-insurance/ Mission Prep City: San Juan Capistrano Address: 30310 Rancho Viejo Rd. Website: https://missionprephealthcare.com/

The horrific wildfires unleashing carnage in Southern California underscore the need for reliable insurance protection both for businesses and homeowners. As of Jan. 16, 2025, these wildfires have scorched more than 60 square miles, claimed at least 25 lives, and left 26 people missing. With more than 12,000 structures destroyed and tens of thousands displaced, the economic impact is estimated between $135 billion and $150 billion.  Joining me to discuss the types of damages and losses typically covered under homeowner and commercial property insurance policies, policy limitations, navigating the claims process, and business interruption coverage. We also discuss a Jan. 10, 2025, ruling out of the Northern District of California in Bottega v. National Surety which held in a business interruption case that whether smoke damage caused the suspension of operations at the policyholders' businesses is a genuine issue of fact.My guests are all from the long-time insurance recovery law firm of Anderson Kill. Dennis Artese is a shareholder in the New York office and is chair of the firm's Climate Change and Disaster Recovery practice group. Marshall Gilinsky is a shareholder the firm's Boston office and practices in the firm's Insurance Recovery and Commercial Litigation groups, as well as its Restaurant, Retail & Hospitality Group. Joshua Gold is a shareholder in the New York office. He chairs the Cyber Insurance Recovery Group and co-chairs the Marine Cargo Insurance Group. He also handles directors and officers insurance and business income/property insurance matters.If you have comments or wish to participate in one our projects please drop me a note at Editor@LitigationConferences.com.Tom HagyLitigation Enthusiast andHost of the Emerging Litigation PodcastHome PageLinkedIn

Your insurer has declined to renew a policy, not due to what you've done but because of where we are or the type of policy. Your broker says you have to use a non-California licensed carrier. Are they beyond California law? What happens if you make a claim?The State of California has declared a state of emergency due to wildfires; many of the homeowners may not be covered due to non-renewal and inability to find a new insurer.What can you do? Tonight, YLR host, Jeff Hayden, is joined by Tiburon attorney Kathleen M. Defever, who is both an insurance adjuster and an insurance litigator with extensive experience and knowledge about insurance claims, the insurance market, and the experience of the insurance consumer.Questions for Jeff's guest? Call us, toll free, at (866) 798-8255.

In this episode of the BulkLoads Podcast, guest Steve Miller from Reliant Transportation gets into the crucial role of Standard Operating Procedures in bulk transportation, the nuances of contractual liability, and the necessity of proactive risk management. He highlights the escalating stakes in shippers' contract demands and the importance of specialized insurance advice for effective decision-making. Watch this episode on YouTube & Subscribe! https://youtu.be/umhF7BdpOZQ 2025 Bulk Freight Conference  Free Video Shoot From BulkLoads? https://links.bulkloads.com/widget/form/bfbbWKvA8xQZJKKYfc2Z     2025 Bulk Freight Conference   Reliant Transportation: https://reliant-transportation.com/   How can we pray for you? Email us: prayer@bulkloads.com Check out our companies!  BulkLoads - https://www.bulkloads.com/ Insurance - https://www.bulkinsurancegroup.com/ Factoring - https://www.smartfreightfunding.com/  Transportation Management (TMS) - https://www.bulktms.com/ Permitting- https://www.bulkloads.com/tools/permitting/   Timestamp: 00:00 Steve and I connect over insurance industry discussions. 05:19 Shippers seek more liability coverage in contracts. 07:19 Contractual liability insurance protects motor carriers. 12:10 Unrealistic insurance demands on motor carriers. 17:00 Hidden contract clauses cause insurance carrier tensions. 20:42 Risk management crucial for protecting family assets. 21:39 Progressive removing wetness exclusion from coverage. 27:20 Choose a knowledgeable, specialized trucking agent. 29:35 Industry issue: load contamination remains problematic. 33:00 Discuss cargo policy proactively to avoid liability. 36:43 Join the bulk freight conference this April. 40:59 Reviewed contract, provided insights for client's understanding. 42:19 Sign up now for upcoming conference event. 45:21 Subscribe, share, and support the Bulk Loads podcast.

Devastating fires continue to burn in LA County. Angelenos have been startled by false emergency alerts on their phones. A look ahead to the fire weather to come. The latest wildfire news in this special edition of The L.A. Report Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

This episode is next in the podcast series, #AskPattiBrennan - a series of episodes in which Patti answers one of her listener's frequently asked questions. These podcasts are shorter in length and address one FAQ or RAQ (a rarely asked but should be asked) question.  In this episode, Patti explores an important but often overlooked topic: long-term care. While not always a cheerful subject, having a plan is crucial. Long-term care not only improves the quality of life for those who rely on it but also eases the strain on family caregivers, enabling them to preserve their own health and well-being.  

In this episode of Know Your Risk and Insurance Coverage with RiskProNet, we sit down with Matt Cranney of M3 insurance to explore the unique approach behind their small commercial unit, M3 Elevate. Matt shares his journey from Liverpool to leading M3 Elevate, the strategies that turned an accommodation service into a thriving agency within an agency, and the intentional decisions that made it possible. From operational challenges to aligning leadership, this episode provides actionable insights for any agency looking to elevate its small business strategy. Stay tuned for a preview of our second session with Matt, where we'll dive deeper into insurer tech and operational solutions.Timecodes:00:00 Introduction to the podcast and RiskProNet00:19 Episode overview and guest introduction: Matt Cranney from M3 Elevate00:51 Matt's personal journey from Liverpool to leading in Wisconsin02:50 How Matt connected with M3 and started shaping the small business unit05:04 The evolution of M3's small business focus and the decision to create M3 Elevate08:24 Establishing M3 Elevate as an "agency within an agency"12:33 Aligning internal messaging and branding to gain leadership and team support15:24 The operational effort behind launching M3 Elevate and early success stories19:22 Closing remarks: Preview of the next episode with Matt CranneyResources:Become a member at RiskProNet.comConnect with Matt Cranney on LinkedinConnect with Chip Arenchild on LinkedIn

Send us a textGLP-1 medications like Novo Nordisk's Wegovy and Ozempic are taking the market by storm.With demand soaring, many patients are realizing these medications are either not being covered or simply too expensive.Is this all due to provider greed or is the issue more complicated?In this episode of CareTalk, David E. Williams and John Driscoll discuss how the growing demand for weight-loss drugs is creating a conundrum for providers, forcing them to decide between avoiding the costs associated with at-risk patients or investing upfront for long-term savings.This episode is brought to you by BetterHelp. Give online therapy a try at https://betterhelp.com/caretalk and get on your way to being your best self.As a BetterHelp affiliate, we may receive compensation from BetterHelp if you purchase products or services through the links provided.TOPICS(0:38) Sponsorship(2:06) Obesity in America(2:40) The State of Insurance Coverage for GLP-1s(3:27) Background on Obesity Drugs(4:45) Formation of GLP-1 Use(7:20) The Cost Conundrum of Weight-Loss Drugs(10:16) How Insurance Impacts Weight-Loss Drug Coverage(11:30) Understanding Adverse Selection(14:30) How Insurers Prevent Coverage(15:04) Decisions on Weight-Loss Drug Coverage(16:07) What Makes GLP-1s Unique for Cost Coverage(18:00) Will Weight-Loss Drugs Become Cheaper?(21:22) Medicare's Role in Weight-Loss Drugs(22:17) Examining Side Effects of Weight-Loss Drugs

The HITRUST CyberInsurance Webinar unveiled an innovative approach to acquiring cyber insurance, highlighting a streamlined process designed to benefit organizations of all sizes and sectors. Gathering insights from industry leaders including Sean Martin, Josh Ladeau, Sidney Prasse, Robert Booker, and Blake Sutherland, the discussion centered around the HITRUST Shared Risk Facility and its value proposition for organizations seeking robust cyber insurance coverage.Josh Ladeau, CEO of Trium, emphasized the importance of reducing volatility in the insurance market. He pointed out the challenges organizations face with traditional insurance processes, including cumbersome questionnaires and inconsistent underwriting requirements. By leveraging HITRUST certifications, the Shared Risk Facility offers a consistent, transparent, and efficient pathway for obtaining coverage, ensuring organizations can focus more on their core operations rather than administrative burdens.Sidney Prasse, a cyber specialist at McGill and Partners, highlighted the comprehensive nature of HITRUST certifications, which provide a high level of assurance and a robust framework for organizations. Prasse elaborated on the return on investment (ROI) that organizations gain from this streamlined approach, not only in terms of competitive premiums but also through time and resource efficiencies.Robert Booker, Chief Strategy Officer at HITRUST, elaborated on the rigorous processes involved in HITRUST certifications. He explained that these certifications require organizations to demonstrate their security maturity comprehensively, which in turn provides insurers with verified, reliable data. This reliability and transparency in security posture are critical, as they enhance the trust between insurers and insureds, making the underwriting process smoother and more accurate.Blake Sutherland, EVP of Market Engagement at HITRUST, emphasized the importance of proactive engagement between IT security teams and finance or risk management teams within organizations. He noted that the HITRUST approach helps bridge gaps between these departments, ensuring a unified and effective strategy towards obtaining and maintaining cyber insurance coverage.The webinar underscored that the HITRUST Shared Risk Facility is not just about easier and more efficient insurance processes; it also represents a strategic advantage in the market. Organizations that are HITRUST certified can differentiate themselves, demonstrating a high level of security and compliance that can be pivotal in securing business contracts. This differentiation is particularly crucial as businesses increasingly rely on third-party attestation to verify their security measures.Ultimately, the HITRUST CyberInsurance Webinar showcased how strategic partnerships and innovative approaches can transform the traditional cyber insurance landscape, providing organizations with the tools they need to effectively manage risk and achieve better overall security.Learn more about HITRUST: https://itspm.ag/itsphitwebNote: This story contains promotional content. Learn more.Guests: Blake Sutherland, EVP Market Adoption, HITRUST [@HITRUST]On LinkedIn | https://www.linkedin.com/in/blake-sutherland-38854a/Robert Booker, Chief Strategy Officer, HITRUST [@HITRUST]On LinkedIn | https://www.linkedin.com/in/robertbooker/Sidney Prasse, Partner, McGill & PartnersOn LinkedIn | https://www.linkedin.com/in/sidney-prasse-297894aa/Josh Ladeau, CEO, Trium CyberResourcesEnhancing Cyber Insurance with HITRUST: Streamlining Coverage through Strategic Partnerships (Session): Learn more and catch more stories from HITRUST: https://www.itspmagazine.com/directory/hitrustView all of our HITRUST Collaborate 2024 coverage: https://www.itspmagazine.com/hitrust-collaborate-2024-information-risk-management-and-compliance-event-coverage-frisco-texasAre you interested in telling your story?https://www.itspmagazine.com/telling-your-story

In this episode Jenny and John are joined by Jim Hooper and Phil Stumpf of API for a game of "Fact or Fiction" as they tackle the biggest myths and truths about insurance for personal trainers. From liability coverage to protecting your career, this episode delivers essential insights every fitness professional needs to know. Don't miss this fun and informative discussion!Don't forget to check out this link https://team.apifitness.com/wordpress/ for a special offer from API!

What's the difference between mass market insurance and personalized insurance coverage? How do you decide on the best fit, and how do you find a broker that's right for you?In this episode of the Easemakers Podcast, Private Risk Management Association CEO & Executive Director Diane Delaney shares how a consultative approach to insurance can help HNW families and individuals protect and preserve their assets. Tune in to hear an overview of today's hard market, Diane's tips for being proactive in preventing the most common losses, why Diane starts conversations by focusing on the passions (like collections), what to look for in a private insurance advisor, and more!

Welcome to The Autism Dad Podcast! In this episode, I sit down with Jonathon Smith, a dedicated special needs dad, to discuss his parenting journey with a son diagnosed with Angelman Syndrome. Jonathon shares his family's story, their struggles, and the challenges they faced navigating life with a complex genetic disorder. Most inspiringly, he explains how these challenges led to the creation of Safe Place Bedding, a company dedicated to providing safe, comfortable sleeping solutions for special needs individuals. What You'll Learn in This Episode: - What is Angelman Syndrome?  Jonathon gives an overview of this rare genetic disorder, including symptoms like motor challenges, communication difficulties, and the prevalence of seizures. - Parenting a Child with Special Needs:  Insights into Jonathon's journey, from the long process of diagnosis to the emotional challenges of acceptance and caregiving for life. - Creating Safe Place Bedding:  How a family trip and a sleepless night led to the invention of Safe Place Bedding, a line of secure, portable, and at-home sleeping solutions for individuals with special needs. - Making Travel and Home Life Easier:  Discover the features of the travel bed and home bed solutions that provide safety and comfort, helping families enjoy peace of mind wherever they are. - Insurance Coverage and Accessibility:  Jonathon breaks down how families can work with Medicaid and private insurance to obtain these innovative beds, with support provided every step of the way. Why This Episode Matters: This heartfelt conversation highlights the power of resilience and creativity in the special needs community. Jonathon's journey emphasizes the importance of problem-solving and the impact of creating resources that help families facing similar challenges. Links & Resources: - Safe Place Bedding: Learn more about their travel and home bed solutions and how to apply for insurance coverage. Visit SafePlaceBedding.com - Contact Rob Gorski: Connect with me at theautismdad.com for more information about the podcast and resources for parents. Help Spread the Word! If you enjoyed this episode, please consider leaving a review on Apple Podcasts, Spotify, or wherever you listen. Your feedback helps other families find this valuable resource. Don't forget to share this episode with anyone who might benefit from Jonathon's story and Safe Place Bedding. Thank you for your continued support, and I'll see you in the next episode! This Week's Sponsors: Circle Care Services Circle Care Services offers personalized ABA therapy for children with autism in New Jersey and Georgia, providing support at home, in daycares, or clinics. Their skilled team partners with parents to build confidence and unlock each child's potential. Visit circlecareservices.com or call (877) 460-1104. Grokkoli Hey parents! Is your child struggling with math? Meet Grokkoli, an AI tutor that helps kids progress multiple grade levels in months. Grokkoli identifies where your child struggles, meets them at their level, and is effective even for kids with learning disabilities, ensuring they get the support they need. Currently supporting K-5 math, Grokkoli is expanding to grow with your child, making it a great alternative to human tutors at a lower cost. Try Grokkoli free for 7 days! Visit grokkoli.com and use code “theautismdad” for 50% off your first month.

Yes, my name is Bobby and I have a question on the life insurance coverage. I read here that it said that the basic life insurance and retirement can be continued. If all of the conditions are met, 1 of the conditions are you have not converted coverage to an individual policy. My husband has insurance through the company that he retired from + Medicare and he wants me to drop him off of my insurance. Would that affect my coverage for insurance if I retire within a year? Thank you

In this episode, I welcome Isaac Oppenheim, CEO of Zida, to discuss revolutionary solutions for overactive bladder (OAB). Isaac shares his personal motivation behind developing the Zida control sock, a device utilizing percutaneous tibial nerve stimulation designed to provide an accessible and effective treatment. We delve into the challenges of existing OAB treatments, patient-centered care, and the impactful results of clinical trials showing an 80% success rate in symptom relief. The conversation also explores the integration of neuromodulation, lifestyle changes, and pelvic floor therapy as comprehensive approaches to managing OAB. Emphasizing the importance of accessibility, we discuss the device's design, ease of use, and affordability through various purchasing options, including Medicare. Join us as we explore these innovative solutions aiming for 100% symptom improvement and the future of personalized medicine in treating overactive bladder. Zida website https://livezida.com/TimeLine:00:28 Introduction to Overactive Bladder 00:59 Isaac Oppenheim's Background and Inspiration 02:21 Developing the Zida Control Sock 09:12 Clinical Trials and Success Rates 11:43 User Experience and Practicality 13:46 Innovative Technology in Textiles 16:10 Understanding the Fit and Sizing 16:57 Overactive Bladder: Prescription vs. Over-the-Counter 17:19 The Importance of Doctor-Patient Communication 18:17 Challenges with Overactive Bladder Treatments 20:46 Insurance Coverage and Costs 25:06 How the Zida Control Device Works 27:09 Future Goals and Research 29:04 Conclusion and Final Thoughts

Property insurers have scaled back natural-disaster coverage and raised premiums to make up for steep losses as a result of more frequent storms. Wall Street Journal reporter Jean Eaglesham joins host J.R. Whalen to discuss how recent hurricanes could reshape insurance coverage.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Insurance and liability issues are critical topics for professional estheticians, especially as they expand their range of services and treatments. Join Ella and Maggie on this episode of ASCP Esty Talk as they dive into the types of insurance coverage estheticians need and its importance in your practice. ASCP Esty Talk with Maggie Staszcuk and Ella Cressman Produced by Associated Skin Care Professionals (ASCP) for licensed estheticians, ASCP Esty Talk is a weekly podcast hosted by Maggie Staszcuk and Ella Cressman. We see your passion, innovation, and hard work and are here to support you by providing a platform for networking, advocacy, camaraderie, and education. We aim to inspire you to ask the right questions, find your motivation, and give you the courage to have the professional skin care career you desire. About Ella Cressman: Ella Cressman is a licensed esthetician, certified organic formulator, business owner, ingredient junkie and esthetic cheerleader! As an international educator for Lira Clinical, she enjoys empowering other estheticians and industry professionals to understand skin care from an ingredient standpoint and how that relates to the skin.   Connect with Ella Cressman:   LinkedIn: www.linkedin.com/in/ella-cressman-62aa46a    About Maggie Staszcuk: Maggie has been a licensed esthetician since 2006 and holds a bachelor's degree in business administration from Stephens College. She has worked in the spa and med-spa industry and served as an esthetics instructor and a director of education for one of the largest schools in Colorado before coming to ASCP as the Education Program Manager.     Connect with Maggie:    P 800.789.0411 EXT 1636   E MStaszcuk@ascpskincare.com or AMI@ascpskincare.com   About our Sponsors   Massage Envy is a national franchisor and does not independently own or operate any of the Massage Envy franchised locations nationwide. The Massage Envy franchise network, through its franchise locations, is the leading provider of massage services. Founded in 2002, Massage Envy now has approximately 1,100 franchise locations in 49 states that have together delivered more than 200 million massages and skin care services. Website: www.massageenvy.com/careers/career-areas/esthetician  Facebook: @MassageEnvyCareers LinkedIn: @MassageEnvy   Founded by botanical visionary Danné Montague-King, DMK is the World Leader in Paramedical Skin Revision™. Our revolutionary concept of REMOVE. REBUILD. PROTECT. MAINTAIN.® aims to match an individual's biochemistry with the appropriate skin therapy. DMK believes that the origin of most skin conditions is a result of disharmony within the skin. Using the principles of biochemistry, DMK has formulated a range of Enzymatic Treatments and Home Prescriptives that encourage the skin to return to its most balanced and healthy state. For skin care professionals whose business depends on generating long-lasting clinically-proven results, DMK's education-first approach has become essential. Hundreds of salons, spas, and even industry experts have recognized the effectiveness of the DMK concept, witnessed by thousands of people worldwide whose lives have been changed forever.   Instagram: https://www.instagram.com/dmkinternational/   TikTok: https://www.tiktok.com/@dmkinternational   Facebook: https://www.facebook.com/dmkinternational   Website: https://tizoskin.com/   At the heart of everything we do at Celluma Light Therapy, we are guided by a commitment to provide scientifically proven, evidence-based products that are FDA-cleared, shape-taking, safe, and effective. With more than 70,000 devices in clinical practice, this innovative approach to light therapy has resulted in the Celluma SERIES becoming the global leader in light therapy devices. With more than 70 product and design awards since 2015, and a product line that now includes 15 different models, which Celluma will you choose? For more information about Celluma Light Therapy, including the science behind the technology, before and after pictures, and descriptions of each device, visit www.celluma.com. For information about professional pricing, call 714-978-0080 or email info@celluma.com.     Elleebana continues to push the treatment evolution envelope and influence the global market. Company Director, Otto Mitter is a qualified Cosmetic Chemist of the Institute of Personal Care Science and award-winning global & lash brow educator. Highly passionate about product ingredients, research and development and ongoing education, Otto is the innovator for the world famous Elleebana One Shot Lash Lift system, Elleeplex ReGEN and Elleebana Brow Henna, as well as Co-Producer of the Belmacil Lash & Brow Tinting System. Otto continues to extend the boundaries of product development within the world of beauty and in collaboration with other world leaders in the industry. Website: https://elleebana-usa.com/ Facebook: https://www.facebook.com/elleebanausa Instagram: https://www.instagram.com/elleebanausa/   Oncology Spa Solutions is a leading provider of specialized training for beauty and wellness professionals, focusing on safe and compassionate care for clients with cancer. Our comprehensive courses are designed to equip estheticians, massage therapists, nail technicians, spa owners, and medical professionals with the knowledge and skills needed to provide oncology-safe treatments, manage medically reactive skin conditions, and support clients throughout their cancer journey. With a mission to educate and empower, Oncology Spa Solutions offers hands-on training, cutting-edge techniques, and in-depth understanding of product selection and protocols tailored to oncology clients. Graduates of the program become oncology-trained specialists, enjoying increased job satisfaction, client loyalty, and community connections with cancer centers and health-care providers.      Website: oncologyspasolutions.com  FB: OncologyEstheticsUS  IG: Oncology_Spa_Solutions    About Associated Skin Care Professionals (ASCP):   Associated Skin Care Professionals (ASCP) is the nation's largest association for skin care professionals and your ONLY all-inclusive source for professional liability insurance, education, community, and career support. For estheticians at every stage of the journey, ASCP is your essential partner. Get in touch with us today if you have any questions or would like to join and become an ASCP member.   Connect with ASCP:   Website: www.ascpskincare.com   Email: getconnected@ascpskincare.com   Phone: 800-789-0411   Facebook: www.facebook.com/ASCPskincare   Instagram: www.instagram.com/ascpskincare    

In this episode of "Corralling the Chaos," Angela Alea and Jason Packham, an entertainment insurance expert from NFP, discuss the critical importance of understanding and managing insurance coverage in the event industry. From common misconceptions to the nuances of adequate coverage, the conversation highlights key insights to help event companies avoid costly mistakes and ensure they are properly protected.

Shaina discusses with Liz what it looks like to accept insurance for lactation services. There are many positive things about this, of course! But Shaina also discusses how there are also some ugly parts about insurance. What specific things should you look for and what questions should you ask to clarify your coverage? Listen to this episode to find out! **Correction, Shaina said "diagnosis codes" but should have said "CPT codes" in this episode. We invite you to email us, DM us on instagram, or find some other way to contact us and tell us your thoughts. For more information about us, our birth education businesses, and the classes we teach, visit our websites and instagram profiles: Shaina--virtual or in person birth and breastfeeding classes, lactation consults in LA Email: shaina@preparented.com ⁠instagram.com/preparented⁠ ⁠www.preparented.com⁠ Liz--virtual and in person birth and c-section classes in LA/Santa Monica Email: Liz@birthandbeyond.net ⁠instagram.com/birthnurseliz⁠ ⁠www.birthandbeyond.net⁠ --- Support this podcast: https://podcasters.spotify.com/pod/show/thebirthnurses/support

Are you prepared for the unexpected when it comes to your health and finances? Your host Linzy sits down with insurance specialist Aviva Abraham to demystify the often overlooked but crucial role that insurance plays in our financial well-being. Aviva, who helps self-employed business owners with insurance needs, dives deep into when the best time to get insurance is and how to ensure you have the right coverage. Together, Linzy and Aviva explore the greatest risks to financial stability and how strategic insurance planning can mitigate those risks.Aviva shares practical tips on who to get insurance from, how to assess your current policies, and what to consider when choosing the right coverage. Aviva also reminds us that the best time to invest in insurance is before you need it. Tune in and join Linzy and Aviva in making sure your insurance aligns with your financial goals, so your future self can breathe easier knowing you're covered. For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15255 To watch a video version of this, check it out on YouTube: https://youtu.be/0c9r5Bu0d-w Connect with Aviva AbrahamDownload Aviva's free report listing 25 Smart Ways to Save Money on Your Life Insurance You can learn more about Aviva's work on her website here.Check out Aviva's Linkedin and Facebook for more resources. Mentioned in this episode:Check Out the Jane AppTo see how Jane can help you free up your evenings from admin tasks, head to meet.jane.app/more-time to book a personalized demo. But, if you're ready to get started, you can use the code MNB1MO at the time of sign-up for a 1-month grace period applied to your new account. Try Out the Jane AppVote for Linzy for a Women in Podcasting AwardTo Support Linzy on the Women in Podcasting Awards: Step 1: Click on the link here and enter your information. Step 2: Choose “Vote for your Favorite Podcasts.” Step3: Please vote for me under the “Financial, Investing & Money Podcasts” category, and click “VOTE” at the bottom of the page. Thank you so much for your vote. Vote for Linzy for a Women in Podcasting AwardLearn More about Money Skills for Group Practice OwnersThis six-month course will take you from being an overworked, stressed and underpaid group practice owner, to becoming the confident and empowered financial leader of your group practice. Check out the link to find out more.Learn More about Money Skills for Group Practice Owners

Today's episode is all about new technologies and their relationship with insurance. More specifically, we'll dive into how ADAS calibration and insurance are working together, and what the future of that relationship might look like. Our guests are Mike Anderson, president & owner of Collision Advice, and Steve Dawson, Washington DC Regional Manager for Hunter Engineering. Enjoy the show! Connect with Steve Dawson: Social: https://www.linkedin.com/in/steve-dawson-hunter/ Web: https://www.hunter.com/alignment-machines/collision-alignment/#overview  https://www.hunter.com/alignment-machines/adas-calibration-tools/   Connect with Mike Anderson: Social: https://www.linkedin.com/in/mike-anderson-1124ba48/ Web: https://collisionadvice.com/ This episode is sponsored by: Hunter Engineering At Hunter Engineering, the theme behind all their products is do it right, do it once. So when you're doing alignments, the time to find hidden damage is before you start, not after. The workflow for Hunter's Collision Alignment System surfaces the trouble right up front by providing five additional collision-specific measurements, like toe out on turn, maximum steer and ride height, to find the problems right away. It's all about efficiency, so find the damage before it finds you. To learn more about Hunter's Collision Alignment System, visit https://www.hunter.com/

In Vitro Fertilization (IVF) is a stressful, emotional path to becoming a parent. Adding a surrogate to the equation introduces a new set of risks and stressors. For Ryan O'Connell and his wife, when the stars aligned and their healthy, perfect baby was born, it was nothing short of a miracle... and then they hit the lottery a second time. During our conversation, Ryan opens up about the deeply personal and intricate process of having children via surrogacy, shedding light on the highs and lows that come with it. We explore the emotional challenges, legal complexities, and moments of triumph that the O'Connells faced along the way. Listen to the end for an ego-deflating installment of Kisses and Disses.Episode 111 of Modern Dadhood opens with a quick catch-up with the guys about the back-to-school process and the crazy, overwhelming nature of parent life. The guys waste no time getting into Adam's conversation with fellow girl-dad Ryan O'Connell, an event manager and prolific blogger. Ryan lives in New Jersey with his family, including his two daughters, nine and four.Ryan opens up about the highs and lows of dad life, navigating the world of surrogacy, and the emotional rollercoaster involved in starting a family. We discuss the challenges and triumphs he and his wife faced on their path to parenthood, including their experiences with surrogates and the intricate medical and emotional processes involved. Topics include:•  The process of finding a surrogate•  What attributes make a couple and potential surrogate click?•  A brief overview of IVF•  The potential risks and setbacks of working with a surrogate•  The emotional and physical toll of miscarriages•  The legal and financial side of surrogacy•  And more!Listen to the end for an ego-deflating installment of Kisses and Disses. LINKSGiddy Up America (Ryan's blog)Ryan O'Connell (LinkedIn)Reproductive Possibilities (surrogacy agency)Caspar BabypantsSpencer AlbeeModern Dadhood (website)AdamFlaherty.tvStuffed Animal (Marc's kids' music)MD (Instagram)MD (Facebook)MD (YouTube)MD (TikTok) #moderndadhood #fatherhood #parenthood #parenting #parentingpodcast #dadding #dadpodcast

Dive deep into the whirlwind world of homeowners insurance in the second part of our conversation with Florida's #1 real estate insurance expert, Cyndee Haydon, CRS, CIPS, PMN. Discover the hidden factors driving up your premiums, the secrets behind getting the best coverage, and the real impact of new regulations on your home's value. Plus, don't miss an unexpected twist at the end that will leave you rethinking everything you know about insurance.     Key takeaways to listen for Factors that lead to rising home insurance costs The significance of having adequate replacement value coverage for your property How insurance companies' strategies impact the availability and cost of policies Impact of regulatory changes on homeowners' ability to secure mortgages and insurance. Practical tips for homeowners and REALTORS® on reviewing and updating home insurance policies     Resources mentioned in this episode My Safe Florida Home National Association of REALTORS® Insurance Information Institute     About Cyndee Haydon, CRS, CIPS, PMN Cyndee is a Broker Associate Future Home Realty ©. She is a top REALTOR® in Tampa Bay, specializing in short-term rentals, relocations, and probate sales. Known for her tech-savvy and concierge approach, she simplifies complex tech tools for clients. As Chair of the National Association of REALTOR® Insurance Committee, she's a national advocate and trainer on insurance issues. An accomplished author, she offers invaluable guidance for probate sellers.     Connect with Cyndee LinkedIn: Cyndee Haydon, CRS PMN, CIPS Instagram: @cyndeehaydon Facebook: Cyndee Haydon | Cyndee for FR Email: cyndeehaydon@gmail.com Number: (727) 710-8035     Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.     Sponsors "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

In this episode of the Psychedelic Medicine Podcast, podcast host Dr. Lynn Marie Morski comes on the mic to provide a five-year update on the podcast and share the changes in the legal landscape of psychedelics in the past half-decade. Lynn Marie Morski, MD, JD is the president of the Psychedelic Medicine Association and host of the Psychedelic Medicine Podcast. She sits on the advisory boards of Psychedelics Today, Cybin, VETS, Inc (Veterans Exploring Treatment Solutions), the Oxenberg Foundation, and the Ketamine Task Force. Dr. Morski is a Mayo Clinic-trained physician in family medicine and sports medicine, as well as an attorney and former adjunct law professor. In this anniversary episode you'll hear about the legally-accessible forms of psychedelic therapy which have come to prominence as potential mainstream therapeutics in recent years. Dr. Mroski shares Information on the legal adult use framework for psilocybin in Oregon, including licensing, costs, and exclusion criteria. She also discusses programs in Australia and Canada that will allow certain patients to access psychedelic therapies such as psilocybin- and MDMA-assisted therapy. In addition to classic psychedelic medicines, Dr. Morski also shares information on the medicine which is currently most accessible: ketamine. She discusses the difference between S-ketamine and R-ketamine and on-label and off-label uses of this substance. In closing, Dr. Morski presents some of the finer details of the current landscape of insurance coverage for ketamine.    In this episode you'll hear: The difference between decriminalization and legalization The FDA decision to deny the Lykos Therapeutics' new drug application for MDMA-assisted therapy for PTSD The upcoming Colorado psilocybin program Psychiatric licenses to administer MDMA and LSD to patients in Australia  The Special Access Program for psychedelic therapies in Canada  Legal ketamine access in the United States How the Psychedelic Medicine Podcast chooses guests   Quotes: “I wanted to focus mostly on what is legal because we know that's the way things are going to be the most monitored and therefore safely accessible.” [20:45] “People are in this industry because they want other people to feel better and they want to help and they're so generous with their time” [25:31]   Links: clinicaltrials.gov - the place to find information on upcoming clinical trials for psychedelic medicine for which you may qualify Insurance Coverage for Psychedelic Therapy by Vincent Joralemon SPRAVATO withMe Patient Support Program Enthea insurance Previous episode: How to Choose A Psychedelic Facilitator or Retreat Center with Joël Brierre Previous episode: Warning Signs When Selecting a Psychedelic Facilitator with Juliana Mulligan Previous episode: Ketamine Scientific Research with Dr. Jason Wallach Psychedelic Medicine Association Porangui

Julia Kim is the CEO and Founder of Sanu, a postpartum retreat company dedicated to redefining care for new parents with comprehensive support and personalized experiences. She's a seasoned leader with over 15 years of experience in lawmaking, policy, communications, and political campaigns. Serving as the national Co-Chair for Korean Americans for Biden in 2020, she mobilized volunteers and orchestrated efforts to engage hundreds of thousands of Korean American voters in key battleground states. Additionally, as the former Chairperson of the Virginia Asian Advisory Board (VAAB), Julia provided invaluable counsel to the governor on a range of issues, including education, civic engagement, and business and trade matters, championing the interests of the AAPI community.

In this powerful episode, Aaron Parks shares the transformative story of how his brother's incarceration and a career-ending injury changed his life forever. Discover how these life-altering events led Aaron to a new path, providing insurance for individuals coming out of prison. Learn about the challenges, the triumphs, and the deep sense of purpose that drives his mission to support and protect those re-entering society. This is a must-watch for anyone interested in personal growth, resilience, and making a difference in the lives of others. Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Connect with Aaron Parks: https://parksinsured.com/who-is-aaron-parks/ Presented by Tyson 2.0 & Wooooo Energy: https://tyson20.com/ https://woooooenergy.com/ Powered by: Just Media House : https://www.justmediahouse.com/ Creative direction, design, assets, support by FWRD: https://www.fwrd.co Buy Merch: https://lockedinbrand.com Use code lockedin at checkout to get 20% off your order Timestamps: 00:00:00 - Affect of Incarceration on Families 00:03:43 - The Impact of Probation Violations 00:07:34 - The Impact of Incarceration on Families 00:11:17 - Standing up to the Bully 00:15:04 - The Moment That Changed Everything 00:19:00 - Overcoming Challenges in Football 00:23:20 - The Injury that Ended my Football Career 00:31:20 - Learning the Car Sales Industry 00:35:10 - Pursuing Dreams and Making a Difference 00:39:03 - Getting Free Health Insurance 00:42:34 - Free Health Insurance Plans 00:46:53 - Impact of Parks Insurance Agency 00:50:39 - Providing Medical Assistance in Correctional Systems 00:54:23 - The Importance of Health Insurance 00:58:18 - Insurance Coverage in Jail Learn more about your ad choices. Visit megaphone.fm/adchoices