Podcasts about insurance policies

Contract between the insurer and the insured

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Best podcasts about insurance policies

Latest podcast episodes about insurance policies

Investor Fuel Real Estate Investing Mastermind - Audio Version
Insurance Secrets Investors Miss: How to Protect Real Estate Assets the Right Way

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Oct 2, 2025 21:57


In this episode of the Real Estate Pros Podcast, host Kristen interviews Nick Dial, author of 'Insurance Makes Cents.' They discuss the importance of understanding insurance, particularly for real estate professionals, and how to leverage it effectively to protect assets. Nick shares his personal journey into the insurance industry, the inspiration behind his book, and the common gaps in insurance coverage that many overlook. He emphasizes the need for a customized approach to insurance and the importance of educating oneself about policies to avoid costly mistakes. The conversation concludes with key takeaways from Nick's book, empowering listeners to optimize their insurance strategies.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Canadian Wealth Secrets
How Whole Life Policies Unlock Liquidity and Growth for Business Owners

Canadian Wealth Secrets

Play Episode Listen Later Oct 1, 2025 23:42


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you letting too much of your business's hard-earned cash sit idle when it could be working for you in multiple ways?As a business owner, you know the importance of having liquidity—an emergency or opportunity fund you can access instantly. But parking that money in a savings account or GIC often feels wasteful, especially when inflation eats away at its value. The challenge is balancing peace of mind with real growth. That's where the idea of a “wealth reservoir” comes in: a structured way to protect cash, keep it liquid, and still put it to work building long-term wealth.In this episode, you'll discover:How a whole life insurance policy can serve as a corporate wealth reservoir, giving you both liquidity and steady growth.Practical strategies for deciding how much to contribute and how to scale as your retained earnings grow.The emotional and financial considerations for starting small—and why most successful business owners eventually build multiple reservoirs.Press play now to learn how to transform idle corporate cash into a powerful engine for security, opportunity, and long-term wealth.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building a strong Canadian wealth plan starts with a clear financial vision setting process and the right mix of financial buckets to support both corporate finance and personal finance goals. By using a wealth reservoir—a strategy that leverages insurance policies to keep retained earnings liquid while still growing—you can create an emergency fund and opportunity fund that optimize cash flow. For the Canadian entrepreneur finance journey, this ties directly into corporate wealth planning, corporation investment strategies, and personal vReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Personal Injury Primer
Ep 332 Insurance Policy Interpretation

Personal Injury Primer

Play Episode Listen Later Oct 1, 2025 3:30


Insurance Policy Interpretation I’m David Holub, an attorney focusing on personal injury law in northwest Indiana. Welcome to Personal Injury Primer, where we break down the law into simple terms, provide legal tips, and discuss personal injury law topics. Today’s question comes from a caller concerned that a provision in his fire insurance policy is […] The post Ep 332 Insurance Policy Interpretation first appeared on Personal Injury Primer.

Arnold's Pump Club
#221: The Floor vs. The Ceiling: Why Your Minimum Matters More Than Your Maximum

Arnold's Pump Club

Play Episode Listen Later Sep 29, 2025 11:04


In this episode, Arnold challenges conventional fitness wisdom with a powerful truth: your personal records don't build success—your minimum standards do. Discover why "raising your floor" beats chasing your ceiling every time, and why the people you admire most aren't perfect; they just bounce back faster.You'll also learn:The "embarrassingly easy" rule for setting minimums you'll never skipArnold's Insurance Policy: the 10-20 minute non-negotiable that changes everythingThe "never miss twice" comeback strategy that separates winners from quittersHow NAC supplements reduce cellular damage and speed recoveryThe surprising research showing how writing about ANY goal improves ALL areas of your lifeA 30-minute goal-setting framework that creates measurable resultsTired of fitness and nutrition plans that don't work? Sign up for The Pump Club app with the 7-day risk-free trial at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thepump.app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.If you'd like to join Arnold's Pump Club and receive his free daily newsletter, you can sign up with this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://arnoldspumpclub.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production and Marketing: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://penname.co/

RetroWaves: Radio Classics Revisited
Duffy's Tavern "Insurance Policy For Finnegan"

RetroWaves: Radio Classics Revisited

Play Episode Listen Later Sep 26, 2025 28:40


Step into the lively and hilarious world of Duffy's Tavern, where “the elite meet to eat.” This classic radio sitcom, which aired from 1941 to 1951, invites listeners to the corner bar run by the fast-talking, ever-scheming Archie the Manager. With his knack for spinning wild ideas and getting into absurd situations, Archie keeps the laughs flowing as freely as the drinks. Set in a humble New York City tavern, the show's charm lies in its colorful cast of regulars and guest stars. Archie, played by Ed Gardner, is constantly juggling his harebrained schemes, sarcastic wisecracks, and interactions with eccentric customers. The show also features recurring characters like Miss Duffy, the lovelorn daughter of the bar's unseen owner, and Clifton Finnegan, the not-so-sharp neighborhood pal. This episode was originally broadcast September 22nd, 1944 on NBC Radio.

Tradeoffs
A Closer Look at a Widely Despised Health Insurance Policy

Tradeoffs

Play Episode Listen Later Sep 25, 2025 27:10


Every year, millions of people's medical care runs into the roadblock known as prior authorization, which requires an insurer to sign off before chemotherapy, surgery or countless other services can proceed. Who does this often onerous process help, who does it hurt and how could it work better for everyone?Guests:Tom Roberts, Oncologist, Mass General Cancer CenterAaron Schwartz, Assistant Professor, Department of Medical Ethics and Health Policy and Department of Medicine, University of PennsylvaniaKathleen, CaregiverLearn more on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

Investor Fuel Real Estate Investing Mastermind - Audio Version
Alternative Investing: How Life Settlements Create Uncorrelated Returns

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Sep 25, 2025 22:19


In this episode of the Investor Fuel Podcast, host Michelle Kesil interviews Ariel Abbistar, a key player in the life settlement provider space. Ariel explains the concept of life settlements, where individuals sell their life insurance policies for cash, particularly benefiting seniors who may no longer need or afford their policies. The conversation delves into how this investment opportunity offers uncorrelated assets for investors, the challenges of educating the public about life settlements, and Ariel's vision for making this investment accessible to a broader audience. The episode emphasizes the importance of understanding this niche market and the potential benefits for both sellers and investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Canadian Wealth Secrets
The Playbook for Balancing Taxes, Retained Earnings, and Passive Income in Canada

Canadian Wealth Secrets

Play Episode Listen Later Sep 19, 2025 22:26


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you a Canadian business owner sitting on retained earnings but unsure how to invest them without losing half to taxes?You've worked hard to build a profitable corporation, but the moment you try to grow wealth inside it, the tax system feels like a trap. Between passive income rules, dividend categories, and the dreaded 50% tax on investment earnings, it's no wonder many entrepreneurs hesitate. The truth is, the system isn't broken—it's just designed to be complex. And without the right strategy, you could miss out on powerful opportunities to grow and protect your wealth.In this episode, you'll discover:Why the refundable dividend tax on hand (RDTOH) account can be your secret weapon against the 50% passive income tax rate.How structuring corporate-owned investments—like real estate or insurance—can create long-term tax efficiency and flexibility.Practical steps to balance retained earnings, leverage, and wealth transfer strategies so your money compounds instead of stalls.Press play now to learn how to turn retained earnings into a tax-smart wealth engine for you and your family.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Canadian business owners face unique challenges when it comes to passive income, Canadian taxation, and retained earnings, but with the right corporate structure optimization and tax planning, wealth can grow more efficiently. Whether through real estate investing in Canada, RRSP optimization, or leveraging RDTOH for smarter dividend strategies, entrepreneurs can design a Canadian wealth plan that balances today's needs with tomorrow's goals. From salary vs dividends Canada decisions to integrating insurance policies for protection and estate planninReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Wealth Warehouse
Episode 188: Infinite Banking: How Flexible Are Premiums In A Life Insurance Policy?

Wealth Warehouse

Play Episode Listen Later Sep 15, 2025 31:00


Visit our website:https://www.thewealthwarehousepodcast.com/This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.You'll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don't “increase” growth, and how convertible term preserves future capacity as your income rises.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open3:06 - Premium flexibility myth6:19 - Base vs. PUA9:40 - Cash value = ownership10:59 - Dividends → PUA15:10 - Floor & ceiling funding16:37 - Year-two: pay base, drip PUA20:00 - Extra PUA + MEC check23:50 - Convertible term runway30:38 - Sign-offABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

Label 1976
Insurance Policies and Ethereal Spirits

Label 1976

Play Episode Listen Later Sep 14, 2025 43:23


Hello,In this episode we discuss little known life insurance policies and who benefits from them. We also introduce you to Allyson Perry of Noble Marie Bakery! On our Label 1976 Music Spotlight, we highlight the amazing performance of Iniko recently at Variety Playhouse in Atlanta. Tune in for an easy listen and interesting episode! You can find Allyson Perry on Instagram @nobelmarie.me and on Facebook; Noble Marie check her out!Tru StraubRemember to follow the podcast on Spotify so that you're notified of new episodes every other Thursday, as they are released! We stream on ALL Platforms! Also follow for us on social media;Instagram; @ tru_straubFacebook; Tru StraubTik Tok; Tru StraubEmail; labelninesevensix@gmail.comwww.label1976.com*New full length episodes bi-weekly on Thursdays*

Price of Business Show
Brian I. Gordon- Long Term Care Insurance Policies Are Not Standardized

Price of Business Show

Play Episode Listen Later Sep 12, 2025 11:52


09-10-2025 Brian I. Gordon Learn more about the interview and get additional links here: https://usabusinessradio.com/long-term-care-insurance-policies-are-not-standardized/ Subscribe to the best of our content here: https://priceofbusiness.substack.com/ Subscribe to our YouTube channel here: https://www.youtube.com/channel/UCywgbHv7dpiBG2Qswr_ceEQ

The Fan Morning Show
The Steelers need more of an "insurance policy" than anything!

The Fan Morning Show

Play Episode Listen Later Aug 28, 2025 5:21


Adam Crowley, Dorin Dickerson and Pat Bostick discuss why it's important for the Steelers to have several capable backups at this position.

The Gerald Lucas Real Estate Podcast
Episode 617: How Many Different Home Insurance Policies Do You Need

The Gerald Lucas Real Estate Podcast

Play Episode Listen Later Aug 27, 2025 2:53


Real Estate Expert & Best-Selling Author, Gerald Lucas discusses how many different insurance policies you need to protect your home.

Real Estate Investing Abundance
Protecting yourself from insurance companies with Andy Gurczak Episode - 535

Real Estate Investing Abundance

Play Episode Listen Later Aug 22, 2025 29:10


We'd love to hear from you. What are your thoughts and questions?In this episode, Dr. Allen Lomax discusses the critical role of public adjusters in navigating insurance claims, particularly after disasters. Joined by Andy Gurczak, founder of All City Adjusting, they explore how public adjusters can help clients recover more from their insurance claims, share case studies, and provide insights on the claims process. The conversation emphasizes the importance of being proactive in preparing for disasters, understanding insurance policies, and knowing when to seek professional help to ensure fair compensation.Main Points:Public adjusters can significantly increase claim payouts.It's crucial to contact a public adjuster early in the claims process.Insurance adjusters may miss critical details in claims.Homeowners should document damage thoroughly after a disaster.Saying less to insurance companies can prevent claim delays.Regular policy reviews can uncover missing coverages.Many insurance policies have more exclusions than inclusions.Public adjusters often provide free policy reviews for clients.Understanding your policy is essential for effective claims.The burden of proof lies with the insured, not the insurer.Connect With Andy Gurczak:andy@allcityadjusting.comallcityadjusting.comhttps://www.facebook.com/allcityadjusting/https://www.linkedin.com/in/andy-gurczak-528b9b64/

Underestimate Me with Brittney Jones
Doing The Illogical To Manifest MORE, The Real Story Behind My Range Rover, An Insurance Policy For Your Success

Underestimate Me with Brittney Jones

Play Episode Listen Later Aug 22, 2025 18:04


Send us a textToday we have a really good conversation on changing the way you think about money, what it means to do the illogical, how I have held myself back from success, what I do to INSURE my results and more!Your content deserves a bigger stage—this is how you get it. Join The Growth Zone: https://brittney-ceo.mykajabi.com/offers/kFcGLn9D/checkoutJoin my NEW subscription on Instagram: https://www.instagram.com/brittneyceo/Join The Luxury Of It All: https://www.brittneyjonesceo.com/luxuryofitallGet My 7 Figure Guide: https://brittney-ceo.mykajabi.com/offers/fbKnBwSM/checkoutGet my FREE weekly biz babe moves straight to your inboxhttps://view.flodesk.com/pages/624b64b2a15594c239cada7bJoin my Facebook Grouphttps://www.facebook.com/groups/131279237732613Follow me on Ig @brittneyceo for my daily life, hot biz tips, and morehttps://www.instagram.com/brittneyceo/

Investor Fuel Real Estate Investing Mastermind - Audio Version
How Public Adjusters Help Real Estate Investors Win Insurance Claims

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Aug 21, 2025 24:50


In this episode of the Real Estate Pro Show, host Erika interviews James Murphy, a public adjuster with extensive experience in the real estate sector. James shares his journey into public adjusting, emphasizing the importance of having an advocate during insurance claims. He discusses the services he provides, common challenges faced by property owners, and the complexities of insurance policies. James also highlights the significance of networking and building relationships within the real estate community, as well as addressing misconceptions about public adjusters. He concludes with his future goals of expanding his services across different states and the importance of having a public adjuster as part of a property owner's team.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Blessed And Free 63
Jesus is our insurance policy and our savior let Yahweh have the glory

Blessed And Free 63

Play Episode Listen Later Aug 18, 2025 30:22


God is our insurance policy for a better life his words are our protection. This is what a insurance policy is it said on line it's a legal contract between the insurance company the insurer and the person business or entity being insured. It's said reading your policy helps you verify that the policy meets your needs and that you understand yours and the insurance companies responsibles. If a loss occurs a insurance policy meets your needs . God has left us with is word has our policy. May God help us to read his word and call upon is name that we can walk in is purpose and destiny in Jesus name we pray amen. Thank you all for listening to blessed and free 63 where Jesus christ is Lord

Becker’s Healthcare Podcast
Tracking Insurance Policy Shifts and Payer Strategy with Jakob Emerson

Becker’s Healthcare Podcast

Play Episode Listen Later Aug 8, 2025 10:37


In this episode, Jakob Emerson of Becker's Healthcare discusses state and federal moves impacting insurance rates, IVF coverage, GLP-1 drugs, and how payers like Cigna are adapting to evolving healthcare demands.

Rover's Morning Glory
FRI PT 2: Krystle's mom has a life insurance policy on her

Rover's Morning Glory

Play Episode Listen Later Aug 1, 2025 43:23


There is video of the man who was wearing a chain walking into an MRI in progress. Krystle's mom has a life insurance policy on her. NBA's Marcus Morris is accused of stealing over $250,000 from two different casinos in Las Vegas. A former NBA player, Gilbert Arenas, was arrested for running an illegal gambling business. 

Rover's Morning Glory
FRI PT 2: Krystle's mom has a life insurance policy on her

Rover's Morning Glory

Play Episode Listen Later Aug 1, 2025 41:17


There is video of the man who was wearing a chain walking into an MRI in progress. Krystle's mom has a life insurance policy on her. NBA's Marcus Morris is accused of stealing over $250,000 from two different casinos in Las Vegas. A former NBA player, Gilbert Arenas, was arrested for running an illegal gambling business. See omnystudio.com/listener for privacy information.

Drive Radio
READY RADIO: Think You're Covered? The Shocking Truth About Your Insurance Policy 7-25-25

Drive Radio

Play Episode Listen Later Jul 28, 2025 57:13


Could one fire take everything from you—and you not even be covered? In this urgent and eye-opening episode of https://ready-radio.com, host John Rush takes you beyond the basics of preparedness and into the often-overlooked reality of insurance gaps, fire hazards, and household vulnerabilities. Think you're safe just because you have insurance? Think again. From policies that won't cover total loss, floods, or valuables like firearms and jewelry—John exposes the questions most people don't ask until it's too late. Is your beautifully landscaped yard actually a firetrap? You might be planting future kindling right next to your home—and many landscapers don't even realize it. John breaks down the long-term dangers of junipers, evergreens, and those charming but dangerously close spruce trees. Could a single paint rag or gas can set your garage—and house—ablaze? Discover how improper storage of gasoline, old lawn equipment, and even oily rags can lead to spontaneous combustion, and why storing less might actually be safer. Hear tips on sealed fuel containers, venting, and why some “minor” garage items may need a second look. Are you prepared for the fire you don't see coming? John reveals the overlooked danger zones around your electrical meters, foundation assumptions your insurance won't cover, and even those social media ads for “house fire blankets.” Do they work? He's not sure—but he is sure you need a plan. Most importantly… could your family escape in time? If a fire starts at night, would your kids know not to open a hot door? Can they pop the screen out of a second-story window? Do they know where to meet outside? John walks you through critical family drills, ladder placement, and escape plans—because in a real emergency, you don't get a second take. Fire prevention isn't just about having a hose—it's about asking the right questions before the sirens arrive. Are you truly ready? Or just lucky… so far?

The Trevor Carey Show
The Democrats' 2016 Insurance Policy Finally Unveiled

The Trevor Carey Show

Play Episode Listen Later Jul 24, 2025 32:54 Transcription Available


Inside the GMAT
How to Choose the Right Type of MBA Program

Inside the GMAT

Play Episode Listen Later Jul 23, 2025 41:18


Not sure whether you should pursue a full-time, part-time, or executive MBA program? You're not alone! Oren Margolis from Pinetree & Palm Consulting joins the pod to dive deep into the crucial decision-making process of choosing the right type of MBA Program. As an experienced MBA admissions consultant and executive coach, Oren and Zach explore the nuances between the three program types and discuss how each format aligns with different career goals, personal circumstances, and professional aspirations. Whether you're looking to pivot careers, accelerate to executive leadership, or balance work and study, this episode offers valuable guidance to help you make an informed choice. Tune in to gain clarity on your MBA journey and find the path that best suits your ambitions. Contact Pinetree & Palm Consulting: https://www.pinetreepalm.com/ Register for the GMAT exam: https://www.mba.com/exams/gmat-exam/register Chapters: 01:59 - Career Moves Supported by an MBA 05:09 - Full-Time vs. Part-Time MBA Considerations 07:47 - Balancing Work and MBA Studies 10:11 - Time, Energy, and Flexibility in MBA Formats 16:09 - The MBA as an Insurance Policy 18:51 - The Role of Prestige in Decision-Making 25:37 - Assessing ROI 29:53 - Profiles of MBA Candidates: F/T, P/T, and EMBA 33:14 - Quiz Time! Choosing the Right MBA Path 39:20 - Final Thoughts

Real Black Consciousnesses Forum
Life After Death - Blackman Get Your House In ORDER! (Life Insurance Policy, Digital Assets, etc.)

Real Black Consciousnesses Forum

Play Episode Listen Later Jul 19, 2025 34:37


YouTube Link: https://youtu.be/J3yvLagnIFQPodcast Link: https://spotifycreators-web.app.link/e/RDObZr9D8UbJoin us as we have a conversation on the Original Man getting ready for life after death. It's important to get your house in order, please have your life insurance policy, digital assets, and important documents that your family must have. Let's talk about it....#rbcf Hashtags: #lifeafter #lifeafterdeath #reincarnation #death #lifeinsurance #digital #digitalassets #important #importantdocuments #deathbeliefs #neardeathexperience #afterlife #heavenandhell

Baskin & Phelps
Mike Martz: I would expect one of the veteran QBs to start for the Browns; Joe Flacco should be the insurance policy if Kenny Pickett doesn't work out

Baskin & Phelps

Play Episode Listen Later Jul 16, 2025 16:39


Mike Martz joined Baskin and Phelps and shared his thoughts on the Browns' quarterback situation, who he thinks should start under center in week 1, and whether or not he thinks Shedeur Sanders has the talent to be a successful quarterback in the NFL. He also talked about the Browns' offensive line and how they can fix the issues from last season, as well as what he thinks about NIL deals at the college level.

Canadian Wealth Secrets
Optimize Your Wealth Reservoir: The Smart Way to Balance Age and Funding with a Whole Life Insurance Policy

Canadian Wealth Secrets

Play Episode Listen Later Jul 11, 2025 19:00


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs saving your age with a backdated participating whole life insurance policy really the smartest financial move—or could it cost you more than it saves?If you've ever considered using participating whole life insurance for wealth preservation, you've likely heard about backdating to lock in a younger age. But what if that age-saving strategy means compromising your cash value in the short term—or worse, limiting your ability to fund the policy fully? Whether you're starting a corporate-owned participating whole life insurance policy or planning for long-term estate growth, the funding strategy you choose can make or break your outcome.In this episode, you'll discover:How backdating a policy by 6 to 12 months affects both cash value and death benefit over time.Why saving age isn't always worth it—especially if you can't max fund in year one.When a backdated policy makes sense, particularly for those with a large upfront lump sum to contribute.Press play to learn how to structure your life insurance strategy for maximum flexibility, long-term value, and alignment with your wealth goals.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Financial freedom in Canada takes more than income — it takes strategy. Whether you're a seasoned entrepreneur, high-earning professional, or building wealth through real estate, mastering the four phases of a healthy financial plan is non-negotiable. This podcast unpacks the smartest Canadian tax strategies, corporate structuring moves, and investment tactics that create lasting wealth. From optimizing RRSP room and leveraging real estate to balancing salary vs dividends and planning your legacy, we focus on actionable insights tailored for busReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Harold's Old Time Radio
Life with Dexter xx-xx-xx (063) Life Insurance Policy

Harold's Old Time Radio

Play Episode Listen Later Jul 9, 2025 27:45


Life with Dexter xx-xx-xx (063) Life Insurance Policy

Investor Fuel Real Estate Investing Mastermind - Audio Version
5 Essential Steps for Successful Homeowner Claims Representation

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Jul 8, 2025 16:10


In this conversation, John Harcar interviews Marcela White, an expert in the insurance claims industry. Marcela shares her journey from working for insurance companies to representing homeowners, highlighting the challenges faced by consumers in filing claims. She discusses common mistakes people make, the importance of documentation, and the need for proper guidance when navigating insurance policies. Marcela emphasizes the value of consulting with a public adjuster to maximize claim outcomes and offers insights into the current trends in the insurance landscape. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Investor Fuel Real Estate Investing Mastermind - Audio Version
Invest Smarter: Alton Dawsey on Life Insurance & Real Estate Success

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Jul 1, 2025 23:43


In this conversation, Dylan Silver and Alton Dawsey explore the critical intersection of real estate investment and life insurance. Alton shares his journey into real estate during the 2008 crash and how he recognized the importance of life insurance for real estate investors. They discuss the significance of having a term life insurance policy that aligns with property mortgages, the common misconceptions about insurance, and the need for investors to consider insurance as a strategic part of their financial planning. The conversation emphasizes the importance of protecting assets for future generations and encourages investors to integrate insurance into their investment strategies.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Divorce Master Radio
What to Know About Life Insurance Policy Updates Post-Divorce? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 29, 2025 2:24


Research Insights, a Society of Actuaries Podcast
50th Anniversary of The Universal Life Insurance Policy

Research Insights, a Society of Actuaries Podcast

Play Episode Listen Later Jun 26, 2025 39:09


In this special episode of the Research Insights Podcast, Dale Hall, Managing Director of the Society of Actuaries Research Institute, honors the legacy of James C.H. Anderson—a pioneering actuary and visionary in the insurance world. Joining Dale are four esteemed guests who personally knew and worked with Jim: Jay Jaffe, FSA, MAAA, President of Reinsurance Administration, Ltd. Jim MacGinnitie, former Chief Economist of the American Council of Life Insurers Mike Tuohy, Managing Director at Tillinghast Ron Butkiewicz, CEO of First Penn Pacific Together, they reflect on Jim's groundbreaking contributions, including his revolutionary work in gross premium calculations, profit measurement, and the development of Universal Life products. From his early days at Abbey Life to influential consulting roles in London and Atlanta, Jim's ideas reshaped insurance regulation, product development, and actuarial practice for decades to come. Further Resources to Explore James C. H. Anderson's Legacy: Gross Premium Calculations and Profit Measurement for Nonparticipating Insurance James C. H. Anderson ASA, MAAA, FCA 1975 November Edition of Emphasis – The Universal Life Insurance Policy  James C. H. Anderson ASA, MAAA, FCA Insurance Hall of Fame Profile James C. H. Anderson ASA, MAAA, FCA Transactions of Society of Actuaries, 1993 VOL. 45 – Obituary James Charles Henry Anderson Send us your feedback at ResearchInsights@soa.org

Divorce Master Radio
What to Know About Life Insurance Policy Updates Post-Divorce? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 25, 2025 1:32


Coach Carson Real Estate & Financial Independence Podcast
#421: Homeowners Insurance Won't Protect Your Rental (Here's What Will)

Coach Carson Real Estate & Financial Independence Podcast

Play Episode Listen Later Jun 23, 2025 14:54


⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://coachcarson.com/rpm  

Divorce Master Radio
How to Update Insurance Policies After Divorce? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 20, 2025 2:19


Investor Fuel Real Estate Investing Mastermind - Audio Version
Real Estate Secrets: Guide to Infinite Banking Success

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Jun 16, 2025 37:46


In this episode, Stephen S. interviews Kyle Nott, a seasoned real estate investor who specializes in the infinite banking concept. Kyle shares his journey into real estate, the strategies he employed, and how he integrates life insurance into his investment approach. The conversation delves into the benefits of infinite banking, the importance of being insurable, and the flexibility it offers in financial planning. Kyle emphasizes the need for action and understanding the mechanics of policy loans while navigating the complexities of life insurance products. The episode concludes with a rapid-fire round of questions, providing insights into Kyle's preferences and experiences in the finance and insurance space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Divorce Master Radio
How to Update Insurance Policies After Divorce? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 16, 2025 1:33


Divorce Master Radio
How to Remove Your Ex-Spouse from Joint Insurance Policies? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 14, 2025 2:05


Divorce Master Radio
How to Remove Your Ex-Spouse from Joint Insurance Policies? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 10, 2025 1:41


Winning Isn't Easy: Long Term Disability ERISA Claims
Applying for a Disability Insurance Policy

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Jun 10, 2025 26:32 Transcription Available


Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 21 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Applying for a Disability Insurance Policy."Thinking about applying for disability insurance? Before you check a box or sign on the dotted line, join disability law expert Nancy L. Cavey for a deep dive into the often-overlooked first step in protecting your income: the application process. In this episode, Nancy breaks down why disability insurance is so important - especially for professionals, business owners, and anyone planning for life's what-ifs - and what really happens when you apply. We cover the essentials: What's under the hood of an application? What medical or occupational info matters most? And what are the red flags that could trigger a denial - or follow you to future applications? Nancy explains how to avoid the most common and costly mistakes, how insurers evaluate risk, and how to protect your insurability now and later. Whether you're new to disability insurance, in the middle of applying, or trying to recover from a denial, this episode is your practical guide to starting smart. Because getting covered is more than just paperwork - it's the first step in securing your financial future. Let's get started.In this episode, we'll cover the following topics:One - What Are the Six Common Reasons an Application for Disability Insurance Coverage Is Denied by Disability Carriers?Two - How Can a Disability Carrier's Refusal to Offer You a Disability Policy Impact Your Ability to Find Disability or Life Insurance?Three - What Are the Three Types of Underwriting in Issuing an Individual Disability Insurance Policy, and Why Does It Make a Difference to You?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Winning Isn't Easy: Long Term Disability ERISA Claims
Questions About Disability Insurance, Policies, and Claims

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Jun 3, 2025 30:14 Transcription Available


Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 20 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Questions About Disability Insurance, Policies, and Claims."What do you really need to know about disability insurance, policies, and claims – before, during, and after you file? In this episode, disability law expert Nancy L. Cavey answers key questions about how disability insurance works, what your policy actually covers, and why valid claims still get denied. We cover the essentials: Should you supplement your Short-Term Disability? What if you're not seeing the right kind of doctor? And how can you protect your claim from the start? Nancy also answers listener questions about Long-Term Disability appeals, rare or misunderstood conditions, and how to advocate for yourself when symptoms aren't easy to document. This isn't just about fine print - it's about real strategies for real people navigating a complicated system. Whether you're in the middle of a claim, planning ahead, or just trying to understand the process, this episode is your guide to making sense of disability insurance. Let's get started.In this episode, we'll cover the following topics:One - Should I Get Flex DI Insurance to Supplement My Short-Term Disability Benefits?Two - Can a Disability Insurance Carrier Rightfully Deny a Claim if You Don't Treat With a Specialist?Three - Listener-Submitted QuestionsWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Divorce Master Radio
How to Successfully Navigate Insurance Policy Changes After Divorce? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later May 28, 2025 2:00


PLRB on Demand
Your Insurance Policy Will Decide When You're Done Ridesharing

PLRB on Demand

Play Episode Listen Later May 27, 2025 19:46


A "FastFeast" driver ends their shift but forgets to log out of the app. On the way home, they crash—and their insurance denies the claim. Why? They were still “on the job.” In the gig economy, one tap can mean the difference between coverage and denial.   Notable Timestamps [ 00:01 ] - The core scenario involves a driver for the delivery app FastFeast who had an accident on the way home after their shift and whose insurance claim was denied because they were still logged into the app. [ 02:07 ] - A ghost kitchen is a delivery-only establishment with no physical storefront that exists solely on delivery apps. Some ghost kitchens are linked to existing restaurants, like one possibly operating out of Chuck E. Cheese kitchens... [ 05:14 ] - Many personal auto policies, including older ones still in use, contain a livery or public conveyance exclusion that can apply if the vehicle is being used for ridesharing. [ 07:15 ] - Applying the livery exclusion may lead to coverage issues when a rideshare driver is actively transporting passengers during an accident. [ 08:10 ] - Under older livery language, it becomes ambiguous if an accident occurs while a driver is merely logged into the app awaiting an assignment but not actively carrying passengers or property. [ 11:11 ] - The definition of "livery" in these exclusions has been debated in courts; a majority interpret it to include both passengers and property (cargo), while a minority have limited it to passengers only. [ 14:21 ] - Modern exclusionary language for transportation network companies (TNCs) is designed to be less ambiguous than older livery clauses, often excluding coverage simply if the driver is logged into the TNC's digital network, regardless of whether they have an active customer. [ 17:09 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources Coverage Question: “Does The “Livery Or Public Conveyance” Exclusion Apply To An Insured Logged Onto Door Dash But Not Making A Delivery? 2024.06.19” https://www.plrb.org/documents/does-the-livery-or-public-conveyance-exclusion-apply-to-an-insured-logged-onto-door-dash-but-not-making-a-delivery/?search=ride%20sharing%20exclusion Coverage Question: “Does A Rideshare Exclusion Apply To An Insured Who Is Only Logged On To The Uber App? – 2024.03.04” https://www.plrb.org/documents/does-a-rideshare-exclusion-apply-to-an-insured-who-is-only-logged-on-to-the-uber-app-2024-03-04/?search=ride%20sharing%20exclusion Emerging Issues: “Does a PAP Provide Coverage for Delivery Drivers Using Personal Vehicles with the Emergence of Ride-sharing Services Like Uber/Lyft/Grubhub? “https://www.plrb.org/documents/does-a-pap-provide-coverage-for-delivery-drivers-using-personal-vehicles-with-the-emergence-of-ride-sharing-services-like-uber-lyft-grubhub/?search=ride%20sharing%20exclusion#passorprop Case Law Review: Bender v. USAA Gen. Indem. Co. (2025) https://www.plrb.org/documents/bender-v-usaa-gen-indem-co-2025/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

One Minute Retirement Tip with Ashley
My Life Insurance Policy Is Expiring Soon. Should I Buy More?

One Minute Retirement Tip with Ashley

Play Episode Listen Later May 23, 2025 5:53


This week on the Retirement Quick Tips Podcast, I'm answering your questions.  Today, I'm answering the question: My life insurance policy is expiring soon. Should I buy more?

Divorce Master Radio
What Happens to Life Insurance Policies After Divorce? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later May 23, 2025 1:56


The Power Of Zero Show
Why Does the Incoming SEC Chair Paul Atkins Have 54 Life Insurance Policies?

The Power Of Zero Show

Play Episode Listen Later May 21, 2025 8:03


In this episode of the Power of Zero Show, host David McKnight addresses the claim that sees Paul Atkins owning 54 life insurance policies for an astounding 10% of his $327 million net worth. Someone may ask themselves why someone with such a massive net worth would own so many life insurance policies…and even why someone who has equity in Chinese tech giant Alibaba, holdings in cryptocurrency, and stakes in venture capital firms would also want their wealth growing in cash value life insurance policies. Looking at Atkins, who's President Trump's nominee to chair the Securities and Exchange Commission, can help understand how the ultra-wealthy view taxes and wealth accumulation. One possibility could be that Paul Atkins may have exhausted all of the usual sources of tax-deferred and tax-free growth available to him through government-sponsored retirement plans.  Something worth remembering: Cash Value Life Insurance policies don't have any income threshold, and they have no contribution limits at all. A second potential scenario that has led Atkins to have over 50 life insurance policies is that he might be looking for a way to diversify his holdings. David points out to the fact that owning shares in single stocks like Alibaba – like Atkins does – can be a fairly risky proposition. Cash value and life insurance policies like whole life or IULs, on the other hand, aren't exposed to market risk. There's yet another possibility: Atkins may not be the insured on all the policies. According to the ethics filings, the cash value of the policies in question ranges from as low as $1,000 to well over $1 million. For some experts, that may be a sign that Atkins is investing in life settlements. The final potential scenario is the one in which Atkins owns all the policies for the purpose of estate planning. David points out that there are many more efficient ways to purchase life insurance policies than buying 54 separate contracts David shares that he understands the concept of wanting to spread your risk out among multiple carriers, but feels that doing so through the purchase of 54 different policies is a bit extreme. David points out that diversifying away from the stock market with some of your portfolio is, typically, a good idea. Want safe and productive growth without the risks associated with traditional bond allocations? Look at cash value life insurance policies, says David. Remember: cash value life insurance can also be beneficial because many carriers allow you to receive your death benefit in advance of your death. While it's true that cash value life insurance isn't for everyone, Paul Atkins ethics disclosure shows that it can play a critical role in someone's long-term wealth-building strategy.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Paul Atkins Alibaba

Canadian Wealth Secrets
When Easy Leverage Beats Complex Strategies - A Canadian Business Owner Case Study

Canadian Wealth Secrets

Play Episode Listen Later May 21, 2025 34:31


Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you leveraging your assets the smart way here in Canada—or making it harder than it needs to be?Many Canadian business owners and investors have both corporate and personal assets—but few truly understand how to use leverage strategically across those borders. Whether you're planning for retirement, managing cash flow, or thinking about your legacy, the way you borrow and use leverage matters. In this episode, Kyle Pearce and Jon Orr break down real-life scenarios—including a case study with seasoned real estate investors—to reveal where people often go wrong with leveraging their assets, and how to shift from over-complication to clarity and control.Here's what you'll learn in this episode:The difference between easy leverage and hard leverage—and why simpler is often smarter.How to structure your assets so you can borrow without triggering unnecessary taxes.Why a properly positioned permanent insurance policy can unlock flexibility, boost legacy planning, and provide peace of mind when leveraging your assets.Hit play now to learn how to use leverage with intention and build a wealth plan that supports both your lifestyle and your legacy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.As a Canadian entrepreneur, mastering your corporate structure optimization isn't just smart—it's essential for building long-term wealth in Canada. Whether you're juggling salary vs dividends, navigating personal vs corporate tax planning, or trying to squeeze the most from your RRSP tax savings, the key is a cohesive strategy. By leveraging corporate assets and integrating tools like insurance policies, the Smith Maneuver, and a smart investment bucket strategy, you can optimize cReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Elite Competitor - A Podcast for Moms & Coaches
How to Get Your Partner On Board With Investing in Mental Training for Your Athlete Daughter

The Elite Competitor - A Podcast for Moms & Coaches

Play Episode Listen Later May 6, 2025 18:30 Transcription Available


Does your partner think mindset work is “extra” or “unnecessary”?You're all in. You see how much confidence coaching helps your daughter and you're ready to invest in her growth. But your partner? Not so sure. Maybe they think she's too young. Maybe they see it as just another expense. Maybe they just don't get it.In this episode, I'm walking you through how to handle it when your partner's not on the same page – and how to keep showing up anyway.Here's what we talk about:✅ Why mindset work isn't just another “nice-to-have”✅ How to talk to a skeptical partner (without starting a fight)✅ Real-life stories that help it all make sense✅ The difference mental training makes beyond sports✅ How moms often carry the emotional load and what to do with that✅ Why waiting for a crisis isn't the move✅ What to say when your spouse just doesn't see the value (yet)✅ Encouragement if you're doing this solo (you're not alone)✅ Simple next steps you can take right now