Podcasts about insurance policies

Could one fire take everything from you—and you not even be covered? In this urgent and eye-opening episode of https://ready-radio.com, host John Rush takes you beyond the basics of preparedness and into the often-overlooked reality of insurance gaps, fire hazards, and household vulnerabilities. Think you're safe just because you have insurance? Think again. From policies that won't cover total loss, floods, or valuables like firearms and jewelry—John exposes the questions most people don't ask until it's too late. Is your beautifully landscaped yard actually a firetrap? You might be planting future kindling right next to your home—and many landscapers don't even realize it. John breaks down the long-term dangers of junipers, evergreens, and those charming but dangerously close spruce trees. Could a single paint rag or gas can set your garage—and house—ablaze? Discover how improper storage of gasoline, old lawn equipment, and even oily rags can lead to spontaneous combustion, and why storing less might actually be safer. Hear tips on sealed fuel containers, venting, and why some “minor” garage items may need a second look. Are you prepared for the fire you don't see coming? John reveals the overlooked danger zones around your electrical meters, foundation assumptions your insurance won't cover, and even those social media ads for “house fire blankets.” Do they work? He's not sure—but he is sure you need a plan. Most importantly… could your family escape in time? If a fire starts at night, would your kids know not to open a hot door? Can they pop the screen out of a second-story window? Do they know where to meet outside? John walks you through critical family drills, ladder placement, and escape plans—because in a real emergency, you don't get a second take. Fire prevention isn't just about having a hose—it's about asking the right questions before the sirens arrive. Are you truly ready? Or just lucky… so far?

Not sure whether you should pursue a full-time, part-time, or executive MBA program? You're not alone! Oren Margolis from Pinetree & Palm Consulting joins the pod to dive deep into the crucial decision-making process of choosing the right type of MBA Program. As an experienced MBA admissions consultant and executive coach, Oren and Zach explore the nuances between the three program types and discuss how each format aligns with different career goals, personal circumstances, and professional aspirations. Whether you're looking to pivot careers, accelerate to executive leadership, or balance work and study, this episode offers valuable guidance to help you make an informed choice. Tune in to gain clarity on your MBA journey and find the path that best suits your ambitions. Contact Pinetree & Palm Consulting: https://www.pinetreepalm.com/ Register for the GMAT exam: https://www.mba.com/exams/gmat-exam/register Chapters: 01:59 - Career Moves Supported by an MBA 05:09 - Full-Time vs. Part-Time MBA Considerations 07:47 - Balancing Work and MBA Studies 10:11 - Time, Energy, and Flexibility in MBA Formats 16:09 - The MBA as an Insurance Policy 18:51 - The Role of Prestige in Decision-Making 25:37 - Assessing ROI 29:53 - Profiles of MBA Candidates: F/T, P/T, and EMBA 33:14 - Quiz Time! Choosing the Right MBA Path 39:20 - Final Thoughts

YouTube Link: https://youtu.be/J3yvLagnIFQPodcast Link: https://spotifycreators-web.app.link/e/RDObZr9D8UbJoin us as we have a conversation on the Original Man getting ready for life after death. It's important to get your house in order, please have your life insurance policy, digital assets, and important documents that your family must have. Let's talk about it....#rbcf Hashtags: #lifeafter #lifeafterdeath #reincarnation #death #lifeinsurance #digital #digitalassets #important #importantdocuments #deathbeliefs #neardeathexperience #afterlife #heavenandhell

Mike Martz joined Baskin and Phelps and shared his thoughts on the Browns' quarterback situation, who he thinks should start under center in week 1, and whether or not he thinks Shedeur Sanders has the talent to be a successful quarterback in the NFL. He also talked about the Browns' offensive line and how they can fix the issues from last season, as well as what he thinks about NIL deals at the college level.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs saving your age with a backdated participating whole life insurance policy really the smartest financial move—or could it cost you more than it saves?If you've ever considered using participating whole life insurance for wealth preservation, you've likely heard about backdating to lock in a younger age. But what if that age-saving strategy means compromising your cash value in the short term—or worse, limiting your ability to fund the policy fully? Whether you're starting a corporate-owned participating whole life insurance policy or planning for long-term estate growth, the funding strategy you choose can make or break your outcome.In this episode, you'll discover:How backdating a policy by 6 to 12 months affects both cash value and death benefit over time.Why saving age isn't always worth it—especially if you can't max fund in year one.When a backdated policy makes sense, particularly for those with a large upfront lump sum to contribute.Press play to learn how to structure your life insurance strategy for maximum flexibility, long-term value, and alignment with your wealth goals.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Financial freedom in Canada takes more than income — it takes strategy. Whether you're a seasoned entrepreneur, high-earning professional, or building wealth through real estate, mastering the four phases of a healthy financial plan is non-negotiable. This podcast unpacks the smartest Canadian tax strategies, corporate structuring moves, and investment tactics that create lasting wealth. From optimizing RRSP room and leveraging real estate to balancing salary vs dividends and planning your legacy, we focus on actionable insights tailored for busReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Life with Dexter xx-xx-xx (063) Life Insurance Policy

In this conversation, John Harcar interviews Marcela White, an expert in the insurance claims industry. Marcela shares her journey from working for insurance companies to representing homeowners, highlighting the challenges faced by consumers in filing claims. She discusses common mistakes people make, the importance of documentation, and the need for proper guidance when navigating insurance policies. Marcela emphasizes the value of consulting with a public adjuster to maximize claim outcomes and offers insights into the current trends in the insurance landscape. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Dylan Silver and Alton Dawsey explore the critical intersection of real estate investment and life insurance. Alton shares his journey into real estate during the 2008 crash and how he recognized the importance of life insurance for real estate investors. They discuss the significance of having a term life insurance policy that aligns with property mortgages, the common misconceptions about insurance, and the need for investors to consider insurance as a strategic part of their financial planning. The conversation emphasizes the importance of protecting assets for future generations and encourages investors to integrate insurance into their investment strategies.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this special episode of the Research Insights Podcast, Dale Hall, Managing Director of the Society of Actuaries Research Institute, honors the legacy of James C.H. Anderson—a pioneering actuary and visionary in the insurance world. Joining Dale are four esteemed guests who personally knew and worked with Jim: Jay Jaffe, FSA, MAAA, President of Reinsurance Administration, Ltd. Jim MacGinnitie, former Chief Economist of the American Council of Life Insurers Mike Tuohy, Managing Director at Tillinghast Ron Butkiewicz, CEO of First Penn Pacific Together, they reflect on Jim's groundbreaking contributions, including his revolutionary work in gross premium calculations, profit measurement, and the development of Universal Life products. From his early days at Abbey Life to influential consulting roles in London and Atlanta, Jim's ideas reshaped insurance regulation, product development, and actuarial practice for decades to come. Further Resources to Explore James C. H. Anderson's Legacy: Gross Premium Calculations and Profit Measurement for Nonparticipating Insurance James C. H. Anderson ASA, MAAA, FCA 1975 November Edition of Emphasis – The Universal Life Insurance Policy  James C. H. Anderson ASA, MAAA, FCA Insurance Hall of Fame Profile James C. H. Anderson ASA, MAAA, FCA Transactions of Society of Actuaries, 1993 VOL. 45 – Obituary James Charles Henry Anderson Send us your feedback at ResearchInsights@soa.org

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://coachcarson.com/rpm  

In this episode, Stephen S. interviews Kyle Nott, a seasoned real estate investor who specializes in the infinite banking concept. Kyle shares his journey into real estate, the strategies he employed, and how he integrates life insurance into his investment approach. The conversation delves into the benefits of infinite banking, the importance of being insurable, and the flexibility it offers in financial planning. Kyle emphasizes the need for action and understanding the mechanics of policy loans while navigating the complexities of life insurance products. The episode concludes with a rapid-fire round of questions, providing insights into Kyle's preferences and experiences in the finance and insurance space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 21 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Applying for a Disability Insurance Policy."Thinking about applying for disability insurance? Before you check a box or sign on the dotted line, join disability law expert Nancy L. Cavey for a deep dive into the often-overlooked first step in protecting your income: the application process. In this episode, Nancy breaks down why disability insurance is so important - especially for professionals, business owners, and anyone planning for life's what-ifs - and what really happens when you apply. We cover the essentials: What's under the hood of an application? What medical or occupational info matters most? And what are the red flags that could trigger a denial - or follow you to future applications? Nancy explains how to avoid the most common and costly mistakes, how insurers evaluate risk, and how to protect your insurability now and later. Whether you're new to disability insurance, in the middle of applying, or trying to recover from a denial, this episode is your practical guide to starting smart. Because getting covered is more than just paperwork - it's the first step in securing your financial future. Let's get started.In this episode, we'll cover the following topics:One - What Are the Six Common Reasons an Application for Disability Insurance Coverage Is Denied by Disability Carriers?Two - How Can a Disability Carrier's Refusal to Offer You a Disability Policy Impact Your Ability to Find Disability or Life Insurance?Three - What Are the Three Types of Underwriting in Issuing an Individual Disability Insurance Policy, and Why Does It Make a Difference to You?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 20 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Questions About Disability Insurance, Policies, and Claims."What do you really need to know about disability insurance, policies, and claims – before, during, and after you file? In this episode, disability law expert Nancy L. Cavey answers key questions about how disability insurance works, what your policy actually covers, and why valid claims still get denied. We cover the essentials: Should you supplement your Short-Term Disability? What if you're not seeing the right kind of doctor? And how can you protect your claim from the start? Nancy also answers listener questions about Long-Term Disability appeals, rare or misunderstood conditions, and how to advocate for yourself when symptoms aren't easy to document. This isn't just about fine print - it's about real strategies for real people navigating a complicated system. Whether you're in the middle of a claim, planning ahead, or just trying to understand the process, this episode is your guide to making sense of disability insurance. Let's get started.In this episode, we'll cover the following topics:One - Should I Get Flex DI Insurance to Supplement My Short-Term Disability Benefits?Two - Can a Disability Insurance Carrier Rightfully Deny a Claim if You Don't Treat With a Specialist?Three - Listener-Submitted QuestionsWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Robert Lewis, CEO, INTX Insurance Software, discusses the need for end-to-end policy management systems in property/casualty insurance, and the challenges of legacy software.

"I've got $700,000 in retirement accounts and a $2 million term life insurance policy that expires at 70. I'm 63 now. Should I look at converting that to permanent coverage or just let it go?" We're answering YOUR questions on this week's Get Ready For The Future Show! We're both self-employed, in our late 40s, and about $100,000 in a SEP IRA. Should we consider setting up a Solo 401(k) to save more or focus on building our non-retirement accounts? I'm 52, divorced, and likely won't remarry. Should I be planning any differently than a couple would? We're 57 and just became empty nesters. Should we take the extra cash flow and max out retirement, or put it toward paying off our $40,000 HELOC? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 5/28/2025

A "FastFeast" driver ends their shift but forgets to log out of the app. On the way home, they crash—and their insurance denies the claim. Why? They were still “on the job.” In the gig economy, one tap can mean the difference between coverage and denial.   Notable Timestamps [ 00:01 ] - The core scenario involves a driver for the delivery app FastFeast who had an accident on the way home after their shift and whose insurance claim was denied because they were still logged into the app. [ 02:07 ] - A ghost kitchen is a delivery-only establishment with no physical storefront that exists solely on delivery apps. Some ghost kitchens are linked to existing restaurants, like one possibly operating out of Chuck E. Cheese kitchens... [ 05:14 ] - Many personal auto policies, including older ones still in use, contain a livery or public conveyance exclusion that can apply if the vehicle is being used for ridesharing. [ 07:15 ] - Applying the livery exclusion may lead to coverage issues when a rideshare driver is actively transporting passengers during an accident. [ 08:10 ] - Under older livery language, it becomes ambiguous if an accident occurs while a driver is merely logged into the app awaiting an assignment but not actively carrying passengers or property. [ 11:11 ] - The definition of "livery" in these exclusions has been debated in courts; a majority interpret it to include both passengers and property (cargo), while a minority have limited it to passengers only. [ 14:21 ] - Modern exclusionary language for transportation network companies (TNCs) is designed to be less ambiguous than older livery clauses, often excluding coverage simply if the driver is logged into the TNC's digital network, regardless of whether they have an active customer. [ 17:09 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources Coverage Question: “Does The “Livery Or Public Conveyance” Exclusion Apply To An Insured Logged Onto Door Dash But Not Making A Delivery? 2024.06.19” https://www.plrb.org/documents/does-the-livery-or-public-conveyance-exclusion-apply-to-an-insured-logged-onto-door-dash-but-not-making-a-delivery/?search=ride%20sharing%20exclusion Coverage Question: “Does A Rideshare Exclusion Apply To An Insured Who Is Only Logged On To The Uber App? – 2024.03.04” https://www.plrb.org/documents/does-a-rideshare-exclusion-apply-to-an-insured-who-is-only-logged-on-to-the-uber-app-2024-03-04/?search=ride%20sharing%20exclusion Emerging Issues: “Does a PAP Provide Coverage for Delivery Drivers Using Personal Vehicles with the Emergence of Ride-sharing Services Like Uber/Lyft/Grubhub? “https://www.plrb.org/documents/does-a-pap-provide-coverage-for-delivery-drivers-using-personal-vehicles-with-the-emergence-of-ride-sharing-services-like-uber-lyft-grubhub/?search=ride%20sharing%20exclusion#passorprop Case Law Review: Bender v. USAA Gen. Indem. Co. (2025) https://www.plrb.org/documents/bender-v-usaa-gen-indem-co-2025/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

This week on the Retirement Quick Tips Podcast, I'm answering your questions.  Today, I'm answering the question: My life insurance policy is expiring soon. Should I buy more?

Radhika Das, IFN Journalist, interviews Youssef Ben Henda, Senior Regional Officer, Arab World & Turkey-Representative Offices, Islamic Banking, Union de Banques Arabes et Françaises (UBAF), on the evolution and impact of UBAF's long-standing partnership with ICIEC, the role of the Documentary Credit Insurance Policy in facilitating trade and prospects for future collaboration amid shifting global trade dynamics.

In this episode of the Power of Zero Show, host David McKnight addresses the claim that sees Paul Atkins owning 54 life insurance policies for an astounding 10% of his $327 million net worth. Someone may ask themselves why someone with such a massive net worth would own so many life insurance policies…and even why someone who has equity in Chinese tech giant Alibaba, holdings in cryptocurrency, and stakes in venture capital firms would also want their wealth growing in cash value life insurance policies. Looking at Atkins, who's President Trump's nominee to chair the Securities and Exchange Commission, can help understand how the ultra-wealthy view taxes and wealth accumulation. One possibility could be that Paul Atkins may have exhausted all of the usual sources of tax-deferred and tax-free growth available to him through government-sponsored retirement plans.  Something worth remembering: Cash Value Life Insurance policies don't have any income threshold, and they have no contribution limits at all. A second potential scenario that has led Atkins to have over 50 life insurance policies is that he might be looking for a way to diversify his holdings. David points out to the fact that owning shares in single stocks like Alibaba – like Atkins does – can be a fairly risky proposition. Cash value and life insurance policies like whole life or IULs, on the other hand, aren't exposed to market risk. There's yet another possibility: Atkins may not be the insured on all the policies. According to the ethics filings, the cash value of the policies in question ranges from as low as $1,000 to well over $1 million. For some experts, that may be a sign that Atkins is investing in life settlements. The final potential scenario is the one in which Atkins owns all the policies for the purpose of estate planning. David points out that there are many more efficient ways to purchase life insurance policies than buying 54 separate contracts David shares that he understands the concept of wanting to spread your risk out among multiple carriers, but feels that doing so through the purchase of 54 different policies is a bit extreme. David points out that diversifying away from the stock market with some of your portfolio is, typically, a good idea. Want safe and productive growth without the risks associated with traditional bond allocations? Look at cash value life insurance policies, says David. Remember: cash value life insurance can also be beneficial because many carriers allow you to receive your death benefit in advance of your death. While it's true that cash value life insurance isn't for everyone, Paul Atkins ethics disclosure shows that it can play a critical role in someone's long-term wealth-building strategy.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Paul Atkins Alibaba

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you leveraging your assets the smart way here in Canada—or making it harder than it needs to be?Many Canadian business owners and investors have both corporate and personal assets—but few truly understand how to use leverage strategically across those borders. Whether you're planning for retirement, managing cash flow, or thinking about your legacy, the way you borrow and use leverage matters. In this episode, Kyle Pearce and Jon Orr break down real-life scenarios—including a case study with seasoned real estate investors—to reveal where people often go wrong with leveraging their assets, and how to shift from over-complication to clarity and control.Here's what you'll learn in this episode:The difference between easy leverage and hard leverage—and why simpler is often smarter.How to structure your assets so you can borrow without triggering unnecessary taxes.Why a properly positioned permanent insurance policy can unlock flexibility, boost legacy planning, and provide peace of mind when leveraging your assets.Hit play now to learn how to use leverage with intention and build a wealth plan that supports both your lifestyle and your legacy.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.As a Canadian entrepreneur, mastering your corporate structure optimization isn't just smart—it's essential for building long-term wealth in Canada. Whether you're juggling salary vs dividends, navigating personal vs corporate tax planning, or trying to squeeze the most from your RRSP tax savings, the key is a cohesive strategy. By leveraging corporate assets and integrating tools like insurance policies, the Smith Maneuver, and a smart investment bucket strategy, you can optimize cReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What You Don't Know About Your Insurance Policy Can Hurt You-Part 2In this enlightening episode of 'Getting Your Edge: How to Downsize Your Home,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact InformationWe Would Love to Hear Your Feedback!

Our insured, a widow with two adult kids, dies in a house fire. Her son, who planned to move out soon, escapes unharmed. Her daughter, who lives out of state but stores a drum set in the basement, is the executrix and returns home to handle next steps and insurance.   Notable Timestamps [ 01:00 ] - The son planned to move into his girlfriend's apartment by the end of the month [ 02:00 ] - The death clause in the HO3 form is explained as a critical provision ensuring the dwelling remains covered after the named insured's death until the estate can be settled.  [ 03:00 ] - The policy language of the death clause states that the legal representative of the deceased is insured for the premises and property.  [ 04:00 ] - A legal representative is typically the judicially appointed executor or administrator, not just an heir. [ 05:00 ] - Courts have generally held that the death clause overrides the personal property of others clause, which would likely preclude coverage for the daughter's drum set as she was not a resident insured at the time of the fire.  [ 06:00 ] - The son, who was living in the house at the time of the fire, is covered for his personal property, though he cannot make a claim for the dwelling itself.  [ 08:00 ] - The son's ALE coverage would cease if he moves in with his girlfriend, and the daughter is not entitled to ALE because she was not a member of the household at the time of the named insured's death.  [ 09:00 ] - The difference in ALE coverage for the son and daughter reflects the insurance policy's goal to maintain the pre-loss situation, covering the resident son but not the non-resident daughter.  [ 10:00 ] - Coverage under the death clause is intended as a temporary measure providing peace of mind to the family while they settle affairs, and it ends once the estate is settled.  [ 11:00 ] - If the legal representative deeds the house to themselves after the named insured's death but before a loss, coverage under the original policy terminates because the insurance follows the named insured's personal interest, not just the property.  [ 12:00 ] - Once the property is deeded to new owners (even family members), they must obtain their own insurance for coverage.  [ 13:00 ] - John provides a recap of the scenario and the points above. Your PLRB Resources Annotation on the Death Clause - https://www.plrb.org/documents/death-ho120/?search=death Coverage Question: “Does the Death Clause Prevent the Insurer From Cancelling the Policy?” - https://www.plrb.org/documents/does-the-death-clause-prevent-the-insurer-from-cancelling-the-policy-pcq-2019-11-19-twh-a/?search=death%20clause Case Law Review: “Insurable Interest Lost When Executor Transferred Property To Self” - https://www.plrb.org/documents/archer-v-cotton-states-mutual-ins-co-2010/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Dave Murray joins the show before Sue's Knews to talk about the fall out from Friday's Shows & then Sue takes over with the latest news in the music industry, including a tough time for drummers & the list of what you used to be able to do at airports just keeps continuing to grow. In the rest of Hour 2, Josh Kraushaar joins to talk about the Big Beautiful Bill, Trumps Putin Call & Biden's health & Frank Cusumano joins after an up & down weekend in St. Louis sports.

Learn the truth about your insurance policy in this eye-opening video. Don't wait for a crisis to find out what your coverage really includes.In this enlightening episode of 'Getting Your Edge,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact Information We Would Love to Hear Your Feedback! (https://www.buzzsprout.com/twilio/text_messages/2067330/open_sms) We Would Love to Hear Your Feedback!

Does your partner think mindset work is “extra” or “unnecessary”?You're all in. You see how much confidence coaching helps your daughter and you're ready to invest in her growth. But your partner? Not so sure. Maybe they think she's too young. Maybe they see it as just another expense. Maybe they just don't get it.In this episode, I'm walking you through how to handle it when your partner's not on the same page – and how to keep showing up anyway.Here's what we talk about:✅ Why mindset work isn't just another “nice-to-have”✅ How to talk to a skeptical partner (without starting a fight)✅ Real-life stories that help it all make sense✅ The difference mental training makes beyond sports✅ How moms often carry the emotional load and what to do with that✅ Why waiting for a crisis isn't the move✅ What to say when your spouse just doesn't see the value (yet)✅ Encouragement if you're doing this solo (you're not alone)✅ Simple next steps you can take right now

I probably don't have to remind you, the world we live in is filled with danger and disaster. It is almost inevitable to encounter something catastrophic on more than one occasion. That's the result of a fallen world. Keeping that in mind, there's something you must know! To support this ministry financially, visit: https://www.oneplace.com/donate/1459/29

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHow soon can you actually use your high early cash value participating whole life insurance policy to invest? Days, months or YEARS?If you're an ambitious real estate investor or incorporated business owner in Canada, you've likely heard about permanent insurance as a wealth-building tool. But the big question is: can you access your capital fast enough to make it worth it—especially when new opportunities are knocking? This episode unpacks that exact scenario and clears up one of the biggest misconceptions that might be keeping you on the sidelines.Listen in to discover:Exactly how soon you can leverage high early cash value permanent insurance for investingHow backdating your policy could double your cash value access right out of the gateThe smart way to balance short-term opportunity with long-term wealth growth—even if you're just startingHit play now to find out how to unlock capital quickly from your insurance policy—so you can stop missing opportunities and start multiplying your wealth.If you're a business owner ready to move from asset accumulation to tax-optimized wealth building, hit play now—this episode lays out the roadmap.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this client case study, we explore how a Canadian business owner leveraged a high early cash value permanent insurance policy as part of their broader wealth building and financial planning strategy. By using corporate assets to fund a participating whole life insurance policy, the client was able to access a portion of the cash value within weeks, allowing them to reinvest in a real estate opportunity—demonstrating the powerful intersection of inReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Today we continue our series on the Mind of Christ. We purchase insurance for a lot of things… whether it be for our healthcare, auto, home owners or even life insurance. But today we want to draw your attention to God's insurance policy, far greater in importance than any other. To support this ministry financially, visit: https://www.oneplace.com/donate/1459/29

Support our Show:bit.ly/BuyMeACoffeeUKGLooking for the ultimate coverage plan? My friend, forget fine print and premiums—God's got you covered.Listen to this episode and discover why trusting Him guarantees a life of true assurance.-----Follow us on Social MediaFacebook: fb@UmagangKayGognaInstagram: @umagang.kay.gogna------Music by Vik Jolin

(00:00) Zolak and Bertrand start the second hour by discussing the Patriots' beginning voluntary workouts and new head coach Mike Vrabel reaching out to his players on getting in the work in the early offseason. The guys also shifted over to Red Sox talk regarding Jarren Duran, Kristian Campbell and Chaim Bloom when he was in Boston. (14:08) Zo and Beetle discuss the Patriots’ dealing Joe Milton to the Cowboys and question why they even drafted him if they were so confident with Drake Maye as the guy in New England. (24:09) The guys react to Simms and Florio on Pro Football talk discussing whether there was anyone in New England who wanted Joe Milton over Drake Maye as the starting QB for the Patriots. (33:47) The crew wraps up the hour by taking your phone calls about Joe Milton and the Patriots plan going forward into 2025.

We'd love to hear from you. What are your thoughts and questions?In this enlightening conversation, Rob Haynie, a leading expert in life settlements, shares his journey and insights into how life insurance policies can be transformed into valuable financial assets. He discusses the evolution of the life settlement industry, the process of selling life insurance policies, and the significant financial benefits that can be realized. The conversation emphasizes the importance of awareness among seniors and financial advisors regarding the potential of life settlements as a financial planning tool.Main Points:Life insurance policies can be valuable financial assets.Many people are unaware of the life settlement option.Seniors often need income or long-term care funding.Life settlements can provide significantly more than cash surrender value.The life settlement industry is regulated in most states.Investors in life settlements include institutional capital funds.Life settlements can help improve financial outcomes for seniors.Financial advisors should review clients' life insurance policies regularly.Retained death benefits can be structured in life settlements.The life settlement industry has a strong track record with zero consumer complaints.Connect With Rob Haynie:rob@lisettlements.comhttps://www.lisettlements.comhttps://www.linkedin.com/in/rob-haynie-08656b9/https://www.facebook.com/rob.haynie.3https://www.instagram.com/johnrobhaynie/

The boys discuss equality, insurance policies, April Fools Joke, and much more. Fun Face Friday and a tribute to the late great Val Kilmer. Before you go takes you back to 2020 when strippers had to deliver food in Portland Oregon. 

It's Wayback Wednesday and we thought during these pandemic times it was important to discuss Life Insurance. We brought back one of our fav episodes to break it down. That's right Get a Life and pod up!Get a Life! That's right, we said it, "Get a Life...Insurance Policy". If you keel over right now, are your loved ones protected? Have you even taken a good hard look at life insurance to see what your options are? Term, Whole Life --"insurance is a huge generational wealth building tool",they say, "insurance is a scam", they say, "we all need it", they say. Yo, they say a lot so, we're getting to the bottom of it on this week's episode. Lock in and pod up because it may be time for you to "Get a Life!" on Two Black Guys with Good Credit!!Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.

Nathaniel Bradley believes growth is king, and cybersecurity stocks show lots of it in the coming years. At the front of the trend: Crowdstrike (CRWD), which Nathaniel believes has overcome challenges few companies can hope to achieve. He says competition is important for the space but notes Crowdstrike's push to hold its dominant position. Tom White turns to a pair of example options trades in Crowdstrike.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

What if there was a way to revolutionize pet care, offering free healthcare to ensure your furry friend is always covered? In this episode of Thrive Loud with Lou Diamond, we dive into the pet insurance industry and discover an innovative solution with guest Rafa Lopez, founder and CEO of Nibbles. Lou and Rafa explore how Nibbles is changing the game by embedding comprehensive pet insurance into a flexible credit card that covers your pet's medical needs while offering rewards for everyday spending. Key highlights of this episode: Discover the untouched potential within the pet insurance market and how Nibbles is addressing this gap. Learn about the unique integration of pet insurance and credit card services that simplifies the claims process for pet owners. Understand the economic efficiencies Nibbles creates for pet owners by pooling customer leverage to negotiate lower rates. Tune in to learn how Nibbles is smartly solving everyday pet care challenges with a modern twist. TIMESTAMPED OVERVIEW 00:00 Millennials Request Pet Insurance 06:15 Pet Insurance Concept: Nibbles Card 09:07 "Nibbles Card: Pet Rewards & Insurance" 11:36 "Nibbles Card Simplifies Vet Payments" 15:26 Challenging Everyday Inertia 18:01 "Secrets to Thriving Daily" 22:43 "April Congrats & Nibbles Promo" Follow Us:

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Brianna Johnson. Lgnd Life Financial is a mission-driven financial services company dedicated to empowering individuals, families, and small businesses through comprehensive financial literacy and life insurance education. Founded by Brianna Johnson, a visionary leader and top life insurance agent, Lgnd Life has redefined the industry by providing tailored solutions that protect and build wealth for its clients. With a track record of serving over 5,000 families and paying out millions in claims, Lgnd Life Financial stands as a trusted partner in securing financial futures. Licensed in over 25 states, the company also invests in the next generation of professionals by training and mentoring more than 250 life insurance agents, fostering a community of excellence and empowerment. At Lgnd Life, the mission goes beyond policies—it's about creating legacies. She is a visionary entrepreneur, financial expert, and the founder of Lgnd Life Financial, a company dedicated to empowering individuals and families to build wealth and secure their financial futures. Born and raised in Chicago, Brianna began her entrepreneurial journey at just 14, owning two successful clothing stores and hair salons by the age of 22. At 24, she boldly transitioned into the financial services industry, combining her passion for helping others with her knack for business innovation. Through Lgnd Life Financial, Brianna has served over 5,000 families and paid out millions in claims, ensuring financial stability for her clients. Licensed in over 25 states, she has also mentored and trained more than 250 life insurance agents, fostering growth and success in the financial sector. Brianna is committed to breaking barriers, particularly for women and minorities, and inspiring others to create lasting legacies for their families and communities. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Brianna Johnson. Lgnd Life Financial is a mission-driven financial services company dedicated to empowering individuals, families, and small businesses through comprehensive financial literacy and life insurance education. Founded by Brianna Johnson, a visionary leader and top life insurance agent, Lgnd Life has redefined the industry by providing tailored solutions that protect and build wealth for its clients. With a track record of serving over 5,000 families and paying out millions in claims, Lgnd Life Financial stands as a trusted partner in securing financial futures. Licensed in over 25 states, the company also invests in the next generation of professionals by training and mentoring more than 250 life insurance agents, fostering a community of excellence and empowerment. At Lgnd Life, the mission goes beyond policies—it's about creating legacies. She is a visionary entrepreneur, financial expert, and the founder of Lgnd Life Financial, a company dedicated to empowering individuals and families to build wealth and secure their financial futures. Born and raised in Chicago, Brianna began her entrepreneurial journey at just 14, owning two successful clothing stores and hair salons by the age of 22. At 24, she boldly transitioned into the financial services industry, combining her passion for helping others with her knack for business innovation. Through Lgnd Life Financial, Brianna has served over 5,000 families and paid out millions in claims, ensuring financial stability for her clients. Licensed in over 25 states, she has also mentored and trained more than 250 life insurance agents, fostering growth and success in the financial sector. Brianna is committed to breaking barriers, particularly for women and minorities, and inspiring others to create lasting legacies for their families and communities. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Brianna Johnson. Lgnd Life Financial is a mission-driven financial services company dedicated to empowering individuals, families, and small businesses through comprehensive financial literacy and life insurance education. Founded by Brianna Johnson, a visionary leader and top life insurance agent, Lgnd Life has redefined the industry by providing tailored solutions that protect and build wealth for its clients. With a track record of serving over 5,000 families and paying out millions in claims, Lgnd Life Financial stands as a trusted partner in securing financial futures. Licensed in over 25 states, the company also invests in the next generation of professionals by training and mentoring more than 250 life insurance agents, fostering a community of excellence and empowerment. At Lgnd Life, the mission goes beyond policies—it's about creating legacies. She is a visionary entrepreneur, financial expert, and the founder of Lgnd Life Financial, a company dedicated to empowering individuals and families to build wealth and secure their financial futures. Born and raised in Chicago, Brianna began her entrepreneurial journey at just 14, owning two successful clothing stores and hair salons by the age of 22. At 24, she boldly transitioned into the financial services industry, combining her passion for helping others with her knack for business innovation. Through Lgnd Life Financial, Brianna has served over 5,000 families and paid out millions in claims, ensuring financial stability for her clients. Licensed in over 25 states, she has also mentored and trained more than 250 life insurance agents, fostering growth and success in the financial sector. Brianna is committed to breaking barriers, particularly for women and minorities, and inspiring others to create lasting legacies for their families and communities. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.