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Last time we spoke about the beginning of the Nomohan incident. On the fringes of Manchuria, the ghosts of Changkufeng lingered. It was August 1938 when Soviet and Japanese forces locked in a brutal standoff over a disputed hill, claiming thousands of lives before a fragile ceasefire redrew the lines. Japan, humiliated yet defiant, withdrew, but the Kwantung Army seethed with resentment. As winter thawed into 1939, tensions simmered along the Halha River, a serpentine boundary between Manchukuo and Mongolia. Major Tsuji Masanobu, a cunning tactician driven by gekokujo's fire, drafted Order 1488: a mandate empowering local commanders to annihilate intruders, even luring them across borders. Kwantung's leaders, bonded by past battles, endorsed it, ignoring Tokyo's cautions amid the grinding China War. By May, the spark ignited. Mongolian patrols crossed the river, clashing with Manchukuoan cavalry near Nomonhan's sandy hills. General Komatsubara, ever meticulous, unleashed forces to "destroy" them, bombing west-bank outposts and pursuing retreats. Soviets, bound by pact, rushed reinforcements, their tanks rumbling toward the fray. What began as skirmishes ballooned into an undeclared war.   #189 General Zhukov Arrives at Nomohan Welcome to the Fall and Rise of China Podcast, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about the history of Asia? Kings and Generals have an assortment of episodes on history of asia and much more  so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel where I cover the history of China and Japan from the 19th century until the end of the Pacific War. Though Kwantung Army prided itself as an elite arm of the Imperial Japanese Army, the 23rd Division, formed less than a year prior, was still raw and unseasoned, lacking the polish and spirit typical of its parent force. From General Michitaro Komatsubara downward, the staff suffered a collective dearth of combat experience. Intelligence officer Major Yoshiyasu Suzuki, a cavalryman, had no prior intel background. While senior regimental commanders were military academy veterans, most company and platoon leaders were fresh reservists or academy graduates with just one or two years under their belts. Upon arriving in Manchukuo in August 1938, the division found its Hailar base incomplete, housing only half its troops; the rest scattered across sites. Full assembly at Hailar occurred in November, but harsh winter weather curtailed large-scale drills. Commanders had scant time to build rapport. This inexperience, inadequate training, and poor cohesion would prove costly at Nomonhan. Japan's army held steady at 17 divisions from 1930 to 1937, but the escalating China conflict spurred seven new divisions in 1938 and nine in 1939. Resource strains from China left many under-equipped, with the 23rd, stationed in a presumed quiet sector, low on priorities. Unlike older "rectangular" divisions with four infantry regiments, the 23rd was a modern "triangular" setup featuring the 64th, 71st, and 72nd. Materiel gaps were glaring. The flat, open terrain screamed for tanks, yet the division relied on a truck-equipped transport regiment and a reconnaissance regiment with lightly armored "tankettes" armed only with machine guns. Mobility suffered: infantry marched the final 50 miles from Hailar to Nomonhan. Artillery was mostly horse-drawn, including 24 outdated Type 38 75-mm guns from 1907, the army's oldest, unique to this division. Each infantry regiment got four 37-mm rapid-fire guns and four 1908-era 75-mm mountain guns. The artillery regiment added 12 120-mm howitzers, all high-angle, short-range pieces ill-suited for flatlands or anti-tank roles. Antitank capabilities were dire: beyond rapid-fire guns, options boiled down to demolition charges and Molotov cocktails, demanding suicidal "human bullet" tactics in open terrain, a fatal flaw against armor. The division's saving grace lay in its soldiers, primarily from Kyushu, Japan's southernmost main island, long famed for hardy warriors. These men embodied resilience, bravery, loyalty, and honor, offsetting some training and gear deficits. Combat at Nomonhan ramped up gradually, with Japanese-Manchukuoan forces initially outnumbering Soviet-Mongolian foes. Soviets faced severe supply hurdles: their nearest rail at Borzya sat 400 miles west of the Halha River, requiring truck hauls over rough, exposed terrain prone to air strikes. Conversely, Hailar was 200 miles from Nomonhan, with the Handagai railhead just 50 miles away, linked by three dirt roads. These advantages, plus Europe's brewing Polish crisis, likely reassured Army General Staff and Kwantung Army Headquarters that Moscow would avoid escalation. Nonetheless, Komatsubara, with KwAHQ's nod, chose force to quash the Nomonhan flare-up. On May 20, Japanese scouts spotted a Soviet infantry battalion and armor near Tamsag Bulak. Komatsubara opted to "nip the incident in the bud," assembling a potent strike force under Colonel Takemitsu Yamagata of the 64th Infantry Regiment. The Yamagata detachment included the 3rd Battalion, roughly four companies, 800 men, a regimental gun company, three 75-mm mountain guns, four 37-mm rapid-fires, three truck companies, and Lieutenant Colonel Yaozo Azuma's reconnaissance group, 220 men, one tankette, two sedans, 12 trucks. Bolstered by 450 local Manchukuoan troops, the 2,000-strong unit was tasked with annihilating all enemy east of the Halha. The assault was set for May 22–23. No sooner had General Komatsubara finalized this plan than he received a message from KwAHQ: "In settling the affair Kwantung Army has definite plans, as follows: For the time being Manchukuoan Army troops will keep an eye on the Outer Mongolians operating near Nomonhan and will try to lure them onto Manchukuoan territory. Japanese forces at Hailar [23rd Division] will maintain surveillance over the situation. Upon verification of a border violation by the bulk of the Outer Mongolian forces, Kwantung Army will dispatch troops, contact the enemy, and annihilate him within friendly territory. According to this outlook it can be expected that enemy units will occupy border regions for a considerable period; but this is permissible from the overall strategic point of view". At this juncture, Kwantung Army Headquarters advocated tactical caution to secure a more conclusive outcome. Yet, General Michitaro Komatsubara had already issued orders for Colonel Takemitsu Yamagata's assault. Komatsubara radioed Hsinking that retracting would be "undignified," resenting KwAHQ's encroachment on his authority much as KwAHQ chafed at Army General Staff interference. Still, "out of deference to Kwantung Army's feelings," he delayed to May 27 to 28. Soviet air units from the 57th Corps conducted ineffective sorties over the Halha River from May 17 to 21. Novice pilots in outdated I 15 biplanes suffered heavily: at least 9, possibly up to 17, fighters and scouts downed. Defense Commissar Kliment Voroshilov halted air ops, aiding Japanese surprise. Yamagata massed at Kanchuerhmiao, 40 miles north of Nomonhan, sending patrols southward. Scouts spotted a bridge over the Halha near its Holsten junction, plus 2 enemy groups of ~200 each east of the Halha on either Holsten side and a small MPR outpost less than a mile west of Nomonhan. Yamagata aimed to trap and destroy these east of the river: Azuma's 220 man unit would drive south along the east bank to the bridge, blocking retreat. The 4 infantry companies and Manchukuoan troops, with artillery, would attack from the west toward enemy pockets, herding them riverward into Azuma's trap. Post destruction, mop up any west bank foes near the river clear MPR soil swiftly. This intricate plan suited early MPR foes but overlooked Soviet units spotted at Tamsag Bulak on May 20, a glaring oversight by Komatsubara and Yamagata. Predawn on May 28, Yamagata advanced from Kanchuerhmiao. Azuma detached southward to the bridge. Unbeknownst, it was guarded by Soviet infantry, engineers, armored cars, and a 76 mm self propelled artillery battery—not just MPR cavalry. Soviets detected Azuma pre dawn but missed Yamagata's main force; surprise was mutual. Soviet MPR core: Major A E Bykov's battalion roughly 1000 men with 3 motorized infantry companies, 16 BA 6 armored cars, 4 76 mm self propelled guns, engineers, and a 5 armored car recon platoon. The 6th MPR Cavalry Division roughly 1250 men had 2 small regiments, 4 76 mm guns, armored cars, and a training company. Bykov arrayed north to south: 2 Soviet infantry on flanks, MPR cavalry center, unorthodox, as cavalry suits flanks. Spread over 10 miles parallel to but east of the Halha, 1 mile west of Nomonhan. Reserves: 1 infantry company, engineers, and artillery west of the river near the bridge; Shoaaiibuu's guns also west to avoid sand. Japanese held initial edges in numbers and surprise, especially versus MPR cavalry. Offsets: Yamagata split into 5 weaker units; radios failed early, hampering coordination; Soviets dominated firepower with self propelled guns, 4 MPR pieces, and BA 6s, armored fighters with 45 mm turret guns, half track capable, 27 mph speed, but thin 9 mm armor vulnerable to close heavy machine guns. Morning of May 28, Yamagata's infantry struck Soviet MPR near Nomonhan, routing lightly armed MPR cavalry and forcing Soviet retreats toward the Halha. Shoaaiibuu rushed his training company forward; Japanese overran his post, killing him and most staff. As combat neared the river, Soviet artillery and armored cars slowed Yamagata. He redirected to a low hill miles east of the Halha with dug in Soviets—failing to notify Azuma. Bykov regrouped 1 to 2 miles east of the Halha Holsten junction, holding firm. By late morning, Yamagata stalled, digging in against Soviet barrages. Azuma, radio silent due to faults, neared the bridge to find robust Soviet defenses. Artillery commander Lieutenant Yu Vakhtin shifted his 4 76 mm guns east to block seizure. Azuma lacked artillery or anti tank tools, unable to advance. With Yamagata bogged down, Azuma became encircled, the encirclers encircled. Runners reached Yamagata, but his dispersed units couldn't rally or breakthrough. By noon, Azuma faced infantry and cavalry from the east, bombardments from west (both Halha sides). Dismounted cavalry dug sandy defenses. Azuma could have broken out but held per mission, awaiting Yamagata, unaware of the plan shift. Pressure mounted: Major I M Remizov's full 149th Regiment recent Tamsag Bulak arrivals trucked in, tilting odds. Resupply failed; ammo dwindled. Post dusk slackening: A major urged withdrawal; Azuma refused, deeming retreat shameful without orders, a Japanese army hallmark, where "retreat" was taboo, replaced by euphemisms like "advance in a different direction." Unauthorized pullback meant execution. Dawn May 29: Fiercer Soviet barrage, 122 mm howitzers, field guns, mortars, armored cars collapsed trenches. An incendiary hit Azuma's sedan, igniting trucks with wounded and ammo. By late afternoon, Soviets closed to 50 yards on 3 fronts; armored cars breached rear. Survivors fought desperately. Between 6:00 and 7:00 p.m., Azuma led 24 men in a banzai charge, cut down by machine guns. A wounded medical lieutenant ordered escapes; 4 succeeded. Rest killed or captured. Komatsubara belatedly reinforced Yamagata on May 29 with artillery, anti tank guns, and fresh infantry. Sources claim Major Tsuji arrived, rebuked Yamagata for inaction, and spurred corpse recovery over 3 nights, yielding ~200 bodies, including Azuma's. Yamagata withdrew to Kanchuerhmiao, unable to oust foes. Ironically, Remizov mistook recovery truck lights for attacks, briefly pulling back west on May 30. By June 3, discovering the exit, Soviet MPR reoccupied the zone. Japanese blamed:  (1) poor planning/recon by Komatsubara and Yamagata,  (2) comms failures,  (3) Azuma's heavy weapon lack. Losses: ~200 Azuma dead, plus 159 killed, 119 wounded, 12 missing from main force, total 500, 25% of detachment. Soviets praised Vakhtin for thwarting pincers. Claims: Bykov 60 to 70 casualties; TASS 40 killed, 70 wounded total Soviet/MPR. Recent Russian: 138 killed, 198 wounded. MPR cavalry hit hard by Japanese and friendly fire. Soviet media silent until June 26; KwAHQ censored, possibly misleading Tokyo. May 30: Kwantung Chief of Staff General Rensuke Isogai assured AGS of avoiding prolongation via heavy frontier blows, downplaying Soviet buildup and escalation. He requested river crossing gear urgently.   This hinted at Halha invasion (even per Japanese borders: MPR soil). AGS's General Gun Hashimoto affirmed trust in localization: Soviets' vexations manageable, chastisement easy. Colonel Masazumi Inada's section assessed May 31: 1. USSR avoids expansion.  2. Trust Kwantung localization.  3. Intervene on provocative acts like deep MPR air strikes. Phase 1 ended: Kwantung called it mutual win loss, but inaccurate, Azuma destroyed, heavy tolls, remorse gnawing Komatsubara. On June 1, 1939, an urgent summons from Moscow pulled the young deputy commander of the Byelorussian Military District from Minsk to meet Defense Commissar Marshal Kliment Voroshilov. He boarded the first train with no evident concern, even as the army purges faded into memory. This rising cavalry- and tank-expert, Georgy Konstantinovich Zhukov, would later help defend Moscow in 1941, triumph at Stalingrad and Kursk, and march to Berlin as a Hero of the Soviet Union.Born in 1896 to a poor family headed by a cobbler, Zhukov joined the Imperial Army in 1915 as a cavalryman. Of average height but sturdy build, he excelled in horsemanship and earned the Cross of St. George and noncommissioned status for bravery in 1916. After the October Revolution, he joined the Red Army and the Bolshevik Party, fighting in the Civil War from 1918 to 1921. His proletarian roots, tactical skill, and ambition propelled him: command of a regiment by 1923, a division by 1931. An early advocate of tanks, he survived the purges, impressing superiors as a results-driven leader and playing a key role in his assignment to Mongolia. In Voroshilov's office on June 2, Zhukov learned of recent clashes. Ordered to fly east, assess the situation, and assume command if needed, he soon met acting deputy chief Ivan Smorodinov, who urged candid reports. Europe's war clouds and rising tensions with Japan concerned the Kremlin. Hours later, Zhukov and his staff flew east. Arriving June 5 at Tamsag Bulak (57th Corps HQ), Zhukov met the staff and found Corps Commander Nikolai Feklenko and most aides clueless; only Regimental Commissar M. S. Nikishev had visited the front. Zhukov toured with Nikishev that afternoon and was impressed by his grasp. By day's end, Zhukov bluntly reported: this is not a simple border incident; the Japanese are likely to escalate; the 57th Corps is inadequate. He suggested holding the eastern Halha bridgehead until reinforcements could enable a counteroffensive, and he criticized Feklenko. Moscow replied on June 6: relieve Feklenko; appoint Zhukov. Reinforcements arrived: the 36th Mechanized Infantry Division; the 7th, 8th, and 9th Mechanized Brigades; the 11th Tank Brigade; the 8th MPR Cavalry Division; a heavy artillery regiment; an air wing of more than 100 aircraft, including 21 pilots who had earned renown in the Spanish Civil War. The force was redesignated as the First Army Group. In June, these forces surged toward Tamsag Bulak, eighty miles west of Halha. However, General Michitaro Komatsubara's 23rd Division and the Kwantung Army Headquarters missed the buildup and the leadership change, an intelligence failure born of carelessness and hubris and echoing May's Azuma disaster, with grave battlefield consequences. Early June remained relatively quiet: the Soviet MPR expanded the east-bank perimeter modestly; there was no major Japanese response. KwAHQ's Commander General Kenkichi Ueda, hoping for a quick closure, toured the Fourth Army from May 31 to June 18. Calm broke on June 19. Komatsubara reported two Soviet strikes inside Manchukuo: 15 planes hit Arshan, inflicting casualties on men and horses; 30 aircraft set fire to 100 petroleum barrels near Kanchuerhmiao. In fact, the raids were less dramatic than described: not on Kanchuerhmiao town (a 3,000-person settlement, 40 miles northwest of Nomonhan) but on a supply dump 12 miles south of it. "Arshan" referred to a small village near the border, near Arshanmiao, a Manchukuoan cavalry depot, not a major railhead at Harlun Arshan 100 miles southeast. The raids were strafing runs rather than bombs. Possibly retaliation for May 15's Japanese raid on the MPR Outpost 7 (two killed, 15 wounded) or a response to Zhukov's bridgehead push. Voroshilov authorized the action; motive remained unclear. Nonetheless, KwAHQ, unused to air attacks after dominating skies in Manchuria, Shanghai (1932), and China, was agitated. The situation resembled a jolt akin to the 1973 North Vietnamese strike on U.S. bases in Thailand: not unprovoked, but shocking. Midday June 19, the Operations Staff met. Major Masanobu Tsuji urged swift reprisal; Colonel Masao Terada urged delay in light of the Tientsin crisis (the new Japanese blockade near Peking). Tsuji argued that firmness at Nomonhan would impress Britain; inaction would invite deeper Soviet bombardments or invasion. He swayed Chief Colonel Takushiro Hattori and others, including Terada. They drafted a briefing: the situation was grave; passivity risked a larger invasion and eroded British respect for Japanese might. After two hours of joint talks, most KwAHQ members supported a strong action. Tsuji drafted a major Halha crossing plan to destroy Soviet MPR forces. Hattori and Terada pressed the plan to Chief of Staff General Rensuke Isogai, an expert on Manchukuo affairs but not operations; he deferred to Deputy General Otozaburo Yano, who was absent. They argued urgency; Isogai noted delays in AGS approval. The pair contended for local Kwantung prerogative, citing the 1937 Amur cancellation; AGS would likely veto. Under pressure, Isogai assented, pending Ueda's approval. Ueda approved but insisted that the 23rd Division lead, not the 7th. Hattori noted the 7th's superiority (four regiments in a "square" arrangement versus the 23rd's three regiments, with May unreliability). Ueda prioritized Komatsubara's honor: assigning another division would imply distrust; "I'd rather die." The plan passed on June 19, an example of gekokujo in action. The plan called for reinforcing the 23rd with: the 2nd Air Group (180 aircraft, Lieutenant General Tetsuji Gigi); the Yasuoka Detachment (Lieutenant General Masaomi Yasuoka: two tank regiments, motorized artillery, and the 26th Infantry of the 7th). Total strength: roughly 15,000 men, 120 guns, 70 tanks, 180 aircraft. KwAHQ estimated the enemy at about 1,000 infantry, 10 artillery pieces, and about 12 armored vehicles, expecting a quick victory. Reconnaissance to Halha was curtailed to avoid alerting the Soviets. Confidence ran high, even as intel warned otherwise. Not all leaders were convinced: the 23rd's ordnance colonel reportedly committed suicide over "awful equipment." An attaché, Colonel Akio Doi, warned of growing Soviet buildup, but operations dismissed the concern. In reality, Zhukov's force comprised about 12,500 men, 109 guns, 186 tanks, 266 armored cars, and more than 100 aircraft, offset by the Soviets' armor advantage. The plan echoed Yamagata's failed May 28 initiative: the 23rd main body would seize the Fui Heights (11 miles north of Halha's Holsten junction), cross by pontoon, and sweep south along the west bank toward the Soviet bridge. Yasuoka would push southeast of Halha to trap and destroy the enemy at the junction. On June 20, Tsuji briefed Komatsubara at Hailar, expressing Ueda's trust while pressing to redeem May's failures. Limited pontoon capacity would not support armor; the operation would be vulnerable to air power. Tsuji's reconnaissance detected Soviet air presence at Tamsag Bulak, prompting a preemptive strike and another plan adjustment. KwAHQ informed Tokyo of the offensive in vague terms (citing raids but withholding air details). Even this caused debate; Minister Seishiro Itagaki supported Ueda's stance, favoring a limited operation to ease nerves. Tokyo concurred, unaware of the air plans. Fearing a veto on the Tamsag Bulak raid (nearly 100 miles behind MPR lines), KwAHQ shielded details from the Soviets and Tokyo. A June 29–30 ground attack was prepared; orders were relayed by courier. The leak reached Tokyo on June 24. Deputy Chief General Tetsuzo Nakajima telegrammed three points: 1) AGS policy to contain the conflict and avoid West MPR air attacks;  2) bombing risks escalation;  3) sending Lieutenant Colonel Yadoru Arisue on June 25 for liaison. Polite Japanese diplomatic phrasing allowed Operations to interpret the message as a suggestion. To preempt Arisue's explicit orders, Tsuji urged secrecy from Ueda, Isogai, and Yano, and an advanced raid to June 27. Arisue arrived after the raid on Tamsag Bulak and Bain Tumen (deeper into MPR territory, now near Choibalsan). The Raid resulted in approximately 120 Japanese planes surprising the Soviets, grounding and destroying aircraft and scrambling their defense. Tsuji, flying in a bomber, claimed 25 aircraft destroyed on the ground and about 100 in the air. Official tallies reported 98 destroyed and 51 damaged; ground kills estimated at 50 to 60 at Bain Tumen. Japanese losses were relatively light: one bomber, two fighters, one scout; seven dead. Another Japanese bomber was shot down over MPR, but the crew was rescued. The raid secured air superiority for July.   Moscow raged over the losses and the perceived failure to warn in time. In the purge era, blame fell on suspected spies and traitors; Deputy Mongolian Commander Luvsandonoi and ex-57th Deputy A. M. Kushchev were accused, arrested, and sent to Moscow. Luvsandonoi was executed; Kushchev received a four-year sentence, later rising to major general and Hero. KwAHQ celebrated; Operations notified AGS by radio. Colonel Masazumi Inada rebuked: "You damned idiot! What do you think the true meaning of this little success is?" A withering reprimand followed. Stunned but unrepentant, KwAHQ soon received Tokyo's formal reprimand: "Report was received today regarding bombing of Outer Mongolian territory by your air units… . Since this action is in fundamental disagreement with policy which we understood your army was taking to settle incident, it is extremely regretted that advance notice of your intent was not received. Needless to say, this matter is attended with such farreaching consequences that it can by no means be left to your unilateral decision. Hereafter, existing policy will be definitely and strictly observed. It is requested that air attack program be discontinued immediately" By Order of the Chief of Staff  By this time, Kwantung Army staff officers stood in high dudgeon. Tsuji later wrote that "tremendous combat results were achieved by carrying out dangerous operations at the risk of our lives. It is perfectly clear that we were carrying out an act of retaliation. What kind of General Staff ignores the psychology of the front lines and tramples on their feelings?" Tsuji drafted a caustic reply, which Kwantung Army commanders sent back to Tokyo, apparently without Ueda or other senior KwAHQ officers' knowledge: "There appear to be certain differences between the Army General Staff and this Army in evaluating the battlefield situation and the measures to be adopted. It is requested that the handling of trivial border-area matters be entrusted to this Army." That sarcastic note from KwAHQ left a deep impression at AGS, which felt something had to be done to restore discipline and order. When General Nakajima informed the Throne about the air raid, the emperor rebuked him and asked who would assume responsibility for the unauthorized attack. Nakajima replied that military operations were ongoing, but that appropriate measures would be taken after this phase ended. Inada sent Terada a telegram implying that the Kwantung Army staff officers responsible would be sacked in due course. Inada pressed to have Tsuji ousted from Kwantung Army immediately, but personnel matters went through the Army Ministry, and Army Minister Itagaki, who knew Tsuji personally, defended him. Tokyo recognized that the situation was delicate; since 1932, Kwantung Army had operated under an Imperial Order to "defend Manchukuo," a broad mandate. Opinions differed in AGS about how best to curb Kwantung Army's operational prerogatives. One idea was to secure Imperial sanction for a new directive limiting Kwantung Army's autonomous combat actions to no more than one regiment. Several other plans circulated. In the meantime, Kwantung Army needed tighter control. On June 29, AGS issued firm instructions to KwAHQ: Directives: a) Kwantung Army is responsible for local settlement of border disputes. b) Areas where the border is disputed, or where defense is tactically unfeasible, need not be defended. Orders: c) Ground combat will be limited to the border region between Manchukuo and Outer Mongolia east of Lake Buir Nor. d) Enemy bases will not be attacked from the air. With this heated exchange of messages, the relationship between Kwantung Army and AGS reached a critical moment. Tsuji called it the "breaking point" between Hsinking and Tokyo. According to Colonel Inada, after this "air raid squabble," gekokujo became much more pronounced in Hsinking, especially within Kwantung Army's Operations Section, which "ceased making meaningful reports" to the AGS Operations Section, which he headed. At KwAHQ, the controversy and the perception of AGS interference in local affairs hardened the resolve of wavering staff officers to move decisively against the USSR. Thereafter, Kwantung Army officers as a group rejected the General Staff's policy of moderation in the Nomonhan incident. Tsuji characterized the conflict between Kwantung Army and the General Staff as the classic clash between combat officers and "desk jockeys." In his view, AGS advocated a policy of not invading enemy territory even if one's own territory was invaded, while Kwantung Army's policy was not to allow invasion. Describing the mindset of the Kwantung Army (and his own) toward the USSR in this border dispute, Tsuji invoked the samurai warrior's warning: "Do not step any closer or I shall be forced to cut you down." Tsuji argued that Kwantung Army had to act firmly at Nomonhan to avoid a larger war later. He also stressed the importance, shared by him and his colleagues, of Kwantung Army maintaining its dignity, which he believed was threatened by both enemy actions and the General Staff. In this emotionally charged atmosphere, the Kwantung Army launched its July offensive. The success of the 2nd Air Group's attack on Tamsag Bulak further inflated KwAHQ's confidence in the upcoming offensive. Although aerial reconnaissance had been intentionally limited to avoid alarming or forewarning the enemy, some scout missions were flown. The scouts reported numerous tank emplacements under construction, though most reports noted few tanks; a single report of large numbers of tanks was downplayed at headquarters. What drew major attention at KwAHQ were reports of large numbers of trucks leaving the front daily and streaming westward into the Mongolian interior. This was interpreted as evidence of a Soviet pullback from forward positions, suggesting the enemy might sense the imminent assault. Orders were issued to speed up final preparations for the assault before Soviet forces could withdraw from the area where the Japanese "meat cleaver" would soon dismember them. What the Japanese scouts had actually observed was not a Soviet withdrawal, but part of a massive truck shuttle that General Grigori Shtern, now commander of Soviet Forces in the Far East, organized to support Zhukov. Each night, Soviet trucks, from distant MPR railway depots to Tamsag Bulak and the combat zone, moved eastward with lights dimmed, carrying supplies and reinforcements. By day, the trucks returned westward for fresh loads. It was these returning trucks, mostly empty, that the Japanese scouts sighted. The Kwantung interpretation of this mass westbound traffic was a serious error, though understandable. The Soviet side was largely ignorant of Japanese preparations, partly because the June 27 air raid had disrupted Soviet air operations, including reconnaissance. In late June, the 23rd Division and Yasuoka's tank force moved from Hailar and Chiangchunmiao toward Nomonhan. A mix of military and civilian vehicles pressed into service, but there was still insufficient motorized transport to move all troops and equipment at once. Most infantry marched the 120 miles to the combat zone, under a hot sun, carrying eighty-pound loads. They arrived after four to six days with little time to recover before the scheduled assault. With Komatsubara's combined force of about 15,000 men, 120 guns, and 70 tanks poised to attack, Kwantung Army estimated Soviet-MPR strength near Nomonhan and the Halha River at about 1,000 men, perhaps ten anti-aircraft guns, ten artillery pieces, and several dozen tanks. In reality, Japanese air activity, especially the big raid of June 27, had put the Soviets on alert. Zhukov suspected a ground attack might occur, though nothing as audacious as a large-scale crossing of the Halha was anticipated. During the night of July 1, Zhukov moved his 11th Tank Brigade, 7th Mechanized Brigade, and 24th Mechanized Infantry Regiment (36th Division) from their staging area near Tamsag Bulak to positions just west of the Halha River. Powerful forces on both sides were being marshaled with little knowledge of the enemy's disposition. As the sun scorched the Mongolian steppes, the stage was set for a clash that would echo through history. General Komatsubara's 23rd Division, bolstered by Yasuoka's armored might and the skies commanded by Gigi's air group, crept toward the Halha River like a predator in the night. Fifteen thousand Japanese warriors, their boots heavy with dust and resolve, prepared to cross the disputed waters and crush what they believed was a faltering foe. Little did they know, Zhukov's reinforcements, tanks rumbling like thunder, mechanized brigades poised in the shadows, had transformed the frontier into a fortress of steel. Miscalculations piled like sand dunes: Japanese scouts mistook supply convoys for retreats, while Soviet eyes, blinded by the June raid, underestimated the impending storm. Kwantung's gekokujo spirit burned bright, defying Tokyo's cautions, as both sides hurtled toward a brutal reckoning. What began as border skirmishes now threatened to erupt into full-scale war, testing the mettle of empires on the edge. I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. Patrols in May led to failed Japanese offensives, like Colonel Yamagata's disastrous assault and the Azuma detachment's annihilation. Tensions rose with air raids, including Japan's June strike on Soviet bases. By July, misjudged intelligence set the stage for a major confrontation, testing imperial ambitions amid global war clouds.

On this episode of The CGA Tour, Calvin Glen Alexander is joined by Trey Florence to break down a busy week across Oklahoma State athletics. The guys react to tough road losses for Cowboy basketball against Arizona State Sun Devils men's basketball and TCU Horned Frogs men's basketball, discuss what's going wrong and what still gives reason for optimism.The conversation shifts to a massive weekend for OSU's Olympic sports, highlighted by Cowgirl softball knocking off Texas A&M Aggies softball and UCLA Bruins softball, plus a statement wrestling win as Oklahoma State Cowboys wrestling takes down the No. 6 Virginia Tech Hokies wrestling.To wrap it up, Calvin and Trey dive into the Oklahoma State football transfer portal, ranking the Top 7 portal additions and discussing how they could shape the Cowboys heading into the upcoming season.0:00 – Intro & episode setup2:15 – Initial thoughts on Oklahoma State basketball's recent struggles5:40 – Breaking down the loss vs Arizona State Sun Devils men's basketball12:10 – What went wrong against TCU Horned Frogs men's basketball18:30 – Is this just a slump or a bigger issue for Cowboy hoops?23:45 – Cowgirl softball statement win over Texas A&M Aggies softball27:40 – Beating UCLA Bruins softball: what it means nationally32:10 – Why this Cowgirl softball team feels different36:15 – Wrestling's huge win over No. 6 Virginia Tech Hokies wrestling40:05 – How legit is Oklahoma State Cowboys wrestling as a title contender?43:20 – Oklahoma State football transfer portal overview45:10 – Ranking the Top 7 OSU transfer portal additions49:30 – Final thoughts & wrap-up

Some of the top teams SHINED at potential state championship matchups at the Heartland Hoops Classic this past weekend. Mike Sautter and Jacob Padilla recap the event on the latest Nebraska Preps Postgame, and dive into the aftermath of the WINS and LOSSES from the showcase. Is Ashland-Greenwood and Ogallala the GAME OF THE YEAR, or did Lincoln North Star and Westside's overtime contest over-shadow the Class C1 showdown? Shakeups in the top 10 of each class, and much more!0:00 INTRO0:50 Heartland Hoops Classic Recap1:54 Grand Island Lutheran Takes Down Wallace in Top 10 Class D2 Contest4:15 Howells-Dodge Takes Down St. Mary's in Class D Top Contender Showdown8:10 (C2) Bergan Catholic Handles (C1) Doniphan-Trumbull12:12 Alma Takes Key Win over Adams Central at Heartland Hoops15:05 Elkhorn North Rebounds from Norris Loss with GICC Win17:35 Game of the Year Matchup Goes to Ogallala Over Ashland-Greenwood24:10 Omaha Westside Holds on In Overtime to Down Lincoln North Star30:25 Norris Survives Final Test of Weeklong Gauntlet with Win Over Scottsbluff36:55 Westside Takes No. 1 in Latest Class A Top 10, Millard North to No. 237:37 Lincoln Southwest Slides to No. 3 After Bellevue West Loss40:40 Creighton Prep Wins Saturday over Rockhurst on Buzzer-Beater42:30 Class A Top 10 Remains the Same in Final Five Spots43:55 No Major Changes in Class B Top 10 | Games to Watch46:35 Class C1 Changes in Top 10 and Games to Watch47:25 Some Changes in Class C2, D1, and D2 Top 1049:00 Lincoln Christian Tops Pender in Standalone Girls Matchup55:20 Jacob Padilla Shoutouts!57:47 CLOSE - Like & Subscribe to Nebraska Preps Postgame!Follow Mike Sautter on social:Youtube: https://tinyurl.com/yh7h3tjf Twitter: http://twitter.com/mikesautter_Instagram: http://instagram.com/mikesautter Tiktok: http://tiktok.com/mikesautter Follow Hurrdat Sports on social:Twitter: http://twitter.com/hurrdatsports Instagram: http://instagram.com/hurrdatsports Tiktok: http://tiktok.com/hurrdatsports Facebook: https://www.facebook.com/HurrdatSportsHurrdat Sports is a digital production platform dedicated to the new wave of sports media. From podcasting to video interviews along with live events and entertainment, we're here to change how you consume sports. Find us online at Hurrdatsports.com#NebraskaHighSchoolBasketball #Omaha #Lincoln #Basketball #NebraskaBasketball #NEBPreps #NebraskaPrepsPostgame #HighSchoolBasketball #Nebraska #BasketballSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Did you guys know that Juan Soto is really good at baseball? If you didn't, then this podcast might convince you of that. Hosted by "Splash", join Alex as Mathias is enjoying a vacation, as the dynamic duo discusses the best left fielders going into 2026. All of this and more is on today's edition of Losses Above Replacement!

Indiana vs. Illinois College Basketball Pick Prediction by Tony T. Indiana vs. Illinois Profiles Indiana at Illinois 1PM ET— Indiana has a record of 17-8 overall along with 8-6 in the Big Ten with road wins against Maryland, Rutgers and UCLA. Losses on the road came against Minnesota, Michigan St, Michigan and USC. Illinois is 20-5 with 11-3 in the Big Ten winning at home against Rutgers, Minnesota, Maryland, Washington and Northwestern. They dropped home games against Nebraska and Wisconsin.

Merrimack vs. Quinnipiac College Basketball Pick Prediction by Tony T. Merrimack vs. Quinnipiac Profiles Merrimack vs. Quinnipiac 2PM ET—Merrimack enters play at 17-9 overall along with 13-2 in the MAAC with road wins against Sacred Heart, Siena, Maris, Mount St. Mary's and Rider. Losses on the road against Saint Peter's and Iona. Quinnipiac is 18-9 with 11-5 in the MAAC with home wins against Rider, Marist, Mount St. Mary's, Manhattan, Canisius and Niagara. Losses at home against Saint Peter's and Sacred Heart.

Oregon St vs. Seattle College Basketball Pick Prediction by Tony T. Oregon St at Seattle Profiles Oregon St at Seattle 8PM ET—Oregon St has a mark of 14-13 with 7-7 in the WCC with road wins at Loyola Marymount, San Diego and San Francisco. Losses on the road came against Pacific, Washington St and Saint Mary's. Seattle is 15-11 with 4-9 in the WCC with home wins against Washington St, San Diego. Loyola Marymount as well as Pepperdine. They dropped home games against San Francisco and Gonzaga.

A lot of your best opportunities to cash in huge in the crypto market could very well be on the stock market itself for a number of reasons.  If you can get in early, big money can more easily follow you compared to the blockchain.  And have you seen these prices??   Recommended Crypto Trading Platform (And Bonus Eligibility) - https://nononsenseforex.com/cryptocurrencies/best-crypto-trading-platform/   For Decentralized Crypto Trading (US Citizens Can Join) - https://nononsenseforex.com/decentralized-trading-platform/   Blueberry Markets Blog (Top FX Broker) - https://nononsenseforex.com/uncategorized/blueberry-markets-review-my-top-broker-for-2019/   Get a Discount On Any Trading View Package - https://www.tradingview.com/?aff_id=159841   The Blog Has Moved to My New Free Substack - https://thecontrarianinvestorblog.substack.com/p/what-to-expect-and-what-not-to?r=16orow   Follow VP on Twitter https://twitter.com/This_Is_VP4X   Check out my Forex trading material too! https://nononsenseforex.com/   The host of this podcast is not a licensed financial advisor, and nothing heard on this podcast should be taken as financial advice.  Do your own research and understand all financial decisions and the results therein are yours and yours alone.  The host is not responsible for the actions of their sponsors and/or affiliates.  Conversely, views expressed on this podcast are that of the host only and may not reflect the views of any companies mentioned. Trading Forex involves risk.  Losses can exceed deposits. We are not taking requests for episode topics at this time.  Thank you for understanding.    

Trent Fortner, a 40+ year veteran in the life insurance and wealth planning space gives an 89 minute masterclass on how life insurance, if incorporated properly can completely reshape your financial plan and wealth building strategies. Trent lays the groundwork and dives into the numbers with his calculators to prove that a financial plan without life insurance can't compete with one that does.Connect with Trent: https://trentfortner.com00:00 Intro 00:44 Introducing Trent Fortner 01:39 Returning to Basics & Overarching Planning02:07 LEAP and Infinite Banking 03:47 Working with Nelson Nash in the 1990s 06:26 Power of Life Insurance & the LEAP Process 06:45 Problem with Product-Centric Planning 07:33 Dr. Wade Pfau & Non-Correlated Assets 08:57 Risks of Indexed Universal Life (IUL) 12:23 Holistic Planning 15:32 LEAP Present Plan Model 21:41 Client Choices After Discovery 22:50 Addressing the “Cost” Objection 24:39 Compounding Taxes 33:24 Impact of Losses on Savings 39:08 Taxes Are a Complete Loss 44:36 Flattening Taxes 48:53 Adding Benefits with Permanent Life Insurance 49:39 Compounding vs. Whole Life Insurance 56:42 Life Insurance vs. High-Yield Savings Account 01:03:01 Rich on Paper vs Rich In Real Life 01:06:52 Ways to Use Permanent Life Insurance 01:11:37 Gains, Advantages, Risks 01:22:04 Final ThoughtsWatch the Video on Youtube for Visuals - https://youtu.be/vG8jaEDRDPQWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityLearn More About BetterWealth: https://betterwealth.comDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

No. 5 Iowa State hosts No. 9 Kansas on Saturday. The Cyclones are coming off a bad performance at TCU and hoping to a avoid a season sweep to the Jayhawks. Iowa suffers its first head-scratching loss of the McCollum era at Maryland. The Hawkeyes look to bounce back as they welcome Purdue on Saturday. The Big 12 makes an announcement about a new court for the men's and women's tournament in Kansas City. Plus, the guys are back with stories from a few days together in Florida. Presented by Fareway Learn more about your ad choices. Visit megaphone.fm/adchoices

Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com

Bitcoin sentiment is starting to crack as capital flows weaken and Coinbase posts significant losses, raising fresh questions about the health of the broader crypto market. In this livestream, we break down what Coinbase's performance signals about retail participation, trading volumes, and institutional appetite and why crypto equities often show stress before Bitcoin fully reacts. Is this just another cycle reset, or a deeper confidence shift as liquidity tightens and capital rotates elsewhere? Let's unpack what's really happening beneath the surface.

On this episode of Conduct Detrimental: THE Sports Law Podcast, Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠and Mike Kravchenko (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) are here to dissect one of the most chaotic weeks in sports law in the young year, from college eligibility battles to executive text messages and a potential mascot lawsuit.The episode opens in the SEC, where Dan and Mike unpack the latest developments surrounding Charles Bediako and Trinidad Chambliss. The duo walks through the update on Bediako's eligibility, or lackthereof, while Chambliss' latest hearing happens live while recording.From there, the conversation shifts to the long-running UFC antitrust litigation and the resurfacing discussion around Dana White's missing cellphone records during discovery. Dan and Mike explain what this means, why these executive text messages matter in cases, and how the $300+ million settlement avoided a potentially defining jury verdict.Next, the duo turns to criminal law and draft implications in the Gavin McKenna case, analyzing the dropped felony charge, the remaining misdemeanor exposure, and how the criminal proceedings may intersect with league discipline and scouting evaluations.The episode closes with the latest TMZ report on Jaxson Hayes and the Wizards mascot. Dan and Mike discuss the Mascot's retention of counsel, why the choice was interesting, the potential for pre-suit negotiations, and the difference between NBA discipline and possible civil exposure moving forward.As always, the discussion zooms out to a broader theme: who actually controls sports right now... the leagues, the courts, the regulators, or the athletes?Let us know your thoughts!***Have a topic you want to write about? ANYONE and EVERYONE can publish for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ConductDetrimental.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Let us know if you want to join the team.As always, this episode is sponsored by Themis Bar Review: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.themisbarsocial.com/conductdetrimental⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Host: Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)  Featuring: Mike Kravchenko (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)Produced by: Mike Kravchenko (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠

Live from Las Vegas, Nevada…Under the lights.Crowd buzzing.Beer flowing.It's Wins and Losses.In the left lane, RegGIE.Confidence high. Trash talk higher.Claiming he's in mid season form.In the right lane, Charlie T.Veteran presence. League night assassin.No talking. Just execution.Three games.Sixty frames.One very uncomfortable recap.Tonight we break downThe approach.The release.The adjustments that never came.And the exact moment momentum left the building.Was it the oil patternWas it the beerWas it the jerk chickenOr was it simply pressure under the lightsThis wasn't just bowling.This was pride on hardwood.Salute to Charlie the ( Puertorican Assassin ) for putting on a fundamentals clinic.Catch him every Monday and Thursday at Maple Lanes Bowling Alley where the sampler platter hits, the onion rings are crispy, and Shots and Strikes sets the mood for league night.Reggie came in talking like a top seed.Left looking like a rebuilding franchise.Full breakdown available now.Listen on all streaming platformsOr at www.ridinoutallday.comFollow the PODCAST & HOST@ridinoutallday@mdavis@jones.boyzIf you bowl, you already know how this feels.RIDINOUTALLDAYROAD

From ‘Pod Maverick' (Subscribe Here): Kirk and David talk about the Mavericks somewhat expected loss to the LA Lakers on Thursday night. After the break, Kirk and David make the pitch to consider going to Las Vegas Summer League, Mark Cuban not buying the Mavs, the Dirk in game interview, and some more about the AD trade. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

On this episode of Conduct Detrimental: THE Sports Law Podcast, Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠and Mike Kravchenko (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) are here to dissect one of the most chaotic weeks in sports law in the young year, from college eligibility battles to executive text messages and a potential mascot lawsuit.The episode opens in the SEC, where Dan and Mike unpack the latest developments surrounding Charles Bediako and Trinidad Chambliss. The duo walks through the update on Bediako's eligibility, or lackthereof, while Chambliss' latest hearing happens live while recording.From there, the conversation shifts to the long-running UFC antitrust litigation and the resurfacing discussion around Dana White's missing cellphone records during discovery. Dan and Mike explain what this means, why these executive text messages matter in cases, and how the $300+ million settlement avoided a potentially defining jury verdict.Next, the duo turns to criminal law and draft implications in the Gavin McKenna case, analyzing the dropped felony charge, the remaining misdemeanor exposure, and how the criminal proceedings may intersect with league discipline and scouting evaluations.The episode closes with the latest TMZ report on Jaxson Hayes and the Wizards mascot. Dan and Mike discuss the Mascot's retention of counsel, why the choice was interesting, the potential for pre-suit negotiations, and the difference between NBA discipline and possible civil exposure moving forward.As always, the discussion zooms out to a broader theme: who actually controls sports right now... the leagues, the courts, the regulators, or the athletes?Let us know your thoughts!***Have a topic you want to write about? ANYONE and EVERYONE can publish for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ConductDetrimental.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Let us know if you want to join the team.As always, this episode is sponsored by Themis Bar Review: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.themisbarsocial.com/conductdetrimental⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Host: Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)  Featuring: Mike Kravchenko (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)Produced by: Mike Kravchenko (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠

'BradCast' 2/12/2026: Harpy Tantrums, Legal Losses, Election Fails, Retreating ICE and Hopeful Signs by Progressive Voices

The latest in business, financial, and markets news and how it impacts your money, reported by CNBC's Peter Schacknow Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week we sit down to talk about the Mack's Prairie Wings snow goose contest that seems to have left at least a few folks online pretty confused and upset. We also get into some listener comments, some new duck hunting permits in Missouri and Cal presents his first history lesson as we look back in time to a different era for waterfowl hunting. Thanks so much for listening and be sure to subscribe and review!   New Waterfowl Film out now! Out West | Waterfowl Hunting in Montana Stay comfortable, dry and warm: First Lite (Code MWF20) Go to OnXHunt to be better prepared for your hunt: OnX Learn more about better ammo: Migra Ammunitions Weatherby Sorix: Weatherby Support Conservation: DU (Code: Flyways) Stop saying "Huh?" with better hearing protection: Soundgear Live Free: Turtlebox Add motion to your spread: Flashback Better Merch: /SHOP

Mayor Q's State of the City: Wins & Losses, Plus More Schools Walk Out and Jobs Report Wins | 2-12-26See omnystudio.com/listener for privacy information.

People in our church had a big disappointment in this last election. We prayed. We showed up at City Council meetings. We spoke. Yet, when the votes were counted, all the godly candidates we supported for office were wiped out. Despite these losses, our response must not be despair, but prayer—not withdrawal, but intercession: “first of all that supplications, prayers, intercessions, and giving of thanks be made for all men, for kings and all who are in authority. . .” (1 Tim. 2:1). This must be our default position. Even as we witness our foundations crumble before our eyes, God is not surprised or absent. He’s taught us to pray for our civil magistrates and for laws that honor Him—so let’s keep praying!

Murray St vs. Indiana St College Basketball Pick Prediction by Tony T. Murray St vs. Indiana St Profiles Murray St at Indiana St 7PM ET—Murray St has a mark of 18-8 on the year and 10-5 in the Missouri Valley with road wins against Valparaiso, Illinois Chicago, Evansville as well as Southern Illinois. Losses on the road came against Drake, Northern Iowa and Belmont. Indiana St is 10-15 with 3-11 in the MVC with home losses against Bradley, Evansville, Drake and Valparaiso. They won at home against Belmont and Illinois St.

(0:00) SB LX leftovers (22:00) SB LX viewership ratings (36:00) Chris' interaction with Bad Bunny on Sunday (41:00) Should NFL rethink forcing players to speak after losses? (46:00) Will Campbell on declining to speak to media following SB loss (1:01:00) Will Campbell responds to criticismSee omnystudio.com/listener for privacy information.

The Longhorns lost 20+ players in the portal. How many of the losses were business decisions, a product of enforcing a vitality curve, clear losses, or ultimately addition through subtraction? Here's the unvarnished view of what Texas actually lost in the portal and why the Horns ultimately came out in the black. The time is now for your new mortgage or refi with Gabe Winslow at 832-557-1095 or MortgagesbyGabe. Then get your financial life in order with advisor David McClellan 312-933-8823 with a free consult: dmcclellan@forumfinancial.com. Read his retirement tax bomb series at Kiplinger! https://www.kiplinger.com/retirement/retirement-planning/605109/is-your-retirement-portfolio-a-tax-bomb Need a great CenTex realtor? Contact Laura Baker at 512-784-0505 or laura@andyallenteam.com.

In this episode, we tackle a conversation many professionals are quietly having: what it really means to start over. Not because we failed, but because the rules changed. Markets shifted, costs rose, and what once worked no longer does.We unpack how rebuilding begins with getting honest about where we are today, taking stock of our skills, relationships, and lessons learned, and letting go of identities tied to past success. We talk about the importance of reassessing who we listen to, finding energy through aligned action, and rediscovering the joy of being a beginner again.We also explore the emotional side of rebuilding, including ego, expectations, and the fear of letting go of what once was. The takeaway is clear: don't be intoxicated by past success or hungover from past failure. This next chapter isn't about going backward. It's about building forward, smarter, clearer, and more aligned than ever.We talk about:[00:00] Introduction and Welcome[01:56] Who Should Be in Your Circle When Rebuilding?[03:02] How Do You Get Honest About Where You Are Now?[05:45] Where Does Energy Come From When You're Burned Out?[08:45] What Should You Keep Doing—and What Should You Let Go?[10:26] How Do You Rebuild After Debt, Losses, and Setbacks?[15:49] How Do Ego and Identity Get in the Way of Starting Again?[21:49] Setting Aside Our Old Version of What We Used to Do.[30:42] OutroResources:Learn more at The Color of MoneyBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

U.S. stocks flipped to losses in early trading.

Jerry spoke to Paul Favier, principal of Glenflesk National School. A review by the National Council for Special Education (NCSE) recommended that the school lose one of its two SNAs.

Professor John Lamola – CEO, SAA SAfm Market Update - Podcasts and live stream

Penn State football recruiting efforts are in focus, included a pair of priority in-state targets looking elsewhere a Pennsylvania standout launching a new Nittany Lions class. Plus, details on a pair of predictions for PSU commitments. Enjoy complete Penn State coverage anytime at Lions247.com. Follow the team on X: @Lions247 @TDsTake @danieljtgallen @tyler_calvaruso @MarkXBrennan. Follow or subscribe to the Lions247 Podcast on Spotify, Apple Podcasts, Stitcher, or wherever you get your podcasts. And watch every episode on YouTube. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this conversation, Nadav Schnall discusses his extensive background in real estate and the innovative risk mitigation services offered by his company, ProSentry. He highlights the importance of reducing risks for property owners, the challenges of market adoption, and the critical role of relationships in business success. The discussion also covers the proactive approach to risk management and the potential insurance benefits for property owners.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode we cover:Laura, Julia and Molly share their wins/losses of the past week.Molly's digital detox.Laura just got TikTok and who she's following. Random talk about sending nudes.   Thank you to our partners at For Horses for supporting our podcast.  

North Carolina vs. Miami College Basketball Pick Prediction by Tony T. North Carolina vs. Miami Profiles North Carolina at Miami 7PM ET—North Carolina checks in at 19-4 on the season and 7-3 in the ACC with road wins against Virginia and Georgia Tech. They lost at Stanford and Cal. Miami has a mark of 18-5 on the year and 7-3 in the ACC winning at home against Georgia Tech, Pittsburgh as well as Stanford. Losses at home came against Florida St and Cal.

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith looks at how a changing Federal Reserve leadership might shape the interest rate environment, then zooms in on what's really happening with homebuilders versus remodelers across the country.  You'll hear about a lesser-known strategy some investors are using to step back from day-to-day landlording while keeping their income, and then we head to Central Florida to explore why one fast-growing market is quietly becoming a hotspot for new-build rental properties.  Along the way, a longtime Florida builder joins the show to explain how they're creating affordable, investment-friendly homes and what kinds of rents and tenant demand they're seeing on the ground—plus a way you can learn more live if this opportunity fits your own portfolio plans. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/592 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the naming of a new Federal Reserve Chair. Then are homebuilders in trouble today? There are a dwindling number of them, and their profits are down. I'll talk to a homebuilder. Listen to what amenities tenants want today, and it's interesting. We'll learn how low of a mortgage rate builders will give you. Now there's an opportunity here today on get rich education.   Corey Coates  0:30   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:14   mid south home buyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  2:17   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:33   Welcome to GRE from countersport Pennsylvania to Davenport Iowa and across 488 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education now more than ever, where you learn about personal finance and real estate investing matters. There's more AI generated content out there. This show is all flesh and blood me. There's also more clickbait content out there that says something like the housing market is about to have a price crash. No, it's not. They're just there to get short term attention. So your information source really matters today. New incoming Fed chair, Kevin Warsh, was recently named. He will replace the outgoing Jerome Powell on May 15. I want to tell you more about that in a moment. But first, just imagine if this scenario were to occur, say that we get a Fed chair that has to deal with really high inflation. And so what this Fed chair does is that he successfully brings inflation down, and he does that without triggering a recession that's called a soft landing. Well, you know what? That's exactly what Jerome Powell did the past three years. Yeah, that's what he's accomplished, and he doesn't get credit for it. He only gets a lot of criticism. Now this doesn't mean that I love Powell. I don't even know that the Fed should exist at all, but Powell got a lot of criticism for calling 2022, wave of inflation transitory, and being too late to respond to it. So he gets some credit here as his term of more than eight years winds down. Let's listen in to some of Jay Powell's recent comments about succession,    Speaker 2  4:23   you've obviously experienced a lot during your time as Fed chair, served under multiple presidents. I'm wondering what advice you have for whoever your successor might be.   Speaker 3  4:34   Honestly, I'd say a couple of things. One is, you know, stay out of elected politics. Don't get pulled into elected politics don't do it. And that's another thing. Another is that you know, our window into democratic accountability is Congress, and it's not a passive burden for us to go. To Congress and talk to people. It's an affirmative, regular obligation. If you want democratic legitimacy, you earn it by your interactions with the our elected overseers. And so it's something you need to work hard at, and I have worked hard at it so and the last thing is, you know, it's easy to it's easy to criticize government institutions so many ways. I will tell whoever it is you're about to meet the most qualified group of people you not only have ever worked with, you will ever work with and when you meet fed staff. And not everybody's perfect, but, but there isn't a better cadre of professionals more dedicated to the public well being than work at the Fed.    Keith Weinhold  5:43   Yeah. So to Powell's point, the next Fed chair, worsh, does champion fed independence, much like Powell has. That is a good thing that keeps America from turning into a banana republic that maintains a strong dollar. Warsh was actually a Fed Governor back during the 2008 global financial crisis, so he's got that experience when he comes in as Fed Chair in three months, he's widely expected to lower interest rates more than Powell did, much like the president wants. Kevin Warsh looks a lot like Michael Scott from the office. He has got to be less bumbling than him, though, overall, the effect on real estate and mortgage rates by shifting from PAL to worsh, I mean, that should be pretty mild. Maybe you'll see rates go a little lower than if pal had stayed and speaking of rates, wait till you see how low the mortgage rate is that our homebuilder guest is offering today. What's really happening with homebuilders now? How much trouble are they in? Homebuilders have largely been maligned. Overall. There are fewer homebuilders today in America than there were 20 years ago, and there are more remodelers than there were 20 years ago, fewer home builders, more remodelers, and that's for a few different reasons. Over the past couple decades, we just have substantially higher labor and material costs, stricter building and energy codes, higher interest rates, and that disproportionately hurts long duration construction projects. We've got zoning constraints and land constraints that make ground up development slow and uncertain and risky. So while the number of Home Builders in America is down, the number of remodelers are up, because America's housing stock is getting older. Its median age is over 40 years, and that creates constant demand for upgrades. Capital prefers faster, lower risk cycles. That's what remodels offer, and homeowners with locked in low mortgage rates choose to stay in place. And what does that make them do? That makes them renovate and remodel, not move. So this is why, compared to 20 years ago, you have fewer home builders and more remodelers. Today, that's per the NAHB and the Census Bureau and all these forces, they've resulted in a lower profit margin for homebuilders. Yes, homebuilder margin compression for a lot of the bigger builders, including DR Horton, just as you might guess in this cycle, their profits were greatest in 2022 and they have fallen since then. Higher mortgage rates came in, and builders had to lose profits by offering more incentives to entice buyers. You're going to learn more about that today and how it really spells quite an opportunity for you and I. When the final change in national home prices was tallied for the end of last year, they had risen in 16,500 zip codes. All right, that's 63% of America's zip codes, and prices were lower from a year earlier in the other 37% home price gains were concentrated in the Northeast and Midwest, and the story there continues to be too many buyers and not enough homes. In fact, over 85% of zip codes saw price growth in Illinois, Connecticut, Wisconsin and Indiana, slow, steady, stubborn, kind of like winter refusing to leave. Losses were predominant in the Sun Belt. Prices caught their breath there. There was price attrition in Florida, with 96% of zip codes, so nearly all of Florida, then California, 78% of zip codes had a price loss. Texas, 75% of them and Arizona, 73% the biggest pocket of opportunity appears to be in Florida. Florida property is on sale. And because real estate is local. A lot of times we talk here nationally, but to get to that local level, sometimes you have to dig in to a local market to really find out what's going on. We're going to do that today. Now, central Miami, Orlando and Tampa, they're not generally the spot for obtaining cash flow from long term rentals. I've identified an opportunity. We'll get into that with this Florida homebuilder shortly. It's kind of funny. You'll run into people that say they want opportunity, but what they really want is certainty. How it plays out, though, is that once the certainty arrives, the opportunity is gone, and that's how to think about Florida and maybe Texas and some of these other markets today that have had price attrition.    Keith Weinhold  10:48   Now, three weeks ago, here on the show, I discussed the 721 exchange for the first time. So I won't get into all those details again when it comes time for you to sell your investment property, the 721 can be the best way for you to cash out. Perhaps you've been investing in real estate for a while and you have turned get rich education into got rich education. How the 721 exchange works is they basically say you have a case where you're a rental property owner and you realize that you don't want the hassles of landlording anymore. Oftentimes, this can mean you're older and real estate investing already took you where you wanted it to take you in life's journey, but you still like the financial benefit that ownership gives you. What you can do is exchange your properties into a partnership and receive shares in that partnership. Now that's different than a 1031, exchange. That's where you trade up some of your property that you directly own for what's usually more and larger property that you directly own. Well, instead, here's the big deal with exchanging your properties into a 721, partnership. The rules stipulate that this is not a taxable event, and therefore you don't have to pay any capital gains tax or depreciation recapture. Now that you're an owner in the partnership, you still get some of the benefits of owning the property, like appreciation and cash flow and such, yet no management or landlording at all like you would have with a 1031 and with a 721 you get all these benefits across a greater number of properties and markets diversification because you're a fractional owner in the other properties that are in the partnership, not only your own, and when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs and C It's surely easier for you to divide shares among, say, your three children, than it is to divide your 18 rental houses among three children Who are going to have different goals and varying degrees of financial savvy. So the 721, exchange is a great estate planning tool too. You will have this partnership that makes an offer to buy your property. You're exchanging them for partnership shares. There's a firm that does this called flock homes, and they have a certain Buy Box to be clear with the 721, exchange, you can basically trade your rentals for shares in a diversified, professionally managed Real Estate Fund. This means that you keep your hard earned equity defer capital gains and other taxes, and you still get access to steady income and long term appreciation without the hassle of landlord duties, and you can visit flockhomes.com/gre, and get a free valuation. Get an offer for your property, see if it fits their buy box and see how much they'll pay you. There's often no need to pay to fix up or stage the property for sale or pay agent commissions for a certain investor type. This really can be a rather life changing experience for you to liquidate some or all of your property have zero tax obligation and still enjoy income and appreciation. So again, what you can do is stop by flock homes.com/gre, that's F, l, O, C, K, homes.com/g, R, E, let's discuss the home building climate today.   Keith Weinhold  14:38   I'd like to bring in a premium Florida homebuilder guest to the show, Jim, because there has been more homebuilding in Florida such that some areas of the state have excess supply. And when you add that onto the fact that the hot pandemic migration to Florida has slowed such that home prices have made a rare dip in the state, that is why it. A timely topic. Jim, you're on GRE Welcome to the show. Keith, great to be here. Thanks for having me. Yeah, and we did the IRL thing in Colorado there a few weeks ago. That was great hanging out in person. You provide entry level new build homes, mostly in Central Florida. And these are properties that are conducive to real estate pays five ways. These are properties that investors chiefly buy as rentals. So just bigger picture, tell us about that overall experience over, say, the last five years, as the pandemic wound down,    Jim Sheils  15:35   yeah, as the pandemic wound down, obviously Florida had a lot of attention. Some of it, rightly so, some of it, I think a little more inflated and commercial attention getting thrown at it. And you know, the type of deals that you and I have always stayed away from were very popular in Florida. You know, we're talking really nice houses. Keith, beautiful, nice HOAs people got in in 2021 let's say, with those very low interest rates on a six or $700,000 home, but now they're realizing that it's not going up $100,000 a year as they thought. And when they try to sell it, well, people trying to buy in $700,000 home, they're not getting that low interest rate. And if these people try to hold it and rent it, well, it doesn't cash flow, so it breaks one of those rules. It's not putting money in people's pockets, taking it out. And so we're seeing there was a large distribution of those types of houses around Florida. And then there were some builders like us that really focused on what was the most needed, and that was workforce housing. Now workforce housing, though, Keith, as you know, a lot of the builders don't want to build it. Why? Let's be straight. It's because the margins are lower right. But as you know, with me and my partner Chris, it was always let's make less margin and do more volume. That was always our model, and that was the area of the market where we felt we could build it right, we could get it financed right, and we could manage it right to hit the five things. And so we're seeing today, post pandemic, there are still key markets where the population growth is still the highest, coming into Florida, the prices are still the lowest, and there is a shortage of this type of workforce housing.   Keith Weinhold  17:11   Yes, you've identified a geography within Florida that have some of these characteristics like you're talking about. Tell us more about that region.   Jim Sheils  17:20   Yeah, we call it the Ocala region, so Central Florida, just west of Orlando. Right now, for example, u haul does their U haul top markets rankings every year? So where are the most U haul trucks going to now, you don't want to be on their side where they're coming from, Keith, because that's obviously the opposite. But for the second year in a row, the greater Ocala area has been the number 1u haul destination place in the country. So there's still a ton of population growth going there. Central Florida, I'm not going to say it sat out the growth during the pandemic that a lot of areas of Florida did, but it was starting at such a low basis with such a small amount of attention that today, even when people say, oh gosh, like I just said, house is 600 700 800,000 we're building new construction single family homes for under 300,000 the 270s a lot of the time. And we're building duplexes sometimes for under 400,000 and a lot of our you know, investors coming from the west coast. Say, are these fully built? Are they? But again, Central Florida has had a great affordability. Remain intact. It has a large population going in. There is a ton of job resource just blowing up in the area. And as you know, these are the things we look for. So we bought a lot of lots there. I'm gonna give credit to my partner, Chris. He saw calla more than I did, and we bought a lot of lots there in 2020 so before all the rises. So we got into the land basis, right? So that means we can build them at a great price. Our land basis is low, and that obviously passes along to our clients. And again, Central Florida is a perfect match for our goal. Because, you know, our goal is workforce housing, that cash flows on day one. But also nothing wrong with fixer uppers. I own a lot. I used to do a lot, but the new construction seems to have a little bit more of a less involvement, which it seems like a lot of our clients want.   Keith Weinhold  19:15   That was really prescient, as it turned out, for your business partner, Chris there to gobble up a lot of that land in 2020 before prices went soaring. And this is one reason why you can do things like offer a duplex for less than 400k That's a new build, which has some people saying like, does that thing include a roof even? But it surely does. These are very good quality livable properties. And the reason I have you here, Jim is because you are rare. There are fewer builders today than there were in decades past, and also those that build to your point earlier. They only want to build higher end properties, not the more affordable ones that you offer. We'll get more details on your price points and what properties. Products you offer later. But yeah, we have more remodelers today and fewer builders. And though it's a few years old, I found it interesting that census statistics show us that between 2007 and 2022 there are 73% more remodelers and 21% fewer builders today.    Jim Sheils  20:22   Interesting. You know, Keith, I didn't know that, and that makes me scratch my head on like when you and I were in Colorado, we were talking about future needs, even with growth that occurred during the pandemic going all the way back to oh eight when a real shortage started to start, we are still at an estimated three to 5 million homes short in the US. It really perplexes me that the amount of builders like us will be going down and not actually entering the market.   Keith Weinhold  20:47   Now, among those that are building, though, much of that is concentrated in the South, as I think we know, there's a recent resi club compilation show that 59% of current single family home building is in the south, and 41% is everywhere else. And how do you define the South? That's basically Maryland down to Florida, all the way out to Texas and Oklahoma. So you are pretty rare in some ways. However, where you're building regionally, that's not a rarity there, but yeah, having more remodelers today and fewer home builders, that's probably the result of a lot of things. You know, for one thing, just land and construction costs becoming that much more expensive over the past five years.   Jim Sheils  21:05    Yeah, we've been lucky, too, as you know, Keith, you've been with us for a decade now. But yeah, and we transitioned a piece of our company where Sumitomo forestry, large Japanese group stepped in and acquired a piece of our property. That was a very exciting thing for all of us together, because we had done well, and, you know, started small and built up to a decent sized builder for Northeast Florida and then the rest of Florida. But now, with Sumitomo coming in again, they build 17,000 homes worldwide every year, between all of their builders. Now being a part of them, we get to use their national material accounts, so they get pricing just as good, if not better, than national home builders, and they let us do our thing, stick to our build to rent, working with investor clients. We're not retail buyer guys, really. We like working with our investors, but just getting those great discounts on materials, again, we're always looking to pass on savings to our clients. Of course, we got to make margins as well, but if we're getting in with deals like that, getting into the land right, and knowing the pinpointed areas to get into, we can get the best deal for everyone. And that's been a major part having such a big, successful partner like Sumitomo keep us healthy, viable and able to do things we could have not even dreamed of five years ago.   Keith Weinhold  22:47   Yes, that gives you more capital and more options. Another unusual aberration in the market that really centers on a lot of what you do is that this fact that and this was mentioned on the show last year for the first time in my life, existing homes cost more than new build homes. Existing homes at about 420k nationally, and new build homes about 392k part of the divergence there is probably builder price cuts. So tell us more about that.    Jim Sheils  23:14   I think the issue Heath is builders built for largest spreads, and people bought very emotionally. I think you're to give you a compliment a very unemotional real estate buyer. You're not looking at, oh, this is a very nice, you know, extra his and hers porcelain sink. And we're looking at fundamental numbers a good, solid property. And I think what's caused a lot of that is people did the opposite. Builders were looking for the largest margin they could get, which was on those types of properties. And then buyers were looking very emotionally, and they were told, Hey, this is going to go up 50 to $100,000 a year. So just sit there and hold on, sure you'll lose $1,500 a month, but don't worry about it. You'll make up for that every year. And obviously we're not seeing that's true. They could have really used your class about the five ways to get paid in real estate. And I think that that's what's doing it. And this is what builders do. I mean, everyone's in a business, and a lot of builders just focus on the largest margin. Now that's eating them up now, because those types of properties are not in demand. To build them on spec would be very dangerous, but you can see that that worked for a short term. We're very glad we went to the low margin workforce housing model, because I see that falling out of favor almost never even in Oh 809, Keith, when I was in the remodel game, a lot of the properties that were new construction coming out that time they were affordable, still did very well.   Keith Weinhold  24:42   We're talking with a premium Florida homebuilder today, because they offer affordable properties that make sense for investors. But what about the demand? Where is that going to come from? Where is that going to be? And that's what's happening with the renter segment. We'll talk more about that when we. Come back. You're listening to get rich Education. I'm your host. Keith Weinhold,   Keith Weinhold  25:03   flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre.    Keith Weinhold  25:39   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  26:51   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Ken McElroy  27:26   this is Rich Dad advisor, Ken McElroy. Listen to get rich education with Keith whitehold, and don't twitch your Daydream.   Keith Weinhold  27:40   Welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking with Jim a premium Florida homebuilder here at such an interesting time in the cycle, since supply is up in some parts of Florida, Jim and his team has strategically chosen a place that is still fueling a lot of net in migration in Central Florida, and that's where the rental demand needs to come from as well. Now nationally, we've seen the homeownership rate fall over about the past year, from near 66% to near 65% that does not sound like much, but a 1% shift means there are 1.3 million new renters in just the past year. So with that in mind, and the fact that this low affordability for home buying means that people need to rent or stay renters longer, provides some of the Sustainable demand. So tell us more about the rental demand in Central Florida.   Jim Sheils  28:39   Yeah, you know, when we first went out there about a decade ago, Keith, I think it was 82 or 83% of all properties out there were owner occupied, which means it was a very lopsided amount of existing rental property available. And this is before the curve of population growth really took off. But when Chris and I went out there and we were assessing that small percentage of rental property that was out there. Gosh, it was old and kind of beat up. There was not a lot like the new construction that was available. So when we brought in new construction, we saw just the competition. Was hard to compete with us. You know, when it was an older, not so nice taking care of we came in and we saw a jump from, you know, doing older houses ourselves, you know, a person would stay about 13 months. But for the new construction in Central Florida, we've seen a jump to about three years. So that's really positive. People get into a new construction property they don't want to leave, whether that's half of a duplex or a single family. The duplexes are interesting because we're able to build those on infill lots and existing single family home neighborhoods, so a person who doesn't want to live in an apartment can live there, have their own yard, and they couldn't afford the whole single family, but to have half of a single family basically what a duplex is. It makes a big difference, and the people are in great demand of rental in Central Florida there because of exactly why. I said, Keith, the job. Course, continues to grow in Central Florida, extremely strong. The business incentives to come into the area by the local municipality is very, very good. So here's something interesting, Keith, the average salary in Ocala is about 72,000 and the average home price is about 298,000 that is a very healthy affordability one. Yeah, very, very good. And so that job source continues to pay very well. And we've talked about just the logistics centers and the Equestrian Center. That's the largest in the world. Now the villages are just 25 miles south. So Ocala becomes a bedroom community, and that is the second largest retirement community and growing in the US. So there's a lot of job source that allows people to live there at a good affordability. And so that combination of affordability with this extending job source has been really, really good for the Ocala region.   Keith Weinhold  30:59   It's been said that the only place you get money is from other people, and we're talking about your renters in this case. So oftentimes these renters, they had their sense of privacy there, like, for example, do the duplexes even have fenced backyards for each individual side,   Jim Sheils  31:17   depending on where they are? We will. Other times it hasn't been a requirement. We've done lots of surveys to see is it worth the price point to put in full fencing in certain areas. It can be in a lot of areas. Keith, they're just so excited with the price point not having to move into an apartment building that it hasn't even been warranted or necessary.   Keith Weinhold  31:38   Yeah. So we're talking about livability characteristics here, because oftentimes new build rental property results in a higher tenant stay that longer duration, because they're the first person that have ever lived there, and it's also difficult for them to go out and improve their living situation unless they become a home buyer, and that's difficult to do today. Tell us more about the incentives and the property types and so on, because there really are some pretty exciting ones.    Jim Sheils  32:09   One of the best things about Central Florida, Keith, combined with new construction, is insurance costs. Now you and I have laughed about the blanketed statement where you said, oh my goodness, you cannot get insurance in Florida. You can't get property insurance in Florida, or it's doubled, tripled, gone up 7x that is a true statement on certain properties. If you're buying older properties from the 1950s that are within a half mile of the beach on low lying ground, but new construction properties far away from the beach, that is a totally different things. So again, being in Central Florida, where we are, a lot of people think, oh, to insure a single family home there, that's going to be several $100 a month, when actually, you know, and you've seen a lot of our performer quotes, our insurance companies are getting a single family home done for about $65 a month on average, full coverage. And that's the advantage of new construction. Insurance companies are all about risk. They analyze risk. When you're on a new construction property built on higher ground away from the beach, they like that, and they do that a duplex. You're looking at about $100 a month. So incentive wise, we've really searched to team up with great insurance companies that get the best rates full coverage. And again, we surprise people when they say, Oh man, I thought there would be a whole nother zero at that monthly cost. And these are actual quotes, as you know, with working with a lot of GRE people. So that's one great thing, another great thing, Keith, that happened when we joined forces with Sumitomo. And again, Sumitomo 320, years old, one of the biggest powerhouses out of Asia, Warren Buffett, is very heavily invested in another one of the conglomerates, not the housing one we do, but he's very involved in one of their other companies. And when they came aboard, you know, we have no bank debt for a builder, which is rare. And since we have such a healthy balance sheet, we're actually able to work deals with mortgage companies where we'll do what's called builder forward commitments, Keith, and that means we will pre buy mortgages for our clients, for the homes we're building, and we will pass that savings along. So right now, you know, if an investment property in a duplex might be an average of 7% for anyone who walks in off the street to a bank. Right now, our most popular rate program for our investors, for single family or duplexes, is 3.75 Gosh. So as you know, for your five ways, if we want to get cash flow, there's a big difference. Yeah, we're getting affordable housing. But if the rate is over 7% compared to 375 that could eat up the cash flow with us being able to have this power to buy large tranches of money and pass it along and lock our people in again, an average right now at 3.75 is our most popular program, and that's long term money, then we're able to get that cash flow right off the bat. And you and I know how important that is   Keith Weinhold  34:50    for this super attractive 3.75% long term mortgage rate on single family homes and duplexes. How? Much does the buyer have to come out of pocket at the closing table to buy that down themselves? And how much do you the builder participate in that buy down?   Jim Sheils  35:07   You know, it depends Keith at different times, because there is a little bit of a fluctuation. Sometimes it can be as low as zero points or just one origination point to bring it in. It does vary. And also, if people say, hey, I really don't want to bring in any points. Well, that's fine. You know, if you don't want to walk in zero to 2% points for that, you can also just raise your rate up to four and a quarter and probably walk in nothing. So there's different things that we can do, but the goal of it is to have us have the brunt of it. And what I can tell you is, if the average person walked into a bank, and a bank wouldn't do this anyway. It's only for, again, builders with a certain size, but if you went into a bank right now and said, I'd like to buy my rate down to 3.75 the average Keith that this would cost a person off the street going into a bank would be 12 to 15% banks wouldn't even do it for an individual. But that's about the estimates when you look at it. So again, volume has privileged. The fact we're able to buy it down. It does cost us a good amount of money, but we're all able to save since we're kind of working together to buy these larger tranches. And again, the need of any investment for buying down the rate from the clients is very minimal.   Keith Weinhold  36:18   Tell us more about the property types, new build single family homes, new build duplexes.   Jim Sheils  36:23   You know, single family and duplexes are our main focus in 2026 for Central Florida, we've done the research. They're very high in demand. They rent quickly, and they rent long term to produce cash flow. Our average single family home under 300,000 we're aiming to after expense, make about $300 cash flow. Our duplexes should be about twice that amount, about just under $600 a month, or just over in cash flow. And then again, the prices are ranging from about 395, to 420, for a duplex. Again, these are in workforce areas where we're doing great, scattered lots. Scattered lot means there's already existing homes around. We like to go to an area where there's good a fundamental balance of homeowners and renters. So there's retail buyers that have bought their first home, and we will place our rentals in between them, whether it's a single family or a duplex.   Keith Weinhold  37:13   We sure don't need to do a complete audio pro forma here, but those cash flow amounts something near $300 for a single family home, and about double that for a duplex. Is that using, you know, a bought down rate to about 4% and some of these other inputs you're talking about, like low insurance costs and a certain property tax rate, can you tell us about that?    Jim Sheils  37:35   Yeah, property tax rate is property tax rate. We can get pretty dang close on property taxes, you know, based on millage and get that down. But when we do our performers, we absolutely go off of, you know, our average rate to be the 375, to four and a quarter. And then when GRE clients look at our performer, and they look at the insurance cost, that's an actual quote from one of our insurance companies that has insured hundreds and hundreds of these properties. Not a guess, yeah, so they know what they're doing. So yeah, those would be the assumptions made in there, and that's what we're basically getting on a week in, week out basis.    Keith Weinhold  38:09   That is really attractive as we're talking about new build. I imagine there is some sort of builder warranty as well.    Jim Sheils  38:16   There's a state mandated 210 warranty. 210 warranty is something we could talk probably a whole episode on Keith. But for what's good for people to know, basically what that means, you get two years coverage on the small stuff and 10 years coverage on the big structural stuff. And so that's why I like new construction. You know what? I used to personally just buy my own fixer up Return key properties from other people. I could get a one year warranty, and that's the best that really can be done. Now with new construction, we've gone from, you know, with our fixer upper homes, able to do a one year warranty, which is good at something. But now with new construction, we can do a 210 warranty, big difference, and also really helps the safety score of issues if they came up.    Keith Weinhold  38:59   We were talking about new build property, and we tend to project relatively low maintenance and repair costs for an obvious reason, maybe your long term vacancy rate could very well be lower as well, due to my earlier point about a tenant wanting to stay there for a long time, because it's hard for them to improve their living situation unless they went out and bought their own place. And you have the low insurance rates, and you have the low mortgage rates, all contributing to positive cash flow on a new build property. And we think about that tenant and what gets the tenant excited? We start to think about some of those amenities. So tell us about what amenities are offered, including inside, in the kitchen and so on.   Jim Sheils  39:38   Jim, yeah, great question, Keith. We've really gotten a great recipe for success for that. You know, we've been doing this a little over a decade now, and so you're always tweaking your build model. What do people like? What do they not like? What's good for durability? Let's look at maintenance and repairs. Let's look at turn costs. So our goal is always the dual focus. That's what looks good. And what lasts really well, yeah, because you want durability. When you have tenants, you want it to look good, so you sell it down the road, 510, years to a first time homebuyer, it looks great. You can sell it. But durability wise, you don't want a lot of extra expenses or maintenance and repairs. So we go durability. So what we found a couple of things. I always joke about this. I do not like the word carpet, Keith, that is a terrible swear word in real estate investing, I can tell you right now, if I could go back and this is not, you know, owning hundreds of rentals, if I could not have done carpet and just reversed it to like vinyl plank flooring, like we do now, or even tile, which was more, I probably would have been able to buy three or four of our duplexes cash with the amount of money, and that is not an exaggeration. So we do not do carpet. First of all, it seems like trends are changing. It's not in favor right now. So we do vinyl plank flooring, which looks really nice, almost like wood floors, super durable, though, for a young family that's going to be tenant occupied in your property and running around on it. That's great. Kitchen wise, again, we don't sell retail really. We like to work with investors, but down the road, our investor might want to sell to a retail buyer. So we know, you know, from our old fix and flip days of the FHA buyers, the kitchen's got a pop. So we always do, you know, we don't do the white appliances, which you know would save you quite a bit of money, and save us quite a bit of money. We do stainless steel appliances. We do all new cabinetry, you know, kind of the latest, nicer cabinetry, a little bit of an upgrade. And then, you know, butcher block countertops, those are going to wear in about a year or two. Keith, it feels really good to spend that smaller amount, you know. But we, we like to do the more durable, nice looking countertops, you know, that are, you know, just so much more esthetically pleasing and actually durable as well. Same thing in the bathrooms. A lot of new builders will do shower kit, which not a problem if you're saving money on a rehab, you know, but we would rather do tile, bring in the extra subcontractors to give tile, and then in the master we do the dual sinks, which this might sound like little stuff, Keith, but these are the micro movements that help get a tenant in quicker, stay longer and more rent. So we're always trying to do these extra things in the granite countertops, both in the kitchens and in the bathrooms. Those cost more upfront, but we see for long term of tenant we see, for the amount of rent we get, and for resale ability, because a lot of people don't think about that. You know what? In seven years you want to sell one of these properties? Well, it's a seven year old roof, it's seven year old plumbing, you're still in a great spot for an FHA buyer. And that esthetically pleasing flooring, bathrooms, kitchens. That allows an easier sale for them, because we want to look all the way around, not just a rental. I like to hold long term, but if you want to sell in five to 10 years, that's a very valid strategy.    Keith Weinhold  42:48   I like carpet in my own home, but not rentals. But what you're sharing with us, Jim, this is absolute gold that's been brought to you through experience. This over improvement versus under improvement line in rentals, and it really has a lot of balance between durability and price. These are the sort of things that really matter, but you are selling predominantly to individual investors, a lot of mom and pop investors. Why don't you make more sales to the retail, owner occupied market, or to institutional investors, even though that might be cracked down upon now. But why don't you sell to those parties?   Jim Sheils  43:26   Yeah, you know Keith, I did a lot of fix and flip to FHA buyers, and I'm an investor. I really like working with investors. So when this all really went back to is 2009 I had a lot of investors. I was in Northeast Florida. The deal flow was incredible. And I just had a lot of investors, you know, through my different networks and Masterminds, like, where you and I have met, and said, Hey, you're getting great deals in Northeast Florida. Could you help put some together for me? And so I had done quite a few fix and flips to retail buyers, and it just kind of hot on me, you know, way back then, like, Wow. I like working with investors. I like building portfolios. I also like the fact that when I'm normally building a portfolio for an investor, well, they hang out with other investors, and they're not looking to buy one property over the next five years. They're looking to buy five to eight properties over the next five years. great point. And so we just saw it as you gotta like who you work with, right? And nothing against first time homebuyers. But when I was rehabbing houses and selling them, golly, that was a lot of work. And then could be persnickety. Yeah, very persnickety. And so when Chris and I teamed up about 10 years ago, we had both gone through the same kind of aha, like going, Yeah, it seems great, but you could sell for more to a retail buyer. But again, like I go back to even the type of property we build, we'd rather do a volume with investors. Be a builder, buy investors for investors, and work that way. And I think it suits me. I think I would have probably hung up my shoes a long time ago if I was. Working with the amount of properties we've done with retail buyers compared to investors, honestly, and so I think it was just kind of, it was a preference, really, that made sense   Keith Weinhold  45:09   to your point. Investors buy multiple properties, and that way there are fewer parties to deal with. And investors tend to be less emotional than those more persnickety, owner occupied buyers. Well, Jim, you make it easy for investors. Besides all these incentives, you also offer an in house management solution for these investors, often that tend to be out of state. Well, Jim, before I ask you, if you have any closing thoughts, would you the listener like to ask Jim any question directly? Well, you can, because I have a great event to tell you about next Thursday, the 19th, at 8pm eastern Jim here and GRE investment coach, Naresh will co host a live webinar for Central Florida new build income property. In fact, Jim, I think you know Naresh longer than I have, as it turns out, but this event is free, and you the listener are invited. We've had between 250 and 550 registrants for our past webinars. Not all of them attend live. So the benefit of you attending live is that you can have any of your questions answered by either Naresh or Jim in real time, and besides learning about the Central Florida market and more about home building, you are going to see available new build income property, real addresses with some of these rather grand incentives that we've talked about here, you might end up with a long term rate of about 4% again, it is Thursday, the 19th at 8pm Eastern. Sign up is open now at grewebinars.com that's grewebinars.com Any final thoughts here, Jim, for this great event coming up next week?   Jim Sheils  46:52   I think we're going to dig a little deeper. Obviously, this is a conversation that was great, but moves pretty quickly when we talk next week, we're going to be able to dig into more of the fundamentals, some of the stats, and just get underneath the hood of why Central Florida is making so much sense, and just some of the rising stars that we're seeing there that we're very excited to be a part of.   Keith Weinhold  47:13   You've helped our listeners for close to 10 years now. It's been an informative chat as always. Thanks so much for coming back onto the show.    Jim Sheils  47:21   Thanks for having me, Keith.   Keith Weinhold  47:27   Yeah, like our guest touched on Ocala, Florida now has national recognition as the fastest growing city in America, and that's for the second year in a row. According to a new U haul report, Florida is, of course, a rather landlord friendly state. In fact, Florida is the first state to enact a law that allows law enforcement to immediately remove squatters, distinguishing them from legal tenants. Now here's what's interesting and why I've identified this opportunity if Florida prices dipped because people were leaving now, that could be a red flag, because population loss is like gravity. Once it starts falling, it is hard to escape. But that's not what's happening. Instead, what we're seeing is a temporary overbuild hangover. Builders got ambitious. We're in a brief period where supply outran demand and prices softened. That's not decay. That's a sale rack. Any vacant homes are not stranded. They're being absorbed by Florida's still growing population, which has now increased every single decade since its first census count, back in the year 1830 back in 1830 there were about 35,000 residents in the whole state. Isn't that amazing today? North of 24 million, that is 700x population growth in almost 200 years, and it's still growing. That kind of trend doesn't reverse because a few builders over ordered inventory here at GRE this made us target and find in opportunity. This isn't an accident. Central Florida is this year's most compelling. Housing market in that region, Central Florida, is growing faster than the rest of the state at large, and it really sits in the sweet spot of this temporary imbalance. One long established builder overbuilt and now they're motivated. They know what investors want. So, for example, they don't build swimming pools with their homes. They also offer property tours, and over 90% of their tour attendees buy property. They're willing to offer terrific incentives at our upcoming GRE live webinar, like we touched on new build single family rentals, 270k and up duplexes, three. 95 to 420, long term mortgage rates as low as 3.75% you get low insurance rates since they're inland and new build positive cash flow and a builder warranty at the event. You're going to learn all about the growth drivers in Central Florida, why so many renters are moving there and see available properties. This benefits anyone looking for a clear, practical view of current real estate conditions. Joining live does matter, since you can have those questions answered in real time, not after the opportunity has moved on, you are invited for next Thursday, the 19th, at 8p m Eastern. This one is worth circling, not because it's flashy, because it's timed right. Sign up is open now @grewebinars.com that's gre webinars.com. Until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 5  51:00   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  51:29   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

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In this powerful MTNTOUGH Podcast episode, host Dustin Defenderfer sits down with filmmaker, actor, writer, and producer Steven Grayhm to unpack his 14-year journey creating Sheepdog—a human drama about a decorated U.S. Army combat veteran confronting the long aftermath of war and finding post-traumatic growth through community, faith, and purpose. Steven shares the raw origin story sparked by a tow-truck driver's confession, nationwide road trips collecting veterans' testimonials, heartbreaking losses to suicide, Hollywood resistance, and the relentless mission to get the film right. He discusses the film's focus on healing over PTSD, the importance of brotherhood, Gold Star families, mental health professionals, and civilian understanding—plus firsthand testimonials proving the film is already saving lives. A must-watch conversation on resilience, obedience to calling, spiritual warfare, and why Sheepdog could be one of Hollywood's greatest success stories if it saves even one veteran. Out now!Join Dustin Diefenderfer, Founder of MTNTOUGH Fitness Lab and creator of the MTNTOUGH+ Fitness App in the top podcast for Mental Toughness and Mindset. (P.S.

Mike Schopp and Bulldog go over the most painful playoff losses

Multiple Chemical Sensitivity (MCS) is often seen as a condition that mostly affects older people. However, recent studies indicate young adults may be especially affected by MCS.Research suggests young adults have the highest prevalence, may be more likely than other age groups to develop the condition, and seem particularly vulnerable to the mental-health impacts of living with chemical intolerance and the social isolation it can bring.This episode's guest, Abby Steeves, recently completed her PhD focused on MCS and its impacts on young adults. As a former gymnast, she struggled to train and compete while living with the condition. These experiences led her to explore how MCS is challenging—and shaping—the lives of many other young people.Listen and subscribe:http://listen.chemicalsensitivitypodcast.org/Watch on YouTube:https://youtu.be/9r95nuwOKfcAbby's dissertation:https://digitalcommons.liberty.edu/cgi/viewcontent.cgi?article=8845&context=doctoral#MCS #multiplechemicalsensitivitypodcast #multiplechemicalsensitivity #ChemicalIntolerance #ChronicIllness #InvisibleIllness #YouthSupport the showThank you very much to the Marilyn Brachman Hoffman Foundation generously supporting the podcast!If you find the podcast helpful, please consider becoming a supporter!https://buymeacoffee.com/mcspodcast Follow the podcast on YouTube! Captions available in any language. Please follow the podcast on social media:FacebookXInstagramBlueSkyTikTok

Send us a textOnce Upon a Farm went public, and the stock jumped. But this isn't the standard path for a consumer brand.In this episode of Market Outsiders, Jenny Rae and Namaan examine why a single-brand baby food company chose an IPO instead of selling to a large CPG player - and what role Jennifer Garner's involvement really plays in that decision.We break down the business fundamentals behind the headlines, from refrigerated supply chains to retailer economics, and question how much of the early momentum can translate into long-term scale.The episode closes with what comes next - and whether this business is built to stay public.We cover:Why this IPO breaks the usual consumer brand playbookThe real economics behind refrigerated, organic consumer productsHow celebrity-backed trust does - and doesn't - scale over timeA clear-eyed look at IPO strategy, consumer economics, and where this bet could break.Chapters:00:00 – Why This IPO Is Different02:30 – What Is Once Upon a Farm?05:20 – The Jennifer Garner Effect09:10 – Refrigerated Food Economics13:40 – Retail Shelf Space and Margins17:30 – Why IPO Instead of Selling21:40 – Losses, Growth, and Valuation25:40 – How This Business Scales29:40 – What Comes NextConnect With Management Consulted Schedule free 15min consultation with the MC Team. Watch the video version of the podcast on YouTube! Follow us on LinkedIn, Instagram, and TikTok for the latest updates and industry insights! Join an upcoming live event - case interviews demos, expert panels, and more. Email us (team@managementconsulted.com) with questions or feedback.

Whether it's a sudden wild move downward, or a full on bear cycle, even real Contrarians make the same mistakes rank amateurs do.  It's time to remind ourselves what we're really doing here, by going over three of the most classic mistakes we still fall for.   Recommended Crypto Trading Platform (And Bonus Eligibility) - https://nononsenseforex.com/cryptocurrencies/best-crypto-trading-platform/   For Decentralized Crypto Trading (US Citizens Can Join) - https://nononsenseforex.com/decentralized-trading-platform/   Blueberry Markets Blog (Top FX Broker) - https://nononsenseforex.com/uncategorized/blueberry-markets-review-my-top-broker-for-2019/   Get a Discount On Any Trading View Package - https://www.tradingview.com/?aff_id=159841   The Blog Has Moved to My New Free Substack - https://thecontrarianinvestorblog.substack.com/p/what-to-expect-and-what-not-to?r=16orow   Follow VP on Twitter https://twitter.com/This_Is_VP4X   Check out my Forex trading material too! https://nononsenseforex.com/   The host of this podcast is not a licensed financial advisor, and nothing heard on this podcast should be taken as financial advice.  Do your own research and understand all financial decisions and the results therein are yours and yours alone.  The host is not responsible for the actions of their sponsors and/or affiliates.  Conversely, views expressed on this podcast are that of the host only and may not reflect the views of any companies mentioned. Trading Forex involves risk.  Losses can exceed deposits. We are not taking requests for episode topics at this time.  Thank you for understanding.

Stay informed on current events, visit www.NaturalNews.com - The Great Cratering and Financial Crisis (0:11) - The Song "The Great Cratering" (4:03) - Investment Strategies and Precautions (7:43) - Trump's Economic Views and Reality (12:25) - Concentration Camps and Depopulation Agenda (24:14) - The Role of AI and Bitcoin in the Economic Crisis (47:22) - Preparing for the Economic Collapse (1:12:32) - The Future of AI and Robotics (1:15:04) - The Impact of AI on Decentralization (1:15:26) - The Role of Breakthrough Battery Technology (1:16:57) - Model Breakthrough and Decentralization Technology (1:19:35) - Advancements in AI and Automation (1:25:37) - Interview with Patrick Henningsen on Iran and Middle East Conflict (1:29:18) - Challenges for the US in Attacking Iran (1:42:26) - Geopolitical Implications and Economic Warfare (1:56:35) - The Role of China and Russia in Supporting Iran (1:56:49) - The Future of Global Trade and Commerce (2:06:49) - The Role of Gold and Silver in Economic Stability (2:07:09) - The Impact of US Economic Policies on Allies (2:07:40) - The Future of MAGA and US Politics (2:15:38) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> The difference between the red and blue states are clear now. Those states that follow the green new scam are failing and those that are not are succeeding. Fuel prices are coming down except those states that are following the green new scam. ADP has revised its employment numbers back to 2010, the illusion is being exposed. The [DS] is now in a deep panic, they know that without their cheating system they will not be able to win the midterms. This is why in the end they will push another event to try to stop the elections and try to blame it on Trump, this will fail, they did this in 2020 and they cheated to overthrow the US government. All of the D’s crimes are being exposed, and in the end the D party will cease to exist.   Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/StephenMoore/status/2019051853380514002?s=20 Trump’s Energy Agenda Lowers Gas Costs – Most Places  a new report notes that gasoline prices are dropping thanks to increased development under the Trump administration – but not everywhere. Secretary of the Interior Doug Burgum, on Wednesday, took to his X account to share the news. https://twitter.com/SecretaryBurgum/status/2019070174779801671?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2019070174779801671%7Ctwgr%5E101bbd02c2c262b0bab597b657ae92b4f4696b9b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fwardclark%2F2026%2F02%2F04%2Ftrumps-energy-agenda-lowers-gas-costs-most-places-n2198829 Source:redstate.com ADP Employment Report Massively Revised to 2010 with Huge Erratic Differences in Month-to-Month Job Creation & Losses    The ADP National Employment Report data, released today by payroll processor ADP, was massively revised going back to 2010,     For example: In 2025, the new version (red) shows job declines in March, April, and May, when the old version showed substantial job gains (blue). Then for the second half of 2025, the new version (red) shows much bigger job gains of 345,000 for June through December, than the old version (131,000). For 2024, the new version shows big job losses in February and March (red), while the old version showed moderate gains (blue). And then again in September and October 2024, the new version showed job losses (red), when the old version showed massive job gains (blue). For 2023, the new version shows huge job gains for May, June, and July, while the old version showed much smaller job gains. These massive differences go back all the way back to 2010. The entire data set was massively revised. ADP's entire data series going back to 2010 was heavily revised, and shifted down by about 2.5 million jobs across the entire period. I Source: wolfstreet.com https://twitter.com/pete_rizzo_/status/2019085379178029264?s=20 Political/Rights One-Third of Washington Post's Entire Staff Is Being Laid Off Today they cut one-third of their staff. One-third of the Washington Post's staff is being laid off. Over 300 employees were let go today.   Source: thegatewaypundit.com https://twitter.com/libsoftiktok/status/2019070303112962269?s=20 https://twitter.com/OliLondonTV/status/2019021331728040047?s=20   served.” https://twitter.com/nicksortor/status/2018768203003170933?s=20   illegals arrest power. The braindead police chief says she didn't know he was illegal. NO CHANCE this is an accident. https://twitter.com/StephenM/status/2018170822762823946?s=20 border fit that criteria. No one in Mexico or Ecuador or Honduras etc live in nations where there is any state persecution of any protected class. It's all fake, all the way down. 2. All non-Mexican illegals have transited through additional countries on the way to America where there are no forms of state persecution, thereby further disproving any hypothetical claim 3. As yet further proof the claims are fake, aliens turn down the opportunity to avoid this fabricated persecution by being safely resettled in another nation 4. Illegal aliens receive free and functionally unlimited legal services. When facing deportation, they and their lawyers (as a matter of course) automatically file fake asylum applications. It's a multibillion dollar fraudulent industry. It's gross, unethical, and deeply immoral. Everyone involved in this system understands and knows these claims are false. Adjudicating these knowingly false claims is a full-time job for thousands of people. 5. Federal law requires illegal aliens to be detained pending a hearing for their (fake) asylum claim. These are not prisons. They are not being punished. No one is being sentenced. Civil detention and removal is not part of the Article III justice system (in fact, Congress stripped Article III of jurisdiction over civil immigration procedure). The goal of the US government is to send aliens home immediately (they get cash and a free plane ticket) with the fewest days in custody as logistically possible. Any delay is caused by the fake asylum claim. 6. When the fake asylum claim is heard on the “non-detained” docket the illegal aliens rarely show for their hearings. Those few who do show stay in the country regardless after losing (unless placed into detention). Removal orders are ignored as a matter of course. If and when absconders are eventually found (at great time and expense) they still have to be detained to actually effectuate the removal. At this point in time their lawyers will file a motion to reopen their asylum claim or otherwise appeal the finding and seek release again. Regardless, no removal of any alien anywhere can occur unless in a detained setting. If the alien has children they are, by law, supposed to stay in a family residential center (that costs more per night than a high-end hotel, and includes full medical, dental, scholastic and other services) 7. Biden officials did not even bother with the pretext of performing intake interviews for the millions and millions and millions they released into the US. The aliens were simply released on sight, no questions asked, with court dates years away, in the hope and expectation that by the time their fake asylum claims were adjudicated and rejected years later, Democrats would be able to scream that these illegals have now lived here for X years and they and their children must be allowed to stay at our permanent expense. No one in the prior Administration responsible for these decisions actually believed the or now this has anything to do with asylum. To them, it is just useful propaganda in service of infinite mass migration. https://twitter.com/EricLDaugh/status/2019043492899725395?s=20 DOJ Files Show Jeffrey Epstein Was Reportedly About To Cooperate With Federal Prosecutors Just Weeks Before He Was Found Dead in Jail Epstein was going to flip? Today we learned that Jeffrey Epstein was ‘set to potentially cooperate with the feds' in his sex-trafficking case. The bombshell revelation comes after it was known that his lawyers and prosecutors met just two weeks before he was found dead in jail. The New York Post reported: https://twitter.com/MarioNawfal/status/2017678803896836343?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2017678803896836343%7Ctwgr%5Ecf86d4f223327c36358f06870502d78d212d1ac7%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F02%2Fdoj-files-show-jeffrey-epstein-was-reportedly-about%2F Source: thegatewaypundit.com https://twitter.com/Wallstreet2024/status/2018911171869356233?s=20   https://twitter.com/HansMahncke/status/2019027407429382358?s=20   screws on Acosta to understand exactly how this was allowed to happen. It's hard to believe he made that decision on his own. There's a story there, and maybe it even explains how, 10 years later, he ended up as Trump's Labor Secretary. How does something like that happen? https://twitter.com/KatieMiller/status/2019019126006505788?s=20   Epstein was arrested and jailed. In his second, he's released the files. It's curious why didn't these Democrats want Justice before? https://twitter.com/C_3C_3/status/2018723390710858221?s=20   DOGE Geopolitical    Soybean count to 20 Million Tons for the current season (They have committed to 25 Million Tons for next season!), Airplane engine deliveries, and numerous other subjects, all very positive! The relationship with China, and my personal relationship with President Xi, is an extremely good one, and we both realize how important it is to keep it that way. I believe that there will be many positive results achieved over the next three years of my Presidency having to do with President Xi, and the People's Republic of China! PRESIDENT DONALD J. TRUMP War/Peace https://twitter.com/disclosetv/status/2018803094432502143?s=20 https://twitter.com/araghchi/status/2019135910881947914?s=20   Putin ‘Kept His Word’ On Ceasefire, Trump Says, As Large Attacks On Kiev Resume President Trump has praised his Russian counterpart for keeping his word on the brief winter freeze ceasefire. Last week Trump had picked up the phone and urged President Putin to refrain from attacking Kiev and other major cities. Trump said of the surprise pause that Putin had agreed to halt strikes for one week. Trump has newly told reporters that the agreement expired on Sunday, and that Russia kept its word. “It was Sunday to Sunday, and it opened up and he hit them hard last night,” Trump explained at the White House on Tuesday. “He kept his word on that… we'll take anything, because it's really, really cold over there.” And then as Reuters reported:   Source: zerohedge.com Medical/False Flags [DS] Agenda https://twitter.com/elonmusk/status/2019073176588919068?s=20  Chairman @SenRickScott 's letter & EXPOSING the rampant fraud in our health care system. https://twitter.com/susancrabtree/status/2019043192688042099?s=20 “HomeKey” housing program, which lacked basic verification systems. Shangri-La Industries, the ill-named homeless housing construction firm at the center of California’s fraud scandal, showered Newsom and L.A. County Democrats, as well as Rep. Robert Garcia with political donations. But so far, Newsom and the Dems are keeping the donations and didn’t respond to numerous RCP questions about whether they would give them back. The construction firm is STILL touting a Newsom endorsement and quote praising it on its Instagram account. Shangri-La Industries’ indicted and arrested CFO, Cody Holmes, is accused of looting taxpayer funding to convert seven motels to homeless housing. Holmes allegedly used the money to pay for a $46,000 a month rent for a Beverly Hills mansion, private jets, a Bentley and Ferrari, a gold diamond watch + Birken bags for his girlfriend, Madeleine Witt, plus 20 VIP passes to Coachella worth more than $50K. https://twitter.com/RebeccaTucker85/status/2018784027289993438?s=20   https://twitter.com/DC_Draino/status/2019056005997383836?s=20  implicitly condones those who try to kill his political enemies. It starts as implicit, then it becomes explicit. Like all marxists throughout history. https://twitter.com/Bubblebathgirl/status/2018747974663143563?s=20     https://twitter.com/NateFriedman97/status/2018770880931717299?s=20 https://twitter.com/nicksortor/status/2019091187462979705?s=20   https://twitter.com/ElectionWiz/status/2019060617257042222?s=20 https://twitter.com/TonyDGianino/status/2018802512586002723?s=20   of the people peaceably to assemble (U.S. Const. amend. I). You have the legal right to gather in public spaces for lawful purposes- – -like protesting, petitioning the government, or observing events—as long as it’s peaceful and doesn’t break other laws (e.g., no trespassing, no interfering with federal operations, no violence). Supreme Court cases like De Jonge v. Oregon (1937) made it clear: peaceable assembly is a fundamental right, cognate to free speech, and can’t be banned just because officials dislike the message. Governments can impose reasonable, content-neutral time, place, and manner restrictions (e.g., permits for large crowds, no blocking traffic) to protect public safety/order, but they can’t outright prohibit lawful gatherings or use force against peaceful participants. Bottom line: True peaceful assembly is 100% protected. Fake titles don’t create extra rights or shields for illegal interference. Stay lawful – – – stay peaceful—that’s the line.  President Trump's Plan https://twitter.com/ElectionWiz/status/2019059790593376473?s=20 https://twitter.com/Breaking911/status/2019056233177657425?s=20 https://twitter.com/TrumpWarRoom/status/2019059608271171723?s=20     Ryan Routh To Be Sentenced For Trump Assassination Attempt Today A federal judge is set to sentence Ryan Routh on Feb. 4 for attempting to assassinate President Donald Trump. Prosecutors are seeking a life sentence while the defense is arguing for leniency. U.S. District Judge Aileen Cannon sentenced Ryan Routh to life in prison for attempting to assassinate President Trump during the 2024 presidential election cycle, according to AP News.Federal prosecutors said Routh spent months planning the attack, showed willingness to kill anyone who interfered, and expressed zero remorse during the trial. They asked the judge to impose a life sentence on Routh to “send a message that seeking to assassinate a Presidential candidate will result in the most severe punishment.” Source: zerohedge.com  https://twitter.com/RedWave_Press/status/2019092540578807934?s=20   agency)—serving as vice chairman, according to CBS News. “President Trump intends to sign an executive order in coming days naming Vice President JD Vance as chairman of the task force, a move that’s meant to signal the importance of the effort to the president.” “The plan calls for Colin McDonald, who has been nominated by Mr. Trump for a newly created fraud investigator role at the Justice Department, to fall within the DOJ’s management structure – reporting to Attorney General Pam Bondi and Deputy AG Todd Blanche – but to work closely with Vance and Ferguson.” https://twitter.com/nicksortor/status/2019122766570496512?s=20 Raskin: Trump ‘Has One Objective in Mind Which Is Trying to Steal the Election'   Rep. Jamie Raskin (D-MD) said President Donald Trump has one objective in mind: “trying to steal” the midterm election. Raskin said, “We know it's not as simple as just turning the clock back to, the time before Donald Trump, because obviously, those were the conditions that allowed for Donald Trump and MAGA to penetrate our society and take over our government. We're going to have to fortify democracy and freedom to make them much stronger going forward. And having been through this nightmare together and with the heroic resistance and opposition that we're seeing all over the country, we are going to make it through.”  ” Source: breitbart.com https://twitter.com/WarClandestine/status/2018765587359412584?s=20 https://twitter.com/AndrewKolvet/status/2018899622945771837?s=20 https://twitter.com/daily_romania/status/2019033991333265491?s=20   https://twitter.com/ElectionWiz/status/2019024377862394140?s=20     https://twitter.com/WarClandestine/status/2018740338689441821?s=20  try to cheat in the election again via harvesting mass mail-in ballots. The only election the Dems have “won” was in 2020 when there were mass mail-in ballots due to the man-made virus that “leaked” from a US-funded lab, via a CIA/USAID-funded project. The only thing that could save the Dems now, is some sort of catastrophe that they can leverage to their advantage. https://twitter.com/WarClandestine/status/2018851005069226185?s=20  American People will see that the Dems are not actually all that popular. The Dems' perceived support is all one giant ruse. If we pass the SAVE Act, the 2026 election will serve as incontrovertible evidence that the Dems have been engaged in election fraud and treason. The public will have witnessed the sharp contrast with their own eyes. After the People see that the Dems are frauds that can only win by cheating, the public will not only be more willing to accept the reckoning, they will be cheering for it.  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");  

On Life of a Capper, pro bettors answer two brutally honest questions: the worst gambling losses they've ever suffered financially, and the sports betting bad beats that still haunt them today. Filmed for Circles Off on The Hammer Betting Network and presented by Kalshi, this episode explores betting bankroll swings, unforgettable bad beat stories, sports gambling reality, and betting industry interviews. Hosted by Jacob Gramegna.

Wilson Moore and Jon Walker talk Nebraska’s first couple losses while Creighton’s season veers from Final Four dreams to bubble oblivion.

In this episode of Two Bees in a Podcast, Amy Vu and Dr. Jamie Ellis are joined by Dr. Beatrice Nganso, a Research Scientist in commercial insects at the International Center of Insect Physiology & Ecology in Nairobi, Kenya to discuss her research on honey bee colony losses in Sub-Saharan Africa. This episode ends with a Q&A segment. Check out our website: www.ufhoneybee.com for additional resources from today's episode.  

-We had circled this week for a long time, and although Nebraska played well---they lost both games, and now we see how much theyget punished for that-How high did Illinois climb after an impressive week and an 11-game win streak? Did anyone get first place votes besides Arizona?Our Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Kalshi and use my code SB60 for a great deal: https://kalshi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Michael Bruntz and Brian Christopherson talk through a Monday edition of the Husker247 Daily. The guys break down Nebraska basketball's loss to Illinois on Sunday and a week that saw the Huskers fall to both Michigan and Illinois. What's ahead for Nebraska? Did we actually learn any big lessons in the losses? Listen in. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Mitch Harper & Steve Bartle filling in for Scott Garrard