Podcasts about Attorney

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    Latest podcast episodes about Attorney

    The Real Estate CPA Podcast
    345. Estate Planning for Real Estate Investors (Trusts vs. Wills) with Attorney Diana Khan

    The Real Estate CPA Podcast

    Play Episode Listen Later Sep 17, 2025 31:01


    Estate planning is one of the most overlooked parts of real estate investing, but without it, your portfolio and family can be left exposed. This week on the Tax Smart REI Podcast, we sit down with attorney, broker, and investor Diana G. Khan to talk about how real estate investors should approach estate planning. You'll learn: - Why every investor needs at least a will and power of attorney (even at 18) - The difference between wills and trusts, explained with Diana's “backpack” analogy - How to decide between revocable and irrevocable trusts - Practical ways to structure LLCs and holding companies for asset protection - When (if ever) offshore trusts make sense - How life insurance ties into your estate plan Whether you own one rental or a hundred, this episode will show you how to protect your assets, minimize risk, and create a plan that works for your family and your future. Connect with Diana: https://www.dklawmd.com/ Connect with Eckard Enterprises: https://eckardenterprises.com/taxsmartrei/ To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

    Lions of Liberty Network
    TLPP: Comedian Michael Regilio - You Can Burn Your Own Flag

    Lions of Liberty Network

    Play Episode Listen Later Sep 16, 2025 61:58


    This week's episode is a collaboration with comedian Michael Regilio, host of Regilio v Everything. We talk about being dumb, young, and punk—which for Michael meant being a young Republican in high school. I take a trip down memory lane of that time I was cancelled in Dallas. And Michael shares with me all the insane things I had no idea were happening in the world. Did Michael scare me? Yes. But I'm still hopeful for the future. And I'm looking forward to Michael's forthcoming comedy special. Check out my book, That Joke Isn't Funny Anymore: On the Death and Rebirth of Comedy https://amzn.to/3VhFa1r     Watch my sketch comedy streaming on Red Coral Universe: https://redcoraluniverse.com/en/series/the-lou-perez-comedy-68501a2fd369683d0f2a2a88?loopData=true&ccId=675bc891f78f658f73eaa46d Rock XX-XY Athletics. You can get 20% off your purchase with promo code LOU20. https://www.xx-xyathletics.com/?sca_ref=7113152.ifIMaKpCG3ZfUHH4  Attorneys on Retainer https://attorneysforfreedom.my.site.com/signupattorneysonretainerus/s/?promoCode=LU51ZEZ324  Support me at www.substack.com/@louperez    Join my newsletter www.TheLouPerez.com  Apple: https://podcasts.apple.com/.../the-lou-perez.../id1535032081  Spotify: https://open.spotify.com/show/2KAtC7eFS3NHWMZp2UgMVU  Amazon: https://music.amazon.com/.../2b7d4d.../the-lou-perez-podcast  YouTube: https://www.youtube.com/playlist?list=PLb5trMQQvT077-L1roE0iZyAgT4dD4EtJ  Lou Perez is a comedian, producer, and the author of THAT JOKE ISN'T FUNNY ANYMORE: ON THE DEATH AND REBIRTH OF COMEDY. You may have seen him on Gutfeld! , FOX News Primetime, One Nation with Brian Kilmeade, and Open to Debate (with Michael Ian Black). Lou was the Head Writer and Producer of the Webby Award-winning comedy channel We the Internet TV. During his tenure at WTI, Lou made the kind of comedy that gets you put on lists and your words in the Wall Street Journal: “How I Became a ‘Far-Right Radical.'” As a stand-up comedian, Lou has opened for Rob Schneider, Rich Vos, Jimmy Dore, Dave Smith, and toured the US and Canada with Scott Thompson. Lou has also produced live shows with Colin Quinn, the Icarus Festival, and the Rutherford Comedy Festival. For years, Lou performed at the Upright Citizens Brigade Theater (both in NYC and L.A.) in sketch shows with the Hammerkatz and his comedy duo, Greg and Lou. Greg and Lou is best known for its sketch "Wolverine's Claws Suck," which has over 20 million views on YouTube alone. In addition to producing sketch comedy like Comedy Is Murder, performing stand-up across the country, and writing for The Blaze's Align, Lou is on the advisory board of Heresy Press, a FAIR-in-the-arts fellow, and host of the live debate series The Wrong Take and The Lou Perez Podcast (which is part of the Lions of Liberty Podcast Network). How'd Lou start out? He began doing improv and sketch comedy while an undergrad at New York University, where he was part of the comedy group the Wicked Wicked Hammerkatz. Lou was a writer for Fox Sports' @TheBuzzer; produced The Attendants with Lorne Michaels's Broadway Video; produced pilots for FOX Digital and MSN Games; and was a comedy producer on TruTV's Impractical Jokers. Lou hosted the stand-up show Uncle Lou's Safe Place in Los Angeles, performed at the Big Pine Comedy Festival, Bridgetown Comedy Festival, Punching Up Comedy at Freedom Fest, and co-created the political comedy podcast Unsafe Space. Lou taught creative writing at the City College of New York, "writing the web series" for Writing Pad, and comedy writing workshops for the Moving Picture Institute. Lou worked with The Foundation for Individual Rights and Expression as Communications Manager and later as a producer and consultant. Their video "Taking a Knee in Sports? For what?" was broadcast during a USC vs. Notre Dame football game and was a SILVER ADDY® WINNER at the American Advertising Awards. Lou is also a brand ambassador for XX-XY Athletics and Attorneys for Freedom.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    The FOX True Crime Podcast w/ Emily Compagno
    The Shocking Case Of Amanda Knox

    The FOX True Crime Podcast w/ Emily Compagno

    Play Episode Listen Later Sep 16, 2025 37:04


    In 2007, 20-year-old Amanda Knox traveled to Perugia, Italy, as part of a study abroad program. There, she met her flat-mate, Meredith Kercher, as well as her boyfriend, Raffaelle Sollecito. However, her travels took a deadly turn when Meredith Kercher was brutally murdered. Before long, Amanda found herself accused and convicted of a crime she didn't commit. Attorney and spokesperson for Friends of Amanda, Anne Bremner, revisits the shocking case as covered in the new FOX Nation special, Framed: The Amanda Knox Story. Follow Emily on Instagram: @realemilycompagno If you have a story or topic we should feature on the FOX True Crime Podcast, send us an email at: truecrimepodcast@fox.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Joe Piscopo Show
    The Joe Piscopo Show 9-16-25

    The Joe Piscopo Show

    Play Episode Listen Later Sep 16, 2025 136:26


    49:46- Joseph diGenova, former U.S. Attorney for the District of ColumbiaTopic: Suspect in Charlie Kirk assassination allegedly confessed online before arrest 1:06:46- K.T. McFarland, Former Trump Deputy National Security Advisor and the author of "Revolution: Trump, Washington and 'We The People'” Topic: Latest in Israel 1:22:16- Joe Borelli, Former New York City Councilman and Managing Director of Chartwell Strategy GroupTopic: Hochul endorsing Mamdani, Charlie Kirk 1:30:38- Pastor Corey Brooks, founder and Senior Pastor of New Beginnings Church of Chicago and founder and CEO of Project H.O.O.D. Communities Development CorporationTopic: Crime crackdown, Charlie Kirk 1:41:20- Danny Coulson, Former Deputy Assistant Director of the FBI and Founding Commander of the FBI Hostage Rescue TeamTopic: Charlie Kirk investigation 1:55:11- Raymond Arroyo, managing editor & host of "The World Over" on EWTN, host of the "Arroyo Grande" podcast, and a Fox News contributorTopic: Charlie Kirk's impact on Christianity in the United States 2:03:44- Philip Wegmann, White House Correspondent for Real Clear PoliticsTopic: Latest from the White HouseSee omnystudio.com/listener for privacy information.

    Should Have Listened to My Mother Podcast
    Become The Hero Of Your Own Journey With Guest Survivor Grace De Angeli. Looking Back at S3E22

    Should Have Listened to My Mother Podcast

    Play Episode Listen Later Sep 16, 2025 29:43


    Grace is first generation Italian Australian. Her parents immigrated from Southern Italy to Australia when they were  young. Rosa and Alfredo, Grace's parents, met many years later in Australia and started their family of four girls.  Rosa was one of nine children and she was  fifteen when landing in Australia. Alfredo lost both his parents at five years old and had a rough childhood.  He was a victim of abuse and moved from house to house as a child. De Angeli reflects saying "he did the best he could with what he had."Grace insists "that it was a cultural thing" as to why her mother stayed throughout  many years of emotional, verbal and physical abuse. Eventually, Grace and her younger sister became targets as well.  It was always the fear and bullying tactic that their father used especially against their mom, Rosa. Grace says that her father would often scream at her mother "you either stay or you die" or "you leave, I'll kill you." So her mother stayed out of fear.  "We were all brought up with the fear that if we did something wrong we would be killed," remarks Grace. "When I think back to my childhood I wasn't protected by my mother, but she taught me who not to be when I grew up."One would think that this would take a real tole on Grace's life and her future. But the best news is that with the help of her husband and many others, Grace has learned how to transform her life and heal from her scars of her father plus how to beat Breast Cancer with many different treatments and therapies including Eastern and Western Medicines, mind over matter and the list goes on and on. She is a true inspiration. She declares "it doesn't matter where you are in your journey, whether stage 1 or stage 4 breast cancer OR any illness, you need to get things right in your soul and spirit, where you are your most authentic self." She continues, "it doesn't matter as long as you are honest and liberated within yourself, it doesn't matter what happens next."For a young woman who at twenty one years old had contemplated suicide, to becoming this force of nature to heal not only herself but help others on their individual journey is remarkable.There's so much more to this story so please do listen to the episode in it's entirety. Grace is emphatic when saying "we were put on this planet to be ourself. If you can be the best version of yourself, you've done it."To find Grace's podcast use on link below:https://podcasts.apple.com/us/podcast/id1552339592    "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".Check out our website for more background information: https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantilloLink to website and show notes: https://shltmm.simplecast.com/Or Find SHLTMM Website here: https://shltmm.simplecast.com/Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother

    The Institute of World Politics
    The Future of U.S. Involvement in the Middle East

    The Institute of World Politics

    Play Episode Listen Later Sep 16, 2025 67:48


    About this Event: Join us for a fireside chat, “The Future of U.S. Involvement in the Middle East,” featuring House Foreign Affairs Committee Chairman Emeritus Michael McCaul (R-Tex.), in conversation with journalist Dr. James Robbins. The discussion will be moderated by Haley Byrd Witt, Senior Reporter at NOTUS. This event will examine the evolving role of the United States in the Middle East through perspectives from Congress, the media, and policy experts. About the Speakers: House Foreign Affairs Committee Chairman Emeritus Michael McCaul (R-Tex.) is currently serving his eleventh term representing Texas' 10th District in the U.S. Congress. He previously served as Chairman of the House Committee on Homeland Security and is currently Chair of the Foreign Affairs Committee. Prior to Congress, he served as Chief of Counter Terrorism and National Security in the U.S. Attorney's Office, Western District of Texas, and led the Joint Terrorism Task Force. He also served as Texas Deputy Attorney General under Senator John Cornyn and as a federal prosecutor in the Department of Justice's Public Integrity Section in Washington, DC. A fourth-generation Texan, Congressman McCaul earned a B.A. in Business and History from Trinity University and a J.D. from St. Mary's University School of Law. He and his wife Linda are the proud parents of five children. Dr. James S. Robbins is IWP faculty and the current Dean of Academics. He is also a national security columnist for USA Today and Senior Fellow in National Security Affairs at the American Foreign Policy Council. Dr. Robbins is a former special assistant in the Office of the Secretary of Defense, and in 2007 was awarded the Chairman of the Joint Chiefs of Staff Joint Meritorious Civilian Service Award. He is also the former award-winning Senior Editorial Writer for Foreign Affairs at The Washington Times. His work has appeared in The Wall Street Journal, National Review, and other publications, and he appears regularly on national and international television and radio. Dr. Robbins holds a Ph.D. from the Fletcher School of Law and Diplomacy and has taught at the National Defense University and Marine Corps University, among other schools. His research interests include terrorism and national security strategy, political theory, and military history. Haley Byrd Witt is a Senior Reporter at NOTUS, covering politics and Congress with a focus on the Republican Party, foreign policy, human rights, and domestic legislation. Her reporting has appeared in The New York Times, Foreign Policy, and Christianity Today. She previously covered Congress for The Dispatch, CNN, and The Weekly Standard.

    Dark Side of Wikipedia | True Crime & Dark History
    INSANITY Plea: Amish Mom Who Drowned Son Says It Was “God's Will” — Courtroom Bombshells

    Dark Side of Wikipedia | True Crime & Dark History

    Play Episode Listen Later Sep 15, 2025 18:57


    INSANITY Plea: Amish Mom Who Drowned Son Says It Was “God's Will” — Courtroom Bombshells After shocking police with her “in a fish” bodycam confession, Ruth Miller now faces the courts. Charged with drowning her 4-year-old son after her husband walked to his death in Atwood Lake, Miller's attorneys have entered a plea of not guilty by reason of insanity. But will the court believe she didn't know right from wrong — or will religious extremism be viewed as no excuse for murder? In this Hidden Killers Live breakdown, Tony Brueski, Stacy Cole, and Todd Michaels take apart the defense's strategy and what it means for justice. Attorneys argue Miller's actions were driven by a severe mental illness, pointing to bodycam footage as proof she was experiencing delusion in real time. Prosecutors, meanwhile, will push the question of whether this was truly psychosis — or simply religious belief taken too far. The panel compares Ruth Miller's case to infamous “doomsday mom” Lori Vallow Daybell, asking: does growing up in an isolated Amish community change the way we view accountability? If a person is indoctrinated from birth, do they see murder as sacrifice instead of crime? And how much leeway should the law give when faith collides with reality? This segment also pulls back the curtain on Amish culture itself — a world often hidden from outsiders, where abuse and mental health issues can go unchecked for years. The hosts debate whether this tragedy was the result of one woman's breakdown or the natural outcome of a system that discourages outside intervention. The show ends on a surreal but fitting note — with dark humor, broken fish props, and a Billy Bass tangent that underscores the absurdity of finding levity in the darkest stories. #RuthMiller #Amish #TrueCrime #HiddenKillers #AtwoodLake #InsanityDefense #LoriVallow #OhioCrime #ReligiousExtremism #FaithAndCrime Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    Hidden Killers With Tony Brueski | True Crime News & Commentary
    INSANITY Plea: Amish Mom Who Drowned Son Says It Was “God's Will” — Courtroom Bombshells

    Hidden Killers With Tony Brueski | True Crime News & Commentary

    Play Episode Listen Later Sep 15, 2025 18:57


    INSANITY Plea: Amish Mom Who Drowned Son Says It Was “God's Will” — Courtroom Bombshells After shocking police with her “in a fish” bodycam confession, Ruth Miller now faces the courts. Charged with drowning her 4-year-old son after her husband walked to his death in Atwood Lake, Miller's attorneys have entered a plea of not guilty by reason of insanity. But will the court believe she didn't know right from wrong — or will religious extremism be viewed as no excuse for murder? In this Hidden Killers Live breakdown, Tony Brueski, Stacy Cole, and Todd Michaels take apart the defense's strategy and what it means for justice. Attorneys argue Miller's actions were driven by a severe mental illness, pointing to bodycam footage as proof she was experiencing delusion in real time. Prosecutors, meanwhile, will push the question of whether this was truly psychosis — or simply religious belief taken too far. The panel compares Ruth Miller's case to infamous “doomsday mom” Lori Vallow Daybell, asking: does growing up in an isolated Amish community change the way we view accountability? If a person is indoctrinated from birth, do they see murder as sacrifice instead of crime? And how much leeway should the law give when faith collides with reality? This segment also pulls back the curtain on Amish culture itself — a world often hidden from outsiders, where abuse and mental health issues can go unchecked for years. The hosts debate whether this tragedy was the result of one woman's breakdown or the natural outcome of a system that discourages outside intervention. The show ends on a surreal but fitting note — with dark humor, broken fish props, and a Billy Bass tangent that underscores the absurdity of finding levity in the darkest stories. #RuthMiller #Amish #TrueCrime #HiddenKillers #AtwoodLake #InsanityDefense #LoriVallow #OhioCrime #ReligiousExtremism #FaithAndCrime Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    My Crazy Family | A Podcast of Crazy Family Stories
    INSANITY Plea: Amish Mom Who Drowned Son Says It Was “God's Will” — Courtroom Bombshells

    My Crazy Family | A Podcast of Crazy Family Stories

    Play Episode Listen Later Sep 15, 2025 18:57


    INSANITY Plea: Amish Mom Who Drowned Son Says It Was “God's Will” — Courtroom Bombshells After shocking police with her “in a fish” bodycam confession, Ruth Miller now faces the courts. Charged with drowning her 4-year-old son after her husband walked to his death in Atwood Lake, Miller's attorneys have entered a plea of not guilty by reason of insanity. But will the court believe she didn't know right from wrong — or will religious extremism be viewed as no excuse for murder? In this Hidden Killers Live breakdown, Tony Brueski, Stacy Cole, and Todd Michaels take apart the defense's strategy and what it means for justice. Attorneys argue Miller's actions were driven by a severe mental illness, pointing to bodycam footage as proof she was experiencing delusion in real time. Prosecutors, meanwhile, will push the question of whether this was truly psychosis — or simply religious belief taken too far. The panel compares Ruth Miller's case to infamous “doomsday mom” Lori Vallow Daybell, asking: does growing up in an isolated Amish community change the way we view accountability? If a person is indoctrinated from birth, do they see murder as sacrifice instead of crime? And how much leeway should the law give when faith collides with reality? This segment also pulls back the curtain on Amish culture itself — a world often hidden from outsiders, where abuse and mental health issues can go unchecked for years. The hosts debate whether this tragedy was the result of one woman's breakdown or the natural outcome of a system that discourages outside intervention. The show ends on a surreal but fitting note — with dark humor, broken fish props, and a Billy Bass tangent that underscores the absurdity of finding levity in the darkest stories. #RuthMiller #Amish #TrueCrime #HiddenKillers #AtwoodLake #InsanityDefense #LoriVallow #OhioCrime #ReligiousExtremism #FaithAndCrime Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    John Williams
    Rae Kaplan: Good news for Parent Plus borrowers

    John Williams

    Play Episode Listen Later Sep 15, 2025


    Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to talk about new legislation for Parent Plus borrowers that could make payment plans less expensive.

    Adam and Jordana
    AI child porn is a fast growing problem

    Adam and Jordana

    Play Episode Listen Later Sep 15, 2025 12:12


    Carla Baumel, assistant U.S. Attorney for Minnesota, tells us about a growing cyber crime.

    WGN - The John Williams Full Show Podcast
    Rae Kaplan: Good news for Parent Plus borrowers

    WGN - The John Williams Full Show Podcast

    Play Episode Listen Later Sep 15, 2025


    Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to talk about new legislation for Parent Plus borrowers that could make payment plans less expensive.

    ICTPODCAST
    Francis Baalman, Entrepreneur, Attorney, Founder Reliance Property, Host Property Pulse podcast

    ICTPODCAST

    Play Episode Listen Later Sep 15, 2025 66:43


    “Once you find something that works, you go all in on it.”  -Francis Baalman   Francis Baalman is an entrepreneur. Even if he didn't know what that word was as a child he knew he wanted to create a market and solve a problem for a profit at a very young age.   Francis wanted to be an entrepreneur so badly that he went to college and then he went to law school ,just so he could fund his future endeavors as an entrepreneur! Francis owns real estate, he manages, he develops, he speculates, he provides lending solutions. all to bring value to other people while creating value for his family, his businesses and his future. And he wants you to know how to do it. Check out his podcast Property Pulse. Francis shares how he created his orchard by planting one tree at a time. You can't do this without sacrifice. So get started now.

    Cleve Gaddis Real Estate Radio Show
    Real Estate Legal Insights with Joe O'Kelley: What Buyers and Sellers Need to Know

    Cleve Gaddis Real Estate Radio Show

    Play Episode Listen Later Sep 15, 2025 12:00


    I'm Cleve Gaddis, and this is Go Gaddis Real Estate Radio—the show that helps listeners move from real estate novice to expert, so buying and selling can be done with total confidence and without the worry that so often comes with life's biggest investments. Let's Talk: Visit GoGaddisRadio.com to ask questions, comment, push back, share ideas, or even have your neighborhood featured in a spotlight segment. And while you're there, don't forget to subscribe to the podcast. In this segment, I'm continuing my conversation with Expert Advisor Joe O'Kelley, Managing Partner at O'Kelley & Sorohan, Attorneys at Law, LLC. Joe is one of the most trusted real estate attorneys in Metro Atlanta, and he's here to break down the legal issues that so many buyers and sellers encounter in today's housing market. Whether you're trying to understand the fine print in contracts, navigating the closing process, or wondering how new real estate rules affect you, Joe shares insights that can save you time, money, and stress. His perspective is invaluable for homeowners, investors, and even agents who want to avoid costly mistakes. And remember—at Go Gaddis Real Estate Radio, we believe you should never learn something after closing that you should've known before. You also have options when it comes to selling your home. With our Upside Program, you can explore every path available to maximize your sale price and peace of mind. This is Go Gaddis Real Estate Radio. Stay tuned—we'll be right back.

    WGN - The John Williams Uncut Podcast
    Rae Kaplan: Good news for Parent Plus borrowers

    WGN - The John Williams Uncut Podcast

    Play Episode Listen Later Sep 15, 2025


    Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to talk about new legislation for Parent Plus borrowers that could make payment plans less expensive.

    The Art and War Podcast
    197: Ctrl+Pew - 3D Printing Guns in 2025

    The Art and War Podcast

    Play Episode Listen Later Sep 14, 2025 129:29


    Ctrl+Pew's Alex reunites with Nathan and B.R to discuss what has changed in the world of 3D printing firearms from when the hobby first blew up to how things have developed in 2025. The lads get into everything from updated 3D printer recommendations, some of B.R and Ctrl+Pew's shared history in the gun space, how printed guns have changed the face of gun rights across the earth, the FGC-9 from the late JStark being used in Myanmar, the oddities that come with the 3D printed community and much more!Check out our Guest:https://www.instagram.com/ctrl_pew/https://ctrlpew.com/gatting-started-guide/https://ctrlpew.comRAADS Autism Test:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://embrace-autism.com/raads-r/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out PP.TF here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://pptaskforce.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.instagram.com/pptaskforce.est23/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our Patreon here to support what we do and get insider perks! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠                             ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/CBRNArt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our sponsors:  Qore Performance Cooling / Heating / Hydration for Plate Carriers and Chest Rigs:For 10% off, use Code: ARTANDWAR10⁠⁠https://www.qoreperformance.com⁠⁠Cloud Defensive / Chad Defensive Rifle / EDC Lights:For 10% off site wide, that stacks with any Cloud Defensive sales, use Code: ARTANDWAR10⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clouddefensive.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Attorneys for Freedom - Attorneys on Retainer Program, sign up via this link to support the show:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://attorneysonretainer.us/artandwar⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠             ⁠⁠⁠⁠⁠⁠⁠         ⁠⁠⁠⁠⁠⁠Use code: ARTANDWAR10 for $10 off an SMU Belt at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AWSin.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our link tree for the rest of our stuff:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://link.space/@CBRNart⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the lads on IG:     ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nathan / Main Page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/cbrnart/?hl=en⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠B.R: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/br.the.anarch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lucas: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/heartl1ne/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Phil: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/philmxengland/⁠⁠⁠⁠⁠

    Let's Get Legal
    Rae Kaplan: New student loan rules coming in July 2026

    Let's Get Legal

    Play Episode Listen Later Sep 14, 2025


    Rae Kaplan, student loan attorney at Kaplan Law Firm, joins Jon Hansen to highlight the new student loan rules that will affect both students and parents. Rae explains Parent PLUS loans and the benefit of being enrolled in IBR.

    Let's Get Legal
    Ben Szalinski dives in on the current state of Illinois politics

    Let's Get Legal

    Play Episode Listen Later Sep 14, 2025


    Ben Szalinski, Statehouse reporter at Capitol News Illinois, joins Jon Hansen to talk about what is happening in Illinois politics. Ben discusses the upcoming fall legislative session, the governor’s race, cash bail, and other issues that affect Illinois residents.

    Let's Get Legal
    Mike Leonard: Taylor Swift, the death penalty, Menendez Brothers

    Let's Get Legal

    Play Episode Listen Later Sep 14, 2025


    Criminal defense lawyer Michael Leonard of Leonard Trial Lawyers joins Jon Hansen to discuss trending news in the legal landscape. Michael talks about Taylor Swift’s possible deposition in the Blake Lively and Justin Baldoni case, the current state of the death penalty, what’s next for the Menendez Brothers, and more.

    Talk Law Radio Podcast
    THRU Project & Foster Care with Erin Garcia

    Talk Law Radio Podcast

    Play Episode Listen Later Sep 13, 2025 51:17


    Erin Garcia joins Shannon Salmon-Haas and host Todd Marquardt to talk about THRU Project and foster care on this edition of Talk Law Radio! The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation. Leave a legacy that makes a positive impact on people's lives Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan. Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments. Like & Subscribe! https://www.youtube.com/@talklawradio3421 Listen here! www.TalkLawRadio.com Follow Shannon Salmon-Haas! Instagram: @shannonrobertasanantonio Tik Tok: @shannonrobertasa Facebook: @Shannon Roberta San AntonioSee omnystudio.com/listener for privacy information.

    One in the Chamber
    Episode 27: We're Back...AGAIN

    One in the Chamber

    Play Episode Listen Later Sep 13, 2025 76:47 Transcription Available


    Episode 27: We are really bad at catching up. And we lost Episodes 25 and 26. But we are BACK BABY!!! Your favorite Criminal Defense Attorney and trusted Sidekick are making a comeback. 

    Divorce Master Radio
    Can You Get a Divorce in San Bernardino Without an Attorney? | San Bernardino Divorce

    Divorce Master Radio

    Play Episode Listen Later Sep 13, 2025 1:48


    Justice Matters with Glenn Kirschner
    DOJ Attorney Caught Lying to Federal Judge in Case Involving the Deportation of Children!

    Justice Matters with Glenn Kirschner

    Play Episode Listen Later Sep 12, 2025 10:58


    It's hard to believe some of the stories of deceit and corruption by Donald Trump and Pam Bondi's DOJ officials and attorneys are real. But as Politico just reported: "DOJ backs off claims about Guatemalan children it sought to deport".The case involves parents who were located in Guatemala but who had children in the United States. In a staggering display of lying to a court, a DOJ attorney named Drew Ensign told a judge that "all of the parents and guardians" in Guatemala wanted their children deported from the US back to Guatemala.It turns out that NONE of the parents and guardians of children said any such thing. Indeed, a subsequent DOJ attorney who appeared in the case withdrew and retracted the false statement.Glenn discusses this legal development and suggests that the court take action to hold Ensign accountable for providing false information to the court in an apparent effort to trample the due process rights of Guatemalan children.For nightly live Law Talks, please join Glenn on Substack: glennkirschner.substack.comIf you're interested in supporting our all-volunteer efforts, you can become a Team Justice patron at: / glennkirschner If you'd like to support Glenn and buy Team Justice and Justice Matters merchandise visit:https://shop.spreadshirt.com/glennkir...Check out Glenn's website at https://glennkirschner.com/Follow Glenn on:Threads: https://www.threads.net/glennkirschner2Facebook: https://www.facebook.com/glennkirschner2Instagram: https://www.instagram.com/glennkirsch...Bluesky: https://bsky.app/profile/glennkirschn...TikTok: https://www.tiktok.com/glennkirschner2See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Rich Zeoli
    Dr. Victoria Coates + Election Integrity Attorney Linda Kerns

    Rich Zeoli

    Play Episode Listen Later Sep 12, 2025 48:26


    The Rich Zeoli Show- Hour 2: 4:05pm- Linda Kerns—Attorney & Pennsylvania Election Integrity Counsel for the Republican National Committee and Donald Trump—joins The Rich Zeoli Show to discuss the horrific murder of Charlie Kirk. She also reacts to calls for “open primaries” and an update to a mail in ballot case. Plus, on a lighter note, Linda reveals that she plans on filing a lawsuit against Rich for not being nice to Matt! 4:30pm- Dr. Victoria Coates—Vice President of the Davis Institute for National Security and Foreign Policy at The Heritage Foundation & former Deputy National Security Advisor—joins The Rich Zeoli Show to discuss the horrific murder of Charlie Kirk. Will the far-left finally stop baselessly referring to all Republicans as “fascists” and “Nazis”? Dr. Coates is the author of the book: “The Battle for the Jewish State: How Israel—and America—Can Win.”

    Third Degree
    Note from Elie 9/12: Trump's Emergency Summer Becomes Fallback Fall

    Third Degree

    Play Episode Listen Later Sep 12, 2025 8:18


    Elie Honig is a former Assistant U.S. Attorney and co-chief of the organized crime unit at the Southern District of New York, where he prosecuted more than 100 mobsters, including members of La Cosa Nostra, and the Gambino and Genovese crime families. He went on to serve as Director of the Department of Law and Public Safety at New Jersey Division of Criminal Justice. He is currently Special Counsel at Lowenstein Sandler and a CNN legal analyst.  For a transcript of Elie's note and the full archive of contributor notes, head to CAFE.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Passive Income Attorney Podcast
    FBF 02 | Flash Back Friday | From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott

    The Passive Income Attorney Podcast

    Play Episode Listen Later Sep 12, 2025 48:51


    Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about   the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera,   You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this.   ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job?   After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb.   Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any   active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing,   with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat.   This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley.   Jay Scott, what's going on, brother? Welcome to the show.   Scott (04:09.196) Thanks. Appreciate you having me here Seth.   Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to.   Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family.   focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the,   next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years.   Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that?   So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses,   For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened.   And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place?   how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it.   Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about.   Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges.   So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate.   I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash.   And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily.   Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication.   I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year.   And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff.   And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team.   We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business?   Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country.   That's great man, said you weren't having fun anymore, you having fun now?   I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses.   you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it,   $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to...   Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece.   And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really   and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts.   Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of?   I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude.   Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners.   because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down.   Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to   you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry.   Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so...   Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise.   and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while.   Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there.   Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years.   And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible.   Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other.   potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly,   Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on.   Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time.   I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level.   Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it?   And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or   figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been.   compounding it and so now I could buy that home for cash five years or 10 years later.   Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say,   Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing.   Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk.   Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe   it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because.   Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily,   Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict   what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem.   Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things?   So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about   what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up.   Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself.   So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal.   Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is.   I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me.   So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together,   Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit.   I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in.   that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's   pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and...   does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from?   Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means   that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals?   The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily.   the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed.   all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say,   Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team.   Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal.   So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally   a reasonable prediction of what we might expect from that investment.   Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information.   Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important.   because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar.   you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people.   And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk?   And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions.   Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing.   And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher.   and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate?   and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be.   If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass.   Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna   Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those.   those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners?   Absolutely.   Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification,   is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is,   get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the.   diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive.   Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4.   Scott (45:05.598) It's time for the Freedom Four.   What's the best thing you do to keep your mind and body healthy?   So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie.   And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that.   Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management.   I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough.   and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice.   Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some.   Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset.   Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom.   take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business   is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth.   Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling.   Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better.   Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital.   I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around   Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you.   Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find.   Awesome man. Talk soon.   Scott (50:54.945) Awesome. Thanks,   All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action.   partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey.   Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor

    Banking With Life Podcast
    Life Insurance Company Dividends (Part 3) (BWL POD #0272)

    Banking With Life Podcast

    Play Episode Listen Later Sep 12, 2025 27:32


    In this episode, that's Part 3 of a 3-part dividend series, James connects dividends to policy structure and long-term planning. He highlights how dividends affect taxation and growth, and shares Nelson Nash's perspective on why long-term thinking is essential to the Infinite Banking Concept®. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

    The Joe Piscopo Show
    The Joe Piscopo Show 9-12-25

    The Joe Piscopo Show

    Play Episode Listen Later Sep 12, 2025 146:15


    Joe Piscopo's guest host this morning is Jennifer Kelly, Republican political strategist & the host of "The Jennifer Kelly Show" from 5:30-6 am on AM 970 The Answer 50:37- Danny Coulson, Former Deputy Assistant Director of the FBI and Founding Commander of the FBI Hostage Rescue Team Topic: FBI investigation into the assassination of Charlie Kirk 1:03:09- Pasquale Loporcaro, Executive Director of the Emergency Children’s Health Organization (ECHO) Topic: Celebrating Staten Island 1:12:27- Congresswoman Nicole Malliotakis, Representative for New York's 11th Congressional DistrictTopic: Charlie Kirk assassination, letter calling for trial date in connection with 9/11 1:26:44- Col. Kurt Schlichter, Attorney, Retired Army Infantry Colonel with a Masters in Strategic Studies from the United States Army War College, Senior Columnist at Town Hall, and the author of the new book "American Apocalypse: The Second Civil War" Topic: "They Murdered Charlie Kirk and They Must Pay" (Townhall op ed) 1:48:48- Ian Trottier, Author of "High Stakes Treason" Topic: His friendship with Charlie Kirk 2:03:37- Rob Chadwick, Retired FBI Supervisory Special Agent and Former Director of Tactical Training in Quantico and the Head of Personal and Public Safety for the United States Concealed Carry Association (USCCA) Topic: Charlie Kirk assassination 2:15:16- Hans von Spakovsky, Manager of the Heritage Foundation's Election Law Reform Initiative and Senior Legal Fellow at the Edwin Meese III Center for Legal and Judicial Studies Topic: Legalities of the death penalty in the assassination of Charlie KirkSee omnystudio.com/listener for privacy information.

    The Immigration Lawyers Podcast | Discussing Visas, Green Cards & Citizenship: Practice & Policy

    In this episode of the Immigration Lawyers Toolbox® Podcast, host John Q. Khosravi, Esq. is joined by Ruby Powers, Esq. for a conversation on immigration law, practice, and professional growth. Show note: Ruby Power's LinkedIn

    The Immigration Lawyers Podcast | Discussing Visas, Green Cards & Citizenship: Practice & Policy

    In this episode of the Immigration Lawyers Toolbox® Podcast, host John Q. Khosravi, Esq. interviews  David K.S. Kim, Esq., Former I.J., a respected immigration attorney recognized for his practical knowledge and willingness to share valuable insights. David reflects on his years of practice, offering perspective on complex immigration challenges and how attorneys can better navigate them. This conversation is packed with real-world lessons, professional advice, and candid reflections for immigration lawyers.

    Justice Matters with Glenn Kirschner
    DOJ Attorney Caught Lying to Federal Judge in Case Involving the Deportation of Children!

    Justice Matters with Glenn Kirschner

    Play Episode Listen Later Sep 12, 2025 10:58


    It's hard to believe some of the stories of deceit and corruption by Donald Trump and Pam Bondi's DOJ officials and attorneys are real. But as Politico just reported: "DOJ backs off claims about Guatemalan children it sought to deport".The case involves parents who were located in Guatemala but who had children in the United States. In a staggering display of lying to a court, a DOJ attorney named Drew Ensign told a judge that "all of the parents and guardians" in Guatemala wanted their children deported from the US back to Guatemala.It turns out that NONE of the parents and guardians of children said any such thing. Indeed, a subsequent DOJ attorney who appeared in the case withdrew and retracted the false statement.Glenn discusses this legal development and suggests that the court take action to hold Ensign accountable for providing false information to the court in an apparent effort to trample the due process rights of Guatemalan children.For nightly live Law Talks, please join Glenn on Substack: glennkirschner.substack.comIf you're interested in supporting our all-volunteer efforts, you can become a Team Justice patron at: / glennkirschner If you'd like to support Glenn and buy Team Justice and Justice Matters merchandise visit:https://shop.spreadshirt.com/glennkir...Check out Glenn's website at https://glennkirschner.com/Follow Glenn on:Threads: https://www.threads.net/glennkirschner2Facebook: https://www.facebook.com/glennkirschner2Instagram: https://www.instagram.com/glennkirsch...Bluesky: https://bsky.app/profile/glennkirschn...TikTok: https://www.tiktok.com/glennkirschner2See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Environmental Professionals Radio (EPR)
    Courts Reshaping Agency Power, Uncertainty Over NEPA Rules, and Sticking to Core Environmental Values with Fred Wagner

    Environmental Professionals Radio (EPR)

    Play Episode Listen Later Sep 12, 2025 53:05 Transcription Available


    Share your Field Stories!Welcome back to Environmental Professionals Radio, Connecting the Environmental Professionals Community Through Conversation, with your hosts Laura Thorne and Nic Frederick! On today's episode, we talk with Fred Wagner, principal environmental advisor at Jacobs about the courts reshaping policy, NEPA uncertainty, and sticking to core environmental Values.  Read his full bio below.Help us continue to create great content! If you'd like to sponsor a future episode hit the support podcast button or visit www.environmentalprofessionalsradio.com/sponsor-form Showtimes: 1:42 - Do you know your NEPA terms?8:09 - Interview with Fred Wagner Starts24:17 - Alligator Alcatraz  31:24 - What are defensible exclusions now46:29 - How do we balances changes with our valuesPlease be sure to ✔️subscribe, ⭐rate and ✍review. This podcast is produced by the National Association of Environmental Professions (NAEP). Check out all the NAEP has to offer at NAEP.org.Guest  Bio:Fred Wagner focuses his practice on environmental and natural resources issues associated with major infrastructure, mining and energy project development. Fred helps clients manage and then defend in court environmental reviews performed under the National Environmental Policy Act (NEPA) or equivalent state statutes. He works with public agencies and private developers to secure permits and approvals from federal and state regulators under Section 404 of the Clean Water Act (CWA), the Endangered Species Act (ESA), and the National Historic Preservation Act (NHPA). Fred is familiar with the full range of issues surrounding USDOT surface transportation programs, including grant management, procurement, suspension and debarment, and safety regulations. During his career, Fred has handled a wide variety of environmental litigation in federal trial and appellate courts across the country, from citizen suits, to government enforcement actions, to Administration Procedure Act (APA) challenges.Fred was appointed Chief Counsel of the U.S. Federal Highway Administration (FHWA) during the Obama administration. He managed all legal matters involving the $40 billion Federal-Aid Highway program, including environmental and natural resources issues for highway and multimodal transportation projects. Among other high-profile projects, he oversaw the agency's defense of the following:  New York's Tappan Zee Bridge, San Francisco's Presidio Parkway, Chicago's Elgin-O'Hare Expressway, Kentucky and Indiana's Ohio River Bridges, North Carolina's Bonner Bridge, Alabama's Birmingham Northern Beltline, Wisconsin's Zoo Interchange, and Washington's State Road 520 Bridge. He represented the FHWA on government-wide Transportation Rapid Response Team, a multi-agency task force focused on improving project delivery and environmental review reforms.Fred began his career as a trial attorney in the Environment Division of the U.S. Department of Justice. He also served as a Special Assistant U.S. Attorney in the Misdemeanor Trial Section of the U.S. Attorney's Office for the District of Columbia. Prior to joining Venable, he spent more than 20 years in private practice at a national law firm focusing on environmental and natural resources issues.Music CreditsIntro: Givin Me Eyes by Grace MesaOutro: Never Ending Support the showThanks for listening! A new episode drops every Friday. Like, share, subscribe, and/or sponsor to help support the continuation of the show. You can find us on Twitter, Facebook, YouTube, and all your favorite podcast players.

    Cherokee Tribune-Ledger Podcast
    Judge upholds key provision of Georgia elections overhaul

    Cherokee Tribune-Ledger Podcast

    Play Episode Listen Later Sep 12, 2025 10:10


    CTL Script/ Top Stories of September 12th Publish Date: September 12th   Pre-Roll: From the Ingles Studio Welcome to the Award-Winning Cherokee Tribune Ledger Podcast  Today is Friday, September 12th and Happy Birthday to Jesse Owens I’m Peyton Spurlock and here are the stories Cherokee is talking about, presented by Times Journal Judge upholds key provision of Georgia elections overhaul Rootstock in downtown Woodstock is closing its doors Democratic candidate for governor leaving state Senate post Plus, Leah McGrath from Ingles Markets on fast food We’ll have all this and more coming up on the Cherokee Tribune-Ledger Podcast, and if you’re looking for Community news, we encourage you to listen and subscribe!  Commercial: Ingles Markets 3 STORY 1: Judge upholds key provision of Georgia elections overhaul   A federal judge upheld part of Georgia’s hotly debated 2022 election law, specifically the restrictions on third-party groups distributing absentee ballot applications. In a 50-page ruling, U.S. District Judge J.P. Boulee said the state had a “compelling interest” in reducing voter confusion and boosting confidence in elections. The law, passed in 2021 after Joe Biden flipped Georgia blue in 2020, also limits drop boxes, requires ID for absentee voting, and bans giving food or water to voters in line. Voting rights groups aren’t backing down, calling the decision a blow to free speech. STORY 2: Rootstock in downtown Woodstock is closing its doors   Rootstock, a downtown Woodstock favorite for eight years, is closing its doors on Sept. 28. The tapas and wine spot, known for its rooftop bar and live music, announced the bittersweet news on Facebook, thanking the community for its support. “It’s with heavy hearts and deep gratitude that we say goodbye,” wrote owners Sean and Anna Daily. The building, recently sold, will soon house Rreal Tacos, a Mexican restaurant set to open in March, bringing new flavors—and over 100 local jobs—to Woodstock. STORY 3: Democratic candidate for governor leaving state Senate post  Georgia Democrats are down a state senator. Jason Esteves, announced Wednesday he’s stepping away from the Senate to focus fully on his run for governor in next year’s Democratic primary. He’ll face tough competition: former Atlanta Mayor Keisha Lance Bottoms and ex-Labor Commissioner Michael Thurmond, both big names in the party. During his three years in the Senate, Esteves pushed for affordable housing, better schools, and healthcare access. His campaign highlights include tax breaks for Atlanta seniors and helping block the Buckhead City movement. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info.    We’ll be right back. Break: Ingles Markets 3 STORY 4: Cherokee Sheriff’s Office asking for help finding missing teen  The Cherokee Sheriff’s Office is asking for help finding 15-year-old Gladys Bautista, who hasn’t been seen since Tuesday morning, Sept. 9. She was last spotted getting on the bus to Creekview High School. Gladys is 5’5”, weighs about 140 pounds, and is listed as a missing person in the GCIC/NCIC system. If you’ve seen her or know anything—anything at all—please call CSO detectives at 770-929-0239, your local law enforcement, or 911. Her family and the community are counting on every set of eyes to help bring her home. STORY 5: Interim U.S. Attorney named official appointee  Theodore S. Hertzberg is officially Georgia’s new U.S. attorney for the Northern District, appointed Monday by federal judges. Hertzberg had been filling the role on an interim basis since May, after U.S. Attorney General Pamela Bondi tapped him to step in. He took over from Richard Moultrie Jr., who briefly held the position after Ryan Buchanan resigned when Trump’s second term began. With nearly a decade as an assistant U.S. attorney, Hertzberg’s prosecuted everything from gang leaders to gun traffickers. A New York native, he’s an Amherst and NYU Law grad who once clerked in Alabama. And now here is Leah McGrath from Ingles Markets on fast food Commercial: We’ll have closing comments after this.   COMMERCIAL: Ingles Markets 3   SIGN OFF –   Thanks again for hanging out with us on today’s Cherokee Tribune Ledger Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.tribuneledgernews.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com #NewsPodcast #CurrentEvents #TopHeadlines #BreakingNews #PodcastDiscussion #PodcastNews #InDepthAnalysis #NewsAnalysis #PodcastTrending #WorldNews #LocalNews #GlobalNews #PodcastInsights #NewsBrief #PodcastUpdate #NewsRoundup #WeeklyNews #DailyNews #PodcastInterviews #HotTopics #PodcastOpinions #InvestigativeJournalism #BehindTheHeadlines #PodcastMedia #NewsStories #PodcastReports #JournalismMatters #PodcastPerspectives #NewsCommentary #PodcastListeners #NewsPodcastCommunity #NewsSource #PodcastCuration #WorldAffairs #PodcastUpdates #AudioNews #PodcastJournalism #EmergingStories #NewsFlash #PodcastConversations See omnystudio.com/listener for privacy information.

    Your Practice Mastered
    Non-Attorney Roles That Drive Law Firm Growth

    Your Practice Mastered

    Play Episode Listen Later Sep 12, 2025 10:49


    As a law firm owner, if you want to grow your firm, one of the first things you should focus on is building your non-lawyer team.Richard James pulls back the curtain on the non-legal side of law firm growth: the roles and systems that actually determine whether your firm scales smoothly or stalls out. Most attorneys never realize that their receptionist, appointment setters, and client care team are just as critical to revenue as the attorneys themselves. You'll see why building out these roles in the right order creates profit, freedom, and a stronger client experience. Watch now to discover how the smartest firms grow without adding more hours to the lawyer's plate.If you'd like to discover more practical ways to improve the business model of your law firm, click here: thelawfirmsecret.com

    Careers in Data Privacy
    Preston Bukaty: Privacy and Technology Attorney at Axiom

    Careers in Data Privacy

    Play Episode Listen Later Sep 12, 2025 45:09


    In law school, Preston was a columnist and writer,He now makes privacy programs tighter.At Axiom, Preston has many notable clients,He assists them with privacy compliance!

    Money Matters with Ken Moraif
    Estate Planning: The Basics

    Money Matters with Ken Moraif

    Play Episode Listen Later Sep 12, 2025 36:40


    ✍️ Estate planning may not be the most glamorous topic—but it's one of the most important steps you can take to protect your family and your legacy. Without a plan, you risk letting the government decide what happens to your wealth, or worse, creating family conflicts that last for generations.In this episode of the Retirement Planners of America Podcast, Ken Moraif and Jeremy Thornton break down:✅ The basics of wills and why every retiree should have one✅ What happens if you die intestate (without a will)✅ How A/B trusts and dynasty trusts protect your heirs and minimize estate taxes✅ When to consider a living trust—and how it helps avoid costly probate✅ Power of Attorney documents you should have to protect yourself while alive✅ Common estate planning mistakes and how to avoid themEstate planning is more than a legal exercise—it's an act of love that can save your family money, time, and heartache.

    The Lawyer Stories Podcast
    Ep 236 | Katie Daryl | TV host & AXS TV VP on Her Journey From Radio DJ to Music Media Star

    The Lawyer Stories Podcast

    Play Episode Listen Later Sep 11, 2025 50:27


    The Lawyer Stories Podcast Episode 236 features Katie Daryl — award-winning TV host, producer, and VP of Programming at AXS TV. From her early start as a teen radio DJ, to reporting for MTV's Choose or Lose, co-hosting The Mark Cuban Show, and creating smash hit series like The World's Greatest Tribute Bands and The Top Ten Revealed, Katie has built a career at the intersection of music, media, and storytelling.

    The Rise Guys
    HEY FOLKS, ATTORNEY ROB IANUARIO STOPS BY: HOUR TWO

    The Rise Guys

    Play Episode Listen Later Sep 11, 2025 34:04


    More on Charlie Kirk with attorney Rob Ianuario Facebook Fussin with special guest Rob Ianuario aka callrob.com

    The Immigration Lawyers Podcast | Discussing Visas, Green Cards & Citizenship: Practice & Policy
    #415 John's Top 10 for Immigration Lawyers –What Mattered This Week Sept. 8

    The Immigration Lawyers Podcast | Discussing Visas, Green Cards & Citizenship: Practice & Policy

    Play Episode Listen Later Sep 11, 2025 18:26


    This week's Immigration Lawyers Toolbox® Podcast with John Q. Khosravi, Esq. covers the latest immigration law updates, USCIS trends, and practice tips. Recorded live every Monday, this series keeps attorneys sharp and informed.

    The Seth Leibsohn Show
    September 10, 2025 - Hour 3 (Guest Hugh Hallman)

    The Seth Leibsohn Show

    Play Episode Listen Later Sep 11, 2025 35:50


    Hugh Hallman, Attorney, Educator, and former Mayor of Tempe, joins Seth in studio for the full hour to talk about the murder of Salem host Charlie Kirk on a university campus today and the upcoming anniversary of the September 11, 2001 terror attacks.See omnystudio.com/listener for privacy information.

    Roberta Glass True Crime Report
    Why Wendi Adelson's Testimony Raises Red Flags!

    Roberta Glass True Crime Report

    Play Episode Listen Later Sep 11, 2025 98:29 Transcription Available


    Alison Galvani returns to the channel to give an update on her mother Nancy's cold case murder. Write to DA Wagstaffe: swagstaffe@smcgov.org. Here's a template you can use to copy and paste into your email. DA Wagstaffe,I'm writing to urge you to move forward and indict and prosecute the murderer of Nancy Galvani. The perpetrator of Nancy's cruel premeditated murder has enjoyed decades of undeserved freedom while Nancy's family has watched and waited for those in power to act. Please give Nancy's family the justice they deserve.Sincerely,(Your name) We return to the testimony Wendi Adelson gave under a limited immunity deal. Ms. Adelson's testimony was contradictory and hard to believe and frequently refuted with evidence provided by the State. Wendi Adelson remains one of two unindicted co-conspirators in the murder of Dan Markel. Today, we look at her testimony in her mother Donna Adelson's murder trial and her brother Charlie Adelson's murder trial. Both Donna and Charlie Adelson were convicted by a jury after under four hours of deliberation. Does this easy conviction of Wendi's mother & brother give the State's Attorney the confidence to finally indict Wendi Adelson for the murder of her ex—husband, Dan Markel. Or will she always remain a strange anomaly in this case- an unidicted member of the Adelson family who benefited the most from Markel's murder?Get access to exclusive content & support the podcast by becoming a Patron today! https://patreon.com/robertaglasstruecrimereport Throw a tip in the tip jar! https://buymeacoffee.com/robertaglass Support Roberta by sending a donation via Venmo. https://venmo.com/robertaglass Become a channnel member for custom Emojis, first looks and exclusive streams here: https://youtube.com/@robertaglass/join Thank you Patrons! Rockstar60, Carol Mumumeci, Therese Tunks, JC, Lizzy D, Elizabeth Drake, Texas Mimi, Barb, Deborah Shults, Debra Ratliff, Stephanie Lamberson, Maryellen Sudol, Mona, Karen Pacini, Jen Buell, Marie Horton, ER, Rosie Grace, B. Rabbit, Sally Merrick, Amanda D, Mary B, Mrs Jones, Amy Gill, Eileen, Wesley Loves Octoberfest, Erin (Kitties1993), Anna Quint, Cici Guteriez, Sandra Loves GatsbyHannna, Christy, Jen Buell, Elle Solari, Carol Cardella, Jennifer Harmon, DoxieMama65, Carol Holderman, Joan Mahon, Marcie Denton, Rosanne Aponte, Johnny Jay, Jude Barnes, JenTheRN, Victoria Devenish, Jeri Falk, Kimberly Lovelace, Penni Miller, Jil, Janet Gardner, Jayne Wallace (JaynesWhirled), Pat Brooks, Jennifer Klearman, Judy Brown, Linda Lazzaro, Suzanne Kniffin, Susan Hicks, Jeff Meadors, D Samlam, Pat Brooks, Cythnia, Bonnie Schoeneman-Dilley, Diane Larsen, Mary, Kimberly Philipson, Cat Stewart, Cindy Pochesci, Kevin Crecy, Renee Chavez, Melba Pourteau, Julie K Thomas, Mia Wallace, Stark Stuff, Kayce Taylor, Alice, Dean, GiGi5, Jennifer Crum, Dana Natale, Bewildered Beauty, Pepper, Joan Chakonas, Blythe, Pat Dell, Lorraine Reid, T.B., Melissa, Victoria Gray Bross, Toni Woodland, Danbrit, Kenny Haines and Toni Natalie.

    The Dom Giordano Program
    What Is and What Ought To Be

    The Dom Giordano Program

    Play Episode Listen Later Sep 11, 2025 45:49


    1 - Former U.S. Attorney for the EDPA, Bill McSwain, joins the program today. How's his best friend, Larry Krasner? Bill takes us through one of his old cases where a store owner was shot outside his establishment while cleaning it, in which Larry Krasner fought for a lenient sentence, and Bill fought back by bringing federal charges. How does one bring a federal charge like this forward? Why is Larry Krasner not concerned with locking up real criminals and why is that notion misguided? How shocking is it that Charlie Kirk was assassinated from long range? Was this a skilled shooter? 110 - Why are the people cheering on Charlie Kirk's death have a weird, empirical view on politics? 120 - We play more audio from Dom's 9/11 broadcast. Your calls. 135 - JT Marshburn, National Chairman of the College Republican National Committee, joins the program in wake of the loss of Charlie Kirk. What makes Charlie Kirk so appealing to younger voters and college kids? Do colleges need to show that they are pro-free speech after an ordeal like this? Are we or will we see colleges welcome conservative speakers to campus? What did JT tell his chapter members after yesterday's ordeal? Are conservatives more welcomed on SEC campuses compared to a school up north? What are JT's future plans? 155 - Your calls!

    The Dom Giordano Program
    Remembering Those We've Lost Today (Full Show)

    The Dom Giordano Program

    Play Episode Listen Later Sep 11, 2025 132:40


    12 - We start the show today reacting to the harrowing death of commentator Charlie Kirk by assassination. Friend of Charlie and friend of the program, Scott Presler, joins us to give his solemn reaction and message to everybody listening out there. 1215 - Side - all-time Charlies 1220 - We play audio of Dom covering 9/11 live as it happened 24 years ago today. We bring in Jim Kelly, who was producing that day, giving his recollection of the day with Dom. 1245 - Your calls on Charlie Kirk and side answers. 1250 - Your calls to wrap the hour. 1 - Former U.S. Attorney for the EDPA, Bill McSwain, joins the program today. How's his best friend, Larry Krasner? Bill takes us through one of his old cases where a store owner was shot outside his establishment while cleaning it, in which Larry Krasner fought for a lenient sentence, and Bill fought back by bringing federal charges. How does one bring a federal charge like this forward? Why is Larry Krasner not concerned with locking up real criminals and why is that notion misguided? How shocking is it that Charlie Kirk was assassinated from long range? Was this a skilled shooter? 110 - Why are the people cheering on Charlie Kirk's death have a weird, empirical view on politics? 120 - We play more audio from Dom's 9/11 broadcast. Your calls. 135 - JT Marshburn, National Chairman of the College Republican National Committee, joins the program in wake of the loss of Charlie Kirk. What makes Charlie Kirk so appealing to younger voters and college kids? Do colleges need to show that they are pro-free speech after an ordeal like this? Are we or will we see colleges welcome conservative speakers to campus? What did JT tell his chapter members after yesterday's ordeal? Are conservatives more welcomed on SEC campuses compared to a school up north? What are JT's future plans? 155 - Your calls! 2 - Ambassador of Philadelphia Young Republicans, Evan Bocchetto, joins us today. How young are the “Young Republicans” joining the organization? What kind of courage did Charlie Kirk have that a lot of Republicans should be looking towards? What did Charlie show through his debates? Will Democrats start to debate more if invited more, or would they continue to avoid? 215 - Your calls. 220 - Dom's Money Melody! 225 - Your calls. 230 - Bartender Extraordinaire, Sheriff Fred Harran joins us after him and Dom's exhausting night of bartending. Does he have training? How chaotic was the bar last night? What were the proceeds of last night like? How many kids are in the Joe Hands boxing program? Where can we find his podcast? 240 - Your calls. 250 - The Lightning Round!

    Crime Alert with Nancy Grace
    Missing Attorney Found Buried on Ranch, Son Arrested | Crime Alert 8AM 09.11.25

    Crime Alert with Nancy Grace

    Play Episode Listen Later Sep 11, 2025 5:45 Transcription Available


    Nadine Jett, aged 65, was last seen in December 2023, now her remains have been found buried on her CA ranch. See omnystudio.com/listener for privacy information.

    WNHH Community Radio
    Just-in Time Conversations: David N. Rosen, Attorney at Law (2)

    WNHH Community Radio

    Play Episode Listen Later Sep 11, 2025 36:03


    Just-in Time Conversations: David N. Rosen, Attorney at Law (2) by WNHH Community Radio

    The Influencer Marketing Factory Podcast
    The Future of Social Commerce: Live Selling, FOMO & Creator Monetization w/ Josephine Wong

    The Influencer Marketing Factory Podcast

    Play Episode Listen Later Sep 10, 2025 24:37


    In this episode of The Influence Factor, Alessandro Bogliari chats with Josephine Wong, the Chief Revenue Officer of CommentSold, discusses her passion for building products that empower entrepreneurs and the evolution of social commerce. She highlights the importance of community engagement, the role of AI in content creation, and strategies for creators and brands to succeed in the social commerce landscape. Josephine emphasizes the need for authenticity and human connection in marketing, as well as the significance of creating a sense of urgency and exclusivity in sales.

    Keep What You Earn
    Why You Need More than Contracts to Protect Your Assets with Attorney Blake Harris

    Keep What You Earn

    Play Episode Listen Later Sep 10, 2025 35:24


    Asset protection is invaluable, especially for business owners. Shannon is joined by Blake Harris, an expert attorney specializing in offshore trusts. Dive deep into the intricacies of asset protection trusts, understand the benefits of offshore trusts in places like the Cook Islands, and why this strategy is not just for the ultra-wealthy.   Discover how proper asset protection can safeguard your wealth from lawsuits, divorce, and unexpected liabilities, and why planning ahead is crucial. Blake shares insightful examples, debunks common misconceptions, and provides actionable steps for business owners and individuals looking to explore this strategic financial move. Tune in for a masterclass on protecting what you earn and ensuring your financial future.   What you'll hear in this episode: [0:45] Guest Introduction: Blake Harris [2:30] Understanding Asset Protection and Trusts [13:10] The Importance of Offshore Trusts [17:40] Common Misconceptions and Legal Perspectives [29:40] Steps to Setting Up a Trust   Book your consultation with Blake and his team: https://blakeharrislaw.com/   Learn more about our CFO firm and services: https://www.keepwhatyouearn.com/   Connect with Shannon: https://www.linkedin.com/in/shannonweinstein Watch full episodes: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ Follow along on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. We love enthusiastic action, but please consult a qualified professional before implementing anything you learn.

    Rich Zeoli
    Corporate Media Downplays the Murder of Woman on Public Transit in Charlotte

    Rich Zeoli

    Play Episode Listen Later Sep 9, 2025 177:13


    The Rich Zeoli Show- Full Show (09/09/2025): 3:05pm- On Monday, October 13th at 7:30pm—Rich will host New York Times best-selling author Jack Carr at the Zlock Performing Arts Center (at Bucks County Community College) in Newtown, PA. They'll sit down for an engaging discussion about Jack's latest thriller, Cry Havoc—the newest installment in his acclaimed James Reece series. Known for his real-world military experience and gripping, action-packed storytelling, Jack Carr brings an unmatched authenticity to the world of political and military thrillers. For tickets visit: 1210wpht.com 3:10pm- During Tuesday's briefing, independent investigative journalist Michael Shellenberger asked White House Press Secret Karoline Leavitt about the importance of preserving free speech in the United States—as it appears to be under attack in other parts of the world. 3:25pm- In an act of senseless violence, a Ukrainian refugee was brutally stabbed to death while on public transportation in Charlotte, North Carolina. The man charged with the murder is a career criminal with 14 prior arrests. Why wasn't he in prison? And why isn't legacy media following the story? Press Secretary Karoline Leavitt called the act “pure evil on full display.” Meanwhile, President Donald Trump condemned the act—emphasizing that the horrific murder was entirely preventable. 3:40pm- Sen. Dave McCormick—United States Senator from Pennsylvania—joins The Rich Zeoli Show to discuss South Korea's Hanwha Group's $5 billion investment in the Philly shipyard, a senseless murder in Charlotte, a letter he and Sen. John Fetterman wrote to Pennsylvania college presidents imploring them to combat anti-Semitism on campuses, the Rose Garden Club, permitting reform, & deregulation. 4:05pm- While appearing on Fox News with Sean Hannity, New Jersey gubernatorial candidate Jack Ciattarelli warned that his opponent, Mikie Sherrill, will adopt many of the failed policies promoted by Gov. Phil Murphy—including radical energy policies that are driving up costs for state residents. 4:10pm- On Tuesday, U.S. Attorney for the Western District of North Carolina Russ Ferguson held a press conference to address the senseless murder of Ukrainian immigrant Iryna Zarutska while riding public transportation in Charlotte, North Carolina. 4:45pm- A woman goes viral for making pasta on an airplane, radioactive shrimp from Walmart, and Rich decides he's getting a dog! 5:05pm- Charlotte North Carolina Mayor Vi Lyles reacted to the murder of Ukrainian refugee Iryna Zarutska by a man who had been arrested 14 times: “We will never arrest our way out [of] issues such as homelessness and mental health.” The New York Post editorial board was, understandably, incensed by the remarks. 5:15pm- During Monday's briefing, White House Press Secretary Karoline Leavitt denied that President Donald Trump signed a birthday letter to Jeffrey Epstein—and questioned the accuracy of reporting from The Wall Street Journal. 5:20pm- House Oversight Chairman James Comer told Fox News that he has seen evidence that even members of the Biden Administration's Department of Justice questioned Joe Biden's excessive use of the autopen. 5:30pm- Sean Stevens—Foundation for Individual Rights and Expression (FIRE) Chief Research Advisor—joins The Rich Zeoli Show. On Tuesday, FIRE released the 2026 College Free Speech Rankings, which ranks 257 of America's campuses based on free speech climate—overall, the nation's schools received a failing grade. 6:05pm- While speaking with the press on Capitol Hill, Senator John Fetterman (D-PA) said that Democrats who still embrace socialism are “morons.” 6:10pm- The Supreme Court has agreed to consider a case which questions Donald Trump's presidential authority to unilaterally impose tariffs on foreign nations. 6:15pm- Speaking with the press, President Donald Trump said he's “not happy” with Russia's reluctance to end its war with Ukraine. 6:20pm- In an act of senseless vio ...

    Rich Zeoli
    Woman Goes Viral for Making Pasta on a Plane

    Rich Zeoli

    Play Episode Listen Later Sep 9, 2025 49:35


    The Rich Zeoli Show- Hour 2: 4:05pm- While appearing on Fox News with Sean Hannity, New Jersey gubernatorial candidate Jack Ciattarelli warned that his opponent, Mikie Sherrill, will adopt many of the failed policies promoted by Gov. Phil Murphy—including radical energy policies that are driving up costs for state residents. 4:10pm- On Tuesday, U.S. Attorney for the Western District of North Carolina Russ Ferguson held a press conference to address the senseless murder of Ukrainian immigrant Iryna Zarutska while riding public transportation in Charlotte, North Carolina. 4:45pm- A woman goes viral for making pasta on an airplane, radioactive shrimp from Walmart, and Rich decides he's getting a dog!

    Weird Darkness: Stories of the Paranormal, Supernatural, Legends, Lore, Mysterious, Macabre, Unsolved
    DID DEFENSE OFFICIALS COMMIT PERJURY ABOUT RECOVERED UFO BODIES? UAP Whistleblower To Testify Sept 9

    Weird Darkness: Stories of the Paranormal, Supernatural, Legends, Lore, Mysterious, Macabre, Unsolved

    Play Episode Listen Later Sep 8, 2025 13:35 Transcription Available


    Read or Share the article: https://weirddarkness.com/alien-bodies-perjury-sept9/ Attorney reveals Defense Department officials committed perjury while hiding DNA-tested non-human remains and back-engineered spacecraft= = = = = = = = = = = = = = = = = = = = = = = = = = = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.#UAPDisclosure #UFOwhistleblower #AlienCoverup #Pentagon #UFOhearing