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Alex Jones breaks down the complex legal and financial battles surrounding the Sandy Hook lawsuits and Infowars, detailing what he describes as years of media attacks, court corruption, and fundraising schemes. He explains how these cases have affected his business, personal assets, and civil rights, while revealing his plans to fight back and update the public on the ongoing situation.
Fat from corpses is now being used to give women BBL injections. Duji claims she does not hide her butt. Rover questions a photo of Alfonso Ribeiro and James Van Der Beek. JLR went to a sales manager's retirement party. See omnystudio.com/listener for privacy information.
Fat from corpses is now being used to give women BBL injections. Duji claims she does not hide her butt. Rover questions a photo of Alfonso Ribeiro and James Van Der Beek. JLR went to a sales manager's retirement party.
Rep. Nancy Mace tells Piers Morgan about some of the names connected to the Epstein Files. See omnystudio.com/listener for privacy information.
Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, and YouTube
Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, and YouTube
2026-02-12 | UPDATES #128 | The Counteroffensive That Didn't Happen: Russia's “Movement” Problem in Zaporizhzhia. The front line isn't moving much — because the sky is full of drones, creating a transparent, saturated and lethal environment. Russia is burning through people and equipment faster than it can replace them, and heavy armour, such as tanks, have no chance to make rapid forward movements. But the Russian propaganda machine needs stories to spin for their lie machine, to deflect from catastrophic losses, and no progress to boast of. So, what does Russia do when it can't deliver movement? It manufactures it. With a story. With a map. With a flag in the mud and a camera drone overhead.----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------A REQUEST FOR HELP!I'm heading back to Kyiv this week, to film, do research and conduct interviews. The logistics and need for equipment and clothing are a little higher than for my previous trips. It will be cold, and may be dark also. If you can, please assist to ensure I can make this trip a success. My commitment to the audience of the channel, will be to bring back compelling interviews conducted in Ukraine, and to use the experience to improve the quality of the channel, it's insights and impact. Let Ukraine and democracy prevail! https://buymeacoffee.com/siliconcurtain/extrashttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformationNONE OF THIS CAN HAPPEN WITHOUT YOU!So what's next? We're going to Kyiv in January 2026 to film on the ground, and will record interviews with some huge guests. We'll be creating opportunities for new interviews, and to connect you with the reality of a European city under escalating winter attack, from an imperialist, genocidal power. PLEASE HELP ME ME TO GROW SILICON CURTAINWe are planning our events for 2026, and to do more and have a greater impact. After achieving more than 12 events in 2025, we will aim to double that! 24 events and interviews on the ground in Ukraine, to push back against weaponized information, toxic propaganda and corrosive disinformation. Please help us make it happen!----------SOURCES: Euromaidan Press (Yuri Zoria) — 10 Feb 2026https://euromaidanpress.com/2026/02/10/russia-likely-invented-a-ukrainian-counteroffensive-near-zaporizhzhia-to-cover-up-its-own-fake-advance-reports-isw-says/Euromaidan Press (Yuri Zoria) — 08 Feb 2026https://euromaidanpress.com/2026/02/08/russia-filmed-its-victory-in-ternuvate-with-drones-an-hour-later-ukrainian-forces-wiped-the-group-out/RBC-Ukraine — 10 Feb 2026https://newsukraine.rbc.ua/news/isw-explains-russian-talk-of-ukrainian-counteroffensive-1770712190.htmlThe New Voice of Ukraine (NV) — 10 Feb 2026https://english.nv.ua/russian-war/russia-s-counteroffensive-claims-mask-inflated-battlefield-reports-50582519.htmlKyiv Post (reprinting ISW takeaways) — 10 Feb 2026https://www.kyivpost.com/post/69746Mezha — 10 Feb 2026https://mezha.net/eng/bukvy/isw-exposes-false-russian-claims-on-ukrainian-counteroffensive-near-zaporizhzhia/NOELREPORTS (Telegram) — post citing Army TV / Dmytro Filatov remarkshttps://t.me/s/noel_reports?before=41464----------
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A trans-identifying man commits one of the deadliest mass shootings in Canada's history, Ohio Republicans move to protect parents who rebuff gender identity, and the FDA zeroes in on chemical preservatives in American foods. Get the facts first with Morning Wire.- - -Ep. 2629- - -Wake up with new Morning Wire merch: https://bit.ly/4lIubt3- - -Today's Sponsors:Good Ranchers - Get $25 off your first order and save up to $500 a year when you use code WIRE at https://GoodRanchers.comZipRecruiter - Go to https://ZipRecruiter.com/WIRE to try ZipRecruiter FOR FREE.- - -Privacy Policy: https://www.dailywire.com/privacymorning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices
Guest: Craig Unger. Trump's 1987 Moscow trip, arranged by the KGB, was followed by newspaper ads criticizing U.S.alliances. Unger claims these ads, echoing Soviet talking points, combined with real estate dangles to seal the recruitment deal.1936 BROOME STREET
Join Jim and Greg for the Thursday 3 Martini Lunch as they sort through conflicting government explanations for the sudden air traffic stoppage in El Paso, the Trump administration squeezing the economic life out of Cuba's Communist regime, and Democrats gaslighting the public about GOP election security efforts.First, they try to nail down the truth about why the FAA ordered a 10-day pause in air traffic around El Paso late Tuesday night. Was it a threatening Mexican drone, a party balloon mistaken for a drone, or testing of anti-drone laser technology? And there are also conflicting explanations about which part of government is responsible. Next, they're pleased to see the Trump administration playing hardball with Cuba by cutting off oil supplies to the Communist regime. The economic impact is real and immediate, but what is the long-term U.S. plan there?Finally, they shake their heads as Michigan Rep. Hillary Scholten and other Democrats baselessly claim that requiring proof of citizenship to register to vote would block married women who changed their names from voting. Jim and Greg explain how this is just the latest lie Democrats are using to oppose secure elections.Please visit our great sponsors:Upgrade your sleep with Brooklyn Bedding and get 30% off sitewide at https://BrooklynBedding.com when you use promo code 3ML at checkout.Find your way forward with BetterHelp when you sign up at https://www.BetterHelp.com/3ML to get 10% off your first month.Upgrade your wardrobe with Mizzen & Main — get 20% off your first purchase at https://MizzenandMain.com with promo code 3ML20.New episodes every weekday.
In this episode, we discuss Ireland's decision to make its basic income program for artists permanent and what that means for government-funded creativity, cultural value, and incentives. We examine the politics of the Super Bowl halftime show, rising ticket prices, and what cultural events reveal about tribal identity and public signaling. We then explore Texas redistricting, California's response, and the Supreme Court's potential role, along with broader debates over federal control of elections, absentee voting, voter ID laws, and lingering claims about the 2020 election. We also consider what legitimacy means in a constitutional republic, why “not my president” rhetoric cuts both ways, and whether secession talk solves anything. We close with a nearly catastrophic public restroom fiasco in Rome. 00:00 Introduction and Overview 00:42 Happy Bro Day! 01:57 Ireland's Basic Income for Artists Becomes Permanent 03:21 Do Art Subsidies Create Culture or Dependency? 05:16 Super Bowl Halftime Politics: Bad Bunny vs. Kid Rock 09:40 Super Bowl Ticket Prices and Trump's Absence 12:28 Texas Redistricting and the Razor-Thin House Majority 16:58 California Pushback and Supreme Court Implications 19:14 Trump Floats Federal Control of Elections 21:49 Absentee Voting and Constitutional Authority 23:44 Was the 2020 Election Stolen? Claims vs Evidence 27:24 Voter ID Laws and Election Integrity Debates 29:12 “Not My President” and Legitimacy in Democracy 30:51 Secession Talk and the Limits of Political Division 32:26 Compromise, Constitutional Norms, and Closing Reflections 33:46 Rome Public Restroom Fiasco Learn more about your ad choices. Visit podcastchoices.com/adchoices
Mark Christopher Lee , filmmaker, says that he has sources who say Trump is planning on having a disclosure speech on July for the anniversary of Roswell. Possible? Lara Trump seems to think so. Kristian Harloff discusses and special guest Meagan Medick joins via phone to give her point of view. CHEERS: Same night out — For a limited time our listeners are getting 20% off their entire order by using code DTE at http://www.CheersHealth.com. Just head to CheersHealth.com and use code DTE for 20% Off. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.
Support us as we expand our challenge to our broken media here: https://www.patreon.com/owenjones84 or here: https://kofi.com/owenjonesSupport this show http://supporter.acast.com/the-owen-jones-podcast. Hosted on Acast. See acast.com/privacy for more information.
Quake discusses Takeoff's murder suspect finally getting a trial date, J. Cole finally responding to Cam'ron's lawsuit, Lil Wayne complaining of no Grammy nominations, Tony Yayo debating that 50 Cent's career was better than Jay-Z's, 50 Cent saying he recorded a mixtape but didn't want to release it, T.I. claiming 50 Cent is avoiding a Verzuz Battle, Kendrick Lamar still holding the most viewed Superbowl Halftime Show and much more.(00:00) - Intro(19:09) - Takeoff's Murder Suspect Finally Gets A Trial Date(21:25) - J. Cole Responds To Cam'ron's Lawsuit(26:33) - Tony Yayo Debates That 50 Cent's Career Was Better Than Jay-Z's(47:02) - Tony Yayo And Uncle Murda Run Into Ja Rule In The Airplane(52:30) - 50 Cent Says He Recorded A Mixtape But Didn't Want To Release It(01:10:41) - T.I. Claims 50 Cent Is Avoiding A Verzuz Battle(01:20:30) - Kendrick Lamar Still Holds The Most Viewed Superbowl Halftime Show(01:22:59) - Billboard Hot 100
This week, Meghan and Jen host the Women's Quarterly Initiatives. She's joined by Evelyn Eury, Dr Claire Muselman, Kirsten Kaiser Kus and Dawn-Ann Dykes to discuss ways to empower women.
Ashleigh, Adam and Andy explore what real love is, and consider how we can align ourselves to Scripture's truth in a world that preaches something different. We also think about the question, 'My friend is so much happier now that they're in a same-sex relationship – isn't that a good thing?'Resources mentioned and related Does the Bible Affirm Same-Sex Relationships?: Examining 10 Claims about Scripture and Sexuality by Rebecca McLaughlin – in particular Chapter 10, 'A God of Love Can't Be Against Relationships of Love'Friendship, Living Out Podcast seriesWhat Is It Teaching You?, Ashleigh Hull A Better Love edited by Ed Shaw Misstep 5 - 'Sex is where true intimacy is found' (The Plausibility Problem #5), Living Out Podcast And if this series is raising more questions than it answers, ask us those questions here!
1. Date RecapDate #1: Romantic dinner on the water — great vibes.Date #2: Movie night at Sam's house.Clean house, no pressure, no physical move.Seemed respectful… maybe too respectful?2. The Turning PointNetflix profile reveals ex-wife's name: “Monica.”Jordan learns:Sam still pays for Netflix.Pays her phone bill.Pays her car insurance.They're divorced — but financially still connected.3. Jordan's PerspectiveFeels like the ex is “still present.”Questions whether Sam is truly over her.Concerned about constant communication.Dealbreaker: Doesn't want to compete with an ex's shadow.4. Sam's DefenseSays it's “easier” to keep things as-is.Claims it doesn't cost him much extra.Sees it as practical, not emotional.Doesn't think it's a big deal — refuses to change it.5. The BreakdownJordan stands firm: Cut ties or move on.Sam stands firm: Not changing anything.No second date #3.6. TakeawayIs financial support for an ex ever “no big deal”?Where's the line between convenience and emotional attachment?Would you date someone still financially tied to their ex?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
Did Jesus stay silent on abortion and homosexuality, or are progressive politicians twisting Scripture to fit a modern agenda? In this LIVE FREE reaction video, Pastor Josh Howerton responds directly to James Talarico's viral claims on Joe Rogan that Jesus “never talked about” homosexuality or abortion and that Christians have made these issues central for political reasons. Walking carefully through Scripture, this episode dismantles the argument from silence, explains why Jesus' affirmation of Genesis defines marriage clearly, and shows how the New Testament directly addresses sexual ethics and the sanctity of life. If you've heard these talking points online and felt confused, this is the biblical clarity you've been looking for. You'll learn: Why “Jesus never said it” is a weak theological argument How Matthew 19 defines marriage and excludes modern redefinitions Why Romans 1 and 1 Corinthians 6 directly address homosexuality Whether abortion is truly absent from biblical teaching How cultural pressure reshapes theology and how to resist it Why the real issue is the authority of Scripture and the Lordship of Christ This isn't about politics. It's about truth.
HOUR 2- Show Quotes Trouble, Petty Claims Court and MORE full 1846 Wed, 11 Feb 2026 16:41:00 +0000 sHROUdjzYmhwHS1GMoqqq4YVclh4wMAe society & culture Klein/Ally Show: The Podcast society & culture HOUR 2- Show Quotes Trouble, Petty Claims Court and MORE Klein.Ally.Show on KROQ is more than just a "dynamic, irreverent morning radio show that mixes humor, pop culture, and unpredictable conversation with a heavy dose of realness." (but thanks for that quote anyway). Hosted by Klein, Ally, and a cast of weirdos (both on the team and from their audience), the show is known for its raw, offbeat style, offering a mix of sarcastic banter, candid interviews, and an unfiltered take on everything from culture to the chaos of everyday life. With a loyal, engaged fanbase and an addiction for pushing boundaries, the show delivers the perfect blend of humor and insight, all while keeping things fun, fresh, and sometimes a little bit illegal. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.c
Petty Claims Court full 968 Wed, 11 Feb 2026 16:24:00 +0000 ZLUBKN1L9rRJdCrGmRJu7QtGuLP3g9om society & culture Klein/Ally Show: The Podcast society & culture Petty Claims Court Klein.Ally.Show on KROQ is more than just a "dynamic, irreverent morning radio show that mixes humor, pop culture, and unpredictable conversation with a heavy dose of realness." (but thanks for that quote anyway). Hosted by Klein, Ally, and a cast of weirdos (both on the team and from their audience), the show is known for its raw, offbeat style, offering a mix of sarcastic banter, candid interviews, and an unfiltered take on everything from culture to the chaos of everyday life. With a loyal, engaged fanbase and an addiction for pushing boundaries, the show delivers the perfect blend of humor and insight, all while keeping things fun, fresh, and sometimes a little bit illegal. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amperwa
On today's Bible Answer Man broadcast (02/11/26), Hank continues the interview with Joel Kramer of Living Hope Ministries on the problems with the theological claims of the Book of Mormon.Hank and Joel also answer the following questions and comments:Since there are lots of scientific problems with the Old Testament, why do you ignore that and only look at the problems with the Book of Mormon? Nick - Pittsburgh, PA (7:17)All I hear you say is to go to man for answers. As a Mormon, we read the Book of Mormon and the Bible, and pray to Heavenly Father for answers. Tim - Las Vegas, NV (18:04)DNA testing is a good idea. Were DNA tests done on Native South Americans? Jay - ME (23:43)
Terron and Lee kick off the morning questioning what they describe as a massive media fixation on a missing-person case while major political developments allegedly receive little coverage. The hosts discuss newly surfaced affidavits, election-related irregularity claims, FBI controversies, and accusations surrounding Fulton County investigations — all while criticizing cable news priorities. The episode blends media analysis, political commentary, and ongoing election-integrity debates as the hosts argue that critical stories are being overshadowed by sensational coverage.
Today on Valentine In The Morning: We’re sharing what our hometowns are known for — from small-town legends to surprising claims to fame — and hearing the most frivolous, unexpected reasons people have broken up. Listen live every weekday from 5-10am Pacific: https://www.iheart.com/live/1043-myfm-173/Website: 1043myfm.com/valentineInstagram: @ValentineInTheMorningFacebook: https://www.facebook.com/valentineinthemorningTikTok: @ValentineInTheMorningSee omnystudio.com/listener for privacy information.
News with Sean 2-11-2026 … YouTube claims “They are not Social Media”
Pastor Samuel Farag, a former Coptic Christian, has partnered with American Gospel Films to create a 10-part series, "Eastern Orthodoxy Through the Lens of Scripture." Fr Thomas will respond to their episodes against the veneration of icons.
Welcome to Wednesday's Rugby Daily, with Cameron Hill.Coming up, a strong rebuttal to the notion that Ireland are on the decline.Tom English on how Ireland can return to the top table of international football - if at all.And Toulouse could face another points deduction, over alleged payments to Antoine Dupont.Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting
The investigation into the disappearance of Nancy Guthrie continues as TMZ reports receiving a message from someone claiming to know the identity of the person responsible for her abduction. Drew Nelson reports.See omnystudio.com/listener for privacy information.
Friends and family remember a thirteen-year-old girl dead after a stabbing during a huge brawl outside an apartment complex in northwest Houston, and now the ten-year-old alleged stabber says it was self-defense. Police in Ohio say a mother repeatedly injected feces into her child’s IV while the child was hospitalized. Drew Nelson reports.See omnystudio.com/listener for privacy information.
It's been a big 24 hours at the Winter Olympics in Milano. Kiwi freestyle skier Luca Harrington flipped his way to a bronze medal in the slopestyle final this morning to claim New Zealand's second medal of the Games. Meanwhile, on the ice-skating rink, flips have been a source of controversy. Sports correspondent Dana Johannsen spoke to Lisa Owen.
Today in Lighting is sponsored by Inter-lux, makers of the most effective luminaire to graze a feature wall. Learn more. Highlights include: Signify IPR Claims Restored: PTAB Reversal for Claims 13 & 15 Up Close with Paula Longato Glowing Quietly: A Masterclass in Warm-Dim Residential Magic
On today's Bible Answer Man broadcast (02/10/26), Hank Hanegraaff interviews Joel Kramer with Living Hope Ministries, as they discuss the problems with the theological claims of the Book of Mormon.Hank and Joel address the following comment:When I read the Book of Mormon, it brings me closer to Christ as my Savior. Steve - Liberty Lake, WA (15:58)
The Most Haunted City On Earth | Presented by The Savannah Underground
#paranormal #alternatereality Join us on Patreon to watch hundreds of hours of Ad-Free content we've made over the years! www.patreon.com/hauntedcitypodcastIn this episode of The Most Haunted City on Earth, we sit down with Austin Maynard, creator of the Illumination Station & IDC Devices and a paranormal experimenter exploring the edge where technology, consciousness, and the unknown collide.His Website: https://idcdevicesparanormalequipment.comSeason 1 of The Worldgate Project: https://vimeo.com/1022535958?fl=pl&fe=shAustin walks us through the experimental work he, the Worldgate Project Leader Jay W. Prather, and his team are actively conducting, including structured setups involving sound frequencies, mathematical layouts, sacred geometry, and altered states of consciousness. These experiments are designed to explore whether humans can access shared realities beyond our everyday perception, similar to experiences often reported during deep trance or psychedelic states, but without the use of substances.We talk about how these experiments are built, why precision matters, how sound and frequency may play a role in perception, and what happens when curiosity pushes beyond traditional ghost hunting tools. This episode is a deep dive into the evolving frontier of paranormal research and experimental consciousness.This conversation is exploratory, open-minded, and meant to spark curiosity. You may walk away with more questions than answers, and that's exactly the point.Watch with an open mind, and let us know what you think in the comments.Stay spooky.
Duluth's Olympic curling stars Cory Thiesse and Korey Dropkin earned a silver medal in Italy Tuesday. It was their mixed-doubles debut for Team USA. They took home the United States' first medal in the event.MPR News reporter Estelle Timar-Wilcox was at a watch party at the St. Paul Curling Club during their competition, and she joined MPR News host Nina Moini with the details.
Send a textIn this episode of Deconstructing Comp, Yvonne Guibert and Rafael Gonzalez welcome Tammy Boyd, newly appointed President of Kids' Chance of Florida, for a meaningful conversation centered on service, leadership, and the life-changing impact of educational scholarships for children affected by workplace injury or fatality. Tammy shares how her career in workers' compensation shaped her understanding of the human ripple effects of injury, and why Kids' Chance became a mission she felt called to lead.The discussion highlights the heart of Kids' Chance of Florida's work: providing hope, stability, and educational opportunity for children whose families have experienced devastating loss because of a work-related injury, or in some cases, a death. Tammy reflects on the organization's impact, the stories behind the scholarships, and the collective effort required to sustain and grow the program. She also explains how the Florida chapter fits into the broader Kids' Chance of America network, which supports students nationwide through locally driven chapters united by a shared mission.Throughout the episode, Tammy emphasizes that Kids' Chance is more than a charity; it is a long-term investment in people and communities. She offers a call to action for the workers' compensation community to get involved, reminding listeners that behind every claim is a family whose future can be profoundly changed through education. This episode is a powerful reminder that when an industry comes together in service, its impact reaches far beyond the system itself.Tammy shared that the Florida chapter started in 2015, and to date, has awarded over 100 scholarships totaling over $450K in support of students impacted by workplace injury. At the national level, Kids Chance of America has helped more than 11,000 students with over $42 million in scholarships through its network of 50 chapters, one in every state in the US. Upcoming Kids' Chance of FL events:Flagship event: WCI Golf Tournament (August 23, 2026)Breaking news! New for 2026: 2 golf sessions will be available5K Fun Run in South Florida (coming soon!)For more information and to find a chapter in your state, please visit https://www.kidschance.org/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp
AP correspondent Ed Donahue reports on a Trump cabinet member caught up in the Epstein files.
AP's Lisa Dwyer reports that two media giants are pushing back on claims they designed their products to be addictive.
Episode Info Juan García is one of the Co-founders of Tuio, a next-generation insurer built from the ground up with artificial intelligence at its core. Tuio's ecosystem of AI agents — including Leia, Watson, Lisbeth, Sonia, and George — now automate over 80% of customer interactions and 85% of simple claims, showing how AI can rebuild trust in financial services through transparency and efficiency. Juan oversees Tuio's brand, growth, and product strategy, blending design thinking with operational rigor to create a customer experience that feels more like modern software than traditional insurance. Before founding Tuio, he spent 20 years helping companies scale at the intersection of technology and finance — including leadership roles at Monitor Deloitte and global experience in affinity insurance distribution (e.g., Orange Seguros). A telecommunications engineer and La Caixa Fellow, Juan holds an MBA from London Business School and CEIBS. Juan García is co-founder and Co-CEO of Tuio, Spain's 100% digital, AI-native insurer creating next-generation insurance solutions for a customer-centric, tech-driven world. Under his leadership, Tuio has rapidly scaled from a garage startup into a multi-million euro fintech-insurtech raising major backing and redefining what "insurance" means for the digital generation. Juan García brings a unique blend of telecommunications engineering, strategic consulting and startup leadership to his role at Tuio. With a passion for transforming legacy industries through technology, he embarked on the mission of reinventing insurance in an age of artificial intelligence, mobile-first expectations and subscription business models. In early 2021, alongside fellow co-founders José María Lucas and Asís Pardo, Juan helped launch Tuio from its earliest phase — from conception in a garage to its market launch just months later. The vision: build an insurer designed for the digital era, not a legacy insurer digitized. Tuio's model under Juan's leadership is built on three pillars: 1) products designed for digital-native customers (clear policies, subscription-style terms, self-service); 2) technology and automation as core operations, where AI handles everything from underwriting to chats and claims; and 3) a socially-aware business model, with transparency, accessible language and customer alignment built into the value proposition. Under Juan's aegis, Tuio closed a significant €15 million financing round (in 2024) led by major investors including BlackRock and MassMutual Ventures, signaling strong investor confidence in the business model. He has repeatedly spoken about achieving unit-economics advantaged positions: Tuio is approaching profitability by keeping customer acquisition costs low and lifetime-value comparably high. Episode Overview: Company Snapshot: Founded mid-2020, launched November 2021. Serves ~100,000 customers with ~€15 million in premiums. Focuses on personal lines: household, term life, auto, pet, health, travel. Operates as the MGA for all products. Tuio's InsurTech Differentiator: Beyond Process Fixes: Moves beyond early InsurTech's focus on efficiency to fundamentally re-engineering insurance. Targeting Underserved Segment (25-55): Addresses this demographic's demand for digital-first, self-service experiences. Sustainable Growth Model: Rejects "grow at all costs"; prioritizes healthy margins and controlled loss ratios over rapid, unprofitable expansion. Challenging Traditional Playbooks: Proves that a focus on profitability and underwriting is key, even for newer entrants. Key Innovations & Strategies: Proprietary Customer DNA: Collects 100+ non-traditional data points continuously. Example 1 (Device Type): iPhone/MacBook users have ~10% higher claims for stolen goods; this insight influences pricing. Example 2 (Onboarding Behavior): Customers who scrutinize specific coverages during sign-up are flagged for closer review during claims, detecting potential fraud. AI-Powered Claims Management ("Watson"): Handles non-deterministic claims processes effectively. Analyzes customer DNA, policy data, claim history, and more. Performs severity, urgency, and duplication analysis. Assigns confidence levels and escalates high-risk decisions to human adjusters. Transforms claims from a cost center to a "data flywheel." Direct-to-Consumer Model: Operates largely as a direct writer (~60% in the US, ~98% in Spain for new sales). Believes in the value of direct customer relationships for data insights. Acknowledges the role of mediation but focuses on a segment that appreciates their model. Direct model exposes unique challenges like immediate claim filing post-policy purchase, which their data analysis helps mitigate. Claims Processing Excellence: Superior Loss Ratios: Household insurance loss ratio is 55% (vs. 15-115% market average in Spain), aiming for 19% by year-end. Human-Centric Automation: Automation supports, but does not replace, human adjusters for critical decisions. Next Best Action System: Guides adjusters through complex claims processes. Claims as a Data Source: Leverages claims data to refine underwriting and fraud detection. Focus on Non-Deterministic Nature: Recognizes that claims are not linear and requires flexible AI, not rigid rule-based systems. Future Vision: Southern European Champion: Expanding from Spain into Portugal, France, Italy, and Greece. Leveraging Tech Stack: Utilizing their efficient operational model to enter and scale in less competitive markets. Proving Profitability: Demonstrating that Southern European markets can be highly profitable for InsurTech This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.
PREVIEW: Journalist Craig Unger presents allegations from his books regarding Donald Trump's relationship with the KGB in the 1980s. Unger cites Yuri Shvets, a former KGB major, who claims Trump was cultivated as an asset by Soviet state security. The discussion covers a timeline from 1980 to 1987, detailing how a trip to Moscow allegedly led to Trump publishing a full-page ad in the New York Times that echoed KGB talking points.1870 CASTLE GARDEN
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Can you scale customer support without burning out agents or frustrating customers?Ping Wu shares how Cresta combines AI and human intelligence into a single system that scales sustainably for companies like United Airlines and Porsche.In this episode, Ping also breaks down the three constraints that shape automation in the real world: conversation complexity, infrastructure debt, and customer demographics.Guest: Ping Wu, CEO of CrestaConnect with Ping WuX: https://x.com/ping_wuLinkedIn: https://www.linkedin.com/in/pingwu/Connect with JoubinX: https://x.com/JoubinmirLinkedIn: https://www.linkedin.com/in/joubin-mirzadegan-66186854/Email: grit@kleinerperkins.comFollow on LinkedIn:https://www.linkedin.com/company/kpgritFollow on X:https://x.com/KPGritLearn more about Kleiner Perkins: https://www.kleinerperkins.com/
What started as a legislative interview quickly turned into one of the most unpredictable broadcasts yet
This episode starts with a look at proposed legislation that critics say could limit parental rights — including religious objections to vaccines and medical treatments — before a planned interview hits major technical issues live on-air.