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Do no harm but take no shit.Historically, especially under a patriarchal rule, women have been taught to be selfless, self sacrificing, useful, and kind over everything else. The goal is to be seen and not heard. To be pleasant and palatable. While I think those are great virtues and attributes under a normal context, the patriarchy is not a normal context. Our society puts profits over people, so being taught to be self sacrificing is dangerous. Our society doesn't have our best interest at heart. Am I telling you to not be kind, or generous? No. I am telling you to back off of the self sacrificing role that a lot of us were forced into. Compliance, obedience, and self sacrifice is dangerous, yet it's what many of us women were taught as the “normal” expectation of us. Remember that Matilda couldn't access her magic until she was pissed off.SOURCES:https://meridianuniversity.edu/content/shadow-work-meaning-in-jungian-psychology-explainedhttps://www.psychologytoday.com/us/blog/compassionate-feminism/202505/the-post-forties-villain-erahttps://livstclaire.substack.com/p/villain-eraRead Julie's Medium Blog.Support JULIE (and the show!)Support + get some bonus stuff over on PATREON.Get an occasional personal email from me: www.makeyourdamnbedpodcast.comTune in on INSTAGRAM AND YOUTUBE or TIKTOK.Info on War Tax Resistance.Donate to the Palestinian Children's Relief Fund and the Sudan Relief FundThe opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.
What do video games and homebuilding have in common? More than you might think! Thomas Holt spent years creating visuals for major video games before turning his attention to residential construction. Today, he helps companies rethink the way they design, sell and build homes through artificial intelligence (AI). Holt, co-founder and vice president of visualization at Higharc, joined host Carol Morgan on Atlanta Real Estate Forum Radio to discuss spatial AI, the future of new home sales and why technology could dramatically speed up the way the industry brings new products to market. From Video Games to Real-World Construction Holt's background in video game development may seem like an unlikely path to homebuilding, but he sees an important distinction between the two. “In games, you're inventing a world, and the only rule is that it has to feel right,” Holt said. A house has a lot more rules. Every wall has a cost, windows have requirements and design decisions affect framing, permitting and construction. Ultimately, there's also a homebuyer counting on the finished product to work as intended. For Higharc, that means creating a digital model that accounts for more than what a home looks like. The platform connects information across the design, sales, estimating and construction processes. Ending the “Game of Telephone” One of the biggest challenges in residential construction is not necessarily creating information. It's keeping that information consistent as it moves through an organization. CAD drawings, for example, are essentially representations of a building. A line might indicate a wall, but the line itself doesn't represent what a wall is. That becomes an issue when the file moves from design to estimating, sales and construction. Each team may have to interpret the information and enter it into another system. Holt compared the process to a game of telephone. “Every one of those handoffs is a different chance for the versions to kind of drift,” he said. By the time those differences reach the field, they can show up as change orders, material overages, delays and other expensive mistakes. A shared digital model gives each department access to the same underlying information, reducing the need to translate it over and over again. Why Spatial AI Is Different From Generative AI Generative AI has become remarkably good at producing things that look and sound convincing. But convincing isn't necessarily the same as correct. An AI-generated floor plan might be perfectly useful as inspiration. It's a different story when someone needs to estimate materials or send the plan to a job site. Spatial AI is designed to understand the relationships between elements in a building. A wall isn't simply a line. It is a wall with characteristics and construction implications. The same applies to windows, kitchens, rooms and other components. That context allows the technology to produce information that can support the actual building process. A More Interactive Way to Shop for a New Home Consumers have become accustomed to customizing products online. They can build a car, change a pair of sneakers or configure a computer before making a purchase. A house is considerably more complicated. There can be an enormous number of possible combinations, and changing one element can affect several others. Historically, giving buyers that level of choice has required a lot of manual work behind the scenes. Higharc's web-based showroom is designed to make the experience more seamless. Buyers can explore 3D floor plans, change structural options and swap exterior collections while seeing those choices update on screen. The experience can also incorporate real manufacturer products and builder-controlled pricing. The bigger advantage is what happens behind the scenes. Because the experience is connected to the same underlying information used throughout the process, changes can stay aligned with what the company is actually selling and building. For buyers, that means more freedom to explore. For sales teams, it means less work trying to keep countless combinations straight. AI Could Give Homebuilding Teams More Time Holt doesn't see AI completely replacing most jobs. Instead, he expects it to change how people spend their time. “I think everybody's job in some way is going to improve,” Holt said. That could be particularly valuable in an industry that continues to face labor shortages. Rather than eliminating people, technology can help teams spend less time on repetitive tasks and more time on work that requires experience and expertise. The same principle could extend to the job site. Holt expects technology to improve access to information, quality control, analytics and other tools that help tradespeople and field teams do their work more effectively. Higharc Expands Its Reach With $95 Million Funding Round Higharc recently raised $95 million in a Series C funding round led by Insight Partners. The investment will support two major priorities: accelerating the company's AI product development and expanding the platform beyond builders into the broader housing industry. For smaller companies, the appeal may be the ability to offer buyers sophisticated 3D sales and marketing experiences. Larger organizations can benefit from bringing more consistency to complex product lines, options and processes. The Future Could Be Faster Home Design Creating a new plan or adapting an existing one for a different community can take months. That makes experimentation expensive and can discourage companies from making frequent changes. Holt believes AI could dramatically shorten that process. “I think where AI will take us is to a point where plans can get generated and validated in hours instead of months,” he said. That would give companies more room to test ideas, adapt designs to individual markets and respond to what buyers actually want. In some ways, the future could mean products are tested and refined continuously rather than treated as finished once they reach the market. Listen to the full episode of Atlanta Real Estate Forum Radio for more insights from Holt on spatial AI, the homebuying experience, the future of product development and how technology could reshape the homebuilding industry. For more information about Higharc, visit Higharc.com. About Higharc Higharc is a homebuilding technology company helping builders move from design to construction with a connected digital platform. Its tools bring together home design, configuration, 3D sales, estimating and construction documents, allowing teams to work from the same underlying data. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 11th overall and number one out of all ranked real estate podcasts. The post Higharc Wants to Design Homes in Hours, Not Months appeared first on Atlanta Real Estate Forum.
This week we start by discussing our daughter's summer geometry crash course, and I forgot how much I hate proofs. I also tell the story of getting stuck at the Salt Lake airport with the Portland Thorns professional soccer team, which hit me with a wave of nostalgia for my old Ultimate Frisbee team days, followed by Kristin's late-night ladder saga trying to fix a chirping smoke detector on our vaulted ceiling while I was useless from the airport. Then we get into something a little more serious: the whole Hank Green AI situation, where he admitted to using ChatGPT to help write video scripts and got a wave of backlash from his own audience. I get into my personal line in the sand with AI, which is that I don't want it anywhere near my creative work, and we touch on something Hank said that I hadn't really considered before: that interacting with LLMs might be giving people unhealthy dopamine hits. We talk about where this all might be headed, why creativity feels different from other tech advancements, and why I think this whole AI conversation deserves more nuance than a 60-second hot take. Takeaways: Interacting with LLMs may trigger dopamine responses similar to social interaction, which could make them more habit-forming than people realize. AI tools can be genuinely useful for research and administrative tasks, but using them to generate creative content removes the human decision-making that gives creative work its meaning. The backlash Hank Green received for using AI in his video scripts sparked a broader conversation about where the line should be drawn between helpful tool and creative shortcut. Historically, people have expressed similar fears and backlash toward new technologies, from the printing press to photography to typing, though AI raises unique concerns around creative authorship. AI models are trained on human-created content, so widespread reliance on AI to create that content going forward could gradually dilute the human originality models depend on. — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 As a proud FIGS Ambassador, visit https://WearFIGS.com and use code DrGFIRSTFIGS to shop, stay updated on new launches, and learn more about FIGS advocacy projects. Check out FIGS on social platforms: @wearfigs -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Head to http://www.cozyearth.com and use my code KNOCKKNOCK for an exclusive 20% off. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
Ladies, if you have ever been told your labs look normal while your body says otherwise, this one is for you. Dr. Amy Loden is a physician who nearly died from preeclampsia and now builds her practice around what medicine misses in women. She breaks down why pregnancy complications are a warning sign, what perimenopause is really doing to you, and why heart disease deserves your attention more than you think. You will walk away knowing what to ask for and why it matters.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:How pregnancy complications reveal health risks that were already there.Why perimenopause symptoms get dismissed as normal aging.The heart disease signs that look nothing like the classic ones.Why good quality sleep matters more than hours in bed.How to eat and move to protect your metabolic health.Episode References/Links:Vitality Medical and Wellness - https://www.vitalitymwc.orgDr. Amy's TEDx talk on pregnancy - https://beitpod.com/amytedxDr. Amy Tiffany on Instagram - https://www.instagram.com/dramytiffanyDr. Amy Loden on LinkedIn - https://www.linkedin.com/in/amy-lodenThe Postpartum Pivot by Dr. Amy Loden - https://vitalitymwc.org/read-the-bookSubmit your wins or questions - https://beitpod.com/questionsGuest Bio:Dr. Amy Loden Tiffany is a St. Louis-based physician entrepreneur, author, and TEDx speaker dedicated to women's metabolic, hormonal, and cardiovascular health. After surviving severe preeclampsia and experiencing burnout in traditional, high-volume medicine, she pivoted her career toward a personalized, root-cause approach to patient care. As the founder of Vitality, she guides women through major life transitions—from postpartum to perimenopause—to help them recognize subtle warning signs and prevent long-term illness. Through her clinical work and her book, The Postpartum Pivot, Dr. Loden empowers high-achieving women to listen to their bodies, optimize performance, and take control of their long-term health. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! 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Then we have to ask, what are we stressing it for? And the way I'm looking at this is a little bit different than how I was trained, which again was if you got the problem, the solution is in the pregnancy. So what if we started looking at pregnancy from the perspective of this is an unveiling, an unveiling of what was already there, and that nothing's actually gone wrong. Lesley Logan 0:29 Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 1:11 Oh my God, Be It babe. Get ready. Get your notepad out. Get ready. If you're driving, listen. You're gonna re-listen. You're gonna share this episode with everybody. I am so freaking stoked about the guest that we have. I fell in love with her with every single answer, and we need women like this in the medical world. So Dr. Amy Loden is our guest today. We're going to talk everything from postpartum to perimenopause and heart health, because ladies, you can't be it till you see it if you get sick, cannot. And I know it's confusing. There's so much information out there in the world, and it's like, who do we trust? What do we do? And I'm just so grateful I found her, and you're gonna love it. So make sure you get ready to hit share on this episode for women in your life and the men who need to know about what women are going through. My mind is blown on the episode. Here's Dr. Amy Loden.Lesley Logan 1:54 All right, Be It babe, I'm excited. I'm super stoked. We're gonna talk about all things women, health-related, with an amazing professional person who actually studies this stuff, not what I've read, and then I'm asserting to you because I don't want to be that influencer. I think those people need to take a little step back and let the professionals do it. We have Dr. Amy Loden here on the show, who's going to tell us everything we need to know. But Dr. Amy, we tell everyone who you are and what you rock at, kind of how you got here.Amy Loden Tiffany, MD, MBA 2:20 Sure, thanks for inviting me. I'm happy to be here, Dr. Amy Loden. I am in St. Louis, Missouri. I help primarily women over 40, but certainly anyone who's like, "How are my hormones working for my life or not? How is my weight in the mirror matching the weight in my head or not?" And all the things that come with life transitions from postpartum to perimenopause, beyond, my goal is that women who've interacted with our team will have a better care experience because it's the care experience we want each of us to have had ourselves, and because each of us are not only professionals within the medical nursing communities, we're patients too, or daughters and sisters and mothers and neighbors and all the things. We know how much it sucks to be patient, right? And so we've tried to redesign what is the best thing for our ladies. Now, in full transparency, we do have a few dudes, but most of them have had their arms twisted by our rock-star ladies, and they are the ones that are coming because they're forced to. And eventually, they decide they like us, but we're pretty cool too. So that's who we serve, and that's what we do. And happy to go into any detail or rabbit hole you want to chase?Lesley Logan 3:21 Oh my God, Amy! I love that. When people ask about the people who listen to this podcast, we have mostly women and a few good men because there are some men out there, including my husband. They want to be interested. They want to. They want their partners, the women, their lives. They want to get what's going on. They don't want them to feel like an alien or like they're alone in this journey. So I think that's really, really cool. I also just want to highlight. I love that you brought up your patients too, because as someone who I feel very lucky to go through my perimenopause journey in today's time when people actually are talking about it, versus even 10 years ago, generations were not talking about this stuff, and I just feel it's really nice because then there's information I would never have known about HRT unless my girlfriend had told me about it. Oh, that could be going on, and then I could talk to someone. Can we go back though? Yeah, I feel like to be a doctor like yourself, who has empathy and understands, like you must have gone through a journey as well. You don't just want to do this Amy Loden Tiffany, MD, MBA 4:13 Because you wanted to do this. That's true. Lesley Logan 4:16 Maybe there are a few. There might be a few, but typically, like there there has there's a story there that got you to be like I want to care about this. So can you tell us a little bit more about that?Amy Loden Tiffany, MD, MBA 4:24 Absolutely, yeah. So definitely with the traditional college to medical school road, really didn't understand that there's a and I say this with all the love in my heart, but there is a bit of brainwashing to be a good doctor, right? And what is a good doctor was who you've been told it is. It's not necessarily an external criteria. It's who does academic medical center say, and that was very different. I learned through transferring all of my non-medical student fears into the actual application of those fears, and then being a patient and living those fears. That I realized there's a whole lot we're not talking about. There's a whole lot that we're not being told, both as doctors and as women, as patients, and it's hard to realize you don't know what you don't know if you've been told you're the expert and you know everything, right? And most doctors don't go around saying they know everything, but there's enough patients who feel like that's what's communicated, that that's the language I'm using.Lesley Logan 5:18 Yeah.Amy Loden Tiffany, MD, MBA 5:19 And that's really frustrating as a patient, so I didn't realize how frustrating though it was until I was a patient, and I'm a mom of five kids, my third and fourth are twins, and really I am so grateful to live in the United States in a time in history where complicated pregnancies does not mean that mom dies, because I developed severe preeclampsia with heart failure, and my twins came 31 weeks instead of at least 37, and I nearly died the night they were born. They nearly died the night they were born, and I just am grateful that God let me be in this situation that I had the help I needed. Historically, these are not good situations. We see this on TV and in movies frequently. And something like 70,000 women a year across the globe die of the same disease I had, preeclampsia. So it's not nothing, even in our day and age, in certain countries, and even in countries where you have advanced medical care and they do everything right. It can still happen. So, that for me was the pinnacle of this isn't working. What we're telling people to do isn't working because I had done all the things.Lesley Logan 6:30 Right, you were a doctor. You did all the things. I did all the things. You enjoyed all the appointments. You were probably doing, and this is your third and fourth. So you knew what it should feel like. You knew what you should be eating. You knew all the vitamins to take.Amy Loden Tiffany, MD, MBA 6:41 Correct, and it didn't work, right? It didn't work, and so I think that is the fundamental kind of if you place a pivot on why did I change how I think about healthcare as a doctor, it was because of my experience as a patient for myself. My husband had cancer twice, so being the advocate for him in those types of things, guiding my children and now my parents through healthcare, you start to carry a lot of stories, and you start to see, wow, they're not doing what I think is just the bare minimum. And if they're not doing that for me or for my family, I know they're not doing it for everybody else.Lesley Logan 7:11 Yeah.Amy Loden Tiffany, MD, MBA 7:12 And then at the same time, holding a ton of grace in my heart because that's—they're doing what they were taught.Lesley Logan 7:17 Right?Amy Loden Tiffany, MD, MBA 7:17 Right. And they can't do differently if they don't know differently. You can't be better if you don't know to be better.Lesley Logan 7:23 Yeah.Amy Loden Tiffany, MD, MBA 7:23 So that is a really tight tension. But I thought I would just keep plodding through and just be a better doctor in that context of me being a patient until a little—I guess it was two years later. My daughter at that time, my oldest, was seven, and I had about 3000 patients. I was working somewhere between 65 and 80 hours a week, and had four kids at that time. And my daughter came up to me one night, and I'm opening the computer. I'm doing work like I do every night, and she says, "You're gonna make my birthday gifts. Like, can I help?" Right, totally innocent seven-year-old looking forward to her birthday knows that her mom shops online, right? And so she's like, "I want to pick my birthday presents," and I kind of stared at her. I was like, "No, no, I'm going to work. We'll do that later," and go watch whatever show. It's probably Paw Patrol for all I know, right? That's in the background. Go watch it. It's gonna be bedtime soon. And she just stands there, and I haven't even looked at her at this point. My eyes are on my computer. I'm just telling her this as I'm going. I'm totally not in the moment, right?Lesley Logan 8:19 Of course, because like you have so many, you have 3000 patients and four kids.Amy Loden Tiffany, MD, MBA 8:23 I can't keep up. I can't keep up. Right? I'm barely getting enough sleep. I'm not exercising, and I'm just trying to survive. And she doesn't move. And so I remember not totally slow motion, but I remember turning to her and feeling like I was going to be like, "What?" Right? What do you need? And she's just got out of the shower, so her hair's wet. She's got her pink pajamas on, bright big blue eyes, and they're full of tears. And there are just silent tears tracking down her face, and I'm horrified. Oh my gosh, what's wrong? Right now, I'm in fix-it mode.Lesley Logan 8:55 Yeah.Amy Loden Tiffany, MD, MBA 8:55 And she still doesn't really budge, and she just says in a very sad voice, "Mommy. Why do you love your job more than me?"Lesley Logan 9:05 Oh.Amy Loden Tiffany, MD, MBA 9:07 Yes. So the twins tried to kill me. She did kill me, right? Like, that was a knife in my heart because nothing ever had I wanted to be better than a so-called good doctor than to be a good mom.Lesley Logan 9:17 Yeah.Amy Loden Tiffany, MD, MBA 9:18 And that was for me the moment that I realized I'm not doing either of these well, and I'm not showing up how I want to be personally or professionally. I'm certainly not taking care of my health. I'm not doing the things I'm telling my patients to do. Like, it was a moment where I really felt the failures. I felt all the feelings, and I told my husband that night, "This is not working anymore." And he actually thought I thought was talking about our marriage, and so he was like, "Oh my gosh, what's wrong with our marriage?" Right? No, but I need to, like, redo. We have to redo this. I either have to retire, or I have to do something different.Lesley Logan 9:51 Yeah.Amy Loden Tiffany, MD, MBA 9:51 And he was like, "You're not retiring. You will drive me crazy. Go find something different to do, and I will make sure our family is okay." And so I did. And this June will be five years of having Vitality here in St. Louis and serving women and trying to lean into all the pain and the things and the feelings they're dealing with from all the things and the feelings I dealt with having walked that path.Lesley Logan 10:13 Yeah. Oh, Dr. Amy, I love that you shared that whole story because I think there's so many women who are listening here and, like, they don't have, they may have one kid or they have no kids, but, like, I think we can all relate to, like, having just too much on the plate because.Amy Loden Tiffany, MD, MBA 10:27 Right.Lesley Logan 10:28 Hello, my high-achieving woman. I see you, everyone here listening. We call recovering perfectionists and overachievers. There's nothing wrong with being a high achiever, but what happens is we tend to just keep saying yes to things, and we're like, yeah, we can fit that one more thing in, that one more thing. All of a sudden, it just comes to, like, a volcano breaking point. Yes, and because we don't, we don't see the signs early that we are at the breaking point. We don't, you know, we, it's almost, it's actually proven to be not true. But everyone uses the frog in the boiling water, right? Like, we just kind of, like, you don't realize how hot it's getting until it's until your daughter is crying in front of you. Oh, exactly.Amy Loden Tiffany, MD, MBA 11:05 Yes, it was awful. I never want to relive that moment.Lesley Logan 11:08 Yeah, but also, like, thank goodness for her because that she felt brave enough to say that. Like, what a badass she is. I mean, she's just going to be, like, she's just going to be a girl who speaks her mind. She does.Amy Loden Tiffany, MD, MBA 11:18 She's 13 now, and she heard me tell that story once, and now she's like, "Well, you have to credit me for opening your business because I hadn't said what I did." I was like, "Won't you just tone it down a notch, please?"Lesley Logan 11:27 It's called balance, babe. It's called balance. Yes. Okay. So, can we, like, let's get to some of the health stuff that I think our listeners want to—I want to definitely get into perimenopause, but I do want to, because we started with a pregnancy, and I have had family members who, you know, have had preeclampsia in their, and it's scary. So, how are pregnancy complications connected to long-term heart risk? I don't think anyone's thought about that. I just thought, like, if it's because I don't have kids, like it's going to screw up your pelvic floor, and you might have to rebuild your abs and these other things. But I didn't know it can affect your heart long term.Amy Loden Tiffany, MD, MBA 12:01 I had no idea. I'm so glad you brought that up. So I actually did a TEDx talk on this very topic, where the idea is pregnancy is so much more than just the birth of a kid. That's how we think about pregnancy in our culture. That's even how we think of it medically, right? Like if you have preeclampsia, you have gestational diabetes, you have high blood pressure, whatever in pregnancy, the answer is end the pregnancy, deliver the kid if they're old enough, right? Like, get, move it along and it's gone. But that I strongly believe is not true. We can't test this in a lab, so you have to do a little bit of extrapolation here. But if we're going to call pregnancy a stress test, which is becoming an increasingly common term, is pregnancy a stress test of a woman's metabolism and her cardiovascular system? Then we have to ask, what are we stressing it for? And the way I'm looking at this is a little bit different than how I was trained, which again was, if you got the problem, the solution is in the pregnancy. So, what if we started looking at pregnancy from the perspective of this is an unveiling, an unveiling of what was already there, and that nothing's actually gone wrong. It's scary. It's horrifying. And yes, absolutely, people die. So how can I say nothing's gone wrong? What I mean is nothing has gone wrong in the context of the situation we put your body in. It's exactly responding the way it should for the context it's in. So if I have underlying insulin resistance, and then I put a pregnancy on top of that or perimenopause, and I'm starting to have more insulin resistance. Well, of course I'm going to develop gestational diabetes. If I'm having a lot more fluid retention and I'm putting up a low weight, of course my blood pressure is going to go up, right? If I've got underlying inflammation, of course preeclampsia is going to develop. So I think we need to stop and think about it as it's not done; it is unmasked.Lesley Logan 13:42 Got it. Amy Loden Tiffany, MD, MBA 13:42 And then once you know it's unmasked, you treat it.Lesley Logan 13:45 I see. I see. Because again, we think of pregnancy as just the baby, so you have the baby, but it's well, but there's a problem, an underlying problem that the pregnancy revealed is what you're saying. And so great if having the baby is the safest thing for both people, we do that. But also, you still have this underlying issue.Amy Loden Tiffany, MD, MBA 14:01 Yes, it's still there. Correct.Lesley Logan 14:03 Yes, and I don't think anyone does that. I think they're just, "Okay. Now you don't have gestational diabetes anymore." But I have had clients who had it, and then afterwards, so what do we got? Oh, I'm fine. Are you correct? I don't think so. I'm not a doctor, but they're not fine. Don't just be diabetes. Yeah, for a moment. Yes.Amy Loden Tiffany, MD, MBA 14:19 So I actually experienced this as a patient too. I went in after my first pregnancy with gestational diabetes. At the time, I was living in New York City. I walked everywhere. I was a normal weight. I ate pretty clean, and despite being in residency, I'd got decent sleep. I didn't have any other kids. It's my first kid, so I got decent sleep. Right, but I had the baby after having had gestational diabetes. I go see my OB, and she's, "Oh, just follow up with your primary doctor." I go see my primary doctor, and he's, "Your weight's normal, your labs are normal. We're done," and that is how I was trained too. So again, lots of love in my heart. They're not; they're just not told. But for more than 10 years, we've known that women who have these high-risk pregnancies are at high risk not just for diabetes, but heart disease, stroke, kidney failure, dementia. Listen, I can't treat dementia well in the clinic, right? So why wouldn't I want all hands on deck trying to prevent it?Lesley Logan 15:07 Yeah.Amy Loden Tiffany, MD, MBA 15:07 But that's not how our medical professionals are trained—nurses, advanced practice providers, any of them. And so we're asking people and expecting people to fill in a gap they don't know exists, and so all these reproductive-age women are falling into it. And then where it gets really interesting is some of the same things you have immediately postpartum in all your different types of hormone fluctuations are matched intermittently for 10 to 15 years before menopause when you're in the perimenopausal years.Lesley Logan 15:32 What?Amy Loden Tiffany, MD, MBA 15:33 Correct, but that's why these women are feeling, "I'm going to my doctor, I'm putting on weight, I'm doing all the things, it's not working," and they're being gaslit, partly because their doctors don't know what they don't know, and partly because we're not acknowledging this is the same physiologic status of hormones that are different than baseline. So we're not in a country, and we don't have the testing that would promote or facilitate checking what is your normal hormone level at 18, so that we know what 18 should look like, and then by 45, you know, we're not. So we're trying to patchwork together a whole bunch of tests, and different labs have different testing, and different people say different things about testing. It's very confusing.Lesley Logan 16:10 Yeah.Amy Loden Tiffany, MD, MBA 16:11 And you end up with women suffering. And at the end of the day, that's the problem I'm trying to solve: is how do we stop these women from suffering? Because they are called to live big lives, to be ambitious for a purpose, for a calling. They have a lot to do, and their health is one of their biggest assets. It should not be a liability.Lesley Logan 16:27 Yeah.Amy Loden Tiffany, MD, MBA 16:27 And that's what's happening, especially for women who are trying to not work just in the home but outside the home. Right? There's a lot they're carrying. Yeah. So that's, I don't remember. Sorry, I'm having a total perimenopause moment. I don't remember where we started with that question here. I'll stop there. Lesley Logan 16:42 Don't worry, babe. I got my focus meds on the ADHD today, so I'm tracking. So we're good. But we were talking about the postpartum, and then we got into those hormones that switch as, and they can repeat into perimenopause. And I think this is fascinating. I love that you brought up. It doesn't matter if you're in the home or out of the home. We have big lives. Correct. We can't have our health be a liability, and I think for a lot of us, it feels like, like my girlfriend's a weight-loss coach for women over 40 who feel like their body gave a middle finger. That's what her coaching is, and it's all about not going to yo-yo diet. That's not going to work. We have to figure out what is the underlying issues, and it can only go so far because you said we don't test our hormones at 18. We don't do that, so we don't know what is normal for us, and I remember I was having a lot of health issues, digestive issues in my 30s, and no doctor could help me. In fact, one doctor sending me to, I was in this weird part where they study HIV and Ebola in the hospital, and she's like, "Do you know why you're here?" I don't know why I'm here. I don't. This scares the hell out of me. This feels like a department I should not be in. I'm not in any pain. I feel like I'm taking someone's spot, and so because he could, he just couldn't figure out what's going on my stomach. So I found someone who did an actual test of everything. He's so range normal. We don't know what normal is for you. We just know what the average person of this population of people that who knows who they were that were tested. So what is normal for you might not be the average. And I was, "Oh well, that's the first time anyone said anything that makes sense. That's the first time." So you can be in range, but for your hormones, but it wasn't in range for you because maybe you were used to higher testosterone, you're used to higher things. And so I love that people like you exist. I'm sorry for the frustration of your own journey, but also without people like you, women like me wouldn't have someone going, "Hey, actually, maybe you should be on testosterone right now," even though the, this is what it is. Mine was actually zero, but people, you know, we can actually get you help because I feel so much better because someone finally was listening to me and thought, "Yes, we're not going to compare you to a random person. We got to compare you to how you're used to feeling."Amy Loden Tiffany, MD, MBA 18:42 Correct. And for most people, that can't happen in the traditional system.Lesley Logan 18:47 Yeah.Amy Loden Tiffany, MD, MBA 18:47 You can't do that in a 10-minute visit.Lesley Logan 18:49 Right.Amy Loden Tiffany, MD, MBA 18:50 You can't do it when your doctor has 3000 patients, 10-minute visits, and they really don't actually know who you are.Lesley Logan 18:55 Yeah.Amy Loden Tiffany, MD, MBA 18:56 You just can't. So we've got a little bit of unrealistic expectations as a society, and then you know any women's magazine or journal article you read says, "Talk to your doctor about this." So then you go in, I'm all prepared. I have my list. I've done it too, folks. Right? This is not a criticism, but they, they can't. They don't have the ability to process it, and the way they're paid is based on the questions they ask you for insurance. So every incentive is misaligned, and at the end of the day, women, people are being screwed.Lesley Logan 19:22 Yeah, yeah. No, it's so true. So I'm glad we talked about the postpartum. I want to get into now. We're in the perimenopause, and yep, this is hard because you mentioned the hormone shift of people after postpartum is its own crazy world. I keep checking on my sister-in-law every day. How are you feeling? Are you feeling okay? Right. You feel okay? She's, "I'm fine." Are you fine? Let me just, I just want you to know. It's okay if you feel different, right? I think I'm crazy, but I know that that people don't realize how they're feeling, and it's hard to get to the doctor until it's too late. So I'm just, I'm on her. But for people like me, we didn't have children, so we have never experienced a crazy shift. We just start to experience, "I don't feel like my, anymore," and all the symptoms are so different for every single person. I'm not having hot flashes, but I'm, I got to keep my hair still here. But my inflammation was insane. I was putting on weight and working out and eating the same. And I don't understand what's going on. You know, so can we talk a little bit about what, I don't know where you want to start with that. So you tell me where you want to start with my post, my perimenopausal people who are not necessarily attributing these changes to that.Amy Loden Tiffany, MD, MBA 20:27 So I think the biggest confusion I see in the exam room conversations is that there's just question of, am I in perimenopause or not? And it's more of a less of a yes-no and more of, are you on the spectrum, and where on the spectrum are you? And so if you think of it as a sliding scale, because some months those ovaries are working really great, and you feel all the feels, and you're 18 again, but a lot of months maybe you're more like 20 or 25, right? And then maybe out of the blue, I feel like I got run over by shock. Nothing's working for two or three months, and then we're back to 25, right? And so it's ups and downs. You're like, what is happening? It is a roller coaster, and it runs anywhere from 10 to 15 years before you actually go through menopause. So I think of it as reverse adolescence, and I think it's completely ironic that God lets us have teenage girls when moms are going through perimenopause because that is just double-adolescence whammy, right?Lesley Logan 21:19 And no wonder, no wonder marriages don't survive certain things. Right, you have a daughter going through puberty and a wife with a pair of menopause. Good luck to the husband. Correct, becauseAmy Loden Tiffany, MD, MBA 21:28 I want to have sex. I don't want to have sex. I have pimples all over my face. I don't want to go to the house. I do. My belly's bloated. It's not like my mood's up. All the things, and it's all in reverse. So it's a it's a period of a woman's life that I think needs to be acknowledged, and then within the healthcare system, there's more noise about it over the last five years. You're seeing more and more people talk about this, but there's not a lot of standardization, and so you're getting chiropractic, functional medicine, traditional medicine. You're getting all sorts of different recommendations. So my hope is that over the next decade, we start to see some standardization, and we start to say this is what is normal for this population. You still have to apply it to the person. You cannot take population data and apply it to individuals and say that you're going to have good luck, bye. We'll see you in a year. That doesn't work. What I do think is that women need to know what's normal for that time, and then they need to decide, do they want to do something about it beyond what their body is experiencing? And here's some really interesting data that I hope your listeners suddenly stop and listen. If they don't hear anything I've said yet, this will be really important for women who have hot flashes and night sweats. Either one, they're actually the same thing. We call them vasomotor symptoms. When you have those at a certain degree, so that they're happening most days of the week, more than 10 times a day would be an easy target to kind of pay attention to. You have that, and you choose not to take hormones. You actually have an increased risk for cardiovascular disease and stroke. That does not mean every woman in that category can or should take it. There may be reasons they can't, but the hormones we use today are different than what in the Women's Health Initiative that came out in the early 2000s. So you're getting a lot of confusion because women are reading about data from that, not realizing that it has changed, and that study is not going to be redone. It was a huge study. We're not going to see data like that, so we have to make really informed decisions. But cardiovascular disease, hear me, ladies. Cardiovascular disease, which includes stroke and heart failure, kills more women every year than all your cancers combined. Yeah, I get the women and they come in religiously for their mammograms or their Pap tests, right? But they don't know that the bigger risk is that they're going to die of heart disease, cardiovascular stroke, and we know that one in eight women, roughly, have breast cancer risk, and those women get it. One in two women are getting heart disease. So there's one inLesley Logan 23:50 Two.Amy Loden Tiffany, MD, MBA 23:51 One in two. So that means there's two of us on this call, right? We already know I'm going to get it because I had preeclampsia. So I'm the one. Lesley Logan 23:56 I was going to say. I hope it's not maybe. I hope it's not you. But, like, thank God you know that because I think it's one and two, especially if you don't know. Because if you know that you're at risk, you do. Then you can you do something. I am. I'm double the risk for breast cancer, so I have to do an MRI and a mammogram every six months, and I have some decisions I might have to make in my life. But because I know.Amy Loden Tiffany, MD, MBA 24:18 Right, I can take.Lesley Logan 24:20 I can take action. Yeah, correct.Amy Loden Tiffany, MD, MBA 24:22 And you know, using that same kind of history, if someone comes in my office and says that I don't want to take hormones because I was a breast cancer, I'm like, that's fine. But let's look at all the facts. Let's lay it out like your financial advisor does, and then you can make an informed decision. Because just acting out of fear or reacting is not wise either.Lesley Logan 24:38 I actually really appreciate you mentioning that because it's true. If I'm, I'm very lucky in that I still get to do the HRT that I'm on, even with my risk. But also they're checking me every six months, and I'm checking me. So if anything's going to happen, we're going to catch it so much more quicker. Whereas the hard stuff, there's only so much you can do with that. And so if you're, especially if you're not aware. Say there's all conversations, but I liked the way you laid it out with the wealth manager. I just met with mine. He laid out here's where we're being aggressive. Here's where we're doing this. Here's what's going on here. We're going to move this over here because we're going to risk-manage these risks. And I think that's that's a better way to look at it because we're not going to, every single one of us is unfortunately going to experience something because it's a body. We're not a machine. Amy Loden Tiffany, MD, MBA 25:21 It wears out.Lesley Logan 25:22 I did not know it was one in two, girl.Amy Loden Tiffany, MD, MBA 25:26 Yeah, and what's even more disturbing, you may have heard a lot of women have by now that women's heart disease presents differently than men.Lesley Logan 25:32 Yeah, can you tell us just in case my people haven't heard because I didn't know it was one in two? So let's go over the signs.Amy Loden Tiffany, MD, MBA 25:38 A lot of times people think of what's the so-called traditional? It's the jaw pain, the radiation of pain from your chest up to your jaw, to your back, down your left arm. Very classic symptoms. Classic because it was studied in men, and then we have these so-called atypical for women because they're not typical compared to men, but they're classic for women. And so, got a little bit of lingo here that it doesn't make total sense. But for women, sometimes it's they just feel a lot more anxious than they've been for unclear reasons. They have this sense that something bad is on the horizon. They can't really place why their sleep is different. Maybe they're having some shortness of breath they didn't used to have. Maybe they go up the stairs in their house, with a laundry basket, and they're huffing and puffing when six months ago they weren't. So it can be very subtle differences. It could be a new fatigue. Check labs are normal, but the fatigue's still there. That worries me when I hear women say this. Unfortunately, the number one sign that you have heart disease is sudden death.Lesley Logan 26:33 Oh.Amy Loden Tiffany, MD, MBA 26:34 So let that sink in for a second. So we can't always wait on what the signs are.Lesley Logan 26:39 Yeah, we can't fix that. Right. Correct. Okay, so that's hard because our signs are also. I feel like high-achieving women would so easily brush away that anxiety.Amy Loden Tiffany, MD, MBA 26:51 All the stuff. Correct. Because I have a lot of tabs open.Lesley Logan 26:54 Yeah, I got this going on, or I haven't been working out, so of course I'm out of breath going up the stairs. They would just so easily.Amy Loden Tiffany, MD, MBA 26:58 It's May, it's graduation season. It's wedding season, right? This is just aging, and that's not the story at all. The problem is 10-minute visit with your doctor who has 3000 patients. They don't know who you are. They're not going to notice that this is different for you.Lesley Logan 27:13 Yeah.Amy Loden Tiffany, MD, MBA 27:13 Decreased exercise tolerance is a big one. And so, if you could walk three miles every day in your neighborhood, now you're like, "Wow, I'm really struggling to get through one." I'm worried about that. I want to know what's going on and why.Lesley Logan 27:25 Yeah. So I guess since one getting a 10-minute visit is hard. I, where I live in, I live in Las Vegas. Last I heard, we are short general practitioners by 1400. I don't have one. I go to a women's clinic, and I'm really grateful. It's a, it's also a student-teacher thing. So I actually, they've caught things because the students are asking the questions because they'reAmy Loden Tiffany, MD, MBA 27:44 Yes, yes.Lesley Logan 27:46 I love them. I'm so grateful for them, but are there things that women can do to check their heart, or is it just being, is it just noticing the one mile versus a three mile? What can we, what are the signs we need to be checking on?Amy Loden Tiffany, MD, MBA 27:57 Certainly be aware of what your body is telling you. Again, if you have to remember nothing else, this is another one: is that your body is smart; it will talk to you, but you have to listen.Lesley Logan 28:05 Yeah.Amy Loden Tiffany, MD, MBA 28:06 So that's really essential. If something's different, say something. You're right. There's a big collapse, if you will, of how much support we have in healthcare, whether it's nurse practitioners or chiropractor or whatever. And the issue is not all of them are trained the same way. So when I worked in the OB/GYN clinic, it became apparent to both of us, on both sides of it, that OBs know stuff about women's health. I don't know, but I know stuff about metabolic and heart health that the OBs aren't taught, and most women use their OBs as their primary care, at least to a certain age.Lesley Logan 28:32 Right.Amy Loden Tiffany, MD, MBA 28:33 And again, you don't know what you don't know, so you don't realize what you're not looking for that you should be. And our system's not set up for good collaboration. So if I could tell women, here's a checklist of things I want to make sure you get, your doctor is going to give you some resistance, most likely because they don't realize that lipoprotein with a little a, it's like in parentheses at the end of it, not the big A. Lipoprotein little a. If you have that mutation, and 10 to 20% of our population does, you have a different rate of plaque development, at least risk for that than the average risk will miss. If you have high insulin levels, you have a higher risk that you're going to be on a pathway toward diabetes. Those are not things that are standard checks. So knowing that there's other tests you can ask for, and even if your insurance doesn't cover it, they're not expensive tests. Just get it once, right? Have an idea of what's going on in your body once gives you a ton of information. I offer a lot of our patients to wear different glucose monitors, even if they're not on diabetes. And all my physicians who are listening to this are probably like, "You do what?" But the reason is, if you can figure out that your glucose and insulin are high before you develop diabetes or pre-diabetes, if you figured out that insulin-resistant stage, that's a lot easier to fix, and our doctors aren't even taught about what is insulin resistance, what is the criteria for it, and how do we reverse it?Lesley Logan 29:47 Right, because there's some prevention we can do if we have information.Amy Loden Tiffany, MD, MBA 29:50 There's a ton, and it's things women can do in their homes or their businesses. It's not stuff I'm doing in the exam room.Lesley Logan 29:56 Yeah, and that's also, you know, you're listening to this podcast, you're kind of a go. Anyway, so you're gonna, you'll take the action. Our health insurance is very bizarre. I thought it was crap because, but it has a lot of preventative stuff that goes on with it. Hey, we want to put this thing in your house and check your heart and some other levels every, I don't know, two or three times a week. They keep calling them. I have two adults. We have two ADHD adults in this household. The box is here. One of us will open it when it becomes the pressure. I just have to hang tight. We'll get there. But I'm really impressed by that because we don't have access to a regular doctor. So what information can we gather so we could be watching it and monitoring it? So we can advocate for ourselves if something comes up. So having that prevention is really amazing. Okay, so we talked a little bit about the perimenopause and the different things. What are some simple shifts that women can make now to protect their future? I mean, obviously we have a wide range of women, so the now is different. But what are some things that they could be doing? Because I do think that they are getting information from the magazines and the Instagrams, and we should get it from the person who's experienced it and has seen it. You know, so you.Amy Loden Tiffany, MD, MBA 31:00 Some easy things, and I say easy relative because they're easy to do, which means they're easy not to do. So acknowledging that, right? It's real. Number one, understanding that just because you get eight hours of sleep, if they're not high-quality hours, you've got a metabolic risk from your sleep not being normal. That's important to understand because you spend a third of your life asleep, right?Lesley Logan 31:19 What's a metabolic risk? Just in case my people. So.Amy Loden Tiffany, MD, MBA 31:22 If you don't get good-quality sleep, your cortisol goes up. It's one of your stress hormones, and when cortisol goes up, glucose goes up. When glucose goes up, insulin goes up. Insulin's your fat-storing hormone. So even without your sex hormones being involved, or the ghrelin and leptin you're hearing about with weight and GLPs and all that, just those, you're not getting good sleep. It's going to be a problem. Insulin resistance is going to go up. Insulin resistance means your cells are not listening to the insulin your body is giving it, so your body works harder to get more insulin, and the cells work harder to ignore it, and it just keeps going in a vicious cycle. So if we consider that that's the root cause of a lot of these problems we've been talking about, we fix that. Number one is get good sleep, get good-quality sleep, and it's not, not just enough time in bed.Lesley Logan 32:02 Yeah, so.Amy Loden Tiffany, MD, MBA 32:03 That's important. Number two is most people don't realize that they're doing it backwards. They're, if they're, if they're even able to get exercise in their life right now, right? So we're going to make the assumption that you figured out some exercise regimen you like. We're, we're at that level, but they're doing it at the wrong time, and they're doing it in a way that they're sabotaging their end result. So rather than going to the gym and then going and eating dinner, or going to the gym first thing in the morning and skipping breakfast and all these things, you need to eat protein and fat, and then you need to move your thighs. I don't care if that's jumping jacks, going for a walk, running up the stairs, something where your thighs are moving regularly for 10 minutes. So make it whatever you like doing. This can be the mom at home who's doing all sorts of fun class activity with her kid, right? Like moving the baby around or the teenager can be equally fun to move around for what it's worth. And then it could be the CEO who's getting ready for a meeting and has 10 minutes after eating whatever lunch she had in the five-minute break she did, right? So looking at what makes sense in your life, but 10 minutes of physical activity, ideally after every meal, that's not realistic, but that's ideal. And then you start with the one meal a day you can do, and you do it most days of the week to start with, because most of us have to figure out how to make it a habit.Lesley Logan 33:15 Yeah.Amy Loden Tiffany, MD, MBA 33:15 But movement for 10 minutes after eating, it's, it's crucial. I cannot stress that enough.Lesley Logan 33:20 I didn't realize it was. It makes total sense moving your body after eating because I like to go for a walk after I have lunch. Otherwise, I'm tired. Correct. I can't go back to work now. Amy Loden Tiffany, MD, MBA 33:30 The reason you're tired though is because your glucose goes up and your insulin went up to match it. When you walk right after you eat, glucose still goes up, but it's less, and so you have less insulin spike. Insulin is the bright driver here, and so you've got to do the movement after. And if it helps to understand why, think back to what our ancestors did 1000 years ago. Right? We weren't checking hormones. We weren't checking insulin. We weren't talking about hacks. We were trying to survive most of the time. Yeah. But the things they did is they, if they, what, after they ate, they moved around. Right? Like they were building their shelters. They were taking care of the kids. They were moving in the community, helping build, create, relocate, whatever. They were always moving, and they did not get the whole three square meals a day. That's bogus. You don't need three meals a day, okay? And most of my ladies don't realize that they're eating their nutrients potentially in the wrong order for their body. That they're eating them in the wrong time for the cycle of the month they're in, they're not getting enough protein, not getting enough fat for their hormones and their brain, and it doesn't happen quickly, right? It's months, years, maybe even a couple decades before they're, I don't know what happened, but my body in the mirror is not the body in my head. This is not who I am. There's a disconnect, and they finally are at that place where they have to do something, where the body is forcing them to stop because they've pushed it as hot as you know.Lesley Logan 34:44 Oh my God, that's a whole episode. We're having you back. I'm just telling you right now because I want to have a whole episode on the whole. Because what I do know is if you eat certain things, if you work out too late, if you get your cortisol up, sleep that. I have been trying to figure out sleep for over a decade, and I, I get good-quality sleep most of the time. But I'm obsessed with it because I'm like, I don't want Alzheimer's. I do not want heart problems. It doesn't really matter what I'm doing at the gym if I'm not sleeping. None of that matters. Doesn't matter what you're, If you don't get good sleep, all the rest is gonna just fall apart anyways. So it's interesting. It makes sense about the food because I remember when I was having problems with my cycle and I had my one of my doctor friends, she said you should try seed cycling because I just, the worst cramps and, like, the worst everything was just the worst in the world, and so I tried seed cycling and my goodness, you know, I'm not a woo-woo girl, but the seed cycling makes, I got, I had no more zits, my boobs didn't hurt as bad, everything leveled out, and I didn't need any extra hormones for it. I was, whoa, so now there must be more. We need to know about it. So we'll have to have you back for that. I can talk to you forever. So we'll just, this is part one of many. I'm just going to take a brief break and then find out if people can find you, follow you, and work with you. All right, Dr. Amy Loden, where do you hang out? You mentioned St. Louis. Can people work with you if they're not in St. Louis? How does this work?Amy Loden Tiffany, MD, MBA 36:03 Yes, absolutely. Best way to get into contact with our office is just going to our website, www.vitalitymwc.org. They can sign up for a consultation, and we can go through what their options are. There is also lots of opportunity if you don't want to work with us directly, but you want to continue the conversation and hear what we're seeing. I do all the social media I can so that people can hear what's being said in their exam rooms and have it in their real lives too. So you can do that on follow me at Dr. Amy Tiffany, whether it's on Instagram or TikTok or Facebook. You find it where they're also on LinkedIn at Dr. Amy Loden. So lots of places depends on what their needs are. One special offer I do have for your audience: we talked about pregnancy and perimenopausal bit through this conversation, they can contact my office for a free physical copy of my book, The Postpartum Pivot. And before you stop listening, ladies, and you think, "Well, I'm not postpartum." If you've had a baby, you're postpartum even it's 20 years ago. Your body's different than it was before that baby, and so you can understand what does this look like for perimenopause and other types of areas that we go through as we grow less young, but grow more wise.Lesley Logan 37:03 Oh my God! Every one of my female females, that's where your Christmas present is. Sorry, just gonna get a doctor because they don't. It's, if their doctor doesn't tell them, they don't know, right? And then they are just going through it. And I feel so bad because every woman in my life is such a badass, and then they get their body doesn't keep up with what they're wanting to do in life, and then it just becomes not just like a liability, but like this hangup. So you are amazing. Okay, you've given us some great stuff already. I mean, we're gonna have to rewind, and I'll listen to this. I've got, you know, getting my notepad out, but our bold, executable, intrinsic, or targeted steps people can take to be it till they see it. What do you have for us?Amy Loden Tiffany, MD, MBA 37:37 I want each one. When you be it as you see it, I want you to be true to what your body's telling you, and recognize nothing's gone wrong. Listen when things are happening and they seem like it's a crisis. Nothing's gone wrong. Your body's talking to you. Listen, and when you listen, you become more wise. You become a better version of yourself.Lesley Logan 37:55 Okay, I really love that. We talked about that earlier, but it's true. Some of us think our body is against us, and it's doing something to us. But really, it's like, hello. The alarm bells. Amy Loden Tiffany, MD, MBA 38:05 It's doing exactly what it should do for the situation we've put it in. That doesn't mean we like it. You get diabetes. No one's like, oh yeah, my body did exactly what it's supposed to do. But if we understand that, then it becomes a neutral thought. It's not bad or wrong. It's I didn't listen, so now I'm going to stop, and the best place to reverse is as soon as you realize you're going in the direction. Right? It's not to keep going in the wrong direction. So nothing has gone wrong. We just need to listen. We need to turn around, create a better story.Lesley Logan 38:33 Love it. Love it. This is and then so enlightening. This is so fun. Thank you so much for being you and your and and the journey that you've been on is something we can all benefit from. So thank you for that, you guys. We all need to share this episode with all the women in our lives, and I would love for you to make sure that Dr. Amy knows your favorite takeaways. Send them to the Be It Pod as well. And since I'm going to have her back, not that I even like asked her beforehand, but I'm just going to tell her she's doing that. You can send your questions, and we'll make sure we get that. So, beitpod.com/questions. Until next time, my loves, Be It Till You See It. Lesley Logan 39:03 That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 39:45 It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 39:50 It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 39:54 Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 40:02 Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 40:05 Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
It's the Ranch It Up Radio Show Herd It Here Weekly Report! A 3-minute look at cattle markets, reports, news info, or anything that has to do with those of us who live at the end of dirt roads. Join Jeff 'Tigger' Erhardt, the Boss Lady Rebecca Wanner aka 'BEC' by subscribing on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. Mexican Cattle Once Again Enter The United States The U.S.-Mexico border is officially back open for livestock imports, marking the first reopening in more than a year. On Monday, Mexican cattle were allowed into the United States through the Douglas, Arizona, port of entry. Two additional ports in New Mexico are expected to reopen over the next two months, assuming the New World screwworm situation does not worsen. But for now, reopening livestock ports along the Texas-Mexico border is not on the table. USDA closed the border in November of 2024 after screwworm reappeared in southern Mexico. A limited reopening was attempted in February of 2025, but imports were halted again in May as the pest moved rapidly north. The closure has been a major blow to Mexico's cattle industry. Before the screwworm crisis, the U.S. imported roughly 1.1 million head of cattle from Mexico each year, accounting for about five percent of total U.S. slaughter. Agriculture Secretary Brooke Rollins says the phased reopening is moving forward based on science and data, with measures in place to protect the U.S. cattle herd. The Douglas port opened Monday. Columbus and Santa Teresa, New Mexico, are expected to follow, with one opening in about 30 days and the other 30 days after that. Rollins says Texas ports will remain closed for now because that's where the most screwworm activity is being seen. Only two active cases remained in Texas as of Monday, although additional cases have been reported since the pest was first confirmed in South Texas in June. Early cattle volumes are expected to be limited. However, reopening the New Mexico ports could bring more significant numbers of Mexican cattle into the U.S. by this fall. And don't expect many of those cattle to head directly to U.S. packing plants. Historically, fed cattle have made up four percent or less of Mexican imports, meaning the impact on fed cattle supplies may not be felt until sometime in 2027. REFERENCE: https://meatingplace.com/arizona-reopens-but-no-cattle-through-texas-border-anytime-soon/ Upcoming Feeder Cattle, Bull & Cow Sales On RanchChannel.Com Lots of feeder cattle, steers & heifers, bulls, and cow sales coming up on the RanchChannel.Com sale calendar. Check out the full line up HERE. SPONSORS Jorgensen Land & Cattle https://jorgensenfarms.com/ @JorLandCat Ranch Channel https://ranchchannel.com/ @RanchChannel Questions & Concerns From The Field? Call or Text your questions, or comments to 707-RANCH20 or 707-726-2420 Or email RanchItUpShow@gmail.com FOLLOW Facebook/Instagram: @RanchItUpShow SUBSCRIBE to the Ranch It Up YouTube Channel: @ranchitup Website: RanchItUpShow.com https://ranchitupshow.com/ The Ranch It Up Podcast is available on ALL podcasting apps. https://ranchitup.podbean.com/ Rural America is center-stage on this outfit. AND how is that? Because of Tigger & BEC... Live This Western Lifestyle. Tigger & BEC represent the Working Ranch world by providing the cowboys, cowgirls, beef cattle producers & successful farmers the knowledge and education needed to bring high-quality beef & meat to your table for dinner. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner aka BEC here: TiggerandBEC.com https://tiggerandbec.com/
David Hebert discusses the fiscal debates surrounding Social Security's impending 2032 shortfall. Hebert refutes the idea that raising tax rates increases treasury revenue, noting that tax revenue historically remains constant at 17–18% of GDP because high rates prompt tax avoidance. Instead of "starving the beast" of resources, Hebert advocates for "starving the beast of responsibility" by decentralizing programs through federalism to cut administrative costs. He urges structural reforms to Social Security, highlighting that the ratio of workers supporting each retiree has plummeted from 40-to-1 down to 2-to-1. (4)
Hour 1: Murph and Markus react to the Giants' historically brutal loss against the Reds as San Francisco fails to get the sweep. The Giants led 9-3 in the 9th inning.See omnystudio.com/listener for privacy information.
Hour 1: Murph and Markus react to the Giants' historically brutal loss against the Reds as San Francisco fails to get the sweep. The Giants led 9-3 in the 9th inning.See omnystudio.com/listener for privacy information.
(8/27, pt. 1 of 2) Ron Silberstein and Kim Sturdevant join Herlinda Heras on Brew Ha Ha today to talk about Admiral Maltings It’s the Malt! coming September 19. Admiral Maltings was also on this episode of Brew Ha Ha on June 20, 2024, and again last year on May 1, 2025. This is part one of their conversation. Part Two, with Barry Bicker of Moonlight Brewing, is here. Kim Sturdevant is back on the show today. He is doing technical sales for Admiral Maltings and has worked as a brewer in several local breweries. Famous for creating the Brut IPA style of beer, he was the featured guest on Brew Ha Ha once before, on this episode in 2018, when Mark Carpenter was co-hosting the show. On September 19, Admiral Maltings is putting on a promotion called “It’s the Malt!” which will feature beverages – beer and whiskey – made with malt from Admiral Maltings. Watch their website and socials for news and details. Beer is made from grains which are dry and hard. Malting is the process that lets the seed start to germinate and break down the complex components. They stop the process soon after germination. Then, the malted grain becomes beer and whiskey. They use chillers to cool their floor, to keep the process slow and cool. “We don’t want to grow grass,” he says, and they are only modifying the grain. ++++++Visit Russian River Brewing Co. in Santa Rosa on 4th St. and at their big Windsor location. Check out their website and socials for up-to-date hours, menus, beers and more.++++++ Kim Sturdevant Kim Sturdevant is famous in craft brewing circles for having created the Brut IPA style. He won a Gold Medal for it in 2015 at the Great American Beer Festival. Mark Carpenter was so impressed that he asked Herlinda specifically about who had made that beer. For Kim it was an honor to meet Mark and to be a guest on Brew Ha Ha back in 2018. ******Visit our sponsor Pro Chiller online for all the info about their new CO2-based Pro Green Solutions.****** Admiral Maltings serves beer and whiskey that their many clients make with their malt. Some of the pre-Prohibition breweries in San Francisco had their own malting facilities attached to them. Historically, brewers would get their ingredients locally. At one point, New York grew more barley than any other state, and between 1860 and 1940, barley was California’s most important agricultural crop. We used to export barley to England. They thought our barley was sun-kissed. Ron has a 1901 English floor malting handbook that mentions sun-kissed California barley. “It’s The Malt” is their largest annual celebration of products that use Admiral Maltings' malt. There will be over 30 beers flowing. About 10 of those will be festbeers, or Festbier in German, which is malt-forward amber lager. Modern ones are like a hefty pale lager. In Munich, Germany, the main breweries each make their own special beer for Oktoberfest.
Paul Walsh, Michelle Weaver and Daniel Blake discuss how thematic mapping can help investors separate true beneficiaries from market hype and identify risks hiding beneath the surface.Read more insights from Morgan Stanley.----- Transcript -----Paul Walsh: Welcome everyone to Thoughts on the Market. I'm Paul Walsh, Morgan Stanley's Head of Research in Europe. Michelle Weaver: And I'm Michelle Weaver, U.S. Thematic and Equity Strategist. Daniel Blake: And I'm Daniel Blake, Head of Asia Thematic Strategy. Walsh: And today we're discussing why thematic investing may be entering a new phase – moving from simply identifying big ideas to systematically measuring them.It's Tuesday, the 25th of August at 2pm in London. Weaver: It's 9am in New York. Blake: And it's 9pm in Singapore. Walsh: Daniel, let's kick our discussion off today. Thematic investing has become one of the most important ways for investors to think about long-term opportunities. But your latest work suggests the framework itself is evolving. So, what's changing? Blake: Well, if you look at where we've started. So thematic investing has been narrative-driven, focusing on identifying major structural trends for investors. So, at Morgan Stanley, we've identified core themes of artificial intelligence and tech diffusion, the future of energy, societal shifts, and the transition to a multipolar world. So, what's changing is that investment approaches are becoming much, much faster. So, we're now seeing clients deploy agentic AI to drive trade recommendations. And sure, AI can read a new 100-page thematic report from Morgan Stanley faster than humans. But for the right conclusions, it's important to connect these models with high-quality data sets. And we think that's going to be helpful for human investors as well. So, this is where the third phase of thematic investing comes in. The first phase was identifying secular trends that cut across markets and industries. The second phase was creating investable products around those themes. But this next phase is about measuring that exposure systematically in real time. So, this allows investors and their AI agents to identify whether a theme's importance is broadening or fading and to track individual companies' exposure to that theme over time. Walsh: So, the thematic investing is moving from narrative-driven to a higher velocity data-driven approach. And I guess that's where our thematic mapping exercise really comes in. So, Michelle, when investors hear the term thematic map, they may think it's just another screening tool. But it's much, much more than that, isn't it? Weaver: Absolutely. The easiest way to think about it is it's a research framework that sits on top of traditional sector and regional analysis. Historically, investors organize portfolios by country, sector, or industry group, and those verticals are still very important. But increasingly, the biggest investment forces cut horizontally across those boundaries. AI touches software companies, industrials names, healthcare, financials, and it's even had a huge impact on the utility sector.Thematic mapping helps us identify where those exposures exist across thousands of stocks, and importantly, how significant those exposures are – all with the help of our analyst experts. And the innovation isn't simply identifying if a company's exposed to AI, energy transition, or defense spending. It's determining whether that exposure is central to the investment thesis, just supportive or insignificant. And that's very different from traditional thematic baskets. Walsh: So, we identify the exposure, but the idea of significance seems particularly important because investors constantly hear companies talking about themes on earnings calls for example and in their public communications. But how do you separate genuine exposure from a more marketing-driven language around thematics, Daniel? Blake: This we see as the most valuable and ultimately human-driven part of the framework. So, as an example, we know that many companies are outlining their AI initiatives, and not all of them will end up being AI beneficiaries. So, the key question is how a given theme will impact revenues, margins, competitive positioning, and valuations. And this requires the deep knowledge of both the industry and the company, as well as where things are going. And so that's where our analysts come in. Across all countries, all sectors, mapping the materiality of their entire coverage, that's almost 4,000 companies, to every global theme in real time. Sp. our job in the thematic strategy team is to coordinate the framework, help identify emerging themes, and draw out the insights and recommendations. But the core insights are really coming at the analyst level, company by company. Walsh: And so, to your point, Daniel, it's about the analyst overlay in terms of significance that is really important. So, investors really shouldn't think of thematic exposure as a simple yes or no question… Blake: Exactly. That's really the new innovation in this framework, and most companies will sit somewhere along that spectrum for a given theme. And there's value in tracking how that position is changing over time. Walsh: Yeah, rate of change is clearly critical. And Michelle, one of the things I found particularly interesting is that the framework isn't just about identifying winners. It's also about identifying companies that may be challenged by structural change as well. Why don't you help our listeners understand why that's so important? Weaver: Because every major theme, yes, creates a lot of opportunity, but it also creates disruption. And I think investors naturally focus on beneficiaries. Where are we looking on the long side? But in many cases, understanding who might be negatively exposed can be just as valuable. If you think about AI, there are obvious beneficiaries, whether those are the big enablers or they're companies adopting the technology successfully. But there could also be companies facing pricing pressure, margin pressure, or broader disruption because of that same theme. And that's equally true whether we're thinking about the future of energy, societal shifts and big demographic realignments, or the multipolar world. And a complete thematic framework should help investors understand both parts of that equation. And this is becoming increasingly important as markets move from broad thematic enthusiasm towards more selective stock picking. Walsh: Absolutely. The ability of the thematic mapping to help us understand both sides the equation clearly incredibly important. Let's bring it back to investors' portfolios. Daniel, how should investors think about thematic mapping as part of portfolio construction rather than simply stock selection? Blake: If you're looking at that portfolio construction level, whether you're a retail investor or you're one of the largest asset owners of sovereign funds, one of the biggest benefits is for revealing and managing hidden exposures.So, an investor might believe that their portfolio is diversified with positioning across many sectors and markets. But when you use the thematic map to underline, to explore the underlying thematic exposure, you might find that many of these holdings are tied to the same structural trend. So, the thematic map allows investors to better diversify portfolios while retaining the best expressions of desired themes. And as you mentioned, it's not just a screening tool. But it's pretty useful as a screening tool as well if you want to take exposure to a given theme overlay with valuations and preferences. It's very helpful for that reason as well. Walsh: Yeah, understood Daniel. And Michelle, as we look stock markets right now, how are you seeing the opportunities via the thematic mapping work that we've done? Weaver: Flagging potential rotations is another key part of what this analysis offers. And if we think about your question from a valuation perspective, AI adopters currently look relatively inexpensive, but they still offer strong expected earnings growth. And we're also seeing analyst sentiment beginning to improve. You're seeing a growing number of companies having their earnings estimates revised higher. We're also seeing a similar opportunity across our societal shifts themes. Valuations here are well below their typical levels over the past decade. And at the same time, we're also seeing earnings expectations improve here. Walsh: So, perhaps the biggest takeaways are that thematic investing is becoming more measurable, more transparent, and more integrated into portfolio management. It's no longer just about spotting the next big idea. It's about understanding where that idea exists, how much it matters, and of course, how it's evolving. Michelle, Daniel, thanks so much for taking the time to talk. Weaver: Great speaking with you Paul. Blake: Thanks for having us. Walsh: Thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.
Can preterm birth be prevented? Historically the answer has been no, and the numbers back that up. In 2006 the U.S. preterm birth rate was about 12 percent. In 2024 it was 10.4 percent. Medicine has gotten dramatically better at keeping premature babies alive, but almost no better at keeping pregnancies from ending early. In this episode, Kristin and Dr. Abdelhak make the case that the answer is yes, preterm birth can be prevented far more often than it is now, and that the field has been looking in the wrong place. Preterm birth is not one condition. It is a grab bag: placental abruption, systemic infection like appendicitis or pyelonephritis, uterine overdistension from twins, triplets, or polyhydramnios, trauma, severe hypertension, stimulant and cocaine use. Every one of those causes announces itself. The woman with triplets is obviously carrying triplets. The woman with an abruption is bleeding and in pain. So what about the woman with none of that, doing everything right, who shows up at 30 weeks contracting and three centimeters dilated? For forty years the answer was "subclinical infection," a diagnosis Dr. Abdelhak takes apart in this episode. If it is subclinical, why is preterm labor the only clinical thing it ever does? Why does an appendicitis start with pain and fever and end in labor, while this mystery infection skips straight to the last step? And after four decades of amniocentesis studies cataloguing cytokines, interleukins, and prostaglandins, where is the treatment? There isn't one, because researchers found exactly what they went looking for. His answer is mechanical, not microbial. The cervix is a timekeeper on the pregnancy. Conventional teaching says contractions open the cervix. He argues it runs the other way: the cervix quietly gives way over weeks, and when it opens far enough, labor starts. That is why he says he is almost never surprised by a preterm labor. He was already watching the cervix shorten. Also covered: why previous preterm birth is the single strongest risk factor (it is the same cervix), why cone biopsy raises risk more than LEEP does, what funneling on ultrasound actually tells you, the difference between classic cervical insufficiency and the milder version that still lets you reach the third trimester, and why a three-hour precipitous labor at 38 weeks may be the same finding wearing a friendlier face. The practical takeaway: serial cervical length measurement for anyone with a red flag, first-time moms included, and cerclage when the cervix starts to open. Screening plus treatment, not a pill for an infection nobody can find. Plus: why the president and Taylor Swift would get their cervix measured every single week, and what that tells you about the standard of care the rest of us are offered. Topics covered, in order Why this topic is worth repeating, and why the framing here is not the conventional one The better question: preventing preterm birth, not preterm labor Fifty years, the March of Dimes, and a rate that has barely moved What we did get better at: neonatal survival and outcomes, not prevention Preterm birth as a grab bag, not a single disease Placental abruption Systemic infection: appendicitis, pyelonephritis, sepsis, severe pneumonia, COVID The subclinical infection theory, and the case against it Why the amniocentesis and cytokine studies found what they set out to find Uterine overdistension: twins, triplets, polyhydramnios Trauma, decidual hemorrhage Severe hypertension, pulsatile flow, and abruption risk before 20 weeks Cocaine, methamphetamine, smoking The patient nobody can explain, and what is actually going on The core claim: dilation causes the contractions, not the other way around Why Dr. Abdelhak is rarely surprised by a preterm labor Mild cervical insufficiency, and "dreamlike" cervical insufficiency at 38 weeks Why previous preterm birth is the number one risk factor LEEP versus cone biopsy, and why cone matters more Normal variation in cervical length, and the big nose analogy Length is not everything: bulk, thickness, and how the cervix feels Funneling on ultrasound as a warning sign The proposal: serial cervical length screening plus cerclage Why the numbers are U.S. numbers, and why international rates are not trustworthy The VIP standard of care, and who actually gets weekly scans Key takeaways Preterm birth is not one condition. Abruption, systemic infection, overdistension, trauma, and severe hypertension each have their own mechanism, and each is usually obvious on arrival. "Subclinical infection" is not a diagnosis, it is a placeholder. Forty years in, it has produced no treatment and no measurable drop in the preterm birth rate. The cervix is the timekeeper. When it is weak, it opens slowly over weeks, and labor follows the opening rather than causing it. Previous preterm birth predicts the next one because it is the same cervix. You cannot order a new one. Cone biopsy raises preterm birth risk more than LEEP, because more cervix is removed. Length is a clue, not a verdict. Plenty of women have naturally short cervixes and carry to term. Funneling, bulk, and change over time matter as much as a single number. The intervention that would move the needle already exists. Serial cervical length measurement in anyone with a risk factor, and cerclage when it starts to open. Screening and treatment, not a mystery pill. Terms mentioned Placental abruption — the placenta separating from the uterine wall before delivery. Pyelonephritis — kidney infection. Polyhydramnios — too much amniotic fluid. Uterine overdistension — the uterus stretched beyond its comfortable capacity, as with twins or triplets. Cervical insufficiency — a cervix that opens without labor. Funneling — the cervix opening from the inside out, visible on ultrasound before any external change. Cerclage — a stitch placed to reinforce the cervix. LEEP and cone biopsy — procedures removing cervical tissue after abnormal Pap or HPV findings. Precipitous labor — a very fast labor, often under three hours. Memorable quotes: "I am telling you what happened was the three centimeters dilated caused the contractions." "If it's subclinical, why doesn't it stay that way?" "The cervix is a mechanical timekeeper on the pregnancy." Got something you want to share or ask? Keep it coming. We love hearing from you. Email us or send a voice memo, and you might just hear it on the next episode. Don't forget to like, comment, and subscribe your questions could be featured in our next episode. For additional resources and information, be sure to visit our website at Maternal Resources: https://www.maternalresources.org/ You can also connect with us on our social channels to stay up-to-date with the latest news, episodes, and community engagement: YouTube: youtube.com/maternalresources Instagram: @maternalresources Facebook: facebook.com/IntegrativeOB TikTok: NatureBack Doc on TikTok Grab Our Book: The NatureBack Method for Birth—your guide to an empowered pregnancy and delivery. Shop now at naturebackbook.myshopify.com
DESCRIPTION Welcome to The Ecommerce Braintrust podcast, brought to you by Julie Spear, Head of Retail Marketplace Services, and Jordan Ripley, Director of Retail Account Management. Today, we're tackling a topic that has evolved from a conference panel talking point into one of the most significant media budget shifts in digital advertising: Amazon DSP for non-endemic brands. Historically, brands that don't actually sell physical products on Amazon's marketplace have questioned why they should buy Amazon media. Today the conversations we're having with brands are very different. Joining us today to unpack why 2026 is the turning point for non-endemic media buying is our very own Director of Retail Media at Acadia, Ross Walker. Let's dive in! Quote: If you're a non-endemic brand and you're hitting a point of consistent diminishing returns with your traditional media channels, that's the first signal that you should consider testing into a new media channel like ADSP. Ross Walker KEY TAKEAWAYS In this episode, Julie, Jordan, and Ross discuss: Endemic vs. non-endemic, simplified: It's really just "sells on Amazon" vs. "doesn't sell on Amazon" - the jargon is mostly industry inertia. Amazon DSP has hit parity with The Trade Desk: Years of building out premium CTV/STV, audio, digital out-of-home, and owned-channel inventory means Amazon can now support the same kind of full-funnel programmatic buys as legacy DSPs. The real edge is commerce data, at a lower cost: No other DSP has Amazon's depth of purchase-intent signal, and Amazon has intentionally kept platform and audience fees low to win market share while it can. Premium CTV reach is a genuine unlock: ADSP now reaches roughly 80 million authenticated CTV households a month through partners like Netflix, Disney+, and Roku - inventory that used to be exclusive to players like The Trade Desk. Attribution is no longer the weak link: Tools like Amazon Marketing Cloud, the Amazon Ad Tag, and conversion APIs let non-endemic brands tie a Netflix or Roku impression directly to a D2C sale, lead form, or sign-up - solving a measurement gap that's plagued programmatic for years. Endemic brands get more flexibility too: Brands that do sell on Amazon can now send DSP traffic to their own site or other retailers (Walmart, Ulta, Home Depot), though the richest behavioral/custom audiences are still reserved for traffic that stays on Amazon. Signals to know it's time to test ADSP: Diminishing returns on Meta/Google/Trade Desk, or an audience with strong, specific purchase intent are both green lights to start testing. What still differentiates DSPs going forward: As capabilities converge across platforms, the real differentiator becomes each platform's unique owned audiences and media properties (e.g., Amazon's Prime Video, Walmart's owned data via The Trade Desk).
On the show this week, I'm helping you understand why bond prices have been dropping, what actions investors should take, and whether bonds still have a place in a retirement portfolio. I discuss the different types of bonds and how interest rates impact bond prices. I also dig into the importance of maintaining a diversified portfolio and the role bonds can play in reducing overall volatility during retirement. You will want to hear this episode if you are interested in... [02:03] Types of Bonds and issuers [03:21] Risks of investing in junk bonds [04:39] Why have bond prices declined this year? [09:52] Deciding on bond investments [11:10] Investing in bonds for retirees [12:47] Bonds as a source of income and volatility reduction Why Bond Prices Are Down and What Actions to Consider There are several fundamental types of bonds—government, corporate, agency, and municipal—and they all have different levels of risk. Bonds are also classified based on their credit ratings, ranging from top-rated "investment grade" (BBB or higher) to "junk" or high-yield bonds (below BBB). I share more about the increased risk and potential reward of high-yield bonds, and why defaults can lead to stressful and lengthy processes for investors. Why Have Bonds Declined in 2026? Why have bond prices declined even though the economy is not in recession? There is an inverse relationship between bond prices and interest rates. When interest rates rise, as has been the case in 2026, bond prices fall. Even a seemingly small increase is sufficient to push bond prices down and reduce the total return for many bond funds. Rising rates mean many bond funds have seen negligible or negative total returns this year. The Broader Factors Influencing Interest Rates There are several drivers behind the upward movement in interest rates. First, expectations that the Federal Reserve will hike rates to curb inflation have affected investor behavior. Second, growing government deficits and the issuance of more national debt lead investors to demand higher yields as compensation for greater risk. Third, technology companies, especially those investing heavily in AI, have issued substantial new debt, pushing rates even higher as they compete with Treasuries for investor capital. Much like the stock market, the bond market is subject to various economic forces and investor sentiment, making timing extremely difficult. The Case for Keeping Bonds in Your Retirement Plan Despite the recent decline in prices, bonds remain an important part of a retirement portfolio. Historically, bonds have exhibited significantly less risk and volatility than stocks, especially during market downturns. Keeping some portion of assets in bonds provides stability, reduces overall portfolio fluctuations, is a reliable source of income when the stock market underperforms. By maintaining a portion in bonds, retirees create a safety net and source of funds for income needs without being forced to sell equities during downturns. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Morningstar.com S&P Global Ratings Moody's Vanguard Total Bond Market ETF State Street SPDR Long-Term Treasury ETF Long-Term Treasury ETF Short-term Treasury bond funds Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
Guests: Jasika Bawa, Group Product Manager, Chrome Security Doug Turner, Engineering Director, Chrome Security Topics: Gemini agent harness found a sandbox escape that survived in the codebase for 13 years! How did that happen and how did that bug get noticed among what's surely a tidal wave of bugs being found by the machines? Chrome 149 and 150 fixed over a thousand security bugs—surpassing the last 23 milestones combined. That is a massive spike! The blog explains it's possible by having 'fixing agents' and 'critic agents' working in a loop that mimics human code reviews. I have to ask: how much of this is real, high-quality engineering, and how much of it is just two robots agreeing to grade each other on a curve? Historically, pushing updates was a monumental, scheduled event. Now, you're piloting two security releases a week to combat fast-moving attacks. That sounds like a direct route to developer burnout, and a complete nightmare for enterprise IT admins who just want their systems to stay stable. How are we balancing the need to protect users from N-day exploits versus making everyone play security whack-a-mole? I want to learn more about this long-term vision so let's address the elephant in the browser: nobody wants to restart Chrome. Personally, I have about 50 tabs open right now, and restarting feels like risking throwing my short-term memory into a woodchipper. You're talking about 'dynamic patching' that replaces background child processes on the fly without a restart, and you've rolled out a 'zero window auto-restart' on macOS. First off, are my tabs safe? Second, is dynamic patching actually going to work seamlessly, or is it just going to crash my Renderer mid-session and blame it on the GPU? If this is real, it's really amazing. Tell us about the "spannification" effort and the migration to Rust. There's two parallel technical safety efforts going on to–as we like to say at Google–eliminate classes of vulnerabilities. Tell us about the engineering efforts behind the C++ spans and the Rust journey! Ok I'd be a terrible Allan Friedman disciple if I didn't ask the supply chain question. First, Chrome has over 2,300 third-party dependencies. That's wild. How are we handling that? Resources: Video version "Stronger with every update: How we're making Chrome and the web safer in the AI Era" blog EP88 Improving Browser Security in the New Era of Work
Friends of the Rosary,Today, August 24, is the Feast of St. Bartholomew, Apostle. St. Bartholomew, also known as Nathaniel, was a doctor in Jewish law and a dear friend of St. Philip the Apostle.He was one of the first disciples called by the Lord. On that initial meeting, Jesus delivered a glorious compliment: "Behold, an Israelite indeed in whom there is no guile!" Because of it, his mind was open to the truth. He went willingly with Philip to see Christ and recognized the Savior immediately as the Son of God.After having received the gifts of the Holy Spirit on the first Pentecost, Bartholomew evangelized Asia Minor, northwestern India, and Greater Armenia. In the latter country, while preaching to idolaters, he was arrested and condemned to death.Historically, today is the commemoration of Our Lady of Health of the Sick, celebrated on the Saturday before the last Sunday of August. This is one of the titles in the Litany to Our Lady of Loretto, and there is also a shrine dedicated to Our Lady of Health of the Sick (La Salud) in Patzcuaro, Michoacan, Mexico.In today's Gospel (John 1:45–51), Jesus is revealing how he sees us before we fully see Him. Faith often begins with curiosity, honesty, and a willingness to come closer. Bartholomew reminds us that God can turn a skeptical heart into an apostle's heart.Ave Maria!Come, Holy Spirit, come!To Jesus through Mary!Here I am, Lord; I come to do your will.Please give us the grace to respond with joy!+ Mikel Amigot w/ María Blanca | RosaryNetwork.com, New YorkEnhance your faith with the new Holy Rosary University app:Apple iOS | New! Android Google Play• August 24, 2026, Today's Rosary on YouTube | Daily broadcast at 7:30 pm ET
Eastern States 100 is over, and if you were watching the race unfold this weekend, you know there was a lot more going on than just who crossed the finish line first. Yes, Kaylee Frederick is the story. She didn't just win the women's race. She won Eastern States outright, becoming the first woman in race history to take the overall win. And she did it on a day when simply getting through 103 miles of Pennsylvania trail was an accomplishment all by itself. At just 21, Kaylee finished in 23:09, setting a new women's course record in the process. She crossed the line around 4:09 Sunday morning after more than 23 hours of running through the Pennsylvania heat and humidity. But we'll also talk about the rest of the race. Because 2026 Eastern States brought the heat and humidity, and then some more humidity for good measure. This is already one of the biggest 100-milers in the East: 103 miles, more than 20,000 feet of climbing, remote and technical trails, and long stretches where you really have to take care of yourself. Add in a hot, humid day and things get interesting pretty quickly. Effort that normally feels manageable started costing runners more. Cooling became critical. Hydration and electrolytes became a constant calculation. The climbs got harder, the runnable sections weren't nearly as runnable, and eventually everybody had to figure out just how much they were willing to give the conditions. Eastern States has never really been generous with buckles. Historically, only about half of the runners who start make it to the finish. In 2025, 258 runners started and 133 finished. The race's nine-year average finish rate is just 49.8%, and some years have dropped into the 30-percent range. That's the part of Eastern States that can get lost when we're talking about the front of the pack. While Kaylee was out there rewriting the record book, hundreds of other runners were having their own completely different Eastern States experience. Some were racing for a podium. Some were chasing a PR. Some were trying to beat a cutoff. Some were just trying to keep moving when their body was very clearly asking them to stop. Those are the stories that make this race what it is. So this week on The Running Mullet, we're recapping Eastern States from top to bottom. From Kaylee's historic win, to the standout performances that lead to podium finishes, the runners who fought their way through the heat and humidity, the people who surprised themselves, the people who got absolutely humbled by Pennsylvania, the DNFs, the buckle stories, the weather, the strategy, the amazing aid stations, and finally what it actually takes to get through one of the hardest 100-milers around. Because at Eastern States, the winner gets the headline, but every finisher has a story.
Program notes:0:35 Devices to do CPR versus manual1:37 About 60% of U.S. population2:32 8-9% survive with favorable neurologic status3:15 Ventilated patients and reduction of mucous secretions4:15 Duration of ventilation unchanged5:15 Regulate or expectorate5:40 Boarding ED patients6:45 Adults admitted to general medicine service7:45 More common in older patients8:45 Can initiate inpatient management9:24 Cold stored platelets versus room temp10:24 Hemostatic efficiency score11:30 Historically used in cancer patients12:45 End
Catch Up With All Things Tony Katz! https://wibc.com/schedule/tony-katz-morning-news/ https://wibc.com/894801/tony-katz-3rd-hr-8-18-26-carmel-sewage-abdul-el-sayed/ Carmel officials say raw sewage could flow into White River. Abdul El-Sayed wants to eliminate private medicine. Historically, out of power parties win during the midterms, but the Dems aren't polling so great. TV Theme Song: The Simpsons, Fauci had the ability to censor ABC NewsSee omnystudio.com/listener for privacy information.
Catch Up With All Things Tony Katz! https://wibc.com/schedule/tony-katz-morning-news/ https://wibc.com/894793/tony-katz-1st-hr-8-18-26-carmel-flooding-sue-finkam/ The White River will flow into the quarry. MOU with Iran has expired. Hopefully the unrest in Iran grows and the people fight. Deery Asks Indiana Supreme Court to Take Recount Case. Mayor Sue Finkam joins talk about the looming flooding crisis in Carmel https://wibc.com/894794/tony-katz-2nd-hr-8-18-26-mike-braun-natalie-harp/ Governor Braun joins to give an update on Indiana's flood emergency. Today’s Popcorn Moment: The left goes after bone cancer survivor because she supports Trump. Today on the Marketplace: The most delicious pillow. Florida primary tonight https://wibc.com/894801/tony-katz-3rd-hr-8-18-26-carmel-sewage-abdul-el-sayed/ Carmel officials say raw sewage could flow into White River. Abdul El-Sayed wants to eliminate private medicine. Historically, out of power parties win during the midterms, but the Dems aren't polling so great. TV Theme Song: The Simpsons, Fauci had the ability to censor ABC NewsSee omnystudio.com/listener for privacy information.
Photo: Bill Hill (Athabascan), Independent candidate for Alaska’s at-large congressional district. (Courtesy Bill Hill campaign) Tuesday is primary day in Wyoming, Florida, and Alaska, which uses ranked-choice voting (RCV). The top four vote getters in each race, regardless of party, move on to the general election in November. That makes voters turnout a key issue, especially in remote parts of the state, where Alaska Natives have seen numbers fade over the past 20 years. As Rhonda McBride from our flagship station KNBA reports, there are hopes Tuesday's election will show signs of a turnaround. One encouraging sign for Alaska Native voter turnout is the number of Native candidates running for office this year. “It's notable that we have a high-profile Native candidate in each big race.” Michelle Sparck is the Alaska director for Get Out the Native Vote. She says this marks the first time in years that there is an all-Native ticket for Alaska governor – with Meda DeWitt, a Tlingit and her running mate, Chris Steere, an Iñupiat. And there is national attention focused on former U.S. Rep. Mary Peltola (Yup'ik/D-AK), the first Alaska Native member of Congress. Peltola’s bid for the U.S. Senate is one the state's most closely watched races – a battle that could determine control of the country’s most powerful legislative body. Polls show a tight race between Peltola and incumbent U.S. Sen. Dan S. Sullivan (R-AK). The primary election could offer the clearest picture yet of where this race really stands. There is also Bill Hill (Athabascan), a longtime school superintendent and Bristol Bay fisherman. He is challenging incumbent U.S. Rep. Nick Begich (R-AK), who in 2024 unseated Peltola. Hill is an Independent and a relative political unknown, but his grassroots campaign has gained traction and polls show he is closing the gap with his opponent. Sparck says Get Out the Native Vote remains strictly nonpartisan and does not back candidates, but she is hoping the wealth of Native candidates will energize Native voters. Sparck says the real work in getting out the Native vote might be compared to cultivating a garden that has long been neglected. The mission for Sparck and her volunteers has been to travel from village to village, to revive the voting culture of the 1980's, when voter turnout ran as high as 70-80%, the era of the super voter. “They are today's elders.” Spark says turnout has fallen below 20%, but she hopes sharing the story of those earlier generations will inspire a new wave of super voters. A marker along the Southern border near the Tohono O'odham Nation between the U.S. and Mexico in June 2026. (Photo: Gabriel Pietrorazio) A federal judge is denying calls for a preliminary injunction by the Tohono O'odham Nation to halt border wall construction along a 60-foot stretch of land bordering the tribal reservation. KJZZ's Gabriel Pietrorazio has details. Judge Richard Leon in D.C. ruled last week that an injunction is “unwarranted”, writing he expects the U.S. to follow through on consulting with the Tohono O'odham Nation. Historically, that has not been the case, according to Tohono O'odham Chairman Verlon Jose. He points to the destruction of the 1,000-year-old Las Playas Intaglio, as the latest example. “We were assured that the border wall construction would not impact it, but despite that warning and assurances, federal contractors just bladed right through it, causing permanent damage to this O'odham and American treasure. You can't rebuild it.” Still, the judge noted that the feds' interests in ensuring public safety and enforcing immigration laws “outweigh any surviving irreparable harms.” Get National Native News delivered to your inbox daily. Sign up for our daily newsletter today. Download our NV1 Android or iOs App for breaking news alerts. Check out today’s Native America Calling episode Tuesday, August 18, 2026 — Are Native voters in line with the Democratic Party's shift to the left?
Vanessa Liell. Partner at boutique corporate advisory, Orizontas, discusses why bridging this divide between marketing and corporate communications is a critical leadership issue. Historically, marketing and corporate affairs were separated for sensible reasons. Marketing focused on reach and commercial outcomes, while corporate affairs managed risk, reputation, and stakeholder relationships. But today, with sustainability, regulation, politics, and brand all colliding in real-time, that separation is costing organisations real outcomes. In a world where campaigns can trigger regulatory scrutiny overnight and reputation is shaped at the speed marketing operates, the question isn't why these functions don't work together. It's whether organisations, agencies, and leaders can still afford not to. Listen on Apple: https://podcasts.apple.com/au/podcast/managing-marketing/id1018735190 Listen on Spotify: https://open.spotify.com/show/75mJ4Gt6MWzFWvmd3A64XW?si=a3b63c66ab6e4934 Listen on Stitcher: https://www.stitcher.com/show/managing-marketing Listen on Podbean: https://managingmarketing.podbean.com/ For more episodes of TrinityP3's Managing Marketing podcast, visit https://www.trinityp3.com/managing-marketing-podcasts/ Recorded on RiversideFM and edited, mixed and managed by JML Audio with thanks to Jared Lattouf. Vanessa Liell. Partner at boutique corporate advisory, Orizontas, discusses why bridging this divide between marketing and corporate communications is a critical leadership issue. Historically, marketing and corporate affairs were separated for sensible reasons. Marketing focused on reach and commercial outcomes, while corporate affairs managed risk, reputation, and stakeholder relationships. But today, with sustainability, regulation, politics, and brand all colliding in real-time, that separation is costing organisations real outcomes. In a world where campaigns can trigger regulatory scrutiny overnight and reputation is shaped at the speed marketing operates, the question isn't why these functions don't work together. It's whether organisations, agencies, and leaders can still afford not to. Listen on Apple: https://podcasts.apple.com/au/podcast/managing-marketing/id1018735190 Listen on Spotify: https://open.spotify.com/show/75mJ4Gt6MWzFWvmd3A64XW?si=a3b63c66ab6e4934 Listen on Stitcher: https://www.stitcher.com/show/managing-marketing Listen on Podbean: https://managingmarketing.podbean.com/ For more episodes of TrinityP3's Managing Marketing podcast, visit https://www.trinityp3.com/managing-marketing-podcasts/ Recorded on RiversideFM and edited, mixed and managed by JML Audio with thanks to Jared Lattouf.
Patrick brings faith and culture into focus, weighing Catholic responses to challenging topics like same-sex relationships, IVF, moral integrity, and gender confusion in sports and language. Catholic teaching, parish life, and the limits of welcoming all while protecting reverence at Mass pulse beneath each moment. Throughout, Patrick sustains a plea for support, rooting the conversation in Relevant Radio’s call to give hope. Debbie - A friend and her partner are doing IVF, and are very excited. What should my reaction be? Fred - What is your take on the Book of Enoch? Lisa - At mass, a churchgoer was blasting metal music through his headphones. Do you have suggestions for how to handle that or respond to this? Audio: CNN – WNBA- exbasketball players are just looking for attention – 2min - https://x.com/Highway_30/status/2087930885077119062/video/1?s=46 Audio: Biologist Dr. Heather Heying praises the recent actions of Royce White and Enes Kanter - WNBA - https://x.com/thedarkhorsepod/status/2088326430459621820/video/1?s=46 Audio: Royce White says CNN “not giving black women a voice” - https://x.com/BrickCenter_/status/2087304899327619108/video/1?s=46 Luke (email) - Historically gender and sex were never, or at least rarely, interchanged and gender was not used to describe a person’s biological sex.
The preseason AP Top 25 is out and BYU checks in at No. 14, tied with USC with 839 points. KSL Sports BYU Insider Mitch Harper reacts to the Cougars' highest preseason ranking since the 1985 season, the year after BYU's national championship. It's only the 13th time in program history BYU has appeared in the preseason AP poll and just the second time in the Kalani Sitake era. Four Big 12 teams made the cut — Texas Tech at No. 12, BYU at No. 14, Utah at No. 21, and Houston at No. 23 — and BYU's October 17 home date with No. 4 Notre Dame is already circled in red. Historically, BYU has finished higher than its preseason AP ranking only twice (1981, 2009). Can the Cougars make it a third? Mitch discusses what this ranking means for expectations, the College Football Playoff picture, and how voters are viewing BYU's returning production, headlined by Big 12 Offensive Player of the Year LJ Martin and quarterback Bear Bachmeier. The ongoing Kalani Sitake–BYU football resources and athletic department remains front and center for pockets of Cougar Nation. The speculation that dominated the past two weeks shows no signs of fading, even as the season draws closer. Since Sitake told reporters at picture day, "I'm easy to get along with as long as you take care of our football team," the conversation has only intensified. Sitake's earlier comment that BYU has been "given the challenge of doing the most with the least" added fuel. The hiring of Kentucky's Marc Hill as deputy AD and Santiago's need to post on CougarBoard to debunk firing rumors have kept this story in the backdrop of fall camp. KSL Sports BYU Insider Mitch Harper shares his thoughts and insight into the situation and makes it clear that BYU has to take care of Kalani Sitake. Finally, Mitch recaps an eventful scrimmage as BYU enters week three of fall camp. The Cougars ran 102 plays at LaVell Edwards Stadium on Saturday, and the offense had the upper hand. Bear Bachmeier was in a "great rhythm," according to Sitake, who gave the offense a "slight edge" over the defense. Subscribe to the Cougar Tracks Podcast to stay up-to-date with all the daily episodes. Cougar Tracks is on YouTube and X every weekday at Noon (MT), and KSL NewsRadio at 6:30 p.m. (MT). Apple: https://podcasts.apple.com/us/podcast/cougar-tracks/id1146971609 YouTube Podcast: https://kslsports.com/category/podcast_results/?sid=2035&n=Cougar%20Tracks Spotify: https://open.spotify.com/show/2NCF1KecDsE2rB1zMuHhUh Download the KSL Sports app Google: https://play.google.com/store/apps/details?id=com.bonneville.kslsports&hl=en_US iOS: https://apps.apple.com/us/app/ksl-sports/id143593 Mitch Harper is a BYU Insider for KSLsports.com and hosts the Cougar Tracks Podcast daily on KSL Sports YouTube and KSL NewsRadio (SUBSCRIBE). Harper also co-hosts Cougar Sports Saturday (12–3 p.m.) on KSL NewsRadio. Follow Mitch’s coverage of BYU athletics in the Big 12 Conference on X (formerly Twitter) and Instagram: @Mitch_Harper. Want more coverage of BYU sports? Take us with you wherever you go. Download the new and improved KSL Sports app from Utah’s sports leader. Allows you to stream live radio and video, keeping you up-to-date on all your favorite teams.
Three territories. Three unique wrestling cultures. One incredible chapter in sports history.In this episode of the Historically Speaking Sports Podcast, where we give you the best of sports from back in the day, we're stepping inside the squared circle. We are taking a trip back to a time when professional wrestling was built around regional territories, larger-than-life personalities and passionate fans. We're talking about the golden era of Professional Wrestling in the Southeast —a world where Georgia Championship Wrestling, Mid-South Wrestling, and World Class Championship Wrestling became legendary names and produced some of the most memorable wrestlers, rivalries, and moments in wrestling history.From the arenas of Georgia, to the Louisiana and Oklahoma territories of Mid-South, to the unforgettable battles of World Class in Texas, these promotions helped create the foundation for the professional wrestling industry we know today.Co Hosts Dana Auguster and Charles Combs are joined by the co host of the Hello Old Sports Podcast Andrew Neumann to have a conversation to help breakdown the history, personalities, rivalries, and legacy of these legendary wrestling territories.So turn up the volume, step through the curtain, and let's take a trip back to a time when wrestling wasn't just entertainment—it was a regional phenomenon.To contact the show, please e-mail us at Historically.Speaking.Sports@Gmail.com
Historically, continuous intravenous (IV) insulin infusions were established as the standard of care for pregestational diabetes (Type 1 and Type 2 DM) during labor to prevent acute intrapartum hyperglycemia and minimize the risk of neonatal hypoglycemia. Intravenous insulin offers rapid titration, immediate onset, and a short half-life, allowing precise real-time glycemic control during the physiological stress and fluctuating metabolic demands of labor. Maintaining euglycemia intrapartum is emphasized because elevated maternal blood glucose levels cross the placenta, inducing fetal hyperinsulinemia, which acutely increases the risk of severe post-delivery neonatal hypoglycemia, which can be problematic. Although IV insulin protocols are widely used and are recommended in many practice guidelines, the evidence supporting their superiority over other approaches is limited. Subcutaneous (SC) insulin administration represents a potential alternative strategy to intrapartum glucose management. Continuation of SC insulin, including insulin pump therapy, has been studied most extensively among individuals with type 1 diabetes. However, evidence guiding intrapartum insulin management remains limited for patients with gestational or type 2 diabetes, who represent the majority of pregnancies complicated by diabetes. Institutional protocols frequently default to IV insulin despite limited comparative evidence with SC insulin and the increased workflow burden associated with infusion-based management. Now, a new retrospective study published in SMFM's PREGANCY journal (25 July 2026; Seattle, Washington) is looking to give routine intrapartum SC insulin some validity. What did the data show? Listen in for details. 1. Savitsky, L.M., Barr, C., Katz, R., Martinez, N., Henderson, J., Saleh, T., White, L. and Simmons, L. (2026), Streamlining intrapartum glycemic control: Subcutaneous insulin for intrapartum diabetes management. Pregnancy, 2: e70371. https://doi.org/10.1002/pmf2.70371
Do you find yourself dimming your truth, holding back your real spiritual gifts, or feeling a literal tightening in your throat when you are about to share something edgy or vulnerable online?
Sparrows are iconic desert denizens of the southwestern U.S. and northern Mexico. They thrive in open arid habitats, with evenly spaced shrubs, trees, and cacti. Historically, these native ecosystems were naturally maintained with frequent, low-intensity fires. But decades of drought and fire suppression have set the stage for hotter, more destructive blazes. We can protect Black-throated Sparrows and their vibrant habitats by preventing overgrazing on rangelands, combating the spread of invasive plants, and restoring a sustainable fire regime to the landscape. More info and transcript at BirdNote.org. Want more BirdNote? Subscribe to our weekly newsletter. Sign up for BirdNote+ to get ad-free listening and other perks. BirdNote is a nonprofit. Your tax-deductible gift makes these shows possible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We hear from many readers who set reading goals informed by their to-be-read stacks, whether physical or digital. Today's guest has a specific and relatable goal of making progress through her library of already purchased ebooks. Danielle Petrie lives and works in the Canadian prairies, where she enjoys swing dancing, outdoor activities, and reading. Historically, it's been important to Danielle to keep her ebook library at about 50% read, with the other half ready to enjoy. But lately, Danielle's balance has tipped heavily towards the purchased but not yet read end of the spectrum. When she reached out as a potential guest, she was currently sitting at 36% read, and shared her desire to create a reading challenge to bring that ratio back into balance and focus on reading from her unread library of titles. Today, she and Anne take a look at Danielle's reading life, see what's on her Kindle and how it got there, and make a plan for her to experience reading satisfaction on several different levels. Find the titles discussed today and leave your suggestions for Danielle on our show notes page. For many years now in the Modern Mrs Darcy Book Club, we mark the month of August by reading an Austen novel. This year, we're reading Pride and Prejudice. We'll enjoy reading through the annotated edition together, gathering for a watch party of the 1995 BBC edition, and enjoying all things Austen all month long. We'd love to have you join us and stick around into the fall for more bookish connection and conversation. Get all the details or join us now at modernmrsdarcy.com/club. Learn more about your ad choices. Visit megaphone.fm/adchoices
Historically, the people of Tyre and Sidon were enemies of God's people. It's no wonder, then, that the Evangelist draws our attention to the presence of a Canaanite woman there who confesses the truth about Jesus as the Son of David as she prays for His mercy upon her daughter. Jesus' seemingly enigmatic responses throughout teach His disciples about the nature of His ultimate ministry to Gentiles, even as Jesus also tests the woman's faith. Despite Jesus' harsh responses, she continues to cling to Him, knowing that she is a Gentile sinner but that He is the generous God who has enough for her to have some crumbs. Jesus vindicates her faith in Him and gives her the mercy He loves to give. Rev. Charles St-Onge, pastor at St. John's Lutheran Church in Pembroke, Ontario, Canada, joins host Rev. Timothy Appel to study Matthew 15:21-28. “The Reign of Heaven Stands Near” is a series on Sharper Iron that studies the Gospel according to St. Matthew. The first evangelist proclaims that God has fulfilled His Old Testament promises by sending Jesus to bring the reign of the heavens among us. As the Son of David, Jesus is the gracious King we need, and as the Son of Abraham, Jesus is the blessing to all the families of the earth. Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Pastor Appel serves at Faith Lutheran Church in Godfrey, IL. Learn more at flcgodfrey.org. Submit comments or questions to: listener@kfuo.org
Our U.S. Consumer Finance Analyst Jay Bacow and our Co-Head of Securitized Product Research Jay Bacow explain why AI can transform the way Americans shop for, manage and refinance their mortgages.Read more insights from Morgan Stanley.----- Transcript -----Jeff Adelson: Welcome to Thoughts on the Market. I'm Jeff Adelson, Morgan Stanley's U.S. Consumer Finance Analyst.Jay Bacow: And I'm Jay Bacow, Co-Head of Securitized Products Research, also working at Morgan Stanley.Jeff Adelson: Today, how AI could change the way Americans shop for, manage, and refinance their mortgages.It's Monday, August 10th at 10am in New York. The U.S. mortgage market is worth more than $14 trillion, and its performance ultimately depends on the choices millions of homeowners make. Today, refinancing still means shopping around, comparing offers, and working through a lot of paperwork. AI could make that process much easier, especially when rates begin to fall.Jay, you led this work on our AI mortgage blue paper. What's the main way AI could change the mortgage market, and why does the borrower matter so much?Jay Bacow: So we think the biggest change would be borrower adoption of using AI agents to manage their personal finance. An agent on your phone could just monitor mortgage rates, compare lenders, reduce the paperwork, and make homeowners more likely to refinance when the economics work.Let's think about what that could be. Historically, only about 30 percent of borrowers that had the ability to lower their mortgage rate by a 100 basis points did so in a given year. When a borrower went to get a mortgage quote, less than half of them asked more than one lender for a quote.That agent could go reach out to 30 lenders, ask for a variety of different mortgages, could upload all the documents, could do this all effectively instantaneously, present the homeowner with the best option. Allow the homeowner to effectively click a button and refinance. I think this could be pretty transformative for the mortgage market.Jeff Adelson: Now, as we think about this transformation, Jay, mortgage investors still rely heavily on past refinancing behavior trends. If AI makes borrowers more likely to refi[nance] when rates fall, how could that change the way these investors value mortgage-backed securities?Jay Bacow: Well, we all know that past performance is not indicative of future performance, and those models are likely to understate future prepayments. If you get a faster response, it's going to make mortgages more negatively convex.That's going to make the durations shorten. It's likely to widen mortgage spreads by about 10 basis points in our base case. And now, if that base case were to happen and we get, let's call it 100 basis point rally in the future, we think that that could cause something like a 40 percent pickup in refinance volumes versus our current expectations of what refinance volumes would look like in that 100 basis point rally.Jeff, you cover a lot of the largest mortgage lenders. What does this mean for their business model?Jeff Adelson: So, it's pretty straightforward. More borrowers refinancing means more loans for the industry to originate. Today, we're still sitting below what I would describe as normalized levels of originations. We're sitting at about $2 trillion of mortgage originations per year. As we think about normalized, we think that's somewhere in the order [of] around $2.5 trillion. So just that $600 billion alone could get us straight there. We tend to think about this more in our bull case, where we could see something in the order of $3 trillion of originations or more, still below what we saw during the peak COVID years of about $4 trillion or more. But still pretty meaningful and material for the industry.Now, for the scaled lenders, that can create meaningful operating leverage. Mortgage companies have historically had to hire aggressively when volumes rise, and then they've had to reduce headcount when the cycle turns. AI could allow them to process more loans with the same employee base, making their cost structures more flexible and reducing the need to rebuild capacity during every single refi[nance] wave.But the earnings benefit we don't think will necessarily match the dollar benefit from volumes. If AI makes it easier for borrowers to compare offers and allows every lender to process more loans, then competition could intensify and pressure gain on sale margins. So the opportunity is a larger market and better productivity.The key question for individual lenders is: how much of that volume can they capture without giving too much back through pricing? Now, as we think about automation, Jay, it could bring in more loans, but could also intensify competition and reduce the profit lenders can earn when they originate and sell a mortgage. So, how should investors in your space weigh those two effects? Jay Bacow: So, the mortgage investors are short the option to the mortgage homeowner of when they can refinance.And if the mortgage homeowner is going to be more efficient about refinancing, the mortgage investor is going to need to get paid more for that. They're going to demand wider spreads, and they're particularly going to demand wider spreads where that option that they're shorting is worth more. That's generally how it's going to play out, but there's also other aspects as well.That duration shortening, because the borrower's more likely to refinance, means that the investors that own that duration will need to buy some more duration against that. You're also going to see more demand for duration as rates rally. So it's going to be a bid for the low strike receivers, as our options experts will pay close attention to.And then if we get a further rally, you also get a more of an impact across the consumer writ large. You can imagine a world where mortgage rates are substantially lower than they are right now. An agent could sit there and say, "Why don't you consolidate your debt between your credit card, your auto loan payments, maybe your student loan payments and your mortgage?" Allowing consumers to save more and then maybe spend that in the economy.Jeff Adelson: If we maybe take it a step beyond refinancing, how could AI affect home sales, homeownership, and access to home equity?Jay Bacow: So let's just go back to thinking about this agent that's on your phone that's looking at all the opportunities.Traditionally, right now, most people are only calling up one lender, they're getting one quote. If your agent is looking at lots of different lenders and lots of different options, you're probably going to get more ability to take out a mortgage. So you're going to get an expansion of the homeownership rate.That's going to create more demand for housing. As rates rally, you're going to get home sale activity picks up more than it used to, and people are also going to be more able to take advantage of the equity they have in their house. So, you're going to get more usage of second liens and HELOCs and cash-out refinance activity.Once again, we think this is mostly going to happen three to five years down the road, but we're not really sure exactly how this is going to play out. So Jeff, what would be some of the signs that people could look at to see if it's playing out in the three to five-year timeline that we're expecting – or slower, maybe even faster?Jeff Adelson: Sure. So yeah, I mean, I think it's going to be similar to what we've already observed as consumers ourselves and what we're seeing with all the LLMs and AI tools we're adopting today. You should see some rapid advances in the ease of use and the adoption of these technologies from a forward-facing, client-facing perspective. What we all see in the websites, what we all see in the apps.It should become easier for us to engage with the mortgage process, compare rates to actually step into the process. Whereas today, you still need to maybe speak with a bank officer, a loan officer, or a mortgage broker to get deeper into the process and actually better understand what your rate means today.So that would be the first step. The second step would be closing speeds. The average originator today still takes about 40 to 45 days to close a mortgage. The biggest and largest originators that have invested the most in technology and AI today are closing at about, call it, 12 to 20 days. So, half the industry level. So, that should come down over time and make it much easier to actually apply and finish a mortgage.And then quite frankly, the most obvious answer would just be at the given level of rates that are outstanding today, we should see a step up in the level of refi[nance] volumes. That would be the most obvious one. But that'll be the outcome of everything else we've talked about rather than the actual cause.Jay Bacow: That makes sense. So faster refinancing, it's likely to make the mortgage market more responsive when rates fall and effects that are going to reach well beyond the borrower. Jeff Adelson: That could mean higher volumes for lenders, quicker prepayments for investors, and wider swings across housing and rates markets.Jay Bacow: Jeff, thanks for taking the time to talk.Jeff Adelson: Great speaking with you, Jay.Jay Bacow: And thank you all for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.
Over the past 44 games, the Yankees offense has reached historic lows. Just how bad have they been? Carlin has the numbers that compare these Yankees to one of the worst teams in recent memory. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Loneliness isn't just about being alone, it's about being unseen, unwoven, unplaced. This week we name the deep human ache to belong to something larger than ourselves, and ask what it would take to become a community that tends that fire in each other. LINKS: Keepers of the Fire | Connect | YouTube | Coming Up TRANSCRIPT: The Ache This Week I want to describe a feeling and see if you know what I'm talking about: You're surrounded by people— at work, online, maybe even in a room full of friends— and you still feel somehow... unplaced. Like you're present but not quite part of something. Like everyone else knows how to belong and you missed the orientation. Literally happened to me. That's not just loneliness in the ordinary sense. It's something deeper. The ache to be woven in. To matter to a specific group of people who also matter to you. To not just be known, but needed. Do you know this feeling? Yeah! Today, on this final week of Keepers of the Fire, I want to name that ache directly. Because I think it might be the one underneath all the others we've explored this summer. One thing; this is actually an ache, a yearning that has gotten a lot of attention. The Epidemic Three years ago, in 2023, the United States Surgeon General Vivek Murthy did something unusual; he issued a formal public health advisory declaring loneliness an epidemic. A crisis. The statistic he cited was that about one in two American adults reported experiencing loneliness— and social isolation increases the risk of premature death by 29 PERCENT. That's comparable to the health impact of smoking fifteen cigarettes a day. We have entire cultural infrastructures built around discouraging smoking. We have almost nothing built around discouraging isolation. And then to make it worse, the money-grabbing internet “manosphere” has very carefully and intentionally targeted young boys and young adult men to believe that they have no agency, and that their feelings of loneliness are the fault of others, like women or the feminist movement! I want to say outright: that's a lie. Loneliness isn't just an issue for boys and men, they've just been most successfully convinced they're especially isolated, and then that false premise has been weaponized against others. To be clear: loneliness is a problem, but it isn't isolated to a particular group of American adults. Some demographic groups seem to have more access to emotional and relational skills than others… catch my drift? In an interview with Kate Bowler, Surgeon General Vivek Murthy said loneliness is like HUNGER or THIRST— a signal the body sends when something we need for survival is missing. This is biology. We were created— literally, neurologically— for each other. Matthew Lieberman, a neuroscientist at UCLA, found that the brain processes social pain— rejection, exclusion, being cut off— in the same regions it processes physical pain. Being unplaced from community doesn't just hurt emotionally. It hurts, the way a broken bone hurts. So when you feel the ache for belonging— that persistent, restless sense that you're APART FROM something you were made to be A PART OF— your nervous system is telling you the truth. Pay attention to it. Belonging vs. fitting in Just a quick tangent here to say that belonging is not the same as fitting in. Fitting in is when you adjust yourself to be ACCEPTABLE. You figure out what the group rewards, what gets you included, and you perform accordingly. It's exhausting. And it doesn't actually satisfy the ache— because the version of you that got accepted isn't really you. Belonging is different. Belonging is when you show up as you ACTUALLY ARE — complicated, unfinished, uncertain — and find that there's a place for that person anyway. That you don't have to earn your way in or maintain a performance to stay. Loneliness isn't just about being alone. It's about being unseen. Unwoven. You can be lonely in a crowd, in a marriage, even in a congregation— if the version of you that's present isn't the real one. The ache for belonging is the ache to stop PERFORMING and start BEING YOURSELF. Bring your weird into the room. Let that freak flag fly, baby. What the early community attempted There's a description in the book of Acts of the earliest Jesus community that has always struck me as both beautiful and worth taking seriously: 'All those who trusted in Jesus were together and had everything in common. They sold property and possessions to give to anyone who had need. Every day they continued to meet together. They broke bread in their homes and ate together with glad and sincere hearts.' Now, I'm not going to tell you to sell everything and move into a commune (this isn't actually a cult!). But I want to linger here for a moment. In the ancient Greco-Roman world, your identity was determined by your bloodline, your ethnicity, your class, your gender. In Greco-Roman culture, people claimed ethnic identity from ancestors— you were literally born into your customs and beliefs. Religion was in the blood. The idea that people from different ethnic backgrounds, different economic classes, enslaved people alongside free people, women alongside men, could gather at the same table as equals— that was radical. Historically disruptive. The earliest Jesus communities articulated a vision— particularly in Paul's letter to the Galatians: 'neither Jew nor Greek, slave nor free, male nor female'— that cut directly against the social order of their world. Now— did they always live up to it? No. The historical record is honest about that. The vision outran the practice, as it usually does. Early Christianity quickly developed its own in-group dynamics, its own hierarchies, its own failures. This is not a fairy tale. But here's what matters: they attempted something the world around them said was impossible. They tried to build a community where the usual sorting mechanisms— wealth, status, ethnicity, gender— didn't get to have the final word. Where the table was wider than the culture thought was reasonable. That attempt— that stubborn, imperfect attempt— became one of the most transformative ongoing social experiments in human history. Not because they got it perfectly right. But because they kept reaching toward a vision that the world kept calling naive. Sound familiar? We get to be a part of that legacy. I want that for us. What we're up against Cynicism, though, is alive and well. When someone talks about building systems that actually take care of people — a real safety net, genuine healthcare, communities where everyone has enough — they hear: too expensive. naive. Unrealistic. Even the christian-adjacent politicized wing of the American Church has mostly taken that vision and turned it into an afterlife destination called “Heaven” that has little to do with the here and now, and is only attained through perfect behavior and putting up with unjust systems without reacting to it. When someone talks about the kind of belonging where you don't have to earn your place, where you're welcomed as you are regardless of what you produce or contribute— they hear: that's not how the world works. grow up. When someone talks about the vision Jesus articulated… a world where the hungry are fed, the lonely are placed, the marginalized are centered… they hear: nice idea. impractical. The cynics have always tried to be louder than the dreamers. And the dreamers have always been the ones who got anything done. Here's what I've been thinking about all summer, across these six weeks: the barriers to our yearning are real. The barriers to belonging are real. Some of them are structural; the way adult life is organized makes deep community hard to build. The built-in consistent access we had in school doesn't recreate itself automatically. The institutions that used to create connection have weakened. Many only experience anything resembling that kind of connection as a “perk” of staying employed in the same job long enough. But some of the barriers are internal. I think we can say that, without shame. We wait. We wait for someone else to organize it. We wait for the perfect moment, the house clean enough to host in, the enough energy, the right invitation. We treat belonging as something that should come find us rather than something we actively, courageously seek out... Priya Parker, who has spent her career studying how and why humans gather (The Art of Gathering), makes this point: when the focus of a gathering is on the 'stuff' of the event, we shrink a human challenge down to a logistical one. The mess isn't what keeps people away. The story we tell ourselves about why now isn't the right time— that's what keeps people away. VIDEO: Priya Parker x Ezra Klein on The Art of Gathering Connection takes courage. Belonging takes risk. Showing up and saying I want to be part of something, and I want you to be part of it with me— that's vulnerable in ways our culture doesn't reward. But it is, I believe, exactly what we were made for. The barrier practice and the vision As I wrap up here— one question. What gets in the way of your own belonging? What keeps you from reaching toward the connection you actually ache for? Maybe it's a wound— a time you tried and got hurt. Maybe it's the pace of your life. Maybe it's the belief that you're too much, or not enough, or that it's too late to start. Maybe it's the persistent, inculturated voice that says: just be content with what you have. stop wanting more. Whatever it is — write it down. Or draw it. Don't overthink it. Just name it. In a few minutes we're going to take those outside to the fire. And we're going to offer them to it as a symbolic act of saying: I don't want this to have as much power over me as it has. I want to keep reaching. Because here's the vision I want to leave you with— the one that has anchored this whole series for me. Ever heard of the book of Revelation? It's at the tail-end of the Bible, and when read literally, it admittedly sounds insane. But it's not a history book, it's a vision, a poem, a love-letter to a Church positioned against empire dominance— and at the end of it, there's an image of the world finally, fully healed. And here's how it's described: 'God's dwelling place is now among the people.' Among the people. The ache for belonging, finally answered— not by escape from community, but by the deepest possible immersion in it. That's the direction the whole story has been pointing. A world where the hungry are fed and the lonely are placed and the fearful are made safe and the weary finally rest and everyone gets to play and purpose gets to flourish— not someday in a far-off future, but here, practiced imperfectly, begun now, by us. The cynics will always call it naive. You know by now I think that's a compliment. The fire in your belly— The Ache— is not a problem. It's a compass. And the world needs more people willing to follow it together, rather than carrying it alone. Tend the fire. For yourself. For each other. For the world that could be. May it be so.
Everyone's feed said "kinda chic" this summer — Drew Barrymore's was, Reese Witherspoon's was, Priyanka Chopra's was too. In this solo episode, Erin traces the "kinda chic" trend from its quiet April 2026 origins on Instagram to its full celebrity-mainstream moment in August, unpacks why a three-word phrase gave so many women an "exhale" they didn't know they needed, and pulls the practice apart into two distinct emotional moves — savoring and guilt-neutralizing — that listeners can use whether or not they ever post a word of it. Part trend breakdown, part values practice: media observation and permission slip in one. What Is the "Kinda Chic" Trend? The "kinda chic" trend is a 2026 Instagram and TikTok format where people caption a photo or moment with "kinda chic to..." or "feels kind of chic to...," followed by something that doesn't fit the traditional, expensive definition of chic — a curvy body, an unglamorous home, an unfashionable habit, an ordinary routine. Instead of chic-as-exclusivity, the trend redefines chic as self-acceptance: whatever quietly makes you feel like yourself, said out loud, on purpose. Where Did "Kinda Chic" Start? The earliest post Erin traced is from April 2026, by Australian body-positivity influencer Maria Begins, who posted lines like "kinda chic being a curvy woman and actually liking it" and "kinda chic growing a human, giving birth, and wearing the aftermath like couture." The trend spread through May and June around body image, then expanded into money and even politics by July, picking up some backlash along the way for creators stretching the format past its original spirit. By August, it was fully mainstream: Drew Barrymore's carousel ("kinda chic to be in your fifties," "kinda chic to take your dog with you everywhere you go") hit six figures in likes within days. Reese Witherspoon followed with her own list ("kinda chic to be underestimated," "kinda chic to cheer on other women," "kinda chic to start a book club"). Priyanka Chopra posted an extensive list of her own — including "kinda chic to meet your husband at the Met Gala" — with a caption that closed the loop entirely: "kinda chic to hate this trend." Erin traces the deeper roots even further back — to a May 2025 TikTok moment where creator Tara Colleen posted a gatekeeping "things I find incredibly unchic" list, judging other women's style choices. The backlash to that video — essentially, "who gets to decide what's chic?" — simmered for the better part of a year before resurfacing as the "kinda chic" carousel format by April 2026. All told, roughly an 11-to-12-month cultural cycle from gatekeeping to reclamation. Why Did the Trend Get So Popular? The format works because it offers relief, not information. A private, often shame-adjacent thought gets relabeled as a deliberate, aspirational choice instead of a failing — and the comment section does the rest, with strangers confirming "same" or "you're allowed," turning a private admission into public permission. Content strategist Rachel Holt, whose breakdown of the format Erin references in this episode, describes the trend's core mechanic simply: it takes something you quietly feel bad about and turns it into a choice. Is the Trend Already Over? By August 2026, the format had turned recursive — Priyanka Chopra's own caption joking "kinda chic to hate this trend" is, in Erin's words, the moment "the snake has captured its own tail." Self-parody at that scale is usually a late-stage signal, and Erin notes her own feed already feels "more kind of than chic." Key Ideas From This Episode Chic has always required an observer. Historically bestowed by wealth, taste, or proximity to the right rooms — the trend didn't remove the gatekeeper, it just moved permission from a small cultural elite to the algorithm. Two distinct moves live inside the same three words. Savoring (noticing something already good — Erin's daily dog walk) and guilt-neutralizing (relabeling something that already feels bad, on purpose — Erin's "too-small house") are not the same practice, even when they sound identical in a caption. Nothing stays outside the market for long. Even the trend's most organic-feeling origin point — a body-positivity post — sits inside an industry that's been heavily monetized for years. This episode's takeaway skill: when a private value-practice turns into public content, notice whether you're still doing it for you. The real experiment: collapse the audience to one. Can you grant yourself the same exhale a comment section gives you, without needing it confirmed by anyone else? Erin's challenge to listeners — post or don't, but learn to hand yourself the permission slip either way. Resources & Links Mentioned Maria Begins — early "kinda chic" post, April 2026 Drew Barrymore's "kinda chic" carousel Reese Witherspoon's "kinda chic" post Priyanka Chopra's "kinda chic" post Betches: "The Unchic TikTok Debate" — the 2025 Tara Colleen backlash Know Your Meme: Kinda Chic Trend entry Frequently Asked Questions What does "kinda chic" mean on social media? It's a caption format used to reframe something ordinary, vulnerable, or non-traditional as a deliberate, aspirational choice — e.g., "kinda chic to live a slower life." Who started the "kinda chic" trend? The earliest known post traces to Australian body-positivity influencer Maria Begins in April 2026, though the underlying idea — that "chic" can be self-defined rather than culturally dictated — traces back to a 2025 backlash against a TikTok creator's gatekeeping "unchic" list. Which celebrities have done the "kinda chic" trend? Drew Barrymore, Reese Witherspoon, and Priyanka Chopra have all posted "kinda chic" content on Instagram, helping push the format from a niche body-positivity trend into the mainstream by August 2026. Is "kinda chic" the same as "quiet luxury"? No, though the two rhyme structurally as aesthetic cycles. Both trends promised freedom from a standard — quiet luxury from visible status performance, "kinda chic" from traditional, exclusionary definitions of chic — and both, in their own way, became new standards. How can I practice "kinda chic" without posting on social media? The episode outlines two levels: savoring (noticing something already good in your life without needing it witnessed) and guilt-neutralizing (relabeling something you quietly feel bad about as a deliberate choice instead of a failing) — both done privately, without needing external confirmation. 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Puerto Rico may not be a very large island but its forests certainly are complex. Historically, Puerto Rico lost nearly 95% of its forest cover due to human activities but humans are also playing an important role in how they grow back. Understanding how historical land use and human management have influenced the regrowth of Puerto Rico's forests has been a major part of Dr. Ariel Lugo's scientific career. From naturalized and invasive species to the impacts of hurricanes and community empowerment, Dr. Lugo takes us on a deep dive into the complex world of the forests of Puerto Rico. This episode was produced in part by Nelly, Chelz, Jbert, Chris, Gerald, Elise, Maggie, Mamie, A.J., Dallas, Channele, KC, Joe, Diane, Kim, Tanya, Neil, Matthew, April, Dana, Lilith, Sanza, Eva, Yellowroot, Wisewren, Nadia, Heidi, Blake, Josh, Laure, R.J., Carly, Lucia, Dana, Sarah, Lauren, Strych Mind, Linda, Sylvan, Austin, Sarah, Ethan, Elle, Steve, Cassie, Chuck, Aaron, Gillian, Abi, Rich, Shad, Maddie, Owen, Linda, Alana, Sigma, Max, Richard, Maia, Rens, David, Robert, Thomas, Valerie, Joan, Mohsin Kazmi Photography, Cathy, Simon, Nick, Paul, Charis, EJ, Laura, Sung, NOK, Stephen, Heidi, Kristin, Luke, Sea, Shannon, Thomas, Will, Jamie, Waverly, Brent, Tanner, Rick, Kazys, Dorothy, Katherine, Emily, Theo, Nichole, Paul, Karen, Randi, Caelan, Tom, Don, Susan, Corbin, Keena, Robin, Peter, Whitney, Kenned, Margaret, Daniel, Karen, David, Earl, Jocelyn, Gary, Krysta, Elizabeth, Southern California Carnivorous Plant Enthusiasts, Pattypollinators, Peter, Judson, Ella, Alex, Dan, Pamela, Peter, Andrea, Nathan, Karyn, Michelle, Jillian, Chellie, Linda, Laura, Miz Holly, Christie, Carlos, Paleo Fern, Levi, Sylvia, Lanny, Ben, Lily, Craig, Sarah, Lor, Monika, Brandon, Jeremy, Suzanne, Kristina, Christine, Silas, Michael, Aristia, Felicidad, Lauren, Danielle, Allie, Jeffrey, Amanda, Tommy, Marcel, C Leigh, Karma, Shelby, Christopher, Alvin, Arek, Chellie, Dani, Paul, Dani, Tara, Elly, Colleen, Natalie, Nathan, Ario, Laura, Cari, Margaret, Mary, Connor, Nathan, Jan, Jerome, Brian, Azomonas, Ellie, University Greens, Joseph, Melody, Patricia, Matthew, Garrett, John, Ashley, Cathrine, Melvin, OrangeJulian, Porter, Jules, Griff, Joan, Megan, Marabeth, Les, Ali, Southside Plants, Keiko, Robert, Bryce, Wilma, Amanda, Helen, Mikey, Michelle, German, Joerg, Cathy, Tate, Steve, Kae, Carole, Mr. Keith Santner, Lynn, Aaron, Sara, Kenned, Brett, Jocelyn, Ethan, Sheryl, Runaway Goldfish, Ryan, Chris, Alana, Rachel, Joanna, Lori, Paul, Griff, Matthew, Bobby, Vaibhav, Steven, Joseph, Brandon, Liam, Hall, Jared, Brandon, Christina, Carly, Kazys, Stephen, Katherine, Manny, doeg, Daniel, Tim, Philip, Tim, Lisa, Brodie, Bendix, Irene, holly, Sara, and Margie.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this bonus episode Andrea Samadi introduces the Predictable Performance System, a practical roadmap from her Brain's Operating System. She shows how measuring patterns—not chasing daily scores—plus consistent movement and targeted recovery behaviors create reliable adaptations and better performance over time. Andrea shares two real-world experiments (including a nine-day green recovery streak), five clear steps—measure, move, recover, adapt, perform—and a simple 7-day challenge to help you discover the single habit that unlocks more consistent results. On BONUS EPISODE 2, we will cover: Why high performance isn't about being “green” every day (using a wearable device) What nearly 2,000 recovery scores taught me about consistency and performance Why your daily inputs matter more than any single recovery score How I reached a personal best of 9 green recoveries in a row What happened when hard training caused my recovery to drop—and why that wasn't failure How another WHOOP user improved his recovery by identifying one key gap: hydration How to find your own gap in sleep, hydration, stress, movement, training load, or recovery The Predictable Performance System™: Measure → Move → Recover → Adapt → Perform → Repeat Why recovery is the bridge between today's effort and tomorrow's capacity How to create your own 7-Day Predictable Performance Experiment The key question to ask yourself: “What is the one missing input that could unlock my next level of performance?” The goal: Find your gap. Uncover your recipe. Build the system that works for you. BONUS EPISODE 2 The Predictable Performance System™ How Small Daily Inputs Create Better Recovery, Adaptation and More Consistent Results WELCOME BACK Welcome back to the Neuroscience Meets Social and Emotional Learning Podcast, where we explore how understanding the brain can help us create measurable improvements in our well-being, achievement, leadership, productivity, and results. I'm Andrea Samadi, and over the past several months, we've been building something much bigger than a collection of interviews. We've been building what I call The Brain's Operating System—a roadmap for understanding how our brain and body work together to create optimal human performance. Before we jump into today's second Bonus Episode, let's quickly remember where we've been. PHASE 1 — REGULATION & SAFETY Everything begins with regulation. Before the brain can learn, perform, or grow, it first needs the biological conditions that support safety and stability. In Phase 1, we explored sleep, stress regulation, trauma, resilience and the nervous system. The lesson was simple: Regulation creates the conditions for growth. PHASE 2 — NEUROCHEMISTRY & MOTIVATION Then we asked: What moves us into action? We explored dopamine, beliefs, motivation, habits, attention and sustained effort. We learned that motivation isn't simply about willpower. Our brain is continually learning: What's worth pursuing? What should I repeat? Where should I invest my energy with? Phase 2 gave us some direction. PHASE 3 — MOVEMENT, LEARNING & COGNITION And now we're deep inside Phase 3. This is where movement becomes much more than exercise. Movement activates the brain. It supports attention. Learning. Memory. Metabolism. And when movement is paired with adequate recovery, something important happens: Adaptation. That's where our system begins to change. So the basic sequence we've been studying is: Movement → Recovery → Adaptation → Performance. But while studying this process, another question kept coming back to me. Why do some people consistently improve...while others feel like they're starting over every Monday and they are searching for the right formula. That question led me to today's framework: THE PREDICTABLE PERFORMANCE SYSTEM™ And this Bonus Episode is where I want to put the science into action. Throughout The Brain's Operating System, these Bonus Episodes will give me an opportunity to step away from the interviews and show you what happens when I apply what we're learning to my own life. I'll share the experiments. The data. What worked. What didn't. And most importantly... what we can learn from it, so we can ALL apply this information to our own lives. Because neuroscience becomes much more useful when we can turn what we know into something we can actually do. THE QUESTION THAT STARTED THIS EXPERIMENT Over the past five years, I've tracked close to 2,000 recovery scores using WHOOP (wearable device). And recently something happened that surprised me. I recorded nine green recoveries in a row (which meant for 9 days in a row, I had mastered recovery (my body's ability to take on strain and perform). This recovery score is calculated overnight using my RHR, HRV, RR, SpO2 (blood O2) and skin temperature. Factors like strain, stress and lifestyle choices affect this Recovery Score. That was a personal record. For years, I could put together a few strong days. Sometimes even a strong week. My record for years was 7 days in a row. But eventually something would interrupt the pattern. I'd train too hard. Sleep poorly. Travel. Get busy. Or simply fail to give myself enough time to recover. So when I reached nine consecutive green recoveries, instead of just celebrating the streak, I became curious. I asked: What changed? Because I wasn't on vacation. My work hadn't disappeared. I was still recording the podcast. Still exercising. Still traveling. Waking up early. Eating the same diet. In those green days most of the days I avoided alcohol (something I have learned from measuring everything I ingest—this will automatically tank my recovery score) but I did have one drink a couple of these days and still managed to keep a green score. Something that was highly unusual. I kept wondering what was I doing differently. Life hadn't suddenly become easy. So what was different? I went back through my data. And I stopped looking at individual scores. Instead, I started looking for patterns. That distinction changed everything. DON'T CHASE THE SCORE. STUDY THE PATTERN. When I first started tracking recovery, I'd look at each morning individually. Green? Great. Yellow? What did I do wrong? Red? I must have done something terribly wrong! Looking at the patterns, I did learn that after a 4-hour hike, even one alcoholic drink will kick my recovery score into the red unrecovered zone. When you push your body hard, it's just not worth it to ingest a neuro-toxin. At least for me, it's not worth it. We are all different, and that's why measuring your own data is a valuable activity. What tanks my score, might not tank yours. Now I'm wondering what happens repeatedly? What tends to happen before my strongest recoveries? What happens before my worst ones? (the recipe was beyond clear here). What habits disappear when my recovery starts declining? And which habits consistently appear when it improves? That's where the story became much clearer. It wasn't one workout. It wasn't one supplement. It wasn't one perfect night's sleep. And it definitely wasn't motivation. It was the accumulation of small behaviors being repeated consistently. And that led me to one of the most important lessons from this entire experiment: The recovery score doesn't create the result. The behaviors that happened before the recovery score create the conditions for the result. I learned my recipe to create a RED recovery, and how to create a GREEN. The wearable device simply gives us feedback on how well we are doing with our recipe for success. THE DATA TELLS TWO STORIES When I looked at the data, I realized I actually had two experiments happening. The first was mine. I had the recipe for how to recover, and how to tank my score. The second belonged to another WHOOP user. And together, they revealed something much more interesting than either story alone. STORY ONE — MY DATA When I zoomed out across 6 months, my average recovery was around 58%. That's real life. There were excellent weeks. There were difficult weeks. Travel. When I was away internationally, sometimes without internet, the data didn't record correctly, but this is a good picture of what my scores look like. Work. Training. Stress. Vacations. Life happens. But recently that monthly average climbed to approximately 63%—an 11% improvement over the month before. For me, that mattered. Historically, when my monthly recovery averages climbed substantially, it was often because I had removed myself from normal life. Maybe I was on vacation. Maybe I was completely unplugged. But this time I wasn't. I was working. Training. Recording. Traveling. Living normal life. Life didn't become easier. My daily system became more consistent. And eventually that consistency produced something I'd never seen before: Nine green recoveries in a row. But here's what happened next. If you look at the graph…I just went about life as usual. I trained hard. My recovery dropped. And that became perhaps an even more important part of the experiment. Because this time I didn't panic. I didn't interpret one lower score as failure. I simply returned to the consistent behaviors that had been working in my GREEN streak. Sleep. Hydration. Movement. Stress management. Recovery time. And within a few days, the stronger recovery scores returned. That taught me something important: Predictable performance does NOT mean perfect performance. It means that you've got to find a system you know how to return to. My GREEN scores are now predictable. STORY TWO — FIND THE LEVER Around the same time, another WHOOP user turned to me and asked “why am I stuck in RED (unrecovered) everyday?” His pattern looked completely different. His monthly recovery average was around 41%. Lots of yellow. Lots of red. And very little improvement. Instead of randomly changing everything, we looked at the inputs. Sleep. Stress. Training load. Recovery time. Hydration. And one variable stood out to me. Hydration. So rather than redesigning his entire life, we focused on consistently improving that one behavior. When I say he improved hydration, we increased not just water, but we added an electrolyte drink (Liquid IV sugar free[i]) to his water to replenish minerals like sodium and potassium that he was losing from sweating in the 115 degree weather we are experiencing at the moment in AZ. Then we watched the data. His recovery pattern improved. More yellows appeared. His averages increased. And his recovery became more consistent. Today I asked him what he's noticed with this one change, and he let me know that his scores have been creeping up slowly. No green scores yet, but he's high yellow, which shows me that he's cracking his recovery recipe. Now, that doesn't mean hydration is the magic answer for everyone. That's not the lesson. The lesson is: Find YOUR lever. For one person, it might be hydration. For someone else, it might be sleep. Alcohol. Stress. Training volume. Late-night eating. Travel. Or simply not allowing enough recovery between difficult training sessions. Your job isn't to copy someone else's system perfectly. Your job is to use feedback to discover what matters most for you. Find your gap in your recovery system and you unlock more consistent, predictable performance. TAKEAWAY #1 STOP GUESSING. START MEASURING. You cannot recognize a pattern you aren't observing. And you don't need WHOOP to do this. Just find what tool works best for you. You could track five simple things each morning: Sleep How well did I sleep? Energy How energetic do I feel? Stress How stressed or regulated do I feel? Movement What did I do yesterday? Recovery behaviors Did I hydrate, recover and give my body what it needed? Give each category a simple score out of 10. Then look at the entire week. Not just one day. TIP TO IMPLEMENT: For the next seven days, spend 30 seconds each morning recording: Hours of sleep Energy from 1–10 Stress from 1–10 Yesterday's movement One recovery behavior Don't change anything yet. First, collect information. Look for patterns before looking for the solution. THE BIG REALIZATION As I studied both experiments, the framework became obvious. Recovery isn't something that simply happens to us. There are many things we can't control. But every day we can influence the probability of recovering well. Our choices create patterns. Patterns create trends. Trends influence adaptation. And over enough time... those adaptations influence performance. Which brings us to the system. THE PREDICTABLE PERFORMANCE SYSTEM™ There are five steps. STEP 1 — MEASURE Awareness comes first. Track enough information to recognize trends. But remember: The goal isn't to become obsessed with data. (I'm borderline obsessed with mine). The goal is to use data to make better decisions. ASK YOURSELF: What's improving? What did I do to get this improvement? Write it down. What's declining? What did I do to tank my score? Write it down. And what repeatedly happens before each pattern? Learn your recovery recipe. What works for you? What does not work? TIP: Look at your weekly average instead of judging yourself by one day. One bad night doesn't define your health. One hard workout doesn't destroy your fitness. One red recovery doesn't erase your progress. Look for the trend. Learn what your personal recipe for success is. STEP 2 — MOVE Movement is the input. This is where Phase 3 begins. Movement challenges the system. We don't want to aim for a month of all green or high recoveries, because then we aren't challenging our system. Movement activates the brain and body and provides the stimulus from which adaptation can occur. But movement doesn't always mean crushing yourself in the gym. It might mean: Walking. Strength training. Hiking. Mobility. Cycling. Running. Playing a sport. Or simply interrupting long periods of sitting. TIP TO IMPLEMENT: Ask yourself each morning: "How will I move today?" Don't leave movement to chance. Put something on the calendar. Even a 20-minute walk counts. Consistency matters. STEP 3 — RECOVER This is the step I underestimated for years. I understood effort. I understood discipline. I understood training. But I didn't fully appreciate that the work isn't complete when the workout ends. The brain and body still have to process the stimulus. So recovery becomes an active part of the performance system. Protect sleep. Hydrate. Manage stress. Build recovery into the schedule. And learn when not to push. TIP TO IMPLEMENT: Create what I call your Recovery Minimums. Choose three behaviors that you protect even during busy weeks. For example: My Recovery Minimums ✓ Consistent sleep (going to bed and waking up at the same time) ✓ Daily hydration (I use liquid IV in the day and LMNT hot chocolate at night) ✓ Daily movement (I walk every morning, hike on the weekends, fit in gym workouts and strength training) to keep movement going. ✓ Stress regulation (always a work in progress, but breath work is my current way to manage stress) ✓ Time for recovery (I stack meditation and infrared sauna use together to save time). Your list may look different. But decide what your minimums are before life gets busy and you aren't putting time into recovery. STEP 4 — ADAPT This is the part we usually can't see. And it's one of the reasons people quit too early. Adaptation happens behind the scenes. You train. You recover. And your system responds. Over time, movement becomes easier. Your capacity expands. Your cardiovascular system becomes more efficient. Skills become more automatic. Your tolerance for challenge increases. Then one day... something that once felt difficult feels normal. TIP TO IMPLEMENT: Don't only measure outcomes. Look for evidence of adaptation. Ask: Is this workout getting easier? Am I recovering faster? Is my resting heart rate trending differently? Am I sleeping better? Look for how many wakes you have each night. Can I handle more work without feeling depleted? Is my concentration improving? Am I stronger? Do I have more energy? Those are clues that the system is adapting. STEP 5 — PERFORM This is where most people want to start. Results. Achievement. The High Performance. But performance isn't Step One. It's Step Five. First we provide the stimulus. We move. Then we recover. Then we adapt. And eventually... performance becomes evidence that the earlier steps worked. You will notice you can sit longer, stay focused on one task, and see tasks through to completion. This changes the question from: "How can I perform better today?" to: "What can I do today that makes better performance more likely tomorrow?" That's a very different way of thinking. TAKEAWAY #2 DON'T TRY TO FIX EVERYTHING. One of the most useful things we learned from the second recovery experiment was that sometimes one behavior acts as a bottleneck. For the person with the low recovery score, hydration appeared to be an important lever. Stick to changing ONE thing at a time. When I first saw his HRV, I wanted to go there, but we started with hydration. So here's something you can try. Look at your own patterns and ask: "What is the ONE behavior that would make everything else work better?" Maybe it's getting to bed earlier. Maybe it's drinking more water. Maybe it's moving every day. Maybe it's reducing alcohol. Maybe it's taking a recovery day. Maybe it's managing evening stress. Start there. TIP: Run a seven-day experiment. Change one variable. Keep everything else reasonably consistent. Track what happens. Then evaluate. Don't guess. Test. This has been the most eye-opening part of finding my own personal recipe for high performance. Once you uncover yours, you can create your own predictable formula for high performance. TAKEAWAY #3 CREATE A BASELINE YOU CAN RETURN TO. One of the biggest changes in my thinking came after the nine-green streak ended. My recovery dropped after hard training. But I knew what to do. I returned to the system. That's resilience. Not maintaining perfect conditions forever. But knowing how to return to your baseline when life knocks you away from it. Ask yourself: "When everything gets busy, what behaviors bring me back?" Write them down. That becomes your reset protocol. That's how I was able to create high recoveries the past few days making my monthly recovery a 16% increase over last month. TAKEAWAY #4 RECOVERY IS THE BRIDGE While developing this framework, I kept seeing the same image in my mind. A bridge. On one side is today's effort. On the other side is tomorrow's capability. Recovery is the bridge connecting the two. Without sufficient recovery, today's effort may never fully become tomorrow's capacity. With recovery, we give the brain and body an opportunity to adapt. Today's habits create the conditions for today's recovery. Recovery supports tomorrow's adaptation. Adaptation creates future capacity. And expanded capacity improves performance. That's the system. YOUR 7-DAY PREDICTABLE PERFORMANCE EXPERIMENT Here's your action step from today's episode. For the next seven days: MEASURE Track sleep, energy, stress and how overall recovered you feel each day. If you don't have a device to do this, just rank yourself on a scale of 0-10. MOVE Do something intentional every day. RECOVER Protect the recovery behaviors you've identified as most important. Mine are daily meditation, journaling, hydration, breath work and sauna use. LOOK FOR ADAPTATION Notice what begins becoming easier or more consistent. Where do you feel stronger? REVIEW YOUR PERFORMANCE At the end of seven days, ask: What improved? What got worse? What behavior had the biggest effect? What should I repeat next week? That's it. You're not trying to create a perfect week. You're trying to learn how your own system works. I don't know what your recipe for high performance will look like, but once you've got this recipe, your life will never be the same. THE BIG TAKEAWAY After nearly 2,000 recovery scores, here's what I believe matters most. Don't chase the score. Chase the behaviors that create the score. (Notice what they are—write them down). Don't chase one perfect workout. Build consistency. Don't panic when the data drops. Investigate. Don't change ten things at once. Find the lever. And above all... don't confuse effort with adaptation. Sometimes the thing that moves us forward isn't doing more. It's allowing the work we've already done to become part of us. The goal isn't perfect recovery. The goal isn't nine green days (while I've got my eye on how I can make this 10)… The goal isn't controlling every variable in our lives. The goal is to create a system that makes better outcomes more likely. Better days become better weeks. Better weeks become better months. And over enough time... what once felt difficult can become your new normal. REVIEW AND CONCLUSION To review and conclude BONUS EPISODE 2: Find the Gap—How Recovery Unlocks Predictable Performance, here's where we are in The Brain's Operating System. Phase 1 taught us to regulate. Before we can learn, perform, or grow, we need the biological conditions that support safety and stability. Phase 2 taught us what drives us to act. We explored motivation, dopamine, beliefs, attention, and the internal chemistry that moves us toward a goal. And now... Phase 3 is teaching us how we change. We move. We create a stimulus. We recover. The brain and body adapt. Our capacity expands. And eventually, that adaptation shows up as better performance. That's why today's framework matters. Because when performance feels inconsistent, the answer isn't always to work harder. Sometimes we need to ask: Where is the gap in my system? Is it movement? Sleep? Hydration? Stress? Recovery time? Consistency? Because when we can identify the gap, we can begin to change the input. And when we change the input consistently... we create new conditions for adaptation. That's how performance begins to change. So remember the sequence: Measure. Move. Recover. Adapt. Perform. And then repeat. Because performance isn't a finish line. It's feedback from the system you're building. When we complete Phase 3, we'll soon move into Phase 4—Connection, Emotion & Social Intelligence, where another layer enters the system: Other people. Relationships. Emotion. Trust. Communication. Empathy. Leadership. And then in Phase 5—Integration & Human Performance, we'll bring everything together: Regulation. Motivation. Movement. Recovery. Emotion. Relationships. Learning. Purpose. And performance. Because ultimately, no system works in isolation. Human performance is the result of all of these systems working together. FINAL TAKEAWAY If there's one idea I hope you remember from today's episode, it's this: Don't just chase the outcome. Study the system producing it. If your results aren't where you want them to be... find the gap. Because the gap may not be in your effort. It may be in your recovery. And when you find the gap in your recovery system... you unlock your next level of adaptation, capacity, and performance. Thank you for joining me for this second Bonus Episode. If today's framework helped connect the dots for you, I'd love to hear what you discover. What's the one habit that has the greatest impact on your recovery and performance? Sleep? Movement? Hydration? Stress management? Recovery time? And if you try the 7-Day Predictable Performance Experiment, pay attention to what your own data teaches you. Not whether every day is perfect. But what patterns begin to emerge. Until next time... Keep measuring. Keep moving. Keep recovering. Give your brain and body time to adapt. And keep building the systems that make better performance more predictable. Have an incredible week and we'll see you on EP 405 where we revisit Dr. Kristen Holmes and dive deep into more ways to improve our recovery., RESOURCES: Phase 1: Regulation & Safety The Foundation Core Question: Is the nervous system safe enough to learn? Everything begins with regulation. Before we can focus, learn, lead, or perform, the brain first asks one fundamental question: Am I safe? Throughout Phase 1, our guests showed us that regulation isn't simply about reducing stress—it's about creating the biological conditions that allow the brain to learn, adapt, and thrive. Together we explored: Baland Jalal – how sleep, curiosity, imagination, and creativity prepare the brain for learning. https://andreasamadi.podbean.com/e/hypnagogic-genius-capture-your-best-ideas-at-the-edge-of-sleep/ Dr. Bruce Perry – why regulation, rhythm, and relationships form the foundation of every healthy nervous system. https://andreasamadi.podbean.com/e/safety-first-why-a-regulated-brain-is-the-key-to-learning/ Dr. Sui Wong – how lifestyle medicine and autonomic balance build lifelong brain resilience. https://andreasamadi.podbean.com/e/your-eyes-the-brain-s-early-warning-system/ Rohan Dixit – how heart rate variability gives us real-time feedback on our ability to regulate stress. https://andreasamadi.podbean.com/e/breathe-to-reset-how-hrv-tech-reveals-hidden-stress/ Dr. Kristen Holmes – how recovery metrics reveal our physiological readiness to perform. https://andreasamadi.podbean.com/e/kristen-holmes-from-whoopcom-on-unlocking-a-better-you-measuring-sleep-recovery-and-strain/ Dr. Antonio Zadra – how sleep and dreaming consolidate memories, regulate emotions, and generate insight. https://andreasamadi.podbean.com/e/when-brains-dream-how-sleep-integrates-emotion-insight-and-creativity/ Together these conversations taught us that sleep and stress regulation aren't optional—they're the operating system that allows every higher brain function to work. Phase 2: Motivation & Neurochemistry The Direction Core Question: What moves us into action? Once the brain feels safe, it becomes ready to pursue goals. In Phase 2, we explored the internal chemistry that transforms intention into action. Our experts helped us understand that sustainable motivation isn't about willpower—it's about aligning our beliefs, thoughts, attention, energy, and movement. Together we discovered: Bob Proctor — our beliefs determine the direction of our lives. https://andreasamadi.podbean.com/e/belief-first-the-neuroscience-of-motivation/ Dr. Carolyn Leaf — our thinking literally changes our brain chemistry. https://andreasamadi.podbean.com/e/thoughts-as-biology-how-your-mind-shapes-neurochemistry/ Dr. John Medina — attention determines what the brain encodes and remembers. https://andreasamadi.podbean.com/e/theory-of-mind-the-missing-link-between-attention-reward-and-motivation Dr. Anna Lembke- Dopamine, Motivation and Why the Brain Repeats Behavior https://andreasamadi.podbean.com/e/dopamine-nation-the-pleasure%e2%80%93pain-balance-that-drives-motivation/ Dr. Friederike Fabritius — managing our energy allows high performance to become sustainable. https://andreasamadi.podbean.com/e/fun-fear-focus-closing-the-motivation-loop/ Dr. Chuck Hillman & Paul Zientarski — movement activates the brain, preparing it to learn. https://andreasamadi.podbean.com/e/move-to-learn-how-movement-activates-the-brain-and-fuels-motivation/ By the end of Phase 2, we introduced what became The Motivation Loop, showing how beliefs influence thoughts, thoughts influence actions, actions create results, and results reinforce future beliefs. Phase 3: Movement, Learning & Human Performance The Transformation Core Question: How does movement change the brain—and how does recovery transform that change into performance? Now we're taking the next step. Phase 3 builds on everything we've learned so far. If Phase 1 created a regulated nervous system... If Phase 2 created motivation and direction... Phase 3 explains how the brain and body actually become stronger. Together we've explored this process through conversations with: Dr. Chuck Hillman & Paul Zientarski — why movement activates the brain before learning. https://andreasamadi.podbean.com/e/movement-first-how-a-20%e2%80%91minute-walk-lights-up-the-brain/ Dr. John Ratey — how exercise builds a healthier, younger brain. https://andreasamadi.podbean.com/e/movement-matters-how-every-move-rewires-the-brain/ Dr. Kristen Holmes — why recovery determines adaptation and readiness. Dr. John Medina — how attention transforms movement into lasting learning. Jason Whitrock — how metabolism and cellular energy fuel long-term performance. WHERE WE ARE GOING NEXT Phase 4 — Connection, Emotion & Social Intelligence The Human System Core Question: How do we thrive with other people? The brain didn't evolve in isolation—it evolved through relationships. In Phase 4, we'll explore emotional intelligence, empathy, communication, trust, leadership, and psychological safety to understand how our relationships shape learning, well-being, and performance. Phase 5 — Integration & Human Performance The Complete System Core Question: How do all the systems work together? In our final phase, we'll bring everything together—regulation, motivation, movement, emotion, relationships, learning, and recovery—into one integrated framework. We'll discover how these systems work together to create measurable improvements in our well-being, achievement, leadership, productivity, and results. REFERENCES: [i] Liquid IV https://www.liquid-iv.com/collections/hydration-multiplier-sugar-free
Reformed Brotherhood | Sound Doctrine, Systematic Theology, and Brotherly Love
In their 500th episode, Tony Arsenal and Jesse Schwamb celebrate a decade of The Reformed Brotherhood by diving into one of Scripture's most overlooked parables — the Parable of the Growing Seed in Mark 4:26–29. Exclusive to Mark's Gospel, this four-verse passage packs a theological punch that is, as Tony and Jesse argue, unmistakably Reformed in its emphasis. The man scatters seed, goes about his life, and the earth produces — by itself — without his understanding or intervention. From this, the hosts draw out rich implications for evangelism, sanctification, ecclesiology, and eschatology. They argue that the kingdom of God advances by divine power alone, hidden from human sight, moving toward a certain consummation. The episode pairs deep theological reflection with the hosts' characteristic warmth, humor, and 10 years' worth of shared history. Key Takeaways Monergism is embedded in the parable itself. The growth of the seed is entirely God's doing. The man scatters and rests; the earth produces by itself — a picture of divine sovereignty that requires no human management or comprehension. The evangelist's only obligation is to scatter. This parable relieves believers of the anxious burden of producing spiritual fruit. Faithfulness in proclamation is the call; growth belongs to God. Sanctification is gradual, hidden, and God's work. The progression — blade, ear, full grain — mirrors the believer's sanctification, which proceeds by degrees imperceptible to the individual yet certain in God's design. The Kingdom of God is not dependent on any individual. Whether it's a ministry leader, a financial contributor, or a worship musician, no single human agent is load-bearing for the advance of God's kingdom. Primary and secondary causation work together without contradiction. God uses means — the farmer still sows, the earth still functions — but the means are instrumental, not efficient causes. God's providence encompasses and exceeds them. The harvest belongs to God, not the evangelist. Just as the man did not direct the growth, he is not the agent ultimately putting in the sickle. The consummation of the kingdom occurs in God's time and by God's initiative. This parable resists reduction. It cannot be flattened into a simple evangelism lesson or a single eschatological statement. It holds together personal sanctification, corporate ecclesiology, and cosmic eschatology within four verses. Key Concepts The Earth Produces By Itself: Monergism in the Parable The theological center of this parable is the Greek word automate — the earth produces "by itself," without external compulsion or human assistance. Tony and Jesse argue this is not incidental language but the thesis of the entire passage. The farmer is genuinely active — he scatters the seed — but his agency recedes almost immediately from view. He doesn't monitor the soil, apply nutrients, or trace the growth. He simply lives his life. This picture coheres precisely with the Reformed doctrine of monergism: that in regeneration and kingdom growth alike, the decisive cause lies entirely outside human capacity. As Jesse puts it, the mechanism of growth "belongs to God alone." The farmer's ignorance is not a failure — it is the point. We are not meant to understand the how; we are meant to trust the Who. Scatter, Then Rest: A Theology of Evangelism Without Anxiety One of the episode's most practically rich applications concerns the posture believers are called to adopt in evangelism. Tony observes that this parable is rarely preached as an encouragement to evangelists, yet that is precisely what it is. The sower's only active verb is scattering. After that, he sleeps and rises — the rhythms of ordinary life — while God does the work that no human strategy, method, or persistence can accomplish. This directly addresses what Tony calls the "anxiety around trying to ensure some sort of production." The Reformed vision of evangelism is not passive indifference but liberated faithfulness: scatter the seed of the gospel without bearing the impossible weight of manufactured outcomes. As Paul writes in 1 Corinthians 3:6–7, "Neither he who plants nor he who waters is anything, but only God who gives the growth." Blade, Then Ear, Then Grain: The Patience of Providence The threefold progression Jesus describes — blade, then ear, then full grain — is not decorative agricultural detail. It is a theological statement about the character of God's work in the world and in the soul. Growth is gradual, ordered, and unhurried. Jesse draws the direct application to sanctification: the believer cannot fully trace the work of grace in his own heart, yet it is real and it is God's doing. This ought to produce, as Jesse summarizes, "patient confidence rather than human striving or anxiety." The church, too, matures through stages. Neither impatience with slowness nor despair at imperceptibility is warranted — both misread the nature of divine providence. God is not behind schedule. He is, as always, working through means, in His time, toward a consummation He has already appointed. Memorable Quotes The earth produces by itself — we might even say the kingdom of God produces by itself. It's not dependent on anything except God's sovereign will and his sovereignty to execute all that he desires. - Tony Arsenal The mechanism of growth is strangely hidden from the human agent, and it belongs to God alone. - Jesse Schwamb The kingdom of God advances by God's own hidden power toward a certain appointed consummation — and this ought to produce patient confidence rather than human striving or anxiety. - Jesse Schwamb Full Transcript Jesse Schwamb: Welcome to the 10th Pentacost episode of the [00:01:00] Reformed Brotherhood. It's number 500. I'm Jesse Tony Arsenal: and I'm Tony, and this is the podcast that's been going for 10 years. Hey, brother. Jesse Schwamb: Hey, brother. A happy 500th episode to you. Tony Arsenal: I know, man. It's kinda crazy. It's kinda crazy, and we're not gonna do anything special 'cause we don't do that, but it is crazy that this is the 500th episode. That's a lot of podcasting. Jesse Schwamb: It's absolutely wild. Podcast Memories And Mishaps Jesse Schwamb: And as with any milestone, as I was thinking about this one occurring, it did draw my mind to all the crazy things that have happened on this podcast, some known, some unknown. Of course, there is the very infamous time that I spilled a whole bottle of kombucha on the desk while we were recording, but everybody knows about that. But I was, I was also thinking about the, the lesser-known ones, like the time you and I sat in the downstairs church, like so close to each other on the same side of the table- Yeah ... to record a episode, or the time [00:02:00] that a tow truck showed up while we were recording and I had to go run out and direct the tow truck 'cause I'd called it for the car. Tony Arsenal: Yeah. Jesse Schwamb: And you paused the episode so that we could go do that, or the time that we had our favorite Lutherans on the podcast in what I think was, like, the hottest environment, and I just remember the sweat trickling down Chad Bird's beard. Like, like, like air being- Like the oil gloss ... mixed with oil. Yeah. It was so hot. So those are the ones that come to my mind. I don't know if there are any ones that come to you. We- we've had some great episodes, and by the way, they all live out for free in the world on reformedbrotherhood.com. So don't take our word for it. You can go all the way back to the beginning if you really want to, and you can hear this incredible journey that God has had us on these some 10 years. So I'm curious, like, do any episodes, topics, conversations, weird things come to your mind after all this time? Tony Arsenal: Uh, the one I remember is when we recorded with Dad and we were waiting for the snow, the [00:03:00]snowplow- ... and we had to, like, wrap the episode up real quick because the snowplow was there and we had to go move cars. That's right. So there's been a fair amount of episodes where it's like something has interrupted us and we need to just get it over with real quick. That's right. Um, hopefully the listener doesn't hear that too much. Patreon Support Check In Tony Arsenal: The other thing I was thinking about, you know, just as we're kinda thinking about the back catalog, we're not great at this. Uh, we tend to do our, what, what's they call the call to action. The experts call it the call to action. We do it at the very end of our podcast episodes, which is the worst place to do it. Uh, but we're gonna try to land it in the beginning here. So we, we've been supported by a number of, of people, uh, for basically the entire podcast. I don't remember exactly how early on it was that we started doing Patreon, but it's, it's been a long time. And what I noticed the other day, I went in to, to check on a couple things and make sure everything was working the way it's supposed to. There was some, like, account merge I had to do, and I've noticed that several people who've been supporting us, um, pretty much since the beginning- have their accounts listed in a declined status. [00:04:00] And what that means is that their, probably their credit card that they use, uh, has expired, and so now they're not, no longer supporting the show even though they think they are. So if you are a person who believes you're supporting the show, particularly if you've been supporting the show for a long time, and you wanna continue to support the show, uh, we would really appreciate if you took a minute to go into your Patreon account, double-check that the, you know, that you've been, um, contributing for the last couple months. Uh, double-check that the credit card you have on file is not, uh, expired or suspended or anything like that. Um, again, if you've made a decision that it's time to stop, uh, stop the show, or if this is the point where you realize, "I don't care enough to re-support to the show," um, that's fine. We love you. We've appreciated your support. We hope you keep listening. Uh, but if you do wanna continue to contribute, please do check that. And if you've never taken a chance to think through whether or not you want to support the show, uh, Jesse and I are so thankful for all the support we have. Jesse Schwamb: Yes. Tony Arsenal: Uh, but things are getting more expensive, and, um, you know, that's, that's [00:05:00] just a reality for all of us, and that includes things like podcasting hosting fees. Um, the cost of our, our editing software that we use has gone up. That's a subscription. Uh, the cost of hosting space has gone up. Um, all of that, uh, all of that has gone up, and so even though we've had steady supporters, it's kinda like we have lost supporters, um, financially because the money doesn't go quite as far. So if you've ever thought, "Maybe I should, uh, maybe I should contribute to the podcast," please do think about it. Even if just, uh, half of our audience went in and contributed $1 a month, um, that would be a substantial amount. That would really help us to keep the podcast going. And there's actually a number of projects and things Jesse have I, and I have wanted to do, um, that we would love to be able to, you know, to take a step on. Uh, we just don't have funding to do it, uh- Right ... because the funding we have is enough to keep the podcast going but not enough to stretch to something else. So I don't wanna, like, preload that too much, 'cause who knows if it's gonna happen, but there's some things that we wanna do [00:06:00] that would involve a little bit of upfront capital that we would need- Right to get some contrib- contributions on. So please do consider that. We appreciate you so much if you've been a supporter. We appreciate you so much if you've even considered it. Uh, and we appreciate you so much just for listening, uh, especially- Yes ... if you've been with us, you know, this is episode 500. That's a lot of podcasting- Yeah, it is ... directly in your ear hole. So thank you so much for that. Jesse Schwamb: Yeah, we're so grateful. Why We Keep Doing This Jesse Schwamb: It's fun just to think how many episodes we recorded, but also how many interesting conversations and topics, all the inside jokes. It really is a community. That's in part why we started this, is to sit down together and to bring other brothers and sisters into the fray, as it were, or maybe to bring us into your fray a little bit and to encourage and edify the church, the brothers and sisters, the saints around the world. And it is an around the world kinda podcast, which is remarkable too. So- Yes ... we're just gonna keep being here. As long as the Lord tarries and He allows us to do this, we'll just keep doing it. And again, we've recorded in closets, in cars on the way to things. We've done it at [00:07:00] the beach, and we've done it in cold environs, and we've done it in hot environs. And you're right, you reminded me of that time where we were desperately waiting as we were getting snowed in for the plow to come. And then it was all hands on deck, and we just dropped the recording equipment and said, "We gotta get out of here." And more often than not, the p- joy of this podcast is it just kinda finds its way into our normal rhythm of life. But it- Yeah ... comes out of our life, and out of a life that's been transformed by Christ. And so that's really what we come back to. Mark Only Parable Preview Jesse Schwamb: In fact, that's the whole thing that we're in right now. We're going through all these parables. And this episode, we can't stop, won't stop. We're gonna continue to hit you with the content that we love, which is talking about Jesus. And so we're in one of the few... Well, it's a Markan parable that only appears in Mark. That's why I called it Markan, I guess. So extra bonus points to you, that's both extra and bonus, if you know which one it is before I say it. But there's a lot for us to talk about- ... because we're getting into this really, really short little story, but it's really chock-full, of course, as Jesus likes to do with all [00:08:00] kinds of spiritual truth. It's about a farmer chucking a seed on the ground, and then he goes about his business. He eats, he sleeps, he binge-watches the Jane equivalent of Netflix. He sleeps again, he wakes up. And while he does this, the seed is doing entirely its own thing without his help or understanding. He didn't make it grow. He can't explain how it grows. He just shows up at the end with a sickle to collect what God has already finished. Man, if there isn't a Reformed theological parable, I don't know what one is. Yeah. So we're gonna get to all of that on this 500th episode. I mean, it's something to be saying that even the US is only 250 years old, and- we've already recorded twice as many podcasts as there are years of experience in the US. But besides all of that, it wouldn't be- It's like- ... Reformed Brotherhood- Tony Arsenal: I don't know if you've seen this. That reminds me of those things online where it's like, like, "Elon Musk is a billi- is a trillionaire. That means he could give every person on earth $1 billion- Oh, yeah and still would be a multi-billionaire." And you're like, "That's, that's not mathematically true." 'Cause when [00:09:00]you said that, I was like, "You mean the podcast is older than the country?" Jesse Schwamb: Oh, math. I have a feeling we're gonna come back to that. Oh, math. Tony Arsenal: Oh, math. Affirm Or Deny Segment Jesse Schwamb: Now, of course, if you listen for any length of time, you know it wouldn't be an episode if we didn't have a time of affirming with or denying against. Of course, that is that time where we pick something that we like, we think everybody should be a part of, that we wanna recommend, and we affirm with it. Or on the opposite, instead we say, "We deny against this thing because it's just no good." So Tony, on this 500th episode, I'm just gonna keep saying it over and over again, so lest the listeners forget, what are you affirming with or denying against? Tony Arsenal: Yeah. Scammer Payback Recommendation Tony Arsenal: I'm affirming, um, a little YouTube channel that I found. Uh, it takes a little bit of setup to explain it, but the, the channel is called Scammer Payback. Ooh. Um, and it's, it's a... I think most people have probably seen, like, the Gene Fieith- Gene Veith, um, like, where he, he gets a, some sort of scammer on the phone, and he sorta just, like, [00:10:00] trolls them and makes, kinda makes them sound dumb and, you know, pretends to play along just to see how long he can keep them on the phone. Those are really funny. These are funny, but they're on a whole different level of seriousness, which is a weird sentence. Um, basically what this is is a group of professional hackers, um, and there's, this is a serious kinda sting operation they have going. They don't use their real names on the channel. Um, there's one, there's one, um, where they interview, like, a social, um, a social engineer whose job is to... Her- she is a person who basically, uh, does social hacking, and she helps companies who, who their security people think, like, their executives are, um, susceptible to social engineering, social hacking. She'll actually call and, like, mess around with the CEOs and socially hack them. Um, they interviewed her, and the first thing she said when she sat down was the person she was talking to's first name, and the guy was just stunned. He's like, "I- we- we've never used my first name on the channel before." So they're very serious, and what they do is they identify [00:11:00] a scam or a g- usually a group of scammers, and they'll actually hack into and infiltrate the computer systems that they're using. And so they show you everything that they're doing. Um, they're, they're explaining the scam and how it's run. Um, and a lot of times they're actually actively intervening in, uh, in a scam, trying to stop a scam that's in progress because somebody is about to lose a lot of money. I mean, I think one of the things that's important about this is our audience, you know, mostly, mostly guys probably, like, age, I don't know, late 20s, early 30s, maybe early 40s, we kind of grew up and lived, lived in a world most of our adult lives or all of our adult lives where, like, fishing schemes and other kinds of, like, um, data s- data theft, like, that was just in the air. It was just normal. So we're... It's not like we're immune to it, but we're used to it, and we're ready for it, and we're looking for it. That means that most of us have parents that are in a generation who are particularly susceptible to this. [00:12:00] So I think it would be worth, worth people's time to take a look at this, uh, just as a educational piece, and then, yes, share it with your family members who are in this era. People get taken for a ton of money. Yeah. The reason that these older generation sort of bu- builder Boomer generations are targeted is not just because they're somewhat soft targets, but they also have the money. Um, most of, most of the wealth in our country is possessed by people in that generation. It's just an economic fact in a lot of places and a lot of areas, and so that's why they're targeted. So take a little bit of time, watch the show. It's... And it's entertaining. It's really well produced. It's funny. These are non-Christians, you know, who are, are being non-Christian, so there's a fair amount of salty language, especially when they're interacting directly with the scammers that they absolutely hate. Um, but it's, it's worth watching. And, and it... I think it'll... I think it's entertaining. Most of the time it's like a 15-minute video, so it's not too much of your time. Pop that on two times [00:13:00] speed on YouTube and, and you're all set. Jesse Schwamb: And when you say salty you're not talking about Salty the Singing Songbook, right? Tony Arsenal: Correct. Yeah. Not P-S-A-L-T-Y. S-A-L-T-Y. Jesse Schwamb: Just in case. I wouldn't want any of the loved ones to go and just be waiting for Salty to show up, like, in the mid- Which would be kind of epic in the midst of this, like, scamming shutdown, the sting operation. Like, Salty s- pops up and starts singing about restorative justice and- Yeah what it means that God restores all things. I mean, that would have a good place in this, but I just want that just to be clear. We don't, we don't want anybody to, to at us on that. Tony Arsenal: Yeah, for sure. Well, Jesse, what are you affirming or denying tonight? Jesse Loves Algebra Jesse Schwamb: I'm going to return to that beautiful intro you gave about mathematics and the whole Elon Musk thing. And so my affirmation is simply, like, just do... Just enjoy all the math you can. Use all the math that you know. So my wife and I were watching some kind of program on YouTube, and it was a program in which there are a couple [00:14:00]people competing in this kind of escape room situation, and as escape rooms are want to do, there came some kind of small math problem. And it goes something like this, is the best I can remember it. It was what number between one and nine when it is tripled and five is added to it is the same as that number being doubled and having one added to it? Now, as soon as that problem was read, we were watching intently, and I turned to my wife and I said, "Why do they need to say it's between, like, one and nine?" And she goes, "Well, how else would they know what the number was?" And I was like, "Well, like, this is a beautiful little algebra thing, like se- series of equations. Like, you have two equations here." And she's like... Just gave me a blank look. So I was like, "Oh, man." So she's like, "Okay. Do it then. Do it." So I was like, "Give me a piece of paper." So I, I was just like, this is gonna be such a beautiful thing. So I was like, "All this is, is, like, it's basically 3x minus five equals 2x plus one. You're solving for whatever this missing number is, and they've given you this beautiful setup, [00:15:00] which you rarely get in real life, but this beautiful setup is a system of equations. We have two things you know are gonna turn out to be the same. They've just been said in different ways, and that allows you enough space to figure out how to solve for them using a little bit of algebra." So I realized then this is why they said between one and nine, because the contestants then proceeded just to iteratively pick numbers until they found the answer, which is not a bad way. Like, that's a way to use, like, all the math you have. Certainly, that's a way. But I showed her how it was like, this is the answer, six, and you don't even need to know where to start because you don't need to start anywhere. You can actually figure this out. Still not really impressed. And then she said something to me that just, like, kind of rocked my world. I said, like, "Well, I'm sure this is familiar to, with, to you." And she's like, "Oh, yeah. Like, I learned algebra." And she goes, "Yeah, I, I know algebra. I just don't do it anymore. I just don't use it anymore." And I was like What, what I heard was, like, basically her saying to me, "I used to brush my teeth, but I just don't do it [00:16:00] anymore." 'Cause I was like, "This is such a beautiful thing." So then I got it in my head, well, well here's the problem. It's just a matter of seeing the results. So I was like, "Well, here's the amazing thing is yes, these are abstract concepts. Yes, it's like each of those is a function. It's, it's a representation of what he just said in the problem. But," and this is my grave mistake, Tony. But I was like, "Really, Descartes showed us that we can think about these not as abstractions, but we can plot them geometrically as lines on a Cartesian plane." And so I was like, "Really we can show that these are two lines and they have a relationship together." And then I was like, "Guess where they intersect? Guess where they intersect?" And she's like, "I w- that's impossible to even know. I have no idea where they intersect." I was like, "No, no. Just, just based on what we're saying, the beauty of this is they have a relationship. They're gonna come together at some point, like you and I in life. They're gonna, they're gonna come together. Guess where that would be?" And she's like, "That would be impossible to know." And I was like, "It's not, actually." So I showed her that, you know, left and right, up and down, X and Y, however you wanna speak [00:17:00] about it, those two lines are gonna intersect, at least on the X. The X spot is gonna be the number six. It's the same thing. Still nothing. So after all of that, I just appreciate my wife is such a brilliant lady, that she just doesn't need algebra. She goes through life just, like, crushing problems without... Like, because she'd like to do it, I think, just the, the more challenging, difficult, iterative way. And, uh, she doesn't use algebra anymore. Just no need for it. So in many ways I respect that. In other ways, again, the affirmation is like, use all the math you have available to you because it's a beautiful thing. I think basically at the end of that I ended up in, like, a very supreme place of doxology, and my wife was like, "Can we just go back to watching TV now?" So but I, I have to say, like, and I, I know you, you share my appreciation for math and stuff like this. Like, it's not even just puzzles. It's just the beauty that, like, we can do this, and that there's such a created order, like a supremely created order, that these rules of ma- mathematics aren't just impounded. They're like the fabric in which God has, [00:18:00] has basically woven all of reality such that we can do this kind of thing, and that even a simple problem in escape room can lead us to appreciate how intensely ordered and beautiful the world is, that we can go after knowledge and solve for explicit things that seem abstract beyond our comprehension and reason to begin with, but have been brought to a place we might understand them. That is, like, an insanely glorious thing to me. So algebra is great, loved ones. I've recommended before, but the side affirmation is go to Khan Academy if you wanna brush up on your algebra skills. I think algebra is, like, some of the most beautiful and intensely practical math ever. I love calculus, but calculus you don't get a lot of, like, use. You can use algebra to solve all kinds of things, whether it's like tips or... Like, it's gonna save you so much time. If you're ever in escape room, I'm just telling you, do not do this iteratively. Just get the, your system of equations down, and you will be, like, tearing out of that room, and then you'll look like a hero. Tony Arsenal: Yeah. Yeah. Math In Everyday Life Tony Arsenal: I mean, I think, like, even the f- even the, the... How do I wanna say this delicately? Uh, [00:19:00] even the idea that we, quote, "don't use algebra" means people don't actually understand that we're using algebra all the Jesse Schwamb: time. Tony Arsenal: Exactly. Right. Like, I could buy I don't use calculus or I don't use trigonometry- Right or even I don't use geometry. Um, but to say I don't use algebra, like just basic. I mean, I know like basic equations are, I guess, technically arithmetic, but like how many times does someone have to, have to go, "All right, the tip, the, the bill is X number of dollars. The bill is-" Right ..."$100, and I wanna give a 15% tip, so what's the outcome?" Like, that's an algebraic equation, right? That's right. Um, or a more, I think a more common one would be like, "All right, the bill is this amount. I want my, uh, my final amount that I give billed to me to be an even number." Jesse Schwamb: Right. " Tony Arsenal: And I also want to give at least 15%, 20%, whatever percent, so what's the number I need to use in order to get to a bill that is, or a [00:20:00] tip that is both 15% or higher and results..." Like, all of those things are algebraic equations. Jesse Schwamb: Yes. Tony Arsenal: So I think, yeah. I mean, even like, "I need to get to work by such and such a time. What time do I need to leave?" Right. "I know it takes-" Exactly. "... a certain amount of time." Right. So I think we, we all use algebra a lot more than we, we probably realize, and I think you're right. Like, when people say, "Well, I don't use my math anymore," what they're saying is like, "I don't use, I don't use the stuff that I had to show my work on anymore." Right. "I don't use the stuff that I have to do on paper anymore." But, um, it's funny, we had a, a conversation, by the way, Reformed Tele- Reformed Brotherhood Telegram chat is a thing. Uh, we had a conversation in the Reformed Brotherhood Telegram chat a little while ago. One of our members was trying to figure out some sort of, like- And it was a problem having to do with like a, an air conditioning throttle or whatever it's called. Some sort of like programming in an air conditioner. And we went through it, we figured out that one of the like relatively complex parts of the equation that he was trying to figure out actually no matter what values you [00:21:00] put in, uh, equated to one. And then the other one was like it was ti- and then it was times one. So it was like whatever you put in ended up to that times one was the rest of the equation. It was like a huge, or like a relatively large equation that resolved down to one. So it was like you're trying to figure out all this complicated math and really like that entire, uh, that entire complicated equation was doing nothing in the rest of the equation. Nice. It was doing absolutely nothing. Um, so we were able to sort of like figure out, all right, well now all we need to do is figure out what, what this relationship does. Right. Um, and even something like in that particular situation, there were some values that the equation couldn't possibly balance. Which again, you could plot that on a graph and see like there's a spot... I don't, I'm, I'm making this up, but I think this is probably not wrong. There's a spot where it's like this is a parabolic equation, and so at some point the parable, or the par- parable, I didn't even mean to do that. There we go. At some point the [00:22:00] parabola goes back up, and so like there is no point- Right ... when it reaches this number. So values that would be in that, in that zone or in that range- Right ... they, they don't work in the equation. So yeah, I think math, uh, algebra is, uh, you know, basic arithmetic obviously is, is relatively straightforward. Algebra's probably the most simple, uh, form of math that your average person uses on a regular basis. Jesse Schwamb: For sure. Trigonometry And Design Tony Arsenal: But it's funny, I remember the first time, um, the very first time that I realized trigonometry was not just some abstract thing that we would never use. And it's so funny, 'cause it's like the nerdiest, the nerdiest example. I was playing a tabletop RPG with my friends, we were in high school, and we were, we were learning trigonometry at the time. I was playing a tabletop RPG, and we were trying to figure out- Um, it was a, it was like a futuristic tabletop RPG, so we were using like, like laser guns or something like that that have a certain range. And we were trying to figure out if the thing that was flying in the air from us was within range or not. Jesse Schwamb: Nice. Tony Arsenal: And what we realized [00:23:00] is that's just a quadratic equation, right? Right, it is. I just need to calculate. I know how far away it is from me in a straight line, I know how high in the air it is, so I need to just- Right now I need to... Or not, not the quadratic. That's Pythagoras' theorem, right? Yep. I need to calculate the Pythag- or the, um, the hypotenuse. Jesse Schwamb: I'm with you. I Tony Arsenal: knew where you were going. Yeah. So, like, I remember distinctly, I, I mean, I remember where I was sitting in my friend's basement going, "Oh, my goodness, trigonometry actually has a practical application here." Um, you know, whether that's figuring out how much rope I need to be able to, to attach to a tree and still be able... Like, all of these different things ultimately are math, and, or as the, the Brits say, are maths. And, uh, the, it, it's just a beautiful thing. And I think you're right, like, this is evidence that the universe has a structure- And a designer because- Right you can describe the universe using this- Nice ... sort of universal numerical language that, um, in, for the most part, describes everything we can [00:24:00] see. I mean, obviously, like, they're still learning things. They're still figuring things out. But what we can see with our senses, we can also describe with math on some level. Even something like the colors that we see can be reduced to a, a number, a frequency, a wavelength. So yeah, I'm with you. Use your algebra. Find ways to use it. Jesse Schwamb: Use it. It's the... I like what you said, that we're using it. We just don't realize it. There's a spiritual lesson in there, I think, as well, that it's, it's present all around us, and it's... I like what you said. It's, like, the, the most, like, grabbable. It's the thing that's pretty easy to grasp, yet has, like, some beautiful outworkings that are super complex. All the time I love to, like, mess with people, even people who are, like, say, like, "Oh, I'm not into math." I'm like, "That's okay." Like, it's... You're, you're living in a mathematical world, and you're certainly using it, but that, that's okay. Imaginary Numbers Wonder Jesse Schwamb: But like, sometimes I'll just say to somebody, like, "How do you know, like actually know that, like a negative number times a negative number is a positive number?" Like, who came up with that, and how do you know? And why are we just trusting him? Why can't somebody just say, "You know what? For me, it's not. I'm gonna make that a [00:25:00] negative number"? And w- the reason is because algebra provides... There's a lot of proofs, but algebra provides the most simple, beautiful proof. And then once you, once you basically contravene that law, like, everything falls apart. I- it's... And the question we should be asking is why does everything fall apart if we contravene one simple law, wh- which is two negative numbers multiplied, the product of them has to be, must be, is always a positive number. And that's, like, not even getting into, like, the more crazy things. Like, everybody should go look up, like, what imaginary numbers are. That will kind of mess with your mind, but then we found ways to use imaginary numbers, which are exactly what they sound like- Yeah ... to solve, like, incredible problems. Where does that come from? It comes from the Lord. It comes from God's, like, creative ability that He's placed in mankind to go after and to take a dominion over the knowledge and the creative order in such a complex and creative way. It mimics and mirrors the creativity of our Heavenly Father, and it is altogether beautiful. So on this- Yeah ... 500 episode that has a lot of numbers associated with it, I [00:26:00] say go love the numbers. Go enjoy them. Wherever you are in life, whatever your enjoyment of math is, big or small, go try to find some way to enjoy it today. Tony Arsenal: Can I, can I throw in a, a weird relevant sub-affirmation to your affirmation? I Jesse Schwamb: mean, please. Tony Arsenal: This is our show, so I'll do what I want to. You can do what you want. First, when you say we live in a mathematical world, all I could think of was some Perry song of Material Girl. Material Jesse Schwamb: World? Tony Arsenal: Yeah. Odd Squad Math Tony Arsenal: I am a mathematical boy, and I live in a ma- Anyway, um, there is a show that I watch with August, my son, who is almost five. Uh, he'll be five in March. And, um, it's called Odd Squad. And what Odd Squad is, is it's a sort of a s- like a spy-themed kids show with a touch of like, uh, almost like Twilight Zone. Like, there's so- It's they manage odd. Like, they're the Odd Squad because they, they respond to odd emergencies, so it's a lot of like weird monsters and aliens and like time travel paradoxes and strange stuff. But the answer [00:27:00] to the problem is always related somehow to a math principle. So they will talk about how like multiplication is just addition like many times over. Jesse Schwamb: Sure. Tony Arsenal: And that's actually why multiplying a negative number times a negative number is a positive number or, you know, like, or multiplying by a negative number is a negative number, right? And that's because like really what you're doing if you multiply two, uh, two times negative three is you're subjecting, you're subtracting two from two from two, which gives you, you know- Right ... a negative number. So it's, it's not, uh, it, it's for kids, but I actually have realized that I understand math better- because of watching the show. Jesse Schwamb: I Tony Arsenal: love it. And it's because they break it down in, you know, the, the audience- Yes ... the target audience is a little bit older than August. I think the target audience is probably like six to seven, maybe eight years old. Um, and so they're talking about math principles geared towards those groups. But they'll talk about things like [00:28:00] using a number line to be able to understand math, and so like visualizing it. Or they'll talk about how multiplication is really just groups of things. So yeah, check it out. Why Math Matters Tony Arsenal: And again- Algebra is probably the most, uh, easy to grab of the disciplines, but that's because that's the one we are using every day all the time. Tony Arsenal: And we don't realize it. But again, like, calculus is a beautiful, a beautiful thing. Um, and there are some amazing things that exist in the world that can really only be understood and described in a certain sense by something like calculus or trigonometry. Um, my favorite, I, I wish I had, like, kept it up, but one of my favorites is geometry 'cause I think a lot of it is, that's, like, the closest to puzzles. Yes. Um, uh, so, like, I, I used to love doing proofs and axioms and stuff. So, and then of course logic is technically related to math. It's a related discipline to math- It is ... in that it, it's, it's actually, like, the language that underlies a lot of the mathematics is [00:29:00] logical formulas. So it's all relevant. It's all beautiful. It all describes God's creation, and it all redounds to His glory. Jesse Schwamb: You got that right. Mark Growing Seed Jesse Schwamb: And speaking of both His creation and His glory, and Jesus teaching of both of those things, we are, as we promised, hanging out in the Book of Mark, and we've got just four sentences. And what I love about this parable that we're about to read is it fits in so perfectly with something I think you and I have been saying from the very beginning, which is it's tempting when we think about the parables to consider, like, a single element or to distill them down to, like, a single word and say, "We hear the kingdom of God is this thing, this noun, this object, this person." But instead, the case we've been making is it's actually generally a series of verbs, or in this case, it's the whole four verses that Jesus is gonna give to us here. So let me just read Mark 4:26-29. That's all it is, loved ones. And it's a good thing because we're already knee-deep into this 500th episode. So this goes by various names. I've heard it called, [00:30:00] like, the Parable of the Growing Seed, or sometimes people call it, like, the Parable of the, The Secret Seed. I'm not sure that's really secret, but I suppose the increase is secret in a way, and that's really what Jesus is communicating to us in these verses. So Mark 4:26: "And Jesus was saying, 'The kingdom of God is like a man who casts seed upon the soil, and he sleeps and he rises night and day, and the seed sprouts and grows, how he himself does not know. The soil produces crops by itself, first the blade, then the head, then the mature grain in the head. But when the grain is ripe, he immediately puts in the sickle because the harvest has come.'" Tony Arsenal: Yeah. Yeah, this is, um, an interesting parable, and I'll be the first to admit, like, when you said, "Well, why don't we do the king- the parable of the growth next?" I was like, "I don't actually know what Jesse's talking about." So if you're in the same boat as I am and [00:31:00] you, uh, you are like, "Wait, there's the... This is a parable? Like, this exists in the Bible?" Um, you're not alone, and I think part of the reason is that, one, it's so short, but it also sort of, like, connects into the next parable thematically. I don't know necessarily- Hmm ... about the content and the meaning, but thematically it sort of blends into the next parable, which is the parab- Mark's version of, um, of the parable of the mustard seed. So it's, it's hard to delineate unless you're really thinking about it, but I'm glad that we're talking about it because I think this is probably one of those parables that doesn't get a lot of attention because it's so short and because it is, um, it is sort of thematically in a spot where I think it does sort of, I don't know, like seep into the next- Right parable. Jesse Schwamb: Yeah, there's a tendency because you're right, it's sandwiched between the Parable of the Sower and the Parable of the Mustard Seed, both of which we've talked about from Matthew's perspective, that it seems like maybe the theme is redundant, but [00:32:00] it is altogether different with the emphasis. Uh, there, it's true I guess that all three of these parables are addressing that same underlying question the disciples in the early church were asking, which is, if Jesus truly inaugurates the Kingdom of God, then why does it seem so impressive? Why is it so slow or hidden in contrast to all the expectations that the Jews had for what they thought would be this dramatic, immediately visible rain? And so I like that there is a lot said within four verses. And again, from our perspective, this thing seems so distinctly reformed in its under- Yeah of course the whole Bible is that way, but maybe nothing more so than this, especially because we'll get to it, but the center of this parable being, and there's various translations, that this guy doesn't even know. He doesn't understand. He's totally ignorant to what is going on, and isn't that... I, I mean, I can only speak for my own test- that's the story of my life, uh, spiritually and otherwise. That again, if you wanna talk about God doing all the verbs, I guess Mark had it first. I thought maybe I coined that, but [00:33:00] turns out that Mark, well, actually Jesus, the Son of God himself, says it best here. So let, let's get into this because the beautiful thing is you and I can handle theoretically in the time allotted here, like three or four verses. That, that's theoretically possible for us to do, but we, we're only gonna h- see how far it goes. Um- Tony Arsenal: Yeah ... Hidden Kingdom Growth Jesse Schwamb: I think the first thing to say here is that we get that beautiful characteristic, like formula, like the controlling paradigm. It's that Kingdom of God again. And a- as I kinda set up, it's the Kingdom of God, though, launched into a bunch of, uh, verbs. Uh, this idea of like him casting, and then him sleeping, and then him waiting, and then him getting up, and then the growth happens, and then he comes again at the end, this character, this farmer, into kind of the consummation of that kingdom. And I think there's a lot here that's maybe to explain that tension. The kingdom is real and active. It's irresistibly moving towards some kind of fixed end, but it does not appear in its final glory, and that is something you kind of get with the other two parables. [00:34:00] But here it's just like so lovely. It's right in front of you. That, that's like the whole emphasis and thrust of what Jesus seems to be saying in this. Tony Arsenal: Yeah, and I think this one's interesting because, you know, generally in the parables, at least in, in... I, I would have to do a little bit more study to know if this is, like, distinctly Markan or whatnot. But in the, the, um, Matthew's parables, um, or Christ's parables reported in Matthew, um, primarily the main figure of the parable is, uh, is generally is God or, or more specifically is often Jesus himself. Jesse Schwamb: Right. Tony Arsenal: Right? But in this parable, it wouldn't make sense for us to say that somehow g- you know, God or Jesus scatters seed, and then He doesn't know that it sprouts. Right. Right? So, so the, the parable implies that the one scattering seed, and again, we don't wanna over-interpret parables. Generally speaking, parables are teaching kind of a principle of some sort, a comparison of some sort, not, it's not an allegory. [00:35:00] In, in most cases it's not an allegory where each element has a direct representation of some sort. But it wouldn't make sense for this to be talking about God's perspective on scattering or Christ's perspective on scattering, 'cause obviously God and Jesus, even, even if we're talking about Jesus according to His humanity, um, has some sort of awareness of the workings of the Kingdom of God that is not the ignorance that the parable here seems- Right to present of the one scattering. Scatter Then Rest Tony Arsenal: So I, I really do think this parable has more to say to us about- Our own perspectives on evangelism and on how the Kingdom of God will propagate. And I think, um, both in terms of, like, evangelism, there's an element here, an encouraging element of, you know, all your s- your job... And what's really funny is I, I don't recall this parable being used in my experience to sort of [00:36:00] encourage people that all, your own, your job is just to scatter. You don't need to worry about the growth. Mm-hmm. There's a, there's a passage in Paul about one person scatters, one person waters, and God brings the growth that is often used to sort of say, like, it's not your responsibility to make sure that the, the, the, um, the bud is, you know, c- comes to flowering and to fruiting. It's just your job to be faithful to scatter or to water or whatever step it's on. This, I think, has even more encouragement for us in that the one who scatters, um, i- is obviously God, but there's also this element that, like, we're scattering. The one scattering is not omniscient. But the one scattering, uh, he doesn't even know how or why or even that, I think, that the, um, that the f- the growth is occurring, and that's the most- Right remarkable part of this. Like, we're not talking about a normal farmer who is aware of how growth [00:37:00] occurs, is aware of the timing. He's constantly checking. He's making sure that he's checking the soil, that he's applying manure, that he's watering the crops. This is literally like some dude who just throws seed out, and then, then just goes back to his daily business of sleeping and rising and going about his day. And then all of the sudden, the earth, quote, "by itself produces." And I think that's the real key here is- There's something about the Kingdom of God and the seed that the Kingdom of God scatters. It's almost like the Kingdom of God itself is the one scattering here. Jesse Schwamb: Right. Tony Arsenal: Yep. The Kingdom of God and the seed that is scattered in and as a result of the Kingdom of God, it produces the outcome autonomously. It doesn't require us to input into it, at least in the context of this parable. Now, again, the Parable of the Talents would be very clear to us that we can't just rest on our loyals- laurels. God expects us to work and to be fruitful for the kingdom. [00:38:00] But there is this element here of, like, you are not the one responsible for the production of the seed and the fruiting and flowering of the seed. In fact, you're not even responsible for being aware that it occurs or how it occurs. Your only responsibility, the only active verb in this whole thing is... Well, there's a couple. The, the, the main active verb is the scattering. The other active verb is the sleeping. So, like- Right ... we, we scatter, and then we, we rest and we trust that God is going to do His work. Jesse Schwamb: Right. Even on the face, there's so much in this that does seem mysterious. Like, if you just take this parable and think about the act of agriculture, and I sometimes think about this because I do love plants, and we have a bunch of plants in our house, and I'm horrible at trying to get them to grow. And I think about what still a mystery it is. With all we know about science, just that you can still plant something, a seed, and water it, and the sugars will break down, and the seed will take root, and that something will grow and flower, and you think, "Oh, who is doing that?" And, and w- [00:39:00] I think we'll get into this, the first and second principles, first and second causes here, which are, I think, certainly something that Christ intends for us to consider here. But there is this idea that the man's action is simple and passive relative to what follows. He, like you said, just scatters the seed. And he's a real agent, but as the parable unfolds, it's almost like his entire agency recedes entirely from view. And that's what kind of sets for me, like this whole trajectory of the parable. It's that the mechanism of growth is strangely hidden from the human agent, and it belongs to God alone. And so you already stole it from me, but I'm gonna read 1 Corinthians 3:6-7, which is, coheres directly with what's happening, I think, in this parable. And this reads, or Paul writes, "I planted, Apollos watered, but God gave the growth. Neither he who plants nor he who waters is anything, but only God who gives the growth." And so there is like an extension, I think, of that application inward though as well. Kind of like when you were speaking about that, what occurred to me is that we see in the [00:40:00] farmer's like day and night unawareness, this picture, I think, of this often gradual, imperceptible work of grace in our own hearts, in every believer's heart. Like that, that sanctification process, it proceeds by these degrees, and the Christian cannot fully trace even in himself, yet it is definitely real, and it's definitely God's doing. And then I think as well we might pull out a thread of this, you know, ecclesiological truth. You know, the church's growth is God's work, not the fruit of human strategy. And then by application even further into that, it's based upon a soteriological one, which is like the ordo salutis, which is maybe half of every episode we've recorded talks about the ordo salutis in some ways. That too is unfolding by this divine power, and it's hidden from the creature's full comprehension, and that's consistent in this parable and in all of Scripture, that this regeneration precedes and produces faith rather than the reverse. Tony Arsenal: Yeah. Yeah, and I, I think too there's also an element in this passage, you know, when you think about... Uh, [00:41:00] I'm not a farmer, uh, and I, I don't know that many farmers, but when you think about how f- how modern farming works, it's very different than, uh, ancient farming, right? Historically, ancient farming was, uh, I think probably a lot of just trusting the world to do what the world does and, and trusting God to do what, what God does. A- and I think that's probably why a lot of like- When you look at, um, pagan religion, the, the fertility cults and the sort of goddesses and gods of the harvest were all related because there was this mystery to it. And so the reason that there's so much, uh, cultic worship around fertility and harvest is because it is so mysterious, and you just kinda have to, like, trust that it's gonna happen. Jesse Schwamb: Right. Tony Arsenal: Right? You sow your seed in, you sow the seed of your field in, you know, the fall, uh, and, or in the, the, you know, the summer, and then you wait several [00:42:00] months and just hope that the crop comes in. And our modern agricultural world is not all that different. We have better tools and we can measure things that, like the soil, the nutrients in the soil. We can, you know, we can do all sorts of different imaging to see of what's happening underground. But at the end of the day, even with all of the advances we have, the farmer still can't make the crop come in. Jesse Schwamb: That's right. Tony Arsenal: Either the crop comes in or it doesn't. And I, I think there's this element of trust here that I think is really useful for us. And again, I think you're right. This is like, uh, it feels almost wrong to say it this way, but it's like this is a super distinctively Reformed parable. Like, of all, all of the parables in the, the Gospels, this one is like, on the face of it, a Calvinist parable. Yeah. Exactly. Like, it's like God just grows the kingdom- Yes and nobody does anything about it. Jesse Schwamb: Amen. Tony Arsenal: And I don't need to go into more details than that. But there is this element for us, I think, as, uh, as those [00:43:00] who want to share the gospel, there can be an anxiety around trying to ensure some sort of production, some sort of produce, uh, and productivity from that, that is just not healthy. And I think, you know, we, we have a responsibility as Christians, um, to be faithful and diligent in doing what God has called us to do. But if, if we read this parable as the one who scatters is sort of like the evangelist, then the only responsibility we have as evangelists, and all of us are evangelists, right, lowercase E evangelists, um, all of us, the only responsibility we have is to scatter the seed of the gospel. Jesse Schwamb: That's Tony Arsenal: right. And we're not responsible for the growth. We're not responsible for even really understanding how growth happens, uh, or even, even doing much about it until it's time to harvest that growth. And I think that's, we need to talk about what that means too, because again, like [00:44:00] this is a parable that I think is maybe not as, as clean and clear as some of the, uh, Methanian parables where it really does seem like there's a pretty clear symbolic representation on some things. This one feels like it's maybe a little muddier in that, um, the main character and the role of the s- the one who's scattering seems to sort of almost shift throughout the parable, which is crazy to say because it's only like four verses long. Tony Arsenal: But it, it does seem like at some points the scatterer is God, at other points it can't be God, and then it seems like, well, who's harvesting? It's not really us, so it's gotta be God. So I think it's, it's important for us to hold this parable as more of a general principle about the Kingdom of God than it is about any sort of like really direct one-to-one teaching on the, on the Kingdom of God. Jesse Schwamb: Yeah. That's a interesting distinction. Providence And Causes Jesse Schwamb: Here's what I would say about that, I think, is let's equate this to, like, coffee. You like a good cup of coffee. I do. I like a good cup of coffee. I think if we were to take, let's [00:45:00] say, the Parable of the Prodigal, that would be for me like a big Dunkin' Donuts coffee. Like, it's delicious, mild-bodied, maybe a little bit light. This parable is like two shots of espresso- Yeah ... 'cause there's a lot in there, and we could probably take a lot of time even t- speaking about, like you're saying, the more shadowy eschatological truths that appear in verse 29 because those, this idea of, like, a sickle in the harvest, I mean, that's imagery drawn from Old Testament eschatological judgment texts. So that could be pretty heavy in its own right. I think what's critical, before we get to that, is to, like, tease out something you said, which is there is a lot in here about this doctrine of providence, like, this spontaneous self-originating action apart from external human causation. And we've talked a lot, like, we distinguish between primary and second causation. You know, the Earth is genuinely or generally has second- secondary causes, like an ordinary means through which God's ordinary providence operates, but the ultimate primary [00:46:00] cause of growth is God himself. And so here we see that. Like, there's no exclusion of the farmer's agency as an explanatory cause. The soil does what it does because God has ordained the natural order to function in this way. That is his prerogative. And so that threefold progression then, blade, ear, full grain, which by the way I had to look up because my understanding of, like, all kinds of different types of grains is very thin and I'm out of my depth here. But- ... I'm led to believe That that development is gradual, and of course it's ordered, but it's not instantaneous. And so the application here, I think, has traditionally been applied in this corporate individual spiritual growth we're talking about. Like, the church advances through stages of maturity, and so does the individual believer's sanctification, without warranting either impatience or despair at the process's slowness. This is how God works. He does it in His gracious and kind way. And again, He's using this, all of this agriculture to illustrate that purpose. So there's, like, this buildup, I think, [00:47:00] in verse 28 about the incredible providence of God, both like corporatively, personally, in His world, how He is the primary cause, but also uses secondary causes, not in a disjointed or divorced way, but in a way that encapsulates and magnifies His glory. And that is then what leads to or will lead to the reemergence in verse 29 of this whole deal of, like, well, if farmer comes back in, and now he returns, but only at the point of consummation, not at the point of growth. Tony Arsenal: Yeah. Harvest And Timing Tony Arsenal: Yeah, and, you know, we won't go into all of the ways that this ties into the other parables, but it's worth, uh, it's worth mentioning that in, in both, uh, the parable of the mustard seed, which follows this, and then also the parable of the sort of sower or the seeds, um, there is this element of this, the one who is sowing seeds is not fully cognizant or aware or, and, and absolutely not in [00:48:00] control of the outcome, right? In the parable of the sower, um, he scatters the seed promiscuously, right? And the- Right ... the outcome depends on what kind of ground the seed falls on. And in the parable of the mustard seed, it, it's more of a, like, idea that the, uh, the sower sows a seed that seems so small, but it, the growth of the seed is explosive and expansive because of the nature of the seed, not because of the skill of the sower. Jesse Schwamb: That's Tony Arsenal: right. Right? In this instance, um- The only thing, again, the only thing that initially the sower is responsible for is the sowing of the seed, the scattering of the seed. But what I also think is interesting is then there is a point where the one who scatters the seed is now responsible to act once he's observed the seed coming to fruition, right? Now, now what exactly that means and how exactly that applies, I think there's a lot of different things we could talk about. Um, but again, [00:49:00] this is a parable that we have to be careful not to, uh, not to restrict just sort of crassly to, like, evangelism. Right. Exactly. Or, or even just to sort of, like, the eschatological harvest. Right. That's what's tricky about this parable, I think, that bears ... And I don't think we'll do it, we'll do it necessarily on the show. It'd be worth having more conversations about. But for our own personal study, it bears deeper reflection because this parable cannot be simply reduced to an eschatology parable about what God does in the end. Jesse Schwamb: Right. Tony Arsenal: And it can't be simply reduced to a parable about evangelism because strictly speaking, like, we're not really the ones that harvest when the harvest comes in, right? I've, I have heard this parable, um, preached, you know, like I said, although I acknowledge that I, um, like forgot that it existed. I have heard this parable preached as though, like, "Well, our responsibility is to scatter seed. We're not responsible for [00:50:00] making it grow or making it take root. But when we see that it's taking root, we're responsible for jumping in and harvesting at the right time." I don't think we should draw that conclusion here. Although the, the harvester does see that the ear is ripe, that the grain is ripe, and he harvests it, it would be a weird sort of like shift in the parable to go from the person who scattered seed isn't responsible for its growth, doesn't even know that the growth is happening, but is actually responsible for knowing exactly when to harvest the grain. Right. So we have to think about this again in gen- in terms of general principles of how the Kingdom of God functions. And w- how it functions is it's mysterious, it is, uh, consistent, it happens on a, a scale and on a predictable outcome that we as individuals don't understand and don't have visibility to, and the harvest will occur in its [00:51:00] time, and it will h- occur consistently and reliably. So again, like this is... I hope that maybe like the one or two non-Reformed people that listen to the show aren't terribly offended at this, but like this just is Reformed theology, right? There, there is a seed that is sown, God is responsible for the growth, and the harvest necessarily will help it happen when it's supposed to happen, right? When the r- when the fruit is ripe, it will be harvested. That doesn't mean I'm responsible as the one who sows seed or scatters or m- witnesses to people from making sure that the, quote, "sickle is put in at the right time," or anything like that. Jesse Schwamb: Right. Tony Arsenal: The fact is that the sickle will always come in at the right time. The person who has the final kinda piece of the puzzle in evangelism, I think that's how it often happens. Someone hears the gospel repeatedly from multiple places. They have contacts and relationships that tie into how they [00:52:00]ultimately come to accept the gospel and trust Christ. But ultimately it's the Holy Spirit who brings all that into some sort of coherent, um, execution and application of redemption That will happen in God's time. So I wanna be careful not to, like, put too much responsibility on us. Right. And again, this is just a parable that I think bears a lot more reflection, that I think because, um, I think Mark in general, because it's so short, uh, gets, it gets overlooked by Christians. I think we would all do well to spend a little bit more time in Mark. But especially some of these really short pericopes. I think we just read through it, and it's like we read a chapter of Mark, like Mark 4 comes up in our Bible reading plan. Right. And if we're reading the Bible in a year, like, Mark 4 is one of three or four chapters that we read, and this is four verses of that. Right. We just read over it quick and we c- we just, we don't appropriate any of it. Jesse Schwamb: Right. It sounds like he's just reiterating a point or he's recapitulating something that he's already said or is about to say, and you're like, "Okay, get on with it." But I'm with [00:53:00] you. This parable, like all of them, is for us. It's for our joy. It's for our satisfaction and our comfort. And I think from this, there is, like, a single controlling point that's emerging from our conversation, which is the Kingdom of God advances by God's own hidden power toward a certain appointed consummation. And this ought to produce, like, patient confidence rather than human striving or a- anxiety. In order to give us a sense of calm, a reminder that God's providence is real in all areas of life. Remarkably, we've gotten this far in the conversation, and neither of us has just, has used the M word, which just came to me, and I think we're contractually obligated to say it as a Reformed podcast, and that is this is a prime example of monergism and the sovereignty of grace. And as in regeneration, the decisive cause of kingdom growth lies outside human capacity and comprehension. I think sometimes the latter part of that seems wrong to us. It makes us fearful because we don't understand it. But the former part should make us feel very happy and [00:54:00] relieved, that the capacity belongs to God and God alone. That doesn't depend on me or you or anybody else that we know. And this parable, I think, is often been paired with John's image of the wind blowing where it wishes as this picture of the Holy
Michael Bernstam discusses how August is historically a "month of curses" for Russia, citing the 1991 coup and the 1914 start of WWI. Currently, Russia is facing a severe fiscal and production crisis driven by Ukrainian drone strikes that have crippled 25% of its oil refining capacity. Additionally, Ukrainian drones recently destroyed a massive Wildberrieswarehouse—Russia's equivalent to Amazon—stripping a million vendors of their livelihoods and stressing the banking sector. Meanwhile, Saudi Arabia is in fiscal trouble due to its $1.5 trillion "The Line" project and Houthi attacks on its pipelines. This pressure is leading the Saudis to urge the Trump administration toward concessions with Iran to reopen the Strait of Hormuz and stabilize oil flows. Bernstam notes that while the EU has frozen the Russian oil price cap at $44.10, the real impact on Russian revenues will come from any reduction in world oil prices. (1)
SCHEDULE THE JOHN BATCHELOR SHOW, 8-5-2026.Michael Bernstam discusses how August is historically a "month of curses" for Russia, citing the 1991 coup and the 1914 start of WWI. Currently, Russia is facing a severe fiscal and production crisis driven by Ukrainian drone strikes that have crippled 25% of its oil refining capacity. Additionally, Ukrainian drones recently destroyed a massive Wildberrieswarehouse—Russia's equivalent to Amazon—stripping a million vendors of their livelihoods and stressing the banking sector. Meanwhile, Saudi Arabia is in fiscal trouble due to its $1.5 trillion "The Line" project and Houthi attacks on its pipelines. This pressure is leading the Saudis to urge the Trump administration toward concessions with Iran to reopen the Strait of Hormuz and stabilize oil flows. Bernstam notes that while the EU has frozen the Russian oil price cap at $44.10, the real impact on Russian revenues will come from any reduction in world oil prices. (1)Bob Zimmerman highlights the rapid evolution of the commercial space industry, comparing it to the early 20th-century auto boom. A major milestone includes SpaceX successfully retrieving a Starship stage from the Indian Ocean to analyze its thermal protection tiles. Zimmerman notes that the FAA is proposing to exempt spaceports from 13 environmental laws to curb "mission creep" and "lawfare." In the satellite market, Starlink's dominance has forced competitors like Hughes into bankruptcy. Internationally, Zimmerman criticizes the European Union Space Act as a regulatory disaster that could drive U.S. and Chinese businesses away from the EU market. Other notable developments include Spain's $1 billion offer to move the Thirty Meter Telescope to the Canary Islands and new evidence that near-surface ice is ubiquitous on Mars, simplifying future colonization. He also mentions the mapping of 200,000 supermassive black holes. (2)James Holmes and Gordon Chang address the critical lack of frigates in the U.S. Navy, which Holmes describes as essential low-cost platforms for monitoring adversaries. The current fleet is "top-heavy," relying on Arleigh Burke-class destroyers that are overworked. Holmes explains that the new Constellation-class frigate program has been delayed because the Navy continues to "monkey with the designs," resulting in vessels that are destroyer-sized but under-armed. Meanwhile, China and Russia have conducted joint naval exercises since 2005 to improve interoperability and provide military options in the South China Sea and Taiwan Strait. Holmes suggests the U.S. should consider leveraging the superior shipbuilding capacity of allies like South Korea, which claims it could produce five Arleigh Burkes annually, whereas the U.S. struggles to build two. The focus remains on regaining the ability to build plentiful, cost-effective combatants. (3)Piero Tozzi and Gordon Chang explore the Chinese Communist Party's (CCP) "long arm" influence in the U.S., specifically regarding a Purdue University professor pressured to cancel a speech at a Catholic conference. Tozzi explains that the CCP uses "patriotic churches" to "sinicize" Catholicism, which involves forcing the religion to conform to Party dictates. Tozzi criticizes the Vatican's "accommodationist approach" under the 2018 Sino-Vatican Accord, noting it neglects the persecuted "underground" church. He highlights that figures like Cardinal Zen and Archbishop Cordileone have been vocal defenders of figures like Jimmy Lai. Tozzi argues that the Catholic hierarchy must understand the totalitarian nature of the CCP, which seeks absolute control over all institutions. The discussion emphasizes that Chinese officials use intimidation to project dominance even within American universities and religious organizations. (4)Steve Yates and Gordon Chang discuss the proposed ban on Chinese components in U.S. data centers, warning that these devices allow for foreign sabotage of critical infrastructure. Yates notes that the CCP often fuels "astroturf" protests in rural America to block data center construction and slow U.S. AI development. Regarding Taiwan, Yates reports that security cooperation is becoming more transparent, moving away from "strategic ambiguity" to reassure allies and deter China. However, he notes a delay in a $14 billion arms package for Taiwan, suggesting that some in Washington still prioritize "walking on eggshells" to preserve the relationship with Xi Jinping. Yates argues for a shift toward helping partners buy and use their own deterrent capabilities. He concludes that U.S. leadership in compute power is a vital strategic advantage that China is actively trying to undermine through influence operations. (5)Peter Huessy provides a historical overview of nuclear arms control, starting with the 1972 SALT I agreement, which actually codified a buildup of weapons while banning missile defenses. He describes the "window of vulnerability" in the 1980s when Soviet SS-18 missiles threatened a first strike. The START I and START II treaties in the 1990s achieved the first real reductions, with START II aiming to ban destabilizing multiple-warhead (MIRV) land-based missiles. However, START II unraveled when Russia demanded limits on U.S. missile defenses. Following the Moscow Treatyand the 2010 New START, the arms control regime has effectively collapsed. Huessy emphasizes that today, there is no active treaty governing nuclear weapons between the U.S. and Russia. He underscores the importance of past verification measures, like "portal monitoring" in missile factories, which are no longer in place. (6)Humberto Briceño describes Venezuela as a state captured by a transnational alliance of criminal organizations, including colectivos (paramilitaries) and narco-traffickers. He criticizes the decision to leave "gangsters" like Delcy Rodríguez in power while attempting to rebuild democracy. Briceño argues that the judiciary and military must be entirely replaced, as they currently serve only as agents of the regime. Despite $13 billion in recent oil earnings, massive corruption has left the funds unaccounted for. He maintains that free elections, ideally by March 2027, are impossible without first dismantling the criminal infrastructure and placing the military under civil authority. Briceño praises the leadership of María Corina Machado and Edmundo González, noting the Venezuelan people are desperate for transformation after three decades of state-sponsored violence and economic collapse. (7)Simon Constable reports on the extreme weather and energy pressures facing Europe, with Brent crude prices up 12% and natural gas up 22% in a single month. He details a "semi-invasion" of Spain, where 60,000 migrants recently attempted to cross from Morocco, and the controversy in the UK over using the Royal Navy to return migrant boats to France. Constable describes the lack of logic in French police allowing these dangerous rubber rafts to depart. Switching to his "data center quiz," he reveals that 67% of new data centers are planned for rural areas, which often brings both high local resistance and significant tax revenue. He identifies labor shortages—particularly for electricians—and tariff uncertainties as the primary barriers to U.S. data center construction. Constable notes that within five miles of an operational data center, a significant portion of the U.S. population now resides. (8)Mary Kissel analyzes the "stuck" state of global diplomacy, arguing that China and Russia are actively judging the strength of U.S. deterrence in the Strait of Hormuz and Ukraine. She disputes the idea that China is a neutral bystander, noting that Beijing benefits from Russian energy, Iranian markets, and the depletion of U.S. military assets like Patriotmissiles. Kissel asserts that the "merging" of the wars in Ukraine and Iran actually happened years ago through long-standing regime cooperation. She warns that a "halfway house" deal with Iran would only grant the regime more leverage and threaten European population centers with ballistic missiles. NATO must recognize a "condominium of countries"—China, Russia, Iran, and North Korea—that are aligning against Western security. Kissel emphasizes that these regimes' interference in U.S. domestic politics is a strategic tool used to promote their own ends. (9)Colonel Grant Newsham challenges the assumption of inevitable Chinese dominance, labeling it a "fake it till you make it" strategy intended to intimidate foreigners. He points out that China's property market is a "crater" and its currency is not freely convertible, forcing the CCP to aggressively export overcapacity to earn the dollars needed for raw materials. Newsham highlights that over 600 million Chinese citizens live on less than $5 a day, and even the CCP elite, including Xi Jinping, keep wealth overseas as a hedge against the system's future. He argues that China's high-tech focus on AI and robotics does not solve its massive youth unemployment. Newsham concludes that China is a "big power but not a great one," functioning as a "rigged casino" without property rights or the rule of law, which is increasingly deterring foreign direct investment. (10)
AP's Lisa Dwyer reports that unemployment numbers ticked up.
Melchizedek, violence against Anabaptists, racism, aliens and more on Called to Communion with Dr. David Anders.
60 years ago, Porsche fundamentally changed the sports car benchmark by affixing a single, iconic letter to the back of the 911: "S".To celebrate the 60th Anniversary of the Porsche 911S (1966–2026), Lee and Andy embark on a comprehensive deep-dive into the history, engineering, and cultural impact of Porsche's quintessential performance model. From its humble origins as a 160hp high-revving 2.0-litre screamer to today's twin-turbocharged 992 Carrera S, we trace the complete timeline of the badge that defined everyday supercar usability.Has the significance of the "S" badge diminished in an era dominated by GT3s, Turbos, and GTS models, or does the Carrera S remain the absolute sweet spot of the 911 lineup? Special Guest Expert Panel:The Air-Cooled Era: Adrian Crawford from Williams Crawford Passion for Porsche joins us to break down the golden age of air-cooled 911S models—from the original F-Model 2.0S, 2.2S, and 2.4S through to the iconic Carrera 2.7S and 2.8 RSR heritage.The Water-Cooled Era: Jason from Porsche Centre Bournemouth steps in to guide us through the modern generation transition—evaluating the 996.2 Carrera S, 997.1/997.2, 991, and current 992 Carrera S to explain how Porsche dealership customers view the "S" badge today.QUICK FAQ: 60 YEARS OF THE PORSCHE 911S Q: When was the first Porsche 911S introduced? A: The Porsche 911S was first introduced in 1966 for the 1967 model year as the first high-performance derivative of the original 911, producing 160 hp from its 2.0-litre air-cooled flat-six engine.Q: What does the "S" stand for in Porsche 911S? A: The "S" in Porsche 911S stands for "Sport." It designated upgraded engine performance, enhanced chassis components, vented disc brakes, and iconic Fuchs alloy wheels.Q: What is the difference between a Porsche Carrera and Carrera S? A: Historically and in modern water-cooled generations (997, 991, 992), the Carrera S offers larger engine displacement/higher horsepower, upgraded brakes, wider track/wheels, standard PASM (Porsche Active Suspension Management), and sportier chassis tuning compared to the base Carrera. LINKS & RESOURCESExplore the Marketplace:9WERKS Marketplace: Check out verified Porsche 911 listings available right now: https://9werks.co.uk/porschemarketplace/Support Our Partners & Sponsors:Shorade UK (Official Partner): Premier body repair partner and official Porsche Recommended Repairer: https://www.shorade.co.uk/Heritage Parts Centre: Keeping your modern classic or air-cooled Porsche mechanically flawless. Get 10% off your next parts order with code '9WERKS10' at checkout: https://www.heritagepartscentre.com/uk/Shop & Join the 9WERKS Community:9WERKS Shop: Upgrade your wardrobe with our curated collection of premium apparel and goods: https://shop.9werks.co.uk/The 9WERKS Collective: Access our dedicated discussion forum and exclusive events: https://9werks.co.uk/join/Official Website: 9werks.co.ukFollow Us on Instagram: @9.werks / @9werks_lee / @9werks_andySupport the show
60 years ago, Porsche fundamentally changed the sports car benchmark by affixing a single, iconic letter to the back of the 911: "S".To celebrate the 60th Anniversary of the Porsche 911S (1966–2026), Lee and Andy embark on a comprehensive deep-dive into the history, engineering, and cultural impact of Porsche's quintessential performance model. From its humble origins as a 160hp high-revving 2.0-litre screamer to today's twin-turbocharged 992 Carrera S, we trace the complete timeline of the badge that defined everyday supercar usability.Has the significance of the "S" badge diminished in an era dominated by GT3s, Turbos, and GTS models, or does the Carrera S remain the absolute sweet spot of the 911 lineup? Special Guest Expert Panel:The Air-Cooled Era: Adrian Crawford from Williams Crawford Passion for Porsche joins us to break down the golden age of air-cooled 911S models—from the original F-Model 2.0S, 2.2S, and 2.4S through to the iconic Carrera 2.7S and 2.8 RSR heritage.The Water-Cooled Era: Jason from Porsche Centre Bournemouth steps in to guide us through the modern generation transition—evaluating the 996.2 Carrera S, 997.1/997.2, 991, and current 992 Carrera S to explain how Porsche dealership customers view the "S" badge today.QUICK FAQ: 60 YEARS OF THE PORSCHE 911S Q: When was the first Porsche 911S introduced? A: The Porsche 911S was first introduced in 1966 for the 1967 model year as the first high-performance derivative of the original 911, producing 160 hp from its 2.0-litre air-cooled flat-six engine.Q: What does the "S" stand for in Porsche 911S? A: The "S" in Porsche 911S stands for "Sport." It designated upgraded engine performance, enhanced chassis components, vented disc brakes, and iconic Fuchs alloy wheels.Q: What is the difference between a Porsche Carrera and Carrera S? A: Historically and in modern water-cooled generations (997, 991, 992), the Carrera S offers larger engine displacement/higher horsepower, upgraded brakes, wider track/wheels, standard PASM (Porsche Active Suspension Management), and sportier chassis tuning compared to the base Carrera.LINKS & RESOURCESExplore the Marketplace:9WERKS Marketplace: Check out verified Porsche 911 listings available right now: https://9werks.co.uk/porschemarketplace/Support Our Partners & Sponsors:Shorade UK (Official Partner): Premier body repair partner and official Porsche Recommended Repairer: https://www.shorade.co.uk/Heritage Parts Centre: Keeping your modern classic or air-cooled Porsche mechanically flawless. Get 10% off your next parts order with code '9WERKS10' at checkout: https://www.heritagepartscentre.com/uk/Shop & Join the 9WERKS Community:9WERKS Shop: Upgrade your wardrobe with our curated collection of premium apparel and goods: https://shop.9werks.co.uk/The 9WERKS Collective: Access our dedicated discussion forum and exclusive events: https://9werks.co.uk/join/Official Website: 9werks.co.ukFollow Us on Instagram: @9.werks / @9werks_lee / @9werks_andy Hosted on Acast. See acast.com/privacy for more information.
In this episode, we explore the false dichotomy between the "Good Socialist" and the "Bad Communist." This is the idea that one can separate oneself from anti-communism by dissing communism. However, with the State Department's release of Cuba: The Capital of the 21st Century, targeting anything progressive as "domestic terrorism, it becomes clearer that everyone marginally left is a target. Historically, Black people, whether left-wing or not, are vulnerable to these types of red scares, and thus should be prepared. To help us discuss these dilemmas, we bring on a friend of the show, Dr. Charise Burden-Stelly. She is an Associate Professor of African American Studies at Wayne State University and the author of the book Black Scare / Red Scare: Theorizing Capitalist Racism in the United States. We discuss anti-communism, what it is, the contradictions it creates, and ways to remain principled in combating it. We also look at the way Anti-communism is weaponized to target Black radical movements. This is part 1 of 2. For Patreon subscribers who want to listen to both parts, part 2 is available. If you're not a subscriber, please sign up. https://www.patreon.com/c/blackmyths Dr. CBS https://www.charisseburdenstelly.com/ Myth: Communism Made Me Do It https://www.youtube.com/live/ZXuC-rPwYZ8?is=3eiIf9R9MGp34P30 Myth: Communism Made Me Do It Pt. 2 https://www.youtube.com/live/V4OSrY-tFvY?is=KkWz1ct4YzATtlsv Cuba: The Capital of 21st Century Communism https://www.state.gov/cuba-the-capital-of-21st-century-communism NATIONAL SECURITY PRESIDENTIAL MEMORANDUM/NSPM-7 https://www.whitehouse.gov/presidential-actions/2025/09/countering-domestic-terrorism-and-organized-political-violence/
Noah Hopton, CEO and Founder of Finvisor, helps startups and growing businesses simplify operations by building integrated back-office teams that combine accounting, finance, payroll, HR, insurance, and technology. By combining experienced financial professionals with modern technology, Noah enables businesses to streamline operations, stay compliant, and focus on sustainable growth. In this conversation, Noah introduces The Adjacent Extension Framework—Earn the Trust, Build the Relationship, Listen for Other Problems, Connect Other Specialists, and Empower the Team with Tech. He explains why proactive service creates lasting client relationships, how solving adjacent business challenges leads to sustainable growth, and why integrated back-office teams outperform disconnected vendors. Noah also shares how AI is reshaping finance operations by automating repetitive work, empowering finance professionals to focus on strategic decision-making, and helping businesses leverage technology to enhance—not replace—human expertise. — How to Outsource Your Back Office with Noah Hopton Good day, listeners. Steve Preda here with the Management Blueprint Podcast, and my guest today is Noah Hopton, the CEO and Founder of Finvisor, helping seed and Series A companies that have outgrown spreadsheets and part-time bookkeepers but aren’t ready for a full-time finance team yet. Their job is to give you the financial clarity to make good decisions at every stage of growth. Noah, welcome to the show. Yeah. Pleasure to be here, Steve. Well, great to have you here, and I’m very curious about your career and your business and what you built here. I’m particularly curious about your personal ‘Why’ and how you manifest it in your business. Personal ‘Why.’ That’s great. Well, I’ll be honest, I didn’t go in thinking I was going to be an accountant or run an accounting firm. You know, I studied accounting in school. Eventually, I thought I was going to probably be more in a kind of front-of-house sales relationship because I enjoyed the people part—making relationships and meeting people. But I was very fortunate that I found the consulting, fractional CFO world, where I got to discover a love of problem-solving, creating relationships, and creating value for clients. For me, it was kind of this love of helping clients understand their business, helping clients understand what to think about around the corner, where it's not just being in-house with one set of books that you're closing.Share on X When you’re at Finvisor, my day-to-day, at least when I started, was probably working with 10 to 12 clients a month and helping them understand, “Okay, how did they perform last month? Can they hire a certain number of people? And what’s the plan going forward?” Yeah, I mean, that’s super helpful. I started life in accounting as well with KPMG, and what attracted me was to essentially have that language of business so that I would be able to understand how a business works and have this confidence of not flying blind, right? That’s really, really cool. So how did you evolve from a CFO into a founder? What was the trigger point for you? So I was very fortunate. I actually was at a prior firm at one point when I started my career, and they were a little bit like the cobbler with bad shoes, where eventually they decided they had to close shop, and clients were going to be given notice. I, myself, was given notice saying, “Hey, in a week, you’re not going to have a job, Noah.” And so I was really given this moment in life, saying, “Hey, if I enjoy what I’ve been doing, do I think I could do it better than the firm I’d been at? And do I want to make this leap into being a founder and starting a business?” And so my co-founder and I both talked to each other and said, “Look, we love our clients. We love what we’ve been trying to build. I think we just need to do a little bit of a refresh and restructuring of how this operates.” And so we started our own company. I was very lucky that I started with about, I had about 30 clients and a team of four on day one, which I think is unusual. Most people in the accounting space start off as a one-person shop, trying to grow from one to two, and having to double their clients or double their size to get there. We were fortunate to have five team members and 30 clients on day one. Originally, our vision was just, “Hey, let’s help with the fractional CFO and the bookkeeping,” but that really evolved over time as we added additional services and really understood where our clients were having problems in their back office. What are the areas where maybe the insurance brokers they’d been working with weren’t very hands-on and kind of came in once a year? Our clients were asking us, as their CFO, “Hey, can you help us select our health insurance?” And we’re like, “Well, we’re kind of doing the broker’s job. Why don’t we build out our own team?” So that was one of the first verticals we moved into and added by building an insurance brokerage. From there, we kept building, where now not only do you have your CFO and accountant helping you, but you also have them with the ability to go out to market, help you compare quotes, and help get your insurance in place. So you’re essentially expanding the array of virtual services that you’re providing, or fractional services that you’re providing, to your clients? Correct. Yeah. We really try to own the full back office end to end because I think a lot of people deal with, “Okay, great, I have a bookkeeper, I have a tax accountant, I have an R&D tax provider,” and they’re dealing with four or five different vendors that don’t really communicate. The client is the person playing telephone between the two, and we’re like, “Wait, stop. Why is this the solution?” We should just build a different business where it’s all under the Finvisor umbrella. It’s all full-time team members who are actually working together on behalf of the client, even if fractionally. Some of our clients only need five hours of a payroll specialist, but they need someone to own that role, and they need that person to be able to talk to their sales tax team because it’s like, “Oh, we hired someone in a new state. Is sales tax applicable there?” And connect those dots because, when you have these disconnected providers, you have a lot of things that can drop because they’re not in people’s field of view. Yeah, I mean, it’s a great service. If you can get a competent team that will take care of your back office, then you can focus on figuring out message-market fit and then essentially scaling revenue. You don’t have to worry about it, and you don’t have to babysit inexperienced people that maybe you can afford to hire, but who would not be able to own the job. Yeah, exactly. I mean, it’s kind of the, “Do you want to…” You know, I think at least when we started in 2014, there was more of a generalist bookkeeper. That’s kind of the typical solution people went with. Nothing against that, but it’s kind of nice to have dedicated specialists in the different back-office areas that you need. I mean, bookkeepers are great. They’re usually not your best payroll and HR people. They’re not thinking about California final-paycheck laws, or whether you need to offer a 401(k) if you hire someone in California. Whereas, if you have someone whose entire job is payroll and HR, and you need Finvisor to help run your payroll, they’re going to be thinking about those edge cases and helping you along so that you can just build your business, get to the next milestone, and not worry about tripping yourself up because of compliance, taxes, or a lack of visibility in your reporting. Yeah, that’s great peace of mind. So this podcast is about frameworks, and I wonder, what is your framework? How do you help your clients, or how do you figure things out? What have you developed? We’re about 400 frameworks in, so I’m looking for something unique that helps you and is easy to explain—three to five steps maximum. Yeah. I mean, one of the ones that comes to mind for us is what we’ve really called the Adjacent Extension Framework. So, first, do really good work and earn your client's trust in one area. Makes it easy for them to approach you.Share on X For us, it’s historically been accounting. People think, “Great, get my books put together.” But for us, it’s really about creating a relationship and earning the client’s trust. Then, as step two, listen for the other problems they’re having. What are the adjacent problems they’re asking you to solve? And then for us, what we’ve really done is double down in those other areas by building specialists in those verticals. Once you’ve earned the client’s trust, if you’re doing their accounting and all of a sudden they’re struggling with invoicing or collections, you can say, “Hey, we can also help you with accounts receivable and collection efforts because we see your AR balance increasing on your financial statements.” At that point, they’re already thinking, “Great, I like working with this person. Let’s give their team a try and help us solve another problem.” So, for us, it’s really been about finding those adjacent problems, building a team that specializes in them, and then connecting the client with the right expert. The last piece that’s really coming to market now is using technology to empower the team. Historically, a lot of our value came from having experts who could handle the edge cases or the gray areas between payroll, accounting, taxes, and sales tax. Now, with technology, you can also build the data infrastructure to highlight what’s happening for the client while helping guide the team as they manage those clients. Love it. So what I’m hearing is, number one—or maybe even number zero—is do a great job, right? The trust. Okay. So that’s maybe another way of saying it: earn the trust. But is doing a good job enough to earn that trust, or is there more to it? I mean, I think in any service business, you want to be proactive. A lot of bookkeepers, accountants, and even legal professionals are usually waiting for the client to ask a question before providing an answer. I think the goal should be to think ahead for the client and proactively provide guidance. That came naturally for us because we sit in the fractional CFO seat.Share on X But even if you’re just doing bookkeeping, you can still catch these things for clients and help them out. Or if you’re selling P&C insurance and helping clients with their general liability coverage, you can think about what other types of coverage they may need. So I’d say the more proactive you can be, the better. The other thing is meeting clients where they already are. For us, a lot of our clients are on Slack, so we connect with them on Slack. We chat with them as if we were full-time employees because we don’t want the experience to feel different. We don’t want you to feel like you’re emailing a generic support inbox and not knowing when someone is going to get back to you. If you only need fractional-level support, it shouldn’t feel like you’re getting fractional value or a fractional level of communication. I love it. So you actually own the function inside the organization, so it feels like you’re part of the team, or your people are part of their team. So that builds the trust. So, do a great job, or earn the trust, number one. Number two, build the relationship. Number three, listen to other problems that they might have. Number four, connect them to other specialists. And number five, empower the team with technology. Yeah. That’s a lot of it. I mean, as an advisor, we’ve grown… I mean, 60% of our growth comes from client referrals. So I think you know you’re doing something right if clients are recommending you to their friends and network. And so hopefully, if someone’s listening to this and you’re not getting referrals, you should be thinking about, “How do we either create more trust for our clients to be referring us, or how do we become more top of mind when clients are having these conversations?” That’s great. So 60% of your growth comes from referrals. What’s the other 40%? How do you drive growth? What drives growth for you? What’s the other way to drive growth besides referrals? Yeah. I mean, I think it’s also being connected with the ecosystem that you’re in. In our space, there are a lot of technology partners. Think about Xero, which is an accounting software, QuickBooks Online, NetSuite, payroll software like Rippling, Bill.com. They all have accounting partnerships, and the more you can build with them and grow your team alongside them, clients will reach out to them and say, “Hey, do you have someone who can help us set up Bill.com or help us set up Rippling? We don’t have a payroll team to do our state tax registrations.” So we’ve seen a lot of good momentum as our software partners start sending us clients to help us grow. I think the other area is trying to figure out where you can have partnerships that will do introductions. We’ve been very fortunate in partnering with a number of VCs. Obviously, the VCs have worked with us because we’re on the board, or we had a mutual client. A lot of them will start to build partnership channels, and it’s a great opportunity. They’ll say, “We just invested in this company, and you should go talk to Noah’s team to help with your accounting or your fractional CFO.” So it’s really about finding those tangential operators or entities that complement whatever you’re doing. So are these primarily personal relationships that need to scale, or do you have a way to scale this across other people in your organization—this ability to develop partners? Or is it mainly you? It depends on the role. A lot of our fractional CFOs on the team continue to build relationships. I would say probably 40% of our new clients come through a channel that’s not through me. There’ll be other people on our team who have built relationships with another VC or another software company. I think one of the key things we’ve always focused on is hiring people who are very, I would say “doers” might be the wrong word, but people who can self-manage and be project managers. If you find the right people who can take a step back and look at the bigger picture, I mean, sometimes people come to Finvisor and they don’t realize that we ourselves are a business. Yes, you’re doing accounting like you were in-house and getting the books closed, but if you do good work and you realize clients are having problems, you have to think, “Hey, how can I help clients more and also help Finvisor create a win-win?” A lot of times, when we’re hiring, we’re trying to find people who have that type of drive to continue building and helping us internally, and not just do one part of the puzzle they’re responsible for. That might not be the most direct answer, but I would say a lot of it is hiring—making sure it's not just me leading the growth, but me building a team that can help lead the growth outside of just me.Share on X Yeah. So how do you share the context so that your team members can connect the dots as well as you can? What’s your approach to that? There’s a couple of ways we’ve done it. One way is we use a note-taker that then feeds into our CRM. For all client communication, whether they meet with us on Zoom or Google Meet, the transcripts are put into a centralized hub for us. It also connects to our CRM in terms of what we’re doing for the clients. At any point in time, someone can ask, “Hey, what’s going on with this client?” They can understand, “Great, this is what the payroll team talked to them about this week. This is what the CFO team talked to them about last month. These are the problems they’ve been bringing up.” So we can capture that information without it having to be provided orally every single time, and without having to rely on a chat or an email to the team. There are some moments when it’s useful to give the team a larger update, but in general, it’s good to figure out a way to capture the essence of what you’re doing for your clients so that the team can then, in an AI chat-specific way, talk through, “Hey, great, what’s going on with this client? What are their needs? What has changed in the last six months? Who’s working on the client?” I’ll have a VC that we’re talking to say, “Oh, we’re looking to invest in the CPG space and this type of vertical. Do you have any clients?” We’re at a point now where I don’t know every client. I usually have an idea about most clients, but there are definitely clients where I don’t know everything that’s happened in the last six months because I don’t talk to all 200 clients. But I can go to our central hub to gain that information and understand, “Okay, great, which client is looking to fundraise and might want to be connected to this VC?” It’s a nice way to connect the dots. They’re looking to invest. The client is looking to raise. We also do brown-bag sessions. We’re a distributed team, so I think you have to be a little more intentional about how you educate the team. We’ll have weekly meetings where we walk through new technology, new changes in what we’re offering, new positioning, and continue educating the team in a more structured format. The other thing we’ve done to help the team understand what’s going on is to make information as accessible as possible, similar to how we communicate with clients. So the team doesn’t have to log in to a pretty outdated CRM to pull information on a client. It’s either available directly in the Slack conversation or in a more modern tool like Notion, where you can easily search and find the information you want. So basically, you’re managing and harvesting your data and using that to feed people information about how they can develop partnerships. Is that what I’m hearing? Yeah. And I think a lot of it is also figuring out which playbooks and processes are repeatable, documenting them better, and then educating the team around them. For example, with our fractional CFOs, we want to be in the board meeting. If we can be in the board meeting, A, we can help clients answer questions about their finances more easily, and B, it’s good to have visibility into what the board is saying about the business and where they want to go. Then, obviously, the VCs are going to say, “Oh, great, this is Ian at Finvisor.” If he reaches out to me about a partnership, they’re going to have a better understanding of what we do because they’ve been in the room with us—or they’ve been in a virtual or in-person boardroom with us. So you’re basically sharing the playbook so that they have a better understanding of what they can refer you for. Correct. Yeah. So, switching gears here, Noah, what’s one thing that you’re trying to actively figure out in your business right now? I mean, the question everyone is trying to figure out, at least in my space, is how they’re going to use AI in some fashion. That’s the kind of million-dollar question everyone keeps talking about—AI in accounting, AI in finance. Right now, we’re really structured in how we’re trying to use it and apply it. But the question I have is, what’s the next year going to look like? What’s five years going to look like as this technology gets more legs and more trust behind it? We’re pretty intentional about what we’re building and how we’re using some of the newer technology with AI. But I think there’s a lot that, at least for me, you have to continue to iterate. The world today feels different than it did three months ago. I’d say for most of Finvisor’s history—and this has been 12 years—it hasn’t felt like that, where a year later things might feel marginally different because we’re maybe 20% bigger or whatever might have happened. Now, I think there’s a lot more excitement and unknown around technology and how it can either make people more efficient or help highlight and surface better issues that clients need to talk through. But I also feel like we’re in a moment where everyone’s trying to throw AI into every technology. So we're also trying to stay true to who we are, which is people first, relationships first—technology powering us, not being the solution.Share on X So as you’re scaling AI to improve the information that your people have, your CFOs have, that presumably is going to lead to people doing less of the mechanical, repeatable tasks and more of the judgment tasks. So how do you scale judgment as you’re scaling the impact with AI? On our side, I think it’s A, trying to organize and structure the data coming in. B, trying to create tooling that isn’t unique to one client but is built in a way that can be customized for each customer. A lot of the firms I talk to that are in the Finvisor space just take a blanket approach—turn Claude on for every fractional CFO, let them connect it to QuickBooks, and try to figure out their own playbooks. That’s not how we’ve ever run the business. We don’t just hire accountants and let them run the accounting and see how the output turns out. We’re more focused on figuring out what is actually useful for review. Right now, I think AI has been most helpful around quality. It can definitely check that things are consistent and make sure edge cases are being caught. I think we’re going to get to a future state where it’s not only making sure quality is at the 95th percentile of confidence, but also giving visibility into metrics like CAC, LTV, and churn—things that would normally take longer to pull together. Your fractional CFO might currently spend hours reviewing Stripe data or Shopify data to come to a conclusion. AI can cut out maybe 40% of that data-cleanup layer, where it’s like, “Okay, now they have the tools to dig in and understand what the underlying problem is,” instead of spending so much time cleaning up the data and getting everything organized. So currently, at least my thesis is that it’s going to allow us to manage more clients because some of the day-to-day—I don’t want to call it busy work—but the work you have to do before you get to the exciting parts of the job will become more automated and less manual, like pulling data out of Stripe, Shopify, your CRM, or NetSuite. So does that mean you’ll have a different type of people, maybe higher-level thinkers? Or do you think you can elevate your current team to that level? Yeah. I think you’re… Sorry, I know I was originally answering this through the fractional CFO lens. Most of our fractional CFOs are already at the top of that organizational pyramid. For them, it’s really about helping them have cleaner data, better visibility into the actions they need to take, and better insight into what they should be reviewing and discussing with the client. If I think more broadly about the back-office finance team, I do think a lot of the more generalist staff accountant and AP specialist roles won’t be spending as much time on the day-to-day blocking and tackling. If a client has 1,000 transactions a month flowing through their bank and credit cards, historically that accountant would sit in QuickBooks Online clicking “Okay, okay, okay,” reviewing every transaction and coding it. Eighty percent of those transactions will simply be coded automatically in real time as they come in. That leaves them to focus on the 20% that actually requires human judgment. For me, the question is, can we continue to empower those people to be more impactful with that 20%? Are they the right people for that 20%? We’ve always tried to hire people who are proactive and broader thinkers, so I think we have the right team to step into that. If we’d built a traditional BPO model with an outsourced accounting team made up of people who were really just coding transactions at a basic level, I’d be more worried because getting those people to step up and handle edge cases is difficult. But that’s not how we’ve historically built Finvisor. We’ve always tried to find people who are a little more… I’d rather hire an A-plus player than a B-player just because there’s some savings in the cost structure. I’d rather have the right people who can perform 80% of the time when they’re at bat than just hire someone because they’re cheaper. Yeah. Wrong baseball analogy there, but yeah. Yeah, I understand. So you have A-plus people. Maybe the people who are doing more bookkeeping-type services—their jobs may become automated—but your A-players are going to have best-in-class information, and they can serve more clients that way. Yeah. I still think that if you think about the typical accounting structure—if you’re working in-house and you have a bookkeeper and a controller—it’s still helpful. Depending on the size of the company, if you’re a small company, you probably won’t need that bookkeeper. The controller can handle the edge cases and close the books. But at a certain scale, you’ll still want that junior resource supporting the controller so the controller can focus on the higher-level, more strategic work. I think people will simply be able to do more with less if they’re the right person. There will be people who, if they aren’t good at staying on their toes and figuring out edge cases, won’t be the right fit. AI will probably replace some of those roles. But I think there’s a great opportunity for people who can think more strategically. They don’t have to be a CFO. They can just be a really smart bookkeeper who’s good at handling edge cases. They’ll simply be able to manage three times as many clients as they could when they had to code every single transaction. Okay. If you had a magic wand and you could fix one thing in your business over the next 12 months, what would it be? One area that we probably haven’t prioritized enough because of growth is SEO, AEO, and our overall sales build-out. Our paid advertising hasn’t been the strongest part of our business because it hasn’t been the top priority. If I had a magic wand, I’d have someone clean up our SEO and AEO visibility because I know clients love us and we do great work, but I don’t think we’re showing up the way I’d like from an SEO and AEO perspective. So that would be it. Yeah. Yeah. Yeah. Love it. So, who are your ideal customers? Who do you want knocking on your door? Is it venture-backed companies primarily, or do you also work with private company founders? Who are your sweet-spot customers? A lot of our clients are going to be in that 5-to-50-employee range, where they don’t need a full-time back office, a full-time accountant, a full-time CFO, or a full-time payroll specialist, but they need someone to own those roles. That way, we can put together the right Finvisor team to support them. We’ve intentionally made ourselves pretty modular, so while the largest group of our clients is in the tech VC world, we also have a lot of SMBs—law firms, beauty businesses, and other professional services businesses. I would say that, if you looked at the Finvisor client base as a whole, you’d probably see a lot of startups. But we’re also starting to see more SMBs and more traditional businesses that don’t have VC funding but still need help with their accounting, bookkeeping, and modernizing their back office. So it’s a bit of both. Most of our clients are going to be in that 10-to-50- or 100-employee range, where they’re complex enough that they care about their financials and want to understand what they spent last month, where they’re going, and how they’re going to get there. Earlier-stage companies are sometimes just a little too early. If you’re a one- or two-person company with just an idea, there’s a reason people think about their financials on more of a cash basis. They can think about the five clients they’re working with. Their bank balance ties pretty closely to their financials. There’s not a huge difference between the two when you’re a sole proprietor. But as you start to evolve, that’s where Finvisor can provide more value. For all of our clients, we do accrual accounting, so we’re recognizing your revenue and your costs over the life of the service. As you start to grow and build, that’s really helpful. Obviously, if you’re at day one, it’s less impactful because you’re living more day to day, week to week, and month to month. Steve Preda: Okay. So if we have those kinds of companies—which we do among our listeners—and they hear about this and want to fix their back office and outsource it to a reliable partner who can help them own those functions and give them good advice, what’s the best entry point? Where should they go, and how can they connect with you personally as well? Yeah. hello@finvisor.com comes to me and the sales team. There’s probably a 95% chance you’ll talk to me if you reach out because I still love connecting with most new businesses that come through the door. The other area I wanted to call out that could be helpful for businesses is PEOs. PEOs are great, but I think at some point clients need to graduate from the PEO, and Finvisor is uniquely positioned to be both your insurance broker—helping you quote large-group plans—and your payroll and HR team to help you leave the PEO. For a lot of our clients, once they pass that 100-employee mark, it’s like, “Great, we now qualify for a large-group plan,” which might have better rates than what they’re getting through the PEO. They just don’t have the team or bandwidth to get off the PEO. We’ll come alongside those larger companies and say, “Great, let’s quote a large-group plan for you. We’ll also put together a transition plan to register you in the 20 states where your employees are currently located. We’ll make sure you get your workers’ compensation and employment practices liability insurance in place so there’s really no difference—apples to apples—from being in the PEO to running your own payroll.” We help with that transition because I’m always surprised to see companies with hundreds of employees still on a PEO, where the savings could be in the hundreds of thousands of dollars if they left. They just don’t have the internal team because they’ve always been on a PEO. They’ve never had to do state registrations, so they don’t know how to do them. Because of that, they’re usually not looking for an alternative path to get off that structure. We can at least review it with them and help them out if it’s a good fit. And just to remind our listeners what a PEO is, in case they don’t know. Oh, sorry. Yeah. A PEO is a Professional Employer Organization. If you’ve heard of companies like TriNet or Justworks, they’re PEOs. In the health insurance space, there are four primary ways you can get health insurance. Most companies start with small-group plans in the early days because they’re state-mandated. For example, in California, if you’re under 100 employees, the rates my company gets would be the same rates Steve’s company gets if we’re both under 100 employees and we’re asking Blue Shield for a quote from the same ZIP code. That’s small-group insurance. Then there’s level-funded, where carriers quote specifically based on your employee group. There’s large-group, which is somewhat similar but designed for larger organizations. Then there’s the PEO. Let’s say you’re a 10-person company. You don’t have enough employees to qualify for large-group health insurance, which is usually discounted because the risk is spread across hundreds of employees. The PEO says, “We’ll employ your team. Instead of you directly employing 10 people and buying health insurance for only those 10 people, we’ll employ your team and give you rates based on the 10,000 employees we already have.” PEOs are really popular in places like California and New York, where health insurance is very expensive. But once you get above about 100 employees, you can usually qualify for your own large-group rates, which are similar to what the PEO is getting. The difference is that the PEO is generally marking up those rates because they need to make a margin on the plan. You can often get those rates directly yourself. Yeah. That makes perfect sense. Okay. So if you’re listening to this and you’re building a venture-backed startup, or you’re the founder of a professional services firm, a law firm, or another small business with 10 to 100 employees, and you don’t yet have the budget—or maybe you simply don’t need—a full-time CFO, insurance advisor, HR leader, and other functional specialists, then reach out to Noah and Finvisor. Check out what they have to offer and see what services might be a good fit for your business. Thanks, Noah, for coming on the show and sharing your expertise. It’s fascinating to see how this field is evolving, how you’re tapping into technology, and how you’re focusing on the highest-quality CFOs to help your clients. If you enjoyed this conversation, stay tuned. Follow us on YouTube, Apple Podcasts, or wherever you get your podcasts. Make sure you don’t miss an episode. Every week, we bring you exciting entrepreneurs and their best management frameworks. Thanks for coming, Noah, and thanks for listening. Thanks, Steve. Appreciate it. Important Links: Noah's LinkedIn Noah's website Noah's email: hello@finvisor.com
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Historically, America was always one of the friendliest countries towards Jews compared to many countries in Europe, says Batya Ungar-Sargon.But in recent years, there's a major shift on the left with anti-Semitism on the rise, she says. In this episode, she breaks down the ideological shifts reshaping American politics and explains why she rejects the modern “victimhood hierarchy.”Ungar-Sargon is the author of "The Jews and the Left" and host of “Batya!” on NewsNation argues.Views expressed in this video are opinions of the host and the guest, and do not necessarily reflect the views of The Epoch Times.
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