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Sip mentioned yesterday on the airwaves---Holgorsen has been a head coach or OC for 19 seasons and has had his teams rank in the Top 25 of total offense 14 times, and in the Top 25 of scoring 12 times—including 7 times in the Top 10 As pointed out by Sean Callahan on the show yesterday, he's also never coached a full year in the B1G, which historically has better defenses than the conferences that Holgorsen has coached in. How much more difficult is it the achieve that stat in this league and is it possible with the talent on the offense? Show Sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Historically, pop culture has been so important to LGBTQ people, not only because we often experience sexual awakenings to figures in the media we consume, but also because so many of our favorite films, shows, and records have been created by queer people. In this episode, Gabe and Chris have a freewheeling discussion about pop culture, erotic discovery, porn parodies, cruising and Buffy slashfic, with our favorite podcaster and author: Ira Madison III. Then, a cruising confession from a horny French slut has Gabe and Chris saying “sacre bleu!” Follow Sniffies' Cruising Confessions: cruisingconfessions.com Try Sniffies: sniffies.com Follow Sniffies on Social: Instagram: instagram.com/sniffiesapp X: x.com/sniffiesapp TikTik: tiktok.com/@sniffiesapp Follow the hosts: Gabe Gonzalez: instagram.com/gaybonez Chris Patterson-Rosso: instagram.com/cprgivesyoulife Guests featured in this episode: Ira Madison III: https://www.instagram.com/irathethird/See omnystudio.com/listener for privacy information.
Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every day. Thank you for joining me today and following us throughout Project 23. If you would like to learn more about this project, click the link to discover more and partner with us. Our text today is Mark 13:14-23: “But when you see the abomination of desolation standing where he ought not to be (let the reader understand), then let those who are in Judea flee to the mountains. Let the one who is on the housetop not go down, nor enter his house, to take anything out, and let the one who is in the field not turn back to take his cloak. And alas for women who are pregnant and for those who are nursing infants in those days! Pray that it may not happen in winter. For in those days there will be such tribulation as has not been from the beginning of the creation that God created until now, and never will be. And if the Lord had not cut short the days, no human being would be saved. But for the sake of the elect, whom he chose, he shortened the days. And then if anyone says to you, ‘Look, here is the Christ!' or ‘Look, there he is!' do not believe it. For false christs and false prophets will arise and perform signs and wonders, to lead astray, if possible, the elect. But be on guard; I have told you all things beforehand. — Mark 13:14-23 Jesus gives his disciples another sharp warning. He speaks of an event called the “abomination of desolation”—a moment of ultimate defilement and destruction, spoken of by the prophet Daniel. Historically, this has many layers: it looked ahead to the destruction of Jerusalem in A.D. 70, and it likely foreshadows an even greater future moment of spiritual deception and tribulation. But either way, the tone is the same. When it happens. Don't delay. Don't linger. Run for your lives. There's no time to grab things. No room for hesitation. No room for divided loyalties. This is ultimate urgency. And Jesus doesn't give these details to stir up fear in his followers but to prompt readiness. God gives warnings like this not to frighten us, but to prepare us. And if Jesus takes time to say, “I have told you all these things beforehand,” then we should take him seriously at his spoken word. The truth is, spiritual deception won't always look demonic. It may look persuasive, polished, even powerful. That's why Jesus says: “Don't be swayed.” “Be on guard.” “Stay alert.” God is not the author of confusion. He's the author of clarity. And while we don't know every detail of the end times, we do know this: God protects His people, even in and through tribulation. So instead of wasting time trying to decode every sign ask yourself: Am I grounded in God's truth? Am I guarded from untruth? Am I alert and ready for the end? #SpiritualDiscernment, #Mark13, #BeOnGuard ASK THIS: Why does Jesus speak so urgently in this passage? How should we respond to spiritual deception today? What's the difference between spiritual curiosity and spiritual readiness? Where do you need to grow in discernment? DO THIS: Set aside 10 minutes to read Daniel 9 and Daniel 11 this week. Ask God to grow your spiritual discernment—not to predict dates, but to guard your devotion. PRAY THIS: Father, thank you for being a God who warns and prepares. Help me stay rooted in your Word and unshaken when the world unravels. Amen. PLAY THIS: “Christ Our Hope in Life and Death.”
During the decade of the 1980'sz in the time between the retirement of Muhammad Ali and the rise of Mike Tyson, the sport of boxing was never more popular. Thanks to the talents, toughness and swagger of four fighters with various talents and differing styles. In this episode of the podcast. Dana Auguster and Charles Combs discuss the Four Kings era highlighted by Sugar Ray Leonard, Roberto Duran, Thomas Hearns and Marvin Hagler. This era of boxing was highlighted by epic fights, controversial decisions and a whole lot of swagger and personality. Later in the show, we will send a shout out to one of the most incredible and famous fights that involved two of the gentlemen that we talked about. On April 15, 1985 in Las Vegas in a fight that was nicknamed "The War", Thomas Hearns and Marvin Hagler put on one of the greatest fights in boxing history. A fight that only lasted three rounds. Please subscribe to the show and if you are interested in contacting the show, please write to us at Historically.Speaking.Sports@gmail.com. Mentioned in this episode:Sports History Network Theme SongThis theme song was produced by Ron "Tyke" Oliver of Music Meets Sportz https://sites.google.com/view/sportsfanztastic/sports-history-network?authuser=0
The Rich Zeoli Show- Hour 4: 6:05pm- A new American Eagle clothing advertisement features Hollywood star Sydney Sweeney bragging about her “great jeans.” Far-left social media users, however, are ridiculously saying that the commercial is secretly promoting eugenics—insisting the ad's “great jeans” line really means “great genes.” 6:20pm- A new survey from John Anzalone and Tony Fabrizio shows that 63% of voters have an unfavorable view of Democrats—giving them a net favorability of -30%. Comparatively, President Trump and Republicans have net negative favorability ratings of only 7% and 11%. 6:40pm- While meeting with British Prime Minister Keir Starmer during his trip to Scotland, President Donald Trump railed against windmills—noting: “If you shoot a bald eagle in the U.S., they put you in jail for five years. And yet, windmills knock out hundreds of them.”
Luka Doncic shedding weight? Historically bad teams that are now spending money. The odd Christian Wilkins situation. Web Gems: Messi & his wife on the kiss cam.
The Rich Zeoli Show- Hour 1: 3:05pm- A new survey from John Anzalone and Tony Fabrizio shows that 63% of voters have an unfavorable view of Democrats—with a net favorability of -30%. Comparatively, President Trump and Republicans have net negative favorability ratings of only 7% and 11%. 3:10pm- In a new report, Fox News correspondent Brooke Singman writes that CIA Director John Ratcliffe is preparing to declassify intelligence which shows U.S. intelligence received credible tips from foreign sources predicting, with what they now deem "alarming specificity," that the FBI would eventually play a central role in a Trump–Russia collusion narrative, before Crossfire Hurricane was even launched. If the new documents reveal prior awareness that foreign actors would anticipate FBI involvement, it strengthens arguments that the Russia collusion narrative was at least partially orchestrated. You can read the full article here: https://www.foxnews.com/politics/fbis-controversial-trump-russia-actions-predicted-alarming-specificity-foreign-actors-sources. 3:30pm- While appearing on Fox News with Maria Bartiromo, CIA Director John Ratcliffe did not rule out that indictments could be coming for John Brennan, James Comey, and Hillary Clinton over the Russia collusion conspiracy.
Join us as we explore the captivating history of Beaver Island, a unique gem in Lake Michigan, especially its ties to the enigmatic figure of James Strang and his Mormon community. https://youtu.be/PC9lq1Z1sGY Don't miss our other conversations about Strangism: https://gospeltangents.com/denominations/strangites/ Copyright © 2025 Gospel Tangents All Rights Reserved Except for book reviews, no content may be reproduced without written permission. 3 Mormon Print Shop Arrival and Reign of King Strang James Strang, a self-proclaimed prophet, settled on Beaver Island around 1848, having arrived in 1847. He led a group of Mormon dissenters who broke away from Brigham Young's leadership and settled on the island in 1846. By 1850, Strang was declared King of his community, which constituted the majority of the island's population. The main hub of the island is even named St. James, after him. Strang's influence extended to societal norms, where he apparently mandated that women wear bloomers or pants to prevent pneumonia, with husbands being whipped if their wives didn't comply. He also reportedly told non-Mormons (like the Irish settlers and original Ottawa/Ojibwe inhabitants) that they needed to convert, leave, or pay a tax. The Mormon Print Shop A pivotal location in Strang's community was the Old Mormon Printing House, erected in 1850 by Strang and his followers2. This building was significant as it published the Northern Islander, which was the first daily newspaper north of Grand Rapids. During the 1850s, Strang's group published religious works and two newspapers: the Northern Islander and the Daily Northern Islander. After Strang's assassination, the print shop was ransacked and later became a boarding house. Today, it stands as a museum and serves as the headquarters for the Beaver Island Historical Society. Tragic End of King Strang The growing friction within Beaver Island's Mormon community reached a violent climax in 1856. James Jesse Strang was fatally shot and clubbed by two of his disgruntled followers while walking towards the dock to meet the captain of the USS Michigan. These assassins were reportedly hiding behind a woodpile near the Johnson McCulla store. It's notable that two of the assassins were husbands who had been whipped under Strang's controversial bloomers policy. Strang died from his wounds 23 days later. The assassins were taken to Mackinaw Island by the USS Michigan's captain, who refused to allow the Mormon police to arrest them. They were soon released by the Mackinaw sheriff, celebrated by Strang's enemies, and astonishingly, each was fined only 50 cents, though the exact charge is unknown. The Aftermath and Island Life In the wake of Strang's assassination, an angry mob from the mainland stormed Beaver Island, destroying buildings and forcing the Mormons to flee. Beaver Island is the only island in Lake Michigan inhabited year-round, with a population of 500 to 800 people that swells to 3,000 in the summer. The island has a strong Irish presence, with many historical inhabitants speaking Gaelic and even naming a local bay "Donegal Bay" after a place in Ireland. Historically, the island's primary industries were lumber and fishing. Overfishing, particularly using a now-outlawed net fishing method, led to severe depletion, prompting Michigan and other states to ban the practice. Today, tourism is the main industry. The island didn't even get electricity until around 1939. Beaver Island Townships Cemetery Visitors can also explore the Beaver Island Townships Cemetery, one of two cemeteries on the island (the other being a Catholic cemetery). The oldest grave dates back to 1853, within James Strang's era. An interesting feature of the cemetery is the presence of posts marking older graves where the original wooden crosses have long since deteriorated, indicating a body is buried there even if the identity is unknown. The second oldest grave, dated July 27, 1859,
"What are we to make of a book that opens with the bold claim, ""All is vanity""?In this sermon, we begin our journey through the book of Ecclesiastes by considering its opening words and the man who spoke them: Solomon, son of David, king in Jerusalem. Though often misunderstood as a work of pessimism or contradiction, Ecclesiastes is a deeply theological reflection on life “under the sun”—a life disconnected from God.Historically attributed to Solomon, this book represents the reflections of a man who had everything—wisdom, wealth, power, pleasure—and yet found it all empty apart from God. By exploring the historical context and internal evidence for Solomonic authorship, we find that Ecclesiastes is not a contradiction to the wisdom of Proverbs but its necessary complement. It is the mature confession of one who once wandered and came to see the futility of life without God.This message is especially relevant for our modern age, where the pursuit of success, beauty, knowledge, and pleasure often takes center stage. But the Preacher tells us, as does Christ himself through these inspired words: Only in God is there true meaning.
Pricing and packaging has undergone a radical transformation since the early 1950s. And the clear through line is a changing unit of value and how it's tracked.Historically, the tech industry has undergone six waves of change.* Hardware + Software sold together* Software Sold for Hardware* Application Service Providers* Outsourced Infrastructure + SaaS* Usage Based Pricing* HybridWe'll walk through each evolution, and leave you with some tips for overcoming common pricing challenges in the age of AI.This week's podcast is brought to you by Campfire (www.campfire.ai)We've all used legacy ERPs. Painful migrations, endless consulting fees, and even after you're live, getting simple answers still means hours in spreadsheets.Campfire fixes that. It's the AI-first ERP built for modern finance and accounting teams. It's helping mid-market and enterprise teams close faster, unlock insights instantly, and scale smarter - without the additional headcount.I use Campfire myself, and it's been a game changer for our finance workflow. The interface is intuitive, migration was quick & painless, and it's freed us up to focus on strategic work.They just raised $35 million from Accel to further reimagine ERP. That's not easy to do.I'm excited to see how they keep reimagining this space – and you should be too.Check them out at www.campfire.ai.Referenced on podcast:* Jason Kap's expert pricing consultancy: https://bluerocket.io/ Get full access to Mostly metrics at www.mostlymetrics.com/subscribe
Join us for an exciting episode of the Straight Dope Show as we dive deep into the world of sports! From the thrill of Bryce Harper's daring home steal to the ongoing debates surrounding the WNBA and its treatment of female athletes, we cover it all. Our hosts, El Uno and TraB The Wonder, share their candid thoughts on the highs and lows of baseball, basketball, and women's sports, while also tackling the complexities of player contracts and the impact of media on athletes' careers. With lively discussions, personal anecdotes, and a sprinkle of humor, this episode is a must-listen for any sports fan looking to stay informed and entertained. Tune in and catch the vibe!Download Rock Da Crowd TV on a near you today![00:02:51] Officials ruining sports excitement.[00:06:04] WNBA All-Star Game highlights.[00:08:04] Built-in misogyny in sports.[00:12:40] Women's basketball investment challenges.[00:16:12] Angel Reese's rising popularity.[00:19:11] Future WNBA stars and predictions.[00:22:04] Ken Griffey Jr.'s greatness.[00:26:36] Cheating in baseball culture.[00:31:22] Historically, the Clippers are losers.[00:35:01] Steve Kerr's coaching criticism.[00:39:16] Contract negotiations and perceptions.[00:42:10] Player politics and career impact.[00:45:34] Player value and team dynamics.[00:49:29] Player performance and expectations.[00:52:05] Confidence in sports performance.[00:55:30] Cam Thomas and ball hogging.[01:00:46] Dame's return to Portland.[01:04:55-01:05:05] Ball movement in modern basketball.[01:06:19] Team-oriented basketball offense.[01:10:40] Tyler, the Creator's new album.[01:15:00] Cultural identity in hip-hop.[01:21:20] Trusting artists with authenticity.[01:22:21] Flows and Cadences in Rap.[01:27:45] Wiz Khalifa's musical evolution.[01:30:39] Clipse's impactful storytelling in music.[01:37:14] Trump's legal troubles and supporters.[01:39:32] Media influence and public perception.[01:44:44] Benefits of collaboration and betrayal.[01:47:05] Political power and accountability.[01:50:22] Government incompetence and public frustration.[01:54:23] Live event at Southside Park.
From the archives: 2-27-23Execution by firing squad is a method of capital punishment in which a group of trained shooters simultaneously fire their weapons at the individual being executed. Historically, this method was used by many countries, but today it is only used in a handful of places.The process typically involves binding the condemned individual to a post or chair and placing a target over their heart. A group of shooters, usually between three and twelve individuals, then take aim and fire simultaneously. The goal is to ensure a quick and relatively painless death.In this episode, we take a look at the new bill that was proposed by a lawmaker in Idaho that would see the firing squad brought back and what that means for Bryan Kohberger.(commercial at 8:25)to contact me:bobbycapucci@protonmail.comsource:Bryan Kohberger could face firing squad if convicted of Idaho students' murders (nypost.com)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
“A gentleman's hands are [always] clean” Infectious diseases caused by bacteria have killed well over half of all humans who have ever lived on Earth. Historically, bacterial infections have started major pandemics such as the bubonic plague, which is estimated to have killed 50-60 per cent of the population of Europe during the Black Death in the 14th Century. And yet when a person in Oregon came down with bubonic plague in 2024 it was a non-event. The pathogen involved was quickly identified and antibiotics given. There was no chain of infection and no epidemic. And the patient lived. Germ theory is one of the most transformative developments in human history. … Continue reading →
Whether you love spiders or can't be within 10 feet of them, you probably think of them crawling around on land. Historically, most researchers would probably say the same thing: Based on the fossil record, they've thought the earliest arachnid ancestors existed around 450 million years ago, living and diversifying exclusively on land. But a new study out this week in the journal Current Biology suggests arachnid brains may have originated much earlier in the ocean. Want to hear more stories about the history of animals on Earth? Email us and let us know at shortwave@npr.org.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
See what a local historian thinks about James Strang as we tour the town of St James on Beaver Island, Michigan. Check out the conversation! https://youtu.be/wBl1C55HoyY Don't miss our other conversations about Strangism: https://gospeltangents.com/denominations/strangites/ Copyright © 2025 Gospel Tangents All Rights Reserved Except for book reviews, no content may be reproduced without written permission. Beaver Island: A Journey Through Time and Tyranny in Lake Michigan Welcome to Beaver Island, often called "America's Emerald Isle," a fascinating gem in Lake Michigan with a history as rich and diverse as its landscape. If you've ever wondered about year-round island life, a unique Mormon kingdom, or the rise of an Irish community, you're in the right place! Island Life: Year-Round Charm and Seasonal Bustle Beaver Island is unique as the only island in Lake Michigan with a year-round population. While around 600-800 people call it home in the winter, the population swells to 3,000-4,000 during the summer months. Access to the island is primarily by private boat or air service, as ferries only run until mid-December. The main community, St. James, named after James Jesse Strang himself, is where most businesses are concentrated, including the year-round community center, taverns like the Shamrock bar and restaurant, a motel, and a hardware store that also houses a gift shop and vet clinic. Many other businesses, like some restaurants and a bicycle/boat rental shop, are open only in the summer. Historically, the island's economy relied heavily on commercial fishing, with fish being salted or iced down and sent via ferry to Charlevoix for further rail transport to cities like Indianapolis or Chicago. Hotels also played a main role in the economy for many years. Unforgettable Reign of King Strang A significant chapter in Beaver Island's history revolves around James Jesse Strang, a controversial figure who established a Mormon colony here. Strang arrived on the island around 1847-1848, with his colony reaching approximately 1,500 people by the time of his death in 1856. Strang was an ambitious leader, and his people surveyed Beaver Island for the first time in 1848. He named the town of St. James after himself and began building a highway, the King's Highway, also named after himself. His colony was so established that they even had a daily newspaper, the only one north of Grand Rapids at the time. However, Strang's rule was often described as tyrannical by the tour guide. He quickly made enemies with his policies: He mandated that anyone wishing to stay on the island had to become a Mormon or pay him a tax or leave. This drove many people off the island, though some reluctantly converted because they had nowhere else to go. He authorized his followers to steal fish from other fishermen's nets and even take items from the homes of fishermen who were out at sea, according to the guide. Initially, Strang was against plural marriages, but a couple of years after arriving, he embraced polygamy, taking four more wives after his first wife, Mary, left him and returned to Wisconsin. He was also known for peculiar practices, such as having his people build a dock just a few inches under the water in Font Lake (named for baptismal font) so he could appear to be "walking on water" when baptizing his followers. Strang also left a lasting mark on the island's geography by naming several places with biblical references. Examples include: Font Lake, where baptisms took place. Mount Pisgah, a hill named after the biblical Mount Pisgah from which Jesus preached. It became a popular spot for people to climb. A lake on the south side of the island was called Lake Jaz or Lake Galilee, corresponding to the Sea of Galilee in the Holy Land. Interestingly, Strang was a well-educated man who passed the Michigan bar exam and could practice law. This legal expertise proved useful,
There is perhaps no crop that illustrates the success of agricultural science like corn. It has been bred to grow well, with strong stalks and robust disease resistance. And scientists have engineered multiple uses for it, making it a very agronomically successful plant.But that success has resulted in an almost monoculture of modern corn in North America. Historically, corn was a diverse crop, with many varieties grown throughout the land. Some brewers are helping to revive these heritage corn varieties and embracing the unique characteristics that they bring. This produces a unique product, is friendly to the land and harkens back to a simpler time. In a way, beer made with heritage corn is time travel in your glass.This Episode is Sponsored by:Sierra Nevada Brewing Co.Sierra Nevada Brewing Company, where trailblazing runs in the family. From crafting a movement with their iconic Pale Ale, to taking the IPA haze craze nationwide with Hazy Little Thing – it's an adventurous spirit you can taste in every sip. Find your next favorite beer wherever fine beverages are sold. With new brews for every season, there's always something to discover. Sierra Nevada Brewing Company. Still Family-Owned, Operated & Argued Over.Hosts: Don Tse and Em SauterGuests: Evan Watson and Glenn RobertsSponsors: Sierra Nevada Brewing Co., All About BeerTags: Corn, Lager, Farming, Brewing, CornPhoto: John HollThe following music was used for this media project:Music: Awesome Call by Kevin MacLeodFree download: https://filmmusic.io/song/3399-awesome-callLicense (CC BY 4.0): https://filmmusic.io/standard-licenseArtist website: https://incompetech.com ★ Support this podcast on Patreon ★
The so-called “protocols” of “Zion” can teach us something about psychological warfare. Although the document as a policy paper is without doubt a forgery, it was written by Soviet secret police to discredit legitimate accusations of communist crimes. We see this playbook every time a major story consumes our news feeds. The subject of child trafficking was diverted from public interest with the pizza gate conspiracy. The Epstein story has been diverted for a political pageant involving supposed crimes of a former president. Historically, we see massacres like the one at the Katyn forest, which was initially blamed on Nazis but actually carried out by the orders of Stalin himself. What are we to make of the psychological warfare and how can we learn to see through its intended deceptive goals?*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKWEBSITECashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.
Don and Tom highlight what may be today's biggest stock market bargain: small-cap value stocks, which have drastically underperformed large-cap growth and now appear poised for long-term reversion to the mean. They explain why chasing big winners like Nvidia and Apple could backfire, and why broad diversification with a tilt toward small and value still makes sense. Callers get help with tax drag from old mutual funds, switching from expensive active funds to ETFs, household asset allocation, Roth conversions, and whether to sell a large single-stock inheritance. The show wraps with a well-deserved swipe at Jordan Belfort's shameless self-promotion. 0:05 Don kicks things off with a musical flashback: The Who's “Bargain” sets the tone for a segment on what may be today's biggest investing bargain—small value stocks. 2:00 The S&P 500 has averaged 13.2% annually since 2014; small caps lag at 7.2%. Investors are fleeing small-cap ETFs just as they may be poised for reversion to the mean. 3:30 The top five stocks in the S&P 500 are now five times larger than the entire Russell 2000. That kind of imbalance can't last forever. 5:08 Historically, small-cap value has outperformed large growth by ~4% annually over 100 years—yet most investors are overexposed to U.S. large-cap growth. 8:08 Instead of market timing, build a balanced portfolio based on your risk tolerance. Consider overweighting small and value, but don't ditch large caps entirely. 9:23 Even the worst year for small caps (2008, -34%) wasn't as bad as the S&P's peak-to-trough crash (-57%). Diversification isn't just smart—it's safer. 10:23 For equity allocation: a 1/3 split between large U.S., small U.S., and international may be simple, but effective. 11:59 Eugene from Baltimore has a $5M+ portfolio generating massive taxable income. Don and Tom recommend municipal bonds and more tax-efficient ETFs. 17:45 Mutual fund to ETF conversions (like those offered by Vanguard and Dimensional) could reduce Eugene's tax bill without triggering capital gains. 22:43 BJ from San Antonio holds a pricey Invesco fund (SMMIX) full of big tech—essentially a closet index fund with an 0.85% fee. Time to switch to low-cost, diversified ETFs. 25:38 Vanguard's VUG offers the same exposure with more holdings and a 0.04% fee—plus it's transparent, predictable, and consistent. 28:43 Ron in Lakeland wonders if he should copy his wife's ETFs. If your household has a unified asset allocation plan, identical holdings across accounts are fine. 31:27 Jerry from Lacey, WA asks whether to keep doing Roth conversions or start Social Security now. Don and Tom advise continuing tax-efficient conversions, possibly up to the 22% bracket, but not beyond. Also watch out for income thresholds that affect benefits like the $6K tax rebate. 35:46 Sherry (dropped call) inherited $4M in Microsoft. Diversify! But do it with a tax strategy and professional help. 36:49 Don reacts to a nauseating LinkedIn post by Jordan Belfort, reminding us that glorifying financial predators only feeds industry corruption. Learn more about your ad choices. Visit megaphone.fm/adchoices
Elli Kaplan, CEO and Co-Founder of Neurotrack, emphasizes the importance of early cognitive assessment and the potential of digital tools in advancing the screening process for cognitive decline and neurodegenerative diseases. Screen-based assessment tools can provide more efficient, accurate, and objective screening compared to traditional pen and paper tests. Integrating cognitive screening into primary care settings can lead to early intervention when lifestyle changes can help maintain brain health and slow the progression of conditions like Alzheimer's disease. Elli explains, "We are focused on screening for cognitive decline, and that includes mild cognitive impairment all the way through to Alzheimer's disease, working largely with primary care providers to help them then make a diagnosis of cognitive decline or Alzheimer's in their clinics and refer patients on to get better treatment." "Historically, there have been tests that have existed in the universe that are pen and paper tests that measure cognition. I would say quite poorly. But the other problem with these types of tests is that they have to be administered by a trained administrator, who is typically a doctor, and they take a long time. So they may take anywhere from 10 minutes to 25 minutes. And so the advantages of digital tools are that one, they don't carry that same bias. Some that would occur with one provider versus another versus another, with a different kind of style administering the test. So they're much more objective." "Our tests are quite short, so they can be administered, self-administered in about three minutes, depending on the patient. So, anywhere from three minutes up to about seven minutes, as we unlock additional tests as they may be needed for a particular patient. So they make it possible to standardize testing across a population and to integrate it into workflows in ways that haven't been possible before. So more efficient, more accurate, and more objective. And you take out a lot of the bias that has existed around both administration, as well as things like language or education levels, ethnicity, that type of thing." #Neurotrack #Alzheimers #HealthTech #AlzheimersAwareness #MemoryCare #SeniorCare #Aging #Cognition #CognitionScreening #Dementia neurotrack.com Download the transcript here
Elli Kaplan, CEO and Co-Founder of Neurotrack, emphasizes the importance of early cognitive assessment and the potential of digital tools in advancing the screening process for cognitive decline and neurodegenerative diseases. Screen-based assessment tools can provide more efficient, accurate, and objective screening compared to traditional pen and paper tests. Integrating cognitive screening into primary care settings can lead to early intervention when lifestyle changes can help maintain brain health and slow the progression of conditions like Alzheimer's disease. Elli explains, "We are focused on screening for cognitive decline, and that includes mild cognitive impairment all the way through to Alzheimer's disease, working largely with primary care providers to help them then make a diagnosis of cognitive decline or Alzheimer's in their clinics and refer patients on to get better treatment." "Historically, there have been tests that have existed in the universe that are pen and paper tests that measure cognition. I would say quite poorly. But the other problem with these types of tests is that they have to be administered by a trained administrator, who is typically a doctor, and they take a long time. So they may take anywhere from 10 minutes to 25 minutes. And so the advantages of digital tools are that one, they don't carry that same bias. Some that would occur with one provider versus another versus another, with a different kind of style administering the test. So they're much more objective." "Our tests are quite short, so they can be administered, self-administered in about three minutes, depending on the patient. So, anywhere from three minutes up to about seven minutes, as we unlock additional tests as they may be needed for a particular patient. So they make it possible to standardize testing across a population and to integrate it into workflows in ways that haven't been possible before. So more efficient, more accurate, and more objective. And you take out a lot of the bias that has existed around both administration, as well as things like language or education levels, ethnicity, that type of thing." #Neurotrack #Alzheimers #HealthTech #AlzheimersAwareness #MemoryCare #SeniorCare #Aging #Cognition #CognitionScreening #Dementia neurotrack.com Listen to the podcast here
“A joyful heart is good medicine, but a crushed spirit dries up the bones.” - Proverbs 17:22As we wrap up our series on the temperaments and how they impact our financial decisions, we're turning the tables a bit. Today, Kathleen Edelman—who's been our guide through this journey—is taking the host seat to interview Rob West about the Yellow temperament.Kathleen Edelman is the author of I Said This, You Heard That: How Your Wiring Colors Your Communication. She is certified in Biblical Studies and Christian Counseling Psychology and has spent over 30 years coaching clients in the art of effective communication.What Is the Yellow Temperament?The yellow temperament, known as sanguine, is characterized by high energy, optimism, and a deep desire for connection. Yellows are extroverted and people-oriented, speaking the language of fun and relationships. They often bring joy, inspiration, and laughter into every environment they enter. However, they also face challenges, particularly in areas such as focus, follow-through, and impulse control.Historically rooted in the work of Hippocrates, the four temperaments offer a timeless framework for understanding how people are wired to think, speak, and listen. The yellow temperament is one of four:Red (Choleric): Task-oriented extroverts, driven by power and control.Blue (Melancholic): Task-oriented introverts, focused on perfection and order.Green (Phlegmatic): People-oriented introverts, seeking calm and harmony.Yellow (Sanguine): People-oriented extroverts, motivated by fun and connection.How Yellows Communicate and RelateYellows are often described as the life of the party—fun, inspiring, and full of energy. They thrive on being liked, included, and appreciated. They tend to wear their hearts on their sleeves and use charm, humor, and emotional connection to relate to others.Their innate needs include:Approval – being accepted for who they are.Acceptance – feeling included and invited.Attention – being given full focus and eye contact.Affection – being acknowledged and appreciated.When these needs are met, yellows radiate joy and creativity. But when unmet, they may seek attention in unhealthy ways or rely on charm to mask insecurity. Understanding these tendencies can help others relate to yellows with empathy and intention—and help yellows themselves pursue healthy, life-giving connections.Financial Habits of the Yellow TemperamentWhen it comes to money, yellows tend to view finances through the lens of spontaneity and enjoyment. They view money as a means to create experiences, give generously, and make memories with others. However, their optimism and impulsiveness can lead to overspending or a lack of strategic planning.Some common financial tendencies of yellows include:Generosity is driven by emotion rather than strategy.Difficulty sticking to strict budgets or long-term plans.A tendency to avoid hard money conversations, especially if there's potential for conflict or disapproval.Using money to strengthen relationships and bring joy.To thrive financially, yellows benefit from tools that provide structure without feeling restrictive, such as flexible budgeting systems, automated savings, or labeled cash envelopes tied to experiences (e.g., “Dinner with Friends”). Framing financial stewardship in terms of purpose, joy, and relational impact helps them stay engaged and motivated.Communication and StewardshipIn conversations—especially around finances—yellows respond best to positive framing and shared vision. They may avoid spreadsheets or conflict, but they are quick to dream, encourage, and cast vision. When invited into planning that includes moments of celebration or generosity, they are more likely to stay committed.In leadership or ministry settings, yellows often bring energy and hope to conversations. They are natural encouragers and communicators, able to uplift others with genuine warmth and presence. However, they may need accountability partners or systems to help with follow-through and details.Understanding their own temperament also enables yellows to listen more intentionally. With tools like Edelman's workbook, they can better identify the temperaments of others and respond in ways that build connection and clarity, both at work and at home.The yellow temperament is a vibrant and life-giving expression of God's creative design. While yellows may struggle with structure and impulse, they bring essential gifts of joy, vision, and generosity. With the right tools and a deeper self-awareness, they can become faithful stewards who reflect the heart of Christ, not just in their relationships, but also in how they give, plan, and lead.For a deeper dive into all four temperaments and how they relate to stewardship, relationships, and communication, explore Kathleen Edelman's featured article in our Faithful Steward magazine. To receive a copy each quarter, become a FaithFi Partner by giving $35 a month or $400 a year at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:I'm about three and a half years away from retirement and currently have more saved in traditional IRAs than Roth IRAs. Would it be wise to start converting some of those traditional funds into Roth now—even if it means taking a tax hit—to avoid higher taxes in retirement?I'm 40 years old and have several 401(k) accounts from former employers. I've received mixed advice—some financial advisors say I can't consolidate them into a single account, while another is recommending I move them into a hedge fund that claims to offer a 15–17% return. What should I do?A few years ago, we loaned our son and his wife money to build a tiny home. They're now selling it at a loss to a third party. Are there any sales tax or personal tax consequences we—or our son—should be aware of in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)I Said This, You Heard That: How Your Wiring Colors Your Communication by Kathleen EdelmanWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
At the urging of President Donald Trump, Texas Republicans are once again pushing a mid-decade redistricting process, this time to help the GOP maintain control of the U.S. House in next year's midterm elections in order for Trump to continue implementing his agenda. Historically the party in power takes losses in midterms, so Trump is using Texas, and perhaps other red states, to hedge against losing control of the House. Also, Kerr County officials say the number still missing from the deadly July 4th flooding is down to three. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week's episode of The Refresh skips the usual industry drama to spotlight three major developments in advertising and media. Host Kait walks through The Trade Desk's milestone entry into the S&P 500, NBCUniversal's record-setting upfront performance, and Delta's bold use of AI for personalized airfare pricing. From validating independent ad tech to the future of programmatic sports buys and the controversy surrounding dynamic pricing, the episode unpacks where innovation is winning, and where it's raising eyebrows. The Trade Desk Joins the S&P 500: The Trade Desk became the first pure-play ad tech company in over 20 years to join the S&P 500, a sign of its financial strength, consistent profitability, and key role in the digital advertising ecosystem. Stock Surge Following Announcement: Following news of its inclusion, The Trade Desk's stock jumped 14% on July 14. Historically, companies newly added to the index see a 13–14% gain over the next year. NBCUniversal's Best Upfront Ever: NBCU reported a 15% YoY increase in total upfront commitments, with a 45% spike tied to sports. One-third of upfront spend went to Peacock, marking its largest digital upfront to date. Programmatic Drives New Advertiser Growth: NBCU attracted more small and midsize advertisers this year, many of whom used programmatic buying. Their programmatic revenue alone reached $1 billion in this cycle. Delta's Controversial AI Pricing Rollout: Delta plans to use AI to set prices for 20% of domestic tickets by the end of 2025. While positioned as innovation, critics have raised concerns over potential bias and lack of transparency in AI-driven fare models. Learn more about your ad choices. Visit megaphone.fm/adchoices
I've been doing this work for over a decade. And still, people call me “the sexy lady” like it's some surface-level label.But let's be honest most people have no idea what itactually means to reclaim sexual power.Because it's not just about feeling sexy. It's not about lingerie or lip gloss. It's about coming home to your deepest truth.Sexuality is spirituality.And if we really understood that, we would see less trauma, fewer toxicrelationships, and way more women walking through life in their full radiance.Historically, our sexuality as women has been strippedaway through religion, culture, abuse, media, and generational shame. We've been taught our bodies are “too much” or “not enough.” We've been trained to disconnect, hide, or silence our erotic truth.But your power as a woman? It lives right there in yoursexuality.Join us Sept 19/20 for Shameless Freedom Live - The Freedom Keys
This week Karen is addressing a question she gets asked all the time regarding the use of tinctures in perfumery. The short answer to this question is that tinctures don't work. But, with so many people using this process, there has to be something to it, doesn't there? In this episode, Karen gives you a comprehensive lesson on tinctures from early history to the way they behave in perfumes, and even how the sperm whale plays a part in the whole process, so that you too can become an expert on tinctures and their usage. KEY TAKEAWAYS What exactly are tinctures, how do you create them, what is their role, and why do people seek to use them in perfumery? Karen gives a crash course on all things tincture. Historically, tinctures were used in perfumery, and this is part of the reason most people still think they are a viable method today. However, Karen reveals the truth of the origin of tinctures. From scents breaking down to the onset of mold, there's a lot that can go wrong with your perfumes when using tinctures. Karen gives an overview of the main problems and why they occur. Ambergris is a material that does actually require tincturing. Karen explains why this material works with tincturing and how to get the best out of it. BEST MOMENTS “Originally, tinctures were used as a base and not as an absolute or essential oil.” “The idea you can tincture any flower and get a usable material is a modern idea and it's also not true.” “Creating a structured, repeatable, well balanced fragrance will need materials that are stable and are not going to go off over time.” VALUABLE RESOURCES Getting Started Guide Artisan Perfumery Mastermind ABOUT THE HOST Fragrance expert, author, teacher and speaker; Karen Gilbert runs courses in the UK and online which demystify the secretive world of perfumery in a fun and interactive way. Karen has inspired thousands of students to explore their olfactory sense and create their own personalised fragrances. With extensive product development experience in both the commercial perfumery and the organic skincare industry, Karen is able to offer a unique insight into creating natural and mixed media fragrances for fine fragrance, room scents and skincare/bodycare products using commercial perfumery techniques. Karen is also a certified meditation teacher and has a passion for helping people to create daily rituals that integrate scent with other modalities to shift state and increase your sense of wellbeing. CONTACT DETAILS Website Instagram Facebook YouTube Email This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
The Carolina Panthers are sticking with defensive coordinator Ejiro Evero for the 2025 season, but the same can't be said for his supporting cast. After a historically poor defensive performance in 2024, head coach Dave Canales has made significant changes to the defensive coaching staff. In this video, we break down the key departures and new arrivals that could reshape the Panthers' defense.We'll analyze the impact of losing safeties coach Bert Watts, outside linebackers coach Tem Lukabu, and quality control coach Bobby Maffei. More importantly, we'll dive deep into what the new hires bring to the table.Join us as we explore the philosophies and track records of:Renaldo Hill (Secondary Coach): A former NFL safety, what changes will he implement to a secondary that struggled mightily last season?AC Carter (Outside Linebackers Coach): Can Carter unlock the potential of the Panthers' pass rush and improve a run defense that was gashed in 2024?Kevin Peterson (Defensive Assistant): As a recent NFL player, what fresh perspective will Peterson offer to the defensive meeting room?
These sources collectively explore the multifaceted nature of the First Amendment to the U.S. Constitution, which protects fundamental freedoms including speech, religion, press, assembly, and petition. They differentiate between fully protected, less protected, and unprotected categories of speech, with particular emphasis on incitement to imminent lawless action as defined by Brandenburg v. Ohio and the protection extended to offensive public discourse in Snyder v. Phelps. The texts also examine the historical evolution and current challenges facing press freedom in the digital age, suggesting a potential need to distinguish the press clause from the speech clause for the sake of professional journalism's viability. Finally, they highlight the often-overlooked right to petition, detailing its historical significance as a direct means of government redress for citizens, including marginalized groups, and its diminished role today compared to its robust past.The five distinct freedoms protected by the First Amendment are speech, religion, press, assembly, and petition. These rights form the foundation of American democratic society by limiting government interference in personal expression and political engagement.Protected speech includes political discourse and symbolic expression, safeguarding unpopular or dissenting views, and is generally immune from government censorship. Unprotected speech, however, falls into narrow categories like true threats or obscenity, where the speech directly causes substantial, socially unacceptable harm and can be punished.Clarence Brandenburg was convicted for advocating violence under Ohio's criminal syndicalism statute. This statute broadly prohibited the mere advocacy of violence as a means of political reform, which the Supreme Court found unconstitutional.The three elements of the "imminent lawless action" test are: the speech must be directed to inciting lawless action, the lawless action must be imminent, and the speech must be likely to incite or produce such action. All three must be met for speech to lose its First Amendment protection.Brandenburg v. Ohio replaced the "bad tendency" test (from Whitney v. California) and effectively overturned the "abstract advocacy" standard (from Dennis v. United States). It shifted the focus to speech that directly incites immediate and likely unlawful action, protecting mere advocacy of violence.Justice Douglas's "absolutist" position argued that the phrase "no law" in the First Amendment should be interpreted very literally, meaning nearly all speech should be immune from prosecution regardless of governmental interests. He believed the "clear and present danger" test had been misused to suppress legitimate First Amendment claims.A "content-based" regulation restricts speech based on its message or subject matter and is subject to strict scrutiny. A "content-neutral" regulation, conversely, regulates the time, place, or manner of speech, regardless of its content, and is subject to intermediate scrutiny.Prior restraint is an administrative system that prevents speech from occurring before it is published or expressed. It is highly disfavored because the Supreme Court views it as the "most serious and least tolerable infringement" of First Amendment rights, carrying a heavy burden for the government to justify.Historically, the right to petition allowed individuals to formally file grievances with Congress for review and response, often leading to investigation or hearings. Today, online petitions often lack this formal process; they are frequently political theater and typically do not receive official congressional review or response.An example of symbolic speech protected by the First Amendment is burning the American flag, as ruled in Texas v. Johnson. This act, though offensive to many, was recognized as a constitutionally protected form of conveying a political message.
Brief rant media and tech companies have failed us then I settle down to totally trash Stablecoins. Then together we look at an article from 1899 entitled Toward Anarchy
Munaf Manji and Griffin Warner talk MLB betting for Friday. ⚾ Lucas Giolito's form: 3 earned runs allowed over last 5 starts; 6+ innings in each
Munaf Manji and Griffin Warner talk MLB betting for Friday. ⚾ Lucas Giolito's form: 3 earned runs allowed over last 5 starts; 6+ innings in each
Munaf Manji and Mackenzie Rivers talk all things NBA.
Senator Alex Padilla says the vast majority of people getting caught up in Trump’s immigration raids and detentions are those without serious criminal convictions. He also weighs in on the Jeffrey Epstein files and Trump’s push to cut federal funding for NPR and PBS. Trump’s budget gives ICE $75 billion for recruitment and the construction of new jails. Historically, police expansions are rife with corruption, according to journalist and historian Garrett Graff. Michelle Huneven is rebuilding her Altadena home after the Eaton Fire. Her latest book follows a family across multiple decades and locations as they struggle with grief, dislocation, and addiction. When used judiciously, lavender can add an air of mystery to a dish, amplifying flavor without calling attention to itself.
Munaf Manji and Mackenzie Rivers talk all things NBA.
Senator Alex Padilla says the vast majority of people getting caught up in Trump's immigration raids and detentions are those without serious criminal convictions. He also weighs in on the Jeffrey Epstein files and Trump's push to cut federal funding for NPR and PBS. Trump's budget gives ICE $75 billion for recruitment and the construction of new jails. Historically, police expansions are rife with corruption, according to journalist and historian Garrett Graff. Michelle Huneven is rebuilding her Altadena home after the Eaton Fire. Her latest book follows a family across multiple decades and locations as they struggle with grief, dislocation, and addiction. When used judiciously, lavender can add an air of mystery to a dish, amplifying flavor without calling attention to itself.
Callan, also known as “Sap” is the Co-Founder of Threshold Labs, the managing team behind Threshold Network's tBTC, a trust-minimized bridge enabling native Bitcoin in DeFi. Why you should listen Threshold Network is a decentralized infrastructure protocol that leverages threshold cryptography to provide privacy and access control services on public blockchains. It was formed through the merger of two projects, Keep and NuCypher, with the aim of enabling secure and decentralized custody and data privacy. One of its core offerings is tBTC, a decentralized bridge that allows users to bring their Bitcoin onto Ethereum and other EVM-compatible networks in the form of an ERC-20 token that is fully backed 1:1 by BTC. tBTC is designed to address the limitations of custodial wrapped Bitcoin products, such as WBTC, which rely on centralized entities to hold users' BTC. Instead, tBTC uses a network of randomly selected node operators that collectively manage custody through threshold signature schemes. This structure ensures that no single party can access or move the underlying BTC, enhancing security and decentralization. The latest version, tBTC v2, introduces a scalable and permissionless model, progressively shifting control from human intermediaries to protocol-based guarantees. Bitcoin DeFi—or BTCFi—is an emerging segment of decentralized finance that aims to bring Bitcoin's liquidity into smart contract ecosystems. Historically, Bitcoin has been underutilized in DeFi due to its limited scripting capabilities and incompatibility with platforms like Ethereum. Bridges like tBTC are key to unlocking Bitcoin's potential in DeFi, enabling BTC holders to participate in lending, yield farming, liquidity provision, and collateralized borrowing—all while retaining exposure to Bitcoin. By offering a decentralized, trust-minimized bridge, Threshold Network positions itself as a foundational layer in this growing ecosystem. Supporting links Stabull Finance Threshold Network Andy on Twitter Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.
Drs. Hope Rugo, Sheri Brenner, and Mikolaj Slawkowski-Rode discuss the struggle that health care professionals experience when terminally ill patients are suffering and approaches to help clinicians understand and respond to suffering in a more patient-centered and therapeutic way. TRANSCRIPT Dr. Hope Rugo: Hello, and welcome to By the Book, a monthly podcast series from ASCO that features engaging conversations between editors and authors of the ASCO Educational Book. I'm your host, Dr. Hope Rugo. I'm director of the Women's Cancers Program and division chief of breast medical oncology at the City of Hope Cancer Center, and I'm also the editor-in-chief of the Educational Book. On today's episode, we'll be exploring the complexities of grief and oncology and the struggle we experience as healthcare professionals when terminally ill patients are suffering. Our guests will discuss approaches to help clinicians understand and respond to suffering in a more patient-centered and therapeutic way, as outlined in their recently published article titled, “Oncology and Suffering: Strategies on Coping With Grief for Healthcare Professionals.” I'm delighted today to welcome Dr. Keri Brenner, a clinical associate professor of medicine, palliative care attending, and psychiatrist at Stanford University, and Dr. Mikołaj Sławkowski-Rode, a senior research fellow in philosophy in the Humanities Research Institute at the University of Buckingham, where he also serves as director of graduate research in p hilosophy. He is also a research fellow in philosophy at Blackfriars Hall at the University of Oxford and associate professor at the University of Warsaw. Our full disclosures are available in the transcript of this episode. Dr. Brenner and Dr. Sławkowski-Rode, thanks for being on the podcast today. Dr. Keri Brenner: Great to be here, Dr. Rugo. Thank you so much for that kind introduction. Dr. Mikołaj Sławkowski-Rode: Thank you very much, Dr. Rugo. It's a pleasure and an honor. Dr. Hope Rugo: So I'm going to start with some questions for both of you. I'll start with Dr. Brenner. You've spoken and written about the concept of suffering when there is no cure. For oncologists, what does it mean to attune to suffering, not just disease? And how might this impact the way they show up in difficult conversations with patients? Dr. Keri Brenner: Suffering is something that's so omnipresent in the work of clinical oncology, and I like to begin by just thinking about what is suffering, because it's a word that we use so commonly, and yet, it's important to know what we're talking about. I think about the definition of Eric Cassell, who was a beloved mentor of mine for decades, and he defined suffering as the state of severe distress that's associated with events that threaten the intactness of a person. And my colleague here at Stanford, Tyler Tate, has been working on a definition of suffering that encompasses the experience of a gap between how things are versus how things ought to be. Both of these definitions really touch upon suffering in a person-centered way that's relational about one's identity, meaning, autonomy, and connectedness with others. So these definitions alone remind us that suffering calls for a person-centered response, not the patient as a pathology, but the panoramic view of who the patient is as a person and their lived reality of illness. And in this light, the therapeutic alliance becomes one of our most active ingredients in care. The therapeutic alliance is that collaborative, trusting bond as persons that we have between clinician and patient, and it's actually one of the most powerful predictors of meaningful outcomes in our care, especially in oncologic care. You know, I'll never forget my first day of internship at Massachusetts General Hospital. A faculty lecturer shared this really sage insight with us that left this indelible mark. She shared, “As physicians and healers, your very self is the primary instrument of healing. Our being is the median of the medicine.” So, our very selves as embodied, relationally grounded people, that's the median of the medicine and the first most enduring medicine that we offer. That has really borne fruit in the evidence that we see around the therapeutic alliance. And we see this in oncologic care, that in advanced cancer, a strong alliance with one's oncologist truly improves a patient's quality of life, treatment adherence, emotional well-being, and even surpasses structured interventions like psychotherapeutic interventions. Dr. Hope Rugo: That's just incredibly helpful information and actually terminology as well, and I think the concept of suffering differs so much. Suffering comes in many shapes and forms, and I think you really have highlighted that. But many oncologists struggle with knowing what to do when patients are suffering but can't be fixed, and I think a lot of times that has to do with oncologists when patients have pain or shortness of breath or issues like that. There are obviously many ways people suffer. But I think what's really challenging is how clinicians understand suffering and what the best approaches to respond to suffering are in the best patient-centered and therapeutic way. Dr. Keri Brenner: I get that question a lot from my trainees in palliative care, not knowing what to do. And my first response is, this is about how to be, not about knowing what to do, but how to be. In our medical training, we're trained often how to think and treat, but rarely how to be, how to accompany others. And I often have this image that I tell my trainees of, instead of this hierarchical approach of a fix-it mentality of all we're going to do, when it comes to elements of unavoidable loss, mortality, unavoidable sufferings, I imagine something more like accompaniment, a patient walking through some dark caverns, and I am accompanying them, trying to walk beside them, shining a light as a guide throughout that darkness. So it's a spirit of being and walking with. And it's so tempting in medicine to either avoid the suffering altogether or potentially overidentify with it, where the suffering just becomes so all-consuming like it's our own. And we're taught to instead strike a balance of authentic accompaniment through it. I often teach this key concept in my palli-psych work with my team about formulation. Formulation is a working hypothesis. It's taking a step back and asking, “Why? Why is this patient behaving in this manner? What might the patient's core inner struggle be?” Because asking that “why” and understanding the nuanced dimensions of a patient's core inner struggle will really help guide our therapeutic interactions and guide the way that we accompany them and where we choose to shine that light as we're walking with them. And oftentimes people think, “Well Keri, that sounds so sappy or oversentimental,” and it's not. You know, I'm just thinking about a case that I had a couple months ago, and it was a 28-year-old man with gastric cancer, metastatic disease, and that 28-year-old man, he was actually a college Division I athlete, and his dad was an acclaimed Division I coach. And our typical open-ended palliative care questions, that approach, infuriated them. They needed to know that I was showing up confident, competent, and that I was ready, on my A-game, with a real plan for them to follow through. And so my formulation about them was they needed somebody to show up with that confidence and competence, like the Division I athletes that they were, to really meet them and accompany them where they were on how they were going to walk through that experience of illness. Dr. Hope Rugo: These kinds of insights are so helpful to think about how we manage something that we face every day in oncology care. And I think that there are many ways to manage this. Maybe I'll ask Dr. Sławkowski-Rode one question just that I think sequences nicely with what you're talking about. A lot of our patients are trying to think about sort of the bigger picture and how that might help clinicians understand and support patients. So, the whole concept of spirituality, you know, how can we really use that as oncology clinicians to better understand and support patients with advanced illness, and how can that help patients themselves? And we'll talk about that in two different ways, but we'll just start with this broader question. Dr. Mikołaj Sławkowski-Rode: I think spirituality, and here, I usually refer to spirituality in terms of religious belief. Most people in the world are religious believers, and it is very intuitive and natural that religious beliefs would be a resource that people who help patients with a terminal diagnosis and healthcare professionals who work with those patients appeal to when they try to help them deal with the trauma and the stress of these situations. Now, I think that the interesting thing there is that very often the benefit of appealing to a religious belief is misunderstood in terms of what it delivers. And there are many, many studies on how religious belief can be used to support therapy and to support patients in getting through the experience of suffering and defeating cancer or facing a terminal diagnosis. There's a wealth of literature on this. But most of the literature focuses on this idea that by appealing to religious belief, we help patients and healthcare practitioners who are working with them get over the fact and that there's a terminal diagnosis determining the course of someone's life and get on with our lives and engaging with whatever other pursuits we might have, with our job if we're healthcare practitioners, and with the other things that we might be passionate about in our lives. And the idea here is that this is what religion allows us to do because we sort of defer the need to worry about what's going to happen to us until the afterlife or some perspective beyond the horizon of our life here. However, my view is – I have worked beyond philosophy also with theologians from many traditions, and my view here is that religion is something that does allow us to get on with our life but not because we're able to move on or move past the concerns that are being threatened by illness or death, but by forming stronger bonds with these things that we value in our life in a way and to have a sense of hope that these will be things that we will be able to keep an attachment to despite the threat to our life. So, in a sense, I think very many approaches in the field have the benefit of religion upside down, as it were, when it comes to helping patients and healthcare professionals who are engaged with their illness and treating it. Dr. Hope Rugo: You know, it's really interesting the points that you make, and I think really important, but, you know, sometimes the oncologists are really struggling with their own emotional reactions, how they are reacting to patients, and dealing with sort of taking on the burden, which, Dr. Brenner, you were mentioning earlier. How can oncologists be aware of their own emotional reactions? You know, they're struggling with this patient who they're very attached to who's dying or whatever the situation is, but you want to avoid burnout as an oncologist but also understand the patient's inner world and support them. Dr. Keri Brenner: I believe that these affective, emotional states, they're contagious. As we accompany patients through these tragic losses, it's very normal and expected that we ourselves will experience that full range of the human experience as we accompany the patients. And so the more that we can recognize that this is a normative dimension of our work, to have a nonjudgmental stance about the whole panoramic set of emotions that we'll experience as we accompany patients with curiosity and openness about that, the more sustainable the work will become. And I often think about the concept of countertransference given to us by Sigmund Freud over 100 years ago. Countertransference is the clinician's response to the patient, the thoughts, feelings, associations that come up within us, shaped by our own history, our own life events, those unconscious processes that come to the foreground as we are accompanying patients with illness. And that is a natural part of the human experience. Historically, countertransference was viewed as something negative, and now it's actually seen as a key that can unlock and enlighten the formulation about what might be going on within the patient themselves even. You know, I was with a patient a couple weeks ago, and I found myself feeling pretty helpless and hopeless in the encounter as I was trying to care for them. And I recognized that countertransference within myself that I was feeling demoralized. It was a prompt for me to take a step back, get on the balcony, and be curious about that because I normally don't feel helpless and hopeless caring for my patients. Well, ultimately, I discovered through processing it with my interdisciplinary team that the patient likely had demoralization as a clinical syndrome, and so it's natural many of us were feeling helpless and hopeless also accompanying them with their care. And it allowed us to have a greater interdisciplinary approach and a more therapeutic response and deeper empathy for the patient's plight. And we can really be curious about our countertransferences. You know, a few months ago, I was feeling bored and distracted in a family meeting, which is quite atypical for me when I'm sharing serious illness news. And it was actually a key that allowed me to recognize that the patient was trying to distract all of us talking about inconsequential facts and details rather than the gravitas of her illness. Being curious about these affective states really allows us to have greater sustainability within our own practice because it normalizes that human spectrum of emotions and also allows us to reduce unconscious bias and have greater inclusivity with our practice because what Freud also said is that what we can't recognize and say within our own selves, if we don't have that self-reflective capacity, it will come out in what we do. So really recognizing and having the self-awareness and naming some of these emotions with trusted colleagues or even within our own selves allows us to ensure that it doesn't come out in aberrant behaviors like avoiding the patient, staving off that patient till the end of the day, or overtreating, offering more chemotherapy or not having the goals of care, doing everything possible when we know that that might result in medically ineffective care. Dr. Hope Rugo: Yeah, I love the comments that you made, sort of weaving in Freud, but also, I think the importance of talking to colleagues and to sharing some of these issues because I do think that oncologists suffer from the fact that no one else in your life wants to hear about dying people. They don't really want to hear about the tragic cases either. So, I think that using your community, your oncology community and greater community within medicine, is an important part of being able to sort of process. Dr. Keri Brenner: Yes, and Dr. Rugo, this came up in our ASCO [Education] Session. I'd love to double click into some of those ways that we can do this that aren't too time consuming in our everyday practice. You know, within palliative care, we have interdisciplinary rounds where we process complex cases. Some of us do case supervision with a trusted mentor or colleague where we bring complex cases to them. My team and I offer process rounds virtually where we go through countertransference, formulation, and therapeutic responses on some tough cases. You know, on a personal note, just last week when I left a family meeting feeling really depleted and stuck, I called one of my trusted colleagues and just for 3 minutes constructively, sort of cathartically vented what was coming up within me after that family meeting, which allowed me to have more of an enlightened stance on what to do next and how to be therapeutically helpful for the case. One of my colleagues calls this "friend-tors." They coined the phrase, and they actually wrote a paper about it. Who within your peer group of trusted colleagues can you utilize and phone in real time or have process opportunities with to get a pulse check on where what's coming up within us as we're doing this work? Dr. Hope Rugo: Yeah, and it's an interesting question about how one does that and, you know, maintaining that as you move institutions or change places or become more senior, it's really important. One of the, I think, the challenges sometimes is that we come from different places from our patients, and that can be an issue, I think when our patients are very religious and the provider is not, or the reverse, patients who don't have religious beliefs and you're trying to sort of focus on the spirituality, but it doesn't really ring true. So, Dr. Sławkowski-Rode, what resources can patients and practitioners draw on when they're facing death and loss in the absence of, or just different religious beliefs that don't fit into the standard model? Dr. Mikołaj Sławkowski-Rode: You're absolutely right that this can be an extremely problematic situation to be in when there is that disconnect of religious belief or more generally spiritual engagement with the situation that we're in. But I just wanted to tie into what Dr. Brenner was saying just before. I couldn't agree more, and I think that a lot of healthcare practitioners, oncologists in particular who I've had the pleasure to talk to at ASCO and at other events as well, are very often quite skeptical about emotional engagement in their profession. They feel as though this is something to be managed, as it were, and something that gets in the way. And they can often be very critical of methods that help them understand the emotions and extend them towards patients because they feel that this will be an obstacle to doing their job and potentially an obstacle also to helping patients to their full ability if they focus on their own emotions or the burden that emotionally, spiritually, and in other ways the illness is for the patient. They feel that they should be focusing on the cancer rather than on the patient's emotions. And I think that a useful comparison, although, you know, perhaps slightly drastic, is that of combat experience of soldiers. They also need to be up and running and can't be too emotionally invested in the situation that they're in. But there's a crucial difference, which is that soldiers are usually engaged in very short bursts of activity with the time to go back and rethink, and they often have a lot of support for this in between. Whereas doctors are in a profession where their exposure to the emotions of patients and their own emotions, the emotions of families of patients is constant. And I think that there's a great danger in thinking that this is something to be avoided and something to compartmentalize in order to avoid burnout. I think, in a way, burnout is more sure to happen if your emotions and your attachment to your patients goes ignored for too long. So that's just following up on Keri's absolutely excellent points. As far as the disconnect is concerned, that's, in fact, an area in which I'm particularly interested in. That's where my research comes in. I'm interested in the kinds of connections that we have with other people, especially in terms of maintaining bonds when there is no spiritual belief, no spiritual backdrop to support this connection. In most religious traditions, we have the framework of the religious belief that tells us that the person who we've lost or the values that have become undermined in our life are something that hasn't been destroyed permanently but something that we can still believe we have a deep connection to despite its absence from our life. And how do you rebuild that sense of the existence of the things that you have perceivably lost without the appeal to some sort of transcendent realm which is defined by a given religion? And that is a hard question. That's a question, I think, that can be answered partly by psychology but also partly by philosophy in terms of looking at who we are as human beings and our nature as people who are essentially, or as entities that are essentially connected to one another. That connection, I believe, is more direct than the mediation of religion might at first suggest. I think that we essentially share the world not only physically, it's not just the case that we're all here, but more importantly, the world that we live in is not just the physical world but the world of meanings and values that helps us orient ourselves in society and amongst one another as friends and foes. And it is that shared sense of the world that we can appeal to when we're thinking about retaining the value or retaining the connection with the people who we have lost or the people who are helping through, go through an experience of facing death. And just to finish, there's a very interesting question, I think, something that we possibly don't have time to explore, about the degree of connection that we have with other people. So, what I've just been saying is something that rings more true or is more intuitive when we think about the connections that we have to our closest ones. We share a similar outlook onto the world, and our preferences and our moods and our emotions and our values are shaped by life with the other person. And so, appealing to these values can give us a sense of a continued presence. But what in those relationships where the connection isn't that close? For example, given the topic of this podcast, the connection that a patient has with their doctor and vice versa. In what sense can we talk about a shared world of experience? Well, I think, obviously, we should admit degrees to the kind of relationship that can sustain our connection with another person. But at the same time, I don't think there's a clear cutoff point. And I think part of emotional engagement in medical practice is finding yourself somewhere on that spectrum rather than thinking you're completely off of it. That's what I would say. Dr. Hope Rugo: That's very helpful and I think a very helpful way of thinking about how to manage this challenging situation for all of us. One of the things that really, I think, is a big question for all of us throughout our careers, is when to address the dying process and how to do that. Dr. Brenner, you know, I still struggle with this – what to do when patients refuse to discuss end-of-life but they're very close to end of life? They don't want to talk about it. It's very stressful for all of us, even where you're going to be, how you're going to manage this. They're just absolutely opposed to that discussion. How should we approach those kinds of discussions? How do we manage that? How do you address the code discussion, which is so important? You know, these patients are not able to stay at home at end-of-life in general, so you really do need to have a code discussion before you're admitting them. It actually ends up being kind of a challenge and a mess all around. You know, I would love your advice about how to manage those situations. Dr. Keri Brenner: I think that's one of the most piercing and relevant inquiries we have within our clinical work and challenges. I often think of denial not as an all-or-nothing concept but rather as parts of self. There's a part of everyone's being where the unconscious believes it's immortal and will live on forever, and yet we all know intellectually that we all have mortality and finitude and transience, and that time will end. We often think of this work as more iterative and gradual and exposure based. There's potency to words. Saying, “You are dying within days,” is a lot higher potency of a phrase to share than, “This is serious illness. This illness is incurable. Time might be shorter than we hoped.” And so the earlier and more upstream we begin to have these conversations, even in small, subtle ways, it starts to begin to expose the patient to the concept so they can go from the head to the heart, not only knowing their prognosis intellectually but also affectively, to integrate it into who they are as a person because all patients are trying to live well while also we're gradually exposing them to this awareness of mortality within their own lived experience of illness. And that, ideally, happens gradually over time. Now, there are moments where the medical frame is very limited, and we might have short days, and we have to uptitrate those words and really accompany them more radically through those high-affective moments. And that's when we have to take a lot of more nuanced approaches, but I would say the more earlier and upstream the better. And then the second piece to that question as well is coping with our own mortality. The more we can be comfortable with our own transience and finitude and limitations, the more we will be able to accompany others through that. And even within my own life, I've had to integrate losses in a way where before I go in to talk to one of my own palliative care patients, one mantra I often say to myself is, “I'm just a few steps behind you. I don't know if it's going to be 30 days or 30 years, but I'm just a few steps behind you on this finite, transient road of life that is the human experience.” And that creates a stance of accompaniment that patients really can experience as they're traversing these tragedies. Dr. Hope Rugo: That's great. And I think those are really important points and actually some pearls, which I think we can take into the clinic. I think being really concrete when really the expected life expectancy is a few days to a couple of weeks can be very, very helpful. And making sure the patients hear you, but also continuing to let them know that, as oncologists, we're here for them. We're not abandoning them. I think that's a big worry for many, certainly of my patients, is that somehow when they would go to hospice or be a ‘no code', that we're not going to support them anymore or treat them anymore. That is a really important process of that as well. And of course, engaging the team makes a big difference because the whole oncology team can help to manage situations that are particularly challenging like that. And just as we close, I wanted to ask one last question of you, Dr. Brenner, that suffering, grief, and burnout, you've really made the point that these are not problems to fix but dimensions that we want to attend to and acknowledge as part of our lives, the dying process is part of all of our lives. It's just dealing with this in the unexpected and the, I think, unpredictability of life, you know, that people take on a lot of guilt and all sorts of things about, all sorts of emotions. And the question is now, people have listened to this podcast, what can they take back to their oncology teams to build a culture that supports clinicians and their team at large to engage with these realities in a meaningful and sustainable way? I really feel like if we could build the whole team approach where we're supporting each other and supporting the patients together, that that will help this process immeasurably. Dr. Keri Brenner: Yes, and I'm thinking about Dr. Sławkowski-Rode's observation about the combat analogy, and it made me recognize this distinction between suppression and repression. Repression is this unconscious process, and this is what we're taught to do in medical training all the time, to just involuntarily shove that tragedy under the rug, just forget about it and see the next patient and move on. And we know that if we keep unconsciously shoving things under the rug, that it will lead to burnout and lack of sustainability for our clinical teams. Suppression is a more conscious process. That deliberate effort to say, “This was a tragedy that I bore witness to. I know I need to put that in a box on the shelf for now because I have 10 other patients I have to see.” And yet, do I work in a culture where I can take that off the shelf during particular moments and process it with my interdisciplinary team, phone a friend, talk to a trusted colleague, have some trusted case supervision around it, or process rounds around it, talk to my social worker? And I think the more that we model this type of self-reflective capacity as attendings, folks who have been in the field for decades, the more we create that ethos and culture that is sustainable because clinician self-reflection is never a weakness, rather it's a silent strength. Clinician self-reflection is this portal for wisdom, connectedness, sustainability, and ultimately transformative growth within ourselves. Dr. Hope Rugo: That's such a great point, and I think this whole discussion has been so helpful for me and I hope for our audience that we really can take these points and bring them to our practice. I think, “Wow, this is such a great conversation. I'd like to have the team as a whole listen to this as ways to sort of strategize talking about the process, our patients, and being supportive as a team, understanding how we manage spirituality when it connects and when it doesn't.” All of these points, they're bringing in how we process these issues and the whole idea of suppressing versus sort of deciding that it never happened at all is, I think, very important because that's just a tool for managing our daily lives, our busy clinics, and everything we manage. Dr. Keri Brenner: And Dr. Rugo, it's reminding me at Stanford, you know, we have this weekly practice that's just a ritual where every Friday morning for 30 minutes, our social worker leads a process rounds with us as a team, where we talk about how the work that we're doing clinically is affecting us in our lives in ways that have joy and greater meaning and connectedness and other ways that might be depleting. And that kind of authentic vulnerability with one another allows us to show up more authentically for our patients. So those rituals, that small 30 minutes once a week, goes a long way. And it reminds me that sometimes slowing things down with those rituals can really get us to more meaningful, transformative places ultimately. Dr. Hope Rugo: It's a great idea, and I think, you know, making time for that in everybody's busy days where they just don't have any time anymore is important. And you don't have to do it weekly, you could even do something monthly. I think there's a lot of options, and that's a great suggestion. I want to thank you both for taking your time out for this enriching and incredibly helpful conversation. Our listeners will find a link to the Ed Book article we discussed today, which is excellent, in the transcript of this episode. I want to thank you again, Dr. Brenner and Dr. Sławkowski-Rode, for your time and for your excellent thoughts and advice and direction. Dr. Mikołaj Sławkowski-Rode: Thank you very much, Dr. Rugo. Dr. Keri Brenner: Thank you. Dr. Hope Rugo: And thanks to our listeners for joining us today. Please join us again next month on By the Book for more insightful views on topics you'll be hearing at the education sessions from ASCO meetings and our deep dives on new approaches that are shaping modern oncology. Disclaimer: The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on the podcast do not express the opinions of ASCO. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement. Follow today's speakers: Dr. Hope Rugo @hope.rugo Dr. Keri Brenner @keri_brenner Dr. Mikolaj Slawkowski-Rode @MikolajRode Follow ASCO on social media: @ASCO on X (formerly Twitter) ASCO on Bluesky ASCO on Facebook ASCO on LinkedIn Disclosures: Dr. Hope Rugo: Honoraria: Mylan/Viatris, Chugai Pharma Consulting/Advisory Role: Napo Pharmaceuticals, Sanofi, Bristol Myer Research Funding (Inst.): OBI Pharma, Pfizer, Novartis, Lilly, Merck, Daiichi Sankyo, AstraZeneca, Gilead Sciences, Hoffman La-Roche AG/Genentech, In., Stemline Therapeutics, Ambryx Dr. Keri Brenner: No relationships to disclose Dr. Mikolaj Slawkowski-Rode: No relationships to disclose
The 95th mid-summer classic, also known as the MLB All-Star game is now upon us as the best of Major League baseball converge on the city of Atlanta. In this edition of the Historically Speaking Sports Podcast, hosts Dana Auguster and Charles Combs get to get to select their own all-stars. With a mixture of Hall of Famers and other all-time greats, the co-hosts of the show will select from players over the last 45 years in Major League Baseball to fill out their fantasy rosters.Dana Auguster selected his best from the American League while co-host Charles Combs selected his favorites from the National League. Don't forget to subscribe to the show and also if you like to contact us please e-mail at Historically.Speaking.Sports@gmail.com. Mentioned in this episode:Sports History Network Theme SongThis theme song was produced by Ron "Tyke" Oliver of Music Meets Sportz https://sites.google.com/view/sportsfanztastic/sports-history-network?authuser=0
Is your life built around defense or offense?2025 LEAP (Learning Early About Peanut allergy) study:640 high allergy risk infants ages 4-11 monthsHalf followed standard advice for high-risk childrenHalf given a snack of peanut butter and puffed corn >3x/wkWhen children turned five years, all were tested for allergic reaction to peanutsLEAP study results:17% of children who had been protected from peanuts developed a peanut allergy3% of children who had been regularly exposed to peanuts developed a peanut allergyCaesarea Philippi:Temple to CaesarTemple to Greek god, PaPan:Half man, half goatConsidered god of the underworld and of fear (i.e. PANic)In temple was a “bottomless spring” thought to lead to the underworldHistorically, human sacrifices were made hereChurch = A body of people called for a specific purposeThe war Jesus is waging is against the gates of Hades–death itself
It's so Red Sox to beat up on historically bad teams
A dramatic rescue, after dozens of workers were trapped in a collapsed tunnel. LA's attempts to stop the federal immigration crackdown go before a federal judge. Los Angeles is celebrating a historically low murder rate. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com
July 9, 2025 Revitalizing Historically Disinvested CommunitiesUnited Way and BMO City Club event description: Chicago's Austin neighborhood is a compelling example of how a coordinated public-private investment strategy can positively impact the lives and livelihoods of local residents. In this historically disinvested community on the West Side, nonprofit, community, public and private organizations have worked […]
Paul Nolte, Senior Wealth Advisor & Market Strategist for Murphy & Sylvest, joins Bob Sirott to explain the process of tariffs and their impacts on the markets. He also talks about the Federal Reserve’s current stance on interest rates, employment numbers, and why stocks are historically better in July.
We dive into the St. Louis Cardinals' disappointing series loss to the Chicago Cubs at Wrigley Field. We break down the historically rough outings from pitchers Miles Mikolas and Erick Fedde, who struggled mightily against a red-hot Cubs lineup. Mikolas made unwanted history, becoming the first Cardinals pitcher to allow six home runs in a single game, while Fedde's recent starts have raised concerns about his role in the rotation. We analyze what went wrong, discuss the team's ongoing challenges against left-handed pitching, and explore what this series means for the Cardinals' NL Central hopes. Plus, we look ahead to potential roster moves as the trade deadline approaches.
I know some of you are tired of hearing about Bitcoin and digital currencies. That's not what this week's show is about. This week's podcast conversation is broader—it touches the entire global economy. But…you just can't talk about macroeconomic trends anymore without talking about digital dollars and Bitcoin. Leaving them out today would be like ignoring gold when discussing commodities. There's a section this week in my interview with Ian Reynolds that dives deep into the bond market and the growing influence of stablecoins. And I realized—it might be helpful to give you a bit of context up front. If you're already familiar, consider this a refresher. If not, this will make the second half of our conversation a lot more useful. Let's start with the 10-year U.S. Treasury—arguably the most important interest rate in the world. This one number influences everything from mortgage rates to stock valuations to how much it costs the government to borrow money. Historically, when inflation drops, yields on the 10-year tend to fall as well. That's the standard relationship: lower inflation usually leads to lower yields. But that's not what's happening right now. Despite a year of cooling inflation, the 10-year Treasury yield has stayed surprisingly high. Why? The answer boils down to supply and demand. On the supply side, the U.S. government is flooding the market with Treasuries—over a trillion dollars' worth every quarter—to finance its growing deficits. That's a lot of new bonds entering the market. At the same time, demand isn't keeping up. Foreign central banks like China and Japan, which used to be some of the biggest buyers of our debt, are pulling back. Some are dealing with their own domestic issues. Others are deliberately reducing their exposure to the dollar as a reaction to U.S. foreign policy over the past year. So: more supply, less demand—what happens? Bond prices go down, resulting in higher yields for bond investors. That, in turn, means higher borrowing costs for everyone—including the U.S. government, businesses, and consumers. That's why, even with inflation falling, the 10-year hasn't followed the script. But here's where things get interesting. A new kind of buyer has started stepping in: stablecoin issuers. Stablecoins—like USDC and Tether—are digital tokens pegged to the U.S. dollar. They've become essential plumbing for the crypto economy, but their growth is increasingly relevant to the broader financial system. Why? Because in order to maintain their dollar peg, these companies need to back their coins with something stable—and that “something” is often short-term U.S. Treasuries. It turns out, that's a great business to be in. These stablecoin issuers collect real dollars, turn around, and invest them in T-bills yielding 5% or more. That spread—between what they earn and what they pay out—is pure profit. It's essentially a 21st-century version of a money market fund, just running on blockchain. And it's growing fast. Tether now holds more Treasuries than countries like Australia or Mexico. BlackRock has launched a tokenized Treasury fund that already has nearly $3 billion under management. And just this week, Mastercard announced that it's integrating USDC and other stablecoins for cross-border settlement. In other words, this isn't fringe anymore. It's moved into the mainstream, and it's growing quickly. Even lawmakers are catching up. Just this month, the U.S. Senate passed the GENIUS Act, a bipartisan bill that sets clear regulatory guidelines for stablecoins. It requires full backing by liquid assets—like Treasuries—and regular public disclosures. It's now headed to the House, and while not law yet, the momentum is clearly there. The takeaway? Regulatory clarity is coming, and that opens the door for large institutions, payment processors, and even governments to scale up stablecoin usage with confidence. So why does this matter for bond yields?
Astrology forecast for July 6-12Chris and Almie talk about the planet Uranus entering the sign of Gemini on Monday, July 7th. This will be the first time Uranus has been in Gemini since 1949. Historically speaking, Uranus in Gemini has a connection to U.S-involved wars, including World War II, the American Civil War, and the American Revolutionary War. Uranus in Gemini also suggests even more use of Artificial Intelligence, and big expansion in that world.They also talk about the Full Moon in Capricorn, which will be exact at 1:37pm pacific time on Thursday, July 10th. The Capricorn Full Moon could have us feeling ambitious, focusing on our career, and wanting to make improvements in those areas. And they touch on the Saturn Retrograde that starts on Saturday, July 12th, and they talk about how, believe it or not, “Saturn Retrograde” was once in consideration to be the title of the movie that everyone knows as “The Texas Chainsaw Massacre.” In “Ask a Scorpio,” Chris plays a trivia game with Almie where she needs to guess the names of famous people who were born when Uranus was in Gemini.
Month/Quarter ends and everything is just peachy Banks got some good news - you can't have a prolonged rally without the financial sector Bond yields soften a bit as Trump closer to Shadow Fed announcement ATH for SP 500 and NAS100 (DJIA and Russ2000 still lagging) PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - More companies are doing this again.. - Make Showering Great Again! MSGA - - - Twitter Poll - - New ways to buy stocks via tokens - Musk/Trump Feuding Again Markets - Month/Quarter ends and everything is just peachy - Banks got some good news - you can't have a prolonged rally without the financial sector - Bond yields soften a bit as Trump closer to Shadow Fed announcement - ATH for SP 500 and NAS100 (DJIA and Russ2000 still lagging) Historically... - Once we know the pattern - we know what usually happens next! Stocks by Month Circle (CRCL) - MONDAY: Circle reverses ground after initially trading lower on JP Morgan initiation at Underweight and $80 price target. - Note that several analysts' targets came in above $200. - Stock down 15% since we mentioned last week (short idea) Good News for Showering? MSGA - As we know, Trump has railed against modern dishwashers, washing machines, light bulbs, showerheads and toilets, claiming that onerous government regulations render them less effective and more expensive. - On April 9, Trump issued an executive order directing certain federal agencies “to incorporate a sunset provision” into a laundry list of energy production regulations, including those covering appliances. A month later, he issued a memorandum, entitled “Rescission of Useless Water Pressure Standards.” - Following that, on May 12, the Department of Energy announced that it was preparing to eliminate or modify 47 federal regulations “that are driving up costs and lowering quality of life for the American people.” - Many of the rules are covered in the Energy Policy and Conservation Act (EPCA), a decades-old law that mandates energy-efficiency and water-conservation standards for home appliances and plumbing fixtures. - Meanwhile, the Environmental Protection Agency said it is planning to eliminate the Energy Star program, a popular voluntary initiative that manufacturers employ to rank their appliances based on energy conservation and cost savings, displayed on familiar blue labeling at retail as comparison-shopping guides. - Twitter Poll Twitter Poll Just in.... - Shares of renewable energy companies are rising after a tax on solar and wind was removed from the Senate version of the One Big Beautiful Bill Act. The Senate narrowly passed the legislation Tuesday and will now be considered by the House of Representatives. The American Clean Power Association had warned that tax would up to $7 billion to the wind and solar industry's burden. Next Level? - Robinhood launches stock tokens, reveals Layer 2 blockchain, and expands crypto suite in EU and US with perpetual futures and staking - With tokenized stocks, our European app transitions from being a crypto-only app to an all-in-one investment app powered by crypto. - European customers will have access to 200+ US stock and ETF tokens. Stock token holders will also receive dividend payments directly in their app. Big Beautiful - Clears first hurdle in the Senate (procedural) - Needs to get going on the rest if they want to have it signed into legislation by July 4th - Musk very vocal about the fact it is it is "utterly insane" - Musk says: will “destroy millions of jobs in America and cause immense strategic harm to our country!” in a post on X. MUSK not happy - Elon does not like the massive spending bill - w...
The guest host for today's show is Brad Bannon. Brad runs Bannon Communications Research, a polling, message development and media firm which helps labor unions, progressive issue groups and Democratic candidates win public affairs and political campaigns. His show, 'Deadline D.C. with Brad Bannon,' airs every Monday from 3-4pm ET. Brad is first joined by CNN Military Analyst Cedric Leighton. Col. Leighton (USAF-Ret.) gives the latest updates on Iran's nuclear program following missile strikes on their nuclear enrichment facilities by the Trump administration. He and Brad also discuss the U.N. nuclear agency disagreeing with the administration that the strikes have fully disabled Iran from enriching uranium for a nuclear weapon in the near future. Then, Alex Lawson, Executive Director of Social Security Works, joins Brad to break down Congressional Republicans' 'Big, Beautiful Bill,' and why it's so intensely unpopular with Americans. Col. Cedric Leighton is the Founder and President of Cedric Leighton Associates, a strategic risk and leadership consultancy serving global companies and organizations. He founded the company in 2010, after serving in the US Air Force for 27 years as an Intelligence Officer and attaining the rank of Colonel. His website is www.CedricLeighton.com and his handle on BlueSky is @CedricLeighton. bsky.social. The 'Social Security Works' website is www.socialsecurityworks.org and their handle on BlueSky is @socialsecurityworks.org. Alex's handle there is @alaw202.bsky.social. Brad writes a political column every Sunday for 'The Hill.' He's on the National Journal's panel of political insiders and is a national political analyst for WGN TV and Radio in Chicago and KNX Radio in Los Angeles. You can read Brad's columns at www.MuckRack.com/Brad-Bannon. His handle on BlueSky is @bradbannon.bsky.social.
Historically, slavery has always been held together by violence, including slavery in the US. However, the actual history of slavery here is much more complex than what modern academics want to admit. Original article: https://mises.org/mises-wire/political-moralizing-about-history-slavery
As we've been examining over the course of Country Week, country music has found a larger audience, in part by widening its sonic palette. For the final episode of this series, we take a look at a genre on the outskirts of country – Americana music – and how it's being used to connect to the scene's musical roots. Historically, Americana has embraced an acoustic sound, traditional repertoire, and an appetite for virtuosic technique. In bluegrass artists like Billy Strings and roots musicians like Sierra Ferrell, Nate and Charlie see if there's an antidote to be found for the issues that plague modern, mainstream country music. Songs discussed: The Punch Brothers – Rye Whiskey Sierra Ferrell – In Dreams Dolly Parton – Jolene Sierra Ferrell – I Could Drive You Crazy Sierra Ferrell, Zach Bryan – Holy Roller Billy Strings – Dust in a Baggie Billy Strings, Willie Nelson – California Sober Tyler Childers – In Your Love Tyler Childers – Phone Calls and Emails Tyler Childers – Rustin' In The Rain Don Gibson – Oh, Lonesome Me Waylon Jennings, Willie Nelson – Mamas, Don't Let Your Babies Grow Up To Be Cowboys The Chicks – Long Time Gone The Steeldrivers – Higher Than the Wall Beyoncé – Texas Hold'em I'm With Her – Espresso Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week Grant and Brooke consider images as enhancements to memoir. Historically publishers have tended to regard images in memoir with reservation, but that's been changing in recent years. Guest Jennifer Croft's recent memoir, Homesick, is accompanied by her own Polaroids. When should photos be included, or central? And what are some other memoirs that have been improved by the addition of images? Whether to include images involves many considerations—from your reader, to style, to the interplay between words and image, and Jennifer Croft offers thoughtful insights around this and more. Jennifer Croft is the author of the illustrated memoir, Homesick, and the translator of Polish of Nobel laureate Olga Tokarczuk's Flights, for which she won the 2018 International Booker Prize. She won a 2022 Guggenheim Fellowship for her novel The Extinction of Irena Rey, the 2020 William Saroyan International Prize for Writing for Homesick. She is a founding editor of The Buenos Aires Review and has published her own work and numerous translations in The New York Times, The Los Angeles Review of Books, Granta, VICE, n+1, Electric Literature, Lit Hub, BOMB, and many more. Learn more about your ad choices. Visit megaphone.fm/adchoices