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Mold is quietly turning into the new lead paint/asbestos scandal and I'm here waving a giant, slightly gross flag about it. I walk through why big volume builders like D.R. Horton and Lennar are getting slammed with lawsuits — bad HVAC sizing, poor framing, and homes built so tight they sweat themselves into unlivable molds. I riff on the Dixon case in Louisiana (buyers from 2014 pushing back, state court standing and a potential class action stretching back to 2007) and the Seminole Tribe litigation in Florida where 450 homes and a thousand tribal members are dealing with defective roofs and moldy walls — damage estimates topping the hundreds of millions. The numbers get my attention: Horton's $1.1 billion self-insurance reserve and Lennar's 21% bump to $336.9 million tell you insurers and builders are already feeling the pain; jury verdicts north of $10M rose 52% between 2023 and 2024. I don't buy “just maintenance” as an excuse — undersized HVAC, poorly ventilated attics, and wet lumber are failures in basic building science, not bad luck. I also talk about the human cost — property values tanking (one Texas house plunging from $318,700 to $117,000 when mold was disclosed) — and why legal, insurance, and construction practice pressures are converging into what could be a long, expensive reckoning for national builders.Takeaways:We warned mold is becoming the new lead paint — builders are ignoring humidity, and that's a systemic failure.I walked a Lennar job with wavy walls and undersized HVAC systems, proving sloppy framing and poor load calculations aren't isolated oopsies.We talked legal fireworks: the Dixon vs. D.R. Horton fight stayed in Louisiana courts and may expand into a class action reaching back years.I pointed out insurers and builders are quietly padding self-insurance reserves into the hundreds of millions, because construction litigation costs are rising fast.If you're buying new, we insist the punch list is 100% done before closing; seriously, pay for pre-drywall inspections and someone to manage the build, don't take their BS.Mold testing is a circus — spore counts and remediation estimates can vary wildly, resale values can plummet, so get proper air quality tests from pros like Caroline Blazowski before you panic or sign away rights.Links referenced in this episode:aroundthehouseonline.comThanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show.
Are your LED lights trying to kill you?
Neoborn Caveman opens on a quarter century after 9/11. He starts on the city of New York knowing the air was toxic, asbestos in the dust, the cancer rate jumping, and officials at that time calling lower Manhattan safe so as not to create panic. From there NC looks at Building 7 announced on the BBC while the tower was still standing, at Oklahoma and the events that came before, and at a country that became the most surveilled on earth, the land of the free turned land of the fee and fines. After that Neoborn talks about 9/11 left out of the classroom, about walking Ground Zero, and about stopping work and the shops when children are hurt. Later he welcomes William Dough of Goodbru, because on this show sovereignty needs a healthy body and a free mind. They stay on the food system that leaves a person able to think only of being sick, on parents against a school built for obedience, on reflux handled with proton pump inhibitors, on a scoop of inulin and Bacillus coagulans you can stir into coffee, and on GMO microbes already being written as the next layer. He closes on body, mind, and spirit as one piece, and on America still able to realign if the people in it are well enough to do it.Music guests: Inoxidables00:00:00 Remembered for... Twenty-Five Years After 9/1100:27:49 Inoxidables00:31:17 William Dough, Goodbru, and the Gut-Brain QuestionKey TakeawaysThe city of New York knew the air after 9/11 was toxic. Asbestos was in the dust. Cancer rates jumped.The BBC called Building 7 before it came down.9/11 did not stand alone. The most surveilled country on earth was built in the back of it.Land of the free is land of the fee and fines.Schools do not teach 9/11. Families still can.Hurting children is worse than cancer.Sovereignty needs a healthy body and a free mind.A sick person thinks only of being sick.Homeschool, books, and neighbors still sit with the parent. The public school still trains obedience.Goodbru is a functional food: organic inulin plus a natural Bacillus coagulans spore that survives heat.Proton pump inhibitors do not cure reflux.Ten to twenty percent of Americans live with chronic constipation.GMO probiotics are already being written as the next layer.A healthier society is a less violent society.Sound Bites“You remember where you were? I do. I did not pilot a plane, of course.”“It was never about 72 virgins. It was about 72 raisins.”“Do you remember SNAP? I got the power!”“What if the state of our gut is actually shaping the state of our culture?”“When you get sick, basically the only thing you think about is being sick.”“Your gut microbiome is more unique than your thumbprint.”“Don't give ideas to these globalists who will check.”“Isn't it ridiculous that that is something to heal the world, give a fighting chance for people, and then, no, you can't get it because we say so?”“Being the healthier society is going to be a less violent society.”“EU is the new Soviet Union.”Support the show at patreon.com/theneoborncavemanshow.Remember: you are worthy, you are amazing, you are one of a kind!Keywords: Remembered for..., 9/11, Ground Zero, Building 7, New York, asbestos, surveillance, land of the fee and fines, sovereignty, William Dough, Goodbru, gut-brain, food system, Bacillus coagulans, proton pump inhibitors, GMO probiotics, Inoxidables, The Neoborn Caveman ShowHumanity centered satirical takes on the world & news + music - with a marble mouthed host.Free speech marinated in comedy.Supporting Purple Rabbits.Viva los Conejos Morados. Hosted on Acast. See acast.com/privacy for more information.
This is a preview of The Weekender. Sign up for our Patreon and get access to the full episode each Friday as well as special Live Shows and access to our community discord: http://patreon.com/muckrakepodcast Co-hosts Jared Yates Sexton and Nick Hauselman open on the 25th anniversary of September 11th and the question running through the whole episode: who knew what, and what were they willing to ignore? Nick wonders whether the conspiracy theories are the attack's real legacy, while Jared argues the distrust behind them was earned by generations of leaders and that the true winner of the war on terror was the class that profited from it, a point Nick drives home with Palantir's founding date. Mayor Zohran Mamdani's release of 170,000 pages shows the Giuliani administration knew the air around Ground Zero wasn't safe while telling people it was, and successive mayors kept the records locked away, which Jared chalks up to honor among thieves. A new book reports that Benjamin Netanyahu was warned by the UAE and Egypt ten days before October 7th and never told his own security chiefs, which makes his "they didn't wake me up" defense look even worse. Then it's off to the half-empty GOP midterm convention in Dallas, where Trump promised every adult $5,000 if Republicans keep Congress, a pledge Nick holds up against 18 U.S.C. 600, and John Fetterman sent a video endorsing Dave McCormick that Jared is convinced took several takes. On what we're watching, Nick shrugs his way through Ted Lasso's unnecessary new season and gives Lanterns a lukewarm endorsement, while Jared recommends the horror film It Ends, grinds through For Whom the Bell Tolls, and cannot let go of a commercial VHS tape getting taped over on The Paper.
"Science" deserves air quotes when vested interests, institutional pride, and powerful financial incentives begin protecting conclusions instead of testing them. History gives us plenty of reasons to stay curious. Heroin was marketed as a cough remedy. Thalidomide was prescribed during pregnancy. DDT was widely sprayed. Asbestos filled homes. Mercury compounds were widely used. Doctors appeared in cigarette ads. Lead paint, shoe-fitting X-rays, and radium "health" products were once accepted. Vioxx was prescribed to millions before cardiovascular concerns led to its withdrawal. The list is lengthy and will someday include things we consider "safe and effective" today. In this hard-hitting episode of The Body Wisdom Podcast, Jamie Belz examines medical history, Big Pharma, Big Food, agency capture, industry-funded research, informed consent, health freedom, and the foundational assumptions hiding beneath modern healthcare. We follow the "turtles all the way down" from Cartesian mind-body separation to symptom suppression, birth control prescribed to young girls before later hormonal chaos and fertility struggles, the low-fat campaign, cholesterol fear, gallbladder removal, antidepressant marketing, vaccine placebo controls, and one-size-fits-all medicine. This is not an argument against science, medication, surgery, or every modern treatment. It is an argument for honest science: testing, challenging, replicating, correcting, following the money, and changing course when better evidence emerges. Science is a method, not an authority. "Experts once recommended it" is not a substitute for evidence, informed consent, bio-individuality, and your responsibility to become your own personal health advocate. RESOURCES Children's Health Defense Turtles All the Way Down Molecules of Emotion Documenting Hope S2E10: Dare We Talk About Vaccines? with Zoe O'Toole Ep. 37 with Beth Lambert Ep 45: Circumcision (WATCH IT!!) Ep 79 Rapid Replays, Optimal Digestion Ep 80 Rapid Replays, Digestive Hell Ep 53 Dr. Lindsey Berkson Weston A. Price Foundation Ep 69 Dr. Weston A. Price Ep 32 Gallbladders Matter: BOOK: Lost Connections by Johann Hari Ep 73 Depression and Chemical Imbalance * Work with a Nutritional Therapy Practitioner: NTA Health Get Your Free Health Assessment Work with a Nutritional Therapy Practitioner (NTP) in Private Practice * Interested in becoming an NTP? Check out the Nutritional Therapy Association Join a webinar to see if the Nutritional Therapy Practitioner Program is right for you! * Connect with Jamie on Instagram: https://www.instagram.com/jamiebelzfntp/ https://www.instagram.com/stories/thebodywisdompodcast/ Please give The Body Wisdom Podcast a five-star review and share this episode with a friend. THANK YOU!
P.M. Edition for Sept. 8. OpenAI says it's cracked the Navier-Stokes problem, one of the seven Millennium Prize Problems that are the deepest and most difficult unresolved questions in mathematics. WSJ Science of Success columnist Ben Cohen explains why labs like OpenAI are competing—and spending millions—for such breakthroughs. Plus, a dozen nations are imposing new trade restrictions on Israel over the expansion of settlements in the West Bank. And Smithsonian Secretary Lonnie Bunch III, the first African-American and the first historian to lead the institution, is stepping down after more than a year of tension with President Trump. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Grace Kelley of Vogelzang Law joins Jon Hansen on Let's Get Legal to discuss legal representation for individuals affected by asbestos exposure. Grace talks about the most difficult parts of a case, negligent companies, and the fact that asbestos is still present in homes and job sites. For more info, call 312.466.1669 or visit vogelzanglaw.com.
Gharibashvili's new letter, Mdinaradze out of politics, Abkhazian Blogger dead in Tbilisi, Nine pro-European protesters out of prison, Asbestos on Rustaveli Avenue.Thanks for tuning in!Let us know what you think and what we can improve on by emailing us at info@rorshok.com Like what you hear? Subscribe, share, and tell your buds.The destruction of the Tbilisi Tubes — a tale of urban tensions, vendetta, and alleged corruption by Mikheil Gvadzabia: https://oc-media.org/the-destruction-of-the-tbilisi-tubes-a-tale-of-urban-tensions-vendetta-and-alleged-corruption/ Check out our new t-shirts: https://rorshok.store/We want to get to know you! Please fill in this mini-survey: https://forms.gle/NV3h5jN13cRDp2r66Wanna avoid ads and help us financially? Follow the link: https://bit.ly/rorshok-donate
What is asbestos and why was it in everything? Come with Brandon down the rabbit hole concerning this "Miracle Mineral."Email: downtherh@protonmail.com
What is asbestos and why was it in everything? Come with Brandon down the rabbit hole about the "Miracle Mineral"
Book a FREE 1-on-1 Call: https://ptlegends.com/1on1call | FREE Training: https://ptlegends.com/free-training-optin | PT Legends: https://ptlegends.comBeing a business owner means putting a target on your back—and sometimes the problems that show up have nothing to do with marketing, sales, or getting more clients.In this episode of The Profit Lifestyle for Fitness Entrepreneurs, Scott Carpenter and Andy share some of their craziest gym owner horror stories and the expensive lessons they learned along the way.Scott takes it back to his first few weeks as a business owner, when an independent trainer refused to follow the rules, had to be removed from the gym with police involvement, and was followed by a written threat from the trainer's girlfriend to publicly trash Scott's new business.Andy shares how his gym was suddenly hit with a cease-and-desist order after discovering that the contractor who reinforced his floor years earlier never completed the work to code—leaving Andy with a $20,000 repair bill and a gym he couldn't legally operate until the problem was fixed.From there, Scott and Andy break down the hidden dangers of commercial real estate, leases, permits, ADA requirements, building classifications, SBA financing, and unexpected construction costs that can put an entire business at risk.Scott also shares how a building-code issue nearly turned into a $180,000 fire sprinkler project, and how questioning the property's classification ultimately helped him avoid the expense.These aren't just horror stories. They're reminders that when you're signing leases, building out locations, dealing with contractors, or navigating financing, you have to understand what you're agreeing to and be willing to advocate for yourself.In This Episode:00:21 – Why becoming a business owner can put a target on your back01:49 – Scott's first nightmare experience after buying a gym04:29 – Dealing with a difficult independent trainer05:07 – Terminating the relationship and the confrontation that followed06:20 – Why Scott eventually called the police07:39 – The blackmail email that came next09:51 – Andy's first major gym owner horror story10:35 – Getting hit with a cease-and-desist order12:32 – The mistake that eventually cost Andy $20,00013:35 – The hidden costs inside commercial leases14:41 – Why your building's usage classification matters16:10 – How a sprinkler requirement exploded into a potential $180,000 expense17:25 – How Scott found a workaround and avoided the massive bill18:57 – Andy's ADA compliance nightmare during construction21:17 – Fighting for an alternative before the project became financially impossible24:27 – Why commercial real estate requires extreme due diligence26:23 – Asbestos testing and another unexpected financing problem27:59 – Putting another $20,000 at risk just to keep the deal alive29:15 – Creating a Plan B when everyone kept promising the loan would close29:41 – Why nobody will protect your business as much as you will30:10 – Why Scott and Andy are sharing these storiesThe biggest takeaway?You have to be your own advocate.Contractors can make mistakes. Banks can delay financing. Cities can change requirements. Landlords will protect themselves. And the people involved in your transaction don't have the same amount at stake that you do.Ask questions. Read the lease. Understand the permits. Verify what you're being told. And when something doesn't make sense, keep digging.And if you're going through your own gym owner horror story right now, remember—you aren't the only one who's been there.Scott and Andy have been through it too, and there are plenty more stories where these came from.Part II coming next.
This week, Cy goes to Georgia and Chad renovates the cabin! --- Follow us on Instagram! Chad Daniels (@ThatChadDaniels) is a Dad, Comedian, and pancake lover. With over 750 million streams of his 5 albums to date, his audio plays are in the 99th percentile in comedy and music on Pandora alone, averaging over 1MM per week. Chad's previous album, Footprints on the Moon was the most streamed comedy album of 2017, and he has 6 late-night appearances and a Comedy Central Half Hour under his belt. Cy Amundson (@CyAmundson) With appearances on Conan, Adam Devine's House Party, and Comedy Central's This is Not Happening, Cy Amundson is fast-proving himself in the world of standup comedy. After cutting his teeth at Acme Comedy Company in Minneapolis, has since appeared on Family Guy and American Dad and as a host on ESPN's SportsCenter on Snapchat. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Late last year and in April this year tremolite asbestos was detected in some versions of coloured play sand sold at Kmart and The Warehouse.
Christian Luciano Santiago of Vogelzang Law joins Jon Hansen on Let's Get Legal to discuss mesothelioma and the steps to take if you’re exposed to asbestos. Christian explains how exposure could happen through one's household, automobiles, and construction sites, and what the latency period for exposure means. For more information, call (312) 466-1669.
A Disputes Tribunal win by a Christchurch couple whose twins played with asbestos-laced playsand has given others confidence. The case against Kmart has seen more parents speak up today about their fight to hold the retailer accountable. Lucy Xia reports.
Kmart has been ordered to compensate Christchurch couple whose toddlers played with asbestos-contaminated sand. The retailer was part of a nationwide recall of coloured play sand products, after they tested positive for tremolite, a form of asbestos associated with cancer risk. The Disputes Tribunal ordered Kmart to pay the family $15,185.42 to cover costs associated with asbestos testing and remediation. Impacted mother Elle Chrisp says Kmart decontaminated their stores - but the people who purchased the sand were just told to dispose of it. "I thought, that's crazy that you would close the store, decontaminate it - but yet, it's been in my home, in my children's hands, and I'm just told to chuck it in the bin? So we had it tested. LISTEN ABOVESee omnystudio.com/listener for privacy information.
A Libby medical clinic that diagnoses and treats people with asbestos-related diseases abruptly closed this week. Congress set up the clinic and gave Libby-area residents Medicare benefits because exposure to asbestos in the community was so widespread.
Kmart has been ordered to pay a Christchurch couple just over 15 thousand dollars to cover costs incurred by removing asbestos-contaminated play sand from their home. In November last year, Kmart issued a recall notice for some coloured play sand products after testing found asbestos - prompting many family homes, daycares and schools to undergo intense cleaning processes. Gemma Rasmussen - from Consumer NZ believes it's the first Disputes Tribunal ruling about recalled children's sand. One of the successful complainants, Elle Chrisp, spoke to Ingrid Hipkiss.
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
Full show - Wednesday | Back to school scaries | News or Nope - The Traitors, Travis Kelce, and Claude | What's the next asbestos? | OPP - My husband tells his mom EVERYTHING | Slacker *IS* joining a cult??? | Moral compass test | Are colleges making it too easy for freshmen? | DIY or DI-Don't? | Erin noticed something weird at the gym | Stupid stories www.instagram.com/theslackershow www.instagram.com/askslacker www.instagram.com/ericasheaaa www.instagram.com/thackiswack www.instagram.com/radioerin
Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: www.holmbergpodcast.com, www.98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Olivia Rodrigo's all-women music festival set times are out. The Rock is getting into music - let's take a listen! Oh wait, it's actually kinda good. Rod Stewart has cancelled his tour. This is probably the right call. What's going on with Tony Romo? What's this generation's Asbestos? Well, it's probably microplastics, right?
Hour 1: Send us your big chunky problems: BadAdvice97@gmail.com! GenZ is saving movie theaters! Here are the 10 biggest movies of the year so far. Pro tip: Become best friends with your kids' friends' parents! Matthew Stafford owes back taxes. The dining manager may be the most important member of the household. How many times should you use a towel? Then, Vinnie poses a hypothetical that reveals a side to Sarah we have never seen! Hour 2: Trouble in paradise for Taylor and Travis? Well, at least for their pets. It turns out Brad Pitt partied with Beck at Taylor's wedding. Vinnie hopes he really does have it under control. Don't worry, Conor McGregor is capitalizing on the discussion. Henry Winkler says his parents were embarrassed by him until he succeeded. Sarah and Bob try to convince Vinnie to go to Iceland. A hair care brand is rolling a giant ball of hair through New York City. A high school football player found a venomous snake IN HIS HELMET! Hour 3: Let's Bridge The Gap! It's Sarah and Vinnie's weekly battle of the generations. Bob's already talking a big game, hopefully listener Olivia can deliver! Or, will Nicole pull off the highly coveted 3-peat for GenX?! By the way, if you've ever wanted to be a contestant, email Matty: SarahandVinnie@audacy.com. Then, shoutout to all the forgotten middle children out there. Maybe ease your sorrows with some records today. Remember when walkmen were SO convenient? Vinnie makes a case for letting kids learn to do things for themselves. BTW, this stuff is DANGEROUS! Do you say something if a cashier forgets to ring something up? Hour 4: Olivia Rodrigo's all-women music festival set times are out. The Rock is getting into music - let's take a listen! Oh wait, it's actually kinda good. Rod Stewart has cancelled his tour. This is probably the right call. What's going on with Tony Romo? What's this generation's Asbestos? Well, it's probably microplastics, right?
Topics discussed on today's show: National Middle Child Day, Space News, No Fail Semester, Dumb Questions, Pop History Quiz, Ebola Outbreak, Undercover Cops, Music News, Hydrogen Powered Speed Record, Asbestos of the Future, Soft Drink News, Times to use a Towel, Angie Everhart, and Apologies.
What are we going to eventually find out is actually really bad for us?
Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: www.holmbergpodcast.com, www.98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Fewer EPA headlines can feel like a green light, but environmental liability does not disappear when oversight fades. We sit down with CRC environmental specialists Harrison Scheider and Dustin Helmenstein to unpack the biggest misconception we hear from insureds and even seasoned agents: “less regulation means less environmental risk.” The laws that create liability largely remain, and the pollution exclusion in GL and property policies can turn an everyday incident into a painful coverage surprise.We dig into what makes environmental claims so tricky, and along the way, we connect the dots for common insured profiles including contractors, manufacturers, real estate owners, habitational and hotel risks, healthcare, and municipalities, plus what faster permitting and accelerated construction can change on the ground.To keep it practical, we share four questions retail agents can use right now to uncover exposures early, create better renewal conversations, and avoid relying on limited GL endorsements that are not true affirmative pollution coverage. If you want a clearer, more confident way to talk environmental insurance, pollution liability, and coverage gaps with clients, hit play and take notes. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!
Trent is back and adequetly roofed. VHS: Spiderman: Brand New Day.and Seth's weird massage. Rate Us ⭐⭐⭐⭐⭐ on Apple Podcasts!Connect With The Show: Follow Us On Instagram Follow Us On Twitter Follow Us On TikTok Visit Us On The Web
Michelle T. Pawlowski, Litigation Associate Attorney at Vogelzang Law, joins Jon Hansen on Let's Get Legal to discuss the current state of asbestos litigation, why cases are moving so quickly through the courts, and what makes Illinois so unique for asbestos cases.
Michelle T. Pawlowski, Litigation Associate Attorney at Vogelzang Law, joins Jon Hansen on Let’s Get Legal to discuss the current state of asbestos litigation, why cases are moving so quickly through the courts, and what makes Illinois so unique for asbestos cases.
Contractors face environmental exposures that can lead to costly claims, coverage disputes, project delays, cleanup expenses, legal defense costs, and third-party liability. In this episode of the Environmental Strategist Podcast, presented in partnership with the Risk & Insurance Education Alliance, Brooks Bunbury is joined by Christopher Pell, Senior Underwriting Manager with Intact Insurance, Midwest and Eastern Environmental Division, to explore real-world contractor pollution liability claims and the environmental insurance solutions that can help protect businesses. The conversation examines current environmental insurance market conditions, growth in contractor pollution liability coverage, and the types of claims carriers are seeing across the construction and contracting space. Examples include mold from an improperly installed HVAC system, asbestos-contaminated demolition debris, underground utility strikes, fuel line leaks, stormwater runoff, liquid asphalt spills, illicit dumping, vapor intrusion, and aging underground storage tanks. Listeners will also learn how Contractors Pollution Liability (CPL), site pollution coverage, transportation pollution liability, underground storage tank coverage, and related environmental insurance products may respond to exposures that are often excluded or limited under general liability, commercial auto, or property policies. The episode also offers practical underwriting insights for agents and brokers, including why project lists, loss runs, financial stability, health and safety practices, and well-drafted contracts matter when placing environmental coverage. This episode is ideal for insurance agents, brokers, risk managers, contractors, and environmental insurance professionals who want to better understand contractor pollution exposures, coverage gaps, and the importance of environmental financial assurance. Key Topics Environmental liabilities facing contractors Current environmental insurance market conditions Growth trends in contractor pollution liability (CPL) Mold claims and water intrusion exposures Asbestos contamination and demolition risks Fuel spills, leaking tanks, and underground utility strikes Vapor intrusion, silica, PFAS, and stormwater runoff Contractor Pollution Liability (CPL) coverage Environmental Impairment Liability (EIL) and site pollution coverage Transportation Pollution Liability coverage Underground Storage Tank (UST) risks and insurance considerations Legal defense costs in environmental claims Contractual environmental insurance requirements Environmental financial assurance programs Underwriting best practices for contractors How pollution coverage can provide a competitive bidding advantage Key Takeaways Environmental exposures exist for nearly every contractor, not just environmental specialists. Excavation, demolition, HVAC, plumbing, utility installation, roofing, and transportation operations can all trigger costly pollution claims. Standard general liability policies often contain pollution exclusions that leave contractors uninsured for significant environmental losses. Contractor Pollution Liability (CPL) coverage can address cleanup costs, bodily injury, property damage, business interruption, natural resource damages, and legal defense costs. Mold continues to be a major source of environmental claims affecting contractors across multiple trades. Underground utility strikes, fuel releases, asbestos discoveries, and stormwater runoff can quickly generate six- and seven-figure losses. Transportation Pollution Liability fills important coverage gaps that may not be addressed by commercial auto policies. Aging underground storage tanks present increasing risk and may become more difficult and expensive to insure over time. Strong safety programs, favorable loss histories, stable finances, and well-written contracts can improve underwriting outcomes and pricing. Contractors can use pollution liability coverage as a differentiator when competing for projects that require environmental financial assurance. Want to build stronger environmental risk and insurance expertise? Enroll in the Certified Environmental Strategist, Self-Paced Online Course from the Risk & Insurance Education Alliance. This four-hour, on-demand course helps insurance professionals better understand environmental exposures, coverage solutions, and risk management strategies. Start learning on your schedule and earn your Certified Environmental Strategist certification. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.
Christian Luciano Santiago of Vogelzang Law joins Jon Hansen on Let's Get Legal to discuss legal representation for individuals affected by asbestos exposure. Listen in as Christian reminds listeners that exposure occurs not only in industrial trades but also through asbestos-contaminated household products like talcum-based baby powders and cosmetics, noting the firm’s recent success in upholding a […]
Investor Fuel Real Estate Investing Mastermind - Audio Version
Jennifer Lynch, a certified environmental consultant with over 20 years of experience, shares insights on environmental hazards in real estate, proactive risk management, and how to leverage environmental expertise for better investment decisions. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
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The sound of regional Australia. News and analysis from the ABC's network of regional reporters.
Every option, as soon as possible. It's what the Consumer Affairs Minister is demanding after findings this morning showed asbestos in contaminated children's play sand can be airborne. One of the options Cameron Brewer has asked for could be a total ban on the products. His urgent meeting with officials today came hours after AUT released its results from a world-first study. Some every-day parents whose children played with contaminated sand, now face fresh worry. Kim Baker Wilson reports.
The Government is taking urgent meetings after breakthrough research revealed airborne asbestos was present in children's play sand. An AUT study in Auckland confirmed today that airborne fibres could be released from sand samples during simulated play. The discovery has prompted safety fears from parents. AUT associate professor Terri-Ann Berry says it's important that plenty of testing take places into these products, because there's a clear risk. "If we can't have really good controls on mineral-based substances coming into our country - then yes, I don't think we have a choice." LISTEN ABOVESee omnystudio.com/listener for privacy information.
Airborne asbestos has been detected in New Zealand testing on children's play sand products that were the centre of massive recalls. Kim Baker Wilson reports.
Researchers have found that the asbestos in recalled children's play-sand can readily become airborne. AUT Associate Professor Terri-Ann Berry spoke to Ingrid Hipkiss.
Ministry of Health Chief Medical Officer, Dr Joe Bourne earlier spoke to Ingrid Hipkiss about an AUT study that found tremolite and chrysotile asbestos fibres were released into the air during simulated play activities, from some sand products.
Asbestos isn't a thing of the past—and assuming it is can put your crew, your customers, and even your family at risk.Dr. Catherine Perrault, Chief Medical Officer at the Mesothelioma Center, breaks down the myths, the science behind asbestos exposure, and the practical steps every restoration company should take to stay safe.
Asbestos isn't a thing of the past—and assuming it is can put your crew, your customers, and even your family at risk.Dr. Catherine Perrault, Chief Medical Officer at the Mesothelioma Center, breaks down the myths, the science behind asbestos exposure, and the practical steps every restoration company should take to stay safe.
After years of legal battles and funding uncertainty, Libby's Center for Asbestos Related Disease, or CARD clinic, says it will shutter permanently on August 31.
Three years into a Denver luxury redevelopment, Paul DeSalvo knows what real estate development mistakes actually cost. Paul, a Denver real estate investor and broker, is back to walk through every one of them. In this episode, Paul returns to update host Chris Lopez on a sweeping redevelopment in Berkeley, Denver — a 1902 Victorian transformed into a 5,500 sq ft, 6 bed/6 bath luxury home with an 850 sq ft ADU and 3-car garage. He shares what went well, what hit hard, and what every investor should know before breaking ground on a project like this. The budget surprises alone tell the story. A foundation that needed a full rebuild added $75,000 to the project. An asbestos mass spill ran $30,000. Denver’s Affordable Housing fee — charged on any addition over 400 sq ft — came in at $25,000, a cost neither Paul nor his GC had flagged. A new water line tap added another $12,000. Combined with items left off the original budget entirely and inflation across lumber, drywall, and appliances, the project pushed well past the original estimate. The contractor selection story is the most instructive of all the real estate development mistakes covered in this episode. Paul and Val interviewed five or six GCs. Most bids came back between $1.8M and $2.1M. One came back at $1.2M. They went with the low bid. That contractor’s experience turned out to be primarily remodels and pop-tops — not ground-up luxury construction. By the time the project wrapped, costs had converged right where the other bids landed. Paul walks through exactly what he would look for differently and why verifying the type of experience matters as much as verifying the experience itself. In this Episode: Why the lowest GC bid on a luxury build is often the most expensive choice How to verify contractor experience by project type, not just project count The Denver Affordable Housing fee and how it catches smaller developers off guard What scope creep actually looks like on a high-end redevelopment and how to manage it Why architect and builder coordination failures cost more than either party’s mistakes alone What has gone well on the project and what Paul is genuinely proud of Paul’s honest take on whether he’d take on a project like this again If you are planning a luxury build or any ground-up construction project in Denver, this episode is a practical field guide from someone who has lived every one of these real estate development mistakes and made it to the other side. Watch the Youtube Video https://youtu.be/C0VvCr-O_7w Timestamps 00:00 – Welcome and project recap — Paul returns to update on his Berkeley, Denver build 01:15 – Off-market acquisition — how a neighbor relationship led to buying the 1902 Victorian 03:26 – Full project scope — 5,500 sq ft total, 6 bed/6 bath, ADU, 3-car garage, five fireplaces 06:30 – GC selection process — interviewing five or six contractors and how they made the call 07:49 – The experience gap — why pop-top and remodel experience doesn’t carry over to ground-up luxury builds 12:02 – Budget blind spots — items left off entirely, inflation, and the real cost of scope creep 15:15 – Denver’s Affordable Housing fee — an unexpected $25,000 charge tied to additions over 400 sq ft 16:50 – Asbestos mass spill and foundation rebuild — $30,000 and $75,000 in back-to-back surprises 18:24– What has gone well — design outcome, ADU pace, and finishes staying on schedule 19:44 – Advice for luxury builds — why low bid outliers deserve the most scrutiny, not the least 23:40 – Architect and builder coordination — why cohesive team relationships are as important as individual credentials 24:46– Paul’s outlook on future development — honest take on whether he’d do it again Links in Podcast Connect with Paul DeSalvo firehousehomes@gmail.com Fire on FIRE Investing https://fireonfire.org/ Paul co-founded Fire on FIRE Investing alongside fellow firefighter Jamin to help first responders build financial security through real estate. The organization offers one-on-one consultations and education covering single-family rentals, house hacking, multifamily, 1031 exchanges, and passive investing opportunities.
OA1258 - The Social Media Victims Law Center just made history in a Los Angeles courtroom by holding Meta and Google accountable for mental health harms which they successfully argued to a jury knowingly caused harm to children. In a novel legal theory, these plaintiffs argued that they were harmed not through a lack of content moderation or other editorial choices which might otherwise be protected by Section 230 of the Communications Decency Act, but by the fundamental design of platforms like Facebook, Instagram, TikTok, and Youtube. SMVLC founder Matthew Bergman joins to share how his decades of litigating on behalf of people harmed by asbestos brought him to this groundbreaking lawsuit and what it might mean for the thousands of other actions the SMVLC has brought around the US, as well as the upcoming claims which will be litigated by state AGs later this year. Where do the immunities guaranteed by Section 230 of the Communications Decency Act end and the harmful and potentially addicting features which social media platforms have knowingly baked into the design of their platforms begin? Is “social media addiction” a demonstrable mental health issue or just a way to pathologize a bad habit? And could these well-meaning suits pose any threats to our privacy and civil liberties in the name of protecting children? We take on these and many more of the questions raised by some of the most fascinating and controversial civil litigation of the 21st century so far. Attorney Matthew Bergman's bio from Lewis & Clark Law's website Social Media Victims Law Center website Addiction By Design, Natasha Dow Shull, Princeton University Press (2014) Lemmon v. Snap, Inc., 995 F.3d 1085 (9th Cir. 2021) Check out the OA Linktree for all the places to go and things to do!
Shelf life of old Fullcasts: shorter than you might think!We may never know Jor-Don's true purposeNFL Draft recapWhich podcasts and which podcasters are AI, and how might they Mysterio Spencer into thinking he's getting attacked by a giant space octopus2026 Charity Bowl recapFullcast Getback Give-Back donation recipient announced: https://www.treehouseforkids.org/What was YOUR "welcome to the League" moment?C.A.T. Squad and C.A.T. Squad: Python Wolf, reviewedFor those of you returning to this episode in 2032 looking for the debate on morality in the Super Mario Brothers universe that eventually tore the show apart, you want to skip to about the last 15 minutesThe Shutdown Fullcast is on Patreon. This is how we pay our producers, and occasionally ourselves. If you'd like to help with that, give us $4 a month (or a larger, funnier number of your choosing) and we'll give you bonus episodes. As of this recording we have delivered 28 (twenty-eight!!) bonus episodes since launching in August. We think this is a pretty good deal (for you)Now through June 30, 100% of proceeds from PTKU merch sold through the Shutdown Fullstore will be donated to the Transgender Resource Center of New MexicoShutdown Fullcast is produced by Michael Ray SurberFullcast theme variant arranged and performed by Brock JerueDID YOU KNOW: Spencer and Holly write Channel 6, a year-round newsletter that is mostly about football, until it's notBefore the world ends (again), treat yourself to Jason's critically praised novel and other workTravel in your mind palace to Phantom Island, Ryan's new show with Steven Godfrey, which is not a college football show because another simply cannot existCheck out Surber's band, Killer Antz
This is a tale about what happens when a toxic industry booms and busts, the mess that's left behind and the fight over how to clean it up.Thanks to Morgan Pratt, Ann Fano and Carol Fano for the great questions.You can find the web version of this story here. JUST ANNOUNCED: Join us in April in White River Junction for a behind-the-scenes look at the show!This episode was reported by Burgess Brown. Editing and additional production from the BLS team: Sabine Poux and Josh Crane. Our executive producer is Angela Evancie. Theme music by Ty Gibbons; other music by Blue Dot Sessions.Special thanks to Abagael Giles, Matt Kierstead, Gary Lipson, Dr. Arti Shuckla, Marjorie Gale and Kyle Casteel. As always, our journalism is better when you're a part of it: Ask a question about Vermont Sign up for the BLS newsletter Say hi onInstagram and Reddit @bravestatevt Drop us an email: hello@bravelittlestate.org Make a gift to support people-powered journalism Tell your friends about the show! Brave Little State is a production of Vermont Public and a proud member of the NPR Network.
Thursday, February 19th, 2026Today, Fulton County blasts the search warrant affidavit for its election offices as blatantly unconstitutional; a group of non-profits is suing the Trump administration over the Stonewall Pride flag removal; ICE officers raided Dilley concentration camp dormitories to confiscate and destroy letters from children held there; Steven Colbert bites back and CBS lawyers' statement on the Talarico interview; the Trump administration just slashed veterans' disability benefits; St. Paul police are investigating the ICE arrest that resulted in skull fractures that DHS claims the man did to himself; the Department of Education backs down on its unlawful directive targeting educational equity; Kristi Noem exposes everyone at DHS to asbestos poisoning; and Allison and Dana deliver your Good News.Thank You, Rocket MoneyRocketMoney.com/beans. Reach your financial goals faster with Rocket Money.Thank You, Helix27% Off Sitewide Helix Flash sale, when you go to HelixSleep.com/dailybeansGuest: Phil WilliamsHate Comes to Main Street@philinvestigates.com - BlueSky, @PhilNvestigates - TwitterNews Channel 5PhilInvestigates.comDana is on Patreon! At Dana's Dugoutpatreon.com/cw/dgcomedyThe LatestAllison talks with Phil Williams: Hate Comes to Main Street | Muellershewrote.comStoriesNEW: ICE Confiscates Children's Letters at Dilley Concentration Camp. I've filed a FOIA Request to Get ThemFBI, St. Paul police probing ICE arrest that resulted in skull fractures | CBS MinnesotaKristi Noem Gives the Entire DHS Asbestos Poisoning | The New Republic‘Flagrant Constitutional Violation': Fulton County blasts affidavit that backed FBI's 2020 election raid | Democracy DocketStephen Colbert criticizes 'crap' statement from CBS over unaired interview | NBC NewsVeterans slam new VA rule for determining disability ratings | Stars and StripesGood TroubleFederal Register :: Evaluative Rating: Impact of Medication→Public Comment Period Open: White House Ballroom Proposal→How to Film ICE | WIRED→Standwithminnesota.com→Tell Congress Ice out Now | Indivisible→Defund ICE (UPDATED 1/21) - HOUSE VOTE THURSDAY→Congress: Divest From ICE and CBP | ACLU→All 23 warehouses ICE wants to turn into detention camps→ICE List →iceout.org →Demand the Resignation of Stephen Miller | 5 Calls→2026 Trans Girl Scouts To Order Cookies From! | Erin in the MorningGood NewsBeans Talk audio -beans-talk.simplecast.comWestern Farm Workers AssociationLexington Humane Society heartofnorthside.org→Share your Good News & Good Trouble - The Daily BeansSubscribe to the MSW YouTube Channel - MSW Media - YouTubeOur Donation LinksPathways to Citizenship link to MATCH Allison's Donationhttps://crm.bloomerang.co/HostedDonation?ApiKey=pub_86ff5236-dd26-11ec-b5ee-066e3d38bc77&WidgetId=6388736Allison is donating $20K to It Gets Better and inviting you to help match her donations. Your support makes this work possible, Daily Beans fam. Donate to It Gets Better / The Daily Beans FundraiserJoin Dana and The Daily Beans with a MATCHED Donation http://onecau.se/_ekes71More Donation LinksNational Security Counselors - Donate