Podcasts about Wolf

Check us out on Spotify on our first attempt at a video podcast! The Wolf and the Truth dive into a FANTASTIC best ball draft. The Wolf has promised the Truth a 50-50 split if it hits (which it will). The guys identify a great 4th round and 8th round pick (both of which they hit in the draft), and then delve into the finale of the Traitors and tease Best Picture nominees and a few other topics.Tune in for our upcoming 7:00 Monday Baked Best Ball Drafts! And check out the Wolf's newest rankings and other great Roto Street Journal content at rotostreetjournal.com

Tony Hawk joins us to discuss the recent double Cab bounty contest, learned his first kickflip on a freestyle board, his last 720, raising over $1,000,000 in his 900 auction, shutting down his Hawk vs Wolf podcast, Bam Margera being added to Tony Hawk's Pro Skater game last minute, trying to get vert in the Olympics, his new restaurant Chick & Hawk restaurant, Sandro Diaz building drop-in and much more! Tony Hawks Instagram: https://www.instagram.com/tonyhawk Become a Channel Member & Receive Perks: https://www.youtube.com/TheNineClub/join Nine Club Merch: https://thenineclub.com Sponsored By: AG1: Get a FREE Welcome Kit worth $76 when you subscribe, including 5 AG1Travel Packs, a shaker, canister, scoop & bottle of AG Vitamin D3+K2. https://drinkag1.com/nineclubLMNT: Grab a free Sample Pack with 8 flavors when you buy any drink mix or Sparkling. https://drinklmnt.com/nineclubWoodward: Purchase camp with the code NINECLUB and receive a $150 discount off of summer camp. https://www.woodwardpa.comMonster Energy: Monster Energy's got the punch you need to stay focused and fired up. https://www.monsterenergy.comYeti: Built for the wild, Yeti keeps you ready for any adventure. https://www.yeti.comRichardson: Custom headwear for teams, brands, and businesses crafted with quality in every stitch. https://richardsonsports.comEtnies: Get 20% off your purchase using our code NINECLUB or use our custom link. https://etnies.com/NINECLUBéS Footwear: Get 20% off your purchase using our code NINECLUB or use our custom link. https://esskateboarding.com/NINECLUBEmerica: Get 20% off your purchase using our code NINECLUB or use our custom link. https://emerica.com/NINECLUB Find The Nine Club: Website: https://thenineclub.com Instagram: https://www.instagram.com/thenineclub X: https://www.twitter.com/thenineclub Facebook: https://www.facebook.com/thenineclub Discord: https://discord.gg/thenineclub Twitch: https://www.twitch.tv/nineclub Nine Club Clips: https://www.youtube.com/nineclubclips More Nine Club: https://www.youtube.com/morenineclub I'm Glad I'm Not Me: https://www.youtube.com/chrisroberts Chris Roberts: https://linktr.ee/Chrisroberts Timestamps (00:00:00) Tony Hawk (00:02:56) Double Cab bounty contest (00:13:22) Last tricks – his last 720 (00:20:46) Vert Alert (00:24:02) Bought the building/office to house his vert ramp (00:27:29) 900 auction (00:40:18) Podcast (00:48:47) Tony has seen a full minute of new Rodney footage (00:51:46) JD Sanchez (00:52:39) Arisa Trew (00:55:28) Tom Schaar (01:00:03) Nutcracker Ballet (01:06:19) Bam Margera added to Tony Hawks Pro Skater game last minute (01:12:57) THPS got young kids into skateboarding (01:15:11) Tony learned his first kickflip on a freestyle board (01:24:25) Vert in the Olympics (01:29:48) Sandro Diaz building drop-in (01:35:17) Tony's Chick n Hawk restaurant Learn more about your ad choices. Visit megaphone.fm/adchoices

18 years after her wrongful arrest for the murder of 21-year-old British student Meredith Kercher, Amanda Knox returns to Perugia, Italy, to confront the man who led an aggressive prosecution against her: Dr Giuliano Mignini.    In this episode, Laura Richards deconstructs the psychological and systemic failures—including confirmation bias and media distortion - that allowed a "fictionalized" narrative to supersede forensic reality – for nearly a decade.   Key Discussion Points & Behavioral Analysis: ·       The Prosecutorial Narrative: Amanda reflects on how the prosecution built a case around a "sex game gone wrong," a story that persisted despite the lack of forensic evidence connecting her to the crime and only one suspects, Rudy Guede's, DNA at the crime scene. ·       Systemic Failures: A deep dive into the legal hurdles and institutional injustices that denied Amanda a fair trial, including the early "fast-track" trial of Rudy Guede that effectively shielded him from public scrutiny while Amanda remained the media's focus. ·       The Psychology of Public Vilification: Laura explores the "Foxy Knoxy" tabloid phenomenon, analyzing how confirmation bias and sexualized media tropes were used to dehumanize Amanda and influence public perception. ·       Confronting the "Wolf": Amanda discusses her decision to meet face-to-face with lead prosecutor Dr Giuliano Mignini. She explores the complex journey from being a "hurt person" seeking understanding to finding the capacity for grace and regular correspondence with the man who imprisoned her. ·       Documenting Trauma: Christopher Robinson shares the emotional weight of filming Amanda's return to Italy, balancing his dual roles as a protective husband and a filmmaker capturing raw, often unflattering moments of vulnerability and healing.  ·       Watch Mouth of the Wolf on Disney Plus and Hulu. ·         #MeredithKercher #AmandaKnox #RudyGuede #Podcast #TrueCrime #CrimeAnalyst #CriminalBehaviouralAnalysis #Forensics #Police #Advocacy #ItalianPolice #Mignini #truecrimepodcast #podcast #expert #expertanalysis    Clip  https://youtu.be/2MkaH9qgZwk?si=aea9UgTcXdKk0HyI  More from Amanda and Christopher:  https://podcasts.apple.com/us/podcast...  https://www.imdb.com/title/tt39365783/        • The Twisted Tale of Amanda Knox | Official...       2026 Masterclasses and Crime Analyst Resources and Community       Laura offers 2026 Masterclasses : University Accredited DASH Risk Masterclass March 11 and 12 and DASH Train the Trainer.    Register for Masterclasses         www.dashriskchecklist.com   www.thelaurarichards.com         For more insight and knowledge, advocacy and professional development join The Crime Analyst Squad. It's a growing and dynamic community offering expert insight, in-depth conversations, exclusive episodes and videos, and live events:    www.Patreon.com/CrimeAnalyst     Subscribe to Crime Analyst YouTube: @crimeanalyst       Facebook: Crime Analyst Podcast       Instagram: @crimeanalyst, @laurarichards999       Threads: @crimeanalyst       X (Twitter): @thecrimeanalyst, @laurarichards999       TikTok: @crimeanalystpod       Website: www.crime-analyst.com         If you found this episode valuable, please consider leaving a five-star review wherever you listen.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Wolf and Pamela provide wall-to-wall coverage of the US/Israel war against Iraq. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tyler Drake joins Wolf and Luke to discuss who stood out from the NFL Scouting Combine and what the Arizona Cardinals could do with Kyler Murray.

Wolf and Luke discuss the latest news surrounding Kyler Murray and Arizona Sports Arizona Cardinals reporter Tyler Drake joins the show.

Wolf and Luke discuss when they would like to see Devin Booker back on the basketball court and how the Arizona Diamondbacks' closer situation is starting to look like.

Jesse Morrison (Rick) takes Wolf and Luke through the latest in sports!

Wolf and Luke discuss if the Arizona Cardinals could bring in Jimmy Garoppolo for next season and react to how Ryne Nelson looked in his 2026 Spring Training debut.

Charles Davis joins Wolf and Luke to discuss how much the NFL Scouting Combine affects the players that are going to be drafted, what the most important part of the NFL Scouting Combine is, and who the Arizona Cardinals could take at No. 3 overall in the NFL Draft.

Jake Lamb joins Wolf and Luke to discuss his involvement with the Arizona Diamondbacks, how the young guys can figure out what they are at the major league level, and his expectations for the 2026 Diamondbacks.

Wolf and Luke discuss if it would be a good idea for the Arizona Cardinals to draft Jeremiyah Love at No. 3 and former Arizona Diamondbacks infielder Jake Lamb joins the show.

What kind of a reaction should you expect when you pick a fight with a woodpecker? Is it possible for Swede to clean up in peace?  Find out, the answers to these questions and more on this weeks "sode" of The Cammo Comedy Show Podcast!If you have any funny military stories of your own that you would like to share, drop us a line at:stories@cammocomedy.com  or  Leave a voicemail at (531) 222-6146  Sadly, the voicemail will only record in 2 minute blocksWe are here to make you laugh, but behind this there is the imbedded philosophy of, "No One Left Behind." Sadly, 22 vets per day commit suicide, approximately 67,500 vets are homeless and thousands struggle with everyday life after service.  What we hope to accomplish is providing a fun place to gather that will have a similar feel to the conversations that happen at the VFW or American Legion between vets.  Since the latest generations of vets are not really going to these places anymore, we are making it happen online.  We believe that the sense of community will help some who struggle, while providing stories about the good times that we can all laugh at!An additional part of this show is capturing the oral history of the military over the past few decades, so if you happen to know a veteran who served during WW2, Korean War or Vietnam eras, we would love to hear from them.  Obviously, we want to hear stories from all eras, but we have special respect for the older generations. Our Sponsors #SponsorsPatriot MobileGet one free month of service when you make the switch to Patriot Mobile and use Promo Code "WOLF"   https://patriotmobile.com/partners/wolfPatriot Mobile donates a portion of every dollar earned to organizations that fight for causes you care about.Patriot Mobile has exceptional 4G & 5G nationwide coverage and uses all the same towers the main carriers use. Patriot Mobile offers a Contract Buy-Out. This offer allows new customers to buy out a current device from their departing carrier and receive up to $500 per device applied as a credit on their phone bill. Jasehttps://jase.com/Promo Code WolfBlack Friday – Friday, Nov 28$25 Off Sitewide products over $99+Iver products – $50 OffCyber Monday – Monday, Dec 120% Off Gift CardsProof Wallethttps://carryproof.com/Promo Code- CammoComedyDTS Maphttps://dtsmap.com/

The New Appliance Ecosystem: Translating Value, Technology, and Human-Centric Design The modern appliance conversation has shifted beyond features and price into something far more consequential: value, usability, and human-centered design.  Designers, manufacturers, showrooms, and independent testing labs now operate as an interconnected ecosystem guiding consumers through increasingly complex decisions. The future of appliance specification belongs to those who can translate technology into meaningful, intuitive, lifestyle-driven solutions. Featuring insights from Nicole Papantoniou of the Good Housekeeping Institute, Jeff Sweet of Sub-Zero Group Inc., and Christa Mallinger of AJ Madison, this conversation explores how appliances have evolved from commodities into lifestyle infrastructure—and why education, not persuasion, defines the next era. KBIS Podcast Studio Resources: KBIS AJ Madison NKBA LUXE Interiors + Design SubZero, Wolf & Cove SKS | Signature Kitchen Suite Hearth & Home Technologies Kitchen365 Green Forrest Cabinetry Midea The appliance industry has entered a human-centric phase, where performance, intuitive use, and real lifestyle benefit outweigh raw features or price alone. Designers act as translators of lifestyle, manufacturers as problem-solvers, and showrooms as educators—collectively helping consumers navigate increasingly sophisticated choices. Panelists discussed the shift from feature-driven sales toward performance-driven value, emphasizing longevity, ease of use, and frictionless integration into daily life. They also explored the growing role of education, testing standards, showroom partnerships, and post-installation support in helping consumers fully realize the value of their investment. Technology remains central, but its success depends entirely on reducing friction—not adding novelty. The conversation revealed that the future of appliances lies not in more technology, but in better technology—technology that disappears into the experience. The Appliance Ecosystem Is Interdependent Designers interpret lifestyle and aesthetic needs. Manufacturers engineer performance-driven solutions. Showrooms educate and guide decision-making. Independent testing organizations validate performance and usability. Value Has Replaced Price as the Primary Decision Driver Consumers rarely regret investing more in appliances. Longevity, performance, and service support define value. Sustainability increasingly aligns with durability. Human-Centric Design Is the New Standard Appliances must be intuitive without relying on manuals. UX consistency across appliances improves adoption. Technology must solve real problems—not create new friction. Education Is More Important Than Selling Many consumers buy appliances only once every 10–15 years. Showrooms and testing labs bridge the knowledge gap. Post-installation education helps unlock full product potential. Appliances Are Expanding Beyond the Kitchen Refrigeration, coffee systems, and specialty appliances now appear throughout the home. Multi-kitchen and multi-generational design is driving specification complexity. Flexibility and modular integration are essential. Technology Adoption Depends on Familiarity and Trust Induction adoption accelerates when paired with familiar controls. Consumers embrace technology that feels intuitive and beneficial. Novelty alone does not guarantee long-term value. The modern appliance is no longer just a tool. It's infrastructure. At KBIS, where the industry gathers annually to define its future, a clear shift has emerged. Appliances are no longer judged solely by features or price, but by how effectively they integrate into human behavior. The question is no longer, “What does it do?” but rather, “What does it enable?” This shift has elevated the importance of collaboration across the appliance ecosystem. Designers serve as translators, interpreting the client's lifestyle into functional requirements. Manufacturers act as problem-solvers, engineering solutions grounded in real user needs. Showrooms and retailers bridge the gap between technology and understanding, while independent testing organizations validate claims and ensure products deliver on their promises. This ecosystem exists because appliance decisions have become more consequential—and more complex. Unlike consumer electronics, appliances are purchased infrequently. A homeowner may go fifteen years between purchases. During that time, the category evolves dramatically. Induction replaces gas. Steam ovens expand culinary capability. Refrigeration becomes modular, flexible, and architectural. Appliances no longer exist solely in kitchens, but in offices, bedrooms, outdoor spaces, and wellness areas. With that expansion comes responsibility. Technology must reduce friction, not create it. Christa, Nicole and Jeff all emphasized that human-centric design now drives product development. Appliances must be intuitive enough to operate without instruction, consistent enough to feel familiar, and purposeful enough to justify their presence. Technology for its own sake has limited value. Technology that removes mental load, improves performance, or enhances daily living defines the future. This is where education becomes critical. Showrooms no longer simply display products; they contextualize them. Independent testing organizations evaluate not only performance, but usability, cleanability, and intuitive function. Manufacturers increasingly provide post-installation support, recognizing that the real product experience begins after installation, not at purchase. Value, therefore, is no longer measured in features alone. It is measured in longevity. In reliability. In the confidence that a product will perform consistently over time. In the reduction of friction between intention and outcome. Perhaps most importantly, appliances have become emotional infrastructure. They support gathering, creativity, ritual, and identity. They enable the modern kitchen to function not just as a place of preparation, but as a center of living. The future of appliances will not be defined by how advanced they are. It will be defined by how invisible they become—seamlessly enabling life without demanding attention. And those who understand that distinction—designers, manufacturers, and educators alike—will define the next generation of the built environment.

In this episode, Zoe and I review Brotherhood of the Wolf (2001) -- quite possibly the Greatest Movie EVER!

The Tim Conway Jr. Show Hour 3 (2.27) Elex Michaelson calls in to talk “The Story is” on CNN and the KTLA bloodbath that happened earlier this week when they axed such classic anchors as Mark Kriski and Lu Parker. Why does it seem that networks are turning away from local news? Is it due to partisanship? Tens of thousands of Iranian citizens have been killed by the Iranian Regime over the past few weeks, so why isn’t the mainstream media doing more to cover this? Michaelson explains that the regime is brutal and has taken out Iran’s internet, making it difficult for global news services to tell the story. Lisa Rinna claims she was drugged at The Abbey, a notorious bar in West Hollywood, during a party for her reality TVgame show “Traitors.” There's a huge swathe of LA airspace that’s currently restricted to all helicopters, including over LAX and the ocean.See omnystudio.com/listener for privacy information.

Once a liar, always a liar, right? Former President Bill Clinton testified during a House Epstein investigation and he claimed he "did nothing wrong", was unaware of any crimes Jeffrey Epstein committed, and that President Trump was never involved either. Should we believe him? Also on the show, Judge Joe Brown calls in to talk about getting kicked out of the Republican ballot for County Mayor, Dale Jackson hangs out to talk the latest headlines, Producer Rivera gets featured on Good Morning America, and today's Maxterpiece Theater. See omnystudio.com/listener for privacy information.

The penultimate episode of Season Two finds Algernon, Beck, and Cal scattered, covered, and smothered. Support the show on Patreon. Buy some merch at the Contention General Store. Follow along on Bluesky. Find other listeners on Discord and Reddit. Join the chat on Twitch. Soundtrack by WAAAVV. Wolf the Dog played "What Kind of World Are You Living In" by Dragon Inn 3.

Fatima Bhutto was born into the world of high politics in Pakistan. She was just 14 when she witnessed the assasination of her politician father outside of their home, and was forced to flee the country. She subsequently published Songs of Blood and Sword, which shed light on the story of her father's murder and the Bhutto family's history in Pakistani politics, and other works of fiction including The Shadow of the Crescent Moon, which was longlisted for the Women's Prize for Fiction.  In her new memoir, The Hour of the Wolf, Bhutto reveals how, behind this largely public and political story, she was battling anxiety, depression, and the entrapment of a dangerously coercive relationship with an older man.  In this episode, she speaks to Mythili Rao about the fiercely loyal Jack Russel, Coco, who helped her to live again, and the act of transforming her shame into a force of solidarity with others. Fatima Bhutto's new memoir, The Hour of the Wolf, is available now in bookstores and online.If you'd like to become a Member and get access to all our full conversations, plus all of our Members-only content, just visit intelligencesquared.com/membership to find out more. For £4.99 per month you'll also receive: - Full-length and ad-free Intelligence Squared episodes, wherever you get your podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series - 15% discount on livestreams and in-person tickets for all Intelligence Squared events  ...  Or Subscribe on Apple for £4.99: - Full-length and ad-free Intelligence Squared podcasts - Bonus Intelligence Squared podcasts, curated feeds and members exclusive series … Already a subscriber? Thank you for supporting our mission to foster honest debate and compelling conversations! Visit intelligencesquared.com to explore all your benefits including ad-free podcasts, exclusive bonus content and early access. … Subscribe to our newsletter here to hear about our latest events, discounts and much more. https://www.intelligencesquared.com/newsletter-signup/ Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ep. 757 - The 2026 NFL Scouting Combine is underway in Indianapolis, and Paul Calvisi and Ron Wolfley break down what they're hearing from league insiders and draft experts about this year's class. Who could end up being selected by the Cardinals with the No. 3 overall pick? Which position groups are the deepest? Plus, a preview of free agency and how potential signings could reshape draft strategy.  Calvisi and Wolf also look ahead to what Trey McBride, Marvin Harrison Jr., and Michael Wilson might look like in the offense under new head coach Mike LaFleur.See omnystudio.com/listener for privacy information.

In today's episode, I'm going LIVE with my clients, giving them the chance to ask me ANYTHING, whether it's struggles in their online business, mindset blocks, or life in general. No sugarcoating. No excuses. Just straight-up solutions to help.   MY CLOTHING, CHECK OUT: https://amarokaesthetics.com/ CHECK ME OUT ON OTHER SOCIALS: IG = https://www.instagram.com/coleluisdasilva/ TIKTOK = https://www.tiktok.com/@coleluisdasilva/   WAKE UP WITH THE WOLF PODCAST: APPLE = https://podcasts.apple.com/us/podcast/wake-up-with-the-wolf/id1533545890 SPOTIFY = https://open.spotify.com/show/6cOLgWolq6mkOnvNesuTDc?si=8b3c4f153a264e9a

Get AudioBooks for Free Best Self-improvement Motivation Are You a Wolf or a Sheep? Powerful Mindset Shift Discover the bold mindset difference between leaders and followers. Learn how to build confidence, take control, and unlock your inner strength today. Get AudioBooks for Free ⁠We Need Your Love & Support ❤️ https://buymeacoffee.com/myinspiration #Motivational_Speech #motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jesse Morrison (Rick) takes Luke and John Lund through the latest in sports!

Hour 2 of the Big Show with Rusic and Rose is on demand! To kick off the hour the guys are joined by Big Show Flames Analyst and Media Superstar, Brent Krahn! The guys start by talking the weather and their favourite types of ice cream. Then the guys break down the Flames homestretch opening win over the Sharks last night in San Jose! (15:49) Later on, the guys continue to break down the game. Then they go around the NHL look at teams heading towards the trade deadline! The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Media Inc. or any affiliate. This show is produced by Connor Gronsdahl and Shan Virjee Get full Flames games and great shows like Quick 60: The Stamps Show, Wranglers Watch and more ON DEMAND.

02-26-26 Dustin Wolf-CGY-Save on Celebrini SJ 0 CGY 0 by San Jose Sharks

02-26-26 Dustin Wolf-CGY-Save on Eklund SJ 0 CGY 0 by San Jose Sharks

Dani Vee and Julianne Negri explore the devastating impact of youth suicide through the verse novel The Belly of a Wolf. They chat about art as medicine, the publishing industry, the importance of friendship, and the challenges of writing a verse novel. Listen now!

On the latest episode of Morning Tide, we go over San Jose's loss to Calgary, the standings, the upcoming schedule, and more.

Full Title Name: SSPX responds: no schismatic intent! Losing the papacy. 1962 Mass: fewer graces? Truth about Thuc? Holy Innocents not baptized. Genocide in Gaza? State of Israel. Crime to reject Zionism? "Wolf teacher" at Fort Bragg? Traditional Catholic Faith enables us to see reality, to know truth, to love goodness. This episode was recorded on 2/24/2026. Our Links: http://linkwcb.com/ Please consider making a monetary donation to What Catholics Believe. Father Jenkins remembers all of our benefactors in general during his daily Mass, and he also offers one Mass on the first Sunday of every month specially for all supporters of What Catholics Believe. May God bless you for your generosity! https://www.wcbohio.com/donate Subscribe to our other YouTube channels: ‪@WCBHighlights‬ ‪@WCBHolyMassLivestream‬ May God bless you all!

CLNS Media's Taylor Kyles, SI's Mike Kadlick, Pats Pulpit's Brian Hines react to the latest news and notes from this week at the NFL Draft combine. 0:00 - Intro 2:18 - Reaction to Mike Vrabel press conference at NFL Draft Combine 4:08 - Should Patriots trade for AJ Brown? 7:00 - Future of Stefon Diggs with Patriots 13:24 - Prizepicks 14:50 - Looking at Patriots approach to Free Agency 23:03 - Mike Vrabel Talks about Draft Class for TE 26:44 - Kyle Williams 27:45 - Jared Wilson 29:00 - Other notable takeaways from NFL Draft combine 32:30 - Should Patriots trade for Brian Thomas Jr.? 38:35 - #1 thing you are focusing on for Patriots as NFL Combine gets underway 41:01 - Titans release Lloyd Crushenberry 42:09 - Wrapping up! Patriots Daily & Patriots Beat on CLNS Media is Powered by:

Wolf and Luke discuss if the Phoenix Suns can still get the No. 6 seed if they lose to the Los Angeles Lakers and what type of culture Mike LaFleur is trying to build with the Arizona Cardinals.

Jesse Morrison (Rick) takes Wolf and Luke through the latest in sports!

Wolf and Luke discuss if the Arizona Cardinals should respect Kyler Murray's reported wishes to be released instead of traded and if the Phoenix Suns can steal a win from the Los Angeles Lakers on Thursday night.

Wolf and Luke discuss if the Arizona Cardinals could actually trade Budda Baker and USA Today MLB insider Bob Nightengale joins the show.

Wolf and Luke discuss what they need to see from Eduardo Rodriguez in his first start of the spring and Phoenix Suns broadcaster Kevin Ray joins the show.

Kevin Ray joins Wolf and Luke for Suns Gameday with K-Ray to discuss how Jalen Green has looked since he returned from injury and how the Phoenix Suns can get back to their winning ways.

We are just your average married couple who love watching and talking about science-fiction television. You can now hear us break down episodes of “Killjoys” which follows a ragtag group of bounty hunters who stumble across a grander sci-fi plot. This week on the podcast we are discussing the Killjoys episode “The Wolf You Feed” Yum Yum above all! SUPPORT US: patreon.com/yumyumpod EMAIL US: yumyumpod@gmail.com  FOLLOW US:Twitter | Facebook | Instagram | Reddit | Bluesky | Tiktok | Tumblr | Discord LISTEN ON:Apple Podcasts | YouTube | Spotify | Amazon Music / Audible | Simplecast | Goodpods | Podchaser | Podcast Addict | Castbox | iHeartRadio | TuneIn SUPPORT US: patreon.com/yumyumpodEMAIL US:yumyumpod@gmail.comFOLLOW US:Twitter | Facebook | Instagram | Reddit | Bluesky | Tiktok | Tumblr | DiscordLISTEN ON:Apple Podcasts | YouTube | Spotify | Amazon Music / Audible | Simplecast | Goodpods | Podchaser | Podcast Addict | Castbox | iHeartRadio | TuneIn

Josh Rodriguez is joined by Chase Sessoms to talk about the Late Pick 5 on Sunday's Rebel Day card at Oaklawn Park!Check out our friends at DRF.com for all your horse racing data needs!Help support OTWL by signing up for AMWager and get a 100% First Deposit Match up to $150 for new account holders. Click the link to sign up: https://link.amwager.com/OTWLFollow us on Twitter @wrong_lead​​​​​​Follow us on Instagram and Threads! @otwleadRead our articles and check out our shirts and other merch at www.onthewronglead.com

Tune-in as Matt Smith and Evan Lazar report from the NFL Scouting Combine in Indianapolis, Indiana for Day 1 of media access. We discuss the latest news coming out of the Combine as it relates to the Patriots. We sit down with Patriots Executive VP of Player Personnel Eliot Wolf to discuss Patriots offseason plans for free agency and the draft, as well as looking back on the performance of the 2025 Draft class. Plus, we are joined by Dane Brugler from The Athletic and ESPN's Jordan Reid to discuss the prospects that best fit with New England's needs and potential pick at 31.See omnystudio.com/listener for privacy information.

(00:00) The guys open the show discussing the idea of cats & dogs living together. Also, Fred doesn't wanna be around anymore… when it comes to living in the northeast during the winter time.(19:24.454)(34:06.824) WHAT HAPPENED LAST NIGHT: Is Team USA celebrating a little TOO MUCH??? The Red Sox go all-in early on ABS challenges. The Boston Celtics overcame a slow start and earned a lopsided victory over the Phoenix Suns, 97-81. Eliot Wolf spoke to the media as the NFL Combine ramps up.Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardyFor the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Brainstorm, Brett, Nick, and Sam debate the implications of humanoid robots and AI on society, focusing on themes such as technological unemployment, the competition between the US and China in robotics, and the future of work in an increasingly automated world. They explore whether humanoid robots are overhyped or underhyped, the economic implications of AI, and the role of humans in a future dominated by automation. The discussion is punctuated by viewer questions, adding depth to the exploration of these pressing topics. If you know ARK, then you probably know about our long-term research projections, like estimating where we will be 5-10 years from now! But just because we are long-term investors, doesn't mean we don't have strong views and opinions on breaking news. In fact, we discuss and debate this every day. So now we're sharing some of these internal discussions with you in our new video series, “The Brainstorm”, a co-production from ARK and Wolf.financial, and sponsored by Public. Tune in every week as we react to the latest in innovation. Here and there we'll be joined by special guests, but ultimately this is our chance to join the conversation and share ARK's quick takes on what's going on in tech today.Key Points From This Episode:Humanoid robots are gaining attention, especially from China.Technological unemployment is often overstated; historical examples show job creation.AI and robotics can enhance productivity rather than eliminate jobs.The future of humanoid robots is uncertain in the short term but promising long term.To learn more about WOLF: https://wolf.financialTo learn more about Public: https://public.com/

BSJ's Greg Bedard and Nick Cattles dive into the latest news coming out of the NFL Combine, following Patriots Executive Vice President of Player Personnel, Eliot Wolf's press conference. They discuss his comments on Will Campbell, Stefon Diggs, Jaylinn Hawkins, Christian Barmore, Harold Landry, as well as news coming out from around the league. Greg also gives thoughts on the Patriots' draft needs and why he thinks the Patriots won't be going big this offseason. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in as Evan Lazar and Alex Barth cover the latest news, story lines, and more from the 2026 NFL Combine. They open with a discussion on Head Coach Mike Vrabel and Eliot Wolf's press conferences and scrums, as they discussed building the 2026 roster, positions of need, their thoughts on this year's draft class, and their approach to free agency. They give their takes on where the Patriots resources should be focused for the early, mid, and late draft picks. Plus, they analyze this year's free agent class and how certain players could help with run blocking, late-down situations, and more!See omnystudio.com/listener for privacy information.

00:00 - More straight fire from Eliot Wolf 16:13 - Arcand Fire 32:41 - Clickbait

00:00 - What this offseason will look like in Foxboro 16:28 - Mel Kiper Jr's Mock Draft-a-ganza 27:54 - Wolf on Stefon Diggs

(00:00) Zolak & Bertrand start the show talking about Eliot Wolf's comments about the Patriots adding a WR1.(13:50) We continue discussing Wolf's comments and why the Patriots would or wouldn't want a WR1 and take calls.(23:23) The crew discusses players over the years that the Patriots took chances on at the receiver and tight end position that worked out for New England.(34:55) Zolak & Bertrand close the hour discussing whether or not the Pats should bring Stefon Diggs back.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(SPOILER) Your Daily Roundup covers Taylor Frankie Paul's men officially announced, the Love Trapped podcast trailer, Mark Ballas addresses the last roundtable, Scott and Kelley Wolf back together?, & the DWTS Olympian.    Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI) Ads: Ollie - Go to https://ollie.com/realitysteve Promo Code: REALITYSTEVE for 60% off your first box plus a Happiness Guarantee.  Not satisfied?  Get your money back. Learn more about your ad choices. Visit megaphone.fm/adchoices

onathan Pelson details Huawei's aggressive wolf culture and the alarming discovery of its equipment surrounding USnuclear missile bases, highlighting a long-ignored national security threat requiring urgent attention. 3