Prosperity Quick Tips

In this Episode we share how to Save money on a low income and reduce spending. When you have a low income, it is difficult to save money. But you can do it with a little organization and discipline. Here are 3 tips that will make it easier. If you prefer to read: Save Money on a Low Income - If you want to watch a quick summaries; tiktok style: Tiktok @ProsperityLeaders If you want to watch a summary video on youtube: https://youtu.be/mvpZJ7Wuxuc Other Articles you may like: Prosperity Blog : The Best Personal Finance Tip 2022 Copyright Prosperity Leaders, LLC --- Send in a voice message: https://anchor.fm/prosperityleaders/message

The Best Personal Finance Tip There are many ways to improve your personal finance, but the best personal finance tip you can follow is managing your money. If you want to be financially free, it is not enough to save or invest money; you will need to learn about analyzing cash flows and evaluating a balance sheet. If you prefer to read: Prosperity Blog If you want to watch a quick summary; tiktok style: Tiktok @ProsperityLeaders If you want to watch a summary video on youtube: https://youtu.be/YVsgQ_C2WRk Other Articles you may like: Save Money on a Low Income 2022 Copyright Prosperity Leaders, LLC --- Send in a voice message: https://anchor.fm/prosperityleaders/message

Stock Market for Beginners is a comprehensive guide to getting started in investing on individual stocks and building your own personal portfolio. This podcast was originally written by Sebastian Rodriguez, President of Prosperity Leaders, LLC, for the Prosperity Leaders blog. The term trading and investing are sometimes use interchangeably, however they mean different things. When you trade, you buy something at one price and sell it later on at a higher price - at least that's the goal. In contrast, when you invest, you purchase assets and hold them for over long periods of time. I like to think about trading in terms of Stock Prices, while Investing in terms of Value. When you trade, you only care about the price you buy and sell, when you invest you mainly care about the accumulated value over time. Visit us at ProsperityLeaders.net Stock Market Investing for Beginners. Written by: Sebastian Rodriguez. President at Prosperity Leaders. This information is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. PART 1: Basic of Investments PART 2: Trading or Investing? PART 3: What Type of Investor You Are? PART 4: Building Your Own Investment Portfolio. PART 5: Getting Started with Investments: PART 6: Opening an Investment Brokerage Account To get started in your investing journey, you will need to open an Investment Brokerage Account. There are many brokerages to choose from. The most simple and easy to use online broker is Public.com [Remember to use the code ProsperityKids] to get a FREE Stock slice when you sign up and support our Prosperity Kids movement of educating parents and kids about finances. PART 7: Start Investing in Stocks. STRATEGY 1: Your Investment Philosophy: STRATEGY 2 Fundamental Analysis: PART 9: How To Apply The Basics of Investing: At Prosperity Leaders we train and coach families to develop their own investing strategies. Our Prosperity Professionals help everyday people identify their investor personality and financial goals & objectives, evaluate their current financial situation, and design a personal financial strategy to achieve their goals. Contact a Prosperity Leaders Financial Professional Coach to learn more about our investing coaching program and how you can learn to become an investor yourself. If you don't understand something or feel uncomfortable doing anything, then maybe its time to take some advice from someone who does. However, if you decide to do this by yourself, make sure that you at least take our Investor Personality Quiz, and always make decisions based on your investor personality. Also, before making investment decisions, always be aware of your risk tolerance, state and federal tax, management fees or expense ratios on investment funds. This information is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contains more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative. For terms, conditions, and disclaimers, visit: ProsperityLeaders.net/Terms We hope you found these fundamentals helpful and would love to hear back from you. Please leave us a comment and let us know what you think. Thanks again for listening and happy investing! --- Send in a voice message: https://anchor.fm/prosperityleaders/message

IN THIS SPECIAL REPORT for Life Insurance Awareness Day, you will learn the following about life insurance for beginners! Life insurance is an important part of the financial planning process. It can be used to help protect your family, as well as your assets. It protects your loved ones from the financial burden of death, and it can protect your assets from being liquidated if you suffer an accident or disability. PART 1: What is Life Insurance and How It Works? Who needs life insurance? How much does life insurance cost? PART 2: The Main Types of Life Insurance How term life insurance policies work? How permanent life Insurance works? How to Choose a Life Insurance Policy Type? What is the Best Type of Life Insurance? PART 3: What type of life insurance is right for you? How to Choose a Life Insurance Coverage Amount: STEP 1: Find Out How Much Life Insurance You Need! METHOD 1: The DIME Method METHOD 2: The DETAILED Method STEP 2: Get Life Insurance: PART 4: Things You should be aware of when buying life insurance! #1: How to qualify for life insurance? #2: Life Insurance Exclusions: #3: Life Insurance Suitability: Suitability Checklist #1: Is Term Life or Whole Life Better? Suitability Checklist #2: When Term Life Can Be The Worst: the story of Mariana. Do not look for the best type of life insurance, look for an ethical and independent agent or consultant that will consider the full scope of your financial situation and objectives, and help you find the Right type of protection for you and your family. Book a Prosperity Coach today for FREE. --- Send in a voice message: https://anchor.fm/prosperityleaders/message

Debt is one of those things that seems like a good idea at the time, but turns out to be a compounding mistake. Whether it's a credit card debt, car loan, or a mortgage we owe money. When you have debt, you need to pay it off as quickly as possible. Here are some strategies to help you pay off debt fast. Written by Sebastian Rodriguez, Founder at ProsperityLeaders.net What you will learn: Why should you pay off debt? How to pay off debt fast?: Changing your behaviors to pay off debt. Do's and dont's of paying off debt Debt Reduction Strategies: Reduce interest, Debt Snowball vs. Debt Avalanche, Debt Consolidation, Debt Settlement 4. Conclusion: Make more Money, Save more money, and Pay Off Debt Fast Originally Written by Sebastian Rodriguez, founder at Prosperity Leaders. source: https://prosperityleaders.net/how-to-pay-off-debt-fast/ --- Send in a voice message: https://anchor.fm/prosperityleaders/message

An Emergency fund creates a financial buffer that can keep you afloat at a time in need without relying on credit cards or high interest loans. It may be especially important to have an emergency fund if you have debts, as this can help you avoid loans, higher credit card use, and avoid accumulating bigger debt. Originally written by Sebastian Rodriguez; founder at Prosperity Leaders source: https://prosperityleaders.net/saving-for-an-emergency/ --- Send in a voice message: https://anchor.fm/prosperityleaders/message

COVID-19 coincided with one of the most important events in modern times. Millions of Baby Boomers were preparing for retirement and to pass their wealth to a new generation right as the virus and its fallout blindsided the world. Here are two ways that COVID-19 has transformed the largest wealth transfer in history and how this impacts you and your family. --- Send in a voice message: https://anchor.fm/prosperityleaders/message

If you're budgeting regularly, you can start seeing who ends up with your money at the end of the day. Is it you? Or someone else? One of the best habits you can establish is making sure you pay yourself by saving. Instead of spending first and setting aside what's left over, put part of your money into a savings account as soon as you get your paycheck. It's a simple shift in mindset that can make a big difference! --- Send in a voice message: https://anchor.fm/prosperityleaders/message