Podcasts about Basic

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    Best podcasts about Basic

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    Latest podcast episodes about Basic

    My Take on Music Recording with Doug Fearn
    Basic Electronics for Recording Engineers - Part 2

    My Take on Music Recording with Doug Fearn

    Play Episode Listen Later Jan 25, 2026 26:07 Transcription Available


    Send us a textIn this second episode of a multi-part series on Basic Electronics for Recording Engineers, I continue with the fundamental principles of electrical and electronic devices, with an emphasis on practical implications. The explanations are simple, and therefore, incomplete. But I hope it will give you some insight on what goes on inside your equipment – and in the electrical world in general.This episode focuses on the relationship between electricity and magnetism and how that is used in our studios. I explain why our equipment requires DC to operate, but electrical power is distributed in AC form. That leads to an explanation of transformers, for power distribution, and to convert the incoming voltage to what we need. I also explain a bit about audio transformers.Our equipment needs DC internally to operate, and I talk about how AC is converted to DC. That introduces capacitors, and their many applications in our studios. I end with resonant circuits, which form the basis of equalizers, as well as how all musical instruments work.email: dwfearn@dwfearn.comwww.youtube.com/c/DWFearnhttps://dwfearn.com/

    Paul VanderKlay's Podcast
    Church and Marriage as Universal Basic Institutions out of which Western Civilization Springs

    Paul VanderKlay's Podcast

    Play Episode Listen Later Jan 24, 2026 168:46


    Participants:  Jason Jonker Ian Campbell Jonathan Good Ben Dahl Luke Isham   https://www.livingstonescrc.com/give Register for the Estuary/Cleanup Weekend https://lscrc.elvanto.net/form/94f5e542-facc-4764-9883-442f982df447 Paul Vander Klay clips channel https://www.youtube.com/channel/UCX0jIcadtoxELSwehCh5QTg https://www.meetup.com/sacramento-estuary/ My Substack https://paulvanderklay.substack.com/ Bridges of meaning https://discord.gg/VPaK2vCX Estuary Hub Link https://www.estuaryhub.com/ There is a video version of this podcast on YouTube at http://www.youtube.com/paulvanderklay To listen to this on ITunes https://itunes.apple.com/us/podcast/paul-vanderklays-podcast/id1394314333  If you need the RSS feed for your podcast player https://paulvanderklay.podbean.com/feed/  All Amazon links here are part of the Amazon Affiliate Program. Amazon pays me a small commission at no additional cost to you if you buy through one of the product links here. This is is one (free to you) way to support my videos.  https://paypal.me/paulvanderklay Blockchain backup on Lbry https://odysee.com/@paulvanderklay https://www.patreon.com/paulvanderklay Paul's Church Content at Living Stones Channel https://www.youtube.com/channel/UCh7bdktIALZ9Nq41oVCvW-A To support Paul's work by supporting his church give here. https://tithe.ly/give?c=2160640 https://www.livingstonescrc.com/give

    Hackaday Podcast
    Ep 354: Firearms, Sky Driving, and Dumpster Diving

    Hackaday Podcast

    Play Episode Listen Later Jan 23, 2026 64:38


    Hackaday Editors Elliot Williams and Al Williams took a break to talk about their favorite hacks last week. You can drop in to hear about articulated mirrors, triacs, and even continuous 3D-printing modifications. Flying on an airplane this weekend? Maybe wait until you get back to read about how the air traffic control works. Back home, you can order a pizza on a Wii or run classic Basic games on a calculator. For the can't miss articles, the guys talked about very low Earth orbit satellites and talked about readers who dumpster dive. Check out the links over on Hackaday if you want to follow along, and don't be shy. Tell us what you think about this episode in the comments!    

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    We judge people which leads to being critical of people and even writing them off. But Jesus warned us that as we judge we shall be judged. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

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    The TIN Lounge
    The Minibar: Emerging destinations in 2026 and Data reveals longer, smarter cruise planning in 2026

    The TIN Lounge

    Play Episode Listen Later Jan 22, 2026 34:17


    Find us on social media: Facebook & InstagramEmail us: hello@thetinlounge.com Discussion:Cruising Into 2026: Data Reveals Longer, Smarter Cruise PlanningDestinations Emerging Onto the Spotlight in 2026 As heard on Excess Baggage:Royal Caribbean Extends Labadee Cancellations (Again)ASTA Recovers Nearly $15K in Unpaid Hotel Commissions with New InitiativeActive England introduces tour brand for travel advisorsFAA Warns Pilots About Flying in Eastern Pacific, Central and South AmericaDelta Air Lines Is Expanding ‘Basic’ Fares to Premium SeatsASTA Lauds Norwegian Cruise Line’s Policy to Eliminate NCFsAnnual U.S. Travel Agency Air Ticket Sales Surpass $100 Billion for the First TimeSee omnystudio.com/listener for privacy information.

    Contra Radio Network
    Survival and Basic Badass Prepper Podcast | Is Solo Prepping a Survival Strategy or Fast Track to Failure?

    Contra Radio Network

    Play Episode Listen Later Jan 22, 2026 35:23


    Discover the truth about solo prepping and whether it's a viable survival strategy or a recipe for disaster. In this video, we'll delve into the pros and cons of prepping alone, exploring the potential benefits of increased flexibility and autonomy, as well as the drawbacks of limited resources and support. We'll examine real-life scenarios and expert opinions to help you decide if solo prepping is right for you. Whether you're a seasoned prepper or just starting out, this video will provide you with valuable insights and practical tips to enhance your survival skills and increase your chances of success in the face of uncertainty. Learn how to assess your own strengths and weaknesses, and make informed decisions about your prepping strategy. Join us as we explore the world of solo prepping and uncover the secrets to surviving and thriving in a world that's full of unexpected challenges.

    Fire Investigation INFOCUS podcast
    Episode 50!- The Series Continues; Basic Fire Science | NFPA 921 Chapter 5

    Fire Investigation INFOCUS podcast

    Play Episode Listen Later Jan 22, 2026 76:12


    Send us a textIn this milestone 50th episode, hosts Scott Kuhlman and Chasity Owens dive into Chapter 5: Basic Fire Science from the 2024 edition of NFPA 921. This episode breaks down foundational fire science concepts that investigators are frequently challenged on in court—covering the definition of fire, energy vs. power, heat flux, modes of heat transfer, minimum ignition energy (MIE), flammable limits, and suppression effects.Scott and Chasity explain how misunderstandings of fire dynamics, radiant heat, convection, and material properties can lead to incorrect origin-and-cause conclusions—and how defense attorneys exploit these gaps. Using real-world examples, courtroom-style questions, and investigator-friendly analogies, they emphasize treating fire as a process, not just a pattern.The episode also celebrates 50 episodes, discusses advanced education at Eastern Kentucky University and Oklahoma State University, and answers listener questions on cigarette ignition research. Whether you're a seasoned investigator, student, or expert witness, this episode reinforces why mastering basic fire science is essential for credible, defensible investigations.IAAI Annual Conference (Wichita, Kansas) — February 3–5New Mexico Annual Training Conference — February 23–27IAAI Evidence Collection Technician (ECT) Class / Practicum (hosted at Orange County Fire Authority – Orange County, CA) — Dates not stated in the episodeCCAI (California Conference of Arson Investigators) — February 23–26Fire Investigation 1A (Miramar College – San Diego, CA) — March 9–13Georgia Fire Investigators Association Spring Conference (Cobb / Marietta, Georgia) — March 16–19Thank you for listening! If you enjoyed the episode, give us 5 stars, hit the follow button, and subscribe on Spotify, Apple Podcasts, and anywhere you are listening in from. Follow us on social media!Instagram: @infocusfire_podcastLinkedIn: INFOCUS podcastFacebook: INFOCUS podcastTikTok: @infocus_podcast

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    Don't set yourself up as a judge over everyone else. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

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    Resiliency Radio
    297: Resiliency Radio w/ Dr. Jill - Demystifying LPS: Why It's More than Your Gut w/ Dr. Tom O'Bryan

    Resiliency Radio

    Play Episode Listen Later Jan 21, 2026 50:22


    In this deep-dive episode, Dr. Jill Carnahan and Dr. O'Bryan explore why LPS is far more than a gut issue—and how it silently fuels systemic inflammation for decades before symptoms like Alzheimer's, dementia, Parkinson's, or autoimmune disease appear.

    The Anonymous Podcast
    Basic Text Study (2025) - Episode 34 - Chapter Six: The Twelve Traditions of Narcotics Anonymous (Tradition Eight, Nine, and Ten)

    The Anonymous Podcast

    Play Episode Listen Later Jan 21, 2026 54:52


    This is a study and commentary of the Basic Text book within Narcotics Anonymous. We invite you to come along this journey with us. Please get your book, a highlighter, and a pen/pencil.

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    Jesus talks about judging, and I conclude that it is better for us if we don't judge other people. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

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    Stephan Livera Podcast
    Lightning for Bitcoin Treasuries with Dave Lund | SLP711

    Stephan Livera Podcast

    Play Episode Listen Later Jan 20, 2026 50:55


    In this episode Dave Lund, CEO of FlowRate, discusses the emerging concept of yield in the Lightning Network. Dave shares his background in the Bitcoin space and explains how FlowRate aims to bridge the gap between traditional treasury management and the Lightning ecosystem. He emphasizes the importance of liquidity leasing and routing fees as potential yield strategies for Bitcoin treasury companies, highlighting the need for businesses to adapt to this new financial landscape. The conversation explores the challenges and opportunities that come with operating on the Lightning Network, particularly for institutional players looking to maximize their Bitcoin holdings.Dave also elaborates on the significance of network topology in the Lightning ecosystem, explaining how a well-positioned node can enhance yield potential. He also addresses the security concerns that treasuries face when deploying Bitcoin on Lightning, advocating for improved security measures such as multi-signature solutions. Dave predicts that liquidity leasing could eventually replace the traditional bond market, positioning Bitcoin as a viable fixed-income asset.Takeaways:

    WeatherBrains
    WeatherBrains 1044: Ape Crazy

    WeatherBrains

    Play Episode Listen Later Jan 20, 2026 102:33


    Tonight's show is dedicated to a deep dive into avalanches!  Tonight's Guest WeatherBrain is Dr. Ethan Greene from Colorado Avalanche Center.  He's also served as the Director of the NW Pacific Avalanche Center.  We will cover a basic understanding of avalanches, the geographic responsibility of the Colorado Avalanche Center, launch of forecasting avalanches and how they try to prevent avalanches during the off-season.  We will examine how they prepared in this work with the citizens of Colorado and who they collaborate with make this happen.  Dr. Greene joined CAIC as the Director in 2005.  He grew up in Boulder and learned to ski when he was three. He has worked with snow and avalanches since 1990. He worked as a ski patroller (Big Sky Ski Resort) and as a backcountry avalanche forecaster (Utah Avalanche Forecast Center). He studied meteorology (B.S., University of Utah), mountain weather and snow-drift formation (M.S., Colorado State University), and snow metamorphism and microstructure (Ph.D., CSU). In 2016, he received the Bernie Kingery Award and a Distinguished Alumnus Award from the University of Utah. Ethan has published a variety of articles and has been a member of national and international working groups on snow, weather, and avalanche topics. Ethan lives in Leadville with his wife and two children.  Thanks for joining us tonight, Dr. Greene! Also joining us as Guest Panelist is Mark Staples.  He is Director and Avalanche Forecaster at the Gallatin National Forecast Avalanche Center in Boseman.  Mark, welcome to WeatherBrains! Our email officer Jen is continuing to handle the incoming messages from our listeners. Reach us here: email@weatherbrains.com. Upcoming AMS Annual Meeting in Houston (03:30) Basic definition of an avalanche (08:00) What do their field technicians do and what instrumentation do they use?  (18:30) How the avalanche watch/warning process works (24:00) Biggest clients in avalanche forecasting (37:00) How does the public get avalanche forecast information?  (42:00) Canadian collaboration on risk communication (47:00) Communicating to young people about avalanche dangers (53:30) Smaller avalanche outbreaks vs major events (01:17:00) FAR and POD metrics vs avalanche warning metrics (01:19:00) The Astronomy Outlook with Tony Rice (01:27:20) This Week in Tornado History With Jen (No segment this week) E-Mail Segment (No segment this week) and more! Web Sites from Episode 1044:   Alabama Weather Network Avalanche.Org Picks of the Week: Dr. Ethan Greene - Avalanche Explorer James Aydelott - Impactful snow ahead for Oklahoma and southern Kansas this upcoming weekend Jen Narramore - Out Rick Smith - Out Troy Kimmel - 9 rules for using Forecast Models Kim Klockow-McClain - Out John Gordon - Avalanche search and rescue training in Tahoe Bill Murray - Out James Spann - NOAA/NWS Space Weather Prediction Center Radio Communications Dashboard The WeatherBrains crew includes your host, James Spann, plus other notable geeks like Troy Kimmel, Bill Murray, Rick Smith, James Aydelott, Jen Narramore, John Gordon, and Dr. Kim Klockow-McClain. They bring together a wealth of weather knowledge and experience for another fascinating podcast about weather.

    airhacks.fm podcast with adam bien
    Industry 4.0, Palm Civet and Real-Time Java

    airhacks.fm podcast with adam bien

    Play Episode Listen Later Jan 20, 2026 57:12


    An airhacks.fm conversation with Christofer Dutz (christofer-dutz) about: first computer was a Commodore C64 from Hannover Messe, early programming in Basic, playing Wizards of War game on cassette tape, growing up in Melbourne Australia until age ten, visiting Ayers Rock and seeing prehistoric armored fish in puddles, learning C and C++ at Volkshochschule around 1992, memory management challenges with DOS gaming like X-Wing vs TIE Fighter and Wing Commander, starting Java at Technical University of Darmstadt in 1998 with version 1.0.7, appreciating Java's simplicity compared to C++ and no system crashes from memory errors, early involvement with Apache Cocoon for XML and XSL transformations, contributing to eXist-db XML database as committer number two, working with XML XSL and XSLT for data transformation, frustrations with YAML compared to XML, transition from Cocoon to Adobe Flex after Cocoon switched to Spring and Maven, becoming co-maintainer of Flex Mojos Maven plugins, Adobe donating Flex to Apache Software Foundation, attending ApacheCon in Sinsheim and connecting with Apache committers, committer and PMC member of 12 active Apache projects, firefighting role fixing Maven builds for stuck projects, retiring Apache Cocoon project, strong focus on industrial IoT projects, Apache IoTDB as best time series database, Apache StreamPipes for cloud IoT orchestration, Apache Camel and Apache NiFi involvement, founding Apache PLC4X in 2017 at codecentric, Apache PLC4X as JDBC-like interface for industrial equipment communication, spending 80-90 hours per week on PLC4X for nine years, challenges with industrial automation industry not understanding open source, anecdote about steel melting plant operator expecting free enterprise support, Germany being a difficult market for industrial automation consulting, founding ToddySoft company end of last year, building installable products and plugins for industrial solutions, ethical approach to open source by only selling products from projects he contributes to, real-time definitions varying from tens of milliseconds in cloud to nanoseconds in industrial systems, ToddySoft named after PLC4X mascot Toddy the palm civet (toddy cat), plans for future episode discussing IoTDB StreamPipes PLC4X and NiFi use cases Christofer Dutz on LinkedIn: christofer-dutz

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    I find this rule for life in the Bible: the best thing is to not judge. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

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    Lung Cancer Considered
    Lung Cancer Considered: IASLC Hot Topic in Basic & Translational Science Meeting Highlights

    Lung Cancer Considered

    Play Episode Listen Later Jan 20, 2026 35:41


    This episode reviews the IASLC 2025 Hot Topic in Basic and Translational Science Conference, which focused on unraveling precancer and early-stage lung cancer, a theme that really captures where the field is heading. Instead of reacting to advanced disease. Guests: Dr. Triparna Sen, a professor of Internal Medicine at The Ohio State University and the director of the Lung Cancer Preclinical Therapeutics Platform at the OSUCCC – James. She also serves as the associate director of research for the Division of Medical Oncology. Her research focuses on understanding and therapeutically targeting mechanisms of therapy resistance and lineage plasticity in lung cancer, with a primary emphasis on small cell lung cancer (SCLC) and biologically aggressive subsets of non-small cell lung cancer. Dr. Aaron Tan is a physician-scientist whose work bridges early detection, translational biology, and clinical relevance in lung cancer. Dr. Tan is a Medical Oncologist at the National Cancer Centre Singapore (NCCS), where he is involved in early drug development, genomics with a focus on EGFR mutated lung cancer, and clinical implementation of liquid biopsy including for advanced lung cancer and MRD in early-stage lung cancer.

    Paul VanderKlay's Podcast
    Universal Basic Institution. Is the Church a UBI? THE UBI?

    Paul VanderKlay's Podcast

    Play Episode Listen Later Jan 19, 2026 125:30


    https://www.livingstonescrc.com/give Register for the Estuary/Cleanup Weekend https://lscrc.elvanto.net/form/94f5e542-facc-4764-9883-442f982df447 Paul Vander Klay clips channel https://www.youtube.com/channel/UCX0jIcadtoxELSwehCh5QTg https://www.meetup.com/sacramento-estuary/ My Substack https://paulvanderklay.substack.com/ Bridges of meaning https://discord.gg/VPaK2vCX Estuary Hub Link https://www.estuaryhub.com/ There is a video version of this podcast on YouTube at http://www.youtube.com/paulvanderklay To listen to this on ITunes https://itunes.apple.com/us/podcast/paul-vanderklays-podcast/id1394314333  If you need the RSS feed for your podcast player https://paulvanderklay.podbean.com/feed/  All Amazon links here are part of the Amazon Affiliate Program. Amazon pays me a small commission at no additional cost to you if you buy through one of the product links here. This is is one (free to you) way to support my videos.  https://paypal.me/paulvanderklay Blockchain backup on Lbry https://odysee.com/@paulvanderklay https://www.patreon.com/paulvanderklay Paul's Church Content at Living Stones Channel https://www.youtube.com/channel/UCh7bdktIALZ9Nq41oVCvW-A To support Paul's work by supporting his church give here. https://tithe.ly/give?c=2160640 https://www.livingstonescrc.com/give

    The Musician Toolkit with David Lane
    Music Theory II: Harmonic Function and Basic Analysis

    The Musician Toolkit with David Lane

    Play Episode Listen Later Jan 19, 2026 38:12


    This is the 3rd of a 5-part series going over all the concepts every musician should know about music theory.  This episode covers the basics of roman numeral analysis, diatonic triads, how to classify non-chord tones, and a way to categorize nearly every time signature. Previous Episodes in the Series: Music Theory Overview Music Theory Basics and Fundamentals Inquire about private lessons on music theory by setting up a free first lesson here Let me know your thoughts on this episode as a voice message to possibly share on a future episode at https://www.speakpipe.com/MusicianToolkit If you enjoyed this, please give it a rating and review on the podcast app of your choice.  You can find all episodes of this podcast at https://www.davidlanemusic.com/toolkit You can follow David Lane AND the Musician Toolkit podcast on Facebook @DavidMLaneMusic, on Instagram and TikTok @DavidLaneMusic, and on YouTube @davidlanemusic1 This episode is sponsored by Fons, an online platform that helps music teachers with smooth, automated assistance such as securing timely automatic payments and scheduling.  Click here for more information or to begin your free trial.

    SermonAudio.com: Staff Picks
    PICK: Our Basic Conduct as a Disciple

    SermonAudio.com: Staff Picks

    Play Episode Listen Later Jan 19, 2026 54:00


    The following sermon was chosen as a 'staff-pick' on SermonAudio: Title: Our Basic Conduct as a Disciple Subtitle: Messages from Truth For Life Speaker: Hershael York Broadcaster: Truth For Life - Alistair Begg Event: Teaching Date: 5/11/2023 Bible: Ephesians 5:1-21 Length: 54 min.

    Prolonged Fieldcare Podcast
    PFC Podcast 262: Medic Safety at the Front

    Prolonged Fieldcare Podcast

    Play Episode Listen Later Jan 19, 2026 30:27


    In this episode of the PFC Podcast, Dennis speaks with Rima, a combat medic in Ukraine, about the critical aspects of unit safety, tactical training, and the challenges faced in medical evacuations during an active war zone. Rima shares insights on the importance of personnel over equipment, the necessity of telemedicine, and the realities of training medics under resource constraints. The conversation also delves into wound management, infection control, and the unique challenges posed by winter conditions in the field.TakeawaysThe priority in combat medicine is personnel over equipment.Training for medics is often condensed due to active war conditions.Telemedicine plays a crucial role in providing care in remote areas.Wound management and infection control are critical in combat situations.Adapting to resource limitations is essential for effective medical care.Basic skills in combat medicine can save lives more than advanced techniques.The drone threat complicates medical evacuations significantly.Improvisation is key when standard resources are unavailable.Understanding the basics of medicine is vital for effective care.Every situation in combat medicine requires quick and adaptable responses.Chapters00:00 Introduction to Combat Medicine in Ukraine02:57 Unit Safety and Tactical Training06:00 Challenges of Medical Evacuations08:47 Training Medics in Active War Zones12:02 Telemedicine in Combat Situations14:57 Wound Management and Infection Control17:55 Prioritizing Gear and Equipment21:10 Adapting to Resource Limitations23:46 Winter Challenges in Hemorrhage Control27:01 Concluding Thoughts on Tactical Medicine For more content go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.prolongedfieldcare.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Consider supporting us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/ProlongedFieldCareCollective⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠www.lobocoffeeco.com/product-page/prolonged-field-care

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    I have discovered a rule for life. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

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    Tech Deciphered
    72 – Our Children's Future

    Tech Deciphered

    Play Episode Listen Later Jan 18, 2026 64:12


    IWhat is our children's future? What skills should they be developing? How should schools be adapting? What will the fully functioning citizens and workers of the future look like? A look into the landscape of the next 15 years, the future of work with human and AI interactions, the transformation of education, the safety and privacy landscapes, and a parental playbook. Navigation: Intro The Landscape: 2026–2040 The Future of Work: Human + AI The Transformation of Education The Ethics, Safety, and Privacy Landscape The Parental Playbook: Actionable Strategies Conclusion Our co-hosts: Bertrand Schmitt, Entrepreneur in Residence at Red River West, co-founder of App Annie / Data.ai, business angel, advisor to startups and VC funds, @bschmitt Nuno Goncalves Pedro, Investor, Managing Partner, Founder at Chamaeleon, @ngpedro Our show: Tech DECIPHERED brings you the Entrepreneur and Investor views on Big Tech, VC and Start-up news, opinion pieces and research. We decipher their meaning, and add inside knowledge and context. Being nerds, we also discuss the latest gadgets and pop culture news Subscribe To Our Podcast Bertrand SchmittIntroduction Welcome to Episode 72 of Tech Deciphered, about our children’s future. What is our children’s future? What skills should they be developing? How should school be adapting to AI? What would be the functioning citizens and workers of the future look like, especially in the context of the AI revolution? Nuno, what’s your take? Maybe we start with the landscape. Nuno Goncalves PedroThe Landscape: 2026–2040 Let’s first frame it. What do people think is going to happen? Firstly, that there’s going to be a dramatic increase in productivity, and because of that dramatic increase in productivity, there are a lot of numbers that show that there’s going to be… AI will enable some labour productivity growth of 0.1 to 0.6% through 2040, which would be a figure that would be potentially rising even more depending on use of other technologies beyond generative AI, as much as 0.5 to 3.4% points annually, which would be ridiculous in terms of productivity enhancement. To be clear, we haven’t seen it yet. But if there are those dramatic increases in productivity expected by the market, then there will be job displacement. There will be people losing their jobs. There will be people that will need to be reskilled, and there will be a big shift that is similar to what happens when there’s a significant industrial revolution, like the Industrial Revolution of the late 19th century into the 20th century. Other numbers quoted would say that 30% of US jobs could be automated by 2030, which is a silly number, 30%, and that another 60% would see tremendously being altered. A lot of their tasks would be altered for those jobs. There’s also views that this is obviously fundamentally a global phenomenon, that as much as 9% of jobs could be lost to AI by 2030. I think question mark if this is a net number or a gross number, so it might be 9% our loss, but then maybe there’re other jobs that will emerge. It’s very clear that the landscape we have ahead of us is if there are any significant increases in productivity, there will be job displacement. There will be job shifting. There will be the need for reskilling. Therefore, I think on the downside, you would say there’s going to be job losses. We’ll have to reevaluate whether people should still work in general 5 days a week or not. Will we actually work in 10, 20, 30 years? I think that’s the doomsday scenario and what happens on that side of the fence. I think on the positive side, there’s also a discussion around there’ll be new jobs that emerge. There’ll be new jobs that maybe we don’t understand today, new job descriptions that actually don’t even exist yet that will emerge out this brave new world of AI. Bertrand SchmittYeah. I mean, let’s not forget how we get to a growing economy. I mean, there’s a measurement of a growing economy is GDP growth. Typically, you can simplify in two elements. One is the growth of the labour force, two, the rise of the productivity of that labour force, and that’s about it. Either you grow the economy by increasing the number of people, which in most of the Western world is not really happening, or you increase productivity. I think that we should not forget that growth of productivity is a backbone of growth for our economies, and that has been what has enabled the rise in prosperity across countries. I always take that as a win, personally. That growth in productivity has happened over the past decades through all the technological revolutions, from more efficient factories to oil and gas to computers, to network computers, to internet, to mobile and all the improvement in science, usually on the back of technological improvement. Personally, I welcome any rise in improvement we can get in productivity because there is at this stage simply no other choice for a growing world in terms of growing prosperity. In terms of change, we can already have a look at the past. There are so many jobs today you could not imagine they would exist 30 years ago. Take the rise of the influencer, for instance, who could have imagined that 30 years ago. Take the rise of the small mom-and-pop e-commerce owner, who could have imagined that. Of course, all the rise of IT as a profession. I mean, how few of us were there 30 years ago compared to today. I mean, this is what it was 30 years ago. I think there is a lot of change that already happened. I think as a society, we need to welcome that. If we go back even longer, 100 years ago, 150 years ago, let’s not forget, if I take a city like Paris, we used to have tens of thousands of people transporting water manually. Before we have running water in every home, we used to have boats going to the North Pole or to the northern region to bring back ice and basically pushing ice all the way to the Western world because we didn’t have fridges at the time. I think that when we look back in time about all the jobs that got displaced, I would say, Thank you. Thank you because these were not such easy jobs. Change is coming, but change is part of the human equation, at least. Industrial revolution, the past 250 years, it’s thanks to that that we have some improvement in living conditions everywhere. AI is changing stuff, but change is a constant, and we need to adapt and adjust. At least on my side, I’m glad that AI will be able to displace some jobs that were not so interesting to do in the first place in many situations. Maybe not dangerous like in the past because we are talking about replacing white job collars, but at least repetitive jobs are definitely going to be on the chopping block. Nuno Goncalves PedroWhat happens in terms of shift? We were talking about some numbers earlier. The World Economic Forum also has some numbers that predicts that there is a gross job creation rate of 14% from 2025 to 2030 and a displacement rate of 8%, so I guess they’re being optimistic, so a net growth in employment. I think that optimism relates to this thesis that, for example, efficiency, in particular in production and industrial environments, et cetera, might reduce labour there while increasing the demand for labour elsewhere because there is a natural lower cost base. If there’s more automation in production, therefore there’s more disposable income for people to do other things and to focus more on their side activities. Maybe, as I said before, not work 5 days a week, but maybe work four or three or whatever it is. What are the jobs of the future? What are the jobs that we see increasing in the future? Obviously, there’re a lot of jobs that relate to the technology side, that relate obviously to AI, that’s a little bit self-serving, and everything that relates to information technology, computer science, computer technology, computer engineering, et cetera. More broadly in electrical engineering, mechanical engineering, that might actually be more needed. Because there is a broadening of all of these elements of contact with digital, with AI over time also with robots and robotics, that those jobs will increase. There’s a thesis that actually other jobs that are a little bit more related to agriculture, education, et cetera, might not see a dramatic impact, that will still need for, I guess, teachers and the need for people working in farms, et cetera. I think this assumes that probably the AI revolution will come much before the fundamental evolution that will come from robotics afterwards. Then there’s obviously this discussion around declining roles. Anything that’s fundamentally routine, like data entry, clinical roles, paralegals, for example, routine manufacturing, anything that’s very repetitive in nature will be taken away. I have the personal thesis that there are jobs that are actually very blue-collar jobs, like HVAC installation, maintenance, et cetera, plumbing, that will be still done by humans for a very long time because there are actually, they appear to be repetitive, but they’re actually complex, and they require manual labour that cannot be easily, I think, right now done by robots and replacements of humans. Actually, I think there’re blue-collar roles that will be on the increase rather than on decrease that will demand a premium, because obviously, they are apprenticeship roles, certification roles, and that will demand a premium. Maybe we’re at the two ends. There’s an end that is very technologically driven of jobs that will need to necessarily increase, and there’s at the other end, jobs that are very menial but necessarily need to be done by humans, and therefore will also command a premium on the other end. Bertrand SchmittI think what you say make a lot of sense. If you think about AI as a stack, my guess is that for the foreseeable future, on the whole stack, and when I say stack, I mean from basic energy production because we need a lot of energy for AI, maybe to going up to all the computing infrastructure, to AI models, to AI training, to robotics. All this stack, we see an increase in expertise in workers and everything. Even if a lot of this work will benefit from AI improvement, the boom is so large that it will bring a lot of demand for anyone working on any part of the stack. Some of it is definitely blue-collar. When you have to build a data centre or energy power station, this requires a lot of blue-collar work. I would say, personally, I’m absolutely not a believer of the 3 or 4 days a week work week. I don’t believe a single second in that socialist paradise. If you want to call it that way. I think that’s not going to change. I would say today we can already see that breaking. I mean, if you take Europe, most European countries have a big issue with pension. The question is more to increase how long you are going to work because financially speaking, the equation is not there. Personally, I don’t think AI would change any of that. I agree with you in terms of some jobs from electricians to gas piping and stuff. There will still be demand and robots are not going to help soon on this job. There will be a big divergence between and all those that can be automated, done by AI and robots and becoming cheaper and cheaper and stuff that requires a lot of human work, manual work. I don’t know if it will become more expensive, but definitely, proportionally, in comparison, we look so expensive that you will have second thoughts about doing that investment to add this, to add that. I can see that when you have your own home, so many costs, some cost our product. You buy this new product, you add it to your home. It can be a water heater or something, built in a factory, relatively cheap. You see the installation cost, the maintenance cost. It’s many times the cost of the product itself. Nuno Goncalves PedroMaybe it’s a good time to put a caveat into our conversation. I mean, there’s a… Roy Amara was a futurist who came up with the Amara’s Law. We tend to overestimate the effect of a technology in the short run and overestimate the effect in the long run. I prefer my own law, which is, we tend to overestimate the speed at which we get to a technological revolution and underestimate its impact. I think it’s a little bit like that. I think everyone now is like, “Oh, my God, we’re going to be having the AI overlords taking over us, and AGI is going to happen pretty quickly,” and all of that. I mean, AGI will probably happen at some point. We’re not really sure when. I don’t think anyone can tell you. I mean, there’re obviously a lot of ranges going on. Back to your point, for example, on the shift of the work week and how we work. I mean, just to be very clear, we didn’t use to have 5 days a week and 2 days a weekend. If we go back to religions, there was definitely Sabbath back in the day, and there was one day off, the day of the Lord and the day of God. Then we went to 2 days of weekend. I remember going to Korea back in 2005, and I think Korea shifted officially to 5 days a week, working week and 2 days weekend for some of the larger business, et cetera, in 2004. Actually, it took another whatever years for it to be pervasive in society. This is South Korea, so this is a developed market. We might be at some point moving to 4 days a week. Maybe France was ahead of the game. I know Bertrand doesn’t like this, the 35-hour week. Maybe we will have another shift in what defines the working week versus not. What defines what people need to do in terms of efficiency and how they work and all of that. I think it’s probably just going to take longer than we think. I think there’re some countries already doing it. I was reading maybe Finland was already thinking about moving to 4 days a week. There’re a couple of countries already working on it. Certainly, there’re companies already doing it as well. Bertrand SchmittYeah, I don’t know. I’m just looking at the financial equation of most countries. The disaster is so big in Western Europe, in the US. So much debt is out that needs to get paid that I don’t think any country today, unless there is a complete reversal of the finance, will be able to make a big change. You could argue maybe if we are in such a situation, it might be because we went too far in benefits, in vacation, in work days versus weekends. I’m not saying we should roll back, but I feel that at this stage, the proof is in the pudding. The finance of most developed countries are broken, so I don’t see a change coming up. Potentially, the other way around, people leaving to work more, unfortunately. We will see. My point is that AI will have to be so transformational for the productivity for countries, and countries will have to go back to finding their ways in terms of financial discipline to reach a level where we can truly profit from that. I think from my perspective, we have time to think about it in 10, 20 years. Right now, it’s BS at this stage of this discussion. Nuno Goncalves PedroYeah, there’s a dependency, Bertrand, which is there needs to be dramatic increases in productivity that need to happen that create an expansion of economy. Once that expansion is captured by, let’s say, government or let’s say by the state, it needs to be willingly fed back into society, which is not a given. There’re some governments who are going to be like, “No, you need to work for a living.” Tough luck. There’re no handouts, there’s nothing. There’s going to be other governments that will be pressured as well. I mean, even in a more socialist Europe, so to speak. There’re now a lot of pressures from very far-right, even extreme positions on what people need to do for a living and how much should the state actually intervene in terms of minimum salaries, et cetera, and social security. To your point, the economies are not doing well in and of themselves. Anyway, there would need to be tremendous expansion of economy and willingness by the state to give back to its citizens, which is also not a given. Bertrand SchmittAnd good financial discipline as well. Before we reach all these three. Reaping the benefits in a tremendous way, way above trend line, good financial discipline, and then some willingness to send back. I mean, we can talk about a dream. I think that some of this discussion was, in some ways, to have a discussion so early about this. It’s like, let’s start to talk about the benefits of the aeroplane industries in 1915 or 1910, a few years after the Wright brothers flight, and let’s make a decision based on what the world will be in 30 years from now when we reap this benefit. This is just not reasonable. This is not reasonable thinking. I remember seeing companies from OpenAI and others trying to push this narrative. It was just political agenda. It was nothing else. It was, “Let’s try to make look like AI so nice and great in the future, so you don’t complain on the short term about what’s happening.” I don’t think this is a good discussion to have for now. Let’s be realistic. Nuno Goncalves PedroJust for the sake of sharing it with our listeners, apparently there’re a couple of countries that have moved towards something a bit lower than 5 days a week. Belgium, I think, has legislated the ability for you to compress your work week into 4 days, where you could do 10 hours for 4 days, so 40 hours. UAE has some policy for government workers, 4.5 days. Iceland has some stuff around 35 to 36 hours, which is France has had that 35 hour thing. Lithuania for parents. Then just trials, it’s all over the shop. United Kingdom, my own Portugal, of course, Germany, Brazil, and South Africa, and a bunch of other countries, so interesting. There’s stuff going on. Bertrand SchmittFor sure. I mean, France managed to bankrupt itself playing the 75 hours work week since what, 2000 or something. I mean, yeah, it’s a choice of financial suicide, I would say. Nuno Goncalves PedroWonderful. The Future of Work: Human + AI Maybe moving a little bit towards the future of work and the coexistence of work of human and AI, I think the thesis that exists a little bit in the market is that the more positive thesis that leads to net employment growth and net employment creation, as we were saying, there’s shifting of professions, they’re rescaling, and there’s the new professions that will emerge, is the notion that human will need to continue working alongside with machine. I’m talking about robots, I’m also talking about software. Basically software can’t just always run on its own, and therefore, software serves as a layer of augmentation, that humans become augmented by AI, and therefore, they can be a lot more productive, and we can be a lot more productive. All of that would actually lead to a world where the efficiencies and the economic creation are incredible. We’ll have an unparalleled industrial evolution in our hands through AI. That’s one way of looking at it. We certainly at Chameleon, that’s how we think through AI and the AI layers that we’re creating with Mantis, which is our in-house platform at Chameleon, is that it’s augmenting us. Obviously, the human is still running the show at the end, making the toughest decisions, the more significant impact with entrepreneurs that we back, et cetera. AI augments us, but we run the show. Bertrand SchmittI totally agree with that perspective that first AI will bring a new approach, a human plus AI. Here in that situation, you really have two situations. Are you a knowledgeable user? Do you know your field well? Are you an expert? Are you an IT expert? Are you a medical doctor? Do you find your best way to optimise your work with AI? Are you knowledgeable enough to understand and challenge AI when you see weird output? You have to be knowledgeable in your field, but also knowledgeable in how to handle AI, because even experts might say, “Whatever AI says.” My guess is that will be the users that will benefit most from AI. Novice, I think, are in a bit tougher situation because if you use AI without truly understanding it, it’s like laying foundations on sand. Your stuff might crumble down the way, and you will have no clue what’s happening. Hopefully, you don’t put anyone in physical danger, but that’s more worrisome to me. I think some people will talk about the rise of vibe coding, for instance. I’ve seen AI so useful to improve coding in so many ways, but personally, I don’t think vibe coding is helpful. I mean, beyond doing a quick prototype or some stuff, but to put some serious foundation, I think it’s near useless if you have a pure vibe coding approach, obviously to each their own. I think the other piece of the puzzle, it’s not just to look at human plus AI. I think definitely there will be the other side as well, which is pure AI. Pure AI replacement. I think we start to see that with autonomous cars. We are close to be there. Here we’ll be in situation of maybe there is some remote control by some humans, maybe there is local control. We are talking about a huge scale replacement of some human activities. I think in some situation, let’s talk about work farms, for instance. That’s quite a special term, but basically is to describe work that is very repetitive in nature, requires a lot of humans. Today, if you do a loan approval, if you do an insurance claim analysis, you have hundreds, thousands, millions of people who are doing this job in Europe, in the US, or remotely outsourced to other countries like India. I think some of these jobs are fully at risk to be replaced. Would it be 100% replacement? Probably not. But a 9:1, 10:1 replacement? I think it’s definitely possible because these jobs have been designed, by the way, to be repetitive, to follow some very clear set of rules, to improve the rules, to remove any doubt if you are not sure. I think some of these jobs will be transformed significantly. I think we see two sides. People will become more efficient controlling an AI, being able to do the job of two people at once. On the other side, we see people who have much less control about their life, basically, and whose job will simply disappear. Nuno Goncalves PedroTwo points I would like to make. The first point is we’re talking about a state of AI that we got here, and we mentioned this in previous episodes of Tech Deciphered, through brute force, dramatically increased data availability, a lot of compute, lower network latencies, and all of that that has led us to where we are today. But it’s brute force. The key thing here is brute force. Therefore, when AI acts really well, it acts well through brute force, through seeing a bunch of things that have happened before. For example, in the case of coding, it might still outperform many humans in coding in many different scenarios, but it might miss hedge cases. It might actually not be as perfect and as great as one of these developers that has been doing it for decades who has this intuition and is a 10X developer. In some ways, I think what got us here is not maybe what’s going to get us to the next level of productivity as well, which is the unsupervised learning piece, the actually no learning piece, where you go into the world and figure stuff out. That world is emerging now, but it’s still not there in terms of AI algorithms and what’s happening. Again, a lot of what we’re seeing today is the outcome of the brute force movement that we’ve had over the last decade, decade and a half. The second point I’d like to make is to your point, Bertrand, you were going really well through, okay, if you’re a super experienced subject-matter expert, the way you can use AI is like, wow! Right? I mean, you are much more efficient, right? I was asked to do a presentation recently. When I do things in public, I don’t like to do it. If it’s a keynote, because I like to use my package stuff, there’s like six, seven presentations that I have prepackaged, and I can adapt around that. But if it’s a totally new thing, I don’t like to do it as a keynote because it requires a lot of preparation. Therefore, I’m like, I prefer to do a fire set chat or a panel or whatever. I got asked to do something, a little bit what is taking us to this topic today around what’s happening to our children and all of that is like, “God! I need to develop this from scratch.” The honest truth is if you have domain expertise around many areas, you can do it very quickly with the aid of different tools in AI. Anything from Gemini, even with Nana Banana, to ChatGPT and other tools that are out there for you and framing, how would you do that? But the problem then exists with people that are just at the beginning of their careers, people that have very little expertise and experience, and people that are maybe coming out of college where their knowledge is mostly theoretical. What happens to those people? Even in computer engineering, even in computer science, even in software development, how do those people get to the next level? I think that’s one of the interesting conversations to be had. What happens to the recent graduate or the recent undergrad? How do those people get the expertise they need to go to the next level? Can they just be replaced by AI agents today? What’s their role in terms of the workforce, and how do they fit into that workforce? Bertrand SchmittNo, I mean, that’s definitely the biggest question. I think that a lot of positions, if you are really knowledgeable, good at your job, if you are that 10X developer, I don’t think your job is at risk. Overall, you always have some exceptions, some companies going through tough times, but I don’t think it’s an issue. On the other end, that’s for sure, the recent new graduates will face some more trouble to learn on their own, start their career, and go to that 10X productivity level. But at the same time, let’s also not kid ourselves. If we take software development, this is a profession that increase in number of graduates tremendously over the past 30 years. I don’t think everyone basically has the talent to really make it. Now that you have AI, for sure, the bar to justify why you should be there, why you should join this company is getting higher and higher. Being just okay won’t be enough to get you a career in IT. You will need to show that you are great or potential to be great. That might make things tough for some jobs. At the same time, I certainly believe there will be new opportunities that were not there before. People will have to definitely adjust to that new reality, learn and understand what’s going on, what are the options, and also try to be very early on, very confident at using AI as much as they can because for sure, companies are going to only hire workers that have shown their capacity to work well with AI. Nuno Goncalves PedroMy belief is that it generates new opportunities for recent undergrads, et cetera, of building their own microbusinesses or nano businesses. To your point, maybe getting jobs because they’ll be forced to move faster within their jobs and do less menial and repetitive activities and be more focused on actual dramatic intellectual activities immediately from the get go, which is not a bad thing. Their acceleration into knowledge will be even faster. I don’t know. It feels to me maybe there’s a positivity to it. Obviously, if you’ve stayed in a big school, et cetera, that there will be some positivity coming out of that. The Transformation of Education Maybe this is a good segue to education. How does education change to adapt to a new world where AI is a given? It’s not like I can check if you’re faking it on your homework or if you’re doing a remote examination or whatever, if you’re using or not tools, it’s like you’re going to use these tools. What happens in that case, and how does education need to shift in this brave new world of AI augmentation and AI enhancements to students? Bertrand SchmittYes, I agree with you. There will be new opportunities. I think people need to be adaptable. What used to be an absolute perfect career choice might not be anymore. You need to learn what changes are happening in the industry, and you need to adjust to that, especially if you’re a new graduate. Nuno Goncalves PedroMaybe we’ll talk a little bit about education, Bertrand, and how education would fundamentally shift. I think one of the things that’s been really discussed is what are the core skills that need to be developed? What are the core skills that will be important in the future? I think critical thinking is probably most important than ever. The ability to actually assimilate information and discern which information is correct or incorrect and which information can lead you to a conclusion or not, for example, I think is more important than ever. The ability to assimilate a bunch of pieces of information, make a decision or have an insight or foresight out of that information is very, very critical. The ability to be analytical around how you look at information and to really distinguish what’s fact from what’s opinion, I think is probably quite important. Maybe moving away more and more from memorisation from just cramming information into your brain like we used to do it in college, you have to know every single algorithm for whatever. It’s like, “Who gives a shit? I can just go and search it.” There’s these shifts that are not simple because I think education, in particular in the last century, has maybe been too focused on knowing more and more knowledge, on learning this knowledge. Now it’s more about learning how to process the knowledge rather than learning how to apprehend it. Because the apprehension doesn’t matter as much because you can have this information at any point in time. The information is available to you at the touch of a finger or voice or whatever. But the ability to then use the information to do something with it is not. That’s maybe where you start distinguishing the different level degrees of education and how things are taught. Bertrand SchmittHonestly, what you just say or describe could apply of the changes we went through the past 30 years. Just using internet search has for sure tremendously changed how you can do any knowledge worker job. Suddenly you have the internet at your fingertips. You can search about any topics. You have direct access to a Wikipedia or something equivalent in any field. I think some of this, we already went through it, and I hope we learned the consequence of these changes. I would say what is new is the way AI itself is working, because when you use AI, you realise that it can utter to you complete bullshit in a very self-assured way of explaining something. It’s a bit more scary than it used to be, because in the past, that algorithm trying to present you the most relevant stuff based on some algorithm was not trying to present you the truth. It’s a list of links. Maybe it was more the number one link versus number 100. But ultimately, it’s for you to make your own opinion. Now you have some chatbot that’s going to tell you that for sure this is the way you should do it. Then you check more, and you realise, no, it’s totally wrong. It’s definitely a slight change in how you have to apprehend this brave new world. Also, this AI tool, the big change, especially with generative AI, is the ability for them to give you the impression they can do the job at hand by themselves when usually they cannot. Nuno Goncalves PedroIndeed. There’s definitely a lot of things happening right now that need to fundamentally shift. Honestly, I think in the education system the problem is the education system is barely adapted to the digital world. Even today, if you studied at a top school like Stanford, et cetera, there’s stuff you can do online, there’s more and more tools online. But the teaching process has been very centred on syllabus, the teachers, later on the professors, and everything that’s around it. In class presence, there’s been minor adaptations. People sometimes allow to use their laptops in the classroom, et cetera, or their mobile phones. But it’s been done the other way around. It’s like the tools came later, and they got fed into the process. Now I think there needs to be readjustments. If we did this ground up from a digital first or a mobile first perspective and an AI first perspective, how would we do it? That changes how teachers and professors should interact with the classrooms, with the role of the classroom, the role of the class itself, the role of homework. A lot of people have been debating that. What do you want out of homework? It’s just that people cram information and whatever, or do you want people to show critical thinking in a specific different manner, or some people even go one step further. It’s like, there should be no homework. People should just show up in class and homework should move to the class in some ways. Then what happens outside of the class? What are people doing at home? Are they learning tools? Are they learning something else? Are they learning to be productive in responding to teachers? But obviously, AI augmented in doing so. I mean, still very unclear what this looks like. We’re still halfway through the revolution, as we said earlier. The revolution is still in motion. It’s not realised yet. Bertrand SchmittI would quite separate higher education, university and beyond, versus lower education, teenager, kids. Because I think the core up to the point you are a teenager or so, I think the school system should still be there to guide you, discovering and learning and being with your peers. I think what is new is that, again, at some point, AI could potentially do your job, do your homework. We faced similar situation in the past with the rise of Wikipedia, online encyclopedias and the stuff. But this is quite dramatically different. Then someone could write your essays, could answer your maths work. I can see some changes where you talk about homework, it’s going to be classwork instead. No work at home because no one can trust that you did it yourself anymore going forward, but you will have to do it in the classroom, maybe spend more time at school so that we can verify that you really did your job. I think there is real value to make sure that you can still think by yourself. The same way with the rise of calculators 40 years ago, I think it was the right thing to do to say, “You know what? You still need to learn the basics of doing calculations by hand.” Yes, I remember myself a kid thinking, “What the hell? I have a calculator. It’s working very well.” But it was still very useful because you can think in your head, you can solve complex problems in your head, you can check some output that it’s right or wrong if it’s coming from a calculator. There was a real value to still learn the basics. At the same point, it was also right to say, “You know what? Once you know the basics, yes, for sure, the calculator will take over because we’re at the point.” I think that was the right balance that was put in place with the rise of calculators. We need something similar with AI. You need to be able to write by yourself, to do stuff by yourself. At some point, you have to say, “Yeah, you know what? That long essays that we asked you to do for the sake of doing long essays? What’s the point?” At some point, yeah, that would be a true question. For higher education, I think personally, it’s totally ripe for full disruption. You talk about the traditional system trying to adapt. I think we start to be at the stage where “It should be the other way around.” It should be we should be restarted from the ground up because we simply have different tools, different ways. I think at this stage, many companies if you take, [inaudible 00:33:01] for instance, started to recruit people after high school. They say, “You know what? Don’t waste your time in universities. Don’t spend crazy shitload of money to pay for an education that’s more or less worthless.” Because it used to be a way to filter people. You go to good school, you have a stamp that say, “This guy is good enough, knows how to think.” But is it so true anymore? I mean, now that universities have increased the enrolment so many times over, and your university degree doesn’t prove much in terms of your intelligence or your capacity to work hard, quite frankly. If the universities are losing the value of their stamp and keep costing more and more and more, I think it’s a fair question to say, “Okay, maybe this is not needed anymore.” Maybe now companies can directly find the best talents out there, train them themselves, make sure that ultimately it’s a win-win situation. If kids don’t have to have big loans anymore, companies don’t have to pay them as much, and everyone is winning. I think we have reached a point of no return in terms of value of university degrees, quite frankly. Of course, there are some exceptions. Some universities have incredible programs, incredible degrees. But as a whole, I think we are reaching a point of no return. Too expensive, not enough value in the degree, not a filter anymore. Ultimately, I think there is a case to be made for companies to go back directly to the source and to high school. Nuno Goncalves PedroI’m still not ready to eliminate and just say higher education doesn’t have a role. I agree with the notion that it’s continuous education role that needs to be filled in a very different way. Going back to K-12, I think the learning of things is pretty vital that you learn, for example, how to write, that you learn cursive and all these things is important. I think the role of the teacher, and maybe actually even later on of the professors in higher education, is to teach people the critical information they need to know for the area they’re in. Basic math, advanced math, the big thinkers in philosophy, whatever is that you’re studying, and then actually teach the students how to use the tools that they need, in particular, K-12, so that they more rapidly apprehend knowledge, that they more rapidly can do exercises, that they more rapidly do things. I think we’ve had a static view on what you need to learn for a while. That’s, for example, in the US, where you have AP classes, like advanced placement classes, where you could be doing math and you could be doing AP math. You’re like, dude. In some ways, I think the role of the teacher and the interaction with the students needs to go beyond just the apprehension of knowledge. It also has to have apprehension of knowledge, but it needs to go to the apprehension of tools. Then the application of, as we discussed before, critical thinking, analytical thinking, creative thinking. We haven’t talked about creativity for all, but obviously the creativity that you need to have around certain problems and the induction of that into the process is critical. It’s particular in young kids and how they’re developing their learning skills and then actually accelerate learning. In that way, what I’m saying, I’m not sure I’m willing to say higher education is dead. I do think this mass production of higher education that we have, in particular in the US. That’s incredibly costly. A lot of people in Europe probably don’t see how costly higher education is because we’re educated in Europe, they paid some fee. A lot of the higher education in Europe is still, to a certain extent, subsidised or done by the state. There is high degree of subsidisation in it, so it’s not really as expensive as you’d see in the US. But someone spending 200-300K to go to a top school in the US to study for four years for an undergrad, that doesn’t make sense. For tuition alone, we’re talking about tuition alone. How does that work? Why is it so expensive? Even if I’m a Stanford or a Harvard or a University of Pennsylvania or whatever, whatever, Ivy League school, if I’m any of those, to command that premium, I don’t think makes much sense. To your point, maybe it is about thinking through higher education in a different way. Technical schools also make sense. Your ability to learn and learn and continue to education also makes sense. You can be certified. There are certifications all around that also makes sense. I do think there’s still a case for higher education, but it needs to be done in a different mould, and obviously the cost needs to be reassessed. Because it doesn’t make sense for you to be in debt that dramatically as you are today in the US. Bertrand SchmittI mean, for me, that’s where I’m starting when I’m saying it’s broken. You cannot justify this amount of money except in a very rare and stratified job opportunities. That means for a lot of people, the value of this equation will be negative. It’s like some new, indented class of people who owe a lot of money and have no way to get rid of this loan. Sorry. There are some ways, like join the government Task Force, work for the government, that at some point you will be forgiven your loans. Some people are going to just go after government jobs just for that reason, which is quite sad, frankly. I think we need a different approach. Education can be done, has to be done cheaper, should be done differently. Maybe it’s just regular on the job training, maybe it is on the side, long by night type of approach. I think there are different ways to think about. Also, it can be very practical. I don’t know you, but there are a lot of classes that are not really practical or not very tailored to the path you have chosen. Don’t get me wrong, there is always value to see all the stuff, to get a sense of the world around you. But this has a cost. If it was for free, different story. But nothing is free. I mean, your parents might think it’s free, but at the end of the day, it’s their taxes paying for all of this. The reality is that it’s not free. It’s costing a lot of money at the end of the day. I think we absolutely need to do a better job here. I think internet and now AI makes this a possibility. I don’t know you, but personally, I’ve learned so much through online classes, YouTube videos, and the like, that it never cease to amaze me how much you can learn, thanks to the internet, and keep up to date in so many ways on some topics. Quite frankly, there are some topics that there is not a single university that can teach you what’s going on because we’re talking about stuff that is so precise, so focused that no one is building a degree around that. There is no way. Nuno Goncalves PedroI think that makes sense. Maybe bring it back to core skills. We’ve talked about a couple of core skills, but maybe just to structure it a little bit for you, our listener. I think there’s a big belief that critical thinking will be more important than ever. We already talked a little bit about that. I think there’s a belief that analytical thinking, the ability to, again, distinguish fact from opinion, ability to distinguish elements from different data sources and make sure that you see what those elements actually are in a relatively analytical manner. Actually the ability to extract data in some ways. Active learning, proactive learning and learning strategies. I mean, the ability to proactively learn, proactively search, be curious and search for knowledge. Complex problem-solving, we also talked a little bit about it. That goes hand in hand normally with critical thinking and analysis. Creativity, we also talked about. I think originality, initiative, I think will be very important for a long time. I’m not saying AI at some point won’t be able to emulate genuine creativity. I wouldn’t go as far as saying that, but for the time being, it has tremendous difficulty doing so. Bertrand SchmittBut you can use AI in creative endeavours. Nuno Goncalves PedroOf course, no doubt. Bertrand SchmittYou can do stuff you will be unable to do, create music, create videos, create stuff that will be very difficult. I see that as an evolution of tools. It’s like now cameras are so cheap to create world-class quality videos, for instance. That if you’re a student, you want to learn cinema, you can do it truly on the cheap. But now that’s the next level. You don’t even need actors, you don’t even need the real camera. You can start to make movies. It’s amazing as a learning tool, as a creative tool. It’s for sure a new art form in a way that we have seen expanding on YouTube and other places, and the same for creating new images, new music. I think that AI can be actually a tool for expression and for creativity, even in its current form. Nuno Goncalves PedroAbsolutely. A couple of other skills that people would say maybe are soft skills, but I think are incredibly powerful and very distinctive from machines. Empathy, the ability to figure out how the other person’s feeling and why they’re feeling like that. Adaptability, openness, the flexibility, the ability to drop something and go a different route, to maybe be intellectually honest and recognise this is the wrong way and the wrong angle. Last but not the least, I think on the positive side, tech literacy. I mean, a lot of people are, oh, we don’t need to be tech literate. Actually, I think this is a moment in time where you need to be more tech literate than ever. It’s almost a given. It’s almost like table stakes, that you are at some tech literacy. What matters less? I think memorisation and just the cramming of information and using your brain as a library just for the sake of it, I think probably will matter less and less. If you are a subject or a class that’s just solely focused on cramming your information, I feel that’s probably the wrong way to go. I saw some analysis that the management of people is less and less important. I actually disagree with that. I think in the interim, because of what we were discussing earlier, that subject-matter experts at the top end can do a lot of stuff by themselves and therefore maybe need to less… They have less people working for them because they become a little bit more like superpowered individual contributors. But I feel that’s a blip rather than what’s going to happen over time. I think collaboration is going to be a key element of what needs to be done in the future. Still, I don’t see that changing, and therefore, management needs to be embedded in it. What other skills should disappear or what other skills are less important to be developed, I guess? Bertrand SchmittWorld learning, I’ve never, ever been a fan. I think that one for sure. But at the same time, I want to make sure that we still need to learn about history or geography. What we don’t want to learn is that stupid word learning. I still remember as a teenager having to learn the list of all the 100 French departments. I mean, who cared? I didn’t care about knowing the biggest cities of each French department. It was useless to me. But at the same time, geography in general, history in general, there is a lot to learn from the past from the current world. I think we need to find that right balance. The details, the long list might not be that necessary. At the same time, the long arc of history, our world where it is today, I think there is a lot of value. I think you talk about analysing data. I think this one is critical because the world is generating more and more data. We need to benefit from it. There is no way we can benefit from it if we don’t understand how data is produced, what data means. If we don’t understand the base of statistical analysis. I think some of this is definitely critical. But for stuff, we have to do less. It’s beyond world learning. I don’t know, honestly. I don’t think the core should change so much. But the tools we use to learn the core, yes, probably should definitely improve. Nuno Goncalves PedroOne final debate, maybe just to close, I think this chapter on education and skill building and all of that. There’s been a lot of discussion around specialisation versus generalisation, specialists versus generalists. I think for a very long time, the world has gone into a route that basically frames specialisation as a great thing. I think both of us have lived in Silicon Valley. I still do, but we both lived in Silicon Valley for a significant period of time. The centre of the universe in terms of specialisation, you get more and more specialised. I think we’re going into a world that becomes a little bit different. It becomes a little bit like what Amazon calls athletes, right? The T-Pi-shaped people get the most value, where you’re brought on top, you’re a very strong generalist on top, and you have a lot of great soft skills around management and empathy and all that stuff. Then you might have one or two subject matter expertise areas. Could be like business development and sales or corporate development and business development or product management and something else. I think those are the winners of the future. The young winners of the future are going to be more and more T-pi-shaped, if I had to make a guess. Specialisation matters, but maybe not as much as it matters today. It matters from the perspective that you still have to have spikes in certain areas of focus. But I’m not sure that you get more and more specialised in the area you’re in. I’m not sure that’s necessarily how humans create most value in their arena of deployment and development. Professionally, and therefore, I’m not sure education should be more and more specialised just for the sake of it. What do you think? Bertrand SchmittI think that that’s a great point. I would say I could see an argument for both. I think there is always some value in being truly an expert on a topic so that you can keep digging around, keep developing the field. You cannot develop a field without people focused on developing a field. I think that one is there to stay. At the same time, I can see how in many situations, combining knowledge of multiple fields can bring tremendous value. I think it’s very clear as well. I think it’s a balance. We still need some experts. At the same time, there is value to be quite horizontal in terms of knowledge. I think what is still very valuable is the ability to drill through whenever you need. I think that we say it’s actually much easier than before. That for me is a big difference. I can see how now you can drill through on topics that would have been very complex to go into. You will have to read a lot of books, watch a lot of videos, potentially do a new education before you grasp much about a topic. Well, now, thanks to AI, you can drill very quickly on topic of interest to you. I think that can be very valuable. Again, if you just do that blindly, that’s calling for trouble. But if you have some knowledge in the area, if you know how to deal with AI, at least today’s AI and its constraints, I think there is real value you can deliver thanks to an ability to drill through when you don’t. For me, personally, one thing I’ve seen is some people who are generalists have lost this ability. They have lost this ability to drill through on a topic, become expert on some topic very quickly. I think you need that. If you’re a VC, you need to analyse opportunity, you need to discover a new space very quickly. We say, I think some stuff can move much quicker than before. I’m always careful now when I see some pure generalists, because one thing I notice is that they don’t know how to do much anything any more. That’s a risk. We have example of very, very, very successful people. Take an Elon Musk, take a Steve Jobs. They have this ability to drill through to the very end of any topic, and that’s a real skill. Sometimes I see people, you should trust the people below. They know better on this and that, and you should not question experts and stuff. Hey, guys, how is it that they managed to build such successful companies? Is their ability to drill through and challenge hardcore experts. Yes, they will bring top people in the field, but they have an ability to learn quickly a new space and to drill through on some very technical topics and challenge people the right way. Challenge, don’t smart me. Not the, I don’t care, just do it in 10 days. No, going smartly, showing people those options, learning enough in the field to be dangerous. I think that’s a very, very important skill to have. Nuno Goncalves PedroMaybe switching to the dark side and talking a little bit about the bad stuff. I think a lot of people have these questions. There’s been a lot of debate around ChatGPT. I think there’s still a couple of court cases going on, a suicide case that I recently a bit privy to of a young man that killed himself, and OpenAI and ChatGPT as a tool currently really under the magnifying glass for, are people getting confused about AI and AI looks so similar to us, et cetera. The Ethics, Safety, and Privacy Landscape Maybe let’s talk about the ethics and safety and privacy landscape a little bit and what’s happening. Sadly, AI will also create the advent of a world that has still a lot of biases at scale. I mean, let’s not forget the AI is using data and data has biases. The models that are being trained on this data will have also biases that we’re seeing with AI, the ability to do things that are fake, deep fakes in video and pictures, et cetera. How do we, as a society, start dealing with that? How do we, as a society, start dealing with all the attacks that are going on? On the privacy side, the ability for these models and for these tools that we have today to actually have memory of the conversations we’ve had with them already and have context on what we said before and be able to act on that on us, and how is that information being farmed and that data being farmed? How is it being used? For what purposes is it being used? As I said, the dark side of our conversation today. I think we’ve been pretty positive until now. But in this world, I think things are going to get worse before they get better. Obviously, there’s a lot of money being thrown at rapid evolution of these tools. I don’t see moratoriums coming anytime soon or bans on tools coming anytime soon. The world will need to adapt very, very quickly. As we’ve talked in previous episodes, regulation takes a long time to adapt, except Europe, which obviously regulates maybe way too fast on technology and maybe not really on use cases and user flows. But how do we deal with this world that is clearly becoming more complex? Bertrand SchmittI mean, on the European topic, I believe Europe should focus on building versus trying to sensor and to control and to regulate. But going back to your point, I think there are some, I mean, very tough use case when you see about voice cloning, for instance. Grandparents believing that their kids are calling them, have been kidnapped when there is nothing to it, and they’re being extorted. AI generating deepfakes that enable sextortion, that stuff. I mean, it’s horrible stuff, obviously. I’m not for regulation here, to be frank. I think that we should for sure prosecute to the full extent of the law. The law has already a lot of tools to deal with this type of situation. But I can see some value to try to prevent that in some tools. If you are great at building tools to generate a fake voice, maybe you should make sure that you are not helping scammers. If you can generate easily images, you might want to make sure that you cannot easily generate tools that can be used for creating deep fakes and sex extortion. I think there are things that should be done by some providers to limit such terrible use cases. At the same time, the genie is out. There is also that part around, okay, the world will need to adapt. But yeah, you cannot trust everything that is done. What could have looked like horrible might not be true. You need to think twice about some of this, what you see, what you hear. We need to adjust how we live, how we work, but also how we prevent that. New tools, I believe, will appear. We will learn maybe to be less trustful on some stuff, but that is what it is. Nuno Goncalves PedroMaybe to follow up on that, I fully agree with everything you just said. We need to have these tools that will create boundary conditions around it as well. I think tech will need to fight tech in some ways, or we’ll need to find flaws in tech, but I think a lot of money needs to be put in it as well. I think my shout-out here, if people are listening to us, are entrepreneurs, et cetera, I think that’s an area that needs more and more investment, an area that needs more and more tooling platforms that are helpful to this. It’s interesting because that’s a little bit like how OpenAI was born. OpenAI was born to be a positive AI platform into the future. Then all of a sudden we’re like, “Can we have tools to control ChatGPT and all these things that are out there now?” How things have changed, I guess. But we definitely need to have, I think, a much more significant investment into these toolings and platforms than we do have today. Otherwise, I don’t see things evolving much better. There’s going to be more and more of this. There’s going to be more and more deep fakes, more and more, lack of contextualisation. There’s countries now that allow you to get married with not a human. It’s like you can get married to an algorithm or a robot or whatever. It’s like, what the hell? What’s happening now? It’s crazy. Hopefully, we’ll have more and more boundary conditions. Bertrand SchmittYeah, I think it will be a boom for cybersecurity. No question here. Tools to make sure that is there a better trust system or detecting the fake. It’s not going to be easy, but it has been the game in cybersecurity for a long time. You have some new Internet tools, some new Internet products. You need to find a difference against it and the constant war between the attackers and the defender. Nuno Goncalves PedroThe Parental Playbook: Actionable Strategies Maybe last but not the least in today’s episode, the parent playbook I’m a parent, what should I do I’ll actually let you start first. Bertrand, I’m parent-alike, but I am, sadly, not a parent, so I’ll let you start first, and then I’ll share some of my perspectives as well as a parent-like figure. Bertrand SchmittYeah, as a parent to an 8-year, I would say so far, no real difference than before. She will do some homework on an iPad. But beyond that, I cannot say I’ve seen at this stage so much difference. I think it will come up later when you have different type of homeworks when the kids start to be able to use computers on their own. What I’ve seen, however, is some interesting use cases. When my daughter is not sure about the spelling, she simply asks, Siri. “Hey, Siri, how do you spell this or this or that?” I didn’t teach her that. All of this came on her own. She’s using Siri for a few stuff for work, and I’m quite surprised in a very smart, useful way. It’s like, that’s great. She doesn’t need to ask me. She can ask by herself. She’s more autonomous. Why not? It’s a very efficient way for her to work and learn about the world. I probably feel sad when she asks Siri if she’s her friend. That does not feel right to me. But I would say so far, so good. I’ve seen only AI as a useful tool and with absolutely very limited risk. At the same time, for sure, we don’t let our kid close to any social media or the like. I think some of this stuff is for sure dangerous. I think as a parent, you have to be very careful before authorising any social media. I guess at some point you have no choice, but I think you have to be very careful, very gradual, and putting a lot of controls and safety mechanism I mean, you talk about kids committing suicide. It’s horrible. As a parent, I don’t think you can have a bigger worry than that. Suddenly your kids going crazy because someone bullied them online, because someone tried to extort them online. This person online could be someone in the same school or some scammer on the other side of the world. This is very scary. I think we need to have a lot of control on our kids’ digital life as well as being there for them on a lot of topics and keep drilling into them how a lot of this stuff online is not true, is fake, is not important, and being careful, yes, to raise them, to be critical of stuff, and to share as much as possible with our parents. I think We have to be very careful. But I would say some of the most dangerous stuff so far, I don’t think it’s really coming from AI. It’s a lot more social media in general, I would say, but definitely AI is adding another layer of risk. Nuno Goncalves PedroFrom my perspective, having helped raise three kids, having been a parent-like role today, what I would say is I would highlight against the skills that I was talking about before, and I would work on developing those skills. Skills that relate to curiosity, to analytical behaviours at the same time as being creative, allowing for both, allowing for the left brain, right brain, allowing for the discipline and structure that comes with analytical thinking to go hand in hand with doing things in a very, very different way and experimenting and failing and doing things and repeating them again. All the skills that I mentioned before, focusing on those skills. I was very fortunate to have a parental unit. My father and my mother were together all their lives: my father, sadly, passing away 5 years ago that were very, very different, my mother, more of a hacker in mindset. Someone was very curious, medical doctor, allowing me to experiment and to be curious about things around me and not simplifying interactions with me, saying it as it was with a language that was used for that particular purpose, allowing me to interact with her friends, who were obviously adults. And then on the other side, I have my father, someone who was more disciplined, someone who was more ethical, I think that becomes more important. The ability to be ethical, the ability to have moral standing. I’m Catholic. There is a religious and more overlay to how I do things. Having the ability to portray that and pass that to the next generation and sharing with them what’s acceptable and what’s not acceptable, I think is pretty critical and even more critical than it was before. The ability to be structured, to say and to do what you say, not just actually say a bunch of stuff and not do it. So, I think those things don’t go out of use, but I would really spend a lot more focus on the ability to do critical thinking, analytical thinking, having creative ideas, obviously, creating a little bit of a hacker mindset, how to cut corners to get to something is actually really more and more important. The second part is with all of this, the overlay of growth mindset. I feel having a more flexible mindset rather than a fixed mindset. What I mean by that is not praising your kids or your grandchildren for being very intelligent or very beautiful, which are fixed things, they’re static things, but praising them for the effort they put into something, for the learning that they put into something, for the process, raising the

    MillCity Church
    Basic Christian Values | Water Baptism | Neenah | January 18, 2026

    MillCity Church

    Play Episode Listen Later Jan 18, 2026 54:34


    This sermon presents water baptism as a foundational Basic Christian Value, emphasizing that it is not a ritual that saves, but an essential act of obedience, identification, and discipleship for every believer. Rooted in the Great Commission, baptism is shown to be a biblical ordinance commanded by Jesus, practiced immediately after conversion in the early church, and symbolizing a believer's union with Christ in His death, burial, and resurrection. The message addresses common reasons people avoid baptism—lack of understanding, pride, indifference, defiance, or lack of genuine faith—and clarifies that while baptism does not produce salvation, it marks the beginning of a transformed, obedient life under Christ's lordship. Drawing from Scripture, Jewish tradition, and personal testimony, the sermon calls believers to take this step seriously, noting that obedience invites God's pleasure and blessing. Ultimately, water baptism is presented as a public declaration of faith, a visible gospel witness, and a crucial step in growing up spiritually and fully surrendering to Christ.

    Dynasty DNA Fantasy Football Podcast
    Dynasty DNA IDP Boneyard Dynasty Fantasy Football 2026 Teach Me How To IDP Part 1 What's The Best Platforms To Play On Sleeper Or MFL + What Makes IDP So Fun To Play If You Haven't Tried It + What's Some Basic IDP Scoring Methods For Beginners

    Dynasty DNA Fantasy Football Podcast

    Play Episode Listen Later Jan 17, 2026 46:37


    Send us a textWELCOME DNA STRAND CREW TO THE FIRST AND INAGURAL EPISODE OF THE DYNASTY DNA IDP BONEYARD ON THE DYNASTY DNA PODCASTING NETWORK!! This show features the Co Host of the Culture Shock & The Dynasty DNA Deep Dive Bob Helfert (AKA Big Culture Bob), the Dynasty DNA Propaganda Minister & Co Host of the From Whistle To Whistle Podcast Justin Tessier (Tesserja) & also welcome our newest Dynasty DNA Team member Logan Helfert! In this show the guys will discuss everything dynasty IDP (Individual Defensive Player) each and every week the guys will offer advice and strategies they like to use in their dynasty IDP leagues they also will talk and evaluate players and teams this offseason including many upcoming potential dynasty IDP rookies in 2026! In this first episode the guy's talk a beginner's course in an episode called teach me how to IDP! They discuss things such as what are the best platforms to play on do we prefer Sleeper or MFL for our IDP leagues? We also talk why we enjoy IDP and what makes it so fun to play if you haven't tried it? Lastly, what's some basic IDP scoring methods for beginners! It's a great episode tune in with us every week have a few laughs, and let's get you on your way to Dynasty IDP championship in 2026!Join The DNA Strand Crew on Discord Free to Join Just Click This Link!!https://discord.gg/rFAyWzn8Join the DNA Strand Crew on Twitterhttps://mobile.twitter.com/DynastyDNA_Subscribe to The Dynasty DNA YouTube Channel(9) Dynasty DNA Fantasy Football Podcast - YouTubeFollow The DNA Guys On TwitterBob Helfert Bob Helfert (@BigefatBob) / XJustin Tessier (1) Justin Tessier (@Tessierja91) / XLogan Helfert @logan123003

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    We read about giants and mountains in the Bible, and they make great metaphors for our own life. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

    bible basic fundamentals spiritual life dreams visions stories faith pastor
    #plugintodevin - Your Mark on the World with Devin Thorpe
    AI-Powered Tech Condenses 7-Year Diagnostic Odysseys for Kids into 12 Weeks

    #plugintodevin - Your Mark on the World with Devin Thorpe

    Play Episode Listen Later Jan 15, 2026 25:52


    Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Joshua: Resilience.Millions of families with children suffering from rare diseases endure years of frustration and uncertainty, seeking answers from specialists who rarely collaborate. Joshua Resnikoff, CEO and Cofounder of Sunstone Health, has been there. His middle child's years-long fight for a diagnosis inspired him to tackle this systemic inefficiency with AI-powered innovation.Sunstone Health uses AI to analyze healthcare claims data, identifying children who may have genetic conditions, like pediatric epilepsy or autism, and accelerating their path to diagnosis and care. “On average right now, it takes seven years for a family to go from first symptom to a care path that works for them,” Joshua explained in today's episode. “We can take that seven-year process and condense it down into 12 weeks.”This groundbreaking approach provides a win-win solution for families and health plans alike. By identifying patterns in data, Sunstone Health not only helps families avoid the “diagnostic odyssey” of endless referrals but also reduces healthcare costs. “Ultimately, we are saving the plans, the insurance, the employers—whoever is the financial backstop for that family—a lot of money,” Joshua said.The company's innovative model charges health plans only when results are delivered, making it a no-risk decision for employers looking to improve care while managing costs. Sunstone Health has already touched the lives of nearly half a million people through partnerships with health plans, scaling rapidly since its pilot phase.In addition to changing lives, Sunstone Health is raising capital via regulation crowdfunding on Wefunder. This community round allows families and supporters to invest in the company's vision alongside professional investors. “We opened up a few hundred thousand dollars so families could join our mission,” Joshua shared. The campaign has been so successful that Sunstone Health has reopened the round to accommodate more investors.This episode highlights the power of technology and mission-driven innovation to solve seemingly intractable problems. With AI and dedication, Joshua and his team are transforming the lives of families navigating the challenges of rare diseases.tl;dr:Joshua shared how his personal experience inspired Sunstone Health's AI-powered diagnostic solution for rare diseases.Sunstone Health condenses the average 7-year diagnostic process into just 12 weeks for families.The innovative model benefits families and health plans by aligning financial incentives with better care.Sunstone Health is raising capital through regulation crowdfunding, welcoming families and investors to join its mission.Joshua's resilience, driven by optimism and grit, has been key to Sunstone's success and growth.How to Develop Resilience As a SuperpowerJoshua identified resilience—what he calls “grit”—as his defining superpower. He explained, “To do something like this, it just takes a lot of resilience and determination.” Building a company to tackle the systemic inefficiencies in healthcare required overcoming countless challenges. From skeptics who dismissed the problem as “too big to solve” to navigating obstacles in scaling Sunstone Health, Joshua's perseverance has been key. He shared, “There are going to be such deeply dark and frustrating times as a founder…you just have to stay optimistic.”Joshua's resilience was evident early in life when he taught himself to code in BASIC as a child, spending hours figuring out how to make things work. Later, while working full-time as a biomedical engineer at Harvard, he co-founded a company that unexpectedly went viral, selling eco-friendly travel mugs featured on Oprah's blog and in the New York Times. Despite juggling two demanding roles, he stayed determined and made both endeavors successful.Tips for Developing Resilience:Stay Optimistic: Focus on opportunities rather than obstacles, even in challenging situations.Pursue What You Love: Work on projects that deeply resonate with you to sustain motivation through tough times.Embrace Determination: Commit to pushing through difficulties with persistence and grit.Learn from Challenges: View setbacks as opportunities to grow and improve.By following Joshua's example and advice, you can make resilience a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileJoshua Resnikoff (he/him):CEO and Cofounder, Sunstone HealthAbout Sunstone Health: Sunstone Health is an AI-powered precision health platform designed to help families and health plans recognize developmental delay earlier—before uncertainty turns into years of fragmented care and unnecessary cost. By analyzing health system data to identify early patterns of developmental complexity, Sunstone helps guide children toward clearer next steps while supporting families through what is often a long and confusing journey. The result is earlier clarity for families, more coordinated care for clinicians, and meaningful cost reduction for employers—without disrupting existing care or asking families to wait when the signs are already there.Website: sunstonehealth.comCompany Facebook Page: facebook.com/SunstoneHealthOfficialCompany Twitter Handle: @Sunstone_HealthOther URL: wefunder.com/sunstone.healthBiographical Information: Biomedical engineer and entrepreneur in translational science and consumer products. 14 patents, work showcased in national news, and has scaled businesses to >3000x ROI. Focused on using business as a force for good.LinkedIn Profile: linkedin.com/in/joshuaresnikoffSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Mike Green, Envirosult | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.SuperCrowdHour, January 21, 2026, at 12:00 PM Eastern. Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “From $10 to Impact: How Anyone Can Become an Impact Investor.” Drawing on his experience as an investment banker, impact investor, and community-building leader, Devin will explain how everyday people can start investing small amounts to support mission-driven companies while pursuing financial returns. In this session, he'll break down the basics of regulated investment crowdfunding, show how impact and profit can align, and share practical steps for identifying opportunities that create real-world change. As an added benefit, attendees can become an Impact Member of the SuperCrowd for just $4.58 per month to receive an exclusive private Zoom meeting invitation with Devin, free tickets to paid SuperCrowd events, and the opportunity to directly support social entrepreneurs, community builders, and underrepresented founders.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year. Learn more about sponsoring the event here. Interested in speaking? Apply here. Support our work with a tax-deductible donation here.Demo Day at SuperGreen Live. Apply now to present at the SuperGreen Live Demo Day session on January 22! The application window is closing soon; apply today at 4sc.fun/sgdemo. The Demo Day session is open to innovators in the field of climate solutions and sustainability who are NOT currently raising under Regulation Crowdfunding.SuperCrowd Impact Member Networking Session: Impact (and, of course, Max-Impact) Members of the SuperCrowd are invited to a private networking session on January 27th at 1:30 PM ET/10:30 AM PT. Mark your calendar. We'll send private emails to Impact Members with registration details.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Join C-AR Annual Reporting: Requirements, Deadlines, and Lessons Learned from the Field on January 14, 2026, an informative online webinar designed to help crowdfunding issuers and professionals clearly understand C-AR annual reporting requirements, key deadlines, and real-world insights to stay compliant and prepared.Join UGLY TALK: Women Tech Founders in San Francisco on January 29, 2026, an energizing in-person gathering of 100 women founders focused on funding strategies and discovering SuperCrowd as a powerful alternative for raising capital.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.Manage the volume of emails you receive from us by clicking here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

    Contra Radio Network
    Survival and Basic Badass Prepper Podcast | The Government's Plan To Make You Dependent

    Contra Radio Network

    Play Episode Listen Later Jan 15, 2026 31:29


    Discover the shocking truth about the government's plan to make you dependent. In this video, we expose the hidden agenda behind the government's policies and how they are designed to control and manipulate the population. From economic manipulation to social engineering, we delve into the ways in which the government is working to create a culture of dependency. Learn how to break free from the cycle of dependency and take back control of your life. Watch until the end to understand the government's plan and how you can protect yourself and your loved ones. This video is a must-watch for anyone who wants to stay informed and awake in a world where the truth is often hidden.

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    I love mountains. I even named my ministry Victory Mountain. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

    basic fundamentals spiritual life dreams visions stories faith pastor
    The Rubin Report
    Is Joe Rogan Wrong on the Basic Facts of ICE?

    The Rubin Report

    Play Episode Listen Later Jan 14, 2026 59:49


    Dave Rubin of "The Rubin Report" talks to co-host Erin Molan about Joe Rogan turning against Donald Trump's use of ICE after the shooting of Renee Nicole Macklin Good and the facts of ICE raids that Rogan seems unaware of; CBS News' Tony Dokoupil asking Donald Trump what he would say to the father of ICE shooting victim Renee Nicole Macklin Good; Ilhan Omar formally announcing the Democrats plan to defund ICE; "The View's" Joy Behar trying to convince her co-hosts that Trump's aggressive ICE raids are all part of his plan to cancel the midterm elections; a resurfaced interview of Saudi Crown Prince Mohammed bin Salman telling "60 Minutes'" Norah O'Donnell the real danger of Ayatollah Ali Khamenei's leadership in Iran; Zohran Mamdani's surreal video of his universal child care announcement featuring Ms. Rachel; and much more. WATCH the MEMBER-EXCLUSIVE segment of the show here: https://rubinreport.locals.com/ Check out the NEW RUBIN REPORT MERCH here: https://daverubin.store/ ---------- Today's Sponsors: Beam - Dream by Beam is an incredible sleep supplement that not only tastes delicious but also will help you get the rest you deserve. Use code RUBINREPORT for up to 35% off—limited time only. Go to: https://shopbeam.com/RUBINREPORT Balance of Nature - Make sure you are getting all the positive effects from a wide variety of fruits and vegetables. Lock in 50% OFF for ONE YEAR when you subscribe to the Whole Health System™ supplements as a Preferred Customer. Go to https://www.BalanceofNature.com Tax Network USA - If you owe back taxes or have unfiled returns, don't let the government take advantage of you. Whether you owe a few thousand or a few million, they can help you. Call 1(800)-958-1000 for a private, free consultation or Go to: https://tnusa.com/dave

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    Giants were keeping the people from claiming their inheritance. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

    giants basic fundamentals spiritual life dreams visions stories faith pastor
    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    Joshua said, "But the mountain shall be thine." ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

    basic fundamentals spiritual life dreams visions stories faith pastor
    Remap Radio
    Detours - Audiophiles Anonymous

    Remap Radio

    Play Episode Listen Later Jan 12, 2026 19:57


    We're starting a new podcast where we collect some of the side stories that end up on the cutting room floor or sometimes buried in the middle of an hours long stream you may not have watched! For unsubscribed listeners you're getting a conversation Patrick thought was fascinating enough to put into podcast form about audiophiles and why they do what they do. If you're a Basic or above subscriber you're also getting a previously unreleased discussion about Janet's visit to The Cosm to see The Matrix.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    White Flag with Joe Walsh
    Trump Is Unfit, ICE Is Cruel, Americans Don't Know Basic Civics

    White Flag with Joe Walsh

    Play Episode Listen Later Jan 12, 2026 35:30


    Donald Trump sicked the Justice Department on the Fed chair because the baby in the White House wants lower interest rates. ICE doubles down on their cruelty, and…could someone let me know if they find Congress? That branch of government has been missing for almost a year. Hosted on Acast. See acast.com/privacy for more information.

    Screw The Commute Podcast
    1067 - Use these skills to get better: Tom talks Basic Tech Skills For Entrepreneurs

    Screw The Commute Podcast

    Play Episode Listen Later Jan 12, 2026 19:02


    We're going to talk today about 9 basic tech skills that every entrepreneur should have. And here's the thing folks. I made my fortune by not blowing a lot of money on things that I could have easily done myself. What I get sick of is I see these people on stage when I'm speaking, telling you to delegate everything. Delegate. You know, only do things that you're good at. And I'm thinking to myself, hey, if what you're good at is making you broke, maybe you should rethink that a little bit. Screw The Commute Podcast Show Notes Episode 1067 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Basic Tech Skills For Entrepreneurs 01:27 Be able to create simple graphics 06:07 Take the time to organize your computer, learn keyboard shortcuts 11:33 Learn to handle email, basic web design 13:59 Using dual monitors, basic audio editing 16:28 Simple video editing Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ Screw The Commute Podcast Producer - https://screwthecommute.com/larryguerrera/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ This is the shopping cart system Tom uses! Kartra - https://screwthecommute.com/kartra/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes FAL.ai - https://screwthecommute.com/1055/ Nano Banana - https://screwthecommute.com/1056/ Image to Video - https://screwthecommute.com/1057/ Minimax Text To Speech - https://screwthecommute.com/1058/ Hailuo - https://screwthecommute.com/1059/ Sora2 - https://screwthecommute.com/1060/ Stream Deck - https://screwthecommute.com/1064/ Elgato TelePrompter - https://screwthecommute.com/1065/ Elgato Key Light - https://screwthecommute.com/1066/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/

    Cedar Lake Christian Center Podcast
    BACK TO BASICS - FAITH / NEIL HOPPER / 1.11.25

    Cedar Lake Christian Center Podcast

    Play Episode Listen Later Jan 12, 2026 52:28


    This week Pastor Neil Hopper continues his message about getting Back to Basic. This message focuses on Faith. We hope you are inspired and fulfilled by this week's message. If you would like to know more about us visit our website at CLCC.church. https://www.instagram.com/cedarlake_cc/

    The Anonymous Podcast
    Basic Text Study (2025) - Episode 33 - Chapter Six: The Twelve Traditions of Narcotics Anonymous (Tradition Six and Seven)

    The Anonymous Podcast

    Play Episode Listen Later Jan 12, 2026 59:26


    This is a study and commentary of the Basic Text book within Narcotics Anonymous. We invite you to come along this journey with us. Please get your book, a highlighter, and a pen/pencil.

    The Gospel on the Radio Broadcast with Pastor Jack King of Tallahassee, Florida - Daily Devotional In Depth Bible Study

    There was no tribe named Joseph, but Joseph's sons became tribes. ******* By the way, if you haven't bought a copy of my new book yet, check it out here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

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    MillCity Church
    Basic Christian Values | The Word of God | Neenah | January 11, 2026

    MillCity Church

    Play Episode Listen Later Jan 11, 2026 48:46


    This message continues our Basic Christian Values series by emphasizing the vital importance of returning to foundational truths, especially the Word of God, as believers reset spiritually at the start of a new season. Rooted in 1 and 2 Timothy, it teaches that Scripture is trustworthy, God-breathed, powerful for salvation, and essential for shaping every part of the Christian life. The sermon argues that faith is not blind but grounded in reliable, eyewitness testimony preserved through Scripture, which reveals God, exposes sin, points to Christ, and forms believers through teaching, rebuking, correcting, and training in righteousness. It underscores that both Old and New Testaments are necessary for a full understanding of the gospel, that God uses His Word to save and transform lives, and that disciplined engagement with Scripture equips believers for every good work God has prepared. Ultimately, the message calls the church to recommit to living saturated by God's Word—personally, communally, and missionally—so they may grow in Christ, share the gospel faithfully, and be used by God for His purposes in a broken and needy world.

    Comm Talk by Geek Devotions
    Is the Original Samurai Troopers Still Worth It in 2026?

    Comm Talk by Geek Devotions

    Play Episode Listen Later Jan 10, 2026 44:46


    In this episode of Comm Talk, Dallas and Celeste kick off 2026 by revisiting the legendary 80s anime Ronin Warriors (known in Japan as Samurai Troopers). The duo discusses the show's history, analyzes the animation style from the late 80s versus modern standards, and gives their honest review of the brand-new 2026 sequel series. Basic topics covered: Ronin Warriors vs. Samurai Troopers: A look at the history of the show, the differences between the Japanese and American versions, and the mysterious "Hajime Yatate" collective that created it The "Cinderella Effect" in Animation: Celeste explains how upscaling old animation to high definition can actually cause a loss of fine detail—like the "paint bucket" shoe error—and the need for grace when viewing older media on modern tech. 2026 Sequel Review: A breakdown of the new series' plot, the shift in art style to "pretty boys," and the major plot twist regarding the main character's heritage. The Missing Character: Celeste shares her strong feelings about the absence of the white tiger, White Blaze, in the new series and why he was the heart of the original show. Question: Did you like the new Samurai Troopers? Do you like the Original?   Check out our devotional on Samurai Troopers: https://youtu.be/T-nsoJkSxjM 

    The Steve Harvey Morning Show
    Money Tips: She helps women business owners secure up to $100,000 in 100 days or less.

    The Steve Harvey Morning Show

    Play Episode Listen Later Jan 9, 2026 21:48 Transcription Available


    Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Money Tips: She helps women business owners secure up to $100,000 in 100 days or less.

    Strawberry Letter

    Play Episode Listen Later Jan 9, 2026 21:48 Transcription Available


    Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

    Best of The Steve Harvey Morning Show
    Money Tips: She helps women business owners secure up to $100,000 in 100 days or less.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Jan 9, 2026 21:48 Transcription Available


    Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    LOOPcast
    Why College Students Suddenly Can't Do Basic Math | The Deep

    LOOPcast

    Play Episode Listen Later Jan 8, 2026 17:17


    American college students can't do basic math – and the problem didn't start in college. In this episode of The Deep, Erika breaks down shocking new data from UC San Diego, exposes how grade inflation and dishonest standards hollowed out education, and explores whether the “Mississippi Miracle” is the solution to America's math crisis.Timestamps:0:00 - Intro: college freshman lack high-school math skills2:33 - What the UCSD report uncovered4:18 - Standardized tests and grade inflation7:18 - The system is broken10:07 - Getting at the root to solve the math crisis13:35 - Conclusion: putting the soul back in educationSources:Bloom, Allan. The Closing of the American Mind. New York: Simon & Schuster, 1987.Horowitch, Rose. 2025. “American Kids Can't Do Math Anymore.” The Atlantic, November 19, 2025. Accessed December 5, 2025. https://www.theatlantic.com/ideas/2025/11/math-decline-ucsd/684973/.Piper, Kelsey. 2025. “When Grades Stop Meaning Anything.” The Argument, November 18, 2025. Accessed December 5, 2025. https://www.theargumentmag.com/p/when-grades-stop-meaning-anything. theargumentmag.comRawat, Saannidhya, and Vikram K. Suresh. 2024. GPT Takes the SAT: Tracing Changes in Test Difficulty and Students' Math Performance. SSRN Working Paper, August 3, 2024. Accessed December 5, 2025. https://papers.ssrn.com/abstract=4915452. SSRNSalzman, Matthew, and Tyler Cowen. 2024. “Math, SAT Scores May Be Doing Worse Than We Had Thought.” Marginal Revolution, August 2024. Accessed December 5, 2025. https://marginalrevolution.com/marginalrevolution/2024/08/math-sat-scores-may-be-doing-worse-than-we-had-thought.html.

    Drivetime with DeRusha
    Thursday Hour 1: are we missing the basic question on immigration? And do we REALLY want the temp turned down?

    Drivetime with DeRusha

    Play Episode Listen Later Jan 8, 2026 33:20


    Monday 3pm Hour: Jason starts the show asking a basic question - if people are here without documentation, should they be deported? Is that question being lost in the chaos over ICE? Then he talks about the conflict between Rep. Angie Craig and Rep. Tom Emmer on the House floor - do we really want the temp turned down on political rhetoric? (Photo by Heather Diehl/Getty Images)

    Drivetime with DeRusha
    Are we missing a very basic question when it comes to immigration?

    Drivetime with DeRusha

    Play Episode Listen Later Jan 8, 2026 19:49


    If people came here illegally, should they be sent home? That's the "yes or no" question that Jason starts the show asking the audience. It seems like that question is getting lot in the controversy over ICE. (Photo by Stephen Maturen/Getty Images)

    Contra Radio Network
    Survival and Basic Badass Prepper Podcast | Weather, Terrain, and Your Overconfidence: A Deadly Mix

    Contra Radio Network

    Play Episode Listen Later Jan 7, 2026 35:37


    Learn how to survive in the wilderness with our essential tips and tricks to stay alive in the woods. From finding food and building shelter to navigating and starting a fire, we've got you covered. Whether you're a seasoned outdoorsman or just starting out, this video is a must-watch for anyone who ventures into the great outdoors. With practical advice and real-life examples, you'll be equipped with the knowledge and skills to stay safe and avoid dangerous situations. So, don't die in the woods - watch this video and stay alive.

    Wellness Your Way with Megan Lyons
    E271: Beyond Basic Blood Work: Advanced Tests for Toxins, Brain Chemistry, and Heart Health

    Wellness Your Way with Megan Lyons

    Play Episode Listen Later Jan 6, 2026 39:53


    In this New Year's kickoff episode, Dr. Megan explores what advanced testing for everything from toxins and neurotransmitters to heart health can reveal when basic blood work isn't giving you the full picture.Links mentioned during this episode:Book Recommendations Blog Post: https://bit.ly/4pX0mqSAlcohol and cancer study: linkinghub.elsevier.com/retrieve/pii/S1877782125002164Free Initial Consultation with Dr. Megan: https://p.bttr.to/3a9lfYkJoin our free weekly newsletter: www.thelyonsshare.org/newsletterInstagram: www.instagram.com/thelyonsshareLyons' Share website: www.thelyonsshare.org

    MURDERISH
    RHOSLC & RHOBH recap: “Birkins are Basic!” | Say Yes to the Mess

    MURDERISH

    Play Episode Listen Later Dec 29, 2025 47:17


    In this episode of Say Yes to the Mess Jami is back together with her bestie, Jessi, to dish on the latest episodes of The Real Housewives of Salt Lake City and The Real Housewives of Snoozeville …or Beverly Hills. The ladies talk through the Meredith Marks takedown in Greece and whose side they're on regarding “Trademarkgate.” Then, Jami and Jessi move on to Beverly Hills and wonder aloud where the hell this season is going? So far, they both agree it's a bit of a snooze fest that's off to a slow start. Jami rants about how Birkin bags are “basic,” and how the newbie, Amanda, is giving scammer. This episode is chock full of unfiltered hot takes, smart assery, and a lot of laughs, per usual. Enjoy! Follow Jami @JamiOnAir on Instagram, TikTok and YouTube. Watch Say Yes to the Mess and Serial Streamers on YouTube: https://www.youtube.com/@jamionair and subscribe so you don't miss out on the latest documentary recaps. Check out Jami's other podcast - Dirty Money Moves: Women in White Collar Crime: https://podcasts.apple.com/us/podcast/dirty-money-moves-women-in-white-collar-crime/id1619521092. Want to advertise on this podcast? We've partnered with Cloud10 Media to handle our advertising requests. If you're interested in advertising on MURDERISH, send an email to Sahiba Krieger sahiba@cloud10.fm with a copy to jami@murderish.com. Visit Murderish.com for more info about the show and Creator/Host, Jami Rice. Remember, fix your face and stay lookin' hot …because you don't want to end up with a crappy mugshot! Learn more about your ad choices. Visit megaphone.fm/adchoices