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What happens if the dip keeps on dipping? When the market falls, no one knows:1. How big the fall with be. 2. How long the fall will last.3. When the market will bounce back.This is exactly why I don't personally 'buy the dip'. Long story short, because it's impossible to time the best time to invest. Which is why only investing when the market ‘dips' is a losing strategy over the long term. The much better strategy - in my opinion - is the following two steps:1. Stay invested At all times. After all, I don't need this money for the long term. And it's impossible to time the right moments to buy and sell. 2. Keep investing‘Cost averaging' by investing every single month. No matter what.I do this personally by primarily investing into low cost global index funds and ETFs. No need to overcomplicate your investing strategy. Then let time and compound interest grow your wealth Listen to the episode for the full details.-----------------------------------------------
What happens if the dip keeps on dipping? When the market falls, no one knows:1. How big the fall with be. 2. How long the fall will last.3. When the market will bounce back.This is exactly why I don't personally 'buy the dip'. Long story short, because it's impossible to time the best time to invest. Which is why only investing when the market ‘dips' is a losing strategy over the long term. The much better strategy - in my opinion - is the following two steps:1. Stay invested At all times. After all, I don't need this money for the long term. And it's impossible to time the right moments to buy and sell. 2. Keep investing‘Cost averaging' by investing every single month. No matter what.I do this personally by primarily investing into low cost global index funds and ETFs. No need to overcomplicate your investing strategy. Then let time and compound interest grow your wealth Listen to the episode for the full details.-----------------------------------------------
In this episode, we discuss how an 18-year-old can get started in property investment — and lay the foundation for building serious wealth over time.You'll hear:What young Kiwis need to do right now to begin their journeyThe step-by-step game plan to grow a property portfolio from scratchAnd how to get ahead, even without a big income or depositThis live coaching session is all about empowering the next generation of investors. And if you're looking for a mortgage broker (nz), you can always check out our list of the top 10 mortgage brokers in NZ. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Welcome to another edition of Five Question Friday (FQF). We actually have 6 questions today plus a free investment tracking tool:1. Do I send Facebook friend requests to viewers?2. Is this a good time to start investing?3. Is rebalancing in volatile times just market timing?4. If following the 4% rule, should the amount you pay in taxes be included?5. Should an emergency fund be part of your asset allocation?6. What is your opinion of using T-bills for cash instead of CDs or bonds? Investment Tracking Tool: https://www.bogleheads.org/forum/view...Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...
Is there a perfect age to begin investing in real estate? Kris Krohn started at 22 and retired financially free by 26—and in this episode, he explains how age is less important than action. Learn why money and credit aren't the biggest barriers, and how desire and strategy make all the difference. Kris breaks down the three key elements you need to land profitable real estate deals at any stage of life.
The stock market has been rough in 2025. Both the US stock market and global stock market are down heavily since the beginning of 2025.Time to panic? I don't think so.As we go through in this episode, the big mistake that people often make at these uncertain moments is panic selling. We need to avoid that. Not just because it is impossible to 'time' when to get back into the markets, but also because the historical data backs up that these types of falls happen regularly in the stock market. And these falls might even be a good thing if you're a long term investor...What am I doing? Not panic selling, continuing to hold my investments and continuing to invest.What should you do? During this episode I share the 4 things that you should do - right now - in my opinion. Listen to the episode for the full details.0:52 - What's the damage so far?3:12 - Stock market crash stats from history5:51 - The big mistake people make7:17 - My losses & why this could be good10:14 - Why do optimists win?13:04 - What should you do?15:05 - Summary-----------------------------------------------
The stock market has been rough in 2025. Both the US stock market and global stock market are down heavily since the beginning of 2025.Time to panic? I don't think so.As we go through in this episode, the big mistake that people often make at these uncertain moments is panic selling. We need to avoid that. Not just because it is impossible to 'time' when to get back into the markets, but also because the historical data backs up that these types of falls happen regularly in the stock market. And these falls might even be a good thing if you're a long term investor...What am I doing? Not panic selling, continuing to hold my investments and continuing to invest.What should you do? During this episode I share the 4 things that you should do - right now - in my opinion. Listen to the episode for the full details.0:52 - What's the damage so far?3:12 - Stock market crash stats from history5:51 - The big mistake people make7:17 - My losses & why this could be good10:14 - Why do optimists win?13:04 - What should you do?15:05 - Summary-----------------------------------------------
Confused by all the stock market headlines and tariff talk lately? Let's make it make sense. In this episode, the guys break down what's really going on with Trump's tariffs, the impact on the global economy, and why smart investors aren't panicking, they're preparing. Instead of focusing on the noise, they zero in on the opportunity: why this might actually be one of the best moments to start investing. From understanding what a stock actually is to how the S&P 500 has remained a consistent force since the 1920s, they'll walk you through key financial terms, smart entry points, and what you should have in place before you make your next move. Whether you're new to investing or ready to take things to the next level, this episode will help you see the market more clearly and build confidence to step in. “We can't control the chaos, only how we respond” - T Rex You'll leave this episode with… A clear understanding of what tariffs are and how they impact your money. Why Trump's tariffs are shaking up the global economy and what it means for you. A fresh perspective on how turbulent markets can create smart investment opportunities. What the stock market actually is, and how it works in plain terms. The difference between bullish and bearish markets and why it matters. What the S&P 500 is and why it's been a stable force since the 1920s. What blue chip and small cap companies are, and how to invest in them wisely. The first steps to take if you're ready to start investing. What an emergency fund is and how much of your income should go into it. Simple tools and resources to help you start investing with confidence. How your company might be able to help you grow your investments. The Manhood Experiment that gives you the confidence and inspiration to start your investment journey. ----- Leave a Review: If you enjoyed the show, please leave us an encouraging review and tell us why you loved the show. Remember to click ‘subscribe' so you get all of our latest episodes. https://ratethispodcast.com/man What is the Manhood Experiment? It's a weekly podcast where we give you one experiment to level up your mind, career, business, health, relationships and more! For more tips and behind the scenes, follow us on: Instagram @ManhoodExperiment Tiktok @ManhoodExperiment Threads @ManhoodExperiment Submit your questions @ www.manhoodexperiment.com
Are you using 10 different platforms just to manage your nonprofit… and none of them connect? In this episode of A Modern Nonprofit Podcast, Tosha is joined by David Watters, CEO of Simple & Engaging, to talk automation, integration, and why tech doesn't have to be so overwhelming.From using free tools to automating the unglamorous work, Tosha and David reveal how modern nonprofits can reduce burnout, improve data integrity, and finally get their software stack to play nice. This episode is packed with real-life solutions to the tech headaches every nonprofit leader knows too well.
Do you have around $25,000 saved? Good news—you can invest in real estate! There are several ways to get started, but which investing strategy reigns supreme? We'll show you how to get the best bang for your buck so you can buy your next investment even faster! Welcome to another Rookie Reply! We went back into the BiggerPockets Forums and Real Estate Rookie Facebook group and found more investing questions from beginners just like you. Today's first question comes from an investor who's struggling to pick a market. Should they hone in on a single area, or will scouring multiple markets speed up their search for the perfect deal? You might be surprised to hear where Ashley and Tony land on this one! Then, we'll hear from an investor who has saved $25,000 to put towards their first rental property. Like many rookies, they're looking to scale their real estate portfolio fast, so we'll share our favorite strategies for doing just that—including a few outside-the-box ideas. Finally, how do you vet a co-signer when screening tenants? We'll show you how to cover all your bases! Looking to invest? Need answers? Ask your question here! In This Episode We Cover How to start investing in real estate with just $25,000 (or less) The best ways to put low (or no) money down on a rental property How to pick the right market to invest in (and when to pick multiple!) The key to finding more real estate deals with a “narrow” buy box How to properly vet a co-signer for your new tenant's lease And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-544 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Scared to start investing because you don’t want to mess it up? This one’s for you. This week, we’re tackling one of the most common DMs we get: How do I actually start investing without messing it up? We talk through the fear, the noise, and the pressure to “pick the right thing” and share how to take your first step with confidence. We also unpack a second dilemma that had us furious: a listener whose boss still owes her $5,000 in super and has completely ghosted her. We walk through what to do, how to report it, and why your future self can’t afford to let this one go. Plus we've got all the rouge content you know and love including an Aldi plumbing win (yes, really), an epic $10 rainbow cake, and some of the best money wins we’ve heard all week.Want to feel more confident with your investing? Our Investing Masterclass is now open for enrollments... come join us here! Starts April 1. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
4 Reasons Why Real Estate Always Wins Over Stocks, Crypto & More!
Forty-nine-year-old Jane has always been careful to squirrel money away, and a recent inheritance has boosted her nest egg to £125,000. But there's one problem: it's all in cash. Now, with half an eye on retirement, Jane wants to start investing but is unsure about how to do this.Presenter Claer Barrett hears from experts Emma Sterland, chief financial planning director at Evelyn Partners, and Investors' Chronicle editor Rosie Carr. Together, they discuss how Jane might make the most of tax-efficient vehicles like the stocks and shares Isa, how a first-time investor could build a diversified portfolio, and why knowing your reasons for investing is so important.Disclaimer: the Money Clinic podcast is intended as a general discussion about investing, and is not intended as financial advice or any kind of investment recommendation. Everybody's financial situation is different. You should always do your own research before you make any investment decisions. If you would like to be a guest on a future episode of Money Clinic, email us at money@ft.com or send Claer a DM on social media — she's @ClaerB on Twitter, Instagram and TikTok. Want more? Free links:Read Claer's recent column weighing up the likely effect of rumoured Isa reforms: https://on.ft.com/4hdLMX5What's going into your Isa this year? Read this guide about how to pick diversified investments by FT columnist Moira O'Neill: https://on.ft.com/4hcyKZPPresented by Claer Barrett, produced by Mischa Frankl-Duval, with mix and sound design from Breen Turner, Sam Giovinco and Joe Salcedo. The executive producer is Manuela Saragosa. Cheryl Brumley is the FT's head of audio.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
Hi everyone! Welcome back to another episode of The Chai on Life Podcast. I'm Alex Segal and today, we have Debbie Sassen, business coach, money mentor and host of the Jewish Entrepreneur Podcast joining us. She helps established entrepreneurs scale from six to seven figures with high-ticket offers, leveraged business models, and smart CEO strategies—all in alignment with Jewish values.Debbie is the go-to expert for business owners ready to charge more, raise their prices, and sell high-ticket offers with confidence—without feeling pushy or sleazy. She believes that money is intimately woven into every part of business, and that clearing money blocks makes growth, marketing, and sales infinitely easier.Her signature coaching program, Wired for Wealth, helps entrepreneurs scale sustainably with her 10-step leverage plan, Power of 1 method, and Sacred Sales Conversation process. Through her coaching, clients master their CEO mindset, leverage their time, and implement simple systems to create consistent $20K-$50K months—without sacrificing their faith, family, or freedom.Debbie believes that no woman - or man - should undercharge, undersell, or dim their light to build financial sustainability for their family.She is also, the mother of eight children bli ayin hara, so she has a LOT to share with us. I was really excited to dig into a conversation about money because I feel like it's a topic not often discussed. Even with close friends it can be awkward or weird to go into let alone people you know less well yet it's such an important and vital part of our lives. It's also one that a lot of people have a lot of feelings around. We all have attachment styles to money the same way we do with relationships and it's something we have to manage and encounter multiple times a day.In the Jewish world, there are extra expenses — Shabbos, kosher food, Pesach of course which is rapidly on its way, two sets of dishes, tuition, generally having more kids and of course so much more.In this episode we speak about:-The relationship Debbie had growing up to money and how that has developed and changed into how it is now-Women taking time off of a career for motherhood and how that impacts her involvement in household finances-Re-entering the workforce during motherhood and how so many women often underestimate themselves and their skills-Money and marriage — how to speak about it with your husband, designate certain roles if you would like to and maintain and gauge that trust and partnership in the relationship-We talk about spirituality within all of this — how Hashem comes into the picture with work, money and giving and how that all can contribute to a more secure attachment with our finances…and SO MUCH MOREDebbie is a wealth of knowledge — pun intended — and honestly, we cover so much and also just skimmed the surface. She has a ton of additional resources available which are all included in the show notes if you'd like to learn more or get in touch with her.Website: https://debbiesassen.com/Podcast: The Jewish Entrepreneur Podcast https://debbiesassen.com/podcast/Book, The $1K Investor: Simple Smart Steps to Start Investing with $1K or Less https://debbiesassen.com/book (links to Amazon)LinkedIn: https://www.linkedin.com/in/debbiesassen/Instagram: @debbiesassenFacebook: https://www.facebook.com/debbiesassencoaching Free resource: Your Money Mindset Workbook: https://debbiesassen.com/mindset/
Alex from @wealthbyAlex joins me on this episode of the podcast to discuss all things pension. This episode really is a 'crash course' in absolutely everything that you need to know about pensions.Alex is extremely knowledgeable on pensions and if you have any type of pension then this episode will be extremely helpful to allow you to cut through the noise and jargon surrounding pensions.Pensions are often misunderstood, but they are one of the best (if not the best) ways to grow our wealth and then retire one day.In this episode we discuss the state pension, defined benefit pensions (DB) and defined contribution pensions (DC). On this last one, these DC pensions include both workplace pensions and SIPPs (self invested personal pensions).We ran through common misconceptions, how to make the most of your pensions, when to consider switching platforms, fees, funds, and a lot, lot more (timestamps below).Listen to the episode for the full details.0:00 - What is a pension3:02 - The 3 types of pension7:27 - Defined benefit (DB) pensions13:32 - How does a workplace pension work23:00 - Common pension misconceptions25:30 - Making the most of your workplace pension32:30 - SIPPs (private/personal pension)37:26 - Moving workplace pension to a SIPP45:32 - Limited companies and pensions46:51 - Stocks & Shares ISAs vs Pensions-----------------------------------------------
The trade and commerce opportunities between the two countries are often the priority during Australia-Nepal bilateral meetings. Our Nepal correspondent, Prayas Dulal, recently spoke with Akhil Chapagain, Chairman of the Nepal-Australia Chamber of Commerce and Trade and poked questions about investment opportunities in Nepal. - अस्ट्रेलिया र नेपाल बिच सन् २०२२ मा करिब १३८.८ मिलियन डलर बराबरको व्यापार भएको तथ्याङ्कले देखाउँछ। उक्त डाटाका अनुसार, अस्ट्रेलियाबाट १२५ मिलियन डलर बराबरका सामान नेपालले आयात गरेको थियो भने सोही अवधिमा नेपालले मात्र १३.८ मिलियन डलर बराबरको सामान अस्ट्रेलिया निर्यात गरेको थियो। पछिल्ला वर्षहरूमा दुई देशबिचको व्यापार, आउँदा दिनका सम्भावनाहरू र अस्ट्रेलियामा रहेका नेपालीले नेपालमा गर्न सक्ने लगानीका बारे नेपाल अस्ट्रेलिया उद्योग वाणिज्य सङ्घका अध्यक्ष अखिल चापागाईँसँग प्रयास दुलालले गर्नुभएको कुराकानी सुन्नुहोस्।
Want to start investing in real estate but don't know where to begin? In this episode, Dave Dubeau sits down with real estate investor and broker Louis Gordon to talk about how homeowners can turn their primary residence into their first (and best) investment property. Louis breaks down house-hacking strategies, leveraging equity for future properties, and key tips for maximizing rental income. If you're looking for practical ways to start building wealth through real estate, this episode is for you! Want to start investing in real estate but don't know where to begin? In this episode, Dave Dubeau sits down with real estate investor and broker Louis Gordon to talk about how homeowners can turn their primary residence into their first (and best) investment property. Louis breaks down house-hacking strategies, leveraging equity for future properties, and key tips for maximizing rental income. If you're looking for practical ways to start building wealth through real estate, this episode is for you!
Will the stock market crash? If so, when will it happen? When it does happen, when will the bottom be? And when will it bounce back to a new high?These are all great questions that we discuss in this podcast episode.Spoiler alert though - I have no idea. And no one else does either. 'Timing the market' is impossible.Whilst the stock market is currently 'high', it could go even higher. Or there could go a massive crash tomorrow. Unfortunately no one knows.Timing the highs and lows are almost impossible and missing just a few of the best days in the market could reduce your returns greatly.As we discuss in the episode, a stock market crash is a matter of WHEN, not IF. The stock market will crash - 100%. If we look back at history, there are regular dips, corrections and crashes. However, it is impossible to predict this WHEN. Hopefully this episode can help to provide some comfort to long term investors. Listen to the episode for the full details.-----------------------------------------------
Think the BRRRR method (buy, rehab, rent, refinance, repeat) is dead because of high interest rates and rising home prices? Think again. We're doing BRRRR deals right now that are making us cash flow and serious equity while most investors sit on the sidelines. But how do we FIND these money-making BRRRR deals? We're sharing the new BRRRR formula in today's episode, along with more questions and answers from the BiggerPockets Forums. Besides uncovering our BRRRR secrets, we're helping an investor scale from single-family rentals to multifamily rentals. This is a BIG jump, and there's a smarter way to scale your way up to big, new-build multifamily buildings. Next, an investor finally sees the light, realizing cash flow ISN'T everything. He's about to walk into a nice chunk of equity with his new property, but is the cash flow TOO low (should he worry)? What were you thinking about when you were 18? Maybe you were stressing out about college applications or sleeping in until noon. One ambitious young investor wants to get his first rental at just 18 years old, but on this rare occasion, we advise against it. If you're in his position, too, we'd recommend doing something else first. Finally, are “small towns” too risky to invest in? How small is too small? We're getting into it in this episode! Looking to invest? Need answers? Ask your question on the BiggerPockets Forums! In This Episode We Cover: How to BRRRR in 2025 and how Henry finds his undervalued real estate deals The pitfalls of scaling from single to multifamily rentals and how to do it the right way Is a low cash flow rental worth it for a five-figure equity gain once purchased? How to start investing in real estate at a very young age (18 years old!) Investing in small towns and how to see where the big companies are going first And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Apply to Be a Podcast Guest Try REsimpli, The Only All-In-One Real Estate Investor CRM Software That Helps You Manage Data, Marketing, Sales, and Operations Grab the BRRRR Book, “Buy, Rehab, Rent, Refinance, Repeat” Sign Up for the BiggerPocket Real Estate Newsletter Find an Investor-Friendly Agent in Your Area Ask Your Question on the BiggerPockets Forums Connect with Dave (00:00) Intro (01:00) How to BRRRR in 2025 (09:03) Scaling from Single to Multifamily (15:36) Low Cash Flow Worth It? (20:09) Start Investing at 18? (24:20) Buying in “Small” Towns (31:13) Ask Your Question! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1086 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
“I define wealth as the luxury of choice.” –Kaitlyn CarlsonDo you like the sound of financial freedom or work optional? If you're uninspired by the idea of a retirement fund and underwhelmed by the idea of money management, this conversation with certified financial planner Kaitlyn Carlson is for you.A financial planner helps you take the 30,000 foot view of your financial situation. They see your business, your other assets, your liabilities. They see where you are and where you want to be … and the different paths to get you there.If you are looking for the luxury of choice, wealth creation needs to be part of your plan.We talk about: Living in your purpose and looking at your work optional date3 levers you can change the numbers you settle on make you panicWriting down your financial goalsGrowth over time and why to start now even if you can't save what you think you should be savingUsing a retirement calculator Getting help with financial planning instead of feeling like you have to know everything about itABOUT KAITLYNKaitlyn is the Founder & CEO of Theory Planning Partners, a boutique wealth creation firm for the top female entrepreneurs in the United States.Before launching Theory Planning Partners, Kaitlyn spent the majority of her career at UBS Financial Services, Inc., where she held roles in both the southern and northeastern regions of the U.S. There, she developed more than 300 financial plans for clients with assets ranging from $500,000 to $1 Billion. Subsequently, she became an advisor on a private wealth management team that managed over $600 million for a few dozen families. Her career began in asset management with Putnam Investments.Kaitlyn is a CERTIFIED FINANCIAL PLANNER™️ (CFP®), Certified Exit Planning Advisor™️ (CEPA™️), and an Accredited Wealth Management Advisor (AWMA®). Outside of work, she is a spiritual seeker ravenous to understand why we are here and how to make a meaningful life.Kaitlyn lives in Marblehead, MA, with her husband, Jake, their three children, Russell, Luke, and Grace, and their affectionate dog, Bacchus. In her free time, she enjoys exercising, reading, traveling, and trying new restaurants around Boston.LINKStheoryplanning.comhttps://www.instagram.com/theoryplanningpartners/DOABLE CHANGESAt the end of every episode, we share three doable changes, so you can take what you've heard and put it into action. Change comes from action. Sometimes action gets a bad rap. You can be kind to yourself. You can practice being AND doing, but for change to happen you have to take steps. The way we take care of ourselves is making the steps doable and focusing on one thing at a time. We take time to integrate the change and then move on to the next one. Pick a Doable Change that resonates with you the most to start from. Here are three Doable changes that we chose from this conversation. FIND YOUR FREEDOM DATE NUMBER. Use a retirement calculator to figure out how much you need to live the lifestyle you want based on when you want to be work optional.ADJUST YOUR FINANCIAL FREEDOM NUMBER. If your freedom date number scares you, change one of the levers. You can adjust how long before your freedom date, how much money you want to live on monthly, or play with your savings rate. You can keep adjusting too.START INVESTING. Don't think that you have to hit your number right away. Start now with what you can do. Work toward reaching that monthly goal (and know that if you exceed it, you will make up for some of the lower months).
Max is 25, recently moved from New Jersey to Memphis, Tennessee, and is considering buying his first property but is hesitant due to market uncertainty. I suggest he focus on building a solid emergency fund, save a little more for a down payment, research the local housing market, and consider his long-term goals before making a purchase. Additionally, increasing savings and investing in retirement accounts can strengthen his financial position. Throwback Thursday Episode (The episode originally took place in the year 2020) Click Here for the Show Notes If you missed our last episode, be sure to listen to 2025 Housing Market Predictions for Real Estate Investors Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW (Thank you!) SUBSCRIBE on iTunes | Stitcher | Podcast Feed
Are you a young professional looking to kickstart your financial journey in 2024? In this video, we break down the essential money mindsets you need to succeed in today's fast-paced investment world. Whether you're just starting out or looking to refine your strategy, this guide is designed to empower you with the knowledge to grow your wealth confidently. _ _ _ Do you know that for as low ₱1,000, you can INVEST and GROW with the BIGGEST BRANDS in the country? You too can enjoy the earnings potential of these big companies. This is possible through investing in mutual funds. Mutual funds are affordable, convenient, and beginner-friendly investment.
Learn how to shift your mindset from spending to investing, using real estate to build wealth and fund your lifestyle—without sacrificing financial freedom. Time Stamps: 0:00: Introduction 0:26: Brayden's Market Updates & Deal Insights 0:47: The Unexpected Deal That Fell Through 1:20: Lessons Learned: Why Our Lender Failed Us 1:52: The Importance of a Financing Contingency 2:24: The Hidden Risks We Take as Sponsors 3:19: Today's Topic: The Right Way to Think About Money 3:43: Money is Not Meant to Be Spent—Here's Why 4:45: The Common Mistake That Keeps People from Wealth 5:29: Investing vs. Spending: The Luxury Car Example 6:45: How to Use Real Estate to Fund Your Lifestyle 7:25: Breaking Down the Numbers: Cash Flow vs. Car Payments 8:46: The Power of Passive Income Over Time 9:49: How to 5X Your Net Worth with Smart Investing 10:38: The Worst Financial Mistake People Make 11:46: The Fastest Way to Build Wealth: Buy Assets First 12:27: Why Borrowing Money Can Be a Wealth-Building Tool 13:20: Final Thoughts: Change Your Mindset, Change Your Life *Be Sure to check us out on Spotify and Apple Podcasts for the Audio version of today's episode!** https://open.spotify.com/show/08KmNvqGV5HjmHUC8fLuce https://podcasts.apple.com/us/podcast/how-to-invest-in-commercial-real-estate/id1543470290 Leave a review and win FREE MERCH! https://maps.app.goo.gl/QaaSZnQVWre1HUMH6 Links mentioned in this episode: www.TheCriterionFund.com www.HowToInvestInCRE.TV Invest.HowToInvestInCRE.com To sign up for our exclusive investor list, click below. https://www.thecriterionfund.com/join-our-investor-list
In this episode, we share our honest advice for someone starting out in property investment in 2025.This includes the advice we wish we'd received when starting out in property.Ultimately, you can use this information to get into the right mindset, so you can face the harsh truths if you do start investing.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Which ISA is best? That is the topic of today's episode.First, we cover exactly what an ISA - or Individual Savings Account - is and break down how each of the 4 different types of adult ISAs actually work.We then move into which ISAs are likely to be best to prioritise in certain situations.Overall, and everyone's situation will be slightly different, Stocks & Shares ISA will give you the most 'profit' (most likely). This is because over the long term the gains and dividends can exponentially grow your wealth.However, Lifetime ISAs (specifically Cash LISAs) are a fantastic vehicle to save for your first house deposit. And Cash ISAs can be useful in some specific scenarios, like if you will breach your personal savings allowance and have to be some tax on your savings interest.Listen to the episode for the full details.Timestamps:0:34 - What is an ISA?3:46 - Cash ISA5:58 - Stocks & Shares ISA7:37 - Innovative Finance ISA8:26 - Lifetime ISA13:06 - Why I don't like S&S LISAs17:19 - Which ISA to prioritise in specific situations?20:25 - ISA allowance21:21 - Which ISA is best-----------------------------------------------
Spolier alert: you don't need much money, time or a fancy spreadsheet - it's genuinely SUUUUUPER simple. In less than 30 minutes, you'll learn the essentials to start making your money, make money. Women often receive REALLY bad advice when it comes to money - we're often told to scrimp & save whereas men are encouraged to ask for the raise, start a business, invest...it's easy to feel like this isn't for you. Today we're going to de-bunk all that, show you it's not a dark art & leave you feeling confident to grow your wealth. Bryce Leske & Alec Renehan are the hosts of Get Started Investing & they've gathered the 5 essentials you need to get started. CONNECT WITH US Connect with That's Helpful on Instagram. Find Equity Mates via their website & on Instagram. BOOKSGet Started Investing PODCASTSGet Started Investing This episode covers: pinvesting, ETFs, savings, compounding, crypto, financial literacy, women and investing, barriers to investing, diversification, investment platforms.
This week we're talking about "late bloomers" — the "over 40, mid-life-ish, but don't-say-that-to-us" gang who are just now getting their financial life together.This was a requested episode so we're skipping the generic "just do it" advice and getting into the nitty-gritty of what it actually takes to build wealth when you're not starting in your 20s. We're discussing the psychological hurdles, the structural roadblocks, and how to create a financial plan that works for you, no matter what age. If you're ready to say "enough" to feeling behind and start building your financial future, this episode is for you.Here's what we cover:Why people become late starters The importance of accepting your starting point (no, we're not gonna sugar coat it)How to let go of the "what ifs" and embrace your new pathRewriting the rules when traditional financial advice isn't always the most helpfulAdapting strategies for a shorter timeline and setting goals that are both realistic and motivatingThe surprising power of community and why you should become a good neighborWhy automation and technology are your friends, not your enemiesA reminder that your tax dollars can be a source of real benefits Take action:Help us out and leave a 5-star review on your favorite podcast platformJoin the discussion and leave a comment on any of our social platforms Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow
Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Ready to jump into real estate without breaking the bank?! This episode of the Creative Finance Playbook podcast is all about why seller finance deals are the best way to kick off your investing journey. Jenn and Joe share how you can start with little money, skip the banks, and score amazing properties. Tune in for cool tips, expert hacks, and inspiring stories that make seller financing the way to go! ► Join The Creative Finance Playbook Community & Learn Creative Finance Directly from Jenn & Joe
Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina
Episode 307 features Tess Waresmith of Wealth with Tess! We're discussing how to start investing. Listen now!Tess Waresmith is an investing educator and founder of Wealth with Tess, a financial education community that helps millennial women learn how to grow their money using simple investing strategies so that they can retire comfortably and live life on their terms.After losing thousands in investing mistakes in her 20's, Tess learned everything she could about wealth building and built her net worth from 0 to over 1 million as a single 35 year old woman. Tess's story and business was recently featured on Business Insider and Fox 5.Now she's on a mission to reduce the gender wealth gap and help more women build wealth through digestible, judgement and jargon-free education. Thousands of women have attended her free investing workshops and hundreds of women have joined her small group coaching programs.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want our merch? Get yours here!Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how people end up losing money when they change jobs and what you can do about it. Clark Stinks: Segments 1 & 2 401(k)s And Changing Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do I Really Need To Put Premium Gasoline in My Vehicle? [The Washington Post] New job? You may be leaving behind thousands in 401(k) savings. Changing Jobs? Don't Make This Costly Retirement Mistake How to Start Investing: 10 Steps for Beginners How To Open a Roth IRA Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Real estate prices might feel intimidating, but opportunities still exist for everyone. Kris Krohn breaks down how you can start investing with $5K, $25K, or $50K, revealing the strategies that work in today's market. Learn why real estate prices continue to rise and how demand is shaping the future of the market. Whether you're ready to go solo or partner with experts, this episode will show you how to turn any budget into a pathway to financial freedom.
Join Our FREE Small Multifamily Facebook Group! https://www.facebook.com/groups/themicrofamilyinitiative -------------------------- Microfamily Millionaire Ep 23A Are you unknowingly holding yourself back from starting your real estate investing journey? In this episode, Nicole uncovers the self-sabotaging beliefs and myths that are keeping so many aspiring investors stuck in neutral. You'll learn why some of the ‘must-haves' you THINK you need to get started are actually just excuses—and how to take bold, imperfect action to break through fear and start building your portfolio today. Don't let procrastination steal your dreams.
In this episode of the Know Your Why Podcast, Dr. Jason Balara sits down with John Todderud, a multifamily investor and syndicator, to discuss his transition from a technology career to a thriving real estate business. John shares how he overcame challenges like procrastination and emphasizes the importance of networking and finding your role in real estate. With a focus on Midwest investments, he provides insights into market timing, tenant satisfaction, and the value of a long-term investment perspective. John reflects on his personal motivations, the enjoyment he finds in the real estate industry, and the need for adaptability in navigating market trends and challenges. Key Highlights: - Career Transition: John successfully pivoted from a technology career to multifamily real estate investing. - Networking's Role: Building relationships is a cornerstone for success in real estate. - Overcoming Procrastination: Taking action is essential for breaking into the industry and finding opportunities. - Midwest Investments: The Midwest market offers recession-resistant opportunities and stable cash flow. - Tenant Satisfaction: Focusing on tenant needs ensures long-term success and consistent returns. - Long-Term Perspective: Real estate success requires patience, persistence, and strategic thinking. - Syndication Benefits: Pooling resources allows investors to participate in larger, lucrative deals. - Market Dynamics: Understanding market trends and being adaptable are crucial for navigating uncertainties. John Todderud's journey from technology to real estate highlights the power of perseverance, strategic networking, and a commitment to long-term success. His insights into market dynamics, tenant satisfaction, and the Midwest's recession-resistant opportunities offer practical guidance for both new and experienced investors. Tune in to this episode of the Know Your Why Podcast to gain actionable strategies and inspiration for building a meaningful career in real estate investing. Get in touch with John: Website: https://cardinaloak.com If you want to know more about Dr. Jason Balara and the Know your Why Podcast: https://linktr.ee/jasonbalara Audio Track: Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/ Artist: http://audionautix.com/
Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this episode, Jenn and Joe share their top strategies for buying cash-flowing rental properties in 2025. Learn how to leverage off-market deals, creative financing, and wholesaling to succeed in a shifting real estate market. Discover the power of social media lead generation and the importance of adapting your approach. Whether you're an experienced investor or just getting started, this video has the insights you need to crush it in real estate in 2025. Don't miss out on the actionable tips and real-life examples that can take your investing to the next level. ► Join The Creative Finance Playbook Community & Learn Creative Finance Directly from Jenn & Joe
Despite her background in financial services, Lacy Garcia faced significant financial challenges after her marriage ended. She struggled with imposter syndrome, advising clients on finances while dealing with her own financial issues. Too embarrassed to seek help and unable to find the right advisors, Lacy turned her fear and discomfort into a drive for financial education and empowerment. She founded Willow, a fintech company focused on making financial advice more accessible, especially for those overlooked by traditional services. In this episode, Lacy joins Ilana to share insights on financial literacy, achieving stability and independence, and Willow's approach to matching clients with the right advisors. Lacy Garcia is the founder and CEO of Willow, an award-winning platform that connects clients with certified financial advisors using an AI-powered matching system based on their financial goals and preferences. In this episode, Ilana and Lacy will discuss: (00:00) Introduction (01:44) How Divorce Shaped Her Passion for Financial Education (04:02) Finding Clarity Amid Financial Fears and Uncertainties (09:52) From Financial Ignorance to a Career in Finance (13:14) Letting Go of Shame to Achieve Financial Health (16:13) Why You Don't Need More Money to Start Investing (20:01) Creating Willow to Make Financial Advice Accessible (24:29) How Personal Experience Shaped Willow's Mission (29:07) Navigating the Weight of Decision-Making in Startups (34:31) The Role of Investment in Startup Growth (39:56) Ways to Avoid Common Financial Mistakes (42:55) Getting Personalized Financial Advice for Free (43:55) The Importance of Financial Literacy Lacy Garcia is the founder and CEO of Willow, an award-winning platform that connects clients with certified financial advisors using an AI-powered matching system based on their financial goals and preferences. She is passionate about empowering advisors to better serve the next generation of clients through tailored training programs. Lacy has been featured in top media outlets like The TODAY Show, Business Insider, and Yahoo Finance, and was named Hispanic Empowering Executive of the Year in 2023 by Wealth Solutions Report. Connect with Lacy: Lacy's Website: https://www.trustwillow.com/ Lacy's LinkedIn: https://www.linkedin.com/in/lacy-garcia/ Leap Academy: Ready to make the LEAP in your career? There is a NEW way for professionals to Advance Their Careers & Make 5-6 figures of EXTRA INCOME in Record Time. Check out our free training today at leapacademy.com/training
There is an easier way to invest in real estate in 2025. It doesn't require a ton of money or experience; anyone can do it (even a complete beginner), and it'll lead to you having more money, more passive income, and a bigger bank account. Successful real estate investors agree: this is a “cheat code” to start investing in real estate in 2025. What are we talking about? It's not short-term rentals or buying apartment complexes; it's actually extremely simple—house hacking. Both Dave and Henry used this low-money down, high-impact real estate investing strategy to grow their portfolios to be worth multiple million dollars. It's the BEST way for a beginner to get into the real estate investing game and allows you to buy properties with just a fraction of a regular down payment. We're so convinced that it's the best bet for beginners that we're bringing on the BiggerPockets Real Estate Podcast producer Ian Kay, a complete real estate beginner, to walk him through how to use this exact strategy to start his real estate portfolio. We'll break down the numbers to show how one smart investment can fund your dream home and leave you tens of thousands richer. Ready to invest in 2025? Then don't sleep on house hacking! In This Episode We Cover: The easiest, most beginner-friendly way to start investing in real estate in 2025 One simple investing mistake that could cost you $60K+ (and how to avoid it) The steps you should start taking NOW to get your first investment property in 2025 How to analyze a house hack and crucial metrics to check BEFORE you buy In analysis paralysis? This is what to do NOW to get out of it and get closer to your goals And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube BiggerPockets Deal Finder Let Us Know What You Thought of the Show! Grab the Book on House Hacking, “The House Hacking Strategy” Find an Investor-Friendly Agent in Your Area House Hacking 101: What It Is and How to Get Started Connect with Ian Connect with Henry Connect with Dave (00:00) Intro (02:20) Want to Start Investing? (04:54) What Do YOU Want to Achieve? (08:23) House Hacking (Easiest First Investment) (18:42) Analyzing a House Hack (23:40) What to Do RIGHT NOW (32:59) Stuck in Analysis Paralysis? (34:13) Next Steps Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1067 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Think real estate is out of reach with today's sky-high prices? Think again! In this episode, Chris Krohn reveals how you can start investing in real estate with as little as $5,000. Don't miss these game-changing strategies to grow your wealth in any market!
Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they're legit, there's no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Do You Need To Retire? How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here's What Those Debt Settlement Companies Don't Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm
Arizona Republican Congressman Andy Biggs joins Fox Across America With Jimmy Failla to give his take on what could be behind the drones that have been spotted flying over parts of New Jersey. Jimmy reacts in real time as President-elect Trump takes questions from reporters down at Mar-a-Lago, something that President Biden rarely did over the past four years. PLUS, New York Post financial correspondent Lydia Moynihan stops by to share her thoughts on Trump and Softbank CEO Masayoshi Son announcing a $100 billion investment in America aimed at generating 100,000 new jobs. [00:00:00] Trump takes questions from reporters at Mar-a-Lago [00:37:35] Biden touts his legacy during DNC holiday event [00:56:07] Rep. Andy Biggs [01:14:25] SoftBank's major investment in the U.S. [01:32:50] Lydia Moynihan Learn more about your ad choices. Visit podcastchoices.com/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2971: Chris Reining emphasizes the importance of starting retirement investments early, even in small amounts, to capitalize on decades of growth. He explains the trade-offs between paying off low-interest debt and investing, highlighting the historical advantage of stock market returns while encouraging a balanced approach to savings, debt, and investments tailored to comfort levels. His advice underscores the value of consistent, intentional financial decisions to build security and wealth. Read along with the original article(s) here: https://chrisreining.com/should-i-pay-off-debt-or-invest/ Quotes to ponder: "To be successful at investing you have to invest within your comfort zone because when you're investing within your comfort zone you're less likely to make bad decisions." "Think about how you'd feel not having debt, and if you'd feel better not having debt then pay it off." "Investing, saving, and paying off debt are all really great ways to deploy your hard-earned dollars and there really isn't a wrong choice here." Learn more about your ad choices. Visit megaphone.fm/adchoices
Most people get turnkey real estate investing all wrong. They either think it's a completely hands-off investment like stocks or that all turnkey real estate companies offer the same product. Both of these assumptions can be dangerous when investing in what should be an easier, less stressful, and far more scalable type of real estate investment—turnkey rentals. If you invest in truly turnkey real estate, you'll get all the benefits of regular rental properties with MANY of the headaches already dealt with. What do we mean? We're bringing back repeat guest Chris Clothier, turnkey provider and investor for over twenty years, to explain exactly what turnkey real estate is and whether or not it's right for you. Chris describes the danger of thinking that every “turnkey” company is actually turnkey and signs that the company you're dealing with could be selling you a bad deal. Plus, who should buy turnkey in the first place? Is it only for beginners, or do experienced investors move their money into these properties, too? How much money do turnkey properties make? We're sharing those stats and the two questions you MUST ask a turnkey company before you work with them! In This Episode We Cover: Turnkey real estate investing explained and why so many investors get this definition wrong How much turnkey rentals can make you in 2025 (actual return estimates) The two questions you MUST ask a turnkey provider to prove they're legit Signs of a good turnkey real estate deal and why you should NOT buy properties under a certain price point Why turnkey real estate investing isn't just for beginners And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! BiggerPockets Real Estate 26 - Building a Scalable Real Estate Business and Tenant Management Tips with Chris Clothier BiggerPockets Real Estate 122 - 5 Myths Holding Investors Back From Real Estate Greatness with Chris Clothier BiggerPockets Real Estate 224 - Building a Process to Buy 17 Deals a Week with Chris Clothier BiggerPockets Real Estate 380 - Profitable Landlording in a Crisis with Mike Butler, Chris Clothier, and Dave Poeppelmeier Grab Dave's New Book, “Start with Strategy” Property Manager Finder Turnkey Real Estate Investing: Complete Guide Connect with Chris Connect with Dave Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1049 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Want to estimate your NOI (net operating income) BEFORE you buy a rental property? Calculating NOI in real estate isn't hard, and after doing this dozens and dozens of times, we're sharing how to estimate things like taxes, insurance, and maintenance costs so you know you're buying a killer deal. Speaking of first deals, how much do you need to get started investing? $20K? $50K? $100K? A fellow rookie has $70K ready to invest but doesn't know the next best move. We're sharing exactly how they should start, and you can copy these steps no matter how much money you have. It wouldn't be a Rookie Reply if we didn't discuss tricky tenant situations. One investor has a tenant who is FED UP with a broken outlet. Sounds pretty reasonable, right? Well, the tenant is giving the landlord an unreasonable ultimatum. What should the investor do? Let the tenant take care of things on their own (and potentially damage the property) or put their foot down and follow the lease agreement? Looking to invest? Need answers? Ask your question on the BiggerPockets Forums! In This Episode We Cover: How to estimate your taxes, insurance, and maintenance costs before you buy a rental property The expenses that short-term rental investors always forget when running numbers How to respond to a tenant when they're sending you unreasonable maintenance requests The first step you should take when deciding to invest in real estate How to get your first rental with just $70K (or less) and mistakes beginners make And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPokckets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube BiggerPockets Agent Finder BiggerPockets Market Finder BiggerPockets Real Estate Investment Calculators Real Estate Market Analysis for Beginners | Rookie Resources Hug Your Haters NeighborhoodScout BrightInvestor Protect Your Properties with an LLC through Corporate Direct Analyze Rental Properties Faster with “Real Estate by the Numbers” Property Manager Finder How to Invest in Real Estate with $50K in 2024 (00:00) Intro (01:04) Calculating NOI (08:36) Estimating Maintenance Costs & Other Fees (11:48) Unreasonable Tenant Requests? (23:49) Start Investing with $70K Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-487 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices