Podcasts about low income

“The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.'” - Matthew 25:40Some exciting things are happening that will give you more ways to help “the least of these” in God's Kingdom. Brian Holtz joins us today with details about how we can all have the greatest impact in helping those in need.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.A Call to Reach the MarginsWhen it comes to helping families in financial crisis, good intentions aren't always enough. Real transformation requires more than quick fixes—it takes relationships, discipleship, and time. That's the heart behind Making Ends Meet, a small group video study from Compass Financial Ministry designed to equip churches and communities to walk with struggling families toward lasting financial health.Most financial ministries have historically focused on middle—and upper-income families, but Compass felt God pushing them to address those with no financial margin at all—those who aren't just managing poorly but truly don't have enough income to meet basic needs.In response, Compass partnered with ministries that specialize in serving low-income families to learn the unique challenges these households face, many of which go far beyond budgeting.Why Money Alone Isn't EnoughSimply giving money doesn't create lasting change. It may provide short-term relief, but study after study shows that injecting money into poverty doesn't solve the deeper problem.That's not a reason to stop giving—it's a reason to start giving differently.Jesus didn't just heal people and walk away. He invited them to follow Him. That's the model we need to follow—combining financial help with relational investment.When someone is experiencing financial hardship, it's often not just a matter of dollars and cents—it's about identity, family history, and deeply ingrained beliefs. That's why true transformation requires more than a checkbook; it requires presence.When we invest relationally, we gain credibility. That allows us to speak into someone's life in a way that supports their heart and habits.Understanding the Emotional BarriersOne of the surprising lessons Compass learned during the development of Making Ends Meet is how emotional the journey out of poverty can be.Many poor communities are deeply interdependent. They share what they have and support each other in powerful ways, like the early church in Acts.But when someone begins to move toward financial stability, it can create fear: Will I lose my community if I start to thrive? Will I be accepted if I have more than those around me?This anxiety can be paralyzing, which is why patience and prayer are so critical. These are generational challenges. They won't be overcome overnight, but change is possible with consistent love and support.Learn More and Get InvolvedThe beauty of Making Ends Meet is its simplicity. You don't need to be a financial expert to use it. If you care about people and are willing to walk with them, the study provides a step-by-step framework to break cycles of poverty and help families build a new mindset.This is for anyone already serving in their community through their church, a shelter, or a mentoring ministry. Compass provides the tools to make that investment more effective.To explore how you or your church can use Making Ends Meet, visit CompassFinancialMinistry.org. Whether you're looking to lead a group or come alongside a struggling neighbor, this resource is designed to equip you to serve with compassion and wisdom.Helping others financially isn't just about generosity—it's about discipleship. When we combine truth, love, and time, God can do amazing things.On Today's Program, Rob Answers Listener Questions:How do I get banks to produce my bank statements further back than the seven-year period usually required to keep records? I need bank statements from 10-15 years ago because I believe fraud or theft has occurred.My boyfriend is 62 and is about to receive profit-sharing money in two weeks after he took an early retirement from his job. He wants to put the money in his checking account or keep it in his man cave. I don't know how to get anything lined up for him or what to tell him to change his mind.I would like to send a charitable donation to my church directly from my IRA. I have the RMD forms, but I don't understand them. I don't know what to do by myself and don't want to make a mistake.I'm trying to withdraw some equity from my house, and I'm wondering what you think of a HELOC or an HEI.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryMaking Ends Meet Video StudyWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Street Soccer Portland is part of a national organization that aims to expand access to playing soccer by providing a free alternative to the pay-to-play model of club soccer. The local chapter primarily serves elementary and middle school-aged children through afterschool programs currently being offered at 20 schools and community centers in Portland, Tigard, Gresham and Vancouver. Partnerships and donations from companies like Adidas and Nike help provide free uniforms and equipment to participants, most of whom are low-income and would otherwise not be able to afford the hundreds of dollars a youth club soccer team would likely charge to join.  Since joining Street Soccer Portland two years ago, Program Director Julian Alexander has expanded participation in the organization by more than 140%, from roughly 1,000 to nearly 2,400 participants last year. Program Coordinator Saul Meneses Zurita is now helping coach the next generation of players after first playing in one of Street Soccer Portland’s afterschool programs 11 years ago. Alexander and Zurita join us to share the impact Street Soccer Portland is having on and off the field. They’ll also share details about the annual spring tournament that hundreds of fourth and fifth graders will compete in next Friday at Davis Elementary School in Gresham.   

(May 14, 2025)In these parts of California, making under $100,000 means ‘low income.' ‘Original Sin' a damning portrait of an enfeebled Biden protected by his inner circle. Pete Rose & ‘Shoeless' Joe Jackson removed from MLB's permanently ineligible list. How many adults still get money from their parents in 2025?

A nonprofit that recruits volunteers to repair homes is strengthening the physical, social and economic infrastructure of Philly's neighborhoods.

The U.S. Department of Agriculture has approved Governor Kim Reynolds' plan to provide monthly boxes of food for low-income Iowa kids over the summer instead of sending their families money for food.

A federal education program known as TRIO is effectively zeroed out in President Trump’s proposed budget. It began as part of Lyndon Johnson's so-called War on Poverty in the 1960s. Today close to a million low income and disadvantaged students in the U.S. get help from these grants. Earlier this year, the Trump administration excluded students without legal status from being eligible for these programs. We'll hear what TRIO means for Oregonians from the executive director of Oregon TRIO Association, Matt Bisek, and Oregon State University student Brianna Eck. 

Here's the thing: no matter what your catalyst is, whether it's a layoff or you quit and pivoted, you'll always end up where you need to be. Take our guest, Lucia, for example. She was laid off during the pandemic, and soon after, she realized her dream wasn't to be an art director for Amazon. That company, by the way, laid off her entire team as soon as things got rough. Now that she had the freedom to take a breath and think about what she actually wanted to do, Lucia knew she wanted to work for herself and be an illustrator. Now, she's a successful working artist who has partnered with some of the biggest brands in the world.    Lucia Diaz is a published illustrator and co-author of Viva Latina, created in collaboration with Sandra Velasquez, the visionary CEO of Nopalera. As a sought-after public speaker, she has delivered impactful talks for prestigious brands, including American Express, Target, WBENC, We All Grow Latina, and Latinas in Tech. In her work as an illustrator, she has partnered with iconic global brands such as DIOR, Tiffany & Co., CHANEL, Giorgio Armani, SAKS, DVF, and Carolina Herrera, elevating events through live sketching and art that captures the essence of culture and elegance. Lucia Diaz's passion for illustration stems from a deep desire to ensure Latinas see themselves authentically represented.    Growing up, the only Latina she encountered in history books was Supreme Court Justice Sonia Sotomayor. This lack of visibility inspired her to take action. Studies indicate that Latinas constitute only 3-5% of the figures featured in U.S. history textbooks—a statistic that does not reflect their profound contributions to America's legacy. Through her art and storytelling, she illuminates the power of representation. Whether creating inspiring illustrations or leading dynamic workshops, her mission is to celebrate Latinas, amplify their voices, and ensure young girls—like her goddaughter—see themselves in stories of wisdom, strength, and achievement.   In this week's episode, she shares her story of how she went from being a child of a low-income family to working with luxury brands and having an extremely coveted mentor. She went from being laid off to creating a successful business that works with some of the biggest brands in the world. She now shares her story and encourages other artists to start working for themselves rather than relying on corporate entities that don't care about them. Listen to Lucia's episode for incredible entrepreneurial tips, real-life experiences, and heartfelt connections now.    Follow Lucia on: Instagram: @holaluciadiaz LinkedIn: Lucia Diaz LLC Book Link + Subscribe: https://fearlessyaya.com/subscribe/ Check out Lucia's services here: https://byluciadiaz.com/services    Follow Erika on: Instagram @‌theerikacruzTikTok @‌theerikacruzLinkedIn Website: http://www.theerikacruz.com How to work with Erika: Join the waitlist for the Courage Driven Latina program here. Join the waitlist for the Magnetic Mastermind here.   Podcast production for this episode was provided by CCST.

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A groundbreaking new study from the University of Cincinnati reveals that police funding can significantly impact home prices—but the effect depends on the income level of the community. In this episode of Real Estate News for Investors, Kathy Fettke breaks down economist David Brasington's findings, which show that increasing police budgets raises home values by 13% in low-income areas, while decreasing them by at least 14% in high-income neighborhoods. Tune in to learn why these opposing trends had been hidden in previous research, and what this means for investors, homeowners, and policymakers navigating the evolving landscape of public safety and property values. Topics Discussed: 00:00 New Study: Police Budgets and Housing Prices 00:41 Low Income and High Income Communities 01:27 Study Methodology 02:00 Wealthier Communities 02:29 Lower Income Communities LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Source: https://www.uc.edu/news/articles/2025/04/police-spending-housing-prices.html

Alicia Bell's word for this year: Surrender. When Alicia was promoted to her dream job of Chief Executive Officer (CEO) at GraceWorks Ministries, she was shocked to have a cancer scare at the same time. Uncomfortable ambiguity was amplified when Alicia was faced with unexpected challenges in her family. While Alicia was blessed to have Jesus in her heart since she was young, this time required even greater trust. Alicia began to let go of her expectations, plans and very self in order to live the will of God and allow the Holy Spirit to do miraculous work. Alicia experienced how God's grace reaches to the innermost details of her heart and life. In this Easter podcast, learn how God's grace really does work. GraceWorks' mission is to share God's grace, through food, shelter and support. It does this by neighbor serving neighbor. Learn more at: https://www.graceworkstn.org.

Do you consider making 100 grand a year low income? Well, if you're in four Bay Area counties, you might. For more, KCBS Radio news anchor Eric Thomas spoke with KCBS Insider Phil Matier.

Electric Heat: A Hot Topic in ChicagoIn cold winter months, many people have to rely on fossil gas to heat their homes and power cookstoves. Yet all-electric appliances, including heat pumps to heat homes, are quickly becoming a cheaper alternative over the long term, though they often entail higher upfront costs compared to gas appliances.In Chicago, the switch from natural gas to electricity is moving forward, but it is also revealing unintended challenges for low-income residents that are applicable to the broader energy transition. In the historic city core, many older buildings lack weatherproofing and insulation against extreme winter cold. Climate and health impacts, and the high price of burning fossil fuels for heat, provide ample reasons to switch from fossil gas to electricity. But as high-income people are doing so, they leave some of the most vulnerable people behind. As a result, Chicago is now pioneering an effort to support lower-income residents making the transition to all-electric heating. What are the Climate and Health Impacts of Gas HeatingGas heating is powered by natural gas, which is mainly composed of methane, a potent greenhouse gas. From a climate perspective, methane's ability to trap heat in the atmosphere is 84 times greater over a 20-year period than carbon dioxide, making it the second most important contributor to climate change. And, because it lasts for 10 to 15 years in the atmosphere, while CO2 lasts 100 years or more, reducing methane emissions will rid the atmosphere of a potent greenhouse gas much more quickly. One-third of human-caused methane emissions come from the energy sector, and a large portion of methane use comes from waste such as leaks and venting. From a health perspective, a byproduct of natural gas called nitrogen dioxide is known to reduce lung function, and cooking with natural gas stoves has been linked to childhood asthma. Natural gas's climate impacts and more immediate respiratory impacts may pose a health risk in homes that can be reduced by a switch over to electric heating. Why are People Flipping the Switch?As the price of natural gas rises, electricity may become a cheaper option for many Americans. The current structure of utility companies contributes to the high costs that ratepayers are facing. One concept found in utilities is the rate base, which refers to the amount of money and resources a utility company uses to produce and deliver electricity, water, or gas services. Regulators decide whether or not the investments that companies make are considered “prudent” and these expenses are added up to form the rate base, upon which the utilities are allowed to earn a rate so they can profit. This structure means that the costs of large capital investments are paid for by an increase in a rider on ratepayers' bills, passing the cost burden onto customers.For electricity here in California, the threat of wildfires caused by powerlines and the high cost of building transmission means that ratepayers face high electricity rates, especially compared to gas. Meanwhile in Chicago, one main reason many residents are switching to electric heating is because of recent price hikes from the major gas utilities supplier. According to Sarah Moskowitz, Executive Director at the Citizens Utility Board (CUB) of Illinois, a retrofitting effort by the gas utility in Chicago means that customers may be facing unusually high bill riders over fifty dollars, a fixed cost applied even before any gas is used. There is a strong economic incentive in Chicago driving people who can afford to switch over their appliances to electric.But what about those who cannot afford to move away from gas heating? According to Moskowitz, primarily low-income Black and brown communities face some of the biggest impacts of soaring natural gas prices. In addition, the rate base system which allows costs to be passed onto consumers can further exacerbate the problem. As people with the means to switch away from gas do so, this lowers the number of gas customers across which the utility company can divide its costs. This means that the people who can least afford it will bear a greater portion of the costs, a problem sometimes known as the utility debt spiral. But new legislation and funding are attempting to build a path out. Making Heat Accessible & AffordableIn an effort to set Illinois on the path to carbon-free and renewable energy, a law that contains interesting pathways for utility justice was passed in 2021. The Climate and Equitable Jobs Act (CJA) sets ambitious clean energy goals, but does so in a way that prioritizes equity. The bill provides finance for lower-income residents and provides support for energy efficiency and renewable energy workforce development. According to Moskowitz, one particularly climate-justice-focused program is the equitable energy upgrade program, a form of utility bill financing. The law requires major Illinois utilities to file multi-year rate plans, and from these, 40% of the benefits must go toward low-income communities. Exactly how the benefit process will work is being determined. The CJA provides a framework that can be adapted for many other regions. As Chicago takes on the challenge of moving towards renewable electricity in a city with older infrastructure and high heat demand, the city may serve as a case study that other cities can look to when planning for clean energy alongside justice and equity.Who is Sarah Moskowitz?Sarah Moskowitz is the Executive Director at the Citizens Utility Board (CUB) of Illinois, which has represented the interests of utility ratepayers since the 1970s. CUB works to get more consumer-friendly laws passed, runs a utility question & complaint hotline, and organizes consumer education and outreach programs.Further ReadingEuropean Commission: Methane EmissionsPearce, Johns Hopkins University: Gas Stoves Risks to Our Planet and HealthEIA,  US Energy Information Administration: Outlook for Natural Gas PriceErnst, S&P Global: Understanding Rate Base (Regulatory Research Associates, S&P)EPA, Illinois EPA: Climate and Equitable Jobs ActFor a transcript of this episode, please visit https://climatebreak.org/making-electric-heating-accessible-and-affordable-for-low-income-residents-with-sarah-moskowitz/

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Black scholar and educator and American Enterprise Institute senior fellow Ian V. Rowe on why and how his Vertex schools are shaping low-income young people with moral foundations and optimism.  Children in the Bronx are learning the four cardinal virtues and the personal agency which lead them into "the success sequence" that lifts kids out of poverty.Additional Resources: Book: Agency: The four point plan (F.R.E.E.) for all children to overcome the victimhood narrative and discover their pathway to power 

At least one tribal library in New Mexico will have to close after the Trump Administration abruptly canceled federal grants administered through the Institute for Museum and Library Services. Many more libraries and museums in the state and around the country are forced to cut hours, eliminate staff, cancel traditional programs, and curb purchases for new books and other materials. They are among the latest in the on-going efforts by the Trump Administration to drastically change federal services. Those cuts also include supplements to low-income Navajo Nation citizens and hundreds more Native Americans nationwide who rely on the funds to help them heat their homes in the winter. We'll get the latest rundown of staff and funding reductions by the federal government. GUESTS Dr. April Counceller (Alutiiq tribal member of the Sun'aq Tribe of Kodiak), executive director of the Alutiiq Museum & Archaeological Repository Cassandra Osterloh (Cherokee Nation), New Mexico State Library tribal libraries program coordinator Alicia Allard, tribal Head Start consultant and specialist for Little Hawk Consulting Jill Falcon Ramaker (Turtle Mountain Anishinaabe), assistant professor in Indigenous food systems and land practices and director of Buffalo Nations Food Sovereignty at Montana State University Andrea Pesina (Isleta Pueblo), executive director of Isleta Head Start & Child Care and president of the National Indian Head Start Directors Association

We follow up on Mahmoud Khalil, the "Fight Oligarchy' Tour with AOC and Bernie Sanders, the real impact of the tariffs, and what we can expect ahead. We pull no punches and tell no lies over here bro. Jump in with Janaya Future Khan. ps, I accidently hit the stop button instead of outro, forgive the abrupt ending LOL. SUPPORT THE SHOW  Patreon - https://patreon.com/@darkwoke Tip w/ a One Time Donation SUBSCRIBE + FOLLOW IG: www.instagram.com/darkwokejfk Youtube: www.youtube.com/@darkwoke TikTok: https://www.tiktok.com/@janayafk

At least one tribal library in New Mexico will have to close after the Trump Administration abruptly canceled federal grants administered through the Institute for Museum and Library Services. Many more libraries and museums in the state and around the country are forced to cut hours, eliminate staff, cancel traditional programs, and curb purchases for new books and other materials. They are among the latest in the on-going efforts by the Trump Administration to drastically change federal services. Those cuts also include supplements to low-income Navajo Nation citizens and hundreds more Native Americans nationwide who rely on the funds to help them heat their homes in the winter. We'll get the latest rundown of staff and funding reductions by the federal government.

Like most of the country, cities across Minnesota are facing severe housing shortages. It's caused cities to strike an uncomfortable balance between keeping renters safe and keeping them housed.  MPR News producer Ellie Roth talked to MPR News host Nina Moini about a story she covered looking at cities in greater Minnesota with dangerous buildings, vulnerable residents and no good options.

Toni provides information for someone battling cancer, explaining how to best navigate Social Security Disability and eventually enroll in Medicare. It's a complicated process! Toni's new Medicare Survival Guide Advanced Edition book is available now - pick up your copy at www.tonisays.com Want more information? Take advantage of Toni's brand new video series now a available at https://tonisays.com Remember - with Medicare it's what you don't know that will hurt you! There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and https://tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at https://tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguG Spotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null You can find Medicare Moments at: https://podcasts.seniorresource.com/medicare-moments/ Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments! Blessings! Toni KingSee omnystudio.com/listener for privacy information.

The Board of Healthcare Funders says it will appeal a North Gauteng High Court ruling that dismissed its bid to compel regulators to allow low-cost benefit options stripped-down medical aid plans for low-income South Africans. The court sided with government arguments favouring the National Health Insurance, NHI. The BHF insists low-cost benefit options could extend private healthcare to 10 million more citizens and ease pressure on public hospitals. For more on this Elvis Presslin spoke to BHF Managing Director Dr. Katlego Mothudi

Dr. John Van Doorninck is a Pediatric Cancer Hematologist and Oncologist in Denver Colorado. He is also an active member and strong supporter of World Child Cancer, an International Organization whose main focus is to help lower income and middle income countries who do not have the wealth, resources, or expertise to help the Pediatric Cancer communities, as wealthy countries such as the United States are able to do. Dr. Van Doorninck will talk about many facets of this problem, including what solutions are already in place to hopefully bring up the survival rate in these countries to 60 percent by 2030. 

Diving right in at the cusp of the Mars-Titan War, Derwin and Nick discuss the manifest destiny doctrine of Mars and the underclass it leaves behind. #mars #trending #trend #podcast #trendingvideo #books #writing #character #scifi #plot #manifestdestiny

"Cities across the globe have experienced urban blight, where districts that have seen a significant downturn in fortunes are abandoned, residential and business properties left vacant. Responding to this change in fortunes is becoming an industry in itself."What Causes Urban Blight -And What Can Be Done About it" ~ February 2023  blog.bluebeam.comMy Guest This Week Has Success in helping Real Estate Properties & Communities RevitalizeBlighted is a powerful narrative about the decades-long decay and remarkable two-year reinvention of Summerdale, an aging apartment community located in one of Atlanta's grittiest corridors. From burnt-out, mold-infested buildings to traumatized classrooms, Blighted unfolds in the voices of ruthless drug dealers, phantom tenants, fearless landlords, the working poor, educators, and visionary local leaders.After purchasing the property from an absentee overseas owner, Marjy Stagmeier and her partners methodically tackled the crisis festering inside the gated 244-unit apartment property. Two years of relentless work later, Stagmeier reveals how the team that she led built community from chaos. Through on-the-ground, in-the-moment interviews with a wide range of stakeholders, Stagmeier demonstrates how marginalized housing perpetuates intergenerational poverty and the collapse of nearby public schools while showing the multifaceted challenges of improving dire living conditions.Blighted offers a unique insider perspective of the political, human, and economic challenges of delivering equitable housing in a market fueled by inflationary prices, insatiable demand, and competing and often dubious agendas. Summerdale's success is a bright model of how affordable housing, education, healthcare, and social capital can interconnect to build vibrant, sustainable communities―affordable housing communities, nearby schools, and the community at large. From there, kids, families, working people, and neighborhoods can thrive.© 2025 Building Abundant Success!!2025 All Rights ReservedJoin Me on ~ iHeart Radio @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Episode 90: Should Fannie & Freddie Go Private? Plus, The Education Debate This week on Drunk Real Estate, we dive into two major policy debates that could reshape the housing market and the education system as we know them.

President Trump is trying to shut down the U.S. Department of Education—or at least gut it as much as possible—cut off funding and shift some required programs to other departments. There are already multiple lawsuits filed to block the move, which critics say would have a devastating and disproportionate impact on lower-income families and the students who need the most support in school. For more on this, KCBS Radio anchors Patti Reising and Bret Burkhart spoke with Natalie Wheatfall-lum, Director of TK-12 Policy at EdTrust West, an Oakland-based organization that advocates for racial equity in education in California.

DaneNet's expert tech staff are committed to providing quality, affordable services and appropriate technology to those in need in Dane County. The post DaneNet Brings Technology to Non-Profits and Low-Income Individuals appeared first on WORT-FM 89.9.

Are you 60 years old with a low income and wondering, "Can I still retire?" In this retirement video, we explore practical retirement strategies to help you retire on a limited budget and make the most of your retirement savings.

Did you know there's a way to get your windows replaced for free in Pennsylvania - especially if you're strapped for cash? Elevated Remodeling (800-672-8519) can give you all the details! Visit https://elevatedremodeling.com/2024/09/06/pennsylvania-window-replacement-program-2024-benefits-application/ Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

Stephanie Benson with Columbia Gas of Virginia says the deadline to apply is for crisis grants through the Low Income Home Energy Assistance Program (LIHEAP) is March 17th.   She says crisis grants can offer income-eligible households with equipment-related assistance, help with security deposits and heating and utility bills.

In places like Massachusetts where the cost of living is higher than average, many low-income families are having to make a difficult choice each day: pay critical bills and buy food, or pick up hygiene necessities like soap and toothbrushes. Often, the heat and food win out, but that's where Needham's Hope and Comfort Hygiene Hub comes in, making sure families in need are connected to hygiene supplies - even working with local schools to do it. Kerry Carter, the CEO of Hope and Comfort Hygiene Hub, returns to the show to talk about a new grant they received that will help them distribute these items to hundreds of kids in the Chelsea Public Schools.

Don't buy in good school districts. Always end your leases in winter. NEVER raise rents on a tenant. These are just some of the “Dionisms” that have made Dion McNeeley, the so-called “lazy investor,” rich with rental properties. He achieved financial freedom, retiring early with a $200,000/year passive income after slowly, steadily, and lazily investing for the past decade. Want to never swing a hammer? You don't have to! Want tenants to stick around as long as possible? They will! Too scared to have the rent raise talk? Let Dion do it for you! In this episode, we're breaking down the ten different “Dionisms” (unconventional landlord advice) that have literally made Dion millions and can do the same for you.  Dion went from debt-riddled to multi-millionaire in just over a decade, starting his journey making just $17/hour, with three kids and very little time. If Dion can reach financial freedom with FEWER rentals, why can't you?  In This Episode We Cover: Dion's small (but mighty) financial freedom-enabling real estate portfolio  Dion's “binder strategy” that has tenants raise rents FOR you  Why Dion never has his leases expire in the summer (even though EVERYONE says to do this) Buying in average school districts? Dion says DON'T buy near good schools (and he's right) The surprising reason why the “worst states to invest in” will make you the richest  And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Apply to Be a Podcast Guest Maximize Your Real Estate Investing with a Self-Directed IRA from Equity Trust Retire with FEWER Rentals with “The Small and Mighty Real Estate Investor” Find an Investor-Friendly Agent in Your Area Investor Spotlight: From USMC to FIRE With Just 5 Properties Featuring Dion McNeeley Connect with Dion Connect with Dave (00:00) Intro (01:42) Low Income, High Debt, Lots of Responsibility (05:33) $21,000/Month Portfolio! (08:20) Have FEWER Rentals (11:51) 1. DON'T Raise Rents (18:18) 2. End Leases in the Winter (21:05) 3. DON'T Buy Near Good Schools (26:45) 4. DON'T Diversify (29:59) 5. DON'T Use LLCs (32:29) 6. Buy in BLUE States (37:30) 7. Value-Add Isn't Worth It (40:23) Be Like Dion! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1085 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Extra Serving, NRN editor in chief Sam Oches and executive editor Alicia Kelso discuss recent earnings reports from major restaurant companies, results of which have so far been a mixed bag. First up is Dutch Bros, which just crossed the 1,000-unit mark and enjoyed massive sales growth in 2024. Could its ceiling be even higher than the 4,000-unit goal it set for itself? On the other hand there's McDonald's, where sales have continued to be sluggish in the wake of its E. coli outbreak in the fall. Could the real issue be low-income consumers, who seem to be pulling back on restaurant spending in the midst of economic turmoil? Sam and Alicia discuss. In this week's extra serving, senior editor Joanna Fantozzi joins to talk about the recent National Restaurant Association State of the Industry report, which found that operators aren't entirely satisfied with their technology investments. Finally, we share an interview between senior F&B editor Bret Thorn and Marco's Pizza's director of culinary innovation, Kathleen Kennedy. For more on these stories: How Dutch Bros wins with customization, connection, and speedMcDonald's still has some work to do to recover from its E. coli outbreakThe restaurant industry's challenge this year is to win back lower-income consumers

For more than 30 years, Our Neighbors' Table in Amesbury has been working in the Merrimack Valley to help people who are food insecure get access to the nourishment they need with dignity and grace. They've opened up two "free markets" so people can feed their families while still having a choice over what they bring home, but Our Neighbors' Table also offers community meals and home delivery services for those who need them. Lyndsey Haight, Executive Director of Our Neighbors' Table, talks with Nichole about their mission, the local food supply chain, how they foster community, and more.

"Is there a good way to know how much to contribute if you are behind? I'm 32 with about $40k invested. I make $55k in gross annual income. I'm currently saving 25% between 401k and HSA (including match). I'm honestly not sure how much more I could contribute realistically, but I like to have goals to work towards." We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

Mckees Rocks does not need more low income housing full 1808 Mon, 10 Feb 2025 20:48:44 +0000 NdOBKrcO12FM81lM6ufXaTuuBZKNVUSS news,a-newscasts,top picks Marty Griffin news,a-newscasts,top picks Mckees Rocks does not need more low income housing On-demand selections from Marty's show on Newsradio 1020 KDKA , airing weekdays from 10 a.m. to 2 p.m. 2024 © 2021 Audacy, Inc. News News News News news News News News News News False https://player.amperwavepodcasting.com?fee

Earlier this month, individuals and families had just five days to apply for a housing rental assistance program funded by the federal government that serves Deschutes, Jefferson and Crook counties. Eligibility is based on income limits and other requirements, with vouchers awarded through a lottery system to only about 1 out of every 4 applicants. Demand for the vouchers grew by more than a third since 2023, but obstacles still remain for those lucky enough to obtain one.  Reporter David Dudley wrote about the Housing Choice Voucher program after moving to Bend eight weeks ago to work on “Homelessness: Real Stories, Real Solutions.” The series was launched last month by the nonprofit media organization FORJournalism. Dudley joins us to talk about his recent reporting and work on the series, which aims to dispel misconceptions about homelessness in Central Oregon.

“Whoever has a bountiful eye will be blessed, for he shares his bread with the poor.” - Proverbs 22:9Do you have a generous heart—one that seeks out opportunities to bless others, especially those in need? Today, Kelly Miller joins us to share a powerful way you can not only support the poor around the world but also help bring lasting transformation to their lives.Kelly Miller is the CEO and President of Cross International, an underwriter of Faith & Finance. The Global Crisis: Hunger, Clean Water, and PovertyPoverty remains a critical issue around the world, affecting millions of families who struggle to access basic necessities like food, clean water, and education.The numbers are staggering:Over 800 million people go hungry every day.More than 50% of child deaths are linked to hunger-related issues.Nearly 700 million people lack access to safe and clean water.Cross International is a faith-based humanitarian organization dedicated to transforming the lives of impoverished individuals and families worldwide. It is on the front lines, working in over a dozen low-income countries to meet these urgent needs while also addressing the deeper spiritual transformation that brings lasting hope.The Mission of Cross InternationalFounded in 2001, Cross International partners with local Christian ministries to provide essential resources to struggling communities. Their mission is to provide food, water, and shelter and transform lives through the love of Christ.The organization primarily serves Latin America and regions of Eastern and Southern Africa, where the need is particularly dire. Through local partnerships, they empower communities by offering:Nutritious meals for childrenClean drinking waterEducational opportunitiesDiscipleship and spiritual developmentBeyond Humanitarian Aid: Transforming Lives Through ChristCross International goes beyond simply meeting physical needs—they focus on long-term transformation. One example of this is their Thriving Kids Initiative, which ensures children not only receive food and education but also grow in faith and purpose.Take Kenny, a young man from rural Malawi. He grew up in extreme poverty, with little access to food or education. Through Cross International's partnership with local ministries, Kenny was able to attend school and receive his only meal of the day—a nutritious meal provided through the program.Over the years, Kenny has thrived academically, and today, he is a university student in Malawi. He dreams of returning to his village, starting a business, and helping lift others out of poverty. His story is just one of many transformed lives through the work of Cross International.How You Can Help: Become a Thriving Kids AmbassadorThe impact of your generosity can be life-changing. For just $62, you can provide:Life-saving food and waterEducational opportunitiesSpiritual nourishment through the GospelYour gift can make an eternal difference in a child's life. Consider becoming a Thriving Kids Ambassador by giving today.Every gift of $62 helps a child not only survive but thrive through the love of Christ. To join this mission, visit crossinternational.org/faith. On Today's Program, Rob Answers Listener Questions:My problem isn't necessarily with the credit cards. This year, I have financed three reasonably large items, including a used RV that I financed for $17,000 at 10.99% interest over 15 years. If I wait to pay it off for the entire 15 years of the loan, the total cost will triple or even more. How can I pay off this RV more quickly with the resources I have left?I'm in a tough financial spot with debt and no money, and I'm not sure if I should file for bankruptcy or keep trying to pay it off. I want to honor God with my finances, but I'm really struggling.I'm interested in the advantages and disadvantages of creating a trust with money we have after the passing of a loved one, as opposed to investing the money in mutual funds. Since I'm unsure of our intentions for the money, I'm trying to determine whether a trust is the better option or whether I should invest it in mutual funds.I have a $400,000 rental property with $60,000 left on my home mortgage. The rental brings in $1,800 per month. Should I sell the property, use the proceeds to pay off my debts, and invest the remaining $340,000, or should I continue renting the property until I'm 65?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly PublicationCross InternationalLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Danielle Perry, board member at the National Lifeline Association (NaLA), joins the podcast to discuss the results of NaLA's consumer survey showing the significant consequences felt by low-income Americans since the ACP ended. Hosted on Acast. See acast.com/privacy for more information.

Pandemic-era federal funding allowed Vermont to double its budget for free weatherization for low income households, and, for the first time, help people with leaky roofs or dirt floor basements. Now, a key share of that money is about to dry up.

David Velasquez is an internal medicine resident physician at Brigham and Women's Hospital. Stephen Morrissey, the interviewer, is the Executive Managing Editor of the Journal. D.E. Velasquez, E.T. Roberts, and J.F. Figueroa. The Plight of “Dual Noneligible” People in the United States. N Engl J Med 2025;392:105-107.

Today Reverend Dr. Carmen Porco joins host Christina Lieffring to discuss his decades long career working in low-income housing. The post Rev. Dr. Carmen Porco on 50 years of low-income housing advocacy appeared first on WORT-FM 89.9.

Public health officials are investigating the first human case of bird flu in L.A. County. A judge found the city of L.A. guilty for illegally blocking low-income housing in certain neighborhoods. How to follow the whereabouts of Santa Claus. Plus more. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

A more than 40-year-old housing program for mothers with low income is back up and running after it was saved from bankruptcy. A nonprofit developer called Trellis bought the property this fall.This week, the state plans to secure $8 million in funding to keep the property and its programs afloat. Now almost 60 mothers and their children — many of whom have said the development was a safe place to recover from abuse or addiction — will remain in place and start receiving supportive programming. Corinne Martin has been living at the development in St. Louis Park. She joins Minnesota Now to talk about her experience.Jennifer Ho is the commissioner of Minnesota Housing, she also joins the program to talk about the request to the state.

An existing program is Whole Home Dallas, which connects residents with resources for essential home improvements, including weatherization, to improve home resiliency and reduce energy costs. Also, Texas Land Commissioner Dawn Buckingham invited President-elect Donald Trump to build an immigrant detention center on a state-owned 1,400-acre ranch less than a 10-minute drive from Rio Grande City, the county seat; a Mesquite officer shot a person multiple times early Monday after police responded to sounds of gunfire and witnessed a vehicle crash, officials said. Shortly before 3 a.m., officers near Interstate 30 and Sorrento Boulevard heard gunfire from near the interstate, according to a news release from the police department; And, seafood restaurant Pesca opened in Trinity Groves, the restaurant park in West Dallas last week. It comes from Jesus Carmona, whose erstwhile restaurant Tacos Mariachi got a high-profile visit from Guy Fieri for an episode of Diners, Drive-Ins and Dives on the Food Network in 2018. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, host Slocomb Reed interviews Mikhail Kaufman, COO of Kraft Capital Investments, who specializes in LIHTC (Low Income Housing Tax Credit) multifamily properties in the Dallas-Fort Worth area. Kaufman shares his expertise in managing these specialized properties, explaining how LIHTC deals require unique operational knowledge due to income restrictions and compliance requirements, but can offer better returns due to less competition from buyers. He details how his team creates value through operational efficiency, leveraging housing subsidies, and potentially repositioning properties once tax credit restrictions expire. Kaufman emphasizes that staffing remains his biggest challenge, particularly finding and retaining qualified maintenance personnel, and stresses the importance of hands-on management and building strong relationships with employees. Mikhail Kaufman | Real Estate Background Chief Operating Officer - Craft Capital Consulting Based in: McKinney, Texas Sponsors: Altra Running Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textAre you making the most of year-end tax strategies to reduce your tax liability?In this episode, Mike Jesowshek, CPA and owner of TaxElm, dives into essential year-end tax planning strategies for business owners, focusing on income timing, deductions, and proactive spending decisions. He explains how understanding current and projected income is key for effective tax planning, particularly for cash basis businesses. Strategies covered include prepaying expenses, delaying receipts, utilizing Roth conversions in low-income years, and taking advantage of family support tax benefits through appreciated stock transfers. Discover how income timing, deductions, and smart spending choices can save you more as a business owner![00:00 - 05:08] Introduction to Tax Planning with Income ProjectionsMike Jesowshek introduces the importance of factoring in current and future income for year-end tax planning.He discusses the significance of strategic decisions around spending on necessary equipment.Effective tax planning requires knowing this year's financial standings and projecting for the next year.[05:08 - 10:47] Strategic Planning with Flow-Through EntitiesFlow-through entities impact tax planning based on business profit.Mike introduces the goal of shifting after-tax expenses into pre-tax spending.He advises against prepaying in low-income years when expenses may be more beneficial in higher income years.[10:47 - 16:19] Buying Necessary Equipment for Deduction OptimizationMike advises only purchasing necessary equipment and aligning those purchases with high-income years for optimal tax benefits.He outlines how credit card spending can secure a deduction this year, even if payment occurs in the next.Roth conversions can be a way to maximize future tax-free growth during low-income years.[16:19 - 19:56] Utilizing Appreciated Stock Gifting to Family MembersMike advises on gifting appreciated stock to family members in lower tax brackets instead of cash for tax advantages.He discusses limitations with children due to kiddie tax but highlights opportunities with other family members.[19:56 - 25:19] Strategic Year-End Tax PlanningMike recaps key strategies for minimizing taxes legally by year-end.He emphasizes the importance of strategic planning and using every deduction opportunity as a business owner.Direct Quotes:"We always want to take advantage of what's available to you." - Mike Jesowshek, CPA “A Roth account grows tax-free and withdrawals are tax-free—that's a beautiful thing.” - Mike Jesowshek, CPA“The IRS loves business owners; they create jobs, employ people, and grow the economy.” - Mike Jesowshek, CPACheck out this episode's blog post: What Year End Strategies Are Available to Business Owners______Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin TaxElm: https://taxelm.com/-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/YouTube: www.TaxSav

Ray Glymph discusses his journey from experiencing homelessness to building a $10 million real estate portfolio focused on affordable housing. He shares insights on successfully managing Section 8 properties, debunks misconceptions about low-income housing, and emphasizes the importance of local market knowledge and relationship building with housing authorities. Ray also discusses his strategy of targeting 5-20 unit properties and adapting to current market challenges. Ray Glymph | Real Estate Background Glymph Consulting Based in: Pittsburgh, PA Say hi to them:LinkedIn Instagram Sponsors: Altra Running Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't have enough money to buy rentals? Neither did Brandon Tilson. As a social worker, he was never on the higher end of the income scale, but thanks to some serious side hustles, he now has eight rental units in just two years! How did he do it while working full-time and having a family to feed? Today, we're talking to Brandon about why ANYONE can invest in real estate, no matter your experience, salary, or cash in the bank. Brandon doesn't have just one side hustle, or two, or three—he has five separate side hustles, leaving him with six jobs to take care of. It's no surprise that Brandon works anywhere from sixty to eight hours a week, but it's all been worth it for him, especially after seeing his real estate holdings go from zero to eight rental units in an extremely short period of time. Now, he's less than ten years away from financial freedom, allowing him to retire early if he wishes to at just forty-five years old! Brandon gives crucial advice for anyone trying to invest in today's market, even with higher interest rates. We talk about different side hustles that bring in extra income, how he funded his first deal, what to do when your renovation becomes a “trainwreck,” and whether or not getting your real estate license is worth it. Plus, why investing alone is much harder than doing it with a partner (or spouse!). In This Episode We Cover: How Brandon scaled to eight rental units in just two and a half years (even on a lower income!) Making extra income every month with real estate (and non-real estate related) side hustles Using a HELOC (home equity line of credit) vs. a cash-out refinance for your first rental  Whether becoming a real estate agent is worth it as a part-time side hustle  Finding your financial independence number and why it's crucial to know how much you need to be set for life Why you should not DIY your home renovation (even if you have the time)  And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Episode #1,009 Invest in Turnkey Properties with REI Nation Get Started with “The Book on Rental Property Investing” Find an Investor-Friendly Agent in Your Area See Dave at BPCON2024 in Cancun! 6 Rental Properties in 15 Months (While Working 3 Jobs!) w/Brandon and Dani Tilson Connect with Brandon Connect with Dave (00:00) Intro (01:31) Investing While Working 6 Jobs! (07:24) First “Trainwreck” Deal (16:17) Second “Turnkey” Property (19:33) Becoming an Agent? (23:13) His Financial Freedom Number (26:08) Investing On a Low Income (29:13) Early Retirement at 45! (32:06) Advice for New Investors Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1009 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices