Generation born during the postâ€“World War II baby boom, with birth dates generally from 1946 to 1964
Within a decade, America will be looking different. In addition to other demographic changes, 70 million Baby Boomers are now entering their retirement years. For the first time in our history, there will be more older adults than children. This huge societal change will affect how families provide eldercare, how older Americans access transportation, and […]
Richard Haiduck is a former life sciences executive and mentor, and now has an active retirement. He is immersed in challenging the boundaries of his own retirement, while observing the experiences and areas of curiosity of his fellow retirees. At age 7, he was sure he wanted to be an author. Now, 66 years later, that dream has become a reality. He has written a book called Shifting Gears: 50 Baby Boomers share their meaningful journeys in retirement. The inspiration for the book came from hearing about the meaningful journeys in retirement taken by his friends and colleagues.
Episode 2179 of the Vietnam Veteran News Podcast will feature a story about the astounding opinion piece by Vietnam Veteran Gary Beatty about how we blew it. The featured opinion piece appeared on the Pagosa Daily Post website and is … Continue reading → The post Episode 2179 – Vietnam Vet Gary Beatty says to his fellow Baby Boomers – We Blew It appeared first on .
It's no secret that as Baby Boomers age, more people are retiring than ever before. And with retirement comes changes. People downsize, they declutter, and they make shifts so they can have a fresh start in retirement. On this episode of In the Money Insight, Cory shares one tip for simplifying retirement – consolidating retirement accounts. In the Money Insight is a show about the markets, investing, financial planning, and life. Join Cory Bittner, CRPC® as he shares his insights on what he's paying attention to and what he's reading and writing about. Falcon Wealth Advisors is an independent-minded wealth management practice located in the Kansas City metro. Our team of 11 professionals specializes in retirement planning for individuals. We help our clients make important decisions around when to retire, social security, health insurance, tax planning, and many other financial planning topics. In addition to helping our clients plan for a successful retirement we also implement investments solutions. We believe that what sets us apart is our philosophy to avoid investment products and instead buy/sell individual stocks, bonds, and options for our clients. We do this to eliminate the middle man which we believe increases control and transparency, and decreases fees. Clients choose to work with us to enhance their financial literacy and explain exactly what their financial plan means to them. Visit Our Website https://www.falconwealthadvisors.com/ Listen to our Podcasts https://www.falconwealthadvisors.com/content.html We're Social! https://www.facebook.com/FalconWAdvisors/ https://www.instagram.com/falconwadvisors/ https://twitter.com/FalconWAdvisors https://www.linkedin.com/company/falcon-wealth-advisors/
Generations in the Workplace.A client recently asked me to do some research on the differences between the generations in the workplace. Specifically, she wanted to know about the different styles of communication between different ages. I like to think of myself as a communication expert. Granted, those who work around me will likely argue with that diagnosis. However, I have to admit, some of the things I uncovered while doing this project really surprised me. So, I thought it might be a good idea to publish the results.This session will cover a few key items. First, we will identify the specific generations. We hear people using terms like Baby Boomers and Millennials, but what do those terms really mean? And do entire generations think similarly. Next, I'll show you the specific communication channels that each generation prefers. Interestingly, the communication channel preferences are pretty obvious when we look at the technology changes that occurred in each generation. Then finally, I'll point out the pros and cons of each type of communication.You might actually find that the channel preferred by a different generation is more efficient. In this episode, we cover what the four generations in the workplace are -- Baby Boomers, Generation X, Millennials, and Gen Z. We also cover the technology that was introduced during each generation's formative year that shape the channel of communication that each prefers. I'll give you a hint... Millennials and Gen Z are pretty much polar opposites in how they like to communicate.For full show notes, visit Differences Between Generations and Style of Communicationhttps://www.leadersinstitute.com/differences-between-generations-and-style-of-communication/
The increase on taxes on the rich with the Human Infrastructure plan is rumored to cost the average American nothing, but that's not quite the full story. The long-term implications of the cost of the plan say differently. Fiscal insanity has been a bi-partisan venture, and it has been for at least the last 20 years. Debt goes up under Republican administrations just as much as Democrats. Under Donald Trump's administration, the debt rose by an average of $2 trillion per year. Historically, the debt rose by $1 trillion driven primarily by Social Security, Medicare, and Medicaid as Baby Boomers begin to retire. Broken down, this means that there is an extra $23,500 in federal debt for every person in the country. Only two other presidents have come close to spending as much, George W. Bush and Abraham Lincoln, both of whom oversaw extraordinary circumstances during their presidencies. One of the things that drove up the debt was the Covid-19 crisis, but the debt had already soared to grave levels prior to the pandemic. Trump cut taxes but didn't do anything to cut spending, and this caused debt to soar to unprecedented levels. The national debt is now at the point where it's higher than it was at the conclusion of World War 2. The difference is that we could demobilize after WW2 but we can't avoid the primary expenses looming over the nation now. A common myth that many people believe is that we can grow our way out of the national debt. The debt is growing at an extraordinary rate and there is no way for revenue to grow in comparison. The tariffs Trump introduced were believed to help eliminate the budget deficit and pay down the national debt, but that was not the case. The Trump tax cuts were primary drivers of increasing the debt, when combined with a lack of cuts to spending. The tariffs also had a minimal impact on the debt once it had been allocated. The fiscal gap and the national debt are so large that the idea of taxing the rich pales in comparison. Taxing the rich, even at 100% levels, it's only enough to pay the interest on the debt and fund a couple of programs for a few weeks. There are huge fiscal unsustainabilities in the scope of the federal government's budget. By early 2019, Trump was telling the American public that the national debt was a grave threat to economic and societal prosperity. Other officials began sounding the alarm as well. Historically, we have racked up debt but with good excuses for doing so. This time we accumulated debt when the stock market was booming. When every other country was getting their house in order, we continue to pile debt onto the national credit card. We are currently at 130% debt-to-GDP and for most economists, alarm bells are going off. The reason why now is different from WW2 when we had similar levels of debt is we are now funding social programs that are slated to grow dramatically in the near future. The real issue is the cost of the interest on the debt. Most of the debt has been financed in the short term and will have to be refinanced. If interest rates go up in the interim, the cost of that interest is going to skyrocket and consume the federal budget. Low-interest rates are manageable now, but if and when that changes in time, the risk becomes greater. Blame can be laid on both sides of the aisle, but if you're a Republican you need to acknowledge that the Trump administration accumulated a record amount of debt in a short time period. If you're a Democrat, you need to insist your representatives show some leadership regarding the fiscal future of the country. Social programs like Social Security, Medicare, and Medicaid are driving the debt and unless something is changed the problem will only escalate. This will only increase the likelihood and magnitude of higher tax rates in the future. Mentioned in this Episode: Donald Trump Built a National Debt So Big (Even Before the Pandemic) That It'll Weigh Down the Economy for Years - https://www.propublica.org/article/national-debt-trump
Link To Article: https://bit.ly/3FXxatlThe Changes In The Gaming Industry Since Gen Z Came AlongAs you'll discover in the report, the lower engagement for older generations is due to the group dedicating more leisure time to traditional forms of entertainment. Meanwhile, Gen Z and Millennials spend more leisure time on games than any other pastime, including TV, movies, and even listening to music.Different generations' playing engagement trickles into spending—as it often does, with younger generations being even likelier to spend on the pastime.Roughly 69% of Gen Z and 70% of Millennial consumers reported spending money on games in the past six months vs. 52% and 29% for Gen X and Baby Boomers, respectively.But why is this the case? Download the full report for free for a deeper analysis (and more data!)Gaming is now available on more screens than ever before. Mobile is by far the biggest segment (by revenues and players alike); however, the boundaries between platforms are blurring.To that end, younger generations are more platform-agnostic than ever before, typically playing across multiple platforms:Support the show (https://bit.ly/2XdAlJC)
This week The TV Boys sit down to discuss Michael J. Fox. We wanted to make a "Forward to the Past" pun here, but that's already an actual episode title from 'Back to the Future: The Animated Series' so just listen in for more jokes, show facts and fun times.
Ok, our internet was straight up not having a good time for this recording. So, if you hear some weird chops, it's just how the edit happened. Today the file upload froze twice before finally slowly achieving success. Stereotypical Mercury in retrograde stuff, ya know? This week, we kick it off with a rant about how nuts it is to work in customer service this day and age. That's quickly balanced out with a story about a kind listener, random musings about Baby Boomer facial hair, shoes from the 80s, and an update about the Finish Line sealant in Andrea's rear tire. Listener questions we tackle this week:Rocky Mountain Element = death of the XC bike? What to do about water ingress in a rimWhy aren't Gearbox bikes more popular? (again)Kenny's art and science of wheelbuildingSupport the Podcast! JRA PatreonJRA PayPal
New Zealand's Superfund celebrates its 20th anniversary today, as Baby Boomers hit retirement age. Former Minister of Finance, Sir Michael Cullen established the fund on October 11th 2001, in anticipation of a bulge in an aging population reitiring.
Pollster Kristen Soltis Anderson has some new numbers showing how Millennials and Gen Z are reshaping the Republican Party. She chats with Boyd about the trends and how Democrats are also having to deal with a changing electorate. See omnystudio.com/listener for privacy information.
Cannabis prohibition did a real number on both Baby Boomers and Gen X'ers like me. And though we're nearing the end of cannabis prohibition, the journey to ending cannabis misinformation is far from over. Elana Goldberg, CEO of The Cannigma, and I discuss history, cannabis research, and a new cannabis classification system. We explore the power of story, the importance of finding credible sources, and how to detect misinformation. In the Sustainability Roll-Up by OCB rolling papers, we tackle disinformation and waking up the consumption zombies in our lives. As always, find great resources in the show notes at casuallybaked.com! MJ Relief is the Ph.D. formulated CBD muscle rub I co-created with Dr. Monica Vialpando, my cannabis soul sister and formulation scientist. Support our launch and get relief for what aches and pains you now: Purchase here. Shop Dr Love CBD in October using promo code: BAKED to SAVE 20% ✌️
Sahar Paz is an author, professional speaker, personal branding expert and the CEO of Own Your Voice Strategy Firm where she has clients ranging from Gen Yers to Baby Boomers. Sahar has had the entrepreneurial spirit since the age of 13 when she launched her first company. With two decades of leadership experience, her keen communications and management skills were honed in her first managerial position in fashion, leading a multigenerational team with most members her senior. She then went into the conservative world of finance where she further learned how to own her voice, be strategic and navigate the complexities of an age-diverse team. Inspired to share what she learned in business, Sahar pivoted and dedicated herself to giving a voice to people and issues by founding Free Your Star Foundation. The nonprofit empowered minority high school students in Brooklyn with programs and scholarships that focused on the business side of fashion. She continues to provide business and career advice to her former Millennial mentees now in the workforce. In addition to listening to the episode, you can watch a video of their discussion on our YouTube Channel. And be sure to subscribe to support the podcast! Championing the voice of others to help them understand their emotional drivers and their personal power has always been Sahar's mission. Her book, Find Your Voice , part-memoir, part cognitive behavior guide, epitomizes that pursuit. As a member of Gen X, she understands the common sentiment of her generation: feeling overlooked and underappreciated. Sahar is a sought-after multigenerational translator known for being a dynamic keynote speaker who ignites excitement for a typically exasperated topic in the workplace--the generation gap. Sahar is hailed as a conscious leader who offers the wisdom to lift up Gen X leaders to build better business practices. Keynote speaking clients have included several corporations, conferences, and universities, such as Facebook, HBO, Whole Foods, Greater Houston Partnership, Texas Medical Center, Emerging Women Live and the University of Denver. Audiences walk away with the skills to communicate fluidly across generations, build stronger teams and maintain company retention. Sahar currently lives in Houston with her dog Rico. Instagram - https://www.instagram.com/saharpaz Twitter - https://twitter.com/SaharPaz LinkedIn - https://www.linkedin.com/in/saharpaz/ Links to her online courses: https://www.saharpaz.com/find-your-voice https://www.saharpaz.com/personal-brand For general information about the podcast, send an email to email@example.com To follow Mitch and the podcast, go to linktr.ee/beinhakerlaw. You can subscribe and listen to episodes on Apple Podcasts, Google Podcasts, Amazon Music and most other directories. Please review us whenever possible and thanks for your continued support! Sponsorships and paid guest appearances are available. Connect with us by email or on social media. The Accidental Entrepreneur is brought to you by Beinhaker Law, a boutique business & estates legal practice in Clark, NJ. To learn about shared outside general counsel services and how to better protect your business, visit https://beinhakerlaw.com/fractional-gen-counsel/ Please support our affiliate sponsors (https://beinhakerlaw.com/podcast-affiliates/). Also be sure to visit our new podcast store (https://beinhakerlaw.com/podcast-store/) to purchase affiliate services, guest merchandise and even podcast merchandise. Yes, we have merch! Digital Accelerant - the digital business card that generates leads. Get a custom branded digital card with information and links to all your social media, email and other information. Text LAW to 21000 to connect with us and request more details. Fetch Internet. Fetch Pro is an app that creates a secure and high-speed mobile internet connection for laptops and desktop computers. Printify - the on-demand print shop to create your own merchandise without cost or the need to house inventory. The Accidental Entrepreneur is a trademark of Mitchell C. Beinhaker. Copyright 2018-2021. All rights reserved.
The third in a special five-part series on generational consciousness and conflict. This is an excerpt. For the full 1h40min episode, subscribe at patreon.com/bungacast In this episode, we examine the Baby Boomers – myth and reality. The revolt of the '60s has been misunderstood in many dimensions. Was it betrayed or did it always express capitalist ideology? Were the Boomers the ones who really did the 1960s anyway? And what world have the Boomers created as they passed through life – and institutions? Guests include: Jennie Bristow, senior lecturer in sociology at Canterbury Christ Church University Helen Andrews, senior editor at The American Conservative Josh Glenn, semiotician, author, and publisher of HiLoBrow Jeffrey Alexander, professor of sociology at Yale University Holger Nehring, chair in contemporary European history at the University of Stirling Kristin Ross, professor emeritus of comparative literature at New York University Original music by: Jonny Mundey Additional music: Medité / A Change in My Heart / courtesy of epidemicsound.com Ondolut / Blumen / courtesy of epidemicsound.com Elliott Holmes / Bull Chase / courtesy of epidemicsound.com Kick Castle / Kick Down / courtesy of epidemicsound.com T. Morri / Nuthin' but Nuts / courtesy of epidemicsound.com Other Clips: American Pastoral Trailer © 2016 - Lionsgate Mai 1968 © France 3 Paris Ile-de-France Imitation de Daniel Cohn-Bendit © C'est Canteloup Baader Meinhof Complex © 2008
Ever wonder about COVID's affect on retiree's? This week Victor and Mark discuss how the 3 million Baby Boomer's that retired in the past year have affect on the U.S. economy. What is the sandwich...
If you've been wondering just how many renters are moving to the suburbs, there's a new report that will give you a really good idea. RentCafe says that, over the past decade, dozens of suburbs have transitioned from a majority of homeowners to a majority of renters. And it's projecting that dozens more will follow in the next five years.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.RentCafe looked at data for 1,105 suburbs in the nation's 50 largest metros, and found that in 242 of those suburbs, renters outnumber homeowners. (1) But of those 242 renter-dominated suburbs, 103 suburbs transitioned to a renter majority in just the last ten years. It also says that 57 more are likely to do so over the next five years.Renters Migrating Toward the SuburbsRentCafe says that: “During the past decade, the migration toward the suburbs developed fast.” It says: “The number of suburban areas where renters are the majority grew by a staggering 69%.” While 103 suburbs transitioned to a renter majority in the last ten years, only four suburbs went in the opposite direction, where homeowners became the majority over renters.Millikin University associate sociology professor, Dr. Kenneth Laundra, told RentCafe that the modern day suburb is much different that the “Baby Boomer fantasyland” it was years ago. He says: “We have reimagined the American dream for a modern, more diverse society where people are having fewer children and getting married much later in life (if at all), and where most good job/career opportunities require one to be flexible.”The Commercial Observer captured the spirit of that idea in a blog about the RentCafe report. The subtitle says: “The American Dream may no longer be about buying a home, but renting one.” (2)That blog pointed out that the largest 50 suburbs gained 4.7 million people in the last ten years, and 79% of them were renters. That brought the approximate total number of suburban renters up to 21 million people, which is an increase of 3.7 million. During that same time frame, homeownership in those same suburbs only went up 3%.Census data also provides an interesting snapshot of the suburban renter demographic. It shows that almost two out of every five suburban residents are renters. That's an average of 39% of the people who live in the suburbs of our largest cities. Most of those renters are Millennials or Gen Zs who are interested in more affordable housing and a flexible lifestyle. The Commercial Observer reports that 55% of suburban renters are younger than 45 years old with a median income of about $50,000.Top Three Metros for Suburban Renter GrowthThe RentCafe report shows that 38% of the transitioning suburbs are found in three of the largest metros -- Miami, Washington, D.C., and Los Angeles. One of the most famous L.A. suburbs is on that list. Due to a steady increase in renters over the last ten years, the data shows that 51% of the people who now live in Beverly Hills are renting their homes. According to RentCafe, the median income in Beverly Hills is about $81,000. The suburb attracting the most renters to the D.C. area is Merrifield, Virginia. RentCafe says the renter population there is 87% higher than it was a decade ago. Of the 103 suburbs that transitioned, Merrifield now has the largest share of renters at 64%. It also has the highest median income at $98,000. In the Miami area, the suburb that has become heavily dominated by renters is Doral, near the airport. The renter population grew 83% there, making it the third-largest area for renters in the nation. RentCafe says that some of its popularity may be due to its rank by Go.Verizon as the third-best small city to start a small business.Rent Growth In Other StatesWhile suburbs in California, Washington, D.C., and Florida captured many of these renters, there are many in other states that experienced rapid growth of their suburban renter population. The share of renters in Maple Heights, Ohio, Southeast of Cleveland, grew by 87%. Eastpoint, Michigan outside of Detroit, is close behind Maple Heights for renter growth at 83%. Among those expected to flip in the coming years, RentCafe says there will be more in California and Florida, but also “quite a few in Georgia, Maryland, Missouri, and Ohio.”If you'd like to see a list of the suburbs that have flipped or will likely flip in the next five years, check for links in the show notes at newsforinvestors.comYou can also join RealWealth for free at our website. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources, including experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more.And please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.rentcafe.com/blog/rental-market/market-snapshots/picket-fences-for-rent-100-suburbs-turned-renter-majority-this-decade/2 -https://commercialobserver.com/2021/09/renters-now-rule-the-suburbs-in-dc-miami-and-los-angeles/
American millennials are approaching middle age in worse financial shape than every living generation ahead of them, lagging behind baby boomers and Generation X despite a decade of economic growth and falling unemployment. New data show that millennials may never catch up with the generations of Americans that came before them. The Fed analyzed income, debt, asset, and consumption data and found that millennial households had an average NET WORTH nearly 40% less than Gen X households had in 2001, and about 20% less than baby boomer households had in 1989. At the same ages, Gen X men working full time earned 18% more than their millennial counterparts do now, and BABY BOOMER men earned 27% more when adjusting for inflation, age, and other variables. How could this affect YOUR retirement? Stocks may not keep their values due to weakening demand and the Social Security system may deplete faster than we thought. Today, we'll review the Wall Street Journal report. That and much more..don't miss it!...MASTERING MONEY is on the air!!!
Bobbi sits down with her son Bryan to discuss weight loss. The struggle is real and too often we focus on fad diets or quick fixes rather than lasting change. Join us in our discussion today about living healthier lives. Feel free to email us at firstname.lastname@example.org to give us your feedback or topic requests.
In today's episode, Rusty and Robyn talk with Suzanne Daly, Vice President of Model Portfolios at Fidelity Investments. After working with brokers, dealers, RIAs, and multi-family offices at Fidelity for more than 18 years, Suzanne now oversees the managed account model portfolios and managed accounts distribution efforts. Together with her team, she helps firms optimize their tech stacks, assembling efficient workflows, and outsource investment management. Suzanne talks with Rusty and Robyn about the framework for holistic wealth planning, the criteria for outsourcing investment management, and the generational differences and challenges in the advising workplace. "A financial plan is the map of how individuals get from point A to point B. But there couldn't be a more personalized journey. Your point A looks a lot different than my point A, and my point B may look a lot different than your point B. So the beauty of what an advisor has to do is chart that course for the client." ~ Suzanne Daly Main Takeaways Gen Z investors have changed the pace of advisor-client relationships. Baby Boomer investors put a lot of value in portfolio construction management, research, and due diligence whereas Gen Zs are considering the non-financial aspects of their assets (i.e. digital presence). The three key principles of holistic financial planning include continuous engagement, creating comfortable and personable experiences, and comprehensive services. Outsourcing to third-party investment managers can help you save time, especially if they are experts in portfolio construction. Segmentation drives personalization across portfolios. It also ensures high performance and strong ties with every client. Advisors with high emotional intelligence (EQ), listening skills and empathy, are the ones who build and maintain lasting relationships with their clients. Links Suzanne Daly on LinkedIn Fidelity Investments Walking on Sunshine by Katrina & The Waves Sustainable Investing for Advisors: Having Better Conversations with Clients (White Paper) Investment Management Support for Advisors: Using Outside Resources (White Paper) Pathways to Success for Emerging Advisors (White Paper) Delivering Value to Gen XYZ Clients (White Paper) Peloton Netflix Kitces and Carl Podcast Craig Iskowitz William Trout FinPoint Podcast Jordan Burgess Dirk Hofschire The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics by Daniel James Brown Connect with our hosts Rusty Vanneman Robyn Murray Subscribe and stay in touch Apple Podcasts Spotify Google Podcasts 2427-OAS-9/8/2021
Ce mardi 28 septembre, la manière dont Digital Baby Boomer accompagne les marques qui veulent communiquer sur Internet et toucher les plus de 55 ans a été abordée par Lorraine Goumot et Yves Bozzi, fondateur de Digital Baby Boomer, dans la chronique La pépite dans l'émission Good morning business présentée par Sandra Gandoin et Christophe Jakubyszyn sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Chuck Rozanski, the owner of Mile High Comics, returns to discuss politics! We start off discussing the prospect of pandemic austerity causing a collapse of the collectibles market. We then move on to topics ranging from the political evolution of Baby Boomers, to the efficacy of voting for Democrats, to whether a modern anti-war movement is possible.Join the conversation! Submit questions to guests by becoming a PRIMO RADICAL patron for only $1 a month on Patreon: https://patreon.com/primoradicalSubscribe to PRIMO RADICAL on YouTube, Spotify, and iTunes!https://primoradical.com/ https://facebook.com/primoradical/ https://twitter.com/primoradical/ https://instagram.com/primoradical/https://minds.com/primoradical/https://youtube.com/c/primoradical/Support the show (https://www.patreon.com/primonutmeg)
Chuck Cooper of WhiteWater Consulting is not your average consultant. He helps business owners with providing the correct benefits packages that will appeal to a diverse workforce. He advises on how to make your plans attractive to the Baby Boomers as well as the Gen Z-ers. Join us in this podcast as we discuss how mental health has become a priority in benefits packages and how to appeal to cross-generational workforces.
The annual Social Security beneficiary report was recently released and just like every other year that they release it, it has caused people to worry about their future. Social Security is a crucial, foundational element of most retirement income plans, so when you read headlines that it will run out soon how should you react? Should you go about changing your retirement plans altogether? Should you file for Social Security early to ensure you get the most out of your benefit? We'll explore these questions in this episode of Retirement Starts Today. Outline of This Episode [1:52] Will Social Security run out in 12 years? [4:44] How to fix the Social Security math problem [11:20] What you should do to prepare for a Social Security pay cut Covid has exacerbated the Social Security funding crisis The recent report released by the government was unsurprising to anyone who has been paying attention. This year's statement revealed that the Social Security trust fund will ‘run out of money' in 12 years which is one year sooner than previously anticipated. The time frame has been accelerated due to the Covid pandemic. The issue of ‘running out of money' is caused by a math problem. There are insufficient people entering the workforce to support the increasing number of baby boomers that collect Social Security each month. The record unemployment rates during the pandemic resulted in even fewer people contributing to the Social Security fund. There is a myth that there are fewer people in the generations succeeding the baby boomers than there are in the baby boomer generation, but this myth isn't true. There are actually more people in each of the generations that follow the Baby Boomers. So, the problem isn't due to a lack of work-age people. It is due to a lack of funding. How to fix the lack of Social Security funding Before I continue, I need to address the wording that everyone uses surrounding the shortage in Social Security funding. It is commonly stated that Social Security will run out of money. However, Social Security cannot run out of money while workers continue to pay into it. The issue is that there won't be enough income coming in to support the money going out to the beneficiaries. This means that there will be a reduction in benefits rather than a complete lack of funds. There are two ways that Congress could alleviate the Social Security funding problem. They could increase payroll taxes beyond the current $142,800 cap or they could increase the percentage of the 12.4% payroll tax that comes from each worker. What you should do to prepare for a Social Security pay cut Hopefully, now you aren't worried about the complete elimination of the Social Security program, but you may still be concerned about getting a Social Security pay cut in retirement. Many people feel pulled to file early so that they can get into the program as soon as possible. However, if there is a reduction in Social Security benefits those people will be taking a cut on an already reduced benefit. If you wait until age 70 to collect your Social Security payment you will receive 132% of your original benefit. So if there does end up being a reduction in the Social Security program, then you will end up taking a cut on an increased amount. What would you prefer--taking a cut on a cut or a cut on a larger amount? Don't let sensationalist headlines dictate your retirement plans. Create your retirement plan based on your own unique needs. By maintaining a long-term focus you could end up saving hundreds of thousands of dollars in opportunity costs. Resources & People Mentioned Boomer Benefits Boomer Benefits Youtube channel Boomer Benefits Facebook Group CNBC article on Social Security US News article on Social Security Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify
Our Kickass Boomer of the Day is Andy Robin, a retirement revolutionist, life coach, and the author of “Tapas Life: A Rich and Rewarding Life After Your Long Career.” Andy's book is not your ordinary retirement book but rather a step-by-step guide to help boomers make the most out of their lives during retirement. He emphasized that retirement is the best time to explore the things we wanted to try when we were young and that our age should not be a hindrance to not take action. Join me in this episode and learn why Andy is a Kickass Boomer! [00:01 - 03:15] Opening Segment I introduce and welcome Andy Robin How “tapas” is related with retirement [03:16 - 13:13] Getting Structure in Retirement Andy explains how to get your life together after retirement Financial management is still important after your career! Here's a practical tip from Andy about managing finances He gives an interesting insight about “failing freely” you don't want to miss! [13:14 - 18:56] The Most Meaningful Activities Boomers can always perform lab experiments Andy explains what this means Andy talks about his experience writing the book, “Tapas Life” He walks us through his journey of becoming a life coach [18:57 - 28:37] From “Doing” to “Being” Boomers should have friends from all ages Here's why Don't miss this reflection from Andy about marriage life How to transition from “doing” to “being” [28:38 - 38:14] Achieving “Flowductivity” Here's a meaningful moment in Andy's life that you should hear about now Andy breaks down the concept of “flowductivity” He gives us a sneak peek about his book [38:15 - 45:42] Closing Segment The personal choice that all of us can make Connect with Andy! Links below Final announcements Tweetable Quotes: “Most meaningful activities are about selflessly being helpful to someone else.” - Andy Robin “By being a better person, you're really helping everything and everyone around you.” - Andy Robin Resource mentioned: Book: Flow: The Psychology of Optimal Experience Email email@example.com to connect with Andy or follow him on Facebook and LinkedIn. Assemble a great life after your retirement with Tapas Life! Check out his website to know more about his work. ----- BEE BOLD, NOT OLD. LEAVE A REVIEW and join me on my journey to become and stay a Kickass Boomer! Visit http://kickassboomers.com/ to listen to the previous episodes. Also check us out on Facebook, Twitter, Instagram, and LinkedIn. You can also connect with me by emailing firstname.lastname@example.org.
First: We got an update for Gomer's family and Luke's return to grad school work. Also: "Fundraising is a Grind" and Parish Development. Baby Boomers got 70% of the wealth, but are the most generous. Gen Xers set the culture and Millennials drive Pop Culture. Then: Erin, Luke's wife, ruins their car out of stubbornness, Gomer spent hundreds on his latest YouTube hobby (lighting), and we discuss the Disney Movie Renaissance. Finally: We talk about the passing of Norm MacDonald.
RICH talks about how younger people need to realize they only have a certain amount of time at being young. Also, how people should learn how to enjoy their youth. People also need to realize that they don't have to be young to enjoy a lot of things that young people are doing. Life to short not to go and do things you love. You may be someone who has gotten older but that still doesn't mean you can't experiment and try new things as well.
This week Bryan sits down with Bobbi about the Israel/Palestine conflict. Their conversation goes a bit into the past, recent history, and how it relates to events going on in Afghanistan and other places the US has been heavily involved in. It's a somber topic we hear about constantly, leaving many to feel apathy or prejudice towards those involved. How can Christians put their best foot forward amidst the conflict? Please join us for today's discussion. Feel free to email us at email@example.com to give us your feedback or topic requests.
This week on TISD, the Dummies talk Bad Breaks for Baby Boomers, Engorged Britches gettin’ Stitches, and Meatloaf’s Mangling of ‘Merica. Like, Love, Tickle and Touch on Twitter/Instagram@sodumb_podcasthttp://www.ThisIsSoDumb.comOn iTunes, Spotify, GooglePlay, Youtube, and wherever podcasting greatness can be found
Today, I'm speaking with Richard Haiduck. Richard is a real-life retiree not just living out their dream, but helping so many others elevate their experience in retirement. He's challenged the boundaries of his own retirement, using the freedom of the blank slate to prioritize what matters most to him. In his book, Shifting Gears, he speaks to 50 Baby Boomers about their journeys into the world of retirement. If there's one thing he's learned, it's that retirees have an unbelievable amount of freedom and a wide range of choices, whether that means summiting Mount Kilimanjaro at the age of 70 after two hip surgeries or simply volunteering and reading books. In today's conversation, Richard and I talk about the artificial boundaries of retirement, how he found the people and stories he decided to include in his book, creating amazing family businesses, and the beauty of being able to walk away from what doesn't serve you. GET A FREE COPY OF RICHARD'S BOOK, SHIFTING GEARS. Here's all you have to do... Step 1.) Subscribe to the podcast and leave an honest rating & review over on iTunes. Step 2.) Send an email to firstname.lastname@example.org with your iTunes username and mailing address, and we will ship you the book for free. It's that simple! Show Notes: RetireWithPurpose.com/237 Rate & Review the Podcast: RetireWithPurpose.com/review Weekly Retirement Newsletter: RetireWithPurpose.com/weekend-reading
Today I talk about investing in companies that actually innovate with Dan Toma, an innovation expert who helps companies transform into innovative machines. But first, I talk about some staggering stats about how underprepared baby boomers are for retirement, and how legislative changes are coming to make saving for retirement easier and more flexible.Outline of this Episode[1:45] Baby Boomer's underprepared for retirement headline[5:25] Interview with Dan TomaBaby Boomer's are Underprepared For RetirementPrior to the 401k, savers relied more heavily on pensions and defined benefit plans. The 401k shifted the onus of saving from the employer to the employee. 40 years after this change, we see the results have been quite mixed. A study from the National Institute on Retirement Security, the median amount of financial assets owned by baby boomers is less than $50,000 which translates to only about $160 per month! I think education is the most important thing. We need to be teaching people about personal finance starting at an early age. A report called the Nations Report Card on Financial Literacy gives 66% of states a grade of C or worse for financial literacy instruction, so there's clearly room for improvement. Investing in Innovative CompaniesDan Toma is an innovation thought leader and the co-author of the award-winning book The Corporate Startup and Innovation Accounting. His work focuses on enterprise transformation -- specifically on the changes, blue-chip organizations need to make to allow for new ventures to be built in a corporate setting. He was featured on the Thinkers50 2020 Radar list of management thinkers to watch and is a member of the World Economic Forum's working group on accelerating digital transformation. In the interview we discuss:What is innovation?What is “innovation theater”?The value of financial statementsSmithsonian Institute as an Innovation exampleMicrosoft as an innovation exampleRoche as an innovation exampleThings to look for in a company that is fostering innovationESG is a neighbor of innovation?Identifying red flagsLooking at where a company is investingThe New Product Vitality Index (NPVI)Why you shouldn't boil innovation down to one indicatorLearn More About Dan on his website where you can check out his blog and his books:Dan's WebsiteConnect with David DeWittSubscribe to the newsletterGet your free 3-minute financial planRegister for our upcoming webinar on tax planningSubscribe to the Invest Smarter podcast on your favorite platformApple Podcasts, Spotify, Google Podcasts, or Castbox
This week, Meghan McCain blamed the way the withdrawal from Afghanistan was handled on the incompetence of the Baby Boomer generation. Then she said, "really everything" is their fault. KSL Newsradio's Amanda Dickson wanted to look at those comments and understand what's going on there with her guests on A Woman's View. Her guests this week are Robin Ebmeyer, Utah Valley University's Director of Emergency Management and Safety, Kristin Sokol, dating coach at kristinsokol.com, and Jeanetta Williams, President of Salt Lake and Tri-State branches of the NAACP. See omnystudio.com/listener for privacy information.
Dr. Samuel Cohn considers societal decline and the explosions of violence in a variety of historical and contemporary settings including the Byzantine Empire, the French Revolution, and the present-day Middle East. He is the author of “All Society Die: How To Keep Hope Alive.” The COVID pandemic provides all the proof America needs that healthcare does not belong under the control of for-profit corporations. We are in a global pandemic. We have various vaccines on the market. Most at some point got their genesis from public funds, our taxpayer dollars in some form. There is an avalanche of blue-collar Baby Boomer retirements coming our way, and a dearth of skilled tradespeople to replace them, creating a once-in-a-generation opportunity for so many without a college degree? Author, entrepreneur, and “million-dollar ditch digger” Ken Rusk's book Blue Collar Cash: Love Your Work, Secure your Future, and Find Happiness for Life lays out in straightforward and accessible ways a path to success and happiness that doesn't require a mortarboard and gown. --- If you like what we do please do the following! Most Independent Media outlets continue to struggle to raise the funds they need to operate much like the smaller outlets like Politics Done Right SUBSCRIBE to our YouTube Channel here. LIKE our Facebook Page here. Share our blogs, podcasts, and videos. Get our books here. Become a YouTube PDR Posse Member here. Become a Politics Done Right Subscriber via Patreon here. Become a Politics Done Right Subscriber via Facebook here. Consider providing a contribution here. Please consider supporting our GoFundMe equipment fund here. --- Support this podcast: https://anchor.fm/politicsdoneright/support
Kate and Mandy talk to peafessional Rebecca, founder of ADHD advocacy and events organisation My Special Child and the National Peke Centre, which offers positive, strengths-based clinical support for ADHD, autism, anxiety, sensory challenges and regulation. Rebecca has lived experience of ADHD and is a pea mum to children with ADHD and intellectual disabilities. Rebecca also has a neurodivergent partner and mother, so is well immersed in the neurodivergent community in both work and life! She is committed to educating the community about ADHD and addressing all the misunderstandings, lack of awareness and stigma that can be so damaging and harmful. Rebecca started My Special Child and the National Peke Centre to address the lack of support and availability of accurate, reliable information for parents. At the Peke Centre, a range of different peafessionals offer support that leaves kids and families feeling good about themselves! Rebecca plans to set up dedicated schools in the future to help better address the needs of neurodivergent peashoots who may be experiencing discrimination and exclusion from mainstreams schools. Rebecca offers advice and tips for parents and educators, reflects on the lack of formal training in ADHD for educators and provides great information about PDA (pathological demand avoidance) – including understanding what capacity a child has to process and respond to a demand in the moment, and having realistic expectations about how consistent a child can actually be. Kate, Mandy and Rebecca also reflect on the shift in parenting skills needed to best care for a neurodivergent child, including letting go of the parenting tactics learned from our Baby Boomer parents, such as demanding compliance no matter what. Rebecca encourages everyone to keep accepting that there's always something to learn to help us better support neurodivergent kids and adults! Find Rebecca at My Special Child and the National Peke Centre! Laugh/Cry/Make A Difference things to follow up: · Mandy is laughing at Netflix series Motel Makeover· Kate is loving the podcast Chickstory – please go and listen so she can enjoy a big boost in her downloads!Other Pea Business · Buy our book The Invisible Life Of Us to keep it on the bookshelves so all the other Peas can find it!· Get a signed copy and deck yourself out in some excellent Too Peas merch here!· Melbourne forecast for Thursday September 9 – Wind easing, mostly sunny, 24 degrees Thank you for supporting Too Peas In A Podcast! Don't forget to rate and review. Contact us here:Website: www.toopeasinapodcast.com.au See acast.com/privacy for privacy and opt-out information.
In this episode of From Here to There, Redefining Home we meet with Beth Nixon to tap into her wealth of knowledge of living options for the over 55 demographic. Beth speaks with us about common questions and concerns that individuals and their families have when considering all of the options in senior housing as well as some of the benefits of moving out of one's home and into one of the myriad of options in our metroplex. If you need to contact Beth directly you can call or text her at 210-632-1701 or email her at BethPNixon@gmail.comReach out to us directly: email@example.com 210.621.4153www.redefininghomesa.comor find us on Facebook at https://www.facebook.com/Redefininghome/Read reviews from our past clients https://www.zillow.com/profile/Jennifer-Wilson3/#reviews
Like it or lump it we are getting older, which means that our parents are not getting younger. And for some of us, that means potentially having to become the caregiver, helping our parents or even move them into your home. Whether it be for aging purposes, and you don't want them alone or for an illness like Alzheimer's or Dementia and you can't leave them alone you want to be able to help your parents, but sometimes we just don't know how or we bite off more than we can chew. On today's Fit Girl Magic podcast, I talk with Judy Burkle on how can you bring up a topic like this with them or how can you care for your parents in a way that doesn't cause burnout for you? She also helps you answer the question, how do you find the balance between living your life and making sure their end of life care is in a way that is decent and humane. We are all seeing what is happening to our aging parents and family members and I wanted to talk to someone about how one can feel taking care of aging parents, aunts, or uncles and the stress we take on, how it is crushing us, and what you can to be the best possible caregiver. LINKS Facebook Page: Facebook Group: Website: Podcast: #foreverfatloss https://kimbarnesjefferson.lpages.co/hlf_2021 Instagram @judy_burkle_ https://www.instagram.com/judy_burkle__/
With the Baby Boomer generation rapidly aging into retirement, more and more Generation X and older Millennials face some tough financial questions: how do you financial support parents that need medical care, or long-term assistance, but cannot afford it? Should you support kids after college by allowing them to live at home while they get their financial feet under them? Should you save for your own retirement first, or help your parents/kids first? Jennifer Owens calls this conundrum the "sandwich generation," people facing financial pressure from supporting both parents and children at the same time. While she does not have any hard and fast answers to these questions -- it's a complex problem, with many factors to consider -- she does believe that talking about the problem and sharing the challenges helps people know they aren't alone. Jennifer has written extensively about the sandwich generation, and she is also working with a new app called Firstly which helps families manage supporting their children and parents as they navigate different stages of life. https://firstly.com/about-firstly/ https://firstly.com/articles/how-in-the-world-did-i-end-up-in-the-sandwich-generation/ Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
Helen Andrews, author of Boomers: The Men and Women Who Promised Freedom and Delivered Disaster, joins this boomer to discuss the unique struggles faced by the Millennial generation, and how much of this adversity stems from the Baby Boomer generation.
This episode was recorded as an IG live. In this episode Malini talks about her decision/indecison to speak up.Coming from a generation that was taught not to rock the boat, it is hard to make changes.But when you consider how much harm is done by not speaking up - in this day and age, how much longer can you keep quiet? Who are you trying to protect?Leave a comment if you agree.If you like the show please do subscribe.I am also on Twitter and Instagram.My podcast and my website
Every company contains a mixture of generations. Leaders often feel frustrated in finding alignment with different thinking from generation Z, Y, X, and to the Baby Boomers in today's workforce. Great leaders know the power of inspiring generational leadership that creates unity. Today's guest is DeLinda Forsythe, CEO and founder at Innovative Commercial Environments (ICE). Inc Magazine has ranked her company seven times on the Inc 5000 list since 2013. ICE is San Diego's most creative office and hospitality furniture dealership headquartered in Sorrento Valley. DeLinda shares her expertise on inspiring generational leadership. We look at the common and uncommon approaches you have to understand in today's world of many generations. The art of inspiring generational leadership will help you be a better leader. Get the show notes for Inspiring generational leadership with DeLinda Forsythe at Innovative Commercial Environments Click to Tweet: Listening to a fantastic episode on Growth Think Tank featuring #DeLindaForsythe with your host @GeneHammett https://bit.ly/gttDeLindaForsythe #inspiringgenerationalleadership #generationZYX #GHepisode781 #GTTepisodes #Podcasts #IncList2020 Give Growth Think Tank a review on iTunes!
The Golden Age of Stupidity, Kwame's living the good life, Tom Labuda update, Rose McGowan v. Oprah, Mike Richards entirely fired from Jeopardy!, Jason Alexander-Spears IG live, R Kelly's trial, and our 1-star reviews.Here's another plug to go Arts, Beats and Eats this weekend. We should also plug this... and this... and this. Oh, and if you follow Dustin Diamond on Twitter, please un-follow him.Woodward Sports has partnered up with Beasley Media to air on terrestrial radio as well.Everybody hates us and we don't know what we're doing. All we ever talk about is Hunter Biden... and we're not mean enough to Joe Biden.The US Open is a super-spreader event with really slow ticket takers.The MacGruber TV series will be out soon. Reminder that Jeff Bezos' sex tape originated from the film.Sports: Cam Newton has been released by New England in part because he won't get vaccinated. Scott Zolak is really sorry for suggesting Cam was distracted by rap music. The Detroit Lions cut ties with former 2nd rounders (go figure) and have no kickers. Jake Paul has "retired" from boxing... until his next stunt fight.Britney Spears' ex-husband & participant in the Greatest Weekend Ever, Jason Alexander, is popping off on Instagram following another arrest. Britney has the best taste in men.The Spike King pops off on you un-loyal New England Patriots fans.Kwame Kilpatrick is living his best life and showing it off on Instagram.Detroit City Council is still corrupt... go figure. Mike Duggan is really on top of this towing debacle starting right now. Brian Banks is leading the fight against ML Elrick for Detroit City Council.MI Rep. Jewell Jones hates vaccines and hates not breaking the law.Gene Simmons has COVID-19 and the Detroit show is postponed.We check in with Tom Labuda to review his art products the YOU can buy this weekend!Rose McGowan vs Oprah.Russell Simmons was very mean to the Beastie Boys... and women.R Kelly Trial Highlights include "twerking for cake", Patti LaBelle's sweet potato pie, and a woman that lives under a boxing ring.Former Detroit Tiger, Juan Encarnacion, has been accused of sexually assaulting his daughter.DaBaby is doing the work by learning about AIDS.Mike Richards has been BLOWN OUT of both Jeopardy! and Wheel of Fortune. Trudi is going to be thrilled.We are living in the 'Golden Age of Stupidity'.A story published yesterday (and 20 months ago) reveals that Baby Boomers are crybabies and way more sensitive than Millennials.Social media is dumb but we're on Facebook, Instagram and Twitter (Drew and Mike Show, Marc Fellhauer, Trudi Daniels and BranDon).
We've long been aware that technology shapes the way we act. From the printing press to the television, major technological breakthroughs also shift the course of history, and they shape the identity of a generation. This week, we discuss such a phenomenon with Dr. Rick Chromey, the author of GenTech: An American Story of Technology, Change and Who We Really Are. Dr. Chromey argues that the people of an era are defined by more than just a moniker like Baby Boomer or Gen X—the major discoveries of their time drive their existence and impact how they work with others. How can the generations coexist and cooperate in a present that is rapidly changing? And how may we keep communication between the generations fluid, so that we enjoy a future that is inclusive for all? Dr. Rick Chromey is the founder and president of the faith-based nonprofit MANNA! Educational Services International. Find him at , and find GenTech wherever books are sold. Like this episode? Be sure to share with your friends and write us a review on Apple Podcasts.
Reach out to us directly: firstname.lastname@example.org 210.621.4153www.redefininghomesa.comor find us on Facebook at https://www.facebook.com/Redefininghome/Read reviews from our past clients https://www.zillow.com/profile/Jennifer-Wilson3/#reviews
Ken Rusk discusses certain realities about the jobs our country needs. And many going forward require no medical degree. There is an avalanche of blue-collar Baby Boomer retirements coming our way, and a dearth of skilled tradespeople to replace them, creating a once-in-a-generation opportunity for so many without a college degree? Author, entrepreneur, and “million-dollar ditch digger” Ken Rusk's book Blue Collar Cash: Love Your Work, Secure your Future, and Find Happiness for Life lays out in straightforward and accessible ways a path to success and happiness that doesn't require a mortarboard and gown. --- If you like what we do please do the following! Most Independent Media outlets continue to struggle to raise the funds they need to operate much like the smaller outlets like Politics Done Right SUBSCRIBE to our YouTube Channel here. LIKE our Facebook Page here. Share our blogs, podcasts, and videos. Get our books here. Become a YouTube PDR Posse Member here. Become a Politics Done Right Subscriber via Patreon here. Become a Politics Done Right Subscriber via Facebook here. Consider providing a contribution here. Please consider supporting our GoFundMe equipment fund here. --- Support this podcast: https://anchor.fm/politicsdoneright/support
Grace returns to discuss getting back to college life a after 17 month Covid isolation. We also talk about how her generation keeps sending Baby Boomer norms, ideas and regulations back to the kitchen because those trends are stale and so not what they're having at all.
Shari Haber is a former Communications Executive who led consumer technology product launches for Sony and helped Amazon, Priceline and LendingTree pioneer e-commerce. In 2017, after attempting to write a script for a TV show about Baby Boomer life, Shari founded Great Goodbyes www.GreatGoodbyes.com to inspire and empower people to die well, with a plan for a better end of life experience and a more meaningful goodbye.Sponsor: www.BeyondDrivingwithDignity.com
As of August 2021, one of the biggest factors driving market volatility is the lack of people in the workforce. With 10 million job openings, and people choosing stimulus payments over work, we have to understand the impact on the broader economy. Right now, millions of people aren't contributing to economic activity, paying payroll taxes, or contributing to the GDP, and this is a problem. This, coinciding with the en masse retirement of the Baby Boomers, will upset the tax apple cart of America. How are millions of job vacancies impacting our economy, and what changes can we expect with future tax policies? In this episode, I talk about how the current state of jobs is contributing to volatility.
Does the year we were born really shape us people? Are Gen X Snowflakes really battling Baby Boomers in an intergenerational war? Friend of the podcast Professor Bobby Duffy returns with Ros Taylor to discuss his latest book Generations, why age cohorts aren't so consistent, and how COVID has changed Gen Z forever…“The cliches around generations are presented as cohort characteristics. But Gen Z are more materialistic just because they're young.” “It's simply a myth that Gen Z are more risk averse.” “Gen Z are probably having less sex because they're drinking less.” “Intergenerational separation - not conflict - is the problem.” “Gen X got a cool name, and some cool bands and films. That's about all we have going for us.”Presented by Ros Taylor. Produced by Andrew Harrison. Assistant producers: Jelena Sofronijevic and Jacob Archbold. Music by Kenny Dickinson. Audio production by Alex Rees. THE BUNKER is a Podmasters Production See acast.com/privacy for privacy and opt-out information.
Trigger Warning for the topic of sexual assault. This week Bryan sits down with Bobbi as they talk about the postmortem fall from grace of Ravi Zacharias and others like him. How do we handle Christian leaders caught in moral failure? How do we handle sexual predators living under the disguise of faith? What can we do to hold pastors accountable? Join our discussion on one of the most difficult topics in church history. Please email us at email@example.com to give us your feedback or topic requests.