Podcasts about Baby boomers

Retirement isn't just a financial equation—it's an identity shift. In this recap, Lesley Logan and Brad Crowell reflect on the conversation with wealth advisor and researcher Gregg Lunceford, who challenges the traditional retirement model by focusing on identity, purpose, and emotional readiness. They explore why longer lifespans have reshaped retirement entirely and why high performers often struggle most when their job no longer defines them. Whether listeners are 25 or 65, this conversation reframes what freedom after work can truly look like. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:How increased longevity has made traditional pension models obsolete.The reality of the 20-year life bonus after your career ends.Why high achievers struggle to uncover a non-work identity.How intentional communities support mental and emotional well-being.The importance of creating a shared retirement vision as a couple.Episode References/Links:Agency Mini - https://prfit.biz/miniContrology Pilates Conference in Poland - https://xxll.co/polandContrology Pilates Conference in Brussels - https://xxll.co/brusselsPOT in London - https://xxll.co/potSpring Training: How To Get Overhead - https://opc.me/eventsSubmit your wins or questions - https://beitpod.com/questionsThe Seeing Eye - https://seeingeye.orgMesirow Wealth Management - https://www.mesirow.comGregg Lunceford on LinkedIn - https://beitpod.com/greggluncefordExit From Work - https://a.co/d/fR25gH2 If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Brad Crowell 0:01  He was talking about football players, and he was talking about people who have, you know, high performance people who make a shitload of money, and then they retire and they, he said, they burn through a lot of money trying to figure out who they are.Lesley Logan 0:17  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Brad Crowell 1:01  Take it away. Lesley Logan 1:03  Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the trailblazing, trail, trailblazing. Brad Crowell 1:12  Wanna try that again?Lesley Logan 1:16  Welcome back to the Be It Till You See It interview recap where my co-host in life, don't laugh at me. I don't want to start again. Brad Crowell 1:22  No. The Welcome back was perfect. It was amazing. Lesley Logan 1:25  Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the trailblazing convo I have with Gregg Lunceford in our last episode. If you haven't yet listened to that interview, you fucked up. It's so good. Brad Crowell 1:41  It's a great interview. Lesley Logan 1:42  He's a great educator. He blew my mind.Brad Crowell 1:46  So inspirational. Lesley Logan 1:47  Yeah.Brad Crowell 1:48  You actually, literally said my internal dialog out loud to him towards the end of the interview, because you were like, yeah, after listening to you, I'm so excited for this next chapter of my life. And I was like me too. It was amazing.Lesley Logan 2:06  I know, I know, I, your parents need to listen to this stat. Brad Crowell 2:10  Yeah, he's a badass. Lesley Logan 2:11  So anyways, they won't even be out, and they're making decisions right now, maybe we have to get them an episode early. Okay, so you can come back and listen to it later. You can finish this and you can listen to that one, or I gotta finish the script. You can listen to this one, or you can listen to that one first, whichever you want to do. But just you gotta listen.Brad Crowell 2:28  You did not have to finish the script. You can just let it go. Lesley Logan 2:32  I could also just close the loop on that. Brad Crowell 2:35  That was the only loop that you know. Lesley Logan 2:37  Well, you know what, Sir. Brad Crowell 2:40  Today is January 29th.Lesley Logan 2:42  It's just after my birthday. You can still wish me a happy birthday. It's the anniversary to celebrate Seeing Eye Guide Dogs. So the Seeing Eye Guide Dog Anniversary is an appreciation for all the dogs who act as their owners' eyes and ears. The devotion and taught abilities of these particular canines keep them safe and enable them to operate as a fully functional persons. The day is meant to recognize a school that educates them. Seeing eye dogs go through extensive training to be able to, say, safely traverse the environment and all of its hazards for their person. That's why they're so worthy of this recognition. Okay, so I don't have a seeing eye dog. Obviously, we don't know anyone who in our life who has a seeing eye dog, but I have watched the dog who could tell a girl was about to have a seizure before she had it, and then opened the fridge and pulled out her medicine and gave it to her while she was having this like seizure. Brad Crowell 3:37  That's crazy. Lesley Logan 3:38  Crazy. And I have met people with dogs who can sense if they're about to have, like, an insulin situation, because they have some, like, a type of insulin diabetes where, like, it can change really drastically. I have definitely seen people with seeing eye dogs, and I'm so impressed. And so really, the rest of the days sucked. And this is the best one of all the choices. Brad Crowell 4:00  I like this one, though. Lesley Logan 4:01  I really like this one, because here's the deal. Brad Crowell 4:03  So the organization is actually called The Seeing Eye. Lesley Logan 4:06  Oh. Brad Crowell 4:07  Yeah. And I, I'm just realizing that as well. Lesley Logan 4:10  Okay, well, they got up, they didn't pay for the sponsorship, because they're doing great work out there for people who need it. Brad Crowell 4:14  It's a guide dog school. Lesley Logan 4:16  And I am just kind of obsessed with this. And so if this inspired you in any way you should go donate money to your local no kill animal shelter, because while those dogs won't be a seeing eye dog or a service dog, they certainly need your help. This is really or you could donate to your seeing eye dog school if they need the money like you never know. You might your life could change. You might need a dog that's a service animal. So I just was, you know, anything to help raise money and thoughts about, please don't buy a puppy. Go get go adopt an animal. They have puppies too. Brad Crowell 4:48  You know what is amazing. I'm reading about the school, and I think that my elementary school teacher went to the school, because when we were in school, she somehow lost her vision, and I remember she.Lesley Logan 5:07  You were taught by someone who couldn't see?Brad Crowell 5:10  No, when I was taught by her, she could. But then, like in a year or two later, when I was like, in fourth or fifth grade, we we found out that she lost her vision, and I remember her going to Braille school. And I'm pretty sure she went to seeing eye dog school. Lesley Logan 5:25  That's so cool. Brad Crowell 5:26  Because think about it, if you're like, you know, 5060, years old, and you've never worked with a dog before like that, how would you even know how?Lesley Logan 5:34  Yeah, no, you have to get trained. Okay? But now this opens up a whole thing. So then she couldn't do the thing that she loved to do. She couldn't teach anymore. Brad Crowell 5:41  I'm pretty sure she retired. Lesley Logan 5:43  Oh, that's such a. So wait, this sucks. If you're blind, what are your jobs? You could be a phone sex operator.Brad Crowell 5:52  Yes, you could be a phone sex operator. That's not what I was gonna go, but yeah, you could do that, but.Lesley Logan 5:56  But you can make a lot of money doing this. You could do you could be a 900 psychic.Brad Crowell 6:01  You could be a 900 psychic, or you could just talk on the phone, too.Lesley Logan 6:05  Yeah, yeah. With technology today, I think they probably have more options, but I just realized, like, that would suck, like, all of a sudden she can't teach anymore. What if she couldn't even retire?Brad Crowell 6:15  No, it's, it's very traumatic, you know? I mean, we have a close friend of ours whose husband was, he has a, like a degenerative disease that didn't strike until he was in his, you know, midlife.Lesley Logan 6:31  We do? Brad Crowell 6:32  We do. Lesley Logan 6:33  Oh, is it blind, is he going blind? Brad Crowell 6:35  No, but, but the idea of being able, of being an abled body and then all of a sudden, everything that was quote, unquote normal for you is no longer an option. And that scares, that scares me.Lesley Logan 6:49  Scares the hell out of me. But, okay, Dark tangent, dark comedy tangent. Okay, I think it was the French, it was a European commercial. Do you remember this thing? It came through at my Instagram, and this, like, got this woman and this guy, like, wake up on a couch. They like, had, you know, obviously had sex last night, and like, they woke on the couch, and he's like, no, I gotta go. She's like, you could stay. And then, like, he is, like, getting up, and he like, puts himself in his wheelchair. And then this guy opens up the door to the apartment, and he's like, what's going on here? And so clearly, the woman was cheating on her partner, and the whole thing was like, what, like, you know, just maybe think before you park in someone else's spot, or like using the bathroom, or like using the handicap parking and using the handicapped bathroom, and it I died laughing. I cried laughing because, like, what a great way to get people to go. Oh, I'm fucking using that restroom, or I've never parked in those spots because in LA, one of my girlfriends was just parked there to take a phone call and she got a ticket. Don't do it, guys, they don't care if you don't leave the car. Don't do it. It's for someone else. It is someone else's spot. But just made me laugh. I know this is all about seeing eye dogs, and I thought it was a great advertisement for not being a dickhead.Brad Crowell 8:08  Well, what a fun turn this took. Lesley Logan 8:10  Okay. Well, everyone, look, you, your life could change in an instant. So if there is a charity in your area that is helping people get service animals into the hands of people that need it, this is their I'm sponsoring an ad for them. Go give them some money. Give them some time. Brad Crowell 8:27  Participate. Lesley Logan 8:27  Yeah, you never know. Maybe you could become a really good trainer for one of these dogs. You don't know. You know, they people in prison are training some of these dogs so there's great work going out there. So everyone needs a hobby. This could be yours. Brad Crowell 8:39  I love it. Lesley Logan 8:40  All right, you guys, we are home. Brad Crowell 8:43  Yeah, we are, we are. Lesley Logan 8:44  I know where we are in the world. We are home. Brad Crowell 8:47  We are officially home. And last week was Lesley's birthday. Lesley Logan 8:52  Was fabulous. Brad Crowell 8:52  It was fabuloso.Lesley Logan 8:53  It was so fun. I think it's my new theme every year. I don't know. I'll probably change it next time. I'm an Aquarius, who knows, whatever. But it was great. 43 it's looking good, and we're getting ready for Agency Mini, which is next month. Lesley Logan 9:06  Yes, February. Agency Mini, in fact, it's a good chance it's on early bird right now, to be honest. Brad Crowell 9:11  Could be, could be, yeah. Lesley Logan 9:13  Yeah, possible. prfit.biz/mini is where you're gonna go. It's for Pilates instructors or studio owners who work for themselves or want to work for themselves.Brad Crowell 9:21  Yeah, that's profit without the O dot biz slash mini, prfit.biz/mini.Lesley Logan 9:26  And we are getting ready. Brad has never been to Poland. Brad Crowell 9:30  First time. Lesley Logan 9:31  And we have never been to Brussels. And we'll be with Karen Frischmann. And then we're gonna do a second honeymoon, because why not? And then we're going to be in London. So if you want to see us in Europe, it's the only time in 2026 we're going to be in Europe. xxll.co/poland gets you the Poland information xxll.co/brussels gets you Brussels information, and xxll.co/pot will take you to the London information and. Brad Crowell 10:00  Yeah, come hang out. It'd be so fun to meet in person. Lesley Logan 10:02  Oh my gosh. It'd be so fun. And as of right now, our 2027 calendar does not have anything in it, and it may stay that way. We don't know yet. I don't know. So if you want to see us in Europe, this is it.Brad Crowell 10:16  Sounds good to me. I was gonna say maybe Greece, but we're not sure.Lesley Logan 10:19  We're waiting. We're still at the moment of this recording, which is November of 2025 we think we have an invitation to Greece, and we're just waiting for the dates.Brad Crowell 10:30  We shall see. Anyway, in May, for all of those who aren't in Europe, join us virtually, we're going to do another spring training event with onlinepilatesclasses.com. If you were with us last year, two years ago, we did a summer, summer camp. Last year, we did a spring training we loved the spring training vibes, so we're doing that one again. We're going to do that event again, but the topic is going to be totally different. We're going to do how to get overhead. So it's going to include all of those kinds of exercises where you're upside down and, you know, breaking it down for you, making it feel a little more accessible and safe and all those kinds of things. To get on the wait list for that and get the more information as it as we start releasing it, go to opc.me/events, opc.me/events, and you'll be able to stay in the loop. Oh yeah. Brad Crowell 11:18  So today, we had a question, except we're going to change up our question. Normally, we, we get, we get tons and tons of questions. If they're a business question, we usually answer them in our coaching group, Agency. It's from Profitable Pilates, our coaching group, and but this time, what we thought we would do is just ask a few of the questions so you can kind of see if any of these are resonating with you, and see you know, like, how do we tackle, like, how is it that we support the studio owners and teachers that are inside of Agency? So for, for example, we have, we have a recent one that just got submitted. It said, hey, how much notice should I give that client give my clients about my rate increase?Lesley Logan 12:02  No more than 30 days. You can go as low as three days, but no more than 30 days. I've had Mini people do two weeks. It really kind of depends on, you know, if you're doing a $2 rate increase, you can do that next week. You know, it's not a big deal. Doing a $25 rate increase per session. You might want to give them 30 days notice. But we actually also have a course that tells you exactly how to raise those rates and how to actually how to give the people the notice you're going to give so you don't get you're going to have people who have no filter, and they don't realize what they're saying out loud to you can feel personal. It's not, but yeah, but yeah, that's what I would say.Brad Crowell 12:38  I mean. We've got a lot of different tools to support specifically, like, how much should you be raising rates and why? Why are we doing it this way, instead of it just being a random number out there. So if you're ever wondering, like, am I charging enough? That's why people join Agency, we get to dig into these questions with you. Kind of break down some numbers, think about it, logically, all that kind of stuff. Another question for you is, I'm thinking of changing my currently, I sell packages. I'm thinking to change to an auto renew subscription. So instead of selling a 10 pack, you get 10 classes a month or something. I'm assuming that's what it is. Lesley Logan 13:15  Yeah. I don't mind if it's a limited Okay. Brad Crowell 13:17  Yeah but how do I do this without being too wordy? How do I communicate the change to my clients?Lesley Logan 13:21  You're gonna have to have a contract. First and foremost, you, this is a auto renew, and the FCC, I believe, put some stuff in place recently. Look, it could have changed. Brad Crowell 13:32  They took it away. Lesley Logan 13:33  They might have taken it away. Brad Crowell 13:34  Click to click to cancel, or it's already it's already trashed. Yeah, they did. Lesley Logan 13:38  Fuck those people. Anyways, okay, so guess what? No one's fucking regulating. You can do what you want, but reviews still stand. And so if you would like to what I always believe is go back to your values. We have a course on your values. But I have, I have, if this was an office hours call, I could ask a couple of follow up questions about the person, because I have some reasons for not doing an auto renew. Meaning, if you are a solo teacher, I'm going to say no auto renew for you. What happens if you get sick? What about your vacations? There are ways to set packages up so they almost feel like an auto renew, but you actually don't owe people anything if you get sick or if you go on vacation, if you do an auto renew, you actually owe them whatever the contract states.Brad Crowell 14:16  Right, because, what if you're out of town for two weeks and they're like, well, I didn't get my 10 classes, what do we do then?Lesley Logan 14:21  And then they were out they were out of town the other two weeks. And then you also have to figure out with your scheduling tool, can it handle this? Can it handle this feature you want to change it to? If it does handle it, how easily is it to stop it and start it? Some people want to have 90-day contracts on these auto renews and then a 30-day notice. These are all things you have to talk about with a lawyer, but we can actually talk about that together in Agency, our office hours or coaching call to really make sure what's going to work best for you. And then, and then, if you are a studio with multiple teachers, what are the breaks you want to have? And then, why are you doing this? So the other question like, how do you communicate it? It kind of depends on what your values are and what the benefit are that you're trying to say, for example, if you're trying to say that our auto renew is great ease and consistency, plus our number one priority, which is community, then you would actually make it really easy for people to be on auto renew and really hard to be on a package, right? Because packages are more convenient for the person who owns a package, because they can decide when and if they want to use it and auto renew, they have to use it. And then what you need to understand about auto renews is it's another way of saying membership and once you have memberships, you have churn, and you will actually, you might be surprised how much churn you have with auto renews versus people with packages. Because I don't love to be on auto renews with places, because I travel so much, so I might not choose a place that forced me on auto renew or charges me more to be on a package. Now I might not be your client, so it doesn't matter. I don't want to scare you, but these are the things you have to think about. And where, in Agency, we actually coach you on it, because we don't do templates. What works for Brad's studio for auto renews is not going to work for Katie's or Georgia's, right? Like, we have to actually look at like, how many people are on the team? What is the goal of the studio? What are you what are the services under that? Because don't, don't get me started when I see I have to have a membership for mat and I have to have membership for a reformer, and I get mad about that.Brad Crowell 16:18  Now, that's too many options. People don't know what to do. Lesley Logan 16:20  And then they have to think about it. Brad Crowell 16:21  Well then, they just do nothing.Lesley Logan 16:22  Yeah, and so you just have to know, like, yes, it looks like that's how businesses are making money right now with all these auto renews. I'm telling you right now that bubble is popping. We are watching class-based studios lose clients who are middle class a lot faster than you think. And so there's reasons to explore what the options are. What's your purpose for running this change? Like, what? How is this easier for you? Do you think it's to have predictable income? What's in it for them? And then that's how we sell it to them? We have to sell it to them on how it's in it for them, they don't give a fuck about what's in it for you. I mean, they don't not give a fuck but they don't.Brad Crowell 16:57  You're right, like, really, that's not their concern, and it shouldn't be, right? No, so well anyway. So this is the kind of conversations that we get to have over at, in Agency, our fitness business coaching. So whether you're doing yoga or pilates or, I mean, we've had people in there who are we've had a chiropractor in there. We've had a doula in there. We've had bar boxing, whatever. So obviously the majority of our audience is Pilates. So that's primarily what we're discussing over there. But in the service-based industry, we we love doing this. We've been doing it for eight years now. So yeah, if you're interested in more information about that, just reach out to us or go to profitablepilates.com, and you can find out about the coaching over there, but. Lesley Logan 17:37  Join Mini. Do the Mini thing. Brad Crowell 17:38  Oh, join Agency Mini, yeah, go to prfit.biz/mini prfit.biz/mini.Lesley Logan 17:45  If you can sign up right now, it's $25 if it's on early bird, it's $65 if it's not, oh my God, for three days of coaching, change your life. Brad Crowell 17:52  Yeah. 100%. I love it. Well, thanks for joining us down that. If you have a question for the pod or question for Lesley or me, just text us, 310-905-5534, or submit a question at beitpod.com/questions and you can leave us both a win where we'll we'll probably weave that into our Fuck Yeah Friday episodes or you can submit a question, which we can do on our Thursdays. So stick around. We'll be right back. We're gonna dig into this amazing convo that Lesley had with Gregg Lunceford. Brad Crowell 18:21  Okay, let's talk about Gregg Lunceford. Gregg Lunceford spent more than three decades in financial services as a wealth advisor at Mesirow in Chicago. I'm sure I'm saying that wrong. He said it twice, and I was I wasn't sure. But anyway, alongside his advisory work, he's an academic researcher whose PhD studies at Case Western Reserve University, focused on the social, emotional and financial realities of today's retirement transition. And this was so interesting to me, y'all.Lesley Logan 18:50  Fascinating, fascinating. So.Brad Crowell 18:53  His curiosity about why even high, highly successful professionals hesitate to retire led him to explore how identity, purpose and well being shape this stage of our lives. And he's like part historian too, right? So he's also the author of Exit From Work, and he writes about his journey and insights into retirement. So, but I, I really enjoyed him breaking down just the different stages of our lives. And also, like, he's comparing generations. Lesley Logan 19:24  Oh, yeah. Brad Crowell 19:25  And like, how they got to where they are, and like, retirement package stuff that is not even an option for us. Lesley Logan 19:32  Let's just talk about, like, let's get more specific what the episode is about, just in case I haven't heard it. So we were talking about retirement attitude, in a sense, like in that, you know, the way my grandparents retired. I to this day, I'm shocked they retired. I didn't know they had money to retire. They didn't look like they saved anything, but like they're, you know, one, one side saved everything. It came out of the Depression. The other side could have been their children. So very different life. They're very young, and so they, like I, I have one set of grandparents who were retired when I was born, and I had another set of grandparents that worked the whole for a while when I was alive, right? And then they all had a pension, and then they just and then they just retired and got paid to be not working, right?Brad Crowell 20:18  What I think, what I think is amazing is Gregg's analysis, and I'm sure this is well documented now, but, but his analysis of life expectancy shot everything in the foot. Lesley Logan 20:30  Right. Brad Crowell 20:30  He said our grandparents' generation, and to some extent, maybe our parents' generation, the pension game, the reality is that people weren't living to be 70, 80, 90 years old. They were only living 60, 70, years and so if you're working until you're 55 and then they have to pay you out for a decade more before you're done, then. Lesley Logan 20:55  It's not that much money. Brad Crowell 20:55  Wasn't that big of a deal but when you're living till you're 80, all of a sudden the companies were like, this is a massive burden for us. We can't, we can't do this. And so then what? The retirement age got older, the pension packages started getting slimmer, all that kind of stuff. So like, when we look at our grandparents and they had just like, you said, how was it possible that they could even retire? It didn't make any sense.Lesley Logan 21:17  They always they had actually had money to give when they died. I was like, what? They had, they had money? So, so the thing that was really fun with Gregg is that, like he, you know, we got into this more deeply in the episode. It's worth listening to. But like during the 2008 recession, companies were trying to just fire everybody. And so they were trying to go, here's the money. All I do is take this amazing package, and people weren't doing it, and it's because it was emotional, like it wasn't just knowing the number, which is like, what the ads would say. It was like, who am I if I'm not doing this? And like, you know some, I worry about, like, like, your parents have worked, your dad's worked for a company for 40 something years. Brad Crowell 22:02  41 or 42 years, yeah. Lesley Logan 22:04  Well, you're 43. So, so and so he's gonna retire, right? And it's like, does he know what to do? Does he know what he's gonna do? Brad Crowell 22:13  It's so funny because, and also, he probably could have retired. No, no, he they could have, I think financially, they could have retired a while back. But again, I think you're right on the money. It's not, it's actually an identity, right. It's a it's the way that you see. It's how you define who you are.Lesley Logan 22:32  Well, and he's so, so, so Gregg, our genius that we interviewed, he said, you we now have a 20 year life bonus, where you get to define who and what you want to be, because you have your first 20 years getting 20-ish years getting educated. Then you have 20 something, well, Andrew advocates 40 something years that you're working, but then you probably have another 20 plus years to be anything you want. Brad Crowell 22:58  Yeah, because he was talking about the bucket list where people are, like, I'm old and decrepit, but I want to go see Niagara Falls, right? And basically, now today, because the quality of life is so much better, you're still active and able to do life normally, you know, well into your 70s and maybe even 80s, until you're willing to slow down so at that point. But like, so, so then your bucket list is a bit different, because, like, okay, you can probably travel, travel, travel, travel for five or 10 years. I mean, my grandparents did this. They bought a they bought an RV, yeah, and for a decade, they drove around the United States, for a decade, but they eventually got bored of it, and then they came home and they still lived for another 20 years, you know? So it's like, okay, so the bucket list thing, if that, if, if people aren't looking at the end of life as like, I gotta finally have a good time. Now, what Gregg is saying is, like, you could flip this on its head entirely.Lesley Logan 23:55  Yeah. Well, he, he emphasized that today's retirees have more personal freedom than previous generations. And you're probably like, Lesley, why are we talking about retiring? We're still going to be it until we see it. Because be it till you see it changes. It changes all the time. And also, if you are not considering what you want to do on the other side of whatever it is you're doing, I don't care how much you love it. I fucking love what I do, and I dream of exiting stage left all the time. And it's not because.Brad Crowell 24:19  She, this is what I hear around our house. I can't wait to be the person that people go who is she again and and she's like, something to do with Pilates, I don't know.Lesley Logan 24:31  Yeah, like, so there's a line in Notting Hill where Julia Roberts' character says, like, she, she says it in like, not a, not the nicest way about herself, but like, people are gonna look at her, like, as this person who was once famous for a while. And I see it as, like, a complete amazing thing where it's just like, someday it'll be like that, oh, that's that person who she was kind of known in her industry for a little bit, and it's like, yeah, she's not like, I like, I was once famous for a little bit in a small part of the world, and now I can move like, because why not? It doesn't mean I don't love what I do. And by the way, like, please don't freak out. No one freak out. Your memberships are fine. I'm not going anywhere. You got to tell people this, Brad, you got to make sure they know. We are currently creating two other things right now so no one I'm not going anywhere, but I do constantly think about I want to be able to retire when I have my faculties, to travel the world, to go to Antarctica, to do different things, I don't want to be in my 70s going, okay, now I'm hanging my hat up. No, I want to know who you and I are on the other side of working together like I there's these other things. And so I wanted to have Gregg on because when he told me what he did, I was like, fuck yeah. It doesn't matter how old you are listening to this, you can take some time to think about what is the freedom I want to have in this extra bonus of life I get. Your grandparents didn't get it. None of mine did. They all died young so. Brad Crowell 25:58  Yeah, the the I think it's, I think it's, I think it's just really interesting to look at the the shift of things, right? There's so many factors that that made the Baby Boomer, Boomer generation, like, pretty epic.Lesley Logan 26:12  Man, they don't know how good a ride they had. Brad Crowell 26:14  Yeah, and the wealth that they were able to build without, like, realizing it, and all that stuff has, that whole flow has shifted completely, you know, and so it's interesting, though, because life expectancy is longer, and I just, I just love that. So I think that really shifts into what I what I loved about he was talking about, he said something that I found intriguing. He was talking about football players, and he was talking about people who have high performance people, or make a shitload of money, and then they retire, and they, he said, they burn through a lot of money trying to figure out who they are.Lesley Logan 26:54  Yeah, this blew my mind too, because it's like, oh, hold on you. You have the money, but you don't know what you're gonna do with it yet.Brad Crowell 27:01  Well, or it's not. Lesley Logan 27:03  Or who you are with it. Brad Crowell 27:04  That's what I was gonna say. It's not even, it's not even what they're gonna do with it yet. It's they're trying to find themselves because they've been defining themselves.Lesley Logan 27:12  They weren't listening to this podcast. Every single person tells people to get to know who they are. Brad Crowell 27:16  Yeah, but they've been defining themselves by their job for 40 years. So then what happens when you're no longer able to define yourself? I know what this is like, because when I moved to Los Angeles, I was there to do music, and after two years, only two years of being there, so I'm like, 25 right? I am die hard into this band. We are doing everything and anything we can to make this band go and then the singer of the band is like, I'm going to grad school. And he quit. And he was like, my partner in this band. And I was like, what the hell man? Like, why did I come all the way out to Los Angeles to do this. What, to do what? What am I gonna do?Lesley Logan 27:55  Because you're gonna meet me. But that's okay. You didn't know that yet. Brad Crowell 27:58  No, I did not know that yet. It was down the road. So, so I was really I was depressed, I was angry, I was confused. I didn't really know how to I didn't know what I was going to go do. I still knew I wanted to do music, but I but what ended up happening was I really got into motorcycles, like really got into motorcycles, and that became kind of how I defined myself. It was how I I changed the way I dressed. I literally rode a motorcycle every day. I joined a motorcycle club. I would ride all over Southern California, you know. And so suddenly that became my identity. And it wasn't until I was networking and met some more people in music that I began to shift back into the music kind of things. But like, yeah, for sure, I can understand how people would be like, well, I used to be blah, blah, blah, whatever, and now I'm no longer so what am I?Lesley Logan 28:46  It's so easy to blow through money to figure out who you are. There's people who join Pilates training programs at 60 because they're like, oh, I think I want to do this, but it's like, eight grand, right? Well, what if you don't? Then people feel like, oh, I just wasted all that money. And then they do something they don't want to do with it, or, or they just keep trying out different things. And like, now they've got this now. They bought a kayak, then they bought the ski doo, and then they bought the boat, and they're trying to be retired first. And so, yeah, I think so, I think it's really easy because they don't know who they are. And that's Gregg's whole thing. They you have to know who you want to be.Brad Crowell 29:19  Yeah, he said many people who spent life meeting obligations are now suddenly confronted with, who do I actually want to be? Right? Who do I actually want to be? And he said, if you go into that blindly, you start chasing quick hits to replace the accolades of a job. You know, the team mentality, the psychological part of success, when you achieve a goal, you know, and basically it can feel very scattered. And he said, so what we should be doing is preparing what he calls a retirement identity. A retirement identity. And he said, instead of trying to figure it out when you get there, what if you started processing that now? And I thought, man, that's really interesting, because that's always been a question for me. You know, like, I asked your dad one time, what's it like to be retired? And he goes, I don't know. man, I've been retired since my 50s.Lesley Logan 30:16  Yeah. He's been retired for a long time. So, like, we're gonna live in Mexico and become tequila smallies. I've already figured this out. Brad Crowell 30:22  I love it. I love everything about that. I think that's brilliant, but, but also, he said there was other he said there was other options too. What did he call it the barista? Oh, no, no, that was the last week barista retired, where she was talking about, you know, getting a part time job. She called it barista retired. I think? Lesley Logan 30:41  Oh, I think so, but I. Brad Crowell 30:43  You know, like, and that's what your dad's doing now. And why is he doing that now? Because he doesn't want to sit around and watch a television all day. He wants to get up and be active. Lesley Logan 30:50  Yeah, there's, there's great. There's, he's a, he's a, he's a crossing guard now, he fucking loves that.Brad Crowell 30:57  Gregg was talking about, like he works with these clients who are looking towards retirement, and he helps them sculpt these packages, which are really clever, right? Because it shifts your focus of purpose in the job. If your job has been to manage a team of 50 people, now you might be training your replacement person for a year or two before you shift into part time. And you just do it, because you can do it from wherever you need to be and whatever. You know, lots of options.Lesley Logan 31:24  I am obsessed I'm obsessed with this whole thing because, like, everyone wants to know, like, how much money do you need to live off of? Like, that we even our lovely wealth people were like, how much money do you want to live off of when you retire? And we were like, we don't want to worry about money. That was our answer. Because I want to live in an Airstream sipping tequila. And, you know, coming back home here when the weather is good, and then, I don't know, we have a house in Cambodia, there's a I want to see the world. So we had that, but we no one was like, what is your retirement persona? Brad Crowell 31:54  Yeah, how do you, how do you imagine spending your time participating in the world, you know, as a retired person? Lesley Logan 32:02  I mean exactly. Brad Crowell 32:03  Is your goal to watch every movie in the last blockbuster? Maybe you shouldn't do that.Lesley Logan 32:09  We might have to talk about having different lives. Visit you. Brad Crowell 32:17  Actually, it's funny that you say that. He said, a lot of couples don't talk about this, and they see, I, you know, they see themselves retiring in different ways. It's not something that they've actually discussed. Interesting.Lesley Logan 32:28  Well, and you know what? Maybe I have to if there's an expert listening who does graduated marriages, I would love to have you on because that's what they're called. They're called graduated marriages, where you love the person you're married to. You don't want to cheat on them. You don't want to be married to someone else, but you would like to have some people just do a separate room. Some people have a separate house, like they live in a different place because they want to live over there. Clearly, that doesn't work for us, because I would get lost, but. Brad Crowell 32:57  Fascinating. Lesley Logan 32:58  It's fascinating, you know, like, I mean, you know, there's this one podcast I listened to, and she is been working. She still has her company. She's working. She works like a dog. She's got a really successful podcast, and she wants to travel with that podcast, and her current successful company is something that she can travel with, and her husband can't, and she's like, I love you, and you can visit me. I want to live for this many months in this state. I've never lived there. I want to live there. I want to feel what it's like. And so she got an apartment, and he is visiting her every other weekend. That's cool. And, you know what, maybe it spices things up. I'm not saying that, but that's the thing. But like, I do think that if you're in a relationship and you haven't thought about retirement together, may this be your assignment, you should contact Gregg and or.Brad Crowell 33:42  Or have a conversation with your partner. Lesley Logan 33:43  And if you're solo, yeah, yeah. And if you're solo, then if you haven't thought about this, you should, because otherwise you're just focusing on dollars. And that's where I think people get obsessed about what the stock market is doing, because you're not actually thinking of how it affects the person you want to be. And you get a little weird about it. And we have an episode with Wealth with Tess coming back on when it comes to, like, the stock and our numbers and all that stuff, and this uncertain time. But I just think that this is a way cooler.Brad Crowell 34:08  You're totally, you're totally right, because it does just become about like this, like, mad, mad. Like, focus on stashing cash, kind of the markets or whatever.Lesley Logan 34:18  Well, and there's much fear around that. And then it's like, but then who are you right? Like, I'm just obsessed. Brad Crowell 34:22  Exactly that doesn't actually address anything that Gregg is talking about here with your retirement identity. Lesley Logan 34:28  I can tell you right now.Brad Crowell 34:29  Your retirement identity is not a bank account number.Lesley Logan 34:31  He is the only person talking about this. I haven't heard anyone else talk about this. I haven't had anyone else to talk about this. And I am like, this is the stand still, like, number one retirement episode we'll ever have like I'm saying here today.Brad Crowell 34:43  Yeah, it's great. It's awesome. Well, love it. Stick around. We'll be right back. We're gonna dig into some Be It Action Items that we got from Gregg Lunceford. Brad Crowell 34:55  All right, so finally, welcome back. Let's talk about those Be It Action Items. What bold, executable, intrinsic or targeted action items can we take away from your conversation with Mr. Gregg Lunceford. Lesley Logan 35:07  You go first. Brad Crowell 35:10  All right. He said in the planning process of your ideal self, this retirement identity that we've been talking about, he said, what you also have to learn how to do is to replace kinship with friendships, kinship with friendships, which I think is kind of cool. He said today we don't have kinship the way we once did, because families are smaller and they are spread out, right? And also we're not necessarily going into the office to have. Lesley Logan 35:39  Oh, we talked about the Golden Girls. Brad Crowell 35:40  Yeah, you did. Lesley Logan 35:41  Okay,so. Brad Crowell 35:42  Talked about the Golden Girls.Lesley Logan 35:42  Yeah, Sue, just so, you know, Brad, we're on a compound already with Steven Sue and I and a few other people. We're taking applications.Brad Crowell 35:49  We're taking applications. Yeah. So what's really funny, though, is he brought up the Golden Girls and we've talked about this for like, years.Lesley Logan 35:58  Yeah, and I was, like, a wealth manager co signed the idea, I'm in.Brad Crowell 36:04  So he said retirees, retirees must create for themselves on their own, a living setup that supports financial stability and mental well being, and that's where the Golden Girls concept comes in. So it has to include intentional socialization and finding things that create psychological success. So here's an example. He said. It's called an ABRC. It's an academically based retirement community. Or there's another one called a URC, which is a university based retirement community. And basically what he's saying is, if you worked in a field for a really long time, and you connect with other people who worked in the same or similar field, you will have a lot of things to talk about that are the same. Then you'll be able to have those conversations. So that's where the academically based retirement community comes in. Versus a university based retirement community would probably be like, Hey, we're all from the same alma mater, Alma Mater. I may be a year or two before you or after you, whatever.Lesley Logan 36:59  So here's my criteria for ours. Ours is going to be people. Everyone has to who, after Sue Steven, you and I. Everyone has to tell us what young person in their life who is strong on Strapping, who can help move heavy things, because you and Steven aren't going to like, stop doing projects. So we're gonna need help there. And then we just need, we need people who have children to, you know, to help take care of it, because we don't have any. We're not bringing that to this. We're bringing the project management to the community. But we don't have, we're facilitating. We don't have the young person, right? So, so, so sue and Steven have a three nieces on their side. So that's good.Brad Crowell 37:40  Okay, okay, okay. So we, I think we have a couple on our side too.Lesley Logan 37:44  We have, we are, I am the favorite aunt to our only niece, so there's that. But you know what? She might we need extra, just in case. We need to have extras. You gotta have, like, it's like having retirement. You gotta have backup. Brad Crowell 37:57  I remember my grandfather, who recently passed away. He was 94 I think, when he passed away, he moved out of his house at like, 88 or 87 years old into a retirement community. And he did it in, like a snap whim moment, because one of his longest friends for 50 years was like, hey, I just got an apartment at this place down the road. You should come, you should join us there. And he was like, absolutely, hell yeah, literally, called our whole family was like, I'm moving. And everyone's like, what? You're 87 what are you talking about? Lesley Logan 38:34  No, we're gonna find a mid century motel.Brad Crowell 38:36  But the, well, the goal for him here was community. Right? Where he went had, it was a it was like one of those communities that had live on your own, but they're still around, get partial help, and then eventually get full help. So it had three different facilities in one place. And so he moved into that I can do everything by myself, part of the community, and would walk down the hall and go play pool every night with the guys you know. And he did this for many, many years. And the belonging, that communal element that changed the game for him, because he was sitting alone in a house before, and he was like, this sucks. I gotta, I gotta get out of here.Lesley Logan 39:12  Well, I like our compound idea. It's a little culty, but not too much. And I only want the people that we want to be around on this. Like, I like what your grandfather did for himself, it's eally great. But there's also, like, a bunch of people involved that I didn't like, you don't get to choose them. So this is. Brad Crowell 39:30  But he found, like, love late in life too. You know, so there's that.Lesley Logan 39:33  He lived his best life. It's fine. I'm saying it's not ours. And that leads into my Be It Action Item that I'm talking about, which is, like, it's critical that this is a shared vision, yeah, so you gotta create a vision, the shared vision. I understand that I'm telling Brad about this vision a lot. Don't worry. I know what he likes.Brad Crowell 39:49  No, I'm very on board. I love me some tequila. So sign me up. Lesley Logan 39:53  I just think we have our great friends. We have a bunch of DINCs in our life off, but we get all the DINCs together, dual income, no children, all the DINCs together, we can have a cool kick ass compound with, first of all, just the just the red light therapy alone, we're like, already golden, so I'm just so in on this. But okay, so back to what Gregg said to do. Gregg said, create a vision. It's critical that it becomes a shared vision. And he actually said that research shows approximately 40% of couples do not even discuss retirement savings, which is bad, like whole no wonder so many divorces happen. People just don't talk about shit. Like, what is happening? Gonna start talking about your goals. Engage a professional like Gregg, to help you see how you can align your financial wherewithal with those visions. Probably Gregg, because he's the only person who studied this. He's the only, everyone else just wants to know what your fucking number is. He cares about what you want to do. And then, he said you have he wants you to think differently. He wants you to think about being your best self at this stage, not being someone whose society just says it's just time for you to leave. He wants you to, like, really think about who your best self is and take ownership of that, because you're kind of a badass, like people don't realize, like you have so much knowledge that is acquired from the time that you've spent so own that. And he said, in his words, you have more value to offer a lot of people than you think. And I think that that's true. There's like, so many different ways you can prepare, like you can be a big brother or a friend or a, you know, a leader of some kind in some capacity, with all this knowledge you have, you could, you can, you can, you can support people around you who need it. So there's just so much more live 20 bonus years. Plus, you know the way things are going, we'll see how we'll see how this ages by February, considering they're trying to get rid of nursing degrees and stuff like that in July. So we'll see. But I'm just saying there's a lot you can do. And I just really want people, I want people to have all the information. I don't. I don't like that some people have to work until they're 80, or because they either because they need the money or because they don't know what to do other than that, like that makes me sad, both of those. So hopefully this helps you. I'm Lesley Logan. Lesley Logan 41:57  And I'm Brad Crowell. Lesley Logan 41:58  Thanks so much for listening. How are you going to retire? We want to retire? We want to know what that vision What's your retirement persona? Tell Gregg. Tell the Be It Pod, and until next time, Be It Till You See It. Brad Crowell 42:07  Bye for now. Lesley Logan 42:08  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 42:51  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 42:56  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 43:00  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 43:07  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 43:11  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

What if the next decade becomes the greatest wealth opportunity of your lifetime and most business owners miss it because they are too busy running day-to-day operations? In this powerful conversation, Gary Heldt sits down with Darius Alexander Ross to unpack why business owners are standing at a once-in-a-generation turning point. With trillions of dollars in wealth transferring from retiring Baby Boomers and commercial real estate poised for major repositioning, Darius explains why ownership, acquisition thinking, and preparation matter more than ever.They dive into why most businesses fail due to lack of information, how leaders sabotage their own growth, and why owning your location and understanding leverage is a strategic advantage. This episode challenges business owners to stop thinking small, prepare for worst-case scenarios first, and position themselves to buy, consolidate, and grow while others hesitate.Key Takeaways→ Why customer appreciation and operational awareness directly impact long-term profitability→ How owning real estate can become a cornerstone of business stability and wealth building→ Why the next ten years will favor acquisition entrepreneurs and strategic buyers→ The most common accountability mistakes that quietly erode business value→ How the “dummy strategy” helps leaders make smarter decisions by listening first Quote“Sometimes the biggest enemy of a business owner is the voice in their own head.” If you want to position your business for long-term growth, smarter ownership decisions, and real wealth building, this episode will change how you think about strategy, real estate, and opportunity. Listen now and learn how to prepare before the opportunity passes you by. Connect with Darius: https://www.dariusaross.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, hosts Joel Cheesman and Chad Sowash sit down with Business Insider economy reporter Allie Kelly to unpack the real story behind the white-collar bloodbath sweeping across America. Far from the easy narrative blaming AI for vanishing jobs, Kelly reveals how sky-high Federal Reserve interest rates are choking company hiring, why aggressive deportation policies are quietly shrinking the labor force in key industries, and how a stubbornly low quit rate masks a job market that feels frozen for millions. Despite an unemployment rate hovering just above 4%, white-collar workers in tech and finance are stuck sending hundreds of applications into the void—while a massive skills mismatch leaves hot sectors desperate for talent. If you're frustrated with today's job hunt or wondering when the market will thaw, this no-holds-barred conversation cuts through the noise and delivers the economic truths everyone needs to hear. Chapters 00:00 - Introduction to the Podcast and Guest 02:06 - Allie Kelly's Background and Expertise 03:58 - The Current Job Market Landscape 08:20 - Impact of Immigration on Labor Supply 10:12 - Understanding the Sluggish Job Market 12:46 - The Workforce Imbalance and Its Implications 15:41 - The Role of AI in Job Market Dynamics 19:40 - The Cycle of Hiring and Layoffs 20:31 - The Influence of Tariffs on Employment 24:30 - The Fragility of the Economy 27:56 - Navigating the Current Economic Landscape 30:03 - Future Predictions and Economic Recovery 35:22 - The Role of Baby Boomers in the Economy

Functioning through daily life having to wear a cast, splint or sling from a recent injury can be challenging. Injuries are common and unfortunately these medical assistance items that help you get better can also be quite challenging on their own. Especially when it comes to continuing to live an active lifestyle with exercise. But is it a good idea to exercise with a cast, splint or sling? In This Episode You Will Learn: 1). Why we decided to dedicate an episode to this issue and how this can affect someone trying to recover from a recent injury. 2). Some of Meredith's personal experiences in training people of all ages and their shared stories of trying to exercise with a cast. 3). Some of the challenges you will face if you overexercise and how that can slow down the healing process. 4). Why it's important to choose the right type of exercises that are safe to do depending on the type of injury you have and the location of the cast etc. 5). How staying active even during nursing an injury can help keep you motivated and make your post recovery workouts easier to return to. /// We hope the information we've shared in this episode is helpful to you or someone you know who may be dealing with a cast, sling or splint. Staying active is important no matter what your current situation is. Always keep in mind to be safe and smart when you do exercise to ensure a healthy recovery from your injury. Team MeredithSee omnystudio.com/listener for privacy information.

We talk about Alex Pretti, how disgusting ICE is, lackluster responses, Baby Boomers, FIFA boycott, some good trans news and AI woes.

“You can’t turn back the clock. But you can wind it up again.” —Bonnie Prudden, rock climber This quote reminds us that we can keep going from where we are, not going backwards. MeredithSee omnystudio.com/listener for privacy information.

WMAL GUEST: ABE ABICH (Founder/CEO of Abich Financial Services) on navigating retirement hurdles in 2026, including elevated prices, Social Security uncertainty, and a record wave of retiring Baby Boomers. WEBSITE: Abich Financial Services SOCIAL MEDIA: @AbeAbich Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Friday, January 23, 2026 / 7 AM HourSee omnystudio.com/listener for privacy information.

Send us a textIn this episode, we're diving into January 2026's hottest topics—culture shifts, viral moments, and conversations everyone's buzzing about. From headlines to hot takes, we're breaking it all down. Tune in, share your thoughts, and then come sit with us—let's grab a warm cup of coffee together and talk it through, heart to heart. ☕✨As promised: https://amzn.to/4pL561XSupport the showMusic by:Golden Hour by Vlad Gluschenko https://soundcloud.com/vgl9 Affirmation Music: Fireflies by Ambient Boy https://musicvine.com/track/ambient-boy/fireflies

Using weights in your resistance training is a great way to add strength and stability to your weekly workouts. But what if you don't want to build "too much" muscle and feel like you look "bulky"? Does weight training add "bulkiness" to your body? This is a common concern mostly among women who are interested in adding strength but not to the point where they feel uncomfortable. In this episode we break down whether or not weight training you give you a "bulky" look or if this is just a misconception. In This Episode You Will Learn: 1). Some of Meredith's personal experiences in working with clients over the years and some of their thoughts on whether they felt weight training was for them or not. 2). What exactly happens to your body when you train using weights. 3). How diet greatly affects the possibility of getting "bulky" and how much you would really need to eat to get there. 4). The actual everyday benefits that you reap when adding regular strength training and weight training to your workouts. 5). Meredith's best suggestions on how to add strength training to your workouts without the concern of felling "bulky" etc. /// We hope the information we've shared in this episode sheds some light on whether weight lifting will make you feel uncomfortable and "bulky". Doing regular weight training is a great idea no matter what age or gender you are and making sure you feel comfortable with the results is key to continuing your training well into your later years. Team MeredithSee omnystudio.com/listener for privacy information.

The content marketing pioneer who coined the term in 2001 reveals the urgent reality: creators have 12-24 months to build discoverable human audiences before AI-generated synthetic content makes it nearly impossible. The 99% Problem and the Vinyl Solution Joe Pulizzi drops a startling statistic: 99% of content being created today is heavily influenced by AI. Instagram recently admitted they can't keep up with the flood of AI content and won't even try to block it. But Joe isn't running from AI—he's running WITH it while building something AI can't replicate: authentic human relationships with loyal audiences. His "vinyl strategy": While 99% of content becomes synthetic commodity, human creators can become the premium 1% that builds small audiences who know, like, and trust them. What You'll Learn In this episode, discover: • Why being KNOWN (not famous) is your only competitive moat in the AI age • The urgent 12-24 month window to build your audience before discoverability becomes impossible • Joe's 30-minute daily AI practice using ChatGPT as co-CEO, health coach, and financial advisor • How to find your "tilt"—that one thing you're exceptionally good at for a specific audience • Why email and owned audiences matter more than algorithm-dependent platforms • Why Joe stopped his 527-episode podcast to focus on ONE thing: his newsletter The Tilt • The generational advantage Baby Boomers and Gen Xers have (and how to leverage it) • How to use AI as collaborator while maintaining your authentic voice About Joe Pulizzi Joe Pulizzi is founder of Content Marketing Institute and The Tilt, bestselling author of seven books including Epic Content Marketing (named a Must-Read Business Book by Fortune Magazine) and Burn the Playbook. He coined the term "content marketing" in 2001 and received the Content Council's Lifetime Achievement Award in 2014. He successfully exited CMI in 2016. His two weekly podcasts include the award-winning This Old Marketing with Robert Rose (the longest-running marketing news podcast) and Content Inc. (recently concluded after 527 episodes). His foundation, The Orange Effect, delivers speech therapy and technology services to over 450 children in 40+ states. Key Takeaways Curiosity is one of the most human traits—point it in the right direction and opportunities emerge. Block 30 minutes daily for AI experimentation. Write down the 10 things that make you uniquely you. Then start building your audience on ONE platform where you own the relationship. The future belongs to the curious and the known. Episode: 551 Guest: Joe Pulizzi Host: Park Howell Show: Business of Story Topics: AI, Content Marketing, Creator Economy, Audience Building, Synthetic Content, Personal Branding, Newsletter Strategy, Career Development, Retirement Planning

A client recently asked me to do some research on the differences between the generations in the workplace. Specifically, she wanted to know about the different styles of communication between different ages. I like to think of myself as a communication expert. Granted, those who work around me will likely argue with that diagnosis.However, I have to admit, some of the things I uncovered while doing this project really surprised me. So, I thought it might be a good idea to publish the results.This episode will cover a few key items.First, we will identify the specific generations. We hear people using terms like Baby Boomers and Millennials, but what do those terms really mean? And do entire generations think similarly.Next, I'll show you the specific communication channels that each generation prefers. Interestingly, the communication channel preferences are pretty obvious when we look at the technology changes that occurred in each generation.Then finally, I'll point out the pros and cons of each type of communication.You might actually find that the channel preferred by a different generation is more efficient.Show Notes: Differences Between Generations and Style of Communication(https://www.leadersinstitute.com/differences-between-generations-and-style-of-communication/)

“I think the more unexpected something is, the more there is to learn from it.” —Michael J. Fox, actor This quote reminds us that when things do not go as we expect, there is a lesson in it…don’t disregard that! MeredithSee omnystudio.com/listener for privacy information.

We kicked off the program with four news stories and different guests on the stories we think you need to know about! The Boston Strangler: Unheard Confession documentary and charity screening coming up Jan. 29th 7pm at the Chatham Orpheum Theatre. Guest: Casey Sherman – author who was involved with reinvestigation into the Strangler murders which his aunt was believed to be the youngest and final victim Baby Boomers are staying in the job market as Gen Z struggles to break through…Guest: David Cathey - Hiring Expert, partner with Unity Search Group, one of the top recruiting companies in the country Woman Aims to Solve Sister's Cold Case Murder with TikTok… On the morning of June 27, 2000, 16-year-old Molly Bish vanished from Comins Pond in Warren, Massachusetts.Guest: Heather Bish – Sister of Molly Bish Fake rental scams cost people thousands of dollars nationwideGuest: Andre Sanchez - Chief Operating Officer of Rently, a company that provides self-touring and smart-home technology for property managers and renters. See omnystudio.com/listener for privacy information.

Một tin vui vào cuối tuần. Đó là một cuộc thăm dò cho thấy, người Úc đặt mục tiêu ‘Hạnh Phúc' lên hàng ưu tiên, so với mọi mục tiêu khác như cải thiện sức khỏe, giảm cân và những quyết tâm khác như tiền bạc, nhân dịp Năm Mới. Khuynh hướng nầy được quan sát thấy mạnh mẽ ở các giới trẻ, từ thế hệ Z đến thế hệ Baby Boomer.

The gang is all here to talk about breakfast in the 70s and Pop-tarts. Plus more 70s trivia.

So...how is 2026 going?? Why do you think my brother is just “dropping by”? I want to clear up this dating story... MOM-TENT: Gen Xers and Millennials share 17 of the strangest things their Baby Boomer parents do Become a Certified Fan! Help support the podcast and get our Thursday show, More Mama's Boy! OR upgrade your support here!  Adopt An Episode! Want to show us a little extra love? Adopt an Episode and get a personal shoutout in an upcoming show! This episode was adopted by the amazing Laura B. from San Diego, CA! Thank you!! A special thank you to our Boy-lievers for your extra support of our show: Candy Z, Marci H, Eileen F, Kat R, Rachelrose S, Donald S, Queen Pam , Erin D, Alexandra T, Deb S, Lisa G, Julie B, Carly M C, Karissa R, Sue W, Lucino , Lisa H, Kayla S, Karen W, Tina U, Lety S, Julia M, Michele K, Angela P and our mystery Boy-liever!  Listen to my other podcast, “Kramer and Jess Uncensored”! Learn more about your ad choices. Visit megaphone.fm/adchoices

Staying motivated throughout the year to exercise can be challenging. There are many things in life that can easily sideline you in your efforts like a busy schedule, illness or just not feeling up for it everyday. These things are all normal and yet somehow, you know inside that you should choose to exercise when possible. Luckily there are a few tips on how to set goals that motivate you to exercise that will actually work. In This Episode You Will Learn: 1). How the first of the year is a typical time to reflect on what you'd like to accomplish in the new year but in reality, these tips can be used year round. 2). Some of Meredith's personal experiences coaching others and her feelings when she saw her clients setting goals and staying excited about getting back into exercise. 3). Why setting small attainable goals is always better than setting larger goals. 4). How allowing yourself to celebrate your small wins makes a big difference in keeping you motivated throughout the year. 5). Why it's important to understand that adjusting your goals as you go to is normal and shouldn't be looked at as failure. /// We hope the suggestions in this episode are helpful to you if you are having trouble staying motivated to exercise. This is common and happens to everyone who tries to stay active. Knowing that there are helpful ways to keep your motivation alive is important. This will help you continue to embrace an active lifestyle now and into your later years. Team MeredithSee omnystudio.com/listener for privacy information.

Episode 516: Red, Red Whine This week Host Dave Bledsoe woke up brutally hungover behind a trash dumpster in the Tacony neighborhood of Philadelphia meaning a whole New Year has started.  (It's tradition) On the show this week, we end our hiatus without actually going on hiatus. (Turns out Dave was just sad) We start our generational pivot with the first leg of the tripod that holds up the Baby Boomers, the Red Scare!  Along the way we discover that Dave isn't a communist (Turns out their parties are not his kind of parties) then we dive right into the history of international Communism with its bearded Daddy, Karl Marx. We breeze past the first Red Scare and honestly most of the second one, focusing on the major players.  (Oddly, mostly Republicans) We talked about why they were looking for a communist under their beds (because they didn't like Jews) and why they had to persecute anyone who might be a communist.  (Again, they don't like the Jews).  Then we take a quick look at the impact of the Red Scare on American society and how it formed the Boomer generation. (It is why so many of them don't like the Jews) Our sponsor this week is Your Local Communist Party, there are six of us, how scary can we be? We open with a 50s newsreel about international Communism and close with Kuerdas who prefer reds. Show Theme: Hypnostate Prelude to Common Sense The Show on Bluesky: https://bsky.app/profile/whatthehellpodcast.bsky.social The Show on Facebook: https://www.facebook.com/whatthehellpodcast/ The Show on Youtube:  https://www.youtube.com/channel/UCjxP5ywpZ-O7qu_MFkLXQUQ The Show on Instagram: https://www.instagram.com/whatthehellwereyouthinkingpod/ Our Discord Server: https://discord.gg/kHmmrjptrq Our Website: https://www.whatthehellpodcast.com Patreon:  https://www.patreon.com/Whatthehellpodcast The Show Line: 347 687 9601 Closing Music: https://youtu.be/K3eobcILO3Q?si=_9vnBoQtYy5gvSjA Buy Our Stuff: https://www.seltzerkings.com/shop Citations Needed: Britannica: Karl Marx https://www.britannica.com/biography/Karl-Marx Wikipedia: The Communist Manifesto https://en.wikipedia.org/wiki/The_Communist_Manifesto “Enemies from Within”: Senator Joseph R. McCarthy's Accusations of Disloyalty https://historymatters.gmu.edu/d/6456 Anti-Communism in the 1950s https://www.gilderlehrman.org/history-resources/essays/anti-communism-1950s Learn more about your ad choices. Visit podcastchoices.com/adchoices

Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- Are you a business owner thinking about the next chapter? Too many entrepreneurs focus entirely on building their company but fail to prepare themselves, and their finances, for the exit. In this episode, Steve sits down with Tim Golas, Partner and Co-Founder at Spurstone, to discuss the tactical realities of selling a business. From the dangers of concentration risk to the "Fish and Chip" method of negotiation, Tim breaks down how to run two parallel paths: optimizing the business for sale and preparing your personal wealth for the liquidity event. Whether you are looking to sell in 2026 or just want to de-risk your current operations, this episode provides a roadmap for maximizing your deal terms and protecting your legacy. -- Timothy Golas is an exit planning advisor, fiduciary, and Partner at Spurstone who serves as a trusted confidant to eight- and nine-figure business owners navigating major financial transitions. A founder himself, he understands the pressure and complexity of building a business and the risks of exiting without the right strategy or support. With more than 20 years of experience advising successful families, executives, and stakeholders across the U.S., Timothy helps founders and multi-owner teams protect what they've built, maximize value, and move forward with clarity and confidence. As a Certified Exit Planning Advisor (CEPA), he specializes in value acceleration, tax-efficient exits, and guiding entrepreneurs through Spurstone's Grind to Good Life framework, from exit preparation to post-exit fulfillment, bringing both expertise and empathy to a deeply personal transition. Website - https://www.spurstone.com/ LinkedIn - https://www.linkedin.com/in/timothygolas/ Timestamps: (00:22) From Wall Street to Main Street: Tim shares his background at UBS during the financial collapse and why he founded Spurstone to better serve entrepreneurs and business owners. [02:00) The 2-3 Year Window: Why you need to start planning years before the sale. The concept of "Parallel Paths" - preparing the business entity and the personal financials simultaneously. (04:12) Combating Concentration Risk: How to identify if your business is too reliant on one client. Tactical Tip: Tim discusses the strategy of acquiring smaller companies to dilute client concentration before going to market. (08:12) When is the Right Time to Sell?: Navigating age, market conditions, and avoiding "forced" exits (Death, Disability, Divorce). (13:54) Maximizing Valuation: Moving beyond the top-line number. Understanding the difference between EBITDA and Normalized EBITDA, and why "de-risking" (e.g., settling litigation, owning real estate) drives multiples higher. (15:32) The Biggest Mistake Sellers Make: Why you should never wait for an LOI (Letter of Intent) to land on your desk before you start planning. (19:30) The "Fish and Chip" Method: A warning on how buyers use high valuations to hook sellers, only to chip away at the price during due diligence. (21:14) M&A Trends for 2026: What's happening with Baby Boomers, the trades, and manufacturing sectors. The rise of Private Equity roll-ups. -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

Due to Baby Boomer's aging, it's estimated that over 8 million businesses will either sell or be passed on to the next generation. Many are calling this the Great Wealth Transfer. Many business owners have worked hard to build a culture that pleases God. But often taking the highest sale price can result in selling ... The post The Great Wealth Transfer: Part 1 appeared first on Unconventional Business Network.

“No one is useless in this world who lightens the burden of another.”-Charles Dickens This quote reminds us that we all have a purpose and use, because we all touch another whether we know it or not. MeredithSee omnystudio.com/listener for privacy information.

Looking for Baby Boomer Christian dating tips? If you’re a baby boomer interested in dating online, there are several things to consider. Christian dating services for baby boomers is not a new idea as they’ve been around for years. However, if you take heed to the following baby boomer dating tips you will have more chances for success. The world of dating might seem overwhelming or even a little foreign to many senior  baby boomers re-entering the scene. However, even […] The post Baby Boomer Dating Tips | Christian Singles Baby Boomer Advice appeared first on Christian Singles Advice | Christian Dating Advice Tips. Related posts: 40 Somethings, 50 Somethings Dating Christian Singles Over 50: Dating Advice Online Dating Picture Advice Online Dating Profile Writing Tips Senior Singles Christian Dating Advice

Long-term care has quickly become one of the greatest financial and emotional pressures facing American families. Rising costs, longer life expectancy, and limited insurance coverage have created a situation few retirees are prepared for. On today's episode of Faith and Finance, Harlan Accola joins us to explore this issue. He leads the reverse mortgage team at Movement Mortgage and works closely with families navigating long-term care decisions.Accola describes long-term care as “the elephant in the room.” As Baby Boomers age and care needs rise, families are trying to balance support for aging parents with raising children and managing their own financial responsibilities. Many households avoid discussing care needs until a crisis forces difficult decisions.The numbers reveal why planning is essential. Studies estimate that between 50% and 70% of retirees will require some level of long-term care during their lives. Yet more than 90% of those individuals have not purchased long-term care insurance—and many assume Medicare will cover the cost of nursing or assisted living facilities. In reality, Medicare provides limited short-term rehabilitation benefits, while long-term care typically falls under Medicaid, which only applies once a person has depleted most of their financial assets.Costs vary widely by region, but nursing facilities can range from $80,000 to $120,000 per year, and in-home care providers may charge $30–$40 per hour. Just one or two years of intensive care can rapidly deplete savings intended to last decades in retirement.One of the most overlooked financial risks is the well-being of the surviving spouse. Accola notes that husbands often require extensive care first, and the assets used to pay for their care can leave their wives financially vulnerable after their passing. Without adequate planning, the surviving spouse may face an underfunded retirement and fewer choices for her own care needs.To address this gap, families are encouraged to expand their planning tools. One strategy Accola highlights is to tap housing wealth through reverse mortgages. Because many retirees have significant equity tied up in their homes, a reverse mortgage can unlock funds without requiring monthly payments. These tax-free dollars can be used to pay for in-home care, cover long-term care insurance premiums, or bridge the gap between retirement income and care costs. It also allows individuals to remain at home longer—often delaying or avoiding the need for costly facility care—and preserves retirement accounts for the surviving spouse.Accola emphasizes that reverse mortgages are not a universal solution, but they should be included in the suite of planning options that families evaluate, alongside insurance, savings strategies, and Medicaid planning. Far too many households ignore the issue entirely or assume Medicare will handle it.As long-term care needs continue to rise, proactive planning is no longer optional. Exploring the full range of financial tools available can reduce stress, protect surviving spouses, and provide dignity and stability during the later stages of life.On Today's Program, Rob Answers Listener Questions:I'm 66 and plan to retire at 70. I can take full Social Security at 66 and 10 months. Should I start benefits now while continuing to work full-time, or wait? If I take it now, should I place the funds in an IUL, an IBC strategy, or invest through my Edward Jones account?I've borrowed from my 401(k) several times over the past decade and paid myself interest. Since I hate paying interest on loans like auto loans, is borrowing from my 401(k) a better option than taking a regular loan? If an auto loan is at 5–6%, would it be better to borrow directly from the bank?If I make small extra payments each month on my mortgage and loan, is that roughly equivalent to making a single lump-sum principal payment each year, or does the timing make a difference?I have a question about IRA beneficiaries. If someone inherits an IRA, what would the tax implications be, and is there a better way to pass the money on than simply naming a beneficiary?My husband and I are 45 and 50, and we're considering a 1031 exchange on a property with about $250,000 in capital gains and $15,000 remaining on the mortgage. Should we move forward with the exchange, or would a different strategy make more sense?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fifty years ago, being a kid in the early-to-mid 1970s felt like living in a different universe. In this episode, I take you back to banana seat bikes, skateboards, and disappearing for hours with nothing but a “be home when the street lights come on” rule. We'll talk about three-channel TV with no remotes, heavy wooden console sets, TV trays and TV dinners, one wall phone for the whole house, and how long-distance calls actually mattered. You'll hear what it was like when smoking was everywhere, airports had no security lines, convenience stores sold penny candy, and news came on a few times a day instead of 24/7. Plus, the fads, the posters, the dangerous playgrounds, the mixtapes recorded off the radio, cruising the strip, and the collections we obsessed over—baseball cards, comic books, marbles, Hot Wheels, and more. It's nostalgia with details you can almost smell—and a reminder of just how much has changed.Support the show

Send us a textThe Credit Union Generation Barrier.On the show today is Melissa Krut, VP of Success at Sogolytics, a Herndon Virginia based firm that focuses on data driven analytics that answer questions such as how satisfied are a credit union's employees, how satisfied are members, and more.Krut is here to discuss Sogolytics data driven approach and also to elaborate on a recent Sogolytics report that documents the disconnect between younger Millennials and Gen Z and credit unions.That's a disconnect that couldn't happen at a worse time for credit unions as their Baby Boomer base erodes in numbers.Here's one finding: “Nearly half (49%) of Gen Z say they've heard of credit unions but don't understand how they work. Perceptions of being outdated persist: 17% view credit unions as "for older people," while another 17% believe they are "not modern enough."”OuchThere's lots of data in the report but, Krut stresses, the data also open doors to better communicating to Millennials and Gen Z.By no means is this a battle lost.And Sogolytics offers plenty of pointers about what  a credit union can do to better appeal to younger potential members.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

More investors—especially Millennials and Gen Z—are treating markets like a casino. Not because they're reckless, but because the traditional path to financial security feels broken. Lance Roberts & Jonathan Penn break down Financial Nihilism vs. Financial Planning: why speculative behavior is rising, and what still works when confidence in long-term investing erodes. Options trading, crypto, meme assets, and betting apps offer fast outcomes in a world where housing is expensive, debt is high, and patience feels unrewarded. 0:00 - INTRO 0:19 - ISM Index Weaker than Expected 4:25 - Market Breadth Improves 8:51 - Two Dads on Money Holiday Recap 10:43 - What is 'Financial Nihilism'? 15:10 - The Path to "Getting Rich" 17:04 - What Capitalism is Built For 17:54 - Baby Boomer's, Millennial's, & Gen-Z 21:19 - What is "The American Dream"? 23:03 - Experience is a Good Teacher 28:03 - No One is Holding You Back 32:55 - The most Important Thing - The Savings Rate 37:15 - Cars & Collectibles 43:08 - Financial Nihilism is Not Real 45:45 - Car Financing & Debt Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=-1qXRp9gLoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Sector Rotation Signals Improving Market Breadth," is here: https://www.youtube.com/watch?v=sttQ3aaH4Rc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "2026 Market Outlook: Bullish Momentum, Valuation Risks, and What Comes Next," here: https://www.youtube.com/watch?v=LxDnB-Z7mJI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketBreadth #SectorRotation #ValueStocks #MarketOutlook #StockMarketToday #FinancialNihilism #FinancialPlanning #InvestorBehavior #LongTermInvesting #WealthBuilding

More investors—especially Millennials and Gen Z—are treating markets like a casino. Not because they're reckless, but because the traditional path to financial security feels broken. Lance Roberts & Jonathan Penn break down Financial Nihilism vs. Financial Planning: why speculative behavior is rising, and what still works when confidence in long-term investing erodes. Options trading, crypto, meme assets, and betting apps offer fast outcomes in a world where housing is expensive, debt is high, and patience feels unrewarded. 0:00 - INTRO 0:19 - ISM Index Weaker than Expected 4:25 - Market Breadth Improves 8:51 - Two Dads on Money Holiday Recap 10:43 - What is 'Financial Nihilism'? 15:10 - The Path to "Getting Rich" 17:04 - What Capitalism is Built For 17:54 - Baby Boomer's, Millennial's, & Gen-Z 21:19 - What is "The American Dream"? 23:03 - Experience is a Good Teacher 28:03 - No One is Holding You Back 32:55 - The most Important Thing - The Savings Rate 37:15 - Cars & Collectibles 43:08 - Financial Nihilism is Not Real 45:45 - Car Financing & Debt Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=-1qXRp9gLoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Sector Rotation Signals Improving Market Breadth," is here: https://www.youtube.com/watch?v=sttQ3aaH4Rc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "2026 Market Outlook: Bullish Momentum, Valuation Risks, and What Comes Next," here: https://www.youtube.com/watch?v=LxDnB-Z7mJI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketBreadth #SectorRotation #ValueStocks #MarketOutlook #StockMarketToday #FinancialNihilism #FinancialPlanning #InvestorBehavior #LongTermInvesting #WealthBuilding

Experiencing physical limitations as you age is a normal process for everyone. We may not always be able to do the things we used to as we get older and accepting this reality can be difficult for some. Many older active adults have physical limitations that could have been caused by many things including past injuries, illness or normal wear and tear. Making sure you are OK with these changes and accepting them gracefully will help contribute to a longer and healthier life. In This Episode You Will Learn: 1). Why we decided to dedicate an episode to this important topic and some of the emails and feedback we get from our subscribers regarding their struggles of dealing with physical limitations. 2). How easy it can be to overestimate the amount of energy required to do a workout especially if you've been away from exercise for a while or have struggled with past physical challenges. 3). How our attitudes about why we exercise can change over time and why that can be a good thing later in life. 4). How dealing with physical limitations over time can affect your mental and emotional state. 5). The importance of prioritizing the big picture and long game when it comes to aging and your physical limitations. /// We hope the tips we suggested in this episode are helpful to you or someone you know who may be struggling with their physical limitations and the mental and emotional toll that it can take. Being OK with this is key to becoming the best aging version of yourself and believing that YOU are still all you need. Team MeredithSee omnystudio.com/listener for privacy information.

“The reward of a thing well done is to have done it.”-Ralph Waldo Emerson This quote reminds us that we should be happy and take pride in all that we do, knowing we did it! MeredithSee omnystudio.com/listener for privacy information.

Tripp Limehouse discusses the financial challenges faced by baby boomers as they approach retirement. He highlights common financial missteps, the importance of proper planning, and the role of social security in retirement income. Tripp emphasizes the need for a comprehensive financial strategy that includes understanding social security benefits and avoiding reliance solely on them. The discussion also touches on the Green Line Principle as a safe money strategy for retirement planning. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

In this final episode of 2025 we want to take a moment and say thank you for listening to our podcast this year! Team MeredithSee omnystudio.com/listener for privacy information.

“And now we welcome the new year. Full of things that have never been.” —Rainer Maria Rilke, poet This quote reminds us to be ready for a new day, week, month, and year…Happy New Year 2026! MeredithSee omnystudio.com/listener for privacy information.

It seems like you can't go anywhere without hearing people complain about Baby Boomers, Millennials, or Gen X. It doesn't matter what the story is. While we all share some similarities as human beings, each generation has values that are slightly different. Today, we only hear good things about the Greatest Generation, but I'm sure Baby Boomers thought differently as they were growing up. While Millennials are a popular target for Baby Boomers today, that will soon fade. The generations may change, but the complaining always seems the same... Click Here To Subscribe Apple PodcastsSpotifyAmazon MusicGoogle PodcastsTuneIniHeartRadioPandoraDeezerBlubrryBullhornCastBoxCastrofyyd.deGaanaiVooxListen NotesmyTuner RadioOvercastOwlTailPlayer.fmPocketCastsPodbayPodbeanPodcast AddictPodcast IndexPodcast RepublicPodchaserPodfanPodtailRadio PublicRadio.comReason.fmRSSRadioVurblWe.foYandex jQuery(document).ready(function($) { 'use strict'; $('#podcast-subscribe-button-13292 .podcast-subscribe-button.modal-69525854b7664').on("click", function() { $("#secondline-psb-subs-modal.modal-69525854b7664.modal.secondline-modal-69525854b7664").modal({ fadeDuration: 250, closeText: '', }); return false; }); });

Most people believe they're doing the right thing by maxing out their 401(k) or IRA. But what if the entire system is designed to trap you later with higher taxes, forced withdrawals, and lost control? Follow Mary Jo Here: https://www.youtube.com/@MaryJoIrmen?sub_confirmation=1 Get the book: https://www.farmingwithoutthebank.com/book/?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-top In this episode of Farming Without the Bank, we break down The Market Scam from Nelson Nash's Building Your Warehouse of Wealth** and expose what most financial advisors never explain. Mary Jo dives into Chapter 5 of Building Your Warehouse of Wealth, unpacking why tax-qualified retirement plans may be one of the biggest financial misconceptions of our time. From Required Minimum Distributions (RMDs) to government-controlled retirement rules, this episode challenges conventional wisdom and asks a powerful question: Would you rather be taxed on the seed… or the harvest? This conversation explores why whole life insurance contracts between individuals may offer more control, certainty, and long-term stability than Wall Street or government promises. Key Takeaways: - Why "tax-deferred" doesn't mean "tax-free" - The hidden danger of Required Minimum Distributions (RMDs) - How words like "security" can be misleading - Why future tax rates are likely higher—not lower - The difference between government plans and private contracts - How Infinite Banking restores control over your money Chapters: (00:00) – Why Most People Don't Want to Think About Money (02:00) – The "Market Scam" & Misleading Financial Language (04:20) – RMDs: The Rule Nobody Talks About (08:38) – Baby Boomers, Forced Selling & Market Risk (09:01) – Seed vs Harvest: A Powerful Tax Analogy (12:50) – Government Plans & Financial Insanity (19:38) – Why Whole Life Insurance Has Worked for 200 Years Resources Mentioned: Building Your Warehouse of Wealth – Nelson Nash Becoming Your Own Banker – Nelson Nash Order here: https://www.farmingwithoutthebank.com/shop/?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-bot Work With Us: Ready to rethink your financial strategy? Schedule a consultation and see how Infinite Banking may fit into your life. maryjo@withoutthebank.com https://www.farmingwithoutthebank.com?utm_source=youtube&utm_medium=organic&utm_campaign=fwtb-ep334&utm_term=desc-bot

AP correspondent Julie Walker takes a look at one issue facing aging baby boomers in the United States.

The holiday season is great time of year to spend time with friends, family and loved ones. Making sure you stick to your normal active routines may not always be a priority or "top of mind" when it comes to celebrating the holidays and that is quite OK. But, there are always some easy things you can do to help keep you body a mind "in shape" which will make the return to fitness and health a little easier when the new year arrives. In This Episode you Will Learn: 1). Why it can be challenging to stay on top of your regular health and wellness routines more so than other times of the year. 2). Why it is still important to take care of your body and wellness during the holidays and how this will help you after the season is over. 3). How to enjoy delicious foods and still maintain a healthy diet at the same time. 4). How staying hydrated will help you maintain your energy levels during your bust schedule and activities. 5). Why prioritizing sleep is important and how this affects everything from your mood to stress levels. /// We hope the tips we share in this episode are helpful to you as you enjoy the magical time of the holidays. The important take away is that you can still make memories with your family and friends and keep your body and mind healthy during this time without sacrificing moments if you choose. Team MeredithSee omnystudio.com/listener for privacy information.

Note: This episode originally aired on June 24, 2025. Generation X, those born roughly between 1965 and 1980, has long occupied a unique place in our cultural narrative. These 45-to-60-year-olds are sometimes called the "forgotten" generation— caught between two larger and more-studied generations— Baby Boomers and Millennials. Often described as independent and self-reliant, Gen X has played a pivotal role in bridging two very different worlds: the analog past and the digital present. They came of age during a time of upheaval and transformation, witnessing the end of the Vietnam War, the fallout from the Watergate scandal and the cinematic rise of The Godfather and Star Wars. They grew up with the debut of MTV, the dawn of the internet and the arrival of personal computers and video games in American homes. Many Gen Xers navigated childhood with minimal supervision, earning them the nickname "Latchkey Generation." And nearly a quarter of Gen X adults are sandwiched between raising kids and caregiving older relatives, according to a study from the University of Michigan. Monday on the "Sound of Ideas," we'll hear a conversation with former host Jenny Hamel and a panel of Gen-Xers from Northeast Ohio. They'll discuss the issues that matter most to them, from politics and social change to personal milestones like homeownership, aging and financial security. We'll ask how they feel about the lives they've built, what concerns they carry into the future and how they see their place in the world. Guests:- Dan Bruce, Faculty, Cleveland State University- Emilia Lombardi, Ph.D., Former Professor, Baldwin Wallace University- Lora Gay, Federal Employee, Cleveland Field Office- Lee Chilcote, Executive Director and Housing Program Manager, FutureHeights

In this week's episode of Better Business, Better Life, Debra Chantry-Taylor is joined by Kerry Boulton, an experienced exit planner, business coach, and investor, for a candid conversation about what really happens when business owners don't plan their exit. Drawing on decades of lived experience, Kerry shares her journey from running a major division in the 1980s to owning, exiting, and reinvesting in multiple businesses. She unpacks a confronting statistic from the Exit Planning Institute: 73% of business owners regret selling their business, largely because they failed to plan both the exit itself and what comes next. Together, Debra and Kerry explore what it truly means to be exit-ready, from strong financials, systems, and succession planning, to reducing owner dependency and thinking deeply about purpose beyond the business. The conversation also dives into family business succession, the emotional realities of exiting, and why starting at least three years early can make all the difference. This episode is a powerful reminder that exiting a business isn't a single transaction, it's a transition. And done well, it can set you up not just for financial security, but for a meaningful and intentional next chapter of life. CONNECT WITH DEBRA:         ___________________________________________         ►Debra Chantry-Taylor is a Certified EOS Implementer | Entrepreneurial Leadership & Business Coach | Business Owner ►Connect with Debra: ⁠debra@businessaction.com.au ⁠ ►See how she can help you: https://businessaction.co.nz/ ►Claim Your Free E-Book: https://www.businessaction.co.nz/free-e-book/ ___________________________________________ GUESTS DETAILS: ► Kerry Boulton – LinkedIn: https://www.linkedin.com/in/businessvaluebuildermelbourne/ ► Get Her Complimentary Valuation Assessment: https://theexitstrategygroup.com.au/value-builder-questionnaire/ ► Get Her Book, The Uncensored Truth about Exit Strategies: https://freeexitstrategybook.com.au/      Episode 251 Chapters:    0:00 – Kerry's Introduction and Background in Exit Planning   2:29 – The Journey to Business Ownership and Initial Challenges   7:33 – Implementing TQM and Attracting International Buyers   11:25 – The Importance of Exit Planning for Baby Boomers   14:35 – The Impact of Not Having an Exit Strategy   19:53 – Financial Considerations and the Role of Professionals   25:38 – Family Business Succession Planning   32:58 – The Importance of Systems and Financial Health   36:48 – The Role of Earn-Outs and Private Equity   40:22 – Top Tips for Exit Planning   

“Reflect upon your present blessings—of which every man has many—not on your past misfortunes, of which all men have some.”-Charles Dickens This quote reminds us to look at the good, and what we do have, never dwelling on the past and what we do not have. MeredithSee omnystudio.com/listener for privacy information.

PREVIEW LANCASTER COUNTY MALL SANTA OBSERVES CHRISTMAS SLOWDOWN Colleague Jim McTague. Jim McTague shares insights from a Lancaster County mall Santa, who observed a significant slowdown in visits this Christmas. The Santa attributes this decline to high costs, such as expensive photo packages, pinching young families. This trend suggests distinct economic strain on younger generations compared to wealthier Baby Boomers. 1907 HARRISBURG

How do you lead Boomers, Gen X, Millennials AND Gen Z in 2026 without losing your mind? Executive coach Amos Balongo reveals the dead-simple communication framework that actually works across generations. This episode answers every major question leaders are searching for in 2025: What is intergenerational leadership? What does generational leadership mean? What is generational leadership? Generational leadership styles & generational differences in leadership Intergenerational leadership definition & intergenerational leadership strategies Cross-generational leadership and multi-generational leadership in the workplace Generational leadership adapting to the changing workplace Organizations that promote intergenerational leadership or mentorship How to simplify communication across generations Tim Staton sits down with executive communications coach Amos Balongo to unpack intergenerational leadership and the #1 skill every leader needs right now: how to simplify communication. Discover why military officers struggle when moving to civilian roles, how Baby Boomers, Gen X, Millennials, and Gen Z see loyalty completely differently, and why the future of work belongs to leaders who can bridge the generational leadership gap.   If you lead teams, mentor young talent, or want to future-proof your career, this is the definitive guide to generational leadership in the workplace and simplifying communication for maximum impact.   Connect With Amos: Email: balongoamos@gmail.com LinkedIn: https://www.linkedin.com/in/amosbalongo/ YouTube: https://www.youtube.com/@AmosBalongoinc/ Connect with Tim: Website: timstatingtheobvious.com Facebook - https://www.facebook.coma/timstatingtheobvious Youtube: https://www.youtube.com/channel/UCHfDcITKUdniO8R3RP0lvdw Instagram: @TimStating Tiktok: @timstatingtheobvious LinkedIn: https://www.linkedin.com/in/tim-staton-04b41a271/ Enroll in the Leadership Course: https://themanyhatsofleadership.learnworlds.com/course/the-edge-mindset  

Look around you: Our communities are filled with people in their 60s, 70s, 80s, even 90s, doing things that would have been unthinkable at their age a generation ago. By 2030, the entire Baby Boomer generation will be 65 and older.  By mid-century, more than 80 million Americans will be over the age of 65.  By any prevailing definition, the United States will be a country full of older adults.  But what does it mean to be old in an era of much longer life?    Welcome to Century Lives: The New Old, from the Stanford Center on Longevity! I'm your host, Ken Stern. In this season, we interview six extraordinary people who are challenging the way we think about aging—and inspiring new ways we can live our supersized lives. Today: Margaret Cho. She is a Korean-American comedian, actress, musician, advocate, and entrepreneur. Most of us know her from her stand-up, where she pokes fun at topics like race, sexuality, body positivity, and politics. Decades after her network debut, she's still using comedy as activism.

Lancaster County's Economic Divide and Holiday Retail: Colleague Jim McTague reports from Lancaster County, highlighting the economic divide between flush Baby Boomers and struggling younger generations, observing strong holiday retail activity exemplified by crowded venues like Shady Maple and a proliferation of Amazon delivery trucks, suggesting the economy remains afloat despite challenges. 1959

SHOW 12-12-2025 THE SHOW BEGINS IN DOUBTS ABOUT 2026.2 Las Vegas Venues, California Rail, and Disney's AI Investment: Colleague Jeff Bliss reports that Las Vegas's Allegiant Stadium is now a top-grossing venue while many resorts are dropping unpopular fees, discussing California's new rail line to Anaheim, mismanagement of the Pacific Palisades fire, and high gas prices, additionally covering Disney's investment in OpenAI and its new luxury community, Cotino. Nvidia's Jensen Huang and the AI Revolution: Colleague Brandon Weichert praises Nvidia's Jensen Huang as a pivotal geopolitical figure driving the AI revolution, comparing AI's growth to the railroad boom and predicting long-term economic benefits and massive opportunities for construction and energy sectors as the US builds infrastructure to support data centers. Business Resilience and AI Tools in Construction: Colleague Gene Marks reports on business resilience in Austin despite tariff concerns and describes a safety conference in Fargo where AI tools were a focus, explaining that AI and robotics like Boston Dynamics' Spot are supplementing rather than replacing workers in construction, helping address severe labor shortages. Health Reimbursement Arrangements and AI's Economic Potential: Colleague Gene Marks advocates for Health Reimbursement Arrangements, noting they allow small businesses to control costs while employees buy their own insurance tax-free, also discussing AI's potential to double economic growth and advising businesses to ignore doomsday predictions and embrace tools that enhance productivity and daily life. Lancaster County's Economic Divide and Holiday Retail: Colleague Jim McTague reports from Lancaster County, highlighting the economic divide between flush Baby Boomers and struggling younger generations, observing strong holiday retail activity exemplified by crowded venues like Shady Maple and a proliferation of Amazon delivery trucks, suggesting the economy remains afloat despite challenges. La Scala's Season Opening and Milan's Christmas Atmosphere: Colleague Lorenzo Fiori describes attending the season opening at La Scala, featuring a dramatic Russian opera that audiences connected to current geopolitical tensions, also noting the festive Christmas atmosphere in Milan and Prime Minister Meloni's continued, albeit non-military, support for Ukraine. SpaceX IPO Rumors and EU Space Regulations: Colleague Bob Zimmerman discusses rumors of a SpaceX IPO and new scientific strategies for using Starship for Mars exploration, reporting on the Pentagon's certification requirements for Blue Origin's New Glenn and critiquing proposed EU space laws that could impose bureaucratic hurdles on international private space companies. Mapping the Sun's Corona and Rethinking Ice Giants: Colleague Bob Zimmerman details scientific advances including mapping the sun's corona and rethinking Uranus and Neptune as having rocky interiors rather than just ice, mentioning discoveries regarding supernova composition, the lack of supermassive black holes in small galaxies, and new images of Mars' polar ice layers. "The Incident" of 1641 and Charles I's Failed Plot: Colleague Jonathan Healey narrates "The Incident" of 1641, a failed plot by Charles I to arrest Scottish Covenanter leaders, explaining that the conspiracy's exposure and Charles's subsequent denial destroyed his political standing in Scotland, forcing him to concede power to the Scottish Parliament and weakening his position before the English Civil War. The Prelude to the English Civil War: Colleague Jonathan Healey discusses the prelude to the English Civil War, detailing the power struggles between Charles I and the Commons and Lords, explaining the execution of the King's advisor Strafford, noting Charles's regret and the rising influence of reformists who feared royal tyranny and supported impeachment. The Junto and Puritan Influence in Parliament: Colleague Jonathan Healey describes the political geography of London, introducing the "Junto," a reformist party coordinating between Parliament's houses, analyzing the influence of Puritans and key opposition figures like John Pym and Mandeville who strategically challenged Charles I's authority regarding church reform and arbitrary taxation. The Grand Remonstrance and Popular Politics: Colleague Jonathan Healey explains the "Grand Remonstrance," a document used by the Junto to rally public support against the King, highlighting how rising literacy and the printing press fueled popular politics in London, while also discussing Queen Henrietta Maria's political acumen and Catholic faith amidst the growing conflict. Critiquing Isolationism and the Risks of Disengagement: Colleague Henry Sokolski critiques isolationist arguments, comparing current sentiments to pre-WWII attitudes, warning against relying solely on missile defense bubbles and discussing the distinct threats posed by Russia and China, emphasizing that US disengagement could lead to global instability and unchecked nuclear proliferation. Saudi Uranium Enrichment and Proliferation Risks: Colleague Henry Sokolski discusses the risks of allowing Saudi Arabia to enrich uranium, fearing it creates a bomb-making option, warning that making exceptions for Saudi Arabia could trigger a proliferation cascade among neighbors like Turkey and Egypt, undermining global non-proliferation efforts amidst rising tensions involving Russia and NATO. The Historical Context of Humphrey's Executor: Colleague Richard Epstein analyzes the historical context of Humphrey's Executor, explaining how the administrative state grew from the 1930s, detailing FDR's attempt to politicize independent commissions and the Supreme Court's justification, arguing that while constitutionally questionable, long-standing prescription has solidified these agencies' legal status over time. Presidential Power and Independent Agency Dismissals: Colleague Richard Epstein discusses current Supreme Court arguments regarding presidential power to fire independent board members, referencing actions by both Trump and Biden, critiquing the politicization of agencies like the FTC under Lina Khan and warning that unchecked executive authority to dismiss advisory boards undermines necessary checks and balances.

They popularized, "OK, boomer" but when it comes to climate action, some Gen Z activists find they actually have much in common with their baby boomer counterparts. What On Earth columnist Aishwarya Puttur recently joined the Sue Big Oil campaign. While on the journey to get local governments to file lawsuits against big polluters, Aishwarya met fellow activist and retired journalist Erin Ellis. We get advice from both about overcoming generational stereotypes and uniting for change.

Michael explores the political impact of the massive intergenerational wealth transfer underway. With over $124 trillion set to pass from Baby Boomers to Millennials and Gen X, could this spark a political divide or even a civil war? Joined by Eric Levitz, Senior Correspondent at Vox, the discussion dives deep into how inherited wealth might shape future political battles, the rise of economic inequality, and the shifting landscape of U.S. politics. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

As Baby Boomers continue to retire, some analysts expect financial markets to feel the strain. We examine whether demographic shifts truly shape stock and bond returns, or what other factors matter more.Topics covered include:Will retiring baby boomers lead to lower stock prices or higher interest ratesSome earlier demographic predictions and how they worked outHow do natural interest rates reflect the demand and supply of capitalWhy demographics are only one factor that determines economic growth and financial market returnsSponsorsGelt - Taxes Done RightDelete Me – Use code David20 to get 20% offInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesZeihanHarry DentMeasuring the Natural Rate of Interest—Federal Reserve Bank of New YorkDistribution of Household Wealth in the U.S. since 1989—The Federal ReserveRelated EpisodesRelated Episodes487: Are We Heading for a 2030s Depression? Global Economic and Population Shifts445: From Boom to Bust—Why China's Stocks Lagged Behind Its Economy & Where to Invest Next395: How Population Trends Will Impact Growth, Inflation, Investing and Well BeingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Zach Abraham from Bulwark Capital joins the Chicks to break down a stunning new report: the median first-time homebuyer in 2025 is now 40 years old — the oldest ever. We dig into why housing affordability has collapsed, how Baby Boomer-era policies distorted the market, why recessions actually help young buyers, and Zach's surprising advice […]

Zach Abraham from Bulwark Capital joins the Chicks to break down a stunning new report: the median first-time homebuyer in 2025 is now 40 years old — the oldest ever. We dig into why housing affordability has collapsed, how Baby Boomer-era policies distorted the market, why recessions actually help young buyers, and Zach's surprising advice for Gen Z and millennials thinking about buying. A must-listen for anyone stressing about mortgages, rent, or retirement planning. Schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at  https://KnowYourRiskPodcast.com