Podcasts about Saving

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Marcus Sonnier. Founder of Snowie Atlanta:

When Levi and Ivy discover that the world’s candy supply is disappearing, they join their friend Violet on a magical journey to Candy Forest. There they must convince the grumpy King No Sweets that healthy foods and sweet treats can coexist, teaching everyone an important lesson about balance, empathy, and moderation. LIVELY LEWIS SHOP: https://livelylewisshop.com/ Follow us on Instagram: https://www.instagram.com/livelylewisfamily/ Join Our Family: https://www.youtube.com/channel/UCkSFpsuEOQ8aAVgJjM9LSTA/join SUBSCRIBE: Lively Lewis Family: https://www.youtube.com/@LivelyLewisFamily Lively Lewis Stories: https://www.youtube.com/@LivelyLewisStories Lively Lewis Show: https://www.youtube.com/@LivelyLewisShow Lively Lewis Stories Podcast: https://podcasts.apple.com/us/podcast/lively-lewis-stories/id1650468812 Eric: https://www.youtube.com/@EricLivelyLewis Alexa: https://www.youtube.com/@AlexaLivelyLewis For collaborations, business, and personal inquiries, please email: livelylewisshow@gmail.comSee omnystudio.com/listener for privacy information.

Jesse's answering questions from his inbox, including questions about which retirement accounts to contribute to, how to save money in retirement when you don't have an income, and how a young person can save for multiple goals at the same time.     Got a question for Jesse? Send him an email: askjesse@ynab.com   Pre-order Jesse's new book! www.neverworryaboutmoneyagain.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

How do you know when it's worth optimizing your retirement plan and when it's better to keep things simple? This week, Roger answers a listener question by exploring Aristotle's concept of the "golden mean," arguing that the best retirement decisions are rarely found at either extreme. He explains why financial optimization should be measured by the life it enables rather than the dollars it saves and introduces the OODA Loop (Observe, Orient, Decide, Act) as a practical framework for evaluating trade-offs. Roger also answers listener questions about stepped-up cost basis after the death of a spouse, whether dividends can be used to fund an income floor, and when bonds versus CDs make sense in today's interest rate environment.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Roger introduces today's discussion on balancing financial optimization with simplicity, previews upcoming episodes, and shares updates on the August replay schedule and September Social Security series.RETIREMENT TOOLKIT(02:31) Finding your "golden mean" between optimizing your retirement plan and keeping it simpleWhy retirement planning often overemphasizes financial optimizationThe difference between optimizing for money and optimizing for lifeHow Aristotle's concept of the golden mean applies to retirement decisionsUsing the OODA Loop (Observe, Orient, Decide, Act) to make better decisionsRecognizing personal biases before making financial decisionsEvaluating trade-offs and second-order consequences before pursuing tax strategies, Roth conversions, and other optimization opportunitiesLISTENER QUESTIONS(36:35) Roger answers a listener's question about home cost basis. (41:02) Can dividend income be used to fill the gap in my retirement income floor?(44:55) Are bonds still a good conservative investment, or should I use CDs instead?SMART SPRINT(49:55) Practice using the OODA framework on a small, everyday decision this week to determine whether optimizing is truly worth the extra time and effort.CLOSING THOUGHTS(51:24) Roger reflects on how building a resilient retirement plan isn't just about protecting against uncertainty—it also gives you the confidence to lean into life and enjoy retirement more fullyREFERENCESSubmit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

Greg's been thinking through how to handle the recent shutdown of his Wells Fargo checking account. Worried the shutdown would eventually impact his credit cards, he had to make a decision about where to transfer his points...(01:30) - Greg's Wells Fargo shutdown(08:54) - Reader tip(13:03) - Nick's advice(16:20) - Greg's decisionSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkFrequent Miler's Best Offers Pagehttps://frequentmiler.com/best-credit-card-offers/

In this episode of Productivity Smarts, host Gerald J. Leonard welcomes Dr. Deane Waldman, a pediatric cardiologist turned healthcare reform advocate and author of Become an Empowered Patient. Drawing on nearly 40 years of clinical experience, Dr. Waldman explains why today's healthcare system often places bureaucracy ahead of patients and what individuals can do to navigate it more effectively. Together, they discuss how administrative complexity, insurance policies, and outdated systems create unnecessary barriers for both doctors and patients. Dr. Waldman shares powerful stories from his medical career, including how he helped a critically ill infant receive lifesaving treatment despite insurance restrictions, illustrating why patient advocacy is more important than ever. Gerald and Dr. Waldman also explore healthcare through the lens of productivity, examining how waste, excessive bureaucracy, and disconnected incentives reduce efficiency and patient outcomes. Gerald shares his own journey recovering from a severe vestibular disorder and explains how self-advocacy played a critical role in his healing. Whether you're managing your own healthcare, supporting a loved one, or simply want to become a more informed patient, this episode offers practical insights on asking better questions, making informed decisions, and building stronger partnerships with your healthcare providers. Ready to take charge of your healthcare? Listen now and discover how becoming an empowered patient can lead to better outcomes and greater peace of mind.   What We Discuss [00:00] Productivity Smarts introduction [02:02] Meet Dr. Deane Waldman [04:45] From soprano to bass [06:35] Why healthcare is broken [08:11] Losing the joy of medicine [10:47] Saving a life beyond the rules [14:11] Who controls healthcare decisions? [16:03] The origins of employer-sponsored insurance [18:27] The direct-pay surgery story [21:22] Putting patients in control [22:01] Productivity through patient choice [23:40] The rise of healthcare bureaucracy [25:37] Lean thinking and healthcare waste [27:13] Fighting healthcare fraud [27:51] Why patients must advocate for themselves [30:48] Music's role in recovery [34:14] Restoring the doctor-patient relationship [37:37] Writing for everyday Americans [39:31] Where to find the book [41:19] Jazz, music, and final thoughts [42:09] Subscribe and leave a review    Notable Quotes [08:14] "The system has taken away what is known as the psychic reward." - Dr. Deane Waldman [15:37] "He who has the gold makes the rules." - Dr. Deane Waldman [22:01] "As soon as we get the patients in control of the money, productivity goes up." - Dr. Deane Waldman [25:38] "In management circles, we call that value non-adding steps. It's waste in a process." - Gerald J. Leonard [29:31] "People need to advocate for themselves." - Dr. Deane Waldman [33:07] "I am responsible for me, not the doctor." - Dr. Deane Waldman [33:53] "It's really a two-way street between you, the patient, and the doctor working together." - Gerald J. Leonard   Resource and Links Dr. Deane Waldman LinkedIn: https://www.linkedin.com/in/dr-Deanee-waldman Website:https://empowerpatients.info/ Book: Become an Empowered Patient   Productivity Smarts Podcast Website - productivitysmartspodcast.com   Gerald J. Leonard Website - geraldjleonard.com Turnberry Premiere website - turnberrypremiere.com Scheduler - vcita.com/v/geraldjleonard   Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact worldwide. https://www.kiva.org/lender/topmindshelpingtopminds

The guys break down the Red Sox's mind-blowing 13-game win streak and how the team miraculously skyrocketed from dead last into the thick of the playoff picture. They dive into manager Chad Tracy's locker room impact, a bizarre hitless victory over the Rays, and the high-stakes trade deadline decisions looming for Craig Breslow.

A look at some of the new laws now in effect in Kentucky, several constitutional officers ask Kentucky's Supreme Court to rehear a case, Gov. Beshear discusses his expansion of a pre-K pilot program, and the U.S. House passes a bill to make Daylight Saving Time permanent.

Kentucky's Attorney General gets involved in the FCPS case, Gov. Beshear discusses the death penalty, Congressman Massie on Epstein Files Transparency Act 2.0, how changes to Daylight Saving Time could impact your health and wallet, and protestors against a data center interrupt a news conference in Louisville.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Marcus Sonnier. Founder of Snowie Atlanta:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Marcus Sonnier. Founder of Snowie Atlanta:

The guys break down the Red Sox's mind-blowing 13-game win streak and how the team miraculously skyrocketed from dead last into the thick of the playoff picture. They dive into manager Chad Tracy's locker room impact, a bizarre hitless victory over the Rays, and the high-stakes trade deadline decisions looming for Craig Breslow.

What if the greatest shift you could make in your financial life didn't begin with a new budget, a better investment strategy, or a higher income—but with surrender? We don't often think of surrender as a financial word, but it lies at the heart of biblical stewardship. When we embrace the life-changing truth that God owns everything, it transforms how we live, give, plan, and manage the resources He has entrusted to us. The First Question Scripture Asks When we think about money, we tend to ask familiar questions: How much do I have? How much will I need? Am I making progress? Am I doing better or worse than others? Those questions may be important, but they are not where Scripture begins. From the opening pages of the Bible, God is revealed as the Creator and owner of everything. Before humanity ever cultivated a garden or named a creature, God formed, filled, and ruled creation. Psalm 24:1 declares: “The earth is the Lord's and the fullness thereof, the world and those who dwell therein.” Simply put, God is the owner, and we are His stewards. For many Christians, that is a familiar idea. But familiarity does not always lead to surrender. We may affirm that God owns the universe while living as though we built our lives entirely through our own effort. We say, “I worked for this,” or, “I earned this.” And while diligent work matters, Scripture reminds us that even our ability to produce wealth comes from God. Deuteronomy 8:18 says: “You shall remember the Lord your God, for it is he who gives you power to get wealth.” Our talents, opportunities, health, time, and ability to work are all gifts from the Lord. Owners or Stewards? Jesus develops this idea in the parable of the talents in Matthew 25. A master entrusts resources to three servants before leaving on a journey. Two servants put what they received to work, while the third buries his portion out of fear. When the master returns, he commends the first two servants—not merely because they produced impressive results, but because they were faithful. That distinction matters. The world often defines success by outcomes: how much we earn, accumulate, grow, or achieve. God calls us to something deeper—faithfulness with whatever He has placed in our hands. If God owns everything, then we are not owners in the ultimate sense. We are managers. The New Testament word commonly translated as “steward” is oikonomos, meaning “household manager.” A steward manages resources he did not create, for purposes he did not determine, under the authority of the master he serves. At first, that may sound limiting. In reality, it is profoundly freeing. As financial teacher Ron Blue has often said, “If God owns it all, you can't lose anything.” Ownership carries an enormous burden. The owner must ultimately provide, protect, and control. But if God is the owner, then we do not have to carry those responsibilities alone. Stewardship carries responsibility, but it also rests on trust. When Financial Choices Become Worship When we truly embrace stewardship, ordinary financial decisions become opportunities to worship God. Budgeting becomes more than organizing income and expenses. It becomes a way of aligning our desires with God's priorities. Giving becomes a response to the generosity we have already received from Him. Saving becomes wise preparation rather than fearful hoarding. Planning becomes an act of obedience rather than an attempt to control every possible outcome. Investing becomes a way to cultivate and multiply what belongs to the Lord, not a strategy for securing complete independence from Him. The Puritan pastor Thomas Watson once wrote, “What we keep, we may lose. What we give to God is kept forever.” That statement reminds us that earthly ownership is temporary, but faithful stewardship has eternal significance. The apostle Paul writes in 1 Timothy 6:7: “For we brought nothing into the world, and we cannot take anything out of the world.” That reality is not meant to discourage us. It is meant to liberate us. When we stop clutching what we cannot keep, we become free to invest our lives in what can never be lost. Faithfulness Begins With Surrender If God owns everything, what does He expect from us? Jesus gives us a clear answer in Luke 16:10: “One who is faithful in a very little is also faithful in much.” Faithfulness is not determined by the size of our income, investment portfolio, home, or charitable gifts. It is about how we respond to whatever God has entrusted to us. Stewardship is not reserved for the wealthy. It applies to every person in every financial season. A person living paycheck to paycheck can be faithful. A retiree managing decades of savings can be faithful. A young adult earning their first salary can be faithful. A business owner, parent, student, or widow can all honor God through the resources in their care. Faithfulness is not primarily about how much we have. It is about whether we have surrendered what we have to God. And surrender always begins in the heart. The Humility and Hope of Stewardship When we accept that God owns it all, we receive two things the world cannot offer: humility and hope. We gain humility because we stop viewing our accomplishments as entirely self-made. We recognize God as the source of our abilities, opportunities, and provision. We gain hope because we realize that we are not carrying the burden of provision alone. God equips. God guides. God provides. That does not mean we stop working, planning, or making wise decisions. Biblical stewardship requires diligence. But it allows us to work faithfully without treating every result as though it depends entirely on us. So where might God be inviting you to shift from an owner's mindset to a steward's heart? Perhaps it is in your giving, planning, saving, or lifestyle. Perhaps it is in the quiet assumption that your security depends more on markets, income, or possessions than on the God who “owns the cattle on a thousand hills” (Psalm 50:10). Stewardship is not about God trying to get something from you. It is about God doing something within you. It reorders the heart so that money occupies its proper place—not as a master, but as a tool entrusted to us for God's purposes and glory. Continue the Journey To explore more about God's ownership and the surrender at the heart of faithful stewardship, consider Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. This devotional is designed to help you examine your relationship with money, possessions, generosity, and the God who owns it all. Copies are available for individuals, churches, and small groups at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: I'm working on my budget and currently contributing 15% to my 401(k), with about a 5% employer match. But I have less than two months of expenses in my emergency fund. Should I reduce my 401(k) contributions and focus on building six months of emergency savings first? My mother passed away and left my sister a house in Lares, Puerto Rico, but the title was never transferred into my sister's name. She's been living there for about a year. What process does she need to follow to get legal ownership under Puerto Rico law? Some relatives inherited property and are receiving calls from out-of-town people offering to help them sell it. What kind of professional should they work with? Could a Certified Kingdom Advisor® (CKA®) help them find a trustworthy real estate attorney or other needed professionals? I'm a widow, and since my husband passed away a couple of years ago, I've felt unsure about financial decisions. I have a little over $1 million in an IRA, no debt or mortgage, and my expenses are covered by survivor Social Security and part-time work. I want to steward these assets well for my children and grandchildren. What strategy should I consider for the IRA, and what kind of advisor should I work with? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD.  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Teaching gets a whole lot easier when your classroom runs on systems instead of constant reminders! In this conversation, Katie Dupuie shares the practical routines that help her manage large classes, build student independence, and stay adaptable through every challenge teaching throws her way. From self-check assignments and streamlined grading to creative chemistry instruction and launching a teacher assistant program, Katie offers simple, actionable ideas that can help you save time, reduce stress, and create a classroom that practically runs itself!➡️ Show Notes: https://itsnotrocketscienceclassroom.com/episode244Resources Mentioned:Blog Post: EVERYTHING you need to know about having a high school T.A. programDownload your FREE Classroom Reset Challenge.Take the Free Labs When Limited virtual PD courseSend me a DM on Instagram: @its.not.rocket.scienceSend me an email: rebecca@itsnotrocketscienceclassroom.com  Follow, rate, and review on Apple Podcasts.Follow, rate, and comment on Spotify.Related Episodes and Blog Posts:Episode 49, Visuals, Middle School, Maternity Leave, and More with Guest Rachael LaskyEpisode 190, Student Mastery, Switching Schools, and Teaching Chemistry with Heather BonannoEpisode 242, Classroom Jobs, Teaching Chemistry, and AI-Generated Labs for Absences with Maggie H. The Caffeinated ChemistEpisode 243, Creating Competition, Teaching AP, and 18 Preps with Brennan Koch of Stoich Decks

The Biggest Lie About Success (Almost Everyone Believes It).  Boyd K. Packer Watch this video at- https://youtu.be/29dSbLEQAZ8?si=EiOebuqHqVbdXmCq LDS Lights: Uplifting Messages 14.8K subscribers 11,512 views Jun 30, 2026 #JesusChrist #Faith #LDS The world measures success by wealth, fame, and status. But God measures it by faith, righteousness, and becoming more like Jesus Christ. Long after money fades and recognition is forgotten, our choices to follow Him will remain forever. Choose what lasts. Choose Christ. That is true success. -(October 1980) The Choice This message is for anyone feeling lost, tired, or seeking God. Jesus Christ knows your struggles. There is hope, healing, and purpose in Him.

Hey everyone... welcome back to The Malayali Podcast.Njan innu ningalodu oru simple question chodikan aanu vannirikkunnath."Exactly one year kazhinjal... ningalude life engane irikkum?"Seriously... close your eyes for a second.Oru varsham.365 days.Athrayum time-il enthellam sambhavikkam?New job.New city.New business.Marriage.Breakup.Promotion.Million subscribers.Or maybe... just finally becoming the person you've always wanted to be.You know...Oru year-il life full change aavan pattum.Pakshe...Most of us underestimate what one year can do.Nammal ellarum January first varumbo goals ezhuthum.Gym.Reading.Business.Learning AI.Saving money.January 10 aavumbo...Notebook drawer-il.Dreams postpone cheyyum.Because...Nammal oru mistake cheyyunnu.We overestimate what we can do in one week...But underestimate what we can do in one year.Imagine...Daily just 1 hour padichal...One year kazhinjal...365 hours.That's almost enough to become really good at a completely new skill.One small habit.One hour.Every day.That's how lives change.Not overnight.But over time.Enikku oru story parayam.Imagine two friends.Rahulum Arjunum.Both are 25.Both have the same salary.Same laptop.Same internet.Same opportunities.Rahul every day parayum..."Nale thudangam.""Ippo time illa.""I'll start after Onam.""After New Year."One year passes.Nothing changes.Arjun?Daily 30 minutes coding padichu.Weekend-il freelancing start cheythu.LinkedIn-il content post cheythu.AI tools padichu.One year later...Same person.Different life.Difference?Not talent.Not luck.Just...He started.Last one week news nokkiyal...Almost every day AI-il puthiya updates varunnu.Companies are hiring people who know how to work with AI—not because AI replaces everyone, but because people who use AI effectively often work faster and smarter.Every week...Someone launches a startup.Someone gets funding.Someone builds an app over a weekend.Someone uploads their first YouTube video.Someone quits their job.Someone gets their dream job.Someone starts learning at age 40.Someone changes their life at age 60.News nammale oru karyam padhippikkunnu.The world doesn't wait.Technology doesn't wait.Time doesn't wait.Question is...Will you?Njan oru karyam notice cheythittund.People think confidence comes first.Actually...Confidence comes after action.Nobody starts confident.The first podcast...Awkward.First video...Cringe.First business...Probably fails.First speech...Hands shake.First gym day...Embarrassing.Pakshe...Second time becomes easier.Tenth time becomes normal.Hundredth time...That's your identity.Self-belief isn't born.It's built.Imagine...Exactly one year from today.You wake up.You open your phone.Bank account is healthier.Mind is calmer.Body feels stronger.Family is proud.You're living in a different city.Maybe even a different country.Or maybe...You're still in the same place.But you're a completely different person.Because...You decided to start.One decision.One year.A completely different life.So today...I don't want you to promise yourself ten things.Just one.Start.Not tomorrow.Not Monday.Not next month.Today.Because...Oru year passes really fast.And one year from now...You'll either say..."I'm so glad I started."Or..."I wish I had started."The choice is yours.Live your life.Ellam nannayi aavum.Trust the process.This is Krishnalal, and you're listening to The Malayali Podcast.See you in the next episode.Take care. ❤️INTRO (0:00 – 1:00)PART 1 – The One-Year Illusion (1:00 – 3:00)PART 2 – A Story About Two Friends (3:00 – 5:00)PART 3 – What Happened This Week? (5:00 – 7:00)PART 4 – My Own Observation (7:00 – 8:30)PART 5 – Imagine Future You (8:30 – 9:30)OUTRO (9:30 – 10:00)

This week's Money Diary is for anyone who's ever felt like their relationship with money was shaped long before they earned their first paycheck. Growing up, money was always part of the conversation in her house. But not in a good way. She watched her mum give up career opportunities, financial independence and choices, while money was treated as something that belonged to someone else. And without realising it, she carried those lessons into adulthood. Spending became freedom. Saving felt impossible. And for years, she bounced between worrying about money and avoiding it altogether. At 31, things look very different. She's earning around $130,000 a year in mining recruitment, has built her savings to $60,000, started investing, and is on track to hit $90,000 in savings by the end of the year. Not because she's perfect with money, but because she finally realised that financial security isn't about restriction. It's about choice. We chat about growing up in a household where money created tension, the spending habits that took years to unlearn, the pressure to buy property when everyone around you seems to be getting ahead, and why she's determined to create financial independence for herself, even while in a loving long-term relationship. This conversation felt like such an important reminder that your money story doesn't have to end where it started.SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

This week, Dr. Brian Jacobsen breaks down the key themes emerging from earnings season and what they could mean for investors. He's joined by Director of Financial Planning Eric Strom to discuss the housing market and mortgage rates.  Plus, we explore the growing number of employed adult children living with their parents and provide practical guidance for evaluating life insurance policies so you can make more informed financial decisions.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3633: Logan Allec explains how seemingly small retirement account charges, like 12b-1 fees, administrative costs, advisory fees, load fees, and transaction commissions, can quietly erode long-term savings. Understanding where your money is going and reviewing your plan documents regularly can help you make smarter decisions and potentially keep more of your retirement nest egg. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Providers are responsible for managing the funds in the account and making sure everything runs smoothly." "You may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "It's important to review your plan's prospectus every year to learn about any changes." Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 138 - Avoid the Summer Spending Trap with Tiana Heath, the National Apartment Association Senior Manager of Industry Relations and a multifamily property management professional with over 17 years of experience.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

Listen Now to 018 WTFuture Watch 018 WTFuture Welcome to a future where your next surgeon might be a 4’ tall humanoid robot operated by a doctor who is exceptionally good with chopsticks!  Meet Surgey, a highly mobile humanoid robot that can remove a gall bladder or kidney via a remote operator, proving that these easily transportable machines can soon be dropped anywhere on the planet and perform delicate operations.  We then  explore a groundbreaking procedure called Genicular Artery Embolization, which uses tiny beads to block blood flow to inflamed knee vessels, offering a successful and relatively painless alternative to total knee replacements.   And then there is a real “sweet cloud” near the center of the Milky Way containing Erythrulose, a sugar molecule that suggests the fundamental building blocks of life might have been sprinkled onto a young Earth from deep space billions of years ago, during what is now known as the “Early Bombardment” period.  Speaking of space-grown miracles, researchers have also discovered that 3D-printing human organs like livers and kidneys in microgravity prevents the bio-ink cells from sinking and clumping together—a problem we compare to blueberries sinking to the bottom of muffin batter on Earth.  We wrap up with a quick peek at the Pentagon’s latest UFO photo dump—featuring a flying anomaly that looks suspiciously like the Star Wars Imperial probe droid looking for members of the Rebel Alliance on the ice planet Hoth.  We had a lot of fun this week, enjoy!

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3633: Logan Allec explains how seemingly small retirement account charges, like 12b-1 fees, administrative costs, advisory fees, load fees, and transaction commissions, can quietly erode long-term savings. Understanding where your money is going and reviewing your plan documents regularly can help you make smarter decisions and potentially keep more of your retirement nest egg. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Providers are responsible for managing the funds in the account and making sure everything runs smoothly." "You may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "It's important to review your plan's prospectus every year to learn about any changes." Learn more about your ad choices. Visit megaphone.fm/adchoices

He Said He Was Saving Us But He Erased Me InsteadBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3633: Logan Allec explains how seemingly small retirement account charges, like 12b-1 fees, administrative costs, advisory fees, load fees, and transaction commissions, can quietly erode long-term savings. Understanding where your money is going and reviewing your plan documents regularly can help you make smarter decisions and potentially keep more of your retirement nest egg. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Providers are responsible for managing the funds in the account and making sure everything runs smoothly." "You may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "It's important to review your plan's prospectus every year to learn about any changes." Learn more about your ad choices. Visit megaphone.fm/adchoices

On this edition of The Federalist Radio Hour, film producer and author Chris Fenton joins Federalist Senior Elections Correspondent Matt Kittle to discuss how Hollywood sold out the American film industry to China, what President Trump could do to bring film jobs back to America, and why Americans need an alternative to the Silicon Valley worldview that has shaped AI.You can find tickets to Fenton's new American-made film, Bad Counselors, here.The Federalist Foundation is a nonprofit, and we depend entirely on our listeners and readers — not corporations. If you value fearless, independent journalism, please consider a tax-deductible gift today at TheFederalist.com/donate. Your support keeps us going.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3632: Go Curry Cracker explains how unconventional choices, a high savings rate, and long-term investing in businesses through index funds created financial independence and allowed every dollar ever earned to effectively be returned through compound growth. He also dismantles common excuses about luck, inheritance, debt, and taxes, showing that wealth-building is more about behavior and consistency than extraordinary circumstances. Read along with the original article(s) here: https://www.gocurrycracker.com/how-we-saved-multi-millions/ Quotes to ponder: "Why would we spend all of our money to buy a lot of versatile solutions for modern living when we could be buying our freedom instead?" "Saving a high percentage of income is only half the battle." "You can't just put fat stacks of cash under your mattress and expect to get rich." Episode references: Lifetime Wealth Ratio: https://budgetsaresexy.com/lifetime-wealth-ratio/ J.K. Rowling: https://www.jkrowling.com/ Amazon: https://www.amazon.com/ MasterChef: https://www.fox.com/masterchef/ Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

On this edition of The Federalist Radio Hour, film producer and author Chris Fenton joins Federalist Senior Elections Correspondent Matt Kittle to discuss how Hollywood sold out the American film industry to China, what President Trump could do to bring film jobs back to America, and why Americans need an alternative to the Silicon Valley worldview […]

Are you feeling tired, irritable, or struggling with brain fog and weight gain? We're often told these symptoms are just a normal part of aging, but what if they don't have to be? In this episode, we sit down with CarolAnn Tutera, CEO of SottoPelle Therapy, to demystify Bioidentical Hormone Replacement Therapy (BHRT).   CarolAnn Tutera  shares the fascinating history of how her late husband, Dr. Gino Tutera, revolutionized hormone therapy by individualizing pellet dosing to match each patient's unique needs. We discuss the critical importance of getting baseline lab work done, why the steady release of pellet therapy outperforms other delivery methods like creams or injections, and how hormone balance impacts everything from bone density to brain health and relationships. Plus, CaT shares her personal wellness routines, favorite self-help resources, and her philosophy on aging gracefully and joyfully.   In this episode, we cover: What bioidentical hormones are and how they differ from synthetic hormones. The science behind pellet therapy and its 24/7 time-released delivery system. Why hormone dosing must be highly individualized based on comprehensive blood work. The impact of lifestyle factors (stress, diet, environment) on hormone depletion. How BHRT can alleviate common symptoms of aging, including memory loss, hot flashes, and low energy. CaT's personal wellness practices for a joyful and healthy life. Timestamps [00:00] Intro: The lack of education around hormones and menopause. [01:08] The origins of SottoPelle: Dr. Gino Tutera's discovery of pellet therapy and individualizing doses. [04:37] What are bioidentical hormones and where do they come from? [06:25] Why women in their 30s are experiencing hormone depletion due to modern lifestyle factors. [07:10] The crucial link between hormones, brain health, and memory. [08:04] Why you don't have to just "live with" the symptoms of aging. [11:02] The absolute necessity of getting baseline lab work before starting hormone therapy. [12:11] How pellet therapy works: The "steady stream" vs. the rollercoaster of other delivery methods. [13:29] Frequency of pellet insertions for men and women. [14:56] CaT's personal experience with BHRT and how it transformed her health. [17:27] Why BHRT is not recommended for young couples trying to conceive. [18:01] How the body utilizes the pellets based on heart rate and activity level. [23:05] The importance of combining HRT with healthy lifestyle choices (diet, sleep, stress management). [26:06] Incredible patient success stories: Saving marriages, restoring memory, and building bone density. [29:47] CaT's core tenets for health, wellness, and aging gracefully. [31:13] Book and podcast recommendations for a joyful life. [36:11] CaT's final advice: Get your baseline labs and find a provider who doses conservatively. Links & Resources Guest & Company Links:   SottoPelle Therapy Website: sottopelletherapy.com Find a SottoPelle Provider: sottopelletherapy.com/directory-providers SottoPelle on Instagram: @sottopelletherapy CaT's Personal Instagram: Cattitude with Cat   Books & Podcasts Mentioned:   You Don't Have to Live with It! by Dr. Gino Tutera The Untethered Soul: The Journey Beyond Yourself by Michael A. Singer Michael Singer Podcast The Let Them Theory by Mel Robbins (Upcoming Book)   Connect with Hailey: Instagram hailey@hailey-miller.com

"I can't afford to eat healthy." Have you ever said that? I did, for years. And I want to gently tell you today that it is not true. In fact, it might be costing you far more than you think.Here is something wild. The most expensive food in your grocery cart is not the meat, and it is not the produce. It is the cheap, processed stuff you grab because it is easy and on sale. The stuff that never actually fills you up, so you keep reaching for more of it, and keep paying for it with your energy, your health, and honestly, your money.When I sent out my last survey, one question came up again and again. How do I do this when money is tight? So today, I am answering it. And I am bringing receipts, because long before Thinlicious, I spent years running a frugal living blog teaching women how to stretch a dollar. Saving money is in my bones.Inside, I am walking you through exactly how to feed yourself, and your whole family, real food that actually heals your body, for less than you are spending right now. No fancy health foods. No fourteen dollar smoothies. Just simple, cheap, real food, plus a few little tricks that make it work even for the people at your table who are not fully on board yet.If money has been the reason you keep putting yourself last, friend, this one is for you.Loved this episode? Take thirty seconds to subscribe and leave a review. It is the single biggest way you can help another woman who is exhausted, stuck, and searching for hope find this show.And when you are ready to go deeper, the Thin Adapted System will walk you through eating to heal your body without spending a fortune, step by step. Learn more at GetThinlicious.com/ThinAdaptedSystem.

Today... A Montrose teenager and his family restored a historic snow ball trolley to preserve a beloved summer tradition for future generations. And later... The Montrose County Fair and Rodeo is back for its 140th year, bringing more than a week of family events, agricultural traditions, and rodeo action.Support the show: https://www.montrosepress.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.

French teenagers carry a smartphone with access to almost anything, but few of them have been using it to read the news.Julia Cagé (Sciences Po, CEPR) ran an experiment to test the one barrier everyone assumes matters most: the price of a newspaper. She and her co-authors gave free digital subscriptions to Le Monde and media education to thousands of French high school students for a year, and then tracked what the students actually read. It's a bit like persuading kids to eat vegetables when there are fries on the table, she tells Tim Phillips. Can a free subscription persuade France's teens to use their phones differently and eat their media greens, and what changes when they do?The research behind this episode:Briole, Simon, Julia Cagé, and Andrea Prat. 2026. "Making Teenagers Read Newspapers: A Nationwide Experiment in French High Schools." CEPR Discussion Paper 21706. Gated.To cite this episode:Phillips, Tim, and Julia Cagé. 2026. “Making teenagers read newspapers”. VoxTalks Economics (podcast).About the guestJulia Cagé is Professor of Economics at Sciences Po Paris and a Research Fellow at the Centre for Economic Policy Research (CEPR), where she leads the CEPR Research and Policy Network on Media Plurality. Her research spans media economics, political participation, and the economics of information, with a particular focus on how news markets shape political knowledge and democratic engagement. She is the author of several books on the media, including Saving the Media and The Price of Democracy.Research cited in this episodeReuters Institute Digital News Report is an annual global survey that tracks how people find, consume, and pay for news across dozens of countries. Cagé cites its long-running data on declining time spent reading news online, a trend she says is sharpest among the young.Post-Broadcast Democracy, a book by the political scientist Markus Prior, argues that the shift from a small number of broadcast TV channels to an environment of unlimited media choice let people who were never especially interested in news opt out of it entirely. Cagé uses Prior's framework to argue that the internet did not create this problem; television did, and the internet simply deepened it.Information inequality describes the finding that lower-income, less-educated citizens draw on fewer sources of political information than wealthier, better-educated ones, widening gaps in political knowledge. The concept draws on earlier work by Cagé's co-author Andrea Prat, and it motivates the experiment's focus on whether free access to quality journalism narrows that gap for teenagers from poorer backgrounds.More VoxTalks Economics episodesMisinformation and trust in news, in which Ruben Durante discusses a field experiment testing how AI-generated misinformation changes readers' trust in, and demand for, credible journalism.Related reading on VoxEUInformation inequality, a VoxEU column by Paul Kennedy and Andrea Prat setting out the cross-country evidence that poorer, less-educated voters consume fewer sources of political news, the pattern this episode's experiment sets out to address.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3632: Go Curry Cracker explains how unconventional choices, a high savings rate, and long-term investing in businesses through index funds created financial independence and allowed every dollar ever earned to effectively be returned through compound growth. He also dismantles common excuses about luck, inheritance, debt, and taxes, showing that wealth-building is more about behavior and consistency than extraordinary circumstances. Read along with the original article(s) here: https://www.gocurrycracker.com/how-we-saved-multi-millions/ Quotes to ponder: "Why would we spend all of our money to buy a lot of versatile solutions for modern living when we could be buying our freedom instead?" "Saving a high percentage of income is only half the battle." "You can't just put fat stacks of cash under your mattress and expect to get rich." Episode references: Lifetime Wealth Ratio: https://budgetsaresexy.com/lifetime-wealth-ratio/ J.K. Rowling: https://www.jkrowling.com/ Amazon: https://www.amazon.com/ MasterChef: https://www.fox.com/masterchef/ Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Celebrating classic television and radio, as well as looking ahead to what's on the telly now and later.

This week on Outdoor Journal Radio, Ang and Pete are joined by Canadian veterinarian, world traveller, author, and animal rescue volunteer Dr. Cliff Redford, better known as Dr. Cliff Worldwide Vet.Dr. Cliff owns Wellington Veterinary Hospital in Markham, Ontario, but his work has taken him far beyond the clinic. From helping street dogs in Jamaica and Egypt, to volunteering in India, performing veterinary work in Panama, and assisting animals and refugees near the Ukraine war zone, his stories are unlike anything we've had on the podcast before.The guys talk to Dr. Cliff about what it's like performing surgery in remote places with limited resources, documenting animal rescue work around the world, the emotional toll of veterinary medicine, burnout in the vet industry, and why he continues to put himself in uncomfortable and sometimes dangerous situations to help animals.He also shares stories from his upcoming book, Far and Wild: Adventures of the Worldwide Vet, including rescues, close calls, and the kind of moments you only find when you leave the safety of home and go where help is needed most.Before the interview, the boys also talk Fish'n Canada store updates, classic TV vs. YouTube, leaky boat tricks, invasive species, browning lakes, and listener-submitted lure hacks.If you love animals, outdoor adventure, conservation, travel stories, or just a wild conversation with someone living a seriously unique life, this episode is for you.Subscribe for more fishing stories, outdoor news, conservation talk, and behind-the-scenes conversations from The Fish'n Canada Show and Outdoor Journal Radio.

Is Daylights Saving Over ?! Jay Z late show . Fall TV Carrie, AHS, Camp Crystal Lake. Madonna scores 10th #1 album and much more!follow/like/share/subscribe:Theinn3rcirclepodcast

Saving money sounds like good business. But what happens when being frugal starts costing you more in lost time, staff frustration, compliance risk, and burnout? In this episode of the ABA Business Leaders Podcast, Stephen and April Smith unpack the hidden cost of underinvesting in your ABA business. Drawing from their own experience of piecing together free and low-cost systems, they explore why the cheapest option is not always the most cost-effective one. Have a Question for Stephen and April? Call the ABA Business Leaders Hotline: (737) 330-1432 Resources & Links Business Essentials List https://www.3piesquared.com/blog/the-essential-list-for-a-successful-business_24 ABA Business Leaders Support Group https://forms.office.com/r/LLpAHCXUN8 Schedule a Consultation with Stephen https://3piesquared.com/stephen-booking-page Free ABA Business Readiness Assessment https://3piesquared.com/aba-business-readiness-assessment ABA Billing Tips Guide https://3piesquared.com/productDetails/ABA_Billing_Tips ABA Business Leaders Podcast CEUs https://3piesquared.com/productDetails/ABA_Business_Leaders_Podcast_CEUs  This podcast was produced by Max McLellan of MKM Audio. Want to start or grow a podcast for your business or brand? Reach out here: https://www.mkmaudio.com/contact 

This week Roger explains why rebalancing is one of the most important disciplines in retirement planning. In the Retirement Toolkit, he explores the difference between a traditional investment allocation and a retirement allocation, explaining how to organize your assets to support both your current lifestyle and your future needs. Along the way, he answers listener questions about speculative investments, the retirement red zone, the Rule of 55, and managing retirement cash reserves.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Roger explains why portfolios naturally drift over time and why rebalancing helps keep your retirement plan aligned with your long-term goals.RETIREMENT TOOLKIT(02:45) Roger explains how to rebalance a retirement portfolio, introduces his retirement allocation strategy, and shares practical tips for keeping your investments aligned with the life you want to live.LISTENER QUESTIONS(34:50) BB asks whether a high-risk AI cryptocurrency investment belongs in a retirement portfolio. Roger discusses separating speculative investments from retirement assets and investing with intention.(39:30) Jim asks how the retirement red zone changes for people who retire early. Roger explains sequence of returns risk and why its impact depends on factors like retirement age and overall funding.(44:16) Jamie asks how the Rule of 55 applies to her 401(k). Roger explains why eligibility depends on the employer's retirement plan and recommends checking with the plan administrator.(46:53) Pat asks how to replenish a retirement money market account each year. Roger discusses coordinating withdrawals with tax planning and maintaining flexibility in retirement income.SMART SPRINT(50:10) Roger encourages listeners to identify their target retirement allocation by defining how much they want in their contingency fund, income reserve, and long-term growth portfolio.ON THE BOOKSHELF (51:28) Nicole recommends Undistracted by Bob Goff, and Mark recommends Living Life in Crescendo by Stephen R. Covey and Cynthia Covey Haller. Roger shares his thoughts on lifelong growth and purpose in retirement. REFERENCESSubmit a Question for RogerSign up for The NoodleUndistracted: Capture Your Purpose. Rediscover Your Joy. by Bob GoffLiving Life In Crescendo by Stephen R. CoveyNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

July 15, 2026#WhatILearnedTodayDownload The Daily MoJo APP for Android HEREDownload TDM App For IOS: HERE"Finally Saving Daylight? | The Daily MoJo Ep:071526"This episode of The Daily Mojo, hosted by Brad Staggs and Ron Phillips, delves into a range of current events and societal issues. Topics include the House vote on permanent daylight saving time, military pilot suspensions, and international relations. The discussion also covers government overreach in building regulations, the perception of time, and UFO transparency.  Additionally, the program touches on manufacturing disparities and the reliability of AI.Phil Bell's Morning Update About Lindsey Graham, the Democrats & the SAVE Act:  HEREOur affiliate partners:Be prepared! Not scared. Need some Ivermection? Some Hydroxychloroquine? Don't have a doctor who fancies your crazy ideas? We have good news - Dr. Stella Immanuel has teamed up with The Daily MoJo to keep you healthy and happy all year long! Not only can she provide you with those necessary prophylactics, but StellasMoJo.com has plenty of other things to keep you and your body in tip-top shape. Use Promo Code: DailyMoJo to save $$Take care of your body - it's the only one you'll get and it's your temple! We've partnered with Sugar Creek Goods to help you care for yourself in an all-natural way. And in this case, "all natural" doesn't mean it doesn't work! Save 15% on your order with promo code "DailyMojo" at SmellMyMoJo.comCBD is almost everywhere you look these days, so the answer isn't so much where can you get it, it's more about - where can you get the CBD products that actually work!? Certainly, NOT at the gas station! Patriots Relief says it all in the name, and you can save an incredible 40% with the promo code "DailyMojo" at GetMoJoCBD.com!Romika Designs is an awesome American small business that specializes in creating laser-engraved gifts and awards for you, your family, and your employees. Want something special for someone special? Find exactly what you want at MoJoLaserPros.com  Find great deals on American-made products at MoJoMyPillow.com. Mike Lindell – a true patriot in our eyes – puts his money where his mouth (and products) is/are. Find tremendous deals at MoJoMyPillow.com – Promo Code: MoJo50  Life gets messy – sometimes really messy. Be ready for the next mess with survival food and tools from My Patriot Supply. A 25 year shelf life and fantastic variety are just the beginning of the long list of reasons to get your emergency rations at PrepareWithMoJo50.comStay ConnectedWATCH The Daily Mojo LIVE 7-9a CT: www.TheDailyMojo.com Rumble: HEREOr just LISTEN:The Daily MoJo ChannelBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-daily-mojo-with-brad-staggs--3085897/support.WATCH: TheDailyMoJO.comLISTEN: TDM RadioRUMBLE: HEREDownload the APP HERE.StellasMojo.comCODE: dailymojo - Save 5%GetMojoCBD.comCODE: dailymojo - Save 40%!

Democratic socialism is coming for Wisconsin! Host Bianca Martin and executive producer Hayley Sperling sit down to talk about why and how this is playing into the race for Wisconsin governor and beyond. Plus, Dane County is employing an AI agent called “AVA” to help handle nonemergency calls, and a popular local birder convinced the city to adjust mowing schedules on the east side to protect our avian friends. Mentioned on the show A Big Gamble for the Left: Can Socialism Appeal in a Swing State? [New York Times] Democratic Candidates Sound Off in Assembly District 76 Forum [City Cast Madison]

What Does a Cruise Day Actually Look Like? Before diving into who cruising is for, Ryan and Julie walk through what a cruise experience actually looks like — from boarding day and the muster drill to the flexibility of breakfast options, onboard activities, port days, and evening entertainment. The big takeaway: you can be as busy or as relaxed as you want. Nobody is herding you anywhere.Who Is a Cruise Right For? Ryan and Julie run through the traveler types that tend to thrive on a cruise:Those who want to explore multiple destinations without unpacking multiple timesGuests who enjoy being around people — or want the option to make new friendsActivity lovers AND those who just want to find a quiet corner with a good bookTravelers who don't love flying and can drive to a port or take a transatlantic sailingAnyone looking for a short getaway with strong valueGuests who enjoy a casino on board (and plenty of lines that don't have one, too)Families with kids who need built-in entertainment optionsMulti-generational groups where everyone needs something different — and a dinner table to come back toWhat If Cruising Still Doesn't Sound Like You? Ryan walks through alternatives worth considering: small ship and river cruises (as few as 200 guests, exceptional service), American Cruise Lines for domestic itineraries, expedition cruises to places like Antarctica or the Galápagos, and private or semi-private yacht experiences. There's more variety in cruising than most people realize.A Few Things to Know Before You Book Prepaid gratuities and travel protection are typically added before you sail. Itineraries can shift and excursions can be canceled — a little flexibility goes a long way. And the more you share with your travel advisor, the easier it is to match you with the right ship, line, and timing.Where in the World?  Julie spotlights three families currently at Walt Disney World — including one whose trip had to be shifted last-minute when their two-year-old got sick (Disney and the Wonder and Beyond team made it happen), and another who just sent back glowing feedback that early entry and Lightning Lanes were absolutely worth it.Ryan's Upcoming Adventure Ryan is days away from a trip combining Las Vegas, a VIP Hoover Dam tour, a three-day Mighty 5 National Parks tour, and a two-day train journey from Moab to Denver with Canyon Spirit. Expect at least one — probably two — future episodes on this one.Next week: the hosts tackle the burning questions they get most often as travel advisors. Ready to plan your trip? Visit wonderandbeyondtravel.com.Support the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/newReady to plan your vacation?  Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation"Join the travel conversations and the fun in our Facebook Page and Instagram Page!Please share the show with your travel buddies!!  Click this link and share the show!Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

Venice, Italy? More like Atlantis two-point-oh!

Farm country has been waiting on a new farm bill for almost two years. Angie Craig, the top Democrat on the House Agriculture Committee and a Minnesota congresswoman now running for the state's open Senate seat, joins Heidi and Joel to talk about what's holding it up, what tariffs have cost rural families, and why farm bankruptcies are becoming as much a security question as an economic one.Angie covers the imbalance that lets large agribusiness thrive while beginning farmers struggle to get a foothold, what immigration enforcement means for rural communities, and where she thinks the next farm bill needs to go if it's going to help anyone outside the biggest operations.In this episode:The status of the farm bill and what it means for small and beginning farmersThe impact of trade tariffs on U.S. agricultureRising farm bankruptcies and farm suicidesRebuilding trust and economic resilience in rural communitiesPolitical dynamics in Congress between Republican and Democratic membersElection timing and Minnesota's primary processICE reform and immigration policy's effect on rural laborResources & Links:Angie Craig Official WebsiteConnect with Angie Craig:InstagramFacebookTwitterCongresswoman Craig makes a solid case for where Washington has failed rural America, and where it goes from here. The Hot Dish is brought to you by the One Country Project. To learn more, visit OneCountryProject.org, or find us on Substack (Onecountryproject.substack.com), and on YouTube, Bluesky, and Facebook (@onecountryproject). (00:00) - - Introduction: Craig's district and rural policy focus (00:34) - - Farm bill negotiations with Republicans (03:25) - - Family farmers and rising bankruptcies (05:40) - - Structuring a farm bill for small and beginning farmers (09:43) - - Tariffs, trade wars, and international markets (14:06) - - Policy decisions and rural mental health (16:02) - - Immigration enforcement and its effect on communities (18:22) - - Winning rural voters and rebuilding trust (24:06) - - Immigration reform: farm labor and DACA recipients (30:50) - - Bipartisanship and election timing (35:22) - - Craig's campaign goals and vision for Minnesota

Have you felt your industry flip upside-down overnight? Pricing, launches, even the way people buy courses it's been a whirlwind. I've seen more change in the past few months than in years prior. And if you're stuck wondering how to not just survive, but actually grow right now, I've got you. I spent eight months experimenting, tweaking offers, and refining messaging until I stumbled on three powerful shifts that turned uncertainty into massive growth for us. Today on the podcast, I'm breaking down those three moves step-by-step and showing you exactly how to apply them in your business. Listen in and discover: • Why niching down to one specific problem outperforms broad, "big picture" messaging  • How the old course model is dying and what the new membership + AI hybrid looks like  • The AI trick that infuses your IP into a service people can't resist  • The secret psychology of hooks, open loops, and retention that platforms reward  • Real-world results like hitting an 18% webinar conversion with these shifts  If you've noticed plateaus, slipping sales, or just that "old playbook" isn't working anymore, this episode is for you. Tune in now, and if you get a win, I'd love an iTunes review to celebrate with you! Did you enjoy this episode? I'd love it if you'd share it on Instagram and tag me @iambrandonlucero! Thank you for supporting the show. Find me on: IG: @iambrandonlucero Facebook: https://www.facebook.com/IAmBrandonLucero  Website: https://www.brandonlucero.com 

Chief Business Correspondent Christine Romans joins with some simple steps to take to cut down energy bills in these hot months. Also, actors Matt Damon, Himesh Patel, and Corey Hawkins sit down to discuss their upcoming film “The Odyssey”. Plus, some outdoor finds to elevate any gathering this National Picnic Month. And, chef and author Marcus Samuelsson shares a summer branzino with charred corn and tomato salad recipe.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

0:30 - Iran strikes resume 6:11 - Lindsey Graham's sister appointed to serve out his Senate term 26:40 - Remembering Lindsey Graham 41:16 - The Democrat ‘28 Front Runner is… 45:12 - Chair of the Illinois Republican Party Bob Grogan discusses his White House visit and the state of Illinois Republicans heading into the midterms. For more on the Illinois GOP visit illinois.gop 58:46 - In-depth History with Frank from Arlington Heights 01:02:28 - Founder and CEO of Hall of Giants John Tillman explains his vision for a Hall of Fame honoring the entrepreneurs who built the American economy. Help support the Hall of Giants project hallofgiants.org 01:19:18 - Founder of Wirepoints Mark Glennon, on Chicago’s pension problems and teen takeover troubles 01:34:58 - Trump: Foreign Affairs 01:47:31 - Trump: Middle East 01:53:13 - Former U.S. Border Patrol Chief and former ICE Deputy Commissioner Ron Vitiello discusses expanding Border Patrol with more agents, better technology, and stronger infrastructure to secure the border. CBP is a leading employer of veterans and military spouses. Learn more at their virtual hiring session on July 23. Details at join.cbp.gov.See omnystudio.com/listener for privacy information.

Saving for retirement can feel more complicated than many people expected. Rising costs, family responsibilities and unexpected changes can all affect long-term savings plans. Learn a few smart ways to help protect your future savings and stay financially prepared for what's ahead.   To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

The birds don't gather into barns. The lilies don't spin their own clothing. Yet Jesus says both have something to teach us about trust. Financial fear often begins when we realize how much we cannot control. We can plan wisely, save diligently, and prepare carefully—but tomorrow still belongs to God. That's why Jesus' words in Matthew 6 offer such deep comfort for anxious hearts. When Worry Feels Heavy In Matthew 6, Jesus says, “Do not be anxious about your life, what you will eat or what you will drink, nor about your body, what you will put on.” Later, He adds, “Do not be anxious about tomorrow, for tomorrow will be anxious for itself.” For anyone who has struggled with financial fear, those words can feel heavy. You may think, I know I shouldn't worry—but I do. You worry about the bills. You worry about your job. You worry about the market, retirement, your children, or what happens if the car breaks down, the medical bill comes in, or the paycheck doesn't stretch far enough. And then, on top of the worry, you may feel guilty for worrying. But Jesus is not standing over anxious people simply saying, “Stop it.” Instead, He draws near and says, “Look.” Look at the Birds. Consider the Lilies. Jesus invites us to look at the birds of the air and the lilies of the field. He points us to a world that does not revolve around our control, our striving, our spreadsheets, or our ability to predict every outcome. “The birds of the air” do not sow or reap or gather into barns, and yet our heavenly Father feeds them. The lilies do not toil or spin, and yet not even Solomon in all his glory was clothed like one of them. Jesus is not saying planning is wrong. Scripture encourages wise preparation and faithful stewardship. But He is exposing the illusion that we are in control. Anxiety often grows in the gap between what we can manage and what we cannot guarantee. We can make a budget, but we cannot control tomorrow. We can save wisely, but we cannot control the economy. We can work faithfully, but we cannot control every outcome. And when we begin to believe everything depends on us, stewardship becomes a crushing burden. Planning turns into panic. Saving turns into hoarding. Responsibility turns into fear. Your Father Knows That's why Jesus tells us to look beyond ourselves. The birds are a sermon in the sky. The flowers are a testimony in the field. Creation itself is preaching the care of God. And Jesus' point is not merely “Don't worry.” His deeper point is this: Your Father knows. Your Father knows what you need. Your Father sees what burdens you. Your Father understands the bills, the uncertainty, the decisions, the pressure, and the fear that wakes you up at night. And if He feeds the birds—creatures that do not bear His image—how much more will He care for you, His beloved child? That does not mean every financial difficulty disappears. Jesus never promises a life without trouble. In fact, He says, “Sufficient for the day is its own trouble.” There are real burdens in this life. There are real needs. There are real moments of uncertainty. But Jesus invites us to face today's trouble with today's grace. Today's Trouble, Today's Grace “Do not be anxious about tomorrow” is not a cold command. It is a tender invitation. Jesus is reminding us that we do not have to live as though the future rests on our shoulders. We do not have to secure our own universe. We do not have to hold everything together. Our Father is already there. So what do we do with financial anxiety? We bring it honestly to God. We name the fears we are carrying. We ask for wisdom where action is needed. We seek wise counsel when decisions feel too heavy. And then, with open hands, we release what we cannot control. We do the next faithful thing today. Our Security Is in God As we do, we remember that our security is not ultimately in our income. It is not in our investments. It is not in our plans. It is not in our ability to foresee tomorrow. Our security is in God—the One who knows what we need, invites us to look at the sparrows, and gives us the grace to trust Him one day at a time. If financial fear and anxiety are weighing on your heart, we'd love to help you explore these truths more deeply through our 21-day devotional, Look at the Sparrows. You can order your copy at FaithFi.com/Shop. And if you'd like to go through it with your church or small group, bulk orders and bulk discounts are available there as well. On Today's Program, Rob Answers Listener Questions: I haven't filed my tax returns for a few years, and I want to make things right. I've heard about the IRS “Fresh Start” program. Should I work with a tax relief company, hire a CPA, or contact the IRS directly through my local office? My husband and I are in our mid-60s, and our business is winding down. We have roughly $900,000 to $1 million in real estate, including our home, business building, and another property, plus about $700,000 in stocks and bonds with an advisor. Is real estate considered aggressive or conservative in our overall portfolio? And at our age, how should our investments be allocated? I'm 64 and want to set up a trust to help my assets avoid probate. Should I place only titled assets, like my home, in the trust, or should investment accounts be included too? Could retitling investment accounts into a trust trigger taxes? I also owe about $115,000 on my home. One of my children would like to live there with his kids, and I'd like my grandchildren to have a home if something happens to me. Should the trust pay off the mortgage from my assets, or should I consider life insurance or mortgage protection to cover it? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Relying solely on programmatic CTV auctions locks brands out of premium live sports and high-value cultural moments while racking up heavy middleware fees. This deep dive reveals how direct-to-ad-server tech and large language models are restructuring streaming media execution to protect brand safety, automate delivery, and enforce flawless frequency capping. Key Highlights

This week on Mac Geek Gab 1150, Pilot Pete, Adam Christianson, and Dave Hamilton pack an Embrace Your Geekness Day episode with Quick Tips you’ll put to work immediately. You’ll learn how to schedule birthday messages so you never miss one, silence those pesky automatic Shortcuts notifications, and give Apple Intelligence the context it needs to actually help. From automating Theater Mode the moment CarPlay connects, to using your iPhone to check for ticks, to texting “Marco” so your lost iPhone sings until you find it, these are the tips that keep you sharp. You’ll also dig into searching Safari history to retrace your steps, building Smart Folders to hunt down space-hogging files, and using Photos’ Map utility to surface shots from wherever you are. Then it’s your questions, answered. You’ll find out how to identify and clear runaway RAM, where Messages in the Cloud actually lives, and how to reclaim iCloud storage with tools like PowerPhotos and Gemini 2. You’ll get the real story on Time Machine drives and Spotlight, plus how to speed up sluggish Notes syncing. In Cool Stuff Found, the crew serves up Catchin’ Sync, the OBSBOT Tiny 3 webcam, Hyperspace for reclaiming space with file clones, and imessage-exporter to back up your texts. It’s an hour-plus of geek gold, and if you tune in every week, you Don’t Get Caught missing the fix you needed. 00:00:00 Mac Geek Gab 1150 for Monday, July 13th, 2026 July 13th: Embrace Your Geekness Day MGG Monthly Giveaway – Win a license to Mole Quick Tips 00:00:01 Jim-QT-Schedule Sending of Birthday Messages 00:04:16 JT Ray-QT-Disable automatic Shortcuts notifications 00:06:33 QT-Apple Intelligence and its context 00:09:26 Todd-Automate Theater Mode when CarPlay is enabled 00:10:44 Troy-QT-Use your iPhone to check for ticks 00:12:49 Larry-QT-Text Marco to your lose iPhone and have it play a song until you find it 00:18:31 Andy-QT-Search Safari’s History to find places you’ve visited 00:20:12 KiwiGraham-QT-Setup Smart Folders to find large files 00:23:38 Greg-QT-Use Photos > Utilities > Map to find photos in your current location (and elsewhere) Sponsors 00:26:42  SPONSOR: Helix Sleep makes premium mattresses and bedding that are customized to fit your personal needs, and conveniently shipped to your door. Go to https://helixsleep.com/MGG for 27% Off Sitewide. 00:27:50 SPONSOR: CleanMyMac. Get Tidy Today! Try 7 days free and use our code MACGEEK for 20% off at https://clnmy.com/MACGEEK 00:29:02 SPONSOR: OneSkin. Born from over a decade of longevity research, OneSkin's OS-01 Peptide is proven to target the visible signs of aging, helping you unlock your healthiest skin now and as you age. Get 15% off OneSkin with the code MGG at https://www.oneskin.co/MGG  #oneskinpod #ad Your Questions Answered and Tips Shared! 00:30:31 Bill-1148-How do you identify and clear up RAM usage? iStat Menus Marco Arment's Quitter 00:39:23 Gary-1149-Where can I see Messages In The Cloud? 00:44:17 Roy-How can I clean up my iCloud storage? PowerPhotos Gemini 2, the duplicate finder (and “similar finder”) 00:53:25 Bill-1148-Turns out you can’t exclude Time Machine drives from Spotlight 00:56:51 Henry-1148-Speeding Up Notes Syncing Cool Stuff Found 01:01:20 Andy-1149-CSF-Catchin' Sync 01:02:15 Andy-CSF-Obsbot Tiny3 Webcam 01:08:53 Harvey-CSF-Hyperspace to use file clones to save space 01:11:44 Chris-CSF-1149–imessage-exporter to export your iMessages 01:17:42 MGG 1150 Outtro MGG Monthly Giveaway Bandwidth Provided by CacheFly Pilot Pete's Aviation Podcast: So There I Was (for Aviation Enthusiasts) The Debut Film Podcast – Adam's new podcast! Dave's Business Brain (for Entrepreneurs) and Gig Gab (for Working Musicians) Podcasts MGG Merch is Available! Mac Geek Gab iOS app Mac Geek Gab YouTube Page Mac Geek Gab Live Calendar This Week's MGG Premium Contributors MGG Apple Podcasts Reviews feedback@macgeekgab.com 224-888-GEEK Active MGG Sponsors and Coupon Codes List BackBeat Media Podcast Network

Josh Dean describes the early days of the Lockheed Corporation and the birth of Skunk Works. After saving the company by fixing the Electra, Kelly Johnson promised a jet fighter in just six months. Operating out of a circus tent, his team produced the P-80 in 143 days. (6)1951