Podcasts about Saving

We read 'If Anyone Builds It, Everyone Dies' by Yudkowsky & Soares (so you don't have to) Watch this video at- https://youtu.be/IHTunMmNado?si=4RvOZ5hyUAE7NzSo We Read This So You Don't Have To Nov 16, 2025 We Read This (So You Don't Have To) We read If Anyone Builds It, Everyone Dies: Why Superhuman AI Would Kill Us All by Eliezer Yudkowsky & Nate Soares so you don't have to …but if you've ever wondered how building superhuman artificial intelligence could turn into humanity's last mistake, this episode might forever change how you think about technology, risk, and the future of intelligence. In this episode, we break down Yudkowsky & Soares's alarming thesis: when we build AI that out-thinks us, the default isn't friendly cooperation — it's misalignment, hidden objectives, and catastrophic loss of control. Modern AI isn't programmed in the old way; it's grown, resulting in systems whose goals we cannot fully predict or steer. The authors argue that unless humanity halts or radically redesigns the trajectory of large-scale AI development, we may be writing our own extinction notice.

Christmas came early… because Abigaiil Morris is finally in the chair.

In this episode, Roger Whitney, a retirement planner with 30 years of experience, breaks down annual gifting limits and year-end planning. He shares practical strategies for giving that make a real impact and create meaningful experiences for loved ones. Roger also answers listener questions, providing clear guidance to help you navigate your retirement with confidence.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This podcast is dedicated to helping you rock retirement.(00:57) Today Roger talks about annual gifting limits.RETIREMENT TOOLKIT(01:45) In today's Retirement Toolkit, Roger explores year-end planning by breaking down the 2025 annual gift exclusion.(04:05) Roger discusses giving money during your lifetime and shares the reasons why it can be beneficial.(12:05) Roger shares his observations on giving money, noting that gifts can feel most meaningful when attached to a specific purpose rather than given with expectations.(14:21) Strategies for impactful gifting are explored, including transferring appreciated assets, paying medical expenses, and covering tuition directly, showing ways to help others while maximizing meaning and efficiency.LISTENER QUESTIONS(19:00) Mary shares feedback on qualified charitable distributions (QCDs).(21:27) Lee describes his “shoulder bonus” strategy to spend excess retirement funds while staying within a safe withdrawal rate.(30:10) John asks when to switch from a general financial advisor to a retirement planner(34:19) Rick asks about gifting appreciated stocks to adult children.(35:17) Steve asks about building a resilient retirement plan at age 80.SMART SPRINT(38:13) In the next seven days: Do you want to give? Can you? How much and to whom? Can it have a purpose? Even small gifts can make a big impact.CLOSING THOUGHTS(40:00) Giving money can bring profound joy, often the greatest gift is the one you give yourself by helping others. REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer Man

JOIN MY TRADING GROUP FOR FREE: LINK IN BIOFollow Me on Social Media:• Instagram (Sumi): @sumedhbasani• Instagram (TeamBasani): @teambasani• TikTok: @teambasaniFor my Relationship Content: Youtube.com/SumedhBasaniDisclaimer: These videos that I create on YouTube shouldn't be taken as financial advice. I am not a licensed financial professional. Nothing I mention in these videos is meant to be a recommendation to buy or sell any stock, etf, index, or future. Please consult with your financial professional for your financial advice. I am not liable for any loss that you may experience from watching these videos. Do your own research when it comes to investing and trading to take 100% responsibility for your financial decisions and future.

This episode breaks down the five year-end tax strategies that can still lower your tax bill before December 31. You'll learn simple, legal steps business owners use to save real money, including tax planning moves most people don't hear from their CPA. We cover timing your expenses, using tax savings tools like bonus depreciation, and making smart money decisions before the year ends. You'll also hear real stories of women entrepreneurs who used these strategies to keep more of their income and strengthen their financial mindset. These tips work for small business owners who want clear finance advice they can use right away. By the end, you'll know exactly what to do this month to avoid overpaying the IRS. Listen now so you don't lose your chance to save money this year.   Next Steps:

“Can a city's holiday tradition survive budget cuts, changing times, and unpredictable weather?” That's the question at the heart of this unforgettable episode of The JB and Sandy Show!

They Lied to You – Dr. Peter McCullough Reveals The Truth About COVID Vaccines Watch the full interview for free at https://freedomplatform.tv/they-lied-... When renowned cardiologist, epidemiologist and author Dr. Peter McCullough last joined me in August 2023, the world was already at a turning point. Now, just two years later, everything has changed: Donald Trump is back in the White House RFK Jr. is the new U.S. Health Secretary New voices have joined the Advisory Committee on Immunization Practices, including Dr. Robert Malone and Dr. Martin Kulldorff The U.S. government has moved to pull funding from mRNA vaccine development On Tuesday 12 August at 5pm UK time / noon EST, Dr. McCullough returns to the London Real Digital Freedom Platform for a no-holds-barred conversation you won't see on mainstream media. Watch this clip at- https://youtu.be/FpO7nEJjch4?si=6kQPUcY6Jaqpce1I London Real 2.26M subscribers 7,061 views Premiered Dec 1, 2025 #LondonRealTV #LondonReal #BrianRose

What if the future of childhood cancer looked different? Safer treatments, targeted therapies, and doctors who carry personal stories that fuel every decision? Today's guest is one of those rare voices changing everything. In this powerful episode, Dr. Jess Puzzuoli takes us inside the world of pediatric oncology. A place filled with courage, heartbreak, hope, and breakthroughs that most people never hear about. From the rising rates of childhood cancer to the emotional weight families carry, she breaks down the truth behind the numbers and the real-life moments that matter most. This isn't just a medical conversation… it's a human one. ✨ In this episode, we discuss: • Why childhood cancer rates are increasing • The massive research gap affecting pediatric patients • How targeted therapies + new treatments are transforming outcomes • The emotional reality for parents, siblings, and caregivers • What children REALLY experience during treatment • The importance of play, support teams, and trauma awareness • Dr. Jess's deeply personal “why” that fuels her work every day If you've ever wanted a clearer understanding of pediatric cancer and the hope that exists right now this episode will open your eyes and strengthen your heart.   Immortalize your voice by being an ALL TALK ONCOLOGY GUEST! Just fill-out this FORM.   Invite Kenny Perkins to Speak or Participate on your event. Just fill-out this FORM.   SOCIAL MEDIA LINKS: All Talk Oncology: Instagram & Facebook JOIN OUR FREE COMMUNITY: Facebook Community WEBSITE: www.alltalkoncology.com

Find out why Christina got ghosted on Waiting by the Phone from the vault! Plus, Fred gives us a fun fact about iet coke! See omnystudio.com/listener for privacy information.

Christina is confused why her date Alex won't call her back after a fun night out... Find out why she got ghosted!See omnystudio.com/listener for privacy information.

The $100 Silver Window Is Almost Gone — And This Time It Won't Reopen Watch this video at- https://youtu.be/bXIi8jBSW6Y?si=XOflk-EgU8fzw665 Money Rewind 29 subscribers 788 views Dec 4, 2025 This documentary investigates a recurring four-stage pattern in commodity markets, analyzing its potential application to the contemporary silver market. The central thesis posits that assets historically used as money often undergo a cycle of Establishment, Manipulation, Squeeze, and eventual Break of the paper derivative market. This analysis is contextualized through an examination of current market phenomena, including significant physical silver withdrawals from COMEX vaults, the suspension of silver sales by major international banks, and the presence of market backwardation—a key indicator of acute physical demand. The narrative draws parallels to major historical precedents, including the 1980 silver crisis precipitated by the Hunt brothers, the 1971 "Nixon Shock" which severed the U.S. dollar's final link to gold, and the 2001 palladium supply shock. By dissecting silver's dual role as both a historic monetary asset and an indispensable industrial commodity facing a structural supply deficit, the film argues that the modern silver market is exhibiting classic signs of the "Squeeze" phase, signaling a potential decoupling between the price of physical metal and its paper equivalents. KEY CONCEPTS The Four-Stage Market Cycle (Establishment, Manipulation, Squeeze, Break) Physical vs. Paper Assets (Commodity vs. Derivative) Market Backwardation and Contango The Hunt Brothers & Silver Thursday (1980) The Nixon Shock & The Gold Standard (1971) Silver's Dual Demand (Monetary & Industrial) Commodity Futures Markets (COMEX) Counterparty Risk in Exchange-Traded Funds (ETFs) Structural Supply & Demand Deficits RESEARCH & REFERENCES GOVERNMENT DOCUMENTS The Coinage Act of 1965: Public Law 89-81, which eliminated silver from the United States' circulating dime and quarter-dollar coins and reduced the silver content of the half-dollar. A Study of the Silver Futures Market: A 1982 report by the Division of Economics and Education, Commodity Futures Trading Commission (CFTC), detailing the events surrounding the 1979-1980 silver market volatility. Stock Exchange Practices: Report of the Committee on Banking and Currency (The Pecora Report), 1934: A landmark investigation into the causes of the Wall Street Crash of 1929, providing historical context on market manipulation. ACADEMIC & HISTORICAL LITERATURE A Monetary History of the United States, 1867-1960 by Milton Friedman and Anna Schwartz: A foundational text on the history of U.S. monetary policy, providing critical background for understanding the abandonment of commodity-backed currency. The New Case for Gold by James Rickards: Explores the historical role of precious metals as monetary assets and the inherent instabilities of fiat currency systems. INSTITUTIONAL REPORTS World Silver Survey: An annual report published by The Silver Institute, providing comprehensive global data on silver supply, demand, mine production, and investment trends. --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. -----------------------------------------------------------------------------------------   

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When hope is tied only to a desired outcome, disappointment becomes inevitable. Katherine Wolf knows this truth more personally than most. At just 26, with a newborn in her arms and a lifetime ahead of her, she suffered a massive and unexpected stroke that changed everything.Today, through her writing, speaking, and nonprofit ministry Hope Heals, Katherine invites others into a deeper, sturdier hope—one that can withstand even the darkest valleys.On today's show, she joins us to share her journey: how suffering reshaped her faith, her understanding of God's goodness, and even her family's finances.A Life Forever ChangedIn 2008, without warning or symptoms, Katherine experienced a catastrophic brainstem stroke caused by a congenital condition she never knew she had—an arterial venous malformation (AVM). Overnight, she went from fully able-bodied to fighting for her life.A 16-hour surgery saved her, but her new reality included significant impairments. Today, she uses a wheelchair, has facial paralysis, reduced function in her right hand, and additional physical limitations. Still, she radiates joy and purpose.“I did live—and I'm doing great,” she says with her trademark resilience.Katherine describes the stroke as the moment “the pebble hit the metal”—a collision between everything she had learned about Jesus and the hardest chapter of her life.Years of Scripture, sermons, prayer, and discipleship prepared her for a moment she never imagined. “This is no longer a drill,” she remembers telling herself. Her long walk with Christ, though imperfect, had built a foundation strong enough to stand when everything else fell apart.In her memoir Hope Heals, she writes that suffering is not the end of the story—but the beginning of a new one. Christian hope does not deny pain; it declares that pain will not have the final word.Katherine's more recent book, Treasures in the Dark, draws from Isaiah 45:3—God's promise to give “hidden treasure” in the shadows of our lives so we might know Him more deeply.“If we must walk through darkness—and we all do at some point—why not gather the treasure God has placed there?” she asks. In other words, don't waste your pain. Let God use it to form you, deepen you, and show you His faithfulness in ways comfort never could.Hope Heals: A Ministry Born from SufferingOne of the greatest treasures to emerge from Katherine's hardship is Hope Heals, the nonprofit she and her husband, Jay, founded.Hope Heals CampTheir flagship outreach is a fully scholarship-supported summer camp for families affected by disability. Guests experience rest, community, and the love of Christ through what Katherine calls “inter-ability community”—people with and without disabilities sharing life together.Volunteers and families leave forever changed. The joy is contagious.Mend Coffee ShopIn Atlanta's Buckhead neighborhood, Hope Heals also operates Mend, a universally accessible coffee shop that employs people with disabilities and creates a space where everyone belongs.Katherine describes both initiatives as “glorious,” a word she uses often—and always with delight.The Financial Realities of SufferingMedical crises don't just affect the body; they often reshape a family's finances. Katherine knows this firsthand.When disability or sudden illness enters a story, she notes, “the finances can be ravaged.” Many families drain savings, take on debt, or scramble to fund treatments and therapies.But Katherine also speaks about “invisible wheelchairs”—the unseen burdens that hold people back. Financial instability, she says, can be one of the most crippling.Her encouragement? Everyone carries some kind of hardship. You are not alone. God gives us community and wisdom so we don't walk these valleys in isolation.For Katherine, surrender has become a central theme of her spiritual life, including how she views money.“Surrender is relief,” she says. “It's not God binding us up—it's letting Him take the wheel.”This posture doesn't magically erase financial challenges, but it reframes them. It anchors us in trust rather than fear. And it reminds us that provision comes from God, not our own strength.Hope for Anyone Facing UncertaintyKatherine's story speaks to those walking through overwhelming medical challenges—but her final encouragement reaches everyone, regardless of circumstances.Trusting God means you don't have to live afraid of what may happen next.Your circumstances may feel anything but okay, but when Christ lives in you, the deepest good in your life is already secure.“The good things of God,” she says, “are not external—they're inside of you when you know Him.”That truth allows us to face uncertainty with confidence, surrender our financial fears, and discover a hope that holds—no matter the storm.Learn MoreTo explore Katherine's ministry or support her work, visit HopeHeals.com.If you're near Atlanta, stop by Mend coffee shop in Buckhead—a place of belonging, beauty, and community. Katherine will also be speaking at the upcoming Kingdom Advisors Conference, where thousands of financial professionals gather to grow in biblical wisdom and stewardship. Learn more at RedeemingMoney.com.On Today's Program, Rob Answers Listener Questions:I invested based on the advice of a family friend who said it was guaranteed, but I lost $15,000. I'm single, I don't have much, and I was expecting this investment to return about $25,000. Now I'm just praying I'll have enough for rent next month. I'm calling to ask how I can recover from something like this.I have some real estate properties I want to leave to my children, and I've heard that putting them in a trust can help avoid capital gains. Do I need a trust for that? And should I also have a will?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Hope Heals | Hope Heals Camp | Mend Coffee & GoodsHope Heals: 
A True Story of Overwhelming Loss and an Overcoming Love by Katherine and Jay WolfTreasures in the Dark: 90 Reflections for Finding Bright Hope Hidden in the Hurting by Katherine Wolf with Alex WolfWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cornell-trained veterinary surgeon Dr. Jared Baum shares the unbelievable story of how he saved Steph's dog Buddy from emergency surgery—using skill, compassion, and one very brave hand.We talk about his Cornell Vet residency, the compassion award created in his honor, the night he drove 90 minutes to save a senior Chihuahua named Mabel, and his exciting new surgical clinic, PEAK Veterinary Surgical Care in Delray Beach.We have been dying to speak to a Cornell veterinarian—Cornell vets really are special—and Jared was everything you'd imagine a Cornell-trained veterinarian to be.He and his wife are launching a brand-new surgical clinic in Florida. Learn more here:https://www.peak.vet/And you can watch the beautiful story behind the award created in his honor:https://www.vet.cornell.edu/about-us/news/20191125/college-clinicians-act-extraordinary-compassion-saves-imperiled-chihuahuaNot sponsored by or affiliated with Cornell University.

Eric talks with Gina, the co-founder of Happy Paws Haven, a Michigan-based animal rescue. Gina outlines her background and the rescue's mission, emphasizing their focus on long-term care for misunderstood animals that larger shelters might quickly deem unadoptable. She details the challenges of running a foster-based nonprofit, noting that she handles nearly all operational duties, including managing high veterinary costs which currently exceed $150,000 per year. The conversation also explores the rescue's expansive future vision to develop a 20-dog sanctuary and farm animal haven on recently acquired property, a plan that requires over $200,000 in fundraising to achieve state compliance. Ultimately, both women advocate for the importance of community volunteering, networking, and public education to address issues like neglect and overpopulation effectively. Comments and Questions are welcome.   Send to: thescooppodcast22@gmail.com

What would your life look like if you actually used the money you spent years saving? In this episode, Tommy and John break down the idea of "flexing your money muscles" and why those muscles can mean tightening your spending or giving yourself permission to enjoy more. You'll learn how habits, confidence, and values shape our decisions, and why many people struggle to spend even when they can afford to. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Mason & Associates: LinkedIn Tommy Blackburn:  LinkedIn John Mason: LinkedIn

This week we welcome Chuck Wolf, founder of Saving The Athletic Elbow and Human Motion Associates — one of the leading voices in movement science, injury prevention, and athletic performance. Chuck breaks down how proper movement patterns, smart training, and early intervention can protect young athletes and keep them performing at their best. His insights on arm care, mechanics, and long-term development are invaluable for coaches, parents, and players at every level.If you're serious about keeping athletes healthy and helping them move the right way, this episode is a must-listen.

Many people know what to do in emergencies like fires or animal encounters, but far fewer understand how to respond to an opioid overdose. A nonprofit is teaching the public to recognize key signs of an overdose and use tools like naloxone and fentanyl test strips to save lives. As education and access expand, the goal is to make harm reduction strategies as familiar as any other life-saving precaution. Learn more about your ad choices. Visit megaphone.fm/adchoices

The real path to wealth in 2026 is not saving more. It is thinking differently. In this mashup episode, I am bringing together three of the brightest financial and personal growth minds in the world to shatter one of the biggest myths keeping people stuck. Saving alone will not make you wealthy. It never has. It never will. Wealth is created through strategy, identity, and a radically different way of seeing your life. Scott Galloway breaks this wide open with his insight that wealth is not what people see. Wealth is what you no longer have to worry about. It is passive income greater than your burn. It is the absence of economic stress so you can finally focus on the people and experiences that matter. Robin Sharma takes this conversation deeper by reminding us that wealth is not just financial capital but also your mindset, your habits, your spiritual clarity, and your emotional freedom. You cannot build an extraordinary life with a bargain basement identity. You must raise your standards, remove the distractions that dilute your greatness, and step into the person who can actually sustain the wealth you want to create. His wisdom is a reminder that your blessings expand only to the level of your self worth. And then you will hear from the incredible Vivian Tu, who brings a fresh and direct perspective on how real people can build financial momentum right now. Vivian has a special way of making money simple. She shows you how to take advantage of the systems that exist, how to invest consistently even when you feel behind, and how to stop letting fear dictate your financial future. Her approach proves that anyone can build real wealth when they stop guessing and start moving with a plan grounded in reality instead of hype. Each of these conversations points back to a single truth. Wealth in 2026 is not about saving more. It is about becoming someone new. It is about shifting the way you think, the way you earn, the way you build leverage, and the way you make decisions. I want you to walk away from this episode knowing that you have more control than you realize. You are not stuck. You are not behind. You simply need a new framework and a willingness to take the first imperfect step. Key Takeaways Why wealth is the absence of economic stress, not flashy spending How passive income greater than your burn creates real financial freedom Why saving alone will never build the life you want The mindset and identity upgrades that must come before financial upgrades How to use your natural strengths to become great in a high value lane Why consistency, strategy, and simplified investing outperform “trying to time it” The real reason most people feel stuck financially and how to break out of it in 2026 If you are ready to stop stressing about money and start building the kind of wealth that gives you peace, freedom, and choice, this episode will show you exactly where to begin. ⁠

When we believe in Jesus, we receive him as living water, bread of life, and all-satisfying treasure. Saving faith is the awakening of joy in Christ.

The Science Points to Purpose: A Defense of Intelligent Design.  Stephen Meyer Watch the entire video at- https://youtu.be/3hx6fDOZz7k?si=lUw3u-qpCoWdEXzi John Anderson Media 772K subscribers 47,905 views Premiered Aug 22, 2025 In this conversation, John is joined by Dr. Stephen Meyer who articulates the scientific foundation that supports intelligent design, arguing that the universe's fine-tuning and the digital code in DNA point to a purposeful intelligence. He challenges materialistic assumptions, urging a re-evaluation of life's origins through rigorous scientific reasoning. Stephen analyses the shortcomings of evolutionary theory, explores the Cambrian explosion, and addresses the problem of evil, offering a rational case for theism grounded in modern scientific discoveries. Stephen C. Meyer, PhD, is a philosopher of science, the director of the Center for Science and Culture at the Discovery Institute, and the author of several books, including "Darwin's Doubt: The Explosive Origin of Animal Life and the Case for Intelligent Design," and "The Return of the God Hypothesis." Download his free mini-book "Scientific Evidence For A Creator" at https://www.discovery.org/m/securepdf... Sign up to John's newsletter here: https://johnanderson.net.au/contact/ -------------------------------------------------------------------------------------------------------------- 01:34 - Introduction and Welcome 02:02 - What is Intelligent Design? 06:07 - The Origin of Life Problem 14:46 - Intelligent Design as Pseudoscience? 29:51 - Challenges to Evolutionary Theory 39:34 - Social Implications of Darwinism 49:19 - A New Spirit of Inquiry 59:24 - The Problem of Evil 01:06:20 - The Christian Story and Human Nature -------------------------------------------------------------------------------------------------------------- Conversations feature John Anderson, former Deputy Prime Minister of Australia, interviewing the world's foremost thought leaders about today's pressing social, cultural and political issues. John believes proper, robust dialogue is necessary if we are to maintain our social strength and cohesion. As he puts it; "You cannot get good public policy out of a bad public debate." If you value this discussion and want to see more like it, make sure you subscribe to the channel here:    / @johnandersonmedia   And stay right up to date with all the conversations by subscribing to the newsletter here: https://johnanderson.net.au/contact/ Follow John on X: https://x.com/JohnAndersonAC Follow John on Facebook:   / johnandersonac   Follow John on Instagram:   / johnandersonac   Support the channel: https://johnanderson.net.au/support/ Website: https://johnanderson.net.au/ Podcast: https://open.spotify.com/show/6Qh2fEs... 2QH0QLLWRVNX5LFA -------------------------------------------------------------------------------------------------------------- Follow Stephen on X: https://x.com/StephenCMeyer Subscribe to Stephen's Channel:    / @drstephenmeyer   Follow Stephen on Facebook:   / drstephencmeyer   Website: https://stephencmeyer.org/   --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510  

Trevor Aaronson is an American journalist. He is a contributing writer at The Intercept and author of The Terror Factory: Inside the FBI's Manufactured War on Terrorism, a book that drew national attention for its critical examination of the FBI's use of informants in domestic counterterrorism operations and was widely cited in discussions of post-9/11 law enforcement practices.What happened at the Puise nightclub and what was reported are two different things; what the media reported was not the whole story, and in parts appeared to be deliberately deceptive.Trevor Aaronson looks into the whole incidentTrevor Aaronson booksWebsiteTrevor Aaronson InterceptTrevor Aaronson's PulseOn June 12, 2016, Pulse Nightclub in Orlando, Florida was the site of one of the deadliest mass shootings in the history of the USA. Lifeline will take you behind-the-scenes to see how the blood center and hospital raced against the clock to save the victims' lives. Hear the emotional stories from both the survivors and the blood donors themselves who unknowingly saved their lives.Documentary (Mainstream for comparison)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Episode 112 - Money Mindset in Action - Where psychology meets practical financial planning with Billy F. Spencer. Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

The SKATCAST Network presents:Truck Driver Theater #66 by the Script KeeperToday's Skit-SKATs:[ Adventures of Gunner Halifax | 0:43 ] - "Hunt For Garmak III" - The stuff with Garmaks continues.[ Liam the Monster Hunter | 8:14 ] - "Saving the Child King of SDGC" - The Child King of South Demon Guard City needs to be rescued. Are Liam and the gang the right folks for the job?[ Post Apocalyptica | 15:10 ] - "Season 4, Episode 08" - Dave and Angus with zombies continues as Angus hunts for more "treasures".Thank you for listening! Have a happy Saturday and stay safe out there!Visit us for more episodes of SKATCAST and other shows like SKATCAST presents The Dave & Angus Show plus BONUS material at https://www.skatcast.com Watch select shows and shorts on YouTube: bit.ly/34kxCneJoin the conversation on Discord! https://discord.gg/XKxhHYwu9zFor all show related questions: info@skatcast.comPlease rate and subscribe on iTunes and elsewhere and follow SKATCAST on social media!! Instagram: @theescriptkeeper Facebook: https://www.facebook.com/scriptkeepersATWanna become a Patron? Click here: https://www.patreon.com/SkatcastSign up through Patreon and you'll get Exclusive Content, Behind The Scenes video, special downloads and more! Prefer to make a donation instead? You can do that through our PayPal: https://paypal.me/skatcastpodcast Hosted on Acast. See acast.com/privacy for more information.

A listener wants to know if a slow start is normal, or a warning sign that another business might be better. We’ll set a simple 90-day experiment to decide whether to double down, redesign, or walk away. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

Humans Only Have 2 Years Left... PREPARE NOW. Tom Bilyeu Watch this video at- https://youtu.be/iE1UwQj1kjo?si=ErruCGa8P1oNLNoa Tom Bilyeu 4.6M subscribers 983,200 views Jun 16, 2025 Shortform: Try Shortform free and get 20% off your annual subscription at http://shortform.com/tombilyeu AI isn't coming, it's here. Get ahead by testing your business idea and building your launch plan in 30 minutes with my free Zero to Launch GPT: https://hubs.la/Q03tpFGG0 --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ---------------------------------------------------------------------------  

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This week is the first week in Advent and how wonderful to reflect on the Benedictus, the prayer of Zachariah, after John the Baptist was born. You will love hearing Chad meditate on the richness of this beautiful passage of God's word. Chris Lizotte sings "All of the Light We See" which also  features John Andrew Schreiner playing the accordion. Show Notes: Support 1517 Podcast Network 1517 Podcasts 1517 on Youtube 1517 Podcast Network on Apple Podcasts 1517 Events Schedule 1517 Academy - Free Theological Education What's New from 1517: Coming Home for Christmas: 1517 Advent Devotional Face to Face: A Novel of the Reformation by Amy Mantravadi Untamed Prayers: 365 Daily Devotions on Christ in the Book of Psalms by Chad Bird Remembering Your Baptism: A 40-Day Devotional by Kathryn Morales Sinner Saint by Luke Kjolhaug More from the hosts: Chad Bird Lyrics to "ALl of the Light We See" Sunrise will greet us Darkness is broken by the light Blessed is Your name For bringing  sight to the blind The horn of salvation Saving our kind The sunrise will greet us And guide us into Your light You are the Light   My tongue was tied up And so I waited, unable to speak My faith had dried up  But You are gentle,  offering   relief You opened my lips I sang in reply The sunrise will greet us And guide us into Your light You are the Light   Chorus: All of the light we see Streams from Your mercy Your love descends on the night And  fear cannot stay Shadows are scattered in flight Let us prepare the way  The sunrise will greet us And guide us into Your light You are the Light   From the shadow of death To the rising sun Forgiveness in Jesus The battle is won  

Chad sits down with Sheriff Chad Bianco to bring you the inside story of his 32 years in law enforcement, the realities of running a sheriff's department, and what led him to enter the race for governor of California. Bianco shares his perspective on public safety, homelessness, addiction, and government accountability, and what he believes California needs from its leadership going forward. He talks openly about the challenges of campaigning, how policy affects everyday life, and why he's focused on reform. This one's an insightful, straightforward conversation about work, responsibility, and the future of a state that a lot of people care deeply about. We hope you enjoy this one! This episode is brought to you by Nappa Valley Olive Oil, Leer Toppers, Resistol Hats, ZLINE appliances, and Corning Ford

We check the markets often—but how often do we check our hearts? Most of us approach investing with calculators, not character. Yet Scripture calls us to a deeper way. What if investing isn't just a financial activity but a spiritual practice—one that shapes who we're becoming?Tim McCready, Head of Global Advisory at BrightLight (part of the Eversource Wealth Advisors team), has been helping both Kingdom Advisors and FaithFi develop a theological framework for investing that aligns our portfolios—and our hearts—with God's purposes. His recent work explores how timeless spiritual disciplines can transform how believers think about investing.Why Investing Requires a Spiritual LensTim begins with Jesus' words in Matthew 6: “Where your treasure is, there your heart will be also.” That's not just a warning—it's an insight into spiritual formation.“Our investment decisions aren't just a reflection of faithfulness,” Tim says. “They're shaping who we're becoming as we seek to be like Jesus.”When we invite God into our investment decisions, investing becomes more than strategy—it becomes worship. It becomes one more place where we ask God to form us into faithful stewards.The Ignatian Prayer of Examen—For InvestorsOne of the most compelling ideas Tim introduces is applying the historic Ignatian prayer of examen to our portfolios.For centuries, believers have ended their day with this reflective practice—examining God's presence, confessing sin, noticing grace, and preparing for tomorrow.Tim suggests: What if investors practiced something similar?Rather than viewing portfolios strictly through analysis or performance, the examen helps us approach them with discernment, surrender, and spiritual attentiveness.Step One: GratitudeGratitude quiets the noise and recenters us on God's generosity. Before looking at performance or market movements, Tim encourages investors to pause and thank God for His provision.It might sound something like:“Heavenly Father, thank You for the gifts You've entrusted to me—including my investment portfolio. Speak to me about my stewardship, challenge me, and remind me of Your faithfulness as I draw near to You.”Gratitude reframes everything. It reminds us that portfolios are gifts to steward—not trophies to admire nor securities to cling to.Step Two: ReviewJust as the daily examen invites believers to review their day, the investing examen invites us to review each line of our portfolio with prayerful reflection.This simple discipline lifts our eyes beyond numbers to the impact our investments have on people, communities, and the world.As Tim notes, “We may find both joy and conviction—joy where God is pleased, and invitation where He's calling us to change.”Step Three: Repentance and RenewalThis is where the examen moves from reflection to transformation.Perhaps we discover that we've placed too much security in our portfolio. Perhaps a certain investment feels misaligned with God's desires. Perhaps God prompts us toward greater generosity.Repentance helps us acknowledge these areas honestly—and renewal invites us to receive God's forgiveness and step forward in faith.A simple prayer might be:“Gracious Provider, rule over every part of my life, including my investments. Forgive me for trusting wealth over You. Give me courage to act where You lead, and joy in following Your plan for my life.”This step reorients our trust away from the market and back toward the One who “owns the cattle on a thousand hills.” (Psalm 50:10)Step Four: Community and AccountabilityThough investing can feel private, it was never meant to be isolated.We grow best in community. Sharing a budget or portfolio with a trusted friend or mentor is humbling—but powerful. Accountability exposes blind spots, clarifies values, and encourages faithfulness.Whether through a small group, a stewardship class, or a community like the FaithFi app, transparency invites God's wisdom through God's people.Step Five: Fasting from Market NoiseWe live in an era of constant market updates, by the day, hour, and minute. Tim points out that this flood of data gives the illusion of control while feeding anxiety.A spiritual practice of “fasting” from market noise—checking less often, turning off notifications, stepping back from constant updates—helps us rest in God's provision instead of reacting to every market swing.Jesus' question echoes here: “Who of you by worrying can add a single hour to his life?” (Matthew 6:27) Or, as Tim puts it, “add a single cent to your portfolio?”Step Six: ServiceSpiritually formed investors naturally turn outward. Financial experience is a gift meant to serve others—whether through mentoring, teaching budgeting, serving on a church finance committee, or helping younger believers develop healthy habits.Service transforms stewardship from something we manage to something we multiply.A Holistic Vision of Faithful InvestingWhen we bring together gratitude, review, repentance, community, fasting, and service, we begin to see investing not as a sterile financial exercise but as a rhythm of worship.“Investing is faithfulness,” Tim reminds us. “It forms us. It shapes us as disciples. A biblical approach to investing isn't measured only by returns, but by spiritual formation.”In other words, investing becomes a way to follow Jesus. A biblical worldview of investing doesn't start with performance—it begins with the heart. When we invite God into our investing, He uses even financial decisions to form us into the likeness of Christ.May our portfolios—and our hearts—reflect the One who has entrusted everything to us.On Today's Program, Rob Answers Listener Questions:I worked hard to raise my credit score to about 730, but a miscommunication with my student loan led to a late payment and brought it down to 548. The issue is fixed, and the account is current, but my score is still low. How long will it take to recover if I keep making on-time payments?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today's episode tackles a handful of questions that come up often for high-income professionals planning for the future. We dig into how to optimize your retirement accounts and take advantage of key tax benefits, explore how cash balance plans work inside a group practice, and look at whether a target-date retirement fund ever makes sense in a taxable account. We also talk through what to do with your retirement savings over the next year if you won't have access to workplace profit sharing until the end of 2026. Laurel Road is committed to helping residents and physicians take control of their finances. That's why we've designed a personal loan for doctors, with special repayment terms during training. Get help consolidating high-interest credit card debt or fund the unexpected with one low monthly payment. Check your rates in minutes to see if you qualify for a lower rate, plus, White Coat Readers also get an additional rate discount when they apply through https://LaurelRoad.com/WCI For terms and conditions, please visit https://LaurelRoad.com/WCI Disclosures Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Member FDIC. ©2025 KeyCorp® All Rights Reserved. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #448 07:30 Optimizing Retirement Accounts 20:38 Adjusting Risk with a Cash Balance Plan 25:34 Target Retirement Funds in Taxable 30:55 Saving for Retirement in Taxable?

Want to know your English level? Take our free English-level quiz here to find out what your current English level is.  Do you love All Ears English?  Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Lindsay McMahon and Aubrey Carter with Jessica Beck in previous episodes Visit our website here or https://lnk.to/website-sn If you love this podcast, hit the follow button now so that you don't miss five fresh and fun episodes every single week.  Don't forget to leave us a review wherever you listen to the show. Send your English question or episode topic idea to support@allearsenglish.com For a limited time, save on the perfect gift by visiting AuraFrames.com to get $35 off Aura's best-selling Carver Mat frames - named #1 by Wirecutter -  by using promo code AEE at checkout. That's A-U-R-A Frames.com promo code AEE. This deal is exclusive to listeners and frames sell out fast,  so order yours now to get it in time for the holidays! Support the show by mentioning us at checkout!  Terms and conditions apply. Learn more about your ad choices. Visit podcastchoices.com/adchoices

IMMIGRATION BAN?! Trump GOES OFF w/ EPIC RANT againzt Tim Walz and Somalian CRISIS in Minnesota Watch this video at- https://youtu.be/iSJNAq8PI9k?si=c2GNfEFd4gRcYRQD Compound Media 194K subscribers 31,445 views Dec 3, 2025 *Go to CompoundMedia.com and use promo code 'YouTube' for 20% off an annual or monthly subscription and get behind the paywall for full UNCENSORED episodes of The Anthony Cumia Show...support right wing comedy! Ant opens up the show with his thoughts about Somalia, Somalians and their place in America. He touches on South Africa, drug smuggling, Minneapolis, and much more. We see Trump talking about Somalia, Somalians saying they are the backbone of Minnesota, and then the ladies from "The View" responding to Trump's comments about Venezuela and Tim Walz. --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. -----------------------------------------------------------------------------------------   

When two faith-based financial institutions come together, the goal isn't simply to grow in size—it's to grow in Kingdom impact. That's precisely what's taking place with the launch of AdelFi Christian Banking, a newly unified identity shaped by a shared mission to honor Christ and serve His people.Recently, we sat down with Aaron Caid, Chief Marketing Officer at AdelFi Christian Banking, to talk about how this merger came together, why the new name matters, and what it means for Christians who want their finances to reflect their faith.A New Identity Rooted in ScriptureAccording to Caid, the new name is much more than rebranding—it's a declaration of purpose.“Our new name and identity are a visual representation of what we desire to accomplish with the merger,” he explains. The name AdelFi is derived from the Greek word adelphos, which is used more than 300 times in the New Testament to describe brothers and sisters in Christ.“That's who we are,” Caid says. “Staff, members, and ministries—coming together as a family of believers to build a financial institution centered on Christ and dedicated to advancing God's Kingdom.”The addition of the phrase “Christian Banking” is equally intentional—a bold statement about who they serve and the mission that drives them.The merger was completed on December 1, and throughout 2026, AdelFi Christian Banking will progressively roll out its new brand identity. Milestones include a new website in Q2 and an enhanced digital banking experience in Q3.Combining Strengths for Greater Kingdom ImpactWhat happens when two long-standing Christian credit unions combine their gifts and experience? Caid says the result is far more powerful than the sum of its parts.Both AdelFi and Christian Community Credit Union (CCCU) bring decades of ministry-focused service—over 125 years combined. Each also carries a unique tradition of generosity:AdelFi tithes 10% of its earnings to Christian ministries and mission-sending organizations.CCCU donates a portion of every debit and credit card swipe to Christian causes—over $6.5 million given to date.“Together, we will amplify our giving,” Caid notes. “And with our union, we will form the nation's largest Christian credit union, creating a digital-forward banking experience that honors God and meets members wherever they are.”The merger also expands lending capacity for churches, ministries, and Christian businesses—allowing more Kingdom-minded projects to flourish.Strengthening the Christian Banking MovementChristian banking is still a small, often overlooked sector. But Caid believes this merger marks a turning point.“Most Americans don't even know a Christian banking option exists,” he says. “By merging, we're aligning resources to create more awareness, more growth, and more impact.”With AdelFi Christian Banking emerging as the clear leader in this space, Caid hopes believers increasingly see banking as an area of stewardship—not just convenience.“Our desire is to be the go-to financial solution for Christ followers who seek to align their finances with their faith,” he says. “We want to help steward God's resources to His glory.”Why Christian Banking Is Countercultural—and NeededCaid acknowledges that choosing a Christian financial institution is, in many ways, a countercultural move.“We've seen a major shift among Christians who are fed up with secular banks using their funds for causes that don't align with their values,” he explains.Believers want their money—God's money—to be managed with integrity and used to advance gospel-centered work.“That's why we're boldly stating there is a quality alternative,” Caid says. “A place where your finances are stewarded in ways that reflect biblical priorities, not worldly ones.”The creation of AdelFi Christian Banking reflects a unified vision, a strengthened mission, and a renewed commitment to serving Christ's people well. For those seeking to align their financial lives with their faith, this merger offers a meaningful way forward.To learn more about AdelFi Christian Banking or explore opening an account, visit: FaithFi.com/Banking.On Today's Program, Rob Answers Listener Questions:I was offered a $45,000 loan at 8.675% for 20 years. I could use it to pay off two loans—one at 10.44% and one at 9.84%—and still have $15,000 left over. If I then put an extra $300 a month toward the new loan, is this a good deal?I'm 65 with a little over $1 million in a traditional IRA. Should I start converting some of it to a Roth before I have to take RMDs at 73?I budgeted $25,000 for a remodel. The contractor offered 0% financing for 72 months, bringing the cost to $21,000 with a $3,000 down payment—or I could pay cash and get an extra 5% discount by putting $6,000 down. Should I take the 0% option to keep more cash on hand? And will it affect my credit score?We owe $56,000 on our mortgage. I could pull from my retirement to pay it off, but that would nearly drain the account. Would it be wise to do that and then redirect the mortgage payment into investing?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)AdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ep 238 | This week on Discover Ag, Natalie and Tara dig into Jeff Bezos' role in the beef industry, the end of a 200-year-old publication, and why your FFA jacket just became a fashion statement. The hosts tackle viral claims about methane-reducing feed additives for cattle, separating Bill Gates' investments from Bezos' initiatives. They discuss the Bovaer controversy in Denmark where farmers are now required to use methane-reducing supplements, and explore the tension between environmental responsibility and farmer autonomy. Plus, the Farmer's Almanac is publishing its final edition after 206 years, FFA jackets have become the hottest vintage fashion item, and the hosts reveal why your Costco pecans are at least a year old. Stick around for a disco debrief on the first documented US death from Alpha-Gal Syndrome (the tick-borne meat allergy), plus a deep dive into the pecan supply chain. Spoiler: the US grows 80% of the world's pecans, but we ship them to Mexico to be shelled, then import them back. The food supply chain is wild, and the hosts break down why "fresh" is complicated. What We Discovered This Week

Dive into the world of children's literature with this episode featuring two inspiring author interviews! First up, award-winning middle grade author Scott Savage takes us on an out-of-this-world adventure with "Quantum Interstellar Space Sports League, Book Two: Soccer Spacetastrophe." Scott shares how his own experiences of not fitting in and overcoming challenges fueled his storytelling, while he and illustrator Brandon Dorman creatively team up to craft action-packed, humor-filled books that captivate kids and ignite a love of reading. Listeners will love the behind-the-scenes peek at the author-illustrator collaboration, plus tips on connecting with young readers through school visits and interactive storytelling. In the second half, prolific picture book and YA author Leslea Wahl shines a light on her heartfelt new release, "Birdie and the Mommy Mix-Up." Leslea reveals how family memories and honoring her late mother inspired this delightful story about learning, discovery, and connection. She discusses the transition from writing for teens to creating picture books for younger children, the special magic of reading with kids, and trusting collaborators to bring stories to life with illustrations. Perfect for fans of middle grade and picture books, educators, or anyone passionate about fostering creativity and reading, this episode delivers inspiration, laughter, and a celebration of what makes kids' books so powerful. Don't miss these conversations that champion storytelling, resilience, and the joy of learning together!

Today we break down the GOP's big TN-7 win, Scott Jennings torching Aftyn Behn, Gov. Noem pushing a travel ban, and Trump unloading on countries that have been ripping us off for years.We also get into Mayor Jacob Frey jumping in to defend Minnesota's Somali community, Batya Ungar-Sargon calling out CNN spin, Scott Bessent's insight on America's future, and Marco Rubio praising Trump's motives.Later in the show, Candace Owens drama reaches another level, Odell Beckham Jr. complains about a $100M contract, Rosie O'Donnell gives her daughter TDS, and TikTok delivers absolute madness.SUPPORT OUR SPONSORS TO SUPPORT OUR SHOW!For a limited time, try OneSkin for 15% off using code CHICKS at https://Oneskin.co/ChicksAfter you purchase, they'll ask you where you heard about them. Please support our show and tell them we sent you.  Head to https://RepublicanRed.com and use code CHICKS today to grab a case and keep the debate—and the good times—going all holiday season long! Save $5 off your order, and don't forget to join their mailing list for exclusive offers.Check out Angel's biggest survival story. Join the Angel Guild today. Go to https://Angel.com/ChicksOnTheRight. Watch the Homestead movie, then stream Homestead: The Series exclusively on Angel. Skip the stress and overpriced designer gifts this season—give comfort and confidence with True Classic. Visit https://TrueClassic.com/CHICKS for perfect gifts that fit everyone on your list.

Join Mike & Pam today as we answer your awesome listener questions! Today we discuss options for a couple to enjoy the night before their cruise on the Treasure, where they will be with family and friends during the cruise, but want a "date night" before embarkation. We have ideas! We also discuss some differences between sailing Disney Cruise Line and Royal Caribbean on today's show! Also, a listener asks about 6 adults traveling together with Disney Cruise Line - how many staterooms should they book? We also talk about the Disney Dining Plan/tickets for parties where some of the family will not be there for the entire trip. This and much more on today's show! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Today we break down the GOP's big TN-7 win, Scott Jennings torching Aftyn Behn, Gov. Noem pushing a travel ban, and Trump unloading on countries that have been ripping us off for years. We also get into Mayor Jacob Frey jumping in to defend Minnesota's Somali community, Batya Ungar-Sargon calling out CNN spin, Scott Bessent's […]

Are you living at your best—or simply getting by? For many believers, chronic exhaustion has become a quiet norm. Yet Scripture reminds us that burnout isn't a badge of honor. It's a warning light. When life feels out of balance, it may be a sign we're pushing beyond the limits God lovingly designed for our good.Today, we sat down with Carey Nieuwhof—pastor, bestselling author of At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor, leadership expert, and host of the Carey Nieuwhof Leadership Podcast, as well as the founding pastor of Connexus Church—to talk about how Christians can pursue biblical rest and renewed purpose. Carey's insights come not from theory, but from the deepest valley of personal experience.When Success Masks ExhaustionCarey's story began two decades ago, during a season of explosive ministry growth. His church was thriving, opportunities were multiplying, and by every outward measure, life was “on top.” But amid this success, his inner world was collapsing.After returning from a high-profile speaking event, Carey hit a wall:“It was like I fell off a cliff. I lost motivation, passion, and energy. I met all the symptoms of clinical depression. My body declared a finish line I had refused to acknowledge.”People around him saw the signs. He didn't. And that's often the story behind burnout—others notice the warning lights long before we do.Carey describes burnout as “the gap between what you're capable of and what you're carrying.” Early in ministry, he assumed that increasing responsibility meant increasing hours. It was an unsustainable equation.Yet today, two decades later, he leads a much larger platform with far more influence—without living exhausted. Why? Because he restructured his life around a biblical rhythm of rest, limits, and intentional focus.Managing Energy, Not Just TimeMany Christians feel that better time management will fix their overload. But as Carey points out, time is a fixed asset—everyone gets the same 24 hours. Energy, however, rises and falls.Every person has what Carey calls a “green zone”—a few hours each day when they are at their best mentally, emotionally, and spiritually. For him, it's morning. For others, it might be midday or evening.His challenge is simple: Do what you're best at when you're at your best.When he writes in his green zone, he gets exponential results. When he tries the same work in his “red zone,” productivity crashes. This principle applies to everyone—from CEOs to parents, pastors, and business owners.Stewarding energy also requires boundaries. That means saying no—not out of selfishness, but out of faithfulness.Carey explains:Saying yes to every request eventually forces you to say no to the people who matter most.Delegation is a spiritual discipline.Some opportunities, even good ones, don't align with God's call in a particular season.By categorizing his decisions—like eliminating breakfast meetings that compete with his green zone—Carey reclaimed the margin he had been missing for years.Rest Is Not a Reward—It's DesignFor many Christians, rest feels like something we “earn” after working ourselves to the edge. But biblically, rest is part of our calling.Carey describes Sabbath not just as rehab after exhaustion, but prehab—something that prepares and strengthens us for faithful work. He points to the way elite athletes build rhythms of sleep, diet, and intentional recovery before they step onto the court.Even God modeled this for us—delighting in His creation and resting not from exhaustion but from joyful completeness.For Carey, the principles of rest and margin extend well beyond the calendar.A free Saturday protects family time. A healthy emergency fund protects the home from crisis. Limits are not restrictions—they are blessings that allow us to flourish.Margin creates room to love well, give freely, and listen to God's direction.Living at Your BestCarey's journey from burnout to renewal is a grace-filled reminder: God never asked us to outrun His design.He calls us to work diligently, rest faithfully, and live within the good limits He created for our flourishing. Carey's whole story—and the principles he teaches in his book At Your Best—offer a roadmap for anyone seeking balance, health, and spiritual renewal.For more wisdom from Carey Nieuwhof, explore his book At Your Best and visit the Carey Nieuwhof Leadership Podcast. And if you're an advisor, he'll be joining us at Redeeming Money, our conference for financial professionals, in February.May you learn to live—not at your limit—but at your best, in the freedom and rest God provides.On Today's Program, Rob Answers Listener Questions:Can you explain the pros and cons of taking Social Security at 62 versus waiting until full retirement age? By 62, I'll be mostly debt-free, and since longevity doesn't run in my family, I'm wondering if it makes sense to claim early while my quality of life is higher and still work within the income limits.When should someone update their will? I'm 58, debt-free, still working, and have a solid 401(k). Should I consider setting up a trust, and how do I know when that becomes the wise choice, especially since it costs more?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor by Carey NieuwhofDidn't See It Coming: Overcoming the Seven Greatest Challenges That No One Expects and Everyone Experiences by Carey NieuwhofThe Carey Nieuwhof Leadership PodcastRedeeming Money 2026: A Kingdom Advisors ConferenceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode DescriptionDreaming of a Hawaiian vacation but not sure where to start? In this episode of All Things Travel, hosts Ryan and Julie wrap up their three-budget series by exploring the islands in three completely different ways—proving that paradise is accessible no matter your budget.What You'll DiscoverJoin travel advisors Ryan and Julie as they break down three distinct Hawaiian vacation experiences for a family of four, each offering unique adventures across the islands:Budget-Friendly Oahu Adventure (Around $155/person/day) Experience the best of Waikiki without breaking the bank. Stay at the Aqua Aloha Surf Waikiki with free breakfast, explore iconic sites like Diamond Head and Pearl Harbor, and discover why Oahu offers the biggest bang for your buck. Learn how to maximize free and low-cost activities while still capturing that authentic Hawaiian spirit.Moderate Two-Island Experience (Around $300/person/day) Ready to see more? This 8-10 day journey combines the energy of Oahu with the relaxation of Maui. From Pearl Harbor passport tours and catamaran snorkel cruises to the legendary Road to Hana and Molokini Crater, discover how to experience Hawaii's must-do activities while staying at quality resorts like the Hilton Garden Inn Waikiki and Sheraton Maui.Luxury Multi-Island Escape (Under $700/person/day) Indulge in 10-12 days of pure Hawaiian luxury with stays at Four Seasons properties in Oahu, plus your choice of the Big Island or Maui. Enjoy private island tours, chartered catamarans, helicopter rides over dramatic sea cliffs, VIP luau experiences, and exclusive cultural programs. Learn why the Big Island's Volcanoes National Park is an absolute must-see.Episode HighlightsWhy Oahu is perfect for budget-conscious travelersThe best free and low-cost activities across the islandsSmart strategies for keeping food costs manageable in HawaiiPrivate vs. group tour options: when to splurgeInter-island flight planning tipsThe ultimate Hawaii activity recommendation from experienced travel advisorsWhether you're planning your first Hawaiian getaway or returning for another taste of aloha, this episode delivers practical insights and real pricing to help you craft your perfect island adventure.Bonus: Hear where Julie's heading next—a magical Disney Christmas trip with family and clients!Ready to start planning your Hawaiian escape? The travel advisors at Wonder and Beyond Travel are here to help create your one-of-a-kind journey.Support the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/new Ready to plan your vacation? Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation" Join the travel conversations and the fun in our Facebook Page and Instagram Page! Please share the show with your travel buddies!! Click this link and share the show! Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

NL: SideQuest - Saving Santos - Pt1 30 Mins to SantosFT. @Retrodatv as Retro, @LemartheConGuy⁠⁠ as Devon and @⁠⁠AprylAnonymous as Apryl⁠⁠ With Paris Arrowsmith @⁠⁠Binary_Dragon⁠⁠ as GM.It's Christmas and the Santos Christmas Concert is tonight. Apryl Anonymous is on the clock and has an exclusive interview lined up. But she has very little time and no camera crew to speak of. Retro and his old friend Devon find themselves in her presence, and it's not long before they're riding together...Can Apryl find some help?Will Retro keep his cool?Can Devon hold on to a good deal?Only the dice will tell.Huge thank you to our guests for collaborating with us for this Sidequest. Episodes continue for 5 weeks for all of December and we're so excited to work with them. Find their links above.More info can be found here: ⁠⁠⁠linktr.ee/NoLatency⁠⁠⁠Even more information and MERCH is on our website!⁠⁠⁠www.nolatencypodcast.com⁠⁠⁠Instagram: ⁠⁠⁠nolatencypod⁠⁠⁠Follow ⁠@magiRPG⁠ and ⁠@Binary_Dragon⁠ on twitch, for live D&D and more.#cyberpunkred #actualplay #ttrpg #radioplay #scifi #badlands

Ever tried to be the perfect Christian while falling apart inside? Ben talks with grammy award-nominated frontman Sonny Sandoval of the nu metal group P.O.D. about ditching the act, choosing your kids over your platform, and why honest love speaks louder than ministry.Listen to the full episode hereSpotifyiTunes---------------------Do you ever struggle to share your faith with those who won't walk into a church?Ben has completely revised and updated his powerful book, Jesus in the Secular World: Reaching a Culture in Crisis—a must-read guide for anyone longing to reach those who may never step foot in a church. Packed with real-world insights and practical strategies, this book could be the breakthrough you've been searching for.Don't wait—get your copy today!Click HERE to check it out on Amazon.For more information, go to: jesusinthesecularworld.com------------------------Questions, comments, or feedback? We'd love to hear what you think! Send them to provokeandinspire@steiger.org, or send us a message on Instagram.Click HERE to receive news, thought-provoking articles, and stories directly in your inbox from Ben, David, Luke, and Chad!Click below to follow the regulars on Instagram!Ben PierceDavid PierceChad JohnsonLuke GreenwoodSend us a text

On episode 723 of the 40+ Fitness podcast, Coach Allan sits down with Louis Bezich, a seasoned healthcare executive, author, and advocate for men's health, to dive into the challenges—and solutions—men face when it comes to living healthier lives after 50. Together, they explore Louis Bezich's new book, Saving Men from Themselves: 20 Proven Tactics with a New Approach to Living Healthy for Men Over 50, and unpack the deeply rooted cultural ideas of masculinity that sometimes hold men back from seeking the care and making the choices they need. Through candid conversation, Allan and Louis Bezich address everything from the importance of regular doctor visits and the power of social motivation to adjusting exercise routines as we age. They talk about building a purpose-driven lifestyle, the role of happiness and fulfillment in sustaining healthy habits, and why it's vital for men to rethink traditional notions of strength—including the courage it takes to ask for help.   Time Stamps: 06:03 Exploring Masculinity's Complexity 09:16 NFL: Balancing Career and Health 10:52 Redefining Masculinity Across Generations 14:49 Purpose-Driven Men's Health Advocacy 19:35 Staying Healthy for the Future 21:42 Challenging Masculinity in Health 23:25 Exercise: The Ultimate Medicine 28:39 Healthy Holidays: Adapt and Thrive 30:03 Build Fulfillment and Health Foundations

When was the last time you felt a sinking feeling just thinking about money? For many, money is far more than just numbers in a bank account—it's tangled up with our emotions, childhood experiences, and even our closest relationships. All too often, conversations around money get swept under the rug, leaving us to battle our financial stress and shame alone. But what if unraveling these hidden money wounds is the key to building stronger connections—with ourselves and with others? In this episode, listeners are invited to reimagine their relationship with money and begin addressing the emotional baggage attached to it. Through relatable stories and practical examples, this conversation explores how early money memories shape our beliefs and behaviors, and impact how we communicate with partners, friends, and even our kids. You'll learn actionable steps to identify your own "money story," bridge differences in financial perspectives, and move from feelings of shame or avoidance to a place of security and mutual understanding. If you're ready to make money a tool for connection rather than conflict, this episode offers a roadmap for transforming anxiety into empowerment. Shari Rash is a nationally recognized financial advisor, money mindset expert, and the host of Everyone's Talkin' Money—named a Top 4 money podcast by The New York Times, with over 24 million downloads. Shari breaks down complex financial topics into real-life conversations that empower women to own their worth and build lasting wealth. She's been named a 2024 Best Wealth Manager and Advisor Under 40 by InvestmentNews.   Episode Highlights 04:40 How sharing money struggles brings us closer. 07:59 Understanding money personalities in romantic relationships. 10:08 Unpacking money conflicts: Addressing deeper needs in couples. 13:58 Creating compromises and shared financial goals in partnership. 17:20 Exploring childhood money memories and their lasting impact. 22:36 Real couple example: Money stories shaping habits and choices. 24:51 Turning financial difficulties into relationship growth. 26:57 The healing power of monthly money conversations. 31:28 Moving from money shame to practical, empowered choices. 38:26 Making spending intentional and aligning with values. 41:47 Reflection questions to deepen your money relationships.   Your Checklist of Actions to Take Reflect on your earliest money memory to uncover potential beliefs and wounds about finances. Initiate regular, open conversations about money with your partner or friends without sharing private details. Identify your and your partner's "money personality" (saver, spender, hoarder, YOLO) to better understand differences in financial habits. Practice vulnerability by sharing concerns or challenges related to money to strengthen intimacy and support. Set a realistic number that feels comfortable for your checking account and use it as your "zero" baseline. Build an emergency fund by calculating three to six months of expenses and agreeing on the right amount for your household. Align spending habits with your core values and make intentional choices that reflect what matters most to you. Create structured, positive money check-ins with your partner, starting each meeting with wins or appreciations to foster connection.   Mentioned 12 Relationship Principles to Strengthen Your Love (free guide)   Connect with Shari Rash Websites: everyonestalkinmoneypodcast.com | gwawealth.com X: x.com/MoneyChicShari YouTube: youtube.com/@EveryonesTalkinMoney Instagram: instagram.com/everyonestalkinmoney LinkedIn: linkedin.com/in/shari-rash  

Giving Tuesday has become a global moment to celebrate generosity. But for believers, it can be much more than a once-a-year opportunity to give. It can become a catalyst to cultivate a lifestyle of intentional, joy-filled stewardship all year long.Today, we explore how to give with both heart and wisdom—so that our generosity reflects God's purposes, not merely the moment. Joining the conversation is Al Mueller, founder and CEO of Excellence in Giving and former executive with Morgan Stanley and UBS.Beyond the Moment: What Giving Tuesday Really RepresentsFor Al Mueller, Giving Tuesday is more than a charitable trend—it's an invitation.“Giving Tuesday is a great opportunity to begin acting on generosity,” he says, “but it's also a moment to pause and align with God's purposes.” Al reminds us of Paul's words in 2 Corinthians 9:7: “Each one must give as he has decided in his heart… for God loves a cheerful giver.”In other words, generosity is more than an impulse. It is an act of worship. Giving Tuesday can be a spark, but intentional stewardship is the flame that keeps burning throughout the year.Al summarizes biblical giving with a simple idea: “God gave us both a head and a heart—He didn't say pick one.”Wise stewardship holds both together:The heart expresses compassion, joy, and worship.The head evaluates impact, effectiveness, and alignment with God's purposes.Stewardship looks at the Kingdom outcomes we long to see and asks how we can best contribute to them. Some giving is planned, some spontaneous—but all of it can be intentional.Helping Donors Give With ExcellenceAt Excellence in Giving, Al and his team equip high-capacity givers—often those giving $1 million or more annually—to make well-informed, impactful decisions. They offer research, due diligence, and accountability that help donors shift from reactive to proactive giving.But these principles, Al emphasizes, are not reserved for the ultra-wealthy.“Everyone can do their own homework,” he says. “Everyone can ask good questions. Everyone can give intentionally.”Whether you're giving $50 or $50,000, evaluating ministries wisely matters. Al recommends starting with three core questions:What problem is the ministry trying to solve?What do they believe is the root cause of that problem?What measurable results have they seen?Healthy ministries provide clear reporting, measurable outcomes, and transparent leadership. They welcome questions and view accountability as part of discipleship.Key indicators to review include:Leadership stabilityDonor and staff retentionClear communicationTransparent financial practicesEvidence of life changeStrong ministries don't hide their results—they celebrate them.Red Flags: When to Think TwiceJust as there are markers of strong ministries, there are warning signs that should prompt caution:Vague vision without a clear planEmotional pressure or over-spiritualizing resultsLack of reporting or unwillingness to share outcomesOver-dependence on a single donorRepeated urgent appeals for fundsAl calls vague visions “ministry hallucinations”—dreams without blueprints. Just as you wouldn't build a house without plans, you shouldn't fund ministry without clarity.A Growing Trend: Collaborative GivingOne of the most exciting developments in philanthropy today is collaborative giving—donors pooling resources to make a larger, more strategic impact.Pooling resources:Helps ministries secure larger grantsReduces duplicationSaves ministries' valuable timeStrengthens unity within the body of Christ“This model lets donors and ministries accomplish something bigger together,” Al explains.No donor wants to micromanage, and no ministry seeks to be controlled. But accountability doesn't mean control—it means clarity.Al puts it this way: “Accountability is information given, not control taken.”Trust grows when ministries offer clear plans, measurable results, and honest reporting—what Al calls “a form of blessing” to donors.The Next Generation of GiversYounger donors give differently than their parents do. They are:More global in perspectiveMore results-orientedMore experiential—they want site visits and direct engagementMotivated by conviction rather than obligationPassionate about transparency and impactAl believes this next generation will reshape Christian generosity—mainly as significant wealth transfers occur in the coming decades.Al concludes with a powerful insight: there is a meaningful difference between being generous and being a steward.In the first century, a steward managed the household, finances, and fields on behalf of the master. The steward's job was simple: to know the heart of the master and act accordingly.Stewardship today means:Recognizing God owns it allSeeking His desires for His resourcesGiving with discernmentAiming to hear, “Well done, good and faithful servant.”Generosity is beautiful—but stewardship is a calling.Growing in Intentional GenerosityWhether you're giving on Giving Tuesday or cultivating lifelong generosity, the call is the same: give with joy, wisdom, and purpose.If you want to explore tools to help you give more strategically, you can learn more at ExcellenceInGiving.com. And if you'd like to partner with the mission of FaithFi, visit FaithFi.com/Partner to join us in helping believers integrate faith and financial decisions for the glory of God.On Today's Program, Rob Answers Listener Questions:What are your thoughts on annuities for someone approaching age 70?My wife and I are senior citizens and now have custody of our 10-year-old granddaughter—her father passed away, and her mother isn't involved. We want guidance on setting up a trust for her future. What's the best way to approach this?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Excellence in GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, I sit down with Lillian Zhang, author of The New Money Rules: The Gen Z Guide to Personal Finance. Her debut book aims to help young people globally overcome money anxiety and develop the habits and foundation they need to thrive. Lillian Zhang is a personal finance educator who helps Gen Z and millennials build confidence with money through practical, relatable content. A Silicon Valley professional and a Haas School of Business graduate from the University of California, Berkeley, she blends real-world experience with actionable guidance that resonates with young adults navigating today's financial landscape. Lillian has been featured on CNBC Make It, Business Insider, Bloomberg, ABC's Good Morning America, and Yahoo Finance. At just 25 years old, Lillian is changing the conversation around money for an entire generation. Her massive following on TikTok and Instagram is evidence that her message is breaking through. What you'll learn: Why Gen Z is ditching the latte factor advice and focusing on growing their income instead. Why talking openly about money isn't taboo anymore—it's empowering. Money hacks and simple strategies you can implement today The important difference between two types of side hustles you Order The New Money Rules at your local independent book store or at Amazon: https://www.amazon.com/New-Money-Rules-Personal-Finance/dp/B0DW678THW Want more I Dare You insights? Sing up for my weekly email with free, road-tested strategies you can implement in your life: www.idareyoupod.com Connect with Lillian: www.lillianzhang.com TikTok: @lillianzhang Instagram: @bylillianzhang Youtube: @lillianzhang_

wE MP3 December 2025 - 07