Podcasts about Saving

In a shocking display of doublespeak, the WNBA is pushing a radical agenda that's leaving many scratching their heads. The speaker shares their thoughts on the league's puzzling stance, which seems to prioritize inclusivity over fairness and science. This episode delves into the world of women's sports, where the lines between men and women are becoming increasingly blurred. The speaker discusses the recent controversy surrounding the WNBA's decision to allow biological males to participate in women's sports, and the implications this has on the integrity of the game. They also touch on the reactions of some WNBA coaches and players, who seem to be more concerned with being "inclusive" than with protecting the rights of women. The speaker isn't afraid to call out the hypocrisy of those who claim to be champions of inclusivity while simultaneously erasing the very concept of women's sports. They highlight the absurdity of some of the arguments made by WNBA coaches and players, who seem to be more interested in virtue-signaling than in standing up for what's right. If you're as confused as we are about the WNBA's latest moves, tune in to this episode to hear the speaker's take on the situation. They'll share their thoughts on the importance of preserving women's sports and the need for a more nuanced conversation about inclusivity and fairness. Follow Carl Jackson:Facebook: https://www.facebook.com/carljacksonradioX/Twitter: https://twitter.com/carljacksonshowInstagram: https://www.instagram.com/thecarljacksonshowWebsite: http://www.TheCarlJacksonShow.comStore: https://CarlJacksonStore.comSee omnystudio.com/listener for privacy information.

Most of us do not wake up intending to serve money. Yet financial pressures, ambitions, and fears can quietly begin shaping our choices. Before long, money may influence where we find security, how we measure success, and what we believe will bring us peace. Jesus speaks directly to this danger in Luke 16:13: “You cannot serve God and money.” Money was never meant to be our master. But when it is placed in its proper role, it can become a useful tool for serving God, caring for our families, and blessing others. So, what does a biblical approach to money look like? Money Is a Gift to Receive With Gratitude The Bible speaks frequently about wealth, possessions, generosity, and stewardship. One of its clearest principles is that money is not the goal. It is a resource entrusted to us by God. Ecclesiastes 5:19 says: “Everyone also to whom God has given wealth and possessions and power to enjoy them…this is the gift of God.” God is not opposed to provision or the appropriate enjoyment of what He provides. His gifts should be received with gratitude rather than guilt. We see a picture of God's abundant provision when Jesus feeds the five thousand in Matthew 14. Christ not only meets the immediate needs of the crowd, but the disciples also collect twelve baskets of leftovers. The point is not indulgence or excess. It is that God is a generous provider who delights in caring for His people. Everything we possess ultimately comes from Him. Recognizing that truth allows us to enjoy His provision without believing we own it independently of Him. Money Reveals What We Trust Although money can be a gift, it also carries spiritual significance because it reveals the condition of our hearts. 1 Timothy 6:10 warns that “the love of money is a root of all kinds of evils.” Paul does not say that money itself is evil. The danger arises when we love money or look to it for something only God can provide. Money cannot give us lasting security, establish our identity, or bring genuine peace. When we expect it to do those things, a useful tool begins to take the place of our faithful Provider. Every financial decision can reveal something about our trust. Our spending may expose what we value. Our saving may show whether we are preparing wisely or attempting to control an uncertain future. Our generosity may reveal whether we believe God will continue to provide. The question is not simply, “What am I doing with my money?” It is also, “What is my money doing to my heart?” Money Is Meant to Serve God's Purposes Ephesians 4:28 gives us a broader vision for our work and resources. Paul instructs believers to work honestly “so that he may have something to share with anyone in need.” We do not earn merely to accumulate. God enables us to work so that we can provide for our responsibilities, prepare wisely for the future, and share with others. That perspective transforms the purpose of our financial lives. Work becomes more than survival or personal advancement. It becomes one way we participate in God's generosity. Saving becomes thoughtful preparation rather than an attempt to eliminate every uncertainty. Investing can become an act of stewardship when it supports future responsibilities and generosity. This purpose often expresses itself through ordinary decisions: choosing to give even when the budget feels limited, avoiding unnecessary debt, setting aside money for future needs, or creating enough margin to respond when someone needs help. Those individual choices may feel small, but over time they shape both our finances and our hearts. Money becomes especially useful when it flows outward in service rather than being gathered inward as a source of identity or control. Money Must Remain a Servant When Jesus said we cannot serve both God and money, He was establishing the proper order of our allegiance. Money must remain a servant rather than becoming our master. In his sermon “The Use of Money,” John Wesley described money as a valuable gift when it is used in the hands of God's people. It can feed the hungry, provide clothing for those in need, and offer shelter to the traveler and stranger. That is a beautiful picture of money placed in its proper role. It is not worshiped, feared, or pursued as an end in itself. It is directed toward purposes that reflect God's love and generosity. Money may help us accomplish many good things, but it is never qualified to lead our lives. Only God deserves our trust, devotion, and obedience. Money Is Temporary, but Its Use Can Matter Eternally 1 Timothy 6:7 reminds us, “We brought nothing into the world, and we cannot take anything out of the world.” Every dollar we manage is temporary. Homes, accounts, investments, and possessions will eventually pass from our hands. Yet the way we use those temporary resources can have lasting significance. When we remember that money is temporary, we can begin to hold it more loosely. We can enjoy God's provision without being controlled by it. We can plan wisely without placing our hope in wealth. And we can give generously because we know that God—not our bank account—is our ultimate provider. Before your next decision about spending, saving, investing, or giving, consider asking a different question: Lord, how can this money serve You and others? Money is never the destination. It is simply a tool God places in our hands to accomplish purposes greater than ourselves. This is a central theme of Our Ultimate Treasure, a 21-day devotional designed to help you treat money as a tool rather than a treasure so that it can find its proper place in your life. You can order a copy—or copies for your church or small group—at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: My father gave me $75,000 after my mother passed away. My husband and I are nearing retirement with no emergency savings, about $140,000 in personal-loan debt from his failed business, plus a mortgage and car loan. We spend nearly $10,000 a month. After giving, should we use the money to build savings, pay down debt, or invest some of it? My husband and I are approaching 65, qualify for Social Security, and plan to keep working. I'm also eligible for a teacher pension. Should I claim Social Security now, delay it, or rely on my pension first? Would a Certified Kingdom Advisor® (CKA®) be the right person to help us evaluate our options? My father-in-law recently passed away, and I'm helping my mother-in-law with her finances. She has about $11,000 across six credit cards. Some issuers have offered to freeze the accounts and stop the interest while she repays them. Should she accept those arrangements or consolidate the balances into one loan? Her Social Security benefit is small, and my father-in-law's check has stopped. Could she qualify for a survivor benefit based on his record? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gabe Norcross built other people's dreams while quietly drowning in his own, and for eight months he told nobody. He and Mark talk through the project that cost him everything, the photo he took of himself on a beach that he still pulls up when he needs it, and what it looks like to rebuild a life from the inside out when you finally decide you are worth saving. This one will stay with you. Support the show - https://www.curiousbuilderpodcast.com/shop See our upcoming live events - https://www.curiousbuilderpodcast.com/events The host of the Curious Builder Podcast is Mark D. Williams, the founder of Mark D. Williams Custom Homes Inc. They are an award-winning Twin Cities-based home builder, creating quality custom homes and remodels — one-of-a-kind dream homes of all styles and scopes. Whether you're looking to reimagine your current space or start fresh with a new construction, we build homes that reflect how you live your everyday life. Sponsors for the Episode:  Pella Website: https://www.pella.com/ppc/professionals/why-wood/  Contractor Coalition Summit: Website: https://www.contractorscoalitionsummit.com/ Where to find the Guest:  Website: https://www.norcrossbuildersinc.com/ Instagram: https://www.instagram.com/norcross_builders/ Where to find the Host:  Website - https://www.mdwilliamshomes.com/  Podcast Website - https://www.curiousbuilderpodcast.com Instagram - https://www.instagram.com/markdwilliams_customhomes/  Facebook - https://www.facebook.com/MarkDWilliamsCustomHomesInc/  LinkedIn - https://www.linkedin.com/in/mark-williams-968a3420/  Houzz - https://www.houzz.com/pro/markdwilliamscustomhomes/mark-d-williams-custom-homes-inc

What is the American Dream—and what happens when a nation begins to question whether that dream is still within reach? For generations, the American Dream has represented opportunity, freedom, equality, and the belief that individuals can shape their own futures. But it has also been a promise that requires constant reflection, participation, and protection. Today's guest invites us to examine that promise through a deeper moral and philosophical lens. John Roth is the author of Saving the American Dream: Meditations for Dark Times, a thoughtful exploration of the American Dream as an ethical ideal and a guiding principle rooted in the Constitution. Through a series of meditations, Roth asks difficult but necessary questions: What matters most for America today? Are we living up to our highest ideals? And how can citizens respond when democratic values face serious challenges? Drawing from the wisdom of American philosophers, historians, novelists, poets, essayists, and religious thinkers, Roth argues that preserving the American Dream requires more than nostalgia—it requires awareness, engagement, and action. Today we'll discuss democracy, civic responsibility, constitutional values, moral courage, and why reflection itself can become a form of resistance and renewal.

In this episode, we perceive a person’s state of mind, as portrayed in Sangam Literary work, Aganaanooru 301, penned by Athiyan Vinnathanaar. Set in the ‘Paalai’ or ‘Drylands landscape’, the verse builds a stack of similes to reach the peak of a perfect and precise portrayal. ‘வறன் உறு செய்யின் வாடுபு வருந்தி,படர் மிகப் பிரிந்தோர் உள்ளுபு நினைதல்சிறு நனி ஆன்றிகம்’ என்றி தோழி!நல்குநர் ஒழித்த கூலிச் சில் பதம்ஒடிவை இன்றி ஓம்பாது உண்டு,நீர் வாழ் முதலை ஆவித்தன்னஆரை வேய்ந்த அறை வாய்ச் சகடத்து,ஊர் இஃது என்னாஅர், ஊறு இல் வாழ்க்கை,சுரமுதல் வருத்தம் மரமுதல் வீட்டி,பாடு இன் தெண் கிணை கறங்க, காண்வர,குவி இணர் எருக்கின் ததர் பூங் கண்ணிஆடூஉச் சென்னித் தகைப்ப, மகடூஉ,முளரித் தீயின் முழங்கு அழல் விளக்கத்துக்களரி ஆவிரைக் கிளர் பூங் கோதை,வண்ண மார்பின் வன முலைத் துயல்வர,செறி நடைப் பிடியொடு களிறு புணர்ந்தென்னக்குறு நெடுந் தூம்பொடு முழவுப் புணர்ந்து இசைப்ப,கார் வான் முழக்கின் நீர்மிசைத் தெவுட்டும்தேரை ஒலியின் மாண, சீர் அமைத்து,சில் அரி கறங்கும் சிறு பல் இயத்தொடுபல் ஊர் பெயர்வனர் ஆடி ஒல்லென,தலைப் புணர்த்து அசைத்த பல் தொகைக் கலப் பையர்,இரும் பேர் ஒக்கல் கோடியர் இறந்தபுன் தலை மன்றம் காணின், வழி நாள்,அழுங்கல் மூதூர்க்கு இன்னாதாகும்;அதுவே மருவினம், மாலை; அதனால்,காதலர் செய்த காதல்நீடு இன்று மறத்தல் கூடுமோ, மற்றே? In this long song with musical line after line, which takes us on a trip to the familiar drylands, we encounter a specific group of people, as we listen to the lady say these words to her confidante, when the man continues to remain parted away, in response to the confidante’s words of consolation: “‘Akin to a dried-up field in summer, you wilt away and worry, thinking about the one, who parted away, leaving you in suffering. Can you stop doing that for at least a little while?', you ask me, my friend! Saving not even a little from the gifts their patrons bestowed upon them, consuming it all, travelling in resounding carts with thatched roofs, which appear akin to a yawning crocodile that lives in the water, they never claim any town to be theirs, and instead live a life free of impediments. They leave behind the fatigue of their travels through the drylands in the shade of the trees therein. Men among them adorn their heads with dense flower clusters of the pointed milkweed flowers, so pleasing to the eyes, and womenfolk wear garlands, which sway around their radiant and beautiful bosoms, woven with the bright and shiny Tanner's Cassia forest flowers, which appear akin to the glowing light of a blazing flame on a firebrand. As the music of their clear ‘kinai' drums resounds; As the small and long ‘thoombu' horns and the ‘muzhavu' drums unite, akin to the sight of a male elephant uniting with its mate that has an elegant gait, and send out their musical notes; As many small instruments send out short, sharp sounds in rhythm, akin to the croaks of frogs that resound upon the surface of the ponds, when the rainy skies thunder on, these men and women move across many different towns, dancing steadily, carrying many different instruments in their string bags, travelling as a huge group of people. When these performers have left a town after the festivities, and the day after, if the people of that uproarious town happen to look at the dull and listless town centre, they would feel much sadness; That's exactly what I feel in this evening hour. So, how can you think I can forget the love of my beloved even for a little while?” Let’s brave that desolate space that echoes the dejection in the heart of the protagonists and learn more! The lady starts by repeating the words of her confidante, who had felt much sadness seeing her friend wallowing in pining since the man left. The friend had compared the state of the lady to a field that’s drying up in summer, without its nourishing supply of water, and had asked the lady to stop thinking and worrying about the man at least for a short while.  After repeating this question from her friend, the lady launches into a long narrative about a group of people. First she says these people live just for today, meaning that they don’t save a thing that’s rendered to them as income for their services, and finish it all up, without a thought. Then, she turns to talk about their transport, which is a cart having a roof made of thatched grass, and tastefully, she compares these carts to yawning crocodiles. Into the mouths of these travelling crocodiles, these people jump in and traverse the harsh drylands, the lady continues. No doubt the heat and exhaustion of this domain will attack them but they have the talent of leaving behind all their troubles under the few trees they encounter, sketches the lady. That’s a remarkable trait to not carry your burdens but to leave them at the first sign of respite!  Moving on, the lady continues by describing the accessories of the men and women in this group. Apparently, the men wear head garlands of bright white and purple ‘milkweed’ flowers, whereas the women wear neck garlands of radiant ‘tanner’s cassia’ flowers, which are placed in parallel to a flame atop a firebrand, and searching for these flowers, there I found them to be a bright and radiant yellow!  From attire, the lady moves on to the music that seems to surround these people. There’s drums roaring, and another drum and horn fusing together, like elephants in union, the lady compares. Another delightful comparison is between the short, sharp sounds from certain musical instruments, and that of frogs croaking in the surface of the ponds in reply to the thundering skies. No doubt expert musicians will be able to tell which instrument makes this particular sound! With so much music in the air, how can these people remain without dancing? Indeed they do, they dance on, even as they carry their heavy instruments, and walk on through towns many, not claiming any town to be their own, and they live a life free of hurdles any, the lady describes. You can almost sense a note of envy in her voice at the carefree life of these people, who travel wherever they want, whereas she is bound to the confines of her home. So, who are they? As you must have guessed, they are performers, who go from town to town, to take part in the festivities therein.  The lady then pictures a situation, where the performers had helped the town celebrate to the full, and then taken leave to go elsewhere. When the townsfolk wake up the next day and look at that barren arena in the town centre, without all the throbbing life of the day before, they would be crestfallen, and that’s exactly what I’m feeling, the lady connects finally. She ends by asking her friend, ‘Given this situation, how do you expect me to do what you are saying, and even for a short while, forget all the warmth and love of being with my beloved?’! Fair point! With so much missing going on within, the lady no wonder declares that it’s not possible to follow what her friend says! If we can leave behind the familiar notes of pining, we can hear a resounding music in this verse, and that is the attitude and the way of life of these travelling performers. They seem to see all the world as their own, know where to leave their burdens, and to find the music even in difficult circumstances. In more ways than one, these people of the past do show us the way forward through the drylands of our own lives!

In today's episode I will be praying over us, reading Psalm 74, and saying whatever the Holy Spirit prompts me to say after I read the scripture. This is day 74 of a series where I will be reading a Psalm everyday on here for 150 days. I challenge you to come to join me everyday as we use scripture to fight off the enemy and grow us in ways that we can't even imagine.   My First Christian Children's book, "You Are Loved" is now available for purchase on Amazon!! Thank you to everyone that has purchased, been praying, supporting, and sharing. All glory goes to God!! Here is the link to purchase: https://www.amazon.com/dp/B0GZKSPJNB   Link to partner with me and give towards my future mission projects: https://pushpay.com/g/globalventurescatoosa?fnd=missionary&fndv=hide&ru=prod&sr=58535&ad=%7b+%22PledgeID%22%3a%22Y01TRFR1VlklMmJMYkY5NmRNJTJiU2dHU21oWVBXQjN2OXRVNkdsNWpjMUFzamRkRkNBUmN2Z2R0MjdmdTZ2eGduc1U%3d%22%7d&nt=Partner%3aMs+Lorena+Espy+   If you want to receive newsletters: submit your info here: www.postable.com/lorenaespy If you want to check out previous Bible studies, click here To Purchase my "Christ Transforms Me" Journal, click here   Email me: faithfuelsmyfire@gmail.com Facebook Community: https://www.facebook.com/groups/486483515603028/ YouTube Channel: https://www.youtube.com/channel/UCmBsSKktGU_8WHVNIxhFuzg The Bible App that I use: http://bible.com/app Instagram: @_lorenacamille_ Never Forget to Choose Faith Over Fear, -Lorena Espy

Are you using AI in your business, or are you already getting left behind?In this solo episode, Katie Godfrey cuts straight to it. AI isn't coming, it's already here, and the beauty and wellness business owners who embrace it now are the ones who are going to win. Katie shares the exact tools she's using to save hours every week, repurpose content at scale, and build a business that runs more efficiently without a bigger team. You'll hear about AI agents for salons and clinics, how to make ChatGPT and Claude sound like YOU, and why your personal brand is the one thing AI will never be able to replace. In this episode:• The AI agent technology transforming salon phone-answering and appointment booking• Why generic AI content is switching people off, and how to fix it• Katie's full content repurposing workflow from a single podcast transcript• The tools she actually uses day-to-day (Claude, Captions, OpusClip, Higgsfield)• KG AI Mentor - now inside the Salon Success Manager appFind out more about our retreats HEREGet your FREE Trial on the Salon Success Manager HERESign up for FREE Demo of AI Agents HERE

MON – College is expensive. Clark has tips on how to save on some of that expense.

What is the strangest thing you've thrown on a fire; the furthest you travelled as a kid; Marto presents some fuel-saving tips to Margaux #deafearsSee omnystudio.com/listener for privacy information.

Lifting Burdens. ACU Sunday Series. For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng     For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.

The word “budget” often brings to mind complicated spreadsheets, spending guilt, and tracking every coffee purchase. While that level of detail can be helpful for some households, it may become unnecessary once saving, debt management, and cash flow are consistently under control.In this episode of A Wiser Retirement® Podcast, we discuss how to determine whether a traditional budget still serves a purpose in your financial life.Related Podcast Episodes: Ep 291. How is Financial Planning Different for EntrepreneursEp 152. 10 Tax Planning Strategies for High Net Worth IndividualsRelated Financial Education Videos:High Yield vs Traditional Savings: How to Make Your Cash Work HarderHow to Boost Cash Reserves During RetirementLearn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom.  Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by Wiser Wealth Management. Thanks for listening!

What does it take to BREAK the CURSE, but Jesus Christ. Holy Spirit Perfect Love and Jesus Christ Abundant Life establishes once and for ALL that God FORGIVES to the SAVING of Souls.Contact Us: Covenants.llc1@yahoo.com; CovenantsOnLine.com; @COVENANTS; or call 304.528.9220.

On this week's Week in Review, Dave Spano and Dr. Brian Jacobsen unpack a market-moving week that proved investors are still hanging on every word from the Federal Reserve. While the Fed left interest rates unchanged, markets reacted sharply as investors parsed what Chair Powell said, and didn't say, about inflation, growth, and the path forward. Meanwhile, earnings season delivered a tale of two tech stories. Microsoft and Amazon validated the AI investment boom with blockbuster results, while Meta and Apple faced tougher scrutiny as investors questioned spending levels, growth expectations, and execution. Dave and Brian also cover the latest developments in oil prices, economic data, consumer behavior, and the earnings trends shaping markets. Plus, practical conversations on gifting money and a question that deserves more attention: when should retirement planning really begin? The answer may be sooner than you think.

On this week's episode of the Unnatural Selection Podcast, we discuss: The Labor right is back in power in Victoria. Where will its new ‘Kmart Keating' premier take the state?Pauline Hanson fails in appeal bid against racial discrimination of Mehreen Faruqi.Being handed out at 80 Melbourne train stations this morning.OpenAI says its rogue AI tried to hack other companies.Anthropic says its Claude AI model hacked systems of three external companies during safety tests.Secret files show mouse fur and metal shavings detected in Australian food Unnatural Selection is a deeply unqualified Australian and American political comedy podcast. Hosted by Jorge Tsipos, Adam Direen, and Tom Heath, the show attempts to make sense of the weekly news cycle through a highly unserious lens.Find more episodes and links at www.UnnaturalShow.com.Disclaimer: Unnatural Selection is a comedy podcast. The political commentary, news analysis, and general banter are for comedic purposes and should absolutely not be taken seriously.#auspol #uspol #politicalcomedy #australianpolitics #uspolitics #newsandpolitics #comedypodcastTwitter:@JorgeTsipos@UnnaturalShowInstagram:@JorgeTsipos@UnnaturalShowThreads:@tom.heath@JorgeTsipos@UnnaturalShow

This week on The Alpha Wealth Hour with Tom Fortino, Tom explores the importance of getting organized and how a well-structured financial plan can help keep you on track toward your goals. Tom tells us how to keep everything in our plans straight, plus four ways to “supersize” your accounts. Plus, he breaks down recent market developments […]

After decades of focusing entirely on accumulation, moving into the decumulation phase triggers major psychological friction for retirees. Kimberley Dondo talks to Ed Green, Investment Specialist at M&G, to explore why clients default to extreme caution and rigid mental accounting. Learn how market volatility distorts rational spending plans and discover how the adviser's role must evolve from running mathematical cash-flow models to coaching clients to enjoy their wealth intentionally. Retirement Evolution Series

Episode 140 - How to Protect Your Money From AI Scams, Identity Theft, and Financial Fraud - Robert Siciliano discusses how artificial intelligence is changing the landscape of financial scams and what consumers can do to stay protected.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

The culture of the Yurok tribe in Northern California is deeply intertwined with the Klamath river's salmon. So, when toxic conditions caused by the dams on the river resulted in a massive fish kill, the Yurok people sprang into action and secured the historic removal of four dams, a story captured in The Water Remembers: My Indigenous Family's Fight to Save a River and a Way of Life.   Also, on July 13, 2026, President Trump issued a proclamation reducing the Bears Ears and Grand Staircase-Escalante national monuments in southern Utah by about 90 percent, to remove almost 3 million acres from monument status. We discuss the significance of these places to several local tribes who co-manage them, and why in their view the President lacks the authority to slash monuments.   And on Mars, our planet's rocky twin, NASA's Perseverance Rover is seeking signs of past life, and now scientists say they may have uncovered some of the most compelling evidence yet, in the form of complex carbon molecules in Martian mudstones. That and more, next time on Living on Earth from PRX. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this special World Ranger Day edition of the podcast, Gabby sits down with conservation activist and Saving the Wild founder Jamie Joseph for one of the most powerful conversations we have had.While rangers continue to risk their lives protecting South Africa's wildlife, Jamie reveals why the biggest battle is not always fought in the bush, but in the courtroom. Together, they unpack why so many rhino poachers never see prison, how corruption is undermining conservation, and why specialised wildlife courts and stronger legislation could change everything.Jamie also shares more about Saving the Wild's campaign for meaningful legal reform, the powerful short film Rhino: The Endgame, the role of public advocacy, and the Hollywood feature film inspired by her work that is currently in development with Margot Robbie's production company.This is a conversation about courage, justice, hope and the power of ordinary people to help create real change for wildlife and for the people risking everything to protect it.Links related to the podcastWebsite: https://www.savingthewild.com/jamie-joseph/Instagram: https://www.instagram.com/saving_the_wild?igsh=MWRvd3EwbHJneWl2Rhino endgame: https://youtu.be/0Nmk7-VeAUE?si=PqC-2-MvGJT0aRsqPetition: https://c.org/k4V7nVR9frThe power in us project: https://www.riverinerecords.com/thepowerinusprojectAnderson Rocio: https://www.andersonrocio.com/powerinus

Stop Saving Our Students - Distress Tolerance - FAAF 270In this 270th episode, I share my reflections from July 27th-31st, 2026. Check out the WHOLE SPOTIFY PLAYLIST I put together with all the listens mentioned below:>>> bit.ly/E270FreshAirAtFivePlaylist

What does it take to protect chiropractic around the world?In this episode of TechTalk, Dr. Jay Greenstein and Brad Cost sit down with Bharon Hoag, founder of One Chiropractic, to discuss the legal, political, and regulatory battles shaping the future of chiropractic care across the globe.Bharon shares how his organization has successfully defended chiropractors in more than 800 cases, why countries like Canada, Australia, Spain, and Guam are facing major regulatory challenges, and how strategic advocacy is helping preserve patient access to chiropractic care.The conversation also dives into one of the profession's biggest opportunities in decades: the MAHA movement, Medicare modernization, military integration, chiropractic research funding, reimbursement reform, and what these changes could mean for practitioners and patients alike.Whether you're a chiropractor, healthcare leader, student, or advocate for conservative healthcare, this episode offers an inside look at the policies and people shaping the future of the profession.In this episode:How One Chiropractic has won over 800 advocacy battlesWhy chiropractors are facing new legal challenges worldwideThe future of MAHA and chiropracticMedicare modernization and reimbursement reformChiropractic's role in military healthcareWhy the next two years could redefine the professionTopics: Chiropractic, Healthcare Policy, MAHA, Medicare, Bharon Hoag, One Chiropractic, Chiropractic Advocacy, Healthcare Innovation, TechTalk Podcast, Dr. Jay Greenstein, Brad Cost, Chiropractic Leadership

✔️ The bottoming formation here continues to follow 2022 very closely✔️ $64k is probably the most significant bitcoin price of the last 6 years✔️ It seems to me that everyone wants to buy BTC between 47-56K.✔️ Bitcoin has broken the downtrend versus the Nasdaq 100✔️ Zoom out and you will get CLARITY✔️ Bitcoin is already building its price bottom✔️ The Bitcoin hashrate is exactly where it was one year ago✔️ Saving for a house is a defining event for many young adults.✔️ Another law enforcement association supports the clarity ✔️ Treasury Secretary Scott Bessent, Quotes Satoshi Nakamoto✔️ Scrap the debt ceiling and protect the economy✔️ Attack affecting 500 Bitcoin private keys ✔️ Sources:► https://x.com/sykodelic_/status/2082715849807544469► https://x.com/bitpaine/status/2082613018664583471► https://x.com/killaxbt/status/2082834922167783457► https://x.com/SuperBitcoinBro/status/2082630569649934337► https://x.com/seth_fin/status/2082777149828694217► https://x.com/joao_wedson/status/2081421446975258950► https://x.com/robertwarren/status/2082913854133313580► https://x.com/formerdrjeff/status/2082885948833161419► https://x.com/bitcoinarchive/status/2082828973537361977► https://bitcoinmagazine.com/news/scott-bessent-urges-vote-on-clarity-act► https://finance.yahoo.com/markets/crypto/articles/treasury-secretary-invokes-bitcoin-creator-193219415.html► https://x.com/SecScottBessent/status/2082866826426364332?s=20► https://x.com/senwarren/status/2082546878349029434► https://x.com/KLoaec/status/2082882772092211589► https://x.com/kloaec/status/2082919510248509512► https://x.com/kloaec/status/2082926304995762209► https://x.com/pledditor/status/2082950260553298128► https://x.com/rob1ham/status/2082896614218203616► https://x.com/coldcardwallet/status/2082961993070247948► https://blog.coinkite.com/coldcard-mk3-seed-generation-warning/► https://x.com/llfourn/status/2082990000896147942► https://blog.coinkite.com/coldcard-mk3-seed-generation-warning/► https://coldcard.com/docs/upgrade/► https://x.com/zherbert/status/2082993276324319713► DONATE TO HELP KEONNE AND BILL https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoinsThe information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

The government has launched a new Pensions Commission, raising the prospect of significant changes to how people save for retirement.Are people currently saving enough? Should minimum workplace pension contributions rise? And what should the government do about low pension saving among the self-employed?Christine Farquharson is joined by IFS researchers Jonathan Cribb and Heidi Karjalainen to examine what future pensioners can expect. They discuss what counts as an adequate retirement income, how housing and inheritances affect people's needs, and why the right policy may differ across generations.They also explore whether people should be encouraged to save more at particular stages of their working lives, and whether policymakers should be concerned about people drawing on their pension wealth before reaching state pension age.Become a member: https://ifs.org.uk/individual-membershipFind out more: https://ifs.org.uk/podcasts-explainers-and-calculators/podcasts Hosted on Acast. See acast.com/privacy for more information.

YOUTUBE: https://youtu.be/_iUWykrMU4cALL EPISODES/SHOW NOTESfollowHIM website: https://www.followHIM.coFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook  WEEKLY NEWSLETTER https://tinyurl.com/followHIMnewsletter  SOCIAL MEDIA Instagram: https://www.instagram.com/followHIMpodcast Facebook: https://www.facebook.com/followhimpodcastThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

Having your drink spiked on a night out is everyone's greatest fear, especially if you're like Kennedy, who has college-aged daughters. With the school year on its way, Kennedalia reacts to a new invention by University of South Florida student Addison Bounds: a smart bracelet that detects spiked drinks.  Kennedy Now Available on YouTube:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://link.podtrac.com/kstw_yt⁠⁠ Follow on TikTok:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@kennedy_foxnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Kennedy for Happy Hour on Fridays!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/playlist?list=PLWlNiiSXX4BNUbXM5X8KkYbDepFgUIVZj⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

"LinkedIn is always changing! How do we stay current?" This question is on the minds of many, and today Mark and Darren get answers from LinkedIn Top Voice Richard Bliss. As they discuss critical changes to the platform, Richard shares the simple but necessary adjustments that will help us maximize our reach on LinkedIn.   SNIPPETS: • LinkedIn is BUSINESS MEDIA, not a social media platform • We must change our mindset about the platform   • It tracks and analyzes our behaviors   • It will warn users and suspend them if necessary   • Beware LinkedIn jail   • Be purposeful and show your value in your profile   • Your ABOUT section should not be a resume/CV   • You are on stage on LinkedIn   • Don't just be a cheerleader with 'likes' and 'congrats'   • Ditch multiple hashtags; they fragment your message   • Use 100-150 words to accompany videos, which should be 30 seconds or less   • Saving posts is a value indicator   • LinkedIn is your digital identity, it provides legitimacy   Attend Richard and Darren's Workshop August 7-8, 2026 https://www.stagetimeuniversity.com/workshops/linkedin-deep-dive-for-professional-speakers/ DISCOUNT CODE : POD25   Work with Mark and Darren: https://www.stagetimeuniversity.com/get-a-speaking-coach/   Check Out Stage Time University: https://www.stagetimeuniversity.com

The All Local 4pm Update for Thursday, July 30th, 2026

This is the All Local noon update for July 30, 2026.

On today's episode of the podcast, veteran firefighter Mike Greco shares the most dangerous fires of his career and the rescues he'll never forget. From planes on fire to getting trapped inside burning buildings, this episode is packed with unbelievable stories from the front lines.Subscribe for more. Timecodes (Episode #178):0:00 - Start3:41 - Uncle Steve Reacts to Mike's Video29:16 - Plane on Fire38:23 - What Causes Most Fires?46:14 - Saving an Old Lady55:08 - First Fire: Being Trapped Inside1:09:15 - His Hottest Fire1:14:26 - Mike Gets Caught in a FireFollow The John Rondi ShowTikTok: https://www.tiktok.com/@johnrondipodcastInstagram: https://www.instagram.com/johnrondipodcast/Spotify: https://open.spotify.com/show/7xuYMlfFAXUfReoHKGHjb6?si=e13220a9830e4463Apple Music: https://podcasts.apple.com/us/podcast/the-john-rondi-show/id1670365515Follow Mike GrecoInstagram: https://www.instagram.com/mike_greco_152/Follow Uncle SteveInstagram: https://www.instagram.com/unclesteve35/TikTok: https://www.tiktok.com/@unclesteved/Follow John RondiInstagram: https://www.instagram.com/johnrondiTikTok: https://www.tiktok.com/@johnnyrondi#podcast #johnrondi

Grief and healing don't discriminate. Even the people we call during our darkest moments experience heartbreaking loss, mental health struggles, and the challenge of rebuilding after tragedy.In this episode of Groove with Portia, I sit down with Larry "LP" Penton Sr.—former firefighter, paramedic, mental health advocate, consultant, and podcast host—to discuss the heartbreaking loss of his son, the emotional toll first responders carry, and why talking openly about grief can save lives.Together, we explore the unique challenges first responders face, the impact of addiction and loss on families, breaking the stigma surrounding men's mental health, and how sharing our stories can become part of the healing process.In this episode, we discuss:• Honoring Larry Penton Jr.'s life and legacy• The grief of losing a child• Mental health in the first responder community• Addiction, recovery, and supporting families• Why asking for help is a sign of strength• The emotional weight carried by firefighters and paramedics• Turning personal tragedy into purpose• Healing through storytelling and honest conversationsWhether you're a first responder, have experienced the loss of a loved one, or are supporting someone through grief, this conversation is a reminder that healing begins when we allow ourselves to be seen and heard.Connect with Larry "LP" Penton Sr.: https://www.pentonpending.com/

On this special World Ranger Day edition of the podcast, Gabby sits down with conservation activist and Saving the Wild founder Jamie Joseph for one of the most powerful conversations we have had.While rangers continue to risk their lives protecting South Africa's wildlife, Jamie reveals why the biggest battle is not always fought in the bush, but in the courtroom. Together, they unpack why so many rhino poachers never see prison, how corruption is undermining conservation, and why specialised wildlife courts and stronger legislation could change everything.Jamie also shares more about Saving the Wild's campaign for meaningful legal reform, the powerful short film Rhino: The Endgame, the role of public advocacy, and the Hollywood feature film inspired by her work that is currently in development with Margot Robbie's production company.This is a conversation about courage, justice, hope and the power of ordinary people to help create real change for wildlife and for the people risking everything to protect it.Watch Rhino: The Endgame and support the campaign at Change.org/rhino-laws.Visit our online store to get your birding related merchandise at great prices https://www.thebirdinglife.com/online-storeIntro and outro music by Tony ZA https://soundcloud.com/tonyofficialzaLinks from show:Website: https://www.savingthewild.com/jamie-joseph/Instagram: https://www.instagram.com/saving_the_wild?igsh=MWRvd3EwbHJneWl2Rhino-The Endgame: https://youtu.be/0Nmk7-VeAUE?si=PqC-2-MvGJT0aRsqPetition: https://c.org/k4V7nVR9frThe power in us project: https://www.riverinerecords.com/thepowerinusprojectAnderson Rocio: https://www.andersonrocio.com/powerinus

Dr. Jonathan Hansen World Ministries International Eagles Saving Nations Dr. Jonathan Hansen - Founder & President Rev. Adalia Hansen Contact: WMI P.O. Box 277 Stanwood, WA 98292 (360) 629-5248 warning@worldministries.org Subscribe to Eagle Saving Nations https://www.worldministries.org/eagles-saving-nations-membership.aspx Sign up for Dr. Hansen's FREE newsletters http://www.worldministries.org/newsletter-signup.html Order Dr. Hansen's book “The Science of Judgment” https://www.store-worldministries.org/the-science-of-judgment.html

What if budgeting wasn't about restriction, but about giving every dollar a purpose? This week, Roger sits down with Jesse Mecham, founder of YNAB (You Need A Budget), to discuss the power of intentionality with money. Together, they explore how asking one simple question, "What is this money for?" can reduce financial stress, improve decision-making, and help align your spending with the life you want to create. Roger also answers listener questions on rebalancing retirement portfolios, qualified dividends, supporting adult children, calculating net worth, and whether financial planners have financial planners of their own.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Roger introduces this week's conversation on intentionality with money, previews his interview with Jesse Mecham, and shares updates on the August replay schedule and upcoming Social Security series.RETIREMENT TOOLKIT FEATURING JESSE MECHAM(03:06) Roger sits down with Jesse Mecham, founder of YNAB, to discuss how approaching money with intention instead of restriction can reduce financial worry and help you align your spending with what matters most. LISTENER QUESTIONS(38:47) Christine asks about rebalancing her retirement portfolio.(43:00) Peter asks about qualified and ordinary dividends.(47:28) Paul asks about supporting adult children financially.(56:05) Ron asks whether future taxes should be considered when calculating net worth (58:38) Lisa wonders whether financial planners have financial planners of their own.SMART SPRINT(01:01:55) Reflect on how intentional you are with your money and consider reading Jesse Mecham's book, Never Worry About Money Again, to help align your spending with the life you want to create.CLOSING THOUGHT(01:03:23) Roger reflects on the summer goals he set earlier in the year and encourages you to revisit your own intentions before the season ends. REFERENCESNever Worry About Money Again by Jesse MechamYNAB (You Need A Budget)Submit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

I remember when my friend, journalist Claire Berlinski, first contacted me about a tragic situation regarding a family trapped in Afghanistan after the Taliban takeover. She knew that I had helped a young girl interested in physics escape to the US to study years earlier and hoped that I might assist in this case. If ever one imagined a family appropriate to bring to safety, this would be the one. The mother was a women's rights lawyer before the takeover, and the husband worked for a French firm. The Taliban had broken into the Bar Association Office and found records of lawyers, who were being sought for arrest. One older son, and five young daughters in danger of being married off if they were discovered.Their original escape plan was foiled when the airport was bombed just before their planned departure. Because Claire lives in Frances the older boy had reached out to her for help, and she sent out a call to her followers to provide financial assistance to help the family.Claire contacted me because she knew I now lived in Canada, which has a well-established refugee program. In spite of this, for two years I was not able to find a single sponsoring agency who had a sufficiently large slot allocation to assist. Finally, after over a year, with five generous individuals who agreed to act as guarantors, Jewish Immigrant Aid Services in Toronto indicated they had the slots and would sponsor a refugee application for the family, provided we raised the necessary funds to guarantee support for family for their first year in Canada—a government requirement. After five months of fundraising, we achieved the goal, and the full application was submitted to the government of Canada. I have always found it poetic that the organization in Canada that has been willing to help save this Muslim family is a Jewish organization. Perhaps, in the midst of all the horrible antisemitism that has blossomed in the world over the past years, this provide a useful example that religious differences need not always be a source of discord and hatred. That was 18 months ago. In spite of having fulfilled at the requirements, the backlog of cases is such that we knew it could take up to two years for the application to be processed. In the interim the family was able to travel to Pakistan. But their visas have expired and Pakistan is now deporting Afghan refugees back to Afghanistan. The family is in hiding in Pakistan, not able to leave their house. The girls are growing and one of them managed to learn enough English to get a prized scholarship to study online at a US university abroad, where she is studying psychology, as the law degree that she really wants is not available. The family agreed to be interviewed for this podcast. Their images have been washed out for their protection, and their names have been changed as well. We are hoping this podcast will help spur some of you to provide support through Claire's online site to help provide essentials for the family while they are in hiding, and that it might also help motivate some of you who might live in Canada to help us lobby the government to ensure that their case is resolved as quickly as possible. Thanks for watching, or listening, and for any help you can provide. Here is a gofundme link to help support them. https://www.gofundme.com/f/please-help-five-afghan-girls-get-to-safetyAs always, an ad-free video version of this podcast is also available to paid Critical Mass subscribers. Your subscriptions support the non-profit Origins Project Foundation, which produces the podcast. The audio version is available free on the Critical Mass site and on all podcast sites, and the video version will also be available on the Origins Project YouTube. Get full access to Critical Mass at lawrencekrauss.substack.com/subscribe

Saving time and thinking there's more time than what you believe you actually have. Must find better ways to maximize your time. Everybody's given 24 hours a day. What you do with your time is your business what time is something we don't have no idea on how much we actually have. And that goes for young and old.

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RUBY WARRIORS: Saving Arth by Jeya Carmichael Jeyacarmichaelauthor.com https://www.amazon.com/RUBY-WARRIORS-Saving-Jeya-Carmichael/dp/B0CNF6XYPX In their quiet suburban neighborhood, three friends stumble upon an antique ruby amulet and are transported to a parallel Earth teetering on the brink of destruction. Arth, a world steeped in myth and legend, holds a desperate secret—the return of merciless Marauders, threatening to plunge the realm into darkness. But Arth has a glimmer of hope in its most unlikely heroes: Aurora, Lizzy, and Lance. Prophesied in the sacred Book as the royal children destined to save Arth, they discover that they are the royal grandchildren of the legendary Sophia, a magical guardian who once protected the realm. As the Ruby Warriors, the children embark upon a perilous quest to fulfill the prophecy and thwart the Marauders’ sinister plans. Their journey takes them through a fantastical world filled with enchanted forests, towering giants, and mythical creatures. Along the way, they must face their deepest fears, including a treacherous forest infested with giant spiders and the foreboding Serpent Mountain. With bravery, wit, and the newfound magic of their amulet, the Ruby Warriors must send the Marauders hurtling back into the depths of space. But the path to victory is fraught with challenges. Will Aurora, Lizzy, and Lance fulfill their destiny and save Arth from certain doom? Join them on this magical journey, where the bonds of friendship are tested, the forces of darkness are confronted, and the legacy of their great ancestor Sophia lives on. About the author Greetings! I’m Jeya Carmichael, a retired educator with a passion for nurturing young minds and fostering a love for reading. I have a Master's Degree in Education., and I have always enjoyed teaching and imparting some of my own cultural journey with my students. I am from Malaysia, a tropical peninsula where my family still resides and I miss them. I’m so blessed to be a mother, grandmother and a great-grandmother. I enjoy my family and love spending time with them. My husband and I love playing board games and reading aloud to our great-grandchildren. My husband is retired Air Force, and I am retired from Public School for over 27 years.. We now live in Lower Michigan. In the summer, my husband loves riding his motorcycle. He’s also a whiz with putting puzzles together and doing his Sudoku. i love to make quilts and patch different pieces together to make beautiful blocks for quilts. I find this very therapeutic, where I can quietly enjoy piecing and sewing gifts for my family without any pressure.

In this week's episode, Miguel Gonzalez explains the key differences between saving and investing, including how time horizon, risk, inflation, and financial goals influence each strategy. Learn why both saving and investing play important roles in building a strong financial foundation and how understanding the difference can help you make smarter financial decisions.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 25 years of experience helping individuals and families design retirement income strategies and long-term financial plans. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, investment management, and financial clarity.#SavingVsInvesting #PersonalFinance #Investing #SavingMoney #FinancialPlanning #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialWellness #MoneyManagement #RetirementPlanning #FinancialEducation #WealthBuilding #MoneyHabits #FinancialFreedom #InvestingBasics #SavingsGoals #SmartMoneyMoves #MoneyMindset #FinancialConfidence #LongTermInvestingWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORSFacebook-> https://m.facebook.com/CortburgIncTwitter-> https://twitter.com/CortburgIncLinkedIn->https://www.linkedin.com/in/miguelxgonzalez/Website: www.CortburgRetirement.comEmail:     Miguel@CortburgRetirement.com

We're a high-earning couple in our 50s, and with several options available to us, we would like some feedback on our saving strategy.Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Most people think building wealth starts with money. Dr. Deija James proves it starts with a decision.After losing the grandfather who had always been her family's source of security, Deija realized she had to become her own safety net. While working full-time, she began preparing taxes for family and friends—and earned approximately $50,000 during her first year doing it part-time.That success gave her the confidence to leave her job and build something bigger.In this episode of Inside the Vault with Ash Cash, Dr. Deija James explains how she went from pursuing nursing to building a multimillion-dollar tax company with more than 20 franchise locations—all before turning 30.She breaks down the systems, automation, delegation, mentorship, legal protection, and money-management principles that helped her turn a seasonal service into a year-round business.You'll learn:• How she made $50K preparing taxes part-time• Why she quit her job before tax season• How she built a multimillion-dollar company in her twenties• How tax professionals make money year-round• Why entrepreneurs need systems and automation• How franchising provides a proven blueprint• Why strong contracts protect your business• How to manage money before it arrives• Why ads fail without the right foundation• How to scale from six to seven figures• What she would do if she lost everything

Mission Acquired, the kenku go to see a mayor about his pig. The post Kenku Bin Wizards: Saving the Wastes part 2 appeared first on Fandible Actual Play Podcast.

Day Break | Putting America First: Michigan Jobs, Patient Rights and Saving Young Minds --- 00:00 - Monologue 19:14 – Brilyn Hollyhand, bestselling author, political commentator, and rising Gen Z leader. Hollyhand discusses his new book, Make America Talk Again, outlining his vision for restoring respectful dialogue, reducing political polarization, and encouraging meaningful conversations across generations in an increasingly divided culture. 28:12 – Alan Wilson, Attorney General of South Carolina. Wilson discusses President Trump's visit to Michigan as campaign season intensifies, examining the importance of manufacturing, economic growth, and key issues shaping the upcoming primary elections. 38:24 - Monologue 47:28 – Laura C. Volpe, founder of ManeInk HairLoss Solutions and Pureance. Volpe discusses the science behind healthy, radiant skin, explaining how aging, environmental damage, and skincare routines affect complexion. She also introduces Pureance skincare products, including HydraLift Shampoo and complementary skincare solutions designed to promote healthier skin and hair. 57:41 – Steve Gruber, national television and radio host. Gruber provides on-the-ground coverage and analysis of President Trump's event in Michigan, discussing the major themes of the speech, the crowd's response, and the political significance of the visit. 1:06:34 – J.D. Hayworth, spokesperson for the Pharmaceutical Reform Alliance and former U.S. Congressman from Arizona. Hayworth discusses concerns about prescription drug pricing and the pharmaceutical industry, examining proposals aimed at lowering costs, increasing transparency, and putting patients ahead of corporate profits. 1:16:45 - Monologue 1:25:49 – Katie Heid, News Director for Michigan News Source. Heid provides the latest Michigan political and statewide news, including updates on a tragic murder-suicide investigation in Grand Haven Township, election developments, and other stories impacting communities across the state. 1:35:59 – Jay Foard, internationally acclaimed author and founder of Lit Nation. Foard discusses the decline in reading among young Americans, arguing that reduced literacy is contributing to weaker critical thinking skills. He also highlights his latest novel, Rustling of the Sycamore, and the mission of Lit Nation to inspire a new generation to embrace literature and lifelong learning. --- Check out our brand new podcast, 'Forgotten America'... Episode 24 is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/UrGZQdE62jA

A Trip Born from a Train Obsession (and Family History) Ryan has had his eye on the Rocky Mountaineer since 2018, when he first heard about their Canadian Rockies routes at a travel conference. Add in a grandfather who was a train engineer between South Bend and Chicago, and a new Canyon Spirit line running from Salt Lake City to Denver — it was only a matter of time. About a year ago, Ryan brought the idea to his parents, and six months before departure, it was officially booked. The result: three trips in one — Las Vegas, the Mighty Five National Parks of Utah, and a two-day train journey from Moab to Denver, with the 4th of July spent riding the rails on the 250th birthday of the United States.Las Vegas: More Than Just the Casinos Ryan, his wife Jasmine, and his parents stayed at Park MGM — smoke-free, well-connected to the strip via tram, and conveniently the pickup point for their Hoover Dam tour and Mighty Five transfer. Day one was a hop-on, hop-off bus tour to orient the first-timers, covering the old strip, new strip, and Fremont Street. A word of caution from Ryan: know exactly what you're buying. Their "24-hour pass" ran from 10 AM to 5 PM and only circled one direction — worth knowing in advance. Day two was a VIP Hoover Dam tour, complete with a comedian-guide who grew up in the area, a descent into the dam's tunnels to see the power plant and turbines, and bridge views overlooking the dam. Lunch was included. Total time: about 8 AM to 2 PM — leaving the evening free for dinner and a little fun.A Few Vegas Tips Worth Knowing The airport is a 10-minute Uber from most strip hotels. Ubers and Lyfts are easy and reliable. And a heads-up for anyone who hasn't been in a while: Las Vegas has fully reinvented itself as an entertainment city — the 99-cent buffets are long gone, and the price tag reflects it. Budget accordingly.The Mighty Five: Zion, Bryce Canyon, Capitol Reef, Arches, and Canyonlands All five parks are in Utah, and Ryan's group covered them in three days through Moab Express — a highly recommended tour company operating out of 12-passenger vans with a guide who doubles as driver. Groups of eight, stops every hour and a half, snacks and water onboard, and a guide named Ben who could riff on geology, history, or nature depending on what you wanted. The pacing was relaxed — visitor centers, photo stops, souvenir shops, and a few short hikes on day three. Not a trip for serious hikers, but absolutely the right vehicle for first-time park visitors who want to see a lot without driving themselves. Meals were included, accommodations ranged from a well-kept Best Western Plus in Bryce to the Hoodoo Hilton (Curio Collection) in Moab, and the only out-of-pocket cost was alcohol. Each park managed to one-up the last — from the red-rock drama of Zion to the alien hoodoos of Bryce Canyon to the staggering scale of Canyonlands, which Ryan says rivals the Grand Canyon.Where in the World?

Garza sits down in-person with Dez Fafara & Davier Pérez from California heavy metal band DEVILDRIVER. Their new album "Strike and Kill” is out now! https://instagram.com/devildriverSupport the podcast here: https://garzapodcast.myshopify.com 00:00 - Strike and Kill02:32 - Jon Miller Re-Joining Devildriver05:48 - 30 Years of Marriage09:30 - Lynn Strait & Snot11:16 - L.A. Nu Metal Scene // Early Days13:28 - Personal Lyrics, Influences & Outlaw Country17:02 - Childhood19:23 - Stand-up Drums & Punk Influence23:45 - Early Jobs25:11 - Moving From Puerto Rico29:43 - Quitting Drinking33:01 - Coal Chamber35:12 - Hot Topic & Nu Metal Fashion42:48 - Superjoint Ritual44:47 - Devildriver After Coal Chamber51:09 - Dez's Rules for Saving & Investing59:19 - Freemasonry & Charity1:02:41 - NDEs & Tarot Cards1:08:04 - On-Stage vs Off-Stage Mentality1:11:28 - Tour Bus Driver's Death1:15:08 - Chamber Music & The Haunted Studio1:23:10 - Writing/Recording Strike and Kill1:26:06 - Meditation1:36:19 - Dez's Health Update1:53:54 - NRG Studios Lore1:59:17 - Rediscovering Love for Devildriver2:02:47 - Dig Your Own Grave Music Video2:04:30 - Future Book!?2:06:33 - Music to Check Out2:11:34 - Philip H. Anselmo2:15:18 - Garza's Sobriety2:20:16 - New Album, Strike and Kill & Upcoming Shows

Send us Fan MailWhat separates a professional pool service company from someone simply adding chemicals?In Part 2 of this special Mondays Down Under discussion, Lee Salisbury and Nick dive deeper into professional water analysis with the team from LaMotte, discussing why consistent, accurate testing is one of the biggest differences between average pool care and true water management.The conversation explores the value of the WaterLink® Spin system, reducing user error, interpreting test results correctly, common mistakes professionals make after shocking a pool, and why understanding chemistry matters far more than simply reading numbers off a report.Whether you're running a retail store, servicing residential pools, or maintaining commercial aquatic facilities, this episode is packed with practical advice that can improve both your water quality and your bottom line.In This Episode Why experience matters just as much as chemistry knowledge  Learning to interpret water test results—not just read them  Why every unusual water test should make you ask more questions  How customer conversations often solve water chemistry mysteries  When to consult technical support or laboratory analysis  Why professional testing equipment pays for itself  Reducing user error with automated water testing  The business case for investing in better testing equipment  Saving time while improving customer service  Comparing photometric testing to traditional reagent testing  Why complete water analysis is more valuable than testing only chlorine and pH  Protecting pools through proper water balance  "It's easier to keep it clean than bring it back from green." Technical Topics Covered WaterLink Spin technology  Photometric water testing  Traditional liquid reagent testing  Test repeatability and consistency  Eliminating sample contamination  Proper sample volume  Test accuracy versus operator technique  Water balance fundamentals  Customer communication during water analysis  Laboratory troubleshooting  Commercial pool testing  Residential pool testing Common Testing Mistakes Discussed Misinterpreting zero alkalinity after shocking a pool  Understanding the effects of chlorine above 15 ppm  Why high chlorine can produce misleading alkalinity readings  Using high-range chlorine test strips for confirmation  Running additional tests on the same high-chlorine sample  Recognizing when the instrument is giving you an indicator—not a bad result Best Practices Use professional-grade testing equipment  Perform complete water analysis whenever possible  Verify unusually high chlorine levels before making chemical adjustments  Store Spin Discs properly  Reseal foil packaging after every use  Protect discs from moisture and light  Understand shelf life after opening  Train technicians to recognize abnormal test patterns  Build testing costs into your professional service Commercial Aquatic Facility DiscussionThe episode also covers: Daily health department testing requirements  Three-test commercial Spin Discs  Testing multiple water bodies  Managing public pool safety  Protecting swimmers through accurate testing  Creating efficient testing workflows for aquatic facilities Key TakeawaysProfessional water testing isn't about owning expensive equipment—it's about making better decisions.Accurate testing saves time, improves customer confidence, reduces costly mistakes, and helps protect both swimming pools and the people using them. Understanding what your test results are actually telling you is every bit as important as obtaining the numbers themselves.Featured Guests Lee Salisbury  Nick (Mondays Down Under)  Hiren Patel – LaMotte Company Connect with Talking Pools

In this episode, Emily interviews Janna McKay, a Certified Student Loan Professional (CSLP) who works as a consultant for Student Loan Planner. They discuss the changes to the federal student loan program brought about by the One Big Beautiful Bill Act of 2025 that were implemented on July 1, 2026. For both continuing and new PhD students, Janna shares the federal student loan borrowing limits in play and the available repayment plans, emphasizing caution for graduate students who hold significant student loan debt taken out prior to July 1, 2026 who are weighing taking out another federal student loan with closing a funding gap in a different manner. Janna and Emily also discuss the updates on the Saving on a Valuable Education (SAVE) plan, how all the income-driven repayment plans intersect with Public Service Loan Forgiveness (PSLF), and the possible advantage to waiving deferment in favor of enrolling early in the Repayment Assistance Plan (RAP). This episode is a must-listen for any graduate student who is considering or will consider taking out a federal student loan going forward and any PhD or PhD-to-be who is currently holding federal student loan debt.

Religion. Bound by Loving Ties. JEFFREY R. HOLLAND. ACU Sunday Series.  This is an ACU encore presentation.  ---------------------------------------------------------------------------   For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng     For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.

When it comes to conservation, adorable and majestic animals often attract the most concern for their plight. It's not so easy to get the public's attention when it comes to animals that are perceived as weird or creepy or downright unpleasant. The vulture, traditionally associated with death and carrion, falls into this unlucky group. Globally, around 70% of vultures are now under threat of extinction and Nigeria's vultures are no exception. BBC West Africa journalist Makuochi Okafor has been investigating this story.  In Vietnam, The Last Empress, a new film inspired by the life of the final empress of the Nguyen Dynasty, appears to be provoking a strong reaction. Nam Phuong is a well-known historical figure in Vietnam, who along with her husband, Bao Dai, she was also seen as a puppet of the French colonial regime. Since the release of the trailer for The Last Empress, this long debate in Vietnam has bubbled back to life. Duc Ha from the BBC's Bangkok bureau has been exploring the human story behind all the politics and controversy. In a private party in a Russian town, Katya was about to blow out the candles on her 30th birthday cake when masked men burst into the nightclub that she had hired and began physically and verbally attacking her friends. The swoop was instigated by a vigilante group who want to accelerate President Vladimir Putin's promotion of what he sees as traditional Russian family values. As is sometimes the case in these raids, members of the town's police also joined them, shutting down the party and interrogating the guests. Amalia Zatari of BBC Russian has been looking into this vigilante group. The Fifth Floor is at the heart of global storytelling on the BBC World Service, bringing you the best stories from journalists in the BBC's 43 language services. We're here to help you make sense of the stories making headlines around the world; to excite your curiosity and to get to grips with the facts. Recent episodes have investigated Russia's youth armies and how they make soldiers of Ukrainian children; featured the BBC team who were the first journalists to the site of the Nigerian school kidnappings and reflected the effects of internet blackouts in Iran, Uganda and India. If you want to know more about Venezuela's acting president, Delcy Rodriguez, and the legacy of Hugo Chavez; or how Vladimir Putin's network of deep cover spies operates; or why Donald Trump signed an executive order granting white South Africans asylum in the US, we have all those stories and more.This episode of The Documentary comes to you from The Fifth Floor, the show at the heart of global storytelling, with BBC journalists from all around the world. Presented by Faranak Amidi. Produced by Laura Thomas, Caroline Ferguson and Hannah Dean. (Photo: Faranak Amidi. Credit: Tricia Yourkevich.)

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