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High-yield savings rates have dipped slightly since early spring, but they remain strong enough that choosing the right account right now can still be a wise move. After several quarter-point interest rate cuts by the Federal Reserve, savings yields have eased—but not disappeared. In fact, many online banks continue to offer returns well above those of most brick-and-mortar institutions.Understanding what's happening—and how to respond—can help you steward your cash with wisdom and confidence.Why Savings Still Matter in Your Financial PlanSavings and investments play very different roles. A savings account is designed for money that must remain safe, accessible, and dependable—your emergency fund, short-term needs, and dollars you'll rely on in the next few years.Savings won't deliver investment-level growth, but the interest they earn still matters. Every bit of growth helps preserve purchasing power and strengthens your financial footing over time.Over the past few years, inflation rose well above the Federal Reserve's 2% target. In response, the Fed raised short-term interest rates aggressively. As rates climbed, savings yields—especially at online banks—rose alongside them.Earlier this year, many high-yield savings accounts were paying between 4.75% and 5%, sometimes more. That gave savers an unusual opportunity to earn meaningful interest on cash that would otherwise sit idle.Since then, inflation has cooled, and the Fed has begun cutting rates. Those reductions have nudged savings yields lower, but today's rates are still historically strong—and far more generous than what traditional banks typically offer.Why Timing Still Works in Your FavorBanks rarely adjust savings rates immediately after a Fed announcement. Often, there's a window—sometimes several weeks—when higher yields remain available before they gradually drift downward.That lag creates an opportunity. While savings accounts aren't “locked in” like CDs, moving your money into a competitive high-yield account now allows you to benefit as rates slowly settle. Banks tend to move cautiously, often watching one another before making changes, which gives savers time to act.For many families, knowing their savings are earning a solid return brings peace of mind—whether preparing for an unexpected expense or setting aside resources for opportunities God may bring.Where High-Yield Savings Fit BestA strong savings strategy usually includes three key priorities:1. Your emergency fund. Keep three to six months of expenses in a high-yield savings account. The stronger the yield, the faster that cushion grows—without taking on risk or debt.2. Short- and mid-term goals. Money you'll need in the next two to five years—such as a down payment, major repair, or planned purchase—should stay protected from market volatility. High-yield savings accounts offer both safety and reasonable earnings.3. Regular comparison. Some traditional banks still pay as little as 0.01%—essentially nothing—while online banks often offer rates dozens of times higher. Comparing what you're earning with what's available elsewhere can make a meaningful difference.Exploring Your Options WiselyComparison sites like Bankrate and NerdWallet can help you evaluate current rates while also considering reliability, customer experience, and safety ratings.Money market accounts are another solid option, often offering competitive yields with added flexibility, such as check-writing privileges. Just be mindful of minimum balance requirements.Don't overlook credit unions either. As not-for-profit institutions, they often return earnings to members through stronger rates and lower fees. One example is AdelFi Christian Banking, a credit union that combines competitive yields with support for Gospel-centered ministry worldwide.You can learn more at FaithFi.com/Banking.Stewardship Is About Faithful ConsistencyChoosing where to place your savings isn't simply about chasing the highest return. It's about managing God's resources with intention and care. Saving consistently—month after month, year after year—is quiet, faithful work.A wise savings vehicle supports that journey, helping your money work a little harder while you walk forward with clarity, confidence, and trust in the Lord's provision.On Today's Program, Rob Answers Listener Questions:I'm 70 and retired, with a steady monthly income. I need a car costing about $20,000, and I still owe $27,000 on my mortgage. I'd prefer not to carry two payments—should I pay off the mortgage or buy the car, and where should the money come from?I want long-term protection through investing in gold. What's the best way to do that today?I'm retired and have about $1 million invested with Edward Jones. They're moving me to a 1.2% annual fee on my entire portfolio instead of transaction-based fees. I agreed, but I now wonder whether the fee is warranted. Is this a wise move?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Bankrate | NerdWalletAdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Most people believe saving money is the responsible thing to do. But what if that habit is quietly costing you your future wealth? In this episode of The Abundance Mindset, Vinney Chopra and Gualter Amarelo break down why money that sits still actually loses power over time—and how fear-based saving can limit opportunity. Vinney shares lessons from building a massive real estate portfolio after coming to the U.S. with just $7, while Gualter connects those principles to real decisions investors are making right now. Here's what they dive into:
In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on year-end decisions. He explains how charitable deductions work, common planning mistakes to avoid, and why generosity is most effective when paired with a resilient financial plan. Roger also shares a Rocking Retirement in the Wild story from a listener who is actively living a purpose-filled retirement, reflects on the corporate language we can leave behind when we retire, and answers listener questions on retirement readiness, gifting inheritance early, and the risks of relying on high-yield bonds for retirement income. He closes the episode with personal reflections on lessons learned, reminding listeners how to keep retirement simple, resilient, and meaningful while making a positive impact on others.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but confidently lean in and rock it.(00:20) Roger introduces a Christmas Eve episode focused on charitable giving, listener stories, answering questions, and reflecting on intentional retirement living.RETIREMENT TOOLKIT(03:45) Roger walks through the basics of charitable giving, including qualified charities, documentation requirements, and how deductions work with standard versus itemized returns.(07:55) Year-end timing rules for checks, credit cards, stock transfers, and donor-advised funds.ROCKIN' RETIREMENT IN THE WILD(09:30) A listener shares how, at 67, he backpacked 121 miles through Maine's 100-Mile Wilderness, reconnecting with longtime friends and staying physically engaged in retirement.(12:28) Roger reflects on why rocking retirement doesn't have to be impressive—only meaningful to the person living it.RETIREMENT LIFE LAB(13:03) Roger explores the idea of “retiring” corporate jargon in retirement and how simplifying language can help us reconnect and speak more human again.(18:21) Listeners are invited to share the words and phrases they are most looking forward to leaving behind.LISTENER QUESTIONS(19:50) Don asks why most people enter retirement with relatively little savings and what that reality means for financial and social stability.(29:25) A listener asks how to give inheritance before death without triggering taxes.(33:46) James asks whether using high-yield corporate bonds as the foundation for retirement income is a safe strategy.SMART SPRINT(42:08) In the next seven days, Roger challenges listeners to choose a single word for 2026 to serve as a guiding focus for the year ahead.CLOSING THOUGHTS(43:59) Roger shares final reflections on the lessons of the episode, emphasizing elegant simplicity, financial resilience, and showing up to help others in meaningful ways.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer Man
Vascular surgeon Xzabia Caliste discusses her article, "The silent disease causing 400 amputations daily." She shares the heartbreaking personal story of witnessing both her aunt and uncle lose their limbs to peripheral artery disease (PAD), a preventable condition that causes over 400 amputations every day in the U.S. Xzabia explains how PAD restricts blood flow and why symptoms like leg pain or non-healing wounds are often dangerously dismissed as simple aging. The discussion addresses the critical "confidence gap" in primary care, where eighty percent of providers feel unprepared to diagnose vascular disease, and highlights the urgent need for early screening for those with risk factors like diabetes and smoking. Learn how to recognize the subtle warning signs of vascular disease and advocate for the specialized care that can save your mobility and independence. Our presenting sponsor is Microsoft Dragon Copilot. Want to streamline your clinical documentation and take advantage of customizations that put you in control? What about the ability to surface information right at the point of care or automate tasks with just a click? Now, you can. Microsoft Dragon Copilot, your AI assistant for clinical workflow, is transforming how clinicians work. Offering an extensible AI workspace and a single, integrated platform, Dragon Copilot can help you unlock new levels of efficiency. Plus, it's backed by a proven track record and decades of clinical expertise, and it's part of Microsoft Cloud for Healthcare, built on a foundation of trust. Ease your administrative burdens and stay focused on what matters most with Dragon Copilot, your AI assistant for clinical workflow. VISIT SPONSOR → https://aka.ms/kevinmd SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended
Trending with Timmerie - Catholic Principals applied to today's experiences.
Saving women and babies from poverty report shows pregnancy resource centers provided $358 Million in Services Last Year. (2:57) Heaven (in our 4 last things series). (13:56) 12 Days of Christmas Song’s hidden Catholic meaning. (25:44) Resources mentioned: 10 commandments https://relevantradio.com/faith/catholicism-101/the-ten-commandments/?gclid=Cj0KCQiA4Y-sBhC6ARIsAGXF1g4OjyXEbbYp5T5IF9kHWLzDxwPLEN9dtHyBeW-mnP1LEj9isOA-FvgaAgJNEALw_wcB Catechism of the Catholic Church 1023-1029: 1023 Those who die in God's grace and friendship and are perfectly purified live for ever with Christ. They are like God for ever, for they "see him as he is," face to face:598 By virtue of our apostolic authority, we define the following: According to the general disposition of God, the souls of all the saints ... and other faithful who died after receiving Christ's holy Baptism (provided they were not in need of purification when they died, ... or, if they then did need or will need some purification, when they have been purified after death, ...) already before they take up their bodies again and before the general judgment — and this since the Ascension of our Lord and Savior Jesus Christ into heaven — have been, are and will be in heaven, in the heavenly Kingdom and celestial paradise with Christ, joined to the company of the holy angels. Since the Passion and death of our Lord Jesus Christ, these souls have seen and do see the divine essence with an intuitive vision, and even face to face, without the mediation of any creature.599 1024 This perfect life with the Most Holy Trinity — this communion of life and love with the Trinity, with the Virgin Mary, the angels and all the blessed — is called "heaven." Heaven is the ultimate end and fulfillment of the deepest human longings, the state of supreme, definitive happiness. 1025 To live in heaven is "to be with Christ." The elect live "in Christ,"600 but they retain, or rather find, their true identity, their own name.601 For life is to be with Christ; where Christ is, there is life, there is the kingdom.602 1026 By his death and Resurrection, Jesus Christ has "opened" heaven to us. The life of the blessed consists in the full and perfect possession of the fruits of the redemption accomplished by Christ. He makes partners in his heavenly glorification those who have believed in him and remained faithful to his will. Heaven is the blessed community of all who are perfectly incorporated into Christ. 1027 This mystery of blessed communion with God and all who are in Christ is beyond all understanding and description. Scripture speaks of it in images: life, light, peace, wedding feast, wine of the kingdom, the Father's house, the heavenly Jerusalem, paradise: "no eye has seen, nor ear heard, nor the heart of man conceived, what God has prepared for those who love him."603 1028 Because of his transcendence, God cannot be seen as he is, unless he himself opens up his mystery to man's immediate contemplation and gives him the capacity for it. The Church calls this contemplation of God in his heavenly glory "the beatific vision": How great will your glory and happiness be, to be allowed to see God, to be honored with sharing the joy of salvation and eternal light with Christ your Lord and God, ... to delight in the joy of immortality in the Kingdom of heaven with the righteous and God's friends.604 1029 In the glory of heaven the blessed continue joyfully to fulfill God's will in relation to other men and to all creation. Already they reign with Christ; with him "they shall reign for ever and ever."605
Joining us for today's episode of Living Off Rentals is someone who specializes in historic preservation projects that many investors overlook, but can be transformed into high-performing rental assets. Kevin Kreger is Kirby Atwell's longtime friend and a construction expert. He is the founder of On Point Construction and Fiddle Leaf Development. He breaks down how he transitioned into design-build work and eventually into restoring historic downtown buildings with serious cash-flow potential. Listen as they dive deep into why historic properties aren't as intimidating as they seem, how to uncover hidden square footage, and why cities are often willing to offer grants and incentives to make these projects pencil. This episode will completely change how you see opportunity. Enjoy the show! Key Takeaways: [00:00] Introducing Kevin Kreger and his background [03:22] From high school football to entrepreneurship [05:18] Starting On Point Construction in 2016 and how it evolved from management into full design-build work [08:55] How early exposure to historic homes sparked Kevin's interest in preservation [10:17] How to make a historic property profitable? [13:14] Ways to identify grants, incentives, and funding that a city is offering [15:30] How reimbursement-based grants and TIF-style programs work [18:32] Why walking downtown and looking up is one of the best deal-finding strategies [20:07] Managing higher construction costs in older buildings [23:34] A real-world breakdown of Kevin's Frankfurt redevelopment project [25:52] Combining retail tenants with short-term rentals for stability and upside [28:10] Real numbers: acquisition costs, rehab budgets, and performance [34:00] Connect with Kevin Kreger Guest Links: Website: https://www.fiddleleafdevelopment.com/ Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals Living Off Rentals Website – https://www.livingoffrentals.com/ Living Off Rentals Instagram – instagram.com/livingoffrentals Living Off Rentals TikTok – tiktok.com/@livingoffrentals
The Old Money Rules Are Broken Here's What Actually Works Now Most people are still following financial advice that was designed for a world that no longer exists. Save your money. Get a degree. Work for forty years. Retire if nothing goes wrong. In this episode, I walk you through why that playbook is broken and what the new money rules look like in today's economy. We break down the shift from saving to ownership, from jobs to skills, from "someday" to designing freedom now, and from waiting to moving while things are still messy. Using real examples and simple math, you'll see why safety-focused advice often creates long-term stress instead of freedom. If your money feels stuck, outdated, or misaligned with the life you want this episode is your wake-up call. Episode Timeline and Highlights [0:00] Why old money rules don't work anymore [1:15] Saving vs ownership [4:00] Jobs, skills, and leverage [6:00] The problem with delaying life [8:00] Why waiting keeps people broke [10:00] How to update your financial playbook [12:00] What to do next Key Takeaways • Saving doesn't build wealth—ownership does • Income without leverage creates dependence • Time is the most expensive thing you lose • Freedom is designed, not delayed • Clarity comes from action, not overthinking Quotables "Saving doesn't build wealth. Ownership does." "If your plan depends on surviving forty years of stress, it's broken." "Clarity is earned through movement—not waiting." Closing If your financial strategy feels outdated, don't beat yourself up. Just update the rules you're playing by.
NL: SideQuest - Saving Santos - Pt4 Merry Motor MayhemFT. @Retrodatv as Retro, @LemartheConGuy as Devon and @AprylAnonymous as Apryl With Paris Arrowsmith @Binary_Dragon as GM.Now Apryl and the Team are on their way to Nick Santo's secret saferoom, but his ex isn't too happy about Nick getting help this christmas, so now she's got it out for the team. Devon makes some pro street moves and Retro does his best to take the shot. It's all Apryl can do to not get too rattled around in the chase, hopefully she didn't hit her head too hard.Can bullets help in a car chase?Will rich kids ever give up?Can Apryl keep her head on straight?Only the dice will tell.Huge thank you to our guests for collaborating with us for this Sidequest. Episodes continue for 5 weeks for all of December and we're so excited to work with them. Find their links above.More info can be found here: linktr.ee/NoLatencyEven more information and MERCH is on our website!www.nolatencypodcast.comInstagram: nolatencypodFollow @magiRPG and @Binary_Dragon on twitch, for live D&D and more.#cyberpunkred #actualplay #ttrpg #radioplay #scifi #mimic
Saskia Falken, in for Pippa Hudson, speaks to David Parry-Davies, Founder of the Eco-Logic Awards about celebrating South Africa’s most ecologically intelligent individuals, organisations and innovations. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
"Saving Culture" is Season 2 of Radio Spaetkauf's Collaboration with the EAB - Europäische Akademie Berlin. In Episode three "What is a Museum? And Why?" we explore how cultural institutions and individuals can or should adapt their behaviors and principles. Host Daniel Stern and guests look at the evolving needs and roles of artists, policymakers and audiences. GUESTS: Michael Soltau, The Synthesizer Museum Berlin Dr. Wenke Wegner, wenkewegner.de Lilja-Ruben Vow, Berlins Weg In Die Moderne Aram Batholl, arambartholl.com Additional Links: Prussian Palaces and Gardens Foundation Esperanto Museum Dig Where You Stand HKW Mareice Kaiser Notes: Recorded live at CCB Studios. Thank you to Manuel, Carolin, Lucas, Kati and the rest if the team at EAB. Edited and mastered by Kaleb Wentzel-Fisher Event Support - Charlie PiteEngineering: PodFest Berlin Co-Produced by Europäische Akademie Berlin's Europe Behind The Headlines series, with kind support of the Federal Foreign Office and EU (CERV): Link
This Week for your Daily Ratings Movie News: Youtube wins the bid to air the Oscars (in 2029). Some updates for the latest Martin Scorsese film. James Gunn has a man to play the villain Brainiac for the next Superman movie, and Gen Z is leading the movie theater comeback. - Check out all our Movie Scores on the site! - Support the Daily Ratings and become a Producer now! - Here are all the new movies out now! - Shop our store for all the Daily Ratings gear!
“I wish I knew earlier that starting saving and investing young turbo-charges your future wealth through compound growth, better retirement planning, and smarter money decisions.”
Sermon by Paul Pierpoint The Saving Ability of Christ God's Bible College Camp 2010 www.ihconvention.com
Black love was not lost by accident — it was systematically dismantled through European invasion, the erasure of Indigenous belief systems, and the imposition of Abrahamic religious ideology that reshaped identity, family structures, and relationships.In this episode of the Redeem or Destroy Podcast, we go deep on:• The original strength and purpose of Black love in pre-invasion societies• How religion became a psychological tool that taught self-hate, submission, and broken identity• The impact of Post-Traumatic Slave Syndrome on modern Black relationships• How unhealed trauma became normalized as culture• What must be removed — and what must be rebuilt — for Black love to heal communities and strengthen nationsThis is not comfort.This is not opinion.This is FACTS OVER BELIEFS.
Christmas isn't just about a baby being born but about why He came. Jesus is our saving King. He came to rescue the lost and to bring us new beginnings. Discover how our salvation is rooted in God's mercy, and by His grace, we are transformed with new purpose and hope. STAY CONNECTED Website: www.oasisphx.comFacebook: Oasis Community ChurchInstagram: @oasisphx
Advent is about waiting for God's love to break into our world, just as generations before Christ's birth waited for the promised Messiah. The prophets spoke hope into darkness, promising a child who would be called Wonderful Counselor and Prince of Peace. Elizabeth waited her whole life for a child and experienced overwhelming joy when God fulfilled His promise. Mary, despite her youth and uncertainty, said yes to carrying God's son, trusting that love was on the way. Joseph chose trust over fear, protecting Mary and standing by God's plan. The shepherds, ordinary people doing their jobs, became the first to hear the good news and couldn't contain their joy. Today, we continue this waiting, looking for God to move in our lives while sharing the hope we've found with others.
The amount of income we save rather than spend rose to 13.8% last year and is expected to be close to 15% this year. But, what is the psychology behind saving, and why are Irish people so good at it? Joining Ciara to discuss is Dr Anne Keogh, Principal Clinical Psychologist and Council Member of the Psychological Society of Ireland.
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Dave Spano and Brian Jacobsen break down distorted economic data and what it really means for the labor market as payroll trends shift in our Week in Review. Inflation may be taking a holiday, but consumer spending remains surprisingly resilient heading into the festive season. Plus, we look ahead to earnings season, where analysts expect double-digit growth for the S&P 500 and the ‘Magnificent 7' to keep leading the charge.” Also, segments on the first meeting with a wealth manager and creating a "living legacy".
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
On Hands-On Tech, Richie asks Mikah Sargent about saving their TiVo recordings to their PC after TiVo discontinued its TiVo Desktop software. Don't forget to send in your questions for Mikah to answer during the show! hot@twit.tv Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
The Constitution Study with Host Paul Engel – What about Obamacare? Do you remember the promises they made? Saving $2,500 each year, keeping your doctor, and keeping your insurance. All lies. Yet to make things “better,” Congress wants to do more of the same. Would anyone be surprised when things get worse? What about the promises of reducing drug prices? Except they haven't gone down, they've gone up...
The crew has made it to Vasca's office, however the job is far from over.
The Constitution Study with Host Paul Engel – What about Obamacare? Do you remember the promises they made? Saving $2,500 each year, keeping your doctor, and keeping your insurance. All lies. Yet to make things “better,” Congress wants to do more of the same. Would anyone be surprised when things get worse? What about the promises of reducing drug prices? Except they haven't gone down, they've gone up...
Cattitude - Cat podcast about cats as pets on Pet Life Radio (PetLifeRadio.com)
On this episode of Cattitude, Michelle Fern welcomes Sherrie Hines, professor at the University of Georgia School of Law and the new director of the groundbreaking PAWS (Practicum in Animal Welfare Skills) program. With over a decade of experience shaping animal-welfare policy, open-records law, and shelter operations—plus years as a public defender and a hands-on rescue volunteer—Sherrie brings rare insight into the legal and ethical challenges facing pets, shelters, and adopters today. From holiday adoption surges and what every pet parent should know, to the hidden legal risks behind “No-Kill” branding, to the First Amendment issues affecting public comments and online advocacy, Sherrie offers expert, actionable guidance for anyone who loves animals and wants to protect them. It's an eye-opening, empowering conversation you won't want to miss.EPISODE NOTES: PAWS, Laws & Claws: The Legal Side of Saving CatsBecome a supporter of this podcast: https://www.spreaker.com/podcast/cattitude-the-1-cat-podcast--6666768/support.
The Break Room (FRIDAY 12/19/25) 7am Hour 1) Can something as simple as one pill a day solve this problem for a lot of people? 2) Saving on Christmas gifts 3) Tommy Tells It Like It Is - WEEK 16 - BILLS VS BROWNS
The Last Trade: Jeff Deist explains why “saving” died in the fiat era, how markets morphed into a casino, why gold is quietly re-monetizing, and what Bitcoin's financialization gets dangerously wrong as younger generations face a broken denominator, housing despair, and a culture of Hail Mary bets.---
Episode 422 of Boss Hog of Liberty is out! Jeremiah Morrell, Zach Burcham, and Bash Crider are our cohosts. The featured guest is Lauri Shillings is seeking the Libertarian nomination for Indiana Secretary of State. Her platform includes improving the state website and making it easier to interact with the office. She notes the differences between her vision for the office and the incumbent. The Secretary of State is the chief election officer, she weighs in on reports of illegal voting happening and the defeat of new Congressional maps. Bash Crider is involved with an effort to try to save the Church Street Gym and the old YMCA building. It is going to take some major capital improvements and $200,000 in operating expenses over the next four years. The final story is remembering NASCAR driver and Humanitarian Greg Biffle who tragically died in a plane crash this week in North Carolina. Biffle was a beacon of volunteerism after Hurricane Helene struck North Carolina in 2024. Our program is community supported on Patreon. Do your part by chipping into the cause by donating monthly at any level at www.patreon.com/bosshogofliberty and receive even more BONUS coverage and content. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to the Dollar Wise Podcast. In this episode, Andrew Barnhardt and Brett Herron explore various strategies for saving for children's futures — whether it's for education, retirement, or general financial support. They break down the pros and cons of different account types, including 529 plans, custodial Roth IRAs, UTMAs/UGMAs, and saving in a parent's name. Listeners will gain a clear understanding of how to align financial tools with their goals and ensure they're setting up the next generation for success — without putting their own financial health at risk.Tune into this episode to also learn:● The tax benefits and flexibility of 529 college savings plans.● How custodial Roth IRAs can jumpstart retirement savings for teens with earned income.● Why UTMAs and UGMAs offer flexibility — but come with tax and control trade-offs.● When it may be better to save in your own name instead of your child's.What we discussed● [00:00:00] Introduction● [00:00:31] Why saving for kids must come after securing your own financial foundation.● [00:02:35] Pros, cons, and new rules around 529 college savings plans.● [00:06:55] How custodial Roth IRAs work — and why earned income is required.● [00:11:04] The flexibility and limitations of UTMAs/UGMAs for broader financial goals.● [00:14:59] Saving in your own name: flexibility, control, and important tax considerations.● [00:20:07] Why segmenting investment “sleeves” can help avoid misusing funds.● [00:22:07] A quick mention of upcoming TRUMP accounts and what to expect.3 Things To RememberSaving for your children is important, but make sure your own financial house is in order first.Each account — 529, custodial Roth, UTMA/UGMA, or personal savings — has unique pros and cons.Teaching your child about money can be just as valuable as saving money for them.Useful LinksConnect with Andrew Barnhardt: abarnhardt@hfmadvisors.com | LinkedInConnect with Brett Herron: bherron@hfmadvisors.com | LinkedInLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERE102 WEST HIGH STREET, SUITE 200GLASSBORO, NJ 08028HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether any information...
Frank & Lindsey Carriera break down the complex effort to preserve the Mirasol, a 100 year old landmark on Davis Islands, and explain why restoring historic buildings is far more complicated than new construction. They discuss storm damage, resiliency challenges, community feedback, and the long process of adapting an aging structure to modern needs without losing its character. This episode explores how preservation, economics, and neighborhood concerns intersect as Tampa continues to grow.0:00:00 - Intro0:06:03 - Mirasol's History0:11:17 - Redevelopment0:37:53 - Mirasol Restaurant0:43:46 - Community0:58:22 - Preservation 1:07:18 - Outro
Michael Grunwald is an environmental journalist who sees maximizing efficient production as the most important sustianbility strategy. His book, "We Are Eating the Earth," brings fresh attention to an old debate. Episode Links We Are Eating the Earth Grunwald, M. (2024, December 13). Opinion | Sorry, but This Is the Future of Food. The New York Times. https://www.nytimes.com/2024/12/13/opinion/food-agriculture-factory-farms-climate-change.html The Useful Idiot, Land Food Nexus rebuttal to Grunwald's NYT piece The Enduring Fantasy of Feeding the World, Spectre Journal Historians rethink the Green Revolution The Globalization of Wheat: A Critical History of the Green Revolution Max Ajl's A People's Green New Deal On the contribution of yields to hunger abatement: Smith, L. C., & Haddad, L. (2015). Reducing Child Undernutrition: Past Drivers and Priorities for the Post-MDG Era. World Development, 68, 180–204. https://doi.org/10.1016/j.worlddev.2014.11.014 On the role of intensive agriculture in failing to reduce deforestation: Ceddia, M. G., Bardsley, N. O., Gomez-y-Paloma, S., & Sedlacek, S. (2014). Governance, agricultural intensification, and land sparing in tropical South America. Proceedings of the National Academy of Sciences, 111(20), 7242–7247. https://doi.org/10.1073/pnas.1317967111 Pratzer, M., Fernández-Llamazares, Á., Meyfroidt, P., Krueger, T., Baumann, M., Garnett, S. T., & Kuemmerle, T. (2023). Agricultural intensification, Indigenous stewardship and land sparing in tropical dry forests. Nature Sustainability, 1–12. https://doi.org/10.1038/s41893-023-01073-0 Thaler, G. M. (2017). The Land Sparing Complex: Environmental Governance, Agricultural Intensification, and State Building in the Brazilian Amazon. Annals of the American Association of Geographers, 107(6), 1424–1443. https://doi.org/10.1080/24694452.2017.1309966 Land sparers feel thier oats Thaler, G. M. (2024). Saving a Rainforest and Losing the World: Conservation and displacement in the global tropics. Yale University Press. The IEA on competing theories of Indirect Land Use Change and biofuels: Towards an improved assessment of indirect land-use change – Evaluating common narratives, approaches, and tools More Work for Mother: The Ironies Of Household Technology From The Open Hearth To The Microwave | Ruth Cowan Munro, K. (2025). Reconsidering the relationship between home appliance ownership and married women's labor supply: Evidence from Brazil (No. 2509). The Global Alliance for the Future of Food call for investment in food systems transition The World Resources Institute report on Denmark's Green Tripartite Agreement Behind the Danish Green Tripartite – Democracy, Smallholders and the Rights of Rural People Grunwald debates an agroecologist At COP30, Brazilian Meat Giant JBS Recommends Climate Policy About Landscapes Landscapes is produced by Adam Calo. A complete written transcript of the episode can be found on Adam's newsletter: Land Food Nexus. Send feedback or questions to adamcalo@substack.com or Bluesky Music by Blue Dot Sessions: "Kilkerrin" by Blue Dot Sessions (www.sessions.blue).
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If you choose to track your calories over the winter holidays, “borrowing” some from the days leading up to Christmas in order to have a higher-calorie day on the 25th sounds sensible, right?And yet, you keep overshooting your calories on the big day…In this episode, I'm going to cover six of the most common reasons why you can't seem to stick to your plan, no matter how carefully you prepare, and the solutions that my clients and I have found most effective.Of course, this can apply to any social meal, but it's Christmas season, so ho ho ho and all that!Links and resources:Sign up for one on one coaching with me: https://www.fittotransformtraining.com/coaching.htmlFollow me on Instagram @nikias_fittotransform: http://instagram.com/nikias_fittotransform/Visit my website: https://www.fittotransformtraining.comSign up for my free newsletter: https://mailchi.mp/157389602fb0/mailinglistSubscribe to my YouTube channel: https://www.youtube.com/@nikias_fittotransform Sign up for the No Quit Kit email series on retraining your mindset for long-term fat loss success: https://mailchi.mp/4b368c26baa8/noquitkitsignupTake my free “Should You Cut or Bulk First?” quiz: https://nikias-dddr9p81.scoreapp.com/
In hour 3 of Steiny and Guru, Evan and Steiny try to find the options for the Warriors with the starters struggling as much as they are. Do they even have options? Plus, the guys question whether or not playing with joy or not.
Defense Attorney GOES OFF About The TRUTH of Black Fatigue Watch this video at- https://youtu.be/qzWidkDmCTQ?si=UdaSeqGMg_LQv2CY Pearl 2.05M subscribers 102,933 views Dec 12, 2025 Go follow Andrew today at @TheBrancaShow Join our memberships at: https://theaudacitynetwork.com/ Divorce Documentary fundraiser: https://www.gofundme.com/f/justpearly...
A closer look at the growing trend of saving old home videos and photos as digital memories. Also, an exciting look back at what a year it's been, including all the fun and laughs we shared in 2025. Plus, chef Laura Vitale shares a delicious recipe for Gruyere bacon twists and cheddar sausage rolls. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
How far are you willing to go to save money? We asked our Clarkies to share their best tips and you sure represented! Today we share our Clark Daily Newsletter survey results on the topic of frugality. Also - is home ownership still the American dream? It's complicated. Clark discusses the decision factors involved in the largest purchase we ever make. How do you build wealth and where does a home fit into it? Frugality Hacks: Segment 1 Ask Clark: Segment 2 Weighing Homeownership: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: The Lengths Americans Are Willing to Go to Make Every Penny Count Clark Daily Newsletter survey results Why You Should Re-Shop Your Cruise Booking a Cruise? Here Are 5 Ways To Do It for Less Is Chase Sapphire Reserve® Worth It? The median age of a first-time homebuyer in America just hit 40 years old 7 Ways To Invest In Real Estate Clark Deals / Clark's Christmas Kids Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Roger Whitney walks listeners through the complexities of inherited IRAs, highlighting the impact of the SECURE Act of 2019 and clarifying the distinctions between eligible and non-eligible designated beneficiaries. He explains how these classifications affect withdrawals and tax planning, making the rules easy to understand. Roger also answers listener questions on topics like retirement team selection and funding health insurance with HSA accounts. Beyond the numbers, he shares practical strategies for creating more meaningful holiday conversations, drawing on real-life examples to show how curiosity and intentionality can help you connect more deeply with the people you care about.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you rock retirement.(00:30) In today's episode, Roger Whitney covers the rules around inherited IRAs, explores ways to foster deeper and more meaningful conversations during the holidays and beyond, and answers listener questions.RETIREMENT TOOLKIT(01:00) Today in the Retirement Toolkit we're going to talk about the rules around inherited IRAs.(02:40) Differences between eligible and non-eligible designated beneficiaries for inherited IRAs are explained.(14:32) Roger talks about ROTH IRAs and how they work.RETIREMENT LIFE LAB(16:04) Roger explains how approaching conversations with curiosity and intentionality, especially with older family members or those with different interests, can create more meaningful and enriching interactions.LISTENER QUESTIONS(25:37) Ira asks what to ask a financial advisor's team to understand their retirement planning services and team longevity.(37:02) Mary Jane asks if she can use Health Savings Account funds tax-free to pay for private health insurance premiums before Medicare eligibility.SMART SPRINT(38:42) In the next week, approach holiday or New Year's gatherings with curiosity by asking questions and engaging with people you don't see often to create more meaningful interactions.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer Man
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
This episode breaks down the four biggest tax deductions that help rental property owners save real money fast. You'll learn how depreciation, repairs, mortgage interest, and a home office can create major tax savings and boost your cash flow. We walk through simple tax strategies that many CPAs skip, and you'll understand how these deductions support wealth planning and smart money decisions. If you want clear finance advice, tax tips you can actually use, and a better way to grow your real estate profits, this episode will help you see what's possible. These tax savings can help you keep more cash, buy more properties, and build long-term wealth. Listen now so you don't miss deductions that could save you thousands this year. Next Steps:
Entomologist Douglas Tallamy discusses what we can do to stem the extinction crisis — the loss of habitat and plant and animal species — by transforming the places where we live. The post Fund Drive Special: Saving and Restoring Nature in Our Gardens appeared first on KPFA.
During the brief time it was open, the Turtle building in Niagara Falls, N.Y. served as the Native American Center for the Living Arts. It was designed by Northern Arapaho architect Dennis Sun Rhodes. Now it stands vacant and is in the way of a proposal for a high-rise hotel. It is on the most recent list of Most Endangered Places by the National Trust for Historic Preservation. Another place on the list is the Pamunkey Indian Reservation. Tribal leaders say their land will be underwater within the next 65 years. We'll hear about some of the threatened historic places and the efforts to save them. GUESTS Chief Kevin Brown (Pamunkey) Shaun Wilson (Mohawk), president of the board of directors for the Friends of the Niagara Turtle Emma Wilson (Mohawk), student and social media manager for the Friends of the Niagara Turtle Charles Vaughn (Hualapai), council member and former chairman of the Hualapai Tribe Break 1 Music: Stomp Dance (song) George Hunter (artist) Haven (album) Break 2 Music: Hug Room (song) Chuck Copenace (artist) Oshki Manitou (album)
Episode 5001: Saving The Country And Keeping The Christian West
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