Podcasts about Saving

Here's a FREE PREVIEW of our latest Check-In Episode, aka "Shut Up Sasha and Joe." To hear more, head to https://www.patreon.com/c/ShutUpILoveItPodcastCheck-In Episode # 38: A strange request that Sasha got. Saving a friend from moving vehicles. Joe's the social media hot tub star.

The Gary & Shannon Show (06/16) Hour 2 – Gary and Shannon continue their deep dive into Gavin Newsom, behested payments, and the murky flow of money between donors, nonprofits, and political influence.The hosts break down how the practice predates Trump, why it may be legal but still feels dirty, and why questions continue to surround donations to charities tied to the governor's wife.Plus, Gary & Shannon marvel as Shania Twain herself likes the show's Instagram post about Producer Matt spreading the Shania gospel, sparking a full-on sweat session before they dive right back into Newsom's millions, political money, and whether Shannon would ever buy Gary a $9 million house.See omnystudio.com/listener for privacy information.

Impact investing for women does not have to mean choosing between profit and purpose. Lucy Rogers built a global network connecting more than 3,000 family offices, investors, and founders by asking one simple question in every room she entered about what that person actually needed. On Getting Rich Together, host Syama Bunten sits down with Lucy to explore how that instinct became the foundation for a new model of values-based investing that is quietly outperforming expectations. Lucy's path was anything but conventional. She was expelled from two schools, dropped out of college at 17 to travel solo through Thailand, Australia, and New Zealand, and left university a second time to chase work experience instead of a degree. She bought her first flat at 24 through sheer discipline and eventually built a career spanning creative direction, entertainment, and capital. None of it followed a straight line, and that turned out to be exactly the point. The conversation gets into what family office investing looks like from the inside, how Lucy positions impact investments to skeptical investors without ever leading with the impact angle, and why the most oversubscribed deals in her network are increasingly backed by women in venture. Lucy shares the story of an investor who said he wanted nothing to do with climate, and how she got him to fund a climate company anyway. For anyone thinking seriously about impact investing for women and wealth building, this episode changes what it means to put capital behind values. The return data is catching up to the conviction. Lucy Rogers is proof that when you build from alignment, the numbers tend to follow. If this conversation sparked something, the next step is a room of your own. Join Syama and the Wealth Catalyst community at the Freedom Tour salons happening in 32 cities across the country, or at the Wealth Catalyst Summit in San Francisco this October. Find your seat at wealthcatalyst.com.   Episode Breakdown: 00:00 Meet Lucy Rogers, Entrepreneur, Investor, and Family Office Connector 02:32 Early Entrepreneurial Instincts and the First Lessons About Money 04:43 Getting Expelled Twice and What It Taught Her About Reading People 07:37 Dropping Out, Traveling Alone, and Finding a Creative Path Forward 10:42 Buying Her First Flat at 24 Through Extreme Discipline and Saving 13:18 Why She Built Financial Independence From a Place of Feeling Unsafe 15:08 From Advertising to Music Videos and the Power of Following Intuition 20:12 Going Freelance, Starting a Company, and Building Real Wealth in Entertainment 30:45 Finding Alignment Through Values-Based Investing and Impact-Driven Work 33:31 How Just Us Was Built to Replace Transactional Networking With Human Connection 38:15 Impact Investing for Women and Why the Market Still Confuses It With Charity 40:38 Converting a Skeptical Investor Into an Impact Deal Without Leading With Impact 41:56 Building Infrastructure for Legacy Through the Aspen Institute Partnership 45:32 How Intuition Drives Her Investment Decisions Alongside Rigorous Due Diligence 48:49 The Philosophy Behind Her Work and Why Safety Is at the Core of Everything Find more from Syama Bunten: Attend a Salon near you: wealthcatalyst.com/salons Instagram: https://www.instagram.com/syama.co/ Join Syama's Substack: https://thewealthcatalystwithsyama.substack.com/ Website: https://wealthcatalyst.com Download Syama's Free Resources: https://wealthcatalyst.com/resources Wealth Catalyst Summit: https://wealthcatalyst.com/summits Speaking: https://syamabunten.com Big Delta Capital: www.bigdeltacapital.com Podcast production and show notes provided by HiveCast.fm

What if saving money didn't require giving up the things you enjoy—but simply changing how you manage what you already earn? The truth is, small, intentional habits can quietly build significant wealth over time. By putting the right systems in place, you can make saving feel effortless instead of overwhelming.  Links: Track your savings goals with Goal Builder Explore some other saving challenges to make saving fun Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   Saving money doesn't have to feel restrictive. With the right strategies you can steadily build financial security without drastically changing your lifestyle. Whether you're just getting started or looking to improve your current habits, these 5 practical approaches can help you save more efficiently and consistently.  Number 1: Automate savings with direct deposit.  One of the simplest and most effective ways to save money is to remove the need for decision-making altogether. Automating your savings ensures that a portion of your income is set aside before you have the chance to spend it.  Many employers allow you to split your direct deposit into multiple accounts. By directing a percentage of each paycheck into a dedicated savings account, you create a "pay yourself first" system. This method builds savings effortlessly and reduces the temptation to spend.  Even small automated contributions of 5-10% or $25-$50 a paycheck can add up significantly over time, especially when paired with interest-earning accounts.   Number 2: Set up a savings goal tracker.  Having a clear savings goal gives your efforts purpose and direction. Whether you're saving for an emergency fund, a vacation, or a large purchase, tracking your progress helps you stay motivated.  A savings tracker can be as simple as a spreadsheet, mobile app, or visual chart. For more sophisticated tracking try an online banking tool like Triangle's Goal Builder tool within online and mobile banking. Seeing your progress grow over time reinforces positive financial behavior and keeps you accountable.  To make tracking more fun, break your larger goals into smaller milestones. For example, instead of focusing on saving $10,000, focus on and celebrate reaching every $1,000 mark. These smaller wins make the process feel achievable and rewarding.  Number 3: Try a savings challenge.  Savings challenges are a fun and structured way to build momentum. They turn saving into a game, making it more engaging and less of a chore.  Popular challenges include:  The 52-week challenge, where you gradually increase your savings each week or save a certain amount of money each week for a whole year The no-spend challenge, where you limit discretionary purchases for a set period The round-up method, where purchases are rounded up and the difference is saved The 100-envelope challenge, where you save a specified dollar amount in every envelope until they're all filled  These challenges not only boost your savings but also increase awareness of your spending habits. Over time, they can help you develop long-term discipline and smarter financial choices.  For more ideas on additional savings challenges visit triangleuniversity.org or follow the link in the show notes.   Number 4: Seek out high-yield savings accounts.  Not all savings accounts are created equal. Traditional accounts often offer minimal interest, while high-yield savings accounts provide significantly better returns.  By keeping your money in a high-yield account, you allow your savings to grow passively through compound interest. Even modest interest rates can make a noticeable difference over time, especially with consistent contributions.  When comparing accounts, consider:  Interest rates (APY) Fees Minimum balance requirements to open the account or earn interest Ease of access  Choosing the right high-yield savings account ensures your money is working as hard as you do.  Number 5: Make use of employer benefits like FSAs and HSAs.  Employer-sponsored benefits such as Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) can be powerful tools for saving money, particularly on healthcare expenses.  These accounts allow you to set aside pre-tax income, effectively reducing your taxable income and increasing your take-home value. HSAs, in particular, offer long-term advantages since unused funds can roll over year after year and even be invested.  By planning for expected medical costs using these accounts, you can avoid dipping into your regular savings and maximize your financial efficiency.  Saving money effectively isn't about making drastic sacrifices—it's about building smart, sustainable habits. By automating your savings, tracking goals, engaging in challenges, maximizing interest, and leveraging available benefits, you can steadily grow your financial security.  Start small, stay consistent, and remember: every dollar saved is a step closer to your financial goals.  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for our sponsor, Triangle Credit Union, on Facebook and LinkedIn.           Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast. 

In this episode, Neil Trickett sits down with Will Humphreys, former physical therapist turned serial entrepreneur and founder of Virtual Rockstar, the fastest-growing virtual staffing partner for private healthcare practices in the U.S. Will shares the hard-won lessons from building and selling a five-location PT practice, why the front desk is really a sales position, and how Filipino virtual assistants are transforming clinic operations while saving owners an average of $20,000 in profit per hire.Whether you're drowning in admin work, struggling to hire reliable staff, or just curious about what a VA could actually do in your practice, this episode is packed with clarity and actionable insight.What You'll Learn in This Episode:Why the biggest operational mistake PT owners make isn't working too hard, it's not knowing how to hireWhy your front desk is a sales position (and why paying $15–$17/hour for it is costing you a fortune)The hidden revenue leak most practice owners never see coming (and how AI call tracking is exposing it)How virtual assistants are used across front desk support, insurance verification, authorizations, billing, marketing, and personal assistanceThe "give your team the gift of a VA" approach and how to pilot it without disrupting cultureHow Filipino VAs are raising the work ethic bar for entire teamsHIPAA compliance, training, and the 30-day pilot modelWhen NOT to hire a VA, and the honest truth about the 15% of placements that don't work outWhat Virtual Rockstar's group interview process looks like (and why it's only 90 minutes total risk)Connect & Resources:Virtual Rockstar: virtualrockstar.comWill Humphreys on LinkedInPractice Promotions: practicepromotions.netSubscribe to the Practice Marketing Podcast onBuzzsproutApple PodcastSpotifySend us Fan MailVirtual Rockstars specialize in helping support or replace all non-clinical roles.Learn how a Virtual Rockstar can help scale your physical therapy practice.Subscribe here to our completely free Stress-Free PT Newsletter for your weekly dose of joy. 

PLUS: Kemp's 11th hour endorsement may test his political prowess for now and later.When Nabilah Parkes stepped away from use Georgia Senate seat to run for lieutenant governor, I believe she put personal aspiration ahead of party and constituents, which is why I can't vote for her today. That said, she couldn't have predicted the Supreme Court gutting the remnants of the Voting Rights Act to unleash another round of racial gerrymandering, but that's where we are, starting tomorrow.There's a run-off for that seat where two Democrats hope tobe on the general election ballot in November to take the office next January, but Republicans could win it today with a surge in turnout up-ballot aiding them.It's a three-alarm fire, and stepping up to try and save that Senate seat for Democrats is an unconventional candidate in Adrienne White-Carden. She's a career woman, mother and wife who's worked behind the scenes on several campaigns and causes, and is now the face and name on campaign material.She joined me to discuss the moment, why it works for her and her family "just this once" and the uphill battle she and her campaign staff, volunteers and army of endorsers have had to wage in the lats week.- - - Elsewhere on the ballot, Republicans have to choose between "Daddy's (money) boy Burt" and Rick "the ick" Jackson - who now has backing from (ick!) Ted Cruz and the social media praise from Donald Trump Jr. (ick!). Meanwhile Burt netting an 11th hour endorsement from Governor Brian Kemp feels like a backhanded compliment of sorts but it and Kemp's backing of Derek Dooley in the US Senate primary seem to be early tests of Brian's political clout in the state he's governed for two terms.

Despite his love of operations, Himmat Singh intended to own his acquisition passively. Then the lead sales guy quit.Register for the webinar: Understanding a Quality of Earnings Analysis: What's Included and Why - Thu, Jun 18 - https://bit.ly/4vhhY3tTopics in Himmat's interview:Operating a business for a billionaire in IndiaRan traditional search, closed zero acquisitionsTargeted recession-proof home care opportunitiesBecame CEO of elder care company he couldn't acquireGrew EBITDA 4x through operational cleanup and systemsSold company to private equity, remaining CEOLife-changing exit from elder care companyLanded printing acquisition through relationshipsPrefers operating to financial modelingStructuring a screaming deal on a printing businessReferences and how to contact Himmat:LinkedInEPI-ColorspaceCircle of LifeWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

What happens to all those tiny pieces of silver left behind when you're making jewellery? In this episode of the Jewellers Academy podcast, Jessica Rose is joined by jeweller and Jewellers Academy tutor Mahroz Hekmati to talk about one of the most valuable workshop skills a jeweller can develop: learning to recycle silver scrap. With rising metal prices and increasing awareness around sustainability, understanding how to reuse silver has never felt more relevant. Mahroz shares why she believes recycling is an important skill for jewellers at every stage, from beginners learning to make the most of their materials through to experienced makers creating commissions and remodelling heirloom jewellery. Together, they discuss how to think differently about silver scrap, why separating your offcuts matters, what happens when silver is melted and reused, and how understanding these processes can help build confidence at the bench. This isn't a step-by-step technical tutorial, but an introduction to the principles behind silver recycling and why it can become such a valuable part of your jewellery practice. In this episode: • Why every jeweller creates scrap and how to think about it differently • Saving money and reducing waste in your workshop • Why separating clean scrap, soldered pieces and cast material matters • The basics of melting and reusing silver • Sustainability and recycling in jewellery making • Common considerations when working with recycled silver • Building confidence and understanding your materials more deeply • How these skills support commissions, remodelling and professional jewellery practice Mahroz teaches silver recycling both in-person at Jewellers Academy Brighton and online as part of the Diploma in Silver Jewellery, where students can explore the process in more depth. Whether you're curious about making your materials go further, interested in more sustainable jewellery-making practices or simply want to understand your metal better, this episode is full of insight and inspiration.   Find out more about Jewellers Academy courses and Diplomas. https://www.jewellersacademy.com/ https://www.jewellersacademybrighton.com/  

The PhilenApocalypse is back and this time cannabis comic Ngaio Bealum is here to witness it! This year Philena takes a swipe at super heroes just as their box office fortunes are starting to wane. Her first pick puts the trans in transgressive as trans femme comedian Vera Drew violates all manner of copyrights with THE PEOPLE'S JOKER (2022), a stinging satire of Batman and stand-up comedy wrapped in a surprisingly personal coming-of-age tale. It'll all make sense if you just watch it on Tubi, but not before getting your strain recs from Ngaio and Philena. And then Philena goes a little more mainstream with SKY HIGH (2005), a live-action Disney comedy about a high school for superheroes that is floating in the clouds. Philena thought this was something she dreamed up until rediscovering it recently. It does exist! The movie has one of the most loaded casts ever with Kurt Russell, Kelly Preston, Bruce Campbell (!), Lynda Carter (!!), Chloris Leachman (!!!), Mary Elizabeth Winstead + Dave Foley and Kevin McDonald from "The Kids in the Hall"!!! Even with Philena controlling the horizontal and the vertical, she has to endure Ngaio and Bob descending into fanboy talk as they go way too deep into Legion of Super Heroes lore for a while, but Philena was fascinated by the tragic tale of Triplicate Girl and Duo Damsel at least. SKY HIGH is streaming on Disney+. Philena, Ngaio and Bob also discuss the zero-budget hit horror movies BACK ROOMS and OBSESSION. Are the Zoomer YouTubers taking over Hollywood, or is everyone is just sick of super heroes and STAR WARS??? The OMFYS trio entertain and inform as they grasp at answers. You can now hear Ngaio on CROSS-POLINATION, a 2-hour showcase of great music and comedy every Tuesday from 10am to Noon on Sacramento's KUTZ 95.7 FM. You can listen on the web at https://www.kutzfm.org. Hosts: Philena Franklin & Bob Calhoun. Cory Sklar & Greg Franklin are on assignment. Much love to Rosemary Picado, Tigger Franklin and Buddy Sklar. Old Movies for Young Stoners and PhielnApocalypse themes courtesy of Chaki, the Funk Wizard. "Heaven and Earth" by Jeremy Black, "Jacoby" by Schwartz, and "Saving the World" by Aaron Kenny courtesy of YouTube Audio Library. Elephant Trumpets Growls.flac by D.jones -- https://freesound.org/s/527845/ -- License: Creative Commons 0 Next episode: Greek Odysseys with JASON AND THE ARGONAUTS (1963) and some crappy Italian Hercules movie. Subscribe wherever you cast pods so you don't miss it! Web: www.oldmoviesforyoungstoners.com Instagram/Facebook (Meta): oldmoviesforyoungstoners Bluesky: @oldmoviesystoners.bsky.social Contact: oldmoviesforyoungstoners@gmail.com

“Give Us This Day Our Daily Bread” D. Todd Christofferson. ACU Sunday Series. Todd Christofferson https://speeches.byu.edu/talks/d-todd-christofferson/give-us-this-day-our-daily-bread/ ---------------------------------------------------------------------------   For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng     For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.

On today's Disney podcast, we're talking about strategies for not getting so exhausted that you’re burned out by the middle of your Disney World vacation. From building in a rest day to quick options that you can pivot to while you’re in the parks if one of the members of your travel party needs a quick rest. Enjoy! This episode is sponsored by Fantastical Vacations. For free concierge vacation planning, specializing in Disney and Universal Vacations, visit https://www.fantasticalvacations.com We would love you to join us on Patreon! Thanks so much for supporting the show. We also have Addicted to the Mouse Merchandise! You can check it out at https://addictedtothemerch.com Thanks so much for listening! If you like what you hear, please subscribe and catch us every Sunday for the podcast. Join us every Sunday and Wednesday evening as we take you to Walt Disney World, Disneyland, on Disney Cruise Line, Universal Studios and everywhere in between! We can be found at www.addictedtothemouse.com and be reached at danandleslie@addictedtothemouse.com Please also connect with us here: Patreon – https://www.patreon.com/addictedtothemouse Youtube – https://www.youtube.com/@AddictedtotheMouse Facebook – https://www.facebook.com/AddictedtotheMouse/ Instagram – https://instagram.com/addictedtothemouse/ The post Hitting the Disney World Wall: Saving Your Vacation from Exhaustion appeared first on Addicted to the Mouse.

This week, Dave Spano and Dr. Brian Jacobsen break down rising geopolitical tension, spotlighted by developments in Iran, alongside a fresh batch of economic data shaping today's market narrative. Inflation is still running hot as consumer confidence slips and small business optimism cools, even while housing and trade offer a few bright spots. They also take a closer look at the uptick in IPO activity, from AI heavyweight OpenAI to more traditional companies, and what it may reveal about investor sentiment, plus practical conversations on tax filing strategies for couples and why more Americans are tapping into their 401(k)s.

Christ ministers His saving and shaping grace through the God-breathed WordTime:AfternoonMinister:Rev. Hans KalkmanTexts:2 Timothy 3:14–172 Timothy 3

We’ve all been there, friendship drama is real, but how do you know if it’s worth your time and emotions to keep making the effort. This week, a fascinating article in the Washington Post highlighted what therapists go over the three signs that tell you it’s time to reevaluate the friendship. Remember, with the right friends, it rarely feels like “work”, but we all have to recognize that most friendships need maintenance. See omnystudio.com/listener for privacy information.

We’ve all been there, friendship drama is real, but how do you know if it’s worth your time and emotions to keep making the effort. This week, a fascinating article in the Washington Post highlighted what therapists go over the three signs that tell you it’s time to reevaluate the friendship. Remember, with the right friends, it rarely feels like “work”, but we all have to recognize that most friendships need maintenance. See omnystudio.com/listener for privacy information.

We’ve all been there, friendship drama is real, but how do you know if it’s worth your time and emotions to keep making the effort. This week, a fascinating article in the Washington Post highlighted what therapists go over the three signs that tell you it’s time to reevaluate the friendship. Remember, with the right friends, it rarely feels like “work”, but we all have to recognize that most friendships need maintenance. See omnystudio.com/listener for privacy information.

Episode 133 - Steve talks with Nellie Akalp, entrepreneur, small business expert and CEO of CorpNet.com, discussing business incorporation, LLC filings, corporate compliance and helping entrepreneurs succeed across 50 states.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

We’ve all been there, friendship drama is real, but how do you know if it’s worth your time and emotions to keep making the effort. This week, a fascinating article in the Washington Post highlighted what therapists go over the three signs that tell you it’s time to reevaluate the friendship. Remember, with the right friends, it rarely feels like “work," but we all have to recognize that most friendships need maintenance. See omnystudio.com/listener for privacy information.

We've all been there where we buy a bag of coffee and it's just overdeveloped and outside of your preferred style. Is the coffee lost for good or are there things we can do to make it better? Although there is no way to totally save a coffee not roasted to your preference, but there are a few things you can try to make the most of the situation. Pick up our coffee here: https://mirrorcoffeeroasters.com/Find us on Instagram: https://www.instagram.com/mirrorcoffeeroasters/Mirror Coffee Roasters is a specialty coffee roaster located in Bellingham, WA

Some people really should be careful what they ask for. In this episode of Karma Stories, we've got a full lineup of malicious compliance moments where bosses, managers, customers, and family members think they know better… right up until their own rules come back to bite them. From workplace power trips to ridiculous micromanagement and one very expensive case of “I know what I'm doing,” these stories are packed with satisfying karma, petty obedience, and people learning the hard way that sometimes following instructions exactly is the most dangerous thing you can do.Chapters:00:00 Welcome to Karma Stories00:14 Story 109:53 Story 212:35 Story 315:02 Story 418:27 Story 5

Ever successfully make or save a lot of money quickly? See omnystudio.com/listener for privacy information.

In this episode, chef and farmer Marc Bernard of Rustic Road and Krisztian Varsa of the Conservation Fund share how the Conservation Fund protect farms from becoming developed land.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

In this episode, chef and farmer Marc Bernard of Rustic Road and Krisztian Varsa of the Conservation Fund share how the Conservation Fund protect farms from becoming developed land.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

In this episode, chef and farmer Marc Bernard of Rustic Road and Krisztian Varsa of the Conservation Fund share how the Conservation Fund protect farms from becoming developed land.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Few people have shaped environmental policy and conservation efforts in Acadiana as persistently as Harold Schoeffler. Known to many as part of the family behind Schoeffler Cadillac, Harold’s legacy extends far beyond the automobile business. For more than six decades, he has been a tireless advocate for protecting Louisiana’s natural resources, improving public policy, mentoring young people through Scouting, and encouraging citizens to become active stewards of their communities. In this wide-ranging conversation, Harold reflects on a lifetime of work that has touched everything from oil recycling and waste reduction to flood control, wildlife preservation, and public access to Louisiana’s waterways. “The Gifts of the Earth Are Public Gifts” Harold’s philosophy is rooted in a simple belief: “We have private gifts, our health and our intelligence, that we will be held accountable for. But the gifts of the earth are public gifts, and we’ll be just as accountable for that.” That conviction has guided his work for decades. Rather than simply criticizing problems, Harold has focused on finding practical solutions. One of his earliest environmental victories came in the 1970s, when he discovered that used motor oil from most Lafayette service stations was being dumped into storm drains that ultimately emptied into local waterways. At the time, 52 of Lafayette’s 54 filling stations were disposing of waste oil this way. Harold located a New Orleans recycling company willing to install storage tanks at no cost and purchase the used oil from station owners. After identifying a city fire code violation related to dumping petroleum products into storm drains, he worked with local officials to implement a citywide solution. The result? According to Harold, Lafayette became the first community in Louisiana to fully recycle used motor oil, selling it at 50 cents per gallon. “This was just money from heaven, you know.” Transforming Waste into Resources Harold’s efforts extended beyond oil recycling. He became deeply involved in helping Lafayette address mounting waste disposal challenges, particularly yard waste and sewage sludge. At a time when yard waste occupied enormous amounts of landfill space, Harold helped promote the use of tub grinders that could reduce volume by approximately 90 percent. The resulting mulch and compost products created value instead of waste. Similarly, he worked on legislation and policy changes that allowed treated sewage sludge to be safely recycled for agricultural use rather than being hauled to landfills at significant public expense. These initiatives not only reduced environmental impacts but also saved taxpayers money and created new economic opportunities. Today, Harold notes that many residents have little idea how much waste is already being recycled through these systems. Saving the Louisiana Black Bear Perhaps Harold’s most touching conservation achievement is his role in protecting the Louisiana Black Bear. In 1987, he petitioned the U.S. Fish and Wildlife Service to place the Louisiana Black Bear on the endangered species list. After years of advocacy and litigation, the bear was officially listed as threatened in 1992. His efforts later contributed to the protection of more than one million acres of critical habitat for the species. Harold explains that at the time he began his quest to protect the species, there may have been fewer than 300 to 400 Louisiana Black Bears remaining; yet Louisiana was continung to grant 165,000 big game hunting tags yearly before his efforts to save the black bear. His concern was never opposition to hunting itself. As an avid outdoorsman, hunter, and fisherman, he viewed conservation as ensuring that wildlife populations remain healthy enough for future generations. As he notes in our conversation, preservation of the species, not opposition to sportsmen, was always the goal. (Note: Due to recovery, the Louisiana Black Bear was officially removed from the List of Endangered and Threatened Species on March 11, 2016; however, it remains protected under Louisiana state law, and the Louisiana Department of Wildlife and Fisheries continues to actively manage this subspecies.) The Atchafalaya Basin and Public Access Another major chapter in Harold’s work involves the Atchafalaya Basin. Over the years he has fought against practices he believed threatened the basin’s ecological health and public accessibility, including shell dredging operations and legal disputes involving public waterways. He recounts the landmark Larry Daigle case, in which a commercial fisherman faced criminal trespassing charges while fishing in waters Harold believed were public. The case ultimately became a significant legal battle involving questions of public access, navigable waterways, and property rights within the basin. Harold views the outcome as a victory not only for one fisherman but for the public’s rights throughout Louisiana’s waterways. His extensive firsthand knowledge of Louisiana’s waterways comes from decades spent hunting, fishing, scouting, and paddling through some of the state’s most remote landscapes. A Lifetime in Scouting Ask Harold what accomplishment makes him most proud, and his answer isn’t environmental litigation. It’s Scouting. For 42 years Harold was involved in the Scouts and helped guide 125 young men to the rank of Eagle Scout. Throughout our conversation, he repeatedly returns to the importance of believing in young people. “If you think they can, they can. If you think they can’t, you can’t. And that’s a lesson for parents. You know, if you’re going to have a negative attitude towards your kids, you’re going to get negative results. But if you think they can, you know, they can sense that also.” Harold shares lessons learned from serving on a military school board, where early special education programs demonstrated how expectations can profoundly affect a child’s success. Those same lessons shaped his approach to mentoring Scouts, many of whom achieved far more than others expected of them. His philosophy also extended to environmental stewardship. He often taught Scouts that if boys are taught not to litter before the age ten, they are unlikely to become litterers later in life. Changing behavior early, he argues, is one of the most effective ways to improve communities. The Power of Citizen Involvement One recurring theme throughout this conversation is Harold’s belief that ordinary citizens can solve extraordinary problems. Whether discussing flood control, environmental policy, waste management, or economic development, Harold consistently points to the value of public participation. He shares stories of public meetings where solutions emerged not from experts or consultants but from local residents willing to speak up and share ideas. For Harold, conservation has never been about politics. It’s about facts, integrity, and doing what is right for the long-term health of the community. “If they catch you in a lie one time, you’re dead.” Integrity, he says, must remain at the center of every public effort. Looking Ahead At a time when environmental issues often become politically polarized, Harold offers a refreshingly practical perspective. His message is simple: “If you pick up one piece of litter a day and all the people in town do it, you’d have no litter.” The lesson applies far beyond trash. Positive change often begins with small actions, sustained over time by people willing to care. Harold Schoeffler’s life demonstrates what can happen when one citizen decides that stewardship is not someone else’s responsibility. It’s ours. Topics Discussed Growing up in Lafayette and the Schoeffler family business Boy Scouts and mentoring 125 Eagle Scouts Recycling used motor oil in Lafayette during the 1970s Protecting the Vermilion River and local waterways Yard waste recycling and composting programs Sewage sludge recycling initiatives Flood control and watershed management The Atchafalaya Basin and public access rights The Larry Daigle case Shell dredging litigation The Louisiana Black Bear and endangered species protection Public engagement and environmental stewardship Why integrity matters in public advocacy

What if you never made a cold call, never sent a cold email, and still built a global agency with 140 clients across four continents? In this episode, Joel Strauss, founder of Strauss Communications, shares how being fired at the start of Covid with zero clients led to building a boutique PR agency that has now worked with over 140 companies across four continents. Almost every single one came through a relationship. Joel's story has three chapters: starting the business, scaling it, and saving it. Each one hinged on a personal relationship at exactly the right moment. Including the meeting in Madrid that pulled his agency back from the brink after October 7th changed everything overnight.   [00:03:30] What He Does and Who He Serves Runs Strauss Communications, a boutique PR agency for tech startups Services cover organic media coverage, content, and social media 95% of clients are tech companies; most are referred through relationships [00:04:30] How He Got Into PR Idealized politics; left after nearly two years deeply unhappy Quit, traveled South America, then went on a boys' trip to Montreal Met his brother's former roommate who connected him to a PR firm in Tel Aviv He packed up everything in New York and moved within two weeks [00:06:00] The Introduction That Started Everything His brother's former roommate saw a fit between his background and the agency The firm had political and tech clients; Joel had just enough experience to be relevant That one connection opened the door to a new industry and a new country Every step of his career since traces back to that trip to Montreal [00:07:00] What Inspires Him Gets a bird's eye view of tech across fintechs, AI, semiconductors, and more Works directly with founders, CMOs, and CEOs of innovative companies Has helped companies go from unknown to dominant positions in their markets [00:08:30] Client Impact A niche plywood replacement client started getting people knocking on their door from PR alone Several clients successfully raised investment rounds after investors cited media coverage All contracts are month to month; some clients have stayed for over three years Retaining clients through results rather than contracts is the proof of delivery [00:11:30] Starting the Business: The Boss Who Fired Him Was called into a hearing to be fired at the start of Covid Kept his cool and told his boss he understood and didn't take it personally That same boss became a mentor and referred several of his first clients Joel's wife co-founded the business with him; their relationship has been foundational [00:13:00] Scaling the Business: A Former Colleague A former colleague he stayed close with over the years eventually joined his team That person brought in key client relationships that led to major results The companies he helped raise in the US all came through this one relationship Maintaining cordial connections over time is what made it possible [00:13:30] Saving the Business: The Madrid Meeting After October 7th, Israeli tech clients sent staff into reserve duty overnight Lost half the client base almost overnight A founder from South America emailed out of nowhere; they met in Madrid by chance That relationship became a client and turned the company around [00:17:00] Vision Going Forward Wants to scale without sacrificing service quality Growing through relationships rather than cold outreach remains the core model Using AI to handle busy work so the team has more time with clients Boutique, high-quality, and relationship-driven is the identity they will not trade away [00:19:30] What Makes Them Different Most agencies charge $15,000 to $25,000 a month and put junior staff on accounts At Strauss Communications, senior people handle everything Contracts are month to month; they have to earn it every single time That pressure is what keeps the work sharp and the results consistent [00:20:00] Why He Started His Own Agency Was hired in-house at a tech company and told to bring in expensive PR firms It was him landing TechCrunch and Reuters; the firms were getting paid for his work Saw the gap and built an agency that actually delivered at the senior level [00:23:30] Thinking Broader Than Coverage Most agencies just pitch placements; Strauss Communications thinks strategically Also offers white papers and content with both PR and marketing value Measurable deliverables make it easier for marketing teams to justify the spend A webinar built from one piece of content recently generated 150 sign-ups [00:25:00] Final Word: Relationships Are a Cultural Advantage Noticed that relationship building is more open in Israel and Spain than in the US In the US, getting to the CEO requires going through several gatekeepers first Being of service and being known for it builds a reputation that compounds over time   KEY QUOTES "Every step of my story is intimately intertwined with personal relationships." - Joel Strauss "A lot of good and innovation can happen when people are more open to giving of themselves and giving their time." - Joel Strauss CONNECT WITH JOEL STRAUSS Website: https://www.strausscomms.com LinkedIn: https://www.linkedin.com/in/joelstrauss1   Thanks for tuning in! If you liked my show, please LEAVE A 5-STAR REVIEW, like, and subscribe! Find me on: Apple Podcasts | Spotify | iHeart Radio | Stitcher

We had the best time going deep and chatting with the magical human that is debut Author: THE Loretta Chefchaouni! We can't wait for you to join us as we talk about persistence in publishing, found family, and grieving living parents.But first, here's more about Loretta!Loretta Chefchaouni is a former early childhood educator from Florida who writes for teens. Her fantastical tales turn grief and fear into myth and monsters and explore all the scary parts of being human within the safe space of stories. Her work has placed in contests such as The Blue Pencil Novel Award and Voyage YA's First Chapter Contest. She is an alum of the Pitch Wars mentorship program and the Highlights Foundation's Muslim Storyteller Fellowship. The mother of mixed-race young adults, she is committed to seeing more authentic Muslim representation on the shelves. The Lustrous Dark is her debut novel, the first book in a YA fantasy duology and a Junior Library Guild Gold Standard Selection, coming May 19, 2026. Her short story, The Little Sister, is included in the anthology A Thousand Nights, coming Sept. 8, 2026.Find Loretta: https://lorechefwrites.com/https://www.instagram.com/lorechefwrites/

This hour Henry asks of the malls that are struggling the most, which one would you want to save?, he talks Vikings with Matthew Coller from Purple Insider, plus we have Bite of the Night and Headlines.

Blake and Jason continue to address questions from the Ask Anything Sunday. In this podcast episode they discuss questions having to do with salvation through Jesus Christ.------Ever felt like you're at the bottom of the pool, unable to save yourself? That's exactly where we all are without Christ. Just like a child standing helpless underwater, we can do nothing to earn our salvation - it's purely God's grace reaching down to rescue us.This week Blake & Jason tackled tough questions about salvation: Can terrible people be saved on their deathbed? Can we lose our salvation? What does it mean to be "elect"? The answer points us back to the thief on the cross who could do nothing but trust Jesus - and received paradise. Our salvation isn't about our goodness; it's about God's grace. We're held secure in the palm of the One who holds the oceans.Saving faith means knowing Christ, believing the truth, and actually trusting Him with your whole life. And yes - joy should naturally flow from that relationship. Not manufactured happiness, but deep contentment even in storms.You can't save yourself. But you can trust the One who can.

You spend 30 or 40 years protecting your future self. Then you finally retire... and the person you were saving for never quite arrives. There's always an older version down the road who still feels like they need protecting. So you keep saving for tomorrow while postponing the life you could enjoy today. But more money for "future you" isn't what makes retirement better. In this episode, Hal Hershfield, Ph.D. — a UCLA professor of Behavioral Decision Making and author of Your Future Self — joins me to explain why. Here's what you'll learn: → Why your brain treats your future self like a stranger (and how that shapes every money decision) → How "projection bias" distorts irreversible choices like when to retire or claim Social Security → The "denominator problem" that stops retirees from spending + a simple reframe to help The distance we feel from our future selves is real and well-documented.  It is also, with the right perspective, something we can learn to close. ***

Farmers and ranchers are challenged by complex forms needed to apply for critical federal programs, among other things. In this 20-minute episode of The Edge of Risk Podcast by IRMI, ZForm's Lara Goldmark, founder and CEO, and Laura Napoli, cofounder and head of marketing and partnerships, discuss US Department of Agriculture (USDA) and government-required farm program forms, especially those that determine program eligibility and enrollment and in which a small error can delay or restart the entire process. Many federally reinsured crop insurance policies require accurate and timely USDA filings to remain eligible—learn ways to minimize your risk.

In 2026 we've finally managed to close the infamous retirement savings gap, with average savings rates for Americans reaching the level necessary to eventually afford retirement. Donna and Nathan discuss the factors driving this trend, and how Gen Z is leaning into financial wellness. Also on MoneyTalk, financial scams to avoid, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 6/9/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

If Australian taxpayers were given the choice, would we be willing to pay for the services we need? 

If you won the lottery tomorrow, would you take a lump sum of cash or Set for Life?This week's dilemmas:

Roger Whitney explores the relationship between cost and value in retirement planning, focusing on how to better understand the fees associated with financial advice, investments, and insurance products. Using a listener question about an annuity recommendation as a starting point, he explains why investors need clarity around what they are paying so they can determine whether they are receiving enough value in return. Roger also answers listener questions about transitioning into retirement, creating an income strategy before Social Security begins, and shares more decluttering wins from the community.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Roger introduces the idea that understanding value requires first understanding price, and explains why investment and advisory fees can often feel difficult to identify.RETIREMENT TOOLKIT(02:49) Roger explores the relationship between price and value in financial planning, using a listener question about annuities to explain how advisor fees, investment expenses, and compensation structures work. He encourages listeners to understand what they are paying in dollar terms so they can determine whether the value they receive aligns with the cost. LISTENER QUESTIONS(26:23) A listener asks for guidance on navigating the emotional transition during the final year before retirement and how to "land the plane" well.(33:00) Roger shares listener feedback from his healthcare episode.(33:40) Roger addresses a question about whether paying for family vacations should count toward annual gifting limits. (35:08) Molly asks how to structure retirement withdrawals before claiming Social Security, and Roger shares his approach to creating an income reserve.SMART SPRINT(37:41) Take 20–30 minutes this week to identify the fees associated with your investments or financial advice and convert them into dollar amounts so you can better evaluate the value you receive.DECLUTTERING DEBRIEF(38:55) Roger shares listener success stories inspired by the decluttering series.REFERENCESlivewithroger.com — Register for Noodle Live on June 18!Submit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

Every nation's history contains both beauty and atrocity — America is no exception. Yet increasingly, the American story is being told through only one lens. Recent data suggests that young Americans are being shaped to view their country with contempt rather than complexity.But the root of our failures isn't oppression along lines of race, gender, religion, or class. It's something more fundamental: our shared humanity.There is no perfect system because there is no perfect people. If we're going to keep our great Republic, we must know and learn from the dark periods of our history while lighting the way toward a brighter future.If we teach American history as an exercise in oppression, we will build a people who hate themselves.Dare to love America.Connect with Stephen:Website: https://stephenmansfield.tv/Instagram: https://instagram.com/mansfieldwrites/X: https://twitter.com/MansfieldWrites

All Things Travel – Tropical US Destinations: No Passport RequiredRyan and Julie, co-owners of Wonder and Beyond Travel, share three stunning US destinations that deliver a true tropical experience — beaches, culture, and adventure — without the hassle of passports, visas, or customs.

Seamus Coffey, chair of the Irish Fiscal Advisory Council discusses their latest report which warns that spending is growing faster than the sustainable growth rate of the economy.

The Utah Mammoth Analyst for Hockey Night in Utah Rookie goalie Brandon Bussi's strong performance in game 4 win, Is this going 7 games (?) + more

The scale of capital already flowing through domestic public markets surprises most people who assume Uganda lacks investor participation.You've been working. Saving. Hustling. And somewhere in the back of your mind, you've always felt like real investing, the kind that actually builds wealth was for someone else. Someone richer. Someone from a different country. Someone who already had money to lose.This episode will change how you see that.We sat down with Isaac Kayemba, a financial analyst and revenue expert at the Uganda Securities Exchange, and what he shared will make you genuinely angry that no one taught you this sooner.Did you know you can start investing in Uganda with 12,000 shillings? Did you know the people who bought MTN shares at IPO have more than doubled their money? Did you know there is 26 trillion shillings of Ugandan domestic capital already working in this economy, and you could be part of that?This is not theory neither is it motivation. This is a masterclass in what's actually available to you right now, and why fear, bad debt, and shady unregulated schemes are the only things standing between you and financial growth.Isaac breaks down;

The cops are chasing down the 999 ride and getting a liquor license has never been easier. Host Ali Vallarta, executive producer Emily Means and our new audience development manager, Angie Treasure, break down the news of the week. Plus, shoutouts and a sponsored chat to get you up to date on the Utah Arts Festival. Resources and references: Relatively quiet DABS meeting bookends May [Gastronomic SLC] Following complaints, police step up presence at popular 999 Ride through Salt Lake City [FOX 13]  Check out Visit Salt Lake's volunteer hub. Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come. Get all the details and sign up at membership.citycast.fm. Subscribe to our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: (801) 203-0137 Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. If you enjoyed this interview with Aimee Dunsmore, executive director of the Utah Arts Festival, learn more here. Learn more about the sponsors of this episode:  Cozy Earth - use code COZYSALTLAKE for up to 20% off Woodward PC Utah Arts Festival Questionable Productions

As a therapist in private practice, there can be a moment when you realize that you are the one responsible for caring for your future financial needs. No employer is automatically setting aside money for your retirement, your maternity leave, your next chapter, or the bigger life goals you're holding. In this solo episode, I walk through how to think about future-focused financial planning in a way that feels practical, compassionate, and doable. Whether you're saving for retirement, preparing for parental leave, building a cushion for a future goal, or simply wanting to feel more secure, this conversation is about creating simple systems inside your business that support both the life you're living now and the life you're building over time. Ready to feel more calm and confident about your money? Do you feel confused, ashamed, or uncertain about your finances? Are you craving support to help shift your money mindset and transform your relationship with money? Are you ready to develop the skills and confidence you need to finally take control of your business finances and build a practice that actually takes care of you? If so, I'd love for you to join me for one of my free online workshops, designed specifically for private practice owners who feel stuck—whether it's mindset blocks, avoidance, or the technical side of managing money. In just one hour together, you'll learn practical tools, strategies, and next steps to move forward in your business (and your life) with clarity, intention, and ease. Click here to explore upcoming workshops and save your spot or register to get the replay. Creating Financial Support for the Version of You Still to Come One of the most difficult parts of private practice finances is that most of us were never taught how to think this way. Many therapists carry financial anxiety, money avoidance, or complicated money stories into business ownership and then feel pressure to somehow know exactly what to do. A helpful place to begin is by asking yourself, “What will my future self need from me?” From there, you can start building small, steady habits that help you care for both your present-day needs and your longer-term financial goals. Separate business bank accounts can be a simple and supportive tool for creating more clarity. And using an adapted Profit First system — including a dedicated account for big goals — can make saving for retirement, future leave, or other long-term plans feel more tangible and less overwhelming. You don't have to do it perfectly or all at once. Start small, keep it sustainable, and let consistency carry some of the weight. Small Systems Can Build Financial Confidence The practical side of financial planning becomes much easier when there's a clear structure supporting it. (00:04:35) Planning for future financial security (00:07:01) Balancing present and future needs (00:09:59) Setting up separate business bank accounts (00:13:52) Navigating business vs personal finances (00:16:44) Building support through community Small Systems Can Build Financial Confidence The practical side of financial planning becomes much easier when there's a clear structure supporting it. (00:04:35) Planning for future financial security (00:07:01) Balancing present and future needs (00:09:59) Setting up separate business bank accounts (00:13:52) Navigating business vs personal finances (00:16:44) Building support through community About Linzy Bonham: Linzy Bonham is a therapist turned money coach who helps private practice owners and health professionals feel calm, confident, and in control of their finances through her podcast, free workshops and comprehensive programs: Money Skills for Therapists and Money Skills for Group Practice Owners. It all started when she saw her extremely skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because managing finances was just too stressful. So Linzy set out to support helpers and healers with developing peace of mind about their money. Since so many were never taught money skills, she focuses on the “how” of making the business side of private practice doable — and even super satisfying. Follow Linzy Bonham: About Page: https://moneyskillsfortherapists.com/about LinkedIn: https://www.linkedin.com/in/linzybonham/ Instagram: https://www.instagram.com/moneyskillsfortherapists/

“Whom have I in heaven but you? And there is nothing on earth that I desire besides you.” — Psalm 73:25 We spend a lot of time chasing what we think will satisfy. More money. More security. More success. More possessions. But Jesus offers a radically different vision of abundance—one that cannot be measured by what we own. In Luke 12, someone in the crowd approaches Jesus with what sounds like a practical financial request: “Teacher, tell my brother to divide the inheritance with me.” On the surface, it seems reasonable. Inheritance disputes were common, and rabbis were often asked to weigh in on such matters. But Jesus doesn't step into the legal details. Instead, He goes straight to the heart: “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions” (Luke 12:15). That statement would have been startling then, and it's still startling now. The Lie of Possessions Most of us would never say that our lives consist of what we own. But if we're honest, we often live as if it does. We may assume that more money will bring peace, more savings will remove fear, more success will secure our identity, or more stuff will satisfy the longing in our hearts. But Jesus says abundance isn't found there. And notice His warning: “Be on your guard against all covetousness.” This is not only a temptation for the wealthy. Coveting can show up in any income bracket. It can surface when we envy someone else's lifestyle, resent what we don't have, obsess over what we want next, or place our hope in what money can do. That's why money issues are rarely just dollars-and-cents issues. They are heart issues. Where True Abundance Is Found If abundance is not found in possessions, where is it found? Jesus answers that clearly in John 10:10: “I came that they may have life and have it abundantly.” The abundant life is not something Jesus merely points to. It is something He brings. True abundance is found in an abiding relationship with Him. That means abundance is deeper than circumstances. It is possible to have much and still be spiritually empty. It is also possible to have little and still be full of joy, peace, and security in God. The Apostle Paul wrote, “I have learned in whatever situation I am to be content” (Philippians 4:11). His contentment was not rooted in favorable conditions. It was rooted in the sufficiency of Christ. Psalm 23 paints the same picture: “The Lord is my shepherd; I shall not want.” In other words, when the Lord is your shepherd, your deepest needs are met in Him. Possessions Are Gifts, Not Saviors None of this means possessions are bad. The Bible never teaches that money or material things are evil in themselves. They can be gifts from God—tools for provision, generosity, hospitality, and blessing. But they make terrible saviors. That is why financial stewardship begins with worship. Before we ask, “How much should I save?” or “What should I invest in?” or “Can I afford this purchase?” we should ask a deeper question: What am I looking to for life? That question can reshape every financial decision we make. A budget becomes more than a spreadsheet. It becomes a reflection of what we treasure. Saving becomes wise preparation, not a substitute for trust. Giving becomes an act of worship, not a threat to our happiness. Spending becomes more thoughtful because we are no longer chasing fulfillment in things. And success is redefined—not by accumulation, but by faithfulness. Freedom in Christ Maybe today you feel anxious because you haven't reached the number you thought would bring peace. Maybe you feel discouraged because resources are limited. Or maybe you have achieved the goals you once believed would satisfy, only to discover they didn't. Jesus meets each of us with the same loving truth: your life does not consist in the abundance of possessions. It is found in Him. And when Christ becomes your treasure, you are finally free—free from comparison, free from endless striving, free from the fear of not having enough, and free to steward what you have with gratitude, wisdom, and open hands. That is true abundance. Go Deeper If you'd like to go deeper into this powerful teaching from Luke 12, we invite you to pick up a copy of Rich Toward God, our four-week study on the parable of the rich fool. You can order yours today at FaithFi.com/Shop. And if you go through it with your church or small group, bulk discounts are available. That's FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: I make about $1,200 a month and may only have around $40 a month to invest. I don't understand investing terms and feel stuck financially. Since Kingdom Advisors may cost money, how can I start investing wisely with just a small amount? My daughter will be traveling through Europe for a few weeks this summer. Do you have a recommendation for travel insurance? I have four or five credit cards I haven't used in years, and I'm concerned about leaving those accounts open. What's the safest way to close unused credit cards without causing problems? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Schwab Intelligent Portfolios® BlueCross Travel Insurance | Allianz Travel Insurance The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark Biller Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media...Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.This week Brian, Michael, and Liam cover the SpaceX IPO and the capital-rotation narrative around Bitcoin, the Bernie Sanders / David Sachs debate over government equity stakes in AI companies, the Zcash inflation bug that allowed unlimited mint for four years before Claude caught it, JPMorgan's tokenized-deposit consortium with Citi, Bank of America, Wells Fargo, and Chase, the Stripe / Visa / MasterCard stablecoin consortium, Morgan Stanley's Galaxy partnership letting high-net-worth clients lend Bitcoin for in-kind ETF conversions, Tether's first gold-backed Visa card, the US sanctioning Iran's largest crypto exchange Nobitex, and the Polymarket MicroStrategy resolution controversy.Chapters00:00 - The State of Digital Assets01:13 - Upcoming IPOs and Market Dynamics05:54 - Contrasting Views on Investment Strategies08:19 - Long-Term Perspectives on Bitcoin14:11 - Speculation vs. Saving in Investments18:32 - Government Involvement and Market Bubbles25:22 - Zcash Inflation Bug and Crypto Vulnerabilities31:12 - Tokenization of Deposits and Future of Banking34:12 - Understanding the Future of Investment and Money35:56 - The Role of Traditional Finance in Digital Assets37:11 - Morgan Stanley's Bitcoin Lending and ETF Strategy40:54 - Market Timing and ETF Launches42:48 - The Evolution of Wealth Management and Asset Preservation44:40 - Stablecoins and 24/7 Trading in Crypto Markets49:05 - US Sanctions and the Impact on Crypto Markets52:59 - Tether's Gold-Backed Innovations55:19 - The Future of Agentic Payments and Prediction MarketsIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly.Keep up with Michael:https://x.com/MTangumahttps://www.linkedin.com/in/mtanguma/Keep up with Liam:https://x.com/Lnelson_21https://www.linkedin.com/in/liam-nelson1/Keep up with Brian:https://x.com/BackslashBTChttps://www.linkedin.com/in/brian-cubellis-00b1a660/

In this episode of the Willpower Podcast, recorded live at the Growth Code Conference, Will sits down with Sarah Bootcheck, Account Manager and Speech Language Pathologist at Raintree, to talk about one of the most important shifts happening in rehab right now: artificial intelligence transforming the way therapy practices operate from the inside out.Sarah brings a rare perspective to this conversation. She is both a clinician who has worked in the trenches of pediatric speech therapy and a technology professional who now helps practice owners understand and leverage the tools that can change the trajectory of their business. That combination makes her one of the most credible voices in this space.Together, Will and Sarah break down exactly how Raintree, one of the most experienced EMR platforms in the therapy space, made a bold decision to evolve or risk becoming irrelevant. After hearing directly from their largest clients that change was non-negotiable, Raintree acquired Yumi, an AI company that had already developed one of the first AI scribes built specifically for physical therapists. That acquisition became the foundation for ten new products and enhancements rolled out across 2025.In this episode you will learn:ScribeIQ and AI documentation in rehabNoteIQ clinical insights and patient progress trackingSchedulerIQ and the future of front office automationAI versus AI in medical billing and RCMWhy therapists are the most underprotected professionals in healthcareHow virtual assistants and AI work together to protect revenueThe 29% effective revenue loss hitting every outpatient practiceSubscribe to the Willpower Podcast for weekly conversations with OT, PT, and SLP owners sharing what is working right now.Connect with Sarah Bootcheck on LinkedInLearn more about Raintree EMR at https://www.raintreeinc.com/ Learn more about Virtual Rockstar at virtualrockstar.comSend us Fan MailVirtual Rockstars specialize in helping support or replace all non-clinical roles.Learn how a Virtual Rockstar can help scale your physical therapy practice.Subscribe here to our completely free Stress-Free PT Newsletter for your weekly dose of joy. 

Episode 5429: Stealing California And Saving South Carolina; Implications Of Iran's Strikes On Israel

Pastor Jack Graham tells us in today's message, “Saving the Family,” that the American family and families throughout the world are under attack. What is needed now more than ever, Pastor Graham teaches, are Christ-centered parents who will fight for their marriages and their children. To support this ministry financially, visit: https://www.oneplace.com/donate/395/29?v=20251111

Dieter F Uchtdorf  Of Things That Matter Most ---------------------------------------------------------------------------   For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng     For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.  

This week on Ask Farnoosh, we're tackling some of life's biggest financial decisions—from navigating a major income gap in a relationship to deciding whether a promising restaurant venture is worth the investment. Plus, what should you prioritize when you're trying to save for a home while also preparing for retirement?Farnoosh answers listener questions about maintaining financial independence before marriage, evaluating a potential angel investment opportunity, choosing between a brokerage account and a traditional IRA, finding trustworthy financial advice, and building a down payment fund in a high-cost housing market. She also shares resources for managing healthcare costs and weighs in on whether married couples should file taxes jointly or separatelyBefore the mailbag, Farnoosh breaks down the latest jobs report, explains why a strong labor market may keep the Federal Reserve on hold when it comes to interest rates, celebrates National Donut Day, and sounds off on a teen financial literacy competition that may be testing the wrong skills altogether.Listener questions include:How do we manage money fairly when one partner earns significantly more?Should we invest in a chef friend's new restaurant?Is it better to file taxes jointly or separately?How can I save for a house down payment faster?Should I open a traditional IRA or a brokerage account if I earn too much for a Roth IRA?How do I find a financial advisor I can trust?What resources can help consumers navigate healthcare costs?Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.