Podcasts about Saving

529 plan expert Patricia Roberts blows up the myth that 'it's too late' and '529s are just for rich people with toddlers and Ivy League dreams'. She is author of the book 'Route 529' and shares some big changes with 529 plans that make them an incredibly flexible savings vehicle for more than just college. In this episode we cover: How state tax deductions, credits and 'parity states' work for contributions The shockingly long list of qualified uses including trade schools, apprenticeships, non-degree credentials, K–12 tuition, tutoring, test prep and even student loan repayment  Busting the 'use it or lose it' fear and the new option to rollover left over funds to a Roth IRA How to juggle retirement vs. college savings Advanced strategies to create generational education wealth     DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it's wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don't throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode: 1516 In which we must save the lore as well as the plants.  Today, we have to save more than the endangered plants.

Nevada Prep Charter School was already planning a closure after reports emerged about hundreds of disciplinary issues — but now it's facing calls for the Attorney General's office to investigate possible financial misdoings. What's going on here, and what does this incident say about the state of charter schools in our state? Host Sonja Cho Swanson sits down with Channel 8 morning anchor John Langeler and City Cast Las Vegas executive producer Layla Muhammad to discuss. Plus, they also get into the uncertain fate of the Downtown Las Vegas Events Center, and the Galleria Mall's rebrand — could this be the salvation of our aging shopping malls? Want to get in touch? Follow us @CityCastVegas on Instagram, or email us at lasvegas@citycast.fm. You can also call or text us at 702-514-0719. For more Las Vegas news, make sure to sign up for our morning newsletter, Hey Las Vegas. Learn more about becoming a City Cast Las Vegas Neighbor at membership.citycast.fm. Looking to advertise on City Cast Las Vegas? Check out our options for podcast and newsletter ads at citycast.fm/advertise.

Missed calls, slow follow-up, and storm surges can quietly kill your revenue.In this episode of Restoration Pros Unplugged, Clinton James sits down with Nick D'Urbano, Co-Founder and CRO of Distance, to break down how restoration companies are using AI to capture more leads, handle overflow calls, and generate more jobs — without replacing their people.Nick walks through real-world use cases for:AI Voice to handle overflow and after-hours calls during storm surgesAI Chat to convert website visitors, Facebook leads, and form fills fasterAI Outbound to win back lost leads, collect reviews, and stay in front of commercial prospectsThey also discuss why AI works best as a backup and multiplier for your intake team — especially when phones are ringing nonstop during freezes, floods, and major weather events.Want to see how Distance works for your restoration company?Book a demo directly with Nick here:https://meetings.hubspot.com/nickdurbano/demoLooking to generate more high-quality leads that turn into onsite visits and jobs?Book a discovery call with the Water Restoration Marketing team:https://waterrestorationmarketing.com/discovery-call/

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it's wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don't throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving money in 2026 is not about deprivation.It's about clarity, intention, and alignment.Money leaks quietly when life is busy, emotional, and unexamined.Today, I want to give you 10 real, practical, proven tips—not hacks, not gimmicks—that help you save money while still enjoying your life.

Trevor and Eugene go wild with world-class explorer and nature documentarian Bertie Gregory to tackle one of life's most important questions: are animals assholes? From whale poop and chimp gangs to elephant stepdads and guanaco hunts, Bertie pulls back the curtain on the animal kingdom's messiest, funniest dramas—before landing on the surprisingly moving truth about climate change and what's at stake….for them, for our planet, and for us. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textWelcome to Season 6 Episode 5 of That Pretentious Book Club!In this episode the hosts return to discuss famous classic The Prince and the Pauper by Mark Twain—a tale of switched identities, social satire, and boys who definitely should not have been left unsupervised in historic England.Expect big opinions and some debate, as certain hosts were charmed while others were... skeptical. Join us for a wildly entertaining and occasionally ridiculous discussion of this well-known classic.Pour yourself a cup of tea, raise a pinky, and join the club for this discussion of The Prince and the Pauper by Mark Twain!Reserve your spot at a Story Sirens Studio Writing Retreat now! https://storysirensstudio.com/retreatsLearn more or plan a visit to Wheezy's bookstore!https://www.thestoryemporiumandbookshop.com/Support the showFind this episode's book and more by shopping at https://bookshop.org/shop/storysirensstudio to support the club AND local bookstores!Visit us at storysirensstudio.com or find us on social media @thatpretentiousbookclub.Check out sister podcast The Scripturient Society for writers and join our writing group on Facebook! Find Space Aliens, Southerners, and Saving the World by Ash Leigh O'Rourke on Amazon.

Shut It Down to Stop ICE—And How to Not Die While Saving the Planet | The Karel Show At this point, there's only one real move left: shut it down. Democrats have the power to defund DHS and ICE, but it means being willing to shut down the government and force Republicans to finally blink. And here's the truth: the public is with them. For millions of Americans, the federal government has become more destructive than helpful — and surrendering again would be unforgivable. If it takes a shutdown to: • Withdraw ICE • End masked, unaccountable enforcement • Stop a President from operating what looks like a private army Then Democrats should hold the line and not give in. Do whatever it takes to stop the madness. But it's not all politics today. We also turn to something deeply personal and hopeful: How Not to Die, the new documentary exploring plant-based eating for human health and the planet. The film is airing on UnChainedTV, and we're joined by its founder and president Jane Velez-Mitchell to talk about why food choices matter — for longevity, climate, and our future. Because surviving this moment isn't just about politics — it's also about how we live, eat, and care for ourselves and each other. The Karel Show is live Monday–Thursday at 10:30am PST, streaming on Apple Podcasts, Spotify, iHeart, Spreaker, and more — and simulcast on YouTube, TikTok, and Instagram. If you value independent commentary, support the show at patreon.com/reallykarel — and please like, subscribe, and share. Broadcasting from Las Vegas with my service dog Ember

The "NICU Graduate" celebration is one of the happiest moments for a family, but is it a false sense of security?In this episode, Mendel talks with Dr. Ross Sommers about the "NICU Cliff." We pour billions into saving babies born as small as 400 grams, only to send them home on oxygen and feeding tubes with almost zero support.Dr. Sommers reveals the heartbreaking reality of why "goodbye and good luck" isn't a medical plan, the PTSD parents face, and how First Day Healthcare is finally building a safety net for the world's most vulnerable patients.Key Chapters:00:00 – The NICU Cliff: Why leaving the hospital is the scariest day.03:43 – The reality of Parent PTSD after the NICU.05:43 – How Remote Monitoring is changing the "Feeder-Grower" game.07:23 – The $40 Billion Business of Neonatology.14:04 – Why pediatric innovation lags 7 years behind adult care.17:40 – The Personal Mission: Why "graduation" isn't the end of the story.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.The Fed just made its move and markets are reacting fast. Interest rates were held steady, gold and silver are ripping higher, and this is exactly the kind of environment where having a real trading plan actually matters. Not opinions. Not headlines. A plan. In this video, everything ties back to one core idea: if your strategy depends on “what should happen,” you're already behind.We walk through how the Fed decision plays into market behavior, why common rate cut and rate hike assumptions don't always work the way people expect, and how to use real tools like CME FedWatch to stay grounded in probabilities instead of guesses. This isn't theory for theory's sake. It's about understanding what the market is actually doing right now and adjusting accordingly.You'll also see a full breakdown of how different plans are managed in real time, including when to stay aggressive, when to sit in cash, and how to manage risk when volatility spikes. Gold miners, silver strength, sideways index action, it's all connected, but only if you know how to read it properly. The goal isn't to predict the future. The goal is to react better than everyone else.Halfway through, things shift from macro to execution. Rolling options, managing gamma risk, protecting gains, and reducing downside exposure without killing upside. This is where most traders mess up. They focus on being right instead of managing risk. This video shows exactly how that mistake gets avoided in practice.Here's what you'll take away from this episode:✅ Why interest rates holding steady doesn't mean markets have to rally✅ How gold and silver strength is actually impacting real trades✅ When correlations break and why relying on them can hurt your portfolio✅ How rolling options can remove the majority of trade risk✅ Why transparency and rules matter more than predictionsYou'll also see how everything is tracked openly, from portfolio performance to individual trade adjustments. No paywalls. No mystery results. Just real decisions, shown live, with explanations for why each move is made. Whether markets are chopping sideways or exploding higher, the same principle applies: plan first, react second, and never rely on hope.If the last few years haven't gone the way you wanted in your portfolio, doing more of the same probably isn't the answer. This video is about doing things differently. Saving time. Managing risk. Letting the market come to you instead of chasing every move.Watch it all the way through, especially if you want to understand how disciplined trading actually works when conditions get weird.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

A weekly magazine-style radio show featuring the voices and stories of Asians and Pacific Islanders from all corners of our community. The show is produced by a collective of media makers, deejays, and activists. Guest host Jovelyn Richards presents White Switch   WHITE SWITCH Show Transcript Opening: [00:00:00] Apex Express Asian Pacific expression. Community and cultural coverage, music and calendar, new visions and voices, coming to you with an Asian Pacific Islander point of view. It's time to get on board the Apex Express.   Jovelyn Richards: [00:01:07] Hi, this is Jovelyn Richards and I'm happy to be here on Apex. Some of you may know me from Cover to Cover, which is every Tuesday at two o'clock, which I, um, spend time with artists, filmmakers, uh, writers, play writers, poets, to bring that to my audience. And on every third Monday you would hear me on Women's Magazine and my colleagues. We all take one Monday and Tuesday on different topics from a feminist perspective, from a global perspective. And my specific way of approaching that is to look at writings and, um, that's either from fiction or either it is nonfiction, but at the core of it, because my interest really is getting to the story of what it's like to be human.   Jovelyn Richards: [00:02:05] Those reflect characters topics that really dig inside of that written by women who was in search of, in their research, their lives of highlighting either known people or ordinary people who are. Living in ways in which moves humanity forward. So that's where you'll find me. And so why am I here? I'm here because I did a project, uh, over a year ago, and this, this, uh, tape is, uh, this program is a long time coming. I partnered with this particular project with, so when you would be familiar with, and that's Preeti Shekar last name is spelled S-H-E-K-A-R. And we began this story, uh, of looking at anti-blackness in the South Asian community together. So what I'm going to do is let you listen to a clip, not from Preeti or myself. But from someone else's doing this anti-blackness work in South Asian communities with Ritu Bhasin, and the last spelling of her name is B-H-A-S-I-N. So we'll take a listen to that and then I will be right back and have that discussion.   CLIP PLAYS   Jovelyn Richards: [00:04:46] All right, so here we go. And so one of the things I appreciated seeing and listening to her video when I first was introduced to her, that aligned with the work that myself and Preeti was doing in our project curriculum called The White Switch, and we'll dig into that. What is the White Switch? What is the curriculum of the White Switch and how it came about? And so what I appreciate, the continuous work, you may wanna Google, if you don't already know, you probably do with Ritu Bhasin, uh, because she speaks directly about anti-black, uh, racism within South Asian communities, especially among professionals and leaders. And as you've heard in the video, she shares what that experience has been. And I was so happy to be able to offer that in the beginning of this. Uh, broadcast so that it, uh, to break the sense of isolation just in myself. Speaking of it as a black woman, I was hoping that Preeti would be here, but she's, um, back in India and I'll talk a little bit about what that's like for me, uh, that my co-create, um, my partner on this here.   Jovelyn Richards: [00:05:59] So the white switch and the history of it for years. Uh. Probably like close to 15 years now. We were part of the beginning of white, uh, women's magazine and we had wanted to do something together. We knew that we wanted to work together without knowing the why, but every time we were in conversation in the building, uh, women's magazine and the way I approach the topics, uh, as a collective. And where the resistance was, where the fun of it was at. Uh, and then her way she approached it, there was place the, the connected dots. So example would be for any of our lives, when you're in very difficult conversations, you pay attention to the other, uh, uh, collaborators or whatever the, what the team is made of. And even if it's to people and you see whether or not they're coming from a place of inclusiveness, you're seeing how, how hard they are holding on to their opinion, whether it's negotiable, whether they're really deeply listening. And what was really interesting to where we connect the is that we found that both of us and we were relatively new to each other.   Jovelyn Richards: [00:07:20] What we both found is that the humor. That in the heat of it all, or the conflict of it all, there was, we relied on this part of humor to not, to deflate and deflect from the situation, not to deflate it, like take off the, the, the fullness of the topic, but to give us all a moment to breathe in humor. Right? And, and that's, that is part of my go-to as a standup comedian. So that's real for me. So. Let's talk about the white switch. So the, oh, so the, how it began, how we came up with that since we wanted to do a project together, how did we come up with the white switch anti-blackness in South Asian community Preeti, uh, was in New York over a year ago, and she was taking a Lyft in Harlem to wherever else she was going, or she was going to Harlem and the Lyft driver. South Asian, uh, driver asked her why was she going there or coming from there. Then she said, what do you mean? And he began to have a conversation around the dangers of that even. He didn't always like to pick up folks there and he was referring to black folks. And so pretty him not knowing that she's an independent journalist, she's also an activist.   Jovelyn Richards: [00:08:48] Begin to ask important questions and starting with what has been your experience, your personal experience, and then your experience with others close to you that might have shared that is informing these thoughts. You have these feelings, you have these decisions you're making, these things you're telling me not to do, and he had nothing, none to offer. So the next question would be, so then, then. Why, and then from, if I got the story right, there was a, um, uh, moments of silence and so I think he was sort of processing, processing in his own mind. Why am I telling, why am I feeling this way? Why am I hesitant to go to areas where I know there'll be black folks? Why am I telling a woman who is South Asian, particularly identifying with his own, uh, identity, wanting her not to go? And in that emptiness, one would hope that. Once he did self-reflection, uh, with that question that he was discovering, like he really didn't have anything substantial to go by. And so when she got back from her trip, we were talking and she said this was very important to her, to talk about that.   Jovelyn Richards: [00:10:15] And uh, and I told her at the time, surprisingly enough that I was. Actually had been working on a project in my isolation, uh, called the White Switch, and that this coincidence, we wanted to take advantage of both of our energy of importance towards the matter. So the thesis statement within it is that the whites, which is a healing curriculum. This innovative program designed for activists very specifically anyone can, can be involved in the curriculum of, of essentially looking at the anti-blackness in any community outside of the black community. Specifically for activists and then, but anyone can do that if you, if they're, you don't have to be actively considering yourself an activist just by wanting to, to think about and look at the curriculum on some level. Something is activating inside and looking at that, and then to, in the curriculum to recognize as this, this Lyft driver did that there was no logical reason for him. To not only have that stance, but to offer it to strangers, then spreading that untruth or have no validity to it, right? And so the curriculum addresses that and to begin as, as to, to eradicate the deeper feelings despite being activists, despite education around anti-blackness.   Jovelyn Richards: [00:12:12] That even among the most astute South Asians, there are the deeper roots, the deeper roots of anti-blackness. And that is the white switch. The white switch. And so the, the pattern. The reoccurring pattern that one has seen politically in black communities. As we also heard in the, um, video, which were two of us seen, uh, has been, that is, is even after years of political education, community organizing, or DEI, where there's a sudden internal shift that occurs. This shift is not intellectual, it is somatic. Emotional and rooted in the proximity to whiteness. And that switch, the white switch goes on immediately for survival purpose. So when confronted. By anti-blackness in conversation and actions, there's a switch that goes off. Fight or flight, fight or flight. And when that happens, there are things that happen again in the activist. In, in communities that have, uh, fought for years for political education through community organizing. But the, the, the roots of the proximity to whiteness globally is no joke because literally it is saying, this is for your survival.   Jovelyn Richards: [00:14:18] You are invested here in this proximity to whiteness. For your survival, economically, social placement, accessibility, back to safety for all of the above, and this buried there even while you're doing the, the, the radical work, however you show up, is sitting there with those deep roots, right? And so the workshop curriculum was created. I had started it before Preeti and I began doing it, um, writing about it. And I'll give you that history. This is a good place to do the history of that. I had been doing political education around anti-blackness and around many issues, but what, this is what we're speaking about, right? And educating around domestic. Other things were like hunger, domestic violence, um, community organizing, and specifically that, that came out of anti-blackness, holding workshops, creating workshops. And what I discovered is, um. Most of the people, the audience that was there, I'm thinking example of the Stockton Unified School districts district where myself and peer advocates went in, uh, to do the work of anti-blackness over some incidences that had happened in in Stockton in the public school system that was quite serious and quite painful for the black students and black community.   Jovelyn Richards: [00:16:07] And when I was there doing a workshop, and this was in my particular, um, um, curriculum that we was, we was doing, uh, but I was implementing it and what I noticed was more pronounced, I had noticed it before. And had even talked about it, had, um, had dialogues about it, uh, with others. What I noticed in those, the, those times that there's a point. Where in the, that particular workshop, I could see where there was staff that was really wanting to get to the bottom of their own anti-blackness for their students. So the teacher part of them and the diversity of the students. And there was activated and then there was those, uh, that were not engaged with the caring of, they were there to teach and they brought, they. Didn't have an issue with their behavior that spoke to anti-blackness. Example would be two students are talking and one non-black. Black. And these are just random examples. Very, they're not mild, but compared to what had happened, what brought us there that was so extreme, it involved death. Um, uh. I shouldn't just say it like that without giving more backdrop to it, but, and maybe I will.   Jovelyn Richards: [00:17:43] But here's in the daily classroom that then this black student would be called out and removed more times than not from a classroom. And so by the teachers that did not take up responsibility, that in their teaching they had a responsibility to be teaching themselves. By listening to the students that would call, would call them out and, and stay forth and say, why, why? This person started talking to me? Why are you only pointing out at me? So this, this is not new. I'm sure this happened throughout the teaching person teaching career. Why am I have to go to office? And so now we can see what happens when students are constantly in the office, how that impacts them. So. That is part of when I started making more notes on this here. And then I, uh, worked with, and probably you're very familiar with this organization in the Bay Area, surge showing up for racial justice. And they were, uh, we worked together on a project. That I was doing as a writer. I was writing the Play 911: What's your emergency? And it was in response to white communities, particularly women calling the police on Brown and black people. And most notable in the Bay Area was barbecue, Becky and Permit Patty. So I met La Peña. I was a resident artist at La Peña Cultural Center. Hopefully you're all aware of that. Uh, of the center and its beauty that it, uh, and work is done over the decades. And I, so in writing the play and working with community folks, uh, actors, performers, and interested and impacted by these phone calls, and we worked in Workshop to create together, I did. I wanted to. Dig more into the psychology now of the barbecue Becky and permit Patty.   Jovelyn Richards: [00:20:10] That means I wanted to look at the racism within white women. And again, I wanted to look at that from, of. White women who have done work and fight for anti-blackness and other, uh, social ills. And so I went to search and, uh, they agreed immediately, which is kudos and kudos, uh, that, uh, they were willing to even think to themselves, yes, I can look, I can get, I, there's, there's roots in here. There's something in here. And so we, um. Created, I created the curriculum for the workshop that lasted over the weekend, and I found out some very interesting things and they found out more importantly, some very interesting things being activists themselves. And as we dug deeper using healing curriculum, for example, uh, there's, uh, healing, uh, um. Theater is based in theater, similar to, um, not similar to, but another theater thing you could think of that deals, which social ills would be theater of the press, uh, playback theater. And I also use that in some of the work I do. That's part of the White Switch. But I had created a thing called two Tiers Telling. Jovelyn Richards: [00:21:38] And in the chairs, two chairs telling the facilitator being me and the, the person who is working on, and this, in this case, women from s would sit in the chair and the others are the witness. They hold the space. Right. And again, this is a healing, uh, process. And then we go into some reflection questions, right. The same way. Preeti did with the Lyft Driver. But these particular questions, because I'm working with activists who are very savvy in the work they do, and very knowledgeable and, uh, the political, uh, things that are happening are happening in the world, then I created those questions to dig past the intellect. Pass the work into the personal, right? So we go into to memory, we go into early memory, and that became really a wonderful experience, as I said, for everybody, right? And I took those notes again, collecting that. And over the years, other workshops I've done. And so again, by the time it circled to pretty us looking forward. Uh, work to do together. It came up. Now I even in this rec, this, um, programming, it was odd when I 'cause this, this recording, this program was due like almost a year ago. We started this program in this 20, 20, 26. Now we started together in late 2024. We presented this at the DESI Conference in 2024, south Asian uh, DESI Conference.   Jovelyn Richards: [00:23:41] We presented at that conference, right? And we were building the curriculum looking for, um, support for it, and Kamala Harris spoke at that conference. There was some political uproar from some of the folks there. They had their own feelings about her and the, the, the, what was, what was happening, what was not happening in the, uh, Biden and her administration with Biden. And there happened to be a moment when I got into, uh, an argument with one of the people who wanted to disrupt the moment she was speaking. I had an issue with that and wanted to, um, ask more questions and in the questioning the person was, was crying and so upset, and then I asked them what work they had been doing in their, in anti-blackness, and their response to me was, I don't have time for that right now.  That was very concerning. Very concerning. And so when I talk about this now, I'm recording this. It's actually Martin Luther King's Day where I'm recording it at air, uh, later and, and I'm sitting here reflecting on where we're at as a whole. Jovelyn Richards: [00:25:14] And I know that a lot of that was, we're here now, whatever, wherever you're thinking about where we're at, because of anti-blackness, because of anti-blackness. So, so much feels kind of odd to be talking about the work we were doing and wanting to do, and then more fiercely leading up to the election. Right? So again, this was, uh, 24. 2024 when we started the story in the, the spring of, and it just turned 2024. The conference was in the spring, I think it was May, late spring, and we came back wanting to do workshops and I left the conference. It was a wonderful. And I love the diversity of the conference in terms of the way diversity and how they was approaching it. Different topics, whatever the topics they were using. It was a different, it was different than most conference where the talking hads and, and then you go to break room, then you come back to another workshop on the program and then you go on the talking hat. You take notes or. And then you come out and then there's a, another break or lunchtime, you go back in and you meet people. There were hundreds of people and there were, there were people approaching difficult subject matters with comedy. And I'm a comedian, so I know that, and we all know on some level the comedians can tell you the best of the best stuff in terms of, um, political social ills, and they get you with that punch.   Jovelyn Richards: [00:26:50] That's another way to get people to sort of pay attention to where they're at in the world, where they're at within the subject matter and what or what not they want to do. Richard Pryor would be a good one, uh, most notable. Uh, and Eddie Murphy to some degree. Yeah, to some degree, but definitely Richard Pryor. Um. And so, and then they also had the dance. They have so much, they had so much of, they brought themselves their culture to the conference and it was one, it was the best conference I had been to. Uh, in a long time. 'cause it brought the, the, the one beautiful thing about many communities is that if, if the conference is put on by them, uh, and for whatever the topics, some, a lot of communities bring their culture into it, right? It's not a template of traditional conference, which very cut, very linear, et cetera. And that was absolutely fantastic. And I enjoyed it deeply and that was my takeaway from it. My takeaway from what we presented, very active listeners, very painful. As I was listening to some of the panelists, I was on the panel, discussed the work they do and gave, uh. Examples, like, uh, one woman was an his attorney and deals with, uh, prison reform and she was giving case cases that she had shared and the disparity of an justice system and the pain of, and then it was, it was, um, very, uh, emotional for me because I know these things occur, but when you hear, hear them in a case study and the results of them.   Jovelyn Richards: [00:28:47] So I was. How very, I was feeling that very deeply. And when it was my, someone asked a question, it was my, and I was speaking again. I'm feeling a certain kind of way. And I'm much, much, uh, I mean at this point my, you can hear and feel my passion when I was answering the question and the frustration that the story of the prison system. Uh, the, the racial, uh, inequality, the punitive measures, and I, and frustrated because this is not new. We know that in the different presidential folks, uh, say the Reagan administration, the Clinton three strikes, we know that's been going on and on, and yet the same stories being told over and over again. Uh, the sameness is like the, the, that different, different, different zip codes, different people, et cetera. But the same story of the injustice. The injustice, right? Going all the way back for some of you that are familiar with history. Going back to, uh, emancipation when the, um, black folks were, the, this sort of system we're working on now was created from that, that system doing emancipation with black folks, had nowhere to go with no resource, no money, and that no land.   Jovelyn Richards: [00:30:19] And that wandering the roads of trying to, to make up a life. And they created a system, a law that if you were the, what is the fragrant of fragrant frequency law, lot loitering, L-O-I-T-E-R-I, in order to re imprison them. So they had choices either go to prison or go work on Mr. X Farm of Land. And so it's been a continuation of, of creating systems, of imprisonment, of enslavement, of brown and black folks. And then so that came out and one of the people facilitating the conference when I, I just, my impatience of keep dis of discussion, my impatience of intellectual approach, my impatience and my bottom line question is, is what is taking this so long? If everybody, if we have attorneys and politicians and all these folks working on the same thing, why are we still here? What is that? And the persons, and so whatever I said after that was really about being more radical, more clear, more intolerant of it. And the person said, we are not ready yet. Meaning we are not we, we are not ready. We don't have all those pieces in place. And then I said, we are. And why? And why are we on the timeframe of others?   Jovelyn Richards: [00:31:50] Right. Why is it we're looking at the clock of others? What is that about other than anti-blackness? The deeper woods where the white switch clicked on? Why are you, why would anyone or any bodies of people talk about the atrocities of the prison system? The injustice? Talk about it, the atrocities. Then when approached to say, meet it, meet it where it's at, it turns the intensity to say, we are not ready yet. What does that, what did that mean? Jovelyn Richards: And what I learned even in that statement that at the conference, and as men pretty came back and talked about and realized that even after years of political education, the community organizing or DEI, a sudden internal shift occurs. The shift is not intellectual, it's somatic. Emotional and again rooted in proximity to whiteness and despite activists stated commitments to racial justice, many South Asians activists experience a movement with their nervous system over rise their politics. Fight or flight response activation. Instead of leaning into accountability, they retreat.   Jovelyn Richards: [00:33:23] Retreat into defensiveness, fragility or self-protection. And when I say those words, we see that more. We think about in the, what is the book? White fragility. So it's the same thing, right? The same characteristic. 'cause again. It's that close proximity to whiteness. So of course you're taking the, the, the, when you, and this, I think it's across the board when anyone is confronted on anything and don't take the word confronted, um, and begin to think of it just as confront, like it seems like a hard word, word and English language doesn't always offer enough words to express. One thing without making it as heavy, because confront, confront could be simply in a conversation and someone says, do you know what you just said is very offensive to me? And, and say, why? And then suddenly the possibility of the white switch, this reflective, turned toward whiteness. Toward innocence. Jovelyn Richards: [00:34:29] Rural more purity and distance from blackness is the white switch. And so when in my experience, uh, south Asian activist is confronted with their own anti-blackness, does the switch may show up as defensiveness. Words like, I've done so much work on this. I, you know, I do the work. It's like proving, here's my resume, here's my, this, I've done the work and, and, and that's not me. I've taken anti-racism training. I work every day my and, and bring credentials into it. I teach workshops. I'm dismantling racism, volunteer in prison reform. I've marched, donated, organized, centering my, uh, centering, centering. And that I wanna say is what people do in any situations, not just a topic like anti-blackness. It's in a relationships you can, and we call, what do people call it now? Uh, you're deflecting, you're being a narcissist. It's all these other things that cover it up. So it's a, it is, it appears to be something that human beings do in constant protection. So I wanna make that clear, but now we're talking about.   Jovelyn Richards: [00:35:50] In a way of the social pains of this world that we are trying as activists, uh, as people trying to get, not just get a handle on, but to eradicate it. Like right where, just take a moment. Where are we at right now? Where are we at in Minnesota? Where are we at in any state? DC Chicago? Where are we at? This is the thing that we're dealing with. And so it, if the answer is to look at the things that, the look at, the things that the government is saying, it is saying, we clearly, we are racist, and everything we about to do was about to be about that. I'm so happy. Again, you're going to hear this after, uh, today, which is Martin Luther King's Day. I'm so happy on social media where everyone is celebrating. Not everyone, but those that I see are, are celebrating and they're honoring. And they're ignoring any, any kind of dismissal. Erasure, ain't nobody. Yeah. You can forget what you wanna forget. You can have what you want to hide, but, but everybody out here knows the truth.   Jovelyn Richards: [00:37:18] We just gotta get to their truth of humanity. Other ways of dis defensiveness is the feeling in a sense of, of almost like being dismissed as all that they've done. Like, I've done all this, I do all this. And then to hear that and in, in, in that moment, I have, uh, witnessed we're almost as if in the mind, you know, if they say we are not mind Raiders, but if you. You don't have your mind reader to pay attention to the, the flesh of a person, the eyes of a person to be able to get cold. Where they're running, where they're hiding, which, where what, what, what are they doing to survive the moment? Right. To be seen and not seen. Right. And it's not intentional. It's not malicious. It again, it is a, it is the umbrella psychology that we exist under and. When a person works so hard to, to show up their best self as an activist in anti-blackness, and then someone, and particularly a black person, joins in their huge effort to say, Hey, this, this ain't this. This is not working here. Let's work with this here. It's almost like they just threw out their. Whole journey of sense of, of what they're proud of, what they're, what makes them feel good about themselves inside this human life. And it should, oh, and they should absolutely adore, feel good because we're out here doing the work.   Jovelyn Richards: [00:39:09] And so these are the things that is important for us to know. And we're going to listen to another, um, video, and you are going to hear, I, I appreciated this video because it asked a question, what would I have been if I had not been doing this? So take a listen and then I will be right back.   CLIP PLAYS   Jovelyn Richards: [00:41:55] So what would. Right. What would we be doing? I ask myself as a black woman, if a lot of what I do as a writer, as a performance artist, as a community, um, activist, whatever the title is, how much energy it takes, and right now. The energy is taken again in a very different faith. This hurts, this hurts, this really hurts. Right? In a way that almost the thinking about again, the timeframe of when we were doing the work and then where we at now. Being in the conference where we at now, how many people voted against Kamala, where we are now after the conference, um, I got a text message and this was when they were, uh, folks was holding, uh, zoom.   Jovelyn Richards: [00:43:20] And it was really exciting. So many people from so many different communities was doing Zoom calls to talk about the, the elections that were coming up. And when she became the primary chosen person to run as a democratic party and people were talking, people raising money. Oh, did you see the excitement, the energy. I got a text message from one of the people from the DESI conference and, and was very, they were in pain. He said, I feel so hurt right now because on the zoom that she was uh, on, there were many people saying that they weren't gonna vote for her, or no, this is South Asian Zoom. They weren't going to vote for her. Or they weren't gonna vote at all. My re I was so my livid, which is really not as important as the liveness of now. But I was just surprised given what everybody understood and knew about her opponent. And so I said to the person in text. I said, go back to the Zoom, and I said this, everyone, there's a slogan that people are saying as if it's, uh, the, the, you know, there's always this new thing to say.   Jovelyn Richards: [00:44:58] And the slogan was, listen to black women. Listen to black. So I said to her, which, which I, I think people really don't get it, don't understand the history of what that means. They don't understand history with that. They don't care. And, and I'm saying, I shouldn't just say I, it's not that they don't care. I don't think they, they, they take, they don't look at what that meaning. That means listen to black women means the story of black women in this country, how the, how our arrival, and then the story after that. They're not gonna even get into you. You know that if you know anything, if you listen to KPFA, you know, and the MA mechanisms of how that happens, the template of how that works is the, the ask black women, the template, right? We, we know that the, the intimate details of how that works, right? And so the thought that people were literally not wanting to. I not wanting to, and that was disturbing.   Jovelyn Richards: [00:46:19] And so that happened. And then we did, oh, then I was, um, watching a couple ones that were white women were getting together. On these zooms, and they were so excited, so excited. And in their excitement, they were talking about, they were connecting. They, they were having so much fun talking about this, this, the leading up to the election, the support, the, the, and they felt some sisterhood. They felt energized. They felt all of this stuff and the energy I got from that. The energy I got from that is this is about y'all having fun, connecting, laughing, having a project. This is a project, and I asked, what I didn't hear them say is how much they had raised. They weren't talking about any of the practicalities of the next step.   Jovelyn Richards: [00:47:28] It was just about. It was a, and I put it in the way I took it. Good, bad or different. You can agree or not agree, but I'm telling you what I experienced. It felt like it was a big party, a really big fun party that they had experienced and being able to see people, they and strangers, and laugh and talk and, and go on and on and on, that it was a party, right? But it really wasn't about the truth. It had something to do. And then, and I said, and I left that, that when I saw that, I wasn't in the Zoom, but this was people talking afterwards, like on social media, about how excited they were. And I had asked, what did you raise? What are your next steps? They had nothing.   Jovelyn Richards: [00:48:14] Well, we are gonna have another one in a couple weeks. We can figure that out. Really interesting. You got two weeks to figure it out. You got, oh, you got that kind of time. Interesting. Right. And then, uh, we saw how that happened and I see that they're working right outside my window. So let me just day. I apologize for those. Got a little bit of that noise out, said that, oh, I think that happened a little bit. And so that's how that went. And now we are here. So again and again, we, I think to find a way, even though there's a sense of probably hopelessness that some of us are feeling and we are not gonna go into, um, the hopelessness of it all. We are gonna go into, uh, not in this here, um, thing, but I think all of us needs to go into, uh, the, not even about the hope, but the necessity. Hope is wonderful. Necessity. They're going to the necessity, right? They go into that place like, and find where do you live, where it's like this is the urgency, the necessity to it.   Jovelyn Richards: [00:49:42] Uh, other quotes that I'm gonna give you a few of them. A few quote, anti-blackness is foundational, not peripheral. And that's Frank B Wilderson. The third on the limits of allyship. So as we go into this, uh, we're in this thing right now. I think it's important for, uh, connectiveness, interconnectiveness in groups, intubated, dig. Inside, um, those roots to be the most effective on the nervous system and racial conditioning, the body keeps the score. I think that's, um, something that's important. And then when the, when I bring that up, the body keeps the score because what does proximity to whiteness doom where it literally dismantles parts of you no matter how deep you've been educated.   Jovelyn Richards: [00:50:43] That it can dismantle you. Um, and where does that go? Example, the nervous system and racial conditioning I speak about That is the, you lose the ability to see, hear, and speak that racial conditioning, proximity to whiteness. You give up the ability to hear. To see and to speak. You are muted and your critical thinking skills is dismantled in areas of, of, uh, anym. So I'm gonna broaden it anym, and it dismantles those parts of you energetically. Like here we are on this human experience. And, and all the, the human properties that belong to us. All the gifts of being human and to come into a circumstance, uh, where you are immediately given isms and in this story, anti-blackness. And I think some of you have, you, you may have heard of the book cast and we know it South. Asian communities coming from a caste system and then coming to America. If you came here to America with, or a history of, however, the story is that you, it's, you have a built in template for anti-blackness. I mean, it's already set thousands of years of being set.   Jovelyn Richards: [00:52:27] And so coming here, it's not so hard, uh, to even, no matter how hard when you work to be educated. And to work in systems, uh, it gives you, working in systems and anti-blackness gives you sort of the oodles and feel a sense of pride when you sit down at the table. Right. But that white switch is there that you, the, the hearing, the saying, and the knowing is gone speaking, and so it's at what percent. What percent are you really doing the work if you are embedded with anti-blackness? You, so, like I said, the co. The co, the conference, I asked that questions. I asked a question like, why is it taking so long? Because people operating, operating at 40%. It's like being in a burning building and people in the burning building, you say, okay, I'm gonna go get, um, uh, enough water for half the building to be, um, uh, fire to be put out.   Jovelyn Richards: [00:53:45] So stand on that part of the building. The building's still on fire. So you're gonna put that out. So you're kind of running around in a burn, a, a burning building, and that's not okay. And so in creating the curriculum to do work, I think is really relevant. Now, I would fe I think February, um, 20, uh. 20 something, there's gonna pop the white switch, uh, ebook is coming out and it'll be on Amazon.  I know. Um, and that's not the best thing. Um, it'll be on, but it'll be out there and it will be the curriculum, it'll be the self-reflection, it'll be stories. And I, one of the things that I'm wanting of folks is to start partnering with. Like, if you're listening to this as a South Asian activist, what would it be like to get to, to hook up, which probably folks in your circle, um, black activists and there, and, and you may say what you, you may, I'm pretty sure you, you connected, but some folks have said, well, what if they're, they're not an activist.   Jovelyn Richards: [00:55:15] Um, very difficult to be breathing in black and not be an activist, if that's even before this time being aware of your activism. 'cause if you gotta move through space every day, you're fighting for yourself. You endure, uh, worlds. You are code switching, you are being aware of and mindful of and of your activities. You are an activist and always saving yourself. Saving yourself, saving your family, aware of signs of, uh, like, uh, signs that are out movies, you're always looking after anti-blackness that exists, even if it's not conscious on that level. Right. And so as I come to an end, I must say that, uh, it would've been nice to have done this with pretty, uh, one of the things that I think we both was learning an I that was.   Jovelyn Richards: [00:56:11] We were working on the anti-blackness and our work together that was, that couldn't be helped, uh, in working together. And as she shared with me one time, and she does a lot of fantastic work on herself, she said, you know, I am, I am the white woman in India. And I appreciated that knowledge and how that might work out with us. I work and it did show up and we were able to discuss some things, some things I, my own stuff kept silent. Right. And that's something I gotta work on. And I'll leave you with that. It's been traveling. Again, the ebook called We Switch by Joplin, uh, late February. Uh, curriculum exercises, thoughts, reflections, Self-Reflection, uh, and I'll see you on Cover, the cover of Women's Magazine. Until then, be mindful. Be conscious. Goodbye.   Miko Lee: [00:57:18] Please check out our website, kpfa.org to find out more about our show tonight. We think all of you listeners out there. Keep resisting, keep organizing, keep creating and sharing your visions with the world because your voices are important.   Apex Express is produced by Ayame Keane-Lee, Anuj Vaidya, Cheryl Truong, Isabel Li, Jalena Keane-Lee, Miko Lee, Preeti Mangala Shekar and Swati Rayasam. Thank you so much for joining us.   The post APEX Express – 1.29.26 – White Switch appeared first on KPFA.

Virginia's new Governor, Abigail Spanberger, openly admitted it's good for the state to participate in the Regional Greenhouse Gas Initiative, not to protect the climate and environment, but rather because it's a great “cash grab.”   Bonner Cohen, Ph.D., a senior fellow at the National Center for Public Policy Research, explains how Virginia's participation in RGGI will raise energy costs, hurt low- and middle-income residents, and drive businesses out of the state, when he joined Joe Thomas, The Daily Signal's Virginia correspondent, on his podcast today.    “It's not about saving the planet, and we have to be very careful about what we mean when we say it makes money for Virginia. Actually, it's ultimately going to cost Virginia rate payers who, as a result of RGGI, as well as a result of other energy policies she's imposing as well as taxes she plans to raise, these people are going to see their disposable incomes reduced and you have to ask the question: to what end?” Follow us on Instagram for EXCLUSIVE bonus content and the chance to be featured in our episodes: https://www.instagram.com/problematicwomen/   Connect with our hosts on socials!   Elise McCue X: https://x.com/intent/user?screen_name=EliseMcCue Instagram: https://www.instagram.com/elisemccueofficial/   Virginia Allen: X: https://x.com/intent/user?screen_name=Virginia_Allen5 Instagram: https://www.instagram.com/virginiaallenofficial/   Check out Top News in 10, hosted by The Daily Signal's Tony Kinnett: https://www.youtube.com/playlist?list=PLjMHBev3NsoUpc2Pzfk0n89cXWBqQltHY Learn more about your ad choices. Visit megaphone.fm/adchoices

How would you respond if someone came into your office on a mission to kill you? Would it even cross your mind to share the gospel? Host Casey Harper is joined by Virginia Prodan author and international human rights attorney as she shares her story of persecution and saving her assassin. Living in communist Romania, Virginia felt called to share the gospel with her clients, even when it meant putting herself in danger. She tells her story and encourages believers to allow the Lord to use you in ways you may never expect.

As the Retirement Plan Live series wraps up, Roger Whitney shares wisdom from retirees further along the path to help Henry and Lucy think beyond the numbers. Listeners in their 50s, 60s, and 70s reflect on purpose, work, health, money, and joy—offering perspective on what really matters when retiring early. Roger closes with his own observations from decades of coaching, a Smart Sprint focused on learning from others, and listener-submitted words for the year.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but to have the confidence to lean in and rock it.(01:33) Two announcements: next month starts a healthcare-before-Medicare series and the listener survey in The Noodle is coming soon.WISDOM FROM RETIREES FURTHER ALONG(03:41) Roger reads listener reflections from retirees further along, sharing lessons on purpose, work, health, flexibility, and building a meaningful retirement.ROGER'S OBSERVATIONS (12:54) Roger shares his observations from decades of coaching on what leads to a fulfilling retirement, including permission, projects, community, service, and avoiding distraction or scarcity thinking.SMART SPRINT(22:12) Identify one challenge you're facing and talk with someone who has already walked that path—before turning to books or the internet.LISTENER WORDS FOR THE YEAR(25:10) Roger shares listener words for the year and the personal meaning behind them.RESOURCESSign up for our next webinar!Submit a Question for RogerSign up for The NoodleThe Retirement Answer Man

Time to Explain, the Brawl Stars podcast!After one year, we took some time to answer the most burning questions from the community - Buffies, economy, the future of the game, and such! Hit the play button, open Brawl Stars, and enjoy the next 2 hours of explanations! This episode has Dani (Community Manager), Adrian (Lead Game Designer), Quinn (Feature Designer), and Gon (UI/UX Designer).

How would you respond if someone came into your office on a mission to kill you? Would it even cross your mind to share the gospel? Host Casey Harper is joined by Virginia Prodan author and international human rights attorney as she shares her story of persecution and saving her assassin. Living in communist Romania, Virginia felt called to share the gospel with her clients, even when it meant putting herself in danger. She tells her story and encourages believers to allow the Lord to use you in ways you may never expect.

Join travel advisors Ryan and Julie from Wonder and Beyond Travel as they break down the best of Walt Disney World for both families and adults. Whether you're planning a magical vacation with kids or an adults-only getaway, this episode covers everything you need to know to make the most of your Disney experience.For Families:Best resorts: Art of Animation (value), Caribbean Beach (moderate), Polynesian and Beach Club (deluxe)Top parks: Magic Kingdom and Hollywood Studios lead the way for family funDining recommendations including quick service favorites like Connections Cafe at Epcot and Pecos Bill's at Magic KingdomCharacter dining gems like Garden Grill, Tusker House, and the newly reopened 1900 Park FareMust-do attractions from Dumbo to Toy Story ManiaHidden dining treasures including Topolino's Terrace and the Hoop-Dee-Doo Musical RevueFor Adults:Best resorts: Pop Century (value), Caribbean Beach and Gran Destino Tower (moderate), Riviera and Boardwalk (deluxe)Focus parks: Epcot and Hollywood Studios for the perfect adult Disney experienceDining highlights from Yorkshire County Fish Shop to Hollywood Brown DerbyHidden gems like Toledo tapas restaurant and the Wine Cellar at Epcot's Italy pavilionTop attractions including Tron, Guardians of the Galaxy, and Tower of TerrorPro tip: Use the clock to your advantage by starting late and taking advantage of extended evening hoursThe hosts also discuss the growing trend of "why-cations" - designing trips based on your purpose and desires - and share real client stories that showcase the personalized touches that make vacations truly memorable.Support the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/new Ready to plan your vacation? Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation" Join the travel conversations and the fun in our Facebook Page and Instagram Page! Please share the show with your travel buddies!! Click this link and share the show! Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

With the price of everything on the rise, can you live sustainably without spending more money? In fact, frugal living has always been sustainable. Clothes drying on the line, a cookie tin reused as a sewing kit, a Cool Whip tub filled with leftovers. Choosing stuff that lasts over stuff that's designed to be trashed, choosing to reuse before buying new, and choosing to skip stuff that doesn't serve us — these money-saving tips are also tips to live sustainably. Not only that, they liberate us to exist outside a world centered on consumption. In this episode, you'll get all kinds of tips from our community on how to save on everything from groceries to electricity.

EPISODE 155 | Mummy Mia: King Tut's Tomb Guest: Neil Laird, Emmy-nominated TV producer (Discovery, BBC, PBS, History, National Geographic), author of the Prime Time novel series Since its discovery in 1922, the tomb of King Tut has captivated people, with research simply leading to more questions? How did he die? Was he murdered? Was he really born in Arizona and later moved to Babylonia? And is there a curse? Like what we do? Then buy us a beer or three via our page on Buy Me a Coffee.  Review us here or on IMDb. And seriously, subscribe, will ya? Like, just do it.  SECTIONS 03:09 - The discovery, the Curse of the Pharaohs, the Toxic Tomb theory 13:47 - The first autopsy (1925), the Boy King; mummies were not worth much; the second autopsy with X-rays (1968), was he murdered?; the third autopsy (2005) with CAT scans; accidental death?, walking canes, did he have a clubfoot? 24:06 - A new investigation, new evidence, a new theory 30:44 - Hidden chambers in the tomb, possibly Nefertiti, underground scans 36:01 - The mass appeal of historical treasures, Deir el-Medina - the lost village of the artisans and the Great Pit 43:25 - The Egyptians and the West have an uneasy history, the Grand Egyptian Museum (GEM) 45:35 - Egypt is his obsession Music by Fanette Ronjat More Info Episode 59 - Atlas Sank: Titanic Conspiracies  The Grand Egyptian Museum (GEM) Prime Time novels Neil Laird on IMDb Lost Treasures of Egypt (2019-2025) Tutankhamun: Secrets of the Tomb (2022) Tut's Toxic Tomb (2022) Tut: A Century of Secrets (2022) Tut's Lost City Revealed (2022) Valley of the Queens (2021) Valley of the Kings: The Lost Tombs (2021) Lost Tombs of the Pyramids (2020) Cleopatra: Sex, Lies and Secrets (2020)  Tut's Final Secrets (2020) Lost Kingdom of the Black Pharaohs (2019) Egypt's Great Pyramid: The New Evidence (2017) Egypt: What Lies Beneath (2011) National Geographic: King Tut's Final Secrets (2005) Into the Great Pyramid (2002) Saving the Sphinx (1998) Follow us on social: Facebook X (Twitter) Other Podcasts by Derek DeWitt DIGITAL SIGNAGE DONE RIGHT - Winner of a Gold Quill Award, Gold MarCom Award, AVA Digital Award Gold, Silver Davey Award, and Communicator Award of Excellence, and on numerous top 10 podcast lists.  PRAGUE TIMES - A city is more than just a location - it's a kaleidoscope of history, places, people and trends. This podcast looks at Prague, in the center of Europe, from a number of perspectives, including what it is now, what is has been and where it's going. It's Prague THEN, Prague NOW, Prague LATER 

Despite a lack of payment from OEMs for all of the consulting the fellas have pushed out in these "Saving" brand episodes, the homies sit down and do their best to save VW. Does anyone actually know or care what VW makes today outside of the GTI and Golf R? Let's see what bad ideas the dudes have in mind to bail out this German icon. 

How would you respond if someone came into your office on a mission to kill you? Would it even cross your mind to share the gospel? Host Casey Harper is joined by Virginia Prodan author and international human rights attorney as she shares her story of persecution and saving her assassin. Living in communist Romania, Virginia felt called to share the gospel with her clients, even when it meant putting herself in danger. She tells her story and encourages believers to allow the Lord to use you in ways you may never expect.

WarRoom Battleground EP 934: Saving Texas And How To Push Back Against Islamic Takeover

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut. Summary of the Interview On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry. Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making. The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations. Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access. Purpose of the Interview The interview’s purpose is to: 1. Introduce Brett Chestnut as a trusted financial leader Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited. 2. Educate listeners on financial empowerment Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline. 3. Highlight Northwestern Mutual’s diversity initiatives Brett explains how the company is intentionally investing in diverse advisors and underserved markets. 4. Inspire career‑based and financial self‑reflection He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals. 5. Promote mentorship and community uplift Both Brett and Rushion stress the transformative power of mentorship and generational investment. Key Takeaways 1. Financial empowerment starts with awareness Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize. 2. You must “choose your hard” Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas. 3. Wealth building is emotional as much as logical Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities. 4. Don’t skip steps (especially with investing and crypto) Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions. 5. Mentorship works only with real relationship True mentorship requires understanding someone’s full life story, not just giving advice. 6. Representation matters in financial services Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved. 7. Closing the wealth gap requires generational strategy One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward. 8. Brett sees his work as multiplying impact By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift. Notable Quotes (from the transcript) On financial empowerment “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.” “When we’re born we look like our parents, but when we die, we look like our decisions.” On career purpose “I help people who are successful but career‑disturbed. They want more.” On money habits “Look at your last three months of spending. Your money tells you what your real priorities are.” On investing and crypto “People want to skip steps… going from no savings straight to crypto.” “If you don’t understand it, maybe it’s not time for you to invest in it.” On mentorship “To give someone feedback without relationship is harassment.” “Let me hear your story… mentorship starts with knowing the inner person.” On diversity and empowerment “Their growth strategy is diversity… whole markets haven’t even been called on yet.” On community and identity “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.” On wealth-building reality “You have to choose your hard. Hard now or hard later.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut. Summary of the Interview On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry. Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making. The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations. Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access. Purpose of the Interview The interview’s purpose is to: 1. Introduce Brett Chestnut as a trusted financial leader Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited. 2. Educate listeners on financial empowerment Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline. 3. Highlight Northwestern Mutual’s diversity initiatives Brett explains how the company is intentionally investing in diverse advisors and underserved markets. 4. Inspire career‑based and financial self‑reflection He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals. 5. Promote mentorship and community uplift Both Brett and Rushion stress the transformative power of mentorship and generational investment. Key Takeaways 1. Financial empowerment starts with awareness Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize. 2. You must “choose your hard” Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas. 3. Wealth building is emotional as much as logical Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities. 4. Don’t skip steps (especially with investing and crypto) Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions. 5. Mentorship works only with real relationship True mentorship requires understanding someone’s full life story, not just giving advice. 6. Representation matters in financial services Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved. 7. Closing the wealth gap requires generational strategy One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward. 8. Brett sees his work as multiplying impact By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift. Notable Quotes (from the transcript) On financial empowerment “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.” “When we’re born we look like our parents, but when we die, we look like our decisions.” On career purpose “I help people who are successful but career‑disturbed. They want more.” On money habits “Look at your last three months of spending. Your money tells you what your real priorities are.” On investing and crypto “People want to skip steps… going from no savings straight to crypto.” “If you don’t understand it, maybe it’s not time for you to invest in it.” On mentorship “To give someone feedback without relationship is harassment.” “Let me hear your story… mentorship starts with knowing the inner person.” On diversity and empowerment “Their growth strategy is diversity… whole markets haven’t even been called on yet.” On community and identity “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.” On wealth-building reality “You have to choose your hard. Hard now or hard later.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut. Summary of the Interview On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry. Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making. The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations. Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access. Purpose of the Interview The interview’s purpose is to: 1. Introduce Brett Chestnut as a trusted financial leader Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited. 2. Educate listeners on financial empowerment Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline. 3. Highlight Northwestern Mutual’s diversity initiatives Brett explains how the company is intentionally investing in diverse advisors and underserved markets. 4. Inspire career‑based and financial self‑reflection He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals. 5. Promote mentorship and community uplift Both Brett and Rushion stress the transformative power of mentorship and generational investment. Key Takeaways 1. Financial empowerment starts with awareness Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize. 2. You must “choose your hard” Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas. 3. Wealth building is emotional as much as logical Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities. 4. Don’t skip steps (especially with investing and crypto) Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions. 5. Mentorship works only with real relationship True mentorship requires understanding someone’s full life story, not just giving advice. 6. Representation matters in financial services Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved. 7. Closing the wealth gap requires generational strategy One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward. 8. Brett sees his work as multiplying impact By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift. Notable Quotes (from the transcript) On financial empowerment “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.” “When we’re born we look like our parents, but when we die, we look like our decisions.” On career purpose “I help people who are successful but career‑disturbed. They want more.” On money habits “Look at your last three months of spending. Your money tells you what your real priorities are.” On investing and crypto “People want to skip steps… going from no savings straight to crypto.” “If you don’t understand it, maybe it’s not time for you to invest in it.” On mentorship “To give someone feedback without relationship is harassment.” “Let me hear your story… mentorship starts with knowing the inner person.” On diversity and empowerment “Their growth strategy is diversity… whole markets haven’t even been called on yet.” On community and identity “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.” On wealth-building reality “You have to choose your hard. Hard now or hard later.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

"No matter what's going on out there, there's always hope." This episode is sponsored-in-part by Maddie's Fund, The Animal Rights Foundation, and The Underfoot Podcast. What happens to cats deemed unadoptable due to behavioral challenges? In this episode of the Community Cats Podcast, host Stacy LeBaron welcomes back Mary Scott, Director of the ASAP Working Cats Program in Santa Barbara, California. With over 17 years of animal welfare experience, Mary sheds light on the complex and often misunderstood issue of behavioral euthanasia in shelters—and offers a powerful alternative. Mary shares how her Working Cats program provides safe, fulfilling lives for semi-social and non-social cats who might otherwise face euthanasia. By partnering with cat-savvy caretakers and relocating these felines to barns, sheds, or outbuildings, the program offers these cats a chance to thrive in an environment aligned with their needs. Through structured acclimation, sound matching, and supportive protocols, Mary and her team have achieved a remarkable 95% live release rate and a 67%+ retention rate for placed cats. This candid and inspiring conversation is a must-listen for anyone passionate about finding innovative solutions to shelter overpopulation, reducing euthanasia rates, and celebrating every cat's right to a dignified life. Press Play Now For: A clear definition of behavioral euthanasia and how it impacts shelter cats How Working Cats programs provide life-saving alternatives The step-by-step relocation process for cats in the program Tips for matching cats with suitable caretakers and environments The role of shelters, resources, and flexibility in saving lives National stats on cat euthanasia and reasons for hope Real-life success stories like DeLorean and Wobble Resources & Links: ASAP Cats Working Cats Program Community Cats Central Shelter Animals Count Follow & Review We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Select "Ratings and Reviews" and "Write a Review" then share a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Metaplanet transformed from a struggling pan-Asian hotel chain into Japan's most aggressive bitcoin treasury company, becoming the fourth-largest corporate bitcoin holder and the country's most active equity issuer in 2025. Dylan LeClair and Phil Geiger break down how Metaplanet raised over $1 billion through capital markets to accumulate more than 35,000 bitcoin while growing its shareholder base to over 220,000 Japanese retail investors. Pierre Rochard digs into rights issues, stock acquisition rights, and how Metaplanet is educating Japanese investors on bitcoin while competing with nearly $7 trillion in zero-interest household savings.

Content Warning: This episode discusses suicide and mental health struggles; if you or someone you know needs help, please call/text 988 in the US and Canada. Kelly Jean Torres is an author, singer-songwriter, and trauma-informed storyteller whose work explores what it means to survive and heal. Raised in a web of foster care, domestic violence, addiction, and emotional neglect, Kelly grew up learning how to disappear in order to stay safe. Born in Illinois and now based in Nashville, Tennessee, Kelly's early life was shaped by instability and fear, but also by a fierce internal will to survive. Removed from her biological parents as an infant and raised in by volatile foster parents who ultimately adopted her, she learned early that love was conditional and safety was fragile. After decades of therapy, self-inquiry, and spiritual exploration, Kelly began to revisit the memories she spent a lifetime keeping at arm's length. Saving the Lost Girl is her first memoir, written with the belief that facing the past is the only way to reclaim the future. In addition to her writing, Kelly is a musician and lives with her husband and two children. Through her work, she hopes to remind others that no matter how our story began, we get to write our own ending. Season 11: Adoptee Memoirs - books in order: Practically Still a Virgin by Monica Hall You Can't Get Rid of Me by Jesse Scott and Keri Ault Unspoken by Liz Harvie EVENTBRITE LINK - AUSTIN, TEXAS - LIVE PODCAST EVENT: 4/17 & 4/18 2206! Sign up to be part of our mailing list and receive upcoming details about our April 17th & 18th Live Podcast Event in Austin, Texas! Thank you to our Patreons! Join at the $10 level and be part of our monthly ADOPTEE CAFE community. The next meeting will be Saturday, February 7th, at 1 pm ET. RESOURCES for Adoptees: Adoptees Connect Adoptee Mentoring Society Gregory Luce and Adoptee Rights Law Fireside Adoptees Facebook Group Dr. Liz Debetta: Migrating Toward Wholeness Movement Moses Farrow - Trauma therapist and advocate National Suicide Prevention Lifeline – 1-800-273-8255 OR Dial or Text 988. Kristal Parke Because She Is Adopted Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The next sci-fi audio drama from Voyage Media. Priah Ferguson (from Stranger Things) plays a young girl named Dasha, who inherits a hard drive of her dead grandfather's memories. She discovers he's intentionally been leaving her clues through his memories since she was born. These clues could stop a global population control conspiracy that can kill anyone on Earth at the press of a button. Created by the Neese Twins, producers of Netflix's The Umbrella Academy. Find all the episodes of Season 1, available right now, on Apple Podcasts, Spotify, or anywhere else you listen to podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Agent Derek Meister-Geek Squad spoke to Bill about Setting up Smart Home Devices with Matter? Save the Pairing Code! Matter Matters for Smart Homes - You need your original Matter pairing code to reset devices  - This code isn't always in a convenient place - Saving your codes keeps them accessible

The team takes an hour of questions live from CK Exclusives subscribers, including: ⁃ What’s the best way to get evidence of fraud in front of Congress? ⁃ Is there any chance to save Minnesota from the Democrats who are destroying it? ⁃ What are the signs you met someone worth marrying? Become an Exclusives subscriber and ask the team a question on-air by going to members.charliekirk.com. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

College today can easily cost six figures — even at public universities — and yet so many families still feel completely in the dark about how to prepare for it without sacrificing their own financial future.My guest today knows this stress intimately.Patricia Roberts grew up in a low-income household and nearly didn't attend college at all. A guidance counselor once suggested she stick with her waitressing job instead. But she pushed forward, working multiple jobs, sending money home, earning not just one degree, but eventually a law degree. That education changed her family's life… but it also came with over $100,000 in student loan debt that took two decades to repay.That lived experience is what fuels Patricia's passion today. She's spent more than 25 years working with 529 college savings plans — from helping launch some of the earliest plans at Citigroup to advising families and employers on how to use them smarter, earlier, and with far less fear.In this episode, we break down what 529 plans really are — and what they're not. We tackle the biggest myths, from “What if my kid doesn't go to college?” to “Will this hurt financial aid?” to “Is college even worth it anymore?” We also dig into major new changes that make 529s far more flexible than most people realize — including using them for trade schools, certifications, student loan repayment, K-12 expenses, and even rolling unused funds into a Roth IRA.More about Patricia: She is Chief Operating Officer of Gift of College, Inc., where she helps employers improve employees' financial well-being by offering student loan repayment assistance and matching contributions to 529 college savings and ABLE (disability savings) accounts.Patricia is also the author of Route 529: A Parent's Guide to Saving for College and Career Training with 529 Plans, a book she wrote with some extra time on her hands during the pandemic to help educate and inspire even more parents. Hosted on Acast. See acast.com/privacy for more information.

This week we discuss beaver bombing in Europe, RossCreations being under fire for abusing a possum, and a new world record tuna being sold for $3.2 Million dollars. Enjoy! (TWT 194)Rocket Money: Cancel unwated subscriptions and more at https://rocketmoney.com/wildtimesWarby Parker: Our listeners get 15% off plus free shipping when they buy two or more pairs of prescription glasses at http://warbyparker.com/wild — using our link helps support the show. #WarbyParker #adGet More Wild Times Podcast Episodes:https://podcasters.spotify.com/pod/show/wildtimespod/subscribehttps://www.patreon.com/wildtimespodMore Wild Times:Instagram: http://instagram.com/wildtimespodTikTok: https://www.tiktok.com/@wildtimespodcastFacebook: https://www.facebook.com/wildtimespod/X: https://x.com/wildtimespodDiscord: https://discord.gg/ytzKBbC9DbWebsite: https://wildtimes.club/Merch: https://thewildtimespodcast.com/merchBattle Royale Card Game: https://wildtimes.club/brOur Favorite Products:https://www.amazon.com/shop/thewildtimespodcastMusic/Jingles by: www.soundcloud.com/mimmkeyThis video may contain paid promotion.#ad #sponsored #forrestgalante #extinctoralive #podcast

 Hey everyone, it's Emma Weissmann, the host of Humans in the Hot Seat, a spinoff series from Humans of Travel. This Hot Seat episode is a little different from our normal format; today, I've invited on Mindy Poder, Editor-in-Chief of TravelAge West, to share some information on the upcoming TravelAge West Trendsetter Awards, which honor top travel advisors. Nominations for the awards open in one week, on Feb. 2, and the application period runs until mid-March, with finalists announced in early April. Advisors can self-nominate, or nominate their peers. During this episode, Poder and I will share more about the five individual categories we're judging (Upward Bound, Rockstar Advisor Under 40, Saving the Day, Best Use of Social Media, Best Targeted Marketing Idea and Best Group Booking Effort) and we'll offer some tips on making your application stand out. We'll also share some application red flags we look out for, and share more about the winners' prizes (think: travel prizes, attendance at the WAVE Awards Gala in LA, a feature in TravelAge West and more!) This episode is sponsored by the Globus Family of Brands. RESOURCES MENTIONED IN THIS EPISODE Access the application for The TravelAge West Trendsetter Awards Contact TravelAge West editors with any questions: letters@travelagewest.com ABOUT YOUR HOST Emma Weissmann is the Executive Editor of TravelAge West, a print magazine and website for travel advisors based in the Western U.S. She is also the co-host of Trade Secrets, a podcast created with sister publication Travel Weekly, and the Editor-in-Chief of print publication AGENTatHOME.TravelAge West also produces events including Future Leaders in Travel, Global Travel Marketplace West, the WAVE Awards gala ad the Napa Valley Leadership Forum. ABOUT THE SHOW TravelAge West’s award-winning podcast, “Humans of Travel,” features conversations with exceptional people who have compelling stories to tell. Listeners will hear from the travel industry’s notable authorities, high-profile executives, travel advisors and rising stars as they share the highs and lows that make them human.See omnystudio.com/listener for privacy information.

The team takes an hour of questions live from CK Exclusives subscribers, including: ⁃ What’s the best way to get evidence of fraud in front of Congress? ⁃ Is there any chance to save Minnesota from the Democrats who are destroying it? ⁃ What are the signs you met someone worth marrying? Become an Exclusives subscriber and ask the team a question on-air by going to members.charliekirk.com. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

In this episode, we explore the emotional and structural challenges that come with transitioning from a lifetime of saving to actually spending in retirement. We focus especially on healthcare professionals—nurses, physicians, and leaders—who have spent their careers making cautious, life-impacting decisions and who now face a very different kind of responsibility: using the money they've carefully built.We start by recognizing how identity plays a major role. Many in healthcare see themselves as protectors and planners. Saving becomes a symbol of safety, and shifting to spending can feel like breaking an internal rule. With the end of scheduled shifts and steady paychecks, many experience a sense of floating—losing the rhythm they've followed for decades. We clarify that this unease is normal, not a sign of poor planning, but a psychological adjustment.We emphasize that the solution lies in structure. By creating an income plan that mimics the regularity of a paycheck, we restore the stability many retirees need. We walk through how to assemble an “income playbook”—a way to integrate pensions, IRAs, 403(b)s, HSAs, and savings into a cohesive plan. Each account gets a role, whether it's for essentials or discretionary goals, and cash buffers protect against market swings. Automation is key here—turning on scheduled withdrawals and tax withholding brings back the rhythm retirees are used to.We also break down the concept of retirement into phases: go-go, slow-go, and no-go years. Spending shifts naturally, so we help clients build flexibility into their plans. Travel and hobbies may define the early years, while later stages often involve more home time or increased healthcare costs. By projecting different scenarios and using guardrails, we help people make confident adjustments as life evolves.Throughout, we stress that it's okay to spend what you've saved. Retirement isn't about hoarding your wealth—it's about enjoying the life you worked hard to build. We suggest starting with a snapshot of your financial picture, visualizing what your days might look like, and even running a test month on future income to see how it feels. Ultimately, retirement is about shifting into a new, well-supported identity—one that still reflects who you are but in a new chapter of life. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

This episode was sponsored by Divorce Stoppers International   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ This unfiltered Dropping Bombs episode features Denver Griffin, founder of Divorce Stoppers International. After surviving stage four cancer, an angelic visitation, and financial ruin, he built a $1M+ marriage coaching empire in months using AI.    Hear his raw journey from insurance millionaire to cancer survivor, his "it's not your time" angelic message, and how 18 months of financial testing led to $103K profit in one month. Denver shares the strategies he used to save his own marriage, the power of working for God, and AI systems for scaling coaching businesses globally.    This episode is essential listening if you want a 10/10 relationship, to 10X your coaching business with AI, or to step into your true calling. If you've been waiting for a sign—this is it.  

The Most Powerful Thing You Can Do This Sunday – D. Todd Christofferson and Song- Solomon Ray, Come To Me. ACU Sunday Series. Watch this speech at- https://youtu.be/0iDI5otHACw?si=zlGp4XHlEmWmghrT General Conference of The Church of Jesus Christ LDS Gospel 31.1K subscribers 2,023 views Jan 17, 2026 LDS Gospel Podcast Is your Sunday routine feeling like a checklist? Elder D. Todd Christofferson shares a transformative perspective on what it truly means to worship. We all go to church, but are we truly worshipping? In this powerful message, Elder D. Todd Christofferson reveals the most powerful thing you can do this Sunday to move beyond just "attending" and start truly connecting with the Divine. For more details: Kindly Visit The Church Of Jesus Christ Of Latter-day Saints Library on "Worship" by President D. Todd Christofferson Get answers, explore topics, and more Ask questions Explore the podcast 83 episodes   LDS Gospel Podcast LDS Gospel   Solomon Ray - Come To Me (Lyrics) Watch this video at- https://youtu.be/sLOtnADtiTs?si=Pl1iA2-eJPTKRAIK Solomon Ray 47K subscribers 405,476 views Dec 11, 2025 Official lyric video for Come To Me by Solomon Ray. Now streaming on all platforms. How this was made Altered or synthetic content Sound or visuals were significantly edited or digitally generated. Learn more Ask Get answers, explore topics, and more Ask questions Come To Me Solomon Ray Come To Me Music ----------------------------------------------------------------------------------------------    For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng     For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------  

Audio Transcript All right. Beautiful singing. I love that song. I love the lyrics and that they sing. And I hope that’s why you’re here this morning, that your soul is satisfied in just Jesus and him alone. And if it’s not, we hope that by the end of the service, you are. So one of the things that we talk about pretty often here is like the most important instrument that we have as a congregation for our music is the singing of you. And so as we sing, I do want to keep encouraging you to sing. Sing out. This is the most important thing, our singing time is us singing as a congregation. So beautiful singing once again. So I’ve not met you. My name is Aaron. I’m the preaching pastor here. And we’re glad that you’re with us on this very cold Sunday morning. So if you have a Bible with you, if you open up to the Gospel of Luke, continue in our study of Luke. Today, our text to study is going to be Luke 6:1, 11. If you don’t have a Bible with you, the pew Bibles are scattered throughout and they’re on page 502. And then if you’re visiting with us. So we do a style of preaching here called expository preaching. And so I’m going to read a passage, I’m going to pray, ask for the Lord’s blessing, and then we’re going to actually walk right back through the text. And so as you open your Bible, please do keep them open. So the most important thing I might say today is just me reading the Word and continue to communicate the Word to you. That’s the most important thing. So we want to hear God speak this morning. So Luke 6:1 through 11 on page 502, if you’re using one of the pew Bibles, So please to hear the words of our God. So Luke wrote, on a Sabbath, while he was going through the grain fields, disciples plucked and ate some heads of grain, rubbing them in their hands. But some of the Pharisees said, why are you doing what is not lawful to do on the Sabbath? Jesus answered them, have you not read what David did when he was hungry? He and those who were with him, how he entered the house of God and took and ate the bread of presents. Was it not lawful for any but the priest to eat? And he also and also gave it to those with him. And he said to them, the Son of Man is Lord of the Sabbath. On another Sabbath in the synagogue was teaching. And a man who was there, whose right hand was withered, the scribes and Pharisees watched him to see whether he would heal on the Sabbath so they might find a reason to accuse him. He knew their thoughts. Said to the man with a withered hand, come stand here. He rose and stood there. Jesus said to them, I ask you, is it lawful on the Sabbath to do good or. Or to do harm, to save a life or to destroy it? After looking around at them, he said to him, stretch out your hand. And he did so, and his hand was restored. But they were filled with fury and discussed with one another what they might do to Jesus. So that’s God’s word for us this morning. Let’s pray. God, it’s good to be here. For every Sunday that we can gather together as your people here at Red Village. It is a sweet gift from you and Lord, we pray that you would bless the preaching of your word for the glory of Christ and for our good God. Please help me to communicate the word correctly, to rightly divide the word of truth. Please be with the congregation. Please give them ears to hear what the Spirit is saying. And Lord, in this time, please just use it to bring glory to Christ. In his name we pray. Amen. So I think every so often it’s really important for us to think through the why or the purpose behind all that we do. Because what can happen over time, the why, the purpose of what we do can kind of get lost in ways that we just start doing things for the sake of doing things, where things that we’re doing perhaps end up taking a life on their own in ways that end up not being healthy, that can lead to us maybe become apathetic or arrogant. So as a church, it’s important to us to understand the why, the purpose, which I’m going to talk about more at the end of this time. But I say this to you up front just to kind of help set us up for our text of study today, which is a text where the people in the text clearly lost track of the why, the purpose, one of the more important aspects of their faith as they lost track of the why, the purpose of the Sabbath in ways that rather than the Sabbath existing for them and their arrogance, they started to like almost try to exist for the Sabbath, as in their arrogance, they tried to use the Sabbath as a means of their own self righteous gain before God, which was not the purpose of the Sabbath, why God created the Sabbath. So I’ll talk about this more in just a bit as well, but before we do, just to take a little bit of time, just to kind of help think through just some of the context before we dive into the passage. First, let me just the context of the passage I just went through. So I mentioned our text last week. The public ministry of Jesus is now in full swing, which is the ministry that kicked off in the region of Galilee where this public ministry of the Lord Jesus included like healing the sick, the lame, the blind, casting out demons. But the primary ministry that Jesus had was actually his preaching and teaching ministry, which often would take place in various synagogues, including one in our text today. And as the public ministry of Jesus was now on full swing, his popularity was spreading like wicked wildfire throughout the region as more and more began to wonder if indeed he Jesus was the long awaited, long anticipated Christ who was to come. And this led to more and more coming around Jesus, forming bigger and bigger crowds around him. However, even though his popularity was spreading questions, concerns about his ministry were also starting to like increase, particularly among the Pharisees and the scribes who were the religious leaders of the day. And these concerns that the Pharisees and scribes had to Jesus were on multiple fronts. Maybe share a few with you. One, the Pharisees scribes really did not like who Jesus was ministering to, which in the Gospel accounts included those with like some very deep negative social stigma tied to them. A few weeks back, if you were here, a text included Jesus healing a leper, which was like a painful, gross skin disease. He also heard a paralytic where the Pharisees seemed to imply that this paralytic suffered that because of some of his own sin. Last week may remember Jesus came to a tax collector named Levi. And as Jesus came to Levi was then to like shame him, but to actually call Levi to follow him, which Levi did, leaving everything to follow Jesus. And then after that, may you remember how Levi threw a great party for other tax collectors and other social outcasts with Jesus being the guest of honor at this party. If you remember, it was last week. So the tax collectors, they’re arguably like the most hated people in all of Israel because they were viewed as traitors. So for the Pharisees, like they hated these people, they hated who Jesus was ministering to with like all these deep social stigma tied to them because in their minds those type of people were to be like, avoided and shamed. Certainly not cared for, loved on, certainly not shown any type of mercy. Second, the Pharisees had concerns about Jesus because they rightly understood that as Jesus ministered, Jesus did so in ways that he was claiming divine authority that he is God in the flesh, which Jesus can do. Because we see all throughout the New Testament, including Luke, that yes, indeed, Jesus is Emmanuel, God with us, that Jesus is the great God man, fully God, fully man, which we actually see again in our text today. We see this both in his divine actions of healing a man, also in his divine words in our text today, as he refers himself as the Son of man, who is the Lord over the Sabbath. However, for the Pharisees, even though throughout the Old Testament that they claim to love, even though the Old Testament pointed to a God man who had come to save his people, even though from his birth Jesus fulfilled these promises and prophecies of the Old Testament that he was the God man who was to come, the Pharisees fully rejected Jesus. They fully rejected him being the fulfillment. They rejected that indeed he was the Christ Messiah. And because they rejected who Jesus is and what he came to do, they just hated him. Third, the Pharisees also had concerns about Jesus, didn’t improve his ministry. They hated him in ways because of how Jesus would confront their own sin, sinful hearts. So over and over again, including our text today, the Pharisees would try to trap Jesus, only for Jesus to turn things back on them. However, as Jesus confronted their hearts, rather than humbling themselves before him, rather than confessing their sin in their pride, they became more and more violent towards Jesus in the rejection of him. They hated how Jesus confronted them in their sin, because they hated that not only did they reject him, they would work hard to try to convince others to reject him and as well. Okay, so that’s a little bit of our context, our passage. So Jesus ministry is growing, crowds around him is growing. But the hatred from the religious leaders also was growing as they’re seeking, like, every opportunity they could to like discredit the Lord Jesus and his ministry. So that’s kind of his text. Second, let me also just give you some context or some handles on the Sabbath, which is going to be at the center of our passage today. So the word Sabbath basically means, like to cease or to rest. And this ceasing, this rest, the Sabbath is something we first see on the seventh day of creation in the book of Genesis. Okay? So if you read through the creation account, so the preceding six days, so God is at work where he not only creates the heavens, the earth, but then he fills the heavens and the earth, including filling with mankind who is the pinnacle of his creative work. As He, God created mankind in his very image. And this took place on the sixth day, but then on the seventh day of creation as God finished His creative work. We read in Scripture that God ceased from the work. He rested with creation, in particular with mankind, who has mentioned created in his image. And this rest that God had with mankind was not because he was like dog tired from a long six days of creative work. Rather, God rested with mankind, rested with the creation to enjoy mankind to enjoy his creative work as God was pleased with which he created, making the seventh day of creation, this day of rest, a picture of fellowship, a picture of harmony and peace that God enjoyed with that which he created. However, if you’ve read through Genesis, you know that by the time we get to Genesis 3, we see this, the Sabbath fellowship, the Sabbath rest with mankind creation, we see that it was lost because mankind rebelled against God, rebelled against God’s design that he gave them, which was to obey him joyfully because they sinned. And this sin separated mankind from God and brought a curse to the earth, causing the Sabbath rest to be lost. Okay, now, if you’re with us over a year ago, you may remember we went to the book of Hebrews. And you may remember in much of that study of Hebrews, the Old Testament is like a quest trying to figure out how do we get rest back. Now for this time here, I won’t mention all the different pictures of rest found in the Old Testament outside of one, which is important for our text to study today, which is the fourth commandment, which is a commandment to remember the Sabbath day. This is from Exodus 20, where the Ten Commandments are found. So it’s in the fourth commandment it says, remember the Sabbath day to keep it holy. Six days you shall labor and do your work. But the seventh day is a Sabbath to the Lord your God. On it, you should not do any work. You or your sons or your daughters, your male servant, your female servant, or your livestock, or the sojourner who is with you within your gates. For in six days the Lord made the heavens and the earth and the sea and all that is in them, and and rested on the seventh day. Therefore, the Lord blessed the Sabbath day and made it holy. So the Sabbath is a commandment we are to keep, but within that. This commandment, like all other commandments, was designed actually to be a blessing from God to his people. A blessing that was meant to help them remember the holiness of God and the worship that we designed to give to him a blessing, to give them rest to their bodies, our physical bodies. We can’t just like, go, go, go, go, go. Like, we need rest, physical rest, emotional rest. Mental rest from our labors. So Sabbath helped provide for that. And Sabbath is also a blessing to help mankind just to remember back to creation and the Sabbath rest that we’ve been created for, which is a Sabbath rest by which we live in fellowship and harmony with God. And because the Sabbath was a blessing by God to his people, man was not created for the Sabbath. That’s not why the Sabbath existed. Rather, the Sabbath was created for mankind. Say it again. It’s a blessing to mankind from a good God. That’s the why of the Sabbath, a gift from God to mankind. As we’ll see in our passage, the Pharisees today completely missed the why of the Sabbath, which caused them to completely miss this blessing that was given to them from God. And because they missed the why, they tried to use the Sabbath as like a fuel for their own pride and their own arrogance, where they tried to make the Sabbath become something that was not intended to be, something like, for their own self righteous gain. So that is the intro. But if you want to look back with me in our text, starting in verse one, so read these words. It says on the Sabbath, while he, meaning Jesus, while he was going through the grain fields, his disciples plucked and ate some heads of grain. And then rubbing them in their hands, with rubbing the hands was how they would remove like the outer chaff before eating. Now for us, perhaps nothing seems wrong here. Jesus, disciples, they’re hungry and there is no like prohibition from like eating on the Sabbath. So nothing concerned here. This is not like biblically wrong. In fact, even in the book of Leviticus, there’s provisions given to pluck heads of grain with one’s hand on the Sabbath. Now I will mention that there are prohibitions in the Old Testament of using like a sickle to cut the heads of grain on the Sabbath, because the plucking is more of a provision to help like get them through the day, where the sickle have been more of like a tool that have been used to provide for like food for like multiple days of work. So what they’re doing here though, just plucking with the heads of grains with their hands. So biblically there’s nothing wrong here. However, for the Pharisees this was a great concern, and it was a great concern to them because they viewed this act being done by disciples as an act of work defined by what was called the misna, which is a list of like 39 additional rules and regulations to what scripture laid out. Where these additional rules and regulations were given in part to help put together like A tighter, more specific regulations on what work was on the Sabbath. Thus, according to these rules, regulations, the disciples of Jesus were breaking the Sabbath by plucking and then rubbing with their hands. For the Saraces, this action broke the Sabbath and this call to rest from one’s labor. Now, let me pause a couple things here I think should challenge us. So first, there’s a ministry that helps with, like, teaching preaching called the Simeon Trust, which is named after an old preacher named Charles Simeon. So we don’t have time to. For me to tell you about his ministry, but I would recommend looking up and reading more about him, Charles Simeon. He has a great ministry. So now in this ministry, Simeon Trust, there’s a training called first principles. And I know some of you have gone through that. And for me, the most helpful lesson in first principles revolves around what they call the line of Scripture. So, like preachers, teachers of the Word, even us as Bible readers, we’re to stay on the line to communicate what the text communicates. Because this temptation will always be to go above or below the line. So to go below the line, according to the training, it’s like to ignore the commands of scripture, to ignore clear teachings in scripture, maybe because they’re uncomfortable to us, or maybe we don’t approve of them, or the other temptation is actually to go above the line of Scripture. According to the training, we start to add to the commands the teachings of Scripture, as if what Scripture says is not enough, so we need to, like, add to it. And this is what the Pharisees were doing here. So Scripture taught one could pluck grains from a field by hand, not with a sipical, but of concern that perhaps people abuse the provision of plucking by hand. Perhaps the rubbing of the hands is too much. We better add more safety rails here. So let’s add to the commandment. Let’s go above the line of Scripture and limit any and all acquiring of grain, any and all rubbing of hands, right? Better be safe to go above the line than to fail by going below the line. Now, there’s kind of a common buzzword in church life, the word legalism. And this can mean a lot of things to a lot of people, where for some, they use, like, the term legalism to almost like, justify, like, going below the line to kind of do whatever they want to do because, you know, they don’t want to be illegalistic. But I think the right way to use this term legalism is simply adding to what Scripture says in ways that we, like, go above the line, where the Additions become as important, if not more important, to what Scripture says itself. So in the end, going above the line, that’s illegalism. In the end, it’s actually similar to going below the line and ignoring Scripture because neither side actually honors God in his Word. Neither side above or below, trusts the truth of what Scripture says. Neither side actually holds to the sufficiency of God’s Word. Second, just on this note, I think we need to understand how easy it is to go above or below this line. First time here, let me just think specifically about going above the line, which is true of our text today. So here’s a command from God, remember the Sabbath day and keep it holy. So perhaps there’s, like, thoughts of, like, good intentions. Hey, let’s do all that we can do to put guardrails in place to ensure that this happens. However, these guardrails become more and more over time. Over time, the why behind the guardrails completely lost. The guardrails become the focus, the standard, not the original command. And for us, we could do this as a host of different things. Maybe in our culture think of, like, movies or music or alcohol or how we dress, or maybe even how we, like, interact with those who are not Christians. So we know there’s commands out there, biblical principles connected to these things. I just mentioned in our culture that maybe we have to think through, which are commands, principles that we certainly want to follow. We might understand there’s dangers for not following them in ways that we maybe go below the line. But what can easily happen, all these guardrails become more and more where we become, like, more and more tight with more and more things. And all we begin to think about now is this new standard that, like, we set, where the original command, the original principle, is now lost, leaving us, like, really tightly wound up, where we now begin to, like, pridefully judge everyone who is not tightly as wound as we are. Or what else can happen is over time, we just become, like, apathetic to everything, apathetic to, like, any and all rules, because we completely lost track of the why. So we just throw our hands up in the air and we completely abandon, like, Scripture and what it commands in our text. The Pharisees, they’re really tightly wound, tightly wound with, like, deep, prideful judgment of others. In the end, they’re completely missing what scripture taught in their attempt to follow Scripture. You know, there’s a blog I read a few years back, it said you become, like, so biblical where you’re going above and beyond or above and beyond the line. And attempt to like, follow Scripture, I’m going to be so biblical that in the end you actually become like, unbiblical. Once again, that’s the Pharisees. At all costs, they’re going to follow the Sabbath. But in the end, they’re becoming more and more unbiblical in this attempt. Third, let me also just mention, just to be fair and to be clear, going below the line can also lead you to really awful places. It’s not just above the line. Legalism has problems, but that’s what our text is today. This is a cautionary tale. To go above the line in ways, you become like, legalistic. Okay, say more here, bro. Let’s move on. Verse 2, we see the Pharisees came to Jesus, his disciples, to confront them for not meeting their legalistic standard and what they were doing with the grains in the field. And this here, it kind of gets a sense in Luke that kind of like everywhere Jesus went, there’s almost like these like, assigned Pharisees, like, following them around, where it almost felt like their entire existence to try to call out Jesus and what they felt he was doing wrong to try to trap him. Man, I was thinking about this week. This had to be so annoying. Like, everywhere Jesus went, you know. Here are his critics for following him. The text. As Pharisees went to confront Jesus, disciples, we see that he said to them with a tone of judgment and arrogance and pride, why are you doing this? This is not lawful for you to do on the Sabbath, at least not according to their standards. This here, this is another attempt by the Pharisees to catch Jesus and what they deemed like catch him red handed. Another attempt to discredit him disciples, his ministries. However, in this conversation, yet again, Jesus turns things back on them in ways. Actually, we’re discrediting them. Verse 3, we see Jesus respond not in direct ways to their question, to the arrogance, to the pride, but maybe in a little bit more indirect way where Jesus, like, responds by using a story of scripture to prove his point. So the text, Pharisees, you know, the story about David, scripture, you know, maybe, maybe you didn’t read this one. I think you have, but maybe, maybe you remember this one, you know, the one where he was like on the run from evil King Saul. And when he was on the run, remember how he became hungry along with others who were with him. And, and this is a story from 1st Samuel 21:1 that no doubt the Pharisees would have known. Remember how while they were hungry in the run, how David entered into the house of God and how he took and ate of the bread of the presence, which high priest Elimelech allowed for them to do so. Can I ask you, Pharisees, was that not unlawful for David to do that? After all, the bread of presence was not allowed for the priest to eat. In that story, David took give it to those who are with him. So, Pharisees, let me ask you, was that wrong for David to do? Was it wrong for the priest to let that happen? I mean, do you think the priest should have told David his hungry men, sorry, it’s not for you. You must just keep going on in your hunger. What Jesus is doing here in the story is, first, so in the strictest letter of the law, sure, it would have been unlawful for David for Elimelech to distribute bread in this fashion. However, second, Jesus point out that the letter of the law should not be removed or divorced from the spirit of the law. The why of the law, where in the end the law is there to be a blessing from God, a blessing to not only help us love and honor God, but but also to help us to love and honor others. That’s the why. So in the story of David, the spirit of law was there to show David his friends, like, they needed mercy in that moment, right? They’re hungry, they needed mercy, and that’s what Elimelech gave them. He let them eat the food that they needed to save their life to keep going. For the Pharisees, mercy was just not a part of who they were. And backing up. No mercy to the leper, no mercy to the paralytic, no mercy to Levi in our text last week. No mercy to the other tax collectors and social outcasts who Levi threw the party for in our text today. No mercy towards Jesus, his disciples who are hungry, even though what they were doing biblically actually was not wrong in the first place, for the Pharisees, it was wrong in their own eyes. First morning for us, maybe a little litmus test. When we see someone in need, which can come on a lot of different fronts, do we desire to show them mercy or do we just want to, like, hammer them with like, the strictest letter of the law that we can get to a standard. They’re not that we feel they’re not living up to now, as I say that I’m not advocating for, like, enabling, which is not an act of mercy, but it’s actually an act of putting burdens on when we try to enable people. But we should seek to show real mercy to those who are in need, we are able to help those who we can in ways that actually in the end doesn’t hurt them. Keep going to the text, verse 5. So the Pharisees are not already angry and frustrated towards the Lord Jesus as He confronted them for their lack of mercy. What he says next would have only made them that much more angry and that much more frustrated. Where in the text he declared them the Son of Man was a title that he already referred to himself in Luke, a title ground in the Old Testament. The Old Testament pointed to a God man is to come. The Son of Man in the text is the Lord of the Sabbath. Now why this is so frustrating for the Pharisees to hear, Jesus makes the segregation a couple things here. First, they would have hated Jesus continued to declare himself as being the great God man, even though that’s what we see all throughout Scripture as he declared himself to be the Son of Man, the Lord of the Sabbath. Second, as Jesus declared himself to be the Lord of the Sabbath, not only is he declaring himself to be greater than the Sabbath day, but he also declared that the rest that the Sabbath was to picture and point to from the seventh day of creation. Jesus is now declaring that rest between God and man is fulfilled in him. That he is the means by which we find rest with God. He’s the answer of the question of the Old Testament. How do we get rest back? It’s not in ourselves. It’s not in trying to keep the law. It’s not in trying to keep some type of like standard of self righteousness by our own effort. It’s not by keeping the Sabbath. Rather in this declaration by the Lord Jesus, he’s saying to follow the Sabbath would lead you to find Him. Because ultimately he is the Sabbath. He’s the why. The Sabbath, it is through him, in him alone. That’s how we find rest with God. Which is why Jesus calls out for all to hear, including all here today. Come to me, all who labor and heavy laden, and I will give you rest. Take my yoke upon you and learn from me. For I am gentle and lowly in heart and you will find rest for your souls. For my yoke is easy and my burden is light. Once again for the Pharisees, Jesus making this declaration this way he could fuel to the flames of hate that was burning deeply in the heart. This is what legalism always does when confronted with Jesus. Legalism hates Jesus because Jesus exposes that we can’t do it. Rather we must by faith come to him, the one who did it for us Hebrew 1, verse 6. We see now in the text we’re on to a different Sabbath where the Pharisees are still after Jesus, still trying to catch him red handed, still trying to discredit him, his ministry. We see on another Sabbath, Jesus entered into a synagogue. And as he entered in, he did what is mentioned earlier became his custom to do. And he went in to teach, to preach, to preach God’s word as one with authority. In that particular Sabbath, we see there’s a man in the synagogue whose right hand was withered and true to form because Jesus was there. The Pharisees scribes are also on the scene. And on the particular Sabbath, they’re also there at the synagogue, as I mentioned, trying to continue to trap the Lord Jesus. And as they’re inside the synagogue, they began to watch this man with withered hand to watch Jesus, to see if Jesus would heal on the Sabbath. You know, for me, in my mind, I can kind of just see the Pharisees and scribes in the back of the synagogue, like kind of looking around, whispering among themselves if there’s any potential candidates for Jesus to heal on the Sabbath. And as they whispered around, you know, kind of wondered in my mind if, you know, they maybe zeroed in on this man with a withered hand. They began to like, question like, I wonder if that’s the one that Jesus is going to heal today. Verse 8. As Pharisees, maybe we’re zeroing in on whether this man with a withered hand would be the one that Jesus would healed. We see that Jesus started to like zero in on them, the Pharisees, he began to zero in their hearts as our text tells us, like he knew their thoughts. And as Jesus knew their thoughts, he yet again turns things back on the Pharisees. Jesus calls out to the man with the withered hand. You over there. Yeah, he’s you, the one with the withered hand. Come stand up here with me. And his call, Jesus went forth. The man did what Jesus called him to do in the text. He rose from where he was seated and he stood, instructing him to stand right swimming right next to the Lord, like right in front of everyone where no doubt everyone can see him. For me, it gets sent in the text that Jesus didn’t want anyone, particularly the Pharisees, to miss that which he was about to do. Verse 9 of the text. So the man standing up front next to him, Jesus turns the congregation to the Pharisees and can you answer me a question on this Sabbath? Want to ask you this Is it lawful on the Sabbath to do good or to do harm, to save a life or to destroy it? I keep saying the Pharisees are trying to trap Jesus, but this question, but Jesus is now actually trapping them. We’re in this trap. Everyone, including the Pharisees would admit doing good is more important than doing harm. Saving a life is more important than destroying it. And this is really kind of the question that is in line with the story of David and the hungry men who ate the bread of presents. It was more important to do good to them on the Sabbath. Jesus gave his question with the obvious answer, important to do good to save. Jesus now further stressed the importance of mercy and love towards others as the entire law is boiled down into two commandments, to love the Lord your God with all your heart, soul, mind and strength. And the second is like it, to love your neighbor as yourself. So at the scene on the Sabbath, as Jesus continues to fulfill the law by showing love and mercy, he does so to this man. Verse 10. As everyone in the room is looking at him, as everyone probably is quiet, and as Jesus gave his question in verse nine, Jesus turns to the man sitting next to him and says to him, man, stretch out your hand once again. As the call of Jesus went forth, the man did what Jesus asked. By faith he stretches out his hand. And as he does so, it was restored, healed. Restored. He healed by the power and the authority of the great God man, Jesus Christ. It was restored, healed by the mercy and the love of the great God man, Jesus Christ. And now for us you would think this would have been to the praise and wonder for all who are present to see this incredible act of love and mercy and power and authority of Jesus Christ. However, as Jesus did this great act for this man who was in need of the hearts of the Pharisees, we see still they’re not softened towards Christ. They still didn’t see like the errors of their way. They still didn’t understand the law, the Sabbath, the why. So our text ends today, verse 11, we see that they became feel or filled with fury and they started to discuss among themselves what they might do to Jesus. You know, as thick headed and as proud as the Pharisees were there even them were being understand that their strategy of trying to catch Jesus red handed like was not working. So even here they’re starting to understand they needed a new strategy if they’re ever to get rid of Jesus Christ, which we know over time became a strategy so filled with hate and fury that their strategy would lead them to kill Jesus Christ, which they finally would end him, his ministry, his influence over his people. But we also know that, that even that completely backfired on them because it’s actually through the death and the resurrection from the dead on the third day. That’s the reason why Jesus came. That is how his ministry would be fulfilled, how his mission to save his people from their sins would be fulfilled. How through the death and resurrection of Jesus Christ. That’s how he would be restored back to fellowship with God so that we might have rest. Now, as I close this time, I do want to close by asking maybe a few like, why questions and some answers to this, and then we’ll close. So first question, maybe you’re kind of thinking this is so why do we not keep the Sabbath? So the church, we obviously don’t meet on Saturdays. And this is actually one of the commandments, right? One of the ten commandments. Remember the Sabbath day, the commandment that was actually given by God for our good. So why do we not meet on the Sabbath? The reason why relates to Jesus being the Lord of the Sabbath, where, yes, Jesus came to fulfill the entire law, but he uniquely fills the Sabbath as Jesus is our rest. So in the New Testament, like all the ten Commandments are spoken about in ways that they’re still binding on us today. Still expectation that God has for mankind in order to follow him that are for our good. That is, with the exception of the Sabbath. So New Testament, there’s no command for us to follow the Sabbath because as mentioned, Jesus uniquely fulfilled the Sabbath as he is the Lord of the Sabbath. So everyone, this is why we don’t meet on Saturdays, but we meet on Sundays. And in fact, we see this all throughout New Testament, all throughout church history. God’s people, Christians gather on Sunday. Sundays, not Saturdays, with Sundays being referred to like the Lord’s Day, as Sunday helps us remember the day that Jesus Christ rose again from the dead. So now Sundays, like the Sabbath, the Old Testament is the day that Christians are to set aside to worship, right? This is why we don’t forsake the assembly of believers. We gather together every Sunday to worship. This is why Sunday, the Lord’s day, right? This is supposed to be a benefit to us to rest from our labors. So when Sunday we not only remember back to creation, but remember Jesus, the new creation that he comes to give. If you wonder why, that’s why. Second, so why is the line of scripture so important for us to stick to? So something I talked about a little earlier, you know, this Line of Scripture do not go above, not go below. And the main reason why we want to stick to the line of Scripture, to not add to it, not take it away. Because going on either side of the line, not only is it take away from the truth of scripture, but when you go on either side, what happens is we stop seeing Jesus, our need for Him. And this is certainly true of our text today in the Pharisees, they just could not see Jesus for who he is. They certainly did not see their need for Him. The rest that he alone can offer says for us to read and apply Scripture, particularly when it comes to the commands of Scripture as we read them. Do we read them in ways that we see Jesus, where our hearts are full of praise and worship towards him, where our hearts become full of love for God and love for others in more meaningful ways which lead to another why? Question. So why is it important for us to stay focused on the weightier matters of the law? Because this is something that Jesus actually later on confronts the Pharisees on and their attempt to try to keep the law through tithing, where they’re so like hyper focused on every little aspect of tithing like they were in our text with the Sabbath, that tithing becomes like, almost like way too much, where they completely lost the weightier manners of the law. Like loving God, loving others, showing mercy, showing kindness to others, when their attempt to become so biblical with tithing, to become unbiblical with weightier matters of the law. So for us, yes, clearly we want to follow the Scriptures, whatever Scripture commands us to do, but we want to do so in ways with the weightier matters of law. Love, mercy, kindness towards others is at the center. This is the last why. So why is all this so important? The answer is simple. So why is this all important? The answer is Jesus, his wooden cross, empty tomb, things that mean everything to us, right? That’s the why for us. What Jesus did, all these things he did for us, if they continue to mean everything to us, we must keep him at the center of the why of all that we do, that we do. So maybe we want to ask, so why are we here this cold morning? Why? Because of Jesus, that’s why. The worship of him, that’s why. So why do we do all the different ministries that we do, even though at times these ministry can leave us weary? Why? Right? It’s because Jesus, because He means everything to us. Why do we seek to share the Gospel with the world around us? Why? It’s because of Jesus. This, his love for us compels us to now want to love others like who he is, what he has done for us. That’s at the why of our entire existence as a church. That’s why. This morning, if you know you’ve been living above the line, maybe you can kind of like resonate with the Pharisees. Like you’re so wound up tight that you’re missing, like, the weightier matters of the law, maybe even more so you’ve been missing Jesus the rest and the joy that he alone can offer. Let me invite you to humble yourself and just confess your sin and come back to Jesus, knowing that all who by faith come to him will be forgiven. And friends, if you came here looking like the Pharisees from the text, don’t leave here still looking like one. Rather come to Jesus and leave here looking more and more like Him. Church, may God give us the grace to stay on the line of Scripture so we might find and continue to find our rest in him, the great Lord of the Sabbath. Let’s pray. Lord, thank you for Jesus. Lord, please help us to set our eyes on him. And Lord, you’ve given us many good commandments. And so, Lord, please help us to follow them, knowing that they’re good. Help us not lose track of the why behind them and how in the end, not only for our good, but they all lead us to Christ. Pray so in Jesus name, amen. The post Lord of the Sabbath – Luke 6: 1-11 appeared first on Red Village Church.

Full Text of Readings The Saint of the day is Conversion of Saint Paul The Story of the Conversion of Saint Paul Saint Paul's entire life can be explained in terms of one experience—his meeting with Jesus on the road to Damascus. In an instant, he saw that all the zeal of his dynamic personality was being wasted, like the strength of a boxer swinging wildly. Perhaps he had never seen Jesus, who was only a few years older. But he had acquired a zealot's hatred of all Jesus stood for, as he began to harass the Church: “…entering house after house and dragging out men and women, he handed them over for imprisonment” (Acts 8:3b). Now he himself was “entered,” possessed, all his energy harnessed to one goal—being a slave of Christ in the ministry of reconciliation, an instrument to help others experience the one Savior. One sentence determined his theology: “I am Jesus, whom you are persecuting” (Acts 9:5b). Jesus was mysteriously identified with people—the loving group of people Saul had been running down like criminals. Jesus, he saw, was the mysterious fulfillment of all he had been blindly pursuing. From then on, his only work was to “present everyone perfect in Christ. For this I labor and struggle, in accord with the exercise of his power working within me” (Colossians 1:28b-29). “For our gospel did not come to you in word alone, but also in power and in the Holy Spirit and [with] much conviction” (1 Thessalonians 1:5a). Saint Paul's life became a tireless proclaiming and living out of the message of the cross: Christians die baptismally to sin and are buried with Christ; they are dead to all that is sinful and unredeemed in the world. They are made into a new creation, already sharing Christ's victory and someday to rise from the dead like him. Through this risen Christ the Father pours out the Spirit on them, making them completely new. So Saint Paul's great message to the world was: You are saved entirely by God, not by anything you can do. Saving faith is the gift of total, free, personal and loving commitment to Christ, a commitment that then bears fruit in more “works” than the Law could ever contemplate. The conversion of Saint Paul shows that God is always willing to find us. Reflection Paul is undoubtedly hard to understand. His style often reflects the rabbinical style of argument of his day, and often his thought skips on mountaintops while we plod below. But perhaps our problems are accentuated by the fact that so many beautiful jewels have become part of the everyday coin in our Christian language.Saint of the Day, Copyright Franciscan Media

Episode 115 - The Boss Boom - Steve Sexton chats with small business expert Tami Cannizzaro of Thryv, who helps 100,000+ businesses nationwide with tools and strategies to thrive in today's competitive market.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

listen without ads at www.patreon.com/dopeypodcastThis week on Dopey's Greatest Hits!This replay episode features host David Manheim reflecting on personal chaos, gratitude amid frustration, powerful listener emails/stories (including a harrowing crack/coke seizure tale from Minnesota Matt), and a full classic interview with his partner Linda. They share their raw, unfiltered relationship story—from meeting via mutual friend Todd, early partying (coke, Ativan, drinking), pregnancy amid hidden heroin relapse, family destruction during active addiction, separation, supervised visitations, Dave's bottoming out, eventual sobriety, reconciliation, and rebuilding a family with two kids. Interspersed with intros, emails, Spotify comments, voicemails, and musical interludes (Firecracker rap, song snippets), it captures Dopey's signature mix of dark humor, brutal honesty, recovery insights, and "dumb shit" war stories.The episode opens with Dave navigating recent frustrations—dealing with a guest pulling an episode due to cold feet, sponsor issues, and everyday life stressors—while emphasizing core recovery principles like acceptance, gratitude, and service over resentment. He reflects on childhood influences like Popeye's "I am what I am" mantra as a metaphor for self-acceptance in sobriety, and teases upcoming substantive guests while reading heartfelt (and critical) listener feedback. The heart of the show is the replay of a classic episode featuring Dave and Linda's candid conversation, detailing the highs and lows of their relationship: from initial attraction and drug-fueled early days, through the pregnancy discovery and Dave's escalating heroin use (including nodding out during birthing classes and missing key moments post-birth), to the devastating confrontation when Linda discovered the paraphernalia and the subsequent separation.The story doesn't shy away from the pain—Linda's isolation during a complicated delivery, Dave's rock-bottom spiral involving heavy daily use, arrests, and black eyes during supervised visits with their daughter Nora—but it ultimately lands on hope and redemption. Dave credits their daughter as a major motivator for sobriety, and the couple discusses the hard work of rebuilding trust, family life, and even welcoming a second child. Reflections on the losses of close friends Todd and Chris add emotional weight, underscoring how addiction's toll extends beyond the individual. All that and More, more, more on this weeks new new new episode of dopey!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to a new episode of The Way Out Is In: The Zen Art of Living, a podcast series mirroring Zen Master Thich Nhat Hanh's deep teachings of Buddhist philosophy: a simple yet profound methodology for dealing with our suffering, and for creating more happiness and joy in our lives. In this installment, Zen Buddhist monk Brother Phap Huu and leadership coach/journalist Jo Confino discuss the importance of creating inner space and stillness through meditation practices. But what does it actually mean to create more space in our lives? And why is this important, and how do we go about it? The conversation emphasises that the practice of meditation is not just about achieving enlightenment, but about becoming more present, compassionate, and engaged with the world. It touches upon the difficulties of finding space in modern life, the benefits of different meditation techniques, and misconceptions around enlightenment. The hosts also share personal experiences, including insights about how meditation has deepened their practice and allowed them to navigate challenges with greater flexibility and understanding. The episode ends with a meditation guided by Brother Phap Huu. Co-produced by the Plum Village App:https://plumvillage.app/   And Global Optimism:https://globaloptimism.com/ With support from the Thich Nhat Hanh Foundation:https://thichnhathanhfoundation.org/ List of resources Pilgrimage: In the Footsteps of the Buddhahttps://plumvillage.org/event/pilgrimage/in-the-footsteps-of-the-buddha-2 Being with Busyness: Zen Ways to Transform Overwhelm and Burnouthttps://www.parallax.org/product/being-with-busyness/ Calm in the Storm: Zen Ways to Cultivate Stability in an Anxious Worldhttps://www.parallax.org/product/calm-in-the-storm/ Course: Zen and The Art of Saving the Planethttps://plumvillage.org/courses/zen-and-the-art-of-saving-the-planet Interbeinghttps://en.wikipedia.org/wiki/Interbeing Plum Village Traditionhttps://en.wikipedia.org/wiki/Plum_Village_Tradition ‘Resources for Practicing the 16 Exercises of Mindful Breathing'https://plumvillage.app/resources-for-practicing-the-16-exercises-of-mindful-breathing/ ‘Making the App More Inclusive: Introducing the ‘Access to Practice' Folder'https://plumvillage.app/introducing-the-access-to-practice-folder/Robert Thurmanhttps://en.wikipedia.org/wiki/Robert_Thurman Mahayanahttps://en.wikipedia.org/wiki/Mahayana Bodhisattvashttps://en.wikipedia.org/wiki/Bodhisattva The Way Out Is In: ‘The Three Doors of Liberation (Episode #18)'https://plumvillage.org/podcast/the-three-doors-of-liberation-episode-18 Sister Chan Lang Nghiemhttps://plumvillage.org/people/dharma-teachers/sr-lang-nghiem Quotes “Walking meditation was our teacher’s favorite practice and it was really a life-changing cultivation for him. Because, particularly when we are very emotional – whether that be grief, agony, pain, anger, frustration – it is probably better to be in a state of motion.” “The Buddha has said, What are we mindful of? We are mindful of our suffering. Why do we practice? To liberate ourselves and all beings from suffering. That is the greatest vow of a monk or a nun: to find liberation in oneself and liberation in all.” “There are so many creations of senses – what we see, what we hear, what we smell, what we taste – to help us cope with our suffering. And when we are suffering, whether that suffering is very petite, a daily concern, or is a generational trauma, we don’t have language for how to be with that suffering. Therefore, we look for a way out – and the world loves giving us a prescription of, ‘If you do this, you will feel that.'” “Sometimes silence is a chance for us to be in touch with deep suffering or deep experiences that our noise has covered up. As a meditator, space gives us the barrier and boundaries to listen and to hold. If we don’t create that space, we will be on autopilot for the rest of our life. Our mind is on autopilot; it has a way of thinking, a way of doing, a way of perceiving, of creating perceptions, creating judgment. So when we meditate and have the opportunity to listen to and then to guide the mind, it gives the mind a chance to not also be carried away by its own habits – which is thinking.” “Thinking is not a bad thing. Like our teacher has always transmitted to us, thinking is a part of creating a view in life, a project, a mission, an intention. But most of our thinking is not productive. It is actually more daydreaming, it is more procrastination. It is more like a zombie, in a way, or a sleepwalker. It has no destination; it’s just on autopilot.” “Many people feel they have to sit on a cushion, they have to have a shrine, they have to light incense, they have to light a candle – which of course can be very beautiful and give a good atmosphere for meditation. But you can also do it on a busy bus or train, or as you’re sitting on a park bench. It’s not about taking things out of your life; it’s about allowing life to be.” “Sometimes we sit just to enjoy sitting and doing nothing, because maybe that's the one gift that we want to give to ourselves – because we’re always doing, we’re always in fifth gear. Sometimes we need a radical act: to sit and do nothing, to give and create and redefine space for ourselves.” “How can we keep mindfulness alive if we are not cultivating it? Sitting meditation is one of the concrete cultivation practices.” “There is right mindfulness and wrong mindfulness. We could be a wonderful burglar with full concentration – but we would be creating suffering. So right mindfulness relieves suffering; it is about understanding suffering and heading towards the path of understanding and love.” “One time our teacher told us that sometimes insight doesn’t come during sitting meditation, but when it’s ripe. Maybe when we’re most relaxed: when we’re not thinking about it, but are living the moment very deeply. And Thay told us that, a lot of the time, it would come while he was gardening or doing walking meditation. But sitting meditation is the cultivation; it is like a gardener tending the seeds of insights to help us have a moment of, ‘Ah, I get it.'” “The practice is maybe just continuing to unlearn things, in order to learn again.” “There is no way to peace. Peace is the way.” “Sitting is already action. When we sit in this way and have new insight, that will become the thread of so many actions coming forward. So don’t underestimate the power of sitting still; yes, we have apps and guided meditations, but also build the capacity of generating your own guide. And that breath is there, that body is there. Then the community is there – and that’s the beauty of a tradition.” “Whenever we speak about enlightenment, enlightenment of what? What do we want to be enlightened from or towards? Then, later on – like in my own growth – I see that enlightenment is a verb; it is a continuous enlighten-ing. You cannot be enlightened today, December the 9th, and expect that enlightenment to stay the same in 2028. Because things are changing; we are changing. The world is changing.”

Peterson Academy: Start learning at https://petersonacademy.com/ich Upwork: Post your job free at http://upwork.com and connect with top talent to grow your business. Notion: Try Notion with Notion Agent - your AI teammate: https://notion.com/icedcoffee Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Follow  @BenMallah  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:03 - Ben's tax dilemma 00:06:31 - When to sell a property 00:07:20 - 2026 housing market outlook 00:13:53 - What could crash the market? 00:15:07 - Florida housing values 00:18:39 - Sponsor - Peterson Academy 00:20:06 - What to do with $100K cash 00:21:12 - Strategy for next year 00:22:59 - Deals he's avoiding 00:31:36 - Still learning real estate? 00:33:57 - Sponsor - Upwork 00:35:11 - What he'd do differently 00:51:10 - The perfect amount of money 00:55:41 - Doing business with your kids 01:03:55 - Sponsor - Notion 01:05:13 - Sponsor - Gusto 01:06:41 - Mamdani election thoughts 01:07:22 - Graham's tree story 01:09:47 - Can AI find real estate deals? 01:11:16 - Saving on renovations 01:12:06 - Alternative real estate investments 01:14:21 - Thoughts on 50-year mortgages 01:17:29 - Can property taxes be eliminated? 01:19:13 - How his quality of life changed 01:22:26 - Investing in California? 01:23:46 - Posting deals on social media 01:24:24 - Where the best deals come from 01:30:49 - More luxury goals? 01:32:52 - Why wealthy people don't feel rich 01:36:03 - Weight loss update *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Saving $10,000 can feel like something only other people can pull off. But in this episode, I break it down into simple math and a clear plan that works in real life, even if money feels tight right now.I walk you through a step-by-step approach to choosing a pace you can stick with, automating your savings so willpower isn't required, and finding extra money each month without feeling deprived. We also talk about boost months, common traps that slow people down, and how to stay consistent when life gets messy.Open a HYSA here: https://inspiredbudget.com/hysa You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

As the Retirement Plan Live case study continues, Roger Whitney helps Henry and Lucy move from dreaming to feasibility, organizing the real financial resources available to support an early retirement in their 40s. This episode centers on trade-offs, confidence, and the reality of giving up earned income decades early. Roger and the couple walk through income assumptions, assets, and risk tolerance before closing with listener advice, a Smart Sprint, and words for the year.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but to have the confidence and comfort to lean in and rock retirement.(00:27) Roger introduces Week 3 of the Retirement Plan Live case study with Henry and Lucy.(02:15) What are Henry and Lucy giving up to retire early?RETIREMENT PLAN LIVE(05:00) Roger asks Henry and Lucy if they pick a word of the year.(06:05) Henry and Lucy reflect on why retiring even one year earlier feels uncomfortable without proof.(10:50) Review of Social Security assumptions and why it's excluded from their base plan.(14:13) Confirmation that the plan assumes no earned income after retirement.(20:40) Overview of after-tax assets, cash buckets, and sinking funds.(26:20) Review of retirement accounts, savings rates, and long-term strategy.(31:30) Home equity, college savings, and inheritance assumptions.(33:40) Clarifying the goal for the after-tax bridge bucket.ADVICE FROM A RETIREE(38:39) Listener Bonnie shares an alternative approach using sabbaticals and flexible work.(41:10) Roger reflects on optionality, skill relevance, and maintaining professional networks.SMART SPRINT(42:30) Roger encourages listeners to organize or update their net worth statement.WORD FOR THE YEAR(43:40) Listener Alex shares his word for the year: Healing.(45:10) Listener Valerie shares her word for the year: Minimize.REFERENCESSign up for our next webinar!Submit a Question for RogerSign up for The NoodleThe Retirement Answer Man

I am beyond excited to welcome Baby Bear