Podcasts about Saving

Join Opie for a wild ride on this episode of the Opie Radio podcast, live from the humid shores of Long Island! From battling sticky envelopes and a potential mold crisis to wrangling a new AC unit with the elusive "HooDoo" repairman, Opie's summer is anything but dull. He recounts his heroic moment saving kids from a riptide, earning him Navy SEAL status in his tight-knit beach community—and two bottles of bourbon as a thank-you (one eerily tied to his late friend Carl). Plus, Opie reflects on his dad's 95th birthday, shares a raccoon invasion tale, and muses about Trump's exhausting antics. Expect laughs, heartfelt moments, and Opie's signature storytelling in this jam-packed episode!

Etiquette, manners, and beyond! In this episode, Nick and Leah tackle saving seats in Singapore, avoiding unnecessary meetings, bringing your own sodas to parties, and much more. Please follow us! (We'd send you a hand-written thank you note if we could.) Have a question for us? Call or text (267) CALL-RBW or visit ⁠⁠⁠⁠⁠⁠ask.wyrbw.com⁠⁠⁠⁠⁠⁠ EPISODE CONTENTS AMUSE-BOUCHE: Chope-ing in Singapore A QUESTION OF ETIQUETTE: Does this need to be a meeting? QUESTIONS FROM THE WILDERNESS: What should I do about friends who bring their own fountain sodas to my parties? Should we let our house guests use our master bedroom? VENT OR REPENT: Bad audience members, Too much glassware CORDIALS OF KINDNESS: Thanks to old friends, A nice message THINGS MENTIONED DURING THE SHOW ⁠The Newton Food Center scene from "Crazy Rich Asians" YOU ARE CORDIALLY INVITED TO... ⁠⁠⁠⁠⁠⁠Support our show through Patreon⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Subscribe and rate us 5 stars on Apple Podcasts⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Call, text, or email us your questions⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Visit our official website⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Sign up for our newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Buy some fabulous official merchandise⁠⁠⁠⁠⁠⁠ CREDITS Hosts: ⁠⁠⁠⁠⁠⁠Nick Leighton⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠Leah Bonnema⁠⁠⁠⁠⁠⁠ Producer & Editor: ⁠⁠⁠⁠⁠⁠Nick Leighton⁠⁠⁠⁠⁠⁠ Theme Music: ⁠⁠⁠⁠⁠⁠Rob Paravonian⁠⁠⁠⁠⁠⁠ ADVERTISE ON OUR SHOW ⁠⁠⁠⁠⁠⁠Click here for details⁠⁠⁠⁠⁠⁠ TRANSCRIPT ⁠⁠⁠⁠⁠⁠Episode 274 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3236: Darrow Kirkpatrick challenges the illusion of a one-size-fits-all retirement by showing how simplifying lifestyle choices like skipping international travel or downsizing housing can lead to financial freedom without millions in the bank. He also dismantles the myth of exact retirement calculations, arguing that personal clarity and flexibility trump the false security of “precise” financial advice. Read along with the original article(s) here: https://www.caniretireyet.com/3-great-misconceptions-retirement-saving/ Quotes to ponder: "To maximize your freedom, live modestly within your means. And that doesn't mean doing without: Craft your own, personally-rewarding retirement lifestyle." "A retirement model is a compass, not a map. It can tell you where you're going, but not if and when you'll arrive!" "In reality, even the best retirement planning gives you only a hazy view into an uncertain landscape to be traversed over many years, not a detailed itinerary for your journey." Learn more about your ad choices. Visit megaphone.fm/adchoices

We're still striking where the iron is hot in the culture right now with another well-connected and well-respected figure from the Michigan scene, this time to discuss a controversial topic amongst cultivators of all sizes—the utilization (or underutilization) of beneficial predatory bugs, especially in indoor grow spaces.Blackleaf is joined in the FSOTD studio by Nick Zimmer, founder of Plantsman Group, a company breaking the stigma daily on the beneficial bugs needed to keep your grow in a state of utter homeostasis without having to use hardly any chemical pesticides. And don't worry, the topic of whether you can run a grow chemical and pesticide-free with just beneficial bugs does come up.Our host seriously came with his list of questions this time, certifiably, as no stone is left unturned in terms of topics surrounding ideal cycles for adding beneficial bugs and when to remove them, whether bugs really poop in the buds, best practices so you're not burning your crop in week 5 or 6, the history of the legacy market in Michigan, using bugs with DWC, dealing with aphids, utilizing nematodes to solve fungus gnat issues, the beneficial bug starter pack, and so much more.For those unaware of the credentials surrounding Nick and Plantsman, here are the cliffnotes. Plantsman Group is a Michigan‑based company offering organic pest‑management solutions tailored for

Father, Son, and Holy Ghost. ACU Sunday Series. Watch this video at- https://youtu.be/oVEtWeND7cI?si=rJOpWJqK4MUrD2tx Witnesses of Christ 20.1K subscribers 130,201 views Jan 21, 2024 Teachings from leaders of The Church of Jesus Christ of Latter-day Saints on the three members of the Godhead: the Father, Son, and Holy Ghost. Sources: Dallin H. Oaks https://www.churchofjesuschrist.org/s... Jeffery R. Holland https://www.churchofjesuschrist.org/s... https://www.churchofjesuschrist.org/s... Russell M. Nelson https://www.churchofjesuschrist.org/s... https://www.churchofjesuschrist.org/s... Gordon B. Hinckley https://www.churchofjesuschrist.org/s... David A. Bednar https://www.churchofjesuschrist.org/s... Joseph B. Worthlin https://www.churchofjesuschrist.org/s... D. Todd Christofferson https://www.churchofjesuschrist.org/s... James E. Faust https://www.churchofjesuschrist.org/s... Henry B. Eyring https://www.churchofjesuschrist.org/s... Witnesses of Christ 20.1K subscribers Videos About -------------------------------------------------------------------------------   For over 10 ACU shows from our archives on the Atonement of Jesus Christ visit- https://acupodcast.podbean.com/?s=atonement   From ACU- For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/study/manual/come-follow-me-for-individuals-and-families-new-testament-2023?lang=eng   For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.   American Conservative University Podcast (ACU) is not an official representative for The Church of Jesus Christ of Latter-Day Saints. All opinions, selections and commentary are solely those of ACU.  We post a variety of selections from various Christian denominations.   ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3235: Darrow Kirkpatrick dispels two common myths that can sabotage your retirement planning: that Social Security will cover your needs and that you need millions to retire. With clear data and personal insights, he explains why self-reliance and realistic expectations are key to designing a secure and fulfilling retirement. Read along with the original article(s) here: https://www.caniretireyet.com/3-great-misconceptions-retirement-saving/ Quotes to ponder: "You need to plan on providing mostly for yourself, rather than relying on others, including the government." "Even if full Social Security benefits were preserved, they would likely be unable to cover all of your retirement living expenses." "There is little risk to an advisor in you working 5 or 10 years longer and dying with a few extra million on hand." Episode references: NewRetirement Retirement Planner: https://www.newretirement.com/retirement/planner Social Security Administration: https://www.ssa.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the "Week in Review," where we delve into the true stories behind this week's headlines. Your host, Tony Brueski, joins hands with a rotating roster of guests, sharing their insights and analysis on a collection of intriguing, perplexing, and often chilling stories that made the news.       This is not your average news recap. With the sharp investigative lens of Tony and his guests, the show uncovers layers beneath the headlines, offering a comprehensive perspective that traditional news can often miss. From high-profile criminal trials to in-depth examinations of ongoing investigations, this podcast takes listeners on a fascinating journey through the world of true crime and current events.       Each episode navigates through multiple stories, illuminating their details with factual reporting, expert commentary, and engaging conversation. Tony and his guests discuss each case's nuances, complexities, and human elements, delivering a multi-dimensional understanding to their audience.  Whether you are a dedicated follower of true crime, or an everyday listener interested in the stories shaping our world, the "Week in Review" brings you the perfect balance of intrigue, information, and intelligent conversation. Expect thoughtful analysis, informed opinions, and thought-provoking discussions beyond the 24-hour news cycle. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Welcome to the "Week in Review," where we delve into the true stories behind this week's headlines. Your host, Tony Brueski, joins hands with a rotating roster of guests, sharing their insights and analysis on a collection of intriguing, perplexing, and often chilling stories that made the news.       This is not your average news recap. With the sharp investigative lens of Tony and his guests, the show uncovers layers beneath the headlines, offering a comprehensive perspective that traditional news can often miss. From high-profile criminal trials to in-depth examinations of ongoing investigations, this podcast takes listeners on a fascinating journey through the world of true crime and current events.       Each episode navigates through multiple stories, illuminating their details with factual reporting, expert commentary, and engaging conversation. Tony and his guests discuss each case's nuances, complexities, and human elements, delivering a multi-dimensional understanding to their audience.  Whether you are a dedicated follower of true crime, or an everyday listener interested in the stories shaping our world, the "Week in Review" brings you the perfect balance of intrigue, information, and intelligent conversation. Expect thoughtful analysis, informed opinions, and thought-provoking discussions beyond the 24-hour news cycle. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Curtis interviews Don McAlvany to discuss a wide variety of topics:The end of Europe as we know it, the fatal mistake they made, Islam and Communism (two sides of the same coin), and why the Illuminati and Freemasons still matter today.Did Communism ever really die?Is World War III on the way? Don also gives an update on the 14 orphanages they are supporting and ways you can make a difference right now. Go to: www.APCF.World and learn more about what they are doing, how you can best pray for them and the different ways you can financially be a blessing. The link to donate for Project Joseph that is providing rice to those who are starving is, https://www.apcf.world/projects/project-joseph-emergency-support-asia

With Don out, Tom Cock and advisor Roxy Butner tackle the increasingly hot question: should you trust a human or a machine with your money? They dig into two recent studies—one showing AI beating most fund managers, and another suggesting no long-term winner at all. Listener questions range from DIY ETF portfolios and Roth IRA conversion pitfalls to a wildly complex $2.5M retirement scenario involving crypto, precious metals, and a self-directed IRA full of land. Tom and Roxy break it all down with practical advice and a few well-placed jabs at donut holes, Darth Vader, and inheritance headaches. 0:04 More machine than man? Tom opens with AI vs. human money management 1:14 Stanford AI outperforms 93% of human fund managers—sort of 2:35 Another study says: no clear winner between AI and humans 3:12 Why persistent outperformance doesn't exist—and that's OK 3:39 Roxy joins: paddleboards, decorating, and financial clarity 4:16 Listener question: DIY ETF portfolio for granddaughter (too complex) 5:54 Portfolio breakdown: too much large cap, bonds in a Roth? 7:44 Listener question: Switching from Vanguard Star Fund to ETFs 9:32 Roth IRA tips: stock-heavy, not for bonds or cash 10:25 Listener question: Deductible IRA mistake—now what? 11:54 Backdoor Roth IRA rules, income limits, and pro-rata traps 13:19 Recharacterization forms and Social Security timing advice 14:44 Listener question: ETF dividends—should I reinvest or not? 15:14 ETF tax basics: capital gains vs. dividends 16:42 Listener question: $2.5M+ retirement plan review from Woodstock, GA 17:14 Income breakdown: Air Force pension, SS, rental income, part-time job 18:43 Self-directed IRA full of land, CDs, and cash 19:59 Precious metals and crypto: too much risk, not enough balance 20:35 Bonds or not? Depends on goals, not age 21:55 Planning questions: What's the money for? 23:25 RMDs and taxes from a self-directed IRA 24:27 Fair market value complications and IRS penalties 25:46 Inheriting land in an IRA: yes, it's a pain 27:28 Wrap-up: Why human advice still matters—even if AI's getting smarter Learn more about your ad choices. Visit megaphone.fm/adchoices

After 40 years of saving diligently, listener Jeff is retiring next month—and like many new retirees, he's asking the question the industry rarely answers: How do I actually spend my 401(k)? In this episode, Pete and Damian walk through the critical decisions that come after the last paycheck: how much to withdraw, which accounts to pull from first, and how to invest your portfolio for a retirement that could last 30+ years. From the 4% rule to bucket strategies and tax-efficient withdrawal planning, we're breaking down the complex into the practical. Whether retirement is right around the corner or still a decade away, this episode will help you think differently about what it means to turn savings into sustainable income.

When it comes to money, most people are searching for two things: security and peace of mind. That's understandable—life is unpredictable, expenses arise, and markets swing. But what if true peace isn't found in your circumstances at all?Financial wisdom doesn't start with a budget or a savings plan. It begins with trust—specifically, trusting in the Lord. Proverbs 3:5–6 reminds us, “Trust in the Lord with all your heart and do not lean on your own understanding. In all your ways acknowledge Him, and He will make straight your paths.”If you chase peace through your paycheck or portfolio, you'll always come up short. But when Christ is your foundation, you begin to see money in a new light—not as a source of peace, but as a tool to steward.Five Secrets to Financial Wisdom from God's Word1. Know Who Owns It All. Psalm 24:1 says, “The earth is the Lord's, and everything in it.” Everything belongs to God—your income, your retirement, even your ability to earn. That means we're not owners; we're stewards, entrusted with God's resources to manage faithfully.2. Spend With Purpose. Jesus asks in Luke 16:11, “If you have not been trustworthy in handling worldly wealth, who will trust you with true riches?” Spending should reflect God's priorities—giving, saving, living within your means, and investing in eternal impact.3. Avoid the Slavery of Debt. Proverbs 22:7 warns, “The borrower is slave to the lender.” Debt can limit your freedom to give and respond to God's calling. Wise stewards build margin and pursue freedom—not because debt is always wrong, but because freedom is better.4. Save With Perspective. Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.” Saving isn't about hoarding; it's preparation for what God might have ahead. But remember: your security isn't in your savings—it's in the Savior.5. Give First, and Freely. 2 Corinthians 9:7 tells us, “God loves a cheerful giver.” Generosity reflects God's heart. It breaks the grip of greed and aligns us with His Kingdom. When we give, we declare, “God, I trust You more than I trust this money.”Anchored in ChristFollowing these biblical principles won't guarantee worldly success. Even the most faithful stewards face trials. But when your foundation is Christ, you're anchored. Isaiah 33:6 says, “He will be the sure foundation for your times, a rich store of salvation and wisdom and knowledge.”So if you're looking for security or peace, don't start with a spreadsheet—start with surrender. Financial wisdom begins when you recognize that your Provider is also your Redeemer. And in Him, you have more than enough.On Today's Program, Rob Answers Listener Questions:My deceased friend's estate is in probate, and he owned an LLC registered in another state. I've been told that if a new manager isn't appointed, the LLC will be considered closed after 90 days. Once my friend's family receives the letters of instruction, how should they go about settling or managing the LLC?I'm struggling financially and can't make this month's mortgage payment. My lender has offered two options: a repayment plan and a forbearance. What's the difference between them, and how will each option affect my credit score?My husband is switching jobs, and his current 401(k) has a balance of less than $500. His new employer doesn't offer a retirement plan. What are our best options for what to do with this small amount?My son is thinking about filing for bankruptcy, but still hopes to buy a house sometime in the future. How will bankruptcy impact his credit, and realistically, how long will it take for him to be able to qualify for a mortgage again?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“IAQ is no longer just a maintenance issue—it's a strategic lever for improving patient outcomes and financial performance in healthcare.” “Saving a single dollar in energy for a hospital is like generating twenty dollars in patient revenue.” “The big message: it's not as big a lift as it used to be. Smart IAQ solutions are now turnkey and data-driven.” In this episode of the Building HVAC Science Podcast, host Bill Spohn is joined by Renée Jacobs, a seasoned expert in healthcare construction and building automation. Renée shares her career journey from hands-on construction to leading the healthcare vertical at Distech Controls. Her passion for improving patient outcomes through smarter building systems shines as she explains how indoor air quality (IAQ) has become a pivotal factor in modern healthcare environments. Renée draws a compelling analogy between early skepticism of handwashing and today's evolving recognition of IAQ's role in patient health. She highlights how advanced sensors and smart building automation are transforming reactive facility management into a proactive, data-driven practice. One standout example she discusses is a hospital system that drastically improved both IAQ and energy management through Distech's Atrius platform, earning them a Better Buildings Award from the Department of Energy. The conversation also dives into key industry standards like ASHRAE 170, the hidden costs of inaction, and the importance of leveraging AI and IoT in HVAC systems to enhance both care and cost-efficiency. Renée wraps up by emphasizing that implementing smart IAQ solutions is no longer a daunting task—it's a strategic investment that is more accessible and turnkey than ever before. Renee's LinkedIn: https://www.linkedin.com/in/renee-r-jacobs/ Distech website: https://www.distech-controls.com/ ASHRAE Standard 170: https://www.ashrae.org/technical-resources/standards-and-guidelines/standards-addenda/ansi-ashrae-ashe-standard-170-2017-ventilation-of-health-care-facilities Episode 48: With Stephanie Taylor https://www.buildinghvacscience.com/ep48-buildings-health-an-interview-with-dr-stephanie-taylor/ This episode was recorded in July 2025.

COL. Lawrence Wilkerson : Is NATO Worth Saving?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As parents, we want to set our kids up for success. We want them to teach them how to be wonderful humans and responsible citizens with careers they enjoy and lives they love. We want to provide our children excellent educations, whether that involves college or trade school, and be able to successfully join the workforce as they become adults. But how do we do this? Saving for college can be an overwhelming thought. Beyond education, many parents also want to provide a nest egg for their children that can be used for weddings, mortgage down payments, starting a business or more. How do we set our children up for financial success? My financial guru, Sarah Miller, is back to answer all these questions and more. In today's episode, Sarah and I discuss teaching your children about money and finances starting at a very early age. We also get into the details of investing vehicles, including 529s, UTMAs, UGMAs, and taxable brokerage accounts. Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she's here to share her knowledge with all of you!SPONSORS

Do you work to live…or live to work? For many, the answer is simple: “I work to make a living.”But what if there's more to work than just earning a paycheck? Could it be that work holds deeper meaning—something essential to who we are and how we're made? David Bahnsen joins us today to offer a perspective on work you might not have considered.David Bahnsen is the Founder, Managing Partner, and Chief Investment Officer of The Bahnsen Group, a national private wealth management firm managing over $7 billion in client assets. He is a frequent guest on CNBC, Bloomberg, Fox News, and Fox Business. He is also the author of Full Time: Work and the Meaning of Life. Rethinking Work and IdentityWe live in a world that often tells us our identity has nothing to do with our work. Unfortunately, that idea has not only crept into culture but also into the church. But let's be honest: that's simply not true. Our identity is tied to our work—not in the sense that a job title defines us, but because we are made in the image of a working God.We all instinctively know this. We don't look at someone who is contributing meaningfully to society and compare them equally to someone who spends every day in idleness. That's not about transactional worth—it's about reflecting the nature of our Creator. God created us to be productive, useful, and active. That's not a controversial claim. It's Genesis 1. Work isn't all of who we are, but it is a vital part of who we were created to be.Too often, we treat faith like an add-on. We make decisions about money, career, education, even family, and then sprinkle a few Bible verses on top. But the goal isn't to balance faith and work—it's to integrate them. That begins by grounding our understanding of work in a creational theology: God made work good.What we need in the church is not more dichotomy between sacred and secular, but an integrated vision that sees every good job—yes, even spreadsheets, sales, and software—as part of God's design. This mindset shift must begin in our pulpits. Our congregations need to hear that their Monday through Friday labor is not second-tier spiritual activity. It is sacred.The Relationship Between Work and RestInstead of chasing a “work-life balance,” Scripture offers a “work-rest paradigm.” God modeled six days of work followed by one day of rest—not the other way around. The purpose of rest isn't to escape work; it's to be restored for more of it. Rest has meaning because work has meaning.That's why we push back on the cultural narrative that says rest, leisure, and early retirement are life's ultimate goals. While rest is essential, its purpose is to equip us to return to the good, God-glorifying work He's called us to do.Culture often treats retirement as the finish line—an end to productivity, as if people cease to offer value once they reach a certain age. But that view is deeply flawed.We must challenge the financial industry's narrative that the goal is to accumulate enough so that we never have to work again. That mindset undermines the dignity and purpose of work. Yes, physical limitations may alter what work looks like in later years, but wisdom, experience, and the capacity to contribute remain. Companies and churches alike lose something precious when they usher older workers out instead of tapping into their gifts.Job, Career, or Calling?So, how should we think about our work? Is it just a job? A stepping stone? Or something more?Every Christian, no matter their vocation, should view their work as a calling. That doesn't mean God gives us a divine word about every job transition, but it does mean that the act of producing goods and services, solving problems, and serving others is inherently meaningful. That's our calling: to work with excellence, for the good of others, and the glory of God.To young adults wondering what to do with their lives: Don't believe the lie that you need to find your dream job tomorrow. Instead, embrace the next opportunity in front of you with excellence, humility, and a long-term view.Work is not just a means to a paycheck. It's how we serve our neighbors, develop skills, build character, and participate in God's ongoing work in the world. Some jobs may be stepping stones—but every job matters. The key is to remember the why behind your work: it's about loving God and loving others.Here's the truth: work isn't something we do just to meet our needs. It's something we do because God made us to work. He worked in creation, and He continues to work in redemption. When we work, we join Him in that sacred task—creating, restoring, cultivating, and contributing to human flourishing.Our work builds families, economies, culture—and yes, even the Kingdom of God.On Today's Program, Rob Answers Listener Questions:I recently retired and now work part-time delivering food for a restaurant using my personal vehicle. Am I allowed to deduct mileage, gas, or other vehicle expenses when I file my income taxes?My son is having a hard time covering his business expenses and has turned to several payday loans just to stay afloat. I'm looking for advice on how he can get sound financial guidance—or if there's a way he can consolidate that debt and get back on track.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Full-Time: Work and the Meaning of Life by David L. BahnsenChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The GDP Report on Wednesday was about as good as anyone including President Trump could have hoped for it to be. Not only did the 3% growth rate blow away Wall Street expectations (2.3%), and even the Atlanta Federal Reserve's recently elevated expectations (2.9%), it also came with the added bonus of significantly less consumer inflation.

State and local leaders in Pennsylvania are brainstorming ways to preserve rural health care. That's why they recently held a summit at the University of Pittsburgh at Bradford, where there is now a seven-county maternity care desert. There's a nationwide shortage of young people pursuing careers as Certified Public Accountants. And state lawmakers are looking to address that talent gap. Construction is underway on a massive new addition to the Railroad Museum of Pennsylvania. Over the past year, homelessness in York County increased by 17 percent. That's according to the Point in Time Count, a federally-required count. Reading City Council is decriminalizing the possession of small amounts of marijuana. By a 5-to-2 vote, Reading City Council voted Monday to impose civil fines, rather than criminal charges, on people in possession of 30 grams or less of marijuana. The Hanover Borough Police Department will be closed on Thursday and Friday (July 31 and Aug 1) in connection with renovations for a new downtown public safety building. And a deeper dive on Pennsylvania's solar industry: It was shining bright, with rapid growth and new domestic manufacturing to supply the industry’s needs. That abruptly changed in early July, when the Republican-controlled Congress approved the massive tax cut and spending bill. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

In this episode, Roger Whitney welcomes Michael Easter, New York Times bestselling author of 'The Comfort Crisis' and 'Scarcity Brain.' They delve into the concept of overcoming frugality and the evolutionary mismatches that affect our resource management in retirement. Discover how short-term discomfort can lead to long-term growth, the importance of taking the stairs in life, and the psychological implications of our modern abundance. Tune in for insights that can help you not just survive retirement, but thrive in it!*Episode originally aired March 27, 2024OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN[01:04] Today we have Michael Easter, author of Scarcity Brain, on the show.PRACTICAL PLANNING SEGMENT WITH MICHAEL EASTER[02:20] Roger introduces Michael Easter to the show[03:14] The Comfort Crisis falls into the Energy Pillar- building energy so you can show up for your life.[04:30] Roger asks Michael what his objective was in exploring the Comfort Crisis[09:40] Why is it a bad thing to be comfortable?[12:40] How do we start being more uncomfortable?[16:11] The Scarcity Brain falls into the Vision Pillar.[18:00] Why do we have a constant feeling that we don't have enough?[25:25] Quantifying goals is not always the best thing to do.[29:01] Michael defines what the scarcity loop is.TODAY'S SMART SPRINT SEGMENT[33:21] In the next seven days, take the stairs! Do something that most people don't do.RESOURCESBOOK - The Comfort Crisis by Michael EasterBOOK - Scarcity Brain by Michael EasterStutzRock Retirement ClubFOLLOW US ON SOCIALSFollow Us on Facebook!Follow Us on Instagram

We hear a lot of the same questions when it comes to money—because navigating your finances isn't always straightforward. In this episode, we're answering some of the most common things people ask us, from budgeting basics to feeling stuck or overwhelmed. Whether you're just starting out or reevaluating your financial habits, this conversation is a reminder that you're not alone—and there are simple, practical steps you can take to move forward. 00:39 Viewer Questions: Financial Strategies 01:36 Question 1: Saving and Retirement Planning 05:39 Question 2: Paying Off Mortgage vs. Investing 09:38 Question 3: Raising Financially Responsible Kids 19:38 Question 4: Roth vs. Traditional IRA 29:39 Wrapping Up and Final Thoughts

How do you live a life that truly flourishes—not just financially, but in every area God cares about?Today, we're talking about how to live with purpose, peace, and wisdom by following God's design for life. Ron Blue joins us to unpack biblical principles that lead to flourishing, not through formulas, but through faithfulness.Ron Blue is the co-founder of Kingdom Advisors and the author of numerous books on biblical finance, most notably "Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment."Flourishing Begins with a Different FoundationAs followers of Christ, we're not simply aiming for a better life—we're called to a different one. A life that flourishes isn't measured by worldly success, but by alignment with God's design. When we understand that, everything changes.The life God created for each of us is unique. When we live according to His wisdom, we flourish—not because we have more, but because we are living as He intended. Flourishing means experiencing contentment that doesn't depend on circumstances. We don't need money to be content. We don't need approval to feel secure. Why? Because we are fully loved by the God who promises never to leave us or forsake us.Stewardship Is the Starting PointIf we want to flourish, we must begin with stewardship. Everything we have—our time, talents, relationships, money—comes from God. He owns it all. We're not owners; we're managers. When we recognize that, we stop living for ourselves and start using every resource for His glory. That includes how we spend, give, save, and even how we relate to others.Generosity Marks a Flourishing LifeA flourishing life is a generous life. When God's Word shapes us, we become generous with our time, with our finances, and with every resource entrusted to us. Generosity is not something we manufacture—it's a byproduct of spiritual transformation. And it runs counter to the culture around us, which tells us to hold tightly to what we have. Instead, we hold everything with open hands.We Live with IntegrityThe Bible speaks often about deceit and greed—two things that will always rob us of flourishing. When we live according to God's wisdom, we pursue integrity and honesty in every area of life. Proverbs offers constant guidance on living truthfully, avoiding dishonest gain, and practicing righteousness in our dealings. Flourishing is tied closely to living a life of character.We Live with PurposeWe're not here by accident. God placed us in this time and place for a reason. Our lives are temporary, but they're filled with eternal purpose. We're living today with heaven in view. Flourishing means recognizing that this life is preparation for eternity with our Lord. It means embracing the mission He's given us and making every decision with the long view in mind.When we step back and look at the big picture, we realize what a privilege it is to manage what God has entrusted to us. Stewardship isn't a burden—it's an invitation. An invitation to participate in His Kingdom work. An invitation to trust Him. An invitation to live a life that truly flourishes.Let's remember: God owns it all. We are stewards. And we get to use His resources for His glory. That is the foundation of a flourishing life.On Today's Program, Rob Answers Listener Questions:I'm considering a 0% financing offer and could pay it off within 12 to 18 months—but I'm also able to pay the full amount upfront. Which option makes better financial sense?I'm planning to take paid maternity leave, but I don't intend to return to the company afterward. I'm struggling with whether this is the right thing to do and would love some guidance.My son and daughter-in-law recently sold a tiny house that we helped them build. They're returning the money we put into it—are there any tax implications or other issues we should be aware of?We're updating our kitchen by painting cabinets and making some interior improvements. We can pay it off in 6 to 12 months, but should we use a HELOC, take out a home equity loan, or borrow from our investment savings?I've heard that a trust can help avoid probate, but I have a testamentary trust, and the courthouse says my property will still go through probate. What's the difference?I'm exploring a dynasty trust to protect assets for future generations, and I'm also interested in a charitable remainder trust to help with capital gains taxes. Is there a way to combine these strategies effectively?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The Kyles are back at The Check Station with a chicken rescue mission, Colorado moose encounters, and some controversial reel reactions. They also spotlight Duane Hada's call for protecting smallmouth bass in Arkansas streams and float a bold idea...Ozark-wide hunting and fishing license? > ⁠⁠⁠⁠⁠⁠Join our Patreon aka "The Holler"⁠⁠⁠⁠⁠⁠ < Our Trusted partners for this episode: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vortex Optics⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Industry-defining scopes, rangefinders, and binoculars ⁠⁠⁠⁠⁠⁠⁠Diamond State Fly Co.⁠⁠⁠⁠⁠⁠⁠ - The Region's premiere fly fishing shop ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Umarex Airguns⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - The leader in Air Rifle technology ⁠⁠⁠⁠⁠⁠⁠Big Pete's Taxidermy⁠⁠⁠⁠⁠⁠⁠ - High-quality work with quick turnaround 00:00 – Featherfoot's near-death experience 03:00 – Hither & Yonder 09:50 – Reel Reactions 29:00 – Shootin' From the Hip 43:05 – The Holler update What is The Ozark Podcast? In the Ozarks, people have always lived in rhythm with the natural world. Hunting, fishing, and living off the land, aren't just things we do, it's who we are. And though our lives are inextricably linked to the land we live on, we've never been more disconnected from it. So join us, as we travel across the region to bring you the voices of the Ozarks to deepen your connection with the land, sharpen your skills in the outdoors, and help you learn what it means to be an Ozarker. Our hosts are ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kyle Veit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kyle Plunkett⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - and our producer is ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Daniel Matthews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Theme music: 'American Millionaire' by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JD Clayton⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Catch up with us on Instagram and Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@theozarkpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PLEASE reach out to us with any recommendations or inquiries: theozarkpodcast@gmail.com

Travel advisors Julie and Ryan welcome Julie's husband Steven to discuss their incredible 5-night couples getaway to St. Lucia's Sandals Grand St. Lucian Resort. After seven years without an adults-only vacation, this Eastern Caribbean adventure offered the perfect blend of relaxation, adventure, and luxury service.Getting There:Unique helicopter transfer from airport to resort (first helicopter ride for both!)Scenic flight over rainforest and landmarksAlternative ferry option for return journeyAccommodations:Club Level beachfront walkout room - 30 steps from pristine beachRodney Bay location with mountain views and yacht-filled watersPerfect resort size - not too big, easy navigationDining Excellence:Gordon's over-water steakhouse (exceptional snapper and lamb)Bombay Indian restaurant (world-class cuisine)Soy sushi bar (visited twice)Outstanding breakfast buffet with fresh omelets and tropical fruitsMust-Do Excursion:Full-island jeep tour with amazing guide LuluRainforest waterfall hike and swimmingDrive-through volcano experience - unique to St. LuciaVolcanic hot springs and mud bathsCultural immersion learning about local lifeWhy St. Lucia:Adults-only Sandals experience vs. family-friendly BeachesTop honeymoon destination with 80 couples on their flightSmall island (24 miles long, 180K population) perfect for explorationExcellent snorkeling, kayaking, and water activities includedPractical TipsClub level provides private check-in and concierge servicesNo beach service unless Butler levelFast-track airport service highly recommendedPack food for departure (limited airport dining)Bring proper footwear for excursionsBottom LinePerfect adults-only Caribbean escape combining luxury resort amenities with authentic cultural experiences. The couple would "return to this resort in an instant" and highly recommend it for couples seeking relaxation with adventure opportunities.Next Episode: Vacations off the beaten path series begins!Planning your own St. Lucia getaway? Contact Wonder and Beyond Travel at wonderandbeyondtravel.comSupport the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/new Ready to plan your vacation? Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation" Join the travel conversations and the fun in our Facebook Page and Instagram Page! Please share the show with your travel buddies!! Click this link and share the show! Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

In this week's episode, we're sharing what's saving our lives right now—personally and professionally. From time-saving tools to mindset shifts, books, and small joys, we're each bringing a list of things that are making our event work (and life outside of events) a little better. Some are practical, some are playful, but all are worth a try. Whether you're in need of fresh inspiration or just love a good recommendation, this episode is full of ideas to support you this season. SHOW NOTES: Partner of the Pod - Learn more about Sean and the Audio Engineers Northwest: https://www.audioengineersnorthwest.com/contact-us Lazy Genius Episode that Inspired This Topic: https://open.spotify.com/episode/4h8t3V8fCg23qKhnWLiKQ7?si=jCWc2aD8TUWRmA6eaYuSag Opal (Logan's Referral Code): https://applink.opal.so/invite-friend?rc=KQSRJ&rId=3oXxF5YjcrdUY8qt9XW3psm4jRg2&rNme=Amethyst6732 Mary's Snack Rec: https://amzn.to/44VzI9S Logan's Amazon Jewelry: Earrings: https://amzn.to/40D9Z3x Necklace: https://amzn.to/44SMhCV Register for the 2025 Better Events Conference (Oct. 1st & Dec. 18th): https://app.swapcard.com/login/event/2025-better-events-conference/registration Learn more about the conference: https://bettereventspod.com/conference Want our updated free run of show template? Send us an email at bettereventspod@gmail.com Join the paid Better Events Community: https://bettereventspodcast.substack.com/ Buy Us a Coffee Link: https://www.buymeacoffee.com/bettereventspod THANKS FOR THE LOVE! Love this podcast? Please share with your event friends, tag us, and leave a review! Leave us a rating on Spotify: https://open.spotify.com/show/04ivq77TMgF5HhJHJOMe1V Leave us a review on Apple Podcast: https://podcasts.apple.com/us/podcast/better-events/id1561944117 —— FOLLOW US ON INSTAGRAM: @bettereventspod @loganstrategygroup_events (Logan) @epeventsllc (Mary)

Celebrating 20 years of suppressor/silencer sales and manufacturing, and most notably making the once onerous BATF application process simple, painless, and seamless, Silencer Central is an award-winning partner of the Wild Sheep Foundation. Sheep Fever co-hosts Gray Thornton and Keith Balfourd visit with Founder and CEO Brandon Maddox to celebrate Silencer Central's successes and discuss changes to National Firearm Act (NFA) laws signed into effect by President Trump and the passage of the Big Beautiful Bill. If you have been waiting to buy a suppressor for your next hunt or trip to the range, Maddox will tell you there has never been a better time than now!

Aubrey converses with, John Manyike, Group Head of Financial Education & Media Spokesperson at Old Mutual Limited Group Marketing Public Affairs and Sustainability, about saving and boundaries: the invisible lines that help us protect not just our money, but our time, energy, and well-being. The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Rock and metal is more popular than ever thanks to certain bands, Ozzy Osbourne funeral arrangements have been revealed, Bad Omens are teasing something and exciting news in butt rockDon't forget to bang your head on the links belowTikTokhttps://www.tiktok.com/@jesealeeInstagramhttps://www.instagram.com/jesealee/YouTubehttps://youtube.com/@JeseaLeePodcast available on Spotify, YouTube, Apple Music and everywhere else you consume podcastsProduction by WhatTheGleeson Content Creation https://www.instagram.com/whatthegleesonTheme song by Michael Stoutengerhttps://open.spotify.com/artist/6LO5eGttpemsEdm5kixX10?si=pXW6AbohTWaFgHMdh3ZmzgSubscribe to my newsletter:https://jesealee.substack.com/Everything else:https://www.jesealee.com/

Most people in their 20s either overspend or over-save, and both extremes can sabotage long-term financial success. In this episode, Kris Krohn reveals why the true path to wealth is through balanced, strategic investing. Learn how to build a strong financial foundation early, avoid common money traps, and start leveraging your income to create lasting wealth. Whether you're just starting out or playing catch-up, it's never too late to take control of your finances.

We love our pets and want to do everything we can to care for them. But cuteness comes at a cost. From gourmet bones to tennis balls, pet expenses can add up fast. These tips for shaving money off treats, kibble, and toys will keep your wallet happy and your pet healthy.  To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier! 

The world constantly tells us, “You just need a little more.” But what if real peace isn't found in having more, but in learning to need less?What comes to mind when you hear the word “wealth”? For some, it means freedom. For others, it brings anxiety and pressure. Today, Jeff Manion joins us to explore how we can cultivate contentment in a culture that always craves more.Jeff Manion is the Teaching Pastor at Ada Bible Church in Grand Rapids, Michigan, where he has served for over 40 years. He is also the author of several books, including Satisfied: Discovering Contentment in a World of Consumption.Why Wealth Confuses UsIn a world that constantly urges us to acquire more, climb higher, and chase the next upgrade, contentment often feels elusive. But what if true satisfaction isn't found in accumulation, but in learning—learning to trust, to remember, to let go, and to live fully in the present? Contentment is not something we're born with—it's something we must learn. And we're learning it together.Let's be honest—wealth can be confusing. One day, we're living simply out of necessity, and the next, after years of doing the right things—avoiding debt, saving diligently, and giving generously—we find ourselves in a season of financial stability. You'd think contentment would come naturally at that point. But surprisingly, it doesn't.Learning contentment in a season of sufficiency is often more challenging than in a season of scarcity. When we experience financial security, the temptation to trust in our own strength rather than God's provision becomes a real concern. This isn't new—it's the same struggle the Israelites faced in Deuteronomy 8. After years of daily dependence on manna in the wilderness, God warned them not to forget Him once they entered the Promised Land. He reminded them: “Remember the Lord your God, for it is He who gives you the ability to produce wealth” (Deut. 8:18). That warning is for us too.The Danger of the “There and Then” MentalityContentment is rooted in the present, not the future. And yet we often believe we'll only be at peace "there and then"—when the vacation arrives, the mortgage is paid off, or the kitchen is finally renovated. But if we can't be fully alive to God and the people around us now, there's no guarantee we will be later.We don't stumble into contentment—we learn it. The Apostle Paul, writing under house arrest, said, “I have learned to be content whatever the circumstances” (Phil. 4:11). His circumstances didn't determine his joy. His peace wasn't tied to his comfort. And ours doesn't have to be either.Sometimes the path to contentment starts by taking inventory—literally. For many of us, stuff multiplies without our awareness. A drawer of unworn t-shirts, a shelf of unused dishes, boxes of forgotten CDs…they add up. We can begin the journey toward contentment by shedding excess.A simple practice, like giving away five items a day for seven weeks, can bring clarity and peace. Not because we're pursuing minimalism for its own sake, but because we're reminding ourselves that joy isn't found in our possessions—it's found in a life uncluttered by distraction, filled with God's presence and purpose.Escaping the Comparison TrapComparison is a thief of joy. Whether or not Teddy Roosevelt actually coined the phrase, it's undeniably true. In our digital age, we don't just compare lives—we compare carefully curated highlight reels. This distorts our view, convincing us we're missing out when in fact, we're richly blessed.Comparison shifts our focus from gratitude to scarcity. And scarcity suffocates generosity. When we believe we never have enough, we become unable to see the abundance God has already given us—abundance meant to be shared.Generosity is one of the most effective ways to break money's grip on our hearts. Paul's charge to Timothy echoes through the centuries: “Command those who are rich… not to put their hope in wealth… but to put their hope in God… to be rich in good deeds, and to be generous and willing to share” (1 Tim. 6:17–18).When we give, we reflect the heart of our generous God—first in creation, then in Christ. And as we open our hands, we discover joy not in what we keep, but in what we release for the sake of others and the glory of God.Passing on the Legacy of ContentmentWe long for our children and grandchildren to experience true satisfaction. But contentment isn't just taught—it's caught. When our families see that our greatest joy is not in acquiring new and better things but in reflecting the generosity of Christ, they begin to understand that there's a story far bigger than material success.We want them to see us delight in giving, not just spending. To notice our peace when things don't go our way. To recognize that the content life isn't a small life—it's a deeply rich one, rooted in grace and lived with open hands.On Today's Program, Rob Answers Listener Questions:I have around $1.5 million in total assets and $500,000 in available funds. Given the current tax environment, I'm considering whether now might be a strategic time to withdraw from my pre-tax retirement accounts and pay the taxes. I'm currently living on Social Security and pension income and haven't needed to tap into my savings yet.I'd like to open an account for my great-grandchildren, who are currently 3 years old and 18 months old. I've been looking into a universal life insurance policy, but would appreciate guidance on the best way to save for their future—possibly to help with education expenses.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Satisfied: Discovering Contentment in a World of Consumption by Jeff ManionSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of the Sunlight Tax Podcast, I had the joy of interviewing my daughter, Farrah, about her very first job and everything she's been learning about managing money. We talked about the excitement of earning her own income, the value of saving and starting a Roth IRA early, and how taxes work. We even touched on the idea of net worth.  Farrah shared some really thoughtful insights about spending wisely and why she thinks financial education is so important for kids her age (Gen Alpha). It was also fascinating to see how her perspective reflects some of the generational shifts in how we think about money.   Also mentioned in today's episode: 03:12  First Job and Earnings Insights 06:17  Understanding Roth IRA and Compound Interest 08:56  Navigating Taxes and Financial Responsibilities 11:43  Defining Net Worth and Wealth 15:36  Lessons on Spending and Saving 18:05  The Importance of Financial Education   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: My #1 Tip to Make Your Kid a Millionaire Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp

In "Gulf Coast Demise? Climate Change, Conservation, and Saving the American Sea," author John B. Anderson provides scientific documentation of the ongoing demise of the United States Gulf Coast and a call to action.

The rule of thumb is that you need to replace 80% of your current income to continue your lifestyle in retirement. Does that formula work? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

7.27.25 Are you being led by Artificial Intelligence—or God's Intelligence? In this powerful message, David Heavener reveals the truth behind AI, the deception of the world's wisdom, and why only those with G.I. (God's Intelligence) can discern the times we're in. You can only serve one—choose wisely. This sermon will challenge your purpose, your calling, and your assignment to reach the one lost sheep. Are you ready to walk in your true identity as part of God's misfit army? Watch more exclusive content at: https://www.DavidHeavener.tv Support the mission: https://www.LastEvangelist.com To join family time after worship email admin@Davidheavener.tv or text 615.861.9659

Plus: Trump's "woke AI" order, Gawker's cultural legacy, and a listener question on deregulation and the BBB.

What does soccer have to do with retirement? A lot more than you'd think. As a 5'5" former college soccer player turned financial advisor, I've learned it's not about brute strength. It's about smart decisions. That mindset guides the way I approach financial planning today.At 29, people ask why I care so much about retirement. The answer is simple: good planning gives you time. And time with the people you love is the most valuable thing there is. I've seen how a well-structured plan, from managing taxes to optimizing healthcare and using flexible accounts, can buy you years with aging parents, a spouse, or even just your own freedom.But there are traps, like being "qualified rich." That $2 million in your 401(k)? After taxes and penalties, it's not what it seems. That's why I'm a big fan of what I call “superhero accounts” like brokerage accounts that let you retire on yourterms. And don't get me started on the healthcare gap between early retirement and Medicare. It's one of the biggest mindset hurdles we help people overcome.I got into this work after watching my own parents get burned by multiple advisors. Some were too fancy, some were too hands-off, and none truly planned holistically. That gap in the industry is what I aim to close.To me, the goal is recreational employment. Working because you want to, not because you have to.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

In this powerful episode of Hidden Killers with Tony Brueski, we sit down with a 911 dispatcher who was working the moment Clinton and Cristen Brink were murdered at Devil's Den State Park while hiking with their two young daughters. This exclusive firsthand account gives us our most intimate look yet at what unfolded inside the Washington County dispatch center as the calls for help began flooding in. The dispatcher reveals chilling details: the girls were found running and screaming, saying their mother told them to run as fast and as far as they could—only stopping when they could no longer hear her screaming. We hear what dispatchers knew in real-time, the confusion, the emotion, and the heartbreak that unfolded as a brutal, random stabbing unfolded in broad daylight on a public trail. The dispatcher also shares new details about the suspect's vehicle, including its sound, speed, and design—details collected from multiple eyewitnesses that have not yet been released publicly. From exhaust tips to taillight shape, this episode breaks down what the public should be watching for. We also learn about efforts to track the vehicle through surveillance, as well as behind-the-scenes frustrations over why more hasn't been released to the public. You'll also hear about how this tragedy affected the dispatchers personally—including this guest, who is also a parent, and has experienced devastating loss of her own. This is not just a breakdown of the crime—it's the emotional reality of the people behind the scenes fighting to bring clarity, comfort, and justice in the midst of horror. If you were at Devil's Den on July 26, 2025, and saw or heard anything, contact ASP Troop L immediately at (479) 751-6663. #DevilsDen #DoubleHomicide #911Dispatcher #ClintonBrink #CristenBrink #TrueCrime #Arkansas #HiddenKillers #TonyBrueski #DevilsDenMurder #ArkansasStatePolice #BreakingNews #TrueCrimeToday Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Today's Topics: 1) Gospel - Matthew 13:31-35 - Jesus proposed a parable to the crowds. “The Kingdom of heaven is like a mustard seed that a person took and sowed in a field. It is the smallest of all the seeds, yet when full-grown it is the largest of plants. It becomes a large bush, and the birds of the sky come and dwell in its branches.” He spoke to them another parable. “The Kingdom of heaven is like yeast that a woman took and mixed with three measures of wheat flour until the whole batch was leavened.” All these things Jesus spoke to the crowds in parables. He spoke to them only in parables, to fulfill what had been said through the prophet: I will open my mouth in parables, I will announce what has lain hidden from the foundation of the world. Bishop Sheen quote of the day 2, 3, 4) What is the Catholic Gospel? Is it more than saving sinners?

In this powerful episode of Hidden Killers with Tony Brueski, we sit down with a 911 dispatcher who was working the moment Clinton and Cristen Brink were murdered at Devil's Den State Park while hiking with their two young daughters. This exclusive firsthand account gives us our most intimate look yet at what unfolded inside the Washington County dispatch center as the calls for help began flooding in. The dispatcher reveals chilling details: the girls were found running and screaming, saying their mother told them to run as fast and as far as they could—only stopping when they could no longer hear her screaming. We hear what dispatchers knew in real-time, the confusion, the emotion, and the heartbreak that unfolded as a brutal, random stabbing unfolded in broad daylight on a public trail. The dispatcher also shares new details about the suspect's vehicle, including its sound, speed, and design—details collected from multiple eyewitnesses that have not yet been released publicly. From exhaust tips to taillight shape, this episode breaks down what the public should be watching for. We also learn about efforts to track the vehicle through surveillance, as well as behind-the-scenes frustrations over why more hasn't been released to the public. You'll also hear about how this tragedy affected the dispatchers personally—including this guest, who is also a parent, and has experienced devastating loss of her own. This is not just a breakdown of the crime—it's the emotional reality of the people behind the scenes fighting to bring clarity, comfort, and justice in the midst of horror. If you were at Devil's Den on July 26, 2025, and saw or heard anything, contact ASP Troop L immediately at (479) 751-6663. #DevilsDen #DoubleHomicide #911Dispatcher #ClintonBrink #CristenBrink #TrueCrime #Arkansas #HiddenKillers #TonyBrueski #DevilsDenMurder #ArkansasStatePolice #BreakingNews #TrueCrimeToday Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Send us a textPet Chat today has a special guest: Wildlife rehabilitator Janie Girardin who shares her experiences caring for orphaned and injured animals at Spicy Paws Wildlife Sanctuary, explaining the delicate process of rehabilitation and eventual release back to nature.• Specializes in rehabilitating squirrels, rabbits, songbirds, and fawns• Currently caring for eight baby squirrels, five rabbits, and six fawns• Animals typically come into care when orphaned, injured, or showing distress signals• Uses a "soft release" approach, allowing animals to transition gradually back to the wild• Minimizes human contact to ensure animals retain their wild instincts• Explains how to tell when wildlife truly needs human assistance• Debunks myth that touching baby birds causes mother rejection• Advises keeping distressed wildlife "warm, dark and quiet" until professional help arrives• Warns against feeding baby animals without professional guidance• Becoming a rehabilitator requires specific training, testing, and licensingIf you'd like to support Spicy Paws Wildlife Sanctuary, visit their Facebook page.Our links:Our Website!  www.bunsenbernerbmd.comSign up for our Weekly Newsletter!Bunsen and Beaker on Twitter:Bunsen and Beaker on TikTokSupport the showFor Science, Empathy, and Cuteness!Being Kind is a Superpower.https://twitter.com/bunsenbernerbmd

Mentoring often sounds like the perfect way to steward your time in retirement—until you try it and realize it's not as intuitive as you'd hoped.For many retirees, mentoring seems like a meaningful way to invest in the next generation—a way to put their life experience to work. But what if we've misunderstood how mentoring fits into God's design for this season of life? Jeff Haanen joins us with practical stories and spiritual insight to help us reframe it.Jeff Haanen is an accomplished entrepreneur and the founder of the Denver Institute for Faith & Work. He is the author of An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life and Working from the Inside Out: A Brief Guide to Inner Work That Transforms Our Outer World.Rethinking MentoringRetirement is often marketed as the reward for decades of hard work—a long-awaited season of leisure and personal fulfillment. But what if there's a deeper, richer invitation waiting for us in this chapter of life? What if retirement isn't just about what we get—but what we give?Retirement isn't the end of our calling. It's a fresh opportunity to steward our lives for God's Kingdom in powerful new ways. One of the most meaningful ways we can do that is through mentoring—especially when we reimagine it as intergenerational friendship.Many of us picture mentoring as a formal, structured relationship: scheduled coffee dates where the older offers wisdom and the younger listens. While these settings can be helpful, we've found that mentoring is most fruitful when it grows from an organic, mutual friendship.Rather than casting ourselves as sages who dispense advice, we're invited to be fellow travelers—learning, laughing, sharing, and growing together. Intergenerational friendships emphasize mutual respect, shared experiences, and spiritual growth over time.This vision of mentoring as a form of friendship has deep roots in Scripture. Jesus said to His disciples, “I no longer call you servants… I have called you friends” (John 15:15). The Apostle Paul invested in Timothy, Elijah mentored Elisha, and Naomi walked with Ruth—but in each of these relationships, we find more than just a teacher and a student. We see companions whose hearts were knit together in love and trust.In God's upside-down Kingdom, wisdom flows both ways. The older bring experience and insight; the younger bring hope, energy, and perspective. Together, we become more like Christ.What Makes Mentoring Thrive?Through our own journey and through observing others, we've seen several elements that make these relationships truly flourish:Delight in the Next Generation. Mentoring starts not with duty but with joy. When we find genuine delight in those younger than us—when we enjoy being with them, listening, and learning—we build the foundation for real connection. Affirm Before Advising. Many younger adults are uncertain about their calling or whether they have what it takes. A word of affirmation can be far more powerful than advice. Encouragement builds trust and opens the door to growth. Lead with Vulnerability. We don't need to have it all together. It's our stories of failure and God's faithfulness that often minister most deeply. Humility makes room for healing and hope. Commit for the Long Haul. There's no shortcut to transformation. Mentoring thrives when we're patient and willing to walk alongside someone over time—through victories, setbacks, and seasons of change. Ask Thoughtful Questions. Jesus often asked His disciples powerful, heart-revealing questions. We can do the same. When we help others discover truth for themselves, they take greater ownership of their journey.The local church is a natural place to start. It's one of the few places left in our culture where generations regularly gather. Maybe it's time to simply show up—to attend a young adult gathering, volunteer in youth ministry, or offer to listen and pray for someone younger.Our workplaces also offer opportunities. Even in retirement, we may still have professional wisdom worth sharing. Informal conversations, apprenticeships, or consulting can all create meaningful space for mentorship.Most importantly, we must pray. We've learned to listen—not only to our mentee but to the Holy Spirit. We ask: Lord, what do You want us to say in this moment? How can we best serve this person? Prayer is the lifeblood of all fruitful mentoring relationships.What If Retirement Looked Like This?Imagine if thousands of believers approaching retirement swapped comfort for Kingdom impact. What if instead of isolating ourselves, we stepped into churches and communities, offering our time, wisdom, and presence?We believe that mentoring may be one of the most significant contributions we can make in our later years—not only for the benefit of others, but also for our own joy and growth. As we give ourselves away, we often find our richest reward.So here's the invitation: Start showing up. Start listening. Start sharing your story. And watch what God does through friendship across generations.Help Us Equip Others to Live with PurposeRight now, more people than ever are seeking biblical wisdom to navigate their finances and their calling. When you become a FaithFi Partner, you help meet that need.Partners receive:Early access to new devotionals and studiesA subscription to our Faithful Steward magazinePro access to the FaithFi appJoin the mission today with your gift of $35/month or $400/year at FaithFi.com/Give. On Today's Program, Rob Answers Listener Questions:I'm trying to compare mortgage rates from several lenders, but I'm concerned that multiple hard credit inquiries will affect my credit score. What's the best way to shop around without damaging my credit?I'm trying to decide between setting up a Special Needs Trust or an ABLE account for my nephew. Can you explain the differences and help me understand which option might be better for his long-term financial support?After my husband left, I found myself in a challenging financial situation. Most of my savings are gone, and because of a traumatic brain injury, my ability to work is limited. I feel overwhelmed and don't know where to begin. How can I start to rebuild my financial life?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenBankrate | Lending TreeMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Are you ready to unlock a great life in retirement — or are you stuck in neutral? Registration is open for the next two Design Your New Life in Retirement Groups. The Very Early Bird discount ends on 7/31. Get unstuck. Learn more here. Register here. ___________________________ It turns out that one of the hardest habits to break in retirement isn't work — it's saving. Richard Sheffield joins us to share his deeply personal and sometimes humorous story of transitioning from a performance-driven corporate career to a more intentional and enjoyable life in retirement. A former executive at UPS, and author of Spend Your Damn Retirement Money!: Beat the Spending Fear to Find Your Dream Retirement, Richard opens up about his struggle to shift from a lifelong saver's mindset to embracing enjoying the money he worked so hard to accumulate. He discusses how outdated retirement plans, old success signals, and societal expectations can lead us astray, even long after we've walked away from work. But through self-reflection, rewriting his financial plan, and reconnecting with what brings him joy, Richard found the freedom to spend boldly, live fully, and say yes more often. You'll discover: Why many retirement plans need to be reviewed periodically - and sometimes reworked The emotional blocks that prevent smart people from moving from accumulating to spending Why your intentional spending matters more in retirement The surprising benefits of getting creative with how you spend Why it can be wise to give now, not just later Richard Sheffield joins us from Miami. ________________________________ Bio Richard Sheffield is a former executive and writer who shares thoughtful essays on retirement, identity, and personal reinvention. After a long career in the corporate world, Richard turned to writing as a way to make sense of his experience — and to help others navigate their own journeys into retirement. He's a popular contributor on Medium, where his honest takes on life after work resonate with thousands of readers. Now fully embracing a bigger, bolder, and more intentional approach to life, Richard writes about finding meaning beyond metrics and spending in ways that spark joy. ________________________ For More on Richard Sheffield Richard Sheffield on Medium Spend Your Damn Retirement Money!: Beat the Spending Fear to Find Your Dream Retirement __________________________ Podcast Episodes You May Like How to Retire – Christine Benz Unretired – Mark S. Walton Your Next Years Your Best Years – Harry Agress, MD ____________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Joe has earned Master's degrees from the University of Southern California in Gerontology (at age 60), the University of Pennsylvania, and Middlesex University (UK), a BA in Psychology from the University of Massachusetts at Amherst,

Remember to follow and leave us a review. We love feedback.What if everything you thought you knew about chiropractic — and healthcare itself — is built on a Foundation of tests, tech, and theory, not trauma-tested touch?In this explosive episode of Crackin' Backs, we sit down with Dr. Ti Pence, DC — a fearless chiropractor and with a degree in healthcare administration he is disrupting conventional wisdom on manual therapy education, clinical skills, and the future of hands-on medicine. With decades of real-world experience and a sharp eye for systemic flaws, Dr. Pence pulls no punches:Why are top-tier schools producing weaker clinicians despite record-breaking board exams—now up to five national tests?Is private chiropractic education doomed within a decade? And what does that mean for physical therapy and massage too?Will AI replace the healer's hands, or can traditional chiropractic endure like timeless martial arts?Should all manual therapy training merge into one master discipline? Who wins—and loses—in that unified field?What lessons can healthcare learn from the martial arts model—where a black belt signals only the start of mastery?Buckle up — this isn't your average health podcast. Expect provocative insight, passionate debate, and a clear-cut blueprint for how chiropractors and manual therapists can not just survive, but thrive in an AI-driven world. Whether you're a practitioner, educator, patient, or curious listener, this episode will challenge your beliefs and redefine what future-ready healing looks like.Tune in to discover:The danger of test-driven trainingWhy private schools may vanishHow human touch combats automationDon't miss this bold, controversial deep dive into the evolution of chiropractic, physical therapy, massage therapy, manual therapy, healthcare education, and AI in medicine.Learn more about our guest, Dr. Ti Pence:Stanford Hospital & Clinics provider pageGentle Bend Chiropractic (Los Gatos) on LinkedInBe sure to subscribe, leave a rating, and tell us what challenged you most in this episode.We are two sports chiropractors, seeking knowledge from some of the best resources in the world of health. From our perspective, health is more than just “Crackin Backs” but a deep dive into physical, mental, and nutritional well-being philosophies. Join us as we talk to some of the greatest minds and discover some of the most incredible gems you can use to maintain a higher level of health. Crackin Backs Podcast

Humans in the Hot Seat, a spinoff of the Humans of Travel, is currently running a 10-part mini-series on the 2025 TravelAge West Trendsetter Awards, which recognizes some of the most forward-thinking and impactful travel advisors in the U.S.  Each year, the Trendsetter Awards recognize outstanding travel advisors across five unique categories: Best Targeted Marketing Idea Best Group Booking Effort Upward Bound: Rockstar Advisor Under 40 Saving the Day Best Use of Social Media Listeners will hear directly from this year's finalists about what makes their work stand out, including the creativity, the dedication, and the stories behind their nomination. This episode features Jamie Rumpf of Love of the Magic Vacations, nominated in the Best Use of Social Media category. This episode is sponsored by Lindblad Expeditions - National Geographic. RESOURCES MENTIONED IN THIS EPISODE Jamie Rumpf of Love of the Magic Vacations Email Jamie: jamie@lotmv.com Jamie on Instagram ABOUT YOUR HOST Emma Weissmann is the Executive Editor of TravelAge West, a print magazine and website for travel advisors based in the Western U.S. She is also the co-host of Trade Secrets, a podcast created with sister publication Travel Weekly, and the Editor-in-Chief of print publication AGENTatHOME.TravelAge West also produces events including Future Leaders in Travel, Global Travel Marketplace West, the WAVE Awards gala ad the Napa Valley Leadership Forum. ABOUT THE SHOW TravelAge West’s award-winning podcast, “Humans of Travel,” features conversations with exceptional people who have compelling stories to tell. Listeners will hear from the travel industry’s notable authorities, high-profile executives, travel advisors and rising stars as they share the highs and lows that make them human.See omnystudio.com/listener for privacy information.

Three principles that can make your prayer more meaningful. David A. Bednar. ACU Sunday Series. Feeling stuck, lost, or overwhelmed? It's not your fault – you've simply been praying wrongly. In this powerful message, Elder David A. Bednar shares a profound revelation: the ONLY question that truly matters. Prepare for a groundbreaking shift in your understanding, as he guides you to clarity, peace, and the answers you've always longed for. Don't miss this life-altering insight. Watch now and learn to improve your prayer pattern to be more meaningful! For more Inspiration talk, Kindly Subscribe to ‪@ldsgospelofficial Watch this video at- https://youtu.be/5C9QFrJg0eE?si=PEWq5tPdx92349pD LDS Gospel 12K subscribers 50,693 views Jun 18, 2025 UNITED STATES -------------------------------------------------------------------------------   For over 10 ACU shows from our archives on the Atonement of Jesus Christ visit- https://acupodcast.podbean.com/?s=atonement   From ACU- For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/study/manual/come-follow-me-for-individuals-and-families-new-testament-2023?lang=eng   For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.   American Conservative University Podcast (ACU) is not an official representative for The Church of Jesus Christ of Latter-Day Saints. All opinions, selections and commentary are solely those of ACU.  We post a variety of selections from various Christian denominations.   ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------

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Is your garden looking a little droopy in the August heat?

Ian, Brian, and producer Cari Delahanty join Patrick in talking about     Tune in to Episode 695 of the Fine Homebuilding Podcast to learn more about:  What to do with the bricks from a demolished chimney Is it okay to cut and cobble rigid insulation in roof assemblies  Foundation waterproofing and its effect on concrete Have a question or topic you want us to talk about on the show? Email us at fhbpodcast@taunton.com.     ➡️ Check Out the Full Show Notes: FHB Podcast 695 ➡️ Learn about the 2025 Fine Homebuilding Summit ➡️ Follow Fine Homebuilding on Social Media:   Instagram • Facebook • TikTok • Pinterest • YouTube  ⭐⭐⭐⭐⭐  If you enjoy the show, please subscribe and rate us on iTunes, Spotify, YouTube Music, or wherever you prefer to listen.

John Zmirak "The Tapeworms in the Colon of America Refused to Let Go of Power." The Eric Metaxas Show   Jul 22 2025   John Zmirak on the outgoing admin 2016 scandal "The tapeworms in the colon of America refused to let go of power." The Eric Metaxas Show- Eric talks to John Zmirak.  More at: stream.org John Zmirak is a senior editor at The Stream and author or coauthor of 14 books, including The Politically Incorrect Guide to Immigration and The Politically Incorrect Guide to Catholicism. His newest book is No Second Amendment, No First.   -----------------------------------------------------------------------------------------------  John Zmirak makes his weekly appearance and covers current events and shares recent articles available at-   https://stream.org/author/johnzmirak/ Watch Eric Metaxas on Rumble-  https://rumble.com/c/TheEricMetaxasRadioShow  The Eric Metaxas Show- https://metaxastalk.com/podcasts/ Eric Metaxas Show on Apple Podcasts-    https://podcasts.apple.com/us/podcast/the-eric-metaxas-show/id991156680 Check out- Socrates in the City   Find All of John Zmirak Articles at- https://stream.org/author/johnzmirak/   John Zmirak is a Senior Editor of The Stream. He received his B.A. from Yale University in 1986, then his M.F.A. in screenwriting and fiction and his Ph.D. in English in 1996 from Louisiana State University. He has been Press Secretary to pro-life Louisiana Governor Mike Foster, and a reporter and editor at Success magazine and Investor's Business Daily, among other publications. His essays, poems, and other works have appeared in First Things, The Weekly Standard, The Atlanta Journal-Constitution, USA Today, FrontPage Magazine, The American Conservative, The South Carolina Review, Modern Age, The Intercollegiate Review, Commonweal, and The National Catholic Register, among other venues. He has contributed to American Conservatism: An Encyclopedia and The Encyclopedia of Catholic Social Thought. From 2000-2004 he served as Senior Editor of Faith & Family magazine and a reporter at The National Catholic Register. During 2012 he was editor of Crisis. He is author, co-author, or editor of twelve books, including Wilhelm Ropke: Swiss Localist, Global Economist, The Grand Inquisitor and The Race to Save Our Century. His newest book is No Second Amendment, No First. Zmirak can be found at https://stream.org/author/johnzmirak/   John Zmirak is a senior editor at The Stream and author or co-author of ten books, including The Politically Incorrect Guide to Immigration and The Politically Incorrect Guide to Catholicism. He is co-author with Jason Jones of “God, Guns, & the Government.”   John Zmirak's new book: No Second Amendment, No First  by John Zmirak  Available March 19, 2024 Today's Left endlessly preaches the evils of “gun violence." It is a message increasingly echoed from the nation's pulpits, presented as common-sense decency and virtue. Calls for “radical non-violence” are routinely endowed with the imprimatur of religious doctrine.   But what if such teachings were misguided, even damaging? What if the potential of a citizenry to exercise force against violent criminals and tyrannical governments is not just compatible with church teaching, but flows from the very heart of Biblical faith and reason? What if the freedoms we treasure are intimately tied to the power to resist violent coercion?  This is the long-overdue case John Zmirak makes with stunning clarity and conviction in No Second Amendment, No First. A Yale-educated journalist and former college professor, Zmirak shows how the right of self-defense against authoritarian government was affirmed in both the Old and New Testaments, is implied in Natural Law, and has been part of Church tradition over the centuries.   --------------------------------------------------------------------  --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. 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We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

This is The Zone of Disruption! This is the I AM RAPAPORT: STEREO PODCAST! His name is Michael Rapaport aka The Gringo Mandingo aka aka The People's Pickle aka The Jewish Brad Pitt aka Captain Colitis aka The Disruptive Warrior and he is here with Eyal Yakoby to discuss: Being a student at UPenn before & after October 7th, Becoming An Accidental Activist, how hatred has multiplied, his first viral moment after speaking at Congress, The moral clarity of Elise Stefanik, active litigation against UPenn, Ivy League System Change, Why Zohran Mamdani Won't Work In NYC, Craziest Moments on X, what he decides to post on and why, those who have reached out privately, Saving The Druze of Syria, Those cowards not speaking out & a whole lotta mo'. This episode is not to be missed! CaptainPicks To Win In Sports Betting: https://www.winible.com/checkout/1357777109057032537?store_url=/captainpicks&c=kickoff Rate & Review on Apple Podcasts or Spotify Send questions & concerns to: iamrapaportpodcast@gmail.com Subscribe to Rapaport's Reality Feeds: iHeartRadio: https://www.iheart.com/podcast/867-rapaports-reality-with-keb-171162927/ Apple Podcasts: https://podcasts.apple.com/us/podcast/rapaports-reality-with-kebe-michael-rapaport/id1744160673 Spotify: https://open.spotify.com/show/3a9ArixCtWRhfpfo1Tz7MR Pandora: https://www.pandora.com/podcast/rapaports-reality-with-kebe-michael-rapaport/PC:1001087456 Amazon Music: https://music.amazon.com/podcasts/a776919e-ad8c-4b4b-90c6-f28e41fe1d40/rapaports-reality-with-kebe-michael-rapaport Stand Up Comedy Tickets on sale at: MichaelRapaportComedy.com If you are interested in NCAA, MLB, NBA, NFL & UFC Picks/Parlays Follow @CaptainPicksWins on Instagram & subscribe to packages at www.CaptainPicks.com www.dbpodcasts.com Produced by DBPodcasts.com See omnystudio.com/listener for privacy information.