Podcasts about Saving

Roger Whitney wraps up the four-part series on navigating health care before Medicare by introducing a practical decision-making framework using the OODA Loop—observe, orient, decide, act—to help you avoid unforced errors and make a confident judgment call. He walks through organizing your retirement cash flow, estimating MAGI and ACA subsidy eligibility, evaluating COBRA, ACA, and private coverage options, and weighing tax optimization against simplicity and continuity of care. He's joined by Taylor Schulte of Define Financial to discuss how professionals navigate Roth conversions, Social Security timing, ACA cliffs, and the trade-offs between optimizing for subsidies versus long-term tax planning.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it.(00:30) Roger introduces the final week of the health care before Medicare series and previews upcoming episodes with Harry Reese (co-author of How to Feel Loved) and retirement researcher Wade Pfau.PRACTICAL PLANNING SEGMENT(02:30) Roger reviews the three “heads” that must be managed before Medicare- cost, continuity of care, and complexity.(03:30) Roger talks about avoiding unforced errors that could cost you money, disrupt care, or create unnecessary stress.(05:18) Roger introduces the OODA Loop—observe, orient, decide, act—as a practical way to think step by step about health coverage choices. (05:52) Observe: Build a 5-year retirement income and spending plan, estimate taxes and MAGI, identify where you fall relative to the ACA subsidy cliff, and review withdrawal sources (taxable, pre-tax, Roth) along with future RMD implications.(14:21) Orient: Clarify what matters most to help you make a decision.(20:00) Decide & Act: Choose a direction, document your reasoning, update your plan of record, and implement the distribution strategy that supports your choice.CONVERSATION WITH TAYLOR SCHULTE(22:25) Roger introduces Taylor Schulte from Define Financial(23:15) Why health care before Medicare shouldn't automatically delay retirement and how assumptions often go untested.(26:50) Evaluating alternatives beyond ACA, including COBRA as a short-term bridge and private plans.(31:50) The tension between Roth conversions and ACA subsidies, and how Social Security timing affects MAGI.(34:20) Avoiding the “optimization trap”: sometimes paying more for simplicity still results in a resilient retirement plan.(36:40) The key takeaway is that there's no perfect answer—retirees should explore options, make informed decisions without fear, and use healthcare planning as a tool rather than a barrier or excuse to delay retirement.SMART SPRINT(43:35) Set a reminder to review your health care strategy using a structured approach—especially if retirement or Medicare enrollment is approaching. The goal is to be intentional, not reactive.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.govDefine Financial- Taylor SchulteStay Wealthy Retirement Show- Taylor Schulte (podcast)

If you search the Rothschild name online, you'll find a cartoon villain.A secret cabal.A shadow government.A family that supposedly controls the weather.That story is fiction.The real story is more unsettling — because it doesn't rely on magic.It relies on systems.In this episode, we trace how the Rothschild family built the architecture of modern finance:• A private intelligence network that moved information faster than kings• Cross-border gold logistics during the Napoleonic Wars• Financing the defeat of Napoleon• Inventing the sovereign bond market• Saving the Bank of England during the 1825 crisisThey didn't rule Europe by secret handshake.They industrialized government debt.And for a brief window in the 19th century, if a king wanted to fight a war — he needed their capital.This isn't a conspiracy story.It's a blueprint story.And the blueprint outlived the family.

Seagrass meadows may be the most powerful climate solution underwater, and almost no one is talking about them. Research published in Nature Climate Change shows that seagrass ecosystems store vast amounts of carbon in their sediments, sometimes for centuries. Unlike forests, much of this carbon is locked below ground in oxygen poor environments, reducing the risk of rapid release. But when seagrass meadows are degraded, that long-stored carbon can return to the atmosphere. A study in Science Advances demonstrates that large scale seagrass restoration can significantly enhance blue carbon sequestration while rebuilding ecosystem function. At the same time, NOAA documents how seagrass supports fisheries by acting as nursery habitat for commercially important species and protecting shorelines from erosion and storm damage. The UNEP Blue Carbon report makes it clear that coastal ecosystems like seagrass are essential for both climate mitigation and adaptation, yet they remain underfunded in global policy frameworks. If seagrass stores carbon, strengthens fisheries, and protects coastal infrastructure, why are we still underinvesting in one of the most efficient natural carbon sinks on the planet? Seagrass Spotter: https://seagrassspotter.org/ Support Independent Podcasts: https://www.speakupforblue.com/patreon Help fund a new seagrass podcast: https://www.speakupforblue.com/seagrass Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube    

Karson of Mix 104.1 joins the show to discuss Jones' spot-saving cone

Moving in with your partner? Before you sign the lease, you need to talk about money. As I prepare to move in with my partner for the first time (your girl's growing up!), I revisited our practical and helpful conversation with personal finance expert and author, Alyssa Davies, about how to navigate your finances when you're merging lives with your partner, and how to set yourself up for success when you're moving in together. We dive into the financial conversations every couple should have before moving in — from how to split rent and household expenses when your income is different, to structuring joint finances in a way that feels equitable and aligned with your shared goals. Because merging lives means merging money — and that's hella vulnerable. Alyssa Davies is a 2x author and the mastermind behind award-winning Canadian personal finance website and YouTube channel, Mixed Up Money, where she dishes out financial content for women who care about their money.  Tune in to hear: Alyssa's advice for couples who are moving in together The most important money conversations to have Different ways to structure your joint and separate accounts Equal vs equitable expense splitting (and how to divide rent when your incomes are different) How to protect your assets if your partner moves in What to do if you have different spending/saving habits Saving for big milestones together (travel, home, wedding, investments) Avoiding resentment around money and contribution Tools for successful budgeting with your partner Follow Alyssa: mixedupmoney.com/ instagram.com/mixedupmoney/ Alyssa's Budgeting Templates: mixedupmoney.com/shop For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

You may have seen a recent article featuring Elon Musk suggesting that, with current advances in AI, saving for retirement may one day be a thing of the past. While that idea might sound appealing, especially if you're worth a few hundred billion dollars, the rest of us may want to hit pause before embracing such a bold claim. On today's show, we'll dive into why prudent saving is still very much in vogue, and why consistent, intentional planning continues to pay off. Spoiler alert: The fundamentals still matter! We'll also be joined by local CPA, Jon Sluis, who will break down key changes in this year's tax landscape. While recent legislation introduced some attractive benefits, those perks can sometimes create complications down the road if not handled carefully. Jon will share his top five tips as we head into tax season – and yes, "planning" shows up more than once. It's shaping up to be a great show packed with insight, perspective and practical takeaways. So be sure to tune in, stay informed and take control of your financial future. 

In the darkest hour of WWII, as bombs threatened Europe's historic cities, a small unit was sent to the front lines – not to fight, but to save art history itself. The 'Monuments, Fine Arts, and Archives' section of the US Army, known as the Monuments Men, was tasked with protecting Europe's centuries of culture from destruction.And then, when Hitler was cornered, the Monuments Men had a new mission: track down the vast hoards of looted Nazi treasure, and stop them from blowing it all up.–Patreon - Ad-free & Bonus EpisodesYouTube - Full-length Video EpisodesTikTok / InstagramSources and more available on redhandedpodcast.com

Register your feedback here. Always good to hear from you!We're ending Season 7 by talking about things crumbling over time. Let's hope it's not too meta. This week we'll discuss how we can develop a taste for things that don't go bad (it's not as obvious a choice as you might think); how a national landmark fell apart because of its genius builder's personal failures; how our tiny underground neighbors can show us the upside of rot; and how rust accumulates in your gameplay and your service to Jesus, but only when you let it.Check out Hal on YouTube at https://www.youtube.com/@halhammons9705Hal Hammons serves as preacher and shepherd for the Lakewoods Drive church of Christ in Georgetown, Texas. He is the host of the Citizen of Heaven podcast. You are encouraged to seek him and the Lakewoods Drive church through Facebook and other social media. Lakewoods Drive is an autonomous group of Christians dedicated to praising God, teaching the gospel to all who will hear, training Christians in righteousness, and serving our God and one another faithfully. We believe the Bible is God's word, that Jesus died on the cross for our sins, that heaven is our home, and that we have work to do here while we wait. Regular topics of discussion and conversation include: Christians, Jesus, obedience, faith, grace, baptism, New Testament, Old Testament, authority, gospel, fellowship, justice, mercy, faithfulness, forgiveness, Twenty Pages a Week, Bible reading, heaven, hell, virtues, character, denominations, submission, service, character, COVID-19, assembly, Lord's Supper, online, social media, YouTube, Facebook.

7 year old honored for saving her dad full 72 Tue, 24 Feb 2026 20:25:38 +0000 RvelH0CZTpyvwH4jfMEbsUfwNbwN7MEB news Chicago All Local news 7 year old honored for saving her dad A dive into the top headlines in Chicago, delivering the news you need in 10 minutes or less multiple times a day from WBBM Newsradio. 2024 © 2021 Audacy, Inc. News False https://player.amperwavepodcasting.com?feed-link=https%

7 year old honored for saving her dad full 72 Tue, 24 Feb 2026 20:25:38 +0000 RvelH0CZTpyvwH4jfMEbsUfwNbwN7MEB news Chicago All Local news 7 year old honored for saving her dad A dive into the top headlines in Chicago, delivering the news you need in 10 minutes or less multiple times a day from WBBM Newsradio. 2024 © 2021 Audacy, Inc. News False https://player.amperwavepodcasting.com?feed-link=https%

Rate & review the Simply Financial Podcast on ITunesFeaturing Special Guest - Brett DiPasquale AIF® BFA®  Advisor – Elliott Wealth Management Services

Kenji Yoshino and David Glasgow of NYU Law discuss their book How Equality Wins: A New Vision for an Inclusive America and argue that the path forward for DEI is a shift from "lifting" to "leveling." The conversation presses whether this is a genuine doctrinal shift or simply a strategic recalibration in a post-affirmative-action era. Plus, IEEPA ! MOHELA ! and in the Spiel, a Court once declared illegitimate strikes down Trump's tariff emergency, and its most distraught critics have a chance to recalibrate or double down on the illegitimacy argument. Produced by Corey Wara Video and Social Media by Geoff Craig Do you have questions or comments, or just want to say hello? Email us at ⁠⁠⁠⁠thegist@mikepesca.com For full Pesca content and updates, check out our website at https://www.mikepesca.com/⁠ For ad-free content or to become a Pesca Plus subscriber, check out ⁠⁠⁠⁠https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media:⁠⁠⁠⁠ YouTube https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist

This is a Grave Talks CLASSIC EPISODE! PART TWOPreserving history is one thing. Preserving it while uncovering ghostly activity is something else entirely.Saving the Old Properties is a nonprofit dedicated to rescuing endangered historic buildings across Indiana. Founded by Richard Allen and Dann Allen, the organization restores architectural treasures that might otherwise be lost to time. But as walls are opened and floors are lifted, something else often emerges—stories, energy, and sometimes spirits that never left.Joining us are Richard Allen, General Manager Kate Thornberg, and Historian Ted Martin, who share what it's like to breathe life back into centuries-old structures—while encountering unexplained phenomena within their walls.From shadow figures and strange sounds to the emotional weight that lingers in historic spaces, this conversation explores where preservation meets the paranormal—and how history and hauntings often occupy the same foundation.For more information on Saving the Old Properties, visit savingtheoldproperties.comFor more information on paranormal investigations, visit hauntedrandolphcounty.com#HauntedIndiana #HistoricPreservation #ParanormalInvestigation #HauntedBuildings #IndianaHistory #GhostEncounters #RestorationStories #TheGraveTalks #HistoricHauntings #SpiritsOfThePast #ParanormalPodcastLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Let's talk about Denmark saving a US sailor and Trump losing it....

Entomologist Douglas Tallamy discusses what we can do to stem the extinction crisis — the loss of habitat and plant and animal species — by transforming the places where we live. Please donate in support of KPFA and Against the Grain. The post Fund Drive Special: Saving and Restoring Nature in Our Gardens appeared first on KPFA.

What if leadership isn't just shaped by strategy, structure, or individual capability but by the energetic field we are participating in together?In this deeply spacious episode of the Sacred Changemakers Podcast, I'm joined by Alan Briskin and Mary Gelinas, longtime practitioners and teachers whose work bridges collective wisdom, neuroscience, spirituality, and conscious social change.Together, we explore the reality that space is not empty, that it is alive with information, relationships, and potential. Drawing on insights from their book Space Is Not Empty, Alan and Mary invite us to sense leadership as a relational, emergent practice rather than a position or role. This conversation moves beyond concepts into a felt, lived experience. We speak about field awareness, language, shared power, polarization, and what becomes possible when leaders learn to listen not just to words, but to the space between us.This episode is an invitation to slow down, to feel, and to experience leadership differently, not as control, but as participation in something wiser than any one of us.About Today's Guests:Alan Briskin, PhD is an award-winning author, leadership consultant, and a pioneer in the field of collective wisdom. For over four decades, he has worked with nonprofits and mission-driven organizations, including Kaiser Permanente, Sutter Health, and the George Lucas Educational Foundation. Alan is a co-founder of the Collective Wisdom Initiative, a Noted Humanist Scholar at Saybrook University, and has served as Senior Advisor to the Institute of Noetic Sciences, the Goi Peace Foundation in Tokyo, and the One Humanity Institute in Poland.Mary Gelinas, EdD is a managing director of Gelinas James, Inc., and an author, consultant, educator, and executive coach devoted to conscious social change. She is the author of Talk Matters! Saving the World One Word at a Time and brings decades of experience in organizational change, neuroscience, and embodied leadership. For 20 years, she co-led the Cascadia Center for Leadership, graduating over 500 leaders across sectors, and has worked with organizations including Genentech, California State Polytechnic University Humboldt, and public-sector institutions.Learn More About Today's GuestsSpace Is Not Empty website →www.spaceisnotempty.netAlan's website ****→ www.alanbriskin.comMary's website → www.gelinasjames.comSpace Is Not Empty on LinkedIn →https://www.linkedin.com/company/space-is-not-empty/about/Alan on LinkedIn →https://www.linkedin.com/in/alan-briskin-a9637b6/

Kenny Wallace discusses a thrilling weekend at Atlanta, NASCAR's "Hell Yeah" marketing campaign, and Michael Jordan saving the sport.#racing #michaeljordan

Saving the world on a tight budget.

How do you move through winter without numbing out, gritting your teeth, or waiting for spring to fix you? In this episode of Medium Lady Talks, Erin shares the small but powerful micro-rituals helping her stay present, intentional, and connected to herself during one of the heaviest seasons she's had in years. This isn't about productivity hacks. It's not about aesthetic morning routines. And it's definitely not about toxic positivity. It's about participation. If winter often feels narrowing — emotionally, mentally, culturally — this episode explores how small, deliberate practices can widen your thinking, reduce decision fatigue, and help you reclaim your point of view in a season that tempts many of us toward passive consumption and burnout. In This Episode, You'll Learn: Why micro-rituals can be more powerful than big resolutions How reducing decision fatigue supports mental health in winter The difference between consuming inspiration and activating it Why analog living isn't aesthetic — it's neurological How music appreciation can retrain your attention span The benefits of slow reading and commonplace journaling What critical thinking actually is (and why it matters now more than ever) How asking “What do I think?” can protect your identity in overwhelming seasons The Three Micro-Rituals Erin Shares: 1️⃣ Activating Inspiration Instead of Saving It Using simple outfit formulas (inspired by creator Laura Owens) to eliminate decision fatigue and translate digital inspiration into real-life embodiment. The power isn't in watching someone else get dressed — it's in getting dressed. 2️⃣ Music Appreciation as Attention Training Moving beyond background noise to study instrumentation, arrangement, and emotion in music — and how building a “cinematic winter playlist” creates presence and pleasure without productivity. Inspired again by an amazing creator Owen Cutts !! 3️⃣ Slow Reading + Journaling for Deeper Thinking Pairing fiction and nonfiction, tracking themes, and practicing commonplace journaling to metabolize ideas rather than speed-consume books. Why This Matters Winter often reveals our overload. When the world feels heavy and cultural panic is escalating, it becomes easier to outsource our thinking, scroll instead of reflect, and numb instead of participate. These micro-rituals are small daily acts of resistance: Resistance to burnout Resistance to passive living Resistance to losing your point of view They are not dramatic. They are not monetizable. They are not optimized. But they are helping Erin feel like herself in one of the hardest winters she's had in a long time. And maybe they can help you too. A Gentle Invitation If you're feeling narrow, constricted, or numbed out this winter, ask yourself: What do I think? What do I want? Where is my attention going? You don't have to reinvent your life. You don't have to survive on autopilot. Choose one small ritual that shifts you from passive to deliberate. From outsourcing your mind to inhabiting it. Winter doesn't have to take everything from you.

This is the full episode of The Morning Show with Preston Scott for Monday, Feburary 23rd.Our guests today include:- Dr. Joe Camps- Sal Nuzzo- - Follow the show on Twitter @TMSPrestonScott. Check out Preston's latest blog by going to wflafm.com/preston. Listen live to Preston from 6 – 9 a.m. ET and 5 – 8 a.m. CT!WFLA Tallahassee Live stream: https://ihr.fm/3huZWYeWFLA Panama City Live stream: https://ihr.fm/34oufeR Follow WFLA Tallahassee on Twitter @WFLAFM and WFLA Panama City @wflapanamacity and like us on Facebook at @wflafm and @WFLAPanamaCity.

102. Saving the AcciesWe're joined by Rob Edwards, founder and CEO of Morley Sports Management and the new owner of Hamilton Academical Football Club.Hamilton Accies and their supporters have been through the ringer over the last few years. The way the club was ran by the previous ownership groups was amateurish, and little infrastructure was put in place to show that the club was in any way modern.Last year, Hamilton Accies made the decision to move away from Hamilton and instead play in Broadwood, a stadium in Cumbernauld, North Lanarkshire. With tensions increasing with supporters' and an owner who was becoming aggressively hostile towards the existense of the club, it was announced that Hamilton were hours away from liquidation.Rob and MSM stepped in officially in January 2026, but it's been far from smooth sailing, and the existence of Hamilton Accies still very much hangs in the balance.About UsWebsitefootballheritage.co.ukEmailhello@footballheritage.co.ukX@_footyheritageBlueSky@footballheritage.bsky.socialInstagram@_footyheritageYouTube@FootballHeritageFHAbout Our GuestRob EdwardsRob Edwards is the head of Morley Sports Management, who specialise in full ownership and consultancy projects. They have previously worked with Chelsea, Fulham and AS Roma, while they also own Haverfordwest County in Wales.

This is a Grave Talks CLASSIC EPISODE!Preserving history is one thing. Preserving it while uncovering ghostly activity is something else entirely.Saving the Old Properties is a nonprofit dedicated to rescuing endangered historic buildings across Indiana. Founded by Richard Allen and Dann Allen, the organization restores architectural treasures that might otherwise be lost to time. But as walls are opened and floors are lifted, something else often emerges—stories, energy, and sometimes spirits that never left.Joining us are Richard Allen, General Manager Kate Thornberg, and Historian Ted Martin, who share what it's like to breathe life back into centuries-old structures—while encountering unexplained phenomena within their walls.From shadow figures and strange sounds to the emotional weight that lingers in historic spaces, this conversation explores where preservation meets the paranormal—and how history and hauntings often occupy the same foundation.For more information on Saving the Old Properties, visit savingtheoldproperties.comFor more information on paranormal investigations, visit hauntedrandolphcounty.com #HauntedIndiana #HistoricPreservation #ParanormalInvestigation #HauntedBuildings #IndianaHistory #GhostEncounters #RestorationStories #TheGraveTalks #HistoricHauntings #SpiritsOfThePast #ParanormalPodcast Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

The Eternal Blessings of Marriage. Following God's Plan for a Happy Marriage. ACU Sunday Series.  Watch this video at- https://youtu.be/iuI52DQu32s?si=sR48SFZEOoGSZrXa General Conference of The Church of Jesus Christ 690K subscribers 10,511 views Dec 10, 2014 Richard G. Scott - The temple sealing has greater meaning as life unfolds. It will help you draw ever closer together and find greater joy and fulfillment. https://www.lds.org/general-conferenc... --------------------------------------------------------------------------   For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng   For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------

Don't be that person who becomes a hoarder in retirement! You know who you are and it's a big concern for those that are champs at saving but reluctant to spend. It almost seems like a good problem to have... but not really! Retirement planners Rachel Camp, CFP® and Jesse Cramer join the show for a tackle the topic and what's known as the "consumption gap"-- the mismatch between what retirees could safely spend and what they actually spend. They discuss how decades of frugality, and dopamine hits from watching net worth climb and similar types of thinking make it brutally hard to flip from saver to spender. In this episode we cover:  ✅ The 4% rule's real origin story (it was built to avoid failure, not to optimize joy) ✅ The very human tendency to over solve for the worst-case market and under solve for lost health, time, and relationships  ✅ Strategies Rachael and Jesse use with their clients to help them spend and not hoard their money in retirement ✅ Why talking through childhood money stories is often more powerful than another spreadsheet. ✅ Debunking the viral "retire later, die sooner" meme and zoom out to what actually affects longevity ✅ A challenge tailor-made for late starters: once the math says you've won, stop buy back your time, and don't die with the biggest net worth of your life. ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

The last two of the seven churches receive letters containing harsh rebukes - their people and practices are not cutting it. "You have the reputation for being alive, but you are dead. Strengthen the little that remains, for even what is left is at the point of death." Ouch. "You are lukewarm" (at best), Jesus says, and "you don't realize you are wretched and miserable." Double ouch.  "Saving the best for last" does not apply in this case.  

God uses the insignificant, the unlikely, and even His enemies, in accomplishing His salvation and applying it to us.

God uses the insignificant, the unlikely, and even His enemies, in accomplishing His salvation and applying it to us.

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Episode 118 - Join Dr. Shaan Patel, the Founder of Prep Expert, a company that has helped more than 100,000 students improve their SAT and ACT scores, get into top colleges and win over $100 million in scholarships.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

February 21, 2026: AI Expectations, Investor Bias, and the Future of SavingIt may feel like an uninspiring start to the year, but the S&P 500 is still positive year-to-date. In this week's market update, we look beneath the surface at a rotation away from the mega-cap leaders toward broader participation across the market. We'll also examine why parts of the technology sector—particularly software—have come under pressure as expectations around AI spending and growth continue to evolve.Private markets were once the domain of pension funds and institutions writing $25 million checks. That's changing. We explore how private equity, real estate, and infrastructure are becoming more accessible to individual investors through interval and evergreen funds, digital platforms, and evolving regulations that are widening the door. What does this democratization really mean—and where should investors be cautious?In a recent Wall Street Journal article, a twentysomething recently said she feels her money is safer in the stock market than in a house. That raises an important question: Are we conditioning a generation to believe markets only go up? We step back and discuss how lived experience shapes investment behavior—from Boomers who remember double-digit inflation, to Gen X and the dot-com bust, to Millennials and the housing crash, and Gen Z's era of rapid recoveries and tech-driven growth.And finally, if you're saving 18% into your 401(k) and thoughtfully splitting between traditional and Roth, you're doing a lot right. But when does it make sense to add an IRA — and should that ever come at the expense of your 401(k)? We break down contribution limits, tax diversification, investment flexibility, and fees, and how an IRA can complement a workplace plan.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — February 21, 2026  |  Season 40, Episode 8Timestamps and Chapters6:57: AI Expectations and the Software Slowdown21:20: Bull Markets, Bear Memories, and Generational Bias37:20: Democratizing Private Markets: Opportunity or Overreach?52:01: Is More Always Better? Adding an IRA to the Mix“Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

Entrepreneurs start businesses in pursuit of financial freedom, yet many struggle to generate consistent profit even as revenue grows. Mike Michalowicz has seen this pattern play out time and time again. While traditional accounting trains business owners to treat profit as what's left over, Mike flipped the formula. He created Profit First, a cash management system that prioritizes profit from day one and has since been adopted by over 700,000 businesses worldwide. In this episode, Mike reveals how entrepreneurs can prioritize profit, build wealth, and finally turn revenue into true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (01:45) Why Profit Must Come First (09:17) Profit First Cash Management System (14:14) Target Allocation Percentages for Profit (21:14) Handling Debt and Profit Distribution (24:44) Protecting Profit and Tax Accounts (27:57) How Spending Less Drives Innovation (33:32) Choosing Profitable Customers Strategically (40:17) Managing Profit for Financial Freedom Mike Michalowicz is a bestselling author, entrepreneur, and creator of the Profit First cash management system, used by over 700,000 businesses worldwide. He has built and sold multiple multi-million dollar companies and authored influential books, including Profit First, Clockwork, and Get Different. A sought-after keynote speaker, Mike helps entrepreneurs build profitable, sustainable businesses using behavior-based financial strategies. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Huel -  Get all the daily nutrients you need with Huel. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING.  Resources Mentioned: Mike's Website: mikemotorbike.com  Mike's Book, Get Different: bit.ly/GetDifrent  Mike's Book, Clockwork: bit.ly/Clocwork  Mike's Book, Profit First: bit.ly/-ProfitF1st  Mike's Book, The Pumpkin Plan: bit.ly/TPumpkinP  YAP E386 with Mike Michalowicz:  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving

Welcome to episode 347 of Growers Daily! We cover: some soil blocking alternatives (with a fun AI question attached—you know how that goes with me), saving the soil for the future, and it's feedback friday!  We are a Non-Profit! 

Hour 4 of BMitch & Finlay features a heated debate over hockey and baseball.

In this episode, Dr. Grace Yum talks with Steijn Pelle, CEO and co-founder of Lassie, an AI platform designed to automate dental insurance posting, billing, and administrative workflows. Steijn explains how Lassie replaces time-consuming manual tasks, reduces errors, and helps practices reclaim valuable time—leading to smoother operations, less stress, and more focus on patient care. Episode highlights: How Lassie automates EOB posting, write-offs, and digital payments Saving 60–70 hours per month with AI-driven workflows Reducing manual errors with consistent, rule-based posting Supporting team efficiency—not replacing staff What's next for AI in dental claims, billing, and scheduling Ready to thrive as a dentist and a mom? Join a supportive community of like-minded professionals at Mommy Dentists in Business. Whether you're looking to grow your practice, find balance, or connect with others who understand your journey, MDIB is here to help. Visit mommydibs.com to learn more and become a part of this empowering network today!

In this episode of House of Learning: Understanding the Doctrine of the Temple, Meghan Farner and Cory Jensen explore what “saving ordinances” truly mean — and challenge the common assumption that symbolic rituals are salvific in and of themselves.This lesson reframes temple ordinances not as spiritual hall passes or automatic guarantees of salvation, but as symbolic invitations into real spiritual transformation, covenant relationship, and lived discipleship through the grace of Jesus Christ.Using a well-known quote from Brigham Young as a starting point, the discussion unpacks why memorizing signs, tokens, or participating in ceremonies alone cannot save a person — and how those symbols instead point toward deeper spiritual realities that must be experienced, embodied, and received through grace.You'll learn:✨ Why ordinances are a means, not an end✨ How symbols represent real spiritual experiences and gifts of grace✨ The danger of reducing temple worship to performance or compliance✨ Why God is interested in who we are becoming, not just what we are doing✨ How ancient Israel struggled with the same misunderstanding✨ How the Book of Mormon functions as a temple text✨ What it means to “see beyond the symbol” into spiritual realityThis episode invites viewers to move beyond surface-level religious participation into conscious spiritual growth, discernment, and personal transformation in Christ. If you've ever wondered whether ordinances alone can save you, how grace actually works, or how temple symbolism connects to lived spiritual experience, this lesson provides clarity and depth.

“Give us this day our daily bread.”These seven words from the Lord's Prayer are so familiar that we can easily miss how radical they are. When Jesus taught His disciples to pray in Matthew 6:11, He invited them to trust God for provision—not all at once, but one day at a time. In a world obsessed with tomorrow, this simple request calls us back to dependence, humility, and trust in God's care today.Daily Bread in the WildernessThe idea of daily bread takes us back to Israel's journey through the wilderness. In Exodus 16, God fed His people with manna each morning. It was enough for the day—no more, no less. When they tried to store extra, it spoiled.The lesson wasn't primarily about food; it was about trust. God was teaching His people that He—not their stockpiles or strategies—was their provider.Today, we work, budget, plan, save, and invest—and Scripture commends those practices. Proverbs celebrates diligence, and Joseph's preparation in Genesis 41 helped save entire nations. Trusting God isn't passivity, and faith isn't irresponsibility.But here's the tension: our planning must never replace our dependence. When Jesus taught us to ask for daily bread, He was establishing a rhythm—trusting God with today rather than burdening ourselves with controlling tomorrow.When Financial Anxiety Feels Close to HomeFor many people, this teaching hits close to home. We live in a time of economic anxiety. Budgets are tight, housing is expensive, and the future often feels uncertain.And if we're honest, money doesn't just expose financial fears—it reveals deeper questions: Will I have enough? Will I make it? Does God see me?Will He take care of me?Jesus speaks directly to those fears in Matthew 6:25–26: “Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them.”Jesus isn't calling us to ignore real needs. He's inviting us to rest in real care. Birds still work—they gather, build, and hunt—but they don't live in anxiety. They don't wake each morning wondering whether God will provide. Provision is built into creation because God is faithful.Three Responses to Daily BreadTrusting God for daily bread shapes the way we live. It invites three important responses: gratitude, contentment, and generosity.1. Daily Bread Invites GratitudeWhen we ask God for what we need today, we're reminded that what we have today is a gift. Gratitude pushes back against the relentless pressure for more—more comfort, more security, more status.Ecclesiastes reminds us, “Everyone to whom God has given wealth and possessions and power to enjoy them… this is the gift of God” (Ecclesiastes 5:19). Even the ability to enjoy what we have is grace.2. Daily Bread Invites ContentmentContentment doesn't mean settling for less—it means refusing to treat the future as the only place where peace exists.Paul writes, “I have learned in whatever situation I am to be content” (Philippians 4:11). That learning happened within real circumstances, not after ideal ones arrived. Contentment grows as we trust God in the present moment.3. Daily Bread Invites GenerosityWhen we trust God to provide for today, our grip loosens. Fear tightens our hands; trust frees them.In 1 Kings 17, a widow shared her last flour and oil with Elijah, trusting God's promise—and God sustained her household through the drought. The lesson isn't that generosity guarantees prosperity. It's that generosity reveals where our security truly lies.Trusting God Through Everyday Financial HabitsTrusting God for daily bread often expresses itself in very ordinary financial decisions.Building an emergency fund can shield us from unnecessary anxiety.Creating a budget helps us steward what God provides.Saving for future needs reflects wisdom, as Proverbs 21:20 states: “The wise store up choice food and olive oil.”Yet even the wisest planning must remember this: financial stability is not ultimate security. No account balance is large enough to silence fear if our hope rests in money.At the same time, there is no scarcity so deep that God cannot sustain His children.Whether in Need or in PlentyFor some, trusting God for daily bread is literal. You're not sure how the bills will be paid. You're praying for provision in a very real way. For others, the challenge is different. You're in a season of abundance—and the danger isn't lack, but forgetting the Giver.God warned Israel about this in Deuteronomy 8: “Beware lest you say in your heart, ‘My power and the might of my hand have gotten me this wealth.'” Every opportunity, every skill, every breath comes from Him.In the Lord's Prayer, the request for daily bread comes after “Hallowed be your name” and “Your kingdom come.” Provision is framed by worship and mission. God meets our needs not only for our comfort, but for His purposes.A Prayer for TodaySo what does trusting God for daily bread look like? Ask God for what you need. Thank Him for what you have. Open your hands toward others.He is faithful in the wilderness. Faithful in your budget. Faithful in seasons of uncertainty. And He is faithful today.On Today's Program, Rob Answers Listener Questions:I've built up significant credit card debt after a failed business investment and major car repairs—about $8,000 on one card, $10,000 on another, and $5,000 on a third. Should I use American Express's relief program or look into debt consolidation?I receive Social Security. Do benefits automatically increase each year? Do I owe taxes on them, and if I go back to work, will it affect what I receive?I understand how firms like Vanguard and Fidelity charge for investment management, but how are Certified Kingdom Advisors compensated? How are their fees structured?My husband passed away, and I began taking his Social Security while waiting to claim my own at 70. I'm now hearing that my benefit may not increase if I do that. Should I switch to my benefit, and when should I apply to avoid missing any income?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)SSA.govChristian Credit CounselorsOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of The Narrative, Aaron, David, and Mike unpack how legalized betting is gutting our communities, and why Governor DeWine is calling it the biggest mistake of his career. Ohioans are losing approximately $10,000 every minute to gambling, totaling nearly $5 billion a year. Learn how "predatory" data and AI are being weaponized to hook low-income players and why the "Problem Gaming Network" is being sponsored by the very companies creating the addicts. They also get into the details on the latest attempt by union lobbyists to silence Christian influence in education, and why it’s actually the State (not the Church) that’s overstepping its bounds. After the news, the hosts are joined by Delano Squires from the Heritage Foundation, who steps in to discuss his work on the landmark report, Saving America by Saving the Family. The data is grim: 40 percent of kids are being born out of wedlock, and the Success Sequence is being ignored in favor of State-sponsored dependency. Delano reveals the real-world impact of writing fathers out of the social script and offers a radical, life-affirming blueprint to get back on track. From "Marriage Boot Camps" to incentivizing young couples to build a home, this is the conversation every parent and policymaker needs to hear before the next generation opts out of the family entirely. More about Delano Squires Delano Squires is Director of the Richard and Helen DeVos Center for Human Flourishing, where he focuses on policies and social norms that promote marriage, fatherhood, and healthy families. Squires is the author of the forthcoming book The Vanishing Black Family: How Welfare and Feminism Made Marriage Optional and Children Vulnerable. His writings have been published by Newsweek, National Review, The American Conservative, The Federalist, The New York Post, World, The Institute for Family Studies, Black Enterprise, Blaze Media, Black and Married with Kids, The Root, and The Grio. Before joining Heritage, Squires worked for the District of Columbia government for more than a decade. During that time, he ran a citywide technology program for low-income residents and served in the city’s gun violence prevention office. Squires earned his Bachelor of Science degree in computer engineering from the University of Pittsburgh and a graduate degree in public policy from The George Washington University. He resides in Maryland with his wife and four children.

Summary: In this episode of PRess Play: The StreetCred Podcast, hosts Elena Krasnow and Jimmy Moock sit down with Shannon Spotswood, chief executive officer of RFG Advisory. Shannon takes us on an incredible ride, from her early fascination with Wall Street at age 14 to the pivotal career and life decisions that ultimately led her to the helm of RFG Advisory. She reflects on learning to get comfortable being uncomfortable, her dynamic experiences across hedge funds and investment banks and the decision to step away from finance entirely before embarking on building the RIA of the future in Birmingham, Alabama.  We cover: How Shannon became so passionate about supported-independence for advisors Shannon's early formative experience working for a woman-led hedge fund Her move to Birmingham, Alabama and how that led to her favorite chapter of her career  What makes Shannon tick and why she loves building from the ground up The importance of building a brand that is deeply tied to people's values  …and much more! Don't miss this captivating conversation which reveals how each of these chapters shaped Shannon's leadership philosophy and her belief in building firms rooted in purpose, positivity and growth. Topics: (0:36) Meet Shannon Spotswood (1:33) What's for lunch? (1:45) The most perfect homemade granola  (2:28) A creature of habit  (2:59) You had me at hot honey (3:30) Saving her spirit of innovation for the business realm  (5:42) How Shannon entered the industry (6:10) At age 14, she knew she wanted to be on Wall Street  (8:25) The move to San Francisco to work at a hedge fund under one of the few female-led portfolio managers  (9:00) Learning how to trade IPOs and model companies  (9:40) The anti-Wallstreet Investment Bank, taking Netscape public  (10:50) Dream job came knocking in her second hedge fund job  (11:52) Learning how to get comfortable being uncomfortable (13:00) Hitting the wall and needing a change  (14:00) Pivot into luxury children's clothing  (14:45) Moving back to Birmingham, Alabama  (15:40) What Shannon loves about building RFG (16:00) Whoever would have thought the RIA of the future would be born and built in Birmingham, Alabama (17:05) The thread that knit it all together  (17:51) What makes her tick?  (18:44) Seeking the intangible  (19:49) “I am either all in or I'm out” (20:11) What it was like when Netscape went public   (22:15) “Everyone on your team has to be a driver”  (25:25) The importance of building a brand that people can connect with  (25:50) What clients are looking for in their advisors  (28:50) The biggest opportunities for advisors who want to grow in today's environment (29:00) “Stop undervaluing your time”  (29:55) Michael Kitces map  (30:42) The financial advisor's superpower  (33:00) Lessons for those looking to find their voice and carve out their own path (34:00) Get over the imposter syndrome  (36:00) Having a disproportionately positive impact on the industry, her partners and the world  (38:10) The detriment behind procrastination  (39:40) Mindset has a 24 hour shot clock on it (40:45) The power of momentum  (41:58) Time for our Play segment! (42:35) Shannon would have run a commercial construction company  (43:20) “I love any -ing”  (44:16) Moment of gratitude   Connect with StreetCred PR:   Contact Us: https://streetcredpr.com/contact/  StreetCred PR Website: https://streetcredpr.com/  Elena Krasnow on LinkedIn: https://www.linkedin.com/in/elena-krasnow/  Jimmy Moock on LinkedIn: https://www.linkedin.com/in/jimmy-moock-3103162/  StreetCred PR on LinkedIn: https://www.linkedin.com/company/streetcred-publicrelations/  Subscribe to PRess Play on YouTube: https://www.youtube.com/@StreetCredPR    Connect with Shannon Spotswood:   RFG Advisory: https://rfgadvisory.com/  Shannon Spotswood on LinkedIn: https://www.linkedin.com/in/shannonspotswood/    About our Guest:  Shannon Spotswood is a 25-year veteran of the financial services industry with experience spanning investment banking, hedge fund management, professional management and business development. As CEO of RFG Advisory, she leads RFG 2.0, the firm's fully integrated platform for independent advisors, and drives the strategic initiatives that power advisor growth. Since joining RFG in 2015, Shannon has blended her entrepreneurial background with a passion for building an innovative, advisor-focused RIA of the future—helping grow the firm from $1.2 billion to more than $7 billion in AUM. Publishing Tags: PRess Play, StreetCred PR, Podcast, Financial Journalism, Financial Media, Elena Krasnow, Jimmy Moock, Wealth Management, RIA, RIA of the Future, Supported Independence, Financial Advisors, Women in Leadership, Shannon Spotswood, RFG Advisory  

In this high-energy episode of the Until You Make It Podcast, Chris and Mike sit down with Vinnie Arizzo and Jesse Shea, the creative powerhouses behind New Jersey's own Syndicate Film School. Fresh off a major production, the crew dives into the messy reality of producing high-stakes projects on impossible timelines—most notably their recent "against-all-odds" music video shoot for the All-American Rejects. The conversation moves from the logistical chaos of building seven sets in a single week to a deep philosophical debate on the creative process. Vinnie offers a controversial take on why burnout is a necessary form of self-discovery, while Jesse breaks down the delicate balance of maintaining a "creative brain" while managing the heavy logistics of a production house. Whether you are an aspiring filmmaker or an established pro, this episode is a masterclass in the "dojo" mentality of the modern film industry. What You'll Discover: The "Impossible" Rejects Shoot: How Vinnie and Jesse pulled off a massive All-American Rejects music video after multiple production houses turned it down as "impossible". The Philosophy of Burnout: Vinnie Rizzo explains why hitting your absolute limit is the best tool for professional self-discovery and growth. Scaling via the 80% Rule: Why delegating to someone who can do the job "80% as well as you" is the secret to moving from a solo freelancer to a production studio. The Industry "Slop" Problem: A deep-dive rant into why modern streaming shows are losing their "essence" through lazy lighting and over-reliance on shallow depth-of-field. Saving the Movie Theater: Michael pitches a new "Cinema Cut" strategy to incentivize audiences to leave their couches and return to the big screen. Syndicate's "Dojo" Training: How Syndicate Film School uses a belt-ranking system to bridge the gap between classroom theory and real-world set experience. The AI Humanity Debate: Why using AI in final creative products can "taint" a project and how to protect the integrity of the creative team. Episode Chapters: 00:00:00 - Intro 00:04:12 – Our Texpo "Dinky Booth" 00:30:15 – Training the next generation at Syndicate Film School 01:04:18 – Producing the All-American Rejects "Get This" video 01:21:40 – Why AI is ruining the "soul" of filmmaking 01:31:34 – Vinnie Rizzo on the necessity of Burnout 01:40:26 – How to delegate and the 80% Rule 01:53:15 – Rant: The "Hollywood Slop" epidemic 02:01:45 – Michael's plan to fix movie theater

John talks about the Republican voting overhaul which is back on Capitol Hill — with an added photo identification provision and an altered name — as President Trump seeks to upend elections in a midterm year. Opponents say the legislation would disenfranchise millions of voters. The Safeguard American Voter Eligibility Act — now dubbed the SAVE America Act - narrowly passed the U.S. House last week, with all Republicans and one Democrat backing the bill. Then, he jokes with Bob Cesca about AI and the suffering economy. Next, John welcomes back Desimber Rose and Dillon Naber Cruz AKA The God Squad. They give up some bible lessons and verbally abuse white Christian Nationalist who are too pious and hypocritical. And last but not least, legal analyst Dr. Tracy Pearson returns to talk listeners off a ledge with wisdom and clarity.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to a new episode of The Way Out Is In: The Zen Art of Living, a podcast series mirroring Zen Master Thich Nhat Hanh's deep teachings of Buddhist philosophy: a simple yet profound methodology for dealing with our suffering, and for creating more happiness and joy in our lives. In this installment, Zen Buddhist monk Brother Phap Huu and leadership coach/journalist Jo Confino are joined by Zen Buddhist nun Sister True Dedication to celebrate the legacy of Thich Nhat Hanh (Thay)'s teachings, and how they have impacted both them and the broader community.  This milestone instalment of the podcast – the 100th episode! – coincides with the centenary of Thich Nhat Hanh's birth. As well as discussing the purpose of the podcast series, the contributors reflect upon Thay’s compassion, and commitment to relieving suffering – and the monastic tradition's importance to the preservation and transmission of these teachings. The discussion also takes in topics such as the evolution of Plum Village; the development of an online monastery, to make Plum Village’s teachings more accessible; and the need for ethical values and mindful living in the face of global crises, and Plum Village's aim to be a community of resistance, embodying a way of life that is in harmony with the Earth and with each other. All this and: how has the podcast transformed the lives of its hosts? Co-produced by the Plum Village App:https://plumvillage.app/ And Global Optimism:https://globaloptimism.com/ With support from the Thich Nhat Hanh Foundation:https://thichnhathanhfoundation.org/ List of resources Course: Zen and the Art of Saving the Planethttps://plumvillage.org/courses/zen-and-the-art-of-saving-the-planet Interbeinghttps://en.wikipedia.org/wiki/Interbeing Plum Village Traditionhttps://en.wikipedia.org/wiki/Plum_Village_Tradition Linjihttps://en.wikipedia.org/wiki/Linji_school Sister True Dedicationhttps://plumvillage.org/people/dharma-teachers/sister-hien-nghiem Bodhicittahttps://en.wikipedia.org/wiki/Bodhicitta ‘The Five Mindfulness Trainings'https://plumvillage.org/mindfulness/the-5-mindfulness-trainings‘The 14 Mindfulness Trainings'https://plumvillage.org/mindfulness/the-14-mindfulness-trainingsDharma Talk: ‘Redefining the Four Noble Truths' https://plumvillage.org/library/dharma-talks/redefining-the-four-noble-truths Zen and the Art of Saving the Planethttps://www.parallax.org/product/zen-and-the-art-of-saving-the-planet/ How To: ‘Begin Anew'https://plumvillage.org/articles/begin-anew Living Gemshttps://plumvillage.org/gems/ Stephen Batchelorhttps://stephenbatchelor.org/ Being with Busyness: Zen Ways to Transform Overwhelm and Burnouthttps://www.parallax.org/product/being-with-busyness/ Calm in the Storm: Zen Ways to Cultivate Stability in an Anxious Worldhttps://www.parallax.org/product/calm-in-the-storm/ Quotes “What you [the hosts] give voice and humanity and friendship to is what a spiritual life being lived feels like, sounds like, looks like. You’re both wonderfully descriptive in how you talk about both your own spiritual lives, and seeking, and your own experiences – and those of the people around us, here, in the community.” “Thay’s bodhicitta really sets him apart from many other leading spiritual figures, perhaps in that he was relentless in his creativity and his determination to relieve suffering and to find universal paths out of it. And something else that set him apart was that he didn’t offer the Buddha Dharma for Buddha Dharma’s sake: he wasn’t interested in the success of Buddhism per se; he wanted humanity to be a better species and he wanted human actions to not bring so much suffering to humans and to the planet.” “Thay transcended even Zen and Buddhism. He was an extraordinary human who wanted to share and develop practices and ways of being in the world, through mindfulness, through the Five Mindfulness Trainings and the 14 Mindfulness Trainings: concrete ways that we can cultivate ourselves to be better humans – an unusual legacy for a Zen master.” “Thay wanted every moment of his presence to manifest right action in the world. He wasn’t interested in small talk.” “A monastic only retires when he transforms and lets go.” “This is it. Stop searching, stop running.” “A lotus will be a lotus. And a rose will be a rose. And a magnolia will be a magnolia. But if we try to be everything, then we’re going to be nothing. And then we don’t know how to nurture the lotus, because the lotus is very particular; it needs mud. A rose is very particular, too; it needs a different setting.” “This is not an era of change, it’s a change of era.” “The primary direction that Thay gave us was to be a community of simplicity, of peace, of awareness, and of embracing suffering. Be that community. Which, by the way, is a really tall order.” “One of our first missions as monastics is to embody a way of living that is happy, harmonious, and different. And then to hold that light for future generations, outside of the rat race. A lot of monastic communities throughout history have emerged from this kind of intention: to not follow the path of getting a job, getting a mortgage, becoming householders, getting a pension, and being part of the machine. We step outside of that in order to cultivate different qualities.” “The algorithms, the screens, the politics, the lobbies, the economics are all taking us towards the worst of human nature. So we have to be able to say, ‘Well, we’re going to stand for the better parts of human nature.' And that’s going to be important: for us to lift up in the world, and to know that we have had ancestors, over the millennia, who were interested in cultivating non-violence, compassion, tolerance, inclusiveness, generosity, well-being, health. And we have to take our society in that direction and not give up on it. Because otherwise it becomes a dog-eat-dog world where we’re all scrambling over each other in a race to the bottom of the brainstem. So, one of our roles in Plum Village is to help people not give up on the ethical values that are needed now more than ever.” “When people leave Plum Village, they don’t leave with nothing. They leave with the world. They leave for the path. And we’re there to support that through the sanghas, through all our online offerings. And here is a community that's navigating this, evolving this, updating it, exploring it. The world passes through Plum Village, and, from that, we grow so much.” “We’re a light in the world. So wherever there’s darkness, light is there. We just have to search for it, or stop, pause, and know that that light is there.”

Think saving webpages is just about hitting Print? Before you waste time on clunky printouts, learn how Safari's built-in options can actually preserve entire sites! • Export as PDF versus Print dialog • Saving web pages as images, HTML, or Safari web archive files • When to use PDF, HTML, PNG, or Web Archive for web page storage • File size differences and optimal formats for offline web saving • The best ways to keep web content on macOS Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free audio and video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: Melissa.com/twit

We finally have NASCAR back fully! Tyler Reddick, Michael Jordan, and the entire 23XI team break through to win their first Daytona 500!  Also, we ask what the driver approval process may need to change in light of the two lower series races.  Visit the Daily Downforce at dailydownforce.com Learn more about your ad choices. Visit megaphone.fm/adchoices

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Roger Whitney continues the four-part series on navigating health care before Medicare, focusing this week on controlling costs—both through everyday decisions and by understanding how the Affordable Care Act (ACA) subsidy system works now that the expanded credits have expired. He explains the return of the 400% federal poverty level “cliff,” walks through how modified adjusted gross income (MAGI) impacts premiums, shares listener experiences with inflation and subsidy loss, and explores the ethical tension around optimizing for government benefits.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it.(00:30) Roger introduces week three of the four-part series on health care before Medicare, focusing on controlling health care costs and understanding ACA subsidies. He previews next week's structured decision framework and conversation with Taylor Schulte of Define Financial.PRACTICAL PLANNING SEGMENT(02:35) Start with the fundamentals: staying or getting healthy through strength, cardio, mobility, screenings, and proactive chronic condition management to potentially reduce long-term costs.(04:58) Compare all available coverage options and use practical strategies like staying in-network, timing procedures, and shopping prescriptions to manage costs.UNDERSTANDING THE ACA SUBSIDY SCHEME (POST-2025 CHANGES)(08:48) Roger breaks down the Affordable Care Act's premium subsidy scheme, designed to make health care more affordable and protect coverage for preexisting conditions. He explains how subsidies are based on income relative to the federal poverty level (FPL) and how the rules have changed over time, including expansions under the American Rescue Plan and temporary extensions during COVID.(11:55) Roger explains how the premium tax credit works, including that eligibility is based on having income between 100% and 400% of the federal poverty level, and that exceeding the threshold by even $1 eliminates any subsidies(14:00) Roger gives an example of a married couple comparing higher versus lower income, illustrating how managing income can significantly affect subsidies in the years before Medicare.(15:47) What counts toward Modified Adjusted Gross Income (MAGI) and what does not count.(18:00) Reconciliation risk: estimating income during open enrollment and potentially repaying subsidies if actual income exceeds projections.(22:30) Strategic planning opportunities: building tax diversification before retirement (taxable, Roth, HSA) to create flexibility in managing MAGI and avoiding unforced errors like unexpected capital gain distributions, RSU vesting, or inherited IRA withdrawals.(26:40) Common pitfalls that can unexpectedly reduce your health care subsidies, and why keeping a buffer below the income cliff matters.LISTENER QUESTIONS & OBSERVATIONS(30:25) Joe reflects on retiring in his early 50s and how health care costs quickly became a major factor in his retirement planning.(35:35) Clarification on ACA navigators and where to find assistance through HealthCare.gov and research from Kaiser Family Foundation.(37:00) David shares his experience navigating insurance before Medicare, highlighting how exploring different options helped manage costs.(38:36) Gene asks about handling a gap in coverage before Medicare, and Roger shares strategies to manage costs and explore available options.(45:20) Philosophical discussion on whether it is appropriate to intentionally manage income to qualify for subsidies, and how each person must reconcile financial optimization with personal values.SMART SPRINT(51:30) Choose one area of spending this week—health care or otherwise—and apply intentional cost awareness to build the habit of conscious cost control.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.gov

In this episode, we talk with Jesse Cramer about his journey to reaching Coast FIRE, a milestone where existing investments can grow to fund retirement without additional contributions. We unpack how starting early and letting compound interest work over time can create long-term freedom. We also discuss the tension between saving and enjoying life today, especially while managing the realities of family expenses. Along the way, we highlight the importance of financial education and staying flexible as plans evolve. If you've ever wondered whether you're starting too late, unsure how to balance today's needs with tomorrow's goals, or questioning what financial independence really looks like, then this episode is for you. 00:00 The Importance of Saving and Compound Interest 02:58 Achieving Coast Fire: Jesse's Journey 06:02 Understanding Investments and Financial Education 09:01 Income Growth and Financial Decisions 11:57 Balancing Spending and Budgeting 14:57 Managing Family Expenses and Lifestyle Inflation 18:03 The Flexibility of Financial Planning 20:54 Generational Wealth and Parenting Perspectives 24:04 Future Goals and Family Focus 27:11 Key Takeaways for Financial Success Resources and Links

What happens when your body is slowly losing its ability to breathe, but your brain is busy building the future of technology? This week, the fellas (and a very helpful Brock) sit down with Chouaieb (Cho), an AI Black Belt at Google who is quite literally using technology as a personal savior. Cho lives with Ulrich Congenital Muscular Dystrophy (UCMD), a rare condition that has left his diaphragm functioning at just 16% capacity. For Cho, the "AI revolution" isn't about deepfakes or taking jobs - it's about cloning his own voice so he can keep telling stories to his three kids after his inevitable tracheostomy. We dive into the raw logistics of "engineering a life": from why he has to basically dehydrate himself just to sit through a podcast, to the nightmare of calling 50 hotels just to find one with a bed that fits a medical lift. It's a conversation about "Career Pivots," the BS "Saint or Pity" binary society forces on disabled people, and why Cho identifies more as an entrepreneur than a patient.Connect with Cho:LinkedIn: https://linkedin.com/in/nemriInstagram: @choe_nemriMentorship & Advocacy:FREE Mentorship (Disabled in Tech): https://cal.com/nemri/disabilityProfessional Paid Mentorship: https://mentorcruise.com/mentor/chouaiebnemri/Cho's Accessibility Projects:* Airbnb Accessibility Analyzer: https://github.com/cnemri/airaccess* WheelAir: A repository of airline wheelchair policies: https://wheelair.netlify.app/You can watch this entire episode over on YouTube: https://www.youtube.com/playlist?list=PL0EVgIbBQOxtKJ4qjAlfeutzZRfCGV8nbFollow Sickboy: Instagram: https://www.instagram.com/sickboypodcastTiktok: https://www.tiktok.com/@sickboypodcastDiscord: https://discord.gg/expeUDN

I'm glad to be back on the mic and to join you on Tuesdays to help create a little space for your soul to breathe as you discern your next right thing in love. The season of Lent begins this week so I welcome you to navigate to The Quiet Collection app as we have our Lent Collection once again available. I'll say more about that in a bit but first, here are 8 things saving my life this winter. I hope you'll listen in. LINKS + RESOURCES FROM THIS EPISODE: The Monks Walk for Peace Journal Club Theo of Golden by Allen Levi Strangers by Belle Burden Atmosphere by Taylor Jenkins Reid Counterweights: An Essential Practice for Holding Hope in a Heavy World by Shannan Martin Sign up for the monthly letter Download The Lent Collection FIND EMILY ELSEWHERE: Watch this episode on YouTube Leave a review on Apple Podcasts Download The Quiet Collection app Join The Soul Minimalist Substack Order a How to Walk into a Room Download the free discussion guide for How to Walk into a Room by visiting this page and clicking the button "Discussion Guide" Download the transcript

Back in the late 1960s a ground breaking initiative started in the wildlife conservation space that would lead to one of the greatest wildlife wins we have in the entire country. The restoration of the wild Turkey can be attributed to the hard work and dedication of many people across wildlife agencies and conservation organizations this week. We have the privilege of talking to Mr. Benny Herring he was among the first in the state of Mississippi to start the successful Turkey restoration program. Connect with Lake Pickle and MeatEater Lake Pickle on Instagram MeatEater on Instagram, Facebook, Twitter, YouTube, and YouTube Clips MeatEater Podcast Network on YouTubeSee omnystudio.com/listener for privacy information.

Entrepreneurs often believe their financial stress will disappear with the next big contract, launch, or raise. But Mike Michalowicz has seen hundreds of high-earning founders and employees still living paycheck-to-paycheck. The problem isn't income; it's behavior. Now on Spotify video! In this episode, Mike returns to break down the core principles behind his latest book, The Money Habit, revealing the psychology behind why we overspend and how small changes can create massive long-term wealth. He also shares his practical personal finance system to increase savings, eliminate debt, and achieve true financial freedom. In this episode, Hala and Mike will discuss: (00:00) Introduction (03:48) Mike's Latest Book, The Money Habit (11:14) Cash Confidence and Financial Independence (17:14) Saving for Big Life Expenses (21:24) Why Traditional Budgeting Fails (24:10) Behavioral Psychology Behind Money Decisions (30:48) The Paycheck-to-Paycheck Money Cycle (37:36) The 6 Essential Money Account System (45:21) The Four Financial Seasons (54:02) Smart Debt Elimination Strategies (57:42) Money Habit Advice for Entrepreneurs Mike Michalowicz is an entrepreneur, bestselling author, and speaker specializing in small business growth strategies. He has built and sold multiple multi-million dollar companies and is the host of the podcast Becoming Self-Made. His latest book, The Money Habit, translates his business finance principles into a practical personal finance system designed to help individuals build stronger money habits and work toward financial freedom. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Advanced WiFi, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details Huel -  Get all the daily nutrients you need. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING Resources Mentioned: Mike's Website: mikemotorbike.com  Mike's Book, Profit First: bit.ly/-ProfitF1st  Mike's Book, The Money Habit: bit.ly/MonyHabit  Mike's Podcast, Becoming Self-Made: bit.ly/BSM-apple  YAP E219 with Mike Michalowicz: youngandprofiting.co/E219   Hala's Speech at MIT: bit.ly/HTMITKN  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Career, Leadership, Mindset, Growth Mindset, Wealth, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast