Podcasts about Saving

"Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." - 1 Chronicles 29:11If God owns it all, what does that mean for the way we manage money? Brian Holtz is here to unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy to their finances.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.More Than Money ManagementWhen it comes to managing money as followers of Christ, the Bible calls us to more than financial freedom or peace of mind. It calls us to financial discipleship—a life of stewardship, surrender, and multiplication for God's Kingdom. Here are five key pillars that shape this journey.Pillar One: OwnershipEverything begins with recognizing who truly owns it all. Scripture reminds us in Psalm 24:1, Haggai 2:8, and 1 Chronicles 29:11 that God is the Creator and ultimate Owner of everything. Our role is not ownership but stewardship. This mindset shift—from “mine” to “His”—brings both relief and challenge. It's freeing to know the responsibility doesn't all rest on us, but humbling to realize our lives and resources are not ultimately ours to control.Pillar Two: SurrenderAcknowledging God's ownership requires surrender. Luke 14:33 makes this clear: discipleship means yielding everything back to God, not just intellectually but in our hearts. This surrender extends beyond giving—it includes how we spend, save, and plan. Trusting God's plan over our own is an act of daily obedience.Pillar Three: ChoiceIn Matthew 6:24, Jesus tells us we cannot serve both God and money. Every financial decision—whether saving, giving, or spending—reveals who we serve. Choosing God requires aligning daily habits with His Word, even when it feels counterintuitive. As Isaiah reminds us, God's ways are higher and better than ours.Pillar Four: MultiplicationDiscipleship is never meant to stop with us. In the Parable of the Talents, Jesus calls us to multiply what He has entrusted to us. This means sharing what we've learned and inviting others into the journey. Financial discipleship involves helping others apply biblical wisdom so that God's Kingdom continues to grow.Pillar Five: Eternal FocusFinally, discipleship means setting our eyes on eternity. Jesus said in Matthew 6:19–21 to store up treasures in heaven, not on earth. But these treasures aren't material—they're about our relationship with Christ. Living with an eternal focus keeps us from being distracted by temporary wealth and anchors our hope in Him alone.How Financial Discipleship DiffersIt's easy to confuse financial discipleship with financial stewardship or freedom. Stewardship may stop at wise resource management, but discipleship goes further—it's about helping others learn, apply, and multiply biblical truth for God's glory. True discipleship always leads to transformation, both personally and in community.Compass Financial Ministry exists to equip believers to live this way. Through resources, training, and community, they help people break free from the love of money and serve God more fully. Financial discipleship is really about helping others learn, apply, and multiply everything for God's glory, rather than for our own. To learn more, visit CompassFinancialMinistry.org.On Today's Program, Rob Answers Listener Questions:I'm about to receive money from a relative's trust and want to place it in a high-yield money market account. How can I find a reputable option, especially since I don't recognize many of the online banks?I'm 47 and just starting my career after years as a stay-at-home mom. My employer offers a 403(b), but the 3% match doesn't kick in until after a year. Should I start contributing now or wait? I'm also still working on paying off debt.I'm newly married, expecting our first child, and we're in the process of house hunting. Should we go through a mortgage broker or a bank for our loan? And can you share advice on budgeting as we start our family?I have a Roth portion in my 401(k). When I retire in a few months, can I withdraw that money tax-free?I just sold an RV for $40,000 that I bought five years ago for $30,000. The title agency issued me a 1099—what does that mean for my taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryFinancial Discipleship for Families: Intentionally Raising Faithful Children by Brian C. HoltzMoney and Marriage God's Way by Howard DaytonChristian Community Credit Union (CCCU)Bankrate.comMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We're back for Season 10 – a decade of rugby chat and we're kicking it off with a bang. Jim and Goodey's apology has been accepted… Red Bull have officially landed in rugby union! Newcastle Falcons are no more – the Red Bulls have arrived – and we've got Director of Rugby Steve Diamond on the pod to take us inside one of the biggest moves the Premiership has ever seen. We've also been busy saving grassroots rugby – Think Ryan Reynolds, Welcome to Wrexham but with worse hairlines... Join us at Rugby Lions RFC on 4th October with Camden Town Brewery (now the official sponsor of rugby, obviously) for a live pod, special guest and a free pint of Camden Hells. GET YOUR TICKETS HERE: https://bit.ly/46FOH8I Elsewhere we're debating Six Nations vs Rugby Championship, chatting England's latest training squad, Lee Blackett's move, WRU cutting regions and loads more so... Settle back, enjoy & make sure you're subscribed on Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Charles Spurgeon once said, “Consider how precious a soul must be, when both God and the devil are after it.” The story of the Rich Young Ruler in Matthew 19 shows us just how true that is. This young man approached Jesus with a pressing question: “Teacher, what good thing must I do to get eternal life?”What followed was a conversation that revealed not only his heart but also the way possessions can grip any of us more deeply than we realize.A Revealing QuestionAt first glance, the man seemed sincere. But notice his words: “What good thing must I do?” He assumed that eternal life could be earned—checked off like an item on a list. Jesus, however, had just finished telling the crowd that the Kingdom belongs to those who receive it like children, wholly dependent on God's goodness. The man either missed or resisted that truth.When Jesus pointed him to the commandments, it wasn't because those could save him. It was to reveal what held the highest place in his heart. Outwardly, he looked moral. Inwardly, his wealth had become his god.When the man pressed further, Jesus cut to the core: “Go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me.” Matthew 19:22 records the heartbreaking result: “When the young man heard this he went away sorrowful, for he had many possessions.”The issue wasn't money—it was devotion. Jesus loved him enough to name the one thing keeping him from life. For him, it was wealth. For us, it might be something else—career, reputation, control. Whatever we prize above Christ must be surrendered.What This Means for UsDoes this mean every believer is called to sell everything? Not necessarily. As the NIV Study Bible notes, Jesus's command applied directly to this man's spiritual condition. But the principle still stands: anything we cling to more tightly than Christ can become a barrier to faith.After the man walked away, Jesus warned His disciples: “It is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.” Wealth is not evil, but it has the unique power to enslave us.So the question for us is this: What competes for your devotion? What gives you a sense of identity or security apart from Christ?Jesus's words to the Rich Young Ruler are both sobering and full of hope. Wealth can blind us to our need for God, but surrendering to Christ leads to true life. The invitation is the same today: Will we cling to temporary treasures, or embrace the eternal treasure of knowing Him?Because the problem isn't wealth, the problem is worship.———————————————————————————————————————At FaithFi, we often talk about being “rich toward God,” a phrase Jesus used in Luke 12 when warning about the Rich Fool. It means treasuring Christ above all else, practicing generosity, and holding our resources with open hands.That's why we've created the Rich Toward God study, designed to help you see money and possessions from God's perspective and reorient your heart toward eternal treasure. You can order a copy—or even place a bulk order for group study—at FaithFi.com/Shop.On Today's Program, Rob Answers Listener Questions:My husband and I have a blended family with some grown kids and some still at home. How should we set up the beneficiaries on our term life insurance?Our bank suggested that we keep our HELOC open even after the mortgage is paid off, as protection against fraudulent title transfers. Is that sound advice?I have savings bonds that have matured, and I'd like to add a co-owner. Since banks no longer handle this, how can I update the registration?I'm trying to help my 81-year-old mother understand reverse mortgages, and also explain to my siblings how it would work if she gets one—especially what happens to the home's value after she passes away.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)TreasuryDirectUnderstanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we sit down with Trevor from Shelterly, a mission-driven nonprofit using technology to transform how communities respond to animal crises. Trevor walks us through the vision behind Shelterly: how the platform streamlines tracking, coordination, and communication in the chaos of disasters. We discuss real-world impact — from wildfire evacuations and mutual aid between animal shelters, to reunification of pets and owners — and explore how Shelterly equips responders with tools to act quickly and efficiently.We also cover the challenges: scaling in the face of diverse needs across counties, building interoperability among animal response teams, ensuring accurate data in stressful moments, and what training and preparedness look like before disaster strikes. Finally, Trevor shares what's next for Shelterly, and how listeners — whether working in emergency response, animal welfare, or simply animal lovers — can support or get involved.What You'll Learn:The core features that make Shelterly effective in real emergency settingsHow technology can reduce friction in animal rescue, sheltering, and owner reunificationThe importance of mutual aid, inter-agency collaboration, and training in disaster scenariosHow ordinary people and organizations can help Shelterly's mission

Erika talks with medical doctor Miles Hassell about taking ownership of your own health. Through thoughtful eating and by giving your palate a chance to develop an appreciation for the richness of available food, you can have a transformative impact on the quality of your life and your body's ability to resist disease.Dr. Miles Hassell is the founder and Chief Medical Officer of GreatMed.org and co-author of Good Food Great Medicine, now in its 4th edition.Check out the podcast Walk, Don't Run to the Doctor with Miles.Dr. Erika Barber teaches in George Fox University's physician assistant program and holds board certification in internal medicine and geriatrics.If you enjoy listening to the George Fox Talks podcast and would like to watch, too, check out our channel on YouTube! We also have a web page that features all of our podcasts, a sign-up for our weekly email update, and publications from the George Fox University community.

In this episode, Natalie Goodman, Founder and CEO of IncentiFind, talks to us about how her company helps property owners and managers uncover hidden green incentives, adapt to shifting federal policies, and drive sustainability through cost savings and innovative technology. Find knowledge for the dynamic world of real estate management at irem.org.

Send us a textAchieving Coast Fire: Tom and Jill's Journey to Financial IndependenceIn this episode of the Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner, dives into a real-life case study featuring Tom and Jill, a couple who achieved their 'coast fire' number at age 51. Hunter details their journey of disciplined saving, low debt, and intentional financial planning. Tom's 20-year military career and subsequent police department role, combined with Jill's teaching career, allowed them to raise their two daughters while maintaining a modest lifestyle. Their story is a testament to the power of consistent saving and the impact of a well-structured financial plan. Despite facing unexpected challenges such as Jill's cancer diagnosis, their foresight in building an emergency fund and investing consistently ensured they remained financially secure. This episode underscores the significance of having financial flexibility and the peace of mind that comes with it, encouraging listeners to assess their own 'coast fire' status and take steps towards financial independence.00:00 Introduction to Coast Fire01:39 Meet Tom and Jill02:51 The Power of Consistency06:23 Overcoming Life's Curveballs08:21 The Importance of a Brokerage Account12:31 Lessons from Tom and Jill15:30 Conclusion and Call to ActionCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

Welcome To The Real Oshow,0:00 Intro1:00 Drake Iceman Leak3:00 Zach Bryan vs Gavin Adcock4:50 Iphone 13 Conspiracy6:20 Who is Turki Al-Sheikh14:40 Did You Know Eminem 22:00 Closing Thoughts This week on The Real Oshow, brothers Joshua and Zachary kick things off with their two-minute takes. Drake's latest leak has the internet buzzing, especially with shots aimed at LeBron James. Next, we explore Zach Bryan's behind-the-scenes meltdown at a country concert and why the iPhone 13 might secretly be the most valuable ever—being the last with a SIM card.Our deep dive of the week focuses on Turki Alalshikh, the driving force behind boxing's biggest matchups. With the financial backing of Riyadh Season and Saudi Arabia's trillion-dollar 2030 fund, he's turning dream fights into reality.From Tyson Fury's mega-payouts to the Canelo Alvarez vs. Terence Crawford showdown, money is no object when the goal is making Saudi Arabia the entertainment capital of the world.We close the show with a 'Did You Know' that will blow your mind: Eminem is the only person in history to have a No. 1 movie, No. 1 album, and No. 1 single at the same time.As always, we hope you enjoy the show and visit us again next week.All loveCheck out our YouTube page - https://www.youtube.com/channel/UCoqz3s_B_VYHuQtuVIDxpiQTikTok - https://www.tiktok.com/@therealoshow?is_from_webapp=1&sender_device=pcTweet @zacharyowings2 with your thoughts about the podcast or suggestions for future shows.Music by Leno Tk - Greatness (Streaming on all platforms)

Jackie Cummings Koski returns to discuss the fundamental principles of financial independence (FI) and early retirement. The conversation emphasizes the importance of understanding FI—financial independence lets individuals no longer depend on a paycheck, offering options and freedom in life. Jackie shares insights on creating habits, starting small with savings, and the invaluable impact of community on one's financial journey. Strategies such as evaluating expenses and adopting an action-focused mindset are crucial. The duo explores essential concepts like the 4% rule, the significance of compound interest, and how everyday expenses can affect one's FI number, leading to powerful benefits over time. This episode serves as both a refresher for seasoned FI enthusiasts and a primer for newcomers. Key Takeaways: Understanding FI enables individuals to regain control over their finances and lives. Saving money is about liberation, not deprivation; small changes can yield significant benefits over time. The power of community is invaluable in the FI journey; joining groups can provide motivation and insights. Evaluating and optimizing expenses can lead to increased savings and a lower FI target. The 4% rule helps determine how much one can safely withdraw from retirement savings. Timestamps: 00:00:00 - Podcast Intro 00:01:08 - Introduction of Jackie Cummings Koski 00:03:02 - Back to Basics of FI 00:04:31 - Defining Financial Independence 00:08:23 - Importance of Saving Money 00:12:07 - Building Habits 00:46:07 - Understanding Your FI Number 01:01:02 - Community and Support 01:09:24 - Conclusion Important Quotes: "FI means financial independence; RE means retiring early." (00:04:31) "Saving money liberates you, it's not deprivation." (00:08:23) "Empower yourself by changing your financial dynamic." (00:05:40) "In investing, doing less often yields more." (00:24:40) "Save $100/month to potentially lower your FI target by $30,000." (00:47:04) Actionable Takeaways: Track Your Expenses: Start examining where your money goes to identify areas for potential savings. (Timestamp: 00:41:19) Join a Community Group: Participate in a local ChooseFI group to gain support and motivation. (Timestamp: 01:01:02) Develop Saving Habits: Make a habit of saving even small amounts each month to establish a strong financial foundation. (Timestamp: 00:12:07) Discussion Questions: How can tracking expenses help in achieving financial independence? (Timestamp: 00:41:19) What strategies can the community provide for those just starting their FI journey? (Timestamp: 01:01:02) Related Resources: F.I.R.E for Dummies Book: Link (Timestamp: 00:02:43) Catching Up to FI Podcast: Link (Timestamp: 01:09:22)

Finding a job in today's economy can feel overwhelming, but you don't have to face it alone. With interest rates remaining high and the job market slowing, this is a strategic moment to refresh your job search. By combining diligence, adaptability, and prayerful preparation, you can approach this season with confidence rooted in God's wisdom.Proverbs 27:12 reminds us: “The prudent sees danger and hides himself, but the simple go on and suffer for it.” Preparation matters—not just in life but in your job search. With the right approach, you can steward your time, skills, and relationships wisely while trusting God to guide your steps.A great place to start is your resume. Applicant Tracking Systems (ATS) filter applications before a human ever reviews them, so tailoring your resume to each job description is essential. Use specific keywords, highlight measurable results, and connect your experience directly to the role. Think of it as stewardship—presenting your God-given abilities thoughtfully and effectively.Building Relationships That Open DoorsEven in a digital age, networking is still king. Studies show up to 85% of jobs are filled through referrals, and many roles are never posted publicly. Reconnect with colleagues, reach out to mentors, and don't overlook your church community. Genuine, relational conversations—built on curiosity rather than transaction—often lead to opportunities you couldn't find otherwise.Employers are also seeking adaptable learners. Developing skills in areas like AI, digital communication, or project management shows you're willing to grow. Affordable platforms like Coursera, edX, and Google Career Certificates make it easy to build new skills that employers value.Standing Out in a Digital WorldYour online presence is often the first impression an employer has. More than 70% of hiring managers review social media profiles, and nearly half say what they find influences their decision. Clean up questionable content, complete your LinkedIn profile, and stay active with thoughtful updates. Treat it as your digital business card—when you remain visible, opportunities are more likely to find you.Interviews have also shifted online. Prepare your space, dress professionally, and look into the camera to build connection. Small details—like lighting, posture, and a thank-you note afterward—leave a lasting impact.Trusting God in the ProcessA slowing job market can stir up fear, but Philippians 4:6–7 offers comfort: “Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus.”Preparation and diligence matter, but so do prayer and trust. God orders your steps. Every interview, every connection, and every opportunity is part of His greater story for your life. Search faithfully, not fearfully, knowing He is your ultimate provider.On Today's Program, Rob Answers Listener Questions:What is the statute of limitations for a collection agency to pursue a debt I still owe?I'm thinking about applying for Social Security Disability because of a physical condition from my recent job. What are the advantages and disadvantages of doing that?I still owe $31,000 on my mortgage, but I've been paying an extra $2,000 each month. A friend told me I shouldn't rush to pay it off. What's your advice?I'm 70 years old and live in a busy part of Chicago. Due to my age and zip code, I'm being charged very high rates by insurance companies. Is that legal, and what can I do to get the best coverage for my money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Policygenius | NerdWallet | Insurify | The ZebraCoursera | edX | Google Career Certificates | LinkedIn LearningConsumer Financial Protection BureauWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this podcast, Thomas Domville walks through Apple's new Adaptive Power mode in iOS, explaining what it does, which devices support it, what trade-offs to expect, and how to turn it on. You'll learn how the system uses on-device intelligence to detect unusually power-hungry apps or tasks and gently throttle performance to extend battery life—plus how this differs from the traditional Low Power Mode.What is Adaptive Power?An AI-assisted battery feature that watches for apps or tasks using more CPU/battery than usual and automatically makes performance adjustments (e.g., slightly dimming the display or allowing some activities to take longer) to reduce drain.It's conservative compared to Low Power Mode—only intervenes when something is actually hogging resources, so the phone behaves normally most of the time.Trade-offs: When Adaptive Power kicks in, you may notice subtle slowdowns (emails/messages can arrive a bit slower; animations feel slightly less snappy; display may dim a touch).Device support: Requires newer, AI-capable iPhone models (as referenced in the show).Key points & takeawaysSet-and-forget: Once enabled, it only activates when needed—otherwise your phone runs as usual.Notifications available: You can enable an Adaptive Power notification so you know when it's actively managing performance.Works alongside Low Power Mode: Low Power Mode remains the more aggressive option; Adaptive Power is a lighter-touch, smarter layer for everyday use.How to enable Adaptive PowerOpen Settings.Double Tap Battery.Double Tap Power Mode (near the bottom of the screen).Toggle Adaptive PowerOn.(Optional) Turn on Adaptive Power Notifications to be alerted when it activates.(Optional) Use Low Power Mode when you want a stronger, system-wide battery-saving profile (iOS will typically prompt you around 20% battery).VoiceOver tips (from the demo)In Settings, navigate by swiping right until you reach Battery, then double-tap.On the Battery screen, you can four-finger tap near the bottom to quickly reach elements closer to the end of the list, then flick left/right to Power Mode.Toggle Adaptive Power and Adaptive Power Notifications with a double-tap.When to use whichAdaptive Power: Daily driver—great for automatic, gentle savings without constantly changing how your phone feels.Low Power Mode: Use when you need maximum battery conservation (travel days, long events, low-battery emergencies).TranscriptDisclaimer: This transcript was generated by AI Note Taker – VoicePen, an AI-powered transcription app. It is not edited or formatted, and…

Are you tired of pouring your energy into every little thing—only to end up exhausted, burned out, and questioning yourself? If you're a high achiever, chances are you've been conditioned to over-care about everything: the late-night email, the tiny detail no one notices, the calendar invite that wasn't urgent but still reshuffled your entire day. This episode dives into the subtle art of not giving a f**k—why protecting your energy is the ultimate form of self-care, and how to finally break free from perfectionism, fear of judgment, and hustle culture. By tuning in, you'll learn: Why over-caring keeps ambitious women stuck in the burnout cycle. How to calculate the ROI of your energy so you stop over-investing in stress that gives nothing back. Four practical strategies to care less about distractions and more about what actually fuels your career, your goals, and your peace of mind. Press play now to discover how to protect your energy, escape burnout, and start building a career and life that actually feel sustainable—and don't forget to take the Boss Babe Archetype Quiz at bossbabereset.com/test to uncover your unique self-care style and work-life balance superpower. Learn more about your ad choices. Visit megaphone.fm/adchoices

Humans in the Hot Seat, a spinoff of the Humans of Travel, is currently running a 10-part mini-series on the 2025 TravelAge West Trendsetter Awards, which recognizes some of the most forward-thinking and impactful travel advisors in the U.S.  Each year, the Trendsetter Awards recognize outstanding travel advisors across five unique categories: Best Targeted Marketing Idea Best Group Booking Effort Upward Bound: Rockstar Advisor Under 40 Saving the Day Best Use of Social Media Listeners will hear directly from this year's finalists about what makes their work stand out, including the creativity, the dedication, and the stories behind their nomination. This episode features Mallory Wheeler of Kingdom Luxe Travel, nominated in the Upward Bound, Rockstar Advisor category. This episode is sponsored by Travel Insured International. RESOURCES MENTIONED IN THIS EPISODE Contact Wheeler: mallory@kih-llc.com Wheeler on Facebook Kingdom Luxe Travel ABOUT YOUR HOST Emma Weissmann is the Executive Editor of TravelAge West, a print magazine and website for travel advisors based in the Western U.S. She is also the co-host of Trade Secrets, a podcast created with sister publication Travel Weekly, and the Editor-in-Chief of print publication AGENTatHOME.TravelAge West also produces events including Future Leaders in Travel, Global Travel Marketplace West, the WAVE Awards gala ad the Napa Valley Leadership Forum. ABOUT THE SHOW TravelAge West’s award-winning podcast, “Humans of Travel,” features conversations with exceptional people who have compelling stories to tell. Listeners will hear from the travel industry’s notable authorities, high-profile executives, travel advisors and rising stars as they share the highs and lows that make them human.See omnystudio.com/listener for privacy information.

An amateur photographer's quest to preserve the history of an iconic building.With Nik Maierle.* * * On Remembering Yugoslavia PLUS: an ad-free episode; exclusive for Yugoblok members. * * * Remembering Yugoslavia is a Yugoblok podcast exploring the memory of a country that no longer exists. Created, produced, and hosted by Peter Korchnak.Show notes and transcript: Yugoblok.com/Saving-Motel-Plitvice/Instagram: @rememberingyugoslavia & @yugo.blokJOIN YUGOBLOKSupport the show

In this episode of Beer and Money, Ryan Burklo discusses the contrast between small thinking and big thinking in financial planning. He emphasizes the importance of focusing on larger financial goals rather than getting caught up in minor savings habits, such as cutting out small luxuries like Starbucks. By analyzing the impact of lifestyle choices on savings and the power of incremental changes, Ryan illustrates how a small adjustment in spending can lead to significant wealth accumulation over time. He encourages listeners to adopt a big picture mindset to enhance their financial well-being. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Small thinking focuses on minor savings, like cutting out Starbucks. Big thinking involves understanding the larger financial picture. Saving $50 a week may not significantly impact long-term wealth. A household income of $300,000 can lead to substantial savings if managed well. Incremental changes in lifestyle can have a dramatic effect on savings. A 1% difference in lifestyle spending can lead to millions in savings over time. It's essential to capture savings automatically to build wealth. The wealth building account can help manage finances effectively. Small adjustments can lead to significant financial outcomes. Thinking differently about money can change your financial future. Chapters 00:00 Small Thinking vs. Big Thinking 03:01 The Impact of Lifestyle Choices on Savings 06:03 The Power of Incremental Changes in Financial Planning  

This week on Sustainability Now!, your host, Justin Mog, catches up with the evolving story about the future of the Nia Center at 2900 W. Broadway with Shaun Spencer, Nia Center tenant (owner of My Hub Print Center) and co-founder of the West Louisville Dream Team, and Timothy Cox, current president of the West Louisville Dream Team (https://www.facebook.com/share/15QUpdZjic/). On August 26, 2025, Louisville's Transit Authority of River City (TARC) voted unanimously to enter a 14-day exclusive negotiation period with the West Louisville Dream Team (WLDT) on the potential sale of the Nia Center for $2.1 million—an important step toward keeping this West Broadway landmark in community hands. The Nia Center has long been a small-business hub and gathering place for West Louisville. After earlier redevelopment ideas fell through this summer, TARC is now negotiating directly with WLDT, which plans to preserve the building, restore its community space, and raise the capital needed to complete the purchase. WLDT's plan targets a healthy, 90% occupancy within three years and seeks partnership with Metro Council for community-space support—aligning economic activity with civic life in the neighborhood. The West Louisville Dream team is made up of residents, business owners, and those that are concerned about the positive image of west Louisville. It was started in 2012 with four members to attract more businesses and promote the image of west Louisville. Their mission is to work in collaboration with neighborhood associations to positively affect west Louisville. WLDT is a non-for-profit community organization with about 90 residents, non-profit, and businesses on its mailing list. In 1998 date, the Nia Center was opened as a promise by the city to west Louisville. In the 2000s, the Nia Center served as a hub of resources for entrepreneurs and job seekers; however, around 2016-17 after Metro Louisville took over its management, gradually, as tents moved out, they weren't replaced and its role as an economic resource hub diminished. The Nia Center also served as a gathering space for the community and an internet hub for west Louisville residents without internet access. The building was open seven days a week, with non-traditional evening hours during the week and on weekends. Eventually, the building's operating hours were reduced, and the community room was removed from public access. Likewise, the internet connection was not as fast as promised, and it couldn't be accessed outside of the building's hours. How can the community support West Louisville Dream Team's effort to acquire the Nia Center? Donate. Invest. Sign the petition. Help us raise: $50,000 by October 12th! $1 million by December 31st to buy the Nia Center! Get in touch with them at saveniacenter@gmail.com and find the petition to Save Nia Center at https://www.change.org/p/save-the-nia-center Contact Carla Dearing, Head of Community Investment, at carlad@centerforneighborhoods.org to be connected with ways you can help. SEE: https://centerforneighborhoods.org/neighbors-at-the-helm-cfns-role-in-the-nia-center-path-to-community-ownership/ https://www.lpm.org/news/2025-08-27/tarc-west-louisville-dream-team-to-negotiate-on-sale-of-nia-center As always, our feature is followed by your community action calendar for the week, so get your calendars out and get ready to take action for sustainability NOW! Sustainability Now! is hosted by Dr. Justin Mog and airs on Forward Radio, 106.5fm, WFMP-LP Louisville, every Monday at 6pm and repeats Tuesdays at 12am and 10am. Find us at https://forwardradio.org The music in this podcast is courtesy of the local band Appalatin and is used by permission. Explore their delightful music at https://appalatin.com

Meg Wheeler, founder of the Equitable Money Project, shares ways to manage finances and look to the future. She talks about the importance of financial education and investors being aware of how their money is working for them. “There is no one right answer,” she says, and offers tips towards stability, emergency savings, and investing towards long-term goals.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

It's still not clear exactly why the Greens' Right to Repair Bill faltered at select committee stage, after extensive cross-party collaboration on the details With the Greens' bill that would have encouraged more durable products gone, it's feared New Zealand may become the dumping ground for cheap, unrepairable goodsGuests: Marama Davidson - Green Party co-leaderMarc Daalder - Newsroom senior political reporterLearn More: RNZ's political reporter Anneke Smith's coverage on the issueConsumer NZ's Paul Smith on Why the Right to Repair is big newsFind The Detail on Newsroom or RNZ Go to this episode on rnz.co.nz for more details

After you listen:Find more resources from Schwab on Travel Planning.Learn more about budgeting for travel on our episode, "How Do You Save for Vacations & Travel?"In this episode of Financial Decoder, host Mark Riepe shares five practical strategies to save money on domestic travel. Learn how to book flights and hotels at the right time, travel off-peak for better deals, and take proper advantage of credit card travel perks. Whether you're planning a road trip, family vacation, or a weekend getaway, these money-saving tips can help you stretch your budget and enjoy the journey stress-free.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice.Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0925-DME4

Powerful Lessons from Christ's Trial and Crucifixion by John L. Hilton III | 2020 John Hilton delves into the profound lessons that can be drawn from the crucifixion of Jesus Christ, a cornerstone of the atonement and the ultimate sacrifice. Hilton teaches that Christ suffered and laid down His life for the salvation of all mankind, identifying seven key lessons that deepen our appreciation and love for Christ. He provides rich historical context, detailing the governmental and political events that led to the crucifixion. Additionally, Hilton offers a poignant perspective on the emotions of Christ's mother, Mary, during His suffering, adding a crucial layer to better understand the crucifixion.   To watch the entire video visit-  https://youtu.be/3NTRoEDBBFY?si=-bKaRpLRczMi7wQS BYU Education Week 23.6K subscribers 309 views Apr 16, 2025 -------------------------------------------------------------------------------   For over 10 ACU shows from our archives on the Atonement of Jesus Christ visit- https://acupodcast.podbean.com/?s=atonement   From ACU- For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/study/manual/come-follow-me-for-individuals-and-families-new-testament-2023?lang=eng   For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.   American Conservative University Podcast (ACU) is not an official representative for The Church of Jesus Christ of Latter-Day Saints. All opinions, selections and commentary are solely those of ACU.  We post a variety of selections from various Christian denominations.   ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------

Genesis 19:30-38

Timcast- Media Warns of Civil War In Wake of Charlie Kirk Assassination. Sheep No More: Rise Up   Media Warns of Civil War In Wake of Charlie Kirk Assassination https://youtu.be/RpCAv3kgNgU?si=-F73eTNLZr3Hd150 Timcast IRL 2.44M subscribers 154,772 views Sep 12, 2025 Timcast IRL Stories SUPPORT THE SHOW BUY CAST BREW COFFEE NOW - https://castbrew.com/ Join -    / @timcastirl   Hosts: Tim @Timcast (everywhere) Phil @PhilThatRemains (X) Mary ⁨@PopCultureCrisis⁩ (everywhere) Tate @RealTateBrown (everywhere) Serge @SergeDotCom (everywhere) Guest: Jay Johnston Podcast available on all podcast platforms! Media Warns of Civil War In Wake of Charlie Kirk Assassination   Sheep No More: Rise Up https://youtu.be/HJ9_gKeZj2c?si=mtwlgrDILltJOSBB ThePatriotNurse 578K subscribers 41,854 views Sep 12, 2025 In this video, Patriot Nurse breaks down the arrest of Charlie Kirk's suspected assassin—and why one arrest won't stop the threat facing our nation. Millennials and Gen X must wake up, train, and protect the next generation. If you care about your children's future, watch now and join the conversation. Support Patriot Nurse: Paypal: http://tinyurl.com/pz6c9uum Patreon: http://tinyurl.com/43hppwu7 Subscribestar: https://bit.ly/2RESD4S Bitcoin: 3FxJWbSL9nFSMRgymSsicniPxTPd26Kuvj Ethereum: 0x5134d6f2700Fa21cEcE6ED1ABDE240b3B320bDDd Litecoin: MC1qkabuDXGCrjNcXwxvz5qgtsFGVpXYKF Follow Patriot Nurse: X: https://X.com/ThePatriotNurse Rumble: https://rumble.com/ThePatriotNurse Instagram:   / thepatriotnurse   Facebook:   / thepatriotnurse     --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

Is There Life After Death? Scholar Analyzes 500+ Cases over 50 Years. Gary Habermas was one of the first Christian scholars to study near-death experiences in the early 1970s. Thus, he has been studying them over 5 decades! How has the evidence changed? According to Dr. Habermas, we have hundreds of NEW documented, evidential cases just in the past few years. In this episode, I talk with Dr. Habermas about the cases he has collected and analyzed. Some involve accurate details observed miles away from the patient's body, blind individuals seeing for the first time and verifiable medical data that naturalistic explanations simply cannot explain. READ: On the Resurrection: Evidences, by Gary Habermas (https://amzn.to/3JkWaky) Watch this video at- https://youtu.be/JGYYT0YZaG8?si=Mogi4GfZL-lLmoXh Sean McDowell 350K subscribers 42,683 views Premiered Aug 22, 2025 Sean McDowell Show *Get a MASTERS IN APOLOGETICS or SCIENCE AND RELIGION at BIOLA (https://bit.ly/3LdNqKf) *USE Discount Code [SMDCERTDISC] for 25% off the BIOLA APOLOGETICS CERTIFICATE program (https://bit.ly/3AzfPFM) *See our fully online UNDERGRAD DEGREE in Bible, Theology, and Apologetics: (https://bit.ly/448STKK) FOLLOW ME ON SOCIAL MEDIA: Twitter: https://x.com/Sean_McDowell TikTok: https://www.tiktok.com/@sean_mcdowell... Instagram:   / seanmcdowell   Website: https://seanmcdowell.org   --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

Three of our favorite segments from the week, in case you missed them.Lawmakers Attempt to Improve the Ticket-Buying Experience  (First) | The City's Rat Czar Shares Progress and Challenges (Starts at 23:40) | Helping Monarch Butterflies Thrive in NYC (Starts at 44:44)If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.

Episode 101 - Wealth, Wisdom and Legacy - Kevin Quinn, founder of Legacy Counsellors, P.C., shares how to build a family culture of communication through estate and business planning for successful individuals and families. Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

On tonight's edition of The Mark White Show, Edward Jones financial advisor Julia Bartak joins me to discuss a new survey that reveals only two out of five Americans feel confident about their education savings. We'll cover what families can do to prepare, how 529 plans really work, and practical steps to take this school year to feel more secure about future education costs.

What happens when a doctor tells you to "just sit on the couch and don't do anything" because you're so burned out you might break? That's exactly what happened to Aaron Wagner during his darkest days as a middle manager. Today, he's transformed that pain into purpose, building Lead from WithN - a coaching practice that's revolutionizing how we support the forgotten leaders stuck in the middle.In this raw and transformative conversation, Aaron shares his journey from corporate burnout to becoming the champion that 70% of unsupported middle managers desperately need. We dive deep into his three-pillar Middle Manager Success Framework (Lead Yourself, Lead Others, Lead with Impact), explore the Working Genius model that's changing how teams function, and discover why traditional leadership books fail the people who need them most. Plus, Aaron opens up about his experience in my Art of Reinvention program and how it helped him see patterns in his life he'd never noticed before.Listen now to discover the framework that's saving careers and transforming corporate America from the inside out.In this episode, you'll learn:[03:29] Aaron's "stuck in the middle" origin story[07:04] The doctor visit that changed everything[08:27] The 90-day transformation period[11:41] The Middle Manager Success Framework explained[14:47] Breaking down the Working Genius Model[22:23] Aaron's Art of Reinvention experienceHere are the resources mentioned in the show:Follow @lead.fromwithn on InstagramFree Reinvention Breakthrough CallJoin the Art of ReinventionAre you enjoying the podcast? We'd be so grateful if you gave us a rating and review! Your 5 star ratings help us reach more businesses like yours and allows us to continue to deliver valuable content every single week. Click here to review the show on Apple podcast or your favorite platformSelect “Ratings and Reviews” and “Write a Review”Share your favorite insights and inspirationsIf you haven't done so yet, make sure that you subscribe to the show wherever you listen to podcasts and on Apple Podcast for special bonus content you won't get elsewhere.xo, Tracy MatthewsFollow on Social:Follow @Flourish_Thrive on InstagramFollow @iamtracymatthews  InstagramFollow Flourish & Thrive Facebook

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Journalist Una Mullally has been writing about Dublin for most of her adult life, including the challenges its faced since the pandemic. Lots of us spend a lot of time talking about and worrying about the loss of culture, social spaces and general buzz in the city centre, but what can we do to actually make changes? Una investigates this in a new podcast series, Saving the City. Saving The City offers an injection of hope and positivity for Dublin, with practical solutions to revolutionise how our city works, and how to improve the quality of life for its residents. I was delighted to catch up with Una this week to chat about why she wanted to do this podcast, and how we can feel positive about the future of Ireland's capital city.To support the podcast and access bonus episodes, join the community on Patreon here.Come to the Catch Up Cabaret (ish) - get your tickets here. Hosted on Acast. See acast.com/privacy for more information.

How can simplifying your goals and aligning with sales transform your marketing success?This special Hard Corps Marketing Show takeover episode features an episode from the Connect To Market podcast, hosted by Casey Cheshire. In this conversation, Casey sits down with Bronson Cordle, Vice President of Marketing at Vsimple. Bronson offers a thoughtful and tactical breakdown of what modern marketers must prioritize to drive impact and foster alignment across their organizations.He shares why marketers need to define the purpose of every activity, the importance of tracking and measuring what truly matters, and how close collaboration with sales leads to stronger outcomes. Bronson also reflects on his personal journey, highlighting the lessons, mentors, and values that have shaped his approach to leadership and strategy.Throughout the conversation, Bronson highlights actionable insights on clarifying marketing goals, building productive internal relationships, and bridging the gap between marketing and sales.In this episode, we cover:Why every marketing activity needs a clearly defined goalHow to track performance and demonstrate marketing impactThe keys to successful marketing and sales alignmentThe role of relationships and self-awareness in leadership

ATM crimes aren't slowing down in intensity. If anything, they are increasing, and banks need to be able to contact law enforcement quickly and have them arrive on the scene fast enough to stop the crime.However, traditional security systems can cause big problems for ATM and branch security, especially due to false positives.In some jurisdictions, police departments are requiring video verification to prevent false positives, such as a faulty sensor triggering, an animal or some other issue.In this episode of the Bank Customer Experience Podcast, Joey Parrillo, director of security solutions at Cook Solutions Group, and Michael Strange, director of technology services at Cook Solutions Group, discuss key benefits of video verification.Strange pointed out in the podcast, which was moderated by Bradley Cooper, that false positives don't just waste time, they can also waste money.He said many police departments will hit banks with a $500 fine for the first false positive, with increasing fines for each subsequent infraction such as $750 to $1,000. In addition, these departments will be far less likely to respond to alarms at banks that regularly have false positives.He also said that many times these false positives are simply caused by employees who unknowingly trip the system. In addition, for smaller community banks or credit unions, they may not have a dedicated team to handle security events, which can cause delayed reactions.During the podcast, Strange and Parillo share several ways video verification can solve the problem including:Having a dedicated team to analyze security footage 24/7.Saving money by preventing false positives.Using AI to identify common issues such as animals or faulty sensors.How CSG's PikoVERIFY solution works.You can listen to the podcast in its entirety above.

In this episode, we're unpacking the strategic angles of workforce strategy as seen in Cursor Acquires Koala: Saving Employees. We explore how this acquisition is balancing growth with empathy amid a shifting tech landscape. Join us for a look into the story, the strategy, and the statement this deal makes.Try AI Box: ⁠⁠https://aibox.aiAI Chat YouTube Channel: https://www.youtube.com/@JaedenSchaferJoin my AI Hustle Community: https://www.skool.com/aihustle

Some people think being rich means owning a lot of things—when in reality, being “rich” often means a lot of things owning you. The signs of wealth are all around us: luxury cars, upscale neighborhoods, designer clothes, vacation homes. But do possessions really make people rich in a way that matters?It's hard to keep a Christ-centered perspective on wealth when our culture constantly pressures us to want more, buy more, and accumulate more. But this isn't a new problem. Jesus warned in Luke 12:15:“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.”Money and possessions aren't inherently bad, but they often tempt us toward greed, selfishness, and discontent. We need money to live, but when money becomes the main thing, it becomes a dangerous master.When Possessions Begin to Possess YouJesus doesn't just warn against greed—He offers us the key to true life: don't make your existence all about “the abundance of possessions,” or your possessions will start to possess you. Proverbs 23:4–5 echoes this wisdom:“Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone…”Material things can never give your heart what it truly craves.In Luke 12, Jesus tells the story of a wealthy man who tears down his barns to build bigger ones, dreaming of a long, comfortable retirement. But before he can enjoy it, God says:“You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?”Jesus concludes, “This is how it will be with whoever stores up things for themselves but is not rich toward God.”The man's tragedy wasn't just that his life ended suddenly—it was that he invested his soul in temporary abundance instead of eternal riches.Eternity Written on Our HeartsEcclesiastes 3:11 reminds us that God has “set eternity in the human heart.” Deep down, we long for meaning, purpose, and eternal life—not just more stuff. C. S. Lewis put it well:“Aim at Heaven and you will get Earth ‘thrown in': aim at Earth and you get neither.”True abundance is found in knowing God, walking with Him, and letting His love overflow into the way we love others.Jesus said in John 10:10, “I came that they may have life and have it abundantly.” And in John 15:5, He promised, “Whoever abides in me and I in him, he it is that bears much fruit.”The abundant life isn't about bigger barns or fuller closets—it's about abiding in Christ. When we do, our lives bear fruit that blesses others and glorifies God.Where Is Your Treasure?So ask yourself: What are you depending on to give your life meaning? Could some of those things be quietly taking God's place in your heart?Pray for the Lord to uproot those desires and refocus your attention on Him. Because true wealth isn't found in what you own—it's found in who owns you.That's why we created Rich Toward God—a 4-week study on the Parable of the Rich Fool. It unpacks what it means to live open-handed with your finances, showing how biblical wisdom doesn't just transform your bank account—it transforms your heart.You can order your copy—or place a bulk order for your group—by visiting FaithFi.com and clicking “Shop.”On Today's Program, Rob Answers Listener Questions:I'm unsure how to handle requests for financial help from my husband's son and his family. They face ongoing money struggles and sometimes ask us for assistance, but I'm concerned that giving could be enabling poor decisions, like spending on things that don't reflect our values. How can we approach this situation with wisdom and biblical discernment?I already have a financial advisor and some investments in place, but I want to make sure my money is supporting companies that align with my faith. Is there a tool or resource that can help me evaluate whether my investments are consistent with biblical values?I have a will, and all my investments already list beneficiaries. My advisor says a trust isn't necessary, but my children believe it's the best way to avoid probate. Do I really need a trust? Also, since my husband passed away, should I update my will and the deed to my home?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)List of Faith-Based Investment FundsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Big Thunder Topic from Trammin' Episode 280Tomorrowland, the final frontier, the last land to open in 1955. Saving the best for last was totally in Walt's plans. Let's say it wasn't though, how did the plans land on a futurist bathroom and shrine to aluminum? It may have worked out back then, but when we peer over the tops of our rose-tinted glasses, maybe we don't want to go back to this version of Tomorrowland. Times change, and so do our tastes. The ideal vision of tomorrow you built up in your head wasn't even there in July 1955. So join us as we step into these hallowed halls of chemistry and take a final look back. Board a rocket to the moon with Kirk & Freddy on a Googie new episode of Trammin' - A Disneyland Podcast!Listen to full episodes every Windsday and topic-only uploads on Big Thunder Thursdays!InstagramTrammin' - https://instagram.com/TramminPodcastChristian Rainwater - https://instagram.com/imrainwaterMusicLocal Forecast - Elevator Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/ Trammin' - The Disneylanders, Addy DaddyUsed with permission.Character Art & AnimationNadia Dar - https://nadsdardraws.carrd.co/Trammin.comTrammin' is written without the use of Artificial Intelligence.©Trammin' - A Disneyland Podcast

If you're first gen, building wealth isn't just about you. It's about your family. Your parents who might not have retirement accounts and your kids you want to set up for success.In this episode, I break down my 2-part money roadmap for first gen wealth builders: how to protect yourself first (without shame), and how to grow wealth that supports your family's future too.You'll learn:✅ The exact 3 steps to take care of yourself first (and why that's not selfish)✅ Why saving comes before debt payoff and how it breaks the credit card cycle✅ When to start investing (even if you're still in debt)✅ How to use a brokerage account and kid accounts to care for your family's futureBook a call to join 1:1 Money Coaching: https://www.buildinggenwealth.com/work-with-me

Our western (Trauma Culture) economies run on two falsehoods - we might go so far as to call them lies. The first is that economies have to grow to be 'successful'.  The second is that government spending is limited by the tax take.  That is, they need to take money in as taxes in order to spend it out into the economy.  Both of these are untrue, and understanding that they are untrue, and the political forces of ignorance and mendacity that keep them in place, is essential to our moving forward into a future that works. We cannot continue to maintain the death cult of predatory capitalism. We cannot continue with a Zombie economy that extracts, consumes, destroys and pollutes as if there were no consequences.  So what do we do? Both ecological economics and Modern Monetary Theory have been around for a while.  Degrowth theory is more recent, but it's being taken more seriously. What I haven't seen up till now is a fusion of these: a set of policy ideas worked out in which we acknowledge how money actually works, and look at how a national -or global - economy could be structured to lead us forward into a world where people and planet flourish together. I don't think this is the final destination, but it's definitely a step on the way. Our guest this week is someone particularly well positioned to answer these questions.  Colleen Schneider is a Doctoral student in Social-Ecological Economics & Policy in Vienna. Her key research areas: Ecological Economics, Environmental Justice, Monetary and Financial Systems in a Post-Growth Economy, Climate Policy.  She says, "I take a sociological and anthropological approach to understanding money as fundamentally a social relation. Money, and the monetary system (as with our economic system) are things we've created, and can create otherwise. I draw on historical examples to help understand how the institutional structure of the monetary system and our ideas about money came to be what they are, and to challenge those. [I seek to] de-naturalize money and point to ways to structure the monetary system as democratized, and (at least somewhat) localized -to realize money as a public good. I focus more specifically on how monetary and fiscal policy can be directed toward meeting human needs within environmental limits, while maintaining macroeconomic stability."So this is the focus of today's conversation.  This is a field about which I am passionate - I absolutely believe that if everyone understood how money actually works in our current world, a lot of the power inequities that we currently experience would end.  We have endeavoured to minimise the use of jargon, though we did talk about monetary and fiscal policy and I wanted to make it clear that Monetary Policy is about keeping prices stable - about using interest rates to influence inflation, that kind of thing . Fiscal policy is about the spending decisions - do we have austerity or don't we, do we fund social goods or don't we, do we decide to pour money into the military, or don't we… and the nature of taxation - what rates do we levy, what are the bands and what loopholes do we leave wide open so our friends can escape paying taxes altogether - while everyone continues to pretend that government spending is limited by the tax take. Which is nonsense. Taxation is about levelling the playing field. It's not about paying for the NHS. So there we go. Colleen spends her entire life working in this field, producing fascinating papers and a chapter in a forthcoming book that completely blew me away. So she speaks to these things far more eloquently and intelligently than I can.  Enjoy! Colleen on LinkedInColleen's papers: How to Pay for Saving the World - https://www.sciencedirect.com/science/article/pii/S0921800923002318Democratizing the Monetary Provisioning System - https://www.tandfonline.com/doi/full/10.1080/15487733.2024.2344305On universal public services to end the cost of living crisis - https://www.newstatesman.com/spotlight/economic-growth/cost-of-living-crisis/2023/01/state-end-cost-of-living-crisis-climate-changePapers by others:The political response to Inflation: https://www.foreignaffairs.com/mexico/governments-survived-inflationWorkshops:Public Money for Public Good: Why MMT Matters | ViennaSeptember 27th and 28th Gleis 21, Bloch-Bauer-Promenade 22, 1100 Wien, Austriahttps://events.humanitix.com/public-money-mmt-vienna Public Money for Public Good: Why MMT Matters | Sheffield(Colleen is not a part of this one, but says that wonderful people are running it!)September 20th and 21st https://events.humanitix.com/public-money-mmt-sheffieldRegenerative Economy Lab - Money and Finance WorkshopVienna, October 23rd and 24thhttps://www.regenecon.eu/Online masters program on which Colleen teaches - grounded jointly in ecological economics and modern monetary theory: https://www.torrens.edu.au/studying-with-us/employability/industry-led-learning/co-delivery-partners/modern-money-labDocumentary 'Finding the Money'. https://findingmoneyfilm.com/MMT group based in the UK : https://modernmoneylab.org.uk/What we offer: Accidental Gods, Dreaming Awake and the Thrutopia Writing Masterclass If you'd like to join our next Open Gathering offered by our Accidental Gods Programme it's  'Dreaming Your Death Awake' (you don't have to be a member) it's on 2nd November - details are here.If you'd like to join us at Accidental Gods, this is the membership where we endeavour to help you to connect fully with the living web of life. If you'd like to train more deeply in the contemporary shamanic work at Dreaming Awake, you'll find us here. If you'd like to explore the recordings from our last Thrutopia Writing Masterclass, the details are here

It's easy to forget how something as simple as a pair of shoes can change a life. But for vulnerable children around the world, shoes mean protection, dignity, and the chance to dream.Today, we'll hear how Buckner Shoes for Orphan Souls is meeting this need with the love of Christ. Shawn Spurrier joins us to share the incredible impact that is being made all around the world, one pair of shoes at a time.Shawn Spurrier is the Director of Buckner Shoes for Orphan Souls at Buckner International, an underwriter of Faith & Finance. The Heart of Buckner InternationalFounded in Dallas, Texas, Buckner International has been serving vulnerable children, families, and seniors for more than 146 years. Their mission is clear: to follow the example of Jesus by serving the most vulnerable in every phase of life. From foster care and adoption to family-strengthening programs and senior care, Buckner demonstrates Christ's love in tangible ways.The Shoes for Orphan Souls initiative began 25 years ago in Dallas as a small effort to provide children in orphanages with something they lacked: their own pair of shoes. Many had to borrow communal shoes from a basket just to attend school.Since then, the ministry has distributed more than 5 million pairs of shoes in 86 countries. These shoes do more than protect feet—they open doors to health, education, dignity, and the hope of Christ.Why Shoes MatterA new pair of shoes provides more than comfort:Health Protection – In many regions, shoes prevent devastating illnesses like hookworm or podoconiosis.Access to Education – In many countries, schools require shoes as part of their uniform, making footwear a key factor in attending class.Economic Stability – Protecting children from illness reduces financial strain on families already in vulnerable situations.Hope and Dignity – Every pair is delivered with prayer, encouragement, and the gospel, often through partnerships with local churches.Stories of TransformationShawn shared two moving stories that reveal the ministry's impact:Romina in Mexico – A seven-year-old girl was overwhelmed with tears when she realized someone cared enough to give her a pair of shoes. That moment reminded Sean why this work matters—it's a tangible expression of Christ's love. Dulce in Guatemala – An eight-year-old girl received pink-and-white shoes so she could attend school. That simple gift opened the door for her family to receive housing, literacy training for her mother, and ultimately, salvation and discipleship for her father.A small act of generosity became the seed of a transformed family story.Your Opportunity to GiveThis month, we're partnering with Buckner to put shoes on the feet of 1,000 children worldwide. Each pair represents health, education, dignity, and an opportunity for children and families to hear the gospel.$15 provides a pair of shoes.$150 provides shoes for 10 children.You can be part of this life-changing work by visiting GiveShoesToday.org. Together, we can share the love of Christ one pair of shoes at a time.On Today's Program, Rob Answers Listener Questions:I'm retiring and turning 65 in February. Right now, I'm covered by my employer's health insurance, but I'm running into issues with prescription coverage. Should I sign up for Medicare now, keep my employer insurance as primary, and then wait until my younger wife becomes eligible for Medicare?I've managed to pay off all my credit card debt, but now my mortgage company has started foreclosure proceedings. They're demanding $2,160, and I'm not sure how to handle it. The FDIC says they shouldn't be taking this action, but I haven't received any formal notification yet.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

It's often said that sucess is the result of your daily habits. In today's episode, Ben and Ernie talk about seven habits that completed changed how they think about and act around money, including: Giving every dollar a job (the ultimate YNAB rule!) Only working with the money you have on hand right now Saving for non-monthly expenses Getting a month ahead Finding the money first in your plan, before you spend Holding on to your cash as long as possible Changing your plan regularly to reflect new life circumstances   Other resources mentioned in this episode: Understanding the credit card float in YNAB   Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com  

Tomorrowland, the final frontier, the last land to open in 1955. Saving the best for last was totally in Walt's plans. Let's say it wasn't though, how did the plans land on a futurist bathroom and shrine to aluminum? It may have worked out back then, but when we peer over the tops of our rose-tinted glasses, maybe we don't want to go back to this version of Tomorrowland. Times change, and so do our tastes. The ideal vision of tomorrow you built up in your head wasn't even there in July 1955. So join us as we step into these hallowed halls of chemistry and take a final look back. Board a rocket to the moon with Kirk & Freddy on a Googie new episode of Trammin' - A Disneyland Podcast!Listen to full episodes every Windsday and topic-only uploads on Big Thunder Thursdays!InstagramTrammin' - https://instagram.com/TramminPodcastChristian Rainwater - https://instagram.com/imrainwaterMusicLocal Forecast - Elevator Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/ Trammin' - The Disneylanders, Addy DaddyUsed with permission.Character Art & AnimationNadia Dar - https://nadsdardraws.carrd.co/Trammin.comTrammin' is written without the use of Artificial Intelligence.©Trammin' - A Disneyland Podcast

Animals are going extinct at an alarmingly fast rate, largely due to human activity. Same for plants. This is bad for all kinds of reasons, not least of which is that breakthrough drugs often come from nature. But there isn't consensus on how to save these species. Part of the debate asks the economic question: with limited money going to the work, where will it have the most impact? Today on the show, the cost-effective plan to maximize biodiversity that asks ecologists to approach the question more like economists. Related episodes: The Habitat Banker The echo of the bison Savings birds with economics For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Survey Says Majority of Leftists Endorse Political Violence, Trump Stuns DC Audience, Goes SCORCHED-EARTH On Brutal Iryna Zarutska Murder: ‘We Will KILL Evil...   Trump White House Responds in RAGE At Black Career-Criminal Murdering White Lady: ‘Public Execution! Watch this video at- https://youtu.be/V2aqK3NTLuM?si=e4rINWUMppwa-LsR Benny Johnson 5.62M subscribers 235,005 views Sep 7, 2025 We need these people off our streets BECOME A MEMBER:    / @bennyjohnson   FOLLOW OUR NEW CHANNELS: Benny On The Block:    / @bennyontheblock   Benny's Brews:    / @bennysbrews   FOLLOW BENNY ON SOCIALS: https://www.bennyjohnson.com/follow CHECK OUT OUR MERCH: https://shop.bennyjohnson.com/ Sign up for The Benny Newsletter: https://www.bennyjohnson.com/newsletter SUBSCRIBE TO THE PODCAST https://www.bennyjohnson.com/thebenny... Trump Stuns DC Audience, Goes SCORCHED-EARTH On Brutal Iryna Zarutska Murder: ‘We Will KILL Evil...' Watch this video at- https://youtu.be/4oRoIAxB7Ew?si=We2ERvHa7MweQ4Z9 Benny Johnson 5.62M subscribers 197,799 views Sep 8, 2025 This must end in America.. BECOME A MEMBER:    / @bennyjohnson   FOLLOW OUR NEW CHANNELS: Benny On The Block:    / @bennyontheblock   Benny's Brews:    / @bennysbrews   FOLLOW BENNY ON SOCIALS: https://www.bennyjohnson.com/follow CHECK OUT OUR MERCH: https://shop.bennyjohnson.com/ Sign up for The Benny Newsletter: https://www.bennyjohnson.com/newsletter SUBSCRIBE TO THE PODCAST https://www.bennyjohnson.com/thebenny...   Tim Walz Just ENDED His Political Career!!! https://youtu.be/sbkX_gXV-eE?si=AvSu1aNWQKspwSmS Dr. Steve Turley 1.35M subscribers 298,092 views Sep 6, 2025 Interviews With Dr. Steve Turley  Subscribe to my channel here:    / drsteveturleytv   ————————————————————————— WATCH NEXT: Democrats Who Fled Texas Just Got BRUTAL PAYBACK!!!    • Democrats Who Fled Texas Just Got BRUTAL P...   ————————————————————————— --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

Getting your spouse on board with financial independence isn't always easy ... especially when FIRE feels like a radical concept. In this episode, Andy Hill shares practical tips for inviting your partner into the journey without causing tension, from asking fun life questions to defining your own version of FIRE together. We also highlight Sunny and Sunmarie Burns from the FamVestor YouTube channel, who grew their net worth to over $3 million in their 30s while raising five kids. They reveal how frugal living, real estate investing, and shared family goals helped them achieve financial freedom. Finally, Andy brings his son Calvin on for a fun money quiz, testing his knowledge of financial independence and teaching lessons the whole family can enjoy. Podcast Chapters: 00:00 – Intro: Why relationships come first on the FIRE journey 01:00 – Listener question: How do I get my spouse on board with financial independence? 02:15 – Common mistakes Andy made early in his marriage 04:20 – Step 1: Ask your spouse fun life questions 06:50 – Step 2: Share your passions and desires too 09:30 – Step 3: Define FIRE together on your own terms 09:32 – Net Worth Win: Sunny & Sun Marie Burns (FamVestor) 13:00 – Saving $75k by living with family 15:00 – Their first house hack and rental property 20:45 – Building wealth through 12 rental units 25:40 – Breaking down their $3M+ net worth 27:40 – Generational wealth for their kids 31:40 – Life after leaving a corporate career 34:39 – Key advice for aspiring families 36:53 – Where to find Sunny & Sun Marie online 38:01 – Money Quiz with Calvin Hill 45:56 – Closing quote from Maya Angelou RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Megyn Kelly and Dr Soon Shiong Discuss New Cancer Cure and COVID Cure.   Watch this interview at   https://youtu.be/S-WlWQ29Eec?si=EqI4o-ebb6GZ4Zot The Megyn Kelly Show- https://www.youtube.com/@MegynKelly Jul 11, 2025 Vey revealing and informative interview with World renowned physician on potential cures for cancer and COVID....please watch! --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

The history of Gaza dates back more than 5000 years. In antiquity, it was a key port on the Mediterranean coast. Assyrians, Ancient Greeks, Romans, Byzantines and the Ottomans have all left their mark on this small territory. This rich history is seen by Palestinians as central to their identity. Amid the death and destruction of the war, the BBC's Middle East Correspondent Yolande Knell meets the Palestinians who've desperately tried to save what remains of Gaza's past.This episode of The Documentary comes to you from Assignment, investigations and journeys into the heart of global events

Winners don't wait to feel ready. They train. In this episode, you'll learn how to use the rent replacement strategy to practice homeownership before you ever buy — and build a mindset that wins in any market.You don't become a homeowner the day you close — you become one the day you start thinking like one.This episode is your playbook. David Sidoni lays out a rent replacement strategy that isn't just about saving money — it's about training your brain and budget to operate like a homeowner before you own a home. That means practicing now. Living now. Saving now. Not waiting for the “right time.”Just like athletes prep before the championship, smart buyers build the habits that get them across the finish line. Rent replacement is your training camp. It's not sacrifice — it's preparation. And it works.David's coached thousands through this method, and in this episode, you'll hear how to start practicing now so that when your homebuying moment comes, you're ready to win.Quote: “Rent is about survival. Buying a home is about growth."Winners don't wait to feel ready. They train. In this episode, you'll learn how to use the rent replacement strategy to practice homeownership before you ever buy — and build a mindset that wins in any market. You don't become a homeowner the day you close — you become one the day you start thinking like one. This episode is your playbook. David Sidoni lays out a rent replacement strategy that isn't just about saving money — it's about training your brain and budget to operate like a homeowner before you own a home. That means practicing now. Living now. Saving now. Not waiting for the “right time.” Just like athletes prep before the championship, smart buyers build the habits that get them across the finish line. Rent replacement is your training camp. It's not sacrifice — it's preparation. And it works. David's coached thousands through this method, and in this episode, you'll hear how to start practicing now so that when your homebuying moment comes, you're ready to win. Quote: “Rent is about survival. Buying a home is about growth."Highlights:Why “training like a homeowner” means budgeting for your future mortgage nowThe power of automating savings and acting “as if” you already own a homeHow starting your plan early helps you beat rising prices and ratesWhat it really means to practice replacing rent with equity — step by stepWhy mindset matters more than market timing when you're buying your first homeConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!