Podcasts about Strategy

9. Thomas Paine's Crisis and the Fabian Strategy Guest: Ed Larson Summary: Ed Larson details Thomas Paine's "AmericanCrisis," which revitalized the patriot cause. He explains George Washington's "Fabian strategy" of tactical retreats to wear down the British army while their atrocities fueled local resistance. (10)1950 VALLEY FORGE

The United States has entered the third week of its war with Iran, but the end game is no clearer today than it was at the start of the war. We talk about what may come next, why NATO allies are rebuffing President Trump's requests for help & what the political implications are.This episode: senior White House correspondent Tamara Keith, White House correspondent Franco Ordoñez, and senior political editor & correspondent Domenico Montanaro.This podcast was produced and edited by Casey Morell & Bria Suggs.Our executive producer is Muthoni Muturi.Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.To manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

What is the psychology behind how the human brain constructs reality? When David Eagleman fell twelve feet off a roof as a child, the entire fall lasted just 0.6 seconds, yet his brain made it feel like an eternity. That moment sparked a lifelong curiosity about the brain and how it constructs perception, ultimately leading him to Stanford and a career in neuroscience. In this episode, David reveals the science of time perception, brain plasticity, and sensory substitution, and why the human brain is far more powerful and expandable than you ever imagined. In this episode, Hala and David will discuss: (00:00) Introduction (01:26) A Childhood Fall That Revealed Time Perception (06:46) How the Brain Constructs Reality  (10:33) Hidden Senses the Human Brain Is Missing (16:46) What Is Brain Plasticity and Livewiring? (27:50) Sensory Substitution and Expanding Human Senses  (36:29) The Psychology Behind Why Humans Dream (42:02) Where Science Meets Spirituality and Religion  (48:47) The Future of Livewired Technology (51:39) Why Human Intelligence Still Outsmarts AI David Eagleman is a neuroscientist at Stanford University, a bestselling author, and the founder of Neosensory and BrainCheck. He is the writer and presenter of the international PBS series The Brain with David Eagleman and The Creative Brain on Netflix. His bestselling book Livewired reveals how the brain adapts in real time, reshaping our understanding of perception, consciousness, and human psychology. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting  Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay   Resources Mentioned: David's Book, Livewired: bit.ly/Livewired  David's Website: eagleman.com  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Habits, Positivity, Critical Thinking, Robert Greene, Chris Voss, Robert Cialdini 

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Is booking travel a smart idea right now? Airfares are surging with the price of jet fuel since hostilities began. Clark shares smart strategies to help you book for less. Clark Stinks: Segments 1 & 2 Flight Booking Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Find Tuition-Free Colleges: Schools That Offer Free Tuition Capital One Venture X Rewards Credit Card: 6 Things To Know How To Get a Gym Membership for Practically Free - Clark Howard How To Find the Best Deal on Cheap Internet Service in 4 Steps Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet The American Community Survey: Is It Legitimate and Do You Have To Answer? How the Iran war is disrupting air travel -- and advice if you're planning a trip Travelers stranded by war learn insurance won't cover flight cancellations Travel Insurance: What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? Warning: Do NOT Trust Hotel Brand Names - Clark Howard BBB-File a Complaint How to avoid scams while applying for ESTA Get an electronic travel authorisation (ETA) to visit the UK Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you dream of reaching financial independence (or retiring!) in the next 20 years? Whether you're in your 20s, 30s, 40s, or 50s, it's never too early or too late to buy rental properties. Today, we're sharing a clear, 20-year roadmap that could give you a sizable real estate portfolio and more than enough cash flow to live on!   Welcome to another Rookie Reply! Today's first question comes from the BiggerPockets Forums, and it's from an investor who's been priced out of their own market. Where should they start their search for more affordable home prices? We point them in the right direction while also warning them of “cheap” properties that aren't worth the risk.   Next, we hear from a young couple looking to achieve financial independence in 20 years. Should they buy a home or a rental property first? What investing strategy will get them closest to their goal? Another investor is worried about short-term rental laws derailing their deal. We show you where to find your city's latest regulations so you can make the right decision! Looking to invest? Need answers? Ask your question here! In This Episode We Cover Our 20-year roadmap to achieving financial independence with rentals Whether you should buy a house or a rental property first (or both!) Where to invest when your own real estate market is too expensive The types of rental properties that give you the least appreciation (must avoid!) How to do your due diligence on a short-term rental market And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-694 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Purple Pants Podcast | Survivor 50 Episode 4 Recap: The Salsa Makes It The Baby Boys are back, and Survivor 50 keeps things moving as the swapped tribes try to find stability, but trust is still all over the place. New alliances start forming while others fall apart just as quickly, leaving players scrambling to figure out where they actually stand. Strategy is nonstop, paranoia is creeping in, and the social game feels shakier than ever as everyone adjusts to new dynamics. And somehow, in the middle of all that, Zach Brown is getting a surprising amount of screen time that has everyone side-eyeing the edit. With advantages still floating around and uncertainty building, Brice, Wendell, and Jack break down who's adapting, who's slipping, and how this episode continues to shift the game. Tickets and updates for Brice and Wen 50 events: https://briceandwenpresent.flite.city/ You can also watch along on Brice Izyah’s YouTube channel to watch us break it all down https://youtube.com/channel/UCFlglGPPamVHaNAb0tL_s7g LISTEN: Subscribe to the Purple Pants podcast feed  WATCH: Watch and subscribe to the podcast on YouTube SUPPORT: Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks! Previously on the Purple Pants Podcast Feed: Purple Pants Podcast Archives

Purple Pants Podcast | Survivor 50 Episode 4 Recap: The Salsa Makes It The Baby Boys are back, and Survivor 50 keeps things moving as the swapped tribes try to find stability, but trust is still all over the place. New alliances start forming while others fall apart just as quickly, leaving players scrambling to figure out where they actually stand. Strategy is nonstop, paranoia is creeping in, and the social game feels shakier than ever as everyone adjusts to new dynamics. And somehow, in the middle of all that, Zach Brown is getting a surprising amount of screen time that has everyone side-eyeing the edit. With advantages still floating around and uncertainty building, Brice, Wendell, and Jack break down who's adapting, who's slipping, and how this episode continues to shift the game. Tickets and updates for Brice and Wen 50 events: https://briceandwenpresent.flite.city/ You can also watch along on Brice Izyah’s YouTube channel to watch us break it all down https://youtube.com/channel/UCFlglGPPamVHaNAb0tL_s7g LISTEN: Subscribe to the Purple Pants podcast feed  WATCH: Watch and subscribe to the podcast on YouTube SUPPORT: Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks! Previously on the Purple Pants Podcast Feed: Purple Pants Podcast Archives

As the Iran conflict upends market narratives, our Global Head of Fixed Income Research Andrew Sheets offers his take on how to view the historic disruption happening in March and what the next few weeks could bring.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Today on the program, a survey of just how quickly key narratives have changed and how lasting that might be. It's Friday, March 20th at 2pm in London. The NCAA basketball tournament, also known as March Madness, is one of my favorite times of the year. The single elimination tournament of 64 teams is wonderfully chaotic with plenty of surprises, especially in the early games. And basketball is one of those sports where momentum often seems real. A team that has somehow forgotten how to shoot in the first half of the game can suddenly look unstoppable in the second. As I said, March is one of my favorite times to watch sports. It is often not one of my favorite times to forecast markets. In 2005, 2008, 2020, 2022, 2023, and 2025, March saw outsized market volatility. And it's the case again this year. I'm sure, it's just a coincidence. This time, it's not just about a historic disruption to the energy markets, which my colleague Martijn Rats and I discussed on this program last week. It's also a major reversal of the market storyline. If this were a basketball game, the momentum just flipped. In January and February of 2026, there were strong overlapping signals that the U.S. and global economy were in a good – even accelerating – place, boosted by cheap energy, stimulative policy, and robust AI investment. Oil prices were down as metals, transports, cyclicals and financial stocks, all rose. Europe, Asia, and emerging market equities – all more sensitive to global growth – were outperforming. Inflation was moderating. Central banks were planning to lower interest rates. The yield curve was steepening and the U.S. dollar was weakening. The January U.S. Jobs report was pretty good. And then … it all changed. In a moment, the Iran conflict and the subsequent risk of an oil price shock flipped almost every single one of those storylines on its head. Now, oil prices rose and the prices for metals, transports, cyclicals and financial stocks all fell. Equities in Europe and Asia – regions that rely heavily on importing oil – underperformed. The U.S. dollar rose as investors sought out safe haven. Inflation jumped following oil prices. The yield curve flattened on that higher inflation, as we and many other forecasters adjusted our expectations for what central banks would do. And, as it happens, the last U.S. Jobs report was pretty bad. If the Iran conflict ends and oil resumes flowing through the Strait of Hormuz, it's very possible that this story could once again swing back. But until it does, the speed of which this momentum has flipped means that almost by definition, many investors have been caught off guard and left poorly positioned. If you couple that with the challenge of diversifying in this new environment – where the prices for stocks, bonds, and even gold have all been moving in the same direction – the path of least resistance for investors may be to continue to reduce their exposure to ride out the storm, driving further near term weakness.Unfortunately, that could make for an uncomfortable few weeks. At least, there's some good basketball on. Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

In this episode, we explore the world of diabetes and how to effectively manage blood sugar levels with Kathy Levin, RDN, CDCES, DipACLM. As a board-certified lifestyle medicine dietitian with the American College of Lifestyle Medicine and a certified diabetes educator, Kathy has helped countless individuals regain control of their health through simple, sustainable nutrition and lifestyle changes. At the core of Kathy's approach is the signature THRIVE framework — a comprehensive method focused on gradual, realistic habits that lead to lasting results… Hit play to discover: The primary things that raise inflammation in the body and contribute to chronic disease. How Kathy's experience with diabetes has impacted her career path. The ways in which the conventional approach to healthcare can fall short.  Why pediatric diabetes has become more prevalent. Want to find out how to improve blood sugar control, reduce medication, and make sustainable changes that lead to real results? Join the conversation now! Connect with Kathy and her work with Nutritiously Simple here.

Dr. A breaks down Thursday night's top fantasy performers with his “My Guys,” highlights the must-add players and drop zone candidates, and then looks ahead to the weekend. Learn the top schedule advantages and the best streaming options to maximize games played and give your fantasy team the edge. Presented by FanDuel Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS - perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Survivor 50 Episode 4 Recap: The Salsa Makes It The Baby Boys are back, and Survivor 50 keeps things moving as the swapped tribes try to find stability, but trust is still all over the place. New alliances start forming while others fall apart just as quickly, leaving players scrambling to figure out where they actually stand. Strategy is nonstop, paranoia is creeping in, and the social game feels shakier than ever as everyone adjusts to new dynamics. And somehow, in the middle of all that, Zach Brown is getting a surprising amount of screen time that has everyone side-eyeing the edit. With advantages still floating around and uncertainty building, Brice, Wendell, and Jack break down who's adapting, who's slipping, and how this episode continues to shift the game. Tickets and updates for Brice and Wen 50 events:https://briceandwenpresent.flite.city/ You can also watch along on Brice Izyah's YouTube channel to watch us break it all down https://youtube.com/channel/UCFlglGPPamVHaNAb0tL_s7g Previously on the Purple Pants Podcast Feed:Purple Pants Podcast Archives LISTEN: Subscribe to the Purple Pants podcast feed WATCH: Watch and subscribe to the podcast on YouTubeSUPPORT: Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks! Learn more about your ad choices. Visit megaphone.fm/adchoices

There is no doubt in my mind. As of today. SEO and AI Search are the highest ROI marketing and Sales strategy to drive growth at an MSP.That doesn't mean it's easy or immediate. No money printer gets turned on quickly. Tired of waiting on the sidelines?We only have 10 spots: SEO & AI Search Domination Package – Campers MSP Camp

MacroVoices Erik Townsend & Patrick Ceresna welcome, Simon White. They discuss the risk-off playbook, food price inflation, the breakdown in private credit, and much more. https://bit.ly/3PukOlC    

Ben Lindbergh, Meg Rowley, and FanGraphs contributor Kiri Oler wrap up the World Baseball Classic, covering Venezuela’s triumph, Team USA’s slump and vibes, and the overall success of the tournament, plus thoughts on Mark DeRosa’s managing and Team USA’s future, the semifinal matchups, the bad calls against the Dominican Republic, the challenge system and pitches that are “too close to take,” the WBC vs. the World Series, when the next WBC should be, and much more. Audio intro: El Warren, “Effectively Wild Theme” Audio outro: Jonathan Crymes, “Effectively Wild Theme 2” Link to Defector on Venezuela Link to Harper on the outcome Link to Posnanski on Team USA Link to Manfred on WBC timing Link to data on US-DR game Link to data on Perdomo take Link to Ben on fouling off pitches Link to Harper on the Olympics Link to McLean start story Link to top SP projections Link to USA anthem answers Link to DeRosa on SEAL speaker Link to Fox Rogers mix-up Link to Julio’s WBC quote Link to Judge’s WBC quote Link to Hernández’s WBC quote Link to Jeter on the WBC Link to DeRosa/López relievers story Link to next WBC timing Link to Ben on more WBCs Link to story on DeRosa’s future Link to Charbonnet play Link to Ben on “Strategy” Sponsor Us on Patreon Give a Gift Subscription Email Us: podcast@fangraphs.com Effectively Wild Subreddit Effectively Wild Wiki Apple Podcasts Feed Spotify Feed YouTube Playlist Facebook Group Bluesky Account Twitter Account Get Our Merch! var SERVER_DATA = Object.assign(SERVER_DATA || {}); Source

7. Guests Mariam Wahba and Natalie Ecanow discuss the International Union of Muslim Scholars, identifying it as a Muslim Brotherhood-aligned group. They describe the organization's strategy of hedging between Iran and Arab states. (8)JANUARY 1904 DOHS QATAR

Eric and Lauren unpack a wild week in the Disney parks, from the growing debate around live streamers and park etiquette to Disney's latest efforts to win back middle-class families. They also dive deep into the Disneyland vs. Walt Disney World snack showdown and share a costly lesson about choosing between Lightning Lane and Park Hopper. It's a mix of park culture, planning strategy, and plenty of food opinions. HIGHLIGHTS A live streamer incident at Disneyland sparks a bigger conversation about safety, swatting risks, and whether live streaming should be restricted in the parks The difference between respectful content creators and disruptive live streamers, including real guest and cast member frustrations Disney's new push to attract middle-class families with lower ticket options, discounts, and kid-focused experiences Expanded low-tier ticket availability, summer promotions, and added value offerings across Disneyland and Walt Disney World The ongoing value debate: breaking down cost-per-hour and whether Disney is still “worth it” compared to other entertainment Disneyland vs. Walt Disney World snacks: why Lauren says Disneyland wins and Eric… just eats everything Standout Disneyland snacks including the raspberry macaron, Matterhorn cream puff, and cheesy garlic pretzel bread A Disneyland strategy mistake: skipping Lightning Lane leads to a $600 Park Hopper decision mid-day Food & Wine Festival crowds at Disney California Adventure and how timing can completely change your park experience The big planning question: Park Hopper or Lightning Lane at Disneyland - and why the answer isn't so simple HOSTS Eric Hersey – X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@erichersey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@erichersey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Lauren Hersey – X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@laurenhersey2⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@lauren_hersey_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FOLLOW – DIS & HERS Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DisAndHers.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@disandhers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@disandhers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dis and Hers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dis & Hers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FOLLOW – JIM HILL MEDIA Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JimHillMediaNews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JimHillMedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JimHillMedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SUPPORT Support the show and access bonus episodes and additional content at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon.com/JimHillMedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. PRODUCTION CREDITS Edited & Produced by Eric Hersey – ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Strong Minded Agency⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you would like to sponsor a show on the Jim Hill Media Podcast Network, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠reach out today.⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Live from Morgan Stanley's European Financials Conference, our Head of European Banks Alvaro Serrano and European Equity Research Banks Analyst Giulia Aurora Miotto discuss how geopolitics, private credit risk and AI are testing how resilient banks really are.Read more insights from Morgan Stanley.----- Transcript -----Alvaro Serrano: Welcome to Thoughts on the Market. I'm Alvaro Serrano, Head of European Banks.Giulia Aurora Miotto: And I'm Giulia Aurora Miotto, European Equity Research Banks Analyst.Alvaro Serrano: Today we're at our annual European Financials Conference.It's Thursday, March 19th at 1:30pm, London.We're at our European Financials conference. Attendance is up almost at record levels, a great deal of engagement with both investors and companies – with three main topics dominating the debate: geopolitics, private credit, and AI. I think, on the Middle East, clearly a lot of focus during the whole three days. I think the message from banks has been about the resilience of the business model, acknowledging the loan growth could be weaker. Some of the investment decisions could be delayed, given the uncertainty. And of course, fees could also be affected as a result. On the flip side, there's an acknowledgement that during stress, savings rates go up. Deposit growth could be better, and with a steeper curve that could be better monetized. So, the message from the banks is about the resilience of the pre-provision profit outlook. Some banks have been talking about top-up of provisions if the situation persists in a IFRS9 world. But we do believe the overall outlook for earnings is of a resilient picture. However, we acknowledge the positioning of the sector is much richer than it was this time last year. The positioning; that means if stress continues, we could see the multiple suffering. And that, to be honest, is what we see the biggest channel of contagion to the sector is – is multiple de-rating if the stress continues, in what otherwise looks like a pretty resilient earnings picture. Giulia, what did you learn on private credit? Giulia Aurora Miotto: Yes, private credit was definitely another area of big focus and worrying from investors. From a bank's perspective, all the banks that are involved in private credit highlighted a couple of things. First of all, they tend to be senior when they lend to B2Cs. Secondly, they are over collateralized by hundreds, if not thousands of loans. And then thirdly, most investment banks have been doing this for a decade or more, and they tend to partner only with prime sponsors. So overall, the message was actually rather reassuring. Alvaro, AI was the other big topic at the conference. What did you learn there? Alvaro Serrano: It's even a bigger topic than last year. And obviously some of the volatility we've seen year-to-date contributed to that. I think overall the banks are seen as net beneficiaries of AI from an operational perspective. There's an acknowledgement that in an AI world, competition might increase, deposit competition has come up. Some fee products has also come up. But you have banks guiding to 9 percentage points improvement in cost income ratio in the next three years. So, the operational savings from productivity are seeing them more than offsetting any potential increase in competition. I think the known-unknown is employment; consequences of the improved productivity further down the line. But the message in Europe is relatively reassuring considering that over 20 percent of the workforce in Europe is expected to retire [in] the next 10 years. So, overall, seen as net beneficiaries.There's also discussions around regulation Giulia… Giulia Aurora Miotto: Yes, we had Maria Luís Albuquerque, European Commissioner in charge of the Savings and Investment Union project. This was one of the most attended sessions. And we heard on one side definitely determination to deliver on the project of the savings and investment union and deepen European capital markets. And mobilize savings towards more productive investments. On the other side, investors were rather skeptical and are really in wait and see mode. Some banks highlighted that they expect the progress on some of the key packages like securitization or market integration package as soon as May. So, we think this is a key area to monitor over the coming months – from a European competitiveness standpoint, Alvaro Serrano: I think that's a great place to wrap it up. And to our audience, thanks for listening. If you enjoy listening to Thoughts on the Market, do let us know wherever you listen and share the podcast with friends and a colleague today.

What changes need to be made for an organization to truly succeed with their AI strategy? In this four-part special series, we'll share conversations from the recent HBR Strategy Summit to help you get ahead. In this episode, Harvard Business School professor Tsedal Neeley shares what she's learned about successful AI implementation and organizational transformation, from the minimum technological capabilities needed to what it takes to overcome silos to how to transform workflows and processes to add real value. HBR editor in chief Amy Bernstein facilitates, bringing in audience questions.

From red deer to Mesoamerica to America today, the evidence is overwhelming: bottom-up systems endure, top-down systems fail…See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today we talk about how to think about riding the trainer so you can be more prepared for the reality of the course. We talk about hills, wind, aero, cadence, and much more. We take a look at the last hour of your race and how you can work on being stronger as you come into T2. Do we all complicate specific workouts when the reality is we just have to be stronger both physically and mentally to deal with the demands of certain courses. We look at flat and windy along with the continually changing demands of a hilly course. Put a little more reality into your trainer rides.  Topics: Ramp rides Cadence and power Body shots and how to make them less impactful Your ability to close out a climb  Simulating headwinds and tailwinds Training your body to handle long rides Preparing for the real demands of the bike  Moving your ceiling Staying within yourself Making yourself more uncomfortable on a trainer Fighting through the wrong gear Putting your mind on the course while on the trainer Mike Tarrolly - mike@c26triathlon.com Robbie Bruce - robbie@c26triathlon.com 

NBC senior business correspondent Christine Romans breaks down the best strategies for buying or selling a home. Also, a closer look at the best bets for spring and summer travel this year as prices continue to rise. Plus, Better Homes & Gardens Vice President Lauren Phillips shares a few award-winning products to make everyday cleaning more efficient. And, Amber Guinness whips up a couple of delicious pasta dishes made with red wine. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Last Trade: Jackson, Michael, and Brian break down AI job displacement, the Strait of Hormuz oil shock, hot PPI data, Wyoming hoarding gold, ETF inflows resuming, the Bitrefill hack, and why the Fed is trapped like a rat.---

Dr. Sotirakopoulos teaches about Marx, the communist movement, and the New Left—drawing on both his academic expertise and personal experience to expose the errors of collectivist ideology.He formerly worked at ARI, and prior to that Nikos spent more than a decade in academia in the UK, teaching at the University of Kent, Loughborough University, and York St John University. He is the author of Identity Politics and Tribalism: The New Culture Wars (Societas, 2021), and is a frequent commentator on UK media.Tune in for an insightful conversation about how to spread ideas and influence culture.About Michael Liebowitz – Host of The Rational EgoistMichael Liebowitz is the host of The Rational Egoist podcast, a philosopher, author, and political activist committed to the principles of reason, individualism, and rational self-interest. Deeply influenced by the philosophy of Ayn Rand, Michael uses his platform to challenge cultural dogma, expose moral contradictions, and defend the values that make human flourishing possible.His journey from a 25-year prison sentence to becoming a respected voice in the libertarian and Objectivist communities is a testament to the transformative power of philosophy. Today, Michael speaks, writes, and debates passionately in defence of individual rights and intellectual clarity.He is the co-author of two compelling books that examine the failures of the correctional system and the redemptive power of moral conviction:Down the Rabbit Hole: How the Culture of Corrections Encourages Crimehttps://www.amazon.com.au/Down-Rabbit...View from a Cage: From Convict to Crusader for Libertyhttps://books2read.com/u/4jN6xjFind Nikos :https://www.youtube.com/@nikos_1717https://x.com/nikos_17?s=21&t=oMnLMm4fb8nyYRfaCZOgow

In this episode, we explore the journey of Simona Serban into the Ethereum ecosystem, her contributions through ETH Cluj, and her insights on gender inclusivity and opportunities for women in Web3. Discover how her experiences and initiatives are shaping a more inclusive blockchain space.

Social media rewards authenticity, yet many creator-entrepreneurs still hide behind polished perfection. In today's crowded digital space, audiences trust and connect with real, relatable people far more than curated personas. In this episode of the YAPCreator Series Replay, Hala Taha shares social media and personal branding strategies along with insights from GaryVee, Kat Norton, Rudy Mawer, and more, to help entrepreneurs build trust, grow their brand, and turn casual followers into loyal fans. In this episode, Hala will discuss:  (00:00) Introduction (00:57) Rory Vaden's 3Es for Building Online Trust (05:06) Video Marketing as a Trust Accelerator (09:09) Creating an Authentic Brand as a Content Creator (13:38) Branding Consistency for Instant Recognition (19:39) GaryVee's Guide to Niche Targeting (24:27) Jasmine Star on Building Loyal Communities (27:06) Monetizing Your Audience Authentically Hala Taha is the host of Young and Profiting, a top 10 business and entrepreneurship podcast on Apple and Spotify. She's the founder and CEO of YAP Media, an award-winning social media and podcast production agency, as well as the YAP Media Network, where she helps renowned podcasters like Russell Brunson, Jenna Kutcher, and Neil Patel grow and monetize their shows. Through her work, Hala has become one of the most influential creator entrepreneurs in podcasting. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting  Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay   Resources Mentioned: YAP E274 with Rory Vaden: youngandprofiting.co/3PbOns6  YAP E278 with Sean Cannell: youngandprofiting.co/4sTTg7T  YAP E279 with Sean Cannell: youngandprofiting.co/40zkF2M  YAP E316 with Kat Norton: youngandprofiting.co/4sejYYP  YAP E318 with Rudy Mawer: youngandprofiting.co/3PaS41e  YAP E291 with GaryVee: youngandprofiting.co/4dncWw6  YAP E130 with Jasmine Star: youngandprofiting.co/4sMkYTR  YAP E252 with Harley Finkelstein: youngandprofiting.co/4dp0nR0  YAPCreator Replay E1: youngandprofiting.co/4sMFe7E  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, SEO, E-commerce, LinkedIn, Instagram, Digital Marketing, Storytelling, Advertising

Just when you thought the "adults in the room" might have found the door, the White House has decided to play a high-stakes game of geopolitical chicken—and we're all in the passenger seat. Stephanie Miller dives deep into the latest escalations with Iran to figure out if there's actually a strategic masterclass hidden in the chaos, or if we've officially moved to a "Plan-less" foreign policy. With a mix of humor and critical analysis, she explores the consequences of these decisions on international relations and the American public. With guest Bob Cesca & Malcolm Nance!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Preview for later. Mariam Wahba analyzes the Muslim Brotherhood's hedging strategy. By condemning both Iran and the US-Israelcoalition, the group seeks to win Arab hearts and minds by portraying itself as a regional defender. (8)1904  DOHA

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Bisa Lewis.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Bisa Lewis.

The US-Israeli war against Iran may have been initiated without any coherently stated goals or popular support, but we can already see that it's a horrific quagmire. It also doesn't look like Trump and Israel will get the swift Iranian regime change they hoped for. On the latest episode of Confronting Capitalism, Vivek Chibber is joined by Jason Brownlee, a professor of government at the University of Texas Austin, to discuss the history of regime change wars, the geopolitical interests in the Middle East, and Trump's further descent into the neoconservative blob. Read Jason's most recent Catalyst essay here: https://catalyst-journal.com/2021/03/shadow-wars-and-corporate-welfare Interested in attending our live show? Sign up here: https://www.eventbrite.com/e/jacobin-who-speaks-for-the-working-class-majority-tickets-1984301239423 TICKETS: $10 solidarity rate. $20 standard entry. Seats are first come, first served.  The latest issue of Catalyst is out and you can subscribe for just $20 using the code CONFRONTINGCAPITALISM: https://catalyst-journal.com/subscribe/?code=CONFRONTINGCAPITALISM Have a question for us? Write to us by email: confronting.capitalism@jacobin.com Confronting Capitalism with Vivek Chibber is produced by Catalyst: A Journal of Theory and Strategy and published by Jacobin. Music by Zonkey.

A prolonged oil disruption is pushing gas prices higher. Arunima Sinha from our U.S. and Global Economics team joins Head of U.S. Policy Strategy Ariana Salvatore to discuss what that means for consumer spending, inflation expectations and the U.S. midterm elections.Read more insights from Morgan Stanley.----- Transcript -----Arunima Sinha: Welcome to Thoughts on the Market. I'm Arunima Sinha from Morgan Stanley's U.S. and Global Economics Teams.Ariana Salvatore: And I'm Ariana Salvatore, Head of U.S. Policy Strategy.Arunima Sinha: Today – what are the implications of the ongoing oil disruption for the U.S. consumer?It's Wednesday, March 18th at 10am in New York.Ariana, let's start with where we are in week three of this particular oil disruption and what you are thinking about in terms of what the paths to resolution could look like.Ariana Salvatore: Yeah. Great place to start. So, I would say before we get into what the resolution could look like, we need to think about how long could this conflict possibly last? And that's the most relevant question for investors as well. And there I would say there's very little conviction just because of the uncertainty associated with this conflict. But I'm keeping my eye on three different things.The first is a clearer prioritization of the objectives tied to the conflict. The Trump administration has laid out a number of different goals for this conflict, some of which are shorter in nature than others. The second thing I think we're looking at – that's really important – is traffic at the Strait of Hormuz. And there, the Trump administration has spoken about insurance, you know, naval escorts – all of these things that we think will take some time to really come to fruition. And at the time that we're recording this, it seems that we're still getting about low single digit number of tankers through the strait on a daily basis. So that's the second thing.The third point I would make is any type of escalation is really critical here. So, whether it's vertical – meaning different types of weapons used, different types of targets being hit. Or horizontal escalation, broadening out into different proxies and, and more so throughout the region. Those are really important indicators, and right now all of these things are pointing to a slightly longer-term conflict than I think most people expected at the start.Now, in terms of what that means for markets, for domestic gasoline prices, all these are really important questions that I'm sure we're going to get into. But what we should note is that the president has spoken about a number of policy offsets to mitigate those price increases, ranging from the Treasury actually loosening up some of the sanctions on Russia to sell some oil. You know, we've heard some talk of invoking the Jones Act waiver. That's a temporary fix.On net, we think that these policy offsets are not going to really be enough to mitigate that supply loss that we're getting. That's a 20 million barrel per day loss. Some of these efforts mainly will, kind of, target about 7 or 8 million barrels per day. You're still in a deficit of about 10 to 13 [million]. And that's really meaningful for markets, for consumption as you well know, and everything else in between.Arunima Sinha: That's really helpful perspective, Ariana. And it's also a useful segue to think about the note that we jointly put out a few days ago. And just thinking about what this means for the U.S. consumer. And there, I think there's the first point to start with is that the consumer is now going to be living through the third supply shock in about five years. So, after COVID, after tariffs, here comes the next. And I think this particular oil shock is going to be somewhat different from tariffs in the sense that this is going to hit consumers at the front end and directly. This is not something that is going to have to pass through business costs. And some of them could be absorbed by businesses and not fully passed on to the consumer. So, I think that's an important point.The second point here is that in terms of the share of spending of gasoline out of total spend, we are at pretty low numbers. We're somewhere in the 2 to 3 percent range. So, it could give a little bit of a cushion. So, the longer-term average can be somewhere about 4 percent. So, there could be some cushion. But we know that consumers have already been stretched by, sort of, several years of high prices.And so, the way that we thought about what some of the channels could be for how higher oil prices, which translate into higher gas prices, could matter for the consumer. I think there are, sort of, three to identify.The first one is that it is really just a hit to your real purchasing power because this is a type of good that is actually really hard to substitute away from. And you could look through some of it, at the start. So maybe in the first month you don't react very much. You pull down on some savings; you take out a little bit of short-term credit.But the longer it lasts, the bigger the consumption response is going to be. And the second channel then to identify is – you start to build up some precautionary savings motives because there's this uncertainty that's also lasting for some time. And what do you pull back on? You'll typically pull back on discretionary types of spending.And so, we sized out this impact to say that if oil prices were to be about 50 percent higher and they last for two to three quarters, it could hit real personal spending growth by about 40 [basis points] after 12 months. And most of that is really just coming from the impact on good spending, specifically through durable goods.So, there could be some meaningful impact to real consumer spending in the U.S., if this shock were to go on longer. And the last point I would just say is, you know, how do inflation expectations move? Because that's an important point for the Fed and it's an important point for just people who are thinking about their spending decisions over the next year or so.And one interesting thing I think came out in the University of Michigan survey that came out this Friday; and this was a preliminary survey. About half of it was conducted before the conflict started, and half of it was after the conflict started. And what we saw was that inflation expectations in the year ahead, so the 12-month-ahead expectations that had been trending down, paused.So, they are no longer trending down. And, in its release, the University of Michigan noted that for the responses that were collected after the conflict started, inflation expectations did tick up. And interestingly, the strains were the most for the bottom income cohort. So, they saw a bigger uptick in inflation expectations. They actually also saw a bigger uptick in their unemployment expectations over the next year.Ariana Salvatore: So, Arunima, if I can ask, we've been talking a lot about the K-shape economy this year, right? So, consumption really being led by the upper; let's call it the upper income cohort. When we think about this translation to consumption, like you said, more of the stresses on the lower income side, how do you square that with the economic impact that you guys are expecting?Arunima Sinha: The way that I would square it is the longer it lasts and the greater the, sort of, uncertainty in asset markets – that might actually begin to weigh on the upper income consumer as well. So that might make some of those wealth effects less supportive, than what we have seen, over most of 2025. Just given where consumption has been running in terms of its pace.So not only might we see a bigger strain on the lower-income cohorts as we see this shock lasting longer, we might actually see some pressures not through the direct spending channel on gas, but really just, you know, how it's impacting their balance sheets.Ariana Salvatore: And that's a really important point because it also, to me, resonates with the concept of affordability, which has been a really key political topic for the past few months, I would say.And the way we're thinking about this is, like I mentioned, there are limited policy offsets that can be used to mitigate the potential increase in domestic gasoline prices. And that matters a lot for the midterm elections. Typically voters don't really rank foreign policy as a top issue when it comes to their choice for candidates – in midterm elections and elections in general.But once you see that feed through to, you know, inflation, cost of living, job expectations, that's when it starts to really matter for people. And what we've been saying, it's not a perfect rule of thumb, but looking back at the past few elections. If gasoline prices here in the U.S. are something like $3 a gallon, that tends to be pretty good for the incumbent party. [$]4 [a gallon], let's say it's a little bit more politically challenging. And [$]5 [a gallon], you know, is when you kind of get into that even more challenging territory for the administration and for Republicans in Congress.So again, not a perfect benchmark, but something that we'll be keeping an eye on too as this conflict evolves.Arunima Sinha: Ok! So, we'll be keeping an eye on how that oil disruption plays out and matters for the U.S. consumer.Ariana Salvatore: Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share thoughts on the market with a friend or colleague today. Important note regarding economic sanctions. This report references jurisdictions which may be the subject of economic sanctions. Readers are solely responsible for ensuring that their investment activities are carried out in compliance with applicable laws.

Spanners and Trumpets are joined by former Mercedes and Haas strategist Mike Caulfield as he walks through the regs change from the strategists' POV and answers some listener questions in this, the latest episode of Missed Apex Podcast!Ways To Support Missed Apex:✅ Join our Patreon to gain access to our exclusive Patreon Only Discord Chat + Bonus ContentWe Only Exist Due to Our Patron Support https://www.patreon.com/MissedApex✅ Leave a tip https://missedapexpodcast.com/tipjarOn Tonight's Show:⭐Missed Apex Tik Tokhttps://www.tiktok.com/@missedapexf1⭐ Spanners https://x.com/SpannersReadyhttps://bsky.app/profile/spannersready.bsky.social⭐ Matt Trumpets https://x.com/mattpt55https://bsky.app/profile/mattpt55.bsky.social⭐Mike Caulfield https://x.com/mikecaulfieldf1https://bsky.app/profile/mikecaulfieldf1.bsky.socialGive us a shout on WhatsApp! Save +44 79 4747 1840 if you are interested in calling into a show or sending us things you reckon Hosted on Acast. See acast.com/privacy for more information.

If you've been feeling stuck or uninspired—whether in your personal practice or your teaching—this episode is for you. I'm sharing how I've reignited my own creativity over the years, not by pushing harder, but by allowing myself to breathe in new experiences. From Da Vinci to Mirabai, from Einstein's violin to the poetry of Lalla, I'll take you on a journey that reveals the true source of inspiration—and how you can access it again (and again). Here's what I'll explore:

President Donald Trump says US allies should take over policing the Strait of Hormuz, as US and Israeli forces continue strikes in the region. The Illinois Democratic primary results are inand Lt. Gov. Juliana Stratton's make history. CNN's tracker shows where airport wait times are the longest. The US Postal Service is running low on cash – we explain what that could mean for your mail. Plus, why NASA astronauts are out on a special mission in space. Learn more about your ad choices. Visit podcastchoices.com/adchoices

If your audience is already comfortable and driven by what they enjoy, how do you create a message that actually moves them to act?When you focus too much on problems, struggles, and what could go wrong, you often miss the mark. Many people already have stable jobs, earn sufficient income, and are managing full lives. For them, urgency doesn't come from fear but from something else.Instead of highlighting what's wrong, you need to show them what's possible. A better version of their life, they haven't yet fully considered. More time, more freedom, and more control. When your message connects to what they truly value, it becomes relevant. And that's what drives action.In this episode of Diamond Life Mentor Uncut, Balazs W Kardos shares a powerful sales strategy for reaching an audience that most entrepreneurs overlook.You will hear key insights on:Positioning your message around both pain and pleasureSegmenting your audience, especially in the health and wellness spaceUnderstanding what your audience actually valuesCreating urgency for people who are not strugglingLeveraging health and wellness opportunities effectivelyBalazs emphasizes that you're not just selling to a broad market. You're speaking to people in a specific season of life. If you miss that timing, your message won't land.Someone in their early 30s preparing for a family will see time very differently from someone with grown children. Someone financially stable will respond differently from someone trying to get by. When you understand these differences, your message becomes clearer, more relevant, and far more effective.The clearer you are about who you're speaking to, the easier it is to create content that connects and converts.“This is how you get through to people that are not broke, desperate, lack scarcity, because they're so caught up and it's good enough that they can't imagine how much better it could be.” - Balazs W KardosIf you want to learn how to speak to the right person, at the right time, with a message that actually drives action, listen to Episode 162 of DLM Uncut: The Sales Strategy Most Entrepreneurs Ignore, available now on all platforms.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Bisa Lewis.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1995: Tyler Tervooren highlights how successful side businesses grow from focused, high-impact actions rather than huge amounts of time. By pivoting quickly when strategies fail and even leveraging resources from your day job, you can accelerate progress on a side project despite a busy schedule. These practical stories and tactics show how small, intentional steps can turn limited spare time into real entrepreneurial momentum. Read along with the original article(s) here: https://www.riskology.co/craigslist-method/ Quotes to ponder: "When you're busy working on other things, you don't have the luxury of spreading your energy over a lot of different fronts." "You have to find what works and hammer on it. When that stops working, you have to shift your strategy and do it all over again." "The real lesson from these stories is that success doesn't depend on how much time you have but on what you do with that time." Episode references: Odeo: https://en.wikipedia.org/wiki/Odeo TOMS Shoes: https://www.toms.com

In this episode of the podcast, Vinney Chopra sits down with Koby Clark and Ryan Beckett, co-founders of Beckett Clark Private Wealth, to discuss the fundamentals of building long-term wealth through disciplined investing, financial planning, and real estate strategy. Koby Clark is a Private Wealth Advisor who helps individuals and families build diversified investment portfolios across equities, real estate, and alternative assets. Ryan Beckett is a CPA and tax strategist with extensive experience advising real estate investors, business owners, and entrepreneurs on tax-efficient wealth planning. Together, they break down the biggest investing mistakes people make, why emotional decisions during market downturns can destroy wealth, and how smart investors stay disciplined when markets fluctuate. Vinney, Koby, and Ryan also discuss practical strategies for people just starting their investing journey—whether through stocks, real estate, or passive investment vehicles—and why diversification and long-term planning are key to financial freedom. In this conversation, you'll learn:

“I think, you know, what I mentioned before would really apply, and that's sit down and really come up with a plan over the next twelve months. What do I want to do? Do I want to release a single every month or maybe it's a couple of singles leading up to an EP and then actually execute that. And, you know, at the same time, be consistent. You don't want to be an artist that puts out a few tracks and then, you know, goes away for about four years and tries to come back and do it again, because you're going to have to really start over. I mean, there's just too much out there, you know, to consume that, you know, you're going to lose a lot of your fan base if you don't engage with them. You have to consistently engage with the fan base, consistently release music and devise a plan, like I said, for each of the platforms so you can gauge and analyze exactly what's working and what's not. So the next time you put something out, you know what to do.” – Jesse FloresThis episode is the second half of my conversation with Vice President of Artist and Label Partnerships at Intercept Music Jesse Flores, as we talk about how Intercept Records is balancing AI advances and human creativity, his thoughts on what music genres might take off next, and why rushing to upload your next single might not be the best long-term strategy for building a fan base.As always, if you have questions for my guest, you're welcome to reach out through the links in the show notes. If you have questions for me, visit audiobrandingpodcast.com, where you'll find a lot of ways to get in touch. Plus, subscribing to the newsletter will let you know when the new podcasts are available, along with other interesting bits of audio-related news. And if you're getting some value from listening, the best ways to show your support are to share this podcast with a friend and leave an honest review. Both those things really help, and I'd love to feature your review on future podcasts. You can leave one either in written or in voice format from the podcast's main page. I would so appreciate that.(00:00) – AI in Music MarketingOur conversation picks up as Jesse talks about how Intercept is putting AI to use for its clients without undermining its artists. “We definitely support AI when it comes to a marketing tool,” he explains, “[but] content creation, not so much, because we really support human-made content that has some soul put behind it, an actual human behind it.” He also offers his advice to musicians on social media. “You have to consistently engage with their fan base, consistently release music and devise a plan,” he says, “for each of the platforms so you can gauge and analyze exactly what's working.”(9:30) – Strategies for Emerging ArtistsJesse tells us where he sees the future of music heading, and whether AI music could someday become a genre of its own. “Talent is a priority,” he says. “You know, you've got to have talent if you're an artist nowadays. I think that's always been the case since day one. Making music that is timeless, making music that is undeniable… that's what's going to keep you in this for the long run.” As our conversation comes to a close, he shares his thoughts on the power of sound, and what artists can do to help set themselves apart from the background noise. “There are different points and moments in your life when you hear a song,” he tells us, “[and] you know what you were doing when you first heard it, or, you know, it brings back memories of this person that you were dating at the time, or where you were or who your friends were. Like, it's just always going to be there for me.”Episode SummaryExploring the benefits and challenges of AI in marketing versus music creation.Jesse offers his advice on building a music career and engaging with fans.Connect with the Audio Branding Podcast:Book your project with Voice Overs and Vocals by visiting https://voiceoversandvocals.comConnect with me on Instagram - https://www.instagram.com/jodikrangle/Watch the Audio Branding Podcast on YouTube - https://www.youtube.com/c/JodiKrangleVOConnect with me on LinkedIn - https://www.linkedin.com/in/jodikrangle/Leave the Audio Branding Podcast a review at https://lovethepodcast.com/audiobranding (Thank you!)Share your passion effectively with these Tips for Sounding Your Best as a Podcast Guest!https://voiceoversandvocals.com/tips-for-sounding-your-best-as-a-podcast-guest/Get my Top Five Tips for Implementing an Intentional Audio Strategyhttps://voiceoversandvocals.com/audio-branding-strategy/Editing/Production by Humberto Franco - https://humbertofranco.com/This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

In this episode we discuss 4 things MBA candidates should consider when facing the "Bird in Hand" dilemma: meaning, when they have been admitted to at least one program, but are considering not claiming their spot, forgoing the sure thing and taking the risk of trying again in the future in the hopes of getting into a program they're even more interested in.

In this Unfiltered episode of Fixing Healthcare, Dr. Robert Pearl and Jeremy Corr sit down with cardiologist and mindfulness expert Dr. Jonathan Fisher for a wide-ranging conversation about leadership, strategy and the future of physician influence in American medicine. The discussion begins with a challenge to a popular point of view: that empathy, transparency and trust make for an effective leader in medicine. While those qualities matter, Dr. Pearl argues that healthcare also requires strategic thinking, operational discipline and the ability to align people around a common direction. In medicine, says Dr. Fisher, many physicians are taught how to care for patients but not how to lead organizations. From there, the conversation expands into the deeper reasons doctors so often remain subordinate to administrators, why burnout makes strategy harder to execute and why the economics of healthcare continue to reward treatment more than prevention. Some of the key ideas discussed: Empathy is necessary, but not sufficient. Healthcare often treats empathy and trust as the highest forms of leadership. Pearl argues that great leaders also need strategic thinking, financial understanding and operational skill. Doctors are rarely trained to lead. Fisher and Pearl discuss how physicians are taught to avoid mistakes and follow established pathways, not necessarily to take strategic risks. Burnout undermines strategy. A burned-out workforce may struggle to understand, trust or implement leadership goals. Fisher notes that wellness programs can help individuals cope, but they cannot substitute for fixing the systemic forces driving exhaustion. Primary care remains undervalued. Pearl argues that fee-for-service medicine fails to reward prevention. Until payment models shift toward capitation and long-term disease control, primary care will continue to be under-supported despite its central importance. Strategy without implementation goes nowhere. The group explores the difference between setting a vision and making it real. Pearl argues that healthcare too often suffers from one or the other: plans with no execution or action without coherent strategy. Physicians need broader leadership development. To reclaim influence over the future of medicine, doctors will need more than clinical expertise. They will need training in finance, organizational behavior, incentives and the mechanics of large-scale change. The future of medicine will be collaborative. As generative AI takes on more algorithmic tasks, doctors who succeed will not be the ones who resist change but those who learn to combine clinical judgment, human connection and technological support. Pressure changes performance. Using examples from the Winter Olympics, Fisher explains how elite performers can “freeze” when stress overrides instinct. The same phenomenon can happen in medicine when clinicians are forced into high-stakes moments without the right preparation or support. Machines don't freeze. That observation leads to one of the episode's most provocative questions: if AI and robotics continue to improve, will certain technical tasks eventually be performed more reliably by machines than by humans under pressure? Competition should lead to unity, not division. In the closing segment, the discussion broadens from sports to society with a question from Jeremy Corr, offering the patient's point of view. Pearl argues that high-level competition should ultimately strengthen collective purpose, whether in athletics, healthcare or public life. For more unfiltered conversation, listen to the full episode and explore these related resources: ‘Just One Heart' (Jonathan Fisher's newest book) ‘ChatGPT, MD' (Robert Pearl's newest book) Monthly Musings on American Healthcare (Robert Pearl's newsletter) * * * Fixing Healthcare is a co-production of Dr. Robert Pearl and Jeremy Corr. Subscribe to the show via Apple Podcasts or wherever you find podcasts. Join the conversation or suggest a guest by following the show on Twitter and LinkedIn. The post FHC #208: Why empathy alone won’t fix healthcare leadership appeared first on Fixing Healthcare.

Public health nurses are on the front lines of community health but many are facing stress, burnout, and limited opportunities for advancement. In this episode Shirley Orr, executive director for the Association of Public Health Nurses, talks about the final session in the Public Health Nursing Workforce Learning Lab series and what it reveals about retaining the public health nursing workforce. Drawing on insights from the Association of Public Health Nurses and the Public Health Workforce Interests and Needs Survey (PH WINS), Orr discusses why about a quarter of public health nurses say they may leave the field, and what leaders can do about it. From fostering supportive workplace cultures and strong supervision to creating clear pathways for professional development and shared decision-making, the conversation highlights practical strategies agencies can use to improve satisfaction and keep nurses engaged.Meeting Home PageASTHO (@astho) on X⁠, Bluesky, Instagram, LinkedIn, ⁠Facebook

In this Midweek Mini of Wonderland on Points, we're catching you up on the latest points and miles news that could impact your travel plans. We break down updates to dining credits from American Express, ongoing interview delays for Global Entry, strategies for maximizing free night certificates with Hilton Honors, and new award booking flexibility from Marriott Bonvoy that lets travelers top off free night awards with additional points. If you love traveling on points and want to stay up to date on the latest changes in credit card rewards, loyalty programs, and travel strategies, this quick episode will help you make smarter decisions with your points.Mentioned in this Episode:Sign Up for the Y! Wonder Travel NewsletterWonderland on Points Youtube ChannelTravel With Kids PodcastComfrt.com 15% OFFFind Us On Online:Mary Ellen | JoFacebook GroupWonderland On Points BlogAffiliate Links:BEST PRICE on CardPointers subscription!Comfrt.com 15% OFFRakuten- Mary Ellen (Get 5000 AMEX or Bilt POINTS)Rakuten- Joanna (Get 5000 AMEX or Bilt POINTS)Chase/Capital One/Amex Card LinksOur Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

Welcome to another episode of Founders Club! On this episode we'll be talking to Sam Wegert about Co-Living Real Estate Investing For Massive Cash Flow!   Connect with Founders Club Host Oliver Graf on Instagram: @OliverGraf360   In this episode of Founders Club, host Oliver Graf sits down with real estate investor Sam Wegert, who has built 200+ co-living rental units across the U.S. Sam breaks down how the co-living real estate strategy is bringing serious cash flow back to rental investing in today's market.   Do me a solid and…   Leave a 5 star review!   Find me on Instagram: @OliverGraf360   Founders Club TikTok: @FoundersClubPodcast   Subscribe to my YouTube channel: http://www.youtube.com/c/OliverGrafTV   Get on my VIP email list and get new episodes of Founders Club straight to you inbox: http://eepurl.com/g_L2Ev   Book me to speak: https://olivergraf.tv/speaking   Book a 1-on1 coaching session: https://calendly.com/olivergraf360/vip   JOIN OUR NATIONWIDE REAL ESTATE TEAM: https://www.100commissionrealestate.com --- TIME STAMPS 00:00 Co-Living Real Estate Strategy Introduction 00:40 Meet Sam Wegert – 200+ Co-Living Doors Built 02:00 Why Co-Living Is Bringing Cash Flow Back to Real Estate 04:20 What Is Co-Living Real Estate Investing? 06:00 Co-Living vs Traditional Rental Property Cash Flow 09:20 How to Identify the Perfect Co-Living Property 11:00 Square Footage Formula for More Rental Bedrooms 12:20 Neighborhoods That Work Best for Co-Living 14:00 Parking, Bathrooms, and Layout Considerations 15:30 How to Find Co-Living Deals on the MLS 17:10 Best Cities and Markets for Co-Living Investing 22:00 Converting Single Family Homes Into Co-Living Rentals 25:30 Tenant Management Systems for Co-Living Houses 30:20 Avoiding Tenant Conflicts and House Rules 39:00 Pricing Rooms and Filling Vacancies Fast

Collaboration doesn't fail because people are "difficult." It's because we confuse control with leadership. If you've ever left a collaboration thinking “Why was that so hard?”—this episode is for you. EPISODE SUMMARY Everyone says they value collaboration. Few leaders actually know how to practice it when the pressure is real. In this episode, Jenn sits down with Catherine Casalino, a veteran book cover designer and art director who has spent decades co-creating with authors, editors, and publishers—often under tight deadlines, high expectations, and very strong opinions. This conversation isn't about design. It's about how leaders create conditions where collaboration can actually work—without micromanaging, steamrolling, or disappearing into people-pleasing. Catherine shares what she listens for when collaboration is about to struggle, why iteration is a leadership skill (not a failure), and how joy shows up in the quiet, high-stakes moments where leaders are tempted to control. If you lead people, projects, or cross-functional work, this episode will change how you approach collaboration—starting now. Here's What's in the Episode: [00:05] Why most collaboration breaks down in the quiet, pressured moments, not the big blowups. 02:16] The hidden leadership skill at the center of joyful collaboration: shared ownership. [6:49] Why listening is a people-power skill, not a “soft skill." [17:10] Early warning signs that a collaboration is going to struggle and how to respond without ego. [29:45] Why the first draft is never the goal and why leaders need to normalize iteration. [30:16] “The only job of the first draft is to exist” and what that teaches us about leadership [43:51] How joy becomes viral in teams when leaders are willing to examine themselves first Leaders searching for how to improve collaboration at work, collaborative leadership skills, how to lead creative teams, or how to collaborate without micromanaging will find practical insight in this episode of the Joyosity Podcast. Through a real-world conversation on collaboration, leadership, communication, and trust, Jenn Whitmer and Catherine Casalino explore what makes collaboration succeed—or quietly fall apart—especially under pressure. This episode is especially relevant for leaders navigating cross-functional teams, creative collaboration, feedback challenges, people-pleasing tendencies, and control-driven leadership habits, offering a grounded, human approach to building joyful, effective collaboration that actually works. Key Takeaway Collaboration doesn't require "let's just get together." It requires braver leaders that make room for evolution, listening, and shared ownership. About the Guest: Catherine Casalino Catherine Casalino is an accomplished art director and book cover designer who has worked in publishing for decades, designing covers across genres and collaborating with countless authors and creative teams—including the covers for Joyosity and the Playbook. Her work exemplifies how clarity, curiosity, and trust create better outcomes than control ever could. Connect with Catherine at casalinodesign.com or her Instagram @cat.casalino. About the Host: Jenn Whitmer Jenn is an international keynote speaker, leadership consultant, and the founder of Joyosity™, helping leaders create positive, profitable cultures through connection, curiosity, and joy. With a background in communication, conflict resolution, and team dynamics, Jenn helps leaders and organizations navigate complex people challenges, reduce burnout, and build flourishing workplaces. Her insights have resonated with audiences worldwide, blending real-world leadership expertise, engaging storytelling, and a dash of humor to make the hard stuff easier. Whether on stage, in workshops, or with coaching clients, Jenn equips leaders with the tools they need to solve conflict, cultivate communication, and lead with purpose. Her book Joyosity and the Joyosity Works Playbooks offer leaders a fresh approach to joy at work that builds real results. jennwhitmer.com Jenn's Socials: Instagraminstagram.com/jenn_whitmer LinkedinJenn Whitmer - Vistage Worldwide, Inc. | LinkedIn Resources & Links: Get Joyosity and the Joyosity Works Playbook Joyosity: How to Cultivate Intense Happiness in Work & Life (Even If Things Are What They Are) Joy isn't extra. Joy is how you thrive. This book gives leaders the tools to turn exhaustion into resilience and build cultures where work is a joy, people are whole, and organizations flourish. Joyosity Works Playbook: Practical Plays and Strategies for Joy at Work and Beyond is the official companion workbook to Joyosity to help you practice joy every day. Find direct links to purchase at your favorite booksellers at https://jennwhitmer.com/books. Free 99: Joyosity Explorer Map → This map will guide you to understanding the deeper purpose and story you tell yourself about your work. Joy is linked to purpose and productivity increases by 20% or more when you directly link your purpose to your work. Ready to Make a Plan: Joyosity™ Jumpstart → Get crystal clear on what you want, what's in the way, and how to move forward with traction. Starting the Journey: Enneagram Navigator → Stop guessing your type. In this 1:1 session, get clarity on your motivations and blind spots. Ready to Dive In: Joyosity™ Intensive → A one-day transformative experience to realign with your values and build a practical plan for joyful leadership. A Party for More: Bring Jenn & the Joy to Speak → Bring the spark (not just the spark notes!) to your whole team with contagious joy, practical tools, and plenty of laughter. Loved this episode? Rate, review, and share with a fellow leader who's ready to ditch the drama and lead with more joy, curiosity, and clarity.

Hour 2: Who's Making the March Run? Brett Veach Strategy, One Word, WBC But Football full 2650 Wed, 18 Mar 2026 14:42:35 +0000 MCMV3oLgGDE0Y0C4JJvBikns5sQOn9CZ nfl,kansas city chiefs,sports Fescoe & Dusty nfl,kansas city chiefs,sports Hour 2: Who's Making the March Run? Brett Veach Strategy, One Word, WBC But Football Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports False https://

Full Show: Team USA Loses to Venezuela in WBC, Where Do Chiefs Stack Up in West, Veach Strategies, Jay Binkley, The First Four and NCAA Bets full 20638 Wed, 18 Mar 2026 15:00:12 +0000 UlIcilGFbvitSUbxcntyorcpGvB4O2aw nfl,college basketball,mlb,ncaa,kansas city chiefs,kansas city royals,sports Fescoe & Dusty nfl,college basketball,mlb,ncaa,kansas city chiefs,kansas city royals,sports Full Show: Team USA Loses to Venezuela in WBC, Where Do Chiefs Stack Up in West, Veach Strategies, Jay Binkley, The First Four and NCAA Bets Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports

What truly defines the vibe of a workplace, and how do leaders intentionally shape the emotional tone of an organization? ✨ In this episode, Kristi Skutvik sits down with Kit Krugman to explore how leadership, self-awareness, and intentional design influence the culture and energy within teams. Kit shares how her career journey, early exposure to leadership, and experiences working alongside executive teams shaped her perspective on power, responsibility, and the signals leaders send through everyday actions. They discuss why leaders must be deeply aware of the tone they set, how hiring complementary strengths creates stronger teams, and how thoughtful design of hybrid work and collaboration can transform the way organizations function. This conversation offers practical insight into how leaders can build cultures rooted in clarity, trust, and intentional growth while creating environments where people feel empowered to contribute and thrive.   Additional Resources: Follow Kit on LinkedIn Visit Foursquare's website Check out Kit's book Subscribe to Kristi's YouTube for more Vibecast content! Learn more about Skutvik Consulting Follow PeopleForward Network on LinkedIn Learn more about PeopleForward Network   Key Takeaways: Defining workplace vibe and emotional tone The role of signaling and body language in leadership Self-awareness and emotional intelligence in leadership Strategies for building trust and diversity in teams Designing organizational culture through behaviors and communication  

Why Complex Portfolios Underperform Simple Ones Most investors believe that more complexity leads to better results. More funds, more strategies, more adjustments. But the data shows the opposite. In this episode, I break down why complex portfolios consistently underperform and how simplicity leads to better long term outcomes. We walk through SPIVA data on active managers, research on investor behavior, and studies showing how fees, turnover, and strategy switching quietly destroy returns. We also discuss why asset allocation matters far more than individual fund selection and how simple index based strategies remove the biggest risks investors face. If you are tired of second guessing your portfolio or constantly trying to optimize, this episode will give you a clearer path forward. Episode Timeline and Highlights 00:00 Why complexity hurts returns 01:30 Active managers vs index funds 04:00 Overlapping investments 06:30 Trading and turnover impact 08:30 Fee compounding 10:30 Asset allocation explained 12:30 Strategy switching mistakes 14:30 Why simplicity works 16:00 A better approach Key Takeaways • Most active funds underperform over time • Overlapping funds reduce diversification • Trading more reduces returns • Fees compound against you • Asset allocation drives most outcomes • Simple systems outperform complex ones Quotables "The market does not reward complexity. It rewards patience." "More decisions create more mistakes." "If complexity created returns, Wall Street would win every time." If your portfolio feels complicated, that might be the problem. Simplify. Automate. Stay consistent.