Podcasts about Strategy

From the archive: This episode was originally recorded and published in 2023. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Barbara Schreihans is the founder and CEO of Your Tax Coach. She's a tax strategist who aids business owners in saving millions of dollars in taxes while also growing their profits. Top 3 Value Bombs 1. Stay consistent in working your business. 2. Spot process gaps and continuously improve them. 3. Know your numbers, track income, expenses, and profits to lower taxes strategically. Stop giving the government all your money. Save thousands of dollars on your taxes.  Easily. Legally. Quickly. - Your Tax Coach Website Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Cape - A privacy-first mobile carrier, built from the ground up with security as the priority. If you care about protecting your digital life without giving up your smartphone, Cape makes that possible. Visit Cape.co/fire and use code FIRE for 33% off cape for 6 months today! Quo - The #1-rated business phone system on G2 with over 3,000 reviews! Try QUO for free PLUS get 20% off your first 6 months when you go to Quo.com/fire! Quo — no missed calls, no missed customers.

On tonight's Nightcap: The Iran war has cost over $11 billion in the first week alone, and the White House doesn't seem to have a clear exit strategy. Then, the economic impact of the war continues as oil trades around $100 per barrel. Plus, the other top stories you may have missed this week. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Money Matters, Scott and Pat break down smart Roth conversion strategies for retirees who want to reduce lifetime taxes, manage future RMDs, and avoid costly bracket mistakes. A caller with $4+ million asks how much to convert each year — and whether moving IRA withdrawals into a brokerage account makes sense as part of a long-term Roth conversion plan. They also discuss direct indexing, including how it works, whether low-cost providers are safe, and when direct indexing makes sense compared to backdoor Roth contributions. Plus, a real client case study highlights asset location, ETF overconcentration, muni bond mistakes, and how coordinated Roth conversion and tax planning can potentially add six figures over time. What You'll Learn: -How to structure a Roth conversion tax-efficiently -When direct indexing makes sense — and when it doesn't -Why asset location matters more than most investors realize -How to reduce future RMD and IRMAA surprises -The hidden risks inside “diversified” ETF portfolios Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Biohacking expert Gary Brecka spent 22 years predicting people's deaths for life insurance companies. While analyzing millions of medical records, he discovered that many health problems stemmed from preventable nutrient deficiencies and poor oxygen management rather than genetics. Yet he was legally forbidden from warning the people behind the data. Frustrated by the system, he walked away from the industry and dedicated his life to helping people reclaim their health. In this episode, Gary shares powerful biohacking and wellness strategies to boost energy, improve brain health, and add years to your life through simple daily habits. In this episode, Hala and Gary will discuss:  (00:00) Introduction (02:12) Predicting Death in the Insurance Industry (07:06) Gary's Early Fascination with Human Biology (13:51) Hidden Nutrient Deficiencies Causing Illnesses (24:13) How Nutrient Deficiencies Affect Mental Health (34:50) How Oxygen Powers Health and Longevity (48:04) Hormone Balance and Energy Optimization (51:36) The Impact of Sugar on Metabolic Health (57:46) Why Physical Discomfort Slows Aging (1:01:18) Real Biohacking Health Transformation Stories Gary Brecka is a human biologist, biohacker, and co-founder of 10X Health System, a wellness company specializing in genetic testing and personalized supplementation. With over 20 years of experience in biohacking and functional medicine, he helps people optimize their health and performance. Gary also hosts The Ultimate Human podcast, where he interviews leading researchers and physicians on bio-optimization, longevity, and overall well-being. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting  Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay   Resources Mentioned: Gary's Instagram:instagram.com/garybrecka Gary's Podcast, The Ultimate Human: bit.ly/TUH-apple  10X Health Gene Test: 10xhealthsystem.com Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Motivation, Manifestation, Life Balance, Self-Healing, Positivity, Happiness, Sleep, Diet

Pre-order The Mental Strength Playbook and enjoy exclusive bonuses today! Have you ever dealt with someone who thrives on drama and leaves you feeling completely exhausted? You might think that keeping your power means you have to speak up, tell the truth, and share your opinion. But true mental strength isn't always about being the loudest person in the room. Sometimes, the most powerful thing you can do is refuse to engage in the battle altogether. Fortunately, there is a simple way to protect your peace and starve toxic people of the reactions they're trying to get. Today, I'm sharing a powerful tool called the "Gray Rock Strategy" that will help you handle manipulative people without losing your mind—or giving away your power. Some of the things I talk about are: Why becoming as boring and uninteresting as a "gray rock" is your best defense against drama. The psychology behind why toxic people crave your emotional reactions (and how to cut off their supply). Practical, everyday tips to keep your responses brief, factual, and completely neutral. The crucial difference between using the "Gray Rock Strategy" and stonewalling someone. How to set powerful, invisible emotional boundaries to protect your mental energy in real life and online. Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mentally Stronger Premium⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for exclusive content like weekly bonus episodes, mental strength challenges, and office hours with me. Related Episodes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠59 — 3 Ways to Take Back Your Power When Negative People Try to Drag You Down ⁠218 — 3 Steps to Building Boundaries That Stick So You Can Reclaim Your Time and Energy Connect with the Show Buy a copy of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠13 Things Mentally Strong People Don't Do⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Amy on Instagram —⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@AmyMorinAuthor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Visit my website —⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AmyMorinLCSW.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Sponsors Quince — Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quince.com/stronger⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365 day returns! AirDoctor — Head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AirDoctorPro.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠and use promo code STRONGER to get UP TO $300 off today! Function Health — Visit ⁠⁠⁠⁠⁠⁠⁠⁠functionhealth.com/stronger⁠⁠⁠⁠⁠⁠⁠⁠ or use gift code STRONGER25 for a $25 credit toward your membership. One Skin — Go to ⁠⁠⁠⁠⁠⁠⁠oneskin.co/STRONGER⁠⁠⁠⁠⁠⁠⁠ and use code stronger to get up to 30% off your first 3 subscription orders Rula — Go to ⁠⁠Rula.com/STRONGER⁠⁠ for quality therapy that's covered by insurance Fast Growing Trees — Get an additional twenty percent off better plants at ⁠⁠FastGrowingTrees.com ⁠⁠using the code STRONGER at checkout Learn more about your ad choices. Visit megaphone.fm/adchoices

Ben Lindbergh and Meg Rowley banter about Team Italy’s triumphs (and good vibes) at the WBC, a tumultuous week for Team USA and Mark DeRosa, and where the tournament stands entering the quarterfinals, then preview the 2026 Philadelphia Phillies (39:21) with The Athletic’s Matt Gelb, and the 2026 Los Angeles Angels (1:21:00) with The Athletic’s Sam Blum, plus a postscript (2:09:08). 2026 EW Season Preview Series ALBALCHWATHBOSCLEHOUNYYDETLAATBRKCRSEATORMINTEX NLATLCHCARIMIACINCOLNYMMILLADPHIPITSDPWSNSTLSFG .intro-team, .intro-team td { font-family: lato, Arial, Arial, Helvetica, sans-serif; font-size: 13px; margin-bottom: 20px; } .intro-team .intro-header { /*display: none;*/ text-align: center; } .team-lg { text-align: center; width: 100%; } /* [class^="team-box-"] > div { display: inline-block; width: 48%; } [class^="team-box-"] > div table { width: 100%; border-collapse: collapse; } [class^="team-box-"] > div td { background-color: #efefef; border: 1px solid #ccc; line-height: 2; text-align: center; cursor: default; } [class^="team-box-"] > div a { color: #000; text-decoration: none; display: block; width: 100% } [class^="team-box-"] > div a:hover { color: #50ae26; } [class^="team-box-"] > div a.link-inactive { color: #aaa; } */ Audio intro: Austin Klewan, “Effectively Wild Theme” Audio interstitial 1: Moon Hound, “Effectively Wild Theme” Audio interstitial 2: Benny and a Million Shetland Ponies, “Effectively Wild Theme (Pedantic)” Audio outro: Xavier LeBlanc, “Effectively Wild Theme” Link to WBC standings Link to WBC bracket Link to “caffeine and kisses” story Link to Pasquantino homers Link to “beaned up” article Link to “beaned up” clip Link to DeRosa clip 1 Link to DeRosa clip 2 Link to DeRosa clip 3 Link to latest DeRosa comments Link to clip removal Link to article on DeRosa’s mistake Link to Ghiroli on DeRosa Link to Rosenthal on DeRosa 1 Link to Rosenthal on DeRosa 2 Link to article on DeRosa/Harper Link to Disgrace of Gijón Link to roster reconfigurations Link to Raleigh shirt Link to Team USA chemistry article Link to Sopranos clip Link to team payrolls page Link to Phillies offseason tracker Link to Phillies depth chart Link to Harper EBOO article Link to Matt on Harper Link to Matt on Harper/Dombrowski Link to Matt on Castellanos Link to Castellanos Insta post Link to Matt on Kerkering Link to Phillies himbo article 1 Link to Phillies himbo article 2 Link to Stark on Phillies continuity Link to Matt on Strahm Link to Girl With a Pearl Earring Link to team SP projections Link to team RP projections Link to Matt’s author archive Link to Matt’s podcast Link to TB12 update Link to Angels offseason tracker Link to Angels depth chart Link to Sam’s Angels beat farewell Link to Sam on Netflix in Japan Link to Sam on Rendon Link to Angels TV network story Link to Trout sprint speed story Link to article on fastest human Link to pitching development survey Link to Sam’s author archive Link to Paxton/pitch limits article Link to WBC rules Link to Ben on “Strategy” Link to Laureano post 1 Link to Laureano post 2 Sponsor Us on Patreon Give a Gift Subscription Email Us: podcast@fangraphs.com Effectively Wild Subreddit Effectively Wild Wiki Apple Podcasts Feed Spotify Feed YouTube Playlist Facebook Group Bluesky Account Twitter Account Get Our Merch! var SERVER_DATA = Object.assign(SERVER_DATA || {}); Source

Legacy Capital ain't just about Money.. it's about Ownership, Strategy, and Breaking Generational Cycles. See, most people are taught how to spend money, but never how to Position Money. Legacy Capital is when you stop thinking paycheck to paycheck and start thinking bloodline to bloodline. It's about putting your money in assets that outlive You. Stocks, Businesses, Land, Intellectual Property,... things that keep feeding your family long after you're gone.Legacy Capital | Wallstreet Trapper (Episode 184) Trappin Tuesdays

This week on Ask Farnoosh, Farnoosh kicks things off with a behind-the-scenes look at a whirlwind week in journalism and media. She shares highlights from her recent interview with Senator Cory Booker about his bold new “Keep Your Pay Act” proposal, which would eliminate federal income tax on the first $75,000 of income, and discusses what that could mean for working Americans. She also reflects on being featured in Kiplinger's latest issue on the best financial advice experts have ever received, sharing a career lesson that shaped her own path: learning to earn money not just from what you do, but from what you know. Plus, Farnoosh announces her upcoming free webinar on March 26 about how to land a big book deal (register using the link).Then, a quick breakdown of the latest money headlines that matter for your wallet: mortgage rates climbing back above 6% and what that means for today's “frozen” housing market, the widening K-shaped economy separating households that are thriving from those struggling with rising costs, and early signs that the once-hot job market may be cooling—along with why now is a good time for a financial check-up.In the mailbag, Farnoosh tackles listener questions including: • Should high earners prioritize Roth 401(k) contributions or diversify across other retirement strategies? • What to watch out for when a financial advisor pushes variable universal life insurance instead of traditional investing. • Creative ways families are making childcare and daycare costs more manageable. • How a teenager's part-time income and assets can affect FAFSA eligibility and college financial aid. Hosted on Acast. See acast.com/privacy for more information.

(2:00) Link Jarrett. Dude. (5:00) Final word on Director of Strategy (11:00) Is the negativity a problem? (16:00) Could anything from spring make you believe in greatness on the horizon (22:00) Why has OL always been a bugaboo (30:00) FSU being a football powerhouse and its trickle down effect (40:30) Are the Mike's a package deal or could Alford survive a bad football season? (47:00) Jordan Travis was everything (1:00:00) Future bright for FSU despite ACC Tournament exit Music: Iguana Death Cult - I Like It Its Nice Follow CumminsLifestyle on IG   In Crawfordville, your Home Convenience Store is ACE Home Center & NAPA Auto Parts located at 2709 Crawfordville Hwy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

President Donald Trump joins Brian Kilmeade to discuss the recent wave of terrorist attacks in the U.S., his strategy for neutralizing Iran's missile and drone capabilities, and the path forward for the Save America Act.  PLUS: The President weighs in on the Texas primaries, Gov. Gavin Newsom and on the reports he buys shoes for his cabinet. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Our Head of Asia Technology Research Shawn Kim explains what disruptions to shipping in the Strait of Hormuz could mean for the global semiconductor supply chain and the immediate future of AI infrastructure.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Shawn Kim, Head of Morgan Stanley's Asia Technology Team.Today: why the Strait of Hormuz closure may matter to the global technology industry.It's Friday, March 13th, at 8 pm in Taipei. AI and advanced chips may represent the cutting edge of technology, but they depend on something far more basic: that's energy. And a large share of that energy flows through one narrow shipping lane in the Middle East – the Strait of Hormuz. When energy supply chains are disrupted, the effects can quickly ripple into semiconductor manufacturing.Advanced semiconductor fabrication is, in fact, one of the most energy‑intensive industrial processes in the world. Take Taiwan, for example – home of the world's largest share of leading-edge chip production. Just one major manufacturer alone accounts for roughly 9–10 percent of the country's total electricity consumption. That scale of energy use means the stability of power supply is critical.Taiwan relies heavily on imported LNG to generate electricity. But storage levels are limited. It maintains roughly one and half weeks worth of LNG inventory, with several additional weeks supplied by vessels currently at sea. If shipping through the Strait of Hormuz were significantly disrupted, that supply chain could come under pressure. The immediate impact might not necessarily be an outright shortage – but rising energy costs could still affect semiconductor production economics. And that's important because advanced chips are foundational to everything from cloud computing to artificial intelligence systems.Energy isn't the only potential bottleneck. Another lesser-known input in the semiconductor ecosystem is sulfur. More than 90 percent of the world's sulfur supply is produced as a by‑product of oil refining. That sulfur is then used to produce sulfuric acid, a key chemical that supports semiconductor materials, metal processing, and battery components.Disruptions in oil refining tied to shipping constraints or energy market shocks could also affect sulfur supply. In other words, a disruption in energy markets could trigger second‑order effects across multiple layers of the technological supply chain. And those effects extend beyond chips themselves. The downstream impact touches industries tied to electrification, data centers, and advanced electronics manufacturing.History also offers some lessons learned about how technology markets react when energy prices spike. During periods of major oil price surges – such as in 2008 and again in 2021 through 2022 – semiconductor equities experienced significant drawdowns. In both cases, semiconductor stocks declined by roughly 30 percent before reaching an inflection point. The mechanism is fairly intuitive. Higher oil prices raise costs across the economy and can weaken consumer spending. At the same time, companies building energy‑intensive infrastructure – like large‑scale AI data centers – may face higher operating costs and low revenues.So when energy markets move sharply, technology markets often move with them. A disruption in the Strait of Hormuz wouldn't automatically halt chip production, but it could ripple through power costs, materials supply, and the economics of building AI infrastructure. And that highlights an important reality for investors: the future of technology isn't just written in code. It's powered by energy, by infrastructure, and the fragile global networks behind the digital economy.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

In this episode, Natalia Zacharin, entrepreneur, financial coach, and founder of Zacharin Consulting, dives into the art of smart scaling — growing your business, funding expansion, and building momentum without sacrificing profitability. Since founding Zacharin Consulting in 2019, Natalia has helped business owners gain clarity, confidence, and the tools they need to grow sustainably. Her firm goes beyond traditional bookkeeping, offering strategic financial guidance that boosts profitability, prepares businesses for key hires, and sets the stage for successful exits. Click play to uncover: What inspired Natalia to start her own firm. How to manage cash flow, margins, and growth decisions effectively. Why strong financial leadership opens more options and opportunities for your business. The biggest mistakes that business owners can make when hiring employees. Whether you're looking to take control of your cash flow, make smarter growth decisions, or simply feel more confident about your business's financial future, this episode is packed with actionable insights to help you scale with clarity and confidence. Download your free exclusive giveaway from Zacharin Consulting here!

This week we're diving into a round of listener Q&A, and the topics cover a lot of ground across modern farming. One listener writes in with a thought that farmers should diversify crops more instead of relying on the same commodities. Logan and Bobby Lee break down why that idea sounds good on paper, but in reality farmers can only grow what there's a market to actually sell. If there's no buyer, diversification isn't always the solution people think it is. We also get into a listener question about grain marketing and go down the rabbit hole of contracts, timing the market, and why marketing grain can feel like trying to predict the future. There are a lot of options out there, but navigating them can get complicated fast. The conversation eventually turns to something every farmer deals with at some point: meeting with lenders. And of course, the guys debate whether watching Scarface beforehand might actually be the right mindset for walking into a negotiation. It's another wide-ranging episode covering the real economics of farming, crop markets, grain marketing strategies, and the everyday decisions producers have to make to stay afloat. If you enjoy honest conversations about corn and soybean farming, agriculture markets, and the realities of modern agriculture, this one's for you. Go check out Agzaga! It is the ultimate online farm store. American owned and operated. Go check out their site and get what you need. Be sure to use the code TalkDirt20 to get $20 off your order of $50 or more! Visit them at: https://agzaga.com 

In "Freight Tech Strategy: Avoiding the Implementation Trap with JBF's Brad Forester", Joe Lynch and Brad Forester, Founder and Managing Partner of JBF Consulting, discuss the critical need for a strategic roadmap to ensure logistics technology delivers real ROI rather than becoming a costly mistake. About Brad Forester Brad Forester is the Founder and Managing Partner of JBF Consulting, bringing more than 25 years of leadership experience in transportation strategy, logistics technology, and supply chain transformation. A recognized industry expert, Brad has advised Fortune 500 companies and high-growth brands on complex global transportation initiatives, from network design and technology selection to implementation and value realization. His background spans senior roles in consulting, software, and shipper operations, giving him a uniquely balanced perspective on strategy and execution. Brad is a frequent industry speaker and thought leader on TMS, visibility, and logistics innovation.  About JBF Consulting JBF Consulting is a leading logistics strategy advisory and technology integration firm that partners with shippers to transform their logistics and supply chain execution operations. We empower clients to achieve operational efficiency and scalable, sustainable value through strategy development, roadmap orchestration, unbiased technology selection, expert implementation, data-driven insights, and ongoing managed services. For over two decades, our client-centric approach and alliances with best-of-breed solution providers have ensured that every strategy and solution we deliver drives measurable impact, long-term success, and customer satisfaction.  Key Takeaways: Freight Tech Strategy: Avoiding the Implementation Trap In "Freight Tech Strategy: Avoiding the Implementation Trap with JBF's Brad Forester", Joe Lynch and Brad Forester, Founder and Managing Partner of JBF Consulting, discuss the critical need for a strategic roadmap to ensure logistics technology delivers real ROI rather than becoming a costly mistake. The Trap is Set Early: Implementation failures (going over budget or missing ROI) are usually symptoms of a missing strategy months prior, rather than errors made during the setup itself. Strategy as Insurance: Investing just 1% to 2% of your budget in a strategic assessment acts as an insurance policy, potentially mitigating up to 80% of common implementation risks. "Slow is Steady, Steady is Fast": Rushing to execute without "future-casting" (planning for growth or acquisitions 5–10 years out) leads to the "$10 million mistake"—having to rip out and replace a system that no longer fits. Create a Shipper Profile: Use a "matchmaking" approach to tech. A tool that works for a retail giant might fail for a bulk chemical shipper; you must find the specific vendor that matches your unique mode mix. The Hybrid Tech Trend: Large shippers are increasingly owning the software and data while outsourcing physical operations, allowing them to switch 3PLs without losing their historical data or visibility. Beware of Shiny Objects: Avoid "AI for AI's sake." Don't buy a hammer and then go looking for a nail; ensure any new tech solves a defined problem statement rather than just chasing industry hype. Phase Two is a Myth: Brad warns that "Phase Two never comes." If you don't build the necessary capabilities into the initial launch, the project often stalls at 75% completion, and the promised ROI is never realized. Learn More About Freight Tech Strategy: Avoiding the Implementation Trap Brad Forester | LinkedIn JBF Consulting | LinkedIn JBF Consulting Freight Tech Trends with Mike Mulqueen FreightTech for Fortune 500 Shippers with Brad Forester and Mike Mulqueen FreightTech Reality Check with Brad Forester The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

Please visit answersincme.com/860/240201375-replay to participate, download slides and supporting materials, complete the post test, and get a certificate. Presented by James Michael Ramsahai, BSc, MD, PhD, FRCPC and Nan Zhao, BSc, MD, FRCPC. In this activity, experts in managing severe eosinophilic asthma discuss evidence-based strategies for personalizing biologic therapy, reducing steroid burden, and optimizing treatment in the setting of overlapping eosinophilic diseases. Upon completion of this activity, participants should be better able to: Identify strategies to individualize the selection of biologic therapies for patients with severe eosinophilic asthma based on the latest clinical and real-world evidence; Evaluate the implications of real-world data on biologic therapies for addressing airway remodeling and airway plugging; Develop steroid-sparing treatment plans and monitoring strategies for patients with severe eosinophilic asthma; and Formulate treatment plans to adjust the use of biologic therapies in patients with severe eosinophilic asthma and overlapping eosinophilic comorbidities.

Steve details what he believes the White House's real strategy is with the SAVE America Act, and it might not have anything to do with actually getting it passed (but could help Republicans in the midterms). Then, Scott Schara joins the program to detail his harrowing personal story of the medical-industrial complex and his new book, "Is the Government Legally Killing Us?" In Hour Two, it's the conclusion of the two-week Theology Thursday feedback series on the book of Romans. TODAY'S SPONSORS: RELIEF FACTOR: VISIT https://www.relieffactor.com/ OR CALL 800-4-RELIEF PATRIOT MOBILE: https://patriotmobile.com/STEVE or call 972-PATRIOT for your FREE MONTH of service MIRACLE MADE SHEETS: https://try.miraclebrand.co/sheets/ksp-v15?utm_source=Podcast_deace&utm_medium=Podcasting&utm_campaign=deace&color=stone CHIRP: https://gochirp.com/pages/steve-deace use promo code STEVE Learn more about your ad choices. Visit megaphone.fm/adchoices

Iran attacks a series of oil tankers around the Persian Gulf, as several countries decide to draw on their strategic oil reserves. California police departments are warned of potential Iranian drone attacks. And lawmakers demand answers on a strike that hit an Iranian elementary school.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

MacroVoices Erik Townsend & Patrick Ceresna welcome, Jim Bianco & Dr. Anas Alhajji. They will discuss everything from the geopolitical situation in Iran to oil prices to precious metals, and much more. https://bit.ly/40MGTyt    

12. SEG 12: Ivana Stradner outlines strategies to counter Russian influence in Hungary, including exposing Orbán's corruption and ties to China. She argues that information is a potent, invisible weapon used to polarize and weaken the West. (12)1956 HUNGARY

3. Retired Colonel Jeff McCauslandcritiques the conduct of the 2026 war with Iran, emphasizing the lack of a clear strategy or end state despite thousands of successful target strikes. He highlights a major messaging failure by the administration following a Tomahawk missile strike on a primary school that reportedly killed 170 people. McCausland warns that the U.S. entered this conflict with minimal international support, having only Israel as a formal ally in the initial stages. (3)1750 ISFAHAN PERSIA

(2:00) Hoops advances in Charlotte (8:00) Luke brimming with confidence (14:00) Director of Strategy not impressing Corey (23:00) Andre Otto. Dude? (32:00) Ashlynd Barker makes amends? (39:00) Director of Strategy still not impressing Corey (41:00) Softball (43:00) Tallahassee things (52:00) Time to gird up in baseball Music: MISSIO - I Remember When Follow CumminsLifestyle on IG   Upgrade your wallet today! Get 10% Off @Ridge with code WAKEUP at https://www.Ridge.com/WAKEUP #Ridgepod Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Our co-heads of Securitized Products Research Jay Bacow and James Egan discuss the impact of upcoming regulatory changes on U.S. mortgage rates and home sales.Read more insights from Morgan Stanley.----- Transcript -----Jay Bacow: It is March and there's some madness going on. I'm Jay Bacow, here with Jim Egan, noted Wahoo Wa fan. James Egan: Hey, it looks like Virginia's going to be back in the tournament this year, hoping for a three seed, looking like a four seed. It's the first year that my son is really excited about it. So, hoping we can win a few games. Jay Bacow: Let's hope they don't lose the first game and make him cry like you did a few years ago. But … Welcome to Thoughts on the Market. I'm Jay Bacow, co-head of Securitized Products Research at Morgan Stanley. James Egan: And I'm Jim Egan, the other co-head of Securitized Products Research at Morgan Stanley. Jay Bacow: Today, with everything going on in the world, we thought it'd be prudent to discuss the U.S. mortgage and housing market. It's Thursday, March 12th at 10:30am in New York. James Egan: Jay, as you mentioned, there is a lot going on in markets right now, but hey, people need to live somewhere. And those somewheres remain pretty unaffordable. But this administration has been very focused on affordability, and we also have some updates on what is clearly the most exciting part of the housing and mortgage markets – regulation. What's going on there? Jay Bacow: Look, nothing gets me more excited than thinking about the regulatory outlook for the mortgage market. We've been focusing a lot on what's happening in D.C. with possible changes that could be helping out affordability, changes to the investor program, changes to the policy rate. But Michelle Bowman, who is the Vice Chair of Supervision, has been recently on the tape saying that we could get an update and a proposal for the Basel Endgame by the end of this month; and that proposal for the Basel Endgame is likely to make it easier for banks to hold loans on their balance sheet. It's going to give banks excess capital and the combination of these, along with some other changes that are going to be coming from the Fed, the FDIC and the OCC around: For instance, the GSIB surcharge that our banking analysts led by Manan Gosalia have spoken about – it's really going to help out the mortgage market in our view. James Egan: Alright, so freeing up capital, helping the mortgage market. When we think about the implications to affordability specifically, what do you think it means for mortgage rates? Jay Bacow: Right. So, it's important that [when] we think about the mortgage rate, we realize where it's coming from. The mortgage rate starts off with the level of Treasury rates, and then you add upon that a spread. And the spread is dependent among a number of different factors. But one of the biggest ones is just the demand. And one of the reasons why mortgage rates have been so high over the previous four years was (a) Treasury rates were high, but also the spread was wide. And we think one of the biggest reasons why the spread was wide is that the domestic banks, who are the largest asset type investor in mortgages – they own $3 trillion of mortgages – basically weren't buying them over the past four years. And one of the reasons they weren't buying was they didn't have the regulatory clarity. And so, if the banks come back, that will cause that spread to tighten, which will likely cause the mortgage rate to come down. That is presumably, Jim, good about affordability, right? James Egan: Yes. And I want to clarify, or at least emphasize, that affordability itself has been improving. Over the course of the past four to five months at this point, we've been close to, if not at the lowest mortgage rate we've seen in three years. And when we think about what that has practically done to the monthly principal and interest payment on homes purchased today. Like that monthly payment on the median priced home is down $150 over the past year. That's about a 7 percent decrease. When we lay in incomes – or when we layer in incomes to get into that actual affordability equation, we're at our most affordable place since the second quarter of 2022. So yes, big picture, this is still a challenge to affordability environment. But it's not as challenged as it's been over the past three years. Jay Bacow: All right, so affordability improving. It's still challenged though. What does that mean for home prices then? James Egan: So, when we think about the home price implication of mortgage rates coming down; of mortgage rates coming down in an environment where incomes are going up – we're thinking about demand for shelter, purchase volumes and supply of that shelter. And demand really has not reacted to the improved affordability environment. That's not unusual. Normally takes about 12 months for affordability improvement to pull through in terms of increased transaction volumes. But we do think that the lock-in effect that we've talked about in detail on this podcast in the past, that is going to play a role here. Mortgage rates end of February finally hit a five handle, really, for the first time in three years. They're back above that now with the volatility in the interest rate markets. But from 4 percent to 6 percent, mortgage rates is effectively an air pocket. We don't think you're going to get a lot of unlocking at these levels. So we think that transaction volumes will pick up. We're calling for 3 to 4 percent growth in purchase volumes this year. But they've been largely flat for two to three years at this point. And more importantly, any improvement in affordability that comes from a decrease in mortgage rates is going to lead to commensurately more supply alongside that growth in demand – which is going to keep home prices, specifically, very range bound here. The pace of growth is slowed to about 1.3 to 1.5 percent right now. We've been here for four or five months. We think we're pretty much going to stay here. We we're calling for 2 percent growth, so a little bit acceleration. But we think you're in a very range bound home price market. Jay Bacow: All right, so home prices range bound, affordability improved. But still has a little bit of room to go. Some possible tailwinds from the deregulatory path that will make homes being a little bit more affordable. Fair amount going on. Jim, always a pleasure speaking to you James Egan: And always great speaking to you too, Jay. And to all of our regular listeners, thank you for adding us to your playlist. Let us know what you think wherever you get this podcast. And share Thoughts on the Market with a friend or colleague today.Jay Bacow: Go smash that subscribe button!

AI needs to be central to any organization's strategy today, but many are still not implementing the technology in the most effective ways. In this four-part special series, we'll share conversations from the recent HBR Strategy Summit to help you get ahead. In this episode, HBR editor in chief Amy Bernstein speaks with Nigel Vaz, CEO of Publicis Sapient, a digital transformation company. Vaz explains that many enterprise-wide AI initiatives fail because incentives, talent strategies and a sense of trust aren't considered thoroughly enough. He shares lessons from his front row seat to AI transformations in the last few years, and how he thinks you can create real operational value at scale.

Sid Powell and Paul Frambot on why Apollo, Cantor, and Coinbase are quietly building their financial products on DeFi rails, and what it means for lending.  Nexo is the premier digital wealth platform. Receive interest on your crypto, borrow against it without selling, and trade a range of assets. Now available in the U.S with 30 days of exclusive privileges.  Get started at nexo.com/unchained Onchain lending used to be a crypto-native curiosity. Now Cantor Fitzgerald is extending credit facilities through it, Apollo Global Management is acquiring governance tokens, and Coinbase users are borrowing against Bitcoin to buy houses, all running on DeFi protocols operating in the background. Maple Finance CEO Sid Powell and Morpho co-founder Paul Frambot sit at the center of this shift, and they have very different reads on what it takes to make institutional adoption real.  What are the actual limits to onchain lending growth right now? Does the DeFi mullet model work for everyone, or only for specific use cases? And as DAOs across the industry stumble under the weight of public governance, what structures actually let a protocol move fast without losing trust?  This conversation gets into the mechanics, the trade-offs, and the deals that are quietly redrawing the lines between DeFi and traditional finance. Guests: ⁠Paul Frambot, Co-Founder & CEO at Morpho Labs ⁠Sid Powell, CEO & Co-Founder of Maple Finance Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us at Exiles Minneapolis!Sissy Goff (LPC-MHSP) and David Thomas (LMSW) are children and family therapists and co-executive directors at Daystar Counseling Ministries, where they've served for over three decades. They've written several books together including their most recent book: Capable: How to Teach Your Kids the Strengths, Skills, and Strategies to Build Resilience, which is an awesome book. If you are a parent in 2026, then you need to check out this book—it's immensely helpfulSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if the biggest limitation in your business is not your strategy but your beliefs? In this episode, I'm sharing a realization that changed the way I think about growth. After more than 20 years helping entrepreneurs scale their businesses, I've seen something over and over again. Strategy matters, but it is rarely the thing that unlocks the next level. I talk about how your business can act like a mirror reflecting your mindset, the fears that keep entrepreneurs stuck between failure and success, and an exercise you can use to break through your next growth edge. Tune in to discover why raising your personal ceiling is often the key to raising your revenue.In This Episode, You'll Learn:00:00 Why strategy alone will not unlock your next level.03:15 Why your business often mirrors your beliefs and mindset.05:00 Is fear creating an invisible ceiling in your business?07:15 A mindset tool to break through your next growth edge.08:45 The exercise to identify the strengths that carried you through.09:30 How to create your personal power choice statement.11:00 The question that can remove the ceiling from your business.Resources + LinksReady to stop guessing and follow a proven system? Book your strategy call HERE!Get business tips sent right to your inbox - join the newsletter!Watch on YouTubeFollowJacqueline on IG: @theproductbosstheproductboss.com

Most agents settle for being invisible online — but what if you could turn your social media into a relentless client magnet? Elliot Hoyte shares how hyperlocal, value-driven content and authentic engagement can turn your online presence into a profit engine. Stop wasting time on dead-end posts and learn the simple strategies that make your audience WANT to work with you — without fancy gimmicks or secret formulas. In this episode, you'll discover how Elliot breaks down how hyper-focused social media strategies generate millions in deals, with real examples of content that creates impact locally and attracts referral business worldwide. We break down the fundamentals of top-of-funnel content that your ideal clients relate to — and why most agents are stuck posting outdated “just listed” updates that bring zero value. Plus, learn how to leverage social media to establish authority, handle criticism with fierce loyalty, and convert followers into paying clients. This isn't about vanity metrics — it's about building real influence where it counts: your community. If you're an agent tired of chasing leads that go nowhere, or someone eager to get your brand out of the shadows, this episode will overhaul your social strategy. Don't wait for referrals — create a magnetic brand now that keeps clients coming back year after year. And for the ambitious agent looking to dominate their local scene — this episode is your blueprint for becoming the go-to expert without sacrificing your authenticity or sanity. Tune in, level up, and start turning your online presence into your most valuable asset! Links: Follow Elliot Hoyte on Instagram Follow Sara Denig on Instagram  Follow Christina Leavenworth on Instagram  Follow Aaron Amuchastegui on Instagram  Get Hundreds of FREE Real Estate Tools From the Toolbox  Join the 2026 Mastermind: Get your tickets HERE! 

Republicans KNOW Trump will destroy democracy — and they don't care.Marc Elias sits down with Tim Miller of The Bulwark to find out why.Tim Miller went from running Jeb Bush' presidential campaign to becoming one of the most prominent voices defendingdemocracy against Trump's authoritarian project. In this conversation, he pulls no punches on what he's witnessed from inside the Republican Party — and why so many elites are choosing to stay silentSupport Democracy Docket's mission:https://newsletters.democracydocket.com/anchor-youtube-thursday00:00 Introduction00:43 The Political Journey: From Jeb Bush to the Current Coalition04:19 The Real Reason Republican Elites Still Support Trump06:41 Is the Authoritarian Project Specific to One Leader?08:31 The Durability of the Pro-Democracy Alignment12:32 Why Former Republicans Find Common Ground with the Left16:53 Winning Strategies for Democrats in the 2026 Elections20:24 Critical Geographic and Demographic Shifts Underway23:34 Strategies for Making Voter Realignments Permanent26:11 Ending the Normalization of Political Chaos in Media29:05 The Evolving Role of Independent Media32:14 Can the Pre-Trump Republican Party Ever Return?35:28 Major Risks Facing the Integrity of Future Elections39:15 Maintaining Resilience in a Highly Polarized Environment42:40 Guidance for the Next Generation of Political Leaders46:15 Final Thoughts and Where to Follow the Discussion

The National Security Hour with Brandon Weichert – My fear is that this war ends not with order restored, but with America strategically diminished. U.S. bases may become untenable. Arab partners may decide that hosting American power is simply too dangerous. And Washington, after spending blood and treasure yet again, may discover that its position in the Middle East has weakened rather than...

In this week's team meeting, we share what we've been reading and swap book recommendations (and a few that didn't quite land). Then we dive into an Edutopia reel about being a “warm demander” in the classroom, exploring how to hold students to high expectations while building strong, respectful relationships. We break down what this actually looks like in real moments, plus share tips that you can apply in your own classroom!Resources:Become a founding beta tester of Brave New Teaching University.Edutopia's warm demander reelWatch BNT episodes on YouTube!Shop Our Faves.Related Episodes:Episode 223, The Sherlock Society: An Interview with Author James PontiEpisode 283, Resistant Readers Need the Four Reading Realms: A Walkthrough - BNT Team MeetingEpisode 288, Pardon Us - STOP Meeting Students Where They Are?!?! - BNT Team MeetingSHOW NOTES: https://www.bravenewteaching.com/home/episode289"Send us a message - please include your contact information so we can chat soon!"Head to bravenewteaching.com/waitlist to become a beta tester for BNT University!Support the show

An updated discussion on Chip Strategy following the completion of the FA Cup games and Quarter Final Draw, with discussion on projected blanks and doubles and also important context on what the English clubs having a bad week in the Champions League may mean. The Podcast features a look at when may be best for chip usage and alternatives for those who may have used chips, why GWs 35-38 could have an impact on whether FPL managers Free Hit in 33 or 34, what may happen to Manchester City v Crystal Palace if it doesn't go into DGW33, an upcoming timeline of events to take note of that can move projections again, the important role of TV revisited and lots more including a strong warning to be careful for those planning to Wildcard in GW32 and Bench Boost in DGW33. Tomorrow on Planet FPL: The Weekender ep.27 Today on Patreon: Tot&Ham (IT+) & The Midweek FPL Dilemma (AT) The full Planet FPL schedule for this week can be found via this post: https://www.patreon.com/posts/152531699 Want to become a member of our FPL community and support the Podcast?  Join us on Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/planetfpl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow James on Twitter/x: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/PlanetFPLPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Suj on Twitter/x: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/sujanshah⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Clayton on Twitter/x: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/claytsAFC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow David on Twitter/x: https://x.com/PlanetFPLHunter Follow Nico on Twitter/x: https://twitter.com/nico_semedo Subscribe to our YouTube channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@PlanetFPL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Like us on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/planetfpl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/planetfpl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ #FPL #FantasyPremierLeague #ChipStrategy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Imagine spending or investing $0.02 per click with 619+ Global Million Pinterest Users? The Pinterest Playbook for Business Growth is here!Favour Obasi-ike, MBA, MS, host of the We Don't PLAY!™️ Podcast and Pinterest-certified SEO strategist, leads a live Clubhouse session breaking down the difference between Pinterest marketing (organic) and Pinterest advertising (paid).Joined by John, Dr. Cynthia, and Ramyar, Favour shares real client case studies, including one that jumped from 54M to 154M Google image impressions in three months using Pinterest.He reveals why Pinterest is a visual search engine with 619 million monthly active users, 96% unbranded searches, and 3x higher shopping ad conversions.Key TakeawaysPinterest is a visual search engine, not social media. Users arrive early in their planning phase, making them high-intent buyers.96% of Pinterest searches are unbranded. Your content reaches people who have never heard of you but are searching for your solution.Pin shelf life crushes Instagram. A pin lasts 3.5 to 5 months; add a blog link and it extends to 24 months vs. Instagram's 72 hours.Pinterest indirectly boosts Google rankings. One client went from 54M to 154M Google image impressions in three months via Pinterest.Use Pinterest to A/B test creatives for free. Post five graphics organically for 14 days, then run paid ads only on the top performers.Separate personal and business accounts. Use your domain email for business to claim 100% content ownership via Pinterest's hub.Memorable Quotes"Pinterest is a visual search engine. Drop the P and it's interest. Pinterest has a taste bud of interest and keywords." — Favour Obasi-ike [18:34]"85% of weekly users purchase from pins, and 45% of US Pinterest households earn over $150K a year." — Favour Obasi-ike [27:14]"Pinterest is the least skipped platform for ads. You may not even know what a Pinterest ad looks like." — Favour Obasi-ike [28:11]"Content is king and context is queen. Build the two together and the value increases." — Favour Obasi-ike [40:14]"Build a brand that your website is proud of." — Favour Obasi-ike [92:02]FAQsQ: What is the difference between Pinterest marketing and Pinterest advertising?A: Pinterest marketing is organic: consistently publishing through a claimed website, RSS feed, and Pinterest tag. Pinterest advertising is paid: targeted ads by zip code, interest, and device for quick visibility.Q: How does Pinterest help my Google rankings?A: Your website images appear in Google Images and Bing Images via Pinterest, acting as a backlink and image traffic source that compounds domain authority.Q: Can I target locally on Pinterest?A: Yes. Pinterest allows ad targeting by zip code, making it powerful for local businesses.Q: What is the best way to test ad creatives cheaply?A: Post five creatives organically for 14 days, rank by impressions, then run paid A/B tests only on the top two winners.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is your CRM system working for you, or are you working for it? CRM expert Taylor Payne joins Mark Hunter to demystify the true purpose of CRM tools and challenge the perception that they exist only to monitor sales teams. Taylor sheds light on the big disconnect between sales leadership and salespeople, and breaks down why most organizations treat their CRM as an overpriced spreadsheet instead of a growth engine. This episode uncovers common mistakes that leave CRM investments wasted and reveals how culture, customization, and clarity all play a role in transforming CRM from a "gotcha" tool into a "getcha" tool. Mark and Taylor also explore how designing the right process and getting sales team input can turn a CRM into a daily road map to more deals and deeper client relationships. The episode is packed with thought-provoking anecdotes and actionable steps for anyone ready to finally see ROI from their CRM system.

The Storror Podcast is back after a year's hiatus with a fresh new Parkour Punditry Podcast, featuring our favourite guest co-host, Professor No-Hair (AKA Phil Doyle).Instagram - @_philydee

In this episode, Luke and Trey sit down with Alex Rodriguez, a blue chip benefits broker out of Arizona. Alex shares his journey from HR to building a thriving employee benefits book. He shares his strategies for prospecting, tips for building lasting client relationships, and how to do it all while still have fun along the way.Key Topics:Alex's transition from PR and HR into insurance sales and hitting his first 1 million dollar book (years 1-8)The importance of confidence & organic prospecting methods (face-to-face meetings, dinners, introducing yourself, avoiding overcomplication)Building a consultative, agnostic approach to advising clients on funding mechanisms (fully insured, level funded, captives)Pros and cons of market maturity across regions (Arizona vs Southeast, influence of claims data)Strategies for onboarding new agents: prospecting mistakes, building relationships, and avoiding common pitfallsThe structure of Alex's team: client executives, account managers, client managers, and data specialistsMaintaining work-life harmony: setting expectations, family calendar integration, being fully presentLessons from failures: the grind year, ego management, and continuous self-assessmentTimestamps:(00:00) - Introduction and Alex's background(03:44) - How Alex started organic prospecting in insurance(07:57) - Building confidence through experience and client wins(12:05) - Strategies for prospecting and relationship building(16:31) - Navigating different regional markets and regional claims impact(21:00) - Transitioning into captives and alternative funding models(26:44) - Common mistakes new agents make and how to avoid them(32:28) - Alex's biggest failures and lessons learned(48:42) - Balancing professional growth with family life(53:33) - Closing remarks and appreciationResources & Links:

This is an unfiltered Q&A episode. No script. No preparation. Just the questions you submitted and my honest answers about what's keeping you stuck. We're covering why content gets engagement but not sales, how to reposition without losing momentum, when to delegate sales, whether to scale one offer or build multiple, what identity shift is required to hit seven figures, and if I could only help you fix one thing to unlock scale, what would I look at.Here's the truth: most of you are solving for the symptom, not the source. You want premium buyers but solve low-level problems. You're keeping strategies that haven't moved the needle in six months because you think doing more equals making more. It's the complete opposite.Timestamps: 02:10 Content Versus Marketing14:54 Premium Problems Positioning21:36 Fix Inconsistent Sales27:41 Lead Quality Or Sales Skill32:33 When To Delegate Sales38:01 Five Ones Framework39:40 Booked Out But Drowning43:12 Ops Complexity Trap47:14 Rebuilding Hiring Trust51:33 Building Leadership Layer56:23 Identity Shift To Seven01:01:58 Fix One Thing To ScaleTo join the Ambitious Network for free, click HERE. To connect with Kate on Instagram, click ⁠HERE⁠. To apply for ITI, click ⁠HERE⁠.To submit a question to be answered on the podcast, click HERE.

In this episode of "The Free Lawyer" podcast, host Gary interviews John Scott, a partner at Anders and a virtual CFO specializing in law firms. John shares insights from his 30+ years of experience, discussing the importance of financial leadership, the four pillars of law firm finance, and the value of having a CFO. The conversation covers succession planning, building financially sound firms, leveraging technology, and the benefits of outsourcing financial management. John offers practical advice for attorneys seeking to scale their firms, improve profitability, and achieve greater personal and professional freedom.John C. Scott, CPA, AEP, CGMA, is a partner in tax at Anders and a leading authority in law firm financial management. With over 30 years of experience, he heads Anders' legal industry efforts for their Virtual CFO team, offering law firms the dedicated resources, forward-looking financial insight, and critical thinking they need to thrive. Author of Judicial Dollars and Cents, John specializes in helping firms optimize processes, improve profitability, and position themselves for successful succession or managing partner transitions.Drawing on deep expertise in tax planning, estate planning, and closely held business valuations, John partners with law firms to implement data-driven decision-making, streamline operations, and strengthen cash flow. His approach blends strategic foresight with hands-on financial leadership, ensuring firms can scale confidently and sustainably. Whether guiding a million-dollar boutique or a $30M multi-office practice, John helps ambitious legal leaders turn complexity into clarity—and profitability into lasting success.Virtual CFO Approach & Differentiation (00:03:34) Why Law Firms Need a CFO (00:04:35) D.Biggest Financial Blind Spots (00:05:49) The Four Pillars of Financial Management (00:07:27) Cash Flow Management & Working Capital (00:08:24) .Building a Firm That Runs Without the Owner (00:09:29) Succession Planning & Owner Freedom (00:10:47) Avoiding Default Retirement (00:12:15) Successful Succession vs. Firm Collapse (00:13:39) When to Start Exit Planning (00:14:26) Key Financial Metric for Growth (00:15:02) Case Study: Turning Around a PI Firm (00:16:28) Value of Trusted Advisors & Coaching (00:17:52) Future Trends: Technology & Data (00:18:53) Building a Financially Sound, Fulfilling Firm (00:20:20) .Final Advice: Investing in Finance Function (00:22:02) You may order your copy of Breaking Free here: https://www.amazon.com/dp/B0CPKSQ59RWould you like to learn what it looks like to become a truly Free Lawyer? You can schedule a complimentary call here: https://calendly.com/garymiles-successcoach/one-one-discovery-callYou can find The Free Lawyer Assessment here- https://www.garymiles.net/the-free-lawyer-assessment

This episode is sponsored by Phaedon.Download their 2026 research paper on Humanizing Loyalty here now.Today we are re-publishing back one of our most popular episodes as our planned episode has been delayed for technical reasonsThis re-released episode features Evert de Boer, Managing Partner at On Point Loyalty and CEO of Fidivo, sharing key takeaways from his book “Loyalty Programs and the Currency Effect” and his perspective on loyalty in the travel sector.Hosted by Aaron Dauphinee.Show Notes:1) Evert de Boer2)Fidivo3)On Point Loyalty5) Loyalty Programs and the Currency Effect: A Comprehensive Guide to Realizing the Power of Points – By Evert de Boer & Xiao Yao Chin6) A Perfect Spy: A Novel - Book Recommendation 7) Connemara: A Novel - Book Recommendation8) German Summer Book (but only available in Dutch) - Book Recommendation

The National Security Hour with Brandon Weichert – My fear is that this war ends not with order restored, but with America strategically diminished. U.S. bases may become untenable. Arab partners may decide that hosting American power is simply too dangerous. And Washington, after spending blood and treasure yet again, may discover that its position in the Middle East has weakened rather than...

Fertility struggles are often treated as a problem to solve only after they appear. But what if they're actually a signal from the body that something deeper needs attention? On this episode of The Dr. Hyman Show, I sit down with functional medicine physician Dr. Ann Shippy, author of The Preconception Revolution, to talk about why the months—even years—before conception may shape not only your health, but your future child's long-term health as well. Watch the full conversation on YouTube or listen wherever you get your podcasts. In this conversation, we explore: • What fertility challenges may be signaling about your health, and why infertility may be the body's “check engine light” • Why the 3–36 month preconception window can shape fertility, pregnancy outcomes, and your child's long-term health • How just three weeks of ultra-processed food can change sperm quality, and what that reveals about fertility • What couples can start doing now to improve fertility, from strengthening metabolic health to reducing toxic exposures • How preparing your body before pregnancy may reduce your child's risk of chronic disease later in life Preparing for pregnancy isn't just about fertility. Many of the factors that influence fertility are within your control, and your body often responds in remarkable ways. View Show Notes From This Episode Get Free Weekly Health Tips from Dr. Hyman https://drhyman.com/pages/picks?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Sign Up for Dr. Hyman's Weekly Longevity Journal https://drhyman.com/pages/longevity?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Join the 10-Day Detox to Reset Your Health https://drhyman.com/pages/10-day-detox Join the Hyman Hive for Expert Support and Real Results https://drhyman.com/pages/hyman-hive This episode is brought to you by Qualia, Fatty15, Sunlighten, Palleovalley, Pique and BIOptimizers. Go to qualialife.com/hyman and use code HYMAN at checkout for an extra 15% off. Visit fatty15.com/hyman and use code HYMAN to save an extra 15% on a 90-day subscription. Visit sunlighten.com and use code HYMAN to save up to $1400. Head to paleovalley.com and use code HYMAN20 for 20% off your first order. Secure 20% off your order plus a free starter kit at piquelife.com/hyman. Head to bioptimizers.com/hyman and use promo code HYMAN at checkout to save 15%. (0:00) Introduction to fertility issues and Dr. Hyman's personal health journey (3:48) The Preconception Revolution and the current fertility crisis (7:03) Dr. Ann Shippy's career and personal health journey (9:18) The functional medicine approach to fertility and conception (11:01) Biological vs. chronological age and older women conceiving (13:02) Sperm quality, infertility signals, and lifestyle changes (17:07) Strategies for preconception health and diet's role in fertility (22:05) Environmental toxins, endocrine disruptors, and detoxification (26:13) Supplements and patient examples in enhancing fertility (33:02) Neurodevelopmental issues in children and foundational health for fertility (37:37) Postpartum recovery and reducing toxin exposure (38:30) Tests and biomarkers for assessing fertility (43:02) Addressing autoimmune issues to improve fertility (48:52) NAD's role in longevity and reproductive health (52:02) The impact of stress and stress management on fertility (56:43) Holistic fertility treatments and the importance of neurofeedback (59:27) Introduction to Food Fix Uncensored and engagement strategies (1:01:46) Acknowledgment of sponsors and closing remarks

Financial freedom can feel out of reach when you rely on willpower alone. Without a solid financial structure, daily life can disrupt budgeting, saving, and spending plans, trapping you in cycles of overspending and debt. In the second episode of The Money Reset series presented by Experian, Hala Taha shares simple tools and habits that you can implement today to take control of your finances. With insights from experts like James Clear, Jade Warshaw, and Morgan Housel, you'll learn how to build sustainable financial systems that help you create long-term wealth, even when life gets chaotic. In this episode, Hala will discuss: (00:00) Introduction (01:45) Why Financial Habits Beat Willpower Every Time (05:40) Systems vs Goals in Personal Finance (07:25) Loud Budgeting and Money Boundaries (11:18) Tiffany Aliche's Baby Budget Account System (14:46) Designing Friction to Kill Bad Spending Habits (17:19) Ramit Sethi's Conscious Spending Plan  (19:09) Frugality as a Wealth-Building Strategy Experian is a global data and technology company that collects and analyzes financial data to help people and businesses understand and manage their finances. Through tools like subscription cancellation and bill negotiation, Experian scans linked accounts for recurring charges, helps cancel unused subscriptions, and works to find better rates on eligible bills. They help put money back in your pocket. Get started with the Experian App today. See experian.com for details. Sponsored By: Experian: Put money back in your pocket by canceling unwanted subscriptions and lowering eligible recurring bills. Get started with the Experian App. See experian.com for details. Resources Mentioned: YAP E265 with James Clear: youngandprofiting.co/4j4khkC  YAP E266 with Morgan Housel: youngandprofiting.co/4147SpO  YAP E380 with Jade Warshaw: youngandprofiting.co/JWE380  YAP E259 with Tiffany Aliche: youngandprofiting.co/TAE259  YAP E220 with Ramit Sethi: youngandprofiting.co/E220   YAP E367 with Scott Trench: youngandprofiting.co/STE367  The Money Reset Series E1: youngandprofiting.co/TMRSEP1  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Disclaimer: This episode is a paid partnership with Experian. Sponsored content helps support  our podcast and continue bringing valuable insights to our audience. Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast

Joe Holder is a performance coach, Nike Master Trainer, and wellness strategist who works with elite athletes, artists, and brands at the intersection of fitness, mindset, and longevity.If you want real results by summer, this episode lays out exactly how to use the next 12 weeks to build strength, improve conditioning, lose fat effectively, and create a body that looks and performs better. We break down how to get into solid general shape in the first 4–6 weeks, then transition into smarter “toning” phases that focus on muscle balance, symmetry, and definition. Joe explains the difference between building vs. toning muscle (and why most people get this wrong), plus what most people miss when structuring a workout plan that actually delivers visible change.You'll learn how to use the three types of cardio strategically, including when cardio helps recovery instead of hurting progress, and how to apply progressive overload, de-load phases, and supercompensation so your body keeps adapting.We also get tactical with carb cycling, sustainable fat loss, training with PCOS and how to monitor short-term progress so you build real intuition about what's working.Joe shares the key difference between rigid routines and flexible frameworks, what elite athletes and celebrities do differently, and how to stay consistent long enough to see real momentum.If you're ready to treat the next 3 months like a focused training camp and walk into summer feeling strong, lean, and dialed, this episode is your blueprint.This episode is brought to you by:Save 15% off my favorite Red Light Mask from BON CHARGE by using code BLONDE at www.boncharge.com.For a limited time, Prolon is offering 15% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day program! Visit ProlonLife.com/BLONDE to claim your 15% discount and bonus gift. Use code WELL and save 20% on your first order at https://justthrivehealth.com/WELL. Go to Piquelife.com/WELL and secure 20% off for life.Visit livemomentous.com and use promo code well for up to 35% off your first order.Get $25 off your first purchase when you go to TheRealReal.com/well.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.

Everyone wants land. Land land and more land. I need 80 jillion acres, cattle and pigs. Do you though? An intensively managed small holding is more than most people really need. Today we will discuss how you can meet a ton of your needs for food, fiber and medicine on even a .25-.75 acre lot. We will also learn a lot about strategy and context and how those lead to proper implementation of tactics and techniques. Join Me Today to Discuss… First we must develop context Strategy begets tactics and techniques Interviewing yourself like you are your own client Do … Continue reading →

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.

China wins the first-ever Mixed Team American Cup using the new LA28 Olympic format—and the result might reveal a major flaw in the event design.  We break down how the three-round elimination format worked, why some teams advanced despite falls, and what strategies teams used when choosing apparatus. Plus, data analyst and figure skating official Dr. Elliot Schwartz joins the show to explain the strategy behind the format, whether teams should be allowed to change lineups mid-competition, and what gymnastics could learn from figure skating's scoring system and judging transparency. CHAPTERS 00:00 – Cold Open: Why This Mixed Team Format Was Built for China 01:11 – USAG Pulls Out of Turkey and Cairo World Cups 03:23 – Iowa State Cuts Gymnastics + KJ Kindler Fires Back 08:45 – Jessica on New USAG President Kyle Albrecht 10:02 – American Cup Mixed Team Format Debuts at the Reborn American Cup 11:42 – China Wins + Why This Format Favors China 13:01 – Round 1 Chaos: Brazil and the Philippines Are Eliminated 14:15 – Round 2 Drama: Asher Hong Falls and the U.S. Barely Survives 17:45 – Final Round Recap: U.S. Gets Silver, Japan Takes Bronze 19:00 – Club Gym Nerd Updates: College & Cocktails, Live Shows and More 20:05 – American Cup Deep Dive: Did It Actually Feel Like a Team Competition? 21:35 – Could Fans Follow the Meet? Arena Confusion and Missing Scores 23:23 – Peacock vs In-Arena Experience 25:43 – Should This Have Been a Head-to-Head Bracket? 28:54 – Debate Club: Should Teams Be Allowed to Change Lineups Mid-Meet? 31:17 – Event Selection Debate: Too Much P-Bars, Not Enough Chaos 33:55 – Comedy Highlights: Claire Pease High-Five Fail + Nastia Clip 35:16 – Broadcast Problems: NBC, U.S.-Only Focus and Missed Routines 41:17 – Interview: Dr. Elliot Schwartz on Strategy, Scoring and Figure Skating Lessons 44:01 – Could Gymnastics Use a Plus/Minus Scoring System? 47:52 – Planned Routines, Improvisation and What Figure Skating Does Better 52:01 – Specialist Strategy: What's the Ideal Team Construction? 55:55 – Is Saving Your Biggest Difficulty for the Final Round the Best Strategy? 59:24 – NCAA Update: UCLA vs Stanford Bronze Medal Reunion Meet 01:00:44 – Florida vs LSU: Historic 198.450 and Scoring Chaos 01:07:00 – Perfect 10 Update 01:08:45 – NCAA Rankings Update 01:10:06 – Listener Feedback: American Cup Broadcast Frustrations 01:16:29 – Tim Daggett Back on Air 01:18:15 – American Cup Right, Wrong and How to Improve It 01:23:47 – Outro: College & Cocktails After Utah at UCLA 01:25:01 – End UP NEXT Fantasy Gymnastics podcast every Wednesday College & Cocktails:  Utah at UCLA on Sat at 9:30ish 2026 Cocktail and Mocktail menu here SUPPORT OUR WORK Club Gym Nerd: Join Here Fantasy: 2026 College Fantasy Game now open with weekly winners Merch: Shop Now Podcast Tour Tickets Replay tickets on sale for our fundraiser show with all the tea from Cecile Landi 2026 Live Show Season Pass is now available, 4 shows for the price of 3 Thank you to our sponsor Huel Limited Time Offer – Get Huel today with my exclusive offer of 15% OFF online with code GYMCASTIC15 at huel.com/GYMCASTIC15. New Customers Only. Newsletters The Balance Beam Situation: Spencer's GIF Code of Points Gymnastics History and Code of Points Archive from Uncle Tim Resistance Resources

Our analysts Andrew Sheets and Martijn Rats discuss why a prolonged disruption of oil flow through the Strait of Hormuz would be unprecedented—and nearly impossible for the market to absorb.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley.Martijn Rats: I'm Martijn Rats, Head of Commodity Research at Morgan Stanley.Andrew Sheets: Today on the program we're going to talk about why investors everywhere are tracking ships through the Strait of Hormuz.It's Wednesday, March 11th at 2pm in London.Andrew Sheets: Martijn, the oil market, which is often volatile, has been historically volatile over the last couple of weeks following renewed military conflict between the United States and Iran.Now, there are a lot of different angles to this, but the oil market is really at the center of the market's focus on this conflict. And so, I think before we get into the specifics, I think it's helpful to set some context. How big is the global oil market and where does the Persian Gulf, the Strait of Hormuz fit within that global picture?Martijn Rats: Yeah, so the global oil consumption is a little bit more than a 100 million barrels a day. But that splits in two parts. There is a pipeline market and there is a seaborne market. And when it comes to prices, the seaborne market is really where it's at. If you're sitting in China, you're buying oil from the Middle East, all of a sudden, it's not available. Sure, if there is a pipeline that goes from Canada into the United States, that doesn't really help you all that much.Andrew Sheets: So, it's the oil on the ships that really matters.Martijn Rats: It's the oil on ships that is the flexible part of the market that we can redirect to where the oil is needed. And that is also the market where prices are formed. The seaborne market is in the order of 60 million barrels a day. So, only a subset of the 100 [million]. Now relative to that 60 million barrel a day, the Strait of Hormuz flows about 20 [million]. So, the Strait of Hormuz is responsible for about a third of seaborne supply, which is, of course, very large and therefore, you know, very critical to the system.Andrew Sheets: And I think an important thing we should also discuss here, which we were just discussing earlier today on another call, is – this is a market that could be quite sensitive to actually quite small disruptions in oil. So, can you give just some sense of sensitivity? I mean, in normal times, what sort of disruptions, in terms of barrels of oil, kind of, move markets; get investors' attention?Martijn Rats: Yeah, look, this is part of why this situation is so unusual, and oil analysts really sort of struggle with this. Look normally, at relative to the 100 million barrels a day of consumption, we care about supply demand imbalances of a couple of 100,000 barrels a day. That becomes interesting.If that, increases to say 1 million barrel a day, over- or undersupplied, you can expect prices to move. You can expect them to move by meaningful amounts. We can write research; the clients can trade. You have a tradable idea in front of you. When that becomes 2 to 3 million barrels a day, either side, you have major historical market moving events.So, in [20]08-09, oil famously fell from over 100 [million] down to something like 30 [million], on the basis that the oil market was 2-2.5 million barrel day oversupplied for two quarters. In 2022, we all thought – this actually never happened, but we all thought that Russia was going to lose about 3 million barrel day of supply. And on that basis, just on the basis of the expectation alone, Brent went to $130 per barrel. So, 2-3 [million] either side you have historically large moves. Now we're talking about 20 [million].Andrew Sheets: And I think that's what's so striking. I mean, again, I think investors, people listening to this, they can do that arithmetic too. If this is a market where 2 to 3 million barrels a day have caused some of the largest moves that we've seen in history, something that's 20 [million] is exceptional. And I think it's also fair to say this type of closure of the Strait [of Hormuz] is something we haven't seen before.Martijn Rats: No, which also made it very hard to forecast, by the way. Because the historical track records did not point in that direction, and yet here we are. The historical track record – look, you can look at other major disruptions historically.The largest disruption in the history of the oil market is the Suez Crisis in the mid-1950s that took away about 10 percent of global oil consumption. This is easily double that. So really unusual. If you look at supply and demand shocks of this order of magnitude, you can think about COVID. In April 2020, for one month, at the peak of COVID, when we're all sitting at home. Nobody driving, nobody flying. Yeah, we lost very briefly 20 million barrels a day of demand. Now we're losing 20 million barrels a day of supply. So, look, the sign is flipped, but it's in the same order of magnitude. And yeah, these are unusual events that you wouldn't actually, sort of, forecast them that easily. But that is what is in front of us at the moment.Andrew Sheets: So, I think the next kind of logical question is if shipping remains disrupted, and I'd love for you to talk a little bit about, you know, you're sitting there with satellite maps on your screen tracking shipping, which is – a development. But, you know, what are the options that are available in the region, maybe globally to temporarily balance this supply and create some offset?Martijn Rats: Yeah. So, like of course when we have a big disruption like this one, of course the market is going to try to solve for this. There are a few blocks that we can work with. I'll run you through them one by one, including some of the numbers. But very quickly you arrive at the conclusion that this is; this puzzle – we can't really solve it.Like in 2022, the market was very stressed. We thought Russia was going to lose 3 million barrels a day of supply, but we could move things around in our supply demand model. Russia oil goes to China and India. Oil that they buy, we can get in Europe, we can move stuff around to kind of sort of solve a puzzle.This puzzle is very, very difficult to solve. So, through the Strait of Hormuz, 15 million barrels a day have crude, 5 million barrels a day of refined product, 20 million barrels a day in total. What can we do?Well, the biggest offset, is arguably the Saudi EastWest pipeline. Saudi Arabia has a pipeline that effectively allows it to ship oil to the Red Sea at the Port of Yanbu, where it can be evacuated on tankers there. That pipeline has a capacity of 7 million barrels a day. We think it was probably already flowing at something like 3 million barrels a day. So, there's probably an incremental 4 [million] that can become available through that. That's the biggest block, that we can see of workaround capacity, so to say.After that the numbers do get smaller. The UAE has a pipeline that goes through Fujairah that's also beyond the Strait of Hormuz. We think there is maybe 0.5 million barrel a day of capacity there. Then you're basically, sort of, done within the region, and you have to look globally for other sources of oil.If there are sanctions relief, maybe on Russian oil, you can find a 0.5 million barrel day there. Here, there and everywhere. 100,000 barrels a day, 200,000 barrels a day. But the numbers get…Andrew Sheets: It's still not… So, if you kind of put all of those, you know, kind of, almost in a best-case scenario relative to the 20 million that's getting disrupted.Martijn Rats: If you add another one or two from a massive SPR release, the fastest release from SPR…Andrew Sheets: That's the Strategic Petroleum Reserve.Martijn Rats: Yeah, exactly. Earlier today, we got an announcement, that the IEA is proposing to release 400 million barrels from Strategic Reserve across its member countries. That is a very large number. But – and that is important. But more important is how fast can it flow because the extraction rate from these tanks is not infinite. The fastest ever rate of SPR release is only 1.3 million barrels a day. Now, maybe the circumstances are so extraordinary, we can do better than that and we can get it to 2 [million]. But beyond that, you're really in very, very uncharted territory.So maybe in the region, work around sanctions relief, SPR release, we can probably find like 7 million barrels a day out of a problem that is 20 [million]. You're left with another 13 [million]. The 13 [million] is four times what we thought Russia would lose. So, you're left with this conclusion: Look, this really needs to come to an end.Andrew Sheets: And the other rebalancing mechanism, which again, you know, when we come back to markets and forecasting, this is obviously price. And, you know, you talk about this idea of demand destruction, which I think we could paraphrase as – the price is higher so people use less of it and then you can rebalance the market that way.But give us just a little sense of, you know, as you and your team are sitting there modeling, how do you think about, kind of, the price of oil? Where it would need to go to – to potentially rebalance this the other way.Martijn Rats: Yeah, that price is very high. So, what it's a[n] really interesting analysis to do is to look at the historical frequency distribution of inflation adjusted oil prices.You take 20 years of oil prices. You convert it all in money of the day, adjusted for inflation, and then simply plot the frequency distribution. What you get is not one single bell curve centered around the middle with some variation around the midpoint. You get, sort of, two partially overlapping bell curves.There is a slightly larger one, which is, sort of, the normal regime. Lower prices, 60, 70, 80 bucks. There's a lot of density there in the frequency distribution, that's where we are normally. What's interesting is that actually, if you go from there to higher prices, there are prices that are actually very rare in inflation adjusted terms.Like a [$] 100-110. In nominal terms, we might feel that that has happened. In inflation adjusted terms, these prices are extremely rare. They are way rarer than prices that live even further to the right. [$]130, 140.The oil market has this other regime of these very high prices. If you go back in history, when did those prices prevail? They always prevailed in periods where we asked the same question. What is the demand destruction price? And yeah, to erode demand by a somewhat meaningful quantity, yeah, you end up in that regime. These very high prices, like [$]130. And it's… It's not a gradual scale. You sort of at one point shoot through these levels and that's where you then end up.Andrew Sheets: It's quite, quite serious stuff.Martijn Rats: Well, yeah. Also, because we can casually say in the oil market, ‘Oh, demand erosion has to be the answer.' But we don't erode demand in isolation. Like, you know, diesel is trucking. Yeah, jet is flying. NAFTA is petrochemicals.Andrew Sheets: These are real core parts of economic activity.Martijn Rats: It's all GDP.Andrew Sheets: So maybe Martijn, in conclusion, let me give you a slightly different scenario. Let's say that the conflict goes on for another couple of weeks, but then there is a resolution. Traffic goes back to normal. Walk us through a little bit of what that would mean. You know, kind of how long does it take to get back to normal in a market like this?Martijn Rats: Yeah. So, if you say, weeks, I would say that is an uncomfortable period of time actually.Andrew Sheets: Feel free to use a slightly different scenario.Martijn Rats: If you say days. Let's say next week something happens, the whole thing comes soon to end. Look, then we will have logistical supply chain issues. But look, we can work through that.There is at the moment somewhat of an air pocket in the global oil supply chain. There should be oil tankers on their way to refineries for arrival in April and May that currently are not. So, we will have hiccups and things need to be rerouted and we draw on some inventories here or there, but… And that will keep commodity prices tense, I would imagine. The equity market will probably look through it.We'll have a month or six weeks, not more than two months, I would imagine of logistical issues to sort out. Look, of course, if that, you know, doesn't happen, then we're back in the scenario that we discussed. But yeah, look, that that's equally true. If it's short, we can sort of live with a disruption.Andrew Sheets: It's fair to say that this is a situation where days really matter, where weeks make a big difference.Martijn Rats: Oh, totally. Look, the oil industry has built in various, sort of, compensatory measures, I think. You know, inventories along the supply chains. But nothing of the scale that can work with this. I mean, this is truly yet another order of magnitude.Andrew Sheets: Martijn, thank you for taking the time to talk.Martijn Rats: My pleasure.Andrew Sheets: And thank you as always for your time. If you find Thoughts on the Market useful, let us know by leaving review wherever you listen. And also tell a friend or colleague about us today.Important note regarding economic sanctions. This report references jurisdictions which may be the subject of economic sanctions. Readers are solely responsible for ensuring that their investment activities are carried out in compliance with applicable laws.

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