Podcasts about securities

Well it's been nice knowing you guys but according to the new White House Memorandum we violate quite a few laws and are likely subject to arrest and imprisonment. In this episode we'll go over the nasty details. Give this video a thumbs up if you enjoyed it! And please leave us a comment! It helps us! ***Ben's new movies and tv podcast with Dillon is OUT NOW! GO WATCH the latest episode on THE HIGH SCHOOL CATFISH here: https://www.youtube.com/watch?v=MC1wfcB6c2E **CHECK OUT EMIL'S LIVESTREAMS HERE: https://www.youtube.com/emilderosa Support us and get bonus content, ad-free versions and more plus your first 7 days free at https://benandemilshow.com __ SOME OTHER VIDEOS YOU MAY ENJOY: That's Cringe of Cody Ko: https://youtu.be/dTbEk0pVh2w Our AUSTIN VIDEO: https://youtu.be/yGSs56bFzRU Our episode with Kyla Scanlon: https://youtu.be/cIHWkY35cuc Big Tech is out of ideas (ft. ED ZITRON): https://youtu.be/zBvVGHZBpMw Arguing with a millionaire (ft. Chris Camillo): https://youtu.be/1ZUWTkWV_MM We bought suits HERE: https://youtu.be/_cM1XqA9n2U ***LINK TO OUR DISCORD: https://discord.gg/CjujBt8g ***Subscribe to Emil's Substack: https://substack.com/@emilderosa ***Trade with Ben at https://tradertreehouse.com __ FACTOR MEALS: Eat smart at https://factormeals.com/baes50off and use code "baes50off" to get 50% off your first box, PLUS FREE BREAKFAST FOR ONE YEAR! MOOMOO: Click this link https://start.moomoo.com/BAES to get up to $1,000 in free stock when you make a qualified deposit. Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. See full disclosures at https://invest.us.moomoo.com/_disclosure RIDGE: Upgrade your wallet today! Get 10% off @ridge with code BAES at http://ridge.com/baes #ridgepod __ Follow us on instagram! @ benandemilshow @ bencahn @ emilderosa Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this special video episode, learn what proposed stock market rule changes could mean for your portfolio and how to grow your teen's money skills. Will corporate earnings reports soon shift from quarterly to twice a year? And what could new rules about day trading mean for everyday investors? Hosts Sean Pyles and Elizabeth Ayoola team up with senior news writer Anna Helhoski and investing lead writer Sam Taube to break down how potential SEC rule changes could reshape the stock market. They explore the pros and cons of less frequent earnings reports, what research shows about long-term investing behavior, and how easing day-trading limits might open doors for some investors — while raising risks for others. They also share practical ways to interpret earnings data, stay focused on long-term goals, and avoid emotional trading. Then, Sean and Elizabeth meet with listener Essa in-person to discuss how to teach kids money skills at home. They cover options for approaching allowances and savings goals (e.g., Greenlight), building credit safely via authorized-user setups or secured cards, and turning lessons into hands-on practice with simulations and budgeting tools. Essa shares what's been working in her household so far and gets suggestions on how to introduce new money concepts to her kids. The Nerdy Investor by NerdWallet is a monthly email briefing for investors who want to stay informed about what's happening in the world of money: https://nerdwalletinvesting.substack.com/about  Get matched with a financial advisor for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: SEC rule change 2025, Trump administration stock market changes, FINRA margin requirements, quarterly earnings cycle, semiannual financial reporting, stock market volatility trends, P/E ratio meaning, price to earnings ratio formula, long-term investor behavior, day trading regulation, PDT minimum balance, $25,000 day trading rule, margin trading risks, investor protection rules, stock market research studies, dot-com crash lessons, European Union earnings rules, financial disclosure requirements, investing newsletter signup, U.S. Securities and Exchange Commission updates, FINRA proposal 2025, retail investor access, beginner investing risks, youth financial literacy, teaching kids about credit, financial education apps for students, Bite of Reality app, Next Gen Personal Finance platform, EverFi money games, Financial Times Uber game, teen debit cards, compound interest examples, high-yield savings comparison, 401k matching concept, family money discussions, allowance systems for children, and parent-daughter investing ideas. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wall Street is partying hard right now with stocks at all-time highs.Unless a significant correction happens soon, the S&P will put in its third year of double-digit returns in a row.But pressures are building.The AI juggernaut, which is driving so much of the US economy and the market's rise these days, increasingly appears to be in bubble territory.While on the other hand, a large percentage of American consumers are increasingly struggling under the high cost of living.How will these pressures resolve in 2026?To discuss, we welcome back to the program macro analyst Jesse Felder, founder & Editor of the respected market research firm: The Felder Report.YOU CAN STILL GET THE 'LAST CHANCE TO SAVE' PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#aibubble #commodities #marketcorrection _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Jordan is a second-generation Fiduciary Retirement Advisor and has dedicated the last 15 years to educating his clients on how to build and protect the assets they have worked so hard to accumulate. His family has now been serving clients for over 45 years and has helped over 1,200 families across the nation, spanning from Hawaii to New York. His diverse base of clients entrust him with their financial well-being, and he proudly owns a record free of any consumer complaints. This is a direct result of the core values at GoldLine Financial. This expansive industry experience has allowed their team to provide sound advice to their clients during both bull and bear / recession markets.He earned his Bachelor's Degree in Finance at UC Riverside. Personal finance, market trends, investment strategy, and wealth preservation is what drives Jordan's hunger for knowledge which he shares with his clients and incorporates regularly into his practice. Jordan's family has been a pioneer in the Christian-Catholic Ministries in Los Angeles for over 35 years. At a young age he was involved with his church's ministry which planted the seed for his leadership positions today.“As a Fiduciary Advisor, our clients trust us because we have a track record of putting their needs first at all times. My job is to foster a relationship of trust, both legally and ethically. Our expansive industry knowledge, experience during up and down markets, research, and world-class service is what forges our lifelong relationships with our clients. Our tenets of full transparency and a high level of communication are the pillars of trust that we build with our clients and the multitude of financial institutions we work with. Many of our clients have become like family and we could not be more grateful for them.”Learn more: https://goldlinewealthmanagement.com/Advisory services provided through CoreCap Advisors, LLC. GoldLine Wealth Management and CoreCap Advisors are separate and unaffiliated entities. Securities trades are not accepted through email, voicemail, or fax. Please contact your representative at the number listed above to place any securities trades. This e-mail message and any attachments are solely for the confidential use of the intended recipient. If you are not the intended recipient, notify us immediately by return e-mail and promptly delete this message and any attachments from your computer.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-jordan-mangaliman-fiduciary-retirement-advisor-founder-of-goldline-wealth-management-discussing-building-a-retirement-plan-you-can-depend-on

Jordan is a second-generation Fiduciary Retirement Advisor and has dedicated the last 15 years to educating his clients on how to build and protect the assets they have worked so hard to accumulate. His family has now been serving clients for over 45 years and has helped over 1,200 families across the nation, spanning from Hawaii to New York. His diverse base of clients entrust him with their financial well-being, and he proudly owns a record free of any consumer complaints. This is a direct result of the core values at GoldLine Financial. This expansive industry experience has allowed their team to provide sound advice to their clients during both bull and bear / recession markets.He earned his Bachelor's Degree in Finance at UC Riverside. Personal finance, market trends, investment strategy, and wealth preservation is what drives Jordan's hunger for knowledge which he shares with his clients and incorporates regularly into his practice. Jordan's family has been a pioneer in the Christian-Catholic Ministries in Los Angeles for over 35 years. At a young age he was involved with his church's ministry which planted the seed for his leadership positions today.“As a Fiduciary Advisor, our clients trust us because we have a track record of putting their needs first at all times. My job is to foster a relationship of trust, both legally and ethically. Our expansive industry knowledge, experience during up and down markets, research, and world-class service is what forges our lifelong relationships with our clients. Our tenets of full transparency and a high level of communication are the pillars of trust that we build with our clients and the multitude of financial institutions we work with. Many of our clients have become like family and we could not be more grateful for them.”Learn more: https://goldlinewealthmanagement.com/Advisory services provided through CoreCap Advisors, LLC. GoldLine Wealth Management and CoreCap Advisors are separate and unaffiliated entities. Securities trades are not accepted through email, voicemail, or fax. Please contact your representative at the number listed above to place any securities trades. This e-mail message and any attachments are solely for the confidential use of the intended recipient. If you are not the intended recipient, notify us immediately by return e-mail and promptly delete this message and any attachments from your computer.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-jordan-mangaliman-fiduciary-retirement-advisor-founder-of-goldline-wealth-management-discussing-trust-and-transparency-in-retirement-planning

The Debt-to-GDP ratio of the world's largest economies is rising at a frightening pace as reckless deficit spending has become the order of the day.This is increasingly pushing investors into asset classes that offer protection from the inflation/loss of fiat currency purchasing power that results.Meanwhile, the gargantuan buildout of processing power and electricity generation & transmission need for AI is unleashing a global era of "Mine, Baby, Mine".This, also, is enticing investors to own natural resources. Combined together, these two trends paint a very compelling picture of relentless demand for hard assets for the foreseeable future.So, how to take advantage of this trend?Jonathan Wellum, founder of Rocklinc Investment Partners, Thoughtful Money's endorsed Canadian financial advisor, shares how his firm is positioning.For the details, watch this video.YOU CAN STILL GET THE 'LAST CHANCE TO SAVE' PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#goldprice #oil #commodities _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

A scrappy Flemish speech recognition company tries to put its hometown on the global tech map.SponsorsRoutable - http://ohmyfraud.promo/routableBluebook - https://getbluebook.com/(00:00) - A Pie to the Face (01:00) - Welcome to Oh My Fraud (06:00) - Welcome to Flanders, Belgium (07:30) - Meet the Founders: Jo Lernout and Pol Hauspie (09:30) - The Dream of Voice Recognition (15:12) - Going Public in a Crowded Market (17:42) - Creating the Flanders Language Valley (21:42) - Gaston Bastiaens and His Wine Cellar Wager (26:23) - Microsoft's $45 Million Investment (29:23) - The Philosophy of Pie Throwing (30:53) - Explosive Growth and Suspicious Numbers (32:53) - Dragon Systems and Dictaphone Acquisitions (35:23) - The Korean Revenue Mystery (38:23) - Wall Street Journal Starts Digging (42:17) - "I Lied About Everything" (43:47) - The Resignation and Bankruptcy (47:47) - The SEC Reveals the Fraud (49:47) - Criminal Convictions and Symbolic Justice (50:47) - Lessons Learned: Fake It Till You Make It (52:17) - What Happened to the Technology (53:47) - Closing Thoughts HOW TO EARN FREE CPEIn less than 10 minutes, you can earn NASBA-approved accounting CPE after listening to this episode. Download our mobile app, sign up, and look for the Oh My Fraud channel. Register for the course, complete a short quiz, and get your CPE certificate.https://www.earmark.app/Download the app:Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appCONNECT WITH CALEBLinkedIn: https://www.linkedin.com/in/calebnewquist/Email us at ohmyfraud@earmarkcpe.comSources:How Hype Hurt Lernout & Hauspie [Bloomberg via Wayback Machine]How High-Tech Dream Shattered In Scandal at Lernout & Hauspie [WSJ]Lernout & Hauspie Speech Products: Financing From Start-up through IPO [INSEAD, Herwig Langohr,  Benoit Leleux,  Danny Lein, July 2000, accessed on Sept. 16, 2025]Lernout & Hauspie Speech Products: The Question [INSEAD, Arnoud De Meyer,  Bart Pycke, January 1998, accessed on Sept. 16, 2025]Quarterdeck Office Systems [Wikipedia]Patent Is Won By Quarterdeck [NYT]Internet Hype Gives New Life to Quarterdeck Stock [LAT]Gaston Bastiaens [Apple.Fandom]Today in Apple history: Apple exec bets his wine cellar on Newton [CultofMac]Will Microsoft's Stake in Lernout & Hauspie Drive Growth in Speech? [Speech Technology Magazine]In Brussels, Gates Takes a Pie in the Face [Reuters via Wayback Machine]Bill Gates Being Hit in the Face With a Pie (1998) [YouTube]Noël Godin [Wikipedia]He Plasters Paris' Elite With Cream Pies [LAT]Bernard-Henri Levy Pied again in Belgium [YouTube]FM Interviews: Noël Godin [First Monday]Lernout & Hauspie Shares Drop Amid Puzzling Revenue Results [WSJ]Lernout & Hauspie Surges In Korea, Raising Questions [WSJ]Lernout's Bastiaens Will Step Down From CEO Post at Software Concern [WSJ]Lernout to Refile Financial Reports; Co-Founders Resign as Chairmen [WSJ]Lernout Files for Bankruptcy Protection, Says Cash at South Korean Unit Is Missing [WSJ]The Talk of Flanders Has Most Speechless [AP]Lernout & Hauspie Speech Products, N.V., Litigation Release No. 17782, Accounting and Auditing Enforcement Release No. 1648, October 10, 2002 [Securities and Exchange Commission]Lernout & Hauspie Speech Products, N.V., Litigation Release No. 18014, March 4, 2003 [Securities and Exchange Commission]Lernout & Hauspie Founders Guilty in Fraud [WSJ]Goldman Sachs and the $580 Million Black Hole [NYT]

Citing a current macro landscape of lower economic growth, sticky inflation and rising unemployment, today's guest has recently declared we've entered a "stagflation lite" period.How long will it last?And how should investors position accordingly?To find out, we're fortunate to welcome Cameron Dawson, Chief Investment Officer at NewEdge Wealth, back to the program today.YOU CAN STILL GET THE 'LAST CHANCE TO SAVE' PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#stagflation #artificialintelligence #unemployment _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower? Jenny: Inclusive capital advocacy.The future of regulated investment crowdfunding is being shaped not just by markets but by the voices that advocate for fair, effective policies in Washington. Jenny Kassan, President of the Crowdfunding Professional Association (CfPA), has emerged as a leading champion of this work. The association's upcoming summit and the advocacy efforts that precede it illustrate the growing momentum behind this movement.Jenny explained, “The Crowdfunding Professional Association represents the crowdfunding industry, the regulated investment crowdfunding industry. This is everyone who's involved in trying to make it easier for small businesses, entrepreneurs, changemakers, artists, everyone who has the ability to offer an investment opportunity to be able to offer it to everybody, everybody in the country.”The October summit in Washington, D.C., highlights the growing traction of this movement. Jenny shared that this year, the CfPA is securing more meetings with members of Congress and the Senate who influence financial market rules. That progress signals a growing recognition of the industry's role in democratizing access to capital.Speakers at the summit will include SEC Commissioner Hester Peirce, known for her balanced approach to fostering innovation while maintaining sensible regulation, and James Murphy from FINRA, the body overseeing day-to-day regulation of crowdfunding platforms. These perspectives, alongside industry leaders like Mark Elenowitz, will help issuers, investors, and platforms better navigate the complex regulatory landscape.Jenny was candid about the rapid changes unfolding in this space, especially around emerging technologies like crypto. “The industry is really evolving quickly. Even though there haven't been any law changes yet, there's been a huge, huge evolution and rapid change in the space,” she noted. Panels on crypto and digital assets will explore how innovation intersects with regulation, underscoring the importance of ongoing dialogue with policymakers.The CfPA summit is more than a conference. It is the culmination of months of advocacy, uniting stakeholders to strengthen the rules that govern investment crowdfunding. By convening entrepreneurs, investors, regulators, and industry professionals, the event will serve as a platform to share knowledge, influence policy, and build momentum for greater capital access.Jenny's leadership highlights that regulated investment crowdfunding is still young but brimming with potential. Her efforts—and those of the CfPA—help ensure the system grows into a tool that works for everyone.tl;dr:Jenny Kassan explained how the Crowdfunding Professional Association advocates in Washington to strengthen rules for regulated investment crowdfunding.She shared details about the upcoming summit, including meetings with legislators, regulators, and key industry experts.Jenny emphasized the importance of balanced regulation, highlighting insights from SEC Commissioner Hester Peirce and FINRA's James Murphy.She described how crowdfunding empowers underrepresented entrepreneurs, often outperforming traditional fundraising sources like venture capital and banks.Jenny encouraged participation in the CfPA and its summit, reminding listeners that inclusive access to capital benefits everyone.How to Develop Inclusive Capital Advocacy As a SuperpowerJenny described her superpower as her ability to advocate for inclusive access to capital. She explained that her passion lies in helping entrepreneurs—especially those underrepresented in traditional finance—gain the resources they need to thrive. As she put it, “We see like women, people of color, people that don't come from the top schools or from wealthy families often are quite successful with regulation crowdfunding, sometimes even more so. That's the reason I love the tool so much.”Her superpower is evident in her consistent championing of entrepreneurs who face barriers to traditional funding. By focusing on regulated investment crowdfunding, she empowers founders to bypass gatekeepers and reach communities of investors who share their vision.One story illustrates this clearly: Jenny highlighted data showing that diverse and under-resourced founders often raise more successfully through crowdfunding than through venture capital, angel groups, or banks. That success proves that crowdfunding levels the playing field. For Jenny, seeing women and people of color outperform traditional fundraising norms affirms the power of her mission.Jenny offered valuable insights for developing this superpower:Recognize who is excluded by traditional systems and design new ways to include them.Focus on building tools and structures that make participation easier for everyone.Ground advocacy in data that demonstrates success outside the status quo.Persist in championing change even when mainstream systems resist.By following Jenny's example and advice, you can make inclusive capital advocacy a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileJenny Kassan (she/her):President, Crowdfunding Professional AssociationAbout Crowdfunding Professional Association: The Crowdfunding Professional Association (CfPA) is a 501 (c)(6) nonprofit trade organization established by numerous authors and contributors to the Jumpstart Our Business Startup Act (“JOBS Act”) on April 5, 2012. The CfPA is dedicated to representing the Crowdfunding industry and supporting the Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA) while providing the industry with education, a professional network and the tools necessary to cultivate and balance a healthy ecosystem that will accelerate capital formation and ensure investor protection whenever possible. Join our association at https://www.crowdfundingecosystem.com/join or get your company listed with a microsite in the CfPA online ECO directory at: https://www.crowdfundingecosystem.com/upgrade/upgradeWebsite: crowdfundingecosystem.comLinkedin: linkedin.com/company/crowdfunding-professional-associationCompany Facebook Page: facebook.com/CrowdfundingProfessionalAssociationOther URL: events.humanitix.com/regulated-investment-crowdfunding-summit-2025Biographical Information: Jenny Kassan is an attorney, community economic development leader, and nationally recognized advocate for mission-driven entrepreneurship. With nearly 30 years of experience, she has dedicated her career to helping founders raise capital on their own terms while building wealth that stays rooted in local communities. She is the CEO of Baltimore Community Commons, which fosters investment access, knowledge sharing, and mutual aid, and the owner of The Kassan Group, a boutique law firm serving impact entrepreneurs. Jenny is also the author of Raise Capital on Your Own Terms: How to Fund Your Business Without Selling Your Soul and a frequent speaker on innovative finance, sustainable business, and community wealth building.Jenny's leadership extends across the national crowdfunding and economic justice ecosystem. She currently serves as President of the Crowdfunding Professional Association and President of Community Ventures, and previously co-founded CrowdFund Main Street and the Sustainable Economies Law Center. Her public service includes serving on the Fremont City Council, advising the U.S. Securities and Exchange Commission on small and emerging companies, and directing community projects at the Alameda County District Attorney's Office. A graduate of Yale Law School and UC Berkeley, Jenny continues to shape policies and practices that empower entrepreneurs while advancing a more equitable economy.X/Twitter Handle: @jennykassanPersonal Facebook Profile: facebook.com/jenny.kassanLinkedin: linkedin.com/in/jennykassanInstagram Handle: @thekassangroupSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Rancho Affordable Housing (Proactive), and Power Up October. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Superpowers for Good Live Pitch on October 6, 2025, hosted by Devin Thorpe on e360tv, will feature Core Tax Deeds, Dopple, ProActive Realty Group, and Victory Hemp Foods pitching their active Regulation Crowdfunding campaigns to a nationwide audience. Viewers can vote for their favorite companies, win prizes, ask live questions, and join a private investor Zoom session to engage directly with founders and even invest during the show. Don't miss this free chance to discover and support purpose-driven startups—register here: https://thesupercrowd.com/25q3pitchSuperCrowdHour, October 15, 2025, at 12:00 PM Eastern. Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “The Perfect Pitch: Creating an Irresistible Offering.” As a former investment banker and author, Devin will guide entrepreneurs through the process of crafting a regulated investment crowdfunding offering that aligns with investor expectations and captures attention. In this session, he'll share what makes a pitch compelling, how to structure terms that attract capital, and practical strategies for presenting your company's story in a way that resonates with investors. Whether you're launching your first community raise or refining a current campaign, this SuperCrowdHour will equip you with the tools to stand out and secure investor support. Don't miss this opportunity to learn how to transform your vision into a pitch investors can't resist.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on October 28, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.KingsCrowd Investment Crowdfunding Week: September 29 through October 2nd, featuring speakers, panels and live pitches. Free registration!Earthstock Festival & Summit (Oct 2–5, 2025, Santa Monica & Venice, CA) unites music, arts, ecology, health, and green innovation for four days of learning, networking, and celebration. Register now at EarthstockFestival.com.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington, DC, October 21-22, 2025.Impact Accelerator Summit is a live, in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 9,500+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss different domains of Stewardship that we should consider.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Jordan is a second-generation Fiduciary Retirement Advisor and has dedicated the last 15 years to educating his clients on how to build and protect the assets they have worked so hard to accumulate. His family has now been serving clients for over 45 years and has helped over 1,200 families across the nation, spanning from Hawaii to New York. His diverse base of clients entrust him with their financial well-being, and he proudly owns a record free of any consumer complaints. This is a direct result of the core values at GoldLine Financial. This expansive industry experience has allowed their team to provide sound advice to their clients during both bull and bear / recession markets.He earned his Bachelor's Degree in Finance at UC Riverside. Personal finance, market trends, investment strategy, and wealth preservation is what drives Jordan's hunger for knowledge, which he shares with his clients and incorporates regularly into his practice. Jordan's family has been a pioneer in the Christian-Catholic Ministries in Los Angeles for over 35 years. At a young age, he was involved with his church's ministry, which planted the seed for his leadership positions today.“As a Fiduciary Advisor, our clients trust us because we have a track record of putting their needs first at all times. My job is to foster a relationship of trust, both legally and ethically. Our expansive industry knowledge, experience during up and down markets, research, and world-class service is what forges our lifelong relationships with our clients. Our tenets of full transparency and a high level of communication are the pillars of trust that we build with our clients and the multitude of financial institutions we work with. Many of our clients have become like family, and we could not be more grateful for them.”Learn more: https://goldlinewealthmanagement.com/Advisory services provided through CoreCap Advisors, LLC. GoldLine Wealth Management and CoreCap Advisors are separate and unaffiliated entities. Securities trades are not accepted through email, voicemail, or fax. Please contact your representative at the number listed above to place any securities trades. This e-mail message and any attachments are solely for the confidential use of the intended recipient. If you are not the intended recipient, notify us immediately by return e-mail and promptly delete this message and any attachments from your computer.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-jordan-mangaliman-fiduciary-retirement-advisor-founder-of-goldline-wealth-management-discussing-the-transition-into-retirement

Much concern has been raised of late about how the economy is slowing and recession risk is rising.But is that really true?Or, could we already be through the worst of things, with the economy strengthening from here?To find out, we have the good fortune to talk today with Dr Anna Wong, Chief U.S. Economist for Bloomberg Economics. Prior to her current role, Anna also worked at the Federal Reserve Board, the White House Council of Economics Advisers, and the U.S. Treasury.In today's discussion, Anna explains why she has recently turned from being bearish (for years) to guardedly bullish.TIME'S NEARLY UP! LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#bullmarket #economicrecovery #unemployment _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

In this episode, Uzair talks to Zeeshan Khattak, Commissioner at the Securities & Exchange Commission of Pakistan (SECP) about the deepening of financial markets in Pakistan and the ways in which the SECP is trying to expand access to finance at the individual and corporate level. Mr. Zeeshan Rehman Khattak joined the SECP as Commissioner in November 2024. He has over two decades of local and international experience in Real Estate Investment & Management, Regulatory Affairs, Wealth Management, and Development of Export-led Technology Infrastructure. Mr. Khattak brings rich experience in capital markets, regulatory oversight and assets' management. Mr. Khattak's most recent association was with Pakistan Software Export Board (PSEB) as Chief Commercial Officer and additionally as Chief Executive Officer designate. Chapters: 0:00 Introduction 2:20 SECP's priorities 11:25 Savings via digital gold 14:20 Regulatory sandboxes 25:05 Focus on startups 27:30 Climate finance

At this point, the stock market is being driven nearly entirely by sentiment and momentum.Portfolio manager Lance Roberts thinks the odds are good that will continue as the allure of S&P 7,000 entices investors to keep buying dips through the remainder of the year.He and I discuss the technical reasons for this, as well as the impact of the government shutdown, the latest disappointing ADP jobs report, bonds and Lance's firm's recent trades.For everything that mattered to markets this week, watch this video.TIME'S NEARLY UP! LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#bullmarket #jobsreport #shutdown _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

How much you need to retire quiz: https://adamdolson.com/retire-quiz/Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

October is shaping up to be a pivotal month for crypto ETFs, with 16 applications, many tied to altcoins like Solana, XRP, and Litecoin, awaiting final decisions from the U.S. Securities and Exchange Commission. However, the new SEC-approved generic listing standards for exchange traded products could be a game changer for issuers. In this episode of Byte-Sized Insight, we speak with Zach Pandl, Head of Research at Grayscale, and James Seyffart, ETF Analyst at Bloomberg Intelligence, to unpack what makes this round of filings different, how the SEC's stance may be shifting and what the potential approvals could mean for both investors and the broader crypto market.(01:19) Why October 2025 is deemed “ETF Month”(02:41) Breaking down 19b-4 filings and looming SEC deadlines(03:48) The new generic listing standards that could fast-track crypto ETFs(04:52) How the SEC's stance on crypto shifted after the Gensler era(05:32) Bipartisan support in Washington driving crypto regulation clarity(06:57) Key lessons from Grayscale's ETF battles: putting investors first(08:11) Is there real demand for altcoin ETFs in today's market?(08:29) Solana and XRP ETFs: futures market signals early appetite(09:17) Why basket and index ETFs could shape the future of crypto investing(10:03) Inside the next wave of crypto ETFs: simplified access for investorsThis episode was hosted and produced by Savannah Fortis, @savannah_fortis.Follow Cointelegraph on X @Cointelegraph.Check out Cointelegraph at cointelegraph.com.If you like what you heard, rate us and leave a review!The views, thoughts and opinions expressed in this podcast are its participants alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.

Takeaways from our inaugural APAC Conference BofA Global Research hosted its inaugural APAC Conference earlier this month. Timing was opportune. The Chinese CSI 300 Equity Index has outperformed the S&P year-to-date, following years in which the opposite was true and that's helped to pique investor interest. Over 1,200 investors and 300 corporates attended. Winnie Wu joins us to discuss her takeaways from the conference and her views on markets. Winnie believes Chinese equities will remain relatively more attractive in the EM context given the lower valuation and better growth potential for China. She adds China and Korea in particular are very well positioned to leverage AI to help offset their demographic challenges and can potentially achieve higher than expected long-term GDP growth thanks to AI-driven efficiency.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

While many analysts are worried about the weakening jobs market, today's guest thinks it might be exactly what's needed for the economy to get...better?Michael Kantrowitz, chief investment strategist & managing director at Piper Sandler, is best known for his H.O.P.E. framework -- which predicts how recessions start and end.Michael sees the economy as potentially entering "goldilocks" conditions of rising growth, disinflation, lower interest rates and low oil prices.The weakening job market is disinflationary AND provides the incentive for the Fed to cut rates. That actually creates the kind of conditions that we normally see with economy recoveries.So, does that mean the market will continue rising?Watch this video to find out.TIME'S NEARLY UP! LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#recession #economicrecovery #interestrates _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved

TIME'S NEARLY UP! LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conferenceDavid Hay delivers his macro & market outlook -- plus takes your live Q&A#bonds #marketcorrection #goldprice _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower? Jenny: Inclusive capital advocacy.The future of regulated investment crowdfunding is being shaped not just by markets but by the voices that advocate for fair, effective policies in Washington. Jenny Kassan, President of the Crowdfunding Professional Association (CfPA), has emerged as a leading champion of this work. The association's upcoming summit and the advocacy efforts that precede it illustrate the growing momentum behind this movement.Jenny explained, “The Crowdfunding Professional Association represents the crowdfunding industry, the regulated investment crowdfunding industry. This is everyone who's involved in trying to make it easier for small businesses, entrepreneurs, changemakers, artists, everyone who has the ability to offer an investment opportunity to be able to offer it to everybody, everybody in the country.”The October summit in Washington, D.C., highlights the growing traction of this movement. Jenny shared that this year, the CfPA is securing more meetings with members of Congress and the Senate who influence financial market rules. That progress signals a growing recognition of the industry's role in democratizing access to capital.Speakers at the summit will include SEC Commissioner Hester Peirce, known for her balanced approach to fostering innovation while maintaining sensible regulation, and James Murphy from FINRA, the body overseeing day-to-day regulation of crowdfunding platforms. These perspectives, alongside industry leaders like Mark Elenowitz, will help issuers, investors, and platforms better navigate the complex regulatory landscape.Jenny was candid about the rapid changes unfolding in this space, especially around emerging technologies like crypto. “The industry is really evolving quickly. Even though there haven't been any law changes yet, there's been a huge, huge evolution and rapid change in the space,” she noted. Panels on crypto and digital assets will explore how innovation intersects with regulation, underscoring the importance of ongoing dialogue with policymakers.The CfPA summit is more than a conference. It is the culmination of months of advocacy, uniting stakeholders to strengthen the rules that govern investment crowdfunding. By convening entrepreneurs, investors, regulators, and industry professionals, the event will serve as a platform to share knowledge, influence policy, and build momentum for greater capital access.Jenny's leadership highlights that regulated investment crowdfunding is still young but brimming with potential. Her efforts—and those of the CfPA—help ensure the system grows into a tool that works for everyone.tl;dr:Jenny Kassan explained how the Crowdfunding Professional Association advocates in Washington to strengthen rules for regulated investment crowdfunding.She shared details about the upcoming summit, including meetings with legislators, regulators, and key industry experts.Jenny emphasized the importance of balanced regulation, highlighting insights from SEC Commissioner Hester Peirce and FINRA's James Murphy.She described how crowdfunding empowers underrepresented entrepreneurs, often outperforming traditional fundraising sources like venture capital and banks.Jenny encouraged participation in the CfPA and its summit, reminding listeners that inclusive access to capital benefits everyone.How to Develop Inclusive Capital Advocacy As a SuperpowerJenny described her superpower as her ability to advocate for inclusive access to capital. She explained that her passion lies in helping entrepreneurs—especially those underrepresented in traditional finance—gain the resources they need to thrive. As she put it, “We see like women, people of color, people that don't come from the top schools or from wealthy families often are quite successful with regulation crowdfunding, sometimes even more so. That's the reason I love the tool so much.”Her superpower is evident in her consistent championing of entrepreneurs who face barriers to traditional funding. By focusing on regulated investment crowdfunding, she empowers founders to bypass gatekeepers and reach communities of investors who share their vision.One story illustrates this clearly: Jenny highlighted data showing that diverse and under-resourced founders often raise more successfully through crowdfunding than through venture capital, angel groups, or banks. That success proves that crowdfunding levels the playing field. For Jenny, seeing women and people of color outperform traditional fundraising norms affirms the power of her mission.Jenny offered valuable insights for developing this superpower:Recognize who is excluded by traditional systems and design new ways to include them.Focus on building tools and structures that make participation easier for everyone.Ground advocacy in data that demonstrates success outside the status quo.Persist in championing change even when mainstream systems resist.By following Jenny's example and advice, you can make inclusive capital advocacy a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileJenny Kassan (she/her):President, Crowdfunding Professional AssociationAbout Crowdfunding Professional Association: The Crowdfunding Professional Association (CfPA) is a 501 (c)(6) nonprofit trade organization established by numerous authors and contributors to the Jumpstart Our Business Startup Act (“JOBS Act”) on April 5, 2012. The CfPA is dedicated to representing the Crowdfunding industry and supporting the Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA) while providing the industry with education, a professional network and the tools necessary to cultivate and balance a healthy ecosystem that will accelerate capital formation and ensure investor protection whenever possible. Join our association at https://www.crowdfundingecosystem.com/join or get your company listed with a microsite in the CfPA online ECO directory at: https://www.crowdfundingecosystem.com/upgrade/upgradeWebsite: crowdfundingecosystem.comLinkedin: linkedin.com/company/crowdfunding-professional-associationCompany Facebook Page: facebook.com/CrowdfundingProfessionalAssociationOther URL: events.humanitix.com/regulated-investment-crowdfunding-summit-2025Biographical Information: Jenny Kassan is an attorney, community economic development leader, and nationally recognized advocate for mission-driven entrepreneurship. With nearly 30 years of experience, she has dedicated her career to helping founders raise capital on their own terms while building wealth that stays rooted in local communities. She is the CEO of Baltimore Community Commons, which fosters investment access, knowledge sharing, and mutual aid, and the owner of The Kassan Group, a boutique law firm serving impact entrepreneurs. Jenny is also the author of Raise Capital on Your Own Terms: How to Fund Your Business Without Selling Your Soul and a frequent speaker on innovative finance, sustainable business, and community wealth building.Jenny's leadership extends across the national crowdfunding and economic justice ecosystem. She currently serves as President of the Crowdfunding Professional Association and President of Community Ventures, and previously co-founded CrowdFund Main Street and the Sustainable Economies Law Center. Her public service includes serving on the Fremont City Council, advising the U.S. Securities and Exchange Commission on small and emerging companies, and directing community projects at the Alameda County District Attorney's Office. A graduate of Yale Law School and UC Berkeley, Jenny continues to shape policies and practices that empower entrepreneurs while advancing a more equitable economy.X/Twitter Handle: @jennykassanPersonal Facebook Profile: facebook.com/jenny.kassanLinkedin: linkedin.com/in/jennykassanInstagram Handle: @thekassangroupSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Rancho Affordable Housing (Proactive), and Power Up October. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Superpowers for Good Live Pitch on October 6, 2025, hosted by Devin Thorpe on e360tv, will feature Core Tax Deeds, Dopple, ProActive Realty Group, and Victory Hemp Foods pitching their active Regulation Crowdfunding campaigns to a nationwide audience. Viewers can vote for their favorite companies, win prizes, ask live questions, and join a private investor Zoom session to engage directly with founders and even invest during the show. Don't miss this free chance to discover and support purpose-driven startups—register here: https://thesupercrowd.com/25q3pitchSuperCrowdHour, October 15, 2025, at 12:00 PM Eastern. Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “The Perfect Pitch: Creating an Irresistible Offering.” As a former investment banker and author, Devin will guide entrepreneurs through the process of crafting a regulated investment crowdfunding offering that aligns with investor expectations and captures attention. In this session, he'll share what makes a pitch compelling, how to structure terms that attract capital, and practical strategies for presenting your company's story in a way that resonates with investors. Whether you're launching your first community raise or refining a current campaign, this SuperCrowdHour will equip you with the tools to stand out and secure investor support. Don't miss this opportunity to learn how to transform your vision into a pitch investors can't resist.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on October 28, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.KingsCrowd Investment Crowdfunding Week: September 29 through October 2nd, featuring speakers, panels and live pitches. Free registration!Earthstock Festival & Summit (Oct 2–5, 2025, Santa Monica & Venice, CA) unites music, arts, ecology, health, and green innovation for four days of learning, networking, and celebration. Register now at EarthstockFestival.com.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington, DC, October 21-22, 2025.Impact Accelerator Summit is a live, in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 9,500+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

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Regina welcomes coach and speaker Mihika Patel, founder of One Mighty Mama, to explore reclaiming identity in motherhood and designing a flexible, fulfilling future. Additionally, the two cover tiny habits for tough days, “Mind Movies” for affirmations, and why investing in yourself strengthens your relationships. Episode Highlights:   0:00 - Introduction 0:43 - Meet Mihika Patel 2:24 - Why focus on moms? 8:43 - Mihika's morning routine 14:07 - Where you can connect with Mihika 15:36 - Challenges Mihika has faced as a professional woman 19:30 - Mihika's plans for retirement 22:08 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH MIHIKA PATEL   Website: https://www.1mightymama.com/ LinkedIn: https://www.linkedin.com/in/mihika-patel/ Instagram: https://www.instagram.com/momentswithmihika/?hl=en   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

In this episode of Behind the Wealth, we dig into two common retirement questions that often come up in conversations with clients and listeners. First, we look at Roth conversions in light of the “Big Beautiful Bill” that extended lower tax rates. Many people rushed to convert before the Tax Cuts & Jobs Act was set to expire—so do conversions still make sense now? We'll discuss the considerations, trade-offs, and planning angles to think about before making any moves. Next, we tackle the question: “I'm 42—how much should I have saved?” We walk through recent data on retirement account balances by age, highlight why averages and medians can be misleading, and explain why comparing yourself to benchmarks may not give you the full picture. Instead, we'll share what actually matters: building a personal plan that reflects your lifestyle, income sources, expenses, and retirement goals. Whether you're weighing tax strategies or measuring your savings progress, this conversation is about helping you think more clearly about your own financial story. Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 ½ and has held their Roth IRA for at least five years. Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of the conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

Episode Summary: In this powerful episode, Paul Ward sits down with Arkady Milgram, a former Soviet citizen who risked everything to pursue freedom in America. Arkady shares his journey from growing up under communist rule to becoming a successful financial planner in California. Along the way, he reflects on the emotional moments of leaving his homeland, building a new life from scratch, and reuniting his family. His story is a heartfelt reminder that freedom comes at a cost—and with limitless opportunity. ⏱️ Timestamps + Topics 00:05 – Welcome from Paul Paul introduces Arkady Milgram, a Russian immigrant who built a life and career in America. 00:51 – Meet Arkady Milgram Arkady shares his gratitude and excitement to tell his story. 01:22 – Life in the Soviet Union Arkady describes his childhood under communist propaganda and his early curiosity about the West. 02:59 – Cracks in the Narrative Discover how an American magazine article helped shift Arkady's understanding of the U.S. 05:01 – The Dream of Leaving Learn how Arkady used Israel's “family reunification” program as a legal route to escape. 07:40 – The First Step to Freedom Arkady recalls the emotional moment stepping off the plane in Vienna—and realizing he was free. 09:14 – Stateless in Italy He explains the three-month transition in Rome, applying for refugee status in the U.S. 11:32 – Arriving in Los Angeles With support from distant relatives and Jewish organizations, Arkady begins his new life in LA. 13:41 – His First Job in America From unloading furniture in Hollywood to biochemistry work, Arkady dives into American work life. 15:35 – From Biochemistry to Business Why Arkady transitioned from lab work to entrepreneurship—and how he started a travel agency. 17:34 – Discovering Financial Planning Arkady finds his true calling helping others navigate personal finance through education. 20:25 – How to Reach Arkady He shares his phone number and open-door policy for financial conversations—no pressure, just help. 23:28 – Reuniting with Family Hear the emotional story of how he brought his parents and extended family to the U.S. 26:12 – A Love Letter to America Arkady closes with powerful reflections on freedom, family, and what it means to be American.

Are you ready to retire or just ready to worry? I'm breaking down the retirement spending conundrum and why your fear of running out of money might be costing you the vacation of your dreams. From annuities to inheritance planning, we're covering it all. To learn how to balance frugality with actually enjoying your retirement, tune in! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Gold is up 40% this year.Silver's up almost 50%.And the mining stocks as a sector are up over 100%.Has the big money in precious metals now been made?Or is the party just getting started?For answers to all things gold, silver and the companies that mine them, we fortunate to speak with Brien Lundin, CEO of Jefferson Financial, publisher of GoldNewsleter.com and producer of the excellent New Orleans Investment Conference.LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#goldprice #silverprice #preciousmetals_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss a passage of Scripture that helps combat the love of wealth.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

How much you need to retire quiz: https://bit.ly/Adam-OlsonWhy Retiring at 65 is a Huge Mistake (and What to Do Instead)We've all been told the same story: work 40+ years, retire at 65, and then start living. But what if that timeline is completely backwards?In this video, Adam Olson, CFP®, breaks down why the traditional “65 and done” model no longer works — and how it could be costing you your best, healthiest years of retirement. You'll discover:✅ The health realities that make retiring at 65 too late for many people✅ Why “65” became the cultural norm — and why it doesn't fit today's world✅ How to balance health and wealth so you don't miss your most vibrant years✅ Strategies to avoid retirement shock and transition with confidence✅ The Red Zone Retirement Planning Process that helps you retire earlier — without sacrificing securityYour retirement shouldn't be defined by a date on a calendar. It should be built around your health, happiness, and goals. With the right plan, you can retire earlier, on your terms, and enjoy the life you've worked so hard to build.

Quarterly earnings reports have been a fixture of American business for more than 50 years ... but are their days numbered? Earlier this month, President Donald Trump reignited debate by suggesting companies should only report twice a year, a move he says would cut costs and free executives to focus on the long term. But would fewer reports build stronger businesses, or erode trust in the markets? In this episode of Is This Really a Thing?, Dean Paul Jarley sits down with UCF College of Business Hall of Fame members Paul Gregg and Jim Balaschak, along with accounting faculty member EB Altiero Poziemski, to examine whether the quarterly report is an outdated ritual or a critical safeguard. Could its demise really be a thing? Featured Guests EB Altiero Poziemski, MSA Program Director & Advisor / Associate Lecturer Paul Gregg, Finance Executive in Residence Jim G. Balaschak - Principal, Deanja, LLC Episode Transcription Paul Jarley: Sometimes things just come together. Last week I read something about the President's proposal to shift from quarterly to semi-annual earnings reports. That same week I was holding the College's fall meeting of our Dean's Advisory Board. The Board is filled with folks who have a direct interest in this debate. So I convened a quick panel to gain insights into the likely death of the quarterly report. Paul Gregg is an experienced CFO, member of the College of Business Hall of Fame and an Executive in Residence in the Department of Finance. He is joined by Jim Balaschak, a fellow Hall of Famer and serial investor, and EB Altiero Poziemski, a faculty member in the Dixon School of Accounting. Quarterly earnings reports have been with us for 50 years. President Trump has floated the idea of going European and cutting back to semi-annual reporting. Would that save money, destroy trust in markets or both? And what happens when AI makes real time disclosure possible? In this episode, we ask whether the cadence of reporting is about efficiency or about faith in the system itself. Could the end of the quarterly earnings report really be a thing? Stay tuned. This show is all about separating hype from fundamental change. I'm Paul Jarley, Dean of the College of Business here at UCF. I've got lots of questions. To get answers, I'm talking to people with interesting insights into the future of business. Have you ever wondered, Is This Really a Thing? Onto our show. EB, let me start with you. Talk a little bit about when the quarterly report first came about and why, and the changes over the years. EB Altiero Poziemski: The requirement to actually have any financial reporting whatsoever from our public companies started with the Securities and Exchange Act of 1934. So that was the first time that there was a law that said a publicly traded company had to periodically report their results to their investors. Paul Jarley: This was a response that Great Depression, right? EB Altiero Poziemski: Yes. Following on that, in 1955, that was when the requirement for semi-annual reports was added to the rules, and so we saw that sometime between the original 1934 act and 1955, there was an increased demand for more timely information about these companies. And then from there, we didn't see quarterly reporting required until 1970. So in the grand scheme of things, it's actually a fairly recent development and not entirely a settled one either because we're here talking about it right now. But Donald Trump also brought this up in 2018, actually brought it to the SEC for comment. It did go out for public comment at that time, and in 2013, the European Union actually abolished quarterly reporting for the companies that they regulate. So it's been kind of a push and pull over time. Paul Jarley: Paul, you've been in the corporate world for a lot of years, what actually do you need to report? Paul Gregg: First of all, the report is unaudited, unlike the 10-K, which is an audited report.

Craig Jeffery talks with Damian McIntyre and John Mosko of Federated Hermes about the evolving state of US tariffs, court rulings, and their ripple effects on inflation, the Fed, and investment strategies. They explore how companies are reacting, what it means for rates, and how treasury professionals can navigate duration and asset decisions in this environment.   Views are those of Federated Securities Corp. as of 9/05/25, and are subject to change based on market conditions and other factors. These views should not be construed as a recommendation for any specific security or sector. Bond prices are sensitive to changes in interest rates, and a rise in interest rates can cause a decline in their prices. You could lose money by investing in a mutual fund. Although some money market funds seek to preserve the value of your investment at $1.00 per share, they cannot guarantee they will do so. An investment in these funds is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Ultrashort and other short duration bond funds are not “money market” mutual funds. Some money market mutual funds attempt to maintain a stable net asset value through compliance with relevant Securities and Exchange Commission (SEC) rules. Short duration funds are not governed by those rules, and their shares will fluctuate in value. Due to various risks and uncertainties, actual events, results or actual performance may differ materially from that reflected or contemplated in any forward-looking statements. Nothing contained herein may be relied upon as a guarantee, or a representation as to the future. Although the information provided in this podcast has been obtained from sources which Federated Hermes believes to be reliable, it does not guarantee accuracy of such information and such information may be incomplete or condensed. Federated Hermes is not affiliated with Strategic Treasurer.

Ready to connect with us? Visit: martinwealth.com In this episode of the Smart Wealth & Retirement podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions unpack the essential elements of estate planning every retiree should have in place. From wills and trusts to healthcare directives, powers of attorney, and beneficiary designations, Jim and Casey explain why these documents matter, common mistakes they see, and how proper planning can save your family time, money, and heartache. With real client stories and practical takeaways, this episode will help you take control of your legacy with confidence. Want to work with us? Visit: http://retirewithmartin.com/ Learn more: www.planwellretirehappy.com 00:00 — Introduction & Why Estate Planning Matters Jim & Casey set the stage: estate planning isn't just for the wealthy. Why retirees often overlook this step until it's too late. 03:10 — Wills: The Foundation of an Estate Plan What a will does (and doesn't) accomplish. The risks of dying without one. 07:25 — Trusts: Control and Probate Avoidance How trusts provide privacy and efficiency. When it makes sense to use one vs. relying solely on a will. 12:15 — Healthcare Directives & Living Wills Documenting your wishes before a crisis occurs. How this protects your loved ones from difficult decisions. 16:40 — Powers of Attorney: Financial & Medical The difference between financial and medical POAs. Why not having them can stall critical decisions. 20:55 — Beneficiary Designations: The Overlooked Detail Why your 401(k), IRA, and insurance beneficiary forms can override a will. Real-world example of a costly mistake from outdated paperwork. 25:30 — Common Mistakes & How to Avoid Them Failing to update documents after life changes. Assuming “one and done” instead of ongoing maintenance. 29:45 — Final Thoughts & Next Steps A 5-document checklist for every retiree. Encouragement to work with an estate planning attorney and advisor together. Want to work with us? Visit us on YouTube: https://www.youtube.com/@MartinWealth Learn more: martinwealth.com   Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Financial Clarity for Doctors spends a lot of time talking about how to balance your financial priorities and achieve your goals with the resources you have.  In this episode, hosts Corey Janoff and Rachelle Vanderzanden take some time to delve into those life goals.  We often ask clients, “What's the fairy tale for you?”  Spending some time thinking about the things you're working toward can be a lot of fun – and motivating!  Your goals can be anything!  Maybe for you it's working less now and taking more time for family, friends, and hobbies now.  It could be longer-term traveling plans.  Someday maybe you'll have the luxury of a trip that lasts a month or two instead of a week or two.  For some folks, it's having that very special place to land with friends and family.  Beach house anyone?  A place in the mountains?  Others want to have the ability to make dreams come true for their children or even people they've never met.   Take some time to think about your own motivation.  It may help you find the balance between living for today and saving for the future.  For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes.    Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice. 

Japanese stocks are still among our favorites. BlackRock Investment Institute Economist Serena Jiang unpacks how corporate reforms and solid growth are driving equity gains. General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2025 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BIIM0925U/M-4857461

Today's guest has long been warning that the US -- as well as many other countries -- is now in an era of fiscal dominance.That's when fiscal spending gets out of control, like a runaway train.It becomes so large that it becomes the primary determinant of economic growth and inflation -- steamrolling over any impact of monetary policy or private sector lending.At this time of this recording, the deficit for the 2025 US fiscal year is on track to be the 3rd largest in history, behind the COVID emergency spending years of 2020 and 2021.The key difference , of course, is this time we're not facing a global pandemic and economic lockdown. Yet the profligate deficit spending continues unabated.What impact is this having on the economy, asset prices, our currency's purchasing power, and social stability?For answers, we are very fortunate to welcome back to the program Lyn Alden, investment strategist & author of the book "Broken Money: Why Our Financial System is Failing Us and How We Can Make it Better"LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#deficit #money #inflation _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

The leading economic indicators are showing that the economy is slowing further. Are we headed into recession?It's too early to tell.But it does put today's sky-high stock valuations in doubt, as they depend on very strong earnings growth next year -- which increasingly look at odds with the decelerating economic data.This boosts the chance of a coming correction in the stock market.How big of one?Lance and I discuss in today's video, along with the latest inflation numbers, AI, signs of growing vulnerability in the credit system, central planner intervention and, always, Lance's firm's latest trades,For everything that mattered to markets this week, watch this Weekly Recap.#recession #inflation #ai 0:00 - Slowdown Signals: Leading Indicators Suggest Economic Weakening4:44 - Economic Data: 3.8% Q2 GDP Driven by Trade, Spending Outpaces Income6:43 - Earnings Gap: Mag 7 Slows, Bottom 493 Flat, 11-15% Growth Questioned9:18 - AI's Economic Impact: Reduces Jobs/Wages, Hurts Earnings Outlook10:00 - Leading Economic Index: Negative Turn Signals Slower Growth11:19 - 2022 Anomaly: Stimulus Masked Recession Signals, Now Normalizing13:57 - Yield Curve Uninversion: Signals Slower Growth, Recession Risk14:56 - Employment Trends: Full-Time Jobs Drop, Weakens Consumer Spending16:52 - Recession Context: 16-Year Gap, Policy Aversion to Downturns18:29 - Policy Response: All-Out Stimulus Likely for Even Mild Recession23:21 - Policy Addiction: QE, Zero Rates, Checks Expected at Job Losses26:20 - Inflation History: Pre-2000 Restraint vs. Post-Reagan Deficit Surge31:05 - Wealth Inequality: Top 10% Own ~80% Net Worth, Policy-Driven35:30 - Socialism vs. Capitalism: 46% Youth Favor Socialism Amid Inequality39:13 - Speculative Risks: Perpetual Options, Leveraged Bitcoin ETF Losses41:57 - AI Bubble: Nvidia-OpenAI Circular Financing Echoes Dot-Com Excesses47:53 - Entrepreneurship: Capital Access Easier, Opportunities for Scrappy Ideas57:12 - Precious Metals: Silver Melt-Up, Rebalanced to Manage Gains59:46 - Bitcoin Concerns: Leveraged ETFs Down 45%, Signals Risk-Off Move1:01:49 - Technical Analysis: Overbought High Beta, Declining Money Flows1:06:23 - Market Outlook: 5-10% Oct-Nov Correction, Buyable for Year-End Rally1:12:11 - Bond Bull Case: High Valuations, Low ERP Favor Bonds Over Stocks1:16:45 - Tricolor Bankruptcy: $1B Subprime Auto Loans Signal Credit Issues1:20:56 - PayPal's Buy-Now-Pay-Later: Debt Sale Raises Red Flags1:24:13 - AI Spending Risks: $800B Shortfall, Winner-Take-All Dynamics_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

What happens when your company's processes are costing you more than they're helping you?In this episode of Grow Your Business & Grow Your Wealth, guest host Jack W. Reeder, CLU, ChFC sits down with Hugh Glazer, Managing Director of Winterview Group. Hugh shares why businesses—whether start-ups or long-established firms—must step back from daily operations and map their transaction flows. From uncovering inefficiencies to improving cash flow and creating better decision-making frameworks, Hugh explains how visual workflows can save money, strengthen performance, and reveal opportunities for growth.Drawing on his decades of experience, including his work with the Goldman Sachs 10,000 Small Businesses program, Hugh talks about the most common mistakes companies make, real-world turnaround stories, and why entrepreneurs need to invest in infrastructure, data analysis, and forward planning to thrive.

Guys...they finally figured it out. We're analyzing piece by piece the big autism announcement and also reviewing Charlie Kirk's insanely weird and cringe funeral. If you could call it that. Give this video a thumbs up if you enjoyed it! And please leave us a comment! It helps us! ***ALSO BE SURE TO JOIN US TOMORROW AT NOON PST FOR A SPECIAL LIVESTREAM*** ***Ben's new movies and tv podcast with Dillon is OUT NOW! GO WATCH the latest episode on THE HIGH SCHOOL CATFISH here: https://www.youtube.com/watch?v=MC1wfcB6c2E **CHECK OUT EMIL'S LIVESTREAMS HERE: https://www.youtube.com/emilderosa Support us and get bonus content, ad-free versions and more plus your first 7 days free at https://benandemilshow.com __ SOME OTHER VIDEOS YOU MAY ENJOY: That's Cringe of Cody Ko: https://youtu.be/dTbEk0pVh2w Our AUSTIN VIDEO: https://youtu.be/yGSs56bFzRU Our episode with Kyla Scanlon: https://youtu.be/cIHWkY35cuc Big Tech is out of ideas (ft. ED ZITRON): https://youtu.be/zBvVGHZBpMw Arguing with a millionaire (ft. Chris Camillo): https://youtu.be/1ZUWTkWV_MM We bought suits HERE: https://youtu.be/_cM1XqA9n2U ***LINK TO OUR DISCORD: https://discord.gg/CjujBt8g ***Subscribe to Emil's Substack: https://substack.com/@emilderosa ***Trade with Ben at https://tradertreehouse.com __ GROUND NEWS: Go to https://ground.news/baes for a better way to stay informed. Subscribe for 40% off unlimited access to worldwide coverage through our link. MOOMOO: Click this link https://start.moomoo.com/BAES to get up to $1,000 in free stock when you make a qualified deposit. Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky. See full disclosures at https://invest.us.moomoo.com/_disclosure __ Follow us on instagram! @ benandemilshow @ bencahn @ emilderosa Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this latest monthly outlook from the advisors at New Harbor Financial, John and Mike discuss investing in a world of nosebleed valuations levels during a time when the Fed is cutting rates.This doesn't happen often.What makes more sense: Ride the current party until it ends? Or play it safe and leave it early?We evaluate the options in today's video, as well as what to do if sitting on big gains in the precious metals. We also identify several important end-of-year moves investors should consider implementing before the winter holidays arrive.LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#bullmarket #marketcorrection #goldprice _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Portfolio manager Michael Lebowitz joins us live to explain why he remains bullish on bonds here in the near term, as well as to take your Q&A#bonds #treasurybonds #inflation _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

What is your wealth's highest purpose? In this episode, we explore that question with a professional wealth advisor who is passionate about helping millennials use their resources to create real impact. We'll dive into donor-advised funds—are you using one?—and why they matter for high-income, mid-career millennials.You'll hear how the bunching strategy works, and a special story about his son shaped his personal giving plan.This is a conversation about aligning strategy with purpose—and why the way you give can matter as much as what you give. Adrian Colarusso is an investment adviser representative of Target Rock Wealth Management, a Registered Investment Adviser with the Securities and Exchange Commission andprincipally located in the state of New York. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. Advisory services are only offered to clients or prospective clients where Target RockWealth Management and its representatives are properly registered or exempt from registration. This podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of interviewee on the date of the program and are subject to change.

Is Physical AI the Next Industrial Revolution? From warehouses to highways, robotics and autonomous systems are moving from hype to real-world adoption. In this episode of Let's Talk Future, Jane Ross sits down with Colin Rusch, Managing Director and Head of Oppenheimer's Sustainable Growth & Resource Optimization franchise, to explore how physical AI is transforming industries, reshaping labor markets, and creating new investment opportunities. From perception technologies to endurance innovations, Colin explains why investors are paying close attention—and where the next wave of disruption may emerge.   Episode Disclosures: This podcast is the property of Oppenheimer & Co. Inc. and should not be copied, distributed, published or reproduced, in whole or in part. The information/commentary contained in this recording was obtained from market conditions and professional sources, and is educational in nature. The information presented has been derived from sources believed to be reliable but is not guaranteed as to accuracy and does not purport to be a complete analysis of any strategy, plan, security, company, or industry involved. Opinions expressed herein are subject to change without notice. Oppenheimer has no obligation to provide any updates or changes. Any examples used in this material are generic, hypothetical and for illustration purposes only. All price references and market forecasts are as of the date of recording. This podcast is not a product of Oppenheimer Research, nor does it provide any financial, economic, legal, accounting, or tax advice or recommendations. Any liability therefore (including in respect of direct, indirect or consequential loss or damage) is expressly disclaimed. Securities and other financial instruments that may be discussed in this report or recommended or sold are not insured by the Federal Deposit Insurance Corporation and are not deposits or obligations of any insured depository institution. Investments involve numerous risks including market risk, counterparty default risk and liquidity risk. Securities and other financial investments at times maybe difficult to value or sell. The value of financial instruments may fluctuate, and investors may lose their entire principal investment. Prior to making any investment or financial decisions, an investor should seek advice from their personal financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor's own situation. The views and strategies described may not be suitable for all investors. This report does not take into account the investment objectives, financial situation or specific needs of any particular client of Oppenheimer or its affiliates. This podcast may contain forward looking statements or projections regarding future events.  Forward-looking statements and projections are based on the opinions and estimates of Oppenheimer as of the date of this podcast, and are subject to a variety of risks and uncertainties as well as other factors, including economic, political, and public health factors, that could cause actual events or results to differ materially from those anticipated in the forward-looking statements and projections.  The performance of a benchmark index is not indicative of the performance of any particular investment; however, they are considered representative of their respective market segments.  Please note that indexes are unmanaged and their returns do not take into account any of the costs associated with buying and selling individual securities.  Individuals cannot invest directly in an index. This content is intended for informational purposes only and should not be construed as investment advice or a recommendation to buy or sell any security. No part of this podcast should be interpreted as a testimonial regarding the advisory services of Oppenheimer & Co. Inc. Any references to performance, investment opportunities, or market outlooks are based on current opinions, which are subject to change without notice. Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal.   Oppenheimer & Co. Inc. Transacts Business on all Principal US Exchanges and is a Member of SIPC.  8422834.1

"How much you need to retire quiz: https://bit.ly/Adam-Olson

Opportunity Zones 2.0 has made the program permanent... and restored 100% bonus depreciation. Securities attorney Coni Rathbone of VF Law joins the show to explain how these changes impact Qualified Opportunity Funds, real estate developers, and operating businesses like manufacturing facilities. Plus, discussion of OZ permanence, structuring considerations, rural incentives, and why bonus depreciation makes OZ 2.0 even more attractive for High Net Worth investors. Show notes & summary: https://opportunityzones.com/2025/09/coni-rathbone-360/

What happens when you chase growth, double revenue year after year, and finally realize the business you've built is slowly consuming your life? Brad Johnson, Co-Founder of Triad Partners and former host of The Elite Advisor Blueprint, shares the raw story of leaving behind a secure, high-paying role to pursue a new vision of what success in financial advice can look like. From sleepless nights as a new entrepreneur to creating a culture that prioritizes family and freedom, Brad opens up about the lessons, struggles, and breakthroughs that shaped Triad's mission: help Advisors build a business that blesses their life, not becomes their life. If you've ever felt the pull between professional success and personal fulfillment, this candid conversation will challenge the way you think about growth, leadership, and the true definition of winning as an Advisor. You'll Learn: Why the most addictive drug for Advisors is the biweekly paycheck—and how to move beyond it The dangers of redlining success and how to avoid building a business that becomes your prison How to shift from Advisor to CEO by scaling sales, planning, and service the right way Why “Do Business, Do Life” isn't just a slogan, but a model for building something bigger than yourself To sign up for Brendan's newsletter packed with resources to master the human side of advice → Click Here Connect with Brendan Frazier: RFG Advisory LinkedIn: Brendan Frazier About Our Guest: Brad Johnson is the Co-Founder of Triad Partners, a coaching and community platform helping growth-minded financial advisors build businesses that bless their lives instead of becoming their lives. For more than 15 years, Brad has worked alongside some of the most successful advisors in the country, shaping strategies around practice management, leadership, and client experience. He's also the host of the Do Business. Do Life. podcast and the former host of The Elite Advisor Blueprint, where he interviewed thought leaders inside and outside of finance to bring fresh perspective to the advisory profession. A Kansas farm kid turned industry leader, Brad is passionate about redefining what “success” looks like for Advisors—focusing not just on revenue growth, but also on family, freedom, and fulfillment. Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Information here may be provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither our guest nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of our guest. They do not necessarily represent those of RFG Advisory, its employees, or its clients. This commentary should not be regarded as a description of advisory services provided by RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice. Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC (“RFG Advisory or “RFG”), a registered investment advisor. Private Client Services and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place. RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.

When today's guest was last on the program back in May, he made the bold prediction that new all-time highs for the stock market were just weeks away.And he was right.And since then, markets have continued powering higher, trading at a new all-time high the day of this recording.So, is he still bullish on the markets prospects for the remainder of the year?To find out, we're fortunate to welcome back to the program Mark Newton, Head of Technical Strategy at market research firm Fundstrat, where he works with its founder Tom Lee.Mark thinks stocks will likely enter a 5-10% correction in October/November -- which will offer a buying opportunity before the end of the year rally.After that? He thinks a more pronounced correction from extended highs could happen in the first half of 2026.LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#bullmarket #marketcorrection #technicalanalysis _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Pastor Drew Gysi and Tyler Rutherford tackle your most pressing questions about church finances, all through the lens of biblical stewardship and practical wisdom.We'll cover:Is the “threat of churches losing tax-exempt status” legit?What does a healthy church budget look like?Should churches consider bivocational pastors?How should churches set pastoral salaries and benefits?What are the best practices for financial transparency?At the end of the day, church finances are about stewardship, not just spreadsheets. Whether you're a pastor, elder, or church member, this episode will help you think biblically and practically about managing God's resources for Gospel impact.Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Today Tom Fitzgerald sits down with Brian Barker, Chief Investment Officer here at SouthState Bank. They talk about the recent rate cut by the Fed and what it means for the economy and community banks. REGISTER FOR THE ELEVATE BANKING FORUM The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC SouthState Wealth represents the collective departments and subsidiaries of SouthState Bank, N.A. that provide wealth management services. Products and services are not bank deposits, nor are they insured, and are not backed or guaranteed by SouthState Bank, N.A. or its affiliates. Securities involve investments risks, including possible loss of principal.    

The stock market is back in party mode since zooming back to all-time highs in the wake of the April Liberation Day lows.And the Fed just cut its policy rate for the first time this year, and guided that more cuts likely lie ahead.So, can the bulls remain in charge and keep powering asset prices higher into 2026?Or are the many potential risks, not the least of which is a slowing economy, more likely to bring an end to the party?To discuss, we have the good fortune to welcome George Gammon to the program. George is best-known for his financial education media endeavors, most notably his George Gammon and Rebel Capitalist YouTube channels.LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#bubble #labormarket #jobs _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Ralph interviews New York Times reporter, David Gelles, about his new book, “Dirtbag Billionaire: How Yvon Chouinard Built Patagonia, Made a Fortune, and Gave It All Away.” Then, we welcome back former IRS commissioner, John Koskinen, to update us on how the Trump Administration is dismantling the IRS and stealing your personal information.David Gelles is a reporter on the New York Times climate team and he leads the Times's “Climate Forward” newsletter and events series. He is the author of The Man Who Broke Capitalism: How Jack Welch Gutted the Heartland and Crushed the Soul of Corporate America—and How to Undo His Legacy, and his new book is Dirtbag Billionaire: How Yvon Chouinard Built Patagonia, Made a Fortune, and Gave It All Away.He [Yvon Chouinard] saw Patagonia as a role model for other corporations and believed that by running Patagonia in a different way, he could show that capitalism just didn't have to suck so much.David GellesThere's a paradox that runs through the pages of Dirtbag Billionaire and it's never fully resolved…It's the fact that Chouinard is an environmentalist who wants to reduce the impact of mankind on planet earth, and yet he runs a big, complicated clothing company that is taking a toll on the environment that he's trying to protect. He runs a company that in theory, he says, and in practice is largely doing, the work of funding grassroots activists and environmental conservation. But he's doing it by participating in the very capitalist system that is responsible for so much of the damage to our natural world. And the list goes on. These contradictions are what really has animated Chouinard and his executive team for all these years. They understand their own perfections. But unlike most, they are willing to really examine their own failings, to look it square in the eye, straight in the mirror, and try to figure out how to make things better.David GellesChouinard being a “dirtbag” is something he always identified as and he still does at a certain level. The great insult in his mind is being called a “billionaire.”David GellesJohn Koskinen served as the IRS Commissioner from 2013 to 2017.Lobbyists and corporations are very good at making sure that [tax advantages] always stayed. You never hear too often of tax advantages taken out of the code, what everybody argues about as new ones being put into the code.John KoskinenThese (IRS workers) are very skilled people who in fact have given up the opportunity to make two or three times more money in the private sector because they believe in public service.John KoskinenNews 9/19/25* Just weeks after David Ellison's Skydance Media completed their $8 billion takeover of Paramount Global, Ellison is setting his sights even higher – a proposed $70 billion acquisition of Warner Bros. Discovery, Variety reports. If this deal proceeds, it would mean that Ellison would control CNN in addition to CBS news, the latter of which he seemingly plans to place under the supervision of “anti-woke” arch-zionist media personality Bari Weiss. While true that cable news does not possess nearly as much clout as it did just a few years ago, this would represent a nearly unprecedented consolidation in that sector. Ellison and his lieutenants would wield a tremendous amount of influence in the media, which would translate to real impacts on the political process. It remains to be seen whether the Trump administration media regulators will take any action to block this deal. Based on their actions so far, it seems unlikely.* In more media news, ABC has indefinitely suspended Jimmy Kimmel Live!, which the comedian has hosted since 2003, after he criticized Trump and his allies for “capitaliz[ing]” on the murder of Charlie Kirk to score political points, CNN reports. Federal Communications Commission Chairman Brendan Carr threatened action up to and including revoking the broadcast license for ABC, which airs the program, or possibly blocking their merger with Nexstar. While Rolling Stone reports multiple executives at ABC and its parent company Disney, felt that Kimmel “had not actually said anything over the line,” they folded immediately under the threat of retaliation by the administration. This move represents a major contradiction of Carr's previously stated belief that “[the FCC] must dismantle the censorship cartel and restore free speech rights for everyday Americans.” Democrats are incensed at this attack on free speech, Congressman Ro Khanna is seeking to subpoena Carr to testify to the House Oversight Committee. Trump, feeling confident after claiming the scalp of both Kimmel and Colbert – two outspoken critics – is now calling for NBC to remove Jimmy Fallon and Seth Meyers, via Truth Social. Variety reports conservative media conglomerate Sinclair will “replace the Friday timeslot of ‘Jimmy Kimmel Live!' with a Charlie Kirk tribute special on its ABC affiliate stations — and is offering the special to all other ABC stations across the country.”* Regarding social media, the Wall Street Journal reports that the U.S. and China are nearing a deal on control of TikTok, under a framework in which “an investor consortium including Oracle... Silver Lake and Andreessen Horowitz” would acquire an 80% stake. Oracle is of course run by David Ellison's father, Larry Ellison, one of the richest men in the world, while Andreessen Horowitz is the venture capital firm of Trump ally Marc Andreessen. Silver Lake is another Silicon Valley private equity firm. This deal would finally put an end to the nebulous legal limbo created by Congress passing the TikTok ban and Trump refusing to enforce it. According to this report, the new company that would be created to run TikTok in America, “would also have an American-dominated board with one member designated by the U.S. government.”* The administration is seeking to shore up support in corporate America in other ways too. Trump has renewed his 2018 push to eliminate the reports businesses are mandated to issue on a quarterly basis, moving to a biannual reporting system. Trump argues that this shift would “cut costs and discourage shortsightedness on the part of publicly traded companies.” Others however believe that this change could be harmful to the economy, making companies less transparent and therefore increasing potential investor risk. The Securities and Exchange Commission (SEC) said it is “making Trump's proposal a priority.” This from Reuters.* More troubling signs are emerging in the U.S economy. Per Bloomberg, “Consumers in the top 10% of the income distribution accounted for 49.2% of total spending,” in the second quarter of 2025. This is the highest percentage of consumer spending accounted for by that demographic going back to 1989, according to an analysis of the Federal Reserve's Financial Accounts and Survey of Consumer Finance data conducted by Mark Zandi, chief economist for Moody's. Chandan Economics reports a spike in late rent payments in August, suggesting stress in the “financial health of renter households,” while for homeowners, Polymarket reports that even more people are searching "help with mortgage" on Google than during the 2008 housing crisis. This comes as only 1.3 million home building permits were issued in August, the lowest level since the Spring of 2020, according to economist and Washington Post columnist Heather Long. Taken together, this data paints a picture of an economy flailing, and kept afloat only by the very rich.* Speaking of the very rich, the first American Pope, Leo the XIV, condemned the precipitous rise in CEO pay compared to their employees. Leo remarked that CEOs now make “600 times more than what average workers are receiving," adding "What does that mean…If [money] is the only thing that has value anymore, then we're in big trouble." Specifically, Leo was referring to the proposed new compensation package for Tesla CEO Elon Musk, which could turn the billionaire into a trillionaire. This from Yahoo! Finance. Senator Bernie Sanders echoed this sentiment, writing “The Pope is exactly right. No society can survive when one man becomes a trillionaire while the vast majority struggle to just survive — trying to put food on the table, pay rent and afford health care. We can and must do better.”* Turning to Israel and Gaza, AP reports Jerry Greenfield of Ben & Jerry's is resigning from the company after 47 years. In a letter, Jerry explains that he could not “in good conscience” remain at Ben & Jerry's because their parent company – the British conglomerate Unilever – has been constraining his ability to advocate against the genocide in Gaza. Jerry writes “For more than 20 years under their ownership, Ben & Jerry's stood up and spoke out in support of peace, justice and human rights, not as abstract concepts, but in relation to real events happening in our world…It's profoundly disappointing to come to the conclusion that that independence, the very basis of our sale to Unilever, is gone.” This is the largest, but by no means only, rupture between Ben & Jerry's and Unilever; this report notes “In March Ben & Jerry's said that its CEO was unlawfully removed by Unilever in retaliation for the ice cream maker's social and political activism.” However, as Greenfield's departure illustrates, the founders have little recourse besides their public platform and resignation.* In a sign of Israel's waning influence in the Democratic Party, POLITICO reports Democratic public affairs “megafirm” SKDK has ended their $600,000 contract with the state of Israel which was supposed to run from April 2025 through March 2026. The firm's recent focus had been “pitching guests for news shows to hear Israel's side of the war in Gaza.” The firm has been tight-lipped on this decision, saying only the work “had run its course.” Yet, this decision comes directly on the heels of reporting that Stagwell, the parent company of SKDK, was involved in “setting up a bot program ‘to amplify pro-Israel narratives on Instagram, TikTok, LinkedIn, YouTube, and other platforms,'” as revealed in a Foreign Agents Registration Act filing.* On Wednesday, Senator Bernie Sanders crossed a major rhetorical rubicon, labeling Israel's actions in Gaza a “genocide.” In an op-ed appropriate titled “It Is Genocide,” Sanders cites the casualty totals – noting that “The full toll is likely much higher, with many thousands of bodies buried under the rubble” – along with the Israeli blockade on the enclave and their systematic destruction of Gaza's infrastructure, including hospitals, water and sanitation facilities and schools. Sanders also cites the genocidal intent expressed by Israeli leaders, through quotes like “the Gaza Strip should be flattened, and there should be one sentence for everyone there — death. We have to wipe the Gaza Strip off the map. There are no innocents there.” Sanders concludes this piece by warning that if the world fails to act, as during the Holocaust, Netanyahu and other “demagogues” will feel emboldened. History, Sanders writes “demands that the world act with one voice to say: enough is enough. No more genocide.” After Sanders' announcement, Vermont Congresswoman Becca Balint came out with her own statement accepting the genocide label. Zeteo reports a total of 20 members of Congress now say Israel is committing genocide.* Finally, to end on a positive note, on Monday the House passed the bipartisan Mental Health in Aviation Act, which seeks to “break down…barriers and support the mental health of our aviation workforce by changing the current rules which prevent aviation professionals from seeking mental health care by imposing unfair penalties on those who do,” according to a press release by the bill's Republican sponsor Pete Stauber. A press release from the Democratic sponsor, Sean Casten, reads “Aviators should not be unfairly penalized for seeking mental health care…The current system perpetuates a culture of silence, and it's past time that changes.” Some observers have attributed some credit for the passage of this bill to the comedian Nathan Fielder's series The Rehearsal, the latest season of which dealt extensively with the issue of aviators' mental health. While congressional staff have downplayed the show's influence, it seems hard to deny that at the very least it raised the profile of this pressing issue. Either way, hopefully this bill will make it safer to fly by removing the stigma from pilots seeking mental healthcare. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

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