Podcasts about securities

Clean Wisconsin has been keeping track of the many attacks on bedrock environmental safeguards being carried out by the Trump Administration. Dozens of rules and regulations that protect our air, water, land, endangered species and more are being targeted. With so much happening in such a short time, how do you know what's important, what's just a lot of bluster, and what's even legal?  Host: Amy Barrilleaux Guest: Brett Korte, Clean Wisconsin attorney Resources for You: Running list of attacks on environmental safeguards 1/20 Freeze All In-Progress Standards  EO - Freezes in-progress climate, clean air, clean water (including proposed limits on PFAS in industrial wastewater) and consumer protections. 1/20 Energy Emergency Declaration EO - Authorizes federal government to expedite permitting and approval of fossil fuel, infrastructure, and mining projects and circumvent Clean Water Act and Endangered Species Act requirements. 1/20 Withdrawal from Paris Climate Agreement EO - Reverses the US' international commitment to tackling climate change and reducing pollution. 1/20 Revokes Biden Climate Crisis and Environmental Justice Executive Actions EO -  Reverses U.S. commitment to fight climate change and its impacts, and protect overburdened communities. 1/20 Attacks on Clean Car Standards EO -  to stop clean car standards that required automakers to reduce tailpipe pollution from vehicles beginning in 2027. 1/20 Resumes LNG Permitting EO - Expedites Liquid Natural Gas export terminal approval over analysis finding exports raise energy costs for consumers. Attacks Climate and Clean Energy Investments from IRA and BIL EO - Freezes unspent funds from the Inflation Reduction Act and Infrastructure Investment and Jobs Act and directs agencies to reassess. 1/20 Attacks NEPA Protections EO - Rescinds order requiring White House Council on Environmental Quality (CEQ) to assess environmental and community impacts and allow community input into federal infrastructure projects. 1/21 Expands Offshore Oil Drilling EO - Reopens U.S. coastlines to offshore drilling. 1/21 Terminate American Climate Corps EO - Ends all programs of the American Climate Corps, which created thousands of jobs combatting climate change and protecting and restoring public lands. 1/21 Freezes New Wind Energy Leases EO - Withdraws wind energy leasing from U.S. waters and federal lands. 1/21 Open Arctic National Wildlife Refuge and other Alaska Lands for Drilling EO - Reopens sensitive federal lands and waters in Alaska to drilling. 1/28 EPA's Science Advisory Panel Members Fired Memorandum - Acting EPA administrator James Payne dismisses members of the Clean Air Scientific Advisory Committee and Science Advisory Board, which provides independent expertise to the agency on air quality standards and sources of air pollution. 1/28 EPA Suspends Solar For All Grants Memorandum - The EPA halted $7 billion in contractually obligated grants for Solar For All, an Inflation Reduction Act program that delivers clean energy and lower prices to vulnerable communities 1/31 Trump administration scrubs "climate change" from federal websites Memorandum - Mentions of climate change have been removed from federal websites such the Department of Agriculture, which includes the Forest Service and climate-smart agriculture programs, and the EPA. 2/3 Trump requires removal 10 existing rules for every new rule EO - The order requires that when an agency finalizes a new regulation or guidance they identify 10 existing rules to be cut. 2/3 Interior secretary weakens public lands protections in favor of fossil fuel development Sec Order - After Trump's "Unleashing American Energy" executive order, Interior Secretary Burgum ordered the reinstatement of fossil fuel leases, opened more land for drilling, and issued orders weakening protections of public lands, national monuments and endangered species, and overturned advanced clean energy and climate mitigation strategies. 2/5 Energy secretary announces review of appliance efficiency standards Sec Order - Energy Secretary Wright ordered a review of appliance standards following Trump's Day One order attacking rules improving the efficiency of household appliances such as toilets, showerheads, and lightbulbs as part of a secretarial order intended to increase the extraction and use of fossil fuels. 2/5 Army Corps of Engineers halts approval of renewables Guidance via DOD - The Army Corps of Engineers singled out 168 projects – those that focused on renewable energy projects – out of about 11,000 pending permits for projects on private land. Though the hold was lifted, it was not immediately clear if permitting had resumed. 2/6 Transportation Department orders freeze of EV charging infrastructure program Memorandum - A Transportation Department memo ordered the suspension of $5 billion in federal funding, authorized by Congress under the National Electric Vehicle Infrastructure (NEVI) program, for states to build electric vehicle chargers. 2/11 SEC starts process to kill climate disclosure rule Memorandum - The acting chair of the Securities and Exchange Commission paused the government's legal defense of a rule requiring companies to identify the impact of their business on climate in regulatory findings. The rule was challenged in court by 19 Republican state attorneys general and the U.S. Chamber of Commerce, and Energy Secretary Chris Wright's Liberty Energy, among others. 2/14 EPA fires hundreds of staff Memorandum - The Trump administration's relentless assault on science and career expertise at the U.S. Environmental Protection Agency continued today with the firing of almost 400 staff who had ‘probationary' status. 2/14 DOE issues the first LNG export authorization under new Trump administration DOE Secretary Wright issued an export authorization for the Commonwealth LNG project in Cameron Parish, Louisiana, despite a 2024 DOE report finding that unfettered LNG exports increase energy bills and climate pollution. 2/18 Trump issues order stripping independent agencies of independence EO - Trump signed an executive order stripping independent regulatory agencies, including the Federal Energy Regulatory Commission (FERC) and the Securities and Exchange Commission (SEC) of their independence, moving them to submit proposed rules and final regulations for review by the White House Office of Information and Regulatory Affairs (OIRA) and granting the attorney general exclusive authority over legal interpretations of rules. The order is likely to be challenged as Congress created these agencies specifically to be insulated from White House interference. 2/19 Zeldin recommends striking endangerment finding Memorandum - After Trump's "Unleashing American Energy" executive order, EPA Administrator Lee Zeldin has told the White House he would recommend rescinding the bedrock justification defining six climate pollutants – carbon dioxide, methane, nitrous oxide, hydrofluorocarbons, perfluorocarbons, and sulfur hexafluoride – as air pollution to be regulated by the Clean Air Act. 2/19 Trump administration moves to rescind all CEQ regulatory authority Rulemaking - The Trump administration has moved to rescind the Council on Environmental Quality's role in crafting and implementing environmental regulations, revoking all CEQ orders since 1977 that shape how federal agencies comply with the National Environmental Policy Act (NEPA) which requires the government to consider and disclose environmental impacts of its actions. 2/19 Trump directs agencies to make deregulation recommendations to DOGE EO - Trump issues executive order directing agencies to work with the Department of Government Efficiency (DOGE) to make recommendations that will accelerate Trump's efforts to dismantle regulations across the federal government as part of his 10 out, 1 in policy. Among the protections likely to be in DOGE's crosshairs are those that keep polluters from ignoring environmental laws and protect clean air and water. 2/19 FEMA staff advised to scrub "changing climate" and other climate terms from documents Memorandum - A Federal Emergency Management Agency memo listed 10 climate-related words and phrases, including "changing climate," “climate resilience,” and “net zero," to be removed from FEMA documents. The memo comes after USDA workers were ordered to scrub mentions of climate change from websites. 2/21 Greenhouse Gas Reduction Fund Director Placed on Administrative Leave Guidance - According to media reports, EPA administrator Lee Zeldin has put the Greenhouse Gas Reduction Fund (GGRF) director on administrative leave. The GGRF is a $27 billion federal financing program that addresses the climate crisis and is injecting billions of dollars in local economic development projects to lower energy prices and reduce pollution especially in the rural, urban, and Indigenous communities most impacted by climate change and frequently left behind by mainstream finance. 2/27 Hundreds fired as layoffs begin at the National Oceanic and Atmospheric Administration Guidance - On Thursday, February 27, about 800 employees at NOAA, the agency responsible for the nation's bedrock weather, climate, fisheries, and marine research, were fired in the latest round of Trump administration-led layoffs. The layoffs could jeopardize NOAA's ability to provide life-saving severe weather forecasts, long-term climate monitoring, deep-sea research and fisheries management, and other essential research and policy. 3/10 Energy secretary says climate change a worthwhile tradeoff for growth Announcement - Speaking at the CERAWeek conference, Energy Secretary Chris Wright said the Trump administration sees climate change as “a side effect of building the modern world,” and pledged to “end the Biden administration's irrational, quasi-religious policies on climate change." 3/10 Zeldin, Musk Cut $1.7B in Environmental Justice Grants Guidance - EPA Administrator Lee Zeldin announced the cancellation of 400 environmental justice-related grants, in violation of a court order barring the Trump administration from freezing "equity-based" grants and contracts. 3/11 EPA eliminates environmental justice offices, staff Memorandum - EPA Administrator Lee Zeldin ordered the closure of environmental justice offices at the agency's headquarters and at all 10 regional offices and eliminate all related staff positions "immediately." The reversal comes just days after the EPA reinstated environmental justice and civil rights employees put on leave in early February. 3/12 EPA Announcement to Revise "Waters of the United States" Rule Announcement - The EPA will redefine waters of the US, or WOTUS, to comply with the US Supreme Court's 2023 ruling in Sackett v. EPA, which lifted Clean Water Act jurisdiction on many wetlands, Administrator Lee Zeldin said 3/14 Zeldin releases 31-rollback ‘hit list' Memorandum (announced, not in effect as of 4/10) - EPA Administrator Lee Zeldin announced plans to dismantle federal air quality and carbon pollution regulations, identifying 31 actions ranging from from soot standards and power plant pollution rules to the endangerment finding – the scientific and legal underpinning of the Clean Air Act. 3/14 EPA halts enforcement of pollution rules at energy facilities Memorandum - According to a leaked memo, the EPA's compliance office has halted enforcement of pollution regulations on energy facilities and barred consideration of environmental justice concerns. The memo states: "Enforcement and compliance assurance actions shall not shut down any stage of energy production (from exploration to distribution) or power generation absent an imminent and substantial threat to human health or an express statutory or regulatory requirement to the contrary.” 3/14 Trump revokes order encouraging renewables EO - Trump signed an executive order rescinding a Biden-era proclamation encouraging the development of renewable energy. Biden's order under the Defense Production Act permitted the Department of Energy to direct funds to scale up domestic production of solar and other renewable technologies. 3/17 EPA plans to eliminate science staff Memorandum - Leaked documents describe plans to lay off as many as 1,155 scientists from labs across the country. These chemists, biologists, toxicologists and other scientists are among the experts who monitor air and water quality, cleanup of toxic waste, and more. 3/16 EPA invites waivers on mercury pollution and other hazardous pollutants Memorandum - The EPA invited coal- and oil-fired power plants to apply for exemptions to limits on mercury and other toxic pollutants under the Clean Air Act. Mercury is an extremely dangerous pollutant that causes brain damage to babies and fetuses; in addition to mercury, pollution from power plants includes hazardous chemicals that can lead to cancer, or damage to the lungs, kidneys, nervous system and cardiovascular system. 4/3 Trump administration adds "deregulation suggestion" website A new page on regulations.gov allows members of the public to submit "deregulation" ideas. The move is the latest in the Trump administration's efforts to slash public health, safety, and climate safeguards, and comes soon after the administration offered companies the opportunity to send the EPA an email if they wished to be exempted from Clean Air Act protections. 4/8 Series of four EOs to boost coal  EO - Under the four orders, Trump uses his emergency authority to allow some older coal-fired power plants set for retirement to keep producing electricity to meet rising U.S. power demand amid growth in data centers, artificial intelligence and electric cars. Trump also directed federal agencies to identify coal resources on federal lands, lift barriers to coal mining and prioritize coal leasing on U.S. lands. In a related action, Trump also signed a proclamation offering coal-fired power plants a two-year exemption from federal requirements to reduce emissions of toxic chemicals such as mercury, arsenic and benzene. 4/9 Executive Order Attacking State Climate Laws EO - Directs the U.S. Attorney General to sue or block state climate policies deemed "burdensome" to fossil fuel interests — including laws addressing climate change, ESG investing, carbon taxes, and environmental justice. 4/9 New expiration dates on existing energy rules EO - The order directs ten agencies and subagencies to assign one-year expiration dates to existing energy regulations. If they are not extended, they will expire no later than September 30, 2026, according to a White House fact sheet on the order. The order also said any new regulations should include a five-year expiration, unless they are deregulatory. That means any future regulations would only last for five years unless they are extended. 4/17 Narrow Endangered Species Act to allow for habitat destruction The Trump administration is proposing to significantly limit the Endangered Species Act's power to preserve crucial habitats by changing the definition of one word: harm. The Endangered Species Act prohibits actions that “harass, harm, pursue, hunt, shoot, wound, kill, trap, capture, or collect” endangered plants and animals. The word “harm” has long been interpreted to mean not just the direct killing of a species, but also severe harm to their environment  

In this episode we look at how the 5 pillars of financial and retirement planning can help you deal with market volatility.

During this episode we'll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.

In this episode we look at the market volatility and how you can have a plan to deal with it.

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Rusty Leonard, and Scott Jordan dive into “The Economy” and what could be on the horizon. Max, our producer, will teach us about the “History of the Language of the Market – Bankruptcy.”                                 "Helping You Make the Most of Your Money”Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

In Re Walmart Inc Securities Litigation

Trying to get stage time at the Laugh Factory in L.A. is a big deal—especially if you're hoping to get in front of Jamie Masada, the guy who helped launch tons of comedy careers. This story's all about the hustle, calling in favors, and navigating the weird world of showbiz politics. It's a real-life peek into how things almost happen in Hollywood—and what you learn when they don't. https://www.theWorkLady.com Jan McInnis is a top keynote speaker, funny female motivational speaker, comedian, Master of Ceremonies, and comedy writer. She has written for Jay Leno's The Tonight Show monologues as well as many other people, places, and groups—radio, TV, syndicated cartoon strips, guests on The Jerry Springer Show (her parents are proud). For over 25 years, she's traveled the country as a keynote speaker and comedian, sharing her unique and practical tips on how to use humor in business (yes, it's a business skill!). She's been featured in The Huffington Post, The Wall Street Journal, and The Washington Post for her clean humor, and she's the author of two books: Finding the Funny Fast – How to Create Quick Humor to Connect with Clients, Coworkers, and Crowds, and Convention Comedian: Stories and Wisdom From Two Decades of Chicken Dinners and Comedy Clubs. She also has a popular podcast titled Comedian Stories: Tales From the Road in Under 5 Minutes. In her former life, she was a marketing executive in Washington, D.C. for national non-profits, and she received the Greater Washington Society of Association Executives “Excellence in Education” Award. Jan's been featured at thousands of events from the Federal Reserve Banks to the Mayo Clinic.  Jan McInnis shows businesses how to use humor in everything from sales to human resources in dealing with staff, coworkers, clients and potential clients. https://www.TheWorkLady.com https://youtu.be/BtjxzDn-QLE https://www.linkedin.com/in/janmcinnis https://twitter.com/janmcinnis https://www.pinterest.com/janmcinnis/pins/ https://www.youtube.com/c/JanMcInnisComedian https://www.facebook.com/ComedianJanMcInnis https://www.instagram.com/jan.mcinnis/  Jan has shared her humor keynotes from Fortune 500 companies to international associations. Groups such as . .. Healthcare. . . Mayo Clinic, Health Information Management Associations, Healthcare Financial Management Associations, Hospitals, Abbott Pharmaceuticals, Sanofi Aventis Pharmaceuticals, Kaiser-Permanente, Davita Dialysis Centers, Blue Cross, Blue Shield, Home Healthcare Associations, Assisted Living Associations, Healthcare Associations, National Council for Prescription Drug Companies, Organization of Nurse Leaders, Medical Group Management Associations, Healthcare Risk Associations, Healthcare Quality Associations  Financial. . . Federal Reserve Banks, BDO Accounting, Transamerica Insurance & Investment Group, Merrill Lynch, treasury management associations, bankers associations, credit unions, Money Transmitter Regulators Association, Finance Officers Associations, automated clearing house associations, American Institute of CPAs, financial planning companies, Securities, Insurance, Licensing Association  Government . . . purchasing officers associations, city clerks, International Institute of Municipal Clerks, National League of Cities, International Worker's Compensation Fund, correctional associations, LA County Management Association, Social Security Administration, Southern California Public Power Authority, public utilities, U.S. Air Force, public personnel associations, public procurement associations, risk management associations, Rehabilitation associations, rural housing associations, community action associations  Women's Events. . . American Heart Associations, Go Red For Women luncheons, Speaking of Women's Health, International Association of Administrative Professionals, administrative professionals events, Toyota Women's Conference, Women in Insurance and Financial Services, Soroptimists, Women in Film & Video, ladies night out events, Henry Ford Health Centers Women's Event, spirit of women events, breast cancer awareness,  Education . . . School Business Officials associations, school superintendent associations, school boards associations, state education associations, community college associations, school administrators associations, school plant managers associations, Head Start associations, Texas adult protective services, school nutrition associations, Association of Elementary and Middle School Principals, principal associations, library associations  Emergency, safety, and Disaster . . . International Association of Emergency Managers, Disney Emergency Managers, state emergency management associations, insurance groups, COPIC, Salt Lake County Public Works and Municipal Services Disaster Recovery Conference, Pennsylvania Governor's Occupational Safety and Health conference, Mid Atlantic Safety conference and Chesapeake Regional Safety Council, Risk associations.  

With the first quarter of the year behind us, Frank Congilose, Managing Partner at C&A Financial Group, and Mike Trudel, Managing Director at BlackRock, reflect on recent market volatility and share insights to help investors stay confident and focused as they plan for the rest of the year.Recorded: April 16, 2025C&A Financial Group is an agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: C&A Financial Group: 2111 Route 34, Suite 100, Wall, NJ 07719, (732) 528-4800. PAS is a wholly owned subsidiary of Guardian. This firm is not an affiliated or subsidiaries of PAS. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS). This material is intended for general use. By providing this content The Guardian Life Insurance Company of America and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. C&A Financial Group is not an affiliate or subsidiary of PAS or Guardian. Frank Congilose California License# 0M07287.Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. An opinion stated are their own. Diversification does not guarantee profit or protect against market loss. All investments contain risk and may lose value. Investing in the bond market is subject to certain risks including market, interest rate, issuer, credit, and inflation risk. Equities may decline in value due to both real and perceived general market economic and industry condition. Investing in foreign securities may involve heightened risk including currency fluctuation, less liquid trading markets, greater price volatility, political and economic instability, less publicly available information, and changes in tax or currency laws. Such risks may be enhanced in emergent markets. Past performance is not a guarantee of future results. Data and rates used are indicative of market conditions as of the date shown. Opinions, estimates, forecasts, and statements of financial market trends are based on the current market conditions and are subject to change without notice. References to specific securities, asset classes and financial markets are for illustrative purposes only and do not constitute a solicitation, offer or recommendation to purchase or sell securities. Past performance is not a guarantee of future results. S&P 500 Index is a market index generally considered representative of the stock market as a whole. The index focuses on the large cap segment of the U.S. Equities Market. Industries are managed and cannot invest directly. 2025-7871162.1 Exp 04/27To learn more about C&A Financial Group, schedule a meeting or to consider a career with us, visit www.ca-strategy.com for more information. Follow us online on Facebook, LinkedIn and YouTube

What comes to mind when you think about retiring? Is it enjoying your "golden years?" That's an outdated approach, says today's guest Dean Jackson! He joins host Brian Skrobonja to discuss a new way to think about retirement – and how doing things this way will change your life – the concept of "pre-tiring," two types of economy, and what "money hobby" and self-managing companies are all about. The idea of the conversation with Dean came to Brian as the result of conversations he has been having with clients, plus the increased longevity and the outdated models that are still presented as the tools to approach retirement planning. From an early age, Dean realized the difference between what Dan Sullivan calls the time & effort economy, and the results economy. In the first type of economy. you get paid a fixed amount for your time and effort, whereas in the latter. you're paid by the results you create. Dean has been “pre-tiring” since 1999, splitting his time between Canada and Florida. For Dean, trying to define what success means to you and what your ideal lifestyle looks like are key aspects to reflect on. Society has been structured in a way where people worked with an eye on retirement, where they would spend their golden years. Now, things have changed. As Dean points out, there are billions of definitions of what "a perfect life" looks like, and "everyone's in possession of what could be a perfect life in their definition." The key is filling the blank, using your own situation and words, in regards to the sentence "I know I'll be successful when ____." Rehearsing for retirement is one of the things Brian has been helping clients with. Retirement is a transition, so being prepared for it is crucial. Dean believes that one of the important steps to take to prepare for the transition into retirement is what he calls "money hobby." Find something you're truly passionate about and look at whether you can turn it into some kind of business, like the Ryan's Toys YouTube channel, for example. Brian thinks that retirement isn't an age but a mindset. You can retire at 65 or at 35 if you have the right mindset and path to run down to create passive income. Citing Dan Sullivan's ideas and work, Dean and Brian touch upon the whole idea of life extender and making your future bigger than your past. For Dean, it isn't about how to do something but who can get something done for your company. You should decide whether you want to find a who that can help you with a specific thing – you can then turn into a business – or become that who yourself, for someone else's business, and do the what you really love. Dean talks about the so-called eight profit activators, a blueprint that's universally applicable to all businesses. It's about looking for opportunities to activate profits in any of the eight areas.     Mentioned in this episode: BrianSkrobonja.com Previous episode - Retirement is Not an Age DeanJackson.com Dan Sullivan - StrategicCoach.com/our-team/#/people/dan-sullivan Tony Robbins' New Money Master program Thomas Leonard Shopify.com Ryan's World on YouTube Chat GPT   Brian, Dean Jackson and MAS are not affiliated entities.   Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA & SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Skrobonja Wealth Management, LLC unless a client service agreement is in place. Skrobonja Financial Group, LLC provides links for your convenience to websites produced by other providers of industry related material. Accessing websites through links directs you away from our website. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Our firm is not permitted to offer, and no statement made on this site shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained here in provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by our firm. Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Brian Skrobonja is stated or implied. The awards, accolades and appearances are not representative of any one client's experience and is not indicative of future performance. Each of these awards have set criteria for their nominations and eligibility requirements. “Best Wealth Managers” and “Future 50 Company” are annual surveys conducted by Small Business Monthly. The winner is chosen by an online vote of the general public and no specific criteria is utilized to determine the winner other than number of votes. Some voters may not be clients of Brian Skrobonja and Skrobonja Financial Group. These awards are not representative of any one client's experience and is not indicative of future performance.

Are you too good for menial jobs? Think again, smarty-pants. I'm dishing out some tough love on why no honest work is beneath you, and how your attitude might be keeping you broke. From ancient wisdom to modern-day hustle, I'll break down why rolling up your sleeves beats handouts any day. To learn more about building true financial independence, tune in to this week's episode. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

In this episode we talk about how to plan for taxes in retirement and how to minimize your tax burden through planning.

During this episode, we'll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.

Talk Money with Jim ShoemakerJoin as Jim Shoemaker, Sarah Layson, and Katie Abart as they “Empower Homebuyers” with creative strategies you can use to afford a home in this market. Katie will bring “Tips for Finding the Best Rates for Insurance.” Scott Jordan is here to give an “Update on the Economy” and answer your questions.                                     "Helping You Make the Most of Your Money”Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

In this podcast episode, Brian Skrobonja takes us on a thought-provoking journey through the evolving concept of retirement. As we dive into the past, present, and future of retirement, Brian helps us unravel the complexities of this modern-day concept which, though deeply ingrained in our society, is relatively new in human history. This episode is essential for anyone planning for retirement, offering a fresh perspective on how to approach this significant life stage in the context of rapid societal shifts, economic developments, and increasing human longevity. We start off by exploring the concept of retirement and its transformation from ancient societies to the modern era. The Industrial Revolution marked a significant shift from agrarian societies to industrial ones, influencing how people viewed work and retirement. It even shaped the way that families and communities lived together. The change in how work was done over the centuries resulted in the creation of a retirement system based on pensions, which was the precursor to modern-day retirement benefits. In the 1900's, Social Security was introduced which shifted the responsibility from families and communities onto the government. In a relatively short period of time, the concept of retirement has changed drastically, and the pace of change is continuing to accelerate. Based on the way technology and healthcare are developing, it's very likely that retirement will look very different in the future as well. As the Baby Boomer generation progresses toward retirement, it will put tremendous strain on programs like Social Security and Medicare due to a considerably lower worker-to-retiree ratio than ever before in history. The programs and retirement paradigm will change, similar to the way that pensions underwent change. Pensions used to be the default vehicle for retirement but have become scarce and relegated, mainly for those with government jobs. According to the Social Security Administration, benefits are projected to run negative by 2033. And according to the Congressional Budget Office, the national debt is projected to reach $52 trillion in 2033. Life expectancy also continues to rise, which puts pressure on the current retirement paradigm from another angle. With new breakthroughs in human longevity, the concept of retirement will have to adapt. Retirement was once considered a necessary transition when a person was no longer productive in their work and had a short life expectancy once retired. Today, people retire when they're still fully capable of working. That reality is widening the chasm between the number of workers and retirees, as well as the financial resources needed to sustain retirement for longer periods of time. Retirement needs to be redefined, since the reality of shorter lifespans is no longer the case for most people. There are three factors that contribute to success in retirement. The first is contribution. The longer you contribute, the better. Perhaps redefining expectations after the age of 60 and looking toward a second half of life with a meaningful career or business may be called for. The second is prevention. The longer your retirement is, the more risks are amplified and can have a significant impact. Finding ways to move things into your control helps prevent unforeseen problems that put your retirement at risk. Examples of this include: insurance, annuities, and tax-free investments. The third is delegation. Retirement planning is a team sport. You can delegate the heavy lifting of a retirement plan to financial advisors, attorneys, insurance agents and CPAs and then use that collective wisdom to implement the actual plan.     Mentioned in this episode: BrianSkrobonja.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify   References for this episode: https://www.washingtonpost.com/technology/interactive/2023/aging-america-retirees-workforce-economy/ https://www.ssa.gov/OACT/TRSUM/index.html https://www.cbo.gov/publication/58946 https://www.econlib.org/library/Enc/IndustrialRevolutionandtheStandardofLiving.html#:~:text=On%20the%20other%20hand%2C%20according,come%2C%20it%20was%20nevertheless%20substantial https://www.ssa.gov/history/lifeexpect.html#:~:text=Life%20expectancy%20at%20birth%20in,and%20paid%20into%20Social%20Security https://www.macrotrends.net/countries/USA/united-states/life-expectancy#:~:text=The%20current%20life%20expectancy%20for,a%200.08%25%20increase%20from%202020 https://www.diamandis.com/blog/mark-hyman https://www.kiplinger.com/taxes/what-to-do-before-tax-cuts-and-jobs-act-tcja-provisions-sunset     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Our firm is not affiliated with or endorsed by any government agency.

In this episode of Hymans Robertson On... Investment, host David Watson is joined by Chris Arcari, Head of Capital Markets at Hymans Robertson, and Sidney Rostan, Head of Insurance Linked-Securities at SCOR Investment Partners to dive into insurance-linked securities (ILS) with a focus on catastrophe bonds (cat bonds). In this episode, our guests explore:What are catastrophe bonds and why invest? (2:30)The types of natural catastrophes covered and the evolution of the market. (6:37)The impact of recent catastrophe events on the market. (10:38)How does the ILS market cope with climate change? (14:11)We hope you enjoy listening. If you have any questions or would like to discuss anything further, please get in touch.Hymans Robertson disclaimerThis podcast has been prepared by Hymans Robertson LLP, and is based upon our understanding of events as at release date. It is designed to be a general summary of topical investment matters and is not specific to the circumstances of any particular employer or pension scheme. The information contained in this podcast should not be construed as advice and not be considered as a substitute for specific advice as the information is generic in nature. Where a podcast refers to legal matters please note that Hymans Robertson is not qualified to provide legal opinion and therefore you may wish to obtain independent legal advice to consider any relevant law and/or regulation. Hymans Robertson LLP accepts no liability for errors or omissions. Your Hymans Robertson LLP consultant will be pleased to discuss matters raised in this podcast in greater detail. Guests views are separate to that of Hymans Robertson.The information provided in this broadcast is not financial advice. Past performance is not a guide to the future. Please note the value of investments, and income from them, may fall as well as rise. This includes but is not limited to equities, government or corporate bonds, derivatives and property, whether held directly or in a pooled or collective investment vehicle. Further, investments in developing or emerging markets may be more volatile and less marketable than in mature markets. Exchange rates may also affect the value of investments. As a result, an investor may not get back the full amount of the original investment. Past performance is not necessarily a guide to future performance. Hymans Robertson LLP is authorised and regulated by the Financial Conduct Authority and Licensed by the Institute and Faculty of Actuaries for a range of investment business activities.

People always ask what it's like being a woman in the male-dominated world of stand-up, and the truth is—it's mostly fine… but there are a couple things that drive me nuts. This is a fun peek into what what I've had people say to my face, and how I've handled it! https://www.theWorkLady.com Jan McInnis is a top keynote speaker, funny female motivational speaker, comedian, Master of Ceremonies, and comedy writer. She has written for Jay Leno's The Tonight Show monologues as well as many other people, places, and groups—radio, TV, syndicated cartoon strips, guests on The Jerry Springer Show (her parents are proud). For over 25 years, she's traveled the country as a keynote speaker and comedian, sharing her unique and practical tips on how to use humor in business (yes, it's a business skill!). She's been featured in The Huffington Post, The Wall Street Journal, and The Washington Post for her clean humor, and she's the author of two books: Finding the Funny Fast – How to Create Quick Humor to Connect with Clients, Coworkers, and Crowds, and Convention Comedian: Stories and Wisdom From Two Decades of Chicken Dinners and Comedy Clubs. She also has a popular podcast titled Comedian Stories: Tales From the Road in Under 5 Minutes. In her former life, she was a marketing executive in Washington, D.C. for national non-profits, and she received the Greater Washington Society of Association Executives “Excellence in Education” Award. Jan's been featured at thousands of events from the Federal Reserve Banks to the Mayo Clinic.  Jan McInnis shows businesses how to use humor in everything from sales to human resources in dealing with staff, coworkers, clients and potential clients. https://www.TheWorkLady.com https://youtu.be/BtjxzDn-QLE https://www.linkedin.com/in/janmcinnis https://twitter.com/janmcinnis https://www.pinterest.com/janmcinnis/pins/ https://www.youtube.com/c/JanMcInnisComedian https://www.facebook.com/ComedianJanMcInnis https://www.instagram.com/jan.mcinnis/  Jan has shared her humor keynotes from Fortune 500 companies to international associations. Groups such as . .. Healthcare. . . Mayo Clinic, Health Information Management Associations, Healthcare Financial Management Associations, Hospitals, Abbott Pharmaceuticals, Sanofi Aventis Pharmaceuticals, Kaiser-Permanente, Davita Dialysis Centers, Blue Cross, Blue Shield, Home Healthcare Associations, Assisted Living Associations, Healthcare Associations, National Council for Prescription Drug Companies, Organization of Nurse Leaders, Medical Group Management Associations, Healthcare Risk Associations, Healthcare Quality Associations  Financial. . . Federal Reserve Banks, BDO Accounting, Transamerica Insurance & Investment Group, Merrill Lynch, treasury management associations, bankers associations, credit unions, Money Transmitter Regulators Association, Finance Officers Associations, automated clearing house associations, American Institute of CPAs, financial planning companies, Securities, Insurance, Licensing Association  Government . . . purchasing officers associations, city clerks, International Institute of Municipal Clerks, National League of Cities, International Worker's Compensation Fund, correctional associations, LA County Management Association, Social Security Administration, Southern California Public Power Authority, public utilities, U.S. Air Force, public personnel associations, public procurement associations, risk management associations, Rehabilitation associations, rural housing associations, community action associations  Women's Events. . . American Heart Associations, Go Red For Women luncheons, Speaking of Women's Health, International Association of Administrative Professionals, administrative professionals events, Toyota Women's Conference, Women in Insurance and Financial Services, Soroptimists, Women in Film & Video, ladies night out events, Henry Ford Health Centers Women's Event, spirit of women events, breast cancer awareness,  Education . . . School Business Officials associations, school superintendent associations, school boards associations, state education associations, community college associations, school administrators associations, school plant managers associations, Head Start associations, Texas adult protective services, school nutrition associations, Association of Elementary and Middle School Principals, principal associations, library associations  Emergency, safety, and Disaster . . . International Association of Emergency Managers, Disney Emergency Managers, state emergency management associations, insurance groups, COPIC, Salt Lake County Public Works and Municipal Services Disaster Recovery Conference, Pennsylvania Governor's Occupational Safety and Health conference, Mid Atlantic Safety conference and Chesapeake Regional Safety Council, Risk associations

Feeling like your portfolio just took a nosedive off a fiscal cliff? Don't panic! Today I'm serving up a dose of financial reality with a side of perspective. From tax-loss harvesting to long-term thinking, I'll show you how to turn market lemons into lemonade. To learn more about staying cool when the market's not, tune in now! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

During this episode we're going to discuss the two hottest current financial news stories: The tariffs, the market downturns, and it's affect on your 401(k).

In this episode, we demystify the world of investing by exploring the dos and don'ts. We'll cover everything from initial consultations and risk assessments to portfolio construction and ongoing management, providing a clear roadmap for anyone seeking expert guidance. Don't let your emotions affect your financial decisions!

In this episode, we dive into the essential components of a robust retirement plan, outlining a clear checklist for listeners at any stage of their career. We'll demystify complex financial jargon and provide actionable steps to ensure your golden years are secure and fulfilling. Finally, we'll discuss common pitfalls to avoid and how to adapt your plan as life evolves.

During this episode, we're going to discuss eight common 401(k) mistakes and why it's important to avoid them.

During this show, we'll consider if you should plan to live to 95, five steps retirement steps, and building a retirement budget.

Anthony welcomes Steven Peranio to talk about employer sponsored retirement plans. From 401(k)s and beyond, he talks about why it is so important to provide these plans to your employees, or what to do if you run a small business or are self-employed.

In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.

During this show, we're going to chat about the signs that help you how to know if you're ready for retirement.

During this show, we're going to chat about the signs that help you how to know if you're ready for retirement.

In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.

In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.

In this episode, we discuss the 10 most common estate planning mistakes people make, and how to avoid them. We cover everything from not having a plan at all to making assumptions about who will inherit your assets. By the end of this episode, you'll be able to make sure your loved ones are taken care of, no matter what happens.

In this episode Anthony welcomes estate planning attorney Chip LeCoco to talk about estate planning tips and strategies and why it's so important.

During this show, we'll examine retirement steps when you're 10 years, five years, and one year from retirement.

During this episode, we'll discuss things you need to know about Social Security in 2025 as well as some of the lesser-known services that Social Security provides.

In this episode, we delve into the essential foundations of building lasting wealth. Discover the 5 key pillars that support financial success: income generation, disciplined saving, strategic investing, mindful spending, and continuous learning. We'll provide actionable tips and real-world examples to help you implement these pillars in your own financial journey.

In this episode we explore actionable steps to achieve your financial goals in the new year. We'll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.

In this episode we explore actionable steps to achieve your financial goals in the new year. We'll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.

Now is a great time to reset your financial goals and create a plan to achieve them. In this episode, we'll discuss practical tips for budgeting, saving, and investing. We'll also explore strategies for managing debt and building an emergency fund. By following these steps, you can take control of your finances and secure a brighter financial future.

On this show, we're going to discuss items you'll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.

On this show, we're going to discuss items you'll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.

On this show, we'll look at how younger workers feel about retirement, and we'll then discuss retirement prep at different ages.

Get your finances in order for the new year! In this episode, we'll walk you through a step-by-step checklist to help you review your financial situation, make tax-saving moves, and set goals for the year ahead. From retirement contributions to investment reviews, we've got you covered.

During today's show, we'll discuss Medicare's 2025 cost increases and more!

During this show, we're going to discuss how you can save money on withdrawals from retirement accounts.

During this episode, we're going to discuss the recent news about Social Security's Cost of Living Adjustment increase as well as maximizing your Social Security payment.

During this program, we're going to discuss what the recent news of a Fed rate cut means for the average American.

During this program, we're going to discuss what the recent news of a Fed rate cut means for the average American.

In this episode, we dive deep into strategies to protect your retirement savings from market volatility and unexpected expenses. Discover how to diversify your investments, set aside an emergency fund, and consider tax strategies to safeguard your financial future.

During this show, we'll analyze the concept of un-retirement and what it could mean for your financial strategy.

As the leaves change and the air cools, it's time to give your finances a seasonal refresh. In this episode, we'll discuss essential steps to prepare your budget for fall expenses, including spending plans, paying down debt, financial planning and more.

During this show, we'll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.