Podcasts about Life insurance

In this episode, Ben Lake, CFA®, CFP® and I break down ILITs, Irrevocable Life Insurance Trusts, and why they matter for high net worth families. At a 40% federal rate above the exemption, that can mean writing a check for tens of millions of dollars.The real issue? Liquidity.If your net worth is tied up in a private business, real estate, or other illiquid assets, your family may not have the cash to pay the estate tax bill when it comes due. That can force a rushed sale, major discounts, or unnecessary stress.-------✅ Financial planning for 30-50 year old entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.allstreetwealth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ My personal blog & newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thomaskopelman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

Here are three innocent, little acronyms that can change your life. I hope you'll welcome them in...YouTube version: https://youtu.be/XHAQIoXEfk4If you have any questions, you can reach us here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lifemattersfinancial.com/contact/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you're an agent looking for a mentor, start here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lifematterfinancial.com/careers/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have an idea or topic suggestion? Talk to me:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/6aLkM8MSTwH4eteVA#lifematters #lifeinsurance #wholelifeinsurance #agentsforlife #lifeinsuranceagent #infinitebanking

Divorce does not just divide property. It reshapes the future. And sometimes, quietly, it leaves outdated plans sitting in place that no longer reflect your reality.In this episode, family and divorce mediator Matthew Brickman unpacks how life insurance policies and wills can be impacted after a marriage ends, why beneficiary designations matter more than most people realize, and what happens when legal documents lag behind life changes.If you assume everything “automatically updates” after divorce, you've fell asleep and this episode is a wake up call.Matthew Brickman answers your most frequently asked questions about divorce as he goes over several key points:Assume nothing.Know who you are before you get married. Know who you're getting married to. Know the laws and statutes in the state you live in.Don't take advice from anyone who isn't a legal professional in the state in which you're getting married and living in.If you have a matter, disagreement, or dispute you need professional help with then visit iMediate.com - Email mbrickman@ichatmediation or Call (877) 822-1479Matthew Brickman is a Florida Supreme Court certified family and appellate mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. But what makes him qualified to speak on the subject of conflict resolution is his own personal experience with divorce.Download Matthew's book on iTunes for FREE:You're Not the Only One - The Agony of Divorce: The Joy of Peaceful ResolutionMatthew Brickman President iMediate Inc. Mediator 20836CFAiMediateInc.comSCHEDULE YOUR MEDIATION: https://ichatmediation.com/calendar/OFFICIAL BLOG: https://ichatmediation.com/podcastOFFICIAL YOUTUBE: http://www.youtube.com/ichatmediationOFFICIAL LINKEDIN: https://www.linkedin.com/company/ichat-mediation/ABOUT MATTHEW BRICKMAN:Matthew Brickman is a Supreme Court of Florida certified county civil family mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. He is also an appellate certified mediator who mediates a variety of small claims, civil, and family cases. Mr. Brickman recently graduated both the Harvard Business School Negotiation Mastery Program and the Negotiation Master Class at Harvard Law School.

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In this episode of Insurance Town, the Mayor sits down with his good friend, Emily Merola. Emily Merola is an executive presence expert, speaker, and founder of The Blazer Society who helps leaders go from overlooked to unmistakable. Through her work in Image + Impact and identity-first leadership, Emily equips leaders to bridge the gap between who they are and how they lead so they communicate with clarity, step into alignment, and own every room they enter. With more than 20 years of executive leadership experience and as a Maxwell Leadership Certified Speaker, Trainer, and Coach, Emily has influenced over 10,000 professionals worldwide through keynotes, retreats, and global leadership forums. She is trusted by organizations and event leaders to open and close high-stakes conversations, and is known for delivering high-energy, high-impact experiences that blend strategic insight with powerful personal transformation. She joins us to day and shares her inspiring journey from the early days of her insurance career to becoming a trusted leader and coach. We explore the importance of authenticity, self-awareness, and faith in building genuine relationships and impactful careers.In this episode:Emily's beginnings in New York City insurance and her rapid rise through different sectorsThe power of self-awareness in discovering your strength zoneHow authenticity and vulnerability foster real relationshipsNavigating confidence challenges and stage frightThe role of faith and core values in decision-makingBuilding a leadership brand that empowers women through The Blazer SocietyThe significance of having a coach and mentors (including John Maxwell) for growthStrategies for overcoming feeling overlooked or stuck in your careerHow inner work and community create resilience in uncertain marketsTimestamps: 00:00 - Welcome and introduction to Emily Morolla 02:08 - Emily's professional background and journey into insurance 04:33 - Early lessons from the insurance industry and career milestones  10:31 - The through line: Trust and relationship-building in insurance 12:20 - Balancing confidence, vulnerability, and industry norms 16:46 - Seasons in career and embracing change 122:28 - Faith as a guiding force in personal and professional life 25:33 - Authentic relationships and maintaining consistency 28:46 - Introducing The Blazer Society and empowering women leaders The motivation behind creating a space for growth and impact 33:21 - The power of personalized branding and leadership identity 36:57 - Overcoming stage fright and building presentation confidence  Resilience, storytelling, and embracing vulnerability 43:20 - Practical steps for those feeling stuck or overlooked and importance of coaching, environment, and community 45:32 - Final reflections and gratitude for genuine connectionResources & Links:The Blazer SocietyContact Emily ISC Group - Women Leaders in InsuranceSponsors of todays show Goli Nutrition Canopy Connect MAV

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Ethos (ETHOS) makes its public market debut after posting a third straight year of more than 50% revenue growth. Peter Collis breaks down a strong first quarter, highlighting rapid revenue gains, double-digit margins, and a fully digital life insurance model that replaces legacy underwriting. He emphasizes Ethos's scalability, profitability, and data-driven approach as it targets long-term leadership in a traditionally slow-moving industry.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Empathy is pioneering bereavement care as an enterprise benefit, transforming how employers and financial institutions support employees during life's most challenging transitions. Working with 9 of the top 10 life insurance carriers in the US and Canada—covering over 40 million people—Empathy created a new category by combining grief support with practical logistics like probate navigation, account deactivation, and estate settlement. In a recent episode of BUILDERS, we sat down with Ron Gura, Co-Founder & CEO of Empathy, to learn how the company went from testing five verticals simultaneously to dominating life insurance, then leveraged the group life/employer overlap to expand into employee benefits. Topics Discussed: Testing five enterprise verticals simultaneously to find product-market fit Landing New York Life through their venture arm and innovation team Why life insurance carriers need to be risk-averse (and how to work with that reality) The strategic overlap between group life insurance and employee benefits Investing in brand at seed stage when your barrier to entry is psychological aversion Navigating dual audiences: decision-makers in their workday versus end users in crisis Expanding from loss to adjacent life transitions like disability leave and estate planning GTM Lessons For B2B Founders: Run parallel vertical tests with focus constraints, not sequential exploration: Ron identified 10+ potential verticals but intentionally tested exactly five simultaneously—hospices, funeral homes, employers, and two others before life insurance emerged as the winner at position five. This parallel testing with artificial constraints forces prioritization while dramatically compressing time-to-insight. Sequential testing would have meant potentially cycling through five failed pilots before discovering their strongest market. B2B founders with horizontal platforms should pick their top 3-5 verticals and run focused pilots in parallel, accepting that this burns more resources upfront but eliminates the risk of quitting before finding your wedge. Map the ecosystem overlap between buyer personas before choosing your wedge: Empathy's expansion from life insurance to employers wasn't growth strategy—it was recognizing an architectural reality. Half their carriers sell group life, meaning MetLife doesn't sell to consumers at metlife.com but exclusively to employer groups. When Amanda at Paramount loses her sister (not covered by insurance), she calls Paramount HR. When her husband dies (covered by MetLife group policy), the beneficiary calls MetLife. Same end user, two different enterprise entry points into the same moment. B2B founders should map these triangular relationships before choosing their wedge vertical. The question isn't just "who has budget?" but "who else touches this user in adjacent contexts?" Brand investment at seed stage is product strategy when fighting cognitive aversion: Ron's insight: "The barrier to entry isn't regulatory and isn't technology. It's us humans trying really hard not to think about our own mortality." This isn't a marketing problem—it's a fundamental go-to-market blocker. The company made what most would consider Series A investments (premium domain, design system, tone/voice framework) at seed stage specifically because brand reduces psychological friction to adoption. Contrast this with Monday.com starting as "daPulse" and rebranding years into success. B2B founders addressing taboo topics (death, mental health, financial distress, relationship issues) should model brand as a core distribution lever, not post-PMF polish. In deeply human categories, buyer's lived experience is your demo: Enterprise buyers at Citibank, MetLife, or Google aren't experiencing crisis during the sales cycle—they're evaluating ROI in their normal workday. But as Ron noted, "Everyone we're talking to...they're humans. They have parents, they had loss, they went through probate." The most common response after seeing the product: "Damn, I wish you called me a few months ago. I needed this a year ago with my mom." This turns product demo into personal recognition. B2B founders in universal human experience categories (caregiving, bereavement, parental leave, financial stress) should structure discovery and demo to activate buyer's memory of their own experience, not just their budget authority. Category creation is a resource-attraction strategy that trades speed for competitive exposure: Ron explicitly acknowledged: "There's pros and cons to defining a category. It's helpful when you attract resources, talent, capital. It also creates very fertile ground for a number two sympathy.com to come along and learn from this podcast...what to go after." Category leadership accelerates recruiting and fundraising by providing narrative clarity, but it simultaneously publishes your playbook. Every hiring blog post, podcast appearance, and positioning document teaches future competitors which verticals to target and which to avoid. B2B founders should treat category creation as a conscious bet: trade competitive opacity for talent/capital velocity. If you're not ready to defend your position, stay in stealth longer. Bridge new categories to existing budget lines through analogous benefits: When entering new verticals beyond life insurance, Ron doesn't educate from zero. With employers, he positions bereavement care alongside caregiving solutions, fertility programs, and parental leave: "This is a life transition happening in my own intimate house. Just like a new baby. I have new duties now." This isn't metaphor—it's budget mapping. Bereavement care gets evaluated against existing family benefits spending, not created from scratch. B2B founders in new categories should identify which existing line item their solution logically extends, then structure ROI narratives around reallocation, not net-new budget creation. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

Cash value life insurance offers a variety of tax planning advantages – many of them unique to life insurance. How many can you name? If it's not at least eight, this podcast is for you. In this podcast, Advanced Planning's David Szertemet reviews the eight most common tax planning aspects of permanent life insurance. Use this podcast to build knowledge, or as a refresher. It only requires five minutes of your time.

If you're a P&C producer or agent and life insurance conversations feel awkward, forced, or like you're being pushy — it's not a you problem. It's a design problem.In this episode, I break down why most agencies struggle with cross-selling life insurance and why the common advice of "just bring it up on every call" is actually setting you up for more rejection, lower confidence, and fewer sales.Here's what we cover:→ Why life insurance is inherently harder to sell in the P&C world (and it's not just because it's not required)→ The real reason you're getting hit with "I got it through work," "I can't afford it," and "I'm good" on every call→ How the "pitch more" strategy creates a rejection cycle that kills your confidence and your action→ The difference between low-leverage and high-leverage moments — and why timing changes everything→ Why it's not a skill problem, it's a design problem — and what that actually means for your agencyMost P&C producers are having life insurance conversations in the wrong moments. When you understand which interactions carry natural context and which ones don't, everything gets easier for both you AND the customer.Stop pitching. Start timing.Want to learn the exact scripts and frameworks? Cross Sell Academy enrollment is open now. Learn about Cross Sell Academy for your team: https://calendly.com/lifeinsurancetraining/demoJoin my free live training on how to handle the most common life insurance objections when cross selling life insurance: https://insurancesalespro.org/webinarregistration✅ Subscribe to Colter's FREE insurance sales trainings:Youtube: https://www.youtube.com/channel/UC-35rEOirer-rBo62SAokawApple Podcasts:https://podcasts.apple.com/us/podcast/the-life-insurance-training-show/id1675925320Spotify:⁠https://open.spotify.com/show/0EYYJYvouM22DfuAcYjhiK?si=m8gTTwvFReGfSIGQ7yZHcQ⁠Private Facebook Group: https://www.facebook.com/share/g/sSe3faCfV6KLVJh4/

Stephie Prestridge on The Dark Side of Life Insurance: How to Fight Back Against Denials Lifeclaim.com About the Guest(s): Stephie Prestridge is an accomplished attorney and the founder of LifeClaim, a law practice that focuses exclusively on life insurance disputes. With a background in estate planning, Stephie Prestridge transitioned to life insurance after witnessing families struggle with the complexities of policy language and beneficiary designations. Her firm represents beneficiaries in cases involving delayed, denied, and disputed life insurance claims, and she is passionate about helping families secure the benefits they are entitled to receive. Episode Summary: Join host Chris Voss as he delves into the complex world of life insurance claims with Stephie Prestridge, a specialized attorney in life insurance disputes. As the founder of LifeClaim, Stephie Prestridge brings her legal expertise to the discussion, highlighting the often unseen challenges families face when dealing with life insurance claims. Through engaging anecdotes and insightful legal strategies, this episode sheds light on how beneficiaries can navigate the murky waters of insurance claims to ensure justice. In this enlightening episode, Steffy shares her knowledge on why life insurance isn’t as simple as it seems and discusses the “fine print” that often leads to denied claims. With terms like “contestability period” and the implications of improper beneficiary designations, she emphasizes the importance of understanding policy contracts. Chris and Stephie Prestridge explore the legal tools available to beneficiaries, the pervasive issue of insurance companies attempting to avoid payouts, and the emotional toll these disputes take on families. Key Takeaways: Life insurance claims don’t automatically pay out after death; they must survive a claims review process. The “contestability period” allows insurance companies to review and potentially deny claims within the first two years of a policy. Consultations with law firms like LifeClaim can provide crucial support and guidance when dealing with life insurance disputes. Miscommunication and incorrect beneficiary designations often lead to claims disputes, highlighting the need for regular policy reviews. Life insurance policies often fund lawsuits due to complex family dynamics and unresolved issues after someone's passing. Notable Quotes: “Life insurance does not pay out because someone passed away; it pays out because it survived a claims review.” “If they said no, let’s go. ‘No’ is just leverage, not the end of the road.” “Death and money change people, and unresolved relationships can ignite after someone dies.” “If someone has a claim that’s being delayed for whatever reason, that’s a great time to ask for help.” “Know that you have this information available to you.”

Aired: February 23, 2026 on CHRI Radio 99.1FM in Ottawa, Canada. For questions, email hello@boldcare.ca or call 613-800-0520. Visit boldcare.ca for more information. For more CHRI shows, visit chri.ca.

Description:  Bill & Michael Wurth (Succession Capital's Regional Vice President) discuss "Carrier Endorsed" Premium Finance opportunities in today's evolving landscape. Whether it's marketing to business owners, high net worth individuals, charitable solutions, policy reviews, creative estate planning or tax savings strategies, many opportunities may exist. Modern premium financing for life insurance began in 1996 when CEO Julian Movsesian was challenged by a High-Net-Worth Client to come up with a method for using leverage to enhance the purchase of life insurance. This challenge led to the creation of the "Capital Maximization Strategy℠ (CMS), which provided Clients with a better way to buy life insurance. Each client requires a unique plan reflecting their capital, income, business, tax, estate, and charitable objectives. In collaboration with Advisory Teams, SCA tailors custom plans to achieve each client's goals. Levinson & Associates has teamed up with SCA to help our agents help their clientele with these creative financial solutions, as discussed in episode 65. Michael's Bio: Michael Wurth joined Succession Capital in January 2021. Hired before the official Vice President program was put in place, Michael spent his first 2 years at SCA supporting Michael Rothman and managing all cases in underwriting. His territory includes San Diego, Inland Empire, Arizona, Nevada, Utah, Wyoming, Colorado, New Mexico, Florida, Alaska, and Hawaii. Prior to joining SCA, Michael worked for Apple in their Beijing office, where he was the only non-native Chinese speaker on Apple's team of 250 employees. He was specifically responsible for analyzing the financials and setting targets for iPhone sales in the Greater China region, a $50 Billion dollar revenue generating group. After his time in China, he completed his MBA in Barcelona, Spain in 2019 before launching his own Search Fund after graduation. Aside from work, Michael is passionate about education and his faith. He and his wife started a Catholic Classical Education school in Southern California called The Camino School. Michael received his undergraduate degrees in International Business and Chinese Language and Culture from the University of Southern California and his MBA and Spanish degree from IESE in Barcelona. Michael and his wife met in Rome and have been married since 2019. They live in Aliso Viejo, CA with their three sons (Michael, Lucas, & George), their daughter (Lola), and Chocolate Lab, Kona. Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson  Podcast: levinson.libsyn.com YouTube Library: @thelevinson1

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What happens when your life insurance application gets declined?In this episode, Ed shares the honest reason his life insurance was turned down – and the surprising process that most Kiwis don't realise sits behind getting properly covered.You'll learn:The real reason Ed's life insurance was postponedWhat “underwriting” actually involves What to do if your insurance is declined, postponed, or comes back with exclusionsIf you own property, have debt, or want to protect your family properly, this episode explains what really happens behind the scenes ... and why sorting your insurance early matters.Don't forget to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠create your free Opes+ account and Wealth Plan here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠

The Future of AI in Marketing & Insurance: Insights with Cameron LaboudiIn this week's episode, the Mayor Heath Shearon sits down with Cameron LiButti of BidView Marketing. These two dive into the transformative power of artificial intelligence in reshaping marketing strategies and customer engagement, particularly within the insurance industry. They explore practical advice and emerging trends, offering listeners insights on how to adapt and thrive in this rapidly evolving landscape. Explore how artificial intelligence is transforming marketing strategies, SEO, and customer engagement, especially within the insurance industry. Cameron Libutti shares practical advice, emerging trends, and how professionals can adapt to this rapidly evolving landscape.Key TopicsThe evolving role of AI commercials in Super Bowl marketing and industry impactsHow AI platforms like ChatGPT, Claude, and Gemini are changing search behaviorsThe importance of local community positioning over broad claimsDifferentiating your business through brand imagery and reviewsThe shift from traditional SEO to AI-focused citations and content strategiesTactical tips for small agencies on landing pages and content structureHow interest graph algorithms influence short-form and long-form contentThe emerging concept of GEO (Generative Engine Optimization) and AI rankingsPractical steps for professionals to optimize their presence in AI-driven searchesThe power of AI in rapid prototyping and business data intelligenceTimestamps00:00 - Welcome and episode overview: AI's impact on marketing and insurance 07:11 - Cameron's journey from engineering to marketing and digital strategy 12:22 - The importance of local community positioning in professional services 14:36 - Creative outreach ideas: giving away cookies to nurture leads 17:13 - How to position yourself as the best in your local market 18:04 - Using imagery and reviews to build trust and credibility 21:24 - The relevance of SEO in an AI-powered search landscape 22:51 - The disruptive influence of generative AI like ChatGPT on traditional search 26:11 - Tracking AI-driven leads and measuring success 28:22 - How local agencies can succeed with traditional SEO 35:41 - Navigating social media algorithms: long vs. short-form content 39:20 - Introduction to GEO: Generative AI engine optimization 40:11 - Understanding AI rankings and data personalization 42:31 - Practical steps for agencies to improve AI visibility  44:45 - Citation strategies across platforms and directories  48:25 - Cameron's AI soapbox: Power, capability, and rapid development in AI tools  53:11 - Closing remarks and contact info for Cameron LibuttiSponsors:Smart Choice Agency NetworkCanopy ConnectMAVConnect with Cameron LibuttiLinkedInTwitterEmail

Inconsistent production?It's not motivation — it's visibility.LIVE Thursday at Noon CTSee how top agencies prove accountability on every call.

In this episode of the Life Insurance Academy Podcast, Zach and Roger break down a truth most agents don't want to hear (but top producers live by): skills don't fix a lack of volume. You don't win because you're "better" — you win because you apply your skill to enough real opportunity. If you've been stuck in "one more training… one more script… one more course…" this episode will challenge you to stop hiding in practice mode and start getting real game reps. You'll learn why scarcity creates hesitation, why "protecting leads" kills consistency, and how business owners think differently about leads (inventory) versus employees (expense). What you'll learn: Why confidence is the memory of real wins (and you can't get that without reps) The difference between practice-ready vs. game-ready The most common "scarcity symptoms" (fear of dialing, overthinking, avoiding the close) How top producers stay calm: they know another opportunity is behind this one The Opportunity Formula: reverse engineer your income goal into leads, dials, contacts, presentations, and apps Free tools & resources mentioned: Agent Income / Financial Calculator: https://lifeinsuranceacademy.org/agent-financial-journey-calculator/  Lead vendor resource (Closed Leads / Scale My Social): https://clsdleads.io/  More lead resources on our website: https://lifeinsuranceacademy.org/ ✅ Your 3 Non-Negotiables from this episode: Will you invest in your opportunity? Will you work it consistently? Will you trust the process long enough to win? If this hit home, drop a comment: What's the #1 thing holding you back right now — skill, consistency, or opportunity? And if you want more frameworks like this, subscribe and turn on notifications.  

Converting term insurance into a permanent life insurance policy can allow you to recover the cost of your insurance in a matter of a few years, insure that your premium will never increase, your death benefit will never expire, and in addition to this, build cash value equity in your policy that will continue to accumulate and grow tax free. (listen to understand more about this) One of the best kept secrets about Life Insurance is convertible term insurance. Convertible term insurance allows you to take advantage of the low premiums of term insurance and lock in your insurability, and then down the road convert the term insurance into permanent life insurance that builds equity.... all without having to re-qualify for insurance. We use convertible term life insurance and recommend it to our clients. 99% of term life insurance never pays a benefit. This is because term insurance becomes cost prohibitive with premiums as age of the insured increases. We specialize in designing and selling Convertible Term Life Insurance, and Participating Whole Life Insurance for maximizing cash value and growth. Email: team@McFieInsurance.com Call: 317-912-1000 Link to Dave Ramsey vs Infinite Banking binder: https://pages.mcfieinsurance.com/dave-ramsey-v-infinite-banking/?utm_source=youtube&utm_medium=link&utm_campaign=podcast&utm_content=557 Follow the Wealth Talks Podcast on: Instagram: https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA== Facebook: https://www.facebook.com/profile.php?id=61554798231074  Listen to the Wealth Talks Podcast on: YouTube: https://www.youtube.com/@wealth-talks-podcast Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8

Get 30 Days of Merlin free at ⁠⁠⁠⁠MerlinCrypto.Com⁠⁠⁠⁠ In this episode! Today's Main Topic: Leaders Aren't Born; They're Built Through Learning The leaders who stand out aren't the smartest people in the room — they're the ones who never stop learning. They stay curious. They adapt. They evolve. And over time, that compounds into wisdom, clarity, and better decisions. Because leadership isn't about knowing everything. It's about becoming someone who can learn anything. Enjoy! Join the Age of Radio Discord | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://discord.gg/EeamD8WcjN⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow me on Goodpods ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://goodpods.app.link/usUyBZzhuNb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Free Financial Consultation: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/B6nNZ2FbxbhESCHg9⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Red Wizard Gaming Society: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://discord.gg/9D43EszdUB⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   DM if you are interested in Life Insurance! If you or someone you know has been struggling or in crisis please call or text 988 or chat ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠988lifeline.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  

Hey Diabuddy thank you for listening to show, send me some positive vibes with your favorite part of this episode.In Episode 331 of The Healthy Diabetic Podcast, Coach Ken is joined by Graham Hubbard for Episode 003 of the live show, where they dive into how people with diabetes actually make decisions—and why some of the most common metrics may be missing the bigger picture.The conversation covers Time in Range vs A1C, redefining what a personal blood sugar “target” really means, and why stability and variability matter more than chasing perfect numbers. Ken also shares real-world insights on Afrezza, insurance challenges, CGM access, early screening for Type 1 diabetes, and the pros and cons of modern intervention strategies.This episode is raw, honest, and full of practical perspective—exactly what this new live format is designed to deliver.

Most people don't ignore life insurance.They trust it.That's what makes this conversation unsettling in the best way.In this episode of The Proven Entrepreneur Show, Don Williams speaks with Frank Campbell, a veteran financial professional who has spent decades inside the life insurance industry. What he shares isn't about bad actors or rare edge cases. It's about how ordinary assumptions quietly turn into money mistakes, even for successful entrepreneurs and executives.This life insurance podcast explores what happens after a policy is signed and filed away. Frank walks through how policies are designed, how they change over time, and why many people only discover problems when a letter arrives years later. The kind of letter no one expects. The kind that turns “peace of mind” into panic.Through real examples and clear analogies, this financial planning podcast looks at the hidden mechanics behind long-term protection, the risks founders often overlook, and why reviewing insurance matters just as much as reviewing investments. It's not about fear. It's about understanding what you already own.If you're a business owner, executive, or professional who values wealth protection and long-term security, this entrepreneur finance podcast episode will make you pause before assuming everything is fine.Listen closely. Not everything that's quiet is working.

Trent Fortner, a 40+ year veteran in the life insurance and wealth planning space gives an 89 minute masterclass on how life insurance, if incorporated properly can completely reshape your financial plan and wealth building strategies. Trent lays the groundwork and dives into the numbers with his calculators to prove that a financial plan without life insurance can't compete with one that does.Connect with Trent: https://trentfortner.com00:00 Intro 00:44 Introducing Trent Fortner 01:39 Returning to Basics & Overarching Planning02:07 LEAP and Infinite Banking 03:47 Working with Nelson Nash in the 1990s 06:26 Power of Life Insurance & the LEAP Process 06:45 Problem with Product-Centric Planning 07:33 Dr. Wade Pfau & Non-Correlated Assets 08:57 Risks of Indexed Universal Life (IUL) 12:23 Holistic Planning 15:32 LEAP Present Plan Model 21:41 Client Choices After Discovery 22:50 Addressing the “Cost” Objection 24:39 Compounding Taxes 33:24 Impact of Losses on Savings 39:08 Taxes Are a Complete Loss 44:36 Flattening Taxes 48:53 Adding Benefits with Permanent Life Insurance 49:39 Compounding vs. Whole Life Insurance 56:42 Life Insurance vs. High-Yield Savings Account 01:03:01 Rich on Paper vs Rich In Real Life 01:06:52 Ways to Use Permanent Life Insurance 01:11:37 Gains, Advantages, Risks 01:22:04 Final ThoughtsWatch the Video on Youtube for Visuals - https://youtu.be/vG8jaEDRDPQWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityLearn More About BetterWealth: https://betterwealth.comDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3455: Jeff Rose breaks down the key differences between term and whole life insurance, helping you understand how each policy can support your long-term financial goals. Whether you're seeking low-cost protection or a tax-deferred cash value component, this guide offers clarity on choosing a policy that fits both your budget and your legacy plans. Read along with the original article(s) here: https://www.goodfinancialcents.com/life-insurance-as-an-investment/ Quotes to ponder: "Term life insurance is going to be the cheaper of the two options, but is cheaper always better?" "Whole life insurance provides more of an 'investment option' with its cash-value benefit." "One way to look at life insurance is as an investment to your loved ones." Learn more about your ad choices. Visit megaphone.fm/adchoices

This week in Insurance town the Mayor sits down with  Sarah Koolhof, a dynamic insurance professional whose journey spans theater, rugby, and underwriting. Discover how embracing discomfort and versatility has shaped her career and passion for relationship-driven insurance work. She has been with Commonwealth Undewriters for a dozen years and not going anywhere any time soon, She loves her team and her clients. I loved this conversation and I think you will too.In this episode:Sarah's unexpected transition from theater major to insurance underwriterHow rugby taught her resilience and the value of teamworkThe importance of building trust in E&S and surplus lines marketsNavigating industry changes over 12 years, especially in ENSStrategies for agency and carrier partnerships rooted in responsivenessInsights on managing industry burnout and maintaining mental healthPractical tips for agents choosing E&S brokers and understanding underwriting authorityThe culture of collaboration and relationship building at Commonwealth UnderwritersTimestamps:00:00 - Welcome and episode overview00:30 - Sarah's background: from theater to insurance02:00 - The role of rugby in building resilience and confidence04:30 - How her diverse experiences shape her industry perspective08:00 - Navigating industry changes and the evolution of E&S markets12:00 - Building trust in surplus lines and the importance of partnerships16:00 - Commonwealth Underwriters: location, services, and company culture20:00 - Response times, setting expectations, and fostering client relationships24:00 - Managing industry burnout and mental health awareness28:00 - Tips for agents on selecting E&S brokers and understanding underwriting terms33:00 - Partnering in the insurance ecosystem and the value of relationships36:00 - Final thoughts: embracing versatility, teamwork, and continuous learningResources & Links:Commonwealth UnderwritersSarah Kulhoff - LinkedInCanopy ConnectMAV Insurance PlatformConnect with Sarah:LinkedInEmail

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3455: Jeff Rose breaks down the key differences between term and whole life insurance, helping you understand how each policy can support your long-term financial goals. Whether you're seeking low-cost protection or a tax-deferred cash value component, this guide offers clarity on choosing a policy that fits both your budget and your legacy plans. Read along with the original article(s) here: https://www.goodfinancialcents.com/life-insurance-as-an-investment/ Quotes to ponder: "Term life insurance is going to be the cheaper of the two options, but is cheaper always better?" "Whole life insurance provides more of an 'investment option' with its cash-value benefit." "One way to look at life insurance is as an investment to your loved ones." Learn more about your ad choices. Visit megaphone.fm/adchoices

Jay Rogers, the CEO of infineo, which builds sound financial products, on top of a base layer of tokenized life insurance, to bring financial … Read more The post Jay Rogers and infineo: Revolutionizing Life Insurance on the Blockchain appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3455: Jeff Rose breaks down the key differences between term and whole life insurance, helping you understand how each policy can support your long-term financial goals. Whether you're seeking low-cost protection or a tax-deferred cash value component, this guide offers clarity on choosing a policy that fits both your budget and your legacy plans. Read along with the original article(s) here: https://www.goodfinancialcents.com/life-insurance-as-an-investment/ Quotes to ponder: "Term life insurance is going to be the cheaper of the two options, but is cheaper always better?" "Whole life insurance provides more of an 'investment option' with its cash-value benefit." "One way to look at life insurance is as an investment to your loved ones." Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the Life Insurance Academy Podcast—today's episode is pure energy, real-life grit, and practical takeaways for any agent (especially new agents and new moms) who's trying to figure this business out. Roger sits down with Tori Haskell of Bronson Financial Group to unpack her journey from the automobile industry to life insurance—and what it actually took to go from "crying in the car between appointments" to building a thriving telesales business with the right systems, scripts, community, and support. In this episode, you'll hear: How Tori got started in insurance 8 months pregnant (and why she nearly quit early on) The turning point that came when she discovered leads + a real sales process Why transitioning from face-to-face to telesales requires a new skill set (and how to build it) The biggest difference between producing alone vs. winning with a team + culture Why you don't need to be a "big personality closer" to become a top producer What Tori learned at Life Insurance Academy Telesales Bootcamps—and why the room matters If you've been feeling stuck, isolated, or like you're losing your fire—this conversation will help you reset your mindset and get back on the path with a plan. ✅ Want coaching, scripts, and a real process?

In this episode, I break down why "just ask more" is the worst advice you can give your team when it comes to selling life insurance in a P&C agency — and what to do instead. I unpack why asking without strategy kills confidence, creates early objections, and turns your producers into people who eventually stop asking altogether. Then I walk through the three things that actually move the needle: positioning life insurance around what it does for the customer (not what it is), nailing your timing so it doesn't feel like a bait and switch, and solving one immediate need instead of trying to serve a five-course dinner to someone who came in for a coffee. If you're an agent and tired of being the only one in your agency able to sell life insurance, this one's for you.Join my free live training on how to handle the most common life insurance objections when cross selling life insurance: https://insurancesalespro.org/webinarregistrationLearn about Cross Sell Academy for your team: https://calendly.com/lifeinsurancetraining/demo✅ Subscribe to Colter's FREE insurance sales trainings:Youtube: https://www.youtube.com/channel/UC-35rEOirer-rBo62SAokawApple Podcasts:https://podcasts.apple.com/us/podcast/the-life-insurance-training-show/id1675925320Spotify:⁠https://open.spotify.com/show/0EYYJYvouM22DfuAcYjhiK?si=m8gTTwvFReGfSIGQ7yZHcQ⁠Private Facebook Group: https://www.facebook.com/share/g/sSe3faCfV6KLVJh4/

Summary  In the final episode with Wade, Todd, and David, the conversation shifts from philosophy to history and mentorship. Wade asks what has changed in the financial industry over the past several decades and what hasn't. Todd reflects on the early days before computers, the impact of mentors like Norman Baker, the myth of "deals" in insurance, and the importance of integrating tools—not replacing human judgment with them. The discussion highlights why math must be paired with context, conversation, and strategy in order to truly serve clients. It's a timely reminder that the future of financial advice isn't about replacing the advisor — it's about elevating them.   Episode Highlights 00:15:50 - Evolution of Industry Conversations. 00:03:18 - Addressing Industry's Adversarial Past. 00:03:52 - Life Insurance and Cash Value Benefits. 00:04:41 - Asset Flow: Evaluating Investment Synergy. 00:06:39 - Painting a Picture of Financial Sacrifice. 00:09:02 - The Importance of Asking the Right Questions. 00:11:49 - Balancing Technology with Human Insight. 00:13:25 - Challenges of AI in Financial Advice. 00:13:37 - Importance of Mentorship in Industry. 00:13:38 - Mentorship's Role in Leveraging Experience.   Episode Resources sagewealthstrategy.com About Todd And The Financial Software Guest Name Todd LangfordGuest Emailtlangford@truthconcepts.com Additional guest  David Zapata davidzapata@factumfinancial.com   Keywords Wade Borth Podcast smart ideas new opportunities money management financial independence investment strategies insurance industry real estate vs stock market holistic financial planning rate of return asset flow cash value life insurance distribution phase financial software financial calculators AI in finance investment biases financial advising financial conversation client confidence financial mentorship financial industry evolution interest rates financial context financial education  

As humans, we're wired for two main streams in our decision-making process. Some of us make purchasing decisions based on logic. Others on emotion.To hit a home run on your next appointment, tap into both.Here's why...YouTube version: https://youtu.be/cwunIF_IsdcIf you have any questions, you can reach us here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lifemattersfinancial.com/contact/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you're an agent looking for a mentor, start here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lifematterfinancial.com/careers/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have an idea or topic suggestion? Talk to me:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/6aLkM8MSTwH4eteVA#lifematters #lifeinsurance #wholelifeinsurance #agentsforlife #lifeinsuranceagent #infinitebanking

In this episode, we are doing something a little different. Casey Nelson and I hosted an open call live one day and we called it the lazy river. WE wanted to invite people to "float in and hang out ad float out. Ive provided a few clips here for you guys to check out. WE will release the whole 2 hours some day soon... but for now this clip is about authentic leadership, engaging communication, and innovative work practices that can transform organizations. Whether you're speaking on stage, building relationships, or managing teams remotely, these insights provide practical strategies to lead with confidence.Key Topics:The importance of genuine interactions and how authenticity impacts leadership credibilityStrategies for modularizing content to adapt in dynamic speaking environmentsMemorable name drop stories and their impact on personal brandingTips for effective networking at high-profile events like Bill Gates's houseHow to test and engage audiences during keynote speechesThe role of diversity and gender dynamics in leadership credibilityFuture workplace trends: remote work, flexibility, and the four-day workweekLeveraging your unique strengths and circumstances to attract and retain talentPractical tips for transitioning from traditional to hybrid or virtual formatsTimestamps:00:00 - The value of authentic interactions and sharing personal stories02:24 - Memorable name drops and their role in networking04:41 - Insights from high-profile meet-and-greets and leadership impressions06:03 - Authenticity as a female CEO and gender dynamics in leadership08:28 - The power of candid panel discussions and last-minute updates09:28 - Modularizing content for impactful speaking engagements11:20 - Testing audience engagement in real-time during speeches12:50 - Perspectives on remote work, office culture, and flexibility14:45 - The future of work: four-day weeks and employee well-being16:20 - Strategies for small businesses to compete with large organizations17:13 - Wrapping up with humor and connecting through genuine communicationSPONSORS:Smart ChoiceCanopy ConnectMAV

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Thanks to our partners Promotive and Wicked FileShould your shop carry life insurance on a key employee? What if one employee's unexpected death could cost you hundreds of thousands of dollars?In this episode, Hunt Demarest tackles everything you need to know about life insurance for auto repair shop owners and their teams — covering key person insurance, term vs. whole life policies, tax implications, and how much coverage actually makes sense for your situation.Unlike most conversations about life insurance, this one comes with zero sales agenda. Hunt breaks down the real economics of life insurance, why it's almost never tax-deductible (and why that's actually a good thing), and the five critical questions every shop owner should ask before buying a policy.Drawing on real client situations, from key employee coverage to bank-required policies, this episode explains when life insurance is essential protection versus when it's an unnecessary expense, and how to think through coverage amounts based on debt, dependents, and the true cost of losing critical team members.What you'll learn…(02:20) Why shop owners are suddenly asking about life insurance (03:00) What key person life insurance actually is and whether you need employee permission to buy it(06:20) The real cost of losing a key employee: calculating the financial impact of a technician, manager, or yourself(11:55) Term life vs. whole life vs. universal life: the real differences explained without the sales pitch(14:35) Why term life insurance is the better choice for 99% of shop owners and when it isn't(18:50) Can you write off life insurance premiums? The non-deductible expense rule explained(19:40) Why writing off life insurance premiums is a terrible deal, even though you technically can(22:55) The five questions to ask yourself before buying life insurance: debt, dependents, goals, and money(24:15) Why life insurance is statistically a bad deal and why you should probably have it anywayThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop

If you've ever felt awkward, hesitant, or unsure at the close, this episode is for you. In this solo teaching episode of the Life Insurance Academy Podcast, Roger Short breaks down the most misunderstood moment in the sales process: the close. Here's the truth—closing isn't about pressure. It's about permission. When you lead with clarity and confidence, clients don't feel sold… they feel served. In this episode, you'll learn: Why "If you confuse, you lose" (and how clarity actually increases your close rate) How to set the table so clients know exactly what to expect (no surprises, no resistance) The psychology behind confident closing (hint: people buy emotionally, justify logically) A simple trial close framework that assumes agreement without pressure How to handle the "I want to think about it" stall with empathy and leadership The 3 biggest closing mistakes agents make—and how to avoid them Why confidence grows in the calm (and how silence actually helps you close) This episode ties together the first four fundamentals—belief, trust, stakes, and options—and shows you how they all lead naturally to a confident, peaceful close. As taught by Donald Miller: If you confuse, you lose. But clarity always wins.

Your auto renewals aren't just policy updates—they're your most predictable life insurance opportunity. In this episode, I break down the exact framework I used to turn routine renewal calls into consistent life insurance sales.Here's what you'll learn: why auto renewals create the perfect moment to introduce life insurance (hint: it's all about relevance and earning the right to the conversation), how to position coverage as a natural extension of what customers already have, and the two simple approaches that make saying "yes" easy—paying off a vehicle loan or leaving money behind for family.I walk through the complete call flow from opening to close, including the exact words to use so the conversation feels like service instead of a sales pitch. Plus, I share why starting small with one immediate need beats the "shotgun approach" that triggers resistance and kills deals before they start.If you're tired of inconsistent life insurance production and want a repeatable system you can hand to your team today, this one's for you.Learn about Cross Sell Academy for your team: https://calendly.com/lifeinsurancetraining/demoJoin my free live training on how to handle the most common life insurance objections when cross selling life insurance: https://insurancesalespro.org/webinarregistration✅ Subscribe to Colter's FREE insurance sales trainings:Youtube: https://www.youtube.com/channel/UC-35rEOirer-rBo62SAokawApple Podcasts:⁠https://podcasts.apple.com/us/podcast/the-team-member-perspective/id1675925320⁠Spotify:⁠https://open.spotify.com/show/0EYYJYvouM22DfuAcYjhiK?si=m8gTTwvFReGfSIGQ7yZHcQ⁠Private Facebook Group: https://www.facebook.com/share/g/sSe3faCfV6KLVJh4/

Are you currently debating whether to "Buy Term and Invest the Difference" or build a private banking system with Whole Life?In this episode, David Befort and Paul Fugere put the most popular financial advice—including Dave Ramsey's top talking points—through the IBC Stress Test. If you've been told that Whole Life is a "scam" or that you should only ever buy Term, you are likely missing the most critical piece of the puzzle: The Difference Between Renting and Owning.Why you need to listen to this episode: Most people are taught to treat insurance as a "sunk cost" or a necessary evil. But what if your premium wasn't a cost, but a transfer of assets? We dive deep into why "renting" your protection through Term insurance often leads to a dead end, with ~98% of policies never actually paying out a death benefit.In this episode, we break down:The "Renting" Trap: Why Term insurance is designed to expire just when you need it most, and why "investing the difference" often fails in the real world.The Ernst & Young Reality Check: We discuss the landmark study that shows "Buy Term and Invest the Difference" (BTID) consistently finishes dead last when it comes to retirement spending and legacy.The "Both/And" Strategy: How to use Convertible Term as a bridge to a high-performance IBC policy, allowing you to stop the "leakage" of your wealth and start the process of uninterrupted compounding.Debunking the "Company Keeps Your Cash" Myth: We clarify exactly how your cash value and death benefit work together so you can stop being afraid of the "living benefits" of your policy.Whether you are a "Dave Ramsey person" looking for a second opinion or an investor searching for a way to maximize your Human Life Value, this episode will show you how to stop wasting money on temporary fixes and start building a permanent financial foundation.Stop being a tenant in your own financial life. It's time to become the landlord.About your hosts: https://www.thewealthwarehousepodcast...David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below!

In this weeks episode,  release my virtual course in Bob Dietrich and Pamela Dunn's virtual program AI in your Business that released this week. Hope you enjoy it. Let me know what you think... Sponsored by:Smart ChoiceCanopy ConnectMAV

Sarah is all hot and bothered for the "gay hockey show," Heated Rivalry, and she explains why lesbians would enjoy male on male heat. Susie is all wound up about something totally different: umbrellas. To each their own. We learn about a practice that was created in the 1980s where people dying of AIDS would sell their life insurance policies to investors, and we debate the ethics of betting on someone's death. We discuss the difference in written communication between women and men, and the reason women have to track their punctuation and balance perceived warmth and competence. We find out which celebrities are mentioned the most in pop songs, and the three factors that can increase your chances of being name dropped. Plus, Susie shares big news in the true crime world, where two of the biggest unsolved cases in history have been solved--and the same person (allegedly) did both.Brain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:Go to https://thrivecausemetics.com/braincandy for an exclusive offer of 20% off your first order.Get $10 off your first month's subscription and free shipping when you go to https://nutrafol.com and enter the promo code BRAINCANDYHead to https://cozyearth.com and use my code BRAINCANDYBOGO to get these pj's for you and someone you love! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After the sudden loss of a close friend, we felt compelled to have a conversation most fathers avoid—but shouldn't. In this episode, we talk honestly about preparing your family for the unthinkable. Not because money can ease grief (it can't), but because wise preparation can remove unnecessary fear, confusion, and pressure when tragedy strikes. This isn't about morbid planning or living in fear. It's about faithful stewardship and providing for your family which is what every father is responsible for. Loving your family means planning for both the future you hope for and the one you can't predict. Links Mentioned in This Episode Policygenuis.com  Survivors Guide: outpostadvisors.net/s/Survivors-Guide.pdf Donate to the Family of Joshua Perry: https://www.gofundme.com/f/honoring-joshua-perrys-memory-and-supporting-his-family  Send a screenshot of your donation to mark@abrahamswallet.com for a matching donation Previous Episodes That May be Helpful Insurance Series - November 2019 Before Your Parent Dies Series - Sept 2020 Protecting Your Money for Future Generations - July 31, 2024 Chapters (00:00:00) - Be a Biblical Boss for Your Family(00:00:36) - Abraham's Wallet: Are You Ready to Die?(00:05:27) - Wonders of the World: Financial Planning(00:07:03) - How to Prepare for the Day You Die(00:07:52) - Should You Buy Life Insurance?(00:11:51) - The Story of Joseph and His Preparing for the Future(00:14:37) - Life Insurance, the 4% Rule(00:23:56) - Term Life Insurance(00:27:09) - What Would Be Very Hard If a Family Leader Were Dead?(00:30:11) - Have You Developed a Plan for If Your Wife Dies?(00:32:45) - What Happens If Your Death Was Due to Negligence?(00:35:08) - The Secret to a Successful Business Plan(00:38:00) - 5 Things You Need to Do Before You Die(00:40:54) - A Death Wish List for Family(00:45:29) - Widows and orphans need our help(00:51:27) - Family Preparedness for the 31st

If you've ever ended a "work day" and thought, "I was busy… but did I actually move the needle?" — this episode is for you. In this Life Insurance Academy Podcast, Zach and Chris break down what a winning day snapshot looks like for a high-producing final expense / telesales agent (especially working from home). No fluff. No hype. Just the daily standards that create consistent apps, consistent income, and consistent momentum. You'll learn the 5 non-negotiables top producers follow: Talk to seniors every day (conversations create skill + cashflow) Be a difference maker (principled sales process + control + trust) Follow up until they buy or die (respectfully… and relentlessly) Train on what moves the needle (objections, underwriting, products, tone/pacing) Guard your mind (home distractions, emotions, inconsistency, self-doubt) They also share real benchmarks (dials, conversations, presentations), plus a sample daily schedule to help you build structure that beats motivation every time.

Are you growing your business—but leaving your wealth exposed? What legal protections should be in place before a lawsuit hits?In this episode of The Business Ownership Podcast I interviewed Brian Bradley. Brian, a distinguished Asset Protection Attorney, Financial Planner, #1 Best Selling Author, and renowned educator in the legal and financial spheres.With a national client base, Brian and his team have successfully safeguarded assets exceeding $5 billion. In today's litigious environment, where civil litigation tops $400 billion annually, the preservation of wealth from predatory lawsuits is paramount.Passionately dedicated to fortifying clients against legal risks and empowering them to take charge of their financial well-being, Brian expertly deploys cutting-edge asset protection and financial planning strategies. Leveraging tools like The Bridge Trust® for asset security and financial instruments such as Life Insurance and IUL's for long-term wealth preservation, Brian helps clients secure their income, eliminate debt, and create a lasting financial legacy.Recognized by leading industry platforms like BiggerPockets, The Money Show Expo, Entrepreneur Network, and Forbes Council, Brian's influence resonates throughout the legal and financial realms.Brian's exceptional contributions have earned him esteemed accolades, including listings on the Best Attorneys of America's List, recognition as an Oregon Super Lawyer Rising Star, multiple mentions on the Lawyers of Distinction List, a Super Lawyers Rising Star award, a place on America's Top 100 High Stakes Litigators List, and a 2017 Law Firm 500 Award nomination.In essence, Brian's unmatched expertise, revolutionary strategies, and illustrious accolades establish him as a preeminent figure in asset protection and financial planning. Through his personalized approach and steadfast dedication, Brian continues to empower clients in securing their financial futures with confidence and resilience. Learn how to protect your assets. Check this out!Show Links:Bradley Legal Corp Website: https://btblegal.com/Brian Bradley on LinkedIn: https://www.linkedin.com/in/brian-t-bradley-esq-a47a7b12/Book a call with Michelle: https://go.appointmentcore.com/book/IcFD4cGJoin our Facebook group for business owners to get help or help other business owners!The Business Ownership Group - Secrets to Scaling: https://www.facebook.com/groups/businessownershipsecretstoscalingLooking to scale your business? Get free gifts here to help you on your way: https://www.awarenessstrategies.com/

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What's the best way to design an infinite banking policy? In this video, Brent Kesler, founder of The Money Multiplier, joins Caleb Guilliams to break down whole life insurance designs for infinite banking, specifically comparing 40/60 vs 80/20 policy structures and Nelson Nash's original intentions. The discussion also includes a debate on term riders, when they help, when they hurt, and how they affect infinite banking strategies over time. Watch the First Interview with Brent where he explains how he paid off $1M in debt in 2 years - https://youtu.be/cHTmpSU-nzQ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 Introduction 01:50 Infinite Banking and Debt Payoff Strategy 02:07 Changes to Infinite Banking 03:30 The "Nelson Plan" (40/60) 04:12 Policy Design Philosophy: Base, PUA, and Term Riders 05:01 Long-Term Efficiency and Base Premium 05:57 MEC Limit and Term Riders 06:59 Base, PUA, and Term Riders Definitions 12:00 Higher Base vs. More PUA 18:25 Flexibility in PUA Riders 19:19 Starting Additional Policies 20:40 Rule of Maximizing Current Policies 23:07 Adjusting Premiums on Multiple Policies 27:19 Minimum Premium and Income Ratio 28:34 The "10 Times Your Age" Rule 29:27 Tax Liability 35:46 Death Benefit, Rate of Return, and Financial Mindset 38:03 Internal Rate of Return (3.5% to 5%) 39:45 Actual Rate of Return vs. Average Rate of Return 42:28 The Value of Convertible Term Insurance 43:36 Human Life Value vs. Starting Small Whole Life Policy 47:14 Life Insurance as the Only Guaranteed Payout Insurance 48:53 Buying Cars and Using Other People's Money 49:18 Separating Policy Growth 51:54 Using Bank's Money for Investments 54:34 Danger of Using Banks if Undisciplined ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Bill rambles about the playoffs, woman getting life insurance, and being the executor of a trust. Butcher Box: As an exclusive offer, new listeners can get their choice between filet mignon, ny strip or chicken breast in every box for a year, PLUS $20 off when you go to http://www.ButcherBox.com/BURR SquareSpace: Check out http://www.squarespace.com/BURR or a free trial, and when you’re ready to launch, use code BURR to save 10% off your first purchase of a website or domain. Helix: Go to http://www.helixsleep.com/BURR for 27% Off Sitewide Exclusive for listeners of Monday Morning Podcast Policy Genius: Head to http:///policygenius.com/BILLBURR to compare life insurance quotes from top companies and see how much you could save.

Brian Pope, Founder and Chairman of Quility (2024 Insurtech of the Year), is a transformative executive with almost 40 years of experience driving product and distribution innovation in the life insurance industry. Top 3 Value Bombs 1. You don't need to be ruthless to win in business. Kindness and strength can coexist and still drive massive success. 2. The life insurance industry is in a "gold rush" moment where tech advancement and agent attrition create unprecedented opportunity. 3. Long-term success comes from commitment, duplication, and continuous self-leadership not overnight wins. Intelligent automation applications and tailored insurance services. Check out Brian's website to learn more - Quility Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Cape - Cape is a privacy-first mobile carrier, built from the ground up with security as the priority. Visit Cape.co/fire to sign up today.