Podcasts about Payoff

New Year's Day hits different when you're recording with a live studio audience, passing the mic around, and starting the year with a mix of laughs, honest reflection, and big goals. In this Building Better Developers special episode, Rob Broadhead and Michael Meloche kick off 2026 by sharing a "good thing / bad thing" recap from a recent Christmas party—then opening the floor to the team to talk about the New Year developer goals. It's casual, it's real, and it's a reminder that growth (personal and professional) usually starts with clarity. Michael's 2026 New Year developer goals: Payoff and Growth When the conversation turns forward, Michael shares something that hits hard for anyone building a business—or rebuilding momentum. He describes the last year (or two) as a heavy investment: retooling, branding, marketing, refining direction, and putting in the work that doesn't immediately show results. Now, in 2026, he's looking for payoff—not in a "get rich quick" way, but in the sense of seeing the fruits of consistent effort. He also mentions narrowing focus for Develpreneur and wanting to see that a clearer direction translates into growth. There's something powerful about that moment: when you stop trying to do everything, and start building depth in the things that matter. If you spent 2025 laying groundwork, 2026 is your chance to ship with confidence. Foundations aren't the finish line—but they make speed possible. Rob's 2026 New Year developer goals: Scale, Network, and Teach Again Rob's focus is straightforward: he wants to keep growing the business, but also move from "a couple projects went well" to scaling—bringing in more work and creating consistent momentum. One of the practical strategies he calls out is getting out more: business conventions, tech conventions, and networking. Not just online—real-world conversations that create opportunities. He also hints at something long-time listeners will appreciate: he wants to relaunch teaching episodes. That includes new "kitchen sink" style applications, plus content around AI and emerging technologies. It's a return to hands-on learning—less theory, more building. Team Voices on New Year developer goals: Milestones, Features, and New Seasons Wes, a programmer at RRB Consulting, brings a personal win that feels like pure New Year energy: his car is getting paid off early in the year. That's freedom. Breathing room. And honestly, a reminder that progress isn't only measured in commits and deployments. Professionally, Wes is excited about projects with features coming together in the first quarter—things moving from "in progress" to "in the client's hands." Natalie shares that 2026 is a "new season of change" for her—wrapping up big chapters and getting ready to reinvest significant time back into RRB. Rob adds another layer: he's planning to be a digital nomad in 2026 and launching a site to document the adventures and the tech behind them. One Day at a Time (Yes, Even for Developers) As the episode closes, there's a simple challenge: don't give up on your New Year's resolutions on day one. Make it to day two. Day three. Day ten. Keep it small. Keep it moving. And then: back to interviews, back to Building Better Foundations, and the ongoing push toward major milestones—like eventually hitting episode 1000. Pick one small habit you can keep for 10 days. If you can do 10, you can do 30. If you can do 30, you can change your year. Ready for 2026? This episode isn't about perfect plans—it's about momentum, focus, and showing up. Whether you're chasing payoff after a long build season, scaling your business, shipping features, or stepping into a new chapter… the message is the same: Start. Today. Then do it again tomorrow. Happy New Year—and we'll see you in the next episode. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Strategies for Your New Year Planning Become A Better Developer In The New Year Goal Setting and Habits: The Keys to a Productive New Year Building Better Foundations Podcast Videos – With Bonus Content

God pissed me off the last few weeks. Let's get into it  Merch:  https://leoskepicollection.com Social Media: https://www.instagram.com/leoskepi https://www.tiktok.com/@leoskepi https://www.snapchat.com/add/leoskepi SCAM WEBSITE: https://taxidermymountforsale.com Substack:  https://substack.com/@leoskepi?utm_so...  My App Positive Focus: (Apple) https://apps.apple.com/us/app/positive-focus/id1559260311 (Google) https://play.google.com/store/apps/detailsid=com.positivefocusapp&hl=en_US&gl=US&pli=1 Business Inquiries: Team@leoskepi.com

The Mark Thompson Show 12/31/25Patreon subscribers are the backbone of the show! If you'd like to help, here's our Patreon Link:https://www.patreon.com/themarkthompsonshowMaybe you're more into PayPal.  https://www.paypal.com/donate/?hosted_button_id=PVBS3R7KJXV24And you'll find everything on our website: https://www.themarkthompsonshow.com

John Canzano talks about Oregon vs. Texas Tech and the "rhythm" of a college football season. Subscribe to this podcast. Read JohnCanzano.com

SHOW NOTES: Welcome to the final episode of The Money Pit, where we celebrate more than 21 years of helping you turn your house into a home you love. In this bittersweet finale, Leslie Segrete and Jim Kenzie reflect on our many years of offering floorboards-to-shingles advice while honoring the legacy of our late friend and long-time co-host, Tom Kraeutler. Thank you for more than two decades of The Money Pit. And remember: you can do it yourself, but you don't have to do it alone. - Preventive Maintenance: We emphasize that consistent home maintenance is the most vital habit for any homeowner, because small tasks like cleaning gutters or changing filters prevent the most expensive disasters. Remember, a home is a living thing that requires constant care and attention to truly reward its inhabitants. - Common Homeowner Mistakes: We do a review of the most common homeowner pitfalls we've seen on The Money Pit, such as the temptation to hire the cheapest contractor, which often leads to poor quality and higher costs in the long run. We also hear from listeners about water and moisture issues; make sure you address those, because they will never resolve themselves and only grow more destructive over time. - Home Improvement Projects That Pay Off: We detail home improvement investments that pay off every time, such as prioritizing energy efficiency through insulation and smart thermostats to increase comfort and reduce bills. Additionally, we recommend focusing on lighting upgrades and safety essentials like smoke alarms and secure railings to ensure a home is a place where families can thrive.   Q & A: - George in Arkansas dealt with a chilly bedroom despite a 72-degree thermostat setting. We advise him to add 15 to 20 inches of insulation in his attic and use the back of his hand to find and seal drafts around window jams and outlets. - Cliff in Nebraska wanted to know how to make new wood picture frames look like weathered barnwood. We suggest burning the wood with a propane torch and using a wire brush to remove the soft char, creating a "driftwoody" texture before staining. - Lori in New Jersey asked how to treat a garage floor coated in thick oil and grease. The answer is to pressure wash the floor with a TSP solution and then apply a durable, two-part epoxy floor finish. - Lisa in Texas inquired about the safety of older two-prong outlets in her 1960s home. We explain that while they can be safe with adapters, it is much better to hire an electrician to upgrade the wiring to a modern, grounded system.   ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode: What do turkey-flavored Oreos have in common with financial products that aren’t what they seem? Are your retirement funds hiding surprises? Uncover the overlooked pitfalls of target date funds. Is generosity now a threat to your own retirement security? Is wiping out all your debt before retirement a smart move—or a costly mistake? Like this episode? Hit that Follow button and never miss an episode!

In this episode, homesteader and content creator Tony Barlow talks about where to put profit: paying off debts or investing into the business.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Choose ONE CTA:Check out our Bootcamp!Snag Our Simplified Budget System!Hope you had the best holiday ever… but now it's time to shift gears and get back into budget mode.

Did your tax debt accumulate penalties and interest? Looking to erase it? How possible is it? Let's take a look...Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

Thanks to our partners Promotive and Wicked FileTraining might be the most misunderstood investment in the auto-repair industry — and one of the most expensive when done wrong.In this week's episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, sits down with David Boyes, President of Today's Class, to unpack why so many training programs fail, how to actually measure technician growth, and what modern training looks like in the era of mobile learning, data tracking, and personalized development paths.From eliminating wasted classroom hours to using data-backed insights to assign work more intelligently, this episode reveals what separates shops that get real ROI from training… from those burning thousands on ineffective education.Whether you're trying to develop apprentices, sharpen your A-techs, or build a learning culture that your entire team buys into, this episode gives you the roadmap.This episode is a must for shop owners, service advisors, training managers, and anyone responsible for technician development or operational performance.What you'll discover…(03:00) The evolution of training methods (05:08) The false assumption shop owners make when they “check the box” by sending someone to class(06:00) Why broad, general classes often fail and how personalization changes everything(09:00) How data reveals technician strengths, weaknesses, and readiness for advanced courses(12:44) What “daily, 3–5 minute micro-training” looks like and why it works(17:15) The “soft ROI” shops miss: engagement, retention, and knowledge-sharing culture(20:00) Why your techs “don't want training” and what shop owners are doing wrong(24:05) Should shops pay techs for training? Or position it as part of the job?(26:00) How data can reshape dispatching and technician workload(27:25) Can older techs adapt to micro-learning and app-based training?Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network:

Episode 192:Guests: Thomas JeffersonQ&ADiscussion Starts @20MinThe People Telling the Next Generation To Rot In HellI Think We Struck A NerveSpeak of the Devil, and He Shall AppearPressure PointsThis Dance With The Devil Will Get Us All KilledA Solution Is Standing Right In Front Of Us10 Minutes Stands Between Us And Solving ThisA Message For The Next Generation“I am not among those who fear the people. They, and not the rich, are our dependence for continued freedom. And, to preserve their independence, we must not let our rulers load us with perpetual debt. ” Thomas Jefferson, 1816_________________Support the show

Jelly Roll - American rapper, singer, and songwriter from Nashville, Tennessee. Jelly rose from underground hip-hop roots to mainstream success in country and rock music, known for his raw, autobiographical lyrics about addiction, redemption, incarceration, and personal struggles. Join Cam and Jelly Roll for a conversation about Jelly Roll's weight loss journey, thoughts on his first time bowhunting, and some stories that've never been told! You don't want to miss this episode. Follow along: Instagram: https://www.instagram.com/cameronrhanes  Twitter: https://twitter.com/cameronhanes  Facebook: https://www.facebook.com/camhanes/  Website: https://www.cameronhanes.com  Follow Jelly Roll: https://www.instagram.com/jellyroll615/  Timestamps: 00:00:00 – Hunting Quail as a Kid & the Tail of 2 Men 00:05:13 – Charges as a Kid & How Having a Daughter Changed Jelly's Goals 00:09:55 – A Great Personality, Singing in Prison, & Housing Dice Games 00:15:28 – Confidence from Family Values 00:18:47 – Who Cam is as a Person to Jelly Roll & Believing in Others 00:27:36 – Faith in God, Jelly's Parents, & Mother Issues 00:37:46 – The 48 Laws of Power & Growing into a Life of Love, & Jelly's Dad 00:44:04 – Christianity Today & How Faith is Growing in More People 00:52:19 – Seeking Validation from Efforts & Having a Positive Attitude While Learning 00:59:16 – Manifesting Change & Winning Little Battles to Bigger Changes 01:10:45 – Moments as a Father & Reaching People with Negative Mindsets 01:22:25 – What Got Jelly Roll into Bowhunting 01:32:53 – Learning New Skillsets, Lessons from Bowhunting, & Nature Waking Up 01:44:50 – The Payoff of Getting on the Right Path and Being Accountable 01:52:55 – Realistic Goals for Yourself: Doing What You Say You're Going to Do 02:04:21 – Winning the Battle at the Table: The Battle with Calories 02:06:54 – The Music Man: Identity, Learning Music, and the Power in Music 02:18:17 – What the Grand Ole Opry Means to Jelly 02:27:07 – Final Thoughts Thank you to our sponsors: Black Rifle Coffee: https://www.blackriflecoffee.com/ Use code KEEPHAMMERING for 20% your first order Sig Sauer: https://www.sigsauer.com/ use code CAM10 for 10% off optics Montana Knife Company: https://www.montanaknifecompany.com/ Use code CAM for 10% off  Grizzly Coolers: https://www.grizzlycoolers.com/ use code KEEPHAMMERING for 20% off MTN OPS Supplements: https://mtnops.com/ Use code KEEPHAMMERING for 20% off and Free ShippingHoyt: http://bit.ly/3Zdamyv use code CAM for 10% off

Christmas shows on a Tuesday First,  a look at this day in History.Then, Amos ‘n' Andy,  originally broadcast December 23, 1951, 74 years ago, Annual Christmas Show.   Andy becomes Santa's helper at the department store on Christmas Eve for a special reason. Followed by Tales of the Texas Rangers starring Joel McCrea, originally broadcast December 23, 1951, 74 years ago, Christmas Payoff.  Dr. Hartley is murdered in his office on Christmas eve. The killer had a bandaged hand. Then, The CBS Radio Workshop,  originally broadcast December 23, 1956, 69 years ago, All is Bright.   The story of how "Silent Night" came to be written and became world famous. Followed by Gunsmoke starring William Conrad, originally broadcast December 23, 1956, 69 years ago, Beekers Barn.   A young couple take shelter in her estranged father's barn, just before she has a baby! Finally,  Claudia, originally broadcast December 23, 1947, 78 years ago, Lost and Found.   Christmas shopping and lots of legwork. Kathryn Bard and Paul Crabtree star.Thanks to Richard G for supporting our podcast by using the Buy Me a Coffee function at http://classicradio.streamCheck out Professor Bees Digestive Aid at profbees.com and use my promo code WYATT to save 10% when you order! Find the Family Fallout Shelter Booklet Here: https://www.survivorlibrary.com/library/the_family_fallout_shelter_1959.pdfhttps://wardomatic.blogspot.com/2006/11/fallout-shelter-handbook-1962.html

What does it look like to live out the Connected Families Framework? What does it look like to live it out in your own heart and relationships? In this final episode of our 3-part series, Hope for the Long Haul, Jim and Lynne Jackson share how the Framework has shaped their lives over time: from finding their identity in Jesus, to marriage, to navigating the joys and challenges of parenting adult children. If you’re wondering whether this stuff really helps in the long term, this one’s for you. Key Takeaways: How and what the Connected Families Framework has looked like in their marriage Learning that Jesus is our “report card” What it looks like to keep the connection alive in marriage and in parenting How gifts gone awry and “Foundation” messages impacted their working careers Mentioned in this Podcast: Genesis 12:1-3 Book mentioned – Connecting: Healing Ourselves and Our Relationships by Dr. Larry Crabb The Entitlement Fix online course Donate to Connected Families Trash, Truth, Treasure online mini-course The Connected Families Framework Podcast – Payoffs & Accidental Rewards: How to Focus on the Right Stuff Check out our website for more resources to support your parenting! This podcast was made possible by members of The Table, whose monthly support creates a ripple effect of change for generations to come. We'd love to have you take a seat at The Table! Love the podcast? Leave a review to help other parents discover the show! Guest Bio: Jim and Lynne Jackson are the Co-Founders of Connected Families in Plymouth, MN. With over 50 combined years of professionally helping families and a love for working in the church, Jim and Lynne have been dedicated to bringing reliable, God-centered, research-based parenting resources to all families since 2002. © 2025 Connected Families .stk-14eb4a5-inner-blocks{justify-content:center !important;}.stk-14eb4a5 {background-image:url(https://connectedfamilies.org/wp-content/uploads/2023/11/iStock-894693700-scaled.jpg) !important;padding-top:64px !important;padding-right:64px !important;padding-bottom:64px !important;padding-left:64px !important;}.stk-14eb4a5-container{background-color:#00000096 !important;}.stk-14eb4a5-container:before{background-color:#00000096 !important;}.stk-14eb4a5 .stk-block-hero__content{min-height:300px !important;max-width:400px !important;min-width:auto !important;margin-right:auto !important;margin-left:0px !important;}@media screen and (max-width:689px){.stk-14eb4a5 {background-position:center right !important;padding-top:30px !important;padding-right:30px !important;padding-bottom:30px !important;padding-left:30px !important;}} .stk-a848eca .stk-block-heading__text{color:var(--theme-palette-color-8, #ffffff) !important;}“Things began to change when…” .stk-945cf01 .stk-block-text__text{color:#FFFFFF !important;}Be part of the team that brings “aha” moments of grace to families. .stk-6b4031e .stk-button-group{flex-direction:row !important;}@media screen and (max-width:999px){.stk-6b4031e .stk-button-group{flex-direction:row !important;}}@media screen and (max-width:689px){.stk-6b4031e .stk-button-group{flex-direction:row !important;}} .stk-9906cf2 .stk-button{background:#431c3b !important;}.stk-9906cf2 .stk-button:hover:after{background:#95848f !important;opacity:1 !important;}.stk-9906cf2 .stk-button__inner-text{font-size:21px !important;color:var(--theme-palette-color-8, #ffffff) !important;font-weight:600 !important;}.stk-9906cf2 .stk-button:hover .stk-button__inner-text{color:var(--theme-palette-color-8, #ffffff) !important;}@media screen and (max-width:999px){.stk-9906cf2 .stk-button__inner-text{font-size:21px !important;}}DONATE TODAY

AFTER YEARS OF TALKING ABOUT IT, THE CREW HAS ASSEMBLED TO TRY THE BURGER

“I'm 61 and my husband is 65. We've saved about a million dollars, but we're worried about taxes eating into our retirement income. How do we make our money last and stay tax-smart?” We're answering YOUR questions on this week's Get Ready For The Future Show! Can you really trust retirement calculators that project $2.5 to $3 million by age 65 — or are those numbers giving you a false sense of security? If you're offered a buyout at 58, should you take the lump sum or stay a few more years for the benefits? How much risk should you still be taking as you get closer to retirement, especially with market volatility and rising costs of living? And what planning mistakes can turn a strong retirement into a stressful one if the timing is wrong? If you've got a question you want answered on the show, call or text 501.381.5228 — or email show@getreadyforthefuture.com. Your question could be featured on a future episode! Originally Aired : 2025.12.17

The Break Room (THURSDAY 12/18/25) 9am Hour 1) This is not the lifestyle most parents were hoping for as their kids became adults 2) Let the burrito speak for itself

The “NDE” That Saved My Life & The Payoff of Being Psychic Some moments don't just change your life — they interrupt it in a way that reroutes everything. In this episode of Talk Mystical To Me, we open up about a near-death–like experience that became an unexpected turning point — not an ending, but a return. A moment that stripped everything down and revealed what truly matters, where intuition lives, and why ignoring your inner knowing is often far more dangerous than trusting it. We also talk about how amazing it is to be psychic, And the very real payoff of choosing to live in alignment with your intuition, even when it doesn't make sense to anyone else. This is a conversation about soul guidance, and the quiet ways Spirit saves us not by removing the hard moments, but by teaching us how to move through them with truth, courage, and trust.

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3389: Mark Dennis explores the classic personal finance dilemma of whether to save more for retirement or focus on paying off debt. Blending both mathematical logic and behavioral psychology, he outlines a hybrid approach that leverages guaranteed investment returns while maintaining motivation through small debt victories, helping you take control of your money and stay on track long-term. Read along with the original article(s) here: https://www.financialfinesse.com/2018/03/29/should-you-save-more-for-retirement-or-pay-off-debt-first/ Quotes to ponder: "Use those good feelings of accomplishment to help motivate you to stay on track and hammer away at the next debt on your list until you kill that one too." "Free money is free money, and nothing beats a guaranteed return on your investment." "People often struggle to fully understand how compound growth works, which leads us to underestimate how much our savings could potentially grow." Episode references: Retirement Estimator Calculator: https://www.calcxml.com/do/ret02 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3389: Mark Dennis explores the classic personal finance dilemma of whether to save more for retirement or focus on paying off debt. Blending both mathematical logic and behavioral psychology, he outlines a hybrid approach that leverages guaranteed investment returns while maintaining motivation through small debt victories, helping you take control of your money and stay on track long-term. Read along with the original article(s) here: https://www.financialfinesse.com/2018/03/29/should-you-save-more-for-retirement-or-pay-off-debt-first/ Quotes to ponder: "Use those good feelings of accomplishment to help motivate you to stay on track and hammer away at the next debt on your list until you kill that one too." "Free money is free money, and nothing beats a guaranteed return on your investment." "People often struggle to fully understand how compound growth works, which leads us to underestimate how much our savings could potentially grow." Episode references: Retirement Estimator Calculator: https://www.calcxml.com/do/ret02 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3389: Mark Dennis explores the classic personal finance dilemma of whether to save more for retirement or focus on paying off debt. Blending both mathematical logic and behavioral psychology, he outlines a hybrid approach that leverages guaranteed investment returns while maintaining motivation through small debt victories, helping you take control of your money and stay on track long-term. Read along with the original article(s) here: https://www.financialfinesse.com/2018/03/29/should-you-save-more-for-retirement-or-pay-off-debt-first/ Quotes to ponder: "Use those good feelings of accomplishment to help motivate you to stay on track and hammer away at the next debt on your list until you kill that one too." "Free money is free money, and nothing beats a guaranteed return on your investment." "People often struggle to fully understand how compound growth works, which leads us to underestimate how much our savings could potentially grow." Episode references: Retirement Estimator Calculator: https://www.calcxml.com/do/ret02 Learn more about your ad choices. Visit megaphone.fm/adchoices

In the comedy business, it's easy to cancel one gig for another, better paying gig. Many times entertainers are looking at the short-term gain of making more money, instead of keeping their word. Here's a quick story about how keeping my word paid off BIG.  https://www.TheWorkLady.com  Jan McInnis is a top change management keynote speaker, comedian, and funny motivational speaker who helps organizations use humor to handle change, build resilience, and strengthen leadership skills. With her laugh-out-loud stories and practical tips, Jan shows audiences how humor isn't just entertainment—it's a business skill that drives communication, connection, and stress relief.   A conference keynote speaker, Master of Ceremonies, and comedy writer, Jan has written material for The Tonight Show with Jay Leno as well as radio, TV, and syndicated cartoon strips. She's the author of two books—Finding the Funny Fast and Convention Comedian—and her insights on humor in business have been featured in The Wall Street Journal, The Washington Post, and The Huffington Post. For over 25 years, she has been helping leaders and teams discover how to bounce back from setbacks, embrace change, and connect through comedy.   Jan has delivered keynote speeches at thousands of events nationwide, from the Federal Reserve Banks to the Mayo Clinic, for industries that include healthcare, finance, government, education, women's leadership events, technology, and safety & disaster management. Her client list features respected organizations such as: Healthcare: Mayo Clinic, Kaiser Permanente, Abbott Pharmaceuticals, Health Information Management Associations, Assisted Living Associations Finance: Federal Reserve Banks, Merrill Lynch, Transamerica Insurance, BDO Accounting, American Institute of CPAs, credit unions, banking associations Government: U.S. Air Force, Social Security Administration, International Institute of Municipal Clerks, National League of Cities, public utilities, correctional associations Women's Leadership Events: Toyota Women's Conference, Go Red for Women, Speaking of Women's Health, Soroptimists, Women in Insurance & Financial Services Education: State superintendent associations, community college associations, Head Start associations, National Association of Elementary and Middle School Principals Safety & Disaster: International Association of Emergency Managers, Disney Emergency Management, Mid-Atlantic Safety Conference, risk management associations   Her background as a Washington, D.C. marketing executive gives her a unique perspective that blends business acumen with stand-up comedy. Jan was also honored with the Greater Washington Society of Association Executives "Excellence in Education" Award. Along with her podcast Finding the Funny: Leadership Tips from a Comedian, Jan also produces Comedian Stories: Tales From the Road in Under 5 Minutes. Whether she's headlining a major convention, hosting a leadership retreat, or teaching resilience at a safety conference, Jan's programs give audiences the tools to laugh, learn, and lead.  

Being debt free would be great going into retirement…but will you hurt your retirement prospects by doing it? We discuss good debt and bad debt and how to make those decisions. Like this episode? Hit that Follow button and never miss an episode!

You won't build a successful gym by guessing what people want. You just can't read minds—but every entrepreneur tries to do that, and it's costly.Today on “Run a Profitable Gym,” Two-Brain founder Chris Cooper provides the simple fix: Start using the “just ask method"—a proven way to boost every single metric in your gym.Chris walks through exactly which questions you must ask to improve your gym's marketing, sales, retention, pricing, ROI on expenses, staff development and net owner benefit.The key insight: Don't guess; just ask.For example, you might assume clients want a kettlebell class because you love kettlebells. If you meet with clients and ask what they want, you might discover 10 of them are training for running events, and you have a prime opportunity to boost average revenue per member with a race prep program.Or perhaps you can't hold onto staff people. What if you ask what they want to earn and accomplish, then show them how to do it? They'll stay longer and allow you to focus on building the business as the CEO.Watch to discover the questions top gym owners ask to improve every key performance indicator and build incredibly profitable businesses.Get Coop's “Exactly What to Say” guide in Gym Owners United, linked below.LinksGym Owners UnitedBook a Call0:01 - Stop guessing & just ask5:17 - Improve your marketing & sales13:25 - Boost client retention & value17:53 - Cut expenses & pay yourself more25:13 - Payoff of the “just ask” method

Are you living paycheck to paycheck and wondering how you'll ever pay off your debt when there's nothing left at the end of the month? In this episode of The Money Mom Podcast, host Rachel Coons—mom of four and grocery budgeting mentor—shares practical, encouraging strategies to help you make real progress on your debt, even when your budget feels impossibly tight.Discover why traditional budgeting advice often falls short, how to shift your money mindset, and the power of small “margin moments” that add up over time. Rachel breaks down actionable steps like finding hidden savings in your grocery budget, choosing the right debt payoff method for your family, and balancing debt repayment with living your life.If you're ready to stop feeling stuck and start celebrating every win, no matter how small, this episode is for you. Tune in and learn how to create financial peace, one small choice at a time.Listen now and join a community of moms cheering you on!xoxo,RachelWhere to find me:Instagram: @heyrachelcoonsJoin me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE

It's time to finish the job, on this week's Strat Sesh!TommyB and SFD are talking playoffs! After a long, hard fought season, some teams rolled into the postseason and others limped in. But they all have a chance to win it all, and the guys propose some league-winning strategies that fantasy managers often don't subscribe to… to their own detriment. From considering projections to making roster cuts, gathering early info and firing the final bullet, Tommy and Hogue throw down the playoff gauntlet. While the rest of the world says to “start your studs,” the hosts of the SuperShow make a pitch for something more aggressive. Plus, leveraging draft picks, rookie TEs take over, and why Marvin Harrison Jr. is truly elite. All that and more, on this week's postseason Strat Sesh episode!************* JOIN THE SFSS DISCORD SERVER HERE FOR THE SUPERSIZED, ONGOING CONVERSATION ON SUPERFLEX!! ************* The SuperFlex SuperShow – one of many great podcasts from the Dynasty League Football (@DLFootball) Family of Podcasts – is hosted by John Hogue (@SuperFlexDude) and Tommy Blair (@FFTommyB), and always dedicated in loving memory to James “The Brain” Koutoulas. Featuring weekly dynasty football content focused on superflex, 2QB and other alternate scoring settings. Special thanks to Heart and Soul Radio for their song, “The Addiction,” and special thanks to the Dynasty League Football Family of Podcasts and the entire DLF staff for the ongoing support! Stay Sexy… and SuperFlex-y! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On today's podcast:1) Global stock gauges have record highs in their sights after a week in which affirmation that the Federal Reserve’s interest-rate easing cycle remains intact helped clear the way for a year-end rally. Europe’s Stoxx 600 rose as much as 0.5% to a fresh peak. A measure for Asia advanced to less than 2% from its all-time high. S&P 500 futures were slightly lower after the benchmark posted a new closing milestone in the previous session, when gauges for blue-chip and small-cap US stocks also pushed into record territory.2) Broadcom Inc., a chip company vying with Nvidia Corp. for AI computing revenue, slumped after its sales outlook for the red-hot market failed to meet investors’ lofty expectations. The shares fell about 5% in premarket trading on Friday, following unsettling commentary from Chief Executive Officer Hock Tan on a conference call with analysts. He said the company has a backlog of $73 billion in AI product orders that will be shipped over the next six quarters — a number that disappointed some investors. But Tan sought to clarify that the figure was a “minimum.” 3) President Trump said the US would be willing to contribute assistance to Ukraine as part of a security agreement to end the war with Russia, but continued to express frustration with the pace of talks. Still, he expressed disappointment that Ukraine President Volodymyr Zelenskiy had not more readily signed off on an American peace plan, adding to pressure on officials in Kyiv who pushed back on an earlier US proposal seen as too accommodating to Moscow.See omnystudio.com/listener for privacy information.

The Ducks have made the playoffs and are ready to kick butt… or are they? Let's discuss what's been happening in college football and then break down Oregon's playoff path!Check our our Instagram! And our YouTube Page! And give us 5 stars! And our Patreon!

Mike Macdonald joins Brock and Salk to discuss the Seahawks win over the Falcons. He breaks donw what he saw in the offensive turnaround from the first to second half, whether Darnold running a bit more was by design or not, the dominant defensve performance and Nick Emmanwori's big day, and predicting Rashid Shaheed's kickoff return for a TD.

Today on Your Money, Your Wealth® podcast 559 with Joe Anderson, CFP®, and Big Al Clopine, CPA, David wants to know if he and his wife (ages 47 and 53) are actually on track for retirement - without realizing they're creeping toward that .01% crowd that David swears he is not part of. Mia and Jessie from Seattle want to retire and still pick up a dream lake house with a combined ten million dollars saved. Can they pull it off? Yosemite Sam from Allen, Texas, wonders if he should wipe out the lake house mortgage or keep that low-rate loan to hang on to more flexibility as he approaches retirement. Joe and Big Al also spitball on whether Todd and Margo should shift more into pre-tax accounts to leave their corporate jobs at age 50, and whether early retirement at 55 plus a $500,000 beach home is in the cards for Birdie and Bogey from Williamsburg. Free Financial Resources in This Episode: https://bit.ly/ymyw-559 (full show notes & episode transcript) Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:53 - Middle Class Retirement Spitball For Those Not in the .01%: Are We On Track at Age 47? (David) 06:37 - $5 Million Roth, $5 Million Brokerage: Can We Retire and Buy a Dream Lake House? (Mia & Jessie, Seattle) 17:26 - Pay Off the Lake House or Keep the Low Rate Mortgage? (Yosemite Sam, Allen, TX) 25:23 - Should We Shift More Funds into Pre-Tax Retirement to Retire Early at 50? (Todd & Margo, TX) 38:45 - Can We Afford Early Retirement at 55 and a $500K Beach Home? (Birdie & Bogie, Williamsburg, VA) 46:27 - Outro: Next Week on the YMYW Podcast

Mike Macdonald joins Brock and Salk to discuss the Seahawks win over the Falcons. He breaks donw what he saw in the offensive turnaround from the first to second half, whether Darnold running a bit more was by design or not, the dominant defensve performance and Nick Emmanwori's big day, and predicting Rashid Shaheed's kickoff return for a TD.

Are you ready to rethink your retirement strategy and make your money work smarter? This episode dives into required minimum distributions (RMDs), tax-efficient planning, and the difference between “must-haves” and “nice-to-haves” in retirement. Discover real-life stories, actionable tips, and how early planning can boost your income and confidence for the years ahead. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Real Estate Expert & Best-Selling Author, Gerald Lucas discusses whether you should use a HELOC(home equity line of credit) to pay off credit cards.

I realize it's likely the wrong financial decision, but am I okay to accelerate the mortgage pay down? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Mortgage and real estate expert David Hochberg joins John Williams to talk about mortgage rates coming down a bit, if he thinks the Fed will cut interest rates later this month, how homes have appreciated in the area, how much credit card debt Americans are holding, why he insists on paying off credit card debt every […]

Welcome back to REBOOKED! This week we discuss how WWE" Survivor Series War Games went and what we thought about that ending? How did things play out for Bock Lesnar, CM Punk, Roman Reigns, and Jey Uso? Also, we discuss War Games vs Blood and Guts! Who delivered on the caged carnage goodness this year in your opinion?Lastly we have TNA commentator Matt Rehwoldt give his take on TNA's BRAND NEW TV deal with AMC and what it could mean for the future of TNA Wrestling and beyond!⏰ Subscribe to the channel to be alerted! https://www.youtube.com/@REBOOKEDWrestling?sub_confirmation=1

Mortgage and real estate expert David Hochberg joins John Williams to talk about mortgage rates coming down a bit, if he thinks the Fed will cut interest rates later this month, how homes have appreciated in the area, how much credit card debt Americans are holding, why he insists on paying off credit card debt every […]

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In this episode, we continue to explore the topic of reincarnation or transmigration of soul through stories from modern day to ancient time. From these, we see that the challenges we face are often not random, but threads carried over from the past, waiting to be resolved through compassion and tolerance. Original Articles:Reincarnated into a Horse to Pay Off a DebtLife and ReincarnationDafa Saved Me from the Misery of Karmic Retribution To provide feedback on this podcast, please email us at feedback@minghuiradio.org

Click Here for the Show Notes In today's episode, we tackle an important question from listener Lindsey: “Should I pay off my rentals?” Lindsey already owns multiple duplexes and a quadplex, but she's wrestling with a common dilemma—keeping debt low versus using leverage to accelerate passive-income growth. We break down key factors like your goals, timeline, equity, and the role of good debt to help you understand when paying off properties makes sense and when growing your portfolio may be the faster path. If you enjoy episodes like this, be sure to subscribe so you don't miss the next one. Tune in now! -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2020) This episode is part of our Throwback Series and may include references to older content such as web classes, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to The New 50-Year Mortgage: Genius Strategy or Financial Trap? Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals.

Have you ever shared something genuinely valuable… and it feels like nobody cares? You post content that could literally help people — and it gets ignored. You speak up at work or in your community, and it's like your voice doesn't matter. Meanwhile, someone with half your wisdom and half your experience gets all the attention. Here's the uncomfortable truth: In this world, people don't respond to value first. They respond to signals. And if you don't understand that, your message will never break through. Let me show you why this happens — and what the Bible actually says about it. Chapters 00:00 The Value of Your Voice 02:35 Wisdom vs. Appearance 05:38 The Power of Presentation 08:33 The Importance of Credibility 11:20 Visuals and Perception 14:03 Looking the Part 17:07 Professional Presentation Matters 20:03 Crafting Your Expert Bio 29:06 The Power of Authority Markers 32:05 Leveraging Media Exposure 35:15 Building Credibility Through Testimonials 37:58 Showcasing Results and Payoffs 40:54 The Importance of Presentation 43:50 Stewarding Your Influence 47:06 Auditing and Upgrading Your Online Presence

What do LEGO, Megan Thee Stallion, and a Ford Mustang have in common? They're all proof that the right partnership can supercharge a brand.In the sixth episode of The Brand Builder's Playbook, hosts Jim Stengel and Ryan Barker, joined by guest co-host Lindsey Wehking, explore why not all partnerships deliver equal value…some enhance brand equity, while others can dilute it.This week's guest is Kristen D'Arcy, Chief Marketing Officer and Head of Digital Growth at True Religion, who unpacks how collaborations and partnerships drive growth, cultural relevance, and long-term brand equity. From bold campaigns with Megan Thee Stallion to unexpected collabs with Ford, True Religion demonstrates how math, magic, and cultural insight come together to keep a brand not just alive, but thriving.Kristen shares the playbook behind building a culture of collaboration inside the marketing team, tapping into subcultures that matter, and designing partnerships that actually move the needle.Bottom line: when you know your customer and lean into culture, partnerships don't just create moments, they create momentum.—Download this week's worksheet: https://bit.ly/47oVdBaRead about upcoming episode topics and guests here: https://bera.ai/podcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Imani (52) and Michael (65) return for Part 2—and this time, Ramit pushes them to find out how fast they can turn things around. After years of miscommunication, mounting debt, and emotional exhaustion, they've finally started tackling their finances together. But when Facet's retirement scenarios reveal how long their money will really last, they're forced to confront new tradeoffs: spend less now, retire later, or change their lifestyle entirely. Can Michael step up and lead? Can Imani release control and start dreaming again? Or will their old habits slow their progress before it even begins? A special thanks to Facet for sponsoring this episode. Right now, Facet is waiving their $250 enrollment fee for new annual members. And if you invest and maintain $5,000 within your first 90 days, they'll add $300 to your brokerage account. Head to facet.com/ramit to see which membership—Core, Plus, or Complete—is right for you. (Ramit is not a member of Facet, and he has an incentive to endorse Facet as he has an ongoing fee based contract for cash compensation based on this endorsement. All opinions are his own and not a guarantee of a similar outcome.) In this episode we uncover: • Why Michael finally decides to take ownership after decades of financial avoidance • The moment Imani says she's “tapping out” if things don't change • How they discover Michael's electronics obsession is more than clutter—it's avoidance • The shocking realization that their debt payments eat up one-third of their take-home pay • How selling off $7,000 of electronics became the turning point for their marriage • What it felt like for Imani to finally let go of control and let Michael lead • Why teamwork and a clear plan helped them pay off $6,000 in just four weeks • How both partners confront what “enough” really means • The couple's new shared dream: retiring abroad and living a simpler, freer life Chapters: (00:00:03) “I'm angry at Michael, I'm angry at myself” (00:18:03) “I've lost the ability to dream” (00:34:45) “It's gotta work” (00:40:17) “I got the fever to start selling stuff” (00:51:47) “I could see the cloud starting to separate” (01:06:29) “I feel excited, inspired, energized” (01:22:39) Where are they now? Imani and Michael's follow-ups This episode is brought to you by: Wispr Flow | Voice-to-text AI that turns speech into clear, polished writing in any app. Try it for free at https://wisprflow.ai/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist MasterClass | For unlimited access to every class and up to 50% off an annual membership, go to https://masterclass.com/ramit ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Pay off your mortgage or invest? If you're pursuing FIRE, you've wrestled with this question. A paid-off house means thousands extra in your pocket each month and a lower FIRE number. But investing that same money could build significantly more wealth and get you to FIRE with a bigger nest egg. So which strategy wins? To help you decide, Scott built a brand-new mortgage calculator that accounts for interest rates, investment returns, and taxes. He and Mindy use it to analyze real-world scenarios—high mortgage balances, different life stages, various risk tolerances—proving there's no one-size-fits-all answer. In this episode, you'll learn: Who should prioritize paying off their mortgage early The hidden pros and cons of each strategy Why your timeline to FIRE changes everything How to use Scott's calculator for your specific situation Different paths for those retiring soon versus decades away Whether you want maximum wealth for a luxurious retirement or just want to quit your job as fast as possible, we've mapped out strategies for both. Learn more about your ad choices. Visit megaphone.fm/adchoices