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As we close in on year-end, this week's “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term plan. First, before you write that last charitable check of 2025, make sure you're doing it strategically. We break down the evolving charitable giving rules—from updated deduction limits to how Qualified Charitable Distributions and Donor Advised Funds can help you give more efficiently. Whether you donate regularly or ramp up your giving at year-end, understanding these rules can help you maximize both your impact and your tax benefit. Next, we dig into a question many listeners are asking: Should you stop saving and pay off the mortgage before retirement? While being debt-free sounds great, it may leave you “house-rich and cash-poor.” We unpack the trade-offs, including how mortgage rates compare to long-term investment returns, the risks of cutting back on 401(k) contributions, and why carrying some debt into retirement may actually support your overall financial flexibility. Finally, we explore the recommended “order to savings”—and why it's not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 15, 2025 | Season 39, Episode 46 Timestamps and Chapters 7:35: Smart Strategies for 2025 Charitable Contributions 21:32: Stop Saving to Pay Off the House? Let's Talk About It.26:58: Your Savings, Your Strategy: Where to Start 38:17: Shutdown Ends, Earnings Season and Selling NVIDIA Follow Henssler:Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/TikTok: https://www.tiktok.com/@hensslerfinancial?lang=enX: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Pay off your mortgage or invest? If you're pursuing FIRE, you've wrestled with this question. A paid-off house means thousands extra in your pocket each month and a lower FIRE number. But investing that same money could build significantly more wealth and get you to FIRE with a bigger nest egg. So which strategy wins? To help you decide, Scott built a brand-new mortgage calculator that accounts for interest rates, investment returns, and taxes. He and Mindy use it to analyze real-world scenarios—high mortgage balances, different life stages, various risk tolerances—proving there's no one-size-fits-all answer. In this episode, you'll learn: Who should prioritize paying off their mortgage early The hidden pros and cons of each strategy Why your timeline to FIRE changes everything How to use Scott's calculator for your specific situation Different paths for those retiring soon versus decades away Whether you want maximum wealth for a luxurious retirement or just want to quit your job as fast as possible, we've mapped out strategies for both. Learn more about your ad choices. Visit megaphone.fm/adchoices
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!In today's episode of Financial Coaching for Women, we sit down with Ashley—newly married, newly budgeting, and ready to take control of her family's finances. Just two months into their budgeting journey, Ashley and her husband are working hard to live on their salaries alone so they can put commission checks toward debt payoff and long-term goals. But with unexpected expenses, consolidated loans, and a busy family life, staying on track isn't always easy.Together, we walk through her real numbers, real questions, and real challenges. If you're early in your budgeting journey—or trying to get back on track—you'll feel right at home in this conversation.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"
Ben Brady, CEO of Harcourts Auctions, sits down with Sean Uyehara, Area Manager of Geneva Financial, to unpack one of the most powerful — and overlooked — mortgage strategies available today: the First Lien HELOC.Sean explains how this product, widely used in Australia but still emerging in the U.S., allows homeowners to pay off their mortgages in 3–7 years instead of 30. He breaks down exactly how it works, who it's for, and why it's fundamentally changing the way people think about homeownership and liquidity. You'll learn how this approach turns your home equity into a powerful financial tool — letting you access capital, avoid unnecessary interest, and build wealth faster without changing your lifestyle.The conversation then shifts to social media, where Sean shares how he's built a 90% lead-generating business through TikTok and Instagram. From posting 100 videos fast to using TikTok's content-gap insights, he reveals the repeatable framework that took his brand from invisible to over 2 million monthly views. If you've ever wondered how to mix financial innovation with content consistency, this episode delivers both the blueprint and the mindset.Timestamps & Key Topics[00:00:00] – What is the First Lien HELOC and why it's popular abroad[00:02:00] – How it helps homeowners pay off mortgages 25 years early[00:04:00] – Who it's for (and when it doesn't work)[00:06:45] – Turning your home equity into a self-financing tool[00:08:30] – Liquidity, access to capital, and financial freedom[00:10:00] – Avoiding debt traps and budgeting for success[00:11:45] – Real-world examples of payoff timelines[00:14:00] – Sean's social media playbook for loan officers & agents[00:16:10] – The “100 Video Rule” and content-gap strategy[00:19:00] – Automating your posting across 6+ platforms[00:21:00] – Converting leads through comments, DMs & drip campaigns[00:22:40] – The connection between niche content and massive traction
A high-tech agricultural produce operation is coming to Newberry, with help from the University of Florida's IFAS researchers. Payoffs from the AG Tech hub setting the table for private development. Plus, reporting from the combative State Board of Education's hearing with Alachua School Board Vice Chair Tina Certain, over her racist Facebook comments and the school board's intimidation of parents and teachers.
Halfway home we get into the headlines including a few former Bruins entering the hockey hall of fame and Emmanuel Clase taking the complicated route to pay off a friend in the latest sports betting scandal. Then, in the New England Nightly News, Market Basket unveils their new lager and where New England cities rank among best places for families to have Thanksgiving. And, the Giants would be taking a huge step back if they think Bill Belichick could be their new head coach.
How do you avoid an overly complicated plot? How do you write a plot twist so good readers will scream? It's as simple as setting up story beats at every opportunity and paying off on them in satisfying ways. This week, authors Anna Mercier and Lyssa Mia Smith discuss exactly that--setup and payoff!Turning to Story Substack
Short out of state trips pay off big time. . . . Promo Codes: Latitude Outdoors: thefall Americas Best Bowstrings: TFP Helix Broadheads:TFP Faceoff Ebikes: TFP Asio Gear: FALL20 Kuhle Archery: FALL25 . . . Partner Websites: Jays Sporting Goods - https://www.jayssportinggoods.com/ Helix Broadheads - https://www.helixbroadheads.com/ Latitude Outdoors - https://www.latitudeoutdoors.com/ Garmin Bow Sights - https://www.garmin.com/en-US/c/outdoor-recreation/sportsman-and-tactical-devices/ Prime Archery - https://www.g5prime.com/ Asio Gear - https://asiogear.com?utm_source=pro&utm_medium=fall Faceoff Hunting Ebikes - https://www.faceoffebikes.com/ Michigan Buckpole - https://mibuckpole.com/ Vitalize Seed Company - https://vitalizeseed.com/ Kuhle Archery - https://kuhlearchery.com/ Ariel Wildlife Solutions - https://aerialwildlifesolutions.net/ Don't forget to check out the Fall Podcast Youtube channel for new content. Subscribe to the channel as well. Thank you. https://www.youtube.com/channel/UCWSCcGJeHHxejFXBZAO83QA For updates from The Fall Podcast: The Fall Podcast on Instagram - The Fall Podcast The Fall Podcast on Facebook - The Fall Podcast Facebook The Fall Podcast Youtube Channel - The Fall Podcast Youtube Channel Subscribe and Rate us on Itunes: SUBSCRIBE to The Fall Podcast Learn more about your ad choices. Visit megaphone.fm/adchoices
CommBank reported first quarter profits of $2.6 billion with a particular shoutout to their growing home lending and household deposits Australia's social media ban for children under 16 will officially come into effect from the 10th of December, which will be a massive blow for Instagram, Facebook, TikTok, Snapchat, YouTube and many more UNIQLO has defied the competitive retail landscape in Australia and reported a 19.4% jump in sales in the 12 months ending in August. _ Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.__See omnystudio.com/listener for privacy information.
"Dinner or debt"; that's the choice some people receiving the pension say they're forced to make after taking on student loans later in life. One Taupo woman says she's still got a $58,000 student loan, from a business degree two decades ago. Her super's now being docked to pay the debt and she says she's sacrificing the basics just so she can pay for rent and power. It's prompted calls for better guidelines on student loan eligibility and better communication between Inland Revenue and older students. Bella Craig reports.
Mmotion is a new friendship app that combines elements of location sharing with social discovery features to find nearby users with shared interests. Also, Scribe Optimize is the startup's next major offering to help organizations identify where AI will be most useful. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Why we seek approval and follow rules - even when they don't serve us. Dominic and Ash explore Approval, Conventional, Dependent and Avoidance styles, their payoffs and costs, and the Constructive alternatives that work better.
Small Fixes That Actually Pay Off for Home Sellers In this week's episode of Real Estate with Ryan, Ryan Coleman breaks down the simple, budget-friendly improvements that can make a big impact when selling your home. From curb appeal upgrades to quick interior touch-ups, these small fixes can help boost your home's value and attract more buyers in today's East Tennessee market.
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for listening!
Simple, legal, and smart ways to shrink your tax bill while boosting your wealth. If you've ever filed your taxes in April and thought, “Well… I wish I'd known that sooner,” this episode is your redo moment. In Part 2 of the Smart Money Moves Before Year-End series, Shari breaks down the strategic moves you can still make before December 31 that could literally save you hundreds — or even thousands — next year. Be sure to consult with your tax professional before implementing any of these strategies. You'll walk away with: A checklist of five smart tax moves to make before year-end Simple steps to lower your taxable income (without complicated math) Smart strategies for charitable giving, retirement contributions, and benefits usage The confidence to approach tax season feeling proactive, not panicked Because you can't time the market — but you can time your tax bill. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices
Tim & Tim discuss whether to pay off your mortgage early or invest, breaking down math, mindset, and goals for 2025's financial landscape. This episode is brought to you by First Horizon. Episode Summary In this episode of the YFP podcast, co-hosts Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP® revisit the frequently asked question: 'Should I pay off my mortgage early or invest the difference?' They discuss how the changing financial landscape, including rising interest rates, market volatility, and inflation, impacts this decision in 2025. They explore the math, emotional factors, and personal financial goals to provide a balanced approach. What you'll learn in this episode: How to evaluate whether paying off your mortgage early or investing the difference makes more sense in today's higher-rate environment. Why the math (interest rates, investment returns, tax impact) and the emotion (stress, freedom, flexibility) both matter when making this decision. How shifts in interest rates, inflation, and cash flow pressures since 2018 change the calculus for pharmacists in 2025. The role of discipline and behavior—why "investing the difference" only works if you actually do it. How a financial planner helps balance data and emotion to build a plan that aligns with your goals, values, and risk tolerance. Mentioned on the Show Your Financial Pharmacist Book a Free Discovery Call with YFP YFP Episode 49 "Should I Pay Off My House Early of Invest?" YFP Episode 68 "Pros/Cons of the Dave Ramsey 7 Baby Steps" YFP Episode 427: "Passive vs Active Investing: Is the Debate Over" YFP Episode 274: "Risk Tolerance vs Risk Capacity (Retirement Planning)"
Jason and MDV sit down with Bear Handlon, CEO and co-founder of Born Primitive, to talk about purpose, business, and giving back in a big way.Through Operation Debt of Gratitude, Born Primitive has a goal to pay off $25 million in medical bills for U.S. veterans. Bear shares how the idea came to life, the emotional story behind hand-delivering a check, and what drives him to keep serving the veteran community.They also unpack lessons in leadership and entrepreneurship — from being business partners with your ex-wife to staying mission-focused when critics question your intent.Timestamps:0:00 Jason got in trouble with Born Primitive1:10 It all started with some compression shorts4:45 Being business partners with your ex-wife7:30 “I would never go into apparel if I could do it again”11:00 Staying mission-focused (even when people don't believe it will work)15:05 Staying true to your mission is not being controversial17:30 What is Born Primitive doing for Veteran's Day? Operation Debt of Gratitude — paying off $25 million of medical bills for veterans21:43 The powerful story of hand-delivering the check23:40 How do people get into this situation in the first place? (The phone call that made Bear go all in)27:18 This shouldn't be happening at a policy level29:25 Bear is a dangerous man (a man on a mission)33:10 Building a brand to fit your lifestyle36:45 Designing an all-purpose training shoe41:03 Why the BJJ gi needs to be reimagined42:15 What does Bear's training look like right now? (done with heavy weights)45:10 Gas station ready47:40 Acknowledging risk and picking a course of action50:00 We're stronger together!!!SUPPORT HERE: Born Primitive Black Rifle Coffee
On episode 196 of Ask The Compound, Ben Carlson and Duncan Hill discuss: the AI bubble, tech allocation, good debt, paying down a mortgage early, buyside vs sellside, cash on the sidelines, and more. Submit your Ask The Compound questions to askthecompoundshow@gmail.com! This episode is sponsored by Rocket Money. Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to https://rocketmoney.com/atc today. Subscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! https://www.thecompoundnews.com/subscribe
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From Payday to Payoff: Secrets to Financial Independence with Ann Pells Annsplan.com Epic Fast Track This is the link for those who want to work with our partners to grow 10x. Work with us to grow or exit your existing business And a bonus for fun! 7 figures in 7 days About the Guest(s): Ann Pells is a financial strategist and co-founder of Life Giver Legacy, a company that specializes in results-driven financial services for homeowners and business owners. With over 18 years of experience, Ann, alongside her partner Larry, has established a track record of helping clients secure funding and develop cash flow strategies enabling homeowners to pay off their mortgages significantly earlier. Ann is particularly focused on empowering individuals with actionable insights to enhance their financial well-being, drawing from personal experiences and professional expertise. Episode Summary: In this riveting episode of The Chris Voss Show, we delve into financial empowerment with Ann Pells, co-founder of Life Giver Legacy. Ann shares her valuable insights and strategies on how homeowners can accelerate paying off their mortgages, converting a lifelong debt into a manageable venture. Her rich background in financial services fuels a conversation packed with impactful advice for homeowners and business owners alike, enhanced by personal anecdotes and financial tips that challenge the conventional mindset around mortgage management. Throughout the episode, Ann discusses the significant cost of ignorance—what she terms as "what you don't know that you don't know"—and how it can impact overall financial success. With a focus on transforming the "I can't" mentality to a "how can I" approach, she encourages listeners to seek guidance from those with experience and successful outcomes. Ann provides an overview of different strategies, such as leveraging existing equity and thoughtful expenditure, to efficiently manage finances and reduce debt. Listeners are invited to consider alternative business models that enhance income with minimal time investment. Key Takeaways: Discover how to slash the duration of mortgage payments from 30 years to just 5 to 7 years without altering income or expenses. Understand the significance of shifting from an "I can't" mindset to exploring viable financial solutions through "how can I" questioning. Learn about dynamic, results-driven strategies for managing financial services effectively, pairing them with emerging business models. Gain insights into the impact of interest costs over time and the value of foreseeing financial opportunities in real estate. Explore the potential of investing in businesses with management support systems to achieve significant monthly returns with minimal involvement. Notable Quotes: "The biggest cost, as I've looked at the past 18, 20 years of our life, personally and in our business, is the cost of what you don't know, that you don't know." "Instead of telling ourselves that we can't do something, ask yourself the question, how can I instead?" "This was something I didn't know I didn't know until about five years ago… we didn't know how to make the house work for us instead of against us." "Anybody who wants to own a home that feels like they can't, I'm trying to be a hope warrior." "The key is to find automation and systems and a team that can help you because you'll go faster and farther."
Bible Quizzing is more than competition—it's discipleship in motion. Join us as we unpack how being a #Quizzer4Life builds a foundation of Scripture, character, and calling that lasts well beyond your quiz years. The Word you learned still works today!
Inspired by 93.7 The Fan afternoon host Andrew Fillipponi paying off a bet by getting his nipple pierced during a charitable event, Pat Bostick thinks up this wonderful idea that would allow Adam Crowley to make good on a bet he has long neglected.
COSTLY MISTAKES THE DOWNSIDES OF EARLY PAYOFF FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS, Financial Planner, BWFA About This Episode For many homeowners, paying off the mortgage feels like the ultimate financial milestone. But doing it too early can sometimes create unintended consequences. In this episode, BWFA's Sandy Hornor, Jr. and Tyler Kluge explain why paying off your mortgage may not always be the best move in retirement. Full Description Owning a home free and clear is a common financial goal. It provides emotional satisfaction, eliminates a major monthly bill, and can feel like the ultimate symbol of financial security. Yet for retirees, rushing to pay off a mortgage can be a costly mistake if it disrupts cash flow or limits investment opportunities. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor, Jr. and Tyler Kluge explore the trade-offs of using retirement funds to eliminate mortgage debt. They explain how withdrawing large sums to pay off a loan can trigger higher taxes, reduce liquidity, and leave less money invested for growth. While debt-free living has its appeal, it may not always align with long-term financial health. Listeners will hear why context matters—interest rates, tax brackets, and income sources all play a role in whether paying off a mortgage makes sense. Sandy and Tyler share examples of retirees who balanced a modest mortgage with strong investment growth, ultimately ending up with more flexibility and wealth than if they had paid off the loan immediately. The key lesson is that mortgage decisions should be made within the larger framework of a retirement plan. By weighing both the financial and emotional aspects, retirees can choose the approach that provides confidence today while protecting future stability. For more guidance, visit BWFA's Financial Planning Services.
On episode 436 of Animal Spirits, Michael Batnick and Ben Carlson discuss how behavior drives bull markets, how many companies outperform the S&P 500, bubble predictions, 5x ETFs, $20 lunches, surviving the AI capex boom, we need lower housing prices, why private credit is an easy sale to make, Halloween decorations and more. This episode is sponsored by Nuveen and Invesco. Invest like the future is watching. Visit https://www.nuveen.com/future to learn more. Visit https://www.invesco.com/ to learn more about their comprehensive fixed income solutions and how they can help strengthen your portfolio's foundation. Sign up for The Compound newsletter and never miss out: thecompoundnews.com/subscribe Find complete show notes on our blogs: Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspirits@thecompoundnews.com with any feedback, questions, recommendations, or ideas for future topics of conversation. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices
970. Laura reviews when and how to pay down your mortgage ahead of schedule and save money. Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Binance's Changpeng Zhao earns a gold-plated pardon as other industry figures fund Trump's $300 million ballroom. Originally published October 28, 2025.
Joe Biden's former press secretary says she left the Democrat party over the way the party treated the former President. But, covering up of Biden's obvious decline decimated Karine Jean-Pierre's credibility. Is her bitterness over principle, or being left out of future party power? Or money?
I'm 66 and have been retired for four years, but I still have some outstanding debt, how should I tackle? Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
From layoffs to payoffs, from Tech Specs to PR wrecks | The Best Gaming Podcast — Episode 550.5Game news this week has been all over the place lets dive in and talk gaming. Amazon layoffs, Avalanche new companies and how games get invested in, how games are made and why Halo has made the changes it made.We break down the biggest industry stories of the week—price changes, restructures, cancellations, and layoffs—plus what it all means for players, devs, and the games in your backlog. No fluff, just facts and context you can use.Join this channel to get access to perks:https://www.youtube.com/channel/UC5zKbGokI0oI6SeZrHTfJjA/joinEach Friday ACG and some pals Silver, Rej, Abssi, and Jonny from https://www.twitch.tv/jonnyplayslive get together to discuss games, life, books, movies and everything else. New home of the ACG Best Gaming PodcastFollow me on Twitter for reviews and info @jeremypenter-JOIN the ACG Reddit https://www.reddit.com/r/ACGVids/ https://www.patreon.com/AngryCentaurGaming
969. Laura answers a listener's question about using an IRA to pay off credit card debt.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Story of the Week (DR):Citi's Jane Fraser consolidates power with board chair vote — and a $25 million-plus bonus to boota one-time equity award (the Award), consisting of Restricted Stock Units (RSUs) with a grant date value of $25 million and 1.055 million Citigroup stock optionsthe Compensation, Performance Management and Culture CommitteeDuncan P. Hennes (Chair)*Peter B. Henry*Other directorships: Nike, Inc., Analog Devices, Inc., National Bureau of Economic Research (Board), The Economic Club of New York (Board), Protiviti (Advisory Board), Biospring Partners (Advisory Board), Makena Capital (Advisory Board), and Two Bridges Football Club (Board)Renée J. JamesOther directorships: Oracle Corporation, Sabre Corporation, Vodafone Group Plc, President's National Security Telecommunications Advisory Committee (Member and Prior Chair), and University of Oregon (Trustee)Gary M. Reiner*Diana L. Taylor*Other directorships: Brookfield Corporation, Accion (Chair), Columbia Business School (Board of Overseers),Friends of Hudson River Park (Chair), Mailman School of Public Health (Board of Overseers), The Economic Club of New York (Member), Council on Foreign Relations (Member), Hot Bread Kitchen (Board Chair), Cold Spring Harbor Lab (Member), and New York City Ballet (Board Chair)Casper W. von KoskullCommittee Meetings in 2024: 15Citi elected CEO Jane Fraser as ChairJohn Dugan, who served as Chair of Citi's Board since 2019, will become Lead Independent DirectorCEO armies MMElon Musk Wants ‘Strong Influence' Over the ‘Robot Army' He's BuildingIn a Tesla earnings call Wednesday, the world's richest man pondered the future of his company's Optimus robots—and his control over them.“If we build this robot army, do I have at least a strong influence over this robot army?” he told investors. “Not control, but a strong influence… I don't feel comfortable building that robot army unless I have a strong influence.”His repeated use of the word “army” certainly stands out, suggesting the robot could eventually be used as a weapon. Is Musk considering having his robots be deployed as soldiers?Elon Musk Threatens to Leave Tesla if Shareholders Don't Approve His Trillion-Dollar Pay Package – Warns, “Which Other Automotive CEO Would You Like to Run Tesla Because It Won't Be Me”Secret Plans Reveal Amazon Plot to Replace 600,000 Workers With Robot ArmyThe ongoing CEO/Trump Oligarchical BromanceTrump pardons convicted Binance founder Changpeng ZhaoZhao, who is widely known as CZ, had pleaded guilty in 2023 to enabling money laundering while CEO of the huge cryptocurrency exchange.Zhao's plea was part of a $4.3 billion settlement Binance reached with the DOJ in 2023.The pardon of Zhao, widely known as CZ, came two months after The Wall Street Journal reported that the Trump family's own crypto venture, which has generated about $4.5 billion since the 2024 election, has been helped by “a partnership with an under-the-radar trading platform quietly administered by Binance.”NBC News, citing a public disclosure filing from Monday, reported that Binance in September had retained the services of the lobbyist Charles McDowell, who is a friend of the president's son, Donald Trump Jr.Trump calls off planned 'surge' of federal forces in San Francisco after talking to Jensen Huang and Marc BenioffHere are the donors contributing to Trump's White House ballroomIn summary: techbros, oil, tobacco, cryptoCorporationsAltria Group, tobacco (donated $1 million to Trump's 2025 inauguration fund)Amazon (donated $1 million to Trump's 2025 inauguration fund)Apple (donated $1 million to Trump's 2025 inauguration fund)Booz Allen HamiltonCaterpillarCoinbase (donated $1 million to Trump's 2025 inauguration fund)In February, the SEC dropped a pending case against the firm.Comcast Corporation (donated $1 million to Trump's 2025 inauguration fund)Google (donated $1 million to Trump's 2025 inauguration fund)$22 million toward the ballroom came from a settlement Trump reached with the Google-owned video site YouTube, ending a lawsuit he brought over the company's 2021 decision to suspend his account in the wake of the Jan. 6, 2021, attack on the U.S. Capitol.Hard Rock InternationalHP Inc.Lockheed MartinIn an emailed statement, the company said it was “grateful for the opportunity to help bring the President's vision to reality and make this addition to the People's House, a powerful symbol of the American ideals we work to defend every day.”Meta Platforms (donated $1 million to Trump's 2025 inauguration fund)In January, Meta agreed to pay $25 million to settle a 2021 lawsuit brought by Trump that alleged the company's suspension of his social media accounts after the Jan. 6, 2021, attack on the U.S. Capitol amounted to an act of censorship.Micron Technology (donated $1 million to Trump's 2025 inauguration fund)MicrosoftNextEra Energy (donated $1 million to Trump's 2025 inauguration fund)Palantir TechnologiesHas won hundreds of millions of dollars in new and expanded business since Trump's second term began, including contracts at the FAA, CDC, and further contracts with the U.S. military.Ripple (donated $4.9 million to Trump's 2025 inauguration fund)In March, the company's CEO announced that the SEC would drop its long-running litigation over whether its cryptocurrency is a security.Reynolds American, tobacco company.T-MobileTether AmericaThe company, which has ties to Commerce Secretary Howard Lutnick, is the issuer of the world's largest stablecoin, a type of cryptocurrency designed to hold a steady value.Union Pacific RailroadIndividualsStefan E. Brodie: an American businessman, convicted felon, and political donor known for co-founding The Bro-Tech Corporation (Purolite Company), a chemical manufacturing firmHarold Hamm: the billionaire oil executive played a key role in helping Trump raise funds from oil industry donors during the 2024 electionBenjamin Leon Jr., the health-care company founder was nominated as U.S. Ambassador to Spain in March.The Lutnick Family: Commerce Secretary Howard Lutnick is a billionaire and former Wall Street executive.Isaac “Ike” Perlmutter: former Marvel NEO who donated over $25 million towards the 2024 Republican campaign.Stephen A. Schwarzman: Blackstone CEO who donated $40 million to Republican organizations for last year's election.Konstantin Sokolov: private equity investor.Kelly Loeffler and Jeff Sprecher: Loeffler is head of the Small Business Administration; Sprecher is CEO/CHair/founder of Intercontinental ExchangePaolo Tiramani: founder of prefabricated homes company BOXABL Cameron Winklevoss and Tyler Winklevoss: co-founders of crypto platform Gemini.Activist investor group that includes Travis Kelce aims to revive struggling Six FlagsTravis Kelce is part of an activist investor group (with JANA Partners and others) that has acquired roughly a 9 % economic interest in Six Flags. The group's stated intention is to engage with Six Flags' management and board to improve performance, guest experience, marketing, etc. In the reporting by Reuters, it explicitly says that “Consumer executive Glenn Murphy and technology executive Dave Habiger … could, along with Kelce, serve as potential board nominees.”Goodliest of the Week (MM/DR):DR: Hundreds of Power Players, From Steve Wozniak to Steve Bannon to Richard Branson, Just Signed a Letter Calling for Prohibition on Development of AI Superintelligence"Nobody developing these AI systems has been asking humanity if this is OK."The letter cites recent polling from FLI, which was cofounded by the Massachusetts Institute of Technology professor Max Tegmark, showing that only five percent of Americans are in favor of the rapid and unregulated development of advanced AI toolsMM: Linda McMahon mixed up AI and A.1. — so of course now the steak sauce is all over itAssholiest of the Week (MM):Robot armies DRSecret Plans Reveal Amazon Plot to Replace 600,000 Workers With Robot ArmyElon Musk defends $1 trillion pay package: ‘I just don't feel comfortable building a robot army here and then being oustedMeta tells some employees their jobs are being replaced by tech: read the memoAWS Outage That Took Down Internet Came After Amazon Fired Tons of Workers in Favor of AIUS firm's Star Wars-style humanoid robot soldier brings sci-fi to battlefield2024: What Is a ‘Clanker'? New Slur for Robots Catches On (it's also from Star Wars)Fake retirementJeff Bezos Says He's the 'Least Retired Person in the World'...And He'll 'Never Retire Because Work Is Too Much Fun'In our data, there are 251 US board chairs that are executives at the company, WERE the CEO, but are NOT the CEO now - that's 251 Jeff Bezos' who get paid like a CEO to work how they want without any accountabilityThey don't give press conferences or earnings callsThey don't answer to the CEO, they answer to themselvesThey control the board without having to answer to it122 of them are NOT family or founder firms - meaning they were just the CEO and they're sticking aroundThat includes Donald Umpleby at CaterpillarAt Schwab, Charles Schwab is a CO-chair with ex-CEO Walter Bettinger II, and the board has a THIRD CEO on it in Richard WursterThe average TSR performance of these people is .477 - below averageIn zero situations is it worth having any of these people on the boardBoysTrump says Jensen Huang and Mark Benioff helped convince him not to send troops to San FranciscoCiti CEO's $25 Million Bonus Is Excessive, Top Bank Analyst Mike Mayo SaysElon Musk got feisty about his $1 trillion pay package in the final minutes of Tesla's earnings callMicrosoft CEO Satya Nadella's annual pay jumps to $96.5 millionPalmer Luckey says he told Anduril investors they can't complain if he takes time off to be on 'Survivor'Elon Musk Accuses Head of NASA of Being “Gay”Bill Ackman calls Trump the 'most pro-business president we've ever had'Integrity for sportsWhile the Trump Administration inserts itself in every crypto venture with no oversight, openly insider trades, and Congress does the same, heaven forbid it happen in sports… Chauncey Billups, others arrested in FBI probe linking NBA to Mafia gambling ringHeadliniest of the WeekDR: Airbnb CEO Brian Chesky has one question he likes to ask every entrepreneur: ‘Why does your company deserve to exist?'MM: SPEED ROUNDTesla recalls over 63,000 Cybertrucks due to the front lights being too brightMosquitoes found in Iceland for first timeCracker Barrel CEO Says Logo Update Wasn't 'Woke' — Just Easier to ReadReading IS woke!McDonald's CEO says he eats at the chain '3 or 4 times a week'Who Won the Week?DR: obviously JaneMM: MosquitosPredictionsDR: In 2070, future MetaSoul (née Facebook/Meta Platforms) CEO August Zuckerberg has one question she likes to ask every non-AI human: ‘Why do you deserve to exist?'MM: McDonald's CEO Chris Kempczinski goes from his reported weight of 158lbs to 220lbs inside a year
LIMITED TICKETS HAVE BEEN ADDED TO OUR TORONTO LIVE SHOW redditonwikilive.eventbrite.com We are joined today by current TNA Wrestling Color Commentator and former WWE Superstar Matt Rehwoldt!You can find all his links here: https://linktr.ee/dramakingmatt Become a Patron or YouTube Member for ad-free episodes and bonus stories every Monday and Friday as well as exclusive content: Cultiv8 Patreon or YouTube Membership Head to https://factormeals.com/factorpodcast and use code WIKI50OFF to get 50% off! If you need support dealing with OCD, head on over to NOCD's website at https://www.treatmyocd.com/ to book a free call with their team. Therapy with NOCD is 100% virtual and covered by insurance for over 155 million Americans, and includes support between sessions, so you're never facing OCD alone. Send us fan mail! Sean Salvino 2700 Cullen Blvd PO Box 84348 Pearland, TX 77584-0802 Want to be part of the show? Leave us a voicemail: https://www.speakpipe.com/Redditonwiki Stories will be played for our $15 Tier Patrons https://www.patreon.com/c/cultiv8podcastnetwork Bonus stories + episodes + ad-free + extra live streams + cameo requests and so many more. (Timestamps are approximate due to dynamic ad insertion. Become a Patron or YouTube member for ad-free episodes) On today's AITA episode we have:(00:00) - Intro(03:26) - AITA for replacing pictures of my cousins with pictures of my dog (09:44) - AITA for being upset with my bf going to a Halloween party over NYC marathon weekend (I'm running) (24:56) - AITA for expecting my sister to pay off my credit card? (36:30) - AITA for leaving my friend stranded after she showed up late for the third time? (47:32) - AITA for refusing to let my fiancé's best friend move in with us? (58:15) - Outro Hit like, subscribe, and follow us on all social media platforms for all things Reddit on Wiki! Click here for our Social and Donation Links: https://linktr.ee/redditonwiki Learn more about your ad choices. Visit megaphone.fm/adchoices
Here is what you will discover on this week's episode of The GMS Podcast: 1) Anxiety, Fear, and Doubt 2) The Ego That Wants To Hold Onto The Pain 3) The Payoff 4) The Breakthrough Factor (Courage) 5) Understanding Letting Go 6) No Longer The Mind Body Connection To The Events That Shape Your Feelings 7) Always Letting Go *Visit This Link to Request a Free 20 Minute Coaching Session* https://www.goldenmastermind.com/coaching-call-signup/ *Connect with Jeffery* Facebook: https://www.facebook.com/jeffery.combs Instagram: https://www.instagram.com/jeffery_combs/ LinkedIn: https://www.linkedin.com/in/jefferycombs Website: https://www.goldenmastermind.com/ *Jeffery's Books* (2019 Bestseller) The Breakthrough Factor - https://www.goldenmastermind.com/product/the-breakthrough-factor/ The Anger Factor - https://www.goldenmastermind.com/product/the-anger-factor/ The Procrastination Cure - https://www.goldenmastermind.com/product/the-procrastination-cure/ Psychologically Unemployable - https://www.goldenmastermind.com/product/psychologically-unemployable-remastered/ More Heart Than Talent - https://www.goldenmastermind.com/product/more-heart-than-talent-book/ *Other Ways to Listen to The GMS Podcast* Website: https://www.goldenmastermind.com/podcast/ Apple Podcasts: https://apple.co/3D07Y6f Spotify: https://spoti.fi/3Qd4FvC YouTube: https://www.youtube.com/JefferyCombsGMS/
Ben and Ernie take up arms in the age old personal finance battle -- pay off your debt first, or get a month ahead on your bills? While they have discussed this topic before, in today's episode they approach the two paths with a balanced view, weighing the pros and cons of each. While they have an obvious bias toward getting a month ahead on your bills, there are certain scenarios where really buckling down on paying off debt might be the best move. The beautiful thing about this problem is that either way, you are making progress toward a better you. Simply thinking through your approach and evaluating your emotions around debt, financial resilience, and day to day expenses helps align your actions with your priorities -- and at the end of the day, that's what YNAB is all about. Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com
Debt isn't bad, it's a tool.But how you use it determines whether it accelerates your wealth or quietly eats away at it.In this episode, I break down how to think about debt like an investor, not a victim.You'll learn when it actually makes sense to pay off debt first, how to invest while paying it down, and one sneaky hack to access credit for free (without paying a single dollar in interest). Tune in to learn:Why debt isn't inherently good or bad—and how to leverage it to grow fasterHow to decide when to pay off debt vs invest firstWhy every woman should be investing even with debtThe surprising math behind interest rates that determines your best moveA sneaky 0% balance transfer hack to access credit for free
It's that time again! Let's get into this week's Ask Rob & Rob with two new great questions… (0:42) Claire has four properties in her portfolio and has just received a surprise inheritance large enough to clear all her mortgages. But should she use it to pay them off? And how can she make sure her portfolio stays protected and tax-efficient for her family's future? (6:15) Danny owns two rental properties in his personal name that perform steadily but with modest returns. With a new limited company set up for his next investment, he's wondering, should he keep them or sell and reinvest through the company? Links: Watch our YouTube video “Accountant Explains How To Pay 0% Property Tax (Legally)” here. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!You make way too much money to be in this much debt — and we say that with love. ❤️If you're swiping your credit card for groceries, juggling balances between cards, and convincing yourself it's worth it “for the points,” this episode is for you. We're breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.Today, we're talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.
Join economist Dr. Orphe Divounguy and Chris Krug as they discuss the impacts AI has had on the economy and whether it will produce productivity gains long term on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Rachel Maddow points out the exceptional and unusually effusive praise and thanks that Donald Trump heaped on Abdel Fattah el-Sisi, the president of Egypt, at an event tied to the Israel-Gaza ceasefire, in which Trump bizarrely mentioned his race against Hillary Clinton. The episode calls to mind a mysterious $10 million and a related investigation's questions left open-ended after Trump was inaugurated the first time.Rachel Maddow looks at recent examples of Donald Trump using the power of American taxpayers to cut deals for himself and his friends and family, and focuses on the especially galling case of Trump and his Treasury secretary, Scott Bessent, sending an extraordinary $20 billion to bail out Argentina at a time when the U.S. government is closed for lack of funding.Rachel Maddow reports that the number of events planned for the "No Kings" day of protest on Saturday, October 18 already exceeds the previous "No Kings" protests that drew millions of Americans to voice their opposition to Donald Trump's overreach and attacks on democracy in the United States. Ezra Levin, co-founder and co-executive director of Indivisible, joins to discuss the planning and organizing taking place. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of the Casual Cattle Conversations podcast, Shaye talks with Tucker Brown about using social media as an alternative revenue stream for ranchers. Tucker shares his journey of leveraging platforms like Facebook, Instagram, TikTok, and YouTube to not only market their cattle operations but also create a substantial income. He discusses the challenges and rewards, the transition from casual posting to serious content creation, and the impact this has had on his family's life. He also gives practical advice on storytelling, handling negative feedback, and selecting brand partnerships, emphasizing the importance of staying authentic and strategic. This insightful conversation sheds light on how ranchers, especially the younger generation, can use social media to sustain and grow their family operations while inviting more people into the world of agriculture. Learn more about Performance Beef: https://bit.ly/47PxY3W Learn more about Red Angus here: https://bit.ly/4iaU6bb Connect with Shaye: https://www.casualcattleconversations.com/ 00:00 Introduction to the Podcast 00:41 Meet Tucker Brown: A Ranching Legacy 03:14 Social Media as a Revenue Source 05:20 The Journey and Impact of Social Media 11:22 Monetization and Brand Partnerships 16:13 Advice for Aspiring Social Media Influencers 22:06 The Long Game: Building a Sustainable Presence 24:14 Speaking Engagements and Final Thoughts
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Connect with Sierra:IG: @sierradavisofficialWant To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?