Podcasts about Debt

Saying Goodbye to JCD. The first test of the Fed Chair – with a miserable outcome. Some eye popping moves. An update on the meniscus repair. And our guest this week – Christoper Whalen – Publisher of The Institutional Risk Analyst  NEW! DOWNLOAD THE AI GENERATED SHOW NOTES Christopher Whalen is one of America’s best-known independent banking analysts and financial historians. He is Chairman of Whalen Global Advisors and publisher of The Institutional Risk Analyst, where he analyzes banks, credit markets, housing finance, and financial regulation. Chris has spent decades studying the U.S. financial system from both the public and private sectors and is the author of Inflated: Money, Debt and the American Dream. His market commentary is widely followed because he’s willing to challenge conventional thinking—and often does so well before consensus catches up. Chris recently became a brand ambassador for Monetary Metals, a company whose approach to making physical gold a productive asset aligns with views he’s held for years about the role of gold in a portfolio.  Follow @rcwhalen Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (MSFT), (TLT), (META), (INTC), (AMZN)

Sermon Notes: https://drive.google.com/file/d/1l-EA_wR5Wh37mG1CZBKSKe5Lpwe4aFvn/view?usp=drive_linkSubscribe to our channel:https://www.youtube.com/shepherdshouseazWebsite: shepherdsaz.orgInstagram: @shepherdshouseazFacebook: /shepherdshouseazTiktok: @shepherdshouseazYoutube: /shepherdshouseazWebsite: shepherdsaz.orgInstagram: @shepherdshouseazFacebook: /shepherdshouseazTiktok: @shepherdshouseazYoutube: /shepherdshouseaz

The Hidden Lightness with Jimmy Hinton – These encouraging trends serve as a reminder that cultural change doesn't always begin in government or large institutions. Sometimes it starts with ordinary people making wiser choices and inspiring others to do the same. The future may not belong to those with the biggest homes or the flashiest lifestyles. It may belong to those who...

IF YOU ARE A NEW LISTENER, WELCOME! BEGIN HERE: This year we are doing my group coaching course together via this podcast! It's free and it only gets better as the year progresses.  In January we began with God at the center of our day and our home. We worked to build the habit of a morning prayer routine. I highly recommend the rosary. It's only about 20 minutes and you'll meditate on the whole life of Jesus. February is the month of decluttering. Saturday episodes have been added to focus on decluttering in the kitchen. Each month will have a different focus area and the Saturday episodes will help you focus on one small section of that room.  In March we decluttered your wardrobe. In April we are moving into budgeting for food. Our Saturday episodes will still be about decluttering. Our declutter focus area for April is your bedroom. In May we dreamed big! June brings us to one of the most useful topics in my group coaching course…meal planning. Ah, the feel of knowing exactly what's for dinner is the most stress-free feeling in the world! Our declutter focus area for June is Hallways/Landings. July is a much anticipated month of money/budgeting. Our Saturday episodes (otherwise known as the declutter episodes) will focus on decluttering TOYS! August is the month that brings it all together. Routines and Rhythms. Our declutter focus area for this month is your garage or shed. Give this first episode of 2026 a listen to hear where to begin: 316. Your 2026 Life Overhaul Plan: Faith, Clutter, Debt, Diet and More!  If you've never prayed a rosary or you want to see how you can incorporate it into active decluttering, here is the first episode of my rosary declutter series from last summer. 288. Summer Declutter Series Week Just getting started on your decluttering journey? Give this episode a listen before you begin: 322. Guidelines to Decluttering ***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you'll get it all done in one weekend? If this sounds like you, let's work together. Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You'll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour. Virtual Coaching Schedule   Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We'll meet via Zoom and see if working with me would benefit you.  Email me at: tightshipmama@gmail.com to schedule a time.   Looking for community of like-minded women? Join the private Facebook community here: Facebook Group Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com  

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih discuss why uncertainty in the markets doesn't have to derail a long-term financial plan and unpack new research on the relationship between debt and happiness. They also talk about the decline of reading in the digital age, what it means for critical thinking, and why making time for long-form reading may be more important than ever. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

This week, former Forrester Research Director Jeff Clark is in the studio with our host Ian Truscott to discuss an article from Matt Heinz on his Substack - Most GTM Alignment Is Theater - What two decades of alignment frameworks miss, and what the GTM teams actually winning are doing instead. The discuss 5 things that inspired them from the article: It's not the process, it's the discipline What AI is changing/not changing The ICP conversation The Win/Loss conversation The importance of trust Then, Ian moves to our virtual bar, The Rose and Rockstar, and joins Robert Rose, Chief Trouble Maker at Seventh Bear, to discuss the impact of AI on early marketing careers. Specifically, they discuss the tension between being encouraged to use AI tools (and the trope that you'll be replaced by someone who is using them if you don't) and the increasing “detect AI in the writing” functionality that is being inserted into tools and LinkedIn's “AI Slop” button, and how using AI is seen as poorer quality.   Enjoy! — The Links The people: Ian Truscott on LinkedIn  Jeff Clark on LinkedIn Robert Rose on LinkedIn Mentioned this week: Most GTM Alignment Is Theater - Matt Heinz We didn't start the fire... - Robert Rose - Lens This Old Marketing: Doing the Job Is no Longer Enough Rockstar CMO: The Beat Newsletter that we send every Monday Rockstar CMO on the web and LinkedIn Previous episodes and all the show notes: Rockstar CMO FM. Track List: We'll be right back by Stienski & Mass Media on YouTube Piano Music is by Johnny Easton, shared under a Creative Commons license Trust by Prince on YouTube You can listen to this on all major podcast platforms, including Apple Podcasts, Amazon Podcasts, and Spotify. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when a Licensed Insolvency Trustee gets five minutes to tell Parliament what's really happening with debt in Canada? Doug Hoyes shares his firsthand experience testifying before the House of Commons Standing Committee on Finance, explaining why Canadians are taking longer before reaching a financial breaking point, how affordability challenges are changing the nature of debt, and why issues like CRA repayment demands continue to push some people toward insolvency. The conversation also explores the growing divide between homeowners and renters, debt layering, and why insolvency is often a lagging indicator of financial stress. Get a firsthand look inside Parliament and discover what Canada's debt trends could mean for the future of household finances. 01:02 Being invited to testify before Parliament 03:18 Inside the House of Commons committee process 06:18 The three messages presented to MPs 08:50 Why financial collapse now takes years 10:32 What MPs asked during the hearing 13:30 CRA repayment demands and consumer bankruptcies 16:12 Why the same CRA issues remain after 18 years 18:10 Affordability, rising costs, and structural debt problems 22:05 Debt layering: how Canadians stay afloat until they can't 24:15 Homeowners vs. renters: a growing financial divide 26:05 Mortgage renewals and what's coming next 29:15 Doug's biggest takeaway from testifying before Parliament 31:45 Why real financial stress isn't reflected in the headlines

Performance debt builds while you are still succeeding. Learn how hidden costs erode your clarity, recovery, relationships, and future capacity. Performance Debt: Why Success Can Hide the Warning Signs The most dangerous stage of burnout is not when you can no longer perform. It is when you are still performing well enough to believe nothing is wrong. You are still working. Still training. Still handling problems. People continue to depend on you because you have given them every reason to believe you can carry the weight. But something has changed. Decisions require more effort. Your patience is thinner. Training feels mechanical rather than energizing. You are physically present with the people who matter, but part of you is somewhere else—recovering from the day or preparing for the next demand. Nothing has collapsed, so you tell yourself you are fine. That is how performance debt remains hidden. What Is Performance Debt? Performance debt is the accumulated cost of repeatedly sacrificing recovery, alignment, emotional regulation, and sustainable habits to maintain short-term performance. Put more simply, it is what builds when you keep borrowing from your future capacity to perform today. One difficult week does not necessarily create the problem. There will always be seasons that require longer hours, harder training, greater responsibility, and a willingness to push beyond what feels comfortable. Human performance depends partly on our capacity to rise when the moment demands it. The debt begins when the exception becomes the operating model. You stop recovering fully because there is always another deadline. You ignore physical warning signs because the workout still gets completed. You suppress frustration because other people need you to remain composed. You continue carrying responsibilities that should have been shared, changed, or released. Each decision appears reasonable by itself. Collectively, they begin consuming the capacity required to sustain the life you have built. Why Success Conceals the Cost Visible output is a lagging indicator. It tells you what you produced, but it does not reveal what producing it required. You can meet the deadline while losing strategic clarity. You can complete the workout while recovering more slowly. You can take care of everyone around you while becoming increasingly disconnected from yourself. This is especially dangerous for capable men because competence creates room for compensation. Your intelligence helps you solve problems even when your focus is deteriorating. Discipline allows you to override fatigue. Responsibility gives you an honorable reason to continue. Emotional control helps you conceal the pressure from everyone around you. The very qualities that helped you succeed can become the qualities that hide your performance debt. Other people may even reinforce the pattern. They praise your dependability, admire your work ethic, and continue bringing you problems because you always find a way to handle them. They benefit from your output without seeing its private cost. Eventually, “I am the man who handles it” becomes more than a statement of capability. It becomes a role you are afraid to question. The Interest Payments Begin Before Burnout Performance debt rarely announces itself through one dramatic event. It collects interest through small changes you can easily rationalize. Mentally, decisions take longer and your strategic range begins to narrow. You remain capable of solving immediate problems, but it becomes harder to step back, consider alternatives, or see beyond the next demand. Emotionally, irritability increases while your emotional range flattens. You may believe you are remaining controlled, but the people closest to you experience that control as distance, impatience, or withdrawal. Physically, sleep provides less restoration. Soreness lingers. Your nervous system stays activated even when the external demand has ended. You continue training, but the session becomes another obligation rather than a practice that builds strength and restores connection. Relationally, conversations start feeling like additional demands. The people you care about receive your presence in fragments and whatever energy remains after work, responsibility, and internal pressure have taken their share. None of these signals proves that you are failing. They reveal that maintaining your current level of performance is becoming more expensive. (function(d,s,id) { var js; var fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = "https://forms.aweber.com/form/30/1374258830.js"; fjs.parentNode.insertBefore(js, fjs); }(document, "script", "aweber-wjs-1506684634")); Performance Debt Is Not the Same as Burnout Performance debt and burnout are related, but they are not interchangeable. Performance debt is the accumulating liability. Burnout is one possible consequence when that liability can no longer be hidden, carried, or serviced. The debt begins much earlier—often while a man is still succeeding and receiving praise for how well he is handling everything. This distinction matters because it creates an opportunity for earlier recognition. You do not need to diagnose every difficult month as burnout. You also do not need to wait until you are exhausted, disengaged, or unable to function before admitting that your way of operating has become unsustainable. Performance debt accumulates before performance visibly declines. Recognizing it early allows you to protect capacity instead of waiting until you must rebuild after a breakdown. What Physical Training Reveals About Sustainable Performance Physical training makes this principle difficult to deny. A demanding CrossFit session, a heavy strength cycle, or a steep mountain climb creates stress. When that stress is followed by adequate recovery, the body adapts. Muscle is rebuilt, movement becomes more efficient, and your capacity increases. But repeated overload without sufficient recovery produces a different result. Movement begins to compensate. Technique deteriorates. Soreness remains longer. The body finds ways to complete the work, but those compensations quietly increase the risk of injury. You may still finish the workout. That does not mean the training is producing the intended adaptation. The same thing happens mentally and emotionally. You compensate for reduced clarity by working longer. You compensate for exhaustion with caffeine, urgency, and adrenaline. You compensate for emotional disconnection by becoming more controlled and task-oriented. For a while, the compensation works. Eventually, it becomes another source of strain. The body does not interpret relentless pressure as character. It responds according to stress, capacity, recovery, and adaptation. Your mind, emotional system, and relationships are not exempt from that equation. Strength creates growth when paired with recovery. Without recovery, strength begins consuming itself. When Your Best Qualities Become Expensive Discipline is not the enemy. Responsibility is not the enemy. Resilience and emotional control are not the enemy. The problem is what happens when these strengths operate without discernment. Discipline without recovery becomes self-neglect. Responsibility without boundaries becomes overfunctioning. Emotional control without connection becomes withdrawal. Resilience without discernment becomes the ability to tolerate conditions that should have been confronted or changed. A strength is valuable because it serves a meaningful purpose. When it is used automatically—regardless of context, cost, or consequence—it stops being a conscious strength and becomes an identity-driven pattern. You may recognize this during training. There are days when pushing through discomfort builds confidence and capacity. There are other days when pushing through is simply an unwillingness to admit that your body needs a different response. The movement may look identical from the outside. The internal truth is completely different. The same discernment must be applied to the rest of your life. Carrying more is not always evidence that you are becoming stronger. Sometimes it is evidence that you have not permitted yourself to put anything down. Recovery Alone Will Not Eliminate the Debt A weekend away may reduce immediate strain. A lighter training week may help your body recover. A vacation may create enough distance for you to breathe again. Those things matter, but temporary recovery does not automatically change the pattern that created the debt. If your identity still depends on being needed, you will return and begin carrying everything again. If you believe rest must be earned, recovery will remain the first thing sacrificed when pressure rises. If your worth is tied to output, any reduction in activity will feel like weakness rather than intelligent performance management. You do not eliminate financial debt by making one payment while continuing the same spending pattern. Performance debt works the same way. Recovery must be accompanied by a change in how performance is produced. That may require clearer boundaries, different priorities, more honest communication, better physical recovery, or the willingness to question goals that no longer align with the man you are becoming. The objective is not temporary relief. It is a more sustainable operating model. Audit the Cost Beneath Your Results Begin with the question most high performers already ask: What results am I producing? Answer it honestly and factually. Look at your work, training, responsibilities, relationships, and commitments. Acknowledge what is functioning without minimizing your accomplishments. Then ask the question that is usually ignored: What is it costing me to produce these results? Look beyond time and effort. Consider the mental, emotional, physical, and relational costs. Where are the interest payments appearing first? What feels heavier, slower, flatter, or more reactive than it did six months ago? Finally, ask: Is my current way of operating sustainable? Do not base your answer on whether you can survive another week. You probably can. Ask whether the same model can support your health, performance, relationships, and sense of purpose for the next year. There is also a fourth question, and it may be the most revealing: What have I already noticed but continued to override? Performance debt loses much of its power when the cost becomes visible and specific. You can no longer call the pattern strength once you clearly see how it is consuming the very capacity that strength is supposed to protect. Sustainable Performance Requires Integrated Strength The answer is not to become less ambitious, less disciplined, or less capable. It is to stop using your capability in a way that steadily destroys your capacity. Sustainable human performance requires pressure and recovery, discipline and discernment, responsibility and boundaries, control and connection. These qualities are not opposites. They are complementary forces that keep strength from becoming fragmented. Imagine carrying the same important responsibilities without the constant internal friction. Imagine training hard while knowing when intensity builds capacity and when it merely feeds an outdated identity. Imagine being present with the people who matter without feeling that their needs are another demand you must manage. That is not reduced performance. It is performance built on a stronger foundation. Your ability to keep going is not proof that your current way of operating is sustainable. The deeper measure is whether your physical strength, mental clarity, emotional resilience, relationships, and sense of purpose remain available while you pursue what matters. Your future capacity is not an unlimited line of credit. The work is not simply to keep performing. It is to become the man who can sustain what matters without consuming himself to do it. Rebuild the Capacity Beneath Your Performance If you recognize the hidden cost beneath your results, the Resilient Man Framework will help you examine the structure supporting your performance. It is built around four interconnected areas—physical strength, mental clarity, emotional resilience, and meaningful purpose—so you can identify where performance debt is accumulating and begin creating strength that remains available when pressure rises. Frequently Asked Questions What is performance debt in simple terms? Performance debt is the hidden cost that accumulates when you repeatedly sacrifice recovery, clarity, emotional regulation, relationships, or alignment to maintain immediate results. It is similar to borrowing money: you receive something useful today but create an obligation that must eventually be repaid. The difference is that the repayment may appear as mental fatigue, slower physical recovery, irritability, reduced focus, or burnout. One intense period does not automatically create debt. The problem develops when borrowing from future capacity becomes your normal way of performing. How is performance debt different from burnout? Performance debt begins while you are still functioning and may still be performing successfully. Burnout is one possible later consequence when the accumulated cost becomes too large to hide or manage. A person carrying debt may continue meeting deadlines, training, leading, and fulfilling responsibilities, although doing so requires increasing effort. Someone experiencing burnout may show more visible exhaustion, detachment, cynicism, or reduced effectiveness. The distinction matters because recognizing the accumulating cost early creates an opportunity to adjust before a significant decline or breakdown occurs. What are the early warning signs of performance debt? Early signs include needing more effort to produce the same result, slower decisions, fragmented focus, lingering physical soreness, reduced patience, emotional withdrawal, and difficulty being present in relationships. You may also notice that training feels mechanical, sleep restores less energy, or time away provides only temporary relief. None of these signs alone confirms a serious problem. The meaningful pattern is a rising internal cost combined with continued external performance. When several areas begin deteriorating while output remains intact, your operating model deserves an honest examination. Can discipline contribute to performance debt? Discipline can contribute when it is used to override every physical, emotional, or relational signal instead of helping you respond intelligently. Healthy discipline supports consistent action, recovery, and meaningful priorities. Misaligned discipline treats rest as weakness, ignores declining capacity, and demands continued output regardless of the cost. The issue is not discipline itself but discipline without discernment. A demanding workout can develop resilience when the body is prepared for it. The same workout can deepen exhaustion when it is performed only to prove that you never back down. Can rest eliminate accumulated performance debt? Rest can reduce immediate strain, but it may not correct the pattern responsible for the debt. A vacation, deload week, or quiet weekend can restore some energy. However, if you return to unclear boundaries, excessive responsibility, emotional suppression, or an identity built entirely around achievement, the same debt will begin accumulating again. Sustainable recovery requires both restoration and recalibration. You must restore neglected capacity while changing how you produce results. Otherwise, rest becomes a temporary payment made against a liability that continues growing. How can I begin reducing performance debt? Start by identifying what your current results are costing you mentally, physically, emotionally, and relationally. Notice where the interest appears first and which warning signs you have been overriding because you can still function. Next, distinguish temporary demands from recurring patterns. Reducing the debt may involve better recovery, clearer boundaries, fewer unnecessary commitments, honest conversations, or changing goals that no longer fit. The purpose is not to withdraw from challenge. It is to create an integrated way of performing that builds capacity instead of continually borrowing from it.

Gold and silver ended the week relatively steady, but beneath the surface, major global events continue to reshape the precious metals landscape. As U.S. debt approaches the historic $40 trillion mark, Japan stunned currency markets with one of the largest yen interventions ever, underscoring mounting pressure on the global fiat system. Meanwhile, the Perth Mint captured headlines by unveiling a new Guinness World Record gold bar refined to an extraordinary 99.999% purity. We also examine what these developments could mean for gold, silver, and investor sentiment in the months ahead. Listen to this week's market update for the full analysis and key charts.

George Hahn connects the dots across the week's biggest stories: how hidden debt is fueling America's AI buildout, why China is spreading cheap, open-source AI around the world, and what the rise of solo founders reveals about the new creator economy. Plus, No Mercy / No Malice turns ten. We'd love your feedback as we build this show! Let us know what you think: info@profgmedia.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Andy is a Debt to Wealth Specialist . Also, Andy is the Founder of Empowered Wealth Solutions.

Are you the kind of woman who likes to swing big? The exact mindset that helps you build a successful business could be the very thing holding you back as an investor. In this episode, I unpack the subtle—but ultimately HUGE—difference between thinking like an entrepreneur and thinking like an investor, and why mastering both could completely change your wealth-building journey. Tune in to learn: The subtle difference between an entrepreneurial mindset and an investor mindset. How, where, and why to leverage both. Why women, on average, get 1.8% better investment returns than men. The expensive lesson I learned after making a risky investment bet.

What if I told you that much of what you're hearing about OSOs, DSOs, private equity, and debt is missing the context you need to make an informed decision about your practice?In this episode of Five Minute Friday, I break down some of the fear, misinformation, and clickbait surrounding private equity-backed orthodontic organizations. After receiving dozens of questions about the financial health of OSOs—particularly following a recent article—I want to explain how debt, refinancing, equity, and partnership structures actually work in the private equity world.This episode is not an argument that every orthodontist should join an OSO or DSO. It is a call to educate yourself, understand the structure of the deal, and stop allowing fear or industry rhetoric to make major financial decisions for you. My goal is to give you context so you can evaluate whether affiliation is right for your practice, your family, and your long-term goals.

This week's blogpost - https://bahnsen.co/45DhMjH Host Blaine Carver and author Brett Bonecutter discuss Brett's article “Blue Collar Aristocracy,” challenging the “college for everyone” assumption in education planning and default 529 saving. Drawing from Brett's experience raising eight boys and shifts advisors see in client questions, they focus on the economics of college: high costs, average student debt over $40,000, negative ROI for the first decade after graduation, and a 52% underemployment rate that can lead to wage penalties and “scarring.” They distinguish unskilled factory work from skilled trades requiring training and licensing, argue that many degrees function as white-collar trade school, and highlight a paradoxical surge in demand for electricians and other trades driven by energy needs and data center growth amid an aging workforce and millions of projected unfilled trade jobs. They encourage parents and grandparents to match pathways to each child and consider apprenticeships and junior college. 00:00 Welcome and Guests 00:16 Why This Article 02:27 College Planning Shift 04:26 Mike Rowe and Rust Belt 07:48 Blue Collar Stigma 11:33 Skilled Trades Defined 14:01 Launching Into Adulthood 16:13 Debt and Fit 18:05 Saving Beyond 529s 21:06 Underemployment and ROI 25:24 College Value and Liberal Arts 31:49 Apprenticeship and Demand 35:15 Trade Labor Shortage 37:13 Blue Collar Success Stories 40:17 Wrap Up and Next Episode Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris breaks down the latest economic data, arguing that slowing GDP growth, weak wage gains, persistent inflation, and surging federal debt paint a far less optimistic picture than many recent forecasts. He questions claims of a booming economy and warns that the combination of sluggish growth and elevated inflation resembles the early stages of stagflation.

Send us Fan MailMoney works best when it supports the life you want to live.Dana Miranda, author, content creator, and money writer joined me on Get Ready Before Life Happens to talk  about what it means to build a healthier, more empowering relationship with money.We explored why traditional money advice often misses the lived experiences of women, people of color, and LGBTQ communities, and how understanding financial tools can replace fear with confidence and choice.Key Takeaways

Headlines Rod calls in for Open Phones, he has a situation where he owed a buddy a bunch of money, well guess what?.. his buddy is no longer with us, so did the debt die with him?...

Travis is a seasoned entrepreneur, podcaster, and former door-to-door sales rep who has built multiple businesses by strategically using low-interest and 0% debt. He shares candid stories of funding his podcasting journey, a software startup, and a brick-and-mortar franchise, all while navigating the psychological and financial risks of borrowing. His experience-based approach makes this episode especially useful for anyone torn between “all debt is bad” and “leverage everything.” On this episode we talk about: How Travis used a 0% credit card to launch his podcasting career Why he values financial, time, and location freedom in online business Using 0% credit cards and funding to build a software startup Financing a brick-and-mortar franchise with credit cards and an SBA loan The psychological side of debt and creating urgency without being reckless Top 3 Takeaways Strategic, low- or 0%-interest debt can accelerate your path into a new business or skill set when it's used to buy knowledge, relationships, and revenue-generating assets—not toys. Debt works best when you have a clear plan to “outwork” it quickly, maintain strict discipline, and avoid stacking new debt just to cover old debt. Whether debt is “good” or “bad” depends on your psychology, habits, and situation; it's a case-by-case decision, not a one-size-fits-all rule. Notable Quotes “My content is documenting what I'm doing. It's not a sermon.” “I don't like debt, but seeing it makes me go into hyperdrive to earn more and pay it off.” “Ask yourself: is this helpful, what are the downsides, what are the upsides, and can I comfortably outwork this debt?” Connect with Travis: Linktree: ⁠https://linktr.ee/travischappell⁠ Instagram: ⁠https://www.instagram.com/travischappell/⁠ Other: ⁠https://travischappell.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

You do not always need to pick just one financial goal. The key is knowing what gets priority, what gets automated, and what gets adjusted based on your cash flow.https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.

Just when you think you’ve paid it down, debt has this pesky way of rearing its ugly head. But why? It’s Friday Drinks time, and this week Victoria and Bec are taking on money dilemmas big and small. One community member questions where her tax return is best spent repaying her HECS debt or salary sacrificing into super. While another questions why she keeps finding herself in debt-y situations when she’s never missing a payment. Tune in if you’ve ever wanted to understand the psychology behind debt and how you might finally get on top of things. With Money Wins, Broke Tips, and tools from the team, you’ll be leaving this episode with a spring in your step… and maybe with the Eurythmics in your ear?THERE MUST BE AN ANGEEEEL

AI has been the market's biggest winner—but Barry Knapp believes the trade is entering a new phase. In this conversation with Maggie Lake, Barry Knapp, Founder and Managing Partner of Ironsides Macroeconomics, explains why he's reduced his exposure to technology stocks, why the pace of AI capital spending is likely to slow, and where he's positioning instead. The discussion also explores why the Federal Reserve's 2% inflation target was a mistake, what a Kevin Warsh-led Fed could mean for markets, why inflation is likely to stabilize around 2.5%, and why fiscal policy—not monetary policy—may be the biggest long-term risk facing investors. In this interview: • Why Barry is underweight technology stocks • Is the AI investment boom entering a new phase? • The Fed's biggest policy mistake • Kevin Warsh and the future of monetary policy • Why inflation may stabilize around 2.5% • Where Barry sees the biggest investment opportunities today • Why he believes a 10% market pullback is possible • The long-term risks of U.S. fiscal policy

https://fb.me/biblehaxJoin the community of kingdom entrepreneurs.What if you could clear all your own debts by becoming a private lender?Understand the principles of kingdom debt and how to approach lending and borrowing from a biblical perspective.Many people avoid discussing kingdom debt because the topic is often misunderstood or ignored in financial circles. This conversation breaks down the practical aspects of lending and borrowing, offering a clear framework for managing resources effectively. Whether you are navigating personal loans or seeking to understand the spiritual side of wealth management, these concepts provide a foundation for making better choices.If you're just starting out with kingdom finances, you can explore ideas based on the teachings found in the book on money and wealth by Dr. Dave Burrows. But he doesn't cover lending - that's why I provide scriptures to start your own study. By applying these insights, you can gain a stronger grasp on how to steward your finances with wisdom and integrity, moving away from confusion toward a structured approach to your economic life and circulation of resources.Subscribe for kingdom principle breakdowns and share your questions about kingdom debt in the comments below.

Today, Nicole is teaming up with U.S. Bank to unpack the state of small businesses and what entrepreneurs can do right now to get ahead.  Nicole sits down with Shruti Patel, U.S. Bank's Chief Product Officer for the Business Banking segment, to unpack the findings from the bank's fourth annual Small Business Survey and what they reveal about the state of entrepreneurship right now. Shruti breaks down why small business optimism dipped from 93% to 83% this year even as resilience holds strong, why only 3% of owners are currently considering a sale or exit, and what that signals about the massive wealth transfer coming as Boomer-aged owners hand off their businesses to the next generation over the next decade. Then the conversation turns to Gen Z founders specifically: their appetite for bold, calculated risk, and the surprising trend of delaying life milestones like marriage and family to build their businesses… a bet that, according to the data, is actually paying off in faster growth. Nicole and Shruti also get tactical: how business credit actually works (and why your personal credit score matters more than you'd think) and the real documentation lenders want to see. Plus: how small businesses are using AI to cut costs (even when the ROI math gets murky), where digital currency payments stand today, and why frictionless checkout is a bigger deal than most owners realize.    Learn more about U.S. Bank's Small Business Banking solutions at: usbank.com  Check-out the results of U.S. Bank's Small Business Survey: https://www.usbank.com/business-banking/business-resource-center/small-business-survey.html Here's what Nicole covers with Shruti: 00:00 Are You Ready for Some Money Rehab? 00:43 Meet Shruti Patel, U.S. Bank's Chief Product Officer 01:20 Inside U.S. Bank's 4th Annual Small Business Survey 02:16 Why Optimism Dropped from 93% to 83% 04:45 Why Only 3% of Owners Are Considering an Exit 05:18 The Great Wealth Transfer and Succession Planning for the Next Decade 06:31 Inside Gen Z's Bold, Calculated Approach to Risk 07:37 Delaying Marriage and Family to Build a Business 09:03 "You Can Have It All, Just Not All at Once" 11:07 How Gen Z Defines Success 12:10 The Death of the "Shark Tank" Fundraising Dream 13:45 Debt vs. Equity: Rethinking How to Finance Growth 14:17 What Banks Look for Before Approving a Loan 16:08 Do Businesses Have Their Own Credit Score? 17:38 Personal Guarantees and the Documentation You'll Need 19:06 The SBA Loan Process 19:38 How Small Businesses Are Actually Using AI to Save Money 21:16 The "Digital Target Checkout" Problem with AI Costs 22:39 Where Digital Currency and Crypto Payments Stand Today 24:15 Why Frictionless Checkout Is Everything 26:03 Inside U.S. Bank's Business Essentials Launch 29:32 U.S. Bank's Partnership with the NFL and the Financial Edge Program 33:45 Shruti Patel's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

A Gen Z creator went viral saying she won't take financial advice from anyone born before 1990. Millions of people sent me this video expecting me to go after her. Instead, I'm doing something different. I'm telling you what she got right, what she got wrong, and why 124 trillion dollars is about to change hands between generations, and most people are not ready to catch it.This is not a reaction video. This is a real conversation about debt, about the economy, about whether the "rules" have actually changed or if we've just stopped applying what works. If you've ever felt like you're doing everything right and still falling behind, this episode is for you.Watch until the end. I give you 5 things to do starting today, not next month.Websites Mentioned in This Episode:- https://www.anthonyoneal.com/book — Pre-order Stop Living Paycheck to Paycheck and get over $275 in free bonuses (before August 20th)- https://www.anthonyoneal.com/invest — Compare top investing platforms and open your first account- https://www.anthonyoneal.com/savings — Open a high-yield savings account- https://www.anthonyoneal.com/ethos — Get a term life insurance quote in 10 minutesABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Healthcare costs have been climbing around 7% a year. Andrew sits down with Doc G (Dr. Jordan Grumet), hospice physician and author of The Healthcare Heist, to break down exactly how a routine ER visit turns into a five-figure bill and where every one of those dollars actually goes.

We explore the expected size of AI-related debt, which vehicles hold it, what could go wrong, and how to protect yourself.Topics covered include:How AI capex boom compares to other large booms and bustsWhat fixed income vehicles hold AI-linked debtWhat mechanisms are being used to transfer AI-debt risk.How circular finance is contributing to the AI infrastructure buildoutWhat could go wrong with the AI infrastructure buildout that could lead to losses on AI-related debtHow to tell what exposure you have to AI debtSponsorsDelete Me – Use code David20 to get 20% offNetSuite Insiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesAI debt slide deck used for episodeRBC Weighs $2 Billion Risk Transfer to Hedge Data Center-Linked Loans by Esteban Duarte and Paula Sambo—BloombergHyperscalers Tap External Financing as AI Capex Outruns Cash Flow—FactSet InsightWhat History Tells Us About The AI Investment Boom by Larry Swedroe—Financial AdvisorGoldman Sachs Warns on AI's Debt Tsunami — Is This the End of the AI Boom? by Rich Duprey—Yahoo! FinanceProgress and peril by Pablo Hernández de Cos—BISThe Opportunities and Risks AI Presents for the Economy and Financial System by Governor Lisa D. Cook—The Federal ReserveFinancial Stability Report by The Board of Governors of the Federal Reserve System—The Federal ReserveFinancing the AI infrastructure boom: on- and off-balance sheet borrowing by Egemen Eren, Ingomar Krohn and Karamfil Todorov—BISHow AI debt financing impacts duration supply and interest rates by Hugo De Vere, Srini Ramaswamy and Seth Searls—Federal Reserve Bank of DallasUS Life Insurers Held $807 Billion of Hard-to-Sell Credit by Alexandre Rajbhandari—BloombergInsurers are funding AI infrastructure – NAIC wants to know if the ratings hold up by Paul Lucas—Insurance BusinessUS Corporate Bonds Statistics—sifmaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Climate tech companies are often forced to rely on expensive equity to bridge the gap between government grant awards and the cash needed to get projects off the ground. But for founders building the physical infrastructure of the clean energy transition, dilutive capital isn't always the right tool. For many, it's not even an option. Dimitry Gershenson, CEO and co-founder of Enduring Planet, is proving that a specialized approach to debt can fix that.  By underwriting government grants and providing working capital to climate startups, Enduring Planet is solving a critical, often-overlooked friction point in the transition. Its model, which hinges on operational efficiency and profitability, provides a blueprint for how climate-focused debt can scale without the pitfalls of traditional venture debt. But also, according to Dimitry, it isn't always wrong to accept venture debt, contrary to widespread belief. In this episode, host Lara Pierpoint talks with Dimitry about the dynamics of climate debt, the "brutal reality" of fundraising in a volatile macro environment, and why Enduring Planet's approach to working capital is more critical than ever for the next generation of climate founders. Credits: Hosted by Lara Pierpoint. Produced and edited by Ross Kenyon, Anne Bailey, and Stephen Lacey. Sean Marquand is our technical director. Stephen Lacey is our executive editor. The Green Blueprint is a co-production of Latitude Media and Trellis Climate. Subscribe on Apple, Spotify, or anywhere you get podcasts. For more reporting on the companies featured in this show, subscribe to Latitude Media's newsletter.

Personal finance is never taught in school, so most people stay trapped in debt, paycheck to paycheck, believing money is too complicated. Karlesha Hewitt paid off nearly $60,000 in debt over two years (excluding student loans) and built savings. She now teaches financial literacy through Money Talks Academy to incarcerated individuals, university students, shelter residents, and more. This conversation covers common money missteps that keep you stuck, why life insurance matters and what people get wrong, how to avoid decision fatigue when reviewing finances, and the limiting beliefs you must break to escape poverty bondage.

On today's podcast episode, we have a guest from the Catholic Foundation of Eastern PA. Ann Marie Surovy is here to talk to us about leaving a family legacy with a family endowment fund. Yes, you too can leave a legacy. The booklet we spoke about in this episode can be found here: Free Preparing For Forever Organizer IF YOU ARE A NEW LISTENER, WELCOME! BEGIN HERE: This year we are doing my group coaching course together via this podcast! It's free and it only gets better as the year progresses.  In January we began with God at the center of our day and our home. We worked to build the habit of a morning prayer routine. I highly recommend the rosary. It's only about 20 minutes and you'll meditate on the whole life of Jesus. February is the month of decluttering. Saturday episodes have been added to focus on decluttering in the kitchen. Each month will have a different focus area and the Saturday episodes will help you focus on one small section of that room.  In March we decluttered your wardrobe. In April we are moving into budgeting for food. Our Saturday episodes will still be about decluttering. Our declutter focus area for April is your bedroom. In May we dreamed big! June brings us to one of the most useful topics in my group coaching course…meal planning. Ah, the feel of knowing exactly what's for dinner is the most stress-free feeling in the world! Our declutter focus area for June is Hallways/Landings. July is a much anticipated month of money/budgeting. Our Saturday episodes (otherwise known as the declutter episodes) will focus on decluttering TOYS! Give this first episode of 2026 a listen to hear where to begin: 316. Your 2026 Life Overhaul Plan: Faith, Clutter, Debt, Diet and More!  If you've never prayed a rosary or you want to see how you can incorporate it into active decluttering, here is the first episode of my rosary declutter series from last summer. 288. Summer Declutter Series Week Just getting started on your decluttering journey? Give this episode a listen before you begin: 322. Guidelines to Decluttering ***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you'll get it all done in one weekend? If this sounds like you, let's work together. Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You'll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour. Virtual Coaching Schedule   Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We'll meet via Zoom and see if working with me would benefit you.  Email me at: tightshipmama@gmail.com to schedule a time.   Looking for community of like-minded women? Join the private Facebook community here: Facebook Group Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com    

What if the best feeling wasn't buying more... but owing nothing? Welcome to The China Code, where every two weeks we break down a trending Chinese internet buzzword. Today's phrase: 零负债青年 (líng fù zhài qīng nián). A growing number of young people in China are choosing a different lifestyle: 零负债青年 (líng fù zhài qīng nián) – "zero-debt youth." They choose to spend only what they have and avoid unnecessary financial and emotional burdens. Could this be a healthier way to live? Let's dive in. CONTACT THE TEAM We'd love to hear your feedback or suggestions for future buzzwords! Email: crilearnchinese@gmail.com Facebook: @crilearnchinese TikTok: @takeaway.chinese

This week on Facing the Future, we get a status check on the federal deficit and debt from Gordon Gray, Vice President of Budget Analysis at the Peter G Peterson Foundation. Spoiler alert: The debt may hit $40 trillion sooner than anticipated.

Ramit Sethi of I Will Teach You To Be Rich speaks with Sana and Arhem, both 27 and newly married. One month before their wedding, Arhem revealed that he had hidden $30,000 of credit card debt. After they both lost their jobs, Sana discovered that he had fallen even further into debt without telling her. Today, they earn $188,000 a year and have created an aggressive plan to tackle their $165,000 of total debt. But while their numbers are improving, the betrayal has fundamentally changed their relationship. Sana has become the financial orchestrator, while Arhem feels like a student trying to prove that he can be trusted again. In this episode we uncover: • Why Arhem hid $30,000 of credit card debt before their wedding • How Sana discovered that the debt had grown again • Why the financial betrayal nearly ended their relationship • How they are rebuilding trust after years of secrecy • Their professor-and-student dynamic with money • Why Sana feels responsible for supporting her entire family • How cultural expectations shape her financial decisions • Their $188,000 income and $165,000 of total debt • Why their highly organized financial system still feels joyless • How Arhem accumulated his credit card debt • Why earning more money will not stop Sana from worrying • The danger of postponing happiness until they are debt-free • Why their debt payoff plan may be too aggressive • The connection between joint finances and rebuilding trust • Why Ramit recommends couples therapy • How they can start prioritizing their marriage • The changes Sana and Arhem made after the conversation Chapters: (00:00:00) Introduction (00:03:09) Arhem hid $30,000 of debt before their wedding (00:08:06) “If things don't change, the relationship is done” (00:12:40) Can Sana ever completely trust Arhem again? (00:15:26) Their professor-and-student money dynamic (00:17:35) Why Sana feels responsible for supporting her family (00:28:18) Their $165,000 debt and negative net worth (00:30:27) They earn $188,000—but live like they're struggling (00:35:12) “When do I actually get to enjoy my life?” (00:46:26) Sana's childhood money rules (00:56:26) How Arhem accumulated his credit card debt (01:04:02) What does their Rich Life actually look like? (01:09:14) Why their relationship keeps coming second (01:17:53) Ramit reviews their aggressive debt payoff plan (01:21:46) Why they need to start spending on joy now (01:29:47) Joint finances, trust, and couples therapy (01:36:35) Putting their marriage ahead of everyone else (01:47:33) Sana and Arhem's biggest realizations (01:55:02) Six weeks later: what changed? This episode is brought to you by: Fabric by Gerber Life | Go to meetfabric.com/RAMIT and apply today, risk-free Wispr Flow | Try Wispr Flow for free at wisprflow.ai/ramitDeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit If you're part of a small group listening to this podcast that is willing to take action, I built Road to $100K for you - a step-by-step program on how to reach $100K. Join Rich Life: Road to $100K at iwt.com/100K. Connect with Ramit • Get my new book, Money For Couples • Join my Rich Life: Road to $100K program • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3645: Bob Lotich explores practical ways to reduce financial complexity by streamlining accounts, eliminating unnecessary debt and expenses, simplifying investing, and focusing on the habits that matter most. His advice shows how fewer financial obligations and distractions can lead to greater control, less stress, and more freedom in everyday life. Read along with the original article(s) here: https://www.becomingminimalist.com/simplify-finances/ Quotes to ponder: "Debt doesn't just cost you money, it also makes life more complicated." "Confusion is never a sound position from which to simplify your financial life." "Implementing just a few of these changes can go a long way toward simplifying your financial life." Episode references: SeedTime: https://seedtime.com/ Chase Sapphire Preferred: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loan debt, credit card balances, and auto loans are all climbing—and it's making homeownership harder for millions of Americans. Kathy Fettke sits down with student loan expert Jack Wallace to explain how rising consumer debt is impacting mortgage qualification, housing demand, and what it means for real estate investors   Want to learn more about investing? Visit www.RealwealthShow.com   DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Our Energy Transition Series continues to bring you leading global content to support your energy transition journey. During this session we explored the financing landscape for battery energy storage systems (BESS) projects across the UK and Continental Europe. Key trends from the discussion included BESS remains one of the most attractive energy transition asset classes, with investors and lenders continuing to deploy significant capital supported by increasing market maturity. Financing structures are evolving, with a broader mix of debt, private capital and institutional investment supporting projects across different stages of development. Growing power demand, increasing volatility and renewable integration requirements continue to underpin strong long-term fundamentals for the storage sector.

The average American spends over $900 a month on car payments for a depreciating asset. Here is how to stop and what to do with that money instead. 

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3644: Mr. Money Mustache uses a vivid surfing metaphor to show how small financial choices determine whether debt holds you back or investments propel you forward. By comparing debtors, debt-free earners, and investors riding different parts of the same wave, he illustrates why building wealth through frugality and investing creates lasting freedom, and why delaying gratification can ultimately lead to a richer, less stressful life. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/05/25/which-part-of-the-money-wave-do-you-surf/ Quotes to ponder: "Debt used to finance luxuries just creates a backwards current on your life. Suddenly you must paddle fiercely just to stay in one place." "By the time you get rich enough to afford such a thing, you will have freed yourself from the desire to buy it. Which makes you end up even richer." "You only live once, and what good is money if you don't spend it on yourself, you can't take it with you!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Summary In this episode of the Work at Home Rockstar Podcast, Tim Melanson chats with Travis Cormier, CEO of 10X Travel, about building a remote-first business that continues to feel personal even as it grows. Travis shares how his team transformed a fast-growing company into one of Inc.'s Best Places to Work by intentionally investing in employee culture, meaningful relationships, and systems that scale. The conversation explores the realities of managing remote teams, balancing business growth with customer experience, and why founders need to think differently about leadership as their companies evolve. Travis also shares how 10X Travel is reducing its dependence on affiliate revenue while continuing to educate people on using credit card rewards responsibly to save money on travel. Who is Travis Cormier? Travis Cormier is a travel hacker and lifestyle strategist at 10X Travel, where he teaches entrepreneurs and remote workers how to turn their everyday expenses into a "shadow currency" of free travel. Travis doesn't just preach the "work from anywhere" lifestyle—he lives it at the extremes. By reverse-engineering the credit card points game, he has turned operational costs into millions of miles, allowing him to run his business from Emirates First Class suites, Antarctic glaciers, and caves in Mexico without paying the retail price. His mission is to help others build their own "Life Resume," proving that with the right strategy, your overhead can fund your freedom. Connect with Travis Cormier Website: https://10xtravel.com LinkedIn: https://www.linkedin.com/in/travis-cormier/ Instagram: https://www.instagram.com/tcormtravels/ Host Contact Details Website: https://workathomerockstar.com Facebook: https://www.facebook.com/workathomerockstar Instagram: https://www.instagram.com/workathomerockstar LinkedIn: https://www.linkedin.com/in/timmelanson YouTube: https://www.youtube.com/@WorkAtHomeRockStarPodcast Twitter/X: https://twitter.com/workathomestar Email: tim@workathomerockstar.com Timestamps 00:00 Welcome and Guest Intro 00:21 Building a Great Remote Culture 02:13 1K Your Way Perk 04:38 Scaling Personal Support 11:12 Home Office and Remote Work 19:31 Managing Performance Quarterly 29:20 Emotional Weight of Leadership 33:16 Free the Business Goal 37:17 How 10X Travel Helps 40:38 Points, Debt, and Ethics 44:09 Favorite Bands and Wrap Up Disclaimers Financial Education This episode discusses credit card rewards and travel strategies for educational purposes. Always consider your own financial situation before opening or using credit card products. Business Advice The ideas shared in this episode are based on the guest's own experience. Every business is different, and results may vary depending on your circumstances.

Welcome to season 8 of The Shop Stool Podcast, a podcast for woodworkers and the maker community in general. Hosted by Robin Lewis (RobinLewisMakes), Joey Chalk (King Post Timber Works), and Bryan Cush (Sawdust Bureau).Joey might've gone in over his head on a very cool piece of kit.If you would like to donate to the show you can find out more here.Robin Lewis: https://www.instagram.com/robinlewismakes/Joey Chalk: https://www.instagram.com/kingposttimberworks/Bryan Cush: https://www.instagram.com/sawdustbureau/

On this edition of The Federalist Radio Hour, Republican Senator Ron Johnson joins Federalist Senior Elections Correspondent Matt Kittle to discuss the future of the Senate Budget Committee in the aftermath of Chairman Lindsey Graham's death and dissect issues such national debt, social security, Medicare fraud, and combatting the surge of democratic socialism. The Federalist Foundation is a nonprofit, and we depend entirely on our listeners and readers — not corporations. If you value fearless, independent journalism, please consider a tax-deductible gift today at TheFederalist.com/donate. Your support keeps us going.