Podcasts about Debt

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    Latest podcast episodes about Debt

    The John Batchelor Show
    Fiscal Irresponsibility, the Cost of Debt, and the Loss of Welfare Reform Lessons Veronique De Rugy of the Mercatus Center criticized Washington's fiscal irresponsibility and the mounting cost of debt, arguing that enormous deficits create an anti-growt

    The John Batchelor Show

    Play Episode Listen Later Oct 10, 2025 9:05


    Fiscal Irresponsibility, the Cost of Debt, and the Loss of Welfare Reform Lessons Veronique De Rugy of the Mercatus Center criticized Washington's fiscal irresponsibility and the mounting cost of debt, arguing that enormous deficits create an anti-growth drag on the economy. She noted that failing to cut spending is a future tax hike. De Rugy lamented the loss of lessons from the 1996 welfare reform, which showed that work requirements reduced poverty, as politicians now prioritize spending checks over fiscal prudence.D 1937

    The John Batchelor Show
    CBS EYE ON THE WORLD WITH JOHN BATCHELOR THE SHOW BEGINS IN THE DOUBTS ABOUT THE HAMAS DEAL... 10-9-25 FIRST HOUR 9-915 The Genesis of Hamas, the Failure of "Land for Peace," and Theological Jihad Cliff May discussed the failure of the

    The John Batchelor Show

    Play Episode Listen Later Oct 10, 2025 9:54


    CBS EYE ON THE WORLD WITH JOHN BATCHELOR THE SHOW BEGINS IN THE DOUBTS ABOUT THE HAMAS DEAL... BARCELONA 1899 10-9-25 FIRST HOUR 9-915 The Genesis of Hamas, the Failure of "Land for Peace," and Theological Jihad Cliff May discussed the failure of the "land for peace" policy following Israel's 2005 withdrawal from Gaza and the violent takeover by Hamas. Hamas, representing the Muslim Brotherhood and born from theological jihad, views its mission as the destruction of Israel to establish an emirate. May emphasized that any cessation of hostilities is merely a hudna (truce), used by Hamas to rebuild for future battles, not a lasting peace. 915-930 Javier Milei's Dilemma: Midterms, the Wobbling Peso, and the Push for Dollarization Mary Anastasia O'Grady analyzed Argentinian President Javier Milei's economic and political dilemma as he faces midterms with a wobbling peso leading up to the October 26th elections. The peso is suffering due to fears that the opposition Peronist coalition will block Milei's reforms. O'Grady advocated for dollarization as the solution to stabilize the currency, reduce interest rates, and impose fiscal discipline on reckless spending. Powerful financial special interests prefer the status quo of an unanchored peso. 930-945 The Valdai Conference, Russia's Global South Strategy, and Warnings to the West Anatol Lieven discussed the Valdai conference in Sochi, where President Putin projected confidence but issued stark warnings against the US providing Tomahawk missiles to Ukraine and Europeans committing "piracy" by seizing Russian cargos. Attendees focused on the BRICS group and the Global South as Russia pursues alternative alliances. Russians express disappointment in Donald Trump's failure to deliver peace and worry about the war's slow progress. The conflict is fundamentally viewed by Russians as a struggle with NATO. 945-1000 The Valdai Conference, Russia's Global South Strategy, and Warnings to the West Anatol Lieven discussed the Valdai conference in Sochi, where President Putin projected confidence but issued stark warnings against the US providing Tomahawk missiles to Ukraine and Europeans committing "piracy" by seizing Russian cargos. Attendees focused on the BRICS group and the Global South as Russia pursues alternative alliances. Russians express disappointment in Donald Trump's failure to deliver peace and worry about the war's slow progress. The conflict is fundamentally viewed by Russians as a struggle with NATO. SECOND HOUR 10-1015   US Military Posturing, Venezuela's Cartel de Los Soles, and Instability in the Americas Professor Evan Ellis analyzed President Trump's escalating military posturing and actions against drug cartels, particularly impacting the Venezuelan regime of Nicolás Maduro and the Cartel de Los Soles. Senate members raised constitutional concerns over the use of military force. Ellis also examined political resistance to Argentinian President Javier Milei's austerity measures amid broader instability in the Americas, and noted positive strategic movements toward improved relationships with Mexico's Claudia Sheinbaum and Brazil's Lula da Silva. 1015-1030 US Military Posturing, Venezuela's Cartel de Los Soles, and Instability in the Americas Professor Evan Ellis analyzed President Trump's escalating military posturing and actions against drug cartels, particularly impacting the Venezuelan regime of Nicolás Maduro and the Cartel de Los Soles. Senate members raised constitutional concerns over the use of military force. Ellis also examined political resistance to Argentinian President Javier Milei's austerity measures amid broader instability in the Americas, and noted positive strategic movements toward improved relationships with Mexico's Claudia Sheinbaum and Brazil's Lula da Silva. 1030-1045 US Military Posturing, Venezuela's Cartel de Los Soles, and Instability in the Americas Professor Evan Ellis analyzed President Trump's escalating military posturing and actions against drug cartels, particularly impacting the Venezuelan regime of Nicolás Maduro and the Cartel de Los Soles. Senate members raised constitutional concerns over the use of military force. Ellis also examined political resistance to Argentinian President Javier Milei's austerity measures amid broader instability in the Americas, and noted positive strategic movements toward improved relationships with Mexico's Claudia Sheinbaum and Brazil's Lula da Silva. 1045-1100 US Military Posturing, Venezuela's Cartel de Los Soles, and Instability in the Americas Professor Evan Ellis analyzed President Trump's escalating military posturing and actions against drug cartels, particularly impacting the Venezuelan regime of Nicolás Maduro and the Cartel de Los Soles. Senate members raised constitutional concerns over the use of military force. Ellis also examined political resistance to Argentinian President Javier Milei's austerity measures amid broader instability in the Americas, and noted positive strategic movements toward improved relationships with Mexico's Claudia Sheinbaum and Brazil's Lula da Silva. THIRD HOUR 1100-1115 Marcus Tullius Cicero's Rise, Corruption Trials, and the Catiline Conspiracy Professor Josiah Osgood profiled the Roman "new man" orator Marcus Tullius Cicero and his dramatic rise through corruption trials and political intrigue. Cicero established his career by solving the murder case of Roscius and prosecuting corrupt Sicilian governor Verres for theft. His career climaxed with the suppression of the Catiline Conspiracy, elevating him as a patriot. However, Cicero made a grave political error by executing conspirators without trial, a move opposed by Julius Caesar. 1115-1130 Marcus Tullius Cicero's Rise, Corruption Trials, and the Catiline Conspiracy Professor Josiah Osgood profiled the Roman "new man" orator Marcus Tullius Cicero and his dramatic rise through corruption trials and political intrigue. Cicero established his career by solving the murder case of Roscius and prosecuting corrupt Sicilian governor Verres for theft. His career climaxed with the suppression of the Catiline Conspiracy, elevating him as a patriot. However, Cicero made a grave political error by executing conspirators without trial, a move opposed by Julius Caesar. 1130-1145 Marcus Tullius Cicero's Rise, Corruption Trials, and the Catiline Conspiracy Professor Josiah Osgood profiled the Roman "new man" orator Marcus Tullius Cicero and his dramatic rise through corruption trials and political intrigue. Cicero established his career by solving the murder case of Roscius and prosecuting corrupt Sicilian governor Verres for theft. His career climaxed with the suppression of the Catiline Conspiracy, elevating him as a patriot. However, Cicero made a grave political error by executing conspirators without trial, a move opposed by Julius Caesar. 1145-1200 Marcus Tullius Cicero's Rise, Corruption Trials, and the Catiline Conspiracy Professor Josiah Osgood profiled the Roman "new man" orator Marcus Tullius Cicero and his dramatic rise through corruption trials and political intrigue. Cicero established his career by solving the murder case of Roscius and prosecuting corrupt Sicilian governor Verres for theft. His career climaxed with the suppression of the Catiline Conspiracy, elevating him as a patriot. However, Cicero made a grave political error by executing conspirators without trial, a move opposed by Julius Caesar. FOURTH HOUR 12-1215 Fiscal Irresponsibility, the Cost of Debt, and the Loss of Welfare Reform Lessons Veronique De Rugy of the Mercatus Center criticized Washington's fiscal irresponsibility and the mounting cost of debt, arguing that enormous deficits create an anti-growth drag on the economy. She noted that failing to cut spending is a future tax hike. De Rugy lamented the loss of lessons from the 1996 welfare reform, which showed that work requirements reduced poverty, as politicians now prioritize spending checks over fiscal prudence.D 1215-1230 Deepseek's AI Claims, Huawei's Chip Ambitions, and US/China Tech Competition Chris Riegel analyzed the escalating tech competition between the US and China, focusing on Chinese AI firm Deepseek and noting its claims of superiority were potentially misleading due to non-transparency and reliance on Nvidia technology. He discussed Huawei's chip fabrication efforts and ambitions, concluding that US sanctions, particularly restricting ASML tools, keep China one to one and a half generations behind. The US scale advantage, exemplified by investments like Colossus, remains significant in the AI competition. 1230-1245 The Artemis Program, the New Space Race with China, and the Role of Elon Musk Mark Whittington discussed the Artemis program and the new space race with China, emphasizing that the US is driven back to the moon by competition with the People's Republic of China. The moon is viewed as a source for mining and a refueling stepping stone to Mars, with Elon Musk's SpaceX playing a central role. Co-host David Livingston questioned the engineering challenge of SpaceX's Starship and life support systems for Mars. The program's sustainability depends on phasing out the costly, expendable Space Launch System (SLS). 1245-100 AM The Artemis Program, the New Space Race with China, and the Role of Elon Musk Mark Whittington discussed the Artemis program and the new space race with China, emphasizing that the US is driven back to the moon by competition with the People's Republic of China. The moon is viewed as a source for mining and a refueling stepping stone to Mars, with Elon Musk's SpaceX playing a central role. Co-host David Livingston questioned the engineering challenge of SpaceX's Starship and life support systems for Mars. The program's sustainability depends on phasing out the costly, expendable Space Launch System (SLS).

    The Short Coat
    Federal Loan Caps & Medical School Debt: What Future Doctors Need to Know

    The Short Coat

    Play Episode Listen Later Oct 9, 2025 76:55


    Medical school student loans are changing. Learn how the $200K federal loan cap, eliminated PLUS loans, and new RAP repayment plan affect future doctors.

    MoneyWise on Oneplace.com
    Why Identity in Christ Changes Everything About Money with Dr. Derwin Gray

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 9, 2025 24:57


    When it comes to money, the issue isn't just budgets or bank accounts—it's identity and ownership.In Christ, we're a new creation and God's dwelling place, which means money is something we manage for the Owner. Today, we'll explore what it looks like to live as God's stewards with Dr. Derwin Gray.Dr. Derwin L. Gray is a former NFL player turned pastor, author, and speaker. He co-founded Transformation Church in South Carolina and is the author of multiple books on faith, discipleship, race, and gospel-centered unity.From Ownership to StewardshipOne of the most significant shifts we can make as followers of Christ is to stop thinking like owners and start thinking like stewards. Scripture makes the point that: “You are not your own, for you were bought with a price” (1 Corinthians 6:19–20).God doesn't want something from us—He wants something for us. He longs for us to share His generous heart, free from the grip of idolatry. When Jesus said in Matthew 6:24, “You cannot serve both God and money,” He drew a line we cannot straddle. Money is a tool to serve God's purposes, not a master to rule our lives.A powerful illustration of this danger can be found in The Lord of the Rings. Smeagol, once a hobbit, discovered a ring of dark power and quickly became consumed by it. Calling it “my precious,” he was slowly deformed—body and soul—by his obsession.Money can do the same thing when it takes God's place in our lives. Instead of being a tool to serve God, it becomes a master that warps our hearts and dehumanizes us. But when grace reshapes our perspective, we see money for what it truly is: not a god to worship, but a resource to manage for God's glory.Generosity Flows from the GospelThe Apostle Paul wrote in 2 Corinthians 8:9, “You know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, so that you by His poverty might become rich.”Generosity is not our idea—it is God's nature. Giving is worship, an overflow of gratitude to the One who gave Himself for us. When we give our first and best to God, we not only honor Him but also discover peace, freedom, and deeper trust.This isn't only about giving. Stewardship encompasses saving, investing, and living debt-free. But generosity is foundational. When we trust God with our finances, we learn to trust Him with every other area of our lives. Our High CallingWe are not owners. We are managers of what the King of kings has placed in our hands. Every dollar entrusted to us is an opportunity to worship Him, serve others, and reflect His generous heart.When we embrace this calling, stewardship stops being a burden and becomes a beautiful privilege. How might God be inviting you to live more fully as His steward today?On Today's Program, Rob Answers Listener Questions:I had to retire early because of health issues for both me and my wife. As a custodian, I wasn't able to save much, and now we're living on about $2,400 a month from Social Security. What's the best way to wisely manage these limited resources?I'm 80 years old and have been taking required minimum distributions from my IRA for about ten years, giving some of those funds to charity each year. When I pass away, my children will inherit the IRA. Will they need to continue taking required minimum distributions?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Transformation Church | I Am A Steward (Sermon by Dr. Derwin Gray)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Real Estate Insiders Unfiltered
    How the Portals Respond to Compass

    Real Estate Insiders Unfiltered

    Play Episode Listen Later Oct 9, 2025 64:55


    Rob Hahn and Greg Robertson from Industry Relations join us for a high-octane debate on the Compass-Anywhere acquisition. We focus on the ripple effects: Will the industry consolidate into a few giants? How will Zillow, Rocket, and Homes.com respond? Diving into the chaos, debating Zillow's "nuclear war" options, the risk of a private listing "arms race," and whether the deal signals the end of the traditional MLS system.   Links mentioned in the show: Rob's Article on 5 Things Zillow can do: https://notoriousrob.substack.com/p/how-could-zillow-respond   Brian Boero's agent count article: https://1000watt.net/blog/friday-flash-the-coming-realtor-boom/   Connect with Rob and Greg  Rob's Website https://notoriousrob.substack.com/ Greg's Website https://www.vendoralley.com/about-2/   Follow Industry Relations on YouTube:  https://www.youtube.com/@IndustryRelationsPodcast   Subscribe to Real Estate Insiders Unfiltered on YouTube! https://www.youtube.com/@RealEstateInsidersUnfiltered?sub_confirmation=1   To learn more about becoming a sponsor of the show send us an email: jessica@inman.com You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube, Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

    Consumer Finance Monitor
    Recent Consumer Financial Services Developments at the Federal Trade Commission

    Consumer Finance Monitor

    Play Episode Listen Later Oct 9, 2025 60:51


    We are pleased to share a new podcast episode, which was taken from our September 9, 2025, webinar featuring Malini Mithal, Associate Director of the Federal Trade Commission's Division of Financial Practices. Malini has been a valued guest on our podcast in past years, and this session provided another timely and insightful discussion. In today's episode she gives her thoughts on the FTC's recent non-antitrust consumer protection initiatives. Major Key Topics Discussed 1.     Fintech oversight – Malini began with FTC activity involving fintechs, particularly companies promoting faster access to cash, and addressed related lending and payments cases. 2.     Subscription practices under ROSCA – She highlighted the FTC's enforcement of the Restore Online Confidence Shoppers Act, including lawsuits against Uber and LA Fitness and a settlement with Match. 3.     Unfair and Deceptive Fees Rule – Effective May 12, 2025, this rule bans bait-and-switch pricing and hidden fees in industries such as live-event ticketing and short-term lodging. Malini explained how these practices harm consumers and distort competition. 4.     Auto finance transparency – Another area of focus for the FTC, reflecting the agency's broader emphasis on price transparency. 5.     Debt collection, debt relief, and credit repair – Malini reviewed recent FTC enforcement activity in these high-risk sectors. 6.     Crypto platforms – She concluded with a discussion of the FTC's work addressing crypto platforms that market banking-like services to consumers. After Malini left the webinar, John Culhane, a partner in our Consumer Financial Services Group, provided an update on developments at the FTC in terms of budget and staffing and the ongoing litigation challenging the Trump Administration's removal of two Democratic FTC Commissioners without cause and then discussed areas where we expect to see more FTC “regulation by enforcement” activity. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

    Crushing Debt Podcast
    The Real Reason Businesses Fail - Episode 484

    Crushing Debt Podcast

    Play Episode Listen Later Oct 9, 2025 41:41


    What is the real reason 90% of businesses fail? What are some bookkeeping or CFO mistakes most business owners make that can tank your business? On this week's episode of The Crushing Debt Podcast, George and Shawn talk to Emily Handren, owner and founder of Besty Bookkeepers (www.BestyBookkeepers.com).  For over two decades, Emily has helped individuals and businesses improve their financial situations through banking, investing, lending, and insurance guidance. She has owned both life/health and P&C agencies, and has plenty of real-world stories about helping people reduce costs and increase their net worth. Emily recently wrote a book "The Real Reason 90% of Businesses Fail: 101 Bookkeeping and CFO Mistakes You Can't Afford to Make"  that hit #1 in three categories: Small Business Bookkeeping, Entrepreneurship Management, and Business Planning & Forecasting. It focuses on practical money management strategies for businesses that could tie perfectly into debt reduction discussions. Here's the link if you'd like to check it out: https://a.co/d/2JDV3So In this episode, we talk about: Fractional CFO Bookkeepers v. Accountants Tech stacking Financial Forecasting Some of the 101 Mistakes, like: Exponential growth without a plan or foundation Improperty business structure knowing your expenses and your numbers using an outdated accounting system not paying yourself. You can reach Emily at her website www.BestyBookkeepers.com or Emily@BestyBookkeepers.com. Make sure you take the "Need a Better Bookkeeper" quiz on her website! Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

    Money Girl's Quick and Dirty Tips for a Richer Life
    Debt After Death–Does It Die With You?

    Money Girl's Quick and Dirty Tips for a Richer Life

    Play Episode Listen Later Oct 8, 2025 13:15


    964. Laura reviews what happens to your debt when you die and tips for better estate planning.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Personal Finance Podcast
    10 Steps to Get Ahead of 99% Of People Financially (In the Next 6-12 Months)

    The Personal Finance Podcast

    Play Episode Listen Later Oct 8, 2025 46:22


    Make Shift Happen with Samantha Daily
    Numerology Decoded: The Spiritual Science That Turned $200K Debt Into Millions w/ Harriette Jackson

    Make Shift Happen with Samantha Daily

    Play Episode Listen Later Oct 8, 2025 69:58


    What if the secret to building wealth wasn't strategy or hustle, but numbers?In this episode, numerology expert Harriette Jackson reveals how she used numerology to climb from $200K in debt to millionaire status in just three years. We unpack the spiritual science, decode my own numerology chart live on air, and explore how your numbers hold the energetic blueprint for your business, money, and purpose.We chat:1:58 - The “not-so-secret weapon” that is numerology and how it teaches you to sell, lead, and live through math and energy.5:30 - Astrology vs Numerology: the difference between external and internal influence.6:35 - How numerology helped Harriette rise from $200K debt to millionaire in three years.13:30 - The hardest spiritual lesson she had to master on her path to wealth.14:40 - The 10 energy bodies & how strengthening your aura accelerates manifestation.20:01 - The visible side of numerology: soul, karma, destiny, gift & path numbers.23:55 - The invisible side: people, shadow, blind spot, hidden key & embodiment numbers.55:16 - Money & Messaging Codes: how numerology predicts your business blueprint.57:36 - How your numbers can reveal the truth about your sex life (yes, really).

    Thoughtful Money with Adam Taggart
    Runaway Debt & Deficits + AI Buildout = HUGE Demand For Hard Assets | Jonathan Wellum

    Thoughtful Money with Adam Taggart

    Play Episode Listen Later Oct 8, 2025 51:21


    The Debt-to-GDP ratio of the world's largest economies is rising at a frightening pace as reckless deficit spending has become the order of the day.This is increasingly pushing investors into asset classes that offer protection from the inflation/loss of fiat currency purchasing power that results.Meanwhile, the gargantuan buildout of processing power and electricity generation & transmission need for AI is unleashing a global era of "Mine, Baby, Mine".This, also, is enticing investors to own natural resources. Combined together, these two trends paint a very compelling picture of relentless demand for hard assets for the foreseeable future.So, how to take advantage of this trend?Jonathan Wellum, founder of Rocklinc Investment Partners, Thoughtful Money's endorsed Canadian financial advisor, shares how his firm is positioning.For the details, watch this video.YOU CAN STILL GET THE 'LAST CHANCE TO SAVE' PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#goldprice #oil #commodities _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

    SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
    286 \\ Debt Isn't the Enemy The Shocking Truth About Wealth Planning (Millionaire Tax Secrets Series: Part 8)

    SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions

    Play Episode Listen Later Oct 8, 2025 24:44


    Most people think debt is bad. But what if debt could actually make you rich? In this episode of Millionaire Tax Secrets, Tiffany Phillips breaks down how wealthy people use good debt to grow their money, create tax savings, and build long-term wealth. You'll learn the key difference between good debt and bad debt, why mortgages and business loans can actually help you, and how strategies like cash-out refinancing can give you tax-free cash to reinvest. Tiffany also shares real examples of clients who turned debt into cash flow, tax deductions, and lasting wealth. If you've ever been told to pay off all debt fast, this episode will flip your money mindset upside down. Don't miss the secrets millionaires use to maximize income and minimize taxes—listen now!   Next Steps:

    MoneyWise on Oneplace.com
    Breaking Free from Covetousness

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 8, 2025 24:57


    When we think about financial threats, inflation, taxes, and debt are often the first that come to mind. But Scripture tells us there's a deeper, more dangerous threat—covetousness. Left unchecked, it poisons our joy, drives us to make poor financial choices, and blinds us to God's generosity.Covetousness is more than wanting what we don't have. It's a disordered desire that whispers: “I must have that to be happy, safe, or fulfilled.” Paul warns in Colossians 3:5, calling covetousness “idolatry.” Why? Because it dethrones God and places possessions on the throne of our hearts.In our finances, covetousness often manifests subtly—comparing our homes to those of our neighbors, upgrading cars that are still running well, or chasing investments out of envy. These patterns reveal misplaced worship.The Antidote: Contentment in ChristThe opposite of covetousness isn't deprivation—it's contentment. In Philippians 4:11–13, Paul testifies that he has learned contentment in every circumstance through Christ's strength.Contentment doesn't come naturally—it's cultivated. And when we trust in God's abundance, we no longer grasp at what others have. Instead, we rest in His provision. Think of Jesus feeding the 5,000: what looked like scarcity became abundance in His hands.Social media magnifies our envy, turning vacations, houses, and life stages into comparison traps. The tenth commandment—“You shall not covet”—goes straight to the heart, reminding us that God cares not just about our actions but about our desires.If you feel this struggle, take heart—you're not alone. The Spirit empowers us to shift from envy to gratitude, from restless striving to restful trust.Practical Steps to Combat CovetousnessFighting covetousness is not about self-shame—it's about redirecting our worship. Here are three practices rooted in Scripture:Practice Gratitude—1 Thessalonians 5:18 calls us to give thanks in all circumstances. Keeping a daily gratitude list shifts focus from what's missing to what God has given. Budget as Worship—A budget isn't just restrictive—it's a discipleship tool. By directing money toward giving, saving, and wise spending, we declare, “Lord, I want You to guide my resources.” Give Generously—Paul urges believers to “be rich in good works, generous and ready to share” (1 Tim. 6:18). Every gift declares that our identity is not in what we own but in who owns us.Redirecting Desire Toward ChristJesus warns in Luke 12:15: “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of possessions.” The rich fool who built bigger barns illustrates the danger of letting wealth replace intimacy with God.Covetousness dies when Christ becomes enough. Hebrews 13:5 reminds us: “Keep your life free from love of money, and be content with what you have, for He has said, ‘I will never leave you nor forsake you.'”At its root, covetousness is a worship issue. We long for what others have because our hearts are restless for the only One who satisfies. St. Augustine put it well: “You have made us for Yourself, O Lord, and our heart is restless until it rests in You.”The cure isn't less desire but rightly directed desire—desire fulfilled in Christ. When we practice gratitude, budget as worship, and live generously, we shift our gaze from possessions that perish to a Savior who is more than enough.On Today's Program, Rob Answers Listener Questions:We sold our house after some delays, but in the meantime, I withdrew funds from my IRA, intending to pay them back within 60 days. Since the sale took longer, are there any IRS rules or options to reduce the taxes on that withdrawal?I'm turning 59½ and retiring early. I have a TSP and the option to roll it into a fixed index annuity with a bonus from Allianz. What's your perspective on this type of annuity?We sold a property through owner financing after owning it for 15 years, though it wasn't our primary residence. When should I report the taxes, and is it treated as a long-term capital gain? Is there any tax benefit to having held it long-term?My sister has money sitting in a savings account that earns very little interest, and my name is also on it. Since she doesn't use email, could I open a joint high-yield online savings account with my email, transfer the funds there, and earn more interest?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Sugar Daddy Podcast
    109: Six-Figure Debt to Seven- Figure Wealth with Ange Matthews

    The Sugar Daddy Podcast

    Play Episode Listen Later Oct 8, 2025 61:42 Transcription Available


    In this powerful episode, Jess and Brandon sit down with Ange Matthews, a first-generation investor and founder of The Happy Happy Method, who went from making $40K a year and battling six-figure debt to building seven-figure passive wealth. No trust fund, no finance degree, just side hustles, value investing, and mindset shifts that changed everything.You'll learn:How Ange invested while still in debt, and why she doesn't believe in being debt-free before building wealthWhat the 2008 crash taught her about seeing downturns as opportunitiesThe truth about accredited investing, and how it opens the door to angel deals, hotels, and private wealthWhy she used her gains to fund maternity leave, caregiving, real estate and Broadway opportunities This is a no-jargon, story-driven guide for anyone curious about investing but unsure where to start. Whether you're a busy parent, first-gen investor, or someone ready to move from consumer to owner, this episode breaks it down in a real and relatable way.Head over to our YouTube channel to catch this episode in full video form.Apply to be a guest on the show.You can also email us at: thesugardaddypodcast@gmail.comConnect with us on InstagramWe're most active over at @thesugardaddypodcastChat with BrandonWant to work together? Learn more about BrandonBook a free 30-min call to see if it's a fit.Show us some love, hit subscribe, leave a five star rating, and drop a quick review!Notes from the show:The Happy Investor Method Free: The Happy Investor Method Guide The Happy Investor Method InstagramConnect with Ange Matthews on LinkedInMoney, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jess, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Our mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially.

    They Had Fun
    Debt Heads... with Rachel Webster and Jamie Feldman

    They Had Fun

    Play Episode Listen Later Oct 8, 2025 29:18


    On this week's episode, co-guests (!) and co-hosts of the podcast Debt Heads, Rachel Webster and Jamie Feldman, tell us about heading out for a night in 90s NYC with no plans, and winding up at a sold-out Moby show!Check out Rachel, Jamie, and Debt Heads on InstagramHave fun like RachelDonate to NYPLCheck out this week's Rachel's Recs on our Substack!What did you think of this week's episode?They Had Fun on Instagram, YouTube, and our website

    The Naked Scientists Podcast
    Has COVID-19 weakened our immunity?

    The Naked Scientists Podcast

    Play Episode Listen Later Oct 7, 2025 30:39


    You've probably heard of Omicron, but what about Nimbus and Stratus? These are the latest COVID strains spreading around the world, and for most people they'll amount to a heavy cold at worst, lasting just a few days. Or will they? Are these coronaviruses doing more to our immune systems than meets the eye? Like this podcast? Please help us by supporting the Naked Scientists

    MoneyWise on Oneplace.com
    4 Ways Emotions Ruin Smart Investing With Dr. Art Rainer

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 7, 2025 24:57


    “For God gave us a spirit not of fear but of power and love and self-control.” - 2 Timothy 1:7When it comes to investing, wisdom means keeping emotions in check. Fear, greed, overconfidence, and regret can all derail sound decisions. Dr. Art Rainer joins us today to share four ways emotions ruin smart investing—and how you can avoid those traps.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.Don't Let Emotions Derail Your InvestmentsWhen it comes to investing, emotions can be your worst enemy. Allowing emotions to guide your investment decisions will most likely lead you to buy high and sell low. That's the opposite of building a solid retirement fund.So how can investors avoid the emotional traps that derail wise investing? Here are four common ways emotions can ruin sound investment strategies.1. Focusing on the Present Instead of the FutureThe stock market fluctuates daily, sometimes even hourly. Many investors get caught in the drama of short-term swings. But we must remind ourselves that we're not investing for today, we're investing for the future.Keeping your eyes fixed on long-term goals helps put temporary volatility in perspective. The market may dip, but over time, patience and consistency are what build wealth.2. Letting Fear Take ControlFear often shows up during a market downturn. In 2008, as markets plummeted, many investors panicked and withdrew their money. Later, most admitted that the decision was a mistake.In fact, steady contributions during down markets actually allow for the purchase of more shares at lower prices—a benefit to long-term investors. This is a process called “dollar-cost averaging”.  Dollar-cost averaging is an investing strategy where you contribute a fixed amount of money at regular intervals, regardless of market conditions. Over time, this helps reduce the impact of market volatility by buying more shares when prices are low and fewer when prices are high.Fear may feel protective, but it usually leads to missed opportunities.3. Becoming Overconfident in a Rising MarketJust as fear hurts during downturns, overconfidence can be just as dangerous when markets rise. We saw this during the dot-com bubble in 2000 and again in 2020.As stock prices climb, inexperienced investors often rush in, assuming the market is “easy money.” They may chase riskier investments without understanding the dangers, setting themselves up for painful losses when the bubble bursts.4. Dwelling on RegretRegret over past decisions is natural, but it can tempt us to overcorrect. For example, selling too soon because of a bad memory from the last downturn—or holding too long trying to “make up” for past mistakes.Instead of being trapped by regret, let past experiences guide wiser choices without driving reactionary ones.The Bible tells us that saving is wise, but it also cautions against letting fear or greed rule our hearts. Wise investing requires patience, discipline, and trust in God's provision—not reactionary emotions.Get Help From a Certified Christian Financial CounselorFor those struggling with debt, budgeting, or saving for the future, Dr. Rainer recommends connecting with a Certified Christian Financial Counselor (CertCFC). These professionals are trained to help individuals and couples align their finances with biblical principles.You can search for a counselor in your area at ChristianFinancialHealth.com.On Today's Program, Rob Answers Listener Questions:I'm trying to help someone who has three credit card debts that have gone to collections. What type of documentation should we request to confirm that the debt collector is legally entitled to collect the debt, especially since different agencies continue to contact us?I'm retired and have recently purchased a property with mold in the crawl space, which is impacting my health. Given my financial situation, would it be wise to borrow money to resolve the mold problem?My husband is about to turn 73, and we've placed all of our IRA funds into an annuity. How do we calculate the required minimum distribution once he reaches 73, and does that amount change each year? We'd like to withdraw only the minimum necessary.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Institute for Christian Financial HealthChristian Money SolutionsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Pratt on Texas
    Episode 3830: Are Texas Tech faculty smart enough to hold their jobs? | More dumb bond debt statements – Pratt on Texas 10/7/2025

    Pratt on Texas

    Play Episode Listen Later Oct 7, 2025 43:46


    The news of Texas covered today includes:Our Lone Star story of the day: A story in the Texas Tribune, picked up by media outlets across the state, makes one wonder if a lot of the Texas Tech faculty is intelligent enough to hold the cushy jobs they do. Also, these folk need a reminder: The people own state institutions, not the faculty and other employees. Those institutions should reflect the values of the people, as expressed through their representatives, not the values of the staff.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Another ridiculously stupid statement from a public school administrator to justify debt and big spending. 40-years is not old for a building and if you can't maintain buildings day-to-day, they why is it responsible to give you more money to build new ones – that you also will not maintain. (Merkel ISD)Texas picks firm to administer the new school choice program.These Texas school districts ordered Bible-infused lesson plans – a typical, and ignorant, slant to the curriculum that simply recognizes that the Bible plays a huge foundational and cultural part in our history and who we are.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

    The Personal Finance Podcast
    How 401(K) Sprints Can Make You A Multi-Millionaire (By AGE!)

    The Personal Finance Podcast

    Play Episode Listen Later Oct 6, 2025 39:48


    In this episode of The Personal Finance Podcast, Andrew introduces the 401k Sprint strategy—a game-changing approach where you max out retirement contributions for just 5-10 years instead of grinding for 30-40 years straight, proving that a 25-year-old who contributes $23,500 annually for only 5 years can retire with over $2 million while someone starting at 60 can still add $430,000 in just 5 years using catch-up contributions. He breaks down the exact numbers for sprints starting in your 20s, 30s, 40s, 50s, and 60s, explains the difference between traditional and Roth 401k strategies, and shows why the 2-on/2-off cycle approach (maxing contributions for 2 years, taking 2 years off, and repeating) can still build nearly $3 million by retirement—proving that short bursts of intense saving combined with compound growth can beat decades of mediocre contributions. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc  Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!    Relevant Episodes: Should You Stop Using a Roth 401(k) After a Certain Income? (Money Q&A) What to Do With Your Old 401(K) (Step-By-Step!) Should I reduce my 401(K) Contributions to Save for a House? - Money Q&A Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

    Multipolarista
    World leaders rebel against US & Israel: to save Gaza, they demand international intervention

    Multipolarista

    Play Episode Listen Later Oct 6, 2025 42:39


    Leaders from dozens of countries condemned the USA and Israel in their speeches at the UN General Assembly, demanding international intervention to save Gaza. Diplomats staged a mass walkout to protest Netanyahu's speech. Ben Norton shows how Latin American governments are standing in solidarity with Palestine, and resisting US imperialism. VIDEO: https://www.youtube.com/watch?v=mik74Pri9bY Topics 0:00 Countries condemn US & Israel 0:45 (CLIPS) World leaders support Gaza 1:54 UN diplomats protest Netanyahu in walkout 3:33 USA abuses veto at UN 4:49 Perspectives of non-Western countries 6:13 Latin America resists US imperialism 6:59 (CLIP) Cuba supports Palestine 8:03 USA vetos UN Gaza resolutions 9:02 (CLIP) Brazil's Lula on Gaza 9:30 Colombia demands action on Gaza 10:43 (CLIP) Colombian President Gustavo Petro 13:38 Nicaragua's Sandinista government 14:00 (CLIP) Nicaragua supports Palestine 14:33 (CLIP) Venezuela supports Palestine 14:58 US fascism 15:20 (CLIP) Petro: USA is new Nazi Germany 16:01 US revokes Petro's visa 17:02 Venezuela compares US to Nazi Germany 17:48 (CLIP) Venezuela warns of new Nazis 18:32 Western colonialism 18:56 (CLIP) Nicaragua: West looted our wealth 19:42 Decline of US unipolar order 20:09 (CLIP) Cuba on US imperialism 20:49 Wall Street debt traps 21:18 (CLIP) Debt as neocolonialism 21:31 Debt for climate swaps 22:38 (CLIP) Gustavo Petro on climate debt 23:17 Trump denies climate science 23:47 (CLIP) US politicians "don't believe in science" 24:00 Trump's attacks on Venezuela 24:40 (CLIP) History of US war on Venezuela 26:22 (CLIP) USA wants Venezuela's oil 26:45 Trump's WMD lies about Venezuela 27:54 (CLIP) Venezuela condemns US wars 28:43 Illegal US attacks on Venezuela 29:06 (CLIP) Cuba on threat of US war 30:07 (CLIP) Colonial Monroe Doctrine 30:40 (CLIP) Nicaragua denounces neocolonialism 31:56 Need for UN reform 33:22 (CLIP) UN members "no longer have power" 33:37 USA fuels war 34:02 (CLIP) Honduras on need for global reform 35:58 UN's colonial structure 36:40 (CLIP) Need for new international order 38:19 Multipolarity vs US unipolarity 40:38 (CLIP) Cuba's vision for a new world 41:17 (CLIP) Venezuela's vision for a new world 41:47 Voices silenced by Western media 42:25 Outro

    Unconventional Life with Jules Schroeder
    Ep448: Stop Playing Small With Money: How Janine Mix Turned $120K Debt Into a Mission to Empower Women of Faith

    Unconventional Life with Jules Schroeder

    Play Episode Listen Later Oct 6, 2025 28:35


    Christian entrepreneur and bestselling author Janine Mix helps women of faith break free from financial guilt and build wealth with purpose. Host of Permission to Prosper and author of Buy The Damn Coffee, she teaches that prosperity and faith can coexist — and change the world. Connect with Janine: Website: JanineMix.com Instagram: @JanineMix Facebook: facebook.com/JanineMix Podcast: Permission to Prosper YouTube: @JanineMix

    MoneyWise on Oneplace.com
    Health Insurance or Medical Cost Sharing: Which Is Right for You? with Lauren Gajdek

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 6, 2025 24:57


    Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Financial Survival Network
    Jobs Up, Debt Rising, AI Disrupts - Patrick Mueller #6334

    Financial Survival Network

    Play Episode Listen Later Oct 6, 2025 12:13


    Kerry Lutz sits down with Patrick Mueller to break down the latest job numbers and what they really mean for the economy. Patrick highlights signs of strength in the natural resources sector and the return of major companies to U.S. soil, while also pointing to trade negotiations that could expand market opportunities. But behind the positive headlines, cracks are showing. Credit card debt is hitting alarming levels, interest rate cuts are fueling risky consumer behavior, and inflation continues to erode purchasing power. They explore how these pressures could worsen before they improve. The conversation also turns to the global economy and the disruptive role of AI in the job market. Even as tech companies post record profits, layoffs are reshaping the industry. Kerry shares details on a new initiative with Harvard aimed at promoting vocational education—an urgent step toward preparing workers for the future. Find Patrick here: https://bellaadvisors.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe     Kerry's New Book “The World According to Martin Armstrong – Conversations with the Master Forecaster” is now a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

    Skippy and Doogles Talk Investing
    Japan, Debt, and the Downside of Free Money

    Skippy and Doogles Talk Investing

    Play Episode Listen Later Oct 6, 2025 27:55


    Skippy & Doogles unpack what Japan's economy can teach us about the long-term effects of debt, demographics, and currency devaluation. It's a trip from macroeconomics to your insurance premiums — with detours through Warren Buffett shade, Elon Musk's movie takes, and listener shoutouts from Bulgaria to Big Ten country.And for premium listeners, we break down sectors that are relatively cheap in today's market and might be worth researching for your portfolio.Join the premium Skippy and Doogles fan club. You can also get more details about the show at skippydoogles.com, show notes on our Substack, and send comments or questions to skippydoogles@gmail.com.

    WITneSSes
    From Debt to Dominance

    WITneSSes

    Play Episode Listen Later Oct 6, 2025 18:52


    In this powerful episode, Ambassador Elisha sits down with Brenton Harrison, a leading financial advisor, podcaster, and wealth educator, who's helping first-generation wealth builders rewrite their money story.

    The Julia La Roche Show
    #292 Chris Whalen: Gold Over $5,000 Next Year, Americans Still Uncomfortable Admitting Dollar Weakness, And Why Fed Will Monetize Debt Through Financial Repression

    The Julia La Roche Show

    Play Episode Listen Later Oct 4, 2025 33:36


    Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog, explains why Americans remain uncomfortable with gold despite it hitting new highs - it implies dollar weakness after 150 years of reserve currency dominance. He reveals FDR seized the Federal Reserve's gold in 1933 with little compensation, while today US gold allocation sits under 1% of portfolios versus growing central bank accumulation. Whalen defends his call for earlier Fed cuts. He sees gold reaching $5,000+ by end of 2026 as US allocations shift from under 1% toward 2%, while warning the average person without assets continues getting screwed as the Fed will eventually monetize Treasury issuance through financial repression.Sponsor: Monetary Metals. https://monetary-metals.com/julia Links:    Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/   Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Timestamps:0:00 Welcome and introduction - Chris Whalen's first in-studio appearance0:24 Julia's introduction highlighting Chris's credentials and analysis1:16 Fed takeaway - Steve Miran only governor wanting 50bp cut2:19 Housing emergency coming - Fed drove prices up, Trump faces constraint2:31 Housing scenarios - mortgage rates retreating after quarter point4:17 Monetary Metals ad read5:34 Housing psychology - homeowners trying to sell at the top6:53 Office space comparison - no longer premium asset class7:38 Fed rate cut outlook - may not see more cuts for months9:58 Bank balance sheet problems - mortgage securities underwater10:54 Politics of inflation - housing affordability crisis13:10 Viewer housing question response - Florida 1924 parallels15:32 DC trip on GSEs - still no roadmap from Treasury18:43 Fannie/Freddie trade - made 30% then got out19:54 Taking profits22:36 Watching the herd mentality25:20 Dollar/deficit thesis - weaker dollar, Treasury pressure ahead27:47 Fed restructuring vision - eliminate Board of Governors31:09 Housing emergency declaration - resuming MBS purchases discussion33:51 Mixed economy - wealthy vs bottom quartile struggling34:34 Debt myths - Americans love inflation, debt is currency36:18 Highest conviction trade - gold and strategic silver

    Divorce Master Radio
    How to Deal with a Spouse's Debt in a California Divorce? | Los Angeles Divorce

    Divorce Master Radio

    Play Episode Listen Later Oct 4, 2025 1:45


    The Bobby Bones Show
    BOBBYCAST: Dave Ramsey on Being $3 Million in Debt + Filing for Bankruptcy & Almost Getting Divorced + The Reason He Doesn't Give Listeners Money + Common Financial Advice that is WRONG + His Coolest Famous Friend

    The Bobby Bones Show

    Play Episode Listen Later Oct 3, 2025 67:51 Transcription Available


    On this episode of the BobbyCast, Bobby sits down with finance expert and CEO of Ramsey Solutions, Dave Ramsey. He shares his story of being $3 million in debt, filing for bankruptcy, and why his marriage was hanging by a thread. Dave shared his rule why he never offers to give listeners money and if he carries cash on him. Dave shares why mostly everything on TikTok is WRONG. He also talked about his coolest friend that is famous, why NFL players and professional athletes continue to go broke, and much more! Check out: RamseySolutions.com Follow on Instagram: @TheBobbyCast Follow on TikTok: @TheBobbyCast Watch this Episode on YoutubeSee omnystudio.com/listener for privacy information.

    Conservative Review with Daniel Horowitz
    Freedom Caucus Chair on Shutdown, Health Care, and Debt | 10/3/25

    Conservative Review with Daniel Horowitz

    Play Episode Listen Later Oct 3, 2025 53:48


    Thanks to Trump unifying the party and Democrat overreach, Republicans have surprisingly held strong on the shutdown. We first delve into a new, dangerous agreement to defend Qatar in case of war. At a time of global intifada being fomented by the Muslim Brotherhood, why is there no outcry about elevating Qatar to de facto NATO status? Next, we're joined by Rep. Andy Harris (R-Md.), the chairman of the House Freedom Caucus. He notes how Republicans have a chance to win not only the government shutdown fight but the Obamacare subsidy fight by countering the narrative on health care. Sadly, they are hampered by a lack of numbers in Congress, but Harris argues that the Freedom Caucus' influence is growing. He says candidates are approaching the group a year in advance and pledging to join the merry band of conservative warriors.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Federalist Radio Hour
    Everything You Need To Know About The Latest Government Shutdown

    The Federalist Radio Hour

    Play Episode Listen Later Oct 3, 2025 42:37 Transcription Available


    On this episode of The Federalist Radio Hour, Veronique de Rugy, the George Gibbs chair in political economy and senior research fellow at George Mason University's Mercatus Center, joins Federalist Senior Elections Correspondent Matt Kittle to explain the conditions that led to the current government shutdown, analyze whether Congress will ever rein in the national debt, and discuss what elected officials need to do to resolve the latest spending disagreement. If you care about combating the corrupt media that continue to inflict devastating damage, please give a gift to help The Federalist do the real journalism America needs.  

    Health Freedom for Humanity Podcast
    Ep 193: The Hidden Ledger: Taxes, Debt, & Restoration Of The Living with Govinda Tidball

    Health Freedom for Humanity Podcast

    Play Episode Listen Later Oct 3, 2025 147:40


    Turn online alignment into an offline community — join us at TheWayFwrd.com to connect with like-minded people near you. It's the best way to support this podcast and the movement we're building together: https://thewayfwrd.com/join/ Govinda Tidball joins Alec for a conversation on sovereignty, commerce, and the hidden financial systems underlying taxes and debt. He shares how perfected filings, unrebutted affidavits, and blockchain records have been used to reclaim the Living estate, and introduces his vision for covenant-based governance and Living Credits as a successor to fiat. They discuss birth certificates as financial instruments, how assets are pledged into hidden ledgers, and why true restoration requires alignment with covenant and truth. For more details, links, timestamps and resources mentioned in this episode, visit our website: https://thewayfwrd.com/content/ Resources and Links UCC-1 CID Blockchain Record (#77): https://gateway.pinata.cloud/ipfs/bafybeid7ydnn2xtoq4omfqgml2kwqtbjgahjv67cy4ruuofdjx3zht4lxe Death of Taxes NFT: https://opensea.io/item/matic/0x1a5940410122273d81a01526f16e925f15ea44c9/1 Ministry of Health Substack: https://substack.com/@ministryofhealth   The Way Forward podcast is sponsored by: New Biology Clinic: Redefine Health from the Ground Up Experience tailored terrain-based health services with consults, livestreams, movement classes, and more. Visit https://NewBiologyClinic.com and use code TheWayForward for $50 off activation. Way Forward members get the fee waived: https://thewayfwrd.com/membership-sign-up/ ————————— Sleep Deeper with BiOptimizers Magnesium Struggling with restless nights? Magnesium deficiency may be the reason. Try Magnesium Breakthrough: https://bioptimizers.com/alec — use code ALEC10 for 10% off. ————————— RMDY Collective: Homeopathy Made Accessible High-quality remedies and training to support natural healing. Enroll: https://rmdyacademy.org/?bg_ref=MKho6KZowaExplore: https://rmdycollective.org/?bg_ref=MKho6KZowa —————————  

    Palisade Radio
    Garrett Goggin: Debt Explosion Fueling Gold’s Epic Rise

    Palisade Radio

    Play Episode Listen Later Oct 3, 2025 41:51


    Stijn Schmitz welcomes Garrett Goggin to the show. Garrett Goggin is CFA, CMT, MBA, GOLD ANALYST, & Founder of The Golden Portfolio. In this in-depth discussion, Goggin provides a comprehensive overview of the current gold market, highlighting significant global financial shifts and unprecedented economic conditions driving gold's value. Goggin argues that the current gold market is fundamentally different from previous cycles, citing massive U.S. debt (now at $37 trillion), foreign central banks moving away from U.S. treasuries, and increasing gold purchases. He believes the gold market has substantial room for growth, noting that average investors currently have less than 1% of their assets invested in gold. The analyst is particularly bullish on gold mining companies, especially developers with undervalued assets. He emphasizes finding opportunities where market valuations significantly lag the intrinsic net asset value (NAV) of mining projects. Goggin's investment strategy focuses on high-grade exploration projects, developers near production, and royalty companies, which he considers the lowest-risk gold investment strategy. Management quality is crucial in Goggin's analysis. He looks for executives who create shareholder value, avoid excessive dilution, and have a track record of building successful mining operations. His portfolio approach involves equal-weighting investments across multiple holdings, allowing winners to naturally grow in portfolio allocation. Regarding market sentiment, Goggin believes the "masses aren't here yet" in the gold market. He anticipates institutional investors will be "drawn kicking and screaming" into gold as traditional assets become overvalued. He's especially interested in the potential silver market, which he sees as currently undervalued relative to gold. Goggin's Golden Portfolio, which includes royalty investments and developer/explorer positions, has reportedly achieved impressive returns, with his GPIV product up 500% in two years. He remains confident that significant value opportunities exist in the gold mining sector, driven by fundamental economic shifts and undervaluation of quality mining assets.

    MoneyWise on Oneplace.com
    10 Financial Mistakes To Avoid

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 3, 2025 24:57


    Financial blunders aren't new. Consider this: the web portal Excite once passed on buying Google for just $750,000. Today, Google's parent company is worth over $2 trillion. That, my friends, is a legendary missed opportunity.Most of us won't miss out on trillions, but we've all made financial mistakes. The good news is that God's Word offers wisdom for recovery and direction when we stumble.Learning from FailureScripture reminds us that falling isn't the end for those who walk with God:“For the righteous falls seven times and rises again” (Proverbs 24:16).“For you, O Lord, are good and forgiving, abounding in steadfast love to all who call upon you” (Psalm 86:5).“If any of you lacks wisdom, let him ask of God … and it will be given him” (James 1:5).Failure can be a stepping stone when we let God guide us forward. With that encouragement, here are 10 financial mistakes to avoid—and biblical wisdom to help you course-correct.1. Borrowing from Your 401(k)It feels like “borrowing from yourself,” but it often masks overspending or debt. While repaying, you may miss out on employer matches and the compounding growth that comes with them. Worse, leaving your job could trigger taxes and penalties.2. Claiming Social Security Too EarlyStarting at 62, benefits are reduced by up to 30%—for life. If possible, wait until full retirement age (or beyond) for a larger monthly check that lasts as long as you do.3. Only Paying the Minimum on Credit CardsA $5,000 balance at 20% interest can take nearly a decade to pay off with minimum payments, costing more than $8,000 in interest. Pay extra and utilize debt payoff strategies, such as the snowball or avalanche method.4. Delaying Retirement SavingsCompound interest rewards the early saver. Even small contributions in your 20s can grow into a significant nest egg. Don't panic if you're starting late—just start now.5. Overextending Yourself for Your KidsHelping with college, weddings, or down payments shouldn't jeopardize your own financial stability. Generosity is good, but if you sacrifice retirement now, you may depend on your kids later.6. Going It Alone Without Wise CounselMany sell low during downturns because they lack guidance. Proverbs 15:22 says, “Without counsel plans fail, but with many advisers they succeed.” Seek out wise, faith-based financial advice.7. Co-Signing a LoanScripture warns: “One who lacks sense gives a pledge and puts up security in the presence of his neighbor” (Proverbs 17:18). About 40% of co-signers end up paying the loan themselves. Be wise in your generosity.8. Quitting School Too SoonEducation—whether a four-year degree, trade school, or certification—equips you with marketable skills. Think of it as an investment in your future, not just a cost.9. Buying a TimeshareTimeshares are marketed as affordable luxury, but often come with steep fees, little flexibility, and low resale value. They're rarely the “investment” they claim to be.10. Falling for ScamsScammers prey on fear, urgency, and greed. Whether through fake calls, emails, or investment pitches, their goal is always the same—to separate you from your money. Be vigilant and discerning.Walking Forward in FreedomJesus warned His disciples: “I am sending you out as sheep in the midst of wolves, so be wise as serpents and innocent as doves” (Matthew 10:16).Wise stewardship isn't about never failing—it's about learning, leaning on God's wisdom, and moving forward faithfully. With His help, you can recover from mistakes and grow into a more faithful steward of His resources.———————————————————————————————————————At FaithFi, we believe money is a tool to advance God's Kingdom. When you partner with us, you help more people discover the freedom of biblical stewardship and the joy of seeing God as their ultimate treasure.Become a FaithFi Partner today with your gift of $35/month or $400/year, and you'll receive:Early access to devotionals and studiesOur quarterly Faithful Steward magazineThe Pro version of the FaithFi appTogether, we can live as wise stewards and help others do the same.On Today's Program, Rob Answers Listener Questions:I have a 401(k) from a former employer, and I'm thinking of rolling it into a traditional IRA. Is that wise? And can I withdraw some cash during the transfer without incurring a penalty?I purchased a house in 2019 and now require a loan of $20,000–$30,000 to address basement flooding. What's the best loan option?I'm almost 80 and want to close several credit card accounts. How much would that hurt my credit score?I hold CDs jointly with my sister, but we're worried she could be liable if I get sued. Should I change the ownership before they mature?I'm considering joining Christian Community Credit Union, but I noticed that it isn't FDIC insured. Should that be a concern?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Wear We Are
    Africa's Bright Future

    Wear We Are

    Play Episode Listen Later Oct 3, 2025 19:32


    In this episode of For the Good of the Public podcast, Michael and Phebe present a talk by Ndidi Okonkwo Nwuneli, President and CEO of ONE Campaign. Ndidi shares the vision she sees for the future of Africa and the role the ONE Campaign has played to ensure that everyone has a seat at the table. She takes us through the organization's history of fighting for justice and equity and her personal motivation that is grounded in humility, curiosity and upholding the dignity of all people. Watch the video recording of this talk on YouTube! “(Ndidi's) really one of the most compelling social entrepreneurs that I've come across in my life.” -Michael [00:26] “So much of the advocacy and the wins that the ONE Campaign has had over the last two decades of their work have been grounded in faith-based activism and have been the result of faith leaders, pastors, Christian artists coming together to advocate for the end of global poverty.” -Phebe [02:29] “What we want to do under my leadership is really invite people who are sitting across the aisle to connect in a deeply human level. A level where we see each other, where we trust each other, but where we also believe we're here on assignment. And where we are here because we have a legacy that is bigger and deeper than our own.” -Ndidi [12:20] TIMESTAMPS [00:00] Intro [04:43] History of ONE Campaign [08:07] Ndidi's vision for Africa [13:30] Humanity and equity [17:06] Outro REFERENCES For the Good of the Public Summit Ndidi Okonkwo Nwuneli, President and CEO of ONE Campaign Drop the Debt campaign President's Emergency Plan for AIDS Relief (PEPFAR) TED Talk: The role of faith and belief in modern Africa CONNECT WITH US: Website: www.ccpubliclife.org X: @CCPublicLife Facebook: Center for Christianity & Public Life Instagram: @ccpubliclife Learn more about your ad choices. Visit megaphone.fm/adchoices

    FreightCasts
    Fuller Speed Ahead | Generational Grit Part 5: Debt, Disruption, and Dalton

    FreightCasts

    Play Episode Listen Later Oct 3, 2025 34:08


    In part 5 of Fuller Speed Ahead: Generational Grit, Craig Fuller sits down with trucking legend Max Fuller for a raw look at his career. Max shares shocking stories from his early days working for his father, Clyde Fuller, in the 1970s—including using questionable tactics to keep the business afloat and Max's bold move to defy his father's low-profile approach to branding. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Kingdom Cross  Roads Podcast
    Joy Hunt's Journey to Financial Freedom

    Kingdom Cross Roads Podcast

    Play Episode Listen Later Oct 2, 2025 33:15


    Visit our website to learn more about The God Centered Concept. The God Centered Concept is designed to bring real discipleship and spreading the Gospel to help spark the Great Harvest, a revival in this generation. www.godcenteredconcept.comKingdom Cross Roads Podcast is a part of The God Centered Concept.In this conversation, T.S. Wright and Joy Suzanne Hunt discuss the critical intersection of financial stewardship and discipleship within the Christian community. Joy shares her personal journey of overcoming significant debt and how it impacted her ability to fulfill her calling. They explore the challenges Christians face regarding money, the importance of biblical principles in financial management, and the necessity of intentional planning. Joy emphasizes that getting out of debt is not just about finances but about positioning oneself to be available for God's calling. The discussion concludes with practical resources for listeners to begin their journey towards financial freedom.TakeawaysJoy Hunt paid off $106,000 in debt in three years.Financial stewardship reflects our discipleship and heart.Debt is often marketed to us, leading to mixed messages.Many pastors avoid teaching about finances due to fear.Intentionality in budgeting is crucial for financial health.Everything we have belongs to God; we are merely stewards.Contentment is key to financial peace and freedom.Planning is essential for managing finances effectively.Living within our means prevents financial strain.Community support is vital in the journey to financial freedom.Mentioned in this episode:25/40 Campaign

    Kendall And Casey Podcast
    Pet debt is rising

    Kendall And Casey Podcast

    Play Episode Listen Later Oct 2, 2025 1:06 Transcription Available


    See omnystudio.com/listener for privacy information.

    Our Big Dumb Mouth
    OBDM1332 - Area 51 Two-Step | Ticking AI Bomb | What Happens After We Die? | Strange News

    Our Big Dumb Mouth

    Play Episode Listen Later Oct 2, 2025 126:49


    00:00:00 – Cold Open, Clips & Chaos Loose intro, tech hiccups, and a fast pivot into “clips of the week,” featuring a barrage of Alex Jones soundbites (old gravelly vs. current voice), plus a quick, context-free Trump clip to set the show's tone. 00:10:00 – “It's All Happening” & Bankruptcy Theater Speculation that sheriff's deputies could seize Alex Jones/Infowars gear “as early as tomorrow,” with riffs on the supposed value of studio computers and Jones' knack for rebooting operations overnight. 00:20:00 – Area 51 Double-Header: Gunfire & a “Mysterious Aircraft” Two back-to-back incidents near Area 51/Creech/Nellis spark theories: contamination and an escape attempt, witness suppression by “making him look erratic,” or a PSYOP stress test to coordinate base responses. Hosts play a local TV hit about a drone/aircraft “incident” and connect dots with humor (and rock-lifting dares at the gate). 00:30:00 – Hollywood vs. Synthetic Stars Debate over an “AI actress” getting agent attention and a producer touting a film “helmed” by a virtual director; SAG-AFTRA pushback; the hosts argue audiences still want human experience—even if cartoons/CG are beloved. They predict an “AI first hit, then bust” cycle. 00:40:00 – Pets: Love, Debt, and Domestic Diplomacy A sobering segment on pet costs (lifetime cat/dog totals), “pet poverty,” and the real logistics of blending a dog-and-cat household; one story has a couple divorcing over warring pets. Personal anecdotes, math-y back-of-the-napkin costs, and hard-won advice. 00:50:00 – What Happens After We Die? (UVA's DOPS) Deep dive into UVA's Division of Perceptual Studies: near-death experience patterns (tunnels, life review, veridical O.R. details under anesthesia), cultural lenses, and lingering unknowns because…consciousness itself remains unsolved. 01:00:00 – Space Rocks, Nukes, and the Wow Signal An asteroid with a small chance of hitting the Moon in 2032 prompts “nuke it?” jokes and movie throwbacks (Deep Impact/Armageddon), while Avi Loeb's musing ties 3I/ATLAS to the 1977 “Wow!” signal—fun, provocative speculation. 01:10:00 – Fat Bear Season & Aisle 9: Bear Animal news palate cleanser: Fat Bear Week hype (why bulking matters before hibernation) and a baby bear wandering into an Arizona grocery store—equal parts cute and chaotic. (Video described; no injuries.) 01:20:00 – Pumpkin Spice Cabal They uncover Starbucks' “Leaf Rakers Society,” a private, all-things-autumn fan group with a tongue-in-cheek “secret handshake,” and riff about seasonal cult vibes, memes, and moderators keeping things squeaky clean. 01:30:00 – Local Roads, Bad Choices Ohio highway anecdotes and viral clips: drivers stopping in live lanes to force last-second exits; ODOT scolding; a reminder to “take the next exit” instead of causing carnage. 01:40:00 – Night-Snack Science: What Not to Eat Before Bed From aged cheeses (tyramine → stress hormones) to salty chips and sugar bombs, they run a late-night food blacklist with comedic “bedtime steak” and cereal confessions—and why those choices sabotage sleep. 01:50:00 – Sleep Killers, Continued More don'ts (donuts, spicy foods, soda, etc.), wrapped in escalating bits about in-bed snacking disasters and derailed diets—plus one last Alex-style rant cameo for good measure. 02:00:00 – Wind-Down & Housekeeping Quick recap, moderation jokes (“in moderation, my guy”), thanks to listeners, site/merch housekeeping, and a sign-off that hints at more weird news next time. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research ▀▄▀▄▀ CONTACT LINKS ▀▄▀▄▀ ► Website: http://obdmpod.com ► Twitch: https://www.twitch.tv/obdmpod ► Full Videos at Odysee: https://odysee.com/@obdm:0 ► Twitter: https://twitter.com/obdmpod ► Instagram: obdmpod ► Email: ourbigdumbmouth at gmail ► RSS: http://ourbigdumbmouth.libsyn.com/rss ► iTunes: https://itunes.apple.com/us/podcast/our-big-dumb-mouth/id261189509?mt=2  

    Strategy Simplified
    S20E16: Why Warren Buffett Just Bet $10 Billion on Chemicals

    Strategy Simplified

    Play Episode Listen Later Oct 2, 2025 27:15


    Send us a textWarren Buffett is still making big moves at 95 years old. His latest play? A $10 billion bet on OxyChem, the petrochemical arm of Occidental.In this episode of Market Outsiders, Namaan and Jenny Rae unpack what makes this deal stand out. They break down the financial engineering behind it, why debt reduction matters in today's macro climate, and how it fits into the broader Buffett Playbook. From shareholder buybacks to Buffett's trademark “handshake” style, this is a masterclass in deal dynamics.Links mentioned in the episode:Occidental 10-K (FY 2024)Latest Buffett Shareholder LetterPrevious episode: What Record Stock Buybacks Signal (August 11, 2025)Previous episode: Kraft Heinz Breakup Signals the End of Scale at All Costs(September 2, 2025)Invest in Project Management Training for your teamTimestamps:00:19 Buffett at 95 makes a $10B deal01:26 The Buffett Index and Woodstock of Capitalism02:32 The Buffett Playbook: deal vs. business05:28 Breaking down the OxyChem acquisition06:18 Why stock buybacks matter08:17 Debt, interest rates, and timing the deal12:07 Berkshire's 28% stake in Occidental15:34 Buffett's secret: the handshakeGet real consulting experience from your bedroom in the November 2025 Strategy Sprint project; $200 off expires October 3 Listen to the Market Outsiders podcast, the new daily show with the Management Consulted teamConnect With Management Consulted Schedule free 15min consultation with the MC Team. Watch the video version of the podcast on YouTube! Follow us on LinkedIn, Instagram, and TikTok for the latest updates and industry insights! Join an upcoming live event - case interviews demos, expert panels, and more. Email us (team@managementconsulted.com) with questions or feedback.

    MoneyWise on Oneplace.com
    What the Widow's Mite Teaches About True Generosity

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 2, 2025 24:57


    What does true generosity look like? Is it measured by the size of the gift, or is it something deeper?In Luke 21:1–4, Jesus praises a widow who gave only two small coins. At first glance, her offering seems insignificant compared to the wealthy donors around her. Yet, in Jesus' eyes, her gift was greater than them all. Why? Because God doesn't measure generosity by the amount—it's the heart behind it that matters.The Scene at the TemplePicture the temple courts: the wealthy making large, noticeable contributions, drawing admiration for their gifts. Then comes a poor widow. No fanfare. No applause. Just two copper coins—economically worthless. Yet Jesus declares that she has given more than anyone else.The difference? The wealthy gave from their abundance, gifts that cost them little. The widow gave out of her poverty—all she had to live on. Her gift was not just generous; it was sacrificial, risky, and rooted in trust.This theme echoes throughout Scripture. In 1 Samuel 16:7, the Lord tells Samuel, “Man looks at the outward appearance, but the Lord looks at the heart.” Paul also affirms this in 2 Corinthians 8:12: “If the willingness is there, the gift is acceptable according to what one has, not according to what one does not have.”God doesn't call us to give what we don't have. He calls us to give cheerfully, faithfully, and with hearts surrendered to Him.God Wants Your HeartThe widow's gift also points us to the gospel itself. In 2 Corinthians 8:9 we read, “Though He was rich, yet for your sake He became poor, so that you through His poverty might become rich.” Jesus gave everything for us—holding nothing back. When we give sacrificially, we reflect His love and generosity.Maybe you've felt your giving is too small to matter. But Scripture shows otherwise. In John 6, a boy offered five loaves and two fish—and Jesus fed thousands. The issue isn't what you have, but what God can do with it.Generosity in God's Kingdom isn't about status or size. It's about surrender. A gift given in faith is never small. Whether two coins or two million dollars, the real question is: Am I giving out of abundance or out of trust?The story of the widow's mite isn't meant to pressure us into giving more. Instead, it frees us to see generosity the way God does—not as an economic equation but as an act of worship. He doesn't need your money; He wants your heart.On Today's Program, Rob Answers Listener Questions:I lost money in my 401(k) when I became disabled, and now it's sitting in an IRA that isn't earning anything. Should I transfer it to a savings account, and what taxes would I be liable for? Also, since my house is paid off, I'd like to understand how reverse mortgages work.I have just sold my house and would like to know the most prudent way to invest the proceeds. I'm trying to be a good steward, but I'm not sure if a savings account, an IUL, or something else would be best.I'm on permanent federal workers' comp and wondering if I'll still be eligible to draw Social Security when the time comes.My friend hasn't filed taxes for five years. How could that affect her children if she passes away, and what steps can she take to resolve it?I was told that if I move my mortgage into a home equity line of credit and deposit my paychecks there, I could pay it off in seven years. Is that really true?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Money Girl's Quick and Dirty Tips for a Richer Life
    Avoid Holiday Debt With 9 Smart Strategies

    Money Girl's Quick and Dirty Tips for a Richer Life

    Play Episode Listen Later Oct 1, 2025 12:13


    962. Laura reviews strategies to reduce or avoid debt during the last quarter of the year and still have a bright holiday season.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    HerMoney with Jean Chatzky
    EP 495: Kerry Hannon on Debt, Downsizing, and Designing Your Ideal Retirement

    HerMoney with Jean Chatzky

    Play Episode Listen Later Oct 1, 2025 32:04


    The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren't mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis. In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, Retirement Bites: A Gen X Guide to Securing Your Financial Future. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism. You'll learn: Why Gen X was dealt such a tough financial hand, and what you can do about it now How debt, student loans, and “lifestyle creep” factor into retirement readiness The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset Why downsizing isn't the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

    The Personal Finance Podcast
    Which Accounts Should I Draw From In Retirement? (Rapid Fire Q&A)

    The Personal Finance Podcast

    Play Episode Listen Later Oct 1, 2025 36:38


    In this episode of The Personal Finance Podcast, Andrew answers 15 listener questions ranging from Solo Roth 401k strategies and crushing $117,000 in student loans to whether a 19-year-old should build credit and how to pass brokerage accounts to your kids without tax headaches. He covers retirement account drawdowns, traditional versus Roth decisions based on tax brackets, why high-fee mutual funds usually lose to ETFs, and whether you should sell when investments jump 15%—delivering straight answers to the money questions keeping you up at night. Today we are going to answer these questions!  Solo ROTH 401K: should I max out ROTH employee side before employer pre-tax side? Or split? How long can I leave my 401k in Fidelity before needing to roll it over to a new employer's plan?If I haven't maxed out my Roth IRA, would it still make sense to open a brokerage account? I've maxed out my IRA for the past 3 years. Should I contribute more to my 457B? How can I pay off $117k of high interest student loan debt and stay motivated? Should I start a Roth IRA for my grandkids now or start them an index fund? They're 5. I'm 19 with $20k+ invested, should I start building credit? I have 2 investments — mutual fund (high fee), ETF (low fee). Both high return, should I stop the mutual? How should I go about drawing down accounts when I begin retirement? At age 30, approx what income does it make sense to invest in traditional vs Roth 401k? Should I “lock profit” every time my ROI hits >15%? Or should I leave it? (Reinvesting will 3% fee) How do you pass on a taxable brokerage account to your son? We're coast FI. Should I just do 401k until employer match and add to brokerage as a bridge?Why money market over HYSA for high yield earners? How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc  Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!    Links Mentioned in This Episode: 10 Ways to Prevent Identity Theft (and What to Do if it Happens to YOU!) How to Protect Your Finances Online (And Prevent Getting Scammed!) How to Protect Your Finances Online (Right Now!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Megyn Kelly Show
    Hegseth vs. "Fat" Generals, and Coates' Hateful Lies About Charlie Kirk, with Stu Burguiere, Britt Mayer, and Will Witt | Ep. 1160

    The Megyn Kelly Show

    Play Episode Listen Later Sep 30, 2025 102:22


    Megyn Kelly is joined by Stu Burguiere, host of Stu Does America, to talk about Sec. Pete Hegseth calling out "fat" generals and troops in major address, promising to end DEI and radical progressive ideology in the military, Trump's hilarious AI video of Schumer and Jeffries, the meltdown about it being "racist," Kamala Harris rambling incoherently about her "light" with Joy Reid, reports she wants to run for president in 2028, J.K. Rowling's remarks directed at Emma Watson on the trans issue after years of silence, her powerful letter addressing the hate that has been directed her way, Ta-Nehisi Coates' hateful lies about Charlie Kirk, Coates calling out Ezra Klein for trying to lower the temperature, the left's inability to be honest about Kirk's legacy, and more. Then Britt Mayer, host of "The Britt Mayer Show," and Will Witt, author of "Do Not Comply," join to discuss the announcement of Bad Bunny as the Super Bowl halftime performer, his negative remarks about America and refusal to perform here, his history of cross-dressing and "fluid" sexuality, Rosie O'Donnell's embarrassing therapy admission about Trump, and more. Burguiere- https://www.youtube.com/StuDoesAmericaMayer- https://open.spotify.com/show/6ej8rWH1AxG6q8i00Q9Izk?si=Witt- https://purebasicscollective.com/us Birch Gold: Text MK to 989898 and get your free info kit on goldPique: Get 20% off your order plus a FREE frother & glass beaker with this exclusive link: https://piquelife.com/MEGYNDone with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Chapter: For Free and unbiased Medicare help dial 27-MEDICARE (276-334-2273) or go to https://askchapter.org/kellyDisclaimer: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and standalone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all your options.  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.