Podcasts about Debt

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  • 48,066EPISODES
  • 33mAVG DURATION
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  • Mar 15, 2025LATEST
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    Best podcasts about Debt

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    Latest podcast episodes about Debt

    Happier with Gretchen Rubin
    More Happier: We Talk Money: Finances, Love, Conflict, Debt, and Self-Knowledge

    Happier with Gretchen Rubin

    Play Episode Listen Later Mar 15, 2025 36:07


    In a conversation with the brilliant and hilarious Ramit Sethi, we talk about “money for couples.” We discuss issues such as the four money types, how to handle conflict within a relationship, when to start talking about money when dating, red flags, and more. Resources & Links Related to this episode: Become a Super-Fan! Money for Couples by Ramit Sethi (Amazon, Bookshop) Get in touch: podcast@gretchenrubin.com Visit Gretchen's website to learn more about Gretchen's best-selling books, products from The Happiness Project Collection, and the Happier app. Find the transcript for this episode on the episode details page in the Apple Podcasts app. See omnystudio.com/listener for privacy information.

    CNN News Briefing
    5 Good Things: This Actor Wiped Out Debt for 900 Families

    CNN News Briefing

    Play Episode Listen Later Mar 15, 2025 14:09


    A three-year-old boy conquered his fears and saved his great-grandmother. The Montana Bar Fairies are turning grief into action in a state plagued by drunk driving. A college student in Boston helps women in need feel seen and beautiful. Actor Michael Sheen paid off $1.3 million worth of debt for his neighbors. Plus, this guy has been diving for lost golf balls for 30 years. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Ramsey Call of the Day
    My 0% Interest Debt Is Coming Due (I Owe $50,000)

    Ramsey Call of the Day

    Play Episode Listen Later Mar 15, 2025 7:38


    The Megyn Kelly Show
    Shumer Caves in Budget Battle, Putin Playing Hardball, Michelle Obama's Podcast Flop: AM Update 3/14

    The Megyn Kelly Show

    Play Episode Listen Later Mar 14, 2025 15:58


    AM Update for 3/14: Chuck Schumer caves on the budget battle, flipping his stance to avoid a government shutdown at the last minute. President Trump escalates the tariff war after the EU slaps a 50% tax on American whiskey. Vladimir Putin signals cautious openness to a ceasefire deal but insists on speaking with Trump first. Governor Kathy Hochul meets with Trump at the White House as he pressures her to reverse New York's Green New Deal policies. And Michelle Obama's new podcast launch does little to quiet the growing divorce rumors.Done with Debt: https://www.DoneWithDebt.com/We Heart Nutrition: Go to https://WeHeartNutrition.com/MEGYN  for 20% off

    The Matthew West Podcast
    Dadvice: Christ Paid Our Debt on the Cross

    The Matthew West Podcast

    Play Episode Listen Later Mar 14, 2025 5:30


    Dadvice: Christ Paid Our Debt on the Cross

    MoneyWise on Oneplace.com
    Financially Faithful in the Busyness of Life

    MoneyWise on Oneplace.com

    Play Episode Listen Later Mar 14, 2025 24:57


    "If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?" – Luke 16:11Managing money wisely in today's fast-paced world isn't always easy. With so many financial demands, it's tempting to take shortcuts—grabbing coffee on the go, eating out instead of cooking, or neglecting a budget altogether. But faithfulness in finances requires intentionality. Here's how you can stay faithful in managing your money according to biblical principles.Before making financial decisions, seek God's wisdom. James 1:5 reminds us, “If any of you lacks wisdom, let him ask God, who gives generously to all without reproach, and it will be given him.” Set aside time each week to pray over your finances and seek God's direction.Create a Spending PlanA budget is essential for financial faithfulness. Without one, it's easy to overspend and struggle to meet obligations. If you don't have a budget, download the free FaithFi app, which provides step-by-step guidance for setting up a plan and tracking expenses.If your income isn't covering expenses, you have two choices: cut spending or increase income. Trimming expenses is often the easier option.Cut Unnecessary ExpensesStart by reviewing where you spend the most. While housing costs may be fixed, food expenses can be reduced with intentional planning:Limit dining out to once or twice a month.Meal plan and shop with a list to avoid impulse purchases.Consider online grocery shopping to stick to a budget and avoid overspending.Beyond food, look for other savings opportunities:Cancel unused streaming subscriptions.Form a babysitting pool with other parents.Seek out free local activities for entertainment.Build an Emergency FundFinancial stability requires preparation. Start by setting aside $1,500 for unexpected expenses like car repairs or medical bills. Gradually work toward saving three to six months' worth of living expenses. The peace of mind an emergency fund provides is worth the effort.Tackle Debt StrategicallyIf you're burdened by debt, follow Proverbs 22:7, which warns, “…the borrower is slave to the lender.” Develop a plan to pay off consumer debt using the snowball method:Pay minimums on all debts.Focus extra payments on the smallest balance.Once that debt is paid, roll payments into the next smallest.Repeat until you're debt-free.If you're struggling to make minimum payments, consider a debt management plan through Christian Credit Counselors, who can help reduce interest rates and speed up repayment.Save for the FutureOnce consumer debt is eliminated, shift your focus to retirement savings. Aim to invest 10-15% of your income in a tax-advantaged account like an IRA or 401(k). If your employer offers matching contributions, take advantage of this free money as soon as possible.Practice GenerosityGiving is at the heart of financial faithfulness. Commit to tithing regularly to your local church and seek opportunities to bless others through sacrificial giving. As Jesus said in Acts 20:35, “It is more blessed to give than to receive.”By following these principles—prayer, budgeting, saving, eliminating debt, and giving—you can remain faithful in managing the resources God has entrusted to you.On Today's Program, Rob Answers Listener Questions:My wife is retired. I am 59, and I want to retire next year. So our house is paid off. Vehicles, we have some rented houses. They're almost paid off. When should we take or try to take our Social Security?I'm 50 years old, self-employed, and max out my Roth IRA yearly. I have a question about Social Security—do you expect it to still be around in the next 20 years, or should someone like me be concerned about its future?I have a universal life insurance policy worth about $10,500, and my premiums were recently updated to $50 per month until 2031. However, I don't necessarily need the policy since I've donated my body to a hospital, which means I won't have funeral expenses. Therefore, I'm considering surrendering the policy, depositing the cash value into a bank account, and redirecting the $50 monthly premium into savings instead of continuing the policy. Is this a wise financial decision?My son has about $10,000 in credit card debt. He called the Christian Credit Counselors, who could help him. But he's also $30,000 in debt to payday cash loans, which charge him 300% interest. Unfortunately, they have said that they can't help him with those. Is there any avenue through which he can get help with payday loans?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Healthcare Ministries (CHM)Consumer Financial Protection BureauChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    The Core Report
    #531 Smart Lending: Why Business Loans Are Better Than Consumer Debt with Y S Chakravarti

    The Core Report

    Play Episode Listen Later Mar 14, 2025 44:37


    Why do business loans drive economic growth while consumer debt can be risky? In this conversation with Y.S. Chakravarti, we explore the power of smart lending, how financing entrepreneurs creates jobs, and why funding business assets is better than fueling consumption.From real-world lending experiences to lessons on financial discipline, this discussion covers:1.⁠ ⁠The key differences between business loans and consumer debt2.⁠ ⁠Why smart lending supports MSMEs and long-term financial stability3.⁠ ⁠How a ₹50,000 loan helped build a ₹5,000 crore business4.⁠ ⁠The psychology of borrowing and repayment behavior5.⁠ ⁠The future of finance: Human insights vs. digital lending models(00:00) Introduction(01:20) An anecdote from Mr. Chakravarti's early career(05:45) Growth of Shriram Finance(07:34) Truck Finance and Earning Assets(11:22) Why is Shriram Finance amalgamated?(12:55) Main income streams(15:07) No unsecured credit and why(18:53) 2 Wheeler business(21:38) Views on the technology and the digital world(25:00) Customer Acquisition(28:18) RBI reducing the risk weights(30:00) Expansion in Physical Branches v Digital platforms(32:39) Growth hinges on Transportations and MSMEs(37:24) Anecdote on what to avoid (learning from mistakes)(41:10) What can young people learn from the lending business?Smart lending is about more than just providing money—it's about supporting entrepreneurs, businesses, and long-term financial success. Understanding the difference between business loans and consumer debt is essential for making better financial decisions.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listeners! We await your feedback....⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Core and The Core Report is ad supported and FREE for all readers and listeners. Write in to shiva@thecore.in for sponsorships and brand studio requirementsFor more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join and Interact anonymously on our whatsapp channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠

    NewsTalk STL
    Bryce Hill on Gov. Pritzker pushing Illinois even further into debt

    NewsTalk STL

    Play Episode Listen Later Mar 14, 2025 10:40


    Bryce Hill, Director of Fiscal and Economic Research with the Illinois Policy Institute, joins us to talk about Gov. Pritzker pushing Illinois even further into debt. Pritzker unveiled his record-setting $55.2 billion fiscal year 2026 budget proposal on Feb. 19. Story here: https://www.illinoispolicy.org/pritzker-pushes-13b-pension-benefit-hike-in-his-budget/ More articles from Bryce here: https://www.illinoispolicy.org/author/bhill/ More info on Illinois Policy Institute here:: https://www.illinoispolicy.org/ Bryce on X: @BryceTHill Download the NewsTalkSTL app from your app store and listen anytime, anywhere! NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Facebook: https://www.facebook.com/NewsTalkSTL Livestream 24/7: bit.ly/NEWSTALKSTLSTREAMSSee omnystudio.com/listener for privacy information.

    InvestTalk
    Best of Caller Questions - 3/13/2025

    InvestTalk

    Play Episode Listen Later Mar 13, 2025 46:55


    In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Trailing Stops, 529-Plan, Stop Orders, Roth I-R-A Contributions, Tariffs, 403B Plan, Covered Calls, Taking Profits, Inherited I-R-A, Reversion to the Mean, Equity and Retirement, Company's Debt, Roth I-R-A, 401k and META, Bonds, Market Topics, DRIP Stocks.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

    The David Knight Show
    Thr Episode #1967: “GENIUS Act” Crypto Trojan Horse, CDC Vax Skeptic Dumped by Trump, Tariffs, Tokens, and Debt

    The David Knight Show

    Play Episode Listen Later Mar 13, 2025 181:03


    Media spin, Leavitt lies, autos die?The GENIUS Stablecoin Act hands cronies a privatized surveillance-packed digital dollarUSAID's burning & shredding secrets like a CIA frontAI the Satanic Tool of Deception & DominionTrump axes CDC nominee Dave Weldon for daring to defy the vaccine racket2:30 CNN Poll Ignites The Hill and Breitbart in a Battle of Spin Over Poll About Trump's Ego-nomics 8:37 White House mouthpiece Caroline “Love It” gets roasted by an AP reporter for peddling tariff lies straight out of the Democrat playbookDon't worry it's not a tax for YOU — it will be paid by other people 14:18 Tariffs On, Tariffs Off — Flip Flopping in Mere HoursSo who's “winning”? 17:21 Trump's Tariffs Torpedo the F-150 and Trigger a Market MeltdownThe Ford F-150, America's top-selling truck, is caught in the crossfire as steel and aluminum costs skyrocket, threatening to jack up prices and gut Ford's profits. Wall Street's reeling—Dow plunges 1,000 points. Is this a cunning plot to crash cars and force you into Musk's creepy Cybercabs, or just reckless bullying to strong-arm the Fed? 26:35 Trump Tariffs on UK Steel? Labour WANTS Steel Plants ShutThe UK's last steel plants face extinction and Trump is ready to help.  Labour doesn't care, maybe on the same page as Trump 37:46 LIVE comments from audience and emails1:00:13 GENIUS Stablecoin Act: Here Comes the Crony Capitalist Digital Currency The so-called "GENIUS Stablecoin Bill" — officially the Guiding and Establishing National Innovation for US Stablecoins — a bipartisan crew of crypto-connected senators, is about propping up a failing dollar with a blockchain Band-Aid while handing obscene profits to the elite and creating a private version of CBDC. Picture this: a "stablecoin" tied to the shaky US dollar, dressed up as freedom but loaded with CBDC-style surveillance, asset-freezing powers, and a backdoor for the Federal Reserve to swoop in during "emergencies" (aka whenever they feel like it). A privatized digital shackle disguised as progress. 1:28:42 Tokenization Crypto Con Set to Enslave and Scam the WorldIs tokenization the shiny new frontier for capital markets? It promises blockchain magic to “grease the economy's wheels”—from rights to things that don't exist (yet) to enslaving high school athletes with “future earnings” tokens, this crypto scam reeks of the securitized mortgage meltdown all over again. 1:48:47 LIVE comments from audience 1:53:31 Covering Up Trump's Epstein Relationship: Leavitt, Tulsi, Bondi  1:56:40 BigEgg Cartel & Price Rigging: Another Look, a Different AngleIs this a calculated heist? 2:13:41 LIVE comments — commemorative coins for the show, 5 year anniversary of “the emergency”, and is there a plot to assassinate Infowars personnel? 2:20:27 USAID Staff Told to “Shred-and-Burn”The head of USAID just ordered a frantic shred-and-burn of all documents.  They act like a corrupt money laundering arm of the CIA — because they ARE 2:25:38 AI the Satanic Tool of Deception and Dominion AI isn't just tech, it's the devil's masterpiece! From cloning voices in every language to promising miracles like making the blind see, AI's a golden calf for a faithless world, a Leviathan of pride that tempts us to worship it. Elon Musk calls it a god, Jordan Peterson nods along, but this black-box beast—beyond our grasp yet ruling our courts and lives—whispers satanic subversion  to enslave us all in a soft cage of dependency and deception! 2:36:22 Massive Lawfare Against Trump Cuts — And a New Strategy to Stop the Lawsuits  The administration's fighting back with a slick injunction bond tactic—but is it enough to stop the judicial juggernaut? 2:45:22 Trump Dumps Dave Weldon: CDC Nominee Axed at the Last Second for the Vaccine Protection RacketDr. Dave Weldon, the former Congressman, physician, and vaccine skeptic tapped to lead the CDC, just got the boot from the Trump administration hours before his big Senate showdown! Set to face off with Senator Bill Cassidy, the Republican gatekeeper of the Health, Education, Labor, and Pensions Committee, Weldon was poised to either sell his soul or stand firm on his controversial anti-vaccine stance. But in a jaw-dropping twist on March 13, 2025, the White House yanked his nomination 2:54:48 Vaccines Allergy Apocalypse: Proteins Poisoning Kids with Milk and Peanut Death TrapsVaccines aren't protecting—Nobel laureate (and eugenicist) Charles Richet knew it in 1913—injecting proteins flips immunity into a kill switchIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHTFor 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

    The REAL David Knight Show
    Thr Episode #1967: “GENIUS Act” Crypto Trojan Horse, CDC Vax Skeptic Dumped by Trump, Tariffs, Tokens, and Debt

    The REAL David Knight Show

    Play Episode Listen Later Mar 13, 2025 181:03


    Media spin, Leavitt lies, autos die?The GENIUS Stablecoin Act hands cronies a privatized surveillance-packed digital dollarUSAID's burning & shredding secrets like a CIA frontAI the Satanic Tool of Deception & DominionTrump axes CDC nominee Dave Weldon for daring to defy the vaccine racket2:30 CNN Poll Ignites The Hill and Breitbart in a Battle of Spin Over Poll About Trump's Ego-nomics 8:37 White House mouthpiece Caroline “Love It” gets roasted by an AP reporter for peddling tariff lies straight out of the Democrat playbookDon't worry it's not a tax for YOU — it will be paid by other people 14:18 Tariffs On, Tariffs Off — Flip Flopping in Mere HoursSo who's “winning”? 17:21 Trump's Tariffs Torpedo the F-150 and Trigger a Market MeltdownThe Ford F-150, America's top-selling truck, is caught in the crossfire as steel and aluminum costs skyrocket, threatening to jack up prices and gut Ford's profits. Wall Street's reeling—Dow plunges 1,000 points. Is this a cunning plot to crash cars and force you into Musk's creepy Cybercabs, or just reckless bullying to strong-arm the Fed? 26:35 Trump Tariffs on UK Steel? Labour WANTS Steel Plants ShutThe UK's last steel plants face extinction and Trump is ready to help.  Labour doesn't care, maybe on the same page as Trump 37:46 LIVE comments from audience and emails1:00:13 GENIUS Stablecoin Act: Here Comes the Crony Capitalist Digital Currency The so-called "GENIUS Stablecoin Bill" — officially the Guiding and Establishing National Innovation for US Stablecoins — a bipartisan crew of crypto-connected senators, is about propping up a failing dollar with a blockchain Band-Aid while handing obscene profits to the elite and creating a private version of CBDC. Picture this: a "stablecoin" tied to the shaky US dollar, dressed up as freedom but loaded with CBDC-style surveillance, asset-freezing powers, and a backdoor for the Federal Reserve to swoop in during "emergencies" (aka whenever they feel like it). A privatized digital shackle disguised as progress. 1:28:42 Tokenization Crypto Con Set to Enslave and Scam the WorldIs tokenization the shiny new frontier for capital markets? It promises blockchain magic to “grease the economy's wheels”—from rights to things that don't exist (yet) to enslaving high school athletes with “future earnings” tokens, this crypto scam reeks of the securitized mortgage meltdown all over again. 1:48:47 LIVE comments from audience 1:53:31 Covering Up Trump's Epstein Relationship: Leavitt, Tulsi, Bondi  1:56:40 BigEgg Cartel & Price Rigging: Another Look, a Different AngleIs this a calculated heist? 2:13:41 LIVE comments — commemorative coins for the show, 5 year anniversary of “the emergency”, and is there a plot to assassinate Infowars personnel? 2:20:27 USAID Staff Told to “Shred-and-Burn”The head of USAID just ordered a frantic shred-and-burn of all documents.  They act like a corrupt money laundering arm of the CIA — because they ARE 2:25:38 AI the Satanic Tool of Deception and Dominion AI isn't just tech, it's the devil's masterpiece! From cloning voices in every language to promising miracles like making the blind see, AI's a golden calf for a faithless world, a Leviathan of pride that tempts us to worship it. Elon Musk calls it a god, Jordan Peterson nods along, but this black-box beast—beyond our grasp yet ruling our courts and lives—whispers satanic subversion  to enslave us all in a soft cage of dependency and deception! 2:36:22 Massive Lawfare Against Trump Cuts — And a New Strategy to Stop the Lawsuits  The administration's fighting back with a slick injunction bond tactic—but is it enough to stop the judicial juggernaut? 2:45:22 Trump Dumps Dave Weldon: CDC Nominee Axed at the Last Second for the Vaccine Protection RacketDr. Dave Weldon, the former Congressman, physician, and vaccine skeptic tapped to lead the CDC, just got the boot from the Trump administration hours before his big Senate showdown! Set to face off with Senator Bill Cassidy, the Republican gatekeeper of the Health, Education, Labor, and Pensions Committee, Weldon was poised to either sell his soul or stand firm on his controversial anti-vaccine stance. But in a jaw-dropping twist on March 13, 2025, the White House yanked his nomination 2:54:48 Vaccines Allergy Apocalypse: Proteins Poisoning Kids with Milk and Peanut Death TrapsVaccines aren't protecting—Nobel laureate (and eugenicist) Charles Richet knew it in 1913—injecting proteins flips immunity into a kill switchIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHTFor 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

    Millennial Money
    How Paula Poundstone Dug Out of $1M Debt—With a Sense of Humor

    Millennial Money

    Play Episode Listen Later Mar 13, 2025 53:14


    Money is complicated. It's messy, stressful, and full of questions—Are you spending in a way that supports your goals? Saving enough for retirement? What's the deal with all those investing acronyms? And how do you actually enjoy life through the financial rollercoaster? In this vault episode, we revisit my conversation with legendary comedian Paula Poundstone, host of Nobody Listens to Paula Poundstone. Paula knows a thing or two about life's financial ups and downs—because she once found herself $1 million in debt. Climbing out of that hole took years, resilience, and a whole lot of humor. Paula shares how she tackled massive debt, the unexpected money lessons she's learned, and why happiness isn't found in a perfect bank balance—but in how you live your life. If you've ever felt overwhelmed by money, this episode is your reminder to breathe, laugh, and take back control. Resources from this Episode: Nobody Listens to Paula Poundstone Podcast Paula's Comedy Tour Dates The Totally Unscientific Study of the Search for Human Happiness Learn more about your ad choices. Visit megaphone.fm/adchoices

    Battleground America Podcast
    Dalio:US Entering Debt-Death Cycle

    Battleground America Podcast

    Play Episode Listen Later Mar 13, 2025 17:39


    Billionaire Hedge Funder Ray Dalio warns the US is on the cusp of the debt death cycle and we have precious little time to pull back ... and his numbers are almost identical to Elon Musk's. (Please subscribe & share.) Sources: Sources: https://www.cnbc.com/2025/03/12/ray-dalio-warns-growing-us-debt-will-lead-to-shocking-developments.html https://www.yahoo.com/news/senate-democrats-jammed-republicans-lose-213401001.html https://x.com/hughhewitt/status/1899939414232666267 https://www.zerohedge.com/political/house-vote-stopgap-amid-trump-massie-feud-freedom-caucus-comes-around-senate-looms?utm_source=&utm_medium=email&utm_campaign=4170 https://youtu.be/8u3qQtEJacY?si=z3YXhkMKiFYkdBJN

    Free To Choose Media Podcast
    Episode 236 – Avoiding the Coming Generational Storm (Podcast)

    Free To Choose Media Podcast

    Play Episode Listen Later Mar 13, 2025


    Today's podcast is titled “Avoiding the Coming Generational Storm.” Recorded in 2006, Dennis McCuistion, former Clinical Professor of Corporate Governance and Executive Director of the Institute for Excellence in Corporate Governance at the University of Texas at Dallas, continues his conversation with syndicated financial columnist Scott Burns, co-author of the book The Coming Generational Storm, and Peter G. Peterson, co-founder of the Blackstone Group, about America’s fiscal challenges, particularly related to entitlement programs and government debt. Listen now, and don't forget to subscribe to get updates each week for the Free To Choose Media Podcast.

    MoneyWise on Oneplace.com
    How Our View of God Shapes Our Stewardship

    MoneyWise on Oneplace.com

    Play Episode Listen Later Mar 13, 2025 24:57


    A.W. Tozer once wrote in The Knowledge of the Holy, “What comes into our minds when we think about God is the most important thing about us.” Our understanding of God influences everything—including how we handle what He has entrusted to us.In the Parable of the Talents (Matthew 25:14-30), Jesus tells a story that reveals how our perception of God directly affects our stewardship. Three servants are given different amounts of money while their master is away. Two invest what they receive and are rewarded for their faithfulness. The third, however, buries his portion out of fear. His failure wasn't just financial—it was a failure of understanding his master's character.A Misunderstanding That Led to FearAt first glance, the punishment of the third servant might seem extreme. After all, he didn't lose the money—he simply didn't invest it. But Jesus' parable isn't just about financial stewardship; it's about how we see God.The third servant viewed his master as “a hard man” (Matthew 25:24), someone to be feared rather than trusted. His words reveal the issue of his heart:“Master, I knew that you are a hard man, harvesting where you have not sown and gathering where you have not scattered seed. So I was afraid and went out and hid your gold in the ground.” - Matthew 25:24-25His fear of failure led him to inaction. Instead of seeing an opportunity, he saw a trap. Instead of seeing generosity, he saw harshness. And because of that, he did nothing.This is the danger of a wrong view of God. When we perceive Him as an unrelenting taskmaster, we shrink back—afraid to fail, hesitant to step out, reluctant to engage with what He has given us. We bury our talents—whether our time, resources, or gifts—assuming He is more interested in punishment than partnership. But Scripture reminds us:“There is no fear in love. But perfect love drives out fear, because fear has to do with punishment.” - 1 John 4:18Faith and Trust Lead to FruitfulnessIn contrast, the first two servants acted in faith. They saw their master as someone worth serving, embracing their responsibility with joy. They took risks, multiplied what they had been given, and were met with their master's praise:“Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!” - Matthew 25:21The master's reward wasn't just about productivity—it was an invitation into deeper joy. Their faithfulness wasn't about money; it was about trust. They trusted their master's goodness and acted boldly.Many struggle with obedience because they see it as a burden rather than an opportunity. But the faithful servants understood something key: what they had been given actually belonged to their master, and stewarding it well was a privilege.Jesus invites us to partner with Him in His work, not because He needs us, but because He delights in working through us. Paul describes this beautifully:“For we are co-workers in God's service; you are God's field, God's building.” - 1 Corinthians 3:9We are not slaves cowering under a harsh master—we are co-laborers in His kingdom. When we understand this, our perspective on obedience changes. Giving, serving, and using our gifts for His glory are no longer seen as obligations but as privileges.Living as Faithful StewardsThe real tragedy of the third servant is that he never truly knew his master. His false perception led to his inaction, and his master's response is sobering:“Throw that worthless servant outside, into the darkness, where there will be weeping and gnashing of teeth.” - Matthew 25:30This warning isn't just about stewardship—it's about our hearts. If we live in fear and refuse to trust God, we will miss out on the joy of His kingdom. In fact, I would venture to say that when some meet Jesus, they may not hear, “I never knew you,” but rather, “You never knew Me.”But if we truly know Him, we will step forward in faith, eager to invest our lives in His work.God invites us to see Him as He truly is—loving, generous, and trustworthy. When we do, we won't shrink back in fear—we will step forward in faith. Like the faithful servants in the parable, we will hear His words of joy:“Well done, good and faithful servant.”Let's live as stewards who know our Master—trusting in His goodness and investing in His kingdom with boldness and joy.On Today's Program, Rob Answers Listener Questions:My daughter has $20,000 in credit card debt across five cards. With her husband incarcerated, she's struggling to make the $800 monthly minimum payments. I'm looking for a way to help her consolidate the debt and get a lower interest rate so she can start paying it down.We've been offered a good price to sell our 14-year-old business, but I'm concerned about the capital gains taxes we'll owe. Besides investing in our IRAs, are there any other strategies we can use to reduce the taxes we'll have to pay on the sale?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineThe Knowledge of the Holy: The Attributes of God: Their Meaning in the Christian Life by A.W. TozerCross InternationalChristian Credit CounselorsNational Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    World Business Report
    Should Germany rethink its debt strategy?

    World Business Report

    Play Episode Listen Later Mar 13, 2025 26:28


    Sam Fenwick takes a closer look at Germany's changing economic landscape. In an exclusive interview with the BBC, the President of the central bank of Germany outlines how Germany and the EU plan to navigate today's extraordinary challenges. Plus, Donald Trump has escalated a growing trade dispute, threatening a 200% tariff on EU alcohol imports. And in a record-breaking deal, Abu Dhabi's state-owned MGX has invested $2 billion in Binance, the world's largest cryptocurrency exchange. What does this mean for the future of crypto and the region's role in the digital economy?

    Money And Wealth With John Hope Bryant
    Debt - The Good, The Bad & The Opportunity

    Money And Wealth With John Hope Bryant

    Play Episode Listen Later Mar 13, 2025 61:53 Transcription Available


    In this episode, John breaks down debt! Not all debt is bad! There are some misconceptions about debt that are getting demystified today! Get your notebooks ready!See omnystudio.com/listener for privacy information.

    Crushing Debt Podcast
    Swipe Right on Budgeting ... Dating while Ditching Debt - Episode 455

    Crushing Debt Podcast

    Play Episode Listen Later Mar 13, 2025 33:05


    Are you single and looking to date? How do you manage your budget and expenses while trying to put yourself out there to find a new friend, a new relationship, a new romance? On this week's epsidoe, Shawn & George talk about your budget and dating (whether single or dates with your spouse). Some do's and dont's: DO budget DON'T fake what you cannot afford DO be upfront about your money, your budget and your money goals DON'T loan someone money (regardless of how much you love them) DO take "budget friendly" dates DON'T ignore their red flags when it comes to money Remember, not only does dating require the cost of the date itself, but there are other expenses - like the cost of the dating apps, if you choose that route.  There's also the question of when you bring up money - the first date?  second?  first month?  first year? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

    Messy to Magnetic: A Money Coaching Podcast
    150. Spring Clean Your Debt: A Fresh Start Approach

    Messy to Magnetic: A Money Coaching Podcast

    Play Episode Listen Later Mar 13, 2025 13:13


    Ever notice how that first warm spring day gives you energy for EVERYTHING? Suddenly you're cleaning closets, planning projects, and yes - maybe even feeling ready to face those credit card statements again. In this episode, I'm chatting about how to use that amazing spring motivation for your debt payoff journey without burning yourself out. I'll share what works and how to take simple steps to make the most of this renewed energy!Whether you've been avoiding your finances all winter or just need some fresh ideas, we'll talk about practical ways to channel this energy into debt freedom. And of course, I'll share a bit about my Done With Debt 30-Day Bootcamp starting April 1st - perfect timing for your financial fresh start! Use code BOOTCAMP20 to save $20 if you're ready to join us.Join the Done With Debt 30-Day Bootcamp https://www.katyalmstrom.com/bootcamp Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

    Lykken on Lending
    Bond Market Turbulence: Germany's Debt Move, Fed Signals, and Inflation Watch - Market Update by Matt Graham

    Lykken on Lending

    Play Episode Listen Later Mar 13, 2025 5:00


    This podcast segment Market volatility surged last week as Germany's debt ceiling proposal shook global bonds, Fed Chair Powell signaled economic stability, and all eyes now turn to the upcoming inflation report for clues on the next move.-----------------------------------------------------Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

    Higher Exchanges
    The Future of the Cannabis Industry with FiSai's Erich Mauf

    Higher Exchanges

    Play Episode Listen Later Mar 13, 2025 73:24


    In this episode of Higher Exchanges, we sit down with Erich Mauff, Principal at FiSai, to explore the evolving cannabis investment landscape. From his time at Deutsche Bank and Jushi to launching FiSai, Erich shares key lessons learned.We dive into:

    Cloud 9fin
    Mastering middle office data and decisions

    Cloud 9fin

    Play Episode Listen Later Mar 13, 2025 28:23


    No one likes that feeling of being a little too thick in the middle. But finding the right balance of strength and cushion is no easy task. We're talking about the middle office here, of course.The middle office may not always be in the spotlight, but when loan data goes awry it's the team that keeps the gears turning and numbers in check. In this episode, head of podcasts Chase Collum chats with Jared Vest, global co-head of middle office solutions at FIS, to break down the middle office's essential roles, risks, and evolving responsibilities. They explore how accurate data and strong operational support are critical to navigate today's fast-paced loan market.This episode was produced in partnership with FIS as part of a three-part series diving into the challenges facing middle office practitioners and users of global loan data sets.Have any feedback for us? Send us a note at podcast@9fin.com.

    The Daily Crunch – Spoken Edition
    Zolve, a neobank for global citizens moving to the US, raises $51M and secures $200M debt

    The Daily Crunch – Spoken Edition

    Play Episode Listen Later Mar 13, 2025 3:36


    Zolve, a neobanking startup targeting global citizens seeking credit, has raised $251 million in a new round to expand into Canada and launch loans. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    RNIB Connect
    S2 Ep1007: What Is Coerced Debt And How Can StepChange Debt Charity Support You?

    RNIB Connect

    Play Episode Listen Later Mar 13, 2025 5:17


    StepChange debt charity are raising awareness of a type of economic abuse called Coerced Debt. Amelia spoke to Genevieve Richardson to learn more about who is at risk and what support is available. Learn more about coerced debt and how to get support on the StepChange website - Coerced Debt Report. Too Close To Home. StepChange Image shows the RNIB Connect Radio logo. On a white background ‘RNIB' written in bold black capital letters and underline with a bold pink line. Underneath the line: ‘Connect Radio' is written in black in a smaller font. 

    The Megyn Kelly Show
    Mysterious Phone Call, New Leads - Part 3 of Megyn Kelly Investigates: Baby Lisa's Disappearance | Ep. 1024

    The Megyn Kelly Show

    Play Episode Listen Later Mar 12, 2025 40:22


    In part three of Megyn Kelly Investigates on the disappearance of Baby Lisa Irwin, Megyn Kelly digs into the mystery of the phone call that we know went from a phone stolen from the Baby Lisa household to Megan Wright, we hear from Megan Wright on what that might have been about, what John "Jersey" Tanko had to say about the stolen phones, what police may know that they aren't saying, and law enforcement experts Phil Houston and Bill Stanton give their analysis on the case and the series.Find out more and watch all episodes here: https://www.megynkelly.com/2025/03/10/megyn-kelly-investigates-the-disappearance-of-baby-lisa-irwin/Done with Debt: https://www.DoneWithDebt.com/Grand Canyon University: https://GCU.eduFollow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

    The John Batchelor Show
    #LONDONCALLING: GERMANY DEBT BRAKE BROKEN @JOSEPHSTERNBERG @WSJOPINION

    The John Batchelor Show

    Play Episode Listen Later Mar 12, 2025 13:39


    #LONDONCALLING: GERMANY DEBT BRAKE BROKEN @JOSEPHSTERNBERG @WSJOPINION UNDATED B OF E

    Mock and Daisy's Common Sense Cast
    Trump Buys A Tesla, Dept. Of Education Budget Cut By 50%, & Rosie O'Donnell Moves To Ireland

    Mock and Daisy's Common Sense Cast

    Play Episode Listen Later Mar 12, 2025 95:16


    In today's jam-packed show, we kick things off with the House passing a continuing resolution—government shutdown averted, folks! But hold onto your hats because the real buzz is around DOGE! We then pivot to an exciting announcement: the Department of Education's budget has been slashed by a whopping 50%! The drama doesn't stop there; we uncover some shady dealings at USAID that have us asking, "Who's going to put a stop to this?"We're then graced by the insights of Marco Rubio discussing Ukrainian cease-fire negotiations. The geopolitical chessboard heats up with questions about Trump's influence over Putin and his amusing tariff tussle with Canada—does he want them as our 51st state or what?As we round out the hour, prices and inflation are dropping, but the heat turns up on reporters pushing Karoline Leavitt on tariffs. With the midterms looming, Trump's political maneuvers keep us on our toes, including his latest digs at Biden and a surprise purchase of a Tesla!And just when you think you've heard it all, we explore the possibility of the Epstein files being released, take a quirky detour with Oregon's pronoun-using consumer advisor, and check in on the heated California governor race.This spring, get up to 50% off select plants plus an extra 15% off your first purchase with code CHICKS at https://fastgrowingtrees.com/Chicks No one eats perfectly, fill your nutrition gaps the easy way with Field of Greens! Code CHICKS at https://FOGChicks.com save 20% off your first orderShop the first-ever MEGA Sale going on now. Code CHICKS to save at https://MyPillow.com/Chicks plus get free shipping on every order! 

    The Personal Finance Podcast
    5 Dead Simple Steps to Know If You're On Track for Retirement (Plus Money Q&A)

    The Personal Finance Podcast

    Play Episode Listen Later Mar 12, 2025 50:24


    In this episode of the Personal Finance Podcast, we're going to talk about the 5 dead simple steps to know if you are on track for retirement.   How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to joindeleteme.com/pfp20 for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Delete Me: Use Promo Code PFP for 20% off!  Links Mentioned in This Episode:  What Net Worth Puts You in Upper, Middle, and Lower Class How to Invest More Outside of Retirement Accounts, 529 Strategies, & Dividend Growth - Money Q&A 10 Incredible Benefits of a Taxable Brokerage Account! Why Coast FIRE May Be The Perfect Strategy for You with Andy Hill Retirement Calculator : Empower Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

    Creating Wealth Real Estate Investing with Jason Hartman
    2283: Interest Rates and the Economy: Is a Recession the Key to Change? Long-term Debt as a Financial Strategy with Ric Edelman

    Creating Wealth Real Estate Investing with Jason Hartman

    Play Episode Listen Later Mar 12, 2025 27:25


    Jason discussed a theory that the Trump administration is intentionally slowing the economy to set the stage for lower interest rates, referencing Anthony Pompliano's newsletter. He also highlighted the current economic situation, emphasizing the need for the US government to refinance its debt and the role of interest rates in this process. Jason expressed hope that the current leadership's strategy would work, as millions of Americans depend on it. He concludes with an invitation for his upcoming event, Empowered Investor Live. https://empoweredinvestorlive.com/ https://www.anthonypompliano.com/   Jason then speaks with acclaimed financial advisor Ric Edelman. Barron's has six times (2004–2009) ranked Ric Edelman among America's 100 top financial advisors. In 2009, Ric was ranked the #1 independent financial advisor in the nation by Barron's. In 2004, Ric was inducted into the Financial Advisor Hall of Fame, ranked by Research Magazine for his focus on the individual client and ranked #42 on Registered Rep magazine's list of “America's Top 50 Advisors.” Inc. magazine three times named the firm the fastest-growing privately-held financial planning firm in the country. Ric received an honorary doctorate from Rowan University in 1999, and in 2007 was inducted into the Rowan University Public Relations Student Society of America Hall of Fame. #EmpoweredInvestor #TrumpEconomy #InterestRates #EconomicPolicy #RealEstateInvesting #MarketUncertainty #Recession #FinancialStrategy #EconomicGrowth #DebtRefinancing #HousingMarket #LowerInterestRates #FinancialRepression #InvestingTips #RealEstate #EmpoweredInvestorLive www.EdelmanFinancial.com   Key Takeaways: Jason's editorial 1:35 https://empoweredinvestorlive.com/ is almost upon us! So get your tIckets TODAY! 2:00 Theory: Is Trump trying to slow the economy 3:36 Anthony Pampliano: Trump and lower interest rates  5:16 "Financial repression"  7:28 DOGE and the FED 14:13 Clip of the Day: Trump and interest rates https://x.com/i/status/1898835027070529870 Ric Edelman's interview 15:16 Long-term Debt as an asset   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

    Ken Webster Jr
    Debt, Punk Rock, Pickle Juice Hangovers: A Wild Mix of Politics, Music, and Strange News - WED 9.2

    Ken Webster Jr

    Play Episode Listen Later Mar 12, 2025 18:47


    MoneyWise on Oneplace.com
    Navigating Finances in Blended Families with Ron Deal and Greg Pettys

    MoneyWise on Oneplace.com

    Play Episode Listen Later Mar 12, 2025 24:57


    Martin Luther once said, “There is no more lovely, friendly, and charming relationship, communion, or company than a good marriage.”A strong marriage is a blessing but requires intentional effort, especially in a blended family. Today, Ron Deal and Greg Pettys join the show to discuss a valuable resource for second marriages.Ron Deal is a bestselling author, licensed marriage & family therapist, podcaster, and popular conference speaker who specializes in marriage enrichment and stepfamily education and is the co-author of The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family. Greg Pettys, CLU, ChFC, CFP, has thirty-four years of specialized experience in securities and life insurance sales and services. He is the co-author of The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family.Understanding the Financial Challenges of Blended FamiliesWhen two people enter a marriage with previous financial histories, children, and life experiences, their financial situation becomes more complex than that of a first-time marriage. They may bring:Separate bank accounts and investmentsExisting debts and financial obligationsDifferent parenting and financial philosophiesThe need to provide for children from previous relationshipsConcerns over inheritance and estate planningMerging finances in a blended family isn't just about money—it's about trust, provision, and love. Without clear communication and planning, financial disagreements can create tension, causing stress in the relationship.What Is a Togetherness Agreement?A Togetherness Agreement is a structured approach for blended couples to clarify their financial decisions, ensuring transparency and unity. More than just a financial plan, it is a tool for fostering trust and eliminating fear. It's not just about bank accounts and investments—it's about love, respect, and providing well for one another. It brings clarity to emotionally charged financial topics, ensuring that both partners are aligned in their vision for the future.Why Is a Togetherness Agreement Important?1. It Provides Financial TransparencyMany couples enter marriage with financial baggage—whether it's debt, differing views on money management, or past experiences that have led to distrust. A Togetherness Agreement creates a safe space for full financial disclosure.2. It Helps Prevent Conflict Over MoneyMoney is one of the top stressors in any marriage, but in blended families, the stakes are even higher. The agreement ensures both spouses are on the same page regarding financial expectations and responsibilities.3. It Protects Children and Future GenerationsWithout a clear plan, assets and inheritance can unintentionally drift away from children from previous marriages. The agreement helps ensure that financial resources are distributed according to the couple's wishes, not just default legal systems.4. It Strengthens Marital Trust and UnityA Togetherness Agreement fosters open communication, allowing couples to plan their future confidently rather than fearfully. It shifts financial discussions from potential sources of conflict to proactive, loving conversations.What Should a Togetherness Agreement Include?A Togetherness Agreement can be as formal or informal as a couple chooses. While some opt for a legally binding contract, even a simple written plan can be valuable. Key components may include:Bank Account Structure—Should finances be merged, kept separate, or a combination of both?Debt and Credit Considerations—How will existing debts be managed, and how will future credit decisions be made?Business Ownership—If one spouse owns a business, what will happen to it in the event of death or divorce?Financial Responsibilities—Who is responsible for household expenses, savings, and long-term care for aging parents?Inheritance and Estate Planning—How will assets be distributed to biological and stepchildren?Contingency Plans—What provisions are in place for special needs children, elderly parents, or unexpected life changes?When Should Couples Create a Togetherness Agreement?Ideally, discussions about financial planning should begin before marriage. However, it's never too late to start if you're already married and haven't had these conversations.If you're dating, start the conversation now. If you're already married, don't wait—begin today. The Smart Step Family Guide to Financial Planning provides a step-by-step guide to help you navigate these important discussions.A Togetherness Agreement is an essential tool for blended families to navigate finances with wisdom, clarity, and love. By fostering open communication and financial unity, couples can build a secure foundation for their marriage and their future.If you're in a blended family, consider creating your own Togetherness Agreement today—it might be the most valuable financial decision you ever make.For more insights, pick up a copy of The Smart Step Family Guide to Financial Planning and start building a financial roadmap that aligns with your family's unique needs.On Today's Program, Rob Answers Listener Questions:My question has two parts. First, what is the best way to protect myself from identity theft? And second, our home is paid off - what's the best way to protect ourselves so someone can't come in and put a mortgage or lien on our house without us knowing about it?I'm calling regarding my estate planning. I remember somewhere in the Bible saying we are required or should leave something for our children and grandchildren. How much should we leave for our grandchildren?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineThe Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family by Ron L. Deal, Greg S. Pettys, and David O. EdwardsSplitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron BlueWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

    Daily Halacha Podcast - Daily Halacha By Rabbi Eli J. Mansour
    Fulfilling Matanot La'ebyonim on Purim by Foregoing on a Loan, Paying a Poor Person's Debt, or Writing a Check

    Daily Halacha Podcast - Daily Halacha By Rabbi Eli J. Mansour

    Play Episode Listen Later Mar 12, 2025


    **Today's Halacha is dedicated f or the refuah and haslacha of Ronnie, Sharon, Eli and all the children of CARE** One of the obligations of Purim is "Matanot La'ebyonim" – giving gifts to the poor. Does one fulfill this obligation through "Mehila," meaning, by waiving an outstanding debt? For example, if a person lent a poor person $500 at some point before Purim, can he approach the debtor on Purim, announce that he foregoes on the loan, and thereby fulfill the Misva of Matanot La'ebyonim? The authorities debate this question, and Hacham Ovadia Yosef rules that one cannot fulfill his obligation in this fashion. The Misva of Matanot La'ebyonim requires giving new money to the needy, and therefore it does not suffice to forgive a debt. By the same token, one cannot fulfill this obligation by paying a poor person's outstanding debt. For example, if a person approaches the local grocer and pays the outstanding bill of a certain customer who cannot afford to pay for his food, he has certainly performed a great Misva of charity, but he has not fulfilled the specific obligation of Matanot La'ebyonim. This obligation requires giving a poor person new money that he does not yet have, and therefore paying off his debt does not suffice. Does one fulfill this obligation by giving a poor person a check? A check, intrinsically, has no value, and the poor person must go to the bank to deposit it before he can use the funds. Perhaps, therefore, checks do not suffice for this Misva. However, Rav Shlomo Zalman Auerbach (Israel, 1910-1995) ruled that one may fulfill this obligation through a check, even if the banks are closed that day. The check gives the poor person credit with certain people, and this credit he now enjoys suffices for the Misva of Matanot La'ebyonim. Those who are accustomed to allocating one-tenth of their earnings to charity cannot include Matanot La'ebyonim in their tithe. Matanot La'ebyonim constitutes a strict halachic obligation, and it therefore cannot be considered a charitable donation. One may, however, give a larger sum than is required for Matanot La'ebyonim, and count the extra money toward his charity tithe. If, for argument's sake, Matanot La'ebyonim requires donating $5 to charity, a person can donate $50 and count $45 of that amount as charity. Matanot La'ebyonim is the central obligation of Purim, and takes precedence over the other Misvot of the day. More generally, it is customary during this time of year to make the needs of the poor one's priority. During the season of Purim, the Sadikim go into grocery stores, butcher shops and the like and voluntarily cover the debt of needy customers, without informing them, in order to assist them. This custom assumes particular importance this year, when, unfortunately, so many people in our community and beyond are struggling to cover their expenses. Summary: The obligation of Matanot La'ebyonim on Purim requires giving the poor individuals new money, and, as such, one does not fulfill this Misva by foregoing on an outstanding debt or paying a poor man's debt to his creditor. One may fulfill this obligation with a check. One who customarily gives a tenth of his income to charity may not use tithe money for the minimum requirement of Matanot La'ebyonim, but he can use it for a larger Matanot La'ebyonim donation. It is customary during the season of Purim to increase one's charitable activities.

    The Best Interest Podcast
    The Truth About the U.S. National Debt (And How It Impacts You Personally) - E102

    The Best Interest Podcast

    Play Episode Listen Later Mar 12, 2025 41:25


    Today we take a look at the U.S. national debt, distinguishing it from household debt and analyzing its impact on individuals and investors. Jesse traces the debt's history and explains its structure, funding through Treasury bonds, and refinancing process. The discussion covers Modern Monetary Theory (MMT), which suggests that as a currency issuer, the U.S. cannot default but must manage inflation through taxation—though critics question the feasibility of this approach. While deficit spending can drive economic growth, excessive money printing may erode investor confidence. Interest rates play a crucial role in borrowing, investment, and market stability. Inflation, influenced by national debt and monetary policy, erodes cash and bond values, making stocks a stronger long-term hedge. Real estate may also help, but with mixed results. Despite the complexities of national debt, a diversified investment strategy and career growth offer the best approach to financial stability.  Key Takeaways:• The U.S. government operates under different financial rules than a household, as it can issue its own currency and refinance debt indefinitely. • From $75 million after the Revolutionary War to $36 trillion in 2025, national debt has always played a role in economic growth and policy. • Debt is split into intra-governmental (owed within the government) and publicly held (owed to investors, institutions, and foreign entities). • The Federal Reserve influences borrowing costs by setting interest rates, affecting everything from government debt payments to personal loans. • Printing money doesn't cause default, but it can devalue currency and increase prices, impacting purchasing power. • Spreading investments across different asset classes helps mitigate risk and combat inflationary pressures. Key Timestamps:(00:00) Understanding the U.S. National Debt (02:14) Components of the National Debt (07:55) The Role of the Federal Reserve (14:40) Modern Monetary Theory Explained (17:58) Criticisms of Modern Monetary Theory (26:41) Implications for Personal Finance (32:03) Combating Inflation and Taxes (39:18) Conclusion and Final Thoughts Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques, Modern Monetary Theory, national debt, diversification Mentions: https://bestinterest.blog/what-investments-actually-beat-inflation-since-2020/ More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog  The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

    Get the Hell Out of Debt
    Investing While You Have Consumer Debt?

    Get the Hell Out of Debt

    Play Episode Listen Later Mar 12, 2025 30:55


    Erin will help you figure out whether you should pause contributions while paying off debt or whether you need to get into the market NOW - and how to make sure your investments are set up for real growth. Join our community here: www.getthehelloutofdebt.com  Leave us a message at: https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Dental Hygiene Basics
    Marisa, the Financial Hygienist, On Becoming Free from Debt

    Dental Hygiene Basics

    Play Episode Listen Later Mar 12, 2025 40:12


    Marisa Kibiersza, known as the financial hygienist on Instagram, joins me on this episode to share her experience of becoming a dental hygienist with a passion for personal finance. We delved into the topic of finance as a dental hygiene student as well as post-licensing to hopefully educate future RDHs on a topic that is not commonly explored in our profession. She shares how she got a bachelor of science in biology with the intentional plan of becoming a physical therapist. After some unexpected life changes, she found herself attending an associate's program for dental hygiene at the College of Lake County in Illinois. Marisa is a clinical hygienist who aims to help future and current hygienists with their financial goals; I can't thank her enough for her donation to the DHB Scholarship!! Make sure to submit your application for the DHB Scholarship HERE! Transcripts are available on Apple or by request. Slide into my DMs HERE: Instagram: @dentalhygienebasics Facebook: Dental Hygiene Basics Twitter: @DH_Basics Email: DHBasics@protonmail.com. Want a question answered on the show? Fill out the DHB Questionnaire HERE. Looking for NBDHE prep? Become a VIP StudentRDH member today HERE.Timestamps: (00:00) Marisa's RDH Origin Story (08:23) Her Current Roles (11:00) Finances in DH School (18:30) Money Advice for New Grads (29:00) Adversities Marisa Faced in School(31:47) Rewarding Memories from School Hosted on Acast. See acast.com/privacy for more information.

    VIN Foundation: Veterinary Pulse
    Dr. Tony Bartels on the latest student debt news

    VIN Foundation: Veterinary Pulse

    Play Episode Listen Later Mar 12, 2025 30:26


    Listen in with VIN Foundation board member and Student Debt Education lead Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode we're covering the latest news on income-driven repayment application changes    Topics covered included: What happened to the Income-Driven Repayment application? If borrowers are using an income-driven payment plan right now, what should they do? How do these changes impact monthly payments for borrowers? How about borrowers who are hoping for PSLF? How do the recent changes impact them? What's the best approach for borrowers when dealing with loan servicers?   As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.     NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.   GUEST BIO: Dr. Tony Bartels Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he's not staring holes into his colleagues' student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.   LINKS AND INFORMATION: VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter Time for your student loan physical exam? VIN Foundation My Student Loans tool http://www.vinfoundation.org/mystudentloans VIN Foundation Download My IDR Progress Google Chrome extension to help you grab a copy of your IDR forgiveness progress VIN Foundation Blog, most recent: All IDR applications for student loans are paused – Now what? February 2025 Q&A from Climbing Mt. Debt Webinar: What's Next for your Student Loans? VIN Foundation Navigating Uncertainty Checklist, what you can do now: https://vinfoundation.org/wp-content/uploads/2025/03/VIN-Foundation-What-You-Can-Do-Now-Navigating-Student-Loan-Uncertainty.pdf Climbing Mt. Debt webinar: What's Next for Your Student Loans? by VIN and VIN Foundation, February 5th, 2025: https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/#MostRecentWebinar  VIN Foundation Relevant WikiDebt Resources: IDR Profiles: What is your IDR profile? IDR Discretionary income calculations Personalized student loan help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/  Department of Education Updates on Saving on a Valuable Education (SAVE Plan):  https://studentaid.gov/announcements-events/save-court-actions https://www.ed.gov/save https://studentaid.gov/  VIN Foundation get updates: https://vinfoundation.org/updates/ VIN Foundation GIVE page to support programs these programs & tools: https://vinfoundation.org/give Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60 Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/ Email VIN Foundation: studentdebt@vinfoundation.org If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we'd love to hear it!

    Agriculture Today
    1887 - Discharging of Pollutants in Water...Can Farms Pay Back Debt?

    Agriculture Today

    Play Episode Listen Later Mar 12, 2025 27:53


    Agriculture's Return Flow Exemption Debt Repayment Capacity Cattle Inventory   00:01:05 – Agriculture's Return Flow Exemption: Roger McEowen, K-State and Washburn law professor, begins the show as he discusses a part of the Clean Water Act. He talks about how agricultural irrigation has a return flow exemption. Roger on AgManager.info   00:12:05 – Debt Repayment Capacity: K-State's Jenny Ifft and Joe Parcell keep today's show rolling as they explain the debt repayment capacity for U.S. crop businesses. They explain major contributors and what they are watching. Debt Repayment Capacity Among U.S. Crop Farm Businesses AgManager.info raff.missouri.edu   00:23:05 – Cattle Inventory: Ending the show is Brad White, Bob Larson, Dustin Pendell, Brian Lubbers and Phillip Lancaster with special guest Juliana Ranches as they converse about figures from the cattle inventory report on part of a Cattle Chat episode. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

    Hard Asset Money Show
    America's Hope with guest Christian Briggs: Breaking Free from Debt and Restoring Economic Power

    Hard Asset Money Show

    Play Episode Listen Later Mar 12, 2025 73:29


    Get ready for an eye-opening edition of America's Hope with Kelly Wright! In this must-watch special, Kelly dives deep into the pressing financial challenges facing American families and the nation at large. With the U.S. drowning in over $36 trillion of debt, every American shoulders a staggering burden of over $106,000. What does this mean for our economy, our national security, and the future of the dollar?Kelly is joined by Christian Briggs, CEO of Hard Assets, who breaks down how historical policy shifts—like Nixon's removal of the gold standard—set the stage for today's economic uncertainty. They tackle the growing threat of BRICS nations, the shifting global financial power balance, and the urgent need for America to reclaim its economic dominance. Plus, hear exclusive insights on Donald Trump's second term economic strategy, the Doge initiative with Elon Musk, and the tariffs aimed at bringing jobs back to America.Can America escape financial collapse? Will tariffs, gold-backed assets, and government efficiency reforms be enough? Don't miss this powerful conversation that every American needs to hear!

    I Will Teach You To Be Rich
    199. “I struggle w/ cc debt but insisted on a Cartier wedding ring”

    I Will Teach You To Be Rich

    Play Episode Listen Later Mar 11, 2025 74:34


    On today's episode, we're live from Boston for my recent Money For Couples book tour. First, I talk with Robert (28) and Giselle (28) who appear to have it all together, but behind the scenes, they're struggling to make intentional financial decisions. Instead of planning ahead, they make impulsive decisions like committing $7,500 of earnest money to a new home that they can't afford. Now, they're questioning if they can still plan the wedding they want. Then we'll meet Sara (28) and Jay (28) who are newly married and learning how to navigate finances together. Sara is a disciplined saver who avoids debt, while Jay is a big-picture dreamer—planning elaborate vacations without considering the cost. Sara has graciously agreed to help Jay pay off his debt, but was blindsided when Jay revealed the full amount post-honeymoon. Now, as they plan for homeownership and parenthood, trust and transparency are more important than ever. This episode is brought to you by: DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Links mentioned in this episode • Start earning $1k on the side in 30 days—using skills you already have at iwt.com/earn1k • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply Produced by Crate Media.

    Rant Cast
    Big Sir Jim Speaks!

    Rant Cast

    Play Episode Listen Later Mar 11, 2025 37:30


    Daily #84 | Ed and Dharnish discuss the recent media spree by Sir Jim Ratcliffe, including his interviews with Gary Neville, Dan Roan, and various print outlets. They delve into the key points Ratcliffe and the PR strategies behind his remarks. The discussion also covers the financial challenges the club faces, Sir Jim's plans for the future including the new stadium announcement, and the impact of staff cuts on the club's operational efficiency and fan experience. They critique the effectiveness of Ratcliffe's communication with fans and speculate on the implications of his actions for the club's long-term success. 00:00 Introduction 00:22 Overview of Sir Jim's Interviews 01:24 Media Coverage and Public Perception 02:33 Financial Insights and Ownership Dynamics 04:56 Challenges and Criticisms 06:26 Strategic Decisions 12:00 Relationship with the Glazers 16:26 Gaslighting Fans 17:18 Revenue, Debt and Spending 20:34 Gary Neville's Role 22:28 Cost-Cutting Measures, Player Contracts 30:55 Stadium Announcement 31:40 Final Thoughts If you are interested in supporting the show and accessing exclusive bonus episodes, check out our Patreon page or subscribe on Apple Podcasts Subscriptions. We do a bonus show and a tactical review every week for backers. No Question About That is available on YouTube, Apple, Spotify, Amazon and all podcast apps. Hit that subscribe button, leave a rating and write a review. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Megyn Kelly Show
    Shutdown Showdown, Trump Responds on Musk vs. Rubio Report, Columbia Crackdown: AM Update 3/10

    The Megyn Kelly Show

    Play Episode Listen Later Mar 10, 2025 17:13


    The battle over a government shutdown heats up as House conservatives back Trump's CR plan. President Trump slams reporting about a Musk-Rubio clash in the White House. The mystery behind Gene Hackman's tragic passing appears to be revealed. Plus, the Trump administration pulls $400 million from Columbia University over antisemitic protests. BeeKeepers Naturals: Go to https://beekeepersnaturals.com/MEGYN  or enter code MEGYN for 20% off your orderDone with Debt: https://www.DoneWithDebt.com/

    The Megyn Kelly Show
    Baby Goes Missing, Mother Questioned - Part 1 of Megyn Kelly Investigates: Baby Lisa's Disappearance | Ep. 1022

    The Megyn Kelly Show

    Play Episode Listen Later Mar 10, 2025 42:37


    In part one of Megyn Kelly Investigates on the disappearance of Baby Lisa Irwin, Megyn Kelly goes back to the beginning of the case, and the decade-long mystery. She goes through the timeline of the case, the theories, the focus on the parents, the potential witnesses, and updates on the ongoing mystery. Megyn brings exclusive interviews with all the key players, plus analysis from experts and those who covered the disappearance when it happened.Find out more and watch all episodes here: https://www.megynkelly.com/2025/03/10/megyn-kelly-investigates-the-disappearance-of-baby-lisa-irwin/Birch Gold: Text MK to 989898 and get your free info kit on goldDone with Debt: https://www.DoneWithDebt.com/Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

    ChooseFI
    Navigating the Path to FI: Bill Powell's Blue Collar Journey from Debt to Empowerment

    ChooseFI

    Play Episode Listen Later Mar 10, 2025 46:24


    Community member Bill Powell shares his inspiring journey from a blue-collar background riddled with credit card debt to achieving financial independence. He emphasizes accountability through journaling, mentorship, and the importance of financial literacy within blue-collar professions. Bill explores the value of small, consistent actions and meaningful connections, highlighting that they lead to extraordinary results on the path to financial freedom. Key Takeaways Accountability Practices: Engage in consistent self-reflection through journaling to track progress and identify areas for improvement. (00:45:48) Use weekly emails or check-ins with an accountability buddy to maintain focus and motivation. (00:45:48) Financial Literacy in Blue-Collar Work: Advocates for improving financial literacy among those in blue-collar jobs to better manage income effectively. (00:10:15) Understanding the importance of saving and investing beyond just relying on pensions. (00:09:35) The Role of Mentorship: Bill underscores the critical need for mentoring in every profession to foster growth and development. (00:11:46) Building Meaningful Connections: Develop genuine relationships through active listening and engagement, prioritizing others' growth alongside your own. (00:13:50) Small, Consistent Actions Lead to Big Results: Emphasizes the impact of daily efforts, suggesting that transformation accumulates from incremental changes rather than overnight success. (00:31:10) Timestamps 00:01:05 - Introduction of Bill Powell and his background 00:02:26 - Bill's journey from blue-collar work to success 00:10:15 - Importance of financial literacy in blue-collar professions 00:11:39 - Discussion on mentorship and its impact 00:21:03 - Bill's emphasis on inner work and personal growth 00:31:30 - Overview of financial independence and investing strategies 00:46:19 - Closing thoughts and final motivation Actionable Takeaways Start a journaling practice to reflect on your financial journey and personal goals. (00:45:48) Seek mentorship and build meaningful relationships in your field. (00:11:46) Quotes “Sharing my journey helps others on their path to financial freedom.” (00:02:12) “Challenge accepted: watch me prove you wrong!” (00:05:26) “Live in the moment, but don't forget your future!” (00:10:15) “Mentorship is essential for growth in any career.” (00:11:46) “Your power lies in the space between action and reaction.” (00:16:09) Discussion Questions How can accountability partners boost your journey toward financial independence? (00:45:48) What role does financial literacy play in blue-collar jobs? (00:10:15)