Podcasts about Debt

I break down a New York Magazine article on holiday gift pressure, then get nostalgic about what made Christmas magical in my childhood and how I want to create that feeling for Sky.

In this episode, Travis and his producer Eric react to a call from The Ramsey Show with George Kamel and John Delony, where a 26-year-old caller wrestles with whether to wipe out his $20,000 savings to pay off credit card and truck debt. Using that scenario as a springboard, they dig into the psychology of safety, why cash in the bank feels like a “warm blanket,” and how to make smarter decisions about debt payoff and emergencies—without accidentally rebuilding high-interest debt later. The conversation eventually veers into gambling, new casino tech, and the dangerous allure of hooking your bank account up to slot machines and even Uno tables. On this episode we talk about: Why a $1,000 emergency fund often isn't enough in real life, even if it sounds good on paper The tradeoff between aggressively attacking debt versus keeping meaningful cash reserves for job loss or life emergencies How gambling debt, sports betting, and new “bank-connected” casino tech can quietly wreck your finances Why having cash while still in debt can be a psychological trap—and why zero cash can be just as dangerous Creative ways to pay down car loans faster (without draining your savings) like extra jobs, lump-sum payments, and clear payoff rules Top 3 Takeaways Credit card debt should go first: if you have the cash to kill high-interest consumer debt—especially from gambling—do it quickly before it snowballs. Staying liquid matters: draining a $20,000 cushion down to $1,000 just to slightly lower a truck balance can backfire if you lose your job or get hit with real emergencies. Systems beat vibes: set clear rules (e.g., “everything above X in savings goes to the loan each quarter”) so you can both protect your downside and make real progress on debt. Notable Quotes "If you have credit card debt that lasts beyond a 30-day cycle, you're using it wrong." "When you see cash in your account, you think it's yours—but if you're in debt, by definition, it's not; it belongs to your creditors." "Please don't hook your debit card or bank account up to a slot machine—that's how you go from ‘just having fun' to ‘I'm not going home tonight.'" ✖️✖️✖️✖️

In today's narration of Reddit stories, OP discovers that her girlfriend has a £8000 debt that she didn't even know she had and is now concerned about their future.00:00 Intro00:18 Story 1 u/purpleratata04:54 Comments06:34 Update10:22 Closing Comments11:57 Story 2 u/whimsicallygrey13:38 Comments16:53 Update18:51 Closing Comments21:07 OutroFor more viral Reddit stories, incredible confessions, and the best Reddit tales from across the platform, subscribe to the channel! I *try* :) to bring you the most entertaining Reddit stories, carefully selected from top subreddits and narrated for your enjoyment. Whether you love drama, revenge, or heartwarming moments, this channel delivers the most captivating Reddit content. New videos uploaded daily featuring the best Reddit stories you won't want to miss!#redditupdate #redditrelationship #redditstoriesreddit Hosted on Acast. See acast.com/privacy for more information.

For a lot of truckers, you can make great money hauling loads across the country, but it comes with a catch: the wheels have to keep turning for the money to keep coming in.  There's no automatic runway to financial freedom, no built-in exit strategy, just the quiet expectation that you'll drive until your body says you can't. And the obvious alternatives like owning trucks, hiring drivers, scaling through fleet operations aren't as simple or as stable as they sound.  Most truckers end up in a loop that looks a lot like the rest of America's financial reality: you earn, you spend, you start over. The numbers change, but the pattern doesn't. That's where infinite banking enters the conversation, not as a magic button, but as a system that gives truckers a way to make their money work even when they're not on the road.  But here's the part most people miss: Infinite banking only works if you do. Because there's a trap almost everyone falls into. You pay off your debts, you free up all that cash flow… and then you let it drift back into a traditional bank account, where it gets spent, swallowed, or forgotten.  And this same pattern shows up in another overlooked area of trucking: health. The lifestyle is notoriously hard on the body: long hours sitting, fast food at every stop, poor sleep, and constant stress. It's easy to wake up one day and realize your finances aren't the only thing stuck in a loop you never intended to be in. In this episode, I'm joined by Dexter Holiday, a longtime trucker who set out to rewrite both his financial and health trajectory. We explore what it looks like to step out of the financial and health cycles of trucking.  We unpack the strategy, the mistakes, the course corrections, and the mindset shifts required to make it all work in real life.   Things You'll Learn In This Episode  Infinite Banking only works if you doMost people succeed in paying off debt but fail to recapture the payments and lose thousands in the process. How do you start thinking and acting like the bank? Debt freedom isn't the goal; debt management is Dexter cleared his debts, then unknowingly recreated them because the old habits were still in place. How do you stop yourself from sliding back into the same financial patterns you're trying to escape? Discipline creates wealth and health The same mindset that made Dexter financially stable helped him reverse diabetes, transform his energy, and rebuild his body. Why do money problems and health problems stem from the same root behaviors, and how do you change them? Fasting can undo what the road does to your body Trucking beats up your health, long hours sitting, constant snacking, and limited food options. How did fasting give Dexter's body the break it needed to repair itself and reverse the damage?   About the Guest Dexter Holiday is a longtime trucker who has spent years navigating the financial and physical demands of life on the road. After realizing the trucking industry offers income but not freedom, he began searching for a way to break the cycle of "earn, spend, reset." His journey through infinite banking, financial mistakes, course corrections, and eventually dramatic improvements in his health has made him a powerful example of what's possible when you commit to discipline, learning, and change. To learn more about the products that helped Dexter change his health, visit https://ufeelgreat.com/c/AKL589.    About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor with a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

Why are there so many memorial services during the otherwise joyful holiday season?As This Is Nashville mounts an "in memoriam" episode, a look at why the holidays are a natural time to pause and reflect on the people we've lost.Plus the local news for December 18, 2025 and an excerpt from The Debt.

Debt is a very powerful tool, and often we are socialized to believe that debt is bad and being debt-free is good, and that's actually not true.In this episode, I'm sharing the difference between wealthy debt and broke debt, why the world's largest companies almost always have debt on their balance sheets, and how debt can either accelerate your growth or become a huge downfall if you don't know how to use it properly.Tune in to learn:Why debt itself isn't bad, and why being debt-free isn't always betterThe difference between how wealthy people and broke people think about debtHow debt can be used to create future growth, or rob your future selfThe few things you must understand to use debt powerfully, especially during high-spend seasons

When I read The Art of Money by Bari Tessler, it felt as if I had finally found someone who UNDERSTOOD me and what I was experiencing with money. For anyone who has felt that either traditional financial literacy was missing the emotional element or the manifestation money world was missing some grounding, you will love learning about how Bari helps people truly create a more mindful, empowered relationship with money by using somatic-based, values-forward, gentle money practices. In this episode, we talked: how she became the OG financial therapist and started a new industry of somatic-based money work back in the 90s!!!wisdom and insight into how to navigate money in relationship & how to start having regular (albeit sometimes uncomfortable) money convos with your partnerwhat a "money koan" is and how we can use this magical concept to navigate even the stickiest money challenges that may arise in our lives (especially during transitions)Bari's perspective on debt, how she's used it in her own business and how our relationship with money impacts our business decisions & outcomesthe never-before-shared announcement of where Bari's taking her business next after 25 years of teaching money work!AND AND AND! For the first time ever, Bari has released her signature money program The Art of Money as a self-guided option at an extremely affordable rate--and if you purchase before 12/31/25, you'll also get a complementary Intuitive Money Guidance session with me to hold space for you as you heal your money wounds, develop stronger confidence in your money practices and learn to create the empowered relationship with money you know you desire. Get The Art of Money program here (for just $199!!!!!) by 12/31 and get your BONUS Intuitive Money Guidance session by simply emailing a screenshot of your receipt to support@emilyelizamoyer.com. Use the 1:1 Intuitve Money Guidance session to: Clear the deep subconscious blocks at the root that your money stories uncoveredCo-regulate your nervous system & create safety to finally face your numbers.Align your business & offers to your soul's truth, not your ego's "shoulds"Body double to turn knowledge overwhelm into simple, actionable money stepsHold space for you to practice attuning to your body's signals, wisdom and intuitive insightBuy the Art of Money book here, check out her other resources like her Money Dates Workshop on her website and follow along the next chapter of her business on Instagram.

Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account?We examine Basic Capital, which allows investors to leverage their retirement account investments.We also explore how the wealthy don't use debt to generate wealth but to manage it. SponsorsGelt - Taxes Done RightInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesBasic CapitalThis 30-Year-Old's Startup Is Bringing Leverage to 401(k) Savers by Suzanne Woolley—BloombergThis startup is offering mortgages for 401(k)s by Liz Hoffman—SemaforStartup Failure by Elizabeth Pollman—SSRNRelated Episodes353: The Pros and Cons of Infinite Banking and Whole Life Insurance238: The U.S. Is More Socialist Than Denmark Regarding Home MortgagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Al & Jerry: What is your net worth, how much debt do you have and would it be fun to sell cars?--plus warm up To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Al & Jerry: What is your net worth, how much debt do you have and would it be fun to sell cars? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The Federal Reserve tipped it's hand for a bull market. Today we discuss the details. We talk economic divergence, as decades of debt-fueled growth and asset inflation have benefited boomers and asset owners while leaving younger generations locked out of housing and upward mobility, creating frustration and political volatility. The U.S. economy is fundamentally leveraged by pulling future earnings forward and this could be an eventual but unpredictable global financial reset. We also talk the near-term debt panic but don't get nervous as deficits are the true risk. We also talk practical investing takeaways around market cycles, sentiment, tax-loss selling, Santa Claus rally dynamics, and the importance of patience, diversification, and avoiding extreme, fear-driven decisions. We discuss... We highlight generational economic disparities, noting younger people struggle with housing affordability and wealth accumulation compared to boomers. Economic frustration among younger generations is linked to the appeal of populist political figures who speak to lived experiences. The U.S. economy is heavily leveraged, with future earnings being pulled forward to maintain growth and consumption. We warn of a potential global financial reset, while emphasizing that timing and specifics are uncertain. Central banks' accumulation of gold is a signal of perceived systemic risk and preparation for a global reset. Debt itself can be manageable, but the ongoing growth of deficits is the real problem. Concerns about foreign countries dumping U.S. bonds were dismissed as largely impractical due to mutual economic harm. Market reactions to Fed rate cuts are analyzed, showing how assets like stocks, silver, the dollar, and Treasury yields respond differently. It's important to analyze market cycles and sentiment, rather than relying on GDP or simplistic economic indicators. Tax-loss selling and end-of-year market dynamics are discussed as opportunities to buy undervalued assets with lower downside risk. The Santa Claus rally and January market patterns are historically strong indicators for short-term gains. Focus on sectors or assets that were beaten down, watch early January flows, and avoid extreme, fear-driven moves.   Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/the-federal-reserved-tipped-its-hand-773 

Tait Duryea and Ryan Gibson sit down with Mat Sorensen of Directed IRA to tackle one of the most common investor questions: Who do you actually trust when investing in alternative assets? The conversation breaks down how to vet operators, assess risk, understand leverage, and use self-directed retirement accounts responsibly. Mat shares real-world insight from seeing thousands of deals flow through his firm, explains why advisors often avoid alternatives, and outlines practical rules for due diligence, alignment, and saying no to bad opportunities.Mat Sorensen is a nationally recognized authority on self-directed retirement investing and the CEO of Directed IRA. A tax and business attorney with over 20 years of experience, Mat has helped thousands of investors use IRAs and 401(k)s to invest in alternative assets like real estate, private equity, and startups. He is the author of The Self-Directed IRA Handbook and co-hosts educational events and podcasts focused on empowering investors to take control of their retirement capital.Show notes:(0:00) Intro(0:29) Understanding investment risk(4:54) What custodians do and don't do(6:01) Why advisors avoid alternatives(9:09) How wealthy investors allocate capital(13:55) What you pay a self-directed custodian for(18:16) The “bring your own deal” reality(25:05) Identifying an operator's real edge(33:07) Debt as the biggest risk factor(48:28) Learning when to say no(51:57) OutroConnect with Mat Sorensen:Website: https://directedira.com/ YouTube: https://www.youtube.com/@MatSorensen/videos Learn more about: Alternative Asset Investor Summit - https://altassetsummit.com/ Episodes Mentioned:1. #124 - $44 Trillion and the Future of Retirement Investing with Mat Sorensen2. #110 - The IRA Club Advantage: The Self-Directed IRA Strategy for Pilots with Ramez Fakhoury 3. #36 - Decoding the Untapped Potential and Complex World of Self-Directed IRAs with Derreck Long 4. #9 - Demystifying IRAs: Transfers Vs. Rollovers with Carrie Cook —If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com *Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

SummaryIn this conversation, Nathan Crankfield discusses the importance of budgeting during the holiday season, offering practical tips to manage expenses and avoid financial stress. He emphasizes the need for intentionality in spending, the impact of social pressure, and the significance of staying aligned with one's financial goals. The discussion also touches on the balance between generosity and financial responsibility, encouraging listeners to focus on meaningful connections rather than consumerism.Chapters00:00 Introduction & Updates04:00 Why Holiday Spending Gets Out of Control08:00 How to Build a Simple, Stress-Free Christmas Budget12:00 Avoid the Post-Holiday Debt Trap16:00 Give With Purpose18:05 Final ThoughtsIf you enjoyed this content, please follow this podcast and find us on your socials! LinkedIn: @seeking-excellenceTikTok: @nathancrankfieldYoutube: @seekingexcellence_Instagram: @seekingexcellence_Apple Podcasts: https://podcasts.apple.com/us/podcast/seeking-excellence-with-nathan-crankfield/id1528863617Spotify: https://open.spotify.com/show/3E5Y4v5btc2OGYuoWVbRGM?si=832c88f869484f09&nd=1&dlsi=01e09bb1226e4bacFind exclusive content on Locals as a paid or unpaid supporter:https://seekingexcellence.locals.com/.

Today Cole talks with a colleague at FOCUS Investment Banking, Rob Adams. Rob helps founders fund expansion so during today's conversion the guys address private debt and capital raising as a deliberate growth strategy. Over the last few years we've watched more growth-oriented operators partner with private equity—thinking of it less as a sale and more as a strategic alliance. The question for 2026: will we see that thesis taken one step further—using private debt (the same kind of debt PE uses) to scale while retaining maximum equity and control? Today we'll break down what private debt is, when it beats bank debt or equity, what lenders actually look for, and how to structure capital so it accelerates growth without stressing the business. Let's get into it. Connect with Robert: Website: https://focusbankers.com/ Social: https://www.linkedin.com/in/robert-adams-34725725/ Email: robert.adams@focusbankers.com 

In this episode of the School of Hard Knocks, we sit down with Robert Kiyosaki, legendary author of Rich Dad, Poor Dad and real estate investor with over 15,000 rental properties. He shares how he went from Marine helicopter pilot and failed employee to building massive tax-free cash flow and global financial influence.Robert breaks down why he rejects traditional education, why “your house is not an asset,” and how smart debt, cash flow, and the right teachers changed his life. We also explore his lowest moments: homelessness, business failures, betrayal, and the $30M lesson that reshaped his strategy and his circle.This conversation is a masterclass in money psychology, resilience, masculine responsibility, and playing the game of wealth on your own terms.Hosted on Ausha. See ausha.co/privacy-policy for more information.

Megyn Kelly opens the show by discussing her behind-the-scenes role in the circumstances leading to Candace Owens and Erika Kirk meeting in person, reveals how she's been talking with Erika and Candace for weeks privately, addresses her critics who wanted her to weigh in earlier, and more. Then Josh Holmes, Comfortably Smug, Michael Duncan, and John Ashbrook, the hosts of the Ruthless Podcast, join to discuss the new bombshell Vanity Fair profile of Trump Chief of Staff Susie Wiles, what it reveals about the Trump administration, Wiles' taking shots at Pam Bondi and JD Vance, the bias revealed from the reporter, the photos used in Vanity Fair's profile that reveal the bias, the way people on the right are often unfairly portrayed in the corporate press, shocking new details about the murders of Rob and Michelle Reiner, their son Nick's behavior in the hours before the murder, the tragedy and struggles of drug addiction and fame, the darkness of Hollywood, lessons parents can take from the tragic Rob Reiner story, the Brown University killer still on the loose, the lack of police action in locating the suspect, and more. More from Ruthless: https://www.ruthlesspodcast.com/ Shen Yun: Visit https://ShenYun.com/Megyn to buy tickets and waive fees.Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!All Family Pharmacy: Order now at https://allfamilypharmacy.com/MEGYN and save 10% with code MEGYN10Riverbend Ranch: Visit https://riverbendranch.com/ | Use promo code MEGYN for $20 off your first order.  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCalifornia is destroying their gasoline market, they want the state to own it, socialism. Oil prices are dropping, gas prices are dropping soon gas will be close to $1. Trump is reversing the [CB] illusion, jobs are being returned to the private sector. All in preparation to go back to the Constitution. The [DS] will continue to push back and try to delay everything Trump is trying to do. The House is prepared to make his EO into law, this will protect the country into the future. Trump had the real Generals stand behind him, these are the individuals that will protect the Republic from the [DS]. Trump is undoing decades of corruption, exposing the [DS] treasonous crimes, they will fight to hide their treasonous acts but this will fail. In the end the Military is the only way. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/US_OGA/status/2000639453866651711?s=20 https://twitter.com/KobeissiLetter/status/2000951982874636662?s=20 https://twitter.com/profstonge/status/2000628845918265518?s=20 https://twitter.com/KobeissiLetter/status/2000925538131829101?s=20 https://twitter.com/RealEJAntoni/status/2000925018281402525?s=20 https://twitter.com/profstonge/status/2000952081012940948?s=20 https://twitter.com/RapidResponse47/status/2000966123274068007?s=20 https://twitter.com/RealEJAntoni/status/2000936248370717073?s=20 https://twitter.com/EricLDaugh/status/2000922549060858200?s=20   $2,000 per household, depending on the number of workers.” “[The economy] is gonna start lifting off in Q1 and Q2.” This is HUGE! Political/Rights https://twitter.com/KanekoaTheGreat/status/2000701268806062358?s=20 https://twitter.com/KanekoaTheGreat/status/2000713713423196652?s=20 https://twitter.com/KanekoaTheGreat/status/2000766725231665257?s=20 https://twitter.com/KnightsTempOrg/status/2000645606964933100?s=20 WEIRD? Police Publish and Quickly Delete Photos of Rob Reiner's Son Being Cuffed for Slaughtering Parents, Give No Explanation Nick Reiner, the 32-year-old son of liberal activist and famed director Rob Reiner, has been arrested and charged with the brutal murder of his parents. The LAPD Gang and Narcotics Division published dramatic photos of Nick's handcuffed arrest on Instagram on Monday, but quickly deleted them without explanation. Rob Reiner, 78, known for classics like The Princess Bride, Spinal Tap, and When Harry Met Sally, and his wife Michele Singer Reiner, 68, were found stabbed to death in their Brentwood, Los Angeles home on Sunday afternoon. The New York Post reports: Nick Reiner, whose face is blurred out, is seen being forced to the ground with his hands cuffed behind his back, according to one photo. Another snap showed law enforcement pushing the suspect against the front of a squad car. In the caption, the unit only identified the man as “a double homicide suspect.” The arrest was made by US Marshals with the assistance of the LAPD's robbery homicide division, according to the post. An LAPD spokesperson declined to comment when asked why the force's gang and narcotics unit deleted the arrest photo shortly after it was published. The since-deleted photos: Nick, who has long battled severe drug addiction starting in his teens, co-wrote and starred in the 2016 semi-autobiographical film Being Charlie, directed by his father, which chronicled a young man's struggles with substance abuse and rehab. Insiders report that Nick “really resented” his father and “hated himself for not being as successful,” amid ongoing family tensions. The night before the murders, Rob and Nick reportedly got into a “very loud argument” at Conan O'Brien's Christmas party, loud enough for other guests to notice. Source: thegatewaypundit.com https://twitter.com/nypost/status/2000870292227260695?s=20 https://twitter.com/barrycunningham/status/2000736216354853228?s=20   lists are…well you know. TAKE A LISTEN https://twitter.com/RealSLokhova/status/2000919590449394156?s=20 Real Texas Conservative  The tragic deaths of filmmaker Rob Reiner and his wife Michele on December 14, 2025, have cast a somber shadow over Hollywood, prompting reflections on legacy, loss, and the lingering scars of political division. In response, President Donald Trump’s Truth Social post on December 15, 2025 – framing their passing through the lens of “Trump Derangement Syndrome” (TDS) – has ignited controversy. Yet, when examined against the backdrop of Reiner’s decade-long barrage of vitriolic rhetoric against Trump, the statement emerges not as callous, but as an appropriate blend of pointed satire, genuine sympathy, and a timely concern for mental health. This piece builds an ironclad case for its fittingness, rooted in factual history, psychological insight, and legal precedent. To understand the appropriateness of Trump’s words, one must first confront the unyielding hostility Reiner directed at him since 2015. Reiner, celebrated for directing classics like “This Is Spinal Tap” and “The Princess Bride,” transformed into one of Trump’s most vocal detractors after his presidential candidacy. In a 2016 interview with The Hollywood Reporter, Reiner labeled Trump a “con man” and “dangerous,” warning he would erode democratic norms. This escalated over the years. By 2018, Reiner tweeted comparisons of Trump to Hitler, accusing him of fostering fascism and white supremacy. His 2024 documentary “God & Country” explicitly tied Trump’s influence to Christian nationalism, portraying it as a threat to American democracy. Reiner’s social media feed became a relentless stream of attacks, calling Trump a “pathological liar,” “sociopath,” and “existential danger” in posts that amassed millions of views. Even in 2025, shortly before his death, Reiner urged boycotts of Trump-related events, framing his re-election as apocalyptic. These were not isolated jabs but a sustained campaign, often personal and inflammatory, that Reiner himself admitted stemmed from deep-seated outrage. This history of antagonism, predominantly initiated by Reiner, sets the stage for why Trump’s response is not only defensible but proportionate. Far from escalating the feud posthumously, Trump’s post acknowledges Reiner’s talents – “a tortured and struggling, but once very talented movie director and comedy star” – while attributing the tragedy to TDS, a “mind-crippling disease” fueled by “raging obsession.” This framing isn’t baseless invention; it’s grounded in credible psychological analysis. Critics have questioned the timing of Trump’s post, issued just a day after the tragedy, as potentially too raw or opportunistic. However, this immediacy is precisely what makes it authentic and effective, aligning with Trump’s longstanding style of direct, unfiltered leadership in a 24/7 news cycle where narratives solidify within hours. Historical precedents abound; consider how President Lincoln addressed critics’ deaths or political losses with prompt wit during the Civil War, using fresh moments to foster national introspection and prevent distorted legacies. Similarly, Trump’s swift response cuts through emerging media spin – already framing Reiner solely as a heroic anti-Trump voice – by injecting balance and psychological truth right when public discourse peaks. Delaying would risk seeming calculated or detached, whereas this timing underscores sincerity, especially paired with the post’s sympathetic close. In essence, it’s not haste but strategic candor, transforming grief into a teachable moment on division’s dangers before emotions calcify. Transitioning from personal history to broader insight, TDS has been recognized by mental health experts as a manifestation of intense political polarization leading to real psychological strain. Psychiatrist Dr. Keith Ablow, in analyses shared on platforms like the Mark Simone Show, described TDS as rooted in “mass hysteria,” where individuals project anxieties onto a political figure, resulting in paranoia, chronic stress, and potential health declines. Research in the Journal of Abnormal Psychology supports this, linking partisan hatred to elevated cortisol levels, anxiety disorders, and weakened well-being. Trump’s reference to TDS isn’t mockery; it’s a diagnostic observation, highlighting how Reiner’s fixation – evident in his own words – might have contributed to personal tolls, especially amid reports of familial strife surrounding the deaths. By raising this, Trump shifts the narrative from vendetta to vigilance, urging awareness of how ideological obsessions erode lives. Moreover, the post’s satirical edge aligns with a storied tradition of political commentary, making it intellectually apt rather than insensitive. Trump employs hyperbole – “driving people CRAZY” amid America’s “Golden Age” – to underscore the irony of Reiner’s paranoia against tangible achievements like record economic growth, Middle East peace accords, and energy independence during his administration. This mirrors Jonathan Swift’s exaggerated proposals in “A Modest Proposal” or Abraham Lincoln’s witty rebukes of critics, using humor to expose societal flaws without literal malice. Legally, such expression is shielded by the First Amendment; the Supreme Court’s ruling in Hustler Magazine v. Falwell affirms that satirical opinions about public figures, absent provable falsehoods, are protected speech. Trump’s “reportedly due to” phrasing acknowledges speculation, ensuring it remains opinion, not defamation. What elevates the statement to appropriateness is its undercurrent of grace amid past unkindnesses, including Trump’s rare direct engagement with Reiner pre-tragedy despite the instigations. The post concludes with “May Rob and Michele rest in peace!” This isn’t perfunctory; it’s a sincere extension of sympathy, humanizing both parties and transcending the feud while modeling reciprocity in an era of unrelenting acrimony. Trump’s words match rhetoric’s intensity yet cap it with compassion and a mental health caveat, turning potential gloating into a nudge toward understanding division’s toll. In conclusion, Trump’s response is ironclad in its fittingness because it reciprocates a decade of Reiner’s attacks with measured satire, validates psychological realities, and prioritizes sympathy over score-settling. It doesn’t diminish the tragedy but illuminates division’s costs, encouraging reflection. Postscript: While the author is not an attorney or mental health practitioner, his nearly two decades as a seasoned content writer and editor have honed expert research skills, enabling rigorous analysis grounded in verifiable facts and legal precedents. https://twitter.com/DC_Draino/status/2000931274744324237?s=20 https://twitter.com/AlecLace/status/2000700955457630718?s=20 https://twitter.com/KurtSchlichter/status/2000694706054029700?s=20  reason for it. Sadly, past experience, teaches us that the most likely reason for the lack of transparency is that the answers are not going to support the left-wing agenda of the local Rhode Island Democrats. I could be wrong. But if I was wrong, I have a nagging suspicion. I would've had answers to those questions already. The FBI is offering a $50,000 reward for information leading to the arrest of this man. Trump blames Brown, not FBI, for delay in finding shooting suspect President Trump blamed Brown University for the delay in locating the suspect in the fatal mass shooting on the school's campus in Rhode Island on Saturday. “You'd really have to ask the school a little bit more about that because this was a school problem,” Trump said when asked on Monday if FBI Director Kash Patel has told him why it's been difficult for the FBI to identify the suspected shooter. “They had their own guards. They had their own police. They had their own everything, but you'd have to ask that question really to the school, not to the FBI. We came in after the fact, and the FBI will do a good job, but they came in after the fact,” he said. Source: thehill.com War/Peace https://twitter.com/WarClandestine/status/2000694318512652750?s=20 JUST IN: US OBLITERATES 3 More Venezuelan Drug Boats Just Hours After President Trump Designates Fentanyl as a Weapon of Mass Destruction United States Southern Command on Monday announced that Joint Task Force Southern Spear took out three narcotrafficking vessels in the Eastern Pacific.  A total of eight “narco-terrorists” were killed in the strikes. “Intelligence confirmed that the vessels were transiting along known narco-trafficking routes in the Eastern Pacific and were engaged in narco-trafficking,” US SOUTHCOM said. Video from the strikes shows massive explosions on each boat, turning them into burning piles of rubble. https://twitter.com/Southcom/status/2000756230252314901?s=20 Source: thegatewaypundit.com Trump: Syria is a key part of peace efforts in the Middle East Washington, Dec. 16 (SANA) U.S. President Donald Trump described the developments in Syria this year as “remarkable,” highlighting that the United States is committed to ensuring lasting peace in the Middle East, with Syria playing an essential role in that peace. Source: sana.sy 1306 Q !xowAT4Z3VQ ID: e7b971 No.1248119 Apr 30 2018 10:51:06 (EST) Define the terms of the Iran nuclear deal. Does the agreement define & confine cease & desist ‘PRO' to the republic of Iran? What if Iran created a classified ‘satellite' Nuclear facility in Northern Syria? What if the program never ceased? What other bad actors are possibly involved? Did the U.S. know? Where did the cash payments go? How many planes delivered? Did all planes land in same location? Where did the U1 material end up? Is this material traceable? Yes. Define cover. What if U1 material ended up in Syria? What would be the primary purpose? SUM OF ALL FEARS. In the movie, where did the material come from? What country? What would happen if Russia or another foreign state supplied Uranium to Iran/Syria? WAR. What does U1 provide? Define cover. Why did we strike Syria? Why did we really strike Syria? Define cover. Patriots in control. Q British Intelligence Head Says Prepare for War Against Russia  The newly appointed head of MI6, Blaise Metreweli, formerly known by her position as “Q”, is literally the granddaughter of factual Ukraine Nazi, Constantine Dobrowolski.  Now, as head of MI6 Metreweli wants war with Russia. In a rather remarkable speech to the British people, Blaise Metreweli proclaimed Europe is in “the space between peace and war,” with a direct military conflict with Russia looming as the biggest threat.  Metreweli declared, “Our world is being actively remade, with profound implications for national and international security.” Source: theconservativetreehouse.com https://twitter.com/disclosetv/status/2000898313579561365?s=20 https://twitter.com/MarioNawfal/status/2000896186413441184?s=20   have already been filed. The World Bank estimates the total at $524 billion over the next decade – triple Ukraine’s 2024 GDP. Zelensky: “It’s not enough to force Russia into a deal. It’s not enough to make it stop killing. We must make Russia accept that there are rules in the world.” Mechanism: Register of Damage (created 2023): collects claims from individuals, companies, and the Ukrainian state. Claims Commission: reviews, validates, and awards compensation case-by-case. Categories: sexual violence, child deportations, infrastructure destruction, religious sites bombed. Funding plan: Frozen Russian assets held by the EU, supplemented by member contributions. Dutch FM David van Weel: “The goal is to have validated claims that will ultimately be paid by Russia.” Enforcement? Still being worked out. Complication: Trump's team floated amnesty for war crimes as part of a peace deal – makes prosecuting the very individuals being billed impossible. Next steps: Convention takes force after 25 nations ratify it (if funds secured). Russia calls frozen-assets proposal “illegal,” denies war crimes, threatens retaliation. Reality check: This is post-WWII-style reparations applied to an ongoing conflict. The $524B estimate covers through 2024 only – 2025's escalated attacks on utilities, transport, and civilians already make the number outdated. https://twitter.com/AwakenedOutlaw/status/2000626884145754206?s=20   breaking out. Their position is legitimately insane. Sadly, what’s clear is that the European leadership is comprised of war-mongering, bloodthirsty psychopaths. The idiom, “With friends like these, who needs enemies?” comes to mind. Only in this case, it’s not a sarcastic observation. ______ EU Globalists Threaten to Dump $2.34 Trillion in U.S. Debt to Stop Trump's Ukraine Peace Deal JUST IN: Senate Advances $900 BILLION Defense Spending Bill with Military Aid to Ukraine Senate advances $900 billion defense spending bill The US Senate on Monday voted to end the filibuster and advance the National Defense Authorization Act to a final vote.  The bipartisan vote, 76-20, invoked cloture on the bill, bringing it one step closer to final passage, which could still take days. Still, some lawmakers seek to amend the bill further, which would then require House passage before landing on the President's desk. Burchett: Big vote tonight was the NDAA, National Defense Authorization Act, and it was $900.6 billion. There’s money in there for, of course, Ukraine, $800 million total, and some other things, money in there for recognizing an Indian tribe out of North Carolina— has nothing to do with national security— Syria, money, Iraq. But we just got to quit this stuff. Somebody's, America’s got to start paying attention. Trump didn’t even ask for that. You’ve got the war pimps that push for this stuff. And they always will tell you, Oh, it’s, “Burchett, man, they’re gonna spend all that money here buying those missiles.” You know, is that what we’re basing our votes on is they’re going to buy implements to kill other people on? I’m all for getting rid of our enemies, but this is just too much, way too much, and things are just not what they appear. We need to wake up. I voted no. Over 100 Democrats voted to pass this. That ought to tell you right there what this is about. Got some liberal stuff tucked in there, and it’s over 3000 pages. We get it on Sunday, and we’re voting on it today. There’s no way, no way, we will ever know what was in there, and just— anyway, frustrated, we’ll keep fighting. Thank y’all for sending me here. Source: thegatewaypundit.com https://twitter.com/MarioNawfal/status/2000775317577744797?s=20   commands down to 8. Under the plan expected to be presented to Secretary Hegseth this week: U.S. Central Command, European Command, and Africa Command would be downgraded and placed under a new “U.S. International Command.” U.S. Southern Command and Northern Command would merge into “U.S. Americas Command” (Americom), reflecting the administration’s shift toward Western Hemisphere operations. The remaining commands: Indo-Pacific, Cyber, Special Operations, Space, Strategic, and Transportation. A senior defense official on the urgency: “Time ain’t on our side, man. The saying here is, ‘If not us, who, and if not now, when?'” The plan aligns with Trump’s national security strategy declaring that “the days of the United States propping up the entire world order like Atlas are over.” Former Defense Secretary Chuck Hagel expressed concern: “The world isn’t getting any less complicated. You want commands that have the capability of heading off problems before they become big problems.” Congress has required the Pentagon to submit a detailed blueprint before any changes can take effect. The Monroe Doctrine comes to CENTCOM. https://twitter.com/WarClandestine/status/2000687672936030583?s=20   been done long ago, which is eradicate the cartels that are plaguing the Western hemisphere via drug/human trafficking. The cartels have gone unchecked for decades, while they murder millions of Americans and commit heinous crimes against humanity. Trump confirms that designating the cartels as a foreign terrorist organizations “is a big deal from a legal and military standpoint”. Trump is going to use the full force of the US MIL to shut this entire corrupt network down. The Dems/MSM, and the weaklings on the Right, are going to squeal and moan the entire way, but this must be done. Trump is going to neutralize this threat to the American People and do what past Presidents failed to do. Medical/False Flags [DS] Agenda https://twitter.com/MarioNawfal/status/2000857179142680769?s=20   been part of it. Her late father served as a colonel in the Somali army under dictator Siad Barre, whose regime carried out mass killings in the 1980s. That makes her backstory more complicated than she lets on. A resurfaced video shows a man resembling Omar's father discussing brutal tactics. There's no proof he committed war crimes, but some say he was close enough to know what was happening. Photos also show Omar's siblings with General Morgan – known as the “Butcher of Hargeisa” – and Omar herself at a 2022 event where Morgan was present. One relative even referred to him as “uncle.” Omar hasn't commented on the new findings, and her silence has led some to question how she can call for accountability abroad without addressing her own family's history. https://twitter.com/JamesRosenTV/status/2000723473182965780?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2000723473182965780%7Ctwgr%5Eb493e83212e9c33013500c56069b3622c19b2e21%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F16%2Fice-officials-rip-ilhan-omar-over-ridiculous-story-about-her-son-being-racially-profiled-n2197175 https://twitter.com/thestoicplumber/status/2000748048683815183?s=20 https://twitter.com/EricLDaugh/status/2000742064959455252?s=20 U.S. Attorney Jeanine Pirro: D.C. Authorities Were Artificially Deflating Crime Stats With ‘Manipulated' Numbers https://twitter.com/USAttyPirro/status/2000637280789188855?s=20  into MPD's reported deflation of crime statistics. The need for accurate information to fight crime is essential. After a review of almost 6000 reports and the interview of over 50 witnesses, it is evident that a significant number of reports had been misclassified, making crime appear artificially lower than it was. The uncovering of these manipulated crime statistics makes clear that President Trump has reduced crime even more than originally thought, since crimes were actually higher than reported. His crime fighting efforts have delivered even more safety to the people of the District. The conduct here does not rise to the level of a criminal charge. However, it is up to MPD to take steps to internally address these underlying issues. Source: breitbart.com https://twitter.com/amuse/status/2000822708389745055?s=20 There is FEC data analysis that strongly suggests that Mark Kelly, Elissa Slotkin, Jason Crow, Chris Deluzio, Chrissy Houlahan and Maggie Goodlander have been recipients of illegally laundered campaign funds. Kelly is currently under investigation. They’re all backed by Soros!! President Trump's Plan https://twitter.com/MrAndyNgo/status/2000710555674325272?s=20  extremists after transitioning. https://twitter.com/george18kennedy/status/2000781888152129887?s=20   Staff of the Army (senior uniformed leader of the U.S. Army, member of the Joint Chiefs). – Admiral Daryl Caudle – Chief of Naval Operations (senior uniformed leader of the U.S. Navy, member of the Joint Chiefs). – General Eric M. Smith – Commandant of the Marine Corps (senior uniformed leader of the U.S. Marine Corps, member of the Joint Chiefs). – General Kenneth S. Wilsbach, USAF – Chief of Staff of the Air Force (senior uniformed leader of the U.S. Air Force, member of the Joint Chiefs). – General B. Chance Saltzman, USSF – Chief of Space Operations (senior uniformed leader of the U.S. Space Force, member of the Joint Chiefs). https://twitter.com/MJTruthUltra/status/2000668738203312188?s=20 TAKE A LISTEN https://twitter.com/nicksortor/status/2000725299420352640?s=20 https://twitter.com/EricLDaugh/status/2000916623243300901?s=20   Something BETTER be done about this. https://twitter.com/RobLutherLawyer/status/2000697951295840722?s=20 https://twitter.com/FBIDirectorKash/status/2000961090612813971?s=20 https://twitter.com/SusieWiles/status/2000943061627548148?s=20   story. I assume, after reading it, that this was done to paint an overwhelmingly chaotic and negative narrative about the President and our team. The truth is the Trump White House has already accomplished more in eleven months than any other President has accomplished in eight years and that is due to the unmatched leadership and vision of President Trump, for whom I have been honored to work for the better part of a decade. None of this will stop our relentless pursuit of Making America Great Again! https://twitter.com/EricLDaugh/status/2000957946352820238?s=20  codification of the President’s executive orders.” “A very aggressive legislative agenda coming right out of the gates in January. We’re going to continue to work, for example, on health care to continue to bring costs down for the American people, to bring down the cost of living overall.” “He’s up to about 200 of those [orders], probably about 150 of them are codifiable by Congress and we’re working steadily through that list.” “You’re going to see us delivering for the American people while the effects of that giant piece of legislation that we did on July 4th, got signed on July 4th, comes into implementation.” “So much more, much more yet to do and the President and I talk about that almost every day and he’s excited about it and I am.” https://twitter.com/seanmdav/status/2000685717497004167?s=20 to procedurally gum up the works behind the scenes. JD Vance Points Out the Consequence of the Senate “Blue Slip” Veto of Judicial Nominees It was passed by Congress on May 13, 1912, and ratified on April 8, 1913 The 16th Amendment to the United States Constitution grants Congress the authority to impose and collect income taxes without the need to apportion them among the states or base them on census data. constitution.congress.gov It was passed by Congress on July 2, 1909, and ratified on February 3, 1913. all of this is an outcome of the 17th Amendment, which stopped the state legislatures from having control over their senators.  Under the original constitutional framework, the Senate was designed to represent the interests of the state, as the Senators were appointed by state legislature, not popular votes.  The Sea Island assembly destroyed this cornerstone when they triggered the 17th Amendment. Repeal the 17th Amendment, and just about everything in federal government changes. Machiavelli said, “It must be remembered that there is nothing more difficult to plan, more doubtful of success, nor more dangerous to manage than a new system. For the initiator has the enmity of all who would profit by the preservation of the old institution and merely lukewarm defenders in those who gain by the new ones.”  A prescient and oft repeated quote that is pertinent to the situation. When our founders created the system of government for our constitutional republic, they built in layers of protection from federal control over the lives of people in the states.  Over time, those protections have been eroded as the federal bureaucracy has seized power.  One of the biggest changes that led to the creation of the permanent political class was the 17th Amendment. Our founders created a system where Senators were appointed by the state legislatures.  In this original system, the Senate was bound by obligation to look out for the best interests of their specific states.  Under the ‘advise and consent‘ rules of Senate confirmation for executive branch appointments, the intent was to ensure the presidential appointee -who would now carry out regulatory activity- would not undermine the independent position of the states.  .When the 17th Amendment (direct voting for Senators) took the place of state appointments, the perspective of ‘advise and consent' changed.  The Senate was now in the position of ensuring the presidential appointee did not undermine the power of the permanent bureaucracy, which is the root of power for the upper-chamber. Senate committees, Homeland Security, Judiciary, Intelligence, Armed Services, Foreign Relations, etc. now consists of members who carry an imbalanced level of power within government.  The Senate now controls who will be in charge of executive branch agencies like the DOJ, DHS, FBI, CIA, ODNI, DoD, State Dept and NSA, from the position of their own power and control in Washington DC. In essence, the 17th Amendment flipped the intent of the constitution from protecting the individual states to protecting the federal government. Seventeenth Amendment- “The Senate of the United States shall be composed of two Senators from each State, elected by the people thereof, for six years; and each Senator shall have one vote. The electors in each State shall have the qualifications requisite for electors of the most numerous branch of the State legislatures. When vacancies happen in the representation of any State in the Senate, the executive authority of such State shall issue writs of election to fill such vacancies: Provided, That the legislature of any State may empower the executive thereof to make temporary appointments until the people fill the vacancies by election as the legislature may direct.” (link)   The biggest issue following the passage of the 17th Amendment became Senators who were no longer representing the interests of their state.  Instead, they were representing the interests of the power elite groups who were helping them fund the mechanisms of their re-election efforts. A Senator only needs to run for re-election every six years.  The 17th Amendment is the only amendment that changed the structure of the Congress, as it was written by the founders. Over time, the Senate chamber itself began using their advice and consent authority to control the executive and judicial branch.  The origination of a nomination now holds the question: “Can this person pass the Senate confirmation process?” source: theconservativetreehouse.com https://twitter.com/j3669/status/2000683161273897213?s=20 https://twitter.com/EricLDaugh/status/2000952036238746070?s=20 https://twitter.com/EricLDaugh/status/2000671858417422538?s=20   is going to save the GOP, AGAIN. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Let's talk about Trump's gilded age_ debt, golf courses, and ballrooms....

Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

(December 16,2025) Court battle begins over Republican challenge to California’s prop 50. Californian’s have the 4th lowest credit card burden in the U.S. Former President Biden has raised little of what he needs to build a Presidential Library. Why couples’ therapists are sick of ‘therapy speak.’See omnystudio.com/listener for privacy information.

After more than year without a new contract, some workers at the Chattanooga VW factory are losing patience with the United Auto Workers. Plus the local news for December 16, 2025 and another installment of The Debt. Credits: This is a production of Nashville Public RadioHost/producer: Nina CardonaEditor: LaTonya TurnerAdditional support: Mack Linebaugh, Tony Gonzalez and the staff of WPLN and WNXP

https://storage.googleapis.com/enduring-word-media/ewpodcast/Proverbs6.mp3 This is the sixth chapter in the book or Proverbs. The post Proverbs 6 – Debt, Diligence, Destiny & Debauchery first appeared on Enduring Word.

Most entrepreneurs skip reflection altogether. They're busy, tired, and ready for a fresh start. But if you don't pause to reflect, you repeat the same mistakes. You carry old habits into a new season. You build goals on top of unclear patterns. Reflection is where leadership starts. It's where clarity lives. It's simple, but not easy. In this episode, Danielle walks you step-by-step through the Year-End Reflection Framework built into the Kickstart system. It's the tool that helps you understand what worked, what didn't, and where you can step more fully into your CEO role next year. Your Year-End Reflection Framework: At Kickstart, reflection is built into everything we do. It's part of the Kickstart Framework, the same system Danielle uses to run her own business every single year. Review Your Revenue Start with your total revenue for the year. Compare it to last year, then review month-by-month. Ask yourself: Which months were your strongest? What contributed to that success? Which sales/marketing efforts created reliable results? During slower months, what changed? Were you consistent or did you pivot too soon? Real growth happens when you stick with what works long enough to see the results. Reflect on Profit & Net Income Profit tells the truth about your business's health—not just what came in, but what stayed. Consider: Were profit margins healthy (10–15% after payroll)? What supported profitability this year? If profits decreased, what shifted? And remember: Profit doesn't matter if it costs you your energy, well-being, or sustainability. Examine Your Expenses Look at your total expenses year-over-year and month-by-month. Ask: What purchases supported your goals? Which investments truly helped you grow? Where did spending align—or misalign—with your intentions? Was spending driven by confidence, or by fear and FOMO? Spending isn't bad. It's information. It reveals your priorities, patterns, and beliefs. Also reflect on: What purchase made you most proud? What helped you step more fully into your CEO role? 4. Evaluate Your Cash on Hand Cash isn't everything… but it is stability and choice. Review: Cash this year vs. last year Cash month-by-month Whether changes align with the season you were in (growth vs. optimization) How many months of expenses you have saved (aim for 1–3 months) If you're not there yet, start small—even $50 a week builds momentum. Cash gives you freedom to make thoughtful, empowered decisions. 5. Look at Debt & Owner's Draws This is where clarity really clicks. Debt payments and owner's draws don't show on your P&L, but they dramatically impact cash. Ask yourself: Did I pay myself consistently? Does my compensation match my effort? Did I take on or pay off debt intentionally? Your goal is balance: Pay yourself. Manage debt. Build savings. All at once, sustainably.   Topics Discussed: (00:00) Intro: Why Year-End Reflection Matters & the Year-End Reflection Framework to Use (01:20) What Kickstart Clients Receive in Their Snapshot (01:53) Year-End Reflection Framework: Review Your Revenue (05:42) Year-End Reflection Framework: Reflect on Profit & Net Income (07:53) Year-End Reflection Framework: Examine Your Expenses & Spending Patterns (09:50) Promo Break: Kickstart's "Check Your Books" Service (11:02) Spending That Builds You as a CEO & Brings Joy (13:37) Why Cutting All Expenses Isn't the Answer (14:17) Year-End Reflection Framework: Evaluate Cash on Hand & Creating Stability as a CEO (18:30) Year-End Reflection Framework: Debt, Owner's Draws & Where All the Cash Really Went (20:34) Your Role as CEO: Consistency & Ownership (21:36) Outro: Like, Share and Subscribe!   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Hamline University professor Jason Sole joins Adam and Jordana in studio.

Think paying off your debt fast means you are finally getting ahead? It doesn't. Not if your credit card is still acting as your safety net.In this episode, I introduce the first debt identity in my Debt Identity Series: The Safety Net User. If you have ever used a bonus, tax refund, stock payout, or balance transfer to rush your balance to zero, only to end up right back in debt months later, this episode is going to feel uncomfortably familiar.I break down lump sum debt payoffs and why they never seem to help you stay on track. You will learn why zero is not a plan, why paying off debt quickly is not the ideal solution, and why creating savings is the only way to stop the cycle for good. We talk through predictable expenses, fake emergencies, interest reframes, and the emotional urgency driving your debt decisions.I walk you through the exact shifts you need to make if you want your next payoff to finally stick.Listen to learn how to break the Safety Net cycle and rebuild your financial stability…[01:14] What defines the Safety Net User[03:22] Why lump sums feel like the answer[06:20] The problem with rushing to zero [08:46] Why zero is not stability [10:41] The interest reframe that will change everything [14:17] Five questions to uncover your patternsTune into this episode of Money Files to learn how slowing down your debt payoff can help you build real savings, break your patterns, and finally stay out of debt for good.Get full show notes and the episode transcript: https://wealthovernow.com/debt-payoff-returning-debt-cycle-high-earner-finances-financial-stability-savings-habits-financial-preparedness-budgeting-tips-debt-identity-fake-emergencies-overspending-patterns-credit-car/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

Send us a textThis week on The Book Fix, Yajaira and Cheli dive into the chaos of Ruthless Creatures, the mafia romance where grief, secrets, and unhinged lust collide. Our main girlie, Natalie, has spent five years frozen in heartbreak after her fiancé vanished without a trace—wedding dress unworn, life on pause, trauma fully activated. Then our love interest, Kage shows up: the dangerously hot, broody new neighbor who looks like trouble and feels like destiny. Their chemistry snaps instantly, and the girls break down every stare, every spark, and every “ma'am, don't you see the red flags?” moment. Join the besties as they discuss whether or not they would recommend this dark romance! Support the showOur Linktree: https://linktr.ee/thebookfix?utm_source=linktree_admin_sharebecome our Patron ♡ https://www.patreon.com/BookFixbuy us a book ♡ https://www.buymeacoffee.com/thebookfixBusiness Inquiries: thebookfixpodcast@gmail.comfollow us on Tiktok! ♡ https://www.tiktok.com/@thebookfix

https://Drive-Radio.com: The Extra Mile tackles one of the most expensive—and misunderstood—decisions most people face: buying and financing a car. Host John Rush, joined by co-host Luke, exposes dealership tactics, loan traps, and negotiation mistakes that quietly cost buyers thousands. Why is December the best time to buy a car? John explains how quotas, incentives, and hidden discounts can change the final price—if you know how to find and use them. The conversation turns serious as John breaks down negative equity, long-term loans, and why rolling debt from one vehicle into the next can spiral out of control faster than most buyers realize. How do depreciation and front-loaded interest really work? And how can simple tools like amortization schedules help you predict whether you'll be upside down years before you sign? John confronts myths head-on: Is paying cash really the smartest move, or a costly mistake? Why do dealers urgently steer conversations to monthly payments instead of the total price? And why can some “cheap” cars explode into disastrous financial traps before you even realize it? Using a real-world example—a young buyer who paid off her car early—John gives a clear, practical roadmap for protecting yourself. Covering pre-approval, trade-in timing, and essential sales tax math, this episode equips listeners to make more confident, informed car-buying decisions. Are you ready to outsmart the dealership—armed with the strategies you need to save money and avoid costly mistakes? Tune in and take control of your next car purchase.

What if doing everything “right” still left you broke, burned out, and quietly panicking about money?Today's guest followed the script perfectly. Elite degree. Wall Street job. Big bonus. The kind of career that looks wildly successful from the outside. But behind the scenes, she was carrying nearly $100,000 in student loan debt, living paycheck to paycheck, and realizing that the life she worked so hard for wasn't giving her freedom at all.That moment of reckoning became her financial awakening.My guest today is Rose Han, YouTuber, money educator, and author of the new book Add a Zero. Rose went from six figures of debt to building a seven-figure net worth, not by chasing flashy investments or overnight wins, but by radically rethinking her relationship with money, work, and freedom.In this conversation, Rose shares the mindset shifts that helped her escape debt, why income alone doesn't equal wealth, how she built assets from scratch with almost no capital, and why even after “making it,” she chose to recalibrate her definition of enough.We also talk about rewriting the financial rules millennials inherited, betting on yourself in an uncertain economy, and how to build a life that feels rich — not just one that looks rich. Hosted on Acast. See acast.com/privacy for more information.

A terror attack on a Jewish event in Sydney kills more than a dozen people. Plus, investors are increasingly concerned about how much debt is funding the AI boom, world leaders meet to discuss a peace plan for Ukraine, and it's a big week for US economic data. And: The FT's ‘Behind the Money' podcast looks into whistleblowing in the UK. Mentioned in this podcast:Gunmen who killed 15 in Sydney attack on Jewish festival were father and sonInvestors seek protection from risk of AI debt bustUkraine offers to drop Nato membership demandsBehind the Money podcastInvestors will have to wait until new year for clear data on US economyBank of England set to cut rates to 3.75% as economic data eases inflation concernsNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted by Victoria Craig, and produced by Persis Love and Sonja Hutson. Our show was mixed by Alex Higgins. Additional help from Peter Barber. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music. Hosted on Acast. See acast.com/privacy for more information.

Roundup of the Week's Top Stories in Economics and FreedomBlack Friday Spending Surges 8% on DebtSkilled Worker Shortage hits 1 MillionJapan Nears Debt CrashFed Admits it Lost $1 Trillion$2.5 Trillion in Welfare — Most of it Fraud Read the full article "$2.5 Trillion in Welfare — Most of it Fraud" at https://www.profstonge.com/Visit our Sponsor: Monetary MetalsEarn 5% to 12% interest on your physical gold and silver, paid in physical gold and silver.Visit our Sponsor: CoinKiteProtect your Bitcoin with an Ultra-Secure Hardware WalletDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

Get insight on shifting your mindset from saving to spending when entering retirement, how to manage money with a partner when the shared account gets low at the end of each month, and dealing with anxiety when you have debt directly from Michigan's first financial therapist, Lindsay Bryan-Podvin. Sometimes, hearing from others with similar conundrums can help you understand your own stressors and think about different ways to cope or overcome them. JOIN THE FREE WEEKLY MIND MONEY BALANCE NEWSLETTER & GET INFO ON NOT ANOTHER BUDGETING CHALLENGEhttps://www.mindmoneybalance.com/newsletterREAD THIS INSTEADhttps://www.mindmoneybalance.com/blogandvideos/ask-a-money-therapist 

The discussion covers the evolving role of debt as an instrument of empire, the emergence of sovereign wealth funds, and the ways financial instruments and flows of money subtly shape political realities and people's lives in the region. Professor Elyachar discusses her latest book "On the Semicivilized: Coloniality, Finance, and Embodied Sovereignty in Cairo" and how she challenges the notion that global finance originated solely in the West. The conversation delves into the history of Non-Governmental Organizations (NGOs) and their role in economic development, particularly in "pushing debt as a form of development". A Professor of Anthropology at Princeton University whose work examines the intersection of finance, political economy, and the Arab world, Elyachar also shares her family's history as sarrafs (bankers/brokers) in Ottoman Palestine, and how this tradition sparked her interest in finance and economics. She also explains the historical legal category of the "semicivilized," a term used in international law to describe the Ottoman Empire and other non-European powers who were recognized as legitimate sovereigns. 01:13 Introduction 03:31 A Family History of Finance in Ottoman Palestine06:52 Fieldwork in Cairo: Informal Economy and Debt10:15 The Problem of NGOs and "NGOification"15:53 Debt As an Instrument of Empire23:28 Defining "Semicivilized"37:57 The Central Question: Finance and Violence50:12 The Rise of Sovereign Wealth Funds56:11 Turning Debt Into Assets Julia Elyachar is an anthropologist, political economist, and award winning author. She was trained in anthropology, economics, history of political and economic thought, political economy, social theory, Middle Eastern Studies, and Arabic language. She is an associate professor of anthropology at Princeton University, and associate professor at the Princeton Institute for International and Regional Studies. She is a Faculty Researcher with the Dignity and Debt network and serves on the Executive Boards of the Princeton Institute for International and Regional Studies, and the Center for Iran and Persian Gulf Studies. She has published the books "Markets of Dispossession: NGOs, Economic Development, and the State in Cairo" and "On the Semicivilized: Coloniality, Finance, and Embodied Sovereignty in Cairo" (2025).Connect with Julia Elyachar

Exposure to the elements during a brutal cold snap played a role in the defeat of the Confederates in the two-day Battle of Nashville. Today, people living on the street face many of the same conditions, and federal resources to help them are in limbo. Plus the local news for December 15, 2025, and part one of The Debt. Credits: This is a production of Nashville Public RadioHost/producer: Nina CardonaEditor: LaTonya TurnerAdditional support: Mack Linebaugh, Tony Gonzalez and the staff of WPLN and WNXP

Episode 181. In my opinion, I don't believe you need to get into debt to start your notary business. You don't need a business loan or credit card. I'll share how I started my notary career, and how I still financially run my notary signing agent business.The following link will take you to our Podcast links, YouTube, social media, and email:https://linktr.ee/peaksigningSupporting our sponsors supports the podcast:Loan Signing System http://loansigningsystem.com/?afmc=3ewCRM: https://learn.loansigningsystem.com/masterclass-2025?am_id=derek51931-on-1 Notary Coaching: https://notarysuccesspath.com/coaching-program448866?am_id=derek820Complete Notary Mentorship https://www.loansigningsystem.com/notary-signing-agent-mentorship.html/?afmc=3ewNotaryAct Ejournal https://register.notaryact.com/peaksignings/

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Spending can be hella stressful heading into the holiday season, and if you're struggling with debt or with setting up realistic financial goals for the coming year, this is a must-listen reminder for overcoming financial stress and toxic money patterns.A healthy money mindset is the missing ingredient for a lot of people's financial security. So we're throwing it back to this sustainable financial advice from finance coach Nicole Stanley on dealing with debt, setting realistic money goals, and her own journey to get debt-free. Nicole Stanley is the Founder & Head Financial Coach of Arise Financial Coaching. After battling crippling financial anxiety in her early twenties, Nicole enrolled in her first personal finance course and made changes to go from 30K in debt to building over a quarter-million in net worth for her family at age  27. Arise Financial Coaching has now served over 600 clients and has been featured in TIME, Yahoo Finance, & CNET.Listen to our full episode with Nicole here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Nicole:On Instagram: @arise.financial.coachingArise Financial Coaching Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

The Department of Education has announced a deal to end Joe Biden's student loan repayment assistance program just in time for the holidays! Drs. Tim Slekar and Johnny Lupinacci discuss the decision as well as its potential impacts. In addition, Tim shares his frustration with the Biden administration for failing to enshrine student loan forgiveness into law, leaving the door open for this reversal. Merry Christmas, here's some debt! Bah humbug... Jakob plays his 12 Shows of Christmas song again. BustED Pencils: Fully Leaded Education Talk is part of Civic Media. Subscribe to the podcast to be sure not to miss out on a single episode! Go to bustedpencils.com for swag, all of our episodes, and for information on partnering with us! For information on all of the programming across the Civic Media network, head over to https://civicmedia.us/shows. Join the conversation by calling or texting us at 608-557-8577 to leave a message!

The snowball method is based on the idea of paying off your smallest debt first, while making minimum payments on the rest. Then, you take the money you were paying on that debt and apply it to the next smallest debt, and so on until you're debt-free. This way, you create a snowball effect that builds momentum and motivation as you see your debts disappear one by one. What are the advantages? What are the disadvantages? In under 3 minutes, we answer your questions ! To listen to the latest episodes, click here: ⁠What is PimEyes, the powerful tool ending online anonymity?⁠ ⁠Is the fertility cliff real?⁠ ⁠How can I work better from home?⁠ A Bababam Originals podcast written and realised by Amber Minogue. First Broadcast: 25/5/2023 Learn more about your ad choices. Visit megaphone.fm/adchoices

Alin Armstrong (aka Pastor Coin) is a church planter and author of The Bible and Bitcoin and Render to God. He blends theology with hard economics to challenge the morality of the fiat system.› https://x.com/pastorcoinPARTNERS

Even some of the most successful people you know started at rock bottom like $60k in debt, no job, and pretending everything is totally fine. That was Jane Lu’s life… right before she built Showpo. And today, Jane is speaking candidly about it all.The pressure to pick the “good girl” career, the fear of disappointing her parents, the panic of feeling behind while everyone else looks like they’re sprinting ahead and the moment you realise you’ve built a life around other people’s expectations and now you have to undo it. But interesting part is what came next, and nothing about it looked like the beginning of a global brand. Cofounders walked. Ideas fizzled. She was building websites in the State Library and quietly hoping no one noticed she was making it up as she went. And then, slowly, things shifted. A call she made out of instinct, a social moment went viral and she found a way of working that suited her Lazy CEO approach. This became the backbone of the business she’d grow into a company valued at more than $100 million. In this ep:✨Her mindset shifts about the "safe" career✨How to rebuild when your confidence is shot and your bank account is judging you✨The small (almost accidental) move that blew open her career✨Lazy CEO rules that help you stop doing the absolute most✨Why your messy chapter isn’t a setback, it’s leverageJANE'S LINKS: Showpo's website, TikTok & InstagramHer personal website, Tiktok & Instagram READ: Victoria's book The Business Bible just won the Entrepreneurship and Small Business Book of the Year at the 2025 Australian Business Book Awards. You can find it here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

Megyn Kelly begins the show by breaking down alleged Charlie Kirk assassin Tyler Robinson's court appearance where he was smiling, calls out those who are ignorant about the law and explains why the FBI or police can't provide more updates, digs into the ongoing questions about what Robinson's furry boyfriend and others in the "trans" community knew ahead of time, explains why the press needs to be in the courtroom, and more. Then Dave Smith, host of "Part of the Problem," joins to talk about how the Charlie Kirk assassination was such a seminal cultural and political moment, the presumption of innocence vs. grappling with the loss of a friend and icon, how distrust in institutions feeds conspiracies,how Kirk provided a platform for debate and dialogue, the well-earned and bipartisan distrust in government, the areas about Israel and Epstein that are "off limits" for some, the Dems releasing photos of Trump and others on the right with Jeffrey Epstein, the way the Epstein story connects our elites and sows distrust, what will happen next when more documents are released, and more. Smith- https://partoftheproblem.com/ Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Cozy Earth: Slow down and recharge with Cozy Earth's luxurious Bamboo Sheets and Bubble Cuddle Blanket—order by December 12 for Christmas delivery and use code MEGYN at https://CozyEarth.com for up to 40% off.Birch Gold: Text MK to 989898 and get your free info kit on goldFirst Liberty Institute: Explore why religious liberty is the first freedom tyrants target—and get your free copy of America's First Freedom at https://FirstLiberty.org/Megyn.  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.