Podcasts about Debt

America's national debt now has surpassed $38 trillion, and we're adding another $2 trillion each year with our deficit spending. The situation is even more bleak when you consider our unfunded liabilities for the future. Couple that with the cliffs we're facing on Social Security, the continued problems with Medicare and Medicaid that we're seeing […]

In this episode, Lance Roberts sits down with Brent Johnson, CEO of Santiago Capital, to break down what's really happening with the U.S. dollar, the global monetary system, and why AI is accelerating a geopolitical and economic power shift. If you're looking for big-picture insights on the future of the dollar, geopolitics, AI-driven capital flows, and where long-term investing tailwinds are forming—this is a must-watch. 0:00 - INTRO 0:56 - Dollar Pessimism is Everywhere 3:32 - Why the Dollar Loses Purchasing Power: Inflation 5:08 - How Reserve Currencies Work - Why the Dollar is the Global Reserve Currency 6:30 - Why Oil is Priced in Dollars 9:07 - Reserve Currency Storage - Rule of Law & Liquidity Stability; effects of Euro Conversion on Reserves 11:10 - Ronald Regan clip, "Mr. Gorbachev, tear down this wall" 13:00 - Why the Dollar needs not be too strong or too weak (Chart - US Dollar Index) 16:00 - The Debt based monetary system 16:42 - The Carry Trade 19:59 - The Dollar Milkshake Theory - 21:00 - What a Falling Dollar would indicate 22:00 - The Impact of Where Money is Being Spent for AI Buildout - the multiplier effect; will this attract more foreign capital into the US? 25:11 - AI is transformational - Separation of East from West is happening; outcome is existential to the US 26:22 - The Office of Strategic Capital - 27:07 - The Race to Win AI - leadership in the global economy 28:53 - Two hang ups - Power generation/transmission grid 29:46 - Looking for the investing tailwinds 31:23 - The Fed's Return to QE 35:08 - Stablecoin vs Bitcoin - Digital Token, linked to a specific asset or commodity; Bitcoin which suffers from volatility 38:14 - The Genius Act - official blessing of Stablecoin; geopolitical implications 39:24 - The potential to become a new Eurodollar market - the importance of sovereignty for a nation 42:58 - Using Money as a weapon 44:46 - Stablecoin Implications for Investors - impact on Treasuries 47:14 - Currency Manipulation - China vs U.S. 50:30 - AI is overpriced - Looking ahead: short term cautious; buy the dip; Energy assets, including nuclear; critical minerals are national security implications 52:08 - Precious Metals outlook: If you own them, don't sell them; 53:40 - Opportunity in Energy Sector; Will VanLowe/Quantum - Energy Demand vs available supply imbalance 54:34 - The LNG supply gap solution 56:25 - How to Find Brent Johnson Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Brent Johnson, CEO, Santiago Capital, Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=QYUME1I-SDg&list=PLVT8LcWPeAug2oeXwuQUeSf8Hd6AFR5O9&index=4 ------- Our Previous show, "Bear Markets Are a Good Thing," is here: https://www.youtube.com/watch?v=bdlhQgMthW4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Articles Mentioned in Today's Show: "QE Is Coming: The 2008 Roots Of Fed Dominance" https://realinvestmentadvice.com/resources/blog/qe-is-coming-the-2008-roots-of-fed-dominance/ -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BrentJohnson #USDollar #AIInvesting #GlobalMacro #FinancialMarkets

Commercial real estate lending saw unprecedented growth in 2025, defying expectations. In this episode of Credit Union Conversations, host Mark Ritter sits down with Kristina Paulson to explore the dramatic 30% increase in loan volume despite persistently high interest rates. They discuss evolving debt service coverage ratio requirements, the impact of rate resets on existing portfolios, and creative loan restructuring strategies. Kristina shares insights on commercial loan underwriting challenges, softening office building markets, and property values holding steady across most sectors. The conversation offers a critical perspective on credit union lending portfolio management and what commercial real estate market trends to expect in 2026. Stay tuned at the end to hear their favorite Christmas traditions.WHAT YOU WILL LEARN IN THIS EPISODE:✅ How credit unions managed a surprising 30% surge in loan volume throughout 2025, despite high interest rates and why similar lending trends are expected to continue into 2026.✅ Why debt service coverage ratio minimums have increased from 1.20 to 1.25 across the industry, and how commercial loan underwriting standards have become more meticulous due to rising insurance, utilities, and operating expenses.✅ Which commercial real estate sectors face the most significant risk, particularly office buildings experiencing rate resets from low-interest loans originated in 2020-2021, and what creative loan restructuring strategies are emerging?✅ How property values are holding steady in most markets, while credit union portfolio managers must monitor existing loans more carefully as higher expenses impact DSCR requirements and risk ratings.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 2025 commercial real estate lending trends, MBFS growth, the unexpected surge in loan volume03:04 Interest rates reality check: Why predicted rate drops never materialized and how borrowers adapted to the higher rate environment for commercial loans06:01 Debt service coverage ratio challenges: Rising DSCR requirements, increased scrutiny on insurance, utilities, and operating expenses in commercial loan underwriting08:02 Property values holding steady, loan amounts decrease to maintain the debt service coverage ratio, and troubled commercial real estate loans as they roll over for refinancing in 2026-202710:39 Holiday traditions discussion: Kristina shares family Christmas celebrations, decorating, baking cookies, and extended family gatherings on Christmas Eve12:26 Childhood Christmas memories: for the Paulson and Ritter familiesKEY TAKEAWAYS:

In this episode, Michael sits down with Jay Bourgana, a turnaround expert and business builder who went from immigrant roots to overseeing $350M in real estate sales—and now focuses on acquiring and scaling profitable private businesses. Jay breaks down how buying established companies can accelerate wealth creation, how to structure acquisitions without becoming the day-to-day CEO, and why this strategy pairs naturally with syndication and real estate investing. If you're curious about business acquisitions as a scalable, high-cash-flow complement to multifamily, this episode is for you. Key TakeawaysBuying established businesses can outperform real estate on cash flow, with acquisitions often priced at 2–4x EBITDA and significant upside on exit.This strategy is not passive — business acquisitions are best suited for operators with experience, systems thinking, and the ability to build teams.The goal isn't to run the business forever: acquire, stabilize, install leadership, and step back from day-to-day operations.Three systems drive every successful business: customer acquisition & retention, talent acquisition & retention, and financial visibility.Debt can dramatically amplify returns when paired with strong cash flow, including SBA loans and seller financing.Recurring-revenue businesses are ideal, especially those with an install + maintenance model that creates predictable long-term income.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session503/

Blue Owl is back, the beleaguered alternative fund manager making news this time by refusing to partner back up with beleaguered former AI bubble star Oracle. This is big, especially since before now Blue Owl and Oracle worked together on seemingly everything. We've even got Tether's CEO feeling the winds shift, admitting how Bitcoin's struggles, for example, are a reflection of both the credit cycle and bursting AI anxiety. Eurodollar University's conversation w/Steve Van Metre------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------EDU's Webinar Series REPLAYThere is a ton of smoke coming out from the credit markets right now. But is there fire? For the next hour and a half, join us in examining the issue from all the relevant angles and perspectives. Just how big is the "garbage pool"? What is the driving force behind the credit cycle? How can we tell if it is turning, or maybe has turned? The most important funding system in the world is flashing warning signals, and almost no one is paying attention. Replay the full webinar at the link below:https://event.webinarjam.com/m9wym/go/replay/1ym21cpxh8zfw3f4---------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

In this gripping episode of Gangland Wire, host Gary Jenkins sits down with Robert “Bob” Cooley, the Chicago lawyer whose extraordinary journey took him from deep inside the Outfit's criminal operations to becoming one of the federal government's most valuable witnesses against organized crime. Cooley pulls back the curtain on the hidden machinery of Chicago's underworld, describing how corruption, bribery, and violence shaped the Chicago Outfit's power in the 1970s and beyond. As a lawyer, gambler, and trusted insider, Cooley saw firsthand how mob influence tilted the scales of justice—often in open daylight. Inside the “Chicago Method” of Courtroom Corruption Cooley explains the notorious system of judicial bribery he once helped facilitate—what he calls the “Chicago Method.” He walks listeners through: How defense attorneys worked directly with Outfit associates to buy favorable rulings. The process of approaching and bribing judges. Why weak forensic standards of the era made witness discrediting the key mob strategy. His personal involvement in the infamous Harry Aleman murder case, where clear guilt was erased by corruption. Life in the Outfit: Gambling, Debt, and Mob Justice Cooley recounts his early days gambling with Chicago Outfit associates, including Marco D'Amico, Jackie Cerrone, and John DeFranzo. Notable stories include: The violent implications of unpaid gambling debts in mob circles. Tense interactions with bookmaker Hal Smith and the chaotic fallout of a bounced check involving mobster Eddie Corrado. How D'Amico often stepped in—sometimes with intimidation—to shield Cooley from harm. These stories reflect the daily volatility of life inside the Outfit, where money, fear, and loyalty intersect constantly. Bob Cooley has a great book titled When Corruption Was King where he goes into even greater detail and has many more stories from his life inside the Chicago Mob. Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. 0:06 Introduction to Bob Cooley 1:32 Life as an Outfit Gambler 2:00 My Relationship with Marco D’Amico 10:40 The Story of Hal Smith 11:05 A Dangerous Encounter 20:21 Meeting Sally D 22:23 A Contract on My Life 22:37 The Harry Alleman Case 34:47 Inside the Courtroom 51:08 The Verdict 52:26 Warning the Judge 53:49 The Case Against the Policewoman 58:36 Navigating the Legal Maze 1:08:14 The Outcome and Its Consequences 1:11:39 The Decision to Flip 1:24:38 A Father’s Influence 1:33:57 The Corruption Revealed 1:50:12 Political Connections 2:02:07 The Setup for Robbery 2:20:29 Consequences of Loyalty transcript [0:00] Hey, guys, my guest today is a former Chicago outfit associate named Robert Bob Cooley. He has a book out there titled When Corruption Was King. I highly recommend you get it if you want to look inside the Chicago outfit of the 1970s. Now, Bob’s going to tell us about his life as an outfit gambler, lawyer, and I use payoff to judges to get many, many not guilty verdicts. Now, I always call this the Chicago method. This happened for, I know, for Harry Ailman, a case we’re going to talk about, Tony Spolatro got one of these not-guilties. Now, the outfit member associate who is blessed to get this fix put in for him may be charged with a crime, even up to murder. And he gets a lawyer, a connected lawyer, and they’ll demand a bench trial. That means that only a judge makes the decision. A lawyer, like my guest, who worked with a political fixer named Pat Marcy. [0:53] They’ll work together and they’ll get a friendly judge assigned to that case and then they’ll bribe the judge. And all that judge needs is some kind of alibi witnesses and any kind of information to discredit any prosecution witnesses. Now, this is back in the olden days before you had all this DNA and all that kind of thing. So physical evidence was not really a part of it. Mainly, it was from witnesses. And they just have to discredit any prosecution witness. Then the judge can say, well, state hadn’t really proven their case beyond a reasonable doubt and issue a not guilty verdict and walk away. Now, our guest, Bob Cooley, is going to take us inside this world. [1:29] And it’s a world of beatings, murders, bribes, and other kinds of plots. He was a member of the Elmwood Park crew. He was a big gambler. He was a big loan shark. And he worked for a guy named Marco D’Amico, who was their gambling boss and loan shark in that crew. Among other bosses in this powerful crew were Jackie Cerrone, who will go on and become the underboss and eventually the boss for a short [1:55] period of time. and John no-nose DeFranzo, who will also go on to become the boss eventually. What was your relationship with Marco D’Amico? I talked about when I first came into the 18th district, when I came into work there, and they put me back in uniform, the first person I met was Rick Borelli. Rick Borelli, he was Marco’s cousin. [2:23] When I started gambling right away with Rick, within a couple of days, I’m being his face, and I’m calling and making bets. There was a restaurant across the street where every Wednesday and sometimes a couple days a week, I would meet with Ricky. And one of the first people he brought in there was Marco. Was Marco. And Marco would usually be with a person or two. And I thought they were just bookmakers. [2:55] And I started being friendly with him, meeting him there. Then I started having card games Up in my apartment And, Because now I’m making, in the very beginning, I’m making first $100 extra a week. And within a couple of weeks, I’m making $500, $600 extra a week. And within about a month, I’m making $1,000, sometimes more than that. So now I’m having card games, relatively big card games, because I’ve got a bankroll. I’ve got probably about $5,000, $6,000, which seemed like a lot of money to me. Initially uh and after a while that was a daily that was a daily deal but uh so we we started having card games up there and then we started socializing we started now he’d be at these nightclubs all the time when when i’d go to make my payoffs he was part of the main group there he was one of the call he was right he was right under jack right under at that time originally Jackie Cerrone, and then he was right under Johnny DeFranco. [4:07] But he was… And we became real good friends. We would double date and we spent a lot of time together. And we had these big card games. And that’s when I realized how powerful these people were. Because after one of the card games, there was somebody that was brought in, a guy named Corrado. I’m pretty sure his name was I can’t think of his first name, but Corrado was this person that somebody brought into the game. And after we finished playing cards, and I won all the time. I mean, I was a real good card player, and I wouldn’t drink. I’d supply liquor and food and everything, but I wouldn’t drink. And as the others drank, they were the same as at my office. After we finish up, this guy says, you want to play some? We can play maybe some gin. just human being. And he was there with another friend of his who just sat there and watched. So we played, not gin, but blackjack. We played and passed cards back and forth when you win. Then you’re the dealer and back and forth. And I lost, I think I lost about $4,000 or $13,000 to him. [5:26] I lost the cash that I had. I had cash about $5,000 or $6,000. And I gave him a check for the rest. You know, but everything I was doing was wrong, you know. Yeah, one of those nights. It’s in there. And it’s funny because you asked about Marco. [5:47] And I thought, you know, oh, well, and whatever. And I gave him a check. I said, no, it’s a good check. And it was. It was for my office. It was an office check that I gave him. And that next morning, I’m meeting with Ricky and with Marco at this restaurant across from the station before I go in and to work. And I said, son of a B. I said, you know, they had a bad night first ever. Marco wasn’t at that game, at that particular game. And what happened? I said, I blew about 12,000. Okay, but you? Wow. And I said, yeah, I said, one of the guys at the game played some, I played some blackjack with somebody. What was his name? Eddie, Eddie Corrado. Eddie Corrado. He said, that mother, he said, stop payment on the check. He said, stop payment on the check. He said, because it wasn’t nine o’clock. It was only like, you know, seven, you know, seven 30 or whatever. He said, and when he gets ahold of you, arrange to have him come to your house. Tell him you’ll have the money for him at your house. So that’s what I, that’s what I do. So I stopped payment on it probably about five after nine. I get a call from, from Mr. Corrado. You mother fucker. [7:17] I said, no, no. I said, there wasn’t enough money in the account. I said, I’m sorry. I said, all right, then I’ll be over. I said, no, no, no. I said, I’m in court right now. I said, I’m in court. I said, I’m going to be tied up all day. I’ll meet you at my place. I’ll meet you back there. Well, I’ll be there. You better have that. I want cash and you better have it. Okay. Oh, I’m sorry. I’m sorry. I’m at home. Marco comes in. And he was there with Tony and Tony was there and Ricky was there. And Ricky was there. And they come over a little ahead of time and he comes in. I live on the 27th floor. The doorbell rings. Up he comes with some big mustache. [8:00] I open the door. You better have the fucking money and whatever. And I try to look nervous. I try to look real nervous. and when you walk into my apartment you walk in and you see the kitchen right in front of you and to the left to the left you’ve got an area away and you’ve got the the kitchen wall blocking what’s behind it over there and these three guys are standing marco and you are standing right there alongside of it and and when he walks in behind me, He sees Marco and all but shit in his pants. When he sees Marco, he goes, and Marco, you motherfucker. And, you know, oh, I’m sorry. I’m sorry. I didn’t know he was with you. He says, how much money you got me right now? And, you know, he says, pull your pockets out. He had about, he had about three or 4,000 with him. [9:02] And he says, you give him that. He says, you, he says, you, and he says, you give him that right now. And you apologize to him. Oh, and he says, he says, and I may give you a number. I want you to call. He says, we can put you to work. Apparently this guy had done the same thing to them a few years before and got the beating of his life somebody brought him into one of their card games, did he have a technique a cheating technique or had some marked cards no it was a card mechanic he could play games with cards they call him a mechanic and, in fact the guy was great at it because he had his own plane and everything else. But again, he had moved from Chicago and had just come back in the area. And they mounted. And so anyhow, he leaves. And he leaves then, and Marco took the money. Marco took the money. Marco took the money. Typical Bob guy, man. [10:19] And I says, what about the cash I lost to him? He says, well, you lost that. He says, you lost that. That’s when I realized how powerful. That’s when I realized how powerful that [10:35] he was part of the mob, not only a part of it, but one of the operational. Yeah, important part of it. That brings to mind another unbelievable situation that occurred. [10:49] The, uh, this is probably the, we’ll know the year by when it happened. There was a bookmaker named Hal Smith. Oh yeah. I remember that name. He got, tell us about Hal Smith. [11:05] Well, Hal Smith was a, he was a big guy too. A real, a real big guy. I met him on Rush street. He knew I was a gambler. He knew that I was a big gambler and I started gambling with him. Thank you. And I was with him probably for about maybe five or six months. And I’d win with him. I’d lose with him. And he would take big places. He would take $5,000 a game for me. And as they say, so the numbers were big. At the end of the week, we were sometimes $60,000, $70,000. [11:42] They were big numbers back and forth. And he was always good for the money. I was always good for the money. And one particular week, it was about $30,000. And I was waiting for money. Somebody else was supposed to give me even more than that. And the person put me off. And it was a good friend of mine. And I knew the money would be there. But a lot of times, these guys are going to collect it at a certain time. And then they’re expecting to give it to somebody else. Well, he was short. So I said, look, I don’t have it right now, but I’ll have it tomorrow, I said, because I’m meeting somebody. Well, okay, it better be there. [12:31] And look, it’ll be there, okay? Not a problem. So the next day, the person I’m supposed to get it from says, I’ll have it in a couple of hours. I don’t have it right now, but I’ll have it by late this afternoon. And I’m in my office when Hale Smith calls me and I said, I’ll have it a little bit later. And he slams the phone bell. I’m downstairs in Counselor’s Row. In fact, I’m meeting with Butchie and Harry. We’re in a booth talking about something. They had just sent me some business or whatever, but I’m talking about something. And George, the owner of the restaurant, comes over and he says, somebody is asking who you are and they want to talk to you. And they point out this guy. It was a guy I had seen before, because a lot of times at two in the morning, I would go down on West Street, and they had entertainment upstairs. And there was this big English guy. He was an English guy, as you could tell by his accent, a real loud guy. And when I walk up to talk to him, and he’s talking loud enough so people can hear him, and he says, you better have that. I’m here for it. You better have that. You better have that money. [13:51] Bob Hellsmith sent me, you get the money and you better have that money or there’s going to be a problem or whatever. And I said, well, the money will be there, but people can hear what this guy, this guy talking that shit. And he leaves. And he leaves. He’s going to call me back. And he leaves. I said, I’m busy right now. I says, give me a call back when I’m in the office and I’ll meet with you. So Butch, he goes, what was that all about? And I said, you know, it’s somebody I owe some money to. Well, who is he? Who is he with? I said, Harold Smith. And he said, who’s Harold Smith? You don’t pay him anything. He said, you don’t pay him anything. And he calls, when he calls back, he says, you will arrange to meet him. And I said, you know, I said, well, where? [14:44] And they knew where I lived. They’d been to my place at that time. I’m living in Newberry Plaza and they said, there’s a, there’s a Walgreens drugstore in Chicago Avenue. Tell him you’ll meet him there at Walgreens, and we’ll take it. And he says, and we’ll take it from there. When he does call me, I said, look, I said, I’ll meet you tomorrow morning for sure at Walgreens. I’ll have the cash. I said, I’ll have the cash, and I’ll have all of it. I said, but, you know, I’m tied up on some things. I said, I’ll go to my own bank when I’m finished here and whatever, and I’ll see you tomorrow morning for sure at 9 o’clock tomorrow morning. Okay. I sit down with them and they just said, I said, they said, go there and go meet them. And we’ll take care of it. The Walgreens is a store right in the corner of Michigan Avenue and Chicago Avenue, south side of the street. And it’s all windows. Huge windows here. Huge windows here. And a bus stop, a bus stop over here. When I get there, I park in the bus stop and I’m looking to my right and here he is sitting in a booth by himself, right by the window. And I look around and I don’t see anybody. I mean, with a lot of people, I don’t see Butchie. [16:06] Uh or red or anybody around but i i go in there anyhow and uh sit down and i uh sit down in the booth across from him and he’s eating breakfast he’s got some food in front of him and uh the girl comes by right away the girl comes by and i says you know just get me a coke and and he says have you got the money and i said yes and why i got i got a lot i got a lot of money in my pocket but not the, whatever it was he wanted, not the 27 or 28,000. There’s nobody there. And, uh, so we’re talking for no more than about two or three minutes. They had a telephone on the counter. I hear the phone ring and the waitress, the waitress is on the phone. And then she comes walking over and she says, it’s a call for you. And, and when I go get in the phone, I woke up and there’s a phone booth there. And here’s Butchie in the phone booth. And he’s there with a couple of other people. I hang the phone up. I walk over and I had my appointment booked. And I walk over and I just pick up the book. And as I’m walking out there, walking in, we pass each other. And so now when I get in my car and he’s looking at me in my car and right next to him is Butchie. And across from him was a red old male and Fat Herbie. [17:34] Herbie Blitzstein? Herbie Blitzstein? No, it wasn’t Herbie. This is another one. That’s one thing of Herbie. We called Herbie Fat. It was Fat Herbie. And the third guy is like sitting facing him. This is like, that weighs about 300 pounds. Oh, Sarno. Make Mike Sarno. Mike Sarno. That was it. And that’s, that’s, that’s who it was. You know, and I, I drive off, go to my office and go about my business. I get a call later that day from, uh, Hale Smith. Where’s my money? Where’s my money? I said, I gave it to your guy. You what? I gave it to him. I met him at nine o’clock this morning and I gave him the money. You did. And I said, yeah. Um, okay. And he hangs, and he hangs up. I don’t hear anything for a while. I never saw him again. I saw Hale a couple of times because he was always in one of the other restaurants. I lived in Newberry right across from there, but he never talked to me. I never talked to him, never said anything. It was about maybe it had to be a good couple of months later, When I read about Hale, Hale’s no longer with us. [18:52] That’s obviously how they found out about him. I never saw the other guy again. I’m hoping they didn’t kill him, but I’m assuming that’s what probably happened to him. In a public place like that, they probably just scared him off. He probably said, you know, I’m way over my head. I’m out of here. [19:15] They didn’t kill him in the public place he wouldn’t have been in the newspapers my little thought is like with the three guys they took him for a ride, I don’t know they just told him to leave town and he realized what it was and he did Hal didn’t get a chance to leave town Hal had other problems if I remember right I’d have to look it back up but he had other problems with the outfit what I found out later what they had done, was they had gotten one of their guys connected with him to find out who his customers were. In other words, one of the other people that he didn’t realize, that Hale didn’t realize was with them, they got him connected with them where he’s the one who’s doing his collecting and finding out who the customers were because they wanted to get all his customers as well as his money. It turns out he was He was a huge bookmaker for years. That’s what happened to him. And they just took his book. Yeah, I remember something about that story because I killed him in his house, I believe. Yeah, Sally D. [20:22] Sally D, yeah. Sally D was one. When I first met Sally D, he was with Marco’s Fruit, too. [20:30] He owned a pizza place up on the north side, north shore, and I broke him. I was betting with him and beating him week after week. And one of the last times I played with him, he couldn’t come up with the money. It took him an extra couple of weeks to get the cash to pay me. But we were real close friends with him. He’s a bizarre character because he was a totally low level at that time. Yeah. When he then connected up with the Cicero crew, with Rocky and Felice, with Rocky and those people, he became a boss with them. It turns out it was after they killed Al Smith. He was part of all that. That’s Salih De Laurentiis. He’s supposed to be a boss. He moved on up after the Family Secrets trial. He didn’t go down with that, I believe, and he kind of moved on up after that. I don’t know what happened to him. What was so funny about that, when he would come into the club, Marco’s club, Bobby Abinati. [21:42] Who was strictly a very low-level player, although we indicted him with the Gambia star. He’s the one who set up the robbery. Would that have been great if that would have gone through? He’s the one who set up that robbery in Wisconsin. He’d be making fun of Salihide all the time. [22:03] When Salihide would come in, he would make fun of him and joke about him and talk about what a loser he was. This is when he’s a boss of that crew. I mean, just a strange, I mean, nobody talked to bosses like that, especially when, when you’re, when you’re what they call Bobby, you know, what was Marco’s nickname for Bobby Knucklehead? [22:23] That was his nickname, Knucklehead. Pat Marcy, uh, contacted me about, you know, handling me in the only own case. [22:32] I couldn’t have been happier because that was a short time after they put a contract on me. So now i realized if they’re going to be making money you know they finally stopped because for good six seven months when i when i came back to chicago uh i was checking under my car every day in case there was a bomb i moved i moved from uh from a place that i own in the suburbs into an apartment complex so i wouldn’t be living on the first floor yeah it’d be impossible to somebody to break into my, you know, took them thrashing into my place. I changed my whole life around in that sense. [23:10] And when I drove everywhere I went, you know, I would go on the highway and then jump over. I would do all, I wanted to make absolutes. Even though nobody came around, I wasn’t taking any chances for a long period of time. And that was too when it cost me a fortune because that’s when I stopped dealing with the bookmakers because I wasn’t going to be in a position where I had to go meet somebody at any time to collect my money and whatever. [23:39] So what had happened, though, was somebody came to see me. And when I was practicing, there’s a lot of things I wouldn’t do. I set my own rules. I would not get involved. After the Harry Alleman case, I never got involved anymore myself fixing certain cases. But even prior to that, I wouldn’t fix certain cases. I wouldn’t get involved in certain cases, especially involving the police, because my father was such a terrific policeman, and I felt I was too in a lot of sentences. I loved the police. I disliked some of the crooked cops that I knew, but on the surface, I’d be friendly with them, etc. Harry Ailman was a prolific hitman for the Elmwood Park crew. He killed a teamster who wouldn’t help set up trucks for the outfit, a guy named Billy Logan. He was just a regular guy. He’s going to take us right into the meeting with the judge. He’ll take us into a counselor’s row restaurant where these cases were fixed. Now, Bob will give us a seat right at Pat Marcy’s table. Now, Pat Marcy was the first ward fixture, and he’s going to take us into the hallway with Pat Marcy where they made the payoffs. [24:57] Now, Bob, can you take us inside the famous Harry Aileman murder case? I know you fixed it. And tell us, you know, and I know there was a human toll that this took on that corrupt judge, Frank Wilson. Okay. The Harry Aileman case was, it was not long after I became partners with Johnny DeArco. I get a call from, I’m in Counselor’s Row at the restaurant. Whenever I was in there now, my spot was the first ward table. Nobody was allowed to sit there day or night. That was reserved for first ward connected people and only the top group of people. [25:40] I’m sitting there at the table and Johnny DeArco Sr. Tells me, you know, Pat wants to talk to you. About something. And I said, you know, sure. Not long afterwards, Pat comes downstairs. We go out. We go out in the hall because we never talk at the table. And he tells me, have you got somebody that can handle the Harry Alleman case? I had seen in the news, he was front page news. He was one of the main mob hitmen. He was partners with Butchie Petrucelli. But it was common knowledge that he was a hitman. He looked like one. He dressed like one. He acted like one. And whatever. And he was one. In fact, he was the one that used to go to New York. And I know he also went to Arizona to do some hits and whatever. He traveled around the country. I said to Pat, they thought the case was a mob hit on a team street. a teamster. I assumed that it was just that. It was people doing what they do. But I said to Pat, I said, well, get me the file. Get me the file. Let me see what the case looks like. Because I would never put a judge in a bad spot. That was my nature. [27:06] When I had cases, a lot of these judges were personal friends of mine. What I would do, if I wanted to have a case, if I wanted to fix a case to save all the time of having to go to a damn long trial, I would make sure that it was a case that was winnable, easily winnable. When I got the file, when I got the file from Pat, he got me the file the next day. The next morning, when he came in, he gave me the file. I looked at the file. It was a throw-out case. When I say throw-out case, absolutely a nothing case. [27:46] The records in the file showed that a car drove up down the street. Suddenly somebody with a shotgun blasted a guy named Billy Logan in front of his house and drove away. They were contacted by a neighbor, this guy, Bobby Lowe. Was it Bobby Lowe? Yeah, I’m pretty sure Bobby Lowe. Who indicated that he opened the door and let his dog run out. And when he looked, he saw somebody. He saw a car, and he gave a description of the car. And he saw somebody pull up, and he saw him shoot with a shotgun. And then he saw the person get out of the car and shoot him with a .45, and shoot him with a .45. And then the car sped away. That was pretty much the case. Some other people heard some noise, looked out, and saw a car driving away. A period of time after that, it had to be about a year or so after that, somebody was arrested driving to Pennsylvania to kill somebody. There was a guy who stopped. [29:16] Louie Almeida was his name. Louie Almeida was stopped in his car. He was on the way to Pennsylvania. And in front of his car, he had shotguns. And he winds up, when he gets arrested, he winds up telling the authorities that he can tell them about a mob murder back in Chicago and winds up cooperating with them. He indicates what happened. He indicated that, you know, he was asked to, you know, or he got involved in it. He got the car and whatever. They did this. They did that. And he pulled up alongside Billy and wound up shooting the victim as he came out of the house. [30:09] Now, I look at some other reports in there, some reports that were made out, new reports. They talk about the Louis Almeida. They talk about the witness that gave the first statement. and they said that they found, or he’s giving us a new statement now where he says he’s walking his dog. He hears a shotgun. His dog runs towards the car where the shooting was coming from. He saw Harry get out of the car and walk over and shoot him, walk over and shoot the victim, and he was looking at him, And then he jumped in the bushes and the car drove away. A complete new story. Yeah. A complete new story. And. I looked at the reports, and this is an easy winner. And so I told Pat, you know, I’ll take it. You know, I’m sure I can handle it. I said, I’m sure I can handle it, but, you know, I’ll let you know. [31:21] That’s when I contacted, I met my restaurant, Greco’s, and I had Frank Wilson there a lot. Well, I called Frank Wilson, invited him and his wife to come to the restaurant. I had done that many times before. When he gets there, I tell him, I have the case. You know, I told him I was contacted on this case, I said. And I said, it’s an easy winner, I said. And I explained to him what it was. I told him, you know, it’s the driver of the car who’s doing this to help himself. And this other guy, Bobby Lowe, that gave a complete new story from the original story that he gave. And I indicated, you know, can you handle the case? And he tells me, I can’t handle the case, he said, because I was SOJ’d. In Chicago, Illinois, they have a rule that makes it easy for people to fool around because for no reason at all you can ask to have a judge moved off the case. And you can name a second judge that you don’t want to handle the case. [32:34] Frank Wilson’s reputation was as such that the lawyer that turned out to be a judge later on, Tom Maloney, who had the case, named him in the SOJ. It was assigned to somebody else, and he indicated he wanted any other judge except Frank Wilson. Frank Wilson on the case. And this was Harry Aileman’s lawyer. Yeah. Okay. And who Tom Maloney, who then ends up being the judge years later. But yeah. Well, because we knew he was going to be a judge. Yeah. We knew ahead of time. I knew at that time. That’s what makes the story so unbelievably interesting. Yeah. Anyhow, he says, I can’t do it because… In Chicago, in Chicago, it’s supposed to keep it honest. I love this. To keep it honest. Yeah. To keep it honest, each judge is supposed to be picked by computer. [33:33] Same thing they’re doing to this day. Trump wondered why the same judge kept getting all his cases. Because they’re doing the same thing we did, some of us could do in Chicago. He was the chief judge in the area. he said to me, I don’t think I can get the case. I don’t think I can’t get the case. I said, I’ll get the case to you. I said, I’ll get, because I already, I, in fact, through Pat Marcy, anytime I wanted a case to go anywhere, I would contact Pat and I’d give him a thousand dollars and he would get me any judge I wanted. Uh, I said, well, I think I can. I said, I said, And I gave him $1,000. [34:16] I said, here, this is yours. And if I can’t get the case to you, you keep it. If I can’t get, I never said to him, will you fix it? Will you this or that? I mean, he understood what it was. I didn’t know how he would react to it. When I asked him, would you handle it? Were the words I used. I had never fixed anything with him before. [34:43] In case he was, you know, he would want to report it to somebody. I wasn’t worried because Frank had a reputation as being a big drinker. After I got the Harry Elliman file, Pat tells me, I’m going to have somebody come and talk to you. Who comes? And we meet in the first ward office, and then we go downstairs into the special room they had for conversations. It’s Mike Ficarro. He’s the head of the organized crime section. He’s the one who prosecutes all the criminals. He’s one of the many prosecutors in Chicago. That’s why there were over 1,000 mob murders and never a conviction from the time of Al Capone. Not a single conviction with over 1,000 mob murders because they controlled absolutely everything. He’s the boss. [35:35] I knew him. I didn’t like him. He had an attitude about him. You know, when I would see him at parties and when I’d see him at other places, and I’d walk by and say, hi, he just seemed coldish. [35:47] I found out later why. He was jealous of the relationship I had with all these people. [35:54] He says, I’ll help you any way I can, anything you need, whatever. So the prosecutors on the Harry Olliman case were our people. That’s who’s prosecuting the case anyhow. But they couldn’t get one of their judges apparently who would handle the case. So, but anyhow, uh, so, uh, when we, um, when we go, when we, when we go to trial, um. [36:25] Before to help me out, I told Pat, I’ll get somebody else to handle the case. I’ll have somebody else. I said, I won’t go in there. I won’t go in there because everybody knows I’m close to Frank, very close to Frank. I said, so I won’t go in there. I’ll get somebody. He says, no, no. He said, I’ll get somebody. And so he gets a guy named Frank Whalen, who I didn’t know at the time. He was a retired lawyer from Chicago. He was one of the mob lawyers. [37:00] He was one of the mob lawyers. And he lived in Florida. He lived in Miami. I think it was, no, Lauderdale. He lived in the Lauderdale area. He was practicing there. So I fly out. I fly out to meet him. I i do all the investigating in the case the i’m using an investigator that harry alleman got from me in fact he was the same investigator that got in trouble in in uh in in hollywood for what for a lot of stuff i can’t think of his name right now but he’s the one who got indicted in hollywood eventually for you know wiretapping people and whatever it was the same one. And he got me information on Bobby on this Bobby Lowe. He found out Bobby Lowe, Bobby Lowe was a drug addict. [37:59] When the FBI got a hold of him, Bobby Lowe was living out in the street because he had been fired from his first job. He had a job in some kind of an ice cream company where they made ice cream, and he got fired there for stealing. And then he had a job after that in a gas station, and he faked a robbery there. Apparently, what he did was he called the police and said he had been robbed. This is before they had cameras and all the rest of that stuff. He said he had been robbed. And somebody happened to have been in the gas station getting gas. It was a big place, apparently. [38:45] And when the police talked to him, he said, I didn’t see anything strange. He said, I saw the attendant walk out to the back about 10, 15 minutes ago. I saw him walk out to the back of the place and then come back in. And so they go out, and he had his car parked behind it, and they found the money that was supposed to have been stolen in the car. So not the best witness, in other words. Well, that’s an understatement, because that was why… That was why now he suddenly shows up, and they know all this. The FBI agents that obviously know all this, that’s their witness. That’s their case. To me, it’s an airtight, you know. Yeah. Anyhow, I developed the defense. I went back to see Frank a second time. I flew out to Florida a second time, gave him all this information. [39:48] I had talked to some other people to a number of people that were going to indicate that Harry played golf with them that day see how they remembered not golf but he was at a driving range with them with about five people they remember what they were three or four years three or four years before that what I also found out now, and I didn’t know and it changed my whole attitude on that this wasn’t a mob killing you, This guy that he killed was married to his, I think it was his cousin or some relation was married. I’m pretty sure it was to his cousin. She had told Harry, I got this from Butchie, Butchie Petrosselli, who had become a close friend of mine after I got involved with Harry’s case, his partner. And that was why he killed them, because apparently the sister, his sister-in-law, whatever she was, had told him, you know, when he was beating her up, she had said, well, my Harry Alameda won’t be happy about this. And he said, supposedly, he said, fuck that, Kenny. [41:02] And that’s why the shooting took place. Wow. This changed me. You know, I’m in the middle of it. There’s no getting out of it now. Yeah, they’ll turn it back. And by now, I’m running around all the time with Butch and Mary at night. I’m meeting them at dinner. They’re coming to one of my places where I have dinners all the time. You know, I’m becoming like close friends, close friends with both of them. Yeah. So anyhow, but anyhow, the lawyer that he got, Frank Whalen, who was supposed to be sharp, turned out like he was not in his, let’s just say he was not in his prime. [41:46] Charitable. And when he went in, you know, while the trial was going on, you know, while the trial was going on, I get a call from Frank. From Frank Wilson, because I told him, you don’t come back into the restaurant now. You don’t come back into the restaurant. I used his office as my office all the time, along with a bunch of other judges. I had a phone, but it cost about a dollar a minute to talk on my phone. I had to talk on my phone. So when I’d be at 26th Street in the courthouse, even though no lawyers are allowed back there in the chamber, so I’m back there sitting at his desk using the phone taking care of my own other business. I stopped going in there while the trial was going on. [42:35] So, anyhow, he calls me, and he wants to meet me at a restaurant over on Western Avenue. And, okay, he called me from one of the pay phones out there in front of the courthouse, and I go to meet him. What did he want? Was he complaining about the lawyer, Waylon? What was he complaining about, Waylon? and I was screwing it up. [42:59] When I meet him, I said, you know, he’s like, you know, he said, you know, we go into the bathroom and he and he said he’s all shooken up. He says, this is going to cost me my job. He said, he said, you know, they’re burying him. You’re burying him. You know, because I had given this information on the two witnesses. And he says, Frank Whalen, he said, isn’t doing a thing and cross-examining these people and whatever. [43:32] And he says, and he’s all upset. And I said, Frank, no, I’m shook up one of the few times in my life where it’s something I can’t handle. He had never told me, you know, I’ll fix the case, never. And I said to him, and I said, Frank, I said, if something goes wrong, I said, I’m sure they’re going to kill me, is what I said to him. Yeah. I said, if something goes wrong, I’m sure they’re going to kill me. And I left. I left the bathroom. Now, I have no idea what’s going on in his mind and whatever. Yeah. I see Pat the next day. And by something goes wrong in this case, you mean if he gets found guilty, that’d be what would go wrong and you would get killed. Is that that’s what you mean? Well, no question, because when I met, I didn’t go into that. I met with Harry Alleman. I get a call after I got involved in the case. A couple days later, I get a call from Markle. Meet me at one of the nightclubs where I was all the time at night with these people. [44:47] Above it, you’ve got a motel, a bunch of hotel rooms. I get a call from Markle. The reason everybody loved me and the mob, I never discussed what I was doing with anybody or any of the other dozens of mobsters I run with that I was involved in Harry’s case. Never said a word to anybody about any of this. That was my nature, and that’s why all these people love me. I never talked about one thing with anybody else or whatever. He says, I want to meet you. When I get over there, he says, let’s go upstairs. Somebody wants to talk to you. And we go upstairs, and there’s Harry Alleman. And Harry, how you doing? How are you? [45:27] And he says, listen, you’re sure about this? And I said, yeah. I said, I’m sure. And he said, well, if something goes wrong, you’re going to have a problem. Those were his words to me. You’re going to have a problem. And I said, you know, he says, because this judge, he says, this judge is a straight judge. And he said, Tom, you mean Tom Maloney. He says, and Tom wants to handle my case. And he tells me he’s going to be named a judge by the Supreme Court real soon. And he wants to handle and he wants to handle my case before he… Uh, you know, before he becomes a Supreme court, before he becomes a judge, I knew the moment he told me that I knew for sure that was the case because we control everything, including the Supreme court. I said, you know, I said, don’t, you know, don’t worry about it. I lied to him. And I said, uh, I said, yeah, the judge is going to, I said, yeah, he’s going to throw it out. He knows, I said, he knows what’ll happen if he doesn’t. That’s what I told Harry. I want to keep him happy. [46:34] I’m going to keep him happy probably for a few hours I’m a little nervous and then that’s all behind me like so many other problems I got in the middle of oh my god talking about walking a tightrope so now the lawyer came into Chicago he was in Chicago I met him when he came in he was staying at the Bismarck was at the Bismarck Hotel right around the corner from you know where Counselor’s Row was that’s where he was staying in the in the hotel right there by the first board office and there was a way to go in there without being seen and there was a, You go through another restaurant and you go through the alley and go up there. And I wouldn’t, I didn’t want to be seen walking into there because I know the FBI are probably, are probably watching and whatever. When he comes into town, they handle the case. So I go upstairs to see him. You know, I said, what the hell’s going on in court? He says, I’m going, it’s going great. It’s going great. I said, it’s going great. I just, you know, I just got a call last night. I had to go meet the judge. And he said, you’re not doing any cross-examining. Oh, I’m doing a great job. You know, I’m doing a great job. So after a few minutes of, I leave. Yeah. [47:52] That’s when I saw Pat Marcy, too. And I said, Pat, I said, the judge is upset about whatever’s going on. I said, maybe we should give him some more because I agreed to give him $10,000. And he said, you know, what a piece of work he is. You know, he said $10,000, and that’s all he’s going to get, not a nickel more or whatever. So now to say I’m nervous again is an ultra statement. The case, I walked over, and I wouldn’t go in the room, but I wanted to just be around that room for some reason. FBI agents all over the place. [48:30] FBI agents all over the place. And so now I’m at home and I’m packed. I’ve got my bags packed because if he finds it, I don’t know what he’s going to do. I’m worried he might find him guilty because of all that had happened. He, when the trial ended a given night, and the next day he was going to give the result. In fact, I didn’t go out and play that night. I was a little nervous, and I stayed home, and I packed up my bags. I packed up my bags, and about 9 o’clock, I got in the car, and I started driving. And by the time he gave the ruling, I was probably about 100, maybe 150 miles away. And I hear on the radio, you know, found him not guilty, found him not guilty. So I turn around. Hit the next exit, turn around and come back. I turn around. Northbound on I-55. [49:27] Probably a couple hours later, here I am parked in my parking spot. My parking spot was in front of my office, right across from City Hall. And I parked in the mayor’s spot when she wasn’t there. And drove probably to drive her crazy. But that was where I parked. That was my parking spot. We’d see my big car with the RJC license plates parked in the bus stop. And so here I am. I parked the car and I go in. I go in. [50:01] And I’m sure Pat told some people, probably not, but I’m sure they told all the mobsters, all the top mobsters, because these guys all wanted to meet me afterwards and get the restaurant. I go in to see them. We walked into the janitor’s closet. You walk out of Counselor’s Row. You go to the left. It goes into the 100 North Building. Now, you’ve got the elevators to the right. And behind that, you’ve got a closet where the janitors keep all their stuff. And you’ve got some stairs leading up to the, there was a, what do you call it? There was an office there where the commodities, big commodity exchange was right there. that there was a stairway leading up to where the offices were with some doors with bars and everything on it. And Pat is standing on those stairs, about two or three stairs. You know, I said, wow. I said, you know, everybody’s going nuts. And he goes, well, you know, you did a good job. And he gives me an envelope. He gives me an envelope. And, you know, I put the money in my pocket. [51:09] We said we had some more. We said a couple other words about, you know, this and that. And then I just go in there. I go back in the counselor’s. [51:21] Now, after the feds started getting indictments, did you try and warn the Aleman case judge, Frank Wilson? Why did you do that? And when I went to see Frank Wilson, I went to help him. I said, Frank, I said, look, I said, I was contacted by, I said, I was contacted by the, by the, by the FBI. They were investigating the Harry Aleman case. I said to him, I said, they, they feel the case was fixed. I said, when they come to see me, I said, you know, I said, I’m not going to talk to them. I said, I’m not going to talk to them. I’m going to take the fifth. And in your case, you can do the same thing. When they, if they come to talk to you, you just take the fifth amendment. If they give you immunity, I said, you know, then you, then you testify, but you tell them the truth. I said, don’t worry about me. Tell them the truth. This is how I talk to him. When I’m talking to him like that, it’s almost like he’s trying to run away from me. [52:27] We’re at a restaurant in a big complex. It was in one of those resorts in Arizona. He’s all but running away from me. I was trying to help him. What I said to him was, Frank, I said, the statute of limitations ran on all this. It’s been more than five years. There’s nothing they can do to you or to me, I said, because the statute ran. I said, so don’t lie to them. What the feds were concerned about, and I don’t know why, that he would deny ever fixing the case when it went through. I don’t know why they’re worried about that, but they were, and I didn’t want to see him get in trouble. [53:13] That’s why I went there to protect him. Hey, Bob, you were asked to represent an outfit associate or an outfit associate’s son who was accused of breaking the jaw of a Chicago policewoman. And you know, when a cop is injured in a fight with somebody, the cops follow that case. And I do not want to see any shenanigans going on. So, so tell us about how you walked that line. And I bet those cops were, were not happy with you in the end. Some people think this is a reason you flipped. Take us inside that case, will you? [53:45] And the reason I mentioned that it had a lot to do with what I eventually did. Now we’ll get back to what made me do what I was going to do. When I was practicing law now, and now I have been away from all this for years, I was out of town a lot because I’m representing the Chinese all around the country. I’m their main lawyer right now. [54:10] And I get a call from Lenny Colella. And he says, my son, he said, my son is in trouble. I want to come in and I want to talk to you about handling his case. This was a heater case, too. This was a front page case because he was charged with aggravated battery and attempted murder. Supposedly, he had beat up a policewoman and it was all over the place. He was a drug addict and whatever, supposedly he did all this. And when he came into the office with his dad, he was high. When I talked to him, he’s got his kid with him. And the kid is a smart aleck. As we’re talking, the kid, and I asked the kid, well, whatever. The kid was a smart aleck. And I just said to him, I said, Len, I can’t help you. I said, get him out of here. I want nothing to do with him. I said, I can’t help you. You didn’t take cases that were involved with cops anyhow, for the most part. No. I didn’t know what had happened in this case. I know what I saw in the paper. I didn’t know what the facts or anything were or whatever. I mean, if it turned out that if I felt when I talked to him that he had done it, whatever, I would not have taken the case anyhow. [55:26] I mean, I would not have. That’s why I say, too, that may be, too, why I was as quick and as rude as I was when he came in there and was acting and was a little bit high. I just wanted nothing to do with him, period. I said to his dad, his father said, you know, if I get him cleaned up, you know, I said, well, if you get him cleaned up, then we’ll talk again. I said, but I can’t help him, and I can’t help him. [55:54] And off he goes. the father re-contacted me about a week later. And he said, I had him in rehab and he straightened out and whatever. And he brought him back in and it was a new person. And when he told me the facts of the case, when he told me what happened, because he was a big, tough kid. He was a big, you know, he was a weightlifter, but he was a big, tough looking kid. [56:19] And it’s a little police woman. When he told me what happened, I believed him. Because I’ve been out in the street and whatever. And he says, you know, he told me what happened, that he had gotten stopped. He was out there talking to her. And when she said, you’re under arrest for DUI, he just walked. He says, I walked. I was going to get in my car and drive away. And she grabbed me and was pulling me or whatever. And I hear all these sirens coming. And within a few minutes, there’s all kinds of police. There’s about half a dozen police there. He says, and then they started jumping on me. He said, she was under me. He was all beaten up. He was all bloody and whatever. And she apparently had her jaw broken. And there’s no doubt in my mind when he’s telling me that, you know, when they were hit with his clubs or with this thing that they claimed he had without his fingerprints, it was a metal bar. Right, a slapper. A chunk of lead covered by leather. Everybody used to carry a slapper. How about you carry a slapper? They claimed, but there was no cloth on this. It was just the metal itself. Yeah, oh really? [57:45] Anyhow, that makes it interesting during the trial when they flat out lied. No, he had no blood. I got the hospital reports. They wouldn’t take him in the station because he was too badly beaten up. But anyhow, he also had two other charges. He had been involved in a fight in a bar. And he had been involved in another situation with the police. And he was charged with resisting arrest and battery on a policeman out in Cicero. So he had these three cases. So I gave the father a fee on handling, you know, the one, I was going to, I gave him a fee one case at a time. I said, you know, first thing we’ll do, I want to get rid of those other two cases. I’ll take them to juries, I said. [58:36] I’ll take them to juries because I wasn’t going to put them. I knew both the judges on those cases, but I wasn’t going to put them in a position on a case like that. I take the first case to trial. And I get him a not guilty. That was the fight in the bar. [58:54] That was out in one of the suburbs. That was out in, I’m not sure which suburb, in the northwest side. After we get that case over with, before that case, I get a call from Pat Marcy. Pat Marcy, I hadn’t seen him probably even for a couple months, but I hadn’t talked to him for quite a long period of time. And he says to me, you got a case that just came in. He said, we’re going to handle it. And I said, there’s no need, Pat. I said, I can win these cases. I said, there’s no need. I can win these cases. And he said, we’re going to handle this. The case is going to go to Judge Passarella, he said, and we’ll take care of it. I said, Pat, there’s no need to. I said, I can win these cases. I said, they’re all jury trials, but I know I can win them all. And he says, you do as you’re told. Pat had never talked to me like that before. [59:54] Powerful as he was and crazy as I am, And he never, you know, you never demand that I do anything or whatever. We had a different type relationship. And although I hadn’t broken away from them by now, it’s been years. I had broken away from them for about, you know, two, three years. And he says, you know, take the case to trial. I said, well, he’s got some other cases, too, and I’m going to take the one. And she says, I’ll take it to a jury, and I’ll win it. You’ll see how I win it. I take her to trial, and I get her not guilty. The second case was set for trial about a month after that. Not even, yeah, about a month or so after that. And during that time, a couple of times I’m in counselors, and Pat says, when are you going to take the case to trial? I said, well, Pat, you know, I won the one case. I got the other case on trial, and it was before Judge Stillo. He was a judge that we eventually indicted. [1:00:51] Stillo was very, very well connected to the first ward. He’s one of the old-time judges out in Maywood. And I told him, you know, when I came in there, he assumed I’d take it to trial and he’d throw it out. And I said, no, no, no, there’s no need to. I says, I’m going to take the jury on this one. Number one, I had stopped fixing things long before this. And, but he was, to make money, he was willing that he would have thrown the case out. It was a battery with a Cicero policeman. And I says, no, no, I’ll take it. I’ll take it to, you know, I’ll take the jury. I said, I don’t want to put you in that pursuit. Oh, don’t worry about me. I take that one to trial and I win that one too. Now Pat calls me, when the hell are you going to take the case to trial? And that’s the original case with the police woman. That’s the main one. The main one. Okay, go ahead. [1:01:44] When are you going to take it to trial? And I don’t want to take it to trial. In fact. I had talked to the prosecutor, and I said, look, I said, because he was charged with, he was charged with, you know, attempted murder and arrest. I said, if you’ll reduce it, the prosecutor was an idiot. He knew me, should have realized that, you know, that I never lose cases. Yeah. You know, but I want to work out something. He was a special prosecutor on it. He said, we’re not going to reduce it. We said, you know, if you want to work out a plea, we went five years, we went five to ten or whatever in the penitentiary. And I said, well, that’s not going to happen. I said, well, then we’ll just have to go to trial. So now, while I’m at Counselor’s Row, on one of my many occasions, because I was still having some card games over there at somebody else’s other lawyer’s office, because I had had big card games going on there for years. I’m sitting at the counselor’s row table, and Judge Passarella comes in. There’s just him and me there, and when he comes in, I say, Oh, you’re here to see Pat? [1:02:56] And he goes, Pat, who? No more conversation. Who the fuck? No more. The guy’s treating me like I’m some kind of a fool or whatever. And I developed an instant disliking to him. I had never seen him around that much or whatever before that. So now, after the second case, you’re going to go to, you know. So I talked to Lenny. When Lenny came in, Lenny came in with him when we were starting to get prepared for the case. And, oh, this is before this is before I talked to the prosecutor. And I said, Lenny, I said, I says, if I can get it reduced to a misdemeanor, to a misdemeanor. I said, you know, can we work with, you know, and work out a plea, let’s say, for maybe a month or two, you know, a month or two. Is that OK with you? Oh, sure. He says, oh, sure. [1:03:57] Now, this Lenny, this was the kid’s dad, your client’s dad. This is his dad. Now, explain who he was, who Lenny was. His dad was. What’s his last name? Yeah, Karela. Karela, okay. Lenny Karela, I’m pretty sure was his name. He owned a big bakery out there in Elmwood Park area. Okay. And he was friendly with all the mobsters. Okay, all right. I got you. For all I knew, he may have been a mobster himself, but I mean, he may have been because we had thousands of people that were connected. He was a connected guy. All right, go ahead. I’m sorry. And he said, oh, yeah, sure, no, not a problem because the papers are meant, they’re still, after a year, they’re still mentioning that case will be going to trial soon and every so often. [1:04:43] What I had also done, I tried to make contact with the policewoman, not with her, but I put the word out and I knew a lot of police and I got a hold of somebody that did know her. And I said, look, I said, no, the case is fixed if I want it. Yeah. But I don’t want it. Even though I know that, you know, that it’s all BS, you know, I said, look, I said, get a hold of her and get a hold of her lawyer and tell them if they want to file a lawsuit, you know, you know, we can, they can get themselves some money on it. Uh, you know, he’ll indicate, you know, he’ll, he’ll, he’ll indicate that, you know, he, he was guilty or whatever, but I wanted to get her some money. The word I get back is tell him that piece of shit, meaning me to drop dead, to drop dead. You know, we’re going to put this guy in prison and that’s where he should be too. When the case now, now when the case goes to trial. [1:05:48] The coppers lied like hell and talk about stupid. I’ve got the police reports there. When they took him into the police station, they wouldn’t take him. The station said take him to a hospital. He goes to the hospital and the reports, you know, bleeding here, bleeding there, and, you know, marks here, marks there. They beat the hell out of him. [1:06:10] You know, nobody touched him. You know, nobody touched him. Nobody touched him. Was he bleeding? No, no, he wasn’t. He wasn’t bleeding. Didn’t have any, you know, along with, you know, along with everything else. Flat out lied. How many policemen were there? There were two or three. There were about 10 by the time it’s over. But it’s an absolute throwout. Any fingerprints on that metal? Well, we had some fingerprints, but not his. And on and on it went. It’s a throwout case to start with. The courtroom now where the case was, was very interesting. You walk in there, and when you walk in there, there’s about 20 people that can sit. And then there’s, it’s the only courtroom in the building where you have a wall, a glass wall, all the way up, all the way up. Covering in the door, opens up and goes in there. You go in there. It’s a big courtroom. A bunch of benches now in there. You go to the left, and here’s the judge’s chambers. You come out of the chambers, and you walk up about four steps. And here the desk is on like a podium. And it’s not where all the others are, you know, where you look straight forward. It’s over on the side. It’s over, you know, to the left as you walk out of his chambers. [1:07:40] When the judge listens to the case he goes in there I’ll come up back with my ruling he comes out about 10 minutes later he walks up the steps, And now he turns off the microphone. Somebody turns off the microphone so the people in the back can’t hear anything. The ones inside there can, you know, can hear. The one back there can’t hear anything because it’s all enclosed. [1:08:11] That’s why they got the microphone back there. Somebody shut it off. He says, basically, I’m not guilty in a real strange voice. And all but runs off the all but run and don’t ask me why this is what he did all but runs off all but runs off into the into his chambers, you know he’s afraid all those cops out in the audience were going to come and charge the stand I guess and put a whack on him. [1:08:43] But think about it this is Chicago he’s with the bad guys but I’m just saying I don’t know why he did all that, but that’s what he did. And so now, as I come walking out with Mike, and they’re all in uniform, and most of them are in uniform, and then you’ve got the press and all kinds of cameras and whatever there. And as I come walking out along with him, some of these guys I know, and these jerk-offs are like calling me names and whatever. I go, I go see Pat. [1:09:23] And when I go back into Counselor’s Row now, he’s there at the table. And when I come in, it’s a repeat of the Harry Allerman thing. He walks out. He walks directly. And I’m following him, and he walks in. He goes back into the same janitor’s closet and stands on the same steps just above me, you know, talking to me. And I said to him I said this judge is going to have a problem, I said, he’s going to have a problem. I said, what if he says something? And he said to me, nobody would dare. He said, nobody would dare cooperate against us. They know what would happen. Or words to that effect. And don’t ask me why. So many other things had happened before this. But now I’m looking at him and I’m thinking, you know, somebody’s got to stop this craziness. All this stuff. I’m thinking that at the moment, but then I’m worried for some reason, I think he can read my mind. [1:10:34] Stupid as all of this seems, I’m afraid to think that anymore. I’m almost, you know, cause Pat’s such a powerful person and every sense I know, I know his power, but anyhow, so I leave. And like I say, 10, 15 minutes later, that’s all forgotten about. He paid me the rest of the money I was supposed to get from them. [1:10:56] Obviously, he wanted to do it because he was probably charging a lot of money. That’s why he didn’t want me to take things. He wanted to collect the money because while the case was going on too, he puts me in touch with the head of the probation department because he was able to help in some way. He knew some of the, you know, some of the, some of the policemen involved in the thing had been contacted too. Yeah. But they were contacted and they messed up by, you know, they messed up by lying about all that. Yeah. When there’s police reports saying, oh, no, but anyhow, that was that particular case. Tell us why you decided to flip. [1:11:38] These had been your friends. You knew you had explosive information. You knew as a lawyer, you knew what you had to say would send these people to prison for many, many years. if not life. It had to be hard. As other things happened, why did I commit the, Probably two or three other times things happened. But the most important thing was to think when my dad was dying, and I was very close to my dad. When my dad was dyi

Sunsetting isn't failure—it's leadership.In this episode, Becky sits down with Desiree Lyons, CEO of Namaste Direct, and Kate Flatley, Executive Director of the Women's Justice Initiative, for an honest conversation about what it really looks like to put community at the center—even when it means changing or ending your own model. Together, they share how Namaste Direct made the difficult decision to sunset with integrity and why transitioning its economic empowerment program to WJI became a powerful unlock for greater, more sustainable impact for women in Guatemala.This conversation challenges the idea that success in the nonprofit sector is always about scale and growth—and offers a practical look at how merging, evolving, and ending well can be an act of responsibility, courage, and mission-first leadership.Episode Highlights:  Kate's Path to Guatemala and Law (02:04)Women's Justice Initiative Mission and Impact (03:06)Namaste Direct's Mission and Challenges (05:29)Turning Point: Rethinking Microfinance and Debt (09:36)Sunsetting and Succession: Strategic Decisions at Namaste (15:21)Reaching Out: Collaboration and Merger with WJI (20:55)Advice for Nonprofits: Mergers, Sunsets, and Impact (26:16)One Good Thing: Final Thoughts and Reflections (31:58)How to Connect and Closing Remarks (33:19)www.weareforgood.com/episode/668Thank you to our partners

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz fix the hidden hangover of holiday debt. ---

Is the bank account hurting a little bit? Join Intern John, Sos, and Rose as we talk about how many people go into debt because of the holidays and more! Make sure to also keep up to date with ALL of our podcasts we do below that have new episodes every week: The Thought Shower Let's Get Weird Crisis on Infinite Podcasts See omnystudio.com/listener for privacy information.

Forget protect, provide and procreate: a generation of young men, cultural victims of both cognitive and emotional brain debt, might be more characterized by denial, despair and dependence.

Like giant containers of volatile gas, money must be managed with great care. Because most of us don't have more than we need, we must be wise and faithful with what we have. Our tendency in marriage, however, is to procrastinate. “Tomorrow we'll get organized,” we lie to ourselves and our mates. Or we try to maintain an unrealistic and impractical financial system which ultimately discourages us. No home can escape the clutches of coin and currency—so we must learn how to implement wise policies of earning, giving, spending, saving, investing, and borrowing.Download Message Mates To support this ministry financially, visit: https://www.oneplace.com/donate/1118/29?v=20251111

If you're carrying serious debt but also have money in an RRSP, TFSA, or other investments, one of the biggest fears is this: Will I lose everything if I get help? Doug Hoyes and Ted Michalos, Licensed Insolvency Trustees, break down what actually happens to your investments when debt becomes unmanageable. They explain which assets are protected under Canadian insolvency law, which are at risk, and when cashing out savings can do more long-term harm than good. CRA TFSA Contribution Calculator Bankruptcy & Insolvency Act, paragraph 67  Hoyes Michalos Credit Repair Strategies and Rebuilding Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario (00:00) Debt and investments: will savings survive serious debt? (02:10) The fear of "losing everything" when seeking debt help (04:20) Pressure to cash in investments before asking for help (06:30) Using a TFSA to pay debt: when it makes sense (09:10) RRSP withdrawals and the real tax consequences (12:45) Why multiple RRSP withdrawals don't reduce total tax owed (15:30) What happens to RRSPs and pensions in bankruptcy (18:40) Which investments are not protected in insolvency (21:30) Consumer proposals vs. bankruptcy: what you keep (24:30) Can you still invest while repaying debt? Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other

Megyn Kelly is joined by Buck Sexton, co-host of The Clay Travis and Buck Sexton Show, to talk about the Brown U. and MIT alleged shooter found dead, the awkward self-congratulatory press conference after the culprit was found dead, how a Reddit poster helped solve the Brown U. shooting, the tools like AI getting better and helping crowdsource crime-solving, why privacy is a thing of the past, Jake Tapper's ridiculous CNN segment focused on Trump's health, leftist nonsense disguised as objective news, terrible Democratic and GOP messaging on the economy, some on the left and right who are more interested in fighting and petty social media squabbles than uniting, the viral report on how DEI negatively affected white millennial men, why the Trump administration is now trying to help white men sue for discrimination, and more. Payton McNabb, "Independent Women" ambassador, joins to discuss the boy who injured her in a girl's volleyball game playing the victim, never-seen TikTok videos of the boy, the bullying from John Oliver and others, the left taking shots at her and Democrats not cheering for her at Trump's March address, and more. Then Payton McNabb, "Independent Women" ambassador, joins to discuss the boy who injured her in a girl's volleyball game playing the victim, never-seen TikTok videos of the boy, the bullying from John Oliver and others, the left taking shots at her and Democrats not cheering for her at Trump's March address, and more. Sexton- https://www.youtube.com/@BuckSextonMcNabb-https://www.independentwomen.com/ Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!SelectQuote: Get the right life insurance for YOU, for LESS. Save more than 50% at https://selectquote.com/MEGYNMasa Chips: Ready to give MASA or Vandy a try? Get 25% off your first order by going to http://masachips.com/MK and using code MK.Chef iQ: Megyn shares her favorite holiday kitchen upgrade—Chef iQ SENSE, the perfect gift for any cook—and you can get 30% off at https://ChefIQ.com with code MK!  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I break down a New York Magazine article on holiday gift pressure, then get nostalgic about what made Christmas magical in my childhood and how I want to create that feeling for Sky.

Original Video: https://www.youtube.com/watch?v=vaCxpODL45A In this episode of Logos & Markets, Professor Drew Blazsik interviews Dr. E. Michael Jones on his landmark book Baron Metal: A History of Capitalism as the Conflict Between Labor and Usury. We discuss the true nature of capitalism, why Jones defines it as state-sponsored usury, and how modern debt-based economics has hollowed out the American middle class. From the 1973 wage stagnation, abortion and population decline, to the explosion of consumer debt, Jones explains the mechanisms that transferred wealth upward over the last 50 years. We also talk about the moral dimension of personal finance for Catholics: • When is debt sinful? • How should Catholics prepare financially? • Why car loans are “the worst form of debt” • What it means to “invest in labor” rather than fall into usury ——— Dr. Jones Books: fidelitypress.org/ Subscribe to Culture Wars Magazine: culturewars.com Donate: culturewars.com/donate Follow: https://culturewars.com/links CW Magazine: culturewars.com NOW AVAILABLE!: Walking with a Bible and a Gun: The Rise, Fall and Return of American Identity: https://www.fidelitypress.org/book-products/walking-with-a-bible-and-a-gun

Lionel serves up an irreverent cocktail of high-tech ethics, bizarre true crime, and biting pop-culture critiques. Lionel highlights a world where the law always lags behind technology, exploring everything from genetic testing that cracks 40-year-old kidnapping cases to the legal minefield of posthumous DNA harvesting and the financial obligations of cloning yourself. Whether he is dissecting Bruce Springsteen's underbite, debating the "Greyhound with wings" experience of Spirit Airlines, or analyzing the monetization of police body cam footage, Lionel offers an entertaining look at the fascinating implications of our modern reality. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brent Kesler explains infinite banking, how he paid off nearly $1M in debt, and why the wealthy recycle money using the Money Multiplier method.In this episode of RealDealChat, Jack Hoss welcomes back Brent Kesler, founder of The Money Multiplier, to break down one of the most misunderstood wealth strategies in real estate and investing: infinite banking.Brent shares how he and his wife eliminated $984,711 of third-party debt in just 39 months—without changing cash flow, working harder, or taking on more risk. He explains how specially designed whole life policies allow investors to recycle and recapture money they're already spending, turning expenses into long-term wealth.The conversation covers the origins of the infinite banking concept (Nelson Nash), why many advisors misunderstand it, how real estate investors use it to fund deals repeatedly, and why mindset traps like Arrival Syndrome and Parkinson's Law keep people broke.If you want a proven system the wealthy have used for over 250 years—and a way to fund real estate without losing control of your money—this episode delivers clarity and conviction.

In this special episode, Adam Butler and Ben Hunt join Matt Zeigler to unpack one of the most charged debates in markets and economics today: whether our official statistics still reflect lived reality. Building on Mike Green's work and Adam Butler's essay The Bureau of Missing Children, the conversation moves beyond the technical definition of poverty to a deeper idea of economic precarity, the growing gap between what we measure and what people actually experience. Together, they explore debt, housing, childcare, labor mobility, AI, and the erosion of meaning in economic language, while wrestling with what policy, community, and human-centered solutions might look like in a world that increasingly feels unstable.Main topics coveredWhy the debate should focus on precarity rather than povertyThe disconnect between inflation statistics and lived experienceHow debt, housing, childcare, and education drive economic insecurityThe idea of a participation budget for modern family formationWhy labor mobility has broken down since the financial crisisHow asset prices and credit intensify risk for householdsThe role of grandparents and off-balance-sheet support in the economyDarwin's wedge, positional goods, and rising costs of everyday lifeThe impact of AI, technocracy, and anti-human incentivesCentralized versus decentralized solutions to today's economic challengesWhat it means to carry the fire and preserve human-centered valuesTimestamps00:00 Introduction and the emotional roots of the precarity debate02:00 Poverty versus precarity and what we are really measuring06:30 Technocrats, narratives, and the limits of economic statistics09:00 Personal experiences with precarity and debt15:00 The Bureau of Missing Children and family formation economics21:00 Modeling household income and participation budgets25:50 Rising costs of childcare, housing, and everyday life33:00 Darwin's wedge and positional competition36:45 Debt, housing, and labor immobility40:00 Grandparents, unpaid care, and off-balance-sheet subsidies46:30 How today differs from 40 or 50 years ago49:40 Labor mobility as a lost engine of opportunity55:00 Policy paths, mission-driven economics, and decentralization01:11:00 Visionary leadership versus bottom-up solutions01:15:50 Carrying the fire and preserving meaning01:17:30 Where to follow Adam Butler and Ben Hunt

It's been quite a year for everyone's favorite: country star, actress, philanthropist (and just plain good person) Dolly Parton. Plus the local news for December 19, 2025 and the final installment of The Debt. Credits: This is a production of Nashville Public RadioHost/producer: Nina CardonaEditor: LaTonya TurnerAdditional support: Mack Linebaugh, Tony Gonzalez and the staff of WPLN and WNXP

Key Takeaways: Buy Borrow Die: A strategy where people buy assets, borrow money using those assets as collateral, and then pass the assets to their heirs. Because of how taxes work, this can make their tax bill much smaller. Strategic Borrowing: Instead of selling assets and paying taxes on the gains, investors borrow against them. This helps them grow their wealth while keeping taxes low, and it also helps keep money flowing in the economy. Government Benefits: When people borrow more, it increases overall debt in the financial system, which is one way the government keeps money moving and funds different programs. Disciplined Planning: To use this strategy safely and legally, people need expert guidance and careful financial planning. This helps them avoid mistakes and get the most value from the strategy. Clear Understanding: Learning how taxes and the economy work helps people see that Buy Borrow Die isn't cheating. It's a legal and commonly used financial tool for managing wealth over a lifetime. Chapters: Timestamp Summary   0:00 Exploring the Buy Borrow Die Strategy for Tax Efficiency 2:01 Building Wealth Through Real Estate and Strategic Borrowing 3:09 Using Debt as a Tool for Wealth Expansion 4:55 Leveraging Real Estate and Alternative Investments for Wealth Growth 5:54 The Importance of Debt in Government Financing 7:43 Strategic Financial Planning with Discipline and Team Support 9:14 Tax Savings Tips and Investment Advice for Year-End Planning   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

This isn't a cute budgeting episode. This is a $14 million revenue business buried under $1.5 million in stacked merchant cash advances, with money ripped out of the account every single day. The owner wasn't reckless. He had a 740 credit score and solid bank statements. He just got sold the wrong “solution” over and over.In this 12 Days of Giving episode, I sit down with Sara Weldon of TruFinCo to walk through exactly how this happened — and how she helped pull him out. We break down how MCAs are really structured, why the payments feel fine at first and then choke your cash flow, and how these things get layered until your business exists to feed lenders, not you.Then we get into the turnaround: how Sara and her team stepped in, worked with the right legal support, and restructured the full $1.5M, giving the owner roughly $45,000 a month in breathing room in about four days. From there, they rebuilt his capital strategy using lines of credit, term loans, and 0% business credit through capital stacking instead of more toxic “fast money.”If you're a business owner staring at debt, stressed about cash, or being pitched “quick funding,” you need to understand this playbook. This series is about real people, real numbers, and what it actually takes to get free — not the fantasy Instagram finance tries to sell you.

Thanks for listening! Join us on LinkedIn: https://www.linkedin.com/company/the-contrarians-with-adam-and-adir-podcast Subscribe on YouTube for all our video content: https://https://www.youtube.com/@ContrariansPodcast Follow us on Instagram: https://www.instagram.com/contrarianspod Follow us on TikTok: https://www.tiktok.com/@contrarianspodSee omnystudio.com/listener for privacy information.

My guest today is Aaron Murphy, founder of MurphsLife Foundation, a storyteller and builder working across Latin America to turn direct aid into long-term, dignity-first systems. We sit down in El Salvador's National Palace to talk about what happens when you hit rock bottom—and choose responsibility, faith, and service instead of collapse. Murph shares his journey from addiction, debt, panic attacks, and near-death experiences to building villages, farms, and regenerative communities that have already impacted tens of thousands of people. We talk about why life doesn't get easier—you simply choose which kind of “hard” you're willing to live with—and why real sovereignty starts with food, land, shelter, and low time preference. We explore inflation, the fragility of the dollar system, and why Bitcoin matters not as speculation, but as intergenerational infrastructure for families who currently live in survival mode. Murph explains his vision for using Bitcoin to help entire villages escape poverty—not through handouts, but through ownership, education, and long-term incentives. Finally, we go deep into faith, suffering, fasting, and the idea that meaning comes from choosing a mission larger than yourself. → Please like, comment, share & follow — to help me beat the suppressing big tech algorithms & gov. censorship. Thank you!– SPONSORS –→ Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn→ Have you tried mining bitcoin? Stack sats directly to your wallet while saving on taxes with Abundant Mines: https://AbundantMines.com/Efrat– AFFILIATES –→ Get 10% off on Augmented NAC to detox Spike protein, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (This is not medical advice and you should consult your MD)→ Be good to your eyes & health, and get the Daylight tablet - a healthier, more human-friendly computer, with zero flicker and zero blue light, by design. Thank me later ;-) https://bit.ly/Efrat_daylight→ Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat→ Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat→ Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events– LINKS –MurphsLife Foundation: https://murphslifefoundation.comMurphsLife on X: https://x.com/MURPHSLIFEMurphsLife on Instagram: https://www.instagram.com/murphslife/ MurphsLife on YouTube: https://www.youtube.com/user/MURPHSLIFE Efrat's Twitter: https://x.com/efenigsonEfrat's Channels: https://linktr.ee/efenigsonWatch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: ⁠https://bit.ly/zap_efrat– CHAPTERS –00:00 – Coming Up…01:25 – Introducing Murph & Murph'sLife Foundation06:52 – Childhood Poverty, Responsibility & the Inner Child10:15 – Anxiety, Addiction, Debt & Hitting Rock Bottom18:00 - Ad Break: Trezor & Abundant Mines19:58 – Starting MurphsLife & Leaving Everything Behind23:50 – COVID & Finding El Salvador31:48 – Building Villages, Not Charity35:25 – Bitcoin, Low Time Preference & Generational Wealth40:16 – Meaning Beyond Comfort & Ego42:41 - Ad Break44:44 - “Pick Your Hard” & Surrender to God49:40 – Why People Resonate With Murph56:00 –  How To Support MurphsLife1:00:00 – BEHIND THE SCENES: Peek into MurphsLife

What if one lending policy could change how much you can borrow, when you can borrow and even whether you stay in residential or move into commercial property sooner than planned?  APRA's new Debt to Income cap is coming, and in this episode we break down exactly what it means for home buyers, investors and anyone building a property portfolio in Australia. I'm joined by my personal finance and business broker, Charles Zerafa from Integrity Finance, who lifts the lid on how banks assess risk, how lending appetites shift behind the scenes and why this new DTI policy could reshape borrowing capacity for years to come. Whether you're stretching for your next investment, planning your first home purchase or thinking about diversifying into commercial property, this episode gives you the insider playbook you won't hear from your bank. In this episode we cover • What APRA's new DTI cap actually is, why it's being introduced and who it impacts most • How banks decide which loans to approve, what they consider high risk and why timing your application matters • How investors may reach their borrowing limits sooner and why more people could shift into commercial property • Smart ways to structure loans across multiple lenders to maximise borrowing capacity • The real world impact on home buyers, first time investors, and mixed residential commercial portfolios If you're into commercial property investing, personal finance, residential lending strategy or building a portfolio the smart way, this is a must listen. If you got value from today's episode, hit subscribe and share it with someone who needs to hear this. Want more resources on commercial property and borrowing strategy? Visit andrewbean.com.au or you can find Andrew on Youtube.  Andrew Bean YouTube - Watch it here: https://youtu.be/YEt-lBuh_JI?si=kTOqy3K5pzWtgakz Join the Community Commercial Property Community Australia (Facebook Group) https://www.facebook.com/groups/commercialpropertyshow Commercial Property Show Website www.commercialpropertyshow.com.au Connect With Andrew HOSTED BY: Andrew Bean Ph: 0410 694 633 Website: www.andrewbean.com.au Email: ab@andrewbean.com.au LinkedIn: http://linkedin.com/in/andrew28 YouTube: @andrewbean28 Follow Andrew on Social Media: Instagram: https://www.instagram.com/andrewbean28/?hl=en Facebook: https://www.facebook.com/AndrewBean28 TikTok: https://www.tiktok.com/@andrewbean28x Threads: https://www.threads.com/@andrewbean28 Follow The Commercial Property Show Network Website: www.commercialpropertyshow.com.au Facebook Group: https://www.facebook.com/groups/commercialpropertyshow Facebook Page: https://www.facebook.com/commercialpropertyshow/

In this episode, Travis and his producer Eric react to a call from The Ramsey Show with George Kamel and John Delony, where a 26-year-old caller wrestles with whether to wipe out his $20,000 savings to pay off credit card and truck debt. Using that scenario as a springboard, they dig into the psychology of safety, why cash in the bank feels like a “warm blanket,” and how to make smarter decisions about debt payoff and emergencies—without accidentally rebuilding high-interest debt later. The conversation eventually veers into gambling, new casino tech, and the dangerous allure of hooking your bank account up to slot machines and even Uno tables. On this episode we talk about: Why a $1,000 emergency fund often isn't enough in real life, even if it sounds good on paper The tradeoff between aggressively attacking debt versus keeping meaningful cash reserves for job loss or life emergencies How gambling debt, sports betting, and new “bank-connected” casino tech can quietly wreck your finances Why having cash while still in debt can be a psychological trap—and why zero cash can be just as dangerous Creative ways to pay down car loans faster (without draining your savings) like extra jobs, lump-sum payments, and clear payoff rules Top 3 Takeaways Credit card debt should go first: if you have the cash to kill high-interest consumer debt—especially from gambling—do it quickly before it snowballs. Staying liquid matters: draining a $20,000 cushion down to $1,000 just to slightly lower a truck balance can backfire if you lose your job or get hit with real emergencies. Systems beat vibes: set clear rules (e.g., “everything above X in savings goes to the loan each quarter”) so you can both protect your downside and make real progress on debt. Notable Quotes "If you have credit card debt that lasts beyond a 30-day cycle, you're using it wrong." "When you see cash in your account, you think it's yours—but if you're in debt, by definition, it's not; it belongs to your creditors." "Please don't hook your debit card or bank account up to a slot machine—that's how you go from ‘just having fun' to ‘I'm not going home tonight.'" ✖️✖️✖️✖️

In today's narration of Reddit stories, OP discovers that her girlfriend has a £8000 debt that she didn't even know she had and is now concerned about their future.00:00 Intro00:18 Story 1 u/purpleratata04:54 Comments06:34 Update10:22 Closing Comments11:57 Story 2 u/whimsicallygrey13:38 Comments16:53 Update18:51 Closing Comments21:07 OutroFor more viral Reddit stories, incredible confessions, and the best Reddit tales from across the platform, subscribe to the channel! I *try* :) to bring you the most entertaining Reddit stories, carefully selected from top subreddits and narrated for your enjoyment. Whether you love drama, revenge, or heartwarming moments, this channel delivers the most captivating Reddit content. New videos uploaded daily featuring the best Reddit stories you won't want to miss!#redditupdate #redditrelationship #redditstoriesreddit Hosted on Acast. See acast.com/privacy for more information.

For a lot of truckers, you can make great money hauling loads across the country, but it comes with a catch: the wheels have to keep turning for the money to keep coming in.  There's no automatic runway to financial freedom, no built-in exit strategy, just the quiet expectation that you'll drive until your body says you can't. And the obvious alternatives like owning trucks, hiring drivers, scaling through fleet operations aren't as simple or as stable as they sound.  Most truckers end up in a loop that looks a lot like the rest of America's financial reality: you earn, you spend, you start over. The numbers change, but the pattern doesn't. That's where infinite banking enters the conversation, not as a magic button, but as a system that gives truckers a way to make their money work even when they're not on the road.  But here's the part most people miss: Infinite banking only works if you do. Because there's a trap almost everyone falls into. You pay off your debts, you free up all that cash flow… and then you let it drift back into a traditional bank account, where it gets spent, swallowed, or forgotten.  And this same pattern shows up in another overlooked area of trucking: health. The lifestyle is notoriously hard on the body: long hours sitting, fast food at every stop, poor sleep, and constant stress. It's easy to wake up one day and realize your finances aren't the only thing stuck in a loop you never intended to be in. In this episode, I'm joined by Dexter Holiday, a longtime trucker who set out to rewrite both his financial and health trajectory. We explore what it looks like to step out of the financial and health cycles of trucking.  We unpack the strategy, the mistakes, the course corrections, and the mindset shifts required to make it all work in real life.   Things You'll Learn In This Episode  Infinite Banking only works if you doMost people succeed in paying off debt but fail to recapture the payments and lose thousands in the process. How do you start thinking and acting like the bank? Debt freedom isn't the goal; debt management is Dexter cleared his debts, then unknowingly recreated them because the old habits were still in place. How do you stop yourself from sliding back into the same financial patterns you're trying to escape? Discipline creates wealth and health The same mindset that made Dexter financially stable helped him reverse diabetes, transform his energy, and rebuild his body. Why do money problems and health problems stem from the same root behaviors, and how do you change them? Fasting can undo what the road does to your body Trucking beats up your health, long hours sitting, constant snacking, and limited food options. How did fasting give Dexter's body the break it needed to repair itself and reverse the damage?   About the Guest Dexter Holiday is a longtime trucker who has spent years navigating the financial and physical demands of life on the road. After realizing the trucking industry offers income but not freedom, he began searching for a way to break the cycle of "earn, spend, reset." His journey through infinite banking, financial mistakes, course corrections, and eventually dramatic improvements in his health has made him a powerful example of what's possible when you commit to discipline, learning, and change. To learn more about the products that helped Dexter change his health, visit https://ufeelgreat.com/c/AKL589.    About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor with a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

Why are there so many memorial services during the otherwise joyful holiday season?As This Is Nashville mounts an "in memoriam" episode, a look at why the holidays are a natural time to pause and reflect on the people we've lost.Plus the local news for December 18, 2025 and an excerpt from The Debt.

Debt is a very powerful tool, and often we are socialized to believe that debt is bad and being debt-free is good, and that's actually not true.In this episode, I'm sharing the difference between wealthy debt and broke debt, why the world's largest companies almost always have debt on their balance sheets, and how debt can either accelerate your growth or become a huge downfall if you don't know how to use it properly.Tune in to learn:Why debt itself isn't bad, and why being debt-free isn't always betterThe difference between how wealthy people and broke people think about debtHow debt can be used to create future growth, or rob your future selfThe few things you must understand to use debt powerfully, especially during high-spend seasons

When I read The Art of Money by Bari Tessler, it felt as if I had finally found someone who UNDERSTOOD me and what I was experiencing with money. For anyone who has felt that either traditional financial literacy was missing the emotional element or the manifestation money world was missing some grounding, you will love learning about how Bari helps people truly create a more mindful, empowered relationship with money by using somatic-based, values-forward, gentle money practices. In this episode, we talked: how she became the OG financial therapist and started a new industry of somatic-based money work back in the 90s!!!wisdom and insight into how to navigate money in relationship & how to start having regular (albeit sometimes uncomfortable) money convos with your partnerwhat a "money koan" is and how we can use this magical concept to navigate even the stickiest money challenges that may arise in our lives (especially during transitions)Bari's perspective on debt, how she's used it in her own business and how our relationship with money impacts our business decisions & outcomesthe never-before-shared announcement of where Bari's taking her business next after 25 years of teaching money work!AND AND AND! For the first time ever, Bari has released her signature money program The Art of Money as a self-guided option at an extremely affordable rate--and if you purchase before 12/31/25, you'll also get a complementary Intuitive Money Guidance session with me to hold space for you as you heal your money wounds, develop stronger confidence in your money practices and learn to create the empowered relationship with money you know you desire. Get The Art of Money program here (for just $199!!!!!) by 12/31 and get your BONUS Intuitive Money Guidance session by simply emailing a screenshot of your receipt to support@emilyelizamoyer.com. Use the 1:1 Intuitve Money Guidance session to: Clear the deep subconscious blocks at the root that your money stories uncoveredCo-regulate your nervous system & create safety to finally face your numbers.Align your business & offers to your soul's truth, not your ego's "shoulds"Body double to turn knowledge overwhelm into simple, actionable money stepsHold space for you to practice attuning to your body's signals, wisdom and intuitive insightBuy the Art of Money book here, check out her other resources like her Money Dates Workshop on her website and follow along the next chapter of her business on Instagram.

Long-term debt bets on technology companies that are borrowing heavily for AI may end in tears, according to Newfleet Asset Management. “It’s one of the biggest risks out there,” said Dave Albrycht, the multi-sector fixed income manager’s president and chief investment officer. “There’s no free lunch in the bond market,” he tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Arnold Kakuda in this episode of the Credit Edge podcast. Besides investment-grade companies borrowing to fund equity-like risk, they discuss the risk of Oracle falling to junk, why asset-backed securities are a hedge and how leveraged loans will be worth buying when the Federal Reserve stops cutting rates.See omnystudio.com/listener for privacy information.

Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account?We examine Basic Capital, which allows investors to leverage their retirement account investments.We also explore how the wealthy don't use debt to generate wealth but to manage it. SponsorsGelt - Taxes Done RightInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesBasic CapitalThis 30-Year-Old's Startup Is Bringing Leverage to 401(k) Savers by Suzanne Woolley—BloombergThis startup is offering mortgages for 401(k)s by Liz Hoffman—SemaforStartup Failure by Elizabeth Pollman—SSRNRelated Episodes353: The Pros and Cons of Infinite Banking and Whole Life Insurance238: The U.S. Is More Socialist Than Denmark Regarding Home MortgagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Al & Jerry: What is your net worth, how much debt do you have and would it be fun to sell cars? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Al & Jerry: What is your net worth, how much debt do you have and would it be fun to sell cars?--plus warm up To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The Federal Reserve tipped it's hand for a bull market. Today we discuss the details. We talk economic divergence, as decades of debt-fueled growth and asset inflation have benefited boomers and asset owners while leaving younger generations locked out of housing and upward mobility, creating frustration and political volatility. The U.S. economy is fundamentally leveraged by pulling future earnings forward and this could be an eventual but unpredictable global financial reset. We also talk the near-term debt panic but don't get nervous as deficits are the true risk. We also talk practical investing takeaways around market cycles, sentiment, tax-loss selling, Santa Claus rally dynamics, and the importance of patience, diversification, and avoiding extreme, fear-driven decisions. We discuss... We highlight generational economic disparities, noting younger people struggle with housing affordability and wealth accumulation compared to boomers. Economic frustration among younger generations is linked to the appeal of populist political figures who speak to lived experiences. The U.S. economy is heavily leveraged, with future earnings being pulled forward to maintain growth and consumption. We warn of a potential global financial reset, while emphasizing that timing and specifics are uncertain. Central banks' accumulation of gold is a signal of perceived systemic risk and preparation for a global reset. Debt itself can be manageable, but the ongoing growth of deficits is the real problem. Concerns about foreign countries dumping U.S. bonds were dismissed as largely impractical due to mutual economic harm. Market reactions to Fed rate cuts are analyzed, showing how assets like stocks, silver, the dollar, and Treasury yields respond differently. It's important to analyze market cycles and sentiment, rather than relying on GDP or simplistic economic indicators. Tax-loss selling and end-of-year market dynamics are discussed as opportunities to buy undervalued assets with lower downside risk. The Santa Claus rally and January market patterns are historically strong indicators for short-term gains. Focus on sectors or assets that were beaten down, watch early January flows, and avoid extreme, fear-driven moves.   Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/the-federal-reserved-tipped-its-hand-773 

Tait Duryea and Ryan Gibson sit down with Mat Sorensen of Directed IRA to tackle one of the most common investor questions: Who do you actually trust when investing in alternative assets? The conversation breaks down how to vet operators, assess risk, understand leverage, and use self-directed retirement accounts responsibly. Mat shares real-world insight from seeing thousands of deals flow through his firm, explains why advisors often avoid alternatives, and outlines practical rules for due diligence, alignment, and saying no to bad opportunities.Mat Sorensen is a nationally recognized authority on self-directed retirement investing and the CEO of Directed IRA. A tax and business attorney with over 20 years of experience, Mat has helped thousands of investors use IRAs and 401(k)s to invest in alternative assets like real estate, private equity, and startups. He is the author of The Self-Directed IRA Handbook and co-hosts educational events and podcasts focused on empowering investors to take control of their retirement capital.Show notes:(0:00) Intro(0:29) Understanding investment risk(4:54) What custodians do and don't do(6:01) Why advisors avoid alternatives(9:09) How wealthy investors allocate capital(13:55) What you pay a self-directed custodian for(18:16) The “bring your own deal” reality(25:05) Identifying an operator's real edge(33:07) Debt as the biggest risk factor(48:28) Learning when to say no(51:57) OutroConnect with Mat Sorensen:Website: https://directedira.com/ YouTube: https://www.youtube.com/@MatSorensen/videos Learn more about: Alternative Asset Investor Summit - https://altassetsummit.com/ Episodes Mentioned:1. #124 - $44 Trillion and the Future of Retirement Investing with Mat Sorensen2. #110 - The IRA Club Advantage: The Self-Directed IRA Strategy for Pilots with Ramez Fakhoury 3. #36 - Decoding the Untapped Potential and Complex World of Self-Directed IRAs with Derreck Long 4. #9 - Demystifying IRAs: Transfers Vs. Rollovers with Carrie Cook —If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com *Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

SummaryIn this conversation, Nathan Crankfield discusses the importance of budgeting during the holiday season, offering practical tips to manage expenses and avoid financial stress. He emphasizes the need for intentionality in spending, the impact of social pressure, and the significance of staying aligned with one's financial goals. The discussion also touches on the balance between generosity and financial responsibility, encouraging listeners to focus on meaningful connections rather than consumerism.Chapters00:00 Introduction & Updates04:00 Why Holiday Spending Gets Out of Control08:00 How to Build a Simple, Stress-Free Christmas Budget12:00 Avoid the Post-Holiday Debt Trap16:00 Give With Purpose18:05 Final ThoughtsIf you enjoyed this content, please follow this podcast and find us on your socials! LinkedIn: @seeking-excellenceTikTok: @nathancrankfieldYoutube: @seekingexcellence_Instagram: @seekingexcellence_Apple Podcasts: https://podcasts.apple.com/us/podcast/seeking-excellence-with-nathan-crankfield/id1528863617Spotify: https://open.spotify.com/show/3E5Y4v5btc2OGYuoWVbRGM?si=832c88f869484f09&nd=1&dlsi=01e09bb1226e4bacFind exclusive content on Locals as a paid or unpaid supporter:https://seekingexcellence.locals.com/.

Megyn Kelly opens the show by discussing her behind-the-scenes role in the circumstances leading to Candace Owens and Erika Kirk meeting in person, reveals how she's been talking with Erika and Candace for weeks privately, addresses her critics who wanted her to weigh in earlier, and more. Then Josh Holmes, Comfortably Smug, Michael Duncan, and John Ashbrook, the hosts of the Ruthless Podcast, join to discuss the new bombshell Vanity Fair profile of Trump Chief of Staff Susie Wiles, what it reveals about the Trump administration, Wiles' taking shots at Pam Bondi and JD Vance, the bias revealed from the reporter, the photos used in Vanity Fair's profile that reveal the bias, the way people on the right are often unfairly portrayed in the corporate press, shocking new details about the murders of Rob and Michelle Reiner, their son Nick's behavior in the hours before the murder, the tragedy and struggles of drug addiction and fame, the darkness of Hollywood, lessons parents can take from the tragic Rob Reiner story, the Brown University killer still on the loose, the lack of police action in locating the suspect, and more. More from Ruthless: https://www.ruthlesspodcast.com/ Shen Yun: Visit https://ShenYun.com/Megyn to buy tickets and waive fees.Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!All Family Pharmacy: Order now at https://allfamilypharmacy.com/MEGYN and save 10% with code MEGYN10Riverbend Ranch: Visit https://riverbendranch.com/ | Use promo code MEGYN for $20 off your first order.  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCalifornia is destroying their gasoline market, they want the state to own it, socialism. Oil prices are dropping, gas prices are dropping soon gas will be close to $1. Trump is reversing the [CB] illusion, jobs are being returned to the private sector. All in preparation to go back to the Constitution. The [DS] will continue to push back and try to delay everything Trump is trying to do. The House is prepared to make his EO into law, this will protect the country into the future. Trump had the real Generals stand behind him, these are the individuals that will protect the Republic from the [DS]. Trump is undoing decades of corruption, exposing the [DS] treasonous crimes, they will fight to hide their treasonous acts but this will fail. In the end the Military is the only way. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/US_OGA/status/2000639453866651711?s=20 https://twitter.com/KobeissiLetter/status/2000951982874636662?s=20 https://twitter.com/profstonge/status/2000628845918265518?s=20 https://twitter.com/KobeissiLetter/status/2000925538131829101?s=20 https://twitter.com/RealEJAntoni/status/2000925018281402525?s=20 https://twitter.com/profstonge/status/2000952081012940948?s=20 https://twitter.com/RapidResponse47/status/2000966123274068007?s=20 https://twitter.com/RealEJAntoni/status/2000936248370717073?s=20 https://twitter.com/EricLDaugh/status/2000922549060858200?s=20   $2,000 per household, depending on the number of workers.” “[The economy] is gonna start lifting off in Q1 and Q2.” This is HUGE! Political/Rights https://twitter.com/KanekoaTheGreat/status/2000701268806062358?s=20 https://twitter.com/KanekoaTheGreat/status/2000713713423196652?s=20 https://twitter.com/KanekoaTheGreat/status/2000766725231665257?s=20 https://twitter.com/KnightsTempOrg/status/2000645606964933100?s=20 WEIRD? Police Publish and Quickly Delete Photos of Rob Reiner's Son Being Cuffed for Slaughtering Parents, Give No Explanation Nick Reiner, the 32-year-old son of liberal activist and famed director Rob Reiner, has been arrested and charged with the brutal murder of his parents. The LAPD Gang and Narcotics Division published dramatic photos of Nick's handcuffed arrest on Instagram on Monday, but quickly deleted them without explanation. Rob Reiner, 78, known for classics like The Princess Bride, Spinal Tap, and When Harry Met Sally, and his wife Michele Singer Reiner, 68, were found stabbed to death in their Brentwood, Los Angeles home on Sunday afternoon. The New York Post reports: Nick Reiner, whose face is blurred out, is seen being forced to the ground with his hands cuffed behind his back, according to one photo. Another snap showed law enforcement pushing the suspect against the front of a squad car. In the caption, the unit only identified the man as “a double homicide suspect.” The arrest was made by US Marshals with the assistance of the LAPD's robbery homicide division, according to the post. An LAPD spokesperson declined to comment when asked why the force's gang and narcotics unit deleted the arrest photo shortly after it was published. The since-deleted photos: Nick, who has long battled severe drug addiction starting in his teens, co-wrote and starred in the 2016 semi-autobiographical film Being Charlie, directed by his father, which chronicled a young man's struggles with substance abuse and rehab. Insiders report that Nick “really resented” his father and “hated himself for not being as successful,” amid ongoing family tensions. The night before the murders, Rob and Nick reportedly got into a “very loud argument” at Conan O'Brien's Christmas party, loud enough for other guests to notice. Source: thegatewaypundit.com https://twitter.com/nypost/status/2000870292227260695?s=20 https://twitter.com/barrycunningham/status/2000736216354853228?s=20   lists are…well you know. TAKE A LISTEN https://twitter.com/RealSLokhova/status/2000919590449394156?s=20 Real Texas Conservative  The tragic deaths of filmmaker Rob Reiner and his wife Michele on December 14, 2025, have cast a somber shadow over Hollywood, prompting reflections on legacy, loss, and the lingering scars of political division. In response, President Donald Trump’s Truth Social post on December 15, 2025 – framing their passing through the lens of “Trump Derangement Syndrome” (TDS) – has ignited controversy. Yet, when examined against the backdrop of Reiner’s decade-long barrage of vitriolic rhetoric against Trump, the statement emerges not as callous, but as an appropriate blend of pointed satire, genuine sympathy, and a timely concern for mental health. This piece builds an ironclad case for its fittingness, rooted in factual history, psychological insight, and legal precedent. To understand the appropriateness of Trump’s words, one must first confront the unyielding hostility Reiner directed at him since 2015. Reiner, celebrated for directing classics like “This Is Spinal Tap” and “The Princess Bride,” transformed into one of Trump’s most vocal detractors after his presidential candidacy. In a 2016 interview with The Hollywood Reporter, Reiner labeled Trump a “con man” and “dangerous,” warning he would erode democratic norms. This escalated over the years. By 2018, Reiner tweeted comparisons of Trump to Hitler, accusing him of fostering fascism and white supremacy. His 2024 documentary “God & Country” explicitly tied Trump’s influence to Christian nationalism, portraying it as a threat to American democracy. Reiner’s social media feed became a relentless stream of attacks, calling Trump a “pathological liar,” “sociopath,” and “existential danger” in posts that amassed millions of views. Even in 2025, shortly before his death, Reiner urged boycotts of Trump-related events, framing his re-election as apocalyptic. These were not isolated jabs but a sustained campaign, often personal and inflammatory, that Reiner himself admitted stemmed from deep-seated outrage. This history of antagonism, predominantly initiated by Reiner, sets the stage for why Trump’s response is not only defensible but proportionate. Far from escalating the feud posthumously, Trump’s post acknowledges Reiner’s talents – “a tortured and struggling, but once very talented movie director and comedy star” – while attributing the tragedy to TDS, a “mind-crippling disease” fueled by “raging obsession.” This framing isn’t baseless invention; it’s grounded in credible psychological analysis. Critics have questioned the timing of Trump’s post, issued just a day after the tragedy, as potentially too raw or opportunistic. However, this immediacy is precisely what makes it authentic and effective, aligning with Trump’s longstanding style of direct, unfiltered leadership in a 24/7 news cycle where narratives solidify within hours. Historical precedents abound; consider how President Lincoln addressed critics’ deaths or political losses with prompt wit during the Civil War, using fresh moments to foster national introspection and prevent distorted legacies. Similarly, Trump’s swift response cuts through emerging media spin – already framing Reiner solely as a heroic anti-Trump voice – by injecting balance and psychological truth right when public discourse peaks. Delaying would risk seeming calculated or detached, whereas this timing underscores sincerity, especially paired with the post’s sympathetic close. In essence, it’s not haste but strategic candor, transforming grief into a teachable moment on division’s dangers before emotions calcify. Transitioning from personal history to broader insight, TDS has been recognized by mental health experts as a manifestation of intense political polarization leading to real psychological strain. Psychiatrist Dr. Keith Ablow, in analyses shared on platforms like the Mark Simone Show, described TDS as rooted in “mass hysteria,” where individuals project anxieties onto a political figure, resulting in paranoia, chronic stress, and potential health declines. Research in the Journal of Abnormal Psychology supports this, linking partisan hatred to elevated cortisol levels, anxiety disorders, and weakened well-being. Trump’s reference to TDS isn’t mockery; it’s a diagnostic observation, highlighting how Reiner’s fixation – evident in his own words – might have contributed to personal tolls, especially amid reports of familial strife surrounding the deaths. By raising this, Trump shifts the narrative from vendetta to vigilance, urging awareness of how ideological obsessions erode lives. Moreover, the post’s satirical edge aligns with a storied tradition of political commentary, making it intellectually apt rather than insensitive. Trump employs hyperbole – “driving people CRAZY” amid America’s “Golden Age” – to underscore the irony of Reiner’s paranoia against tangible achievements like record economic growth, Middle East peace accords, and energy independence during his administration. This mirrors Jonathan Swift’s exaggerated proposals in “A Modest Proposal” or Abraham Lincoln’s witty rebukes of critics, using humor to expose societal flaws without literal malice. Legally, such expression is shielded by the First Amendment; the Supreme Court’s ruling in Hustler Magazine v. Falwell affirms that satirical opinions about public figures, absent provable falsehoods, are protected speech. Trump’s “reportedly due to” phrasing acknowledges speculation, ensuring it remains opinion, not defamation. What elevates the statement to appropriateness is its undercurrent of grace amid past unkindnesses, including Trump’s rare direct engagement with Reiner pre-tragedy despite the instigations. The post concludes with “May Rob and Michele rest in peace!” This isn’t perfunctory; it’s a sincere extension of sympathy, humanizing both parties and transcending the feud while modeling reciprocity in an era of unrelenting acrimony. Trump’s words match rhetoric’s intensity yet cap it with compassion and a mental health caveat, turning potential gloating into a nudge toward understanding division’s toll. In conclusion, Trump’s response is ironclad in its fittingness because it reciprocates a decade of Reiner’s attacks with measured satire, validates psychological realities, and prioritizes sympathy over score-settling. It doesn’t diminish the tragedy but illuminates division’s costs, encouraging reflection. Postscript: While the author is not an attorney or mental health practitioner, his nearly two decades as a seasoned content writer and editor have honed expert research skills, enabling rigorous analysis grounded in verifiable facts and legal precedents. https://twitter.com/DC_Draino/status/2000931274744324237?s=20 https://twitter.com/AlecLace/status/2000700955457630718?s=20 https://twitter.com/KurtSchlichter/status/2000694706054029700?s=20  reason for it. Sadly, past experience, teaches us that the most likely reason for the lack of transparency is that the answers are not going to support the left-wing agenda of the local Rhode Island Democrats. I could be wrong. But if I was wrong, I have a nagging suspicion. I would've had answers to those questions already. The FBI is offering a $50,000 reward for information leading to the arrest of this man. Trump blames Brown, not FBI, for delay in finding shooting suspect President Trump blamed Brown University for the delay in locating the suspect in the fatal mass shooting on the school's campus in Rhode Island on Saturday. “You'd really have to ask the school a little bit more about that because this was a school problem,” Trump said when asked on Monday if FBI Director Kash Patel has told him why it's been difficult for the FBI to identify the suspected shooter. “They had their own guards. They had their own police. They had their own everything, but you'd have to ask that question really to the school, not to the FBI. We came in after the fact, and the FBI will do a good job, but they came in after the fact,” he said. Source: thehill.com War/Peace https://twitter.com/WarClandestine/status/2000694318512652750?s=20 JUST IN: US OBLITERATES 3 More Venezuelan Drug Boats Just Hours After President Trump Designates Fentanyl as a Weapon of Mass Destruction United States Southern Command on Monday announced that Joint Task Force Southern Spear took out three narcotrafficking vessels in the Eastern Pacific.  A total of eight “narco-terrorists” were killed in the strikes. “Intelligence confirmed that the vessels were transiting along known narco-trafficking routes in the Eastern Pacific and were engaged in narco-trafficking,” US SOUTHCOM said. Video from the strikes shows massive explosions on each boat, turning them into burning piles of rubble. https://twitter.com/Southcom/status/2000756230252314901?s=20 Source: thegatewaypundit.com Trump: Syria is a key part of peace efforts in the Middle East Washington, Dec. 16 (SANA) U.S. President Donald Trump described the developments in Syria this year as “remarkable,” highlighting that the United States is committed to ensuring lasting peace in the Middle East, with Syria playing an essential role in that peace. Source: sana.sy 1306 Q !xowAT4Z3VQ ID: e7b971 No.1248119 Apr 30 2018 10:51:06 (EST) Define the terms of the Iran nuclear deal. Does the agreement define & confine cease & desist ‘PRO' to the republic of Iran? What if Iran created a classified ‘satellite' Nuclear facility in Northern Syria? What if the program never ceased? What other bad actors are possibly involved? Did the U.S. know? Where did the cash payments go? How many planes delivered? Did all planes land in same location? Where did the U1 material end up? Is this material traceable? Yes. Define cover. What if U1 material ended up in Syria? What would be the primary purpose? SUM OF ALL FEARS. In the movie, where did the material come from? What country? What would happen if Russia or another foreign state supplied Uranium to Iran/Syria? WAR. What does U1 provide? Define cover. Why did we strike Syria? Why did we really strike Syria? Define cover. Patriots in control. Q British Intelligence Head Says Prepare for War Against Russia  The newly appointed head of MI6, Blaise Metreweli, formerly known by her position as “Q”, is literally the granddaughter of factual Ukraine Nazi, Constantine Dobrowolski.  Now, as head of MI6 Metreweli wants war with Russia. In a rather remarkable speech to the British people, Blaise Metreweli proclaimed Europe is in “the space between peace and war,” with a direct military conflict with Russia looming as the biggest threat.  Metreweli declared, “Our world is being actively remade, with profound implications for national and international security.” Source: theconservativetreehouse.com https://twitter.com/disclosetv/status/2000898313579561365?s=20 https://twitter.com/MarioNawfal/status/2000896186413441184?s=20   have already been filed. The World Bank estimates the total at $524 billion over the next decade – triple Ukraine’s 2024 GDP. Zelensky: “It’s not enough to force Russia into a deal. It’s not enough to make it stop killing. We must make Russia accept that there are rules in the world.” Mechanism: Register of Damage (created 2023): collects claims from individuals, companies, and the Ukrainian state. Claims Commission: reviews, validates, and awards compensation case-by-case. Categories: sexual violence, child deportations, infrastructure destruction, religious sites bombed. Funding plan: Frozen Russian assets held by the EU, supplemented by member contributions. Dutch FM David van Weel: “The goal is to have validated claims that will ultimately be paid by Russia.” Enforcement? Still being worked out. Complication: Trump's team floated amnesty for war crimes as part of a peace deal – makes prosecuting the very individuals being billed impossible. Next steps: Convention takes force after 25 nations ratify it (if funds secured). Russia calls frozen-assets proposal “illegal,” denies war crimes, threatens retaliation. Reality check: This is post-WWII-style reparations applied to an ongoing conflict. The $524B estimate covers through 2024 only – 2025's escalated attacks on utilities, transport, and civilians already make the number outdated. https://twitter.com/AwakenedOutlaw/status/2000626884145754206?s=20   breaking out. Their position is legitimately insane. Sadly, what’s clear is that the European leadership is comprised of war-mongering, bloodthirsty psychopaths. The idiom, “With friends like these, who needs enemies?” comes to mind. Only in this case, it’s not a sarcastic observation. ______ EU Globalists Threaten to Dump $2.34 Trillion in U.S. Debt to Stop Trump's Ukraine Peace Deal JUST IN: Senate Advances $900 BILLION Defense Spending Bill with Military Aid to Ukraine Senate advances $900 billion defense spending bill The US Senate on Monday voted to end the filibuster and advance the National Defense Authorization Act to a final vote.  The bipartisan vote, 76-20, invoked cloture on the bill, bringing it one step closer to final passage, which could still take days. Still, some lawmakers seek to amend the bill further, which would then require House passage before landing on the President's desk. Burchett: Big vote tonight was the NDAA, National Defense Authorization Act, and it was $900.6 billion. There’s money in there for, of course, Ukraine, $800 million total, and some other things, money in there for recognizing an Indian tribe out of North Carolina— has nothing to do with national security— Syria, money, Iraq. But we just got to quit this stuff. Somebody's, America’s got to start paying attention. Trump didn’t even ask for that. You’ve got the war pimps that push for this stuff. And they always will tell you, Oh, it’s, “Burchett, man, they’re gonna spend all that money here buying those missiles.” You know, is that what we’re basing our votes on is they’re going to buy implements to kill other people on? I’m all for getting rid of our enemies, but this is just too much, way too much, and things are just not what they appear. We need to wake up. I voted no. Over 100 Democrats voted to pass this. That ought to tell you right there what this is about. Got some liberal stuff tucked in there, and it’s over 3000 pages. We get it on Sunday, and we’re voting on it today. There’s no way, no way, we will ever know what was in there, and just— anyway, frustrated, we’ll keep fighting. Thank y’all for sending me here. Source: thegatewaypundit.com https://twitter.com/MarioNawfal/status/2000775317577744797?s=20   commands down to 8. Under the plan expected to be presented to Secretary Hegseth this week: U.S. Central Command, European Command, and Africa Command would be downgraded and placed under a new “U.S. International Command.” U.S. Southern Command and Northern Command would merge into “U.S. Americas Command” (Americom), reflecting the administration’s shift toward Western Hemisphere operations. The remaining commands: Indo-Pacific, Cyber, Special Operations, Space, Strategic, and Transportation. A senior defense official on the urgency: “Time ain’t on our side, man. The saying here is, ‘If not us, who, and if not now, when?'” The plan aligns with Trump’s national security strategy declaring that “the days of the United States propping up the entire world order like Atlas are over.” Former Defense Secretary Chuck Hagel expressed concern: “The world isn’t getting any less complicated. You want commands that have the capability of heading off problems before they become big problems.” Congress has required the Pentagon to submit a detailed blueprint before any changes can take effect. The Monroe Doctrine comes to CENTCOM. https://twitter.com/WarClandestine/status/2000687672936030583?s=20   been done long ago, which is eradicate the cartels that are plaguing the Western hemisphere via drug/human trafficking. The cartels have gone unchecked for decades, while they murder millions of Americans and commit heinous crimes against humanity. Trump confirms that designating the cartels as a foreign terrorist organizations “is a big deal from a legal and military standpoint”. Trump is going to use the full force of the US MIL to shut this entire corrupt network down. The Dems/MSM, and the weaklings on the Right, are going to squeal and moan the entire way, but this must be done. Trump is going to neutralize this threat to the American People and do what past Presidents failed to do. Medical/False Flags [DS] Agenda https://twitter.com/MarioNawfal/status/2000857179142680769?s=20   been part of it. Her late father served as a colonel in the Somali army under dictator Siad Barre, whose regime carried out mass killings in the 1980s. That makes her backstory more complicated than she lets on. A resurfaced video shows a man resembling Omar's father discussing brutal tactics. There's no proof he committed war crimes, but some say he was close enough to know what was happening. Photos also show Omar's siblings with General Morgan – known as the “Butcher of Hargeisa” – and Omar herself at a 2022 event where Morgan was present. One relative even referred to him as “uncle.” Omar hasn't commented on the new findings, and her silence has led some to question how she can call for accountability abroad without addressing her own family's history. https://twitter.com/JamesRosenTV/status/2000723473182965780?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2000723473182965780%7Ctwgr%5Eb493e83212e9c33013500c56069b3622c19b2e21%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F16%2Fice-officials-rip-ilhan-omar-over-ridiculous-story-about-her-son-being-racially-profiled-n2197175 https://twitter.com/thestoicplumber/status/2000748048683815183?s=20 https://twitter.com/EricLDaugh/status/2000742064959455252?s=20 U.S. Attorney Jeanine Pirro: D.C. Authorities Were Artificially Deflating Crime Stats With ‘Manipulated' Numbers https://twitter.com/USAttyPirro/status/2000637280789188855?s=20  into MPD's reported deflation of crime statistics. The need for accurate information to fight crime is essential. After a review of almost 6000 reports and the interview of over 50 witnesses, it is evident that a significant number of reports had been misclassified, making crime appear artificially lower than it was. The uncovering of these manipulated crime statistics makes clear that President Trump has reduced crime even more than originally thought, since crimes were actually higher than reported. His crime fighting efforts have delivered even more safety to the people of the District. The conduct here does not rise to the level of a criminal charge. However, it is up to MPD to take steps to internally address these underlying issues. Source: breitbart.com https://twitter.com/amuse/status/2000822708389745055?s=20 There is FEC data analysis that strongly suggests that Mark Kelly, Elissa Slotkin, Jason Crow, Chris Deluzio, Chrissy Houlahan and Maggie Goodlander have been recipients of illegally laundered campaign funds. Kelly is currently under investigation. They’re all backed by Soros!! President Trump's Plan https://twitter.com/MrAndyNgo/status/2000710555674325272?s=20  extremists after transitioning. https://twitter.com/george18kennedy/status/2000781888152129887?s=20   Staff of the Army (senior uniformed leader of the U.S. Army, member of the Joint Chiefs). – Admiral Daryl Caudle – Chief of Naval Operations (senior uniformed leader of the U.S. Navy, member of the Joint Chiefs). – General Eric M. Smith – Commandant of the Marine Corps (senior uniformed leader of the U.S. Marine Corps, member of the Joint Chiefs). – General Kenneth S. Wilsbach, USAF – Chief of Staff of the Air Force (senior uniformed leader of the U.S. Air Force, member of the Joint Chiefs). – General B. Chance Saltzman, USSF – Chief of Space Operations (senior uniformed leader of the U.S. Space Force, member of the Joint Chiefs). https://twitter.com/MJTruthUltra/status/2000668738203312188?s=20 TAKE A LISTEN https://twitter.com/nicksortor/status/2000725299420352640?s=20 https://twitter.com/EricLDaugh/status/2000916623243300901?s=20   Something BETTER be done about this. https://twitter.com/RobLutherLawyer/status/2000697951295840722?s=20 https://twitter.com/FBIDirectorKash/status/2000961090612813971?s=20 https://twitter.com/SusieWiles/status/2000943061627548148?s=20   story. I assume, after reading it, that this was done to paint an overwhelmingly chaotic and negative narrative about the President and our team. The truth is the Trump White House has already accomplished more in eleven months than any other President has accomplished in eight years and that is due to the unmatched leadership and vision of President Trump, for whom I have been honored to work for the better part of a decade. None of this will stop our relentless pursuit of Making America Great Again! https://twitter.com/EricLDaugh/status/2000957946352820238?s=20  codification of the President’s executive orders.” “A very aggressive legislative agenda coming right out of the gates in January. We’re going to continue to work, for example, on health care to continue to bring costs down for the American people, to bring down the cost of living overall.” “He’s up to about 200 of those [orders], probably about 150 of them are codifiable by Congress and we’re working steadily through that list.” “You’re going to see us delivering for the American people while the effects of that giant piece of legislation that we did on July 4th, got signed on July 4th, comes into implementation.” “So much more, much more yet to do and the President and I talk about that almost every day and he’s excited about it and I am.” https://twitter.com/seanmdav/status/2000685717497004167?s=20 to procedurally gum up the works behind the scenes. JD Vance Points Out the Consequence of the Senate “Blue Slip” Veto of Judicial Nominees It was passed by Congress on May 13, 1912, and ratified on April 8, 1913 The 16th Amendment to the United States Constitution grants Congress the authority to impose and collect income taxes without the need to apportion them among the states or base them on census data. constitution.congress.gov It was passed by Congress on July 2, 1909, and ratified on February 3, 1913. all of this is an outcome of the 17th Amendment, which stopped the state legislatures from having control over their senators.  Under the original constitutional framework, the Senate was designed to represent the interests of the state, as the Senators were appointed by state legislature, not popular votes.  The Sea Island assembly destroyed this cornerstone when they triggered the 17th Amendment. Repeal the 17th Amendment, and just about everything in federal government changes. Machiavelli said, “It must be remembered that there is nothing more difficult to plan, more doubtful of success, nor more dangerous to manage than a new system. For the initiator has the enmity of all who would profit by the preservation of the old institution and merely lukewarm defenders in those who gain by the new ones.”  A prescient and oft repeated quote that is pertinent to the situation. When our founders created the system of government for our constitutional republic, they built in layers of protection from federal control over the lives of people in the states.  Over time, those protections have been eroded as the federal bureaucracy has seized power.  One of the biggest changes that led to the creation of the permanent political class was the 17th Amendment. Our founders created a system where Senators were appointed by the state legislatures.  In this original system, the Senate was bound by obligation to look out for the best interests of their specific states.  Under the ‘advise and consent‘ rules of Senate confirmation for executive branch appointments, the intent was to ensure the presidential appointee -who would now carry out regulatory activity- would not undermine the independent position of the states.  .When the 17th Amendment (direct voting for Senators) took the place of state appointments, the perspective of ‘advise and consent' changed.  The Senate was now in the position of ensuring the presidential appointee did not undermine the power of the permanent bureaucracy, which is the root of power for the upper-chamber. Senate committees, Homeland Security, Judiciary, Intelligence, Armed Services, Foreign Relations, etc. now consists of members who carry an imbalanced level of power within government.  The Senate now controls who will be in charge of executive branch agencies like the DOJ, DHS, FBI, CIA, ODNI, DoD, State Dept and NSA, from the position of their own power and control in Washington DC. In essence, the 17th Amendment flipped the intent of the constitution from protecting the individual states to protecting the federal government. Seventeenth Amendment- “The Senate of the United States shall be composed of two Senators from each State, elected by the people thereof, for six years; and each Senator shall have one vote. The electors in each State shall have the qualifications requisite for electors of the most numerous branch of the State legislatures. When vacancies happen in the representation of any State in the Senate, the executive authority of such State shall issue writs of election to fill such vacancies: Provided, That the legislature of any State may empower the executive thereof to make temporary appointments until the people fill the vacancies by election as the legislature may direct.” (link)   The biggest issue following the passage of the 17th Amendment became Senators who were no longer representing the interests of their state.  Instead, they were representing the interests of the power elite groups who were helping them fund the mechanisms of their re-election efforts. A Senator only needs to run for re-election every six years.  The 17th Amendment is the only amendment that changed the structure of the Congress, as it was written by the founders. Over time, the Senate chamber itself began using their advice and consent authority to control the executive and judicial branch.  The origination of a nomination now holds the question: “Can this person pass the Senate confirmation process?” source: theconservativetreehouse.com https://twitter.com/j3669/status/2000683161273897213?s=20 https://twitter.com/EricLDaugh/status/2000952036238746070?s=20 https://twitter.com/EricLDaugh/status/2000671858417422538?s=20   is going to save the GOP, AGAIN. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Let's talk about Trump's gilded age_ debt, golf courses, and ballrooms....

Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

What if doing everything “right” still left you broke, burned out, and quietly panicking about money?Today's guest followed the script perfectly. Elite degree. Wall Street job. Big bonus. The kind of career that looks wildly successful from the outside. But behind the scenes, she was carrying nearly $100,000 in student loan debt, living paycheck to paycheck, and realizing that the life she worked so hard for wasn't giving her freedom at all.That moment of reckoning became her financial awakening.My guest today is Rose Han, YouTuber, money educator, and author of the new book Add a Zero. Rose went from six figures of debt to building a seven-figure net worth, not by chasing flashy investments or overnight wins, but by radically rethinking her relationship with money, work, and freedom.In this conversation, Rose shares the mindset shifts that helped her escape debt, why income alone doesn't equal wealth, how she built assets from scratch with almost no capital, and why even after “making it,” she chose to recalibrate her definition of enough.We also talk about rewriting the financial rules millennials inherited, betting on yourself in an uncertain economy, and how to build a life that feels rich — not just one that looks rich. Hosted on Acast. See acast.com/privacy for more information.