Podcasts about Debt

The federal debt is up to $40 trillion and counting. The budget deficit is increasing, too. What does that mean for American taxpayers? We explain.This episode: senior political correspondent Tamara Keith, congressional reporter Eric McDaniel, and chief economics correspondent Scott Horsley.This podcast was produced and edited by Casey Morell and Bria Suggs.Our executive producer is Muthoni Muturi.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include bonus episodes and sponsor-free listening. Learn more at plus.npr.org.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

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This is a recording of a reactions segment featuring Chunky, Jade  and Corey. This video dives deep into a topics including current news, politics, culture, personal finance, real estate, investing, the stock market, spirituality and history.If you enjoy lively conversation and want your questions answered in real time, click on this link to watch upcoming live streams and be part of the conversation: https://www.youtube.com/@CoachCoreyWayne/streams Join this channel to get access to exclusive members only videos, full viewer questions podcasts & The 3% Man & Mastering Yourself Study Group Podcasts with the girls where we discuss the content of both books in depth:https://www.youtube.com/channel/UCQTAVxA4dNBCoPdHhX9nnoQ/join 

Meet Joe Pearson, owner of The Strength Feed in Raleigh, North Carolina!THE NUMBERS: Revenue: +22% Membership: +15% Profit: +20.2% Coaching Hours: 3-5 per week Owner's Workload: Down significantly from 2023.KEY MOVES:- Budget discipline became a growth lever. Monthly line-item budgeting replaced reactive spending. Equipment purchases are planned. Debt is being paid down.- Marketing became a real annual system. Strength Feed increased marketing spend, ran more Google advertising and doubled down on proven campaigns instead of inventing a new promotion every month.- Membership grew 15% without a matching increase in coaching payroll; better economics from the existing facility and team.- Products got simplified around 2x, 3x and unlimited training. Average attendance jumped, creating an opportunity to align packages with how clients actually train.- Marketing and sales have one clear owner. Joe controls lead follow-up, calls, email, social messaging and sales. He also personally completes quarterly goal-setting conversations with top members, creating retention intelligence and testimonials.- Team doubled down. From Joe and one other coach to a five-coach team actively hiring a sixth. Travis owns performance direction and coaching acquisition. Andrew owns client success and key communication systems.LISTEN IN FOR:- How budget discipline and line-item budgeting became a revenue lever.- Why membership grew without adding coaching hours.- The shift from reactive to strategic marketing and what "proven plays" actually means.- What happens when you move from financial fear to financial control.- Building a team deep enough to replace your coaching hours.- From coach doing everything to operator building systems.Find The Strength Feed here: https://www.thestrengthfeed.comRegister for The Gold Medal Standard: https://bosretreat.com

What if the best real estate deal you ever make is the one you walk away from? In this Strategy Saturday episode, Charles Carillo explains when multifamily real estate investors should stop trying to make a deal work and walk away instead. A bad deal doesn't become a good deal just because you've already invested time, money, and energy into it. And when a property only works under perfect assumptions, small changes in expenses, financing, vacancies, or repairs can quickly destroy your projected returns. In this episode, Charles covers the major warning signs investors should watch for during underwriting and due diligence, including: • When the numbers simply don't work • Why tight cash-on-cash margins leave little room for mistakes • Debt service coverage ratio concerns • Overreliance on aggressive rent growth • Inconsistencies between financial statements and bank records • Missing management fees, reserves, or vacancy assumptions • Hidden deferred maintenance and major repair costs • Problem tenants and property-level issues • Why investors should verify information before submitting an offer • When best-case underwriting assumptions are a signal to walk away Successful real estate investing isn't just about knowing which properties to buy. It's also about developing the discipline to recognize when the risk no longer justifies the potential return. Links Referenced in Episode: - SS134: What is Debt Service Coverage Ratio (DSCR) - https://youtu.be/W6eB7NjThiY Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/  

In this Monthly Wrap Up episode, David Morgan joins Craig Hemke for Sprott Money to discuss the powerful moves underway in gold, silver and precious metals mining stocks, and why the market could be signalling much higher prices ahead. Morgan explains why mining shares may lead the next move in gold and silver prices, why silver could eventually reach $150, and how financial repression, rising government debt, inflation, and potential yield curve control could influence precious metals.

What would a Libertarian actually do if elected to Congress? Brian Lambert says Washington needs less power, Americans need more freedom, and the government needs to get out of your wallet. Josh Martens sits down with Brian Lambert, a Navy veteran and Libertarian candidate for Florida's 14th Congressional District, to break down his campaign and political philosophy. Lambert explains why he left the Republican Party, why his campaign centers on "your money, your freedom, your vote," and how he approaches federal spending, veterans' care, healthcare, war, surveillance, small business, and taxes. They dig into some of the biggest libertarian fights in American politics: • Cutting federal spending and returning education to local control • Protecting veterans while questioning America's military interventions • Getting government and insurance bureaucracies out of healthcare decisions • Ending warrantless mass surveillance and pushing back on Flock cameras Plus, Lambert explains why constitutional limits should come before political convenience and why reducing the IRS could give Americans more financial freedom. Subscribe or follow Good Morning Liberty, like the show, comment with your biggest disagreement, and share this conversation with someone tired of the two-party system. If you listen on a podcast app, leave us a rating and review.   https://www.brianlambertforcongress.com/   00:00 Meet Brian Lambert 00:45 From the Navy and GOP to Libertarianism 03:30 Your Money, Your Freedom, Your Vote 06:45 $40 Trillion in Debt and Federal Spending 10:45 Veterans, the VA, and Alternative Care 14:15 War, Congress, and the Constitution 19:15 Getting Government Out of Healthcare 24:45 Breaking the Two-Party Mindset 26:30 Flock Cameras and Government Surveillance 29:45 Small Business and Federal Regulation 31:45 The Constitution-First Test 32:00 Taxes, the IRS, and Financial Freedom   LINKS Join GML: https://www.joingml.com GML Bio Link: https://gml.bio.link All GML Links: https://www.goodmorningliberty.us/links Watch All Episodes: https://www.youtube.com/playlist?list=PLi78svKlBr_8o0dDOX8DxO_Wwxu6WYhhA Watch Host Favorites: https://www.youtube.com/playlist?list=PLi78svKlBr__Zu40RL7mWxCuOOe54zgy2 Join the Fed Haters Club: https://www.goodmorningliberty.us/fedhatersclub Martens Minute: https://martensminute.podbean.com/ Brian Lambert for Congress: https://brianlambertforcongress.com  

Luke 7:36-50 - Speaker: Will Galkin - What is grace? Ephesians 2:8–9 tells us that we are saved by grace through faith. It is the gift of God, not the result of our works. But in Luke 7:36–50, grace is not simply stated. It is illustrated. Jesus encounters a woman known for her sin and a religious man confident in his own standing and tells a story about two debtors who share the same problem. Neither can pay. Through this encounter, we discover that grace is God canceling a debt we could never repay and, in doing so, changing what we love. Forgiveness cannot be earned through religious effort or good works. It is received through faith in Jesus Christ. Jesus forgives sinners who cannot pay, and those who understand how much they have been forgiven respond with a life of love for him.

This episode was sponsored by Cardiff    LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/   Today's Dropping Bombs episode features Michael Sanciprian. He cleaned gym pools as a broke teenager growing up in a gang-torn neighborhood, & today he owns World Gym International, the publicly traded fitness empire behind hundreds of locations across Asia.   Michael breaks down the "Elevator Effect," his mindset system for refusing to settle on the wrong floor in life. He explains the war board he keeps in his office to crush competitors, and why he calls the customer-is-always-right rule the biggest lie in business. He also gets into how he kept his gyms open through Covid while everyone else shut down.   Money was never the scorecard for Michael — winning was. This episode is proof that the people who refuse to settle are the ones who end up owning the whole board.

Niels Kaastrup-Larsen and Alan Dunne examine how a changing macro regime is reshaping markets and the role of trend following. They discuss unusual U.S. intervention in the yen, mounting sensitivity around Treasury yields, and questions surrounding Kevin Warsh's communication and the Fed's credibility. Alan identifies three fractures defining the new regime: persistent inflation, growing debt sustainability concerns, and the erosion of institutional norms. They also explore why trend following has performed differently this decade, particularly during periods of bond market stress, before comparing AQR and GMO's strikingly different long-term return assumptions and what they imply for portfolio construction.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Episode TimeStamps:00:00 - Introduction and what's been on Alan's radar01:55 - Why U.S. intervention in the yen matters07:04 - Zuckerberg, Meta and the $16.68 billion question08:31 - August trend following performance and market intervention12:16 - Why CTA performance is increasingly dispersed16:08 - Kevin Warsh, the Fed balance sheet and Treasury supply18:56 - Has short-term trend following structurally degraded?22:17 - Macro narratives versus systematic positioning24:37 - Fed communication, credibility and the Warsh reaction function30:16 - Bessent, Warsh, Druckenmiller and the battle over bond yields34:23 - The three fractures reshaping the macro regime41:42 - How trend following has changed in the new regime49:54 - Commodities, deglobalization and diversification52:29 - AQR versus GMO: radically different forecasts for future returns01:02:08 - Debt sustainability and what investors should watch nextCopyright © 2025 – CMC AG – All Rights Reserved----PLUS: Whenever you're ready... here are 3 ways I can help you in your investment Journey:1. eBooks that cover key topics that you need to know about In my eBooks, I put together some key discoveries and things I have learnt during the more than 3 decades I have worked in the Trend Following industry, which I hope you will find useful. Click Here2. Daily Trend Barometer and Market Score One of the things I'm really proud of, is the fact that I have managed to published the Trend Barometer and Market Score each day for more than a decade...as these tools are really good at describing the environment for trend following managers as well as giving insights into the general positioning of a trend following strategy! Click Here3. Other Resources that can help youAnd if you are hungry for more useful resources from the trend following world...check out some precious resources that I have found over the years to be really valuable. Click HerePrivacy PolicyDisclaimer

Doing nothing can feel safe.But staying in the same place also carries a cost.In this episode of The Level Up Podcast, Paul Alex breaks down why avoiding risk can quietly limit your income, your opportunities, and your long-term potential.Most people only calculate what they could lose by taking action.They rarely calculate what they could lose by waiting.Years of delayed decisions can compound just as powerfully as years of execution.In this episode, you'll learn:• Why inaction is still a decision with financial consequences• How staying comfortable can create long-term opportunity costs• Why calculated risk should be compared against the risk of never trying• How taking action builds confidence, experience, and greater control over your incomeThe truth is simple:Waiting has a price.Fear has a price.Comfort has a price.At some point, you have to decide whether the certainty of staying where you are is worth sacrificing what you could potentially build.Run the numbers.Take calculated risks.Execute the idea.The only way to discover what you are capable of creating is to finally start.Stop paying the debt of inaction.Start collecting the returns of execution.Your Network is your NETWORTH!Make sure to add me on all SOCIAL MEDIA PLATFORMS:Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you:www.CashSwipe.comFREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com

IF YOU ARE A NEW LISTENER, WELCOME! BEGIN HERE: This year we are doing my group coaching course together via this podcast! It's free and it only gets better as the year progresses.  In January we began with God at the center of our day and our home. We worked to build the habit of a morning prayer routine. I highly recommend the rosary. It's only about 20 minutes and you'll meditate on the whole life of Jesus. February is the month of decluttering. Saturday episodes have been added to focus on decluttering in the kitchen. Each month will have a different focus area and the Saturday episodes will help you focus on one small section of that room.  In March we decluttered your wardrobe. In April we are moving into budgeting for food. Our Saturday episodes will still be about decluttering. Our declutter focus area for April is your bedroom. In May we dreamed big! June brings us to one of the most useful topics in my group coaching course…meal planning. Ah, the feel of knowing exactly what's for dinner is the most stress-free feeling in the world! Our declutter focus area for June is Hallways/Landings. July is a much anticipated month of money/budgeting. Our Saturday episodes (otherwise known as the declutter episodes) will focus on decluttering TOYS! August is the month that brings it all together. Routines and Rhythms. Our declutter focus area for this month is your garage or shed. Give this first episode of 2026 a listen to hear where to begin: 316. Your 2026 Life Overhaul Plan: Faith, Clutter, Debt, Diet and More!  If you've never prayed a rosary or you want to see how you can incorporate it into active decluttering, here is the first episode of my rosary declutter series from last summer. 288. Summer Declutter Series Week Just getting started on your decluttering journey? Give this episode a listen before you begin: 322. Guidelines to Decluttering ***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you'll get it all done in one weekend? If this sounds like you, let's work together. Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You'll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour. Virtual Coaching Schedule   Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We'll meet via Zoom and see if working with me would benefit you.  Email me at: tightshipmama@gmail.com to schedule a time.   Looking for community of like-minded women? Join the private Facebook community here: Facebook Group Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com  

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih break down what rising national debt could mean for the economy and your portfolio, explain why 401(k)s can be one of the most powerful & overlooked tools for building wealth. Finally, they explore the cultural and economic factors driving the rise in hobby spending. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Our Head of U.S. Public Policy Research Ariana Salvatore looks at what the midterms may reveal about politician's appetite for tackling the faster-than-expected increase in the U.S. debt.Read more insights from Morgan Stanley.----- Transcript ----- Ariana Salvatore: Welcome to Thoughts on the Market. I'm Ariana Salvatore, Head of U.S. Public Policy Research at Morgan Stanley. Today, why fiscal is back in focus and what we can learn about the broader debt trajectory from the upcoming midterm elections. It's Friday, August 28th at 10am in New York. Fiscal policy has moved back onto investors' radars following Treasury's recent buyback announcements. Those came in the same week that total U.S. debt crossed $ 40 trillion for the first time, a milestone that arrived months earlier than most people expected. As my colleague Andrew Sheets puts it, that's a big number. But the more useful question isn't the number itself. It's whether all this debt is starting to act as a brake on the economy.We don't quite yet see a credibility problem in the Treasury market, but that's exactly why fiscal is back in the conversation. And it sits against a bigger backdrop. The U.S. continues to run large deficits in an economy that isn't in a recession. Our economists expect the deficit to stay around 6 percent of GDP through 2027. And voters are clearly concerned about elevated debt levels. So why isn't fiscal austerity coming up more in DC? Simply put, we think the political incentives point the other direction. At the risk of oversimplifying, fiscal consolidation or deficit reduction means either less spending or more taxes. And the political costs of those choices land immediately. We think neither party, therefore, has the incentive to take on that type of policy change – if we don't see a meaningful cliff or a risk to existing programs, especially into an election. But what about after? We think the midterms won't in and of themselves be a catalyst to fix the debt trajectory. But they can tell us something about where this goes next. And I'd point to two things in particular. The first is Social Security. It's not likely to be the headline issue in November, but we could see a useful test case for the debt conversation more broadly because the deadline is creeping closer. The latest trustees report projects the retirement trust fund will become insolvent in the fourth quarter of 2032. And at that point, it could only cover roughly 78 percent of scheduled benefits without a change in law. Now, that's likely to matter more in 2028 than in this cycle, since whoever wins the White House that year will be in office when it hits. But the midterms can still show us where the politics are consolidating. Recent polling points to a fairly consistent pattern. Voters want lawmakers to act. They prefer raising taxes on high earners over broader benefit cuts. And they're notably more open to trimming benefits when it's targeted at the top of the income distribution. That likely explains why a number of 2026 candidates have converged on lifting the payroll tax cap, while some Republicans have largely retreated from campaigning on things like a higher retirement age. Watching which of those messages actually wins, especially in Senate races like New Hampshire or Maine, where a significant share of the electorate depends on these benefits, could provide some useful hints with respect to which of these policy changes actually resonate with voters and end up reflecting the eventual fix. The second is the broader fiscal landscape after the election. If we get a divided government in November, that typically means more fiscal noise around the recurring deadlines, like government funding and the debt ceiling. Those two matter for markets in very different ways. A shutdown's bigger effect tends to be indirect. So, think delayed or lower quality government data since agencies can end up working from smaller survey samples. That leaves investors and the Fed making decisions with less complete information for weeks at a stretch sometimes. The debt ceiling is more direct. That shows up most clearly in the Treasury bill market. Bills maturing around a potential deadline tend to cheapen relative to other short-term benchmarks as investors have to price default risk into that narrow window. And that's the case even when a resolution is still the base case. So, here's the through line: fiscal likely isn't about to become Washington's top priority just because debt crossed $40 trillion. But the midterms are a chance to see whether the political incentives are starting to shift – on Social Security specifically, and on the broader appetite for political fights around funding deadlines more generally. Either way, we think fiscal policy is set to stay in the headlines in the years to come. And especially so as we head into the 2028 presidential election season. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen. And share your Thoughts on the Market with a friend or colleague today.

Being Makir Tov is not simply a nice thing to do but rather an obligation upon each and every one of us.

You've built the capital. You know how to make money. And you've been doing everything you think you should be doing to build wealth. But have you ever stopped to ask: am I driving a Honda Civic or a Lamborghini? Most women measure their portfolio by how much gasoline they keep putting into the tank - $20K here, $50K there, without ever stopping to ask what kind of car they're actually driving. And putting premium gas into a '92 Honda Civic does not turn it into a Lamborghini. Tune in to learn: The scoreboard most women are measuring vs. the one that actually dictates the speed of your wealth. The anatomy of a Lamborghini portfolio and why more is not better. How a Lamborghini portfolio is very different from a Honda portfolio. How to think about outsourcing your wealth in a way that completely flips everything you've been taught on its head.

The US debt keeps breaking records. Should we panic? This episode was produced by Kelli Wessinger, edited by Jolie Myers, fact-checked by Gabriel Dunatov, engineered by Patrick Boyd, and hosted by Sean Rameswaram. An electronic display shows the national debt in Washington, DC on August 19, 2026, after the US gross national debt surged past $40 trillion for the first time. Photo by Mandel NGAN / AFP via Getty Images. Listen to Today, Explained ad-free by becoming a Vox Member: vox.com/members. New Vox members get $20 off their membership right now. Transcript at ⁠⁠vox.com/today-explained-podcast⁠.⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

A Note from James:In 1790, one of the easiest ways to get rich in America was the old-fashioned way: marry someone rich.George Washington did pretty well that way. Benjamin Franklin, meanwhile, was so deep in debt that he offered to marry a woman if her parents would mortgage their house to pay off his printing press debt. When they said no, he married someone else who had money.And back then, debt was not just annoying. It could land you in debtor's prison. Actual prison. And not just you—your wife and kids could go too.Fast-forward to the 1900s, and most Americans still were not buying stocks. Only a tiny percentage owned shares. Everyday people were gambling, playing the numbers, using dream-interpretation books to decide what lottery number to play, and trying to find some edge that would move them a little closer to security.My guest today, Joseph Moore, literally wrote the book on this: How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't).The book is full of strange, funny, surprising stories about money in America: Franklin, Washington, debtor's prison, the Great Depression, bucket shops, real estate booms, FIRE, crypto, debt, index funds, and all the scams people keep falling for.But the bigger lesson is that the basic patterns have not changed as much as we think.People want security. People want freedom. People want hope. People want a way out. And whenever there is hope, there is usually someone selling a formula.Joseph has very little patience for the usual personal finance myths. Debt does not make you rich. Opportunity makes you rich. Real estate is not always a magic wealth machine. The stock market was not designed to be everyone's retirement plan. FIRE can work, but it can also become the CrossFit of personal finance. And optimism, marriage, mobility, risk, and solving other people's problems may matter more than almost anything else.If you think the rules for getting rich have changed completely, this conversation may convince you how little human nature has changed.Episode Description:Joseph Moore joins James to talk about the long, strange history of getting rich in America.His book, How to Get Rich in American History, looks at 300 years of financial advice—what worked, what failed, what people kept repeating, and what today's money culture keeps forgetting.The conversation starts in 1790, with George Washington, Martha Washington, Benjamin Franklin, Stephen Girard, debt, leverage, and debtor's prison. Joseph explains that many early American fortunes were built through risk, borrowed money, marriage, luck, and then—critically—de-leveraging over time.That becomes one of the core lessons of the episode: debt does not make people rich. Opportunity does. Debt is only a tool that allows someone to grab more of an opportunity than they otherwise could. But if the opportunity is not real, or the person cannot handle the risk, debt destroys them.James and Joseph then move into real estate. Joseph argues that real estate is a good way to build a modest middle-class fortune, but not usually the path to the biggest fortunes. In modern America, he says, real estate often functions as a short on the dollar, an income annuity in a low-dividend world, a tax shelter, and a way for ordinary people to use leverage they could not access anywhere else. But that does not make buying a house automatically smart. Renting versus buying depends on age, mobility, location, family needs, inflation, taxes, maintenance, transaction costs, and opportunity cost.The conversation then turns to the stock market. Joseph challenges the usual historical charts that claim anyone could have invested a fixed sum in 1929 and held forever. Most Americans could not invest that way. There were no index funds, mutual funds had high fees, and buying an index directly required enormous capital. Instead, everyday people went to bucket shops, bet on price moves, played the numbers, and treated gambling as a kind of financial hope.James and Joseph also discuss passive investing, shadow indexing, the rise of ETFs and 401(k)s, and the way the stock market has become a mass retirement promise. Joseph points out that this is historically new. For most of American history, no ordinary person would have expected to retire on the stock market.From there, the episode moves to FIRE: financial independence, retire early. Joseph has lived part of that story himself. He built enough wealth through rental real estate after 2008 to stop working for a period, only to discover that early retirement was not automatically fulfilling. He compares FIRE to CrossFit: extreme, demanding, sometimes powerful, sometimes injurious, and not a lifestyle most people actually want.The final section asks the big question: What has consistently worked?Joseph boils the lessons down to five pillars: solve other people's problems, take risks, move toward opportunity, marry well, and believe you can. James adds that optimism matters because it keeps people in the game long enough to get more shots on goal.The result is a conversation about money, but also about history, risk, luck, marriage, mobility, discipline, scams, and the difference between getting rich and staying rich.What You'll Learn:Why early American wealth often involved marriage, leverage, luck, and risk.How George Washington's marriage to Martha helped fund the Washington we remember.Why Benjamin Franklin's public advice about debt did not match his own early financial behavior.What debtor's prison meant in early America, including the risk to families.Why debt is a tool, not a wealth strategy by itself.Why opportunity—not debt—is what actually makes people rich.Why real estate can build middle-class wealth but rarely creates the biggest fortunes.How buying a home can reduce mobility and opportunity, especially for younger people.Why renting versus buying is situational, not a universal rule.Why most Americans historically could not invest in the stock market the way modern charts imply.What bucket shops and “the numbers” reveal about everyday financial hope.How passive investing changed the purpose of the stock market.Why stock-market concentration is not new, but mass participation is.Why FIRE can work mathematically and still fail psychologically.How older financial-independence stories often hid trust funds, inheritances, or outside support.Why inflation is one of the biggest risks to early retirement.Why getting rich and staying rich require different behavior.Why successful people often take risk early and reduce risk later.Why optimism is financially useful when it keeps people in the game.The five recurring pillars Joseph sees across American wealth-building history.Timestamped Chapters:[05:00] How to Get Rich in 1790James asks Joseph how someone got rich in early America, starting with George Washington, Martha Washington, and marriage as a financial strategy.[07:24] Stephen Girard and Benjamin Franklin's DebtJoseph compares Stephen Girard's leveraged rise with Franklin's messy early business debts.[10:29] Debt Does Not Make You RichJoseph explains that opportunity creates wealth, while debt simply lets someone reach for more of that opportunity.[11:23] Debtor's Prison Was RealJoseph explains why failing in the 1790s could mean prison not only for the debtor, but for the debtor's family.[12:25] The Real Estate MythJoseph argues that real estate can build modest wealth, but rarely creates the biggest fortunes.[13:43] Real Estate as a Short on the DollarJoseph explains modern real estate as an inflation bet, income annuity, tax shelter, and leverage tool.[15:22] You Need an EdgeJames argues that every bet has someone on the other side, which means investors need to know what their advantage actually is.[16:18] Beating the Market, Missing the MomentJoseph tells the story of shorting Jim Cramer stock pops, beating the market net of theory, losing to fees, and missing his daughter's first steps.[19:56] Shadow Passive InvestingJames and Joseph discuss hedge funds, index tracking, fees, and the way much of Wall Street quietly follows the same big benchmarks.[20:31] The Index RevolutionJoseph explains why Vanguard's 1976 index fund changed investing for ordinary Americans—and why passive investing may create new structural risks.[24:24] The Four Percent of Stocks That MatterJames and Joseph discuss stock-market returns, T-bills, concentration, and why a small number of companies drive most gains.[25:16] The Second Bank CrashJoseph compares modern market concentration to the 1830s, when the Second Bank of the United States made up a huge share of the stock market before collapsing.[26:21] The Stock Market as a Retirement PromiseJoseph explains why turning the stock market into a mass retirement strategy is historically new.[29:58] The Problem With “The Chart”Joseph criticizes the classic financial-advisor chart that assumes someone in 1929 invested a large sum, held forever, and never touched it.[31:17] Bucket Shops and Playing the NumbersJoseph explains how everyday people used gambling, bucket shops, and lottery-like games as financial hope when stock ownership was out of reach.[34:04] The Mean Moves Through TimeJoseph explains why history is not physics and why the “average” keeps changing as the economy changes.[35:49] Renting vs. BuyingJames and Joseph debate the homeownership myth, maintenance, taxes, transaction costs, mobility, family stability, and when buying can make sense.[41:02] FIRE and the Question of EnoughJames asks how much is enough in 2026, and Joseph explains why the answer depends on location, expectations, security, and lifestyle.[44:24] FIRE as the CrossFit of Personal FinanceJoseph compares FIRE to an extreme discipline that can work for some people but injure others if they push too hard.[45:38] Geoarbitrage and Selling the DreamJames and Joseph discuss moving somewhere cheaper, Instagram FIRE influencers, and the difference between living the dream and monetizing the dream.[46:00] The Long History of Financial IndependenceJoseph traces earlier versions of FIRE through Sylvester Judd, Thoreau, Emerson, and Helen and Scott Nearing.[49:17] Inflation and the FIRE RiskJoseph explains how Your Money or Your Life and bond-heavy financial independence strategies ran into changing interest-rate realities.[50:23] Five Pillars of Getting RichJoseph lays out the durable lessons: solve problems, take risks, move more, marry well, and believe you can.[53:43] Marriage, Optimism, and Staying in the GameJames and Joseph talk about supportive partnership, optimism, savings discipline, and why staying in the game increases opportunity.[56:11] The Line Between Optimism and RecklessnessJoseph distinguishes productive optimism from gambling and explains why control over outcomes matters.[58:28] Getting Rich vs. Staying RichJoseph explains why many wealthy people take risk early, then de-lever over time to keep what they built.[01:00:00] Leverage, Trading, and the Guy Who Never StopsJames and Joseph discuss extreme leverage, Bitcoin futures, Jesse Livermore, gamblers, and why some people cannot walk away.Additional Resources:Joseph Moore - History HelpsHow to Get Rich in American History - Book PageHow to Get Rich in American History - Google BooksNext Big Idea Club: “The Changing Rules for Getting Rich in America”Fast Company: “How the rules of getting rich in the U.S. change with every era”The Motley Fool Interview with Joseph MooreMeb Faber Show InterviewSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The National Security Hour with Jack Maxey – At home, the costs are already visible. Inflation is real, even when statistics try to dress it up. Debt is ballooning. The defense establishment keeps feeding on itself while promising security it can no longer deliver. The result is a nation that talks like an empire and behaves like a creditor with a collapsing balance sheet...

Anthony O'Neal, had $6.32 to his name on a Wednesday night. He needed gas. He was hungry. He ended up cutting two McDonald's double cheeseburgers in half — that was his food for the next two days. He diluted his sweet tea with water to stretch it. And in that moment, eating a cold half-burger in his apartment, something shifted in him. He thought: there has to be a better way.Fast forward to his fortieth birthday. Anthony is on a private yacht off the coast of Italy. The chef comes out mid-dinner, not just to ask how the fish is — but to offer to catch that same fish again for him tomorrow. And Anthony thought back to that Wednesday night, that half-burger, that $6.32 — and he realized: he had found the better way.Anthony O'Neal is a bestselling author, speaker, and host of The Table with AO. His new book, Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live Free on Any Income, is out in August.This episode aired originally on July 20.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Our Global Head of Fixed Income Research Andrew Sheets discusses when and how higher yields and mounting U.S. debt could become more than abstract concerns.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Today, at what point do higher yields and higher debt actually matter? It's Wednesday, August 26th at 2pm in London. In its first 240 years, the United States of America accumulated roughly $20 trillion in federal debt. The country has borrowed another [$]20 trillion in just the last 10. The question for investors is when this debt load will act as a brake on economic activity? Or, worse, create stress that disrupts today's relative calm?So, let's start with the first question. For economic activity, the bar seems pretty high. You see, even with all the activity around AI, U.S. corporate debt as a share of the overall economy is broadly unchanged in the last decade and actually lower than where it was before the pandemic. The balance sheets of the household sector in the U.S. are even stronger. Household debt to GDP is lower than where it was prior to COVID and lower than where it was in the year 2000. And this may even understate the strength – because much of this debt is locked in at historically low mortgage rates; while household assets, the other side of the balance sheet, have soared to record levels.That may help explain why both consumers and businesses have remained more resilient than expected this year despite the higher interest rates and energy prices. This divergence of trend between public and private balance sheets is also global. Europe has also seen higher government debt offset by even more private sector de-leveraging, while Japan has seen rising public borrowing and pretty stable private sector leverage. To some degree, this divergence between the public and private sides of the economy reflects a policy choice. Governments determine how to balance taxation and spending. And many countries, not just the U.S., have reduced taxes over the last decade while allowing public borrowing to increase. A deterioration of public sector finances relative to private sector finances – it's not especially surprising given that choice. If strong balance sheets are helping U.S. households and companies be less sensitive to higher rates, where should we look for stress? Well, for all of this debt, the U.S. bond market is actually still pretty well-behaved. U.S. inflation expectations are roughly unchanged year to date. Expected bond market volatility is historically low.Indeed, one reason that recent intervention by the U.S. Treasury into the bond market was such a surprise to investors was the lack of these usual stress markers. Instead, the point at which these higher yields might have a larger market impact may be up to another factor: asset allocation. Today, 30-year Treasury bonds yield about 3 percent more than expected inflation over that period. Long-dated U.S. investment-grade corporate bonds once again yield more than 6 percent. And so, the question of when higher yields begin to matter may be less about when businesses stop borrowing or consumers stop spending. And be more about when investors decide that bonds offer better value than stocks. So far, Morgan Stanley Research is not seeing clear evidence of that shift. Fund flow data and market correlations do not suggest a significant reallocation away from equities, and strong earnings growth is helping support the equity valuation case. But these are metrics that we'll be watching. In the meantime, we think that rising U.S. debt and Treasury market intervention may weaken the U.S. dollar, especially against a high-yielding currency with much, much lower debt levels – the Australian dollar. Thank you as always for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

Is college still worth it? That question would've sounded crazy to my parents and grandparents, who were all educators. And back in 1970, a degree really was the golden ticket. But the world has changed. This week James and I sit down for another dangerous conversation about the numbers that stopped us both cold, the lie young people are being sold, and why so many of the most successful folks never finished college. Grab a seat and drop your take in the comments. Red Truck Men: https://redtruckmen.org Editing and production services provided by thepodcastupload.com #KirkCameron #TheKirkCameronShow #IsCollegeWorthIt #CollegeDebt #StudentLoanDebt #HigherEducation #CollegeVsCareer #DangerousConversations #FaithAndCulture #Christianity #HardWork #SkipCollege #CareerAdvice #Apprenticeship #ChristianPodcast

Opening Bible Verse: Psalm 139: 13-15 Book Your 1:1 Coaching Session with me here! Episode 262. Decluttering According To Your Temperament with Kylie Hein IF YOU ARE A NEW LISTENER, WELCOME! BEGIN HERE: This year we are doing my group coaching course together via this podcast! It's free and it only gets better as the year progresses.  In January we began with God at the center of our day and our home. We worked to build the habit of a morning prayer routine. I highly recommend the rosary. It's only about 20 minutes and you'll meditate on the whole life of Jesus. February is the month of decluttering. Saturday episodes have been added to focus on decluttering in the kitchen. Each month will have a different focus area and the Saturday episodes will help you focus on one small section of that room.  In March we decluttered your wardrobe. In April we are moving into budgeting for food. Our Saturday episodes will still be about decluttering. Our declutter focus area for April is your bedroom. In May we dreamed big! June brings us to one of the most useful topics in my group coaching course…meal planning. Ah, the feel of knowing exactly what's for dinner is the most stress-free feeling in the world! Our declutter focus area for June is Hallways/Landings. July is a much anticipated month of money/budgeting. Our Saturday episodes (otherwise known as the declutter episodes) will focus on decluttering TOYS! August is the month that brings it all together. Routines and Rhythms. Our declutter focus area for this month is your garage or shed. Give this first episode of 2026 a listen to hear where to begin: 316. Your 2026 Life Overhaul Plan: Faith, Clutter, Debt, Diet and More!  If you've never prayed a rosary or you want to see how you can incorporate it into active decluttering, here is the first episode of my rosary declutter series from last summer. 288. Summer Declutter Series Week Just getting started on your decluttering journey? Give this episode a listen before you begin: 322. Guidelines to Decluttering ***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you'll get it all done in one weekend? If this sounds like you, let's work together. Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You'll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour. Virtual Coaching Schedule   Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We'll meet via Zoom and see if working with me would benefit you.  Email me at: tightshipmama@gmail.com to schedule a time.   Looking for community of like-minded women? Join the private Facebook community here: Facebook Group Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com    

Everyone's telling you cohort financing is free money to scale. It's not, and the contract fine print is where that story falls apart.Josh Chandley (President & COO, Wildcard Games) sits down with Phil Mohr (CEO & Co-founder, Metica) and Martin Macmillan (Founder, Pollen Capital) to break down what cohort financing actually costs, who really takes the risk, and how founders keep getting burned by deals they don't fully understand. Martin lent almost $1B through Pollen VC with zero credit defaults over a decade. Phil looked at 40-50 games before Metica stopped writing new cohort deals altogether. Between them, they unpack the math the sales guys don't want you to run.Topics Covered:• UA financing vs cohort financing• Why receivables lending scaled down• The 80/20 mechanics of a cohort deal• Who actually takes the risk on a cohort• Cross-collateralization and disguised liens• What makes a good candidate for financing• Breakeven windows and LTV curve shape• The real annualized cost of cohort financing• How financing cost raises your effective CPI• Why finance and UA teams don't align• Getting free debt from your ad networks• Red flags in cohort financing contracts• What happens when a cohort underperforms• Debt plus equity hybrid dealsCHAPTERS: 00:00 Cohort Financing Hype00:36 Meet the Experts02:20 UA Financing Explained03:45 Receivables vs Cohorts05:20 How Cohort Deals Work09:04 Hidden Risks and Recourse11:06 Contract Traps to Watch15:39 Who Qualifies for Funding17:49 Payback Windows Sweet Spot18:54 LTV Curve and Game Types22:45 True Cost and IRR Math29:19 Financing Cost in UA Bids32:15 Data Truth and Real-Time Stops36:09 Cohort Risk And Timing37:01 Free Credit From Ad Networks38:40 Why Credit Lines Aren't Enough43:42 VC Versus Lender Mindset47:05 Questions For Cohort Lenders53:10 Bad Terms And Red Flags56:40 Evolving Financing Stack59:25 Exit Clauses And Flexibility01:02:42 Modeling Downside Scenarios01:07:54 Debt Plus Equity Strategy01:10:18 Final Advice And Wrap Up

Steve Hayes is joined by Jonah Goldberg, Kevin Williamson, and Mike Warren to discuss the U.S. crossing the $40 trillion debt threshold and the prospect of “growing our way out of it.” The Agenda: —Kevin explains how we got here —Entitlement spending —What would Paul Ryan do —The DOGE effort —Growing our way out of debt —NWYT: Adulthood disappointments Show notes: —Kevin's Wanderland —Kevin on the tragedy of U.S. debt —Steve Hayes on DOGE —"DOGE—the UNIPARTY killed it because it was working too well." The Dispatch Podcast is a production of ⁠The Dispatch⁠, a digital media company covering politics, policy, and culture from a nonpartisan perspective. To access all of The Dispatch's offerings—including audio versions of all our articles and newsletters—⁠click here⁠. If you'd like to remove all ads from your podcast experience, consider becoming a premium Dispatch member ⁠by clicking here⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit unpacks how to stop overspending, stay out of debt, and start building wealth as this couple confronts the spending habits they thought they had already fixed. Three years ago, Mason and Becca finally confronted a financial reality they had been avoiding. Despite good careers and the appearance of success, they had accumulated nearly $50,000 in credit card debt. They cut back hard, aggressively paid it down, sold their house, and moved to Florida. Now they have around $100,000 from the home sale sitting in savings, but they're worried the same habits that got them into debt are starting to creep back in. They still don't properly track their spending. Shopping, expensive date nights and a large “miscellaneous” category make it difficult to see where their money is actually going, while Mason experiments with day trading and considers ideas for generating passive income. On paper, they're doing far better than they realize: they have around $204,000 invested, $124,000 in savings, and a net worth of roughly $326,000. But without changing how they spend and manage their money, Ramit sees a real risk of them falling back into debt. Ramit helps them figure out what comes after getting out of debt: how to stop mindless spending without giving up the things they love, save and invest intentionally, and start building real wealth. They rethink their plans for an $800,000 dream home, confront the scarcity they both grew up with, and discover how increasing their income and investing more could completely transform their financial future. In this episode, we uncover: How Mason and Becca built nearly $50,000 in credit card debt The conversation that finally forced them to change their spending Why they used a 401(k) loan to aggressively pay down debt How selling their house left them with around $100,000 in cash Why having that much money makes Becca anxious Why they're scared of slipping back into their old spending habits How shopping, expensive date nights, and impulse purchases added up Why they still don't properly track where their money goes How their $3,000 Disney annual passes fit into their Rich Life Why Ramit sees a real risk of them falling back into debt What Ramit sees in Mason's day trading and passive income ideas Why their $326,000 net worth surprises them How Becca's childhood shaped her belief that she would never be rich How Mason grew up seeing money as stress and struggle What they want their son to learn about money Why buying an $800,000 house would require major trade-offs How Ramit helps them rebuild their Conscious Spending Plan Why increasing their income becomes the biggest lever for their future How their retirement projection jumps from around $3.1M to $4.7M How they finally become completely debt-free Chapters: (00:00:00) Introduction (00:02:45) How they built nearly $50K in debt (00:06:39) Using a 401(k) loan to escape debt (00:08:53) Selling their house leaves them with $100,000 (00:11:15) “We just swiped the card” (00:14:37) Their old spending habits start creeping back (00:16:31) They disagree about buying another house (00:24:05) Ramit reviews their financial numbers (00:31:13) Ramit digs into their 71% fixed costs (00:37:30) Day trading and the dream of passive income (00:38:46) How Becca grew up around money (00:47:50) How Mason grew up around money (00:52:43) What they want to teach their son (00:56:41) Ramit starts rebuilding their financial plan (01:07:26) Redirecting their money toward investing (01:11:59) The reality of an $800,000 dream home (01:19:18) Why earning more becomes the priority (01:24:01) Their retirement could reach $4.7 million (01:32:15) Their house timeline changes completely (01:33:25) Mason and Becca become debt-free This episode is brought to you by: Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Shopify | Start your free trial at https://shopify.com/ramit Wispr Flow | Try Wispr Flow for free at https://wisprflow.ai/ramit MasterClass | For unlimited access to every class and at least 15% off any annual membership, go to https://masterclass.com/ramit If you're ready to stop putting off your money goals, Road to $100K gives you a step-by-step plan to reach your first $100,000, focus on what matters, and accelerate your timeline while building your Rich Life. Join Road to $100K at https://iwt.com/100K Connect with Ramit: • Get my new book, Money For Couples • Join my Rich Life: Road to $100K program • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

A time bomb is ticking, and it is the kind of bomb you can not disarm. We all hear it. We keep hoping some fiscal bomb squad will show up and shut it down, but deep down, we know they are not coming. The question is not if the bomb goes off. It is when, and what the aftermath looks like. Run from the blast radius? You can not. Forty trillion dollars in US federal debt is more powerful than any weapon we have ever detonated. But this bomb does not level a city overnight. It corrodes and breaks down … Continue reading →

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3677: Leo Babauta noticed that the habits of people who lose serious weight and keep it off map almost exactly onto the habits of people who get out of debt and stay out. He runs the same ten principles through both, from tracking calories or spending, to weekly check-ins, written goals, public accountability, and rewards that do not undo the progress. His argument is that neither one works as a crash program, and that paying down debt is a lifestyle change rather than a sprint. Read along with the original article(s) here: https://zenhabits.net/fiscal-fitness-eliminate-debt-with-10-successful-diet-principles/ Quotes to ponder: "Debt dieting and weight dieting are exactly the same." "No one gets into $30K of debt overnight, and you don't lose it that way either." "You're not restricting yourself, you're changing the way you live." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ray Dalio says the United States is approaching a debt crisis, or maybe is already in one. The government knows UST demand is becoming a problem, so the argument goes, and it is quietly trying to control the bond market with buybacks before the situation gets out of control.But what you probably don't know is that there are ways to test Ray Dalio's warning. We did. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Eurodollar University Live 2October 9-12, West Palm Beach, Florida40 seats exist. Application only.https://eurodollar-university.com/edu-conference-2026----------------------------------------------------------------------------------https://www.cnbc.com/2026/08/21/ray-dalio-bessent-debt-crisis-bitcoin-gold.htmlhttps://www.bloomberg.com/news/articles/2026-08-21/dalio-says-sell-bonds-buy-gold-bitcoin-as-debt-crisis-loomshttps://www.usdebtclock.org/https://www.principles.com/big-debt-criseshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

The Hidden Lightness with Jimmy Hinton – And this isn't simply a problem for one political party. America's fiscal situation is worsening, and we all need to ask what the national debt means for ordinary Americans—not just Washington politicians, economists, or Wall Street, but for actual families trying to buy homes, finance cars, save for retirement, and build a future...

Adam Carroll is the founder of the Shred Method. The Shred Method helps you eliminate debt faster, reduce interest, and optimize cash flow using a proven financial strategy designed for long-term wealth.Learn more from Adam Carroll at AffiliateCon 2026.Join the free webinar with Adam:http://www.theshredmethod.com/besthour-webinar ---Join us at AffiliateCon 2026 | Dallas, TX | Oct 16-18 https://www.affiliatecon.co/---Take the free Affiliate Blueprint Assessment

Episode 350, and apparently the milestone gift is discovering that the United States is now paying the mortgage with the credit card. Chris and Rajeil unpack Scott Bessent's decision to supersize Treasury bond buybacks just as long-term yields hit 19-year highs and the national debt crossed $40 trillion. We go from Venice's first bond market to the Treasury-Fed Accord, Japan's yield-curve-control experiment, and why governments have a long, ugly history of trying to bully borrowing costs lower. Then there's the timing: the accelerated program starts September 9, runs through November 4, and somehow manages to wrap up one day after the midterm elections. Pure coincidence, obviously. Add a Fed already fighting inflation, a tapped-out consumer, and markets beginning to question the price of American debt, and Episode 350 asks the uncomfortable question: when the smoke alarm gets too loud, are we fixing the fire—or just pulling the battery?

Aug 25, 2026 – Legendary gold investor Pierre Lassonde joins Jim Puplava to reveal why gold's current bull market may only be the beginning of a much larger advance throughout the remainder of this decade. Lassonde exposes striking historical...

Send us Fan MailDr. Latifat asked her email list one question: If you got $100,000 right now, what would you do with it?60% said pay off debt. And honestly? It surprised her.In this episode, she breaks down what that answer reveals about where most women physicians are in their financial journey and the one pitfall she wants to make sure you avoid so it doesn't cost you your long-term freedom.In this episode:Why most financial education for women is debt-focused instead of wealth-focused The physician who spent 15 years eliminating debt and has no assets to show for it Why it's not the debt causing you pain, it's the story you're telling yourself about it The "borrow till you die" strategy the ultra-wealthy use and what it can teach us Debt freedom vs. debt free and why one of them actually creates the life you want The two mindset shifts that will change how you make financial decisions going forward"Paying off debt is not what creates freedom. Investing is what creates freedom. Buying assets is what creates freedom."If you're tired of feeling like medicine is something you have to keep doing instead of something you get to choose, this workshop is for you.Join us to learn how busy women physicians are creating financial freedom, building real options, and designing lives they do not need to escape from without waiting for traditional retirement.

#336 This bite-sized solo episode explains why profit should not be treated as one pile of money to spend at will. Billy shares a simple framework for assigning every dollar of profit a purpose, so business owners can avoid tax surprises, manage debt, build reserves, and grow with more control. He uses a real-life tax bill as the trigger for the discussion and breaks the topic into five practical jobs of profit that matter for any business owner, especially gym owners. Key topics In this episode, Billy introduces the "jobs of profit" framework and explains why profit needs to be divided intentionally instead of paid out immediately. Taxes come first - Billy says the IRS effectively gets paid before the owner does, so set aside a percentage of each dollar of profit in a separate tax savings account. Owner distributions are a legitimate use of profit - after paying yourself a reasonable operating salary, some profit can be taken as an owner draw or distribution. Sinking funds help cover large purchases - instead of relying on debt for equipment or other major expenses, profit can be reserved over time for future needs. Debt repayment is not a business expense - principal payments come from after-tax profit, so a business that only breaks even may still not have enough cash to service debt. A cushion creates margin and flexibility - Billy recommends aiming for roughly three months of operating expenses to protect against slow months and surprise costs. Profit can fund intentional growth - with reserves in place, businesses can expand locations, hire staff, add programs, or seize opportunities without scrambling. The main warning: Billy says many owners make the mistake of giving profit only one job, usually owner pay, which leaves them exposed on taxes, debt, and future expenses. Notable quotes "Profit has different jobs." "The IRS is the epitome of pay yourself first." "Be greedy when other people are fearful." Take the Gym Owner Financial Health Check, which will show you exactly where you need to focus.  

America's national debt has crossed a staggering $40 trillion — but what does that actually mean for you? Michael sits down with Michael A. Peterson, Chairman and CEO of the Peter G. Peterson Foundation, to explain how the country got here, why mounting debt affects everything from mortgages to Social Security, and what it would really take for Washington to change course. Plus, listeners weigh in on whether Americans and their elected leaders are willing to make the difficult choices required to tackle the problem. Original air date 25 August 2026. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Eddie accidentally lets it slip to his wife just how much he owes from gambling, and now he has to deal with the fallout. He also tells the story of playing catch with Luke Bryan’s son and whether he had anything to do with his quarterback skills. Bobby explains why he’s suddenly nervous about Texas heading into the season, plus the guys get into the Cowboys, Week 0 college football, CeeDee Lamb’s house getting broken into and Kevin’s scary car incident. Follow the Show: @25WhistlesSports Follow the Crew: @MrBobbyBones @ProducerEddie @KickoffKevin @MikeDeestro @BrandonRayMusic See omnystudio.com/listener for privacy information.

Plus: Trump's trade war with Canada, the growing backlash against data centers, and calls to censor journalists in Britain

Welcome to Last Call, a look at the biggest stories Jim and Greg covered over the past week on the 3 Martini Lunch. This week, they discuss a socialist state lawmaker shocking the Democrats by winning the Florida U.S. Senate primary, a company admitting it completely fabricated recent polling results, the U.S. national debt reaching […]

Tim discusses Prince Harry and Meghan Markle announcing their return to the UK, Trump inviting a lifeguard to the White House to congratulate his heroism, Walmart reporting their weakest sales in years, and the US national debt topping $40 trillion. Become a Friend Of The Show https://bit.ly/BecomeAFriendOfTheShow and get access to weekly bonus audio episodes of the podcast!Live Dates

The FBI intercepts former Congressman Eric Swalwell stepping off an airplane in San Francisco, the U.S. national debt surpasses 40 trillion dollars, and with James Fishback flopping in Florida, are the “groypers” floundering? We look at the state of play in rightwing politics. Reporting from Brent Scher & Dylan Houseman. Plus, we speak with the former Congressional Budget Office Director, Douglas Holtz-Eakin. Get the facts first with Morning Wire.- - -Ep. 3050- - -Wake up with new Morning Wire merch: https://bit.ly/4lIubt3- - -Today's Sponsors:Quince - Upgrade your everyday. Go to https://Quince.com/WIRE for free shipping on your order and 365-day returns Spring Sleep - Get eXciteOSA at https://springsleep.com/WIRE, and use code WIRE for 20% off. Vanta - Whether you're a fast-growing startup or a global enterprise, Vanta is here to help you automate your security and compliance, and earn and prove trust. Get started today at vanta.com/morningwire - - -Privacy Policy: https://www.dailywire.com/privacymorning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices