Podcasts about Debt

Believers Voice of Victory Audio Broadcast for 08/29/2025.Did you know it's possible to live debt-free? Stir up your faith to believe God to live a debt-free life by joining Kenneth Copeland on Believer's Voice of Victory. Be inspired to cast your care about debt on The LORD, and believe Him for a life of debt freedom!

Believers Voice of Victory Audio Broadcast for 08/29/2025. Did you know it's possible to live debt-free? Stir up your faith to believe God to live a debt-free life by joining Kenneth Copeland on Believer's Voice of Victory. Be inspired to cast your care about debt on The LORD, and believe Him for a life of debt freedom!

Snag Our Simplified Budget System!Hey Budget Besties!Today we're bringing you behind the scenes of a real coaching call with our friend Rebecca. She's already crushing it — no car payment, no mortgage, and just a small amount of credit card debt left. But like so many of us, she keeps reaching for her card at places like Costco or on PayPal “specials,” even though she wants to pay cash.Together we unpack why this happens and how she can make her budget work with her instead of against her. If you've ever wondered how to balance paying off debt while also funding your savings buckets, this convo is going to hit home.In this episode, we walk Rebecca through:How a 90-day spending audit helped her finally get gas money under controlWhy Costco can sabotage even the best budgets (and how to make it work on purpose)The trick to managing monthly income so you're not stretched thin at the end of the monthHow to fund savings buckets without sacrificing debt payoffThe power of rolling out automation in baby steps — one category at a timeWhy sometimes the solution is as simple as breaking up with your credit card (at least for now!)Rebecca left this call with a clear plan to stop using credit cards, pay off her small balance once and for all, and lean on the systems she's already built — her bills account, her gas vault, and her savings buckets. She's literally this close to being totally credit-card free.✨ Bestie Takeaways:A 90-day audit shows you the truth about your spending.Separate accounts keep you honest and stop you from overspending.You can't fund every bucket and pay off debt at the same time — pick what matters most right now.Automation works best when you roll it out little by little.Debt freedom isn't about luck — it's about the systems you create.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

“One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want.” —Proverbs 11:24Scripture calls us to be both wise savers and generous givers—but holding those two together can feel like a tension. How do we avoid fear on one side and foolishness on the other? Dr. Shane Enete joins us today to show how these two principles actually go hand in hand.Dr. Shane Enete is an Associate Professor of Finance at Biola University and founded the Biola Center for Financial Planning. He is also the author of the book Whole Heart Finances: A Jesus-Centered Guide to Managing Your Money with Joy.Living in the TensionJohn Wesley famously wrote, “Earn all you can, save all you can, give all you can.” It sounds simple enough, but when you sit down with a budget, the statement can feel more like a paradox than a plan. After all, how can you both save as much as you can and give as much as you can? At some point, choices must be made.Rather than resolving the paradox with rigid rules, we encourage believers to embrace the complexity as part of the Christian life.In the absence of clarity, many of us make rules. One common example is the “80/10/10 rule”—give 10%, save 10%, and live on the remaining 80%. While this framework may be helpful, we must also be cautious that this can risk reducing Christian stewardship to legalism.The Christian life is a paradox. Christ Himself is a paradox—fully God and fully man. When we encounter a paradox, we shouldn't flatten it into a rule. Instead, we're invited into a relationship with God and to walk with Him in the tension.Stewardship as ArtSo how do we approach the paradox of saving and giving without rigid formulas? We should think of stewardship more as an art rather than a science. Just as Jesus used metaphors—such as sheep, seeds, trees, and vines—to describe the mysteries of the Kingdom, we too can use metaphors to navigate the complexity of money.Art allows us to co-create with God, and it moves us from rule-keeping to relationship, from legalism to a life that draws us closer to Him and to one another.One compelling metaphor is water. Water is life-giving when it flows, but when it stagnates, it becomes toxic. In the same way, money is meant to flow—received from God and passed on to bless others.Of course, saving is still essential—as it's like a reservoir that ensures water can flow steadily—but the point is not the reservoir itself. It's the flow that revitalizes both the giver and those who receive.The call to “save all you can, give all you can” is not a puzzle to be solved but a paradox to be lived. By resisting the urge to reduce it to rigid formulas and instead embracing stewardship as a creative act with God, we discover a more life-giving way to approach money. The flow is what matters. That's what brings life.You can read Dr. Enete's full article—and gain access to other exclusive resources—by becoming a FaithFi Partner. With your support of $35 a month or $400 a year, you'll not only receive Faithful Steward but also enjoy other special benefits designed to encourage and equip you on your stewardship journey. Join us today at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:My wife and I are buying our first home, and we're a single-income family. Should I include her on the mortgage, or keep her off so she wouldn't be financially responsible if something were to happen to me?I was born in 1959, so my full retirement age for Social Security is 66 and 10 months. I plan to continue working and earn around $60,000 per year, and my Social Security benefit will be approximately $38,000 per year. Can I work and collect my full benefit, or do I need to worry about an earnings limit?You've mentioned online investing options, such as robo-advisors, for individuals looking to invest less than $20,000. What is the name of that service?I want to start an account for my great-grandchildren—ages three, 18 months, and one week—to put money aside for them. I've considered a universal life insurance policy (UIL), but I'd appreciate your advice on the best approach.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)SavingForCollege.comSchwab Intelligent Portfolios®Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Preview: Federal Reserve. Colleague Veronique de Rugy comments on the likely necessity of the Federal Reserve being called to stabilize the country by lowering rates to offset the uncollectable debt from unrestrained spending. More later. 1917

On this episode of the Passive Income Playbook, Pascal Wagner interviews Chris Reece about lending against cannabis-licensed real estate and why he underwrites properties to an alternative (non-cannabis) use to de-risk senior mortgages on stabilized assets. They dig into MJ REIT's evergreen, 506(c) structure—monthly subscriptions/redemptions, no lockup, a $25k minimum—and its goal of double-digit annualized distributions (11.27% net since inception) paid monthly. Chris contrasts construction lending vs. stabilized assets, explains how federal illegality (Schedule I/280E, SAFE Banking stalls) shapes the opportunity, and why today's “gray zone” may persist for several years even as state markets expand. The conversation closes with how LPs should diligence cannabis debt funds: team/IC depth, conservative LTVs, consistency through cycles, and alignment on risk. Chris Reeze Current role: Founder & CEO at MJ REIT Based in: Greater Philadelphia Are Say hi to them at: mj-reit.com, LinkedIn Visit investwithsunrise.com to learn more about investment opportunities.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

It's easy to believe that having more money would fix everything—that if we just had enough, life would finally feel secure, peaceful, and even meaningful.From lotteries to luxury ads, our world constantly tells us that more wealth is the goal. But Scripture invites us to ask a better question: not how much money do I have?—but why do I want it in the first place?Money itself isn't the problem. Scripture never condemns wealth. But it does warn us about the heart behind it. The late Larry Burkett, a mentor to many in biblical finance, once said there are seven reasons people pursue wealth—and six of them can lead us astray. Why? Because when money becomes our focus, it often takes the place of God.Before we talk about how to use it, we need to ask: What's driving us to accumulate it?1. ConformitySome pursue wealth simply because everyone else is. Whether from family pressure or cultural expectations, they chase money without asking if it's what God wants.Romans 12:2 reminds us: “Do not conform to the pattern of this world, but be transformed by the renewing of your mind.” God calls us to live in alignment with His Kingdom—not the world's standards.2. EnvyOthers look at their neighbor's lifestyle and crave the same.Ecclesiastes 4:4 says: “All toil and all achievement spring from one person's envy of another. This too is meaningless, a chasing after the wind.”Envy leaves us restless—always reaching, never resting.3. CompetitionFor some, wealth is a scoreboard. It's not about having enough—it's about having more than others.But when competition drives us, life becomes a race, and people become obstacles. Philippians 2:3 offers a better way: “Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves.”Kingdom living doesn't play to win—it plays to serve.4. EgoMany tie wealth to identity. They want to be seen as successful, admired, and important. Even their giving can become a form of self-promotion.Paul redirects us in 1 Timothy 6:17: “Command those who are rich in this present world not to be arrogant nor to put their hope in wealth … but to put their hope in God, who richly provides us with everything for our enjoyment.”Wealth isn't a trophy—it's a tool.5. Love of MoneySome simply love money. They obsess over their accounts and fear losing it.1 Timothy 6:10 warns: “The love of money is a root of all kinds of evil.” This isn't about having money—it's about being ruled by it.6. SecurityOthers pursue wealth out of fear. Wealth can create the illusion of safety.Proverbs 18:11 says: “The wealth of the rich is their fortified city; they imagine it a wall too high to scale.”But that security is imagined. Real peace doesn't come from what we've saved, but from the One who holds us.7. Generosity: The One Good ReasonSo, what's the one God-honoring reason to build wealth? To give it away.Generosity flows from a heart that sees money not as a possession to protect, but as a tool to serve. Jesus summarized this in Matthew 22:37–39: “Love the Lord your God … and love your neighbor as yourself.”Dr. Justo González notes in Teach Us to Pray that when we ask for “our daily bread” in the Lord's Prayer, it's a communal request. If we have more than we need today, it's not accidental—it's providential. What's in your hands may be God's answer to someone else's prayer.St. Augustine put it this way: “Find out how much God has given you and from it take what you need; the remainder is needed by others.”The early church modeled this in Acts 4:34: “There was not a needy person among them.”The Call to StewardshipBuilding wealth isn't about hoarding or raising our net worth. It's about aligning resources with God's purposes and becoming participants in His provision for others.When financial goals are rooted in love for God and neighbor, wealth becomes a ministry—not a measure of success.Let God reshape your reason for building wealth, and discover the joy of using what He's given you to bless others and glorify Him.On Today's Program, Rob Answers Listener Questions:I'd like to understand what a real estate investment trust (REIT) is and how it works, especially in relation to my retirement savings. Do REITs tend to lose value over time?I'm thinking about selling my house and moving into a 55-plus community. Would it make sense to use the equity from my home to pay off my mortgage and credit card debt, thereby simplifying my finances?I'm trying to set up a trust and would like to know what to expect in terms of pricing. Is there a standard fee, or are there other factors I should be considering?My husband recently passed away and left me a significant amount of money. Since he handled all our finances, I'm unsure whether I should invest in annuities or spread the money across various investments. What would you recommend?I received a letter from the IRS about a retirement account in another state that I'd completely forgotten about. I've tried contacting my former employer, but can't locate the account. Should I be concerned, or will the IRS resolve this issue?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D. National Registry of Unclaimed Retirement BenefitsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of Money Tales, our guest is John Dinsmore, PhD. Fear of failure can be a powerful motivator. John never intended to become a marketing expert. During college and beyond John was in a rock band called "Fried Moose." He tells us that, at the time, he was so afraid of letting his bandmates and family members down as he pursued a career in music that he threw himself into band promotion and merchandising. That fear-driven hustle accidentally built the exact skills that would later land John his first marketing job and eventually make him a professor who is focused on financial decision-making. John Dinsmore is a Professor of Marketing at Wright State University in Dayton, Ohio and author of The Marketing of Debt: How They Get You. He is regularly featured in publications such as Forbes, CIO, CBS Marketwatch and US News & World Report for his market commentary and is a frequent conference speaker at organizations such as the American Marketing Association and the Association for Consumer Research. At Wright State, Professor Dinsmore teaches a variety of courses including Digital Marketing, Strategy and Creativity & Problem-Solving, garnering multiple teaching awards. He has provided executive training services to the United States Air Force and Speedway Corporation. His academic research primarily focuses on financial decision-making, methods of payment, and mobile applications, having been published in academic journals including Psychology & Marketing, Journal of Business Research and International Journal of Research in Marketing.  He also recently wrote a chapter for the Handbook of Experimental Finance. Dinsmore has published business cases designated at “Best Sellers” by Harvard Publishing focusing on strategy and analytics. These cases are taught in MBA programs across North America, Europe, Asia, and South America at institutions such as University of Chicago, Peking University, and King's College. This Fall, he will be a featured speaker at TEDx-Dayton to discuss his research on financial decision-making. Prior to earning his PhD, John Dinsmore worked in the marketing industry for 14 years in various roles. Dinsmore holds a BA in Political Science from James Madison University, an MBA in Marketing & Finance from University of Georgia, and a PhD in Marketing from University of Cincinnati. He lives in Dayton, Ohio with his wife, two sons, and a gigantic bulldog named Creed.

The US provides another official estimate of second-quarter GDP. These numbers will be revised further in the future. Policy expectations distorted demand patterns for domestic consumers, but the relative strength of the middle-income US household balance sheet late last year provides a foundation for some consumer spending. Weekly continuing claims for unemployment insurance are a modest market focus.

Send us a textWhat if your rock bottom became your launchpad?In this deeply honest and electrifying episode of Shine On Success, host Dionne Malush sits down with a woman who went from being 54, in debt, and solo parenting to building a million-dollar business in just 17 months, all without spending a dime on ads. Her story isn't just about business; it's about becoming unshakable.You'll hear how she cracked the code to scaling organically, learned to process fear in seconds, and turned energy, not just strategy, into a force for transformation. This episode is a wake-up call for anyone who feels too old, too overwhelmed, or too far gone to create real success.If you're ready to stop overprocessing, ditch the hell cycle of busy work, and finally do what actually works, this conversation will flip the switch.Tune in for raw truth, divine timing, and the fire it takes to rise.Connect with Jeanne here:Website: https://jeanneomlor.com/LinkedIn: https://www.linkedin.com/in/jeanneomlor/Facebook: https://www.facebook.com/jeanne.omlor/Instagram: https://www.instagram.com/jeanneomlorSupport the showConnect with Dionne Malush Instagram: @dionnerealtyonepgh LinkedIN: /in/dionnemalush Website: www.dionnemalush.com Facebook: /dmalush LinkTree: https://linktr.ee/dionnemalush

In this episode of the Personal Finance Podcast,  we are going to talk about  this one move could save you thousands on an 11% loan.  Today we are going to answer these questions: Question 1: Should I stop overpaying my 11% loan and invest the difference instead? Question 2: How can I turn a $1,200/month truck stipend into a free vehicle every 3 years? Question 3: Should college students invest in a Roth IRA or focus on paying for school? Question 4: How do you rebuild your finances at 38 with 5 kids and $60K income? Question 5: Can I avoid the pro-rata rule when converting non-deductible IRA funds to a Roth? How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Delete Me: Use Promo Code PFP for 20% off! Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3262: Jillian Beirne Davi reveals how five simple but consistent daily habits transformed her from $30,000 in debt to a confident saver in just 18 months. By shifting her mindset, committing to cash, tracking her balances, saving small amounts, and rewarding herself, she built a sustainable foundation for lasting financial health. Her story proves that financial freedom is less about earning more and more about intentional money management. Read along with the original article(s) here: https://www.jackiebeck.com/how-five-daily-habits-rocked-my-financial-world/ Quotes to ponder: "Debt equaled slavery and my first order of business was to cut the cards and use all cash instead." "Checking my statements every morning kept me honest about where my money was going and made it less likely to spend impulsively." "In the beginning, my savings account was teeny tiny. But it wasn't about the dollar amount at first. It was about getting into the habit of saving regularly." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Wicked Smart Master's Class, I sit down with Joe Jensen—a thrill-seeker turned real estate investor who scaled from 5 to 34 units in less than two years. Joe's story takes us from growing up on a rural ranch in Utah, to a decade in door-to-door sales, to building a diverse real estate portfolio that gave him the freedom to raise his kids and live life on his terms.   Joe shares how divorce reshaped his mindset, why leveraging debt safely was a game-changer, and how he used multiple creative strategies such as seller financing, subject-to deals, partnerships, and even buying dirt lots to hit his freedom number within one year.    Whether you're new to investing or looking to pivot, Joe's journey is packed with practical insights, mindset shifts, and a reminder that clarity of goals is everything.   Key Talking Points of the Episode   00:00 Introduction 01:03 Who is Joe Jensen? 02:13 Podcasts: Real Estate Investing School & Not So Average Joe 02:51 Growing up on a ranch in rural Utah & lessons in hard work 04:20 First sales jobs: roofing, waiting tables, and a church mission that taught grit 06:01 Getting into real estate through an FHA townhome & rental properties 07:11 The turning point: divorce, two kids, and a year to figure out real estate 08:12 Breaking old beliefs about debt and learning the power of leverage 09:56 Using multiple strategies: seller finance, subject-to, cash buys, partnerships 12:38 Why he experimented with every asset class to “teach what he did” 13:14 Dirt lots: renting land to RV/mobile homeowners for passive income 15:11 The importance of defining your goals, timeframe, and resources 19:26 Perspective is Power: Leveraging life challenges instead of excuses 21:36 Breaking out of the “safe bubble” and taking more risks after the divorce 23:17 Thrill-seeking adventures: cliff swings, triathlons, and making play a priority 26:25 Advice to W-2 employees: the importance of a clear plan and timeframes 28:28 How to get in touch with Joe 29:21 Current plan: simplifying the portfolio, buying quality assets, and future multifamily 31:05 The power of clarity and community   Quotables   “Blame is the enemy of progress. Ownership is the fuel for momentum.”   “Debt felt like the devil growing up but once I understood leverage, it became the game-changer.”   “You don't get rich off cash flow, you get freedom. You get rich off equity growth.”   Links Joe Jensen https://linktr.ee/josephfjensen   Real Estate Investing School Podcast https://open.spotify.com/show/6X10Xeascsh6LIWzGdDlht   The Not So Average Joe Podcast https://open.spotify.com/show/2WR4MqlTXJa1p2AlFbiSdo   QLS Live http://smartrealestatecoach.com/qlspodcast   QLS 4.0 http://smartrealestatecoach.com/qls4.0podcast   Apprentice Program http://smartrealestatecoach.com/apprenticepodcast   In the Trenches Bootcamp http://smartrealestatecoach.com/ittbpodcast   3 Paydays Virtual Event http://smartrealestatecoach.com/3paydayspodcast   Masterclass ($297) http://smartrealestatecoach.com/webinarpodcast   Masterclass (Apprentice) http://smartrealestatecoach.com/masterspodcast   Wicked Smart Books http://wickedsmartbooks.com/podcast   Strategy Session http://smartrealestatecoach.com/actionpodcast   REI Blackbook http://smartrealestatecoach.com/reibb-dd   7 Figures Funding http://smartrealestatecoach.com/7figures-pod   Landvoice https://smartrealestatecoach.com/landvoice-pod

When it comes to our finances, we often wonder: Where does God's provision end and our responsibility begin? Should we simply wait and trust Him—or get to work and provide for ourselves?The truth is, it's not either-or. God calls us to both trust Him and participate in His provision. Not because He needs our help, but because He delights in working through us.Avoiding Two ExtremesYou've likely heard the phrase, “Let go and let God.” While it sounds spiritual, it can sometimes lead to passivity. On the other end of the spectrum, some of us live as if everything depends on us—hustling, stressing, and striving in our own strength.Scripture offers a better way: a life of faith that doesn't ignore work, and a life of work that doesn't ignore faith. God invites us into a partnership—trusting His sovereignty while faithfully engaging in our responsibilities.Paul writes in 2 Timothy 2:6, “It is the hard-working farmer who ought to have the first share of the crops.” The farmer can't make the rain fall or the seeds grow, yet he tills, plants, and harvests. He works diligently while depending entirely on God for the increase.In the same way, we can't control the economy or prevent every financial emergency—but we can make wise choices. By living below our means, avoiding debt, and giving generously, we acknowledge God as our Provider while faithfully stewarding what He entrusts to us.God Provides—We ParticipatePsalm 104:14 reminds us, “You cause the grass to grow for the livestock and plants for man to cultivate.” God causes the growth, yet invites us to cultivate it. His provision is not a one-sided transaction—it's a relationship.We see this throughout Scripture. When Jesus fed the 5,000, He didn't create food out of thin air. Instead, He multiplied a boy's simple lunch. God chooses to involve us, not because He lacks resources, but because He delights in using us to bless others.God's Word makes it clear that provision and work go hand in hand.Ephesians 4:28 urges, “Let the thief no longer steal, but rather let him labor… so that he may have something to share with anyone in need.”1 Thessalonians 4:11–12 calls us to “work with your hands… so that you may walk properly before outsiders and be dependent on no one.”Laziness is never encouraged, but neither is frantic self-reliance. Instead, Scripture calls us to wise diligence rooted in God's faithfulness.Stewardship means recognizing that everything belongs to God. We are not owners but managers, entrusted with His resources to reflect His character.And His provision is never just for us. Paul writes in 2 Corinthians 9:10–11, “He who supplies seed to the sower… will supply and multiply your seed for sowing… You will be enriched in every way to be generous in every way.”God enriches us so that generosity might overflow through us—producing thanksgiving to Him.Living in the Beautiful In-BetweenSo how do we balance trust in God's provision with active participation?Pray before you plan—inviting God into your financial goals.Work with diligence, not fear—resting in His faithfulness, not your performance.Give generously—not because God needs your money, but because He invites you to reflect His heart.Rest confidently—knowing God is at work even when you sleep.At the end of the day, God delights in using ordinary people with ordinary means to display His extraordinary grace. He is the Provider, and we have the privilege of being His participants.Provision, then, is not just about a paycheck—it's about a partnership. Let's stop asking whether it's “all up to us” or “all up to God” and embrace the beautiful in-between: trusting Him, working faithfully, and joining Him in the joy of provision.On Today's Program, Rob Answers Listener Questions:My wife and I inherited a house from a family member in another state. We'd like to keep it available for friends, family, or church members to use, rather than renting it out. What do you think about that approach?My wife and I are in our early 80s. Years ago, we used our Roth IRAs to pay off our home, allowing us to live debt-free in retirement. We use our IRA for charitable giving, but with the rising cost of living, I'm wondering if a reverse mortgage could be a smart tool. What's your advice?If I already have a living will, will my assets still need to go through the probate process?I've had a long-term care policy since 2018 with $400,000 in coverage, but I was told there's a six-month waiting period before it pays out. That seems long to me. Should I consider canceling the policy?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

A recent survey revealed the top debt that stresses Christians out. What is it? On this fun episode, Art and Matt discuss this stressful debt, provide tips for crushing all your debt, and answer a listener's question about credit card rewards. Enjoy!Resources:8 Money MilestonesAsk a Money Question!

Today I'm joined by singer-songwriter Ryan Davis to talk about an album that defines the phrase cult classic - Red Krayola frontman Mayo Thompson's only solo album 'Corky's Debt To His Father'. We talk about how the album came and went on release, only to be rediscovered by later generations following reissues in the 90s and 00s, the combination of Thompson's idiosyncratic vocals and lyrics with the slick session backing band, the influence on Ryan's own lyrics and music and how Ryan managed to get Mayo Thompson to perform the album in full for the first time ever at his 'Cropped Out' music festival.

The U.S. economy is a massive debt bubble. And what happens to bubbles? They pop. On this episode of the Midweek Memo podcast, host Mike Maharrey provides an overview of government, corporate, and consumer debt, explaining how we got into this situation, the ramifications, the potential for stagflation, and how you can shield yourself from the consequences.

She Lost 18 Properties, Then Built a Financial Empire with Purpose What would you do if you lost it all? For Dr. Felecia Froe, the answer was: rebuild smarter, stronger, and with soul. In this episode of Limitless MD with Vikram Raya, Dr. Froe shares the gripping story of how she went from one of the first 100 female urologists in the U.S. to a real estate investor who lost 18 properties during the 2008 crash and why she wouldn't change a thing. Instead of retreating, Felecia dug deeper into her purpose, got educated, and reemerged as a mission-driven investor changing lives through grocery stores in food deserts, vertical farms, and assisted living developments. She now helps women, especially high-performing physicians, build wealth, create cash flow, and gain the freedom to choose how they live and work. This isn't just a comeback story. It's a masterclass in reclaiming your power. Tune in now to hear how Dr. Froe turned financial failure into fuel for an empowering movement and how you can, too.   00:00 – From Urologist to Purpose-Driven Investor 03:00 – Discovering the “Why” Behind the Mission 06:00 – Building (and Losing) an 18-Property Portfolio 10:00 – Walking Away and Starting Over 13:00 – Rebuilding with Intention and Education 17:00 – Investing in Grocery Stores and Vertical Farms 20:00 – Creating Financial Options for Women Physicians 23:00 – Final Advice: Freedom, Debt, and Knowing There's Always a Choice     Connect with Vikram!   LinkedIn:https://www.linkedin.com/in/vikramraya/   YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

In this episode of the Grownlearn Podcast, I sit down with John Cousins, entrepreneur, educator, and founder of MBA A$AP. John has a bold mission: to make high-level business education fast, practical, and accessible—without the crushing costs of elite MBA programs. We dig into why higher education has become a luxury good, what's broken in traditional MBA programs, and how John designed MBA A$AP to deliver simple but powerful mental models for business success. If you've ever wondered whether you really need an MBA to grow as an entrepreneur—or if you're looking for sharper tools to compete in today's hyper-competitive world—this one's for you. We also explore John's philosophy on teaching, confidence, and why lifting others up economically makes everyone better. It's a conversation about business growth, scaling, and building a life you're proud of. Mba asap website: https://www.mba-asap.com/ --------------------------------------------------------------------------------------------------------------------------------------------- Unlock Strategic Growth & Investment-Ready Opportunities with GrowNLearn GrowNLearn, led by Zorina Dimitrova, connects select VCs, Family Offices, and Strategic Investors with precisely matched, high-growth ventures across Europe and the U.S. We also support founders with strategic growth advisory—helping you transform your business model, increase valuation, and prepare for investment or exit.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3262: Jillian Beirne Davi reveals how five simple but consistent daily habits transformed her from $30,000 in debt to a confident saver in just 18 months. By shifting her mindset, committing to cash, tracking her balances, saving small amounts, and rewarding herself, she built a sustainable foundation for lasting financial health. Her story proves that financial freedom is less about earning more and more about intentional money management. Read along with the original article(s) here: https://www.jackiebeck.com/how-five-daily-habits-rocked-my-financial-world/ Quotes to ponder: "Debt equaled slavery and my first order of business was to cut the cards and use all cash instead." "Checking my statements every morning kept me honest about where my money was going and made it less likely to spend impulsively." "In the beginning, my savings account was teeny tiny. But it wasn't about the dollar amount at first. It was about getting into the habit of saving regularly." Learn more about your ad choices. Visit megaphone.fm/adchoices

Fear that early retirement is out of the question because you have too much debt? It's not game over. Whether you're debt-free or still chipping away at your student loans, today's guest is proof that FIRE is never too far out of reach—even when life throws you a curveball that leaves you with $90,000 in debt! Welcome back to the "BiggerPockets Money" podcast! Aubrey Williams thought his financial world was crumbling when his divorce was finalized, leaving him staring down $90,000 in debt. Most would assume this spells doom for financial independence, but Aubrey knew he could dig his way out by increasing his income, cutting costs, and staying laser-focused on his goals. In just eight years, he snowballed out of debt and toward his long-term goal—achieving financial independence at 45. Now that he's turned his financial ship around, he's focused on building wealth for the future. Tune in to learn how he transformed his finances into a comeback story, why he refuses to let setbacks define his dreams, and what his path to FIRE looks like after starting over! 01:05 FI After 90k in Debt 04:32 How to Fast Track FI 05:51 The Path to Savings 14:21 Financial Pillars 19:47 Career Shifts During FI 32:45 The Value of Financial Planning 42:39 Entrepreneurial Journey and Lessons Learned 47:16 Connect with Aubrey Learn more about your ad choices. Visit megaphone.fm/adchoices

On this TCAF Tuesday, Josh Brown welcomes CNBC host Wilfred Frost for a look at the success of US stocks vs the UK's market and what made Wilfred's dad David Frost one of the most important TV journalists of the 20th Century. Then at 37:30, hear an all-new episode of What Are Your Thoughts with ⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠! This episode is sponsored by Public. Find out more at: https://public.com/WAYT   Sign up for ⁠⁠⁠⁠⁠The Compound Newsletter⁠⁠⁠⁠⁠ and never miss out! Instagram: ⁠⁠⁠⁠⁠https://instagram.com/thecompoundnews⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠https://twitter.com/thecompoundnews⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠https://www.linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠https://www.tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠ Public Disclosure: All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use. *Rate as of 6/24/25. APY is variable and subject to change. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

How do billionaires think differently than the rest of us? Bob and Ben have spent over a year trying to answer that question as they wrote the Invest Like a Billionaire book. In this episode, they share their lessons – how billionaires approach debt, inflation and taxes differently. And we learn how we can all move from an “income statement mindset” to a “balance sheet mindset.”PREORDER the Invest Like a Billionaire book at www.thebillionairebook.org/ And find out more about the podcast at https://www.thebillionairepodcast.com/

It's been a while! Listen in to hear what we've been up to and how our debt free journey is coming,

What if the greatest gift you leave your children isn't your money, but your wisdom?As stewards, we often focus on managing God's resources well during our lifetime—but what happens after we're gone? How do we equip the next generation to carry on a legacy of faithful stewardship? Today, Sharon Epps joins us to talk about that.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.Recognizing God's Design in Our ChildrenAt FaithFi, we frequently emphasize the importance of being faithful stewards of what God has entrusted to us. But there's a deeper question to consider: What about the next steward?Proverbs 13:22 tells us, “A good man leaves an inheritance to his children's children.” While an inheritance can be a blessing, without preparation, it can also lead to conflict. That's why we need to think carefully not just about passing on wealth, but also about passing on wisdom.One of the earliest ways to prepare the next steward is to recognize and nurture a child's God-given giftedness. God created us to work, and part of stewardship is discovering how He's uniquely wired us.Each child's journey is unique, and our role as parents is to walk alongside them, offer opportunities, and pray that God will reveal their strengths.Giving Hands-On Money Management OpportunitiesEvery parent knows how painful it is to watch their children make poor choices—especially when it comes to money. But it's so vital that we allow our kids to experience the natural consequences of their decisions.Wisdom grows when kids practice responsibility with real resources. That's why it's a good goal to aim for our children to manage a full spending plan before leaving home, whether that's for college or to move out on their own. Starting with a simple envelope system—give, save, and spend—you can gradually add more categories as the kids grow. By the time they become young adults, they will have managed nearly all of their expenses except housing and insurance. This hands-on approach will ensure that by the time they launch into independence, they will not be starting from scratch.Starting Late? Don't Lose HeartIf you feel behind in teaching your kids about stewardship, give yourself grace. None of us does this perfectly.Start with small steps—a dinner conversation about your own money journey, or letting your child help plan a family purchase. What matters is being intentional and inviting the Lord to guide the process.Preparing the next steward is not a one-time event—it's a journey. Begin with prayer, asking God for wisdom, and do not hesitate to seek help from trusted friends, mentors, or financial professionals.And remember: more is caught than taught. Our children are learning as much from how we live as from what we say. By modeling faithful stewardship in our own lives, we give them the greatest inheritance of all: a life that reflects God's wisdom and trust in His provision.If you're looking for support in preparing your children to be wise stewards, consider working with a Certified Kingdom Advisor (CKA)—someone who shares your values and can guide you on the journey. Visit FaithFi.com and click “Find a Professional” to get started.On Today's Program, Rob Answers Listener Questions:I left an employer five years ago and still have a pension with them. I also have an IRA. My wife and I are deciding whether to roll the pension into an IRA to earn more, or cash it out to pay off debt, such as our vehicles and student loans.I'm turning 62 soon, and my wife and I are both still working. We're debt-free except for our mortgage. Should I start taking Social Security benefits now to invest or pay down the mortgage, or is it wiser to wait?I have a single-family home with approximately $125,000 remaining on the mortgage and sufficient savings to pay it off, which would still leave me with $15,000 in the bank. Should I pay off the mortgage now, or keep the money in savings?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

A staggering $6.4 trillion in U.S. debt comes due by the end of 2025. As foreign central banks flee treasuries and inflation surges, the Fed's last resort could quietly destroy your purchasing power. Who will bail out America this time?Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

In this episode of Excess Returns, we sit down with Mike Philbrick of Resolve Asset Management to discuss why the traditional 60/40 portfolio may no longer be enough, the role of “psychological commodities” like gold and Bitcoin, and how return stacking can change the way investors think about diversification. Mike shares insights on macro regimes, investor psychology, and why these once-fringe assets may now be foundational in building resilient portfolios.Topics Covered:Why the 1982–2020 period was a “golden era” for stocks and bondsHow today's macro regime challenges traditional diversificationThe case for gold and Bitcoin as portfolio diversifiersDebt, inflation, and the shifting role of scarce assetsWhy lack of cash flows is a feature, not a bug, for gold & BitcoinGenerational differences in crypto adoption and advisor psychologyHow return stacking works and why it matters for investorsThe evolving regulatory and institutional landscape for BitcoinRisks: existential threats, quantum computing, policy changesTokenization, blockchain innovation, and the future of financeMike's one lesson for the average investorTimestamps:00:00 – Why the 1982–2020 period was a golden era03:00 – Stocks, bonds, and changing correlations07:00 – Debt, inflation, and the macro backdrop10:00 – Gold, Bitcoin, and the cash flow debate14:20 – Why investors resist gold & Bitcoin19:00 – Generational divides and adoption rates23:00 – The evolution of gold and parallels to Bitcoin26:30 – What is Bitcoin? Digital gold vs growth asset28:30 – Career risk flipping: from owning to not owning32:00 – Behavioral biases and implementation frictions35:00 – Sizing matters: avoiding “all or nothing” mistakes36:00 – Market-cap weights and neutral allocations38:00 – Long-term real returns of gold & Bitcoin40:00 – Will Bitcoin and gold compete or complement?43:00 – Portfolio construction: risk-weighting gold & Bitcoin44:00 – Return stacking explained49:00 – Trend following and dead money periods51:00 – Risks: quantum computing, regulation, behavior56:00 – Tokenization, blockchain rails, and innovation1:01:13 – Mike's one lesson for the average investor

Self sabotage is sneaky. No one is immune. This will continue to silently kill your wealth until you uncover it.This happens at 100K in the same way it does at 1M.In this episode I cover:What is self sabotage + why it occursTwo common misconceptions about self sabotage11 signs and symptoms of self sabotage

 Today we are talking Other People's Money, this is our regular series on sports finance with regular co-host Matt Rogan, who was of course one of the Co-Founders of Two Circles. Today's guest is a special one is Ed McBride, who is Managing Director of UK Investment Banking at Deutsche Bank, one of the City's most prolific and successful deal makers. So we talk about what sport looks like from the outside, and we run some of the regular themes around sport and finance. Things like private equity, debt financing, takeovers, mergers, acquisitions, all of that stuff, and we go to Ed for his view, and it's enlightening to say the least.This is episode is sponsored by our friends at Leaders Week London.  Leaders in Sport connects the most influential people and the most powerful ideas in global sport to catalyse discussion, and drive the industry forward.With Leaders Week London, their flagship event, just over a month away, the 2025 agendas across all 3 stages at The Summit have just dropped.There's the Headline Stage, Tech and Innovation Stage and back by popular demand, the Creative Stage.  Our pick for the Headline Stage is the NFL Commissioner Roger Goodell.Visit leadersinsport.com/UP for more information and use UP15 for a 15% discount on your Summit passes.Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 400 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify, Google, Stitcher and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series, you can reach us via the website.

Debt can feel overwhelming—but there's a way out. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. share a powerful strategy to eliminate debt the smart way while creating long-term financial freedom. Learn how Infinite Banking not only helps you pay off debt faster but also builds the habits and … Continue reading Take Charge of Your Debt – Accelerate Your Repayment Journey Today | Episode 130 →

Will AI change everything, or are markets repeating the 1999 .COM bubble? In this insightful interview, Brett Rentmeester, Founder & Managing Director of WindRock Wealth Management, tells Maggie Lake why markets are caught between the explosive rise of AI and the crushing weight of debt and money printing. He warns that today's valuations echo the dot-com bubble, why most investors are dangerously underexposed to gold, silver, and farmland, and why these hard assets may be the ultimate safe haven.

Many people use a home equity line of credit for home renovations and unforeseen liquidity needs, but if you are carrying an old balance on your variable rate HELOC, the current high interest rate environment has not been friendly to you. Donna and Nathan discuss options for managing variable rate home equity loan balances, and strategies for paying down other forms of high interest debt. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 8/21/2025; Original Air Date: 4/4/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Megyn Kelly is joined by Emily Jashinsky, host of “After Party,” to discuss a mortgage fraud investigation into Biden-appointed Federal Reserve governor Lisa Cook, the relentless focus by the media and the left on her race and gender, the way the New York Times is running cover for Cook by claiming the attention on her is all about racism and sexism, the irony she's accused of mortgage fraud while overseeing mortgage rates in America, the FBI raiding former Trump National Security Advisor John Bolton's home and office, the hypocritical way CNN and the left covered the story, all the ways the FBI seemed to coordinate with the media during the Biden administration, Kilmar Abrego Garcia about to be deported again now to Uganda, the left's attempt to label him simply as a “Maryland man” with no context, the truth about his illegal actions, Trump's successful federal takeover of DC police, black residents praising Trump while the professional left melts down, the possibility Trump could move to Chicago next, Bill Maher's ridiculous “slow-moving coup” rant about Trump cleaning up DC, the left's never-ending claims that Trump is a fascist, and more.  Subscribe now to Emily's "After Party":Apple: https://podcasts.apple.com/us/podcast/after-party-with-emily-jashinsky/id1821493726Spotify: https://open.spotify.com/show/0szVa30NjGYsyIzzBoBCtJYouTube: https://www.youtube.com/@AfterPartyEmily?sub_confirmation=1  Birch Gold: Text MK to 989898 and get your free info kit on goldDone with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Pique: Get 20% off your order plus a FREE frother & glass beaker with this exclusive link: https://piquelife.com/MEGYNDailyLook: https://dailylook.com to take your style quiz and use code MEGYN for 50% off your first order.  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow

Today, we'll hear about: •             A business owner unsure if it's the right time to purchase a building •             A father hoping to create a business his kids will want to join •             Dave's perspective on good versus bad conflict •             A young businessman struggling to find talent Next Steps: ·     

Our guest today is a plastic surgeon in the middle of his career. He is celebrating his financial security that has allowed him to take time to write a book. He spent the earlier part of his career saving, paying off his mortgage, and pouring money into his childrens 529 accounts. Education is hugely important to this doc and he wants to be sure his children have the opportunity to pursue any education at any institution they desire. Once those goals were met he wanted to create something inspiring and he wrote a book that he hopes will help both patients and doctors. After the interview will we will be talking about the debt dilemma for dentists. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://WhiteCoatInvestor.com/Protuity today by email info@protuity.com or by calling (973) 771-9100. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 

In Episode 436 of Hidden Forces, Demetri Kofinas speaks with economist, policy adviser, and investor Sony Kapoor about why developed world demographics, debt, and political sclerosis will crush forward returns for investors who fail to rebalance their portfolios for the new investment paradigm. Kapoor and Kofinas spend the first hour of their conversation unpacking the thesis explored by Sony in two of his papers: “Winter Is Coming” and “The Case for a Great Rebalancing” in which he argues that global capital has been increasingly misallocated due to factors such as the growth of passive indexation, maladaptive benchmarking, and an excessive focus on short-term performance at the expense of long-term returns. They explore how demographic tailwinds in advanced economies have flipped into headwinds; whether AI driven productivity gains can realistically offset the drag of declining birth rates; why accommodative post GFC monetary and fiscal policies undermined political stability in developed countries; and what recent stresses—including dollar weakness, Treasury market liquidity scares, and an increased reliance on short-term debt financing—suggest about looming financial repression, fiscal dominance, and a rotation out of U.S. capital markets. The second hour is devoted to a conversation about investor incentives, market structure, investment opportunities in emerging markets, and how to construct a more diversified portfolio suitable for the world that is coming into being. Demetri and Sony discuss why political and currency risks may now be lower for a diversified emerging markets basket than for a similarly diversified portfolio of developed market assets. They discuss what a reweighting toward emerging markets could look like; why India stands out given its digital public rails and domestic-demand engine; how places like Indonesia, Brazil, and Nigeria fit into a rebalancing; and how to think about geopolitics, US policy risk, and portfolio construction in this new paradigm. Subscribe to our premium content—including our premium feed, episode transcripts, and Intelligence Reports—by visiting HiddenForces.io/subscribe. If you'd like to join the conversation and become a member of the Hidden Forces Genius community—with benefits like Q&A calls with guests, exclusive research and analysis, in-person events, and dinners—you can also sign up on our subscriber page at HiddenForces.io/subscribe. If you enjoyed today's episode of Hidden Forces, please support the show by: Subscribing on Apple Podcasts, YouTube, Spotify, Stitcher, SoundCloud, CastBox, or via our RSS Feed Writing us a review on Apple Podcasts & Spotify Joining our mailing list at https://hiddenforces.io/newsletter/ Producer & Host: Demetri Kofinas Editor & Engineer: Stylianos Nicolaou Subscribe and support the podcast at https://hiddenforces.io. Join the conversation on Facebook, Instagram, and Twitter at @hiddenforcespod Follow Demetri on Twitter at @Kofinas Episode Recorded on 08/18/2025

In this episode of The Personal Finance Podcast, we explore 12 data-backed reasons why working past traditional retirement age can boost your health, wealth, and happiness—from how postponing retirement preserves cognitive function and reduces mortality risk by 9-11%, to why social isolation from leaving work increases death risk by up to 77%, and how modern remote opportunities make it easier than ever to design lifestyle-friendly careers that keep you mentally sharp, socially connected, and financially secure well into your later years. Watch this episode on Youtube How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Delete Me⁠: Use Promo Code PFP for 20% off! Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel   Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode of Next Level University, hosts Kevin Palmieri and Alan Lazaros break down why true progress often comes with short-term sacrifices, whether it's gaining weight to build muscle, taking on debt to create wealth, or accepting tough feedback from a coach. Through real stories and raw honesty, they reveal why discipline and accountability matter more than “just knowing what to do.” If you're ready to reframe setbacks as stepping stones, this conversation will give you the clarity and push you need.Learn more about:

Feeling the post-summer financial fog? You're not alone—but now's the perfect time to reset.Summer is a season of rest, family, and fun—but it can also knock our financial habits off course. That's why fall is an ideal time to pause, reflect, and get back on track. Let's explore six small but meaningful steps that can help realign your finances with your goals—and your faith.Summer Spending Can Leave You Off BalanceSummer often brings looser schedules and, sometimes, looser spending. That's okay—we need time to rest. But if your finances feel off-center, it may be time for a reset.1. Review Your Summer SpendingBefore moving forward, look back. Did your summer spending reflect your values or just your impulses? Whether it was vacations, eating out, or spontaneous purchases, reviewing where your money went brings clarity. Think of it as an act of stewardship—learning from the past so you can plan better for the future.2. Revisit Your BudgetSeasons change—and so do financial rhythms. Back-to-school costs, higher grocery bills, or other expenses may have shifted your cash flow. Revisit your budget to ensure it reflects your priorities: generosity, saving, and wise spending.A helpful tool: The FaithFi app makes budgeting a daily reminder that every dollar belongs to God. It helps you plan and track your finances in alignment with your faith.3. Check for Missed PaymentsLife gets busy, and bills sometimes slip through the cracks. Go back and confirm you haven't missed any payments. Even one late bill can hurt your credit. Also, review your autopay accounts to ensure everything is running smoothly. A little attention here prevents bigger headaches later.4. Catch Up on Your GivingGenerosity sometimes takes a backseat in busy seasons. If that happened this summer, take time to prayerfully revisit your giving. Ask yourself: Has God blessed me in a way that calls for deeper generosity? Whether to your church, a ministry, or a neighbor in need, giving is more than duty—it's an expression of trust in God as your ultimate provider.5. Tackle That Financial To-DoWe all have one thing on our financial to-do list that gets pushed aside—reviewing insurance, starting a will, or scheduling a meeting with an advisor. Stewardship often looks like taking the next step, even if it's small or unglamorous.6. Look Ahead with WisdomFall is a season of preparation. Anticipate upcoming costs, such as school expenses, open enrollment, holiday shopping, or tax planning. Mark dates and set reminders now so you won't be scrambling later. Wise stewardship is proactive, not reactive.One Step at a TimeDon't feel pressure to fix everything in one day. Growth—financial and spiritual—comes through steady, faithful diligence. Proverbs 4:26 reminds us: “Give careful thought to the paths for your feet and be steadfast in all your ways.”Wherever you're starting from—catching up, starting over, or just resetting—God meets you there. He isn't after perfection; He's after your heart, and He promises to walk with you every step of the way.At FaithFi, we're committed to equipping Christians to integrate faith and financial decisions for the glory of God. If you believe in this mission, we'd love to invite you to become a monthly partner.A gift of $35 or more per month (or $400 per year) helps us continue this vital work. As a thank-you, you'll receive exclusive benefits, including our quarterly Faithful Steward magazine, Pro Access to the FaithFi app, and early access to our devotionals and studies.Learn more or become a partner today at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:Is life insurance really necessary? I've been paying about $100 a month for a few years, and I'm wondering if the benefit justifies the cost.My husband and I are dual citizens of the U.S. and Canada. We've farmed for 40 years without any retirement accounts or formal plans. We're debt-free, but we're unsure where to start with retirement planning, especially since our income and pensions come from both countries. Is there a kingdom-minded advisor familiar with agriculture and cross-border planning, or should we begin elsewhere?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The myths sound like:“Debt is always bad.”“You have to work harder, not smarter, to get rich.”“Investing is only for the wealthy.”“Budgeting means you can't enjoy life.”But when you start living by myths instead of facts, you end up broke and anxious—two things no man wants to be.

In order to forgive others, you must... Put the Fellowship of Your Faith into Practice (v 17) Charge the Debt to Your Own Account (vv 18-19a) Realize that You are Fundamentally a Debtor, Not a Creditor (v 19b) Let Your Forgiveness Refresh the Hearts of Others (v 20) Obey Beyond the Minimal Requirement (v 21) Remain Accountable to Others (vv 22-24) Rely on the Grace of the Lord Jesus Christ (v 25) You can watch this message here.

Orhan Sarayli, Head of North America for Barings' Global Infrastructure Debt group joins Streaming Income to discuss the evolving opportunity in infrastructure debt. Episode Segments:(02:11) – Background on Orhan & the infra debt team at Barings(03:10) – Defining the infrastructure debt universe(05:54) – The structural trends underpinning massive growth in infrastructure investment(09:24) – The role of institutional investors in financing infra growth(12:28) – Alternative managers & non-traditional approaches to funding growth(14:55) – Insurance, sovereign wealth, pensions… Who's investing and why?(19:13) – Understanding the return profile across IG and HY infra debt(22:21) – Challenges from diversification and bucketing to transparency and benchmarking(25:40) – Infra CLOs and where innovation in the space goes nextIMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-4716609

A friend called and said four words that changed the trajectory of a young family's finances: Becoming Your Own Banker. At that moment, Jesse Durham was a former cop turned Spanish teacher in North Carolina. New baby. Second on the way. About $50,000 of debt. A man raised to do what most of us were taught to do: get the degree, get the job, ride the hamster wheel, and hope the math works out. https://www.youtube.com/live/kgT_7O5YHec He walked into a live presentation with an open mind and a hungry heart. He walked out with a new paradigm. Not a gimmick. Not a hack. A structure. That day marked what Jesse now calls his “renaissance year”. And it's why we invited him onto The Money Advantage podcast. Because the Infinite Banking Concept isn't just a strategy on paper. It's a lifestyle of stewardship in practice. And your family deserves that. Jesse Durham's Journey: From Debt to Becoming Your Own BankerFrom Hamster Wheel to Stewardship: The Jesse Durham PivotWhat We Learned From Jesse Durham: Infinite Banking Is a Lifestyle, Not a Line ItemCapitalization Is the Missing MiddleThe Four-Part Filter Jesse Durham UsesNelson Nash's Principles In Plain SightFamily Culture and Modeling: Build the Bankers You Hope To BecomeStart With Yourself, Then Include ThemWeekly Executive Meetings Turn Values Into RhythmsDebt, Discipline, and DignityReal Life First, Then Cash-Flowing AssetsThe Right Person, The Right TimeHow Jesse Durham Onboards New LearnersFaith, Purpose, and The Big PictureStay Humble. Keep Learning.Book A Strategy Call Jesse Durham's Journey: From Debt to Becoming Your Own Banker If you're new here, I'm Rachel Marshall, co-hosting with my friend and colleague, Bruce Wehner. Our mission is simple and weighty all at once: help high-capacity families build a legacy of more than money. Today's conversation with Jesse Durham is a clear window into how ordinary families step off the earn-and-spend treadmill and design a private banking system that funds real life, fuels investments, and forms character across generations. Here's what you'll gain as you read: How Jesse went from debt and drift to intention and design. Why Infinite Banking is a lifestyle, not a line item. The simple four-part filter Jesse uses to make clear decisions. How to capitalize first, then spend with control. Practical ways policies pay for property taxes, appliances, vehicles, and opportunities. Why modeling matters for your kids, and why you must start with yourself. How weekly family meetings turn values into rhythms. The difference between credentials and character in long-term wealth stewardship. What Nelson Nash's principles look like in real life. A first step you can take today to begin becoming your own banker. If you're ready to move from accidental inheritance to intentional design, keep reading. From Hamster Wheel to Stewardship: The Jesse Durham Pivot Jesse's story isn't sterile or airbrushed. It's family, career change, and financial pressure in real time. He did what most of us were modeled to do. School. Degree. Career. Debt. He and his wife started from scratch, not from a family banking system or a multi-generational enterprise. In 2015, he opened his mind to personal growth, marriage, fatherhood, and money. Not in theory. In action. First exposure to Infinite Banking. Then Nelson Nash's book. Then the decision to implement, imperfectly and persistently. Policies were started. Debts were repaid. And something else happened under the surface. Identity shifted from consumer to steward. That's the engine. What We Learned From Jesse Durham: Infinite Banking Is a Lifestyle, Not a Line Item Most people have two moves with money: earn and spend. That's not a system. That's survival. Jesse Durham saw Infinite Banking as a third, critical move wedged between those two: capitalize. You earn.You capitalize.Then you spend.

Join hosts Clark and David in this special 100th episode of the Burn Your Boats podcast! They're sharing key takeaways from their journey, emphasizing the importance of financial freedom, the simplicity of investing, and the role of patience and emotional intelligence in making smart financial decisions. This milestone episode also marks the start of a new chapter for the podcast as they announce a temporary pause to focus on new projects. It's a bittersweet, but must-listen episode, full of gratitude for their team and listeners.Don't miss this one! Tune in to hear all of the invaluable lessons and find out what's next for Clark Lunt and David Shaw as they Burn Their Boats.TakeawaysAuthenticity has been the cornerstone of our podcast.We aimed to provide real value without a monetization plan.The journey to financial freedom is a marathon, not a sprint.Taking action is crucial for success in investing.The price of inaction can be detrimental to financial health.Leveraging debt can be a powerful tool for wealth creation.Compounding is essential for long-term financial growth.Emotional intelligence plays a key role in financial decisions.Staying safe and maintaining control over investments is vital.This is not a goodbye; it's a pause for reflection.Sound bites"You need to take action.""Debt is your biggest friend.""Control your impulses."Chapters00:00 Celebrating 100 Episodes: A Bittersweet Milestone03:29 Authenticity and Value: The Core of Burn Your Boats06:03 Personal Motivations: Why We Started This Journey12:16 The Importance of Financial Literacy and Action18:05 Understanding Wealth: The Marathon, Not a Sprint24:05 Leveraging Debt: A Key to Financial Freedom29:57 The Power of Compounding: Building Wealth Over Time40:42 The Impact of Day Trading on Life42:08 The Long Game in Investing44:45 Psychology of Investing and Emotional Intelligence48:40 The Marathon of Financial Freedom51:00 Staying Safe in Investment Strategies53:44 Investing in Yourself56:11 The Essence of Financial Freedom01:01:34 Reflecting on the Journey and Future Plans01:16:22 Outro Thumbnail The Grand Finale 100 EpisodesKeywordspodcast, financial freedom, investing, entrepreneurship, authenticity, wealth creation, personal growth, debt leverage, compounding, emotional intelligence#100thEpisode #Milestone #PodcastFinale #FinancialFreedom #Investing101 #FinancialLiteracy #MoneyMindset #WealthBuilding #EmotionalIntelligence #BurnYourBoatsWealth #Podcast #RealEstateInvesting #ClarkLunt #DavidShaw #InvestorMindset Hosted on Acast. See acast.com/privacy for more information.

As our national debt continues to balloon wider and wider, rarely does the government take active steps to rein it in. In this episode, we speak to a national debt expert about how the Trump Administration can still course-correct. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsor: HelloFresh - Go to https://HelloFresh.com/MORNINGWIRE10FM now to Get 10 Free Meals + a Free Item for Life! - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of The Horizon, John discusses the July retail sales print—strong nominally but essentially flat after inflation—and why consumer capacity to spend (healthier debt-to-income ratios and rising savings) is at odds with willingness to spend as sentiment softens. He explains how tariffs are likely to shift more costs from businesses to consumers in coming months, potentially weighing on Q4 sales and nudging inflation higher. Translating this to CRE, John expects more pressure on West Coast industrial (trade-exposed) while retail vacancies drift up from record lows, with grocery/necessity retail holding steadier than restaurants. Longer-term, he sees structural demand supported by millennial spending power, sizable boomer wealth, and improving transaction activity into late-2025/2026. Visit investwithsunrise.com to learn more about investment opportunities.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices