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In this episode of the Smart Real Estate Coach Podcast, I sit down with Alex Arguelles—CEO, co-founder, and operator who scaled from a two-man startup in a garage to 9,000+ units across multiple states by his early 30s. We unpack how he started buying distressed debt right out of college in 2007–2008, raised 100% investor capital, vertically integrated management, and navigated all the headaches that come with growing from 3 employees to 175 and working through 15,000 apartments over 13 years.  We talk about raising credibility when you're young and broke, hiring (and firing) your first key people, managing teams in multiple states, and why Alex believes your unfair advantage is your willingness to "just learn" by getting your hands dirty. Then we fast-forward to today and dive into his new national sale-leaseback platform, Sell2Rent, how it helps investors buy cash-flowing homes with prepaid rent, and why he thinks the people willing to take smart risks in this cycle will be the ones ahead in 2–3 years. If you're trying to go from one or two deals to building something scalable, whether that's a lean portfolio or a full-blown company. This one's a real-world masterclass in cycles, capital, people, and mindset. Key Talking Points of the Episode 00:00 Introduction 01:01 Meet Alex Arguelles: From 21-year-old founder to 9,000 units 02:16 Scaling from 3 people to 175 employees before exiting in 2020 03:24 Running toward the fire: distressed debt & vertical integration 05:03 No burn, no money, and desensitized to risk 06:48 The problems with building credibility as a young investor 08:02 Dealing with doubters and how pain tolerance plays into his success 09:06 Learning through Mortgage for Dummies and no YouTube 10:05 Lessons from scaling across states on culture, DNA & hiring remotely 11:20 The importance of hiring better people to avoid big, expensive mistakes 15:04 Where investors can find opportunities in real estate today 16:36 The Florida real estate market: valuations and rents holding (for now) 17:22 The differences between 2008 and 2025 18:30 How data access can help you collaborate with other investors in your area 20:08 The first step to getting involved in multifamily real estate 21:06 How you should navigate the single-family real estate market 22:37 Sell2Rent: A nationwide platform that connects investors with off-market properties 23:49 What makes Sell2Rent different from other similar platforms 25:02 How taking smarter risks today will put you ahead in 2-3 years 27:14 How to get in touch with Alex and his team Quotables "We started running towards the fire. We started buying distressed debt. We had no money, so we had to raise 100% investor funds." "You make all your money in real estate when you hit the returns or when you use other people's money." "For the people who are willing to take a risk right now, I think they're going to be ahead in two years to three years." Links Sell2Rent https://www.sell2rent.com/ QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast Masterclass https://smartrealestatecoach.com/masterspodcast 3 Paydays Books 3paydaysbooks.com/podcast Strategy Session https://smartrealestatecoach.com/actionpodcast Partners https://smartrealestatecoach.com/podcastresources
THE MOST *PERFECT* POST SHOW *EVER* --- I make him call his (husband?) friend and confess *EVERYTHING* , watch here: ➡️ https://bit.ly/chpostshow
Lance Roberts & Danny Ratliff review the growth outlook for the AI sector, the power-cost assumptions built into datacenter models, the economic effects of the “One Big Beautiful Bill,” and the $125 billion in tariff revenue collected this year—along with what tariffs really contribute to inflation. Additional topics include how to read 2x–3x standard deviations using Bollinger Band concepts, which data streams matter most (and where to find them), the link between inflation and economic growth, and practical insights on silver, ETF buy-and-hold strategies, NUA planning, valuation challenges when stocks trade at 25x earnings, and the realities of the “dollar debasement” narrative. As always, we approach these discussions pragmatically: no magic bullets, and market cycles end when they end. Use the chapter markers below to jump to any topic. 0:00 - INTRO 0:18 - Fed Day Anticipation 4:28 - More Market Volatility Possible Following Fed Meeting 9:14 - Getting ready for Santa 10:02 - Has the Fed given up on their inflation mandate? 13:31 - What's the impact on Long bonds? 15:35 - What is the outlook for AI sector growth? 18:30 -Do Datacenter owners use models assuming power subsidization? 19:06 - What is the impact on the economy from the One Big Beautiful Bill? 22:45 - How much in tariffs have been collected this year? $125-B 25:23 - Explain 2x, 3x standard deviations from average (Bollinger Band articles) 28:43 - What data to watch (and where can you find it)? 31:15 - Inflation: true impact of tariffs? True sources of Inflation: No inflation, no economic growth 35:37 - Silver: Advisors' Kryptonite? (Don't forget to take profits.) 39:29 - Is buy-and-hold with ETF's a good passive investing policy? 43:56 - Does it worry you that the treasury refi uses all T-bills? 45:18 - Is Dollar Debasement real? No--it's a narrative. 46:09 - Using NUA Tax Strategies 46:55 - Buying stocks at 25x 48-48 - Treasury Yields supply & demand dynamics 49:44 - Buying stocks at multiples and valuations 51:10 - Measuring risk in portfolio (60/40 allocation) 53:33 - Our pragmatism 54:36 - No magic bullet - bubbles pop when they pop (Chart: running trend line) 58:05 - Coming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://bit.ly/3KQlkIK ------- The latest installment of our new feature, Before the Bell, "Market Pause Before the Fed: Time to Trim Risk?," is here: https://youtu.be/watJ1Jqsf-4 ------- Articles Mentioned in Today's Show: "Bullish Case Or Bearish Backdrop" https://realinvestmentadvice.com/resources/blog/bullish-case-or-bearish-backdrop/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Dealing with Debt & Smart Money Moves" here: https://www.youtube.com/watch?https://www.youtube.com/watch?v=1iPM7ef0BKg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #FedDecision #MarketVolatility #TechnicalAnalysis #BitcoinUpdate #MarketOutlook #BitcoinUpdate #FedMeeting #YearEndRally #InvestingQandA
Why You'll Never "Feel Ready" To Invest And Why That's Exactly When You Should Start Most people believe they need to fix their debt, earn more money, or feel confident before they can invest. But the truth is the opposite: The moment you feel unprepared is often the moment that matters most. In today's episode, I break down the real logic, real math, and real stories showing why waiting is costing you thousands, while action, even imperfect action, is what creates momentum. We cover the false belief of needing to feel ready, why freezing is the worst reaction, and how students with 20,000 dollars in debt still accelerate faster because they use a system instead of guesswork. You're not stuck because you're in debt. You're stuck because you don't have a plan. This episode is your wake-up call to stop waiting and start moving. Episode Timeline and Highlights [0:00] Why the best time to invest feels like the worst time [0:36] The myth of needing to feel ready [1:10] Why no one ever feels in the right place to act [1:57] Debt is not the blocker - lack of a system is [2:34] The hidden cost of doing nothing for 12 months [3:00] How students eliminate debt 28 months faster [3:36] The real purpose of investing in yourself [4:10] Scarcity vs abundance [4:37] Why I do this work [5:03] Your invitation to reach out and take action Key Takeaways • Waiting until you're ready is the biggest financial lie • Action creates clarity not the other way around • A proven system beats guessing every time • Investing in yourself is not an expense, but a shortcut • Scarcity holds you back; abundance builds your future Quotables "Scarcity tells you to wait. Abundance tells you to build." "You don't pay for the program from where you are, you pay for it from where it takes you." "Not having a system is the real reason you're stuck." Links and Resources Budgetdog Academy: https://budgetdog.com My book: https://budgetdogacademy.com/order-now Instagram: https://instagram.com/budgetdog If this episode spoke to you, share it with someone who's been stuck waiting for the perfect moment. The moment is now.
In this one-hour special from WPLN and the Tennessee Lookout: What happens when government funding is withheld from a public university that's served generations of Black Tennesseans? And what could be possible if that debt were finally paid?
Debt can reshape a family, fracture relationships, and derail financial goals — especially when fraud or addiction is involved. Lance Roberts & Jonathan Penn address the importance of protecting your credit and financial future, and share four “good enough” financial moves to simplify money management without sacrificing results...strategies to cut through the noise and help you stay on track with less time, less stress, and fewer decisions. 0:00 - INTRO Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: ------- The latest installment of our new feature, Before the Bell, "12-9-25 Market Sloppiness Ahead of the Fed," is here: https://www.youtube.com/watch?v=CnOnz8np7ps&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles Mentioned in Today's Show: "Bullish Case Or Bearish Backdrop" https://realinvestmentadvice.com/resources/blog/bullish-case-or-bearish-backdrop/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Bullish Case or Bearish Backdrop? The Real Market Setup for 2026" here: https://www.youtube.com/watch?v=tBXSsrMLmSA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketUpdate #FedWeek #StockMarketToday #MarketVolatility #TechnicalAnalysis #DebtManagement #CreditFraud #MoneyMoves #FinancialPlanning #PersonalFinanceTips
On today's episode, we hear about: A woman grappling with her fiancé's financial secret A young woman wanting to break her addiction to social media A wife struggling to gain her family's forgiveness after an affair Next Steps: ❤️ Get away with your spouse today!
Why does it feel like the harder you work, the further ahead others get—and the further behind you fall? In this explosive episode, Paul Musson, author of Capital Offence and host of the Paulitical Economy™ podcast, joins Lisa G. on the WholeCEO Podcast to break down the real reasons ordinary people are losing wealth in a system designed to favor a select few. Paul is known for turning mind-bending economic concepts into clear, simple truths—and this conversation uncovers the hidden mechanics shaping your financial life, your future, and your freedom. If you've ever felt the system wasn't built for you… you need this episode.
When hope is tied only to a desired outcome, disappointment becomes inevitable. Katherine Wolf knows this truth more personally than most. At just 26, with a newborn in her arms and a lifetime ahead of her, she suffered a massive and unexpected stroke that changed everything.Today, through her writing, speaking, and nonprofit ministry Hope Heals, Katherine invites others into a deeper, sturdier hope—one that can withstand even the darkest valleys.On today's show, she joins us to share her journey: how suffering reshaped her faith, her understanding of God's goodness, and even her family's finances.A Life Forever ChangedIn 2008, without warning or symptoms, Katherine experienced a catastrophic brainstem stroke caused by a congenital condition she never knew she had—an arterial venous malformation (AVM). Overnight, she went from fully able-bodied to fighting for her life.A 16-hour surgery saved her, but her new reality included significant impairments. Today, she uses a wheelchair, has facial paralysis, reduced function in her right hand, and additional physical limitations. Still, she radiates joy and purpose.“I did live—and I'm doing great,” she says with her trademark resilience.Katherine describes the stroke as the moment “the pebble hit the metal”—a collision between everything she had learned about Jesus and the hardest chapter of her life.Years of Scripture, sermons, prayer, and discipleship prepared her for a moment she never imagined. “This is no longer a drill,” she remembers telling herself. Her long walk with Christ, though imperfect, had built a foundation strong enough to stand when everything else fell apart.In her memoir Hope Heals, she writes that suffering is not the end of the story—but the beginning of a new one. Christian hope does not deny pain; it declares that pain will not have the final word.Katherine's more recent book, Treasures in the Dark, draws from Isaiah 45:3—God's promise to give “hidden treasure” in the shadows of our lives so we might know Him more deeply.“If we must walk through darkness—and we all do at some point—why not gather the treasure God has placed there?” she asks. In other words, don't waste your pain. Let God use it to form you, deepen you, and show you His faithfulness in ways comfort never could.Hope Heals: A Ministry Born from SufferingOne of the greatest treasures to emerge from Katherine's hardship is Hope Heals, the nonprofit she and her husband, Jay, founded.Hope Heals CampTheir flagship outreach is a fully scholarship-supported summer camp for families affected by disability. Guests experience rest, community, and the love of Christ through what Katherine calls “inter-ability community”—people with and without disabilities sharing life together.Volunteers and families leave forever changed. The joy is contagious.Mend Coffee ShopIn Atlanta's Buckhead neighborhood, Hope Heals also operates Mend, a universally accessible coffee shop that employs people with disabilities and creates a space where everyone belongs.Katherine describes both initiatives as “glorious,” a word she uses often—and always with delight.The Financial Realities of SufferingMedical crises don't just affect the body; they often reshape a family's finances. Katherine knows this firsthand.When disability or sudden illness enters a story, she notes, “the finances can be ravaged.” Many families drain savings, take on debt, or scramble to fund treatments and therapies.But Katherine also speaks about “invisible wheelchairs”—the unseen burdens that hold people back. Financial instability, she says, can be one of the most crippling.Her encouragement? Everyone carries some kind of hardship. You are not alone. God gives us community and wisdom so we don't walk these valleys in isolation.For Katherine, surrender has become a central theme of her spiritual life, including how she views money.“Surrender is relief,” she says. “It's not God binding us up—it's letting Him take the wheel.”This posture doesn't magically erase financial challenges, but it reframes them. It anchors us in trust rather than fear. And it reminds us that provision comes from God, not our own strength.Hope for Anyone Facing UncertaintyKatherine's story speaks to those walking through overwhelming medical challenges—but her final encouragement reaches everyone, regardless of circumstances.Trusting God means you don't have to live afraid of what may happen next.Your circumstances may feel anything but okay, but when Christ lives in you, the deepest good in your life is already secure.“The good things of God,” she says, “are not external—they're inside of you when you know Him.”That truth allows us to face uncertainty with confidence, surrender our financial fears, and discover a hope that holds—no matter the storm.Learn MoreTo explore Katherine's ministry or support her work, visit HopeHeals.com.If you're near Atlanta, stop by Mend coffee shop in Buckhead—a place of belonging, beauty, and community. Katherine will also be speaking at the upcoming Kingdom Advisors Conference, where thousands of financial professionals gather to grow in biblical wisdom and stewardship. Learn more at RedeemingMoney.com.On Today's Program, Rob Answers Listener Questions:I invested based on the advice of a family friend who said it was guaranteed, but I lost $15,000. I'm single, I don't have much, and I was expecting this investment to return about $25,000. Now I'm just praying I'll have enough for rent next month. I'm calling to ask how I can recover from something like this.I have some real estate properties I want to leave to my children, and I've heard that putting them in a trust can help avoid capital gains. Do I need a trust for that? And should I also have a will?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Hope Heals | Hope Heals Camp | Mend Coffee & GoodsHope Heals: A True Story of Overwhelming Loss and an Overcoming Love by Katherine and Jay WolfTreasures in the Dark: 90 Reflections for Finding Bright Hope Hidden in the Hurting by Katherine Wolf with Alex WolfWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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http://www.mofpodcast.com/http://www.pbnfamily.comhttps://www.facebook.com/matteroffactspodcast/https://www.facebook.com/groups/mofpodcastgroup/https://rumble.com/user/Mofpodcastwww.youtube.com/user/philrabhttps://www.instagram.com/mofpodcasthttps://twitter.com/themofpodcasthttps://www.cypresssurvivalist.org/Support the showMerch at: https://southerngalscrafts.myshopify.com/Shop at Amazon: http://amzn.to/2ora9riPatreon: https://www.patreon.com/mofpodcastPurchase American Insurgent by Phil Rabalais: https://amzn.to/2FvSLMLShop at MantisX: http://www.mantisx.com/ref?id=173*The views and opinions of guests do not reflect the opinions of Phil Rabalais, Andrew Bobo, Nic Emricson, or the Matter of Facts Podcast*To celebrate Black Friday, the boys chat through a phenomena known as “The Buy Nothing Rebellion”. Is this a full throated middle finger to the culture of consumerism, or an organic reaction to escalating costs of living and stagnant wages? Matter of Facts is now live-streaming our podcast on our YouTube channel, Facebook page, and Rumble at 7:30 PM Central on Thursdays . See the links above, join in the live chat, and see the faces behind the voices. Intro and Outro Music by Phil Rabalais All rights reserved, no commercial or non-commercial use without permission of creator prepper, prep, preparedness, prepared, emergency, survival, survive, self defense, 2nd amendment, 2a, gun rights, constitution, individual rights, train like you fight, firearms training, medical training, matter of facts podcast, mof podcast, reloading, handloading, ammo, ammunition, bullets, magazines, ar-15, ak-47, cz 75, cz, cz scorpion, bugout, bugout bag, get home bag, military, tactical
Season 5 Ep 49: At Least LSU's Contract with Kiffin Is Less Than the Sum of Its Students Loan Debt and Beware the Return of Al-Queda 0:00 - Intro 1:50 - Act One: LSU's $100 Million Dollar Man Makes Student Loan Debt All the More Illegitimate 12:10 - Act Two: Beware the Reutrn of Al-Queda
This week on the Retirement Quick Tips podcast, I'm talking about why most Americans never reach financial independence and become wealthy. Debt and spending decisions that start in early adulthood, and patterns of debt accumulation and never getting out of that hamster wheel is why most americans never reach financial independence or build enough wealth to get there. A few weeks ago, I spoke to a class of high schoolers taking an elective on personal finance, and this is the alterative path I offered to them that will help make financial independence more likely. Ok, first of all - as I said earlier this week: Follow the old nursery rhyme: 1st comes love, then comes marriage, then comes the baby in the baby carriage. Don't deviate from this path. Get married, then have kids. And stay married. Beyond that, here's the path for someone seeking financial independence that I laid out and would recommend to every single teenager contemplating life after high school and wanting to get started right:
You've heard us say it before and you'll hear us say it again: debt is chainsaw dangerous. While debt can be a useful tool to achieve your financial goals, debt can quickly become napalm to your financial future. We break down how much debt every generation of Americans has and look at exactly what types of debt are the largest. Throughout, we share got TONS of practical tips to implement in your life when it comes to debt! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
Pakistan's crypto boom with the Chairman of Pakistan's Virtual Assets Regulatory Authority, Bilal Bin Saqib. Bilal Bin Saqib, Chairman of Pakistan's Virtual Assets Regulatory Authority, joins CoinDesk Live, presented by Celo, from Binance Blockchain Week. He discusses the nation's new mandate to accelerate crypto adoption and bring clarity to the market. Additionally, Saqib details government plans to launch a stablecoin and leverage Bitcoin mining to secure sovereign compute for Pakistan's massive, tech-savvy youth population. - This episode was hosted by Jennifer Sanasie and Sam Ewen.
Chris Sullivan joins the show to break down why the global financial system is eroding personal wealth, how monetary debasement silently restructures society, and why most people feel poorer despite working harder than ever. They explore the mechanics of inflation, the hidden incentives driving policy decisions, and the accelerating shift toward a new economic regime. Chris explains how credit cycles, debt saturation, government spending, and central bank intervention are reshaping markets in real time. They discuss the future of the dollar, the risks facing savers, and what individuals can do to protect their purchasing power in a world where the rules are rapidly changing. Chris Sullivan is the Co-Founder and Co-Portfolio Manager of Hyperion Decimus, specializing in macroeconomic strategy and digital asset markets. // GUEST // Website: https://www.hyperiondecimus.com/ X: https://x.com/HyperionDecimus // SPONSORS // Heart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/ Blockware Solutions: https://mining.blockwaresolutions.com/breedlove Onramp: https://onrampbitcoin.com/?grsf=breedlove Performance Lab Supplements: https://www.performancelab.com/breedlove The Farm at Okefenokee: https://okefarm.com/ Club Orange: https://www.cluborange.org/ // PRODUCTS I ENDORSE // Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedlove Lineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22 Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/ Salt of the Earth Electrolytes: http://drinksote.com/breedlove Jawzrsize (code RobertBreedlove for 20% off): https://jawzrsize.com // UNLOCK THE WISDOM OF THE WORLD'S BEST NON-FICTION BOOKS // https://course.breedlove.io/ // SUBSCRIBE TO THE CLIPS CHANNEL // https://www.youtube.com/@robertbreedloveclips2996/videos // TIMESTAMPS // 0:00 – WiM Episode Trailer 1:36 – Understanding Today's Economic Breakdown 13:55 – Why You Feel Poorer Despite Working Harder 20:25 – Heart and Soil Supplements 21:26 – Mine Bitcoin with Blockware Solutions 22:39 – How Inflation Quietly Restructures Wealth 32:17 – Debt, Policy, and the Global Financial Cycle 38:42 – Onramp Bitcoin Custody 39:40 – Mind Lab Pro Supplements 40:50 – The Dollar's Future and Global Monetary Shifts 52:11 – Why Savings Are Being Eroded 1:04:45 – The Coming Economic Realignment 1:08:20 – The Farm at Okefenokee 1:09:27 – Strategies for Protecting Purchasing Power 1:22:52 – How Policy Makers Shape Wealth Inequality 1:33:01 – Club Orange 1:34:12 – Hidden Risks in Today's Markets 1:47:26 – What Happens During a Reset? 1:55:00 – Efani: Protect Yourself From SIM Swaps 1:56:06 – Unlock the Wisdom of the Best Non-Fiction Books // PODCAST // Podcast Website: https://whatismoneypodcast.com/ Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400 Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE RSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL // Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7 Sats via Strike: https://strike.me/breedlove22 Dollars via Paypal: https://www.paypal.com/paypalme/RBreedlove Dollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL // Breedlove X: https://x.com/Breedlove22 WiM? X: https://x.com/WhatisMoneyShow Linkedin: https://www.linkedin.com/in/breedlove22/ Instagram: https://www.instagram.com/breedlove_22/ TikTok: https://www.tiktok.com/@breedlove22 Substack: https://breedlove22.substack.com/ All My Current Work: https://linktr.ee/robertbreedlove
We check the markets often—but how often do we check our hearts? Most of us approach investing with calculators, not character. Yet Scripture calls us to a deeper way. What if investing isn't just a financial activity but a spiritual practice—one that shapes who we're becoming?Tim McCready, Head of Global Advisory at BrightLight (part of the Eversource Wealth Advisors team), has been helping both Kingdom Advisors and FaithFi develop a theological framework for investing that aligns our portfolios—and our hearts—with God's purposes. His recent work explores how timeless spiritual disciplines can transform how believers think about investing.Why Investing Requires a Spiritual LensTim begins with Jesus' words in Matthew 6: “Where your treasure is, there your heart will be also.” That's not just a warning—it's an insight into spiritual formation.“Our investment decisions aren't just a reflection of faithfulness,” Tim says. “They're shaping who we're becoming as we seek to be like Jesus.”When we invite God into our investment decisions, investing becomes more than strategy—it becomes worship. It becomes one more place where we ask God to form us into faithful stewards.The Ignatian Prayer of Examen—For InvestorsOne of the most compelling ideas Tim introduces is applying the historic Ignatian prayer of examen to our portfolios.For centuries, believers have ended their day with this reflective practice—examining God's presence, confessing sin, noticing grace, and preparing for tomorrow.Tim suggests: What if investors practiced something similar?Rather than viewing portfolios strictly through analysis or performance, the examen helps us approach them with discernment, surrender, and spiritual attentiveness.Step One: GratitudeGratitude quiets the noise and recenters us on God's generosity. Before looking at performance or market movements, Tim encourages investors to pause and thank God for His provision.It might sound something like:“Heavenly Father, thank You for the gifts You've entrusted to me—including my investment portfolio. Speak to me about my stewardship, challenge me, and remind me of Your faithfulness as I draw near to You.”Gratitude reframes everything. It reminds us that portfolios are gifts to steward—not trophies to admire nor securities to cling to.Step Two: ReviewJust as the daily examen invites believers to review their day, the investing examen invites us to review each line of our portfolio with prayerful reflection.This simple discipline lifts our eyes beyond numbers to the impact our investments have on people, communities, and the world.As Tim notes, “We may find both joy and conviction—joy where God is pleased, and invitation where He's calling us to change.”Step Three: Repentance and RenewalThis is where the examen moves from reflection to transformation.Perhaps we discover that we've placed too much security in our portfolio. Perhaps a certain investment feels misaligned with God's desires. Perhaps God prompts us toward greater generosity.Repentance helps us acknowledge these areas honestly—and renewal invites us to receive God's forgiveness and step forward in faith.A simple prayer might be:“Gracious Provider, rule over every part of my life, including my investments. Forgive me for trusting wealth over You. Give me courage to act where You lead, and joy in following Your plan for my life.”This step reorients our trust away from the market and back toward the One who “owns the cattle on a thousand hills.” (Psalm 50:10)Step Four: Community and AccountabilityThough investing can feel private, it was never meant to be isolated.We grow best in community. Sharing a budget or portfolio with a trusted friend or mentor is humbling—but powerful. Accountability exposes blind spots, clarifies values, and encourages faithfulness.Whether through a small group, a stewardship class, or a community like the FaithFi app, transparency invites God's wisdom through God's people.Step Five: Fasting from Market NoiseWe live in an era of constant market updates, by the day, hour, and minute. Tim points out that this flood of data gives the illusion of control while feeding anxiety.A spiritual practice of “fasting” from market noise—checking less often, turning off notifications, stepping back from constant updates—helps us rest in God's provision instead of reacting to every market swing.Jesus' question echoes here: “Who of you by worrying can add a single hour to his life?” (Matthew 6:27) Or, as Tim puts it, “add a single cent to your portfolio?”Step Six: ServiceSpiritually formed investors naturally turn outward. Financial experience is a gift meant to serve others—whether through mentoring, teaching budgeting, serving on a church finance committee, or helping younger believers develop healthy habits.Service transforms stewardship from something we manage to something we multiply.A Holistic Vision of Faithful InvestingWhen we bring together gratitude, review, repentance, community, fasting, and service, we begin to see investing not as a sterile financial exercise but as a rhythm of worship.“Investing is faithfulness,” Tim reminds us. “It forms us. It shapes us as disciples. A biblical approach to investing isn't measured only by returns, but by spiritual formation.”In other words, investing becomes a way to follow Jesus. A biblical worldview of investing doesn't start with performance—it begins with the heart. When we invite God into our investing, He uses even financial decisions to form us into the likeness of Christ.May our portfolios—and our hearts—reflect the One who has entrusted everything to us.On Today's Program, Rob Answers Listener Questions:I worked hard to raise my credit score to about 730, but a miscommunication with my student loan led to a late payment and brought it down to 548. The issue is fixed, and the account is current, but my score is still low. How long will it take to recover if I keep making on-time payments?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Jim Cregan built Jimmy's Iced Coffee from a simple idea into a national brand. This episode captures how he pushed through debt, setbacks and doubt to create real momentum.Speaking with Jim Cregan reminded me how often founders underestimate the grind behind a brand that looks simple from the outside. Jim described the early days of Jimmy's Iced Coffee when he was £50,000 in debt, unsure of the next step and carrying the pressure of keeping the business alive. What shifted things was not luck. It was action. Handwritten letters, direct outreach, relentless product sampling and a refusal to step back when the numbers looked bleak. This Bite sized episode is a sharp reminder that momentum usually starts at the point where most people quit.Guest: Jim Cregan, Co founder of Jimmy's Iced CoffeeKey Takeaways:Momentum often begins when financial pressure is highest.Personal outreach can open doors large campaigns cannot.Simplicity and product quality build trust faster than branding claims.Resilience matters more than perfect planning in the early stages.
Text: Proverbs 6:1-5Hosts:J. Kent EdwardsVicki HitzgesNathan NormanNarrator: Brian French The CrossTalk Podcast is a production of CrossTalk Global, equipping biblical communicators, so every culture hears God's voice. To find out more, or to support the work of this ministry please visit www.crosstalkglobal.orgDonateProduced by Nathan James Norman/Untold Podcast Production© 2025 CrossTalk Global
In this episode of the LSCRE Podcast, Craig McGrouther sits down with Mathew Owens from OCG Properties to explore how the smartest investors approach risk, opportunity, and cash flow.They discuss how alternative strategies like real estate-backed loans and unique financing structures create consistent returns, and why understanding the numbers is only part of the story. Mathew shares lessons from his investing journey, revealing how disciplined decision-making and long-term planning can protect capital and uncover opportunities others overlook.Learn more about LSCRE:www.lscre.com
When two faith-based financial institutions come together, the goal isn't simply to grow in size—it's to grow in Kingdom impact. That's precisely what's taking place with the launch of AdelFi Christian Banking, a newly unified identity shaped by a shared mission to honor Christ and serve His people.Recently, we sat down with Aaron Caid, Chief Marketing Officer at AdelFi Christian Banking, to talk about how this merger came together, why the new name matters, and what it means for Christians who want their finances to reflect their faith.A New Identity Rooted in ScriptureAccording to Caid, the new name is much more than rebranding—it's a declaration of purpose.“Our new name and identity are a visual representation of what we desire to accomplish with the merger,” he explains. The name AdelFi is derived from the Greek word adelphos, which is used more than 300 times in the New Testament to describe brothers and sisters in Christ.“That's who we are,” Caid says. “Staff, members, and ministries—coming together as a family of believers to build a financial institution centered on Christ and dedicated to advancing God's Kingdom.”The addition of the phrase “Christian Banking” is equally intentional—a bold statement about who they serve and the mission that drives them.The merger was completed on December 1, and throughout 2026, AdelFi Christian Banking will progressively roll out its new brand identity. Milestones include a new website in Q2 and an enhanced digital banking experience in Q3.Combining Strengths for Greater Kingdom ImpactWhat happens when two long-standing Christian credit unions combine their gifts and experience? Caid says the result is far more powerful than the sum of its parts.Both AdelFi and Christian Community Credit Union (CCCU) bring decades of ministry-focused service—over 125 years combined. Each also carries a unique tradition of generosity:AdelFi tithes 10% of its earnings to Christian ministries and mission-sending organizations.CCCU donates a portion of every debit and credit card swipe to Christian causes—over $6.5 million given to date.“Together, we will amplify our giving,” Caid notes. “And with our union, we will form the nation's largest Christian credit union, creating a digital-forward banking experience that honors God and meets members wherever they are.”The merger also expands lending capacity for churches, ministries, and Christian businesses—allowing more Kingdom-minded projects to flourish.Strengthening the Christian Banking MovementChristian banking is still a small, often overlooked sector. But Caid believes this merger marks a turning point.“Most Americans don't even know a Christian banking option exists,” he says. “By merging, we're aligning resources to create more awareness, more growth, and more impact.”With AdelFi Christian Banking emerging as the clear leader in this space, Caid hopes believers increasingly see banking as an area of stewardship—not just convenience.“Our desire is to be the go-to financial solution for Christ followers who seek to align their finances with their faith,” he says. “We want to help steward God's resources to His glory.”Why Christian Banking Is Countercultural—and NeededCaid acknowledges that choosing a Christian financial institution is, in many ways, a countercultural move.“We've seen a major shift among Christians who are fed up with secular banks using their funds for causes that don't align with their values,” he explains.Believers want their money—God's money—to be managed with integrity and used to advance gospel-centered work.“That's why we're boldly stating there is a quality alternative,” Caid says. “A place where your finances are stewarded in ways that reflect biblical priorities, not worldly ones.”The creation of AdelFi Christian Banking reflects a unified vision, a strengthened mission, and a renewed commitment to serving Christ's people well. For those seeking to align their financial lives with their faith, this merger offers a meaningful way forward.To learn more about AdelFi Christian Banking or explore opening an account, visit: FaithFi.com/Banking.On Today's Program, Rob Answers Listener Questions:I was offered a $45,000 loan at 8.675% for 20 years. I could use it to pay off two loans—one at 10.44% and one at 9.84%—and still have $15,000 left over. If I then put an extra $300 a month toward the new loan, is this a good deal?I'm 65 with a little over $1 million in a traditional IRA. Should I start converting some of it to a Roth before I have to take RMDs at 73?I budgeted $25,000 for a remodel. The contractor offered 0% financing for 72 months, bringing the cost to $21,000 with a $3,000 down payment—or I could pay cash and get an extra 5% discount by putting $6,000 down. Should I take the 0% option to keep more cash on hand? And will it affect my credit score?We owe $56,000 on our mortgage. I could pull from my retirement to pay it off, but that would nearly drain the account. Would it be wise to do that and then redirect the mortgage payment into investing?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)AdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
CUJO is a podcast about culture in the age of platforms. Episodes drop every other week, but if you want the full experience, we recommend signing up for a paid subscription.Paid subscribers also get access to our CUJOPLEX Discord and The Weather Report, a monthly episode series where we take stock of where the cultural winds are blowing and tell you what's rained into our brains. On our latest installment, filmmaker and Zohran Video Guy Anthony DiMieri joins us to talk to tell us about the wild twists and turns of his career as an indie filmmaker turned key contributor to the Zohran & SubwayTakes cinematic universes, dark woke, and why everyone is obsessed with Geese. We're removing the paywall for the next week so you can give it a listen.You'll also get an invite to our second reading group meet-up: a discussion of Richard Barbrook and Andy Cameron's seminal 1995 year essay, “The Californian Ideology,” and Fred Turner's recent article for The Baffler, “The Texan Ideology.” That's going down on Sunday, January 11.In 2005, the music and culture critics Simon Reynolds and Mark Fisher (RIP) began using the term hauntology — a riff on “ontology” — to describe an emergent genre in UK music, built from archival recordings from post-war England, vinyl crackle, and haunted, elegiac atmospherics. (Think: Burial, The Caretaker, and the eerie catalog of the label Ghost Box.) They borrowed the term from Jacques Derrida, who used it to describe a present haunted by futures that had never arrived; Reynolds and Fisher heard that idea vibrating through a generation of musicians excavating Britain's cultural memory.Fisher explored hauntology's political dimension, rooting the movement in a longing for Britain's pre-Thatcherite social democratic past and an affection for cultural touchstones like the BBC Radiophonic Workshop, Brutalist architecture, and films like The Wickerman. Reynolds, meanwhile, mapped its musical lineage—back to '90s hauntology predecessors like Boards of Canada and Broadcast, and across the pond to J Dilla-era hip-hop and underground movements like freak folk, hypnagogic pop, and chillwave.A recent CUJO reading group on the topic inspired us to invite Simon—the author of books like Rip It Up and Start Again, Retromania, and Futuromania (listen to our ep about it!)—to help us mark the 20th anniversary of hauntology and explore what it has to teach us about mobilizing the culture of the past in a way that feels meaningful and even forward-lookingSimon joins us to dig into the cultural factors that gave rise to hauntology, the 21st-century fetish for obsolete media, and the differences between hauntology and simple nostalgia or “retro.” We also talk about the pasts that continue to haunt us—from rave culture to Marxism—and he gives us a sneak peek at his forthcoming book, Still in a Dream: Shoegaze, Slackers and the Reinvention of Rock, 1984–1994, arriving in 2026.Listen to our HAUNTOLOGY PLAYLIST on Apple Music and YouTubeRead more of Simon on hauntology in Retromania: Pop Culture's Addiction to Its Own Past and over at ReynoldsRetroKeep up with Simon and his writing on blissblogFollow Simon on XAdditional reading:Jacques Derrida, Specters of Marx, The State of the Debt, the Work of Mourning and the New International, 1993.Mark Fisher, “October 6, 1979: Capitalism and Bipolar Disorder,” 2005.Simon Reynolds, “Haunted Audio, a/k/a Society of the Spectral: Ghost Box, Mordant Music, and Hauntology,” director's cut of an article in the November 2006 issue of The Wire.Mark Fisher, Ghosts of My Life: Writings on Depression, Hauntology, and Lost Futures, chapter 2, 2014. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit theculturejournalist.substack.com/subscribe
Black Friday Debt Bonanza, Youtube Bans Millions, South Park Roasts Bill Burr, MrBeast Outs Youtube
The technology-funding frenzy could become a bust for credit markets if AI falls short of lofty expectations, according to Barclays. “If we get to a point where we see a lot of this issuance coming to the market — and then there’s some changes, where maybe certain things are a little bit less viable or a little bit less attractive — that leads to some downside risks,” Brad Rogoff, the firm’s global head of research, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Mike Campellone in the latest Credit Edge podcast. They also discuss “late-cycle” behavior, private-debt risk, asset-based finance and portfolio trades, as well as Barclays’ 2026 forecasts for credit spreads, defaults and global issuance.See omnystudio.com/listener for privacy information.
Trump urges Republicans in Nashville to get out and vote, the White House doubles down on drug boat strikes, and Elon Musk says AI can save the country from crippling debt. Get the facts first with Evening Wire. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsor: University of Austin - To apply to the University of Austin, visit https://UAustin.org - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices
If you're trying to scale your business without burning cash flow, this episode breaks down how entrepreneurs are getting access to up to $250K in working capital at 0% interest — and what you need to qualify. Giovanni Kisesa lays out the fundamentals of business credit, why it beats using personal credit, and the exact metrics lenders care about.What's in it for you: a clearer path to securing large, low-interest capital so you can invest, hire, or expand — without putting your personal credit on the line. Make sure to check TTP training program for more REI tips.---------Show notes:(0:57) Beginning of today's episode(1:30) Working capital(5:15) Debt to income (8:00) Benefits of business credit vs personal credit(18:16) Who can qualify for this?(18:24) 700+ credit score(20:15) Average people to get approved(24:34) Collections vs late payments----------Resources:Swift Line CapitalFollow Gio on InstagramTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?
Amanda Cruise and Ash Patel interview Scott Lurie, a Milwaukee-based investor, developer, lender, and syndicator who has scaled from single-family flips to $700M+ in AUM. Scott explains how discipline, conservative leverage, and a long-term mindset helped him not only survive but aggressively buy through the Great Recession—including a 410-unit acquisition for $9K per door. He shares why he focuses on value-add industrial and multifamily development today, how he underwrites and syndicates vacant industrial buildings, and why transparency and investor trust are more important than ever in 2025. Scott also breaks down his syndication philosophy, the pitfalls created by “cowboy” operators, and his belief that real estate success comes from 20 years of consistent, disciplined work. Scott LurieCurrent role: Founder, F Street Group; Founder, The Hard Money Co.Based in: Milwaukee, WisconsinSay hi to them at: https://fstreet.com/ | https://thehardmoneyco.com/ | LinkedIn Start earning passive income today at gsprei.com/bestever Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/ Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
Derek, Brad, and Alastair talk with Leah Sargeant about her book The Dignity of Dependence. They discuss why the world is built for male bodies, how pregnancy exposes universal human dependence, whether artificial wombs would help anyone, what's wrong with workplace dynamics, and why autonomy is a dangerous cultural idol. Chapters 00:00 Introduction to The Dignity of Dependence 01:07 Unpacking the Feminist Manifesto 03:15 The Intersection of Feminism and Dependence 06:24 Christian Perspectives on Feminism 08:06 Navigating Interchangeability in Society 12:37 Accommodating Differences in a Standardized World 17:40 The Role of Dependence in Human Experience 21:54 The Asymmetry of Dependence and Fertility 29:54 The Power of Asking for Help 31:10 Marketization of Relationships 32:24 The Impact of Endless Choices 33:54 Debt and Relationships 36:25 Navigating Dependence and Dependability 38:16 The Dignity of Dependence 39:47 The Intersection of Dependence and Dignity 43:28 Gender Dynamics in Dependence 46:23 Skepticism Towards Artificial Wombs 50:44 Technical Challenges in Podcasting 51:56 The Ethics of Artificial Wombs 53:28 The Experience of Motherhood 55:54 Navigating Technological Consequentialism 57:33 The Role of Suffering in Life 59:00 Gender Dynamics in Professional Environments 01:00:29 Historical Context of Gender Roles 01:03:00 The Nature of Workplace Relationships 01:05:47 HR Dynamics and Workplace Culture 01:08:05 The Intersection of Gender and Professionalism 01:16:48 Concluding Thoughts on Dependence and Gender
Oh wow, the texts and voice notes between him and his ex are CRAZY AF--- you need to watch this post show... Watch here: ➡️ https://bit.ly/chpostshow
In this episode, Tara breaks down the real math behind Trump's claim that tariffs could eliminate the income tax — and why, despite the Founders' original vision, that dream is impossible with today's bloated federal government. From trillion-dollar spending to missing billions, from Supreme Court battles to Costco jumping the line with tariff lawsuits, Tara exposes the truth behind the numbers politicians won't touch. Clear, sharp, and brutally honest — this episode cuts through the noise with facts, history, and a reality check America needs.
Are you living at your best—or simply getting by? For many believers, chronic exhaustion has become a quiet norm. Yet Scripture reminds us that burnout isn't a badge of honor. It's a warning light. When life feels out of balance, it may be a sign we're pushing beyond the limits God lovingly designed for our good.Today, we sat down with Carey Nieuwhof—pastor, bestselling author of At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor, leadership expert, and host of the Carey Nieuwhof Leadership Podcast, as well as the founding pastor of Connexus Church—to talk about how Christians can pursue biblical rest and renewed purpose. Carey's insights come not from theory, but from the deepest valley of personal experience.When Success Masks ExhaustionCarey's story began two decades ago, during a season of explosive ministry growth. His church was thriving, opportunities were multiplying, and by every outward measure, life was “on top.” But amid this success, his inner world was collapsing.After returning from a high-profile speaking event, Carey hit a wall:“It was like I fell off a cliff. I lost motivation, passion, and energy. I met all the symptoms of clinical depression. My body declared a finish line I had refused to acknowledge.”People around him saw the signs. He didn't. And that's often the story behind burnout—others notice the warning lights long before we do.Carey describes burnout as “the gap between what you're capable of and what you're carrying.” Early in ministry, he assumed that increasing responsibility meant increasing hours. It was an unsustainable equation.Yet today, two decades later, he leads a much larger platform with far more influence—without living exhausted. Why? Because he restructured his life around a biblical rhythm of rest, limits, and intentional focus.Managing Energy, Not Just TimeMany Christians feel that better time management will fix their overload. But as Carey points out, time is a fixed asset—everyone gets the same 24 hours. Energy, however, rises and falls.Every person has what Carey calls a “green zone”—a few hours each day when they are at their best mentally, emotionally, and spiritually. For him, it's morning. For others, it might be midday or evening.His challenge is simple: Do what you're best at when you're at your best.When he writes in his green zone, he gets exponential results. When he tries the same work in his “red zone,” productivity crashes. This principle applies to everyone—from CEOs to parents, pastors, and business owners.Stewarding energy also requires boundaries. That means saying no—not out of selfishness, but out of faithfulness.Carey explains:Saying yes to every request eventually forces you to say no to the people who matter most.Delegation is a spiritual discipline.Some opportunities, even good ones, don't align with God's call in a particular season.By categorizing his decisions—like eliminating breakfast meetings that compete with his green zone—Carey reclaimed the margin he had been missing for years.Rest Is Not a Reward—It's DesignFor many Christians, rest feels like something we “earn” after working ourselves to the edge. But biblically, rest is part of our calling.Carey describes Sabbath not just as rehab after exhaustion, but prehab—something that prepares and strengthens us for faithful work. He points to the way elite athletes build rhythms of sleep, diet, and intentional recovery before they step onto the court.Even God modeled this for us—delighting in His creation and resting not from exhaustion but from joyful completeness.For Carey, the principles of rest and margin extend well beyond the calendar.A free Saturday protects family time. A healthy emergency fund protects the home from crisis. Limits are not restrictions—they are blessings that allow us to flourish.Margin creates room to love well, give freely, and listen to God's direction.Living at Your BestCarey's journey from burnout to renewal is a grace-filled reminder: God never asked us to outrun His design.He calls us to work diligently, rest faithfully, and live within the good limits He created for our flourishing. Carey's whole story—and the principles he teaches in his book At Your Best—offer a roadmap for anyone seeking balance, health, and spiritual renewal.For more wisdom from Carey Nieuwhof, explore his book At Your Best and visit the Carey Nieuwhof Leadership Podcast. And if you're an advisor, he'll be joining us at Redeeming Money, our conference for financial professionals, in February.May you learn to live—not at your limit—but at your best, in the freedom and rest God provides.On Today's Program, Rob Answers Listener Questions:Can you explain the pros and cons of taking Social Security at 62 versus waiting until full retirement age? By 62, I'll be mostly debt-free, and since longevity doesn't run in my family, I'm wondering if it makes sense to claim early while my quality of life is higher and still work within the income limits.When should someone update their will? I'm 58, debt-free, still working, and have a solid 401(k). Should I consider setting up a trust, and how do I know when that becomes the wise choice, especially since it costs more?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor by Carey NieuwhofDidn't See It Coming: Overcoming the Seven Greatest Challenges That No One Expects and Everyone Experiences by Carey NieuwhofThe Carey Nieuwhof Leadership PodcastRedeeming Money 2026: A Kingdom Advisors ConferenceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Megyn Kelly is joined by Brian L. Cox, Cornell Law professor, to talk about the new reporting casting doubt on the Washington Post narrative about Sec. Hegseth and the deadly "second strike," the significance of a potential intercepted conversation between a survivor and a narco-terrorist, and more. Then Rich Lowry and Charles C.W. Cooke of National Review join to discuss the reality of the drug boat strike story, why the press is itching to slam the Trump admin and sacrificing objectivity, Kash Patel's exclusive comments reacting and pushing back against the anonymous report aimed at his work at the FBI, what could really be behind the smears coming out now, disgusting reactions from the media on the shooting of National Guard members in DC, their choice to blame Trump for the actions of the Afghani national, and more. Then Elliot Ackerman, writer, "The Free Press," joins to discuss the truth about the CIA-backed “Zero Unit,” the Afghan involvement he experienced, his decorated military career, why he began his series about what "A Man Should Know," how young boys need positive role models in today's culture, the importance of intentionality and doing the little things, and more. Cox- https://x.com/briancox_rltw/status/1995406709737607440?s=42Cooke- https://twitter.com/charlescwcookeLowry- https://www.nationalreview.com/Ackerman- thefp.com/Elliot10 Riverbend Ranch: Visit https://riverbendranch.com/ | Use promo code MEGYN for $20 off your first order.Geviti: Go to https://gogeviti.com/megynand get 20% off with code MEGYN.Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!Byrna: Go to https://Byrna.com or your local Sportsman's Warehouse today. Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, I'm joined by Oto Gomes, crypto investor, mentor, and founder of the Crypto Freedom Academy, for a conversation that goes far beyond charts, markets, and digital assets. Oto brings over a decade of crypto experience and another decade as an accountant, but what truly sets him apart is his heart-centered approach to wealth, sovereignty, and freedom.Together, we unpack why so many people feel disempowered around money, how our beliefs shape our financial reality, and why the future of prosperity depends less on chasing quick wins and more on understanding who we are at our core. Oto shares practical and grounded wisdom on navigating crypto safely, building true abundance, and creating a resilient inner foundation that can weather both bull and bear markets—externally and internally.We also explore the deeper emotional and spiritual layers of money. Oto breaks down how self-worth ties directly into financial behavior, why sovereignty is a non-negotiable in the new paradigm, and how interdependent communities can help us rewrite our relationship with wealth. His mission is clear: to empower people to reclaim their agency, operate from integrity, and create a prosperous life rooted in accountability and connection.If you're curious about crypto, seeking a more holistic approach to money, or wanting to align your financial path with personal freedom and purpose, this conversation offers grounded insights and expansive perspective. Visit lukestorey.com/cryptoacademy and use code LUKE for 10% off courses in the Crypto Freedom Academy.DISCLAIMER: This podcast is for educational purposes only and not intended for diagnosing or treating illnesses. The hosts disclaim responsibility for any adverse effects from using the information presented. Consult your healthcare provider before using referenced products. This podcast may include paid endorsements.THIS SHOW IS BROUGHT TO YOU BY:BIOPTIMIZERS | Get 25% off Bioptimizer's entire product line for Black Friday and Cyber Monday at bioptimizers.com/lukePIQUE | For a limited time, get 20% off for life plus a free starter kit at piquelife.com/lukeLITTLE SAINTS | Visit littlesaints.com/luke and use code LUKE to get 20% off your first order. EONS | Visit lukestorey.com/eons and use code LUKE20 to save 20%.MORE ABOUT THIS EPISODE:(00:00:00) The $1.1 Million Lesson & the Truth About Wealth(00:10:57) Wartime vs Peacetime Capitalism & the Flow of Money(00:27:00) Crypto 101: Bitcoin, Blockchains, & Why It Won't Just “Disappear”(00:49:48) Blockchain, Internet “Nations,” & Rewriting Your Relationship With Money(01:09:13) From “I'm Bad at Tech” to Confident Crypto Steward(01:23:09) Redefining Money, Debt, & Value in a Two-World Reality(01:46:47) No One Is Coming to Save Us: Dismantling Statism, Contracts, & False KingsResources:• Website: otogomes.live• Instagram:
Let's talk about Trump's economy and your debt...
For longtime GRITTY listeners: this isn't our usual episode. For the next several weeks, we're running a special 26-part series on the life of Daniel Boone — and we're releasing each episode simultaneously on both the GRITTY Podcast Youtube channel and the already-launched Dueling Pistols YouTube channel and both on their own respective podcast feeds. Once the Boone series wraps, GRITTY will go back to its regular content. But all future Dueling Pistols content will move exclusively to the Dueling Pistols channel, so if you want the full Boone journey — and every legend after — head over and subscribe so you don't miss it. New episodes drop every Monday, Wednesday, & Friday.
- Metals Markets and AI Debate (0:10) - AI's Impact on Society (3:22) - Radical Abundance and Physical Scarcity (9:31) - Survival Strategies and Self-Reliance (18:14) - AI's Role in Decentralization and Resilience (34:45) - Gold and Silver Market Updates (42:15) - AI's Impact on Financial Markets (59:17) - Brighteon Learn AI's Advancements (1:00:48) - AI's Role in Education and Knowledge Sharing (1:23:20) - Final Thoughts and Encouragement (1:23:38) - Book Engine and Token Holder Benefits (1:23:58) - Concerns About AI and Technological Change (1:26:39) - Impact of AI on Jobs and Economy (1:30:51) - Philosophical Implications of AI and Government (1:37:06) - Depopulation Agenda and Health Ranger Store (1:42:13) - Animal Sacrifice and Christian Teachings (1:56:51) - Economic System and Human Suffering (2:02:02) - AI and Human Survival (2:12:40) - Gold Revaluation and Economic Stability (2:23:50) - Digital Currencies and UBI (2:28:33) - Debt and Economic Disruption (2:36:29) - Opportunities in Disruption (2:40:03) - Identity and Purpose (2:42:00) - Free Will and Responsibility (2:46:43) - Making a Difference (2:51:11) - Product Promotion and Health Benefits (2:52:58) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com
Worried you'll never be able to buy rental properties because you're “bad” with money? Today's guest was in the same boat until a much-needed mindset shift set her on the path towards financial freedom. Since then, she has built a debt-free, 45-property portfolio that gives her more than enough cash flow to live on! Welcome back to the Real Estate Rookie podcast! Liz Carroll didn't always have a healthy relationship with money. In college, she would ask her parents to bail her out of credit card debt and have her fiancé cover her car repairs. But one day, something clicked, and Liz realized she needed to take back control of her money. Her ultimate goal? Financial independence—and real estate investing would be how she achieved it. But rather than overleveraging herself, Liz worked hard, saved, and bought properties with minimal debt—paying them off as soon as possible! In this episode, Liz breaks down her very first deal, a $13,000 property (really!) that gave her the confidence to scale her real estate portfolio. She also talks about niching down and the exit strategy that's allowing her to offload her properties, one by one, while helping her tenants achieve the dream of homeownership! In This Episode We Cover How Liz and her husband built a portfolio of paid-off rental properties Building and scaling a rental portfolio while working nine to five How to reframe the way you think about money so you can start investing Paying off your mortgage (early) to fast-track your investing goals Why living below your means is a non-negotiable for financial freedom Streamlining your business by refining your buy box and niching down And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-647 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices