Podcasts about Debt

As the GOP tax and spending bill moves through Congress, questions about the U.S. debt have not gone away. Over the weekend, Treasury Secretary Scott Bessent said the U.S. would never default on its debt. But the U.S. doesn't have to actually default in order to lose the confidence of investors, who would in turn charge the U.S. more to borrow. Plus: Why Gen X is finding it harder to save for retirement.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3164: Jackie Beck reveals how identifying your personal debt triggers can be the turning point to lasting financial freedom. By examining the emotional and habitual roots of your spending decisions, you can break the cycle of credit dependency and take control of your money with clarity and purpose. Read along with the original article(s) here: https://www.jackiebeck.com/identify-your-debt-triggers/ Quotes to ponder: "Debt means an obligation on your future. The inability to really enjoy the here-and-now. Worry, stress, and frustration. Guilt." "You can stop debt in its tracks, and get out of debt for good." "If you find yourself buying electronics or other luxury items, ask yourself what you were doing in the store in the first place." Learn more about your ad choices. Visit megaphone.fm/adchoices

Summary In this episode, Hubert shares his journey from military service to becoming a successful tax attorney and law firm owner. He has a net worth of ~$1.0 million with his pension. 500k is in his house and his law firm and the rest is in his pension & disability. He discusses the challenges of student debt, the complexities of divorce and its financial implications, and the importance of teaching financial literacy to the next generation. Hubert emphasizes the value of mentorship and work-life balance, as well as his aspirations for the future, including retirement and generational wealth for his children. Takeaways *He served in the Navy and later became a tax law professor. *Divorce can have significant financial implications, especially regarding tax liabilities. *Starting his own law firm in 2018 was a pivotal moment in his career. *He emphasizes the importance of financial literacy for children. *Hubert's military benefits provide him with financial security. *He believes in maintaining a work-life balance for himself and his employees. *Mentorship is crucial for success in any career. *Teaching kids the value of money is essential for their future success. *Hubert aims to retire comfortably while being involved in his family's life. Sponored by:  Shopify shopify.com/millionaire

Our audience asks the best questions, and on today's show, I'm going to tackle a few of them. On this encore episode of Investing in Real Estate, I'll be answering three of your questions on various real estate topics. This Q&A episode features three great questions on topics like investing with a high debt-to-income ratio, how to decide if you should pay off mortgages, and buying a property with a solo 401k.

As the GOP tax and spending bill moves through Congress, questions about the U.S. debt have not gone away. Over the weekend, Treasury Secretary Scott Bessent said the U.S. would never default on its debt. But the U.S. doesn't have to actually default in order to lose the confidence of investors, who would in turn charge the U.S. more to borrow. Plus: Why Gen X is finding it harder to save for retirement.

Romans 13:8-10

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3164: Jackie Beck reveals how identifying your personal debt triggers can be the turning point to lasting financial freedom. By examining the emotional and habitual roots of your spending decisions, you can break the cycle of credit dependency and take control of your money with clarity and purpose. Read along with the original article(s) here: https://www.jackiebeck.com/identify-your-debt-triggers/ Quotes to ponder: "Debt means an obligation on your future. The inability to really enjoy the here-and-now. Worry, stress, and frustration. Guilt." "You can stop debt in its tracks, and get out of debt for good." "If you find yourself buying electronics or other luxury items, ask yourself what you were doing in the store in the first place." Learn more about your ad choices. Visit megaphone.fm/adchoices

A former assistant testifies in graphic detail about Sean “Diddy” Combs' alleged abuse, control, and sexual assault during her years working for him. Exotic dancer Sharay “The Punisher” Hayes describes his courtroom anxiety. Secretary of State Marco Rubio unveils a new crackdown on Chinese student visas tied to the CCP. FBI Deputy Director Dan Bongino teases progress in the January 6 pipe bomber and Jeffrey Epstein cases, but offers few specifics.Riverbend Ranch: Visit https://riverbendranch.com/ | Use promo code MEGYN for $20 off your first order.Done with Debt: https://www.DoneWithDebt.com

Laura answers a listener's question about prioritizing money for various goals like buying a home, eliminating debt, and retiring.Money Girl is hosted by Laura Adams. Transcript: https://money-girl.simplecast.com/episodes/should-i-use-extra-cash-for-savings-investments-or-debt/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/ 

Lawgical with Ludmila Yamalova The post Payment Orders & Confirmed Commercial Debt first appeared on LYLaw Dubai.

Megyn Kelly begins the show by discussing the latest race hoax involving WNBA star Angel Reese, media members buying the narrative before having to correct the record later with no penalty, potentially actual racial comments from Brittney Griner, and more. Then Glenn Greenwald, host of Rumble's "System Update," joins to discuss past false claims of racial attacks from Angel Reese, Reese's feud with Caitlin Clark, why the WNBA focus has shifted away from sports and embraced cultural issues, Michelle Obama now complaining about the focus on her husband Barack going back to his time as a senator, her relentless resentment on her podcast, a weird conversation about "old sperm" and autism, how Beyonce is trying so hard to play the victim despite her near-universal praise, playing a clip of Megyn on her new tour, Jake Tapper claiming he just learned politicians lie during his book tour, his unconvincing contrition about getting the story wrong, the attempt by the authors to shift to Trump's health, Kamala Harris' painful speech at an Australian real estate conference, disappearing from the political scene after her loss, FBI Director and Deputy Director Kash Patel and Dan Bongino giving cagey answers about Jeffrey Epstein, their lack of details about January 6, and more. More from Greenwald- https://rumble.com/c/GGreenwald Everglades Foundation: Learn more about President Trump's Everglades support project at https://www.EvergladesFoundation.orgRiverbend Ranch: Visit https://riverbendranch.com/ | Use promo code MEGYN for $20 off your first order.Done with Debt: https://www.DoneWithDebt.comGrand Canyon University: https://GCU.eduSimpliSafe: Visit https://simplisafe.com/MEGYN to claim 50% off & your first month free! Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

Even if you use a credit card all the time, it can be difficult to understand the ins and outs of how they work. Whether you're a new credit card owner or just want to make sure you're getting the most out of your card, this episode will walk through the fundamentals of the credit card game. This episode originally published August 29, 2024.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Forgiveness is one of the hardest choices we face—but it's also one of the most powerful. Today's guest, author Debbie Barr, reveals how forgiving others isn't just an act of obedience to God—it's a gift to ourselves. Many people don't realize this, but we pay a high price to our overall health when we cling to resentment, bitterness, and thoughts of revenge. So, through a blend of science, psychology, and Scripture, Debbie unpacks the life-changing benefits of forgiveness. Plus, she'll give you practical steps to start moving forward, helping you understand why “forgive and forget” is a myth, what to do when painful memories resurface, and why waiting for the “right emotions” before forgiving is a mistake.  So, if you're struggling to forgive, wondering if you've truly forgiven, or simply need encouragement on your journey, listen in! You're about to get a taste of the freedom that comes with forgiveness. SHOW NOTES: 413Podcast.com/352  Enter to win the GIVEAWAY and read the episode TRANSCRIPT in the show notes. Get my weekly email, Java with Jennifer, to be notified when a new podcast episode releases. Subscribe HERE.

Even if you use a credit card all the time, it can be difficult to understand the ins and outs of how they work. Whether you're a new credit card owner or just want to make sure you're getting the most out of your card, this episode will walk through the fundamentals of the credit card game. This episode originally published August 29, 2024.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

We all want the best for our kids, but knowing what's truly best isn't always easy.You've probably heard it—or said it yourself: “I just want my kids to have what I didn't.” It sounds noble, but it can sometimes lead to financial trouble. Today, we'll talk with Dr. Art Rainer about how that mindset can push parents into debt.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.6 Things That Can Lead Loving Parents Into DebtRaising kids is one of the most joyful and rewarding callings in life, but it can also be financially challenging. As parents, we want to give our children the best: opportunities, experiences, and resources that help them flourish. But sometimes, even with the best intentions, we can fall into financial traps that lead to debt.Here are six common ways loving parents may unintentionally sabotage their finances—and how to avoid them.1. Trying to Keep Up with the JonesesIt's a familiar struggle: your neighbor buys designer clothes for their kids or sends them to an elite private school, and suddenly you feel the need to do the same. But appearances can be deceiving—many people fund their lifestyle with debt. Chasing someone else's standard is a never-ending race, and the finish line keeps moving. Be cautious of modeling your spending after others who may not be living within their means.2. Falling into the Social Media Comparison TrapSocial media only shows the highlight reel. Perfect family vacations, overachieving kids, and pristine homes can tempt you to measure your life against a filtered illusion. These comparisons can spark discontentment and drive unnecessary purchases just to keep up appearances or ease the guilt of not "measuring up." Be mindful of how much your scrolling influences your spending.3. Believing Your Kids Need to Have It AllFrom travel teams to private lessons and elite camps, extracurricular activities have become a costly arms race. While these opportunities can be beneficial, they shouldn't come at the expense of your financial health. Don't believe the lie that your child will fall behind if they don't do everything. It's okay to say no, for the sake of your budget and your family's peace.4. Prioritizing Career Success Over Character DevelopmentThere's nothing wrong with wanting your children to succeed in school and in life, but academic or career accomplishments should never come at the cost of neglecting their hearts. Investing in your child's character, through time, guidance, and godly instruction, often requires less money but more intentional effort. And in the end, it matters far more.5. Overcompensating for What You Didn't HaveIf you lacked certain things growing up, it's natural to want your kids to have more. Whether it was a nicer bike, newer clothes, or a first car, those memories can shape how you respond as a parent. But giving in to every request—even on credit—can backfire. Love doesn't always mean saying “yes.” Sometimes it means exercising the wisdom to say “not right now.”6. Forgetting the Value of Doing WithoutNot getting what you wanted as a kid may have helped you grow. Maybe you learned creativity, resilience, or the value of work through those experiences. Don't rob your children of the same opportunity. Saying no might actually prepare them better for life than always saying yes.Loving your children doesn't mean giving them everything. It means stewarding your finances in a way that honors God and serves your family's long-term well-being. Avoiding debt is one of the best gifts you can give your children—it provides stability, models wisdom, and frees your family to give generously.On Today's Program, Rob Answers Listener Questions:I called about our whole life insurance policy. We've paid for 10 years and only have 19,000 saved with a 150,000 death benefit. My husband provides most of our income.What is the best first credit card for my college-aged daughter?Can I work and collect my full Social Security, or is there a wage cap that I need to worry about? I am 66 years old.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Money SolutionsThe Institute for Christian Financial Health6 Things That Can Lead Loving Parents Into Debt by Dr. Art Rainer (FaithFi.com Article)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

While agricultural incomes are expected to rebound this year, farmers have been taking on more debt lately. Coupled with high costs to run a business, some are worried. It makes it really tough. A look at why loan demand is up — and why some ag economists believe it could be a sign of better things to come.

Send us a textFrom secret shopping bags to unopened retirement accounts, we all have financial decisions we'd rather forget. But keeping those choices hidden can erode trust, increase stress, and quietly damage our relationships.Join Anna and Tim as they break down the emotional weight of financial secrets, the psychology behind overspending, and the regrets that haunt so many of us. You'll also learn Anna's SAFER money framework—a practical, compassionate way to move from silence to healing, both in your relationship and with yourself.This episode covers:Why money shame is more common—and more damaging—than we admitThe emotional reasons people hide spending or debt from partnersHow inaction can lead to the deepest financial regretThe difference between guilt and shame in money conversationsWhy chronic secrecy leads to emotional burnout and health consequencesThe SAFER framework to surface, assess, and repair financial secretsHow financial transparency can rebuild intimacy and trustUntil next time, here's to deeper connections and personal growth.Mad love!The podcast is now on YouTube! If you prefer to watch, head over to https://www.youtube.com/playlist?list=PLw3CabcJueib20U_L3WeaR-lNG_B3zYqu__________________________________________Don't forget to subscribe to the Badass Confidence Coach podcast on your favorite podcast platform!CONNECT WITH ANNA:Instagram https://www.instagram.com/askannamarcolin/TikTok https://www.tiktok.com/tag/askannamarcolinEmail hello@annamarcolin.comWebsite https://www.annamarcolin.com__________________________________________And for all your nutritional supplement needs, go to https://www.DrinkAG1.com/ANNA for five free travel packs and a free one-year supply of Vitamin D/K2

You’ve probably heard it—or said it yourself: “I just want my kids to have what I didn’t.” It sounds noble, but it can sometimes lead to financial trouble. On the next Faith & Finance Live, Rob West will talk with Dr. Art Rainer about how that mindset can push parents into debt. Then Rob will answer some questions on different financial topics. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Episode 98: Are We Hitting a Wall? Rising Debt, Bond Market Chaos & the Fed's Next Move In this week's episode of Drunk Real Estate, we dive into the growing storm in the debt markets and what it means for real estate investors, the U.S. economy, and interest rates going forward. With U.S. debt exploding past $36 trillion, bond auctions failing, and interest payments projected to hit $1 trillion annually, the crew breaks down what's really happening behind the headlines—and why the Fed may be nearing a breaking point. We cover: - Moody's downgrade and its message to investors - Why 20- and 30-year bonds are being rejected by the market - The Fed's balance sheet roll-off and its unintended consequences - Could a debt spiral force the Fed to reverse course on QT? - Why Japan, Germany & global forces are quietly reshaping bond demand - What the SOFR curve is telling us about long-term rates - How all of this ties back to commercial real estate, cap rates, and refinance risk This episode connects the macro puzzle pieces—from treasury stress to real estate fallout—in the way only Drunk Real Estate can.

Everything on the Internet is true, right? What can Tik Tok (and social media) teach us about getting out of debt?  How much of the advice is legitimate and how much is, shall we say, a bit "out there"? On this week's episode of the Crushing Debt Podccast, Shawn & George watch (or listen to) Tik Tok videos from influencers who are trying to help people get out of debt. We'll then comment on the good, the bad, and the ugly of the advice given. As with any social media platform, you have to do your own due diligence and utilize strategies that will work for you. You can listen to similar former episodes of the show like Episode 413 - Tik Tok Money Hacks Episode 388 - Money Lessons from Tik Tok (our Girl Math Episode) The Tik Toks on this weeks episode cover topics such as: What is a normal amount of savings? Bankruptcy Frugal Hacks How to turn $60 into $1,000 Girl Math Why NOT to save money Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders (the link will be live until June 2025): http://support.pancan.org/goto/MYLegacy8  

On this edition of All Sides, we're talking about addressing consumer debt and what can be done individually and at the systemic level.

In this episode of the Personal Finance Podcast,  we are going to talk about  starting at 40, and what are the exact plan I'd use the FI after 40 framework. Watch this episode on Youtube. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to https://joindeleteme.com/PFP20/ for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Shop Data Plans and Save Big at mintmobile.com/pfp   Links Mentioned in This Episode:  How to Negotiate Your Salary and Get a Raise (The Step-By-Step System!) 5 Side-Hustles That Can Turn into a Full time Income! 10 Incredible Benefits of a Taxable Brokerage Account! 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 1 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 2 The Ultimate Guide to the HSA (The Super Retirement Account!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Market Insights and Sovereign Debt Discussion - Dividend Cafe In this episode of Dividend Cafe, Brian Szytel discusses the recent market movements following a significant rise due to a delay in tariffs on the EU. He covers the Richmond Fed survey results, FOMC meeting minutes, and the implications of long-term sovereign debt yields, particularly from Japan. Brian also breaks down the ownership of US Treasury debt and the impact of foreign investments. Looking ahead, he previews upcoming economic data releases, including Q1 GDP, jobless claims, pending home sales, and PCE data. Listeners are briefed on the market's current status and forthcoming economic indicators. 00:00 Introduction and Market Recap 00:35 Economic Calendar and Market Sentiment 00:51 Impact of Trade Announcements 01:55 Sovereign Debt and Treasury Holdings 03:46 Japan's Debt and Yield Curve Control 05:43 Upcoming Economic Data and Conclusion Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Today's episode debunks the polarizing personal finance tool of a debt settlement. We share why we think these companies can be dangerous and give you anecdotal evidence to share our reasoning. You'll hear how these companies might be harmful and ways to combat it on your own instead. In this episode, we chat about: Debt settlement flaws Creditors and collectors Strategies for debt reduction   MENTIONED IN THIS EPISODE: Empowered Money Academy Adrienne's Bankruptcy episode   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

"Plans fail for lack of counsel, but with many advisers they succeed." — Proverbs 15:22When it comes to managing money wisely, many of us could use some help, but how do you know you've found the right financial advisor? Today, we'll explore a few key questions you should ask when hiring someone to help you with your financial decisions. Sharon Epps is here to help us navigate that process.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.How to Find a Financial Advisor Who Aligns With Your FaithFinding a financial advisor can be overwhelming, but it doesn't have to be. With the right questions and a clear framework, you can confidently choose someone who aligns with your values, demonstrates technical competence, and offers a transparent process. Here are three things to consider when hiring a financial advisor who shares your faith and values.  1. Values Alignment: Do They Share Your Worldview?The most important starting point is finding an advisor whose faith informs their advice. There's a big difference between an advisor who is a Christian and one who actively discusses financial decision-making through a biblical lens.Key Questions to Ask:What role does faith play in your financial advice?How do you define financial success?You're listening for more than a respectful nod toward your faith. You want to know if they see money as a tool for stewardship, generosity, and Kingdom impact, not just a means of personal gain.2. Competency: Are They Qualified to Serve You?Once values are aligned, it is essential to ensure the advisor has the technical skills and experience necessary to guide your financial decisions.Look for:Industry certifications (like CFP®, CPA, CKA®, etc.)Experience working with clients in your stage of lifeKey Question to Ask:Can you tell me about clients you've served who are in a similar situation to mine?Good advisors won't name names, but they should be able to share stories of impact that demonstrate how they've helped people like you.3. Process & Compensation: Are They Transparent and Clear?A trustworthy advisor will be open about how they make money and how they work with clients.Key Questions to Ask:Can you explain how you're compensated—fees, commissions, or both—for someone like me?What is your process for creating a financial plan?They should be able to explain their step-by-step approach, timeline, and what you'll need to provide—all in clear, understandable terms. You want someone with “the heart of a teacher.”Ready to Find an Advisor?If you're beginning your search—or even considering reevaluating your current advisor—you can start at FaithFi.com. Click on “Find a Professional” to locate a Certified Kingdom Advisor® (CKA®) near you. These advisors have been vetted for:Biblical worldviewIntegrityTechnical excellenceYou'll also find a free downloadable PDF with suggested interview questions to help guide your search. You can rehire your advisor every year, and it's wise stewardship to evaluate that relationship regularly.When advisors undergo CKA® training, they begin to carry the weight of stewardship—not only for their own resources but also for how they guide clients to make decisions with eternal impact. That's the kind of advisor worth seeking out.On Today's Program, Rob Answers Listener Questions:My wife and I want to set up a will. We have a son we support and want to make sure he gets everything. I talked to a lawyer who said trusts aren't necessary anymore and are expensive. I have about $300,000 in home equity, and I'm wondering about taxes and how he might handle the property.My dad recently passed away. My mom has been drawing on his Social Security because she didn't have enough credits from working. What percentage of my Dad's Social Security benefits will she receive as a survivor? What benefits will she get since he was a veteran with VA disability?Am I supposed to pay tithes on the income of my Social Security now that I'm retired?Now that my wife is retired and I'm almost retired, is maintaining a good credit score still important?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov) | U.S. Department of Veterans Affairs (VA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

This week on our podcast, we dove into an unexpected yet eye-opening connection between the hit reality show Got to Get Out and the process of getting out of debt. Who knew a competition show could offer such powerful insights into financial freedom? When our daughter suggested the show, we didn't think much of it—but as we watched, the parallels to debt reduction became impossible to ignore. This is proof that you can find inspiration in unexpected places.  Tune in to hear our insights about the show and how it relates to achieving any financial goal.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung    

From Debt to Seven Figures: How Jeanne Omlor Built a Thriving Online Business Without Ads How does a single parent go from deep debt to a seven-figure business in less than two years without spending on advertising? In this compelling episode, host Gary Heldt welcomes Jeanne Omlor, a Business Strategist, Seven-Figure Online Business Coach, and Certified Servant Leadership Executive Coach who shares her remarkable transformation. Jeanne Omlor shares her journey from struggling offline coach to successful online business owner. After eight years of working as a coach and facing mounting debt after a life change, Jeanne decided to pivot to online business. Despite initially investing in Facebook ads training, she discovered the power of organic marketing instead. By developing a system based on human relationships, she built a seven-figure business in just 17 months with approximately 92% profit margin. Five and a half years later, she maintains a sustainable business that has helped nearly 500 coaches, consultants, and service providers thrive through her organic marketing methods. Key Takeaways → Following up properly with leads is essential for business success. Most business owners fail to implement a systematic approach to follow-up, letting potential clients slip away. → Organic social media marketing on platforms like LinkedIn, Instagram, and Facebook presents enormous opportunities that many businesses aren't properly harnessing. → Fear of judgment and concern about professional image often prevents business owners from taking the necessary actions to grow their client base. → Business anxiety affects quality of life - when you're constantly worried about finances, you can't be fully present with loved ones even when physically with them. → Success brings freedom from financial anxiety, which significantly contributes to overall happiness and life satisfaction. Quotes from Jeanne "There's not a worse feeling in the world than not fulfilling your potential. You're doing all the things, you're doing everything to be a good parent... but it doesn't feel good because you're just worried." "Thriving wasn't really the order of the day with me. Because I'm emotionally connected to that, I don't want people to go through what I went through. I want it to happen for them." Connect with Jeanne Omlor Website: jeanneomlor.com LinkedIn: linkedin.com/in/jeanneomlor Facebook: facebook.com/jeanneomlor Podcast: Business Wealth Impact Learn more about your ad choices. Visit megaphone.fm/adchoices

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredFormer Obama budget chief Peter Orszag admits in The New York Times that he once tuned out warnings about America's ballooning debt. Now, even he sees the writing on the wall. In this brutally honest segment, we dive into the absurdity of a former White House budget director confessing he "grew skeptical" of deficit concerns—while America spent trillions it didn't have. With the dollar losing its edge, debt soaring, and politicians from both parties dodging accountability, it's time to call it what it is: economic malpractice. Printing money isn't strategy—it's a tax. A quiet, hidden tax that punishes every saver, earner, and investor. Wake up, Washington. This isn't complicated—it's just math.www.watchdogonwallstreet.com

TBOY Live Show Tickets to Chicago on sale NOW: https://www.axs.com/events/949346/the-best-one-yet-podcast-ticketsThanks to The Skinny Confidential, to achieve daytime beauty… women look like monsters at night.The House of Reps passed Trump's “Big Beautiful Bill” — this summer we'll have Big Debt Energy.Lilo & Stitch is expected to have beaten Mission Impossible at the box office… because relatability wins.And if you work at Spotify, they've banned the words “offline” and “later” from meetings…$SPOT $DIS $AAPL Want more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… LaCroix

On this day ... The Golden Gate Bridge opens. This week, as we mark the anniversary of a historic Everest summit, we take a closer look at a new strategy to climb the world's tallest peak. The latest on Russia & Ukraine; Israel & Hamas, and King Charles in Canada. What To Know: What happens next with the spending bill. New recommendation on COVID-19 vaccines. Helpful Links: "All-In" Podcast Everest Climb SUPPORT OUR MISSION: Love nonpartisan news? Want a bigger serving of the serious headlines?  Here's how you can become a SCOOP insider: https://www.scoop.smarthernews.com/get-the-inside-scoop/    Shop our gear!  Instagram: https://www.instagram.com/smarthernews/  Website: https://smarthernews.com/  YouTube Channel: https://www.youtube.com/smarthernews 

If you've been carrying the weight of debt—quietly, shamefully, and alone—this episode is your invitation to lay it down and start fresh. In this detailed and empowering conversation, I sit down with Leslie Tayne, an attorney and the auhtor of Life & Debt. Leslie has spent over 20 years helping people shift their mindset around debt and she believes debt doesn't have to be a source of shame but something we can manage with confidence. Together, we unpack the truth about debt—not as a moral failure, but as a solvable piece of your wealth-building journey. Inside the episode, we explore: How to shift from avoidance and anxiety into acceptance and clear action Why the path to debt freedom isn't one-size-fits-all—and how to find what actually works for you The first small but powerful steps you can take to stop spiraling and start stabilizing The biggest debt mistakes high-achieving women make (and what to do instead) A real conversation on credit cards: perks, points, and whether they're worth the cost The do's and don'ts of debt settlement (including red flags and realities) How to know when it's time to bring in professional support—and who you can actually trust Whether your debt feels like a dull background hum or a daily panic, this episode will leave you feeling seen, equipped, and grounded in your power. All of Leslie's information can be found in the shownotes below. Enjoy!   Connect and Work with Leslie: Her Website Buy A Copy of Her Book: Life & Debt Where to Follow Leslie: Facebook | Instagram | TikTok 

Airwallex is the most insane story in startups: The best angel investment ever: The angel that turned $1M into $1BN. One of the world's best VCs pulled a term sheet and lost $1BN.  The company turned down a $1.2BN offer from Stripe.  The company scaled to $1BN in transaction volume in 9 months.  The company has never not grown 100% in a year.  Jack Zhang is the Co-Founder and CEO of Airwallex, one of the world's fastest-growing global payments and financial infrastructure companies. Since founding the company in 2015, Jack has scaled Airwallex to over $130B in annual payment volume, $720M in ARR, and a global team of 1,800+ employees. Under his leadership, Airwallex has raised over $1.2BN from investors including Square Peg, Lone Pine, and Tencent.  In Today's Episode We Discuss: 00:00 – The Best Angel Investment Ever: From $1M to $1BN 06:55 – From Lemon Factory and Petrol Station to Billionaire: The Early Days 15:20 – $5M side hustle while working full-time: how Jack did it 24:45 – Failing Three Times Before Product-Market-Fit 31:00 – The Term Sheet That Got Pulled and Lost Matrix $1BN 34:40 – Why We Rejected Stripe's $1.2BN Acquisition Offer 49:05 – 0-$1B transaction volume in 9 months: How Shein Saved Airwallex 1:03:40 – We F****** Up Scaling internationally... & Burnt $200M/year 1:08:00 – When COVID hit, they lost 50% of revenue overnight 1:11:45 – Why Jack raised at 6x revenue and is now buying back stock himself 1:15:00 – The truth about secondaries and how much is “enough” 1:18:00 – The hiring mistakes that almost broke the culture 1:20:15 – Why Jack is Taking Out a Line of Debt for $70M  

Whether to buy a house or go to college are major financial decisions, but so is deciding when to take Social Security.It's true—tens of thousands of dollars, if not more, are on the line when deciding when to start Social Security benefits. Eddie Holland joins us today to help make the decision easier.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Common Recommendation—But Not a One-Size-Fits-AllWhen it comes to retirement, one of the most common questions people ask is: When should I start taking Social Security benefits? It's a vital decision that affects not only your income but also your long-term financial strategy and even your legacy.It's generally recommended to wait until at least full retirement age (66 or 67), but that doesn't mean it's the best choice for everyone. While delaying Social Security allows your benefits to grow up to 8% annually after full retirement age, thanks to what's called a delayed retirement credit, we must remember that each situation is unique.Six Key Factors to ConsiderHere are several factors that should guide your decision:1. Reduction vs. Growth of BenefitsTaking Social Security early reduces benefits. Delaying past full retirement age increases benefits. That tradeoff is foundational to your strategy.2. Cash Flow NeedsIf you retire before full retirement age and need income, you might begin drawing Social Security early to meet immediate needs. Some people may need to pay off debt or cover living expenses.3. Charitable Giving GoalsInterestingly, some retirees choose to take Social Security early in order to increase their generosity. Some people start taking benefits specifically to give more, either during retirement or as part of a legacy plan. 4. Health and LongevityYour health and family history play a significant role. If you don't expect to live well into your 80s or 90s, you might opt to draw earlier. But if you're healthy and expect a longer life, delaying could offer more value over time.5. Legacy and InheritanceYou can't leave your Social Security benefits to heirs, but you can leave your investment portfolio. This means some people opt to draw Social Security sooner in order to preserve their portfolio for giving or inheritance purposes.6. Tax PlanningSocial Security benefits can be taxable depending on your income. Some people delay benefits until a year they anticipate being in a lower tax bracket, strategically minimizing the tax impact.A Bonus Strategy: The “Mulligan”In some cases, there is a lesser-known but potentially powerful option: the withdrawal application.If you start taking Social Security before full retirement age and change your mind within the first 12 months, you can actually ‘undo' it.” You'll need to repay the benefits you received, but the Social Security Administration treats it as if you never started. You then have the option to restart at a later date, potentially at a higher benefit.This strategy can be especially useful during periods of market volatility when withdrawing from your investment portfolio might not be ideal.The Bottom LineThere's no universal right age at which to begin drawing Social Security. It really depends on your personal situation—your income needs, health, tax strategy, and goals for generosity and legacy.Wise financial planning starts with understanding your options and aligning those choices with your values and calling.On Today's Program, Rob Answers Listener Questions:How much is enough? My wife and I have 10 properties, including the one we live in. Because of COVID and a flood, I've been rehabbing them for the last few years. My wife is 71 and still working, and I'm wondering if we should continue fixing them up to maximize profit, or we should just hold them as they are, even if we get less money.I'm near retirement with $2 million saved and a good pension. Should I spend $3,300-$7,600 on a $20,000 term life policy, or is it unnecessary given my financial situation?I have assets but don't work. Can I gift my RMD to my church and not have it counted on my income tax for 2026?I'm taking early retirement from the government, and I'm wondering about what to do with my thrift savings.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Blue TrustWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Navigating Multifamily CRE in a Volatile Environment Insights from Paul Fiorilla, Director of U.S. Research at Yardi Matrix   Paul Fiorilla offers a data-driven view of today's commercial real estate (CRE) landscape using the vast resources he has at his disposal at Yardi.   While market sentiment may be growing more optimistic, Fiorilla acknowledges investors should separate short-term mood from long-term fundamentals. His perspective, rooted in close analysis of multifamily data and macro conditions, is both pragmatic and cautionary: yes, there's capital on the sidelines and deals are getting done but many investors may be misreading the durability of recent tailwinds and underestimating latent risks.   Short-Term Confidence, Long-Term Industry   Real estate is an inherently long-term, illiquid asset class yet, much of the current market behavior appears to be anchored in short-term confidence (and short term memories). That dissonance should give investors pause. While macroeconomic shocks like tariffs, interest rate hikes, and political uncertainty do not immediately register in quarterly CRE data, their effects compound over time.   Investor sentiment, meanwhile, remains buoyant. Debt markets have resumed activity, stock indices are back near prior highs, and many assume the worst is behind us. But the lagging nature of real estate data means we're still months away from fully seeing the impacts of recent fiscal and geopolitical developments.   Multifamily Fundamentals: A Shifting Landscape   Fiorilla addresses the fundamentals of the multifamily sector, noting that demand has remained strong in recent years, but the distribution of that demand is shifting. Rent growth is no longer universal. Over the past 15 months, metros in the Midwest and Northeast, markets like Chicago and New York, have consistently posted moderate, steady rent growth. In contrast, high-growth Sunbelt cities such as Austin, Atlanta, Nashville, and Salt Lake City are experiencing flat to negative rent trends.   What's driving this bifurcation is primarily supply. In oversupplied markets, absorption hasn't kept pace with new deliveries. Despite a sharp national decline in starts, down approximately 40% year-over-year, the existing pipeline remains heavy. Nationally, over 1.2 million units are either in lease-up or under construction. In high-growth markets, deliveries will continue at elevated levels for the next several years. Some cities may see 12–15% added to their multifamily inventory by 2027.   Fiorilla underscores that while national numbers suggest a tapering of supply, the local realities are more complex. Markets that arguably need more housing, Los Angeles, New York, and Chicago for example, are seeing similar slowdowns in new development as oversaturated markets. The result is a continued misalignment between where capital is building and where it's most needed.   The Waning Tailwinds of Demand   Fiorilla also points to softening demand drivers that may soon undermine current assumptions. Over the past several years, demand has been supported by several powerful tailwinds: robust job growth, high immigration, and pandemic-era trends such as household formation and suburban relocation. But these are now tapering.   Net immigration, while still meaningful, is slowing. Job growth has begun to decelerate. Moreover, federal employment cuts and delays in private-sector hiring – driven by political and fiscal uncertainty – are contributing to a weakening outlook for household formation. These are not necessarily signs of imminent distress, but they do suggest that the extraordinary absorption rates of 2021–2022 will be difficult to sustain.   As Fiorilla puts it, “the risks are to the downside.” He's not forecasting a collapse but cautions against overreliance on recent performance when underwriting future deals, particularly in light of ongoing supply pressure.   Policy Risk and the Fragility of Subsidized Housing   Among the more underappreciated risks in the market, Fiorilla emphasizes policy risk, especially in affordable and subsidized housing. He notes that while programs like LIHTC and Opportunity Zones appear safe, others such as Section 8 are under pressure.   Of particular concern are proposals to convert these programs into state-administered block grants. While this may seem like a technocratic shift, it would represent a material change for property owners. Federal guarantees would be replaced by varying state-level funding regimes, increasing payment risk and reducing the predictability that underpins underwriting in the subsidized housing sector. For owners reliant on these programs, even modest payment disruptions could be “catastrophic,” he notes.   Interest Rate Volatility: The Real Pain Point   Turning to capital markets, Fiorilla distinguishes between the level of interest rates and the pace at which they change. Today's rates, he argues, are not historically high. Pre-GFC, rates were often at similar levels. What's destabilizing is the speed of change. A sharp increase from near-zero to 4–5% within a single year has impaired refinancing feasibility and upended underwriting assumptions.   This volatility, not the rates themselves, has created most of the current distress. Borrowers facing refinancing at double or triple the prior coupon are under strain. And yet, transaction activity persists, with many deals still pricing at thin or even negative leverage. Why? Because the #1 driver of compressed cap rates is investor confidence in future cash flows. The belief that rents will continue to rise justifies aggressive pricing – until it doesn't.   This mindset echoes pre-GFC sentiment, where rent growth was taken as a given. Fiorilla is quick to clarify that today's market is not nearly as reckless. Still, elevated pricing in an environment of cooling fundamentals could leave investors dangerously exposed to even mild shocks.   Quiet Distress and the Maturity Wall   Another issue masked by short-term optimism is the growing volume of loan maturities. These include both regularly scheduled maturities and loans previously extended during 2021–2023 that are now reaching their end.   Fiorilla notes that many of these are being addressed quietly. Lenders, reluctant to force asset sales, are working with borrowers on a case-by-case basis. The result: distress is real, but it's largely invisible. There's little evidence of forced portfolio liquidations or widespread delinquencies – yet.   The availability of capital, particularly for multifamily, is helping to buffer these pressures. There's no shortage of dry powder. But absent a sharp rate reversal or improved clarity from policymakers, the sector could see a slow bleed of marginal deals rather than a systemic reset.   Underappreciated Geopolitical Risk   One of the most thought-provoking parts of the conversation concerns CRE's growing sensitivity to global and political dynamics. This is a structural change. The U.S. has long benefited from its role as a stable, rule-of-law jurisdiction. But shifts in foreign policy, trade restrictions, and political dysfunction are beginning to weigh on foreign investment.   Declining Canadian cross-border investment and tighter restrictions on visa travel are, in part, evidence of this shift. These aren't headline stories but they are meaningful. If the U.S. loses its perception as a reliable haven for capital, CRE pricing could face downward pressure from shrinking foreign demand. This is a long-term trend worth monitoring closely, not a transitory blip.   What He's Watching   When asked what indicators he watches most closely, Fiorilla points to three primary metrics: Occupancy Rates – Particularly in high-supply markets. Stabilized occupancy below 94% would be an early warning sign. Absorption Trends – A sustained drop in household formation or leasing activity could signal weakening demand. Employment Data – Job losses, especially if broad-based, would ripple into rent growth and occupancy. He also monitors transaction volume as a proxy for investor confidence. If deal flow freezes again, that would signal a recalibration of forward expectations.   Final Reflection   While Fiorilla resists giving investment advice, his closing thoughts reflect a conservative posture. He's not sitting on the sidelines entirely but he's not rushing in either. Caution, portfolio balance, and realistic expectations are the guiding principles.   For CRE professionals, this conversation is a reminder to look past sentiment and dig into the data and the fundamentals: local supply pipelines, policy shifts, interest rate trends, and the fragility of assumptions underpinning future rent growth. The macro backdrop is far from stable and the margin for error, even in multifamily, may be thinner than it appears.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Subscribe to Simplify My Money:https://www.debtfreedad.com/newsletters/simplify-my-moneyJoin Brad Nelson, Amber Taylor, and Ryan Nelson as they explore five costly lies that many people believe about their money, which keep them stuck in debt. From convincing yourself that 'you deserve it' to the misconception that 'small monthly payments' are harmless, this episode tackles these financial myths head-on. The hosts stress the importance of taking control of your finances today instead of waiting for the 'right time.' They share their personal debt-free journeys and offer insights into how anyone can achieve financial freedom. Tune in to learn how to break free from these detrimental beliefs and start making real progress towards a debt-free life. Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

A sweeping new 409-page report from the Department of Health and Human Services challenges the scientific basis for medical interventions on children with gender dysphoria. Whistleblower Dr. Eithan Haim breaks down the findings, while Deputy Assistant to the President May Mailman outlines the far-reaching policy implicationsDone with Debt: https://www.DoneWithDebt.comTax Network USA: Call 1-800-958-1000 or visit https://TNUSA.com/MEGYNto speak with a strategist for FREE today

Tom Bilyeu The trigger that spun him out to make the content he is covering now. (1:13) Understanding that we live in an economic system that was constructed. (4:06) Debt jubilee. (10:51) How forward progress does NOT care about any given generation. (12:57) The existential crisis of having no meaning or purpose. (17:40) How long will we remain human? (19:47) The fast takeoff. (22:08) Humans doing bad vs. AI doing bad. (25:31) AI and the impact on his sci-fi writer brain. (28:45) Are we in the Matrix? (32:52) How does he remain an atheist going down this rabbit hole? (35:59) Thucydides Trap. (42:32) US/China AI race. (43:39) Experts vs arguments. (45:11) Happiness is a choice. (47:18) His decision not to have children. (50:27) We have a technology problem, not a population problem. (57:39) Shared memory document. (1:02:05) The biggest learning lessons from being in the media. (1:07:54) His mis map of NFTs. (1:11:29) Related Links/Products Mentioned Visit Eight Sleep for an exclusive offer for Mind Pump Listeners! ** Use the code MINDPUMP to get $350 off your very own Pod 5 Ultra. The best part is that you still get 30 days to try it at home and return it if you don't like it – – Shipping to many countries worldwide. ** May Special: MAPS 15 Performance or RGB Bundle 50% off! ** Code MAY50 at checkout ** The Creature from Jekyll Island: A Second Look at the Federal Reserve Money Printing and Inflation Thucydides Trap - Wikipedia Neon Future Comic Series | Volume 1 Graphic Novel by Impact Theory Lights On: How Understanding Consciousness Helps Us Understand the Universe Joe Rogan Experience #2303 - Dave Smith & Douglas Murray 1493: Uncovering the New World Columbus Created Mind Pump Podcast – YouTube Mind Pump Free Resources Featured Guest/People Mentioned Tom Bilyeu (@tombilyeu)  Instagram Website YouTube Ray Dalio (@raydalio) X/Twitter Annaka Harris (@annakaharrisprojects) Instagram  

In this episode of the Personal Finance Podcast,  we are going to talk about the  five Side hustles that could turn into a full-time business. Watch this episode on Youtube How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to https://joindeleteme.com/PFP20/ for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Shop Data Plans and Save Big at mintmobile.com/pfp   Relevant Episodes:  7 Side Hustles That Can Turn Into a Full Time Business 9 Modern Side-Hustle Ideas That You Can Eventually Turn Into Full Time Businesses! Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The P.A.S. Report, Professor Nick Giordano breaks down the “One Big Beautiful Bill” that just passed the House and now goes to the Senate through budget reconciliation. While the bill offers some middle-class tax relief, work requirements, and border enforcement, it fails on fiscal responsibility, limited government, and bureaucratic overreach. Professor Giordano exposes how the bill expands federal power, increases spending, and continues rewarding the same agencies that have abused their authority. He makes it clear that real reform is essential and getting back to the principles of fiscal responsibility and limited government is the real way to usher in the next golden age of America. Episode Highlights: Why Congress hasn't passed a real budget since 1997 and how reconciliation is being abused The good: No tax on tips or overtime, Trump tax cuts extended, border wall funded, work requirements imposed for some entitlement programs like Medicaid and SNAP The bad and ugly: Debt ceiling hike with no reform, departments and agencies continue to see funding increases, and continued bureaucratic bloat

Join us for a deeply motivating conversation with Andrew Jobling as he shares timeless lessons on personal transformation, the power of daily habits, and why true success starts with your thoughts. As a former AFL player turned bestselling author and mindset mentor, Andrew reveals how to shift from survival mode into joyful, purposeful living — and why small daily choices compound into extraordinary outcomes.In this episode, you'll learn how to create lasting change, build authentic self-worth, and why “today” is where your future begins.Watch the full episode to hear Andrew's actionable strategies for living a happier, healthier, and more intentional life.About our guest:Andrew Jobling is a bestselling author, speaker, and former professional athlete dedicated to inspiring people to live deliberately and joyfully. After his AFL career, Andrew became passionate about wellness, mindset, and helping others build lives of meaning. Through his books, podcast (The Wellness Puzzle), and coaching work, he empowers individuals to create positive ripple effects through small daily habits, gratitude, and self-belief. Andrew's message is simple yet powerful: transformation begins with a single thought and one committed action today.Follow Our Guest:Instagram – https://www.instagram.com/andrewjobling64/Website – https://andrewjobling.com.au/Follow Us On:Instagram – https://www.instagram.com/thestevehodgson/https://www.instagram.com/sharewithsteve/Episode Highlights:00:00 - Episode Trailer00:15 - How to initiate real personal transformation00:36 - Why clarity and commitment matter01:05 - Breaking free from the autopilot treadmill02:03 - The trap of living in the past and future02:59 - Finding gratitude and joy in today03:23 - Why happiness is a choice, not a destination04:34 - Today's actions shape tomorrow's success05:17 - Why small daily decisions create massive change06:06 - The compound effect of healthy habits07:04 - Building success through simple daily wins08:03 - How Andrew's podcast The Wellness Puzzle began09:08 - The mission: Positive ripple effects of change10:17 - Key lessons from nearly 300 podcast episodes11:10 - Why self-worth is the foundation for everything12:11 - Overcoming self-sabotage through inner work13:00 - The real secret to lasting happiness and success

There is a kind of debt you never want to get rid of. In fact, it's absolutely necessary to have. Last week Dr. James Boice talked about the importance of getting out of debt. But next time he'll talk about the importance of staying in debt. To find out what kind of debt we should keep, listen this week to Bible Study Hour. To support this ministry financially, visit: https://www.oneplace.com/donate/81/29

Some prominent financial crypto commentators and investment analysts are predicting a long-term Bitcoin rally that may send the asset's price above $1.5 million before the end of the decade, driven by rising inflation and mounting global debt. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is debt so dangerous, and why do so many people fall into it? We'll cover the myths teens hear about “good debt,” credit cards, and borrowing from friends or family. We'll teach them how to avoid it, what interest really does, and how saying “no” to debt now opens way more doors in the future. Book covered: The Total Money Mindset by Dave RamseyLoved this audio? You should see the video version! Check it out on my YouTube channel, https://www.youtube.com/@sidekicktohero Or watch it in the Sidekick to Hero app for tweens and teens! It's a gamified confidence & productivity platform that helps young teens develop the habits of heroes and high-achievers. Start for free at www.sidekicktohero.com

Snag Our Simplified Budget System!Hey budget besties!

In Romans 2:4, Paul writes, “Do you not know that God's kindness is meant to lead you to repentance?” What a powerful reminder that even when we fail, especially when we fail, God's grace invites us back. He doesn't lead with condemnation, but with compassion.That truth has everything to do with our financial lives.Yes, God Cares About MoneyIt's easy to think God isn't concerned with something as “earthly” as money. But Scripture tells a different story. There are over 2,300 verses dealing with money and possessions. Why? Because how we handle money reveals what we value, trust, and believe about God.And just like any other area of our lives, when we fall short financially, whether through poor choices or sinful patterns, we're invited to bring those failures to the Lord in repentance.Grace for Financial FailuresWhen we confess our financial sins, we don't encounter a cold, condemning judge. We meet a loving Father, ready to forgive and restore. No financial mistake is too big for the Cross. Christ paid for every one of them.Take Zacchaeus, for example. The chief tax collector of Jericho was known for financial exploitation. But after one encounter with Jesus in Luke 19, everything changed. His repentance was visible: He gave half his possessions to the poor and repaid those he had wronged four times over. Jesus didn't demand this—grace compelled it. Zacchaeus didn't earn salvation by generosity; his giving revealed a heart transformed by it.We're invited to that same transformation.Financial Sins Worth Repenting OfYou might be wondering, What financial sins should I bring before the Lord? Here are a few worth reflecting on:1. Forgetting God Owns It AllWe are stewards, not owners. Deuteronomy 8:18 reminds us that God gives us the ability to produce wealth. When we forget that, we risk idolizing what we've earned instead of worshiping the One who provides.2. Dishonesty in Financial DealingsCutting corners, misrepresenting the truth, or taking advantage of others damages our witness. As Paul writes in 2 Corinthians 8:21, “We aim at what is honorable not only in the Lord's sight but also in the sight of man.”3. Withholding GenerosityProverbs 11:24 warns that stinginess can actually lead to lack. A lack of generosity can reveal misplaced trust in wealth instead of God.4. Neglecting Diligent WorkWork isn't a punishment—it's a calling. Proverbs 14:23 says, “In all toil there is profit.” Laziness, or lack of engagement with our work, hinders our ability to live out God's purposes.5. Living Beyond Our MeansChronic overspending leads to stress and debt. Proverbs 22:7 says, “The borrower is slave to the lender.” Contentment honors God's provision.6. Coveting Others' WealthEnvy skews our perspective and sows discontentment. Exodus 20:17 calls us to guard our hearts from coveting what others have.Repentance That Leads to RestorationIf any of these hit close to home, remember this: conviction is not the same as condemnation. The goal of repentance is restoration, not shame. God is not asking for perfection—He's asking for surrender.When we confess, He forgives. And in His kindness, He leads us into new patterns of faithfulness marked by integrity, generosity, and wisdom.So wherever you are today—whether gathered with family, enjoying the day off, or reflecting quietly—take a moment to consider how God's kindness might be calling you back in your financial life.Ask Him to search your heart. Repent of anything that's not aligned with His will. And trust that He will meet you with mercy and guide you forward in grace. Because when we place even our financial story in His hands, it becomes a testimony of His faithfulness.And that, friend, is true freedom.On Today's Program, Rob Answers Listener Questions:I want to know how to invest my Roth IRA funds. I have a large account with a private custodian in a checkbook LLC, and right now it's just sitting in a bank account, which is shrinking because of inflation. I just want to keep up with inflation. I'm 70 years old and want to invest $30,000 wisely. After financial challenges, I want to create a safety net for my family and 15 grandkids. I don't know much about investing and need advice on what to do with my money.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Schwab Intelligent Portfolios | BettermentSound Mind Investing (SMI)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

After the Big, Beautiful Bill passes the House, we examine the debt fallout and what it means for the American economy; we discuss the DC terror attack and why politicians calling out anti-Semitism isn't particularly meaningful; and Emmy Award-winning actress Patricia Heaton stops by! Click here to join the member-exclusive portion of my show: https://bit.ly/3WDjgHE Ep.2206 - - - Facts Don't Care About Your Feelings - - - DailyWire+: This week only, don't miss the DailyWire+ Memorial Day Sale—get 40% off an Annual Membership with code DW40. Don't miss the all-new Ben After Dark—tonight at 7:30pm ET, only on DailyWire+. Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Today's Sponsors: Perplexity is an AI-powered answer engine that searches the internet to deliver fast, unbiased, high-quality answers, with sources and in-line citations. Ask Perplexity anything here: https://pplx.ai/benshapiro PureTalk - Switch to PureTalk and start saving today! Visit https://PureTalk.com/SHAPIRO Kikoff - Get your first month for $1. That's 80% off the normal price when you go to https://getkikoff.com/shapiro today. Shopify - Sign up for your one-dollar-per-month trial and start selling today at https://shopify.com/shapiro Kars4Kids - Call now: 1-877-Kars4Kids or donate your car online at https://Kars4Kids.org/ben IFCJ - Bring comfort and relief to Israel and her people by donating at https://BenForTheFellowship.org - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53 Follow on Instagram: https://bit.ly/3QtuibJ Follow on Facebook: https://bit.ly/3TTirqd Subscribe on YouTube: https://bit.ly/3RPyBiB - - - Privacy Policy: https://www.dailywire.com/privacy

A young Jewish couple working for the Israeli Embassy was shot and killed outside the Capital Jewish Museum in what law enforcement calls a targeted antisemitic attack. Kid Cudi takes the stand in Sean "Diddy" Combs' criminal trial, backing up claims of violent and threatening behavior that prosecutors say are part of a long-running criminal enterprise. The Department of Health and Human Services released a dire report identifying four root causes of America's childhood chronic disease crisis: poor diet, environmental toxins, inactivity, and overmedicalization. The Trump administration revoked Harvard's ability to enroll international students, accusing the university of ignoring federal reporting requirements and fostering a hostile, antisemitic campus environment.Done with Debt: https://www.DoneWithDebt.comRiverbend Ranch: Visit https://riverbendranch.com/ | Use promo code MEGYN for $20 off your first order.