Podcasts about Debt

Good morning, afternoon, and evening, real estate investors! Scott Carson here, bringing you another special episode that's all about making money move. Today, we're heading to the true heart of north Texas – Fort Worth (sorry, Dallas) – to chat with one of our note investing rockstars, Brian Dills. This part-time investor is still rocking his full-time gig in education but is building a killer cash flow portfolio, one sweet performing note at a time!Brian's journey is a masterclass in evolving your investing strategy. He started in property management, built and sold a successful company (a feat many just crash and burn!), and even dipped his toes into being a realtor. But it was note investing that truly moved the needle, especially after he "paid the tuition" on a tricky Pennsylvania deal – a valuable lesson that shifted his focus to the steady rhythm of performing notes. Now, he's got a gem on his hands, and you're getting an inside look!Here's what makes this Fort Worth performing note a true Texas-sized opportunity:A-List Asset, Prime Location: Dive into the details of a single-family, first-lien deed of trust in a desirable Fort Worth zip code, boasting a conservative market value of nearly $200,000.Borrower Commitment is King: Discover why the borrowers' history of consistently overpaying to catch up makes this a low-risk, high-reward scenario – they're serious about keeping their home!Sweet 8% Passive Return: Learn how you can plug your idle capital (hello, Self-Directed IRA!) into this deal for a solid 8% interest-only return over 24-36 months, with Brian still banking nearly $300/month in cash flow.Equity Cushion & Texas Speed: Understand the massive equity gap, making this a super secure investment, and why Texas's fast foreclosure laws offer an extra layer of protection (though the goal is always win-win!).The Power of Consistency: Hear how Brian sourced this "in-his-backyard" deal through consistent networking on LinkedIn, proving that showing up and following up works to find off-market opportunities.This isn't just about a single deal; it's a blueprint for building passive income, leaving the rat race, and becoming AI-searchable (if you've been listening!). Brian is living proof that consistent effort and a laser focus on cash flow can get you where you want to go. If you're looking to fund this gem or other future deals, reach out to Brian at brian@heritagefinancialholdings.com or call him directly at (682) 203-7789. Don't let your money sit on the sidelines when you can earn an above-average return and help a fellow investor succeed. Go take some action, everybody – and we'll see you at the top!#NoteInvesting #RealEstateInvestor #PerformingNotes #FortWorthRealEstate #TexasInvesting #PassiveIncome #SelfDirectedIRA #CashFlow #RealEstateDeals #InvestorMindsetWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Opening Bible verse: Ephesians 5:14-17 Are you tired of living in survival mode? Are you ready to have a more proactive life instead of reacting daily? Well, 2026 is for you! On today's episode I share some big news for the 2026 year of Pruning To Prosper. Share this episode with a friend and sign up for the monthly newsletter so you don't miss a thing! Get ready for the life of your dreams ***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you'll get it all done in one weekend? If this sounds like you, let's work together.   Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You'll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour. Virtual Coaching Schedule   Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We'll meet via Zoom and see if working with me would benefit you.  Email me at: tightshipmama@gmail.com to schedule a time.   Looking for community of like-minded women? Join the private Facebook community here: Facebook Group   Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   Do you like to watch a podcast? Check out my YouTube channel here:  YouTube    For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com  

Click to text the show!CMBS loans can be great for stabilized properties. They offer great terms and low rates. But what happens if you want to talk to a real human about your loan? What if you need a loan modification? With CMBS, a nightmare will ensue. Michael Cohen specializes in helping borrowers do CMBS loan workouts. Connect with Michael:https://brightoncapitaladvisors.com/https://www.linkedin.com/company/brightoncapitaladvisors/ Email Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*The audio of this podcast is never generated by AI. However, some or all of the show notes and images may have been generated using AI tools.

Send us a textAs we close out 2025, this final guest conversation on The Good Enough Mompreneur Podcast is all about clarity, intention, and creating options for our kids without sacrificing our peace.In this episode, Angela sits down with Shellee Howard, founder and CEO of College Ready, certified independent college strategist, best-selling author, and host of Parents: Is Your Teen College Ready?With over 17 years of experience, Shellee has helped more than 3,000 students get accepted into best-fit colleges — including 300+ Ivy League acceptances — while helping families secure over $40 million in scholarships and avoid unnecessary student debt.But this conversation goes deeper than admissions.Shellee shares how a life-changing trip to Uganda inspired her nonprofit, Empower Education World, and how purpose, service, and intentional planning can shape not only education — but legacy.✨ In This Episode, You'll Learn:How families can approach college planning without overwhelm or fearWhy student debt is not inevitable — and what parents can do differentlyThe truth about Ivy League admissions and common college mythsHow “college fit” matters more than prestigeWhat passion projects are and how they help students stand outThe hidden costs of college most families don't plan forHow education, purpose, and impact intersect — locally and globallyThis episode is a powerful reminder that planning early creates freedom, and that doing things differently doesn't mean doing them wrong.

One of our most thought-provoking conversations this year. Kiwibank chief economist Jarrod Kerr on why New Zealand struggles to think long term — and how smarter investment could shape the next few decades. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Shared Lunch is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. It is not financial advice. Information provided is general only and current at the time it’s provided, and does not take into account your objectives, financial situation and needs. We do not provide recommendations and you should always read the disclosure documents available from the product issuer before making a financial decision. Our disclosure documents and terms and conditions—including a Target Market Determination and IDPS Guide for Sharesies Australian customers—can be found on our relevant Australian or NZ website. Investing involves risk. You might lose the money you start with. If you require financial advice, you should consider speaking with a qualified financial advisor. Past performance is not a guarantee of future performance. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. The customers shown in this episode are Sharesies investors, and their stories are actual experiences they’ve had - their stories are not advice, or a recommendation or opinion to invest or to use Sharesies in the manner they have. They’re compensated for their time to record their story.See omnystudio.com/listener for privacy information.

Like giant containers of volatile gas, money must be managed with great care. Because most of us don't have more than we need, we must be wise and faithful with what we have. Our tendency in marriage, however, is to procrastinate. “Tomorrow we'll get organized,” we lie to ourselves and our mates. Or we try to maintain an unrealistic and impractical financial system which ultimately discourages us. No home can escape the clutches of coin and currency—so we must learn how to implement wise policies of earning, giving, spending, saving, investing, and borrowing.Download Message Mates To support this ministry financially, visit: https://www.oneplace.com/donate/1118/29?v=20251111

Click here to Shop Affirmation Decks, Oracle Decks, and more! Use Promo code: RCPODCAST20 for 20% off your first order!   Today's Power Affirmation: I release all that I owe with my abundance mojo.   Today's Oracle of Motivation: When you are cruising through the debt-gremlin neighborhood, remember that you will make it out if you keep your wheels whirling. Debt and abundance can either help or hinder you, depending on how you use them. Debt can kickstart abundant businesses, and abundant businesses can fold into debt. Both are extensions of your energy. To fill your life with more abundance, release your attachments to your debts. Repeat, "I release all my debt, which no longer serves my growth. I allow abundance to flow into my life to support my growth." Put emotions and specificity into your requests! This triggers your subconscious brain to make decisions that will beat down all the debt gremlin mofos and juice your money mojo!   Designed to Motivate Your Creative Maniac Mind The 60-Second Power Affirmations Podcast is designed to help you focus, affirm your visions, and harness the power within your creative maniac mind! Join us every Monday and Thursday for a new 60-second power affirmation followed by a blast of oracle motivation from the Universe (+ a quick breathing meditation). It's time to take off your procrastination diaper and share your musings with the world!   For more musings, visit RageCreate.com     Leave a Review & Share! Apple Podcast reviews are one of THE most important factors for podcasts. If you enjoy the show, please take a second to leave the show a review on Apple Podcasts! Click this link: Leave a review on Apple Podcasts Hit “Listen on Apple Podcasts” on the left-hand side under the picture. Scroll down under “Ratings & Reviews” & click “Write A Review” Leave an honest review. You're awesome!  

Debt is at record highs, yet insolvencies are flat. Why? In this episode of Debt Free in 30, Licensed Insolvency Trustees Doug Hoyes and Ted Michalos explain a financial paradox that's leaving millions of Canadians stressed, exhausted, and confused. The answer isn't that people are okay. It's that people are enduring. If you're paying your bills but still feel like you're drowning, this episode is for you. Coming Up Next Next episode: a special double episode with David Chilton (The Wealthy Barber) — a practical conversation about money, debt, and what Canadians are really facing heading into 2026.  2025 Predictions Show Office of the Superintendent of Bankruptcy, Insolvency Statistics Statistics Canada, Household debt levels (including credit cards) Statistics Canada, CPI (Inflation) Mortgage Rates, Bank of Canada Hoyes Michalos Homeowners Bankruptcy Index TransUnion, Canadian Consumer Debt Continues to Grow Despite Macroeconomic Relief Hoyes Michalos Credit Repair Strategies and Rebuilding Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario In This Episode, You'll Learn: · Why people don't file when debt rises — they file when cash flow breaks · How inflation pushed credit card balances higher without immediate defaults · Why paying the minimum isn't a solution — it's a delay · How balance transfers and mortgage equity are masking financial stress · Why insolvencies tend to stay flat, then jump · What would trigger a surge in personal insolvencies · Our 2026 insolvency predictions for Ontario · Why relief isn't failure — and how getting advice early preserves options (00:00) You're Not Failing — You're Enduring (02:30) Debt Is Exploding, So Why Aren't Bankruptcies Rising? (05:20) People Don't File When Debt Rises — They File When Cash Flow Breaks (08:10) Why Credit Card Debt Is Rising Without Defaults (11:00) Paying the Minimum Is Buying Time — Not Solving the Problem (14:00) Who's Carrying the Debt Now (And Why That Matters) (17:10) Why Inflation Changed How Insolvencies Work (20:20) The Hidden Delay: Interest Rates Haven't Fully Hit Yet (23:40) Mortgage Equity Is Masking Financial Stress (27:00) Why Insolvencies Don't Rise Gradually — They Snap (30:00) Why Convexity Shows Up Later (32:40) The Paperclip Effect: Endurance vs. Breaking (34:10) What Would Trigger a Surge in Insolvencies? (35:30) Our 2026 Insolvency Predictions (38:00) Relief Isn't Failure — It's a Reset Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Dave Ramsey lays out why debt is the greatest enemy of financial freedom and how Baby Step Two — the debt snowball — breaks its grip. With humor and blunt truth, he explains how debt steals your income, normalizes broke behavior, and delays generosity, wealth, and peace. Freedom begins when payments end.JOIN QOD CLUB. Ready to find your people? Join QOD Club and connect with a community of likeminded QOD listeners. Get weekly Monday Mentorship calls, Wednesday Book Club discussions, ad-free QOD episodes, and access to Money Mind Academy. Plus, online business trainings — marketing, social media, podcasting, and more — coming in January. Start your 30-day trial today for only $9!GET MY TOP 28 BOOK RECOMMENDATIONS: Click here to get your free copy of “28 Books That Will Rewire Your Mindset for Success and Self-Mastery” curated by yours truly!Source: Financial Peace (

Ask Farnoosh tackles three timeless money crossroads: getting out from under high-interest credit card debt, taking a career break without losing financial footing, and deciding whether an early retirement package is a smart (and safe) next move. Questions Include: How to manage credit card debt at 30% interest? Consolidation options, reputable nonprofit credit counseling, negotiating APR, and a realistic payoff plan Burnt out breadwinner considering a 6-month break? Exploring a “middle path” (sabbatical/reduced hours), runway math, and navigating the fear of financial dependence Take an early retirement package? Evaluating the offer, retirement readiness checks, when to consult a planner, and why buyouts can signal future layoffs Hosted on Acast. See acast.com/privacy for more information.

// GUEST //Website: https://www.eddowd.com/X: https://x.com/DowdEdwardLinkedin: https://www.linkedin.com/in/edward-dowd-87902158/ // SPONSORS //Heart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/Blockware Solutions: https://mining.blockwaresolutions.comOnramp: https://onrampbitcoin.com/?grsf=breedlovePerformance Lab Supplements: https://www.performancelab.com/breedloveThe Farm at Okefenokee: https://okefarm.com/Club Orange: https://www.cluborange.org/Efani — Protect Yourself From SIM Swaps: https://www.efani.com/breedlove // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveLineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/Salt of the Earth Electrolytes: http://drinksote.com/breedloveJawzrsize (code RobertBreedlove for 20% off): https://jawzrsize.com // UNLOCK THE WISDOM OF THE WORLD'S BEST NON-FICTION BOOKS //https://course.breedlove.io/ // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // TIMESTAMPS //0:00 – WiM Episode Trailer1:36 – Podcast Begins5:42 – Demographics, Decline, and Systemic Stress10:59 – Heart and Soil Supplements11:59 – Mine Bitcoin with Blockware Solutions13:10 – The AI Bubble and Capital Misallocation22:18 – Credit Markets, Debt, and Hidden Fragility34:15 – Onramp Bitcoin Custody35:12 – Performance Lab Supplements36:28 – Central Banking, Inflation, and Deflation47:50 – Narrative Control and Censorship57:43 – The Farm at Okefenokee59:02 – Community, Self-Sovereignty, and Resilience1:15:52 – Orange Club1:17:06 – War, Power, and Demographic Pressures1:26:54 – Efani: Protect Yourself From SIM Swaps1:28:01 – Unlock the Wisdom of the Best Non-Fiction Books1:29:03 – Outro // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove

You don't need to drain your bank account to buy a business. In fact, many of the best deals are done with very little personal capital. In this episode, Greg breaks down how buyers structure acquisitions using financing instead of their own money. There are two buckets of money you can draw from when buying a business: your own personal funds and external financing. One of the most powerful external financing tools Greg highlights is seller financing. This approach allows you to structure deals where the seller essentially lends you the money, often interest-free, and can be combined with earnouts to maximize your buying power without draining your personal savings. Debt isn't always the enemy, either. Greg shares how it can be a friend when structured correctly, but he also warns about the dangers of over-leveraging and how too much debt can make a business fragile. Whether you're stepping into acquisitions for the first time or are a seasoned entrepreneur, this episode is packed with practical strategies and insights for buying a business with limited upfront capital. Topics Discussed in this episode: Financing the deal with your personal money vs external financing (03:43) Debt is your friend when buying a business (08:05) Seller financing and earnouts (12:04) Combining traditional funding with seller financing and earnouts (18:14) The more debt you put on a business, the more fragile it becomes (22:28) How brokers can help you get the best deal (25:32) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to buy a business without emptying your pockets!

Happy Holidays from Frequency Podcast Network! Over the next couple weeks, we'll be joined by the Friends of Frequency (FOF).In this special feed drop on The Big Story, Host Kris McCusker speaks to Kelley Keehn, CEO of the Money Wise Institute to discuss the dos and don'ts of Buy Now Pay Later payment options. The two break down how to spend wisely this holiday season and how to not fall into dangerous spending habits you can't ultimately keep up with. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstoryfpn on Twitter

We hope you are having a very Merry Christmas! Jim and Greg are spending the day with their families, but we're happy to present an encore presentation of a recent special edition of the 3 Martini Lunch!Join Jim and Greg as they dive into stories that didn't quite make the cut for full martinis in recent weeks but still deserve attention. Jim examines the persistent challenges of inflation and America's skyrocketing debt, while Greg highlights a major Trump victory at the United Nations and new signs that one expected 2028 Democrat contender may be bowing out before the race begins. Then they get a little but more on the lighter side for their final martinis.First, Jim notes that while inflation is much more under control than during the Biden administration, it's still stubbornly at or around three percent year-over-year most months and it's still making many Americans sweat. Greg focuses on the Trump administration leading the charge to stop a United Nations carbon emissions tax on shipping. Greg cheers the latest win in blocking the left's green agenda and higher prices for the goods on those ships. Jim adds another critical point that's key in any discussion of the United Nations.Next, Jim shudders as the national debt officially soars beyond the $38 trillion mark and he's especially horrified at how fast the debt is growing. Meanwhile, Greg points out recent comments from Michigan Gov. Gretchen Whitmer suggesting she may not run for president in 2028. That would be good news given Whitmer's terrible record as governor.Finally, Jim explains how the NFL's desire to reach younger fans could soon lead to a significant drop in viewership. Greg wonders if there is any integrity left in competition after another cheating scandal rocks a world championship.New episodes every weekday. 

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Stijn Schmitz welcomes Brett Rentmeester to the show. Brett is the Founder of WindRock Wealth Management. Their conversation centers on the current economic landscape, highlighting critical challenges facing the global financial system, particularly the United States. Rentmeester argues that the economy has fundamentally changed since the mid-1970s, when the dollar decoupled from gold. Since then, the economic system has relied increasingly on debt and money printing, creating an unsustainable financial structure. He points to several systemic issues, including declining real wages, skyrocketing costs in healthcare and education, and massive government debt that is increasingly difficult to service. Stijn explores potential scenarios for economic transformation, presenting two primary paths: proactive systemic change or a potential catastrophic reset. Brett suggests we are in a “fourth turning” moment—a generational shift where existing institutions are losing public trust and facing potential fundamental restructuring. A key theme is the potential return to “sound money,” potentially through tokenized gold, cryptocurrency, or a new monetary system backed by hard assets. Brett believes there’s a significant likelihood of monetary reimagination within the next five to ten years, driven by increasing public dissatisfaction with current economic structures. For individual investors, he recommends a diversified approach: maintaining investments in traditional assets while also acquiring hard assets like gold, silver, and real estate. The strategy involves having “one foot in the existing system and one foot out,” preparing for potential significant economic disruption. Regarding potential global conflict, Rentmeester hopes for a collaborative reset rather than a destructive war cycle, emphasizing the importance of proactive monetary reform. His overall message is one of cautious preparation, understanding that while the current system faces significant challenges, there are potential pathways to a more stable economic future. Timestamps: 00:00:00 – Introduction 00:01:03 – Times of Great Change 00:02:33 – Debt Saturation Discussion 00:04:33 – Cracks in Society 00:08:11 – Demographic Challenges 00:11:16 – Fiat Money Creation 00:12:31 – Gold Standard History 00:14:00 – Central Banks Gold Buying 00:15:38 – Crony Capitalism Critique 00:16:44 – US Debt Mathematics 00:20:50 – Why Now Inflection 00:24:56 – Future Paths Outlined 00:28:42 – Global Power Shifts 00:42:03 – Portfolio Construction Strategies Guest Links: Website: https://windrockwealth.com/ LinkedIn: https://www.linkedin.com/in/brettrentmeester/ Brett Rentmeester founded WindRock Wealth Management to bring tailored investment solutions to investors seeking an edge in an increasingly uncertain world. Mr. Rentmeester is a veteran and entrepreneur in the investment business. Through his career, including as a co-founder of Altair Advisers and manager at Arthur Andersen, he was a trusted confidant for business owners, entrepreneurs and family offices. His entrepreneurial spirit led him to create and build a number of successful companies in the financial services industry through partnership with the Jaggi Family Office, where he serves as the Chief Investment Officer. Throughout his career, he has focused on the importance of strong relationships, strategic thinking, and an expertise in alternative investments. Mr. Rentmeester's media appearances include appearances on the PBS Nightly Business Report program, the Chicago Tribune, and the World Presidents' Organization. He graduated magna cum laude from the University of Arizona with a degree in Finance and earned his MBA from Northwestern's Kellogg Graduate School of Management. He has been a multiple-year recipient of the Chicago Magazine Five Star Wealth Award, is a Chartered Financial Analyst charterholder (CFA®) and has the Chartered Alternative Investment Analyst designation (CAIA®).

Merry Christmas from The Crushing Debt Podcast !! How much "stuff" does the average American home have? How many people utilize off-site storage for their stuff? Are you able to park your car in your garage? How long do you take searching for "missing" items? How much does the average American family spend on non-essential goods. This week, Shawn & George talk to Beth Ruck with Conquering Clutter (www.ConqueringClutter.net) about  Statistics regarding the average amount of possessions of U.S. households Mindset regarding shopping and managing your possessions Paper management and how it can save you money How de-cluttering can help you conquer your debt. You can contact Beth at BethRuck7@gmail.com. At a young age, Beth learned from her mother that you can accomplish a lot in just 15 minutes. She has applied this idea in her roles as a homemaker, wife, and mother of two grown children. She holds a Bachelor of Science degree with a major in Accounting from the University of Wisconsin-La Crosse. She has worked as a bank teller, staff accountant for a commercial real estate firm, bookkeeper for three different non-profits, a substitute teacher, and a sales associate in a Christian book/gift store. She enjoys meeting new people, taking walks with her husband and dog, singing, knitting, reading and spending time with her granddaughter. In 2015, Conquering Clutter was established. Over the past 10 years Beth has enjoyed working with clients and hearing their stories. Her motto is: Helping people simplify their spaces so they have more time for what they love and who they love. Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

Episode 192:Guests: Thomas JeffersonQ&ADiscussion Starts @20MinThe People Telling the Next Generation To Rot In HellI Think We Struck A NerveSpeak of the Devil, and He Shall AppearPressure PointsThis Dance With The Devil Will Get Us All KilledA Solution Is Standing Right In Front Of Us10 Minutes Stands Between Us And Solving ThisA Message For The Next Generation“I am not among those who fear the people. They, and not the rich, are our dependence for continued freedom. And, to preserve their independence, we must not let our rulers load us with perpetual debt. ” Thomas Jefferson, 1816_________________Support the show

It's Christmas Day… and if you're lying awake at 2 a.m. staring at the ceiling thinking, “What am I going to do about my debt?” — this episode is for you.Steve Rhode and Damon Day talk straight about the quiet moment nobody posts on social media: the holiday pressure, the shame spiral, the fear that you're the only one struggling, and that awful feeling like everyone else is cheerful while you're drowning in credit card payments.No tough homework today. No “perfect budget” fantasy. Just permission to take the day off, breathe, and remember: debt is a problem with solutions — not a life sentence.And when you're ready (hello, January), we'll help you shift from surviving to solving with a real strategy for getting out of debt.More help and resources: https://getoutofdebt.orgTalk with Damon: https://damonday.com

Four standout guests. Four conversations that shaped how we think about money, markets, and growth.In this special episode, we've pulled together our favourite guest moments from 2025 - revisiting the ideas, debates, and insights that sparked the biggest conversations throughout the year. From investing psychology and compounding, to housing reform, economic recovery, and scaling global businesses, this episode captures the thinking that mattered most.Register now: Buying a home, investing, or want better control of your money? Join Michael Vincent and James Blair for a practical 2026 financial planning webinar.Featured Guests & Key Discussions00:00 - Luke Kemeys- Compounding vs income investing and why behaviour matters more than perfect maths- The psychology of money, motivation, and consistency- Debt repayment strategies and getting early wins that keep people on track07:20 - Nicola Willis- Housing affordability and the future of home ownership in New Zealand- Planning reform, land supply, and replacing the Resource Management Act- Red tape, building constraints, and how supply impacts affordability- Creating economic growth beyond rising house prices13:45 - Mahesh Muralidhar- Scaling Canva from a small startup to a global business- Lessons from hyper-growth, leadership, and big ambition- Why New Zealand needs more global role models- Thinking bigger and building companies that can scale internationally21:00 - Jarrod Kerr - Interest rates, economic recovery, and why the turnaround took so long- Business confidence, hiring decisions, and investment signals- Housing market confidence, GDP outlook, and what to watch next- Where momentum is starting to return in the New Zealand economyFor more money tips follow us on: Facebook - https://www.facebook.com/lighthousefinancialnz/Instagram - https://www.instagram.com/lighthousefinancialnz/The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

The playbook that showers the rich, spikes the debt, then demands you sacrifice Social Security and healthcare…See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Christmas is one of the most triggering times of the year, bringing both celebration and danger. This episode summarizes the core strategies from the 5-part "Christmas Clean" series, providing five top, practical tips to ensure you stay clean through the holidays and launch into the New Year with momentum. The key goal is to avoid the common pattern of accruing significant "debt" (relapses/slips) over Christmas, which can be so large that even the New Year's momentum isn't enough to overcome it. By staying clean now, you can enter a "surplus" in January, allowing you to build something meaningful and sustainable.   Know more about Sathiya's work: Join Deep Clean Inner Circle - The Brotherhood You Neeed (+ get coached by Sathiya) For Less Than $2/day Submit Your Questions (Anonymously) To Be Answered On The Podcast Get A Free Copy of The Last Relapse, Your Blueprint For Recovery Watch Sathiya on Youtube For More Content Like This   Chapters: (00:14) Introduction: Christmas—Triggering Time with Dangers. (00:48)The Goal: Stay Clean and Enter the New Year with Momentum. (01:14)This is a Summary of the 5-Part Christmas Clean Series. (02:14) Resource Plug: The Last Relapse Book. (03:19)Tip 1: You Must Know Your Holiday Triggers and Have a Plan. (04:50)Tip 2: Maintain the Routines That Mean the Most (Late Nights are Dangerous). (05:40)The Red Zone: 10 PM to Midnight. (06:00)Tip 3: Participate in Something Bigger Than You (Christmas is Not About You). (07:12)Story: The Grandkids Who Cried (The Power of Service Over Consumerism). (08:08)Tip 4: Beware the BLT (Boredom, Loneliness, Tiredness). (09:07)Tip 5: Have a Spiritual Anchor—Connect with God Every Day. (09:36)The Debt vs. Momentum Analogy: Why Staying Clean NOW Matters Most. (10:50)Course Correcting Now to Launch Yourself into a Surplus in January. (11:57)Final Encouragement and Book Offer.

In this episode, I'm breaking down the biggest counter-intuitive mistakes that even seasoned investors make,  mistakes I've made myself.These are the things people believe will make them money, but actually cost them millions over time. Tune in to learn:The biggest mistakes that smart, experienced investors makeWhy what feels sophisticated often loses money in the long runThe three L's of the advisory industryA juicy and unusual take on cryptoTwo common investing strategies you've been taught and why doing the opposite makes more money

Lev Mandel shares his plan on how to not overspend during the holiday season.

Lance Katigbak, Principal at BCG Manila, joins Jeremy Au to break down why Filipino households, not individuals, are the true drivers of economic decisions in the Philippines. Drawing from BCG's large scale research on the Filipino family, they explore how family structures shape spending, saving, and borrowing behavior, and why health risk sits at the center of financial anxiety. The conversation covers multi earner and extended households, the role of informal lending, and how overseas Filipino workers remain deeply involved in family decisions from abroad. Lance also explains why most products miss the market by designing for individuals, and how companies can unlock real opportunity by building for the household instead. 03:25 Filipino families fall into six major structures: Nuclear families make up less than half of households, with one earner, dual earner, and multi earner families each representing about a third of the population. 09:07 Informal lenders understand households better than banks: Five six lenders assess family level ability to repay, unlike formal finance that underwrites individuals. 13:01 Debt is driven by medical necessity: Paying off debt is the top priority for the poorest families, with health emergencies as the main trigger for borrowing. 18:35 Overseas Filipino workers anchor household budgets: OFWs send home most of their income and remain actively involved in family decisions through constant communication. 23:17 The Filipino dream centers on family security: Top goals are financial protection against health shocks and starting small stable businesses. 29:16 Spending roles differ by gender: Women often manage savings and budgets while men more often handle investments and hardware purchases. 32:04 Families seek modest upgrades, not luxury: Aspirations focus on stress free groceries, affordable dining out, and daily stability rather than status. Watch, listen or read the full insight at https://www.bravesea.com/blog/lance-katigbak-filipino-money-decisions WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea Spotify English: https://open.spotify.com/show/4TnqkaWpTT181lMA8xNu0T Bahasa Indonesia: https://open.spotify.com/show/2Vs8t6qPo0eFb4o6zOmiVZ Chinese: https://open.spotify.com/show/20AGbzHhzFDWyRTbHTVDJR Vietnamese: https://open.spotify.com/show/0yqd3Jj0I19NhN0h8lWrK1 YouTube  English: https://www.youtube.com/@JeremyAu?sub_confirmation=1 Apple Podcast  English: https://podcasts.apple.com/sg/podcast/brave-southeast-asia-tech-singapore-indonesia-vietnam/id1506890464 #PhilippineEconomy #FilipinoFamilies #HouseholdDecisions #HealthRisk #OFWLife #FinancialBehavior #EmergingMarkets #FamilyFirst #SEATech #BRAVEpodcast

During an interview Hunter Biden complains about being in $15 million in debt, then Grace celebrates Festivus and airs out some grievances.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

America's national debt now has surpassed $38 trillion, and we're adding another $2 trillion each year with our deficit spending. The situation is even more bleak when you consider our unfunded liabilities for the future. Couple that with the cliffs we're facing on Social Security, the continued problems with Medicare and Medicaid that we're seeing […]

Jill Ford never expected to find herself in prison. Entrepreneurial from a young age, she built a successful business fueled by ambition and growth — but overspending and financial pressure during the pandemic led her to fraudulently use pandemic relief loans, ultimately resulting in federal charges and prison time in Texas. In this episode of Locked In with Ian Bick, Jill opens up about the decisions that changed her life, what federal prison was really like, and how incarceration forced a complete reset. She also shares firsthand insight into serving time alongside Elizabeth Holmes and Jen Shah, offering a raw, cautionary story about ambition, consequences, and rebuilding after prison. _____________________________________________ #TrueCrime #FederalPrison #Fraud #PrisonStory #CrimeAndPunishment #ExCon #PrisonLife #truecrimestory _____________________________________________ Thank you to FRONTLINE HEALING FOUNDATION for sponsoring this episode: Visit https://frontlinehealingfoundation.org/ to donate or share their mission. Connect with Jill Ford: Tik Tok: BitcoinJill Instagram: BitcoinJill X: BitcoinJill Youtube: orangeisthenewjill Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Shop Locked In Merch: http://www.ianbick.com/shop _____________________________________________ Timestamps: 00:00 The Moment Everything Changed 03:38 Inside a Women's Federal Prison Camp 07:20 Starting a Podcast After Prison 10:10 Federal Restitution, Debt & Financial Consequences 15:40 Family Background & Work Ethic Growing Up 20:49 High School, College & Early Ambition 25:18 Marriage, Career Beginnings & Becoming a Mother 27:55 Building a Successful Online Apparel Business 30:43 Business Mistakes, Debt & Financial Collapse 36:34 COVID Loans, Desperation & Criminal Decisions 41:01 Bankruptcy, Legal Pressure & Losing Everything 49:36 Federal Investigation & Realizing Prison Was Coming 55:00 Guilt, Family Impact & Facing Federal Charges 01:00:38 Entering Bitcoin & Trying to Start Over 01:04:42 Indictment, Pretrial Release & Plea Deal 01:10:07 Sentencing Day: Shock, Fear & Reality 01:13:52 Divorce, Family Breakdown & Rebuilding Trust 01:16:11 Self-Surrender & First Days in Federal Prison 01:20:00 Daily Life Inside Prison Camp 01:27:00 Notable Inmates & Unexpected Prison Encounters 01:34:13 Prison vs. Halfway House: Release Explained 01:39:02 Probation, Supervised Release & Life After Prison 01:42:20 Healing, Accountability & Advice for the Future Learn more about your ad choices. Visit megaphone.fm/adchoices

David Morgan explains gold, silver, real estate, and why the dollar is losing trust—plus how investors protect wealth when the monetary system breaks.In this episode of RealDealChat, Jack Hoss sits down with David Morgan, founder of The Morgan Report and one of the most respected analysts in precious metals, to unpack what's really happening inside the global monetary system.David shares how his fascination with money started as a child noticing the difference between silver coins and debased currency, and how that curiosity led to more than four decades analyzing markets, banking systems, and hard assets.The conversation dives deep into why gold and silver function as trust-based assets, how real estate behaves differently in inflationary vs high-rate environments, and why rising debt, stablecoins, and global de-dollarization matter to everyday investors. David also explains where crypto fits (and doesn't), how to actually buy precious metals safely, common myths investors believe, and why unrealistic expectations hurt long-term returns.You'll also hear the story behind his documentary Silver Sunrise, lessons from building a long-running research business, and why critical thinking—not fear—is the most valuable investment skill today.

In this episode, Lance Roberts sits down with Brent Johnson, CEO of Santiago Capital, to break down what's really happening with the U.S. dollar, the global monetary system, and why AI is accelerating a geopolitical and economic power shift. If you're looking for big-picture insights on the future of the dollar, geopolitics, AI-driven capital flows, and where long-term investing tailwinds are forming—this is a must-watch. 0:00 - INTRO 0:56 - Dollar Pessimism is Everywhere 3:32 - Why the Dollar Loses Purchasing Power: Inflation 5:08 - How Reserve Currencies Work - Why the Dollar is the Global Reserve Currency 6:30 - Why Oil is Priced in Dollars 9:07 - Reserve Currency Storage - Rule of Law & Liquidity Stability; effects of Euro Conversion on Reserves 11:10 - Ronald Regan clip, "Mr. Gorbachev, tear down this wall" 13:00 - Why the Dollar needs not be too strong or too weak (Chart - US Dollar Index) 16:00 - The Debt based monetary system 16:42 - The Carry Trade 19:59 - The Dollar Milkshake Theory - 21:00 - What a Falling Dollar would indicate 22:00 - The Impact of Where Money is Being Spent for AI Buildout - the multiplier effect; will this attract more foreign capital into the US? 25:11 - AI is transformational - Separation of East from West is happening; outcome is existential to the US 26:22 - The Office of Strategic Capital - 27:07 - The Race to Win AI - leadership in the global economy 28:53 - Two hang ups - Power generation/transmission grid 29:46 - Looking for the investing tailwinds 31:23 - The Fed's Return to QE 35:08 - Stablecoin vs Bitcoin - Digital Token, linked to a specific asset or commodity; Bitcoin which suffers from volatility 38:14 - The Genius Act - official blessing of Stablecoin; geopolitical implications 39:24 - The potential to become a new Eurodollar market - the importance of sovereignty for a nation 42:58 - Using Money as a weapon 44:46 - Stablecoin Implications for Investors - impact on Treasuries 47:14 - Currency Manipulation - China vs U.S. 50:30 - AI is overpriced - Looking ahead: short term cautious; buy the dip; Energy assets, including nuclear; critical minerals are national security implications 52:08 - Precious Metals outlook: If you own them, don't sell them; 53:40 - Opportunity in Energy Sector; Will VanLowe/Quantum - Energy Demand vs available supply imbalance 54:34 - The LNG supply gap solution 56:25 - How to Find Brent Johnson Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Brent Johnson, CEO, Santiago Capital, Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=QYUME1I-SDg&list=PLVT8LcWPeAug2oeXwuQUeSf8Hd6AFR5O9&index=4 ------- Our Previous show, "Bear Markets Are a Good Thing," is here: https://www.youtube.com/watch?v=bdlhQgMthW4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Articles Mentioned in Today's Show: "QE Is Coming: The 2008 Roots Of Fed Dominance" https://realinvestmentadvice.com/resources/blog/qe-is-coming-the-2008-roots-of-fed-dominance/ -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BrentJohnson #USDollar #AIInvesting #GlobalMacro #FinancialMarkets

You don't need to drain your bank account to buy a business. In fact, many of the best deals are done with very little personal capital. In this episode, Greg breaks down how buyers structure acquisitions using financing instead of their own money. There are two buckets of money you can draw from when buying a business: your own personal funds and external financing. One of the most powerful external financing tools Greg highlights is seller financing. This approach allows you to structure deals where the seller essentially lends you the money, often interest-free, and can be combined with earnouts to maximize your buying power without draining your personal savings. Debt isn't always the enemy, either. Greg shares how it can be a friend when structured correctly, but he also warns about the dangers of over-leveraging and how too much debt can make a business fragile. Whether you're stepping into acquisitions for the first time or are a seasoned entrepreneur, this episode is packed with practical strategies and insights for buying a business with limited upfront capital. Topics Discussed in this episode: Financing the deal with your personal money vs external financing (03:43) Debt is your friend when buying a business (08:05) Seller financing and earnouts (12:04) Combining traditional funding with seller financing and earnouts (18:14) The more debt you put on a business, the more fragile it becomes (22:28) How brokers can help you get the best deal (25:32) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to buy a business without emptying your pockets!

Commercial real estate lending saw unprecedented growth in 2025, defying expectations. In this episode of Credit Union Conversations, host Mark Ritter sits down with Kristina Paulson to explore the dramatic 30% increase in loan volume despite persistently high interest rates. They discuss evolving debt service coverage ratio requirements, the impact of rate resets on existing portfolios, and creative loan restructuring strategies. Kristina shares insights on commercial loan underwriting challenges, softening office building markets, and property values holding steady across most sectors. The conversation offers a critical perspective on credit union lending portfolio management and what commercial real estate market trends to expect in 2026. Stay tuned at the end to hear their favorite Christmas traditions.WHAT YOU WILL LEARN IN THIS EPISODE:✅ How credit unions managed a surprising 30% surge in loan volume throughout 2025, despite high interest rates and why similar lending trends are expected to continue into 2026.✅ Why debt service coverage ratio minimums have increased from 1.20 to 1.25 across the industry, and how commercial loan underwriting standards have become more meticulous due to rising insurance, utilities, and operating expenses.✅ Which commercial real estate sectors face the most significant risk, particularly office buildings experiencing rate resets from low-interest loans originated in 2020-2021, and what creative loan restructuring strategies are emerging?✅ How property values are holding steady in most markets, while credit union portfolio managers must monitor existing loans more carefully as higher expenses impact DSCR requirements and risk ratings.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 2025 commercial real estate lending trends, MBFS growth, the unexpected surge in loan volume03:04 Interest rates reality check: Why predicted rate drops never materialized and how borrowers adapted to the higher rate environment for commercial loans06:01 Debt service coverage ratio challenges: Rising DSCR requirements, increased scrutiny on insurance, utilities, and operating expenses in commercial loan underwriting08:02 Property values holding steady, loan amounts decrease to maintain the debt service coverage ratio, and troubled commercial real estate loans as they roll over for refinancing in 2026-202710:39 Holiday traditions discussion: Kristina shares family Christmas celebrations, decorating, baking cookies, and extended family gatherings on Christmas Eve12:26 Childhood Christmas memories: for the Paulson and Ritter familiesKEY TAKEAWAYS:

A celebratory Silver Line opening collides with city referendums to leave DART, putting service, funding, and future upgrades at risk. We weigh the politics and the human impact, and lay out what residents can do before the 2026 votes.• Silver Line ridership settling into expectations• What Plano currently receives from DART• Land use gaps around stations and jobs• Why sales tax capture is driving exit talk• Debt payoff timelines if cities leave• System impacts of losing Plano and Irving• Public sentiment and organizing momentum• Negotiation paths and funding flexibility• How to track councils and get involved• Key dates leading to May 2026 votesSend us a textSupport the show

We are continuing the Debt Identity Series, and today we are talking about The Status Keeper, the identity most people never realize they have.This identify is sneaky because you tell yourself you don't spend “extravagantly” because you don't drive a luxury car, you're not buying designer bags, and you're not chasing labels. So when you hear “keeping up with the Joneses,” you know that's not you because you don't drive a Bentley. But the truth is, Status Keeper debt has nothing to do with materialism and everything to do with subtle, socially accepted spending habits.If you say yes to the girls' trips, the concerts, the spa days, the quick getaways, and the “why not” dinners because you deserve it, this episode is for you.These purchases do not feel big or irresponsible, but they add up.And even though you can likely pay off your credit card at any time, you find yourself right back in debt because the root cause has never been addressed.This episode breaks down why Status Keeper spending is driven by: • emotional justification • fake math • unconscious lifestyle choices • values that unintentionally override your real financial goalsYou will learn how everyday “yeses” cost you thousands each year and how to shift out of this identity with awareness, trade offs, and a healthier relationship with saving.Listen in to learn:[00:45] Why Status Keeper spending doesn't look like overspending[02:10] How “I deserve this” thinking fuels lifestyle debt[03:40] How fake math justifies small but frequent purchases[05:55] Why savings feels restrictive and swiping feels like freedom[07:50] The real annual cost of trips, concerts, dining out, massages[08:25] What “experience spending” is actually costing you[10:15] Six questions every Status Keeper must answer on paper[13:25] How one simple trade off can free up thousands[17:10] Why saving is not a no, saving is a future yes[21:10] How identity awareness helps you finally stay out of debtTune into this episode of Money Files to uncover the real reason you keep returning to credit card debt, and learn how to align your spending with the goals that matter most.Get full show notes and the episode transcript: https://wealthovernow.com/debt-identity-series-the-status-keepers-hidden-spending-trap/ Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

In this episode, Michael sits down with Jay Bourgana, a turnaround expert and business builder who went from immigrant roots to overseeing $350M in real estate sales—and now focuses on acquiring and scaling profitable private businesses. Jay breaks down how buying established companies can accelerate wealth creation, how to structure acquisitions without becoming the day-to-day CEO, and why this strategy pairs naturally with syndication and real estate investing. If you're curious about business acquisitions as a scalable, high-cash-flow complement to multifamily, this episode is for you. Key TakeawaysBuying established businesses can outperform real estate on cash flow, with acquisitions often priced at 2–4x EBITDA and significant upside on exit.This strategy is not passive — business acquisitions are best suited for operators with experience, systems thinking, and the ability to build teams.The goal isn't to run the business forever: acquire, stabilize, install leadership, and step back from day-to-day operations.Three systems drive every successful business: customer acquisition & retention, talent acquisition & retention, and financial visibility.Debt can dramatically amplify returns when paired with strong cash flow, including SBA loans and seller financing.Recurring-revenue businesses are ideal, especially those with an install + maintenance model that creates predictable long-term income.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session503/

Blue Owl is back, the beleaguered alternative fund manager making news this time by refusing to partner back up with beleaguered former AI bubble star Oracle. This is big, especially since before now Blue Owl and Oracle worked together on seemingly everything. We've even got Tether's CEO feeling the winds shift, admitting how Bitcoin's struggles, for example, are a reflection of both the credit cycle and bursting AI anxiety. Eurodollar University's conversation w/Steve Van Metre------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------EDU's Webinar Series REPLAYThere is a ton of smoke coming out from the credit markets right now. But is there fire? For the next hour and a half, join us in examining the issue from all the relevant angles and perspectives. Just how big is the "garbage pool"? What is the driving force behind the credit cycle? How can we tell if it is turning, or maybe has turned? The most important funding system in the world is flashing warning signals, and almost no one is paying attention. Replay the full webinar at the link below:https://event.webinarjam.com/m9wym/go/replay/1ym21cpxh8zfw3f4---------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

In this gripping episode of Gangland Wire, host Gary Jenkins sits down with Robert “Bob” Cooley, the Chicago lawyer whose extraordinary journey took him from deep inside the Outfit's criminal operations to becoming one of the federal government's most valuable witnesses against organized crime. Cooley pulls back the curtain on the hidden machinery of Chicago's underworld, describing how corruption, bribery, and violence shaped the Chicago Outfit's power in the 1970s and beyond. As a lawyer, gambler, and trusted insider, Cooley saw firsthand how mob influence tilted the scales of justice—often in open daylight. Inside the “Chicago Method” of Courtroom Corruption Cooley explains the notorious system of judicial bribery he once helped facilitate—what he calls the “Chicago Method.” He walks listeners through: How defense attorneys worked directly with Outfit associates to buy favorable rulings. The process of approaching and bribing judges. Why weak forensic standards of the era made witness discrediting the key mob strategy. His personal involvement in the infamous Harry Aleman murder case, where clear guilt was erased by corruption. Life in the Outfit: Gambling, Debt, and Mob Justice Cooley recounts his early days gambling with Chicago Outfit associates, including Marco D'Amico, Jackie Cerrone, and John DeFranzo. Notable stories include: The violent implications of unpaid gambling debts in mob circles. Tense interactions with bookmaker Hal Smith and the chaotic fallout of a bounced check involving mobster Eddie Corrado. How D'Amico often stepped in—sometimes with intimidation—to shield Cooley from harm. These stories reflect the daily volatility of life inside the Outfit, where money, fear, and loyalty intersect constantly. Bob Cooley has a great book titled When Corruption Was King where he goes into even greater detail and has many more stories from his life inside the Chicago Mob. Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. 0:06 Introduction to Bob Cooley 1:32 Life as an Outfit Gambler 2:00 My Relationship with Marco D’Amico 10:40 The Story of Hal Smith 11:05 A Dangerous Encounter 20:21 Meeting Sally D 22:23 A Contract on My Life 22:37 The Harry Alleman Case 34:47 Inside the Courtroom 51:08 The Verdict 52:26 Warning the Judge 53:49 The Case Against the Policewoman 58:36 Navigating the Legal Maze 1:08:14 The Outcome and Its Consequences 1:11:39 The Decision to Flip 1:24:38 A Father’s Influence 1:33:57 The Corruption Revealed 1:50:12 Political Connections 2:02:07 The Setup for Robbery 2:20:29 Consequences of Loyalty transcript [0:00] Hey, guys, my guest today is a former Chicago outfit associate named Robert Bob Cooley. He has a book out there titled When Corruption Was King. I highly recommend you get it if you want to look inside the Chicago outfit of the 1970s. Now, Bob’s going to tell us about his life as an outfit gambler, lawyer, and I use payoff to judges to get many, many not guilty verdicts. Now, I always call this the Chicago method. This happened for, I know, for Harry Ailman, a case we’re going to talk about, Tony Spolatro got one of these not-guilties. Now, the outfit member associate who is blessed to get this fix put in for him may be charged with a crime, even up to murder. And he gets a lawyer, a connected lawyer, and they’ll demand a bench trial. That means that only a judge makes the decision. A lawyer, like my guest, who worked with a political fixer named Pat Marcy. [0:53] They’ll work together and they’ll get a friendly judge assigned to that case and then they’ll bribe the judge. And all that judge needs is some kind of alibi witnesses and any kind of information to discredit any prosecution witnesses. Now, this is back in the olden days before you had all this DNA and all that kind of thing. So physical evidence was not really a part of it. Mainly, it was from witnesses. And they just have to discredit any prosecution witness. Then the judge can say, well, state hadn’t really proven their case beyond a reasonable doubt and issue a not guilty verdict and walk away. Now, our guest, Bob Cooley, is going to take us inside this world. [1:29] And it’s a world of beatings, murders, bribes, and other kinds of plots. He was a member of the Elmwood Park crew. He was a big gambler. He was a big loan shark. And he worked for a guy named Marco D’Amico, who was their gambling boss and loan shark in that crew. Among other bosses in this powerful crew were Jackie Cerrone, who will go on and become the underboss and eventually the boss for a short [1:55] period of time. and John no-nose DeFranzo, who will also go on to become the boss eventually. What was your relationship with Marco D’Amico? I talked about when I first came into the 18th district, when I came into work there, and they put me back in uniform, the first person I met was Rick Borelli. Rick Borelli, he was Marco’s cousin. [2:23] When I started gambling right away with Rick, within a couple of days, I’m being his face, and I’m calling and making bets. There was a restaurant across the street where every Wednesday and sometimes a couple days a week, I would meet with Ricky. And one of the first people he brought in there was Marco. Was Marco. And Marco would usually be with a person or two. And I thought they were just bookmakers. [2:55] And I started being friendly with him, meeting him there. Then I started having card games Up in my apartment And, Because now I’m making, in the very beginning, I’m making first $100 extra a week. And within a couple of weeks, I’m making $500, $600 extra a week. And within about a month, I’m making $1,000, sometimes more than that. So now I’m having card games, relatively big card games, because I’ve got a bankroll. I’ve got probably about $5,000, $6,000, which seemed like a lot of money to me. Initially uh and after a while that was a daily that was a daily deal but uh so we we started having card games up there and then we started socializing we started now he’d be at these nightclubs all the time when when i’d go to make my payoffs he was part of the main group there he was one of the call he was right he was right under jack right under at that time originally Jackie Cerrone, and then he was right under Johnny DeFranco. [4:07] But he was… And we became real good friends. We would double date and we spent a lot of time together. And we had these big card games. And that’s when I realized how powerful these people were. Because after one of the card games, there was somebody that was brought in, a guy named Corrado. I’m pretty sure his name was I can’t think of his first name, but Corrado was this person that somebody brought into the game. And after we finished playing cards, and I won all the time. I mean, I was a real good card player, and I wouldn’t drink. I’d supply liquor and food and everything, but I wouldn’t drink. And as the others drank, they were the same as at my office. After we finish up, this guy says, you want to play some? We can play maybe some gin. just human being. And he was there with another friend of his who just sat there and watched. So we played, not gin, but blackjack. We played and passed cards back and forth when you win. Then you’re the dealer and back and forth. And I lost, I think I lost about $4,000 or $13,000 to him. [5:26] I lost the cash that I had. I had cash about $5,000 or $6,000. And I gave him a check for the rest. You know, but everything I was doing was wrong, you know. Yeah, one of those nights. It’s in there. And it’s funny because you asked about Marco. [5:47] And I thought, you know, oh, well, and whatever. And I gave him a check. I said, no, it’s a good check. And it was. It was for my office. It was an office check that I gave him. And that next morning, I’m meeting with Ricky and with Marco at this restaurant across from the station before I go in and to work. And I said, son of a B. I said, you know, they had a bad night first ever. Marco wasn’t at that game, at that particular game. And what happened? I said, I blew about 12,000. Okay, but you? Wow. And I said, yeah, I said, one of the guys at the game played some, I played some blackjack with somebody. What was his name? Eddie, Eddie Corrado. Eddie Corrado. He said, that mother, he said, stop payment on the check. He said, stop payment on the check. He said, because it wasn’t nine o’clock. It was only like, you know, seven, you know, seven 30 or whatever. He said, and when he gets ahold of you, arrange to have him come to your house. Tell him you’ll have the money for him at your house. So that’s what I, that’s what I do. So I stopped payment on it probably about five after nine. I get a call from, from Mr. Corrado. You mother fucker. [7:17] I said, no, no. I said, there wasn’t enough money in the account. I said, I’m sorry. I said, all right, then I’ll be over. I said, no, no, no. I said, I’m in court right now. I said, I’m in court. I said, I’m going to be tied up all day. I’ll meet you at my place. I’ll meet you back there. Well, I’ll be there. You better have that. I want cash and you better have it. Okay. Oh, I’m sorry. I’m sorry. I’m at home. Marco comes in. And he was there with Tony and Tony was there and Ricky was there. And Ricky was there. And they come over a little ahead of time and he comes in. I live on the 27th floor. The doorbell rings. Up he comes with some big mustache. [8:00] I open the door. You better have the fucking money and whatever. And I try to look nervous. I try to look real nervous. and when you walk into my apartment you walk in and you see the kitchen right in front of you and to the left to the left you’ve got an area away and you’ve got the the kitchen wall blocking what’s behind it over there and these three guys are standing marco and you are standing right there alongside of it and and when he walks in behind me, He sees Marco and all but shit in his pants. When he sees Marco, he goes, and Marco, you motherfucker. And, you know, oh, I’m sorry. I’m sorry. I didn’t know he was with you. He says, how much money you got me right now? And, you know, he says, pull your pockets out. He had about, he had about three or 4,000 with him. [9:02] And he says, you give him that. He says, you, he says, you, and he says, you give him that right now. And you apologize to him. Oh, and he says, he says, and I may give you a number. I want you to call. He says, we can put you to work. Apparently this guy had done the same thing to them a few years before and got the beating of his life somebody brought him into one of their card games, did he have a technique a cheating technique or had some marked cards no it was a card mechanic he could play games with cards they call him a mechanic and, in fact the guy was great at it because he had his own plane and everything else. But again, he had moved from Chicago and had just come back in the area. And they mounted. And so anyhow, he leaves. And he leaves then, and Marco took the money. Marco took the money. Marco took the money. Typical Bob guy, man. [10:19] And I says, what about the cash I lost to him? He says, well, you lost that. He says, you lost that. That’s when I realized how powerful. That’s when I realized how powerful that [10:35] he was part of the mob, not only a part of it, but one of the operational. Yeah, important part of it. That brings to mind another unbelievable situation that occurred. [10:49] The, uh, this is probably the, we’ll know the year by when it happened. There was a bookmaker named Hal Smith. Oh yeah. I remember that name. He got, tell us about Hal Smith. [11:05] Well, Hal Smith was a, he was a big guy too. A real, a real big guy. I met him on Rush street. He knew I was a gambler. He knew that I was a big gambler and I started gambling with him. Thank you. And I was with him probably for about maybe five or six months. And I’d win with him. I’d lose with him. And he would take big places. He would take $5,000 a game for me. And as they say, so the numbers were big. At the end of the week, we were sometimes $60,000, $70,000. [11:42] They were big numbers back and forth. And he was always good for the money. I was always good for the money. And one particular week, it was about $30,000. And I was waiting for money. Somebody else was supposed to give me even more than that. And the person put me off. And it was a good friend of mine. And I knew the money would be there. But a lot of times, these guys are going to collect it at a certain time. And then they’re expecting to give it to somebody else. Well, he was short. So I said, look, I don’t have it right now, but I’ll have it tomorrow, I said, because I’m meeting somebody. Well, okay, it better be there. [12:31] And look, it’ll be there, okay? Not a problem. So the next day, the person I’m supposed to get it from says, I’ll have it in a couple of hours. I don’t have it right now, but I’ll have it by late this afternoon. And I’m in my office when Hale Smith calls me and I said, I’ll have it a little bit later. And he slams the phone bell. I’m downstairs in Counselor’s Row. In fact, I’m meeting with Butchie and Harry. We’re in a booth talking about something. They had just sent me some business or whatever, but I’m talking about something. And George, the owner of the restaurant, comes over and he says, somebody is asking who you are and they want to talk to you. And they point out this guy. It was a guy I had seen before, because a lot of times at two in the morning, I would go down on West Street, and they had entertainment upstairs. And there was this big English guy. He was an English guy, as you could tell by his accent, a real loud guy. And when I walk up to talk to him, and he’s talking loud enough so people can hear him, and he says, you better have that. I’m here for it. You better have that. You better have that money. [13:51] Bob Hellsmith sent me, you get the money and you better have that money or there’s going to be a problem or whatever. And I said, well, the money will be there, but people can hear what this guy, this guy talking that shit. And he leaves. And he leaves. He’s going to call me back. And he leaves. I said, I’m busy right now. I says, give me a call back when I’m in the office and I’ll meet with you. So Butch, he goes, what was that all about? And I said, you know, it’s somebody I owe some money to. Well, who is he? Who is he with? I said, Harold Smith. And he said, who’s Harold Smith? You don’t pay him anything. He said, you don’t pay him anything. And he calls, when he calls back, he says, you will arrange to meet him. And I said, you know, I said, well, where? [14:44] And they knew where I lived. They’d been to my place at that time. I’m living in Newberry Plaza and they said, there’s a, there’s a Walgreens drugstore in Chicago Avenue. Tell him you’ll meet him there at Walgreens, and we’ll take it. And he says, and we’ll take it from there. When he does call me, I said, look, I said, I’ll meet you tomorrow morning for sure at Walgreens. I’ll have the cash. I said, I’ll have the cash, and I’ll have all of it. I said, but, you know, I’m tied up on some things. I said, I’ll go to my own bank when I’m finished here and whatever, and I’ll see you tomorrow morning for sure at 9 o’clock tomorrow morning. Okay. I sit down with them and they just said, I said, they said, go there and go meet them. And we’ll take care of it. The Walgreens is a store right in the corner of Michigan Avenue and Chicago Avenue, south side of the street. And it’s all windows. Huge windows here. Huge windows here. And a bus stop, a bus stop over here. When I get there, I park in the bus stop and I’m looking to my right and here he is sitting in a booth by himself, right by the window. And I look around and I don’t see anybody. I mean, with a lot of people, I don’t see Butchie. [16:06] Uh or red or anybody around but i i go in there anyhow and uh sit down and i uh sit down in the booth across from him and he’s eating breakfast he’s got some food in front of him and uh the girl comes by right away the girl comes by and i says you know just get me a coke and and he says have you got the money and i said yes and why i got i got a lot i got a lot of money in my pocket but not the, whatever it was he wanted, not the 27 or 28,000. There’s nobody there. And, uh, so we’re talking for no more than about two or three minutes. They had a telephone on the counter. I hear the phone ring and the waitress, the waitress is on the phone. And then she comes walking over and she says, it’s a call for you. And, and when I go get in the phone, I woke up and there’s a phone booth there. And here’s Butchie in the phone booth. And he’s there with a couple of other people. I hang the phone up. I walk over and I had my appointment booked. And I walk over and I just pick up the book. And as I’m walking out there, walking in, we pass each other. And so now when I get in my car and he’s looking at me in my car and right next to him is Butchie. And across from him was a red old male and Fat Herbie. [17:34] Herbie Blitzstein? Herbie Blitzstein? No, it wasn’t Herbie. This is another one. That’s one thing of Herbie. We called Herbie Fat. It was Fat Herbie. And the third guy is like sitting facing him. This is like, that weighs about 300 pounds. Oh, Sarno. Make Mike Sarno. Mike Sarno. That was it. And that’s, that’s, that’s who it was. You know, and I, I drive off, go to my office and go about my business. I get a call later that day from, uh, Hale Smith. Where’s my money? Where’s my money? I said, I gave it to your guy. You what? I gave it to him. I met him at nine o’clock this morning and I gave him the money. You did. And I said, yeah. Um, okay. And he hangs, and he hangs up. I don’t hear anything for a while. I never saw him again. I saw Hale a couple of times because he was always in one of the other restaurants. I lived in Newberry right across from there, but he never talked to me. I never talked to him, never said anything. It was about maybe it had to be a good couple of months later, When I read about Hale, Hale’s no longer with us. [18:52] That’s obviously how they found out about him. I never saw the other guy again. I’m hoping they didn’t kill him, but I’m assuming that’s what probably happened to him. In a public place like that, they probably just scared him off. He probably said, you know, I’m way over my head. I’m out of here. [19:15] They didn’t kill him in the public place he wouldn’t have been in the newspapers my little thought is like with the three guys they took him for a ride, I don’t know they just told him to leave town and he realized what it was and he did Hal didn’t get a chance to leave town Hal had other problems if I remember right I’d have to look it back up but he had other problems with the outfit what I found out later what they had done, was they had gotten one of their guys connected with him to find out who his customers were. In other words, one of the other people that he didn’t realize, that Hale didn’t realize was with them, they got him connected with them where he’s the one who’s doing his collecting and finding out who the customers were because they wanted to get all his customers as well as his money. It turns out he was He was a huge bookmaker for years. That’s what happened to him. And they just took his book. Yeah, I remember something about that story because I killed him in his house, I believe. Yeah, Sally D. [20:22] Sally D, yeah. Sally D was one. When I first met Sally D, he was with Marco’s Fruit, too. [20:30] He owned a pizza place up on the north side, north shore, and I broke him. I was betting with him and beating him week after week. And one of the last times I played with him, he couldn’t come up with the money. It took him an extra couple of weeks to get the cash to pay me. But we were real close friends with him. He’s a bizarre character because he was a totally low level at that time. Yeah. When he then connected up with the Cicero crew, with Rocky and Felice, with Rocky and those people, he became a boss with them. It turns out it was after they killed Al Smith. He was part of all that. That’s Salih De Laurentiis. He’s supposed to be a boss. He moved on up after the Family Secrets trial. He didn’t go down with that, I believe, and he kind of moved on up after that. I don’t know what happened to him. What was so funny about that, when he would come into the club, Marco’s club, Bobby Abinati. [21:42] Who was strictly a very low-level player, although we indicted him with the Gambia star. He’s the one who set up the robbery. Would that have been great if that would have gone through? He’s the one who set up that robbery in Wisconsin. He’d be making fun of Salihide all the time. [22:03] When Salihide would come in, he would make fun of him and joke about him and talk about what a loser he was. This is when he’s a boss of that crew. I mean, just a strange, I mean, nobody talked to bosses like that, especially when, when you’re, when you’re what they call Bobby, you know, what was Marco’s nickname for Bobby Knucklehead? [22:23] That was his nickname, Knucklehead. Pat Marcy, uh, contacted me about, you know, handling me in the only own case. [22:32] I couldn’t have been happier because that was a short time after they put a contract on me. So now i realized if they’re going to be making money you know they finally stopped because for good six seven months when i when i came back to chicago uh i was checking under my car every day in case there was a bomb i moved i moved from uh from a place that i own in the suburbs into an apartment complex so i wouldn’t be living on the first floor yeah it’d be impossible to somebody to break into my, you know, took them thrashing into my place. I changed my whole life around in that sense. [23:10] And when I drove everywhere I went, you know, I would go on the highway and then jump over. I would do all, I wanted to make absolutes. Even though nobody came around, I wasn’t taking any chances for a long period of time. And that was too when it cost me a fortune because that’s when I stopped dealing with the bookmakers because I wasn’t going to be in a position where I had to go meet somebody at any time to collect my money and whatever. [23:39] So what had happened, though, was somebody came to see me. And when I was practicing, there’s a lot of things I wouldn’t do. I set my own rules. I would not get involved. After the Harry Alleman case, I never got involved anymore myself fixing certain cases. But even prior to that, I wouldn’t fix certain cases. I wouldn’t get involved in certain cases, especially involving the police, because my father was such a terrific policeman, and I felt I was too in a lot of sentences. I loved the police. I disliked some of the crooked cops that I knew, but on the surface, I’d be friendly with them, etc. Harry Ailman was a prolific hitman for the Elmwood Park crew. He killed a teamster who wouldn’t help set up trucks for the outfit, a guy named Billy Logan. He was just a regular guy. He’s going to take us right into the meeting with the judge. He’ll take us into a counselor’s row restaurant where these cases were fixed. Now, Bob will give us a seat right at Pat Marcy’s table. Now, Pat Marcy was the first ward fixture, and he’s going to take us into the hallway with Pat Marcy where they made the payoffs. [24:57] Now, Bob, can you take us inside the famous Harry Aileman murder case? I know you fixed it. And tell us, you know, and I know there was a human toll that this took on that corrupt judge, Frank Wilson. Okay. The Harry Aileman case was, it was not long after I became partners with Johnny DeArco. I get a call from, I’m in Counselor’s Row at the restaurant. Whenever I was in there now, my spot was the first ward table. Nobody was allowed to sit there day or night. That was reserved for first ward connected people and only the top group of people. [25:40] I’m sitting there at the table and Johnny DeArco Sr. Tells me, you know, Pat wants to talk to you. About something. And I said, you know, sure. Not long afterwards, Pat comes downstairs. We go out. We go out in the hall because we never talk at the table. And he tells me, have you got somebody that can handle the Harry Alleman case? I had seen in the news, he was front page news. He was one of the main mob hitmen. He was partners with Butchie Petrucelli. But it was common knowledge that he was a hitman. He looked like one. He dressed like one. He acted like one. And whatever. And he was one. In fact, he was the one that used to go to New York. And I know he also went to Arizona to do some hits and whatever. He traveled around the country. I said to Pat, they thought the case was a mob hit on a team street. a teamster. I assumed that it was just that. It was people doing what they do. But I said to Pat, I said, well, get me the file. Get me the file. Let me see what the case looks like. Because I would never put a judge in a bad spot. That was my nature. [27:06] When I had cases, a lot of these judges were personal friends of mine. What I would do, if I wanted to have a case, if I wanted to fix a case to save all the time of having to go to a damn long trial, I would make sure that it was a case that was winnable, easily winnable. When I got the file, when I got the file from Pat, he got me the file the next day. The next morning, when he came in, he gave me the file. I looked at the file. It was a throw-out case. When I say throw-out case, absolutely a nothing case. [27:46] The records in the file showed that a car drove up down the street. Suddenly somebody with a shotgun blasted a guy named Billy Logan in front of his house and drove away. They were contacted by a neighbor, this guy, Bobby Lowe. Was it Bobby Lowe? Yeah, I’m pretty sure Bobby Lowe. Who indicated that he opened the door and let his dog run out. And when he looked, he saw somebody. He saw a car, and he gave a description of the car. And he saw somebody pull up, and he saw him shoot with a shotgun. And then he saw the person get out of the car and shoot him with a .45, and shoot him with a .45. And then the car sped away. That was pretty much the case. Some other people heard some noise, looked out, and saw a car driving away. A period of time after that, it had to be about a year or so after that, somebody was arrested driving to Pennsylvania to kill somebody. There was a guy who stopped. [29:16] Louie Almeida was his name. Louie Almeida was stopped in his car. He was on the way to Pennsylvania. And in front of his car, he had shotguns. And he winds up, when he gets arrested, he winds up telling the authorities that he can tell them about a mob murder back in Chicago and winds up cooperating with them. He indicates what happened. He indicated that, you know, he was asked to, you know, or he got involved in it. He got the car and whatever. They did this. They did that. And he pulled up alongside Billy and wound up shooting the victim as he came out of the house. [30:09] Now, I look at some other reports in there, some reports that were made out, new reports. They talk about the Louis Almeida. They talk about the witness that gave the first statement. and they said that they found, or he’s giving us a new statement now where he says he’s walking his dog. He hears a shotgun. His dog runs towards the car where the shooting was coming from. He saw Harry get out of the car and walk over and shoot him, walk over and shoot the victim, and he was looking at him, And then he jumped in the bushes and the car drove away. A complete new story. Yeah. A complete new story. And. I looked at the reports, and this is an easy winner. And so I told Pat, you know, I’ll take it. You know, I’m sure I can handle it. I said, I’m sure I can handle it, but, you know, I’ll let you know. [31:21] That’s when I contacted, I met my restaurant, Greco’s, and I had Frank Wilson there a lot. Well, I called Frank Wilson, invited him and his wife to come to the restaurant. I had done that many times before. When he gets there, I tell him, I have the case. You know, I told him I was contacted on this case, I said. And I said, it’s an easy winner, I said. And I explained to him what it was. I told him, you know, it’s the driver of the car who’s doing this to help himself. And this other guy, Bobby Lowe, that gave a complete new story from the original story that he gave. And I indicated, you know, can you handle the case? And he tells me, I can’t handle the case, he said, because I was SOJ’d. In Chicago, Illinois, they have a rule that makes it easy for people to fool around because for no reason at all you can ask to have a judge moved off the case. And you can name a second judge that you don’t want to handle the case. [32:34] Frank Wilson’s reputation was as such that the lawyer that turned out to be a judge later on, Tom Maloney, who had the case, named him in the SOJ. It was assigned to somebody else, and he indicated he wanted any other judge except Frank Wilson. Frank Wilson on the case. And this was Harry Aileman’s lawyer. Yeah. Okay. And who Tom Maloney, who then ends up being the judge years later. But yeah. Well, because we knew he was going to be a judge. Yeah. We knew ahead of time. I knew at that time. That’s what makes the story so unbelievably interesting. Yeah. Anyhow, he says, I can’t do it because… In Chicago, in Chicago, it’s supposed to keep it honest. I love this. To keep it honest. Yeah. To keep it honest, each judge is supposed to be picked by computer. [33:33] Same thing they’re doing to this day. Trump wondered why the same judge kept getting all his cases. Because they’re doing the same thing we did, some of us could do in Chicago. He was the chief judge in the area. he said to me, I don’t think I can get the case. I don’t think I can’t get the case. I said, I’ll get the case to you. I said, I’ll get, because I already, I, in fact, through Pat Marcy, anytime I wanted a case to go anywhere, I would contact Pat and I’d give him a thousand dollars and he would get me any judge I wanted. Uh, I said, well, I think I can. I said, I said, And I gave him $1,000. [34:16] I said, here, this is yours. And if I can’t get the case to you, you keep it. If I can’t get, I never said to him, will you fix it? Will you this or that? I mean, he understood what it was. I didn’t know how he would react to it. When I asked him, would you handle it? Were the words I used. I had never fixed anything with him before. [34:43] In case he was, you know, he would want to report it to somebody. I wasn’t worried because Frank had a reputation as being a big drinker. After I got the Harry Elliman file, Pat tells me, I’m going to have somebody come and talk to you. Who comes? And we meet in the first ward office, and then we go downstairs into the special room they had for conversations. It’s Mike Ficarro. He’s the head of the organized crime section. He’s the one who prosecutes all the criminals. He’s one of the many prosecutors in Chicago. That’s why there were over 1,000 mob murders and never a conviction from the time of Al Capone. Not a single conviction with over 1,000 mob murders because they controlled absolutely everything. He’s the boss. [35:35] I knew him. I didn’t like him. He had an attitude about him. You know, when I would see him at parties and when I’d see him at other places, and I’d walk by and say, hi, he just seemed coldish. [35:47] I found out later why. He was jealous of the relationship I had with all these people. [35:54] He says, I’ll help you any way I can, anything you need, whatever. So the prosecutors on the Harry Olliman case were our people. That’s who’s prosecuting the case anyhow. But they couldn’t get one of their judges apparently who would handle the case. So, but anyhow, uh, so, uh, when we, um, when we go, when we, when we go to trial, um. [36:25] Before to help me out, I told Pat, I’ll get somebody else to handle the case. I’ll have somebody else. I said, I won’t go in there. I won’t go in there because everybody knows I’m close to Frank, very close to Frank. I said, so I won’t go in there. I’ll get somebody. He says, no, no. He said, I’ll get somebody. And so he gets a guy named Frank Whalen, who I didn’t know at the time. He was a retired lawyer from Chicago. He was one of the mob lawyers. [37:00] He was one of the mob lawyers. And he lived in Florida. He lived in Miami. I think it was, no, Lauderdale. He lived in the Lauderdale area. He was practicing there. So I fly out. I fly out to meet him. I i do all the investigating in the case the i’m using an investigator that harry alleman got from me in fact he was the same investigator that got in trouble in in uh in in hollywood for what for a lot of stuff i can’t think of his name right now but he’s the one who got indicted in hollywood eventually for you know wiretapping people and whatever it was the same one. And he got me information on Bobby on this Bobby Lowe. He found out Bobby Lowe, Bobby Lowe was a drug addict. [37:59] When the FBI got a hold of him, Bobby Lowe was living out in the street because he had been fired from his first job. He had a job in some kind of an ice cream company where they made ice cream, and he got fired there for stealing. And then he had a job after that in a gas station, and he faked a robbery there. Apparently, what he did was he called the police and said he had been robbed. This is before they had cameras and all the rest of that stuff. He said he had been robbed. And somebody happened to have been in the gas station getting gas. It was a big place, apparently. [38:45] And when the police talked to him, he said, I didn’t see anything strange. He said, I saw the attendant walk out to the back about 10, 15 minutes ago. I saw him walk out to the back of the place and then come back in. And so they go out, and he had his car parked behind it, and they found the money that was supposed to have been stolen in the car. So not the best witness, in other words. Well, that’s an understatement, because that was why… That was why now he suddenly shows up, and they know all this. The FBI agents that obviously know all this, that’s their witness. That’s their case. To me, it’s an airtight, you know. Yeah. Anyhow, I developed the defense. I went back to see Frank a second time. I flew out to Florida a second time, gave him all this information. [39:48] I had talked to some other people to a number of people that were going to indicate that Harry played golf with them that day see how they remembered not golf but he was at a driving range with them with about five people they remember what they were three or four years three or four years before that what I also found out now, and I didn’t know and it changed my whole attitude on that this wasn’t a mob killing you, This guy that he killed was married to his, I think it was his cousin or some relation was married. I’m pretty sure it was to his cousin. She had told Harry, I got this from Butchie, Butchie Petrosselli, who had become a close friend of mine after I got involved with Harry’s case, his partner. And that was why he killed them, because apparently the sister, his sister-in-law, whatever she was, had told him, you know, when he was beating her up, she had said, well, my Harry Alameda won’t be happy about this. And he said, supposedly, he said, fuck that, Kenny. [41:02] And that’s why the shooting took place. Wow. This changed me. You know, I’m in the middle of it. There’s no getting out of it now. Yeah, they’ll turn it back. And by now, I’m running around all the time with Butch and Mary at night. I’m meeting them at dinner. They’re coming to one of my places where I have dinners all the time. You know, I’m becoming like close friends, close friends with both of them. Yeah. So anyhow, but anyhow, the lawyer that he got, Frank Whalen, who was supposed to be sharp, turned out like he was not in his, let’s just say he was not in his prime. [41:46] Charitable. And when he went in, you know, while the trial was going on, you know, while the trial was going on, I get a call from Frank. From Frank Wilson, because I told him, you don’t come back into the restaurant now. You don’t come back into the restaurant. I used his office as my office all the time, along with a bunch of other judges. I had a phone, but it cost about a dollar a minute to talk on my phone. I had to talk on my phone. So when I’d be at 26th Street in the courthouse, even though no lawyers are allowed back there in the chamber, so I’m back there sitting at his desk using the phone taking care of my own other business. I stopped going in there while the trial was going on. [42:35] So, anyhow, he calls me, and he wants to meet me at a restaurant over on Western Avenue. And, okay, he called me from one of the pay phones out there in front of the courthouse, and I go to meet him. What did he want? Was he complaining about the lawyer, Waylon? What was he complaining about, Waylon? and I was screwing it up. [42:59] When I meet him, I said, you know, he’s like, you know, he said, you know, we go into the bathroom and he and he said he’s all shooken up. He says, this is going to cost me my job. He said, he said, you know, they’re burying him. You’re burying him. You know, because I had given this information on the two witnesses. And he says, Frank Whalen, he said, isn’t doing a thing and cross-examining these people and whatever. [43:32] And he says, and he’s all upset. And I said, Frank, no, I’m shook up one of the few times in my life where it’s something I can’t handle. He had never told me, you know, I’ll fix the case, never. And I said to him, and I said, Frank, I said, if something goes wrong, I said, I’m sure they’re going to kill me, is what I said to him. Yeah. I said, if something goes wrong, I’m sure they’re going to kill me. And I left. I left the bathroom. Now, I have no idea what’s going on in his mind and whatever. Yeah. I see Pat the next day. And by something goes wrong in this case, you mean if he gets found guilty, that’d be what would go wrong and you would get killed. Is that that’s what you mean? Well, no question, because when I met, I didn’t go into that. I met with Harry Alleman. I get a call after I got involved in the case. A couple days later, I get a call from Markle. Meet me at one of the nightclubs where I was all the time at night with these people. [44:47] Above it, you’ve got a motel, a bunch of hotel rooms. I get a call from Markle. The reason everybody loved me and the mob, I never discussed what I was doing with anybody or any of the other dozens of mobsters I run with that I was involved in Harry’s case. Never said a word to anybody about any of this. That was my nature, and that’s why all these people love me. I never talked about one thing with anybody else or whatever. He says, I want to meet you. When I get over there, he says, let’s go upstairs. Somebody wants to talk to you. And we go upstairs, and there’s Harry Alleman. And Harry, how you doing? How are you? [45:27] And he says, listen, you’re sure about this? And I said, yeah. I said, I’m sure. And he said, well, if something goes wrong, you’re going to have a problem. Those were his words to me. You’re going to have a problem. And I said, you know, he says, because this judge, he says, this judge is a straight judge. And he said, Tom, you mean Tom Maloney. He says, and Tom wants to handle my case. And he tells me he’s going to be named a judge by the Supreme Court real soon. And he wants to handle and he wants to handle my case before he… Uh, you know, before he becomes a Supreme court, before he becomes a judge, I knew the moment he told me that I knew for sure that was the case because we control everything, including the Supreme court. I said, you know, I said, don’t, you know, don’t worry about it. I lied to him. And I said, uh, I said, yeah, the judge is going to, I said, yeah, he’s going to throw it out. He knows, I said, he knows what’ll happen if he doesn’t. That’s what I told Harry. I want to keep him happy. [46:34] I’m going to keep him happy probably for a few hours I’m a little nervous and then that’s all behind me like so many other problems I got in the middle of oh my god talking about walking a tightrope so now the lawyer came into Chicago he was in Chicago I met him when he came in he was staying at the Bismarck was at the Bismarck Hotel right around the corner from you know where Counselor’s Row was that’s where he was staying in the in the hotel right there by the first board office and there was a way to go in there without being seen and there was a, You go through another restaurant and you go through the alley and go up there. And I wouldn’t, I didn’t want to be seen walking into there because I know the FBI are probably, are probably watching and whatever. When he comes into town, they handle the case. So I go upstairs to see him. You know, I said, what the hell’s going on in court? He says, I’m going, it’s going great. It’s going great. I said, it’s going great. I just, you know, I just got a call last night. I had to go meet the judge. And he said, you’re not doing any cross-examining. Oh, I’m doing a great job. You know, I’m doing a great job. So after a few minutes of, I leave. Yeah. [47:52] That’s when I saw Pat Marcy, too. And I said, Pat, I said, the judge is upset about whatever’s going on. I said, maybe we should give him some more because I agreed to give him $10,000. And he said, you know, what a piece of work he is. You know, he said $10,000, and that’s all he’s going to get, not a nickel more or whatever. So now to say I’m nervous again is an ultra statement. The case, I walked over, and I wouldn’t go in the room, but I wanted to just be around that room for some reason. FBI agents all over the place. [48:30] FBI agents all over the place. And so now I’m at home and I’m packed. I’ve got my bags packed because if he finds it, I don’t know what he’s going to do. I’m worried he might find him guilty because of all that had happened. He, when the trial ended a given night, and the next day he was going to give the result. In fact, I didn’t go out and play that night. I was a little nervous, and I stayed home, and I packed up my bags. I packed up my bags, and about 9 o’clock, I got in the car, and I started driving. And by the time he gave the ruling, I was probably about 100, maybe 150 miles away. And I hear on the radio, you know, found him not guilty, found him not guilty. So I turn around. Hit the next exit, turn around and come back. I turn around. Northbound on I-55. [49:27] Probably a couple hours later, here I am parked in my parking spot. My parking spot was in front of my office, right across from City Hall. And I parked in the mayor’s spot when she wasn’t there. And drove probably to drive her crazy. But that was where I parked. That was my parking spot. We’d see my big car with the RJC license plates parked in the bus stop. And so here I am. I parked the car and I go in. I go in. [50:01] And I’m sure Pat told some people, probably not, but I’m sure they told all the mobsters, all the top mobsters, because these guys all wanted to meet me afterwards and get the restaurant. I go in to see them. We walked into the janitor’s closet. You walk out of Counselor’s Row. You go to the left. It goes into the 100 North Building. Now, you’ve got the elevators to the right. And behind that, you’ve got a closet where the janitors keep all their stuff. And you’ve got some stairs leading up to the, there was a, what do you call it? There was an office there where the commodities, big commodity exchange was right there. that there was a stairway leading up to where the offices were with some doors with bars and everything on it. And Pat is standing on those stairs, about two or three stairs. You know, I said, wow. I said, you know, everybody’s going nuts. And he goes, well, you know, you did a good job. And he gives me an envelope. He gives me an envelope. And, you know, I put the money in my pocket. [51:09] We said we had some more. We said a couple other words about, you know, this and that. And then I just go in there. I go back in the counselor’s. [51:21] Now, after the feds started getting indictments, did you try and warn the Aleman case judge, Frank Wilson? Why did you do that? And when I went to see Frank Wilson, I went to help him. I said, Frank, I said, look, I said, I was contacted by, I said, I was contacted by the, by the, by the FBI. They were investigating the Harry Aleman case. I said to him, I said, they, they feel the case was fixed. I said, when they come to see me, I said, you know, I said, I’m not going to talk to them. I said, I’m not going to talk to them. I’m going to take the fifth. And in your case, you can do the same thing. When they, if they come to talk to you, you just take the fifth amendment. If they give you immunity, I said, you know, then you, then you testify, but you tell them the truth. I said, don’t worry about me. Tell them the truth. This is how I talk to him. When I’m talking to him like that, it’s almost like he’s trying to run away from me. [52:27] We’re at a restaurant in a big complex. It was in one of those resorts in Arizona. He’s all but running away from me. I was trying to help him. What I said to him was, Frank, I said, the statute of limitations ran on all this. It’s been more than five years. There’s nothing they can do to you or to me, I said, because the statute ran. I said, so don’t lie to them. What the feds were concerned about, and I don’t know why, that he would deny ever fixing the case when it went through. I don’t know why they’re worried about that, but they were, and I didn’t want to see him get in trouble. [53:13] That’s why I went there to protect him. Hey, Bob, you were asked to represent an outfit associate or an outfit associate’s son who was accused of breaking the jaw of a Chicago policewoman. And you know, when a cop is injured in a fight with somebody, the cops follow that case. And I do not want to see any shenanigans going on. So, so tell us about how you walked that line. And I bet those cops were, were not happy with you in the end. Some people think this is a reason you flipped. Take us inside that case, will you? [53:45] And the reason I mentioned that it had a lot to do with what I eventually did. Now we’ll get back to what made me do what I was going to do. When I was practicing law now, and now I have been away from all this for years, I was out of town a lot because I’m representing the Chinese all around the country. I’m their main lawyer right now. [54:10] And I get a call from Lenny Colella. And he says, my son, he said, my son is in trouble. I want to come in and I want to talk to you about handling his case. This was a heater case, too. This was a front page case because he was charged with aggravated battery and attempted murder. Supposedly, he had beat up a policewoman and it was all over the place. He was a drug addict and whatever, supposedly he did all this. And when he came into the office with his dad, he was high. When I talked to him, he’s got his kid with him. And the kid is a smart aleck. As we’re talking, the kid, and I asked the kid, well, whatever. The kid was a smart aleck. And I just said to him, I said, Len, I can’t help you. I said, get him out of here. I want nothing to do with him. I said, I can’t help you. You didn’t take cases that were involved with cops anyhow, for the most part. No. I didn’t know what had happened in this case. I know what I saw in the paper. I didn’t know what the facts or anything were or whatever. I mean, if it turned out that if I felt when I talked to him that he had done it, whatever, I would not have taken the case anyhow. [55:26] I mean, I would not have. That’s why I say, too, that may be, too, why I was as quick and as rude as I was when he came in there and was acting and was a little bit high. I just wanted nothing to do with him, period. I said to his dad, his father said, you know, if I get him cleaned up, you know, I said, well, if you get him cleaned up, then we’ll talk again. I said, but I can’t help him, and I can’t help him. [55:54] And off he goes. the father re-contacted me about a week later. And he said, I had him in rehab and he straightened out and whatever. And he brought him back in and it was a new person. And when he told me the facts of the case, when he told me what happened, because he was a big, tough kid. He was a big, you know, he was a weightlifter, but he was a big, tough looking kid. [56:19] And it’s a little police woman. When he told me what happened, I believed him. Because I’ve been out in the street and whatever. And he says, you know, he told me what happened, that he had gotten stopped. He was out there talking to her. And when she said, you’re under arrest for DUI, he just walked. He says, I walked. I was going to get in my car and drive away. And she grabbed me and was pulling me or whatever. And I hear all these sirens coming. And within a few minutes, there’s all kinds of police. There’s about half a dozen police there. He says, and then they started jumping on me. He said, she was under me. He was all beaten up. He was all bloody and whatever. And she apparently had her jaw broken. And there’s no doubt in my mind when he’s telling me that, you know, when they were hit with his clubs or with this thing that they claimed he had without his fingerprints, it was a metal bar. Right, a slapper. A chunk of lead covered by leather. Everybody used to carry a slapper. How about you carry a slapper? They claimed, but there was no cloth on this. It was just the metal itself. Yeah, oh really? [57:45] Anyhow, that makes it interesting during the trial when they flat out lied. No, he had no blood. I got the hospital reports. They wouldn’t take him in the station because he was too badly beaten up. But anyhow, he also had two other charges. He had been involved in a fight in a bar. And he had been involved in another situation with the police. And he was charged with resisting arrest and battery on a policeman out in Cicero. So he had these three cases. So I gave the father a fee on handling, you know, the one, I was going to, I gave him a fee one case at a time. I said, you know, first thing we’ll do, I want to get rid of those other two cases. I’ll take them to juries, I said. [58:36] I’ll take them to juries because I wasn’t going to put them. I knew both the judges on those cases, but I wasn’t going to put them in a position on a case like that. I take the first case to trial. And I get him a not guilty. That was the fight in the bar. [58:54] That was out in one of the suburbs. That was out in, I’m not sure which suburb, in the northwest side. After we get that case over with, before that case, I get a call from Pat Marcy. Pat Marcy, I hadn’t seen him probably even for a couple months, but I hadn’t talked to him for quite a long period of time. And he says to me, you got a case that just came in. He said, we’re going to handle it. And I said, there’s no need, Pat. I said, I can win these cases. I said, there’s no need. I can win these cases. And he said, we’re going to handle this. The case is going to go to Judge Passarella, he said, and we’ll take care of it. I said, Pat, there’s no need to. I said, I can win these cases. I said, they’re all jury trials, but I know I can win them all. And he says, you do as you’re told. Pat had never talked to me like that before. [59:54] Powerful as he was and crazy as I am, And he never, you know, you never demand that I do anything or whatever. We had a different type relationship. And although I hadn’t broken away from them by now, it’s been years. I had broken away from them for about, you know, two, three years. And he says, you know, take the case to trial. I said, well, he’s got some other cases, too, and I’m going to take the one. And she says, I’ll take it to a jury, and I’ll win it. You’ll see how I win it. I take her to trial, and I get her not guilty. The second case was set for trial about a month after that. Not even, yeah, about a month or so after that. And during that time, a couple of times I’m in counselors, and Pat says, when are you going to take the case to trial? I said, well, Pat, you know, I won the one case. I got the other case on trial, and it was before Judge Stillo. He was a judge that we eventually indicted. [1:00:51] Stillo was very, very well connected to the first ward. He’s one of the old-time judges out in Maywood. And I told him, you know, when I came in there, he assumed I’d take it to trial and he’d throw it out. And I said, no, no, no, there’s no need to. I says, I’m going to take the jury on this one. Number one, I had stopped fixing things long before this. And, but he was, to make money, he was willing that he would have thrown the case out. It was a battery with a Cicero policeman. And I says, no, no, I’ll take it. I’ll take it to, you know, I’ll take the jury. I said, I don’t want to put you in that pursuit. Oh, don’t worry about me. I take that one to trial and I win that one too. Now Pat calls me, when the hell are you going to take the case to trial? And that’s the original case with the police woman. That’s the main one. The main one. Okay, go ahead. [1:01:44] When are you going to take it to trial? And I don’t want to take it to trial. In fact. I had talked to the prosecutor, and I said, look, I said, because he was charged with, he was charged with, you know, attempted murder and arrest. I said, if you’ll reduce it, the prosecutor was an idiot. He knew me, should have realized that, you know, that I never lose cases. Yeah. You know, but I want to work out something. He was a special prosecutor on it. He said, we’re not going to reduce it. We said, you know, if you want to work out a plea, we went five years, we went five to ten or whatever in the penitentiary. And I said, well, that’s not going to happen. I said, well, then we’ll just have to go to trial. So now, while I’m at Counselor’s Row, on one of my many occasions, because I was still having some card games over there at somebody else’s other lawyer’s office, because I had had big card games going on there for years. I’m sitting at the counselor’s row table, and Judge Passarella comes in. There’s just him and me there, and when he comes in, I say, Oh, you’re here to see Pat? [1:02:56] And he goes, Pat, who? No more conversation. Who the fuck? No more. The guy’s treating me like I’m some kind of a fool or whatever. And I developed an instant disliking to him. I had never seen him around that much or whatever before that. So now, after the second case, you’re going to go to, you know. So I talked to Lenny. When Lenny came in, Lenny came in with him when we were starting to get prepared for the case. And, oh, this is before this is before I talked to the prosecutor. And I said, Lenny, I said, I says, if I can get it reduced to a misdemeanor, to a misdemeanor. I said, you know, can we work with, you know, and work out a plea, let’s say, for maybe a month or two, you know, a month or two. Is that OK with you? Oh, sure. He says, oh, sure. [1:03:57] Now, this Lenny, this was the kid’s dad, your client’s dad. This is his dad. Now, explain who he was, who Lenny was. His dad was. What’s his last name? Yeah, Karela. Karela, okay. Lenny Karela, I’m pretty sure was his name. He owned a big bakery out there in Elmwood Park area. Okay. And he was friendly with all the mobsters. Okay, all right. I got you. For all I knew, he may have been a mobster himself, but I mean, he may have been because we had thousands of people that were connected. He was a connected guy. All right, go ahead. I’m sorry. And he said, oh, yeah, sure, no, not a problem because the papers are meant, they’re still, after a year, they’re still mentioning that case will be going to trial soon and every so often. [1:04:43] What I had also done, I tried to make contact with the policewoman, not with her, but I put the word out and I knew a lot of police and I got a hold of somebody that did know her. And I said, look, I said, no, the case is fixed if I want it. Yeah. But I don’t want it. Even though I know that, you know, that it’s all BS, you know, I said, look, I said, get a hold of her and get a hold of her lawyer and tell them if they want to file a lawsuit, you know, you know, we can, they can get themselves some money on it. Uh, you know, he’ll indicate, you know, he’ll, he’ll, he’ll indicate that, you know, he, he was guilty or whatever, but I wanted to get her some money. The word I get back is tell him that piece of shit, meaning me to drop dead, to drop dead. You know, we’re going to put this guy in prison and that’s where he should be too. When the case now, now when the case goes to trial. [1:05:48] The coppers lied like hell and talk about stupid. I’ve got the police reports there. When they took him into the police station, they wouldn’t take him. The station said take him to a hospital. He goes to the hospital and the reports, you know, bleeding here, bleeding there, and, you know, marks here, marks there. They beat the hell out of him. [1:06:10] You know, nobody touched him. You know, nobody touched him. Nobody touched him. Was he bleeding? No, no, he wasn’t. He wasn’t bleeding. Didn’t have any, you know, along with, you know, along with everything else. Flat out lied. How many policemen were there? There were two or three. There were about 10 by the time it’s over. But it’s an absolute throwout. Any fingerprints on that metal? Well, we had some fingerprints, but not his. And on and on it went. It’s a throwout case to start with. The courtroom now where the case was, was very interesting. You walk in there, and when you walk in there, there’s about 20 people that can sit. And then there’s, it’s the only courtroom in the building where you have a wall, a glass wall, all the way up, all the way up. Covering in the door, opens up and goes in there. You go in there. It’s a big courtroom. A bunch of benches now in there. You go to the left, and here’s the judge’s chambers. You come out of the chambers, and you walk up about four steps. And here the desk is on like a podium. And it’s not where all the others are, you know, where you look straight forward. It’s over on the side. It’s over, you know, to the left as you walk out of his chambers. [1:07:40] When the judge listens to the case he goes in there I’ll come up back with my ruling he comes out about 10 minutes later he walks up the steps, And now he turns off the microphone. Somebody turns off the microphone so the people in the back can’t hear anything. The ones inside there can, you know, can hear. The one back there can’t hear anything because it’s all enclosed. [1:08:11] That’s why they got the microphone back there. Somebody shut it off. He says, basically, I’m not guilty in a real strange voice. And all but runs off the all but run and don’t ask me why this is what he did all but runs off all but runs off into the into his chambers, you know he’s afraid all those cops out in the audience were going to come and charge the stand I guess and put a whack on him. [1:08:43] But think about it this is Chicago he’s with the bad guys but I’m just saying I don’t know why he did all that, but that’s what he did. And so now, as I come walking out with Mike, and they’re all in uniform, and most of them are in uniform, and then you’ve got the press and all kinds of cameras and whatever there. And as I come walking out along with him, some of these guys I know, and these jerk-offs are like calling me names and whatever. I go, I go see Pat. [1:09:23] And when I go back into Counselor’s Row now, he’s there at the table. And when I come in, it’s a repeat of the Harry Allerman thing. He walks out. He walks directly. And I’m following him, and he walks in. He goes back into the same janitor’s closet and stands on the same steps just above me, you know, talking to me. And I said to him I said this judge is going to have a problem, I said, he’s going to have a problem. I said, what if he says something? And he said to me, nobody would dare. He said, nobody would dare cooperate against us. They know what would happen. Or words to that effect. And don’t ask me why. So many other things had happened before this. But now I’m looking at him and I’m thinking, you know, somebody’s got to stop this craziness. All this stuff. I’m thinking that at the moment, but then I’m worried for some reason, I think he can read my mind. [1:10:34] Stupid as all of this seems, I’m afraid to think that anymore. I’m almost, you know, cause Pat’s such a powerful person and every sense I know, I know his power, but anyhow, so I leave. And like I say, 10, 15 minutes later, that’s all forgotten about. He paid me the rest of the money I was supposed to get from them. [1:10:56] Obviously, he wanted to do it because he was probably charging a lot of money. That’s why he didn’t want me to take things. He wanted to collect the money because while the case was going on too, he puts me in touch with the head of the probation department because he was able to help in some way. He knew some of the, you know, some of the, some of the policemen involved in the thing had been contacted too. Yeah. But they were contacted and they messed up by, you know, they messed up by lying about all that. Yeah. When there’s police reports saying, oh, no, but anyhow, that was that particular case. Tell us why you decided to flip. [1:11:38] These had been your friends. You knew you had explosive information. You knew as a lawyer, you knew what you had to say would send these people to prison for many, many years. if not life. It had to be hard. As other things happened, why did I commit the, Probably two or three other times things happened. But the most important thing was to think when my dad was dying, and I was very close to my dad. When my dad was dyi

Sunsetting isn't failure—it's leadership.In this episode, Becky sits down with Desiree Lyons, CEO of Namaste Direct, and Kate Flatley, Executive Director of the Women's Justice Initiative, for an honest conversation about what it really looks like to put community at the center—even when it means changing or ending your own model. Together, they share how Namaste Direct made the difficult decision to sunset with integrity and why transitioning its economic empowerment program to WJI became a powerful unlock for greater, more sustainable impact for women in Guatemala.This conversation challenges the idea that success in the nonprofit sector is always about scale and growth—and offers a practical look at how merging, evolving, and ending well can be an act of responsibility, courage, and mission-first leadership.Episode Highlights:  Kate's Path to Guatemala and Law (02:04)Women's Justice Initiative Mission and Impact (03:06)Namaste Direct's Mission and Challenges (05:29)Turning Point: Rethinking Microfinance and Debt (09:36)Sunsetting and Succession: Strategic Decisions at Namaste (15:21)Reaching Out: Collaboration and Merger with WJI (20:55)Advice for Nonprofits: Mergers, Sunsets, and Impact (26:16)One Good Thing: Final Thoughts and Reflections (31:58)How to Connect and Closing Remarks (33:19)www.weareforgood.com/episode/668Thank you to our partners

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz fix the hidden hangover of holiday debt. ---

Megyn Kelly is joined by Buck Sexton, co-host of The Clay Travis and Buck Sexton Show, to talk about the Brown U. and MIT alleged shooter found dead, the awkward self-congratulatory press conference after the culprit was found dead, how a Reddit poster helped solve the Brown U. shooting, the tools like AI getting better and helping crowdsource crime-solving, why privacy is a thing of the past, Jake Tapper's ridiculous CNN segment focused on Trump's health, leftist nonsense disguised as objective news, terrible Democratic and GOP messaging on the economy, some on the left and right who are more interested in fighting and petty social media squabbles than uniting, the viral report on how DEI negatively affected white millennial men, why the Trump administration is now trying to help white men sue for discrimination, and more. Payton McNabb, "Independent Women" ambassador, joins to discuss the boy who injured her in a girl's volleyball game playing the victim, never-seen TikTok videos of the boy, the bullying from John Oliver and others, the left taking shots at her and Democrats not cheering for her at Trump's March address, and more. Then Payton McNabb, "Independent Women" ambassador, joins to discuss the boy who injured her in a girl's volleyball game playing the victim, never-seen TikTok videos of the boy, the bullying from John Oliver and others, the left taking shots at her and Democrats not cheering for her at Trump's March address, and more. Sexton- https://www.youtube.com/@BuckSextonMcNabb-https://www.independentwomen.com/ Done with Debt: https://www.DoneWithDebt.com & tell them Megyn Kelly sent you!SelectQuote: Get the right life insurance for YOU, for LESS. Save more than 50% at https://selectquote.com/MEGYNMasa Chips: Ready to give MASA or Vandy a try? Get 25% off your first order by going to http://masachips.com/MK and using code MK.Chef iQ: Megyn shares her favorite holiday kitchen upgrade—Chef iQ SENSE, the perfect gift for any cook—and you can get 30% off at https://ChefIQ.com with code MK!  Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.