Un-Scripted Real Estate

Today we will be discussing general business advice...and Season 2 highlights to take into consideration.Episode 1 – Property maintenance and upkeep Maintaining your property/or not, will have impacts on its value and your profitability or compound into a much larger home renovation project if things are really neglected. Episode 2 – Leveraging Mortgage Advisors to increase wealth. If you have made the personal decision to expand your investments, you may be able to leverage the knowledge of your Mortgage Advisor.Episode 3 – How to use equity to pay off debt, reinvest in another property, renovate home Episode 4 – 2022 Homeowner Options Stay in current home – No renovations Stay in current home – renovate Sell and Buy – Move up or downsize Buy new home and turn existing into investment Renovate and sell Sell and rent Episode 5 – Texas MBA Conference Market Insights/updates - Industry leaders provided hopeful expectations for the remainder of 2022 and 2023 but left us with some cautionary advice as well. Tune-in to hear a few quotes from Peyton ManningImpacts of inflation on the economy and businesses - How is inflation affecting the housing market? FinancesLeadershipGrowth Expansion

Today we will be discussing a few market updates we learned from attending the TMBA Conference in Austin a few weeks ago. I also had the opportunity to hear Peyton Manning speak, and it was a treat for us all. I will share a few of his quotes that I took inspirational. Most importantly, we were incredibly pleased to learn the statistics, information, and opinions we have been discussing throughout season 1 & 2, which have been spot on with the leaders in the industry. Listen to what we learned from attending the Texas Mortgage Bankers Association Conference.

In Episode 4, we will continue the discussion revolving around homeownership in 2022. There's a lot of activity around the country and here locally in DFW in the real estate market. People are migrating from other states, families moving into larger homes, building new homes, renovating older homes, buying second or third properties, cashing out and just renting, or renting with the hopes to buy a home. Tune-in to learn our insight to homeowner options in 2022.

Investing in anything and receiving a 20% return year-over-year is a no brainer. In 2022 housing market home values have skyrocketed but how can you leverage this equity for financial gain? Cash out and renovate your home, payoff debt or invest in another property. Hear more in-depth information and guidance about how you can use your equity. https://www.jchs.harvard.edu/press-releases/boom-home-remodeling-may-peak-2022 https://www.nar.realtor/newsroom/home-prices-spiked-by-double-digits-in-78-of-metro-areas-in-third-quarter-of-2021 https://www.zillow.com/tx/home-values/

In Episode 2, we will be discussing the current market conditions relative to investing, inflation risks, and how you can leverage the knowledge of your mortgage advisor to increase wealth. We will also share some market data so you can understand what's being reported and how that supports our perspective. Tune in to hear Summer's 3 investment tips and Jon's advise to leverage home equity to renovate current property, payoff high-interest debts, or invest in another property. Don't iss out on this investment opportunity. Market Data Referenceshttps://www.jchs.harvard.edu/press-releases/boom-home-remodeling-may-peak-2022 https://www.nar.realtor/newsroom/home-prices-spiked-by-double-digits-in-78-of-metro-areas-in-third-quarter-of-2021 https://www.zillow.com/tx/home-values/

Join us as we begin our new season Homeowners: Living the American Dream, where we will provide insights ranging from property maintenance and upkeep, how to leverage your mortgage loan officer/advisor and home equity, market interest rates to build wealth. Additionally we will discuss how to use your mortgage loan officer to help you payoff mortgage quicker, remove PMI, lower interest rate, and more. Today on Episode 1, we will discuss a few monthly/seasonal/annual maintenance tips, but also minor upkeep tips when it comes to design that can be done for little cost. These tips will help you avoid costly repairs and improve home value with simple upkeep tips.Connect with ushttps://www.facebook.com/ikonmortgagehttps://www.linkedin.com/company/ikon-mortgagehttp://www.instagram.com/ikonmortgage/Blog linkhttps://www.ikonmortgage.com/blog/waystouseequitytobuildwealth/

Over the course of the season we've taken you down a path, so just imagine that you're been preapproved, selected a loan program that best suits your financial needs, committed to a realtor who located your dream home and the offer has been accepted. If you've chosen the right mortgage advisor like ones with IKON Mortgage, you will be in good hands because they will take the baton across the finish line while also properly educating you along the way. We will discuss disclosures, appraisal, home inspection and a few key aspects to evaluate before finalizing. Finally, tune into our next season Homeowners - Living the American Dream. We will provide a few pointers to building your wealth and ways of paying off your mortgage quicker.

While continuing our discussion about selecting a realtor, we thought listening to advice from a seasoned realtor would be valuable to our listeners. Throughout the episode we will be asking a variety of questions about how to narrow down your realtor search, Today we invited two realtors to the episode; Shleah Scarborough Williams with Texas Urban Living Realty and David Novack with Biggs Realty to share their expert opinions. Today's episode will address topics such as, differentiating a good vs. bad realtor, common buyer misunderstandings, expectations buyers commonly change after viewing properties, and why buy vs. rent.

Narrow down realtor options based on knowledge/experience, desired area, understands your needs/expectations, and good personality fit helps with the team approach, Once you've chosen the desired realtor; commit to them, meet buyer etiquette standards, and trust their expertise. Enjoy the home buying process!References:https://www.trec.texas.gov/apps/license-holder-search/index.php?lic_name=&lic_hp=&industry=Real+Estatehttps://cdn.nar.realtor/sites/default/files/documents/2020-profile-of-home-buyers-and-sellers-11-11-2020.pdfhttps://propertiesonline.com/Reports/annual-real-estate-trends-report.pdf

In Episode 3 we will be discussing the Do's and Don'ts to make the loan process streamlined and less stressful by keeping good records, and learning common mistakes home buyers often make. Please tune-in to hear some real scenario's to help you understand how to avoid these same errors. Connect with a IKON Mortgage advisor at ikonmortgage.com for free consultation.

In Episode 2 we will be providing insight and hope to your home buying dreams by discussing a few down payment $$ options and a few common loan programs, exposing the myth that 20% down is required to purchase a home, and explaining the concept of PMI or Mortgage Insurance. Tune in to episode 2 to learn more about these programs and how to use the links provided below.Area Median Income/Census Track Lookup Tool.Home Ready AMI Linkhttps://ami-lookup-tool.fanniemae.com/amilookuptool/Home Possible Eligibility Maphttps://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map

First Time Homebuyers guide to home ownership. We provide a easy road map to strengthen your chances of loan approval by educating future home owners on lender requirements of Employment History, Credit History, Income, and Savings/Cash reserves for loan pre-qualification and approval.