Les Robinson, the author of Protecting Your Money from Medicaid & Nursing Homes, says falling is the number 1 way to lose all your money. Find out why he says don't wait until you are in the 5th month of a nursing home before you realize you're in financial trouble. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. See omnystudio.com/listener for privacy information.
Today's talking point: This is the second in a three-part series all about generating consistent income so that you can live your most abundant life. We're going to explore income expansion and offer alignment. I'll share the three most important things you need to expand your income by breaking down your income goals and understanding your value ladder. We'll go over making it easy for people to pay you and round off with some strategies for building a signature framework in your business. APPLY FOR THE ABUNDANT BOSS MASTERMIND: https://abranchofholly.com/mastermind Get ready to boss it! JOIN THE BUSY TO BOSS COMMUNITY: https://www.facebook.com/groups/busytoboss LET'S CONNECT ON INSTAGRAM: https://www.instagram.com/abranchofholly/ READ THE SHOW NOTES: https://abranchofholly.com/blog
From poverty to Ph.D., Dr. Laquore J. Meadows is a visionary, dynamic leader and wealth builder, and the CEO and Co-Founder of Invest2Give, LLC. Inspired by the life and legacy of Dr. Mary McLeod Bethune, she began her stock trading career with the aspiration to build and leave a financial legacy that will become the answer to someone's prayers.She has released a #1 Amazon Best Selling ebook “Income on Demand: The Complete Playbook for Beginning Stock Traders,” to give beginners a peek into the world of stock trading and investing. She is also the founder of Stocks & Sorors, an initiative created to encourage members of Black Greek sororities to become active participants in the stock market. Dr. Meadows received her Bachelor's degree from Tennessee State University, Masters in College Student Personnel from Miami University, and a Doctorate in Higher Education Administration from Ohio University.invest2give.comhttps://www.linkedin.com/in/laquore/Your Resource For Success Listen
In this May 19, 2022 episode, Let Me Speak to the Governor guest host Lindsay Aerts is joined by Governor Spencer Cox remotely as he recovers from a coronavirus diagnosis. As Spring starts to turn into Summer listeners are worried about the impact of the continuing drought, they ask what is being done and what will be done to ease our water crisis. Utahns are worried about affording to live here, with Utah being one of the hottest spots for homebuyers in the nation we are experiencing a housing shortage and a steep rise in rent. And on lighter news, a listener asks for details on the new time capsule placed at the Utah State Capitol. See omnystudio.com/listener for privacy information.
When today's guest started doing research on the portfolios of billionaires, he discussed something pretty shocking…He discovered the vast majority of ultra-wealthy and institutional investors have more than 50% of their wealth in private equity and private real estate while most of the rest of the population has 95%-100% of their investments in public paper assets, mostly stocks. With the amount of attention the stock market gets in the news and even in TV commercials, this is not a surprise. However, most people don't realize that real estate is not only reserved for billionaires anymore and there are many ways for you to get involved, such as investing with private fund managers like Aspen Funds!Ben Fraser is one of the hosts of the Invest Like a Billionaire podcast, where he is dedicated to educating investors on how they can model their portfolios after the most successful people of our time. Ben is the VP of Finance at Aspen Funds, a private fund manager that operates real estate funds for investors looking to diversify outside of Wall Street. In today's episode, we discuss…what distressed mortgage notes are and how Aspen Funds discovered their benefits.The differences between growth and income funds. How Ben raises capital for Aspen Funds and how he organizes the capital stacks.How the managers at Aspen Funds analyze the macroeconomic environment when deciding what investments to offer their clients.If you want a glimpse into the time-tested wealth-building strategies of the billionaires and how they can work for you, today's episode is an excellent place to start!Keep Making Milestones, Ben MalechIf you want to learn more about the Ben, you can find him at:LinkedIn: https://www.linkedin.com/in/benwfraser/Aspen Funds: https://aspenfunds.us/Invest Like a Billionaire Podcast: https://aspenfunds.us/podcast/ To learn more about Ben (the host), connect with him through:Ben's Website: https://benmalech.com/Ben's LinkedIn: https://www.linkedin.com/in/benjamin-malech/Ben's email: firstname.lastname@example.orgResources Mentioned:The Hands-off Investor - Brian Burke
We welcome you to the Photofocus Roundtable podcast, where each month, our panel discusses some current trends and topics to get your photography moving. This month, we are joined by Pamela Bloom. Thank you Photomatix for sponsoring; click the link to download and try for free. Also joining us is author Rick Sammon who has a new book out “How to Make Money While You Are Sleeping” on Amazon Books You can find your hosts here: Ron Pepper: ronpepper.com | instagram Rob Moroto: robmoroto.com | patreon.com/robmoroto Pamela Bloom: pamelaannberry.com | instagram
Almost everyone has an opinion about student loan forgiveness. But it's often more complicated than many think. There are seven federal student loan programs and 16 repayment options. Which programs might be included in the Biden administration's loan forgiveness plan, if it happens? When might it happen? With potentially 45 million borrowers involved, will the administration make a tradeoff between ease of implementation and the ability to target it? And with the midterms just six months away, what are the politics of loan forgiveness? Jon Fansmith and Terry Hartle (try) to answer these and other questions in a live recorded episode. Here are some links and references from this week's show: Biden Plunges Into the Risky Politics of Student Loan Debt The Washington Post (sub. req.) | May 15, 2022 OPINION: Student Debt Is Crushing. Canceling It for Everyone Is Still a Bad Idea. The New York Times (sub. req.) | May 14, 2022 Harder Than It Sounds: Income-targeted Student Loan Forgiveness Invites a ‘Train Wreck' Politico | May 13, 2022 White House May Limit Student Loan Relief to Incomes under $125,000, Psaki Says Forbes | May 3, 2022 U.S. Forgives $6.8 Billion in Public Service Worker Student Loans Bloomberg | May 4, 2022 White House Officials Weigh Income Limits for Student Loan Forgiveness The Washington Post (sub. req.) | April 30, 2022 Biden's Latest Student Debt Move Will Bring 3.6 Million Borrowers Closer to Loan Forgiveness CNN | April 29, 2022 Schumer Calls on Biden to Cancel $50,000 in Student Debt for All CNBC | September 21, 2021 Can Biden Cancel Student Debt? Depends Who You Ask Inside Higher Ed | August 11, 2021
Do you want to boost and supplement your income? Which phase of life are you – and your practice – currently in? Can you... The post Create Sustainable Life Long Income with Gordon Brewer | GP 120 appeared first on How to Start, Grow, and Scale a Private Practice| Practice of the Practice.
In today's quick tip Thursday episode on the Ditch the Classroom podcast, I'm answering the question “is it possible to have a stable income as a Virtual Assistant so I can quit teaching?” Spoiler alert: It is. Sign up for the free Virtual Assistant Workshop - https://ariannavernier.com/virtual-assistant-workshop Join Teacher Turned Freelancer Academy – https://teacherturnedfreelancer.com Join the free community – https://facebook.com/groups/ditchtheclassroom Check out today's show notes at https://ariannavernier.com/stable-income-as-a-virtual-assistant
What would you do if you wanted to earn more money? If you are an active income earner, the only option is to work longer hours. And the cycle repeats itself. So how do you get out of the rat race? Imagine how it would feel to finally fire your boss and live life on your terms. That can happen once you find the path that's right for you. Today's guest knows what it's like to trade time for money. Now that he has built a passive income that exceeds his expenses, he is happy to share what he did. So tune in as Russ and Joey talk to Roberto Chavez, a member of their Passive Income Community. Roberto spent years in law school and more years working in a law firm until he discovered the land flipping opportunity, which became his path to financial freedom. Top 3 Things You'll Learn: First, invest in yourself and discover your path to financial freedom. Next, you have to take calculated risks. Finally, you need to surround yourself with people who understand and support you, About Our Guest: Roberto Chavez is a retired lawyer and a full-time land investor who is a part of the Land Geek community and the Wealth Without Wall Street Club 200. He now enjoys financial and time freedom while continuously growing his land-flipping business. Passive Income Mastermind: https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermind (https://www.wealthwithoutwallstreet.com/club200)
When you get your episode title right, it can make a big difference to your podcast. I'm going to run you through what we encourage our clients in The Podcast Agency to think about when planning their titles. What You Will Learn In This Episode: - What to put in an episode title to grab your audience - Why you must know who you want to reach and why they would choose your show - The important elements of the title and keywording When it works well, a good episode title not only attracts your ideal clients, but it keeps them on your content for longer. If you want to know how to get your own podcast off the ground, check out our special package - Podcast Launch 101 Bundle at www.annapn.co/101. Resources: - Check out Legendary Podcast Launch www.annapn.co/launch - Find me on Instagram: https://www.instagram.com/annaparkernaples/ - Facebook: https://www.facebook.com/AnnaParkerNaplesCoach/ - LinkedIn: https://uk.linkedin.com/in/annaparkernaples - Website: https://annaparkernaples.co.uk/ - Listen to my podcast 'Entrepreneurs Get Visible' https://annaparkernaples.co.uk/podcast - Check out my Book 'Get Visible: How to Have More Impact, Influence and Income' https://www.annaparkernaples.co.uk/book - Join our friendly Facebook Community http://www.facebook.com/groups/thepodcastcommunity - ListenNotes - a fabulous online resource www.listennotes.com
In this week's episode, I'm going to cover, what does a six-figure income actually look like? How is earning that amount of money going to impact your life? What level of income is the gamechanger and how do you even get to that point? Thinking about making an extra 100K a year may seem like a distant, pretty much unattainable dream but it's actually really possible if you make smart choices. Here are the highlights: (02:01) Breaking down the figures (06:11) The differences between income and wealth (08:44) You need multiple revenue streams (11:30) Knowing your numbers is a gamechanger (13:43) Think about saving and selling every day (15:59) How you could hit £8,000 a month (17:29) You need to charge your worth Connect with Dawn Instagram @dawnmcgruer and @businessconsort Facebook page https://www.facebook.com/dawnamcgruer Linkedin https://www.linkedin.com/in/businessconsort/ Web: www.dawnmcgruer.com
Lorna is a television presenter, actress, business owner and international award-winning model. She's the author of the book Kidnapped, which is a true story about her husband's kidnapping and the path to hope. She learned to find joy in the storm.
How does a coach with no niche, no income, no leads and no clients go to making multiple 6-figures in the middle of the pandemic? Karen Allen was broke, burned out, exhausted from writing blogs, postings, networking, workshops and live events... She had done 100 calls enrolled nobody and made all of $9k in 2019. But in a matter of weeks in 2020 she turned it all around and ended up making $250k in the middle of the pandemic! If you want to hear how Karen was able to flip the script on her business in a matter of weeks... Tune in for the final episode of season 4. And be sure to subscribe so you don't miss out on Season 5 coming in June!
How To Neutralize Your Fear Of Rejection Is rejection painful for you? Most people would reply "no, duh" to this question. But have you ever paused to ask yourself why? Even better yet, have you ever questioned if it HAS to be so painful? Join Dr. Aziz in this liberating episode where you will discover why rejection is so painful...and what you can do about it! Also, be sure to go to draziz.com and click the Events tab to secure your spot for his upcoming Online event - The Ultimate Confidence Breakthrough!
Kristine welcomes guest Elena Bell who shares how she drastically reduced her expenses and saved her house. But this isn't a conversation about budgets and spreadsheets, this is a conversation about what it means to completely recalibrate your financial identity in order to move your money ship in a brand new direction. Elena is a licensed clinical social worker who was doing a lot of stuff right – she owned her home, she had excellent credit, fully employed, paying all her bills and then, one day, one letter in the mail turned her world upside down. Keep listening and you'll hear her story unfold in four phases. First, she entered a Pain Cycle Phase – where she reached out for help. Second, she entered a Power Cycle Phase – where she gained some knowledge. Third, she entered a Maintenance Phase – where she consistently made better choices. And then she entered a Phase of Thriving – where she is now building wealth. Full show notes and more info here: https://abundancebound.com/the-podcast/
Leilani Reed-Logan, Journeyer and financial independence (FI) enthusiast, joins the podcast to discuss how Journey To Launch changed her life and why she is choosing happiness above all else, thanks to her newfound financial freedom at age 45. We talk about why Leilani decided to set out on the path to FI, despite being “older,” the lessons she learned from listening to this podcast, and how COVID became the catalyst for her to walk away from corporate America forever. In this episode we discuss: Why Leilani stepped away from a $200,000 per year salary job Choosing what sparks joy in your life over everything else The ways financial independence changed Leilani's life Steps Leilani took to pay off her mortgage early How you can increase your career income + more Other related blog posts/links mentioned in this episode: https://www.journeytolaunch.com/episode141 https://www.journeytolaunch.com/episode40 Join the waitlist for my signature course, Map Your Way To Financial Independence, here. Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Leilani: Instagram:@Twist.Mix.Sip Facebook:@LeilaniReed-Logan Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide
Did you recently meet someone new online, either through social media or a dating sight? Francswai Grayson, the communication outreach manager with the Utah Division of Securities, says if they ask you for money -- DON'T give them any. Susan Speirs, the CEO of Utah Association of CPA's, says you also need to be wary of those in positions of trust, if they try to get you to invest in a business oportunity or say they can "guarantee" a certain return on investment. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. See omnystudio.com/listener for privacy information.
Guest: Raj Makanjee | CEO at FNB Retail Maya Fisher-French | Personal Finance Journalist at Maya on Money See omnystudio.com/listener for privacy information.
In our Toolkit podcast series, we are taking a deep dive into one accounting topic each month that goes beyond the basics and into areas that require judgment. This month, we are covering income taxes–an area that generates numerous technical questions.Companies prepare separate financial statements of subsidiaries for various reasons, such as spin offs, regulatory requirements, or compliance with debt covenants. In this episode, Heather Horn was joined by Jenn Spang and Matt McCann, partners in PwC's National Office, to discuss the accounting guidance for income tax provisions in separate company financial statements.In this episode, you will hear:1:15 - An overview of guidance for allocating a tax provision to subsidiaries under ASC 7406:26 - An introduction to the separate return method12:15 - Common modifications to the separate return method, including benefits-for-losses17:50 - How tax sharing agreements impact the provision and related balance sheet accounts25:22 - How to account for uncertain tax positions in separate company financial statements27:59 - Specific considerations for carve-out financial statements35:33 - Final advice on how to effectively navigate the complexities of separate financial statementsWant to learn more? Listen to our previous podcasts, Working with uncertain tax positions, and read about separate company financial statements in our Income taxes guide.Jenn Spang is a partner in PwC's National Office and serves as the income tax accounting leader, specializing in tax accounting under US GAAP and IFRS. She has over 25 years of experience helping companies in a variety of industries navigate complex tax accounting matters.Matt McCann, is a partner in PwC's National Office who provides consultation in the areas of revenue recognition and income taxes. He has over 25 years of experience and previously served as the leader of the Consumer & Industrial Products Sector Assurance Practice in North Texas.Heather Horn is PwC's National Office thought leader, responsible for developing our communications strategy and conveying firm positions on accounting and financial reporting matters. She is the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series. With over 30 years of experience, Heather's accounting and auditing expertise includes financial instruments and rate-regulated accounting.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to email@example.com.
Are you in a panic mode about making more money as an artist? Do you feel like you are taking every single little thing, running around, and grasping at straws? This episode gives you some ideas to get out of that mode and into an empowered place. Overcoming Underearning by Barbara Stanny Get the FREE Artistic Career Jumpstart Guide. Join us for The Singing Biz Class in July 2022! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/candice-shaughnessy/support
How are you supposed to save income when you have a lower salary? I got you...Many want to invest or get started with the stock market but they have no idea how they are going to save money to get started. I am going to break down how to save money even if you make minimum […] The post EP 106: How to Save Money on Lower Income appeared first on The Brown Report - Stock Report.
It gives me an enormous pleasure to bring my main man Kevin Crawford of Two Sockz Productions to the show to teach us How To Be A Successful Video Content Creator (Full Time Income!). Kevin Crawford also known as Two Sockz is the founder of Two Sockz Productions. He graduated from North Carolina A&T State University with a bachelors in Business Management with the concentration in Entrepreneurship back in 2015. Exactly a year later, he picked up a Canon T5 and found a passion for recording and producing cheerleading content. His YouTube channel garners 3.5 Million views a month and is closing in on 300,000 Subscribers! WOW! Most of you understand the power of video in today's creator economy and Kevin is going to show us how he turned his passion for recording cheerleading content into a media empire. You do not want to miss this! GET YOUR QUESTION ANSWERED HERE: https://forms.gle/vmQV4s3PimzWj4iP7 ▶BECOME A NEZNATION INSIDER, RIGHT HERE: https://www.professornez.com/insider SHOP 100% GUARANTEED SATISFACTION #NEZNATION MERCH, Right HERE: https://www.professornez.com/merch ▶MY VIDEO, PODCASTING AND LIVESTREAMING GEAR & TOOLS I PERSONALLY USE: https://www.amazon.com/shop/professornez?listId=2DTAA4AZBBRBL&ref=idea_share_inf ▶The Livestream Software I Exclusively Use, get Your Free Trial of StreamYard here: https://streamyard.com?fpr=neznation My Personal Email Marketing Platform: https://convertkit.com/?lmref=SGWCPA FREE convenient scheduling tool I use for my business and podcast - super effective way to organize your calendar with your clients and guests: https://acuityscheduling.com/?kw=YToxNDY5MjExNg%3D%3D Client Testimonial: https://youtu.be/JamDz4bQZdY Enroll into the courses that will teach you how to become a full-time creator, grow your revenue streams, and quit your day job: https://beyondtheboxacademy.com/
It's time to simplify, in your life and in business. The things that have the biggest impact, controversial to common opinion, are actually the ones that are SIMPLE. Tune in as Blair and Theresa talk about the importance of creating space and stillness to tap into more creativity and expand your capacity to receive. About the Hosts: Blair Kaplan Venables is an expert in social media marketing and the president of Blair Kaplan Communications, a British Columbia-based PR agency. As a pioneer in the industry, she brings more than a decade of experience to her clients, which includes global wellness, entertainment, and lifestyle brands. Blair has helped her customers grow their followers into the tens of thousands in just one month, win integrative marketing awards, and more. She has spoken on national stages and her expertise has been featured in media outlets including CBC Radio, CEOWORLD Magazine, She Owns It, and Thrive Global. Blair is also the #1 best-selling author of Pulsing Through My Veins: Raw and Real Stories from an Entrepreneur. When she's not working on the board for her local chamber of commerce, you can find Blair growing the “I Am Resilient Project,” an online community where users share their stories of overcoming life's most difficult moments. https://www.blairkaplan.ca/ (https://www.blairkaplan.ca/) Theresa Lambert is an Online Business Strategy Coach with an impressive hotelier background in luxury Hospitality in the #1 Ski Resort in North America. Her mission is “ To make business easy so that your life can be more FULL!”. Theresa supports ambitious Women Entrepreneurs and Coaches to redefine success with elegance and create the Impact, Income and Freedom they desire in Business and in Life. In 2020 Theresa became the Bestselling Author of her book Achieve with Grace: A guide to elegance and effectiveness in intense workplaces. She is also a Speaker and the Podcast co-host of Dissecting Success. Theresa has been recognized as a business leader in Whistler's Profiles of Excellence, and is being featured in publications such as Hotelier Magazine, Thrive Global and Authority Magazine. https://www.theresalambertcoaching.com/ (https://www.theresalambertcoaching.com) Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app. Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.
How do you manage your finances when your monthly pay is inconsistent? Vince makes around $300k a year in the mortgage industry, while Kasey focuses on raising their kids at home. Despite that rather high average income, the actual monthly takeaway is incredibly variable—one month could be $25k, the next month just $2k. That uncertainty is causing Kasey a lot of stress. On top of that, Vince's income has been steadily decreasing. Vince chooses to remain positive; Kasey is afraid of the worst happening. But neither of them is willing to look at what they will do if that worst-case scenario does happen. When times are good, they spend guilt-free. But when times aren't as good, they begin to worry that they'll never come back out of that hole. There are reasonable concerns when it comes to not knowing how much money you will have coming in month to month. There are also ways to work around this. Let's find out exactly how worried Kasey and Vince should be, and what they can do to set themselves up to feel more secure. Connect with Ramit https://www.iwillteachyoutoberich.com/podcast/ (Website) https://www.instagram.com/ramit/ (Instagram) https://twitter.com/ramit (Twitter) https://www.facebook.com/ramitsethi (Facebook) https://www.youtube.com/user/ramitsethi/featured (YouTube) https://www.linkedin.com/in/ramitsethi/ (Linkedin) If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help https://forms.gle/pjYMaLeThJM3z9uN6 (here). Produced by http://crate.media (Crate Media). Mentioned in this episode: Automate Your Money If you want to learn how to build your Rich Life with a set-it-and-forget-it system, get my free quickstart guide to automating your money. I'll show you how to automate your money and spend less than 1 hour a month managing it. https://iwt.captivate.fm/aym (Go to iwt.com/automate for the guide.)
Do you get excited when payday comes? Are you happy to see how much money you get to take home? If you are a regular worker or an active income earner, you probably cringe at the sight of your take-home pay. The biggest chunk of your hard-earned income goes to your income tax, leaving you with very little to fund your family's needs and enjoy the fruits of your labor. So how do you get out of this vicious cycle? And why is it that people who have more money get to pay less taxes? What are they doing to enjoy such privilege? That's what the coaches are going to discuss today. So pay attention and discover how you can lower the amount of taxes you pay legally. Tune in to this round table as the coaches provide insights on the following: The four different ways people pay taxes according to where they are in the Cashflow Quadrant Legal ways to minimize the amount of taxes you have to pay If you want better control of your future, join the Wealth Without Wall Street Community: https://www.wealthwithoutwallstreet.com/community (https://www.wealthwithoutwallstreet.com/community) Take advantage of a Free Financial Strategy Call: https://www.wealthwithoutwallstreet.com/freecall (https://www.wealthwithoutwallstreet.com/freecall) Discover Your Path to Financial Freedom: https://www.wealthwithoutwallstreet.com/path (https://www.wealthwithoutwallstreet.com/path) Join the Passive Income MasterMind: https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermind (https://www.wealthwithoutwallstreet.com/club200) --- Want to go even deeper into the conversation? Join our IBC Inner Circle Group membership and gain access to our live podcast recordings, interactive Hot Seat guests on the topics, and exclusive Q&A sessions with other members and our coaches. Join here:https://wwws.link/inner-circle-sign-up ( https://wwws.link/inner-circle-sign-up)
On today's episode, Financial expert and Amazon best-selling author John Browning talks about having buctets of money and how your buctets help you build a life and not just a portfolio. Growth, Income, Emergency Fund, and Cash. Learn more when you Connect with John by texting "LIFE" to 21000 or GuardianRockWealth.com.
Dave Ramsey & Ken Coleman discuss: Budgeting on an irregular income, How to stay sane when the market gets wild, The best way to buy a piece of land, Dealing with doubts around a new job. Support Our Sponsor: Zander Insurance: https://bit.ly/2Xbn7hD Churchill Mortgage: https://bit.ly/2JcfkGy Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6
Get CME Here: https://earnc.me/bKDeEa Negotiating an employment agreement that is favorable to the physician can seem like a daunting task. However, if you are well prepared and understand what to expect, it doesn't have to be that way. So, in this episode, I will be sharing common negotiating tactics used by employers to get the upper hand during the negotiation period and what you can do about it. Learn more: https://apmsuccess.com/145 Watch the video: https://apmsuccess.com/145v
Spending Problem or Income Problem? - Minute Mondays EP_58 We often tell people that we can have a spending problem when things seem sour, it's our way to make light of a bad situation. Sometimes it's not that simple, you may actually have an income problem or worse you have both. The best way to figure out the root of the problem is to start off with creating a budget. You can then dissect your expenses from your income. You will be able to see everything that you spend money on and decide if it's still worth paying for. Once you have gone through everything, eliminated expenses and spending. habits that you can do without, that number will be your minimum spend per month. Comparing that number with your income will tell you if your current income will pay those bills. You may have to find another way to make more money, whether through a part time job, a side income, re-schooling to get a higher paying job, applying elsewhere to find a higher paying job, uber, skip the dishes, whatever. It will be easier to come up with a plan and take action once you know where your starting point is.
Inflation sucks, can we get an Amen? In all seriousness, Inflation is real, here to stay, and not going anywhere anytime soon so you as a coach and business owner need to adapt and pivot some. In this episode we discuss 3 ways to Inflation proof your coaching business and how this will have you continue to create more Income, Impact, Influence, and Independence. Tune into this episode, we promise you will get some great insights, give you more confidence, and some key action steps to implement right away. In This Episode, We Discuss: How to Play Offense, Not Defense in you Biz Raise your Prices this way! You have to get results for your clients or else… Follow us on Instagram https://www.instagram.com/chrisandericmartinez/ and see the full Show Notes to this episode here https://www.liveadynamiclifestyle.com/podcast/3-steps-to-inflation-proofing-your-coaching-business/
Each week you work your butt off in your small business, only to get to the end of the month and wonder where the money went. Each day doing the same thing and getting the same result. So, the question becomes, “Why Aren't You Doing This….” _______________________________ The Badass Business Owner Podcast - TIPS for RUNNING A PROFITABLE SMALL BUSINESS _______________________________ Want to Help Support the Channel? Check Out the Badass Business Owner Tip Jar _______________________________ Want to Learn Your Business Numbers Better? Check Out this Affordable Course: Understanding Your Business Numbers _______________________________ Here are some popular videos I have on YouTube: HOW TO PRICE YOUR PRODUCTS CORRECTLY HOW TO PRICE YOUR SERVICES CORRECTLY HOW TO READ A PROFIT & LOSS STATEMENT _______________________________ YOUTUBE CHANNEL: BABO Learning for Badass Business Owners Want Badass Merch? – Click Here: Get Your Badass Business Owner Merch WEBSITE: BABOLearning.com _______________________________ FREE GUIDES / TOOLS FREE eGUIDE: 8 Steps to Earning $100,000 in Income in Your Small Business FREE eGUIDE: How to Read a Profit & Loss Statement FREE Start Up Guide for Starting a Business Free eBook: 10 Questions to Ask in Your Business Get Your FREE Business Health Check _______________________________ COURSES *** Understanding Your Business Numbers *** Start a Local Small Business _______________________________ ** Want to Help Support the Channel? The Badass Business Owner Tip Jar - ** DISCLAIMER on Affiliate Links: I occasionally will have some affiliate links & I do earn a small commission but at no cost to you. I only recommend companies or items that I believe will save you time, money or help make your business better ** DISCLAIMER: I am not an attorney, CPA, bookkeeper, insurance agent or financial advisor. My videos/podcast are for entertainment & educational purposes only and should not be construed as tax, legal, insurance or financial advice. Please seek out a qualified CPA, attorney, or specialist as needed. I'm sharing my experiences with my businesses and those I have worked for and/or helped coach. _______________________________ Local Small Business Owners are the Backbone of All of Our Communities! The Badass Business Owner Podcast is for Small Business Owners who are tired of living job to job but want to grow their business income & their personal income. In each episode, we discuss how to increase your profits, boost your sales, improve your processes and develop stronger teams. Learn more about pricing correctly, your business numbers & your profit and loss income statement WHO THIS CHANNEL IS FOR: small business owners who serve their local community, local small business owners, service based business owners, mobile businesses, brick and mortar businesses, handymen, landscapers, pool cleaners, cleaning services, carpet cleaners, window cleaners, ice cream shops, QSRs, restaurant owners, mechanics, plumbers, electricians, real estate agents, dog groomers, franchisees, tradesmen, medical, dentist, insurance, pet business owners, cake makers & those looking to increase profits, boost sales, improve processes and develop stronger teams. Entrepreneurs who want to make more money. Those who want to know their business numbers better! #BABOLearning #KnowYourBusinessNumbers #BadassBusinessOwnerPodcast
In today's episode, we're gonna be talking about the ways that you can turn the problems in your life into possibilities!“Every time you solve a problem… you learn a little bit more” - Steve EarlNo matter what area of your life it is, business, love, family, real estate… your ability to turn problems into solutions will pay you back a hundredfold in the future.You'll become the guy in the office everybody turns to for solutions… you'll be the one everybody looks to when they are in trouble.And the best part is, that this isn't all that difficult to do!Just a few basic strategies and a mindset twist should be all that you need.So in today's episode, Steve and I are gonna talk about all the best ways for you to turn your next problem into a solution.Make sure to check it out!Key Takeaways:Intro (00:00)What changed my perspective on problems (04:08)Why I started investing in lunches (05:40)The framework I use (07:34)A recent example (10:09)What happens when we perceive a problem (13:57)Why we can't act with fear (18:58)Additional Resources:Learn more about Done For You Real Estate: VISIT HEREGet a FREE Income Replacement Estimate (IRE): APPLY HERERegister for our FREE Monthly Webinar Series: SIGN UP HERE--FOLLOW for more Replace Your Income:https://bit.ly/ReplaceYourIncomePodcastIf you enjoyed this episode, please rate and review our podcast. Thank you for your support!--And remember...Income replacement for you and your family may only be one property away!
Whenever someone says they don't think online courses will work for their industry, I'm always the first to sit down and brainstorm an amazing course idea.I truly am a firm believer that online courses can work for every single industry and Kristin is an amazing example of that.Kristin joined Course Creator School and ended up gaining 1,000 followers on Instagram AND made $4,000 from her course.By the way, she's in the fertility industry!Tune into this episode to get all the deets.---Need more help with your online course pricing? Snag my Online Course Pricing Guide here: https://thesweetestdigs.lpages.co/pricing-guide/Ready to launch your first online course? I've got a free class with your name on it. Sign up to learn how to identify your profitable course idea, get it launched, and find out how I went from $0 → $500k/year in courses: https://learn.gemmabonhamcarter.com/class/---Don't forget to subscribe and review the podcast if you like what you hear: https://podcasts.apple.com/us/podcast/the-course-creator-show/id1470482672I love sending out emails to my peeps with helpful tips, inspiration, and free stuff I create and use in my own business. If you're already on my list, you'll see that I'll also be sure to alert you to the new episodes as they come out. If you aren't already on my email list, well babe… what are you waiting for? I can't wait to be BFFs with you and learn more about your business and goals and life.So make sure to get your cute butt over there. You can head to: https://gemmabonhamcarter.com/bestiesMake sure you go ahead and forward it to your biz BFF. Leave a review on iTunes. Share it on your instagram and tag me. I would give you some major online love for that.Support the show
For Episode 90 of the Wealth On Any Income Podcast, Rennie is joined by Dr. Saida Désilets. Dr. Saida is working to create a world filled with audacious, sexually sovereign people, living life on their own terms. As a TEDx speaker, researcher, counter-culture creator, body-philosopher, and author, her work has touched the lives of millions globally.Dr. Saida's innovative approach to PsychoSexuality, desire, and pleasure invites both the public and professionals to better understand the importance of accessing their erotic genius AND has been medically endorsed.In this episode, Rennie and Dr. Saida cover:02:48 Why Dr. Saida does what she does and how it fits in with success and business.04:04 Dr. Saida's favorite charity World Pulse (https://www.worldpulse.org/) and how they empower women from very poor communities to change their lives.05:50 Who her target markets are - women interested in improving their own well-being, especially when it comes to female health issues and professionals who help them as well.07:04 Her biggest failure and what she learned from it.09:05 The common feelings that her clients have before starting to work with her.09:57 A case study of one of Dr. Saida's clients and her incredible results.11:23 An example of how expensive it can be when your intimate relationship isn't working.12:23 Dr. Saida's two sites and how to get her free ebooks and other information at thejadeegg.com or dareyourdesire.com13:35 Dr. Saida shares how your life would improve if you took a little bit of time to actually have a deeper relationship with yourself.For free resources or to learn more about Dr. Saida visit: thejadeegg.com or dareyourdesire.comIf you'd like to know how books, movies, and society programs you to be poor, and what the cure is visit wealthonanyincome.com/tedx. You'll hear Rennie's TEDx talk and can request a free 27-page Roadmap to Complete Financial Choice® and receive a weekly email with tips, techniques, or inspiration around your business or money. AND if you'd like to see how you can increase your wealth and donate to the causes that touch your heart. Please check out our affordable program ‘Wealth with Purpose'.Rennie's Books and Programshttps://wealthonanyincome.com/books/Wealth with Purpose:https://wealthonanyincome.com/wealthwithpurposeRennie's 9 Days to Financial Freedom program:https://wealthonanyincome.com/programsConnect with Rennie Websites:WealthOnAnyIncome.comRennieGabriel.comEmail: Rennie@WealthOnAnyIncome.comLinkedIn: https://www.linkedin.com/in/renniegabriel/Facebook: https://www.facebook.com/WealthOnAnyIncome/Twitter: https://twitter.com/RennieGabrielYouTube: https://www.youtube.com/channel/UCdIkYMOuvzHQqVXe4e_L8PgInstagram: https://www.instagram.com/wealthonanyincome/
NEW PODCAST Hey All! I've started a second show completely devoted to the field of Ontology which is another huge passion of mine. Please check out The Eric Scheien Podcast which is an ontological podcast where I break down distinctions of human consciousness as an access to enhancing performance. Summary I received this email last year about Trupanion and wanted to address some points made. The entire email is here: Hi Eric, I come in peace as a Chester County native who still very much prefers Wawa over Sheetz, despite living in Pittsburgh. You seemed very open to hearing counterpoints, as per your podcast on TRUP, so I wanted to give you some things to chew on. You made two points (I'll summarize): 1) It is justifiable to exclude development expenses from IRR and 2) there are "no accounting shenanigans" going on. I would love, then, to hear your thoughts on the following: Let's first level set with the IRR methodology: the company allocates fixed expenses between Subscription and Other based on their relative revenue contributions. This includes a pro-rata allocation of G&A expenses. So let's get into G&A expenses -- what's in there? Typical back office stuff, finance, accounting, etc. But also a couple million bucks of rental income related to subleasing of the company HQ. Per their 2019 10-K: "The change was primarily due to a $3.1 million increase in compensation expenses, a $0.8 million increase in professional service fees, and a $1.5 million increase in depreciation expense mainly due to owning our home office building since August 2018, partially offset by a total of $2.6 million in savings from additional lease income and less rental expense." The rental income has the effect of reducing reported G&A (i.e. it's netted against expenses). So my first question for you is as follows: if you firmly believe development expenses that aren't related to acquiring new pets are justifiably excluded from IRR calculations, how are you comfortable with several million dollars of sublease income that's clearly not related to acquiring subscription pets benefitting IRR? Next up is their pet-food VIE. Also from the 10-K: The Company has also entered into a series of agreements to provide ancillary services to the variable interest entity at cost. The Company provided $1.2 million and $1.4 million of these services for the years ended December 31, 2020 and 2019, respectively, which were recorded against its operating expenses. So TRUP provides back office support to the VIE and reduces its reported opex to account for the compensation for providing the services. So the next question is the same as the first: Would you bucket this in line with "development expenses" as being rightly excluded from IRR, or are you OK with the company getting the tailwind from the expense reduction? Now here's where the situation becomes a bit more nefarious. The VIE has received a total of $9.5 million of funding from TRUP, including $7.0MM of preferred capital and $2.5MM from a line of credit. Think for a minute about what's going on here: the company pushed $9.5MM of cash down to another legal entity, and now reduces its reported OpEx for services provided to the VIE, with the payments being made with money TRUP used to finance the VIE. Money coming out of one pocket and right into the other. Third question: Do you think this is an accounting shenanigan? Lastly, management knows PAC is getting out of hand and pulled a fast one in the first quarter to make it look like they've got things under control. Aren't you the slightest bit curious how they're going to hold PAC at $280 for the balance of this year in an increasingly competitive environment? Management casually slipped in the following comment during the earnings call: "We expect stock-based compensation to be around $6-$7 million per quarter for the remainder of the year." Coupled with the $8.4 million of SBC already booked in 1Q'21, TRUP is on track to recognize $28 million of SBC expense in 2021. Putting this figure into perspective, it is 3x higher than last year's $8.9 million of total recognized SBC expense. Last year SBC expense was 1.8% of revenue; this year it will be 4.1%. What does SBC have to do with PAC and IRR? Well, for the purposes of calculating PAC (a key input into the IRR calculation), management excludes SBC because it's non-cash. By upping the portion paid in the form of equity, management is artificially reducing the level of PAC incorporated in their IRR calculation. in 1Q'21, fully-loaded PAC (including SBC) was $328/pet, representing 22.4% y/y growth. SBC embedded in Sales and Marketing was $40/pet -- leaps and bounds above historical levels ($20/pet). See the charts at the bottom of the email. Had SBC been more in-line with historical levels ($20/pet), PAC (for the purposes of the company's IRR calculation) would have been ~$310...much closer to the full year figure I was expecting. This is all a long winded way of saying, if you were to run the company's IRR calc with PAC of $315 or above, there is absolutely no way they would be within the boundaries of their self-imposed 30-40% target range. The only reason they'll print numbers within range this year is a result of their increased use of SBC in compensating their employees. The table below illustrates Restricted Stock grants (not expense, but grants) since 1Q'19. The grants in the most recent quarter -- $66 million! -- jump off of the page and explain why SBC will be elevated in the quarters to come. But don't just take my word for it. From what I can tell, we both respect Buffett a lot, and here's what he's got to say on the topic: "I have no objection to the granting of options. Companies should use whatever form of compensation best motivates employees -- whether this be cash bonuses, trips to Hawaii, restricted stock grants or stock options. But aside from options, every other item of value given to employees is recorded as an expense." When it comes to SBC, RSUs are a functional cash equivalent, so there is no legitimate justification to exclude the related expense from any measure of profitability -- GAAP or otherwise. Perhaps using RSUs makes sense for the time being given the extreme overvaluation of TRUP. Management can handsomely compensate employees and gloss over the dilutive impact on the company's financials. But what happens when shares are back at $30, but territory partners are expecting their compensation to remain flat in nominal terms? Shareholders will either be 1) massively diluted or 2) the company would have to lean more heavily on cash compensation. The latter of the two options is a functional non-starter at the current juncture given the company's persistently negative free cash flow (another topic the bulls don't understand, but I'll let sleeping dogs lie on this one). Last question: Do you believe SBC is a true expense? If it is, should the company be including it in its IRR calculation? Management updated guidance, and frankly, I think the financial outlook is worse than I was expecting. "Adjusted Operating Income" -- which is ex. SBC, D&A, and Pet Acquisition -- is forecast at $75MM. PAC -- ex. SBC -- is forecast at $66MM. That leaves us to $9MM. "Development expense" will be $4MM (at the mid), SBC is $28MM, D&A will be $12MM, resulting in a pre-tax net loss of $35MM. This is larger than the company's cumulative net loss for the past six years combined! I know this is a battleground stock and don't expect everyone to come around. But I also think: 1) there's only one set of correct answers to the questions I've laid out above, 2) none of the afforementioned points are "dumb", and 3) management is using sleight of hand to paint a picture of the company that is out of step with reality. As someone who puts a lot of value in associating with the right people, I certainly don't appreciate the games / shenanigans that Daryl and team are pulling. $MM Adjusted Operating Income 75 - PAC (66) - Development expense (4) - SBC (28) - D&A (12) Pre-tax Income (35) HELP OUT THE PODCAST If you like The Intelligent Investing Podcast, please consider leaving a rating and review on Apple Podcasts. It takes less than 30 seconds to do and makes a huge difference! You can also join the Facebook page! You can subscribe to the podcast on the following platforms: Apple Podcasts Stitcher TuneIn Spotify Podbean iHeart Radio YouTube GET IN TOUCH WITH ERIC SCHLEIEN Facebook | LinkedIn | Twitter | YouTube | GSCM | Instagram Email: IntelligentInvesting@gmail.com Disclosure: Eric Schleien and some SMA clients of Eric Schleien through GSCM own shares of TRUP. Nothing here is investment advice. Do your own due diligence.
I've invited Jenni Field onto the show to share her wisdom around how to acknowledge, identify and get to the core of what's going on behind the scenes in your business that's holding you back, so that you can propel yourself forward. What You Will Learn In Your Business: - What chaos in a business looks like - The roots of the issues in communication with the team - How to identify when communication has become a problem - The step you need to take if everything feels like it's falling apart There's no shame around having chaos in your business. The sooner you can acknowledge things are not great, the sooner you can fix the issues, and then reach the point of calm that is like a big oasis that we all want to reach. Resources: - Redefining Communications https://redefiningcomms.com/ - "Influential Internal Communication," a book by Jenni Field https://redefiningcomms.com/influential-internal-communication-book-jenni-field/ - Redefining Communications with Jenni Field Podcast https://podcasts.apple.com/gb/podcast/redefining-communications-with-jenni-field/id1588233391 - Connect with Jenni Field on LinkedIn https://www.linkedin.com/in/jennifield/ - My website https://www.annaparkernaples.co.uk - Find me on Facebook: https://www.facebook.com/AnnaParkerNaplesCoach - Find me on Instagram: https://www.instagram.com/annaparkernaples/
Mark is 53 years old, owns his own plumbing business and flips the occasional trailer/mobile park home. He never went to college and has never made over 40K annually; at one point he had 50K in credit card debt. His net worth is primarily held in mobile homes which he fixes up, then flips and finances to the next buyer. Mark shares his thoughts on taking career chances, starting early, and the risk/reward of small business.
When you move in with a partner, how to manage your finances for household bills and spending money is a really important conversation to have, but it can be very difficult. Where do you stand on joint versus separate finances? Do you have one bank account where all your money goes in and out? Do you keep all of your dollars separate and transfer between you as and when needed? Or perhaps a combination of both? The Quicky speaks to two financial experts to consider what the options are, how they can impact your long term financial situation, and what happens if your relationship breaks down. If you're separating from a partner, MoneySmart has a checklist to help you organise your finances after a break-up. Subscribe to Mamamia GET IN TOUCH Feedback? We're listening! Call the pod phone on 02 8999 9386 or email us at firstname.lastname@example.org CONTACT US Got a topic you'd like us to cover? Send us an email at email@example.com CREDITS Host: Claire Murphy With thanks to: Laura Higgins - Senior Executive Leader, Consumer Insights and Communications at the Australian Securities and Investments Commission (ASIC), and oversees the Moneysmart platform Moo Baulch - Strategic advisor on the development of Next Chapter, Commbank's financial abuse program, and Director of Primary Prevention at the Women's & Girls' Emergency Centre Outlouders - Thank you to everyone who shared their thoughts on joint versus separate finances for this episode Producer: Claire Murphy Executive Producer: Siobhán Moran-McFarlane Audio Producer: Jacob Round Subscribe to The Quicky at...https://mamamia.com.au/the-quicky/ Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Just by reading our articles or listening to our podcasts, you're helping to fund girls in schools in some of the most disadvantaged countries in the world - through our partnership with Room to Read. We're currently funding 300 girls in school every day and our aim is to get to 1,000. Find out more about Mamamia at mamamia.com.au Support the show: https://www.mamamia.com.au/mplus/ See omnystudio.com/listener for privacy information.
Sonja "Dynamo" Price is a Top Career Strategist, Salary Advisor, Leadership Coach and the author of 2 books, “The Pivot Point System” and “The Infinite Leader.” She has helped many professionals understand how to find meaningful work, earn more money, and to land their dream job with prestigious organizations such as Google, Amazon, Microsoft, Meta, Starbucks, AT&T, Nordstrom, and many other large and small organizations.
Being Proactive To Take Advantage of Business Incentives In The Tax Code Welcome to episode 125 of the Grow Your Law Firm podcast, hosted by Ken Hardison. In this episode Ken sits down with Boris Musheyev and they talk about why you should be proactive with your tax planning. Boris Musheyev, CPA is a tax and accounting firm specializing in tax planning and strategy for entrepreneurs and business owners. We use proven tax strategies to save our clients tens of thousands of dollars on taxes every year when implemented correctly. We personalize each and every strategy to ensure that our client's family and business situation is thoroughly examined to maximize tax savings. Our team is made of high-performing professionals who take diligence and care in every step of the process when handling clients taxes. What you'll learn about in this episode: Being proactive and using tax strategies to contribute to business growth Income shifting from a higher tax bracket to a lower tax bracket The difference between C corporations and S corporations Understanding how the tax code is incentivized to help business owners save money Self-rental strategies to acrue depreciable assets Creating different business entities to shift income The changes to the tax code with the changes in political control Resources: Website: www.taxplanningcall.com Facebook: https://www.facebook.com/borismusheyevcpa Contact Info: Company: BORISMTAX INC Email: Boris Musheyev accounting@Borismtax.com Additional Resources: PILMMA's Super Summit https://learn.pilmma.org/pilmma-super-summit-2021 The Mastermind Effect: https://www.pilmma.org/the-mastermind-effect/ PILMMA's Free Resources: https://www.pilmma.org/free-resources/ PILMMA Join Page: https://learn.pilmma.org/join-pilmma
In this episode of Spotlight, Stephanie Stanton @ETFguide talks with Lance McGray, Head of ETFs at Advisors Asset Management about dividend income strategies in the ETF marketplace. Investors and financial advisors will fresh insights and ETF strategies for combating higher inflation, rising interest rates and how dividend income could buffer stock market volatility. ETF tickers mentioned in this episode include:--AAM Low Duration Preferred & Income Securities ETF (PFLD)--AAM S&P 500 High Dividend Value ETF (SPDV)--AAM Bahl & Gaynor Small/Mid Cap Income Growth ETF (SMIG)Learn more about Advisors Asset Management's ETF lineup: https://www.aamlive.com/ETF#DividendStocks #StockMarket #ETF