Podcasts about Income

In this solo episode, I'm sharing five real, practical ways to generate income during your in-between season. If you're asking yourself, “I got laid off… now what? This episode will give you grounded, actionable steps to move forward and even some side hustle ideas!Highlights Include00:00 – If you've been laid off, you are not alone02:30 – Why invisibility is the real danger during unemployment04:05 – Using content creation as a visibility tool07:20 – Turning alumni and professional networks into income09:10 – Short-term projects using skills you already have13:10 – Becoming a LifeOps consultant16:50 – Short-term rental support as seasonal leverage19:30 – Creating a premium career support retreat experience21:40 – Why you should always keep side hustling23:30 – How my unemployment season planted the seed for Side Hustle ProLinks Mentioned in This EpisodePodcast Moguls: Start the Podcast That Builds Your Exit PlanWatch & ListenWatch this episode on YouTube and listen on all podcast platforms:Apple Podcasts: https://podcasts.apple.com/us/podcast/side-hustle-pro/id1126021323Spotify: https://open.spotify.com/show/13qDj08lBR4ymzGhXIKy8tYouTube: https://www.youtube.com/sidehustleproAnnouncementsIf you're ready to build a podcast that becomes your exit plan, attend my next live class: Start the Podcast That Builds Your Exit PlanSave your seat here.Social MediaSide Hustle Pro – @sidehustlepro#SideHustlePro Hosted on Acast. See acast.com/privacy for more information.

In this conversation, Fred Shatzoff, a commercial lending advisor, discusses the intricacies of real estate financing, particularly for new investors. He emphasizes the importance of understanding the fix and flip process, the benefits of buy and hold strategies, and the necessity of adapting to market changes. Fred provides insights on managing contractors, the significance of numbers in real estate investing, and offers guidance for those pivoting between investment strategies. He also shares his contact information for further assistance.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Click Here for the Show Notes Should you put your next $100,000 into turnkey rentals—or chase higher returns in passive accredited investments? In this episode, we break down the real question behind the numbers: are you investing for income today or capital gains tomorrow? Marco unpacks the powerful difference between predictable cash-flow investments and long-term equity growth plays—and reveals why residential real estate may offer the best of both worlds through his “IDEAL” framework: Income, Depreciation, Equity growth, Appreciation, and Leverage. If you're building wealth from your W-2 income and want clarity on how to align your strategy with your long-term goals, this episode is a must-listen. Tune in now and discover how to position your portfolio for both freedom today and wealth tomorrow. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2021) This episode is part of our Throwback Series and may include references to older content such as web classes, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to Is Turnkey Investing Really Worth It? (Real Numbers + Real Story) Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals.

Many real estate agents reach a point where working harder no longer produces better results. Their schedule is packed. Income is good. But growth feels capped and freedom feels out of reach. In this episode, we explore why being busy isn't the same as building a scalable business. You'll learn how successful agents shift from effort-based income to structure-based growth, allowing their businesses to produce results without constant personal strain. Topics include: • Why busyness eventually limits growth • The hidden cost of reactive schedules • Listings as the foundation of scalability • The few activities that actually drive predictable income • How systems create leverage and freedom • Why saying “no” protects growth If you're productive but feeling stuck, this episode explains the next evolution in your business. Additional Resources Daily agent strategies:https://HarrisRealEstateDaily.com/ Premier Coaching access:https://PremierCoaching.com Mastermind training:https://HarrisMastermind.com Coaching + brokerage platform used by top agents:https://WhyLibertas.com/Harris

Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Soldier of Fortune: Warren Buffett, Sun Tzu and the Ancient Art of Risk-Taking⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kindle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)We are live every Tuesday at 1.30pm E / 10.30am P.See our latest episodes at https://acquirersmultiple.com/podcastAbout Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

@GeneSohoForum coming through with the Graphs and walkthrough of the real story in American Labor markets. Are American's underpaid by greedy corporations? Find out on today's episode.

Speaker, author, and entrepreneur Danny Brassell joins me to unpack what happens when collapse isn't theoretical — it's personal.Most conversations about success start at the breakthrough. This one starts at the bottom.After falling victim to a real estate scam that wiped him out financially, Danny had two options: define himself by the loss or rebuild from it. What followed wasn't a cinematic overnight comeback. It was constraint, recalibration, and a deliberate decision not to declare bankruptcy — paired with an aggressive income target that forced reinvention.During one of the worst economic downturns in modern history, Danny built a speaking business that not only restored stability but opened entirely new doors — eventually leading to coaching high-performing entrepreneurs and executives.But this episode isn't just about financial recovery.It's about identity.We explore what failure does to ego, how embarrassment can paralyze growth, why traditional “safe” career paths quietly manufacture risk aversion, and why studying biographies reveals patterns most people overlook.We also get honest about tradeoffs — money versus meaning, ambition versus family, hyper-growth versus presence — and the uncomfortable truth that success always extracts a price.This isn't a highlight reel conversation.It's about grit, humility, pattern recognition, and the discipline of getting up again.The lesson isn't blind optimism.It's resilience anchored to clarity and action.TL;DRReputation can collapse overnight. Character compounds over time.Failure builds empathy and pattern recognition.Safe career paths often breed hidden fragility.Success always carries tradeoffs.Study the dark chapters of biographies, not just the victories.Income targets create forced innovation.You don't rebuild by feeling motivated — you rebuild by executing weekly.Vulnerability creates connection; polished perfection creates distance.Memorable Lines“It's not about avoiding the hit — it's about getting back up.”“Success leaves clues, but so does failure.”“You fall down seven times, you get up eight.”“Money isn't everything — but pretending it doesn't matter is naive.”“If you close the show, you deny the world your gift.”“Safe careers can quietly make you risk-averse.”“Enjoying the journey usually happens in hindsight.”GuestDanny Brassell — Speaker, author, and storytelling coachFormer journalist and educator turned high-performance communication coach working with entrepreneurs, executives, and organizations worldwide.

@GeneSohoForum coming through with the Graphs and walkthrough of the real story in American Labor markets. Are American's underpaid by greedy corporations? Find out on today's episode.

In many divorces, one spouse understands the finances while the other is left in the dark. When money is missing, income doesn't add up, or a business is involved, forensic accounting can play a critical role. In this episode of Divorce at Altitude, Amy Goscha is joined by forensic accountant Doug Cash to discuss when and why forensic accounting becomes essential in a Colorado divorce.Amy and Doug walk through common financial red flags, explain how forensic accounting differs from business valuation, and discuss how early involvement can save both time and money.Doug CashDoug Cash is a forensic accountant with ID Bailey and a former law enforcement fraud investigator. His background includes decades of experience investigating financial crimes, insurance fraud, and money laundering. Doug now works with attorneys and clients in divorce and litigation matters to trace funds, clarify income, and bring transparency to complex financial situations.Episode OutlineWhy Financial Imbalances Are Common in DivorceHow one spouse managing the finances can leave the other vulnerable when divorce begins.Forensic Accounting vs. Business ValuationThe difference between reconstructing financial records and valuing a business based on reported data.The Importance of Early InvolvementWhy engaging a forensic accountant early can reduce costs and prevent delays.Sworn Financial Statements and Tax ReturnsWhy reported income may not reflect reality without reviewing source documents.Discovery, Source Documents, and Cost ControlHow focused discovery and original records keep investigations efficient and affordable.Credit Reports and Hidden Financial ActivityHow credit reports can uncover undisclosed accounts, loans, and spending.Tracing vs. Following MoneyThe difference between identifying where money started and where it ultimately went.Cryptocurrency and Emerging ChallengesHow digital assets and crypto wallets complicate modern divorce cases.Cost-Conscious Forensic OptionsWays to gain financial clarity without a full forensic engagement.Using Forensic Accounting in Mediation and CourtHow clear financial analysis strengthens mediation strategy and trial testimony.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law. ************************************************************************ DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Most authors try to monetize with coaching, courses, or speaking.But there's a smarter model that can scale without you running the business: book-to-business licensing.In this episode, Mike Michalowicz (author of Profit First, The Pumpkin Plan, and Fix This Next) breaks down how authors are using a licensing strategy to turn a book into a repeatable business engine—where a partner company runs the program and both sides win.In this conversation, you'll learn:• The “book → business” strategy most authors never hear about• How licensing works (and why it scales better than building from scratch)• How Mike vets partners during the research process• Why new books amplify old books (the backlist flywheel)• His marketing framework: DAD = Different → Attractive → Direct• How to build an authority ecosystem around your ideas (without becoming the operator)If you're an author, entrepreneur, or creator trying to turn your expertise into real revenue—this is a blueprint.

Welcome to the first of a 4 part series on the wealth formula.This episode focuses on understanding and optimizing our income.Today's episode is dedicated to our colleague, Dr. Mike Fralick, who recently passed away.Time Stamps:- Remembering Mike Fralick (0:06)- Spam attacks, newsletter (1:34)- The wealth formula (3:05)- Optimizing income (5:30)- Extra shifts (9:32)- Protecting income (12:15)- Diversifying income (14:32)Go Fund Me for Mike's family: https://www.gofundme.com/f/michael-fralick-v5ejaRadiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseLinks:Newsletter: https://www.beyondmd.ca/newsletterwebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&XLINK=MYCP

In the spirit of Valentine's Day, we're talking about how to build a stronger financial partnership - from financial date nights and shared accounts to the subtle social norms that still influence modern couples. Today's guest is Dr. Emily Garbinsky, professor at Cornell's Johnson School of Business, whose work explores how couples make financial decisions, how pooling money affects relationship satisfaction, and what really happens when one partner earns more than the other. Learn more about Dr. Garbinsky's research here. Hosted on Acast. See acast.com/privacy for more information.

AGHHH *SHE'S FUNDING A FELON* --- this is beyond crazy, she can't take care of herself, but she is so desperate for an evil man that *she is sending him all of her MONEYYYY* Watch post show here: ➡️ https://bit.ly/chpostshow

The USA is waging a new cold war on China, and trying to recruit countries in the Asia-Pacific region to join it. Vietnam refuses, and is making plans for a potential second war with the United States. Ben Norton explains the complex geopolitics of Southeast Asia and the US empire's strategy. VIDEO: https://www.youtube.com/watch?v=NncakfDmrxU Topics 0:00 Cold War Two against China 1:00 Vietnam's "bamboo diplomacy" 2:18 Vietnam prepares for new war with USA 4:07 US-Vietnam relations 5:38 Fears of US interventionism 7:22 US National Security Strategy 8:10 Monroe (Donroe) Doctrine 9:08 US "Indo-Pacific" strategy 10:55 US imperialism 12:51 China-Vietnam relations 13:38 Non-Aligned Movement 14:10 BRICS 14:49 Vietnam's economy: GDP 15:38 Incomes in Vietnam 16:54 Investment-led growth 17:44 Vietnam's manufacturing exports 18:18 Socialist market economy 19:30 Vietnam's "Four Nos" policy 20:51 Vietnam's "2nd US Invasion Plan" 23:48 US-backed "color revolution" fears 25:03 Shift in US imperial strategy 27:17 Divide and conquer 28:24 Trump, Biden, Obama 29:07 Vietnam & China share vision 30:02 China & Vietnam deepen ties 30:43 China-Vietnam conflict 32:21 ASEAN 33:28 Thailand foreign policy 34:41 Southeast Asian model 35:39 Outro

In this week's episode, Jennings explores the crucial difference between "push" motivation (forcing yourself to work) and "pull" motivation (being drawn to fulfilling activities). While high performers need both, true success comes from activities that energize rather than drain you. Discover three powerful questions to uncover your authentic motivation: What must be true about your income in three years? What gives you energy beyond money? And what outcome would feel like failure despite profitability? Learn how building passive income streams and strategic assets can create predictable, autonomous wealth without constant effort- the key to solving the right problem for lasting fulfillment. Thanks for listening!

Pete and Roger answer six listener questions covering Coast FIRE strategies with GIAs, US 401(k) tax implications in the UK, record keeping for IHT-exempt gifts, Australian pension taxation for UK residents, pension contributions to avoid the £100k tax trap, and managing a £2M portfolio as Power of Attorney. Shownotes: https://meaningfulmoney.tv/QA39    01:17  Question 1 Hi Pete and Roger, I'm 29 and working towards Coast FIRE within the next 2–3 years so I can begin a digital nomad lifestyle — working remotely while knowing my long-term retirement is taken care of. Right now, I've got: - £45k in a Stocks & Shares ISA - £25k in a workplace pension (via salary sacrifice) - A Lifetime ISA for a future house deposit (or later retirement) - A fully funded emergency fund I've already maxed out my ISA for this tax year and plan to continue doing that every year. But I have more money to invest now, and I know that to reach Coast FIRE on my timeline, I need to start using a General Investment Account (GIA). Here's where I'm stuck: I want to keep things simple and tax-efficient, but I feel a bit nervous about GIAs. I keep hearing about the "bed and ISA" strategy but don't really understand how it works in practice or how to implement it over time. Could you explain: - How best to use a GIA alongside an ISA when working towards FIRE? - How to manage capital gains and dividend tax efficiently? - And how the bed and ISA approach actually works — especially for someone trying to keep things simple? Thank you both so much — your podcast has been an incredible resource and a big part of why I've been able to take control of my finances. Warmly, Pauline 12:22  Question 2 Hello Pete & Roger I am very late convert to the podcast but have been ploughing through the Q&A for a few days now. I think I only have another 592 episodes to get through so should be up to date by the end of the week !! I am not sure whether this has been covered or not. I have a 401K plan that has been hibernating in the USA for 20 years. I have only recently started looking at it and now need to understand the tax implications. I have tried to read HMRC guidelines on tax treaties etc but get even more confused than before. My current belief is that the provider will pay this money out by means of US issued cheque (not a problem) but withhold 30% tax (a problem). How will HMRC treat this? The usual sources http://unbiased.co.uk for one run for the hills on finding information about this, is this an area you can provide guidance, but obviously not advice as I know you cannot through the podcast. Regards, Stephen 16:10  Question 3 Hi Pete & Roger, Like so many people I am really impressed, not just with your knowledge and great communication skills, but that you put out such life changing content. You're providing us with the means to help ourselves in this financial world as well as letting us know when to seek professional help. On to my question: we're (wife and I) retired (late-60s) and are lucky enough to have more than enough to comfortably live on, thanks to DB & state pensions, house price inflation etc. Not really through any financial planning but just having been born at the right time! So we do now have an IHT liability. We have a joint second death Whole Of Life policy (in trust) in place for potential IHT and have given help with house deposits for our children. We also are gifting to the kids out of our excess income and would like your thoughts on the type of record keeping needed for this. We have letters stating the intention to give the gifts, recording who to etc. We keep completed IHT403 forms which we update annually. We also have a monthly/annual spreadsheet of income/expenses which demonstrates our surplus and keep track of expenses with the MeMo transaction tracker (thanks for that). These are all in our 'WID' file (again thanks to you for that). What we're not sure about is any documentation that might be needed to evidence the figures. Income is straightforward with P60s, statements of interest/dividends. However, what is required for expenses? Can't really keep all supermarket receipts etc and even bank/credit card statements would be quite bulky over several years. Not sure if we're overthinking but don't want to leave a difficult task for our kids when we're gone. Thank you both again for all the good you are doing Simon 20:33 Question 4 Brian (in Australia) Thank you for all your podcasts and videos but I think I may have to sign up to the academy to fully get my head around all the UK rules. We are looking to move to the UK from Australia - we have no UK govt pension entitlements but are retired with personal Australian private superannuation account pensions. The pension income payments and withdrawals are all tax free in Australia but will the UK government apply a tax on these pension payments once we are UK residents?   Thanks again for all your useful information. Regards, Brian 22:55  Question 5 Hi Roger (and Pete), I had a question which is boiling my brain far more than it should and I was hoping you could include it in one of your Q&A episodes. I'm in the fortunate position of being caught by the £100k 'tax trap' due to being paid a bonus for the first time in a number of years. This particular first-world problem is being made all the worse because my daughter will start nursery next year so in addition to the 60% tax charge on my bonus, we would also lose the 30 free hours of childcare we currently have access to. I currently salary sacrifice roughly £5,000 of salary into my pension (which my employer matches) and this holds my income at £99,000. However there is no option for me to do any kind of 'bonus sacrifice'. My only choice is to receive the bonus payment net of tax & NI through PAYE and then make a payment into my personal pension (a Vanguard, low cost multi-asset fund, just like you taught us!). I think I'm right in saying my pension provider will claim back the basic rate tax automatically for me, and I can then claim back the other 20% via my tax return with HMRC paying this extra 20% back to me directly. So far so easy, but what I can't work out is just how much I have to pay in to my pension in order to take all of the bonus payment out of my taxable income. Presumably its not the net amount extra that gets paid into my bank account on the month my bonus is paid because this will also be net of NI, meaning I wouldn't have paid enough in to avoid the £100k trap. Assuming my bonus payment was £10,000 (I don't know the exact figure yet but its likely to be around this amount), could you talk through how to calculate the net payment I need to make into a personal pension to achieve the desired result? As a follow up to this, if HMRC send me a cheque (very 1990's) for say £2000 of refunded higher rate tax, do I need to pay this into my pension in the next tax year to avoid having it counted towards my taxable income in that financial year? Please keep up the great work that you both do, you've really helped me get my financial life in order after an extremely difficult period in my life. Thank you both! Jimmy 27:29  Question 6 Hi Pete and Rog, Firstly, a huge thank you for all the insight and support you continue to offer. The impact of the Meaningful Money Podcast is immense—I've personally benefited so much from your free content over the years. I'll keep this as brief as I can: My great aunt (now 84) has built a substantial portfolio over decades—about £2 million across ~60 individual company shares, with approx. £1.3 million in a GIA and the rest in S&S ISAs. She also holds £400k in fixed-term bonds, savings accounts, and premium bonds. Sadly, she was diagnosed last year with dementia and Alzheimer's and now resides in a care home. I am her Power of Attorney and want to act in her best interests—simplifying her affairs and ensuring tax efficiency, especially regarding her legacy. She has no spouse or children but wishes to leave money to nieces, nephews, and charities. Here's my working plan: - Offset gains in the GIA by selling loss-making investments (totalling £30k–£40k) alongside some of the profit making investments to reduce market exposure without incurring CGT costs.     - Liquidate all shares in her S&S ISAs and transfer funds into cash ISAs with decent interest rates - Leave most of the GIA portfolio untouched to benefit from the CGT uplift on death Am I broadly on the right track for tax efficiency and sensible financial planning? Should I seek formal advice to ensure I'm doing the best by her? Thanks again for all you do—it really matters. Best regards, Josh  

David Alton Clark, Retirement Income Warrior, discusses his 3 income and 2 growth portfolios (1:00) Stock specific examples of winners and losers (4:20) High yielding stocks = risk for capital loss (7:25) Taking profits in growth (9:00) Fed's hawkish statement, unemployment data critical (12:45) Making a mistake on Freeport-McMoRan (19:50) Tax loss harvesting (23:00)Show Notes:Dividend And Growth Stocks For An Overvalued Market With David Alton ClarkTaking Profits For Yield And Growth With David Alton ClarkRead our transcriptsFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Today I want to talk about something that sits underneath every successful business on the planet. The foundational principles that determine whether you thrive or just survive! If people don't know who you are and what you do, why would they do business with you? That's it. That's the foundation. It's not your logo, it's not your website, it's not your CRM, and it's not your certifications. It's whether or not the market knows you exist and understands the value you bring. Because obscurity is the biggest threat to your income. The amount of money you make is directly connected to the amount of conversations you have.Become a supporter of this podcast: https://www.spreaker.com/podcast/productive-not-busy-podcast--6261465/support. Subscribe today and join a community that's growing stronger every week. The Productive NOT Busy Podcast isn't just a show—it's your playbook for creating momentum, building confidence, and living life on purpose.

Todd Lutsky of Cushing & Dolan answers listener questions about how to begin the estate planning process and what to expect when meeting with an attorney for the first time. He outlines key factors to consider—including age, asset size, family dynamics, and second marriages—and explains the difference between revocable and irrevocable trusts. Todd also breaks down the tax treatment of trusts, clarifying when a Social Security number is used versus when an EIN is required, and why the distinction matters. 

FREE $75K TRAINING [download here]THE REAL DEAL MASTERMIND

Episode of our 3 Part Part Podcast SpecialEpisode 2 - “Building Passive Income in a Volatile Market”⭐ “Doctors who waited in 2025 lost ground. Doctors who acted built wealth and saved tens of thousands in taxes. 2026 will reward action even more.”

This video is sponsored by Quantify Funds and contains discussion of exchange-traded funds sponsored by Quantify Funds. Quantify Funds paid the creator a flat fee for this endorsement and unscripted interview. This compensation gives the creator an incentive to recommend Quantify Funds, resulting in a material conflict of interest.   Quantify Funds did not produce, review, approve, or redistribute this content and is not responsible for the opinions or statements expressed by the content creator. The creator is not a client or investor of Quantify Funds.  Any views expressed are those of the creator and do not necessarily reflect the views of Quantify Funds.This content is provided for informational and educational purposes only and should not be considered investment advice or a recommendation to buy or sell any security. Investing involves risk, including the potential loss of principal. Investors should consider a fund's investment objectives, risks, charges, and expenses carefully before investing.In this episode of Lead-Lag Live, I sit down with David Dziekanski, Founder and Portfolio Manager at Quantify Funds, to explain how return stacking reframes leverage from a short-term trading tool into something investors can actually buy and hold.From combining Bitcoin and gold to stacking income strategies on top of equities, Dziekanski breaks down how diversification, embedded rebalancing, and structural design can deliver income and exposure without relying on extreme yield or constant investor intervention.In this episode:– Why leverage is dangerous without diversification– How return stacking embeds rebalancing inside the ETF– Why ultra-high yield ETFs often destroy total returns– How income strategies can replace parts of fixed income– Where these products fit in modern portfolio constructionLead-Lag Live brings you inside conversations with the financial thinkers who shape markets. Subscribe for interviews that go deeper than the noise.#ETFInvesting #PortfolioConstruction #RiskManagement #Leverage #Bitcoin #Gold #StockMarketStart your adventure with TableTalk Friday: A D&D Podcast at the link below or wherever you get your podcasts!Youtube: https://youtube.com/playlist?list=PLgB6B-mAeWlPM9KzGJ2O4cU0-m5lO0lkr&si=W_-jLsiREjyAIgEsSpotify: https://open.spotify.com/show/75YJ921WGQqUtwxRT71UQB?si=4R6kaAYOTtO2V Support the show

If you're a wedding professional who stays fully booked every season…But your income looks almost exactly the same year after year…This episode is for you.Welcome to Grow My Wedding Business — the podcast for officiants, planners, photographers, DJs, venue owners, and creative wedding pros who want real growth.This is NOT a show about get-rich-quick tactics, viral marketing gimmicks, or internet guru nonsense.This is about building a business that actually scales.In this episode, we break down:• Why staying busy is not the same as growing• The hidden pattern that keeps wedding pros income-capped• Why talent and hard work don't automatically lead to higher revenue• The 5 real reasons most wedding businesses plateau• How systems, clarity, positioning, and relationships change everythingMost wedding pros don't have a marketing problem.They don't have a talent problem.They have a structural problem.And the truth?You don't rise to your potential.You rise to the level of your systems.If your business feels like it has more potential than your bank account reflects, you're not alone — and you're not stuck because you're incapable. You're stuck because no one taught you this part.-----Episode #2 drops soon:“You Don't Have a Marketing Problem — You Have a Clarity Problem.”--------Subscribe if you're ready to move from survival to intentional growth.Check out the book at: https://www.growmyweddingbusiness.com...Check out our free Skool at: https://www.skool.com/gmwbSupport the show

Many couples going through divorce say the same thing: “We're amicable. We just want to get this done.” In this episode of Divorce Explored, a series within the We Chat Divorce podcast, Karen Chellew and Catherine Shanahan unpack what amicable actually means—and why emotional calm is not the same as financial clarity. With California introducing a new joint divorce petition option in 2026, couples may be able to start the divorce process together with less initial friction. But as Karen and Catherine explain, this procedural change does not reduce the financial work required to reach a fair, sustainable settlement. This conversation breaks down the real differences between contested vs. uncontested divorce, the hidden costs of rushing to agreement, and the financial red flags that quietly turn “easy divorces” into expensive ones. If you're considering an uncontested or joint filing—and want to stay amicable without sacrificing your financial future—this episode is essential listening. The difference between being emotionally amicable and financially transparent Why agreeing quickly can be more expensive than slowing down What California's 2026 joint petition option actually changes—and what it doesn't Common financial “agreement killers” in uncontested divorces Why keeping the house without a budget often backfires How missing documents, unclear income, or mixed business expenses derail settlements Why financial clarity can prevent conflict—not create it What it truly means to compare assets fairly (cash vs. retirement vs. property) Clarity is not conflict. Asking questions does not make a divorce adversarial—it makes it informed. Uncontested divorce still requires full financial discovery. Skipping this step creates costly mistakes. Joint petitions may lower emotional tension, but they don't reduce financial responsibility. Rushing creates regret. Many uncontested divorces become contested after new information emerges. If you can't explain your agreement in plain English, you're not ready to sign it. You may need more structure and support if: You can't access financial statements Income is variable, unclear, or disputed Business and personal spending are mixed New debt or unexplained transfers appear One spouse is afraid to ask financial questions The plan relies on “it will all work out” At My Divorce Solution, we help individuals and couples get financially organized before legal negotiations begin—so decisions are based on verified data, realistic budgets, and long-term stability. Our MDS Financial Portrait™ helps clients: Organize and verify financial documents Understand true cash flow and post-divorce budgets Model settlement scenarios before committing Avoid expensive renegotiations and legal waste Learn more at mydivorcesolution.com Considering an uncontested or amicable divorce Curious about California's 2026 joint petition option Afraid of making a financial mistake you can't undo Trying to stay cooperative without giving away too much Wanting clarity before talking to attorneys We Chat Divorce is the #1 podcast for financial divorce preparation, hosted by Karen Chellew and Catherine Shanahan—co-founders of My Divorce Solution. Each episode delivers honest, grounded conversations about the financial realities of divorce so listeners can move forward with confidence, not fear. Subscribe, share, and leave a review if this episode helped you. Clarity changes everything. What You'll LearnKey TakeawaysFinancial Red Flags to Slow DownHow My Divorce Solution HelpsListen If You Are:About the Podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

If You Don't Have These 3 Accounts, You'll Stay BrokeDo you actually know what you're doing with your money? Or are you just guessing and hoping you're making the right decisions? That's not a discipline problem—that's a clarity problem.In this video, I'm breaking down the 3 Money Buckets every family needs to stop living paycheck to paycheck and start building real generational wealth.If you don't have these three buckets set up, you'll always be one emergency away from being broke—no matter how much money you make.Here's the reality:• 70% of families are living paycheck to paycheck• More than half of Americans can't cover a $1,000 emergency• The average Black household has just 10% of the net worth of the average white household (Federal Reserve)But there's GOOD NEWS: There's a system that works for everyday people who want to break the cycle and build real wealth. And I'm giving you the exact blueprint in this video.

You're closing deals. Checks are coming in. But income still feels uncertain. In this episode, we break down why so many productive agents still feel financially unstable — even during strong months. You'll learn: - Why closings alone can't create income confidence - The difference between income and pipeline visibility - Why busy agents often feel least secure - How listings create predictability - The systems that turn chaos into control When structure replaces hustle, income becomes predictable — even in uncertain markets. Closings pay bills. Systems create confidence.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1959: Chris Reining offers a practical roadmap for freelancers like Holly to take control of their finances, even with unpredictable income. By systematizing cash flow and rethinking how you price your services, you can reduce stress, build savings, and earn more by working smarter, not harder. Read along with the original article(s) here: https://chrisreining.com/as-an-entrepreneur-how-do-i-manage-my-money-and-make-more-of-it/ Quotes to ponder: "Sometimes when there are so many small fires you can't see the big fire. And that is you need to raise your rates." "Starting small and building the habit builds discipline, and that's how great things can happen." "So what happens when you double your rates and lose half your clients? Right, nothing. You make the same amount of money, and get half your time back."

Check out this fun appearance on Jeff Steinmann's How to Quit Working Show. This one is from a few years back, so a few things have been refined and modified from this income stream, so if you have questions, hit me up.   Check out Jeff's book How to Quit Working at https://amzn.to/4q7GctJ  You can find Jeff at https://jeffsteinmann.com/how-to-quit-working/    Protect yourself from zombies with these supplements at https://militaryimagesproject.com/collections/detachment-793-puppet-masters  Create your own zombie stories for income with my Rapid Skill Acquisition Guide to Writing About Zombies https://amzn.to/4rexevv    --- Click here to change your life- http://eepurl.com/gy5T3T   Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour    Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad    Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px    Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife

You Can Follow Jessie Here:YouTube: https://www.youtube.com/@makemoneytravelbloggingInstagram: https://www.instagram.com/jessieonajourneyFacebook: https://www.facebook.com/jessieonajourney/Threads: https://www.threads.com/@jessieonajourneyTikTok: https://www.tiktok.com/@jessieonajourneyTwitter/X: https://x.com/JessonaJourneyWebsite: https://jessieonajourney.com/Free Blogger Resource Library: 75+ Cheat Sheets, Templates & Tutorials To Grow Your Traffic, Email List & Income: https://jessieonajourney.com/free-blogging-printables/The Profitable Travel Blogger Podcast: https://jessieonajourney.com/podcast-for-bloggers/Travel Creator Community Facebook Group: https://www.facebook.com/groups/bloggrowthposseThis episode can be seen on YouTube: https://youtu.be/3CGHgmOKCBs

Karen Veraa-Perry thinks people are “coming back to bonds” as they focus more on the “income side of the equation.” However, “this year it's going to be a little bit harder” and investors may be looking across categories, including international bonds, mortgage-backed securities, and other products. ETFs allow easier access outside of the U.S. particularly. As rates come down, she recommends a “bond ladder.”======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

MY NEWSLETTER - https://nikolas-newsletter-241a64.beehiiv.com/subscribeJoin me, Nik (https://x.com/CoFoundersNik), as I sit down with Chris Koerner for another episode of Holdco Bros! In this episode, we brainstorm a fresh batch of business ideas, starting with a brand-new concept Chris launched minutes before recording: a "give-to-get" platform for discovering AI use cases.We debate the power of personality quizzes to revolutionize hiring and culture fit, and I share a game-changing prompt engineering hack that involves asking LLMs to reverse-engineer their own prompts.We also explore Manus, a tool that can generate full pitch decks in minutes, and discuss how to use Perplexity Labs to create high-value lead magnets from market data. Chris breaks down his real-time experiment validating a secret Pickleball Club using Facebook Ads and Typeform to measure high intent, and we wrap up with a look at the unsexy but profitable world of bathtub refinishing.Questions This Episode Answers:1. How can AI help you create professional pitch decks in under 15 minutes?2. What is the "reverse engineering" trick for writing better AI prompts?3. How can you use personality quizzes to improve hiring and employee retention?4. What is the most effective way to validate a local business idea using Facebook Ads?5. How can industry reports generated by AI serve as powerful lead magnets for B2B sales?Enjoy the conversation!__________________________Love it or hate it, I'd love your feedback.Please fill out this brief survey with your opinion or email me at nik@cofounders.com with your thoughts.__________________________MY NEWSLETTER: https://nikolas-newsletter-241a64.beehiiv.com/subscribeSpotify: https://tinyurl.com/5avyu98yApple: https://tinyurl.com/bdxbr284YouTube: https://tinyurl.com/nikonomicsYT__________________________This week we covered:00:00 - Underrated AI business idea00:35 - “HowAreYouUsingAI.com” explained05:22 - AI quiz to match tools with your business10:16 - Personality-based hiring with AI17:00 - Manus AI creates pitch decks automatically24:35 -Genius AI prompt engineering method29:25 - What Perplexity Labs can actually do34:15 - $2K AI reports used as lead magnets

Welcome to the second episode of Ideas to Income, the podcast series where real entrepreneurs break down how they turned ideas into profitable businesses.In this episode, we talked with a goldsmith who started her own fountain pen nib business and shares her story about how she turned an uncommon skill into a thriving business.She shares how curiosity evolved into craftsmanship and what it really took to go from working with precious metals to building a brand from scratch. She talks about how she overcame self-doubt and found her first customers. This episode is perfect for anyone curious about turning passion into a profession or creating a business in an area where few dare to try.Learn more about career and business resources that the library has to offer on our website, www.hcpl.netCreated by the Podcast Team at the Harris County Public Library.www.hcpl.netPodcast Team Members include: Beth Krippel, John Harbaugh, Mary Mink, Dylan Smith, Sadina Shawver, Gisela Parker, Alinda Mac, John Schaffer, Jennifer Finch, Katelyn Helberg, Darcy Casavant, Darla Pruitt and Nancy Hu

Join us in Clean Biz Network! https://www.cleanbiznetwork.app/Join this channel to get access to perks:   / @ajsimmonsonline  Schedule a 1 on 1 Consultation: https://calendly.com/ajsimmonsGet TubeBuddy to grow your YouTube channel! https://www.tubebuddy.com/pricing?a=a...Follow: @AjSimmonsOnline on Instagram   / ajsimmonsonline  Need Business Insurance? Click this link https://nextinsurance.sjv.io/Ea23K9Get Bookkeeping for your business! Click this link https://bench.co/?via=ajThank you for watching, subscribing, liking, sharing, and commenting!!!!

Will Arnett sparks debate with a controversial take on tattoos as San Francisco shows signs of a comeback while hosting the Super Bowl. Andy digs into Sam Darnold’s jaw-dropping California tax bill that somehow beats his Super Bowl winnings, breaks down BMW’s major U.S. recall over a fire risk, and asks why Gen-Z is avoiding driver’s licenses altogether (hint: fear plays a role). Plus, a late-night-style crossover with George Noory brings an unexpected twist.See omnystudio.com/listener for privacy information.

The Ministry of Social Development is planning to cut the number of security guards at Work and Income offices throughout the country. Ellen O'Dwyer reports.

Sometimes it's not that you're doing anything “wrong” with money, it's that you're operating from patterns you never consciously chose. In this episode, I sit down with Jamie Berman, a master certified money coach with a background in spiritual psychology, to unpack why money can feel heavy even when your business is working. Together, we explore how subconscious beliefs, inherited scarcity, and hustle-driven identity quietly shape the way we earn, receive, and relate to money. Jamie shares a grounded, practical approach to manifestation that goes far beyond affirmations, helping us shift from forcing outcomes to trusting ourselves, our timing, and our capacity to receive. This conversation is about expanding financially without burning out, betraying your values, or abandoning ease. If you've ever felt like you want more financially but refuse to hustle harder to get it, this episode will help you reframe what's possible and how it actually arrives. Today you'll hear:03:16 – What building a life-first business really means and why business is only one slice of the pie05:58 – Why your current money identity isn't factual and how it was formed before age eight08:00 – How to treat manifestation like a one-year experiment instead of a lifelong commitment10:17 – The “It Is Done” practice and how shifting from longing to knowing changes everything13:16 – Why manifestation is a daily practice, not a one-time vision board15:36 – Releasing guilt around making money and why women earning more benefits everyone18:08 – The difference between forcing outcomes and trusting aligned action20:43 – Why ease, fun, and relaxation can actually increase income22:49 – How to use mantras without bypassing disbelief or nervous system resistance23:23 – What leaning into your zone of genius looks like in this season Connect with Jamie:Instagram: @jamieberman_Website: https://jamieberman.comFree Manifestation for Business Workbook: https://jamieberman.kit.com/8647598379 

Why the Math Doesn't Work: How Student Loan Debt Hits Therapists Harder Than Other Professions – An Interview with Mick MacLaverty Student loan debt affects nearly every corner of the mental health field, but for therapists, the numbers often don't add up. In this episode, Curt Widhalm and Katie Vernoy talk with student loan expert Mick MacLaverty about why therapists carry disproportionately high debt, how inconsistent income makes repayment especially difficult, and the structural factors in higher education and healthcare that created this imbalance. Mick explains how federal student loan policies have evolved, why forgiveness programs have become politically volatile, and what therapists need to understand about repayment options, refinancing, and employer-based student loan benefits. This conversation offers clarity on an issue that directly impacts career sustainability, burnout, and long-term financial health. About the guest:Mick MacLaverty is the CEO and co-founder of Highway Benefits, a company that helps employers offer student loan repayment as a benefit. He has spent thousands of hours researching the student debt crisis and works closely with healthcare and therapy-adjacent organizations to help employees reduce long-term loan burden. Key takeaways for therapists: Therapists often graduate with significantly more student loan debt than the average worker. Income instability makes consistent monthly repayment especially challenging. Student loan debt is driven by structural issues in education and healthcare, not individual failure. Federal loan policies and forgiveness programs can be confusing and politically driven. Employer-based student loan repayment benefits can meaningfully reduce debt and interest over time. Full show notes and transcript:https://mtsgpodcast.com Join the community: Patreon: https://www.patreon.com/c/mtsgpodcast Facebook group: https://www.facebook.com/groups/therapyreimagined Credits: Voice Over by DW McCann Music by Crystal Grooms Mangano

In part one of #PostsToProfits, Jill breaks down the fundamentals of building an online coaching business that generates actual revenue, starting with the critical distinction between being good at coaching versus being good at business. She introduces the "5 C's" framework for content creation and the three types of paid offerings you can start to build out. Aspiring coaches are often stuck, not because they lack expertise, but because they're using vague "transformation language" that doesn't resonate with potential clients. Instead of saying "I help people have a better relationship with food" or "I help moms feel confident," coaches need to use the "camera scenario" technique—describing tangible, specific pain points and outcomes their ideal clients can visualize. You'll leave this training with actionable steps to take to help you begin your online coaching business today.   Join Jill for the rest of #PostsToProfits live! https://jillfitfree.com/posts-to-profits-2026/   Download the slides for #PostsToProfits here! https://www.jillfitprograms.com/the-posttoprofits-recordings-2026   Jill is a fitness professional and business coach who effectively made the transition from training clients in person and having no time to build anything else to training clients online and actually being more successful. Today, Jill helps other coaches to do the same.   Connect with me! Instagram: @jillfit | @fitbizu Facebook: @jillfit Website: jillfit.com

Best States for Survival Best States for Survival (And Why It's Complicated) | Episode 584 Every few months, someone puts out a list claiming they've found the “best states for survival.” Perfect land. Perfect climate. Perfect collapse conditions. This episode starts with one of those videos and then does what those lists never do — slow down and actually think through the tradeoffs. Because there is no perfect state. There are only compromises you can live with. The Problem With “Top 9” Survival State Lists I watched a video recently that ranked nine states that would supposedly do best in a collapse scenario. The creator put in serious work — hundreds of hours of research — and a lot of it made sense. Tennessee was on the list, and I was pretty happy with where it landed. But every time I watch lists like this, I catch myself doing what most people do: looking to see if my state made the cut. That alone tells you something important. These lists hit emotionally, not practically. Even the states that rank high still have real drawbacks. And the ones that rank low often have strengths that don't show up on paper. Population Density Is a Double-Edged Sword Population density matters — a lot — but not in the simple way people think. Low population density sounds great until you realize it also means fewer services, fewer jobs, and fewer amenities. If you move somewhere extremely remote, you're trading convenience and infrastructure for isolation. On the flip side, dense cities are terrible for survival. Too many people, too much dependence, and too much competition for resources. Cities are where things unravel first when systems fail. The sweet spot is balance. Enough people to support infrastructure and community, but not so many that you're surrounded by desperation. Isolation Is Romantic — Until It Isn't A lot of people fantasize about total isolation. Alaska wilderness. Middle of nowhere. No neighbors. That sounds cool until you're honest with yourself. Most humans are not built to be true isolationists. If you were, you wouldn't be listening to this podcast — you'd already be off-grid somewhere, alone, doing your thing. Almost nobody actually wants zero people. Add a family into the equation and it matters even more. You don't get to unilaterally decide to drag everyone into extreme isolation because you're bored or having a midlife crisis. Survival planning has to account for the people you're responsible for, not just your personal fantasy. Climate: Middle Ground Wins Climate is another area where extremes hurt you. Super cold areas bring long winters, heavy snow, and logistics problems. Super hot areas make you dependent on water and cooling. Living without air conditioning in extreme heat is brutal, especially in modern homes that weren't designed for passive cooling. A temperate, middle-of-the-road climate tends to be easier to manage. Mild winters. Warm but not oppressive summers. Less strain on heating and cooling systems. This is one of the reasons Tennessee sits in a comfortable middle. We get winter, but not months of it. We get summer, but not desert-level heat. That balance matters. Tradition and Community Matter More Than Rankings One of the most overlooked factors is local culture and tradition. Areas with a history of self-reliance — gardening, canning, fixing things, helping neighbors — have a massive advantage when systems fail. But here's the catch: if you move into those areas as an outsider, you may never fully belong. Some communities take generations to accept newcomers. That doesn't make them bad — it just means you need to be realistic. If you already live in a place like that, you're ahead. If you're planning to move, understand that community can't be bought or rushed. Natural Disasters and Real Risk Assessment You also need to honestly assess natural disaster risks. Tornadoes. Hurricanes. Flooding. Wildfires. Earthquakes. Some states deal with several of these at once. Others have fewer, but none have zero — despite what some lists claim. Tennessee scores well overall, but it does sit near a major fault line and experiences minor earthquakes regularly. That's something people forget. Every location has risks. The key is understanding which risks you're accepting and preparing for them specifically. Other Factors People Ignore A few more things matter more than most lists admit: Firearm laws: Guns are tools. A state hostile to ownership is limiting one of your survival options. Nuclear risk: Proximity to major targets and prevailing winds matter. So does distance from nuclear reactors. Income reality: None of this works if you can't make a living where you move. You can't survive on ideology alone. You still need money, skills, and systems. Closing The best state for survival isn't the one that wins a YouTube ranking. It's the one where your climate, population density, income, community, and risk profile line up with your actual life. Tennessee works for me — not because it's perfect, but because it's balanced. Assess where you live. Be honest about your limits. And stop chasing fantasy maps. This is James from SurvivalPunk.com.DIY to survive. Links Amazon Item OF The Day 2000 Watt Pure Sine Wave Power Inverter 12v to 110v 120v Built-in UL-Listed Fuse Compatible with Lithium Battery Starlink for Home RV Truck Off-Grid Solar by LEESKY Think this post was worth 20 cents? Consider joining The Survivalpunk Army and get access to exclusive content and discounts! Don't forget to join in on the road to 1k! Help James Survivalpunk Beat Couch Potato Mike to 1k subscribers on Youtube Want To help make sure there is a podcast Each and every week? Join us on Patreon Subscribe to the Survival Punk Survival Podcast. The most electrifying podcast on survival entertainment. Itunes Pandora RSS Spotify Like this post? Consider signing up for my email list here > Subscribe Join Our Exciting Facebook Group and get involved Survival Punk Punk's The post Best States for Survival (And Why It's Complicated) | Episode 584 appeared first on Survivalpunk.

In this episode, Rob Field and Chet Cowart explore the parallels between training for a marathon and investing for the future, emphasizing how each investor's personal goals and circumstances shape their approach. They begin by discussing recent market trends and how growth over the past few years has affected different age groups. The hosts highlight the importance of investment goal-setting, comparing strategies for those nearing retirement to those still building their wealth. Younger investors typically seek maximum growth and are more tolerant of market volatility, viewing downturns as opportunities to buy. In contrast, those closer to retirement prioritize safety and income, often shifting toward bonds and cash to preserve capital and generate steady income. Field and Cowart also tackle topics such as portfolio construction, risk tolerance, and the differing roles of income and Social Security. They note that Social Security is funded by younger workers and question its future viability as workforce demographics shift and more people delay retirement. The conversation includes recent trends, such as a decrease in workers under 25 and factors influencing workforce participation since the pandemic. The episode offers valuable insights into lessons investors often wish they had learned earlier, including the power of savings and compounding, the importance of starting early, managing debt, automating investments, and developing disciplined financial habits. The hosts stress the significance of honest self-assessment, patience, and flexibility—much like training for a marathon. Concluding, Rob and Chet reiterate that successful investing is about time, setting clear goals, and understanding one's risk tolerance. They encourage listeners to approach their financial journey with a long-term perspective, realistic expectations, and sustainable habits. 

SEASON: 6 EPISODE: 13Episode Overview:Welcome back to Becoming Preferred, the podcast dedicated to helping you move from being an option to being the preferred choice in your industry.If you're an entrepreneur, a leader, or a professional, you know the market is saturated. The only thing that truly differentiates you isn't your product; it's your story. How clearly you tell it determines your entire ceiling for growth. That's why I am thrilled to welcome a man who is the master architect behind some of the world's most influential narratives. Our guest today is Bill Blankschaen, the founder and Chief Story Architect of StoryBuilders.Bill is a New York Times Bestselling writer, and his work impacts millions. His client roster reads like a masterclass in influence: we're talking John C. Maxwell, Kevin Harrington from Shark Tank, Michael Hyatt, Zig Ziglar's family, and countless corporate leaders and successful business coaches. They all go to Bill to refine the single most valuable asset they have: their narrative.Bill and his team craft books and learning experiences that turn ideas into greater impact, greater influence, and significantly greater income.He's here today to discuss the roadmap laid out in his new book, Your Story Advantage: A Proven Path to Maximize Your Impact, Influence, & Income. Join me for my conversation with Bill Blankschaen.Guest Bio: Bill is the founder and Chief Story Architect of StoryBuilders, a creative team of storytellers who share his passion for helping people live a story worth telling and serving them with excellence in genuine, high-trust relationships.StoryBuilders tells stories that make the world a better place by creating compelling books and learning experiences that turn ideas into greater impact, influence, and income.A New York Times Bestselling writer, Bill and his team work with a variety of influencers like John C. Maxwell and Maxwell Leadership, Kevin Harrington from Shark Tank, Lewis Howes, Michael Hyatt (Full Focus), Rory and AJ Vaden, Zig Ziglar and family, Jeff Allen, Stu McLaren, entrepreneurs, corporate leaders, business coaches and consultants, political figures, cultural voices, athletes, comedians, fitness gurus, psychologists, and even faith leaders at some of the largest churches in America.The books, resources, and experiences they have created have already impacted millions of people—and they're just getting started!Resource Links:Website: https://mystorybuilders.com/Product Link: https://amzn.to/47JMfiyInsight Gold Timestamps:02:27 I can sit down and blow through a book in a matter of hours04:49 Your breakthrough begins when you start with your story07:02 That's why I like to lean into what I created called the storytelling structure08:45 Your message, whatever it is that you're sharing, is about you, but it is not for you10:10 We like to say that we tell stories that make the world a better place10:40 As I like to say, if you want to elevate, you have to collaborate12:59 I call it the confidence trap16:48 Once you get clarity, then develop it out, and then monetize it from there18:21 The amount of information in the world is doubling every day now20:44 What's a typical, average process?22:23 We believe every story matters, and every story is different and unique23:41 The very first question I ask any of these people that we work with...

In Episode 83 of The Freedom Factory, Brandon Cunningham breaks down one of the most misunderstood—and most powerful—forces affecting success in business, investing, and network marketing: fear.Using real-world examples from the investment markets, Brandon explains why massive financial losses often have nothing to do with intelligence or strategy—and everything to do with emotional decision-making. From silver and Bitcoin swings to personal stories from his own journey, he connects the dots between fear, confidence, and long-term freedom.This episode dives deep into why most people hesitate to fully commit, why they avoid uncomfortable conversations, and why progress often stalls even when opportunity is right in front of them. Brandon also shares lessons from parenting, marriage, athletics, and early failures that shaped his confidence and leadership today.If you've ever felt stuck, hesitant, or unsure of your next move—this episode will help you understand why, and more importantly, how to move through it.#FreedomFactory#Episode83#MindsetMatters#OvercomingFear#EntrepreneurLife#NetworkMarketing#FinancialFreedom#Confidence#PersonalGrowth#LeadershipDevelopmentReady to transform your mindset and achieve your goals? Subscribe now to "Freedom Factory" podcast and never miss an episode!

Most people think a W2 job is "safe." But here's the truth most don't want to hear

You've probably wondered when the right time is to start taking income from an annuity. Should you wait until you're older to maximize your monthly payout? Does that actually give you more money over your lifetime? We tackle this common question and explain why the answer is more nuanced than you might think. The reality is there's no mathematically perfect age or timeframe that works for everyone. We break down the differences between SPIAs (single premium immediate annuities) and annuities with income riders like FIAs and VAs. You'll learn why insurance companies structure payouts the way they do and how they account for adverse selection. One key insight: waiting for a higher payout isn't always worth it. The income you receive today when you're healthier and more active may be more valuable than slightly higher payments years from now. Insurance companies also don't reward waiting as much as you'd expect because they know who tends to buy annuities at older ages. We also discuss how annuities can provide flexibility in retirement planning. When markets correct, you can shift to annuity income and let your investments recover without the pressure of forced withdrawals. The bottom line? Start annuity income when you actually need or want it, not based on some arbitrary optimal age. ____________________________ Have questions about annuities or retirement income planning? We'd love to hear from you. Reach out to us and let's discuss how these strategies might work in your specific situation.

Join us as Jerry Norton and Brent Daniels break down the best and most affordable ways to generate leads, perfect for real estate professionals and entrepreneurs! They touch on how investors find leads, the typical sales cycle, and the essential marketing budgets for scaling a business. Brent also outlines the three primary methods for lead generation and how to handle a market flooded with vacant properties. If you're looking to optimize your lead strategy and cut costs, the TTP Training Program  is here to guide you. ---------Show notes:(0:47) Beginning of today's episode (1:59) The three ways investors find deals (4:30) The time gap and sales cycle of a lead (7:35) Generating deals on a zero-dollar budget via social media (10:30) Deep dive into lead generation and property filters (14:04) Dealing with competition and the "conveyor belt" of vacant houses (20:00) Jerry and Brent discuss how to use the revenue from your first few deals to fund your marketing budget.----------Resources:PropWireTTPLeads.comTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

In this episode, Tracy sits down with Michelle King Keenan, a powerhouse creator who has quietly and consistently built a six-figure business rooted in authenticity, live connection, and deep community trust, without chasing trends, filters, or performative influence. Michelle shares her journey from cancer survivor and stay-at-home mom to becoming one of the most trusted voices in live stream selling and community-led monetization. What began as a way to reclaim confidence during a difficult season of life evolved into a thriving business model centered on showing up daily, being human, and genuinely caring about the women on the other side of the screen. This conversation is a masterclass in sustainable growth, ethical monetization, and why being yourself, unapologetically, is the most powerful strategy you have. Episode Highlights How Michelle turned daily live streaming into a trusted, income-generating ecosystem Why community comes before content and always before sales The real story behind her viral growth and why virality is not always the goal How she monetizes without hard selling, selling out, or burning trust Why micro-communities can outperform massive audiences The role vulnerability, boundaries, and consistency play in long-term success Practical advice for women who want to start live streaming while keeping a day job How to work with brands ethically, even without a manager or media kit Key Takeaways Michelle King Keenan proves that you do not need millions of followers, polished aesthetics, or trend-chasing content to build a successful online business. What you do need is consistency, honesty, and a genuine commitment to the people you serve. By showing up daily, listening deeply, and refusing to compromise her values, Michelle has created a business and community that supports her family while staying rooted in integrity. Connect with Michelle Instagram: @michellekingkeenan Connect with Us Subscribe to the newsletter: potentialtopowerhouse.substack.com Follow the show: @PotentialToPowerhouse Connect with Tracy: @tracy_m_holland Loved this episode? Leave a review on Apple Podcasts or Spotify. Your supp  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3447: Mr. Finer breaks down the life-changing difference between working for money and letting money work for you. By understanding how each dollar earned can become a tireless asset through saving and investing, listeners gain a simple yet powerful framework for building long-term wealth and achieving financial independence. Read along with the original article(s) here: https://mrfiner.com/do-you-work-for-money-or-does-your-money-work-for-you/ Quotes to ponder: "Every time we earn a dollar, it comes to us with the promise of working for us and making us more money." "Make your money work for you, or you will always have to work for your money." "Do not save what is left after spending. Instead, spend what is left after saving." Learn more about your ad choices. Visit megaphone.fm/adchoices

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