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Melisa Pearce, founder of Touched By A Horse, a pioneering equine-assisted psychotherapy business that helps people transform their lives through deep, intuitive partnership with horses.Through her Equine Gestalt Coaching Method, Melisa blends Gestalt theory with the healing presence of horses to guide clients toward personal insight and emotional freedom.Now, Melisa's journey as a seasoned psychotherapist and visionary who created a thriving, loyal community demonstrates the power of leading with heart, purpose, and genuine connection.And while growing a dedicated team and supporting students worldwide, she's stayed true to the mission of delivering real, lasting change - one client, one horse at a time.Here's where to find more:Website:https://touchedbyahorse.comFacebook:https://www.facebook.com/melisa.pearce1https://www.facebook.com/touchedbyahorseLinkedIn:https://www.linkedin.com/in/melisapearcehttps://www.linkedin.com/company/touched-by-a-horse-inc-Instagram:https://www.instagram.com/touchedbyahorsehttps://www.instagram.com/melisapearcetru________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself
Survivor to Thriver Show: Transform Your Fear Into Freedom with Samia Bano
Want to stop #tradingtime for dollars? Interested in #ecommerce? Listen now to this interview with Neil Twa, CEO / Co-Founder of Voltage Holdings, a company specializing in launching, consulting, selling and acquiring brands with a focus on the e-commerce channels such as #AmazonFBA and multi-channel. Neil reveals the key to building a #lucrative lifestyle-driven #amazonbusiness, offering invaluable insights and strategies to pave the way for a #profitableventure, the #funandeasy way!You'll learn:-- Why Specialization (Not Diversification) Builds Million-Dollar Brands-- How to Pick Winning Products with Zero Emotion-- How to Build Brands the Warren Buffett Way-- The Real Reason #Entrepreneurs #BurnOut -- How to Build Multiple Streams of Income Without Spreading Yourself Thin-- And so much more!Connect with Neil now at:voltagedm.com/#EcommerceTips #OnlineBusinessGrowth #BusinessClarity #EntrepreneurMindset #ScalingStrategies #DigitalEntrepreneur #ProductResearch #DataDrivenDecisions #BusinessSystems #AutomatedIncome #BusinessOperations #EntrepreneurLife #BrandBuilding #FocusAndSimplicity #MarketplaceSelling #BusinessSuccessMindset #EcommerceCoaching #BuildAndScale_____________________________________ABOUT SAMIA:Samia Bano is the #HappinessExpert, author, speaker, podcaster & coach for coaches and healers. Samia is most known for her book, 'Make Change Fun and Easy' and her #podcast of the same name. With the help of her signature Follow Your Heart Process™, a unique combination of #PositivePsychology and the #spiritual wisdom of our most effective #ChangeMakers, Samia helps you overcome #LimitingBeliefs, your chains of fear, to develop a #PositiveMindset and create the impact and income you desire with fun and ease…Samia's advanced signature programs include the Happiness 101 Class and the Transformative Action Training.Samia is also a Certified #ReikiHealer and Crisis Counselor working to promote #MentalHealthAwareness. Samia models #HeartCenteredLeadership and business that is both #SociallyResponsible and #EnvironmentallyFriendly.Samia is a practicing #Muslim with an inter-spiritual approach. As someone who has a love and appreciation for diversity, she is a #BridgeBuilder between people of different faiths and cultures. Although Samia currently lives in California, USA, she has lived in 3 other countries and speaks Hindi, Urdu, and English fluently. Want to learn even more about Samia? Visit www.academyofthriving.com :)To Book your Free HAPPINESS 101 EXPLORATION CALL with Samia, click: https://my.timetrade.com/book/JX9XJ
Listener Q&A where Andy talks about: A correction on something incorrect I said last week regarding deciding which spouse's pre-tax account to distribute or convert from ( 3:28 )Pros and cons of using a single total global stock market fund vs multiple other funds such as just US and just international ( 8:17 )What's in the calculation for Modified Adjusted Gross Income ("MAGI") for purposes of determining eligibility to contribute to a Roth IRA ( 14:49 )Deciding when to start a Roth account, and whether it should be a Roth IRA or Roth 401(K) (if you have the option), and whether it should be funded via conversion or contribution ( 20:40 )What to consider when deciding on which pension payment type of choose ( 27:52 )Should IRA distributions instead be converted to Roth if you don't need to use the money any time soon ( 35:50 )What to consider when retiring late (e.g. late-60s or 70s) ( 42:02 )Explaining certain "fees" on trade confirmations, such as when buying coupon-paying bonds or stocks/ETFs ( 47:21 )Why just looking at unrealized gains or losses on a position in a dividend or distribution paying security don't tell the whole story with regards to how much money you've actually made or lost in the position ( 53:45 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com
Welcome back to another episode of the podcast + HELLO again my conscious cash queen! This is where kind-hearted generous women come to make f*k tons of money in a way that feels good to your nervous system (I'm taking no-alarm mornings, extra long meditations and pedicures at noon whenever you damn please). Doing well with money while doing good in the world is the energy here. In pure $G Money fashion - the vibe of everything is to simplify your business, make even more money + have even more soul-aligned clients popping your dm's on the daily wanting to pay you without being chronically online.YES please - More of this! As always…THIS is an episode you're going to want to listen to. It's definitely a money making activity to push play. Let's dive in!Current Micro Offer: Money Machine Marketinghttps://gabrielle-forleo.mykajabi.com/offers/qQNESTmg Say Hi and share what came up for you during this episode! Message me at:https://www.instagram.com/gabrielleforleo/ Learn more about working together here!www.gabrielleforleo.com Grab The Daily Money Shift. The simple but EFFECTIVE daily workbook will clarify your intentions.https://a.co/d/f5ZuwGC Get ready to change your sales energy with No Pressure Sales Training here:https://gabrielle-forleo.mykajabi.com/offers/QT73HfaN Hop inside my FREE Stories That Make You Money Traininghttps://gabrielle-forleo.mykajabi.com/offers/sezUch3s
In this episode of the Know Your Numbers REI podcast, host Chris McCormack interviews financial expert Chris Miles, founder of Money Ripples, a company he established after working as a traditional financial advisor. He is known as the "anti-financial advisor" and the "Cash Flow Expert" for his focus on helping entrepreneurs and professionals generate multiple passive income streams to achieve financial freedom, rather than relying on traditional, slow-growth financial advice. He is the host of the Money Ripples Podcast and has been featured in publications like US News and CNN Money.Chris shares his journey from a traditional financial advisor to an innovative investor focusing on passive income and real estate. He also explains the topic about the mindset shift from scarcity to abundance, the distinction between financial freedom and financial independence, and the power of leveraging debt. And explains his unique approach to infinite banking, and offers insights into why real wealth isn't tied to conventional methods like the stock market.Tune in to learn how to achieve true financial freedom!••••••••••••••••••••••••••••••••••••••••••••To connect with Chris, visit his Social Media Platforms:Facebook: https://www.facebook.com/moneyripples/Instagram: https://www.instagram.com/chriscmiles/?hl=enLinkedIn: https://www.linkedin.com/in/chriscmilesWebsite: https://moneyripples.com/••••••••••••••••••••••••••••••••••••••••••••➤➤➤ To become a client, schedule a call with our team➤➤ https://www.betterbooksaccounting.co/contact••••••••••••••••••••••••••••••••••••••••••••Connect with Chris McCormack on Social MediaFacebook: https://www.facebook.com/chrismccormackcpaLinkedIn: https://www.linkedin.com/in/chrismccormackcpaInstagram: https://www.instagram.com/chrismccormackcpaJoin our Facebook Group: https://www.facebook.com/groups/6384369318328034→ → → SUBSCRIBE TO BETTER BOOKS' YOUTUBE CHANNEL NOW ← ← ← https://www.youtube.com/@chrismccormackcpaThe Know Your Numbers REI podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.
In this episode, Tara breaks down the real math behind Trump's claim that tariffs could eliminate the income tax — and why, despite the Founders' original vision, that dream is impossible with today's bloated federal government. From trillion-dollar spending to missing billions, from Supreme Court battles to Costco jumping the line with tariff lawsuits, Tara exposes the truth behind the numbers politicians won't touch. Clear, sharp, and brutally honest — this episode cuts through the noise with facts, history, and a reality check America needs.
In this episode of Lead-Lag Live, I sit down with Jay Hatfield, CEO of Infrastructure Capital Advisors, to break down what Nvidia's blockbuster quarter means for mega-cap tech, why markets fade after earnings season, and the implications for dividend stocks, preferreds, and small caps as rate expectations shift.From valuation pressure in momentum names to tightening money supply and the path of Fed policy, Hatfield explains where he sees opportunity as volatility resets — and why income strategies may be entering their strongest stretch of the cycle.In this episode:– Why strong tech earnings often lead to short-term market weakness– How Bitcoin and leveraged crypto products spill over into tech volatility– Why dividend-heavy large caps offer resilience in rotation periods– How preferreds and corporate bonds can outperform into 2026– The setup for small-cap value once Fed cuts beginLead-Lag Live brings you inside conversations with the financial thinkers who shape markets. Subscribe for interviews that go deeper than the noise.Start your adventure with TableTalk Friday: A D&D Podcast at the link below or wherever you get your podcasts!Youtube: https://youtube.com/playlist?list=PLgB6B-mAeWlPM9KzGJ2O4cU0-m5lO0lkr&si=W_-jLsiREjyAIgEsSpotify: https://open.spotify.com/show/75YJ921WGQqUtwxRT71UQB?si=4R6kaAYOTtO2V Support the show
In this conversation with Congressman Josh Brecheen we discuss a range of topics including what progress (if any) we might be seeing on healthcare reform. More government subsidies? Or a massive shift in the entire industry? Of course, we drill down on SNAP benefits. Brecheen has been vocal about the need for work requirements for a while, and it looks like there is a real opportunity post-government shutdown to make real reform happen. Then, we dig into the effort to end chemical abortion via greater regualtion of the drug mifepristone. Find out what Biden did that resulted in a surge of chemical abortions and how we must correct this. Finally, a look at cattle prices and how to protect our vital cattle industry in America. Will mandatory country of origin labeling fix it or does it require a strong focus on strict price reduction at the grocery store. Tune in to hear Congressman Brecheen's take on it! And check out my amazing sponsors! Motus Health - This is where my wife and go for a reason! They offer the best in chiropractic care and true functional medicine. They are currently helping people who may be suffering with: Neuropathy Frozen shoulder Degenerated & Herniated Discs TMJ & jaw pain Weight Loss Autoimmune Disorders Gut Health Fibromyalgia Headaches & Migraines Trigeminal Neuralgia Knee Pain And more!! https://motushealth.com Michael Mcguire with McGuire Capitol We pride ourselves on providing retirement income strategies to Bethany, OK and the surrounding communities. We take a look at your assets — including everything from your bank accounts, pension, and Social Security benefits, to your estate plans, wills, taxes, insurance policies and more Our end goal is to help create financial clarity and to promote multi-generational wealth. We offer: Insurance planning Beneficiary review Retirement planning Financial needs analysis Analysis of present and future expenses Income planning https://mcguirecap.com Stevens Trucking Stevens Trucking maintains over 350 power units in our fleet so we ensure our customers and drivers always have top of the line equipment With over 1,600 trailers, we are able to offer a drop-and-hook solution to keep your freight moving quickly and secure. While also helping our drivers get extra miles so they can keep on pullin' more loads. https://stevenstrucking.com
Brian Skrobonja sits down with Phon Vilayoune to unpack buffered ETFs and income notes. Phon is the Founder and CEO of VETA Investment Partners, where they currently oversee over $5.5 billion in assets. They discuss the benefits of positioning your portfolio for growth and safety, how to protect your nest egg in volatile markets, and practical strategies for optimizing gains while limiting downside risk. Tune in to hear professional insights on ETFs, income notes, and actionable frameworks for navigating today's complex market cycles. Phon explains how he entered the investing world and now helps oversee roughly $5.5B in assets. Phon highlights what trading during the 2008–09 crisis taught him about being positioned like Warren Buffett or Middle Eastern banks. In deep volatility, cash plus cash flow gives you the power to buy when everything is on sale. Why you want a Buffett-style portfolio in a downturn: Buffett held strong during bear markets and bought when others panicked. How to win more by losing less. Phon says risk management is the key. You never want to be a forced seller during a correction because you take a double hit: loss plus selling at the bottom. Phon and Brian break down buffered ETFs and how they're tied to S&P 500 options designed to provide a more predictable range of outcomes over 12 months. Think of it like investing with guardrails — you're participating but with intentional limits on downside. Learn what income notes are: Phon says it's basically converting equity exposure into monthly income. For example, instead of holding stocks outright, you buy a structured note designed to pay you steady monthly income while still giving some market participation. It's like blending investing and cash flow without fully being in the stock market. Phon on the future earnings potential of ETFs. He believes growth will continue, especially as aging demographics seek income and protection. BlackRock projects more than $600B in defined-outcome/Buffered ETFs in the coming years. Brian highlights that markets don't move straight up forever. We all intellectually understand cycles, but emotionally, we forget. That's why having a plan for downturns is essential. Phon shares a real-life ETF scenario and how, in 2002, a near-retirement couple protected their nest egg during intense volatility using defined outcome tools. They preserved their lifestyle when others were taking major hits. How to balance your portfolio for growth and safety. For Phon, the best thing you can do is to talk to a real human advisor. There's too much DIY noise; professional guidance helps you tune the right mix for your unique situation. Phon on what to ask your advisor: Ask how your portfolio would perform in a COVID-style year or another global-financial-crisis scenario. Then ask how it generates income and supports your goals. His favorite question: "Have you actually guided clients through a deep bear market?" Why working with a professional matters: Many strategies look great and work during bull markets. But the real test is whether they protect you when things are down. Phon explains that good portfolio design is about being structurally prepared before volatility hits. You want a position that holds through downturns—and ideally lets you buy when opportunities appear. Phon's parting advice to the audience: Go outside, walk your dog, and take real time away with family. Getting off screens and into nature helps you stay grounded. Investing is long-term—your life should be too. Mentioned in this episode: VetaInvestmentPartners.com BlackRock.com/us/financial-professionals/insights/outcome-etfs BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube Common Sense Financial Podcast on Spotify Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Skrobonja Wealth Management has no ownership interest, compensation arrangement, revenue-sharing agreement, or other economic relationship with Veta Investment Partners. We may allocate a portion of a client's portfolio to strategies managed by Veta Investment Partners when we determine that the allocation is appropriate for the client's objectives, risk tolerance, and overall portfolio design. Our selection of Veta's strategies is based solely on the merits of the investment and the needs of the client, and not on any financial relationship between our firms.
Darren Hardy raises a question that cuts straight to how results are created. It challenges the way you think about performance, investment, and the people who help drive your ambitions forward. His approach may shift what you prioritize next and why it matters more than you think. ⚡️THE INFLUENCE UPRISING PREMIERE LAUNCH EVENT Be there when Darren reveals and demos RIVETING for the first time. TUESDAY, DECEMBER 9TH, 2025 10AM PT RESERVE YOUR SPOT NOW - https://darrenhardy.com/launch Get more personal mentoring from Darren each day. Go to DarrenDaily at http://darrendaily.com/join to learn more.
Alan Porter was this week's guest on Success Profiles Radio. He is a retired Blackhawk helicopter instructor pilot with 21 years in the U.S. Army, and discovered his true calling when a life insurance policy saved his family from financial ruin after the tragic passing of his daughter-in-law. He is the CEO of Strategic Wealth Strategies, and leads a powerhouse team of CPAs, tax attorneys, and elite financial professionals dedicated to delivering tax-free retirement solutions and bulletproof financial strategies. We discussed the biggest financial mistakes people make, devastating stories of people who didn't have life insurance or long-term care insurance, the decision of whether or not to take Social Security at age 62, and using tax-free investment vehicles to keep more of what you've earned. In addition, we talked about creating guaranteed lifelong income, becoming our own bank, not wasting money on taxes, and his book Tax Free Retirement Solution. We discussed so much more on the show. You can listen and download it on Apple Podcasts/Tunes, Spotify, Audible, Amazon, iHeart Radio, and at https://toginet.com/shows/successprofilesradio/
Meet Matthew Van Horn and Terry Kerr of MidSouth Home Buyers and MidSouth Best Rentals. These guys are laser focused on buying homes, fixing homes, and then selling them to you so you can sit back and make “mailbox money”. That's right. Passive income! The Holy Grail of entrepreneurship. They've developed the processes, lined up the miracle workers, and even manage the properties for you. Check this out if you've ever thought seriously about getting into real estate investing. Find them at: https://midsouthhomebuyers.com/ https://midsouthbestrentals.com/ Things mentioned in the show: Science of Getting Rich by Wallace Wattles https://amzn.to/4nYLQ09 Die with Zero by Bill Perkins https://amzn.to/44bk757 --- Click here to change your life- http://eepurl.com/gy5T3T Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife
Discover how Mike Carugan, partner in a five-store New York pharmacy chain, is keeping his large front-end pharmacies profitable and growing. In this episode, Mike shares: How Instacart has become a powerful tool for competing online and reaching new customers Smart front-end strategies that keep sales strong How a long-standing partnership with the owner of Columbia SkinCare turned into a unique differentiator, expanded community outreach, and created high-margin cross-merchandising opportunities If you want practical, real-world insights from someone who is winning the daily battle of independent retail pharmacy, this is an episode you won't want to miss.
What if the doorway to more money isn't a brand-new career, but something you already do without thinking? Erin breaks down the practical side-income ideas that actually work, and why most women underestimate the value hiding in their everyday lives. Get a refreshing, grounded take on increasing your income in ways that feel natural, sustainable, and surprisingly doable on this Second Day of Christmas. Join our online community: www.getthehelloutofdebt.com Today's episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jay Jacobs gauges income-oriented ETF demand in a record year for ETFs altogether. He describes different strategies traders are using to play the market and shares a few ETFs they may be interested in, including the iShares Advantage Large Cap Income ETF (BALI) and the Deep Buffer ETF (IVVB). Turning to AI, Jay says there are lots of options for ETFs, including the AI Innovation and Tech Active ETF (BAI) for a broader approach, as well as some more granular funds focusing on particular aspects of the space.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
In today's episode, I sit down with Errol Doebler, former Navy SEAL, FBI Special Agent, and one of the most unique leadership thinkers working today.We dive into the leadership forged in combat, under pressure, and inside the most demanding environments on earth. Errol breaks down what he learned in BUD/S (Class 193)—where more than 90% quit—and how those lessons shaped the way he leads, builds culture, and makes decisions when the stakes are life or death.We cover:* Why Navy SEAL leadership translates to business* The mindset that gets you through impossible challenges* Emotional awareness and decision-making under stress* How to lead teams through uncertainty, chaos, and fear* The FBI undercover cases that transformed how Errol thinks* Why great leaders MUST build process over motivation* How to create an environment where elite performance becomes normalErrol also shares the surprising lesson he learned leaving the FBI and launching his company, Leader 193, and why he believes anyone can become a great leader with the right process.CHAPTERS:00:00 – Intro: Leadership Forged in Fire02:18 – Meet Errol Doebler: Navy SEAL & FBI Leader06:05 – Why He Chose the SEAL Teams Instead of a “Normal” Career11:42 – Naval Academy, Surface Warfare & Accelerating His Path17:30 – The Power of Great Commanders and Environment in Leadership22:55 – Inside BUD/S: 90% Quit, Here's Why He Didn't30:10 – What BUD/S Really Changes: Mindset, Limits & What's Possible36:40 – Leaving the FBI to Start Over: Fear, Faith & Big Decisions44:02 – Errol's Leadership Process: Emotional Awareness & Conscious Decisions52:15 – Legacy, Lessons at 21 vs Now & Where to Find Errol________________________________________________________________________⇩ LOOKING TO COMMAND YOUR BRAND? ⇩BOOK A CALL: With Our Team to See How We Can Helphttps://commandyourbrand.com/book-a-call/BOOK: Grab Your Copy of Our Book, Command Your Brand: Grow Your Impact, Income and Influence in the New Media Landscape, Rated the # PR Book on Amazon:https://www.amazon.com/Command-Your-Brand-Influence-Landscape/dp/B0CJXGKD15________________________________________________________________DOWNLOAD AUDIO PODCAST & GIVE A 5 STAR RATING!:APPLE: https://podcasts.apple.com/ro/podcast/command-your-brand/id1570323509SPOTIFY: https://open.spotify.com/show/0wE8jDVdlpsDCmNx8sYZTQ?si=41fd776e1a6b43be(also available Google Podcasts & wherever else podcasts are streamed_________________________________________________________________⇩ OTHER VIDEO PLATFORMS ⇩➤ RUMBLE: https://www.youtube.com/watch?v=4rInZbdlLiU_________________________________________________________________⇩ SOCIAL MEDIA ⇩➤ TWITTER: https://twitter.com/CYBmedia➤ INSTAGRAM https://www.instagram.com/commandyourbrand➤ FACEBOOK: https://www.facebook.com/commandyourbrand_________________________________________________________________➤ CONTACT: INFO@COMMANDYOURBRAND.COM
In today's episode, we break down shocking income and wage statistics that reveal how Americans are really earning — and why homelessness, poverty, and economic pressure look the way they do. We explore everything from minimum wage realities to demographic income breakdowns and the surprising rise of top earners. We also discuss the mindset shift needed to rise above the median and bring more value to the marketplace, plus how generational challenges like home prices, interest rates, and inflation are reshaping the financial future.If you're interested in money, motivation, and real-world insights that impact everyday life, this episode is for you.
For high income earners, new rules for 2025 mean you might not be able to put your catch-up money into tax-deferred or traditional TSP or 401k for that matter. This video breaks down what this means for your retirement planning and highlights the importance of understanding these changes. Understanding these new rules is crucial for maximizing your tax benefits and managing your retirement accounts effectively.High-income earners risk losing the traditional tax break on catch-up contributions — and the 2026 Roth-only rule can change your retirement strategy entirely.
Discover how Mike Carugan, partner in a five-store New York pharmacy chain, is keeping his large front-end pharmacies profitable and growing. In this episode, Mike shares: How Instacart has become a powerful tool for competing online and reaching new customers Smart front-end strategies that keep sales strong How a long-standing partnership with the owner of Columbia SkinCare turned into a unique differentiator, expanded community outreach, and created high-margin cross-merchandising opportunities If you want practical, real-world insights from someone who is winning the daily battle of independent retail pharmacy, this is an episode you won't want to miss.
Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/ Get ready for the most sweeping tax changes in years. This week, Mark unpacks the new government budget. With fresh surcharges on property and investment income, tighter pension rules, and unprecedented council tax hikes for high-value homes, property owners and entrepreneurs alike are facing an entirely new landscape. Mark breaks down what these tax changes actually mean for your business, your investments, and your next moves. Discover how the latest policies could affect your portfolio, which reliefs and thresholds really matter now, and why this budget is sending shockwaves through the property world. Don't wait for the fallout, be ready to take advantage of it. If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS This budget is the harshest attack yet on wealth creators and property investors - expect tighter margins and fewer incentives - but don´t miss out, turbulent markets = big opportunities. Tax hikes are everywhere: 2% surcharges on investment income, new high-value council tax, slashed capital allowances, and frozen thresholds stealthily take more of your money. Don't let “fiscal drag” fool you: your overall tax bill will climb even without a headline hike. The luxury property market is very much in the crosshairs. New bandings and surcharges are coming for high-value homes. Cash ISAs just got squeezed. The number of stealth taxes is increasing year after year. The government is enforcing the highest tax levels ever seen. Entrepreneurs are leaving for friendlier shores. Uncertain markets mean motivated sellers and deals for those ready to move. BEST MOMENTS “Market uncertainty has made the market very soft, so I would use it to your advantage. Bid hard to get more deals, because I think there's more and more available." "This budget marks a new high. We are now at the highest tax level ever." “Their tax base, the number of people paying it is reducing, and we can see the effect of this doom loop that has been going on, especially since the last budget.” Secure your spot at the Multiple Streams of Property Income event —learn the proven strategies that will protect your investments, outsmart these new taxes, and build unstoppable cash flow. Don't let uncertainty hold you back, sign up here - https://www.progressiveproperty.co.uk VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
On this episode of Animal Spirits: Talk Your Book, Michael Batnick and Ben Carlson are joined by Troy Cates, Co-Founder, Managing Partner at NEOS Investments to discuss: options-based income ETFs, why investors love yield so much, how to hedge using options and more. Find complete show notes on our blogs... Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspirits@thecompoundnews.com with any feedback, questions, recommendations, or ideas for future topics of conversation. Check out the latest in financial blogger fashion at The Compound shop: https://idontshop.com Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Learn more about your ad choices. Visit megaphone.fm/adchoices
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:
The Power of a Second Income — The High-Demand Side Hustle You've Never Heard Of In Part One, we exposed the danger of relying on one income. In Part Two, we explore a side hustle that actually solves the problem modern businesses face…
Homebuyers facing last-minute mortgage delays will learn why banks suddenly tighten underwriting, scrutinize income, and place closings on hold. In this episode, Kris Krohn breaks down how lenders view equity, what documentation really matters, and how switching lenders can sometimes save a deal. This conversation is packed with practical guidance for navigating home loan approvals, real estate investing, and managing stressful closing timelines.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:
In this episode of The Modern Hairstylist Podcast, host Hunter Donia and guest Jodie Brown share advanced marketing moves for stylists who are already booked and want to keep growing. If you feel like you have hit a glass ceiling with pricing and demand, this conversation shows the next level strategies that help you attract higher ticket clients and earn more without adding more days behind the chair. Whether you are ready to build an email list, test video consultations, or put a small budget behind ads, you will learn how to layer new systems onto what already works so your growth is not capped by the algorithm or your calendar. Key Takeaways:
Income level is deciding buying ability more than sale markdowns, Ted Thatcher says, noting “instability in the consumer.” The post-Thanksgiving holiday shopping “really is online now,” he adds. “Premium spending is really what I'm focused on,” he says, highlighting Costco (COST) and LVMH Moet Hennessy Louis Vuitton SE (LVMUY). To pick winners out of the sector, he's looking at cash flow.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
In this powerful and reflective episode of The Six Figure Author Experiment, Russell and Lee explore what it really means to hit a brick wall in your creative or business journey — and why you shouldn't always try to smash through it. Through stories of coaching calls, spiritual metaphors, and mindset shifts, they unpack how resistance often signals misalignment, not failure. Learn how to recognize when you're forcing the wrong path, how to find “the door” instead of breaking the wall, and how to diagnose whether your challenge is a project, audience, prioritization, or income problem.Topics Covered:* Why most “brick walls” aren't meant to be broken — they're signals, not barriers* Healing limiting beliefs one “brick” at a time instead of fighting the whole wall* The armor we build from childhood and how to safely shed it for true growth* Addition by subtraction: why scaling up often requires doing less, not more* Learning to control inputs, not outputs — and embracing creative surrender* How collaboration and outside perspectives accelerate your author growth* Releasing control and building trust through editing, partnerships, and feedback* The difference between “real” blocks and imagined ones — mindset vs. mechanics* The universe's brick walls as invitations to pivot, not punishments* Understanding when pain or loss is actually clearing the path for expansion* The “lock through” metaphor: waiting for alignment before moving to the next level* How fear disguises itself as over-control or over-effort* The “Happy Compass” framework: diagnosing your true problem* Heart / Project problems – issues inside the book or creative work* Audience problems – not enough or the wrong readers* Prioritization problems – too many low-impact actions* Income problems – conversion or pricing challenges* Why solving the wrong problem keeps authors stuck* Choosing the money: how to double down on what's already working* Micro-practices to open your “flow” with money and creative energy* Nervous system regulation and somatic awareness for sustainable creativity* How embodiment, mindset, and business systems interconnect* From frustration to flow: how to reconnect with joy and direction This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.sixfigureauthorexperiment.com
The 2026 income cap for long-term care Medicaid is projected to increase. This article discusses how one can plan if their income exceeds the limit.
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://lewishowes.com/podcast/e-brendon-burchard-high-performance-habits/From identifying and leveraging your unique skills to creating multiple streams of income, Burchard provides a roadmap to financial abundance. With a focus on mindset, productivity, and strategic planning, he empowers listeners to break free from limiting beliefs and tap into their full earning capacity. This episode serves as a catalyst for listeners to take control of their financial future, unlock their entrepreneurial spirit, and create a life of abundance.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Building a Financial Advisory Firm That Puts Clients First: An Inside Look at the Process Meta Description: Discover why Tom Dupree founded Dupree Financial Group in Lexington, Kentucky—focusing on personalized investment management, team accountability, and retirement planning for local clients. For pre-retirees and retirees in Kentucky searching for personalized investment management, understanding the “why” behind your financial advisor matters just as much as the “how.” In this special episode of The Financial Hour of The Tom Dupree Show, Tom Dupree Jr. and Mike Johnson share the founding story of Dupree Financial Group—a journey that began with a simple walk in the woods near Natural Bridge in Kentucky in February 2002 and evolved into a comprehensive wealth management approach designed specifically for Lexington-area retirement investors. The Origin Story: From Brokerage Dissatisfaction to Independent Registered Investment Advisor Tom Dupree recalls the pivotal moment that sparked the creation of Dupree Financial Group. Walking through the woods with his young son James on his shoulders, he realized the traditional brokerage firm model wasn’t aligned with the future he envisioned for his family and clients. “I got this joy, this excitement in my heart thinking about doing this,” Tom explains. “I was in no position to do it at all. I didn’t have any money. Strangely, my banker approved me for a loan to actually go get the office space and get it fitted up. And that fit-up is still the same fit-up we’re using. We have not changed it.” The firm officially opened in 2003, but Tom identifies 2010 as the true beginning of Dupree Financial Group as it exists today. That’s when the firm disassociated from an outside brokerage and became an independent Registered Investment Advisor (RIA). “In 2010, we disassociated ourselves with an outside brokerage firm and became what’s called an RIA, a Registered Investment Advisor, which meant that now we’re not paying 25% of our revenues to an outside firm,” Tom shares. “That enabled us to do a lot more internally, and it really was the beginning of the firm that we know today.” Key Takeaways: Why Dupree Financial Group Started Client-focused mission: Created to serve average retirement investors who wouldn’t necessarily get attention from major brokerage firms Cost structure advantage: Lower overhead means smaller accounts receive meaningful attention and personalized service Local accountability: Designed specifically to respond to clients in Lexington, Kentucky, and the surrounding region Team approach: Built from the ground up to provide collaborative service rather than single-broker relationships Independence: Becoming an RIA in 2010 eliminated the pressure to use proprietary products and allowed true fiduciary responsibility Personalized Investment Management vs. Mass-Market Approaches One of the core distinctions Tom emphasizes is the difference between Dupree Financial Group’s model and the mass-market approach taken by larger national firms. Rather than assigning clients to investment counselors within a large hierarchy, Dupree Financial Group provides direct access to portfolio managers who actually research and select the investments. “When you’re talking to somebody, to one of us, the team that you’re talking to is also the team that is designing your investment portfolio, actually helping pick stocks and bonds to own in the portfolio,” Tom explains. “Now why is that a big deal? Well, when I was with Brand X, they had a guy in New York who was brilliant, and he really was brilliant, and he was a stock picker. You didn’t ever talk to him, but he would publish a list of things that you ought to buy.” That approach failed catastrophically during the 2001-2002 market downturn, when many clients saw portfolios decline 50% with little communication or accountability from their advisors. “It wasn’t so much the fact that everything went down, although that was a big part of it, but it was the lack of communication,” Tom notes. “It was not being willing to be accountable for what really had happened, and they just clammed up.” The Dupree Difference: Direct Access and Transparency Mike Johnson highlights several critical advantages of the Dupree Financial Group model: Team collaboration: Multiple professionals work together on research and portfolio management, producing better outcomes than single-advisor approaches Direct communication: Clients speak directly with the team members who make investment decisions Own investment selection: The firm conducts its own research and calls companies directly rather than relying on buy lists from headquarters Local presence: All revenues stay local and are reinvested in client services rather than flowing to Wall Street firms “The service team is way more aligned with the investment team,” Mike explains. “It’s not two separate functions sitting in the same room.” Investment Philosophy: Focus on Income and Risk Mitigation for Kentucky Retirement Planning Unlike money managers competing to beat specific indices, Dupree Financial Group takes a different approach focused specifically on retirement investors’ needs. This investment philosophy prioritizes income generation and risk mitigation over performance rankings. “We’re not trying to beat any index. We’re just investing in things that we see are good that we think meet our parameters for what we’re looking for,” Tom states. “The why is it’s a focus on risk mitigation, and it’s a focus on income. Those things actually make it pretty easy for us once we tie down the parameters of what we’re looking for.” Mike Johnson references a quote from investment manager Howard Marks that encapsulates a key industry problem: “If you want to be in the top 5% of money managers, you have to be willing to be in the bottom 5% too.” That statement, Mike explains, highlights the perverse incentives created when advisors chase index performance rather than focusing on actual client needs. Real Portfolio Examples: How the Strategy Works The team shares several examples of their investment approach in action: The 6.5% Dividend Stock: “We bought it in June. This company, our listeners would be familiar with. At the time, it had a six-and-a-half percent dividend yield, and the valuation was attractive when you look at the hard assets that they had. We felt some things could go right for the company over the next couple of years. And in the meantime, the stock had gone down significantly, so there was a lot of bad news priced in already. Since then, the stock has gone up to what we thought it would go up to over the next two to four years. It just did it in four months.” The Grocery Company: “We invested in a company the other day—it was a grocery company well known within Central Kentucky. It’s gotten cheap. We just knew it as being a household name that pays a small dividend.” The Clothing Brand: “It’s kind of a clothing company, well-known. It puts out some major, well-known brands. The thing’s gone from a hundred dollars to 30-something, so we decided to take a look there. That one pays a pretty good dividend.” These examples demonstrate the value-focused, income-oriented approach that differentiates Dupree Financial Group from index-chasing strategies. The Team Approach: Building Long-Term Relationships Over Transactions A fundamental principle at Dupree Financial Group is the shift from transactional relationships to ongoing partnerships. Tom explains how his years at major brokerage firms taught him what he didn’t want to replicate. “One thing that I learned in the big firms was that it’s always about the transaction. It’s about the trade,” Tom recalls. “You were constantly having to pursue that trade, do this trade with this client, do that trade with that client. I didn’t want it to be about the trade anymore. I wanted it to be about the relationship.” This philosophy manifests in several concrete ways: Regular review process: Unlike transactional brokerage relationships, Dupree Financial Group built systematic client reviews into the firm’s DNA from the beginning No pressure to sell: Because clients have already committed to the process, meetings focus on education and information rather than sales Team accountability: Multiple team members take responsibility for each client rather than the single-broker model Transparent communication: When investments don’t work out, the team explains why openly rather than avoiding difficult conversations “When our clients come in for a review or they call with a question, they know we’re not trying to sell them anything,” Mike emphasizes. “It’s informational. It’s actually something they can use.” Direct Company Research: An Uncommon Practice One aspect of Dupree Financial Group’s approach that sets them apart is their practice of directly contacting companies they invest in—something Tom notes is rare among medium and small-sized investment advisors. “We do calls with these companies. In some cases, we’ve gone to visit them—the actual company itself that we’re investing in,” Tom explains. “That would’ve been unheard of in our previous setup. A big part of what we do is talk to the clients—I say clients, the businesses that we invest in. We talk to them, we want to find out what they’re doing, learn a little bit about management and do the best we can to really do our due diligence.” This hands-on research approach provides insights that buy lists and analyst reports simply cannot match. Four Generations of Financial Service: The Dupree Family Legacy The commitment to serving clients runs deep in the Dupree family history. Tom shares how his grandfather entered the investment business around 1920 in Louisville, Kentucky, selling preferred stock for Louisville Gas and Electric directly to the public before moving into municipal bonds. “My grandfather was the first one of our line that was in the investment business,” Tom explains. “Then my dad got into the business after being in the navy, I think it was around 1955 in Harlan, Kentucky. Then me and now my two sons are in the business.” Tom’s father moved the family to Lexington in 1963 and founded Dupree and Company, which managed municipal bond issues and eventually started the Kentucky Tax Free Mutual Fund in 1979. “Their idea was always to make a thing for clients that the clients could use, that was a retail thing,” Tom notes. “And so I carried that concern for the clients into what I did when we started Dupree Financial Group.” This multi-generational focus on creating client-centered investment solutions forms the foundation of the firm’s culture today. Tom’s sons, Clark and James, are involved with Dupree Financial Group, making the fourth generation of Duprees in the investment business. The Evolution: Early Struggles to Established Success Tom is refreshingly transparent about the challenges of the firm’s early years. After opening in 2003, success didn’t come easily or quickly. “It certainly was frightening during those early days of opening the firm and wondering if anybody would ever show up,” Tom recalls. “We did all these seminars, lots of them, over a hundred. People would show up, and now and then we’d get a client out of it. It took a lot of work.” The firm began regular radio broadcasts around 2008, which helped build awareness and credibility in the Lexington community. But the real transformation came in 2010 with the transition to RIA status. “When we became an RIA, it opened up possibilities for investment options that we didn’t have before,” Mike reflects. “It got the pressure of the heavy hand off to use proprietary products. That hand was always on you. And so that was lifted. It was like the skies opened up that you had this flexibility now.” Mike adds a crucial point about this transition: “At the same time, that was a sobering feeling. Now it was on you. You can’t blame it on anybody. But from our client’s standpoint, that was something that was a positive because the accountability increased for the firm.” Client Retention: The Ultimate Validation Perhaps the strongest validation of Dupree Financial Group’s approach is client retention. Tom notes that the firm keeps clients longer and longer—a testament to the relationship-building model. “We seem to be keeping clients longer and longer, so evidently we did something right,” Tom observes. “Once we got the buggy built, we really haven’t fooled with it much. We’ve tried to do some tweaks here and there, but the basic chassis has served us pretty well.” Why the “Why” Matters for Kentucky Retirement Investors For pre-retirees and retirees evaluating financial advisors, understanding the “why” behind a firm’s approach provides crucial insight into what kind of service you’ll receive. Dupree Financial Group’s founding principles remain consistent today: Serve retirement investors who might not get attention from large brokerage firms Maintain local presence and accountability in Lexington, Kentucky Provide team-based service rather than single-advisor relationships Focus on income and risk mitigation rather than index performance Conduct independent research and select individual investments Build long-term relationships rather than pursuing transactions Communicate transparently about both successes and setbacks As Tom reflects: “It really wasn’t about the investment performance. It’s about the touch, it’s about the accountability, those sorts of things. And that’s the kind of thing we’ve set up. That was what I envisioned when I started this thing—that we would give the clients more of what they should have been getting at the Wall Street firms.” Ready to Experience the Dupree Financial Group Difference? If you’re approaching retirement or already in retirement and want a local financial advisor who prioritizes transparency, accountability, and personalized service, Dupree Financial Group invites you to experience the difference that a client-first approach makes. Schedule your complimentary portfolio review today: Call: (859) 233-0400 Visit: www.dupreefinancial.com Get Personalized Analysis: Request your portfolio consultation Don’t settle for mass-market investment approaches or impersonal service from distant Wall Street firms. Work with a team of Kentucky financial advisors who do their own research, communicate directly with you, and keep your retirement goals at the center of every decision. Explore more insights on Kentucky retirement planning strategies and listen to additional episodes in our Market Commentary archive. Frequently Asked Questions About Dupree Financial Group What makes Dupree Financial Group different from large brokerage firms? Dupree Financial Group operates as an independent Registered Investment Advisor (RIA), meaning the firm doesn’t pay commissions to Wall Street parent companies and doesn’t face pressure to use proprietary products. The team that meets with clients is the same team that researches and selects investments, providing direct accountability and transparency. All revenues stay local and reinvest in client services rather than flowing to distant corporate headquarters. Why did Tom Dupree start his own financial advisory firm? Tom founded Dupree Financial Group in 2003 after 19 years with a major brokerage firm, where he witnessed the limitations of the transactional, sales-focused model. He envisioned creating a firm that would serve average retirement investors with personalized attention, team-based accountability, and a focus on long-term relationships rather than individual trades. The firm became truly independent in 2010 when it transitioned to RIA status. What is the investment philosophy at Dupree Financial Group? Unlike money managers competing to beat specific indices, Dupree Financial Group focuses on income generation and risk mitigation for retirement investors. The team conducts its own research, including direct calls to companies they invest in, and selects individual stocks and bonds based on dividend yield, valuation, and margin of safety rather than trying to match or beat market benchmarks. How does the team approach at Dupree Financial Group benefit clients? The team model means clients receive the collective expertise of multiple professionals rather than relying on a single advisor’s perspective. Multiple team members share responsibility for each client account, improving service levels and ensuring continuity. This collaborative approach produces better research outcomes and provides clients with consistent access to knowledgeable professionals. What types of clients does Dupree Financial Group serve? Dupree Financial Group specializes in serving pre-retirees and retirees, particularly those who might not receive personalized attention from large brokerage firms. The firm’s cost structure allows them to provide meaningful, customized service to clients with retirement accounts of various sizes, with a focus on the Lexington, Kentucky area and surrounding regions. How often does Dupree Financial Group communicate with clients? Regular client reviews are built into the firm’s DNA from the beginning. Unlike transactional brokerage relationships where communication happens only when making trades, Dupree Financial Group maintains ongoing dialogue with clients through systematic review processes. These meetings focus on education and information rather than sales, since clients have already committed to the firm’s investment process. Does Dupree Financial Group charge fees or commissions? As a fee-based Registered Investment Advisor, Dupree Financial Group operates under a fiduciary standard, meaning it’s legally required to act in clients’ best interests. This fee-based structure eliminates conflicts of interest inherent in commission-based brokerage relationships and aligns the firm’s success with client outcomes. Disclaimer: This content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional regarding your specific situation. The post Why Independent Financial Advisors Choose Income Over Index Performance for Retirement Portfolios appeared first on Dupree Financial.
Today’s caller makes more money on weekends than at the day job—but their revenue graph looks like a heart monitor. Can they rely enough on their extra income to go all-in? Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.
XRP Adoption EXPLODES worldwide — from the UK to Abu Dhabi to Korea — and the global realignment in crypto is moving FAST. TODAY WE COVER:
To get live links to the music we play and resources we offer, visit www.WOSPodcast.comThis show includes the following songs:Bianca Nisha - River FOLLOW ON SPOTIFYTorppsbride - In Another Life FOLLOW ON SPOTIFYHutton - And So it Goes FOLLOW ON SPOTIFYKatie Wright - Carry The Torch FOLLOW ON SPOTIFYJulia Miralles - Just One Minute FOLLOW ON SPOTIFYXXZOXX - Me For You FOLLOW ON SPOTIFYBruklin - Through It All FOLLOW ON SPOTIFYJean Ann Garrish - Gone FOLLOW ON SPOTIFYFreya Magee - Forget Yourself Not FOLLOW ON SPOTIFYProdigal Homecoming - Flood of Memories FOLLOW ON SPOTIFYForgotten Garden - James FOLLOW ON SPOTIFYMoira Chicilo - Reviver FOLLOW ON SPOTIFYTrish Discord - Better Without You FOLLOW ON SPOTIFYCassie Noble - Yellow Jackets FOLLOW ON SPOTIFYNESKA ROSE - Laugh It Off FOLLOW ON SPOTIFYFor Music Biz Resources Visit www.FEMusician.com and www.ProfitableMusician.comVisit our Sponsor Profitable Musician Newsletter at profitablemusician.com/joinVisit our Sponsor Bandzoogle at: http://www.bandzoogle.comVisit our Sponsor 39 Sources of Income at profitablemusician.com/incomeVisit www.wosradio.com for more details and to submit music to our review board for consideration.Visit our resources for Indie Artists: https://www.wosradio.com/resourcesBecome more Profitable in just 3 minutes per day. http://profitablemusician.com/join
Brian Napierala from Velocity Mortgage joins Dave to break down how stated-income loans are making a comeback — and why that's great news for real estate investors. Learn how Velocity is helping brokers and investors secure 30-year fixed mortgages without income verification, and why their flexible lending model is changing the game for buyers who don't fit the traditional mold. Whether you're an investor struggling to qualify with banks or a broker looking for better solutions for your clients, this episode is packed with insights you won't want to miss.
Listener Q&A where Andy talks about: Starting Social Security benefits early so your minor children can claim dependent benefits, and how the earnings test can come into play if you're still working ( 5:53 )Social Security spousal benefits, and what happens when the lower earning spouse starts their own benefit early at a reduced amount, then later switches to spousal benefits ( 10:35)Social Security survivor benefits and whether the surviving spouse should start their own benefits earlier before eventually starting the survivor benefit, and whether there will be a reduction to the survivor benefit as a result ( 13:46 )If spouses each have IRAs, does it matter from which IRA they take distributions ( 18:28 )How income from a decedent's investments is taxed after the death of the decedent ( 23:01 )Whether tax withholdings from wages is treated the same as tax withholdings from IRA distributions with regards to the IRS viewing the amount withheld as having happened evenly throughout the year to help avoid underpayment penalties and interest ( 30:57 )How to find a financial advisor/planner who works on a limited engagement basis for just certain guidance or questions (such as Social Security claiming questions and tax return reviews), without requiring management of investments ( 36:49 )Why do so many advisors require management of investments to provide their planning services, and how to find an advisor who doesn't (this is an extension of the previous question) ( 41:14 )Using zero-coupon Treasury STRIPS in retirement for income after wages stop but before Social Security or other income sources start ( 45:40 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Devin Carroll's Social Security Spousal Benefit CalculatorFinding an "advice-only" advisor - www.AdviceOnlyNetwork.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com
In this powerful and eye-opening conversation, real estate legend Vinney Chopra and bestselling author Gualter Amarelo break down one of the most misunderstood topics in personal finance: the four types of money that determine whether someone stays stuck or builds real, lasting wealth. Vinney shares stories from his life — from arriving in America with $7 to building a multimillion-dollar portfolio — and Gualter brings in his unique "Alchemist" perspective on how everyday people can rewrite their financial future using simple, proven frameworks. Together, they unpack the core lessons most people never learn, including:
Stablecoin yields are returns generated by depositing stablecoins into third-party platforms or protocols, not from the stablecoins themselves. These yields, which typically range from 2% to over 15% APY, are derived from various mechanisms like lending, liquidity pools, or real-world asset (RWA) backing. ~This episode is sponsored by BTCC & Tangem~BTCC 10% Deposit Bonus! ➜ https://bit.ly/PBNBTCCTangem 20% OFF + $10 BTC ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 Intro00:08 Sponsor: BTCC00:39 The Year of Stablecoins01:08 Bank Yields Suck01:38 Be Your Own Bank01:56 Bluechip Stablecoins02:32 Free Portfolio Tracker02:50 Sponsor: Tangem Yields with Aave03:26 PYUSD on Aave03:50 RULSD on Aave04:08 RLUSD on Euler & Doppler Finance04:39 USDG on Solana05:04 PYUSD on Kamino05:29 USDC on Sui & Kai Finance Vault05:59 Slush Wallet Vault Monitoring06:28 USDF on Flow & More Markets06:58 USDF on KittyPunch07:50 Avant on Avalanche08:11 Yield Yak Intelligent USD08:33 Farm $SONEX on Soneium09:04 Farm $KAT on Katana09:55 Virtuals & A.I. Agents11:38 Yield Guide Rule List13:36 Wait For Ripple & Crypto Banks?14:14 outro#Crypto #Stalecoin #XRP~Stablecoin Yields Strategy Guide
To get live links to the music we play and resources we offer, visit www.WOSPodcast.comThis show includes the following songs:Keller Rae - Hannah FOLLOW ON SPOTIFYThe Good Graces - Missed the Mark FOLLOW ON SPOTIFYValory Joyce - Rodeo FOLLOW ON SPOTIFYMichelle Calder - Breathe (Acoustic) FOLLOW ON SPOTIFYFELIN - Favorite Toy FOLLOW ON SPOTIFYMegan Winsor - Borrowed Time FOLLOW ON SPOTIFYSophia Streams - The Battle Is On FOLLOW ON SPOTIFYClove - 100x FOLLOW ON SPOTIFYLilly Bedard - Endless Summer FOLLOW ON SPOTIFYMARCELLA CHI - Better for me FOLLOW ON SPOTIFYAlicia Harvey - Used To FOLLOW ON SPOTIFYHannah Telle - Antidote FOLLOW ON SPOTIFYO'Leyra - I was. FOLLOW ON SPOTIFYShannon Walker - Flicker & Fade FOLLOW ON SPOTIFYAnna Hay - Cloud Nine FOLLOW ON SPOTIFYFor Music Biz Resources Visit www.FEMusician.com and www.ProfitableMusician.comVisit our Sponsor Profitable Musician Newsletter at profitablemusician.com/joinVisit our Sponsor Bandzoogle at: http://www.bandzoogle.comVisit our Sponsor 39 Sources of Income at profitablemusician.com/incomeVisit www.wosradio.com for more details and to submit music to our review board for consideration.Visit our resources for Indie Artists: https://www.wosradio.com/resourcesBecome more Profitable in just 3 minutes per day. http://profitablemusician.com/join
Welcome back to another episode of The Richer Geek Podcast. Today, we are joined by Daanish Azim, who built a $60K/month Airbnb business without owning a single property. He lost everything in 2022, took a chance on one rental unit, and turned it into a small empire. Now he teaches others how to do the same through Airbnb arbitrage. In this episode, we chat about… What Airbnb arbitrage is and how it works Why getting property owners' permission matters How to check city rules and avoid issues with regulations Funding the business using 0% business credit cards What today's Airbnb market requires: staging, photos, pricing, and systems Why some people need coaching and others don't Key Takeaways: You don't need to own real estate to start an Airbnb business Local rules matter, always check city regulations and HOAs Most units need proper staging and pro-level photos to stand out You can fund furniture using 0% business credit cards instead of cash Owners want three things: rent on time, low stress, and legal use Many beginners fail not from lack of information but lack of guidance Focusing on one business for at least a year builds real results Resources from Daanish Instagram | BNB Cashflow Resources from Mike and Nichole Check out our latest project here: Barcelona Hotel Fund LinkedIn | Gateway Private Equity Group | Nic's guide
PREVIEW — Elizabeth Peek — The Two-Track American Economy: Retail Gains vs. Job Anxiety. Peakcharacterizes the American economy as a bifurcated system with starkly divergent outcomes. Upper-income earners express confidence regarding net worth and stock market performance. Conversely, substantial cohorts remain anxious about labor market conditions, evidenced by negative ADP private sector employment gains and college graduates facing difficulty securing positions. Positive retail indicators, notably Kohl's raising earnings guidance, provide counterbalancing economic optimism. 1885 Ohio River
How to pay less taxes with your Boomer Bonus!Imagine getting an extra $6,000–$12,000 tax deduction just for being born at the right time. No lotto win. No extra hours at work. No sugar daddy required. Just a savvy tax move for Boomers and near-Boomers that could seriously boost your bottom line — financially speaking.In Queer Money® Episode 617, we break down exactly how the New Boomer Bonus Deduction (2025–2028) works, who qualifies, and the five smartest ways to maximize it like you're working it on Tax Day. Plus, we walk through three real-ish scenarios to show how smart planning could save you thousands.If you're 65+ (or within the next four years), this deduction may be your built-in financial facelift — no stitches required.What You'll LearnWhat the Boomer Bonus deduction is and how it works (2025–2028)Income thresholds, phase-outs, and who qualifiesThe 5 best strategies to maximize your tax savingsHow to use the deduction with Roth conversions, capital gains timing, and more3 sample scenarios showing how Boomers could save thousandsKey Takeaways✔️ A $6,000–$12,000 deduction can offset Roth conversions✔️ Smart capital-gains timing can help keep you in the 0% bracket✔️ This deduction stacks on top of both standard and itemized deductions✔️ The window is temporary: 2025–2028 only✔️ Proper income planning = real money back in your pocketChapters:0:00 - Intro00:14 - The Boomer Bonus Deduction02:08 - Maximizing the Boomer Bonus03:02 - Strategies for Managing Your Income and Deductions06:05 - Real Life Tax Scenarios07:35 - Understanding the Boomer Bonus: Maximizing Your Tax Benefits09:30 - Wrap up
Too many parent entrepreneurs think the only way to get into real estate is to flip houses or buy a single-family home and manage it themselves. Not so. Investing in multifamily real estate is an amazing way to leverage the resources of an expert and get into real estate in a 100% passive way. Meet Chris Lento who started from the ground up with his first property being a multifamily unit. Since then he's scaled up tremendously and is still looking higher. Find Chris at… https://emcapitalgroup.com/ https://www.linkedin.com/in/christopherlento/ Chris' top 3 resources… Who Not How by Dan Sullivan https://amzn.to/4nYq0KW Best Ever Apartment Syndication Book by Joe Fairless https://amzn.to/4o8NXzp Emerging Real Estate Markets: How to Find and Profit from Up-and-Coming Areas by David Lindahl https://amzn.to/42RLvEW --- If you want to explore other ways to get involved in passive fractional real estate, check these out… Lofty https://lofty.ai/refer?grsf=8uq251 Fundrise https://fundrise.com/r/08yz75 Groundfloor https://app.groundfloor.us/r/dad6e8 This podcast is sponsored by Lowe's Home Improvement Stores. Check out my curated Lowe's store at https://shoplowes.me/4gqzFa7 Click here to change your life- http://eepurl.com/gy5T3T Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife
After a divorce cut her income in half, 45-year-old public defender Rachel joined us to reconfigure her financial life. Together, we unpack the low-interest mortgage she paid down, the generous giving goals she is pursuing, funding college for her kids, and a whole lot more. We talk through how a setback can reset your Financial Order of Operations, but your path to building wealth doesn't have to stop. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
The Power of a Second Income — Why One Paycheck Is the Biggest Financial Risk of Your Life Depending on a single income stream today is like walking a tightrope with no safety net. Corporate layoffs. Rising cost of living. Entire industries shifting overnight. So here's the real question:
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how to approach retirement income planning with confidence so you can retire comfortably and secure your retirement. With people living longer, dealing with market volatility, navigating retirement income and taxes, and planning around retirement and inflation, creating a strategy that works for decades is more essential than ever. They break down how to create retirement income that can last 30–40+ years while maintaining peace of mind in retirement.Listen in to learn about the simple yet powerful Retirement Bucket Strategy—cash, income safety, and growth—and how each piece works together to help you plan for retirement at 50, retirement planning at 55, or retirement planning at 60. You'll also learn how different tax buckets (pre-tax, taxable, and tax-free) impact your retirement withdrawal strategy and long-term retirement planning strategies so you can build an income in retirement that keeps up with life, goals, and inflation.In this episode, find out:How to structure your money using the Retirement Bucket Strategy to create retirement income that lasts.Why market volatility, taxes, inflation, and longevity must be factored into every retirement income plan.The difference between pre-tax, taxable, and tax-free retirement buckets—and how each impacts your long-term plan for retirement.How fixed index annuities, cash reserves, and growth investments can work together within a retirement income planning framework.A real-life scenario showing how to build a retirement withdrawal strategy across multiple buckets for long-term stability.Tweetable Quotes:“When you structure your retirement income the right way, you remove anxiety and gain true peace of mind in retirement.” — Radon Stancil“Diversifying across investment buckets and tax buckets is what makes a retirement income plan strong, flexible, and built to last.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Jeff Bliss reports that the Formula 1 race on the Las Vegas city circuit is attracting major spectacle and high-end tourism, though the city is also attempting recovery by catering to lower-income demographics, evidenced by positive activity at the Excalibur Casino, while facing major competition from a new Indian casino near Bakersfield, California, operated by the Tahone tribe and twice the size of Caesars Palace. In California, Governor Gavin Newsom's former chief of staff, Dana Williamson, and four others were indicted on 23 counts of fraud. Additionally, an investigation into the Palisades fire revealed that state workers ordered the LA Fire Department to back off a previously burned area that rekindled, allegedly to protect endangered plants.