Podcasts about savings

As we close in on year-end, this week's “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term plan. First, before you write that last charitable check of 2025, make sure you're doing it strategically. We break down the evolving charitable giving rules—from updated deduction limits to how Qualified Charitable Distributions and Donor Advised Funds can help you give more efficiently. Whether you donate regularly or ramp up your giving at year-end, understanding these rules can help you maximize both your impact and your tax benefit. Next, we dig into a question many listeners are asking: Should you stop saving and pay off the mortgage before retirement? While being debt-free sounds great, it may leave you “house-rich and cash-poor.” We unpack the trade-offs, including how mortgage rates compare to long-term investment returns, the risks of cutting back on 401(k) contributions, and why carrying some debt into retirement may actually support your overall financial flexibility. Finally, we explore the recommended “order to savings”—and why it's not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 15, 2025  |  Season 39, Episode 46 Timestamps and Chapters 7:35: Smart Strategies for 2025 Charitable Contributions 21:32: Stop Saving to Pay Off the House? Let's Talk About It.26:58: Your Savings, Your Strategy: Where to Start 38:17: Shutdown Ends, Earnings Season and Selling NVIDIA Follow Henssler:Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/TikTok: https://www.tiktok.com/@hensslerfinancial?lang=enX: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

This morning, we're talking about something disturbing, and honestly, long overdue: the pattern of sexual misconduct allegations swirling around MAGA's most high-profile figures. From Donald Trump's deepening entanglement in the Epstein document scandal, to the renewed reporting on allegations involving Rep. Matt Gaetz, to the multiple sex-related scandals rocking MAGA's political and religious circles, these reports raise some legitimate, unavoidable questions. Why does it feel like sexual misconduct is not a disqualifier in the MAGA universe? Why is this tolerated, excused, or brushed aside? And why do so many GOP leaders seem more appalled by drag queens and library books than by misconduct allegations within their own ranks? Some things are wrong beyond party lines. Some things should be universally unacceptable. Yet here we are, looking at a movement that shrugs at predators while claiming to champion “family values.” Don breaks down the reporting, the patterns, the hypocrisy, and what this says about the state of the modern Republican Party. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 10% off your first order! This episode is sponsored by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Cozy Earth. Go to https://cozyearth.com/DON for up to 40% off! For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode, Tyler and Jimmy meet with Chris Haworth, a top contender in Singles on the PPA Tour and he gives us a rundown of his career so far and how he transitioned from the APP and some of the differences in the leagues. He talks towards the future and his aspirations and what we can expect 2026 and more! —————————Website: https://www.tylerloong.com/ pickleballcentral.com/?oid=9&affid=7919954 click here for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Chris's IG - @chrishaworth.pb Facebook: / tyler.loong   --

The Friday Five for November 14, 2025: iPhone Pocket Brings Back… Pockets. CMS Rural Health Transformation Program Government Shutdown Update Most-Favored Nation Drug Pricing CMS GENEROUS Model   Get Connected:

The AWS Optimization and Licensing Assessment (OLA) program is a free optimization and licensing assessment that helps companies reduce Windows, SQL Server, and storage costs by 20-80%. In this episode, we break down how AWS OLA works, what companies are getting wrong with their licensing, and how to implement findings without disrupting operations. From discovering double-licensed SQL clusters to moving 700 terabytes of logs to the right storage tier, this assessment delivers actionable savings in just 2-3 weeks.

#ThisMorning | #Sports #Betting has #Families Diverting #Money from #Savings to #Gambling | Scott R. Baker, Kellogg School of Management | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness

It's package delivery season, and Clark has a tip for how to keep the porch pirates from stealing your deliveries. Divert your packages – arrange to pick up your deliveries FROM a delivery company facility (FedEx/UPS/USPS), or from a delivery locker (Amazon).

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3351: Philip Taylor explains how the Roth IRA offers powerful tax advantages for retirement savers, especially those who want more flexibility, investment control, and tax-free withdrawals. Unlike traditional accounts, Roth contributions are made with after-tax dollars, meaning you can withdraw both your contributions and earnings tax-free in retirement, making it a smart option for many earners seeking long-term growth and financial security. Read along with the original article(s) here: https://ptmoney.com/what-is-a-roth-ira-and-how-does-it-work/ Quotes to ponder: "A Roth IRA is taxed just the opposite of the Traditional IRA and 401K." "Taxes can really eat into your investment earnings." "A Roth IRA is an excellent tool to help you save more money for your retirement." Episode references: IRS Roth IRA Rules: https://www.irs.gov/retirement-plans/roth-iras Vanguard Roth IRA: https://investor.vanguard.com/ira/roth-ira Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Profits with Pajak, John sits down with Adam Goldwasser of Greener Technologies to talk about how robotic mowing is evolving into a SaaS model that lawn care companies can actually profit from. Adam breaks down how Greener's platform allows operators to deploy, monitor, and monetize robotic mowers across multiple manufacturers, freeing crews to focus on higher-margin work while automation handles the repetitive tasks. If you've been curious about the future of robotics in lawn care, or how to turn automation into real recurring revenue, this conversation is a must-listen. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. Upcoming Events:   Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak   Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout

You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is it actually a smart move? This week we’re unpacking the financial advice one community member received about doing just that, and Victoria breaks down how these loans really work, why the maths can be seductive, and the little thing called a “margin call” that can throw your whole plan into chaos.Then we switch gears into Christmas gifting season, which is currently giving drama. Someone asked for a $300 birthday present. Gift cards are in their controversial era. And half of you are quietly switching to Secret Santa because December is expensive enough already. If you’re feeling gifting guilt creeping in, this chat will help you set boundaries without losing your festive cheer.Thanks to OnePass for sponsoring todays episode! Nab your discounted membership here.Want to learn how to invest (or just get your money sorted)? Our Bundle Sale is live! Up to 30% off our most-loved courses and tools, to help you feel clear, confident, and in control. Check it out here. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.*OnePass T&Cs, exclusions apply. Offer ends 11.59pm AEDT 01 December 2025, $40 per year thereafter unless cancelled, offer not available to current members. Savings calculated on average delivery fees for eligible items or orders below minimum spend thresholds across participating brands Kmart, Target, Officeworks, Priceline and Bunnings Warehouse. 365 day change of mind returns to the participating OnePass retailer purchased from, along with receipt, already offered to all customers at Bunnings Warehouse. You may have additional rights under the Australian Consumer Law. See each participating brands’ website for further details. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Balancing your desire to live fully today with the need to plan for tomorrow can feel overwhelming, but it doesn't have to be. Join us as we discuss strategies to stay motivated while saving for short-term goals and long-term financial security.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3351: Philip Taylor explains how the Roth IRA offers powerful tax advantages for retirement savers, especially those who want more flexibility, investment control, and tax-free withdrawals. Unlike traditional accounts, Roth contributions are made with after-tax dollars, meaning you can withdraw both your contributions and earnings tax-free in retirement, making it a smart option for many earners seeking long-term growth and financial security. Read along with the original article(s) here: https://ptmoney.com/what-is-a-roth-ira-and-how-does-it-work/ Quotes to ponder: "A Roth IRA is taxed just the opposite of the Traditional IRA and 401K." "Taxes can really eat into your investment earnings." "A Roth IRA is an excellent tool to help you save more money for your retirement." Episode references: IRS Roth IRA Rules: https://www.irs.gov/retirement-plans/roth-iras Vanguard Roth IRA: https://investor.vanguard.com/ira/roth-ira Learn more about your ad choices. Visit megaphone.fm/adchoices

Payment rails vs yield-bearing vaults—the stablecoin landscape is undergoing a fundamental shift.In this episode of Stabled Up, we sit down with Sam Kazemian, founder of Frax Finance, to discuss why genius regulation changes everything, how Frax's clearinghouse strategy works for compliant stablecoins, and why Western Union and JPMorgan are making stablecoin moves.We discuss:- The Two Types of Stablecoins Framework- Why Genius Regulation Changes Everything- Frax's Clearinghouse Strategy for Compliant Stables- DeFi Blowups & Lessons Learned- Western Union & JPMorgan's Stablecoin Moves- White Label Issuance Infrastructure- Tokenized RWAs as Stablecoin Collateral00:00 Intro01:04 Sam's FOMO & Conference Circuit02:00 Fraxnet Launch & DeFi Blowups04:14 Recursive Lending vs Rehypothecation07:23 Separating Risk Analysis from Allocation09:24 Genius Act's Broader Impact13:30 The Stablecoin Spectrum Explained14:21 Payment vs Savings Stablecoins17:52 Checking & Savings as Economic Forms19:21 Stablecoins Meet RWAs20:44 10x Yield Efficiency Gains25:01 Tokenized Collateral Architecture25:45 TrueUSD Dubai News Break26:31 Frax's Genius Compliance Bet28:10 White Label Issuance Vision29:43 Target Sectors for Stablecoin Launches31:06 Institutional Inflection Point33:13 The Seats at the Table Metaphor34:01 Frax's Ethlend to Aave Moment37:06 Closing ThoughtsWebsite: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd...Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+TsM1CRpWFgk1NGZhThe Rollup Disclosures: https://therollup.co/the-rollup-discl

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3351: Philip Taylor explains how the Roth IRA offers powerful tax advantages for retirement savers, especially those who want more flexibility, investment control, and tax-free withdrawals. Unlike traditional accounts, Roth contributions are made with after-tax dollars, meaning you can withdraw both your contributions and earnings tax-free in retirement, making it a smart option for many earners seeking long-term growth and financial security. Read along with the original article(s) here: https://ptmoney.com/what-is-a-roth-ira-and-how-does-it-work/ Quotes to ponder: "A Roth IRA is taxed just the opposite of the Traditional IRA and 401K." "Taxes can really eat into your investment earnings." "A Roth IRA is an excellent tool to help you save more money for your retirement." Episode references: IRS Roth IRA Rules: https://www.irs.gov/retirement-plans/roth-iras Vanguard Roth IRA: https://investor.vanguard.com/ira/roth-ira Learn more about your ad choices. Visit megaphone.fm/adchoices

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 11/15/25 – HERO’S Talk Radio Read More » The post 11/15/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Clark looks at how you can save on your streaming services bill. The trick? Use FAST services – Free Ad Supported Television. If you prefer premium services, use the ad-supported tier, you'll still save a lot versus ad-free rates!

In this episode, Travis Chappell sits down with his producer Eric for a candid conversation on money mindset, investing, and why “playing it safe” can sometimes be the riskiest move of all. Together, they unpack what it really means to make your money work for you—and why saving alone won't build long-term wealth. On this episode we talk about: The truth behind Grant Cardone's “cash is trash” mentality When saving money becomes a liability instead of a strength How to balance liquidity with long-term investing Using debt as a tool for leverage rather than a burden Why calculated risk is essential to escaping financial stagnation Top 3 Takeaways Cash has a purpose—but it's not growth. Savings should be a safety net, not a strategy. Good debt accelerates progress. When used intentionally, debt can be the difference between staying stuck and scaling up. Smart risk-taking builds wealth. The biggest financial wins come from understanding and embracing measured risk, not avoiding it. Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump recently raised the idea of a 50-year mortgage. In this episode, Art explains why he's concerned about stretching home loans across half a century. Plus, he answers two listener questions—one about saving for retirement and another about how to get on the same financial page as your spouse.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

This is it...the smoking gun we've all been waiting for. The Epstein files are coming out, and it looks like there is no holding them back now. The more we learn, the clearer it becomes that Donald Trump was far more tied to Jeffrey Epstein than he ever admitted. The truth is finally pouring out, and MAGA world is in full-blown panic mode. The White House is scrambling, the spin machine is overheating, and the excuses are getting thinner by the hour. So what happens next? Is this the moment that finally cracks MAGA? Or will Trump and his loyalists try, once again, to slither out of accountability? Tonight, Don is joined by an all-star panel, Journalist  @TaraPalmeri  , political strategist Mike Nellis, and President & CEO of Democracy Forward Skye Perryman, to break down the documents, the fallout, and what this means for the future of the Trump movement. Buckle up, this is big! This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is sponsored by Cozy Earth. Go to https://cozyearth.com/DON for up to 40% off! This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 10% off your first order! This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Grootes speaks to Duncan Pieterse, Director-General of the National Treasury, and SARS commissioner, Edward Kieswetter about the mid-term budget delivered by Finance Minister Enoch Godongwana. Pieterse discusses the budget’s key priorities, including fiscal consolidation, infrastructure investment, and balancing social spending with economic constraints. In other interviews, Charles de Wet, Executive in the Tax practice at ENS, chats about the tax implications of the mid-term budget. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Tyler Chisholm talks with Brian McLennan, CEO and co-founder of Link—a Calgary-based fintech platform revolutionizing how workplace savings plans are built and delivered across Canada. Rather than compete with financial institutions, Link enables them. The company provides a white-label infrastructure for banks, credit unions, and employers to deliver modern, digital-first retirement savings plans like RRSPs, TFSAs, and pensions. Brian shares how Link is helping close the access gap for the more than 50% of working Canadians who currently have no workplace savings plan—and why that's not just a market opportunity, but a national challenge. They discuss the shift from legacy administration models to flexible, advisor-friendly platforms; the ROI of employer matching; and how even the smallest businesses can now offer big-company benefits. Brian also unpacks Link's early pivots, the power of partnerships, and why solving the infrastructure problem is the key to lasting impact.In this episode:What Link is and how it works behind the scenesWhy financial infrastructure is often the invisible unlockThe benefits of employer matching and behavioral nudgesDigital advice, fund selection, and user experienceRetirement savings access across Canada's workforceHow Link balances tech scale with advisory partnershipsCalgary's emerging role in Canada's fintech ecosystemThe global future of workplace financial benefitsTop 3 Wisdom Bombs“Ultimately what we're trying to accomplish is afford employees the ability to have a *dignified retirement*—to retire on their own terms.” - Brian McClennon“Energy stocks can make 25-year-old millionaires—or cut portfolios in half. Diversify.” - Brian McClennon“Australia's superannuation system shows what happens when saving is mandated—assets in the trillions, people ready for retirement.” - Brian McClennonThis episode is brought to you by clearmotive marketing. When it comes to marketing that truly matters to your business, clearmotive is your go-to partner. With a proven track record of more than 15 years, they understand what makes your business tick. Learn more at https://www.clearmotive.ca and discover how clearmotive can help your marketing thrive.We're on social media! Follow us for episodes you might have missed and key insights on Western Canada directly on your feeds.Instagram: https://www.instagram.com/collisionsyycLinkedIn: https://www.linkedin.com/company/collisions-yycYouTube: https://www.youtube.com/@collisionsyycWebsite: https://www.collisionsyyc.comThank you for tuning into Collisions YYC!Remember to subscribe and follow us on Spotify and Apple Podcasts so you never miss an episode.If you loved the episode, please leave us a 5-star review and share the show with your friends! These things really help us reach more potential fans and share everything that's amazing about Western Canada.We sincerely appreciate your support of our local podcast.Host links:Tyler's website: https://www.tylerchisholm.comTyler's LinkedIn: https://www.linkedin.com/in/tylerchisholmGuest links:Brian McClennon's LinkedIn: https://www.linkedin.com/in/brianmcclennonLink Investment Management's Website: https://www.link-plans.comLink Investment Management's LinkedIn: https://www.linkedin.com/company/link-investment-managementCollisions YYC is a Tyler Chisholm original production // Brought to you by clearmotive marketing

Clark has a warning about Senior Assisted Living Facility billing. If you have an aging relative in such a facility, bill collectors may try and convince you that YOU are responsible for their bills. Don't fall for it!

Wall Street just took over your retirement, Private equity firms now control insurers, annuities, even 401(k)s and they're using your money to gamble on risky loans. Don't wait for the crash, protect your future now.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

Is Donald Trump okay? From his rambling, nonsensical answers in that Laura Ingraham interview, to forgetting the words to “God Bless America,” the signs of cognitive decline are hard to ignore. Then, we'll be joined by The Atlantic's Tom Nichols to break down the other headache of the week, the eight Senate Democrats who voted with Republicans to reopen the government without securing a deal on healthcare subsidies. Was this a strategic move…or just another cave? Don and Tom dig into what this means for the Democratic Party, the base, and the road ahead. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Cozy Earth. Go to https://cozyearth.com/DON for up to 40% off! This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 10% off your first order! This episode is sponsored by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode, Tyler and Jimmy talk about all of the latest events that have happened recently in the pickleball world! They cover all of the upsets, drama and everything else you need to know.  They end with a Q+A from the fans. Let us know what we should cover on the pod in future episodes, thanks for following along!—————————Website: https://www.tylerloong.com/ Use Code "KOTC1125” for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   --0:00 Introduction 2:59 The Picklr 6:12 Discount at PPA Tournaments 7:47 Cameo 8:01 Flick Weight 18:11 MLP Cup 27:00 C&D Pickleball Nets 28:22 PPA Juniors and the parents… 35:18 PPA Worlds Recap 58:00 Vulcan 59:46 PPA Worlds Recap Continued 1:02:41 Mini Pods 1:05:41 PPA Worlds Recap Continued 1:14:05 Q+A

Clark has a warning about Veteran's Day SCAMS. If you get a notice that says you were overpaid and need to send a refund – don't pay it. Check with the VA!

Today in Lighting is sponsored by Lightovation, 1 million square feet of lighting solutions at Dallas Market Center. Learn more. Highlights include: Lighting the Path to Savings, Revisited Call for Presentations Open for IALD Enlighten Conferences 2026 WAC GROUP Webinar Series: The Science Behind Lighting's Impact on Health & Wellness

Clark has a holiday shopping tip. This year, batteries are probably NOT included. But you can save a bundle on batteries if you know where to shop.

The Fat One closes out the week with lots of nattering about a new contest, some “Ask Big Fatty” questions and a gas report. Don»t forget “Ruination: The Early Years” tomorrow. Happy Bittersweet Chocolate with Almonds Day.

Under Trump's so-called “America First” economy, grocery prices are through the roof, jobs are disappearing, and working Americans are struggling to stay afloat. The workforce is crumbling, and the few jobs that are out there often don't pay enough to survive. So what are people supposed to do? How did we get here, and how do we fix it? This morning, Don is joined by author and 1Huddle Founder & CEO Sam Caucci to break down the truth behind Trump's broken economy, the collapse of opportunity for working people, and the real solutions needed to rebuild. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is sponsored by Fatty15. Get an additional 15% off their 90-day subscription Starter Kit by going to https://fatty15.com/LEMON and using code LEMON at checkout. This episode is brought to you by BetterHelp. Give online therapy a try at https://betterhelp.com/donlemon and get on your way to being your best self. This episode is brought to you by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a Thursday (November 6, 2025) live recording with Casey Stubbs @CaseyStubbsprofile talking about Investing, options, business and savings.Casey Stubbs is the founder of Freedom Income Options, where he helps everyday professionals replace their paychecks with consistent income from options trading. With over 30 years of market experience, Casey teaches a proven system that generates steady 1% weekly returns—without day trading stress or high-risk speculation. His mission is simple: help 100,000 people replace their income and reclaim their freedom.Takeaways: Understanding the basics of finance is crucial; without it, you can't achieve greatness. Living on less than you earn is the key to financial stability and growth. Investing in the S&P 500 is a smart and straightforward way to grow wealth over time. Financial discipline is vital; managing even a little money well prepares you for larger sums later. Book Giveaways: The Complete Trading System by Casey Stubbs - https://amzn.to/3WIOhIY Ready, Fire, Aim by Michael Masterson - https://amzn.to/4oVmEbD More about Casey Stubbs: LinkedIn: https://www.linkedin.com/in/caseystubbs/ Youtube: https://www.youtube.com/@FreedomIncomeOptions X: https://x.com/caseystubbsCheck out more episodes at https://aboutthatwallet.comPodmatch: https://www.joinpodmatch.com/wallet Improve your credit with Smart Credit: https://www.smartcredit.com/ATW Disclaimer:The information provided in this podcast is for educational purposes only and should not be considered financial advice. Please consult with a financial advisor before making any investment decisions.Thank you for tuning in! Don't forget to sign up for the About That Wallet newsletter at https://aboutthatwallet.com for more insights and updates.Want to a new system to assist you with your podcast? Check out Headliner: Headliner: https://make.headliner.app/referral/aboutthatwallet_oFVgUG

Ready to level up your money game? This episode of The Power of the Ask podcast—brought to you by Marshalls—features CEO and financial mastermind behind the Your Rich BFF brand, Vivian Tu. Vivian takes us behind the scenes of her journey from Wall Street trader to one of today's most trusted voices in personal finance. She shares how and why she built her viral, community-centered brand, what she's learned about empowering women through money, and why financial literacy doesn't have to feel overwhelming — in fact, it can feel like chatting with your bestie. Just in time for the holiday season, Vivian also shares how to set clear, achievable financial goals, beginner-friendly budgeting tips, and her signature luxe-for-less shopping hacks (hint: she's a proud Marshalls girl). If you love a good deal, smart money moves, and a little bestie-to-bestie real talk, this episode is for you. Important Links:Savvy Ladies (https://www.savvyladies.org/)Precious Williams' LinkedIn (https://www.linkedin.com/in/precious-l-williams/)Lisa Zeiderman's LinkedIn (https://www.linkedin.com/in/lisazeiderman/)Vivian Tu's LinkedIn (https://www.linkedin.com/in/viviantu-yourrichbff/)Important Links for Vivian:Your Rich BFF (https://www.yourrichbff.com/)About Vivian Tu:Vivian Tu is on a mission to make the financial world less intimidating—and way more accessible—for everyone.  A former Wall Street trader turned content creator, Vivian's titles include financial expert, speaker, entrepreneur, and the voice behind the wildly popular brand, Your Rich BFF. In just three short years, she's grown a massive community—over 8 million followers across platforms—by breaking down everything from credit scores to investing in an approachable manner and speaking to her fanbase like her peer– or as she likes to call them–her besties. You may have seen her featured on Forbes' 30 Under 30 and Top Creators lists, or listened to her hit podcast, Networth and Chill. It's one of the first of its kind, blending expert insights and real talk about money—and it shot straight to the top of the business charts. Vivian's unique ability to make finance feel friendly and fun has made her one of the most in-demand voices in the space. She's partnered with Marshalls to to show us how we can all boost our financial literacy as a way of getting “the good stuff” in life, however we may individually define it.. And because getting “the good stuff” is a team effort, Marshalls partners with organizations like our own. With Marshalls' support, Savvy Ladies helps equip women across the country take control of their finances with real tools that make financial empowerment possible. As a long-term partner of Marshalls, Vivian has brought her inspiring, bite-sized lessons to women across the country through The Marshalls Good Stuff Social Club and The Marshalls Good Stuff Accelerator Program. And if that's not enough, she's also a New York Times bestselling author—her debut book, RICH AF released in 2023 with rave reviews, and another on the way, hitting shelves in 2026. 

Your Pag-IBIG MP2 savings might look like the perfect, “safe” way to grow your money—but relying on it alone could leave huge gaps in your financial future. In this video, we'll break down why MP2 isn't a complete retirement plan, the risks you might be missing, and how to build a smarter strategy that balances stability with real growth.

Democrats swept elections across the country, from New York City to New Jersey to Virginia to California, a resounding rejection of Trump, MAGA, and their politics of chaos. And let's just say… Donald Trump is not taking it well. Tonight, Don is joined by an all-star panel of friends of the show, Jennifer Welch, Reecie Colbert, Clay Cane, and Jolly, to break down the results, the message voters sent, and what this means for the road ahead. It's celebration meets analysis, and yes, a little well-earned gloating.

From the williams Broadcasting Studio join Jeff and John for this weeks "Boston Bruins diehards".

Martin Lewis gives you his savings interest Masterclass, helping you maximise every penny. He covers cash ISAs, fixed savings, regular savers, putting money away for a home, how savings tax works, how safe savings are, and more! If you have a question for Martin, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcast@bbc.co.uk and you could be on the show!

Halloween Recap, Extra BBay Savings While Janet is AwaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We've got practical advice on how much to save for unexpected life events, where to keep the money, and why it matters far beyond simple budgeting. Today's Stocks & Topics: Ulta Beauty, Inc. (ULTA), Market Wrap, DICK'S Sporting Goods, Inc. (DKS), SSR Mining Inc. (SSRM), Emergency Savings: More Than Just a Cushion, Relative Strength, Lumen Technologies, Inc. (LUMN), Best Market Performance, Bitcoin, PureCycle Technologies, Inc. (PCT), Sentiment.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Election Day is here, and it's going to be one for the books. From key races across the country to that pivotal NYC mayoral showdown, the stakes couldn't be higher. Are we about to witness a blue wave, or will MAGA hold the line? Polls are favoring Democrats, but we all know how unpredictable this can get. Join Don and our panel as we break down the latest data, the moods at the polls, and the big questions: Will voters show up? What could flip? And how will the results reshape what comes next? It's democracy in action, chaotic, crucial, and not to be missed.

You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the savings most of us would use for a house deposit and built One Mile, the self-funded fashion label that’s become everyone’s quiet-luxury obsession (and yes, even Kendall Jenner’s worn it). In this episode, Victoria finds out how Sammy went from filming in her bedroom to running two Sydney boutiques and a multi-million-dollar label she still owns outright. They dive into how she built operations before the hype, the viral moment that changed everything, and the very unglamorous money lessons behind building a sustainable brand that actually makes money.In this episode:

NBC News Chief Consumer Investigative Correspondent Vicky Nguyen discusses ways to find free food, have fall fun, and save money in the upcoming holidays. Also, TODAY Lifestyle and Commerce Contributor Jill Martin is back in Studio 1A to spotlight the face behind a skincare brand that was founded in 2020 and is now a multi-million-dollar company. Plus, Emmy-nominated actor John Slattery stops by to discuss his upcoming film 'Nuremberg' which is inspired by the WWII courtroom trial of high-ranking officers prosecuted for their crimes. And, the creator of 'Everybody Loves Raymond' Phil Rosenthal shares his new cookbook 'Phil's Favorites' inspired by friends, family, and chefs from around the world.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Good morning Lemon Nation! Today, we're taking a look at Donald Trump's latest 60 Minutes interview with Norah O'Donnell which went exactly how you'd expect. Trump made outlandish claims, and CBS failed to check him on it. As always, Trump's media meltdown was a masterclass in chaos. Then, we'll dive into Trump's latest show of excess, the lavish Gatsby-style Halloween party he attended while millions of Americans are struggling to afford food and pay bills amid the ongoing government shutdown. Because nothing says “man of the people” like champagne fountains during a crisis. This morning, Don breaks down the interview, the hypocrisy, and the spectacle, because Trump might be living in a fantasy, but the rest of America is living in a nightmare. This episode is sponsored by ZBiotics. Go to https://zbiotics.com/LEMON and use LEMON at checkout for 15% off first time orders. This episode is brought to you by BetterHelp. Give online therapy a try at https://betterhelp.com/donlemon and get on your way to being your best self. This episode is sponsored by Fatty15. Get an additional 15% off their 90-day subscription Starter Kit by going to https://fatty15.com/LEMON and using code LEMON at checkout. This episode is brought to you by Lean. If you want to lose meaningful weight at a healthy pace and keep it off... Add LEAN to your diet and exercise lifestyle. Get 20% OFF WHEN YOU ENTER LEMON at https://TAKELEAN.com For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded live from Pod-Row™ at Equip Expo 2025, John sits down with Don Gao to dive into the real-world financial impact of the Kress Voyager, the fully autonomous, all-electric ZTR that's redefining profitability in the green industry. They break down how eliminating fuel costs, labor expenses, and downtime can lead to serious savings and higher margins for lawn care operators ready to embrace the future. If you've been skeptical about electric or autonomous equipment, this episode will show you how the Kress Voyager isn't just innovative, it's a smart business decision that can put real dollars back in your pocket. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. Upcoming Events:   Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak   Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout

If you want to increase your savings, don't start with your budget—start with your lifestyle.Your lifestyle isn't about how much you spend.It's about what you prioritize.It's the visible result of invisible decisions—what you say yes to, what you say no to, and what you're building quietly behind the scenes. https://www.youtube.com/live/wZIJnteQW-g Too many people let lifestyle be the engine of their money—chasing comfort, appearances, or upgrades without ever asking: Does this reflect the values I want to pass on?Does this build up my family or just maintain an image? You don't need a bigger house or fancier car.You need a bigger vision.You need a coordinated plan that reflects your values in how you live today—and what you leave behind tomorrow. The quiet thief of financial progress: lifestyle creep. We don't see it coming. It's the subtle shift that happens every time our income rises. We eat out a little more, upgrade our phone, take an extra trip, and before we know it, our expenses grow in lockstep with our income. We think we've moved forward—but our savings tell a different story. And that's why Bruce and I recorded an entire podcast about this topic: how to increase your savings without reducing your lifestyle. Because true wealth isn't about deprivation—it's about design. Why You Can't Save Your Way to Wealth—Without a PlanWhat Is Lifestyle Creep—And Why Is It So Dangerous?Why We Overspend—And How the Mind Tricks UsThe Savings Crisis—And What It Means for YouThe Secret Weapon—Your Wealth Coordination AccountHow to Increase Your Savings Without Reducing Your LifestyleThe Compounding Effect of Intentional SavingWhy Simplicity Beats ComplexityMargin Is the Measure of StewardshipBook A Strategy CallFAQWhat is lifestyle creep?How can I increase my savings without reducing my lifestyle?What is a Wealth Coordination Account?Why is lifestyle creep harmful?What savings rate should I aim for? Why You Can't Save Your Way to Wealth—Without a Plan Most people try to willpower their way to saving more money. They cut lattes, cancel subscriptions, and create color-coded budgets that last about two weeks. But here's the truth: you can't build lasting wealth on discipline alone. You need a system—one that helps you automatically grow your savings while maintaining the lifestyle you love. In this article, Bruce and I will show you: What lifestyle creep really is and why it sabotages your wealth How Parkinson's Law explains your struggle to save The practical tool we use with clients called a Wealth Coordination Account How to rewire your habits to save more—without cutting joy out of your life When you finish this article, you'll see that increasing your savings doesn't mean living smaller. It means living smarter. What Is Lifestyle Creep—And Why Is It So Dangerous? We live in a consumption-driven world. Everywhere we look, there's an ad convincing us we need something new. Apple doesn't ask what we want—they tell us what we didn't know we needed. The next iPhone, the next upgrade, the next experience. That's lifestyle creep. It's the pattern of spending more simply because we earn more. Bruce calls it “the hidden drain on your future.” Because when every new dollar gets consumed by an upgraded lifestyle, none of it turns into wealth. And here's the sneaky part: it doesn't feel reckless. It feels normal. Everyone around us does the same thing. We raise our standard of living instead of our standard of saving—and we end up with more stuff but no margin. Lifestyle creep makes you rich on the outside but broke on the inside. Why We Overspend—And How the Mind Tricks Us Our culture makes spending effortless. Credit cards, one-click shopping, social media retargeting—these are all designed to bypass logic and hit emotion. As I said on the show, “It's the sea we swim in.” Most people don't realize how much marketing is shaping their sense of ...

Talk to Dave at HHMLending.comGet the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Co-hosts Mark Thompson and Steve Little discuss how new AI browsers are changing how genealogists research. They compare OpenAI's Atlas, Microsoft Edge, Google's Gemini, and Perplexity's Comet, explaining which features help family historians most.The hosts share lessons from the early AOL era that can be applied to the AI era. They also explore Anthropic's new Haiku 4.5, a very fast model that works great for simple tasks like transcription and summarization.Don't miss this week's Tip of the Week, where Steve shows how AI can help you write better AI prompts. He uses an example for extracting information from draft cards to show how useful this approach can be.In RapidFire, they cover new AI features in spreadsheets, major improvements in transcribing old handwriting, and how Microsoft Copilot's new agent store tries to help you with common tasks.Timestamps:In the News:01:20 Browser Wars Heat Up: OpenAI Atlas, Edge, and Gemini Compete16:50 What AI Can Learn from AOL: Avoiding Walled Garden Mistakes29:10 Anthropic's Haiku 4.5: When Smaller Models Beat Bigger OnesTip of the Week:39:50 Using AI to Write Better Prompts for Historical DocumentsRapidFire:47:19 AI Makes Spreadsheets Easier: Google Sheets vs Excel54:35 Reading Old Handwriting Gets Better: DeepSeek and Google Updates01:05:15 Microsoft Copilot Adds Writing and Prompt CoachesResource Links:Genealogy and AI Facebook to hit 20k users! https://www.facebook.com/groups/genealogyandaiAn In-Depth Look at OpenAI's AI Browserhttps://intuitionlabs.ai/articles/chatgpt-atlas-openai-browserDeepSeek AI created DeepSeek-OCR https://www.infoq.com/news/2025/10/deepseek-ocr/Nearly perfect on handwriting recognition https://generativehistory.substack.com/p/has-google-quietly-solved-two-ofGlobal AI Browser Market Sizehttps://market.us/report/ai-browser-market/Benchmarking Claude Haiku 4.5 and Sonnet 4.5 on 400 Real PRshttps://www.qodo.ai/blog/thinking-vs-thinking-benchmarking-claude-haiku-4-5-and-sonnet-4-5-on-400-real-prs/Anthropic's Claude Haiku 4.5 Brings Enterprise-Grade Speed and Savings to Customer-Facing AIhttps://www.cxtoday.com/contact-center/anthropics-claude-haiku-4-5-brings-enterprise-grade-speed-and-savings-to-customer-facing-ai/Top 10 AI Spreadsheet Toolshttps://www.knack.com/blog/top-ai-spreadsheet-tools/Prompt Coach: Prebuilt agent for Microsoft 365 Copilot Chathttps://rishonapowerplatform.com/2025/03/11/prompt-coach-prebuilt-agent-for-microsoft-365-copilot-chat/Tags:Artificial Intelligence, Genealogy, AI Browsers, OpenAI Atlas, Google Gemini, Microsoft Edge, Perplexity Comet, Anthropic Haiku, Meta-Prompting, Spreadsheet AI, OCR Technology, Handwritten Text, DeepSeek, Microsoft Copilot, AI Agents, Document Extraction, Family History, Browser Wars, AI Models

Don sits down with Cobi Blumenfeld-Gantz, Co-Founder and CEO of Chapter, a company dedicated to helping Americans make sense of one of the country's most complicated systems...Medicare. They discuss how Chapter's innovative platform is simplifying the process, empowering people to find the coverage that's right for them, and making healthcare decisions less confusing and more transparent. For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices