Podcasts about savings

The future of energy is changing fast — and Schneider Electric is leading the way.In this episode of Supply Chain Now, Scott Luton reflects on the recent Schneider Electric Innovation Summit North America 2025 in Las Vegas, where 2,500+ leaders gathered to tackle skyrocketing energy demand, AI-driven power consumption, and the urgent need to modernize our grid.Listen in as Scott shares his top takeaways — the why, the what, and the so what — including:How AI is driving massive new energy needsSchneider Electric's breakthroughs in electrification, automation & digital intelligenceWhy energy efficiency is quickly becoming much more than a competitive advantageDiscover why Schneider Electric is the trusted energy technology partner shaping the future.Additional Links & Resources:Leran more about Schneider Electric: https://www.se.com/us/en/Connect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkWEBINAR- Inside the Cargo Theft Surge: Insights & Predictions for 2026: https://bit.ly/4oVAsmsWEBINAR- Inside Outdoor Cap's Warehouse: How Voice Picking Elevated Daily Operations: https://bit.ly/49m4D1zWEBINAR- Supply Chain Strength: Strategies that Deliver in any Economy: https://bit.ly/4hqTnTHWEBINAR- Owens Corning's Roadmap to Fuel Cost Visibility and Savings: https://bit.ly/4pfn5hgThis episode was hosted by Scott Luton and produced by Trisha Cordes, Joshua Miranda, and Amanda Luton. For additional information, please visit our dedicated show page at: https://supplychainnow.com/unlocking-future-energy-technology-schneider-electric-1515

How the Unified Behavior Model Was Unearthed—and Why This Is Your Last Chance to Join the Founders CohortThe 8-Day intensive kicks off 12/11/25 on Maven.com.It's designed to rapidly accelerate your understanding of UBM—and explode your effectiveness.✅ 110% Money-Back Guarantee

Everyone is familiar with the "savers and spenders" dichotomy: some people identify as savers and others spenders, the implication being that spenders are irresponsible with money and savers are wise and frugal. As Jesse has argued, it's a false dichotomy. In fact, YNAB's overarching goal is to help everyone become a "spender" -- a wise spender whose spending is in alignment with their priorities. A good spender knows exactly what he or she is spending for; she gives every dollar a job.   When you look at money through this lens, everything is spending, including savings. Savings is just future spending, by you or someone else that you leave your money to. Good savers are good spenders, ultimately.   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

This episode brings together Vinney Chopra and Gualter Amarelo for a grounded and motivating conversation about the true engine of wealth: consistency. From family moments to daily routines, Vinney shares openly about the small, steady habits—like walking every day, learning constantly, and teaching what he knows—that shaped his entire career. Before he wrote books, bought hotels, or raised millions, he simply showed up consistently.   Throughout the discussion, they unpack why consistency outperforms raw talent or inspiration every time. Using real examples from business, investing, and personal growth, they make the message clear: if you're scattered, you can't compound.

Send us a textIn this episode, Tyler and Jimmy talk about the latest news released into the pickleball world. They discuss the announcements, the tournaments upcoming and what is left in 2025. They end with a Q+A from the fans. Let us know what we should cover on the pod in future episodes, thanks for following along!—————————Website: https://www.tylerloong.com/ Use Code "KOTC1225” for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   --0:00 Introduction 2:53 The Picklr 3:45 PPA Discount Codes 4:08 Cameo Discount 4:45 Flick Weight 7:06 Favorite Things Episode 7:55 PPA Latest News: Announcements, Asia Tournaments etc. 8:30 PPA Asia up and coming 18:55 Anna Bright Newsletter / Players 35:00 Thanksgiving and Holiday season 36:45 C&D Pickleball Nets 37:53 Vulcan 41:55 Q+A

Great brands don't just promise value; they prove it where it matters most. In healthcare, that moment happens at the pharmacy counter, where millions of Americans face a confusing and often emotional question: What is this medication going to cost me today? Episode 47 explores how GoodRx is transforming that moment from anxiety into confidence. The company has built a brand on trust, clarity and humanity, showing that when people feel in control of their healthcare decisions, loyalty follows. It's a powerful case study in how simplifying real-world complexity can unlock massive brand value. In this episode, Joe Kayata and guest host Mary Sadlier sit down with David Graziano, Head of Retail Network for GoodRx, to examine how a company that does not manufacture drugs, own pharmacies or operate insurance plans became one of the most recognized healthcare brands in America. With more than a decade of healthcare marketing experience, including seven years at CVS Health, David reveals how GoodRx builds partnerships, removes friction and keeps consumers at the center of every decision. GoodRx was created to fix a critical moment: when a patient discovers the cost of their medication only after they have reached the counter. David breaks down how the platform works behind the scenes with retailers and pharmacy benefit managers to deliver transparency and meaningful savings. The result is a rare healthcare trifecta: lower costs for consumers, increased foot traffic for pharmacies and a more informed, confident experience for everyone involved. From demystifying drug pricing to strengthening consumer trust, Episode 47 shows how GoodRx has rewritten the script on value. And it offers every marketer a reminder: when you solve a real human problem and do it consistently, you don't just earn customers; you earn believers. Have an idea for a guest? Reach out at brandslam@addventures.com.

After nearly a year of exploring procurement's incentive paradox from every angle, Philip Ideson, Rich Ham, and Kelly Barner reconvene to connect the dots between three of the series' most thought-provoking guests: Jason Brown, David Loseby, and Omid Ghamami. Each offered a distinct lens on the same fundamental question: What does performance really mean in procurement today? Jason Brown framed incentives as an operating system: a structure that shapes behavior and defines what purpose looks like in practice. David Loseby reminded us that real change starts with understanding people, not just systems. And Omid Ghamami challenged procurement to stop claiming victory at contract signature and start measuring success by real-world outcomes actually achieved. As the co-hosts unpack these different takes on procurement performance, they uncover a unifying truth: procurement's metrics may have been right for their time, but the time has changed. Savings-driven scorecards and transactional incentives no longer fit a function expected to deliver innovation, resilience, and strategic value. The discussion also looks ahead to what comes next as the co-hosts think about how AI reshapes the function, causing headcounts to shrink and expectations to rise. Can procurement redefine its purpose before automation defines it for them? The answer, they argue, lies in alignment: between incentives and impact, between humans and technology, and between what we buy and what we're genuinely trying to achieve. Links: Rich Ham on LinkedInLearn more at FineTuneUs.com

As the year winds down, charitable giving becomes more than a goodwill gesture—it can be a powerful tax-saving strategy for shop owners. CPA and automotive financial advisor Nick Papakyrikos returns to Ratchet+Wrench Radio to explain how to make donations the smart way, from gifting appreciated stock to using donor-advised funds, navigating upcoming 2026 rule changes, and choosing the right timing based on your shop's financial performance. If you want your generosity to work harder for both your business and your community, you won't want to miss this discussion.

Plus: Costco is suing the Trump administration in an effort to make sure it can get a full refund of tariffs it's already paid if the Supreme Court rules against the tariffs. And former Honduran President Juan Orlando Hernández leaves U.S. prison after getting a pardon from President Trump. Anthony Bansie hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Get your holiday wish list for less with these savvy tips for saving money on gift shopping.  To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier! 

Ed Butler explores Invest America, a new US government initiative aimed at boosting long-term investment among younger citizens. The plan gives every newborn Americans $1,000 to invest in stocks and shares for their future, and is part of President Trump's controversial 'Big, beautiful' spending bill. We'll also look at concerns over why India is requiring telecom companies to pre-install a government tracking app on all new mobile phones. And we revisit a 90s classic — the Tamagotchi is back on top as Japan's most sought-after children's gift this Christmas, nearly thirty years after it first became a sensation.(Picture: Stock selection of US Dollar notes. Credit: Chris Radburn/PA Wire.)

The newly renovated Troy Savings Bank Music Hall will welcome two-time Grammy Award-winning Albany Symphony for dazzling holiday performances on December 13 and 14.Audiences will enjoy Haydn's most famous work, the “Surprise” Symphony; Mozart's greatest concerto, his Piano Concerto No. 20 in d minor, Bach's joyful, virtuosic Brandenburg Concerto No. 5, and the thrilling world premiere of a work by an extraordinarily brilliant 14-year-old composer, Isaac Thomas. On December 7th, families can revel in the sparkle of Magic of the Season, the Capital Region's most beloved holiday spectacular, returning with its heartwarming blend of music, community, and festive delight. Maestro David Alan Miller is here with all the details.

Bruce Sellery is a business journalist, TV host, author and speaker. He joined Andrew Carter to discuss using your house for retirement.

Send us a textIn this episode, Tyler and Jimmy meet with Austin, an athlete who started out in ping pong and made the transition to pro pickleball in 2019!  We touch on many topics including the time he took down the GOAT, Ben Johns and his future goals and aspirations and more —————————Website: https://www.tylerloong.com/ Use Code "KOTC1125” for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   Youtube: Austin Gridley Pickleball --0:00 Intro 1:29 Austin's Pickleball Journey 5:08 The time he beat Ben Johns! 8:55 Future Goals 12:40 Austin Gridley Story Legends.. 22:33 Which paddle are you choosing?23:03 Upcoming events

In this episode, we walk through our latest shopping‑center acquisition in Midwest City, preview upcoming CRE deals in Palm Beach and Houston, then dive deep into why cash is “trash” in inflationary times — and how real estate and equities are the only real hedge for long‑term wealth. Time Stamps: 0:00 - INTRODUCTION 1:13 – Latest Deal Update: Midwest City Shopping Center 3:55 - Preview: Palm Beach and Houston CRE Opportunities 8:05 - Inflation Reality Check: Why Cash Loses Value 9:14 - Retirement Goals vs. Inflation: The Wealth Trap 15:26 - Asset Appreciation Over Consumer Goods: Real Estate & Equities vs. Liabilities 19:00 - Side Hustles, Saving Behaviors & Building Long-Term Wealth 20:35 - Closing Thoughts & Holiday Greeting Visit thecriterionfund.com for more information on how to get into the commercial real estate game. CommercialRealEstate #RealEstateInvesting #PassiveIncome #InflationHedge #ShoppingCenterInvestment #GenerationalWealth #CREpodcast #MidwestCityOK

My Thanksgiving, my birthday, my collegian visit, and my gifts. Transcript

Clark shares some health tips to keep you active during the holiday season, to save you from that New Year's Resolution you won't keep anyway.

The European Commission's publication of their recommendation on “Increasing the Availability of Savings and Investment Accounts with Simplified and Advantageous Tax Treatment” on September 30th marks an important milestone on the EU Savings and Investment Union journey. As a leading European funds and asset management centre, Ireland has a key role to play in this significant development in the European asset management industry – but a roadmap will be necessary if the potential of this initiative is to be realised. This event discusses the practical steps – and challenges – in establishing Savings and Investment Accounts across the 27 member states of the EU and the important role of the Irish funds and asset management industry in this step-change in EU savings and investment culture. This event features a keynote address from John Berrigan, Director General of DG FISMA. The event also includes a panel discussion including John Berrigan as well as: Seán Páircéir, Partner and Global Head of Investor Services at Brown Brothers Harriman Jonathan Cleborne, Head of Europe at Vanguard Susan O'Reilly, Head of Funds, Markets and Securities, Financial Services Division - Department of Finance. Dr Orlaigh Quinn, (Moderator), Former Secretary General of the Department of Enterprise Trade and Employmen

Send us a textPrices keep climbing, but the best travel bargains are hiding in plain sight. We walk through the smartest ways to cut travel costs using military portals, deal alerts, credit card strategies, and overlooked memberships that unlock private rates and perks. The goal is simple: stack savings on flights, hotels, cruises, and resorts without sacrificing quality.Please subscribe and leave a review on I-Tunes. Feel free to drop me an email I would love to hear from you editor@thetravellingfool.com You can sign up for my email list Past Podcasts Follow me on social media FaceBook Twitter now X LinkedInInstagram

Clark looks at how new battery technology allows you to save on your power bill, and shares a power management strategy for your home.

Oh boy, it's that magical time of year when we all pretend we're super into shopping and saving money! Join me and Johnny as we dive headfirst into the chaos of Black Friday sales, where we sift through the endless deals and try to find the gems that won't end up collecting dust in your garage. Seriously, we've done the legwork so you don't have to, and we're spilling the tea on our top ten favorite finds from Amazon. Whether you're looking for a smart dimmer switch to impress your parents or a jump starter to save your car from the graveyard, we've got you covered. So grab a snack (or five) and tune in, because we're about to make your holiday shopping a whole lot easier—unless you're still considering that vacuum cleaner for your significant other. Spoiler: don't do it!Takeaways: Black Friday sales are the ultimate excuse to justify our impulse buying habits, especially for tools and home gadgets. Eric and John discovered some killer deals on Amazon, proving that procrastination pays off during holiday sales. We learned that buying gifts for family can be a minefield, especially if it involves appliances or tools – no one wants to end up in the doghouse for that! The guys shared their top Black Friday finds, including smart dimmers and jump starters that are perfect for holiday gifting, or just for self-indulgence. Eric's amusing anecdotes about messing with his kids using smart home devices left us in stitches, highlighting the absurdity of parenting. Gift cards might be the safest bet for holiday gifting, but don't be surprised if your family still expects the usual socks and gadgets! Links referenced in this episode:aroundthehouseonline.comaroundthehouseonline.comLinks to the products: 1. https://amzn.to/3LZ0bfF Lutron Diva Smart Dimmer Switch Kit for Caseta Lighting w/ Hub, Pico Remote & Pedestal, Smart Dimmer 2. https://amzn.to/4oeatG4 CRAFTSMAN V20 Cordless Drill/Driver Kit, 1/2 inch, Battery and Charger Included3. https://amzn.to/4ofKnTg CRAFTSMAN Oscillating Tool, 3-Amp, Includes Universal Tool-free Accessory System, Blades, Sandpaper and Tool Bag, Corded 4. https://amzn.to/4a9RngW Bora Portamate Speedhorse Sawhorse Pair– Two Pack, Table Stand with Folding Legs, Metal Top 5. https://amzn.to/4ijv6zh Aqara 2K Indoor Security Camera E1, Pan & Tilt, HomeKit Secure Video Indoor Camera, Two-Way Audio, Night Vision, Person Tracking, Wi-Fi 6, Plug-in CamSupports HomeKit, Alexa and IFTTT 6. https://amzn.to/4okNHwv Aqara 4MP Camera Hub G5 Pro WiFi, True Color Night Vision Security Camera Outdoor, 2.4/5Ghz WiFi, HomeKit Secure Video, Thread Border Router, Local Detection, Thread/Zigbee, Supports Alexa,Google Home7. https://amzn.to/4oVtEpjJackery Solar Generator 1000 v2 with 200W Solar Panel,1070Wh Portable Power Station LiFePO4 Battery,1500W AC/100W USB-C Output, 1Hr Fast Charge for Outdoor,Off-Grid Living,RV,Emergency ...

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 11/29/25 – HERO’S Talk Radio Read More » The post 11/29/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Stephen Grootes speaks with Research Director at Foshizi Research, Kani Rajuili, about how spending habits on Black Friday have changed over the years. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@See omnystudio.com/listener for privacy information.

Artificial Intelligence is the cool new trend in technology and finance, but Clark looks at why you're still well served to get a foundation in STEM and computer science to stay on the cutting edge of this technology – and to know how to do things WITHOUT relying on A.I.

The Troy Savings Bank Music Hall will celebrate its reopening with Lea Salonga's “Stage Screen & Everything in Between” on Tuesday December 2nd at 7:30.Salonga is known for her roles on stage and in film. Her Broadway credits include “Les Misérables,” “Flower Drum Song,” "Allegiance,” the revival of “Once On this Island,” “Here Lies Love,” “Stephen Sondheim's Old Friends,” and, of course, “Miss Saigon” - for which she won a Tony Award in 1991.She performed the singing voice for Princess Jasmine in the Disney film “Aladdin” and the title character in “Mulan.” Her most recent album is a holiday record called “Sounding Joy.”

The Troy Savings Bank Music Hall has embarked on a transformation to preserve its historic charm while evolving into a dynamic, year-round hub for community engagement and creative expression. By reimagining the former banking spaces, they are opening up new opportunities for education, celebrations, and gatherings.Their re-opening celebration concert is on December 2nd with actress and singer, Lea Salonga. To tell us more, we welcome Jon Elbaum, Executive Director of the Troy Savings Bank Music Hall.

Send us a textIn this episode, Tyler and Jimmy meet with the Tech Wizard in the Pickleball World. He was the founder and tech designer of Pickleball Inc where all the websites such as pickleball.com fall under. We talk with him about all new updates coming soon! —————————Website: https://www.tylerloong.com/ Use Code "KOTC1125” for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  IG - @pickleball.comFacebook: / tyler.loong   

Healthcare coverage in America has grown increasingly expensive, placing a heavy burden on families. Medi-Share believes healthcare shouldn't be driven by money or corporatism. Rather than operating as traditional insurance, Medi-Share offers Christians a community of believers who voluntarily share the cost of medical emergencies and other eligible needs. Founded in 1993 under Christian Care Ministry, Medi-Share is a nonprofit sharing ministry rooted in Scripture. Led by chief medical officer Dr. Ian Day, it emphasizes a Christ-centered approach and a strong record of caring for members. It supports critical needs - from emergencies and telehealth to behavioral-health services - inviting believers to “share each other's burdens” and pray for one another.TAKEAWAYSMedi-Share staff members always offer to pray with you on the phone and last year they logged over 450,000 prayers1 Corinthians 6:19 reminds us that our bodies are temples, given by God - therefore, it is critical to take care of our healthThe physical component of life is connected to the spiritual and wellness is an act of worshipSecular healthcare often focuses merely on the physical symptoms, but not on the underlying causes

It's an issue it can be hard to discuss, but the festive season and problem drinking go hand in hand. Helen meets the experts providing rehabilitation here in the UAE and asks, how do you navigate all those parties if you're struggling with an addiction? We also learn how teaching your kids about money NOW can help ensure a financially free future - and we delved into new research about the impact of ultra processed foods too.See omnystudio.com/listener for privacy information.

Send us a textIn this episode, Tyler and Jimmy talk about the  tournament in Lakeland. With not many PPA Tournaments left in 2025 the players are battling it out for those last few medals. They talk about recent drama and pickleball headlines.They end with a Q+A from the fans. Let us know what we should cover on the pod in future episodes, thanks for following along!—————————Website: https://www.tylerloong.com/ Use Code "KOTC1125” for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Website: https://www.tylerloong.com/ pickleballcentral.com/?oid=9&affid=7919954 click here for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotc0:00 Introduction 2:33 The Picklr 4:30 PPA/MLP Discount Codes 5:45 Cameo 5:59 Flick Weight8:39 Thomas Wilson Livestream Event! 12:00 PPA Lakeland 14:41 Nationals16:30 Jilly B “out” call 22:24 Withdrawing from tournaments 26:49 PPA Lakeland 34:20 C&D Pickleball Nets 35:35 PPA Lakeland 1:07:50 Vulcan1:08:53 Q+A

"I love working with people who aren't afraid to own up to their mistakes. Integrity is the most important thing to me." - Cara KirschWhat is the secret to a perfect broker-partner relationship? My guests this week, Cara Kirsch and Libby Henry, join the show to answer that question. They share the story of how a single "virtual lunch" during the pandemic sparked one of the most effective partnerships in the industry.Cara and Libby break down the ingredients of their success: radical transparency, the ability to have difficult conversations without breaking trust, and a shared commitment to integrity. We discuss why the best partnerships aren't just about the lowest spreadsheet number, but about who you can trust when things go wrong.We also dive into the results of this partnership, including how they worked together to turn a client's 74% fully insured renewal into millions in savings. Plus, we explore the reality of balancing high-powered careers with motherhood and why women need to claim their seat at the table.Tune in to learn how to build business relationships that actually last.Chapters:(00:00:00) The Secret to a Perfect Broker-Partner Relationship (00:05:07) The "Virtual Lunch" That Started It All (00:15:20) Why Honesty Trumps Being "Nice" (00:18:04) Building Trust Through Intentionality (00:21:57) Balancing Motherhood & A Career (00:42:22) Turning a 74% Renewal into Savings (00:44:08) Why Strong Partnerships Close More DealsKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

How much of your income should go toward retirement? In this week's episode of The Market Moment, Eli Freeman, Isaac Johnson, and John Martfeld discuss one of the most common (and most confusing) personal finance questions: “What percentage of my income should I be saving for retirement?” The truth? There's no one-size-fits-all answer. Your ideal savings rate depends on age, income, debt, employer match, family situation, long-term goals, and how early you start investing. Today, we break down the key variables that matter most—plus practical strategies you can use today to increase your retirement readiness.  

"I love working with people who aren't afraid to own up to their mistakes. Integrity is the most important thing to me." - Cara KirschWhat is the secret to a perfect broker-partner relationship? My guests this week, Cara Kirsch and Libby Henry, join the show to answer that question. They share the story of how a single "virtual lunch" during the pandemic sparked one of the most effective partnerships in the industry.Cara and Libby break down the ingredients of their success: radical transparency, the ability to have difficult conversations without breaking trust, and a shared commitment to integrity. We discuss why the best partnerships aren't just about the lowest spreadsheet number, but about who you can trust when things go wrong.We also dive into the results of this partnership, including how they worked together to turn a client's 74% fully insured renewal into millions in savings. Plus, we explore the reality of balancing high-powered careers with motherhood and why women need to claim their seat at the table.Tune in to learn how to build business relationships that actually last.Chapters:(00:00:00) The Secret to a Perfect Broker-Partner Relationship (00:05:07) The "Virtual Lunch" That Started It All (00:15:20) Why Honesty Trumps Being "Nice" (00:18:04) Building Trust Through Intentionality (00:21:57) Balancing Motherhood & A Career (00:42:22) Turning a 74% Renewal into Savings (00:44:08) Why Strong Partnerships Close More DealsKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

This week we're covering employee emergency savings accounts and how these accounts operate.

Brief: Two paths, one principle: treat homebuying as a long-term financial strategy, not a short-term hurdle.Synopsis: This holiday episode is less about quick fixes and more about reframing your mindset. David Sidoni uses the season of spending and reflection to challenge renters to think long-term. Whether you're considering formal assistance, planning to save aggressively, or exploring the option of family help, this episode presents the big picture. Sidoni explains how budgeting now — even during the holidays — can align you with a strategy to turn your lease into a mortgage. He explores how mindset, planning, and consistency are more powerful than credit score hacks or waiting for perfect market timing. While down payment assistance is addressed, so is the reality that some buyers may rely on gift funds — and the importance of being honest about what's possible and what's privileged.Quote: “Fear can be your ally. Informed consumers always outperform emotional ones.”Highlights:Why mindset matters more than market timing when planning your purchaseHow to use your current lease as a timeline for ownershipHoliday habits that can kickstart your 2025 savings goalsHow to approach family support or assistance with clarity and confidenceReferenced Episodes:388 – The Playbook Vol. 1: The Rent Replacement Strategy389 – The Playbook Vol. 2: Your Last Lease Ever314 – Is Real Estate a Good Investment? - Dave Meyer, Bigger Pockets Interview188 – House Hacking May Be Your Tool to Affordability52 – How To House Hack Buying Your First Home273 – Buying a Home in 11 Days! Single Mom Becomes Atlanta Homeowner (Interview)163 – Let's Hear From Another REAL Home Buyer: Amber's Story161 – Achieving The American Dream: An Interview With Sally135 – Interview With First Timers In One Of The Most Expensive Areas - Buying Without 20% Down Payment113 – Interview With A Single, Female First-Time Home Buyer In 2022198 – PMI Is a Privilege216 – PMI Is Still A Privilege And Still Not The DevilConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Snag Our Simplified Budget System!Let's clear the air: an emergency fund is NOT a catch-all for life's expenses. Most of what wrecks your budget month to month? Not true emergencies — just unexpected-but-actually-expected stuff like car repairs, insurance renewals, and holiday madness.In this episode, we're breaking down:The real difference between an emergency fund and savings bucketsWhy saving $1,000 and calling it a day isn't the moveWhat to do before paying off debtThe 6 steps we walk our clients through (and why this order makes your budget work better)Why you're always draining your savings account without realizing it

Send us a textIn this episode, Tyler and Jimmy meet with Onisha, a very well known referee on the PPA tour. Her background was in law however she came into pickleball through her mother who played pickleball. —————————Website: https://www.tylerloong.com/ pickleballcentral.com/?oid=9&affid=7919954 click here for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   --

Curious about the latest retirement updates and how to safeguard your finances in a digital world? In this engaging Thanksgiving episode of Dollars & Sense, hosts Joel Garris and Chet Cowart kick off with holiday traditions and a brief history of Thanksgiving, then dive into timely financial topics that matter to every listener. The episode covers newly announced 2026 contribution limits for 401ks and IRAs, including special catch-up options for those nearing retirement age. Joel and Chet break down the key differences between traditional and Roth IRAs, sharing actionable advice for making the most of your retirement savings—whether you're just starting out or preparing for your golden years. Listeners also get a wake-up call about the billions lost in forgotten 401k accounts and learn practical strategies to track, consolidate, and grow their retirement funds. Plus, the show highlights the growing threat of AI-powered scams, revealing how deepfake technology is being used to impersonate financial icons like Warren Buffett. You'll get essential tips to spot scam messages and protect your money from digital fraudsters. The hosts wrap up with a step-by-step guide to optimizing your savings—from building an emergency fund to leveraging HSAs and brokerage accounts. Whether you're planning your first investment or revisiting your retirement strategy, this episode is packed with expert insights to help you secure your financial future. 

In this episode we cover why we're thankful, and go over some interesting business stats that you may find helpful for your business. --------- https://dentco.us/dentcopdr   https://instagram.com  

(The Center Square) – Illinois families will see some relief at the Thanksgiving table this year, with the average cost of a classic holiday meal dropping to $49.20, continuing a three-year decline and mirroring the national average of $55.18, a 5% drop from 2024. Tasha Bunting, associate director of commodities and livestock programs at the Illinois Farm Bureau, said multiple factors are pushing costs down across the state. “We definitely have seen not only here in Illinois but across the nation within the survey that turkey prices have come down,” Bunting said. “Some of the other ingredients that are used within the meal have come down… like the frozen peas and some of the other staples that we normally have within the Thanksgiving dinner.” Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

We compare high-yield savings accounts and Treasury bills, breaking down liquidity, safety, and after-tax returns so you can choose the best parking spot for your short-term cash.Today's Stocks & Topics: California Resources Corporation (CRC), DoorDash, Inc. (DASH), Market Wrap, Grupo Cibest S.A. (CIB), “High-Yield Savings vs. T-Bills: Where Should Your Cash Live?”, Humana Inc. (HUM), Converting a Traditional I-R-A to a Roth I-R-A, Jobs Report, BrightSpring Health Services, Inc. (BTSG), Carnival Corporation & plc (CCL), Eastman Chemical Company (EMN), Corporate Bonds.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordVPN: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Learn how to save on Thanksgiving dinner and decide if filing taxes jointly makes sense for common law couples. How can you trim your Thanksgiving costs without skimping on the feast? Should common law spouses file taxes jointly or separately? Hosts Sean Pyles and Elizabeth Ayoola dig into tax choices for couples to help you understand which filing status may fit your situation and what to weigh before you commit. But first, Anna Helhoski joins Elizabeth to unpack why the cost of a classic Thanksgiving dinner is down this year and how to shop smart for the expanded table. They cover where prices fell and rose across the holiday menu, what turkey deals and meal bundles at places like Aldi, Walmart and Target could mean for your budget, and why recently reduced food tariffs may take time to show up on store shelves. Then, tax Nerd Bella Avila joins Sean and Elizabeth to answer a listener's question about common law marriage and taxes. They discuss when married filing jointly versus separately can lower your bill, how IRS rules treat common law marriages (and what to consider if you move states), and practical to-dos like updating your W-4 within 10 days, timing a name change, and reviewing credit and student loan implications. They also touch on cohabitation agreements (a “prenup” for common law couples) and why clear money conversations matter before you file. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: common law marriage, file taxes jointly common law, married filing jointly vs separately, Thanksgiving dinner cost 2025, turkey prices 2025, food inflation CPI, Aldi Thanksgiving meal, Walmart Thanksgiving meal, Target Thanksgiving bundle, Whole Foods Thanksgiving dinner price, Harry and David Thanksgiving meal, save money on Thanksgiving, store brand vs name brand, frozen vegetables price, sweet potato shortage North Carolina, avian flu turkey prices, food tariffs 2025, Trump food tariff rollback, grocery prices outlook, head of household vs single, surviving spouse filing status, education credits married filing separately, child tax credit MFS rules, medical expense deduction 7.5% AGI, W-4 update after marriage, add domestic partner to health insurance, dependent eligibility common law spouse, IRS rules common law marriage, cohabitation agreement, prenup cost and timeline, name change and taxes, tax brackets married vs single, standard deduction married filing jointly, and credit and deductions phaseouts joint filers. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded live from the Cboe RMC floor in Munich, Cem Karsan sits down with volatility veteran David Dredge for a deep exploration of what truly drives risk. From the crash of 1987 to today's era of correlation, Dredge reframes volatility not as fear, but freedom. Through his F1 “brakes” analogy, he reveals why protection enables performance, and how convexity builds resilience in an uncertain world. Together, they trace the arc from structured-product flows to demographics, fiscal repression, and the coming global “Hunger Games” for savings. A masterclass in compounding through uncertainty.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Cem on Twitter.Follow David on X.Episode TimeStamps: 00:01:29 – Cem introduces David Dredge live from Munich.00:03:28 – Dredge recalls arriving in Asia before the 1987 crash.00:05:06 – The F1 brakes analogy—why protection enables speed.00:07:45 – The “preserve and enhance” portfolio that defied 65/35.00:10:57 – Rethinking 60/40 and the illusion of diversification.00:14:33 – Cem on $500 trillion of correlated assets.00:17:22 – Why covered calls lose to convexity over time.00:19:14 – Misreading 2022: correlation, not equities, was the risk.00:21:20 – When diversification fails, only convexity endures.00:27:13 – Value investing in volatility—buying what others suppress.00:37:48 – Euro...

Tonight we're diving into Pam Bondi's absolutely disastrous press conference where she dodged and danced around every question, somehow managing to say nothing at all. It was a mess, and it raised even bigger questions about what the Trump administration is planning next. Are they preparing to block the release of the Epstein files? Are they trying to limit what the public gets to see? We'll break down her evasive answers, the political signals she tried (and failed) to send, and what all of this might mean for transparency, accountability, and the fight to get these files released. This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 20% off your first order! This episode is sponsored by MSI. Donate now to help millions of women get access to care — and to hope. You can Text LEMON to five eleven five eleven, or go to https://MSIUnited States.org. This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Beam. Go to https://shopbeam.com/LEMON, use code LEMON, and get up to 50% off during Beam's Cyber Sale. You can grab Dream for just $32.50—But here's the catch—Dream is only available at this price until it sells out. For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode, Tyler and Jimmy meet with Brian Clarke, the Chief Tour Officer on the PPA Tour and he gives his insight into the evolution of the tour. He goes into the ins and outs of the tour and how the tour is able to function, how concerns are heard from players, fans, amateurs and how it is constantly growing. —————————Website: https://www.tylerloong.com/ Use Code "KOTC1125” for Huge Savings at Pickleball Central: https://pickleballcentral.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.4com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfNEW KOTC CAMEOhttps://www.cameo.com/morekotcInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   —

Jon M. Chu joins Seth and Josh on the pod this week! Jon chats all abut growing up in Los Altos, California, the Chinese restaurant his family owns that he grew up working in, his memories of growing up in a family of five with immigrant parents, stories from a trip to France with his mom, how early exposure to technology and video editing shaped his passion for filmmaking, the influences of 'Crazy Rich Asians' and 'Wicked' on his life, and so much more! Plus, Jon chats about his film, Wicked: For Good, out in theaters November 21, 2025! Watch more Family Trips episodes: https://www.youtube.com/playlist?list=PLlqYOfxU_jQem4_NRJPM8_wLBrEEQ17B6 ------------------------- Support our sponsors: Shipt Shipt's exclusive savings event: Season of Savings, happening from November 16th through December 28th. Shop tons of deals, including member-exclusive savings, all season long. Terms apply. Download the app or order now at Shipt.com Uplift Elevate your workspace with UPLIFT Desk. Go to https://upliftdesk.com/FAMILY for a special offer exclusive to our audience. Fabric Join the thousands of parents who trust Fabric to help protect their family. Apply today in just minutes at meetfabric.com/trips. Policies issued by Western-Southern Life Assurance Company. Not available in certain states. Prices subject to underwriting and health questions. ------------------------- Family Trips is produced by Rabbit Grin Productions. Theme song written and performed by Jeff Tweedy. ------------------------- About the Show: Lifelong brothers Seth Meyers and Josh Meyers ask guests to relive childhood memories, unforgettable family trips, and other disasters! New Episodes of Family Trips with the Meyers Brothers are available every Tuesday. ------------------------- Executive Producers: Rob Holysz, Jeph Porter, Natalie Holysz Creative Producer: Sam Skelton Coordinating Producer: Derek Johnson Video Editor: Josh Windisch Mix & Master: Josh Windisch Episode Artwork: Analise Jorgensen #familytrips #sethmeyers #joshmeyers Learn more about your ad choices. Visit megaphone.fm/adchoices

We'll talk about practical ways to stretch retirement dollars-- such as adjusting withdrawals, delaying Social Security, integrating annuities, and managing market risk.Today's Stocks & Topics: Tyson Foods, Inc. (TSN), Market Wrap, VanEck IG Floating Rate ETF (FLTR), iShares 0-3 Month Treasury Bond ETF (SGOV), Don't Outlive Your Nest Egg: Strategies to Make Savings Last, Small Cap Stocks, WW International, Inc. (WW), Elon Musk's $1 Trillion Pay Package, Amdocs Limited (DOX), Federal National Mortgage Association (FNMA), Social Media.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Markian Sich is a Ukrainian American Naval Academy graduate and former Marine CH53E pilot who turned military leadership into entrepreneurship. He built ADPI, the nation's premier military real estate education community, and today he owns and operates multifamily properties across Indiana along with a 46 bed memory care facility in Georgia. His greatest pride is his family which includes his incredible wife, their three young boys, and his refugee mother in law and sister in law who live with them. Everything he works for, builds, and pursues is for them.   Here's some of the topics we covered:   From Marine Corps Pilot to Multifamily Powerhouse Why the U.S. Real Estate Tax Code Is the Ultimate Wealth Weapon The Apartment Deal That Helped Markian's Father Retire Early The Wild Story Behind Markian's First Ever Rental Property How Markian Bet His Parents Life Savings on a Once in a Lifetime Deal The Explosive Opportunity Rising in Senior Living The Game Changing Seminar That Led to Markian's Senior Living Acquisition Master Lease Options Revealed in a Way You've Never Heard Before The Growing Memory Care Crisis Sweeping Across the United States   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe