Podcasts about savings

In this insightful episode of "Ask Altucher," James delves into a pivotal query from a recent college graduate, seeking wisdom on navigating life and career paths in the uncertain times of early adulthood. James provides comforting advice, stating it's normal not to have it all figured out in your early twenties, and emphasizes the value of embracing experiences and increasing the surface area of luck.Reflecting on his journey from being a grad student in computer science to embracing varied roles like a stand-up comedian, a hedge fund manager, a podcast host, and a father, James shares the significance of saying 'yes' to experiences and following one's curiosity. He suggests that rather than hoarding savings, spending on life experiences can yield greater dividends in personal growth and happiness in the long run.This episode is filled with rich anecdotes from James's diverse experiences. It is a treasure trove of advice for anyone standing at the crossroads of life, pondering over career and existential dilemmas. James encourages listeners to explore their curiosities, learn continuously, and adapt, providing a roadmap for a fulfilling life laden with diverse experiences and learnings.Key Points:It's normal not to know your life path in your early twenties, and it's essential to remain open to evolving and adapting.Embrace various experiences and say 'yes' more often to increase the surface area of your luck.Rather than focusing solely on savings, invest in experiences that contribute to personal growth and happiness.Following your curiosities and passions can lead to a more fulfilling and enriched life.James's journey is a testament to the importance of staying versatile, learning continuously, and embracing life with open arms.----------What do YOU think of the show? Head to JamesAltucherShow.com/listeners and fill out a short survey that will help us better tailor the podcast to our audience!Are you interested in getting direct answers from James about your question on a podcast? Go to JamesAltucherShow.com/AskAltucher and send in your questions to be answered on the air!------------Visit Notepd.com to read our idea lists & sign up to create your own!My new book, Skip the Line, is out! Make sure you get a copy wherever books are sold!Join the You Should Run for President 2.0 Facebook Group, where we discuss why you should run for President.I write about all my podcasts! Check out the full post and learn what I learned at jamesaltucher.com/podcast.------------Thank you so much for listening! If you like this episode, please rate, review, and subscribe  to “The James Altucher Show” wherever you get your podcasts: Apple PodcastsStitcheriHeart RadioSpotifyFollow me on Social Media:YouTubeTwitterFacebook

Len Penzo talks about 5 strategies for protecting your 401k from economic collapse Episode 2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len's personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few.   His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id25073-5-strategies-for-protecting-your-401k-savings-from-economic-collapse-2.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

In this episode, Julia chats with Jessica Tomac, a passionate financial advisor. Her backstory includes firing five financial advisors, leading her to take things into her hands, and becoming the exact advisor she needed. Her success story represents her impeccable determination and fierce streak of independence that now serves as an enormous source of inspiration for various working mothers.  A proud mother of two, Jessica understands the everyday challenges working mothers face, which drives her effort to keep financial strategies straightforward and effective. In this episode, you will be able to: Unveil the niche world of financial strategies that cater to the unique challenges faced by working mothers Learn the secret to maintaining an equilibrium between a buzzing business and bustling family life Acknowledge the importance of strategic savings and the gains of having a reliable financial companion   To connect with Julia, you can go to her LinkedIn page: www.linkedin.com/in/juliamhickman or IG www.instagram.com/juliamhickman. You can visit her website at www.juliamhickman.com You can join Julia's free FB group for self care & fitness tips: www.facebook.com/groups/fitfemmes101  To connect with Jessica, you can visit her website edwardjones.com/jessica-tomac or follow her on: LinkedIn: https://www.linkedin.com/in/jessica-tomac-cfp%C2%AE-chfc%C2%AE-aams%C2%AE-4742164   Facebook: https://www.facebook.com/554258091692793

Len Penzo talks about 5 strategies for protecting your 401k from economic collapse Episode 2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len's personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few.   His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id25073-5-strategies-for-protecting-your-401k-savings-from-economic-collapse-2.html  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Still some nice weather for fall golf, Stacey used some name-drop cash on breakfast and Eric's family went thru the torture of making home-made tomato sauce.

In this month's Investment Strategy Brief, we discuss the prospect of a “soft landing” for the U.S. economy given firming inflation. We share an update on the key factors influencing the economy and markets going forward. View the Investment Strategy Brief slides related to this episode, here Watch the video related to this episode, here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel).  This communication is provided for information purposes only.  Past performance does not guarantee future results.  Investing involves risk, including the possible loss of principal.  Asset allocation and diversification do not ensure a profit or protect against loss.  © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.comSee omnystudio.com/listener for privacy information.

Ellyce Fulmore, Canadian Queer and neurodivergent financial educator, joins the Journey to Launch podcast to talk about how she paid off high interest debt, ADHD and money, and her new book, “Keeping Finance Personal.”  Ellyce is a full-time content creator and founder of Queerd Co., a financial literacy company. Her approach to finance goes beyond the conventional, focusing on the intersectionality of identities and lived experiences.  We also discuss the importance of understanding how dopamine operates in your neurodivergent brain, ADHD hacks to get better with money, what “Momentum Surfing” is, and how to figure out (and stick to) a budget process that works best for you. In this episode you'll learn more about: Challenges people with neurodivergence experience with finance + how they can become better at money management The strategy behind Ellyce paying off debt and investing while on an inconsistent income Why becoming debt free isn't “the ultimate” goal for everyone  Celebrating people's differences, the validity of self diagnosis, sticker boards + more Other Links Mentioned in episode: Dopamenu with How to ADHD + Eric Tivers Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Ellyce: Website: QueerdCo.com  Instagram:@Ellyce.Fulmore Tik Tok:@QueerD.Co Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Overcoming the darkest of days, Justin rediscovered his purpose and passion, reminding us all that it's never too late to choose a different path.   Through this episode, Justin shares his story to empower others to proactively design and truly live a life worth living.    He discusses how he reallocated his addictive personality into positive activities such as fitness, personal growth, entrepreneurship, and wealth building.    Tune in for this motivating conversation about designing the life you've always wanted!     In this episode, you will learn about:   • Reflections on Justin's Nine Years of Sobriety • Why an Addictive Personality is a Double-Edged Sword • An Improved Strategy to Optimize Your Cash Savings • How to Go About Achieving Your Big Goals • And much more!     Key Quotes:   “An addictive personality is a double-edged sword. It can be your superpower when applied wisely, or it can be your kryptonite when you let it run unchecked, especially when it's getting channeled into destructive behavior.” - Justin David Carl   “Loving the food you eat while being in great shape is what the fit rich life is all about.” - Justin David Carl   “Knowledge is potential power. Knowledge put into action is true power, and you can use knowledge put into action to transform your life.” - Justin David Carl   “Taking new inspired action is what will empower you to proactively design and truly live your own fit rich life.” - Justin David Carl       WANT TO LEARN MORE?   Would you like short, actionable tips, tools & strategies that will take your Fitness, Money & Life to the next level? Then join thousands of readers & get the Fit Rich Life Newsletter! Delivered weekly. It's free. No Spam. Just empowering AF.   Are you ready to get in the best shape of your life, master your money, and start living your Best Life now? I'm incredibly passionate about fitness, money & life and have reached a strong degree of mastery in these domains and built an incredible coaching program to help you. Sign up for a Free Fit Rich Life Coaching Consultation, or DM me on Instagram with the words "COACHING" to discover if it'd be a good fit for you!   Follow my Instagram, LinkedIn, Facebook, Youtube, & Twitter Show Notes: www.fitrichlife.com/podcast    Sponsors:   For something unlike you've ever had before and to get into an almost euphoric state of Focused Flow & Productivity, try Feel Free by Botanic Tonics! Go to www.botanictonics.com and use code DRAGON to save $40 off your first order!   If you desire to lead a happy, healthy, fit life, go to www.vedgenutrition.com/dragon, and grab all of your key supplements. Use the code DRAGON and get 15% off!   I often get asked what my favorite Vegan Protein Bars are for when I'm on the go, and without a doubt, they are the No Cow Protein Bars which have THE BEST MACROS out there -- High Protein with great amount of Fiber to keep you feeling full & Low-Fat (most protein bars & actually Fat Bars in disguise). The newly released "Dipped" Now Cow Protein Bars taste so good! Use code DRAGON to save 15% on all of your orders.   My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!     If you liked my show, LEAVE A 5-STAR REVIEW, like, share, and subscribe!

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

Contact your host with questions, suggestions, or requests about sponsoring the AppleInsider Daily:charles_martin@appleinsider.com (00:00) - 01 - Intro (00:18) - 02 - We Shall Be Released: iOS 17 (01:02) - 03 - iPadOS 17 (01:18) - 04 - tvOS 17 (01:49) - 05 - watchOS 10 (03:08) - 06 - MetaStealer does not remove FB (03:53) - 07 - Warning dissidents in Russia (04:29) - 08 - Government security requests report (05:36) - 09 - "First look" deals suspended (06:17) - 10 - Apple Savings problem resolved (07:09) - 11 - Unity disintegrates among game devs (08:00) - 12 - Don't eat the lumpy stem-pills! (09:17) - 13 - Outro Links from the showiOS 17 now available with StandBy, NameDrop, and interactive widgetsiPadOS 17 arrives with added Lock Screens, Health app, and moreApple rolls out watchOS 10 for Apple Watch with new faces, health featuresApple ships tvOS 17 with FaceTime and Apple Fitness Plus changesNew malware strain stealing business data from Intel MacsApple warns Russian journalists of Pegasus iPhone infectionsApple releases report on geofence warrants and data requestsApple TV+ first look deals suspended as Hollywood strikes continueAutomated fraud protections tuned up to make Apple Savings withdrawals easierUnity caves, is reconsidering new fee structure after developer revoltWoman accidentally discovers swallowed AirPods are acid resistant for nine hoursSubscribe to the AppleInsider podcast on: Apple Podcasts Overcast Pocket Casts Spotify Subscribe to the HomeKit Insider podcast on:•  Apple Podcasts•  Overcast•  Pocket Casts•  Spotify

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

Isn't it time we started working for ourselves rather than a system? This episode prompts a deep dive into the money landscape of America and how we're not necessarily designed to profit in the traditional sense. We discuss the fine line between poverty and prosperity, and how your own decisions can help you tip the scales in your favor. By taking control of your finances, you can shift from a life of money-induced stress to one of financial prosperity.   "NO" may be a tiny word, but when it comes to money, it carries enormous power. We delve into the art of self-discipline, discussing how declining unnecessary expenses and ensuring intelligent financial choices can keep your wallet happy. From downsizing living costs to understanding the true impact of buying possessions outright, we've got you covered. It's time to stop being beholden to monthly bills and start owning your financial independence.   Money can either be your master or your tool, and we're aiming for the latter. Our conversation scales the steps of financial freedom, diving deep into the concept of self-financing. We share a simple, practical approach that can help you become prosperous while still maintaining a wise and godly handle on your finances. Shake off the chains of financial worry and step into a life overflowing with peace and prosperity.   Key Takeaways: The monetary system is not designed for individuals to make money, but for others to make money with their money. To become the master of your finances, you need to finance yourself and have money work for you. Prosperity is not determined by how much money you have, but by how much money you have left over after paying everyone else. Say no to yourself and make wise financial choices to have money left over and achieve prosperity. Set aside 10% of your income for God and give it to your church.       Looking for more? Join our More Faith More Life community: https://morefaithmorelife.com      About the host: Steve Gray is the founding and senior pastor of Revive Church KC. He has been in the full time ministry for over 40 years and  was launched into national and international recognition in the late 1990's as the leader of the historic Smithton Outpouring, and again in 2009 when he lead the Kansas City Revival which was televised nationally on the Daystar television network. Steve is also a veteran musician, songwriter, recording artist and published author. His books include When The Kingdom Comes, Follow The Fire, and My Absurd Religion.   Get your copy of When The Kingdom Comes  >> https://morefaithmorelife.com/shop/

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

Building wealth is all about your mindset—what you believe. It's possible to have a millionaire mindset even if you're trying to get out of debt. In this episode, I'll tell you exactly how to create a millionaire mindset and reveal the most common mistakes I saw people make while I was teaching Financial Peace University. By the end, you'll believe the right things about money that will help you reach your goals.   What you get in this episode:  ·      How to Create a Millionaire Mindset ·      5 Mistakes I Saw While Teaching a Personal Finance Course   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Net Worth Calculator Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Russell Matambo hosts Anthony Noto, CEO of SoFi, a member-centric one-stop shop for digital financial services in the US. In this episode you will hear about: - SoFi's trajectory since Anthony took over as CEO 5 years ago - the background to the SoFi stadium naming rights deal - what it will take for SoFi to meet its goal of becoming a top 10 financial institution in the US - how Anthony's upbringing and varied professional experiences have influenced his leadership style - and much more! About Anthony: Anthony Noto is the CEO of SoFi and serves on its board of directors. Since joining SoFi in February 2018, Anthony has led the company to double down on its mission to help people reach financial independence and realize their ambitions, by developing and executing a strategy to make SoFi a relationship financial services company that provides solutions for all of the major financial decisions in a member's life and all of the days in between. The company transitioned to a fully mobile-first full suite of products, launching several non-lending products including SoFi Invest, SoFi Checking and Savings, SoFi Credit Card, SoFi Relay, as well as relaunching Home Loans and introducing college loans. The company has increased its member base from 430,000 members in January 2018 to over 5 million members getting their money right and 8+ million products as of April 2023. Additionally, SoFi has built a financial technology platform business (often called the AWS of Fintech) where it serves over 130 million end-accounts via the Galileo payment processing platform and Technisys Core banking products. Under his leadership, SoFi became a public company in June of 2021 at 3x the value from just three years prior. Before joining SoFi, Anthony served as Chief Operating Officer of Twitter since November 2016, and as its Chief Financial Officer when joining the company in July 2014. Prior to Twitter, Anthony worked at Goldman Sachs from 1999-2007 as a Partner in Equity Research and 2010-2014 as Partner and Co-Head of Global TMT Investment Banking. Before returning to Goldman, Anthony was Chief Financial Officer of the National Football League from 2008-2010. A graduate of the U.S. Military Academy, Anthony also holds an MBA from the University of Pennsylvania's Wharton School. ----- As always, for more Fintech insights and opportunities to collaborate, please find us below: WFT LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech WFT Blog: medium.com/wharton-fintech WFT Home: www.whartonfintech.org Russell's LinkedIn: www.linkedin.com/in/russell-matambo-cfa-a5900039/

2023-09-15 Golden Life PODCAST See omnystudio.com/listener for privacy information.

Good stuff all around this week. Marty Hensley showcases a case study that really shines. Eric Kearney reacts to J.P. Morgan Chase CEO's thoughts on the economy. Joe Murphy tackles some things that show you might not be able to retire all in the vein of Jeff Foxworthy. Gary Nolan has time travel in mind when he takes us back to 1995. Visit Financial Pizza to learn more. Call 800-662-6808 or Text PIZZA to 600700. See omnystudio.com/listener for privacy information.

Roth IRAs are the hot topic this week as Southern financial strategist Paul Hare is back on the program. We salute the arguable "King" of Rock-and-Roll: Macon, Georgia's Little Richard (1932–2020). We've got a helpful "Gumbo in a Jiffy" recipe. And, was Bill Clinton the last "true Southerner" to lead the country?

In an era of economic challenges and uncertainties, having an emergency savings fund is a financial lifeline that can provide peace of mind during turbulent times. Yet, statistics reveal a startling reality: 66% of the US population lacks adequate savings to weather unexpected storms and live paycheck to paycheck. And this problem is not limited to the US and it seems to only be getting worse. Is there light at the end of the tunnel? Claire Chamberlain, Global Head of Social Impact at BlackRock, joins The Bid to discuss what factors are exacerbating the problem and how it can be solved.Sources: Report on the Economic Well-Being of U.S. Households in 2017, Federal Reserve (2018)FED Economic Well-Being of U.S. Households in 2022 Fact Sheet (PDF)ASPAA Article Aug 2021 “Employee Financial Stress Costs Companies Nearly $5B a Week”Nest Insight Report 2022 “Does payroll autosave support employees to get started with saving?”FEDS Notes Sep 2020Article Economics Observatory, June 2021 “How has the pandemic affected household finances in developing economies?”Mercer Report “Inside Employees Minds Vol 2” 2017 ReportThis content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener.In the UK and Non-European Economic Area countries, this is authorised and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorised and regulated by the Netherlands Authority for the Financial Markets.For full disclosures go to Blackrock.com/corporate/compliance/bid-disclosuresSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

Picture this: your grocery bill, cut in half. Sounds impossible, right? Not when you've got the queen of budget-friendly meals, Erin Chase, guiding you through the art of frugal feasting! Erin, founder of $5Dinner.com and author of the $5Dinner Mom Cookbook series, joins us for a chat that's sure to change how you shop, cook, and eat. From navigating the grocery store during turbulent times to leveraging store apps for the best sales, Erin's expertise is a lifeline for those looking to save a buck without sacrificing the joy of a good meal. But it's not just about saving money, it's also about gaining confidence in the kitchen. Erin shares her secrets to discovering the joy of cooking. She serves up tips on creating simple yet delicious meals, cutting down on dining out, and preventing food waste by stocking up on freezer-friendly options. With Erin's wisdom, you'll not only save money but also rediscover the delights of home-cooking. So, ready to cook up some savings? Join us for this insightful chat with Erin Chase.Connect With Erin:Get the recipes, shopping lists and step-by-step directions for putting 10 meals together and into the freezer.Check out her website hereFollow her on social media:@5dollardinners (Tw/IG/Threads)@5dollardinnersfans (FB) Grab my FREE Investing Starter Kit! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Welcome back to another episode with today's guest, Sage Nathan, of the Minoan Experience team!

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

This week I want to talk to you about something that's near and dear to everyone's heart.MONEY.I can't give you specific advice or a great stock tip, but I can talk to you about some FINANCIAL SECURITY PRINCIPLES I've used over the years to build a significant amount of wealth.Let's start with some basics…First, you must create a SAVER'S MINDSET.LOCK THIS IN.If you can't save money when you don't have much, you won't save money when you have a lot of it. Saving money is a HABIT. So, the The very first thing you must decide is if you are A SAVER OR A SPENDER?Part of this includes AUDITING how you spend your money. Do you know how much you spend on Starbucks, Amazon, DoorDash, streaming services, and other discretionary things each month?Next, what is your attitude toward DEBT?The cost to borrow money on a depreciating asset is EXPENSIVE. It can make sense to LEVERAGE MONEY on an appreciating asset, but you've also got to pay really close attention to how much and how often you do that as well.Also ask yourself HOW LONG COULD YOU SURVIVE if all your income immediately stopped? Six months? Six years? At some point, you won't work anymore, and NOW is when you make plans for when that happens, because at some point that will be a reality for all of us.The BOTTOM LINE on your bottom line is this.YOU DON'T BECOME WEALTHY BY MISTAKE.You become wealthy through the right habits COMPOUNDED over time.Become disciplined and zealous about how you handle your DOLLARS AND CENTS.It's the only thing that makes SENSE if you want to become wealthy over time.

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

Is Disney truly the happiest place on Earth? or the most Expensive? Maybe a bit of both. We called Orlando, Florida home for a week while we vacationed at Disney World… and I can confirm that the Cinderella Castle is as magical as it gets. Join me in this solo episode as I dive into the nitty-gritty of trip planning, where we decided to treat ourselves, save money and the total cost of our trip. In the end, I reflect on if I think the money spent was worth it or if I regret it. I also give you important book updates and why pre-orders are vital to a debut author's success!  In this episode you'll learn more about: What is worth your money at Disney and what you could avoid to save money The benefits of joining Disney groups and planning a Disney vacation through a Disney Planner A breakdown of exactly how much we spent on our week-long Disney vacation  The importance of pre-orders, how a book gets on lists like the NYT, weighing opportunity cost + more Other Links Mentioned in episode: Travel by Penny Facebook Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

#133: Chris does a deep dive on tracking your spending, covering why to do it in the first place, as well as top apps/services, setting up budgets, managing recurring expenses, picking categories and more. He also shares practical tips and hacks to save money across 20+ different categories of spend (without having to make big sacrifices). Link to Full Show Notes: https://allthehacks.com/spending-tracking Partner Deals DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Episodes: #14: House Hacking To Build Your Wealth #16: Do You Really Need a Budget #34: Hacking Healthcare, Prescriptions and Medical Bills #50: The Power (and Tax Savings) of Charitable Giving #104: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel) #113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits #131: Maximize Earnings on Cash, CD Ladders, Bank Bonuses, Bulk Buying, and Automating Returns Tools to Track Your Spending: Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Mint Rocket Money Tiller HQ YNAB: 34 day free trial Simplifi Monarch Money Bilt Card: Earn Points on Rent Pacaso: Free early access to listings and $2,500+ in closing credits Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Daffy: Free $25 to give to the charity of your choice Henson: Plastic-Free, Precision-Built Razors + $100 free Blades Paprika Recipe Manager: Organize your recipes, make meal plans, and create grocery lists Green Chef: 50% off + free shipping for healthy and delicious meal kits DoorDash: 50% off a convenience, grocery or retail store order with code ALLTHEHACKS inKind: Get $25 off to dine at top restaurants Cashback Monitor: Rebates & Mileage/Points Reward Comparison for Online Shopping CamelCamelCamel: Free Amazon Price Tracker Keepa: Amazon Price Charts (not sure why I called this Wistia) Library Extension: Free eBooks from your local library CardPointers: 30% off the app that helps you earn more cash back, points, and miles Email for questions, hacks, deals, feedback: podcast@allthehacks.com Full Show Notes (02:13) Budgeting & Tracking Cash Flow (06:24) Tools to Monitor Your Spending (09:00) Free Tools to Track Your Spending (17:00) Paid Tools on Android to Track Your Spending (18:00) Review of Simplifi (20:07) Review of YNAB (23:36) Review of Copilot (24:12) Categorizing Your Spending (29:58) Hidden Expenses Categories (31:55) Carryover Budgets (33:19) Setting Up Recurring Expenses (34:55) Copilot Intelligence (35:50) Solving Cash Flow (39:08) Refunds (43:45) Benefits of Budgeting (48:03) Ways to Save Money on Household Items (53:50) Saving on Utilities (56:10) Savings Related to Children (57:27) Saving on Health & Fitness (58:39) Saving Money on Personal Care (1:00:29) Hacks to Save Money on Entertainment (1:02:19) Saving on Food & Drink (1:05:14) Coupons, Price Trackers & Other Hacks to Save (1:06:57) Gifting & Donating Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast, we are going to talk about how to save for short term and a long term expenses on this Money Q&A. How Andrew Can Help You:  Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals. Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you'll be able to save 20% off your DeleteMe subscription! Protect yourself online! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance  Links Mentioned in This Episode:  10 Ways to Prevent Identity Theft (and What to Do if it Happens to YOU!) How to Save for Multiple Savings Goals (And Reach Them Faster!)  How to Save for Multiple Savings Goals (And Reach Them Faster!) 10 Incredible Benefits of a Taxable Brokerage Account! Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

We re-branded our Clearance tab, educated one another on out definition of "dressing up."

Al Gordon reveals the impact of interest rates on your wealth. Learn why settling for a savings account's low-interest rates can cause your money to lose value, while investing in real estate offers potential gains, appreciation, and tax benefits. Don't let your money sit idle - make it work for you! Click to Listen Now

Join us in this episode of Small Biz Florida as we sit down with Terry Crispen, representing United Midwest Savings Bank, Terry has a rich history in SBA lending and shares his insights on the current banking landscape and how businesses can access capital. Terry discusses the evolution of United Midwest Savings Bank, founded by industry professionals who wanted to make banking more enjoyable and efficient. He delves into the current state of lending, noting the challenges businesses face in accessing capital. Despite rate increases and tightened conditions, Terry emphasizes that United Midwest Savings Bank is dedicated to helping small businesses. Discover the key criteria for accessing capital through United Midwest Savings Bank, including the importance of business viability and the ability to generate revenue. Terry sheds light on specific industries that are well-suited for their lending model and highlights how they tailor funding to align with businesses' launch points. Learn about United Midwest Savings Bank's innovative $50,000 unsecured loan product designed to provide quick access to capital for both startups and existing businesses. Terry explains the loan terms, including a 10-year amortization period, no balloon payments, and prime plus three-and-a-quarter interest rates. Find out how to connect with United Midwest Savings Bank through your local SBDC and explore their website at SBDC.Loan. Discover how you can secure the financing you need to launch or grow your small business. Recorded live at this year's Florida SBDC Network Small Business Success Summit hosted at The Westin Fort Lauderdale Beach Resort.    Learn more about United Midwest Savings Bank: https://www.umwsb.com/  Get more information about the loan mentioned in this episode: SBDC.Loan 

On this episode of the podcast, Diamond Towns joins us to share key tips on how non-traditional income earners can build consistent savings. Diamond has a deep passion to help others gain confidence and feel empowered by their money. Most financial advice is centered around making more money—and understandably so— but she's found that developing the skillset of managing your money is just as important as increasing your income. Diamond works with non-traditional earners helping them optimize their income, gain control of their financial futures, and reduce financial stress by creating a financial plan aligned with their goals. WHAT DIAMOND DISCUSSED: - What inspired her to focus on non-traditional income earners and their challenges with building consistent savings - How gig workers, freelancers, and entrepreneurs can create a budget that accommodates their variable income streams while still allowing for consistent savings - Practical tips for creating an emergency fund when your income fluctuates month-to-month - Advice if you are transitioning from a traditional 9-to-5 job to a non-traditional income source regarding building consistent savings during the transition period AND MUCH MORE HOW TO KEEP UP WITH DIAMOND: On Instagram: www.instagram.com/moneycoachdiamond Via her website: https://diamondwealthgroup.lpages.co/blaze/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In this week's episode of the Coin Stories News Block, we cover the week's major headlines related to Bitcoin, the economy and global finance: FASB Accounting Rules Changing - A Bullish Sign for Bitcoin The Impact of Surging Oil Prices on Inflation  The Sorry State of American Savings  Will FTX Sell $500+ Million Worth of Bitcoin Soon?  Ripple's Acquisition of Fortress After Breach -- References Mentioned In This Episode: FASB Approves Favorable Bitcoin Rule Change World Oil Demand Surges to Pre-Pandemic Levels Oil Inventories at Lowest Level since 1985 Excess Savings Close to Being Drained Bloomberg Survey Sees Slowing Consumption  Credit Card Debt Sits at an All-time High  FTX Potential Bitcoin Liquidation  Ripple Acquires Fortress after Breach -- This podcast is for educational purposes and should not be construed as official investment advice. -- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories BTC wallet bc1ql8dqjp46s4eq9k3lxt0lxzh6f2wcu35cl6944d #money #Bitcoin #investing

Ready to save for your future?  Tiffany is here to help! In this episode, she answers a listener's question and shares her top tips for getting started with savings and retirement. Learn how to build an emergency fund, allocate contributions, and invest in multiple sources. Plus, get advice on how to plan for short-term goals without sacrificing long-term savings plans! Don't delay - start saving today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need help with exploring your options? Schedule a consultation with me here: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Mini Talk: The Baby Emergency Fund Tiffany's Take: How Much Should My Emergency Fund Be? Get a FREE personalized financial plan to see what you should be working on: https://app.savology.com/landing/money-talk-with-tiff

garyK.com or https://garykaltbaum.com/Considered one of the finest radio shows on the markets, the business world and everything that affects them, Investor's Edge with Gary Kaltbaum, a Fox News Channel Business Contributor, brings his in-depth take every day. If you want fluff, this is not the place. Gary is a hard hitting and pull-no-punches host especially when it comes to people in power affecting you and your money. His daily in-depth analysis on the markets is second to none.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240050/advertisement

Our guest on the podcast today is Kelli Hueler. Kelli is the CEO and founder of Hueler Companies. Hueler's Income Solutions platform has been delivering lifetime income annuity products to the institutional marketplace since 2004. In addition, Hueler developed a database of stable-value fund analytics and reporting. It sold that database to Morningstar in 2020. Kelli is nationally recognized as a thought leader on the topic of lifetime income and is actively engaged in related public policy matters. Prior to founding Hueler Companies, Kelli held the position of a financial planning professional for IDS Life and was a registered representative for Kidder Peabody & Company, where she was responsible for institutional and retail clients. She received her bachelor's degree from St. Olaf College in 1981.BackgroundBioIncome Solutions“Morningstar Investment Management and Hueler Income Solutions Offer Integrated Lifetime Income Service,” Morningstar.com, Feb. 15, 2022.AnnuitiesWhat Is an Annuity?Annuity Types“What the Future of Annuities Means for Advisors,” by John Manganaro, thinkadvisor.com, Oct. 6, 2022.“Savings to Income: Creating a Paycheck for Life,” by Kelli Hueler, wiserwoman.org, Sept. 13, 2022.“RIAs, 401(k)s, and Annuities: Is This the Future?” by Kerry Pechter, retirementincomejournal.com, Feb. 17, 2022.Stable Value“Trends Impacting Defined Contribution Plans and Stable Value,” by James Smith and Kelli Hueler, stablevalue.org.Other“David Lau: Taking High Commissions Out of Annuities,” The Long View podcast, Morningstar.com, June 21, 2022.

In this episode,  I  talked about the myth of the savings rate. The savings rate is a measure of how much of your income you save. And while it's a useful metric for some people, I don't think it's the most important thing to focus on when it comes to your financial health.In this episode, you will learn the things to focus on instead of savings rate, You'll be in a much better position to achieve your financial goals if you learn and follow these instead.Get your copy of the DONE WITH BROKE order nowReady to liberate yourself and become the CEO of your money & life? Join the only community exclusively for women physicians. The doors are open https://www.moneyfitmd.com/msbDo you have questions/ topics you want addressed in an upcoming episode? Fill out this form.https://www.moneyfitmd.com/podcast-questionsAccess our FREE 5- Day Video Mini-Series will change how you handle your finances. Visit  https://www.moneyfitmd.com/cashflow to learn how to cash flow. As physicians, it's important that we are prepared for any economic downturn. This is why I am sharing the steps I am taking to be prepped. That way we can be well together. www.moneyfitmd.com/prep⁣Don't miss an episode, subscribe to THE MONEYFITMD PODCAST, where we help women Physicians curate their rich life.⁣⁣⁣Thank you so much for sharing this episode with those around you and helping change the money of women physicians all around the world. We are social:Facebook: https://web.facebook.com/MoneyfitMD/Instagram: https://www.instagram.com/moneyfitmd/Youtube: youtube.com/@moneyfitmd

About the Episode:  In this episode, we're going to focus on your savings. Are they working for the bank, or are they working for you? Resources: FULLY FUNDED LIFEBanking Related Monday Money Tip Podcast Episodes: Episode 261: You Cannot Prosper If You Do Not SaveEpisode 205: This or That: Save or Invest?Episode 167: How To Teach Your Kids About SavingsEpisode 162: The Difference Between Spenders And SaversEpisode 139: Make Money While You Sleep Email info@iwbnin.com to ask questions or share success stories