Podcasts about Leverage

I don't rely on best practices alone because they optimize what already exists. I start with first principles and build from what is absolutely true, not just what everyone else is doing. Following the standard keeps me average, while questioning it creates leverage. I focus on what actually drives results instead of simply repeating common practices. Show Notes: [03:17]#1 Best practices lock you into existing habits and also existing limits. [08:02]#2 Rebuild from the desired outcome. [11:18]#3 Leverage usually is generated when you ignore convention. [16:04] Recap Next Steps: --- Execution is not a talent.   It is a standard. If your results don't match your ability, something in your approach is out of alignment. Most people do not have a motivation problem.   They have a consistency problem. Power Presence is the system for operating with greater discipline, clarity, structure, and execution under pressure. Learn more: → http://www.PowerPresenceProtocol.com  Know what to do but not always doing it?  Measure your execution at → http://RateMyExecution.com. Get Dre's free Daily Game email at http://WorkOnMyGame.com. Every day you'll receive one practical lesson on leadership, mindset, discipline, and execution to help you perform at a higher level. No fluff. Just game

the challenge of the unknown > the disappoint of the familiar you have to change some variables if you're trying a new experiment Study what you avoid. What makes you scared to act. Defensiveness is often protecting you from something you are afraid to face, but if you face it, you may realize your guard being up against it was the biggest hurdle. Leverage your effort into longterm upkeep of all the goodness in your life. Small repeated actions are what add up to create your life, so don't let it pass you by waiting for it to arrive."It is not the strongest of the species that survive, nor the most intelligent, but the most responsive to change." - Charles Darwin Read Julie's Medium Blog.Support JULIE (and the show!)Support + get some bonus stuff over on PATREON.Get an occasional personal email from me: www.makeyourdamnbedpodcast.comTune in on INSTAGRAM AND YOUTUBE or TIKTOK.Info on War Tax Resistance.Donate to the Palestinian Children's Relief Fund and the Sudan Relief FundThe opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Do you have a B2B offering in your business? If not, have you thought about adding one? If you are franchising your business, or considering it, franchising is a B2B option for expansion. Our guest today is Jermane Cheathem and he shares with us insights into B2B selling. TODAY'S WIN-WIN:Finding a business to business play for your business or being more effective at it, will make your business better.LINKS FROM THE EPISODE:This episode is sponsored by Zoho, https://www.zoho.com/franchise/Schedule your free franchise consultation with Big Sky Franchise Team: https://bigskyfranchiseteam.com/You can visit our guest's website:https://creatorslearn.com/Connect with our guest on social:https://www.linkedin.com/in/jermane-cheathem/ABOUT OUR GUEST:Jermane Cheathem is the founder of Creators Learn and an advisor on leverage, referral-based growth, and business strategy. After serving as a Vice President of Sales, he left the corporate world to build a successful commercial finance business before shifting his focus to helping entrepreneurs, operators, and sales leaders create businesses that generate sustainable, high-margin growth. Through his work, Jermane challenges traditional growth models by showing that leverage is often a structural problem, not a motivation problem. Rather than relying on constant hustle, complicated funnels, or heavy fulfillment, he helps business owners build systems rooted in trusted relationships, strategic partnerships, and compounding opportunities.This episode is powered by Big Sky Franchise Team. Big Sky Franchise Team is consistently recognized as one of the best franchise consulting firms in the world, helping entrepreneurs franchise their businesses through a proven 3-Step franchise process rooted in ethical principles, hands-on guidance, and customized deliverables.  If you are ready to talk about franchising your business you can schedule your free, no-obligation, franchise consultation online at: https://bigskyfranchiseteam.com/. The information provided in this podcast is for informational and educational purposes only and should not be considered financial, legal, or professional advice. Always consult with a qualified professional before making any business decisions. The views and opinions expressed by guests are their own and do not necessarily reflect those of the host, Big Sky Franchise Team, or our affiliates. Additionally, this podcast may feature sponsors or advertisers, but any mention of products or services does not constitute an endorsement. Please do your own research before making any purchasing or business decisions.

If you look for the beauty in the world, you will see it in everything. The light, the sounds, the smells, the feelings. If you look for the horrors, you'll see it in everything, too. Focus on the light so you can create and become more of it. Study what you avoid. What makes you scared to act. Defensiveness is often protecting you from something you are afraid to face, but if you face it, you may realize your guard being up against it was the biggest hurdle. Leverage your effort into longterm upkeep of all the goodness in your life. Small repeated actions are what add up to create your life, so don't let it pass you by waiting for it to arrive. It is not the strongest of the species that survive, nor the most intelligent, but the most responsive to change. - Charles Darwin To love someone else is easy, but to love what you are, the thing that is yourself, is just as if you were embracing a glowing red-hot iron: it burns into you and that is very painful. Therefore, to love somebody else in the first place is always an escape which we all hope for, and we all enjoy it when we are capable of it. But in the long run, it comes back on us. You cannot stay away from yourself forever, you have to return, have to come to that experiment, to know whether you really can love. That is the question-whether you can love yourself, and that will be the test. - CARL JUNGRead Julie's Medium Blog.Support JULIE (and the show!)Support + get some bonus stuff over on PATREON.Get an occasional personal email from me: www.makeyourdamnbedpodcast.comTune in on INSTAGRAM AND YOUTUBE or TIKTOK.Info on War Tax Resistance.Donate to the Palestinian Children's Relief Fund and the Sudan Relief FundThe opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Brian Keane has built a fitness empire that most coaches only dream about — four bestselling books, over 580 podcast episodes, a top 0.5% global podcast, and more than a thousand coaches trained through his mentorship programs. But before any of that, he was a primary school teacher who realized twenty minutes into his first day that he'd climbed the wrong ladder entirely. In this conversation, Brian breaks down exactly how fitness entrepreneurs, gym owners, and online coaches can stay relevant — and even thrive — as tools like ChatGPT and Claude start answering the same questions clients used to pay for. He walks through his SCALE framework for building an unshakeable personal brand, why chasing universal likability is killing more coaching businesses than AI ever will, and the wild story of how a plane ride home from an ayahuasca retreat turned into a 16-hour writing session that became his most recent book. Key Takeaways:

Cybersecurity expert Rick Jordan joins Rebecca Zung to reveal the biggest digital threats putting your personal and financial information at risk—and the simple steps you can take to protect yourself. From public Wi-Fi scams and password security to AI, cyberattacks, identity protection, and online privacy, this conversation uncovers how hackers exploit everyday habits and how to minimize your exposure in an increasingly connected world. Whether you're safeguarding your business, your family, or your legal case, these practical cybersecurity strategies will help you stay one step ahead. #RebeccaZung #RickJordan #CyberSecurity #OnlineSafety #AI #ArtificialIntelligence #IdentityTheft #DataPrivacy #PublicWiFi #PasswordSecurity #DigitalSecurity #CyberCrime #Technology #Privacy #PersonalSecurity

Check the episode transcript hereABOUT REED GOOSSENS  Reed Goossens is the Founder and CEO of RSN Property Group, a real estate investment firm that has acquired nearly $1 billion in multifamily assets across the United States. Originally from Australia, Reed moved to the U.S. in 2012 and built a career helping investors create wealth through commercial real estate. He is also a Co-Founder of Accounting First Group, a platform focused on acquiring and scaling CPA firms across the country. In addition, Reed hosts the long-running Investing in the U.S. podcast, where he interviews leading entrepreneurs, investors, and business operators on building wealth and creating financial freedom.   THIS TOPIC IN A NUTSHELL: Reed Goossens' Path From Australian Structural Engineer to Multifamily Syndicator Getting Back to Fundamentals: Positive Leverage & Agency Debt Why Now May Be the Best Buying Window of the Cycle Reading Local Construction Pipelines Before You Buy Red States vs. Blue States: The Case for High-Barrier-to-Entry Markets Blending Institutional and Retail Capital to Bridge Raises Why Raising Equity Is Taking Longer in Today's Market Distressed Deals vs. Distressed Operators: Knowing the Difference Is the Syndication Business Model Built on Volume Broken? The GP Preferred Return Debate and Aligning Incentives With Investors Underwriting Conservative Rent Growth After the 2022 Reset Why Basis Plays Beat Betting on Rent Growth Right Now Shifting From Short-Term Flips to Medium- and Long-Term Holds Market Deep Dive: Austin, Dallas, San Antonio, Phoenix, Fayetteville & Greenville Renter Preferences by Market: Washer/Dryers, AC & In-Unit Amenities Underwriting Volume as a Shortcut to Market Expertise Lightning Round: Biggest Mistakes, First Hustles & Lessons for a Younger Self    KEY QUOTE:                Positive leverage should be your starting point."   ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe   #RealEstateInvesting #MultifamilyInvesting #PassiveInvesting #PassiveIncome #RealEstateInvestor #ApartmentInvesting #CommercialRealEstate #RealEstateSyndication #AccreditedInvestor #CashFlowInvesting #InvestmentStrategy #FinancialFreedom #WealthBuilding #AlternativeInvestments #PrivateEquityRealEstate #InvestorEducation #RealEstatePodcast #SponsorDueDiligence #DealAnalysis #InvestmentOpportunities #PortfolioDiversification #LongTermInvesting #MarketCycles #RealEstateEducation #CapitalRaising #InvestorMindset #GenerationalWealth #PrivatePlacements #MultifamilySyndication #SmartInvesting   CONNECT WITH REED GOOSSENS: LinkedIn: https://www.linkedin.com/reed-goossens Instagram: Www.instagram.com/reedgoossens     CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. I Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. I Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST See omnystudio.com/listener for privacy information.

If you're an attorney handling high-conflict litigation, divorce, custody disputes, or complex civil cases, this video will show you how to use AI to transform overwhelming evidence into a winning legal strategy. Rebecca Zung, The Leverage Lawyer and creator of Slay AI, explains how artificial intelligence can uncover patterns, expose contradictions, organize thousands of emails, texts, and documents, and help attorneys build stronger cases while saving time and increasing leverage. Discover how AI is changing the future of legal practice and how you can use it ethically and strategically to deliver better results for your clients. Chapters: 00:00 Why Every Attorney Needs AI Today 00:54 Meet Rebecca Zung & Slay AI 01:15 The Biggest Challenge in High-Conflict Cases 03:08 How AI Finds Patterns & Contradictions 05:27 Turning Evidence into Leverage 07:49 Using AI to Build Stronger Cases 09:38 Ethical AI for Attorneys 11:21 Final Takeaways #RebeccaZung #ArtificialIntelligence #AIForLawyers #LegalAI #Litigation #TrialLawyer #HighConflict #DivorceLaw #FamilyLaw #LegalStrategy #Attorney #Evidence #ChatGPT #LawPractice #SlayAI

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. I Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

With Patrick Beverley hinting that LeBron James' big decision drops today, we dive into the growing impatience in Philadelphia and debate whether the King is legitimately considering the Sixers or just using the franchise for leverage. It's time to decide if we're trusting the process or preparing to completely denounce the throne.

Eric Triplett and Mike Garvey discuss the complex transition from a side hustle to a legitimate business. Eric reflects on his decision to pause a coaching venture to refocus on his primary passion for aquatic ecosystem design and filtration technology. The conversation contrasts their professional journeys, highlighting how Mike built a business while serving as a state trooper, whereas Triplett turned a lifelong obsession with fish breeding into a career. They explore the motivations behind pursuing supplemental income, noting that some ventures serve as financial safety nets while others are purely for personal fulfillment.  Key Takeaways: Start planning your post-career business years in advance to ensure you have a thriving foundation to step into when you retire. Operate your side hustle as a legitimate business from day one by securing proper licensing, insurance, and professional branding. Develop the discipline to step away from good opportunities when they begin to pull time and focus away from your primary mission. Leverage your personal passions and deep expertise to create a unique professional position that sets you apart from your competitors. Utilize a side hustle to provide creative fulfillment and joy if your primary career focuses mainly on stability and financial security.

Evan Dash is the CEO of StoreBound and Author of the best-selling book, A Dash of Good: How to Turn a Business Based on Values into a Valuable Business. Evan's journey took him from firefighter to business executive before becoming a household name in the kitchenware industry. Alongside his wife Rachel, they launched DASH, their namesake kitchenware brand. Under Dash's leadership, the company skyrocketed to success, achieving sales of over $1 billion in sales and becoming the world's largest producer of waffle makers, popcorn poppers, and egg cookers, with over 100 million units sold. Before its 10th anniversary, Dash negotiated a majority sale of his company to Groupe SEB, the $8 billion global leader in the housewares industry.Highlight Bullets> Here's a glimpse of what you would learn…. Entrepreneurial journey from firefighter to CEO of a billion-dollar kitchenware brand.Transition from corporate retail experience to founding a business.Importance of a retail-first strategy versus direct-to-consumer approaches.Challenges faced in retail, including inventory management and product-market fit.The significance of a caring company culture and hiring practices.Strategies for DTC brands entering the retail space.The role of AI in enhancing business operations and creativity.Partnership dynamics in business, particularly with a spouse.Lessons learned from early failures and successes in product launches.Emphasis on building trust and relationships with customers and retailers.In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley interviews Evan Dash, CEO of StoreBound and founder of Dash kitchenware. Evan shares his unconventional journey from firefighter to entrepreneur, building a brand that surpassed $1 billion in sales. He discusses leveraging brick-and-mortar retail expertise, the importance of a content-first strategy, and hiring people who genuinely care. Evan also highlights his partnership with his wife Rachel, strategies for DTC brands entering retail, and AI's growing role in business operations.Here are the 3 action items that Josh identified from this episode:Start where you have an unfair advantage Leverage your existing expertise, network, or channel (retail, DTC, etc.) instead of blindly following trends. Validate demand before scaling Use tools like crowdfunding, small test runs, or pilot launches to confirm product-market fit and reduce inventory risk. Treat retail like a different business If entering brick-and-mortar, master pricing, margins, cash flow, and logistics—don't assume your DTC playbook will work.Timestamps:00:00:00 Introduction and Setting the StageEvan discusses generational shifts in kitchenware preferences and the initial marketing approach for Dash.00:00:22 Podcast IntroductionHost introduces the E-com Breakthrough Podcast and sets up the episode's focus.00:00:35 Guest Introduction: Evan Dash's BackgroundEvan's journey from firefighter to CEO, and the founding of Dash kitchenware.00:01:51 Personal Connection and Product RecognitionHost shares personal experience with Dash products and introduces the main interview.00:02:19 Evan's Entrepreneurial JourneyEvan recounts his unconventional path from firefighting to retail and business.00:04:01 Lessons from Retail and E-commerce EvolutionEvan discusses his retail background, the fall of legacy brands, and the rise of e-commerce.00:05:57 Transition from Corporate to EntrepreneurshipEvan explains how being fired led him to start his own business with his wife.00:07:45 Working with a Spouse: Partnership InsightsEvan and the host discuss the dynamics and benefits of building a business with their wives.00:10:02 Travel and Business Partnership BenefitsEvan shares the advantages of traveling and working closely with his spouse.00:11:21 Launching Dash: Retail-First StrategyEvan explains why Dash started with a retail-first approach and the challenges faced.00:12:11 Early Product Experiments and Brand NamingEvan describes initial product ideas, licensing, and the decision to use his last name for the brand.00:14:30 Content-Driven Brand BuildingDash's early focus on content creation, social media, and appealing to younger consumers.00:16:37 Retail Placement and Cash Flow ChallengesHow Dash leveraged retail relationships for credibility and managed cash flow pressures.00:17:47 Retail Flywheel and Industry FOMOThe impact of early retail success and how it led to more opportunities.00:18:35 Product Flops and Risk MitigationEvan discusses product failures, the importance of sell-through, and strategies to minimize risk.00:22:07 Crowdfunding and Retailer RelationshipsUsing Kickstarter/Indiegogo to test products and proactively managing retailer relationships.00:24:30 Advice for DTC Brands Entering RetailEvan's recommendations for DTC brands looking to expand into retail.00:25:08 Learning New Channels and Building ExpertiseThe importance of becoming an expert in new sales channels and hiring for knowledge gaps.00:27:02 Brokers vs. Direct Outreach in RetailPros and cons of using brokers versus direct outreach for retail expansion.00:28:14 Focus, Time Management, and Agency PitfallsThe risks of losing focus, the value of time, and challenges with agencies.00:29:37 Hiring Smart People and Building TeamsHow hiring smarter people and building strong teams drives business growth.00:30:36 Culture of Caring and Core ValuesEvan's approach to company culture, hiring for care, and building a values-driven organization.00:34:15 Defining “Care” in Company CultureWhat “care” means at Dash and how it's embedded in the company's DNA.00:35:16 Empowerment, Trust, and Winning HeartsPairing care with empowerment, trust, and a focus on winning hearts internally and externally.00:38:20 Culture as a Competitive AdvantageHow culture and core values translate to consumer experience and business success.00:39:16 AI in Business: Human vs. AutomationEvan's perspective on AI, its role in efficiency, and why humans remain central.00:40:17 AI as a Multiplier, Not a ReplacementHow Dash is adopting AI to boost productivity while maintaining a human-centric approach.00:41:28 Final Thoughts and Book RecommendationEvan recommends his book and offers to connect with listeners.00:41:49 Three Actionable TakeawaysHost summarizes key lessons: domain expertise, caring culture, and hiring smart people.00:45:08 Rapid-Fire Questions: Book, AI Tool, InspirationEvan shares his favorite book, AI tools, and sources of inspiration in CPG and fashion.00:48:34 Closing and Contact InformationHow to connect with Evan and Dash; episode wrap-up.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCommBreakthrough.comTools and Websites"Kickstarter": "00:23:27""Indiegogo": "00:23:27""ChatGPT": "00:46:15"Books"

With Patrick Beverley hinting that LeBron James' big decision drops today, we dive into the growing impatience in Philadelphia and debate whether the King is legitimately considering the Sixers or just using the franchise for leverage. It's time to decide if we're trusting the process or preparing to completely denounce the throne.

In this episode of The Industrial Real Estate Podcast, Chad is joined by Brian Ker of Snowball Developments. This episode focuses on the current state of the industrial property market. Chad & Brian break down how developers are navigating complex regulatory environments and operational challenges.We discuss the practical application of solar panels in industrial assets and how land selection, not building type, drives every acquisition decision. Whether you are an active investor or a developer, these insights help you understand the risks and opportunities facing the sector today.Subscribe for weekly industrial real estate market breakdowns, and comment below on how you think rent regulations will shape your investment strategy next year.Connect with Brian:https://www.linkedin.com/in/brian-ker-5024899/Snowball Developments: https://www.snowball-dev.com/Connect with us: https://linktr.ee/industrialpodcast

What beliefs are quietly keeping you from greater wealth, freedom, and fulfillment?In this episode of Tech Diva Biz Talks, Audrey “Tech Diva” Wiggins talks with bestselling author and prosperity expert Randy Gage about the mindset shifts that shape success. Randy shares how limiting beliefs around money, failure, worthiness, and responsibility can keep even accomplished entrepreneurs stuck.They also explore leverage, resilience, personal transformation, and what business owners need to understand to stay relevant in the age of AI.This is a bold conversation about rewiring scarcity thinking, creating value, and building prosperity from the inside out.Featured quote:“You work for money, or money works for you.”Connect with Randy Gage:Web: randygage.comPodcast: Power Prosperity Podcast Book: Wealth Without ApologySend us a messageBuzzsprout - Let's get your podcast launched!Start for FREEDesignrr for eBooks, BlogsCreate eBooks, Blogs, Lead Magnets and more! Riverside.fm Your Own Virtual StudioProfessional Virtual StudioAltogether Domains, Hosting and MoreBringing your business online - domain names, web design, branded email, security, hosting and more.Digital Business CardsLet's speed up your follow up. Get a digital business card.Small Business Legal ServicesYour Small Business Legal Plan can help with any business legal matter.Looking for Podcast Guests?Keep your podcast schedule full with quality guests, or find shows to guest on with PodMatch.Mens and Womens HatsSince 1972, American Hat Makers has been dedicated to the art of fine hat making.Digital Marketing PlatformContent Creator Machine - The integrated all-in-one online marketing platform.Professional Development and AI TrainingKeep current with continuing education from Altogether Learning Academy | Altogether Marketing LLC.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showWant to be a guest on Tech Diva Biz Talks? Send Audrey Wiggins a message on PodMatch, here: podmatch.com/hostdetailpreview/audreywigginsTo work with Audrey schedule a breakthrough/discovery session.

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Are you drowning in your back office ? Most financial advisors stall not from a lack of marketing, but because they spend 70% of their week trapped in non-revenue-generating administrative weeds . In this episode, Justin introduces the Leverage Grid and the game-changing One-Touch Protocol designed to reclaim five to seven hours of your workweek. By learning how to guard the gate of your time, utilize your team as "ammo," and execute flawless handoffs, you can stop micromanaging and refocus on your highest-value activities. Stop touching tasks multiple times and start scaling your practice toward a multi-million dollar valuation. DecaMillionaire Decoded Links: • Relentless Value Coaching Workshops • DecaMillionaire Decoded on YouTube

  What Does This Week’s Market Volatility Mean for Your Retirement Portfolio? By Tom Dupree, Founder, Dupree Financial Group Inflation cooled. The big banks beat expectations. And somehow, it was still a wild week in the market. If you’ve been watching your account balance bounce around and wondering whether any of it has anything to do with the actual value of what you own, here’s the short answer: usually not. Most of what moved the market this week wasn’t new information about businesses — it was leverage, technical trading, and forced selling. That distinction matters more for your retirement than almost anything else you’ll read this month, because it tells you when to act and when to simply hold on. This week’s episode of The Tom Dupree Show walked through four separate stories — cooling inflation, strong bank earnings, a leveraged-ETF blowup on the other side of the world, and a regulatory fight over how often companies should report earnings — that all point to the same lesson: know what you own, know why the price is moving, and don’t confuse someone else’s forced selling with your own emergency. Key Takeaways Inflation cooled to 3.5% year-over-year in June, but the Fed’s new chair has questioned whether the 2% target is even the right one — the ground rules for bonds and rate-sensitive investments could shift. Bank profits this quarter came mostly from paying less on deposits, not from a borrowing boom — a reminder that cash flow, not headlines, tells the real story. A leveraged single-stock ETF collapse in South Korea forced hundreds of thousands of retail accounts into liquidation — a case study in what daily-compounding leverage does to a portfolio. Semiconductor stocks have swung hard on technical signals, not fundamentals — which can create real opportunity for patient, long-term owners. A federal proposal to let companies report earnings twice a year instead of four times has reignited a real debate about transparency versus short-termism. Why Does the Market Feel So Unpredictable Right Now? If you’re 55, 65, or 75 and watching a retirement account that’s supposed to fund the next 30 or 40 years of your life, a week like this one is unsettling. The headlines contradict each other: inflation is cooling, but chip stocks are getting hammered one day and ripping higher the next. Banks are thriving, but somewhere on the other side of the world, hundreds of thousands of retail investors just lost their entire trading accounts overnight. It’s a lot to hold at once, and it’s reasonable to wonder whether any of it should change what you do with your own money. Here’s the honest answer: for most retirees holding a diversified, income-producing portfolio, almost none of it should. But understanding why requires pulling apart what actually happened this week — and separating the noise from the signal. What Actually Happened This Week — The Data Start with the good news. The Bureau of Labor Statistics reported that headline inflation cooled to 3.5% year-over-year in June, with core inflation (which strips out food and energy) coming in at 2.6% — both below what economists expected, and producer prices actually declined for the month. That’s a meaningfully better inflation picture than markets were braced for. But the Fed’s target isn’t necessarily fixed anymore. Kevin Warsh, who was sworn in as Federal Reserve chairman this spring, has openly questioned the assumptions behind the central bank’s longstanding 2% inflation goal and launched a broader review of how the Fed operates. For retirees who own bonds or rate-sensitive income investments, that’s not a footnote — it’s a reason to pay attention to what “the target” even means over the next few years, rather than assuming the old rules still apply. Meanwhile, bank earnings came in strong — but not for the reason most people assume. The lift came primarily from banks paying less to fund themselves (short-term deposit rates have fallen faster than the loans on their books have repriced), not from a fresh wave of borrowing. It’s a good environment for financial stocks, but it’s a funding-cost story more than a booming-economy story, and that distinction matters if you’re trying to judge whether the rally has legs. Then there’s the semiconductor sector, which has been the market’s most volatile corner. Taiwan Semiconductor, the company that manufactures the vast majority of the world’s advanced AI chips, reported June revenue up nearly 68% year-over-year, a genuinely extraordinary number driven by AI infrastructure demand. And yet chip stocks broadly have been whipping up and down for reasons that have very little to do with numbers like that one. A lot of that action is technical: when a stock breaks below a widely watched moving average, institutional trading algorithms are programmed to sell, regardless of what the underlying business is doing. That selling then triggers more selling. It looks like panic. It’s often just mechanics. The starkest illustration of what leverage does in a downturn came out of South Korea this month, where a wave of new single-stock leveraged ETFs tied to semiconductor giants Samsung and SK Hynix triggered margin calls on more than 1.2 million retail trading accounts, with roughly 320,000 to 360,000 of those accounts fully liquidated in a matter of days. These products were designed to move twice the daily price swing of a single stock — which sounds appealing on the way up and is devastating on the way down, because the losses compound daily rather than tracking the stock’s actual return over time. It’s an ocean away from Lexington, Kentucky, but the lesson travels: leverage doesn’t just add risk, it changes the math entirely. Finally, there’s a quieter but genuinely important story developing in Washington. The SEC has proposed letting public companies choose to report earnings twice a year instead of four times, a change championed by President Trump and SEC Chairman Paul Atkins as a way to reduce short-term pressure on management teams. The idea splits reasonable people: less frequent reporting could free executives to run their businesses for the next several years instead of the next ninety days, but it could also mean investors — including retirees who depend on knowing exactly what they own — get less information, less often. This week’s news cycle also included a primetime presidential address in which Trump alleged that newly declassified intelligence showed foreign interference — including from China — in the 2020 election, along with claims of voter registration fraud in Michigan. Election security officials, including the Cybersecurity and Infrastructure Security Agency, have said they’ve found no evidence that any votes were altered in past elections. Whatever your read on the speech, it fed into a broader theme running through the whole hour: how much can you trust the numbers an institution hands you, whether that’s a vote count or a government inflation report? It’s why we do our own research instead of relying solely on government statistics or Wall Street’s sell-side analysts, and it’s the same instinct that should guide how you evaluate any claim, official or otherwise. The Reframe: Manufactured Volatility vs. Real Risk Here’s the framework we come back to on nearly every episode of the show, and it’s the one thing we want you to take from this week’s news: there is a real difference between manufactured volatility and real risk, and confusing the two is one of the most expensive mistakes a retiree can make. Manufactured volatility is what happens when a stock’s price swings because of leverage unwinding, algorithmic trading around technical levels, or funds racing to exit ahead of a quarterly number — not because the underlying business got worse. The Korean ETF collapse is manufactured volatility in its purest form: a Samsung or SK Hynix shareholder holding actual shares, with no leverage, watched the same news and the same earnings power, just without the forced-selling spiral. Real risk is different. Real risk is a company losing its competitive position, cutting its dividend, or piling on debt it can’t service. Real risk should change what you own. Manufactured volatility, more often than not, should not. The trouble is that from the outside, both look identical on a stock chart. A share price falling 10% doesn’t come labeled “manufactured” or “real.” Telling the difference requires actually knowing the business you own — its cash flow, its dividend history, its balance sheet — well enough to judge whether this week’s headline changed anything about that story. That’s the diligence part of the job, and there’s no shortcut around it. How Should Retirement Investors Respond to This Kind of Volatility? At Dupree Financial Group, this is exactly why our approach centers on dividend-paying stocks and bonds rather than chasing whatever sector is moving fastest. When you own a company for the income it generates — not for a price target — a week of manufactured volatility becomes far less threatening, and sometimes it becomes an opportunity. When institutions are forced to sell a good company for reasons that have nothing to do with its fundamentals, the price drop that scares one investor is simply a better entry point for another. That’s not a guarantee of a favorable outcome — all investing involves risk, including the possible loss of principal — but it’s a fundamentally different posture than reacting to every headline. Seven Steps to Retirement-Proof Your Portfolio Against Manufactured Volatility Know what you own, line by line. Pull up your statement and be able to explain, in one sentence each, why you own every major holding. If you can’t, that’s the first thing to fix — not the market. Separate the headline from the business. Before reacting to a price move, ask whether anything actually changed about the company’s earnings, dividend, or balance sheet — or whether it’s a technical or leverage-driven move like the ones described above. Keep leveraged and single-stock ETFs out of retirement money entirely. These products are built for daily traders, not long-term holders. The Korean ETF collapse is a real-world example of what daily compounding leverage can do to an account in a matter of days. Read past the quarterly headline number. Whether or not the reporting-frequency rules change, judge a company on multi-year cash flow and dividend trends, not a single quarter’s beat or miss. Keep a watchlist of quality companies for when panic creates a discount. When forced selling knocks a good business down for reasons unrelated to its fundamentals, that’s the moment long-term investors get paid for their patience. Revisit your income plan, not just your account balance. A retirement portfolio’s job is to produce cash flow you can live on for 30 to 40 years. Judge a volatile week by whether your income stream held up — not by the number on the login screen. Get a second set of eyes on your portfolio. If you’re not sure whether what you own is built to withstand this kind of volatility, or whether you’re carrying more leverage or concentration risk than you realize, that’s exactly what a portfolio review is for. Frequently Asked Questions Is a leveraged ETF a good way to boost my retirement returns? No. Leveraged ETFs reset and compound daily, so their long-term return can diverge sharply from the underlying stock’s actual performance — including large losses even when the stock has technically risen over time. They’re built for short-term traders, not retirement accounts. Does cooling inflation mean the Fed will cut interest rates soon? Not necessarily. While June’s cooler CPI reading supports the case for rate cuts, the Fed’s new chairman has signaled openness to rethinking the central bank’s approach to its inflation target, adding real uncertainty to the timeline for any rate decisions. Why do stock prices swing so much when a company’s earnings didn’t change? Much of the day-to-day movement in popular stocks comes from technical trading, algorithmic strategies tied to chart levels, and leveraged funds being forced to buy or sell — not from new information about the business itself. That’s manufactured volatility, not real risk. What does the debate over quarterly earnings reports mean for individual investors? If the SEC’s proposal is adopted, some companies may report financial results only twice a year instead of four times. That could reduce short-term pressure on management, but it may also mean investors get less frequent, less detailed information about what they actually own. How do I know if my retirement portfolio is built to handle volatility? Start by confirming you can explain why you own every major holding and that none of your retirement money sits in leveraged or single-stock products. A complimentary portfolio review with a fee-only fiduciary advisor is the fastest way to get an honest, unbiased answer. The Bottom Line Weeks like this one will keep happening. Leverage will keep building up somewhere and unwinding somewhere else. Traders will keep reacting to chart levels instead of cash flow. What won’t change is the difference between a business that’s actually worth less than it was last week and a stock price that simply got caught in someone else’s forced selling. Learn to tell those two things apart, build your income around companies you understand, and a volatile week stops being a threat to your retirement — it starts being background noise, or even opportunity. Schedule a Complimentary Portfolio Review If you’re not sure whether your portfolio is built to take advantage of volatility like we saw this week — instead of getting knocked around by it — we’ll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it’s working for you. Call: 859-233-0400  |  Visit: dupreefinancial.com You Might Also Like Catch up on past episodes of The Tom Dupree Show — our full podcast archive, updated every week. Meet the team at Dupree Financial Group — learn about our fee-only, fiduciary approach and the people behind it. [PLACEHOLDER — link to a prior show notes/blog post on dividend investing fundamentals once a confirmed URL is available] About the Author: Tom Dupree is the founder of Dupree Financial Group and host of The Tom Dupree Show, heard weekly across Central Kentucky radio and podcast. With 47 years in the investment business, starting in municipal bonds in 1978, Tom built DFG’s investment philosophy around one idea: retirement money should generate income you can see, not just a balance you hope holds up. Dupree Financial Group is an independent, fee-only fiduciary Registered Investment Advisor based in Lexington, Kentucky. REGULATORY DISCLAIMER: This material is for informational and educational purposes only and does not constitute investment, legal, or tax advice, nor is it a solicitation to buy or sell any security. All investing involves risk, including the possible loss of principal. Past performance of any market index or security is not indicative of future results. Dupree Financial Group is a fee-only fiduciary and does not receive commissions on any products or securities discussed. 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A complimentary portfolio review with a fee-only fiduciary advisor is the fastest way to get an honest, unbiased answer." } } ] } The post What Does Market Volatility Mean for Your Retirement Portfolio? appeared first on Dupree Financial.

Join Chris Markowski as he cuts through the noise of financial media with bold insights on market dynamics, regulatory pitfalls, and investor pitfalls—arming listeners with knowledge to navigate the complex world of finance and investing.

AI is fueling the largest borrowing boom in at least a generation. But Greg Peters argues that focusing on AI alone misses the bigger story playing out across credit markets.In this conversation, the co-chief investment officer of PGIM Fixed Income explains why PGIM is pursuing some AI-related financings while walking away from many others, why he believes we're entering a true credit-picker's market after years of the opposite, and what lessons he learned from the tech bubble in the late 1990s. You'll enjoy his story about false diversification and an invented market sector from that time.Peters also discusses the uncertainty surrounding AI's long-term economics, why he readily admits what he doesn't know, and how the lines between public and private credit continue to blur, and why that matters to investors. Other topics we touched on: The debate inside PGIM over AI companies' claims about future revenue and the difficulty of getting information.Why "30 years is a long time" when financing a rapidly changing technology.What protections investors should get when financing data-centersWhy Peters believes credit investors have unusual negotiating power despite being late in the credit cycle and why they should use that power. How investors should think about diversification when so many assets share similar underlying risk drivers.

Kevin Davitt with the Nasdaq talks about the rotation he sees in the tech sector and ways it has hit the index. He points to options activity in stocks like Nvidia (NVDA), Micron (MU), and SpaceX (SPCX) as the main culprit driving big swings. Similarly, Kevin talks about the importance of leverage ETFs tied to single stocks and the daily rebalance many investors likely aren't aware of. With all the volatility investors see, Kevin offers his advice on how you can navigate that volatility. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Stuart Gethner reveals how disciplined multifamily investing, smart value-add purchases, patient buy-and-hold strategies, mentorship, and an abundance mindset can help agents and investors build lasting wealth, greater freedom, and healthier lives with purpose.See article: https://www.unitedstatesrealestateinvestor.com/build-wealth-slowly-and-create-a-life-of-freedom-with-stuart-gethner/(00:00) - Introduction to Stuart Gethner and His Journey From Pharmacist to Multifamily Investor(05:00) - DSCR Financing, Value-Add Properties, and Building a Long-Term Investment Strategy(10:00) - Understanding Cap Rates, Leverage, Equity Growth, and Buying Properties at a Discount(15:00) - Cash-on-Cash Returns, Tax Advantages, Investor Partnerships, and Opportunities for Agents(20:00) - Using Real Estate for Retirement, Finding Mentors, and Learning Through Experience(25:00) - The Abundance Mindset, Getting Rich Slowly, and Creating Freedom Through Investing(30:00) - Physical Health, Mental Strength, Personal Discipline, and Stuart's Golden Investment Lessons(35:00) - Recommended Books, Continuous Education, Stuart's Resources, and Closing Thoughts(37:39) - The REI Agent Podcast Outro and Listener DisclaimerContact Stuart Gethnerhttps://www.stuartgethner.com/https://www.facebook.com/profile.php?id=61578852277422https://www.instagram.com/stuartgethner/https://www.linkedin.com/in/stuartgethner/https://www.youtube.com/user/stuartgethnerhttps://www.tiktok.com/@stuart_gethnerStuart Gethner proves that financial freedom is rarely created through one lucky break. It grows from smart purchases, patient ownership, consistent learning, strong relationships, and the courage to begin before everything feels perfect. Start small, buy wisely, protect your health, and keep building the life you want. For more inspiring conversations about wealth, wellness, and purposeful investing, visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl

Contemporary technology governance has shifted from rule-based regulation to a landscape defined by administrative leverage and directive-driven decisions. This dynamic is seen in both the cybersecurity and AI sectors, where agencies such as the U.S. Department of Defense and companies including OpenAI and Anthropic navigate obligations and approvals through administrative action rather than statutory change. As a result, MSPs and IT service providers must recognize that the durability of their offerings and client architectures increasingly hinges on how they respond to rapid, unpredictable shifts in the governing environment rather than on fixed compliance deadlines or product release dates. A notable example of this mechanism is the Department of Defense's suspension of the rollout of Phase Two of the Cybersecurity Maturity Model Certification (CMMC), as reported by Federal News Network. About 80,000 companies had been preparing for new third-party assessment requirements, but these assessments have been paused pending a 60-day review. Despite the pause, the underlying data protection requirements for defense contractors remain in force, demonstrating that while compliance deadlines can disappear overnight, fundamental security obligations persist. Additional cases amplify the trend toward directive-based governance. The U.S. Commerce Department lifted export restrictions on Anthropic's Fable 5 and Mythos 5 AI models after new safeguards were implemented, following the same pattern previously used to impose those restrictions. Similarly, OpenAI's GPT 5.6 model was released to the public only after a voluntary government review concluded, illustrating that administrative reviews, not boardroom decisions, can dictate technology availability. Concurrently, other governments such as China are employing similar tactics, with Reuters reporting that Chinese authorities have met with local AI firms to discuss restricting overseas access to advanced models. These parallel moves across geopolitical boundaries indicate a structural reliance on executive discretion rather than legislative clarity. The operational impact for MSPs, IT service providers, and technology leaders is a heightened exposure to contract risk and pricing volatility. Service commitments anchored to deadlines, default settings, or product availability are susceptible to abrupt policy reversals or administrative interventions, translating to sudden revenue shortfalls and reactive client management. The recommended response is to audit current commitments, identify those pegged to mutable triggers rather than enduring obligations, and systematically re-anchor contract language and client communication to core outcomes and standing requirements. This preparation mitigates the risk of unpaid work, scope renegotiation, and unplanned operational disruption when another directive-driven policy shift occurs. 00:00 Three Government Switches in Three Weeks  04:07 Why AI Is Governed by Leverage, Not Law 06:46 CMMC Paused — Your Obligations Didn't 09:27 Why Do We Care?  Supported by:  Pax8 Guardz   

reference: Sri Aurobindo and the Mother, The Psychic Being — Soul: Its Nature, Mission and Evolution, Section 4 The Psychic Being and Sadhana, pg. 121This episode is also available as a blog post at https://sriaurobindostudies.wordpress.com/2026/07/13/the-shift-of-standpoint-to-the-psychic-being-provides-leverage-for-the-change-of-the-external-nature/Video presentations, interviews and podcast episodes are allavailable on the YouTube Channel https://www.youtube.com/@santoshkrinsky871More information about Sri Aurobindo can be found at www.aurobindo.net  The US editions and links to e-book editions of SriAurobindo's writings can be found at Lotus Press www.lotuspress.com#Sri Aurobindo #The Mother #yoga #integral yoga #spirituality #soul #psychic being

Marc Schreiber, President of the St. Louis Sports Commission joins KMOX's Megan Lynch to talk about $2.5 million in Rams settlement funds the organization will use to attract more top level sporting events to the region

Are you preparing for a deposition in a divorce, custody battle, business dispute, or high-conflict lawsuit? In this video, Rebecca Zung, The Leverage Lawyer, reveals the one deposition question that could make or break your entire case and explains how AI tools like ChatGPT, Claude, Gemini, and Grok are changing legal discovery. Learn why your AI conversations may be discoverable, how attorneys are using AI-related deposition questions, the biggest mistakes people make under oath, and the strategies you need to protect your credibility, preserve leverage, and avoid devastating admissions. Whether you're facing a narcissist, a high-conflict opponent, or complex litigation, this episode will help you prepare smarter and safeguard your case. #RebeccaZung #Deposition #CourtCase #ChatGPT #ArtificialIntelligence #LegalStrategy #HighConflict #Narcissist #Litigation #Divorce #Custody #Lawyer #Courtroom #LegalAdvice #Negotiation

Chapter 1: The Four-Year Pivot & Automation (00:01 – 03:43) A realistic assessment of the modern voiceover landscape. The conversation breaks down why doubling down on specific performance sectors combats the rise of generative AI, and shatters the panic surrounding long-form narration. Chapter 2: The IVR Evolution & NAVA (03:44 – 06:58) An analysis of the sectors most impacted by digital cloning, particularly telephony and IVR. The chapter covers historical warnings regarding voice data and introduces the operational growth of NAVA. Chapter 3: Corporate Blueprints & Intuition (06:59 – 11:24) A look into how a corporate career in insurance claims adjusting hands entrepreneurs the ultimate blueprint for business autonomy and time tracking. The discussion covers handling conflicting advice from industry mentors. Chapter 4: The LinkedIn Relationship Engine (11:25 – 14:49) The exact steps required to transform a standard profile into an organic, inbound lead-generation machine without spending money on premium platform upgrades. Chapter 5: Unconferences and Content Longevity (14:50 – 18:20) A breakdown of how simple, de-mystified business structures resonate best with creatives, featuring a look into long-term product modernization and content upkeep. Chapter 6: Paywalls & Parallel Accountability (18:21 – 28:04) Tactical advice on how to maintain dominant search functionality even as features get locked behind corporate paywalls, alongside a unique virtual co-working strategy that crushes procrastination. Chapter 7: Outsourcing & Dropping the Stress (28:05 – End) How to maintain tight creative control over a brand while strategically outsourcing administrative labor. The episode wraps with a reality check on social media posting schedules and child voice talent safeguards. Top 10 Boss Takeaways Human nuance remains un-clonable: Synthetic models cannot replicate the organic emotional transitions that define elite commercial performance. Continuous education is structural protection: Entrepreneurs must treat business development and tech training as non-negotiable daily habits. Run your business on intuition: Rely on common sense rather than chasing low-cost, race-to-the-bottom marketplace trends. Treat networking profiles like a mini-website: A professional profile must operate as a sleek landing page complete with clear social proof. Master the three pillars of direct outreach: High-converting marketing relies on a streamlined sequence: Optimize, Connect, and Message. Leverage parallel co-working sessions: Bypass administrative procrastination by setting up parallel focus blocks with an accountability partner. Retain vision when outsourcing: Scaling a business requires delegation, but the owner must always retain absolute control over the brand's trajectory. Give yourself permission to breathe: Focus entirely on the substance of marketing rather than the arbitrary frequency of a social media posting schedule. Audit service agreements closely: Talent must actively protect their biological voiceprints by ensuring explicit protective clauses are embedded into every contract. Hold corporate standards for child talent: Treat child performances as a legitimate business by enforcing standard industry rates and following official best practices.  

One More CIA Operative Caught After Mathew Van Dyke | India's Leverage vs USA Increasing

How to leverage live streaming to scale your brand on TikTokWelcome to the eCommerce Lab Podcast! TikTok Live has become one of the most powerful tools for boosting sales, connecting with audiences, and growing a brand authentically. In this episode, we talk with Desiree Shank, co-founder of Social Collective and a TikTok growth strategy specialist.During this interview, you'll discover how brands can leverage the power of live streaming to increase their reach, build trust with consumers, and convert viewers into customers. Desiree shares practical strategies, common mistakes to avoid, and the best tactics for scaling your business using TikTok Live.#ecomcy #Amazon #amazonfba #amazonseller #amazonbusiness #amazonfbaseller #amazonppc #amazonadvertising #amazonsellercentral #amazonppctips #amazonprivatelabel #amazonselling #amazonseo

Keith Weinhold explains why inflation has become a permanent part of the post–World War II economy and what that shift means for today's financial system.  He breaks down economist Dr. Mark Skousen's five structural reasons behind never-ending inflation and ties them to the hollowing out of the middle class and the "last generation to live normally" concept.  Keith then introduces opportunity cost as the biggest financial expense most people overlook and illustrates how leveraging low-cost, long-term debt to buy productive real assets can turn inflation into an advantage.  He closes by outlining a practical hierarchy for which debts to eliminate first and which to keep as tools for long-term wealth building. Episode Page: GetRichEducation.com/614 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. In less than 40 years, America has gone from 75% gasoline to permanent inflation. Then learn about the biggest financial expense you will ever have in your life. It's not taxes, housing, interest charges, inflation, children, or healthcare. Most people have never heard of it today on Get Rich Education. You know, Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now. Their CEO Terry Kerr and his COO Pat Nix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashHind.com. H-I-N-D. That's DanielThomashHind.com, and sign up before spots fill.   Keith Weinhold  1:41   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056 They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:14   You're listening to the show that has created more financial freedom than nearly any show in the world, this is Get Rich Education.   Keith Weinhold  2:31   Welcome to GRE from Bavaria, Germany, to Batavia, New York, and across 188 world nations. I'm Keith Weinhold, and you're listening to Get Rich Education. In the 19 the 1988 movie Die Hard, there's a California gas station sign in the background that's visible. You can see it there. The gas price on this sign is a jaw dropper. Unleaded 77.9 cents per gallon, regular 70-4.9 cents per gallon. That now looks like it belongs in a museum next to rotary phones and blockbuster video cards. Yes, California gas for 75 cents, and the movie Die Hard. It had all these actors from yesteryear, like Bruce Willis and Reginald Vel Johnson. Yet you, depending on your age, you might remember 1988. It's not like ancient history. Now we all know that inflation is always and everywhere a monetary phenomenon, like Milton Friedman said, but is there more to this? Is there more than the Fed targeting 2% inflation, just like it says on their website? Oh, there sure is. And by the way, with a little research, it looks like California Gas averaged 95 cents in 1988, not 75 like it shows in Die Hard, but in any case, the point is still there. And today, inflation keeps running hot. Four years ago, the pandemic made CPI inflation peak at 9.1 percent. Today, the hangover effects of tariffs push it up, and the Iran war are turning up the heat even more, with the latest reading above 4% Inflation is running at more than double what the Fed wants. You can even make the case now that inflation is out of control. But here's the thing: inflation has exceeded that 2% target for 60-three consecutive months now. I mean, think about what that means. My gosh, just imagine having an important target that affects every American and missing it 60-three times in a row. That's kind of what's happening now, and they're. Going to keep missing it. So this streak of inflation above 2% started back in March of 2021 during the pandemic hangover, and it is still going strong after 63 months. Nobody knows where this is going to end. Most Americans get crushed by rising prices because their wages don't keep up, and you know collectively they sort of think we are concerned, but then they mostly keep doing the same thing while their lifestyle quietly shrinks. So consumers despise inflation. Everyday investors are lukewarm about inflation, and leverage real estate investors are smiling like they found a 20-dollar bill in last winter's coat. Leverage real estate investors are pretty ecstatic about inflation. Now the history gets super interesting.   Keith Weinhold  5:59   Okay, how did we get into this, where we just always seem to have inflation? So learn the history, and then I'll tie it back to how it affects you as an investor. Because before World War II, inflation behaved differently. The old pre-1945 pattern was that we had inflation during wars and booms. We had deflation after panics and depressions. So therefore, the result was that over long stretches, price levels often just moved sideways. We used to have recessions more often back 80 plus years ago than we do now. So therefore, you just had these price levels move sideways because a recession even prompted deflation, actually a strengthening of purchasing power. But then after World War II, inflation basically went permanently positive. I mean, yeah, permanently positive, where inflation is just always turned on with very few exceptions to that. In wartime, now we have inflation. In peacetime, now we have inflation. During the Super Bowl, now we have inflation. It is inflation, no matter what is going on. Right then, so what changed? Prominent economist and GRE podcast guest here, Dr. Mark Skousen. He has cited five major reasons that inflation became a permanent fixture from 1945 until today. And Mark Skousen was here on the show with us almost exactly two years ago because he's also the founder of a great event called Freedom Fest that Nareesh and I broadcast a show from, the five reasons that Scowson cites for never-ending inflation are first, never-ending wars. Now this doesn't only mean formally declared boots on the ground wars where tanks are rolling, never-ending wars. It means this permanent state of global military readiness that we have today, where we have overseas bases, defense contractors, right with the military-industrial complex. We have NATO commitments.   Keith Weinhold  8:17   We have anti-terror operations, naval patrols, intelligence agencies, and all this enormous machinery that's required to keep America as the world's security backstop. Well, all that costs an awful lot of money, and when government wants more money than it collects, it has a favorite trick: just create more dollars and create them out of nothing. I mean, it's like ordering another round of drinks for the table and then putting it on the unborn grandchildren's tab. The second reason for the never-ending inflation is the 1913 creation of the Federal Reserve and how that's changed over time because the Fed they were originally supposed to defend the dollar, defend the gold standard, and act as lender of last resort. Today it mostly just does the last one. It acts as the lender of last resort, and it's really not even last resort. I mean, she shit seems to patch any significant hole in the economy by creating more dollars and then pumping them into the system. When markets wobble, banks panic, or politicians overspend, or the economy catches any kind of cold, you know, the Fed often just shows up with this fire hose of liquidity. Now, sometimes that's necessary, but either way, it means more currency creation. So, the Fed it began as this sort of sober hallway monitor, but now they're often the responsible party that needs monitoring. But no. No one is going to stand up and do it because no one in power wants austerity under their watch because that is extremely unpopular. The third reason for permanent inflation is the Bretton Woods Agreement. You've probably heard of this, but let me summarize what it briefly means. Okay, Bretton Woods was the 1944 deal that basically created the post-World War II global monetary system? It made the U.S. dollar the world's reserve currency. If you remember anything from Bretton Woods, just remember that it did that. It made the U.S. dollar the world's reserve currency, and the dollar was pegged to gold at $35 per ounce.   Keith Weinhold  13:29   And finally, the fifth reason for never-ending inflation post World War II is Keynesian economics. I mean, you probably at least heard the term before. It's been thrown around here from time to time. Named after John Maynard Keynes, K E Y N E S. And before I go on, I invested in real estate for a long time before I learned all this stuff. Probably close to a decade of investing first. So I taught myself this material, Keynesian economics. That's the belief that demand is what drives economic output and employment. So, if you only remember one thing about Keynesian economics, it's that you need demand, and it stokes demand. It says demand drives everything, and what I mean by that is the spending, spending from households, corporations, and government. So, in plain English, when private demand weakens, the government should step in and spend. That's what Keynesian economics says. Well, that means deficits, borrowing, stimulus, support, programs, relief, rescue packages, emergency measures, and see what happens is that temporary measures somehow become permanent measures wearing a fake mustache. Remember, even Nixon said removal from the gold standard is temporary. Well, that was now 50. 55 years ago, in theory, the government runs deficits in bad times and then tightens up in good times. But that doesn't really happen because, in practice, government often runs deficits in bad times and good times, war times, peace times, election years, non-election years, leap years, all the time running deficits, spending more than we take in, and when deficits become normal, well, then currency creation has got to follow. That's the consequence. Well, these five forces that I told you about for never-ending inflation, the reasons that I just shared with you-they are now structurally embedded. They are not going away.   Keith Weinhold  19:03   I mean, there is even political resistance to deflation in this system. Investors benefit the most when they own one thing: real assets tied to long-term debt. You probably knew that I was going to say that because if the dollar is designed to slowly melt. You don't want to be the one holding the ice cube. You want to own the freezer. That's the control that you have. The first half of the year recently ended. It's time for our asset class rundown. From the midpoint of last year to the midpoint of this year, single-family home values are up only about one and a half percent. That's the average of Case-Shiller and FHFA. Apartment building values are down 1% in the past year. When it comes to rents per Zillow, single-family home rents are up 2.8% in the past year to an all-time record of almost 20-$300 Apartment rents are up just. 1.3% nationally. Sunbelt Apartments were the weak spot. Apartments.com said the South was down seven tenths of 1% year over year, and the mountain region down one and a half percent. With San Antonio, Denver, Austin, and Phoenix among the weaker markets, that's due to oversupply in those areas. 30-year mortgage rates down from 6.8 to 6.6% The S S&P 500 up 21 percent on AI optimism, despite a war in Iran. Though down in past months for the year, gold is still up 21 percent, silver soared 63 percent, Bitcoin down 45 percent. I mean, speculative digital assets have really gotten a cold shoulder. Oil up 4% although it went on a wild ride, and CPI inflation reheated to 4.2% That's our asset class rundown.   Speaker 2  22:59   This is our rich dad poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold. Don't quit your daydream.   Keith Weinhold  23:17   Welcome back to Get Rich Education. I'm your host Keith Weinhold. I want you to listen to something along with me, and then I'll come back to comment. This is from the parallel truth. It's called the last generation to live normally, and it's less than two minutes in length.   Speaker 2  23:32   We have to talk about something that sounds dramatic, but it is becoming true. Your parents may have been the last generation to live a normal life-not an easy life, not a perfect life, but a life where the basic deal still made sense. You could get a stable job, you could buy a house, you could raise children, you could save some money, you could retire one day. And even if life was hard, most people still believed that if they worked honestly, their future would slowly get better. But look at what happened to your generation. You work more, but own less. You study more, but feel less secure. You have more technology than any generation in history, but less peace, less time, and less confidence about the future. Your parents were told, "Work hard, and you will build a life. But you are being told that, "Work hard, and maybe you can afford rent. And the most disturbing part is that this did not happen overnight. It happened slowly. First, housing became an investment instead of a basic need. Then, education became a debt trap. Then, healthcare became too expensive. Then, stable jobs disappeared. Then, everything became a subscription: your house, your car, your software, your entertainment, even your future. Everything slowly became something you rent but never truly own. And while ordinary people were falling behind, the economy kept looking strong on paper. The stock market went up, billionaires got richer, companies made record profits. Politicians kept saying that everything was fine, but if everything is fine, why does an entire generation feel like it is drowning? The truth is, your parents did not live through normal history. They lived through a rare window where ordinary people. People were allowed to share in the wealth of the system, but that window is now closing. The old promise was simple: work hard, buy a home, raise a family, retire with dignity. The new promise is different: work forever, rent everything, delay children, carry debt, and call it freedom. So maybe young people are not lazy. Maybe they are just the first generation honest enough to admit that the old deal is dead. Your parents were not lucky because life was easy. They were lucky because they were the last ones who got the deal before it was taken away.   Keith Weinhold  25:27   Yeah, there it is-the last generation to live normally. That's really a fresh slant on the hollowing out of the middle class. The rules have changed. Inflation is entrenched. Now you know why. Back in 2020, the pandemic accelerated that effect, and yet it's just unbelievable to me that people think working hard and saving money is enough to get you the lifestyle that you desire. Now I am not against hard work, it's the fact that people think that that's all that it takes. Before we hit the permanent inflation era, it might have made sense for you to say, save your money, pay all cash for a cheap fixer-upper property, and work hard for years to fix it up yourself. Oh, and then you could own a modest home debt-free. Today, even if you could do that, why would you? Instead, you can just prudently finance your way through life. You could have instead borrowed for two or three already renovated properties and let debt, inflation, and perhaps even tenants do the work for you. Above all, do the right thing before you do things right. That's what I like to say. Well, the way you get wealthy is by owning a lot of assets, not by grinding in the salt mines to pay off your debt. Those that are debt free are often asset poor. The biggest financial expense that you will ever have in your life. Do you know what it is? It is not taxes or interest charges. It's not even inflation or housing or healthcare or having children, most people have never heard of it. You probably have, but most people have never heard of this biggest financial expense you'll ever have, and they certainly don't know how to avoid it.   Keith Weinhold  27:34   Say that you're 35 years old and you put 100k under a mattress for 30 years until you're 60- years old. Instead, if that would have been invested at a 12% annual return, do you know how much that would have grown to? That would have grown to $2.996 million All right, basically 3 million bucks, a 30x increase. Therefore, it would be a 2.9 million dollar mistake to save money, and what this means is that the biggest expense you'll ever pay in your life is called opportunity cost. Yeah, opportunity cost is life's biggest expense. It's the return that was foregone when you chose one option over another. So opportunity cost is not what you spend; it's what your money could have become had you put it somewhere more productive. All right, now that was a pretty extreme example of 100k under a mattress. As a listener to this show, you are probably more savvy than a person that would save big lumps of money for close to zero return. Let me give you a better example of how when you pay all cash for something, you've usually just made your future self poorer. A friend of mine heard the episode last year where I talked about buying a new car for myself, a BMW X3 SUV. As it is, you probably remember that episode. Though I could have paid all cash for the car, I put the minimum down payment in there and then financed as much as I could because of a favorable 4% interest rate that I got on a car loan. Well, my friend Jesse heard that episode. This influenced him. So what he did is he bought a Subaru for his wife. Although he had planned to pay all cash and could have paid all cash for the car, Jesse got financing, and he did better than me. He got just a 1% interest rate somehow. Wow! It was actually nine tenths of 1% but let's just call it 1% What a deal! Instead of paying all cash for the car, he held on to that chunk of money. Instead of tying it up in a depreciating asset, he is financing it all. Now I don't. How much the Subaru costs, but let's just say it was 50k to keep the numbers simple. Well, look, if Jesse feels like he can get a 10% return over time by investing his money instead of sinking it into a car, how much does he profit by borrowing? Of course, he has the advantage of keeping his funds more liquid as well, but how much does he actually profit from this arrangement?   Keith Weinhold  30:24   Well, the math is so easy that you can even visualize it in an audio format here. Now it depends on the loan term, but the simple spread is a 10% investment return minus a 1% car loan cost. That is a 9% positive spread on 50k. That's roughly $4,500 per year in benefit. That's before any taxes, risk, or fees. $4,500 a year just for doing some loan paperwork. Like if you wonder whether the loan paperwork is worth it or not, that's what we're talking about here, and that's 375 bucks a month. So if you're wondering if it's even worth it taking the time to get a car loan when you could pay all cash, it probably is. All right, now that's the upside. What about the risk that's associated with taking a loan instead of paying all cash, well, the caveat here is that the 1% loan is guaranteed, but the 10% return is probably not, and that risk gap does matter. If you're financially fragile and you can't make the payment with another pot of money, well, then you risk default. That is over leverage risk. That's the worst case scenario. All right, what's the flip side? The flip side is that you could earn a return even better than 10% As we know, with real estate pays five ways on investment property. If you earn a 20% return, now you're making $9,500 a year on the spread, not $4,500, but a 10% return. That is the base case. So again, by paying all cash instead of getting the loan, your future self would be poorer by $4,500 a year. And now, my friend Jesse, that learned this from me, he's actually a CFA, a chartered financial analyst, a sophisticated money guy. But he had simply been overlooking this. And said another way, what you're doing here is that over time, your investment is paying you more than your interest is costing you, and in my life, I have been doing exactly this sort of thing all over the place for decades. An interesting thing that I hear about this, although it makes me scratch my head, I've heard a few people say this. It's just like, oh well, I don't want to have to deal with a car payment? I just rather be done with it and move on. What is there to deal with? Just set up auto pay with preserving funds for say a 10% return. You're then going to see more dollars flowing into your account than you will out of it. I mean that part can just be automated.   Keith Weinhold  33:19   My life and finances are set up this way. In fact, when I get a loan for a rental property, I have had mortgage loan officers that are looking at my finances. They tell me that I have more stuff flowing into and out of my checking account than they've ever seen anyone have. I'm I'm financing and arbitraging my way through life passively. This is thanks in part to inflation. I am not paying very much at all in that biggest financial expense that we all have in our lives-not taxes or children or housing, but opportunity cost. I am avoiding paying that. This is the world that we live in today, a lot of times debt reduction is horrible advice. Debt free that can keep people from falling over a cliff, but it stalls any wealth creation. Now the debts that usually make the most sense to pay down they're the ones with high interest, variable rates, no tax benefit, and no productive asset attached. And here is the priority order that I use for paying down debt or paying off debt. First, it is credit cards. Pay down these first almost every time. I mean, a 20% or even 30% credit card rate. This is like financial quicksand. You don't need a sophisticated investment thesis when you can get a guaranteed 20-4% quote-unquote return by eliminating this debt. The next place I would pay down are payday loans, personal. Loans and consumer finance debt. I mean, these are usually bad debts because they're at a high rate, have a short amortization, and they're usually tied to consumption instead of an income-producing asset. Pay these aggressively too, and then next in priority is paying variable rate debt that could reset higher. This isn't quite as important to address.   Keith Weinhold  35:24   We're talking about things like HELOCs, adjustable rate loans, margin debt, and some business lines of credit. Some of those can become dangerous when rates rise, even if the rate's tolerable today. The uncertainty can be a bit of a problem. Now, when it comes to should you pay down student loans, consider that. low fixed-rate student loans that might not be urgent. It sure wasn't for me. High-rate private student loans that could be different. That could get more of your attention. You also got to weigh things like tax benefits. Look out for forgiveness programs when it comes to student loans, those haven't been quite as available lately under this administration. Also, look at employer repayment benefits before you rush to pay down student loans, and then really the last one: low fixed-rate mortgage debt. Pay that last if you ever do. In fact, it is quite possible that I will always keep this debt type around that low fixed rate mortgage debt. So really, my rule of thumb here is to kill toxic debt. Be careful with unstable debt, and don't rush to pay off cheap fixed productive debt if you ever pay it off at all. You and I covered a lot of ground today, starting with 75 cent gasoline in California, all the way to the biggest expense you'll ever pay throughout your life, being something that most people have never heard of: opportunity cost. Coming up on the show here, a lot of good episodes, including a great guest and I are going to discuss a new way to invest in residential real estate that we haven't discussed before, and it will massively boost your cash flow. If you found today's show valuable, whether it was the history of why we have permanent inflation or the idea of passively financing your way to wealth, rather than only working harder. I would be grateful if you share this episode with a friend. Just tap the share button in Spotify, Apple Podcasts, or wherever you listen, and send it to someone who would benefit from hearing it. Or take a screenshot of this episode and post it on social media. It helps more people find the show, and it gives you and your friends something smart to talk about with each other. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  37:53   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  38:21   The preceding program was brought to you by your home for wealth building at getricheducation.com.  

Joining us today is Lyden Smithers — President and Co-Founder of Titan Network, one of the most exclusive communities for high-level Amazon sellers in the world.Lyden isn't just teaching e-commerce  he's actively building and scaling brands, sourcing at a high level from China, and helping sellers bridge the gap from 7 to 8 figures and beyond.Lyden leads the China Magic trip and is one of the best.Highlight Bullets> Here's a glimpse of what you would learn…. Importance of building strong relationships with suppliers, especially manufacturers in China.Strategies for negotiating favorable payment terms to improve cash flow and scale e-commerce businesses.Cultural aspects of negotiation in China, including the significance of face-to-face interactions.Techniques for presenting oneself as a trustworthy partner to suppliers.Handling common objections from suppliers regarding payment terms and cash flow limitations.The role of order volume and growth potential in negotiating better terms.Preparing effective presentations for suppliers, focusing on trust and mutual benefits.Managing challenges such as tariffs, raw material price increases, and currency fluctuations in supplier negotiations.The significance of granular supply chain management and cost optimization.Key takeaways for sellers on the importance of supplier relationships and negotiation strategies.In this episode of the Ecomm Breakthrough podcast, host Josh Hadley sits down with Lyden Smithers, president and co-founder of Titan Network, to discuss how Amazon sellers can scale from seven to eight figures by mastering supplier relationships. Lyden shares strategies for negotiating favorable payment terms with Chinese manufacturers, emphasizing the cultural importance of face-to-face meetings and the concept of guanxi. He explains how leveraging order volume growth creates win-win partnerships, how to handle common supplier objections, and how granular supply chain management drives profitability, even amid tariffs and rising costs.Here are the 3 action items that Josh identified from this episode:Shift Your Mindset:Treat your supplier as your most important business partner. Invest in the relationship for long-term mutual gain.Negotiate Payment Terms First:Use your growth potential as leverage. Better terms unlock cash flow and growth; price reductions are easier to secure afterward.Show Up in Person:Face-to-face meetings build trust and open doors that emails and messages can't. Attend trade shows, visit factories, and invest in guanxi.Timestamps:00:00:00 Negotiation Culture in ChinaLyden discusses negotiation as a cultural norm in China and encourages not being afraid to ask for better terms.00:00:25 Podcast Introduction & Guest BackgroundHost introduces the podcast, Lyden Smithers, and the focus on supplier relationships and payment terms.00:02:33 Unlocking Growth Through Payment TermsLyden shares his journey negotiating payment terms, emphasizing cash flow's role in scaling e-commerce brands.00:03:47 Cash Flow Constraints & Supplier RelationshipsDiscussion on how cash flow limits growth and the importance of leveraging supplier partnerships for better terms.00:05:08 How to Approach Payment Term NegotiationsLyden explains the importance of positioning negotiations as win-win and painting a long-term partnership vision.00:06:03 Building Trust and Presenting ValueAdvice on showcasing growth, expertise, and reliability to suppliers to secure better terms.00:06:48 Partnerships vs. TransactionsLyden illustrates the difference between transactional relationships and true partnerships with suppliers.00:08:08 Negotiating with New ManufacturersGuidance on starting negotiations with new suppliers and the importance of face-to-face interactions.00:08:36 Face-to-Face Negotiation & GuangxiExplains the concept of Guangxi (relationship) and how in-person meetings unlock better terms.00:10:01 Alternatives to In-Person NegotiationDiscusses insurance and financing options for payment terms, but stresses the value of direct negotiation.00:12:07 Preparing for Supplier MeetingsTips on creating effective presentations and understanding your cash flow before negotiating.00:13:01 Structuring Your Pitch to SuppliersHow to present growth, market access, and order forecasts to make your offer compelling.00:15:06 Handling Modest Growth ScenariosStrategies for negotiating when you can't promise large order increases, including leveraging competition.00:17:05 Leverage and Good Cop/Bad Cop TacticsUsing competitor quotes and internal “bad cop” strategies to strengthen your negotiation position.00:19:11 Common Supplier ObjectionsHow to handle supplier pushback, especially regarding their own cash flow limitations.00:20:39 Navigating Tariffs and Market UncertaintyImpact of tariffs and market changes on supplier willingness to offer terms, and the importance of ongoing relationships.00:22:16 Switching Suppliers for Better TermsHow to use established business volume as leverage when seeking new suppliers at trade fairs.00:24:06 Realistic Payment Terms to NegotiateTypical payment terms to aim for (e.g., 10% deposit, 90% at 90–120 days), and negotiation tactics.00:26:42 Advanced Payment Term StrategiesCreative solutions like suppliers borrowing to fund orders, and adjusting deposits versus days for compromise.00:29:00 Overcoming Language BarriersBest practices for communicating with suppliers, including using translators and clear, simple presentations.00:30:46 Managing Price Increases & Cost OptimizationApproaches to handling price hikes, currency fluctuations, and optimizing unit economics.00:33:44 Granular Supply Chain OptimizationDetailed strategies for reducing costs across packaging, shipping, and storage to maximize profitability.00:36:16 Negotiation Sequence: Terms Before PriceAdvice to always negotiate payment terms before discussing price reductions for maximum leverage.00:37:02 Immersing in Manufacturing & Continuous ImprovementEncouragement to understand the manufacturing process deeply and always ask “why” to uncover savings.00:38:07 Actionable Takeaways RecapHost summarizes three key actions: prioritize supplier relationships, negotiate terms before price, and show up in person.00:41:00 Book, AI Tool, and Influencer RecommendationsLyden shares his favorite book (Traction), AI tool (Alibaba's Accio), and e-commerce influencer (Kevin King).00:44:03 Contact Information & ClosingLyden provides ways to connect, and the episode concludes with closing remarks.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCommBreakthrough.comTools and Websites  "

Want to know how to book a TEDx Talk? Listen in on a conversation with speaking coach Megan Hamilton — who's been the speaker advisor at the second largest TEDx in Canada for 12+ years and has coached TEDx talks around the world — to break down exactly how to book a TEDx talk, even if you've never set foot on a stage before.We're covering everything from what the TEDx organizers are scanning for when they pick speakers (hint: it's not your business pitch), to  why 'selling from the stage' is majorly against the TED rules (and a BETTER way to leverage your talk to grow your business).Dreaming of being a keynote speaker? Tap play because in this episode, we get into:3 steps to take right now if you're dreaming about speaking on a TEDx stage some dayWhat TEDx organizers look for when they choose speakers (and why "I want to grow my business" is the wrong energy to bring)The TEDx audition process Rules that get your entire talk rejected from the TEDx YouTube channelHow to start building relationships with TEDx organizers near you, before you're anywhere near ready to auditionStrategies for leveraging a TEDx talk into bigger stages, press, and business opportunitiesGET MEGAN'S  TEDx BUCKET LIST CHECKLIST (it's free!): https://www.impactwitch.com/tedx-bucket-list-checklist The takeaway: Booking a TEDx talk isn't about waiting to get discovered — it's about treating it like any other visibility strategy: relationship-building, positioning, and being ready when the door opens. Megan lays out exactly where to start, today, even if your talk is still just a spark of an idea.If content and visibility are part of your growth plan (they should be), grab my free Instagram training: https://www.videoask.com/f7xjzo38p New to the show? Welcome — hit subscribe so you never miss an episode, and go binge the back catalog while you're at it. There's a lot of good stuff in there.

Everyone knows that goal setting is essential.And we're constantly told that goal setting is free - so you may as well set BIG ones.But, for a lot of people, setting big goals can actually be counterproductive.Because a big goal can seem overwhelming.And when the path feels too big, we can feel like a failure when we don't get there.So on today's Podcast episode, I want to share how I set goals and make sure I achieve them.Going right back to when I first set the goal of being 'financially free at 33'.

If expertise is becoming almost free, why is judgment becoming the most expensive skill in tech? Ajey Gore, former Gojek CTO, explains why the age of AI agents rewards builders over typists.In this episode, Ajey Gore, former Group CTO of Gojek and Operating Partner at Peak XV Partners, explains why coding agents are forcing software teams to rethink what “correct” really means. He argues that as expertise becomes cheap, judgment becomes the scarcest and most valuable skill in engineering. Ajey walks through why the classic developer-to-reviewer workflow no longer makes sense when agents can generate thousands of lines a day, and why trunk-based development, feature flags, and rigorous testing matter more than ever. He also shares how he built ClawStation solo, coordinating specialized AI agents through story cards instead of writing code by hand. The conversation covers why most organizations still fail to see returns from AI adoption, and what happens when leaders cut headcount without redesigning how work actually flows.Key topics discussed:Why judgment, not typing speed, is now the scarce skillThe workflow mistake behind most failed AI adoptionHow Ajey built ClawStation solo without writing codeWhy he advocates trunk-based development to replace PRsThe real risk of cutting headcount before rethinking workWhy “earning time” matters as much as earning moneySoutheast Asia's surprising advantage in the AI eraTimestamps:(00:00:00) Trailer & Intro(00:04:10) What Has Life Been Like Since Leaving Peak XV?(00:09:02) Why Should You Create Slack Instead of Always Running Full Speed?(00:13:47) Why Being Uncomfortable and Replaceable Makes You More Valuable(00:18:12) Why Earning Time Matters as Much as Earning Money(00:24:57) Why Is This the Age of Builders, Not Typists?(00:40:55) What Should You Not Do While Navigating the AI Revolution?(00:50:07) What Are the Top Engineering Practices Needed to Leverage the AI Revolution?(00:55:09) How Did Ajey Build ClawStation Solo Using Story Cards and Agent Roles?(00:58:57) How Can Developers Successfully Let Go of Writing Code by Hand?(01:02:29) Why Do 95% of Organizations Fail to See AI ROI?(01:08:49) What Are the Real Dangers of AI-Driven Layoffs?(01:12:20) What Does the Future Hold for the Southeast Asian Tech Scene?(01:15:29) What Must We Do to Avoid Losing Our Fundamental Thinking Skills to AI?(01:19:25) 3 Tech Lead Wisdom_____Ajey Gore's BioAjey Gore is a technologist, builder, and founder who has spent two decades turning engineering into scale. As Group CTO of Gojek, he grew the platform from 300K to 120M monthly orders and built a 2,000-strong engineering org powering one of Southeast Asia's largest super-apps. He was an early employee at ThoughtWorks India, founded CodeIgnition (acquired by Gojek), and served as Operating Partner at Peak XV Partners (formerly Sequoia India & SEA), advising founders across the region. Today he builds and advises at the intersection of AI, infrastructure, and product — and is a hands-on practitioner who still ships code.Follow Ajey:Website – ajeygore.inX / Twitter – x.com/ajeygoreLinkedIn – linkedin.com/in/ajeygoreClawStation – clawstation.aiLike this episode?Show notes & transcript: techleadjournal.dev/episodes/263.Follow @techleadjournal on LinkedIn and Instagram.Buy me a coffee or become a patron.

Chris Markowski discusses the current state of financial advice, the impact of AI on personal finance, and the shifting landscape of financial advisory services. He emphasizes the importance of choosing the right financial advisor, the dangers of leverage in investing, and critiques the American retirement system.Markowski also addresses the misconceptions surrounding crypto investments and the entertainment nature of business programming on financial news channels.

Bolivia's Instability and US-Mexico Trade Leverage. Evan Ellis. Bolivia remains on "borrowed time" as Evo Moralesleads blockades from his coca-growing stronghold. Simultaneously, the U.S. uses the USMCA's renewal uncertainty as leverage to ensure Mexico's cooperation on migration and drugs. This strategy risks long-term investment but forces immediate strategic compliance from the Mexican administration. (7)

Bolivia's Instability and US-Mexico Trade Leverage. Evan Ellis. Bolivia remains on "borrowed time" as Evo Moralesleads blockades from his coca-growing stronghold. Simultaneously, the U.S. uses the USMCA's renewal uncertainty as leverage to ensure Mexico's cooperation on migration and drugs. This strategy risks long-term investment but forces immediate strategic compliance from the Mexican administration. (7)1904

Birds 365 — Eagles news, analysis, and debate with Zander Krause and John McMullen. John McMullen explains where the Eagles have leverage with Jalen Carter, why a holdout is unlikely, and how future roster money changes the decision. Subscribe for daily Eagles coverage.Privacy & Opt-Out: https://redcircle.com/privacy

Jason discusses the critical role of decisiveness and the hidden dangers of opportunity cost. He introduces Home Equity Investments (HEI) and 1031 exchanges as powerful tools to leverage existing property value into larger portfolios without increasing immediate debt. He highlights how lower interest rates and favorable mortgage spreads may soon create a highly advantageous market for investors. Throughout the recording, Jason encourages listeners to utilize his company's professional consulting services and tracking software to avoid expensive financial mistakes. Ultimately, he emphasizes using leverage and strategic tax deferment to achieve rapid wealth growth in the current housing economy. Today also features an interview between host Jason Hartman and filmmaker Jeff Warrick regarding his documentary, Programming the Nation. The discussion explores the history and evolution of subliminal messaging in American media, ranging from classic advertising tropes to sophisticated psychological operations used by the military. Warrick explains how media consolidation allows a small number of corporations to exert massive influence over public perception through subtle techniques and product placement. The conversation also examines government use of video news releases and "black box" audio technology designed to alter human behavior without conscious awareness. Ultimately, Jeff highlights the insidious nature of subconscious persuasion and encourages audiences to develop a heightened sense of alertness toward modern media. EquityLiberation.com JasonHartman.com/Properties PropertyTracker.com JasonHartman.com/Wednesday EmpoweredInvestorPro.com   Key Takeaways: 0:00 Decisions, decisions, decisions, 4:06 HEI and 1031 exchange 11:01 Kevin Warsh and Inflation 12:43 Chart: Spread- Mortgage rate vs. Treasury Securities Yield 15:57 Leaving money on the table 19:37 Jeff Warrick: Progamming the Nation      _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

Did your opponent use ChatGPT, Claude, Gemini, Grok, or another AI tool while preparing for litigation? In this video, Rebecca Zung, The Leverage Lawyer, explains how AI chat history could become discoverable evidence in court and what that means for high-conflict litigation, divorce, custody disputes, and civil cases. Learn how recent legal rulings may allow attorneys to subpoena AI conversations, what kinds of AI prompts can damage credibility, the four-step framework for introducing AI chats into evidence, and how to strategically work with your lawyer to uncover critical digital evidence. If you're involved in a lawsuit or negotiating against a narcissist or high-conflict opponent, this episode reveals how artificial intelligence is changing legal discovery and courtroom strategy.

What does it really take to stand out in a world where everyone is fighting for attention? In this powerful episode of The Story Engine Podcast, I sit down with PR strategist and visibility expert Lauren Cabello, founder of Leverage with Media PR and the newly launched Big City Podcast Tours. Lauren shares what most entrepreneurs get wrong about visibility, why traditional PR is making a surprising comeback in the age of AI, and how authentic relationships—not viral trends—are becoming the ultimate competitive advantage. But this conversation goes far deeper than media placements and podcast appearances. Lauren opens up about one of the most pivotal moments of her life: selling the home where she raised her children, walking away from a successful personal finance brand, changing her public identity, and betting everything on a new vision. Her story is a powerful reminder that true visibility starts with the courage to reinvent yourself, trust your instincts, and keep moving forward long before the results arrive. Whether you're an entrepreneur, author, speaker, or thought leader looking to expand your influence, this episode delivers both practical strategy and profound inspiration.

Preview for Later Today: Analyst Bruce Bechtol discusses Xi Jinping's visit to North Korea, noting Kim Jong-un'sincreased leverage as a weapons supplier. Kim seeks oil and military upgrades from China to bolster his nation's ruined economy. (2)1951

After a lighthearted chat about Bay Days and old-timey baseball, Ken and Anthony play a clip of noted LeBron critic Ric Bucher arguing that Rich Paul's reported outreach to 27 teams is "propaganda" masking the reality that a 42-year-old LeBron simply doesn't have the market he once did, making Cleveland the only franchise that truly makes sense. Anthony pushes back, arguing owners still view LeBron as a financial cash cow and that any GM unwilling to at least call about him should be fired given what he showed last postseason. Both hosts argue LeBron's age shouldn't be disqualifying since the league has crowned eight different champions in eight years, and that the Cavs' current outlook is shaky enough with or without him that adding LeBron only helps. Ken closes by noting Donovan Mitchell's expensive extension looms as a bigger long-term question than anything LeBron brings to the roster.

Have you ever felt like you were walking through quicksand every single day in your business? Like you were taking three steps forward and two steps back no matter how hard you worked? That was Tim Calise's life for years, and it might be yours right now too. In this episode of The Happy Hustle Podcast, I brought in Tim Calise for our AI Masterclass Workshop during our Happy Hustle Club meeting, and I sat down to soak up everything he's learned about scaling with artificial intelligence. Tim's path has been anything but a straight line. He started a late night snack delivery business in college, recruiting his fraternity brothers to help him hustle. From there he launched a hedge fund in his early twenties and had to give it all back right before the 2008 crash. He got into fitness and technology after that, joining Alex and Layla Hormozi at Gym Launch, where his team took the company from zero to 35 million dollars in revenue in under a year and a half, then added two more businesses worth over 50 million a year on top of that. Eventually he moved to Nashville, met his current business partner, the guy who actually created the technology behind Apple Pay, and now runs a house of brands company that spans compliance, auditability, and moving money around the world. Tim is a husband of 18 years, a father of three, and he's built a team of about 160 people around the globe that operates 24 hours a day. His company will do around 5 billion dollars in turnover this year, and they've been in business for less than 18 months. I wanted Tim on this stage because he's not talking theory. He's talking about what he is literally doing right now to run a company at this scale without burning himself out or losing time with his family. That's the whole point of the Happy Hustle. Build something big without sacrificing the people and the life that matter most. Here's what stuck with me most from his talk. AI is not just a better tool, it's a fifth form of leverage. Tim broke down the four types of leverage that have driven wealth for the past 200 years: labor, capital, code, and content. Each one takes time, money, or both to build. AI is different. It's permissionless, you don't need to ask anyone, and once you deploy it, it keeps working for you. Capacity outpacing sales is a good problem to have. Most businesses bleed money because they build out people and systems before the revenue shows up. Tim's team flipped that. They have more opportunity than people right now, and AI is what lets them architect for the future they already know is coming. His team built an agent that hunts for clients around the clock. It crawls the internet looking for nuanced signals, like specific plugins on a website, that flag a great fit client. It scores leads automatically and populates their CRM without a human touching it. One of those messages landed a call with a company doing a billion and a half dollars a year in revenue, and Tim's team didn't even know the message went out until the reply came in. The real win isn't the revenue, it's his time back. Tim was honest about the years he spent fighting an uphill battle in business, never having the right tools. Now he says his marriage is in the best spot it's ever been, and he can spend time with his kids on his own schedule instead of whatever time was left over. Humans still run the show. Even with agents doing the heavy lifting, Tim's principle is simple. The agent does the work, humans stay informed and empowered, and every exception gets handled at the people level. AI replaces busy work, not judgment. If you're building something and you feel like you're stuck in that same quicksand Tim described, this conversation is going to hit different. Go listen to the full episode at https://caryjack.com/podcastin/. It just might be the reset you didn't know you needed. Connect with Timhttps://www.facebook.com/timcalisehttps://www.instagram.com/tim.calise/https://www.youtube.com/@timcalise/featuredhttps://www.linkedin.com/in/tcalise/https://www.tiktok.com/@timcalise?is_from_webapp=1&sender_device=pc Find Tim on this website: https://timcalise.com/about-me Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a copy of his new book, https://www.thehappyhustle.com/book Sign up for The Journey: 10 Days To Become a Happy Hustler Online Course @ https://thehappyhustle.com/thejourney/ Apply to the Montana Mastermind Epic Camping Adventure @ https://thehappyhustle.com/mastermind/ “It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!” Episode Sponsors: If you're feeling stressed, not sleeping great, or your energy's been kinda meh lately—let me put you on to something that's been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain't your average magnesium—it's got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all night If you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at https://www.bioptimizers.com/happy and use code HAPPY10 for 10% OFF. =================================================================== My Green Mattress If you've been waking up with back pain, feeling stiff, or just not getting that deep, quality sleep. This might be what you're missing: My Green Mattress. It's made with clean, non-toxic, and eco-friendly materials, so you're not just sleeping better, you're sleeping healthier too. The comfort and support are on another level, and you can really feel the difference night after night. If you're ready to invest in better sleep and better recovery, check it out at https://thehappyhustle.com/mygreenmattress =================================================================== Ozlo Sleep If you've been struggling to fall asleep, stay asleep, or just wake up feeling actually rested, let me put you on to something that's been a total game-changer: Ozlo Sleep. These aren't your typical sleep buds. They're designed to block out noise and help your brain fully relax, so you can drift off faster and stay in deep, uninterrupted sleep. Perfect if you're a light sleeper or just want that next-level rest. If you're ready to upgrade your sleep and wake up feeling recharged, check out https://ozlosleep.com and save $80 OFF using code HAPPY.

Professor Evan Ellis discusses the U.S. decision not to renew the USMCA, maintaining leverage over Mexico regarding security and immigration. In Argentina, a cabinet resignation due to corruption investigations highlights vulnerabilities for President Milei's administration despite his successful macroeconomic turnarounds and libertarian policies that have improved the country's financial standing. (12)1863

Preview for Later Today: Jonathan Schanzer. Executive Director of the Foundation for Defense of Democracies (FDD), specializing in maritime security, international sanctions, and Middle Eastern geopolitical leverage. He assesses Iranian intimidation tactics and economic leverage in the Strait of Hormuz, noting their ability to selectively approve or target international shipping, and calls for increased international and UN intervention to protect global waterways from unilateral Iranian control.1701

Jonathan Sayeh and Bill Roggio analyze Iran's perceived "escalation dominance" in the Strait of Hormuz after the US lifted its naval blockade. Schanzer argues Iran uses the waterway as leverage to derail nuclear talks. Roggio critiques the US admission that there is no military solution to the waterway. 5