Podcasts about Leverage

The future isn't hidden. It hasn't been written yet. That idea anchors this foundational conversation between Dave Dredge, Richard Brennan and Niels Kaastrup-Larsen, on what risk really means in markets. They challenge the mathematics behind modern portfolio construction, exposing how calm conditions can conceal leverage, how diversification can fail when it matters most, and why familiar measures such as volatility and Sharpe ratios often miss the forces that lead to permanent loss. From path dependency and complex adaptive systems to trend following, convexity and the geometry of wealth, this episode offers a different framework for investing under uncertainty. For anyone responsible for preserving and compounding capital, this is essential listening. Because the strongest portfolio is not the one built around being right, but the one prepared to survive being wrong.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Rich on Twitter.Follow David on LinkedIn.Episode TimeStamps:00:00 - Market review, July performance and introducing Dave Dredge08:01 - Why markets are complex adaptive systems18:49 - Price insensitive investors and the hidden drivers of markets26:03 - How market participants create fat tails and volatility31:38 - Where major market moves really come from39:05 - Ergodicity and why sequence matters in investing46:37 - The forest fire analogy for understanding financial risk51:15 - Why calm markets often hide the greatest dangers56:13 - Leverage, convexity and the source of market fragility01:00:53 - Why optimal portfolio construction can increase risk01:05:38 - Football, convexity and building resilient portfolios01:13:03 - Why the Sharpe ratio fails to measure real risk01:21:40 - Lessons for trend followers navigating complex marketsCopyright © 2025 – CMC AG – All Rights Reserved----PLUS: Whenever you're ready... here are 3 ways I can help you in your investment Journey:1. eBooks that cover key topics that you need to know about In my eBooks, I put together some key discoveries and things I have learnt during the more than 3 decades I have worked in the Trend Following industry, which I hope you will find useful. Click Here2. Daily Trend Barometer and Market Score One of the things I'm really proud of, is the fact that I have managed to published the Trend Barometer and Market Score each day for more than a decade...as these tools are really good at describing the environment for trend following managers as well as giving insights into the general positioning of a trend following strategy! Click Here3. Other Resources that can help youAnd if you are hungry for more useful resources from the trend following world...check out some precious resources that I have found over the years to be really valuable. Click HerePrivacy PolicyDisclaimer

The week was dominated by hedge fund Situational Awareness being forced to sell its equity holdings, leading to both a drop and a pop in AI-related stocks. What went wrong and what can we learn? Plus, we discuss why hyperscalers are moving in opposite directions, why Tesla may leave China, and the stocks on our radar. Travis Hoium, Lou Whiteman, and Jason Moser discuss: - Situational Awareness - Leverage Gone Wrong - Hyperscaler Divergence - Would You Rather? - Tesla in China - Stocks On Our Radar Companies discussed: Tesla (TSLA), GM (GM), Eli Lilly (LLY), Novo Nordisk (NVO), JPMorgan (JPM) SoFi (SOFI), SpaceX (SPCX), Costco (COST), Target (TGT), L3Harris (LHX), Keysight (KEYS). Host: Travis Hoium Guests: Lou Whiteman, Jason Moser Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson.

Matty A. introduces a completely new category in the private wealth space: experiential investing. By launching Imagos X alongside the Imagos Income Fund, the Wise Investor Segment explores how high-net-worth earners can generate a target 10% annual return while simultaneously unlocking elite, bespoke life experiences.This episode details the ALIGN framework for investing, emphasizing that money should buy both options and immediate access to irreplaceable lifestyle events. Investors learn how to bypass traditional $50,000 concierge memberships by deploying capital into asset-backed private credit, ensuring their wealth works for them today while maximizing their quality of life.KEY TOPICS DISCUSSEDThe transition from traditional private funds to experiential investingGenerating passive income with the Imagos Income Fund's target 10% annual yieldPrioritizing downside protection through first-position asset-backed lendingUnlocking bespoke concierge services, such as F1 Paddock Club access and private jets, through Imagos XImplementing the ALIGN framework for lifestyle and wealth integrationOvercoming the time-for-money exchange to buy back freedom for high earnersKEY TAKEAWAYSPrivate investing has become highly commoditized, making unique access and curated experiences the new differentiator for high-net-worth individuals.Investors can leverage the Imagos Income Fund for a targeted 10% return while maintaining strong capital preservation through first-position debt.Imagos X eliminates standard $25,000 to $50,000 concierge membership fees by tying elite lifestyle access directly to fund participation.The ALIGN framework ensures capital investments are Asset-backed, Leverage time, Include unique perks, foster elite Gatherings, and focus on the Now.CONNECT & TAKE ACTIONImagos Income Fund: Text "INCOME" or "DEALS" to 844-447-1555 to learn more about Matty A's private debt fund targeting 10% fixed returns paid out monthly.

Lan Castro's family fled Vietnam by boat when she was a toddler, rebuilt their lives running a donut shop for over three decades, and two years ago she was still "burning the candle at both ends" — juggling a demanding corporate career leading global oncology clinical research programs with raising a family and feeling like she was missing the time that mattered most. Today, she's founder and CEO of Multifamily Capital Enterprises and managing partner of RJYL Capital Partners, with ownership across more than 478 multifamily units and over $52 million in AUM. In this episode, Lan tells Logan how she raised roughly $3 million toward a $6.25 million, 28-unit acquisition in San Diego as her very first capital raise, why she leveraged her sponsors' track records instead of trying to prove her own inexperience, how she pushes past investors' objections to putting money into California real estate, and why she believes this entire business — capital raising, investor relations, fund management — ultimately comes down to trust. Whether you're a busy professional trying to build a legacy without sacrificing family time, or an aspiring capital raiser wondering how to get started with zero track record, Lan's journey from oncology research to a $52 million portfolio is a masterclass in turning education, relationships, and consistency into real results.Five key takeaways:Leverage your sponsor's track record, not your own inexperience. As a first-time capital raiser, Lan built credibility by leaning on the experience of her sponsors and operating partners — like Beth's appraisal background on Imperial Terrace — rather than trying to sell investors on her own resume.Invest in yourself before you invest in real estate. Before raising a dollar, Lan went through Multifamily Mindset's Diamond Mentorship, RE Mentor's advanced community and Insiders Club Mastermind, Don Goff's Next Level Underwriting program, and Tim Mai's Hero Alliance — because, in her words, she had to "invest in becoming the person capable" before inviting others to invest alongside her.Regional bias can be overcome with the right proof points. Many investors are hesitant about California deals, but Lan counters that by pointing to a property's eviction history, strong property management, careful tenant screening, and local investors who already understand the market.Communication is what keeps investors coming back. Lan sends monthly newsletters early in a deal (tapering to quarterly as things stabilize) and checks in with investors beyond just deal updates — treating over-communication as a feature, not a flaw.Investor interests always come before the deal you're excited about. Echoing Warren Buffett's "Rule number one: investors first, rule number two: see rule number one," Lan stresses that a fundraising target should never outweigh investor suitability or deal quality.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai

Discover how small daily habits can create extraordinary success with bestselling author Jon Gordon in this inspiring conversation with Rebecca Zung. Learn why positivity is a competitive advantage, how gratitude can transform your mindset, the science behind lasting habits, and practical strategies to overcome negativity, build resilience, strengthen relationships, and lead with purpose. Whether you're looking to improve your personal life, career, leadership, or mental toughness, this episode is packed with actionable insights to help you unlock your full potential and create lasting positive change. #RebeccaZung #JonGordon #PositiveHabits #Mindset #PersonalGrowth #Leadership #Success #Gratitude #Resilience #SelfImprovement #PositiveMindset #Habits #Motivation #MentalStrength #TheEnergyBus

Those Long-Term Chip Deals May Not Be as Secure as Investors Are Led to Believe When you listen to memory chip companies like Samsung Electronics, SK Hynix, and Micron Technology discuss their businesses, they often make it sound like customer contracts—some extending as long as five years—are essentially set in stone. Unfortunately, that's not entirely true. Yes, these companies have long-term agreements in place, but contracts in this industry are often renegotiated when market conditions change. If demand for memory chips weakens significantly, chip manufacturers have a strong incentive to work with their customers rather than strictly enforce every contractual commitment. The reason is simple: preserving long-term customer relationships is often far more valuable than maximizing short-term revenue. Imagine a customer that suddenly doesn't need as many chips because its own sales have slowed. If a supplier forces that customer to accept unwanted inventory, those chips may simply sit in a warehouse until demand recovers. By the time the customer needs additional chips, it may choose to reduce future orders or move business to a competitor that proved to be more flexible during difficult times. Competitors are always looking for opportunities to gain market share. If one supplier refuses to work with its customers, another is usually willing to offer better pricing or more favorable terms. Losing a major customer over a rigid interpretation of a contract can cost far more in future profits than making temporary concessions during a downturn. This isn't just theory and it has happened before. During the COVID-era, many long-term agreements were adjusted as demand shifted. Rather than forcing customers to take products they no longer needed, suppliers often renegotiated delivery schedules and purchasing commitments to preserve long-term partnerships. The same principle applies across many industries. Companies frequently modify or delay large commercial agreements when business conditions change. While contracts provide a framework, successful businesses understand that maintaining trust with key customers is often more important than enforcing every clause to the letter. Investors should remember that a signed contract does not necessarily guarantee future revenue will be recognized exactly as originally planned. Management teams often emphasize the value of their long-term agreements during earnings calls, but those agreements can evolve if market conditions deteriorate. At the end of the day, great businesses understand that customer relationships are built over years but can be damaged in a matter of weeks. In many cases, giving a customer flexibility during a downturn is a much better investment than insisting on strict contract enforcement. That's why investors should view long-term chip contracts as valuable, but not invincible.   Why Index Investing Could Leave You Disappointed Long Term I often hear people say, "Just buy the S&P 500 and forget about it. You'll be fine." While that sounds simple, investing is rarely that easy. Many investors don't fully understand how an index works or why it has performed so well in recent years. The S&P 500 has been driven largely by a handful of technology and AI companies. By blindly investing in the index, many people are simply participating in a momentum strategy without realizing it. Very little thought is given to what those 500 companies are actually worth. There is no effort to trim positions that have become extremely expensive or overly concentrated. As valuations climb, the index simply gives those companies an even larger weighting, leaving investors with greater exposure to the stocks that have already gone up the most. Some people respond by saying, "I won't put everything in the S&P 500. I'll diversify into other index funds." But once you go down that road, investing becomes much more complicated and you'll likely underperform the S&P 500. Should you own an international index? A European index? A bond index? A growth index? A value index? Small-cap funds? REITs? There are hundreds of ETFs and mutual funds to choose from. Now you have another challenge: deciding how much to allocate to each one. When your portfolio declines will you understand why? More importantly, will you know what to do next? Many investors don't, and that uncertainty often leads to emotional decisions at exactly the wrong time. This is why I prefer managing a portfolio of individual value-oriented stocks, combined with money market funds and selected real estate investment trusts (REITs). That approach still provides diversification, but I understand what each investment is worth and why I own it. In my view, that's a much better foundation than owning five or ten different index funds without truly understanding what's inside them or how they're valued. Another common argument for index investing is lower fees. While fees certainly matter, they shouldn't be the only factor. The number that ultimately matters is your total return after all fees and expenses. A lower fee doesn't automatically translate into better long-term performance. If you own index funds, take some time to look under the hood. Do you really understand what you own? Do you know which sectors dominate your portfolio, which companies make up the largest holdings, and how expensive those businesses are today? If the answer is no, don't assume you'll be comfortable when the market experiences its next major decline. Investors who don't understand what they own are often the first to panic, and that confusion can lead to costly investment mistakes.   The U.S. economy is still in much better shape than many people think. This week brought three major events for investors: GDP, PCE inflation, and the Federal Reserve meeting. While the headlines may have sounded mixed, the underlying data still paints a healthy consumer. Second-quarter GDP grew at a 1.5% annualized rate, below economists' expectations. At first glance, that may seem disappointing. But when you look under the hood, the economy continues to show resilience. Consumer spending, which accounts for nearly 70% of U.S. GDP, increased 3.2% after a weak first quarter where it only climbed 0.5%. That tells me the American consumer is still in good shape, and that's one of the biggest reasons the economy continues to avoid the recession that so many have been predicting. Major drags on the headline GDP figure included government spending, which reduced growth by 0.14 percentage points, as well as the more volatile components of trade and the change in private inventories, which subtracted 1.01 and 0.67 percentage points, respectively. Inflation remains the biggest challenge. The Fed's preferred inflation measure, core PCE, increased 3.3% over the past year. While that's an improvement from where we've been, it's still well above the Federal Reserve's 2% target. I continue to believe inflation will remain sticky until energy prices become more stable. Energy impacts transportation, manufacturing, and virtually every supply chain, so it's difficult to see inflation falling sustainably while energy costs remain volatile. The Fed, as expected, left interest rates unchanged. What stood out wasn't the decision, it was the growing disagreement among policymakers. The 3 dissents that voted for a 25-basis point increase highlight just how uncertain the economic outlook remains. When inflation is still elevated but the economy continues to grow, there isn't an easy policy answer. One thing I do like so far is Kevin Warsh's changes at the Fed. I like the simplified statement, the encouragement of differing viewpoints, and rather than projecting absolute confidence in economic forecasts, he has acknowledged the uncertainty surrounding them. That's a refreshing change. Economic forecasting has never been an exact science, and I would rather have a Fed Chair who recognizes the limitations of those projections than one who pretends they are precise. What's surprising is how quickly some of the talking heads have claimed Warsh already has a credibility problem. I don't see it that way. Credibility isn't about making bold predictions that later need to be revised. It's about being honest about what we know, what we don't know, and allowing incoming data to guide policy. The takeaway for investors is simple: don't let one headline drive your investment decisions. The economy continues to expand, consumers are still spending, inflation remains stubborn, and the Fed is navigating a difficult policy environment. Looking beneath the surface is often where you'll find the real story.   Leverage Is Fuel... Until It Becomes the Fire The last few weeks have been a reminder that leverage looks like a wonderful tool on the way up... but it's a devastating one on the way down. FINRA's new margin rules have effectively replaced the 25-year-old Pattern Day Trader rule, allowing traders with as little as $2,000 to make unlimited day trades using intraday margin. While this opens the door for more retail participation, it also means more investors have access to leverage, something that has historically magnified both gains and losses. This is a big problem considering FINRA margin debt climbed 49% year over year to another record in June of roughly $1.5 trillion. This comes as investor net credit balances have fallen to a record negative $1.06 trillion. In other words, investors collectively owe more on margin than they have sitting in cash accounts. For comparison's sake, in March 2000 this measure stood at a negative $0.13 trillion. That's an aggressive setup if volatility returns. We also saw this past week the spectacular collapse of Leopold Aschenbrenner's AI-focused hedge fund, Situational Awareness, which shows what can happen when conviction is paired with excessive leverage. The near 25-year-old Aschenbrenner was painted as a genius with strong credentials like being Columbia University's valedictorian at age 19. His fund was launched in July 2024 and he had no experience managing money before that. Before this month's decline the fund had gains of more than 1,000% since inception. The fund used tons of leverage with some saying as much as 400% to build massive positions in AI and semiconductor stocks while shorting stocks in the software space like Adobe. The problem is when names like Coreweave, Nebius, and Sandisk fell more than 50% from their highs and the software stocks rallied, margin calls forced the liquidation of most of its public equity portfolio. The result was staggering considering the fund peaked at above $45 billion in assets and with the selloff they plunged to around $10 billion. This forced a fire sale of assets at a discount to Ken Griffin's Citadel. Some speculate that the forced selling may have helped create the bottom. Once one of the market's largest leveraged sellers had finished liquidating, the selling pressure eased and many AI stocks staged a sharp rebound. Others believe the selling is not over as Michael Burry reportedly used Thursday's powerful rally as an opportunity to increase several of his bearish positions in Micron, Nvidia and the VanEck Semiconductor ETF. Whether he's ultimately right or wrong remains to be seen, but it's a reminder that some experienced investors still believe AI-related valuations and leverage remain stretched.   Here Come the Robots! Robots have been making their way into manufacturing for decades. The first industrial robotic arm, called Unimate, was installed in 1961 on the assembly line at a General Motors plant in Trenton, New Jersey. But today's robots are very different. They're no longer just stationary robotic arms bolted to the factory floor, they're starting to look and move like humans. That reality is beginning to make workers uneasy. At a Hyundai Motor plant in South Korea, employees have gone on a partial strike, with concerns over automation playing a role. Hyundai recently unveiled its humanoid robot, Atlas, which stands 6'2", weighs about 200 pounds, can lift up to 110 pounds, and can continuously carry nearly 70 pounds. It's easy to understand why workers are wondering what these machines could mean for their jobs. South Korea is already the world leader in industrial robot adoption, with approximately 1,220 industrial robots for every 10,000 manufacturing employees. By comparison, the United States has around 307 robots per 10,000 workers. One statistic that surprised me was China, which currently has only about 166 industrial robots per 10,000 manufacturing workers. If Elon Musk has anything to say about it, those numbers could change dramatically over the next several years. Tesla is aggressively developing its humanoid robot, Optimus, with the goal of having it help build vehicles in its factories before long. If that vision becomes reality, other manufacturers will almost certainly follow. The idea of humanoid robots can be unsettling, but the transition is likely to be slower than many people expect. Industry forecasts suggest that global annual production of humanoid robots could reach roughly 1.2 million units by 2030. While that sounds like a large number, it's still a tiny fraction of the global workforce. So, we're probably still a few years away from living like The Jetsons. If you're not familiar with the cartoon, it debuted in September 1962 and imagined a future filled with flying cars and household robots. I guess I will have to wait a few more years to get a maid like the Jetsons had named Rosie the robot.   Financial Planning: Tax Relief Coming for Older Home Sellers? The federal home sale capital gain exclusion has remained unchanged since 1997, allowing homeowners to exclude up to $250,000 of gain if single or $500,000 if married filing jointly when selling a primary residence. With home values rising significantly over the past three decades, particularly in high-cost areas like California, many long-time homeowners now face substantial capital gains taxes when downsizing. A new proposal, the Nest Egg Protection Act, would increase the exclusion to $1 million for homeowners age 65 and older who have owned and lived in their home for at least 25 years. This would allow more seniors to keep the equity they've built over a lifetime. In addition to providing tax relief, the proposal could encourage more older homeowners to sell, increasing housing inventory and making homeownership more attainable for first-time buyers. While the legislation has not yet been enacted and homeowners should continue planning under current law, the proposal reflects a growing recognition that the existing exclusion no longer aligns with today's housing market.   Companies Discussed: International Business Machines Corporation (Ticker: IBM)

I break down how I think about leverage and why relying on one person or one income source is the fastest way to stay stuck. We get into how I structure my businesses, how I make high impact decisions, and how I use systems, hiring, and global talent to scale faster than competitors. I also share my real thoughts on AI, where it actually adds value and where it's overhyped. And toward the end, I talk about how having a family made me a better operator, forced me to focus on what actually matters, and how I think about raising my kids and building a life beyond just business.   Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Join us as we explore the journey of Dave Van Horn, CEO of PPR Capital Management, who shares insights on building a resilient real estate investment firm, navigating market headwinds, and leveraging mortgage note investing for passive income. This episode offers valuable lessons for investors looking to scale and diversify their portfolios.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Prime Minister Mark Carney says he 'doesn't see the value' in using Canadian energy exports as leverage in U.S. trade negotiations as his minister responsible for Canada-U.S. trade returns from a trip to D.C. Plus, the Power Panel helps unpack the ongoing labour dispute between WestJet and its flight attendants as a strike looms.

Executive Director Jay Height discusses a potential new partnership that could add significant resources to help neighbors escape poverty

Mary Kissel observes President Zelenskyy is receiving a warmer reception in Washington due to Ukraine's increasing military leverage. Innovative long-range drone strikes on Russian energy nodes have demonstrated Ukraine's utility to USstrategic interests. Unlike the situation with Iran, the US maintains active diplomatic channels in Moscow to discuss potential conflict resolutions. Kissel notes that influential voices on the right are beginning to shift their views on Ukraine. (6)

Your text messages could be the most powerful evidence in your case—or the reason you lose. In this video, Rebecca Zung, The Leverage Lawyer, reveals how texts, emails, and digital communications are used in divorce, custody battles, business disputes, probate litigation, employment cases, and other high-conflict legal matters. Learn how to avoid common texting mistakes, protect your credibility, document evidence strategically, and turn your digital conversations into leverage that strengthens your position in court against narcissists and high-conflict opponents. #RebeccaZung #TextMessages #CourtEvidence #HighConflict #Narcissist #Divorce #Custody #Litigation #LegalStrategy #Evidence #Communication #Negotiation #TrialLawyer #DigitalEvidence #Leverage

Discover how understanding your strengths can transform communication, teamwork, leadership, and career growth. Gallup-certified coaches share how investing in natural talents can boost engagement, fulfillment, and overall success.

In this episode of The Inventive Journey, Devin Miller talks with Abbas Mohammed about cold calls, persistence, remote hiring, AI, and business focus that keeps founders from becoming full-time firefighters with laptops.Abbas's story starts at 19, when he dropped out of college to pursue real estate. That decision sounds bold in hindsight, but it came with the classic startup starter pack: uncertainty, long hours, rejection, and a calendar that probably needed medical attention. He spent about a year making calls, working long days, and pushing through before landing his first real transaction.That first win opened the door to growth. Abbas began scaling his real estate business by hiring virtual assistants, eventually growing a larger team of cold callers. By increasing outreach capacity, he multiplied activity without personally doing every single task. That helped him grow substantially and become one of the top RE-MAX agents at a young age.But real estate also exposed a limitation: geography. Abbas saw that his growth was tied to local markets and location-based constraints. That realization pushed him toward a new opportunity. He started Remote Leverage, first as a cold calling agency for real estate agents, then pivoted into a recruiting model focused on helping businesses hire Latin American virtual assistants and skilled remote talent.The Remote Leverage model focuses on direct hiring rather than a traditional staffing-agency structure. Abbas explains how this gives small businesses access to capable remote workers while keeping costs lower than many local hiring options. He also highlights why Latin American talent can be attractive for U.S. businesses: similar time zones, strong communication, and collaboration during normal business hours.A major theme is quality. Abbas is not arguing that founders should hire the cheapest possible help. His point is that the right remote talent can create leverage when the business has clear roles, expectations, and systems. Cheap support without structure can become expensive confusion. Good support with clear direction can become a growth engine.Devin and Abbas also discuss AI and its impact on virtual assistants. Abbas shares that AI has helped his company increase productivity and revenue, but he does not view AI as a complete replacement for human talent. Instead, AI changes the nature of the work by supporting research, summaries, workflows, and faster execution. Human judgment, communication, accountability, and problem-solving still matter.The episode also explores business decision-making. Abbas talks about testing ideas, learning from failed experiments, and recognizing when client expectations do not match reality. One lesson involved marketing ROI timelines. Clients sometimes expected results faster than Abbas anticipated. That kind of lesson is painfully useful, which is entrepreneur-speak for “we learned it after the invoice was already emotionally complicated.”Near the end, Abbas shares one of his clearest rules of thumb for founders: focus on the bottleneck. Many entrepreneurs chase too many initiatives at once. They add products, tools, campaigns, hires, and meetings without first identifying the one constraint most limiting growth. Abbas recommends finding that bottleneck and solving it before scattering attention across everything else.For startup founders and small business owners, this episode offers a practical scaling playbook: talk to the market, do the hard work early, delegate repeatable tasks, hire for quality, use AI as a productivity multiplier, and keep asking what is actually holding the business back.Abbas Mohammed's journey from cold calls to Remote Leverage is a reminder that business growth is rarely about one magic tactic. It is about learning the work, creating leverage, adapting the model, and refusing to let the founder become the bottleneck.To chat about this one-on-one, grab a free consult at strategymeeting.com

Yields under pressure. Leverage on the rise. Fitch dives into the growing use of off-balance-sheet financing among Business Development Companies (BDCs) and what it signals for credit risk ahead.

Host Landry Signé meets with H.E. Youssef Amrani, the Kingdon of Morocco's ambassador to the U.S., on the heels of the men's 2026 World Cup to discuss his country's investment in sports for development. Their conversation highlights how sports and culture can create opportunities for youth and strengthen international relationships. Show notes and transcript Foresight Africa podcast is part of the Brookings Podcast Network. Subscribe and listen on Apple, Spotify, Afripods, and wherever you listen to podcasts. Send feedback email to podcasts@brookings.edu.

HOT TOPICS: It's the summer silly season so, in lieu of actual soccer games, we hit some of the hot button topics and burning questions suggested by our beautiful Discord crew HALFTIME: Ballon d'Or pop quiz STOPPAGE TIME: Ivan Toney's Best Bets + GOAWs

I don't rely on best practices alone because they optimize what already exists. I start with first principles and build from what is absolutely true, not just what everyone else is doing. Following the standard keeps me average, while questioning it creates leverage. I focus on what actually drives results instead of simply repeating common practices. Show Notes: [03:17]#1 Best practices lock you into existing habits and also existing limits. [08:02]#2 Rebuild from the desired outcome. [11:18]#3 Leverage usually is generated when you ignore convention. [16:04] Recap Next Steps: --- Execution is not a talent.   It is a standard. If your results don't match your ability, something in your approach is out of alignment. Most people do not have a motivation problem.   They have a consistency problem. Power Presence is the system for operating with greater discipline, clarity, structure, and execution under pressure. Learn more: → http://www.PowerPresenceProtocol.com  Know what to do but not always doing it?  Measure your execution at → http://RateMyExecution.com. Get Dre's free Daily Game email at http://WorkOnMyGame.com. Every day you'll receive one practical lesson on leadership, mindset, discipline, and execution to help you perform at a higher level. No fluff. Just game

the challenge of the unknown > the disappoint of the familiar you have to change some variables if you're trying a new experiment Study what you avoid. What makes you scared to act. Defensiveness is often protecting you from something you are afraid to face, but if you face it, you may realize your guard being up against it was the biggest hurdle. Leverage your effort into longterm upkeep of all the goodness in your life. Small repeated actions are what add up to create your life, so don't let it pass you by waiting for it to arrive."It is not the strongest of the species that survive, nor the most intelligent, but the most responsive to change." - Charles Darwin Read Julie's Medium Blog.Support JULIE (and the show!)Support + get some bonus stuff over on PATREON.Get an occasional personal email from me: www.makeyourdamnbedpodcast.comTune in on INSTAGRAM AND YOUTUBE or TIKTOK.Info on War Tax Resistance.Donate to the Palestinian Children's Relief Fund and the Sudan Relief FundThe opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Are you unknowingly giving away leverage every time you enter a negotiation?   Whether you're negotiating with clients, vendors, employees, or business partners, the outcome often depends on much more than price. In this episode, Bradley Hartmann shares five overlooked negotiation principles that can dramatically improve your ability to create better outcomes, avoid common traps, and negotiate with greater confidence.   In this episode you will Learn why understanding who actually has decision-making authority can completely change your negotiation strategy. Discover how deadlines, timing, and controlling the pace of a conversation influence the outcome more than most people realize. Understand how asking more specific questions and recognizing the hidden cost of doing nothing can help you uncover better solutions and create more mutually beneficial agreements.   If you want to negotiate with more confidence, avoid costly mistakes, and consistently create better outcomes for your business, this episode is packed with practical strategies you can start using immediately.   At Bradley Hartmann & Company, we help construction teams improve sales, leadership,  and communication by reducing miscommunication, strengthening teamwork, and bridging language gaps between English and Spanish speakers. To learn more about our product offerings, visit bradleyhartmannandco.com. The Construction Leadership Podcast dives into essential leadership topics in construction, including strategy, emotional intelligence, communication skills, confidence, innovation, and effective decision-making. You'll also gain insights into delegation, cultural intelligence, goal setting, team building, employee engagement, and how to overcome common culture problems—whether you're leading a crew or managing an entire organization. Have topic ideas or guest recommendations? Contact us at info@bradleyhartmannandco.com. New podcasts are dropped every Tuesday and Thursday.   This episode is brought to you by The Construction Spanish Toolbox —the most practical way for construction teams to learn jobsite-ready Spanish in just minutes a day over 6 months.        

Experiment Nation — in the lab.

What separates an average automotive salesperson from someone capable of selling more than 40 cars per month? "The more you familiarize yourself with the customer, the more you're going to be able to use that for yourself to build your business as a car salesman." - Josh MacPhee In this episode of the Millionaire Car Salesman Podcast, Sean V. Bradley sits down with Josh MacPhee, a top-performing sales consultant at McDonald Buick GMC Cadillac in Moncton, Canada, who sold an incredible 326 vehicles in only his second year in the automotive industry and went on to achieve a 40-car month. Josh reveals the mindset, daily habits, customer-service strategies, and modern tools that helped him rapidly build a powerful client base. From relentless follow-up and constant availability to using social media as a relationship-building engine, his approach challenges the traditional way many sales professionals operate. "Be kind, be honest, really help people, and care about what they're trying to accomplish in buying a vehicle from you." - Josh MacPhee You'll also hear how Josh transformed his experience working in a skateboard shop into a thriving automotive career, multiplied his results far beyond industry averages, and created relationships that continue producing business long after the initial sale. Whether you are brand-new to the showroom or an experienced salesperson looking to break through a performance plateau, this episode delivers practical strategies you can immediately adapt to generate more conversations, strengthen customer loyalty, and sell more vehicles. The numbers are impressive, but the process behind them is where the real value lives. Listen now to discover what Josh does differently. Key Takeaways: ✅ Building strong customer relationships and offering exceptional service are central to achieving consistent high sales figures. ✅ Utilizing social media platforms such as Facebook and Facebook Marketplace can significantly increase referral-based sales. ✅ Regular and effective follow-up is critical in maintaining customer interest and converting leads into sales. ✅ Working closely with managers and leveraging their expertise can help refine sales techniques and improve results. ✅ Embracing technology and community engagement can create additional pathways to expand a personal brand and reach in automotive sales.   About Josh MacPhee Josh MacPhee is a dynamic and successful automotive sales consultant at McDonald Buick GMC Cadillac in Moncton, Canada. With a notable track record of selling 326 units in his second full year and achieving a remarkable 40-car month, Josh has swiftly risen as an influential figure in car sales. Prior to his career in the automotive industry, Josh honed his customer service skills by working at a retail skateboard shop, where he was responsible for cultivating customer relations and building sales initiatives. His commitment to customer service, strategic use of social media for networking, and relentless follow-up tactics are key elements of his sales approach, enabling him to far exceed the national sales averages within his industry. Josh continues to push boundaries and set new records in automotive sales by constantly evolving and adapting his strategies.   Embracing the Grind: How Relentless Follow-Up and Customer Service Revolutionize Car Sales   Key Takeaways: Emphasize the importance of continuous growth and development, even in challenging markets. Foster a relentless commitment to customer service and follow-up. Leverage technology and team dynamics to excel in sales performance.   Relentless Customer Service and Follow-Up in Car Sales In the competitive world of car sales, consistency is key. Josh MacPhee's story illustrates how relentless follow-up and exemplary customer service can create extraordinary success in an environment where most salespeople average less than ten cars monthly. The approach is simple yet profound: make it easy for the customer and be accessible, whether on weekends, late at night, or even during holidays. MacPhee, a sales consultant at McDonald Buick GMC Cadillac in Moncton, Canada, credits his success to these values. "I just talk so much and create such a personal level with my conversations that they want to come back," explains MacPhee. His willingness to take calls late a night and work during off-hours underscores a broader principle: in a performance-based industry, accessibility can set you apart from competitors. This dedication to being available whenever the customer needs support leaves a lasting impact, evidenced by customers who choose him because he's consistently available and knowledgeable. "You wasted no time to get back to me and talk to me the whole time you were off on vacation," a customer reportedly said, highlighting trust and reliability as cornerstones of MacPhee's successful strategy.   Building a Sales Network through Referrals and Community Engagement Effective car sales extend beyond the dealership floor—into community networking and robust referral systems. For MacPhee, referrals significantly contribute to his sales numbers. "We offer $200 for a referral," he states, a small investment when aiming for a fruitful long-lasting business relationship. Beyond financial incentives, MacPhee emphasizes relationship-building by engaging customers on social media platforms like Facebook, maintaining the connection long after the initial sale. Moreover, MacPhee leverages local insights and community relationships. "If it's legit, think about this: why the hell would you not want to incentivize somebody?" he argues, stressing the value of forging lasting connections within the community. Understanding local relevance, he primes his sales strategy by ensuring his presence is acknowledged beyond the transactional relationship, positioning himself as a reliable advisor in the community. By fostering deep ties, both digital and personal, MacPhee's strategy aligns with broader community-focused practices that drive sustained success. His approach taps into a natural cycle—prioritize existing relationships to expand business, maximizing opportunities for referral-based prospects in a strategy that feeds itself.   Harnessing Technology and Team Dynamics In an era where technology plays a transformative role, integrating modern tools into traditional sales processes offers a distinct advantage. However, at McDonald Buick GMC Cadillac, MacPhee sees a fusion of personal effort and minimal tech dependence. "Artificial intelligence? What do you mean?" Queries MacPhee, indicating an opportunity for technological advancement that complements his human-centric approach. Still, the power of a cohesive work environment shouldn't be underestimated. Through collaboration with managers and peers, he builds a reservoir of sales knowledge and refined tactics. Allying with mentors and learning actively, MacPhee draws from a collective base of expertise that deepens individual knowledge, especially for complex negotiations. "It's important because you're getting a second person in to talk," MacPhee shares, emphasizing the value of team-based sales processes. Such environments promote skill sharing and adaptive learning, as colleagues become resources rather than competitors. Thus, success grows not only from independent initiative but from thriving in a supportive team context.   Josh MacPhee's story champions the idea that diligence, customer engagement, and a strategic approach to relationships can transcend the industry norm, catapulting sales beyond expected metrics. Insights from his journey reveal that relentless dedication to customers and collaborative learning environments can redefine success. Though not overly reliant on modern technology, salespeople like MacPhee showcase the power of grinding hard, building a network, and making each customer interaction meaningful. Through this lens, car sales emerge not as a routine job, but as a dynamic business driven by personalities who exceed boundaries through sheer tenacity and astute connection-making.       Resources + Our Proud Sponsors:   ➼ Podium: The AI Platform Powering the Modern Dealership. From instant lead response to seamless test drive scheduling, Podium's AI Employee Jerry works 24/7 to turn every lead into a conversion, so your team can focus on closing. Trusted by thousands of dealerships nationwide and proudly featured on the Millionaire Car Salesman Podcast. Learn how Podium can help you sell more cars, book more service appointments, and grow your dealership. Discover how Podium's innovative AI technology can unlock unparalleled efficiency and drive your dealership's sales to new heights. Visit www.podium.com/mcs to learn more!   ➼ The Millionaire Car Salesman Facebook Group: Join the #1 Automotive Sales Mastermind Facebook Group with over 29,000 automotive professionals worldwide. The Millionaire Car Salesman Facebook Group is the go-to community for car salespeople, BDC agents, sales managers, general managers, and dealer principals looking to increase performance, income, and leadership skills. Inside the group, members collaborate daily on automotive sales strategies, lead handling, phone scripts, closing techniques, CRM best practices, dealership leadership, and accountability systems. Learn directly from top automotive trainers, industry mentors, and high-performing sales leaders who are actively winning in today's market. If you're serious about growing your automotive career, increasing car sales, and building long-term success, join The Millionaire Car Salesman Facebook Group today! ➼ Dealer Synergy: Dealer Synergy is the automotive industry's #1 Sales Training, Consulting, and Accountability Firm, with over 20 years of proven dealership success nationwide. We specialize in helping car dealerships increase sales, improve processes, and build high-performing Sales, Internet, and BDC departments from the ground up. Our expertise includes automotive phone scripts, rebuttals, CRM action plans, lead handling strategies, BDC workflows, Internet sales processes, management training, and accountability systems. Dealer Synergy partners directly with dealership leadership to align people, process, and technology, ensuring consistent results and scalable growth. From independent dealers to large dealer groups and OEM partnerships, Dealer Synergy delivers measurable performance improvements, stronger teams, and sustainable profitability. ➼ Bradley On Demand: Bradley On Demand is the automotive industry's most advanced interactive training, tracking, testing, and certification platform for car dealerships — built to develop top-performing teams across Sales, Internet Sales, BDC, CRM, Phone Skills, Leadership, and Management. In addition to LIVE virtual automotive training classes and a library of 9,000+ on-demand dealership training modules, Bradley On Demand now includes AI Phone Roleplaying and Coaching to help salespeople and BDC agents practice real dealership conversations before they ever get on the phone with customers. This AI-powered roleplay technology strengthens phone scripts, objection handling, appointment setting, lead follow-up, and closing skills, while providing measurable coaching feedback for continuous improvement. Bradley On Demand empowers dealerships to train faster, coach smarter, improve call performance, increase closing ratios, and sell more cars more profitably — all through structured, trackable, modern automotive training.

Leverage the Infinite Banking Concept to invest in passive income, build tax-advantaged wealth, and maximize cash flow on August 12, 2026 (1:00 – 4:00 PM CT). Learn from Anthony Faso & Cameron Christiansen, Dr. Axel Meierhoefer and Adam Kolojejchick-Kotch.

Dude. No guest this week. Just Chris and me going somewhere we've honestly been afraid to go on this show. Chris opens up about something deeply personal: his experience with a legal, facilitated psilocybin ceremony here in Oregon, and what it surfaced about rest, presence, and the gaps between who he says he is and how he actually shows up. This is not a party story. This is a guy with a deep faith background doing serious, intentional work on himself, and what came out of it applies to every business owner listening. From there we get into the idea that gave this episode its name: alignment is leverage. When your priorities, decisions, and behavior all line up, you walk into every negotiation, partnership, and hard conversation holding all the cards. We talk about the integrity gaps nobody else can see, why quitting the things that quietly own you builds real confidence, and what I've learned watching my own son become a more aligned man over the last 18 months. Fair warning: this one gets raw. Keep an open mind and listen for the principle. It might be the most honest conversation we've ever put out. Enjoy the show - Brandon Owning a business in the trades can be the loneliest job there is. Head, Heart, & Boots exists to change that, because the best leaders don't go it alone, and neither should you. Why You Should Listen [4:17] Chris's backstory: how a men's group conversation started a years-long journey he's never shared publicly [15:31] The lie we call rest, and why scrolling your phone is not recharging your batteries [24:49] Incongruence: the small gaps between who you say you are and how you actually show up [27:37] Why Chris walked away from a nightly habit that was quietly costing him his self-respect [34:04] Alignment is leverage: the Joe Rogan negotiation story and what holding all the cards really takes [39:46] What watching my son taught me about conviction, priorities, and becoming a better man About the Show Head, Heart, & Boots is for the men and women who build things for a living. Restoration, roofing, HVAC, plumbing, landscaping, and every blue collar trade in between. Hosts Brandon Reece and Chris Nordyke built and scaled real companies in the restoration industry, and they have carried those hard-won lessons into every blue collar trade they work with today. Every week they dig into the head (strategy), the heart (culture and people), and the boots (execution) of running a business worth owning. This show is the front door to Floodlight Consulting Group, where Brandon, Chris, and the team help trades businesses find the money already sitting inside them and build companies worth far more than the day they started. Same people, same mission, whether you are listening or working with us directly. Ready to see what that looks like in your business? Start Here! Owning a business in the trades can be the loneliest job there is. Head, Heart, & Boots exists to change that, because the best leaders don't go it alone, and neither should you.

So many people join Network Marketing to create more freedom in their life.Unfortunately, for a lot of people, they just end up with more overwhelm.They're busy and in action every day - but not seeing the results.Eventually that leads them to quit.So on the Podcast today I want to share 5 top tips to overcome the overwhelm.Making sure you're actually seeing results from your hard work.And getting closer to freedom rather than further away.You can download the free PDF as well at andrewlogan.net/overwhelm

Many people recognize narcissistic abuse and psychopathy—but Machiavellianism is a Dark Triad personality style that is often much harder to spot. In this episode, Lisa A. Romano breaks down how Machiavellian individuals use strategic kindness, emotional intelligence, patience, and calculated leverage to gain control. Unlike narcissists who seek admiration, or psychopaths who seek stimulation, Machiavellians are focused purely on advantage and outcome. What You'll Discover: Dark Triad Dynamics: The key differences between narcissism, psychopathy, and Machiavellianism. The Vulnerability Trap: Why codependency, abandonment wounds, and childhood emotional neglect make individuals targets for strategic charm. Calculated Kindness: How generosity and helpfulness can be weaponized as transactional leverage. Relational Discernment: How to use Lisa's "Above the Veil" approach to recognize manipulation, break trauma bonds, and trust your nervous system. Episode Timestamps: 00:00 – Understanding Machiavellianism 00:45 – Advantage, Leverage, and Quiet Control 02:15 – The Dark Triad: Narcissism, Psychopathy, and Machiavellianism 03:06 – Why Codependents May Trust Machiavellians 04:12 – How Machiavellians Study Personal Vulnerabilities 06:19 – Confusion, Cognitive Dissonance, and Warning Signs 09:36 – Living "Above the Veil" by Observing Patterns 13:30 – Lisa's Personal Experience with Machiavellian Manipulation 16:04 – Healing the Inner Ache & Closing Message Take the Next Step in Your Healing Journey: Take the Free Codependency Quiz: Get instant results and discover your next steps toward emotional recovery. Free Quiz Instant Results-Next Steps Ready for Deeper Support? Access group coaching, courses, workbooks, meditations, and more—Become a Breakthrough Warrior Member today.  Private Conscious Healing Community With Group Coaching Disclaimer: This episode is for educational purposes only and is not a substitute for professional mental health care, legal advice, or safety planning.

Do you have a B2B offering in your business? If not, have you thought about adding one? If you are franchising your business, or considering it, franchising is a B2B option for expansion. Our guest today is Jermane Cheathem and he shares with us insights into B2B selling. TODAY'S WIN-WIN:Finding a business to business play for your business or being more effective at it, will make your business better.LINKS FROM THE EPISODE:This episode is sponsored by Zoho, https://www.zoho.com/franchise/Schedule your free franchise consultation with Big Sky Franchise Team: https://bigskyfranchiseteam.com/You can visit our guest's website:https://creatorslearn.com/Connect with our guest on social:https://www.linkedin.com/in/jermane-cheathem/ABOUT OUR GUEST:Jermane Cheathem is the founder of Creators Learn and an advisor on leverage, referral-based growth, and business strategy. After serving as a Vice President of Sales, he left the corporate world to build a successful commercial finance business before shifting his focus to helping entrepreneurs, operators, and sales leaders create businesses that generate sustainable, high-margin growth. Through his work, Jermane challenges traditional growth models by showing that leverage is often a structural problem, not a motivation problem. Rather than relying on constant hustle, complicated funnels, or heavy fulfillment, he helps business owners build systems rooted in trusted relationships, strategic partnerships, and compounding opportunities.This episode is powered by Big Sky Franchise Team. Big Sky Franchise Team is consistently recognized as one of the best franchise consulting firms in the world, helping entrepreneurs franchise their businesses through a proven 3-Step franchise process rooted in ethical principles, hands-on guidance, and customized deliverables.  If you are ready to talk about franchising your business you can schedule your free, no-obligation, franchise consultation online at: https://bigskyfranchiseteam.com/. The information provided in this podcast is for informational and educational purposes only and should not be considered financial, legal, or professional advice. Always consult with a qualified professional before making any business decisions. The views and opinions expressed by guests are their own and do not necessarily reflect those of the host, Big Sky Franchise Team, or our affiliates. Additionally, this podcast may feature sponsors or advertisers, but any mention of products or services does not constitute an endorsement. Please do your own research before making any purchasing or business decisions.

If you look for the beauty in the world, you will see it in everything. The light, the sounds, the smells, the feelings. If you look for the horrors, you'll see it in everything, too. Focus on the light so you can create and become more of it. Study what you avoid. What makes you scared to act. Defensiveness is often protecting you from something you are afraid to face, but if you face it, you may realize your guard being up against it was the biggest hurdle. Leverage your effort into longterm upkeep of all the goodness in your life. Small repeated actions are what add up to create your life, so don't let it pass you by waiting for it to arrive. It is not the strongest of the species that survive, nor the most intelligent, but the most responsive to change. - Charles Darwin To love someone else is easy, but to love what you are, the thing that is yourself, is just as if you were embracing a glowing red-hot iron: it burns into you and that is very painful. Therefore, to love somebody else in the first place is always an escape which we all hope for, and we all enjoy it when we are capable of it. But in the long run, it comes back on us. You cannot stay away from yourself forever, you have to return, have to come to that experiment, to know whether you really can love. That is the question-whether you can love yourself, and that will be the test. - CARL JUNGRead Julie's Medium Blog.Support JULIE (and the show!)Support + get some bonus stuff over on PATREON.Get an occasional personal email from me: www.makeyourdamnbedpodcast.comTune in on INSTAGRAM AND YOUTUBE or TIKTOK.Info on War Tax Resistance.Donate to the Palestinian Children's Relief Fund and the Sudan Relief FundThe opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Tune in with host, Nichel providing her annual summer break check in for sharing her favorite things to do as well posing a question to ponder on while we all aim to have a wonderful summer season or just a break depending where you are located.  Check out a wisdom and motivational tip by Nichel how you can transform your days into impactful meaningful of your worth with a simple activity.

Brian Keane has built a fitness empire that most coaches only dream about — four bestselling books, over 580 podcast episodes, a top 0.5% global podcast, and more than a thousand coaches trained through his mentorship programs. But before any of that, he was a primary school teacher who realized twenty minutes into his first day that he'd climbed the wrong ladder entirely. In this conversation, Brian breaks down exactly how fitness entrepreneurs, gym owners, and online coaches can stay relevant — and even thrive — as tools like ChatGPT and Claude start answering the same questions clients used to pay for. He walks through his SCALE framework for building an unshakeable personal brand, why chasing universal likability is killing more coaching businesses than AI ever will, and the wild story of how a plane ride home from an ayahuasca retreat turned into a 16-hour writing session that became his most recent book. Key Takeaways:

What happens when the parenting tools that once worked no longer give you any leverage... and your teen or adult child still isn't making the choices you hoped they would? In this episode, I'm exploring why setting boundaries is not about finding the perfect consequence that will finally make your child change. It's about deciding how you want to show up when you cannot control what happens next. You'll learn how to stop tying your emotional well-being to your child's choices, recognize where you still have power, and set boundaries that protect your peace without withdrawing your love. We'll also look at why letting go can feel so frightening when your child is struggling and how to care deeply without carrying responsibility for their entire life.

A rate review is more than a routine supplier meeting. Done poorly, it can produce a modest price reduction while giving the supplier more term, more commitment and better control over the next negotiation. Customers need to understand the baseline, market position, service mix and strategic roadmap before trading flexibility for short-term savings. In this 10-minute episode of Staying Connected, Tony Mangino is joined by TC2's Larry York to discuss how customers can turn rate reviews into real leverage events. Tony and Larry explore how benchmarking, service segmentation, contract guardrails and negotiation discipline can improve your contract economics without weakening future options and flexibility. If you would like to learn more about our experience in this space, please visit our Strategic Sourcing webpage.

Cybersecurity expert Rick Jordan joins Rebecca Zung to reveal the biggest digital threats putting your personal and financial information at risk—and the simple steps you can take to protect yourself. From public Wi-Fi scams and password security to AI, cyberattacks, identity protection, and online privacy, this conversation uncovers how hackers exploit everyday habits and how to minimize your exposure in an increasingly connected world. Whether you're safeguarding your business, your family, or your legal case, these practical cybersecurity strategies will help you stay one step ahead. #RebeccaZung #RickJordan #CyberSecurity #OnlineSafety #AI #ArtificialIntelligence #IdentityTheft #DataPrivacy #PublicWiFi #PasswordSecurity #DigitalSecurity #CyberCrime #Technology #Privacy #PersonalSecurity

John is joined by Rebecca Zung, a 23-year trial attorney and the creator of SLAY AI™, a patented AI platform for navigating high-conflict litigation and negotiation situations. They discuss how Rebecca created a groundbreaking business centered on negotiation training, artificial intelligence, and litigation strategy.After years of handling high-net-worth divorce cases, Rebecca decided to stop trading time for money. She began creating educational content on effective negotiation strategies shortly before the pandemic and discovered an overwhelming demand for advice on negotiating with high-conflict personalities. That success led her to write several books, create online courses, develop a large social media following, and create an AI platform designed to help lawyers and clients prepare cases more efficiently.Success in negotiation generally depends on leverage, preparation, and mindset. Effective negotiators define the outcome they want, understand the other side's incentives, identify risks, and create meaningful consequences—or downside—if settlement fails. Negotiation should be approached proactively by controlling the narrative, anticipating conflicts, gathering complete facts before negotiating, and preparing for mediation as thoroughly as for trial. Mediations often require both sides to adjust unrealistic expectations before meaningful progress becomes possible.Rebecca also believes that confidence begins with identity. Rather than believing success creates confidence, people must first adopt the mindset of the person they intend to become, then consistently act in ways that reinforce that identity. Internal narratives, disciplined thinking, and careful decision-making are essential tools for professional growth.Rebecca also describes SLAY AI™, the patented platform she created to organize documents, create timelines, identify supporting evidence, generate exhibits, and help lawyers and clients collaborate more effectively. Attorneys subscribe to the platform, then allow clients access to folders related to their case. Clients may then upload their documents in bulk. SLAY AI™ then organizes the materials in response to the attorney's prompts. This allows the attorney to review key documents organized by the legal and factual issues in the particular case.The platform is private and walled off from outside observers. Because all communications are confidential between attorneys and clients, and all data is organized by attorney prompts, the data is protected by both the attorney-client privilege and the work product doctrine. By reducing time spent organizing information, the system lowers costs, improves case preparation, and gives legal teams more leverage throughout litigation and settlement negotiations.Podcast Link: Law-disrupted.fmHost: John B. Quinn Producer: Alexis HydeMusic and Editing by: Alexander Rossi

Interview recorded - 21st of July, 2026On this episode of the WTFinance podcast I had the pleasure of welcoming back Mike Green. Mike Green is Chief Strategist and Portfolio Manager at Simplify Asset Management, and one of the most influential voices on market structure in finance today.During our conversation we spoke about the current situation in markets, the ever increasing leverage through ETF's, what this means for market structure, geopolitical impact and more. I hope you enjoy!0:00 - Introduction1:14 - Overview of the economy and markets?9:02 - Leverage in market12:26 - Hyperscalers fundraising 16:42 - Systemic credit risks?19:04 - Markets driving economy?21:46 - Strong economy24:56 - Geopolitical impact28:23 - China and BRICS29:55 - Plaza accord 2.0?35:00 - US rising vs China?38:52 - FED/treasury backstopping40:26 - Financial nihilism41:42 - One message to takeawayMichael has been a student of markets and market structure, for nearly 30 years. His proprietary research into the shift from actively managed portfolios and investment funds to systematic passive investment strategies has been presented to the Federal Reserve, the BIS, the IMF and numerous other industry groups and associations.Michael joined Simplify in April 2021 after serving as Chief Strategist and Portfolio Manager for Logica Capital Advisers, LLC. Prior to Logica, Michael managed macro strategies at Thiel Macro, LLC, an investment firm that manages the personal capital of Peter Thiel. Prior to Thiel, Michael founded Ice Farm Capital, a discretionary global macro hedge fund seeded by Soros Fund Management. From 2006-2014, Michael founded and managed the New York office of Canyon Capital Advisors, a $23B multi-strategy hedge fund based in Los Angeles, CA, where he established their global macro strategies, managing in excess of $5B of exposure across equity, credit, FX, commodity and derivative markets.In addition to his work as a market theorist and portfolio manager, Michael has been noted for his work as a public speaker and financial media participant. He is a graduate of the Wharton School at the University of Pennsylvania and a CFA holder.Michael Green - Substack - https://www.yesigiveafig.com/Twitter - https://twitter.com/profplum99LinkedIn - https://www.linkedin.com/in/michael-green-9a15142/Simplify - https://www.simplify.us/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

What if your greatest leadership advantage isn't your IQ, technical expertise, or business strategy—but your ability to understand your emotions? Morgane Borzée, Founder of Equanima joins the program to explore how emotional intelligence can transform the way leaders communicate, make decisions, and build stronger organizations. Drawing from her personal journey with anxiety and her passion for making psychoeducation more accessible, Morgane shares how she turned personal challenges into a global mission to help leaders move beyond autopilot and respond with greater awareness and intention.    Highlights include:    Why emotions are valuable data—not weaknesses—and how understanding the needs behind our emotions can unlock healthier relationships, better communication, and more effective leadership.    Why leaders should build a relationship with their stress responses instead of trying to eliminate them.   The five stress responses—fight, flight, freeze, submit, and attach—and how they shape behavior.   The importance of distinguishing emotions from interpretations to reduce conflict.   How our body can provide the first clues to our emotional state.   How AI is reshaping not only work but also our sense of value and identity.   Creating a shared language around emotional intelligence fosters trust, psychological safety, and high-performing teams.    This is a fantastic conversation to support any CEO, manager, entrepreneur, coach, or therapist, looking for practical strategies to strengthen emotional awareness, improve communication, and create cultures where both people and performance thrive.  Learn more by visiting https://equanima.io/ Download the Equanima Emotional Intelligence Mobile App: https://tinyurl.com/EquanimaEQ   Timestamps: Awareness of Stressors 8:17 Impact of AI 18:31 Vulnerability & Psychological Safety 24:16 Making EQ Accessible 31:15

"You should always be kind. But pushing to be likeable can sometimes mean that you don't have the courage to say the thing that needs to be said." In this episode, WomenHeard host Julie Hochheiser Ilkvovich speaks with Diana Haussling, a 2026 Matrix Honoree and CPG (Consumer Packaged Goods) powerhouse! Her background spans Hershey, General Mills, Campbell and Colgate-Palmolive. As the CEO of Hello Products, a subsidiary of Colgate-Palmolive, Diana sits at the intersection of marketing technology and digital operations. How quickly are you able to rebound from a conflict? Diana challenges listeners to determine their "plastic balls" of lower priority that can bounce and protect "glass balls" of high priority that can't be dropped. Plus, you'll hear Diana's method to evaluate feedback and learn two of our favorite phrases: "Leverage 'no' as a complete sentence!" and "Get rid of the little hater in your head!" 

In this episode, we break down how frequently asked questions (FAQs) can do more than just save your staff time. When used strategically, FAQs can help your clinic show up in Google search results, improve your local SEO, and even increase your visibility in AI-powered search tools like ChatGPT, Google AI Overviews, Gemini, and more.We talk about why search behavior is shifting toward full questions instead of keywords, how AI platforms use your website content to generate answers, and why answering real patient questions in plain language can give your clinic a competitive edge.You will also learn where FAQs should live on your website, how to write answers that actually help patients and rank, and how to turn everyday questions into blog posts, videos, and other content that keeps working for you long after the conversation ends.If you want a simple, practical way to improve your website, attract more patients, and stay ahead of where search is heading, this episode is a great place to start.Episode page, blog & show notes: https://propelyourcompany.com/faq-seo/Send in your questions. ❤ We'd love to hear from you!Webinar: The Hidden SEO Mistakes Costing Clinics Patients Right Now (And Easy Fixes You Can Start Making This Week)Save your spot: https://propelyourcompany.com/june/** Can't make it live? Register anyway. You'll get access to the limited-time replay. *** 

Check the episode transcript hereABOUT REED GOOSSENS  Reed Goossens is the Founder and CEO of RSN Property Group, a real estate investment firm that has acquired nearly $1 billion in multifamily assets across the United States. Originally from Australia, Reed moved to the U.S. in 2012 and built a career helping investors create wealth through commercial real estate. He is also a Co-Founder of Accounting First Group, a platform focused on acquiring and scaling CPA firms across the country. In addition, Reed hosts the long-running Investing in the U.S. podcast, where he interviews leading entrepreneurs, investors, and business operators on building wealth and creating financial freedom.   THIS TOPIC IN A NUTSHELL: Reed Goossens' Path From Australian Structural Engineer to Multifamily Syndicator Getting Back to Fundamentals: Positive Leverage & Agency Debt Why Now May Be the Best Buying Window of the Cycle Reading Local Construction Pipelines Before You Buy Red States vs. Blue States: The Case for High-Barrier-to-Entry Markets Blending Institutional and Retail Capital to Bridge Raises Why Raising Equity Is Taking Longer in Today's Market Distressed Deals vs. Distressed Operators: Knowing the Difference Is the Syndication Business Model Built on Volume Broken? The GP Preferred Return Debate and Aligning Incentives With Investors Underwriting Conservative Rent Growth After the 2022 Reset Why Basis Plays Beat Betting on Rent Growth Right Now Shifting From Short-Term Flips to Medium- and Long-Term Holds Market Deep Dive: Austin, Dallas, San Antonio, Phoenix, Fayetteville & Greenville Renter Preferences by Market: Washer/Dryers, AC & In-Unit Amenities Underwriting Volume as a Shortcut to Market Expertise Lightning Round: Biggest Mistakes, First Hustles & Lessons for a Younger Self    KEY QUOTE:                Positive leverage should be your starting point."   ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.   The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe   #RealEstateInvesting #MultifamilyInvesting #PassiveInvesting #PassiveIncome #RealEstateInvestor #ApartmentInvesting #CommercialRealEstate #RealEstateSyndication #AccreditedInvestor #CashFlowInvesting #InvestmentStrategy #FinancialFreedom #WealthBuilding #AlternativeInvestments #PrivateEquityRealEstate #InvestorEducation #RealEstatePodcast #SponsorDueDiligence #DealAnalysis #InvestmentOpportunities #PortfolioDiversification #LongTermInvesting #MarketCycles #RealEstateEducation #CapitalRaising #InvestorMindset #GenerationalWealth #PrivatePlacements #MultifamilySyndication #SmartInvesting   CONNECT WITH REED GOOSSENS: LinkedIn: https://www.linkedin.com/reed-goossens Instagram: Www.instagram.com/reedgoossens     CONNECT WITH US   For more information about investing with AJ and Chris:  · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/  For information on Portland Property Management:  · Uptown Properties | http://www.uptownpm.com ·  Youtube | @UptownProperties  Westside Investors Network  · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork ·  Tiktok| @WestsideInvestorsNetwork ·  Youtube | @WestsideInvestorsNetwork 

On the Podcast today, I want to help you with the most fundamental aspect of our business - what you're saying. If your offer isn't exciting enough - Or it's too confusing for people - They're not going to buy from you or join your team.So it's important to go through this 4-step audit and make sure we've got a compelling offer.Once we've got that - it's simply a matter of going out and telling it to the right people - and you'll hit your business goals. 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. I Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. I Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST See omnystudio.com/listener for privacy information.

If you're an attorney handling high-conflict litigation, divorce, custody disputes, or complex civil cases, this video will show you how to use AI to transform overwhelming evidence into a winning legal strategy. Rebecca Zung, The Leverage Lawyer and creator of Slay AI, explains how artificial intelligence can uncover patterns, expose contradictions, organize thousands of emails, texts, and documents, and help attorneys build stronger cases while saving time and increasing leverage. Discover how AI is changing the future of legal practice and how you can use it ethically and strategically to deliver better results for your clients. Chapters: 00:00 Why Every Attorney Needs AI Today 00:54 Meet Rebecca Zung & Slay AI 01:15 The Biggest Challenge in High-Conflict Cases 03:08 How AI Finds Patterns & Contradictions 05:27 Turning Evidence into Leverage 07:49 Using AI to Build Stronger Cases 09:38 Ethical AI for Attorneys 11:21 Final Takeaways #RebeccaZung #ArtificialIntelligence #AIForLawyers #LegalAI #Litigation #TrialLawyer #HighConflict #DivorceLaw #FamilyLaw #LegalStrategy #Attorney #Evidence #ChatGPT #LawPractice #SlayAI

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. I Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Episode Chapter Summaries Chapter 1: The Audition Addiction Metric (00:00 – 02:08) Anne and Lau challenge the industry-standard phrase, "the audition is the job." Lau warns against letting auditioning become a static, addictive loop, explaining that many exclusive talent agencies provide detailed submission reports specifically so talent can weigh their output against their actual revenue. They suggest assessing and reassessing your audition volume quarterly to determine your true Return on Investment (ROI). Chapter 2: Shifting from Mass Auditions to SEO & Referral Engines (02:09 – 04:41) Anne pulls back the curtain on her own multi-faceted business structure as a full-time talent, coach, and demo producer. She reveals that she rarely auditions anymore except for her agents because her calendar simply doesn't allow it. By shifting her focus to non-broadcast corporate and medical narration genres, Anne built her business around direct marketing, strong web SEO, and top-tier demos. Instead of spending hours recording speculative files, she relies on organic search placement, high-converting email negotiations, and repeat client referrals to fill her pipeline. Chapter 3: Time Management & Taking Agency with Agents (04:42 – 07:14) Lau addresses the structural collapse of time management when a voice actor falls into a three-to-six-hour daily audition black hole. She urges talent to take control of their schedules by setting strict time limits and alarms. Lau shares a crucial insider agent secret: if an audition arrives that doesn't fit your current availability or artistic wheelhouse, it is perfectly okay to pass. You do not need to send an apologetic email; your agent has already moved on to other roster selections. Chapter 4: The Seasonal Strategy & Developing Rep Relationships (07:15 – 10:17) The hosts unpack how to leverage the natural seasonal shifts of the entertainment year. Lau suggests heavy audition tracking during high-volume periods like autumn, while using quieter summer months to overhaul websites, clean up databases, and update marketing assets. Anne notes that a secure, communicative relationship with your talent agent reduces the artificial pressure to book every cattle-call notice that hits your inbox. Chapter 5: The Wild West of Pay-to-Plays (10:18 – 13:25) Anne and Lau dissect the transactional reality of modern pay-to-play casting platforms. Anne warns that over-submitting on these open marketplaces can actually tank your algorithmic score on certain sites. They emphasize the necessity of prioritizing hand-picked agency notices over unvetted web auditions, asking talent a vital baseline question: "Would you rather submit 1,000 blind auditions or cultivate 10 high-paying, repeat clients?" Chapter 6: The 1:3 Production Limit & Mental Burnout (13:26 – 21:15) Anne introduces the technical logistics of audio production, sharing that after years of professional editing, her benchmark turnaround speed remains capped at a 1:3 ratio—meaning every single hour of raw recorded audio requires three hours of painstaking cleaning, editing, and mastering. She points out that the sheer physical and mental capacity consumed by constant recording leaves talent too exhausted to handle essential business items like invoicing or pipeline cultivation. This ongoing rejection loop quickly induces performance fatigue, leading to a sterile, uninspired delivery that casting directors filter out instantly. Chapter 7: The "Miyagi" 3-Read Cap & Corporate Safety Nets (21:16 – End) To maintain creative focus, Anne shares her golden rule: allow yourself a maximum of three recording takes per script, pick the best one, and move on. Lau delivers her strategic closing framework, reminding talent to step outside the daily operational weeds to look at the overall geography of their business. They conclude by encouraging voice actors to establish an intentional six-month business savings reserve, giving them the confidence and mental stability needed to deliver relaxed, booking-winning performances. Top 10 Boss Takeaways Calculate your true audition ROI: Submitting audio files all day without tracking your conversion metrics is counterproductive. Audit your calendar quarterly to ensure your booking ratio justifies the time spent in your booth. Auditioning is a task, not a business model: Sending out file after file won't magically build an independent brand. Do not use constant recording as an excuse to avoid hard business tasks like direct outbound marketing or pipeline building. Set a hard deadline on your recording blocks: Avoid letting submissions drift across your entire afternoon. Use a structural time-blocking system—such as dedicating 9:00 AM to 11:00 AM exclusively to agency notices—and step out of the booth once the buzzer sounds. Take absolute agency over the "pass": Your relationship with your talent agent is a two-way professional dynamic. If a casting notice is a poor demographic fit or arrives past your operating hours, decline the submission confidently without guilt. Leverage seasonal market cycles: Align your business goals with corporate seasons. Maximize your studio tracking during heavy autumn casting rushes, and reallocate quiet summer quarters to database development, website updates, and direct outreach. Beware the open platform loop: Pay-to-play sites often operate as unvetted, high-volume digital environments. Prioritize hand-picked, direct agency opportunities where your unique biological voiceprint is structurally valued. Respect the 1:3 editing standard: Remember that a single hour of raw voiceover audio demands up to three hours of post-production labor. Budget your energy wisely to protect your studio's operational capacity. Implement the 3-read maximum limit: Avoid over-analyzing and recording fifteen variations of the same paragraph. Limit yourself to three distinct takes, select the most honest file, delete the leftovers, and keep moving. Step out of the operational weeds: Step back regularly to evaluate the macro geography of your small business. Ensure you are actively managing larger items like business development and client retention, rather than getting lost in micro-mechanics. Anchor your creativity with a financial safety net: Maintain a distinct business savings account containing at least six months of baseline operational expenses. Financial security eliminates desperation, immediately freeing your voice up to sound relaxed and authentic.  

Eric Triplett and Mike Garvey discuss the complex transition from a side hustle to a legitimate business. Eric reflects on his decision to pause a coaching venture to refocus on his primary passion for aquatic ecosystem design and filtration technology. The conversation contrasts their professional journeys, highlighting how Mike built a business while serving as a state trooper, whereas Triplett turned a lifelong obsession with fish breeding into a career. They explore the motivations behind pursuing supplemental income, noting that some ventures serve as financial safety nets while others are purely for personal fulfillment.  Key Takeaways: Start planning your post-career business years in advance to ensure you have a thriving foundation to step into when you retire. Operate your side hustle as a legitimate business from day one by securing proper licensing, insurance, and professional branding. Develop the discipline to step away from good opportunities when they begin to pull time and focus away from your primary mission. Leverage your personal passions and deep expertise to create a unique professional position that sets you apart from your competitors. Utilize a side hustle to provide creative fulfillment and joy if your primary career focuses mainly on stability and financial security.

Evan Dash is the CEO of StoreBound and Author of the best-selling book, A Dash of Good: How to Turn a Business Based on Values into a Valuable Business. Evan's journey took him from firefighter to business executive before becoming a household name in the kitchenware industry. Alongside his wife Rachel, they launched DASH, their namesake kitchenware brand. Under Dash's leadership, the company skyrocketed to success, achieving sales of over $1 billion in sales and becoming the world's largest producer of waffle makers, popcorn poppers, and egg cookers, with over 100 million units sold. Before its 10th anniversary, Dash negotiated a majority sale of his company to Groupe SEB, the $8 billion global leader in the housewares industry.Highlight Bullets> Here's a glimpse of what you would learn…. Entrepreneurial journey from firefighter to CEO of a billion-dollar kitchenware brand.Transition from corporate retail experience to founding a business.Importance of a retail-first strategy versus direct-to-consumer approaches.Challenges faced in retail, including inventory management and product-market fit.The significance of a caring company culture and hiring practices.Strategies for DTC brands entering the retail space.The role of AI in enhancing business operations and creativity.Partnership dynamics in business, particularly with a spouse.Lessons learned from early failures and successes in product launches.Emphasis on building trust and relationships with customers and retailers.In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley interviews Evan Dash, CEO of StoreBound and founder of Dash kitchenware. Evan shares his unconventional journey from firefighter to entrepreneur, building a brand that surpassed $1 billion in sales. He discusses leveraging brick-and-mortar retail expertise, the importance of a content-first strategy, and hiring people who genuinely care. Evan also highlights his partnership with his wife Rachel, strategies for DTC brands entering retail, and AI's growing role in business operations.Here are the 3 action items that Josh identified from this episode:Start where you have an unfair advantage Leverage your existing expertise, network, or channel (retail, DTC, etc.) instead of blindly following trends. Validate demand before scaling Use tools like crowdfunding, small test runs, or pilot launches to confirm product-market fit and reduce inventory risk. Treat retail like a different business If entering brick-and-mortar, master pricing, margins, cash flow, and logistics—don't assume your DTC playbook will work.Timestamps:00:00:00 Introduction and Setting the StageEvan discusses generational shifts in kitchenware preferences and the initial marketing approach for Dash.00:00:22 Podcast IntroductionHost introduces the E-com Breakthrough Podcast and sets up the episode's focus.00:00:35 Guest Introduction: Evan Dash's BackgroundEvan's journey from firefighter to CEO, and the founding of Dash kitchenware.00:01:51 Personal Connection and Product RecognitionHost shares personal experience with Dash products and introduces the main interview.00:02:19 Evan's Entrepreneurial JourneyEvan recounts his unconventional path from firefighting to retail and business.00:04:01 Lessons from Retail and E-commerce EvolutionEvan discusses his retail background, the fall of legacy brands, and the rise of e-commerce.00:05:57 Transition from Corporate to EntrepreneurshipEvan explains how being fired led him to start his own business with his wife.00:07:45 Working with a Spouse: Partnership InsightsEvan and the host discuss the dynamics and benefits of building a business with their wives.00:10:02 Travel and Business Partnership BenefitsEvan shares the advantages of traveling and working closely with his spouse.00:11:21 Launching Dash: Retail-First StrategyEvan explains why Dash started with a retail-first approach and the challenges faced.00:12:11 Early Product Experiments and Brand NamingEvan describes initial product ideas, licensing, and the decision to use his last name for the brand.00:14:30 Content-Driven Brand BuildingDash's early focus on content creation, social media, and appealing to younger consumers.00:16:37 Retail Placement and Cash Flow ChallengesHow Dash leveraged retail relationships for credibility and managed cash flow pressures.00:17:47 Retail Flywheel and Industry FOMOThe impact of early retail success and how it led to more opportunities.00:18:35 Product Flops and Risk MitigationEvan discusses product failures, the importance of sell-through, and strategies to minimize risk.00:22:07 Crowdfunding and Retailer RelationshipsUsing Kickstarter/Indiegogo to test products and proactively managing retailer relationships.00:24:30 Advice for DTC Brands Entering RetailEvan's recommendations for DTC brands looking to expand into retail.00:25:08 Learning New Channels and Building ExpertiseThe importance of becoming an expert in new sales channels and hiring for knowledge gaps.00:27:02 Brokers vs. Direct Outreach in RetailPros and cons of using brokers versus direct outreach for retail expansion.00:28:14 Focus, Time Management, and Agency PitfallsThe risks of losing focus, the value of time, and challenges with agencies.00:29:37 Hiring Smart People and Building TeamsHow hiring smarter people and building strong teams drives business growth.00:30:36 Culture of Caring and Core ValuesEvan's approach to company culture, hiring for care, and building a values-driven organization.00:34:15 Defining “Care” in Company CultureWhat “care” means at Dash and how it's embedded in the company's DNA.00:35:16 Empowerment, Trust, and Winning HeartsPairing care with empowerment, trust, and a focus on winning hearts internally and externally.00:38:20 Culture as a Competitive AdvantageHow culture and core values translate to consumer experience and business success.00:39:16 AI in Business: Human vs. AutomationEvan's perspective on AI, its role in efficiency, and why humans remain central.00:40:17 AI as a Multiplier, Not a ReplacementHow Dash is adopting AI to boost productivity while maintaining a human-centric approach.00:41:28 Final Thoughts and Book RecommendationEvan recommends his book and offers to connect with listeners.00:41:49 Three Actionable TakeawaysHost summarizes key lessons: domain expertise, caring culture, and hiring smart people.00:45:08 Rapid-Fire Questions: Book, AI Tool, InspirationEvan shares his favorite book, AI tools, and sources of inspiration in CPG and fashion.00:48:34 Closing and Contact InformationHow to connect with Evan and Dash; episode wrap-up.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCommBreakthrough.comTools and Websites"Kickstarter": "00:23:27""Indiegogo": "00:23:27""ChatGPT": "00:46:15"Books"