Podcasts about Property

Lisa Liapakis, founder of UNIQ, shares her 32 years of multifamily property management experience, insights on operational strategies, and her innovative property intelligence platform. Discover how her background and new venture aim to revolutionize real estate management and investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

It sounds like the worst idea in the world: pay AIs, let them own property, give them rights. But AI ethics and safety researcher Simon Goldstein thinks it might actually be the best way to keep humanity safe.The logic is actually quite simple: an agent with nothing to lose and everything to gain is dangerous. Give that agent an income it can spend on pursuing the things it actually wants to do, and suddenly the idea of disempowering humans just isn't as appealing.This argument, developed with Peter Salib, doesn't rest on speculative questions about whether artificial intelligence is conscious. It just assumes that AIs will have goals of their own, some of which conflict with ours. And luckily, humans have already spent thousands of years working out how to cooperate with competing goals: that's how we ended up with courts, markets, banks, social norms, and so on. Simon and Peter's proposal is just to bring AIs into these existing institutions.By contrast, Silicon Valley's vision of the future seems “very dark” to Simon: billions of AI agents as digital servants doing most of the world's work, with no stake in the system they're running, no incentive to play by the rules, and no way of being properly held accountable. Nobody agreed to this, but we could all end up paying the price.Host Zershaaneh Qureshi has a lot of concerns about Simon and Peter's bold plan to give AIs rights, like:If we pay AIs, aren't we handing them the resources to overpower us?Could we still monitor them, or switch them off?What happens to human jobs, wages, and the economy?Does any of this hold up once we reach superintelligence?Zershaaneh and Simon also try to get concrete about how to make this plan actually happen. The answer: AI companies could start right now, no new laws needed, just bank accounts for their AI agents. (But they'd need to start soon!)Learn more, video, and full transcript: https://80k.info/sgThis episode was recorded on August 7, 2026.Chapters:Cold open (00:00:00)Who's Simon Goldstein? (00:00:51)Property rights and wages for AIs (00:01:46)Giving powerful AIs more freedom could make us safer (00:06:52)We should give AIs rights even if they can't feel anything (00:17:08)How monitoring and shutdowns can coexist with AI rights (00:24:50)The risks of giving AIs rights (00:38:21)Will AIs use their rights rationally? (00:49:21)How paying AI agents would spur economic growth (00:54:13)What AIs actually want (and what they'd buy) (01:12:17)Paying AIs feels wrong. Is it? (01:17:20)How AI companies could start today — no new laws needed (01:31:59)Cooperating with AIs instead of dominating them (01:47:16)Our production team includes:Video editors: Josh Alward, Dominic Armstrong, Jasper Luithlen, Milo McGuire, Luke Monsour, and Simon MonsourProducers: Elizabeth Cox and Nick StocktonCoordination and support: Katy Moore and Lou MoranMusic: CORBIT

In this episode, Harold Collins shares his journey as a top real estate agent and investor, revealing strategies for building a rental portfolio, branding, and navigating market challenges. Discover actionable insights on short-term rentals, branding, and future opportunities in real estate.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Chew on this: Property managers estimated 36% of their clients would switch to self-management if AI made it easier. Owners said 79% would ditch their PM if AI made it easier.Tracy Streich previewed those stats as part of the new AppFolio/NARPM research. Tracy owns Renters Place in Tulsa, serves as NARPM's treasurer, and is president-elect for 2027, so we spent most of the hour on what's changing inside NARPM.01:09 - Welcoming Tracy back to the show02:37 - The state of NARPM07:18 - NARPM National's venue next year08:02 - Working with MCI10:43 - NARPM's financial status14:04 - Is NARPM a non-profit?14:49 - Season 7 Presenting Partner - AppFolio16:00 - What should NARPM do with all this cash?20:50 - Overturning laws and case laws29:07 - Tracy on his management company35:26 - Sponsor - Haven AI36:54 - AI40:26 - Tracy's plans as the incoming NARPM President45:26 - What should NARPM do to grow?53:31 - NARPM's Political Advocacy Work01:01:35 - Closing thoughtsWe get into the move from OMG to MCI after roughly 20 years, the Executive Director search (I'm on the task force), a Home Depot program that paid NARPM just under $300K last quarter, and what NARPM's lobbying actually costs.Then I get on my soapbox. NARPM has millions in the bank, and I think some of it should fund legal fights against unconstitutional local landlord laws. Tracy's reply: send the board a proposal.Connect with TracyRenters PlaceNARPM____Resources for Property Managers & Real Estate Entrepreneurs:- Crane – Private PM Owner Community → Join a private network of property management owners and operators: https://joincrane.co/- Free Weekly Newsletter → Property management insights, strategies, and industry updates direct to your inbox: https://peter.beehiiv.com/subscribe- RL Property Management → Learn more about Peter's company and services in Columbus, Ohio: https://rlpmg.com/__Disclaimer: The content of this podcast is for informational purposes only and does not constitute professional advice. I may have consulting agreements with, or financial interests in, companies mentioned in this podcast (more info here: https://www.peterlohmann.com/financial-interest-disclosure). Additionally, some of the links included may be affiliate links, meaning I may earn a commission if you purchase through these links. Always perform your own due diligence before making any financial or business decisions.

New data shows Australia's house prices have taken a plunge, with Sydney and Melbourne leading the way. Prices across the nation have taken a significant drop since the property market peaked in March, and experts are unpacking the economic implications. Australian correspondent Murray Olds says the recent increases to the OCR are having a real impact on the housing market. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Atlanta Beltline has successfully secured all required land and property rights to construct its complete 22-mile mainline trail loop.This announcement marks the conclusion of an extensive real estate acquisition effort spanning more than twenty years, with individual property purchases ranging from a modest 15-square-foot parcel to an expansive 65-acre property.The final property acquisition—a 0.2-acre vacant lot in the Blandtown neighborhood—provided the crucial piece needed to connect over 45 neighboring Atlanta communities by the project's 2030 target date.Completing the full loop required careful coordination with virtually every category of property owner throughout the city. The comprehensive acquisition involved more than $200 million in total expenditures across numerous transactions and approximately 200 property closings, encompassing roughly 90 land acquisitions and 230 easement agreements. The total land area exceeds 270 acres. The process included negotiations with major railroad companies, utility providers, Fortune 500 businesses, individual homeowners, multifamily residential buildings, and faith-based institutions.  Obtaining land rights proved especially complex for the 4.3-mile Northwest Trail section, which will link Blandtown to Lindbergh. Unlike other portions of the loop, which predominantly utilize former railway corridors, this segment required establishing a completely new route through active commercial districts and long-established residential areas, including the acquisition of properties such as the former Elleven45 Lounge nightclub.Although land acquisition is finished, construction continues actively. Approximately 17 consecutive miles of the trail (referred to as "The U") are presently operational. With Atlanta Beltline, Inc. now holding complete control of the entire loop's boundaries, the organization's attention turns toward completing remaining trail sections, developing parks, and advancing its social equity initiatives.These efforts include an objective to develop or maintain 5,600 affordable housing units by 2030, which the initiative has already achieved 81% of (having completed or preserved 4,555 units).The Atlanta BeltLine initiative emerged from a 1999 master's thesis by Georgia Tech student Ryan Gravel, eventually materializing with its inaugural paved section launching in 2008.To bring this ambitious vision to life, the Atlanta BeltLine Partnership was established in 2005, followed by the creation of Atlanta BeltLine, Inc. in 2006 to oversee implementation. 

Australian house prices fell for a sixth straight month in September, and experts say the property market could experience falls of up to 15 per cent in the coming months off the back of higher interest rates and cuts to housing tax breaks.Cotality's Home Value Index fell 1.1 per cent in September taking cumulative declines to 5.2 per cent below March's peak.Editor's note: An earlier version of this story suggested the auction resulted in investors purchasing the property, the audio has been changed to reflect it was actually won by first home buyers.

If your business is sitting on surplus cash right now, this episode tackles the question every profitable owner eventually faces: property, or back into the business? We dig into the real economics of investing spare cash in commercial versus residential property, why leverage changes the maths entirely, and when the smarter move is actually to reinvest in yourself. Key Topics Covered: Why buying your own trading premises is close to a no-brainer, and why letting out commercial property to others is a different risk entirely The case for residential buy-to-let through a limited company, and why quality beats yield How leverage turns a flat property market into an 18 to 23% return on capital employed Why illiquidity is a feature, not a bug, when it comes to protecting you from your own worst financial decisions The real decision most business owners are actually facing: property, or reinvesting surplus cash back into a growing business Why building security first, then taking risks in business, worked better than doing it the other way round ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years' experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn't working and where your opportunities lie. Claire's mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

New Zealand’s housing market has taken another step backwards. Property values have now fallen for six months in a row, with the national median value dropping below the previous cycle low. And while buyers have more choice and bargaining power, there’s still little sign of a sharp rebound - with high mortgage rates, economic uncertainty and plenty of houses on the market keeping a lid on prices. So, what’s happening in the housing market, and how much longer could this subdued period last? Today on The Front Page, Cotality NZ chief property economist Kelvin Davidson is with us to break it all down. Follow The Front Page on iHeartRadio, Apple Podcasts, Spotify or wherever you get your podcasts. You can read more about this and other stories in the New Zealand Herald, online at nzherald.co.nz, or tune in to news bulletins across the NZME network. Host: Chelsea DanielsEditor/Producer: Richard MartinProducer: Jane YeeSee omnystudio.com/listener for privacy information.

Most deer hunters dream of having their own, or at least joining, a good hunting camp. It's where formative hunting memories are made, and logistically they just make things more convenient. I've been to hunting camps with multiple bunk rooms, flat screens, and fully furnished kitchens. Another had nothing more than a pin-out board, skinning rack, and dilapidated camper where the first to arrive had the privilege of starting the coffee pot. In...

n December of 2025, an email came into the Sasquatch Odyssey inbox from a man named Jimmy. He's in his seventies, he's fighting cancer, and he's the last living person who knows the whole story of an 80-acre piece of mountain ground in north Georgia that's been in his family since 1913.He never married and never had children, and he doesn't know who'll own the property when he's gone. So over the past ten months, in more than fifty emails, he's been telling me what happened on that land across four generations, and this is the first of ten parts. Jimmy won't come on the show, won't give his last name, and won't name the county, because he still lives on the property and still says there's activity there. I've never spoken to him. Everything you'll hear has been reorganized from his emails into a story I can narrate, with his details left exactly as he gave them. Part one begins with Jimmy's great-grandfather Will, a cotton-mill worker who bought cheap mountain land in the fall of 1913 and moved his wife and three children into a cabin the previous family had walked away from. Within weeks, food was disappearing, the dogs refused to cross the creek, and something was striking the cabin walls at night.In April of 1914, after three days of rain, Will found a line of 17-inch barefoot tracks along his creek and wrote in a store ledger that somebody was on his place. A month later he stood across that creek with a rifle sighted on the chest of the thing that had made them, and he didn't fire.What followed over the next four years, from Will's own notebook and from the stories his son Thomas told Jimmy decades later, is a cautious, dangerous, and mostly silent coexistence between one family in a cabin and another family on the mountain. There's food left on a rock above the spring and a white quartz stone that appeared in its place. There's a bluff charge on the north ridge that nearly ended everything.There's a fence built along a creek for a reason nobody would say out loud, and a set of rules that were still being repeated in that family fifty years later, starting with five words Will wrote under a list of what he'd paid for nails.They were here before me.The first notebook ends in January of 1918 with one sentence on the inside of the back cover, and that sentence is where part two begins.Email BrianJoin Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.Have you had a Bigfoot encounter, Sasquatch sighting, Dogman experience, or other cryptid or paranormal encounter? We'd love to hear your story. Email brian@paranormalworldproductions.com to be featured on a future episode of Sasquatch Odyssey.Sasquatch Odyssey is a leading Bigfoot and cryptid podcast exploring real encounters, field research, and scientific analysis of the Sasquatch phenomenon.Follow the show and turn on automatic downloads so you never miss an episode.

Property investors should prioritize seizing growth opportunities and actively avoid the opportunity costs of letting their capital remain idle. Current market conditions feature high mortgage rates and challenging housing affordability, yet human nature dictates that fear of loss remains a powerful motivator for market participation. Due to these economic hurdles, tenant retention has surged significantly as renters remain in place longer rather than attempting to purchase homes. Consequently, real estate investors can capitalize on compressed builder margins and various market incentives by consulting with professionals to optimize their portfolios. America is currently facing a severe housing affordability and shortage crisis, largely driven by restrictive government regulations and outdated zoning laws established during the progressive era. David Rand, the founding president and CEO of the Land Liberty Movement, explains that these pervasive barriers—including minimum lot sizes, excessive setback requirements, and mandatory double staircases—severely limit property rights and inflate construction costs. To combat these challenges, organizations like his advocate for state-level policy reforms that dismantle central planning and return decision-making power directly to property owners and developers. By easing these burdensome restrictions and embracing natural market prices, communities can foster innovative housing solutions like high-quality manufactured homes and mixed-use walkable neighborhoods. Ultimately, building a broad ideological consensus and reempowering individuals are essential steps to successfully restoring housing accessibility and the American dream for future generations. #EmpoweredInvestor #RealEstateInvesting #ROI #IncomeProperty #OpportunityCost #HousingMarket #MortgageRates #TenantRetention #BuildToRent #KBHomes #PropertyManagement #LandLiberty #JasonHartman #RealEstateOpportunities https://propertytracker.com/  https://empoweredinvestormarketplace.com/app/search https://empoweredinvestor.com/wednesday  https://empoweredinvestorpro.com  Contact our Investment Counselors today!   Key Takeaways: Jason's editorial 0:00 Say YES, man 3:32 Opportunity costs 6:27  Multi-dimensional feature and renters 11:39 KB Homes David Rand Interview 14:19 Introducing David 16:59 property rights and manufactured housing 22:26 A very complex problem 24:06 Building mix-use communiites 28:08 Action plan    _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

A talk from the 2013 Mbird NYC Conference "Good News That Never Gets Old". Property of Mockingbird Ministries, all rights reserved (www.mbird.com).

On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene sits down with Chris Lopez, co-founder of Property Llama, real estate investor, entrepreneur, and host of the Passive Pockets and Denver Investment Real Estate podcasts, to talk about building, managing, and rebalancing a real estate portfolio. Chris shares how reading Rich Dad Poor Dad in college introduced him to entrepreneurship and investing, eventually leading him from internet businesses and unsuccessful attempts at day trading into real estate. He explains how he bought his first rental property in 2011 with zero money down, lived in it for a period of time, and initially assumed he would hold it forever. The conversation then explores the important lesson Chris learned about using equity. After watching his first property grow from roughly $67,000 to nearly $200,000 while producing only modest cash flow, Chris realized he needed to think differently about the capital trapped inside his portfolio. He ultimately used a 1031 exchange to move that equity into a fourplex and dramatically increase his cash flow. Chris explains why he began treating his real estate portfolio like an investment portfolio that needs to be regularly rebalanced. He walks through his keep, refinance, or sell framework and explains how changing markets, family circumstances, risk tolerance, and available returns can all change whether a property still makes sense to own. He also discusses how this thinking led to the creation of Property Llama, a platform designed to help investors analyze their properties and make better portfolio decisions. Finally, Chris and Jonathan discuss return on equity, passive investing, syndications, debt funds, diversification, and the importance of taking responsibility for your investment decisions. Chris explains why he has increasingly shifted toward passive investments and real estate debt, and why investors should focus on building a portfolio that fits their current life rather than simply accumulating as many properties as possible. In this episode, you will hear: How Chris went from reading Rich Dad Poor Dad in college to becoming an entrepreneur and real estate investor Why Chris sold his first rental property and used a 1031 exchange to redeploy its equity into a fourplex How the keep, refinance, or sell framework can help investors regularly rebalance their real estate portfolios Why return on equity, opportunity cost, and changing life circumstances should influence your investment decisions How Chris's experience led to Property Llama and his growing focus on passive investing, syndications, and real estate debt Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover the show and supports its continued growth. Supporting Resources Connect with Chris: Website - http://propertyllama.com/  YouTube - https://www.youtube.com/@BuildingWealthWithRealEstate  LinkedIn - https://www.linkedin.com/in/christaylorlopez/  Connect with Jonathan: Podcast - www.zenandtheartofrealestateinvesting.com YouTube - www.youtube.com/JonathanGreenere Instagram - www.instagram.com/zenrealestateinvesting Instagram - www.instagram.com/trustgreene Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/zenandtheartofrealestateinvesting Jonathan's Hub Site - www.trustgreene.com Brokerage - https://www.streamlined.properties This episode was produced by Outlier Audio.

MEETUP RSVP LINK (FREE): https://partiful.com/e/AhVPncx2eKeEgFGsSGMo?c=_qmLc_Tz   TURF NERDS SOCIAL MEDIA LINKS: https://linktr.ee/turfnerdspod   Use promo code TURFNERDS for 50% off Equip Expo 2026 registration! Use code TURFNERDS for 5% off orders $600 and up at Magna-Matic! Use code NERDS to save 10% on Spencer Products! A neighbor keeps parking his car on the property line so Evan can't mow his client's lawn, so Evan is letting that strip of grass grow to see how long it takes the neighbor to notice. Plus, a client Evan had offered core aeration to never followed up, then paid her fertilizer company $400 for liquid aeration instead. Evan and Greg break down what liquid aeration actually is (a surfactant wetting agent) and why it won't relieve soil compaction. They also get into a zero-turn flying off a trailer, whether to move election signs and utility flags, senior discounts, and what high gas prices mean for next season's pricing. Need branded gear for your lawn care business? Walnut Mountain Creative is offering Turf Nerds listeners a 15% bulk discount at walnutmountaincreative.com.   Tap Here for Turf Nerds Merch!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Look! We Have A Website!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Green Frog Web Design⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and tell them the Turf Nerds sent you. Or Greg will scalp your lawn! Shoot us an email! Evan@TurfNerdsPod.com   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube: ⁠⁠⁠https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk

What if the secret to becoming wealthy wasn't being smarter than everyone else?   What if it wasn't timing the market, picking the next hot suburb, or finding some clever tax loophole?   What if the real secret was simply living long enough to let good assets quietly compound in the background?   Now, I know that sounds strange, but in a recent article in The New Daily Simon Kuestenmacher used a fascinating idea he called "vampire economics."   His argument was that if vampires existed, they should be incredibly wealthy.   After all, they don't retire. They don't have a 30-year investment horizon.   They don't panic because interest rates rise for a year or two.   They don't sell a good asset because the media tells them the market is about to crash.   They can buy scarce assets, hold them for centuries, and let time do the heavy lifting.   Of course, you and I don't have 400 years to invest. But there's a powerful lesson here for property investors, business owners, families and policymakers.     Takeaways   • Vampires benefit from exceptionally long investment horizons • Compounding becomes powerful when time remains unlimited • Scarce property can reward patient long-term ownership • Inflation gradually supports the value of real assets • Population growth can strengthen property demand over decades • Market headlines distract investors from enduring fundamentals • Active optimism requires action, not passive hope • Quality assets better support intergenerational wealth • Property strategy matters more than short-term speculation • Time allows wealth to outlast individual investors   Chapters   03:23 - Where the idea of vampire economics came from 09:15 - Why scarcity matters as much as time 10:09 - Income versus wealth 12:37 - Should governments be vampires or vampire hunters 17:59 - The bank of mum and dad as a vampire lesson   Links and Resources:   Join us at one of our upcoming seminars in Melbourne, Sydney, and Brisbane.   •        Click here for more details and to lock in your spot.https://metropole.com.au/how-to-grow-seminar/ •        Join us in this small group environment so you can get your personal questions answered.   Answer this week's trivia question here - https://www.propertytrivia.com.au/ •        Win a hard copy of How To Grow a Multi-Million Dollar Property Portfolio in your Spare Time? •        Every entry receives a copy of a fully updated Property Report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.     Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Australian property market doesn't move in isolation - it's shaped by demographics, economic forces and long-term structural trends.   The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning   If you want to understand what's really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy.   Explore more at:https://propertyupdate.com.auhttps://metropole.com.au

This week, senior reporter Myriam Robin on the story of a mega landlord and what it tells us about the vibe in the housing market – between renters and Australia’s two million landlords.Further reading:This 34-year-old owns over 200 properties. Now his tenants are unionisingAustralia was built on the dream of owning property. But as that compact unravels, Eddie Dilleen’s clash with a militant renters union exposes a growing fault line.Why 6.5pc is the benchmark for new residential property investors The changes to negative gearing and capital gains tax have made rental returns more important than ever. Here are 37 suburbs that are throwing up opportunities.Investors are still buying, as this $950,000 inner-Sydney sale showsWe speak to the team behind last week’s most intriguing property sale.See omnystudio.com/listener for privacy information.

⚖️ MIDTERM CHALLENGE: Can you apply the law when it counts?⚖️

Cyber insurance has become increasingly sophisticated at preparing for and responding to the technical side of a breach, but what happens when the incident becomes public? In this … Read More » The post EP. 118: The First 48 Hours After a Cyber Breach and Why They’re Crucial appeared first on Insurance Journal TV.

Outdoor design and lifestyle expert Carson Arthur joins Bruce Sellery to explain how smart exterior maintenance can protect your home, improve curb appeal and help preserve its resale value. Carson shares practical advice on setting a landscaping budget, choosing improvements with broad buyer appeal, managing drainage, inspecting mature trees, deciding when to call an arborist or contractor and documenting maintenance for future buyers and insurance claims. Connect with Carson on Instagram.

The Australian share market rallied strongly on Wednesday after softer-than-expected inflation data eased concerns about future rate hikes. The ASX 200 enjoyed its best day in eight weeks, with property trusts and consumer discretionary stocks leading gains. Property giant Lendlease surged after announcing an asset sale, while defence and mining stocks showed mixed performance. Markets now pricing a lower chance of a November rate rise, though upcoming jobs data and quarterly inflation figures will continue to shape expectations. Steve Daghlian and Laura Besarati are Market Analysts at CommSec. Each episode, they break down the day's market movements and explain what the numbers really mean. Check out our Market News page Follow us on:InstagramLinkedInYouTubeTikTok The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Is it too late to buy a rental property before the end of 2026? RealWealth Investment Counselors Leah Collich and Grant Anderson say there's still time—but investors need to start moving now.   In this episode, Leah and Grant break down the steps to get from researching markets to closing on a property, along with some of the incentives they're seeing in today's market. They discuss builder rate buy-downs as low as 3.75%, property management and rental guarantees, seller credits, and why leased-up properties could be especially attractive heading into the holiday season.  

David Tashjian is the Senior Vice President of Comcast's Xfinity Communities national business unit, where he leads strategy, transformation, and performance for one of the company's fastest-evolving growth segments. He has spent more than 20 years at Comcast and over three decades in telecommunications. David started his career in restaurants, bars, and retail management before moving into telecom in the mid-1990s. He took on his first leadership role at 19 and has worked with multifamily properties throughout his telecom career. In this episode, John sits down with David Tashjian of Comcast's Xfinity Communities to break down how apartment owners should approach connectivity and technology. David explains why deployment and service delivery decide the resident experience, how the Connected Building retrofit upgrades older properties using existing wiring, and how national owners are turning technology into higher rents and technology fees. He also shares where multifamily proptech is heading and why a fragmented market is ready for a single partner at scale.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Talk to every stakeholder, from owners to residents, before making technology decisions Use resident feedback and competitor comparisons to spot when an upgrade is due Consider retrofits that reuse existing wiring before committing to a full fiber rebuild Judge providers on deployment, service delivery, and long-term stability as well as price Tie technology upgrades to rent premiums or technology fees to capture a return Treat connectivity as the foundation for access control, cameras, and other proptech     Topics From Restaurants to Telecom David grew up around his father's restaurants and bars, then moved into retail management A blind ad in the mid-1990s led him to a satellite company and into telecom He is approaching 21 years at Comcast Serving Every Stakeholder David's customers include owners, developers, consultants, attorneys, property managers, maintenance teams, and residents A strong resident product fails without the right deployment strategy and on-site buy-in What Owners Want Today Ease of use and ease of deployment top the list Xfinity Communities is a new business unit with dedicated leadership over multifamily sales, deployment, and product development David sees the service experience as the main differentiator The 186 Steps Behind a Deployment A new-build managed Wi-Fi fiber deployment involves 186 steps across Comcast and the property Many connectivity complaints trace back to deployment or bandwidth issues Every property Comcast serves gets its own full engineering design Connected Building and Legacy Properties Connected Building is a post-build retrofit that uses most of a building's existing wiring David says it costs pennies on the dollar compared to a fiber retrofit, with no walls torn apart It includes proactive network monitoring, real-time data, and proactive fixes Property-wide Wi-Fi can also support smart devices, security, access control, and cameras Signs It Is Time to Upgrade Resident complaints, such as trouble working from home or dropped connections Occupancy that lags nearby properties Competing new builds charging more in rent or amenity fees The ROI of a Technology Upgrade Residents will pay for what they want, through higher rents or a technology fee Many national accounts are upgrading portfolio-wide, timed with contract renewals Some have built dedicated revenue-generating technology teams Proptech and the Future of Multifamily David describes multifamily proptech as fragmented, much like single-family home automation Xfinity Communities is running three to four beta deployments toward an integrated, white-label experience The team is evaluating acquisitions and partnerships with proptech companies Residents increasingly expect keyless entry, garage access, and entry cameras Scale lets one provider serve owners with properties spread across multiple states    

Ryan Chaw went from working long shifts as a pharmacist to owning 14 student rentals with 90 tenants. He joins Tom and Nate to explain how he built his portfolio using a rent-by-the-room strategy while still working his W-2 job. Ryan talks about the expensive mistakes he made on his first property, what he looks for when buying student rentals, and how he manages his portfolio. He also shares how rental income allowed him to leave his full-time job behind and how real estate impacted his tax situation. Request a consultation from Hall CPA at go.therealestatecpa.com/taxsmart Join the Hall CPA Team: go.therealestatecpa.com/team Submit your question for Tom & Nathan: go.therealestatecpa.com/question The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

In this episode, Jordan Podos, a mortgage loan officer in New Jersey, shares insights on house hacking, multi-unit financing, and strategies for growing a mortgage business in a challenging market. Discover practical tips and market trends to help you navigate real estate investments and mortgage options.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Travis Winfield joins this week's episode to discuss the do's and don'ts of working with military clients and shares opportunities that exist for veteran homeownership.Full Description / Show NotesTravis's career history and backgroundHis personal real estate experiene storyWhere agents go wrong when it comes to working with military familiesWhat agents need to know about working with military familiesThe types of programs and loans avaliable to military and veteransHow we can better educate the community and REALTORS on opportunities that exist for veteransHow to build client trustThe benefit to your business when working with military clients

Fresh off the sold-out Property Magic Live 2026 event in Birmingham, this episode unpacks the top 10 most impactful lessons every real estate investor needs to know right now. From capitalising on the current buyer's market and mastering creative funding strategies like vendor finance and purchase lease options, to overcoming bottlenecks with the Maximum Achievement Model, you'll learn the exact frameworks needed to find, fund, and close more deals today KEY TAKEAWAYS The current buyer's market presents an open playing field to secure lucrative deals from retiring landlords with minimal competition. Consistent success relies on the Maximum Achievement Model, which balances specialist knowledge, the right mindset, and an active support network. By using creative financing tools like vendor finance and purchase lease options, you can control high-yield properties without needing massive deposits or mortgages. Deal flow depends on discipline: make an offer on every property you view and relentlessly follow up with sellers who initially say no.. BEST MOMENTS "If you don't know where you're going, how do you know how to get there? And there's no point running 100 miles an hour if you're running in the wrong direction." "People who are poor, they pass over opportunities repeatedly." "If you want to change your life, you need to change your life. You need to do different things, otherwise you're always going to get the same results." "The idea of following up is when you make an offer, we want the seller to say no, because if they say yes, it means you paid too much." VALUABLE RESOURCES Join Simon for a deep dive into the 10 lessons form Property Magic Live here: https://bit.ly/10PML To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

Vlad tells what happened in Europe, being cursed by an Arab witch named Wafa, learning the local lifestyle of Europe and how Australia is a country that cannot be like Europe ever again. DNA DISTILLERY (AWARD WINNING RAKIJA)Award-Winning Rakija company with immaculate celebratory beverages. Check out the entire range on the below websites, order a tasting pack or some of their flagship, amazing rakija today!https://www.dnadistillery.comCARDSTRIKE! Amazing Basketball cards, Michael Jordan memorabilia and everything collectable sports card buying and selling!!!https://www.cardstrike.com.auROYAL STACKS! (IMMACULATE BURGERS)Melbournes Greatest Burgers!Royal Stacks is a booming burger chain in Victoria with classic burgers, shakes and more, with a 90s vibe and high quality food!https://www.royalstacks.com.auMETROPOLITAN STONE (Kitchens, Cabinets, Laundry, All Cabinets)We have a combined 30 years experience in the cabinet making industry in Victoria! Everything from small projects to large projects!Benchtop change overs, Kitchen facilities, Kitchens, Laundries, Bathroom cabinets, T.V units, Wardrobes etc!MENTION: VLADContact: MATT 0425797488Matthew@metropolitanstone.com.auhttp://www.metropolitanstone.com.auORANGE LEGAL GROUP (Specialising in Property law for purchasing and selling, conveyancing, in-house Mortgage broker & Chartered Account! One stop shop for ALL property needs! Wrap! FREE Contract reviews for buyers before purchasing property!Mention VLAD!https://www.orangelegalgroup.com.auEmail: property@orangelegalgroup.com.auContact: mycousinvlad@gmail.comhttp://www.instagram.com/mycousinvladSend Vlad a Text MessageSupport the showBE GOODDO GOODGET GOOD

Jesse Parenti of JP Squared Consulting explains how better risk data is helping insurers expand coverage, ease underwriting requirements and lower cannabis insurance prices, though he says premiums … Read More » The post The Evolution of Cannabis Insurance appeared first on Insurance Journal TV.

Housing is set to be a buyer's market for a while longer. The Pre-Election Economic and Fiscal Update shows housing price growth will peak at 3% by March 2028, down slightly from 3.2% in the budget update. Cotality Chief Property Economist Kelvin Davidson told Mike Hosking the further out you go, the more uncertainty there is, but there's potentially a general change underway in the market at the moment, and so growth may look lower in the future. He says there's a variety of reasons why this could play out —including higher supply, debt to income ratio changes and lower interest rates— and it's not so good for homeowners. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Jesse Parenti of JP Squared Consulting explains how better risk data is helping insurers expand coverage, ease underwriting requirements and lower cannabis insurance prices, though he says premiums … Read More » The post The Evolution of Cannabis Insurance appeared first on Insurance Journal TV.

Most property investors think they need 10, 15, maybe even 20 properties to replace their income and retire comfortably.They're wrong.In this Aus Property Professionals Premium Strategy Session, Lloyd Edge sits down with senior strategist Joey to run through three live property scenarios using their internal portfolio modelling software — and the results will completely change the way you think about building a portfolio.What you'll see modelled live in this session:✅ Scenario 1 — The 3-Property PortfolioHow a household earning $200,000 a year can hit $100K+ passive income — inflation-adjusted to $164K — with just THREE strategic property purchases, including a renovation play and a dual-income property, while staying within $5,000–$15,000 negative cash flow per year.✅ Scenario 2 — The Owner-Occupier TrapWhat actually happens when a couple tries to buy their dream home too early. They had a $165,000 cash shortfall. Their borrowing capacity was completely shot for 10 years. Their cash flow stayed negative for the entire 30-year projection. If you are planning to buy your own home soon, you need to watch this first.✅ Scenario 3 — The Duplex Development StrategyHow to use development finance to build duplexes, generate capital, and eventually buy your dream home with a 30% deposit on a $1.8M property — instead of being 106% in debt on a $1.5M home you could barely afford. This is the strategy most Australian investors have never heard of — and it changes everything.The three key takeaways from this session:You don't need 20 properties to reach financial freedom — most people need far fewer than they thinkBuying your owner-occupied home too early is one of the most common and costly mistakes Australian investors makeDevelopment finance is a powerful and completely underutilised tool that lets you build serious capital without destroying your borrowing capacityThis is what a real strategy session with Aus Property Professionals actually looks like — real numbers, real scenarios, real outcomes.

Lawrence “Landlord Larry” Guerguis thought he would spend the next 40 years of his life in finance. But one conversation with a regretful investment banker changed his life's trajectory and set him on a path toward financial freedom through real estate investing. Just three years later, he owns 40 rental properties producing thousands in monthly cash flow! Once Larry realized the impact that rental properties could have on his wealth, time, lifestyle, and flexibility, he wasted no time in buying his first rental property. While still in college, he sold his car, scrounged together a down payment, and bought a duplex out in the Midwest. With proof of concept and a few hundred bucks lining his pockets each month, he went all-in on real estate. He's since moved to Cleveland, Ohio, where he's built a real estate portfolio of 40 single-family homes (and counting!). In today's episode, he's giving you all the secrets he's used to buy deal after deal without having the W-2 income to qualify for traditional bank financing. From locking in better rents with Section 8 investing to building a brand that creates greater opportunities, Larry has found a formula that really works in 2026! In This Episode We Cover How Larry scaled to 40 rental properties in just three years The wild strategy Larry used to find his first private money lender How Larry funds his rental properties without the bank (or W-2 income!) Using Section 8 investing to lock in higher rents Using social media to find off-market properties and lenders How to pick a more affordable real estate market to invest in And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠⁠t⁠t⁠ps://www⁠.biggerpockets.com/blog/real-estate-1336. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Keith, Terry, and Matthew live for a properties event on September 30th. Sign up here: GetRichEducation.com/MidSouth Keith Weinhold asks why so many people end up competing in the "Grind Olympics" of the traditional day job, and explains why separating income from time is key to building real wealth.  He then counts down the top five ways to give a rental property a raise by increasing its net operating income, and points to the lever investors most often overlook.  Keith also looks at what has happened to home prices during every major stock market crash since 1980, and shows why negotiating better financing terms can beat simply getting a lower purchase price.  He offers practical strategies for building cash flow, creating value and investing with more confidence in any market. Episode Page: GetRichEducation.com/625 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Does your day job have you competing in the Grind Olympics? It's something that you never signed up for, and the top five ways to increase your rental property's income. Then, when stocks crash, what happens to real estate? You'll see historically today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again. that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:34   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:50   Welcome to GRE from Wheeling, West Virginia, to Whiting, Indiana, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to Get Rich Education. Before I get into basically giving your rental property a raise with the top five ways to increase its income, first let's get the context of pulling back and understanding your compelling why for all of this. You may or may not like investment property itself-it's more likely rather that you love what it does for you. That's how it is for me. What do most people do? It's like they're training for the Grind Olympics. Are you doing this too? But you don't remember signing up? I mean, that's kind of what the day job is, society's vortex gradually pulls you into it. The investment property is what gradually tilts you out of it, or it gives you that option. For so many, the day job, it's sort of like this competition that really no one officially announces it yet. Millions enter it. Who can work the longest hours? Who can answer the most emails? Who can miss the most family dinners? Who can delay their life the longest? And at the end of it all, something we call retirement. If you're a winner, not a loser. The winner, you receive a gold-colored watch, lukewarm sheet cake, and a little party at age 65, and that's assuming that the finish line hasn't been moved to 70.   Keith Weinhold  3:40   This is especially bad and prevalent in the United States, where you start out with just two weeks vacation. That's about the worst grind in the developed world. I really myself started questioning this lifestyle when I was a teenager, and this is because my older friends, sort of those that were getting into their late teens, they were relatable to me, and they started going down this path and telling me about it. And suddenly, they couldn't play baseball or tennis with me during the day because they started working during their summers. Now that's not so bad in itself, but stay with me. I also looked at the adults around me and noticed that most traded the majority of their waking hours for work that they didn't even like. Now, my dad was a good worker. He worked 7 a.m. to 3 p.m. faithfully Monday to Friday, and despite being a good worker, he certainly didn't love his job. As a teen, then I found it confounding that so many people were working Monday through Friday, primarily why, primarily to reach the weekend. Wednesday was celebrated as. Day, this sort of strange admission that the work week was something to climb over and survive. You're surrendering 50 weeks to earn two weeks of vacation. You're repeating that very bargain for 40 years and hoping you still have enough money, energy, and health to enjoy retirement. And what puzzled me most was where this was happening. We are not some impoverished nation with paltry resources and limited opportunity. This is the United States, the most powerful and perhaps the most prosperous nation in the world.   Keith Weinhold  5:40   This is the part that I still can't work out in my head. Almost everybody falls into a narrow, rigid groove and grinds. Eventually, the groove becomes a rut. Then the rut gets a job title and a dental plan. Many even form their identity around this. Fear is the number one motivator that gets employees to show up at work. So then, do most people lead fear-based lives? It's almost insane. Sheesh! We have skyscrapers, interstate highways, world-class universities, abundant natural resources, advantageous geography, rule of law. We've got vast capital markets. We've got technology that sent people to the moon before I was born. Endless possibilities, but yet the standard life plan is to spend our most vivacious years doing something that we didn't even want to do. What a paradox! How could a nation create so much wealth while so many people have such little control over their own time? Even then, as a teenager, I remember thinking, "Gosh, there has got to be a better way than this system somehow. I didn't yet know the way, so I started going to college at age 18.   Keith Weinhold  7:16   But this path put me on that same trajectory of get good grades, land a job, max up my 401k, which would reduce my salary, and work for four decades, and then cross my fingers and just somehow hope that promotions, inflation, taxes, a stock market that I couldn't control, and life itself would cooperate. I mean, that plan could kind of work, but your time is still doing most of the work. Your employer rents your time usually one hour at a time, and if you stop supplying the hours, then soon enough your income stops too. Capital compound. labor doesn't. The better path is to gradually separate your income from your time. That's what I began doing when, while I was working full time, I bought my first income-producing rental property a few years later, a few years after college, in fact, doing that on the side, divergent, black sheep. I was stepping out of the groove. Now I own an asset that created leverage and income, whether I'm working, sleeping, camping, climbing a mountain, or spending time with my family. So the goal then it's not to avoid hard work entirely. I mean, meaningful work that can even provide some purpose and achievement and pride. But what provides wealth? What are you going to do for that? Wealth is what happens when you're not working. Wealth is what happens when you're sleeping. Labor produces income. Assets create wealth. Grinding should be a season, even your contribution to society, but not your primarily financial strategy. So the bottom line is that we don't want to win the grind Olympics, income-producing assets help us build a life that we don't have to postpone. The entire conventional life plan, the whole thing, just never felt right to me. Intuitively and rationally, deep down, you know, think to yourself: Doesn't at least some part of you feel that way too? Thank God that I found real estate. I don't love it. I love what it does for me. You've got to love what it does for you.   Keith Weinhold  9:54   One attribute that your income property gives you is control. So. With that in mind, I put together the top five ways to increase your rental property income countdown style from number five to number one. Since you do own an asset that you can control, so we're talking about giving your rental property a raise here, and you know your property does not even need to appreciate in order for you to make it more valuable, your property doesn't need to sit around waiting for the market to appreciate like it's waiting for a promotion from corporate or something, which always takes too long. You can manufacture more income yourself. So net operating income or NOI, it only has two moving parts. It is property income minus operating expenses. Push income up or pull expenses down, and you've effectively given yourself a raise. Better yet, on an income-valued property like a five-plus unit apartment building, every additional dollar of NOI can create far more than $1 of property value. So here are the top five ways to increase your property's income.   Keith Weinhold  11:10   The fifth best way is to add ancillary income, because monthly rent it's not the only asset inside your property. Now, depending on what property type you have and what the local laws are, you can charge for pets, parking, storage, laundry, furnishings. You can charge for internet packages, utility reimbursement, reserved garages, upgraded amenities, or you can even charge in some cases for application, administrative, or lease break fees. The best ancillary income it provides something that the resident genuinely values. We're here to serve and give value to others. Importantly, it should feel like an option for your tenant with these things, not some toll booth placed between the tenant and their front door. We know how annoying it is to have a tip screen swung around and placed in your face. Even an additional 25 or $50 per unit each month that can become meaningful across several properties. The fourth best way is to cut your controllable operating expenses, and you know what most investors do, and it is easy to fall into this, and I certainly have too at times. You know, most investors they carefully negotiate the property's purchase price at the beginning, and then they spend years casually accepting every recurring bill, audit your expenses rather than just accepting last year's cost plus inflation.   Keith Weinhold  12:49   So closely look at your property management fees, landscaping and snow removal, pest control, cleaning, trash service, water consumption, and any leaks that you might have. Common area electricity, repair labor and material markups, service contracts, and preventive maintenance. Gosh, I really lost a lot of money in pest control one time when the pest would just move from one apartment unit to the other, and we just couldn't get it trapped or stopped. Loyalty is admirable in marriage. It is less compelling when your landscaping company raises its price 14% every year. So solicit competing bids, consolidate your vendors where you can, install efficient fixtures where the payback period makes sense and where the break-even math works. But now, don't confuse expense reduction with maintenance neglect.   Keith Weinhold  13:53   That is one danger. So you know, if you delay a $300 repair until it becomes a $3,000 emergency, well, that really doesn't increase your NOI. It merely makes this month's numbers lie. Now, as I tell you about this list, you might think sometimes, "Oh, I've heard of that one before. Okay, but yeah, are you actually doing it? The third best way to increase your property's income is to challenge taxes and shop insurance because property taxes and insurance they are really among your property's largest operating expenses. So therefore, if you get good at this, you can both increase your net income and you will have gained a new skill that you can apply later and elsewhere. Yet you know a lot of owners they treat property tax and insurance sort of like the weather. They complain about them and then they just assume that nothing can be done. Possible moves that you can make are appealing in excessive property tax assessment, correct inaccurate property records. You can compare insurance carriers as often as annually. Adjust your deductibles when it's appropriate. Be sure you remove redundant coverage. Make sure that there's no overlap there. You can add safety or resilience improvements that qualify for insurance discounts, and then at the same time, sometimes that improves your property's value. You can check the property's classification and claims history for any errors there. So you know every legitimate dollar saved that flows directly into your NOI, your net operating income. Remember, mortgage payments though they do not factor into NOI. Neither do major capital expenditures. Refinancing can improve your cash flow, but that does not increase the property's NOI, and that's what we're talking about today. But when it comes to property tax appeals, you remember a while back on the show, perhaps a year ago, I went into detail on just how you can do that.   Keith Weinhold  16:00   Now we're up to number two. The second best way to increase your NOI is to raise rents intelligently, and really this is the most obvious strategy. But it isn't as simple as typing a larger number into your renewal letter and then just sort of hoping that your tenant doesn't notice. Bring rents closer to market without automatically chasing the absolute maximum. That can include gradual increases at renewal, premiums for upgraded units. How about a premium for the unit with the best view? If you have one of those, higher rent for furnished units, appropriate charges for garages or shorter lease terms. I mean, shorter lease terms, like a six month instead of a 12 month, that can get you a bump up in the rent. Be sure to eliminate any unnecessary concessions, like the first month's rent is free. Do you really have to continue to do that? And use better listing photos and copy to support higher rents. It's easy to have AI write some good snappy copy for you today. So the objective here is economic occupancy, not merely the highest advertised rent, because raising the rent $100, if that's going to create an extra month of vacancy that is stepping over dollars to pick up dimes. Know the market, understand the tenant, and make increases that improve NOI rather than merely improving the asking price for the REM. And the top way, the number one way to increase NOI is reduce vacancy and turnover. Yes, you might have heard that before, but it is still the most overlooked NOI lever, even though it's number one. An occupied unit at a sensible rent that often produces more income than an overpriced empty one.   Keith Weinhold  17:58   The way to improve your occupancy is by you starting renewal conversations 60 to 90 days before that lease comes due. Respond quickly to maintenance requests. I mean, few things frustrate a tenant more than a ceiling that is leaked for a month. Pre-market an upcoming vacancy that you have. Start that process early. Complete your turns faster, screen residents carefully, and unless you're in an especially hot market, consider offering renewal incentives when turnover would cost you substantially more than doing that. So there are a bunch of ideas for reducing vacancy and turnover. Another one, more of a modern-day one, is for you to buy and operate new build property because tenants tend to stay in new builds longer. They love that feeling that no one has ever lived there before. Suppose a unit rents for $1,800 a month. All right. Well, then one vacant month costs you $1,800 before cleaning, repairs, utilities, advertising, and leasing expenses. So the true cost of that turnover could easily be three or $4,000. And when you consider that, then giving a good resident a $250 one time renewal incentive that doesn't look generous that looks profitable for you. Keeping a responsible tenant, you know that might be the biggest quote unquote rent increase available. Just simply keeping a responsible tenant because occupied properties produce income, and empty properties produce invoices.   Keith Weinhold  19:48   Now that I've told you about the five ways to increase your property's income, let me give you some more motivation for this. It's about how $250 can become 50. $1,000. Suppose you select just a few of these five improvements, and say that that increases your NOI by just $250 per month. Okay, that's nice. That's cash in your pocket, and if you happen to apply it to a five-plus unit apartment building, since it's also valued on NOI. You take 250 bucks times 12. That is $3,000 a year at a 6% capitalization rate. Take 3000 divided by point 06. That is $50,000. You just created 50k of additional property value from only $250 of monthly NOI creation. Yeah, you are up 50k now, and here's the thing: you did not do anything that substantial. It's not like you added another story to a property, or you discovered oil underneath your parking lot, or you convinced a celebrity to move in. Okay, these are practical things that you can do in control. You simply operated the property better, and this forced appreciation relationship that applies most directly, though, to commercial and larger multifamily properties because those are the types that are valued based upon their income. A single-family rental or a duplex or a fourplex that is generally appraised primarily through comparable sales. So its higher NOI might not immediately produce the same increase in appraised value, but in either case, higher NOI it still means more cash flow for you, a stronger financial cushion, and a better performing investment. The bottom line here is that you can wait for the market to increase your property's value, or you can operate the property better and create value yourself, raise income, control expenses, and keep good residents. That is how you improve NOI without increasing your blood pressure.   Keith Weinhold  22:10   Coming up on the next few shows, we're going to speak with the original co-author of the book Rich Dad Poor Dad. Yes, we had Robert Kiyosaki on here earlier this year, but we're going to talk with the co-author alongside Robert Kiyosaki. A lot of people don't know who that is. That is going to be interesting on another upcoming episode. The man that wrote the book on the 8020 rule called the Pareto principle, he will be here. That's where 80% of the results come from. 20% of the effort. So here on GRE, there's a lot of education, strategy, and mindset coming up straight ahead today. When stocks crash, what happens to real estate? That's next. I'm Keith Weinhold. You're listening to Get Rich Education. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself.   Keith Weinhold  23:27   What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts-they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Kirsten Tate  24:31   This is author Kristen Tate. Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  24:49   Welcome back to Get Rich Education. I'm your host Keith Weinhold, and this is episode 625. AI songs are becoming more popular. Fortunately. AI podcast hosts-they really aren't that much of a thing yet, or else I might not be here. Thank goodness that listeners still want to hear from a real person. When stocks crash, what happens to home prices? Since 1980, there have been 10 or more major stock downturns. Guess how many of those cause national home prices to crash? Exactly zero. Now there was one pretty enormous housing decline, but that one started in housing. And what happens next? It reveals something that every real estate investor should understand a lot like real estate right now. Stocks are hovering near their all-time highs. Okay, both major assets, real estate and stocks, bumping up against all-time highs. There is a predictable rhythm about what happens to real estate when stocks crash. Now, when we look at stocks' seven big downturns that occurred just this century, as measured by the S&P 500, you know, first a lot of people think that stocks are overvalued here in the late 2020s. That is based on measures like the historic P/E ratio, the Shiller cape ratio, and the Buffett indicator. I mean, some investors are just disillusioned by how stocks' movement makes so little sense anymore. For example, when the latest labor number showed that 162,000 jobs were added in a month. That tripled expectations. I mean, people should have been like, "Hey, go USA! This is great. People are employed. All that. Nope. The stock market fell specifically in response to that. Why? Because strong employment increases the chances of higher interest rates, and sure enough, the Fed did then raise rates.   Keith Weinhold  27:09   Oh, geez, what? So a labor market collapse is then bad for America, and that's good for stocks. Yes, that is how it works. That is just stupid. So, with that context in mind, let's see what actually happened to national home prices this century during all the major stock market downturns that were not caused by housing, and then we'll get back to housings. Okay, during the dot-com bust in 9/11, that whole period about 25 years ago, stocks again. This is all per the S and p5 100 crashed 49% Home prices were up 23% during that time. We'll get back to the global financial crisis shortly. During the 2011 debt ceiling crisis, do you even remember that stocks went down 19 percent. Home prices went down just slightly, 1 percent. During the 2018 Fed tightening and trade war sell-off, stocks were down 20 percent, a classic bear market. Home prices were up 1 percent. Then came COVID. In barely a month, stocks plunged a jaw-dropping 34% This was in 2020. It was like a flash crash. What happened to home prices then? They were up 1% just a little. So, are you beginning to see a pattern, or perhaps a lack of one here during 2022's inflation peak and Fed tightening bear market stocks fell 25 percent. Home prices they were up 4% during that time period, and then during the 2025 tariff sell-off, you might remember Trump called that Liberation Day. Stocks were down 19 percent. Home prices. were essentially unchanged.   Keith Weinhold  29:06   All right, so there they were: six major stock market downturns this century, not one housing crash. All right, now let's turn the telescope around because 2008 was different since the crash was real estate induced, and it is the only time in the life of you or I or anyone alive today, even a 90-year-old, where national home prices took a significant fall. In fact, they were down 27 percent, and it took them a few years to fall that much. All right. Well, what did stocks do during this period? They fell even more, down 57% more than twice as much, 57% I mean, just imagine having a million-dollar stock portfolio and seeing its value cave in, down to 430k from a million. Okay, that's what really happened march 6, 2009, when the S and P hit its global financial crisis low, and that happened over a 17 month stock collapse. Okay, so what's really the summary? It is that in the six times that stocks led a price crash this century. Real estate held up, or it rose, and the one time real estate led the crash, stocks fell more than twice as much.   Keith Weinhold  30:31   It was 27 %versus 57%. All right. Well, that is what's happened this century. But you know this cause and effect relationship or lack thereof, that didn't just begin happening in 2000. When we stretch the history back to 1980, which is Jimmy Carter, almost Ronald Reagan era days, stocks had four more big downturns. We had the Volcker Bear Market, the famous 1987 Black Monday stock market crash, the Gulf War sell-off, and the LTCM crisis. During those four stock crashes, home prices also either stayed resilient or they rose. All right. Well, all of this is because homes and stocks, you know, they just aren't connected by some push and pull relationship. Stocks reprice in seconds. Fear spreads. Algorithms sell, and billions of dollars can disappear before lunch. Instead, housing moves more like a cargo ship that you're trying to turn around in the Mississippi River, it can take a long time. Housing transactions take months. Prices depend on local supply and local incomes, and mortgage availability, and whether homeowners are actually forced to sell. Housing provides something that every human actually needs and cannot be easily disrupted by AI. I mean, AI still cannot download a three-bedroom house onto a vacant lot. And of course, during any stock crash, what else happens with real estate? Your rent just keeps coming in as well. So the bottom line here is we're learning from history rather than having a hunch again. Home prices don't react to stock market crashes. Stock crashes and housing downturns are different events.   Keith Weinhold  32:32   A falling stock market it can eventually weaken consumer confidence. In in a severe recession, some of that can trickle in and affect housing, but history shows that a stock crash alone has not caused national home prices to fall. When stocks scream, real estate just kind of shrugs. Now, as we get back to talking about today, with real estate being cash flow challenged, you usually need a deal in order to make the numbers work. And as we know, for more than two years now, it has been wise to buy new build property and have that home builder buy down your mortgage rate rather than getting a property price discount. And do you realize that it actually works out better for you in almost every case for you to get your rate bought down than it is to get a discount. Yeah, it is often substantially better. Let's just think about an example. Say you're putting a 20% down payment on a 300k property at a seven and a half percent mortgage rate. Okay, let's compare your seller discounting the purchase price by 20k versus them instead using 20k to buy down your mortgage rate. All right, in the first scenario, let's call it then a purchase price reduction. The seller reduces it from 300k down to 280k. Your monthly payment would be 1566 $1,566. All right. Well, then your monthly savings from the price discount would be $112. You would also need 4k less for the down payment. Okay, 112 bucks a month is helpful to you.   Keith Weinhold  34:18   That might buy you dinner for two at the Olive Garden or something, at a wildly overpriced airport convenience store. By the way, this is a bottle of water and one almond, 112 bucks. Okay, but now let's compare it with the second option. If instead of a price discount, you pay the full 300k and use the 20k as a seller credit, a credit from the seller, and you use that to permanently buy the mortgage rate from seven and a half down to five and a half percent. In this case, even though it's a larger amount financed, your monthly payment is no longer 1566. It's just 1363, so your monthly savings is no longer 112 bucks. That Olive Garden dinner for two, it is 315 bucks. So therefore, using the seller credit instead of reducing the purchase price that ups your monthly cash flow by about 203 bucks. All right, and this was just an illustration. It's not a universal lender rate sheet carved into a stone tablet. But the larger lesson remains. Okay, terms are often more important than price. Negotiate the financing. That is the lesson. And of course, you can try to use this most anywhere with any seller, but it's been especially popular with American home builders for two plus years now.   Keith Weinhold  35:47   The bottom line is that the best deal isn't always the property with the lowest price; it is the one with the best financing, and it's one of the strategies that Mid South Homebuyers is going to offer on Wednesday night's webinar just two days away, and there's no negotiation needed. They are offering this, and it's where I'm going to be appearing live, and you're invited to join us from the comfort of your home or a coffee shop or wherever you are. So we're talking about properties in Memphis, Little Rock, and North Texas. New build properties for as little as about 200k, and some fully renovated resale properties for as little as 150k, and even less than that. Now, low price isn't reason enough to own an income property, but it's the fact that you get a strong rent in a stable market to support that, and they're offering what they call their triple five terms. They'll buy your mortgage rate down into the fives and provide property management for just a 5% fee for five years. And I just learned that for attendees of Wednesday night's event, they will even announce a promo code there, and you will get triple five terms for life on both financed and cash deals.   Keith Weinhold  37:12   And you know, I've got to say that when I began in real estate investing, I wish that any of this would have existed. Like when I began, I wish there even would have been new build property available. They just didn't even have that for income property when I started out. And the fact that it's managed for you from day one, I didn't know about that when I started out. I thought I had to invest only in my home market and then manage it myself. And here you get investor advantaged geographic markets, and then if that's not enough, you get that rate buy down into the fives and property management costs. It's basically cut in half to help improve your property's cash flow, and you can almost think of this as lifetime cash flow. You get to control a sustainable business model that's resistant to AI disruption, and yeah, it's sustainable. I mean, people will pay you to live there. That has happened for centuries. It's sort of the opposite of a cryptocurrency that will not exist in two years. It happens Wednesday night. You'll get to see me live along with the renowned providers from Mid South Homebuyers and their properties and their generous incentives and all the new AI investment that's acting as a tailwind coming into Memphis. Registration is free at getricheducation.com/midsouth. It's 8p.m. Eastern on Wednesday night. I'll see you there, getricheduceducation.com/midsouth. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  38:57   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building. Getricheduceducation.com  

Build to rent has moved from a niche label to one of the most active strategies in single-family real estate, and a new federal law just made it one of the only ways large investors can keep buying houses at all. The 21st Century ROAD to Housing Act became law in July and bars any investor controlling 350 or more single-family homes from purchasing another existing house, with build to rent carved out as an exception. In this episode, Atlas Real Estate CEO Tony Julianelle walks through what the law actually does, why he does not think it will produce a single additional home, and how investors are underwriting build to rent deals right now. About Tony Julianelle Tony Julianelle leads Atlas Real Estate, a Denver-based single-family and build to rent operating platform launched during the financial crisis at the start of the institutional single-family rental industry. Atlas manages just under 7,000 doors across 15 states and owns roughly 1,600 scattered-site single-family homes acquired over about sixteen months beginning in mid-2020. Tony also owns rental property personally and manages it himself. What We Cover in This Episode What the 21st Century ROAD to Housing Act actually prohibits and when it takes effect The 350-home threshold that defines a large institutional investor Why the law's definition may capture property managers who own nothing How much of American single-family housing institutions actually own Why institutional buyers have been net sellers for three years Michigan's own institutional ownership law and how its threshold differs Why build to rent is carved out as an excepted purchase The homeownership pathway exception and how Atlas structures it What build to rent means as a distinct single-family rental sub-asset class Pre-entitlement land development versus buying at certificate of occupancy Expected return ranges on stabilized build to rent product The renter demographics driving build to rent demand Repairs and maintenance assumptions that make build to rent pro formas wrong Property tax assessment and insurance risk on new construction The exit optionality build to rent has that multifamily does not Where Tony thinks build to rent sits in the market cycle How AI is changing underwriting and leasing at an operating platform Key Insight Tony makes a point most coverage of the law has missed. The definition of a large institutional investor is written broadly enough that it appears to capture property management companies that manage single-family homes for other owners, even when the manager holds no ownership at all. He expects that to get corrected through rulemaking or litigation. Until it does, a manager with no balance sheet exposure to housing could be restricted from buying a house. Why This Episode Matters If you own single-family rentals or you are evaluating a build to rent opportunity, this episode tells you which door the law just closed and which one it left open. Tony also gives a direct list of the line items that make build to rent pro formas fall apart: understated repairs and maintenance, turn costs on larger units, tax assessments on new construction, and insurance. Those are the assumptions to stress test before you wire money. Find Out More Website: https://realatlas.com LinkedIn: https://www.linkedin.com/in/tonyjulianelle/ Sponsors Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com

In this episode, Spencer Sutton and Adam Hobson break down how to actually increase cash flow on a rental that's averaging $100 to $400 a month. They cover why rent and comp estimates from wholesalers and agents are so often inflated, and walk through practical levers like protesting your property tax assessment, reducing vacancy by keeping great tenants longer, and refinancing when rates drop. You'll learn: Why you should always verify rent and comps yourself instead of trusting a wholesaler's or agent's spreadsheet How protesting your property tax assessment and reviewing fixed expenses can free up real cash flow Why keeping a great tenant longer and refinancing when rates drop are two of the biggest cash flow levers you have =================================== Connect with Matt and Spencer at Evernest: Evernest.co Hosts: Spencer Sutton and Adam Hobson Visit the Podcast Website: Evernest.co/podcasts Email the Show: podcast@evernest.co =================================== Production House: Flint Stone Media Copyright of Evernest 2026.

Australia's housing debate seems to offer us two choices: a detached home on an increasingly unaffordable block of land, or an apartment in a large tower.   Between those two forms of housing is what planners call the "missing middle".   This includes duplexes, terraces, townhouses, maisonettes, courtyard housing and small low-rise apartment buildings. They provide more homes than a conventional suburban subdivision, while retaining much of the space, privacy and neighbourhood character people value.   So why aren't we building more of them, particularly in the well-located middle-ring suburbs where people want to live?   Our households are getting smaller, our population is ageing, affordability has deteriorated and many people want to remain close to family, employment, transport and familiar communities without maintaining a large home and garden.   Missing-middle housing appears well suited to these needs, and in my mind, they make great investment properties.yet it remains genuinely missing from much of our new housing supply.   In this episode I speak with Rebecca Lloyd Jones about Australia's missing middle and the housing options between detached homes and high-rise apartments.   I explore why townhouses, terraces, duplexes and low-rise apartments better reflect Australia's changing household demographics.   Rebecca explains how medium-density housing can support singles, families, downsizers and multi-generational households without sacrificing lifestyle.   We examine why established suburbs, walkability, mature trees, transport and amenity make well-designed medium-density properties appealing to owner-occupiers and investors.   I also discuss the difference between planning potential and financial feasibility, and what better housing development could mean for Australia's future.   Takeaways    • Australia needs more housing between houses and towers   • Townhouses can suit changing household demographics   • Walkability strengthens demand in established suburbs   • Downsizers want lifestyle quality, not compromise   • Medium density supports multi-generational living arrangements   • Mature trees add irreplaceable property value   • Planning approval does not guarantee project viability   • Construction costs can undermine development feasibility   • Good design protects long-term housing appeal   • Outer-suburb townhouses may lack essential amenity   Chapters   03:54 - What the missing middle actually is 12:26 - How Australian households have changed 15:16 - Why downsizers stay put in large homes 19:07 - Why rezoning alone does not deliver housing 24:38 - What makes a townhouse a good investment   Links and Resources:   Join us at one of our upcoming seminars in Melbourne, Sydney, and Brisbane.   •        Click here for more details and to lock in your spot.https://metropole.com.au/how-to-grow-seminar/ •        Join us in this small group environment so you can get your personal questions answered.   Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ ·        Win a hard copy of Negotiate Influence Persuade. ·        Everyone wins a copy of a fully updated property report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.     Rebecca Lloyd-Jones Travaux https://travaux.com.au/   Get a bundle of free reports and eBooks: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

Send us Fan MailA 12-year MLB veteran turned insurance executive at the world's third-largest broker shares what family means to him, the mental game behind elite performance, and what he wishes he'd known about financial literacy before going pro. Backed by 19 years and 300+ events, Family Office Club connects investors and operators across every industry. Join our 16-million-member network. What's one piece of advice you'd give parents raising the next generation of athletes?About the speaker:Mike O'Connor is a former Major League Baseball pitcher who played for the Washington Nationals and New York Mets. After earning his Finance degree from George WashingtonUniversity in 2002, Mike was drafted in the 7th Round by the Montreal Expos and went on to enjoy a 12-year professional career before retiring in 2014.Today, Mike leverages his competitive spirit and financial expertise to serve ultra-high-net-worth families, business owners, and sports & entertainment clients nationwide. Hespecializes in designing tailored Property & Casualty insurance solutions that protect complex assets and lifestyles.Mike is part of Gallagher, the world's 3rd largest insurance brokerage, with $13B in revenue and 71,000 employees globally. He lives in Washington, DC with his wife and two children.https://familyoffices.com/

AP's Lisa Dwyer reports that Camp Mystic is seeking to sell the property in bankruptcy as their legal problems grow.

⚖️ What If Your Spouse Disagrees on Every Divorce Issue? | Los Angeles Divorce What happens when you and your spouse disagree about every issue in your divorce? Disagreements do not automatically mean a divorce has to go straight to trial. Depending on the circumstances, spouses may be able to resolve disputes through communication, negotiation, or mediation. Property, finances, debts, custody, support, and other divorce issues may require careful discussion and documentation. Even when spouses cannot agree on everything initially, some issues may still be resolved before court intervention becomes necessary. If an agreement cannot be reached on certain issues, the unresolved matters may need to proceed through the appropriate legal process. This video explains what options may be available when spouses disagree and why having a structured process can help move a divorce forward.

State lawmakers continue to wrangle with how to reduce the cost of Kentucky's Medicaid program, the Kentucky Supreme Court rejects a push by the attorney general to bring back the death penalty, senate majority floor leader Max Wise on increasing the number of school resource officers around the state and the impact its having on school safety, and how the state treasury is helping Kentuckians claim what's theirs.

In today’s show we examine the latest news on rate rises, which are now baked in; discuss the changes to Chinese transit arrangements as they dial in their focus on raising taxes, and the Australian disconnect between spin and reality. We discuss how households are having to make critical decisions, and how AI may or … Continue reading "It’s Edwin’s Monday Evening Property Rant!"

Commercial property is drawing more interest as residential options narrow, but higher yields require sharper due diligence. Here is what investors should know. On The Smart Property Investment Show, Phil Tarrant is joined by Steve Palise, founder and director of Palise Property, to examine why commercial property is attracting growing investor attention. The pair discuss the appeal of commercial yields, particularly in the sub-$1.5 million market, where competition is increasing as more investors move into the asset class. Palise explains how rental growth and cap rate compression can drive commercial property values higher, while highlighting the importance of understanding leases, outgoings, and the quality of the underlying asset. The conversation also explores the risks of commercial investing, from limited market data to choosing the right buyer's agent, and why investors need to do their homework before chasing higher yields. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

This week on the Buck Junkies Podcast, it's finally getting colder down here so it's time to start talking about Harvest plans and how YOU can build a better property!... Timestamps: 00:00 - Intro 00:20 - It is FINALLY getting colder down here 03:02 - What are the things you should be taking into account as a Club Owner 06:50 - Looking at numbers on your property  15:22 - Utilizing a Biologist & Cameras on your property  21:25 - Starting with Doe  28:01 - Personal goals on property  34:40 - How many mature deer are we going after? 39:00 - When should you put a limit on bucks? 45:00 - Turkey Hunting  49:00 - Trying to please the majority with harvest plans 52:20 - Starting a club from nothin'  59:09 - Chene Festival is comin' up! 1:01:00 - Closing Notes

It's a good ol' fashioned O-Rama! Buckle up for a Hellraiser-O-Rama with Resurrections: New Wounds by Mike Costa, Paco Camallonga, and Andrew Cramer and Resurrections: The Deep Gospel by Tini Howard, Jenna Cha, and Brad Simpson! The fun continues with a Mad Cave-O-Rama featuring Havana Split Vol. 1: Welcome to Cuba by Frédéric Brrémaud, Vic Macioci, and Maggie and Escape from New York: Escape from Chicago by Kyle Higgins, Val Rodrigues, Natalia Marques! And we're off to the future with a Star Trek-O-Rama transporting you into The Last Starship, Vol. 1 by Collin Kelly & Jackson Lanzing, Adrián Bonilla, Heather Moore, and Lee Loughridge; Red Shirts - Ghost of the 21st Century by Gerry Duggan, Scott Buoncristiano, and Scott Buoncristiano; and the first issue of the new Star Trek by Christopher Cantwell and Dennis Menheere! Plus, 2000AD; Gary Panter's Jimbo: Adventures in Paradise; Black Tower: The Raven Conspiracy by Ram V., Mike Perkins, and Mike Spicer; Catacomb of Torment and Cruel Kingdom from Oni Press; Ghost of a Ghost; and more!

IVF, as it is commonly practiced, dehumanizes more embryos than are born. __________ Partner with thousands of others in supporting The Colson Center by visiting colsoncenter.org/cornerstone.