Podcasts about Property

Should you turn your primary home into a rental property or sell it when you move? It's one of the biggest financial decisions homeowners face, and in this episode, Mindy Jensen and Scott Trench are helping Alyssa and John figure out the answer. This couple is relocating and facing a dilemma: they have a home with a low mortgage rate that could generate rental income, but they're also craving simplicity and wondering if selling would accelerate their path to financial independence. Alyssa and John open up about their complete financial picture, investment portfolio, and long-term FI goals as Scott and Mindy crunch the numbers and weigh the options. This Episode Covers: The financial pros and cons of converting your primary residence into a rental property How to analyze rental property cash flow and return on investment Tax implications of selling vs. renting out your home The impact of low mortgage rates on the rent vs. sell decision Lifestyle considerations: being a long-distance landlord and property management challenges How rental income affects your path to financial independence Real numbers breakdown: Alyssa and John's complete financial analysis Property management costs and whether DIY landlording is worth it How to make smarter real estate decisions during major life transitions And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

When creating your property management and lease agreements, there may be crucial pieces of information you are missing that could proactively protect you and your team… In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with Tim Baldwin from Property Management Law Solutions to talk about proactive strategies like scheduled inspections, maintenance plans, helping landlords stay ahead of costly problems, avoiding crisis mode, ensuring long-term property health, and more. You'll Learn [3:06] Creating Effective Property Management Agreements [8:34] Mold Addendums, Resident Benefits Packages, & More  [12:44] Building Efficient Property Management Systems Quotables "A lot of property management business owners view these contracts as just a protection that happens once you're legally at war with somebody. Instead of a proactive preemptive measure." "A lot of times it doesn't even matter what is written in the contract, it matters what they think is in the contract, the tenant or the owner." "We don't want to just be adding more bells and whistles and services if it's not actually going to be a profit center." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Tim Baldwin (00:00) property management companies need to make sure that both of those agreements really take their business from the beginning of how they operate to at the end of the tenancy and even the move out process and what governs those relationships.   Jason Hull (00:00) sure, property management companies need to make sure that both of those agreements really take their business from the beginning of how they operate to the end of the tenancy and even the move out process and what governs those   All right, I am Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. We talked to thousands of property management business owners. We've coached hundreds.   helping them figure out how to grow their business. And at DoorGrow, we believe good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. We are on a mission to transform property management business owners and their businesses. We want to transform the industry, eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now, let's get into the show. So today, I'm hanging out with   Tim Baldwin, welcome Tim. Thank you, Jason. And Tim is with a company called Property Management Law Solutions. So Tim, give the audience a little bit of background about you and how you kind of got connected to property management, how you kind of started into entrepreneurism. Give us a little bit of your journey. Yeah.   Tim Baldwin (01:05) Thank you, Jason.   Yeah, so I   am an attorney in Florida. I've been licensed to practice law for almost 22 years. I started out as a prosecutor when I was just out of law school. And then in 2006, I started my own practice. And when I did that, I wanted to enter into an area of law that really there weren't a lot of attorneys practicing. And so that led me to property managers, property management itself, and to the landlord business.   Jason Hull (01:42) enter   Got it. Okay, cool. Yeah.   Tim Baldwin (01:54) Since 2006, I really have specialized primarily in this area of law. And so for the past 20 years, I have developed a clientele throughout the state of Florida with my law firm, which is Property Management Law Solutions. And we help landlords, property owners, apartments, and property management companies across the state of Florida.   Jason Hull (02:18) And Florida usually is right in line with all the new stuff going on. There's California and Florida. So I'm sure you see some of the new stuff that's probably headed your way from California eventually maybe.   Tim Baldwin (02:27) You   We're sort of on a different spectrum,   I guess you might say in California, but yeah.   Jason Hull (02:38) Yeah,   yeah, totally. So, okay, well, yeah, I'm really interested in getting into the topic at hand. we're gonna be talking about.   proactive strategies like scheduled inspections, maintenance plans, helping landlords stay ahead of costly problems, avoiding crisis mode, ensuring long-term property health, and several other things. There's a lot. So where should we begin?   Tim Baldwin (03:06) I think the place to begin really for property managers and landlords is making sure they have the foundations correct. And I think a huge part of that is the lease agreement. The lease agreement is the operations document essentially. And that's where every property manager really should start when it comes to managing property. if you want to head dive into that, I'd be glad to talk about that topic.   Jason Hull (03:12) sure they have the foundations correct.   Yeah, let's do it.   Tim Baldwin (03:30) Well, like I said, it is the foundational document, just the operational document you have with tenants. And Jason, what I've seen throughout the years is sort of this common theme that landlords, property managers don't quite understand the significance of the lease and how ⁓ to see it as their business document, as their operations document, because that document is what   Jason Hull (03:30) Well, like I said, it is the foundational.   you know this was seen throughout the years is sort of this common theme that landlords that you know property manager managers I don't quite understand the significance of the lease and how to how to see it as their business document as their operations document because that document is what   you know obligates the tenants to act or not act in a certain way.   Tim Baldwin (03:58) obligates the tenants to act or not act in a certain way. It   gives the landlords the enforcement mechanism to run their business the way that they want to run it, as long as it's in compliance with the statute, of course. And so that part of it is ⁓ just absolutely critical. And it should address all of the various topics and ⁓ parts of the property management business that property managers see   Jason Hull (04:03) It gives the landlords the enforcement mechanism to run their business the way that they want to run it as long as it's in compliance with the statute of course. Sure. And so that part of it is just absolutely critical and it should address all of the various topics and parts of the property management business that property managers   see not just from a day to day standpoint but also the   Tim Baldwin (04:27) not just from a day-to-day standpoint, but also the sort   of the more rare instances or the occasions where it are unusual, but yet the lease still addresses those topics.   Jason Hull (04:31) So are there more rare instances or the occasions where it are unusual but yet the lease still addresses those   topics? Yeah, so Tim, I totally agree with you. One of the challenges I see is that usually when it comes to contracts, lot of property management business owners view these contracts as just a protection that happens once you're legally at war with somebody. Instead of a proactive preemptive measure,   of setting boundaries and expectations that can create a healthier relationship. so a lot of times it doesn't even matter what is written in the contract, it matters what they think is in the contract, the tenant or the owner. And so this is why we coach our clients on making sure that you do a review through the entire agreement with them and you use that as, like you're saying, as a document to help change things operationally.   You go through with them and explain to the tenant, this is what we expect from you. This is when rents due. This is the consequence. Do you understand this? Because it matters what they understand is in the agreement if you want them to be a better tenant or better owner. Otherwise, the document's really just a tool to go to war with somebody once you're in complete chaos. And there's a major issue. And we don't want to be in those situations. We want agreements. And yes, we want to protect ourselves.   Tim Baldwin (05:39) Absolutely.   Yeah.   Jason Hull (05:52) But even better is if we use it as an onboarding tool.   Tim Baldwin (05:56) You know, you're exactly right. mean, the education part of this is critical so that tenants know what to expect and sort of preparing onboarding documents that of course reflect what the lease provides. And sort of in tandem with that is the property management agreement itself. So property managers, knowing what they want in their business, knowing how they're going to operate, you mentioned inspections, know, having the criteria of when it is that you're going to inspect the property.   Jason Hull (05:56) Yeah, we are.   sort of entanglement with that is   Tim Baldwin (06:24) You know, if there's ⁓ additional inspections that may come up, whether it's owner requested or maybe it's an incidental that requires you to go inspect. So the property management agreement is just as important on the owner's side of things. And the lease in the property management agreement need to align with each other because you don't want to obligate yourself sort of on one end with the property management agreement, but then not have those enforcement mechanisms on the tenant side of things within the lease agreement.   Jason Hull (06:24) ⁓ You know, there's additional inspections that may come up whether it's only requested or maybe it's an incidental that requires you to go expect so that the property management agreement is just as important important on the owner's side of things and the lease in the property management agreement needs to align with each other because you don't want to obviate yourself sort of on one end with the property management agreement but then not have those enforcement mechanisms on the tenant side of things within the lease   agreement.   Got it, yeah. So if it's important for the tenant and the owners agreements for them to be able to understand these, how important is it for these documents to be plain language versus legal speak?   Tim Baldwin (07:10) Well, I mean, it's hard to get away from some of the legal speak if you want to call it that just because it's just like whenever you go close on a property. mean, you know, probably your audience is very familiar with that. I mean, there's just document after document. know, so it obviously can be put in plain terms, but it's not even so much about whether it's going to put in plain terms versus legalese, but rather which subject matter is going to be addressed.   That's the more important part of either one of these agreements, the property management agreement or the lease agreement. And so really, ⁓ landlords out there need to make sure, property management companies need to make sure that both of those agreements really take their business from the beginning of how they operate to at the end of the tenancy and even the move out process and what governs those relationships.   Jason Hull (07:37) either one of these agreements, the property management agreement or the lease agreement. so really landlords out there need to make sure, property management companies need to make sure that both of those agreements really take their business from the beginning of how they operate to the end of the tenancy and even the move out process and what governs those relationships.   Got it. So if they've got these really great agreements in place, hopefully maybe the language is   easy enough for them to be able to read it and understand it a bit so it's not super thick like some of the business stuff I've signed in the past. And then, and it's got like all these proactive things like inspections, rent increases are built in and some of these things that it prevents later problems and later challenges.   so they don't run into these scenarios where now it's a battle or someone's upset or there's a new negotiation that has to happen. What are some of the most critical things that you're seeing that people need to be putting into these agreements?   Tim Baldwin (08:40) Well, aside from just what you might consider to be the typical areas of interest in a lease agreement, what we're seeing a lot nowadays and really for the past few years, a really significant increase in tenant complaints with regard to mold. It's a really, really hot issue. And so having a mold addendum that really...   provides the nuts and bolts of what is the obligation of the landlord and the tenant when it comes to a claim for mold. ⁓ It's kind of a fact I just did a podcast or a seminar, mean, a seminar on this ⁓ last week ⁓ on this issue. And because really this is a topic that for years attorneys did not, I don't think even myself included, didn't really properly...   Jason Hull (09:02) I   when it comes to a claim for more. It's kind of that type of just need a podcast or a seminar, mean a seminar on this last week on this issue. And because really this is a topic that for years, attorneys did not, don't think even myself included, didn't really properly   address to the fullest. But since we see it so regularly now, we have a motor venom that provides for what the...   Tim Baldwin (09:27) addressed to the fullest. But since we see it so regularly now, you know, we have a molded end of that provides for what the parties are to   do in that event. So that's, that's a really big one. You mentioned maintenance. That's another big win ⁓ to where landlords need to be able to put some of the minor maintenance obligations on tenants because what is what's happening. And I'm sure your audience has experienced this before.   Jason Hull (09:37) to in that event. So that's a really big one. You mentioned maintenance. That's another big one to where landlords need to be able to put some of the minor maintenance obligations on tenants because what's happening, and I'm sure your audience has experienced this   before, is that the tenants expect the landlords to just do everything, mean, down to changing out a light bulb. So if those things are not addressed in the lease, the landlords can really...   Tim Baldwin (09:54) is that the tenants expect the landlords to just do everything. I down to changing out a light bulb. And so if those things are not addressed in the lease, the landlords can really find   themselves spinning their wheels and just having a hard time with informing the tenants, no, this is your responsibility. But if they can't point to it in a lease, it becomes problematic for the landlord. So those are two big issues that we see a whole lot.   Jason Hull (10:05) So just making sure there's really strong clarity related to maintenance, clarity related to mold. Mold's got to be a big issue in Florida. You guys have crazy humidity there. ⁓   Tim Baldwin (10:31) Yeah. Yeah.   Jason Hull (10:34) Not as big a deal in California,   Tim Baldwin (10:34) It is.   Jason Hull (10:35) which is pretty dry, but yeah, still an issue. Anything else that you're seeing? What about maybe like, there's been a lot of push in the last several years for resident benefits packages and putting some additional fees onto the tenants?   Tim Baldwin (10:52) Yeah, yeah, the revenue   stream is very important, of course, for property management companies and they're trying to figure out ways of creating those additional revenue centers. And one of them is, of course, tenant benefit packages. There's a variety of vendors that try to sort of pull those together into one package so that whatever it is that they're providing to the tenants, you can sort of get it all in one place. Some property management companies are creating sort of ⁓   Jason Hull (11:07) Mm-hmm.   whatever it is that they're providing to the tenants, you can sort of keep it all in one place. Some popular companies are creating ⁓   Tim Baldwin (11:21) those incidentals on their own, whether it's insurance coverage, certain amenities, credit building,   Jason Hull (11:21) those incidentals on their own. Whether it's insurance coverage, I'm sorry. ⁓ Filters. Yeah, credit building. Yeah.   Tim Baldwin (11:35) online portals, and these types of things. sort of this bulk. And then, of course, you've got to price it out correctly to make sure you're not losing money.   Jason Hull (11:37) these types of things are sort of this ball. And then of course you gotta price it out correctly to make sure you're not losing money.   Tim Baldwin (11:44) Another thing that ⁓ is fairly common and popular nowadays is sort of having these legal services, not legal services, but they're helping to reduce the cost of legal expenses in the event you have an eviction, covering costs or if you want to cover rent that the tenant hasn't paid up to   Jason Hull (11:45) Another thing that is fairly common in popular nowadays is sort of having these legal service, they're not legal services, but they're helping to reduce the cost of legal expenses and eventually have an addiction covering costs or if you wanna cover rent that the tenant hasn't paid.   Tim Baldwin (12:05) a certain amount. There's all these types of things that are ⁓ becoming more more popular, but as I...   Jason Hull (12:06) up to a certain amount, know, all these types of things that are becoming more more popular.   as I say to everybody that comes to me in this regard, you really got to make sure you're punching the numbers properly. You don't want to be losing money. And sometimes it has to do with how many properties you manage because you can leverage the numbers to create a bigger and better benefit for the tenants as well as for the property owners.   Tim Baldwin (12:13) say to every client that comes to me in this regard, you really got to make sure you're crunching the numbers properly. You don't want to be losing money and sometimes it has to do with how many properties you manage because you can leverage the numbers to create a bigger and better benefit for the tenants as well as for the property owners.   Jason Hull (12:34) Yeah, that makes sense. Obviously, we don't want to just be adding more more bells and whistles and services if it's not actually going to be a profit center, if we're going to be losing money. Cool. So now you mentioned, you know, in preparation for this, you know, it says, Tim will also discuss how consistency, documentation, structured maintenance routines.   Tim Baldwin (12:43) Exactly.   Jason Hull (12:55) not only prevent maintenance, like prevent emergencies, but also build lasting value and trust with tenants. And so let's get into that a little bit.   Tim Baldwin (13:03) Yeah, well everything that the property manager does really needs to be mapped out. Again, starting from the very beginning of creating this tenancy all the way through to the end of it is that the property managers need to know, you know, here's what I'm going to inspect. These are the services that we're going to provide. This is how we're going to process towards end of the lease processes. For an example, requiring tenants who are already placed   Jason Hull (13:04) Yeah,   who are already   placed to apply again to make sure that they still qualify to renew that lease. So having all of these touchstones, if you will, throughout the tenancy, those things really need to be mapped out in advance, put into your calendar, having the proper forms that relate to whatever it is that you're doing so you can notify the tenant, hey, this is coming up, or hey, we're going to be here doing this, or hey, the end of your lease is coming up.   Tim Baldwin (13:28) to apply again, to make sure that they still qualify to renew that lease. So having all of these touchstones, if you will, throughout the tenancy, those things really need to be mapped out in advance, put into your calendar, having the proper forms that relate to whatever it is that you're doing so you can notify the tenant, hey, this is coming up, or hey, we're gonna be here doing this, ⁓ or hey, the end of your lease is coming up, we need   to know what you're going to do. ⁓   Jason Hull (13:55) We need to know what you're going to do.   Tim Baldwin (13:58) It really is, ⁓ the structure itself helps to reduce the amount of wasted time. It sort of seems oxymoronic to say, if I put more effort into the management, into the steps of the process, that's gonna take time. But in reality, when you make it a system and these things become automatic, and that it becomes part of what your team does on   Jason Hull (13:58) it really is the structure itself helps to reduce the amount of wasted time. It sort of seems oxymoronic to say, if I put more effort into the management, into the steps of the process, that's going to take time. But in reality, when you make it a system, these things become automatic in that it becomes part of what your team does.   Tim Baldwin (14:22) the routine, it does reduce a lot of time with confusion.   Jason Hull (14:22) on the routine, does reduce a lot of time with confusion,   Tim Baldwin (14:27) know, miscommunication, missing things that you should have caught, and then making sure that you know which tenants should be renewed and which ones shouldn't be renewed. So all these things work together to make management a more efficient system.   Jason Hull (14:27) miscommunication, missing things that you should have caught, and then making sure that you know which tenants should be renewed and which ones shouldn't be renewed. So all these things work together to make management a more efficient system. Got it. So a lot of property managers probably initially tried to do everything themselves. That's like what entrepreneurs do. They're like, I'll figure it out.   Tim Baldwin (14:48) Yeah. Yeah.   Yeah.   Jason Hull (14:51) I'll go   ask AI, I'll go watch some YouTube videos. I don't know if I need a lawyer. I don't know. And they try and figure this stuff out themselves. What are some of the challenges that you see that kind of reveal to you why your business exists? Obviously your business exists to solve some real problems. So why would they need PM Law Solutions?   Tim Baldwin (15:14) Well, it's kind of like   what you're doing in the sense that when you have a service that's servicing a need for property managers, you're the professional, you have the training, you have the experience, you have the knowledge to help managers deal with really what they shouldn't have to be dealing with on the day to day. So from my standpoint, of course, property managers are not lawyers. Well, it's more than just law.   Jason Hull (15:38) It's more than just   law. It's seeing the big picture, it's seeing the full scope of how you get from point A to point Z seamlessly, efficiently, with productivity. And so having the professionals to help you streamline what you're doing, make sure you're doing it properly, make sure you're doing it to reduce the risks of liability is all part of what a professional should be helping you with, whether it's an attorney or even somebody like yourself who says, you want to grow?   Tim Baldwin (15:39) It's seeing the big picture, it's seeing the full scope of how you get from point A to point Z seamlessly, efficiently, with productivity. And so having the professionals to help you streamline what you're doing, make sure you're doing it properly, make sure you're doing it to reduce the risks of liability ⁓ is all part of what a professional should be helping you with, whether it's an attorney or even somebody like yourself who says, hey, you want to grow?   you want   more business, you want to be able to do it with more profit, then these are the steps you need to be taking. So any professional that's servicing that kind of a company, first of all, they should have something that they're providing that is the benefit and it has the value that they're paying for that service.   Jason Hull (16:08) you want more business, you want to be able to do it for a profit, and these are the steps you need to be taking. So any professional that's servicing that kind of a company, first of all, they should have something that they're providing that is the benefit and it has the value that they're paying for that   service. So what are some of the, I'd love you to tell the audience a little bit about property management law solutions and why they should maybe entertain a conversation with you.   why your company might be beneficial, how you could help them with some of the stuff we've been chatting about. Tell us a little bit about the business.   Tim Baldwin (16:44) Yeah, well, this is our specialty. So everything that we   do in this office is designed to help landlords, property owners in their rental business. We do some other things as well, real estate related, but the bulk of what we do is helping property management companies and landlords. so, ⁓ you know, again, it's setting up your system and your business correctly. It's getting those foundational documents. Also, you're getting sort of that library of resources and knowledge that you need.   Jason Hull (16:58) And so, ⁓ you know, again,   sort of that library of resources and knowledge that   you need, the training and education so that you're ⁓ managing properties the proper way. And so we can spot issues anytime you run into a situation where, hey, what do I do? This is what the tenant is saying. I'm not sure, you know, what is my standing here? What is my position here? How do I reduce my risk of liability? That's what an attorney who specializes in this area can help them do.   Tim Baldwin (17:10) the training and education so that you're ⁓ managing properties the proper way. And so ⁓ we can spot issues anytime you run into a situation to where, what do I do? This is what the tenant is saying. I'm not sure. You know, what is my standing here? What is my position here? How do I reduce my risk of liability? That's what an attorney who specializes in this area can help them do.   Not to mention help them with, again, the streamlining aspect of what they do because   Jason Hull (17:35) not to mention help them with the streamlining aspect of what they do   because property management business itself as you well know Jason is one that you have to really work on those margins to make sure that you're making a profit. So when you're wasting time and you're spending money unnecessarily it really can eat into that profit margin. So property management companies have us on retainer.   Tim Baldwin (17:40) Property management, the property management business itself, as you well know, Jason, is one that you have to really work on those margins to make sure that you're making a profit. And so when you're wasting time and you're spending money unnecessarily, it really can eat into that profit margin. So property management companies ⁓ have us on retainer to really   help them make sure that they're doing business the right way in that regard. We help them with ⁓ drafting those documents they need.   Jason Hull (18:02) to really help them make sure that they're doing business the right way in that regard. We help them with drafting those documents they   Tim Baldwin (18:09) with giving that legal advice. If they ever do have a legal contest or dispute in some way, we step in to help resolve it quickly, to try to avoid litigation, to resolve matters before they get out of hand. So having a law firm really help you at the beginning of things and earlier on tends to really help them save a lot of money and a lot of waste   Jason Hull (18:09) need, with giving that legal advice. If they ever do have a legal contest or dispute in some way, we step in and help resolve it quickly to try to avoid litigation, to resolve matters before they get out of hand. So having a law firm really help you at the beginning of things and earlier on tends to really help them save a lot of money.   Tim Baldwin (18:32) of time.   Jason Hull (18:32) Got it. Yeah. Yeah. Prevents a lot of major problems and major headaches later that could be very costly in terms of time and money. Got it. Cool. Well, Tim, I appreciate you coming here and hanging out with us on the DoorGrow show. Real quick word from our sponsor. This episode is brought to you by KRS SmartBooks, the bookkeeping team, property manager's trust when they're serious about growth. So listen, the holidays are busy enough.   Tim Baldwin (18:38) Yeah, absolutely.   Jason Hull (18:55) The last thing you need heading into January is another month of messy books, trust accounts that might be off, or owners blowing up your inbox asking why their statements don't make sense. KRS SmartBooks fixes that. They specialize in property management, accounting and app folio, building and yardie, propertyware and more. They make sure your financials are clean, compliant and ready for growth so you can focus on scaling your portfolio. And here's your end of year win.   If you enroll before December 31st, you'll get 30 % off your first month of bookkeeping. That's real savings and a real chance to start the new year with clarity instead of chaos. Visit krsbooks.com and mention DoorGrow on your intake form to unlock your discount. So, in final words, like in wrapping up, what would you like to say to all the property management business owners out there that are maybe   relevant to your business, you only deal with Florida, correct? For now. For now, okay. Okay, so if they're Florida property manager, if they're not a Florida property manager currently, where would you send people? Like how do they find somebody that's gonna be a good resource similar to you in another state? Well, the association is...   Tim Baldwin (19:44) For now, we are expanding outside of Florida, but yes.   Well, the associations, ⁓ apartment   associations, residential property management association may have some referrals in that way. And so I would probably start there. You can look at the bar association websites in those states to see if there are attorneys who hold themselves out as experts or specialists in that area of law. Those are two common ways of doing it. Obviously you could do a Google search, but trying to find someone.   Jason Hull (20:11) Okay.   and hold.   you can do Google search but trying to   find someone and I would encourage your audience to find the right law firm that fits the way you like to do business, who fits your personality, that you can easily communicate with, that you're able to get in contact with them in fairly short order. Those are critical components of having a landlord attorney because in that business things can happen and do happen.   Tim Baldwin (20:27) I would encourage your audience to find the right law firm that fits the way you like to do business, who fits your personality, that you can easily communicate with, that you're able to get in contact with them in fairly short order. Those are critical components of having a landlord attorney because in that business, things can happen and do happen very quickly   and so having a timely response is important.   So you might reach out to other companies or other landlords that you know in your network, start asking for referrals, do an interview, contact the law firm, ask them if you can talk to them about what they can provide to you, what their cost is, obviously, and see if that is a good fit for you.   Jason Hull (21:13) Got it. So if they're in Florida, how do they get in touch with you?   Tim Baldwin (21:18) Several ways they can look us up on our website which is PMLawSolutions.com. You can also go to LinkedIn, look at my name, Tim Baldwin, or Property Management Law Solutions. You can find me on LinkedIn. if you want to call our office, you can do that as well at 850-857-2463.   Jason Hull (21:31) speak. But if you want to call our office, you can do that as well at   850-857-2463. Perfect. All right, Tim, appreciate you coming out and hanging out here with me here on the DoorGrow show. My pleasure, Jason. Thank you. All right. So for those of you, if you are struggling to figure out how to grow your property management business, we are the best in the world at that here at DoorGrow.   Tim Baldwin (21:44) My pleasure, Jason. Thank you.   Jason Hull (21:55) Reach out to us. would love to see if we could help and take a look at your business if you want to get to the next level. If you would like a free training on how to get unlimited leads for free, text the word leads to 512-648-4608 and we'll send it to you. Also join our free Facebook community just for property management business owners by going to doorgrowclub.com. And if you would like to get the best ideas in property management, join our newsletter.   at doorgrow.com slash subscribe. And if you found this episode even a little bit helpful, don't forget to subscribe and leave us a review on whatever channel you saw this or heard this on. We'd really appreciate it. And until next time, remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.  

In this conversation, Riley Holt, a property manager and founder of Property Lens, discusses his journey into property management and the development of a rental inspection software designed to streamline the inspection process for landlords and tenants. He highlights the challenges of traditional inspection methods and how his app addresses these issues by providing a user-friendly platform for documenting property conditions. The discussion also touches on the future of real estate technology, the integration of AI, and advice for aspiring property managers.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Welcome to The Pumped On Property Show Podcast, hosted by investors Ben & Simon Everingham. On this podcast, you'll learn how to build your property portfolio with confidence and achieve financial freedom. Both Ben and Simon have made a lot of mistakes and learnt a lot of lessons the hard way on their journey to buying over $500,000,000 worth of investment property in Australia for themselves and their clients. Looking back, these mistakes have made them the investors they are today. At Pumped On Property, we help investors build their property portfolios with confidence & achieve financial freedom. As a business, we've helped our clients buy over $500,000,000 worth of investment property in Australia. We believe you were born to be financially free and living a life filled with choices. The choice to spend more time with the people you care about, do meaningful work, help others, move better, travel the world, and become the best version of yourself.  We look forward to helping you get there.  DISCLAIMER The viewer acknowledges and agrees that:  (a) Pumped on Property (POP) is not a licensed financial services adviser, accountant, solicitor, builder, engineer, architect, town planner or property manager;  (b) POP is a licensed real estate agent who conducts business as a 'buyer's agent.  (c) POP conveys the information provided on this video channel as general information only and is not tailored to the viewer's particular financial circumstances or expectations;  (d) The information provided on this video channel cannot be relied upon by the viewer as providing any advice upon which the viewer might rely in making any decision concerning their financial circumstances or the sale or purchase of any real property;  (e) The use to which the viewer may make of the information provided on this video channel is subject to the viewer seeking independent professional advice from legal, financial, taxation and accounting advisers before making any decision affecting their financial circumstances or the sale or purchase of any real property;  (f) The information provided in this video channel, given that it is general in nature, is not suitable or applicable to the viewer's individual circumstances, needs, objectives or expectations;  (g) In providing the information on this video channel, POP has made no representation, provided no advice, and given no warranty or promise as to the suitability, or otherwise, of any investment in any real property;  (h) POP is unable to predict the short or long-term future of the global Australian financial market or the property markets and acknowledges that prices may rise, fall, or be stagnant for long periods of time, and that POP has no control over the market or any returns to any investor in the market; (i) POP has made no representation, promise or warranty as to the competence of any third-party service providers referred to on this video channel.  I acknowledge that I have read and understood the disclaimer with respect to POP's services set out above before accessing this video channel."

WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comSalt Lake City Property:https://www.airbnb.com/rooms/1567780007021196239?check_in=2025-12-17&check_out=2025-12-22&guests=1&adults=4&children=2&s=67&unique_share_id=7e6bbdf4-bb10-45e9-abc9-cffc6c33f390&source_impression_id=p3_1766073085_P34Xt4FB0Mye8RUrTampa Florida Property:https://www.airbnb.com/rooms/1571410703542803717?guests=1&adults=1&s=67&unique_share_id=cfdfae97-6ec0-4fa2-8708-0a8e8527ac2e&source_impression_id=p3_1766091657_P3NLbZ_bxiAuR9g-

The Legal Labyrinth of Santa Claus: A Deep Dive into Christmas Eve's LegalitiesThis conversation explores the legal implications of Santa Claus's operations, analyzing how various areas of law apply to his mythical activities. From criminal trespass to product liability, the discussion delves into the complexities of implied consent, property rights, tort law, employment law, and privacy concerns, ultimately revealing how cultural norms and legal frameworks intersect in the context of Christmas traditions.Imagine a world where Santa Claus isn't just a mythical figure but a legal entity navigating the complex web of global laws. This blog post explores the hypothetical legal challenges Santa might face if his Christmas Eve operations were subject to modern legal scrutiny.Santa Claus: A Legal Person? In this thought experiment, we treat Santa as a legal person running a transnational manufacturing and logistics corporation. From property law to torts, we explore how Santa's actions, like landing on rooftops and entering homes, could be viewed through a legal lens.Implied Consent and Social Custom: One of the most intriguing aspects is the concept of implied consent. The widespread tradition of leaving cookies and milk for Santa suggests a social custom that might hold up in court as an implied license for entry. But what happens if a homeowner explicitly denies entry?The Naughty and Nice Database: Santa's operations extend beyond physical deliveries. The Naughty and Nice database raises significant privacy concerns, especially under laws like COPPA. How does Santa navigate the legal minefield of data collection and privacy?This exploration reveals that even the most whimsical traditions can be dissected through the lens of law. As we ponder these legal hypotheticals, we are reminded of the robust structure of law that governs human behavior, no matter how extraordinary.Subscribe Now: Stay tuned for more deep dives into the intersection of law and culture. Subscribe for the latest insights.TakeawaysThe law processes Santa Claus as a legal entity.Implied consent is crucial for Santa's operations.Social customs can create legal shields.Criminal intent is key in trespass cases.Santa's entry is protected by implied licenses.Property rights extend to airspace and chimneys.Negligence in tort law poses risks for Santa.Product liability applies to Santa's gifts.Employment law complicates the status of elves.Privacy concerns arise from Santa's surveillance practices.Santa Claus, law, implied consent, criminal law, property law, tort law, product liability, employment law, contract law, privacy

What if you could make more money, in less time, with fewer headaches—without ever leaving your desk? In today's episode of The Land Academy Show, Steven Jack Butala and Jill DeWit unpack why flipping 20 land deals can easily beat holding one rental property. Spoiler alert: it's not just about the fast cash—it's about freedom, efficiency, and knowing the real math behind real estate. They unpack national data, compare profit margins, and share their own behind-the-scenes experiences that prove why land investing is the ultimate low-drama, high-return strategy. Whether you're new to land or wondering if rentals are really worth it—this episode will make you think twice.

R&R is brought to you ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Bobcat Collective⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Cats punch their ticket to Nashville by winning the first ever Super Brawl over the Griz! Go Cats!Intro music courtesy of Ugly Duckling Audio Clips are the Property of Learfield Sports

We sit down with Mark Drabkin, founder of "Yen Loans" - a Tokyo-based start-up focused on providing real estate financing to foreigners in Japanese Yen - INCLUDING for holiday homes, short term stay properties and even non-real estate businesses - and all this without them having to setup a Japanese corporate structure, deal with Japanese banks and their pesky compliance requirements - and get it all done in English!

Commercial real estate lending saw unprecedented growth in 2025, defying expectations. In this episode of Credit Union Conversations, host Mark Ritter sits down with Kristina Paulson to explore the dramatic 30% increase in loan volume despite persistently high interest rates. They discuss evolving debt service coverage ratio requirements, the impact of rate resets on existing portfolios, and creative loan restructuring strategies. Kristina shares insights on commercial loan underwriting challenges, softening office building markets, and property values holding steady across most sectors. The conversation offers a critical perspective on credit union lending portfolio management and what commercial real estate market trends to expect in 2026. Stay tuned at the end to hear their favorite Christmas traditions.WHAT YOU WILL LEARN IN THIS EPISODE:✅ How credit unions managed a surprising 30% surge in loan volume throughout 2025, despite high interest rates and why similar lending trends are expected to continue into 2026.✅ Why debt service coverage ratio minimums have increased from 1.20 to 1.25 across the industry, and how commercial loan underwriting standards have become more meticulous due to rising insurance, utilities, and operating expenses.✅ Which commercial real estate sectors face the most significant risk, particularly office buildings experiencing rate resets from low-interest loans originated in 2020-2021, and what creative loan restructuring strategies are emerging?✅ How property values are holding steady in most markets, while credit union portfolio managers must monitor existing loans more carefully as higher expenses impact DSCR requirements and risk ratings.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 2025 commercial real estate lending trends, MBFS growth, the unexpected surge in loan volume03:04 Interest rates reality check: Why predicted rate drops never materialized and how borrowers adapted to the higher rate environment for commercial loans06:01 Debt service coverage ratio challenges: Rising DSCR requirements, increased scrutiny on insurance, utilities, and operating expenses in commercial loan underwriting08:02 Property values holding steady, loan amounts decrease to maintain the debt service coverage ratio, and troubled commercial real estate loans as they roll over for refinancing in 2026-202710:39 Holiday traditions discussion: Kristina shares family Christmas celebrations, decorating, baking cookies, and extended family gatherings on Christmas Eve12:26 Childhood Christmas memories: for the Paulson and Ritter familiesKEY TAKEAWAYS:

During this time of year as many people are exchanging presents, I'm sure you're all wondering exactly how those various gadgets would be classified under the HO3 policy. So for this holiday week, we're sharing a classic episode featuring an excellent coverage scenario. The insured, a father of 4, was out buying Christmas gifts for his children. This year he decided to splurge and buy each of them a drone and an Apple Watch. On his way back home, he stopped to get gas, and when he went into the minimart for coffee, a thief stole everything out of the back seat. The insured notified the police and submitted a claim under his ISO 1991-edition HO3. The adjuster considers this to be a covered Theft loss, but she knows there are specific provisions in the policy for watches and aircraft. Notable Timestamps [ 00:17 ] - A theft claim is submitted for four drones and four smartwatches under the 1991 HO3. The question arises whether special provisions for aircraft and watches applies. [ 01:27 ] - The team debates the merits of drones and smartwatches, their capabilities for wall damage and dog-scaring, and the wisdom of being notified emails the instant they are received. [ 03:09 ] - A $1,000 special limit of liability applies to theft of "watches." Is an Apple Watch a watch? [ 03:42 ] - Alissha argues that smartwatches are too different from a basic time-telling watch, and is more like a phone. Smartwatches were likely not part of the original policy intent. [ 04:55 ] - Mike argues that it's called an "Apple Watch" -- its makers and users consider it a watch, even if it's more complex. [ 06:05 ] - The group quotes Shakespeare and Merriam-Webster; it tells the time and it's on your wrist, so… [ 06:30 ] - Grassie v. Merrimack Mut. Fire Ins. Co., 291 A.2d 254 (N.H. 1972) (watches that were inoperable and kept in display case were still subject to special limit of liability for theft of watches). [ 07:00 ] - Ambiguities are construed in favor of the insured. So both sides need to hire a good lawyer. [ 07:52 ] - How would the policy treat an iPhone strapped to your arm? Coverage C would likely provide full coverage for a smartphone. [ 09:51 ] -  "Property Not Covered" includes "aircraft"… but "model or hobby aircraft not used or designed to carry people or cargo" are covered.  [ 10:20 ] - Toy drones likely fall under hobby aircraft. [ 11:15 ] - This scenario looked at what's covered property, but a drone could also be a covered cause of loss, even if it destroys itself. [ 12:40 ] - Unlike BP and CP forms, there's no concern about the loss happening off-premises; homeowners get worldwide coverage for Coverage C. [ 14:19 ] - In the 2022 ISO form, a $2,000 special limit of liability applies to model or hobby aircraft. [ 15:51 ] - Under the recovered property provision, if the thief is caught after the amount is paid, the insured can choose to return the payment or have the insurer salvage the goods. [ 18:00 ] - Tim provides a recap of the scenario and the points above. Your PLRB Resources FAQ, Drones and First Party Property Coverage, http://search.plrb.org/?DN=60514 FAQ, Is a Drone an Aircraft Under the CGL Policy?, http://search.plrb.org/?DN=56440 Coverage Question on "Is An Apple Watch Considered A Watch Or A Computer?" - https://search.plrb.org/?dn=58826&src=gsa Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/container.cfm?conlink=sec/cq/default.cfm) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Skyler Walker is the President and CEO of Coyote Property Management, a Tulsa-based firm specializing in full-service management for single-family, multifamily, and commercial properties across Oklahoma. He has scaled portfolios by several multiples, implemented advanced leasing and maintenance systems, and built a reputation for operational excellence and client-focused service. A US Marine Corps Captain in the reserves, Skyler brings strong discipline, leadership, and a focus on organizational growth to his work. He's also an active real estate investor and committed community supporter who enjoys sharing practical insights on property management trends and strategies. In this episode… Property management looks deceptively simple from the outside — collect rent, fix a few things, keep the peace. But behind the scenes, it's a daily juggling act filled with shifting market pressures, demanding vendors, and residents whose expectations change with every economic headline. So what does it really take to run a modern property management company without burning out? According to Skyler Walker, a seasoned real estate investor and small-business operator, the answer starts with acknowledging that the job is both a grind and a calling. Drawing from his experience navigating everything from vendor frustrations to uneven rent trends, Skyler explains that the biggest challenge isn't just the workload — it's the breadth of responsibilities and the low expectations set by years of inconsistent industry standards. For Skyler, success comes from setting clear expectations, educating owners on the true cost of vacancy, and keeping long-term stability at the center of every decision.  In this episode of The Same Day Podcast, host Mat Zalk is joined by Skyler Walker, President and CEO of Coyote Property Management, to discuss the struggles and rewards of modern property management. They explore why vacancy is more expensive than most owners realize, how misaligned price expectations impact leasing, and what today's rent trends mean for investors. Skyler also shares advice on building stronger vendor and resident relationships.

The Sioux City Council approved the purchase of properties from Auditorium Shopping Area LLC, located on Pierce Street, in its meeting Monday.

How Much Super Do You Really Need?     Ever wondered how much super you actually need to buy property through your SMSF? Many Australians assume there's a strict minimum, but the reality is far more nuanced. In this episode, Todd chats with Dawn Fouhy from Futureproof to break down the key factors that influence your borrowing power and how to make the most of your super. Dawn breaks down how super contributions impact borrowing power, the pros and cons of buying property inside vs outside your SMSF, why liquidity matters, and how non bank lenders can help make a deal work. This episode highlights why wrong guidance can cost hundreds of thousands in opportunity costs. From minimum balances to limited recourse borrowing arrangements, this episode is a must watch for you to know to protect their retirement and make informed decisions about SMSF property investing.

Can mastering a niche early in your real estate career be the secret to selling million-dollar homes in your 20s? In this episode of the Real Estate Excellence Podcast, Tracy Hayes welcomes second-generation real estate agent Emma Horvatincic, a driven and self-made rising star specializing in equestrian properties in Northeast Florida. Emma shares her journey from growing up immersed in a business-minded household to building a flourishing career in real estate—all before turning 25. Her unique blend of professionalism, niche marketing, and dedication to elite service shines throughout the conversation. Emma reveals how her equestrian background, personalized marketing, and strategic use of old-school outreach (yes, real mail!) helped her break into the luxury real estate market. She gives valuable insights on building a solid foundation with the right brokerage, leveraging AI and blogging for future-proof content marketing, and why anticipating client needs in the luxury space is non-negotiable. Her proactive mindset, attention to detail, and genuine care for her clients set her apart as a future industry leader. Love what Emma shared? Don't wait—subscribe to Real Estate Excellence and follow Emma's journey! If you're a new agent wondering how to carve your niche, or a buyer looking for horse property expertise, this is the episode for you. Share it, review it, and start building your empire today.   Highlights: 00:00 - 02:35 Why You Shouldn't Wait to Buy ·        Emma's top advice for 2026 buyers ·        Timing the market vs. taking the leap ·        Why perfection isn't the goal ·        Interest rates and market myths ·        Action beats hesitation 02:36 - 13:30 From College to Closing Deals ·        Getting licensed during college ·        Family legacy in real estate ·        Studying business & entrepreneurship at UNF ·        Formal education vs. natural business instinct ·        Transitioning into full-time real estate 13:31 - 22:20 Nailing the Niche ·        Breaking into luxury through horse properties ·        What most agents get wrong in farm listings ·        Building trust with sellers through expertise ·        Targeting farms using handwritten outreach ·        Turning expired listings into closed deals 22:21 - 31:38 Marketing That Actually Works in 2025 ·        Why social media alone isn't enough ·        AI, blogs & the rise of Googleable agents ·        The value of a solid personal website ·        How reviews fuel AI visibility ·        Personalization vs. paid content 31:39 - 45:02 Serving Luxury Clients the Right Way ·        White-glove service from start to finish ·        Anticipating client needs proactively ·        Out-of-state buyers and concierge-level care ·        Why responsiveness is your superpower ·        Communicating value beyond just the home 45:03 - 01:17:23 Trends, Renovations & Real ROI ·        Pricing mistakes sellers make ·        High-end homes: what's still moving ·        Buyers' mindset in luxury vs. average price point ·        Are pre-listing renovations worth it? ·        Timing, market strategy, and honest advising   Quotes: "There's never going to be one perfect time to get in the market. When the time is right for you, make the jump." – Emma Horvatincic "You're always interviewing for your next opportunity. Nothing is guaranteed." – Emma Horvatincic "Substance will never go out of style, especially in a digital world." – Emma Horvatincic "If you're not looking for your next opportunity today, you'll feel it a few months from now." – Emma Horvatincic   To contact Emma Horvatincic, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, Facebook, YouTube, and TikTok.   Connect with Emma Horvatincic! Website: https://ehorvatincic.floridanetworkrealty.com/ Instagram: https://www.instagram.com/emma.horvatincic.realtor/ Facebook: https://www.facebook.com/emma.horvat.37051/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #LuxuryRealEstate #EquestrianRealEstate #EmmaHorvatincic #WomenInRealEstate #BerkshireHathaway #RealEstatePodcast #NicheMarketing #AIInRealEstate #RealEstateTips #ContentMarketing #LuxuryHomes #EquestrianLifestyle #PropertyInvesting #NewAgentAdvice #SocialMediaForRealtors #RealEstateStrategy #FloridaRealEstate #HorseProperties #LuxuryListingAgent

If you've been watching property prices over the past few years, you've probably noticed some strange trends – massive price rises, unpredictable shifts between cities and regions, and what feels like an endless debate about affordability.   But what if I told you that the last five years of price data might be leading investors astray?   Today, I'm joined by Stuart Wemyss, financial strategist and founder of ProSolution Private Clients, who has written a confronting article explaining why the last five years of data are the least reliable in decades.   Together, we'll unpack what's distorted the numbers – from COVID lockdowns and construction cost blowouts to volatile borrowing power and migration swings – and how smart investors can cut through the noise to focus on long-term fundamentals.   Our conversation highlights the significance of local knowledge in making informed investment decisions and the need for a strategic approach to property investment, rather than relying solely on short-term data.     Takeaways  ·         The property market is influenced by various factors, including lending volumes. ·         Rising construction costs have a significant impact on property values. ·         Borrowing capacity has fluctuated due to regulatory changes and interest rates. ·         Migration trends can create pressure on rental markets and property prices. ·         Data analysis in property investment requires both science and art. ·         Local knowledge is crucial for making informed investment decisions. ·         Investors should focus on long-term fundamentals rather than short-term data. ·         Understanding the reasons behind market movements is essential for smart investing. ·         Population growth alone does not guarantee property price increases.   Chapters    01:32 – Why the Last 5 Years of Property Data Can Mislead Investors  04:45 – How Surging Construction Costs Distorted Market Values  09:34 – Borrowing Capacity Shocks and Their Impact on Growth  17:07 – Migration Waves, Rentals and Why Sydney & Melbourne Lagged  23:55 – Work-From-Home, Regions and the Return to Big City Demand  27:26 – Cheap Money, Lending Volumes and Why Long-Term Data Matters   Links and Resources:   Michael Yardney – Subscribe to my Property Update newsletter here   Stuart Wemyss – Prosolution Private Clients   Read Stuart's article here: https://prosolution.com.au/why-property-investors-shouldnt-trust-the-last-5-years-of-price-data/   Stuart's Book – Rules of the Lending Game & Investopoly   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

We had a kwentuhan with OpenSesame last Philippine Startup Week 2025! OpenSesame.PH is the first digital foreclosed property marketplace in the Philippines, optimizing asset acquisition through efficient processes and full, transparent support.This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction01:14 Ano ang OpenSesame?24:59 How can listeners find more information?OPENSESAMEWebsite: https://opensesame.phFacebook: https://facebook.com/OpenSesamePropertiesPHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠https://knowyourspaceph.com⁠Apeiron: ⁠https://apeirongrp.com⁠Twala: ⁠https://twala.io⁠Symph: ⁠https://symph.co⁠Secuna: ⁠https://secuna.io⁠SkoolTek by Edfolio: ⁠https://skooltek.co⁠MaroonStudios: ⁠https://maroonstudios.com⁠CompareLoans: ⁠http://compareloans.ph⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠https://asklexph.com⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠http://argum.ai⁠PIXEL by Eplayment: ⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠https://schoolofprofits.academy⁠Founders Launchpad: ⁠https://founderslaunchpad.vc⁠Hier Business Solutions: ⁠https://hierpayroll.com⁠Agile Data Solutions (Hustle PH): ⁠https://agiledatasolutions.tech⁠Smile Checks: ⁠https://getsmilechecks.com⁠CloudCFO: ⁠https://cloudcfo.ph⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠https://cloverly.tech⁠BuddyBetes: ⁠https://buddybetes.com⁠HKB Digital Services: ⁠https://contakt-ph.com⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠https://hyperstacksinc.com⁠OneCFO: ⁠https://onecfoph.co⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠https://wunderbrand.com⁠DVCode Technologies Inc: ⁠https://dvcode.tech⁠NutriCoach: ⁠https://nutricoach.com⁠Uplift Code Camp: ⁠https://upliftcodecamp.com⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠https://youtube.com/startuppodcastph⁠Spotify: ⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠Apple Podcasts: ⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠Facebook: ⁠https://facebook.com/startuppodcastph⁠Patreon: ⁠https://patreon.com/StartUpPodcastPH⁠PIXEL: ⁠https://pixel.eplayment.co/dl/startuppodcastph⁠Website: ⁠https://phstartup.online⁠This episode is edited by the team at: ⁠https://tasharivera.com

Episode 2 of the Property Playbook we focus on the preapproval process for purchasing a home here in the 915.

In this episode of The Property Nerds, Arjun Paliwal, Jack Fouracre, and Adrian Lee explore the evolving landscape of property investment, focusing on regulatory changes, lending policies, and market dynamics shaping investor strategies. The discussion highlights the Australian Prudential Regulation Authority's (APRA's) new policy limiting high-risk investor lending to 20 per cent of banks' portfolios, potentially shifting opportunities toward brokers and non-bank lenders. The trio emphasises the importance of maintaining a long-term perspective, as life changes and cash flow constraints can affect borrowing capacity despite debt-to-income (DTI) ratios. Strategies such as rentvesting are discussed as ways to maintain a DTI under six while building a property portfolio. Lender Mortgage Insurance (LMI) waivers and extended 40-year loan terms are highlighted as tools that can reduce upfront costs and increase borrowing flexibility. Additionally, the discussion addresses the nuances of shading rental income in DTI calculations, helping investors understand their true borrowing capacity. The co-hosts stress that professional guidance is critical for navigating regulatory shifts and optimising investment decisions.

Merry Christmas ya lovely Vladiators! Vlad rants about Christmas, old times, arguing with the problematic family member, what to ask from Santa and why this time of year needs to be cherished ❤️DNA DISTILLERY (AWARD WINNING RAKIJA)Award winning Rakija company with immaculate celebratory beverages. Check out the entire range on the below websites, order a tasting pack or some of their flagship, amazing rakija today!https://www.dnadistillery.comCARDSTRIKE! Amazing Basketball cards, Michael Jordan memorabilia and everything collectable sports card buying and selling!!!https://www.cardstrike.com.auROYAL STACKS! (IMMACULATE BURGERS)Melbournes Greatest Burgers! Royal Stacks is a booming burger chain in Victoria with classic burgers, shakes and more, with a 90s vibe and high quality food! https://www.royalstacks.com.auMETROPOLITAN STONE (Kitchens, Cabinets, Laundry, All Cabinets)We have a combined 30 years experience in the cabinet making industry in Victoria! Everything from small projects to large projects!Benchtop change overs, Kitchen facilities, Kitchens, Laundries, Bathroom cabinets, T.V units, Wardrobes etc!MENTION: VLADContact: MATT 0425797488Matthew@metropolitanstone.com.auhttp://www.metropolitanstone.com.auORANGE LEGAL GROUP (Specialising in Property law for purchasing and selling, conveyancing, in-house Mortgage broker & Chartered Account! One stop shop for ALL property needs! Wrap! FREE Contract reviews for buyers before purchasing property!Mention VLAD!https://www.orangelegalgroup.com.auEmail: property@orangelegalgroup.com.auContact: mycousinvlad@gmail.comhttp://www.instagram.com/mycousinvladSend Vlad a Text MessageSupport the showBE GOODDO GOODGET GOOD

In this episode of the Scottish Property Podcast, Nick and Steven are joined by Russel Godferry, a hands-on property investor who shares an honest account of navigating the realities of property investing through changing market conditions, COVID disruption, and shifting tenant behaviour.Russel talks openly about lessons learned from deals that didn't go to plan, how his strategy evolved over time, and why resilience, adaptability, and realistic expectations matter far more than hype. This episode is a grounded, experience-led conversation that cuts through “Instagram property” and focuses on what actually happens once you're in the game.

This is one of those Money Diaries that starts with a decision that feels sensible at the time… and slowly reveals just how much weight it carries. When her partner suggested using her inheritance to buy property together, it felt like the right next step. The grown up one. The kind you make when you’re building a future with someone. Then the relationship ended, and that decision didn’t disappear with it. In this episode, she walks us through what happens next. The parts of property ownership no one explains when you’re in love. The confidence knock that comes from being told you’re “bad with money.” And the reality of having to step up financially before you feel ready. She also shares the systems she built to make money feel manageable again, especially with a brain that doesn’t love numbers, and the lessons she wishes she’d known before saying yes. This one is full of the stuff you don’t realise you need to know until you really, really do. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Kinsella on Liberty Podcast: Episode 480. This is my talk at the Liberland Constitution Christmas Party Prague 2025, Dec. 19, 2025, based on the article below, which will be included in the book based on the proceedings, First Constitutional Convention of the Free Republic of Liberland, Vít Jedlička, ed. (Dec. 19, 2025; forthcoming). The transcript is also below. Pictures of the event may be be found at Prague 2025: Liberland Constitution Celebration: Photos; also Hoppe, Fusillo, Kinsella Speak at Liberland Constitution Celebration, and Vit's post at Facebook and my facebook post. This audio is from my iphone; video and better audio, and that of other talks, will be released in due course. Related: First Constitutional Convention of the Free Republic of Liberland, Vít Jedlička, ed. (Dec. 19, 2025; forthcoming) (google docs version) Liberland press release Liberland Prepares for a Historic Christmas Celebration and Constitutional Milestone Prague 2025: Liberland Constitution Celebration: Photos Liberland Constitution Christmas Party Prague 2025 Hoppe, Fusillo, Kinsella Speak at Liberland Constitution Celebration Fusillo on the Universal Principles of Liberty and Liberland KOL478 | Haman Nature Hn 185: The Universal Principles of Liberty KOL474 | Where The Common Law Goes Wrong (PFS 2025) Libertarian Nation and Related Projects KOL473 | The Universal Principles of Liberty, with Mark Maresca of The White Pillbox Announcing the Universal Principles of Liberty As noted in Liberland Constitution Christmas Party Prague 2025, despite my frequent criticisms of libertarian activists and activism over the years, and despite my preference for the theoretical side of things, I've been involved in various activist projects for over the years, including helping to draft early versions of the Liberland Constitution. (( The Voluntaryist Constitution. )) I've met Liberland's President, Vít Jedlička, and previous meetings of the Property and Freedom Society. At this year's PFS meeting, he invited me, Alessandro Fusillo, and Hans-Hermann Hoppe to the Liberland meeting in Prague this December. We did attend. It was a marvelous event. Related: My Failed Libertarian Speaking Hiatus; Memories of Mises Institute and Other Events, 1988–20192025 KOL345 | Kinsella's Libertarian “Constitution” or: State Constitutions vs. the Libertarian Private Law Code (PorcFest 2021) KOL359 | State Constitutions vs. the Libertarian Private Law Code (PFS 2021) The Liberland Constitution and Libertarian Principles Stephan Kinsella[*] Remarks prepared for the Liberland Christmas Party and Constitutional Reading, Prague, Dec. 19, 2025   I would like to discuss the issue of “constitutions” and states, and their relation to human freedom. I. Man, Action, and Freedom A. Acting Man A free society has long been the aspiration and dream of liberals of all types, including modern libertarians.[2] What exactly is freedom? To understand this we must understand the nature of human action in the world. Man finds himself in a world of scarcity and hardship, where nothing is guaranteed to him—neither food, nor shelter, nor safety, nor survival. Acting man is aware of his present state and the world around him, of the receding past, and the coming future. He lives in the present, always moving from the immediate past into the coming future. He constantly faces uneasiness in his present condition and about the future anticipates is coming. He is neither omnipotent nor omniscient, as implied by the existence of scarcity and uneasiness, and yet he can act: he can acquire knowledge: he can learn what ends are possible and what scarce means (resources) can cause things to happen. He can use his body, which he directly controls, and he can acquire and possess and use resources in the world by grappling with them using his body, to make things happen—to give rise to a different future than the one he foresees will arrive without his intervention.[3] Knowledge about the world—about causal laws, recipes, facts about the world and his environment, about possible ends he could choose and possible means he could employ—and the availability and employment of causally efficacious resources together make successful human action possible.[4] It makes possible the achievement of ends and the alleviation of felt uneasiness. By using one's mind and body it is possible to succeed, to achieve what Mises would term psychic proft.[5] B. Acting Man in Isolation For Crusoe on his island what concerns acting man is causal and technical knowledge, and knowledge about contingent facts in his world—and the availability of means of action. For him he may face wild animals, injury, lightning and storms and drought and disease, and any number of challenges, but the concept of freedom does not arise. There is only successful action, or profit, and life; and loss and failure, and death. C. Acting Man in Society With the presence of other people man, the social animal, can benefit from the comforts of society, from collective cooperation, from intercourse and trade, from the division and specialization of labor. But there is also the possibility of violent conflict over the use of the scarce means of action that are essential for successful human action. Other people are a potential benefit but also a potential threat. Perhaps because men are social animals have some empathy for others, and perhaps because they understand that violence is not productive, they prefer peaceful and productive use of resources, trade, and cooperation to violence, conflict, and strife.[6] Thus there tends to emerge in society the institution of property rights: widespread social respect for and mutual recognition of property rights rooted in original appropriation and contractual title transfer.[7] Unfortunately, this tends to give rise to an agency—the state—that claims the right to tax and to ultimate decision-making and law-making. As Hoppe notes, Let me begin with the definition of a state. What must an agent be able to do to qualify as a state? This agent must be able to insist that all conflicts among the inhabitants of a given territory be brought to him for ultimate decision-making or be subject to his final review. In particular, this agent must be able to insist that all conflicts involving himself be adjudicated by him or his agent. And implied in the power to exclude all others from acting as ultimate judge, as the second defining characteristic of a state, is the agent's power to tax: to unilaterally determine the price that justice seekers must pay for his services. Based on this definition of a state, it is easy to understand why a desire to control a state might exist. For whoever is a monopolist of final arbitration within a given territory can make laws. And he who can legislate can also tax. Surely, this is an enviable position.[8] The purpose of property rights, of justice, is to permit men to use their own bodies and peacefully acquired (meaning: acquired by original appropriation, which violates no one's rights as the resource is unowned; or by consensual contractual transfer from a previous owner, which also violates no one's rights as the owner consents to the transfer) scarce means without conflict from others. It is so that men are free to use their own bodies or resources without interference from others. II. Freedom in Society Thus terms like freedom and liberty denote a state of affairs where acting man is free to use his body and other scarce resources in the world without physical interference by others—without conflict. It refers to a world where men are free from interference by private trespassers and also free from institutionalized interference by a state. Freedom and liberty just mean the absence of aggression with private property rights. Ideally, a free society means having either no state at all or a minimal state (minarchy) restricted to preventing aggression defined in terms of property rights,[9] and in a society with a largely libertarian ethos and minimal private crime. In such a society there is widespread liberty because there is little private crime and little to no institutionalize crime. A. Freedom and State Aggression But we live in a world governed by non-minimal states. They control most habitable territory on the earth. They compel membership and payment of taxes and monopolize their services, outlawing competitors. By legislative decree, these states prohibit not only acts that are malum in se but acts that are merely malum prohibitum. Although the justification for the agency that polices crime is to reduce aggression by private trespassers, with the state there is more private crime than there would be otherwise, because states are necessarily inefficient an also because they criminalize non-criminal actions.[10] All states are, in fact, criminal (and even minimal states would be criminal, even if they managed to ever emerge); all states engage in institutionalized aggression against private property rights. As Hoppe notes: socialism, by no means an invention of nineteenth century Marxism but much older, must be conceptualized as an institutionalized interference with or aggression against private property and private property claims. Capitalism, on the other hand, is a social system based on the explicit recognition of private property and of nonaggressive, contractual exchanges between private property owners. Implied in this remark, as will become clear in the course of this treatise, is the belief that there must then exist varying types and degrees of socialism and capitalism, i.e., varying degrees to which private property rights are respected or ignored. Societies are not simply capitalist or socialist. Indeed, all existing societies are socialist to some extent. … Next to the concept of action, property is the most basic category in the social sciences.

In the final episode of the year, Sammy Gordon and Jimmy Ibrahim unpack why goals alone don't cut it - strategy, action, and relentless 1%ers do. From the wins, losses and lessons of 2025 to the habits that actually move the needle, this episode shows you how to think bigger, act harder, and gear up for a massive 2026. If you're ready to stop planning and start executing, this one's unmissable.  School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:45) Welcome (00:05:22) Strategy vs. goal setting (00:08:25) The power of consistency & relentless action (00:13:05) Practical accountability (00:17:52) Learning from experience + fast-tracking growth (00:24:39) Portfolio management: the power of micro actions (00:26:56) Compounding effects of lost time (00:29:47) Mentoring, commitment & turbocharging success (00:35:22) Consistency, execution & life lessons

We've all come across that property—the one with the irresistibly low price in the bad area of town. The numbers make it look like a home-run real estate deal, but are there too many red flags to ignore? We'll show you exactly what to do when analyzing this type of rental property!   Welcome back to another Rookie Reply! We've pulled three new questions from the BiggerPockets Forums, and first up, an investor wants to know whether or not they need an umbrella policy for their property. Tune in as Ashley and Tony share their thoughts on insurance, LLCs, and a range of asset protection strategies you can use to safeguard what's yours. Then, we weigh the pros and cons of FHA and conventional loans. One of these options gives you a clear advantage when it comes to seller negotiations!   Our final question comes from an investor who's considering a “great” deal in a less desirable part of town. It looks good on paper, but are other investors steering clear for good reason? We break down when it makes sense to buy this type of deal, and conversely, when it's more trouble than it's worth! Looking to invest? Need answers? Ask your question here! In This Episode We Cover What to know before buying a good real estate deal in a bad neighborhood How to protect your assets with umbrella policies, LLCs, and other strategies Whether you should get an FHA loan or conventional loan for your rental property How to create “stable” rental income through Section 8 investing Why you always need to have cash reserves for your investment property And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-655 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Summary  In this episode, Gary Skelts navigates a real estate setback as one of his properties in Memphis catches fire. While many would see disaster, Gary highlights the importance of active involvement in business, viewing this challenge as a learning opportunity. Explore leadership, risk, and why passive income can't replace active engagement. This conversation is a must-listen for those invested in real estate or contemplating the realities of passive income.. Episode Highlights 00:00:40  Turning real estate headaches into opportunities.   00:02:20 - Active business vs passive real estate. 00:03:32 - Delegation and leadership lessons. 00:05:23 - Real estate as a storehouse of wealth. 00:07:19 - Hard assets and inflation. 00:09:02 - The role of a bookkeeper in real estate management. 00:11:11 - Learning from property management and insurance testing. 00:12:16 - Executing property management decisions wisely. 00:16:02 - Insights on handling property challenges. 00:18:21 - Learning from setbacks for future growth.   Episode Resources The podcast transcript does not provide any specific mentions of books, websites, or tools that can be linked. It mainly contains discussions about personal experiences, property management, and real estate investment strategies, but does not refer to specific resources by name or URL.   Keywords real estate   property management   passive income   investment strategy   financial independence   insurance claims   property maintenance   fire damage   rehabbing properties   leadership   bookkeeping   wealth storage   hard assets   inflation   income properties   real estate portfolio   turnkey properties   fire movement   rental income   property management challenges  

WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here: https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/ https://www.instagram.com/vodysseyshawnmoore https://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedom https://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comPROPERTY 1:https://www.airbnb.com/rooms/1302339866752283581?guests=1&adults=1&s=67&unique_share_id=bbe08662-f14c-49be-a29c-97e874affe04PROPERTY 2:https://www.airbnb.com/rooms/1561844108241128266?guests=1&adults=1&s=67&unique_share_id=dd8ce250-5eae-48fe-96e1-132120b80c40Chapters00:00:00 Intro00:02:54 Chris Barnett's Journey into Real Estate00:05:52 The Appeal of Short-Term Rentals00:08:52 Market Selection and Strategy00:12:07 Navigating Challenges in a Competitive Market00:15:03 Launching Property Number One00:17:48 Expanding to Property Number Two00:20:49 Setting Up and Managing Properties00:23:56 The Importance of a Support Team00:26:49 Lessons Learned and Future Goals

The TML Risk Pool has seen far too many accidents and injuries in and around roadways. The Pool's goal is to provide tools to help Members avoid them, and we've developed a program to do just that. R.O.A.D. Ready (The acronym stands for Recognize the Hazards; Observe People, Processes, and Equipment; Assess the Risk Level; and Determine the Safest Course of Action) is a Risk Pool program designed to save lives, prevent injuries, and protect property by raising member awareness of dangers on and near roadways, and each January is designated as R.O.A.D. Ready month.  The program recently received national attention through publication in the June 2025 edition of Professional Safety, the American Society of Safety Professionals' flagship monthly journal, which covers the latest safety management and injury prevention trends. The article, written by Risk Pool Safety and Loss Control Consultants Kolby Burkhart and Manny Trejo, is titled “Improving Roadways Safety: A Practical Framework to Protect Frontline Workers.” Check out the article here and listen to this episode to hear Kolby and Manny discuss ways to keep your city R.O.A.D. Ready! The Pool extends special recognition to the following R.O.A.D. Ready month participating Members: the Lower Valley Water District and the Cities of Anthony, Mont Belvieu, Beeville, Liberty Hill, Port Neches, Nederland, Rockport, Ingleside, Portland, Jasper, Livingston, Frisco, Schertz, and Fredericksburg. FURTHER INFORMATION:R.O.A.D. Ready Web PageFind Your Safety and Loss Control ConsultantSafety @ Your Fingertips Sign UpProfessional Safety Article2024-2025 Year in Review T.I.P.S. SheetTexas Police Chiefs Association VINCIBLE Training Programlawenforcementoutreach@tmlirp.orgJanuary R.O.A.D. Ready Risk Pool Trainings:January 6 Frisco Trenching and Excavation Awareness (1:00 p.m. - 3:00 p.m.) January 13 LVWD/Clint Loading and Transporting of Equipment (8:30 a.m. - 11:30 a.m.) Field Operations Safety (1:30 p.m. - 3:30 p.m.) January 13 & 27 Schertz Safe Police Vehicle Operations (8:30 a.m. - 11:30 a.m., 1:00 p.m. - 4:00 p.m.) January 14 Anthony Trenching and Excavation Awareness (8:00 a.m. - 10:00 a.m.) Work Zone Safety (10:15 a.m. - 12:15 p.m.) Field Operations Safety (1:30 p.m. - 3:30 p.m.) January 20-21 Fredericksburg Safe Police Vehicle Operations (1:30 p.m. - 4:30 p.m., 8:30 a.m. - 11:30 a.m.

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Property taxes have been the buzz across Ohio, and this episode breaks down what's driving the conversation and what recent reforms really mean for homeowners. Anastasia and Andrew sit down with State Representative David Thomas, Vice Chair of the House Ways and Means Committee and sponsor of all four property tax reform bills that recently passed out of the Statehouse. Representative Thomas shares what pushed him to lead this effort, the core issues in Ohio's property tax system, and how the latest reforms aim to provide relief while maintaining critical funding for schools and local governments. Tune in to hear what's changed, what's coming next, and what homeowners and REALTORS should know moving forward.In This Episode, We Cover:Rep. Thomas's background and what led him to champion property tax reformWhy property taxes have become such a major issue across OhioThe core problems with Ohio's current property tax structureA breakdown of the four property tax reform bills that passed the StatehouseWhat additional reforms could be considered in the futureWhat REALTORS should know — and share — as these reforms move forward

We take a look at the neighborhoods across El Paso, TX as we begin this home buying journey.

In a recent episode of How I Met My Broker, SPI host Liam Garman and director of Strategic Brokers Hung Chuy are joined by director of Australian Property Scout (APS) Sam Gordon to discuss the challenges and opportunities in commercial property investment. Chuy highlights the busy end-of-year lending period, noting that clients are seeking guidance amidst changing market conditions. Gordon reflects on APS's strong growth in 2025, including recognition as Entrepreneur of the Year and inclusion in the Australian Financial Review (AFR) Fast 100, setting the stage for a strategic 2026. The conversation explores the complexities of commercial property, including understanding yields, tax benefits, vacancies, and asset selection, emphasising that insufficient knowledge can lead to costly mistakes. Both Chuy and Gordon stress the importance of building a solid residential portfolio before transitioning into commercial investments to establish equity and minimise risk. Differences between residential and commercial lending were explained, including typical loan-to-value ratios (LVRs) and the potential pitfalls of cross-collateralisation. The trio also highlights the income potential of commercial properties, noting that passing most outgoings to tenants can offer higher net yields than residential assets.

In this episode of Property Investory, we will be talking to Jolene Sukkarieh, successful property investor, wealth advisor and mother of three. Come with us as we track her journey from her origins in Thursday Island to the Defence Force Academy, to a position with ANZ and Suncorp and then property expert. We'll learn about how her and her husband's parents' property investments inspired her to invest in property from a young age, how her first investment at age 21 happened to be a perfect first property and what inspired her to leave her position at ANZ and Suncorp to start her own business.So join us as we delve into Jolene Sukkarieh's everyday life, the skills she learned along the way and her property investment story that could inspire you to develop strategies that you can apply on your own journey! Hosted on Acast. See acast.com/privacy for more information.

Check the episode transcript hereABOUT JOEY MUREJoey Muré is co-founder and Partner at Wealth Without Wall Street, dedicated to helping individuals achieve financial independence through passive income strategies. After over a decade of success in the mortgage industry, Joey shifted his focus to empowering others to break free from traditional financial systems and build lasting wealth.As co-host of The Wealth Without Wall Street Podcast and co-author of Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income, Joey shares practical steps for achieving financial freedom.  THIS TOPIC IN A NUTSHELL: ·         Guest Introduction – background and journey in real estate·         Why only asset-producing income becomes a problem·         Shift in Mindset: From Income to Passive Income·         Intentional wealth building·         Breaking Away from Wall Street·         Pivotal book that changed his financial trajectory·         Retirement is deferred living, not financial freedom·         Regaining control of capital instead of outsourcing it·         Identifying “Money Traps”·         Opportunity cost and loss of liquidity·         Cash Flow vs. Cash Accumulation·         Building a Passive Income Operating System·         Overview of Wealth Without Wall Street's framework·         Investor DNA & Buy Box Framework·         Chasing Trends vs. Building Freedom·         Flipping and Crypto as investments ·         Structured lending and cash-flowing assets·         Tax Strategy & Family Office Insights·         Final Thoughts & Closing Insights·         Free Resources and tools    KEY QUOTE:  “Passive income is what buys your time back” – Joey Mure      ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.     The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.    #RealEstateInvesting #PassiveIncome #FinancialFreedom #RealEstateInvestors #InvestorMindset #WealthBuilding #CashFlowInvesting #AlternativeInvestments #FinancialIndependence #TimeFreedom #MoneyMindset #GenerationalWealth #InvestingEducation #SmartInvesting #WealthWithoutWallStreet #RealEstatePodcast #InvestorEducation #AssetBasedIncome #IncomeProducingAssets #PrivateInvesting #RealAssets #BuildWealth #FinancialLiteracy #InvestmentStrategy #PassiveCashFlow #CapitalControl #InvestForFreedom #LongTermWealth #AccreditedInvestors #DealDeepDive  CONNECT WITH JOEY MURE:Website:          https://www.wealthwithoutwallstreet.comLinkedIn:          https://www.linkedin.com/in/joey-mure-b376824/Free resource: https://go.wealthwithoutwallstreet.com/win   CONNECT WITH US   For more information about investing with AJ and Chris:  ·    Uptown Syndication | https://www.uptownsyndication.com/  ·    LinkedIn | https://www.linkedin.com/company/71673294/admin/   For information on Portland Property Management:  ·    Uptown Properties | http://www.uptownpm.com  ·    Youtube | @UptownProperties     Westside Investors Network  ·    Website | https://www.westsideinvestorsnetwork.com/  ·    Twitter | https://twitter.com/WIN_pdx  ·    Instagram | @westsideinvestorsnetwork  ·    LinkedIn | https://www.linkedin.com/groups/13949165/  ·    Facebook | @WestsideInvestorsNetwork  ·    Tiktok| @WestsideInvestorsNetwork  ·    Youtube | @WestsideInvestorsNetwork  

A talk from the Mbird Fall DC Conference "500 Years of Grace". 2017. Property of Mockingbird Ministries, all rights reserved (www.mbird.com).

Become a Client: https://nomadcapitalist.com/apply/ Get our free Weekly Rundown newsletter and be the first to hear about breaking news and offers: https://nomadcapitalist.com/email Join us for the next Nomad Capitalist Live event: https://nomadcapitalist.com/live/ Mr Henderson breaks down why he sold his beach home and all his property in Montenegro after more than a decade of investing, renovating, and building a life there. You'll learn the three phases of owning international real estate, why the "Hell Yes or No" framework changed his investment strategy, and why optionality and sometimes renting can be the better choice. Nomad Capitalist helps clients "go where you're treated best." We are the world's most sought-after firm for offshore tax planning, dual citizenship, international diversification, and asset protection. We use legal and ethical strategies and work exclusively with seven- and eight-figure entrepreneurs and investors. We create and execute holistic, multi-jurisdictional Plans that help clients keep more of their wealth, increase their personal freedom, and protect their families and wealth against threats in their home country. No other firm offers clients access to more potential options to relocate to, bank in, or become a citizen of. Because we do not focus only on one or a handful of countries, we can offer unbiased advice where others can't. Become Our Client: https://nomadcapitalist.com/apply/ Our Website: http://www.nomadcapitalist.com/ About Our Company: https://nomadcapitalist.com/about/ Buy Mr. Henderson's Book: https://nomadcapitalist.com/book/ Disclaimer: Neither Nomad Capitalist LTD nor its affiliates are licensed legal, financial, or tax advisors. All content published on YouTube and other platforms is intended solely for general informational and educational purposes and should not be construed as legal, tax, or financial advice. Nomad Capitalist does not offer or sell legal, financial, or tax advisory services.

What's driving the changes in today's complex property insurance market, and how can we turn challenges into opportunities to better serve customers? Angi Orbann, National Property Lead and Vice President of Property, Personal Insurance, and Dan DiMugno, Assistant Vice President, Risk Management, Personal Insurance, both from Travelers, joined us to examine how the company views evolving market pressures. Learn how Travelers is using innovative solutions and analytics to better assess customer needs and help them protect their home investment. Also get insights into the critical role agents play in helping customers understand their exposure and make informed decisions. Watch the original Wednesdays with Woodward® webinar: https://institute.travelers.com/webinar-series/symposia-series/property-insurance.    --- Visit the Travelers Institute® website: http://travelersinstitute.org/. Join the Travelers Institute® email list: https://travl.rs/488XJZM. Subscribe to the Travelers Institute® Podcast newsletter on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7328774828839100417.  Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/. 

Key Topics Covered:1. Why BRR MattersMost investors run out of cash before they run out of ambition.BRR is not just a “strategy”—it's a way to keep growing your portfolio with limited resources.Works for residential, commercial, and mixed-use properties.2. The Seven Steps to BRR SuccessTarget properties others avoid (those with problems lenders won't touch).Calculate your offer: future value minus costs and a 20% margin.Make fair offers—don't be afraid to go below asking price.Expect and embrace rejection; it's part of the process.Follow up with rejected offers—motivation changes over time.Secure finance, fix the property, and add value.Refinance at the new value to pull out as much cash as possible.3. Creative Financing & Bridging LoansBridging finance lets you buy and refurb properties that need work, even if you don't have all the cash upfront.Build the cost of bridging into your deal—if the numbers work, it's worth it.Always take longer terms than you think you'll need to avoid penalties.4. Avoiding Common MistakesDon't get attached to asking prices; base your offers on solid calculations.Provide clear evidence of tangible improvements to valuers for successful refinancing.Plan for potential overruns and down valuations.5. Market Insights & MindsetDespite higher interest rates and tougher legislation, rents have risen and BRR still works if you buy right.The property market is seeing a “changing of the guard”—new investors are entering as older landlords exit.Success comes from thinking differently and being willing to do what others won't.6. Advanced Tactics: Delayed Completion & Ninja Investors“Exchange with delayed completion” lets you refurb before you own, sometimes pulling your cash out on day one.Ninja investors operate under the radar, focusing on creative deals and properties most ignore.Actionable TakeawaysFocus on properties with problems you know how to solve.Always run your own numbers and stick to fair, calculated offers.Use creative finance and networking to keep growing—even when cash is tight.Embrace rejection and follow up—motivation changes.Learn from experienced mentors and surround yourself with like-minded investors.Resources & Next Steps:Buy, Refurb, Refinance - Guides, workshops, and advanced trainingProperty Chats free networking events — no speakers, no pitches, just real conversationsWealthBuilders Membership: Free access to guides, webinars, and communityDownload our FREE Pensions and Inheritance Tax GuideConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Most people spend their lives working for money… but what if your money could work for you instead?   In today's show, Brett Warren, national Director of Property at Metropole, and I break down the 10 key lessons from Robert Kiyosaki's book Rich Dad Poor Dad—the book that changed the way millions of people think about wealth.   From the difference between assets and liabilities, to why paying yourself first is the golden rule of financial freedom—we show you how to apply these timeless lessons in today's world.   Our conversation highlights some timeless principles that could guide you  towards financial independence and success.   Takeaways  ·         Financial literacy is essential for wealth retention. ·         Understanding the difference between assets and liabilities is crucial. ·         Emotional intelligence plays a key role in investment decisions. ·         Learning from failure is a pathway to success. ·         Mentorship can accelerate your financial journey. ·         Defining your 'why' helps in making investment decisions. ·         Paying yourself first is a fundamental principle of wealth building. ·         Investing requires a disciplined approach and a strategic plan. ·         Successful investors surround themselves with knowledgeable teams.     Chapters    02:10 – How 'Rich Dad Poor Dad' Changed the Way We Think About Money  05:36 – Assets, Liabilities, and the Power of Financial Literacy  08:31 – Emotions, Risk and Why Most Investors Fail  11:40 – Learning from Mistakes and Building Real Wealth  15:14 – Mindset, Mentorship and the Business of Investing  18:49 – Finding Your Why and Paying Yourself First   Links and Resources:   Answer this week's trivia question here - http://www.propertytrivia.com.au/ ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Michael Yardney – Subscribe to my Property Update newsletter here.   Brett Warren - National Director of Property at Metropole   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Publicly available data can paint a much clearer picture of our lives than most of us realize, and this episode takes a deeper look at how those tiny digital breadcrumbs like photos, records, searches, even the background of a Zoom call can be pieced together to reveal far more than we ever intended. To help break this down, I'm joined by Cynthia Hetherington, Founder and CEO of The Hetherington Group, a longtime leader in open-source intelligence. She also founded Osmosis, the global association and conference for OSINT professionals, and she oversees OSINT Academy, where her team trains investigators, analysts, and practitioners from all experience levels. Cynthia shares how she started her career as a librarian who loved solving information puzzles and eventually became one of the earliest people applying internet research to real investigative work. She talks about the first wave of cybercrime in the 1990s, how she supported law enforcement before the web was even mainstream, and why publicly accessible data today is more powerful and more revealing than ever. We get into how OSINT actually works in practice, from identifying a location based on a sweatshirt logo to examining background objects in video calls. She also explains why the U.S. has fewer privacy protections than many assume, and how property records, social media posts, and online datasets combine to expose surprising amounts of personal information. We also explore the growing role of AI in intelligence work. Cynthia breaks down how tools like ChatGPT can accelerate analysis but also produce hallucinations that investigators must rigorously verify, especially when the stakes are legal or security-related. She walks through common vulnerabilities people overlook, the low-hanging fruit you can remove online, and why your online exposure often comes from the people living in your home. Cynthia closes by offering practical advice to protect your digital footprint and resources for anyone curious about learning OSINT themselves. This is a fascinating look at how much of your life is already visible, and what you can do to safeguard the parts you'd rather keep private. Show Notes: [01:17] Cynthia Hetherington, Founder & CEO of The Hetherington Group is here to discuss OSINT or Open-Source Intelligence. [02:40] Early cyber investigators began turning to her for help long before online research tools became mainstream. [03:39] Founding The Hetherington Group marks her transition from librarian to private investigator. [04:22] Digital vulnerability takes center stage as online data becomes widely accessible and increasingly revealing. [05:22] We get a clear breakdown of what OSINT actually is and what counts as "publicly available information." [06:40] A simple trash bin in a photo becomes a lesson in how quickly locations can be narrowed down. [08:03] Cynthia shares the sweatshirt example to show how a tiny image detail can identify a school and possibly a city. [09:32] Background clues seen during COVID video calls demonstrate how unintentional information leaks became routine. [11:12] A news segment with visible passwords highlights how everyday desk clutter can expose sensitive data. [12:14] She describes old threat-assessment techniques that relied on family photos and subtle personal cues. [13:32] Cynthia analyzes the balance and lighting of a Zoom backdrop, pointing out what investigators look for. [15:12] Virtual and real backgrounds each reveal different signals about a person's environment. [16:02] Reflections on screens become unexpected sources of intelligence as she notices objects outside the camera frame. [16:37] Concerns grow around how easily someone can be profiled using only public information. [17:13] Google emerges as the fastest tool for building a quick, surface-level profile of almost anyone. [18:32] Social media takes priority in search results and becomes a major driver of self-exposed data. [19:40] Cynthia compares AI tools to the early internet, describing how transformative they feel for investigators. [20:58] A poisoning case from the early '90s demonstrates how online expert communities solved problems before search engines existed. [22:40] She recalls using early listservs to reach forensic experts long before modern digital research tools were available. [23:44] Smarter prompts become essential as AI changes how OSINT professionals gather reliable information. [24:55] Cynthia introduces her C.R.A.W.L. method and explains how it mirrors the traditional intelligence lifecycle. [26:12] Hallucinations from AI responses reinforce the need for human review and verification. [27:48] We learn why repeatable processes are crucial for building trustworthy intelligence outputs. [29:05] Elegant-sounding AI answers illustrate the danger of unverified assumptions. [30:40] An outdated email-header technique becomes a reminder of how quickly OSINT methods evolve. [32:12] Managed attribution—hiding your digital identity—is explained along with when it's appropriate to use. [33:58] Cynthia unpacks the reality that the U.S. has no constitutional right to privacy. [35:36] The 1996 case that sparked her digital-vulnerability work becomes a turning point in her career. [37:32] Practical opt-out steps give everyday people a way to remove basic personal data from public sites. [38:31] She discusses how indirect prompting of AI tools can still narrow down someone's likely neighborhood or lifestyle. [39:58] Property and asset records emerge as unavoidable exposure points tied to government databases. [40:52] A high-risk client's situation shows how family members often create digital vulnerabilities without realizing it. [42:44] Threats that surface too late demonstrate why proactive intelligence work is essential. [44:01] Concerns about government surveillance are contrasted with the broader access private investigators actually have. [45:12] Train tracks become an example of how physical infrastructure now doubles as a modern data network. [46:03] She explains how audio signatures and forensic clues could theoretically identify a train's path. [47:58] Asset tracking becomes a global operation as valuable cargo moves between ships, trucks, and rail systems. [49:48] Satellite imagery makes monitoring even remote or underwater locations almost effortless. [51:12] Everyday applications of geospatial analysis include environmental changes and shifts within local communities. [52:19] Surveillance is compared to gravity; it's constant, invisible, and always exerting pressure. [52:44] Cynthia shares practical strategies for controlling your environment and keeping conversations private. [54:01] Resources like OSINT Academy, Information Exposed, and the Osmosis Association offer pathways for learning and strengthening personal privacy. [55:32] The episode closes with encouragement to stay aware of what you share and how easily digital clues can be connected. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review.  Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Hetherington Group OSMOSIS OSINT Academy Cynthia Hetherington - LinkedIn OSINT: The Authoritative Guide to Due Diligence Business Background Investigations: Tools and Techniques for Solution Driven Due Diligence

In this episode of Maximize Your Hunt, Jon Teater and guest Jake Ehlinger (Habitat Solutions 360) delve into advanced hunting strategies, focusing on compost teas for food plot production, effective box blind setups, and meticulous scent control. They share insights from Jake's recent success in harvesting a significant buck, discussing the importance of timing, environmental conditions, and strategic planning in hunting. The conversation also emphasizes the significance of hygiene and scent management, along with lessons learned from the hunting season that can inform future strategies. Takeaways: Compost teas can significantly enhance food plot production. Strategic box blind setups are crucial for successful hunts. Scent control is essential for minimizing deer detection. Timing and environmental conditions greatly influence deer movement. Understanding deer behavior is key to successful hunting. Hygiene practices can impact hunting success. Learning from past experiences can improve future strategies. The importance of patience and observation in hunting. Utilizing technology like cameras can aid in tracking deer. Building a conducive habitat is vital for attracting deer. Social Links http://habitatsolutions360.com/ https://www.facebook.com/HabitatSolutions360 https://www.youtube.com/channel/UCetSptPTK0gmg0BE5oRnTTA https://whitetaillandscapes.com/ https://www.facebook.com/whitetaillandscapes/ https://www.instagram.com/whitetail_landscapes/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices

When should you sell a rental property? Most investors say never sell — but after 10+ years and nearly 500 deals, I can tell you that isn't always true. In this REI Weekly Lesson, I break down when it actually makes sense to sell, how to think about return on equity, and why peace of mind and portfolio optimization matter.   Have a house to sell? Hudson Valley, Delaware, or Seattle

In this episode of Maximize Your Hunt, Jon Teater and guest Jake Ehlinger (Habitat Solutions 360) delve into advanced hunting strategies, focusing on compost teas for food plot production, effective box blind setups, and meticulous scent control. They share insights from Jake's recent success in harvesting a significant buck, discussing the importance of timing, environmental conditions, and strategic planning in hunting. The conversation also emphasizes the significance of hygiene and scent management, along with lessons learned from the hunting season that can inform future strategies.Takeaways:Compost teas can significantly enhance food plot production.Strategic box blind setups are crucial for successful hunts.Scent control is essential for minimizing deer detection.Timing and environmental conditions greatly influence deer movement.Understanding deer behavior is key to successful hunting.Hygiene practices can impact hunting success.Learning from past experiences can improve future strategies.The importance of patience and observation in hunting.Utilizing technology like cameras can aid in tracking deer.Building a conducive habitat is vital for attracting deer.Social Linkshttp://habitatsolutions360.com/https://www.facebook.com/HabitatSolutions360https://www.youtube.com/channel/UCetSptPTK0gmg0BE5oRnTTAhttps://whitetaillandscapes.com/https://www.facebook.com/whitetaillandscapes/https://www.instagram.com/whitetail_landscapes/?hl=en Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

House hacking in Colorado just paid off for 30-year-old Carly Caprio. She’s living for free in a Lakewood fourplex after completing her fourth house hack in 2025. Even better? When she moves out next year, this property will generate over $2,500 in monthly profit while she continues building her portfolio toward early retirement. Chris Lopez sits down with Carly Caprio, one of the most disciplined house hackers in Colorado, alongside regular panelists Jeff White (Envision Advisors) and Troy Howell (Nova Home Loans). Carly’s journey started with a $17,500 first-time buyer grant that made her first townhouse purchase possible despite working a nonprofit job. Since then, she’s converted properties from 3 to 5 bedrooms and 5 to 6 bedrooms, navigated challenging tenants including paranoid relapses and 3am emergency calls, pivoted to Section 8 when needed, and most recently locked up an all-brick Lakewood fourplex for $849,500 with just 5% down. What makes Carly’s story particularly compelling is her rock-solid financial discipline. Troy Howell confirms she’s increased her savings dramatically between properties while maintaining zero car payments and living below her means. The result? She’s already matched her W2 income through rental cash flow and qualified for progressively larger properties without any salary increases. Her fourplex currently rents three units at $1,750 each while she lives for essentially free in the fourth unit. Once she moves out, the projected income jumps to $7,780 monthly against a $5,454 mortgage payment. Jeff White calls Carly his “Mount Rushmore” house hacker for good reason. She didn’t chase trendy strategies or overextend herself. Instead, she executed the same proven playbook four times, learning from each property and improving her systems. When faced with disastrous tenants (one who stood in doorways watching people sleep, another who drank two bottles of tequila and one bottle of vodka within 48 hours), she adapted her screening process and converted to Section 8 rather than quitting. When friends expressed fear about living with strangers, she demonstrated how to maintain control over tenant selection while building serious wealth. In This Episode We Cover: $17,500 first-time buyer grant that launched Carly’s 4-property portfolio Why 2-4 unit properties are easier to qualify for than single-family homes How debt-to-income improves with each house hack (no salary increase needed) Converting 3-bed townhouse to 5-bed using existing egress windows Managing terrible tenants and when to pivot from rent-by-room to Section 8 $849,500 Lakewood fourplex breakdown: 5% down, 6% rate, $1,750/unit rents Living free now vs $2,500 monthly profit when she moves out Financial discipline tactics that matched her W2 income in three years Why the first property is hardest and subsequent deals get easier Female investor perspectives on safety and building wealth through house hacking And So Much More! Carly’s story proves house hacking in Colorado isn’t dead despite 6% interest rates and higher property prices in 2025. With the right financing strategy, disciplined savings habits, and willingness to sacrifice short-term comfort for long-term wealth, reaching financial freedom in your 30s remains achievable. Whether you’re a woman considering your first house hack or an experienced investor looking for inspiration, Carly’s methodical approach and honest discussion of challenges offers a realistic roadmap. Watch the YouTube Video https://youtu.be/569rUnGaVmw Timestamps 00:00 – Welcome & Guest Introduction02:33-Meet Carly: 30 Years Old, 4 House Hacks, Financial Freedom Achieved05:21– Finding Her First Property in Just 2 Showings06:44 – Wild Tenant Stories: Relapses, Paranoia, and 3AM Calls 09:30 – Pivoting to Section 8 Strategy 10:35– Property #4: The Lakewood Fourplex at $849,50012:15 – Qualifying Power: Why 2-4 Units Beat Single Family15:17 – Deal Breakdown18:43 – First 6 Weeks: Smooth Operations, Tenant Transition, Paying in Cash20:48 – Long-Term Vision Including Early Retirement and Moving to Colombia21:44 – Advice for Female Real Estate Investors25:24 – How Carly Matched Her W2 Income in Under 3 Years28:00 – First-Time Buyer Grants: $17,500 Free Money That Changed Everything29:14 – The Truth About House Hacking: First One’s Hardest, Then It Gets Easier Connect with our Guests: Carly Caprio: carly.caprio@gmail.com Jeff White: jeff@envisionrea.com Troy Howell: troy.howell@novahomeloans.com LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Who is Nova Home Loans? For over 40 years, we've been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

If you’ve ever looked at property prices and thought, cool, guess I’ll just rent forever then, this episode is for you. Because while the white picket fence dream might feels further away than ever, that doesn’t mean property investing is completely off the table. This ep is your DIY guide to becoming a trust fund baby... a real estate investment trust fund baby. Victoria is breaks down the other way to get property exposure without a mortgage, stamp duty, or a single call about a broken hot water system aka REITs. Think shopping centres, warehouses, data centres and supermarkets… without owning the building, chasing rent, or committing your entire financial future to one postcode.In this ep:

One of the biggest challenges for rental property owners is ensuring residents pay on time—and keeping them motivated to stay. What if you could turn rent into a win-win, boosting your cash flow while helping tenants improve their credit and earn rewards? In this episode, Brian talks with Lily Liu, founder and CEO of Pinata, a fast-growing platform that transforms rent payments into financial progress. Lily shares how Pinata helps: Renters build credit by reporting on-time payments to all three bureaus Property owners increase on-time payments by 20% or more Landlords and managers reduce turnover with rewards that matter—groceries, utilities, everyday essentials Owners generate ancillary revenue with resident benefit packages With over a million renters already using Pinata, Lily explains how the system works, what it costs, and why forward-thinking landlords are adding it to their toolkit. If you're looking for practical ways to improve collections, boost retention, and give your tenants real value, you won't want to miss this conversation. Find out more: pinata website - https://www.pinata.ai/ Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and medicare benefits. https://www.rcbassociatesllc.com

Before you buy your first (or next) real estate deal, you need to know one thing—how to calculate cash flow on a rental property.  The problem? 99% of investors do this wrong and get burned as a result. That's why after buying dozens of rental properties, we've come up with arguably the most accurate way to calculate real estate cash flow, and today, we're showing you how to do it, too. Joining us is Ashley Kehr from the Real Estate Rookie podcast, who's been buying rentals routinely for over ten years now. We'll use the BiggerPockets Rental Property Calculator (which you can try for free!) to run numbers on a real rental property Dave is looking to buy right now. You'll learn exactly how to estimate both fixed and variable expenses, how much emergency reserves to set aside, how to account for property management fees, vacancy, repairs, and more, plus what to do to instantly boost your potential cash flow before you buy! In This Episode We Cover How to calculate cash flow on any rental property before you submit an offer The easiest way to increase your cash flow if it's not hitting the mark What a good deal looks like to Ashley and Dave (when they'd submit an offer) How to estimate your expenses (accurately) so you get the most cash flow possible  How much cash flow should you be making in 2026?  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1212 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

"Tyler Baron has a knee." It's time for a play-by-play breakdown of how a man who swallowed a Faberge egg had it travel through his system. Also, I know what the "external locus of control" is, but Zas doesn't, so can you tell him? Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's episode, Andy & DJ break down the fiery exchange between Piers Morgan and Nick Fuentes after Fuentes called Hitler "cool," the viral clip of Zohran Mamdani instructing illegal aliens on how to stand up to ICE agents, and Tim Pool's revelation that a gunman in a vehicle opened fire on his property in a disturbing late night incident.