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For twenty years, almost any property purchase has worked. Buy something, hold it, and the market bailed you out.That era is ending.In this episode, Tom Haigh shares a story close to home — a disciplined, decorated family man whose property decision felt right at the time, and cost him a decade of zero return. It's a mistake more common than most investors realise, and it rarely announces itself until years later.Tom breaks down why comfort and confidence are not the same thing, what the Newcastle Knights' extraordinary turnaround can teach property investors about preparation, and the five-step DRIVE framework Groundswell uses to make sure the purchase is the last decision made — not the first.If you're a business owner or investor using property to build long-term wealth, this episode will change how you weigh up your next move.Key takeaways:The market has quietly rewarded guesswork for two decades — that forgiveness is ending, and the cost of an under-researched decision is about to get much higher.Comfort and confidence aren't the same thing. Comfort is a feeling; confidence comes only from proper preparation.Even careful, successful people can make comfortable property decisions instead of precise ones — discipline in one area of life doesn't automatically transfer to property.A "fine at the time" purchase can sit flat for a decade — the real cost isn't just missed growth, it's the opportunity cost of everything that money could have done instead.The Newcastle Knights' turnaround is a useful model: role clarity, a calculated plan and attention to detail turn an average outcome into a genuinely strong one.Groundswell's DRIVE framework — Destination, Reality, Intelligence, Vehicle, Execution — deliberately treats the property purchase as the last decision, not the first.The upfront work that feels slow and unglamorous is actually the highest-leverage move an investor can make — it's the difference between a decision you're comfortable with today and one you're still proud of in ten years.Take Action Today:If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below.In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act.Book a complimentary clarity call Connect with host of The Australian Property Show - Tom HaighWe'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want.General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.
Our assistant producer, Jaime, has had birthday balloons in his studio for months now but this morning, they disappeared. Jaime has some questions for us to get to the bottom of who got rid of them...See omnystudio.com/listener for privacy information.
Our assistant producer, Jaime, has had birthday balloons in his studio for months now but this morning, they disappeared. Jaime has some questions for us to get to the bottom of who got rid of them...See omnystudio.com/listener for privacy information.
CRE Exchange: Commercial Real Estate, Property Valuations, Real Estate Analytics and Property Tax
Treasuries moved up, spreads continued to compress, and office financing costs kept improving; that's the Q2 2026 story in broad strokes, though the drama is in the details. In this episode of CRE Exchange, Cole Perry and Omar Eltorai sit down with Andrew Pabon, Altus Group's Director of Debt Advisory, to break down what the Q2 Debt Capital Markets Survey is showing. SOFR has effectively bottomed while five and ten-year Treasuries moved up 20 to 30 basis points, spread compression continued but fell short of fully offsetting those benchmark moves on fixed-rate products, and deal structuring conversations have fully repriced to a higher-for-longer world. The episode also covers a split signal in CMBS delinquency data, what the private credit stress story might mean for private CRE credit, and why office's improving financing picture comes with an important caveat.Key moments00:56 Market backdrop03:08 Q2 survey shift07:50 Rates and curve moves11:24 Spread compression15:26 Property type signals19:02 Banks and lender mix22:09 Post survey changes23:15 Credit stress readthrough26:15 Survey Invitation WrapResources mentionedAndrew Pabon - https://www.linkedin.com/in/andrew-pabon-15a6976/ Debt Capital Market Survey - https://www.altusgroup.com/featured-insights/cre-debt-capital-markets-survey-registration/
How do you make the jump from residential real estate into commercial real estate investing?In this presentation, Raphael Collazo, CCIM, breaks down the fundamentals of investing in commercial real estate during his featured presentation, “Big Money in Big Buildings,” at the Kentuckiana Real Estate Investors Association (KREIA) in Louisville, Kentucky.Whether you're considering your first commercial property or looking to scale into larger real estate investments, this presentation provides a practical overview of how commercial real estate works, how investors create value, and what to consider when evaluating a CRE opportunity.
Everyone's calling it a crash. Louis Christopher runs SQM Research, one of Australia's biggest property data houses, and he says that word is wrong. What we're in is the largest downturn in 10 to 15 years, but the one ingredient every genuine housing crash has ever needed is missing here. Louis breaks down where the market actually is, which cities are falling hardest, and which pockets are barely moving at all. We get into what the budget's tax changes are really doing to investor behaviour, why rents have stalled when everyone expected them to spike, and what he'd buy if he were putting money in today. WHAT YOU'LL GET OUT OF IT The difference between a correction and a crash, and why a 10% property fall hurts more than a 10% sharemarket fall Why Australia isn't set up for a US or Ireland style collapse The city by city forecasts for the rest of the year What happened to rents after the negative gearing changes, and why the answer is more concerning than it looks Which markets are holding up, and the ones carrying the most risk right now How long this downturn runs, and what the long term growth rate looks like from here Whether the 6.8% long term average still holds CHAPTERS 00:00 Intro 00:25 Where the property market actually is right now 02:24 Crash or correction, and why the difference matters 03:15 Why a 10% property fall hurts more than a 10% sharemarket fall 04:00 How APRA and the RBA really behave in a downturn 05:00 How long downturns last, and why this one is structural 06:30 What the budget tax changes did to the investor maths 08:45 The flow-on to the economy and state budgets 11:25 Rents went up $2 a week, and why that is the worrying part 13:00 Which suburbs are most exposed 16:18 Semi-rural and lifestyle property, and the risk nobody prices 18:09 Airbnb income and the wealth effect 19:00 The city by city forecasts 21:08 Adelaide and Perth 26:02 What actually drives values over the long term 28:37 How people are coping with record rents 30:17 Population growth and the 6.8% question 34:52 Where Louis put his own money Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. FREE 7-DAY MONEY CHALLENGES Pick one and see what changes in a week: https://pivotwealth.com.au/challenges/ WORK WITH US Book a no-strings call: https://www.pivotwealth.com.au/booking More about Pivot Wealth: https://www.pivotwealth.com.au BEN'S BOOKS Virgin Millionaire: https://amzn.to/3VFPPDM Replace Your Salary by Investing: https://amzn.to/3J9Ta8g Get Unstuck: https://amzn.to/3xo0MQG All books: https://www.pivotwealth.com.au/books FOLLOW Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney YouTube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ DISCLAIMER This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.
An expert believes some property investors are selling up ahead of the election. Data from property analysts Cotality NZ shows the proportion of properties resold for a gross profit has fallen to its lowest level in almost 14 years. The median length of time people are holding on to properties that sold for a profit hit record numbers, at almost 10 and a half years. Property Investors Federation Advocacy Director Matt Ball told Ryan Bridge there are fears of being taxed on inflation. He says some people are worried about the election and getting out ahead of time, while others are sitting tight and watching nervously. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Check the episode transcript hereABOUT SEAN POGGI Sean is the Asset Manager of Uptown Syndication. He graduated from the University of Oregon with a Bachelor of Science in Business Administration and brings over 14 years of leadership experience with Apple Inc. Sean has been actively investing in real estate since 2015, with experience managing both short-term and long-term rental properties, including out-of-state investments. As a passionate Project Manager and Entrepreneur, Sean is focused on driving operational efficiency, overseeing asset performance, and supporting the long-term success of each investment opportunity. ABOUT CHRIS SHEPARD Chris Shepard is an experienced real estate investor, property manager, and real estate agent. He owns property in multiple states and chooses to invest in Portland Oregon. He has completed multiple 1031 exchanges and cost segregations to maximize the tax benefits of investing in real property. Chris also holds the principal brokers' license for Uptown Properties LLC and is responsible for its real estate activities. On top of his state license, Chris holds a Certified Property Manager (CPM) designation from the Institute of Real Estate Management (IREM). He graduated with a Bachelor of Science in Business Finance at the University of Arizona. With his extensive background in deal analysis and negotiation, he provides incredible value to this company and its projects. THIS TOPIC IN A NUTSHELL: Understanding the Acquisition Stage in Multifamily Syndication How to Source Off-Market & Broker Relationships for Better Deals Building Credibility Through Track Record & Broker Trust The "Napkin Rule" for Quickly Evaluating Investment Opportunities Why Location Still Matters More Than Ever How to Underwrite Multifamily Deals Conservatively Balancing Value-Add Opportunities with Investment Risk Creating a CapEx Budget That Maximizes ROI Bridge Financing vs. Permanent Debt: Choosing the Right Leverage Planning an Effective Value-Add Strategy Before Closing What Happens During the Stabilization Phase Property Management Improvements That Increase Asset Value Cosmetic Renovations That Deliver the Highest Returns Managing Tenant Communication During Property Transitions How to Balance Occupancy, Rent Growth & Cash Flow Overcoming Operational Challenges During Stabilization Measuring Success: When Is a Property Truly Stabilized? The Importance of Communication Across Brokers, Contractors & Property Managers Setting Clear Goals, Timelines & Performance Benchmarks for Every Deal Executing a Value-Add Business Plan That Creates Long-Term Investor Returns KEY QUOTE: "A value-add plan creates the roadmap. Execution creates the returns." ABOUT THE WESTSIDE INVESTORS NETWORK The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication. The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com. We would like to thank our Sponsors: OffsitePros and MyMoneyWorksForMe #RealEstateInvesting #MultifamilyInvesting #RealEstateSyndication #ApartmentInvesting #PassiveInvesting #CommercialRealEstate #MultifamilySyndication #ValueAddInvesting #CashFlowInvesting #RealEstateEducation #InvestorEducation #PropertyManagement #ApartmentSyndication #RealEstatePodcast #PassiveIncome #FinancialFreedom #InvestmentStrategy #DealAnalysis #Underwriting #AssetManagement #CommercialProperty #RealEstateInvestor #SyndicationCycle #InvestmentOpportunities #WealthBuilding #PortfolioGrowth #CashFlow #RealEstateBusiness #RealEstateProfessionals #WINPodcast CONNECT WITH SEAN AND CHRIS: Sean's LinkedIn: https://www.linkedin.com/in/seanpoggi Email: syndication@uptownpm.com Website: https://www.uptownsyndication.com CONNECT WITH US For more information about investing with AJ and Chris: · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/ For information on Portland Property Management: · Uptown Properties | http://www.uptownpm.com · Youtube | @UptownProperties Westside Investors Network · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork · Tiktok| @WestsideInvestorsNetwork · Youtube | @WestsideInvestorsNetwork
A talk from the 2013 Mbird NYC Conference "Good News That Never Gets Old". Property of Mockingbird Ministries, all rights reserved (www.mbird.com).
What happens when you combine hands-on hotel experience, OTA expertise, hospitality technology, and a test-and-learn mindset? In this episode of The Modern Hotelier, David Millili sits down with Nick Farrell, Senior Vice President and Head of Sales at Phunware, to explore his journey from working on-property to Expedia and into the world of hospitality technology.Nick explains why hotels should embrace a test-and-learn mentality, how AI can turn guest data into actionable insights, and why technology should ultimately give hotel employees more time to focus on what matters most: creating meaningful human connections with guests.In this episode, you'll learn:What working at Expedia taught him about distribution, digital marketing, and demandWhy a test-and-learn mindset is critical for hotelsHow AI and guest intelligence can transform the hotel experienceThe opportunities hotels are missing between check-in and check-outHow AI Concierge technology can personalize recommendations for guestsIf you're interested in hotel technology, AI in hospitality, guest experience, hotel revenue, hospitality innovation, hotel distribution, ancillary revenue, and the future of the hotel industry, this episode is a must-watch.Watch the FULL EPISODE on YouTube: https://youtu.be/XXWIowhCp8Q Links:Nick on LinkedIn: https://www.linkedin.com/in/nfarrell1/Phunware Hospitality: https://www.phunware.com/For full show notes head to: https://themodernhotelier.com/episode/318Follow on LinkedIn: https://www.linkedin.com/company/the-..Join the conversation on today's episode on The Modern Hotelier LinkedIn pageConnect with Steve and David:Steve: https://www.linkedin.com/in/%F0%9F%8E...David: https://www.linkedin.com/in/david-mil.
Check Out Anthony's Property:https://www.airbnb.com/rooms/1622480558164730327?source_impression_id=p3_1786546585_P3c3N_35aQtonT3qWEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comSources:1) https://partner.expediagroup.com/en-us/resources/blog/top-of-search-top-of-mind-guide-to-vrbo-sponsored-listings2) https://www.bls.gov/news.release/cpi.nr0.htm3) https://news.airbnb.com/airbnb-q2-2026-financial-results/Chapters00:00 Intro01:54 Shout Out to Anthony Gira's Scottsdale Property04:07 Housing Market Peak and Regional Divergence08:13 Opportunities in Abilene and Emerging Markets13:04 Impact of AI Infrastructure on Real Estate Growth25:00 Verbo's New Pay-Per-Booking Listing Model37:11 Airbnb's Q2 Results and Market Demand42:03 Comparing Airbnb and VRBO Growth Strategies45:10 Future Opportunities in Short-Term Rentals and Advertising
Kinsella on Liberty Podcast: Episode 495. Lecture, "Rothbard's Revolutionary Contract Theory," "Liberté Tribute to Rothbard on his Centenary: Rothbard 100: A Legacy for Future Generations," Sociedad de la Libertad Latam (SdL) (a Latin American think tank based in Lima, Peru) and the 5th American Youth for Liberty Forum (Aug. 12, 2026, International Youth Day; via Youtube). Attendees included young people with a background in libertarian thought from Bolivia, Argentina, Peru, Chile, Uruguay, Paraguay, Colombia, Ecuador, Guatemala, and Mexico. The speech was my English language talk interspersed with a Spanish translation by the moderator, Rosa María Apaza, Presidente SDL LATAM. https://www.youtube.com/live/CwVbyai6es4?si=vnnBw4gMTW4oMTt3 The speech I read from is below, along with other information about this event. Related KOL493 | Rothbard's Greatest Hits: A Personal Mix Tape (Porto, Portugal) “The Title-Transfer Theory of Contract” A Libertarian Theory of Contract: Title Transfer, Binding Promises, and Inalienability, ch. 9 in Legal Foundations of a Free Society (Houston, Texas: Papinian Press, 2023) KOL225 | Reflections on the Theory of Contract (PFS 2017) KOL197 | Tom Woods Show: The Central Rothbard Contribution I Overlooked, and Why It Matters: The Rothbard-Evers Title-Transfer Theory of Contract KOL020 | “Libertarian Legal Theory: Property, Conflict, and Society: Lecture 3: Applications I: Legal Systems, Contract, Fraud” (Mises Academy, 2011) around Slide 16: slides here KOL146 | Interview of Williamson Evers on the Title-Transfer Theory of Contract https://www.instagram.com/reel/DbUXhjqqNwC/?igsh=MWxkMGg1YWd3ZzNreg== https://youtu.be/LSt3 Faltan 8 dias para disfrutar la ponencia de Stephan Kinsella en el Homenaje Liberté a Rothbard y el V Foro Americano Juventud en Libertad#DiaInternacionaldelaJuventud#12Ago Desde 10 am a 9 pm Perú via canal YT 36 speakers del continente VLLC! Tgs ONPE Alcaldia de Lima Corvetto pic.twitter.com/qTLmZDuMoL — SDLLATAM (@SDLPeru) August 5, 2026 https://www.youtube.com/live/CwVbyai6es4?si=Q70FouQ-TGBeovZI https://www.youtube.com/live/Ows6cjGVE8U?si=MjfnkVhOuXlrBzY3
First, we speak with The Indian Express' Siddharth Upasani about the Taxation and Other Laws (Amendment) Bill, 2026 which proposes that banks and payment system providers should be allowed to charge merchants a fee for certain UPI and RuPay debit card transactions.Next, we speak with The Indian Express' Pragynesh about a crime network that used fake documents and bank deals to target people looking to buy premium properties in Delhi. This case involves a man who scammed one of the biggest real estate companies in the capital using a Rs 200 crore property in the heart of the city. (15:30)Lastly, we give you an update on the August 4 incident involving an Air India flight that suddenly lost about 300 feet in altitude and injured 17 people. (25:06)Hosted by Niharika NandaProduced by Shashank Bhargava and Niharika NandaEdited and mixed by Suresh Pawar
The Michael Yardney Podcast | Property Investment, Success & Money
Commercial property is suddenly attracting a great deal more attention from investors. Following the recent Federal Budget changes, some residential property investors are looking at warehouses, offices and shops and wondering whether commercial property offers a safer tax environment, stronger cash flow and a better way forward. On the surface, the numbers can look very attractive, but by the end of this show, you're going to understand the real differences between commercial and residential property, the risks that most residential investors never see coming until it's too late, what's actually driving capital growth in commercial and industrial property right now, and most importantly, where commercial property fits, and doesn't fit, in your wealth creation journey. Today I'm joined by Brett Warren, National Director at Metropole and someone who's helped hundreds of investors work through exactly this decision. We unpack how recent tax changes are pushing some buyers toward higher-yield assets, but also why yield alone can be misleading. We explore the key differences between commercial and residential property, especially how leases, tenants, and business conditions shape performance. We discuss why industrial property is benefiting from e-commerce, logistics demand, and scarce well-located land. We finish by showing where commercial property fits in a broader wealth strategy, and why timing, structure, and risk management matter most. Takeaways • Commercial property can lift cash flow, but higher income usually comes with greater risk. • Residential property generally suits wealth accumulation through long-term capital growth first. • Commercial values depend heavily on rent, lease quality, and tenant strength. • Vacant commercial premises can reduce income and also drag down capital value. • Longer leases can provide certainty, but they also delay rent resets to market. • Many commercial tenants pay outgoings, which improves net income for owners. • Good commercial purchases often need larger deposits and stricter lending terms. • Specialised buildings can be harder to re-lease when a tenant moves out. • Industrial property is gaining momentum because warehousing demand keeps rising. • Strong due diligence matters because the tenant's business becomes part of your investment risk. Links and Resources: Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ · Win a hard copy of How To Grow A Multimillion-Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report. Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us. Brett Warren - National Director of Property at Metropole. Subscribe to Brett's weekly live property market update on YouTube, The Market Room. Get a bundle of free reports and eBooks: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:https://propertyupdate.com.auhttps://metropole.com.au
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
The Trick to Keeping Long-Term Tenants Tenant turnover can quietly become one of the biggest expenses in a rental property. Vacancy, repairs, repainting, cleaning, advertising, showings, and lost rent can quickly add up when tenants move every year. The good news is that tenant turnover is also one of the expenses landlords have the most control over. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby break down what actually keeps tenants in a rental property long term and why tenant retention can have such a major impact on profitability. The core idea is simple: If you buy the right property, attract the right tenant, price it fairly, and treat them well, there is a much greater chance they stay. And when they stay, your returns improve.
In this episode, I am joined again by Brad Harper as we answer some common questions about fall food plots and dive deeper into soil samples and Nutrient Deficiencies in common food plot plants. Stay tuned for Part #3 where Brad and Colin do a Deep dive on Agroforestry and its benefits for creating a highly attractive whitetail focused Property. https://www.harpergs.com/contacthttps://www.legendaryhabitat.com/
Dave Gow from Strong Money Australia is back, this time for a two-part series. Part one goes right back to the start: the toxic workplace that lit the fire, the property portfolio he spent years building, and the moment he ran the numbers and realised the strategy he loved would keep him working for another decade. Ana and Dave also get into why "sacrifice" is the wrong word for any of this.In this episode we'll discuss:
Real Estate Investing Morning Show ( REI Investment in Canada )
The Trick to Keeping Long-Term Tenants Tenant turnover can quietly become one of the biggest expenses in a rental property. Vacancy, repairs, repainting, cleaning, advertising, showings, and lost rent can quickly add up when tenants move every year. The good news is that tenant turnover is also one of the expenses landlords have the most control over. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby break down what actually keeps tenants in a rental property long term and why tenant retention can have such a major impact on profitability. The core idea is simple: If you buy the right property, attract the right tenant, price it fairly, and treat them well, there is a much greater chance they stay. And when they stay, your returns improve.
Property investor, entrepreneur and fellow podcast host!
Justin Robbins got into real estate investing almost by accident. Before he even knew what house hacking was, he was doing it with his primary residence. That experience eventually led him to buy his first rental property because he liked the idea of mailbox money and earning a few hundred dollars a month in extra income.On this episode, Justin shares how he went from that first property to building his rental portfolio. We break down how he financed his purchases, where he found the money for his down payments, the types of neighborhoods he targets, and the properties that have produced the best results for him.We also take a detailed look at one of Justin's recent deals. The monthly cash flow is thin, but Justin only had to come up with about $500 out of pocket to buy the property. We run through the numbers, look at the financing, and discuss whether a rental with limited cash flow can still be a good investment when there's almost no money invested in the deal.https://rentalincomepodcast.com/episode586Thanks To Our Sponsors:Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.
Target Market Insights: Multifamily Real Estate Marketing Tips
Richard McGirr is the co-founder of Property Llama and Property Llama Capital, an income focused fund of funds sponsor that helps accredited investors turn underperforming real estate equity into passively managed, cash flowing investments. He also hosts Unlimited Capital on the Best Ever CRE network, where he covers capital raising, fund operations, and the business of building investment platforms. A lifelong entrepreneur, Richard started his first company in college and later spent eight years in China building a software engineering services firm to more than 85 employees. Wanting assets that worked for him instead of headcount, he moved into single family rentals and eventually partnered with Chris Lopez to launch Property Llama. Today his firm invests exclusively in debt funds, using a fund of funds structure to convert idle equity into contractual monthly income. Richard McGirr joins John to explain why so many long-term single family landlords are sitting on millions in equity while earning almost nothing in cash flow. Using data from roughly 6,000 rentals inside the Property Llama platform, where the average return is negative 1% cash on cash, Richard breaks down how a decade of appreciation and debt paydown quietly eroded return on equity. From there, the conversation turns to debt funds. Richard explains how hard money lending to flippers works, why six month loan terms and LTV cushions change the risk profile, and where the real danger sits. He also walks through the fund of funds structure behind Property Llama Capital, the fee discount he negotiated by committing scale, and the operational audit he runs on any lender before placing a dollar with them. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Re-underwrite your rentals at today's values, not your purchase price Track return on equity, not just cash flow, as debt gets paid down Debt funds pay contractual cash flow from day one, backed by an LTV cushion Shorter loan terms shrink the window for things to go wrong Fraud, not default, is the risk that wipes out lenders Diversify across a loan pool instead of funding one deal at a time Topics From Software Founder to Real Estate Investor Built a software engineering services firm in China to over 85 employees Left a headcount driven business in search of cash flowing assets Partnered with Chris Lopez by adding value to an already established operator Why the Average Single Family Rental Returns Negative 1% Roughly 6,000 rentals in the Property Llama system average negative 1% cash on cash Rents are flat or falling while insurance, vacancy, and CapEx climb Richard's own Colorado Springs rent fell about 30% after a supply wave The Return on Equity Problem The education industry teaches investors how to buy, not how to reassess what they own A property bought at a 7 cap can become a 3.5 cap when values outpace rents 80% LTV becomes 20% LTV, and returns slide from the high teens into single digits The Equity Rich, Income Poor Landlord Typical client holds 3 to 8 rentals with several million in equity near retirement Most target $10,000 to $20,000 a month and sit closer to $3,000 Cash out refinances no longer close the gap at current rates Debt Funds 101 A pool of performing loans secured by title on real property Hard money lenders fund flippers who need high LTV and five day closings Fully loaded returns run 15% to 18% including origination Why Hard Money Risk Is Structurally Lower Six month terms limit what can go wrong versus a ten year horizon A 25% LTV cushion rarely erodes inside six months Single family homes are the easiest real estate asset to liquidate Fund Investing vs. Lending on Your Own Private lending demands underwriting, fast closings, draw management, and workouts A single Denver flip loan can require $1.3 million of capital $100,000 into a fund buys a slice of 50 loans instead of one Lending Is a Real Operating Business Lenders run origination, marketing, servicing, and accounting departments On a 50 loan book, roughly 8% pays off every month and must be replaced Richard's largest lender partner employs 40 people Building the Fund of Funds Model Property Llama Capital launched asset light and headcount light by design Raising capital for another sponsor's deal without a license is a serious violation Committing $5 million earned a 30% fee discount, split evenly with LPs How Richard Audits a Lender Request written credit box, servicing, and draw processes Sample 20% of the loan tape and match a document to every step Verify title at the county and confirm payoff wires in the bank account
On this podcast listen to Jerry find, call, offer and negotiate with an agent on a bank owned property.With over 500,000 subscribers, this is the #1 channel on YouTube for all things wholesaling and flipping. SUBSCRIBE NOW! https://www.youtube.com/@FlippingMastery Podcast fan? Listen to your favorite Flipping Mastery TV videos on your favorite podcast platform! http://FlippingMasteryPodcast.com Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate. **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.comGet Access to Unlimited Free Property Searches and Downloads: https://flippingmastery.com/propwireWholesaling & House Flipping Software: https://flippingmastery.com/flipsterpodMake $10,000 Finding Deals: https://flippingmastery.com/10kpodGet 100% funding for your deals: https://flippingmastery.com/fspodMentoring Program: https://flippingmastery.com/ftpodFREE 8 Week Training Program: https://flippingmastery.com/8wpodGet Paid $8700 To Find Vacant Lots For Jerry: https://flippingmastery.com/lfpodFREE 30 Day Quickstart Kit https://flippingmastery.com/qkpodFREE Virtual Wholesaling Kit: https://flippingmastery.com/vfpodFREE On-Market Deal Finder Tool: https://flippingmastery.com/dcpodFREE Wholesaler Contracts: https://flippingmastery.com/wcpodFREE Comp Tool: https://flippingmastery.com/compodFREE Funding Kit: https://flippingmastery.com/fkpodFREE Agent Offer Sheet & Scripts: https://flippingmastery.com/aspodFREE Cash Buyer Scripts: https://flippingmastery.com/cbspodFREE Best Selling Wholesaling Ebook: https://flippingmastery.com/ebookpodFREE Best Selling Fix and Flip Ebook: https://flippingmastery.com/ebpodFREE Rehab Checklist: https://flippingmastery.com/rehabpod LET'S CONNECT! FACEBOOK http://www.Facebook.com/flippingmastery INSTAGRAM http://www.instagram.com/flippingmastery
EPISODE DESCRIPTION In this episode, host Steve Tinnelly sits down with Ramona Acosta to discuss CAM University, a professional training and development program that guides community managers from obtaining their CMCA certification to maintaining it. CAM University leverages Tinnelly Law Group's legal and industry expertise in HOA Law to provide this one-of-a-kind program was designed with the MANAGER in mind. KEY POINTS First California edition of a prerequisite course that complies with state certification requirements Approved by CAMICB as a prerequisite course for the CMCA designation California education + national certification = personalized learning on topics like: Budgets and reserves Governance and legal issues HR management Meetings and operations Property maintenance Ethics and more Approved alternative to CAI's M100 California Edition Earn your CMCA with California based instruction in less time and at a lower cost Pass your exam with CMCA Study Group Maintain your CMCA with over 27 hours of on-demand CEUs Explore the CAM University virtual campus here: camuniversity.org ABOUT OUR GUESTS Steven J. Tinnelly, Esq. is the Managing Partner of Tinnelly Law Group. He is known for his exceptional writing, analytical and negotiation skills, and providing general counsel representation to many of the firm's larger HOA clients throughout the state. Mr. Tinnelly is very active within the community association industry and devotes a substantial amount of time to educating homeowners and industry professionals about the legal issues affecting California community associations. Read more Ramona Acosta, PCAM is the Director of Operations & Business Development for Tinnelly Law Group. Ms. Acosta directs and manages the firm's business development, marketing, public relations, and client relationship management efforts. Her success as a community manager and management company executive, coupled with her extensive knowledge of the California laws pertaining to HOAs, provides significant value to our clients and the professionals who manage them. Read more
Greg Kelly gives a critical analysis of Hunter Biden's recent podcast appearance with Tucker Carlson. Greg and guest investigator Garrett Ziegler dispute claims regarding the Biden family's wealth, arguing that their fortune was built through real estate schemes and foreign influence rather than traditional investments. The discussion specifically targets the legitimacy of the Hunter Biden laptop, dismissing Hunter's claims of memory loss and Russian disinformation as sophistry. Beyond the Biden family, the source touches on Wisconsin primary elections and legal controversies surrounding Bill Stevenson, the former husband of Jill Biden.
A 25-year-old and a 65-year-old shouldn't buy the same property. But some Kiwis never change their strategy as they get older. So what should you actually be buying at each stage of life?In this episode, Ed and Andrew walk through the right property play for every decade, from your 20s to your 70s.You'll learn:Why your age and time horizon should shape what you buyThe shift from chasing growth to chasing cashflow, and when to make itThe decade where lifestyle creep quietly costs you the mostThese are guides, not rules ... but knowing your stage could change your very next purchase.Book a meeting to start your path to financial freedom with a detailed financial plan for $0.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Interest-only or principal and interest? The choice could affect your repayments, borrowing power, and ability to buy your next property, with the "right" loan depending on the strategy behind your portfolio. On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial tackle one of the biggest finance decisions facing property investors: interest-only or principal and interest? The pair compare the two types of loans, looking beyond the headline interest rate to the impact each option can have on cash flow, debt reduction, and portfolio growth. They also examine borrowing capacity, including why some lenders treat interest-only debt differently and how the right loan structure could potentially give investors more room to acquire additional properties. The conversation then turns to loan-to-value ratio (LVR), refinancing, and equity, including situations where paying down debt faster can strengthen an investor's position and when preserving cash flow may make more strategic sense. Paliwal and Fouracre also explore the longer-term impact of inflation on debt and why investors need to consider their broader portfolio strategy rather than automatically choosing one loan structure over the other.
Is the Australian property boom officially over, or is this the ultimate buying opportunity for long-term investors? Welcome back to Pumped on Property. In this August 2026 Australian Property Market Update, Ben and Simon share a critical breakdown of what is happening across the country right now. We are currently seeing the largest national property price correction since late 2022, with dwelling values sliding 0.7% over the last month alone. This downturn is no longer just a Sydney and Melbourne story - the weakness has officially spread into previously resilient markets like Brisbane (-0.6%) and Adelaide (-0.2%). In this video, Ben and Simon break down the data behind the headlines, covering the impact of the three RBA interest rate hikes this year, the ongoing fallout from the federal budget's investor tax rule changes, and why rental markets remain historically tight despite falling asset prices. Whether you want to buy your next investment property or build your wealth through high-quality real estate, this video will give you the clarity you need to move forward safely.
Keith explains why achieving scale rather than simply earning more is the key to long-term financial freedom and how income property uniquely delivers multiple forms of leverage. He breaks down 25 years of inflation data to reveal which everyday costs have most outpaced wages and what that means for the real purchasing power of the dollar. Keith also explains why markets like Memphis—combining strong cash flow fundamentals with a massive new AI infrastructure build-out—are positioned as compelling targets for long-term real estate investors. Episode Page: GetRichEducation.com/618 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host Keith Weinhold. When I talk to a 25-year-old, it's an epiphany. When I tell them that they need this one thing that they're lacking, then some fascinating takeaways about the 93% inflation we've experienced in the past 25 years, and what you can do about it today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again, that's September 30th. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth. Speaker 1 1:33 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 1:49 Welcome to GRE from Livonia, Michigan, to Laconia, New Hampshire, and across 188 nations worldwide. You are listening to Get Rich Education. I'm your host, Keith Weinhold, heading up this slackjaw operation for another wealth-building week. But at least I'm just a slackjaw. If this slackjaw gets lockjaw, it would probably end the show. Now I've got to tell you, when I meet a 25-year-old, I soon tend to learn about their job because it takes a lot of their time, even if I don't ask them about it, and I find out that a 25-year-old is usually an employee of some sort. They're working for somebody else, depending on our conversational flow. I ask that person this question: Have you considered adding scale to your life? And they usually don't know what I mean. I ask that question because, sadly, today it's less common to live an economically vibrant life if you have a quote normal job like a teacher, engineer, retail manager, app developer, or other normal jobs like a firefighter, truck driver, physical therapist, or social media manager, that is not going to lead to an economically vibrant life with options and freedom. I mean, you used to be able to raise a family of four in New York City. That opportunity is just gone for anyone under a certain age. Well, what about say doctors, corporate executives, and attorneys, including some people that might be older than 25. I mean, professions like this can still pay exceptionally well. But even white-collar careers now have AI breathing down their necks. AI is drafting briefs, reading scans, and virtually attending meetings without pretending to enjoy them. Okay, well, what about the outcome for a 25-year-old that's gone along with the somewhat more nascent trend of rising AI sheltered trades like plumbing, electrical, HVAC, welding, carpentry, equipment repair, and these other types of jobs where ChatGPT can't crawl beneath your sink. Look, here's the thing: it doesn't matter whether you wear scrubs, a suit, or a tool belt. Employment has one stubborn limitation: even if you grind hard, even if your body holds up, even if promotions help you climb to the top of the corporate ladder, when you stop working, the income stops. That's the big problem, and yet people keep designing their life this way, employees lack scale. Now, what is scale? Scale is your ability to increase your wealth or income without increasing your personal time and effort at the same rate. Now, employees can find just a little scale. 401k contributions can compound for decades, sometimes with an employer match. Some employees receive stock compensation or bonuses, but employees generally sell one unit at a time. That unit is an hour. They're selling their hours for dollars, and here scale is limited, if not impossible. Real estate investors can stack several forms of scale simultaneously, and remarkably, doing it takes zero certification, zero qualification, no license, and no permission slip from the dean. Keith Weinhold 6:05 The first way real estate investors have scale is through something that you already know so well: real estate pays five ways, leverage appreciation, 10 funded income, loan amortization, tax benefits on the entire asset, and inflation profiting on the bank's loan. Secondly, as a real estate investor, you have scale through operational leverage. Property managers, leasing agents, contractors, lenders, insurers, and software all allow just one investor, you, to control multiple properties. You don't personally collect every rent payment or replace every water heater. I mean, sheesh, that could be a plumbing career with less sleep. And this is all tenant funded. Thirdly, real estate investors have geographic leverage. An individual investor living in Los Angeles can own property in Atlanta, Tulsa, Cleveland, and Belize. Physical location does not limit where your capital works. Your body can only work in one city. Your capital can work the night shift in five. The fourth way real estate investors have scale is with replication. Once you learn how to buy and own one suitable rental, the process can be repeated. You buy, stabilize, finance, rent, and repeat. See, the first property is the hardest, and then your second property does not require learning an entirely new profession. It can be replicated. To review what you've learned so far, those are four dimensions where real estate investors achieve scale through real estate pays five ways: operational leverage, geographic leverage, and replication. Here's the important distinction: employees often mistake earning more with achieving scale. Keith Weinhold 8:16 A surgeon making $900,000 a year earns a nice income, but see that surgeon has limited scale if the income stops when the surgeon stops working. But an investor earning just $150,000 from a portfolio possesses more scale because dozens of tenants, properties, loans, and operating systems continue functioning without your one-for-one labor. That's the distinction. That's why the $150K investor might or might not be living a better life than the 900K surgeon now, but they are set up to live a better life than the surgeon in the future. Now, your employer, the person who hires you, has scale with their many employees. But if you're an employee, you probably don't have scale. You cannot save your way to scale either. That's just stored labor. Savings become scalable only when you convert them into productive assets. Income is how much money comes in. Scale is how little your personal time needs to increase for more money to come in. You can work 20% more hours, but you cannot sustainably work 10 times more hours. Capital can be deployed across 10 assets without requiring 10 times more personal effort. And you know, once I realized this, at a certain point in my life, I was motivated to obtain loans for rental. This helped me scale and own more, replacing my active income with mostly passive income sooner. All right, so what should you do when you have this epiphany? It doesn't mean you should flip over the stupid copier machine as you storm out of work today and announce that you are now a real estate magnet. Not right away, at least employment that can be your launchpad, just like it was for me when I was a humble construction materials inspector for the state DOT. A job does provide you with some benefits like short-term advantages, seed capital, mortgage qualification. Keith Weinhold 10:45 I'm talking about health insurance and some steady cash flow, and even some skills. But the mistake, whether you are aged 25 or 55, is allowing employment to remain the only economic engine for your entire life. Your job can fund your future, but having just one single linear income source that should not be your entire future. But you know, some people just stay on lazy cruise control at a slow speed and let their life unfurl that way. Others, you know, they merely haven't been exposed to thinking this way, and fortunately, now you have been. Really, the bottom line here is that labor won't scale; capital does scale; it compounds, and few, if any, investments offer more dimensions of scale than real estate. And you also get all kinds of other ancillary benefits by gradually tilting away from active income and toward passive income. Because increasingly, when it comes to taxes, you're going to pay lower capital gains tax rates instead of the higher ordinary income rates. The sooner you optimize this and get into as many properties as you can, you're also going to gain the ability to borrow against your assets tax-free, and so much more. Scale or fail-that's the lesson here, and most people fear change. It's why they stay stuck in relationships longer than they should, and why they stay stuck in jobs longer than they should. They keep settling for a B plus life. Don't settle for a B plus life. This is something that NYU professor Susie Welsh talks about: If you have a D life, oh, everything is lousy. You don't live where you want to live. You don't have reliable transportation. You don't have friends, and you're so very motivated to change that. If you have an A plus life, you've got it all. You get to do what you want to do, who you want to do it with, and you're tremendously incentivized to keep that. But having a B plus life like so many do, and being stuck in it, that is the most dangerous place to be. You could tread water for years and stay stuck in a life that you know you're not fully satisfied with, but it isn't so terrible that you feel compelled to change it. So the people that grow wealth know it means that sometimes you have to give up the good to have the great, and the K-shaped economic divergence that we've had in the past five years. This is really bringing things to a head, so get scale. Keith Weinhold 13:43 Scale is the difference between grasping the financial abundance that's available to move you toward that A plus life, or staying on the treadmill, stuck and struggling. Two different people living a B plus life, you know, they have the same starting point, and making a plan is your difference maker. We help you with that here. If you're ready to add real estate scale to your financial life, drop a quick email to GRE Investment Coach Naresh for a complimentary strategy session at Naresh at getricheducation.com. You don't need any qualifications. It can take as little as a 20% down payment on a 200k to 400k rental property, and we have access so that you can buy directly from the builders and get a mortgage rate in the fives. And we are chasing the next hot thing here. Last week we discussed co-living on the show. We waited until that strategy was proven. I like strategies that have had some contact with reality. AI can compose a song, or summarize a meeting, or fabricate a photo of some. Wacky like Abraham Lincoln riding a dolphin, but it still cannot download an affordable bedroom, affordable housing. You're scaling into something sustainable that has a future and can't be easily disrupted by AI. Scale or fail. Stop settling for the B plus life. We can help right now at this moment. Drop a quick email to naresh@getricheducation.com. I should spell that out for you. It's n a r e s h@getricheducation.com. Keith Weinhold 15:36 More straight ahead. I'm Keith Weinhold. You're listening to Get Rich education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com. Keith Weinhold 16:13 Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure: I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866. Chris Martenson 17:17 This is Peak Prosperity's Chris Martenson. Listen to Get rich education with Keith Weinhold, and don't quit your daydream. Keith Weinhold 17:33 Welcome back to Get Rich Education. I'm your host Keith Weinhold. Having residual income from real estate, it can make you more comfortable for sure, but for me, I like to primarily use it to buy back my time. I'll tell you how I just did this. It's a small thing, a small win. It is time for my car's annual routine maintenance. Boring. I really don't want to lose my time dropping it off at the dealership in the morning and then picking it up again. Those two boring round trips don't add anything to my life. But the dealership had the option of, for just 100 bucks, picking it up for me and dropping it off for me at the end of the day. Oh well, that is an opportunity for me to buy some time, so that's why I did that. Now, when it comes to flying, sometimes I fly coach and sometimes first class. I just booked a flight and I refused to pay six times as much for first class. It just wasn't really worth it this time because the experience isn't that much better, and it sure doesn't save me any time. I tend to do that if the price is just 3x more, so I'll pay to save time, but not always to borrow a wider seat for five hours. And you and I both make hundreds of time versus money decisions every day, most of them small. Keith Weinhold 19:04 With the more residual income you have, you're gonna make better decisions where you can choose the time over the money. One thing's for sure: whatever we're doing with our money, and that is that our dollar does not go as far as it used to. Let's look at inflation during the first 25 years of this century. This is really interesting. We're going to see how the cost of goods and services has changed from 2000 to the end of 2025 on some select categories that you spend on, and then I've got some mind-bending takeaways for you once I describe this chart, and this is the same chart that I sent to you last Thursday. If you are one of my newsletter readers, but I can open up and talk about it more here than I can in the newsletter because I keep that short. Overall inflation is about. 93% during this time period. 93% over these 25 years. Now, here are the items that rose less than that much, meaning that they became then more affordable over this span. What fell the most is the price of televisions down more than 90% in the first 25 years of this century? Toys down 74% Computer software down 73% Cell phones down 44% By the way, this all uses the government's CPI inflation rate, clothing up just one and a half percent, and even though it's up, that's still more affordable because it's up less than the overall 93% CPI inflation rate over this span. Household furnishings up 21% and finally new cars up 26% So all those items became more affordable because they rose less than the general rate of inflation. All right, moving on up. Now we're going to go above the line. Items above the 93% overall inflation rate, food and beverages were up 106% housing up 111% average hourly wages up 131% All right, let's pause. Yes, wages then outpacing 93% inflation. but of course, since that 93% uses the government CPI, well, that's pretty understated. Probably, you know, the true dispersing power of the dollar is probably more than 93% So it's debatable about whether there are real wage gains from 2000 to the end of 2025, medical care services up 147% Next in the category that has become less affordable is childcare, up 159% And as I'm naming these, there are some common threads here where I think you're going to have a few epiphanies when I point them out. College textbooks up 177%. Sheesh, what a scam! College tuition and fees up 197%, and finally the major category that became less affordable here at the top is the worst of all: hospital services. They have soared the most, up over 281% All right, there they are. Keith Weinhold 22:57 And what takeaways do we have here? The items that became less affordable tend to be where the government either provides subsidies or they heavily regulate and mandate the product or service, like education, child care, and medical care. The categories that have become more affordable-that's where there is little or minimal government intervention, like clothing and technology. The lesson is that free market competition kept prices low, and some of these categories that became more affordable-you know-they would have become even more affordable than that if it weren't for profligate dollar printing, sadly, the items that have become less affordable-and this could really upset you-the items whose price increases exceed the overall rate of inflation, like medical care and housing, these are life's necessities. They are not once the stuff you need most got harder to obtain, healthcare is the ultimate example of this. It's sad to say, but you'll either pay the fee or you'll die, and the price reflects this. With hospital services up 281% outpacing the overall rate of inflation by about 3x. Also, items that have become more affordable, they are then generally the more discretionary purchases like furnishings, toys, and televisions. You can live without that stuff. Items that have become less affordable. They also tend to be more in-sourced activity, while those more affordable are outsourced, like to China. If you've noticed the trend, then anything involving people in the United States will be expensive, like child. Care and medical care. It involves people in the United States, and then it just gets more and more expensive. And this is also why service prices increase more and goods prices increase less. People are expensive. Keith Weinhold 25:18 Microchips don't ask for dental insurance, and microchips don't file sexual harassment lawsuits. Overall, inflation was just 2.66% per year during this time period. But when it's compounded for this long, that's how it got to 93% cumulatively. But of course, inflation is higher than this 2.66 rate here in the late 2020s, and inflation is poised to rise even more than the level that it's at now. The war in Iran has pushed up energy prices 24% and these costs seep into almost everything, all right. But you're probably aware of this already, so I'm not going to discuss it much more because I discussed that before, like on episode 606, nearly two months ago when I called it our most important message in years, all right. But few seem to understand that this is just one part of a new inflation triple whammy. First, you've got spiking energy prices, like I mentioned. Second, more U.S. tariffs, and third, you've got mushrooming AI spending, and as a result of all this, this new inflation triple whammy that most people aren't aware of, this has pushed up bond yields to their highest point since 2007, and pressure is mounting for the Fed to jack up rates. Mortgage rates are soaring right along with them, and they are now near 7% Could mortgage rates reach 8% This is a real question now. The bottom line here is that inflation made the dollar lose nearly half its purchasing power in the first quarter century. Real asset owners will win, especially leveraged income property owners. This raises the property's replacement costs, spikes rents, and erodes your mortgage's real burden. Nearly everyone else is going to lose, and I don't want to lose a learning moment for you here. Bond yields-they are closely tied to what future mortgage rates are going to be. It's not about what the Fed does, and this is not as esoteric as some people think. This correlation between inflation, bond yields, and mortgage rates. Bonds pay a fixed interest rate long term. Keith Weinhold 28:01 For example, the 10-year Treasury bond right now pays about 4.7% each year for the next 10 years. That's what that means. Now, would you lock in your investment for 10 years in order to get a 4.7% return? Well, if you were a conservative investor, maybe you would if you knew that inflation was only going to be 2% because then you'd be making about a 2.7% real return on your investment each year risk free. But if you expect inflation was going to be 5% over the next 10 years, oh well, then locking in a return of 4.7% means that you would lose real purchasing power every year. Investors don't want to lose money, so if investors expect that inflation is going to be higher, they will only buy bonds if they're paying higher amounts. And the bond market is telling us that as of today, investors expect at least 4.7% inflation over the next 10 years. If things change and they expect inflation to be higher than that, well, then bond yields will go up. If they expect inflation to decrease, for example, from a recession, bond yields will go down. So therefore, Treasury bonds are a true representation of investor inflation expectations and the movement of that bond yield-that is the number one factor that moves mortgage rates in that same direction. There's your explanation. That wasn't so hard. The market does not believe we're going to escape the Middle East war without substantial inflation or energy supply chain issues. That's what that means. Now, what else is going on in this era is the continuation of a reduction in the volume. Of housing transactions, fewer deals are happening. It had its recent peak of 6 million existing homes changing hands back in 2021. In 2022, it was 5 million, and it's been about 4 million transactions every year since. Now, as far as investor activity, just looking at that, for big investors, activity that's been sideways to a little down these past few years. But let's look at ourselves for smaller investors, mom and pop types, defined as those doing 10 or fewer deals per year, which probably includes you. You know, each of the past three years, activity has been up for smaller investors like you. You have gradually been purchasing more property, and this is as reported by realtor.com. Okay, what are the reasons for this? Keith Weinhold 30:55 Well, back during the pandemic, you had to compete with owner-occupied buyers, that's when open house lines stretch down the block, and today there are fewer bidders in the room, and small investors are buying because builders are buying down your mortgage rate for you. That's another reason, and the source analysis it found that investors are sticking to affordable Midwest and Sun Belt markets that have strong rental demand. In fact, they're buying at least one out of every five homes in Memphis, Kansas City, St. Louis, Birmingham, and Oklahoma City. Real estate providers know that some prospective owner-occupant homeowners and even some investors-they won't buy anything at today's market mortgage rates, even though you and I know that these rates are historically normal. But providers-they need to stay in business. They need to keep turning things over. They need to sell property. They need to keep their people busy. They're not running museums here, so they're making sure that mortgage rate buydowns happen. And one of the most lucrative sources that I know about for investors is Mid South Homebuyers because they have investment property where the numbers work in Tennessee, Arkansas, and Texas with mortgage rates in the fives and a conventional loan with 25% down. A lot of their income properties cost under 200k, and these are quality homes in decent neighborhoods. I've physically walked inside many of them myself, not by drone, not with a virtual tour, not by AI, and not through some glossy brochure with suspiciously perfect lighting. The reason I'm telling you about this now is that this mortgage rate is one part of their limited triple five program. Here's what else we get as investors: a mortgage rate near 5% like I mentioned, and a 5% property management fee for five years. Though leverage has its benefits, if you decide to pay all cash instead, they provide you with the 5% property management for life, even if you finance later. I think they call that their forever five. Frankly, it's just amazing how many investors rave about the quality of their rehabs and say that their property management never seems to mess up in this industry. I mean, that is about as common as a calm political debate, or perhaps an airline actually improving legroom, and I have helped recommend Mid Health Homebuyers to our listeners for over 11 years. I know some followers that have looked at their available properties and scooped up three properties on one phone call. In fact, where they're based and have a lot of their available properties, Memphis. You know, Memphis has a story where I don't know if any other market in America can tell it right now. Do you know what's happening? Memphis is developing into having both the new brains and the brawn behind AI, and you got more smart money moving there now. Memphis is now home to the world's largest AI supercomputer. It's XAI's Colossus. It's now part of SpaceX. It's the biggest single-site AI facility on the entire planet. Anthropic is paying over a billion dollars a month to run Claude on it. Google just signed a deal worth up to 30 billion starting october 1, and I look forward to announcing that I have got a live event that I am co-hosting for you the day before this happens on september 30. Keith Weinhold 34:56 So yes, that's the night before Google's money starts flowing. Into Memphis in one year, XAI became the second largest taxpayer in Memphis after FedEx, and the city has committed 25% of the property tax revenue from those sites to infrastructure in the surrounding neighborhoods. And when you add in FedEx, because Memphis already moves more physical goods than anywhere else in the country, you can see how Memphis is increasingly becoming the brains of the digital economy, while it's already been the brawn of the physical one. In every other market, you know they showcase things like their population growth and the rent-to-price ratios, and those attributes certainly matter, but now the fact that perhaps the biggest infrastructure story in America is happening in the most affordable major cash flow market—I mean, this is something that almost nobody has connected the dots on. So join me and my two co-hosts that lead Mid South Home Buyers. Keith Weinhold 36:01 We're going to discuss market fundamentals, the AI build out, what it means for jobs, rent in neighborhoods over the next decade, and then a heavy live Q and A on Mid South. You're invited to join me. This is happening again on Wednesday, September 30th. It's at 8p.m. Eastern. Yes, you will have me live. Sign up at getricheducation.com/midsouth. It's a special event as Memphis is positioning to become both the brawn and brains of AI and a property provider that already makes a lot of sense for investors. Save your spot at getricheducation.com/midsouth. Until next week, I'm your host Keith Weinhold. Don't quit your daydream. Speaker 2 36:54 Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 37:22 The pre- program was brought to you by your home for wealth building, getricheducation.com
Property management accounting problems rarely announce themselves. They build quietly, through reconciliation shortcuts, commingled funds, and data spread across systems that were never designed to talk to each other. By the time the damage shows up in a report, the decisions based on bad numbers have already been made. In this episode, Mo Hussein, CEO of Balanced Asset Solutions, breaks down why property management accounting systems break as portfolios grow, what bad data is actually costing operators, and how the next generation of AI tools is changing what oversight looks like at scale. About Mo Hussein Mo Hussein is the CEO and founder of Balanced Asset Solutions, a CPA-led consulting firm specializing in property management accounting, software optimization, and operational performance. Before founding BAS, Mo held roles at AppFolio and Yardi, giving him a front-row view of how these systems are built, where they get misused, and what breaks when operators scale without the right controls. He is also building PropStrata, an AI-powered platform designed to sit on top of property management systems and unify data, automate workflows, and surface operational bottlenecks across the tools operators are already using. What We Cover in This Episode Why property management accounting breaks as portfolios grow The difference between a system of record and a system of action Why AppFolio, Yardi, and RealPage are built differently than QuickBooks and when each is appropriate What "source of truth" means in property management and why most operators get it wrong Why operating off bank accounts or Excel instead of your PM software creates serious risk How commingled funds and weak accounting controls open the door to embezzlement Trust accounting compliance requirements and the regulatory exposure of getting it wrong What legacy property management software does well and where AI is creating the gap How PropStrata is building a layer that sits above systems of record to standardize data and automate repetitive workflows Why verticalized AI built for real estate will outperform general AI tools in this space What automating the eviction dossier process looks like at 1,000 units What property management operations could look like in three to five years Key Insight Mo makes a point that most operators don't want to hear: embezzlement in property management is more common than people think, and weak accounting controls are the reason. When funds get commingled, reconciliations get skipped, and permissions aren't set correctly, the exposure isn't just financial sloppiness. It's a direct invitation to fraud. Proper trust accounting guardrails in platforms like AppFolio and Yardi aren't just good practice. In states like California, they're a regulatory requirement, and operating outside them can cost you your broker license. Why This Episode Matters If your reports can't explain what caused a change in performance, you are making decisions with incomplete information. Mo's framework for treating your property management software as the actual source of truth for every operational and financial decision is one of the clearest articulations of this problem we've had on the show. If you're growing a portfolio and still reconciling in Excel or running financials out of QuickBooks, this episode is a direct challenge to how you're operating. Find Out More Website: https://www.balancedassetsolutions.com PropStrata: https://www.propstrata.com LinkedIn: https://www.linkedin.com/in/mohamedyhussein/ Instagram: @balancedassetsolutions Facebook: https://www.facebook.com/people/Balanced-Asset-Solutions/100072508757757/ Sponsors Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com
The Michael Yardney Podcast | Property Investment, Success & Money
Is now the right time to invest in property… or should you wait? Everyone wants to buy at the bottom and sell at the top. But what if trying to time the market is actually sabotaging your wealth? Today I'm joined by Joseph Ballota to discuss whether timing the property market is a good idea. And by the end of this episode, you'll understand why long-term investors don't try to pick the cycle… they build wealth across multiple cycles. Joseph and I discuss why trying to time property markets usually backfires, especially when headlines are loud and confidence is shaky. We unpack how property moves in cycles, and why short-term fear can distract investors from long-term wealth creation. I share why there's rarely a perfect time to buy, and why being financially ready matters more than waiting for ideal conditions. We look at how different markets and suburbs behave differently, even when the broader market looks weak. I also explain why quality assets, strong fundamentals, and patience matter far more than chasing the exact bottom of the cycle. Takeaways • Property markets move in cycles, so short-term fear often obscures long-term opportunity. • Waiting for perfect timing usually means missing strong buying opportunities entirely. • Different suburbs perform differently, even during the same broader market downturn. • Owner-occupied, affluent areas usually hold value better than investor-heavy suburbs. • Strong population growth keeps demand high in Brisbane, Perth, and Adelaide. • Tight rental markets can lift rents even while property prices temporarily soften. • Borrowing capacity matters, but confidence usually drives the next market recovery. • Quality assets compound over decades, making timing less important than selection. • Counter-cyclical investing sounds smart, but fear stops many investors from acting. • Strategic planning helps investors avoid emotional decisions and build lasting wealth. Links and Resources: Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ · Win a hard copy of Negotiate Influence Persuade. · Everyone wins a copy of a fully updated property report. Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us Joseph Ballota, Senior Wealth Strategist at Metropole. https://metropole.com.au/expert/joseph-ballota/ Get a bundle of free reports and eBooks: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:https://propertyupdate.com.auhttps://metropole.com.au
Send us Fan MailIt's 9:40 on a Tuesday night, your phone lights up, and the toilet in your rental is leaking. Do you get in the car, or do you go to sleep and call your plumber in the morning? Emergency maintenance requests are the one call almost every landlord gets wrong at least once, in both directions.Kevin and I are walking you through the three-tier system we use to sort what gets fixed tonight from what can wait until Thursday. You'll get our real lists for all three tiers, including one tier item that isn't dangerous at all but still gets us out the door.We also get into the part most landlords miss: the item never sets the tier. The context does. Same broken toilet, different household, different answer. Plus, why it is important to understand your state and local law on habitability violations.And because we don't just talk about theory, we're telling you about the neighbor's call that ended with an evacuated building, the tenant whose bidet project left him without a toilet, and the vacant house that turned a broken supply line into an expensive lesson.Hit play. By the end, you'll have a framework you can hand your tenants before the phone ever rings.What You'll Learn in This Episode• The two-part test we run before deciding anything is a true emergency• Our tier one list, plus the item that isn't dangerous but gets a fast response• Why context, not the item, sets your response time• The middle move between driving over now and making them wait days• Why tier three still gets a same-day reply• The four things we set up at move-in so after-hours calls go well• A QR code trick that cut our repair calls more than anything elseEpisodes & Resources MentionedEpisode 8: Our Best Tips for a Smooth Tenant Move-In Episode 123: Landlord Systems: The Unit Binder Episode 131: Landlord vs. Tenant Maintenance TurboTenant: Great landlord management software for newer landlordsInnago: Completely FREE landlord management software RentRedi: Management software that syncs with QuickBooks Online DoorLoop: The best landlord management software for larger portfolios California Civil Code 1941.1 (habitability standards) California Civil Code 1942 (repair and deduct) Connect with Us:
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
Finding great tenants starts long before the application and screening process. It starts with your rental listing. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby break down how landlords and real estate investors should market their rental properties to attract more qualified applicants, avoid wasting time, and create enough demand that they can choose a tenant instead of settling for one. Wayne explains that real estate investors are also marketers. If your listing does not clearly communicate what your property offers, you may attract the wrong people—or nobody at all. The goal is to make it easy for prospective tenants to quickly determine whether your property fits their needs, while removing unnecessary friction that could cause good applicants to disappear before they ever reach the application stage. Wayne and Gabby also answer a listener's three-part question: Where should landlords advertise rental properties? What information should be included in the listing? What questions should you ask prospective tenants?
St. Johns County Property Appraiser Eddie Creamer joins us in studio
Vlad rants about butter menthols, how Drake takes on 20 gangas in a dating scheme, Dragan from Brighton-Le-Sands can't find love, balancing the chaos & having AI replace your entire head for a better looking one. DNA DISTILLERY (AWARD WINNING RAKIJA)Award-Winning Rakija company with immaculate celebratory beverages. Check out the entire range on the below websites, order a tasting pack or some of their flagship, amazing rakija today!https://www.dnadistillery.comCARDSTRIKE! Amazing Basketball cards, Michael Jordan memorabilia and everything collectable sports card buying and selling!!!https://www.cardstrike.com.auROYAL STACKS! (IMMACULATE BURGERS)Melbournes Greatest Burgers!Royal Stacks is a booming burger chain in Victoria with classic burgers, shakes and more, with a 90s vibe and high quality food!https://www.royalstacks.com.auMETROPOLITAN STONE (Kitchens, Cabinets, Laundry, All Cabinets)We have a combined 30 years experience in the cabinet making industry in Victoria! Everything from small projects to large projects!Benchtop change overs, Kitchen facilities, Kitchens, Laundries, Bathroom cabinets, T.V units, Wardrobes etc!MENTION: VLADContact: MATT 0425797488Matthew@metropolitanstone.com.auhttp://www.metropolitanstone.com.auORANGE LEGAL GROUP (Specialising in Property law for purchasing and selling, conveyancing, in-house Mortgage broker & Chartered Account! One stop shop for ALL property needs! Wrap! FREE Contract reviews for buyers before purchasing property!Mention VLAD!https://www.orangelegalgroup.com.auEmail: property@orangelegalgroup.com.auContact: mycousinvlad@gmail.comhttp://www.instagram.com/mycousinvladSend Vlad a Text MessageSupport the showBE GOODDO GOODGET GOOD
What does it look like when good things quietly become the wrong things? In Luke 14, Jesus tells a parable about a great feast where every invited guest had a perfectly reasonable excuse for not showing up. Property to inspect. Oxen to evaluate. A new marriage to tend to. None of these were bad things. But in the moment the invitation came, each person chose something else. That choice reveals something sobering: the greatest threat to our calling is rarely outright rebellion. It is the slow drift of letting good priorities quietly outrank God. This message challenges us to take an honest look at what we are actually placing first. Are we treating our relationship with God as a privilege or a burden? Are we showing up when he calls, or are we handing him a list of reasonable explanations that lead to regrettable outcomes? The feast is prepared. The invitation has gone out. The question is whether we will take the seat that has been set for us, or let someone else sit in it while we tend to everything else. Welcome to Relevant Church Live, the online campus of Relevant Church located in Daytona Beach, Florida. We pray that through this service you find your place, reveal your purpose, and unlock your potential! We pray this message blesses you and gives you the strength you need to do and be all that God has called you to do and be! Leave a comment below letting us know how this message impacted you today, we'd love to chat with you! #RelevantChurch #ReFocus #PastorChrisSarno -------------------------------------------------------------------------------------------------------------------------------------------------------------- Ways to Give: Text to Give: Text your amount to 888-364-4483 Online Giving: Visit our website http://www.relevantfl.org/giving to give via debit, credit, or ACH Mail It In: Send gift Via USPS to 920 Beville Rd. Daytona Beach, FL 32114 -------------------------------------------------------------------------------------------------------------------------------------------------------------- Stay Connected: Subscribe to our YouTube Channel: @RelevantChurch Relevant Church Website: https://www.relevantfl.org/ Relevant Church Instagram: https://www.instagram.com/relevant_fl/ Relevant Church Facebook: https://www.facebook.com/RelevantFL Relevant Church TikTok: https://www.tiktok.com/@relevant_fl Relevant Church App: https://apps.apple.com/app/id1615804850?fbclid=IwAR3aHqo_6kr8Tzd_JK6xihjfJkVk6j7-iqITDj1u1wFicDLn6g6C29gL3LY Rkidz Facebook: https://www.facebook.com/rkidzfl Relevant Youth Instagram: https://www.instagram.com/relevantflyouth/ Relevant Church Spotify: https://open.spotify.com/show/6nUtPIkecEehfstUWWPIVU?si=QBMEtu85SyuU3FxRM1X7lg&nd=1 Pastor Chris Sarno's Website: https://www.chrissarno.tv/ Chris Sarno App: http://www.chrissarno.tv/app -------------------------------------------------------------------------------------------------------------------------------------------------------------- Scripture References: 2 Corinthians 9:6-7 Genesis 8:22 Luke 14:15-24 Luke 10:38-42 Matthew 6:33 1 John 2:28 Romans 10:9-10 -------------------------------------------------------------------------------------------------------------------------------------------------------------- Sunday, August 9th 2026 Pastor Chris Sarno Relevant Church Refocus | Week 2 | Sunday, August 9th 2026 | Pastor Chris Sarno | Relevant Church
In this week's episode, Sammy Gordon shares the massive news that the Australian Property Scout Summit and School of Property Bootcamp are almost completely sold out, just 1 week after release. Sam and Jimmy dive into what makes this annual event so unique, breaking down what attendees can expect; from exclusive strategy sessions and in-depth rentvesting case studies, to commercial property breakdowns and face-to-face networking opportunities with experts and other investors. Sammy explains why action takers are rewarded, why this isn't your standard property event and how community, education and accountability come together for an unmissable experience. We can't wait to see you there! DOWNLOAD: Discover the research behind Australia's emerging rental superboom. Drawing on the insights our team uses every day to identify high-performing markets, this report reveals the key trends shaping the country's rental landscape and highlights 12 regions we're watching closely in 2026. Download your complimentary copy today: https://australianpropertyscout.com.au/whitepaper/ School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369
Pastor Michael McGowan Luke 12:13-21
Owner Financing & Note Investing Podcast with Dawn Rickabaugh
This episode of Property and Paper Live explores what Dawn calls the Landlord Liberation Method—using seller financing and installment sales to help longtime landlords turn rental property equity into ongoing income while potentially deferring a significant portion of their capital gains taxes. Dawn walks through a real-world example of a landlord who bought a rental for $50,000 that's now worth $250,000 and compares the potential tax impact of selling for cash versus taking 20% down and carrying the remaining balance. She also discusses why understanding the connection between real estate, seller financing, and the secondary note market opens up creative possibilities that many landlords, investors, and real estate professionals simply don't know exist.
In just a decade, you can replace your income with rentals. If you can save up just one down payment for a rental property, you can use the strategy I'm about to share and repeat it until you build an income-replacing investment property portfolio, without needing a new down payment every time you buy. Today, I'm walking through one of the most powerful investing strategies that is so simple most investors ignore it. I'll also prove that you do not need 20 rental properties to comfortably replace your income—you only need seven. This strategy is a more 2026-friendly version of the famous BRRRR (buy, rehab, rent, refinance, repeat) method. It's relatively low risk, doesn't require you to do some huge, complicated renovation, and allows you to turn one rental property down payment into an entire real estate portfolio. I'll walk through the numbers using a real property for sale, and then extrapolate to prove that a small, powerful rental portfolio can replace your income. Remember, less is often more with rentals, and you may only need seven rental properties to retire. In This Episode We Cover The four steps to go from one down payment to a cash-flowing rental property portfolio How to replace your income (inflation-adjusted) in just a decade with fewer rentals than you think The BRRRR strategy explained and the 2026 twist for beginners (no big renovations) Using the BiggerPockets Calculators to project cash flow before you buy or refinance How anyone, whether they're making $80K or $120K a year, can replace their income And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1314. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comPROPERTY:https://www.airbnb.com/rooms/1554397292650835216?viralityEntryPoint=1&unique_share_id=4AC2022E-F828-43A1-9023-4776DE52DA2B&slcid=24e4ef0812c942108013eebe5601560a&s=76&adults=1&slug=UwglYtGb&source_impression_id=p3_1764197492_P3pArNsvK-fGzvCI&check_in=2025-12-23&guests=1&check_out=2025-12-2600:00 - Introduction to Don Scatena and his real estate journey00:27 - Don's background and family in California01:16 - Transition from long-term Airbnb to short-term rentals02:04 - Choosing markets: why Sedona stood out04:22 - Working with realtors and visiting properties before purchase07:09 - Strategizing for 1031 exchange timelines08:03 - Property acquisition insights and offer strategies09:17 - Managing property upgrades and Renovation delays11:27 - Navigating property photos and branding for listings13:29 - Handling property upgrades and timing the launch15:01 - Management solutions: large firms vs boutique companies17:49 - Managing guest experience and property differentiation23:04 - Property uniqueness and customer appeal24:31 - Reflecting on the first year: wins and lessons32:21 - Advice to younger self: do more pre-visit assessments and market research36:46 - Final thoughts and encouragement for beginner investors
Thinking about buying real estate in Mexico? If Mazatlán is on your shortlist, this episode is packed with practical advice to help you make informed decisions before you move, invest, or retire. In this episode of Retirement in Mexico - Live by Design, host Taniel Chemsian sits down with Kristen Decker, a real estate expert who traded the rainy Pacific Northwest for the vibrant coastal lifestyle of Mazatlán, Mexico nearly two decades ago. Since then, she's helped countless international buyers navigate the local real estate market while building a successful property management business. Kristen shares her personal relocation journey, the lessons she learned while investing in Mexican real estate, and what Americans and Canadians should know before buying property in Mazatlán. Together, they discuss the best neighborhoods for expats, how property management works, common mistakes foreign buyers make, and why working with trusted local professionals is essential for a successful purchase. In this episode, you'll learn: What to know before buying real estate in Mexico Why Mazatlán is attracting retirees, investors, and expats The best neighborhoods in Mazatlán for foreign buyers Property management tips for homeowners and investors Common mistakes to avoid when purchasing property in Mexico How to build a trusted team of local professionals Insights into relocating, residency, and everyday life in Mazatlán Practical advice for designing your next chapter in Mexico Key Moments: 04:50 Starting property management in Mazatlán 08:43 Property maintenance in Mazatlán 11:34 Living in El Cid community 16:38 Construction challenges and differences 18:00 Real estate regulations in Mexico 22:36 Clients' cautionary tale in real estate Whether you're planning to buy property in Mexico, retire by the Pacific coast, or simply explore life in one of Mexico's fastest-growing beach destinations, this episode offers expert guidance and real-world experience to help you move forward with confidence. How to contact Kristen Decker: WEBSITE: https://mazatlan4sale.com/ EMAIL: office@mazatlan4sale.com FACEBOOK: https://www.facebook.com/Mazatlan4Sale/ INSTAGRAM: https://www.instagram.com/mazatlan4sale/ Feeling overwhelmed about buying in Mexico? Chat TCP, our AI-powered assistant, guides you to stress-free homeownership. Click here to start using Chat TCP: https://tanielchemsian.com/chat-tcp/?utm_source=youtube_lbd_mex Want to own a home in Mexico? Start your journey with confidence - download your FREE “Buyer's Guide” now for expert tips and clear steps to make it happen! Click here - https://tanielchemsian.com/buyers-gui... Discover why everyone is falling in love with Puerto Vallarta real estate: https://tanielchemsian.com/puerto-vallarta-real-estate/ Join the ‘Taniel Chemsian Properties' YouTube channel to learn what you need to know about Puerto Vallarta real estate. https://www.youtube.com/@TanielChemsian Join our ‘Live By Design: Mexico Edition' podcast: Apple: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/0VfClD5... Amazon: https://music.amazon.com/podcasts/032... YouTube: https://www.youtube.com/@livebydesignmexicoedition Contact Information: Email: info@tanielchemsian.com Website: https://tanielchemsian.com/ Mex Office: +52.322.688.7435
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
What is happening in the Edmonton real estate market right now, and where could the next opportunities be for investors? In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby are joined by Calvin Hexter from Calvin Realty for an updated look at the Edmonton market heading into late summer and fall 2026. Calvin breaks down the latest July market statistics, including price movement across detached homes, semi-detached properties, townhouses, and condos, as well as Edmonton's rising inventory levels. The big story right now is inventory. Greater Edmonton is sitting at more than 8,000 listings, which is significantly higher than what is typical for this time of year. That is giving buyers more choice, more negotiating power, and more opportunities to be selective. At the same time, the market is not weak. With approximately 3.2 months of inventory, Edmonton remains in a balanced market that still leans slightly in favour of sellers. Wayne, Gabby, and Calvin also discuss why August can create opportunity for investors, what they expect heading into September and the fall market, and why investors should focus less on trying to perfectly time the market and more on whether a property meets their investment criteria. They also preview the upcoming REIcon Summit Series, happening September 11–13 in Edmonton.
A plumber was hired to perform work on a pipe on an insured home. In the course of that work, the plumber accidentally smashed his wrench into the pipe, damaging it. The water damaged nearby drywall and carpet. Notable Timestamps [ 00:44 ] - The j(5) exclusion specifically applies to property damage on that particular part of real property where operations are directly being performed. [ 01:14 ] - In contrast to the j(5) exclusion, the j(6) exclusion applies to any property that requires restoration, repair, or replacement because the work was performed incorrectly. [ 02:44 ] - If a plumber accidentally breaks a pipe while working on it, fixing the pipe is probably excluded, but resulting damage to nearby drywall and carpet may be covered. [ 04:32 ] - General liability insurance typically isn't meant to cover general carelessness. [ 08:29 ] - Courts interpreting exclusions broadly might deny coverage, reasoning that the particular part being worked on encompasses the entire project or property. [ 10:50 ] - When courts interpret exclusions narrowly, they restrict the exclusion to just the defective part being worked on, which can result in broader insurance coverage. [ 13:49 ] - For a botched oil change causing engine failure, a narrow interpretation excludes only the oil and filter, while a broad view excludes the whole engine. [ 15:07 ] - Defective workmanship that results in damage to other property, or to work that is not the insured's own product, can be considered a covered occurrence. Your PLRB Resources Adjuster Resource Sheet: Faulty Work https://members.plrb.org/documents/adjuster-resource-sheet-faulty-work Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Click Here for the Show Notes Is withdrawing money from your IRA early to buy a rental property a smart financial move? In this episode, we break down the pros and cons of using retirement funds for a real estate investment, including potential tax penalties, long-term wealth-building opportunities, and key factors to consider before making a decision. Learn how to evaluate whether the potential cash flow and appreciation from rental properties can outweigh the costs of an early withdrawal—and discover alternative financing strategies that may better fit your investment goals. Thinking about using your retirement savings to invest in real estate? Before making a move, explore your options and run the numbers. Connect with an investment professional to compare scenarios and build a strategy that aligns with your long-term financial goals. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2024) This episode is part of our Throwback Series and may include references to older content such as web classes, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to TBT: 7 Strategies to Expand Your Real Estate Portfolio Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website. Contact us today for more deals.
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Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Ludi Shadowspeaker shares his unique perspective on real estate, influenced by a traumatic brain injury, and introduces the concept of the architecture of calm. Discover how deep thinking and mindful design can transform real estate development and investment strategies. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------