Podcasts about refinance

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3472: Kumiko breaks down how to determine whether refinancing your mortgage truly makes financial sense, especially in a low interest rate environment. She walks through the real costs, credit considerations, and break-even calculations you need to evaluate before making a move. If you're wondering whether lower rates could actually save you money, or cost you more in the long run, this practical guide will help you run the numbers with confidence. Read along with the original article(s) here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mortgage/ Quotes to ponder: "Before you pick up the phone to call the mortgage lender of your choice, there are several questions you need to ask yourself first." "Only you can figure out whether it's a good time to refinance your mortgage. There's no universal answer, and everyone's situation is different." "Before you start loan shopping, take an honest look at your credit." Learn more about your ad choices. Visit megaphone.fm/adchoices

The Colorado Avalanche are heading into the NHL trade deadline with big questions after a frustrating loss. On this episode of Off Ice, Jesse Montano and Meghan Angley break down everything surrounding the Avs right now — from the game itself to the bigger picture decisions facing the front office.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3472: Kumiko breaks down how to determine whether refinancing your mortgage truly makes financial sense, especially in a low interest rate environment. She walks through the real costs, credit considerations, and break-even calculations you need to evaluate before making a move. If you're wondering whether lower rates could actually save you money, or cost you more in the long run, this practical guide will help you run the numbers with confidence. Read along with the original article(s) here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mortgage/ Quotes to ponder: "Before you pick up the phone to call the mortgage lender of your choice, there are several questions you need to ask yourself first." "Only you can figure out whether it's a good time to refinance your mortgage. There's no universal answer, and everyone's situation is different." "Before you start loan shopping, take an honest look at your credit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce isn't just emotional — it's financial restructuring.In this episode of the Grey Rock Realty Podcast, we sit down with Cat Barnett, a Certified Divorce Lending Professional (CDLP) with 25 years in mortgage lending, to break down what really happens to the house during a divorce in Colorado.We cover:• When to talk to a lender during divorce (hint: earlier than you think)• Cash-out refinance vs. rate & term refinance• How alimony and child support affect mortgage qualification• VA loan assumptions during divorce• Why most people who keep the house sell within 3 years• Common attorney blind spots• The danger of quitclaiming off title• Why selling before the divorce is final can backfire• How to protect your credit if one spouse keeps the homeThis gets technical fast — because real estate, lending, and divorce law intersect in complicated ways.If you're navigating divorce and real estate in Northern Colorado, lean into specialists who understand how these pieces fit together.Contact Catherine Barnett: team@loanfit.us | loanfit.us | https://form.jotform.com/260495276369167

Team USA and Canada capped off an incredible two week run at the Olympics featuring NHL Players. Also, they unpack what to expect from the league's return to play starting on Wednesday as we hit the home stretch of the NHL Season and race towards the trade deadline Olympic hockey delivered one of the most entertaining international tournaments in years. Jesse Montaño and Meghan Angley break down the USA vs Canada gold medal game, the return of NHL players to the Olympics, and what the results mean for the future of international hockey.   We dive into Connor Hellebuyck's incredible performance, why Canada may have actually controlled most of the game, and how the United States built a roster capable of winning gold. Plus: a look at standout performances across the tournament, including Czechia's run, Martin Nečas stepping up on the international stage, and what the Olympics mean for the Colorado Avalanche players returning to the NHL season.   We also discuss the dominance of the USA Women's team, the continued growth of women's hockey, and why this Olympic moment could be a major boost for the sport in North America.   Finally, we look ahead to the Avalanche returning from the Olympic break, the NHL stretch run, and what this tournament showed about the players heading into the playoff push. 0:00 Intro – Olympic hockey recap & show preview 3:05 Returning from the Olympic break 4:49 Overall thoughts on the tournament 5:10 Women's tournament breakdown 7:03 Styles of play across international teams 9:07 USA Women vs Canada discussion 11:20 Growth of women's hockey & pro leagues 15:23 Closing the gap internationally 19:05 USA women's gold medal takeaways 20:34 Men's Olympic tournament parity 22:00 Czechia & Martin Nečas standout performance 29:02 Nečas interview from Avalanche practice 33:40 Nečas development and role with Colorado 35:04 Physicality debate in international hockey 38:38 Gold medal game begins – USA vs Canada 48:30 Connor Hellebuyck's historic performance 55:15 Why Canada may have been the better team 1:02:28 How Team USA built a winning roster 1:07:11 Overtime breakdown & the winning goal 1:15:00 What the win means for USA Hockey 1:20:45 Nathan MacKinnon medal ceremony moment 1:24:43 Reaction to postgame Team USA comments 1:33:15 Avalanche players at the Olympics 1:36:14 Finland players & tournament impact 1:38:04 Olympic overtime rules debate 1:41:30 Final thoughts & NHL return This show is brought to you by RefiJet   Did you know you could refinance your auto loan?   With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

John-Michael Liles joins Jesse Montano and Meghan Angley for a deep dive into Olympic pressure, NHL reality, and the culture that continues to define the Colorado Avalanche.   From his unforgettable experience representing Team USA at the 2006 Winter Olympics in Turin, Italy, to his 14-year NHL career and eventual transition into broadcasting, Liles pulls back the curtain on what life is really like at hockey's highest levels. Plus, a closer look at the Avs at the Olympics as we stare down a gold medal game.   This show is brought to you by RefiJet   Did you know you could refinance your auto loan?   With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

In this episode of the Real Estate Pros Podcast, host Micah Johnson interviews Austen Baxter, a successful real estate investor who shares his journey into the industry, focusing on the BRRRR method and market selection. Austen discusses the importance of understanding numbers, risk management, and building a reliable team. He emphasizes the value of mentorship and continuous learning in real estate investing, providing insights for new investors on how to navigate the complexities of the market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Rate & Term Refinancing in Florida: Is Now the Right Time?Are you staring at your mortgage statement, wondering if there's a better deal out there? You're not alone! Many Florida homeowners are considering a rate and term refinance, especially with fluctuating interest rates. The big question is: when should you jump, and are those tempting "points" really worth it? In Florida, a general rule of thumb is that a rate drop of around 2% is typically needed to make a refinance worthwhile, allowing you to recoup closing costs relatively quickly. But what happens when rates are trending downwards and another refinance might be just around the corner? Let's break down the key factors to consider, so you can make an informed decision that saves you money in the long run.Is Paying Points Smart When Rates Are Downtrending?The promise of a lower interest rate can be incredibly enticing. Lenders often offer "points," also known as discount points, which are essentially upfront fees you pay to reduce your interest rate. One point typically costs 1% of the loan amount. The catch? You need to calculate how long it will take to recoup that upfront investment through lower monthly payments.Factors to Consider Before Paying PointsHow long do you plan to stay in your home? The longer you stay, the more likely you are to recoup the cost of the points. If you plan to move in a few years, paying points might not be a wise investment.How much will you save each month? Calculate the difference between your current monthly payment and the projected payment with the lower interest rate (after paying points).What are the overall closing costs? Don't just focus on the points. Factor in all other closing costs, such as appraisal fees, title insurance, and origination fees.What are the current economic forecasts? While no one has a crystal ball, staying informed about interest rate predictions can help you gauge the potential for further rate drops.The Cost vs. Savings Analysis of RefinancingTo truly understand if a rate and term refinance is right for you, you need to conduct a thorough cost-benefit analysis. This involves comparing the costs of refinancing (including points, if any) with the potential savings over the life of the loan.Calculating Your Break-Even PointThe "break-even point" is the amount of time it takes for your cumulative savings to equal your total refinancing costs. Here's how to calculate it:Calculate your total refinancing costs: Add up all closing costs, including points, appraisal fees, title insurance, etc.Calculate your monthly savings: Subtract your new monthly payment (with the lower interest rate) from your current monthly payment.Divide the total refinancing costs by the monthly savings: This will give you the number of months it will take to break even.tune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show

Chicago Fed President Austan Goolsbee signaled that more rate cuts could be possible if inflation keeps cooling — but here's the crucial point:

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Home Loans Radio 02.14.2026 With That Mortgage Guy Don Happy Valentines day edition.Rates are officially in the 5's for well qualified peepswww.thatmortgageguydon.com

You've probably heard us talk about “properties having babies” when investors use a cash out refi to buy new properties with no new capital.But what does that actually look like when you're the investor making the call?In this episode, show host Pablo Gonzalez opens up his real-life portfolio to walk through the decision to do a cash-out refinance, and whether the short-term drop in cash flow is worth the long-term growth.JWB co-founder, Gregg Cohen, will unveil a new tool he just developed that helps visualize the trade-offs investors face when they refinance like:➕ What changes immediately in your monthly cash flow➕ How much quicker it gets investors to their goal➕ When it wouldn't make sense to do itIf you've been sitting on equity and wondering what to do next, this behind-the-scenes breakdown will help you figure out if a cash out refi could work for you!Listen NOW!Chapters:00:00 Cash-Out Refi & “Property Babies” — What We're Building Today01:33 Welcome to Not Your Average Investor Show + Why This Topic Matters02:25 The Equity Fear Factor: When to Harvest Without Killing Cash Flow03:10 Tool Tease + Live Case Study Setup (Pablo's Portfolio)05:02 Quick Housekeeping: Summit Update + Important Disclaimer05:55 Pablo's 3-Property Origin Story (2021–2022) & Funding Moves07:07 Profit Breakdown: Appreciation, Paydown, Tax Savings & Cash Flow Reality08:37 Eviction, Vacancy, and the Long Game: Staying Invested Through Pain Points13:01 Pac-Man Principle: Why Appreciation Dominates the “Profit Pie”14:48 Introducing the Passive Income Planning Tool (Beyond a Profit Snapshot)16:15 Setting the Target: $10K/Month Net in 15 Years — Why It Matters18:18 Phases of the Plan: Acquisitions → Debt Paydown → Distribution20:34 Current Snapshot: $366/mo, $270K Equity, and 43% of Acquisitions Done23:23 If You Do Nothing: 15-Year Projection for Income and Equity Growth24:29 Delivering the Next Property Baby: How Much Cash You Need ($60–$75K)27:55 15-Year Upside: Cashflow Growth + Massive Equity Gains28:54 “Go Find the Money”: Cash-Out Refi Options & Portfolio Cashflow Impact32:05 Which Properties to Refinance? Protecting Low Rates & Picking the Winner35:49 New Passive Income Plan: 4 Properties, Small Cashflow Trade-Off, Big Long-Term Win39:03 Is $63K Enough to Buy Another Rental? Down Payment Targets & Inventory Fit40:00 Small vs Big Homes Debate: Appreciation, Neighborhood Cycles & Workforce Housing45:31 Live Q&A: HELOC vs Refi, Taxes/Insurance Included, and Using Primary Home Equity49:27 Summit Next Steps + Community Updates (C3X, Greg Roberts, Karaoke)54:18 Final Wrap: Summit Logistics & “Don't Be Average” Send-OffStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Foreclosures “skyrocketing”? Housing Crash 2026?That's what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash?In today's breakdown, we separate emotion from data and compare:• 2008–2010 foreclosure peak• 2025–2026 foreclosure filings• Percentage of housing units affected• What “up 30%” really means• COVID foreclosure moratorium impact• Mortgage forbearance effects• Why today's housing market is structurally differentYou'll see the real numbers, the historical comparison, and whether we're actually anywhere close to another crash.Transparent. Data-driven. No hype.

Dette er episode 354 av Tid er penger.Alle tjenester Tid er penger leverer til lyttere kan du finne på vår nye, enkle hjemmeside: www.tiderpenger.noDer finner du:LinkedIn-sideSpotfyRSSDiscord chatBlueskyNyhetsbrevFacebook-gruppePatreonBokanbefalingerPeters CVMail Hosted on Acast. See acast.com/privacy for more information.

This week we break down the BRRRR method—Buy, Rehab, Rent, Refinance, Repeat—as the top real estate investment strategy. Using a Memphis property example, we explain each step, highlight the benefits of building equity and reducing maintenance costs, and stress the importance of trusted contractors and property managers.We are also gonna share tips for sourcing deals and managing risks, making this episode a practical guide for investors looking to build a profitable real estate portfolio in Memphis.Have any questions? Shoot me an email: dean@crestcore.comHere's the link to our Buyer Profile: ⁠⁠https://docs.google.com/forms/u/0/d/e/1FAIpQLSeixAZKwPNsO7mlBlt9qOkpBRFEVlFukV_9Rdzdsf6JNjz-Sg/viewform?usp=send_form&pli=1⁠⁠Dean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur StudiosThis podcast is brought to you by:Griffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/CoreLend Financial https://www.corelendfinancial.com/contact_us.html CrestCore Property Managment https://www.crestcore.com/Triumph ConstructionRiver City Title Company

All eight player from the Colorado Avalanche that are at the Winter Olympic Games have at least one game under their belts, and Jesse Montano and Meghan Angley are checking in to see how they're performing in the early-going #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

Inflation just shocked the market.The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low.So now the big question:

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate.  In this episode of the Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk are joined by Sarah Esler, CFA, and Managing Director of Mortgage Investments at AIMCo, for a look inside an $8B institutional mortgage portfolio spanning Canada, the US, and Western... The post Surviving the Refinance Wall: Lessons from an $8B Portfolio with Sarah Esler, Managing Director of Mortgage Investments at AIMCo appeared first on Commercial Real Estate Podcast.

Most people think refinancing is about timing interest rates. It's not. It's about preparation.In this episode of 2026: The Year to Advance (Part 2), Mo and Andrew break down what it actually means to be refinance ready. Instead of chasing headlines or hoping rates drop, they walk through a practical readiness playbook designed for high-income households and business owners who want flexibility, leverage, and better long-term outcomes.You'll learn why cash-flow resilience matters more than a lower rate, how underwriting readiness determines who gets the best terms, and why decision rules prevent costly mistakes when the window opens. They also cover common debt structure traps, what lenders really do when rates fall, and how business owners should think about the purpose of capital in a changing rate environment.This is not a “refinance now” episode and it's not a “wait for perfect rates” episode. It's about positioning. When you are prepared, you can move quickly without being reckless and hold with confidence when the math doesn't work.If 2026 is your year to advance, this episode will help you stop reacting to rates and start making intentional, strategic decisions.Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Tip Tuesday, 4-7 Min Real Estate TipsRefinancing can make sense in some situations, but it's not automatically the right move just because rates change. In this Real Estate Tip Tuesday, we walk through the key factors to look at when deciding whether a refinance is worth it, including timing, costs, and long-term goals. This episode is about helping homeowners ask the right questions before moving forward so they can make confident, informed decisions instead of reacting to headlines.​​​#MortgageRates #HomeBuyingTips #ArizonaRealEstate​​​Connect with Team EvoAZ: Text ConnectWithKatie to 480-508-9828 ​Connect with Ryan:Text ConnectWithRyan to 480-508-9828​​​Want to browse Phoenix area homes? Text GetPhoenixDeals to 480-508-9828 to see our current "good deals" page.​​​Disclaimer: The information provided in this video is for educational purposes only and not financial or legal advice. Always consult a licensed lender, real estate agent, or wealth manager for guidance specific to your situation.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

We'd love to hear from you. What are your thoughts and questions?In this episode, Allen Lomax interviews Joel Kraut, a seasoned private lender and mortgage broker with over 20 years of experience in the real estate financing sector. The conversation delves into the complexities of lending, particularly in scenarios where traditional banks often decline loans. Joel shares his insights on the evolution of the lending industry, highlighting how perceptions have shifted from viewing hard money lenders as 'evil' to recognizing them as essential partners in real estate investment. He emphasizes the importance of understanding risk, responsibility, and the strategic use of leverage in building wealth through real estate.Joel also discusses the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat), sharing his personal journey and the lessons learned from both successes and failures in the real estate market. He stresses the significance of disciplined financial planning, the dangers of excessive leverage, and the need for investors to conduct thorough due diligence. The episode concludes with Joel's perspective on what true wealth means, advocating for a personalized approach to financial goals and the importance of actionable planning in achieving long-term success.Main Points:Lending has evolved from being seen as predatory to a valuable business solution.Understanding risk is crucial; losing is part of the game, but being unprepared is not.Leverage can be a powerful tool if used judiciously and with proper cash flow management.The BRRRR strategy can lead to significant growth if executed correctly, but it requires careful planning.True wealth is about having control over your time and financial freedom, not just accumulating money.Connect with Joel Kraut:jkraut@brrrr.comhttps://www.brrrr.com/FB: Brrrr_LoansInsta: @brrrr_loansYT: Brrrr_loansTiktok: Brrrr_loansNew course coming Q1 of 2026 -- training.brrrrmasters.com

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Jesse Montano and Meghan Angley kick off the week by unpacking the end of Colorado's East Coast Road trip, plus they'll take a look at the impact Devon Toews' return to the lineup, and where things stand for Colorado's injured Olympians #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

How a 10 year interest only home loan can make you rich

In this episode of the Real Estate Pros Podcast, Paige Hernandez shares her journey as a mortgage originator and her focus on investor-friendly financing, particularly in the short-term rental market. She discusses the unique challenges investors face, especially when scaling their businesses, and emphasizes the importance of creative financing strategies like the BRRR model (Buy, Rehab, Rent, Refinance, Repeat). Paige also highlights her initiative to support women in the mortgage industry through her organization, Notorious, which aims to empower female professionals and provide them with opportunities for leadership and growth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Jesse Montano and Meghan Angley round out the week, and the month by taking a look back at what has been by far the Colorado Avalanche's worst month in terms of on-ice results. Plus, they circle back on the latest trade Rumors swirling around the NHL as the Olympic Trade Freeze looms, and they'll unpack the newest deal fro Avs' breakout defenseman Sam Malinski #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

Jesse Montano and Meghan Angley are LIVE after Colorado's second game of a back-to-back set as they traveled to Montreal to take on the Canadiens for the second time this season to close out the season series #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some trends seen across the mortgage industry as well as what is on the economic calendar this week. Plus, Robbie sits down with Middle Housing Partner's Jared Jones for a discussion on how housing policy actually becomes delivered homes, and how permitting workflows and local regulatory interpretation shape real-world project feasibility. And we close by looking at the refinance activity index.Thank you to Truework, the one verification solution to replace in-house waterfalls. Verify any borrower with a VOIE solution that automates the entire process to quickly deliver the most accurate and complete reports with broad GSE coverage.

Jesse Montano is joined in studio by JJ Jerez to take the current temperature of the NHL in the middle of what has been an incredibly packed schedule around the league, and it is taking a toll. #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

Jesse Montano and Meghan Angley come to you on an Avalanche Game Day as they take their first real hard look at who may be available on the trade market, and where Colorado may have to get creative for roster solutions if there isn't a deal to be made #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

Jesse Montano and Meghan Angley return as the Avs have officially gotten busy on the trade market as Ilya Solovyov was sent to the Pittsburgh Penguins in a move that gives the Avs some more flexibility on the Salary Cap Plus, they'll unpack a bit of a roller coaster couple of games as the Avs played their worst game of the season against the season against the Nashville Predators, and then bounced back with a great performance against the Washington Capitals #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance

If you want to know the real estate deals that most investors avoid, this episode is for you! Join in as Joel Kraut shares how he built a decades-long career financing "hard-to-lend" properties like gas stations, car washes, hotels, self-storage, and owner-occupied businesses. Listen now to learn how focusing on overlooked assets can unlock durable wealth and long-term opportunity.   Key Takeaways To Listen For Why private and creative financing unlock deals banks won't touch How one gas-station loan unexpectedly became a career-defining niche Environmental realities that make gas-station financing misunderstood Businesses that are increasingly attractive to community banks The golden rule of private lending you should be aware of   Resources/Links Mentioned In This Episode Who Not How by Dan Sullivan with Dr. Benjamin Hardy | Paperback and Hardcover VTSAX-Vanguard Total Stock Market Index Fund Admiral Shares   About Joel KrautJoel Kraut is the founder of BRRRR Loans, a lending company specializing in financing solutions for real estate investors using the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat). With deep expertise in DSCR loans, short-term rentals, and investor-focused mortgage products, Joel helps investors scale rental portfolios without relying on traditional income verification. Known for his hands-on, investor-first approach, he works closely with clients to structure financing that supports long-term cash flow, velocity, and portfolio growth.   Connect with Joel Website: Brrrr Loans   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Get the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Real estate is not complicated. But it is brutally hard. In this episode, I break down the biggest lie people tell about real estate investing. The steps are simple. Learn how to underwrite deals. Build relationships. Submit offers. Close. Operate. Refinance. Reinvest. Repeat. But everything that matters happens between those steps in real life. I talk about the emotional toll of this business, the late nights, the rejection from brokers, the months of negative cash flow, the partnership stress, the slow grind of building trust with lenders, investors, attorneys, and contractors. This is the part nobody puts on Instagram, but it is the part that determines who actually makes it. I also explain why this game takes years, not months. Why your first real deal might take three years to close. Why patience, identity, and delayed gratification matter more than any spreadsheet or deal analyzer. And why the people you are really competing with are operators who have been doing this for decades. If you are serious about owning real estate long term, building wealth for your family, and becoming a real operator, this episode will ground you back in reality and help you stay in the game when it gets uncomfortable. If this hits home and you want tools and structure to support your journey, grab my free Multifamily Credibility Kit or explore the resources in my Stan store. They are built to help you show up as a real operator, even if you are early in the game.