Podcasts about refinance

Join Art as he takes a trip back to his early twenties, revisiting the books and lessons that helped shape his financial decision-making. Plus, he answers two questions from the More Than Money Facebook group—one about refinancing, and another about embracing the More Than Money mentality!Resources:8 Money MilestonesAsk a Money Question!

一位金融专家指出，澳储行（RBA）下周即将召开议息会议，在此之前正是考虑转贷的绝佳时机。点击 ▶ 收听完整报道。

Are high interest rates putting a damper on your BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy? In this episode, host Chad Harris reveals his favorite method for purchasing real estate in the current market: the "Slow BRRRR." Discover how to leverage private money for acquisitions and rehabs, structuring longer-term loans that allow you to cash flow while waiting for more favorable refinancing conditions. Chad breaks down why this approach keeps your investing engine running, helps you build your portfolio even when others are on the sidelines, and positions you to capitalize on future market shifts. Learn how to adapt, overcome, and continue building true wealth through real estate.Visit our website at www.TrueWealthInvestors.com for more real estate wisdom and resources. More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them!Schedule a 30 Minute Discovery Call with Chad Accelerate the growth of your business and reclaim control of your life! Are you tired of your business running you instead of the other way around? It's easy to get bogged down in the day-to-day operations, making it challenging to identify overarching challenges and solutions. Let's schedule a call to gain a strategic 10,000-foot perspective and devise a tailored plan for your success. Take the first step towards a business that not only thrives but also enhances your life!  Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

Home Loans Radio 05.10.2025 With That Mortgage Guy Don Happy Mothers Day weekend- Its time to get a Heloc

Could rentals help YOU achieve financial independence and even retire early? That's the goal for today's guest, who, despite growing up with very little, is now building wealth with real estate. In just three years, she has already scaled to 10 properties…and counting! Welcome back to the Real Estate Rookie podcast! After discovering the FIRE movement (financial independence, retire early), Lindsay Barrientos decided that real estate investing would be the lifeline from her high-stress W2 job. In just three years, this healthcare professional has already scaled her real estate portfolio to 10 rentals and is on track to leave her job in the coming years—all thanks to a combination of hard work, out-of-state investing, and creative financing. These “home run” deals include a $135,000 property that cash flows over $500 a month and a $79,000 property that recently appraised for over $150,000! In this episode, Lindsay will share the strategies that helped her find high-cash-flow, off-market deals beyond her backyard. Along the way, you'll learn how to build your network, scale faster through the BRRRR method (buy, rehab, rent, refinance, repeat), and unlock seller finance deals that allow you to put low money down on investment properties! In This Episode We Cover: How Lindsay grew her portfolio to 10 rental properties in just three years Scaling fast with the BRRRR method (buy, rehab, rent, refinance, repeat) Creating MORE cash flow through the power of out-of-state investing How to lower your living expenses with the house hacking strategy The three keys to finding seller finance deals (even as a beginner!) And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPockets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube Follow Real Estate Rookie on Instagram Ask Your Question for a Future Rookie Reply “Like” Real Estate Rookie on Facebook Follow Real Estate Rookie on Instagram Lindsay's Instagram Earn Passive Income by Investing in Shares of Rental Properties with Realbricks Grow Your Network at BPCON2025 in Las Vegas, Nevada Grab the Book, “Buy, Rehab, Rent, Refinance, Repeat” Sign Up for the Real Estate Rookie Newsletter Find an Investor-Friendly Agent in Your Area What Is the BRRRR Method & How to Use It to Invest in Real Estate Connect with Lindsay Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-560 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Most investors focus on how to buy real estate—but what truly separates amateurs from professionals is how they plan to exit. In this episode of Strategy Saturday, Charles Carillo breaks down the critical role of exit strategies in real estate investing. From Buy & Hold to Refinance & Hold, 1031 Exchanges, and creative seller-financed deals, you'll discover how exit planning drives returns, mitigates risk, and boosts investor confidence. Charles also shares lessons from real-life multifamily deals—including why his team chose to sell early in 2022 after hitting target returns, avoiding the impact of rising interest rates. You'll learn: – Why your exit strategy should be planned before the purchase – The 5 most common exit strategies and when to use each – How exit timing can impact LP satisfaction and portfolio performance – What to do when investor opinions conflict with your original plan – How to reduce risk with debt terms and reserve planning If you're a GP, LP, or building your first real estate portfolio, this episode will show you how exit clarity leads to better deals—before you even close. Want to dive deeper into 1031 Exchanges? Check out these past episodes with 1031 professionals: GI157 – https://youtu.be/O5MzYY4SP_8 GI 173 – https://youtu.be/pDHKsZcN05Y Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/      

Brian Grimes is the Founder of 24/7 Cash Flow University, an educational platform that empowers aspiring real estate investors to build passive income through hands-free rental property investing. Brian transitioned from financial planning to real estate development, where he has renovated over 300 rental properties nationwide using the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy. Through his 100 Key$ Master Class, he teaches students how to acquire, renovate, and stabilize cash-flowing rental portfolios, enabling many to leave their 9-to-5 jobs within 12 to 36 months. In this episode… Many people dream of creating passive income through real estate — but how can you do it without getting buried in renovations, tenant headaches, or endless management tasks? Is it possible to invest in rental properties and generate cash flow without doing the heavy lifting yourself? According to Brian Grimes, a seasoned real estate investor and educator, the answer is a resounding yes. He highlights how a hands-free investment model, powered by a skilled team and smart systems, allows busy professionals to build wealth while avoiding common pitfalls. This approach transforms the investor's role from a hands-on landlord to a strategic overseer. Brian explains that by leveraging expert teams for acquisitions, renovations, and property management, investors can scale their portfolios faster, generate reliable cash flow, and sidestep burnout. In this episode of The Same Day Podcast, host Mat Zalk speaks with Brian Grimes, Founder of 24/7 Cash Flow University, to talk about building passive income through hands-free real estate investing. They explore the BRRRR strategy, Section 8 housing opportunities, and how to scale with limited cash. Brian also shares insights on the future of real estate with blockchain and fractional ownership.

This investor turned $6,000 into financial freedom in just six years. He did it in a major market and became a millionaire by age 28 simply by repeating this beginner-friendly rental property strategy over and over again. And, even though he started earlier, you can STILL buy properties like his, at affordable prices, that cash flow, in the same market today. Where is he investing, and how did he scale up so fast? We're breaking it all down in today's episode. Jeremy Taggart saved every dollar from his college internship, knowing he wanted to invest in real estate after graduation. He bought his first house, a small multifamily, for just $6,000 down, lived in it, did some DIY renovations, and increased the value. Thanks to the rent savings, he bought another property the following year—this time, making $50,000 (tax-free!) by fixing it up. This was just the start of the “rinse and repeat” strategy that would turn Jeremy into a millionaire before he was thirty. But it wasn't easy. Jeremy was fired from his job, had to start working for himself, and did what many real estate investors won't. The result? Complete financial independence less than a decade after graduating college. His strategy still works in 2025, but will you use it? In This Episode We Cover: The easiest way to buy your first property with low money down (only $6,000!) Making $50,000 tax-free using the “BRRRR strategy” (buy, rehab, rent, refinance, repeat) The affordable, cash-flowing, stable real estate market Jeremy invests in (you can, too!) Is becoming a real estate agent worth it as a real estate investor? Why Jeremy switched from “cash flow” to “equity” investing for long-term wealth And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Apply to Be a BiggerPockets Real Estate Guest Rich Dad Poor Dad Try REsimpli, The Only All-In-One Real Estate Investor CRM Software That Helps You Manage Data, Marketing, Sales, and Operations Grab the Personal Finance Classic, “Rich Dad Poor Dad” Sign Up for the BiggerPockets Real Estate Newsletter Find an Investor-Friendly Agent in Your Area The BRRRR Method (Buy, Rehab, Rent, Refinance, Repeat) Connect with Jeremy Connect with Dave Check out more resources from this show on ⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠ and ⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1117 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to save $10k-$50k in taxes this year? Book a call here:► https://taxstrategy365.com/pod-appIn this episode, Ryan Bakke breaks down the key differences between LLCs and S Corporations—and why putting your rental real estate in an S Corp could cost you thousands in taxes. While S Corps are great for service-based businesses, Ryan walks through three major tax traps for real estate investors who use them. He also shares his recommended entity structure for those running both passive rental portfolios and active real estate businesses. If you're a real estate investor or advisor trying to optimize your tax strategy, this episode is essential listening.Timestamps:00:00:00 – Intro: When an LLC beats an S Corp for real estate00:00:37 – Key differences: Tax treatment, liability, and ownership flexibility00:01:44 – Why S Corps are popular for service businesses (and when they work)00:02:29 – How an S Corp can save $9,000/year in self-employment tax00:03:43 – Why those savings don't translate to real estate investing00:04:12 – S Corp disaster #1: Losing depreciation deductions00:05:40 – S Corp disaster #2: Refinance triggers a taxable event00:07:28 – What happens when you move property from an S Corp to personal name00:08:25 – S Corp disaster #3: Paying self-employment tax on passive income00:09:26 – When S Corps do make sense (flipping, development, active real estate)00:10:08 – Ryan's recommended entity structure: Active vs. Passive buckets00:10:29 – Benefits of using LLCs for rentals: Depreciation, 1031s, flexibility00:11:11 – Recap: Avoiding tax nightmares with the right structureWant me to answer your real estate questions? Come to my next Ask Me Anything Q&A:► https://taxstrategy365.com/pod-amaLet's connect!► Instagram: https://www.instagram.com/ryanbakkecpa/► LinkedIn: https://www.linkedin.com/in/ryanbakkecpa/► Twitter: https://twitter.com/RyanBakkeCPA► Facebook: https://www.facebook.com/ryanbakkecpa► TikTok: https://www.tiktok.com/@ryanbakkecpa⁠*None of this is meant to be specific investment advice, it's for entertainment purposes only.

The Home Loans Radio 05.03.2025 with That Mortgage Guy Don- May is here  And the summer buying season is here and now!

In this episode of "A Canadian Investing in the US," host Glen Sutherland interviews Chris Micucci, a college professor and real estate investor who began investing just over three years ago. After taking Glen's class, Chris quickly seized an opportunity presented in an email and bought his first property. Since then, he has engaged in various investment strategies, including flips and the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method, and has transitioned into lending as a Canadian mortgage agent working with American lenders. Chris emphasizes the importance of taking action in real estate investing, highlighting that many potential investors fall into analysis paralysis. He believes that success comes from actively engaging in the market and learning through experience. The conversation then shifts to the lending landscape for Canadians investing in the US. Chris outlines how lending practices differ between Canada and the US, emphasizing that in the US, the rental income generated by a property is the primary factor for mortgage qualification, rather than the investor's income or credit score. Key points discussed include: The significance of having a solid team and the importance of networking in the real estate industry. The various types of loans available in the US, with a focus on purchase loans and how property vacancy can impact loan rates. The necessity for proper documentation and organization when applying for loans, as well as the importance of understanding property value before making purchases. The benefits of using a lender for investment projects, as they provide oversight and protection during renovations. Chris also advises potential investors to consider hiring a coach to navigate the complexities of US real estate investing or at least work closely with knowledgeable lenders. The episode concludes with Chris sharing his contact information for those interested in exploring lending options for their investment properties.

In just a little over a decade, Jessie Lang went from having $400 left in her bank account to owning a real estate portfolio worth millions of dollars in appreciation value alone. She didn't have a million dollars or a team of investors to make this happen. Learn how she used the BRRRR Method (Buy, Rehab, Rent, Refinance, and Repeat) to her full advantage to increase her real estate portfolio, starting with renting out two extra rooms in a condominium soon after she graduated from college.  Realizing how investing in real estate could give her freedom over her time and finances, she applied the BRRRR Method and saw exponential growth almost at lightning speed. She bought good deals on the real estate market, renovated them, rented them out, used the rent to buy more doors, and repeated the whole process. In less than 5 years, Jessie grew her portfolio from 22 doors to 75 doors.  As the cash flow paid for the properties, she found that she had time to pursue her other passion and career. Because she's able to manage much of her portfolio remotely, she travels for leisure and coaches others on the proven BRRRR system to build one's wealth through rental properties. She shares both the triumphs and the setbacks that she's learned in the decade-plus that she's been growing her business, and gives an overview of the key topics in her book, “Rentals Made Easy.”  Be inspired by Jessie's story and get a glimpse of how it's truly possible—yes, even in this economy—to grow a real estate empire, and earn millions without having to put up millions in capital to begin. PODCAST HIGHLIGHTS:[3:34] Jessie's Start in Real Estate Rentals  [13:26] Quitting Her Job and Traveling the World [14:11] Managing Rentals Remotely and Easily [18:10] A New Job and A New Life in Ohio [23:32] Investing More to Grow Her Portfolio [26:21] Realizing Real Estate Can Be a Career [27:37] Renovation Work and Other Real Challenges [30:05] 22 Doors on the First Year of BRRRR [32:45] Advice for Different Markets [35:23] The Impact of Rising Costs [35:41] Coaching to Succeed in Real Estate [36:29] Learning from Financial Losses [39:49] How Much Passive Income She's Making Now [40:37] How She Stays on Top of her Portfolio [41:54] The Freedom Real Estate Gives You [43:38] Important Topics in Jessie's Book, “Rentals Made Easy” [44:35] The Best Way to Find a Good Deal on the Market  HOST Craig Curelop   

Home Loans Radio 04.19.2025 With That Mortgage Guy- Reverse Rates are Down and so are Purchase rates= Great time for a HELOCs too.

In this explosive episode of Soar Financially, Dr. Ed Yardeni, President of Yardeni Research and Wall Street veteran, unpacks the chaos shaking the global financial system. From “Trump Tariff Turmoil” to a potential $5,000 gold price, Yardeni warns of policy mistakes, Fed paralysis, geopolitical tensions with China, and a fragile credit market teetering on the edge.We dive deep into stagflation risks, the Fed's credibility crisis, why gold is exploding, the dollar's uncertain future in a “new world disorder,” and China's silent financial war. Ed explains why the bond vigilantes are back—and why it matters now more than ever.#Gold #trumptariffs #recession2025 ----------Thank you to our #sponsor MONEY METALS. Make sure to pay them a visit: https://bit.ly/BUYGoldSilver------------

In today's fast-paced world, many of us find ourselves trapped in the endless cycle of the 9 to 5 grind, yearning for a taste of financial freedom and a lifestyle that truly resonates with our personal values. Michael Hoang, a real estate investor from Houston, Texas, once found himself in this very predicament. However, through strategic real estate investments, he managed to escape the daily grind and now dedicates his life to helping others achieve the same.Before diving into real estate, Michael was entrenched in the telecom industry, working as a risk manager with a grueling travel schedule that spanned the U.S., Canada, and even Puerto Rico. As he juggled this demanding routine, he recognized the unsustainable nature of his professional life. Motivated by the desire for stability and a gentle nudge from his wife, he embarked on a quest for financial independence through real estate.Michael's journey in real estate began with "house hacking," a strategy where one purchases a multi-unit property, lives in one unit, and rents out the others. This initial step provided a crucial foundation for his real estate business, allowing him to build capital and experience. However, he soon learned that fear and hesitation had initially held him back from progressing further, despite possessing the necessary knowledge and tools.His breakthrough came when he discovered the power of private money. Traditional financing methods, such as hard money lending, often come with cumbersome paperwork and higher costs. In contrast, private money offered a more flexible and relationship-driven approach, making it easier to secure funding quickly and efficiently. This strategy enabled him to scale his operations significantly faster.Michael credits much of his success to direct-to-seller marketing, emphasizing the importance of finding deals off-market through methods like direct mail. Despite numerous technological advancements, he attests to the timeless efficiency of direct mail in reaching potential sellers and securing profitable deals.Furthermore, Michael utilizes the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat), acquiring distressed properties, renovating them, and refinancing to recoup his initial investment. This method has allowed him to recycle his capital repeatedly, growing his portfolio and wealth without the limitations imposed by traditional financing institutions.Through networking and relationship-building at local meetups and self-directed IRA gatherings, Michael connected with private money lenders who shared his vision. He emphasizes the significance of nurturing these relationships early, suggesting that aspiring investors "dig their well before they are thirsty" to avoid desperation when a lucrative deal arises.Michael's story is not just about financial gain; it's about creating a fulfilling life based on personal values and priorities. He finds joy in knowing that his investments not only provide him with financial freedom but also benefit his private lenders, creating a cycle of opportunity and growth.His journey underscores a critical lesson: in real estate, as in life, relationships are everything. Whether it's connecting with potential sellers or building trust with private lenders, Michael's approach revolves around integrity and mutual benefit, resulting in a win-win scenario for all parties involved.As he continues to expand his real estate ventures and digital presence, Michael remains committed to sharing his knowledge and insights. Through his podcast, "The Be Someone Podcast," and his active participation on social media, he inspires others to break free from their constraints and pursue lives of passion and purpose.In a world where many feel trapped by the constraints of traditional career paths, Michael Hoang's success story offers hope and inspiration. By leveraging creative real estate strategies and cultivating meaningful relation

Unlock Real Estate Investing Success: Why the BRRRR Method Might Be Risky for BeginnersIn this insightful episode, real estate expert Clark Lunt dives deep into the popular BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) of real estate investment. While the BRRRR strategy can seem attractive, Clark cautions new real estate investors about its potential pitfalls. He argues that chasing the BRRRR approach often leads to acquiring lower-quality properties in less desirable neighborhoods, increasing risk and complexity.Instead, Clark champions a more traditional real estate investment strategy: purchasing well-maintained properties using a conventional loan. He explains how this approach can lead to better long-term investment outcomes, emphasizing the importance of building a sustainable real estate portfolio. The conversation underscores the crucial value of equity in properties and provides valuable insights for anyone looking to invest wisely in the real estate market. Learn why a solid foundation built on quality assets might be a smarter choice than the high-stakes BRRRR gamble, especially for those just starting their real estate investing journey.Join our Mailing List and get a FREE Investor Tool Kit: www.burnyourboatswealth.comKey topics discussed:BRRRR method risksReal estate investing for beginnersBuying rental propertyConventional loans for real estateBuilding a sustainable real estate portfolioImportance of equity in real estateLong-term real estate investment strategiesRisks of lower-quality investment propertiesInvesting in desirable neighborhoodsThis episode is a must-listen for anyone considering real estate as an investment, particularly those new to the field, seeking guidance on building a solid and profitable portfolio.TakeawaysThe BRRRR method can be risky for new investors.Investing in lower-quality neighborhoods can lead to long-term issues.It's important to consider the future performance of properties.Buying well-maintained properties can yield better tenants.Leaving equity in properties provides a safety net.Cash flow should not be the only consideration in investments.Investors should focus on quality over quantity.A traditional loan can simplify the investment process.Avoid overcomplicating investment strategies.Building a sustainable portfolio is key to long-term success.Sound Bites"I don't think you should be BRRRRing.""You're almost kind of selling your soul.""Just enjoy it. Just sit back."Chapters00:00 Introduction to the BRRRR Method07:21 The Case Against BRRRR for New Investors16:05 A Better Approach to Real Estate Investing17:21 Navigating the Real Estate Market17:49 Engaging with Our Audience18:20 Introduction to Burn Your Boats Wealth Podcast18:48 Engagement and Community BuildingkeywordsBRRRR, real estate investment, property management, rental properties, investment strategies, cash flow, market trends, property value, equity, tenant quality, real estate market, renovations, fix and flip, landlord, real estate investor, investor mindset. #BRRRR, #realestateinvestment #propertymanagement #rentalproperties #investmentstrategies #cashflow #markettrends #propertyvalue #equity #tenant quality #renovations #fixandflip #landlord #markettrends #realestateinvestor #rei #investormindset #burnyourboatswealthpodcast #clarklunt #realestatepodcast Hosted on Acast. See acast.com/privacy for more information.

The Home Loans Radio 04.12.2025 with That Mortgage Guy Don- Just call Moe clebrity Bowling Tournament for Charity Today!!

With the recent dip in mortgage rates, you might be contemplating whether refinancing your mortgage is a prudent move. Currently, the average U.S. rate for a 30-year fixed mortgage stands at approximately 6.64%, marking the second consecutive weekly decline .​Key Considerations for Refinancing:Interest Rate Reduction: A common guideline suggests that refinancing becomes beneficial if you can lower your interest rate by at least 1% to 2%. Even a 0.5% reduction can be worthwhile, depending on your loan amount and term.​Break-Even Point: Calculate how long it will take for your monthly savings to offset the closing costs associated with refinancing. If you plan to stay in your home beyond this break-even period, refinancing could be advantageous.​BankrateLoan Term Adjustment: Refinancing provides an opportunity to modify your loan term. For instance, switching from a 30-year to a 15-year mortgage can lead to significant interest savings over time, though it may increase your monthly payments.​Credit Score and Debt-to-Income Ratio: Lenders assess these factors when determining your eligibility and interest rate for refinancing. A higher credit score and a lower debt-to-income ratio can secure more favorable terms.​Market Outlook:Experts predict that mortgage rates may continue to decline slightly throughout 2025. For example, Fannie Mae forecasts the 30-year fixed mortgage rate to average 6.2% in the final quarter of 2024, with a further decrease to 6% in the first quarter of 2025. However, these projections are subject to change based on economic conditions and Federal Reserve policies.​Next Steps:Assess Your Current Mortgage: Review your existing loan terms, interest rate, and remaining balance.​Compare Offers: Obtain quotes from multiple lenders to ensure you're getting the best possible rate and terms.​Consult a Financial Advisor: Seek personalized advice to determine if refinancing aligns with your financial goals and circumstances.​In summary, refinancing can be a strategic move to reduce your mortgage payments and total interest costs. However, it's essential to carefully evaluate the associated costs and your long-term plans to ensure they align with your financial objectives.tune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show

Can real estate investing offer a path to financial freedom? In this episode of Invest2FI, Craig is joined by Jake Baker, an engineer turned real estate investor, as they discuss his remarkable journey from house hacking to the innovative co-living model in Jacksonville. Jake shares his transition from aerospace engineering to full-time real estate investing, including his first experiences with the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) and how the co-living model has helped him optimize cash flow while growing his portfolio.Jake discusses the power of networking, particularly at conferences like BPCon, and reveals how he found his passion for real estate while studying at Long Beach State. He also talks about his unique experience with co-living spaces and how he blends short-term and long-term strategies for financial freedom.PODCAST HIGHLIGHTS:[03:48] - Jake shares his real estate journey, starting as an engineer.[04:50] - First property investment in Long Beach with a close friend.[06:15] - How Jake and his friend made their first real estate deal work.[08:12] - Why they decided to partner on their first property in Long Beach.[09:10] - Financing their first house with an FHA loan and creative down payment.[11:00] - The importance of choosing the right property and managing risk.[13:05] - Explaining the tax advantages of selling a primary residence using the "2 of 5-year rule".[14:45] - His first out-of-state investment in Jacksonville and the key lessons learned.[16:40] - Jake explains his move to co-living and how it increases cash flow.[19:30] - How Jake's co-living model works and the potential for long-term success.[22:00] - The importance of location, layout, and tenant demographics in co-living investments.[25:10] - The benefits of using private money for real estate deals and partnerships.[27:30] - How he found success with short-term rentals in San Diego.[30:45] - Strategies for turning a 3-bedroom house into a 9-bedroom co-living space.[36:20] - Key factors when transitioning from traditional long-term rentals to co-living.[39:00] - The importance of understanding co-living regulations and permits in San Diego.[41:00] - The future of co-living investments and what his plans are for growth.HOSTCraig Curelop   

In this episode, we break down how refinancing a mortgage is still possible, even with bad credit. If you think low credit scores rule out refinancing, think again. We'll explore practical tips, alternative options, and expert advice to help you understand how to improve your chances and navigate the process successfully. Tune in to learn how you can still take control of your mortgage, regardless of your credit history.Schedule a call with me here: https://calendly.com/lesnerap63/30min

Laura answers a listener's question about how to know if it's better to refinance a high-interest mortgage or to prepay it over time.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

Want to escape the rat race and build generational wealth through real estate investing? In this episode, Michael Hoang breaks down the proven BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) that allowed him to leave the 9-to-5 grind in just five years! Michael shares actionable insights into finding off-market deals, working with distressed property owners, and leveraging creative financing strategies to grow a real estate investment portfolio.

What do Bigfoot and credit reports have in common? They're each the subject of many myths.We don't know much about 8-foot furry creatures, but we can dispel some of the folklore about credit and credit reports. Neile Simon is here to help us do that today.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.If you've ever wondered whether closing a credit card boosts your score or if credit counseling hurts your credit, you're not alone. Let's dive into these common misconceptions and separate fact from fiction.Myth #1: Paying Off Debt Instantly Improves Your Credit ScoreIt's a common belief that paying down debt will immediately result in a perfect credit score. However, credit improvement takes time because credit scores are based on your payment history.Reality: Your credit report gives lenders a snapshot of how responsibly you've managed debt over time. Consistently paying bills on time is the best way to build and maintain a strong score—but it won't happen overnight.Tip: Be cautious of anyone claiming they can “fix” your credit instantly. No legitimate company can erase negative (but accurate) information from your credit history overnight.Myth #2: Credit Counseling Destroys Your Credit ScoreMany people worry that seeking credit counseling will harm their credit score.Reality: Enrolling in a credit counseling program is a neutral mark on your credit report and does not directly affect your score. Closing accounts impacts your score, so working with an accredited nonprofit organization is essential to develop a plan that keeps your credit intact. That's why Christian Credit Counselors is the only organization we recommend for credit counseling and debt management. Tip: Avoid paying for expensive credit monitoring or identity protection services. You can monitor your credit for free through reputable sources.Myth #3: Canceling Credit Cards Boosts Your ScoreMany people believe that closing old or unused credit cards is a responsible move, but it can actually hurt their credit scores.Reality: Lenders want to see two or three active credit lines. Closing credit cards reduces your available credit, which can negatively impact your score by increasing your credit utilization ratio (the percentage of available credit you're using).Tip: Keep zero-balance accounts open unless they charge an annual fee. If you must close an account, do so gradually—perhaps one every six months—to minimize the temporary impact on your score.Myth #4: Too Many Inquiries Hurt Your ScoreWhile excessive hard inquiries (when lenders check your credit for a loan or credit card application) can lower your score, not all inquiries count against you.Reality: Credit bureaus recognize rate shopping—for example, when you're comparing mortgage or auto loan rates. If you make multiple inquiries within a 45-day window, they count as one single inquiry, not multiple.Tip: Always shop around for the best loan terms without worrying about multiple hits to your credit score.Myth #5: Checking Your Own Credit Report Hurts Your ScoreMany consumers avoid checking their credit reports because they fear it will negatively impact their scores.Reality: Checking your own credit is a "soft inquiry" and does not affect your score. Only "hard inquiries" (such as applying for a loan or credit card) can impact your score.Tip: Review your credit report every 6–12 months to catch errors or fraud early. Get a free report from AnnualCreditReport.com, the only official site for free credit reports.Myth #6: Credit Scores Are Locked In for Six MonthsSome believe their credit score is only updated periodically, leading to confusion when making financial decisions.Reality: Your credit score is dynamic, meaning it updates as new information is reported—not every six months. Changes in balances, payments, and account activity can impact your score as soon as they are reported by creditors.Tip: If you're working on improving your score, be patient and consistent—your efforts will show over time.Myth #7: If I Pay My Bills on Time, I Don't Need to Check My Credit ReportIt seems logical that paying your bills on time means your credit report is in good shape. But that's not always the case.Reality: 80% of credit reports contain errors. Mistakes like incorrect account information or fraudulent activity can damage your score even if you've never missed a payment.Tip: Check your credit report at least once a year to identify errors and dispute inaccuracies before they hurt your financial standing.Myth #8: All Credit Reports Are the SameMany people assume that if they check one credit report, they've seen them all.Reality: There are three major credit bureaus—Equifax, Experian, and TransUnion—and they all calculate scores differently. Some lenders may pull from only one bureau, while others check all three.Tip: Review reports from all three bureaus to get a complete picture of your credit history and spot discrepancies.Myth #9: A Divorce Decree Automatically Removes You from Joint AccountsDivorce proceedings often divide assets and debts, but that does not automatically separate joint accounts.Reality: If you and your former spouse share a loan or credit account, both of you remain responsible for the debt—even if a court assigns the balance to one person.Tip: To protect yourself, close joint accounts or refinance loans to remove your ex-spouse's name. Simply relying on a court order won't protect your credit.Myth #10: Bad Marks Automatically Disappear After Seven YearsMany assume that negative information automatically falls off their report after seven years, but it's more complicated than that.Reality: Some items, like Chapter 7 bankruptcies, remain on your report for 10 years, while Chapter 13 bankruptcies stay for seven years. Paid-off accounts in good standing can remain for 10 years, which benefits your credit history.Tip: If you have negative marks on your report, focus on building positive credit habits to minimize their impact over time.Myth #11: I Can Pay Someone to “Fix” My CreditCredit repair companies often promise quick fixes, but many of their claims are misleading.Reality: No company can legally remove accurate negative information from your credit report. If a debt is legitimately yours, it will stay on your report until its expiration date.Tip: You can dispute errors yourself for free. Christian Credit Counselors provides free resources and sample dispute letters to help you correct inaccuracies.The Truth About Credit ReportsUnderstanding your credit report and score is essential for financial success. By debunking these myths, you can take control of your credit and make informed financial decisions.Check your credit report regularly for errorsKeep credit card accounts open to maintain a strong scoreShop around for loans without worrying about multiple inquiriesWork with trusted advisors, not credit repair scamsIf you're struggling with credit card debt, Christian Credit Counselors can help. They've helped thousands of people get out of debt 80% faster while honoring their financial obligations.Visit ChristianCreditCounselors.org or call 800-557-1985 to learn more.On Today's Program, Rob Answers Listener Questions:I have a $50,000 home equity line of credit with $40,000 currently owed. I'm in school for one more year and have had to draw $1,000-$2,000 from the line every couple of months to cover expenses. My interest rate is 2.6%. I was wondering if I could use the equity in my home to pay off this debt and get some extra cash to help me through the rest of school.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Credit CounselorsAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Todd Dexheimer sits down with Jessie Lang, founder of Unlocked Rentals, to discuss how she built a thriving rental portfolio using the BRRRR method—Buy, Renovate, Rent, Refinance, Repeat. Jessie shares the key strategies behind her success, common mistakes investors make, and creative ways to fund deals. Plus, she explains how she's helping others grow their portfolios through her mentorship. Pillars of Wealth Creation 1. Long-term rentals (Key is hold time) 2.Team Building 3. Leverage Recommended Books 1. Rentals Made Easy By Jessie Lang 2. We Should All Be Millionaires By Rachel Rodgers Jessie Lang is a real estate investor and founder of Unlocked Rentals in Columbus, OH, managing a growing portfolio of over 70 properties. Specializing in the BRRRR method (Buy, Renovate, Rent, Refinance, Repeat), she helps investors scale efficiently with minimal capital. Through her platform, Unlocked, Jessie provides education and mentorship, guiding aspiring investors to navigate and succeed in the rental property market. You can connect with Jessie by joining her Facebook group https://www.facebook.com/jessie.lang1 or by getting her book which provides her phone number. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

Spring is here and home loan refinancing is in bloom. This week your Chef Dwayne Stein wants to help you find out if a Refinance is right for you. To do that Dwayne goes down the Refinance Checklist. Also, Dwayne suffered through Fed Chair Jerome Powell's press conference so you don't have to! All that and more on Mortgage Gumbo w/ Dwayne Stein 3/22/25

Do you know the biggest hidden drain on your wealth? It's not bad investments, risky business moves, or even extravagant spending. It's tipping the government—paying more taxes than you actually owe.And that's just one of the four silent killers of efficiency that are quietly eating away at your financial future.I recently had the privilege of hosting an epic Montana Mastermind Skiing Adventure, where 25 high-level entrepreneurs came together to mastermind, ski, and talk shop. One of our guest speakers was my brother from another mother, the legendary Garrett Gunderson—New York Times bestselling author, wealth strategist, and straight-up financial genius.Garrett dropped some serious knowledge on the Four I's of Efficiency, a framework he shares with his millionaire and billionaire clients. And I'm about to break it down for you—so buckle up, take notes, and let's make sure you keep more of what you earn.These four areas are where most entrepreneurs unknowingly lose thousands (or even millions) of dollars over their lifetime. Fix these, and you'll be on your way to financial freedom.IRS – Stop Tipping the GovernmentThe IRS is the number one silent wealth killer. Taxes are likely your biggest business expense, yet most entrepreneurs don't have a solid tax strategy in place. If you're just handing over whatever your CPA tells you to pay, you're probably leaving a ton of money on the table.How to fix it:Be proactive, not reactive. Most CPAs are just paper pushers—they file your taxes but don't actively strategize for you. Work with a tax planner who can help minimize what you owe.Optimize your business structure. Whether you're an LLC, S-Corp, or C-Corp, your choice of entity can save (or cost) you thousands every year.Maximize deductions. Home office, travel, business meals, health insurance—if it's a legitimate business expense, make sure it's written off.Leverage advanced tax strategies. Cost segregation on real estate, R&D credits, retirement plans—these aren't just for big corporations. They're for you, too!Happy Hustle Takeaway: The tax code is designed to benefit entrepreneurs. Learn the rules, play the game, and keep more of your hard-earned money—ethically, of course.Interest – The Hidden Cost of BorrowingDebt is sneaky. It's not just about what you borrow—it's about how much interest is quietly stacking up against you.How to fix it:Know your rates. If you've got debt above 8% interest, that's a red flag. Credit card debt at 20%+? That's straight-up robbery.Refinance smart. If rates drop or your credit improves, renegotiate your mortgage, car loan, or business debt.Pay off high-interest debt first. Prioritize the most expensive debts and get rid of them ASAP.Use low-interest business credit instead of personal credit. Protect your personal score and leverage better financing options.Happy Hustle Takeaway: Every dollar wasted on interest is a dollar you could be using to fund your dream life, travel, or invest in your next big idea.Investment Fees – The Silent Wealth DrainCompounding fees can quietly eat away at your investment returns over time. Even a "small" 1% management fee can cost you hundreds of thousands of dollars over decades.How to fix it:Audit your investment accounts. Check your 401(k), IRAs, brokerage accounts—what are you actually paying in fees?Shift to low-fee funds. Index funds and ETFs usually have lower fees than mutual funds.Work with fee-only advisors. Avoid financial "advisors" who earn commissions from selling you products. Pay for advice, not someone's hidden agenda.Happy Hustle Takeaway: Compound interest can make you rich, but compound fees can keep you broke. Know what you're paying and eliminate unnecessary costs.Insurance – Protect Yourself Without OverpayingInsurance is crucial, but overpaying for coverage you don't need is just as bad as not having enough coverage.How to fix it:Conduct an annual insurance audit. Prices change, and so do your needs. Make sure your coverage is still the best fit.Insure for the catastrophic. Cover the big stuff—like life-altering events—not minor expenses.Raise your deductibles. This can significantly lower your premiums.Eliminate redundant coverage. Make sure you're not paying for overlapping policies.Happy Hustle Takeaway: Insurance is peace of mind, but it shouldn't drain your bank account. Be strategic and only pay for what truly matters.By optimizing these four areas, you'll not only stop the leaks but also create a stronger financial foundation for yourself and your business.If you want to dive deeper into these strategies, don't miss this episode. Trust me, this knowledge is worth thousands—probably more—so tune in and start Happy Hustlin your way to financial freedom!Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustle.com/bookSign up for The Journey: 10 Days To Become a Happy Hustler Online Coursehttps://thehappyhustle.com/thejourney/Apply to the Montana Mastermind Epic Camping Adventurehttps://thehappyhustle.com/mastermind/“It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode Sponsor: Magnesium Breakthrough from BiOptimizers (https://bioptimizers.com/happy)If you've been on a restricted diet lately or maybe even taken some meds to shed those pounds for the summer, I gotta warn ya—be careful! You might have unknowingly created a nutrient deficiency that could not only mess with your health but also jeopardize those weight loss goals.Did you know that over 75% of Americans are already deficient in magnesium? Yeah, it's wild! Magnesium is this powerhouse mineral that's involved in over 600 biological reactions in your body. It helps with everything from sleep to stress management to hormone balance—all key players in keeping your weight on track.And if you're still on those meds, you might be dealing with some side effects like sleepless nights, digestive issues, or irritability, which can totally throw off your commitment to your goals. Whether you're taking meds or not, setting up healthy habits is crucial to maintaining your weight over time. One of the best things you can do? Make sure you're getting all the magnesium your body needs.Don't let a magnesium deficiency derail your progress! Give Magnesium Breakthrough by BIOptimizers a shot. Unlike other supplements, this one's got all 7 forms of magnesium that your body can actually absorb, so you get the full spectrum of benefits.This approach will help you crush your goals and maintain a healthy weight while keeping your overall health in check. For an exclusive offer, head to bioptimizers.com/happy and use the promo code 'happy10' at checkout to save 10%. And if you subscribe, you'll snag amazing discounts, free gifts, and a guaranteed monthly supply.

What if you could turn $40,000 into a multi-million-dollar real estate empire? In this episode of Invest2FI, Craig Curelop is with Ted Kaasch, an Omaha-based investor and leader of one of the fastest-growing REIAs in the U.S. Ted shares how he transitioned from foundation sales to real estate, using the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method to flip condemned properties into high-performing assets. He reveals how strategic networking, wholesaler connections, and REIA groups fueled his success—including turning an $11,000 condemned house into a cash-flowing short-term rental. Ted also discusses the future of real estate investing, his shift to self-storage, and the rising regulations affecting rental investors. Packed with actionable strategies, this episode is a must-listen for anyone looking to start, scale, or adapt in real estate. PODCAST HIGHLIGHTS:[03:13] How Ted transitioned from foundation sales to real estate investing. [07:04 ] The impact of learning construction on real estate deals. [12:22] How networking and wholesaling helped Ted grow his business. [18:43] Turning a $40K seed fund into a multi-million dollar portfolio. [24:30]  Breaking down Ted's perfect BRRRR deal on a condemned house. [31:16] Challenges of securing permits during the 2020 pandemic. [38:00] How Omaha's market growth is attracting outside investors. [41:56] Why Ted is selling off rentals and shifting to self-storage investing. [45:20] The impact of rental regulations on landlords in Omaha. [50:42] How Ted built one of the fastest-growing REIA groups in the U.S. [54:36] Final thoughts on building a strong real estate network. HOST Craig Curelop   

On this episode of the Best Ever CRE Show, Joe Fairless interviews David Iglewicz (known as "Iggy"), co-founder of Lake City Equity. David shares his journey from pediatric dentist to multifamily investor with a current portfolio of 2,800 units across 15-20 properties primarily in the Southeast. He discusses the challenges of navigating floating rate debt in a high interest rate environment, their success in refinancing into fixed-rate debt through operational improvements, and his approach to addressing rising tenant delinquencies through buy-now-pay-later programs. David also provides valuable insights on property management, including why they started their own management company and how it's become central to their value creation strategy. He emphasizes that despite market headwinds, now is an opportune time to buy multifamily properties when others are retreating from the sector. Sponsors: Vintage Capital Capital Gains Tax Solutions Learn more about your ad choices. Visit megaphone.fm/adchoices

You're about to hear from real estate powerhouse Heidi Fore, a top-producing agent, coach, and investor who literally uprooted her family to volunteer in an orphanage in Jamaica. That life-changing move inspired her to build significant passive income so she could focus on her mission—eventually buying 50 investment properties in just 62 months.Listen in to learn how Heidi used a simple, repeatable four-step system to find deals, secure financing, and manage her growing portfolio. She'll walk you through the resources, mindsets, and daily actions that helped her hit her cash flow goal while leading with her heart. Whether you're dreaming of an epic life abroad or simply looking to build wealth for your family, this episode will show you exactly how to leverage real estate to fund your biggest purpose.Resources:Learn more at heidifore.comListen to Episode 52. BRRRR: Buy, Renovate, Rent, Refinance, Repeat With David GreeneOrder the Millionaire Real Estate Agent Playbook | Volume 2Connect with Jason:LinkedinProduced by NOVAThis podcast is for general informational purposes only. The guest's views, thoughts, and opinions represent those of the guest and not KWRI and its affiliates and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.WARNING! You must comply with the TCPA and any other federal, state or local laws, including for B2B calls and texts. Never call or text a number on any Do Not Call list, and do not use an autodialer or artificial voice or prerecorded messages without proper consent. Contact your attorney to ensure your compliance.Advertising Inquiries: https://redcircle.com/brands

In Episode 236 of the TORE Podcast, we explore the recent developments surrounding Gary Keller and Keller Williams, particularly focusing on Gary's strategic partnership with Stone Point Capital. We also provide an update on the NAR lawsuit and discuss what it means for the real estate industry. Are commissions really dropping, and how are agents adapting to these changes? Additionally, we share some good news: interest rates are going down, and refinances are up. What does this mean for buyers and sellers in the current market? Packed with crucial information, this episode offers valuable insights for real estate professionals and anyone interested in the industry. Don't forget to like, subscribe, and leave a five-star review on Apple Podcasts and Spotify!Join The Only Real Estate Group Worth Being A Part Of on Facebook https://www.facebook.com/groups/2315035012099695Follow us on Instagram https://www.instagram.com/onlyrepodcast/Check our website for more content, webinars, full show notes, and your favorite TOREPWLT merch! https://onlyrepod.com/Create your own podcast with TORE Studios https://torestudios.com/

With mortgage rates decreasing for various loan types, potential homebuyers might find more favorable conditions for purchasing and current homeowners should carefully evaluate their circumstances. Today's Stocks & Topics: TTD - Trade Desk Inc. Cl A, CRWD - CrowdStrike Holdings Inc. Cl A, Market Wrap, Mortgage Rates Fall: Should You Buy or Refinance, VZ - Verizon Communications Inc., T - MUST-Mobile US Inc., T - AT&T Inc., Sectors, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, EQT - EQT Corp., 401k as a Rainy-Day Fund, VGK - Vanguard FTSE Europe ETF, GPRK - GeoPark Ltd., Department of Government Efficiency – DOGE.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Send us a textMortgage rates have fallen to 6.35%, down from over 7% last fall, and homebuyers are responding. Purchase applications are up for the fourth consecutive week, and property touring activity has surged 14% from last month. This renewed interest suggests a market beginning to thaw, potentially creating a window of opportunity for prepared buyers in early 2025.The current landscape offers a strategic advantage for buyers - prices have dipped 2.5% year-over-year to a median of $367,500, and competition remains softer compared to previous years. The "buy now, refinance later" approach could be particularly advantageous, allowing buyers to secure property at today's more negotiable prices with the option to refinance when rates potentially decline further. As summer approaches, market activity is expected to accelerate significantly, potentially driving prices higher once again.A concerning countertrend demands attention: mortgage delinquencies in government-backed loans have surpassed pre-pandemic levels. FHA loan delinquencies have risen to 11.03% and VA delinquencies to 4.7%, while conventional loans remain stable at 2.62%. This widening gap highlights growing financial stress among lower-income Americans and raises critical questions about sustainable homeownership accessibility. For investors and property managers, this trend could impact tenant stability and warrants close monitoring in the months ahead.Stay ahead of these shifting market dynamics and learn how they could impact your next real estate move. Subscribe now for weekly updates and visit WealthyAF.ai for exclusive insights, strategies and tools to navigate today's complex housing landscape with confidence.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyAF.aiUse the Coupon Code: WEALTHYAF for 20% off!

Do you want to get into real estate but fear you're too late to the party? This middle-aged, middle-class couple thought so, too. Instead, they discovered a strategy that helped them fast-track their financial goals, bringing them to six rental properties and over $75,000 in annual cash flow! Welcome back to the Real Estate Rookie podcast! Brianne and Doug Hamilton didn't want to rely on their W2 jobs for their financial security, so like many, they turned to real estate investing. In just a few years, they have scaled to six properties and built two real estate businesses. They're on the path to financial independence, even though they started in their late 30s. If they can do it, YOU can, too! As you're about to hear, Brianne and Doug have done it all. They've launched vacation rentals. They've bought properties with other people's money (OPM). They've even cohosted and managed properties for other investors. But their secret to snowballing one rental property into six? The BRRRR method (buy, rehab, rent, refinance, repeat). Stick around to learn more about this strategy and copy the Hamiltons' success, no matter what stage of life you're in! In This Episode We Cover: Snowballing to six properties and over $75,000 in annual cash flow Scaling with the BRRRR method (buy, rehab, rent, refinance, repeat) The power of networking when you're just starting your investing journey Choosing an investing strategy that aligns with your goals, skills, and passions How to buy a rental property using other people's money (OPM) Tips and tricks for increasing your short-term rental bookings And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPockets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube Follow Real Estate Rookie on Instagram Ask Your Question for a Future Rookie Reply “Like” Real Estate Rookie on Facebook Brianne & Doug's Instagram Buy the Book “Buy, Rehab, Rent, Refinance, Repeat” Sign Up for the Real Estate Rookie Newsletter Find Investor-Friendly Lenders What Is the BRRRR Method & How to Use It to Invest in Real Estate Connect with Brianne (00:00) Intro (00:45) Why Real Estate Investing? (03:36) Buying the First Property (08:52) “Diversifying” with Vacation Rentals (16:31) Using Other People's Money (22:08) How to Increase Bookings (31:10) Brianne & Doug's Portfolio (34:35) Connect with Brianne & Doug! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-527 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices

TakeawaysFor beginners or those looking for an easier entry into real estate, turnkey properties are an excellent option. These homes come rehabbed and tenant-ready, giving you a hassle-free way to start earning income without the complexity of more intensive projects.Targeting under-rented properties, especially those owned by tired landlords or Section 8 housing, offers the opportunity to acquire properties at a discount and rapidly increase their value through refinancing.By using the BRRRR strategy—Buy, Rehab, Rent, Refinance, Repeat—you can build your real estate portfolio with a minimal upfront investment, allowing for potentially infinite returns by leveraging forced equity.Chapters(00:00) - Real Estate Deal Types Explained(10:31) - Turnkey and Section Eight Real Estate(15:42) - Real Estate Investment Strategy Options(27:06) - Building a Diverse Real Estate Portfolio About Jimmy VreelandJimmy graduated from the United States Military Academy at West Point, spent 5 years as an Army Ranger, and deployed three times twice to Iraq and once to Afghanistan. On his last deployment, he read Rich Dad Poor Dad by Robert Kiyosaki which led him down the path of real estate investing. As his own portfolio grew, eventually he started a real estate investing business. Since 2018 his team at Vreeland Capital has supplied over 100 houses a year to high performing, passive investors who want to work with his team and his team is now managing over 800 houses.Get in touch with Jimmy and his team at www.vreeland-capital.comMore about JimmyWebsite: www.jimmyvreeland.comLinkedin: www.linkedin.com/in/jimmy-vreelandInstagram: www.instagram.com/jimmyvreelandFacebook: www.facebook.com/JimmyVreelandYoutube: www.youtube.com/@JimmyVreelandC>>>>>>Get free access to the private Ranger Real Estate facebook group

Think the BRRRR method (buy, rehab, rent, refinance, repeat) is dead because of high interest rates and rising home prices? Think again. We're doing BRRRR deals right now that are making us cash flow and serious equity while most investors sit on the sidelines. But how do we FIND these money-making BRRRR deals? We're sharing the new BRRRR formula in today's episode, along with more questions and answers from the BiggerPockets Forums. Besides uncovering our BRRRR secrets, we're helping an investor scale from single-family rentals to multifamily rentals. This is a BIG jump, and there's a smarter way to scale your way up to big, new-build multifamily buildings. Next, an investor finally sees the light, realizing cash flow ISN'T everything. He's about to walk into a nice chunk of equity with his new property, but is the cash flow TOO low (should he worry)? What were you thinking about when you were 18? Maybe you were stressing out about college applications or sleeping in until noon. One ambitious young investor wants to get his first rental at just 18 years old, but on this rare occasion, we advise against it. If you're in his position, too, we'd recommend doing something else first. Finally, are “small towns” too risky to invest in? How small is too small? We're getting into it in this episode! Looking to invest? Need answers? Ask your question on the BiggerPockets Forums! In This Episode We Cover: How to BRRRR in 2025 and how Henry finds his undervalued real estate deals The pitfalls of scaling from single to multifamily rentals and how to do it the right way Is a low cash flow rental worth it for a five-figure equity gain once purchased? How to start investing in real estate at a very young age (18 years old!) Investing in small towns and how to see where the big companies are going first And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Apply to Be a Podcast Guest Try REsimpli, The Only All-In-One Real Estate Investor CRM Software That Helps You Manage Data, Marketing, Sales, and Operations Grab the BRRRR Book, “Buy, Rehab, Rent, Refinance, Repeat” Sign Up for the BiggerPocket Real Estate Newsletter Find an Investor-Friendly Agent in Your Area Ask Your Question on the BiggerPockets Forums Connect with Dave (00:00) Intro (01:00) How to BRRRR in 2025 (09:03) Scaling from Single to Multifamily (15:36) Low Cash Flow Worth It? (20:09) Start Investing at 18? (24:20) Buying in “Small” Towns (31:13) Ask Your Question! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1086 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine making $1,500,000 on one regular real estate deal. We're not talking about a huge apartment complex or commercial real estate investment. $1,500,000 on a single-family home purchase. How is that even possible? Dina Onur is more than a million dollars richer after spotting one rare real estate investing “upside” at the closing table. And the best part? She's just a regular, everyday investor. Dina runs her own home healthcare business and is a mom of three, but she decided, “I'm not busy enough; let's start buying (and renovating) rentals!” So, that's exactly what she did. Her clients routinely had houses to sell, so instead of passing them along to real estate agents she knew, Dina made the jump, buying a triplex to test her hand at rental property investing. She did a BIG renovation but created some serious sweat equity as a result. The next rental? Double the size—a six-unit investment property. But, none of these compare to the one deal that is making her over a million dollars. This was such a rare find that Dina was offered hundreds of thousands of dollars over the asking price to sell it to other investors. She refused, and if you can find a property like hers, you too could make a seven-figure profit on your next real estate deal. In This Episode We Cover: How Dina made $1,500,000 on a real estate deal everyone else overlooked Pulling yourself up from bankruptcy to rebuild your financial life The one reason you ALWAYS check the zoning of a property before you buy Why Dina refuses to invest in single-family homes and sees them as too risky Using a HELOC (home equity line of credit) to fund your home renovations  Financing new construction and a sneaky way to get around the massive down payment And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Invest in High-ROI Turnkey Rentals with Rent to Retirement or Txt REI to 33777 Save $100 on Real Estate's Biggest Event of the Year, BPCon2025 Buy the BRRRR Book, “Buy, Rehab, Rent, Refinance, Repeat” Find Investor-Friendly Lenders 10 Hidden Ways to Buy Properties with Huge “Upside” Connect with Dina Connect with Dave   (00:00) Intro (00:55) Young Business Owner to Bankruptcy (02:17) Accidentally Finding Real Estate (06:41) Finding Her First Deal (09:29) Huge Renovations, But BIG Rewards (17:12) Tearing Down Her House for This? (20:12) Making $1.5M on One DEAL!? (26:19) What's Next? Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1081 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices