Podcasts about PMI

Play video episode | Play audio-only episode | Play on YouTube Click above to play either the audio-only episode or video episode in a new window. Episode Summary The Project Management Institute (PMI) has introduced a new validation rule in the Continuing Certification Requirements System (CCRS) self-reporting form that automatically treats any number in the activity title as a PDU claim code. When the rule is triggered, for example by “Episode 525 - The Unofficial Project Manager” or “PMO Symposium 2025,” the form displays an error and blocks submission until the title is edited. This affects all self-reported learning activities whose names contain digits. Follow these steps to submit your Project Management Podcast PDUs without triggering the error:

The U.S. Labor Department reported the weekly Initial Jobless Claims; Kevin has the details, digs into the data and offers his insights. S&P Global released the U.S. manufacturing purchasing managers index (PMI) and U.S. services PMI; Kevin discusses the report and offers his perspective. The National Association of Realtors reported April existing home sales; Kevin looks at the data and puts it into perspective. Oil reacts to OPEC+ discussing a production increase for July, an unexpected rise in U.S. crude oil inventories and the expiration of U.S. oil company Chevron's license to operate in Venezuela. Kevin pays tribute to our fallen heroes as we enter this Memorial Day Holiday weekend.

S&P Futures are trading slightly higher this morning after Wednesday's sell-off, which was triggered by a spike in Treasury yields amid concerns about a significant expansion in U.S. fiscal debt. The House is expected to pass Trump's tax and spending bill this morning; the vote is currently underway. Robert F. Kennedy Jr.'s “Make America Health Again” report is expected to be released today. Health insurer stocks are under pressure this morning following the Centers for Medicare & Medicaid Services' announcement of expanded audits of Medicare Advantage plans. AT&T has agreed to acquire substantially all of Lumen Technologies' mass markets fiber business for $5.75 billion in cash.  Reports on Jobless Claims and the flash PMI report for May will be released today. On the earning front SNOW, URBN, ZM & AAP are higher after their releases. After the bell today earnings reports from INTU, WDAY, ADSK, CPRT, ROST and DECK are set to report.

En este episodio cubrimos los eventos más relevantes antes de la apertura del mercado: • Wall Street recupera el ritmo tras presión en los bonos: Los futuros suben: $SPX +0.1%, $US100 +0.2%, $INDU estable. El bono a 10 años baja a 4.58% tras la débil demanda de deuda del miércoles. Inversores observan con cautela el creciente déficit fiscal bajo el plan de Trump. Se esperan datos de desempleo, PMI y ventas de viviendas con tasas hipotecarias cerca del 7%. • El oro sube por refugio ante riesgo fiscal y tensión geopolítica: El oro encadena su tercera subida apoyado en la debilidad del dólar (-0.6%), la rebaja crediticia de EE.UU. por Moody's y tensión por el paquete fiscal de Trump. Temores de ataque de Israel a Irán y fuerte demanda de China (importaciones +73% en abril) fortalecen el metal como activo refugio. • AT&T compra negocio de fibra de Lumen: $T adquiere la unidad de fibra masiva de $LUMN por $5.75B, sumando 1M de clientes y avanzando hacia su meta de 60M ubicaciones para 2030. Creará “NetworkCo”, con AT&T como cliente ancla. La operación será positiva en 12–24 meses y se espera el cierre en 2026 con venta parcial a socio de capital. • Nike regresa a Amazon con alzas por aranceles: $NKE volverá a vender directamente en $AMZN por primera vez desde 2019, excluyendo a terceros desde el 19 de julio. También subirá precios el 1 de junio: calzado $100–$150 sube hasta $5, +$150 sube hasta $10, ropa y accesorios +$2 a +$10. El nuevo CEO Elliott Hill busca recuperar cuota frente a marcas emergentes. Una jornada con foco en tasas, metales y movimientos estratégicos en telecomunicaciones y retail. ¡No te lo pierdas!

US President Trump's Tax/Spending bill is currently being debated in the US House (passed the Rules Committee overnight), the debate has formally hit the two-hour minimum as of the time of publication; vote time TBC.European stocks trade lower following the Wall Street and APAC losses; US equity futures attempt to recover recent losses.USD mixed vs. peers, EUR and GBP digest PMI metrics, JPY narrowly leads.USTs a little firmer finding some reprieve following 20yr weakness, Bunds choppy following EZ PMIs.Crude pressured amid reports of further OPEC+ output hikes, Spot gold a little lower.Bitcoin extended on gains and printed a fresh all-time high of above the USD 111k level; Texas House approved the bill to create a Bitcoin reserve.Looking ahead, US Flash PMIs, Jobless Claims, Canadian Producer Prices, NZ Retail Sales, ECB Minutes. Speakers including RBA's Hauser, BoE's Breeden, Dhingra & Pill, ECB's Elderson & de Guindos, BoC's Gravelle, Fed's Barkin & Williams, Supply from the US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

The best lenders reveal why waiting to talk to a pro can cost you thousands—and how early planning unlocks smarter, cheaper options for your first home loan. In this episode, David Sidoni shares insights from 250 top first-time homebuyer lenders on what they wish buyers did months before applying for a mortgage. He explains why relying on Google or AI can backfire, and how professional advice early on can tailor your loan for better long-term outcomes. Real-life examples show how small strategic moves, like adjusting debt or rethinking a down payment, can drastically lower monthly costs. Whether you're a year out or just getting curious, this episode shows why it pays—literally—to start planning now.Quote“It's not just ‘can you get approved?'—it's are you in the best position possible with the loan structured around your full financial picture?”HighlightsWhat 250 mortgage pros say they wish clients did earlierThe massive mistake of waiting until you're “ready” to get pre-approvedWhy Google, webinars, and AI can't replace tailored financial adviceA real buyer example where paying off a car instead of boosting a down payment saved bigHow pre-planning transforms your buying power—not just your approval oddsThe difference between a cookie-cutter loan and a custom strategyWhy a free consult with a realtor-lender team could be your smartest first moveReferenced Episodes129 – Quasi: Bought out of college with the degree—proof you don't need 2 years.304 – Everything you need to know about credit.182 – Interview with a buyer who had a zero credit score and still bought a home.246 – Lease breaking: Why it shouldn't stop your buying plan.22, 58, 75, 113 – Using a 401K for your down payment.72, 199 – Myths about credit pulls.309 – Practice your mortgage payment before buying.69, 106 – Dave Ramsey episodes.198 – PMI is a privilege.216 – PMI is still a privilege—not the devil.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Market Decline and Bond Yield Surge Analysis - May 21st In this episode of Dividend Cafe, Brian Szytel discusses the significant market drop on May 21st, highlighting the Dow's 816-point decline and the movements in S&P and Nasdaq. He explains the rise in bond yields, specifically in 10-year and 30-year notes, and the impact of a lackluster 20-year bond auction following a credit downgrade. Additionally, he covers the unusual drop in the dollar amidst rising interest rates, the influence of downbeat retailer earnings, and geopolitical tensions between Israel and Iran. The episode wraps up with a preview of upcoming economic data releases including jobless claims, PMI numbers, and home sales. 00:00 Introduction and Market Overview 00:27 Bond Yields and Auctions 01:53 Year-to-Date Market Performance 02:11 Global Market Reactions 02:50 Geopolitical and Economic Factors 03:25 Conclusion and Upcoming Data Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Play video episode | Play audio-only episode | Play on YouTube Click above to play either the audio-only episode or video episode in a new window. Episode Summary Project environments rarely slow down, yet outstanding leaders keep schedules intact, teams motivated, and stakeholders confident even when interruptions pile up. Leadership strategist Robert Heath Sr. joins the show to explain how he transforms shifting priorities into opportunities for greater impact. A former Marine officer and combat-tested communications expert, Robert now advises Fortune 500 firms on building cultures that thrive under pressure. He shares field-tested techniques that help project managers cut through noise, protect focus, and make decisions at speed while maintaining team morale.

In this episode, Ricardo discusses the challenge of saying “no” in project management, a struggle for many who aim to help. He warns that each impulsive "yes" may sacrifice scope, schedule, quality, or team well-being. Sharing his experience of overcommitting, he learned that saying “no” is an act of leadership. He uses three guiding questions: 1) Is it aligned with the project's strategy? 2) Do I have time, budget, and people for it? 3) Does it add measurable value? He suggests offering conditional options with a “no, but yes” approach. Saying “no” with data, clarity, and respect not only protects the project but also strengthens relationships and shows care for the team. Listen to the podcast to learn more!

Nest episódio, Ricardo aborda a dificuldade de dizer “não” em projetos, algo comum entre profissionais que desejam ajudar. Ele alerta que cada "sim" impulsivo pode comprometer escopo, cronograma, qualidade ou a equipe. Ricardo compartilha sua experiência negativa ao aceitar pedidos extras que sobrecarregaram o time e prejudicaram o projeto. Ele explica que aprender a dizer “não” é um ato de liderança e propõe três perguntas-chave para avaliar novas demandas: 1) Está alinhada ao objetivo do projeto? 2) Há recursos para isso? 3) Gera valor mensurável? Caso seja necessário, use o “não, mas sim”, oferecendo alternativas condicionais. Por fim, ele ressalta que dizer “não” com respeito e clareza fortalece relações, protege o projeto e a equipe. Escute o podcast para saber mais!

Play video episode | Play audio-only episode Click above to play either the audio-only episode or video episode in a new window. Great news: our full archive of 620 Project Management Podcast episodes is now available in Apple Podcasts and Supercast for premium subscribers. Upgrade from the free feed to unlock every interview, including more than 100 premium-only shows, earn PMI PDUs effortlessly, and download detailed transcripts. I plan to publish three episodes each month in 2025: two free and one premium. So now is a perfect time to join. Choose the platform that fits your listening style using the links below. Thank you for supporting the show and letting us be part of keeping your projects on track. Subscribe on Apple Podcasts Subscribe via Supercast (most apps supported) Follow the ad-supported feed on YouTube

欢迎收听雪球出品的财经有深度，雪球，国内领先的集投资交流交易一体的综合财富管理平台，聪明的投资者都在这里。今天分享的内容叫商品——还需要再耐心等一等，来自黑貔貅俱乐部。据中国物流与采购联合会发布，2025年4月份全球制造业PMI为49.1%，较3月下降0.5个百分点，连续2个月环比下降，连续2个月低于50%。碳酸锂，PVC，工业硅，不锈钢，纯碱，乙二醇等一部分商品跌破了生产成本线。从历史规律来看，当大部分商品价格跌破成本的时候，商品会迎来年度级别的反转行情，这个过程产业减产，重组会加快，这次也会一样，只是时间可能略微拉长。现在部分商品成本坍塌的逻辑还需要煤炭，油价，电力价格再弱一些，这种大C浪的下跌，只有在14-15年出现过。PMI可以代表全球的需求预期，最起码现在看2025年下半年到2026年上半年，想要出现系统性反转，难度较大。但是，这应该是绝大多数品种的最后下跌，绝对跌幅可能已经不大，但是需要更耐心等待。这波商品最硬的是工业有色，需要关注这个品种，如果有色开始大幅度补跌，可能意味着工业，农业商品系统性下跌接近尾声，然后转入震荡，而非价格V型反转。根据国家统计局及行业分析报告数据，2025年1-3月全国房屋新开工面积为12996万平方米，同比下降24.4%，延续了近年来新开工面积持续收缩的趋势。这意味着整个地产链的拖累，明年可能比今年还要大，即使商品见到绝对的低点，但是由于缺乏向上的弹性，维持底部震荡的时间恐怕也会较久。历史上大宗商品容易走V型反转，这次需要提防有L型震荡或者连续小W底部震荡的可能。近期我们已经看到了，战略金属价格上涨远比工业品要强很多。以钨为例，2025年5月8日，长江综合钨粉均价突破325,000元/吨，单日上涨1,000元，连续8日刷新高位。在欧盟战略储备冲击、国内资源枯竭与技术升级的多重催化下，钨产业链正面临全球定价权争夺的关键转折点。要知道这已经不是第一个上涨的战略小金属了。此前的锑，铋，锗，镓，重稀土都是价格到了历史新高或者几年高位，从当前情况看，战略小金属的价格弹性要远高于预期。我在2023年的时候聊过，如果工业金属缺乏系统性的机会，就把最主要的精力放到黄金+战略小金属上。从当前情况看这个逻辑仍旧在延续，这次小金属跟其他工业品的割裂有很多的时代原因，恐怕这一趋势还会延续。维持观点：黄金震荡后会继续创新高，白银更大的涨幅还没开始，战略小金属系统性的超级大牛市渐入佳境。而绝大多数期货交易的品种都在进行最后，最惨烈的下跌，而且下跌时间可能比历史上的周期都持续的要久且短期缺乏向上的弹性，待这些产品下跌转入连续震荡结束后，才会有更大涨幅的行情。

In this episode of Go Gaddis Real Estate Radio, Cleve Gaddis unpacks two essential pieces of the mortgage puzzle: PMI (Private Mortgage Insurance) and MIP (Mortgage Insurance Premium). If you're planning to buy a home with less than 20% down—or using an FHA loan—this is a must-listen segment.

In this episode, Ricardo reflects on the end of Skype's cycle. Created in 2003 in Estonia, the application revolutionized online communication, allowing free voice calls and being essential for families, companies, and project managers. Acquired by eBay in 2005 and by Microsoft in 2011, Skype lost ground to more modern solutions such as Zoom, WhatsApp, and Teams. Ricardo highlights that the end of a project or product does not mean failure. Everything has a cycle: beginning, middle, and end. Recognizing when to end something responsibly is an essential skill in project management. Success lies in fulfilling its purpose, not in lasting forever. The end can also be a sign of success. Listen to the podcast to learn more!

Neste episódio, Ricardo reflete sobre o fim do ciclo do Skype. Criado em 2003 na Estônia, o aplicativo revolucionou a comunicação online, permitindo chamadas de voz gratuitas e sendo essencial para famílias, empresas e gerentes de projetos. Comprado por eBay em 2005 e pela Microsoft em 2011, o Skype perdeu espaço para soluções mais modernas como Zoom, WhatsApp e Teams. Ricardo destaca que o fim de um projeto ou produto não significa fracasso. Tudo tem um ciclo: início, meio e fim. Reconhecer o momento de encerrar algo com responsabilidade é uma habilidade essencial na gestão de projetos. O sucesso está em cumprir seu propósito, não em durar para sempre. O fim também pode ser um sinal de sucesso. Escute o podcast para saber mais!

«Raggiunto un accordo di svolta con il Regno Unito, è fantastico per entrambe le nazioni». Lo ha detto il presidente degli Stati Uniti, Donald Trump. Con l'accordo, il Regno Unito darà maggior accesso alla carne e all'etanolo statunitensi e saranno ridotte le barriere non tariffarie. Inoltre, «Stati Uniti e Regno Unito lavoreranno insieme sull'acciaio». Trump ha detto di voler «ringraziare il primo ministro Keir Starmer», definendolo «eccezionale» e affermando che i due Paesi hanno un «ottimo rapporto». Trump ha dichiarato che «gli ultimi dettagli sono in fase di stesura», ma che «quasi tutto è stato approvato». Anche il primo ministro britannico Keir Starmer ha definito «un giorno storico» quello dell'annuncio da parte del suo omologo americano Donald Trump di un accordo commerciale tra Usa e Gran Bretagna. Un annuncio che il premier britannico ha paragonato a quello di Winston Churchill della «Vittoria in Europa esattamente 80 anni fa». Secondo il presidente americano, l'intesa porterà 5 miliardi di dollari in nuove opportunità di esportazione per allevatori, agricoltori e produttori statunitensi, in particolare nei settori di carne bovina ed etanolo. Trump ha anche previsto entrate pari a 6 miliardi di dollari derivanti dal dazio universale del 10% che resterà in vigore sul Regno Unito, nonostante l'accordo. Ne parliamo con Giorgia Scaturro, corrispondente radio 24 da Londra.Baroni: «Piccole imprese più forti e sicure per rispondere alle sfide globali» Domani si apre il Forum annuale Piccola Industria a Firenze che sarà concluso, sabato mattina, dal presidente nazionale di Confindustria Emanuele Orsini. Sarà l'occasione per discutere dell'urgenza di avere Pmi forti e sicure per affrontare alcune delle sfide cruciali per le piccole e medie imprese italiane. Ci sono rischi, alimentati dall incertezza attuale, ma anche occasioni di crescita e di innovazione.«Energia, cybersecurity, aerospazio-difesa e impatti del cambiamento climatico: sono i quattro grandi temi su cui vogliamo concentrare la nostra riflessione. Tenendo conto del contesto in cui siamo oggi, sia a livello globale che europeo, con una Ue che deve cambiare: ridurre la burocrazia come previsto dal Pacchetto Omnibus previsto dalla nuova commissione europea - e concentrarsi sulla politica industriale», dice Giovanni Baroni, presidente della Piccola industria di Confindustria, anticipando i contenuti del Forum annuale. «Siamo sempre stati come Piccola precursori sui grandi temi, emersi anche dalle Assise organizzate sotto la mia presidenza a giugno del 2022 a Bari. L energia, quando ancora non era esploso il problema dei costi, l Intelligenza artificiale, che abbiamo affrontato anche con il road show sul territorio partito due anni fa, per far solo alcuni esempi. Oggi in questo periodo di guerre e di grandi cambiamenti che stanno modificando gli equilibri mondiali la sicurezza è un fattore determinante, in tutti i suoi aspetti. Siamo minacciati, ma abbiamo anche opportunità e spazi per crescere», dice Baroni. Interviene proprio Giovanni Baroni, presidente della Piccola industria di Confindustria

Filipe Aires, analista de AFI, destaca las claves macro y divisas de la jornada. Nos fijamos en la FED de Atlanta, Powell y Trump, los datos de PMI europeos, el dato de Precios al Productor en la eurozona y el euro.

The AI Index Report 2025, published annually by Stanford University, is a key global reference that tracks the progress, trends, and impact of artificial intelligence. In this podcast, Ricardo highlights how AI is advancing rapidly, reshaping industries, and demanding new skills from professionals, especially in project management. He emphasizes the growing influence of AI on productivity, innovation, and education, as well as its ethical challenges and global implications. The report shows that AI is no longer hype, but it's a transformative force shaping our work, society, and future, requiring leaders to adapt with agility and strategic vision. Listen to the podcast to learn more!

O AI Index Report 2025, publicado anualmente pela Universidade Stanford, é uma referência global fundamental que acompanha o progresso, as tendências e o impacto da inteligência artificial. Neste podcast, Ricardo destaca como a IA está avançando rapidamente, remodelando indústrias e exigindo novas habilidades dos profissionais, especialmente em gestão de projetos. Ele enfatiza a crescente influência da IA ​​na produtividade, inovação e educação, bem como seus desafios éticos e implicações globais. O relatório mostra que a IA não é mais uma moda passageira, mas é uma força transformadora que molda nosso trabalho, nossa sociedade e nosso futuro, exigindo que os líderes se adaptem com agilidade e visão estratégica. Escute o podcast para saber mais!

Stackable grants, strategy-based lending, and insider truths about mortgage math—this episode unpacks what really sets unicorn lenders apart in today's market. In part two of this masterclass with unicorn lender Kelly Cort, David and Kelly go deep on the real numbers behind down payment assistance, adjustable rate mortgages, lender-paid buy-downs, and PMI myths. Learn why pre-approvals aren't enough, how lenders can actually help you win bidding wars, and what it means to build a plan instead of chase a rate. From DTI math to offer letters and insurance shocks, this is the kind of lending guidance most first-time buyers never get.Quote:“You just loan yourself $35,000 for $44 bucks a month. Cheapest money you'll ever buy.” — Kelly Cort, Episode 340Highlights:What is down payment assistance—and can you use it even if you have 20% down?How does stacking assistance programs work—and what are the tradeoffs?Why does Kelly personally call the listing agent to help your offer stand out?How can your lender strategy beat a higher competing offer in a bidding war?What's the real difference between a 6.5% rate and a “clickbait” 5.5% rate?Can you buy a home with just an offer letter for a job you haven't started yet?Why is PMI sometimes the smartest move—and how low can it actually go?Referenced Episodes:Episode 19 – Financial Prep for HomeownershipEpisode 94 – Real Estate Terms & DefinitionsEpisode 328 – 10 Real Action Steps for First-Time BuyersEpisode 339 – Part 1 with Kelly CortConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Summary In this conversation, Dave Prior and Dennis Stevens explore the evolving definition of project success as outlined in PMI's recent report. They discuss the implications of this new definition, emphasizing the need for continuous transformation in organizations and the role of project managers in delivering value. The conversation also touches on the importance of reducing friction in project management, the impact of AI on the profession, and the necessity for project managers to navigate the political landscape of project success. Ultimately, they highlight the need for project managers to adapt to a rapidly changing environment and the skills required to thrive in this new landscape. Takeaways • A successful project delivers value worth the effort and expense. • Transformation is continuous, not stepwise. • Project success must include stakeholder perception and value delivery. • Project managers need to focus on reducing friction in processes. • AI will change the role of project managers significantly. • Friction is not the same as constraints; it impedes progress. • Project success should be measured by the ability to adapt and deliver value. • The role of project managers is evolving to include more strategic responsibilities. • Continuous evaluation is essential for project success. • Navigating politics is crucial for achieving project success. Links: PMI Article on Reframing Project Success https://www.pmi.org/blog/reframing-project-success Agile for Project Managers - What is Project Success? w/ Dennis Stevens, Jesse Fewell, Jenny Tarwater, Sally Sloley, Jimi Fearless, and Semira Allen and (on The Agile Network) https://theagilenetwork.com/content/1d2a0a72-4d33-4145-b80a-3728f45b1947/item/0 Redefining Project Success and How it Impacts Project and Product Leaders with Lenka Pincot, Mike Griffiths and Dave Prior (on The Agile Network) https://theagilenetwork.com/content/926c08d0-52c7-4444-8f2a-732ac6acea61/item/0 Contacting Dennis Website: https://www.google.com/search?client=safari&rls=en&q=orgwright&ie=UTF-8&oe=UTF-8 LinkedIn: https://www.linkedin.com/in/dennisstevens/ The Agile Network Profile: https://theagilenetwork.com/celebrity/fa0c1ba5-2373-4750-a3a2-86e37bc3ab03 Chapters 00:18 Introduction to Project Success Redefined 03:25 Transformation in Project Management 06:14 The New Definition of Project Success 09:21 Challenges in Project Management 12:08 Reducing Friction in Project Success 15:16 The Role of Project Managers in Value Delivery 18:39 The Politics of Project Management 22:18 Evolving Role of Project Managers 25:08 AI and the Future of Project Management 28:08 The Changing Landscape of Project Management 30:18 Concluding Thoughts and Future Conversations

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 EU Deforestation Law Impact2:56 Corn Belt Rains4:48 GDP Contraction8:46 China PMI9:46 Ethanol Production10:50 Flash Sale

Learn what rising delinquencies mean for your finances, plus how to decide if you're truly ready to buy your first home. What happens if you fall behind on your loan or credit card payments? How much do you actually need to buy a house? Hosts Sean Pyles and Elizabeth Ayoola discuss rising debt delinquencies and first-time homebuying realities to help you protect your credit and avoid costly financial missteps. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a discussion of climbing delinquency rates across student loans, credit cards, auto loans, and government-backed mortgages, with tips and tricks on how to spot trouble early, prioritize which bills to pay first, and avoid risky quick-fix debt solutions. Then, mortgage Nerd Abby Badach Doyle joins Sean and Elizabeth to discuss what it takes to buy a home for the first time. They discuss how much you actually need for a down payment, what to expect with closing costs, and smart alternatives to tapping your 401(k). You'll also hear the pros and cons of renting versus buying, why assembling a strong homebuying “squad” matters, and how to find down payment assistance that could make homeownership more realistic — even in today's high-cost housing market. Use NerdWallet's free home affordability calculator to see how far your homebuying budget could take you: https://www.nerdwallet.com/calculator/how-much-house-can-i-afford  Learn how a first-time home buyer class can help you find grants, down payment assistance and a lower monthly payment: https://www.nerdwallet.com/article/mortgages/first-time-home-buyer-class  In their conversation, the Nerds discuss: debt delinquencies, student loan default, FHA loan delinquency, auto loan delinquency, mortgage delinquencies, government loans vs conventional loans, student loan wage garnishment, rising credit card debt, prioritizing debt payments, what is PMI, down payment assistance programs, 401k loan for house, using IRA to buy home, renting vs buying a home, how much to put down on a house, closing costs explained, first time homebuyer loans, home affordability calculator, 28/36 rule mortgage, credit score for mortgage, PMI removal, VA loans, FHA loan requirements, USDA mortgage, best mortgage for first-time buyer, first-time homebuyer class, home buying on tight budget, mortgage broker vs lender, emotional readiness to buy a house, how to get rid of PMI, renting benefits, first-time homebuyer grants, how to avoid default, homebuying myths, home equity, and down payment myths. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Play video episode | Play audio-only episode | Play on YouTube Click above to play either the audio-only episode or video episode in a new window. Episode Summary Many professionals manage projects every day without holding an official project manager title. This conversation highlights why so many individuals lead crucial initiatives by accident and how they can succeed even without formal authority. Guest expert Kory Kogon brings extensive experience in helping people adopt practical leadership approaches, emphasizing the idea that a project's success hinges on building trust, clarifying expectations, and fostering genuine engagement among team members.

En este episodio, repasamos los temas más importantes del día: • Wall Street celebra resultados tech: Los futuros suben con fuerza tras sólidos earnings de $MSFT (+8.2% premarket) y $META (+6.2%). $SPX +1.2%, $US100 +1.6% y $INDU +0.7%. Wall Street cerró con rebote tras la primera contracción del PIB desde 2022. Hoy se esperan datos de desempleo (224K), PMI e ISM de abril. • Trump impulsa vacuna universal: La administración lanza el programa “Generation Gold Standard” con $500B para desarrollar vacunas contra múltiples virus. Se usarán tecnologías clásicas como virus inactivados. Ensayos planeados para 2026; aprobación esperada en 2029. Involucra a $AZN, $GSK, $SNY, $PFE, $MRNA, $NVAX y otras. • Amazon amplía cobertura rural: $AMZN invertirá $4B en expandir su red de entregas en zonas rurales, cubriendo 13,000 códigos postales y creando 100,000 empleos. La iniciativa permitirá más de mil millones de paquetes adicionales al año. Acciones suben +2.7% tras el anuncio. Un episodio que destaca innovación médica, expansión logística y el poder de las tecnológicas en el mercado. ¡Dale play y no te lo pierdas!

As Senior Advisor to the CEO, Dave focuses on key projects important to PMI's mission and community. One of which we focus on in this interview, the new PMI report: Maximizing Project Success: Elevating the impact of the Project Profession. Elevating the impact on our world, offers a modern, shared definition of project success that builds on long-standing views of what defines project success—and the role that project professionals can have in delivering it.As Chief Strategy & Growth Officer for PMI, Dave collaboratively defined and drove the execution of the Institute's strategy to create exponential growth in relevance and impact. Working globally, across the organization to define, test, and deliver "new products that matter," which will deliver dramatic increases in value to our customers.Prior to PMI, Dave was co-founder and former CEO of ProjectManagement.com (aka gantthead.com), a well-known and profitable on-line publication since early 2000. ProjectManagement.com is the world's largest dedicated community of IT Project Managers. For more than a decade, we grew profitably through partnerships, acquisitions, and natural extensions of our brand. In January 2014, we joined the Project Management Institute (PMI) family, helping serve the needs of more than 6.7M Project Managers worldwide.Access the report we talk about in the show : Maximizing Project Success: Elevating the impact of the Project Profession: https://www.pmi.org/learning/thought-leadership/project-successLinkedIn: https://www.linkedin.com/in/davegarrett/PMI: https://community.pmi.org/profile/dgarrett/

In this episode, Ricardo explores the concept of “Risk Lensing”, the idea that risk is shaped by individual perceptions rather than objective data. He uses the example of a child climbing a tree to show how various people can have different perspectives on the same event. Understanding how stakeholders view opportunities and risks is more important for effective risk management than formulae or spreadsheets. Ricardo places a strong emphasis on cooperation, empathy, and listening. Asking people what really troubles them is a good way to manage risk since risk exists in the minds of those engaged, not the project. Listen to the podcast to learn more!

Neste episódio, Ricardo explica que o risco não está no projeto, mas na percepção de quem o observa. Ele ilustra como diferentes pessoas têm perspectivas diferentes sobre o mesmo incidente usando a metáfora da criança na árvore. Chamamos esse conceito de Risk Lensing. A percepção de cada pessoa sobre possibilidades e perigos é influenciada por seu papel, cultura e experiência. Quando os planos de risco desconsideram essas opiniões, eles falham. A resposta? Estabelecer mapas cooperativos, prestar atenção às partes interessadas e compreender seus problemas. Como o risco existe no cérebro das pessoas e não em planilhas, a gestão eficaz de riscos exige empatia e escuta. Escute o podcast para saber mais!

Jeremy shares a humorous tale about armpits, then we shift gears to a feel-good story about five-hour energy! Katy dampens the mood with a mishap involving a helicopter landing in an unexpected spot, while Josh surprises us with a fascinating fact about lab-grown chicken.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

In this episode of The Speed of Culture, Matt Britton talks with Marian Salzman, SVP at Philip Morris International. Marian shares her insights on PMI's shift towards a smoke-free future, the transformational impact of AI in market research, and essential lessons from her fearless approach to career growth and innovation.Follow Suzy on Twitter: @AskSuzyBizFollow Marian Salzman on LinkedInSubscribe to The Speed of Culture on your favorite podcast platform.And if you have a question or suggestions for the show, send us an email at suzy@suzy.com Hosted on Acast. See acast.com/privacy for more information.

Katy was curious whether Jeremy and Josh had 'sleepovers,' but they both stared at her as if she were out of her mind. We then transitioned to PMI, where we share a positive, a negative, and an intriguing story.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

PM Basics This episode is part of our Project Management Basics series, where we review the core principles of effective project management. Play video episode | Play audio-only episode | Play on YouTube Click above to play either the audio-only episode or video episode in a new window. Episode Summary Agile project management emphasizes collaboration, adaptability, and continuous feedback, allowing teams to produce high-value increments quickly and adjust as requirements evolve. This approach is brought to life by speaker and project management expert Cornelius Fichtner, who shares how focusing on key agile values helps deliver outcomes that genuinely match customer needs. Drawing on years of experience, he explains how frameworks like Scrum and others drive collaboration, transparency, and open communication, empowering teams to respond rapidly when priorities shift. He provides insights into managing uncertainty by breaking large initiatives into smaller deliverables, collecting constant customer input, and prioritizing real results over excessive documentation.

US equities were higher in Wednesday trading, though ended off best levels, with the Dow Jones, S&P500, and Nasdaq closing up 107bps, 167bps, and 250bps respectively. Global risk assets were boosted by comments from President Trump on Powell, China tariffs. April flash composite PMI was a bit weaker than consensus. March new home sales printed well above consensus. Fed's Beige Book said activity little changed since the previous report, but uncertainty around trade policy is pervasive.

S&P Futures are displaying a strong move higher this morning. President Trump indicated that he has no plans to remove Fed Chair Jerome Powell from his position. He also indicated that his 145% tariffs on China will come down substantially. There are reports that Trump will meet with Chinese President XI in early May. Comments from Treasury Secretary Bessent were also bullish as he indicated his belief that a trade deal with China can be reached. Trade deals with India and Japan are said to be close. However, these agreements are expected to be broad in scope and light on details. President Trump is expected to sign Executive Orders today on reducing the cost of prescription drugs and also on government efficiency and regulatory reform. This morning the flash PMI data is set to be released before the markets open and the Fed's Beigh Book in the afternoon. TSLA is trading higher this morning after negative earnings release, profits fell by 71%. Musk indicated that he will be cutting back his work at the White House to spend more time on TSLA. EU regulators have fined AAPL & Meta for violations of its Digital Markets Act. After the bell today, IBM, NOW, TSN, CMG & DFS are scheduled to report.

Step aside mortgage applications and PMI, the markets are still being driven by headlines. Kevin Hincks points to positive news on tariffs and Fed independence that opened the door to a big rally overnight. Additionally, Boeing's (BA) post-earnings rally added positive sentiment for the market.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

We talk about the best pet names here, meat is now being locked up at Walmart and bears are attacking cars!! The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

AI projects aren't just another trend—they're already reshaping workplaces in ways big and small. From HR to finance, employees are integrating AI into daily tasks, often without formal initiatives. Yet many organizations are still struggling to align teams and create a clear strategy for AI adoption. So, how can companies move from scattered, anxiety-driven adoption to a cohesive, strategic approach?In this episode, host Galen Low sits down with Ron Schmelzer, Global Head of AI Partnerships at PMI, to explore how organizations can better support AI-driven projects. They discuss what it takes to get teams on the same page, manage AI's impact on workflows, and create a mindset shift that ensures businesses thrive in this new wave of digital transformation.Resources from this episode:Join DPM MembershipSubscribe to the newsletter to get our latest articles and podcastsConnect with Ron on LinkedInCheck out Project Management Institute

Welcome back to the Stock Market Options Trading Podcast! I'm your host, Eric O'Rourke, and in this episode I break down the latest market action, key technical levels, and how I'm trading SPX options during this volatile stretch.

In this episode of the 5 Minutes Podcast, Ricardo explores John Maeda's Ten Laws of Simplicity as a guide for project managers seeking focus, flow, and impact. Key principles include reducing non-essential elements, organizing work clearly, using time efficiently, embracing learning and diversity, and linking tasks to purpose. Emotional intelligence, trust, and learning from failure are emphasized, along with having one guiding principle. Maeda's three keys—Away, Open, and Power—remind us that simplicity boosts clarity and outcomes. Ricardo encourages listeners to explore the website lawsofsimplicity.com for more insights. Simplicity isn't about doing less - it's about doing what truly matters. Listen to the podcast to learn more!

BONUS: Maria Chec Explores the Divide Between Agile Leaders and Practitioners In this BONUS episode, we explore Agile leadership with Maria Chec, author and host of Agile State of Mind. Maria shares insights from her analysis of Miro's Agile Survey, revealing a concerning disconnect between how Agile leaders and practitioners experience agile methodologies. We explore the roots of this divide, discuss practical approaches to bridging the gap, and consider the implications of recent industry developments like the PMI-Agile Alliance merger. Maria offers valuable perspectives on creating truly collaborative environments where frameworks serve the teams, not the other way around. The Disconnect Between Leaders and Practitioners "Practitioners feel pressured to comply with agile practices when they don't seem to add value." Maria highlights a stark divide revealed in Miro's survey of 1,200 agile practitioners and leaders. When asked if agile is living up to its original values, leaders and practitioners gave drastically different responses. For example, 69% of practitioners felt processes and tools overshadow individuals in their organizations, while only 43% of leaders shared this view. Similarly, 58% of practitioners believed documentation was prioritized over delivering final products, compared to just 39% of leaders. These disparities point to a fundamental disconnect in how agile is experienced at different organizational levels, with practitioners often feeling frameworks are imposed rather than collaboratively implemented. When Frameworks Become the Problem "The framework is too rigid... The framework is too complex... We have to change too much to use the framework." The issue isn't with agile frameworks themselves but how they're applied, Maria argues. Leaders often implement frameworks like SAFe without sufficient practitioner input or adaptation to organizational context. This creates an anti-pattern of "magical thinking" where companies believe they can install off-the-shelf solutions that worked elsewhere without considering their unique circumstances. The practitioners, who must live with these frameworks daily, experience frustration when rigid implementations fail to address their actual needs. Conway's Law comes into play here – the structure imposed by leadership often doesn't align with how teams naturally need to collaborate based on the systems they're building. The Role of Psychological Safety "Can I really admit that something the leadership made me do is not working for me? Will I be the only one admitting it?" This disconnect reveals deeper issues around psychological safety and trust within organizations. Many practitioners fear speaking up about framework problems, especially when they've just endured yet another organizational transformation. Maria emphasizes that without psychological safety, feedback loops break down, preventing the continuous improvement that's central to agile philosophy. Leaders must create environments where teams feel safe to provide honest feedback about what's working and what isn't, without fear of being singled out or dismissed. Without this safety, frameworks become rigid implementations rather than adaptable approaches that evolve with team needs. Reconnecting Through Gemba Walks "Be there where the value is created and know what's going on." To bridge the gap between leadership vision and practitioner reality, Maria strongly recommends Gemba walks – a concept from Lean and Toyota where leaders go to where value is created. This practice helps leaders understand the actual work being done and build relationships with team members. Maria references Project Aristotle at Google, which found that trust and psychological safety are fundamental to team success. She also notes the importance of leaders articulating a meaningful mission to inspire teams, sharing her experience at a taxi-hailing app where the CEO's vision of reducing urban parking needs made her feel she was "building something for the future." Leaders should regularly spend time where the actual work happens Teams need to understand how their work contributes to a larger purpose Open communication channels must be genuine, not just symbolic In this segment, we refer to Management 3.0 and Managing For Happiness by Jurgen Appelo.  The PMI-Agile Alliance Merger and the Future of Agile "Have we really found better ways? Why are Agile Alliance and PMI merging?" The recent merger between the Project Management Institute and Agile Alliance represents a surprising development in the industry. Maria takes an optimistic view, wondering if this indicates PMI recognizing that agile is truly the way forward. She acknowledges the perception that "Agile is dead" discussions highlight a crisis in the movement, but suggests the merger might be an opportunity to influence project management with agile values. She emphasizes how AI is creating massive changes that require experimentation and adaptation – precisely what agile approaches enable. This industry shift offers agile practitioners the chance to shape how traditional and agile methodologies might complement each other in the future. The merger could be seen as closing a circle or as an opportunity for cross-pollination "Agile is dead" discussions reflect growing pains rather than true failure Rapid technological changes with AI require more experimentation, not less Breaking Down Silos with "Glue Roles" "What are the 'glue roles' that you need in your organization?" Maria introduces her concept of "glue roles" – positions that help break down silos and foster collaboration regardless of what they're called. Whether they're RTEs (Release Train Engineers), Agile Coaches, or Technical Project Managers, these roles can transform organizational effectiveness when focused on enabling teams rather than enforcing processes. She observes that nature constantly changes, yet we expect our companies to remain static. This mindset prevents the adaptation necessary for true agility. Instead, organizations need individuals who can facilitate communication, remove barriers, and help teams collaborate effectively across boundaries. Focus on the function of collaboration rather than rigid role definitions Adapt roles to organizational needs rather than forcing organizational change to fit frameworks Use these roles to foster psychological safety and open communication Learning Through Experimentation "We need to experiment." Looking toward the future, Maria emphasizes the importance of experimentation in the face of rapid technological change, particularly with AI. She notes that while tech professionals are often thought to be early adopters, AI tools like ChatGPT are being embraced across all industries. The accelerating pace of change means we can no longer plan years ahead with certainty – what we use today may be obsolete in two years. This reality makes agile approaches even more relevant, as they embrace change rather than fight it. She encourages agile practitioners to openly discuss how they use these new tools, adapting their practices rather than clinging to outdated methods. The accelerating pace of change makes long-term planning increasingly difficult AI is already transforming work across all industries, not just tech Agile principles of adaptation and experimentation are more relevant than ever About Maria Chec Maria Chec is a seasoned Agile leader, ProKanban Trainer, and creator of Agile State of Mind. With over a decade of experience, she specializes in transforming teams through SAFe, OKRs, and process optimization, achieving remarkable productivity gains. Maria's mission is empowering teams to thrive through collaboration and adaptability. You can link with Maria Chec on LinkedIn and subscribe to Maria Chec's Substack.

In just two months, Conan went from renting in Michigan to owning a condo in Chicago—with a unicorn team, 5% down, and a plan built around his daughter and his goals. Buying from out of state? Recently divorced? Facing a competitive market? Conan tackled all of that and more—without overbidding, overpaying, or compromising on what mattered. After losing a few bidding wars, Conan pivoted to a fixer-upper, used his strong credit to keep PMI low, and leaned on his unicorn team for everything from FaceTime home tours to mold remediation negotiations.This is a story of speed, strategy, and smart choices, with takeaways for buyers who need to move fast, stay flexible, and win in today's market.Quote:“Even after going through a divorce and a money drain, I was still able to buy a home three months later. That just shows—anyone can do this.” — ConanHighlights:How did a divorced dad living out of state buy a home in 60 days?Can 5% down with PMI really be smarter than putting 20% down?What made Conan pivot back to a fixer-upper—and why it paid off.Why FaceTime tours and a “no-pressure” realtor changed everything.What's it like to buy in a Chicago bidding war bloodbath—and still come out ahead?How did his unicorn team negotiate mold remediation and pest cleanup before closing?What makes condo living with a low HOA fee a smart first step toward ownership?Referenced Episodes:Episode 94 – Real Estate Terms & DefinitionsEpisodes 175–177 – How to Win a Bidding WarEpisode 328 – 10 Real Action Steps for First-Time BuyersEpisode 330 – From Renter to Homeowner With a Home BusinessConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Premium This is a preview of our premium episode. Full access is available only to premium subscribers. Click here and learn about the Premium Podcast to access this interview and transcript... Play video preview episode | Play audio-only preview episode | Play on YouTube Click above to play either the audio-only preview episode or video preview episode in a new window. Episode Summary Leadership in complex environments requires a clear focus on practical methods, teamwork, and risk mitigation. Retired General Stan McChrystal joins the discussion to share proven approaches for navigating high-stakes situations. He draws on his experience as a former commander who led large-scale military operations around the globe. His insights emphasize that genuine leadership combines strategic planning with a profound understanding of your team's capabilities, motivations, and communication needs.

Laura answers a listener's question about whether to focus on eliminating mortgage PMI or paying down other debts first.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

This is more than a replay—it's a full-circle moment. Back in Episode 244, David answered a listener's in-depth questions about down payments, credit scores, and monthly payments. Now, in Episode 329, you'll hear the amazing follow-up—how that same listener used the advice to buy a $650K home, win a bidding war, and walk away with a smarter mortgage strategy than most pros could dream up.This episode revisits a real listener journey that began with an email and turned into a personalized coaching moment in Episode 244. Now, months later, they're homeowners—with $90 PMI instead of 20% down, $100K in reserves still invested, and a clear plan to keep building wealth.From credit moves to appraisal gap strategies, from picking the right lender to planning for a second property down the road, this episode proves that when you stop Googling and start planning, you unlock real results.Quote:“Although we had over 20% to put down, we ended up just putting 5% down because the PMI was only $90 per month. We decided to keep our money in investments and watch it grow.” — Listener featured in Episode 329Highlights: • How a first-time buyer used Episode 244's coaching to win a bidding war • Why they chose terms over rate when picking a lender • Locked in at 6.3% after starting at 7.25%—and how timing made the difference • Why they kept 20% in investments instead of using it for a down payment • $90/month PMI that helped them stay liquid—and why that strategy matters • How her 720 credit score got fixed in just months • Planning ahead: Why she stayed off the loan to possibly buy a second property laterReferenced Episodes: • Episode 244 – Details Matter: On-Air Coaching With a Real Listener • Episodes 175–177 – How to Win a Bidding War • Episode 198 & 216 – Using PMI StrategicallyConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!