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An Taisce, the National Trust for Ireland, and the Ireland Chapter of the Project Management Institute (PMI) have announced their partnership ahead of Ireland's ninth Climate Action Week, which will run from the 13th until the 19th of October 2025. During the week in October, hundreds of events, talks and workshops will be hosted across Ireland to unite communities and help tackle the climate crisis. The historic Tailors' Hall in Dublin 8 will be transformed into a Climate Action Hub, complete with an inspirational indoor and outdoor gallery, accessible workshop space and place for participants to gather. To support Climate Action Week - which is coordinated by An Taisce with support from the Department of Climate, Energy and Environment - a brand new, low-carbon website has been launched which contains resources for community groups and organisations to get involved. The one-stop-sustainable-shop is also where organisers from all over Ireland can promote their calendar of events this October. In previous years, activities have included neon bike discos, community tree planting, environmental-themed movie screenings, fashion swap shops, sustainable foodie trails, neighbourhood dinner parties and climate comedy nights. Furthermore, the Ireland Chapter of PMI is sharing its expertise with An Taisce and will be encouraging its 3,500 members to participate in the celebrations and run events in their workplaces, schools, colleges and communities. Cathy Baxter, Education and Community Action Director, An Taisce, said: "We are delighted to partner with the Ireland Chapter of PMI in 2025 to bring Climate Action Week to the next level. Already, I can see our Climate Action Team benefitting from their extensive project management experience, and we are excited to see how this relationship evolves in An Taisce." The increasing importance of sustainability Recent survey findings* from the Ireland Chapter of the PMI show that three-quarters (75%) of project management professionals in Ireland think organisations are more interested in sustainability compared to a year ago. Furthermore, some 45% of project management professionals have already been involved in managing projects driving sustainability. Meanwhile, 90% of respondents think project management is important for achieving sustainability goals. When it comes to managing projects, only one in ten (10%) project management professionals are of the opinion that sustainability is not important. Peter Glynne, President of the Ireland Chapter of PMI, added: "At a time when sustainability is an ever-increasing priority for Irish organisations, it is ever more important for people to work together and take action. By collaborating with An Taisce on Climate Action Week, we hope to encourage and empower people to do something which has real social impact and benefits our planet." To find out what your Local Authority, community group, school, college or business has on offer, visit www.climateactionweek.ie See more stories here.

Plus jeune Lou ne se projetait pas du tout dans le mariage et si elle souhaitait devenir mère, elle se serait sûrement tourner vers l'adoption. Non pour elle ce qui comptait avant tout c'était sa carrière, les voyages, et surtout elle n'avait pas connu de modèle de couples heureux. Et puis une rencontre va tout changer, celle du grand amour. Si ce n'était pas du tout ce que Lou avait prévu, elle se laisse porter par cette belle histoire, se marie et devient maman d'une petite fille. Lou décide de mettre de côté sa carrière pour se concentrer sur sa maternité. Les premiers mois, elle est dans l'hyper contrôle, ne laisse jamais sa fille à personne, elle veut que tout soit parfait et se perd dans ce tourbillon. Elle qui adorait travailler, qui adorait faire du sport, elle n'arrive plus à se reconnecter à celle qu'elle était et sombre dans la dépression post-partum.Heureusement Lou fait la rencontre d'une super sage-femme à la PMI qui va lui donner de précieux conseils. Petit à petit elle réussit à se reconnecter à elle grâce au sport et à la cuisine, nouvelle passion dont elle a fait son métier.Bonne écoute !---------------------------------------------Pour soutenir HelloMammas, il vous suffit de mettre cinq étoiles et un avis sur votre application podcast. Parlez-en aussi autour de vous !Rejoins la communauté sur Instagram : @hello.mammas Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Today, we have our PMI session where Katy shares a bit of good news; Courtland Sutton gifted a girl his football gloves following yesterday's game. Jeremy brings us a less favorable story; the sweatpants available at Target feature some really odd pleats. Josh wraps things up with an intriguing tidbit; a new theme park named "Poo Poo Land" has just opened in South Korea!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Investors are growing concerned about a possible US recession, as the labour market weakens and PMI numbers decline, notes Chris Holdsworth, Chief Investment Strategist, Investec Wealth & Investment International. Market are now expecting three US rate cuts this year and five next year. Investec Focus Radio SA

In this week's episode, Ricardo explains the "broken windows" theory, which originated in criminology, and how it applies to project management. The central idea is that minor signs of disorder, when ignored, lead to bigger problems. In projects, accepting delays or failures without correction sends the message that quality and discipline are unimportant, opening the door to widespread carelessness. Therefore, it's crucial to quickly correct violations, maintain organized processes, and set an example of consistency and accountability. It's not about micromanaging, but about demonstrating that attention to detail protects the project. Often, it's not major disasters that destroy it, but the accumulation of minor oversights that undermine trust and results. Listen to the podcast to learn more!

No episódio desta semana, Ricardo explica a teoria das “janelas quebradas”, originada na criminologia, e como ela se aplica ao gerenciamento de projetos. A ideia central é que pequenos sinais de desordem, quando ignorados, levam a problemas maiores. Em projetos, aceitar atrasos ou falhas sem correção transmite a mensagem de que qualidade e disciplina não são importantes, abrindo espaço para descuido generalizado. Por isso, é fundamental corrigir rapidamente violações, manter processos organizados e dar exemplo de consistência e responsabilidade. Não se trata de microgerenciar, mas de mostrar que atenção aos detalhes protege o projeto. Muitas vezes não são grandes desastres que o destroem, mas o acúmulo de pequenas negligências que comprometem a confiança e os resultados. Escute o podcast para saber mais!

Lloyd Skinner is the CEO of greyfly.ai and is responsible for leading the company's board and strategic initiatives. With over 30 years of experience in programme management, he has successfully overseen full life cycle projects worth hundreds of millions of pounds, including major change and transformation efforts. During his time as a programme manager at the BBC, he managed thousands of people and chaired both project-level and senior programme executive board meetings, with his programmes being recognized as best in class.Lloyd is an evangelist who advocates the potential to revolutionise project management across multiple industries through AI. He is a seasoned speaker and has delivered UK and Global talks at events organised, for example, by APM, BCS, GAPMO and PMI.In addition to his role at greyfly.ai, Lloyd serves as a non-executive director at companies with a combined turnover of over £15 million, where he chairs board meetings and helps guide the direction of the company. Lloyd has a Master of Science from LSE and is particularly interested in the potential of AI to improve project success.

Kia ora,Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news American right-wing swamp populism is driving the world's economy into a blind alley. Other countries are trying to figure out how to separate themselves from that.In the week ahead, financial markets will be assessing the risks of stagflation after the weaker labour market report in the US, and the growing expectation that inflation's new rise will pick up steam. In the US we will get August CPI and PPI data at the end of the week and their core CPI rate could well rise from its July 3.1% rate. That data will be put in context with the next University of Michigan consumer sentiment survey update.Inflation data from both China and India is also due, but little upward pressure is expected to be seen from either of them. In China, new initiatives on support measures to keep their economy from stuttering are expected this week largely to fend of deflationary pressures.The ECB will be reviewing its policy rates this week, but no change is expected. Inflation is no threat there, giving them options.Over the weekend we got a keenly anticipated American update on their labour market. It turned out that analysts were right to think the low forecast of a +75,000 rise in US non-farm jobs was optimistic. In fact they came in at +22,000 for August. June data was revised down by -27,000 and the change for July was revised up by +6,000. With these revisions, employment in June and July combined is 21K lower than previously reported. Trump's firing of the agency that reports this data isn't changing the sharp trend lower. Trump now has to own this trend.In fact, the total jobs added in May, June, July and August in 2025 is about the same as was added in August 2024 alone. For them its a concerning trajectory but it can all be traced to junk public policy.Worse, the data shows that manufacturing jobs fell -12,000 in August with clearly no sign of factory jobs reshoring.If we look at the unadjusted data for civilian employment - which accounts for more than just those on employer payrolls, the July to August change was a -511,000 reduction. It's a time when the self-employed are really struggling.All this downbeat data is reflected in the financial markets on Friday. Wall Street was down -0.3%, bond yields fell sharply again, and the USD weakened. The pall spread to Europe too where they are digesting the latest US strategic insult.The chance of a rate cut by the Fed has now become a certainty in financial market pricing as the central bank is scrambling to contain the growing fiscal mess which looks like it is going to be much larger than feared, and much sooner. A full -25 bps rate cut is priced in for the mid-September meeting, and another before the end of the year. Trump will get his rate cuts because of his actions to tank the US economy. But there are voting members who still insist that inflation should be contained before they cut. The next US CPI data is due in a week and the current +2.7% inflation rate is widely expected to rise to 2.9% and a core rate back over 3.0% which emphasises the risks stagflation's effects are hurting the world's largest economy.It was no better in Canada where payroll employment fell -65,500 in August from July largely due to a sharp fall in part-time employment (-59,700). The trade shock with the US is getting the blame here too.In Canada they watch the Ivey PMI closely and that shifted from a modest expansion in July to none in August. But at least it wasn't contracting. Consistent with their official jobs data, the employment sub-component of this PMI was contracting.A -25 bps rate cut there is also priced in before the end of 2025. Canadian August inflation is expected to come in little-changed at 1.7% on September 16, 2025.The Canadian government is taking an activist approach to protecting their economy with a major support announcement on Friday.Data out across the Pacific was far more encouraging. Singapore said its retail activity expanded far more than expected in July, and is now up +4.1% from June, up +4.8% from a year ago. It has been on a rising trend for almost all of 2025.And China said its fx reserves rose to US$3.32 tln in August, its highest since late 2015. And it purchased a bit more gold in the month, helped by the rise in the gold price of course, which adds another US$2.5 tln to to reserves which now total US$3.64 tln.In Australia, extended June quarter labour market data showed that the number of total jobs there increased +0.3% to 16.3 million. Filled jobs rose +0.2% to 16.0 million where secondary jobs decreased -1.2% to 1.0 million and multiple job-holders decreased -1.3% to 948,900. Hours worked increased +0.3% to 6.0 billion hours in the quarterThe FAO global food price monitoring shows that in August overall prices were stable and just marginally higher than where they ended 2024. Dairy prices look like they have peaked but meat prices are still rising driven by beef and sheep meats.The UST 10yr yield is now at 4.09%, unchanged from yesterday at this time. That makes the weekly backslide -14 bps and to a five month low. The price of gold will start today at US$3,585/oz, down -US$7 from Saturday and just off its record high. That is up almost +US$150 from a week ago and a sharp +4.4% risk aversion rise for the week.American oil prices are a bit softer at just under US$62/bbl on the struggling US domestic prospects with the international Brent price also softer just on US$65.50/bbl. A big new burst of crude production is on its way too.The Kiwi dollar is at just over 58.9 USc and little-changed from Saturday. Against the Aussie we are also unchanged at 89.9 AUc. Against the euro we are holding at 50.3 euro cents. That all means our TWI-5 starts today at just under 66.4, up +10 bps from Saturday.The bitcoin price starts today at US$111,046 and down a mere +0.1% from this time Saturday. Volatility over the past 24 hours has been low at just on +/- 0.6%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Kia ora,Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news financial markets can now taste a US Fed rate cut.Today, all eye are on tomorrow's August non-farm payrolls report for the US. Analysts expect them to rise a minor +75,000 but overnight labour market data suggests that may be optimistic.First, US initial jobless claims rose last week to 197,000 when seasonal factors suggested it should have fallen. There are now more than 1.89 mln people on these benefits, +90,000 more than at the same time last year.Announced August job cuts came in at 86,000 in August, +40% more than in July. So far this year, companies have announced 892,000 job cuts, the highest year-to-date level since 2020 when 1,963,500 were announced. It is up +66% from the same period last year and is now +17% higher in 2025's eight months than all of the 2024 full calendar year total (of 761,500).Maintaining the weakening theme, the ADP Employment Report only reported a jobs gain of +54,000 in August, below the expected low +65,000 and well below July's +106,000. In August 2024 this data showed a +180,000 rise.US labour productivity is improving however, with faster rises in output while labour hours only show a modest increase. Year on year this productivity measure is up +1.1%.And there was better PMI data out for the US services sector with the widely-watched ISM version expanding slightly more than expected, while the S&P Global/Markit version expanded better even if it was adjusted lower than its earlier 'flash' version. Encouragingly, in both versions new order flows kept these metrics positive and they are at similar levels as a year ago.US exports were little-changed in July from a year ago, as were the level of imports. That resulted in a goods & services trade deficit almost identical to a year ago. Still, it is now at a four month high. Tariffs have yet to move the trade needle either way (other than collect much more tax from importers).Financial market reactions to this generally downbeat economic news - was upbeat, on the basis that it makes a Fed rate cut on September 18 (our time) more likely. Equities rose modestly, but bond yields fell quite hard.Meanwhile Canada also said its exports, imports and trade balance was little-different in July from June, although quite a bit worse than year-ago levels. But the deficit is still quite small (-C$4.9 bln) in relation to the Canadian economy, and their smallest deficit in four months.In China, they are rolling out a new policy to try and juice up consumption - State-subsidised personal loans. Like the rest of the world, but more so in China, "moire debt" is the answer to all economic problems.With headline inflation at just 1.4%, the Malaysian central bank kept its policy rate unchanged overnight at 2.75%.EU retail sales slipped in July from June, but remain +2.2% higher than year-ago levels. They report on a volume basis, so these gains are 'real'.In Australia, household spending is strong and rising. It was up +5.1% in July from the same month a year ago, up +0.5% in July from June which is an even faster rate. That's the third month in a row it has risen and it has risen in nine of the past ten months. In July, this spending was concentrated on services, especially health services, hotel accommodation, air travel, and dining out. But they actually cut back on spending on goods.Meanwhile, the Australian trade balance turned up after a series of declines. Markets expected a +AU$5 bln surplus in July after a +AU$5.4 bln surplus they got in June. But in fact the surplus came in as +AU$7.4 bln in July, helped by a +3.3% monthly rise in exports and a -1.3% monthly fall in imports. That means the surplus hit a 21 month high.Global container freight rates were virtually unchanged last week from the prior week, although still down massively from the Red Sea crisi affected year ago levels. Interestingly, outbound rates from China to the US rose a sharpish +8% or more last week, but that was balanced by large falls in the China-to-Europe trade. Bulk cargo rates are still in a narrow band, little-changed from last week.The UST 10yr yield is now at 4.17%, down another -5 bps from yesterday at this time.The price of gold will start today at US$3,543/oz, down -US$30 from yesterday.American oil prices are little-changed at just over US$63.50/bbl with the international Brent price -50 USc softer just on US$67/bbl.The Kiwi dollar is at just under 58.4 USc and down -40 bps from yesterday. Against the Aussie we are down -20 bps 89.6 AUc. Against the euro we are also down -20 bps at 50.2 euro cents. That all means our TWI-5 starts today at just over 66.1, down -20 bps from yesterday.The bitcoin price starts today at US$109,830 and down -2.3% from this time yesterday. Volatility over the past 24 hours has been modest at just on +/- 1.4%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again on Monday.

Send us a textGold and US dollar remain in demand amid bond market selloff. Pound slips again as UK yields continue to surge. But Wall Street given a lifeline following Google's legal win. ISM manufacturing PMI spurs yo-yo price action, JOLTS awaited next.Risk Warning: Our services involve a significant risk and can result in the loss of your invested capital. *T&Cs apply.Please consider our Risk Disclosure: https://www.xm.com/goto/risk/enRisk warning is correct at the time of publication and may change. Please check our Risk Disclosure for an up to date risk warningReceive your daily market and forex news analysis directly from experienced forex and market news analysts! Tune in here to stay updated on a daily basis: https://www.xm.com/weekly-forex-review-and-outlookIn-depth forex news analysis on all major currencies, such as EUR/USD, USD/JPY, GBP/USD, USD/CHF, USD/CAD, AUD/USD

Un viaggio operativo dentro un'innovazione concreta: come Osculati è passata dal “prodotto” al “servizio” digitalizzando processi core e canali di vendita. Parliamo di ERP (da Navision a Dynamics), WMS con magazzini verticali, catalogo in CMS, e-commerce B2B, business continuity in cloud e prossimi passi sull'AI. Lezioni pratiche per chi guida il cambiamento nelle PMI e nelle mid-cap italiane.L'articolo completo è su Tech 360: https://tech360.media/la-trasformazione-digitale-di-osculati-tra-erp-wms-e-commerce-b2b-e-ai-digital-champions/Capitoli00:00 Intro e contesto “pionieri del servizio”02:30 Le origini e il passaggio generazionale “2,5”06:45 1999: dal Novel NetWare al primo dominio Windows, Word/Excel e listini digitali12:10 2001: cambio ERP verso Navision → Dynamics, regole contabili e velocità inserimento ordini18:40 2007: “dream team” IT+logistica e catalogo in CMS con indicizzazione e multilingua25:00 Dal gestionale “fatto in casa” al WMS industriale e magazzini verticali31:20 E-commerce B2B: metà ordini via portale e database prodotti per i rivenditori36:00 Covid: smart working, continuità operativa e rete pronta41:30 Cloud: perché la business continuity non è “il backup”46:20 Roadmap AI: produttività come servizio al cliente50:00 Consigli ai manager: scegliere contesti aperti all'innovazione53:30 ChiusuraHost e Guest- Host: Alex Pagnoni, Founder di Axelerant- Guest: Alberto Osculati, imprenditore e innovation leader in Osculati

Kia ora,Welcome to Thursday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news the world's largest economy is being hit today with a string of pessimistic data reports, despite one of the tech giants avoiding a breakup which saw its shares surge to a record high.American job openings fell by 176,000 to 7.18 mln in July and that was the lowest level since September 2024 and well below market expectations of 7.4 mln. Interestingly, there was wide regional variation with openings dropping most in the South, down -161,000, while they rose in the West, up by +113,000 openings.So it won't be a surprise to learn that mortgage applications fell again last week, the third consecutive weekly retreat. This happened even though mortgage interest rates were little-changed.And it also won't be too much of a surprise to learn that US factory orders declined also in July from June, down an outsized -1.3% - and the June data was revised lower to be down -4.3%. New durable goods orders were down -2.8% in July. These won't be welcome trends, especially as tariffs were supposed to bolster US manufacturing. Year-on-year the July levels are up +1.8% and well below what can be accounted for by inflation. But it will be the recent sharper trends lower that are most concerning.So the Fed's August Beige Book note of "flat to declining consumer spending because, for many households, wages were failing to keep up with rising prices. Contacts frequently cited economic uncertainty and tariffs as negative factors." will come as no surprise.In China, all the news is about its massive military parade in Tiananmen Square. This one follows similar shows of force that started in Pyongyang on April 15, followed in Tehran on April 20, then Moscow on May 9, and Washington DC on June 14. All organised by authoritarians. It's a militarisation trend that is very retrograde. And they are massive propaganda exercises, so it is disappointing that some of our politicians want to be seen at them. But like many others, they follow the money and incentives.Staying in China, the RatingDog (ex-Caixin) services PMI for August expanded faster than July and to a good level, better than expected and the fastest expansion in their services sector since May 2024. New orders grew at the strongest pace since May 2024, supported by a stronger rise in new export business, which increased at the fastest rate in six months. Like yesterday's RatingDog factory PMI, this survey as also better than the official services PMI.And South Korean officials now say they want to join the CPTPP, as insurance against US tariff moves against them. The path won't be easy for them, mainly because they have built up insulations and protections against Japanese investment making inroads into their economy.In Europe, producer prices were only up a modest +0.4% in July from a year ago, confirming they seem to have a good lid on inflation there. But the more recent indications are rises that are slightly above that (at a rate of +0.6%). At least the Europeans don't have the pressure of self-imposed tariff-taxes. Their cost competitive position vs the US is improving sharply.Australian economic activity grew +0.6% in Q2-2025, accelerating from an upwardly revised +0.3% in Q1 and better than analyst expectations of +0.5%. Year on year Australian GDP was up +1.8%, above forecasts of +1.6% and the fastest pace since Q3 2023.The UST 10yr yield is now at 4.22%, down -6 bps from yesterday at this time.The price of gold will start today at US$3,573/oz, up +US$47 from yesterday and surging to yet another new record high. Silver has moved higher too and now over US$41/oz.American oil prices are -US$2 lower at just over US$63.50/bbl with the international Brent price holding just under US$67.50/bbl.The Kiwi dollar is at just under 58.8 USc and up +10 bps from yesterday. Against the Aussie we are down -10 bps 89.8 AUc. Against the euro we are unchanged at 50.4 euro cents. That all means our TWI-5 starts today at just over 66.3, unchanged from yesterday.The bitcoin price starts today at US$112,443 and up +1.4% from this time yesterday. Volatility over the past 24 hours has been low at just on +/- 0.9%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Market Performance, Tariffs, and Economic Indicators: A Post-Labor Day Analysis In this episode of Dividend Cafe, recorded on Tuesday, September 2nd, Brian Szytel reviews the market performance following Labor Day weekend. The DOW closed down 249 points, the S&P dropped by 0.7%, and the Nasdaq fell by 0.8%, with notable rotation from growth to value stocks. The episode discusses the current and future status of tariffs under the IEEPA and Section 301, as well as recent economic indicators such as ISM and PMI manufacturing numbers and construction spending data. Furthermore, Brian addresses the implications of the CHIPS Act and government stakes in private companies, highlighting concerns over government intervention in private enterprise. The episode concludes with observations on volatility and the performance of dollar-sensitive securities. 00:00 Welcome and Market Recap 01:02 Tariffs and Legal Battles 02:13 Economic Indicators and Manufacturing Data 03:25 Government Stake in Intel and CHIPS Act 05:47 Market Volatility and Closing Remarks Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Send us a textThe project management landscape stands at a pivotal moment—not just technologically, but demographically. With approximately 15 million (25 million per a 2021 PMI report) new project management positions emerging globally by 2030 (half from retirements in Western nations), we face a critical knowledge transfer challenge as experienced professionals exit the workforce. This conversation with John Connolly explores how this demographic shift creates a pressing need for mid-career development and leadership cultivation. We dive deep into the fundamental difference between the skills that earn promotion (task execution) versus those needed for leadership success (strategic thinking, stakeholder management, and team development). This transition from "doer" to "leader" represents one of the most challenging career pivots many project managers face. While artificial intelligence dominates headlines as a transformative force in project management, we challenge the notion that AI will compensate for the wisdom and judgment being lost through retirement. AI functions admirably as a tool for efficiency but falters when expected to replace human discernment, critical thinking, and relationship management. As John provocatively states, "The pyramids were built without process groups"—reminding us that the essence of project management has always been the human ability to align diverse stakeholders toward a common goal. We also explore the importance of organizational learning through lessons-learned processes. Despite being relegated to the smallest process group in traditional frameworks, knowledge management represents an underappreciated engine for organizational excellence. The ability to transform documented lessons into applied wisdom separates exceptional organizations from mediocre ones. For project managers plotting their professional growth, the message is clear: invest in developing human-centered capabilities. While technical proficiency matters, the highest return will come from strengthening the skills machines cannot replicate—strategic communication, leadership presence, and the ability to navigate ambiguity. Your future self will thank you for focusing on these timeless fundamentals. Episode Links:Connect with John on LinkedIn: https://www.linkedin.com/in/johnconnolly058/Book a call with John: https://tidycal.com/johnpconnolly/30Download the PMI report: Narrowing the Talent GapPM-Mastery Links: For a full podcast episode list, visit here: PM-Mastery Podcast Episodes. For a full list of blog posts, go here: PM-Mastery Blog Posts Become a PURE PM: https://pm-mastery.com/pure Check out Instructing.com for all your PM course needs: https://www.instructing.com/?ref=bd5e5c Get your free PDU Tracker here: https://pm-mastery.com/resource_links/

UPI, PMI, GST Collection Data, வெளியான முக்கிய தரவுகள், கவனிக்க வேண்டிய விஷயங்கள், இந்த 4 பங்குகள்தான் இன்றைய சந்தை சரிவுக்கு காரணம், Festival Season ஆரம்பிச்சாச்சு, Textiles & FMCG sector-களின் போக்கு, Strong-ஆக இருக்குமா, GST Collection ரூ.1.86 லட்சம் கோடி பங்குச்சந்தைக்கு சாதகமா போன்ற பல விஷயங்களை ரெஜி தாமஸ் மற்றும் வ.நாகப்பன் ஆகிய இரு பங்குச்சந்தை நிபுணர்களும் பேசியிருக்கிறார்கள்.

Donc, les États-Unis étaient fermés hier. Il n'y a qu'à regarder les performances des indices européens pour se rendre compte de l'activité passionnante qui a été la nôtre hier. On notera tout de même que les chiffres des PMI's en Allemagne démontraient une « amélioration » des conditions manufacturières, alors que le moral des entreprises … Continued

In every project, success isn't just about timelines and deliverables—it's about people, power, and the way we navigate both. Today, we'll explore how the right negotiation strategies can transform challenges into opportunities and pave the way for lasting impact.    In this episode, Cindy Watson sits down with the dynamic and trailblazing Dawn Mahan to explore the art of Negotiating People, Power, and Project Success. Dawn is an international speaker and PMI-certified leader with extensive global experience. She is the sole inventor of ProjectFlo®, an innovative tool that's transforming the way projects are managed, and she was recognized as Professional of the Year in Consulting and Project Management by Strathmore Who's Who Worldwide. Beyond her professional achievements, Dawn brings her passion for service to life—whether building houses in Cambodia with Habitat for Humanity or serving on the Philadelphia Leadership Board of the American Lung Association. Join us as Cindy and Dawn unpack how to navigate the complexities of people and power dynamics to drive lasting success in projects and beyond.   In this episode, you will learn:   How does using animal avatars makes us understand how humans operate and negotiate through  project land? How does your actual approach to project management differ from some of those traditional methods? How can clarifying roles or responsibilities can transform the outcome. What are some of the common pitfalls that teams face in project management and how can we negotiate around them before they derail success? What tactic strategies are found to be most effective in rallying support especially especially in high stress environments. How can professionals ensure that every team member understands and embraces their project role? Why narrative is so powerful in project management and in negotiation. What is the biggest misconception about project management?  And many more!   Learn more about Dawn: Website: https://www.pmotraining.com/   Connect with her on LinkedIn: https://www.linkedin.com/showcase/projectguruacademy/                                                  https://www.linkedin.com/in/dawnmahan/   Instagram: https://www.instagram.com/dawnjmahan/ Facebook: https://www.facebook.com/PMOtiger/ X: https://x.com/pmotiger Get a FREE sample of Dawn's #1 Bestselling Book, Meet the Players in Projectland, here:  https://www.projectgurupress.com/sample If you're looking to up-level your negotiation skills, I have everything from online to group to my signature one-on-one mastermind & VIP experiences available to help you better leverage your innate power to get more of what you want and deserve in life. Check out our website at www.practicingwithpurpose.org if that sounds interesting to you. Get Cindy's book here:   Amazon   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1   EBook   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1   Barnes and Noble   https://www.barnesandnoble.com/w/the-art-of-feminine-negotiation-cindy-watson/1141499614?ean=9781631959776 CONNECT WITH CINDY: Website: www.womenonpurpose.ca Facebook:  https://www.facebook.com/womenonpurposecommunity/ Instagram: https://www.instagram.com/womenonpurposecoaching/ LinkedIn: linkedin.com/in/thecindywatson Show: https://www.womenonpurpose.ca/media/podcast-2/ (X) Twitter:  https://twitter.com/womenonpurpose1 YouTube:https://www.youtube.com/@hersuasion Email:cindy@womenonpurpose.ca

“At the core of it, is the people, a lot of people want to talk about processes and tools, and that's great, but your project probably didn't fail because you used PMI version or Prince two's version, if you had weekly meetings or stand-up meetings. That's probably not why it failed. It's probably because the people were not set up for success from the beginning the whole way through to the end, and that's what my book is all about.” Dawn Mahan Top Five Tips For Successful Projects1.  Assume Nothing: Embrace Failure Stats to Challenge Your Blind Spots2. Welcome to Projectland: It's DIFFERENT Here3. Assemble the Power Players: The Leadership Roles That Make or Break your Project 4. Field your Dream Team: Recruit the Right Players in the Right Roles5. 3 Surprising Kinds of Stakeholders & How to Spot Them  TIME STAMP SUMMARY02:48  People as the core reason for project failure; importance of skill sets and clear goals.08:31  Benefits of separating project and operations teams for focus.14:28  Recruiting for skills and work styles; managing with the team you have.17:36  Managing external influences and communications. Where to find Dawn?Website                               https://www.projectguruacademy.com/  LinkedIn                              https://www.linkedin.com/in/dawnmahan Dawn MahanDawn Mahan, PMP is Founder of PMOtraining.com, a C-suite advisor, award-winning consultant, international speaker, inventor of ProjectFlo®, author of the bestselling book “Meet the Players in Projectland: Decide the Right Project Roles & Get People On Board” and has trained thousands of professionals around the world.

In this episode, Ricardo discusses the concept of "silent success" in projects. Managers often highlight dramatic stories: impossible deadlines met, small teams overcoming limitations, or difficult clients. These narratives attract attention, but true success can be more discreet: well-managed risks, on-time deliveries, a motivated team, and aligned stakeholders. Without memorable crises, this work is often seen as luck or an easy project, when in fact it results from careful planning, constant communication, and early strategic decisions. Ricardo warns that it's necessary to review metrics and value these managers, as they are the ones who truly deliver the expected results, without relying on the spectacle of the crisis. Listen to the podcast to learn more.

Neste episódio, Ricardo discute o conceito de “sucesso silencioso” em projetos. Muitas vezes, gestores destacam histórias dramáticas: prazos impossíveis cumpridos, equipes pequenas que superam limites ou clientes difíceis. Essas narrativas chamam atenção, mas o verdadeiro sucesso pode ser mais discreto: riscos bem gerenciados, entregas no prazo, equipe motivada e stakeholders alinhados. Sem crises memoráveis, esse trabalho é frequentemente visto como sorte ou projeto fácil, quando na verdade resulta de planejamento cuidadoso, comunicação constante e decisões estratégicas antecipadas. Ricardo alerta que é preciso rever métricas e valorizar esses gestores, pois são eles que realmente entregam os resultados esperados, sem depender do espetáculo da crise. Escute o podcast para saber mais.

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we talk about the federal reserve, what is going to happen with artificial intelligence, future outlook for stock market, and why interest rate cuts will be so bullish for bitcoin.===================== Independent Investor ConferenceMarkets are at all-time highs. Public equities are outperforming. And individual investors are driving it all. It's officially the rise of the retail investor. On September 12th in NYC, I'm hosting the Independent Investor Summit — a one-day event built exclusively for self-directed investors. We're bringing together some of the smartest public market investors I know for a full day of macro insights, market predictions, one-on-one fireside chats, and actionable investment ideas from each investor. This is going to be an absolute banger event. Join us if you like markets and think retail is two steps ahead of Wall Street.

Are you ready to buy a home with no money down? In this episode, we explain how to use a 100% financing program and a $15K grant available to qualified buyers. Learn how you can get into a home with zero down and receive financial help with closing costs. This is a game changer for anyone trying to move from renting to owning with minimal upfront costs.What you'll learn in this episode:✅ How the 100% financing program works✅ How to apply for the $15K closing cost grant and get zero down financing✅ Why no down payment mortgages can be a smart option for qualified buyers✅ The easiest way to buy a home with no money down✅ The benefits of 100% financing and how it can help you get into your homeThis is your chance to take advantage of a home loan program that removes common barriers to homeownership. With no PMI and $15K for closing costs, you can own a home today without the typical hurdles.

Josh opens with an uplifting tale about a man who has dedicated 84 years to the same company. In contrast, Katy shares a troubling story about a repulsive island of wet wipes that is accumulating. Finally, Jeremy wraps things up with a fascinating narrative that intertwines chocolate and music.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Stephen Grootes speaks to Themba Mathebula, PMI's director of external affairs for Southern Africa, about the company's call for a science-based approach to tobacco regulation, emphasizing harm reduction strategies and access to smoke-free alternatives for adult smokers. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Play audio-only episode | Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary Project managers often excel at delivering on scope, schedule, and budget, but struggle when asked to prove the value of their work to senior leadership. Barbara Kephart brings her extensive experience in project, program, and portfolio management to address this common challenge. She outlines a clear approach to bridging the gap between technical project reporting and leadership's focus on business outcomes. Drawing from her career in both public and private sectors, Barbara explains how understanding the language of leadership and linking project metrics to strategic objectives can transform how executives perceive your contributions.

In this episode, Ricardo introduces five lesser-known AI tools that can transform project management. The first is Study Fetch, which creates personalized tutors from documents, allowing interactive learning and team alignment. The second, Granola, records meetings, generates summaries, and produces prioritized action lists—saving time for project managers. The third, Limitless (formerly Rewind), is a wearable device that records and indexes everything heard or said, enabling quick recall of past conversations, though it raises privacy concerns. The fourth, Mylens, uses computer vision to analyze images and videos, offering insights into progress or issues. Finally, Emlo (Emotion Logic), with tools like FeelGPT and Emotional Diamond, interprets emotions in communication, helping managers understand team morale and prevent conflicts. Listen to the podcast to learn more. Access the tools at the following links: studyfetch.com granola.ai limitless.ai mylens.ai emotionlogic.ai

Neste episódio, Ricardo apresenta cinco ferramentas de inteligência artificial pouco conhecidas que podem transformar o gerenciamento de projetos. A primeira é o Study Fetch, que cria tutores personalizados a partir de documentos, permitindo interações como se fossem com um professor. A segunda é o Granola, que grava reuniões, gera resumos e lista ações priorizadas automaticamente. A terceira é o Limitless (antes Rewind), um dispositivo que registra e indexa tudo o que a pessoa fala ou ouve, possibilitando buscas rápidas em memórias passadas. A quarta, Mylens, analisa imagens e vídeos para oferecer insights visuais sobre projetos. Por fim, o Emlo (Emotion Logic) avalia emoções em textos, áudios e reuniões, ajudando a identificar o clima emocional das equipes. Escute o podcast para saber mais. Acesse as ferramentas nos links a seguir: studyfetch.com granola.ai limitless.ai mylens.ai emotionlogic.ai

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we talk about Jerome Powell's recent comments, why PMI is important, why bitcoin isn't going up, AI bubble, MAG7 getting cheaper, and where Jordi sees risk right now. ===================== Independent Investor ConferenceMarkets are at all-time highs. Public equities are outperforming. And individual investors are driving it all. It's officially the rise of the retail investor. On September 12th in NYC, I'm hosting the Independent Investor Summit — a one-day event built exclusively for self-directed investors. We're bringing together some of the smartest public market investors I know for a full day of macro insights, market predictions, one-on-one fireside chats, and actionable investment ideas from each investor. This is going to be an absolute banger event. Join us if you like markets and think retail is two steps ahead of Wall Street.

¡Emprendeduros! En este episodio Rodrigo nos da una actualización de mercado donde habla del estatus del mercado, de las ordenes del PMI, de las minutas del FED y de la junta en Jacksonhole. Nos da los reportes de ingresos de Palo Alto Networks, Home Depot, Lowe's, Target, Walmart y Estee Lauder. Después habla de las inversiones de Trump en los microchips y de la estafa de la semana antes de la actualizacion de crypto donde habla de un par de noticias de monedas estables. ¡Síguenos en Instagram! Alejandro: https://www.instagram.com/salomondrin Rodrigo: https://www.instagram.com/rodnavarro Emprendeduros: https://www.instagram.com/losemprendeduros

Christian Briggs believes the U.S. manufacturing sector is on the cusp of a significant rebound, driven in part by a strong PMI reading and President Trump's aggressive trade policies. While acknowledging potential inflationary pressures from tariffs, Briggs thinks they will be offset by a potential GDP surge this year and next. He also sees merit in recent corporate commitments to U.S. manufacturing, such as those from Johnson & Johnson (JNJ), Philips (PHG), and Apple (AAPL), which could total $1 trillion in domestic investments. However, Briggs cautions that the success of this "reshoring" narrative depends on whether wages keep pace with GDP growth and inflation.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

En el episodio de hoy de VG Daily, Andre Dos Santos y Eugenio Garibay conectan el pulso de los mercados S&P 500 con cinco cierres a la baja y Nasdaq encadenando seis con las nuevas lecturas del PMI que pintan una economía acelerando: manufactura sorprende, el empleo se reanima y, crucialmente, las compañías reportan el mayor aumentoen años, impulsado por aranceles y costos que se están trasladando al consumidor. En el frente corporativo, el acuerdo de Google–Meta por más de 10 mil millones de dólares en seis años para nube e IA reafirma un ciclo de inversión masivo que sostiene demanda en cloud, chips y energía, con implicaciones para inflación, márgenes y capex sectorial. 

Play audio-only episode | Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary Project managers know that skill building requires consistency, but finding the right structure can be a challenge. Olivia Pekny introduces PM Master Quest, a program built around 30 days of practical, daily challenges that strengthen core project management capabilities. Instead of long theory-based courses, participants apply short, focused tasks directly to a project storyline, turning everyday actions into learning opportunities. The design is simple yet powerful: take one challenge per day, reflect on the experience, and gradually develop the mindset and behaviors that effective project managers demonstrate. Olivia explains how the program helps professionals at all levels gain traction in areas such as stakeholder communication, decision-making, and team leadership while creating momentum through daily practice.

US equities were lower in Thursday trading, though off worst levels. August flash manufacturing PMI was well ahead of estimates, back in expansion territory after posting surprise increase, its best since May-22. Flash services PMI was also ahead, its best since Dec-24. However, tariffs pressured input prices higher, with manufacturing second-highest since Aug-22, while average prices charged highest since Aug-22.

Katy has a humorous tale to share with Josh and Jeremy, and she believes it's quite amusing. They'll decide if it truly is. Next, we transition to PMI, where Josh shares a positive anecdote about a man who momentarily held the title of the richest man in the world. Jeremy counters with a negative story about a woman who is creating burgers made from cat food. Finally, Katy wraps things up with a fascinating story about a man who discovered that his great-great grandparents' wedding was the very first one recorded in Aspen.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Fed Governor Cook said she has no intention of being bullied to step down from her position because of some questions raised in a tweet by FHFA Director Pulte.European bourses tilt lower with the region unable to benefit from better-than-feared PMIs; US equity futures are mixed.USD is mixed vs. peers, GBP is top of the G10 leaderboard post-PMI.Bonds are pressured after PMIs, lower UK borrowing fails to lift spirits ahead of the Autumn BudgetCrude is firmer as geopolitics remain in the limelight; Ukraine's Air Force said Russia used 574 drones and 40 missiles in an overnight attack.Looking ahead, US Flash PMIs, US Weekly/Continued Jobless Claims, Philly Fed Index, EU Consumer Confidence, Fed Jackson Hole Economic Symposium (21st-23rd), Speech from Fedʼs Bostic, Schmid, Goolsbee, Supply from US, Earnings from Walmart.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe windmills in NJ are making electricity expensive, they are killing the economy in NJ and the people are paying the price. The [CB] is continuing the pressure of higher rates, which is slowing down the real estate industry, and the lumber industry is suffering. Trump will use the [CB] fiat currency to rebuild the US. The [DS] is now sending messages, they will resist but it will not work. Trump lets us know that U1 and the CF are now entering the picture. Trump sends a message that we have a world wide problem with missing children. He is beginning the narrative, this will lead to the pedo networks, child trafficking. The players are the same and it is now expanding. Trump is the storm, he is now showcasing all the crimes the [DS] has committed. These people are sick, crimes against humanity.   Economy https://twitter.com/onechancefreedm/status/1957517597328712012   commitments. We've seen this before. In 2006–07, lumber collapsed long before the housing bust became obvious. In 2021–22, lumber's spike and crash captured the whiplash of pandemic stimulus meeting Fed tightening. Today's drop, back under $600, is telling us not just about oversupply but about fading demand in an economy where mortgage costs remain restrictive and liquidity is being drained. There's also a market structure angle. Commodities like lumber usually run ahead of official data: the PMI slowdown, weakening credit surveys, and leveraged ETF outflows are all now echoing the same caution. Lower lumber prices might look like disinflation on paper, but if the driver is demand destruction, that's recessionary, not bullish This is the kind of signal markets often ignore until it's too late: a quiet commodity screaming that growth is slowing, leverage is retreating, and the cushion of speculative appetite is gone. When builders stop buying wood, it's about the whole cycle losing momentum. 1. High Interest Rates Suppressing Housing and Construction DemandHigh interest rates have been a primary driver of the lumber market's contraction by cooling the U.S. housing sector, which accounts for a significant portion of lumber consumption (e.g., framing for new homes). Elevated rates make mortgages more expensive, leading to fewer home starts, builder pullbacks, and delayed projects. This reduces overall demand for softwood lumber, pushing prices down as inventories build.    2. Tariffs on Canadian Lumber Imports Disrupting Supply and PricingTariffs, particularly the U.S. duties on Canadian softwood lumber, have exacerbated the contraction by increasing costs for importers while simultaneously reducing buyer appetite. Canada supplies about 30% of U.S. lumber demand, so these trade barriers create volatility: producers raise prices to offset duties, but buyers hold off, leading to oversupply and falling market prices.        In summary, the lumber market's contraction isn't due to just one factor—high interest rates are primarily eroding demand through a sluggish housing sector, while tariffs are inflating costs and causing market hesitancy. Together, they've created a feedback loop of falling prices and reduced activity. If rates begin to drop (as some predict) or trade disputes resolve, recovery could start later in 2025  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.

It's PMI time! Josh shares an uplifting tale about how managing anger can actually rewire your brain for the better. Katy presents a negative story involving hackers and an airline, while Jeremy wraps things up with a fascinating account of a wallet lodged in a car's engine.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

In this episode, Ricardo Vargas talks about the importance of recognizing and acting on early warning signs — the famous red flags — before small issues become full-blown crises. He shares practical advice and real examples to help create a culture of active risk awareness and psychological safety in project environments.

Neste episódio, Ricardo Vargas fala sobre a importância de reconhecer e agir diante dos sinais de alerta — os famosos red flags — antes que pequenos desvios se tornem grandes crises. Ele compartilha exemplos práticos e orientações para criar uma cultura de vigilância ativa e segurança psicológica nos projetos.

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As geopolitical volatility reigns, organizations must increasingly anticipate, assess and manage the risks that come in such a complex project environment. How is this turbulence affecting project leaders? How are they incorporating geostrategy into their risk management processes? We discuss this with: Heather Buchanan, PMI-RMP, PMP, supply chain project manager, Canada Goose, Toronto: She discusses how geopolitical volatility's impact extends beyond the triple constraint. She explains how project teams are handling change with strategic shifts and proactive planning, and how she ensures her teams keep geopolitical considerations at the forefront. Plus, Buchanan talks about how subject matter experts, tech tools and even PMI helps her stay up-to-date on geostrategy. Rosa Gilsanz, PMI-RMP, PMP, project leader, Bayernoil, Munich: Gilsanz shares why geopolitical issues can wreak havoc with energy projects, the importance of a diverse team in risk identification, prioritization and mitigation planning, and how she uses clear communication and knowledge sharing to bolster her team's resilience and adaptability amid uncertainty. Key themes[01:09] Geostrategy's impact on project teams' risk management [03:25] Managing risk and change with flexibility and contingency planning  [05:49] Discussing geopolitical considerations—from tariffs to labor laws—with teams[08:10] Identifying and prioritizing risks with AI, subject matter experts and online alerts[12:19] How the energy sector is affected by geopolitical volatility[15:14] Why you need a diverse team for risk management practices [17:03] Improving risk resilience on teams through communication and knowledge sharing

Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. One Playlist. Sixty Free PDUs. Zero Hassle. We've made it incredibly easy for you to earn your Professional Development Units (PDUs) using Spotify. In this episode, Cornelius Fichtner explains how you can listen to 60 hours of curated podcast content from The Project Management Podcast and self-report those hours as free PDUs with PMI. Here's how it works: Step 1 – Download the Tracking Spreadsheet: Use this spreadsheet to track your learning ➡️ Download Spreadsheet Step 2 – Listen and Track: Open the Spotify playlist, start listening, and log your progress in the spreadsheet ➡️ Open Spotify Playlist Step 3 – Self-Report with PMI: Use PMI's CCRS platform to self-report your earned PDUs ➡️ Report at PMI Need More Help? Visit our detailed instructions and FAQ at Earn 60 Free PDUs on Spotify..

Premium This is a preview of our premium episode. Full access is available only to premium subscribers. Click here and learn about the Premium Podcast to access this interview and transcript... Play audio-only preview episode | Play video preview episode | Play on YouTube | Play on Spotify Click above to play either the audio-only preview episode or video preview episode in a new window. Episode Summary Leadership expert Shyam Ramanathan joins Cornelius Fichtner to unpack what great leadership looks like for project managers. Shyam brings over two decades in IT, an extensive leadership blog with 400 plus posts, and two books, “Maximise Potential” and “Maximise Potential 2.” He outlines a clear, three-part foundation for leading well, then connects it to day-to-day project work. You hear how vision sets the direction, how the ability to inspire moves people to act, and how leading by example creates credibility. Shyam ties these principles to project realities like reading the charter, clarifying scope and budget, selecting and positioning the right people, and building a balanced team through honest self-awareness.

Economic and Market Analysis - August 5th In this episode of Dividend Cafe, Brian Szytel provides a comprehensive analysis of the market and economic conditions as of August 5th. He discusses the marginal declines in the Dow, S&P, and Nasdaq, and a noteworthy shift from growth to value stocks. Sitel delves into the ISM Services index slightly missing expectations for July and touches upon PMI numbers. He explains the correlation between current Fed policies, interest rates, and foreign investment. The episode also highlights earnings season progress, with revenue and earnings growth showing positive year-over-year trends. A significant focus is placed on market valuations, the role of artificial intelligence investments, and the overall economic outlook. Finally, Brian answers a viewer question regarding interest rates and Fed policy. 00:00 Introduction and Market Overview 00:28 Economic News and Indicators 02:22 Interest Rates and Fed Policy 04:29 Earnings Season Insights 05:33 Market Valuations and Future Outlook 06:49 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com