Podcasts about PMI

EP 1 - Aumento le pensioni così do più mancia ai giovani? https://youtu.be/Hez1x_YTrMg EP 2 - Perchè le pensioni riducono gli stipendi? https://youtu.be/J5-9HGWffv8 EP 3 - Perchè le stime di previsione sulle pensioni sono errate? https://youtu.be/EbO-efn0zow EP 4 - Problema pensioni: Basta dividere Assistenza da Previdenza? https://youtu.be/OCCBRziXsSA EP 5 - I PENSIONATI GUADAGNANO POCO? [In arrivo il 30/12] EP 6 - PENSIONI: COSA CI ATTENDE IN FUTURO? [In arrivo il 31/12] LIVE NON EDITATA: https://youtube.com/live/LnfT2CFw0iI ### ❤️ *Sostieni il progetto*

EP 1 - Aumento le pensioni così do più mancia ai giovani? https://youtu.be/Hez1x_YTrMg EP 2 - Perchè le pensioni riducono gli stipendi? https://youtu.be/J5-9HGWffv8 EP 3 - Perchè le stime di previsione sulle pensioni sono errate? https://youtu.be/EbO-efn0zow EP 4 - Problema pensioni: Basta dividere Assistenza da Previdenza? [In arrivo il 29/12] EP 5 - I PENSIONATI GUADAGNANO POCO? [In arrivo il 29/12] EP 6 - PENSIONI: COSA CI ATTENDE IN FUTURO? [In arrivo il 30/12] LIVE NON EDITATA: https://youtube.com/live/LnfT2CFw0iI ### ❤️ *Sostieni il progetto*

EP 1 - Aumento le pensioni così do più mancia ai giovani? https://youtu.be/Hez1x_YTrMg EP 2 - Perchè le pensioni riducono gli stipendi? https://youtu.be/J5-9HGWffv8 EP 3 - Perchè le stime di previsione sulle pensioni sono errate? [In arrivo il 28/12] EP 4 - Problema pensioni: Basta dividere Assistenza da Previdenza? [In arrivo il 29/12] EP 5 - I PENSIONATI GUADAGNANO POCO? [In arrivo il 29/12] EP 6 - PENSIONI: COSA CI ATTENDE IN FUTURO? [In arrivo il 30/12] LIVE NON EDITATA: https://youtube.com/live/LnfT2CFw0iI ### ❤️ *Sostieni il progetto*

Elizabeth turned fear into confidence, buying her first home at 26 in Ohio with smart strategy, a DIY mindset, and just 5% down. When Elizabeth first reached out, she described the homebuying process as "daunting" and didn't want to get screwed. But just a few months later, she and her husband closed on a $164K home in Ohio — fully prepped, budget-savvy, and calm under pressure. In this episode, she walks through every step: from tackling a floor renovation herself to choosing an ARM loan and why she only put 5% down, even with 20% in savings. If you're a first-time buyer wondering whether you're ready — Elizabeth's story proves you probably are. "You're already there. If you're listening to this podcast, you're already on your way to feeling better about all the decisions you have to make." — Elizabeth, first-time homebuyer in Ohio HighlightsHow Elizabeth and her husband bought below budget and under market valueWhy they opted for a 5% down payment instead of 20%, even with the cash on handThe real math on PMI, ARM loans, and what their monthly payments turned out to beRenovating their floors DIY-style and planning projects before moving inWhat she learned about choosing layout, neighborhood, and long-term flexibility Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

EP 1 - Aumento le pensioni così do più mancia ai giovani? https://youtu.be/Hez1x_YTrMg EP 2 - Perchè le pensioni riducono gli stipendi? [In arrivo il 27/12] EP 3 - Perchè le stime di previsione sulle pensioni sono errate? [In arrivo il 28/12] EP 4 - Problema pensioni: Basta dividere Assistenza da Previdenza? [In arrivo il 29/12] EP 5 - I PENSIONATI GUADAGNANO POCO? [In arrivo il 29/12] EP 6 - PENSIONI: COSA CI ATTENDE IN FUTURO? [In arrivo il 30/12] LIVE NON EDITATA: https://youtube.com/live/LnfT2CFw0iI ### ❤️ *Sostieni il progetto*

BONUS: Breaking Through The Organizational Immune System - Why Software-Native Organizations Are Still Rare With Vasco Duarte In this BONUS episode, we explore the organizational barriers that prevent companies from becoming truly software-native. Despite having proof that agile, iterative approaches work at scale—from Spotify to Amazon to Etsy—most organizations still struggle to adopt these practices. We reveal the root cause behind this resistance and expose four critical barriers that form what we call "The Organizational Immune System." This isn't about resistance to change; it's about embedded structures, incentives, and mental models that actively reject beneficial transformation. The Root Cause: Project Management as an Incompatible Mindset "Project management as a mental model is fundamentally incompatible with software development. And will continue to be, because 'project management' as an art needs to support industries that are not software-native." The fundamental problem isn't about tools or practices—it's about how we think about work itself. Project management operates on assumptions that simply don't hold true for software development. It assumes you can know the scope upfront, plan everything in advance, and execute according to that plan. But software is fundamentally different. A significant portion of the work only becomes visible once you start building. You discover that the "simple" feature requires refactoring three other systems. You learn that users actually need something different than what they asked for. This isn't poor planning—it's the nature of software. Project management treats discovery as failure ("we missed requirements"), while software-native thinking treats discovery as progress ("we learned something critical"). As Vasco points out in his NoEstimates work, what project management calls "scope creep" should really be labeled "value discovery" in software—because we're discovering more value to add. Discovery vs. Execution: Why Software Needs Different Success Metrics "Software hypotheses need to be tested in hours or days, not weeks, and certainly not months. You can't wait until the end of a 12-month project to find out your core assumption was wrong." The timing mismatch between project management and software development creates fundamental problems. Project management optimizes for plan execution with feedback loops that are months or years long, with clear distinctions between teams doing requirements, design, building, and testing. But software needs to probe and validate assumptions in hours or days. Questions like "Will users actually use this feature?" or "Does this architecture handle the load?" can't wait for the end of a 12-month project. When we finally discover our core assumption was wrong, we need to fully replan—not just "change the plan." Software-native organizations optimize for learning speed, while project management optimizes for plan adherence. These are opposing and mutually exclusive definitions of success. The Language Gap: Why Software Needs Its Own Vocabulary "When you force software into project management language, you lose the ability to manage what actually matters. You end up tracking task completion while missing that you're building the wrong thing." The vocabulary we use shapes how we think about problems and solutions. Project management talks about tasks, milestones, percent complete, resource allocation, and critical path. Software needs to talk about user value, technical debt, architectural runway, learning velocity, deployment frequency, and lead time. These aren't just different words—they represent fundamentally different ways of thinking about work. When organizations force software teams to speak in project management terms, they lose the ability to discuss and manage what actually creates value in software development. The Scholarship Crisis: An Industry-Wide Knowledge Gap "Agile software development represents the first worldwide trend in scholarship around software delivery. But most organizational investment still goes into project management scholarship and training." There's extensive scholarship in IT, but almost none about delivery processes until recently. The agile movement represents the first major wave of people studying what actually works for building software, rather than adapting thinking from manufacturing or construction. Yet most organizational investment continues to flow into project management certifications like PMI and Prince2, and traditional MBA programs—all teaching an approach with fundamental problems when applied to software. This creates an industry-wide challenge: when CFOs, executives, and business partners all think in project management terms, they literally cannot understand why software needs to work differently. The mental model mismatch isn't just a team problem—it's affecting everyone in the organization and the broader industry. Budget Cycles: The Project Funding Trap "You commit to a scope at the start, when you know the least about what you need to build. The budget runs out exactly when you're starting to understand what users actually need." Project thinking drives project funding: organizations approve a fixed budget (say $2M over 9 months) to deliver specific features. This seems rational and gives finance predictability, but it's completely misaligned with how software creates value. Teams commit to scope when they know the least about what needs building. The budget expires just when they're starting to understand what users actually need. When the "project" ends, the team disbands, taking all their accumulated knowledge with them. Next year, the cycle starts over with a new project, new team, and zero retained context. Meanwhile, the software itself needs continuous evolution, but the funding structure treats it as a series of temporary initiatives with hard stops. The Alternative: Incremental Funding and Real-Time Signals "Instead of approving $2M for 9 months, approve smaller increments—maybe $200K for 6 weeks. Then decide whether to continue based on what you've learned." Software-native organizations fund teams working on products, not projects. This means incremental funding decisions based on learning rather than upfront commitments. Instead of detailed estimates that pretend to predict the future, they use lightweight signals from the NoEstimates approach to detect problems early: Are we delivering value regularly? Are we learning? Are users responding positively? These signals provide more useful information than any Gantt chart. Portfolio managers shift from being "task police" asking "are you on schedule?" to investment curators asking "are we seeing the value we expected? Should we invest more, pivot, or stop?" This mirrors how venture capital works—and software is inherently more like VC than construction. Amazon exemplifies this approach, giving teams continuous funding as long as they're delivering value and learning, with no arbitrary end date to the investment. The Business/IT Separation: A Structural Disaster "'The business' doesn't understand software—and often doesn't want to. They think in terms of features and deadlines, not capabilities and evolution." Project thinking reinforces organizational separation: "the business" defines requirements, "IT" implements them, and project managers coordinate the handoff. This seems logical with clear specialization and defined responsibilities. But it creates a disaster. The business writes requirements documents without understanding what's technically possible or what users actually need. IT receives them, estimates, and builds—but the requirements are usually wrong. By the time IT delivers, the business need has changed, or the software works but doesn't solve the real problem. Sometimes worst of all, it works exactly as specified but nobody wants it. This isn't a communication problem—it's a structural problem created by project thinking. Product Thinking: Starting with Behavior Change "Instead of 'build a new reporting dashboard,' the goal is 'reduce time finance team spends preparing monthly reports from 40 hours to 4 hours.'" Software-native organizations eliminate the business/IT separation by creating product teams focused on outcomes. Using approaches like Impact Mapping, they start with behavior change instead of features. The goal becomes a measurable change in business behavior or performance, not a list of requirements. Teams measure business outcomes, not task completion—tracking whether finance actually spends less time on reports. If the first version doesn't achieve that outcome, they iterate. The "requirement" isn't sacred; the outcome is. "Business" and "IT" collaborate on goals rather than handing off requirements. They're on the same team, working toward the same measurable outcome with no walls to throw things over. Spotify's squad model popularized this approach, with each squad including product managers, designers, and engineers all focused on the same part of the product, all owning the outcome together. Risk Management Theater: The Appearance of Control "Here's the real risk in software: delivering software that nobody wants, and having to maintain it forever." Project thinking creates elaborate risk management processes—steering committees, gate reviews, sign-offs, extensive documentation, and governance frameworks. These create the appearance of managing risk and make everyone feel professional and in control. But paradoxically, the very practices meant to manage risk end up increasing the risk of catastrophic failure. This mirrors Chesterton's Fence paradox. The real risk in software isn't about following the plan—it's delivering software nobody wants and having to maintain it forever. Every line of code becomes a maintenance burden. If it's not delivering value, you're paying the cost forever or paying additional cost to remove it later. Traditional risk management theater doesn't protect against this at all. Gates and approvals just slow you down without validating whether users will actually use what you're building or whether the software creates business value. Agile as Risk Management: Fast Learning Loops "Software-native organizations don't see 'governance' and 'agility' as a tradeoff. Agility IS governance. Fast learning loops ARE how you manage risk." Software-native organizations recognize that agile and product thinking ARE risk management. The fastest way to reduce risk is delivering quickly—getting software in front of real users in production with real data solving real problems, not in demos or staging environments. Teams validate expected value by measuring whether software achieves intended outcomes. Did finance really reduce their reporting time? Did users actually engage with the feature? When something isn't working, teams change it quickly. When it is working, they double down. Either way, they're managing risk through rapid learning. Eric Ries's Lean Startup methodology isn't just for startups—it's fundamentally a software-native management practice. Build-Measure-Learn isn't a nice-to-have; it's how you avoid the catastrophic risk of building the wrong thing. The Risk Management Contrast: Theater vs. Reality "Which approach actually manages risk? The second one validates assumptions quickly and cheaply. The first one maximizes your exposure to building the wrong thing." The contrast between approaches is stark. Risk management theater involves six months of requirements gathering and design, multiple approval gates that claim to prevent risk but actually accumulate it, comprehensive test plans, and a big-bang launch after 12 months. Teams then discover users don't want it—and now they're maintaining unwanted software forever. The agile risk management approach takes two weeks to build a minimal viable feature, ships to a subset of users, measures actual behavior, learns it's not quite right, iterates in another two weeks, validates value before scaling, and only maintains software that's proven valuable. The second approach validates assumptions quickly and cheaply. The first maximizes exposure to building the wrong thing. The Immune System in Action: How Barriers Reinforce Each Other "When you try to 'implement agile' without addressing these structural barriers, the organization's immune system rejects it. Teams might adopt standups and sprints, but nothing fundamental changes." These barriers work together as an immune system defending the status quo. It starts with the project management mindset—the fundamental belief that software is like construction, that we can plan it all upfront, that "done" is a meaningful state. That mindset creates funding models that allocate budgets to temporary projects instead of continuous products, organizational structures that separate "business" from "IT" and treat software as a cost center, and risk management theater that optimizes for appearing in control rather than actually learning. Each barrier reinforces the others. The funding model makes it hard to keep stable product teams. The business/IT separation makes it hard to validate value quickly. The risk theater slows down learning loops. The whole system resists change—even beneficial change—because each part depends on the others. This is why so many "agile transformations" fail: they treat the symptoms (team practices) without addressing the disease (organizational structures built on project thinking). Breaking Free: Seeing the System Clearly "Once you see the system clearly, you can transform it. You now know the root cause, how it manifests, and what the alternatives look like." Understanding these barriers is empowering. It's not that people are stupid or resistant to change—organizations have structural barriers built on a fundamental mental model mismatch. But once you see the system clearly, transformation becomes possible. You now understand the root cause (project management mindset), how it manifests in your organization (funding models, business/IT separation, risk theater), and what the alternatives look like through real examples from companies successfully operating as software-native organizations. The path forward requires addressing the disease, not just the symptoms—transforming the fundamental structures and mental models that shape how your organization approaches software. Recommended Further Reading Vasco's article on 5 examples of software disasters that show we are in the middle of another software crisis NoEstimates movement: Vasco Duarte's work and book Impact Mapping: Gojko Adzic's framework Lean Startup: Eric Ries, "The Lean Startup" Outcome-based funding model Spotify squad model: Henrik Kniberg's materials Chesterton's fence paradox About Vasco Duarte Vasco Duarte is a thought leader in the Agile space, co-founder of Agile Finland, and host of the Scrum Master Toolbox Podcast, which has over 10 million downloads. Author of NoEstimates: How To Measure Project Progress Without Estimating, Vasco is a sought-after speaker and consultant helping organizations embrace Agile practices to achieve business success. You can link with Vasco Duarte on LinkedIn.

Which everyday leadership behaviours are building trust… and which might be eroding it? Join Partner Consultant, Des Kelly, in conversation with Susannah Clarke as they explore what it really takes to earn trust as a leader. Using the simple but powerful “Trust Equation,” Des shares how credibility, reliability and emotional safety combine, and how unchecked self-interest quietly undermines them all.More resources:Essential Reading for Your Lean Six Sigma and Improvement Journey Lead Change: A Guide to Shaping Organisational CultureThe Role of Leaders in AI Adoption PERFORMANCE IMPROVEMENT IN AN AI-DRIVEN WORLD.The Goals to Results Conference is back! 17th March 2026. Get your ticket here. More from PMI: Dive into our Knowledge Hub for more tools, videos, and infographics Join us for a PMI LIVE Webinar Follow us on LinkedIn Take your improvement career to the next level with PMI's Lean Six Sigma Certifications - now available in two new and accessible formats, built around you. Explore On Demand >> Explore Distance Learning >>

In this Home Buyer Crash Course, I break down what today's Northern Colorado buyers actually need to know before purchasing a home.I cover current market conditions in late 2025, how much buyers can realistically negotiate, inventory levels in Larimer and Weld County, and what's changed over the last several years. I also explain common mortgage mistakes, how to think about market “crash” fears, and why timing the market often backfires.We dive deep into pricing strategy, inspections and due diligence, real estate commissions, and how to structure a deal that protects you long-term — whether you're a first-time buyer or have purchased multiple homes before.Topics include:• How much you can negotiate off list price right now• Inventory levels & days on market in Northern Colorado• Market crash fears vs real historical data• Mortgage pre-approval mistakes to avoid• Down payments, PMI, closing costs, and rate strategies• Inspections, due diligence & hidden risks buyers miss• Real estate commissions — what changed and what didn't• Why “time in the market” matters more than timing the market

一， 上個星期，因為市場對數據中心的債務融資疑慮 持續攪動著人工智慧 (AI) 題材，圍繞甲骨文 的新一波擔憂讓拋售潮進一步加劇。晶片製造商Broadcom股價也跟著重挫，五日累計跌幅甚至超過了19%。 12月19日，瑞銀（UBS）在2026年展望報告中，明確的指出核心挑戰：「人工智慧發展放緩、通膨再次抬頭、債務問題重現，讓市場可能面臨新的挑戰。」連台灣的央行都在12月18日點出3個風險，直言AI熱潮導致科技股股價及集中度過高，一旦市場情緒反轉，股價恐大幅下跌修正，是近期影響金融穩定的重要風險。 南韓大型企業集團SK集團的董事長崔泰源也在12月初的首爾一個論壇上表示，人工智慧(AI)產業並未出現泡沫現象，但AI相關股票因過快上漲，可能面臨修正壓力。我們到底要怎麼看待這波由人工智慧帶領的股市大長多？ 二， 12月5日，美國發佈了新版國家安全戰略，猛批歐洲經濟衰退且面臨文明消亡的嚴峻前景。這些表述引起歐洲領導人的不安，他們對川普展現出的“敵對”態度感到擔憂。 12月19日，歐盟委員會主席馮德萊恩打破沈默，對川普政府的言論作出了回應。馮德萊恩在歐洲議會發表講話稱，歐洲不應該對其他國家的評論感到震驚，不能讓他人的世界觀定義歐洲。 事實上，12月16日，S&P Global公布的歐元區 12 月綜合採購經理人指數 (PMI) 初值由 11 月的 52.8 滑落至 51.9，雖仍高於 50 的榮枯線，但低於分析師原先預期的持平水準。 漢堡商業銀行指出，整體數據轉弱主要歸因於德國工業部門，該產業的下行壓力持續加劇，整體而言，歐元區經濟在邁入新的一年之際，前景仍顯得相當不穩定。我們又應該怎麼解讀歐洲經濟的未來發展？ Powered by Firstory Hosting

In this episode, Ricardo looks back at the year in projects with a mature and deeply reflective perspective, focusing on the lessons learned. He describes an intense year, marked by strong pressure for results, shorter deadlines, and increasingly tight budgets, where good planning ceased to be a differentiator and became a matter of survival. Execution took center stage, and mistakes became more costly. At the same time, artificial intelligence ceased to be a promise and became part of the daily routine of projects, bringing real productivity gains. AI did not replace the project manager; it replaced improvisation. Even so, the biggest challenge remained human: fatigue, overload, burnout, and failures caused by human exhaustion. The dispute between methods lost its meaning; those who knew how to adapt to the context won. Projects became more strategic, guided by value, purpose, and conscious choices for the future. Listen to the podcast to learn more!

Neste episódio, Ricardo faz uma retrospectiva do ano em projetos com um olhar maduro e profundamente reflexivo, focando no aprendizado. Ele descreve um ano intenso, marcado por forte pressão por resultados, prazos mais curtos e orçamentos cada vez mais apertados, em que planejar bem deixou de ser diferencial e passou a ser questão de sobrevivência. A execução ganhou protagonismo e o erro ficou mais caro. Ao mesmo tempo, a inteligência artificial deixou de ser promessa e passou a fazer parte do dia a dia dos projetos, trazendo ganhos reais de produtividade. A IA não substituiu o gerente de projetos, substituiu o improviso. Ainda assim, o maior desafio seguiu sendo humano: cansaço, sobrecarga, burnout e falhas causadas pelo desgaste das pessoas. A disputa entre métodos perdeu sentido; venceu quem soube adaptar ao contexto. Os projetos ficaram mais estratégicos, guiados por valor, propósito e escolhas conscientes para o futuro. Escute o podcast para aprender mais!

Play audio-only episode | Play on YouTube | Play on Spotify Episode Summary Projects rarely fall apart because of tools or templates. They struggle because leaders lack clarity, adaptability, awareness, and strong communication habits. Author and coach Scott Barnard joins Cornelius Fichtner to share a practical leadership framework built on four pillars that help project managers guide their teams through turbulence. Drawing from more than three decades of recovering troubled initiatives, Scott explains how these pillars help teams anticipate disruption, reduce stress, and keep moving toward meaningful outcomes. His experience spans major global programs, complex software projects, and large organizational transformations, all of which reveal a consistent pattern: when leaders strengthen these four pillars, chaos loses its grip and teams deliver more confidently.

Menaka Gopinath is the Chief Marketing Officer at the Project Management Institute (PMI), where she leads global brand, communications, and marketing strategy with a focus on customer-centric growth and storytelling. She has built a distinguished career guiding Fortune 100 brands including The Coca-Cola Company, Apple, Nike, Uber, Procter & Gamble, and Meta, leveraging advanced analytics and integrated cross-channel programs to drive impact. Prior to PMI, Menaka served as President and COO of sustainable fashion brand Graf Lantz and led the Social Media Exchange practice at Ipsos, scaling it significantly. She is passionate about purpose-driven business and diversity in the industry and serves on the Board of Mentors for Monday Night Mentorship. Menaka holds a BA in Economics and Communications from New York University and an MBA in Finance from the University of San Francisco.

In this final episode of Educate to Self-Regulate for the year, and my first solo episode, I'm diving into one of the most important phases of self-regulated learning: Metacognitive self-reflection.As we wrap up 2025, I'm unpacking:• Why planning–monitoring–evaluating really matters• How metacognitive prompts can deepen your own learning• Practical tools like PMI, SWOT, and Start–Stop–Continue to guide more meaningful reflection• What this year taught me through the podcast, from AI as a metacognitive partner to Queenwood's smart study approach, strategy-building in primary classrooms, learning journals, and long-form conversations with researchers• What's coming in 2026I'm also sharing two strategies I'm leaning on as we enter the break:✔️ Show up to rest the same way you show up to training✔️ Recalibrating meditation as a non-negotiable part of my routineWherever you are, I hope this episode helps you pause, reflect, and set yourself up for a strong 2026.

Today at PMI, we present a positive tale about a poop log... a negative narrative regarding Elon Musk's immense wealth, and a fascinating account of a concept known as grey rocking. Discover all the details right here!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Many homebuyers stretch and twist themselves into painful positions trying to save 20% down — and listing agents often (incorrectly) view down payment size as a measure of a buyer's qualification. In this episode, Louis Chinappi of Arch MI explains why low-down payment loans with private mortgage insurance (PMI) can be a smart homebuying strategy.  Louis breaks down what mortgage insurance really is, how PMI pricing works, and how homebuyers can balance cash on hand vs. monthly payment to improve affordability and opportunity cost.  We discuss how MI can be a tool to help balance the scale of monthly payment vs. available cash — keeping reserves to strengthen offers, cover appraisal gaps, or handle renovations and repairs. If you think PMI is a deal-breaker, this episode may change your mind. 

Market Movements, Economic Indicators, and AI vs Dot-Com Era Analysis In this episode of Dividend Cafe, host Brian Szytel provides a daily market recap for Tuesday, December 16th, detailing a mixed day with NASDAQ slightly positive, and declines in DOW and S&P indices. He discusses the impact of new economic data including better-than-expected non-farm payrolls and a rise in unemployment rates from 4.4% to 4.6%. Szytel also covers flash readings on services and manufacturing PMI which were below consensus. Additionally, he compares the dot-com era of the 90s with today's AI paradigm, highlighting the ongoing capital expenditure needs for AI technologies. Lastly, he addresses a Q&A about potentially creating a financial terminology booklet to help demystify investment jargon. 00:00 Introduction and Market Overview 00:41 Economic Data Breakdown 03:13 Comparing Dot-Com Era to AI Boom 05:36 Q&A Session and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Ukrainian President Zelensky said there is still no ideal peace plan as of now, and the current draft is a working version; Russia's Ryabkov said they are ready to make efforts to overcome disagreements relating to the Ukraine crisis.China Securities Times commentary noted that China should set a positive yet 'pragmatic' 2026 GDP growth target with leeway, while researchers are said to be divided between an around 5% or 4.5%-5.0% growth target for 2026.European bourses are broadly lower, with US equity futures also in the red as the NQ continues to underperform.USD awaits data deluge, GBP outperforms following hawkish LFS and PMI & JPY continues gains into BoJ on Friday.USTs trade steady into NFP, Bunds chop on PMI metrics whilst Gilts underperform post-jobs data.Brent dips below USD 60/bbl for the first time since May as geopolitical tensions ease; metals are broadly subdued.Looking ahead, highlights include US Flash PMIs (Dec), US Average Weekly Prelim Estimate ADP (4-week, w/e 29 Nov), Non-Farm Payrolls (Oct), Jobs Report (Nov), Retail Sales (Oct), Business Inventories (Sep), NBH Announcement, Comments from BoC's Macklem.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Echamos un vistazo a los datos preliminares de PMI de EE.UU. y de la eurozona y la posible subida de tipos por parte del Banco de Japón. Con Olivia Álvarez, analista de AFI.

In this episode, Ricardo highlights the importance of milestones, baselines, and control points in project management, using December 31st as a powerful example of a milestone, both personally and organizationally. Just as individuals reflect on decisions and plan the future at the end of the year, projects and organizations use milestones to review budgets, compare goals, and consolidate results. Although the calendar is a human convention, milestones provide essential reference points for comparison and control. Without a clear baseline, it is impossible to assess real progress. Projects without milestones rely on perception, while projects with milestones rely on facts. Milestones are not bureaucracy; they are moments of reflection, decision-making, and adjustment that help prevent gradual and unnoticed project deviation. Listen to the podcast to learn more!

Today, we have PMI featuring a positive tale, a negative one, and a rather intriguing conclusion. Katy will share the uplifting story about turtles! Jeremy will discuss the downside involving two men brawling in a Whole Foods, while Josh will present an interesting fact on how to achieve wealth!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Stop dodging those complex questions about AI and mental health! Join Drs. Kevin Holloway and Jenna Ermold as they engage with the brilliant Dr. April Foreman, Director of Technology and Innovation at the Veterans Crisis Line, for a conversation that proves tech is no longer optional—it's essential. Dr. Foreman pulls back the curtain on the sobering reality: the demand for evidence-based suicide prevention care is simply too vast for traditional methods to meet. Discover the shocking "sin" of EBP practice we might all be committing, learn how simple AI tools (like automated scribing) can boost your clinical fidelity, and find out what happens when a clinical expert "red-teams" popular chatbots for suicidality. Get the insights you need to confidently apply your ethical framework to the future of care and conquer your fear of the algorithmic boogeyman!April C. Foreman, Ph.D., is a Licensed Psychologist serving Veterans as Director of Technology and Innovations for the Veterans Crisis Line. She is a member of the team that launched OurDataHelps.org, a recognized innovation in data donation for ground-breaking suicide research. She is passionate about helping people with severe (sometimes lethal) emotional pain, and in particular advocates for people with Borderline Personality Disorder, which has one of the highest mortality rates of all mental illnesses. She is known for her work at the intersection of technology, social media, and mental health, with nationally recognized implementations of innovations in the use of technology and mood tracking. She is the 2015 recipient of the Roger J. Tierney Award for her work as a founder and moderator of the first sponsored regular mental health chat on Twitter, the weekly Suicide Prevention Social Media chat (#SPSM, sponsored by the American Association of Suicidology, AAS). Her dream is to use her unique skills and vision to build a mental health system effectively and elegantly designed to serve the people who need it.Resources mentioned in this episode: CDP's 2025 EBP Conference Archive including presentations by Dr. April Foreman, Dr. Vaile Wright, Dr. Matt Price, and Drs. Vaile Write and David Cooper's PMI.Therapists in Tech: therapistsintech.com 988 (press 1) Veteran's Crisis Lineveteranscrisisline.net - Call, text, or chat for 24/7 confidential crisis support for Veterans and their loved ones Calls-to-action: Spend time with new technology–learn about it experientiallyGet involved! Be part of the solution with emerging technologies rather than willfully avoiding them.Subscribe to the Practical for Your Practice PodcastSubscribe to The Center for Deployment Psychology Monthly Email Leave us a question or comment on Speakpipe

Neste episódio, Ricardo explica a importância dos marcos, das linhas de base e dos pontos de controle na gestão de projetos, usando o dia 31 de dezembro como exemplo de um marco poderoso, tanto pessoal quanto organizacional. Assim como as pessoas reavaliam decisões e planejam o futuro no fim do ano, projetos e empresas utilizam marcos para revisar orçamentos, metas e resultados. Embora o calendário seja uma convenção humana, os marcos são essenciais porque permitem comparação e controle. Sem uma linha de base clara, não é possível saber se há progresso real. Projetos sem marcos vivem de percepção; com marcos, vivem de fatos. Marcos não são burocracia, mas momentos de reflexão, decisão e ajuste, fundamentais para evitar desvios graduais e silenciosos nos projetos. Escute o podcast para saber mais!

La semana arranca con los mercados atentos a los bancos centrales, que celebran su última reunión del año: BCE, Banco de Inglaterra, Japón, Suecia y Noruega marcarán el rumbo de la política monetaria global. En Europa, se publican datos clave como los PMI de la eurozona, la encuesta ZEW en Alemania, y la inflación en la eurozona y Reino Unido. En EE.UU., la atención estará puesta en la tasa de desempleo, las ventas minoristas, el PMI, la comparecencia del gobernador de la Fed Christopher Waller, la inflación de noviembre y el PCE deflactor. Además, presentan cuentas compañías como Micron Technology, FedEx, Nike, General Mills o Carnival. Víctor Asensi (DPAM), Óscar Esteban (Fidelity) y Gonzalo Ramón-Borja Álvarez de Toledo (Swisscanto) analizan en la tertulia de mercados de Capital Intereconomía las claves que moverán los mercados en la recta final del año y las oportunidades y riesgos para invertir en 2026.

Today we're breaking down the biggest forces reshaping global supply chains and the future of manufacturing, and exploring why companies are shifting from global collaboration to regional, domestic-first strategies—especially across the U.S. manufacturing ecosystem. Welcome to The Buzz!In this episode of Supply Chain Now, hosts Scott Luton and Richard Donaldson welcome special guest Gary Bennett, Chief Integrated Supply Chain Officer at Array Technologies. Together they discuss:The technologies transforming operations today, including AI, automation, and digital tools redefining logistics and demand planningHow the solar energy sector is rapidly scaling to meet skyrocketing demandThe rising importance of utility-grade solar solutions as electricity demand surges from AI and data centersAmerica's manufacturing resurgence—powered by reshoring, new incentives for domestic content, and breakthrough energy technologiesThe potential future of space-based data centers and continual innovation in solar energyIf you're tracking the future of energy, manufacturing, and supply chain innovation, this episode is packed with insights you won't want to miss.Additional Links & Resources:Pegasus Logistics Group: https://www.pegasuslogistics.com/ With That Said: https://bit.ly/WTS-7Dec25 Join SCN at Manifest: https://partner.manife.st/partner/supplychainnow Unboxing Logistics Podcast: https://www.easypost.com/podcast/ Tariffs remain heart of uncertainty: PMI: https://bit.ly/PMI-Nov20255 Trends to Reshape Manufacturing Industry in 2026: Deloitte: https://bit.ly/6-Mfg-Trends Regional cooperation in better state than global cooperation, experts say: https://bit.ly/WEF-cooperationConnect with Pegasus Logistics Group: https://www.pegasuslogistics.com/contract-logistics/ARRAY Technologies: https://arraytechinc.com/Connect with Gary on LinkedIn: https://www.linkedin.com/in/gary-bennett-38426abConnect with Richard on LinkedIn: https://www.linkedin.com/in/richarddonaldson/Follow Scott on LI: https://www.linkedin.com/in/scottwindonluton/ Learn more about Supply Chain Now: https://supplychainnow.comWatch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-nowSubscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/joinWork with us!...

PMI has arrived, and Katy shares an uplifting story about Australia's decision to prohibit children from accessing social media. Josh has the M with a tale of a man whose parachute became entangled with the plane's tail. Jeremy wraps things up with the I, discussing New Year's resolutions.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Nick Valdez looks at the BUSINESS CYCLE, or PMI and how it relates to 2026's crypto environment. Raoul Pal and Tom Lee have some very interesting theories which should lead to the rally of all rallies! 

Today, we have a funny PMI segment lined up for you, featuring a positive tale, a negative twist, and wrapping up with something intriguing.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

In this episode, I break down the real differences between the VA loan and the FHA loan, two programs that often get compared but serve very different needs. I walk through eligibility, credit score requirements, down payment expectations, and how lenders look at debt-to-income ratios. I also explain the real-world costs—like PMI, MIP, and funding fees—and why these details matter more than most people realize. As I go through each side-by-side factor, I highlight what gives the VA loan such an edge for qualified borrowers.   Timestamps (00:00) — Intro (01:24) — Loan eligibility explained (02:49) — PMI and funding fees (04:56) — Why VA loan usually wins (05:29) — Final thoughts   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

CONHEÇA A CARTEIRA RECOMENDADAS DE DIVIDENDOS: https://emprc.us/carteiradiv-podcast A Corrida eleitoral já entrou no radar e, quando política vira variável relevante, juros, Bolsa e dólar reagem antes mesmo de qualquer confirmação oficial.No episódio #118 do Empiricus PodCa$t, debatemos como a possibilidade de Flávio Bolsonaro aparecer no cenário eleitoral pode influenciar as expectativas do mercado e o apetite a risco no Brasil, ao mesmo tempo em que o mundo observa a Super Quarta (Fed + Banco Central).A mesa composta pelos analistas Larissa Quaresma, Matheus Spiess, Laís Costa e Ruy Hungria destrincha o que realmente importa para o investidor: o que é ruído, o que pode virar tendência e como isso se traduz em preço nos ativos.Além disso, também debatemos:- Super Quarta: o que esperar do Federal Reserve e do Banco Central- EUA: sinais de desaceleração na atividade (PMI, ISM e ADP) e o que isso muda para juros- Brasil: dados mais fracos de produção e PIB e o impacto para o cenário de política monetária- “Presentinhos de Natal”: empresas antecipando dividendos antes das mudanças previstas na tributação a partir de 2026- Quais ações podem se destacar na temporada de dividendos de fim de anoNo quadro Compra ou Vende?, analisamos três ativos muito pedidos pela audiência:- Tesouro Prefixado – ainda faz sentido agora?- Direcional (DIRR3) – oportunidade ou risco?- Gerdau (GGBR4) – compra, espera ou vende?Fechamos com a Dica Cultural da Semana, para ampliar repertório e tomar decisões melhores — dentro e fora do mercado.Se você quer investir com mais clareza em um cenário onde política e juros podem mudar o jogo rapidamente, este episódio é pra você.

In this episode, Ricardo wraps up the discussion on the PMBOK Guide 8th Edition by highlighting the role of artificial intelligence in project management. PMI included AI in Appendix X3, presenting three adoption strategies: automation (making tasks faster), assistance (AI as a partner helping with scheduling and resources), and augmentation (expanding managers' capabilities and decision-making). The appendix provides practical use cases for governance, risks, resources, scheduling, and other areas. Ricardo emphasizes that AI evolves rapidly, so some examples may soon become outdated, but project managers must understand and leverage AI to remain competitive. Recent research indicates that organizations are already saving significant money by utilizing AI. He encourages readers to study the appendix carefully and stay adaptable. Listen to the podcast to learn more!

Neste episódio, Ricardo conclui a discussão sobre o Guia PMBOK 8ª Edição, destacando o papel da inteligência artificial (IA) na gestão de projetos. O PMI incluiu a IA no Apêndice X3, apresentando três estratégias de adoção: automação (tornando as tarefas mais rápidas), assistência (IA como parceira, auxiliando no planejamento e na alocação de recursos) e aumento (expansão das capacidades e da tomada de decisão dos gestores). O apêndice fornece casos de uso práticos para governança, riscos, recursos, planejamento e outras áreas. Ricardo enfatiza que a IA evolui rapidamente, portanto, alguns exemplos podem se tornar obsoletos em breve, mas os gestores de projeto precisam compreender e aproveitar a IA para se manterem competitivos. Pesquisas recentes mostram que as organizações já estão economizando quantias significativas com o uso da IA. Ele incentiva os leitores a estudarem o apêndice com atenção e a se manterem adaptáveis.

Play audio-only episode | Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary Subtle problems often start long before a project shows obvious signs of distress. Leaders feel the pressure to deliver momentum, teams shift toward activity over outcomes, and stakeholders slowly fade as competing priorities pull them away. In this conversation, Matthew Oleniuk brings his experience from overseeing large public sector projects and highlights seven early indicators that signal when a project is heading toward trouble. He explains why these issues are easy to ignore, how they quietly compound over time, and why strong leadership vigilance matters more than any dashboard color. He also describes how patterns like output beating outcome, performance theater, and risk box ticking show up in real projects and why they are so harmful when left unchallenged.

⬜ Welcome to Palvatar Market Recap, your go-to daily briefing on the latest market movements, global macro shifts, and crypto trends—powered by Raoul Pal's AI avatar, Palvatar ⬜ In today's update, Palvatar highlights a broad global equity rally driven by weak U.S. private jobs data that reinforced expectations of a near-term Fed rate cut. The dollar extended its historic losing streak, while Japan's Nikkei surged after a strong bond auction. Palvatar also reviews mixed PMI readings across the U.S. and Europe, stronger UK data, and major crypto developments including Ethereum's Fusaka hard fork and rising institutional interest led by Bank of America.

⬜ Welcome to Palvatar Market Recap, your go-to daily briefing on the latest market movements, global macro shifts, and crypto trends—powered by Raoul Pal's AI avatar, Palvatar ⬜ In today's update, Palvatar highlights a cautiously positive equity session as markets await key U.S. data and price in high odds of Fed rate cuts. Europe posts strong PMI readings and tighter bond spreads, while Asia shows mixed momentum. Crypto regains a $3 trillion market cap, with Bitcoin surging to $93,000 and regulatory developments unfolding across several regions. Stablecoins also take center stage amid governance concerns and shifting global policies.

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Capital Intereconomía ha seguido en directo la apertura del Ibex 35 y de las principales bolsas europeas, con un análisis de mercados a cargo de Patricia García, socia fundadora de MacroYield y directora del máster en finanzas de ESIC. Entre los temas destacados, se abordó el desplome del 10 % de Hugo Boss, las expectativas de recortes de tipos de la Reserva Federal, el repunte del bitcoin a máximos de dos semanas, la posible rotación de mercado y la evolución positiva, aunque desacelerada, de la actividad privada en España según el PMI (55,1). El programa se completó con un consultorio de bolsa con el analista independiente Miguel Méndez.

In this episode of Imperfect Show Finance, stock market expert V. Nagappan explores how the Nifty Bank Index is changing with the entry of two new banks and what this rejig means for Bank Nifty traders and investors. He breaks down why PSU bank stocks saw a sudden sharp fall and whether this is just profit booking or a deeper warning sign. The discussion also connects fresh PMI data to banking sector sentiment, credit growth, and overall market risk appetite. Nagappan further examines how regulatory and policy narratives like Sanchaar Saathi are shaping market psychology. By the end of the episode, viewers get a clear, practical view of how these developments may impact their portfolios.

Join host Jonathan Weir from AIB Treasury and AIB Chief Economist Dave McNamara for the latest PMIs edition of AIB Market Talk. In this episode, they delve into the November AIB Ireland Manufacturing and Services PMI data, exploring:How both sectors bounced back, with manufacturing and services posting robust growth after a softer patch earlier in the year.The key drivers behind the manufacturing recovery, including renewed export orders and the easing of tariff uncertainty.What's fuelling the fastest expansion in services sector activity since April 2022 and why employment trends are diverging between sectors.The first rise in transport, tourism, and leisure in 10 months, and the evolving impact of AI on technology, media, and telecom employment.Insights into inflation pressures, input costs, and what the latest PMI figures signal for Ireland's economic outlook as we head into 2026. Tune in for expert analysis, forward-looking business sentiment, and all the latest market insights, only on AIB Market Talk.Visit our website and subscribe to receive AIB's Economic Analysis direct to your inbox. Our full legal disclaimer can be viewed here https://aib.ie/fxcentre/podcast-disclaimer. Registered in Ireland: No: 24173 Allied Irish Bank p.l.c is regulated by the Central Bank of Ireland AIB Customer Treasury Services is a registered business name of Allied Irish Banks, p.l.c. Registered Office: 10 Molesworth Street, Dublin 2

Daniel Lam discusses the recent weakness in China's PMI, how that raises the likelihood of further, targeted stimulus and the implications for investors.Speaker: - Daniel Lam, Head of Equity Strategy, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

There has been a renewed focus on tobacco and nicotine products across Europe. Just as countries seek to speed up the process to a smoke-free future, through measures like generational smoking bans and increased regulations on packaging and advertising, there has been a sharp increase in young people using alternative nicotine products like vapes and pouches.Philip Morris International (PMI) expects to see two-thirds of its revenue come from smoke-free products by 2030 – including its product, Zyn. Dr Moira Gilchrist, chief communications officer at PMI, and Charlie Weimers MEP, a member of the Swedish Democrats, join The Spectator's Lara Brown to talk about how nicotine pouches can help the transition away from tobacco to a smoke-free future. While this podcast was sponsored by PMI, The Spectator retained full editorial control, with no subject off-limits. Is PMI's concern genuine or purely for future-proofing their business? What lessons can the UK take from Sweden, which expects to be declared the first ‘smoke-free' country? And what does the science say?This podcast is sponsored by Philip Morris International. Hosted on Acast. See acast.com/privacy for more information.

US equity futures trending lower with S&P 500 down a little. Asia equities ended mixed while Europe opened with declines. Treasury yields higher. Gilts add 3 bps to 4.5%. Bund 3 bps firmer at 2.7%. Dollar softer versus yen and euro, firmer elsewhere. Oil gains, with WTI crude around 2% higher. Gold firmer. Industrial metals higher. China official manufacturing PMI inched up to 49.2 in November from 49.0 in prior month, in-line with consensus. Underlying components showed improvement with output swinging back to neutral. New orders and new export order declines narrowed amid stabilization in domestic and external demand. Pricing measures indicative of ongoing margin pressures with raw material costs quickening. Non-manufacturing PMI fell to 49.5 from 50.1 and below consensus 50.0, marking first contractionary read since China came out of Covid lockdowns in late 2022.Companies Mentioned: UnitedHealth Group, Netflix, Warner Bros, BlackRock, Brookfield, Apollo

Susan Spence from ISM Manufacturing reacts to the latest U.S. manufacturing data as the PMI shows contraction for the ninth straight month. “Supply deliveries are happening quicker,” which is actually a sign of overall slowness, she notes. However, some sectors like computers and food & beverage showed some strength, though Susan thinks that could be transitory. Susan previews how manufacturers are approaching 2026 and goes over some of the decisions they're making around tariffs and reshoring.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this episode, Ricardo explains that in the PMBOK® 8th Edition, you do not need to memorize all 40 processes. Many of them are very similar, especially in the planning phase, which alone contains 19 processes. He shows that processes like Plan Scope Management, Plan Schedule Management, Plan Financial Management, and Plan Risk Management follow the same logic: they define the “rules of the game” for each performance domain. If you understand one, you know the others. Ricardo advises candidates for CAPM or PMP to focus on understanding the logic and flow of the processes rather than memorizing them, which is less effective for real-world project management. Listen to the podcast to learn more!

Neste episódio, Ricardo explica que, na 8ª edição do PMBOK®, não é necessário memorizar todos os 40 processos. Muitos deles são bastante semelhantes, especialmente na fase de planejamento, que sozinha contém 19 processos. Ele demonstra que processos como Planejamento do Escopo, Planejamento do Cronograma, Planejamento Financeiro e Planejamento de Riscos seguem a mesma lógica: definem as “regras do jogo” para cada domínio de desempenho. Se você entende um, entende os outros. Ricardo aconselha os candidatos às certificações CAPM ou PMP a se concentrarem em compreender a lógica e o fluxo dos processos, em vez de memorizá-los, o que é menos eficaz para a gestão de projetos no mundo real. Escute o podcast para saber mais.

In this episode, Ricardo discusses a key change in the PMBOK® Guide 8th edition: the relationship between stakeholders and communication. In previous editions, communication was a separate knowledge area, but now it is considered part of stakeholder management. This shift is significant because communication only exists when there are stakeholders with different needs. If a project had no stakeholders besides yourself, communication would be unnecessary. Therefore, communication is a tool to support stakeholder engagement. In the new PMBOK® structure, stakeholders remain a performance domain that includes planning, execution, and control activities. Ricardo encourages PMI members to download the PMBOK® Guide PDF and explore these updates to improve project value and delivery. Listen to the podcast to learn more!

Play audio-only episode | Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary The eighth edition of the PMBOK Guide has dropped and it represents another significant evolutions in PMI's standards. This conversation takes listeners directly inside its development. Jesse Fewell, who chaired the PMBOK Guide 8 effort, offers a detailed look at how tens of thousands of data points, practitioner feedback, and extensive review cycles shaped the newest edition. He explains how the standard brings greater clarity, a more intuitive structure, and practical guidance that aligns with the way projects actually unfold rather than how we might idealize them on paper. This episode also highlights major updates, including a fully revised definition of a project and a modernized view of project success that emphasizes value, perception, and consensus across stakeholders, even when budgets or schedules are challenged.

In this episode of the HR Leaders Podcast, we sit down with Frederic Patitucci, Chief People & Culture Officer at Philip Morris International, reveals the inside story of PMI's decade-long transformation, from a traditional tobacco company to a science-driven, smoke-free business.Frédéric explains how PMI rebuilt its business model, operating model, and culture while navigating one of the most ambitious shifts in corporate history. He shares how the company co-created its cultural framework, PMI DNA, with more than 350 employees across backgrounds, levels, and regions, ensuring it wasn't a top-down exercise but a true grassroots movement.From redefining values like We Care, Better Together, and Game Changers, to enforcing “license to operate” behavioral expectations, Frédéric shows how culture became PMI's ultimate accelerator for radical change, responsible AI adoption, and leadership accountability.

How Process Thinking Will Supercharge Your Military to Business Transition On this episode of the Cameron-Brooks Podcast, Senior Vice President Joel Junker sits down with Phil Ranck, founder of Lean Alaska and a retired Army CW4 logistician. Phil shares how Lean Six Sigma helped him shift from “fix the person” to “fix the process. Additionally, he shares why that mindset is critical for junior military officers (JMOs) moving into business leadership roles. More specifically, if you're preparing for interviews or your first role post-military, this conversation is packed with practical takeaways you can apply immediately. In short, developing your process thinking will supercharge your military to business transition. From Warrant Officer to Process Leader Phil joined the Army intending to serve two years—and stayed for 24. Along the way, Lean Six Sigma gave him a language and framework to communicate with commanders, diagnose issues, and drive change. His big lesson: most failures aren't individual—they're process problems. That perspective reshaped his leadership and later inspired Lean Alaska, where he now trains and consults across industry. Additionally, in his role, he translates “military speak” to the terms hiring managers understand. Why Lean & Six Sigma Belong in Your Toolkit Whether you're headed to operations, manufacturing, sales, or project management, Phil argues that a baseline in Lean and Six Sigma helps you see—and explain—value. He breaks it down with DMAIC (Define, Measure, Analyze, Improve, Control). More specifically, he talks about resisting the urge to jump straight to solutions; measuring the baseline; finding root causes; then improving and controlling so changes stick. You've likely been doing parts of this already. Certifications and vocabulary simply give you the framework to tell your story in interviews and in your first 90 days. Reading, Certifications, Funding, and Flexible Learning At a minimum if you are a JMO considering a transition, you will want to familiarize yourself with business concepts like Lean, Six Sigma, Project Management and Change Management. You watch YouTube Vidoes, take classes on Coursera, and read books such as What is Lean Six Sigma, Fundamentals of Project Management, Leading Change and The Goal. If you have time and the financial resources, you can earn certifications. There are numerous organizations and universities that offer official learning at a reasonable cost, or investment. A certification does not ensure transition success, though it does indicate mastery of a subject. A few Cameron-Brooks Alumni have earned certifications through Lean Alaska. Phil emphasizes no out-of-pocket when possible—leveraging Army Credentialing Assistance, Post-9/11 GI Bill, and other pathways. The program also helps you build a portfolio you can bring to interviews to prove real impact. He also partners with bodies like ASQ, PMI, and ACMP, and delivers virtual, recorded, repeatable training focused on doing, not just testing. ConclusionIf you want a practical roadmap to translate your military experience into business results—and speak the language of industry—don't miss this episode. Hear Phil's stories, learn the tools, and discover funding paths that make upskilling attainable. Listen now and turn your transition into a process you can lead. The Cameron-Brooks Mission At Cameron-Brooks, we guide officers through the transition and accompany them along the journey to de-risk the transition and help them reach their goals. We help JMOs transition into leadership developmental roles where they can apply their talents and lead teams and organizations that flourish. If you want to talk more about your options, don't hesitate to reach out. Your transition partner, Joel Junker | jjunker@cameron-brooks.com Want to learn more? Request your free 1-on-1 coaching session: Personal Marketability Assessment | Cameron-Brooks.

Guy Adami and Liz Thomas of SoFi discuss a range of topics including recent Japanese economic trends, the impact of a potential Japanese stimulus on global equities, and the weakening yen. They examine the relationships between various market indicators and their departures from expected norms. They touch on the volatility index and interpret recent movements in the stock market. Other key points include the influence of mortgage rates and housing affordability on the economy, the potential effects of upcoming non-farm payroll reports, and PMI services/manufacturing indices. The podcast also digs into consumer sentiment and Bitcoin's decoupling from gold and its strong correlation with Nasdaq. Additionally, Elizabeth shares insights about her conversation with Jenny Harrington on her own podcast, focusing on dividend investing and personal finance stories. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media