Podcasts about PMI

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Latest podcast episodes about PMI

The Bull's Eye Podcast
SO MANY Shenanigans - PMI & Mortgage Tips - Stock Market Update

The Bull's Eye Podcast

Play Episode Listen Later Sep 29, 2022 36:21


Holy Cow! We had some pretty interesting conversations pop up on Episode 22. My head is still spinning! Including, but not limited to: Seltzer water (who even drinks this?), the VOLS taking down the Gators, making millions off homerun balls, Fall VS Summer, global warming (climate change), PMI & mortgage insights, Snapple, and a firm reminder to NOT PRINT THE INTERNET (cough, cough... Brian)! I hope you enjoy this episode as much as we did. Have questions? Email us at connect@afiadvisors.com.

Altalex News
Risparmio energetico, nuovi obblighi in arrivo da Bruxelles

Altalex News

Play Episode Listen Later Sep 29, 2022 6:26


Secondo la Risoluzione (2022)0315 gli Stati dovranno adottare regimi obbligatori e misure fiscali o parafiscali, con un occhio di riguardo per famiglie a rischio di povertà energetica e PMI.>> Leggi anche l'articolo: https://bit.ly/3E0zcKR>> Scopri tutti i podcast di Altalex: https://bit.ly/2NpEc3w

The Empowering Women Podcast
Mary Verrone, Founder of Change Management Pros Consulting, “Who's Tired? Fighting Change Fatigue”

The Empowering Women Podcast

Play Episode Listen Later Sep 28, 2022 38:51


ABOUT OUR GUEST:  Mary Verrone is the founder of Change Management Pros consulting where she is passionately committed to driving great user experiences for those whose jobs change due to systems, tool, process, or organizational change.   Mary is an industry thought leader, strategist, experienced speaker, trainer and mentor in Organizational Change Management with a wealth of global experience. She is a certified Change Practitioner with Prosci and LaMarsh, Project Management Professional (PMP) from PMI and Six Sigma White Belt. CONNECT WITH MARY LinkedIn   You Tube - Change Mangement Pros    Website EPISODE AND EMPOWERING WOMEN IN INDUSTRY LINKSProsci Methodology OverviewProsci ADKAR ModelHBR Article: Managers, What Are You Doing About Change Exhaustion?Empowering Women October 13 2022 Conference RegistrationEmpowering Women WebsiteEmpowering Women Slack ChannelEmpowering Women Events (Including Meet Ups)QUOTES AND KEY TAKEAWAYSHBR Definition of Change Fatigue:  “feeling apathetic towards or overwhelmed by too many organizational changes in a row.”“73% of organizations report they have change saturation but only 20% do anything about it.”Symptoms of Change Fatigue:  (1) People are overly emotional. (2) Change resistance. (3) People complain more.What Can You Do About Change Fatigue:  (1) Watch for it.  Check in on people. (2) Have an inventory of all that is going on and its impact. (3) Prioritize those changes. “People are told to change but they don't know how”Prosci:  “You track the user experience and there's five stages a user goes through.”  The stages are:  awareness, desire, knowledge, ability, and reinforcement (sustainability) (ADKAR).When change isn't done well:  “A lack of trust now.  You are not going to trust future changes.  Somebody does one bad one and your like ‘ugh'. “Change Mistake:  “Project teams don't think about the users.  They don't have a choice; they are going to have to accept it. Change Mistake:  “To not have a strong sponsor.  A lot of projects I am on do not have a sponsor.”

Americana Partners
Stay Invested - September 2022 Market Commentary

Americana Partners

Play Episode Listen Later Sep 28, 2022 45:45


Melissa Giles, Director of Portfolio Management with Americana Partners presents the Monthly Market Commentary as written by, David M Darst, Chief Investment Officer with Americana Partners.  Any charts/graphs referenced are available in print format and may be provided at your request. David is currently the Chief Investment Officer for Americana Partners. David served for 17 years as a Managing Director and Chief Investment Strategist of Morgan Stanley Wealth Management, with responsibility for Asset Allocation and Investment Strategy; was the founding President of the Morgan Stanley Investment Group; and was founding Chairman of the Morgan Stanley Wealth Management Asset Allocation Committee. After 2014, he served for several years as Senior Advisor to and a member of the Morgan Stanley Wealth Management Global Investment Committee. He joined Morgan Stanley in 1996 from Goldman Sachs, where he held Senior Management posts within the Equities Division and earlier, for six years as Resident Manager of their Private Bank in Zurich. David is the Author of twelve books: (i) The Complete Bond Book (McGraw-Hill); (ii) The Handbook of the Bond and Money Markets (McGraw-Hill); (iii) The Art of Asset Allocation, Second Edition (McGraw-Hill); (iv) Mastering the Art of Asset Allocation (McGraw-Hill); (v) Benjamin Graham on Investing (McGraw-Hill); (vi) The Little Book that Saves Your Assets (John Wiley & Sons), which was ranked on the bestseller lists of The New York Times and Business Week; (vii) Portfolio Investment Opportunities in China (John Wiley & Sons); and (x) Portfolio Investment Opportunities in Precious Metals (John Wiley & Sons). His works have been translated into Chinese, Japanese, Russian, German, Korean, Italian, Indonesian, Norwegian, Romanian, and Vietnamese. Seapoint Books published David's eleventh book in 2012 , Voyager 3, containing his creative writing, and in 2016, his twelfth book, Flim-Flam Flora, a children's book coauthored with his daughter. David appears as a frequent guest on CNBC, Bloomberg, FOX, PBS, and other television channels, and has contributed numerous articles to Barron's Euromoney, The Money Manager, Forbes.com, The Yale Economic Review, and other publications. He has broadcast and written extensively on asset allocation in the Morgan Stanley biweekly Investment Strategy and Asset Allocation Commentary and in the Firm's Wealth Management monthly publication, Asset Allocation and Investment Strategy Digest, the predecessors of which he launched in 1997. David attended Father Ryan High School in Nashville, Tennessee, graduated from Phillips Exeter Academy, was awarded a BA degree in Economics from Yale University, and earned his MBA from Harvard Business School. David serves on the Investment Committee of the Phi Beta Kappa Foundation and the Advisory Boards of the George Washington Institute for Religious Freedom and the Black Rock Arts Foundation. David has lectured extensively at Wharton, Columbia, INSEAD, and New York University Business Schools, and for nine years, David served as a visiting faculty member at Yale College, Yale School of Management, and Harvard Business School. In November 2011, David was inducted by Quinnipiac University in their Business Leaders Hall of Fame. David is a CFA Charterholder and a member of the New York Society of Security Analysts and the CFA Institute. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Google Podcasts - https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZXJpY2FuYXBhcnRuZXJzL2ZlZWQueG1s?sa=X&ved=0CAYQrrcFahcKEwj4gZrR_OnwAhUAAAAAHQAAAAAQAg   Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Americana Partners' current written disclosure brochure filed with the SEC which discusses among other things, Americana Partners' business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. The tax and legal information contained in this newsletter is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Foreign securities, foreign currencies, and securities issued by U.S. entities with substantial foreign operations can involve additional risks relating to political, economic, or regulatory conditions in foreign countries. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial, and other operational risks; and less stringent investor protection and disclosure standards in some foreign markets. All of these factors can make foreign investments, especially those in emerging markets, more volatile and potentially less liquid than U.S. investments. In addition, foreign markets can perform differently from the U.S. market. Investing involves certain risks, including possible loss of principal. You should understand and carefully consider a strategy's objectives, risks, fees, expenses and other information before investing. The views expressed in this commentary are subject to change and are not intended to be a recommendation or investment advice. Such views do not take into account the individual financial circumstances or objectives of any investor that receives them. The strategies described herein may not be suitable for all investors. There is no guarantee that the adviser will meet any of its investment objectives. All indices are unmanaged and are not available for direct investment. Indices do not incur costs including the payment of transaction costs, fees and other expenses. This information should not be considered a solicitation or an offer to provide any service in any jurisdiction where it would be unlawful to do so under the laws of that jurisdiction. Past performance is no guarantee of future results. It is not possible to invest directly in an index. Exposure to an asset class represented by an index is available through investable instruments based on that index. The S&P 500® Index is a widely recognized, unmanaged index of 500 common stocks which are generally representative of the U.S. stock market as a whole. The Nasdaq Composite® Index is the market capitalization-weighted index of over 2,500 common equities listed on the Nasdaq stock exchange. The types of securities in the index include American depositary receipts, common stocks, real estate investment trusts (REITs) and tracking stocks, as well as limited partnership interests. The EAFE® Index is a stock index offered by MSCI that covers non-U.S. and Canadian equity markets. It serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East. The EAFE® Index is the oldest international stock index and is commonly called the MSCI EAFE Index. The Russell 2500® is a market-cap-weighted index that includes the smallest 2,500 companies covered in the broad-based Russell 3000 sphere of United States-based listed equities. All 2,500 of the companies included in the Index cover the small- and mid-cap market capitalizations. The Russell 1000® Growth Index is an unmanaged index that measures the performance of the large-cap growth segment of the U.S. equity universe. It includes those Russell 1000® Index companies with higher price-to-book ratios and higher forecasted growth values. The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.

The Road Less Traveled Show
Ep 80: Matt Picheny

The Road Less Traveled Show

Play Episode Listen Later Sep 27, 2022 35:22


Join co-hosts Richard Coyne & Bill Zahller as they interview guests who left successful careers to pursue a different path on the Road Less Traveled Show! In this episode, we spend time with Matt Picheny!  Matt is a former actor and digital marketing executive.  Around 17 years ago, Matt started investing in real estate as a side hustle.  About 7 years ago, Matt retired from his digital marketing career and went full-time into real estate.   A bit more about Matt: Matt Picheny is a real estate investor, Tony award winner, and author of the #1 best-selling book, Backstage Guide to Real Estate. He is focused on developing passive income streams that enable investors to write their own stories and choose how they want to spend their time. Matt has over 15 years of experience revitalizing and elevating communities through real estate investment and has invested in over 10,000 apartments nationwide. He is a licensed real estate agent and has earned both Commercial Real Estate & Real Estate Finance certificates from Boston University. Matt is a member of the Forbes Real Estate Council, the Fast Company Executive Board, and is an advisor to a PropTech company. A PMI-certified Project Management Professional, Matt is a digital marketing veteran whose 18-year career in the advertising world included working for some of the world's largest advertising agencies, producing award-winning projects for Fortune 500 clients including Verizon, IBM, and Coca-Cola. Matt and his wife have two Tony Awards® as co-Producers of the Broadway shows Moulin Rouge! and American Utopia. They have invested in many other theatrical productions including the iconic musicals Hamilton and Wicked.  A native of Orlando Florida, and a former actor, Matt still believes in happily ever after. He lives with his wife and their two daughters in Brooklyn, New York, and in his downtime enjoys long walks on the beach, great music, and amazing barbecue.   Contact Matt: Website: Picheny.com Email: info@picheny.com LinkedIn: linkedin.com/in/picheny Book:  Backstage Guide to Real Estate   Contact Bill Zahller Phone: 828-275-5035 Email: Bill@ParkCapitalPartnersLLC.com LinkedIn: linkedin.com/in/billzahller   Contact Richard Coyne Phone: 404-245-9732 Email: Richard@ParkCapitalPartnersLLC.com LinkedIn: linkedin.com/in/richardjcoyne   If you would like to learn more about: How Park Capital Partners connects investors with passive income-generating opportunities through real estate, Our Park Capital Value-Add Fund (a 506c fund), Our latest multifamily acquisitions, or The Park Capital Partners Foundation, Inc. (a 501(c)3 non-profit).   Please contact Park Capital Partners LLC in the following ways:  Website: ParkCapitalPartnersLLC.com Email us: info@ParkCapitalPartnersLLC.com Facebook: https://www.facebook.com/ParkCapitalPartners/ Linkedin: https://www.linkedin.com/company/park-capital-partners-llc/   Music by Aliaksei Yukhnevich/Jamendo. Audio and Video production by Kerry Webb.   If you would like to be a guest on our show and have a “path change” story, please reach out to Richard at Richard@ParkCapitalPartnersLLC.com.  We would love to chat with you!

Your Next Money Move
Should I wait for the economy to improve to buy a home?

Your Next Money Move

Play Episode Listen Later Sep 26, 2022 25:27


Should I Wait for the Economy To Improve To Buy a Home? Is there a right time to buy a home? Trent and Derek are here to give their educated opinions, personal experiences, and their rules of thumb to help you decide if now is the right time. While discussing the conventional rules of buying a home, Trent and Derek piece together all the parts of buying a home you may not understand: downpayment, PMI (private mortgage insurance), escrow, and how it all relates to your gross income. From getting rid of your variable debt, understanding your credit score, the renting to buying ratio, and why you should use a buyers agent, you'll have all your potential questions answered. Key Points From This Episode: A look at studies relating to happiness. Should I buy a home? There is no set yes or no answer. What you need to ensure you are financially covered.  The importance of having a cash reserve. What percentages to expect: downpayment, inflation, and insurance. How to manage your PMI. Derek explains some of his favorite ways to crunch numbers. Why you should be on the fence when buying a home. How to understand your credit score. How to handle advice from mortgage brokers and realtors.  Why you need a buyer's agent.  Renting versus buying.  Check out our website, where you can sign up for our newsletter and find other free resources: Your Next Money Move Connect with us on social media: Your Next Money Move on Instagram Your Next Money Move on Twitter Derek Lawson on LinkedIn Trent Porter on LinkedIn Links Mentioned in Today's Episode: Stumbling on Happiness

Hike Up Conversations
067 - Valori aziendali e selezione del personale con Francesca Contardi

Hike Up Conversations

Play Episode Listen Later Sep 26, 2022 27:10


“Culture eats strategy for breakfast”Questo era il titolo di una presentazione a cui ho assistito durante un summit aziendalePer me invece la cultura e i valori aziendali che la definiscono, SONO PARTE della strategia aziendaleLe decisioni che prendi, volente o nolente, definiscono la tua cultura aziendaleLe persone che assumi e promuovi, il modo attraverso cui le valuti, definiscono la tua cultura aziendaleNe ho parlato nell'ultimo episodio di Hike Up Conversations con Francesca Contardi, Managing Director di Easyhunters, società di selezione del personale completamente remotizzata e attiva in Italia in vari settori industriali.Francesca ha acquisito oltre 20 anni di esperienza nel settore delle Risorse Umane, nell'organizzazione aziendale e nella gestione dei talenti. Ha contribuito in prima persona alla crescita in Italia di importanti realtà di selezione di livello internazionale e nel 2015 è stata inserita, unica italiana, nella classifica mondiale Global Power 100, che premia le donne che hanno cambiato il mercato del lavoro.Ecco cosa aspettarti da questa puntata:- Cosa si intende per valori aziendali- Come usare i valori aziendali nel processo di selezione- Valori aziendali e persone di talento- Ruolo dei valori aziendali nel prossimo futuroUn nuovo linguaggio per un nuove necessitàHai intuito che le persone non cercano più solo uno stipendio fisso a fine meseHai capito che cercano anche significato e benessere come personeMa non hai ancora capito come fare per adeguartiEcco rappresentata la situazione di centinaia di imprenditori italianiSolo una piccola percentuale ha capito che per attrarre i talenti di cui hanno bisogno devono parlare la stessa linguaDevono comprendere da dove vengono i loro schemi di giudizioE devono comunicare di conseguenza se vogliono essere interessanti per chi può portare competenze distintive per la crescitaAdeguarsi al cambiamento, anche se non lo capiamoFrancesca Contardi ci aiuta a scoprire come sta cambiando il mondo del lavoro in Italia e in che modo le aziende possono abbracciare questi cambiamenti.Grazie al suo osservatorio privilegiato Francesca ci racconta come ciò che stiamo vivendo in Italia è in realtà un trend mondiale, a cui ciascun imprenditore dovrebbe prestare molta attenzione.Dopo l'ascolto, crea più valoreConosci qualcuno a cui può interessare questa puntata, oppure pensi che possa essere utile alla tua rete di contatti?Se pensi che ti abbia dato valore, condividila: in questo modo aiuterai loro e contribuirai alla crescita di questo progetto. (se scegli la via dei social non dimenticarti di taggarmi, così potrò ringraziarti di persona!)Contatta lo speakerHike Up Conversations è anche un modo per fare rete. Se vuoi metterti in contatto con Francesca Contardi, il nostro speaker di oggi, lo trovi qui:Profilo LinkedIn: https://www.linkedin.com/in/francesca-contardi-606982/email: francesca.contardi@easyhunters.comSito web: https://easyhunters.com/Non perderti i prossimi episodiPer non perdere i prossimi episodi e per ricevere le risorse e gli spunti che condivido con il mio network, iscriviti ad Hike Up Insights, la newsletter di Hike Up Consulting al seguente link: https://www.hikeupconsulting.com/iscrizioneOppure seguimi su LinkedIn: https://www.linkedin.com/in/raffaelecontino/

YuantaThai
Wealth Designs 26/09/2565 : BBL AAV BJC TU

YuantaThai

Play Episode Listen Later Sep 26, 2022 61:30


Hot Topics เช้านี้ 1. SET INDEX มีแนวโน้มผันผวนทางลง จากการปรับตัวลงของหุ้นกลุ่มพลังงาน เราคาดว่ากลุ่ม Defensive & Domestic Play จะเคลื่อนไหวได้ดีกว่าตลาด 2. ประชุม กนง. วันพุธนี้ คาดปรับขึ้นดอกเบี้ยจาก 0.75% เป็น 1.00% 3. ปัจจัยสำคัญสัปดาห์นี้ เช่น การปราศรัยของประธานเฟดแต่ละสาขา,ตัวเลข Core PCE ของสหรัฐฯ, เงินเฟ้อยุโรป และ PMI จีน 4. บทวิเคราะห์ ได้แก่ AOT, PTTEP, NOBLE, กลุ่มธนาคาร, SBL Idea, Sector Focus, Technical Trading Portfolio

Finans
Finans Brief: Masser af taler til de bekymrede investorer

Finans

Play Episode Listen Later Sep 26, 2022 3:52


De europæiske aktiemarkeder ser ud til åbne med små fald mandag. Pundet er svækket markant. De bekymrede investorer vil holde øje med en lang række taler fra centralbankfolk i denne uge. Det starter med Lagarde i dag. Senere på ugen venter nye inflationstal fra euroområdet og formentlig en ny stigning. Markedsfokus ·     Nyt rentehop og fortsat dårlig stemning ·     Øget pres på ECB, når inflationen sætter ny kedelig rekord på fredag ·     Fed-medlemmer stormer talerstolene, men hvad med boligpriserne? Seneste nyt ·     Vilde rentestigninger og stor pundsvækkelse efter ny britisk hjælpepakke ·     PMI'er signalerer vækstnedgang i euroområdet

Economy Watch
Global markets under extreme pressure

Economy Watch

Play Episode Listen Later Sep 26, 2022 5:28


Kia ora,Welcome to Tuesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the International edition from Interest.co.nz.Today we lead with news international bond yields are still rising sharply and the momentum is rising. It is trashing our currency - and although most other currencies are struggling to stay with the greenback, we are doing relatively worse.First today, the global economy has lost momentum in the wake of Russia's war of aggression in Ukraine, which is dragging down growth and putting additional upward pressure on inflation worldwide, according to the OECD's latest Interim Economic Outlook. They now say global economic growth will be a modest +3% this year before slowing further to just +2.2% in 2023. This is well below the pace of economic growth projected prior to the war and represents around -US$2.8 tln of lost economic activity in 2023. Meanwhile in the US, the Chicago Fed's national activity index was unchanged in August, but its July reading was revised higher.But the Dallas Fed factory survey, which was already struggling, fell further in September. Incoming new orders are slowing now. This survey is more heavily weighted to the US oil patch than most other regional surveys there.The Chinese central bank made a surprise announcement yesterday, saying it would raise their required foreign exchange risk reserves to 20% from the current zero. The reserve ratio has been zero since 2020. This announcement marks the latest policy measure to stem the faltering yuan which officially fell below 7 to the US dollar yesterday, following the offshore trading pattern late last week.Japan's factory sector contracted in September according to the latest Markit PMI reading. But their services sector is expanding again in a shift that wasn't expected.Singapore's industrial production rose in August in an improvement that also wasn't expected. The rise wasn't a lot, but signs of improvement are hard to find these days.The mood in the German economy has deteriorated significantly. The ifo business climate index fell to 84.3 points in September, and down sharply from 88.6 points in August. This is the lowest reading since May 2020 and the decline runs through all four sectors of the economy.In Italy, the results of their national elections are still uncertain, but it does look like the far-right Brothers of Italy party will be forming a new government. A real feature of these elections has been a record low 64% voter turnout, allowing an extreme party into power there.A new Eurozone debt crisis is entirely possible.And England's economy seems to be going from bad to worse. Investors have panned their recent policy moves as deeply unstable, and now an attempt by the Bank of England to reassure markets are fallen well short, compounding pressures on them. A US Fed official has weigh in about how bad policy in the UK has some wider implications.In fact, it will probably not only be the UK that starts to raise rates out-of-cycle to contain their problems, this trend might spread. And even if the out-of-cycle trend doesn't spread widely, future benchmark rate hikes could well be super-sized.The RBA and the RBNZ are two central banks making policy decisions over the next week, the RBA on October 4 and the RBNZ on October 5. They will be facing fierce scrutiny this time.The UST 10yr yield starts today at 3.89% and +20 bps higher than this time yesterday in a new aggressive push up, almost as much in one day as we had all last week (and that was a lot). It's a 12 year high. The price of gold will open today at US$1628/oz. This is down -US$17 from this time yesterday.And oil prices start today -US$1.50 lower at just under US$77/bbl in the US while the international Brent price has fallen about -US$3 to be just over US$83/bbl. These are new eight month lows.The Kiwi dollar will open today at just on 56.4 USc and another full -1c drop since this time yesterday and now close to the pandemic low and the rate that applied in April 2009. Against the Australian dollar we are -½c softer at just on 87.4 AUc and a new nine year low. Against the euro we are -½c lower 58.6 euro cents. Against the yuan we are now under ¥4 and its lowest since 2015 (except the pandemic) .That all means our TWI-5 starts today at just 67.1, and down -80 bps to an eleven year low (also pandemic-excepted).The bitcoin price is now at US$19,076 a mere +0.5% higher from this time yesterday. It has been under US$20,000 for nine straight days now. Volatility over the past 24 hours has been modest at just on +/- 1.8%.You can find links to the articles mentioned today in our show notes.And get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

All into Account
Equity Strategy : From one extreme to another; Good entry point to look for a renewed tactical bounce in Growth

All into Account

Play Episode Listen Later Sep 26, 2022 2:54


Speaker: Mislav Matejka, Head of Global Equity Strategy. The market has now settled into a view that Fed will continue with outsized hikes for the foreseeable future. What a difference to only a year ago when almost no hikes were priced in. So, will the next 6-9 months be like the last 6-9 months? Will the Fed deliver on what is currently priced in, and more fundamentally, do they need to deliver on this in order to achieve their inflation objective? So far this year, there was no other problem to focus on bar inflation, as payrolls were exceptionally strong every single month, averaging ~400k ytd. In a sense, it was “easy” for the Fed to maintain a hawkish message, as the collateral damage was not yet visible. Next 6-9 months are likely to look quite different. For one, US composite PMI is at 49, in contraction territory. A number of corporates are warning on earnings outlook. Inflation will show more and more visible signs of a peak and a move lower. PPIs are down, pointing to softer prints, as are pretty much all commodity prices. Many inflation outlook metrics are also showing some softening. Inflation expectations within consumer confidence surveys have turned lower of late. Inflation forwards are also lower most recently. There is more evidence of inventory overhang, and discounting, as well as of downtrading in corporate results. Corporate pricing intentions have clearly turned lower. After all, inflation has always been a lagging indicator of growth. Finally, Fed is not starting this next phase from a zero level, and desperately behind the curve, but from 3.25%. This could act to limit further moves up in long yields, which look oversold right now. We note that the gap between PMIs and yields is these days at the other extreme. In the last 1.5 months Value style outperformed again, with top sectors Banks, Insurance and commodities. We have entered the year-long Financials and OW both Mining and Energy, and stay so from the fundamental perspective, especially OW Banks&Insurance given likely strong earnings trends and a limited delinquencies risk. Now that Growth, and Tech, have traded back down though, there could be an opportunity for another tactical bounce in Growth, similar to what we have seen in the summer.   This podcast was recorded on 26 September 2022. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-4214271-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2022 JPMorgan Chase & Co. All rights reserved.

5 Minutes Podcast with Ricardo Vargas
BANI Is Not the Evolution of VUCA!

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Sep 25, 2022 6:26


In this week's episode, Ricardo talks about the relationship between the concepts of BANI and VUCA. The acronym VUCA for "volatile," "uncertainly," "complex," and "ambiguous" has its origins in the American army during the cold war and sought to explain the constant changes and complexity of contemporary entities, which alter our perception of what is right and what is wrong. The acronym BANI is more recent and was created by anthropologist Jamais Cascio in 2018. The term means "brittle," "anxious," "non-linear," and "incomprehensible" and has become very popular with the pandemic. For Ricardo, despite the acronyms BANI and VUCA having different formats and many saying that BANI is an evolution of VUCA, he shows evidence that the two terms reproduce practically in the same way (despite using other names) the functioning of our society marked by instability, transformation, and inability to predict. The instability causes a feeling of uncertainty, out of control, and anxiety in people. Listen to #5minpodcast to understand better.

Economy Watch
Asian economies buckle on strong greenback

Economy Watch

Play Episode Listen Later Sep 25, 2022 6:29


Kia ora,Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the International edition from Interest.co.nz.First we should note that it is a public holiday in New Zealand and markets are closed here today.Today we lead with news the US dollar has hit a 20 year high on global recession fears, and that is causing issues around the world, including for New Zealand.It won't make getting our inflation back under control any easier given how much is cause by the tradeables sector.In the wider Asian region the strong US dollar will hurt. The yuan makes up more than a quarter of the weighting of Asian currency indexes. And the Japanese yen is the third-most-traded global currency, so its weakness has had an outsized impact on its Asian counterparts. At the same time the Chinese economy is shrinking. And it will soon take further steps to bolster consumption.In China, home loan interest rates have dropped to record-low levels in at least 80 major Chinese cities, as financial regulators endeavour to keep the property market afloat. In September, over 80% of 103 key cities surveyed show first home loan rates have fallen to 4.1%, while second home loan rates have fallen to 4.9%.Singapore's annual inflation rose to 7.5% in August which was above the 7.2% expected by analysts, and above the 7.0% they had in July. Generally ASEAN inflation is something to keep an eye on, and the surging US dollar won't be helping. Malaysia's inflation is rising and is at 4.7%. Indonesia is also at 4.7%. Thailand is at 7.9%.Taiwan's inflation rate is low (like China's) and currently running at 2.8%. But their retail sales activity expanded +12% from a year ago, and their industrial production is up at record levels.In Italy, they are voting, deciding whether to choose their most right-wing government since WWII. It's an election being followed in Europe. Giorgia Meloni leads the far-right Brothers of Italy party and is aiming to become the country's first female prime minister, allied with two other parties on the right. We will know exit poll indications tomorrow.Staying with parties of the Right, new tax cuts and outsized public spending and subsidies in the UK seem to have crashed the British currency. What they will do for their economy is uncertain, but it is a huge 'experiment' that markets are judging will have an unhappy ending. Nouriel Roubini says this will end in an IMF bailout of the country.There were a couple of early PMIs out over the weekend. The American one reported that private sector output fell at softer pace as new orders returned to growth in September. Their factory sector expanded in September, but their services sector didn't even if the contraction was very minor. The American economy may be doing better than the financial markets because higher interest rates cause a revaluation down of financial instruments (and cause losses) whereas the real economy responds to consumer signals, not Wall Street signals.Canada reported retail sales activity for July overnight and it wasn't positive with both month-on-month declines (their first in seven months) and year-on-year retreats.The early Eurozone PMI for September reported a steeper downturn as price pressures intensified. Both their factory and service sectors are contracting this month, but the quantum is quite small at this stage. The negative impacts are strongest in Germany. The French activity is positive and helping to hold up the overall results.Early Australian PMI indexes show their factory sector expanding at a good pace in September and faster than in August. But their services sector is not mirroring that, more or less marking time.But much of Australia is exposed to mining, and commodity prices are retreating. Now credit rating firm Moody's has changed its outlook for the global metals and mining Industry from stable to negative as a global economic slowdown continues to soften demand.Over the past week, the price of copper has fallen -2.8%. Over the past month it is down -8.4%. For aluminium it is -5.6% and -10.1% respectively. For iron ore it is-2.0% and -8.2% respectively. But there are others still rising, like nickel which is down -5.5% in a week but up +8.9% in a month. Then there is coal, up marginally this past week and up +4.5% in a month. Wheat is up a sharpish +6.7% over the past week and up +12.1% over the past month.The UST 10yr yield starts today at 3.69% and marginally lower than this time Saturday but it has still been a +23 bps gain in a week. The price of gold will open today at US$1645/oz. This is up +US$3 from this time Saturday.And oil prices start today still much lower at just under US79.50/bbl in the US while the international Brent price has risen about +US$1 to be just under US$86/bbl. These are still about eight month lows.The Kiwi dollar will open today at just on 57.4 USc. This is its lowest since briefly in the first few days of the first pandemic lockdown, and prior to that 13 years ago. Against the Australian dollar we softer at just under 88 AUc and still near its lowest in seven years. Against the euro we are little-changed at just under 59.3 euro cents. Against the yuan we are down under ¥4.1 and its lowest since 2015 (except the pandemic) .That all means our TWI-5 starts today at 67.9, and down -50 bps to a seven year low (also pandemic-excepted).The bitcoin price is now at US$18,981 and up +1.2% from this time Saturday. It has been under US$20,000 for eight straight days now. Volatility over the past 24 hours has been low at just on +/- 0.9%.You can find links to the articles mentioned today in our show notes.And get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

5 Minutes Podcast com Ricardo Vargas
BANI Não É a Evolução do VUCA!

5 Minutes Podcast com Ricardo Vargas

Play Episode Listen Later Sep 25, 2022 6:41


No episódio desta semana, Ricardo fala sobre a relação entre os conceitos de BANI e VUCA. O acrônimo VUCA para “volátil”, “incerto” (“uncertainly”), “complexo” e “ambíguo”, tem sua origem no exército americano durante a guerra fria e buscava explicar as constantes mudanças e a complexidade das entidades contemporâneas, que alteram a nossa percepção sobre o que é certo e o que é errado. O acrônimo BANI é mais recente e foi criado pelo antropólogo Jamais Cascio em 2018. O termo significa “frágil” (“brittle”), “ansioso”, “não-linear” e “incompreensível” e se tornou muito popular com a pandemia. Para Ricardo, apesar dos acrônimos BANI e VUCA terem formatos diferentes e muitos falarem que BANI é uma evolução do VUCA, ele mostra evidencias de que os dois termos reproduzem praticamente da mesma forma (mesmo que usem outros nomes) o funcionamento da nossa sociedade marcada pela instabilidade, transformação e incapacidade de prever. Instabilidade essa que causa uma sensação de incerteza, descontrole e ansiedade nas pessoas. Escute o #5minpodcast para entender melhor.

Ultim'ora
Cna, con il Patto di Taormina cooperazione europea tra Pmi

Ultim'ora

Play Episode Listen Later Sep 24, 2022 1:56


La Confederazione nazionale dell'artigianato e della piccola e media impresa accelera sulla cooperazione europea. La due giorni dell'assemblea nazionale si è conclusa infatti con il "Patto di Taormina", sancito con i delegati europei delle Pmi dell'area euro-mediterranea.col/sat/gsl

Papatriarcat
BONUS #82 - La PMI et les médecins de PMI - Docteure Anne Lise Ducanda

Papatriarcat

Play Episode Listen Later Sep 24, 2022 19:30


EN CE MOMENT PROFITEZ DES SERVICES HELLOFRESH AVEC LE CODE "PAPATRIARCAT" POUR AVOIR JUSQU'À 90€ DE REDUCTION SUR CE LIEN : https://www.hellofresh.fr/papatriarcat ******************************************************

Ultim'ora
Cna, con il Patto di Taormina cooperazione europea tra Pmi

Ultim'ora

Play Episode Listen Later Sep 24, 2022 1:56


La Confederazione nazionale dell'artigianato e della piccola e media impresa accelera sulla cooperazione europea. La due giorni dell'assemblea nazionale si è conclusa infatti con il "Patto di Taormina", sancito con i delegati europei delle Pmi dell'area euro-mediterranea.col/sat/gsl

Project Management Office Hours
E111 The Dynamic Career of an International PMO Leader featuring Mayte Mata Sivera

Project Management Office Hours

Play Episode Listen Later Sep 23, 2022 56:45


In this episode of Project Management Office Hours, PMO Joe welcomed Mayte Mata Sivera. Mayte shares her story of the personal and professional challenges and successes as a multi-cultural international PMO and Project Management Leader. Mayte and Joe also discussed The PMO Leader, Volunteering, PMI and so much more in this fast-moving hour-long discussion. Mayte is a PMO Director, a PMP certification holder, ScrumAtScale Practitioner and recently she earned the Product Owner Certification. She enjoys public speaking engagements and is a passionate volunteer at PMI and PMI Local Chapters. For six years, she has been a volunteer at TEDxSaltLakeCity. She is also now the Americas Ambassador for The PMO Leader global community. She has more than 15 years of experience leading teams and programs & projects around the world, and her passion is to share her knowledge and nonstop learning from volunteer opportunities. Mayte discussed her move to the United States and the challenges that can come with an international move, “Yeah, that was a big challenge. I was working with a lot of projects around France and with French speakers, so I realized that I was in a meeting and my English level was very low. And if I really wanted to succeed and if you really want to learn a language.”We discussed some strategies for working from home in this new remote work world. Mayte shared some of her tips including, “What I did is every six months I changed my office. So if now I have the table looking at the window in the next six months, I change the table like that. I don't get bored to be always in the same place. And like you, I set an alarm. And when I have work that is more reading emails or supporting people. Sometimes I take some calls working around the backyard, other times I answer some emails from the living room.”Listen to the full episode to hear the full story from Mayte. Be sure to catch the complete conversation and listen to the full episode: https://www.thepmosquad.com/podcasts/project-management-office-hours/episodes/2147795872Connect with Mayte: LinkedIn - https://www.linkedin.com/in/mayte-mata-sivera-pmp/To catch up on previous episodes visit the Project Management Office Hours website - https://www.thepmosquad.com/podcasts/project-management-office-hours Or See the guest list for upcoming shows - https://www.thepmosquad.com/podcast Thank you to THE PMO SQUAD and The PMO Leader for sponsoring this show. The PMO Squad is a leading provider of PMO and Project Management services in the US. They assist clients building and improving PMOs, provide Project Management Consulting services, deliver custom Project Management Training and provide Project Management staffing services. Learn more about The PMO Squad – https://www.thepmosquad.com Where do PMO Leaders go for Information, Learning, Networking and Services? The PMO Leader community has “Everything You Need to Become a Great PMO Leader”. One PMO World, One Community! Learn more about The PMO Leader – https://www.thepmoleader.com#projectmanagement #volunteering #leadership

Bob Sirott
Associated Bank Market Outlook: 9/23/22

Bob Sirott

Play Episode Listen Later Sep 23, 2022


On September 23rd, 2022, Steve Grzanich shares today's potential market drivers: United Kingdom emergency budget measures September’s U.S. S&P manufacturing PMI flash numbers U.S. services PMI flash Earnings from Moving Image Technologies, and more

Punto PMI: 7 Giorni in 10 Minuti
Piovono Bonus, Prolungato Lo Smart Working Senza Accordo Individuale

Punto PMI: 7 Giorni in 10 Minuti

Play Episode Listen Later Sep 23, 2022 11:02


Tutto sulle procedure per richiedere i bonus 200 euro per i professionisti e i bonus 150 euro per i lavoratori stagionali. Per quanto riguarda lo smart working, convertito in legge il decreto aiuti bis e si prosegue senza accordo individuale fino al 31 dicembre 2022 con particolare attenzione a lavoratori fragili o con figli.

Ransquawk Rundown, Daily Podcast
US Market Open: Contraction/recession concerns post-PMIs hit sentiment, Gilts sink post-Kwarteng

Ransquawk Rundown, Daily Podcast

Play Episode Listen Later Sep 23, 2022 3:05


European bourses are pressured across the board after the Flash PMI releases for the region indicate a contraction & resurgence in price pressures; Euro Stoxx 50 -1.5%Stateside, futures are lower in sympathy and continuing APAC performance awaiting their own PMI metrics and Fed commentaryGilts decimated to sub-99.00 from the 102.30 region in wake of the mini-Budget and accompanying fund consideration and potential inflationary implicationsDXY surging to a fresh 112.3+ peak to the detriment of peers across the board, GBP pressure exacerbated post-KwartengCrude benchmarks are pressured by pronounced USD strength and risk action amid recessionary fears; awaiting potential weekend updatesLooking ahead, highlights include US Flash PMIs and a speech from Fed Chair Powell.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

BTG Outlook
Mercados negativos, commodities a la baja y dollar index apreciándose con fuerza - viernes 23 de septiembre

BTG Outlook

Play Episode Listen Later Sep 23, 2022 2:12


Tipo de cambio abre en $955, sobre el cierre de ayer, en una jornada de aversión al riesgo con los mercados globales transando negativos. Europa retrocede con fuerza -2,5% después de la publicación de índices PMI que revelaron una contracción de la actividad mayor a la esperada en agosto y los futuros del S&P 500 y Nasdaq anticipan una apertura a la baja retrocediendo -1,3% y -1,4%, respectivamente, después de la publicación de un informe de Goldman Sachs donde recorta en torno a 16% su precio objetivo del S&P 500 para fines de 2022, hasta los 3.600 puntos.

Capital, la Bolsa y la Vida
Análisis de apertura con Divacons Alphavalue y XTB

Capital, la Bolsa y la Vida

Play Episode Listen Later Sep 23, 2022 29:56


Pablo García, director de Divacons-AlphaValue, y Joaquín Robles, analista de XTB, comentan cómo ha sido la apertura del mercado, el dato de PIB y los primeros PMI.

Ruang Publik
Pencegahan HIV & AIDS di lingkup PMI

Ruang Publik

Play Episode Listen Later Sep 22, 2022 48:12


Kementerian Kesehatan (Kemenkes) belum lama ini merilis data terbaru orang dengan HIV di Indonesia. Hingga Juni 2022, total pengidap HIV yang tersebar di seluruh provinsi mencapai lebih dari 500 ribu orang. DKI Jakarta menjadi provinsi kasus terbanyak dengan nyaris 100 ribu kasus. Penambahan kasus HIV dikawatirkan akan terus bertambah, terlebih jika tidak ada upaya maksimal dari pemerintah pusat maupun daerah dalam penanggulangannya. Sebagai upaya mendukung pemerintah dalam pencegahan HIV & AIDS di Indonesia, PMI berpartisipasi aktif melalui tiga pendekatan yakni pencegahan, perawatan & dukungan terhadap Orang dengan HIV dan AIDS (ODHA), anti stigma & diskriminasi terhadap ODHA, serta berupaya melibatkan ODHA pada tiap tahapan kegiatan. Komitmen PMI terhadap penanggulangan HIV AIDS, dibuktikan dengan bergabungnya PMI dengan Asian Red Cross and Red Crescent HIV Task Force (ART) pada akhir tahun 1994. Lalu, secara bertahap, PMI meningkatkan program intervensi HIV & AIDS sebagai tindak lanjut Deklarasi Jenewa (2001). Lalu, apa saja langkah konkret yang dilakukan oleh PMI dalam upaya pencegahan HIV & AIDS di Indonesia? Apa tantangan yang dihadapi? Kita akan bincangkan hal ini bersama dengan Euis Komala - Sekretaris PMI Jakarta Timur. *Kami ingin mendengar saran dan komentar kamu terkait podcast yang baru saja kamu simak, melalui surel ke podcast@kbrprime.id

Papatriarcat
#82 - Les tout-petits face aux écrans - Docteure Anne Lise Ducanda

Papatriarcat

Play Episode Listen Later Sep 22, 2022 90:01


EN CE MOMENT PROFITEZ DES SERVICES HELLOFRESH AVEC LE CODE "PAPATRIARCAT" POUR AVOIR JUSQU'À 90€ DE REDUCTION SUR CE LIEN : https://www.hellofresh.fr/papatriarcat *******************************************************

Opto Sessions: Stock market | Investing | Trading | Stocks & Shares | Finance | Business | Entrepreneurship | ETF
#134 – Callum Thomas – Topdown Charts, Recession Indicators, & the ‘September Effect'

Opto Sessions: Stock market | Investing | Trading | Stocks & Shares | Finance | Business | Entrepreneurship | ETF

Play Episode Listen Later Sep 22, 2022 50:06


Get Opto's best content every day, by subscribing to our FREE Newsletter:www.cmcmarkets.com/en/opto/newsletterCallum Thomas is the founder of Topdown Charts, a research firm servicing institutional fundmanagers entrusted in overseeing trillions of dollars for their end clients.Having started out at the New Zealand stock exchange, Callum secured Economic and Strategy analyst roles at AXA global investors, before being promoted to Investment strategist at AMP Capital, after they'd bought AXA's multi-asset business in 2010. His weekly chart analysis received rave reviews from colleagues, and after a pivotal trip to Bali, Callum took the plunge and founded Topdown charts in 2016.We discuss the centrality of charts within Callum's research process, analyzing his 3-tier framework. With September well-known for its poor equity returns, we discuss Seasonality, as Callum unpicks the ‘September effect'. Callum finishes by explaining his recession outlook, using global PMI data in conjunction with an intriguing correlation between industrial metals and energy prices. Enjoy!Thanks to Cofruition for consulting on and producing the podcast. Want further Opto insights? Check out our daily newsletter: https://www.cmcmarkets.com/en-gb/opto/newsletter------------------Past performance is not a reliable indicator of future results.CMC Markets is an execution-only service provider. The material (whether or not it states any opinions) is for general information purposes only and does not take into account your personal circumstances or objectives. Nothing in this material is (or should be considered to be) financial, investment, or other advice on which reliance should be placed. No opinion given in the material constitutes a recommendation by CMC Markets or the author that any particular investment, security, transaction, or investment strategy is suitable for any specific person.The material has not been prepared in accordance with legal requirements designed to promote the independence of investment research. Although we are not specifically prevented from dealing before providing this material, we do not seek to take advantage of the material prior to its dissemination.CMC Markets does not endorse or offer opinions on the trading strategies used by the author. Their trading strategies do not guarantee any return and CMC Markets shall not be held responsible for any loss that you may incur, either directly or indirectly, arising from any investment based on any information contained herein for any loss that you may incur, either directly or indirectly, arising from any investment based on any information contained herein.

One Less Thing
How to Save $50 to $200+ a Month by Dropping Private Mortgage Insurance

One Less Thing

Play Episode Listen Later Sep 21, 2022 17:13


Today I'll walk you through how to save on your mortgage payment by getting rid of pesky Private Mortgage Insurance (PMI). We'll talk about why banks use PMI, how it can affect your mortgage payments, and how to use home improvement projects to strategically increase the value of your home. So whether you own a home already or want to some day, I'll give you the tips we used to get in the door to our first home (spoiler - we didn't put 20% down) and how we've been able to drop PMI to decrease our spending.As always, please reach out to onelessthingpodcast@gmail.com or DM me @kaeliwood. Or I'd love to hear from you in a rating or review!Mortgage Payoff Calculator from exampleWhat is PMI? by Consumer Finance

STEMming in Stilettos with Dr. Toshia
Meet Bukola Somide: Computer Science and Beyond

STEMming in Stilettos with Dr. Toshia

Play Episode Listen Later Sep 21, 2022 47:04


Episode Summary1) She has always been interested in science and thought that computers were the way of the future, thus her going into computer science.2) The road wasn't always easy but she learned to listen to herself and to trusted others and she stayed the course.3) She started her non-profit very early on to help others get scholarships.4) She also wanted to address the issues that Black women face in the workplace and being the one and only. 5) She is an inventor, innovator and creator!!Bukola Somide Bio: Bukola Somide, is inspiring the youth to realize their passion early in order to pursue and excel in their purpose.Born in Kaduna, Nigeria, she migrated to the United States as a teenager with her family . Having decided to pursue a Computer Science degree as early as 10th grade, that proclamation was realized when she attained a Bachelors of Science in Computer Science from the University of Maryland, College Park (UMCP). She also acquired a Masters in Technology Management from UMUC and a Project Management Professional (PMP) certificate from PMI.As the founder/CEO of Innovant Technologies LLC, she invented the first-ever Computer Science educational interactive doll, "Somi". Authored "Somi the Computer Scientist: Princess can Code" storybook, and Computer Science Activity Books for girls & boys. With her 501(c)3 nonprofit, CompSci ABC (Computer Science Awareness in Black Communities), she's giving back to the community through her array of educational programs for children, teens, and young adults.  She hopes to create a scholarship fund to provide financial assistance to young minority girls pursuing Computer Science in College.​Bukola is a very passionate, inquisitive and creative individual, who credits her determination, ideas, ability to overcome adversity, perseverance, and success to her faith.Linkedin: https://www.linkedin.com/in/bukolasomideWebsite: https://www.innovant-tech.com/Website: http://www.bukolasomide.com/ Buzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

PM Point of View
The Beauty of AHP

PM Point of View

Play Episode Listen Later Sep 20, 2022 64:57


Analytical Hierarchy Process--check this as it is a method (and you can get tools) that absolutely help you with project prioritization.  Co-Host Mike Hannan and I talk with Stuart Easton, CEO of Transparent Choice, about this accessible approach tying decision science to project prioritization, selection and sequencing. Lending focus to executive teams, it helps us focus on what to do and more importantly, what not to do. Value is not an objective thing, and humans aren't great estimator. The AHP process let's anchor the value understanding, then break down value into meaningful application as criteria, creating transparency and standardization of the decision process, and more and better information as input.  The result, higher flow of project throughput completion, and better quality of project value.  What's not to like?

5 Minutes Podcast with Ricardo Vargas
Three Tips To Develop and Sustain a Perfect Squad

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Sep 19, 2022 7:50


This week, Ricardo discusses using "Squads" within projects and gives tips on building and sustaining effective teams. The modern use of the term "Squad" in project management can be traced back to a military concept in which a multidisciplinary team acts independently to complete a series of missions. This idea of a cross-functional and autonomous team became the core support of agile models that originated in software development and has since been extended to other types of projects. Currently, you can find Squads in many different delivery methods. Ricardo stresses the importance of teamwork, time-zone, and open lines of communication for the Squad's success. Listen to this week's #5minpodcast to learn more.

5 Minutes Podcast com Ricardo Vargas
Três Dicas para Desenvolver e Manter um Squad Perfeito

5 Minutes Podcast com Ricardo Vargas

Play Episode Listen Later Sep 19, 2022 6:31


Nesta semana, Ricardo discute o uso de "Squads" dentro de projetos e dá dicas sobre como construir e sustentar equipes eficazes. O uso moderno do termo "Squad" ou esquadrão, no contexto de gerenciamento de projetos remonta a um conceito militar em que uma equipe multifuncional atua de forma independente para completar uma série de missões. Essa ideia de uma equipe multifuncional e autônoma tornou-se o suporte central dos modelos ágeis que se originaram no desenvolvimento de software e, desde então, foram estendidos a outros tipos de projetos. Hoje os Squads são usados em várias outras abordagens. Ricardo destaca a importância do trabalho em equipe, fuso horário e comunicação aberta para o sucesso do Squad. Escute o #5minpodcast para saber mais.

Business Excellence
In Conversation- Rashmi Watel Top Five Tips on Public Speaking for Non-Native English Speakers

Business Excellence

Play Episode Listen Later Sep 18, 2022 18:54


“Ask for that time, practice vulnerability, and accept that you need a bit more help.” Rashmi Watel Top Five Tips on Public Speaking for non-native English speakers 1.       My accent is my super power.2.       Knowing more than language is a super cool thing.3.       Have you experienced that you tend to start to use some of the words from your native language.4.       Do you know that you think in your native language? 5.       Do you sometimes struggle to find exact words in your second & third language? TIME STAMP SUMMARY  00:53 The beauty in having an accent03:39 The more you know, the better12:01 Being aware of code switching15:53 Trust in yourself  Where to find RashmiWebsite                              http://www.rashmiwatel.com/LinkedIn                               https://www.linkedin.com/in/rashmiwatel Who is Rashimi Watel?Rashmi immigrated to Perth, Australia in 2002 from India. She arrived here as a qualified Electronics & Telecommunications Engineer with over a decade of commercial experience. She brings her career growth experience that saw her progress from an onsite engineer to becoming head of department that worked with CXO level in the organisations worked. These organisations included the top multinationals in the telecom industry and required extensive travel in Asia & Europe.Soon after arriving in Australia, she realised, that her experience needed to be made Australia friendly. In order to achieve this transition, she completed her project management certification (PMI), and started working part time as a Project Coordinator. She took her ambitions to the next level by graduating with an MBA from the Curtin Graduate School of Business. Her personal journey and rich experience in moving into a vastly different cultural environment, has guided her decision to pursue her passion for public speaking.This passion together with her two decades of experience, has driven her to develop a story that motivates and helps empower women. Women that feel like the world passes them by. Her story particularly helps women from Culturally and linguistically diverse backgrounds (CALD). It helps them improve their self-esteem and gives them confidence to engage with life. Within the first of starting her business, she has worked on projects with organisations such Curtin University, Befriend, Bilingual Families Perth, Dressed for Success, and Ishar (A multicultural women health organisation).All this passion, experience and insight are brought to life through her presentation” Presenting Confidently at work. Embrace your culture : fast track your career – the importance of mental health and raising confident, resilient multi-lingual children”.Currently working on her book titled “The complete guide to Story-Telling”, she is also a presenter and speaker with the renowned TEDx Speaker circuit.

Human Capital Innovations (HCI) Podcast
S39E27 - Helping Entrepenurial Leadership Teams Get Traction in Their Business, with Tabetha Sheaver

Human Capital Innovations (HCI) Podcast

Play Episode Listen Later Sep 15, 2022 37:14


In this HCI Podcast episode, Dr. Jonathan H. Westover talks with Tabetha Sheaver about helping entrepreneurial leadership teams get traction in their business. Tabetha Sheaver (https://www.linkedin.com/in/tabethas/) is COO and EOS Implementer. Her first entrepreneurial venture left her frustrated and burnt out. She knew there had to be a better way and pursued a certification from PMI.org which led to consulting entrepreneurial leadership teams on process and change management. Since then Tabetha has helped more than 15 businesses, in a variety of industries, understand the importance of people, process, and data to drive from vision down to execution. Helping entrepreneurial leadership teams to be open, honest, and healthy so they can get things done is key because as the leadership team goes, so goes the organization. She is passionate about driving positive change in the world and she believes there is no better way to grow and impact leaders, families, and communities than through the marketplace. Please consider supporting the podcast on Patreon and leaving a review wherever you listen to your podcasts! Check out BELAY here. Check out Backblaze at www.backblaze.com/hci. Head over to setapp.com/podcast to listen to Ahead of Its Time. Check out BetterHelp.com/HCI to explore plans and options! Go to cardiotabs.com/innovations and use code innovations to get a free Mental Health Pack featuring Cardiotabs Omega-3 Lemon Minis and Curcumin when you sign up for a subscription. Check out Zapier.com/HCI to explore their business automations! Check out the HCI Academy: Courses, Micro-Credentials, and Certificates to Upskill and Reskill for the Future of Work! Check out the LinkedIn Alchemizing Human Capital Newsletter. Check out Dr. Westover's book, The Future Leader. Check out Dr. Westover's book, 'Bluer than Indigo' Leadership. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership. Check out the latest issue of the Human Capital Leadership magazine. Each HCI Podcast episode (Program, ID No. 592296) has been approved for 0.50 HR (General) recertification credit hours toward aPHR™, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®). Learn more about your ad choices. Visit megaphone.fm/adchoices

Focus economia
Fitch: recessione in vista per l Italia. Confcommercio: sarà "mite"

Focus economia

Play Episode Listen Later Sep 15, 2022


Il Pil italiano dovrebbe contrarsi dello 0,7% nel 2023 sotto il peso del caro-energia. Lo rileva Fitch nel suo Globals Economic Outlook 2022. Sulla stessa lunghezza d'onda le stime di Confcommercio che però ha parlato di "recessione mite". Ospite Mariano Bella, direttore dell'Ufficio Studi di Confcommercio. Crisi energetica, le soluzioni per le imprese per sfruttare al meglio la materia prima Con dei costi energetici così opprimenti molte imprese rischiano di chiudere e in questo contesto diventa sempre più importante migliorare l'efficientamento energetico dell'industria italiana per riuscire a sfruttare al meglio la materia prima evitando sprechi e contribuendo ad essere il meno impattanti possibili per l'ambiente. Un esempio virtuoso in questo senso è portato dalla Cementi Rossi Spa che ci ha raccontato cosa ha ideato. Ne parliamo con Luca Pozzoni, Cfo di Exergy International. Guerra e crisi energetica mettono a rischio la ripresa delle Pmi È stato presentato oggi il Rapporto regionale Pmi 2022 di Confindustria e Cerved in collaborazione conUnicredit e Gruppo 24 Ore. Il Rapporto analizza le performance economico-finanziarie delle circa 160 mila PMI di capitali italiane, su base territoriale e regionale, e le misure adottate a sostegno delle imprese nel corso dell ultimo anno, compreso il Piano Nazionale di Ripresa e Resilienza. Ospite Vito Grassi, presidente del Consiglio delle Rappresentanze Regionali e per le Politiche di Coesione Territoriale e Vice Presidente Confindustria.

Project Management Podcast: Project Management for the Masses with Cesar Abeid, PMP

Today I chat with author Tatiyana Cure, author of "Hiring to Win." We cover strategies for hiring and keeping talent in your organization.

5 Minutes Podcast com Ricardo Vargas
Por que Sistemas Caóticos São Importantes para o Meu Trabalho

5 Minutes Podcast com Ricardo Vargas

Play Episode Listen Later Sep 11, 2022 7:50


No episódio desta semana, Ricardo fala sobre a conexão entre os Sistemas Caóticos e o comportamento dos riscos no projeto. Sistemas caóticos são altamente desordenados e imprevisíveis, onde pequenas mudanças em alguns parâmetros iniciais podem causar mudanças radicais no futuro. Vejam a crise do transporte marítimo. O COVID-19 fazendo com que alguns portos do mundo ficassem fechados na pandemia fizeram com que containers faltassem de um lado do planeta e sobrassem do outro. Corrigir essa falta de sintonia pode levar meses e, alguns especialistas até falam em anos. Mas nem todo sistema caótico é igual. Existem os sistemas que são caóticos, mas você tem pouca condição de interferir, como por exemplo o clima daqui a 2 ou 3 dias. Esses são sistemas caóticos do nível 1. Já os sistemas do nível 2 são o ápice do caos. Eles mudam pelo simples fato de você medi-lo. Vejam a bolsa de valores. Se existisse um algoritmo perfeito para prever que o preço de uma ação iria subir amanhã, o evento disso nas pessoas faria com que o preço subisse hoje devido ao excesso de demanda. Vejam o exemplo da demanda por papel higiênico durante os primeiros dias da pandemia. Um sistema caótico de nível 2. E ninguém sabe onde começou. O nosso desafio é que praticamente tudo que fazemos hoje está no nível 2 de caos e isso requer uma habilidade e uma capacidade de adaptação diferente. Escute o #5minpodcast para saber mais.

5 Minutes Podcast with Ricardo Vargas
Why Chaotic Systems Matter to My Work

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Sep 11, 2022 8:27


In this week's episode, Ricardo talks about the connection between Chaotic Systems and the behavior of risks in the project. Chaotic systems are highly disordered and unpredictable, where minor changes in initial parameters cause drastic changes in the future. Consider the global shipping crisis. COVID-19 caused some ports worldwide to close during the pandemic, resulting in an insane search for available containers on one side of the globe while thousands of empty containers are filling ports on the other side of the planet. According to some experts, correcting this mismatch can take months, if not years. However, not all chaotic systems are the same. Some chaotic systems just happen, and you have little control over them, such as the weather forecast for the next two or three days. These are chaotic systems of level 1. LLevel 2 systems are the epiphany of chaos. These systems change by the simple fact that you start measuring them. A good example is the stock market. If there were a perfect algorithm that predicted a stock's price would rise tomorrow with 100% certainty, the stock price would not rise tomorrow but today due to increased demand for that stock. Another example we all faced two years ago happened when toilet paper disappeared from the counter of stores in the early days of a pandemic. These events are called a level 2 chaotic system, and no one knows where it began. The more people measure, act or intervene, the more chaotic it becomes... Our challenge today is that everything we do is at level 2 chaos, necessitating a different set of skills and adaptability. Listen to this week's #5minpodcast to learn more.

The Project Management Podcast
Episode 483: Project Performance Domains 5-8 (Free)

The Project Management Podcast

Play Episode Listen Later Sep 11, 2022


Play audio-only episode | Play video episode Click above to play either the audio-only episode or video episode in a new window. This webinar is the second of two in which Cornelius Fichtner explores the following four Project Performance Domains that were introduced by the PMBOK® Guide Seventh Edition: Project Work - Managing project tasks Delivery - Transferring project results Measurement - Understanding project progress Uncertainty - Risk is uncertainty that matters

The Project Management Podcast
Episode 482: Project Performance Domains 1-4 (Free) #PMOT

The Project Management Podcast

Play Episode Listen Later Sep 10, 2022 Very Popular


Play audio-only episode | Play video episode Click above to play either the audio-only episode or video episode in a new window. This webinar is the first of two in which Cornelius Fichtner explores the following four Project Performance Domains that were introduced by the PMBOK® Guide Seventh Edition: Stakeholders - Managing those affected Team - Leading towards success Development Approach and Life Cycle - Building products and managing projects Planning - Designing the path to success

Spouting Off with Karen Kataline
Spouting Off, September 2, 2022

Spouting Off with Karen Kataline

Play Episode Listen Later Sep 7, 2022 53:50


Spouting Off with Karen Kataline and guests Larry Ward and Eric Hohman Guest 1: Larry Ward President of Conservative Stack and President of Political Media Inc., as well as Chairman of the Constitutional Rights PAC. Bio: President of Constitutional Rights PAC   https://www.google.com/url?q=https://mailstat.us/tr/t/zyywtrkakgoh40bh/ai/http://www.constitutionalrightspac.com/&sa=D&source=calendar&usd=2&usg=AOvVaw3eL4zjMgpVxZQim0UaRZWy)& [Political Media Inc] (https://www.google.com/url?q=https://mailstat.us/tr/t/zyywtrkakgoh40bh/aj/https://politicalmedia.com/&sa=D&source=calendar&usd=2&usg=AOvVaw37ujwT2LuxVK4YbcNAEFmo). Larry Ward brings decades of political, corporate, and non-profit experience and expertise to his role as the head of marketing, experience that allows him to direct a new company to success. From a New York communications and advertising background, Larry turned his attention to Washington in 2002, as a reaction to the over-regulation that was choking the aggressiveness out of capitalism and liberty. His immediate impact was felt where, under the tutelage of political consultant Dick Morris, Larry was able to influence key congressional and gubernatorial elections. Since then, Larry and PMI have been involved in hundreds of political contests, ranging from local, to state, to national, and even global contests, always with the same stalwart commitment to God, liberty and principled conservatism. Guest 2: Eric Hohman Founder, First There Foundation "I became Americas' most lethal weapon. 15 Years as an Air Force Combat Controller. In April of 2020, my first supervisor and teammate, Chris “AZ” Rush, took his own life after only six months of leaving the Combat Control teams. The First There Foundation was founded to combat suicide among teammates and establish an extension of the team room where Controllers can find refuge in the midst of the difficulty of civilian life. Our gala will always be held on the weekend of 9/11 because of its significance to our nation and because so many of our teammates chose to go to war as a direct result of the attacks. The name for the gala was chosen in honor of the highly coveted scarlet beret which CCTs proudly wear. We hope that you will join us in establishing traditions that will endure for years to come at our first gala on 10 September 2022."

Bob Sirott
Associated Bank Market Outlook: 9/6/22

Bob Sirott

Play Episode Listen Later Sep 6, 2022


On September 6th, 2022, Steve Grzanich shares today's potential market drivers: August’s U.S. ISM services index S&P U.S. services PMI final numbers Earnings from Avid Bioservices, HealthEquity Inc., and more

NAB Morning Call
UK and Europe move from bad to worse, RBA today

NAB Morning Call

Play Episode Listen Later Sep 5, 2022 16:20


Tuesday 6th September 2022 View our disclaimer and terms of use: nab.co/3shJyyp View our NAB Financial Services Guide: nab.co/3rvJtI9 It's RBA day today. NAB's Ivan Colhoun talks through what to expect, whilst Ray Attrill looks at the worsening situation in the UK and Europe. Gas prices have risen after the closure of the Nordstream pipeline, and oil prices are also on the rise after OPEC+ agreed to production cuts from next month. We've also seen a revision in PMIs in Europe, with the UK services PMI moving into contractionary territory. Signs of resilience are quickly disappearing. It's a different story for the US, though, where ISM numbers are expecting to stay above 50, adding to the pressure the US dollar will place on other major currencies.

Blunt Force Truth
DONRON 2024 - an Interview with Larry Ward

Blunt Force Truth

Play Episode Listen Later Sep 5, 2022 55:54


Today's show rundown: You know, it's kind of interesting, when you buy a new car, the the one you always wanted - there comes a time when you close it up and walk away....you turn around and say to yourself "I love this thing". One day eventually its normal - this is what's happening with Donald Trump and the main stream media. It has become normal for them to just dump on this guy, it has become normal for us to expect this over and over again. Our guest today is returning guest carry Ward, a fellow Advertising & Marketing guy too, who mark says are the smartest guys around. Larry talks to us about his PAC for DONRON - Donald Trump and Ron Desantis. This could provide us with 12 years of repair from the 12 years of Obama that we have been weathering. Chuck has always wanted this, Ron DeSantis to run with Trump. Larry goes into what the struggles could be - they both have big personalities, and big egos. The Media is going to do everything in their power to divide these guys. We could have 12+ years of America First in the White House. Larry says let Ron DeSantis be in charge of all Government Personnel. DeSantis would have 4 years to fill spots with America First people, so in 2028 he could hit the ground running with an administration that would back him. We also do not want Ron DeSantis to leave Florida. Larry Ward brings decades of political, corporate, and non-profit experience and expertise to his role as the head of marketing, experience that allows him to direct a new company to success. From a New York communications and advertising background, Larry turned his attention to Washington in 2002, as a reaction to the over-regulation that was choking the aggressiveness out of capitalism and liberty. His immediate impact was felt where, under the tutelage of political consultant Dick Morris, Larry was able to influence key congressional and gubernatorial elections. Since then, Larry and PMI have been involved in hundreds of political contests, ranging from local, to state, to national, and even global contests, always with the same stalwart commitment to God, liberty and principled conservatism. https://donron.us/landing-pages/trump-desantis-2024?utm_source=wewantdonron