Podcasts about PMI

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Latest podcast episodes about PMI

The Pomp Podcast
How Bitcoin Outpaces Stocks in the Next Decade | Jordi Visser

The Pomp Podcast

Play Episode Listen Later Aug 30, 2025 50:43


Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we talk about the federal reserve, what is going to happen with artificial intelligence, future outlook for stock market, and why interest rate cuts will be so bullish for bitcoin.===================== Independent Investor ConferenceMarkets are at all-time highs. Public equities are outperforming. And individual investors are driving it all. It's officially the rise of the retail investor. On September 12th in NYC, I'm hosting the Independent Investor Summit — a one-day event built exclusively for self-directed investors. We're bringing together some of the smartest public market investors I know for a full day of macro insights, market predictions, one-on-one fireside chats, and actionable investment ideas from each investor. This is going to be an absolute banger event. Join us if you like markets and think retail is two steps ahead of Wall Street.

Dom and Jeremy
PMI 8-28-25

Dom and Jeremy

Play Episode Listen Later Aug 28, 2025 8:22 Transcription Available


Josh opens with an uplifting tale about a man who has dedicated 84 years to the same company. In contrast, Katy shares a troubling story about a repulsive island of wet wipes that is accumulating. Finally, Jeremy wraps things up with a fascinating narrative that intertwines chocolate and music.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

The Project Management Podcast
Episode 535: How to Communicate Project Value to Leadership

The Project Management Podcast

Play Episode Listen Later Aug 25, 2025


Play audio-only episode | Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary Project managers often excel at delivering on scope, schedule, and budget, but struggle when asked to prove the value of their work to senior leadership. Barbara Kephart brings her extensive experience in project, program, and portfolio management to address this common challenge. She outlines a clear approach to bridging the gap between technical project reporting and leadership's focus on business outcomes. Drawing from her career in both public and private sectors, Barbara explains how understanding the language of leadership and linking project metrics to strategic objectives can transform how executives perceive your contributions.

5 Minutes Podcast with Ricardo Vargas
5 AI Tools for Projects You've Probably Never Heard Of

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Aug 24, 2025 5:57


In this episode, Ricardo introduces five lesser-known AI tools that can transform project management. The first is Study Fetch, which creates personalized tutors from documents, allowing interactive learning and team alignment. The second, Granola, records meetings, generates summaries, and produces prioritized action lists—saving time for project managers. The third, Limitless (formerly Rewind), is a wearable device that records and indexes everything heard or said, enabling quick recall of past conversations, though it raises privacy concerns. The fourth, Mylens, uses computer vision to analyze images and videos, offering insights into progress or issues. Finally, Emlo (Emotion Logic), with tools like FeelGPT and Emotional Diamond, interprets emotions in communication, helping managers understand team morale and prevent conflicts. Listen to the podcast to learn more. Access the tools at the following links: studyfetch.com granola.ai limitless.ai mylens.ai emotionlogic.ai

5 Minutes Podcast com Ricardo Vargas
5 Ferramentas de IA para Projetos que Você Provavelmente Nunca Ouviu Falar

5 Minutes Podcast com Ricardo Vargas

Play Episode Listen Later Aug 24, 2025 5:05


Neste episódio, Ricardo apresenta cinco ferramentas de inteligência artificial pouco conhecidas que podem transformar o gerenciamento de projetos. A primeira é o Study Fetch, que cria tutores personalizados a partir de documentos, permitindo interações como se fossem com um professor. A segunda é o Granola, que grava reuniões, gera resumos e lista ações priorizadas automaticamente. A terceira é o Limitless (antes Rewind), um dispositivo que registra e indexa tudo o que a pessoa fala ou ouve, possibilitando buscas rápidas em memórias passadas. A quarta, Mylens, analisa imagens e vídeos para oferecer insights visuais sobre projetos. Por fim, o Emlo (Emotion Logic) avalia emoções em textos, áudios e reuniões, ajudando a identificar o clima emocional das equipes. Escute o podcast para saber mais. Acesse as ferramentas nos links a seguir: studyfetch.com granola.ai limitless.ai mylens.ai emotionlogic.ai

The Pomp Podcast
Why Isn't Bitcoin Going Up? | Jordi Visser

The Pomp Podcast

Play Episode Listen Later Aug 23, 2025 45:48


Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we talk about Jerome Powell's recent comments, why PMI is important, why bitcoin isn't going up, AI bubble, MAG7 getting cheaper, and where Jordi sees risk right now. ===================== Independent Investor ConferenceMarkets are at all-time highs. Public equities are outperforming. And individual investors are driving it all. It's officially the rise of the retail investor. On September 12th in NYC, I'm hosting the Independent Investor Summit — a one-day event built exclusively for self-directed investors. We're bringing together some of the smartest public market investors I know for a full day of macro insights, market predictions, one-on-one fireside chats, and actionable investment ideas from each investor. This is going to be an absolute banger event. Join us if you like markets and think retail is two steps ahead of Wall Street.

Emprendeduros
EP. #342 | ¿Va a explotar la burbuja?

Emprendeduros

Play Episode Listen Later Aug 22, 2025 23:44


¡Emprendeduros! En este episodio Rodrigo nos da una actualización de mercado donde habla del estatus del mercado, de las ordenes del PMI, de las minutas del FED y de la junta en Jacksonhole. Nos da los reportes de ingresos de Palo Alto Networks, Home Depot, Lowe's, Target, Walmart y Estee Lauder. Después habla de las inversiones de Trump en los microchips y de la estafa de la semana antes de la actualizacion de crypto donde habla de un par de noticias de monedas estables. ¡Síguenos en Instagram! Alejandro: https://www.instagram.com/salomondrin Rodrigo: https://www.instagram.com/rodnavarro Emprendeduros: https://www.instagram.com/losemprendeduros

TD Ameritrade Network
U.S. Manufacturing Rebounds: Strong PMI and Corporate Investments Drive Growth

TD Ameritrade Network

Play Episode Listen Later Aug 22, 2025 8:06


Christian Briggs believes the U.S. manufacturing sector is on the cusp of a significant rebound, driven in part by a strong PMI reading and President Trump's aggressive trade policies. While acknowledging potential inflationary pressures from tariffs, Briggs thinks they will be offset by a potential GDP surge this year and next. He also sees merit in recent corporate commitments to U.S. manufacturing, such as those from Johnson & Johnson (JNJ), Philips (PHG), and Apple (AAPL), which could total $1 trillion in domestic investments. However, Briggs cautions that the success of this "reshoring" narrative depends on whether wages keep pace with GDP growth and inflation.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

VG Daily - By VectorGlobal
El PMI apunta a una economía en expansión

VG Daily - By VectorGlobal

Play Episode Listen Later Aug 22, 2025 20:24


En el episodio de hoy de VG Daily, Andre Dos Santos y Eugenio Garibay conectan el pulso de los mercados S&P 500 con cinco cierres a la baja y Nasdaq encadenando seis con las nuevas lecturas del PMI que pintan una economía acelerando: manufactura sorprende, el empleo se reanima y, crucialmente, las compañías reportan el mayor aumentoen años, impulsado por aranceles y costos que se están trasladando al consumidor. En el frente corporativo, el acuerdo de Google–Meta por más de 10 mil millones de dólares en seis años para nube e IA reafirma un ciclo de inversión masivo que sostiene demanda en cloud, chips y energía, con implicaciones para inflación, márgenes y capex sectorial. 

The Project Management Podcast
Episode 536: PM Master Quest is 30 Days of Project Management Skill Building

The Project Management Podcast

Play Episode Listen Later Aug 21, 2025


Play audio-only episode | Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary Project managers know that skill building requires consistency, but finding the right structure can be a challenge. Olivia Pekny introduces PM Master Quest, a program built around 30 days of practical, daily challenges that strengthen core project management capabilities. Instead of long theory-based courses, participants apply short, focused tasks directly to a project storyline, turning everyday actions into learning opportunities. The design is simple yet powerful: take one challenge per day, reflect on the experience, and gradually develop the mindset and behaviors that effective project managers demonstrate. Olivia explains how the program helps professionals at all levels gain traction in areas such as stakeholder communication, decision-making, and team leadership while creating momentum through daily practice.

FactSet Evening Market Recap
Evening Market Recap - Thursday, 21-Aug

FactSet Evening Market Recap

Play Episode Listen Later Aug 21, 2025 5:54


US equities were lower in Thursday trading, though off worst levels. August flash manufacturing PMI was well ahead of estimates, back in expansion territory after posting surprise increase, its best since May-22. Flash services PMI was also ahead, its best since Dec-24. However, tariffs pressured input prices higher, with manufacturing second-highest since Aug-22, while average prices charged highest since Aug-22.

Dom and Jeremy
PMI 8-21-25

Dom and Jeremy

Play Episode Listen Later Aug 21, 2025 12:47 Transcription Available


Katy has a humorous tale to share with Josh and Jeremy, and she believes it's quite amusing. They'll decide if it truly is. Next, we transition to PMI, where Josh shares a positive anecdote about a man who momentarily held the title of the richest man in the world. Jeremy counters with a negative story about a woman who is creating burgers made from cat food. Finally, Katy wraps things up with a fascinating story about a man who discovered that his great-great grandparents' wedding was the very first one recorded in Aspen.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Ransquawk Rundown, Daily Podcast
US Market Open: US equity futures are modestly lower into Fed speak, Bunds pressured post-PMI

Ransquawk Rundown, Daily Podcast

Play Episode Listen Later Aug 21, 2025 4:20


Fed Governor Cook said she has no intention of being bullied to step down from her position because of some questions raised in a tweet by FHFA Director Pulte.European bourses tilt lower with the region unable to benefit from better-than-feared PMIs; US equity futures are mixed.USD is mixed vs. peers, GBP is top of the G10 leaderboard post-PMI.Bonds are pressured after PMIs, lower UK borrowing fails to lift spirits ahead of the Autumn BudgetCrude is firmer as geopolitics remain in the limelight; Ukraine's Air Force said Russia used 574 drones and 40 missiles in an overnight attack.Looking ahead, US Flash PMIs, US Weekly/Continued Jobless Claims, Philly Fed Index, EU Consumer Confidence, Fed Jackson Hole Economic Symposium (21st-23rd), Speech from Fedʼs Bostic, Schmid, Goolsbee, Supply from US, Earnings from Walmart.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

X22 Report
[U1] Up Next,Trump Says We Have A WW Problem Of Missing Children,Crimes Against Humanity – Ep. 3712

X22 Report

Play Episode Listen Later Aug 19, 2025 83:57


Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe windmills in NJ are making electricity expensive, they are killing the economy in NJ and the people are paying the price. The [CB] is continuing the pressure of higher rates, which is slowing down the real estate industry, and the lumber industry is suffering. Trump will use the [CB] fiat currency to rebuild the US. The [DS] is now sending messages, they will resist but it will not work. Trump lets us know that U1 and the CF are now entering the picture. Trump sends a message that we have a world wide problem with missing children. He is beginning the narrative, this will lead to the pedo networks, child trafficking. The players are the same and it is now expanding. Trump is the storm, he is now showcasing all the crimes the [DS] has committed. These people are sick, crimes against humanity.   Economy https://twitter.com/onechancefreedm/status/1957517597328712012   commitments. We've seen this before. In 2006–07, lumber collapsed long before the housing bust became obvious. In 2021–22, lumber's spike and crash captured the whiplash of pandemic stimulus meeting Fed tightening. Today's drop, back under $600, is telling us not just about oversupply but about fading demand in an economy where mortgage costs remain restrictive and liquidity is being drained. There's also a market structure angle. Commodities like lumber usually run ahead of official data: the PMI slowdown, weakening credit surveys, and leveraged ETF outflows are all now echoing the same caution. Lower lumber prices might look like disinflation on paper, but if the driver is demand destruction, that's recessionary, not bullish This is the kind of signal markets often ignore until it's too late: a quiet commodity screaming that growth is slowing, leverage is retreating, and the cushion of speculative appetite is gone. When builders stop buying wood, it's about the whole cycle losing momentum. 1. High Interest Rates Suppressing Housing and Construction DemandHigh interest rates have been a primary driver of the lumber market's contraction by cooling the U.S. housing sector, which accounts for a significant portion of lumber consumption (e.g., framing for new homes). Elevated rates make mortgages more expensive, leading to fewer home starts, builder pullbacks, and delayed projects. This reduces overall demand for softwood lumber, pushing prices down as inventories build.    2. Tariffs on Canadian Lumber Imports Disrupting Supply and PricingTariffs, particularly the U.S. duties on Canadian softwood lumber, have exacerbated the contraction by increasing costs for importers while simultaneously reducing buyer appetite. Canada supplies about 30% of U.S. lumber demand, so these trade barriers create volatility: producers raise prices to offset duties, but buyers hold off, leading to oversupply and falling market prices.        In summary, the lumber market's contraction isn't due to just one factor—high interest rates are primarily eroding demand through a sluggish housing sector, while tariffs are inflating costs and causing market hesitancy. Together, they've created a feedback loop of falling prices and reduced activity. If rates begin to drop (as some predict) or trade disputes resolve, recovery could start later in 2025  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.

Dom and Jeremy
PMI 8-18-25

Dom and Jeremy

Play Episode Listen Later Aug 18, 2025 15:25 Transcription Available


It's PMI time! Josh shares an uplifting tale about how managing anger can actually rewire your brain for the better. Katy presents a negative story involving hackers and an airline, while Jeremy wraps things up with a fascinating account of a wallet lodged in a car's engine.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

5 Minutes Podcast with Ricardo Vargas
Ignoring the Signs Is Costly: The Art of Seeing Red Flags in Projects

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Aug 17, 2025 4:31


In this episode, Ricardo Vargas talks about the importance of recognizing and acting on early warning signs — the famous red flags — before small issues become full-blown crises. He shares practical advice and real examples to help create a culture of active risk awareness and psychological safety in project environments.

5 Minutes Podcast com Ricardo Vargas
Ignorar os Sinais Custa Caro: A Arte de Enxergar Red Flags em Projetos

5 Minutes Podcast com Ricardo Vargas

Play Episode Listen Later Aug 17, 2025 5:06


Neste episódio, Ricardo Vargas fala sobre a importância de reconhecer e agir diante dos sinais de alerta — os famosos red flags — antes que pequenos desvios se tornem grandes crises. Ele compartilha exemplos práticos e orientações para criar uma cultura de vigilância ativa e segurança psicológica nos projetos.

The Military Millionaire Podcast
Lenders DON'T Want You Knowing These VA Loan Loopholes

The Military Millionaire Podcast

Play Episode Listen Later Aug 15, 2025 13:21


Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book

Bloomberg Daybreak: US Edition
Daybreak Weekend: Retail Earnings, European Banking, Japan Eco

Bloomberg Daybreak: US Edition

Play Episode Listen Later Aug 15, 2025 38:55 Transcription Available


Bloomberg Daybreak Weekend with Host Tom Busby take a look at some of the stories we'll be tracking in the coming week. In the US – a look ahead to housing data and retail earnings. In the UK – a look at challenges facing European banking consolidation ahead of an upcoming shareholder vote in Italy. In Asia – a look at Japan CPI, PMI, and trade. See omnystudio.com/listener for privacy information.

Dom and Jeremy
PMI 8-14-25

Dom and Jeremy

Play Episode Listen Later Aug 14, 2025 10:27 Transcription Available


Katy discovered an uplifting tale about the resilience of trees and bushes in the face of wildfires. Josh shares a narrative highlighting our collective simplicity, while Jeremy talks about how Gen Z is applying makeup to themselves.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Projectified with PMI
Geostrategy Imperative: How it Elevates Risk Management

Projectified with PMI

Play Episode Listen Later Aug 13, 2025 20:08 Transcription Available


As geopolitical volatility reigns, organizations must increasingly anticipate, assess and manage the risks that come in such a complex project environment. How is this turbulence affecting project leaders? How are they incorporating geostrategy into their risk management processes? We discuss this with: Heather Buchanan, PMI-RMP, PMP, supply chain project manager, Canada Goose, Toronto: She discusses how geopolitical volatility's impact extends beyond the triple constraint. She explains how project teams are handling change with strategic shifts and proactive planning, and how she ensures her teams keep geopolitical considerations at the forefront. Plus, Buchanan talks about how subject matter experts, tech tools and even PMI helps her stay up-to-date on geostrategy. Rosa Gilsanz, PMI-RMP, PMP, project leader, Bayernoil, Munich: Gilsanz shares why geopolitical issues can wreak havoc with energy projects, the importance of a diverse team in risk identification, prioritization and mitigation planning, and how she uses clear communication and knowledge sharing to bolster her team's resilience and adaptability amid uncertainty. Key themes[01:09] Geostrategy's impact on project teams' risk management [03:25] Managing risk and change with flexibility and contingency planning  [05:49] Discussing geopolitical considerations—from tariffs to labor laws—with teams[08:10] Identifying and prioritizing risks with AI, subject matter experts and online alerts[12:19] How the energy sector is affected by geopolitical volatility[15:14] Why you need a diverse team for risk management practices [17:03] Improving risk resilience on teams through communication and knowledge sharing

Dom and Jeremy
PMI 8-12-25

Dom and Jeremy

Play Episode Listen Later Aug 12, 2025 11:40 Transcription Available


Josh shares an uplifting tale about an incredibly speedy train. Katy discusses a novel approach to breaking up with people, and Jeremy surprises us with fresh wedding invitations.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Get Rich Education
566: Your Listener Questions - Bonus Depreciation, Realtor Fee Changes, Down Payments, Outrageous Inflation

Get Rich Education

Play Episode Listen Later Aug 11, 2025 41:12


Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

The Project Management Podcast
Episode 534: Unleash Your Leadership Potential (Premium Preview)

The Project Management Podcast

Play Episode Listen Later Aug 11, 2025


Premium This is a preview of our premium episode. Full access is available only to premium subscribers. Click here and learn about the Premium Podcast to access this interview and transcript... Play audio-only preview episode | Play video preview episode | Play on YouTube | Play on Spotify Click above to play either the audio-only preview episode or video preview episode in a new window. Episode Summary Leadership expert Shyam Ramanathan joins Cornelius Fichtner to unpack what great leadership looks like for project managers. Shyam brings over two decades in IT, an extensive leadership blog with 400 plus posts, and two books, “Maximise Potential” and “Maximise Potential 2.” He outlines a clear, three-part foundation for leading well, then connects it to day-to-day project work. You hear how vision sets the direction, how the ability to inspire moves people to act, and how leading by example creates credibility. Shyam ties these principles to project realities like reading the charter, clarifying scope and budget, selecting and positioning the right people, and building a balanced team through honest self-awareness.

The Project Management Podcast
Get 60 Free PDUs - With The Spotify Playlist

The Project Management Podcast

Play Episode Listen Later Aug 11, 2025


Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. One Playlist. Sixty Free PDUs. Zero Hassle. We've made it incredibly easy for you to earn your Professional Development Units (PDUs) using Spotify. In this episode, Cornelius Fichtner explains how you can listen to 60 hours of curated podcast content from The Project Management Podcast and self-report those hours as free PDUs with PMI. Here's how it works: Step 1 – Download the Tracking Spreadsheet: Use this spreadsheet to track your learning ➡️ Download Spreadsheet Step 2 – Listen and Track: Open the Spotify playlist, start listening, and log your progress in the spreadsheet ➡️ Open Spotify Playlist Step 3 – Self-Report with PMI: Use PMI's CCRS platform to self-report your earned PDUs ➡️ Report at PMI Need More Help? Visit our detailed instructions and FAQ at Earn 60 Free PDUs on Spotify..

Investec Focus Radio
Macro Monday Ep 83: Mixed signals in the US

Investec Focus Radio

Play Episode Listen Later Aug 11, 2025 6:24


Mixed signals persist for the US economy and its corporates. While there was a notable rebound in the composite PMI in July, there were contrasting outcomes across the different series, and bankruptcies are at five-year highs. Wall Street earnings have been strong, but share buybacks and insider buying also give a mixed message says Chris Holdsworth, Chief Investment Strategist, Investec Wealth & Investment International. Investec Focus Radio SA

5 Minutes Podcast with Ricardo Vargas
Project Delivered, Relevance Lost: When Reality Outpaces Your Scope

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Aug 9, 2025 3:35


In this episode, Ricardo explores the paradox of projects that were executed with excellence — on time, on budget, and within the original scope — but ultimately fail to deliver real value because the world changed during execution. The pandemic, accelerated digital transformation, new regulations, or even political and social shifts can make what was promised at the start of the project no longer relevant at the time of delivery. Listen to the podcast to learn more.

5 Minutes Podcast com Ricardo Vargas
Projeto Entregue, Impacto Perdido: Quando a Realidade Supera o Escopo

5 Minutes Podcast com Ricardo Vargas

Play Episode Listen Later Aug 9, 2025 3:39


Neste episódio, Ricardo explora o paradoxo de projetos que foram executados com excelência — dentro do prazo, do orçamento e do escopo original — mas que, no final, não entregam valor real porque o mundo mudou durante a execução. A pandemia, a transformação digital acelerada, novas regulamentações ou até mudanças políticas e sociais podem fazer com que o que foi prometido no início do projeto já não faça mais sentido no momento da entrega. Escute o podcast para saber mais.

Supply Chain Now Radio
The Buzz: What to Expect from Manifest 2026

Supply Chain Now Radio

Play Episode Listen Later Aug 8, 2025 51:51 Transcription Available


In today's episode of Supply Chain Now, we discuss evolving dynamics within the supply chain job market, particularly in light of recent tariff implications and the pressing need for skilled professionals. Welcome to The Buzz!Hosts Scott Luton and Kim Reuter also welcome special guest Katie Date, SVP of Industry Relations & Strategic Initiatives at Manifest, to discuss the upcoming Manifest 2026 conference and all the top news and recent developments in supply chain and logistics, including: The evolving job market within the supply chain sectorThe health of the manufacturing industryThe increasing integration of artificial intelligence in operational processesHow businesses are adapting to tariffs and market fluctuations, with insights drawn from a recent survey that highlights the creation of new job roles in response to these changesThe importance of sharing knowledge and best practicesJoin us for invaluable insights and actionable strategies to navigate the current and future landscape of supply chain leadership.Additional Links & Resources:With That Said: https://bit.ly/45yieR9 EasyPost Guide: Why Peak 2025 Is Not Business as Usual: https://bit.ly/4m5Q85QSurvey shows tariffs impacting U.S. job market: https://bit.ly/4fjJXIN‘We're going to have to live with tariffs': PMI: https://bit.ly/45nSjupLogistics Marketplace: https://bit.ly/3GVy7YD5 questions I frequently get asked about automating operations with AI: https://bit.ly/4m17MrmManifest 2026: ManifestVegas.com/SupplyChainNow Connect with Katie: https://www.linkedin.com/in/katie-date-89573215/Learn more about Supply Chain Now: https://supplychainnow.comWatch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-nowSubscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/joinWork with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkWEBINAR- Real Stories: How an Australian Powerhouse Unlocked Millions in Capex Using Advanced Supply Chain Planning: https://bit.ly/3TsxBUFWEBINAR- From Framework to Action: Decision Automation in the Agentic Supply Chain: https://bit.ly/4nKlkJ6WEBINAR- From Legacy to Leading Edge, Morgan Foods' Supply Chain Journey: https://bit.ly/3IcDDGkWEBINAR- Tomorrow's Factory is Already Here: https://bit.ly/45QMGqoWEBINAR- Mastering Data in the AI Explosion Age - Managing the Fuel That

Private Equity Podcast: Karma School of Business
Private Equity's Resilience and Q2 2025 Economic Trends

Private Equity Podcast: Karma School of Business

Play Episode Listen Later Aug 6, 2025 22:15


The second quarter of 2025 showcased one of the most compelling periods for private equity, revealing how firms responded to disruption through strategic action and decisive adaptation.   Join BluWave Founder and CEO Sean Mooney as he unpacks the insights from BluWave's Q2 Private Equity Insights Report, including data showing rolling recovery trends, reshoring efforts in manufacturing, and technology investments.   This episode dives into the unique frameworks private equity applies to thrive amid uncertainty, setting the stage for long-term growth. Confidently engage with insights that matter to your business.   Episode Highlights 1:21 – Navigating stop-and-go economic disruptions: Key Q2 observations 5:45 – How private equity firms utilize OODA loops for decision-making 12:30 – April 2nd tariffs: A black swan reshaping manufacturing and trade 18:20 – Technology investments surge: AI and data projects skyrocket 27:05 – Resilience returns: PMI and consumer sentiment rebound in June 34:50 – The deal economy ramps up for mid- and long-term growth cycles 41:30 – Why private equity firms remain focused on growth investments   For more on BluWave, visit: https://www.bluwave.net/ To request the full Q2 2025 Insights Report, visit: https://www.bluwave.net/insights-report/

Selling Greenville
284: How to Assume a Low-Rate FHA Mortgage in 2025: Chris's Real Estate Success Story

Selling Greenville

Play Episode Listen Later Aug 6, 2025 56:46


In this special episode of the Selling Greenville podcast, host Stan sits down with Chris, a recent homebuyer who assumed a sub-3% FHA mortgage in one of the most challenging housing markets we've seen in decades. They break down the pros, pitfalls, and process of mortgage assumption—how Chris scored a 25-year loan with significant equity, navigated a complex servicer system, and beat the rent-vs-own equation in 2025. From FHA and VA loans to PMI realities and how amortization schedules work in your favor, this episode is a must-listen for first-time homebuyers, investors, and anyone frustrated with today's 7% interest rates. Stan also shares his firsthand experience guiding clients through creative deals like this and what you need to know before starting your own mortgage assumption journey. Connect with Chris for investor networking or assumption insights at urbanfabricproperties@gmail.com / 864-501-3959 Like, rate, and subscribe for more expert-level real estate content from Greenville, SC, and beyond. As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com

The Dividend Cafe
Tuesday - August 5, 2025

The Dividend Cafe

Play Episode Listen Later Aug 5, 2025 8:50


Economic and Market Analysis - August 5th In this episode of Dividend Cafe, Brian Szytel provides a comprehensive analysis of the market and economic conditions as of August 5th. He discusses the marginal declines in the Dow, S&P, and Nasdaq, and a noteworthy shift from growth to value stocks. Sitel delves into the ISM Services index slightly missing expectations for July and touches upon PMI numbers. He explains the correlation between current Fed policies, interest rates, and foreign investment. The episode also highlights earnings season progress, with revenue and earnings growth showing positive year-over-year trends. A significant focus is placed on market valuations, the role of artificial intelligence investments, and the overall economic outlook. Finally, Brian answers a viewer question regarding interest rates and Fed policy. 00:00 Introduction and Market Overview 00:28 Economic News and Indicators 02:22 Interest Rates and Fed Policy 04:29 Earnings Season Insights 05:33 Market Valuations and Future Outlook 06:49 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

每天五分钟,基金定投聊通透
高股息和科技成长,两手抓两手都要硬

每天五分钟,基金定投聊通透

Play Episode Listen Later Aug 5, 2025 4:49


七月份的制造业PMI数据下降至49.3,显示出经济复苏的压力,而非制造业指数略微回升至50.1,仍维持在荣枯线以上。在反内卷的预期下,煤炭和钢铁等大宗商品价格迅速攀升,成为制造业数据中少数上升的因素。尽管高技术制造业PMI保持在50.3,显示出强劲的市场需求和政策支持,但整体经济仍面临挑战。随着债券投资收益的增值税恢复,红利类股票越来越受到机构青睐,形成了新的投资策略。00:02:02:增值税征收会影响债券投资收益,对高股息股票表现有利。00:04:03:权益市场投资策略:拥抱高股息红利类资产,同时布局高波动、高成长的科技方向

5 Minutes Podcast with Ricardo Vargas
General-Purpose AI in the Spotlight: What the EU AI Act Means for Your Projects

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Aug 3, 2025 5:11


In this episode, Ricardo discusses the impact of the AI Act, the European regulation on artificial intelligence (General-Purpose AI models). The law, passed in 2024 and fully in force in 2026, began imposing strict rules on general-purpose AI models such as GPT, Claude, and Gemini on August 2, 2025. Projects using these AIs, even for simple integration, must also follow ethical, privacy, and transparency requirements. This changes the role of the project manager, who now needs to ensure legal compliance. Despite criticism that the law limits innovation, Ricardo emphasizes that it signals technological maturity. For him, adapting is essential to avoid risks and add value to projects. Listen to the podcast to learn more! https://rvarg.as/euactslide https://rvarg.as/euact

5 Minutes Podcast com Ricardo Vargas
AI de Propósito Geral no Foco: O que o EU AI Act Significa para Nossos Projetos

5 Minutes Podcast com Ricardo Vargas

Play Episode Listen Later Aug 3, 2025 6:08


Neste episódio, Ricardo comenta o impacto da AI Act, regulamentação europeia da inteligência artificial (General‑Purpose AI models). A lei, aprovada em 2024 e em vigor plena em 2026, começou a impor, desde 2/08/25, regras rígidas aos modelos de IA de uso geral, como GPT, Claude e Gemini. Os projetos que usam essas IAs, mesmo como integração simples, também devem seguir exigências sobre ética, privacidade e transparência. Isso muda o papel do gerente de projetos, que agora precisa garantir conformidade legal. Apesar das críticas de que a lei limita a inovação, Ricardo destaca que ela sinaliza maturidade tecnológica. Para ele, adaptar-se é essencial para evitar riscos e agregar valor aos projetos. Escute o podcast para saber mais! https://rvarg.as/euactslide https://rvarg.as/euact

NerdWallet's MoneyFix Podcast
Does Medical Debt Impact Your Credit Score? And How Much Do You Really Need To Save for a Home

NerdWallet's MoneyFix Podcast

Play Episode Listen Later Jul 31, 2025 36:42


How to protect your credit from medical debt and choose the right way to save for a home down payment. How does medical debt affect your credit score? What accounts can you use to save for a house down payment? Hosts Sean Pyles and Elizabeth Ayoola discuss the recent reversal of a Consumer Financial Protection Bureau rule that would have removed medical debt under $500 from credit reports and explore the consequences for consumers. Joined by senior news writer Anna Helhoski and guest Rohit Chopra, former director of the Consumer Financial Protection Bureau, they explain why the rule was proposed, what the legal ruling means for borrowers, and what consumers can do to protect themselves. They share insights on why the CFPB is vital to maintaining financial fairness and what the agency's dormancy could mean for future protections. Then, housing Nerd Kate Wood joins Sean and Elizabeth to discuss how to save for a home in today's high-cost, high-interest-rate housing market. They dig into what emergency fund you should consider having before buying a house, how to choose between high-yield savings accounts and CDs, and why the 20% down payment myth could be holding you back. The conversation also covers how much you really should save (spoiler: it's more than just your down payment), why closing costs are often misunderstood, and how first-time buyers can explore down payment assistance programs that offer real help. NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: medical debt and credit scores, saving for a down payment, CFPB medical debt rule, how to save for a house, down payment assistance programs, how medical debt affects credit, CFPB rule overturned, home buying costs, closing costs calculator, how much to save for a house, best high yield savings accounts, down payment myths, private mortgage insurance explained, how much to put down on a house, 20% down payment myth, CD ladder strategy, high yield CD rates, CD vs savings account, home equity from appreciation, real estate agent commission changes, home maintenance budgeting, how to avoid PMI, how to get rid of PMI, what is PMI, CFPB complaint database, checking credit reports, how to prequalify for a mortgage, how to calculate closing costs, state housing authority grants, and first-time homebuyer programs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Project Management Podcast
Episode 533: Your PMP Covers Scope. My PBP Covers Business. (Free)

The Project Management Podcast

Play Episode Listen Later Jul 29, 2025


Play video episode | Play audio-only episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary Many project managers are trained to manage scope, schedule, and cost. But what happens when the project itself is the business? In this solo episode, Cornelius Fichtner introduces the Project Business Professional (PBP) certification and explains why it fills a major gap in traditional project management education. Drawing on his own recent experience earning the PBP credential, Cornelius walks through what makes project business fundamentally different from internal project delivery and why nearly half of all project managers are already operating in this external, client-facing space—whether they realize it or not.

Dom and Jeremy
PMI 7-28-25

Dom and Jeremy

Play Episode Listen Later Jul 28, 2025 16:11


We have an uplifting tale to share from Jeremy, a rather unfortunate account from Katy, and something intriguing from Josh for today's PMI!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

5 Minutes Podcast with Ricardo Vargas
Cut the Talk, Keep the Impact: 5 Tips for Better Meetings in the times of AI

5 Minutes Podcast with Ricardo Vargas

Play Episode Listen Later Jul 27, 2025 5:59


In this episode, Ricardo shares five tips to optimize meetings. First, keep them short and focused—long calls often waste time. Second, ask if a meeting is truly necessary; many decisions can be handled via Slack or email. Third, when a meeting is needed, send a clear agenda and define objectives in advance. Fourth, use AI tools to record and summarize meetings so participants can focus on the discussion. Tools like Claude help create action-based summaries. Fifth, assign a facilitator to keep the meeting on track and ensure outcomes turn into actions. Finally, gather team feedback to improve future meetings. Effective meetings can truly accelerate project success. Listen to the podcast to learn more!

The Pomp Podcast
#1579 Jordi Visser | Why Bitcoin Will EXPLODE During The AI Era

The Pomp Podcast

Play Episode Listen Later Jul 26, 2025 50:55


Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we discuss what is going on with bitcoin, Fed independence, interest rate expectations, Azoria lawsuit against the Fed, PMI, and everything that has happened in the last week. ==========================Markets are at all-time highs. Public equities are outperforming. And individual investors are driving it all. It's officially the rise of the retail investor. On September 12th in NYC, I'm hosting the Independent Investor Summit — a one-day event built exclusively for self-directed investors. We're bringing together some of the smartest public market investors I know for a full day of macro insights, market predictions, one-on-one fireside chats, and actionable investment ideas from each investor. This is going to be an absolute banger event. Join us if you like markets and think retail is two steps ahead of Wall Street.TICKETS: https://www.independentinvestor.co/ (use promo code POMPYT25)=======================This episode is brought to you by Figure (https://figuremarkets.com/mobile/refer/CCI3O02A), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin or Ethereum with 12-month terms and no prepayment penalties. Access interest rates starting at 9.9%, the lowest fixed interest rate in the industry at 50% LTVs all with decentralized custody which allows you to see a segregated, personal Bitcoin wallet with your Bitcoin in it on chain. Unlock your crypto's potential today. Download their app (https://figuremarkets.com/mobile/refer/CCI3O02A) and take out your Bitcoin backed loan (https://figuremarkets.com/mobile/refer/CCI3O02A) at industry low rates! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information.=======================Bitwise is one of the largest and fastest-growing crypto asset managers. As of December 31, 2021, the company managed over $1.3 billion across an expanding suite of investment solutions, which include the world's largest crypto index fund and other innovative products spanning Bitcoin, Ethereum, DeFi, and crypto equities. Whether you're an individual, advisor, or institution, Bitwise provides intelligent access to crypto with your unique circumstances in mind. Visit www.bitwiseinvestments.com to learn more. Certain of the Bitwise investment products may be subject to the extreme risks associated with investing in crypto assets. Visit www.bitwiseinvestments.com/disclosures/ to learn more.========================Invest as you spend with the Gemini Credit Card® (https://www.gemini.com/pomp). Sign up today and get approved by 6/30/25 to earn a $200 Bitcoin bonus. Terms apply (http://gemini.com/legal/credit-card-intro-promo-terms). The Gemini Credit Card is issued by WebBank. See rates & fees (https://www.gemini.com/legal/cardholder-agreement) for more details. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is sponsored by Gemini, but my opinions are my own.=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dreamstartupjob.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enroll in my Crypto Academy: https://www.thecryptoacademy.io/

The Dividend Cafe
Thursday - July 24, 2025

The Dividend Cafe

Play Episode Listen Later Jul 24, 2025 9:22


Market Insights: July 24th Edition In this episode of Dividend Cafe, Brian Szytel reports from New York to West Palm Beach, Florida on a mixed day in the financial markets. The DOW was down, while the NASDAQ saw slight gains. The key discussion points include the volatility index hitting low levels akin to pre-February 2020 peaks, signaling a bullish sentiment. Positive trade rhetoric, declining interest rates, and strong US economic resilience are painted as reasons for the market's favorable outlook. Additionally, the episode dives into the Japanese and European market disparities linked to demographic and economic factors. The municipal bond market is analyzed with insights provided on its recent performance and future potential. The episode concludes with updates on economic indicators such as the flash PMI and initial jobless claims, highlighting improvements and ongoing challenges in various sectors. 00:00 Introduction and Market Overview 00:14 Equity Market Performance 00:40 Volatility and Market Sentiment 01:38 International Market Insights 03:08 Municipal Bond Market Analysis 07:05 Economic Indicators and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

FactSet Evening Market Recap
Evening Market Recap - Thursday, 24-Jul

FactSet Evening Market Recap

Play Episode Listen Later Jul 24, 2025 5:20


US Equities ended the day mixed following a fairly uneventful Thursday trading. The big focus was on earnings today, with the market seeing mixed reactions to the first round of results out of the Magnificent 7 space. On the macro front, the July Flash US composite PMI topped consensus estimates, with the releasing noting a strengthening service economy but deteriorating manufacturing.

The Dividend Cafe
Monday - July 21, 2025

The Dividend Cafe

Play Episode Listen Later Jul 21, 2025 11:33


Today's Post - https://bahnsen.co/414n2Lt Market Overview and Economic Insights: Dividend Cafe In this episode of Dividend Cafe, Brian Szytel stands in for David to provide a comprehensive update on market activities and economic indicators. Despite a quiet day, the Dow closed down 19 points, contrasting with record closes for the S&P and Nasdaq. Interest rates saw a decrease, influenced partly by political events in Japan. Earnings are generally positive with a 5.6% EPS growth, and 83% of reporting S&P 500 companies beating earnings estimates. Economic activity remains resilient with balanced labor markets and upcoming economic reports on jobless claims, PMI data, new home sales, and durable goods orders. Key political and economic developments in Japan, housing market dynamics, and potential Federal Reserve actions are also discussed. Lastly, insights on oil, energy, and the impact of tariffs on inflationary measures are shared. Brian encourages audience engagement through questions and looks forward to upcoming episodes. 00:00 Introduction and Market Overview 00:17 Market Performance and Earnings 00:41 Economic Indicators and Interest Rates 02:19 Sector Analysis and Valuations 03:37 Economic Calendar and Labor Market 04:15 Global Political Events and Currency Movements 06:00 Housing Market Insights 06:40 Federal Reserve and Interest Rate Speculations 07:37 Oil and Energy Sector Update 08:07 Inflation and Tariff Impacts 09:10 Conclusion and Viewer Engagement Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

The CyberWire
UK calls out Russia's playbook.

The CyberWire

Play Episode Listen Later Jul 18, 2025 29:53


The UK sanctions Russian military intelligence officers tied to GRU cyber units. An AI-powered malware called LameHug targets Windows systems. Google files a lawsuit against the operators of the Badbox 2.0 botnet. A pair of healthcare data breaches impact over 3 million individuals. Researchers report a phishing attack that bypasses FIDO authentication by exploiting QR codes. A critical flaw in Nvidia's Container Toolkit threatens managed AI cloud services. A secure messaging app is found exposing sensitive data due to outdated configurations. Meta investors settle their $8 billion lawsuit. Our guest is Will Markow, CEO of FourOne Insights and N2K CyberWire Senior Workforce Analyst, with a data-driven look at how AI is affecting jobs. Belgian police provide timely cyber tips, baked right in. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we have Will Markow, CEO of FourOne Insights and N2K CyberWire Senior Workforce Analyst, discussing how AI is affecting jobs. Got cybersecurity, IT, or project management certification goals? For the past 25 years, N2K's practice tests have helped more than half a million professionals reach certification success. Grow your career and reach your goals faster with N2K's full exam prep of practice tests, labs, and training courses for Microsoft, CompTIA, PMI, Amazon, and more at n2k.com/certify. Selected Reading Breaking: UK sanctions Russian cyber spies accused of facilitating murders (The Record) Russia Linked to New Malware Targeting Email Accounts for Espionage (Infosecurity Magazine) New “LameHug” Malware Deploys AI-Generated Commands (Infosecurity Magazine) Google Sues Operators of 10-Million-Device Badbox 2.0 Botnet (SecurityWeek) 1.4 Million Affected by Data Breach at Virginia Radiology Practice  (SecurityWeek) Anne Arundel Dermatology Data Breach Impacts 1.9 Million People (SecurityWeek) Phishing attack abuses QR codes to bypass FIDO keys  (SC Media) Critical Nvidia Toolkit Flaw Exposes AI Cloud Services to Hacking (SecurityWeek) New TeleMessage SGNL Flaw Is Actively Being Exploited by Attackers (Hackread) Meta investors, Zuckerberg settle $8 billion privacy lawsuit tied to Cambridge Analytica scandal (The Record) Loaf and order: Belgian police launch bread-based cybersecurity campaign (Graham Cluley) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices