Podcasts about PMI

Christian Hassold, Senior Vice President of Corporate Development and Strategic Partnerships at Wpromote x Giant Spoon Christian has been on both sides of M&A as a serial founder and corporate development leader. In this episode, Christian shares his hard-earned lessons about culture as the ultimate deal-breaker in M&A. He breaks down the subtle red flags that founders miss when evaluating acquisition targets, explains why he interviews employees before talking to investors, and shares the fascinating story of acquiring a competitor that was shutting down—where culture assessment made all the difference. Christian also introduces his 5-pillar lean M&A framework and explains why "commit to close" doesn't mean ignoring red flags, but rather cataloging them until you have enough evidence that culture fit is fundamentally broken.   Things You'll Learn Why interviewing employees before investors reveals the real culture story—and the specific red flags that signal a deal should stop  How to distinguish between fixable cultural friction and fundamental misalignment that will crater post-merger integration The "commit to close" philosophy that balances conviction with cataloging red flags—knowing when three strikes means you walk away _____________ Buyer-Led M&A™: The Framework is Now Available Traditional M&A is broken. Buyers chase auctions. Sellers control the process. It's reactive, inefficient, and exhausting. After 300+ episodes of M&A Science, I've taken insights from the world's top corp dev leaders and distilled them into a practical framework for taking control of your M&A pipeline—how to source deals directly, build relationships earlier, and stop being auction-chasers. If you'd like to build a proactive M&A program that founders actually want to engage with, you can grab your copy. https://dealroom.net/resources/ebooks/buyer-led-m-a-tm-the-framework  _____________ This episode is sponsored by DealRoom! Turn your chaos into control. Tired of chasing updates across spreadsheets and email threads? Discover how DealRoom helps corporate development teams bring order to M&A. 

Jeremy, Katy, and Josh are here with some PMI, bringing you a positive story, a downside, and a little something intriguing to wrap up your day!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Play video episode Half the month is gone, but there's still time! Grab your forever 30% discount on The PM Podcast Premium and pay just $4.19/month or $42/year. Enjoy in-depth transcripts for better understanding and early access to new episodes, keeping you ahead of the curve. Get Monthly at $4.19 Get Annual at $42

Josh shares his thoughts on the vision board he created recently, and then we transition to PMI, where Katy brings us a positive story, Josh shares a negative one, and Jeremy offers something a bit intriguing.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Are you a physician thinking about buying a home but tired of the usual “30% of your income” rule? In this episode, we explore how to figure out how much house you can really afford as a doctor, without relying on arbitrary percentages or just what a lender says you can borrow.We talk about the smarter way to approach physician home buying, including:·         How to calculate the total cost of homeownership, factoring in property taxes, homeowners insurance, and maintenance and not just your mortgage payment.·         Why using a reverse budget helps you align your housing budget with your savings, investments, and long-term financial goals.·         How physician mortgage programs can allow no down payment and no PMI, and what that means for your overall financial plan. With a step-by-step example, we break down the numbers in a way that's easy to understand, showing how to make a financially smart home purchase that supports your lifestyle instead of constraining it.Whether you're buying your first home as a doctor or upgrading to your next home, this episode gives practical strategies to make a confident, informed decision.  Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...

In every project, success isn't just about timelines and deliverables—it's about people, power, and the way we navigate both. Today, we'll explore how the right negotiation strategies can transform challenges into opportunities and pave the way for lasting impact.    In this episode, Cindy Watson sits down with the dynamic and trailblazing Dawn Mahan to explore the art of Negotiating People, Power, and Project Success. Dawn is an international speaker and PMI-certified leader with extensive global experience. She is the sole inventor of ProjectFlo®, an innovative tool that's transforming the way projects are managed, and she was recognized as Professional of the Year in Consulting and Project Management by Strathmore Who's Who Worldwide. Beyond her professional achievements, Dawn brings her passion for service to life—whether building houses in Cambodia with Habitat for Humanity or serving on the Philadelphia Leadership Board of the American Lung Association. Join us as Cindy and Dawn unpack how to navigate the complexities of people and power dynamics to drive lasting success in projects and beyond.   In this episode, you will learn:   How does using animal avatars makes us understand how humans operate and negotiate through  project land? How does your actual approach to project management differ from some of those traditional methods? How can clarifying roles or responsibilities can transform the outcome. What are some of the common pitfalls that teams face in project management and how can we negotiate around them before they derail success? What tactic strategies are found to be most effective in rallying support especially especially in high stress environments. How can professionals ensure that every team member understands and embraces their project role? Why narrative is so powerful in project management and in negotiation. What is the biggest misconception about project management?  And many more!   Learn more about Dawn: Website: https://www.pmotraining.com/   Connect with her on LinkedIn: https://www.linkedin.com/showcase/projectguruacademy/                                                  https://www.linkedin.com/in/dawnmahan/   Instagram: https://www.instagram.com/dawnjmahan/ Facebook: https://www.facebook.com/PMOtiger/ X: https://x.com/pmotiger Get a FREE sample of Dawn's #1 Bestselling Book, Meet the Players in Projectland, here:  https://www.projectgurupress.com/sample If you're looking to up-level your negotiation skills, I have everything from online to group to my signature one-on-one mastermind & VIP experiences available to help you better leverage your innate power to get more of what you want and deserve in life. Check out our website at www.artofFeminineNegotiation.com if that sounds interesting to you. Get Cindy's book here:   Amazon   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1   EBook   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1   Barnes and Noble   https://www.barnesandnoble.com/w/the-art-of-feminine-negotiation-cindy-watson/1141499614?ean=9781631959776 CONNECT WITH CINDY: Website: www.womenonpurpose.ca Facebook:  https://www.facebook.com/womenonpurposecommunity/ Instagram: https://www.instagram.com/womenonpurposecoaching/ LinkedIn: linkedin.com/in/thecindywatson Show: https://www.womenonpurpose.ca/media/podcast-2/ (X) Twitter:  https://twitter.com/womenonpurpose1 YouTube:https://www.youtube.com/@hersuasion Email:cindy@womenonpurpose.ca

In this episode, Ricardo reflects on his participation at CES 2026 through the lens of project management, highlighting a structural shift rather than new gadgets. Using LEGO's smart bricks as an analogy, he explains how projects today extend, not replace, traditional foundations by integrating data, AI, and digital capabilities. He highlights Project AVA, a holographic AI advisor, as an example of projects becoming complex ecosystems where hardware, software, data, governance, ethics, and security must work in harmony. From AI-powered consumer products to robotaxis like Zoox, projects now continue beyond delivery into ongoing operation. Ricardo concludes that project managers are evolving into value orchestrators who connect technological possibilities with meaningful, responsible value for organizations and society. Listen to the podcast to learn more!

Today's PMI was quite the adventure. Katy shares an unbelievable tale about a bear, while Josh discusses a particular style that's making a comeback. Meanwhile, Jeremy reveals some of the items the TSA has confiscated throughout the year.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Neste episódio, Ricardo compartilha os principais aprendizados da sua participação na CES 2026, destacando que o mundo entrou definitivamente na era da Physical AI, a combinação entre inteligência artificial e o meio físico. Ele usa o exemplo do smart brick da LEGO para mostrar que nenhuma empresa está imune à tecnologia e que projetos de transformação digital passaram a ser uma questão de sobrevivência estratégica. Outro destaque é o Projeto AVA, um holograma com IA e presença física, que transforma projetos em sistemas vivos, exigindo integração de hardware, software, experiência do usuário, ética e governança. A CES também evidenciou a presença da IA em produtos cotidianos, robôs e robótaxis como o Zoox. Ricardo conclui que o gerente de projetos evolui de executor para orquestrador de valor, conectando tecnologia, estratégia e sociedade. Escute o podcast para aprender mais!

The mortgage market got a jolt this week as President Trump announced plans to direct Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities. Brian and David discuss what this means for borrowers and why the impact might play out differently across various real estate markets—potentially sparking bidding wars in competitive areas like Milwaukee while improving affordability in softer markets.The team reveals Milwaukee's 2025 housing numbers: sales up 1.7%, median prices climbing 6.1% to $355,000, and realtor.com projecting another 7% increase in 2026. Despite slightly more inventory, southeastern Wisconsin remains a hot seller's market with strong buyer competition expected to continue.David shares two compelling stories from the lending trenches: rescuing a client from a nosy credit union underwriter who questioned a legitimate price reduction, and coaching a million-dollar homebuyer on what really matters beyond just mortgage approval. His insight? For qualified buyers in competitive markets, the artistry of winning the house often matters more than simply getting the loan.Plus, why that weak pre-approval letter might cost you the house, the importance of teamwork between lender and buyer's agent, and how rising home values are creating refinance opportunities to eliminate PMI.​​​​​​​​​​​​​​​​

We enjoy making our Fridays enjoyable with a bit of PMI! Katy shares an uplifting tale about a boy and the Colorado Avalanche, while Josh presents a poignant story regarding January birthdays, and Jeremy wraps it all up with an intriguing narrative!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Stephen Grootes speaks to Wynand Beukes, WeBuyCars Deputy CEO on the termination of the relationship between WeBuyCars and Dekra Automotive. They also discuss the ongoing concern around transparency within WeBuyCars. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Launching a career in project management can spark a flame. But how do you get that first job and keep the early fire burning? We talk about starter career goals, PMI certifications, mentorship and more with Albert Cayuela, CAPM, PMP, a technical project manager at Banco Sabadell in Madrid, and Krista McCalley, CAPM, PMP, a project coordinator at Insight Global in Des Moines, Iowa in the United States. Key themes01:04 How did you start your project management career? 02:55 Pursuing the CAPM certification and crafting a career plan 09:08 Overcoming imposter syndrome and leaning on mentors early in your career 14:55 Solidifying knowledge, developing skills and boosting confidence with PMI certifications17:57 Advice for project professionals starting their project careers

07 Jan 2026. What could 2026 bring for local IPOs? Market watcher Sameer Lakhani joins us with his outlook on listings, valuations and investor appetite.Plus, the UAE lowers the legal age of adulthood to 18, what does that mean financially for teenagers? We get a legal perspective. And with fresh PMI data out this week, Daniel Richards explains what the numbers really tell us about economic momentum. Finally, President Trump says US oil companies could be pumping Venezuelan crude within 18 months - is that realistic, and would it move prices? We ask Rystad Energy’s chief economist.See omnystudio.com/listener for privacy information.

In this episode of Dividend Cafe, Brian Szytel provides a brief market update for January 6th, discussing recent market gains driven by anticipated tax cuts and not political events like the situation in Venezuela. He talks about Venezuela's reduced oil production and its impact on energy markets, as well as stock rotations from growth to value sectors. The economic update includes the S&P services PMI, which remains in expansionary territory. He also addresses a viewer question about gold's performance and future outlook, highlighting the complexities and factors influencing gold prices, with a specific focus on The Bahnsen Group's investment approach. 00:00 Welcome to Dividend Cafe 00:28 Market Update and Tax Cuts 01:09 Impact of Venezuela on Energy Markets 02:15 Stock Market Movements and Economic Indicators 03:05 Market Predictions and Earnings 04:18 Gold Market Analysis 05:58 Conclusion and Viewer Questions Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

⬜ Welcome to Palvatar Market Recap, your go-to daily briefing on the latest market movements, global macro shifts, and crypto trends—powered by Raoul Pal's AI avatar, Palvatar. ⬜ In today's update, Palvatar covers a calm start for global equities following a strong US rally that pushed the Dow to fresh highs, while weak ISM manufacturing data kept pressure on the dollar ahead of the jobs report. European stocks extended gains, supported by resilient PMI data. Commodities rallied, with copper hitting records, and crypto stayed strong as Bitcoin ETFs attracted major inflows amid rising competition.

In the first episode of 2026, Ricardo warns about the biggest mistake that ruins projects early in the year: saying yes to everything. January brings optimism, pressure for fast results, and a belief that everything is possible, leading to overloaded portfolios and teams working far beyond capacity. Projects are planned under unrealistic assumptions, confusing hope with real capacity. Failures don't happen at the end of the year, but at the beginning, when wrong choices are made. Strong projects start with focus, tough decisions, and renunciation. The key question is not what to start, but what not to do. Saying no early is less painful than canceling projects later. Projects fail not due to a lack of ideas, but an excess of promises. Listen to the podcast to learn more!

06 Jan 2025. The UAE’s new sugar-based tax is now live. Will it push up prices on fizzy drinks and sweetened products? We ask Spinneys whether shoppers will feel it at the till. Plus, BYD is now the world’s biggest EV company, we speak to Al-Futtaim about demand in the UAE. And UAE banks are switching off OTPs for online purchases. What does that mean for security and customers? We break it down with Abu Dhabi Islamic Bank.See omnystudio.com/listener for privacy information.

No primeiro episódio de 2026, Ricardo alerta para o maior erro que arruína projetos no início do ano: dizer sim a tudo. Janeiro traz otimismo, pressão por resultados rápidos e a crença de que tudo é possível, levando a portfólios sobrecarregados e equipes trabalhando muito além da capacidade. Os projetos são planejados sob premissas irreais, confundindo esperança com capacidade real. Os fracassos não acontecem no final do ano, mas no início, quando escolhas erradas são feitas. Projetos sólidos começam com foco, decisões difíceis e renúncia. A questão fundamental não é o que começar, mas o que não fazer. Dizer não no início é menos doloroso do que cancelar projetos mais tarde. Os projetos fracassam não por falta de ideias, mas por excesso de promessas. Escute o podcast para aprender mais!

US President Trump is scheduled to deliver remarks at a GOP member retreat at 10:00EST/15:00GMT on Tuesday and will participate in a meeting at 14.30EST/19:30GMT on Tuesday.China Commerce Ministry imposes export controls on dual-use items to Japan, effective immediately.European bourses are mostly firmer; US equity futures are mixed, with the RTY under slight pressure.Mostly uneventful trade across G10s but EUR subdued post-PMI & German State CPI.Bonds initially pressured before EGBs benefitting from German State CPIs ahead of the 13:00GMT mainland print.Crude initially lower but now a touch in the green; XAU extends on Monday's gains as Copper reaches another ATH.Looking ahead, German CPI (Dec), US S&P PMI Final (Dec), Speakers including Fed's Barkin, US President Trump, Fed Discount Rate Minutes.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

We have returned and are more impressive than ever! Today, we launch PMI with an uplifting tale of recovered rings, a concerning story about objects lodged in individuals, and we conclude with the announcement of the word of the year!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Play video episode This January only, secure a forever 30% discount on The PM Podcast Premium—just $4.19/month or $42/year. Gain unlimited access to over 500 episodes and effortlessly earn PDUs for your PMP recertification. Elevate your project leadership and kick off 2026 with confidence. Get Monthly at $4.19 Get Annual at $42

The latest PMI manufacturing print shows "slowing demand" in an overall "mixed" report, says Kevin Green. He takes investors though the economic data and explains how it applies to the stock market. As for commodity movers, KG highlight the silver and gold trade and talks about how short-term consolidation signals another push higher. He taps into the crude oil trade as futures continue to show pricing weakness. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Premium This is a preview of our premium episode. Full access is available only to premium subscribers. Click here and learn about the Premium Podcast to access this interview and transcript... Play audio-only preview episode | Play on YouTube | Play on Spotify Episode Summary AI is changing how projects operate, but speed and automation also introduce new risks that are easier to miss and harder to challenge. This conversation examines how artificial intelligence accelerates existing project warning signs and creates confidence without evidence. Cornelius Fichtner welcomes Matthew Oleniuk, author of The Seven Red Flags of Failing Projects, to revisit four critical red flags through an AI lens. Together, they discuss how AI-driven reporting, task automation, and decision support can intensify output-focused thinking, hide weak outcomes, and create polished narratives that mask real project health. The discussion emphasizes that AI does not introduce entirely new problems but magnifies behaviors that already exist in project environments, especially overconfidence, automation bias, and reduced human challenge.

In this final episode of 2025, Ricardo proposes a reflection on changes that will profoundly impact projects in 2026. He presents five central insights: the end of projects as isolated islands, which will operate as parts of a continuous value stream; the radical fragmentation of teams, marked by high fluidity between people, partners, and AI agents; the silent transfer of authority, with decisions distributed among boards, algorithms, and teams; the emergence of cognitive risk, caused by flawed mental models and excessive reliance on automated responses; and the silent obsolescence of the traditional project manager. For Ricardo, 2026 will be the year of repositioning, requiring the courage to unlearn, assume new responsibilities, and lead in ambiguous environments, focusing on real impact and conscious choices. Listen to the podcast to learn more!

Neste último episódio de 2025, Ricardo propõe uma reflexão sobre mudanças que impactarão profundamente os projetos em 2026. Ele apresenta cinco insights centrais: o fim dos projetos como ilhas isoladas, que passam a operar como partes de um fluxo contínuo de valor; a fragmentação radical das equipes, marcadas por alta fluidez entre pessoas, parceiros e agentes de IA; a transferência silenciosa de autoridade, com decisões distribuídas entre conselhos, algoritmos e equipes; o surgimento do risco cognitivo, causado por modelos mentais equivocados e confiança excessiva em respostas automatizadas; e a obsolescência silenciosa do gerente de projetos tradicional. Para Ricardo, 2026 será o ano do reposicionamento, exigindo coragem para desaprender, assumir novas responsabilidades e liderar em ambientes ambíguos, com foco em impacto real e escolhas conscientes. Escute o podcast para aprender mais!

Elizabeth turned fear into confidence, buying her first home at 26 in Ohio with smart strategy, a DIY mindset, and just 5% down. When Elizabeth first reached out, she described the homebuying process as "daunting" and didn't want to get screwed. But just a few months later, she and her husband closed on a $164K home in Ohio — fully prepped, budget-savvy, and calm under pressure. In this episode, she walks through every step: from tackling a floor renovation herself to choosing an ARM loan and why she only put 5% down, even with 20% in savings. If you're a first-time buyer wondering whether you're ready — Elizabeth's story proves you probably are. "You're already there. If you're listening to this podcast, you're already on your way to feeling better about all the decisions you have to make." — Elizabeth, first-time homebuyer in Ohio HighlightsHow Elizabeth and her husband bought below budget and under market valueWhy they opted for a 5% down payment instead of 20%, even with the cash on handThe real math on PMI, ARM loans, and what their monthly payments turned out to beRenovating their floors DIY-style and planning projects before moving inWhat she learned about choosing layout, neighborhood, and long-term flexibility Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

BONUS: Breaking Through The Organizational Immune System - Why Software-Native Organizations Are Still Rare With Vasco Duarte In this BONUS episode, we explore the organizational barriers that prevent companies from becoming truly software-native. Despite having proof that agile, iterative approaches work at scale—from Spotify to Amazon to Etsy—most organizations still struggle to adopt these practices. We reveal the root cause behind this resistance and expose four critical barriers that form what we call "The Organizational Immune System." This isn't about resistance to change; it's about embedded structures, incentives, and mental models that actively reject beneficial transformation. The Root Cause: Project Management as an Incompatible Mindset "Project management as a mental model is fundamentally incompatible with software development. And will continue to be, because 'project management' as an art needs to support industries that are not software-native." The fundamental problem isn't about tools or practices—it's about how we think about work itself. Project management operates on assumptions that simply don't hold true for software development. It assumes you can know the scope upfront, plan everything in advance, and execute according to that plan. But software is fundamentally different. A significant portion of the work only becomes visible once you start building. You discover that the "simple" feature requires refactoring three other systems. You learn that users actually need something different than what they asked for. This isn't poor planning—it's the nature of software. Project management treats discovery as failure ("we missed requirements"), while software-native thinking treats discovery as progress ("we learned something critical"). As Vasco points out in his NoEstimates work, what project management calls "scope creep" should really be labeled "value discovery" in software—because we're discovering more value to add. Discovery vs. Execution: Why Software Needs Different Success Metrics "Software hypotheses need to be tested in hours or days, not weeks, and certainly not months. You can't wait until the end of a 12-month project to find out your core assumption was wrong." The timing mismatch between project management and software development creates fundamental problems. Project management optimizes for plan execution with feedback loops that are months or years long, with clear distinctions between teams doing requirements, design, building, and testing. But software needs to probe and validate assumptions in hours or days. Questions like "Will users actually use this feature?" or "Does this architecture handle the load?" can't wait for the end of a 12-month project. When we finally discover our core assumption was wrong, we need to fully replan—not just "change the plan." Software-native organizations optimize for learning speed, while project management optimizes for plan adherence. These are opposing and mutually exclusive definitions of success. The Language Gap: Why Software Needs Its Own Vocabulary "When you force software into project management language, you lose the ability to manage what actually matters. You end up tracking task completion while missing that you're building the wrong thing." The vocabulary we use shapes how we think about problems and solutions. Project management talks about tasks, milestones, percent complete, resource allocation, and critical path. Software needs to talk about user value, technical debt, architectural runway, learning velocity, deployment frequency, and lead time. These aren't just different words—they represent fundamentally different ways of thinking about work. When organizations force software teams to speak in project management terms, they lose the ability to discuss and manage what actually creates value in software development. The Scholarship Crisis: An Industry-Wide Knowledge Gap "Agile software development represents the first worldwide trend in scholarship around software delivery. But most organizational investment still goes into project management scholarship and training." There's extensive scholarship in IT, but almost none about delivery processes until recently. The agile movement represents the first major wave of people studying what actually works for building software, rather than adapting thinking from manufacturing or construction. Yet most organizational investment continues to flow into project management certifications like PMI and Prince2, and traditional MBA programs—all teaching an approach with fundamental problems when applied to software. This creates an industry-wide challenge: when CFOs, executives, and business partners all think in project management terms, they literally cannot understand why software needs to work differently. The mental model mismatch isn't just a team problem—it's affecting everyone in the organization and the broader industry. Budget Cycles: The Project Funding Trap "You commit to a scope at the start, when you know the least about what you need to build. The budget runs out exactly when you're starting to understand what users actually need." Project thinking drives project funding: organizations approve a fixed budget (say $2M over 9 months) to deliver specific features. This seems rational and gives finance predictability, but it's completely misaligned with how software creates value. Teams commit to scope when they know the least about what needs building. The budget expires just when they're starting to understand what users actually need. When the "project" ends, the team disbands, taking all their accumulated knowledge with them. Next year, the cycle starts over with a new project, new team, and zero retained context. Meanwhile, the software itself needs continuous evolution, but the funding structure treats it as a series of temporary initiatives with hard stops. The Alternative: Incremental Funding and Real-Time Signals "Instead of approving $2M for 9 months, approve smaller increments—maybe $200K for 6 weeks. Then decide whether to continue based on what you've learned." Software-native organizations fund teams working on products, not projects. This means incremental funding decisions based on learning rather than upfront commitments. Instead of detailed estimates that pretend to predict the future, they use lightweight signals from the NoEstimates approach to detect problems early: Are we delivering value regularly? Are we learning? Are users responding positively? These signals provide more useful information than any Gantt chart. Portfolio managers shift from being "task police" asking "are you on schedule?" to investment curators asking "are we seeing the value we expected? Should we invest more, pivot, or stop?" This mirrors how venture capital works—and software is inherently more like VC than construction. Amazon exemplifies this approach, giving teams continuous funding as long as they're delivering value and learning, with no arbitrary end date to the investment. The Business/IT Separation: A Structural Disaster "'The business' doesn't understand software—and often doesn't want to. They think in terms of features and deadlines, not capabilities and evolution." Project thinking reinforces organizational separation: "the business" defines requirements, "IT" implements them, and project managers coordinate the handoff. This seems logical with clear specialization and defined responsibilities. But it creates a disaster. The business writes requirements documents without understanding what's technically possible or what users actually need. IT receives them, estimates, and builds—but the requirements are usually wrong. By the time IT delivers, the business need has changed, or the software works but doesn't solve the real problem. Sometimes worst of all, it works exactly as specified but nobody wants it. This isn't a communication problem—it's a structural problem created by project thinking. Product Thinking: Starting with Behavior Change "Instead of 'build a new reporting dashboard,' the goal is 'reduce time finance team spends preparing monthly reports from 40 hours to 4 hours.'" Software-native organizations eliminate the business/IT separation by creating product teams focused on outcomes. Using approaches like Impact Mapping, they start with behavior change instead of features. The goal becomes a measurable change in business behavior or performance, not a list of requirements. Teams measure business outcomes, not task completion—tracking whether finance actually spends less time on reports. If the first version doesn't achieve that outcome, they iterate. The "requirement" isn't sacred; the outcome is. "Business" and "IT" collaborate on goals rather than handing off requirements. They're on the same team, working toward the same measurable outcome with no walls to throw things over. Spotify's squad model popularized this approach, with each squad including product managers, designers, and engineers all focused on the same part of the product, all owning the outcome together. Risk Management Theater: The Appearance of Control "Here's the real risk in software: delivering software that nobody wants, and having to maintain it forever." Project thinking creates elaborate risk management processes—steering committees, gate reviews, sign-offs, extensive documentation, and governance frameworks. These create the appearance of managing risk and make everyone feel professional and in control. But paradoxically, the very practices meant to manage risk end up increasing the risk of catastrophic failure. This mirrors Chesterton's Fence paradox. The real risk in software isn't about following the plan—it's delivering software nobody wants and having to maintain it forever. Every line of code becomes a maintenance burden. If it's not delivering value, you're paying the cost forever or paying additional cost to remove it later. Traditional risk management theater doesn't protect against this at all. Gates and approvals just slow you down without validating whether users will actually use what you're building or whether the software creates business value. Agile as Risk Management: Fast Learning Loops "Software-native organizations don't see 'governance' and 'agility' as a tradeoff. Agility IS governance. Fast learning loops ARE how you manage risk." Software-native organizations recognize that agile and product thinking ARE risk management. The fastest way to reduce risk is delivering quickly—getting software in front of real users in production with real data solving real problems, not in demos or staging environments. Teams validate expected value by measuring whether software achieves intended outcomes. Did finance really reduce their reporting time? Did users actually engage with the feature? When something isn't working, teams change it quickly. When it is working, they double down. Either way, they're managing risk through rapid learning. Eric Ries's Lean Startup methodology isn't just for startups—it's fundamentally a software-native management practice. Build-Measure-Learn isn't a nice-to-have; it's how you avoid the catastrophic risk of building the wrong thing. The Risk Management Contrast: Theater vs. Reality "Which approach actually manages risk? The second one validates assumptions quickly and cheaply. The first one maximizes your exposure to building the wrong thing." The contrast between approaches is stark. Risk management theater involves six months of requirements gathering and design, multiple approval gates that claim to prevent risk but actually accumulate it, comprehensive test plans, and a big-bang launch after 12 months. Teams then discover users don't want it—and now they're maintaining unwanted software forever. The agile risk management approach takes two weeks to build a minimal viable feature, ships to a subset of users, measures actual behavior, learns it's not quite right, iterates in another two weeks, validates value before scaling, and only maintains software that's proven valuable. The second approach validates assumptions quickly and cheaply. The first maximizes exposure to building the wrong thing. The Immune System in Action: How Barriers Reinforce Each Other "When you try to 'implement agile' without addressing these structural barriers, the organization's immune system rejects it. Teams might adopt standups and sprints, but nothing fundamental changes." These barriers work together as an immune system defending the status quo. It starts with the project management mindset—the fundamental belief that software is like construction, that we can plan it all upfront, that "done" is a meaningful state. That mindset creates funding models that allocate budgets to temporary projects instead of continuous products, organizational structures that separate "business" from "IT" and treat software as a cost center, and risk management theater that optimizes for appearing in control rather than actually learning. Each barrier reinforces the others. The funding model makes it hard to keep stable product teams. The business/IT separation makes it hard to validate value quickly. The risk theater slows down learning loops. The whole system resists change—even beneficial change—because each part depends on the others. This is why so many "agile transformations" fail: they treat the symptoms (team practices) without addressing the disease (organizational structures built on project thinking). Breaking Free: Seeing the System Clearly "Once you see the system clearly, you can transform it. You now know the root cause, how it manifests, and what the alternatives look like." Understanding these barriers is empowering. It's not that people are stupid or resistant to change—organizations have structural barriers built on a fundamental mental model mismatch. But once you see the system clearly, transformation becomes possible. You now understand the root cause (project management mindset), how it manifests in your organization (funding models, business/IT separation, risk theater), and what the alternatives look like through real examples from companies successfully operating as software-native organizations. The path forward requires addressing the disease, not just the symptoms—transforming the fundamental structures and mental models that shape how your organization approaches software. Recommended Further Reading Vasco's article on 5 examples of software disasters that show we are in the middle of another software crisis NoEstimates movement: Vasco Duarte's work and book Impact Mapping: Gojko Adzic's framework Lean Startup: Eric Ries, "The Lean Startup" Outcome-based funding model Spotify squad model: Henrik Kniberg's materials Chesterton's fence paradox About Vasco Duarte Vasco Duarte is a thought leader in the Agile space, co-founder of Agile Finland, and host of the Scrum Master Toolbox Podcast, which has over 10 million downloads. Author of NoEstimates: How To Measure Project Progress Without Estimating, Vasco is a sought-after speaker and consultant helping organizations embrace Agile practices to achieve business success. You can link with Vasco Duarte on LinkedIn.

In this Home Buyer Crash Course, I break down what today's Northern Colorado buyers actually need to know before purchasing a home.I cover current market conditions in late 2025, how much buyers can realistically negotiate, inventory levels in Larimer and Weld County, and what's changed over the last several years. I also explain common mortgage mistakes, how to think about market “crash” fears, and why timing the market often backfires.We dive deep into pricing strategy, inspections and due diligence, real estate commissions, and how to structure a deal that protects you long-term — whether you're a first-time buyer or have purchased multiple homes before.Topics include:• How much you can negotiate off list price right now• Inventory levels & days on market in Northern Colorado• Market crash fears vs real historical data• Mortgage pre-approval mistakes to avoid• Down payments, PMI, closing costs, and rate strategies• Inspections, due diligence & hidden risks buyers miss• Real estate commissions — what changed and what didn't• Why “time in the market” matters more than timing the market

一， 上個星期，因為市場對數據中心的債務融資疑慮 持續攪動著人工智慧 (AI) 題材，圍繞甲骨文 的新一波擔憂讓拋售潮進一步加劇。晶片製造商Broadcom股價也跟著重挫，五日累計跌幅甚至超過了19%。 12月19日，瑞銀（UBS）在2026年展望報告中，明確的指出核心挑戰：「人工智慧發展放緩、通膨再次抬頭、債務問題重現，讓市場可能面臨新的挑戰。」連台灣的央行都在12月18日點出3個風險，直言AI熱潮導致科技股股價及集中度過高，一旦市場情緒反轉，股價恐大幅下跌修正，是近期影響金融穩定的重要風險。 南韓大型企業集團SK集團的董事長崔泰源也在12月初的首爾一個論壇上表示，人工智慧(AI)產業並未出現泡沫現象，但AI相關股票因過快上漲，可能面臨修正壓力。我們到底要怎麼看待這波由人工智慧帶領的股市大長多？ 二， 12月5日，美國發佈了新版國家安全戰略，猛批歐洲經濟衰退且面臨文明消亡的嚴峻前景。這些表述引起歐洲領導人的不安，他們對川普展現出的“敵對”態度感到擔憂。 12月19日，歐盟委員會主席馮德萊恩打破沈默，對川普政府的言論作出了回應。馮德萊恩在歐洲議會發表講話稱，歐洲不應該對其他國家的評論感到震驚，不能讓他人的世界觀定義歐洲。 事實上，12月16日，S&P Global公布的歐元區 12 月綜合採購經理人指數 (PMI) 初值由 11 月的 52.8 滑落至 51.9，雖仍高於 50 的榮枯線，但低於分析師原先預期的持平水準。 漢堡商業銀行指出，整體數據轉弱主要歸因於德國工業部門，該產業的下行壓力持續加劇，整體而言，歐元區經濟在邁入新的一年之際，前景仍顯得相當不穩定。我們又應該怎麼解讀歐洲經濟的未來發展？ Powered by Firstory Hosting

In this episode, Ricardo looks back at the year in projects with a mature and deeply reflective perspective, focusing on the lessons learned. He describes an intense year, marked by strong pressure for results, shorter deadlines, and increasingly tight budgets, where good planning ceased to be a differentiator and became a matter of survival. Execution took center stage, and mistakes became more costly. At the same time, artificial intelligence ceased to be a promise and became part of the daily routine of projects, bringing real productivity gains. AI did not replace the project manager; it replaced improvisation. Even so, the biggest challenge remained human: fatigue, overload, burnout, and failures caused by human exhaustion. The dispute between methods lost its meaning; those who knew how to adapt to the context won. Projects became more strategic, guided by value, purpose, and conscious choices for the future. Listen to the podcast to learn more!

Neste episódio, Ricardo faz uma retrospectiva do ano em projetos com um olhar maduro e profundamente reflexivo, focando no aprendizado. Ele descreve um ano intenso, marcado por forte pressão por resultados, prazos mais curtos e orçamentos cada vez mais apertados, em que planejar bem deixou de ser diferencial e passou a ser questão de sobrevivência. A execução ganhou protagonismo e o erro ficou mais caro. Ao mesmo tempo, a inteligência artificial deixou de ser promessa e passou a fazer parte do dia a dia dos projetos, trazendo ganhos reais de produtividade. A IA não substituiu o gerente de projetos, substituiu o improviso. Ainda assim, o maior desafio seguiu sendo humano: cansaço, sobrecarga, burnout e falhas causadas pelo desgaste das pessoas. A disputa entre métodos perdeu sentido; venceu quem soube adaptar ao contexto. Os projetos ficaram mais estratégicos, guiados por valor, propósito e escolhas conscientes para o futuro. Escute o podcast para aprender mais!

Play audio-only episode | Play on YouTube | Play on Spotify Episode Summary Projects rarely fall apart because of tools or templates. They struggle because leaders lack clarity, adaptability, awareness, and strong communication habits. Author and coach Scott Barnard joins Cornelius Fichtner to share a practical leadership framework built on four pillars that help project managers guide their teams through turbulence. Drawing from more than three decades of recovering troubled initiatives, Scott explains how these pillars help teams anticipate disruption, reduce stress, and keep moving toward meaningful outcomes. His experience spans major global programs, complex software projects, and large organizational transformations, all of which reveal a consistent pattern: when leaders strengthen these four pillars, chaos loses its grip and teams deliver more confidently.

Menaka Gopinath is the Chief Marketing Officer at the Project Management Institute (PMI), where she leads global brand, communications, and marketing strategy with a focus on customer-centric growth and storytelling. She has built a distinguished career guiding Fortune 100 brands including The Coca-Cola Company, Apple, Nike, Uber, Procter & Gamble, and Meta, leveraging advanced analytics and integrated cross-channel programs to drive impact. Prior to PMI, Menaka served as President and COO of sustainable fashion brand Graf Lantz and led the Social Media Exchange practice at Ipsos, scaling it significantly. She is passionate about purpose-driven business and diversity in the industry and serves on the Board of Mentors for Monday Night Mentorship. Menaka holds a BA in Economics and Communications from New York University and an MBA in Finance from the University of San Francisco.

Today at PMI, we present a positive tale about a poop log... a negative narrative regarding Elon Musk's immense wealth, and a fascinating account of a concept known as grey rocking. Discover all the details right here!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Many homebuyers stretch and twist themselves into painful positions trying to save 20% down — and listing agents often (incorrectly) view down payment size as a measure of a buyer's qualification. In this episode, Louis Chinappi of Arch MI explains why low-down payment loans with private mortgage insurance (PMI) can be a smart homebuying strategy.  Louis breaks down what mortgage insurance really is, how PMI pricing works, and how homebuyers can balance cash on hand vs. monthly payment to improve affordability and opportunity cost.  We discuss how MI can be a tool to help balance the scale of monthly payment vs. available cash — keeping reserves to strengthen offers, cover appraisal gaps, or handle renovations and repairs. If you think PMI is a deal-breaker, this episode may change your mind. 

Market Movements, Economic Indicators, and AI vs Dot-Com Era Analysis In this episode of Dividend Cafe, host Brian Szytel provides a daily market recap for Tuesday, December 16th, detailing a mixed day with NASDAQ slightly positive, and declines in DOW and S&P indices. He discusses the impact of new economic data including better-than-expected non-farm payrolls and a rise in unemployment rates from 4.4% to 4.6%. Szytel also covers flash readings on services and manufacturing PMI which were below consensus. Additionally, he compares the dot-com era of the 90s with today's AI paradigm, highlighting the ongoing capital expenditure needs for AI technologies. Lastly, he addresses a Q&A about potentially creating a financial terminology booklet to help demystify investment jargon. 00:00 Introduction and Market Overview 00:41 Economic Data Breakdown 03:13 Comparing Dot-Com Era to AI Boom 05:36 Q&A Session and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Ukrainian President Zelensky said there is still no ideal peace plan as of now, and the current draft is a working version; Russia's Ryabkov said they are ready to make efforts to overcome disagreements relating to the Ukraine crisis.China Securities Times commentary noted that China should set a positive yet 'pragmatic' 2026 GDP growth target with leeway, while researchers are said to be divided between an around 5% or 4.5%-5.0% growth target for 2026.European bourses are broadly lower, with US equity futures also in the red as the NQ continues to underperform.USD awaits data deluge, GBP outperforms following hawkish LFS and PMI & JPY continues gains into BoJ on Friday.USTs trade steady into NFP, Bunds chop on PMI metrics whilst Gilts underperform post-jobs data.Brent dips below USD 60/bbl for the first time since May as geopolitical tensions ease; metals are broadly subdued.Looking ahead, highlights include US Flash PMIs (Dec), US Average Weekly Prelim Estimate ADP (4-week, w/e 29 Nov), Non-Farm Payrolls (Oct), Jobs Report (Nov), Retail Sales (Oct), Business Inventories (Sep), NBH Announcement, Comments from BoC's Macklem.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this episode, Ricardo highlights the importance of milestones, baselines, and control points in project management, using December 31st as a powerful example of a milestone, both personally and organizationally. Just as individuals reflect on decisions and plan the future at the end of the year, projects and organizations use milestones to review budgets, compare goals, and consolidate results. Although the calendar is a human convention, milestones provide essential reference points for comparison and control. Without a clear baseline, it is impossible to assess real progress. Projects without milestones rely on perception, while projects with milestones rely on facts. Milestones are not bureaucracy; they are moments of reflection, decision-making, and adjustment that help prevent gradual and unnoticed project deviation. Listen to the podcast to learn more!

Today, we have PMI featuring a positive tale, a negative one, and a rather intriguing conclusion. Katy will share the uplifting story about turtles! Jeremy will discuss the downside involving two men brawling in a Whole Foods, while Josh will present an interesting fact on how to achieve wealth!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Stop dodging those complex questions about AI and mental health! Join Drs. Kevin Holloway and Jenna Ermold as they engage with the brilliant Dr. April Foreman, Director of Technology and Innovation at the Veterans Crisis Line, for a conversation that proves tech is no longer optional—it's essential. Dr. Foreman pulls back the curtain on the sobering reality: the demand for evidence-based suicide prevention care is simply too vast for traditional methods to meet. Discover the shocking "sin" of EBP practice we might all be committing, learn how simple AI tools (like automated scribing) can boost your clinical fidelity, and find out what happens when a clinical expert "red-teams" popular chatbots for suicidality. Get the insights you need to confidently apply your ethical framework to the future of care and conquer your fear of the algorithmic boogeyman!April C. Foreman, Ph.D., is a Licensed Psychologist serving Veterans as Director of Technology and Innovations for the Veterans Crisis Line. She is a member of the team that launched OurDataHelps.org, a recognized innovation in data donation for ground-breaking suicide research. She is passionate about helping people with severe (sometimes lethal) emotional pain, and in particular advocates for people with Borderline Personality Disorder, which has one of the highest mortality rates of all mental illnesses. She is known for her work at the intersection of technology, social media, and mental health, with nationally recognized implementations of innovations in the use of technology and mood tracking. She is the 2015 recipient of the Roger J. Tierney Award for her work as a founder and moderator of the first sponsored regular mental health chat on Twitter, the weekly Suicide Prevention Social Media chat (#SPSM, sponsored by the American Association of Suicidology, AAS). Her dream is to use her unique skills and vision to build a mental health system effectively and elegantly designed to serve the people who need it.Resources mentioned in this episode: CDP's 2025 EBP Conference Archive including presentations by Dr. April Foreman, Dr. Vaile Wright, Dr. Matt Price, and Drs. Vaile Write and David Cooper's PMI.Therapists in Tech: therapistsintech.com 988 (press 1) Veteran's Crisis Lineveteranscrisisline.net - Call, text, or chat for 24/7 confidential crisis support for Veterans and their loved ones Calls-to-action: Spend time with new technology–learn about it experientiallyGet involved! Be part of the solution with emerging technologies rather than willfully avoiding them.Subscribe to the Practical for Your Practice PodcastSubscribe to The Center for Deployment Psychology Monthly Email Leave us a question or comment on Speakpipe

Neste episódio, Ricardo explica a importância dos marcos, das linhas de base e dos pontos de controle na gestão de projetos, usando o dia 31 de dezembro como exemplo de um marco poderoso, tanto pessoal quanto organizacional. Assim como as pessoas reavaliam decisões e planejam o futuro no fim do ano, projetos e empresas utilizam marcos para revisar orçamentos, metas e resultados. Embora o calendário seja uma convenção humana, os marcos são essenciais porque permitem comparação e controle. Sem uma linha de base clara, não é possível saber se há progresso real. Projetos sem marcos vivem de percepção; com marcos, vivem de fatos. Marcos não são burocracia, mas momentos de reflexão, decisão e ajuste, fundamentais para evitar desvios graduais e silenciosos nos projetos. Escute o podcast para saber mais!

Today we're breaking down the biggest forces reshaping global supply chains and the future of manufacturing, and exploring why companies are shifting from global collaboration to regional, domestic-first strategies—especially across the U.S. manufacturing ecosystem. Welcome to The Buzz!In this episode of Supply Chain Now, hosts Scott Luton and Richard Donaldson welcome special guest Gary Bennett, Chief Integrated Supply Chain Officer at Array Technologies. Together they discuss:The technologies transforming operations today, including AI, automation, and digital tools redefining logistics and demand planningHow the solar energy sector is rapidly scaling to meet skyrocketing demandThe rising importance of utility-grade solar solutions as electricity demand surges from AI and data centersAmerica's manufacturing resurgence—powered by reshoring, new incentives for domestic content, and breakthrough energy technologiesThe potential future of space-based data centers and continual innovation in solar energyIf you're tracking the future of energy, manufacturing, and supply chain innovation, this episode is packed with insights you won't want to miss.Additional Links & Resources:Pegasus Logistics Group: https://www.pegasuslogistics.com/ With That Said: https://bit.ly/WTS-7Dec25 Join SCN at Manifest: https://partner.manife.st/partner/supplychainnow Unboxing Logistics Podcast: https://www.easypost.com/podcast/ Tariffs remain heart of uncertainty: PMI: https://bit.ly/PMI-Nov20255 Trends to Reshape Manufacturing Industry in 2026: Deloitte: https://bit.ly/6-Mfg-Trends Regional cooperation in better state than global cooperation, experts say: https://bit.ly/WEF-cooperationConnect with Pegasus Logistics Group: https://www.pegasuslogistics.com/contract-logistics/ARRAY Technologies: https://arraytechinc.com/Connect with Gary on LinkedIn: https://www.linkedin.com/in/gary-bennett-38426abConnect with Richard on LinkedIn: https://www.linkedin.com/in/richarddonaldson/Follow Scott on LI: https://www.linkedin.com/in/scottwindonluton/ Learn more about Supply Chain Now: https://supplychainnow.comWatch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-nowSubscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/joinWork with us!...

PMI has arrived, and Katy shares an uplifting story about Australia's decision to prohibit children from accessing social media. Josh has the M with a tale of a man whose parachute became entangled with the plane's tail. Jeremy wraps things up with the I, discussing New Year's resolutions.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Nick Valdez looks at the BUSINESS CYCLE, or PMI and how it relates to 2026's crypto environment. Raoul Pal and Tom Lee have some very interesting theories which should lead to the rally of all rallies! 

In this episode, I break down the real differences between the VA loan and the FHA loan, two programs that often get compared but serve very different needs. I walk through eligibility, credit score requirements, down payment expectations, and how lenders look at debt-to-income ratios. I also explain the real-world costs—like PMI, MIP, and funding fees—and why these details matter more than most people realize. As I go through each side-by-side factor, I highlight what gives the VA loan such an edge for qualified borrowers.   Timestamps (00:00) — Intro (01:24) — Loan eligibility explained (02:49) — PMI and funding fees (04:56) — Why VA loan usually wins (05:29) — Final thoughts   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

CONHEÇA A CARTEIRA RECOMENDADAS DE DIVIDENDOS: https://emprc.us/carteiradiv-podcast A Corrida eleitoral já entrou no radar e, quando política vira variável relevante, juros, Bolsa e dólar reagem antes mesmo de qualquer confirmação oficial.No episódio #118 do Empiricus PodCa$t, debatemos como a possibilidade de Flávio Bolsonaro aparecer no cenário eleitoral pode influenciar as expectativas do mercado e o apetite a risco no Brasil, ao mesmo tempo em que o mundo observa a Super Quarta (Fed + Banco Central).A mesa composta pelos analistas Larissa Quaresma, Matheus Spiess, Laís Costa e Ruy Hungria destrincha o que realmente importa para o investidor: o que é ruído, o que pode virar tendência e como isso se traduz em preço nos ativos.Além disso, também debatemos:- Super Quarta: o que esperar do Federal Reserve e do Banco Central- EUA: sinais de desaceleração na atividade (PMI, ISM e ADP) e o que isso muda para juros- Brasil: dados mais fracos de produção e PIB e o impacto para o cenário de política monetária- “Presentinhos de Natal”: empresas antecipando dividendos antes das mudanças previstas na tributação a partir de 2026- Quais ações podem se destacar na temporada de dividendos de fim de anoNo quadro Compra ou Vende?, analisamos três ativos muito pedidos pela audiência:- Tesouro Prefixado – ainda faz sentido agora?- Direcional (DIRR3) – oportunidade ou risco?- Gerdau (GGBR4) – compra, espera ou vende?Fechamos com a Dica Cultural da Semana, para ampliar repertório e tomar decisões melhores — dentro e fora do mercado.Se você quer investir com mais clareza em um cenário onde política e juros podem mudar o jogo rapidamente, este episódio é pra você.

Play audio-only episode | Play video episode | Play on YouTube | Play on Spotify Click above to play either the audio-only episode or video episode in a new window. Episode Summary Subtle problems often start long before a project shows obvious signs of distress. Leaders feel the pressure to deliver momentum, teams shift toward activity over outcomes, and stakeholders slowly fade as competing priorities pull them away. In this conversation, Matthew Oleniuk brings his experience from overseeing large public sector projects and highlights seven early indicators that signal when a project is heading toward trouble. He explains why these issues are easy to ignore, how they quietly compound over time, and why strong leadership vigilance matters more than any dashboard color. He also describes how patterns like output beating outcome, performance theater, and risk box ticking show up in real projects and why they are so harmful when left unchallenged.

⬜ Welcome to Palvatar Market Recap, your go-to daily briefing on the latest market movements, global macro shifts, and crypto trends—powered by Raoul Pal's AI avatar, Palvatar ⬜ In today's update, Palvatar highlights a broad global equity rally driven by weak U.S. private jobs data that reinforced expectations of a near-term Fed rate cut. The dollar extended its historic losing streak, while Japan's Nikkei surged after a strong bond auction. Palvatar also reviews mixed PMI readings across the U.S. and Europe, stronger UK data, and major crypto developments including Ethereum's Fusaka hard fork and rising institutional interest led by Bank of America.

⬜ Welcome to Palvatar Market Recap, your go-to daily briefing on the latest market movements, global macro shifts, and crypto trends—powered by Raoul Pal's AI avatar, Palvatar ⬜ In today's update, Palvatar highlights a cautiously positive equity session as markets await key U.S. data and price in high odds of Fed rate cuts. Europe posts strong PMI readings and tighter bond spreads, while Asia shows mixed momentum. Crypto regains a $3 trillion market cap, with Bitcoin surging to $93,000 and regulatory developments unfolding across several regions. Stablecoins also take center stage amid governance concerns and shifting global policies.