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Americana Partners LLC Market Commentary is a financial podcast for investors, clients, and market-focused listeners who want clear perspective on the economy, investing, and portfolio strategy. Hosted by Melissa Giles and based on the market views and special reports of David M. Darst, Chief Investment Officer at Americana Partners, the show breaks down monthly market commentary, economic conditions, investment strategy, asset allocation themes, and the forces shaping today's financial markets. Each episode is designed to help listeners better understand market trends, long-term investing, and how to think clearly in changing environments. If you are looking for a smart, approachable source for market updates, economic outlook, wealth management insight, portfolio positioning, and investment commentary, subscribe to stay informed with timely perspectives from Americana Partners. Join Our Distribution List – For a full copy of our report. Americana Partners - https://www.americanapartners.com/contact/ Americana Partners Website - https://www.americanapartners.com/ Linked In - https://www.linkedin.com/company/americana-partners/ Spotify - https://open.spotify.com/show/3rX19ND89pwEob9efsFNNF iTunes - https://podcasts.apple.com/us/podcast/americana-partners/id1496186853 Disclosures Americana Partners, LLC is registered as an investment adviser with the SEC. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. 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The CBOE Volatility Index (VIX) is a measure of expected price fluctuations in the S&P 500 Index options over the next 30 days. The VIX is calculated in real time by the Chicago Board Options Exchange (CBOE). P/E or Price to Earnings ratio is indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. The Consumer Confidence Survey® reflects prevailing business conditions and likely developments for the months ahead. The Manufacturing Business Outlook Survey is a monthly survey of manufacturers in the Third Federal Reserve District; Participants indicate the direction of change in overall business activity and in the various measures of activity at their plants: employment, working hours, new and unfilled orders, shipments, inventories, delivery times, prices paid, and prices received. The ISM manufacturing index, also known as the purchasing managers' index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at more than 300 manufacturing firms. The Composite Index of Leading Indicators, otherwise known as the Leading Economic Index (LEI), is an index published monthly by The Conference Board. It is used to predict the direction of global economic movements in future months. A bond rating is a letter-based credit scoring scheme used to judge the quality and creditworthiness of a bond. The option adjusted spread (OAS) measures the difference in yield between a bond with an embedded option, such as an MBS or callables, with the yield on Treasuries. Mean reversion, in finance, suggests that various phenomena of interest such as asset prices and volatility of returns eventually revert to their long-term average levels. A meme stock is a security that has seen an increase in trading volume after going viral on social media or an online forum. This document may contain forward-looking statements relating to the objectives, opportunities, and the future performance of the U.S. market generally. Forward looking statements may be identified by the use of such words as; “believe,” “expect,”“anticipate,”“should,”“planned,”“estimated,”“potential”and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of any particular investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting a portfolio' operations that could cause actual results to differ materially from projected results. Such statements are forward-looking in nature and involve a number of known and unknown risks, uncertainties and other factors, and accordingly, actual results may differ materially from those reflected or contemplated in such forward-looking statements. Prospective investors are cautioned not to place undue reliance on any forward looking statements or examples. This material is proprietary and may not be reproduced, transferred, modified or distributed in any form without prior written permission from Americana Partners. Americana Partners reserves the right, at any time and without notice, to amend, or cease publication of the information contained herein. Certain of the information contained herein has been obtained from third-party sources and has not been independently verified. It is made available on an "as is" basis without warranty. Any strategies or investment programs described in this presentation are provided for educational purposes only and are not necessarily indicative of securities offered for sale or private placement offerings available to any investor. The mention of any individual security should not be construed as a recommendation to buy or sell that security.
In this episode, Ricardo compares a project to a disorganized email inbox, full of messages, decisions, and pending tasks without proper handling. He explains that many projects don't face difficulties due to a lack of resources or schedule flaws, but because of the accumulation of actions, risks, requests, and decisions without follow-up. To deal with this problem, he presents the principles of the GTD (Getting Things Done) methodology, created by David Allen, which is based on the idea that the human mind should generate ideas, not store them. Ricardo highlights five fundamental steps: capturing information, clarifying necessary actions, organizing responsibilities, regularly reviewing records, and executing priorities. Applied to projects, these principles help reduce chaos, increase productivity, and improve decision-making. Listen to the podcast to learn more!
Neste episódio, Ricardo compara um projeto a uma caixa de e-mails desorganizada, repleta de mensagens, decisões e pendências sem tratamento adequado. Ele explica que muitos projetos não enfrentam dificuldades por falta de recursos ou por falhas no cronograma, mas pelo acúmulo de ações, riscos, solicitações e decisões sem acompanhamento. Para lidar com esse problema, apresenta os princípios da metodologia GTD (Getting Things Done), criada por David Allen, que parte da ideia de que a mente humana deve gerar ideias, e não armazená-las. Ricardo destaca cinco etapas fundamentais: capturar informações, esclarecer ações necessárias, organizar responsabilidades, revisar regularmente os registros e executar as prioridades. Aplicados aos projetos, esses princípios ajudam a reduzir o caos, aumentar a produtividade e melhorar a tomada de decisões. Escute o podcast para saber mais!
L’esperienza, la qualità e la visione del modello imprenditoriale delle Pmi italiane portato all’estero: è quello che fanno alcune eccellenze specializzate nell’agroalimentare, nei trasporti e nella realizzazione di infrastrutture, andando ad aprire sedi e stabilimenti oltre confine esportando tutto quello che vuol dire Made in Italy. Queste storie sono state raccolte a Milano, dove ha fatto tappa “Imprese Vincenti”, il tour promosso da Intesa Sanpaolo per mettere in luce esperienze imprenditoriali virtuose al quale è dedicato questo ciclo speciale di “Voci di Impresa”.Raccontiamo le storie di:- Raffaele Romano, General manager Catone (azienda specializzata nel trasporto alimentare)- Giancarlo Guidi, fondatore AgroItaly (azienda agricola)- Sabrina Attoresi, finance and treasury manager di Salcef (gruppo specializzato nella manutenzione, rinnovamento ed elettrificazione delle infrastrutture ferroviari)
Quando si parla di patrimoniale sembra tutto semplice: “hai tanto, paghi di più”. Ma appena si entra nel meccanismo, la questione diventa molto meno banale ### ❤️ *Sostieni il progetto*
La sostenibilità è davvero qualcosa di nuovo per le imprese o spesso è qualcosa che fanno già, senza averla mai chiamata così?In questa puntata di Clorofilla Podcast, registrata live durante la Settimana della Sostenibilità organizzata da Confindustria Veneto Est presso il Move Hotel di Mogliano Veneto, Davide Franzago, Enrico Chiari e Leonardo Feletto dialogano con Ludovica Vittoria Viotto, responsabile sviluppo commerciale e marketing di Viotto Srl e vicepresidente del Gruppo Giovani Imprenditori di Confindustria Veneto Est.Partendo dall'esperienza della propria azienda, Ludovica racconta come molte iniziative legate all'ambiente, al welfare e al territorio fossero già presenti da anni, ma abbiano trovato una nuova consapevolezza grazie a un percorso strutturato di sostenibilità e alla futura realizzazione del primo bilancio di sostenibilità aziendale.Nel corso dell'episodio si parla di:sostenibilità nelle PMI e valore della rendicontazioneautoproduzione energetica e impianti fotovoltaiciwelfare aziendale e sostegno alle comunità localipassaggio generazionale e nuove aspettative dei giovani lavoratorismart working, cambiamento culturale e lavoro per obiettiviil ruolo di Confindustria nell'accompagnare le imprese nei percorsi ESG Una conversazione che mostra come la sostenibilità non sia un tema separato dall'attività d'impresa, ma un modo per leggere, valorizzare e migliorare ciò che molte aziende fanno già ogni giorno.▪️ Ludovica Viottohttps://www.linkedin.com/in/ludovicavittoriaviotto▪️ Settimana della Sostenibilitàhttps://settimanadellasostenibilita.it/▪️ Clorofilla Podcasthttps://clorofillapodcast.it/
La serie è in collaborazione con SACE Export Credit Agency direttamente partecipata dal Ministero dell'economia e delle finanze e da BCCO Accounting BCCO
מתראיינים: משה יונה, נשיא ומנכ"ל ; אילנה וויינמן-נפטולין, מנהלת הכנס ; ודני שור, סגן נשיא כספים וטכנולוגיה.מיקוד הכנס השנה בשילוב של בינה מלאכותית בעבודת מנהל הפרויקט ; כיצד פעילות עמותת PMI מסייעת לקידום ושיפור מעמדתם ומקצועיותם של מנהלי הפרויקטים בישראל מנחה: יהודה קונפורטס, עורך ראשי עורך: ניר מטרסו, אנשים ומחשבים.See omnystudio.com/listener for privacy information.
June 10, 2026 Property management is changing fast. In this episode, host Pete Neubig sits down with Steve Hart, Co-Founder and CEO of PMI, to discuss the major trends reshaping the industry, from AI and emerging technology to industry consolidation and scalable growth systems. Steve shares why community, standardized processes, and operational support are becoming increasingly important for property managers looking to grow beyond the day-to-day and build lasting businesses. Whether you're an independent operator or exploring new ways to scale, this conversation offers valuable insights into where the industry is headed.
#adv Un aiuto per affrontare l'inverno demografico
ADKAR is familiar territory for many improvement practitioners. Awareness, desire, knowledge, ability, reinforcement… a neat pathway to guide people through change. But what happens when you've ticked every box and adoption still falls short?Join Laurence Restarick as he invites you to step back, think system-wide, and see change through a different lens, as he reframes ADKAR from a checklist to a diagnostic tool. Because sometimes resistance has less to do with people themselves, and more to do with the system they're working within. More resources:Systems Thinking From a Leadership PerspectiveThe Response to Change ModelStruggling to Drive Change? More from PMI:Dive into our Knowledge Hub for more tools, videos, and infographicsJoin us for a PMI LIVE WebinarFollow us on LinkedInTake your improvement career to the next level with PMI's Lean Six Sigma Certifications - now available in two new and accessible formats, built around you. Explore On Demand >>Explore Distance Learning >>
「そうだったのかブロックチェーン」Ep.6 このポッドキャスト番組では、日銀・金融庁で銀行監督の経歴をもち、現在は周南公立大学情報科学部でブロックチェーンについての教鞭をとる内田善彦と、グルメアプリのファウンダーとして、Web2サービスにブロックチェーンを掛け合わせWeb3事業を構築したキャリアを持つ酒井勇也、そしてクリプト専門メディア「あたらしい経済」副編集長の大津賀新也の3人が、ブロックチェーンについて今知っておべきことを紹介します。 第6回目となる今回は、これまでのエピソードでまとめた「トークンとブロックチェーンの考え方」を踏まえたうえでの、「ビットコイン(BTC)」と「イーサリアム(ETH)」について解説しました。 次回、第7回目は2026年6月16日に配信予定です。 出演者 内田善彦 1994~2023年日本銀行。金融研究所・企画役、金融機構局・企画役(グループ長)等。金融機関のリスク管理・経営管理に関して様々な角度から考察を加える。この間、金融庁、大阪大学、東京大学でも勤務。2023年6月〜11月株式会社クエストリー取締役、2024年4月〜12月カシェイ取締役として、web3スタートアップに経営者として参画。現在は、周南公立大学情報科学部教授(2023年6月から)として教鞭を執る傍ら、株式会社サイバーリンクス社外取締役(2024年3月から)としてデジタルIDや電子署名関連のビジネス等を推進するほか、株式会社ゆいづむ代表取締役(2025年10月から)としてブロックチェーン活用に関連するコンサルティングを行う。 Xアカウント:https://x.com/uchida_tomato 酒井勇也 学生時代に株式会社SARAHを共同創業。日本最大級のメニュー特化型グルメアプリ「SARAH」に加え、大手食品メーカー向けの外食ビッグデータサービス「FoodDataBank」を構築した。COOとして累計10億円の資金調達やM&A、PMIを主導。2019年より、SARAHのWeb3化を主導。食・ヘルスケアのデータ管理に特化したレイヤー1独自ブロックチェーン「ONIGIRI Chain」の開発や、トークンエコノミーを構築した。2025年の代表取締役退任を経て独立。現在は、実需を伴うブロックチェーン活用やWeb3事業の社会実装に特化したコンサルティングを展開している。 Xアカウント:https://x.com/skyuya03 聞き手:あたらしい経済 副編集長 大津賀新也 そうだったのかブロックチェーン公式Xはこちら:https://x.com/soublock そうだったのかブロックチェーン公式サイト:https://soublock.com/
La soluzione è tassare l'intelligenza artificiale? Se l'AI sostituisce lavoro umano, chi paga il welfare, le pensioni e i servizi pubblici? Oppure tassarla oggi significa frenare l'innovazione proprio mentre gli altri Paesi accelerano? ### ❤️ *Sostieni il progetto*
Acconto IMU 2026 entro il 16 giugno - Sviluppo competenze PMI: domande di contributo entro il 23 giugno - Bollo conti correnti società in aumento dal 2027 - Osteopatia: decreto equipollenze in Gazzetta - Benefici Prima casa anche per immobile fatiscente - Licenziamento via mail: ecco quando è valido - Comodato d'uso gratuito ai parenti: sconto IMU 2026 - Contributi per eventi sportivi 2026: pubblicato il Bando
Secondo Associata e Partito Democratico 200€ al mese non sarebbero una mancetta, ma una riduzione IRPEF. Cito da un articolo di Braga, che questa misura avrebbe l'obiettivo di “contrastare la crescente fuga dei giovani e garantire a loro la possibilità di costruire il proprio futuro nei territori in cui sono nati e cresciuti”. 200€ al mese sono 2400€ all'anno. Se paragonati con gli stipendi dei paesi dove emigrano gli italiani sono una miseria. Ma non solo, a pesare vi è anche il premio per la laurea. Infatti scriveva OCPI a dicembre 2021 “Uno studio dell'OCSE stima il guadagno netto nel corso dell'intera vita lavorativa di un laureato rispetto a chi consegue solamente un titolo di scuola superiore. Tra i paesi europei considerati, un giovane laureato italiano ha il minor vantaggio economico (circa 198mila dollari a parità di potere d'acquisto). Al contrario, nei paesi dove più italiani hanno spostato la propria residenza, il guadagno derivante da una laurea si attesta a valori molto più alti. Ad esempio, in Germania e Francia tali numeri sono pari a circa 280mila e 300mila dollari, quasi il 50 per cento in più rispetto al dato italiano. Anche nel confronto con altri paesi europei dove la quota di italiani emigrati è più bassa, una laurea assicura comunque un guadagno maggiore rispetto a un equivalente titolo di studio italiano”. Il risultato dí proposte di questo tipo è quindi già scritto, una lesione bella e buona dell'equità verticale e orizzontale, ovvero il famosissimo articolo 53 della costituzione a cui troppo spesso si fa riferimento a momenti alterni. Tutta la politica alla fine pensa solo alle mancette, cambiano solo i soggetti beneficiari. Mai una volta che si parli di riforme strutturali, ricerca, innovazione, sviluppo tecnologico. Sarebbe troppo difficile da vendere all'elettore italiano, pertanto meglio trattarlo da bambini. ### ❤️ *Sostieni il progetto*
In this podcast, Ricardo explores the emerging concept of the “one-person project,” made possible by advances in artificial intelligence, automation, and digital platforms. He challenges the traditional belief that complex projects require large teams, noting that bigger teams also increase coordination efforts, communication overhead, and dependencies. Drawing on Brooks' Law, he explains that adding more people does not always improve productivity. Today, a single professional can perform tasks that once required entire teams, raising the question of whether projects should be delivered by the smallest effective team possible. However, he also highlights risks such as knowledge concentration and reduced diversity of perspectives. Finally, Ricardo expands the discussion to the future of work, questioning how society will adapt if fewer people are needed to achieve greater results. Listen to the podcast to learn more about!
Neste episódio, Ricardo reflete sobre a crescente possibilidade de projetos serem executados por uma única pessoa graças ao avanço da inteligência artificial, da automação e das plataformas digitais. Ele destaca que, tradicionalmente, projetos complexos exigiam grandes equipes, mas que o aumento do número de pessoas também amplia os esforços de coordenação, comunicação e alinhamento. Com as novas tecnologias, um profissional pode realizar atividades que antes demandavam equipes inteiras, tornando possível reduzir o tamanho dos times sem comprometer os resultados. Contudo, esse modelo traz riscos, como a concentração de conhecimento e a redução da diversidade de perspectivas. Ricardo amplia a discussão para o futuro do trabalho, questionando os impactos sociais e econômicos de um cenário em que cada vez menos pessoas sejam necessárias para produzir mais resultados. Escute o podcast para saber mais!
The AI Build-Out Is Real — And It’s Reshaping How We Invest for Retirement THE TOM DUPREE SHOW | PODCAST SHOW NOTES The AI Build-Out Is Real — And It's Reshaping How We Invest for Retirement The Tom Dupree Show | Dupree Financial Group | dupreefinancial.com | 859-233-0400 | Air Date: June 6, 2026 Episode Description Something significant is happening in the markets, and it goes well beyond the daily headlines. On this episode of The Tom Dupree Show, host Tom Dupree sits down with in-house analysts James Dupree and Michael Dawahare to examine the accelerating AI infrastructure build-out — and what it actually means for investors who are at or approaching retirement. The conversation covers the bottleneck stocks driving extraordinary gains in data centers and memory chips, Canada's surprise $1 trillion infrastructure pivot, and why software companies like Snowflake and ServiceNow are proving that AI complements rather than kills their business models. The team also addresses the ongoing Iran conflict, what oil futures markets are signaling, and why the sequence of returns — not average returns — is the number that retirement investors should be watching most closely. “Markets don't drift up — conviction is what moves them higher. Right now, the conviction is building around AI infrastructure, and the fundamentals are finally starting to catch up with the story.” Topics Covered AI infrastructure bull case — why the fundamentals are finally catching up with the story Micron, data centers, and the bottleneck theme — the stocks supplying scarce components for the AI build-out Jensen Huang's public endorsement of Marvell Technology — what a declaration like that signals to institutional investors Agentic AI explained — what it means for your phone, your business, and your portfolio Canada's $1 trillion infrastructure pivot — global validation of the AI build-out thesis from an unlikely source Software stocks proving their staying power — how ServiceNow and Snowflake are showing AI and software can coexist How AI is already driving revenue gains — consumer companies reporting explosive results from targeted AI marketing The Iran conflict and oil futures — what prediction markets and WTI pricing are signaling about resolution Sequence-of-returns risk in retirement — why when your portfolio loses matters more than how much it earns on average Dupree Financial Group's in-house research approach — knowing what you own and why, not just riding an index Key Takeaways The AI build-out thesis is getting real-world validation. PMI data hit a four-year high this week, suggesting genuine economic activity is accelerating alongside AI infrastructure investment — not just market narrative. Bottleneck stocks carry both opportunity and serious risk. Companies supplying scarce components for data centers have posted extraordinary gains, but volatility cuts both ways. Position sizing and portfolio context matter. Software isn't dead — it's adapting. Snowflake and ServiceNow are reporting earnings that prove their platforms work alongside AI tools, not against them. Productivity gains, not replacement, is the emerging story. Global capital is aligning behind AI infrastructure. Canada's sharp $1 trillion policy reversal covering energy, data centers, and defense adds significant international weight to the same thesis driving U.S. markets. How AI gets monetized is still being figured out. Business-to-business subscriptions and API-based usage models are the most likely path forward, but valuations remain stretched until earnings consistently catch up. Sequence-of-returns risk is retirement's hidden danger. A portfolio drop in year one of withdrawals — even if markets recover later — can permanently reduce the income your portfolio generates. Dividend-focused portfolios are built to absorb that risk. In-house research is how you truly know what you own. Dupree Financial Group's analysts study these sectors every day so clients hold positions they understand — not just exposure to the broadest index available. The Iran situation is complex, but markets are pricing in a resolution. Oil futures for July through September are trading in the $70–$80 range, suggesting the futures market expects the conflict to ease — though the IRGC's fractured structure makes certainty impossible. About The Tom Dupree Show The Tom Dupree Show is hosted by Tom Dupree, founder of Dupree Financial Group and a 47-year veteran of the investment business. Each episode covers the financial topics that matter most to retirees and those approaching retirement — in plain English, without the Wall Street spin. Dupree Financial Group is a fee-only, fiduciary Registered Investment Advisory firm based in Lexington, Kentucky. The firm manages separately managed accounts focused on income-generating, dividend-paying portfolios — no products sold, no commissions, no conflicts of interest. Past episodes are available at dupreefinancial.com under the Radio tab. Schedule a Complimentary Portfolio Review If you're not sure whether your retirement portfolio is built to generate income through market turbulence — or if you're just riding an index fund hoping for the best — we'll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it's working for you. Call: 859-233-0400 | Visit: dupreefinancial.com Dupree Financial Group is a Registered Investment Adviser (RIA) registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The information presented on The Tom Dupree Show is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Please consult a qualified financial professional before making any investment decisions. The post AI Infrastructure Stocks & Your Retirement Portfolio appeared first on Dupree Financial.
Most people buying a mobile home in California go through the manufactured home park approval process and never saw it coming. They got approved by the lender. They had the down payment. And then the park said no.There are a lot of moving parts to mobile home financing California buyers almost always underestimate. The interest rates are higher than a traditional loan. The terms are shorter. Space rent counts against your debt-to-income ratio. And there are two completely separate approvals you have to pass, one with the lender and one with the park itself. Most buyers only know about one of them.In this episode, I brought back Michael Yates to break down exactly how manufactured home loans in California work, what the real requirements are, and what can quietly kill your deal before you even know it's in trouble.Here is what we cover:✅ Why the manufactured home park approval can reject you even after your lender says yes✅ The June 15, 1976 cutoff date that changes everything about your manufactured home down payment✅ How manufactured home interest rates compare to traditional loans and what to expect✅ What space rent on a mobile home actually is and why it affects your loan qualification✅ How to get as little as 5% down with no PMI on a mobile home on lease land✅ Whether FHA, VA, or conventional loans work for these properties (the answer will surprise you)✅ What documents you need and how manufactured home loan requirements differ from a standard mortgage✅ Why buying in cash does not mean you skip the park approval, this one catches people off guardIf you are seriously looking at a manufactured home as an affordable option to stay in California, keep that in mind before you fall in love with a unit. Know the rules first. This episode gives you all of them.
Il taglio delle accise sui carburanti è stato prorogato fino al 3 luglio prossimo. Un decreto ministeriale pubblicato in Gazzetta ufficiale lascia quindi invariato a 5 centesimi lo sconto sulla benzina e dimezza ulteriormente a 5 centesimi quello per il gasolio.
Inoltre, la sentenza della Consulta su rito abbreviato e pene sostitutive e la sentenza n. 1276/2026 del Tribunale di Roma sulle fotografie pubblicate senza licenza.>> Leggi anche l'articolo: https://tinyurl.com/yebd4wpt>> Scopri tutti i podcast di Altalex: https://bit.ly/2NpEc3w
Kevin covers and discusses the following stories: a great weekend finishing up the front walk way, front porch and deck with flowers and plants; the U.S. Commerce Department's Census Bureau reported April Construction spending; May's S&P Global Purchasing Managers' Index (PMI) data was released; the Institute for Supply Management released their PMI index; a new report on the number of large tankers passing through the Strait of Hormuz; Kroger launches plan to lure customers back and better compete with their rivals; oil and gas prices react to Iran halting talks with the U.S., threats to further blocking the Strait of Hormuz, Israel's further advances into Lebanon; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and a few opinions along the way.See omnystudio.com/listener for privacy information.
Kevin covers and discusses the following stories: a great weekend finishing up the front walk way, front porch and deck with flowers and plants; the U.S. Commerce Department's Census Bureau reported April Construction spending; May's S&P Global Purchasing Managers' Index (PMI) data was released; the Institute for Supply Management released their PMI index; a new report on the number of large tankers passing through the Strait of Hormuz; Kroger launches plan to lure customers back and better compete with their rivals; oil and gas prices react to Iran halting talks with the U.S., threats to further blocking the Strait of Hormuz, Israel's further advances into Lebanon; Kevin has the details, digs into the data, puts the information into historical perspective, offers his insights and a few opinions along the way.See omnystudio.com/listener for privacy information.
「そうだったのかブロックチェーン」Ep.5 このポッドキャスト番組では、日銀・金融庁で銀行監督の経歴をもち、現在は周南公立大学情報科学部でブロックチェーンについての教鞭をとる内田善彦と、グルメアプリのファウンダーとして、Web2サービスにブロックチェーンを掛け合わせWeb3事業を構築したキャリアを持つ酒井勇也、そしてクリプト専門メディア「あたらしい経済」副編集長の大津賀新也の3人が、ブロックチェーンについて今知っておべきことを紹介します。 第5回目となる今回は、前回に続き「良いチェーン・悪いチェーン」をテーマに、ブロックチェーンにおける「トラスト(信頼)」について議論しました。 トークンの送付を例に、ブロックチェーン上で「本当にその人がトークンを持っていたのか」、「残高が正しく減ったのか」、「取引履歴が正しいのか」をどう確認できるのかを解説。 また後半では、ブロックチェーン外の情報をどう取り込み、そこにどのような信頼を置くのかという「オラクル問題」にも話題が広がります。ビットコイン、イーサリアム、予測市場を例に、それぞれの仕組みが外部情報や参加者の信頼とどう向き合っているのかを考えながら、トークンを保有することや投票することの意味についても掘り下げていきます。 次回、第6回目は2026年6月9日に配信予定です。 出演者 内田善彦 1994~2023年日本銀行。金融研究所・企画役、金融機構局・企画役(グループ長)等。金融機関のリスク管理・経営管理に関して様々な角度から考察を加える。この間、金融庁、大阪大学、東京大学でも勤務。2023年6月〜11月株式会社クエストリー取締役、2024年4月〜12月カシェイ取締役として、web3スタートアップに経営者として参画。現在は、周南公立大学情報科学部教授(2023年6月から)として教鞭を執る傍ら、株式会社サイバーリンクス社外取締役(2024年3月から)としてデジタルIDや電子署名関連のビジネス等を推進するほか、株式会社ゆいづむ代表取締役(2025年10月から)としてブロックチェーン活用に関連するコンサルティングを行う。 Xアカウント:x.com/uchida_tomato 酒井勇也 学生時代に株式会社SARAHを共同創業。日本最大級のメニュー特化型グルメアプリ「SARAH」に加え、大手食品メーカー向けの外食ビッグデータサービス「FoodDataBank」を構築した。COOとして累計10億円の資金調達やM&A、PMIを主導。2019年より、SARAHのWeb3化を主導。食・ヘルスケアのデータ管理に特化したレイヤー1独自ブロックチェーン「ONIGIRI Chain」の開発や、トークンエコノミーを構築した。2025年の代表取締役退任を経て独立。現在は、実需を伴うブロックチェーン活用やWeb3事業の社会実装に特化したコンサルティングを展開している。 Xアカウント:x.com/skyuya03 聞き手:あたらしい経済 副編集長 大津賀新也 そうだったのかブロックチェーン公式Xはこちら:https://x.com/soublock そうだったのかブロックチェーン公式サイト:https://soublock.com/
Manufacturing production, new orders, imports, and exports were all up in May, according to the latest PMI report. The only piece of the manufacturing business that didn't grow was the labor force — payrolls contracted for the 32nd month in a row. In this episode, how much can a sector grow without hiring more humans? Plus: Dollar stores dip into delivery, college campuses turn into robot training grounds, and new jobs data will tell us whether inflation growth keeps outpacing wage growth.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Manufacturing production, new orders, imports, and exports were all up in May, according to the latest PMI report. The only piece of the manufacturing business that didn't grow was the labor force — payrolls contracted for the 32nd month in a row. In this episode, how much can a sector grow without hiring more humans? Plus: Dollar stores dip into delivery, college campuses turn into robot training grounds, and new jobs data will tell us whether inflation growth keeps outpacing wage growth.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Rassegna stampa economico-finanziaria del 1° Giugno 2026, strutturata per macro-temi e basata sulle principali testate giornalistiche nazionali.Investimenti, Mercati e RisparmioTestate: L'Economia del Corriere della Sera / La Stampa / Il Sole 24 Ore* BTP Italia, torna lo scudo anti-inflazione. La Stampa segnala il nuovo collocamento del BTP Italia, con cedole legate all'inflazione nazionale e premio fedeltà dello 0,6% per chi lo mantiene fino a scadenza. In un contesto di inflazione ancora sensibile, lo strumento torna interessante per la clientela prudente, soprattutto come componente difensiva di portafoglio.* Borsa unica europea, tema strategico per imprese e risparmio. L'Economia del Corriere spinge sulla necessità di un mercato dei capitali europeo più integrato: meno frammentazione, più liquidità, maggiore capacità di finanziare imprese e innovazione. Il messaggio è positivo: l'Europa ha ancora risparmio abbondante, ma deve trasformarlo in capitale produttivo.* Affitti: nelle grandi città solo il 35% sceglie il contratto 4+4. Il Sole 24 Ore fotografa un mercato immobiliare sempre più orientato verso formule flessibili e transitorie. Il dato evidenzia una trasformazione strutturale della domanda abitativa, con impatti su rendimenti immobiliari, fiscalità e pianificazione patrimoniale.Industria, Innovazione e AITestate: L'Economia del Corriere della Sera / Repubblica Affari&Finanza / Il Sole 24 Ore / Il Giornale* Pagamenti digitali: l'AI entra nelle abitudini degli italiani. L'Economia del Corriere evidenzia che un italiano su sei userebbe l'intelligenza artificiale nei pagamenti. Il valore degli strumenti digitali supera 500 miliardi di euro, con crescita del +7%, pari a quasi metà dei consumi nazionali. È un segnale forte: pagamenti, fintech e dati diventano infrastruttura competitiva.* Panetta: l'AI può spingere la produttività, ma servono investimenti. Sempre L'Economia del Corriere riporta il richiamo del governatore della Banca d'Italia: l'Italia deve investire in capitale umano, infrastrutture digitali e imprese innovative. La produttività italiana cresce poco da oltre vent'anni; l'AI può essere il motore di recupero, se governata con formazione e investimenti.* Robot umanoidi in fabbrica: mercato potenziale da 500 miliardi di dollari. Repubblica Affari&Finanza descrive la nuova frontiera industriale: umanoidi applicati alla manifattura, con sperimentazioni già avviate anche in Italia. Il tema non è solo tecnologico: riguarda produttività, automazione, reshoring e competitività delle filiere.* Brembo: dal carbonio all'AI. L'Economia del Corriere racconta la trasformazione del gruppo: software, piattaforme digitali e intelligenza artificiale non solo per automotive, ma anche per moda, food e logistica. È un caso positivo di industria italiana che evolve da manifattura tradizionale a tech company.* Sovranità digitale UE: resta il divario tra ricerca e industria. Il Sole 24 Ore segnala che l'Europa ha competenze scientifiche, ma fatica a trasformarle in campioni industriali. La sfida è ridurre la dipendenza tecnologica da USA e Cina, creando filiere digitali europee più forti. Fisco, Casa e NormativaTestate: Repubblica / Il Messaggero / Il Sole 24 Ore / La Stampa* Accise carburanti: taglio da 10 centesimi in bilico. Repubblica segnala la scadenza del taglio il 6 giugno. I prezzi medi indicati sono circa 2,008 euro/litro per la benzina e 2,058 euro/litro per il diesel, con valori autostradali più elevati: 2,042 euro/litro per la verde. Il governo valuta voucher mirati per redditi bassi su bollette e carburanti.* Piano casa: Ance critica il tetto da 1 miliardo. Il Messaggero riporta le perplessità del settore costruzioni: il limite di 1 miliardo di euro viene giudicato insufficiente, mentre preoccupa la corsia preferenziale per fondi esteri. Tema centrale: attrarre capitali senza penalizzare operatori nazionali e famiglie.* Tassa del mattone e patrimonio familiare. La Stampa e Il Sole 24 Ore mettono al centro il peso crescente della casa nella pianificazione patrimoniale: fiscalità immobiliare, successioni e gestione dei beni diventano temi sempre più rilevanti per famiglie e consulenti.Banche, Credito e CapitaliTestate: L'Economia del Corriere della Sera / Il Sole 24 Ore* Capital market union: più finanza per la crescita. Il dibattito sulla Borsa unica europea si collega direttamente al tema bancario: meno dipendenza dal credito tradizionale, più strumenti di mercato per finanziare PMI, innovazione e welfare privato. È un'opportunità anche per consulenza patrimoniale e private banking.* Pagamenti istantanei e contactless in crescita. L'Economia del Corriere evidenzia che il contactless e i bonifici istantanei stanno cambiando il rapporto tra banche, clienti e infrastrutture digitali. Il dato sui 500 miliardi di euro di pagamenti digitali conferma che la banca del futuro sarà sempre più piattaforma tecnologica.Energia, Geopolitica e Materie PrimeTestate: L'Economia del Corriere della Sera / Repubblica / La Stampa / Il Giornale / Il Foglio / La Verità* Hormuz resta il nodo critico delle materie prime. L'Economia del Corriere sottolinea che nello Stretto passa ancora una quota decisiva del petrolio mondiale, circa 14 milioni di barili al giorno. Il rischio non riguarda solo il greggio: anche gas, fertilizzanti, logistica e beni alimentari possono subire shock.* Petrolio russo: l'UE valuta il tetto al prezzo. La Stampa e La Verità raccontano la pressione europea per congelare o rivedere il price cap. Il tema è delicato: contenere le entrate russe senza generare tensioni eccessive sui prezzi energetici europei.* Energia, il “Piano B” vale 5 miliardi. Il Giornale parla di un piano alternativo da 5 miliardi di euro per rafforzare la sicurezza energetica. È un segnale positivo: l'Italia cerca strumenti per ridurre vulnerabilità e costo dell'energia.* Nucleare e caro energia tornano nel dibattito economico. Il Foglio insiste sulla necessità di affrontare il caro energia con soluzioni strutturali, incluso il nucleare. La chiave industriale è chiara: senza energia stabile e competitiva, la manifattura perde margini e attrattività.Lavoro, Formazione e Capitale UmanoTestate: L'Economia del Corriere della Sera / Il Sole 24 Ore* AI e lavoro: senza crescita l'algoritmo taglia occupazione. L'Economia del Corriere evidenzia il rischio: se l'AI viene usata solo per ridurre costi, può comprimere l'occupazione; se invece aumenta produttività e valore aggiunto, può creare nuovi lavori qualificati.* Livelli educativi: il rischio nasce in famiglia per il 22% dei giovani. Il Sole 24 Ore mette in evidenza il legame tra background familiare e formazione. Il dato del 22% indica un problema strutturale: capitale umano, mobilità sociale e produttività sono parte dello stesso dossier.* Filiere alimentari e macchinari pronte a ripartire. Repubblica Affari&Finanza segnala che alimentare e macchinari restano settori forti all'estero. La lettura è costruttiva: l'Italia mantiene vantaggi competitivi dove combina qualità, export e specializzazione produttiva.
In this episode, Ricardo presents Brooks' Law, created over 50 years ago and still very relevant. The law states that adding people to a software project that is behind schedule tends to delay it even further. This is because new members need to be trained and mentored by more experienced members, reducing team productivity. Furthermore, increasing the number of people makes communication, coordination, and integration of deliverables more complex. Ricardo emphasizes that this concept remains valid in the age of artificial intelligence, as adding more tools, agents, or automations does not solve problems of priorities, processes, or governance. Often, the solution lies in removing obstacles, simplifying decisions, and improving work coordination. Listen to the podcast to learn more about!
Neste episódio, Ricardo apresenta a Lei de Brooks, criada há mais de 50 anos e ainda muito relevante. A lei afirma que adicionar pessoas a um projeto de software, que está atrasado, tende a atrasá-lo ainda mais. Isso ocorre porque os novos integrantes precisam ser treinados e orientados pelos membros mais experientes, reduzindo a produtividade da equipe. Além disso, o aumento do número de pessoas torna a comunicação, a coordenação e a integração das entregas mais complexas. Ricardo destaca que esse conceito continua válido na era da inteligência artificial, pois adicionar mais ferramentas, agentes ou automações não resolve problemas de prioridades, processos ou governança. Muitas vezes, a solução está em remover obstáculos, simplificar decisões e melhorar a coordenação do trabalho. Escute o podcast para saber mais!
Rassegna stampa economico-finanziaria del 31 Maggio 2026, strutturata per macro-temi e basata sulle principali testate giornalistiche nazionali.Investimenti, mercati e sistema finanziarioTestate: Il Sole 24 Ore / Il Messaggero / Libero / Domani* Le banche italiane tornano ad aumentare l'esposizione ai BTP. Il Messaggero segnala un incremento di 40 miliardi di euro nei bilanci bancari. Il dato indica un rinnovato interesse per il debito sovrano domestico, sostenuto dai rendimenti ancora interessanti e dalla funzione stabilizzatrice dei titoli pubblici nei portafogli bancari. In chiave positiva, questo rafforza il legame tra sistema bancario e finanziamento dello Stato, ma richiede attenzione al rischio concentrazione.* Il dollaro mantiene il ruolo centrale nel sistema valutario globale. Il Sole 24 Ore evidenzia come, nonostante il dibattito sulla diversificazione valutaria e sullo yuan, il dollaro resti la valuta dominante. Il messaggio manageriale è chiaro: la diversificazione è utile, ma non sostituisce ancora la centralità del biglietto verde nei flussi commerciali, finanziari e di riserva.* Riforma fiscale: ipotesi aliquota al 33% fino a 60.000 euro. Libero riporta l'indicazione del viceministro Leo su una possibile rimodulazione Irpef. La soglia chiave è 60.000 euro, con aliquota al 33%. Per famiglie, professionisti e ceto medio-alto sarebbe una misura da monitorare con attenzione, perché potrebbe incidere su pianificazione fiscale, reddito disponibile e propensione al risparmio.* Inflazione di nuovo sotto osservazione. Domani segnala il rischio che l'inflazione stia “rialzando la testa”. Il punto non è solo congiunturale: se le pressioni sui prezzi dovessero consolidarsi, banche centrali e governi avrebbero minori margini per politiche espansive. Per imprese e investitori resta centrale proteggere margini, potere d'acquisto e portafogli da scenari di tassi più alti più a lungo.Imprese, tecnologia e intelligenza artificialeTestate: Corriere della Sera / Repubblica / La Stampa / La Verità* L'AI cresce in Italia, ma l'adozione strutturata resta lenta. Il Corriere della Sera evidenzia che solo il 15% delle medie imprese utilizza l'intelligenza artificiale in modo strutturato. Il valore del mercato AI in Italia è salito da 210 milioni nel 2019 a 1,8 miliardi nel 2025, con una crescita particolarmente forte negli ultimi anni. Il dato positivo è l'accelerazione del mercato; il punto critico è il gap tra disponibilità tecnologica e reale capacità organizzativa delle imprese.* Adozione AI nel 2025: forte divario per dimensione aziendale. Secondo la grafica del Corriere, l'AI è adottata dal 7% delle piccole imprese, dal 15% delle medie e dal 71% delle grandi aziende. Il tema non è solo tecnologico, ma competitivo: le grandi imprese stanno accumulando vantaggio, mentre PMI e medie aziende rischiano di rimanere indietro su produttività, dati e automazione.* Domanda di lavoro nell'AI in forte crescita. Il Corriere indica 46.000 annunci AI nel 2025, su un totale di 3,4 milioni di annunci. È un numero ancora limitato in rapporto al mercato del lavoro complessivo, ma segnala una traiettoria chiara: le competenze digitali e di gestione dei dati diventeranno sempre più rilevanti nei piani industriali.* Allarme costi per l'AI generativa. Repubblica sottolinea che da Google a Microsoft cresce il tema della sostenibilità economica dell'intelligenza artificiale. I modelli richiedono investimenti elevati in chip, energia, data center e personale specializzato. Per le aziende, la fase successiva sarà distinguere tra sperimentazione e ritorno economico misurabile.* Cybersecurity come infrastruttura strategica nazionale. La Stampa presenta il dossier sulla cybersicurezza come “affare di Stato”. Il punto industriale è rilevante: dati, cloud, infrastrutture e difesa digitale diventano asset critici, non semplici costi IT. Per le imprese, la sicurezza informatica entra sempre più nella governance del rischio.Fisco, politica industriale e fondi pubbliciTestate: Il Sole 24 Ore / Corriere della Sera / Repubblica / La Stampa / Il Messaggero* Interventi pubblici alle imprese: 18 miliardi l'anno tra 2020 e 2025. Il Sole 24 Ore evidenzia un volume medio annuo di sostegni pari a 18 miliardi di euro. Il dato mostra quanto la politica industriale sia tornata centrale. L'aspetto positivo è la disponibilità di strumenti pubblici; il nodo manageriale è misurare l'efficacia degli incentivi su investimenti, produttività e innovazione.* Fondi UE, energia e rincari: confronto aperto sull'utilizzo delle risorse. Corriere della Sera, Repubblica e La Stampa trattano il tema dell'uso dei fondi europei per contrastare il caro energia.La discussione riguarda il trade-off tra interventi immediati sulle bollette e investimenti strutturali. Per le imprese energivore, la priorità resta la prevedibilità dei costi; per il Paese, la sfida è non consumare risorse straordinarie solo in misure tampone.* Piano casa: quota del 25% agli over 65. Il Messaggero segnala un emendamento che riserva il 25% agli over 65. Il tema ha un impatto economico e sociale: l'invecchiamento della popolazione influenza mercato immobiliare, welfare abitativo, patrimoni familiari e domanda di servizi.Banche, famiglie e ricchezza privataTestate: Il Sole 24 Ore / Il Messaggero* Bankitalia segnala il rischio di aumento del divario di ricchezza tra famiglie. Il Sole 24 Ore pone l'attenzione sulla distribuzione patrimoniale. In uno scenario di inflazione, tassi e bassa crescita reale, la capacità di proteggere e far crescere il patrimonio diventa sempre più differenziata tra famiglie finanziariamente evolute e famiglie meno patrimonializzate.* BTP nei bilanci bancari: opportunità e rischio di sistema. Il ritorno delle banche sui titoli di Stato, con 40 miliardi di euro in più, può sostenere redditività e stabilità dei portafogli, ma va letto anche come segnale di maggiore interdipendenza tra banche e debito pubblico. Per il wealth management, il messaggio è chiaro: il BTP resta centrale, ma va gestito con logica di duration, diversificazione e fiscalità.Energia, geopolitica e materie primeTestate: Corriere della Sera / Repubblica / La Stampa / Il Messaggero / Domani / Il Giornale* Hormuz torna al centro del rischio energetico globale. Repubblica descrive le nuove rotte delle navi che aggirano il blocco iraniano nello Stretto di Hormuz, mentre Il Messaggero segnala che passano ancora 20 navi. Il tema è rilevante per petrolio, gas, trasporti marittimi, assicurazioni e catene di approvvigionamento.* Petrolio e benzina: produzione e scorte italiane reggono per l'estate. Il Messaggero segnala che il pieno estivo sarebbe salvo grazie a produzione e scorte. È un'indicazione positiva per consumatori, turismo e trasporti, anche se il quadro resta vulnerabile alle tensioni geopolitiche.* Fertilizzanti: cresce l'allarme per l'agricoltura. Il Messaggero evidenzia il rischio fertilizzanti collegato alle tensioni internazionali. Il punto è strategico: energia, chimica e agricoltura sono filiere connesse. Un rincaro o una scarsità di input agricoli può trasferirsi sui prezzi alimentari e quindi sull'inflazione.* Mini reattori e sicurezza energetica. La Stampa segnala l'apertura della maggioranza ai mini reattori. Il tema va letto in ottica industriale: sicurezza degli approvvigionamenti, decarbonizzazione, stabilità dei prezzi e competitività delle imprese energivore.* Difesa europea e scudo aereo. Corriere della Sera, Repubblica, La Stampa e Il Messaggero convergono sul tema della vulnerabilità europea davanti a droni, missili e guerra elettronica. La priorità indicata è lo scudo aereo, con impatti potenziali su bilanci pubblici, industria della difesa, tecnologia e cybersecurity.Lavoro, capitale umano e demografiaTestate: Il Sole 24 Ore / La Stampa* Divari di genere tra sanità, pensioni e lavoro. Il Sole 24 Ore segnala come i divari che frenano le donne restino un vincolo economico. Non è solo una questione sociale: minore partecipazione femminile significa minore crescita potenziale, minore base contributiva e minore capacità di risposta all'invecchiamento demografico.* Fuga dei giovani: tema strategico per produttività e territorio. La Stampa richiama la necessità di frenare l'emigrazione dei giovani. Il punto manageriale è evidente: capitale umano, competenze e attrattività territoriale sono fattori decisivi per sostenere imprese, innovazione e passaggio generazionale.* Lavoratori europei e AI: richiesta di coinvolgere le aziende al tavolo. La Stampa, nell'intervista a Christy Hoffman, mette al centro l'impatto dell'intelligenza artificiale sul lavoro. L'indicazione positiva è che l'AI può aumentare produttività e qualità dei processi, ma richiede formazione, regole e dialogo industriale.
Premium This is a preview of our premium episode. Full access is available only to premium subscribers. Click here and learn about the Premium Podcast to access this interview... Play audio-only preview episode | Play on YouTube | Play on Spotify Episode Summary We welcome back Dawn Mahan and Jerry Manas for a project risk management conversation that connects movie moments with practical project leadership. Dawn and Jerry, co-editors of Projectland Goes to the Movies: 22 Blockbuster Strategies for Project Success, focus on the chapters they personally wrote and use them to examine how project managers identify early warning signs, assess uncertainty, choose risk responses, and handle the human side of risk. Jerry uses Star Wars to explain fast risk assessment, OODA loops, situational awareness, risk response planning, and the difference between risk as threat and risk as opportunity. Dawn uses The Italian Job to discuss trust, hidden resistance, team pressure, stakeholder behavior, sabotage, and what happens when a new person joins an already established team. Together, they make a practical point for project managers: risk management cannot live only in a register. It has to show up in conversations, sponsor alignment, team formation, stakeholder engagement, and regular project decisions.
Quali competenze servono per lavorare con l’intelligenza artificiale? Come ripensare i concetti stessi di esperienza, leadership, gestione del team a fronte di una rivoluzione tecnologica che sta cambiando i processi, le gerarchie, forse l’idea stessa che abbiamo del lavoro e delle organizzazioni? Presentiamo con gli autori il libro Intelligenza - voci del lavoro nuovo. Vengono a trovarci in studio Luca Tremolada - giornalista de Il Sole 24 ORE - e Silvia Zanella, esperta nella gestione delle risorse umane. Nella prima parte della puntata ci colleghiamo con Fausto Bianchi, Presidente Piccola Industria Confindustria, per presentare la nuova edizione del concorso The Perfect Pitch (TPP 2026), che si rivolge a startup, scale-up e PMI innovative attive nel settore fashion.
Rassegna stampa economico-finanziaria del 27 Maggio 2026, strutturata per macro-temi e basata sulle principali testate giornalistiche nazionali.Investimenti e MercatiTestate: Corriere della Sera / Repubblica / MF / Il Sole 24 Ore / Il Foglio* Ferrari elettrica sotto pressione in Borsa. Il debutto comunicativo della prima Ferrari elettrica ha prodotto una reazione negativa del mercato: il titolo ha chiuso a -8,4%, con circa 5 miliardi di euro di capitalizzazione bruciata. Il prezzo atteso della vettura è indicato in area 550.000 euro, circa 90.000 euro sopra l'attuale modello di riferimento. Il tema non è solo finanziario: riguarda posizionamento del brand, percezione dell'elettrico nel lusso e capacità di parlare a nuovi clienti senza alienare la clientela storica.* CIPESS, investimenti pubblici per 125 miliardi. MF evidenzia un pacchetto rilevante di investimenti, pari a 125 miliardi, che può rappresentare un acceleratore positivo per infrastrutture, filiere strategiche e domanda interna, a condizione che tempi autorizzativi e capacità di esecuzione siano coerenti.* Mercati obbligazionari in attesa della BCE. Repubblica segnala il ritorno del pressing dei “falchi” per un possibile rialzo dei tassi a giugno. I mercati prezzano due strette da 25 punti base nell'anno e un tasso sui depositi che potrebbe risalire dal 2% al 2,5%. Per investitori e imprese resta centrale la gestione del costo del debito.Industria, Imprese e Made in ItalyTestate: Corriere della Sera / La Stampa / Il Sole 24 Ore / Domani / Il Foglio* Confindustria avverte sul rischio “deserto industriale”. Il presidente Orsini richiama il ruolo dell'Italia come seconda manifattura europea, ma denuncia il rischio di perdere industria e posti di lavoro per guerre, concorrenza cinese e burocrazia UE. I KPI principali sono netti: crescita italiana media degli ultimi 25 anni allo 0,4% annuo, contro 1,4% UE, 2,1% USA e 8% Cina. Obiettivo auspicato: tornare a una crescita del 2% annuo.* Le richieste delle imprese: energia, dimensione, innovazione. Confindustria indica cinque leve: energia, crescita dimensionale delle PMI, contratti di sviluppo, innovazione, semplificazione normativa e riforma della 231. Proposta anche una revisione di 575 agevolazioni fiscali, pari a circa 120 miliardi, per liberare almeno 20 miliardi da destinare alla competitività.* Ex Ilva, ipotesi cordata Eni-Arvedi. Domani e Il Foglio riportano il dossier siderurgia: la proposta Eni-Arvedi riapre il tema del rilancio industriale dell'ex Ilva, ma resta il nodo strategico di fondo: senza acciaio, energia competitiva e investimenti, il piano industriale nazionale rischia di indebolirsi.Fisco, Normativa e SemplificazioniTestate: Il Sole 24 Ore / Corriere della Sera / Il Messaggero / MF* Partite IVA più fedeli, ma rischio evasione ancora elevato. Il Sole 24 Ore segnala un miglioramento nei comportamenti fiscali, ma il rischio evasione resta significativo: circa una partita IVA su due presenta ancora profili di criticità. Il dato conferma che compliance, semplificazione e controlli mirati devono procedere insieme.* ZES unica e semplificazioni. Il Messaggero evidenzia che sono già operative quasi 500 semplificazioni e che si lavora verso una ZES unica estesa all'intera penisola. È un segnale positivo per attrazione di investimenti, tempi autorizzativi e competitività territoriale.* Piano Casa e fondi territoriali. Il Sole 24 Ore segnala l'ingresso dei fondi territoriali nel Piano Casa: tema rilevante per edilizia, rigenerazione urbana e impiego di capitali locali in progetti reali.Banche, Credito e RisparmioTestate: Il Sole 24 Ore / MF / Repubblica / La Notizia* Banche europee: richiesta di semplificazione normativa. Il Sole 24 Ore riporta la posizione favorevole a una revisione delle regole europee: meno complessità può liberare credito verso economia reale, imprese e investimenti produttivi.* Bini Smaghi: servono grandi banche europee. L'intervista sul Sole 24 Ore sottolinea un punto strategico: la frammentazione bancaria europea limita la capacità di finanziare crescita e competitività. La BCE, secondo questa lettura, rischia di frenare il credito all'economia proprio mentre servirebbero operatori più forti.* Fondi pensione e ipotesi patrimoniale. MF segnala il tema della patrimoniale sui fondi pensione: dossier sensibile perché tocca previdenza complementare, fiducia dei risparmiatori e stabilità delle regole fiscali di lungo periodo.* Banche e intelligenza artificiale. Repubblica e MF richiamano la crescente attenzione delle autorità sull'IA, con una riunione BCE di circa 300 esperti sui rischi legati a modelli avanzati come Mythos. Opportunità positiva: aumento dell'efficienza. Rischio: cybersecurity, responsabilità umana e controllo dei processi decisionali.Energia e GeopoliticaTestate: Corriere della Sera / La Stampa / Il Messaggero / Il Foglio / Domani* Energia come primo fattore di competitività. Corriere evidenzia il costo dell'energia come nodo industriale. Il prezzo del gas europeo viene indicato intorno a 47,1 euro/MWh, livello che resta rilevante per margini e programmazione industriale.* Costo del lavoro e competitività. Nelle tabelle del Corriere emerge il cuneo fiscale: Italia tra i Paesi con incidenza elevata, intorno al 45% del costo del lavoro. È un freno alla crescita dei salari netti e alla competitività delle imprese.* Materie prime critiche: tungsteno. Il Messaggero segnala la corsa statunitense al tungsteno, metallo strategico per difesa e industria, nel tentativo di ridurre la dipendenza dalla Cina. Tema da monitorare per filiere industriali, difesa, semiconduttori e supply chain.Lavoro, Formazione e PATestate: Panorama / Il Tempo / Corriere della Sera* Pubblico impiego e costo del posto fisso. Panorama apre il tema del costo del lavoro pubblico e della sostenibilità della spesa. Il nodo manageriale è l'equilibrio tra stabilità occupazionale, produttività e qualità dei servizi.* IA nella Pubblica Amministrazione. Il Tempo segnala l'impatto dell'intelligenza artificiale sul settore pubblico. Lettura positiva: se ben governata, può ridurre tempi, burocrazia e costi amministrativi; resta però necessario presidiare competenze, responsabilità e sicurezza dei dati.
そうだったのかブロックチェーン Ep.4 このポッドキャスト番組では、日銀・金融庁で銀行監督の経歴をもち、現在は周南公立大学情報科学部でブロックチェーンについての教鞭をとる内田善彦と、グルメアプリのファウンダーとして、Web2サービスにブロックチェーンを掛け合わせWeb3事業を構築したキャリアを持つ酒井勇也、そしてクリプト専門メディア「あたらしい経済」副編集長の大津賀新也の3人が、ブロックチェーンについて今知っておべきことを紹介します。 第4回目となる今回は、「良いチェーン・悪いチェーン」をテーマに、ブロックチェーンの「拡張性・柔軟性」と「スケーラビリティ」の解説や「ブロックチェーンのトリレンマ」への疑問について話しました。 次回、第5回目は2026年6月2日に配信予定です。 出演者 内田善彦 1994~2023年日本銀行。金融研究所・企画役、金融機構局・企画役(グループ長)等。金融機関のリスク管理・経営管理に関して様々な角度から考察を加える。この間、金融庁、大阪大学、東京大学でも勤務。2023年6月〜11月株式会社クエストリー取締役、2024年4月〜12月カシェイ取締役として、web3スタートアップに経営者として参画。現在は、周南公立大学情報科学部教授(2023年6月から)として教鞭を執る傍ら、株式会社サイバーリンクス社外取締役(2024年3月から)としてデジタルIDや電子署名関連のビジネス等を推進するほか、株式会社ゆいづむ代表取締役(2025年10月から)としてブロックチェーン活用に関連するコンサルティングを行う。 Xアカウント:x.com/uchida_tomato 酒井勇也 学生時代に株式会社SARAHを共同創業。日本最大級のメニュー特化型グルメアプリ「SARAH」に加え、大手食品メーカー向けの外食ビッグデータサービス「FoodDataBank」を構築した。COOとして累計10億円の資金調達やM&A、PMIを主導。2019年より、SARAHのWeb3化を主導。食・ヘルスケアのデータ管理に特化したレイヤー1独自ブロックチェーン「ONIGIRI Chain」の開発や、トークンエコノミーを構築した。2025年の代表取締役退任を経て独立。現在は、実需を伴うブロックチェーン活用やWeb3事業の社会実装に特化したコンサルティングを展開している。 Xアカウント:x.com/skyuya03 聞き手:あたらしい経済 副編集長 大津賀新也 そうだったのかブロックチェーン公式X:https://x.com/soublock そうだったのかブロックチェーン公式サイト:https://soublock.com/
In this episode, Ricardo discusses the main misunderstandings about the eighth edition of the PMBOK Guide. He explains that the PMI has not abandoned traditional management nor transformed everything into agile, but has begun to integrate predictive, hybrid, and adaptive approaches in a more intelligent way. Ricardo emphasizes that governance, cost control, scheduling, and leadership remain essential, but are now applied in more complex and dynamic environments. He also clarifies that artificial intelligence appears as a support tool, not as a replacement for human leadership. Another important point is that no framework solves cultural problems or management failures on its own. According to Ricardo, the new PMBOK seeks to connect execution and value creation, reducing conflict between methodologies and encouraging adaptation to the real context of projects. Listen to the podcast to learn more about! * The opinions presented in this podcast reflect solely the personal views of Ricardo and do not necessarily represent the position of PMI. This episode has no sponsorship, support, or institutional affiliation with any organization.
Neste episódio, Ricardo comenta os principais mal-entendidos sobre a oitava edição do PMBOK Guide. Ele explica que o PMI não abandonou a gestão tradicional nem transformou tudo em ágil, mas passou a integrar abordagens preditivas, híbridas e adaptativas de forma mais inteligente. Ricardo destaca que governança, controle de custos, cronograma e liderança continuam essenciais, porém agora aplicados em ambientes mais complexos e dinâmicos. Ele também esclarece que a inteligência artificial aparece como ferramenta de apoio, não como substituição da liderança humana. Outro ponto importante é que nenhum framework resolve problemas culturais ou falhas de gestão sozinho. Segundo Ricardo, o novo PMBOK busca conectar execução e geração de valor, reduzindo o conflito entre metodologias e incentivando adaptação ao contexto real dos projetos. Escute o podcast para saber mais! * As opiniões apresentadas neste podcast refletem exclusivamente a visão pessoal de Ricardo e não representam, necessariamente, o posicionamento do PMI. Este episódio não possui patrocínio, apoio ou vínculo institucional com qualquer organização.
Lo sviluppo delle tecnologie di intelligenza artificiale corre, eppure in Italia oltre tre quarti delle PMI non ha investito né prevede investimenti in AI. Lo rivela la ricerca dell’Osservatorio Innovazione Digitale nelle PMI del Politecnico di Milano che ci illustra Claudio Rorato, Direttore dell’Osservatorio.C’è molto dibattito, tra gli addetti ai lavori, sul nuovo plugin sviluppato da Anthropic per team legali e professionisti del diritto. Alla strategia dell’LLM generalista addestrato sui materiali legali, Lexroom oppone la sua infrastruttura costruita su milioni di dati verificati, come spiega Paolo Fois, CEO di Lexroom startup che ha annunciato la chiusura di un nuovo round del valore di 50 milioni di euro.Il settore dei chip è sempre più strategico per lo sviluppo dell’AI e per la fase complessa che attraversano le relazioni geopolitiche globali. Ha suscitato dunque grande interesse la notizia di un nuovo mega-round da oltre 250 milioni di dollari concluso da Axelera.ai, startup che sviluppa processori per l’intelligenza artificiale. Enrico Pagliarini ha incontrato Fabrizio Del Maffeo, cofondatore e amministratore delegato della startup olandese.Le applicazioni della GenAI e il loro impatto sul lavoro e le organizzazioni. Ne parliamo con Luca Tremolada, giornalista de IlSole24ORE e la manager Silvia Zanella che lo hanno raccontato nel libro-inchiesta dal titolo “Intelligenza”.E come sempre in Digital News le notizie di innovazione e tecnologia più importanti della settimana.
Brian Szytel recaps a positive market turnaround from Miami Beach after Hightower leadership meetings, with the Dow up about 280 points, the S&P up ~15 bps, and the Nasdaq up ~10 bps; year-to-date, the Dow is up ~5%, the S&P ~9%, and the Nasdaq ~13%. Rates were little changed with the 10-year around 4.56%, and WTI oil was slightly down amid reports of a potential Saudi-linked development in the Iran conflict. He discusses persistent core inflation across CPI, PPI, and PCE as demand growth outpaces supply growth alongside rising money supply, while maintaining the thesis of a 1% real Fed funds rate but with higher inflation expectations (now ~2.5–3%) implying a higher terminal Fed funds range. Economic data included slightly better housing starts (~1.5M), in-line jobless claims (209K), strong flash manufacturing PMI (55.3), and slightly softer services PMI (50.9), and he explains why markets focus on results versus expectations. 00:00 Welcome and Updates 00:52 Market Close Recap 01:44 Inflation and Fed Outlook 03:32 Today Economic Data 04:30 How to Read Data 05:33 Wrap Up and Thanks 05:53 Disclosures Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com
Nvidia's (NVDA) muted movement in shares following earnings is something Kevin Green considers a good thing given the stock's past performance after earnings. He sees it as a healthy sign of stabilization. On the latest economic data, KG highlights a better-than-expected manufacturing index in the PMI composite flash but a services number that did not outperform. He later highlights crude oil's recent moves as optimism holds out for an end to the U.S.-Iran War. Nvidia's (NVDA) muted movement in shares following earnings is something Kevin Green considers a good thing given the stock's past performance after earnings. He sees it as a healthy sign of stabilization. On the latest economic data, KG highlights a better-than-expected manufacturing index in the PMI composite flash but a services number that did not outperform. He later highlights crude oil's recent moves as optimism holds out for an end to the U.S.-Iran War.
AI is changing work fast enough to give every project manager emotional whiplash. New tools, new workflows, new expectations… and somehow you're still expected to hit deadlines, manage stakeholders, and explain for the fifth time why the project scope changed after leadership changed the entire business strategy. In this episode, Kim and Kate sit down with Kelly Heuer from Project Management Institute to talk about the skills that actually survive industry shifts, changing technology, and whatever shiny new buzzword LinkedIn is obsessed with this week. They unpack why "soft skills" are actually the hardest skills in project management, how business acumen separates strategic PMs from task trackers, and why learning to navigate ambiguity matters more now than memorizing formulas from the PMP exam. The conversation also dives into the uncomfortable reality that project success is rarely about perfectly following the original plan. Sometimes the real job is realizing the plan should change in the first place. Along the way, they cover durable vs. perishable skills, why varied career experience is secretly a superpower, how PMs can become more effective strategic partners, and why "say the thing" might be the most important career advice you'll hear all year. Grab a drink, question your project charter, and let's get into it. Guest Bio As Vice President of Learning at the Project Management Institute (PMI), Dr. Kelly Heuer brings over two decades of experience in higher education to lead PMI's Learning division. She oversees a global portfolio including professional standards, publications, live and enterprise training, and digital learning products that equip project professionals worldwide to drive project success. Kelly holds multiple degrees in philosophy, including an AB from Harvard and an MA and PhD from Georgetown University. She began her career at Georgetown, helping launch the university's first Massive Open Online Course (MOOC) in bioethics and co-founding its ethics and social innovation lab. She most recently served as Vice President of Learning Experience at edX, driving learning strategies and digital innovation across the company's portfolio. As the first in her family to pursue higher education, Kelly is passionate about mentoring first-generation students, coaching formerly incarcerated individuals, and supporting colleagues exploring alternative career paths. She lives in Brooklyn with her partner, Arjun, and their two children, chess enthusiast Kiran and aspiring explorer Ryan.
Dan Claps sits down with Steve Hart, co-founder and CEO of PMI, for a conversation about entrepreneurship, resilience, and building one of the largest property management franchise systems in the country. Steve shares how his entrepreneurial mindset started long before adulthood—mowing lawns, taking care of pets, and constantly finding ways to earn money as a kid. After realizing corporate life wasn't for him, Steve eventually transitioned into entrepreneurship full-time, navigating multiple failures and difficult seasons along the way before co-founding PMI during the 2008 financial crisis.Throughout the episode, Steve breaks down how PMI identified a fragmented property management industry filled with mom-and-pop operators and turned it into a scalable national franchise brand built on systems, technology, and recurring revenue. Dan and Steve discuss the evolution of property management, the power of national branding, and why recurring monthly revenue creates such an attractive business model for franchise owners. Steve also explains PMI's unique “five pillars” approach to property management—including residential, commercial, HOA, multifamily, and short-term rentals—which gives franchisees multiple ways to scale and grow their businesses over time.The conversation also dives into the realities of entrepreneurship behind the scenes, including the importance of having support from a spouse or partner during difficult moments. Dan reflects on how one of his earliest franchise placements with PMI helped shape his own journey into franchising, while Steve shares why he still believes PMI is only getting started despite operating in nearly every state. Whether you're considering franchise ownership, exploring property management, or looking for insight from entrepreneurs who have weathered decades of ups and downs, this episode delivers practical lessons on growth, persistence, and long-term thinking.
Send us Fan MailI was fortunate to sit down with Daniel Hemhauser recently for a casual catching-up conversation. We touched on the current status of the employment struggles faced by many skilled project managers and the mixed signals we seem to be getting about their future. PMI has said that we'll need millions more PMs by 2035, but currently the people we talk to are sitting at six, nine, or even eighteen months without work. We get real about what that feels like, why it's happening across industries, and why even highly skilled project managers and PMO leaders are seeing job posts that demand impossible “everything roles” for entry-level pay. We also dig into where movement still exists. Some regions show more hiring energy, especially where construction, distribution, data center build-outs, and AI infrastructure are growing. We share simple, practical tactics like setting targeted job alerts and thinking in terms of project funding and active build cycles, not just job boards. If you're trying to plan your next move, this is about reading the market with clearer eyes. Then we shift to the opportunity hiding in the chaos: AI for project managers. Many people claim they “know AI,” but many are only scratching the surface with basic prompts. We talk about what actually stands out, from building useful workflows to experimenting with AI agents that can take repetitive PM work off your plate, like summaries, status updates, and draft communications. We also cover how to learn faster by having AI create a 30 to 60 day study plan and how to write prompts that force clarity by having the model ask you the right questions first. If you're worried about the future of project management, this conversation is a reminder that fundamentals still matter and new skills can compound quickly. Share this episode with a PM friend who needs it, and leave a comment with the toughest hiring trend you're seeing right now. Links: Connect with Daniel on LinkedIn: https://www.linkedin.com/in/danielhemhauser/Website: https://www.thepmplaybook.com/PM-Mastery Links:For a full podcast episode list, visit here: PM-Mastery Podcast Episodes.For a full list of blog posts, go here: PM-Mastery Blog PostsBecome a PURE PM: https://pm-mastery.com/pureCheck out Instructing.com for all your PM course needs: https://www.instructing.com/?ref=bd5e5cGet your free PDU Tracker here: https://pm-mastery.com/resource_links/
The strongest industries are built on relationships that outlast individual transactions. In this episode of the IC-DISC Show, I sit down with Larry Drummond, Executive Director of the International Precious Metals Institute (IPMI), to talk about what fifty years of industry collaboration has taught him about trust, transparency, and building lasting business connections. Larry shared how IPMI started in 1976 when a group of New York-area scientists came together to share data across competing precious metals companies. After 25 years at Engelhard and a leadership role at Metalor, he came out of retirement in 2018 to lead the organization he had served as a volunteer board member and past president. What struck me most was Larry's description of an industry where someone can be your customer, vendor, and competitor at the same time. He shared examples of refiners picking up the phone to ask competitors for help during operational setbacks, knowing the favor would be returned without losing customers in the process. The conversation reminded me that even in commodity-driven businesses, transparency and verified trust create the foundation for everything else. With IPMI's 50th annual conference coming up in Orlando, Larry's perspective is a great preview of what makes this industry tick. SHOW HIGHLIGHTS * In precious metals, the same company can be your customer, vendor, and competitor at the same exact time. * IPMI was founded in 1976 by New York-area scientists who recognized the value of sharing data across competing companies. * When operations go down, refiners call competitors for a week of help, knowing the favor will be returned without customer poaching. * Record-high gold prices flooded refiners with material, but financing costs and capacity limits turned some lots into losers. * IPMI memberships pay for themselves through the price discount on a single annual conference registration. * Portable x-ray guns have transformed the industry, letting even small operators verify what they have before shipping it up the chain. Contact Details LinkedIn - Larry Drummond LINKS Show NotesBe a Guest About IC-DISC AllianceAbout IPMI TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Larry Drummond: Unique things about this industry is that someone can be your customer, vendor, and competitor at the same exact time. Those relationships, even with your competitors, I can't say there's any kind of big precious metal company that something hasn't gone wrong in your operation at some point in time. I've personally been involved in situations where you could pick up the phone and call your competitor and say, "Listen, I need help for about a week." And they will handle some of your materials and not steal your customer because they know one day they may pick up the phone and call you. David Spray: Good morning, Larry. How are you this morning? Larry Drummond: Very good, David. Good morning. How are you? David Spray: I am great, thank you. So you are, I believe, the executive director of the International Precious Metals Institute, is that correct? Larry Drummond: That's correct. David Spray: And I guess the organization goes by the initials, right? IPMI? Larry Drummond: Yes. Everyone refers to it as IPMI. When we do legal documents, we use the full name, but for the most part we just use IPMI. David Spray: Okay. So can you just tell me a bit of the history of IPMI? Has it been around very long? Larry Drummond: Yeah. Well, we've been around very long and it's very appropriate we're doing this podcast today because we're celebrating our Jubilee year this year. So we were formed in July of 1976 and the history is that a group of scientists in the greater New York area where there was many major precious metal companies had formed, got together because they saw the need to share scientific data. And what's important about this is the pathway that they set still lives on today where people, member companies openly share a lot of information. Now again, they don't share their total trade secrets, but they share information where collectively the industry gets to benefit from that. David Spray: Okay. So Larry Drummond: It was started by a group of scientists and we've grown from there and we'll talk more about that during the course of the podcast here. David Spray: Okay. Well, that is great. And so when did you join the organization? Larry Drummond: So I joined in the late '90s, around 1997 I think was my first PMI. And the IPMI is really founded on volunteerism. There's actually only two of us that are employees and the rest are volunteers. So I was one of those volunteers and very early on got involved with the board of directors. I worked for Englehart Corporation for over 25 years and Englehart was one of the cornerstone founding members. Now it's owned by BASF. So in 2002, I joined the board and the executive committee and before we had term limits, I served on that for over 13 years as a. Oh, wow. And including all the officer roles and I'm also a past president of IPMI, which is a volunteer role. David Spray: Okay. And then at some point you shifted from being a member to being the executive director, is that correct? Larry Drummond: Yeah. I'm the past president for the Americas for Medalor Corporation, which is now part of Tanaka. And I retired in 2015 for a brief while and in 2018, I went back to work for the IPMI as the executive director. David Spray: I bet that must be great to be able to reconnect with all your longtime contacts in the industry. Larry Drummond: It's true. And it's really one of the key attributes of IPMI is really building relationships. If I could, if you look at our tagline, it's connecting you to the world of precious metals. And when I talk to people, especially people getting involved for the first time, I said, "Well, what does that mean?" I said, "We can boil IPMI down to really a few words and what they mean." It's connect, learn and build relationships. I was fortunate that I've spent essentially my entire career in precious metals, again, joining Ellhart in 1979. And some of those relationships that I've built over the years still exist today. So it's really one of the key things that we try and stress to people is to really build relationships. And the important part about that is that our industry, the transactions are very high value in terms of the precious getting transacted. And in many cases, you as a vendor are sending what you think to be a known amount of precious metals contained in some form that a refiner has to refine and produce fine metal out of. So there's a lot of trust involved. So building those relationships, it's trust but verified trust. Building those relationships is key and it's something that our members are very good at and personally that I've benefited from over the years in my career. And to this day, like you mentioned a few minutes ago, there's still many colleagues that I have that I've had relationships for over 30 years, you know what I mean? Wow. David Spray: Yeah, it's so interesting because on the surface it's a commodity. And so you would think that relationship wouldn't matter. You would think that just, "Hey, I'm buying two ounces of gold or a pound of gold and here's the price and we agreed on the price. And so what's the need for the relationship?" But I think you bring up a good point. It's because the seller may not know completely to the gram maybe how much material they have or the grade of the material. Is that kind of where that trust comes in? Because they think they're selling one thing, the refinery gets something and their team says it's slightly different. Is that what happens? Larry Drummond: Well, again, the trust comes in because many, I would say most of our member companies really have state-of-the-art laboratories, especially the big refineries and those are accredited laboratories. I David Spray: See. Larry Drummond: So there's techniques in terms of sampling and analytical procedures that really define how much metal is in particular a lot and it's not a perfect science, but it's a science that's been developed over the years. And so there's that trust, but it's verifiable trust. David Spray: Understood. So I imagine now when you came into the industry, did the people selling the material to the refiners, did they have that same type of equipment to know with that same precision or is that something that's just evolved as equipment has gotten more precise? Larry Drummond: Well, it's evolved over the years, particularly with the advances and the portable x-ray guns that now almost anyone can buy and afford. So if you're a very small company sending stuff up through the sort of food chain, if you will, of transactions, you can have a fairly good idea of what you have. David Spray: Okay. Okay. So what do you enjoy the most about this executive director role? Larry Drummond: Really, I think the thing I enjoy the most is really to see people building those relationships and I try and foster that. In other words, there's especially any new member or new attendee that comes to one of our events, there's an open door policy where, hey, if there's anyone you want to meet, myself or one of my colleagues will introduce you. And so I think really the thing I get the most out of it is really seeing those new developments in terms of relationships and then the fostering of the old ones. That's really what I get out the most. And one thing I want to highlight is we're going to be coming up to our annual conference. For any first time attendees at our annual conference, there is a kickoff social event on Saturday afternoon and it's by invitation for all first time attendees and myself, some of the officers, some key members, some past presidents are present at this social function and at this social function we just give some words of wisdom, if you will, on how to best navigate your first IPMI conference. And again, we'll stress this building of relationships and we'll also, again, stress this open door policy. If there's any particular person you want to meet, just let us know and one of us will make sure you get introduced. David Spray: I really appreciate that because I think you may recall that this will be my first conference. Larry Drummond: Exactly. David Spray: I saw that first timer event. And it's interesting because I've been a member of REMA, the Recycled Materials Association, also known as ISRI for 20 years or so. And I really just stumbled across one of your members as one of my team members who's doing some research trying to find more scrap metal people and they kind of stumbled on this person and they ended up becoming a client and they said to me, "Oh, you've got to be at the annual conference. We're happy to make some introductions." And yeah, it seems like there's a lot of similarities between that and the industry I know a little better the recycling scrap metal industry in terms of relationship, duration of relationships, networking. So yeah, I'm just so excited to attend. And I'm doing the whole thing. I'm coming in the day before on Friday so I can play in the golf tournament and go to that new timers, first timers event. I'm really looking forward to it. Larry Drummond: At the first timers event we started a few years ago now and it's really proven to be very worthwhile. We've gotten a lot of good feedback on it. So yeah, we're looking forward to seeing you and a bunch of other new people at that event. David Spray: Yeah, that sounds great. Are you doing anything different for it being the 50th annual or is it just business as usual like any annual conference? Larry Drummond: No. Well, again, we have our annual conference agenda, which is again, a combination of technical presentations and social events. And if I could maybe just expand a little bit on that for those that may not have attended, again, it kicks off technically we kick off Saturday night with an opening reception. We've developed an agenda to have pre-events prior to the opening reception and that's the golf event and we have another one at the same time as the golf event, a pickleball tournament for those so inclined to play pickleball. And then there's a session for the student meet and greet. So these are for the graduate student awards program that we have and the first time attendees. But then when we kick off on Sunday morning with the actual programs, it's designed basically to have technical presentations in the morning. There's usually one right after lunch, but then from about three o'clock on, there's a variety of social functions up through 10 o'clock at night each night. Culminate- David Spray: Yeah, to encourage that networking, right? Larry Drummond: Exactly. And a lot of our attendees have wall to wall meetings. I view my role in putting on this annual conference as offering sort of a smorgasbord of items in a combination of technical items, obviously the food and beverage and the social events, then everyone can pick and choose what they need to do. There are some members that will attend every technical session. There are others that may have 30 meetings set up over the course of. So again, what we try and do is provide that landscape, if you will, so that everyone can pick and choose what they need to do when they need to do it. David Spray: Okay. No, that makes sense. Yeah, like I said, I'm super excited to be there for the 50th. Let's see. And that'll be in Orlando at the Hyatt Grand Cypress Resort. Larry Drummond: Yeah. So we're at the Hyatt Grand Cypress and just a word to those who have not registered yet, you can register right up until the conference. The one issue we have is that the hotel is sold out on the Monday and Tuesday evening. So if you go on our website, you'll see we've put some alternative hotels. The one good thing about this location, we listed four or five, but there are probably 25 hotels within a five-minute Uber ride of the Hyatt because it's basically right next door to Disney Springs, so it's pretty accessible. David Spray: Okay. Well, that sounds great. Yeah, one of the questions I had was whether it was too late Larry Drummond: Not David Spray: To register. Larry Drummond: David, if I could, I don't think I fully answered the ... So for the 50th, so we have the presentations and the social events, but we're also working in throughout the days and evenings celebratory items of the 50th. So there'll be some videos playing. There's a lot of different graphics. So we're working a bunch of things in with the branding of the 50th, if you will. David Spray: Okay. Yeah, no, it's pretty exciting. In fact, I'm on the website. They have the countdown clock, 22 days, 23 hours, 42 minutes and two seconds. Did the attendees have to be a member of IPM or is Larry Drummond: There a David Spray: Guest option? Larry Drummond: No, no. You do not have to be a member. You'll see if when you go to a register, if you are a member, then you get the member price. So there's basically at all our events, the members get a discounted price, which is one of the benefits of membership. So there's a price delta, if you will, for non-members. And what we've done, you could see it's not much, but we've made it a little bit of a incentive, if you will, to take a couple of minutes out and join as a member because you can actually save more than what the individual membership costs. Corporate memberships obviously are a little bit more expensive, but for an individual membership, the price you pay for the membership is actually a savings compared to the price difference you'll pay for an event for one event. David Spray: Yeah, I noticed that. I joined I think about a year ago, nine months ago and this will be my first actual event and I noticed that. I noticed the price delta and I registered early. I have my hotel room and I noticed that. I'm like, wow, that membership's a no-brainer. It pays for itself if you just go to one event. Larry Drummond: Exactly. And we try to encourage that because again, some people maybe they just don't want to be bothered or have the time to take out. But the problem is even if you just go to one event by being a member, then you have access to all the information, the newsletters, the website. When we do have an event, then there's an app for the event. So you get all these other benefits as well. David Spray: Okay. And where is IPMI located physically? Is it in Orlando? No. Larry Drummond: So physically we have, it's myself and Sandra Orranz, who is our longtime administrative manager and she has an office in Pensacola, Florida. I'm working out of my home here in New Jersey, but physically we have an office in Pensacola. David Spray: And I must say Sandra has been wonderful to work with. I can't believe how ... She makes me feel like I'm the only member that she has to help and I know I certainly am not. So yeah, she is so impressive. Well, that explains it that she's been doing this for a little while. Larry Drummond: It's a funny story. One of my predecessors, and it's the reason we're in Pensacola, by the way, he was an executive that retired from Roman Haas in Philadelphia and he retired to Pensacola and he was the one that they hired to be executive director at the time, this was over 25 years ago. And so he was looking for office space in Pensacola and he happened to go into this office where Sandra was working, which that particular business was going out of business. Oh, really? David Spray: Well, Larry Drummond: The office space became available and they hit it off, had a great conversation. As you could see, it's very easy to talk to. So the joke is the internal joke that we have is Sandra says that she came with the furniture. David Spray: Now, will she be at the conference? Larry Drummond: Absolutely. That's great. David Spray: I look forward to finally meeting her in person as well as meeting you physically. Larry Drummond: She'll be there manning the registration room, which is front and center. You'll see once you arrive at the hotel and we'll be there in force. David Spray: Now do you have the latest registrar headcount? Is it in the several hundreds? Larry Drummond: Yeah, we just pressed it over 500 the other day. So we generally are in that 500 to 525 range, so we will probably exceed that this year. Despite the discounts that we offer, you'd be surprised at how many people still register rather late. David Spray: Yeah, I guess some people, their schedule is just harder to commit to that far out. Now you said you're in New Jersey. Are you from New Jersey originally? Larry Drummond: Yeah, I'm born and raised in New Jersey. And again, starting back with back in the late '70s, which was New Jersey based headquartered New Jersey and like I said, now BASF. So no, I've been in New Jersey in my entire life. David Spray: Okay. Yeah, there's some beautiful parts of the Garden State. I've got several clients in New Jersey and especially the Jersey Shore is ... Yeah, it's just so funny because I'm in Houston and Houston has elements that remind me of places in New Jersey in terms of if your only experience in Houston is just driving through town on Interstate 10, or if you've only flown into the airport, your perspective is, oh, it's industrial, there's a lot of manufacturing, chemicals, and it seems like not a great place to live. But when you get off the beaten path and you get into the real neighborhoods and the rural areas, you realize just how beautiful much of the state is. Larry Drummond: New Jersey is very much like that. A lot of people have the perception that everything is like how it is right around Newark Airport there and I could tell you it's not. When you get 30 minutes outside of that area, as you probably know, there's so many beautiful areas. David Spray: Yeah. So what about the future of the organization? What are you and the board excited about over the next five to 10 years? Larry Drummond: What we're excited about and what we've been working on is really to try and expand a bit to what I call sort of underserved segments and not optimally served geographical areas. So yes, we are the International Precious Metal Institute with heavy membership from North America and Europe, but we also have a lot of member companies from Asia. So in terms of the underrepresented segments, we've been working with the jewelry industry to try and expand the members and the attendees that we get directly from the jewelry industry. We have a bunch of people involved from the jewelry scrap side of things. Actual jewelry manufacturers were trying to expand on that. And so we've collaboratively joined forces, if you will, with CJO, CIBJO, which is basically an association of associations of the jewelry industry and we have an event. They're actually celebrating their hundredth year this September in Italy and we'll be attending that event. So we've been attending for the past couple of years now to try and build on that. And geographically, one of the key areas, again, we're trying to work on a bit more and again, collaboratively in the Asia Pacific area with different organizations there to try and, again, cross fertilize it a bit as best we can. As an example, we have people speaking at conferences there and vice versa, inviting various people to speak at our event. In fact, you'll see it's pretty predominant. On the Monday morning we have a session called the World of Precious Metal Finance Gold and Silver, and we have three different speakers from Asia as part of that gold and silver panel. David Spray: Oh, that is great. And I noticed that on the agenda. I plan to go to as many of the events or the educational things just to learn as much as I can. But like you mentioned, I think my assistant already has me tentatively scheduled for about 15 meetings while I'm there. So it'll be a balance. Larry Drummond: One of the things I wanted to mention about, and this is, I think, important for those, especially people coming for the first time, is we've consciously adjusted these agendas over the past few years. If you go back in time, some of the IPMI meetings from many years ago, it was technical sessions all day long and then people just felt the need for meetings. Then there was three to four hour sessions for a bunch of years, but what I've done since I took over is we've really changed the timing of the sessions to be either 75 or 90 minutes, some are 60 minutes so that someone like yourself, they have 15 meetings and there's some people that may have even more meetings than that, you can pick and choose when you're doing, say, "Listen, all right, I really need to go to that golden silver one or this one." So when you're scheduling your meetings, you can then take that 90 minutes and just block it out so that you can attend certain sessions that you really feel that you want to. The other thing I've mentioned too is in the case that you just simply can't make those sessions, all attendees get a complete prospectus of all the presentations That are made after the conference. And the only asterisk I'd put on that is that we have to get authors permission to release their presentation to everyone. But I can tell you from past experience, it's like 99% of those presenting give us the authority to send it to all attendees. So that's another benefit that you have that if you are tied up in meetings that you still will get access to those presentations. David Spray: Well, that is great to know. And I think you said you joined the industry, you joined Englehart in 79, is Larry Drummond: That David Spray: Right? Larry Drummond: Yes. David Spray: So you've been involved with IPMI for almost its entire time of Larry Drummond: Being? No, I wouldn't go that far because again, I came up through finance. I was a very young accountant for hard back and David Spray: Stuff. Oh, okay. Larry Drummond: But as I grew into mid-management, if you will, by the mid 90s, that's when I started to get more involved with things like the IPMI. David Spray: I see. Okay. So you've only been involved about half the time that Larry Drummond: It's- Yeah, so just slightly more than half. Yeah. David Spray: Okay. And I'm just curious, since you've been involved in the industry, what comes to mind as one of the one or two biggest changes in the industry since you've been involved? Larry Drummond: I think really what's developed over time is this, I saw it when I first got involved, but it's much more so today, is the openness and transparency. So again, going back to what I said on the earlier part of this podcast about these building relationships, it's a two-way street obviously for everyone. But one of the unique things about this industry is that someone can be your customer, vendor, and competitor at the same exact time. David Spray: Isn't that interesting? Larry Drummond: And so I think that's what I've seen develop more and more as time goes on is this real sort of congruence of those kind of relationships. And as you'll see, when you attend the events, there's a lot of critical and detailed information exchanged. And obviously in private meetings, there's even more, but I think that's one of the key things that we've seen is that real transparency. David Spray: No, that sounds great. And it sounds like what maybe hasn't changed is just the importance of the relationships. That probably sounds like that's been consistent over the whole time. Larry Drummond: That's key. And those relationships, even with your competitors, I can't say there's any kind of big precious metal company that something hasn't gone wrong in your operation at some point in time. Let's just say you're taking an inventory and you're supposed to be back up in operation next Monday and something happens and, "Hey, listen, you're going to be delayed a week." I've personally been involved in situations where you could pick up the phone and call your competitor and say, "Listen, I need help for about a week," and they will handle some of your materials and not steal your customer because they know one day they may pick up the phone and call you and say, "Hey, listen, we had a power failure, we had this, " whatever the situation was, but that they may need a helping hand too. So that's one of the key things that's really great about those relationships. David Spray: What about has the center of the gold industry shifted more to the Middle East or the Middle East role? Has that changed over time? Larry Drummond: Well, obviously there's a lot going on in the Middle East, but there's a big shift in that into the Asian market and that's one of the reasons why we have a predominance of Asian presenters and panelists as part of that golden silver session. David Spray: Okay. These record high prices, what's the impact of that on the industry other than I would assume ... Well, why don't I just ask you, what's been the impact of that? Has it been a good thing, a bad thing? Is it neutral for the industry? Larry Drummond: Well, I'd say overall for a lot of our members, it's a good thing, but it's a good thing that didn't also come with a lot of pain, if you will, along the way. So yes, generally speaking, the higher prices are better, but there was also a tremendous increase in the financing costs. And so as an example, if you think about the sort of supply chain of gold scraps, so this we buy gold stuff. So there's a corner store in a little shopping center where you live, we buy gold and that sells to another person who sells to another person who sells to maybe depending on the size of that operation, a couple of steps involved before we get a member company buying bigger lots and then it winds up going to the ultimate, what I call primary refiners or smelters where they're taking in scrap and their output is fine gold that's deliverable to the various exchanges like the London, Abullion Market Association, things like that, or into New York. But because so much material came out when this price came up, many of the refiners were getting filled up in terms of their capacity very quickly. And in this sort of refining gold business, it's a beat the clock kind of situation where you're settling with your customer and then you're transforming that metal into fin metal in your operation and then selling it to the marketplace. And So from the time you settle with your customer, which there's generally a preliminary settlement for almost the whole value of the lot upon receipt or day or so, a couple of days after receipt, you're financing that medal. So what a lot of member companies found was just inundated with material. And the issue is yes, even though you could possibly make more money because of the higher prices and the very slim percentage that they contractually get to retain as part of their commercial transaction, if the finance costs and the operation costs exceed that, then you're losing money on that lot. So there was a period of time where everyone along the line from the small guy all the way up, the financing cost and the timing of free capacity affected the situation. David Spray: Wow. Wow. Well, Larry, I can't believe how the time has flown by. Was there anything I didn't ask you that you wish I had? Larry Drummond: No, I'll just maybe put one final plugin for our annual conference. Again, for those of you who have never been to an IPMI conference, this would be a very good one to start your IPMI journey on. So again, June 6th to 9th in Orlando, Florida. There's still time to register if you go to wipi.org. All the information is there for you to see. And David, perhaps I can send you a link as well that maybe you can put at the end of the register registration link at the end of the podcast. David Spray: Yeah, please do that. And we also can put it in the email body itself that goes out to our email recipients and then in the show notes as well. Larry Drummond: Okay. David Spray: Well, Larry, thank you for your time. And like I said, I look forward to meeting you in person in a few weeks in Orlando. Larry Drummond: Okay. Look forward to seeing you. Thank you very much, David. David Spray: Thank you. There we have it. Another great episode. Thanks for listening in. If you want to continue the conversation, go to iciscshow.com. That's icy-d-icow.com. And we have additional information on the podcast, archived episodes, as well as a button to be a guest. So if you'd like to be a guest, go select that and fill out the information and we'd love to have you on the show. So that's it. We'll be back next time with another episode of The Icy Disc Show.
Play audio-only episode | Play on YouTube | Play on Spotify Episode Summary The PMP Exam Content Outline, often called the ECO, drives everything about the PMP exam, yet many students still focus almost entirely on the PMBOK Guide. In this episode, Cornelius Fichtner explains why the PMP exam is not a test of the PMBOK Guide and why the ECO serves as the real syllabus behind the certification exam. He walks through how PMI develops exam questions, how volunteers create and review questions based on the ECO, and how reference materials such as the PMBOK Guide support the process without directly defining the exam itself. Along the way, Cornelius breaks down the structure of the ECO into domains, tasks, and enablers, helping PMP candidates understand what PMI expects modern project managers to know in predictive, adaptive, and hybrid environments. He also explains why concepts such as value delivery, sustainability, compliance, and artificial intelligence now appear in the latest version of the exam. The discussion includes a practical walkthrough of the People, Process, and Business Environment domains, how exam percentages are distributed, and why PMI periodically updates the exam based on real-world project management practices.
In this episode, Ricardo explains that career growth in project management is not defined only by technical skills, certifications, or tools. Often, the most important moments are brief, unexpected interactions during crises or difficult conversations. In these situations, leaders observe who remains calm, simplifies chaos, communicates clearly, takes responsibility, and helps others make decisions. While technical competence is essential, trust, confidence, and leadership under pressure become the true differentiators as careers evolve. With artificial intelligence automating many technical tasks, human abilities such as judgment, communication, and decision-making in uncertain situations are becoming even more valuable. Sometimes, a career-changing moment may last only a few minutes. Listen to the podcast to learn more about!
Neste episódio, Ricardo explica que o crescimento na carreira de gestão de projetos não se define apenas por habilidades técnicas, certificações ou ferramentas. Muitas vezes, os momentos mais importantes são interações breves e inesperadas durante crises ou conversas difíceis. Nessas situações, os líderes observam quem mantém a calma, simplifica o caos, comunica-se com clareza, assume a responsabilidade e ajuda os outros a tomar decisões. Embora a competência técnica seja essencial, a confiança e a liderança sob pressão tornam-se os verdadeiros diferenciais à medida que as carreiras evoluem. Com a inteligência artificial automatizando muitas tarefas técnicas, habilidades humanas como julgamento, comunicação e tomada de decisão em situações incertas tornam-se ainda mais valiosas. Às vezes, um momento que pode mudar a carreira dura apenas alguns minutos. Escute o podcast pra saber mais!
Play audio-only episode | Play on YouTube | Play on Spotify Episode Summary Project managers often joke that their projects feel like a movie. In this conversation, that idea becomes the central theme as Cornelius Fichtner welcomes Dawn Mahan and Jerry Manas to discuss their book Projectland Goes to the Movies. Together, they examine how famous films reflect real project management challenges involving leadership, teamwork, risk, stakeholder management, planning, and adaptation under pressure. From Apollo 13 and The Martian to Jurassic Park, Twelve Angry Men, and Ocean's Eleven, the discussion highlights how storytelling creates memorable examples of project leadership in action. The guests explain why movies resonate so strongly with project managers, how fictional situations often mirror real workplace dynamics, and why stories stick with people more effectively than abstract theory. The conversation also connects several examples back to practical project management concepts such as servant leadership, agile adaptation, collaborative problem-solving, stakeholder influence, and the importance of remaining calm during uncertainty.
Lo smartworking sta davvero finendo? Negli ultimi mesi grandi aziende e multinazionali richiamano in ufficio centinaia di migliaia di dipendenti, cinque giorni su cinque. Ma cosa dicono davvero i dati sul lavoro da remoto in Italia, in Europa e nel mondo? E soprattutto: il "grande ritiro” è una scelta di produttività o qualcos'altro?In questo video analizziamo i numeri reali del fenomeno: quanti italiani lavorano ancora in smartworking nel 2025, perché siamo tra gli ultimi in Europa nonostante i 3,5 milioni di lavoratori agili, cosa rivelano gli studi su salute mentale, burnout e isolamento, e perché secondo molti osservatori il ritorno forzato in ufficio nasconde una strategia di "licenziamento silenzioso" — un modo per ridurre il personale senza dover licenziare nessuno.Ascolta NowWhat? il podcast di Mia Ceran: https://bit.ly/3Q1rdFc00:00 Smartworking in crisi: perché le aziende vogliono il ritorno in ufficio 01:30 I dati del Politecnico di Milano ed Eurostat02:51 Il lavoro da remoto negli USA03:30 Le aziende spingono per un ritorno in ufficio 04:52 I vantaggi del lavoro agile: gli studi 05:20 Gli svantaggi: isolamento e overworking 06:39 Il ritorno in ufficio: il caso Amazon, JPMorgan e Dell08:51 Rientro, controllo sui dipendenti e licenziamento silenzioso 10:26 La pressione progressiva della Quiet Purge 10:56 Lo smartworking tra grandi aziende e PMI 12:12 Che modello di lavoro stiamo costruendo? Learn more about your ad choices. Visit megaphone.fm/adchoices
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In this episode of the White Coat Investor Podcast, we cover practical real estate decisions that matter for physicians and other high-income professionals. We begin by comparing REITs, REIT funds, and private real estate syndications, including how these options differ in structure, liquidity, and risk. We also discuss warning signs of private real estate scams and what investors should evaluate before committing capital. Later in the episode, we cover how doctors may be able to avoid PMI when buying a home, along with corrections from prior podcasts and a dentist's perspective on how dental insurance works. This episode focuses on evaluating opportunities carefully, avoiding preventable mistakes, and making more informed financial decisions. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter