Podcasts about Employment

Send us a textBuilding on the success of footfall insights we broaden the conversation with the Basket & Barometer podcast. Diane Wehrle CEO at Rendle Intelligence and Insights joins Simon for their monthly chatWe dig into why Black Friday footfall held up while November spending slumped, and what that split means for December. We talk inflation turning to deflation in fashion and furniture, caution on inventory, and the ripple effects that hit suppliers when retailers stumble.• Footfall marginally down on Black Friday day, week up 1.1% year on year• November spend down 7% in towns and cities, steepest since July• Budget jitters and weather weighing on sentiment• Christmas timing supports a late pre‑holiday push• December growth outlook moved from +1.5% to flat• BRC: food drives growth, non‑food barely moves• Inventory discipline favours sell‑through over deep January markdowns• Fashion and furniture show deflation amid heavy discounting• Employment and housing trends dampen big‑ticket demand #theproductivityexpertsRegister for the 2026 Productivity ForumFind us in the Top 50 Productivity PodcastsConnect to Simon on LinkedInFollow ReThink on LinkedIn

⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness  ⭐️⭐️In this special episode, Fiona revisits a deeply personal episode from 2020 about her late father, recorded less than a year after his passing. Six years on from his death, she reflects on how his wisdom continues to guide her business decisions—especially during challenging times.You'll learn:The one powerful question her dad always asked that changed how she approaches worry and uncertainty in businessWhy commitment through the ups and downs is essential for any long-term business successHow to assess whether your worries are actually worth your energy—and what to do insteadThe difference between dwelling on problems you can't control versus taking action on what you canWhy maintaining optimism isn't about ignoring challenges, but about choosing how you respond to themA practical exercise to identify your current worries and determine which ones deserve your attentionHow to shift from a spiral of worry to a mindset of possibility and forward momentumThis episode was originally recorded during the 2020 lockdown and has been updated with new reflections for 2024. It's a reminder that we've weathered hard times before—and we can do it again. Sponsored by Vanta AI: vanta.com/mydailybusiness Sign the Not a Date to Celebrate petition hereConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

Help Stop The Genocide In American Ghettos Podcast is a platform for ordinary law abiding citizens from Emmanuel Barbee friends list and from his social groups who are Black Artists, African Artists, Allied Healthcare professionals, Church Leaders, and Black Entrepreneurs, African Entrepreneurs who want to promote their products and services to our listeners from the global community. This no holds-barred talk show focuses on promoting Grassroots Community Advocacy, Business, Finance, Health, Community-Based Solutions, Employment, Social Issues, Political Issues, Black Issues, African Issues and Christianity which speaks to the interests of our listeners. Broadcasting on multiple social networks throughout the United States and around the globe. This show will provide insight on how our creative abilities can be used to create economic tangibles in our communities, neighborhoods and in Black countries. The Grass Roots Community Activist Movement is about uniting the African American community and the African Immigrant community in Chicago and eventually throughout the Diaspora. I'm not just online trying to sell my book, selling items from my virtual store or just trying to get donations for my film project but rather to recruit like minded Black Americans, like minded African Immigrants within America to help me build the best African American business within the United States of America called the Grass Roots Community Activist Institute of Chicago. Our objective is for us to build our own network so that we can support each other in business. #NotAnother34Years #M1

- Christmas Eve Edition and Personal Digital Library Update (0:10) - Improvements in Search Function and AI Engine (1:09) - Upgrades and Future Features (3:53) - Citations and Contributions from Major Publishers (8:02) - Advanced Content Influence and AI Engagement (11:43) - Special Report on 2026 Predictions (23:51) - Impact of AI on the Economy and Society (57:20) - Interview with Doug Casey on Silver Market (1:08:29) - Challenges of Government Policies and Tariffs (1:16:50) - Education and Standard of Living in the US (1:20:26) - The Failure of Higher Education and the Introduction of "The Preparation" (1:27:41) - Alternative Education Paths and Practical Skills (1:30:00) - The BrighteLearn.ai Platform and Its Benefits (1:33:07) - The Role of Western Civilization and International Man.com (1:34:17) - Investment in Mining Stocks and Commodities (1:36:44) - The Decline of the US Dollar and Economic Predictions (1:42:03) - The Impact of AI and Technology on Education and Employment (1:48:21) - The Role of Nuclear Power in Addressing Energy Needs (1:54:16) - The Geopolitical Tensions Between the US and Russia (1:57:59) - Final Thoughts and Advice for the Audience (1:59:36) For more updates, visit: http://www.brighteon.com/channel/hrreport  NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

What if the biggest threat to your career is not outsourcing, automation, or bad bosses but intelligence itself. In this episode of The Healthier Tech Podcast, George Shepherd, founder of 360 Summits and creator of End of Employment, delivers a blunt, wide ranging warning about where AI is heading, why the traditional job model is breaking down faster than most people realize, and what it actually takes to stay ahead of what is coming This conversation goes far beyond marketing tactics or tech trends. It is about resilience, independence, and how to rethink work, income, and purpose in a world where machines are learning faster than humans. In this episode, you will hear: ●       How George helped pioneer virtual summits and why giving away your best knowledge for free still works ●       Why AI is already replacing white collar jobs and why the impact is accelerating faster than public data suggests ●       What the AI 2027 report predicts and why George believes the disruption will be deeper than most forecasts ●       Why information products, consulting, and even education are being quietly commoditized ●       The concept of income independence and why relying on a single employer is increasingly risky ●       How decentralized finance, residual income, and ownership models fit into a post employment future ●       Why survival skills, adaptability, and self reliance are becoming business skills ●       The difference between doom and opportunity and how preparation changes everything This episode is not about panic or conspiracy. It is about pattern recognition, historical context, and taking responsibility for your future before choices narrow. If you are a founder, creator, consultant, employee, or anyone wondering how to stay relevant in an AI driven economy, this conversation will challenge how you think about work, security, and freedom. Connect With George Shepherd George Shepherd is the founder of 360 Summits and the creator of End of Employment, focused on helping people build resilient income and future proof their lives. Websites https://360summits.com  https://endofemployment.com  https://survivalist.com Socials: @360Summits Connect with R Blank: For more Healthier Tech Podcast episodes, and to download our Healthier Tech Quick Start Guide, visit https://HealthierTech.co and follow https://instagram.com/healthiertech  Additional Links: ●       EMF Superstore: https://ShieldYourBody.com (save 15% with code "pod") ●       Digital Wellbeing with a Human Soul: https://Bagby.co (save 15% with code "pod") ●       Youtube: https://youtube.com/shieldyourbody ●       Instagram: https://www.instagram.com/bagbybrand/ ●       Tiktok: https://www.tiktok.com/@bagby.co ●       Facebook: https://www.facebook.com/shieldyourbody This episode is brought to you by Shield Your Body—a global leader in EMF protection and digital wellness. Because real wellness means protecting your body, not just optimizing it. If you found this episode eye-opening, leave a review, share it with someone tech-curious, and don't forget to subscribe to Shield Your Body on YouTube for more insights on living healthier with technology.

The Legal Labyrinth of Santa Claus: A Deep Dive into Christmas Eve's LegalitiesThis conversation explores the legal implications of Santa Claus's operations, analyzing how various areas of law apply to his mythical activities. From criminal trespass to product liability, the discussion delves into the complexities of implied consent, property rights, tort law, employment law, and privacy concerns, ultimately revealing how cultural norms and legal frameworks intersect in the context of Christmas traditions.Imagine a world where Santa Claus isn't just a mythical figure but a legal entity navigating the complex web of global laws. This blog post explores the hypothetical legal challenges Santa might face if his Christmas Eve operations were subject to modern legal scrutiny.Santa Claus: A Legal Person? In this thought experiment, we treat Santa as a legal person running a transnational manufacturing and logistics corporation. From property law to torts, we explore how Santa's actions, like landing on rooftops and entering homes, could be viewed through a legal lens.Implied Consent and Social Custom: One of the most intriguing aspects is the concept of implied consent. The widespread tradition of leaving cookies and milk for Santa suggests a social custom that might hold up in court as an implied license for entry. But what happens if a homeowner explicitly denies entry?The Naughty and Nice Database: Santa's operations extend beyond physical deliveries. The Naughty and Nice database raises significant privacy concerns, especially under laws like COPPA. How does Santa navigate the legal minefield of data collection and privacy?This exploration reveals that even the most whimsical traditions can be dissected through the lens of law. As we ponder these legal hypotheticals, we are reminded of the robust structure of law that governs human behavior, no matter how extraordinary.Subscribe Now: Stay tuned for more deep dives into the intersection of law and culture. Subscribe for the latest insights.TakeawaysThe law processes Santa Claus as a legal entity.Implied consent is crucial for Santa's operations.Social customs can create legal shields.Criminal intent is key in trespass cases.Santa's entry is protected by implied licenses.Property rights extend to airspace and chimneys.Negligence in tort law poses risks for Santa.Product liability applies to Santa's gifts.Employment law complicates the status of elves.Privacy concerns arise from Santa's surveillance practices.Santa Claus, law, implied consent, criminal law, property law, tort law, product liability, employment law, contract law, privacy

Economic data, market trends, and retirement planning topics are often discussed without sufficient historical context. In this episode of the Money Matters Podcast, Wes Moss and Jeff Lloyd present an educational discussion that places recent economic releases and market observations within a long-term analytical framework. • Review the latest Consumer Price Index (CPI) release by situating current inflation readings within more than 80 years of historical inflation data. • Examine the historical development of the Federal Reserve's 2% inflation target by comparing it with observed inflation outcomes across multiple economic periods. • Discuss how recent government shutdowns delayed scheduled economic data releases and why temporary reporting gaps can affect short-term market narratives. • Explain commonly referenced employment metrics by outlining the differences between the household survey and the establishment survey used in labor market reporting. • Evaluate the employment-to-population ratio (EPOP), including prime working-age participation, as a frequently cited measure of labor market conditions. • Illustrate how year-over-year and multi-year inflation rates can demonstrate the compounding effect of price changes on purchasing power over time. • Compare historical inflation trends with long-term S&P 500 dividend growth to provide context on income-oriented equity characteristics. • Revisit balanced 60/40 portfolio performance in historical discussions to reinforce diversification as a commonly referenced investment framework. • Place the current bull market within a broader historical context by reviewing average cycle durations and the range of outcomes observed over time. • Observe market behavior following spring volatility, including changes in sector participation within the S&P 500. • Highlight ongoing public discussion around artificial intelligence and its potential role in productivity and efficiency across multiple economic sectors. • Review publicly reported fiscal stimulus expectations, including projected changes to tax refunds in 2026 and their possible macroeconomic implications. • Consider housing and real estate themes for the coming year by outlining economic and demographic factors commonly associated with market activity. • Summarize research-based observations on retiree well-being, including written planning approaches, engagement in meaningful activities, and social connection. For listeners seeking discussion about inflation, employment data, market history, and retirement planning concepts, this episode provides structured context grounded in long-term observations. Listen to the Money Matters Podcast and subscribe to stay informed about highly searched financial topics.

⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness  ⭐️⭐️In this quick tip episode, Fiona shares the two fundamental areas that will make the biggest difference to your business growth in 2026: visibility and financial literacy.You'll learn:• Why visibility isn't vanity—it's a business necessity, and practical ways to show up consistently (from social media to local area marketing)• How to create a "visibility hour" in your calendar and use accountability to actually follow through on pitching yourself• Why financial literacy is the biggest differentiator between people who have money and people who want money• How to access the wealth-building knowledge that used to be guarded by the rich and start teaching yourself about business finance• Simple daily, weekly, and monthly actions you can take to strengthen both your visibility and financial understanding Sponsored by Vanta AI: vanta.com/mydailybusiness Sign the Not a Date to Celebrate petition hereConnect with Bangin HanginsInstagram: @banginhanginsTikTok: @banginhanginsWebsite: banginhangin.com.auConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

Greg Brady spoke with Henry Chang, a partner at Denton's Employment and Labor group, to offer expert insight on how reclassification will affect both Canadian and U.S. travelers and businesses Learn more about your ad choices. Visit megaphone.fm/adchoices

In this end-of-the-year roundtable episode, members of the HigherEdJobs editorial team reflect on several standout articles and conversations from the past year. They discuss burnout and well-being across higher education, including why self-care looks different depending on role, career stage, and personal responsibilities. The group also explores the idea of the “inner taskmaster,” sharing how unrealistic expectations and productivity guilt show up for many professionals. The conversation closes with a look at supporting military-affiliated students, focusing on how clear policies and campus awareness can make a meaningful difference during major transitions.

AGENDA: 03:48 Founder of the Year 2025 06:58 Product of the Year 10:05 Fund of the Year 20:52 Breakout Companies of 2025: Who Made the Biggest Impact? 26:57 Biggest Surprises of 2025 32:57 Predictions for 2026: Top Performing Tech Stocks of the Year 35:25 B2B Stocks to Watch 38:31 Why Salesforce Could Be the Buy of 2026 47:11 Google, Meta, Apple, NVIDIA, Microsoft: Buy One, Short One 55:38 IPO Speculations: Who Will Go Public in 2026 01:00:57 The Impact of AI on Employment  

On this episode of the Special Chronicles Podcast: Bill Dwyer, CEO of Helping Hand, returns to sit down with host Daniel Smrokowski as we discuss the latest in inclusive housing, independent living, and meaningful employment for people with disabilities. Topics and Chapter Markers: 00:00:00 Introduction 00:15:00 Inclusive Housing & Independent Living 00:38:00 High School Transition & Unified at Work 01:07:00 Leadership & Vision 01:09:00 Practical advice for Inclusive Housing options 01:11:00 How employers can implement inclusive hiring practices 01:12:30 Ways listeners can get involved or support Helping Hand 01:15:00 Final Thoughts 01:18:00 Defining Inclusion as Beyond Inclusion

Send us a textCalifornia employment law is changing again in 2026—and employers need to prepare now. In this episode of The Employee Handbook, attorneys Arta Wildeboer and Ryan Ellis break down the most significant new California labor laws taking effect January 1, 2026.Topics covered in this episode:Wage & Hour UpdatesCalifornia minimum wage increasing to $16.90/hour (with higher rates in San Francisco and San Jose)New minimum exempt salary threshold: $70,304 annuallyComputer professional exemption: $122,573.13/yearLicensed physician minimum: $107.17/hourSB 261 penalties for unpaid wage judgments—up to 3x the judgment amountRemote Work Expense ReimbursementLabor Code 2802 updates requiring employers to reimburse remote employees for internet, phone, and electricity costsWhat counts as "reasonable" reimbursement and class action risksStay-or-Pay Provisions BannedCalifornia's new prohibition on training repayment agreements and stay-or-pay contract clausesWorkplace Violence Prevention Program (SB 553)Required incident logging and documentationPenalties up to $25,000 per violation ($158,000 for willful violations)PAGA exposure and how violations multiplyReal examples: Slack threats, customer confrontations, domestic disputes at workAnnual audit and training requirementsEspinoza v. Target case discussionWhether you're a California employer, HR professional, or business owner, this episode provides practical guidance on compliance with California's evolving employment regulations.

Christopher S Mahan is a transformational speaker, family coach, and result-driven mentor who has spent over a decade empowering parents, teens, and young adults to break cycles of dysfunction and build thriving, resilient families. As the creator of the “Empowerment to Employment” app, author of "Parental Leadership: Seven Principles to Lead Your Teen in the Digital Age," and host of the "Lead Your Teen" podcast, Christopher brings deep experience in leadership, parent-child dynamics, and personal development. His work has directly impacted thousands, providing tools and strategies to overcome adversity and find purpose. In this episode of Marketer of the Day, Christopher joins Robert Plank to share his powerful journey—from recognizing alarming spikes in teen suicides in his Florida county to building a movement around parental leadership and family empowerment. Christopher reveals how his early struggles and career pivots fueled his mission, the challenges of getting essential messages into schools and communities, and the transformation that comes from facing fear, developing soft skills, and putting passion into action. Discussion topics include leadership versus parenting, breaking out of old patterns, the impact of technology on youth, resilience, personal responsibility, and how families can cultivate effort, passion, and purpose (EPP) for real-world results. Quotes: "Obstacles aren't in your way to stop you—they beg the question, how badly do you want it?" "If the home is broken, society is broken, because what the home puts out is a reflection of that home." "Preparation is part of leadership. You have to be ready for the hard work and not look for an easy out." Resources: Connect with  Christopher S Mahan on LinkedIn Get Christopher S. Mahan's book Parental Leadership: Seven Principles to Lead Your Teen in the Digital Age on Amazon Explore actionable strategies from Christopher S. Mahan.

The continuing rise of artificial intelligence was one of the big stories of 2025. But how long until humanoid robots, with an AI brain, step into the limelight and take our jobs?This week, Sam Hawley is joined by ABC presenters and journalists to discuss their best stories and interviews from the past year. Today, ABC finance presenter and commentator, Alan Kohler, looks at Elon Musk's robot ambitions, how robots could be the new slaves, and what it could mean for all of us.Do we need a Universal Basic Income, can we tax robot and AI companies to pay for it and why professional sports player may be one job that's safe for a while yet. 

Joe Cooney On Employment Scheme by Clare FM

The Game Company Employment Episode: That Time I Worked for Psygnosis, The US Outpost, Temp Job, The Small and Tiny Firm, Deliveries and 800 Numbers, What People Did, The Temptations of Valor, The Wonders That Were Real, An Expanse of Time, The Dreams Yet To Live.A small rumination of my time working for Psygnosis putting some realistic boundaries on what I did while I was there, in reference to people sometimes overplaying their hands as to proximity to greatness.

Interview recorded - 12th of December, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back David Rosenberg. David is the Founder & President of Rosenberg Research & associates.During our conversation we spoke about the review of 2025, employment rolling over, FED challenges, multiple expansion potential, portfolio positioning and more. I hope you enjoy!0:00 - Introduction0:56 - Review of 20256:30 - Employment rolling over14:18 - FED challenges21:05 - Outlook for 2026?29:12 - Multiple expansions37:40 - Portfolio positioning46:05 - One message to takeaway?David Rosenberg is the Founder and President of Rosenberg Research & Associates Inc., an economic consulting firm he established in January 2020. He and his team have as their top priority providing investors with analysis and insights to help them make well-informed investment decisions.Prior to Rosenberg Research, David was Chief Economist & Strategist at Gluskin Sheff + Associates Inc. from 2009 to 2019. From 2002 to 2009, he was Chief North American Economist at Merrill Lynch in New York, during which he was consistently ranked in the Institutional Investor All-Star analyst rankings. Prior thereto, he was Chief Economist and Strategist for Merrill Lynch Canada, based out of Toronto, where he and his team placed first in the Brendan Wood survey of Canadian economists for ten years in a row.Mr. Rosenberg is a frequent contributor to most major financial newspapers and publications in North America and makes regular TV appearances in the financial media. He received both a Bachelor of Arts and Masters of Arts degree in Economics from the University of Toronto.David Rosenberg - Website - https://www.rosenbergresearch.com/Twitter - https://twitter.com/EconguyRosieArticle - https://www.linkedin.com/pulse/lament-bear-david-rosenberg-tpxzcLinkedIn - https://www.linkedin.com/in/david-rosenberg-40800219b/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

12/19/25: While Joel Heitkamp is out, Minnesota State Senator Rob Kupec takes his place as the host of "News and Views." Rob is joined by Evan Roe, the Deputy Commissioner at the Department of Employment and Economic Development (DEED), to talk about paid family medical leave that'll start up in Minnesota in January 2026. You can learn more on their website at https://pl.mn.gov/. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.

House Republicans are seeking annual reauthorization of key programs at the Veterans Affairs Department. Top lawmakers on the House VA Committee are leading a series of bills that would reauthorize the department's Veteran Readiness and Employment program. This is the third wave of VA reauthorization bills lawmakers have introduced. The legislation would also move the Labor Department's Veterans Education and Training Service program to the VA. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lord Chris Holmes has raised a question in the UK House Of Lords regarding the shocking employment gap faced by blind and partially sighted people. RNIB Connect Radio's Allan Russell spoke to Lord Holmes about the figures, the reasons for the worsening gap and what can be done to help more visually impaired people into employment. #RNIBConnect Image Shows RNIB's Connect Radio Logo, RNIB In Bold Black Letters, A Solid Pink Line Below With Connect Radio Underneath

Some 140,000 Minnesotans work in construction. And job growth in the construction industry has continued to outpace the overall economy in recent years, according to the state Department of Employment and Economic Development. A survey of more than 170 construction businesses shows a slightly less optimistic outlook from within the industry for 2026 than previous years. The survey was carried out by the Associated General Contractors of Minnesota, a trade group for contractors across the state. Tim Worke heads the organization and joined Minnesota Now host Nina Moini to talk more about the results.

After responding to the President's speech last night, we talk about a horrific reality for too many in the wake of the Reiners' murder and wonder whether this conversation happened between neighbors in Rhode Island.

As 2025 draws to a close, join presenters Steve Bell, Rohan Doyle and Natalie Gaspar for a special combined episode of Inside Employment, IR and Safety, reflecting on the year that was. In this final episode for 2025, we unpack the key developments in Employment, IR and Safety that shaped workplaces this year, and share lessons learned and tips for employers.

On this episode of Williams Mullen's Benefits Companion, host Brydon DeWitt talks with Matt Anderson, a partner in Williams Mullen's Labor, Employment and Immigration Section, about a proposed Virginia bill that would significantly expand paid sick leave rights for employees across the Commonwealth. They'll discuss a brief history of Virginia's paid sick leave law, details of House Bill No. 5 (HB5) and its potential impact for employers.

Christine Crouch, Senior Director of Learning at General Mills, joins Workplace Stories to discuss a massive shift in how one of the world's legacy food companies approaches talent development. General Mills has recently transitioned to a centralized and integrated learning model.In this episode, Christine lays out one of the clearest cases for centralization we have heard. While efficiency is a benefit, she argues that the true drivers are decision-making power and better data. By unifying the function, General Mills gains a stronger view of learning activity and business needs, creating the strategic infrastructure necessary for the future of work.You'll hear how Christine's team manages to be centralized without losing the "local feel" through a robust Learning Business Partner model. She also details how centralization unlocks the ability to correlate learning metrics with talent outcomes like retention and performance. Finally, Christine shares her philosophy on AI, not as a replacement for human connection, but as a tool to elevate the human side of learning.You will want to hear this episode if you are interested in...[06:07] Background on General Mills and its culture.[07:00] The shift from decentralized to centralized L&D.[11:11] How to make centralization feel local to business stakeholders.[18:30] The Learning Business Partner model explained.[21:07] Correlating learning metrics with talent outcomes.[27:58] Managing "rogue purchases" in a centralized model.[34:20] Why AI will elevate, not replace, the human side of learning.[47:35] Piloting AI coaching tools like "Nadia".The Strategic Case for CentralizationFor many organizations, the move to centralize L&D is purely a cost-cutting exercise. However, Christine frames the shift at General Mills as a play for better data and strategic decision-making. A centralized function provides a unified view of the organization's needs, allowing L&D to prioritize investments that drive enterprise-wide capabilities rather than just solving isolated functional problems. As AI accelerates, this strong data infrastructure is what will allow the organization to distinguish between what people actually need to know versus what can be offloaded to technology.The Learning Business Partner ModelCentralization often brings the fear of losing touch with the business. General Mills solves this through the "Learning Business Partner" role, individuals who sit on the leadership teams of specific functions or segments but report back to the central L&D organization. These partners act as a bridge; they understand the HR strategy and business plans of their specific function while ensuring continuity with the broader enterprise goals. They are expected to be performance consultants first, identifying the root problems to solve rather than just taking orders for training.AI: Elevating the Human ElementChristine's approach to AI is grounded in optimism and human-centricity. She believes AI will not replace the human side of learning but elevate it. General Mills is actively piloting AI for tasks like personalization, automation, and coaching via a tool called "Nadia," which acts as an "always-on" coach. However, Christine emphasizes that deep skill building, like change leadership, still requires human connection, peer discussion, and the ability to "read the room," skills that AI cannot fully replicate. Connect with Christine CrouchChristine Crouch on LinkedIn Connect With Red Thread ResearchWebsite: Red Thread ResearchOn LinkedInOn FacebookOn TwitterSubscribe to WORKPLACE STORIES

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how originators can stay ahead of the competition when it comes to appraisals. Plus, Robbie sits down with LO Autopilot's Karen Bates for a discussion on why recapture is critical to lender value, and how technology helps loan officers and lenders reclaim business they typically lose in an increasingly crowded tech landscape. And we close by adding some commentary to recent economic figures that are shaping the rate outlook.Thanks to the Refi Recapture Engine from LO Autopilot. Lenders lose ~80% of recapture business. Their plug & play Refi Recapture Engine triples recapture volume. It runs nonstop, analyzes every loan, creates personalized quotes and sends them directly to borrowers, and delivers refi-ready borrowers to your LOs on a silver platter. 

Here's just one Omaha downtown/midtown business owner optimistic about the future with the streetcar ... if they can survive through this construction to get there.

Primary school teachers say they rejected the Government's latest pay offer because it would have left them out of pocket after inflation. NZEI lead negotiator Liam Rutherford spoke to Corin Dann.

A number of Auckland duty lawyers plan to stop work for a week over poor pay and working conditions. Finn Blackwell has the story.

⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness  ⭐️⭐️In this interview episode, Fiona talks to Sarah Borg of Bangin Hangins about building a successful and sustainable event-based business, managing client expectations, and creating systems that allow you to grow without burning out.You'll learn:• How to set clear boundaries with clients from the beginning to avoid scope creep• Why being specific about what you can and can't deliver leads to better client relationships• How to strategically use downtime to work on content and marketing that attracts more clients• The importance of creating targeted content for different audience segments so you can easily direct people to what they need Sponsored by Vanta AI: vanta.com/mydailybusiness Sign the Not a Date to Celebrate petition hereConnect with Bangin HanginsInstagram: @banginhanginsTikTok: @banginhanginsWebsite: banginhangin.com.auConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

The Early Childhood Council of La Plata County seeks to raise $10 million to invest in early childhood development and care. Research for the council's Strategic Investment Plan demonstrated a significant lack in available care in La Plata County and its effect on the local economy. Watch to learn more! By Rachel Hughes. Watch this story at www.durangolocal.news/newsstories/childcares-effect-on-the-local-economy-and-workforce  This story is sponsored by Durango Gelato, Coffee & Tea and Freddy's Frozen Custard & Steakburgers. Support the show

One of the biggest travesties in our country is the number of unhoused individuals and families. Home Again LA is changing the narrative around homelessness by recognizing it as a situational crisis, not a personal failure. Through innovative partnerships with faith-based organizations, corporations, and community agencies, HALA has helped over 600 families transition from homelessness to permanent, stable housing while building resilience and hope. Albert Hernandez, CEO of Home Again LA, shares his personal journey from a family on the brink of homelessness to leading one of the most impactful nonprofits serving unhoused families in Los Angeles County. Albert's Personal Story One of 11 siblings raised in Koreatown, Los Angeles Father passed away when Albert was 14; mother worked two jobs to support the family Started working at Boys and Girls Club at age 14 with a 4.0 GPA Every paycheck went to help his mother with rent, food, and family necessities Worked in the nonprofit sector for 20+ years before joining Home Again LA as CEO in July 2015 The Homelessness Crisis Most Angelenos are one paycheck away from homelessness Post-pandemic cost of living increases: Food costs have doubled 1-bedroom rent: $1,800 → $2,400–$2,500/month Families have deep roots in Los Angeles County and often cannot simply "move elsewhere" The unhoused community is vastly misunderstood Home Again LA's Core Programs 1. Emergency Shelter (Core Program) 90-day program for families with children experiencing homelessness Operates like a "boot camp"—fast-paced, goal-oriented Average turnaround: 54 days to permanent housing Congregations provide overnight housing (6 PM–7 AM) Day center offers showers, laundry, job training, case management, Wi-Fi Key requirement: Children must be enrolled in school and attending regularly Serves families fleeing domestic violence and those experiencing job loss/income disruption 2. Rapid Rehousing Program 6-month program (launched 2017) Our organization pays a portion of the security deposit and rent Month 1: 90% of rent Month 2: 80% of rent Gradually decreases so family takes over 100% by end of program Results: 471 families served; all but 2 successfully took over their leases 12-month follow-up support to ensure housing stability 3. Eviction Prevention Program Started during the pandemic Provides financial assistance for families with rental arrears Includes employment support and financial stability planning Impact (2020–2021): Leveraged over $2 million in federal, state, and county funding Continues today as cost-of-living crisis persists 4. Financial Education/Outreach Program Classes on credit vs. debit, building emergency savings, understanding interest rates Partnership with Operation Hope for homeownership certification classes Success story: 3 families who were living in their cars are now homeowners 5. After-School Care Partnership Partnership with local Boys and Girls Club Scholarships for all families' children Allows parents to work full 8-hour shifts (pickup as late as 5–7 PM) Critical for parental employment stability THE FAITH-BASED PARTNERSHIP MODEL Origins: Founded in 2008 by faith-based community members who recognized the fastest-growing unhoused population was families with children No dedicated shelter facility — congregations provide evening beds (6 PM–7 AM) Parishioner involvement: Provide meals, homework tutoring, mock interviews, emotional support Corporate partnerships: Walt Disney Company, Logix Federal Credit Union, National Charity League (mothers & daughters volunteer group) Not a faith-based organization — rather, a secular nonprofit that works alongside faith communities Impact: 90% of graduating families report that "being treated like any other community member" was the most impactful part of the program AHA MOMENTS The Estrada Family Story Single mother and teenage son fleeing domestic violence Mother had zero credit history — no credit card, apartment, or vehicle in her name She was "invisible" to the housing system Required 116 days in shelter (vs. typical 90 days) Successfully housed; son is now in college and volunteers for program participants Lesson: No credit history is worse than bad credit; flexibility and advocacy are essential BEST PRACTICES HIGHLIGHTED Quality over Quantity: Focus on compassionate, individualized care rather than serving maximum numbers Treat the nonprofit like a business: Sustainable fundraising, financial reserves, and operational planning are non-negotiable Collaboration is essential: Leverage partnerships with Boys and Girls Club, financial institutions, corporations, and faith organizations It takes a village: No single entity can solve homelessness; success requires community infrastructure Flexibility within structure: Accountability (school attendance, job seeking) balanced with compassion for unique circumstances 12-month follow-up: Maintain relationships post-housing to ensure long-term stability Treat people with dignity: Break bread together; ask "How can we help?" not "How did you fail?" ORGANIZATIONAL CHALLENGES & SOLUTIONS Challenge: Landlord hesitancy to rent to formerly unhoused families Solution: Education, advocacy letters, and relationship-building. Today, landlords proactively call HALA when units become available. Challenge: After-school childcare prevents parents from working full shifts Solution: Partnership with Boys and Girls Club providing scholarships for all families' children. Challenge: Pandemic-era income loss and rental arrears Solution: Eviction Prevention Program leveraging $2M+ in government grants (2020–2021). HOW TO GET INVOLVED Website: HomeAgainLA.org Phone: (818) 562-7778 Services Available: Emergency shelter for families with children Rapid rehousing assistance Eviction prevention support Financial education classes Employment support and job training Volunteer opportunities Facility tours Ways to Help: Donate to support families Volunteer with congregations or corporate teams Host a meal or tutoring session Provide job training or mock interviews Become a landlord partner NOTABLE QUOTES "One of the biggest travesties in our country is the number of unhoused individuals and families. We are a developed country, after all, and often fail to take care of our own." — Dr. Laura Scherck Wittcoff "Most of us are a paycheck away from losing our homes. The reality is, we're just trying to survive." — Albert Hernandez "It's not a handout. There are some requirements. The family has to have some skin in the game." — Albert Hernandez "Being treated like any other member of this community was the most impactful part of the process." — 90% of HALA graduates "They're not just making and serving dinner. They're actually breaking bread with the family." — Albert Hernandez, on volunteers RECOMMENDED LISTENING FOR Nonprofit leaders and staff Social entrepreneurs and business leaders Faith community organizers Policymakers addressing homelessness Corporate volunteer coordinators Anyone interested in community-based solutions to homelessness Job seekers and career counselors Listen to the entire episode at SmallandGutsy.org    

Franklin Schneider, writer based in New York City, discusses his recent piece in The Atlantic, "When Did the Job Market Get So Rude?"

The Minnesota Department of Employment and Economic Development, or DEED, says the state gained about 40,000 jobs in September compared to the same time a year ago. With the federal government shutdown now over, more current data will be released in the coming weeks. Olmsted County authorities today identified the person who shot and wounded a student in the Stewartville High School parking lot Friday as a man who graduated from the school last year.Those stories and more in today's evening update from MPR News. Hosted by Emily Reese. Music by Gary Meister.

After you listenFollow Kathy and Liz Ann on social media:Kathy Jones on X and LinkedIn.Liz Ann Sonders on X and LinkedIn.What should investors expect from the U.S. economy next year? What will happen in the equities markets and fixed income markets? On this 2026 Market Outlook episode,  Liz Ann Sonders, Schwab's chief investment strategist, speaks with Kevin Gordon, head of macro research. Liz Ann and Kevin discuss their perspective on the direction of the U.S. economy and stock market. She and Kevin cover the K-shaped recovery, inflation trends, the impact of AI on capital expenditure, and the implications of fiscal stimulus on federal debt.Then, Liz Ann Sonders discusses the equities outlook for 2026, focusing on consumer confidence, the impact of the presidential election cycle, and the potential for volatility. Finally, Kathy Jones is joined by Cooper Howard and Collin Martin for the outlook on municipal bonds, corporate bonds, U.S. Treasuries, and the overall fixed income markets.You can read all of Schwab's 2026 Market Outlook reports on our website:Read Cooper Howard's 2026 Municipal Bond Outlook.Read Collin Martin's 2026 Corporate Credit Outlook.Read Kathy Jones's 2026 Treasury Bonds and Fixed Income Outlook.Read Liz Ann Sonders and Kevin Gordon's 2026 Stocks & Economic Outlook.Read Michelle Gibley's 2026 International Stocks & Economy Outlook.On Investing is an original podcast from Charles Schwab.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Preferred securities are a type of hybrid investment that share characteristics of both stock and bonds. They are often callable, meaning the issuing company may redeem the security at a certain price after a certain date. Such call features, and the timing of a call, may affect the security's yield. Preferred securities generally have lower credit ratings and a lower claim to assets than the issuer's individual bonds. Like bonds, prices of preferred securities tend to move inversely with interest rates, so their prices may fall during periods of rising interest rates. Investment value will fluctuate, and preferred securities, when sold before maturity, may be worth more or less than original cost. Preferred securities are subject to various other risks including changes in interest rates and credit quality, default risks, market valuations, liquidity, prepayments, early redemption, deferral risk, corporate events, tax ramifications, and other factors.Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Schwab Center for Financial Research does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the US Government, but inflation-protected bond funds do not provide such a guaranteeThere are risks associated with investing in dividend paying stocks, including but not limited to the risk that stocks may reduce or stop paying dividends.Bank loans typically have below investment-grade credit ratings and may be subject to more credit risk, including the risk of nonpayment of principal or interest. Most bank loans have floating coupon rates that are tied to short-term reference rates like the Secured Overnight Financing Rate (SOFR), so substantial increases in interest rates may make it more difficult for issuers to service their debt and cause an increase in loan defaults. A rise in short-term references rates typically result in higher income payments for investors, however. Bank loans are typically secured by collateral posted by the issuer, or guarantees of its affiliates, the value of which may decline and be insufficient to cover repayment of the loan. Many loans are relatively illiquid or are subject to restrictions on resales, have delayed settlement periods, and may be difficult to value. Bank loans are also subject to maturity extension risk and prepayment risk.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively "Bloomberg"). Bloomberg or Bloomberg's licensors own all proprietary rights in the Bloomberg Indices. Neither Bloomberg nor Bloomberg's licensors approves or endorses this material or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied, as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.1225-LJD8 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness  ⭐️⭐️In this episode, Fiona talks about life's cycles and transitions, inspired by her son's primary school graduation, and how the constant need to start over as a beginner applies directly to running a small business. She explores why embracing these cycles of growth and change is essential for sustainable business success.You'll Learn:• Why becoming a beginner again and again in business is not a setback but a sign of growth and expansion• How to reframe feelings of uncertainty and discomfort when learning new skills as opportunities for innovation and capability building• Practical examples of common business cycles where you'll need to start fresh, from hiring your first employee to adopting new marketing platforms or AI tools Sponsored by Vanta AI: vanta.com/mydailybusiness Sign the Not a Date to Celebrate petition hereConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

December 15, 2025 ~ Dave Meador, former DTE Executive discusses Trove Marketplace the first e-commerce employment initiative for adults with disabilities. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textPuntata di fine anno! La borsa che sale e il mercato del lavoro che scende; la forte crescita forte del PIL e il consumer sentiment ai minimi storici. Segnali molto contrastanti che lasciano molti dubbi sul 2026. Cosa sta succedendo veramente all'economia americana e mondiale, e soprattutto cosa ci riserba il 2026? Parliamo di questo e dell'impatto enorme sul PIL e la Borsa che sta avendo lo sviluppo dell'infrastruttura dell'Artificial Intelligence col Prof Gianluca Benigno, già a LSE e alla Fed e ora professore di Economia all'Università di Losanna.  Diteci cosa ne pensate, registratevi al programma su tutte le app musicali alla voce “vera America” e fare girare il podcast ad amici e parenti. Buon ascolto!Real America, il podcast su tutto ciò che è America per gli Italiani in giro per il mondo!

This episode examines markets through the lens of uncertainty rather than prediction. As the Federal Reserve delivers a rate cut amid dissent and conflicting signals, Alan and Mark explore what it means for systematic investors navigating noisy data, fragile liquidity and shifting regimes. The conversation moves from Fed credibility and term premia to bubbles, leverage and the limits of valuation in an environment shaped by narratives as much as fundamentals. Along the way, they return to a core question at the heart of systematic investing: when uncertainty rises and explanations multiply, should prices remain the final arbiter of risk, signal and portfolio design?-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Mark on Twitter.Episode TimeStamps:00:00 - Introduction to the Systematic Investor series00:23 - Market context and recent CTA performance02:41 - Initial reactions to the Fed decision and rate cut03:12 - A messy Fed and the problem of dissenting signals06:48 - Inflation, growth projections and policy uncertainty08:31 - Signal versus noise in systematic trading models11:22 - Employment data revisions and confidence in fundamentals13:10 - Bond valuation, term premia and the question of safe assets16:30 - Fiscal dominance, inflation risk and portfolio fragility19:29 - Prices versus value and the limits of interpretation22:47 - Narratives, reflexivity and momentum in markets28:07...

GIVEAWAY - send us a message and let us know your favorite thing about the Square Pizza Pod. We are giving away SchermCo swag to the first three people that send us a note!On this episode of the Square Pizza Pod, Greg sits down with Danielle Frazier, Special Assistant to the City Manager for Workforce Development in the City of Charlotte and longtime girls flag football coach. They talk about what it really takes to build pathways to good jobs, why a one cent sales tax for transportation is actually a mobility and opportunity strategy, and how a career that started in one local organization has grown into national leadership.From coaching high school flag football and renovating bathrooms with her dad to helping design Charlotte's first Office of Workforce Development and chairing the United States Conference of Mayors Workforce Development Council, Danielle shares a grounded, hopeful view of what is possible when cities, schools, employers, and residents pull in the same direction.In this episode, you will hear:How growing up in a football family and coaching girls flag football shapes Danielle's leadership with young people and teamsA clear, accessible definition of workforce development and how Charlotte's new Office of Workforce Development and strategic plan are bringing that vision to lifeWhat Charlotte's historic transportation and mobility investment could mean for thousands of future jobs in construction, skilled trades, professional services, and small businessesHow the Education to Employment initiative with Charlotte Mecklenburg Schools is creating direct pathways from high school graduation into full-time roles with the City of CharlotteWhy employer engagement and emerging tools like artificial intelligence are becoming essential to a healthy, future-ready workforce ecosystemIf you care about economic mobility, public investment, or connecting young people and adults to meaningful work in growing cities, this is a conversation you will want to hear.Support the show

Interview recorded - 9th of December, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Edward Dowd. Edward is the Founder of Phinance Technologies and author of Cause Unknown.During our conversation we spoke about the economic outlook for 2026, employment data, the delay of the recession, the quick crash, electricity bills, what benefits the crisis and more. I hope you enjoy!0:00 - Introduction1:10 - Current economic outlook6:01 - What has extended the cycle?7:32 - Employment data11:01 - What does the recession look like?13:43 - Quick crash14:42 - Electricity bills18:25 - Monetary system22:02 - The future of AI25:29 - What benefits during the crisis?27:42 - Golden age?33:22 - China trade imbalance34:50 - One message to takeawayEdward Dowd is currently a founding partner with Phinance Technologies. He has worked on Wall Street the majority of his career, most notably at Blackrock as a portfolio manager where he managed a $14 billion Growth equity portfolio for ten years. Edward's book Cause Unknown: The Epidemic of Sudden death in 2021 & 2022 propelled him as an alternative voice during the pandemic and the economic implications that continue to plague us today. Phinance's unique alternative macroeconomic analysis of the global debt crisis and what may unfold has given many a deeper understanding of the global nature of our problems today.Edward Dowd:Website - https://phinancetechnologies.com/Home.aspX - https://x.com/DowdEdwardWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Wall Street Bets on Rate Cuts Despite Mixed Economic Signals: Colleague Elizabeth Peek discusses the near certainty of a Federal Reserve rate cut, noting Wall Street's optimism despite steady inflation and mixed employment signals, highlighting strong holiday spending and arguing that fears regarding tariffs were overblown, while emphasizing that AI investment is reshaping, rather than reducing, corporate hiring. 1954

The job market looks very different when survival is part of the equation. For many people in Loudoun County, finding work isn't just about their resume. It's about overcoming a lack of transportation, housing instability, and language barriers. Nonprofits like Crossroads Jobs address these challenges to give people who are unemployed or underemployed the chance to rebuild their lives. In this episode, Scott German shares how their hands-on approach connects people with the right employers, builds confidence through coaching, and provides the resources they need to get hired and stay hired. Learn how you can support Crossroads Jobs, join their community of support, and help open more doors to steady work! Connect with Crossroads Jobs:WebsiteConnect with Jamie at Truman Charities:FacebookInstagramLinkedInWebsiteYouTubeEmail: info@trumancharities.comThis episode was post produced by Podcast Boutique https://podcastboutique.com/

In today's episode we're excited to welcome Stacy Shamblott, the Aging Eyes Coordinator and a Low Vision Rehabilitation Specialist with the Minnesota Department of Employment and Economic Development's State Services for the Blind. Tune in as we discuss helping individuals with vision loss adapt to life through community programs, low vision aids, and specialized training.  Subscribe to the podcast:  https://MayoClinicOphthalmology.podbean.com   Follow and reach out to us on X and IG: @mayocliniceye 

Jason Bronstad is the CEO of Malk Organics, a clean-label, plant-based milk and creamer brand. Jason began his career in the food and beverage industry at Sara Lee, serving across several managerial and directorial positions between 2004 and 2010. He then went on to become VP of Sales at Mike's Hard Lemonade and then the President of Mighty Swell Cocktail Company before joining purpose-led start up, Malk Organics, in 2020. He joins Roy to discuss the ins and outs of shaping culture, values-driven hiring, evaluating talent, learning to keep things simple, and much more. Highlights from our conversation include:Core beliefs and values that comprise Jason's leadership playbook (3:55)Connection to mission (6:12)Hiring lessons learned during periods of brand growth and development (8:20)Key characteristics of high-performing leaders (11:40)Important traits Jason seeks in his direct reports (14:15)Evaluating cultural fit in prospective talent (15:50)The parts of Malk's culture that make Jason most proud (18:08)Jason's definition of success and how it's evolved over the course of his career (20:22)His advice for the next generation of CPG leaders (21:10)

In this episode, Ryan Deiss shares his insights on the impact of AI on business and marketing. He discusses the uncertainty surrounding the future, the shift in consumer behavior towards AI-driven results, and the steps his companies are taking to adapt. Ryan elaborates on the strategic pivot at Digital Marketer, transitioning from traditional training to leveraging AI tools trained on proprietary IP. He also provides practical advice on how businesses can audit and implement AI to improve efficiency and drive growth. Whether you're an entrepreneur, marketer, or business owner, this episode is a must-watch to understand the transformative potential of AI in today's market. 00:00 Uncertainty in the Age of AI 00:38 Exploring Ryan Deiss' Marketing Empire 01:25 Navigating Market Conditions and Deal Strategies 05:19 Reviving Businesses: The Process 12:08 The Role of AI in Business Optimization 19:32 AI's Impact on the Information and Coaching Industry 25:59 AI Integration in Business Operations 32:35 Future of Work: AI and Human Roles 36:40 AI's Influence on Business Valuations 39:21 Implementing AI in Portfolio Companies 41:36 AI Integration in the Workplace 42:26 Challenges and Fears of AI Adoption 43:23 AI as a Competitive Advantage 43:59 AI in Marketing and Acquisitions 44:45 The Future of AI in Business 48:26 Implementing AI for Efficiency 55:55 The Rise of AI Agents 01:03:50 AI's Impact on Employment and Economy 01:08:05 Digital Marketer's AI Pivot 01:17:47 Final Thoughts and Reflections

K-Shaped Economy: AI Threatens White-Collar Employment — Chris Riegel — Riegel reports that Black Fridayretail activity generated high shopper traffic, though aggregate spending totals remain unclear pending complete data aggregation. Riegel warns of intensifying "K-shaped economy" dynamics wherein artificial intelligence systematically threatens white-collar professional employment and wage stability traditionally shielded from automation. Riegelhighlights China's deepening economic crisis, including manufacturing downturns, declining industrial utilization, and desperate but ineffective economic pivot toward Russian markets and domestic pharmaceutical production substitution. 1910 JACKSONVILLE

This episode is sponsored by Fidelity Investments and the all-new Fidelity Trader+ platform. Try Fidelity's most powerful trading experience yet: ⁠⁠⁠⁠⁠https://www.fidelity.com/trading/trading-platforms?immid=100734&imm_pid=430504639&imm_aid=a&dfid=&buf=99999999⁠⁠⁠⁠⁠ Views, opinions, products, services, and strategies discussed are not endorsed or promoted by Fidelity Investments. Fidelity Brokerage Services LLC, Member NYSE, SIPC In this episode of the Risk Reversal Podcast, hosts Dan Nathan and Guy Adami welcome Michael Kantrowitz, Chief Investment Strategist and Head of Portfolio Strategy at Piper Sandler. The discussion delves into Kantrowitz's HOPE framework, which stands for Housing, Orders, Profits, and Employment, and its relevance in the current economic climate. They discuss the nuanced macroeconomic indicators and the impact of inflation, interest rates, and employment on the economy and market forecasts. Kantrowitz emphasizes the importance of analyzing specific economic data points and the K-shaped economy. The conversation also touches on home equity, credit spreads, consumer confidence, manufacturing, and the potential implications of AI on the labor market. Kantrowitz presents a cautiously optimistic view of the economic landscape for 2026, predicting improved conditions in cyclical sectors despite ongoing uncertainties. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

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