Podcasts about Employment

Wall Street Bets on Rate Cuts Despite Mixed Economic Signals: Colleague Elizabeth Peek discusses the near certainty of a Federal Reserve rate cut, noting Wall Street's optimism despite steady inflation and mixed employment signals, highlighting strong holiday spending and arguing that fears regarding tariffs were overblown, while emphasizing that AI investment is reshaping, rather than reducing, corporate hiring. 1954

Jason Bronstad is the CEO of Malk Organics, a clean-label, plant-based milk and creamer brand. Jason began his career in the food and beverage industry at Sara Lee, serving across several managerial and directorial positions between 2004 and 2010. He then went on to become VP of Sales at Mike's Hard Lemonade and then the President of Mighty Swell Cocktail Company before joining purpose-led start up, Malk Organics, in 2020. He joins Roy to discuss the ins and outs of shaping culture, values-driven hiring, evaluating talent, learning to keep things simple, and much more. Highlights from our conversation include:Core beliefs and values that comprise Jason's leadership playbook (3:55)Connection to mission (6:12)Hiring lessons learned during periods of brand growth and development (8:20)Key characteristics of high-performing leaders (11:40)Important traits Jason seeks in his direct reports (14:15)Evaluating cultural fit in prospective talent (15:50)The parts of Malk's culture that make Jason most proud (18:08)Jason's definition of success and how it's evolved over the course of his career (20:22)His advice for the next generation of CPG leaders (21:10)

In this episode, Ryan Deiss shares his insights on the impact of AI on business and marketing. He discusses the uncertainty surrounding the future, the shift in consumer behavior towards AI-driven results, and the steps his companies are taking to adapt. Ryan elaborates on the strategic pivot at Digital Marketer, transitioning from traditional training to leveraging AI tools trained on proprietary IP. He also provides practical advice on how businesses can audit and implement AI to improve efficiency and drive growth. Whether you're an entrepreneur, marketer, or business owner, this episode is a must-watch to understand the transformative potential of AI in today's market. 00:00 Uncertainty in the Age of AI 00:38 Exploring Ryan Deiss' Marketing Empire 01:25 Navigating Market Conditions and Deal Strategies 05:19 Reviving Businesses: The Process 12:08 The Role of AI in Business Optimization 19:32 AI's Impact on the Information and Coaching Industry 25:59 AI Integration in Business Operations 32:35 Future of Work: AI and Human Roles 36:40 AI's Influence on Business Valuations 39:21 Implementing AI in Portfolio Companies 41:36 AI Integration in the Workplace 42:26 Challenges and Fears of AI Adoption 43:23 AI as a Competitive Advantage 43:59 AI in Marketing and Acquisitions 44:45 The Future of AI in Business 48:26 Implementing AI for Efficiency 55:55 The Rise of AI Agents 01:03:50 AI's Impact on Employment and Economy 01:08:05 Digital Marketer's AI Pivot 01:17:47 Final Thoughts and Reflections

K-Shaped Economy: AI Threatens White-Collar Employment — Chris Riegel — Riegel reports that Black Fridayretail activity generated high shopper traffic, though aggregate spending totals remain unclear pending complete data aggregation. Riegel warns of intensifying "K-shaped economy" dynamics wherein artificial intelligence systematically threatens white-collar professional employment and wage stability traditionally shielded from automation. Riegelhighlights China's deepening economic crisis, including manufacturing downturns, declining industrial utilization, and desperate but ineffective economic pivot toward Russian markets and domestic pharmaceutical production substitution. 1910 JACKSONVILLE

This episode is sponsored by Fidelity Investments and the all-new Fidelity Trader+ platform. Try Fidelity's most powerful trading experience yet: ⁠⁠⁠⁠⁠https://www.fidelity.com/trading/trading-platforms?immid=100734&imm_pid=430504639&imm_aid=a&dfid=&buf=99999999⁠⁠⁠⁠⁠ Views, opinions, products, services, and strategies discussed are not endorsed or promoted by Fidelity Investments. Fidelity Brokerage Services LLC, Member NYSE, SIPC In this episode of the Risk Reversal Podcast, hosts Dan Nathan and Guy Adami welcome Michael Kantrowitz, Chief Investment Strategist and Head of Portfolio Strategy at Piper Sandler. The discussion delves into Kantrowitz's HOPE framework, which stands for Housing, Orders, Profits, and Employment, and its relevance in the current economic climate. They discuss the nuanced macroeconomic indicators and the impact of inflation, interest rates, and employment on the economy and market forecasts. Kantrowitz emphasizes the importance of analyzing specific economic data points and the K-shaped economy. The conversation also touches on home equity, credit spreads, consumer confidence, manufacturing, and the potential implications of AI on the labor market. Kantrowitz presents a cautiously optimistic view of the economic landscape for 2026, predicting improved conditions in cyclical sectors despite ongoing uncertainties. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

Get ad-free, early access to new 10 Percent True videos: https://www.10percenttrue.com/pricing-plans/list0:00 Support the channel0:33 welcome back Buck and episode outline2:59 an appeal and a thank you 5:28 AMA (Jim's) question - division of labour among crew 10:43 Maintaining SA once engaged 13:20 journey to the Air Force and route to the Gunship17:10 route to AFSOC20:08 any lack of fulfilment having missed out on fighters?24:00 getting into AC-130 and history of the aircraft 26:31 getting mission qualified 30:43 explaining the orbit (and the finer details thereof) and managing the gun platform 35:51 details up front, HUD (geeks rejoice!)43:20 H model51:23 funny story time!53:23 returning to description including sensors, countermeasures, removal of M61s, getting “shovel qualified” and the smell of ‘Murica!1:01:36 Black Crow sensor1:03:28 40mm1:04:18 APQ-45 1:05:33 U model differences1:08:08 refuelling port and some refuelling tales and tanker bros1:11:53 shooting the guns - in detail1:19:44 aircraft movement from recoil?1:21:03 stories for perspective 1:26:08 Responsibility of satisfying ROE1:27:13 weapon effects, weapon selection etc1:29:43 shooting a Phantom story1:32:38 returning to the “crowd pleaser” (105) and teasing the “smiley face”1:35:43 permissive vs non permissive environments 1:41:45 theatre tasking/focus/knowledge?1:44:38 massive teaser and reminder for air to air story!1:45:45 handling qualities and eng fire tale1:52:45 no notice checkrides1:53:58 2 engines out on one side?2:00:21 the mission and the dangers2:01:48 returning to double engine failures2:04:03 130H instruments and elective engine shutdowns2:06:08 gear feather flap debriefing and debriefing in general2:10:05 wrap up

In Episode 446, John Q. Khosravi, Esq. sits down with Bob Webber, Esq. for a candid breakdown of the state of employment-based immigration going into 2026. From Trump-era shifts to visa backlogs, AI disruption, declining F-1 numbers, stricter NIW standards, and rising USCIS fees — Bob explains why this is the most challenging landscape the field has seen in decades. A must-watch for immigration lawyers navigating H-1Bs, PERM, EB categories, consultation demand, and practice strategy during a rapidly changing political and economic climate. Spotify | iTunes | YouTube Music | YouTube Timestamps 00:00 — Opening 00:33 — Introduction 04:36 — How Bob Webber Entered Employment-Based Immigration 05:22 — Impact of the Trump Administration on Immigration Law 06:45 — Three Categories Affecting Employment-Based Immigration 06:59 — Quotas 08:14 — Economic Factors 09:58 — How AI Is Changing Employment-Based Practice 14:06 — Projected Immigration Growth for 2026 15:01 — Biden Administration Filing Fee Increase 17:02 — How 2025 Played Out 18:29 — H-1B Processing Delays 19:19 — Growing Demand for Employment-Based Lawyers in Law Firms 22:40 — Decrease in Domestic Nurses 26:13 — The F-1 Feeder System 29:20 — Self-Care for U.S. Immigration Attorneys 34:44 — Adapting to Immigration Challenges Under the Trump Administration 37:20 —  LinkedIn marketing 41:09 — Outro Live Consular Processing training for lawyers Dec 18, 10:00–11:45 a.m. PT - NVC packets & DS-260 - Interview prep & follow-up - Timelines, fees, and real-world workflows Register here!  Follow eimmigration by Cerenade: Facebook | Instagram | LinkedIn Start your Business Immigration Practice! (US LAWYERS ONLY - SCREENING REQUIRED): E-2 Course EB-1A Course Get the Toolbox Magazine!  Join our community (Lawyers Only) Get Started in Immigration Law! The Marriage/Family-Based Green Card course is for you Our Website: ImmigrationLawyersToolbox.com Not legal advice. Consult with an Attorney. Attorney Advertisement. #podcaster #Lawyer #ImmigrationLawyer #Interview #Immigration #ImmigrationAttorney #USImmigration #ImmigrationLaw #ImmigrationLawyersToolbox

Explore the real-world debate on JAWS vs NVDA for blind computer users, the costs and support challenges, and the broader conversation on blind employment, self-employment, and assistive tech. Steven Scott and Shaun Preece share listener emails on training programmes, screen reader licensing, and how blind people navigate work, tech, and life.This episode is supported by Pneuma Solutions. Creators of accessible tools like Remote Incident Manager and Scribe. Get $20 off with code dt20 at https://pneumasolutions.com/ and enter to win a free subscription at doubletaponair.com/subscribe!In this lively Double Tap discussion, Steven and Shaun dive into community reactions about the JAWS screen reader, NVDA, and Narrator. Listeners share candid experiences about software licensing, support, and the realities of using screen readers at home and in the workplace. The conversation evolves into a broader look at employment for blind people, including the challenges of training programmes, self-employment, and workplace accessibility. From stories about guide dog training and Apple Watch heart monitoring to debates over Be My Eyes navigation and safety, the episode blends tech insights with humour and honest reflection on living blind today. Relevant LinksBe My Eyes: https://www.bemyeyes.comNVDA Screen Reader: https://www.nvaccess.orgJAWS Screen Reader: https://www.freedomscientific.com/products/software/jaws/Double Tap Newsletter: https://doubletaponair.com/subscribeRamblio App: https://ramblio.com Find Double Tap online: YouTube, Double Tap Website---Follow on:YouTube: https://www.doubletaponair.com/youtubeX (formerly Twitter): https://www.doubletaponair.com/xInstagram: https://www.doubletaponair.com/instagramTikTok: https://www.doubletaponair.com/tiktokThreads: https://www.doubletaponair.com/threadsFacebook: https://www.doubletaponair.com/facebookLinkedIn: https://www.doubletaponair.com/linkedin Subscribe to the Podcast:Apple: https://www.doubletaponair.com/appleSpotify: https://www.doubletaponair.com/spotifyRSS: https://www.doubletaponair.com/podcastiHeadRadio: https://www.doubletaponair.com/iheart About Double TapHosted by the insightful duo, Steven Scott and Shaun Preece, Double Tap is a treasure trove of information for anyone who's blind or partially sighted and has a passion for tech. Steven and Shaun not only demystify tech, but they also regularly feature interviews and welcome guests from the community, fostering an interactive and engaging environment. Tune in every day of the week, and you'll discover how technology can seamlessly integrate into your life, enhancing daily tasks and experiences, even if your sight is limited. "Double Tap" is a registered trademark of Double Tap Productions Inc. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's episode of the NAWL Podcast, Michele Ballard Miller, Chair of Cozen O'Connor's West Coast Labor and Employment team, hosts an engaging conversation with Sheila Murphy, CEO of Focus Forward Consulting LLC and former NAWL Board Member, about her new book Rainmaker Power Moves: The Attorney's Playbook for Building a Book of Business. They explore the mindset shifts, practical strategies, and resilience needed to unlock career momentum, from overcoming the fear of business development to creating a compelling professional brand that attracts clients. This episode is perfect for anyone looking to elevate their influence and achieve long-term professional growth. Learn more about Sheila's book and find additional details here! Bios:  Michele Ballard Miller, Chair of West Coast Labor & Employment at Cozen O'Connor, is a widely recognized management-side labor and employment attorney. For more than 35 years, she's represented businesses in single and multiple plaintiff cases and collective actions. Her clients — who run the gamut from Fortune 50 powerhouses to burgeoning startups — trust her practical business-centered advice and counsel on a wide range of workplace matters. Michele is a frequent speaker on employment law issues for clients and outside groups, and has been the recipient of numerous awards and recognitions for her work in advancing women in the profession. Prior to joining the firm, Michele was the founding and managing partner of Miller Law Group, a certified women-owned California labor and employment law firm. Cozen O'Connor is a full-service firm with nationally recognized practices in litigation, business law, and government relations, and our attorneys have experience operating in all sectors of the economy. Sheila Murphy is a certified executive coach, award-winning legal leader, and the CEO of Focus Forward Consulting. With over two decades of experience in corporate America and a top-tier law firm, Sheila empowers legal professionals—from General Counsels and legal executives to law firm partners and rising attorneys—to achieve transformational success in their careers, compensation, and confidence.  Her mission is clear: to help lawyers become impactful leaders, trusted advisors, and rainmakers who drive results.Before founding Focus Forward Consulting, Sheila served as Senior Vice President and Associate General Counsel at MetLife, a Fortune 50 company, where she earned recognition for her leadership, innovation, and unwavering commitment to advancing others. During her tenure, she served as an executive sponsor of the U.S. Women's Business Network, co-chaired the Legal Affairs Academy, and led diversity and professional development initiatives with global impact.Sheila is the author of Rainmaker Power Moves: An Attorney's Guide to Building a Book of Business, a practical and inspiring guide designed to help attorneys take charge of their professional destinies. Through actionable strategies, candid insights, and proven techniques, Sheila teaches lawyers how to grow thriving practices and sustainable client relationships in today's competitive market.Known for her engaging and transformative approach, Sheila brings a unique blend of corporate experience, coaching expertise, and a deep understanding of what it takes to succeed in the legal industry. She works with attorneys and legal teams at all stages of their careers—whether they're in-house counsel striving for leadership roles or law firm professionals building influence and profitability. Her clients consistently credit her with helping them unlock opportunities, elevate their confidence, and accelerate their success.A sought-after speaker and trainer, Sheila delivers high-impact keynotes and workshops on leadership development, business growth, and diversity, equity, and inclusion. Passionate about advancing women and underrepresented groups, she is dedicated to reshaping the legal profession by equipping all professionals with the tools to thrive.Sheila holds a J.D. from the University of Pennsylvania Law School and coaching certifications from the International Coaching Federation and the Co-Active Leadership Institute. Her leadership and coaching excellence have earned her numerous honors, including the Women, Influence & Power in Law Lifetime Achievement Award and the Benchmark Litigation In-House Award.With her signature mix of authenticity, insight, and strategic vision, Sheila Murphy helps legal professionals and organizations move beyond potential—toward lasting, measurable success.

Holidaymakers travelling with Air New Zealand in the lead-up to Christmas could find themselves caught out by cabin-crew strikes, despite Monday's planned industrial action being called off. E tu National Secretary Rachel Mackintosh spoke to Ingrid Hipkiss.

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On the latest episode of Workplace Stories, we sit down with Koreen Pagano, author of "Building a Skills-Based Organization," to talk about one of the hottest and most complex topics in the world of work: how organizations can become truly skills-based, and what that really means in today's rapidly changing, AI-driven landscape. The conversation was loaded with practical insights, candid stories, and wisdom from the front lines of workforce transformation.Koreen shares her journey from ed-tech and product leadership to guiding hundreds of organizations through the maze of skills transformation. We discuss the crucial front-of-house and back-of-house elements, from clear communication and partnership models to building the right data and technology infrastructure. You'll hear fresh perspectives on using skills data as an early signal for retention, the shifting role of tasks versus skills, and what it means to future-proof your workforce for ongoing change. You will want to hear this episode if you are interested in...[05:17] Skills vs job architecture approaches.[10:04] Navigating skills-based organizations.[14:33] Workforce data challenges with AI.[23:04] Skills over jobs for strategy.[27:04] Building resilient data systems.[34:33] Building trust in skill data.[39:32] Predicting employee retention through data.[45:59] Helping organizations align AI transformation with business goals.Why Skills Still Matter in a “Task-Talk” WorldThere's a persistent misconception that the age of “skills” has passed and that “tasks” offer a more practical lens, especially with AI in play. Koreen shares how, at a recent industry event, she heard professionals say, “We don't need to worry about skills, we have to focus on tasks.” But she thinks that it's misguided to abandon skills just when organizations are barely starting to understand and leverage them.While tasks describe the work to be done, skills reflect the underlying human (and sometimes machine) capabilities that make that work possible. Both are crucial, but without a foundational understanding of your organization's skills, mapping tasks is like building on sand.Front of House, Back of House, and Getting Skills RightWe need to balance “front of house” and “back of house” considerations when building a skills-based organization. Organizations often focus either on external communications, partnerships, and culture (front of house), or purely on technology, data, and infrastructure (back of house), but rarely both. Koreen is unique in straddling the two, and it's this holistic approach, blending people and process with tech and data, that sets successful organizations apart.The Evolution of Data and the Rise of Skills VerificationOrganizations are beginning to realize that their skills data isn't just about upskilling or reskilling; it's tightly connected to business-critical outcomes like retention, performance, and the ability to adapt to market shifts. Koreen shares compelling examples of using skills data to provide early warning on issues like employee retention, demonstrating data-driven HR in action.She also shared her pragmatic “3Vs” model for validating skills data: Validity (how well the data measures what it claims to), Variety (different types of data from varied sources), and Volume (quantity and frequency of data collected). You can make solid business decisions with basic self-reported skills data, but for higher-stakes calls, like hiring, you need much more rigorous, validated information.Jobs, Skills, and the Trap of Static StructuresOften, organizations anchor their skills strategy to their job architecture. Consultants and technology vendors frequently push companies to start by mapping skills to static jobs. We discuss why this is a dangerous place to “end”, because jobs, roles, and the tasks that define them are changing faster than ever, especially with AI in the mix. Koreen advocates for designing skills data that is flexible, lives independently, and can be mapped to jobs and tasks as they evolve, never becoming held hostage by legacy structures.Goals Over TasksPerhaps the most powerful call to action was the need to focus less on micromanaging the “how” (a long list of tasks) and more on the “what and why”, the goals, outcomes, and genuine business objectives. In a future where work is constantly shifting, organizations that empower people around purpose, supported by dynamic skills data, will outperform those stuck mapping today's tasks to yesterday's job charts.Building a skills-based organization isn't a project with a tidy endpoint, it's a transformation. As Koreen reminds us, it's hard, messy, and as much about culture as it is about data. But for the organizations (and the people) willing to experiment, adapt, and keep skills at the center of strategy, the payoff is a workforce that's ready for whatever comes next. Resources & People MentionedBuilding the Skills-Based Organization: A Blueprint for Transformation by Koreen Pagano Connect with Koreen PaganoKoreen Pagano on LinkedIn Connect With Red Thread ResearchWebsite: Red Thread ResearchOn LinkedInOn FacebookOn TwitterSubscribe to WORKPLACE STORIES

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we discuss international headlines that are impacting rate markets domestically. Plus, Robbie sits down with U.S. Bank's Shelly Kobb and Ohio Housing's Tom Walker on how Housing Finance Agencies work, the challenges they face in expanding affordable homeownership, the policy and political developments shaping their future, and the innovations and outreach strategies needed to keep their programs sustainable, effective, and accessible. And we close by examining what delayed labor market reports are saying about the economy.Today's podcast is presented by Two Dots. Whether it's applying to rent an apartment or take out a loan, today's approval process is full of blind spots and inefficiencies. Critical data sits locked inside documents, leaving companies with an incomplete picture that causes delays, increased risk, and inconsistent decisions. Two Dots is building a better system. One where underwriting and screening is automated not manual. Where applications happen in real-time within a dynamic and contextual conversation. And where better decisions are made faster for everyone.

Private payrolls in the latest ADP employment print showed a decrease of 32,000 jobs. Kevin Hincks reports from the Cboe Global Markets to explain what the numbers means and why it emphasizes the Fed's employment end of its dual mandate. However, as Kevin points out, consumer spending remains strong. He also touches on Nvidia (NVDA) CEO Jensen Huang's meeting in Washington D.C. with the goal of limiting restrictions on A.I.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

What will AI do to everything? In this episode, we explore how AI is set to create a surge in new startups, reshaping employment as we know it. As jobs get displaced, the concept of big employment shifts, giving rise to smaller, more agile companies using AI tools. Drawing parallels with past technological revolutions, we highlight the opportunities that lower costs and new market demands present for founders. We discuss the transformation in various sectors, from customer service to content creation, and emphasize how AI can democratize entrepreneurship globally. Finally, we delve into the exciting potential for startup growth and the role of AI as both a tool and a transformative force in the startup ecosystem.Resources:Startup Therapy Podcasthttps://www.startups.com/community/startup-therapyWebsitehttps://www.startups.com/beginLinkedInhttps://www.linkedin.com/company/startups-co/Join our Network of Top FoundersWil Schroterhttps://www.linkedin.com/in/wilschroter/Ryan Rutanhttps://www.linkedin.com/in/ryan-rutan/What to listen for:00:24 The Impact of AI on Employment01:16 Historical Parallels: Internet and Industrial Revolution02:32 The Shift from Big Employment to Entrepreneurship03:16 The Decline of Traditional Jobs05:25 Opportunities in the New Economy11:48 The Rise of the Creator Economy20:15 Macro Trends and Future Outlook23:52 The Rise of Billion-Dollar Startups24:24 Price Collapse and Premium Experiences26:01 The Impact of AI on Startups26:44 The Creator Economy and Niche Markets29:06 The Evolution of eSports31:09 The Dawn of Young CEOs33:22 The Future of Entrepreneurship39:43 Global Entrepreneurship and Accessibility45:56 The Age of the Startup

New data out today shows almost a third of kiwi workers often dread going to work, rising to 40% among Gen Z workers.SEEK Country Manager, Rob Clark spoke to Ingrid Hipkiss.

It's that time of the year when workplaces are winding down, the Christmas parties are gearing up, and the line between "festive" and "HR headache" can get pretty thin. Employment and Manufactures Association's manager of employment relations, Paul Jarvie spoke to Corin Dann.

In this Ask the Expert episode, HR expert Kathleen Hermacinski joins the show to discuss how candidates can assess an institution's approach to work-life balance without asking the question directly. She shares different ways to inquire about weekly rhythms, busy seasons, team support, and leadership modeling. Kathleen also explains what inconsistencies, vague answers, or “family” language may signal, and why observing the communication style during the search offers important clues.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:

On the first day of 2026, Minnesota will introduce a new benefit for most workers in the state.  It's a paid family and medical leave program that guarantees access to time off to bond with a new child, recuperate from a major medical issue or care for an ill family member. The program replaces a portion of someone's wage for a leave that can span weeks. Minnesota is the 13th state to go down this path, but its program is among the nation's most ambitious. MPR News host and politics editor Brian Bakst talks with his guests about eligibility criteria, how people can tap into the program and what they and their employers need to keep in mind.Guests:Dana Ferguson is a political reporter for MPR News.Greg Norfleet is the Paid Leave director for the Minnesota Department of Employment and Economic Development, also known as DEED.Justin Terch is a consultant with Terch and Associates, a human resources consulting firm. He is also president of the Minnesota State Council of the Society of Human Resource Management and he serves on the board of Essentia Health, a Duluth-based health care system that operates mainly in rural areas in the upper Midwest. For more information about Minnesota's Paid Leave program, visit: paidleave.mn.gov or call 844-556-0444 or 651-556-7777. The phone lines are staffed from 8 a.m. to 4:30 p.m. Monday through Friday, except holidays.

In exactly one month on Jan. 1, Minnesota will introduce a new benefit for most workers in the state. It's a paid family and medical leave program that guarantees access to paid time off; for new parents, to recover from a medical issue, or to care for a sick family member. It's a big change for Minnesota's employers — and the workers who can take advantage of it. Evan Rowe is the deputy commissioner of workforce services at the Minnesota Department of Employment and Economic Development. He joined Minnesota Now host Nina Moini to explain what you need to know before the launch.

Minister for Enterprise, Tourism and Employment, Peter Burke on how the government intends to approach tourism amid decreasing spend from foreign visitors.

Has flexible or remote work made work more fun and has the freedom made us happier? The nine to five has changed a lot of recent years; covid forced some business to adapt with working from a home a major shift. But it's not without its challenges, as the lines between work and home have blurred. Auckland University Social Scientist, Barbara Plester has been exploring these questions and spoke to Lisa Owen.

⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness  ⭐️⭐️The Subject Object Market will run 10am - 2pm AEDT THIS WEEKEND - Saturday 6th December at the Warrandyte Mechanics Institute, Cnr Yarra St and Mitchell Av, Warrandyte. In this quick tip episode, Fiona digs into a behaviour she sees all the time in small business — self-sabotage. From saying you want more media exposure to turning opportunities down because you “don't feel ready,” this episode is a reality check wrapped in encouragement. Fiona shares real examples, practical questions to ask yourself and why fear might be stopping you from the growth you're craving.What You'll LearnWhy so many small business owners unknowingly block their own opportunitiesThe difference between saying no because something isn't aligned and saying no because you're scaredHow to accept PR, podcast and media opportunities before you feel “ready”Simple questions to ask yourself to stop self-sabotageWhy feeling nervous is normal (even for experienced people) and how to act anywayHow small, brave yeses create visibility, connections and growthFollow IG @subject__object for more market information  Sponsored by Vanta AI: vanta.com/mydailybusinessConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

The Government has announced a new plan to combat declining spend by visitors.Peter Burke is Minister for Enterprise, Tourism and Employment, and joins Ciara Doherty to discuss.

Maybe there will be a pipeline in BC? Guest: Heather Exner-Pirot,  Senior Fellow and Director of Energy, Natural Resources and Environment at the Macdonald-Laurier Institute in Ottawa Are temporary foreign workers getting stuck by abusive employers? Guest: Catherine Connelly, Professor at McMaster Centre for Research on Employment and Work Weight loss drugs are changing portions at restaurants Guest: JoAnn McArthur, Founding Partner and President of Nourish Food Marketing The story of Santa's Postal Code Guest: Craig Baird, Host of Canadian History X Getting ready for Alcohol and the Sober Season. Guest: Dr. Sara McMullin - Assistant Professor of Psychology, Department of Psychology at Webster University, Take a break from booze this season Learn more about your ad choices. Visit megaphone.fm/adchoices

Hora labora employment the good bad and ugly of the truth of a simple life in Christ.

New Zealand's minimum wage is high by international standards, compared to our median wage. We're sitting at fifth in the world for minimum wage compared to the average, and commentators say change will be needed if we want to avoid "bunching" at the bottom of the pay scale. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Send us a textJayne Amelia speaks with Jenny Serrano, a former foster youth  and now administrator at DCFS. Exiting foster care in the 1990s after spending six years in the child welfare system left an indelible mark on Jenny Serrano. Ill-prepared for the responsibilities that came with living on her own, she struggled.“After I left care, I was homeless, lived in a shelter and remained precariously housed until I finished graduate school,” Jenny said. “When I exited care, there weren't a lot of opportunities available or even a broad awareness of what youth needed.”Since that time, however, assistance for youth exiting care has evolved significantly, in large part due to input from Jenny and others with lived experience.Now a children services administrator with the Los Angeles County Department of Children and Family Services (DCFS), Jenny works tirelessly to support older youth and prepare them for the transition into adulthood.Jenny and her dedicated team of nine staff members in the Youth Development Services (YDS) Division manage a number of workforce initiatives through partnerships with other agencies that aim to help current and former foster youth gain job experience through subsidized employment and internships.For example, Jenny recalls a young mother who completed 400 hours of work experience as a recreation leader at a local city park through the Bridge to Work program. She was later hired full time by the program, allowing her to get her own apartment and purchase her first car.“Many of our youth are entirely responsible for their own financial well-being as soon as they exit care,” Jenny said. “Employment preparation and career exposure are essential to ensuring the success of young adults.”Although research shows that work experience prior to age 18 dramatically improves later employment outcomes, nearly 90 percent of foster youth in California do not have a job at age 17, according to the National Youth in Transition Database. Data further reveals that more than 40 percent of these young people are still unemployed when they turn 21.To address this issue, YDS employment programs provide youth with pre-work training in various soft skills, such as communication, attitude, teamwork and critical thinking, followed by paid work experience supervised by a case manager and an employer. DCFS also offers paid internships within the department, as well as project-based internships for academic credit.Earlier this year, Jenny and her team received an award from the Los Angeles County Quality and Productivity Commission for developing and implementing an automated referral system that links DCFS to a network of more than 40 job centers. Thanks to the team's ingenuity, the likelihood of future employment for current and former foster youth has greatly increased.Reflecting on her own experience, Jenny is motivated by the memory of one committed DCFS coordinator who supported her as she struggled to find her footing. “He always took my calls from payphones at odd hours and always had a pocket full of quarters to give me for my laundry,” she said. “I think of him and show up every day the way I wish more people would have showed up for me.”See bonusbabies.org to learn more about what we are doing and please donate to support us by making a 100% tax-deductible contribution. EVERY PENNY OF YOUR CONTRIBUTION GOES TO RECORDING AND PLATFORMING THESE STORIES. Yeah!IG@bonusbabiespodcastTW@BonusBabiesPodFB@BonusBabiesPodcast

Sub-Saharan Africa has a youth unemployment problem. The latest figures from the International Labour Organisation show more than one in five young people there are "NEET": Not in Employment, Education or Training. Structural issues like the lack of political stability in many countries and lagging infrastructure remain major barriers to high quality job creation. But the gig economy has been growing rapidly thanks to the proliferation of digital platforms. The The BBC's Wairimu Gitani reports.

Sub-Saharan Africa has a youth unemployment problem. The latest figures from the International Labour Organisation show more than one in five young people there are "NEET": Not in Employment, Education or Training. Structural issues like the lack of political stability in many countries and lagging infrastructure remain major barriers to high quality job creation. But the gig economy has been growing rapidly thanks to the proliferation of digital platforms. The The BBC's Wairimu Gitani reports.

What makes a job ethical? Who truly holds power in the workplace? And why does it matter now more than ever?Meet Dr. Travis Schatchner!Dr. Travis Schachtner's views on leadership and employment ethics are shaped by decades of hard work and personal experience. Growing up on a family farm in rural Wisconsin, he learned that all work has a basic value that should be respected.In his book, Employment Ethics: Redefining the Employer-Employee Relationship, Dr. Schatchner forms the foundation for a fresh perspective on modern work. For too long, ethical responsibility has been unfairly placed on workers, while employers-driven by profit and protected by power-often avoid accountability. This book challenges that imbalance by redefining employment as a transactional relationship, not a personal favor or moral crusade.Currently, he teaches Electromechanical Systems at Saint Paul College. When asked why he chooses to teach that instead of leadership or management he explains, “We have enough managers and wannabe leaders in the world; we need more people who can actually fix things.” Listen as Travis shares:The four core pillars of work ethic-and how they're often exploitedWhy employers are not inherently leaders-and shouldn't be treated as suchThe hidden cost of toxic and imbalanced workplace dynamicsWhat employer ethics are-their history and why they matterPractical tools for evaluating your current employment relationship...and so much more!Connect with Dr. Schatchner:Website: https://www.ftsleaders.comAdditional Resources:"Employment Ethics" by Dr. Travis Schatchner on AmazonListen to the Podcast, subscribe, leave a rating and a review:Apple: https://podcasts.apple.com/us/podcast/the-future-of-leadership-employment-ethics-w/id1614151066?i=1000738706400Spotify: https://open.spotify.com/episode/74Qd4EQu9DhlzgptpAR3x7?si=8uGbSb4kSgCNm2bWxOdkvQhttps://open.spotify.com/episode/74Qd4EQu9DhlzgptpAR3x7YouTube: https://youtu.be/cb_6_miXxKQ

The Canadian consensus on immigration cratered last year. In the fall of 2024, an Environics poll found that for the first time in a quarter century most Canadians felt there was too much immigration. Under former prime minister Justin Trudeau, the country experienced one of the biggest periods of immigration growth in its history, but after the shift in public opinion, the Liberal government reversed course. Despite big reductions to immigration levels, most Canadians still think rates are too high.Today, The Decibel is looking at how Canada's relationship with immigration significantly changed, what it's meant for the country and the people who have immigrated to it, and where we go from here.Tony Keller, Globe columnist and author of Borderline Chaos: How Canada Got Immigration Right, and Then Wrong, will walk us through what motivated Trudeau's dramatic changes to the immigration system and how they impacted the country. And then, Rupa Banerjee, professor and Canada Research Chair in Economic inclusion, Employment and Entrepreneurship of Canada's Immigrants, will explain the effect that whiplash-like changes to the system have had on recent immigrants and our economy.Questions? Comments? Ideas? E-mail us at thedecibel@globeandmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Eighty-year-old Ken McLeod started in the meat industry in 1962, when he was only 16. He spoke to Corin Dann.

Emma Webb, author of Historic, exposes the untold history of Olga Gymnastics club and the Phelps family legacy. We break down the abuse scandal, the Whyte Review, Gymnasts for Change, and how survivors pushed British Gymnastics to finally reform. INTERVIEW We talk with Emma Webb (pseudonym), author of the new book Historic: The True Legacy of Childhood Sport - The Book Every Parent Needs to Read, a memoir detailing the trauma and abuse she endured under convicted child sex offender Brian Phelps, plus the aftermath of how the British legal system chose to protect abusers over children CHAPTERS (pre-auto inserted ads) 00:00 – Trigger Warning SA 01:03 – Brian Phelps' criminal charges and conviction   01:39 – The broader British gymnastics abuse reckoning   02:01 – Gymnasts for Change and the Whyte Review   02:36 – Restorative Program & the £15,000 split survivor offer   03:28 – How Emma first contacted GymCastic   03:44 – The long-term psychological and medical impact   04:10 – Doctors discovering internal injuries from childhood abuse   06:10 – Phelps' police interviews and his admissions   07:26 – Why survivors didn't pursue further prosecution   08:05 – Brian and Monica's life in France & public exposure   10:19 – Mapping all Olga locations & survivor triggers   11:05 – The pandemic pause and worsening mental health   11:33 – Discovery of the Phelps Legacy Club in 2022   12:10 – Multiple Phelps family members and their roles   12:22 – The "new" Renascence club operating despite convictions   12:28 – Timeline of Phelps fleeing & survivor disclosures   13:01 – A disturbing encounter: the club near Emma's son's bus stop   14:20 – Emma's decision: "Enough." Why she wrote Historic   15:06 – Reporting to the Whyte Review & British Athletes Commission   16:30 – Why reporting in the UK is a bureaucratic nightmare   17:36 – How reporting was mishandled & why systems fail   18:22 – How British Gymnastics and the council were complicit in Brian Phelps crimes 19:24 – Employment history: Phelps employed by the government & BBC   21:00 – Coaches and community "knew something was wrong"   21:14 – Other roles Monica and Brian held despite accusations   21:23 – The name "Renaissance" and why it matters   22:03 – How the club reopened after his release   22:45 – A fully avoidable tragedy: Phelps' first arrest in 1966   23:31 – Commonwealth Games cover-up to protect his career   24:34 – Royal audiences for Phelps & protected reputations   25:05 – The 10-year gap between his arrest and Emma meeting him   26:09 – How court attitudes toward sexual abuse haven't changed   27:03 – The Nik Stuart Foundation honoring Monica Phelps   28:13 – British Gymnastics leadership celebrating the Phelps family   29:29 – Video clip from the ceremony: denial of the Whyte Review   30:23 – Widespread knowledge in diving and gymnastics   32:03 – Comparing the Whyte Review to US investigations   33:25 – How the Whyte Review minimized sexual abuse   34:00 – Abuse in British Gymnastics: a larger pattern   35:55 – Non-sexual forms of abuse and lifelong harm   36:20 – Warning signs parents should not ignore   37:04 – Why the culture enables predators   38:17 – Parents' responsibility & due diligence   39:26 – Closed-door clubs & lingering dangers   40:39 – Male survivors vs. female survivors: unequal response   41:13 – How BG acted quickly for boys, not for girls   42:06 – Phelps' public statement denying Emma's reporting   43:29 – No mandatory reporting for the public in the UK   44:33 – Comparison to mandatory reporting vs good samaritan laws 45:05 – The UK protects money better than children   45:46 – How political leadership minimizes child abuse   46:12 – British boarding school culture & abuse   47:10 – What reforms are needed: national banned list & ombudsman   48:05 – Name changes allow offenders to disappear   48:14 – Hundreds of convicted offenders now untraceable   48:18 – How many survivors have come forward   49:01 – How many survivors known before the book   49:27 – Realizing past abuse only after adulthood   50:07 – Childhood context and normalization of abuse   51:01 – "Trust and Obey" culture at Olga and British school  52:53 – The moment Emma became a survivor, not a victim   53:30 – Returning to Olga decades later   54:01 – Parental responses and guilt   55:05 – What acknowledging PTSD unlocked   56:02 – How the trauma resurfaced during the pandemic   57:23 – Complex PTSD and real recovery work   58:07 – Finding effective PTSD support    TOPICS Read Whyte Review Investigation, a full independent review into the allegations of abuse in British Gymnastics How we got in contact with Webb after our Commentator Hall of Shame episode What moved Webb to write this book? How many times had Brian Phelps been investigated and was still allowed to coach? That time Monica Phelps (neé Rutherford) was still recognized at an award banquet and thanked her "partner" How can we convince parents to act quickly and take their children out of dangerous situations? Difference between how British Gymnastics treated male victims vs female victims? Should countries pass  mandatory abuse reporting laws similar to good samaritan laws? How she finally got help and finding a great therapist. Silver linings in her journey. What does justice look like for Emma. RELATED: GymCastic's Safeguarding checklist - questions everyone should ask a gym before signing up or working at a gymnastics club Historic book website  Brian Phelps diving when he should have been in jail BBC Gymnastics historical sex abuse case: Survivor claims 'catastrophic failures' Monica Phelps awarded at 2003 Nik Stuart Foundation Mike Swallow speaks against Whyte Review at Nik Stuart Foundation awards Olga Gymnastics / Renascence Club corporate documents British Gymnastics hired private investigator to track down survivors of judge British Gymnastics banned list  Report - Childhood trauma increases risk of MS SafeSport Training British Gymnastics Safeguarding  The Balance: My Years Coaching Simone Biles Aly Raisman book GymCastic Episodes Gymnastics Commentary Hall of Shame Aly Raisman Interview  British Ute Amelie Morgan Lady Lisa Mason Beth Tweddle Interview SUPPORT THE SHOW: Join Club Gym Nerd: https://gymcastic.com/club/ Headstand Game: https://gymcastic.com/headstand-plugin/ Forum: https://gymcastic.com/community/ Merch: https://gymcastic.com/shop/ NEWSLETTERS Sign up for all three GymCastic newsletters  RESOURCES Spencer's essential website The Balance Beam Situation  GIFs of the Week and Meet schedule with links. Gymnastics History and Code of Points Archive from Uncle Tim Behind the Scenes - all episodes  

In the fifth episode of the parent series of Career Choice: The Intelligent Way, Punam interviews Dr Sweta Adatia, an award-winning neurologist, founder of Mybraindesign, a career mapping tool based on neuroscience, and the author of the Future Ready Now book. They discuss the new careers that will emerge with the advancement of AI and technology, and how to prepare for the future job market.

Grain handling is essential—but hazardous—work. On this episode of Farm Safety Roundup, host Shaun Haney digs into grain safety blitzes with Bruce Christianson of Employment and Social Development Canada (ESDC) and Jay Remsik of Workplace Safety & Prevention Services (WSPS). Together, they break down what these inspections mean for federally regulated grain operations and how... Read More

⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness  ⭐️⭐️The Subject Object Market will run 10am - 2pm AEDT Saturday 6th December at the Warrandyte Mechanics Institute, Cnr Yarra St and Mitchell Av, Warrandyte. In this episode, Fiona shares why she is returning to more human, real world connection in her business and how creating a small local market has reminded her of the value of community, creativity and presence alongside AI. She talks through the stallholders, the process, the stretch, and why doing something in person can shift so much in both work and life.Listeners will learn:• Why in-person connection still matters in an AI-driven business• How community and place can shape business decisions• What Fiona discovered while organising her first collaborative market• Why stretching yourself publicly can build confidence and creativity• The value of experimenting, embracing imperfection and doing things offlineFollow IG @subject__object for more market information  Sponsored by Vanta AI: vanta.com/mydailybusinessConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

In this episode of 'For the 23%', host Dielle engages in a deep conversation with Eduek Brooks about the experiences of women of color in entrepreneurship. The discussion covers personal debt stories, the importance of mindfulness in spending, the concept of lifestyle creep, and the necessity of having a financial surplus. The speakers emphasize the need for intentionality in financial decisions and the mindset shifts required to achieve financial abundance. In this conversation, the speakers discuss the mental barriers that prevent individuals from pursuing their financial goals and the importance of financial awareness. 00:00 — Introduction 02:42 — Debt Stories and Financial Mindfulness 05:55 — Lifestyle Creep and Financial Awareness 09:51 — Intentional Spending and Living Within Means 14:50 — Understanding Surplus and Financial Goals 18:08 — Mindset Shifts for Financial Abundance 21:45 — Overcoming Mental Barriers to Success 23:37 — The Importance of Financial Awareness 27:52 — Investing: A Path to Financial Freedom 35:57 — Transitioning from Employment to Entrepreneurship 39:34 — Empowerment as a Woman of Color Business Owner Connect With: Eduek Brooks Website: twosidesofadime.com Instagram: @twosidesofadime Email: eduek@twosidesofadime.com For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership

Jack Janasiewicz and Brian Hess discuss the year's key market themes, the government shutdown and model portfolio positioning.

The Gavel Podcast is the official podcast of Sigma Nu Fraternity, Inc., and is dedicated to keeping you updated on the operations of the Legion of Honor and connecting you to stories from our brotherhood. To find out more from the Fraternity, you can always check out our website at www.sigmanu.org. Also consider following us on: Facebook | Instagram | LinkedIn | YouTube | FlickrHave feedback or a question about this episode? Want to submit an idea for a future topic you'd like to see covered? Contact the Gavel Podcast team at news@sigmanu.org. Hosts for this EpisodeChristopher Brenton - Beta Tau Chapter (North Carolina State) Alumnus and Sigma Nu Fraternity's Director of CommunicationsGuest for this EpisodeJoseph Ditto - Mu Beta Chapter (Alabama in Huntsville) Alumnus and Event Producer for Pixel Point, LLC, Sigma Nu Fraternity's A/V Partner for College of Chapters and Grand ChapterGeneral ResourcesRegistration for College of Chapters is an intensive, interactive program for our collegiate chapter and colony Commanders, focusing on chapter management, leadership, and core competencies.Prospective Member Referral - Do you know a young man who would be an ideal candidate for Sigma Nu? Please submit a membership referral.Employment and Staff Hiring Resources - If you are interested in learning more about working for the Fraternity as a consultant. Please visit the employment webpage for resources and access to the position application. The application deadlines are October 15 and March 1. Applications are accepted on a rolling basis. Contact Scott Smith at scott.smith@sigmanu.org for more information.Become a Volunteer - Learn more and take the next steps to become a volunteer for the Fraternity.Establish or Serve an Alumni Chapter - Learn more about how to help establish and maintain an Alumni Chapter.Organize an Alumni Club - Learn more about how to become engaged with or set up an Alumni Club.Donate to the Sigma Nu Educational Foundation - Give a gift to help advance the Fraternity's honorable Mission.

Nicola Willis and Carmel Sepuloni joined Morning Report this morning for the Weekly Political Panel; Regional Development Minister and NZ First Deputy Leader Shane Jones has been one of the strongest critics of regional government, previously saying there is "less and less of a justifiable purpose" for keeping regional councils under the new RMA system; The owners of a property prone to severe flash flooding are taking Auckland Council to court for designating their house safe to live in; There's very little wiggle room when it comes to the rights and regulations around annual leave, according to an employment law expert; Kiwis are knocking back more lower-alcohol beers, but it's less about the alcohol and more about their waistlines, says one expert.

There's very little wiggle room when it comes to the rights and regulations around annual leave, according to an employment law expert. Employment Lawyer Alison Maelzer spoke to Corin Dann.

We live in a time of automation and robotics; the machines run the factories, and AI will soon take all the jobs. Yet, even today, there are certain niche jobs where only an animal will do. Comedian and biologist Simon Watt meets some of them and the people who train them, study them, and love them. He starts with a business of ferrets (yes, that is their collective noun) at the National Ferret School in Derbyshire, who have swapped rabbit holes and trouser legs for drain-clearing, rewiring, and laying fibre optic cables. Ferret Trainer James McKay demonstrates why they are perfect for the job, as he casually folds one trainee into a tight pretzel.Simon visits the HQ of Medical Detection Dogs, a training facility in Milton Keynes where dogs are being trained to sniff the tell-tale signs of a host of diseases. You may have heard of their 'cancer dogs', but it goes much further - epilepsy, malaria, Parkinson's, even Covid-19. Dr Claire Guest explains.Although we have no real idea exactly how dogs do what they do, AI may be on the cusp of solving this puzzle for us. Simon speaks to Dr Andreas Mershin from start-up Realnose, which is developing “electronic noses".Finally, Simon meets some real heroes - HeroRats, to be precise. Not the same species that haunts our sewers, these are African Giant Pouched Rats, and their job as landmine detection specialists is saving lives across Thailand, Mozambique, Cambodia and Zimbabwe. Dr Cynthia Fast from UCLA trains them for the job.Presenter: Simon Watt Producer: Emily Knight

Find us at www.crisisinvesting.com   In this episode, Doug Casey and Matt discuss various questions from their subscribers. Topics range from the impact of AI on jobs, the enduring value of businesses that AI cannot replace, and the economic implications of universal basic income. They also delve into the 'skyscraper effect' as a predictor of financial downturns in places like Punta del Este, Uruguay. The discussion then shifts to the future prospects of commodities like gold, silver, uranium, and rare earths, and the potential geopolitical impacts of China's dominance in rare earth processing. Other subjects include the state of Uruguay as a plan B destination, particularly in the context of moving there post-pandemic, and the broader implications of transitioning to a war economy. Lastly, they touch on the progress of Doug's 'Higher Ground' novel series and share insights on monetary metals and rare earth mining investments. 00:00 Introduction and Subscriber Questions 00:18 Impact of AI on Business and Employment 01:20 Universal Basic Income and Future of Work 06:53 Embracing AI and Technological Advancements 07:50 Skyscraper Effect and Real Estate Market 13:14 Crisis Investing Sentiment on Commodities 18:17 Rare Earths and Global Production 21:45 Higher Ground Novels and Future Plans 23:24 Monetary Metals and Gold Lending 24:19 The Value of Gold and Counterparty Risk 25:09 War Economy and Its Implications 28:34 US Foreign Policy and Venezuela 32:15 Uruguay: A Step Back in Time 39:20 Plan B Destinations in Europe 43:17 Concluding Remarks and Future Plans

Our Chief Global Economist Seth Carpenter and Global Cross-Asset Strategist Serena Tang return to conclude their two-part episode on 2026 outlooks and explain why the market environment is turning in favor of risk assets, especially U.S. stocks.Read more insights from Morgan Stanley.----- Transcript -----Seth Carpenter: Welcome to Thoughts in the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Serena Tang: And I'm Serena Tang, Morgan Stanley's Chief Global Cross-Asset Strategist.Seth Carpenter: Yesterday, Serena, we discussed our views on the global economy, and today I'm going to turn the tables on you and start asking you questions about our market outlook and how to invest across regions and across asset classes.It's Tuesday, November 18th at 10am in New York.Alright, Serena in 2025, global markets rode some significant volatility driven by tariffs, policy uncertainty. Things went up, they went down. Equities ultimately outperformed bonds as rate cuts began. But cross-asset strategy depended so much on identifying correlations, opportunities – all in a world that is still adapting to the new geopolitical dynamics and what seemed like evolving rules.So, with that backdrop, could you just broadly tell us what the investment strategy should be in 2026?Serena Tang: We think 2026 will be a strong year for risk assets as you have unusually pro-cyclical policy mix that's supportive of earnings. And that frees up markets to shift the focus from global macro concerns, which of course have dominated this year, to more micro asset specific narratives. Particularly those related to AI CapEx investment.And I think such a constructive environment really calls for a risk on tilt. We recommend equities over credit and government bonds, with a preference for U.S. assets.Seth Carpenter: Okay. I think last year we had some preference, at least for U.S. equities. Are there any other big rotations versus more of the same that you really want to highlight for folks?Serena Tang: In terms of, I think the strategy outlook itself, a big shift has been what we think drive investor focus the most. Our strategy mid-year outlook had focused heavily on global macro risks, right? Especially those, I think, emanated from trade tensions, which you alluded to earlier.I think this time around as the distribution of outcomes on tariffs, I think, has become a bit narrower, it's very much more about asset specific stories. And yes, you know, to your point about being, bullish on U.S. equities, we've maintained that view this time round and believe that U.S. equities can generally do better than rest of world.As you know, Mike Wilson, a colleague and chief U.S. equity strategist, he has a price target of 7800 for the S&P 500 index …Seth Carpenter: Wow.Serena Tang: Beating the expected returns from other regional equities by like quite a bit. So that's not changed. But I think that with this backdrop of post cyclical policy combo lifting U.S. earnings, we've also turned more bullish on high-yield corporate credit – that is bonds which are riskier.I think very much like U.S. equities, we believe that the asset class can benefit from the combination of monetary deregulation policy. But there's also like a very interesting technical component there, which is, as we expect, a surge in investment grade issuance to fund AI related CapEx. I think the high-yield market will be more insulated from this, which means outperformance versus higher quality corporate bonds.Seth Carpenter: Got it. Okay. So, as you're coming up with these strategies and these recommendations in lots of ways, it just relies on forecasting. And I have to say I'm sympathetic to how hard forecasting is, especially when it comes to the future. In our economic forecast, we also included a bunch of different alternate scenarios because I just see that much uncertainty in the global economy.So, with that as a backdrop, nothing is for sure. But where would you say your highest conviction calls are when it comes to investing in 2026?Serena Tang: Well, as I mentioned, we like U.S. equities and that remains a very high conviction call for us. [I] sort of dug through the details of that already. And so, I want to turn to a[n]other high conviction view, which is curve steepening. We see pretty material U.S. treasury curve steepening over the next year. I think even as a macro strategist, actually expect yields at least in the backend to be mostly range bound. And this steepening will be very much driven by what happens in the two-year point – I think as markets continue to, we think, underpriced, future Fed easing and growth slow down tail risks.Seth Carpenter: So that's super helpful in terms of the places where you're convicted. Let me be perhaps a little bit unfair because nothing is in fact certain. And so, if there are things that we feel pretty sure about, there've got to be things where we're either not sure or parts of the market that really pose the most risk.So, if I asked you then, where do you see the biggest risk for investors in markets next year, what would you say?Serena Tang: So, one of them really is AI investment cycle abruptly ending. And this has been a topic of huge debate in all of the investor meetings that we've had over the last several weeks. Because the idea is you have a sharp pullback in investment in the next 12 months, which could trigger a pretty cascading effect. And of course that would likely pressure U.S. equities, I think given hyperscalers index weight. But could weirdly enough benefit IG credit by reducing issuance, which has been the main driver of wider spreads in our forecast. But I think the other risk here actually is if animal spirits run a bit too hot. Underlying our equities over credit over rates allocation is some revival in animal spirits, but it's not the kind of irrational exuberance that marks the end of cycle in our view.Given, I think there's still rational belief in that policy triumvirate that we touched on earlier, that can still be supportive of risk. But you know, I think if sentiment does overheat then our allocation tilt towards cyclicals and beta would be wrong. And historically late cycle expansions see investment grade outperforming high yield inequities, with bonds eventually leading returns.The last risk, I think, to our asset allocation, is really the Fed. Either the FOMC not easing further over the next 12 months or if it changes its reaction function. And I think both of those will have very different implications of what happens to the front end of the yield curve. So, my question to you, Seth, is what do you see as the probability around both of those scenarios?Seth Carpenter: Look, with the data that we have before the government shut down, it was clear there was a tension. Spending by households, spending by businesses was strong. Employment data were getting weaker and weaker, and the Fed has decided to start cutting to err on the side of insulating against further deterioration in the labor market.So, one thing that could upend our forecast is that the real signal is from the spending. Spending stays strong, the labor market eventually catches up to the stronger spending, and we start to see job gains come back. If that happens, especially with inflation now running notably above the Fed's target, I just don't really think we're going to get anywhere near the number of rate cuts that we forecast or that are already priced into market. So, you'd have to see a reversal.How likely is that you can't rule it out? I'd say 20 percent or something like that. Maybe a little bit more. On the other hand, to the downside. I wonder if what you're getting at a little bit is there's going to be some turnover in the personnel at the Fed. And do we have to worry about a fundamentally different reaction function from the Fed going forward and cutting rates aggressively, even if the macro considerations don't warrant? Is that really what you were getting at?Serena Tang: Yes. I think that has been the question on the forefront of investors' minds…Seth Carpenter: Yeah, I think that's a real question. The way I look at it is Chair Powell is in charge of the Fed now. His term goes through May of next year. And so, until we get to the middle of next year, I don't really think there's any fundamental change in how the Fed does business. But it really does seem like we're going to have a new Fed chair in June of next year. But even there, we have got to remember that the committee is a committee and that's how policy is decided. And so, if there was a new chair who really, really, really wanted to take policy in a truly unorthodox way, I also don't think that's really feasible over the second half of next year – because there just won't have been that much turnover in terms of the personnel of the Fed. That's how we're looking at it for now. I really don't think that latter version of the world is a big risk. That said, I'm going to throw it back to you [be]cause I always have to get the last word.You talked about asset classes, bullish on U.S. equities. We talked about high yield bonds; we talked about some of the risks that markets have to face. But one thing I didn't hear – and we do have a global investor base – Is about currencies and specifically the dollar.So, this time last year, the team made a pretty bold call that the dollar would depreciate a great deal. And here we are and the dollar has come off a lot on net over this year. That stabilized a little bit. Maybe not for the whole year [be]cause that kind of forecasting is hard for currencies. But what do you see over the next few months called the next half year for the dollar? Is it going to continue the trend or do you think we should see a reversal?Serena Tang: So, we do think the dollar will continue its trend downwards from here to the middle of next year. And I know, I know. There's been a lot of discussion, there's been a lot of debate around whether the dollar has basically stopped where we are. But the thing is, you know, going back to what you mentioned around the path for growth in the U.S. and unemployment in the U.S. – if we do see softer economic data in the first half of next year, that can drive the dollar downwards. In fact, we're once again, more bearish than consensus on the dollar by the middle of next year.Seth Carpenter: Got it. All right. That's super helpful. Serena, thank you so much for taking the time to talk with me today and let me ask the questions of you.Serena Tang: Always a pleasure, Seth.Seth Carpenter: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or a colleague today.

Paul Gregory recounts how his father, Pete Gregory, first met Lee Harvey Oswald in June 1962 after being contacted by the Texas Employment Office. Oswald, recently returned from three years in Minsk, sought work utilizing his Russian language skills. Pete, a fluent Russian speaker, tested Lee and, finding his Russian fluent but grammatically poor, wrote a letter supporting him. Later, Paul met Lee and Marina and proposed taking Russian lessons from Marina to practice with a native speaker. The Oswalds were very poor, living off Lee's tight $56 weekly earnings. Marina eventually earned $35 for the lessons, which she considered a fantastically large amount of money. Guest: Paul Gregory.