Podcasts about Employment

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

During the Sept. 17 Town Hall, CPA.com CEO Erik Asgeirsson and technology executive David Wyle shared key insights from the CPA.com and AICPA Executive Roundtable, including how AI is reshaping firm operations, value creation and collaboration across the technology ecosystem. Paychex CEO John Gibson also discussed small business employment trends and the evolving labor market. The Town Hall also featured the latest DC and technical updates shaping the profession.  

A new all-Ireland study has found a significant link between working conditions and people's health and wellbeing. The study shows that high workloads and tight deadlines among the biggest contributors to workplace stress .Lead Author of this study was Dr Juliet Hassard, Director for Postgraduate Studies, Reader in Work, Health and Employment in Queens University.

BBB Risk Report analysis reveals the top two most dangerous fraud tactics threatening consumers today: cryptocurrency investments and fake employment offers. Host Bryan Barr

A new all-Ireland study has found a significant link between working conditions and people's health and wellbeing. The study shows that high workloads and tight deadlines among the biggest contributors to workplace stress .Lead Author of this study was Dr Juliet Hassard, Director for Postgraduate Studies, Reader in Work, Health and Employment in Queens University.

On the Matt Heath and Tyler Adams Afternoons Full Show Podcast for the 16th of September 2026, the pair talked on National's supermarket break-up policy. Then our Afternoons duo had a live Q and A with Gareth Abdinor - an Employment, Workplace and Information Expert. Get the Matt Heath and Tyler Adams Afternoons Podcast every weekday afternoon on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Independent contractors are easier than employees right? Flexibility, less risk. So many employers create that contract AND unknowingly create legal, financial, and tax liabilities for themselves. Employment lawyer Brady Farmer, partner with Mathew Dinsdale Clarke, explains so much about this and why written contracts do not shield companies from liability when the daily working relationship looks like standard employment. You will learn the specific tests courts use to evaluate control, tools, and financial risk, plus how HR can safely transition misclassified workers. Key Takeaways: - Courts assess the full context of the relationship rather than relying on your contract. - When an someone is supervised, works fixed hours, uses company-supplied equipment and can't subcontract? Employee. - Misclassified contractors can retroactively claim overtime, holiday pay, vacation pay, and common law severance. You can fix the problem and Brady provides advice on how to go about in the video. 00:00 Intro 02:06 The key legal tests 06:17 The value of the contract 07:12 Why companies prefer contractors 09:16 The costs of getting it wrong 10:22 The potential tax liabilities 11:41 Fixing the problem 13:41 Liability limits and civil claims 15:08 More info Find Brady Website: https://matthewsdinsdale.com/ LinkedIn: https://www.linkedin.com/in/brady-farmer-077235108/ Firm Profile: https://matthewsdinsdale.com/bio/brady-farmer/ Find Andrea (me) Website: https://thehrhub.ca/ LinkedIn: https://www.linkedin.com/in/andrea-adams1/

ACT is promising to freeze the minimum wage for three years and make it more tricky for unions to collect membership fees if it returns to Government. The party would also introduce a training wage for under-20s' first year of employment, at 60 percent of the minimum wage. It also wants to shorten the personal grievances time-frame, and require they be raised with the Employment Relations Authority within three months. EMA Head of Advocacy Alan McDonald has raised concerns with aspects of this - and says an 'indexed' approach to the minimum wage would be a better idea. "What we've seen in the last two or three minimum wages - they've been quite small steps up, they've been 20 or 50 cents. And that, to me, makes more sense than freezing them completely, because there is inflation." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Help Stop The Genocide In American Ghettos Podcast is a platform for ordinary law abiding citizens from Emmanuel Barbee friends list and from his social groups who are Black Artists, African Artists, Allied Healthcare professionals, Church Leaders, and Black Entrepreneurs, African Entrepreneurs who want to promote their products and services to our listeners from the global community. This no holds-barred talk show focuses on promoting Grassroots Community Advocacy, Business, Finance, Health, Community-Based Solutions, Employment, Social Issues, Political Issues, Black Issues, African Issues and Christianity which speaks to the interests of our listeners. Broadcasting on multiple social networks throughout the United States and around the globe. This show will provide insight on how our creative abilities can be used to create economic tangibles in our communities, neighborhoods and in Black countries. The Grass Roots Community Activist Movement is about uniting the low income Black Community with the African Immigrant Community starting in Chicago and eventually throughout the Diaspora. Emmanuel is not just online to sell his Revised Book and items from his Virtual Store or just trying to get donations for his Film Project but rather his aim is to recruit like minded Black Americans, like minded African Immigrants from 10 African nations within in the United States of America to assist him in building the best Black Christian Business within the United States called the Grass Roots Community Activist Institute of Chicago. Our objective is for us to build our own network, our own Community Grocery Store, Community Healthcare Clinic and Community Housing. #NotAnother34Years #M1 #DAS-FM #JoinGRCAM

We sat down with Chris Hodge, Chief U.S. Economist at Natixis Corporate & Investment Bank Americas, for his outlook on monetary policy in the current rate cycle. Chris joins host Mark Gatto, co-Founder and co-CEO of CION Investments, to discuss whether recent economic data prints point to a disinflationary trend, and how AI capex is bolstering what Chris calls a "three-speed economy" amid flattened consumer spending and declining wage growth.

Advocates say incoming changes to the jobseeker benefit could trap young New Zealanders in violent households. From November, some 18 and 19-year-olds will need to prove their parents are abusive before qualifying for the benefit. Felix Walton reports.

Help Stop The Genocide In American Ghettos Podcast is a platform for ordinary law abiding citizens from Emmanuel Barbee friends list and from his social groups who are Black Artists, African Artists, Allied Healthcare professionals, Church Leaders, and Black Entrepreneurs, African Entrepreneurs who want to promote their products and services to our listeners from the global community. This no holds-barred talk show focuses on promoting Grassroots Community Advocacy, Business, Finance, Health, Community-Based Solutions, Employment, Social Issues, Political Issues, Black Issues, African Issues and Christianity which speaks to the interests of our listeners. Broadcasting on multiple social networks throughout the United States and around the globe. This show will provide insight on how our creative abilities can be used to create economic tangibles in our communities, neighborhoods and in Black countries. The Grass Roots Community Activist Movement is about uniting the low income Black Community with the African Immigrant Community starting in Chicago and eventually throughout the Diaspora. Emmanuel is not just online to sell his Revised Book and items from his Virtual Store or just trying to get donations for his Film Project but rather his aim is to recruit like minded Black Americans, like minded African Immigrants from 10 African nations within in the United States of America to assist him in building the best Black Christian Business within the United States called the Grass Roots Community Activist Institute of Chicago. Our objective is for us to build our own network, our own Community Grocery Store, Community Healthcare Clinic and Community Housing. #NotAnother34Years #M1 #DAS-FM #JoinGRCAM

Ryan Pearcy is back in the chair, joined by Heather Smith and Indi Tatla for a bumper news episode, most of it about Xero and none of it comfortable. It starts with the reel. A paid influencer told her followers she had fed her Xero data into Claude and no longer needed the 800 pounds a month she spent on an accountant, and the community went off. Indi Tatla walks through the responses: Rachel Harris on how tightly brand partnerships are actually controlled, Alex Falcon arguing the profession should level up rather than take it personally, and Damon Anderson on the capability, accountability and trust clocks all running at different speeds. Ryan Pearcy has no sympathy for the influencer, then argues the thing that has really annoyed firms is not the advert. It is auto bank rec, and every vendor promising a business owner they can automate everything, leaving the firm to unpick it at the year end and charge more for the privilege. It was not a one-off week. Aaron Patrick found Syft Analytics reports going out under his practice's name without his approval, since switched off. Xero built accounts and tax filing into the product after Companies House closed the free route in March, then marketed it straight at business owners without telling the firms holding those clients. The panel keeps coming back to Ben Richmond on stage in New Orleans, promising Xero would never sell directly to your clients. Heather Smith brings in a long post from a former Xero employee arguing the board swallowed the Rule of 40 and built an executive incentive structure around it that cost them the customer. That runs into the AGM, where 70 per cent of shareholders voted against the remuneration report following an increase to Sukhinder Singh Cassidy's target pay. Ryan Pearcy thinks the restructure is defensible and the timing is what stings. Indi Tatla asks whether the conversation would be happening at all if the chief executive were a man. Xero gave the show its position directly, and it is read out in full. Elsewhere, Sage launched Salary Payments, so Sage Payroll customers can pay staff from their own bank account with no wallet and no second login, powered by Crezco, who now sit behind Xero, iplicit and Sage alike. Ryan Pearcy wonders what has happened to Modulr. Indi Tatla runs the employment law timetable, with the tribunal window doubling on 1 October, the duty to prevent third party harassment landing on 30 October and the unfair dismissal changes arriving in January 2027, and flags the Employment Hero webinar on it. Also covered: Heather Smith's ask of conference organisers to publish a harassment policy. Accrual acquiring Puzzle's accounting firm business on the same day as everything else, and almost nobody noticing. Private equity buying accounting firms alongside the software it already funds. And how a profession without a podcast is meant to make itself heard by the vendors. Chapters 00:00 Intro 02:45 Employment Hero 03:25 Influencer Gate: the Xero reel that blew up LinkedIn 08:52 Rachel Harris, Alex Falcon and Damon Anderson on being a paid partner 14:29 Why auto bank rec annoys firms more than the advert did 16:39 Heather Smith on who actually counts as an influencer 18:07 Syft Analytics reports sent to clients without approval 19:35 Xero markets accounts and tax filing direct to business owners 21:01 "We will never sell directly to your clients" 24:15 The Rule of 40 post from a former Xero employee 27:10 CEO pay and the 70 per cent shareholder vote 32:10 Xero's official position 35:41 Joiin 36:49 Sage Payroll Salary Payments, powered by Crezco 38:27 Employment law: October, and then January 2027 42:33 Harassment policies at accounting conferences 44:25 Accrual acquires Puzzle 47:06 Private equity moving into accounting firms 49:19 How should the community influence the vendors? 52:14 Disruptor Awards and outro

Help Stop The Genocide In American Ghettos Podcast is a platform for ordinary law abiding citizens from Emmanuel Barbee friends list and from his social groups who are Black Artists, African Artists, Allied Healthcare professionals, Church Leaders, and Black Entrepreneurs, African Entrepreneurs who want to promote their products and services to our listeners from the global community. This no holds-barred talk show focuses on promoting Grassroots Community Advocacy, Business, Finance, Health, Community-Based Solutions, Employment, Social Issues, Political Issues, Black Issues, African Issues and Christianity which speaks to the interests of our listeners. Broadcasting on multiple social networks throughout the United States and around the globe. This show will provide insight on how our creative abilities can be used to create economic tangibles in our communities, neighborhoods and in Black countries. The Grass Roots Community Activist Movement is about uniting the low income Black Community with the African Immigrant Community starting in Chicago and eventually throughout the Diaspora. Emmanuel is not just online to sell his Revised Book and items from his Virtual Store or just trying to get donations for his Film Project but rather his aim is to recruit like minded Black Americans, like minded African Immigrants from 10 African nations within in the United States of America to assist him in building the best Black Christian Business within the United States called the Grass Roots Community Activist Institute of Chicago. Our objective is for us to build our own network, our own Community Grocery Store, Community Healthcare Clinic and Community Housing. #NotAnother34Years #M1 #DAS-FM #JoinGRCAM

Episode Highlights With Degree FreeThe shocking data around college now, and how many jobs actually require a degreeWhat has shifted in the last couple of decades, and why new data is important to considerMost people who are employed in the US do not have college degreesLess than one in five jobs even mention a degree as preferred How is this a simple supply and demand problem The real deal with student loans and the college industrial complex The Social cost of criticizing certain areas of society and why questions are importantA large percentage of careers that require a degree are marketed to womenDebt will close more doors than a degree will openPhysicians have the highest suicide rates of any professionThe most important career conversations to have with your teenagerWhy teens struggle to answer "What do you want to be?"Important reason not to ask or have these conversations with your teens in a public forum or even around other peopleWhere the majority of jobs are that are outside of traditional degree jobs or even trade jobsWhy college grads are actually having trouble getting jobs because they don't have work experienceCollege grads actually churn at a higher rate in jobs and are sometimes not considered because of their degreesThe very real way having a college degree can now make getting a job more difficult We are 11 years into the trend of companies down credentialing and not requiring degreesResources MentionedFollow Hannah Maruyama on Facebook, Instagram, TikTok, YouTube and on XDegree Free website and podcast Degree Free Way workbook setBioptimizersI love and use so many products from them, but I especially love the magnesium (Magnesium Breakthrough) and digestive enzymes (Masszymes). Visit bioptimizers.com/wellnessmama to get the best deal!LMNTI talk often about the health benefits of salt and electrolytes and I am a big fan of LMNT canned drinks and packets. Go to drinklmnt.com/wellnessmana for a special offer.

A tech tip about maintaining core skills while using AI to do the grunt workSome concise advice about why tracking employment metrics is critical for understanding hiring and retention in your firm.00:00 Tech Tip06:44 Concise Advice12:02 Wrapping Up

After Rabi Bhandari was shot in the leg during Nepal's Gen Z protests, his ridesharing work came to a halt. - जेन जी आन्दोलनका क्रममा खुट्टामा गोली लागे पछि आफ्नो ‘राइडसेरिङ' काम ठप्प भएको रवि भण्डारी बताउँछन्।Bhandari, from Sindhuli, is still undergoing treatment and had also been planning to go overseas for work.But he says the past year has been spent dealing with struggles far beyond those plans. Our Nepal correspondent Pratichya Dulal spoke with Bhandari one year after the September protests.Warning: This content may be distressing for some listeners.Disclaimer: We would like to inform you that the views expressed in this conversation are solely those of the speaker, and SBS neither endorses nor opposes these views.Readers seeking crisis support can contact Lifeline on 13 11 14, the Suicide Call Back Service on 1300 659 467 and Kids Helpline on 1800 55 1800 (for young people aged up to 25). More information and support with mental health is available at beyondblue.org.au and on 1300 22 4636. In an emergency, call 000.Subscribe to the SBS Nepali podcast here.You can listen to SBS Nepali's live broadcast every Tuesday and Thursday at 2 pm via SBS South Asian on digital radio, on television channel 305, through the SBS Audio app, on SBS On Demand, or via our website.You can also follow SBS Nepali on social media: Facebook, Instagram and X (@SBS Nepali). - अझैसम्म उपचार गराइरहेका सिन्धुलीका भण्डारीले कमाउनका लागि विदेश जाने पनि बनाइरहेका थिए।तर गएको एक वर्ष ती योजना भन्दा परको सङ्घर्षमा बितेको उनले हाम्रो नेपाल संवाददाता प्रतिक्षा दुलालसँगको कुराकानीमा बताएका छन्।नोट: यस सामाग्रीमा समावेश केही विवरणहरूले केही श्रोताहरूलाई विचलित बनाउन सक्छ। साथै, हामी तपाईँलाई जानकारी गराउन चाहन्छौँ कि यस कुराकानीमा व्यक्त गरिएका विचारहरू वक्ता स्वयम्‌का हुन् र यी विचारहरू प्रति एसबीएसको समर्थन वा विरोध छैन।मानसिक स्वास्थ्य सम्बन्धि सहयोग चाहिएको अवस्थामा यी सेवाहरूलाई सम्पर्क गर्न सक्नु हुन्छ: लाइफलाइन: १३ ११ १४, बियन्ड ब्लु: १३०० २२ ४६३६, सुसाइड कल ब्याक सर्भिस: १३०० ६५९ ४६७ र पाँचदेखि २५ वर्ष उमेर समूहका लागि किड्स हेल्पलाइन: १८०० ५५ १८०० मा सम्पर्क गर्नुहोस्। दोभाषे सेवाका लागि १३ १४ ५० मा फोन गर्नुहोस्। आपतकालीन अवस्थामा भने ट्रिपल जिरो अर्थात् ००० मा फोन गर्नुहोस्।हाम्रा थप अडियो प्रस्तुतिहरू पोडकास्टका रूपमा उपलब्ध छन्। यो नि:शुल्क सेवा प्रयोग गर्न तपाईंले आफ्नो नाम दर्ता गर्नु पर्दैन। पोडकास्टमा सामाग्री उपलब्ध हुनासाथ सुन्न यहाँ थिच्नुहोस्।एसबीएस नेपालीको प्रत्यक्ष प्रसारण हरेक मङ्गलवार र बिहीवार दिउँसो २ बजे SBS South Asian मा डिजिटल रेडियोमार्फत, आफ्नो टेलिभिजनको च्यानल ३०५ मा, SBS Audio एपमार्फत, SBS On Demand मा वा हाम्रो वेबसाइटबाट सुन्न सक्नुहुन्छ। साथै हामी सोसल मिडिया प्लेटफर्महरू फेसबुक, इन्स्टाग्राम र एक्स मा पनि रहेका छौं SBS Nepali का नाममा।

In Episode 23 of Season 7 of Data Debrief, Catherine Dowden-King and Kyle Winterbottom unpack Tuesday's conversation with Greg Freeman, CEO and Founder of Data & AI Literacy Academy, and the gap between organisations that have given everyone a Copilot licence and those that are actually using AI to change how the business operates. As Catherine puts it, a Sunday league player and a Premier League player are both "playing football" – but nobody's confusing the two.They also get into the week's headline that AI has a "greater than 10% chance" of wiping out humanity, why a growing anti-AI mood outside the data bubble matters for leaders trying to drive adoption, and why a landscaper turned content creator might be the best human-in-the-loop example going.They also discuss:Why September is the real new year for data leaders, with budget season and event chaos hitting at once.Why the "AI will kill us all" headlines are irresponsible without the evidence to back them up.How to tell the difference between a credible warning and a researcher looking for a headline on the way out the door.Why 70% of Facebook comments on an AI-generated event poster are people refusing to attend, and what that tells leaders about the mood outside the bubble.What a year five "meet the teacher" evening on WhatsApp groups has in common with the AI conversations happening in boardrooms.Why the toilet-door graffiti of the 1970s and today's comment sections are the same human behaviour at a scale our brains can't cope with.How Catherine explains agentic AI at the dinner table with trains and tracks, and why it still doesn't land.Why "AI" is used to mean automation, machine learning, LLMs and agents interchangeably, and why that confusion matters.What "buttonology" means, and why both hosts are stealing the term.Why training and education are two different interventions, and why most organisations only do the first one.What Greg's three personas – the asker, the conversationalist and the process redesigner – reveal about where most employees really are.Why AI maturity scales measure who can drive the machine rather than who's transformed their thinking.Why organisations want competitive advantage but are investing in local productivity, and why the two aren't the same thing.Why picking four or five core use cases beats a Venn diagram of everything you could possibly do.Why leaders must ask "have you actually understood this?" before accepting AI-assisted work.Why people treat LLMs like Google when Google gave you sources and LLMs give you a decision.Why the absence of sponsored results in LLMs makes people less likely to question what they're served.Why the context layer, not the tool, is where the real value in AI sits.What a founder's blanket ban on "Claude content" reveals about the perception problem holding back adoption.Why whether AI sits with the CIO or the CDO comes down to whether it's seen as a tool or a transformation.Why culture has to allow people to rip up a process and fail before any of the redesign talk becomes real.Why cutting graduate intake could leave businesses with a succession crisis in a few years' time.How the Dodgy Gardener quit his day job by pairing ChatGPT garden designs with advice from tradespeople in the comments.Why attention is the digital currency of the future, and why B2C businesses will create roles to work out how to win it.

Help Stop The Genocide In American Ghettos Podcast is a platform for ordinary law abiding citizens from Emmanuel Barbee friends list and from his social groups who are Black Artists, African Artists, Allied Healthcare professionals, Church Leaders, and Black Entrepreneurs, African Entrepreneurs who want to promote their products and services to our listeners from the global community. This no holds-barred talk show focuses on promoting Grassroots Community Advocacy, Business, Finance, Health, Community-Based Solutions, Employment, Social Issues, Political Issues, Black Issues, African Issues and Christianity which speaks to the interests of our listeners. Broadcasting on multiple social networks throughout the United States and around the globe. This show will provide insight on how our creative abilities can be used to create economic tangibles in our communities, neighborhoods and in Black countries. The Grass Roots Community Activist Movement is about uniting the low income Black Community with the African Immigrant Community starting in Chicago and eventually throughout the Diaspora. Emmanuel is not just online to sell his Revised Book and items from his Virtual Store or just trying to get donations for his Film Project but rather his aim is to recruit like minded Black Americans, like minded African Immigrants from 10 African nations within in the United States of America to assist him in building the best Black Christian Business within the United States called the Grass Roots Community Activist Institute of Chicago. Our objective is for us to build our own network, our own Community Grocery Store, Community Healthcare Clinic and Community Housing. #NotAnother34Years #M1 #DAS-FM #JoinGRCAM

Help Stop The Genocide In American Ghettos Podcast is a platform for ordinary law abiding citizens from Emmanuel Barbee friends list and from his social groups who are Black Artists, African Artists, Allied Healthcare professionals, Church Leaders, and Black Entrepreneurs, African Entrepreneurs who want to promote their products and services to our listeners from the global community. This no holds-barred talk show focuses on promoting Grassroots Community Advocacy, Business, Finance, Health, Community-Based Solutions, Employment, Social Issues, Political Issues, Black Issues, African Issues and Christianity which speaks to the interests of our listeners. Broadcasting on multiple social networks throughout the United States and around the globe. This show will provide insight on how our creative abilities can be used to create economic tangibles in our communities, neighborhoods and in Black countries. The Grass Roots Community Activist Movement is about uniting the low income Black Community with the African Immigrant Community starting in Chicago and eventually throughout the Diaspora. Emmanuel is not just online to sell his Revised Book and items from his Virtual Store or just trying to get donations for his Film Project but rather his aim is to recruit like minded Black Americans, like minded African Immigrants from 10 African nations within in the United States of America to assist him in building the best Black Christian Business within the United States called the Grass Roots Community Activist Institute of Chicago. Our objective is for us to build our own network, our own Community Grocery Store, Community Healthcare Clinic and Community Housing. #NotAnother34Years #M1 #DAS-FM #JoinGRCAM

There may never be a perfect time to buy real estate.A scary headline does not necessarily mean you have a bad investment opportunity.Employment and housing demand are critical factors for real estate investors.The ongoing housing shortage can support long-term rental demand and property values.Appreciation, cash flow, leverage, and tax advantages provide the foundation for building wealth.Discipline and buying criteria matter more than trying to perfectly time the market.The best opportunities may be available when other investors are sitting on the sidelines.Final Thought“If every light was green, everybody else would be buying.” About Jimmy VreelandJimmy graduated from the United States Military Academy at West Point, spent 5 years as an Army Ranger, and deployed three times twice to Iraq and once to Afghanistan. On his last deployment, he read Rich Dad Poor Dad by Robert Kiyosaki which led him down the path of real estate investing. As his own portfolio grew, eventually he started a real estate investing business. Since 2018 his team at Vreeland Capital has supplied over 100 houses a year to high performing, passive investors who want to work with his team and his team is now managing over 800 houses.Get in touch with Jimmy and his team at www.jimmyvreeland.com/getstartedinrealestateMore about JimmyWebsite: www.jimmyvreeland.comLinkedin: www.linkedin.com/in/jimmy-vreelandInstagram: www.instagram.com/jimmyvreelandFacebook: www.facebook.com/JimmyVreelandYoutube: www.youtube.com/@JimmyVreelandC>>>>>>Get free access to the private Ranger Real Estate facebook group

Is Calgary Still a Good Place to Invest in Real Estate? Calgary real estate investors have had an incredible run. Properties that once sold for under $300,000 are now worth significantly more. Rents increased. Investors who bought several years ago benefited from cash flow, mortgage paydown and substantial appreciation. But that creates a different question in 2026: Does Calgary still make sense for someone buying today? In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby answer a listener who already owns Calgary rental properties and wants to know whether they should buy more, continue holding what they own, or sell. Wayne's answer comes down to one important relationship: The rent-to-price ratio. Property values can continue increasing, but if rents are no longer high enough to support the cost of owning the property, the investment stops functioning as a profitable rental business. Don't Fall in Love With a Market Wayne starts with an important reminder. Being from Calgary is not a reason to invest in Calgary. Loving Calgary is not a reason to invest in Calgary. Having made money there previously is not automatically a reason to buy there again. Real estate investing decisions should be based on the numbers and fundamentals available today. Markets change. Strategies need to change with them. The Difference Between Holding and Buying Today This is one of the most important distinctions in the episode. Someone who bought a Calgary property five years ago may be in an excellent position today. They may have: A much smaller original mortgage Years of mortgage principal paydown Increased rents A large amount of equity Positive cash flow A substantial reserve fund That does not mean someone purchasing the exact same property today will get the same result. The existing owner and the new buyer are working with completely different numbers. The Calgary Investor Who Bought at $280,000 Wayne walks through a simplified example. Several years ago, an investor might have purchased a Calgary house for approximately: $280,000 At 20% down, that investor would have contributed approximately: $56,000 Their mortgage would have been around: $224,000 At the time, similar properties could potentially rent for approximately $1,700 to $1,900 per month depending on the property and neighbourhood. Interest rates were also dramatically lower. The property could cash flow. Then rents increased. And property values increased significantly. That investor may now be sitting on an asset worth well over $500,000 while still carrying a relatively small mortgage. That is an excellent position. Now Buy the Same Property in 2026 The problem is the next investor is not buying it for $280,000. They may be buying it for: $550,000 At 20% down: $110,000 Mortgage: $440,000 Now add today's mortgage rate, property taxes, insurance, maintenance, vacancy and other operating expenses. The same rental income that produces great cash flow for the person who bought five years ago may produce negative cash flow for the buyer purchasing today. That is the problem. The Rent-to-Price Ratio Is Out of Balance Wayne describes the rent-to-price ratio as the relationship between: What the property costs and What the market will pay to rent it. Calgary property prices increased extremely quickly. Rents increased too. But eventually prices outpaced rents. And rents cannot simply keep increasing indefinitely because tenants still need to be able to afford them. Once purchase prices increase faster than rental income, cash flow begins disappearing. That is where Wayne believes Calgary is today for many residential rental properties. Appreciation Does Not Fix Bad Cash Flow Wayne believes Calgary property values can continue to increase over the long term. Residential real estate generally trends upward over long holding periods. But it does not move upward in a straight line. Interest rates change. Oil prices change. Inflation changes. Employment changes. Government policy changes. Immigration changes. Economic conditions change. Investors cannot reliably predict every short-term movement. That is why Wayne does not want to purchase a negative-cash-flow property simply because he believes it may appreciate. The business still needs to work. The $550,000 Example Wayne runs another simple example. Purchase price: $550,000 20% down: $110,000 Mortgage: $440,000 At approximately 4% over 30 years, the mortgage payment alone is around $2,100 per month. Then add approximately: $300+ per month in property taxes $150 or more in insurance Repairs Maintenance Vacancy Other expenses If the market rent is approximately $2,200 to $2,300, the numbers do not work. You are negative before even accounting for several real operating expenses. That is not the type of rental business Wayne wants to buy. Don't Follow the Headlines This is where investors can get confused. They see headlines saying: Calgary prices are increasing. Calgary is appreciating. Calgary is growing. Calgary remains desirable. Those things may all be true. But the important question for a rental-property investor is: Can I buy this property today and operate it profitably at today's price, today's rent and today's financing costs? If the answer is no, rising property values do not automatically make it a good investment. Wayne Is Still Holding His Calgary Properties Wayne makes an important distinction between buying more and selling what he already owns. He is not currently looking to buy more Calgary residential rental properties. But he is also not rushing to sell the Calgary properties he already owns. One example from his portfolio was purchased for approximately: $350,000 Today, Wayne estimates that property is worth around: $575,000 That represents roughly 65% appreciation over approximately five years. Even more interestingly, Wayne estimates the property increased from around $530,000 to $575,000 in the last year alone. That is approximately an 8.5% increase. The property still cash flows because Wayne's mortgage is based on the original purchase price, not today's value. Why Wayne Isn't Refinancing All That Equity That property now contains a significant amount of equity. So why not refinance it and pull the money out? Because increasing the mortgage could destroy the cash flow. Wayne's existing mortgage started at approximately $280,000 and has been paid down over time. Refinancing against today's $575,000 value would dramatically increase the debt and potentially eliminate the profitability of the rental business. So Wayne is comfortable allowing the equity to sit there. The property cash flows. It continues paying down debt. It has a healthy reserve. And it may continue appreciating. That is enough. Calgary Was an Incredible Opportunity Wayne is not saying Calgary was a bad investment. Quite the opposite. For investors who purchased the right properties before prices accelerated, Calgary created exceptional returns. Some properties appreciated 50%, 60% or more over several years. At the same time: Rents increased. Mortgages were paid down. Cash flow accumulated. That combination produced tremendous returns. The problem is that once everybody recognizes the opportunity, capital rushes in. Prices rise. Eventually the original opportunity disappears. The Opportunity Moves Wayne explains this as a pattern. A market has a strong rent-to-price ratio. Investors recognize it. Capital enters. Homebuyers enter. Prices increase. Eventually the rent-to-price ratio gets squeezed. Investors then start looking for the next market where rents still support the purchase prices. Wayne believes this is part of what happened as attention shifted from Calgary toward Edmonton. Edmonton then experienced substantial appreciation as more capital entered that market. Eventually another market may become the next opportunity. The investor's job is to recognize it before everybody else does. Wayne's Answer: Hold Calgary, But Be Careful Buying More For the listener who already owns successful Calgary rentals, Wayne's approach would generally be: Keep the profitable properties. Continue collecting cash flow. Continue paying down the mortgages. Let the equity grow. Be cautious about refinancing if it destroys the cash flow. And wait for the right time to eventually sell. But for someone looking to purchase a typical Calgary residential rental today, Wayne believes it is difficult to find properties that meet the investment fundamentals he teaches. There may still be specific opportunities. But they are much harder to find. The Main Lesson Do not ask: "Are Calgary prices going up?" Ask: "Does this rental property make sense at today's price?" Understand: Purchase price Market rent Financing Property taxes Insurance Repairs Maintenance Vacancy Cash flow Then determine whether the property meets your investment criteria. The goal is not to predict which city will increase the most next year. The goal is to buy a rental business capable of surviving for the next 20 years. Coming Tomorrow A listener asked another important question during today's live show: What do you look for when deciding whether to invest in a new city? Wayne and Gabby plan to tackle that question on tomorrow's Morning Show. REIcon – The Summit Series REIcon takes place in Edmonton this weekend: September 11–13, 2026 Wayne and Gabby will be there Friday and Saturday. The Canadian Real Estate Investing Morning Show will broadcast live on stage Saturday morning. Wayne will also be teaching due diligence and pre-purchase analysis. Get your tickets at: www.reiconference.ca Use discount code: REIMASTERS15 for 15% off. REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, market selection, financing, deal analysis, joint ventures, property management and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's framework for evaluating rental-property cash flow and determining whether a property produces sufficient return relative to your investment. Search The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions for the show: info@reimorningshow.com Upcoming Events REIcon – The Summit Series Edmonton, Alberta September 11–13, 2026 www.reiconference.ca Discount code: REIMASTERS15 REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

In this week's episode, Jess speaks with Emma Dalley, Principal Lawyer at Industry Legal Group about navigating employment contracts and independent contractor agreements. SPA resources: Find more information about Industry Legal Group on the SPA website: https://www.speechpathologyaustralia.org.au/Public/Member-Services/Member-benefits/Industry-Legal-Group.aspx Speech Pathology Australia acknowledges the Traditional Custodians of lands, seas and waters throughout Australia, and offers our respect to Elders, across all times and places. The Speak Up podcast recognises the central role of yarning and oral storytelling in Aboriginal and Torres Strait Islander culture, how this translates to knowledge translation, and that colonisation has interrupted these practices of Language and knowledge sharing. The Speak Up podcast acknowledges the need for truth-telling and deep listening, the central role that Language plays in connecting Aboriginal and Torres Strait Islander People with Culture, Country, and Community, and the interwoven nature of health, and social and emotional wellbeing. We recognise that the Traditional Owners of the Lands across Australia have been here since time immemorial, and that their sovereignty over this land, was never ceded. Free access to transcripts for podcast episodes are available via the SPA Learning Hub (https://learninghub.speechpathologyaustralia.org.au/), you will need to sign in or create an account. For more information, please see our Bio or for further enquiries, email speakuppodcast@speechpathologyaustralia.org.au Disclaimer: © (2026) The Speech Pathology Association of Australia Limited. All rights reserved. Important Notice, Please read: The views expressed in this presentation and reproduced in these materials are not necessarily the views of, or endorsed by, The Speech Pathology Association of Australia Limited (“the Association”). The Association makes no warranty or representation in relation to the content, currency or accuracy of any of the materials comprised in this recording. The Association expressly disclaims any and all liability (including liability for negligence) in respect of use of these materials and the information contained within them. The Association recommends you seek independent professional advice prior to making any decision involving matters outlined in this recording including in any of the materials referred to or otherwise incorporated into this recording. Except as otherwise stated, copyright and all other intellectual property rights comprised in the presentation and these materials, remain the exclusive property of the Association. Except with the Association's prior written approval you must not, in whole or part, reproduce, modify, adapt, distribute, publish or electronically communicate (including by online means) this recording or any of these materials.

This week we dissected JD Vance’s child care rule change: A Heritage Foundation tradwife policy dressed up as family values, funded by gutting support for the single working parents who actually need it. Then Nathan Robinson joined us to talk about why the socialist moment is real and the DSA keeps winning where it’s not supposed to. And in honor of Labor Day, we put the wage-price spiral myth to rest: real wages flat for 50 years, corporate earnings through the roof, and the Fed looking the other way the whole time. Chapters Intro: 00:00:38 Quick Takes: 00:01:33 Max Notes: 00:05:43 Phone A Friend: 00:14:04 Killer Left Take of the Week: 00:37:19 Chart of the Week: 00:39:19 Outro: 00:42:26 Resources The Ghoul Pool wgaltv: Democrats criticize Fetterman after WSJ report claims he avoids meeting with constituents Steven A. Smith: Abdul El-Sayed on Israel, Hasan Piker, ICE and JD Vance A24: You Can See Everything Al Jazeera English: Far-right AFD wins vote in Germany’s Saxony-Anhalt state: Exit polls Mother Jones: Ashley Hinson Fought to Save Private Equity’s Favorite Loophole The New York Times: Trump Officials Draft Plan to Pay At-Home Parents, Using Funds for Working Ones The Heritage Foundation: Saving America by Saving the Family: A Foundation for the Next 250 Years Politico: Heritage Foundation calls on US to prioritize marriage and family in new report Congress: The Child Care and Development Block Grant: In Brief National Women’s Law Center: Re-Envisioning CCDF Emerald Book: How the 68% Black Single Motherhood Myth Harms Black Women and Families Center for American Progress: The Economic Status of Single Mothers Financial Planning Association: Leveraging Divorce to Maximize College Financial Aid Nathan J. Robinson: Why You Should Be a Socialist Nathan J. Robinson: Hillbilly Hypocrisy: ND Vance and the Dark Future of MAGA Politics Subscribe to Current Affairs Magazine. Jacobin: Capitalism makes “everyone feels a little insane” Investopedia: Wage-Price Spiral: What It Is and How It’s Controlled Federal Reserve Bank of St. Louis: Average Hourly Earnings of Production and Nonsupervisory Employees, Total Private Union Stats: Union Membership, Coverage, Density and Employment by Sector and Demographic Group: 1973-2025 Federal Reserve Bank of St. Louis: Corporate Profits After Tax (without IVA and CCAdj) Federal Reserve Bank of St. Louis: Consumer Price Index for All Urban Consumers: All Items in U.S. City Average Federal Reserve Bank of New York: Center for Microeconomic Data UNFTR Resources Video: On The Record 9-08-26 (JD Vance’s Disgusting Stunt | Trump is Melting | Nathan Robinson.) Essay: Hillbilly Hypocrite. Episode: Did Ronald Reagan Destroy the American Dream? Episode: Merchants of Death. Episode: Labor Daze. Episode: Economics of Racism. -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibilitySupport the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.

The latest jobs report is a complicated mix bag of data and we break it down, and then we talk to a Canadian mayor about the tariffs are affecting them, and where the best spots are to actually find a job.

Plus: Federal regulators are investigating Tesla's steering wheel-free robotaxi. And electric truck startup Windrose Technology is losing workers as it runs low on funds. Alex Ossola hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This Week:  Non-Fulltime Employment The next time you have a senior or mid-level job vacancy, you might consider a fractional, interim or advisory professional over hiring someone fulltime. Martin Rowinski defines these and weighs the pros and cons for your … Continue reading →

This Week in Review | US-Iran War, Employment Data, G20 Finance Ministers' Meeting (Sept. 4, 2026) The economy and markets can feel dizzying and ever changing. That's where we can help. Fisher Investments' “This Week in Review” is a weekly segment designed to highlight a few things you may have missed this week, what they could mean for financial markets and why they matter to investors like you. This week, Fisher Investments reviews: • US-Iran war escalation • US employment data for August • The G20 finance ministers' meeting Below are the sources for all data cited in today's show: 1. Source: WSJ, as of 9/3/2026. “U.S. and Iran Trade Strikes in Latest Fight for Control of Hormuz” 2. Source: MarketWatch, as of 9/4/2026. Brent Crude continuous contract, 9/3/2026. 3. Source: FactSet, as of 9/4/2026. MSCI World Total Return Index, 8/31/2026 – 9/3/2026. 4. Source: MarketWatch, as of 9/4/2026. Brent Crude continuous contract, 1/1/2022 – 9/3/2026. 5. Source: MarketWatch, as of 9/4/2026. Brent Crude continuous contract, 9/3/2026. 6. Source: U.S. Bureau of Labor Statistics, as of 9/4/2026. United States Non-Farm Payrolls and Unemployment Rate, July 2026 – August 2026. 7. Source: CNBC, as of 8/31/2026. “Bessent, Warsh kick off G20 finance meeting with growth-focused remarks.” Want to dig deeper? • More on how investors can parse through the recent Iran flare up: https://www.fisherinvestments.com/en-us/insights/market-commentary/on-the-iran-flare-up Have feedback for this Fisher Investments video? Share your thoughts on this episode in just 1 minute by filling out this survey: https://fi.co1.qualtrics.com/jfe/form/SV_6Vw1ezlogR044S2?VideoCode=WeekInReview7Sept2026 Connect with Fisher Investments on: • Facebook - https://www.facebook.com/FisherInvestments • X - https://twitter.com/fisherinvest • LinkedIn - https://www.linkedin.com/company/fisher-investments • Instagram - https://www.instagram.com/fisher.investments/ • TikTok - https://www.tiktok.com/@fisher_investments You can also follow Ken Fisher here: • Facebook - https://www.facebook.com/KenFisher.FisherInvestments • X - https://twitter.com/KennethLFisher • LinkedIn - https://www.linkedin.com/in/ken-fisher/ • Instagram - https://www.instagram.com/kenfisher_fisherinvestments/ Investing in securities involves a risk of loss. Past performance is never a guarantee of future returns. Investing in foreign stock markets involves additional risks, such as the risk of currency fluctuations. The foregoing constitutes the general views of Fisher Investments and should not be regarded as personalized investment advice. Nothing herein is intended to be a recommendation. The opinions expressed are subject to change without notice.

The latest episode of the Grow Clinton Podcast features Eric Funk, Site Director at 3M in Cordova, Illinois, and Administrative Assistant Briana Davis. Listen in to learn how a longtime regional employer is investing in innovation, operational excellence, workforce engagement, and a future that continues to serve customers around the world.For more than five decades, 3M Cordova has been an important part of our region's industrial base. Since opening in 1970, the site has grown into a Center of Excellence within 3M—supporting more than 16 technologies and a global supply chain that reaches 10 countries.The Cordova facility helps bring familiar products to life, including Post-it Notes, Scotch Magic Tape, ScotchBlue Painter's Tape, and several medical adhesives. Its work also supports new and evolving products, demonstrating the depth of innovation taking place right here in the Greater Clinton Region.Recent investments and operational changes are positioning the Cordova site for the future. Consolidating production lines from a 3M facility in Alabama to Cordova creates opportunities for greater efficiency and more integrated operations. These investments reinforce the site's ability to meet customer needs while strengthening its long-term role within the company.During the episode, Eric also discusses examples of 3M's work in the automotive sector, including: Panel Bond Adhesive, which provides strong structural bonding and may reduce welding needs, improve corrosion protection, and support cleaner finished repairs.EZ Sand products, which make sanding and finishing easier, reduce technical effort, and can help users save time during edging and shaping.3M's broad portfolio serves industries and customers worldwide, with solutions spanning transportation, manufacturing, health care, construction, communications, safety, energy, and everyday consumer needs. The company's focus on applying science and technology to practical challenges is reflected in both its global impact and its local presence in Cordova.Just as importantly, 3M Cordova is invested in the people and organizations of our region. Through volunteerism, product donations, resources, and employee expertise, the team supports schools, nonprofits, and community programs. Examples include Junior Achievement, sponsorship of the Career Expo, and the Cordova Care summer feeding and engagement program.Grow Clinton thanks 3M Cordova for its continued commitment to economic development in the Greater Clinton Region. We appreciate the company's longstanding investment in local jobs, innovation, workforce development, and community partnerships.For additional information, visit https://www.3m.com/.Catch all of the Grow Clinton Podcast episodes, available wherever you listen to podcasts.- Apple Music- Spotify- Amazon Music- Buzzsprout- Overcast- YouTubeFor more information about the Grow Clinton Podcast, visit https://www.facebook.com/growclintonpodcast.Have an idea for a show topic or guest? Email podcast@growclinton.com.Have an idea for a podcast guest? Send us a message!

Kenneth C. Davis, author of Don't Know Much About History and Don't Know Much About Mythology, quizzes listeners on how well they know their Labor Day history.Kenneth's blogKenneth's YouTube channelimage: Labor Day Parade, Union Square, New York, 1882 (Lithographie), 16 September 1882 (Author not known, but more than 100 years old, Image edited, Public domain, via Wikimedia Commons) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, host David Turetsky speaks with Denise Triba, CHRO at Ingenovis Health, about how her HR team is using workflow mapping, ticketing data, and AI to improve service for clinicians and internal teams. The conversation centers on a practical, human-in-the-loop approach to AI, with Freddie, their internal AI tool, trained to handle repetitive HR questions faster and more accurately. We discuss how a workforce solutions company thinks beyond recruiting, why understanding the work before applying technology matters, and how better HR operations can improve clinician experience, response speed, and career development.  Key topics  David introduces Denise Triba, CHRO at Ingenovis Health, and frames the episode around operational data and AI in HR.  Denise explains that Ingenovis Health is a workforce solutions company supporting healthcare providers and life sciences organizations with the right workforce mix.  The discussion distinguishes Ingenovis from a traditional recruiting function, emphasizing a consultative model that optimizes client workforce needs.  Denise shares how the pandemic increased healthcare organizations' need for more precise staffing and stronger workforce partners.  The HR team started with workflow mapping to understand exactly how work was being done before adding technology.  A ticketing system was introduced to validate assumptions and quantify the most common HR requests.  The team identified high-volume issues such as benefits enrollment and leave requests, then began training Freddie to handle those questions.  Denise describes Freddie as an internal AI tool still in beta, used between HR and IT before external release.  The conversation covers human review, validation, and hallucination prevention, with subject matter experts writing and checking training articles.  Denise explains that AI is helping reduce repetitive work, improve first-response accuracy, and free HR coordinators for more valuable work and career growth.  The episode closes with advice for HR teams: start with the process and the people doing the work, then apply technology to enhance it.  Timestamps  00:00 - Opening and introduction to the episode 00:32 - David introduces Denise Triba and Ingenovis Health 01:01 - What Ingenovis Health does as a workforce solutions company 01:47 - The kinds of healthcare roles Ingenovis supports 02:38 - Denise's background and early interest in medicine 03:48 - Why the episode focuses on operational data and AI in HR 04:24 - Employee and clinician experience as a top priority 05:21 - Why Ingenovis is more than a recruiting team 06:33 - The mix of W-2 employees and 1099 contractors 07:34 - Why facilities choose workforce solutions over direct hiring 08:33 - How healthcare organizations changed after the pandemic 09:04 - Starting with workflow mapping before introducing AI 10:03 - Using ticketing data to validate top HR call categories 10:29 - Tracking 3,000 calls and training Freddie with real data 11:33 - How workflow data shows friction and points to automation 12:10 - Faster, more accurate information for clinicians and HR coordinators 12:55 - Benefits enrollment as the most common question 13:22 - Other repeat requests like leave support 14:34 - Writing articles to train Freddie on core answers 15:04 - Subject matter experts validating Freddie's responses 15:48 - Avoiding misinformation and limiting scope during early rollout 16:34 - How Freddie is used internally in beta 17:22 - Better capture rates and fewer repeat follow-up emails 18:44 - Extending clinician satisfaction through better service 20:15 - When Freddie needs human support and escalation 20:40 - Employment verification as an example of a hybrid workflow 21:43 - Using AI across client-facing and sales-side operations 22:59 - What surprised the team most about implementing AI 23:56 - How the project is expanding into other HR workflows 24:27 - Addressing fears that AI would take jobs away 26:05 - Cost considerations and working within budget 27:21 - The value of strong HR and IT partnership 28:37 - Advice for HR teams considering AI adoption 29:28 - Closing reflections on the scientific, process-first approach 29:54 - Looking ahead to future updates on Freddie and beyond  Notable quotes  “You really need to understand the what before you start to apply the how.”  “If you have to teach someone, you learn it.”  “This isn't about a workforce change internally. This is about how do we get better."

Recent changes to Section 503 of the Rehabilitation Act have removed the seven percent workforce benchmark, disability self-identification requirements, and related reporting requirements for federal contractors and subcontractors. In this episode of Disability in the Public Square, John provides context on how the benchmark influenced disability recruitment, workplace disclosure, and employer practices. Ann reviews the federal government's recent changes, while Blaise shares his perspective as a disability advocate. Together, they explore what these changes could mean for employers, workers, and people with disabilities and what may come next for disability employment policy.

The Federal Reserve just released one of the most overlooked—and potentially revealing—reports on the U.S. economy. It's called the Beige Book. No, it's probably not going to make anyone's bestseller list.

Send us Fan MailThe biggest workplace are not always obvious. A ladder with broken rungs poses a risk; an employer with a hidden agenda is a less obvious danger.  In this episode Becker shareholder Jamie B. Dokovna joins host Donna DiMaggio Berger to unpack the hidden employment risks facing condo associations, HOA boards and community association management companies—and how seemingly small decisions can lead to significant liability.Donna and Jamie dig into the rise of AI generated labor complaints and why “garbage in, garbage out” can still create serious risk for employers. Jamie breaks down what employment laws can apply based on headcount, including OSHA, FLSA wage and hour rules, ADA accommodations, Title VII discrimination, ADEA, and FMLA. They also tackle a common—and costly—misperception: that associations are protected because their staff technically work for the management company. When boards direct employees, drive performance reviews or participate in discipline, joint-employer arguments may follow.From there they move into real world safety issues that are easy to underestimate: extreme heat protocols for outdoor staff, hurricane and storm policies that balance community needs with employee safety, and secondhand smoke and air quality as workplace conditions. They also talk about resident driven harassment, recording and filming in the workplace, civility rules that give associations enforcement teeth, and the high stakes of threats and violence in a state with broad gun laws. Donna and Jamie close with mental health accommodations, support animals at work, social media boundaries, remote work injuries, and the one update almost every employer needs: a current handbook.Conversation Highlights:The employment risks community associations may overlook, from workplace harassment and extreme heat to threats of violence and mental health concernsUnderstanding which federal and state employment laws apply to associations, management companies and vendors—and how those obligations can vary by employer sizeWhat associations should know about protecting outdoor employees, including landscaping, maintenance, valet and security staff, from heat-related illnessHow associations can prepare policies that balance community needs with employee safety before, during and after a stormWhen exposure to cigarette or marijuana smoke can become a workplace safety or disability accommodation issueNavigating Florida's evolving gun laws while developing policies and procedures to prevent and respond to workplace threatsWhat employers should consider when cameras, wearable devices and recordings are used in the workplaceUnderstanding an employer's responsibilities when employees request accommodations for mental health conditions or want to bring an emotional support animal to workHow Florida's medical marijuana laws affect drug testing, workplace policies and prohibitions against working while impairedThe emerging employment risks of artificial intelligence, including AI-generated discrimination complaints and AI's potential to impact hiring, discipline, and other employment decisionsRelated Links:Podcast: HR Hacks with Jamie Dokovna Part IPodcast: HR Hacks with Jamie Dokovna Part IIArticle: Managing Your PersonnelOnline Class: Dealing With Difficult People

Employment law can get complicated fast, but most workplace problems come back to a handful of basic rules. In this episode, Jen goes back to the fundamentals every California employer should understand—from wage and hour and discrimination to leaves, accommodations, documentation, and termination. Think of it as Employment Law 101: the things employers really need to know in 15 minutes.

Vincent and Joel sit down with the Director of SC Department of Employment and Workforce, William H. Floyd, to discuss the economic state of South Carolina, the massive growth of our workforce, how an institution like SCDEW works, and how to be a leader in SC. Hear about William Floyd's background, family, work as an attorney and much more! Hear a bourbon briefs breakdown of the current political situation in SC, how a sister with no political background might win a SC Senate seat, Ralph Norman's ire, Annie Andrew's path to victory, the State Budget, and get an update on all things SC politics! Support the showKeep up to Date with BITBR: Twitter.com/BITBRpodcastFacebook.com/BITBRpodcasthttps://bourboninthebackroom.buzzsprout.com

Employment found, the heroes continue on thier journey. The post Dungeons & Dragons: The Long Road part 3 appeared first on Fandible Actual Play Podcast.

Employment fraud is becoming more sophisticated and more difficult to detect. In this episode of Cooperatively Speaking, Allison Lambert from E&I sits down with Jim Desmond, Chief Information Security Officer at HireRight, to discuss how workforce risk is evolving and why educational institutions can no longer afford to take candidates at face value.From identity and credential fraud to emerging workforce threats, Jim shares practical insights on what institutions need to know, how the risks are changing, and why "Verify Before Trust" is becoming a critical part of modern hiring strategies.Whether you're involved in HR, procurement, finance, IT, compliance, or institutional leadership, this conversation will help you better understand the risks associated with fraudulent hires and how to build a stronger, more secure workforce.Listen now to learn how your institution can protect its people, reputation, and mission from today's evolving workforce risks.Cooperatively Speaking is hosted by E&I Cooperative Services, the only member-owned, non-profit procurement cooperative exclusively focused on serving the needs of education. Visit our website at www.eandi.org/podcast.Contact UsHave questions, comments, or ideas for a future episode? We'd love to hear from you! Contact Cooperatively Speaking at podcast@eandi.org. This podcast is for informational purposes only. The views expressed in this podcast may not be those of the host(s) or E&I Cooperative Services.

It's YOUR time to #EdUpPCO In this episode: YOUR guest is Michelle Aarons, Executive Director of Programs and Partnerships at the York University Schoolof Continuing Studies and 2025-26 President of CAUCE. YOUR host is Amrit Ahluwalia⁠⁠.Some key questions we tackle:●     What role do PCO units play in addressing Canada's labour skills gap?●     What roadblocks do PCO units generally face in trying todevelop, launch and market career-relevant programming?●     What are the biggest misconceptions folks in industry and across the academy have about professional, continuing & online education? I will be hosting a webinar on September 25 focused on how innovative colleges & polytechs are pursuing change while navigating strategic, operational and legislative barriers. Thewebinar panelists are Neil Fassina (President, Okanagan College) and Susan Cluett (VP-Academic, Fanshawe College). To register, click here: https://academica.corsizio.com/event/6a5a8cf96905bd52ffce7ffcThank you for listening to the EdUp PCO podcast! Make sure to subscribe and follow, and don't forget to leave a rating!

Parents worry changes to the jobseeker benefit could bite them if their teenagers can't find work after high school. From November, the government will end jobseeker payments for 18 and 19 year olds whose parents make more than $67,000 a year. Felix Walton has more.

Friday - Clark Stinks day! Christa  shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also,  every time a major technological shift happens, we hear predictions of widespread job destruction—and the rapid rise of Artificial Intelligence is driving those fears to a whole new level. Clark breaks down what the AI boom actually means for your paycheck, how tech expansion shifts hidden costs onto consumers, and the concrete steps you can take today to pivot, re-educate, and make your career resilient against technological change. All this and more on the August 28, 2026, episode of The Clark Howard Show. Clark Stinks: Segments 1 & 2 AI & Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Top Fortune 500 Companies for Remote Work - Clark Howard How To Find a Trustworthy Mechanic - Clark Howard Credit Card Car Rental Insurance: What You Need To Know Should I Keep My Old Car or Buy a New Car? - Clark Howard  NYTimes: A.I. Companies Are Recruiting Electricians and Carpenters by the Thousands Employers still place a premium on people skills, not AI, when making hiring decisions Should I Convert a Traditional IRA to a Roth IRA? - Clark Howard  Top 7 Ways To Shop Safely Online - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Submit your opinions or questions: Ask Clark. Learn more about your ad choices. Visit megaphone.fm/adchoices

Audit ATX speaks with Investigator Montana Meeker to talk about a recent investigation into secondary employment ethics violations within Austin Technology Services. Transcript link: https://www.buzzsprout.com/1419979/episodes

Joyce talks about how the younger generations have made the choice live with their parents due to the rising cost of rent and homeownership. Most not able to purchase their first home until they are in their 40s. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In a scathing critique, the speaker takes aim at the Colorado Department of Labor and Employment, highlighting a staggering case of mismanagement and incompetence. The department's inability to accurately track and distribute unemployment benefits has left thousands of people waiting for their rightful checks, with some facing financial ruin.This episode delves into the shocking story of a woman who paid into the unemployment insurance fund, only to be left waiting for her benefits due to a bureaucratic nightmare. The speaker reveals the department's staggering errors, including a discrepancy of over $1.5 billion in owed claims, which was later corrected to a mere $86 million. The auditors' report also uncovered a pattern of understating bad debt, revenue, and expenses, with a total adjustment of $10.6 billion needed to fix the department's books.The speaker questions the department's excuses, pointing out that the pandemic may have caused difficulties, but it's no excuse for the repeated failures to correct their mistakes. The department's inability to get the job done is not just a one-time issue, but a systemic problem that has been ongoing for years. The speaker highlights the contrast between the department's performance and other states, which have managed to distribute benefits efficiently despite similar challenges.The speaker argues that the real issue is not just about accounting errors, but about remembering who the money is for – the people who need it. The episode is a call to action, urging listeners to demand accountability from their government and to remember that the money is for the people, not just a number in a report.See omnystudio.com/listener for privacy information.

Greg David, contributor covering fiscal and economic issues for THE CITY and director of the business and economics reporting program and Ravitch Fiscal Reporting Program at the Newmark Graduate School of Journalism, and Nancy Jiang, journalism student and summer intern for The City Reporter, talk about the effects of NYC's "K-shaped" economy, with growing numbers of the very wealthy and the people qualifying for SNAP benefits. Plus, Greg explains the current turmoil in the bond market. Photo: An EBT sign is displayed on the window of a grocery store on October 30, 2025 in the Flatbush neighborhood of the Brooklyn borough in New York City. (Michael M. Santiago/Getty Images) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A masterclass on leadership, legacy, and succession. With Ron Solish (CEO) and Steve Sallen (CFO) of Maddin Hauser. --- STEVEN ("STEVE") D. SALLEN joined Maddin Hauser as a law clerk in 1983. He served as the firm's president and CEO for fifteen years and is currently the CFO. Steve earned his undergraduate degree from the University of Michigan and his law degree, cum laude, from the University of Detroit School of Law. There he served as Case and Comment Editor of the University of Detroit Law Review. Steve concentrates his practice in the areas of real estate law, environmental law, and corporate law. His clients include some of Michigan's most successful manufacturing firms, real estate developers, general contractors, and commercial real estate brokers. He also heads the firm's Environmental Law group and is co-chair of the Real Estate group. Read more about Steve Sallen --- RONALD (RON) A. SOLLISH, shareholder, is the firm president and CEO, and chairman of the Corporate and Employment practice groups. He specializes in employment, real estate, partnership, finance, corporate, and business law. A frequent speaker on legal topics, Ron has addressed such groups as the Michigan Chamber of Commerce, the Michigan Association of Certified Public Accountants, and American Society for Industrial Security. Ron is licensed to practice law in Michigan and is a member of the American Bar Association, State Bar of Michigan, and Oakland County Bar Association. Read more about Ron Sollish   Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Steve Sallen and Ron Sollish: Steve Sallen: https://www.maddinhauser.com/people/steven-d-sallen  Ron Sollish: https://www.maddinhauser.com/people/ronald-a-sollish  Maddin Hauser: https://www.maddinhauser.com  Facebook: https://www.facebook.com/MaddinHauser  Twitter: https://twitter.com/MaddinHauserPC  LinkedIn: https://www.linkedin.com/company/maddin-hauser-roth-and-heller-pc  YouTube: https://www.youtube.com/@maddinhauserlaw  *E - explicit language may be used in this podcast.

National Review Senior Editor Charles C.W. Cooke, who hosts the Charles C.W. Cooke Podcast, fills in for Jim on the Wednesday 3 Martini Lunch. Join Charlie and Greg as they dig into Kentucky Gov. Andy Beshear joining the left-wing chorus wanting to abolish the Electoral College, why fewer men are working now and what can be done to reverse it, a professor at Cal-Berkeley fed up with incoming students who are way behind on math, and a majority of Dems, independents, and Republicans favoring price controls.First, they rip. Gov. Beshear for failing to understand the the purpose of the Electoral College. Charlie and Greg also explain why scrapping it would be really bad, both for Kentucky and for Beshear's fledgling White House ambitions.Next, they wince at a New York Post editorial highlighting how men have fallen behind women in employment and that it's part of an ongoing trend, but it's one usually triggered by some shock like the financial crisis or the Covid pandemic. Charlie says we need to realize the economy doesn't look llike it did a couple of decades ago, and getting an accurate picture is a big step towards addressing the problem.Then, they applaud a University of California-Berkeley math professor for venting that many of her students are entering the school anywhere from five to eight years behind in math and that she has to take time to teach concepts they should have learned in middle school. The professor, as well as Charlie and Greg, point to admissions policies and other factors that distract schools from simply admitting the best of the best.Finally, they groan as a new poll shows a majority of Democrats, independents, and even Republicans all favor price controls. Charlie argues that many politicians are flat out lying about our current economic conditions and are convincing too many people of the wrong remedy.Please visit our great sponsors:Brooklyn Beddinghttps://BrooklynBedding.comGet 30% off sitewide Brooklyn Bedding with promo code 3ML. BetterHelphttps://betterhelp.com/3ML See the reviews, see what stands out, and see if BetterHelp is right for you. Noble Goldhttps://NobleGoldInvestments.com/3MLIf you want to see how physical gold and silver could fit into your portfolio, download Noble Gold Investments FREE Wealth Protection Kit.New episodes every weekday.