When Accidents Happen

Even if you haven’t been in a vehicular accident, it pays to be knowledgeable about the legal processes you’ll find yourself in when the time comes. This information can also be useful if any one of your family, friends, or loved ones find themselves in this kind of situation. On this episode of When Accidents Happen, hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates share all that happens when you file a complaint. They share the processes involved, which include written discoveries, mediations, depositions, and the typical timeframe it takes to go from complaint to trial and verdict. It’s important that your lawyer is with you every step of the way, giving you guidance and support as you go through filing a lawsuit. Key Moments from the Episode00:51 – How to start a lawsuit 02:05 – On interrogatories 03:07 – Getting an expert on board 04:49 – Timeframe from complaint to the trial 05:39 – Resolving lawsuits through mediation 06:59 – On depositions 08:06 – Typical length of a motor vehicle case trial You can connect with Brown Moore and Associates on our website at  Twitter (http://www.twitter.com/BrownMooreLaw) . Subscribe to When Accidents Happen on Apple Podcasts, Stitcher, TuneIn, Spotify, or Google Podcasts When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is no substitute for consulting a personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

The process of filing a lawsuit isn’t as simple or as quick as what is typically depicted on mainstream crime movies and T.V. shows. There are a number of things to take into consideration, particularly if you figured into an accident and what file a case against the party at fault.  On this episode of When Accidents Happen, hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates, discuss the general timeframe of a case before filing a lawsuit. They talk about what is usually involved in the process, what information and documents are needed and gathered, and how long it typically takes before a demand package is sent to the other party and their insurer. For attorneys, it is vital that the demand letter is strong and comprehensive, that aims to lead to settlement rather than further litigation.  Key Moments from the Episode00:56 – First step after a client signs up 01:38 – When to request medical records 02:18 – Other things included in the demand letter 02:55 – Support for lost wages claim 03:40 – What happens when demand letter is ready 05:10 – The importance of putting together a strong demand letter You can connect with Brown Moore and Associates on our website at  Twitter (http://www.twitter.com/BrownMooreLaw) . Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is no substitute for consulting a personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

If you find yourself in an accident where the motorist at fault doesn’t have enough insurance to cover the damages, you don’t need to be too concerned. The underinsured motorist coverage, or UIM, will help take the worries away. On this episode of When Accidents Happen, hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates, dive into uninsured motorist coverage, an optional premium typically offered by insurance agents. This helps pay for damages you sustained after an accident, should the individual responsible be lacking in coverage. They talk about the different situations where the coverage is applicable and the differences in certain states like North Carolina and South Carolina. Processes, specific procedures and other applicable policies you can redeem in this situation are also discussed in detail.  Key Moments From The Episode00:53 – What is underinsured motorist coverage (UIM) 01:25 – Where this coverage is applicable 02:33 – How the coverage works 03:25 – Differences between plans in North Carolina and South Carolina 04:06 – Process for determining UIM 04:48 – Other applicable policies 05:29 – Specific procedures to be followed You can connect with Brown Moore and Associates on our website at  Twitter (http://www.twitter.com/BrownMooreLaw) . Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is no substitute for consulting a personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

What happens when you figure yourself in a hit-and-run accident, or you get hit by a vehicle whose drive doesn’t have insurance? Is there a type of coverage that you can claim to help with any damages resulting in an accident like this? On this episode of When Accidents Happen, hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates, talk extensively about uninsured motorist coverage and its different limits, depending on the state you’re currently in. They also discuss what you should do as soon as the accident occurs and how you can add coverage to your existing policy, and to your family’s.  Key Moments From The Episode00:52 – What is uninsured motorist coverage 01:08 – Minimum limits of the coverage 01:25 – Procedures to claiming the coverage 01:47 – How to add coverage for yourself and your family 03:13 – How to determine whether one has uninsured motorist coverage You can connect with Brown Moore and Associates on our website at  YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) .  Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

On this episode of When Accidents Happen, we join our hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates, to talk about property damage claims in automobile accident cases. In this episode, we give an overview of how a property damage claim works. We start with the basics of who is involved in a property damage claim and then move on to discussing getting estimates and obtaining a rental vehicle. Then we reveal how to value a vehicle with property damage and provide information for pursuing a diminished value claim. Key Moments From The Episode:1:05 – What is property damage, and who takes care of that claim? 2:00 – How does a property claim start, and what are the first steps to take? 3:11 – What is an estimate, and why is it important? 3:56 – How do I determine the value of my car? 4:45 – What happens if I have a loan on my car but it’s been totaled? 5:40 – What is a diminished value claim? 7:30 – How do I pursue a diminished value claim? You can connect with Brown Moore and Associates on our website at  YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) .  Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

On the episode of When Accidents Happen, Associate Attorney Jim Puritz welcomes Jon Moore, partner at Brown Moore & Associates to discuss the types of recoverable damages in a personal injury case. Both economic damages and non-economic damages are recoverable for accident victims. In North Carolina, economic damages for medical bills are calculated based on what was paid or still needs to be paid on a bill. This may differ from state to state. Jim then examines how lost wages are calculated, proven, and used to maximize recovery. Jim wraps up the episode by addressing pain and suffering as recoverable injuries. Key Moments From The Episode:1:10 – What are recoverable damages? 2:45 – Economic damages 5:00 -- Uninsured people and medical bills 6:19 – Lost wages 9:09 – Pain and suffering 10:00 – What is my case worth, and how do I prove it? Connect with us on our website at  YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) .  Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

On this episode of When Accidents Happen, we join our hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates, to talk about the initial steps to take when you or someone you care about is involved in a motor vehicle collision. When an automobile accident happens, the scene is often chaotic. Frequently, people are in pain, worried, and confused. To cut through the confusion, we’re answering questions like: What happens when you're in a crash? What should you do at the scene of the accident? What should you expect when you call the law firm. And, what questions should you ask? We will walk through these questions and try to relieve some of the stress that happens when you're involved in an automobile or tractor trailer accident. Key moments from the episode:1:21 – Initial steps and recommendations following a collision 2:00 – Why is it important to get medical care right away? 5:00 – Initial questions from a law firm 5:29 – Insurance and Medpay information 6:35 – Should you talk to the other insurance company? 8:18 – Initial investigation after a crash and witnesses You can connect with Brown Moore and Associates on our website at  YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) .  Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

Today, we welcome Jon Moore, a partner at Brown Moore and Associates, to discuss the importance of seeking medical attention after an automobile accident. Seeking medical care not only ensures you are okay, it can be beneficial to a potential legal action in the future. Paige and Jon then discuss the benefits of using your health insurance for your medical bills when possible, even when another party is at fault. Key moments from the episode:1:00 – Seeking medical attention after an accident 3:06 - Handling medical bills after an accident 5:48 – What you need to know about health insurance 8:00 – Using MedPay Connect with us on our website at  YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) .  Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

Partner Jon Moore joins Associate Attorney Paige Pahlke to discuss MedPay. MedPay is short for medical payment coverage. MedPay is available as an add-on with many automotive insurance policies, is no-fault, and covers anyone in your car. This means if you have MedPay and you are at fault in an automobile collision, you can still have medical expenses covered for yourself or others. While making a MedPay claim is not difficult, you do need medicals bills and proper documentation to submit to the insurance company. Key Moments From The Episode:1:00 – What is MedPay? 1:59 – How do I get MedPay or know if I have it? 3:30 – How do I make a MedPay claim? 5:02 – Does making a MedPay claim raise my rates? 6:00 – Do I have to pay an attorney to make a MedPay claim? 7:06 – Is there a time limit to file a MedPay claim? Connect with us on our website at  YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) .  Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at  (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.

Chances are you’re here because of an accident involving yourself or someone you love. And, before the dust even settles, you’re dealing with an insurance company that doesn’t have your best interests at heart. You may be feeling overwhelmed, you may be feeling scared. You’re in the right place. When Accidents Happen is a podcast brought to you by the attorneys of Brown Moore and Associates, a highly regarded personal injury law firm located in Charlotte, North Carolina. With more than 5 decades of experience, our attorneys are here to guide you through these uncertain times and provide you with the information and answers you need today. In every injury claim or lawsuit that our personal injury, workers’ compensation, and medical malpractice attorneys take on, our goal is always to assist our clients with their needs and maximize the financial recovery our clients deserve, while preserving as much of that recovery as possible from the claims of medical providers or health insurance plans. When Accidents Happen features discussions on topics including auto accidents, tractor trailer and 18 wheeler accidents, car crash cases, on-the-job accidents, hospital negligence, and wrongful death. Every episode is designed to better inform those who have been injured about the personal injury process. If you have been injured by a medical professional, been in a car accident, or suffered an injury at work, you can rest assured we are here to fight for you. If you would like to know more about Brown Moore and Associates or would like to tell us your story, call 704-335-1500 or visit our website at www.brownmoorelaw.com.