Podcasts about Uim

In today's BizNews Briefing, Donald Trump dishes on US-China trade talks as global markets hang in the balance. Helen Zille teases a bold Joburg mayoral run, with IRR's John Endres unpacking the city's make-or-break stakes. The DA unveils a hard-hitting 10-point plan to combat farm attacks. UIM's Neil de Beer maps SA's future-boom or bust. Plus, Apple's AI and AR fumbles spark fierce criticism.

In today's BizNews Briefing, the Democratic Alliance hits human settlements minister Thembi Simelane with corruption charges. Arguing that president Cyril Ramaphosa is hiding the VBS report like it's his darkest secret. The UIM's Neil de Beer adds his voice to what he calls the ‘budget circus' after Finance Minister Enoch Godongwana says there's no VAT alternative. The IRR poll paints a trend where the DA's anti-VAT campaign pushes it past the ANC, proving non-racial policies can crack the party's historic grip. And SA surfer champion Roxy Davis transforms lives, empowering disabled children through surf therapy at Muizenberg beach.

In today's BizNews Briefing, Sakeliga CEO Piet le Roux explains the importance of the litigation in Ditsobotla and why it matters for municipal recovery nationwide. Attorney Martin Hood warns that proposed gun control regulations will dangerously limit private security's ability to respond to threats, potentially forcing legal challenges. The UIM's Neil De Beer questions the accuracy of Trump's claim of "white genocide" in South Africa, citing high murder rates but no UN-recognised genocide, urging an international fact-finding mission to clarify. The Draadkar Grand Prix is an annual Philipstown event that showcases kids racing homemade wire cars to engage underprivileged youth with plans for year-round workshops.

Subscribe here: https://creators.spotify.com/pod/profile/saeder/subscribeMod Nin is a senior engine developer for Old School RuneScape at Jagex. He's a long-time RS player who currently plays a 2100+ total level UIM.X: https://x.com/JagexNinReddit: /u/JagexNinSae Bae Cast on Spotify: https://spoti.fi/3lCWzin Sae Bae Rambles on Spotify: https://open.spotify.com/show/0jKsZV6fXydR1Z6ZLLl9aR?si=6450f09b022140be Support my content directly: YouTube Membership: https://www.youtube.com/channel/UCaLDfbgwz7heFps4uMaPahg/join Patreon: https://www.patreon.com/saeder Spotify: https://creators.spotify.com/pod/profile/saeder/subscribe Follow me: Twitch: https://twitch.tv/saeder X: https://x.com/SaederRS

The "Bros" catch up with one another after finally being able to connect after some early year events that kept both Myrick and Ray on the road and away from the podcast studio. One of those events was a whirlwind trip to Monaco for the  Monster Energy / M CON Class 1 team of Tyler Miller and Myrick to receive their hard earned UIM Class 1 World Champion trophies, as well as being forever immortalized on the prestigious Sam Griffith Memorial Trophy, along with the other legends of offshore racing such as Aronow, Bertram, Powers, Bin Hendi, Scism, Tomlinson and Curtis, to name a few.  Then the usual shenanigans ensue, whenever Myrick and Ray get a chance to get together for an open conversation.  Enjoy the chat! Myrick Coil is the driver for the National Champion Monster Energy / M CON Class 1 team, Speedboat Magazine Test Team Driver, lead shop foreman at Performance Boat Center and a dedicated family man.  Ray Lee is the publisher of the national/international publication Speedboat Magazine, where nine high quality issues are printed each year with global distribution, and popular social media platforms on Facebook, Instagram and TikTok.  With all of the "bros" experience, knowledge, and friends and colleagues in the industry and sport, this podcast is sure to entertain, enthuse and educate the powerboating community. 

UIM president Neil de Beer's hugely popular Sunday Show with Chris Steyn has catapulted the former intelligence operative into the public limelight - skyrocketing demand for a five-year-old book. In this interview, De Beer's ‘brother' Bradley Steyn (no relation to Chris), who wrote ‘Undercover With Mandela's Spies', shares stories of their adventures and offers unique insights into the murky world they emerged from. He spoke about De Beer, white supremacists, SA's transition to democracy, the ANC, Chris Hani, Donald Trump and much more in this fascinating interview with BizNews editor Alec Hogg.

GNAPES is a Canadian Scaper who just got his infernal cape on his UIM. He plays in a band and runs a small in-game clan.RSN: BagaholicClan: https://discord.gg/PykYRQ2His Spotify: https://open.spotify.com/artist/4xhlxiyPi35WrptUbMfpZ3?si=mzw3bniySf-S4GVQCAExEASupport my content directly:YouTube Membership: https://www.youtube.com/channel/UCaLDfbgwz7heFps4uMaPahg/joinPatreon: https://www.patreon.com/saederFollow me:Twitch: https://twitch.tv/saederTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/saeder

Presearing is a YouTuber and passionate OSRS player. He plays both a F2P UIM and members UIM. YouTube: https://www.youtube.com/@PresearingTwitter: https://x.com/CrystalF2PSupport my content directly:YouTube Membership: https://www.youtube.com/channel/UCaLDfbgwz7heFps4uMaPahg/joinPatreon: https://www.patreon.com/saederFollow me:Twitch: https://twitch.tv/saederTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/saeder Support this podcast on Patreon Hosted on Acast. See acast.com/privacy for more information.

JackedRS, or Jack, has a maxed ironman with a Zuk helm and is currently maxing a UIM. He uploads on YouTube and also streams on Twitch!YouTube: https://www.youtube.com/@JackedRSTwitch: https://www.twitch.tv/jackedosrsListen to all the Sae Bae Casts on Spotify: https://spoti.fi/3lCWzinSupport my content directly:YouTube Membership: https://www.youtube.com/channel/UCaLDfbgwz7heFps4uMaPahg/joinPatreon: https://www.patreon.com/saederFollow me:Twitch: https://twitch.tv/saederTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/saeder Support this podcast on Patreon Hosted on Acast. See acast.com/privacy for more information.

ドコモのSIMカード約93万枚で通信不良の可能性　交換対応へ。　NTTドコモは、10月8日に一部のドコモUIMカードで通信ができない状態となる可能性があると発表した。

In the final episode of the week, BizNews editor Alec Hogg shares insights from energetic new Home Affairs Minister Dr Leon Schreiber; Assesses the Tshwane mayoral vote with political analyst Dr Frans Cronjé and the UIM's Neil de Beer; Deputy Minister Samantha Graham-Maré on Eskom; The FT and Kelvin Kemm on nuclear's funding revival; Mining guru Peter Major; and Ari Kruger, director of Shakedown, Amazon's first original SA movie.

In this episode of The Carolina Justice Report Podcast, Justin Lovely and Sarah Austin dive into the complexities of motorcycle accident cases. As active members of the Myrtle Beach biker community, they have seen firsthand how injured motorcyclists often believe they can't pursue a claim because they think they are at fault. However, this isn't always the case, and it's crucial not to give up without a thorough investigation. Justin and Sarah explain how motorcycle accidents are often wrongly assessed by police, especially when motorcyclists are too injured to provide their side of the story at the scene. They explore the concept of modified comparative negligence in South Carolina, which allows motorcyclists to recover compensation even if they are partially at fault—as long as they are not more than 50% at fault. This episode also covers single-bike accidents, passenger claims, and the importance of a comprehensive investigation, even when you think no one else is responsible. From roadway defects to other vehicles clipping you unknowingly, Justin and Sarah emphasize why every motorcycle accident case should be thoroughly reviewed. If you or someone you know has been involved in a motorcycle accident, this episode provides valuable insight into how to navigate the legal process and ensure your rights are protected. Key Takeaways: Motorcycle accidents are often wrongly assessed, and motorcyclists should not give up if they are told they are at fault. South Carolina's modified comparative negligence law allows motorcyclists to recover even if they are partially at fault (up to 50%). The importance of investigating single-bike accidents—roadway defects, unidentified vehicles, and other factors may still contribute to the accident. Passengers in motorcycle accidents nearly always have a claim, and additional coverage can be pursued through UIM policies. Catastrophic injuries from motorcycle accidents often lead to large medical bills, and seeking legal representation can provide crucial help in recovering compensation.

This week we are joined once again by Lyfe, the Inquisitor locked UIM, to talk about the newest slayer boss Araxxor, yet another Sailing navigation blog, Jagex brings the hammer down on DMM cheaters, and yet another membership price increase. Grab a Cup of Tea, Coffee or Potion and kick back while AGuyNamedSparre and Birdfacts® talk about their favorite game: Old School Runescape. Each Week we'll talk the latest in OSRS news and ramble on about our own journey through the world of Gielinor. Check out Lyfe on YouTube: https://youtu.be/igyRBqsyp6U?si=VUs4zGHTeWAoPaCJ Check out our MERCH!: https://guthixrest.com/ Watch on Youtube: https://www.youtube.com/@GuthixRest Follow us on our twitter: https://twitter.com/GuthixRestPod Join the Discord: https://discord.gg/UjwXxQzpqc Support us Via Patreon: https://www.patreon.com/GuthixRest You can find Sparre here: https://twitter.com/AGuyNamedSparre You can find birdfacts® nowhere! Please direct any feedback, comments, or discussion over to our twitter page or the Discord.

Montlick Attorney Orlando Marra breaks down what exactly uninsured motorist coverage is,  how it work and the important role UIM plays after a car accident with a driver who doesn't have insurance.The purpose of this show is to provide general information about the law. Our guests will not provide any individualized legal advice. If you have a personal situation and need legal advice, contact us nationwide at 1-800-LAW-NEED for your free legal consultation with a Montlick attorney. Follow us on social @montlicklaw or visit montlick.com/podcast for more info, clips and tips.

In this pre-election interview with BizNews, United Independent Movement (UIM) President Neil de Beer says his party will deal “harshly” with the matter of its youth leader, Devon Hofmeyr, attending a gala fundraiser for former President Jacob Zuma's MK Party. He vows the UIM will not form any alliances with the ruling African National Congress (ANC), the Economic Freedom Fighters (EFF), MK or any cabal. De Beer talks about the fear that MK - on a “massive march” - and the ANC might “become family again” - and that South Africa might have an ANC government again “by hook or by crook”. He speaks frankly about the “rocky affair” of the Multi-Party Charter (MPC), of which his party is a member, but gives the assurance that the MPC is still together - and going into the election “as a team”. He also describes the faultless strategy followed by Patriotic Alliance (PA) leader Gayton McKenzie in the war for the Western Cape. And he warns that the "continual slapping" of smaller parties by bigger parties at the dawn of coalitions, is “dangerous” because “it's a smaller party that's part of a bigger party's probable win of 50 plus one”. Sign up for your early morning brew of the BizNews Insider to keep you up to speed with the content that matters. The newsletter will land in your inbox at 5:30am weekdays. Register here.

In a wide-ranging, pre-election preview, United Independent Movement (UIM) President Neil de Beer torpedoes rumours of a Multi-Party Charter (MPC) collapse; gives his take on the daggers flying in former President Jacob Zuma's MK party; and hails Patriotic Alliance (PA) President Gayton McKenzie's combat strategy, saying the “Green Machine” is moving down to the Cape like an “oil slick” and has left the Democratic Alliance (DA) overwhelmed by the Brown Child Revolution. He discusses a post-election three-faction scenario comprising the MPC, the RET (Radical Economic Transformation), and the African National Congress (ANC). “And the question is, whom of those three are going to have coffee with whom, except I know they already having coffee.” However, De Beer vows that his UIM party would never form a government with the ANC or the Economic Freedom Fighters (EFF). “Then we go it alone. We cannot sit with this country's fiscal, economical enemy.” Sign up for your early morning brew of the BizNews Insider to keep you up to speed with the content that matters. The newsletter will land in your inbox at 5:30am weekdays. Register here.

On this episode of the Cut to the Chase: Podcast, host Gregg Goldfarb sits down with a multifaceted guest, car accident attorney Joshua Brumley.   Joshua gives us a glimpse into his busy life, which includes not only representing clients but also hosting his own podcast, the Iron Mind Podcast, and authoring an upcoming book, "Protect Your Neck." We delve into the intricacies of car accident cases, the need for client-focused service, the proper understanding of insurance policies, and the significance of community service in the legal profession.   Throughout the conversation, Joshua shares why it is imperative for consumers to grasp the nuances of insurance coverages, such as UIM, to safeguard themselves on the roads. Both Gregg and Joshua shed light on the strategies involved in dealing with insurance companies post-accident, the importance of having a lawyer, and the role of police in documenting accidents. We also explore how attorneys should embrace technology to enhance security and efficiency. In line with punk ethics, Joshua discusses the community and employee engagement at his law firm, which is demonstrated by offering paid time off for nonprofit service.   Gregg reminds listeners of the value of educating oneself about legal processes and the necessity of thorough research before choosing a lawyer or rushing into settlements. The episode wraps up with a call for listeners to engage with the podcast through subscriptions, ratings, reviews, and feedback.   Key Takeaways: - The importance of understanding your insurance coverage and policies, especially UIM, to protect against inadequately insured drivers. - The need for client-focused service in the legal industry and the value of community service for attorneys.   - Strategies for dealing with car accidents including the importance of involving a lawyer early and securing police documentation.   - Researching and vetting attorneys for their litigation experience and technological capabilities is essential for quality representation.   - Coherent knowledge of technology in law is vital to prevent compromising sensitive information and to keep up with the evolving legal environment.   - Joshua Brumley's approach to legal practice is influenced by punk ethics, prioritizing community engagement and employee satisfaction.   - Useful insights from his podcast and the upcoming book aiming to demystify the complexities of insurance and car accident cases.   - The legal industry's slow adaptation to technology, making them targets for breaches and cyber attacks.   - Joshua's personal motivation to empower communities, stemmed from experiences with domestic violence.   - The reminder that transitioning between law firms doesn't result in additional attorney fees and not to feel pressured into signing with the first lawyer you talk to.   Don't forget to subscribe, rate, and review the Cut to the Chase: Podcast. Your feedback is crucial for us to bring you more content that resonates with your interests and helps you navigate through legal challenges. Follow us for more insightful interviews and expert advice!

- Ngày 30/3, tại đầm Thị Nại, thành phố Quy Nhơn, UBND tỉnh Bình Định phối hợp với Liên đoàn thuyền máy Quốc tế UIM và Công ty Cổ phần Bình Định F1 Khai mạc Giải đua thuyền máy nhà nghề Quốc tế UIM F1H2O World Championship Grand Prix of Binh Dinh. Dự lễ khai mạc có Quyền Chủ tịch nước Võ Thị Ánh Xuân. Chủ đề : khai mạc, Giải đua thuyền, Bình Định --- Support this podcast: https://podcasters.spotify.com/pod/show/vov1tintuc/support

PART 2 of 2 The Bros have a "real talk," candid conversation with seven-time UIM racing champion Shaun Torrente about his recent retirement from the world that he dominated, F1H20 for overseas Team Abu Dhabi, his current offshore racing teams in Super Stock, Allied with driver Sean Conner and partner of their new S2 Powerboats, and Factory Stock 450 Team Mead Family Racing with teenage driver, young Caleb Mead and his thriving business of STR / Shaun Torrente Racing. Never one to not speak his mind, Torrente discusses his fiery competitve nature, which can be misinterpreted by some, centered around his inate desire to win, succeed and thrive.  This is Shaun Torrente. Myrick Coil is the driver for the National / World Champion M CON / Monster Energy Class 1 and Super Cat teams, and National / World Champion Performance Boat Center / FASS Diesel Fuel Systems Super Stock team, Speedboat Magazine Test Team Driver, and lead shop foreman at Performance Boat Center. Ray Lee is the publisher of the national/international publication Speedboat Magazine, where nine high quality issues are printed each year with global distribution, and popular social media platforms on Facebook, Instagram and TikTok.  With all of the "bros" experience, knowledge, and friends and colleagues in the industry and sport, this podcast is sure to entertain, enthuse and educate the powerboating community. 

The Bros have a "real talk," candid conversation with seven-time UIM racing champion Shaun Torrente about his recent retirement from the world that he dominated, F1H20 for overseas Team Abu Dhabi, his current offshore racing teams in Super Stock, Allied with driver Sean Conner and partner of their new S2 Powerboats, and Factory Stock 450 Team Mead Family Racing with teenage driver, young Caleb Mead and his thriving business of STR / Shaun Torrente Racing. Never one to not speak his mind, Torrente discusses his fiery competitve nature, which can be misinterpreted by some, centered around his inate desire to win, succeed and thrive.  This is Shaun Torrente. Myrick Coil is the driver for the National / World Champion M CON / Monster Energy Class 1 and Super Cat teams, and National / World Champion Performance Boat Center / FASS Diesel Fuel Systems Super Stock team, Speedboat Magazine Test Team Driver, and lead shop foreman at Performance Boat Center. Ray Lee is the publisher of the national/international publication Speedboat Magazine, where nine high quality issues are printed each year with global distribution, and popular social media platforms on Facebook, Instagram and TikTok.  With all of the "bros" experience, knowledge, and friends and colleagues in the industry and sport, this podcast is sure to entertain, enthuse and educate the powerboating community. 

My guest this week is Makayla Anderson, a young poet and musician in the Bulkley Valley in Northern BC. We discuss her writings about matters of faith and hope. She and her three sisters—Kalia, Mackenzie and Madison—perform her music and lead worship at various churches and local events. In August, 2023, they made a trip to share their music with Keith and Kristyn Getty and others at an event in Nashville. We talk about the challenges and disappointments that are part of the human condition and the importance of faith and we play a few short segments of her music (links to the lyrics can be found in the episode shownotes). Makayla can be reached at makaylalynn838@gmail.com Lyrics to the segments played on today's episode: (written and copyrighted by Makayla Anderson; reprinted here by permission) Heading Home (Hebrews 11-12) complete lyrics here:  https://docs.google.com/document/d/1c21-7R_4rwozxfTlE_1IRbcqmZqnsLfcrQfGC18Rk8I/edit Time would fail for me to tell of those through historyWho obtained promises, worked righteousness and lived in victoryThey followed the Master's call to lay down their livesAnd yet, to this very day, their stories still surviveFor they lived by faith, out of weakness were made strongYes they lived by faith and they formed a glorious throngThis world could not receive them for they were not its ownThey were victorious, broken pilgrims heading home . . . . . . . . . . Lest we become weary and discouraged in our soulsLet us remember Jesus;  through His suffering we're made wholeLet us hold fast to the promise that as we run this raceOur souls are safe in Jesus, no matter what we faceWe will live by faith, out of weakness we're made strongWe will live by faith, we will join the glorious throngThis world can not receive us for we are not its ownWe are victorious, broken pilgrims heading home Certain(Romans 8:31-39, Hebrews 13:8)(Special thanks to Jeff Harden for helping me edit and record this song)complete lyrics here: https://docs.google.com/document/d/1tqqqZh9spXP3mXB5UMXi4BgxkNoeO5FZy49fzkUHCb0/editDays rush by as whirlwinds of terror and decayThe nations quake and shatter; earth is in dismayWe are certain of uncertainty, wars and worries riseYet I rest in confidence; and this my soul will cryI am absolutely certain and persuaded and assuredThere is nothing that can still your love or nullify Your WordI am confident of one thing; sure of whom I trustI'm convinced of Your great gospel - that You'll come back for usSet My Eyes(Matthew 6:19-21, Colossians 3:1-3)(Written at the onset of the war in Ukraine)complete lyrics here:  https://docs.google.com/document/d/1qFvMMe0ZRzi-S45ciOHlDKHYaQg4pjV5gjBPm_a7rhI/editRumors spread from sea to seaBut there's a war inside of meWhen I set my eyes on things down hereAbba, Father, give me graceHelp me seek Your holy face              You alone can rescue me from fearI set my eyes on things above, not on things on earthI rest my soul in the Father's love; the joy of a brand new birthI set my eyes on You

In this episode of Voices of NCAJ, host Amber Nimocks welcomes three guests, NCAJ Executive Director Shannon Leskin, NCAJ Lobbyist Philip Isley and NCAJ Government Affairs Consultant Chris Nichols, to discuss how they helped NCAJ achieve some key legislative goals during the 2023 Long Session of the North Carolina General Assembly. NCAJ is dedicated to supporting and furthering the rights of plaintiffs' attorneys and criminal defense attorneys and their clients. One way we do this is through our strategic lobbying efforts and government affairs work.Tune in to learn more about NCAJ, the organization's recent endeavors and accomplishments.

Jiksee & Mawrin are OSRS players and have been around the Old School community for many years! Jiksee loves music, photography, and video editing. He plays a main and ironman. Mawrin used to play a high-lvl UIM, but now enjoys the de-ironed life.Jiksee Twitter: https://twitter.com/jikseeOSRSJiksee YouTube: https://www.youtube.com/@jikcJiksee Twitch: https://www.twitch.tv/jikseeMawrin Twitter: https://twitter.com/mawawawrinMawrin Twitch: https://www.twitch.tv/mawwrinSupport my content directly:YouTube Membership: https://www.youtube.com/channel/UCaLDfbgwz7heFps4uMaPahg/joinPatreon: https://www.patreon.com/saederFollow me:Twitch: https://twitch.tv/saederTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/saeder Support this podcast on Patreon Hosted on Acast. See acast.com/privacy for more information.

UIM Statute Limited Coverage to Same as UM Coverage THE STATUTE CONTROLS Majdoleen A. Khattab, Administratrix of the Estate of Affan Mohamad Khattab, ("Appellant" or "the Estate"), appealed the district court's order granting summary judgment for Berkley Regional Insurance Company and Integon General Insurance (collectively, "the insurers"), and entering an order of declaratory judgment in favor of the insurers. In Majdoleen A. Khattab, Administrator, Estate of Affan Mohamad Khattab v. Berkley Regional Insurance Company; Integon General Insurance Corporation, No. 22-1462, United States Court of Appeals, Fourth Circuit (October 19, 2023) the Fourth Circuit interpreted the clear language of the statute and UM/UIM coverages. ISSUES At issue is an insurance policy issued by Berkley Regional Insurance Company. The policy has a general liability limit of $1,000,000 and an uninsured motorist coverage limit of $70,000. This case solely turns on the legal question of what the relevant coverage limit under the insurance policy is for an accident caused by a motorist whose insurance coverage is less than the amount of claimed damages and less than the amount of the general liability limit, but greater than the amount of the uninsured motorist coverage limit. Virginia mandates that an insurance policy's uninsured motorist coverage limits must match the policy's liability limits unless any one named insured rejects the additional uninsured motorist coverage by notifying the insurer as provided in the statute. There is no dispute that Berkley complied with the notice requirement for "uninsured/underinsured coverage limits" pursuant to the statute. There was no dispute that the insured properly limited the uninsured coverage to $70,000. With respect to underinsured coverage the statute provides that the policy shall also provide underinsured motorist insurance coverage with limits that shall be equal to the uninsured motorist insurance coverage limits and shall obligate the insurer to make payment for bodily injury or property damage caused by the operation or use of an underinsured motor vehicle to the extent the vehicle is underinsured. Appellant argues, the underinsured coverage limit remained at $1,000,000, equal to the policy's general liability limit. However, Appellant did not pay for a UIM coverage of $1 million. Appellant overlooks that the statutory default sets underinsured motorist coverage equal to uninsured motorist coverage, not the policy's general liability limit. --- Support this podcast: https://podcasters.spotify.com/pod/show/barry-zalma/support

Statute of Limitations Bars Bad Faith Claim Loann T. Phan-Kramer and Jonerik Kramer sued American States Insurance Company for underinsured motorist coverage, won, and collected. Now, they have sued American States again asserting statutory bad faith, breach of contract/good faith and fair dealing, and loss of consortium. In Loann T. Phan-Kramer and Jonerik Kramer v. American States Insurance Company, No. 2:23-cv-01867-JDW, United States District Court, E.D. Pennsylvania (September 14, 2023) the USDC took away part of plaintiffs claim and allowed the rest to proceed in a Solomon like decision. BACKGROUND FACTS On April 15, 2016, an underinsured motorist rear-ended Loann T. Phan-Kramer. She suffered a full thickness tear of her rotator cuff, as well as other neck and back injuries. At the time of the accident, American States Insurance Company insured Ms. Phan-Kramer, including underinsured motorist (“UIM”) benefits. After suing then settling with the other driver, Plaintiffs filed their UIM insurance claim with American States. American States denied that claim and Plaintiffs sued. At trial, the jury returned a verdict in Plaintiffs' favor and the insurer satisfied the verdict. DISCUSSION The Tort of Bad Faith The statute of limitations bars Plaintiffs' claim. The statute of limitations on a bad faith claim is two years in Pennsylvania. The statute begins to run when the insurer first refuses to pay the claim. Breach of Contract/Loss of Consortium The Third Circuit has adopted a bright-line rule that res judicata cannot bar claims that are predicated on events that postdate the filing of the initial complaint. Because Plaintiffs' breach of contract and loss consortium claims both rely (at least in part) on American States's conduct following the filing of the initial lawsuit, res judicata cannot preclude these claims. American States acknowledged that the Amended Complaint “focus[es] . . . on the ways that American States supposedly acted in bad faith during the litigation and trial of the underlying UIM/consortium case.” Because the bright-line rule bars the application of res judicata, American States's Motion on the breach of contract and loss of consortium claims was denied. ZALMA OPINION  Insurance companies, like every person and corporation, are imperfect. American States decided it did not owe UIM benefits to its insured, took the issue to trial and lost. It paid the judgment only to be sued for defending the original suit. The court found that the insured/plaintiffs filed their bad faith claim too late and dismissed that action only to allow the breach of contract and loss of consortium claims to proceed. The decision is a Pyrrhic victory for the plaintiffs since they already recovered in the initial suit the contract damages. (c) 2023 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to Excellence in Claims Handling at locals.com at https://zalmaoninsurance.locals.com/subscribe or at substack at https://barryzalma.substack.com/publish/post/107007808 Go to Newsbreak.com  https://www.newsbreak.com/@c/1653419?s=01 Follow me on LinkedIn: www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=barry-zalma-esq-cfe-a6b5257 Daily articles are published at https://zalma.substack.com. Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to Barry Zalma on YouTube-https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg;  Go to the Insurance Claims Library – http://zalma.com/blog/insurance-claims-library/ --- Support this podcast: https://podcasters.spotify.com/pod/show/barry-zalma/support

UIM and the Moonshot Pact by Radio Islam

The Independent South African National Civic Organization has become the latest political party to join the National Convention by opposition parties. ISANCO broke away from the ANC-aligned South African National Civic Organisation (SANCO) in 2021 over what it says was the failure to address corruption within the ruling alliance. Alongside the DA, IFP, FF Plus, ActionSA, UIM and SNP, ISANCO becomes the seventh political party that will attend the upcoming National Convention this week, in Kempton Park, Johannesburg. For more on this, Elvis Presslin spoke to ISANCO President Dr. Zukile Luyenge

This week the boys had the honor of sitting down with streamer, Youtuber, region-locked UIM, and Hill Giant enthusiast, Verf! Sit back and relax while the boys talk about Verf, his snowflake ironmen, how he manages such massive and time consuming goals, and so much more! Huge thank you to Verf for joining us this week!

- Giải Đua thuyền máy nhà nghề Quốc tế Grand Prix of Binh Dinh 2024. sẽ diễn ra vào tháng 3/2024 tại thành phố Quy Nhơn, tỉnh Bình Định. Đây là thông tin tại buổi họp báo do UBND tỉnh Bình Định, Liên đoàn đua thuyền máy Quốc tế (UIM) và Công ty Cổ phần Bình Định F1 vừa phối hợp tổ chức công bố. --- Support this podcast: https://podcasters.spotify.com/pod/show/vov1tintuc/support

Episode 14: On today's episode, Jim Desmond continues the discussion from his previous episode.  He'll answer Frequently Asked Questions from clients. So many people are either confused by the legal system, or simply don't understand how it works. Today's discussion will hopefully help you to better understand issues related to auto accidents. Click here to listen to the previous episode (Episode 13). Does Texting and Driving Matter in an Auto Accident Case? Jim explains that the core issue is “fault.”  Kentucky is a pure comparative fault state.  The damages can be divided between the drivers, depending upon how much of the fault can be attributed to each of the drivers.  Indiana is a modified comparative fault state.  In Indiana, you can't be more at fault than the other driver (i.e. 51%) in order to be able to receive compensation for your damages. If it can be proved that one of the drivers was texting at the time of the collision, this can go directly to the issue of fault. Should I Hire an Attorney? Jim talks about what could happen if you don't.  He uses the example of selling your home without a realtor.  Yes, you can do it, but the realtor may be able to do it quicker and with better results.  The law is very complicated.  Your claim may involve senior adjusters who are very skilled at negotiating to minimize what the insurance company ultimately pays you. Find an attorney you'll be able to work with directly.  You also want an attorney who deals specifically with your type of case.  A divorce attorney may know that area of law, but it doesn't mean he/she is prepared to effectively handle a car wreck case. What Is the Kentucky State Minimum Amount of Insurance? The state minimum was established in the 1970s.  Unfortunately, it hasn't been raised since then.  The cost of medical treatment, the cost of repairing your car and many other expenses have significantly increased, since the 1970s.  This presents a problem for people who are in an accident due to the other driver's negligence.  The at-fault driver is driving legally as long as they have the state minimum amount of insurance ($25,000).  The minimum for property damage coverage is $10,000.  How Can I Avoid Getting Stuck with the Expenses if the Other Driver Only Has Minimum Coverage? Jim always recommends you carry a significant amount of Under Insured Motorist Coverage (UIM).  This portion of your automobile coverage can be used to cover expenses, once the at-fault driver's insurance has been used up.  UIM coverage is for your bodily injury, but doesn't apply to property damage.  If the at-fault driver is driving without insurance, your Uninsured Motorist Coverage (UM) can be used to help cover your damages.  Yes, both are policies you are paying for.  However, remember, these coverages are extremely important when the at-fault driver either doesn't have enough insurance, or doesn't have any insurance at all.  Jim explains that Kentucky has a statute the states your insurance rates won't go up because you used your UIM or UM coverage.  Remember, you weren't the at-fault driver.  You're simply trying to get your expenses covered.  Additionally, you're paying for these policies, so why should your insurance company punish you for something you're paying them to cover? Can I Get Around the Fact that I Signed the Release? In a personal injury case, the release is a document that is signed by the injured person, at the end of the case.  The release itself prevents any further financial responsibility for the insurance company related to the case.  Once the release is signed, the case is done. If something else happens, such as a problem related to a surgery or other issue, the insurance company cannot be held responsible to pay for the medical expenses.  Remember, you released them from future liability. This can be extremely problematic if you accepted a quick settlement offer from the insurance company.  I that situation, it's possible you haven't competed your medical treatment.  There are many complications that may still develop, as a result of the injuries you sustained in the collision.  Once that release is signed, the insurance company is legally off the hook. Should I Sign the Paperwork the Insurance Company Sent Me? Jim explains that you need to be careful.  You might not understand or realize what you're signing.  If the company is your insurance company, it may be okay to sign.  It could be a medical authorization giving them permission to request your medical records.  If it's a property damage only release, it may be okay to sign.  Again, it would be a good idea to have an attorney represent you so that you don't accidentally give away your rights. Be Careful of What You're Including and/or Excluding in the Release The release should include the phrase, “exclusive of the no-fault lien.”  You want to make the no-fault carrier (PIP carrier) has to deal with the issue separately.  Kentucky is a no-fault state which means you and your passengers typically each have an automatic $10,000 available to cover medical expenses and lost wages.  You don't want to accidently forfeit those funds because you signed a legal document you didn't fully understand. Jim Desmond is very willing to work with people to review the documents to ensure they fully understand what's going on.  This is why he provides his cell phone (502) 609-7659. What Happens if I Got Sued, but Never Received a Summons? This is a fairly common issue, believe it or not.  Generally speaking, a subpoena is served to a witness and a summons is served to someone being sued.  A summons is usually sent by certified mail or delivered by the sheriff.  It will normally include the official complaint. Most people don't realize a summons normally doesn't include a court date or something to sign.  You have to file a written answer in the proper court as a response to the complaint.  It's best to have an attorney handle this for you.  If you fail to properly file a response, the other party can move for a default judgement. In a default judgement, the other party argues that you failed to properly respond, since everything in my complaint is true, the judge should simply rule in their favor.  If the judge grants the judgement, the other party now has the ability to collect against you. If there's a default judgement against you, they can get your driver's license revoked, potentially have your wages garnished or other measures.  If you hire an attorney, you may have to deal with attorney fees to fight the default judgement. If you're in an accident and you have insurance, you should contact your insurance company and ask them to open a claim.  You'll want to be sure they assign defense counsel to represent you.  If I Have 2 Years to File an Injury Claim from a Car Wreck, Can I Wait A few Months to Contact a Lawyer? The short answer is you shouldn't wait.  The 2-year period refers to the statute of limitations.  This is the period during which you can file a claim.  If you go beyond that specific period of time, you are barred from filing a claim.  Kentucky and Indiana have different statues regarding when the time ends.  In Kentucky, it may be extended beyond 2 years from the date of the collision. It's important to understand you're building your claim from day one.  Your medical records and other evidence are important factors.  The longer you wait to seek medical treatment, the easier it will be for the insurance adjuster to successfully blame some other issue for your injuries.  Maybe you seek treatment, but then don't continue with the prescribed treatment, it may be used to minimize the extent of your injuries from the automobile accident. In serious accidents, your attorney may need to hire an accident reconstruction expert to document and recreate what happened.  Evidence can fade away, get lost or simply be forgotten.  The longer you wait to hire a lawyer, the more difficult it will be for him/her.  This is why preserving evidence is so important at the accident scene.  If you're able to take pictures of skid marks, the position of the cars or other facts, a photograph becomes valuable evidence.  The same goes for cuts, bruises or other injury-related pictures. Doesn't the Police Report Provide the Evidence I'll Need? Actually, no.  The police officer probably wasn't a witness to the collision. The officer will fill out a report based on the stories each person provides.  The officer may include other comments about what was found at the scene.  Legally speaking, the police report is hearsay.  However, this is a factor in your auto accident claim. Can Back Child Support Affect an Automobile Accident Claim? In Kentucky, while you have a personal injury claim, the Child Support Division will have a lien against your case.  They will often exempt medical expenses and attorney fees, but the can assert a right to maximum amount of your settlement required to satisfy the back child support.  There's really nothing your attorney can do to prevent this from happening.  However, you attorney may be able to negotiate some room for extenuating circumstances. For more information about Louisville Personal Injury Attorney Jim Desmond, visit www.AttorneyDesmond.com. Important Disclaimers: The information provided on this podcast is for general informational purposes only.  It should not be construed as legal advice and does not constitute an attorney-client relationship.  You should seek the advice of an attorney for guidance related to your specific situation.  I am only licensed in Kentucky and Indiana, so the general advice provided may not apply outside of those states. This podcast maybe freely shared, but may not be the modified or edited in any way.  This is an attorney advertisement. Principal office is located in Louisville, KY.  Co-host Jim Ray is a non-attorney spokesperson. 

PotatoHime is a Twitch partner, currently playing a UIM with the eventual goal of completing the inferno on it!Follow her Twitch: https://www.twitch.tv/potatohimeTwitter: https://twitter.com/PotatoHimeRSYouTube: https://www.youtube.com/@PotatoHimeRSCid Orlandeau is a full-time Twitch partner who used to be a HCIM-enthusiast, but now enjoys the normal ironman life!Follow his Twitch: https://www.twitch.tv/cidoTwitter: https://twitter.com/CidOrlandeauSupport the Sae Bae Cast with a $2 pledge by becoming a patron: https://www.patreon.com/saederFollow me:Twitch: https://twitch.tv/saederTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/saeder Support this podcast on Patreon Hosted on Acast. See acast.com/privacy for more information.

We are Joined by Lyfe, a content creator known for his unique UIM series: An Inquisitor's Tale. Bird and Sparre poke his brain on the UIM gamemode, goals and aspirations, and the trials and tribulations of being a Youtuber and a UIM. Grab a Cup of Tea, Coffee or Potion and kick back while AGuyNamedSparre and Birdfacts® talk about the their favorite game: Old School Runescape. Each Week we'll talk the latest in OSRS news and ramble on about our own journey through the world of Gielinor. Watch on Youtube: https://www.youtube.com/@GuthixRest Follow us on our twitter: https://twitter.com/GuthixRestPod Join the Discord: https://discord.gg/UjwXxQzpqc Support us Via Patreon: https://www.patreon.com/GuthixRest Donate to Fuel Sparre's Coffee addiction (and get us better audio equipment): https://ko-fi.com/guthixrest You can find Sparre here: https://twitter.com/AGuyNamedSparre You can find birdfacts® nowhere! (yet) You can find Lyfe on Youtube: https://www.youtube.com/@Lyfe Or on his Twitter: https://twitter.com/Im_Lyfe Please direct any feedback, comments, or discussion over to our twitter page or the Discord.

A Cold One is a Twitch streamer, YouTuber, & among the greatest PvMers in OSRS. He was the first Ironman AND HCIM to solo the Theatre of Blood.Follow his Twitch: https://www.twitch.tv/acoldoneYouTube: https://www.youtube.com/@AColdOneYTTwitter: https://twitter.com/OSRS_AColdOneWhale, aka WhaleSteamrolledTailFirst, is an OSRS streamer known for memeing hard and gaming harder. He actively plays a pimped-out UIM with a maxed ironman on the side.Twitch: https://www.twitch.tv/whaleTwitter: https://twitter.com/TerribleclicksYouTube: https://www.youtube.com/@waltoSupport the Sae Bae Cast with a $2 pledge by becoming a patron: https://www.patreon.com/saederFollow me:Twitch: https://twitch.tv/saederTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/saeder Support this podcast on Patreon Hosted on Acast. See acast.com/privacy for more information.

After intense behind-the-scenes negotiations to find an agreement between coalition parties in the Johannesburg metro on the following executive mayor for Johannesburg, talks have collapsed, leaving the door open for the ANC/EFF, who have patched up their differences to take control of the council. Action SA issued a statement on Twitter stating that all former coalition members, ActionSA, the IFP Plus, ACDP, UIM, and the Patriotic Alliance, confirmed their willingness to support Funzi Ngobeni from Action SA for Mayor, but the Democratic Alliance refused. An incensed Action SA President Herman Mashaba told BizNews that the coalition group initially offered the DA the mayorship of Johannesburg but tanked the possibility of an agreement by insisting that the PA withdraws all support for the ANC in all the municipalities throughout the country. – Linda van Tilburg Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, please join author Amil Shah and Associate Editor Ntobeko Ntusi as they discuss the article "Stages of Valvular Heart Disease Among Older Adults in the Community: The Atherosclerosis Risk in Communities Study." Dr. Carolyn Lam: Welcome to Circulation on the Run, your weekly podcast summary and backstage pass to the journal and its editors. We're your co-hosts. I'm Dr. Carolyn Lam, associate editor from the National Heart Center and Duke National University of Singapore. Dr. Greg Hundley: And I'm Dr. Greg Hundley, associate editor, Director at the Pauley Heart Center at VCU Health in Richmond, Virginia. Carolyn, this week's feature, very interesting. Many times in older individuals we understand how to manage severe valvular heart disease, for example, severe aortic stenosis. But do we really know how to manage individuals with mild valvular heart disease, for example, mild mitral regurgitation or aortic valve sclerosis? Well, our feature today will address that issue. And so, listeners, grab a cup of coffee. We're going to go through some of the other articles in the issue first, and then we'll get to that really interesting, very practical feature discussion. Well Carolyn, now that I've got my cup of coffee, this paper's from your group. And I'm going to ask you, Carolyn, as if it was a feature discussion, what was the background information that went into this and what was the hypothesis that you wanted to address? Dr. Carolyn Lam: Oh, it's great because it's at least not a Carolyn quiz, so I'm very happy to talk to you about it. Sex differences, as you know, it's a passion of mine. And in response to heart failure pharmacotherapies, in particular, we know that there are sex differences, wherein women appear to benefit from newer hormonal modulators across a wider heart failure ejection fraction range compared to men. And this was particularly evident in the Paragon heart failure trial of Arne versus Valsartan. However, whether these considerations also apply to the sodium-glucose Cotransporter 2 inhibitors or SGLT 2 inhibitors, remains unclear. So along with the groups from the DAPA-HF and DELIVER trial, we therefore examine and assess the impact of sex on the efficacy and safety of dapagliflozin in a pre-specified pooled analysis of these trials. Dr. Greg Hundley: Very interesting, Carolyn. So, differences between men and women and evaluation of efficacy of SGLT 2 inhibitors. So what did you find? Dr. Carolyn Lam: In essence, women and men derived similar benefits from dapagliflozin for both the primary outcome of worsening heart failure or cardiovascular death. And for secondary outcomes, including improvement in health status across the full spectrum of ejection fraction in heart failure. Dapagliflozin was also safe and well tolerated in both sexes. So these findings are consistent with other SGLT 2 inhibitors and suggest a class effect. And in fact, this is very, very nicely discussed in an accompanying editorial by Dr. Ileana Piña. Dr. Greg Hundley: Ah, very nice, Carolyn. Well, my first study here comes from the world of preclinical science. And Carolyn, this study assesses the role of epsins in modulating endothelial to mesenchymal transition in atherosclerosis. So Carolyn, you may ask what are epsins? Well, epsins are ubiquitously expressed adapter proteins involved in the regulation of endocytosis. And then Carolyn, there's a second process addressed in this study. And Carolyn, it is known that chronic vascular inflammation, a hallmark of atherosclerosis, induces a process called endothelial to mesenchymal transition. And during endothelial to mesenchymal transition, the transition of non-smooth muscle cell-derived cells that are capable of maintaining indices of atherosclerotic lesion stability are lost. And this allows atherosclerosis to progress to a more advanced stage. So Carolyn, in this study led by Dr. Hong Chen, from Boston Children's Hospital, these authors wanted to know if impacting epsins could reduce endocytosis and thereby modify endothelial to mesenchymal transition and attenuate atherosclerosis progression. Dr. Carolyn Lam: Sounds like an important concept to address in the progression of atherosclerosis. So what did they find, Greg? Dr. Greg Hundley: Right, Carolyn. So the authors found that epsins are required for endothelial to mesenchymal transition, and that the loss of these proteins in the endothelium reduces endothelial to mesenchymal transition by permitting sustained fibroblast growth factor receptor-1 protein, FGRF1, signaling by inhibiting the degradation of this receptor complex. They also demonstrate the efficacy of blocking epsin FGRF1 interactions specifically in atheromas using systemic administration of a targeted epsin UIM containing peptide to inhibit endothelial to mesenchymal transition and atherosclerosis progression in APO deficient and PCSK9 mutant viral induced atherosclerotic models. So Carolyn, in summary, these authors show that blocking these epsin FGRF1 interactions could provide a new approach to combat atherosclerosis progression. Dr. Carolyn Lam: Wow, Greg, thanks. Well, this next paper is an important preclinical paper showing that agents that induce senescence in cells of pulmonary vasculature can unexpectedly worsen rather than ameliorate pulmonary hypertension. So this paper is from Professor Serge Adnot and colleagues from Hospital Henri-Mondor in France. And they began by showing that in human lung tissues from pulmonary hypertension patients, about 30% of lung endothelial and smooth muscle cells have elevated P16, an observation recently also reported by others, as further evidence of senescence. Many of the cells with elevated P16 also had an increase in unrepaired DNA damage. They then used multiple senolytic strategies in several animal models to remove senescent cells and then found unexpectedly that eliminating senescent cells aggravated rather than suppressed pulmonary hypertension development. As models of pulmonary hypertension, the authors examined a number of animal models of pulmonary hypertension. That included rats exposed to chronic hypoxia, rats injected with the toxin monocrotaline, and rats injected with a VEGF receptor blocker prior to exposure to chronic hypoxia. As well as mice over-expressing the serotonin transporter in smooth muscle cells. And mice with P16 over-expression that develop pulmonary hypertension with age. So lots of animal models were tested and these animals also received the senolytic ABT 263 or FOX04-DRI, that would be expected to remove senolytic cells with equivalent results. Dr. Greg Hundley: Wow, Carolyn, so multiple animal models highlighting that senescent cells in the pulmonary vasculature can worsen rather than attenuate pulmonary hypertension. So what are the clinical implications of these models? Dr. Carolyn Lam: Well, this is discussed in a beautiful editorial by Dr. Rabinovitch that accompanies this paper. And quoting from that editorial, "The study is therefore extremely important in pointing out the potential overkill of senolytics in promoting rather than reversing pulmonary hypertension. The study also has particularly important translational implications as it indicates that the potential efficacy of an emerging therapy relies on the underlying disease mechanism and animal model use, the cell specificity dose, and root of administration." So lots of translational implications of this paper. Dr. Greg Hundley: Wow, Carolyn, so we've got some other articles in this issue and it looks like you've got a great review of those to describe. Dr. Carolyn Lam: Sure, I'd love to tell you about them. First there's a letter from Dr. Liao regarding the article, "Association Between Device Measured Physical Activity and Incident Heart Failure: A Prospective Cohort Study of the UK Biobank Participants." There's also a Cardiovascular Case Series by Dr. Ostrominski on "Pulling Out All The Stops: A Case of Progressive Dyspnea." In Cardiology News by Tracy Hampton, there's a story of scientists creating spatial map of cardiac remodeling after myocardial infarction, published in Nature. Loss of Y chromosome in myeloid cells promoting cardiac fibrosis, published in Science. And details behind the DNMT3A and TET2 mutations linking atherosclerosis. And that's published in Immunity. There's also a Perspective piece by Dr. Somers on “Whom to Screen and How to Screen for Obstructive Sleep Apnea in The Cardiology Clinic?” And a Research Letter by Dr. Felker on the clinical implications of negatively adjudicated heart failure events, data from the Victoria study. Dr. Greg Hundley: Wow, Carolyn, this issue, it's just packed with information. Well, how about we get on to that feature discussion? Dr. Carolyn Lam: Let's go. Thanks. Dr. Greg Hundley: Welcome listeners, to this feature discussion on this February 21, where we're going to delve into the world of valvular heart disease. And we have with us today Dr. Amil Shah from Brigham and Women's Hospital in Boston, Massachusetts, and our own associate editor, Dr. Ntobeko Ntusi from Cape Town in South Africa. Welcome gentlemen. Well Amil, we'll start with you. Could you describe for us some of the background information that really went into the preparation of your study and what was the hypothesis that you wanted to address? Dr. Amil Shah: Well, thanks very much, Greg, and let me start by thanking you and the circulation team for the interest in this paper and the opportunity to discuss it with you today. So I think in terms of background, we know that the prevalence and incidence of valvular heart disease increases with age, and that severe valvular heart disease is associated with substantial morbidity and mortality. Sub-severe valvular heart disease is, of course, even more common and has also been associated with worse cardiovascular outcomes. So I'm thinking of earlier studies that have associated even aortic sclerosis in the absence of stenosis with worse outcomes. Acknowledging the progressive nature of valvular heart disease, the ACCHA valve guidelines adopted this framework of valvular heart disease stages, where stage A was really defined as at risk for valvular dysfunction based on valve morphology in the absence of hemodynamic perturbation. Stage B is progressive valve dysfunctions. This is commonly what we would clinically consider mild or moderate valvular lesions. And then stage C, severe asymptomatic valve dysfunction. Stage D, severe symptomatic valve dysfunction. And we believe that looking at valvular heart disease in the context of these stages, as opposed to just as the hemodynamic severity of the lesion, can provide important insights into the burden of valvular heart disease. And especially sub-severe valvular heart disease in at-risk individuals, and in particular in older individuals. But the prevalence of these stages in the community and their progression over time really prior to this, to our knowledge, hasn't been described. And so really our aims and our hypotheses in this paper was to understand the prevalence of valvular heart stages amongst older adults. And really what we anticipate is that a large proportion of individuals in late life would have at least stage A, if not stage B, valvular heart disease. To describe the prognostic relevance of these stages, and particularly the sub-severe stages, and we anticipated that even stage A or stage B relative to no stage would be associated with worse outcomes, based on the prior literature. And finally, to characterize the rate of progression in late life. Dr. Greg Hundley: So rather than just the hemodynamic significance, it sounds like we're going to investigate the stages of valvular heart disease in an elderly population and associate that with prognosis. So how did we do that? What was your study design and can you describe for us also your study population? Dr. Amil Shah: Sure, of course. So we ended up using longitudinal data from a large cohort of older adults who are participating in the Atherosclerosis Risk in Communities, or ARIC study. So ARIC is an NHLBI funded longitudinal epidemiologic cohort. It's actually been following participants from four communities in the US since 1986. So Maryland, Mississippi, North Carolina, and Minnesota. Echocardiography was performed in just over 6,000. So 6,118 individuals are participants in 2011 to 2013. And at that time the mean age was 76. Just under 3,000 of those individuals underwent a repeat echocardiogram in 2018 to 2019. So that's a time elapse of about six and a half years, at which time the mean age was 81. So we're really looking at how things are changing between the ages of 76 to 81 years of age. We really focused on the mitral and aortic valves and determined or ascertained the stage of regurgitation or stenosis in those valves using a combination of quantitative and qualitative criteria based on the study echocardiograms, which are all read and interpreted centrally. And of course, each valve gets its own stage. And so for the purposes of this paper, we classified individuals as an overall valvular heart disease stage based on whichever valve had the highest grade lesion. Dr. Greg Hundley: Very nice. So using the ARIC study and then following the stages. So describe for us, Amil, what were your study results? Dr. Amil Shah: So at the first assessment, so amongst these approximately 6,000 individuals who had imaging in 2011 and 2013, the prevalence of stage A valvular heart disease was about 39% of individuals. Stage B, which again would be progressive, was about 17% of individuals. And stage C or D, which is really severe valvular heart disease, which was just over 1% in this community based population. And again, another 1% had previously undergone valve replacement or repair. And not surprisingly, even amongst this older cohort, older age was associated with a higher prevalence of each one of these stages. Then over a median follow up of about six and a half years, we looked at the association of each one of these stages with incident cardiovascular events relative to that group of individuals who were free of valvular heart disease stage in this cohort. And in each one of these stages, including stage A, was associated with a higher risk of incident heart failure, incident atrial fibrillation, coronary heart disease, which is largely MI, and then all-cause mortality. And that was true after accounting for many of common cardiovascular risk factors we usually think about as being related to risk for these outcomes. Interestingly, there was not an association with incident stroke in this study, although I will say our numbers for incident events were modest. Dr. Greg Hundley: Now, did you find similar results for men and for women? Dr. Amil Shah: So these results were fairly consistent for men, for women. And then the other demographic subgroup we looked at is... One of the unique features of ARIC is that it is a biracial cohort. And so when we looked at demographic subgroups based on both gender and race group, these trends were similar. Dr. Greg Hundley: And I know, Amil, right at the beginning you were discussing the importance of the stages versus the hemodynamic consequences. Did you do any comparisons, for many of us that are following patients, for example, with aortic stenosis? Did you find a discrepancy between using the stage as the defining term for a patient as opposed to the hemodynamic significance of one of these valve lesions? Dr. Amil Shah: Yeah, that's an excellent question. And so I think the first point to make is the valvular heart disease stages, of course, that we are assigning are based on the highest stage lesion, and so, of the four lesions we assessed. And part of this is a little nuanced, I guess, based on how the guidelines have defined these stages. So interestingly, if you look at stage A valvular heart disease, the majority of those individuals are getting in due to mild mitral regurgitation, because mild mitral regurgitation is considered stage A. In contrast, if you look at stage B, the majority of those individuals are getting in because of mild aortic regurgitation, because mild AR is considered stage B. And then stage C/D is really driven by aortic stenosis, probably not surprisingly. So what we can do is look not only overall, but also by stage within lesion. And certainly for aortic stenosis and mitral regurgitation, which are the most common valvular lesions we encountered, we saw similar findings. For mitral stenosis we had very few cases. So I don't think we can really comment on that based on this study. And for aortic regurgitation, we largely had individuals with no regurgitation or mild regurgitation, only a few with moderate. So again, we're a little bit limited in commenting on that. Dr. Greg Hundley: Very nice. Well, thank you so much, Amil. And listeners, now we're going to turn to our associate editor, Dr. Ntobeko Ntusi from Cape Town, South Africa. Ntobeko, you have many papers that come across your desk. What intrigued you about this particular paper? Dr. Ntobeko Ntusi: Thanks, Greg. I'd like to start by congratulating Amil and his co-authors on this paper, which as an associate editor was an absolute pleasure to handle. And the reason why we liked it are two-fold. Firstly, it's a large study, simple science of over 6,000 people. Very well characterized cohort clinically. We also liked its prospective design, as well as the protocolized nature of the echocardiograms. We liked that there was a central facility for core reading of all of these echocardiograms. And the use of a well-validated system of categorizing valvular heart disease. And importantly, we also liked the fact that it is a very representative study in terms of ethnicity and sex. And for me, there were three important takeaway messages from this study which advance our concepts of valvular heart disease. The first is that we've known for a long time that most severe valvular heart disease is associated with poor outcomes. But for the first time, this study provides us with data that shows a clear created association between the valve stage and outcomes related to mortality incident at fila and incident AF. So this is a new contribution. The second important novel contribution from the study is the data they provided on disease progression between stages of valvular heart disease. And then thirdly, I really liked the figures, in particular figure three and figure four, which I think are going to be highly cited and used in many presentations. So figure three demonstrates the Kaplan-Meier curves and shows survival rates dependent on the stage of valvular heart disease. And figure four, beautiful alluvial plot showing disease progression. And for these reasons we thought this was a piece that we would like to include in Circulation. Thanks, Greg. Dr. Greg Hundley: Thanks so much, Ntobeko. Well Amil, based on all this work, where are you going next? What do you see as the next study to really be performed in this sphere of research? Dr. Amil Shah: So two major findings I think that may have downstream consequences for future studies, first relate to identifying a subgroup A. That these valvular heart disease stages progress fairly substantially over fairly limited periods of time in late life. And really identify older individuals with certainly stage B, but even stage A valvular heart disease as a group, not only that we should screen with follow up, as recommended by the guidelines when we do detect sub-severe valvular lesions. But also potentially for therapeutics to prevent progression as those become increasingly available. And so I think one place where this data may be very helpful is in thinking about at-risk groups to evaluate therapeutics in. I think the second place is this relationship of even stage A valvular heart disease with adverse outcomes, which I think suggests that when we see valve deformation on imaging, that is likely a marker of risks that we're not fully capturing using our other traditional cardiovascular risk factors. And potentially could begin to become incorporated into how we think about risk stratifying our patients. Dr. Greg Hundley: Very nice. Ntobeko, do you have anything to add? Dr. Ntobeko Ntusi: Indeed. So I think in terms of future directions, there are probably three questions that I think would be important in taking this work forward. The first one is that this is clearly a descriptive epidemiological study. And for me it would be interesting to look at some of the mechanisms that underlie the adverse clinical outcomes associated with different stages of valvular heart disease. Two, the follow-up is relatively short and I think that it will be interesting as these individuals continue to be followed up long term, to see how these observations are either strengthened or evolve over time. And then finally, which is probably not going to be possible with the ARIC cohort. I think it would be useful to also look at rates of disease progression, but also the associations with outcomes in a younger cohort. And so for me, those would be interesting future ways of taking this work forward in the future. Thank you, Greg. Dr. Greg Hundley: Very nice. Well, listeners, we're going to wrap up and we want to thank Dr. Amil Shah from Brigham and Women's Hospital in Boston, Massachusetts, and our associate editor, Dr. Ntobeko Ntusi from Cape Town in South Africa, for bringing us this study highlighting that subclinical valvular heart disease is common in older adults with 39% at risk for stage A, and 17% with progressive valvular heart disease, or stage B. And they are independently associated with the risk of incident cardiovascular events. Well, on behalf of Peder, Carolyn and myself, we want to wish you a great week and we will catch you next week on the run. This program is copyright of the American Heart Association 2023. The opinions expressed by speakers in this podcast are their own and not necessarily those of the editors or of the American Heart Association. For more, please visit ahajournals.org.

No Good Deed Goes Unpunished GEICO Advantage Insurance Company and GEICO Choice Insurance Company (collectively "GEICO") appealed a decision of the Circuit Court of the City of Richmond granting summary judgment to Liosha Miles ("Miles") on the issue of whether each of the two insurance policies at issue provided separate tranches of insurance for uninsured motorist ("UM") coverage and underinsured motorist ("UIM") coverage. GEICO contended that the statute and each of the applicable policies provide only a single tranche of coverage applicable to both UM and UIM claims. In GEICO Advantage Insurance Company And GEICO Choice Insurance Company v. Liosha Miles, No. 220004, Supreme Court of Virginia (December 1, 2022) the Supreme Court interpreted the statute and the policies wording. BACKGROUND On April 18, 2019, Miles sustained extensive personal injuries in a single automobile accident caused by the negligence of two different drivers. One driver, Carlos Figuero, was insured under an automobile insurance policy issued by Integon General Insurance Company ("Integon") with a liability limit of $25,000. The second driver ("Doe") did not stop at the scene of the accident and was never identified, and thus, is considered an uninsured motorist pursuant to Code § 38.2-2206(B). At the time of the accident, Miles was insured under two policies: she was the named insured under a GEICO Advantage policy covering her vehicle and also was a covered insured under her brother's GEICO Choice policy by virtue of her being a "resident relative" of the named insured. A cap on UM coverage with no corresponding cap on UIM coverage-would represent an anomaly bordering on an absurdity. Although the conclusion was compelled by the words of the statute, the Supreme Court noted that it also was consistent with its prior cases addressing the UM/UIM statute. The circuit court's interpretation of the statute not only fails to address the evil sought to be corrected by the legislature it leads to the very anomaly that the 1982 statutory amendment was designed to eliminate. Under the circuit court's interpretation, Miles would be in a better position from an insurance coverage perspective because she was hit by one underinsured motorist and one uninsured motorist as opposed to two underinsured motorists. Both the text of the Code § 38.2-2206(A) and prior cases interpreting the statute lead inexorably to the conclusion that UIM coverage is a constituent part of UM coverage. Concluding that the circuit court erred in granting Miles' motion for summary judgment and denying GEICO's cross-motion for summary judgment the Supreme Court reversed the judgment of the circuit court and final judgment was entered in favor of GEICO. --- Support this podcast: https://anchor.fm/barry-zalma/support

Appellants should have filed their action no later than October 3, 2016, which they did not do. The October letter stated that UIM coverage is not available under the policy. Even Appellants' counsel admitted that upon receipt of the letter in 2012, he interpreted the letter as a denial of coverage. Therefore, the record supported the finding of a concession by counsel and an obvious failure to sue timely which defeated the suit. ZALMA OPINION When the lawyer for the plaintiff concedes that there was a denial in 2012 and the suit was not filed until 2018 he has conceded the statute of limitations applied and the suit was untimely probably because he agreed there was no coverage under the MBIC policy. When a plaintiff has a viable cause of action against an insurer there is no excuse for failing to sue within a four year statute of limitations. (c) 2022 Barry Zalma & ClaimSchool, Inc. Barry Zalma, Esq., CFE, is available at http://www.zalma.com and zalma@zalma.com.Subscribe and receive videos limited to subscribers of Excellence in Claims Handling at locals.com https://zalmaoninsurance.locals.com/subscribe.Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. --- Support this podcast: https://anchor.fm/barry-zalma/support

No UM/UIM Coverage Supports Denial & Starts Running of Limitations Statute of Limitations Ran From Denial of Claim In Glenna L. Novak And Estate Of Jeffery Leonard Novak, A/K/A Estate Of Jeffery L. Novak By And Through Glenna L. Novak, Executrix v. Mutual Benefit Insurance Company, No. 1592 MDA 2021, No. J-S23016-22, Superior Court of Pennsylvania (October 14, 2022) when the plaintiffs lawyer admitted a letter was a denial of a UM/UIM claim that denial started the running of the statute of limitations. Glenna L. Novak and the Estate of Jeffrey Leonard Novak (collectively "Appellants") appealed from the order granting summary judgment in favor of Mutual Benefit Insurance Company ("MBIC"). FACTS In June 2011, Jeffrey Leonard Novak ("Decedent") was operating a motorcycle when a vehicle driven by Roy E. Wright made a left turn across Decedent's lane of travel, causing the motorcycle to strike the vehicle. Decedent was thrown from his motorcycle and sustained injuries, including severe head trauma, which resulted in death. Appellants sought recovery from Wright, who had an insurance policy through Progressive Specialty Insurance Company ("PSIG"). Wright's policy had a bodily injury limit of $50,000, which PSIG tendered. Appellants also submitted a claim for underinsured motorist ("UIM") coverage under Decedent's motorcycle policy ("motorcycle policy"). The motorcycle policy was issued by Progressive Advanced Insurance Company ("PAIC"). PAIC informed Appellants that Decedent had rejected UIM coverage. Appellants sued, contending the UIM rejection was ineffective, and they eventually reached an agreement to resolve the suit for $20,000. Appellants' counsel wrote to MBIC, which had issued insurance on two of Appellants' other vehicles, a car and a truck, seeking consent to settle the two claims. In a letter dated October 3, 2012, MBIC stated the motorcycle that Decedent was driving at the time of the accident was not insured by MBIC. Therefore, MBIC explained, UIM coverage was not available under its policy and its consent was not required for settlement. Appellants later made a claim to MBIC for UIM coverage under the personal auto policy. MBIC denied UIM coverage, stating it had previously denied coverage in the October 2012 letter, when it explained that its consent was unnecessary for the settlements. Appellants sued in February 2018 (six years after the first denial), and they filed a complaint in May 2019. They alleged breach of contract, sought a declaratory judgment, and requested damages for bad faith. --- Support this podcast: https://anchor.fm/barry-zalma/support

After Reaching a Settlement of multiple claims presented against her insurer that was also the insurer of the third party, Connie Humes sued for bad faith and violation of the Unfair Trade Practices Act (UTPA). Humes appealed trial rulings by the trial court, excluding evidence of certain settlement amounts paid by Farmers Insurance Group, in a trial of her injury claims. In Connie Humes v. Farmers Insurance Exchange and Mid-Century Insurance Company, 2022 MT 148, No. DA 21-0422, Supreme Court of Montana (July 26, 2022) the Montana Supreme Court resolved the dispute. THE ISSUE BEFORE THE MONTANA SUPREME COURT Did the District Court abuse its discretion by excluding evidence of settlement amounts paid in a global settlement of multiple claims by Farmers Insurance Group in a subsequent trial of claims under the UTPA? FACTUAL BACKGROUND Barney Benkelman rear-ended Humes' vehicle at a stoplight in Helena, causing injury to Humes. Benkelman was covered by Farmers Insurance Exchange (FIE) for bodily injury liability. Humes was insured by Mid-Century Insurance Company (Mid-Century), including underinsured motorist coverage (UIM) with a $250,000 limit, and medical payment coverage (med-pay) with a $50,000 limit. --- Support this podcast: https://anchor.fm/barry-zalma/support

Whale, aka WhaleSteamrolledTailFirst, is an OSRS streamer known for memeing hard and gaming harder. He actively plays a pimped-out UIM with a maxed ironman on the side.Check him out on Twitch here: https://www.twitch.tv/whaleFollow his Twitter here: https://twitter.com/TerribleclicksUNCLE is an inferno/ToB enthusiast, coffee addict, and lover of music. He's been burnt from OSRS for a year, but he still interacts with the community and streams Final Fantasy on Twitch daily.Twitch: https://www.twitch.tv/uncleTwitter: https://twitter.com/UNCLEKOOLLil B Video that UNCLE mentions: https://www.youtube.com/watch?v=prekbB1HOLQ&start=8Support the Sae Bae Cast with a $2 pledge by becoming a patron: https://www.patreon.com/saederFollow me:Twitch: https://twitch.tv/saederTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/c/saeder Get bonus content on Patreon See acast.com/privacy for privacy and opt-out information.

Don't Drive Off a Cliff, It May Not Be Covered https://zalma.com/blog Jimmy wanted a new pickup truck in the worst way. He decided to deliberately wreck his old car, make a claim against his insurance policy and use the proceeds to buy a new F150. Jimmy disclosed his plan to his best friend, Winifred. She agreed to help — as a lookout for oncoming traffic —on the night they chose to destroy the car. Jimmy, with his friend Winifred as a passenger, intentionally drove his pickup off the road and over a small cliff at 35 mph. He did not let her out of the truck to be his “look out” as planned. He thought it would be more realistic a claim — one that would not be questioned by his insurance company, if Winifred was in the car with him. As planned, the car did not survive the crash. Unfortunately, neither did Winifred. The heirs argued they were entitled to Under Insured Motorists (UIM) benefits under the Farmers and County Mutual policy because Jimmy was under insured. Furthermore, they claimed Winifred's death was “accidental.” Farmers and County Mutual's response was, translated from the lawyerese: “Give us a break.” The heirs argued that Jimmy and Winifred intended to destroy the truck, not Winifred. The death was accidental. In the Winifred's Heirs v. Farmers & County Mutual arbitration, Farmers and County argued that interpretation of “accident” in liability policies is hyper-technical and legalistic and should not apply to the same term in UIM policies. The arbitrator ruled in favor of the insurer. The heirs sued, lost at the trial court, that adopted the ruling of the Arbitrator. The heirs appealed and a Court of Appeals agreed, saying that, for UIM purposes, an “accident” is an “event” that, from the insured's and the underinsured motorist's perspective, is “unforeseen, unintended unexpected or the like.” An injury is not accidental, the appellate court explained, if the injury-producing event was intended or expected. It is not necessary that the insured intend or expect the injury. People who do wrong should not profit from it. Paying Winifred's heirs for her death while admitting that she was intentionally a part of a criminal act is the same as the police paying the heirs of an armed robber who is shot to death by the police in the course of his armed robbery. Every person who buys insurance should shout to their insurers – GIVE US A BREAK! (c) 2022 Barry Zalma & ClaimSchool, Inc. Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders. He practiced law in California for more than 44 years as an insurance coverage and claims handling lawyer and more than 54 years in the insurance business. He is available at http://www.zalma.com and zalma@zalma.com. Subscribe to Zalma on Insurance at locals.com https://zalmaoninsurance.local.com/subscribe. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. --- Support this podcast: https://anchor.fm/barry-zalma/support

Formerly known as FeelsIncredibleMan, Jake C is a Twitch partner & plays a variety of accounts including IM and UIM. Jake is one of the most easy-going dudes ever and makes it a point to be as positive as he can be on stream and in life. Check out his Twitch stream: https://www.twitch.tv/jakecFollow him on Twitter here: https://twitter.com/FeelsIncredibleSupport the Sae Bae Cast with a $2 pledge by becoming a patron: https://www.patreon.com/saybaybayFollow me:Twitch: https://twitch.tv/saybaybayTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/c/saybaybay Get bonus content on Patreon See acast.com/privacy for privacy and opt-out information.

Heartless hits the major jackpot in OSRS, Dilz attends a Magic: The Gathering pre-release.  Jagex gives us a mixed bag of not much. Premiere Club, Ideas for Leagues 3, Nex tweaks...Zzzz Dilz gives up on life and creates the ol' 10hp, defence only UIM - will this last? Or is it a 1-week infatuation? Jagex drops some QOL & Android (runelite) feature beta sign-ups, you can access that here Jagex brings in some money experts to talk about what changes should be brought into the economy. Deadman Reborn Rerun returns in January. We also see some new rewards brought in with Nex, including a direct upgrade to Bandos. Join the community discord: www.Discord.gg/TheWilderness You can support the show at: www.Buymeacoffee.com/dilz www.Patreon.com/TheWildernessPodcast Come hangout in-game at Wild CC or join our clan 'Wild' Get in touch with us at TheWildernessPodcast@gmail.com

Fuse is a Twitch streamer and YouTuber known for his HCIM and DMM content. He was one of the first HCIM to do Theatre of Blood, and he now plays a HCGIM account with RiceCup & Muts.Dwight LOL is a Twitch streamer and up-and-coming YouTuber. He's known for playing PvP-world-locked HCIM on stream, but Dwight currently plays a UIM looking for ToB uniques. Fuse on YouTube: https://www.youtube.com/user/47Jbird/videosFuse on Twitch: https://www.twitch.tv/FuseFuse on Twitter: https://twitter.com/Fuse_is_HARDDwight on Twitch: https://www.twitch.tv/dwight_lolDwight on Twitter: https://twitter.com/Dwight_L0LFollow me:Twitch: https://twitch.tv/saybaybayTwitter: https://twitter.com/SaederRSYouTube: https://youtube.com/c/saybaybay Get bonus content on Patreon See acast.com/privacy for privacy and opt-out information.

Dilz gives up on life and creates the ol' 10hp, defence only UIM - will this last? Or is it a 1-week infatuation? Jagex drops some QOL & Android (runelite) feature beta sign-ups, you can access that here Jagex brings in some money experts to talk about what changes should be brought into the economy. Deadman Reborn Rerun returns in January. We also see some new rewards brought in with Nex, including a direct upgrade to Bandos. Join the community discord: www.Discord.gg/TheWilderness You can support the show at: www.Buymeacoffee.com/dilz www.Patreon.com/TheWildernessPodcast Come hangout in-game at Wild CC or join our clan 'Wild' Get in touch with us at TheWildernessPodcast@gmail.com

Jurors cannot properly judge conduct without context. This is why my opening statement template includes an “Educate the Jury” section, or what I call the “Teaching Section” for short. In this podcast episode I'll walk you through how to create a kick ass teaching section and show you an example from a UIM case. Enjoy!

dr. Tina Škerlj Izkušena leaderka, coachinja, predavateljica in strokovnjakinja za change management in transformacijo. Trenutno je odgovorna za digitalno transformacijo v skupini BE-terna, ki vključuje okoli 1000 zaposlenih v 10-ih evropskih državah. Poleg tega je coachinja za leaderje, predsednica nadzornega sveta in predavateljica za bodoče člane nadzornih svetov. Pred tem je bila Tina dolgoletna poslovna svetovalka v podjetju Deloitte, kjer je vodila poslovno svetovanje v Sloveniji, izvršna direktorica v skupini Mladinska knjiga in članica uprave regionalnega IT podjetja S&T. Poleg tega ima tudi bogate izkušnje iz tujine, kjer je končala študij ekonomije v Nemčiji, kasneje pa v okviru Deloitte-a delovala kot poslovna svetovalka v Nemčiji in na Poljskem. Ima tudi znanstveni doktorat iz ekonomije in je certificirana ACC coachinja. Tina je tudi nekdanja predsednica sekcije mladih managerjev Združenja manager in nekdanja predsednica Alumni združenja MBA Radovljica. Naj quote: strong back.soft front.wild heart (Brene Brown) Naj knjiga: mnogo jih je…Mali princ Naj serija: nimamo televizije in ne gledam serij Hobiji: kolesarjenje, hoja v hribe, (turno) smučanje, branje, odkrivanje novih kotičkov sveta oz. v zadnjem času Slovenije Najljubša hrana: katerakoli v dobri družbi Najljubši podjetnik: mnogo jih je, vsekakor pa tudi vsi moji šefi na moji karierni poti Naj app: LinkdIn, google calendar, google maps, notes Zaključni nauk: · Kot pri Malem princu…vedno gledaj in delaj s srcem. mag. Tamara Bertok Velkavrh Zadnjih 6 let zaposlena v Be-terni. Najprej kot svetovalka in arhitektka programskih rešitev ter zadnji 2 leti kot vodja teama za implementacijo Microsoft Dynamics 365 poslovnih rešitev na področju upravljanja energetske in druge komunalne infrastrukture - na kratko področje UIM - Utilities Infastructure management. Na tem področju s svojo ekipo soustvarjam istoimenski produkt UIM, skrbim za njegov razvoj in atraktivnost. Pred tem prokuristka v IT podjetju, asistentka na Univerzi na Primorskem na Fakulteti za management (poslovna matematika, poslovna informatika, …) , svetovalka/arhitektka v IT podjetju za geografske informacijske sisteme in podjetju za IT rešitve s področja upravljanja vrednostnih papirjev. Osnovno izobrazbo po študiju matematike v Ljubljanji nadgradila z znastvenim magisterijem na Eknomski fakulteti s področja upravljanja informacijskih sistemov. Naj quote: It always seems impossible until it's done (Nelson Mandela) Naj knjiga: verjetno bi lahko skrčila na top 10, vse pa obarvane z znanstveno fantastično vsebino

Ratamoottoriveneilyn SM-kausi jatkuu Kuopiossa 17.-18.7.2021 RaceWKND! on Suomen virallinen ratamoottorivenesarja ja tässä avoimessa RaceWKND!-SM-sarjassa on tänä kesänä kaikkiaan viisi osakilpailuviikonloppua, joissa kaikissa ajetaan SM-pisteitä tarjoavia lähtöjä lauantaisin ja sunnuntaisin. Lauantaina ajetaan eri luokissa lähdöt 1 ja 2, sunnuntaina lähdöt 3 ja 4. Avoimuus kilpailussa tarkoittaa sitä, että SM-sarjaan osallistuu kilpailijoita muualtakin kuin Suomesta ja SM-sarjassa ajetaan erilaisissa ajoluokissa. Kesäkaudella 2021 on siis luvassa kaikkiaan viisi kisaviikonloppua. Kisat lähtivät käyntiin toukokuussa Lohjalta ja ne päättyvät elokuussa Jyväskylässä. Kisat ovat Suomen Purjehdus ja Veneily ry:n alaisia tapahtumia, joissa noudatetaan SPV:n kansallisia ja kansainvälisen liiton UIM:n (Union Internationale Motonautique) sääntöjä ja määräyksiä. Savon Aalloilla tutustuimme tähän RaceWKND!- ratamoottorivenesarjaan sekä myös ratamoottoriveneilyyn lajina hitusen verran paremmin, kun vieraaksi saapui Nuppu Böhmig, joka toimii tapahtumakoordinaattorina RaceWKND:n toiminnassa. Haastattelijana: Sami Turunen

OPEN DESCRIPTION FOR TIME STAMPS! Hexis Podcast Site! https://sites.google.com/view/hexispodcasts Submit topic for next podcast: https://forms.gle/8wEtfCijtMbCMmuB8 Join the Hexis Discord - https://discord.gg/kMAHBmY Hexis Clan Twitter Account - https://twitter.com/Hexis Hexis Merch Store - https://www.teepublic.com/user/randalicious Hexis Clan Thread - http://services.runescape.com/m=forum/c=J8jI1t0NuaI/forums.ws?320,321,251,66018560 Podcasts streamed at - https://www.twitch.tv/Randalicious ______________________________________________________________________ 0:00 Introductions 2:00 Hexis competitions and the open discord 5:00 Stewbee, the first "Casual" player to be on the podcast deeper introduction. 6:27 A new company has purchased Jagex for $530M. What do you think about the transaction? 13:55 DMM tournament is live - Discussion 20:10 DMM Game Improvements Blog 32:45 Chambers of Xerics adjustments 39:30 Myth cape max cape, recolored thieving pet, transmogs for monkey backpacks 50:20 Gielinor Gazette May 2020 1:00:20 The Next OSRS League and your thoughts on future ones 1:07:40 Death mechanics update likely to release in mid June 1:14:27 Did you guys fill out the annual survey? 1:22:53 Favorite pc/console game outside of OSRS was in the last 5 years. 1:32:15 Favorite mobile game to have come out in the last 5 years besides OSRS 1:36:51 Rank 2 UIM got pked and lost his 2b+ bank 1:45:55 How fast does somebody have to be going for you to pull them over? 1:53:50 What has everyone been up to during the podcast and what are your current goals? 1:58:48 Give a shoutout to your social media and a random old school runescape friend

Paul Thompson, Managing Director with 1uk.com, joins us to discuss the long history and the cross marketing advantages of their luxury market portals, and the advantages to yacht brokers, and the importance of collaboration and their new developments, as well as an update on Team Britannia, which will be the fastest and most fuel-efficient wave-slicing powerboat to circumnavigate the globe for the much coveted UIM world record,