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2 episodes with medpay
2 episodes with medpay
3 episodes with medpay
2 episodes with medpay
Benjamin Reigle, founder and host of the Revenue Cycle podcast "My Good Friends," shares his extensive experience in the healthcare industry, including co-founding Health Rise Consulting Firm and leading initiatives at companies like McKinsey & Company and Accredited Health (now R1). He is also the CEO of Tarpon Health, a community driving automation for healthcare providers. In this episode, Benjamin dives into the topic of healthcare change, emphasizing the importance of understanding industry shifts. Stay tuned to gain insights into the evolving landscape of healthcare. The Change Healthcare breach, as discussed in the podcast episode with Benjamin Reigle, has had a profound impact on the healthcare industry. The breach resulted in challenges with claim submission, cash flow, and data security, affecting not only the operations of Change Healthcare but also having a ripple effect on healthcare providers, payers, and patients. The breach led to issues with claim submission, as some payers who relied solely on Change as their intermediary were unable to process claims. This created a backlog of claims and disrupted the revenue cycle for many healthcare organizations. Some providers resorted to manual processes, such as printing and mailing claims, which added complexity and delays to the billing process. Cash flow was significantly impacted by the breach, especially for smaller healthcare entities like physician groups and community hospitals. With claims not being processed efficiently, these organizations faced financial strain due to delayed payments and uncertainty about when the situation would be resolved. The lack of cash flow threatened the financial stability of these smaller entities, highlighting the importance of having contingency plans and backup systems in place. Data security concerns arose as a result of the breach, with questions about the extent of the data compromised and the potential implications for patient privacy. The breach raised questions about the adequacy of security measures in place and the vulnerability of healthcare systems to cyber threats. The need for enhanced data security protocols and proactive measures to prevent future breaches became a pressing issue for healthcare organizations. Experian Health Client Communication February 23, 2024 Experian Health is aware of Change Healthcare's (Optum's) announcement on February 21 about a cybersecurity incident affecting its systems. Experian's Cyber Incident Response team and Cyber Threat Intelligence teams have been engaged and are closely monitoring the situation. We have not seen evidence of a threat to Experian. Out of an abundance of caution and consistent with Experian's security practices, Experian has temporarily severed connectivity to Change Healthcare. During the period of this severed connectivity, there will be an impact to batch and EDI authorizations, claims and remits, claim status, eligibility, and notice of care transactions that Experian Health sends to Change Healthcare. Experian will resume connectivity to Change when it receives assurances from Change Healthcare that it has adequately contained the threat. Payers work with a variety of clearinghouses to process data. In many cases, multiple payer connections are available although sometimes payer connectivity may be limited or even exclusive to a single clearinghouse. In the majority of cases, transactions from Experian Health route directly to the requestedpayer. When connectivity is limited or certain routes are unavailable, however, it is common to route traffic through another clearinghouse. Below is a list of potentially impacted payers. Our teams are actively evaluating and rerouting transactions when an alternative route is available and will provide an update to this list as soon as possible. BCBS-MA Blue Cross Blue Shield of Massachusetts Claims 13162 1199 National Benefit Fund 93044 A & I Benefit Plan Administrators 37283 AAG-American Administravie Group 72467 ACS Benefit Services Inc. © Experian Health, Inc. Experian Confidential Information Page 2 of 28 83077 Advantek Benefit Administrators CB159 Advisory Health Administrators 65093 Advocate Physician Partners CB637 Aegis Administrative Services 128CA Aetna Better Health of California 128FL Aetna Better Health of Florida 68024 Aetna Better Health of Illinois 128KS Aetna Better Health of Kansas 128KY Aetna Better Health of Kentucky 128LA Aetna Better Health of Louisiana 128MD Aetna Better Health of Maryland 128MI Aetna Better Health of Michigan 46320 Aetna Better Health of New Jersey 34734 Aetna Better Health of New York 50023 Aetna Better Health of Ohio 23228 Aetna Better Health of Pennsylvania 38692 Aetna Better Health of Texas (Medicaid & CHIP) 128VA Aetna Better Health of Virginia 128WV Aetna Better Health of West Virginia 26337 Aetna Better Health Premier Plan MMAI 45221 Aetna OhioRISE 13334 Affinity Health Plan 46594 AFFINITY MEDICAL GROUP 37280 AGA 20048 Agate Resources Inc. (LIPA) 64158 Agency Services Inc ARA01 AgeRight Advantage AWNY6 Agewell New York 95422 AIDS Healthcare Foundation 12K01 Alabama Medicaid 91136 Alaska Carpenters Trust 44423 Alexian Brothers Community Services of TN 13550 ALICARE AHCA1 Alignment Healthcare 26160 AllCare Advantage 58234 Alliant Health Plans of Georgia 50749 Allianz Global Assistance 37308 Allied Benefit Systems A0701 Alta Bates Medical Group RP016 Alterwood Advantage 13343 Amalgamated Life - PA / Alicare 75137 AmeriBen Solutions Inc. TH095 American Family Insurance 62030 American General © Experian Health, Inc. Experian Confidential Information Page 3 of 28 31135 American Health Advantage of Mississippi 31125 American Health Advantage of Oklahoma 31130 American Health Advantage of Tennessee 31155 American Health Advantage of Texas 1066 American Healthcare Alliance 74048 American National Ins. Co. (ANICO) 44444 American Postal Workers Union Health Plan 48055 American Progressive Life and Health Insurance Company 56195 American Trust Administrators Inc. 54763 AmeriHealth Administrators 77799 AmeriHealth Caritas Delaware 77003 AmeriHealth Caritas Florida 27357 Amerihealth Caritas Louisiana (LACare) 47073 AmeriHealth Caritas Next - A Product of AmeriHealth Caritas VIP Next, Inc. 45408 AmeriHealth Caritas Next A Product of AmeriHealth Caritas Florida, Inc. 83148 AmeriHealth Caritas Next North Carolina 81671 AmeriHealth Caritas North Carolina 84243 AmeriHealth Caritas Ohio 22248 AmeriHealth Caritas Pennsylvania 77062 AmeriHealth Caritas VIP Care 87406 AmeriHealth Caritas VIP Care - Delaware DSNP 77013 AmeriHealth Caritus VIP Care Plus (Michigan) 77002 Amerihealth District of Columbia 77001 AmeriHealth NorthEast 64090 AmFirst Insurance Company (payer only accepts Secondary claims) 24818 Amida Care 79966 Amida Care Medicare 37105 Amita Health Medical Care Group 34192 Antares Management Solutions 29370 Anthem Ohio Medicaid 34196 Apex Benefit Services 83112 Apex Health 11081 Arcadia Healthcare Solutions - IPG 36364 Arcadia Healthcare Solutions - NPA 39185 ARISE 61184 Arkansas Superior Select 6603 ASAGEHA AAMG1 Asian American Medical Group 46156 Aspire Health Plan 36483 Aspirus Medicare Advantage 75068 Assurant Health Self Funded 74240 Assured Benefits Administrators 84320 Astiva Health 87020 Atlantic Coast Life © Experian Health, Inc. Experian Confidential Information Page 4 of 28 AVA01 Avalon Administrative Services 46045 Avera Health Plans 87098 Avesis (Vision) 59274 AvMed Inc. 65101 AXA Assistance_USA 77005 Bakersfield Family Medical Group 12X42 Banner Health SX145 Banner Health AZ 84323 Banner Medicare Advantage Prime HMO 81079 BayCare Select Health Plans 63100 Behavioral Health Systems 99320 Benefit & Risk Management Services 48611 Benefit Management Inc. of KS 37212 Benefit Management Systems Inc 88052 Benefit Plan Administrators 39081 Benefit Plan Administrators Co. (Eau Claire WI) 38238 BeneSys, Inc. 95606 Berkshire Lehigh Partners 62183 Better Health Plans Inc. CB987 Black Hawk 3036 Blue Benefit Administrators of MA 12B54 Blue Cross Blue Shield of Alabama 77078 Blue Cross Blue Shield of Arizona Advantage SB580 Blue Cross Blue Shield of District of Columbia (Carefirst) 12000 Blue Cross Blue Shield of District of Columbia (Carefirst) SB971 Blue Cross Blue Shield of Hawaii (HMSA) SB690 Blue Cross Blue Shield of Maryland (Carefirst) 12011 Blue Cross Blue Shield of Maryland (Carefirst) 12B15 Blue Cross Blue Shield of Missouri (Blue Cross) BCSVT Blue Cross Blue Shield of Vermont BOONG Boon Administrative Services 22286 BritCay 35182 Brodart 51037 Brokerage Concepts 94316 Brown & Toland Medical Group BTHS1 Brown and Toland Health Services 42020 Buckeye Ohio Medicaid 42150 Butler Benefit 23708 C&O Employees Hospital Association CAIPA California IPA 71057 Cannon Cochran Management Services Inc. Metairie LA 95399 CAP Management Systems 12X03 Capital District Physicians Health Plan 95112 Capital Health Plan © Experian Health, Inc. Experian Confidential Information Page 5 of 28 68011 Capitol Administrators 12K89 Care Access Health Plan (CAHP) 77082 Care Improvement Plus 66010 Care N' Care 57116 Care1st Health Plan of Arizona - Medicaid (DOS < 11/30/22) 11345 CareCentrix 14182 CareCore National 14180 CareCore National LLC (Oxford Radiology Claims) 14188 CareCore/WCNY RAD 75191 CareFirst Administrators/NCAS (Charlotte, NC) 75190 CareFirst Administrators/NCAS (Fairfax, VA) 93975 CareOregon Inc. 16307 CarePartners of Connecticut 31500 CareSource Ohio Medicaid 65391 CBHNP - HealthChoices 95167 Cedars-Sinai Medical Network Services 68063 Celtic Insurance 99111 Cencal Health 94312 Center for Elders Independence 13360 CenterLight Healthcare 23626 Central Pennsylvania Teamsters Fund 13193 Central Reserve Life Ins Co-Medicare Supplement 36215 Central States Health & Welfare Funds 84146 CHAMPVA - HAC CHERO Cherokee Nation Comprehensive Care Agency 34154 Chesterfield Resources Inc. 80141 Childhealth Plus by Healthfirst (CHP) 94321 Children First Medical Group 33065 CHOC - Children's Hospital Of Orange County Health Alliance 38308 Christian Brothers Services 59355 Christian Care Ministries 10629 Christus Health Medicare Advantage 52106 Christus Health TX HIX 38219 ClaimChoice Administrators (DOS >1.1.21) 11752 ClaimsBridge HPN 85468 Clear Spring Heath 13285 Clover Health 51579 Coastal Communities Physician Network 42049 Cofinity - Group Resources 22284 Colonial Medical 88091 Commercial Travelers/PHX 14315 Commonwealth Care Alliance 14316 Commonwealth Care Alliance - Medicare Advantage 60995 Community Care Inc. - Family Care (Wisconsin) © Experian Health, Inc. Experian Confidential Information Page 6 of 28 73143 Community Care Managed Health Care Plans of Oklahoma 35193 Community Health Alliance 48145 Community Health Choice 75261 Community Health Electronic Claims/CHEC/webTPA 37322 Companion Life 37363 Compsych 6105 ConnectiCare Inc 75284 Consolidated Associates Railroad 87843 Consolidated Health Plans 45321 Consumers Choice Health SC 99433 Contessa Health 46478 Continuum (formerly Marrick WRx) 55544 Conversion Plan-APWU THCP9 Cook Children STAR Plan 58231 Core Administrative Services 43160 Corizon Inc. 35202 Cornerstone Benefit Adminstrators CB268 Cornerstone Preferred Resources CMSP1 County Services Medical Program 58102 Covenant Administrators, Inc. 64068 Creative Medical Systems CC304 Curaechoice 38261 Dell Children's Health Plan (DCHP) 63740 DentaQuest Vision 84133 Denver Health and Hospital Authority DESRT Desert Medical Group 44006 Desert Oasis Healthcare 27133 Dignity Health MSO 12001 District of Columbia Medicaid 6102 Diversified Administration Corporation 74284 Driscoll Children's Health Plan 35186 Dunn and Associates Benefits Administrators Inc. TH084 Early Intervention Central 66122 Eastland Medical Group 31074 EBMC 31625 ElderPlan Inc. 4326 Element Care Inc. EMP01 Empire Physician's Medical Group 42149 Employee Benefit Systems 35112 Employee Plans LLC 20818 Essence Healthcare RP037 Eternal Health 35605 Everence I & P 32052 Everpointe © Experian Health, Inc. Experian Confidential Information Page 7 of 28 62160 eviCore 59313 Evolutions Healthcare Systems (New Port Richey FL) 22344 Exceedent LLC 12B38 Excellus - BCBS Utica Watertown 12B40 Excellus - Blue Cross Blue Shield Rochester Area 71412 ExclusiCare 22254 Fallon Community Health Plan 88055 First Agency FCC01 First Carolina Care 91131 First Choice Health Administrators 57103 First Choice Next (SC) 32456 First Choice VIP Care (SC - DSNP) 77009 First Choice VIP Care Plus by Select Health of South Carolina 59322 Florida Health Care Plan 48116 Florida Hospital Waterman 48117 FMH Benefit Services Inc. 64069 Fox-Everett Inc. 99660 Fresno PACE 34171 FrontPath Health Coalition 25169 Gateway Health Plan Medicaid PA 75273 Geisinger Health Plan 31140 Georgia Health Advantage 7205 Gilsbar Inc. 7689 Global Care Inc. GEM01 Global Excel Management GHOKC Global Health GMICC Global Medical Management 47083 GMS Inc. 76923 Good Shephard Hospice Inc. 45235 Government Employees Health Association (Multiplan) GRV01 Gravie Inc. 36338 Group Administrators Ltd. CB951 Group Benefit Services Inc. 39167 Group Health Cooperative of South Central Wisconsin 64246 Guardian Life Insurance Company of America 47738 Hamaspik Choice 59143 Harrington Health Non-EPO 62061 Harrington Health-Kansas (formerly known as Fiserv Health-Kansas) 4245 Harvard Community Health Plan 4271 Harvard Pilgrim 12K62 Hawaii Medicaid 62180 Health Change Pathway 62179 Health Choice Arizona 46221 Health Choice Insurance Co © Experian Health, Inc. Experian Confidential Information Page 8 of 28 62111 Health Cost Solutions 34158 Health Design Plus (Hudson OH) RP039 Health First Health Plans TH049 Health Management Administrators (HMA) 4286 Health New England SX030 Health Options Inc (FL - BCBS HMO) 80142 Health Partners of Philadelphia 20270 Health Payment Systems Inc. 83253 Health Plan of Michigan 68035 Health Plan of San Joaquin 44273 Health Plans Inc. 37290 Health Services for Children with Special Needs HCH01 Healthcare Highways 56731 Healthcare Resources NW 73147 Healthcare Solutions Group 71064 HealthChoice Oklahoma 85729 Healthcomp Inc. 56144 Healthgram Inc. 55204 Healthnow Division 94267 Healthpartners 59140 HealthPlan Services 75237 Healthsmart Accel 37272 HealthSmart Benefit Solutions 87815 HealthSmart Benefit Solutions fka Wells Fargo TPA.Inc. 75250 HealthSmart Preferred Care Inc. 60058 Hennepin Health 30862 Heritage Victor Valley Medical Group 95393 High Desert Medical Group 95461 Highmark Senior Solutions (WV) 46 Hill Physicians Medical Group HPIPA Hispanic Physicians IPA (Encounters Only) 12T11 HMA - Health Management Admin 86066 HMA Hawaii 75318 HMC HealthWorks aka Health Management Co 84555 HMO Louisiana Inc 91164 HMSO-Highline Medical Service Organization HLSTA Holista (Novant Health Direct to Employer) 88023 Hometown Health Plan Nevada 37224 HSBS Memphis 37256 HSBS Oklahoma City 31172 HSBS World Trade Center Health Program 37137 HSHS Medical Group IPA 61103 Humana Ohio Medicaid 94154 Humboldt-Del Norte Foundation for Medical Care © Experian Health, Inc. Experian Confidential Information Page 9 of 28 54750 Huron PACE 37279 IAA 19028 IBM Business Transformation Outsourcing Insurance Services Corporate 26054 iCare Health Solutions 97661 IEC Group - AmeriBen 41600 I'Mcare 40585 INDECS Corporation TA720 Independence Administrators MHM01 Independence Medical Group 12X01 Independent Health SX073 Independent Health INDPM Independent Physicians at Mercy 12X75 Indian Health Services SX171 Indian Health Services 35600 Indiana Childrens Special Health Care Services 35107 Indiana Teamsters Health Benefits Fund (Indianapolis IN) 95444 Indiana University Health Plan 26212 Indiana University Health Plan (Commercial) 30360 Individual Assurance Company 31053 Individual Health Insurance Companies 43471 Inetico Inc. 52196 Informed LLC 38343 Ingham Health Plan Corporation 31182 InnovAge TH012 Insurance Services of Lubbock 39182 InsuranceTPA.com 86304 Insurers Administrative Corp. 51020 Integra Administrative Group (Seaford DE) 31127 Integra Group 20050 Integrated Medical Solutions LLC 23287 Intergroup Services Corporation 93116 Interlink 11329 International Benefit Administrator RP075 Iowa Health Advantage 47262 IU Health Transplant Evaluation Program JLSFE JLS Family Enterprises 38310 JOHN MORRELL COMPANY CO. - AHPBA 68036 John Muir Mt. Diablo Health System 66003 Johns Hopkins Health Advantage 52189 Johns Hopkins Healthcare (EHP/PP) 52123 Johns Hopkins Healthcare (USFHP) 43178 Joplin Claims / Benefit Management Inc 34136 JP Farley Corporation 91617 Kaiser Foundation Health Plan of Colorado © Experian Health, Inc. Experian Confidential Information Page 10 of 28 94123 Kaiser Foundation Health Plan of Hawaii 94135 Kaiser Foundation Health Plan of Northern CA Region 52095 Kaiser Foundation Health Plan of the Mid-Atlantic States Inc. 21313 Kaiser Permanente of Georgia 94320 Kaiser Self Funded 40137 Kalos Heath KCIPA Kane County BCBS 71066 Kansas Superior Select 95279 Keenan Associates (CA) 73100 Kempton Company 77039 Kern Health Systems 37217 Key Benefit Administrators (Indianapolis IN) 37321 Key Select 37323 Key Solution 23284 Keystone First 42344 Keystone First Community HealthChoices 77741 Keystone First VIP Choice 34145 Klais & Company KPS01 KPS-Kitsap Physician Services 72107 LA Blue Advantage Louisiana LACAR LA Care Health Plan 37116 Lake County Physicians Association 66125 Lakeside Medical Group LNDMK Landmark Healthcare Inc 52193 LBA Health Plans 37316 Leon Medical Center Health Plan LIB01 Liberty Advantage Health Plan (HMO SNP) 87071 Liberty Health Advantage 37281 Liberty Union 25181 LIFE Pittsburgh 41136 Life Trac 71498 LifeCircles PACE 76870 LifePath Hospice Inc LWA01 Lifeworks Advantage CB752 Lockard & Williams 37267 Loma Linda University Adventist Health Sciences Center Employee Health Plan 33036 Loma Linda University Healthcare SKLA2 Louisiana Medicaid - Ambulance claims 37175 Loyola Physician Partners 88056 Lucent Health Solutions 82694 Lucentis Copay Program 35183 Luminare Health (CoreSource OH) 35187 Luminare Health Internal (CoreSource-Internal) © Experian Health, Inc. Experian Confidential Information Page 11 of 28 75136 Luminare Health Little Rock (CoreSource Little Rock) 36334 MacNeal Health Providers- CHS 56139 Maestro Health Plan MCC01 Magellan Complete Care of Arizona MCC02 Magellan Complete Care of Virginia 1260 Magellan Health Services 11303 Magnacare 45341 Maine Community Health Options 35162 Managed Care Services LLC 52461 March Vision Care Inc. 53275 MARTINS POINT HEALTH CARE 83269 Mary Washington Health Plan 37121 Mashantucket Pequot Tribal Nation 86220 Mass Advantage 12T52 Masters Mates and Pilots Program TH111 Masters Mates and Pilots Program 88090 Mayo Clinic FL/GA 83028 MBA Benefit Administrators Inc (Salt Lake UT) 25160 MCA ADMINISTRATORS 88058 MED PAY 74323 MedBen (Newark OH) 56821 Medcost Benefit Services Bundled Billing 78857 Medica HealthCare Plan of Florida MAHC1 MEDICAL ASSOCIATES HEALTH PLAN L0170 Medical Card System ( MCS ) 62177 Medical Reimbursements of America L0210 Medicare y Mucho Mas ( MMM ) 95655 MediGold 35205 MedPartners Administrative Services RP062 Medstar Family Choice, Inc (DC) RP063 Medstar Family Choice, Inc (MD) 37050 Mental Health Consultants Inc. 86087 Merchants Benefit Administration 86052 Mercy Care Plan (AHCCCS) 33628 Mercy Maricopa Integrated Care 41124 Meritain Health Minneapolis 13265 MetroPlus Health Plan 23550 MFC & HealthPlus Peoria 47080 Midlands Choice Inc. 76079 Midwest Health Partners SKMS0 Mississippi Medicaid 12K17 Mississippi Medicaid SKMS1 Mississippi Medicaid 12K18 Mississippi Medicaid © Experian Health, Inc. Experian Confidential Information Page 12 of 28 64084 Mississippi Physicians Care Network 37233 Mississippi Public Entity Employee Benefit Trust MMS01 Missouri Medicare Select 13350 Moda Health 12X09 Molina Healthcare 38333 Molina Healthcare of California 51062 Molina Healthcare of Florida 61799 Molina Healthcare of Idaho 20934 Molina Healthcare of Illinois 38334 Molina Healthcare of Michigan 77010 Molina Healthcare of Mississippi MLNNV Molina Healthcare of Nevada 9824 Molina Healthcare of New Mexico - Salud 20149 Molina Healthcare of Ohio 46299 Molina Healthcare of South Carolina SX109 Molina Healthcare of Utah (aka American Family Care) 38336 Molina Healthcare of Washington ABRI1 Molina Healthcare of Wisconsin 73160 Molina Ohio Medicaid 7316V Molina Ohio Medicaid Vision 12M77 Montana Medicare 13174 Montefiore Contract Management Organization TLINS Monumental Life Insurance Company (AR) TRCLF Monumental Life Insurance Company (IA) TRP1E Monumental Life Insurance Company (IA, MD, PA) TRLTC Monumental Life Insurance Company (TX) SB941 Mountain State Blue Cross Blue Shield of West Virginia 20572 MSA Care Guard 80019 MSC (Medical Service Company) Group, Inc. RP036 Multicare Connected Care (MCC) 34080 Multiplan Wisconsin Preferred Provider Network 81883 Municipal Health Benefit Fund 27004 My Choice Wisconsin 65085 NAA (North America Administrators L.P.) (Nashville TN) 53011 NALC/Affordable 58182 NAPHCARE INC. ASHC1 National General 52104 National Telecommunications Cooperative Association (NTCA - Staff) 52103 National Telecommunications Cooperative Association (NTCA) SKNE0 Nebraska Medicaid 12K19 Nebraska Medicaid 12M19 Nebraska Medicare 96107 Neighborhood Health Partnership (NHP) 5047 Neighborhood Health Plan Rhode Island © Experian Health, Inc. Experian Confidential Information Page 13 of 28 96240 Neighborhood Health Plan Rhode Island - Exchange, Unity, Integrity 66055 Netcare Life and Health Insurance (Hagatna Guam) 77076 Network Health Insurance Corp-Medicare 39144 Network Health Plan of Wisconsin Inc. 95998 NEW AVENUES INC. NCH11 New Century Health - IEHP Oncology NCH09 New Century Health - Vista Cardiology 75281 New Era Life Insurance Company 12K90 New Hampshire Medicaid 12K22 New Mexico Medicaid 7707C New York Hotel Fund 81085 Next Level Health Partners 38225 NGS American Inc 88050 NHBCAUX NHC01 NHC Advantage 81264 Nippon Life Insurance Company of America 36347 Northern Illinois Health Plan 88027 Northern Nevada Trust Fund OSCAR Novanet 71080 Novasys Health Network PHMD1 NP Providence Health Plan Commercial PHMD2 NP Providence Health Plan Medicare PHMD3 NP Providence Health Plan OHP PHMD4 NP Yamhill County CCO 37299 Nyhart 14142 NYS DOH UCP 36400 Oak West Physician Association 69879 OCRW Orange County Health Services Dept - Ryan White Program 34189 Ohio Health Choice PPO 74431 Ohio PPO Connect 71065 Oklahoma DRS DOC 65074 Olympus Managed Health Care 22321 One Call Medical 56190 OptiCare Managed Vision 96277 Optimed Health Plans 13382 Orthonet - Uniformed Services Family Health Plan OSFC9 OSF Healthcare Central OSFE9 OSF Healthcare East I & P 72436 PACE Central Iowa 86711 PACE Southeast Michigan 20416 PacificSource Community Solutions 93029 PacificSource Health Plans 20377 PacificSource Medicare 94115 Palo Alto Medical Foundation © Experian Health, Inc. Experian Confidential Information Page 14 of 28 4218 Pan American Life Insurance Group 52613 PARTNERS BEHAVIORAL HEALTH MANAGEMENT PARTH Partners In Health 66008 Passport Advantage 61325 Passport Health Plan by Molina Healthcare 20510 Patient Physician Cooperatives 27048 Payer Fusion 20172 Pennsylvania Pace 72126 Peoples Health Network 72099 PHCS Claims (formerly American LIFECARE) PA513 Physician Associates of the Greater San Gabriel Valley 36345 Physicians Care Network (Rockford IL only) MHM03 Physicians Health Network 83276 Physicians Health Plan of Michigan Medicare PMGSC Physicians Medical Group of Santa Cruz County 47027 Physicians Mutual Insurance Company 91171 Physicians of Southwest Washington 55768 PIEDMONT COMMUNITY HEALTH PLAN 24735 Pinnacle Claims Management Inc. 84109 Pinnacol Assurance IP057 Pomona Valley Medical Group 95411 Positive Healthcare Florida (FL MCO PHC/PHP) 36373 Prairie States Enterprises Inc. 73145 Preferred Community Choice/PCCSelect/CompMed 14966 Preferred Health Partners CB404 Preferred Health Plan of the Carolinas 41147 PreferredOne (MN) 65054 Premier Eye Care 88051 Premier HealthCare Exchange, Inc. (PHX) 5003 Presbyterian (NM) 46311 Presence ERC 61604 Prime West Health Plan 37268 Prism Network Inc. 93082 Prominence Health Plan of Nevada 83352 Prominence Healthfirst SX133 Providence of Oregon Health Plan 77240 Providence PACE CA SX187 Providence PPO 48100 ProviDRs Care Network PH001 Pruitt Health Premier PSKW0 PSKW Physician Reimbursement Program 89461 Quality Care Partners CX077 Quality Plan Administrator, Inc 73067 QuikTrip © Experian Health, Inc. Experian Confidential Information Page 15 of 28 57117 QVI Risk Solutions Inc. 44219 Reading Hospital Employer Group 95449 Regal Medical Group SB611 Regence Blue Shield Idaho 12B88 Regence Blue Shield Idaho 38221 Regency Employee Benefits 79846 Reliance Community Care Partners 36396 Resurrection Healthcare Preferred 74205 Right Care from Scott & White RIOS1 RIOS SOUTHWEST MEDICAL GROUP RCMG1 RIVER CITY MEDICAL GROUP 45281 Riverside Health Inc. RMC01 Riverside Medical Clinic 5178 Riverspring Health Plans (ElderServe) AMM03 Ryan White Network 88029 SAINT MARY'S HEALTH PLAN CP001 Samaritan Health Plans 96400 San Diego PACE 91184 Sanford Health Plan RP035 Sanford Health Plan Medicare Advantage 24077 SANTA CLARA FAMILY HEALTH PLAN SNTMC Sante Community Physicians Medical Group Corp 77038 Sante Health System and Affiliates 72261 SCAN Health Plan 73172 Scan Health Plan Arizona TH002 Scott & White Health Plan 12T05 Scott & White Health Plan 10010 Sedgwick Managed Care Ohio (formerly Careworks) 15243 Sedwick Managed Care Ohio (formerly CompManagement) 93031 Select Benefit Administrators Inc. 37282 Select Benefit Administrators of America 23285 Select Health of South Carolina 61225 SelectCare of Texas (Kelsey-Seybold) 36404 Self Insured Plans (Naples FL) 34131 Self-Funded Plans Inc. 52214 Selman Tricare Supp SWHMA Senior Whole Health Massachusetts 23249 Sentinel Management Services SMG01 Seoul Medical Group 25404 Seven Corners 30891 Sierra Medical Group 23250 Significa Benefits Services Inc. SIM02 Simpra Advantage Inc. (DOS > 12/31/2022) SKSD0 South Dakota Medicaid © Experian Health, Inc. Experian Confidential Information Page 16 of 28 SMSD0 South Dakota Medicare 23253 Spectrum Administrators Inc. - TPA Allentown PA (IHS Gateway Payer) 73099 Standard Life and Accident (Secondary claims only) 46407 Stanford Healthcare Advantage 61425 Starmark TRP1P Stonebridge Life Insurance Company (TX) 95202 SummaCare Health Plan 37301 Summit America Insurance Services Inc. 77306 Sutter Connect - Solano Regional Medical Foundation (SRMF) 94269 Sutter East Bay Medical Foundation 77302 Sutter Gould Medical Foundation 77304 Sutter Medical Group of the Redwoods 56621 Sutter Senior Care TALMG Talbert Medical Group 88067 Tall Tree Administrators 43619 Teamsters Medicare Trust for Retired Employees 20212 Tethys Health Ventures TXCSM TEXAS CHILDRENS HEALTH 76048 Texas Children's Health Plan 75228 Texas Childrens Health Plan (Medicaid) 31403 Texas Independence Health Plan 68423 The Care Network/The Savannah Business Group 75600 The City of Odessa 95677 The Health Plan 23223 The Loomis Company - TPA Wyomissing PA (IHS Gateway Payer) 59227 The MEGA Life & Health Insurance Company-OKC J1746 Thomas McGee THIPA Torrance Hospital IPA 37284 TransChoice-Key Benefit Administrators 31118 Tribute Health Plan SX176 Tricare for Life 12X43 Tricare for Life SX163 Tricare for Overseas 12X46 Tricare for Overseas 12C01 Tricare West 31144 TRIHEALTH PHYSICIAN SOLUTIONS 56089 Trillium Health Resources TRNPC Trinity Health Pace TRIN1 Trinity HealthShare 42137 TRISTAR Benefit Administrators L0230 TRUSTED HEALTH PLAN 91078 Trusteed Plans Service Corporation 94603 UC-Davis Health 74223 UICI Administrators © Experian Health, Inc. Experian Confidential Information Page 17 of 28 41206 Ultra Benefits Inc. 95266 UMR - Harrington 52180 UMWA Health & Retirement Funds 35198 Unified Group Services 62170 Unified Health Services RP064 Unified Life UPN99 Unified Physicians Network 87042 Union Pacific Railroad Employees Health Systems 38260 United Benefit Advisors 84132 United Medical Alliance 86003 UnitedHealthcare Community Plan / PA - formerly AmeriChoice Personal Care 25175 UnitedHealthcare Community Plan / SC (formerly Unison) 88337 UnitedHealthcare Ohio Medicaid 8357V UnitedHealthcare Ohio Medicaid Vision 95999 UnitedHealthcare West (formerly PacifiCare PPO - All States) 33001 Universal Care - California 9830 University Family Care 37601 University of Illinois at Chicago Div of Specialized Care for Children 45282 University of Maryland Health Advantage IP056 Upland Medical Group 37324 Upper Peninsula Health Group (TPA) 38337 Upper Peninsula Health Plan (Medicaid) 93092 US Benefits 12X31 US Department of Labor 90551 US Family Health Plan 74095 USAA (United Services Automobile Association) 13407 USFHP - St. Vincent Catholic Medical Centers of New York 12K42 Utah Medicaid SKUT0 Utah Medicaid 12115 VA Fee Basis Programs 43259 Valor Health Plan 77701 Vantage Health Plan 50701 VGM Homelink VVIPA Victor Valley IPA 25924 VieCare Life and Beaver and Life Lawrence Counties 25923 VieCare LIFE Butler 73743 Village Family Practice VLGMD Village MD 26545 VillageCareMAX 12003 Virginia Medicaid 12004 Virginia Medicare 63114 Viva Health Plan 31626 VNA Homecare Options 85256 Wabash Memorial Hospital Association © Experian Health, Inc. Experian Confidential Information Page 18 of 28 SX063 Washington State Dept of Labor and Industry 73155 Waterstone Benefit Administrators (Oklahoma Providers) 36337 Weiss Health Providers 35245 WellSystems LLC 80942 West Suburban Health Providers 12K28 West Virginia Medicaid SMWV0 West Virginia Medicare 68039 Western Health Advantage 77225 Western Health Advantage 31048 Western Southern Financial Group (Cincinnati OH) 12K29 Wisconsin Medicaid 13413 Women's Integrated Network Inc. (WIN Fertility) SX022 WPS Commercial 12X29 WPS Commercial 60646 Yale University Heath Plan 83248 Zing Choice IL (HMO) Claim Status AARP AARP AETNA-BH-CA Aetna Better Health (CA) AETNA-BH-FL Aetna Better Health (FL) AETNA-BETTER-HEALTH-IL Aetna Better Health (IL) AETNA-BH-KS Aetna Better Health (KS) AETNA-BETTER-HEALTH-KY Aetna Better Health (KY) AETNA-BETTER-HEALTH-LA Aetna Better Health (LA) AETNA-BH-MD Aetna Better Health (MD) AETNA-BETTER-HEALTH-MI Aetna Better Health (MI) AETNA-BETTERHEALTH-NJ Aetna Better Health (NJ) AETNA-BETTER-HEALTH-OH Aetna Better Health (OH) AETNA-BETTER-HEALTH-PA Aetna Better Health (PA) AETNA-BETTER-HEALTH-TX Aetna Better Health (TX) AETNA-BETTER-HEALTH-VA Aetna Better Health (VA) AETNA-LONG-TERM Aetna Long Term Care AETNA-SENIOR-SUPP Aetna Senior Supplemental AFLAC AFLAC AFLAC-MCARE-SUPP AFLAC Medicare Supplement ALL-SAVERS-BATCH All Savers ALLIED-BENEFIT-BATCH Allied Benefit Systems HEALTHLINK-PPO-AMERIBEN-BATCH AmeriBen AMERICAN-GENERAL American General Life and Accident © Experian Health, Inc. Experian Confidential Information Page 19 of 28 AMERICAN-NATL-INS-CO American National Insurance Company AMERICAN-NATL-LIFE-TX American National Insurance Company of Texas AM-POSTAL-WKRS-UNION American Postal Workers Union AMERICAN-RET-LIFE-MCARESUPP American Retirement Life Ins Co Medicare Supplement AMERITAS-LIFE Ameritas Life Insurance Company BANKERS-FIDELITY-LIFE Bankers Fidelity Life Insurance Company BANNER-ADV-PRIME Banner Medicare Advantage Prime HMO BAYCARE-SELECT BayCare Select Health Plans Inc. BEST-LIFE-HEALTH Best Life and Health CARE-N-CARE Care N Care Insurance Company CARE1ST-HP-AZ Care1st Health Plan Arizona CAREFIRST-BCBS-BATCH CareFirst BCBS CENTRAL-STATES Central States Fund CHAMPVA CHAMPVA CHRISTIAN-BROTHERS Christian Brothers Services CHRISTUS-HP CHRISTUS Health Plan HEALTHSPRING Cigna-HealthSpring CSH-IL Clear Spring Health of Illinois COLORADO-ACCESS Colorado Access COMM-CARE-OK-BATCH Community Care of Oklahoma COUNTYCARE CountyCare CULINARY-HEALTH-FUND Culinary Health Fund UNITE HERE Health DIVERSIFIED-ADM-CORP Diversified Administration Corporation ELDERPLAN Elderplan ESSENCE-HC Essence Healthcare FARM-BUREAU Farm Bureau Health Plans GLOBE-LIFE-ACCIDENT Globe Life and Accident Insurance Company FIRST-UNITED-AMER Globe Life Insurance Company of New York GOLDEN-RULE Golden Rule GREAT-AMERICAN-INSURANCEMCARESUPP Great American Life Ins Co Medicare Supplement RECALL-GROUP-PENSION Group and Pension HEALTH-CHOICE-AZ Health Choice Arizona HEALTH-PARTNERS-PHILADELPHIA Health Partners Plans HEALTH-SVC-CHILDREN-SPEC-NEEDS Health Services for Children with Special Needs HEALTHCOMP HealthComp Administrators HEALTHGRAM Healthgram HEALTH_SMART-BATCH HealthSmart KEY-BENEFIT-ADMIN-BATCH Key Benefit Administrators LOCAL-1199 Local 1199 LOYAL-AMERICAN-MCARESUPP Loyal American Life Ins Co Medicare Supplement MAGNACARE MagnaCare MANAGED-HEALTH-NETWORK Managed Health Network MEDBEN MedBen (Newark OH) © Experian Health, Inc. Experian Confidential Information Page 20 of 28 MEDICA-BATCH Medica MEDICAL-ASSOCIATES-HEALTH Medical Associates Health Plan/Health Choices MERCY-CARE-PLAN-CAID Mercy Care Plan Medicaid MERITAIN-HEALTH-BATCH Meritain Health METROPLUS MetroPlus MOLINA Molina MOLINA_CA Molina (CA) Molina_FL Molina (FL) MOLINA-ID Molina (ID) MOLINA_IL Molina (IL) MOLINA_MI Molina (MI) MOLINA_OH Molina (OH) MOLINA-SC Molina (SC) Molina_TX Molina (TX) MOLINA_UT Molina (UT) MOLINA_WA Molina (WA) MUNICIPAL-HEALTH-BENEFIT Municipal Health Benefit Fund ANTARES Mutual Health Services NALC National Association of Letter Carriers NETWORK-HEALTH-WI Network Health (WI) NEW-ERA-LIFE-INS New Era Life Insurance Company NOVASYS-HEALTH NovaSys Health OLD-SURETY Old Surety Life Insurance OSCAR Oscar PACIFIC-SOURCE Pacific Source Health Plan PACIFICSOURCE-COMMUNITYSOLUTIONS PacificSource Community Solutions PACIFICSOURCE-MCARE PacificSource Medicare PAN-AMERICAN-LIFE Pan-American Life Insurance Company PARKLAND-COMMUNITY-HP Parkland Community Health Plan PASSPORT-ADVANTAGE Passport Advantage PASSPORT-HP Passport Health Plan PEOPLES-HEALTH Peoples Health PHYSICIANS-HP-MI Physicians Health Plan of Michigan Medicare PHYS-MUTUAL Physicians Mutual Insurance Company PLANNED-ADMINISTRATORS Planned Administrators Inc. PREFERRED-CARE-PARTNERS Preferred Care Partners PROVIDENCE-HP Providence Health Plan SANTA-CLARA Santa Clara Family Health Plan SELECT-ADMIN-SVCS Select Administrative Services SELMAN Selman and Company STANDARD-LIFE Standard Life and Accident Insurance Company TX-CHILDRENS-HP Texas Childrens Health Plan TRANSAMERICA-FIN-LIFE Transamerica Financial Life Insurance © Experian Health, Inc. Experian Confidential Information Page 21 of 28 TRUSTMARK Trustmark Small Business Benefits UMR-WAUSAU-BATCH UMR Wausau UNION-PACIFIC Union Pacific Railroad Employees UNITED-AMER-INS-CO United American Insurance Company UNITED-MINE-WORKERS-ASSOCIATION United Mine Workers Association USAA-LIFE USAA Life Insurance Company USAA-MCARE-SUPP USAA Medicare Supplement VA-FEE-BASIS VA Fee Basis Program VANTAGE-HEALTH-COMMERCIAL Vantage Health WA-MCAID-INST Washington Medicaid Institutional WA-MCAID-PROF Washington Medicaid Professional WEB-TPA WEB-TPA WESTERN-HEALTH-ADVANTAGE Western Health Advantage MEDICAID-WY Wyoming Medicaid Eligibility AARP AARP ABSOLUTE-TOTAL-CARE Absolute Total Care ADMIN-CONCEPTS Administrative Concepts ADMIN-SERVICES-INC Administrative Services Inc. AETNA-BH-CA Aetna Better Health (CA) AETNA-BH-FL Aetna Better Health (FL) AETNA-BETTER-HEALTH-IL Aetna Better Health (IL) AETNA-BH-KS Aetna Better Health (KS) AETNA-BETTER-HEALTH-KY Aetna Better Health (KY) AETNA-BETTER-HEALTH-LA Aetna Better Health (LA) AETNA-BH-MD Aetna Better Health (MD) AETNA-BETTER-HEALTH-MI Aetna Better Health (MI) AETNA-BETTERHEALTH-NJ Aetna Better Health (NJ) AETNA-BETTER-HEALTH-NY Aetna Better Health (NY) AETNA-BETTER-HEALTH-OH Aetna Better Health (OH) AETNA-BETTER-HEALTH-PA Aetna Better Health (PA) AETNA-BETTER-HEALTH-TX Aetna Better Health (TX) AETNA-BETTER-HEALTH-TX-CHIP Aetna Better Health (TX) CHIP AETNA-BETTER-HEALTH-VA Aetna Better Health (VA) AETNA-BETTER-HEALTH-WV Aetna Better Health (WV) AETNA-LONG-TERM Aetna Long Term Care AETNA-SENIOR-SUPP Aetna Senior Supplemental AFLAC AFLAC AFLAC-MCARE-SUPP AFLAC Medicare Supplement ALL-SAVERS-BATCH All Savers ALLIANT-HP Alliant Health Plans © Experian Health, Inc. Experian Confidential Information Page 22 of 28 ALLIED-BENEFIT-BATCH Allied Benefit Systems ALT-INS-RESOURCES Alternative Insurance Resources, Inc. HEALTHLINK-PPO-AMERIBEN-BATCH AmeriBen AMERICAN-GENERAL American General Life and Accident AMER-INCOME-LIFE-INS American Income Life Insurance Company AMERICAN-INS-ADMIN American Insurance Administrators AMERICAN-NATL-INS-CO American National Insurance Company AMERICAN-NATL-LIFE-TX American National Insurance Company of Texas AMERICAN-NETWORK-INS-MCARE-SUPP American Network Ins. Medicare Supplement AMERICAN-RET-LIFE-MCARESUPP American Retirement Life Ins Co Medicare Supplement AMERICO-FIN-LIFE Americo Financial Life AMERITAS-LIFE Ameritas Life Insurance Company ARISE-HEALTH-PLAN-MCARE-SELECT Arise Health Plan Medicare Select Policy ARIZONA-PHYS-MEDICAID Arizona Physicians IPA Medicaid ARIZONA-PHYS-MEDICARE Arizona Physicians IPA Medicare ATLANTIC-COAST Atlantic Coast Life Insurance BANKERS-FIDELITY-LIFE Bankers Fidelity Life Insurance Company BANNER-ADV-PLUS Banner Medicare Advantage Plus PPO BANNER-ADV-PRIME Banner Medicare Advantage Prime HMO BAYCARE-SELECT BayCare Select Health Plans Inc. BENEFIT-MGMT-INC Benefit Management Inc BEST-LIFE-HEALTH Best Life and Health BOON-GROUP Boon Group BRIDGEWAY-AZ Bridgeway Arizona BUCKEYE-BATCH Buckeye CO-EMP-HOSP-ASSOC C and O Employees Hospital Association CAPROCK-HP Caprock Health Plans CARE-N-CARE Care N Care Insurance Company CARE1ST-HP-AZ Care1st Health Plan Arizona CAREFIRST-BCBS-BATCH CareFirst BCBS CP-CT CarePartners of Connecticut CS-NC CareSource NC CAROLINA-COMPLETE Carolina Complete Health CENTRAL-RESERVE-LIFE-MCARESUPP Central Reserve Life Ins Co Medicare Supplement CENTRAL-STATES Central States Fund CERNER-HEALTH-PLAN Cerner Health Plan CHAMPVA CHAMPVA CHP-DIRECT CHP Direct CHRISTIAN-BROTHERS Christian Brothers Services CHRISTIE-STUDENT Christie Student Health Plans CHRISTUS-HP CHRISTUS Health Plan CHRISTUS-NM-MCARE CHRISTUS Health Plan New Mexico Medicare Advantage CHRISTUS-HP-TX CHRISTUS Health Plan Texas Health Insurance Exchange HEALTHSPRING Cigna-HealthSpring © Experian Health, Inc. Experian Confidential Information Page 23 of 28 CSH-IL Clear Spring Health of Illinois CAREPOINT-MEDICARE-ADVANTAGE Clover Health CMFG-LIFE-INSURANCE CMFG Life Insurance COLONIAL-PENN Colonial Penn COLORADO-ACCESS Colorado Access COMMUNITY-HEALTH-OPTIONS-WC Community Health Options COMPSYCH Compsych Corporation IBM-INS-OUTSOURCING Concentrix Insurance Solutions CONSOLIDATED-ASSOC-RR Consolidated Associates Railroad CONSUMERS-LIFE Consumers Life CONTINENTAL-GEN-MCARESUPP Continental General Ins Co Medicare Supplement COUNTYCARE CountyCare COX-HP Cox Health Plans CULINARY-HEALTH-FUND Culinary Health Fund UNITE HERE Health DELTA-DENTAL-CA Delta Dental of California DD-FL Delta Dental of Florida DD-GA Delta Dental of Georgia DD-MO Delta Dental of Missouri DDOFNY Delta Dental of New York DD-NC Delta Dental of North Carolina DD-OK Delta Dental of Oklahoma DD-SC Delta Dental of South Carolina DIVERSIFIED-ADM-CORP Diversified Administration Corporation DRISCOLL-HP Driscoll Health Plan EDUCATORS-MUTUAL Educators Mutual Insurance Association ELDERPLAN Elderplan EMBLEM-HEALTH-BATCH Emblem Health EMPOWER Empower Healthcare Solutions ESSENCE-HC Essence Healthcare EVERENCE-FINANCIAL Everence Financial FALLON Fallon Community Health Plan FARM-BUREAU Farm Bureau Health Plans FIDELITY-SECURITY-LIFE Fidelity Security Life Insurance Company FIRST-AMERITAS-NY First Ameritas of New York FIRSTCHOICE-HEALTH-BATCH First Choice Health FIRST-MEDICAL-NETWORK First Medical Network FIRSTCAROLINACARE FirstCarolinaCare Insurance Company FOOD-BAKERY-FUND-SOCAL Food Bakery Confection Workers Fund of So Cal GATEWAY-HEALTH-PLAN-BATCH Gateway Health Plan GLOBAL-HEALTH Global Health GLOBAL-ADV Global Health Medicare Advantage GLOBE-LIFE-ACCIDENT Globe Life and Accident Insurance Company FIRST-UNITED-AMER Globe Life Insurance Company of New York GOLDEN-RULE Golden Rule © Experian Health, Inc. Experian Confidential Information Page 24 of 28 GRAVIE Gravie Inc. GREAT-AMERICAN-INSURANCEMCARESUPP Great American Life Ins Co Medicare Supplement RECALL-GROUP-PENSION Group and Pension HEALTH-CHOICE-AZ Health Choice Arizona HLTH-CHOICE-PATHWAY Health Choice Pathway Insurance Company HEALTH-PARTNERS-PHILADELPHIA Health Partners Plans HEALTH-PLAN-NV Health Plan of Nevada HEALTH-SVC-CHILDREN-SPEC-NEEDS Health Services for Children with Special Needs HEALTHBRIDGE HealthBridge BENEFIT-ADMIN-SYS HealthComp (Benefit Administrative Systems) HEALTHCOMP HealthComp Administrators HEALTHEZ HealthEZ HEALTHGRAM Healthgram HEALTH_SMART-BATCH HealthSmart HM-CARE-ADV HM Care Advantage HOORAY-HLTH Hooray Health PITTMAN-ASSOC HSBS Memphis HUMANA-DENTAL Humana Dental INDEPENDENCE-ADMIN Independence Administrators INDEPENDENT-HEALTH Independent Health IUHP-MCARE Indiana University Health Plan Medicare INLANDEMPIRE-BATCH Inland Empire Health Plan INTEGRA-ADMIN-GROUP INTEGRA Administrative Group INTEGRATED-MENTAL-HLTH-SVC Integrated Mental Health Services INT-BENEFITS-ADM International Benefits Administrators JOHN-HOPKINS Johns Hopkins Priority Partners and EHP KAISER-FHP-HI Kaiser Foundation Health Plan of Hawaii KAISER-FHP-HI-MCARE Kaiser Foundation Health Plan of Hawaii Medicare KMAT Kaiser Foundation Health Plan of the Mid-Atlantic States KGA Kaiser Permanente of Georgia KEMPER-BENEFITS Kemper Benefits KEY-BENEFIT-ADMIN-BATCH Key Benefit Administrators KEY-HEALTHY-PARTNERS Key Healthy Partners KEYSOLUTION KeySolution LIBERTY-NAT-LIFE Liberty National Life Insurance Company LIFEWISE-HP-OR-BTCH Lifewise Health Plan of Oregon LINCOLN-FINANCIAL-GROUP Lincoln Financial Group LOCAL-1199 Local 1199 LOUISIANA-HEALTHCARE Louisiana Healthcare Connections LOYAL-AMERICAN-MCARESUPP Loyal American Life Ins Co Medicare Supplement CORESOURCE-FMH Luminare Health (fkaCoreSource Kansas FMH) CORESOURCE-LITTLEROCK Luminare Health (fkaCoreSource Little Rock) CORESOURCE-MD-PA-IL Luminare Health (fkaCoreSource MD, PA, IL, NC, IN) © Experian Health, Inc. Experian Confidential Information Page 25 of 28 CORESOURCE-OH Luminare Health (fkaCoreSource OH) MAESTRO-HEALTH Maestro Health MAGNACARE MagnaCare MAGNOLIA-HP-BATCH Magnolia Health Plan MANAGED-HEALTH-NETWORK Managed Health Network MANAGED-HEALTH-WISCONSIN Managed Health Services Wisconsin MANHATTAN-LIFE Manhattan Life MAPFRE-MCARE-EXCEL MAPFRE Medicare Excel MARTINS-POINT Martins Point MARTINS-POINT-CARE Martins Point Medicare MARY-WA-HP Mary Washington Health Plan MASS-ADV Mass Advantage MEDBEN MedBen (Newark OH) MEDICA-BATCH Medica MEDICA-BATCH Medica MEDICA-HC-FL Medica HealthCare Plans of Florida MEDICAL-ASSOCIATES-HEALTH Medical Associates Health Plan/Health Choices MEDBEN Medical Benefits Administrators / MedBen MEDBEN Medical Benefits Administrators Inc. (Newark OH) MEDBEN Medical Benefits Companies (Newark OH) MEDBEN Medical Benefits Mutual (Newark OH) MEDBEN Medical Benefits Mutual / MedBen MEDBEN Medical Benefits Mutual Life Insurance Co. MED-CARD-SYS Medical Card System MEDIGOLD MediGold MEDI-SHARE Medi-Share MEDPAY Med-Pay MERITAIN-HEALTH-BATCH Meritain Health METROPLUS MetroPlus MSEMPTEACH Mississippi State Employees and Teachers MOLINA Molina MOLINA_CA Molina (CA) Molina_FL Molina (FL) MOLINA-ID Molina (ID) MOLINA_IL Molina (IL) MOLINA_MI Molina (MI) MOLINA_OH Molina (OH) MOLINA-SC Molina (SC) Molina_TX Molina (TX) MOLINA_UT Molina (UT) MOLINA_WA Molina (WA) MOLINA_WI Molina (WI) MOLINA-CC-AZ Molina Complete Care of Arizona MOLINA-CC-AZ-MCARE Molina Complete Care of Arizona Medicare © Experian Health, Inc. Experian Confidential Information Page 26 of 28 MCC-VA Molina Complete Care of Virginia MOLINA-HC-NV Molina Healthcare of Nevada MOLINA-NM Molina Healthcare of New Mexico MOLINA-OH-MP Molina Healthcare of Ohio Marketplace MEDICAID-MT-BATCH Montana Medicaid MORECARE-ADV MoreCare Advantage HMO MUNICIPAL-HEALTH-BENEFIT Municipal Health Benefit Fund ANTARES Mutual Health Services NALC National Association of Letter Carriers NE-TOTAL-CARE Nebraska Total Care NETWORK-HEALTH-WI Network Health (WI) HEALTH-NETWORK-CORP Network Health Insurance Corp. NEW-ERA-LIFE-INS New Era Life Insurance Company MEDICAID-NH New Hampshire Medicaid NY-HOTEL-FUNDS New York Hotel Funds MEDICAID-NY-NAME New York Medicaid Name Search NIPPON-LIFE Nippon Life Insurance Company NORTHWEST-ADMIN Northwest Administrators OCHSNER-HP-ADV Ochsner Health Plan Medicare Advantage OLD-SURETY Old Surety Life Insurance OPTUM-MED-NETWORK Optum Medical Network OPTUMCARE OptumCare OPTUMHEALTH-BEHAVIORAL OptumHealth Behavioral Solutions OSCAR Oscar PACIFIC-SOURCE Pacific Source Health Plan PACIFICSOURCE-COMMUNITY-SOLUTIONS PacificSource Community Solutions PACIFICSOURCE-MCARE PacificSource Medicare PAN-AMERICAN-LIFE Pan-American Life Insurance Company PASSPORT-ADVANTAGE Passport Advantage PASSPORT-HP Passport Health Plan PAYERFUSION PayerFusion PENN-TREATY-MCARE-SUPP Penn Treaty Network America Ins Medicare Supp PEOPLES-HEALTH Peoples Health PERSONAL-ADMIN Personal Insurance Administrators (PIA) PHP-MI PHP of Michigan PHYSICIANS-HP-MI Physicians Health Plan of Michigan Medicare PHYS-MUTUAL Physicians Mutual Insurance Company PIEDMONT Piedmont PLANNED-ADMINISTRATORS Planned Administrators Inc. PREFERRED-CARE-PARTNERS Preferred Care Partners PRIORITYHEALTH Priority Health PROMINENCE-HEALTH-PLAN Prominence Health Plan PHP-FL-ADV Prominence Health Plan of Florida (Medicare Advantage) PHP-NV-ADV Prominence Health Plan of Nevada (Medicare Advantage) © Experian Health, Inc. Experian Confidential Information Page 27 of 28 PHP-TX-ADV Prominence Health Plan of Texas (Medicare Advantage) PROVIDENCE-HP-MCARE Providence Health Plan Medicare PROVIDENT-AMERICAN-MCARESUPP Provident American Life And Health Ins Co Medicare Supplement RELIANCE-STANDARD QuikTrip Corporation RELIANCE-STANDARD Reliance Standard Life RENAISSANCE Renaissance Life and Health RCKY-MTN-ELIG Rocky Mountain Health Plan RCKY-MTN-MD-ELIG Rocky Mountain Medicaid Health Plan ROYAL-NEIGHBORS Royal Neighbors of America SAMARITAN-HP Samaritan Health Plans SAMBA-HP SAMBA Health Benefit Plan SANA-HLTH SANA Health SELMAN Selman and Company SENIOR-DIMENSIONS Senior Dimensions SENIOR-WHOLE-MCAID Senior Whole Health of Massachusetts Medicaid SENIOR-WHOLE-MCARE Senior Whole Health of Massachusetts Medicare SHARED-HLTH-MS Shared Health Mississippi SIERRA-HEALTH-BATCH Sierra Health and Life SIGNIFICA Significa Benefit Services TPA SILVERSUMMIT-HP SilverSummit Healthplan MEDICAID-SD South Dakota Medicaid SPECIAL-AGENTS-MUTUAL Special Agents Mutual Benefit Association SPJST-MCARESUPP SPJST Medicare Supplement SVCMC-NY St Vincent Catholic Medical Centers of New York STANDARD-INSURANCE Standard Insurance STANDARD-INSURANCE-NY Standard Insurance of New York STANDARD-LIFE Standard Life and Accident Insurance Company STANFORD-HC-ADV Stanford Healthcare Advantage (SHC) STUDENT StudentResources SUMMIT-AMERICA Summit America Insurance Services SUNFLOWER-STATE-HP Sunflower State Health Plan SUNSHINE-STATE-BATCH Sunshine State Health Plan SUPERIOR-HP-TX-BATCH Superior HealthPlan of Texas BIND Surest SUTTER-SELECT Sutter Select TX-CHILDRENS-HP Texas Childrens Health Plan HEALTHPLAN-WV The Health Plan of West Virginia THE-ULLICO-COMPANIES The ULLICO Family of Companies Three Rivers Health Plans Three Rivers Health Plans THRIVENT Thrivent TOTAL-HEALTH Total Health Care TRANSACTRX TransactRX Part D TRANSAMERICA-FIN-LIFE Transamerica Financial Life Insurance © Experian Health, Inc. Experian Confidential Information Page 28 of 28 TRANS-LIFE-INS Transamerica Life Insurance TRIPLE-S-ADV Triple-S Advantage TRIPLE-SALUD-BCBSPR Triple-S Salud (BCBS Puerto Rico) TRUSTMARK Trustmark Small Business Benefits UCARE-MINNESOTA-COMM UCare of Minnesota UCARE-MINNESOTA-MEDICAID UCare of Minnesota Medicaid UCARE-MINNESOTA-MEDICARE UCare of Minnesota Medicare UMR-WAUSAU-BATCH UMR Wausau UNION-PACIFIC Union Pacific Railroad Employees BETTER-HEALTH Unison Health Plan BETTER-HEALTH Unison Health Plan UNITE-HERE Unite HERE Health-LV UNITED-AMER-INS-CO United American Insurance Company UNITED-MINE-WORKERS-ASSOCIATION United Mine Workers Association UNITED-TEACHER-MCARESUPP United Teacher Associates Medicare Supplement UNIVERSITY-CARE-ADVANTAGE-AZ University Care Advantage Arizona UNIVERSITY-FAMILY University Family Care UNIVERSITY-PHYS-ADVANTAGE University Physicians Care Advantage US-FAM-HP US Family Health Plan USAA-LIFE USAA Life Insurance Company USAA-MCARE-SUPP USAA Medicare Supplement VA-FEE-BASIS VA Fee Basis Program VA-HAC VA Health Administration Center VANTAGE-HEALTH-COMMERCIAL Vantage Health VANTAGE-HEALTH-MEDICARE Vantage Health Medicare VILLAGE-FAMILY-PRACTICE Village Family Practice WEB-TPA WEB-TPA WPAS Welfare and Pension Administration Service (WPAS) WELLFLEET Wellfleet Group LLC WV-CHIP West Virginia CHIP WS-FINANCIAL-GRP Western and Southern Financial Group WESTERN-HEALTH-ADVANTAGE Western Health Advantage WHA-MCARE Western Health Advantage Medicare WESTERN-SKY Western Sky Community Care MEDICAID-WY Wyoming Medicaid Notice of Care BCBS-MA Blue Cross Blue Shield of Massachusetts [00:01:15] Change in healthcare industry. [00:04:42] Cybersecurity breach at Change. [00:08:55] Cash flow challenges for healthcare groups. [00:13:37] Major issues in healthcare cybersecurity. [00:16:28] Hackers demanding ransom for data. [00:20:45] Cybersecurity threats in healthcare. [00:24:40] Healthcare system vulnerabilities. [00:29:53] Lack of transparency in communication.
UMI? MedPay? Add-on vs Reduced-by? WHAT DOES IT ALL MEAN? Attorneys Sarah and Ellis are in the house to help you break down your insurance policy (and Veronica's) and make sure you're protected.Follow @montlicklaw on social or visit lawyersinthehouse.com for more info, clips, tips.
Attorney Tyson Mutrux describes in this video the Most Commons Insurance: Bodily Injury, Uninsured, Underinsured, Medpay and Umbrella. Attorney Tyson Mutrux is licensed in Missouri, Illinois, and U.S. Federal Courts. Tyson takes his role seriously in representing clients in cases involving serious injury claims. In 2014, he became a member of The National Trial Lawyers Top 100 Trial Lawyers and the Top 40 Lawyers Under 40. In 2015, he was awarded membership into The Nation's Top One Percent of Attorneys by the National Association of Distinguished Counsel. In 2012, Avvo also rated Tyson “Superb” (10 out of 10). Tyson's experience in personal injury gives his clients a distinct advantage over the representation provided by other private practice attorneys. Tyson handles cases all over Missouri and Illinois, mostly in Central and Eastern Missouri. He provides pro bono legal services for military veterans and has also been heavily involved with The Missouri Bar. For more information about The Mutrux Law Firm, go to www.MutruxLaw.com. Disclaimers: **The choice of a lawyer is an important decision and should not be based solely upon advertisements.** **Past results do not serve as a guarantee of future results.** **The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.** --- Send in a voice message: https://anchor.fm/mutrux-firm-injury/message
I took a call from one of my clients in the back of an ambulance this week after an auto accident. This episode explains Medpay on an auto policy and a real-life scenario when it could’ve come in handy. Edge Solutions and Services Bombbomb My Website Agency Launch training. Agency Launch Podcast. Music by Roger […] The post Simply Explaining Insurance #185- Medpay appeared first on Dietz Agency.
ServiceMax, a field service management software provider, has signed a definitive agreement to acquire LiquidFrameworks from a private equity investor Luminate Capital Partners. The financial terms of the transaction remain undisclosed. Luminate Capital Partners had acquired LiquidFrameworks in 2019. In a press release, ServiceMax announced that the deal would expand its field service management solutions, to address unique challenges in the energy sector. Additionally, the acquisition would better position ServiceMax to meet digital service execution demand in the industry and facilitate its expansion of portfolio and go-to-market strategies.Netradyne, a startup using AI to build fleet safety solutions, has announced its Series C fundraise of $150 million from SoftBank Vision Fund 2. with participation from existing investors Point72 Ventures and M12.Amazon Web Services has announced the general availability of Amazon Health Lake, which is a cloud service that allows healthcare companies to centralize their medical data from various systems, and utilize it to improve patient care. According to AWS, utilizing HealthLake to consolidate different records into a single data repository makes information more accessible. This information includes medical information, such as clinician notes, lab reports, and insurance claims, stored in several databases.LearnWorlds, a platform for creating and selling online courses, has announced that it has raised $32 million in a minority investment led by Insight Partners, global venture capital and private equity firm.Google Cloud India has announced the launch of its new cloud region in Delhi-NCR. This would enable the firm to better their services to clients in various industries, particularly the public sector in India and the Asia-Pacific. The financial details have not been disclosed.Daloopa, a company providing AI-powered document automation and data extraction, has announced its $20 million Series A funding in a round led by Credit Suisse Asset Management's NEXT Investors. Lightyear, a software provider for network infrastructure procurement and management, has announced its Series A fundraise of $13.1 million from Ridge Ventures to boost hiring and resources in development, enhance go-to-market strategies, the company said in a press release. Lightyear had raised its seed round funding in 2020, netting $3.7 million from Amplo. With the close of Series A, the total funding raised by the company crossed 17 million $, as per Crunchbase. Singapore-based Easy Eat, a startup transforming restaurants into tech companies, has announced a raise of $5 million to expand into deeper Southeast Asia. The round involved participation from Aroa Ventures, family office of Ritesh Agarwal, founder and CEO of OYO; Reddy Futures Family Office; Prophetic Ventures; Maninder Gulati, global chief strategy officer of OYO; Cem Garih, managing Partner at Alarko Ventures, Fethi Sabancı Kamışlı, founder and managing partner of Esas Ventures and a few Silicon Valley-based VCs and angels, as per reports. SecurEnds, a cloud-based identity governance company, has announced a $21 million in Series A funding led by Elephant, one of the largest Series A investments in Atlanta's cybersecurity and tech startup ecosystem, the company stated in a press release. Lantronix has announced the introduction of True Zero-Touch Automation updates for provisioning remotely deployed IoT devices. Lantronix Inc. is a global provider of secure turnkey solutions for the Internet of Things and Remote Environment Management , including SaaS, connectivity, engineering, and intelligent hardware.Tinvio, a Singapore-based startup, has announced that it has raised $12 million in a Series A funding round led by AppWorks Ventures. The startup's strategic investor MUFG Innovation Partners (MUIP), also participated in the round. Other participants include Tinvio's existing investors, Sequoia Capital India's Surge, Global Founders Capital, and Partech Ventures. Digantara, a spacetech startup, has raised $2.5 million as part of their seed funding round led by Kalaari Capital. Digantara plans to utilize the funds to expedite product development and launch its first satellite (technology demonstration mission) into low-Earth orbit, according to the official announcement.MedPay, an API platform, has raised $1.2 million in a seed funding round led by Talent Investor Entrepreneur First and GrowX Ventures. The funds will be used to meet rising demand and enhance the company's current product offerings.
In this episode, we are privilege to host Justin Perun. He is the founder and CEO of MedPay and Healthy Habits. Justin talks about the consumer finance approach angle of MedPay. He discusses the benefits his company provides both on the patient and provider. In this pandemic season where many people are living paycheck to paycheck, MedPay gives people a safety net so they can live with less stress and better quality of life. This is a very interesting conversation filled with consumer insights and a lot of opportunities especially if you are an employer or a payer, so please tune in and enjoy! https://outcomesrocket.health/healthyhabits/2020/09/
In this episode, I share how we are in deep with an attorney who owes us money from her trust account that is for Medpay from the insurance company after Meagan's first wreck. She says she mailed the check, but we have not received it in nearly two months.
Bell & Pollock talk about Med Pay.
In this episode, we are privilege to host Justin Perun. He is the founder and CEO of MedPay and Healthy Habits. Justin talks about the consumer finance approach angle of MedPay. He discusses the benefits his company provides both on the patient and provider. In this pandemic season where many people are living paycheck to paycheck, MedPay gives people a safety net so they can live with less stress and better quality of life. This is a very interesting conversation filled with consumer insights and a lot of opportunities especially if you are an employer or a payer, so please tune in and enjoy! https://outcomesrocket.health/healthyhabits/2020/09/
On this episode of When Accidents Happen, we join our hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates, to talk about the initial steps to take when you or someone you care about is involved in a motor vehicle collision. When an automobile accident happens, the scene is often chaotic. Frequently, people are in pain, worried, and confused. To cut through the confusion, we’re answering questions like: What happens when you're in a crash? What should you do at the scene of the accident? What should you expect when you call the law firm. And, what questions should you ask? We will walk through these questions and try to relieve some of the stress that happens when you're involved in an automobile or tractor trailer accident. Key moments from the episode:1:21 – Initial steps and recommendations following a collision 2:00 – Why is it important to get medical care right away? 5:00 – Initial questions from a law firm 5:29 – Insurance and Medpay information 6:35 – Should you talk to the other insurance company? 8:18 – Initial investigation after a crash and witnesses You can connect with Brown Moore and Associates on our website at YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) . Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.
Partner Jon Moore joins Associate Attorney Paige Pahlke to discuss MedPay. MedPay is short for medical payment coverage. MedPay is available as an add-on with many automotive insurance policies, is no-fault, and covers anyone in your car. This means if you have MedPay and you are at fault in an automobile collision, you can still have medical expenses covered for yourself or others. While making a MedPay claim is not difficult, you do need medicals bills and proper documentation to submit to the insurance company. Key Moments From The Episode:1:00 – What is MedPay? 1:59 – How do I get MedPay or know if I have it? 3:30 – How do I make a MedPay claim? 5:02 – Does making a MedPay claim raise my rates? 6:00 – Do I have to pay an attorney to make a MedPay claim? 7:06 – Is there a time limit to file a MedPay claim? Connect with us on our website at YouTube (https://www.youtube.com/channel/UCzFN-qYqRbfLXfTe5BdEYCg/videos) . Subscribe to When Accidents Happen on (https://subscribeonandroid.com/feeds.captivate.fm/whenaccidentshappen/) . When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is not a substitute for consulting an attorney. You should always consult an experienced personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at (https://www.brownmoorelaw.com/) , or better yet, call (704) 335-1500 for a free initial intake interview so Brown Moore and Associates can evaluate your case.
Bikers everywhere have heard about the tragic motorcycle accidents experienced by the NH Jarhead MC. Attorney Justin Lovely and NAMIL Director Patrick Anderson discuss the facts of the case in details and how South Carolina rider's can protect themselves if something like this happens at home. Transcription below: Patrick Anderson: Hey! This is Patrick Anderson. I'm your host and I've received several questions from our listeners about this horrific motorcycle wreck in New Hampshire. So, for the benefit of our listeners, I've asked Attorney Justin Lovely to do an interview. Now, Justin is the President of the National Academy of Motorcycle Injury Lawyers and he's also one of the founding members. Justin, on our break, you were sharing so many legal aspects of this terrible tragedy with me that I almost don't know where to begin but the main question I have for you and the main question probably on everybody's minds is how would you go back getting justice for these riders and their families if this accident had happened in South Carolina? Attorney Justin Lovely: Yeah. Patrick, thanks for having me on but what a nightmare scenario that this was and as it continues to be for these families. You know, it'd be hard. You have to take it all in. But in South Carolina, I mean, the first thing you got to do is just you've got to do your own investigation. If something like this happens, we have to figure out who are the parties that we're going to go after. Are we going to go after the at-fault driver? Are we going to go after the owner of the truck? If there's an owner-operator scenario, maybe there's a different insurance policy with the lease scenario to go after but the injured parties have underinsured coverage. It's their personal injury protection coverage or med pay policies that we could recover for their families. A lot of different scenarios to take in and get started with a case like this, but the first thing you definitely got to do is get our own team of investigators because, at the time, it was pure chaos out there in New Hampshire. Patrick: When you say investigators, what kind of investigators do you have? Attorney Justin: Well, in my office I do have two investigators. One is a retired detective from Raleigh, North Carolina. He is my primary investigator. I use him for everything. Real good guy. He rides. He was injured in the line of duty so he couldn't be a detective anymore. So, he's kind of retired down here in South Carolina. That's why he got to work for me. My second guy is a badass investigator. He is a retired Special Forces but they still call him up to do some duties and he'll leave and disappear for a few months and that we kind of know he is doing something for the country but when I need him, he usually can show up and he gets the job enforced. Patrick: Now, there's really two kinds of issues here. Obviously, several people were murdered. They died and so you'll be working with their families. Then the rest of the folks, I mean their injuries are just beyond horrific. There mounting to-- the last report I read was like over a half-million dollars for just one of these people. So, let's talk about that first. What would you do for the people who got hurt in the accident? You know, dealing with medical bills covered and all that kind of thing. Attorney Justin: Yeah so the first thing we do, of course, I just said it not to beat a bush but you have to investigate the claim. We got to figure out who are we going to attack, what sources of recovery is there to get. Like you said, we got to distinguish there from potential wrongful death case if the person has mounting medical bill but they, fortunately, lived through the accident. What we do is we set up the claims, figure out who we're going after, hopefully, their medical bills-- They have health insurance, hopefully. We have stopped and called the Collateral Source Rule in South Carolina. What that means is if there's health insurance, fix up their bills, and pay the contract in price. I can still get to submit what I got to try to fill with the pays or negotiate for them their full value of their medical damages so they're getting the benefit of their health insurance's contract at price out of different providers whether that's ambulance or the E.R. or he has physical therapy or something in exigence whoever it may be. We let them treat-- We handle all the medical, get the medical bill then handle with their liaison with the insurance companies. Really just build their case up to move forward with it. Make sure they get the medical treatment that they need and go ahead and file the lawsuits if we have to. If we know it's a similar case like what happened to New Hampshire and South Carolina, of course, you want to go ahead and get it filed. This is a potentially devastating case to that carrier because they're going to have seven awful deaths, they're going to have the families, they're going to have the three that were hurt, they're going to have their mounting medical bills. You would really want to get the case in suit as quickly as possible. To go and get our quick [inaudible] and in fact to the client. Patrick: Since we're talking about the wrongful death cases, that's different. A lot of the same things apply as for as finding out who's at fault in the insurance but what are the other particular things for families? I mean they're dealing with burying their loved ones and everything else. How do you work for them separately? Attorney Justin: Yeah and again, it is separate. A lot of it is the same but we're not dealing with any kind of treatment scenarios. The South Carolina created a specific calls of action for wrongful death. It's South Carolina Code 15-51-10 and that statute allows a wrongful death claim to proceed whenever there is a wrongful act, neglect, or default of an at-fault party. They can go for any kind of case, for trucking case, a motorcycle case, a court case, anything. But a wrongful death statute allows for us to bring an action on behalf of the spouse, on behalf of the children. If there wasn't a spouse or children, we can bring it on behalf of the person's parents or of course if there are no parents, spouse, or children, any kind of heirs. We kind of research that. We kind of figured out who's going to take under the potential wrongful death case. Those kinds of damages that we're going after, you know we're going after the medical bills from the deceased's treatment, any kind of funeral calls, the loss of fundage or support or benefits, loss of household services, loss of companionship, those kinds of things. Now, going along with that, there is another aspect that's called a survival action. In a lot of times, we have both and under our act in our law in South Carolina, I'm sure this is just like that in New Hampshire. They have a similar statute but in South Carolina, we would also bring a survival action like I said and that is seeking damages if there was any kind of suffering prior to the death. So, if they were hit on the scene, basically we're saying they survived the initial accident but the injuries and damages were enough that they succumb to it eventually. So, think of the scenario, we would file those claims form, we'd meet with all the interested family members to learn the circumstances of the loss, explain what we can do, gather as much evidence as possible, police report, accident report, witness statements, medical records, bills. Again, at that point in time, we've already identified the responsible parties and the sources of income, calculate the damages, develop the best legal strategy that we can, negotiate on their behalf, and just try to get them an appropriate settlement with both the wrongful death case and the survival action. Patrick: Now, speaking of who's at fault, that was another thing that came up as people are asking me questions about this. So, on one hand, you got the driver, a 23-year-old driver who has a crazy criminal background with theft and break-ins and he's got driving under the influence of a crack pipe. I mean, I don't even know why he would have a commercial driver's license in the first place, but then he got suspended in Connecticut and he goes down to New Hampshire to start driving with another trucking company. So, possibly, the trucking company also has some responsibility. I can't imagine that they did a proper background check and then decide to hire this guy. Attorney Justin: That attorney in New Hampshire is going to have a field day with this. The federal regulations outlined the carrier's responsibility to obtain their background information of the driver before they hire him in. There is definitely negligent hiring component to this and even if this happened in South Carolina, we would still bring negligent hiring because these are based under the federal regulations for truck drivers. Absolute nightmare. The trucking company does not investigate their qualifications of this potential driver. They're deemed to have actual knowledge, not just-- They can't just say, "I didn't know this". If they don't act to actually investigate these people they're hiring, they're deemed to have actual knowledge. So, taking to account if a joker like this guy in New Hampshire was down here in South Carolina, they're supposed to lose their license for 60 days if you have a conviction within a 3-year period and this is talking on like a minor scale. He even has a speeding ticket. If you're going 50 miles over a speeding ticket, you have a reckless driving, and improper lane change can make him lose it for 60 days. Following the vehicle too closely, any other motor vehicle traffic or texting and driving or driving without a license. Now, similar to this New Hampshire guy, you're supposed to be disqualified for a minimum of a year under the federal guides. If you got a DUI, he had operating under an influence charge prior to this, a record something similar to that. So, yeah, and the trucking company has to know that and they have a duty to investigate their driver's driving experience and their qualifications. Now, some jurisdictions will say, well, they have to do their driving record and know their driving record and investigate their driving record but maybe not their entire criminal background. Between me and you, that's absolute bullshit. They need to investigate the whole thing. A lot of times, when we have this kind of case, we start investigating and it definitely comes up that there was a failure or a breach in their system of investigating these people prior to hiring. That takes you to another point, Patrick, and this might get a little offtopic but I've heard this from the industry because we do these trucking cases and we do motorcycle cases. I've heard that this trucking company is, due to the economy, is just having such a hard time hiring people. That's the rise with Uber and they're trying to get this self-driving car or self-driving trucks. The cars of this trucking company are having a problem hiring qualified drivers. That may come into a place that this lawyer also up in New Hampshire might discover, hey, they couldn't hire anybody so they just said, to hell with our duty to investigate these people. We don't want to know. We just want a driver on the road and of course, it's going to bite them in the ass when it [inaudible] them. Patrick: Well, yeah, absolutely. Now, here's another angle to this. Maybe you can comment on it but evidently, the flatbed trucking trailer that a guy was driving like 2, 3 weeks before, it also flipped in, right? Nobody was hurt so the police didn't issue any citations and such, but if there were some failure to maintain that trucking trailer or if there were something else having to do with the manufacture, would that contribute to the accident and cause another party that you could sue on behalf of the victims? Attorney Justin: Yeah. Again sometimes, we have these cases where a lot of us will see is--. You'll see a car roll off. That's what makes it flip but they have a duty to look out for the mechanical failures and sometimes we can bring a call of action for negligent inspection, negligent maintenance, negligent repair, and yet a motor carrier can be held responsible for any injury caused by failure to properly inspect, maintain, or repair the equipment. That's controlling. So, like you said, maybe the brakes don't work or something should have been or did not be found on a free trip inspection. Definitely, that would subject them to a claim for negligent inspection. Patrick: It seems like that might be something to definitely look into. You remember a while back with Tracy Morgan and Walmart truck driver, we had a lot of questions about that case came up as well. One of the things that were so interesting to me was Walmart came out right away and said, we're going to take care of all the people injured. There's like 3, 4 vehicles involved, several people but then when it finally came down to the point of their attorneys actually looking at things, the attorney said, no, we don't have any liability. There is contributory negligence on behalf of Tracy Morgan and other folks because they weren't wearing a seatbelt. Eventually, they were saying the whole accident was their fault because they didn't wear a seatbelt. How would you handle things like that? When they come back and try to pinpoint it on you, there has been cars or partial cars, how do you deal with that? Attorney Justin: We see that a lot with motorcycle accidents especially. They always try to pin it on the biker or the rider. It's ridiculous but it's something we have to overcome. Here's what I tell my clients. Remember they're going to bring that up but luckily in South Carolina, we're not as harsh as some states. In North Carolina, they have a pure contributory negligence set of laws where if you're 1% at fault, you can lose your whole recovery. Luckily, in South Carolina, they would have to prove that the interparty or the victim is more than 50% so as long as we're not more than 50% at fault, we would still have a claim. Then what happens is, after just trying-- Similar to Tracy Morgan, what we'll try to do is they-- we'll, hey, arbitrarily, we're going to say that the biker was 20% at fault. And we have to fight that fact all the time. Basically, we're just going to hold our stick to the fire, say under what grounds or you coming up with arbitrary number and a lot of times it's the adjuster. We call it adjuster law in the office here because he's not going by any kind of scientific standards or what's on the medical records or what's in the accident report, or what our experts' report. He's just making up his own mind. We go so far in miles because I turn them into the South Carolina Department of Insurance, that'll put up with it. If they start their arbitrary stuff with my clients, immediately, we get to ask him to correct it politely, deal with a specific timeline and if not then we either file the lawsuit along with the Department of Insurance complaint against the adjuster or we'll go ahead and file the Department of Insurance complaint with that sorts of file to give us some leverage in the lawsuit. Patrick: So, you know a lot of these games that they play and it's really just a matter of what negotiating and getting leverage on them and pointing out what you're going to do if you go to court? Is that how that works? Attorney Justin: Yeah, and Patrick, it shouldn't be like that. It should be-- because a lot of these are cut and dry but they are trying to save money for their shareholders, policyholders, whoever it may be. The only way they make money is denying the late claims. It's ridiculous, especially for the hurt person. But yeah, it's a game they play and we just got to do hold the stick to the fire and do what's right by my client. Patrick: This is like a crazy part of this case and I'm sure it doesn't come up that often, shouldn't come up that often, but then the RMV had gotten notification both through electronic means and then also received a pre-note that this driver's license should have been resented or canceled or whatever. Because of their lax way of handling things over the last year, they've got thousands now of cases that should have been terminated but they're not. So, the government [inaudible] came out and said that he is calling on a full investigation, the head of the RMV resigned. Is there some liability on the part of the state or the RMV in this? Attorney Justin: Based on the statute, what I've been reading up there, and of course I don't really know the New Hampshire law but I would say yes. That is, like what you said, it's crazy. That's the most bizarre thing I've heard in a long time. If that happened here in South Carolina, I would love that case. I would bring that case all day long. I haven't heard of a similar set of facts but one thing a little [inaudible] up here in South Carolina is our Tort Claims Caps. Unfortunately, in South Carolina, no matter what a public entity does, we are limited to a $300,000 recovery. Now, there is some talk in the legislature to increase that coming up but right now, even if we would have proved the exact same set of facts to the New Hampshire case, our only recovery for these injured and deceased marines will be the 300,000 caps. But that's some creative lawyering of the New Hampshire. He's calling them accountable and it's bringing light to this bigger issue. A scary issue that we have, like what you said, hundreds of these other commercial drivers on the road out there. It's crazy so it's like a ticking time bomb it can happen again. Patrick: Yeah, and since it looks like there're so many things here that are just absolutely wrong, should not have happened that contributed to this, what's the potential for punitive damages? Attorney Justin: For punitive damage, you have to prove in South Carolina, at least, willful, wanton, gross negligent, reckless conduct. These cases are written all over it. Those damages are above and beyond your regular damages. They're meant to punish behavior. Everything about this is bad. Again, with the DMV/RMV issues, you'll be limited to the Tort Claims Caps but as far as the carrier, as far as the at-fault driver himself, as far as any other entity or insurance company that's insuring those entities and underinsured coverage, they would be responsible for potential punitive damages for sure. Patrick: Now, we're talking about insurance and you mentioned that a couple of times but if you didn't have underinsured motors coverage and this happened, you'd become screwed, right? Attorney Justin: I preach that to my clients. I preach that to whoever wants to listen to me. I go to motorcycle clubs. I go to bike weeks. I go to Harley Davidson. I go to our local riding [inaudible], everything. I tell everybody, get your UIM, Underinsured Motorist Coverage as high as you can afford. It's not that much more expensive when you really think about it. You don't have to do it for yourself. Do it for your spouse, do it for your kids because like what we're talking, if at the at-fault driver only have a minimum policy and in South Carolina, that's a $25,000 policy. Your emergency room bill is going to be more than 25,000. Easy. So there goes that first part. You can't count on him to have million-dollar insurance. It's more than likely you're going to have that minimum policy. So the only thing you can do is to up your underinsured coverage and work you underinsurance with the first party policy and they will step into the shoes of the at-fault driver up to your policy limits that you purchased. In South Carolina, locally, sometimes we can stack policies. What I mean by that is if you have more vehicles at home, sometimes I can pull back and you may think you only have a hundred thousand in coverage but you have three vehicles at home, well guess what, now you have 400,000 in coverage that we can get you and your family, your kids when you fall, when you're hit. That's always an avenue. I always preach that. You can never count on the at-fault driver. You got to increase your UIM coverage. Another thing that's underlooked is your PIP or your MedPay Policy and that coverage kicks in whether you're at fault or not. It's Personal Injury Protection or MedPay. In South Carolina, I always recommend if you have health insurance, get that the bigger help whatever your health insurance deductible is because you're more likely to be in a motor accident and get hurt in which your PIP cover your health insurance and your health insurance will cover your meds. You're not out to pocket anything and we're able to fight for you and get you a recovery. Patrick: I know. While you're talking, I was totally surprised. I thought I want to talk to my insurance agent then I'd say I want a full coverage policy. As I'm talking to you, I realized I'm not really insured properly at all. Attorney Justin: An insurance company [inaudible] the insurance and a lot of times he'll make me call and you'll say exactly what you just said. I need a full coverage policy. I need the cheapest policy. Those are the two words I hear the most common in my practice. Well, cheapest they're just going to give me the liability. That's it. That covers absolutely nothing. Full coverage, now, they'll probably give you comprehensive coverage that will cover if you drop your bike or something stupid like that, but that's not underinsured motorist coverage. In South Carolina, they have to make you a meaningful offer of UIM and you have to specifically by a signature decline that coverage. There's times where clients come into me, they'll say, "I don't have UIM". We're able to do an investigation, request those actual documents from their first-party insurer. They can't provide it. Then I'll be able to do what we call reformation of the policy. Do we fall them to give them some UIM coverage. We see that a lot of malpractice unfortunately but the best course of action is to make sure you have your UIM. I do that, Patrick, for my clients. I do it for anybody. Just call me, come by my office if I'm here. Any of my attorneys can meet with you anytime we're here in the office and if you just put out your declarations page, we'll sit down with you. I'll say, look here's where you're short, here's what you need to-- fill in this gap. Get some more of this, get some more of that. We'll just give you an honest review of it for free. Patrick: That's tremendous. I know I'm changing my policy tomorrow. That's for sure. So, for our listeners who would like to take advantage of that or have you come out to their club and speak with them, what's the best way for them to get in touch with you? Attorney Justin: We're here in Myrtle Beach, South Carolina with an office 1053 London St., my website, www.justiceislovely.com. They can call me anytime 843-839-4111. I often speak at club meetings. They call me in before their monthly meeting. I got no problem coming and really teach them this because sometimes it takes somebody outside of the club to really rang it home. Of course, I want to educate them before they, you know, they always want to be riders so they can call me anytime, Patrick. Patrick: That's great. Also, besides our whole conversation here has focused on this personal injury cases and wrongful death but Justin also handles criminal cases so if you're listening and you got a DUI, you've been hassled by the police, you can also reach out to Justin. Any thoughts or comments on the criminal cases that you deal with? Attorney Justin: Yeah, we're an injury and criminal defense firm here in Myrtle Beach. Unfortunately, riders get profiles and a lot of the cases are ridiculous we can beat them so definitely give us a call. My wife, Amy, handles most of the criminal documents and I help her out too. We get a lot of traffic tickets, DUI, and stuff like that. We can help the riders out. Also, lately, we're seeing a lot of the 3M cases, we're helping riders out because a lot of them are unaware that they [inaudible] and they were deployed during the Iraq-Afghanistan campaigns. I definitely take the most cases as well. Patrick: This has been Justin Lovely with The Lovely Law Firm and Justin is the President of the National Academy of Motorcycle Injury Lawyers. I appreciate your time today, Justin. Listen, when you call his office, he also has rider VIP card with additional benefits and be sure to ask him for his legal guidance for motorcycle riders in South Carolina. Attorney Justin: I appreciate you having me, Patrick, and again my heart goes out to the Jarheads MC up in New Hampshire and all across the U.S. Let's hope for our country. This is sad this happened this way but hopefully, we can find a sliver of hope out of this and at least clean up the DMVs up in the northeast and go from there. I appreciate you having me and, yeah, anybody can call me anytime, I'll help them out. Patrick: Alright. We're going to go to a break now but Justin, stay on the line for a minute. I have a couple of questions for you. Attorney Justin: Yeah, no problem. [end] The Lovely Law Firm represents clients in Myrtle Beach and surrounding areas with criminal and personal injury cases. https://www.justiceislovely.com/ Firms past performance and experience does not guarantee future results. No fee if no recovery. Injury cases are handled on a contingency fee calculated before expenses from gross recovery. Costs are paid by the client regardless of outcome. The Lovely Law Firm is located at 1053 London St., Myrtle Beach, SC 29577 Justin M. Lovely
Visit us at AtlTrialLaw.com or call us at (678) 647-7299. About Riah Greathouse Since being admitted to practice law in the State of Georgia, Riah Winston Greathouse has been counsel of record in over 1000+ criminal and civil matters throughout the state with a high rate of success. Riah earned his law degree from the Thurgood Marshall School of Law at Texas Southern University in Houston, Texas, where he graduated in the Top 10% of his law school class. During Riah’s law school tenure, he gained invaluable experience with internships with Judge Clarence Cooper of the United States District Court in the Northern District of Georgia, as well as Chief Judge Myra H. Dixon of the State Court of Fulton County, Georgia. The respective judicial internships allowed Riah to gain a keen insight on the method in which judges operate, and how many of them expect attorneys to be prepared when appearing on clients’ behalf. Following law school, Riah joined a premier DUI defense firm, where he zealously represented numerous individuals charged with DUI. While representing DUI clients, Riah earned his certification in National Highway Traffic Safety Administration DUI Detection & Standardized Field Sobriety Testing, and attended the National College for DUI Defense at Harvard. Riah has also served his community as an Assistant District Attorney in Fulton County, Georgia for several years, where he prosecuted cases ranging from drugs to violent felonies throughout the county. His service as a prosecutor allows him to offer his clients the perspective of a prosecutor, which often times proves to be beneficial in securing a favorable resolution. After leaving the Fulton County District Attorney’s Office, Riah joined a nationally recognized plaintiff’s firm, where he represented injured victims as well as estates on behalf of decedents in wrongful death actions, where he has recovered millions for his clients. When Riah is not in the courtroom, he finds time to serve as the Chairman of the Board of Directors for Zena’s House, Incorporated, and is a member of the City of Atlanta’s Board of Ethics. He also enjoys spending time with his family, worshipping at Impact United Methodist Church, and rooting for the Falcons, Braves, Hawks, and UGA. Visit us at AtlTrialLaw.com or call us at (678) 647-7299.
Visit us at AtlTrialLaw.com or call us at (678) 647-7299 About Riah Greathouse Since being admitted to practice law in the State of Georgia, Riah Winston Greathouse has been counsel of record in over 1000+ criminal and civil matters throughout the state with a high rate of success. Riah earned his law degree from the Thurgood Marshall School of Law at Texas Southern University in Houston, Texas, where he graduated in the Top 10% of his law school class. During Riah’s law school tenure, he gained invaluable experience with internships with Judge Clarence Cooper of the United States District Court in the Northern District of Georgia, as well as Chief Judge Myra H. Dixon of the State Court of Fulton County, Georgia. The respective judicial internships allowed Riah to gain a keen insight on the method in which judges operate, and how many of them expect attorneys to be prepared when appearing on clients’ behalf. Following law school, Riah joined a premier DUI defense firm, where he zealously represented numerous individuals charged with DUI. While representing DUI clients, Riah earned his certification in National Highway Traffic Safety Administration DUI Detection & Standardized Field Sobriety Testing, and attended the National College for DUI Defense at Harvard. Riah has also served his community as an Assistant District Attorney in Fulton County, Georgia for several years, where he prosecuted cases ranging from drugs to violent felonies throughout the county. His service as a prosecutor allows him to offer his clients the perspective of a prosecutor, which often times proves to be beneficial in securing a favorable resolution. After leaving the Fulton County District Attorney’s Office, Riah joined a nationally recognized plaintiff’s firm, where he represented injured victims as well as estates on behalf of decedents in wrongful death actions, where he has recovered millions for his clients. When Riah is not in the courtroom, he finds time to serve as the Chairman of the Board of Directors for Zena’s House, Incorporated, and is a member of the City of Atlanta’s Board of Ethics. He also enjoys spending time with his family, worshipping at Impact United Methodist Church, and rooting for the Falcons, Braves, Hawks, and UGA.
Visit us at AtlTrialLaw.com or call us at (678) 647-7299 About Riah Greathouse Since being admitted to practice law in the State of Georgia, Riah Winston Greathouse has been counsel of record in over 1000+ criminal and civil matters throughout the state with a high rate of success. Riah earned his law degree from the Thurgood Marshall School of Law at Texas Southern University in Houston, Texas, where he graduated in the Top 10% of his law school class. During Riah’s law school tenure, he gained invaluable experience with internships with Judge Clarence Cooper of the United States District Court in the Northern District of Georgia, as well as Chief Judge Myra H. Dixon of the State Court of Fulton County, Georgia. The respective judicial internships allowed Riah to gain a keen insight on the method in which judges operate, and how many of them expect attorneys to be prepared when appearing on clients’ behalf. Following law school, Riah joined a premier DUI defense firm, where he zealously represented numerous individuals charged with DUI. While representing DUI clients, Riah earned his certification in National Highway Traffic Safety Administration DUI Detection & Standardized Field Sobriety Testing, and attended the National College for DUI Defense at Harvard. Riah has also served his community as an Assistant District Attorney in Fulton County, Georgia for several years, where he prosecuted cases ranging from drugs to violent felonies throughout the county. His service as a prosecutor allows him to offer his clients the perspective of a prosecutor, which often times proves to be beneficial in securing a favorable resolution. After leaving the Fulton County District Attorney’s Office, Riah joined a nationally recognized plaintiff’s firm, where he represented injured victims as well as estates on behalf of decedents in wrongful death actions, where he has recovered millions for his clients. When Riah is not in the courtroom, he finds time to serve as the Chairman of the Board of Directors for Zena’s House, Incorporated, and is a member of the City of Atlanta’s Board of Ethics. He also enjoys spending time with his family, worshipping at Impact United Methodist Church, and rooting for the Falcons, Braves, Hawks, and UGA.
Being involved in an auto accident can result in injuries you don't even know you have. A chiropractor will look for and treat any inflammation and muscle or soft tissue damage that could lead to bigger issues if left untreated.
Basic asset protection planning consists of four main components to make sure you are well protected. The first and most important component is a good liability insurance policy—and that normally means an umbrella policy to give you adequate coverage. You need to take care of this component first, which makes the other components work. Secure the policy before the fact and before it is too late. Also in this component is auto insurance. In this episode, Bill tells the story of one client who had a wonderful asset protection plan unraveled by a mistake with auto insurance. Bill also explains the importance of having "Med Pay" in your policy. If you or your loved have questions about asset protection, or would like to know more about government assistance programs such as Medicaid, Veteran’s Benefits, or other Special Needs programs, consider W.G. Alexander & Associates – we are experienced attorneys who offer a unique blend of asset protection, Elder Law and estate planning. You can also attend our free seminars, learn more through our website at www.wgalaw.com, or call us at (919) 256-7000.
Plai er en ny pay as you play gaming platform, der vil tage kampen op mod spilgiganter som Steam. Hvorfor dog betale fuld pris for noget, hvis man allerede inden et køb ved at man formenlig kun får brugt det rigtig lidt? Indlægget Plai – Udfordrer spilplatforms giganter med pay as you play model blev først udgivet på Iværksætterhistorier.
Its Personal Injury Day! Had oil change and company put in 6.5 qts (should have only been 5 qts) and engine locked up, how do I evict a "garage" tenant, got parking ticket from private lot, moved from Pennsylvania and mover has not delivered her goods, buying car from private dealer and has a loan on it, how long will MedPay cover, this and much, much, more.
It's Personal Injury Day! Update on yesterdays mold mitigation, getting low estimates on Fred Loya's Insurance adjuster, police will not do anything for domestic abuse because he is a man, caller blacked out and hit tree and have big medical bills, Podiatrist weighs in on orthotics, discussion on Med Pay for car insurance, this and much, much, more.
Did you know there’s a way to cover the cost of your injuries caused by a wreck even if you don’t have health insurance? It’s called Med-Pay Coverage, often abbreviated as “MPC.” Learn how it can protect you and your passengers, and why you should check to see if you have this crucial coverage in case of a wreck. Law Offices of Gary Martin Hays & Associates, P.C. http://www.garymartinhays.com/ | 770-934-8000 Facebook | Twitter | Google+ | LinkedIn | Instagram
MedPay (Medical Payments) coverage is no fault insurance coverage. This means it can be used by an individual to cover medical bills no matter who is at fault in a car accident. MedPay coverage is one type of insurance coverage an individual may encounter when they are injured in a car accident. This episode dives into what MedPay Coverage is, how it works in South Carolina, and provides a simple, real world example of MedPay Coverage application. This podcast is presented by Attorney William H. Alexander of the Law Office of William H. Alexander, LLC. Please be advised the material on this podcast is for informational purposes only and does not constitute legal advice.
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