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Thanks to our partners Promotive and Wicked FileHealth insurance premiums keep climbing — but 2026 could bring the biggest shakeup in years.In this episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, breaks down what's happening in the small-business health insurance landscape after recent ACA subsidy changes — and why a new Republican-backed House bill could change how shop owners buy coverage and support their teams.Hunt explains the economics behind rising premiums, who's actually affected by the loss of ACA subsidies, and why shop owners may see new opportunities if association health plans and expanded health reimbursement accounts (HRAs) become available. Whether you already offer health insurance or you're considering it in 2026, this episode will help you understand what's real, what's political, and what's worth watching.Ideal for shop owners and managers who want clarity on benefits costs, recruiting strategy, and what changes may be coming in the next open enrollment cycle.What you'll discover…(02:00) The current state of small business health insurance — and why premiums keep rising 10–20% a year(05:40) How the ACA reshaped the market (06:30) What the new House bill is, why it's being debated now, and the January 31 deadline looming in the background(08:00) Who the loss of ACA subsidies impacts most — and why many shops may see little direct effect(16:10) Association health plans: how small businesses could join buying groups like big employers (and why that could lower premiums)(19:25) Health Reimbursement Accounts (HRAs): the tax advantage shop owners may finally be able to use more flexibly(23:45) What to do now: when it's smart to wait, when it's not, and why open enrollment timing matters(25:00) The future of health insurance for small businessesThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network:
As the year closes, I'm focusing in this episode on BigLaw goals for associates without resorting to platitudes, firm retreat slogans, or vague resolutions that quietly collapse by February. After years as an equity partner in BigLaw, I've seen that the associates who actually move forward are not the ones making dramatic promises to work less, do everything better, or reinvent themselves overnight. Instead, the associates who most often make progress are the ones who focus on taking smaller, actionable steps in specific, visible ways that compound inside a system that is in many ways beyond their control. In this episode, I walk through what that looks like in practice. We talk about why goals built around staffing, hours, or personality change usually fail, and what BigLaw actually rewards instead: reducing friction for partners, exercising judgment, managing up, and being predictable and reliable in ways that matter. I explain concrete behaviors partners notice when evaluating and promoting associates, including how you frame decisions, communicate risk and timing, and signal judgment without overstepping. This is about learning how to operate more effectively inside BigLaw as it exists, not as we wish it did. At a Glance 00:00 Why BigLaw goal-setting can feel hollow and frustrating - even cringey 01:19 Why extreme "everything must change" thinking misses what actually moves careers 02:40 Why goals tied to things you don't control quietly set you up to fail 03:40 The compounding advantage of getting slightly better in visible ways 04:08 Reducing friction: how partners actually experience working with you 04:29 Anticipation and judgment versus stopping exactly at the four corners of the assignment 05:57 Managing up by framing decisions instead of asking open-ended questions 06:44 Predictability, early flags, and why silence is riskier than bad news 08:00 How BigLaw gives you positive feedback without ever saying "good job" 09:17 Why choosing one key incremental improvement beats trying to fix everything 10:06 The practical bottom line for building momentum year over year For Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select "Write a Review." Then be sure to let me know what you loved most about the episode! Also, if you haven't done so already, follow the podcast here! For Spotify, tap here on your mobile phone, follow the podcast, listen to the show, then find the rating icon below the description, and tap to rate with five stars. Interested in doing 1-2-1 coaching with Laura Terrell? Or learning more about her work coaching and consulting? Here are ways to reach out to her: www.lauraterrell.com laura@lauraterrell.com LinkedIn: https://www.linkedin.com/in/lauralterrell/ Instagram: https://www.instagram.com/lauraterrellcoaching/ Show notes: https://www.lauraterrell.com/podcast
On the Wednesday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, host Adam Bittner welcomes Post-Gazette Steelers insider Christopher Carter to assess Aaron Rodgers' play at QB this year. Does he deserve the "inconsistent" label after his latest performance against the Browns? Can his personnel plausibly be blamed with DK Metcalf absent? Or did should Rodgers still have been expected to do more with Kenneth Gainwell, Jaylen Warren, Adam Thielen, Marquez Valdes-Scantling, Pat Friermuth, Scotty Miller and others available as options? Our duo tackles those questions, then talks defense. How close is the unit to living up to Mike Tomlin's preseason expectations that it be "historic." What's the biggest factor in the turnaround over the past month? Is Derrick Harmon the simple answer? Or is it more complicated than that. How much credit do Tomlin and DC Teryl Austin deserve for the secondary, which has shined with an ensemble cast that includes Jalen Ramsey, Joey Porter Jr., James Pierre, Brandin Echols, Asante Samuel Jr. and Kyle Dugger? And how many offenses remain in the AFC playoff picture that could pose problems for this group? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send us a textThe Kim B. Davis Show featuring Dr. Angela Celeste May, a clinical, organizational, and forensically trained psychologist, President and Co-founder of A.M. May and Associates, Inc., President and founder of Celeste Productions, Inc., Author, Editor, former columnist, Musician, and 2023 President's Distinction Award winner from the Michigan Psychological Association Foundation discusses, Unity versus Division, especially in today's political and community climate. Dr. Angie shares tips and tools on how to heal and have positive, productive conversations and interactions. Join the conversation...The Kim B. Davis Show is a conversational platform that engages issues around mental health, well-being, and political engagement. You can also email me at Kimberly@kimberlybatchelordavis.comSupport the showThank you for tuning in to the Kim B. Davis Show. You can visit KimBDavis.com to learn more about me as an author and you can find me on FaceBook, Instagram, Twitter, Snapchat, TikTok, and LinkedIn. You can see this show on YouTube.com/KimberlyBatchelorDavis. Thank you again for your support and always remember, Be Magnificent.
Questions About The Constitution: How does a document that old stay relevant? What is the process to change it? How often is it changed? What are the foundational principles behind it? Why is it important? What holds it together? MORE! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm
Constitutional Deep Dives with Eric: Article 3 - Section 2 - Clause 2! Cases that can be appealed to the Supreme Court! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm
Are Gen X'ers truly ready for retirement, or is anxiety about savings and the future holding them back? Ethan Glasgow dives into the real fears facing Gen X as retirement approaches, including the uncertainties about saving enough, outliving income, and market volatility. He shares practical strategies for late-stage planning, including Roth conversions and budgeting tips, and explains why it’s never too late to start. Whether you’re five or ten years away, discover actionable steps to make retirement planning less overwhelming and more achievable. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.
Questions About the Constitution-315k Votes in Georgia-Fraud in Minnesota-Cuba-Nigeria-MORE! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com ===== THANK YOU TO OUR SPONSORS: Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Big Woody's Tree Service: https://bigwoodystreeservice.com/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
In this episode of Do The Work | Mindset Mastery, I talk about momentum, certainty, and why the next level of growth always demands a higher standard from us. As we head into a new year, I can feel it clearly. This organization is not slowing down. We are just getting started. After years of grit, hard decisions, and building when it was uncomfortable, everything is beginning to align. And that alignment comes from one thing above all else. Internal certainty. Over the last decade, I have learned that confidence does not come from positive thinking or hoping things work out. It comes from conditioning yourself to win. Showing up for the small commitments. Executing on what you said you would do. Setting targets and hitting them over and over again. That repetition creates belief. And belief creates momentum. When obstacles show up, and they always do, certainty keeps you grounded because you know it is only a matter of time before you figure it out. As an organization, we are very different than we were five years ago. The systems are sharper. The execution is faster. The scale is bigger. But the core has never changed. The belief system. The faith. The work ethic. What has changed is the number of people willing to operate at that level together. When you surround yourself with individuals who show up regardless of how they feel, momentum multiplies. Wins stack faster. Growth accelerates. And suddenly what once felt impossible becomes the next logical step. Opening a new office is not about convenience or expansion for the sake of expansion. It is a declaration. It is a statement that we are here to build something lasting. That we are willing to take on more responsibility, more pressure, and more challenges because that is what growth requires. I know there will be stress. I know there will be moments where it feels heavy. But I also know that every new standard feels foreign at first. And if you stay consistent, clarity always follows. What I want people to understand is this. Growth is never about becoming someone else. It is about deciding who you are and refusing to shrink back. When you stop challenging yourself, when you choose comfort over progress, motivation fades. The work slows down. And before you know it, you are watching others pass you by. That feeling is far worse than any challenge that comes from going all in. There is a cost to action, but there is a bigger cost to doing nothing. If something is on your heart and soul, and you have done the work to build the foundation, you owe it to yourself and your family to move forward. Not from emotion. Not from pressure. But from certainty. Certainty that you will not quit. Certainty that you will figure it out. Certainty that this is who you are. As we step into what is next, I want people to take an honest look at the environment around them. The support. The leadership. The access. This is not common. And it is not accidental. It is built by people who refuse to slow down, who hold the line, and who continue to show up even when it would be easier not to. That is what creates something special. And that is what makes the next chapter inevitable. Reader Reflection Questions Where in your life or business are you playing it safe instead of stepping into the next standard you know you are capable of What daily commitments are you either honoring or avoiding that are shaping your level of certainty If you truly decided that this is who you are now, what decision would you stop postponing Notable Quotes "Internal certainty comes from conditioning yourself to win on a consistent basis." "There is a bigger cost to doing nothing than there is to taking the risk." "This is not about who I want to become. This is who I am." Follow A.Z. Araujo on Social Media: Instagram: @azaraujo Facebook: A.Z. Araujo TikTok: A.Z. Araujo YouTube: Do The Work Podcast For Real Estate Agents in AZ: Learn more about Do The Work Coaching and A.Z. & Associates: dothework.com/azaa Upcoming Events: If you're a real estate brokerage owner, sign up for one of our upcoming events. Visit: dothework.com bigmoneybrokerage.com Join my mailing list for updates! New Do The Work Gear: Check out the latest DTW and Do The Work Gear! Hats, shirts, journals, and more: • • shop.dothework.com
On the Monday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Ray Fittipaldo react to the NFL Week 17 loss to the Cleveland Browns. Was QB Aaron Rodgers locked in on the wrong receivers with DK Metcalf out amid his suspension? Should names like Scotty Miller, Marquez Valdes-Scantling and Adam Thielen be getting the ball as much as they did? Why wasn't Pat Freiermuth in the game more despite proving he's one of the team's better playmakers? Where were RBs Jaylen Warren and Kenneth Gainwell? And can OC Arthur Smith turn the passing game struggles around in time for Week 18, when the Steelers will face the Ravens in a winner-take-all game for the AFC North title? Our duo tackles those questions, then ponders the team's run defense. Was yet another solid outing from the guys up front proof that this unit is ready to face Derrick Henry with the season on the line? To what extent can key players like Cam Heyward, Derrick Harmon, Jack Sawyer, Payton Wilson, Patrick Queen and others slow him down? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this insightful episode, Scott welcomes insurance expert Beth Boisseau-Coots to discuss the ever-changing landscape of real estate insurance, particularly in Texas. As 2025 approaches, understanding property and casualty insurance is more crucial than ever for investors navigating a market dramatically altered by climate events and capacity issues. Beth, a leading expert in property and casualty insurance, sheds light on why Texas has become one of the top "problem children" for insurers and what investors need to know to protect their assets.Key discussion points include:Texas Insurance Turmoil: Beth details why Texas has become an insurance "problem child," facing challenges from hurricanes, severe hail, and wildfires, leading to escalating costs and coverage difficulties in various regions.Capacity & Reinsurer Influence: Learn how commercial insurance capacity limits and reinsurers' decisions impact policy availability and pricing, sometimes forcing carriers to exit the state, directly affecting investors.Strategic Property Investment: Get crucial advice on areas to approach with caution (e.g., Texas coast, DFW with high wind/hail deductibles) and the distinction between replacement cost and market value to avoid common pitfalls.Master Policies for Portfolios: Discover the advantages of a "master policy" for investors with multiple properties, offering streamlined management, consistent rates, and flexibility for rehabs, rentals, and even certain subject-to deals.Investor Protection & Best Practices: Understand the importance of tenant renters insurance, contractor liability coverage, recognizing roofing fraud, and the value of assembling a trusted professional team to navigate complex insurance decisions.Beth emphasizes the need for investors to look beyond just price, focusing on comprehensive coverage and understanding policy nuances like coinsurance penalties. With her practical advice, investors can better protect their assets. Whether you're a first-time buyer or managing a large portfolio, Beth and her team offer invaluable guidance to ensure your real estate investments are properly insured. Connect with her for expert counsel and to explore solutions like the master policy that can simplify your insurance strategy.Connect with Beth HERE!Beth Boisseau-Coots is Vice President at JB Lloyd & Associates with 20 years of experience in the insurance industry. Licensed in Property & Casualty and Life & Health across all 50 states, she specializes in insurance programs for community banks, lenders, and real estate investors. A Certified Insurance Counselor and currently pursuing her CPCU designation, Beth is dedicated to helping clients protect what matters most with clarity and confidence.Watch the Original Video of this Episode HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest
Questions About the Constitution-315k Votes in Georgia-Fraud in Minnesota-Cuba-Nigeria-MORE! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm
It's a woman owned business that brings the arts to Chicago...and it's celebrating a major milestone this year. WBBM's Lisa Fielding has this week's Made In Chicago.
It's a woman owned business that brings the arts to Chicago...and it's celebrating a major milestone this year. WBBM's Lisa Fielding has this week's Made In Chicago.
BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Big goals don't create results — consistent execution does. In our annual goal setting episode, Darren and Christina share how they personally plan their year using a framework that blends EOS-style 90-day planning, daily habit systems, anti-goals, and weekly scorecards. You'll learn why annual goals alone don't drive behavior, how to break big goals into manageable checkpoints, and how small daily actions compound into massive progress over time. The conversation also covers why perfection isn't required, how to recover quickly when you fall off track, and how to keep momentum going without burnout. This episode is designed to help you move from motivation to control — and build a year that actually reflects your priorities. Let's make 2026 your biggest and most successful year yet! Show notes: 00:00 - Introduction 3:45 - Why do people fail to hit their goals? 5:45 - Step one: Set big goals 6:40 - Step two: Checkpoint goals 7:40 - Step three: Daily systems 9:20 - Step four: Anti-goals 11:20 - Step five: Rules 14:55 - Step six: The EOS system 20:55 - Step seven: Monthly calibration 23:10 - The three pillars of goal setting 25:50 - The anchor habit FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.
Vancouver Consumer - December 27, 2025 - Blair Mantin with Sands and Associates
In Part 2 of this Christmas conversation, James and Ryan dig into sequence of returns risk, the business cycle, and the role life insurance plays in navigating uncertainty. They revisit foundational ideas, challenge common retirement assumptions, and connect it all back to Nelson Nash's timeless insights. Thank you for listening, and Merry Christmas!
On the Friday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Brian Batko preview the NFL Week 17 matchup with the Cleveland Browns. How will OC Arthur Smith and QB Aaron Rodgers navigate their first game without receiver DK Metcalf this season? Can names like Adam Thielen, Marquez Valdes-Scantling, Roman Wilson and others step up? And what role with tight ends like Pat Freiermuth, Jonnu Smith and Darnell Washington play in the passing game? Our duo tackles those questions and ponders ways coach Mike Tomlin may handle rest vs. rust if the Steelers have the AFC North clinched for their next two games before the playoffs. They also make their picks for the Steelers' first game against Browns starter Shedeur Sanders. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
▶️ Visit to know more: https://www.raphaelcollazo.com/ Welcome, and for all your questions, Raphael is here to help you with Understanding the How to Win in CRE Brokerage (2026 & Beyond) with Allen Buchanan.If you are interested in learning about the many facets of commercial real estate, whether you're a business owner, investor, or just someone who's curious about the subject, you'll gain value from being a part of the group! In this meeting, Allen Buchanan, Principal at Lee & Associates, talked about his background and how he got started in business.Along with that, he shared the lessons he's learned over his 40+ year CRE brokerage career and explained how you can leverage these insights to win in 2026 and beyond.After the talk, we opened up the floor for Q&A. So, watch the full video until the end to learn about his story.▶️ If you're interested in learning more about Stephen, click the following links: ▶ LinkedIn: https://www.linkedin.com/in/allenbuchanan/▶ Book: https://www.amazon.com/SEQUENCE-Personal-Framework-Commercial-Brokerage/dp/B0FJHT38VM▶ Email: abuchanan@lee-associates.comIf you like the video, please SUBSCRIBE and don't forget to press the bell
Thanks to our partners Promotive and Wicked FileTraining might be the most misunderstood investment in the auto-repair industry — and one of the most expensive when done wrong.In this week's episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, sits down with David Boyes, President of Today's Class, to unpack why so many training programs fail, how to actually measure technician growth, and what modern training looks like in the era of mobile learning, data tracking, and personalized development paths.From eliminating wasted classroom hours to using data-backed insights to assign work more intelligently, this episode reveals what separates shops that get real ROI from training… from those burning thousands on ineffective education.Whether you're trying to develop apprentices, sharpen your A-techs, or build a learning culture that your entire team buys into, this episode gives you the roadmap.This episode is a must for shop owners, service advisors, training managers, and anyone responsible for technician development or operational performance.What you'll discover…(03:00) The evolution of training methods (05:08) The false assumption shop owners make when they “check the box” by sending someone to class(06:00) Why broad, general classes often fail and how personalization changes everything(09:00) How data reveals technician strengths, weaknesses, and readiness for advanced courses(12:44) What “daily, 3–5 minute micro-training” looks like and why it works(17:15) The “soft ROI” shops miss: engagement, retention, and knowledge-sharing culture(20:00) Why your techs “don't want training” and what shop owners are doing wrong(24:05) Should shops pay techs for training? Or position it as part of the job?(26:00) How data can reshape dispatching and technician workload(27:25) Can older techs adapt to micro-learning and app-based training?Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network:
Today, my guest is Ashley Garner. Ashley is a seasoned real estate entrepreneur and founder of ABG and Associates with over 30 years of experience, he combines analytical rigor and hands on property management to consistently deliver strong, cash flowing returns to his investors. And in just a minute, we're going to speak with Ashley Garner about value add, deal making, real world stories and lessons from transforming underperforming properties into profitable, high yield investments. https://www.abgmultifamily.com/
Tonya Leadman went nine months without a single placement. Seven searches were put on hold. Two offers fell through. Cash flow tightened. And her accountant called to check if she was okay. Tonya is the owner of Leadman & Associates, a national executive search firm serving the food, beverage, and CPG manufacturing industries. After building her career as a top performer in the MRI Network and later moving in-house as a Fortune 500 talent acquisition leader, she launched her own firm in 2022. Then the market turned — and placements stopped. In this episode of The Resilient Recruiter, Tonya shares what actually keeps a recruitment business alive during a prolonged downturn — without dropping fees, spamming clients with resumes, or compromising standards. She also breaks down the candidate presentation system behind her 92% interview rate, why she only submits the top two or three candidates, and the activity that kept her visible when most recruiters disappeared. This is a real conversation about resilience, discipline, and leadership when placements stop. You'll learn: What to do when your recruitment business goes months without a placement How Tonya maintained standards during a nine-month drought Why submitting fewer candidates builds more trust with clients The candidate presentation process behind a 92% interview rate How staying visible during a downturn pays off when the market turns Why Tonya fired a client when cash flow was tight How career services helped stabilise revenue without losing focus How fast recruiting can turn around when momentum returns Episode timestamps: 00:00 Nine months without a placement 01:40 Returning from maternity leave to a layoff 03:10 The habits that shaped Tonya's early success 14:35 The candidate presentation system behind a 92% interview rate 18:19 Why Tonya submits only the top 2–3 candidates 30:33 Launching a firm during a tough market 39:00 Seven searches on hold and the drought begins 43:02 The activity that kept her business alive 44:30 Firing a client during a downturn 49:17 Career services as a stabiliser 51:05 How recruiting can turn around fast Guest: Tonya Leadman Owner, Leadman & Associates If you run a recruitment agency and want to survive market downturns without lowering your standards, this episode is essential listening.
On the Wednesday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, host Adam Bittner welcomes Post-Gazette Steelers insider Christopher Carter to discuss Joey Porter Jr.'s value at cornerback Did his efforts on a busy day against Jared Goff, Jameson Williams, Amon-Ra St. Brown and the dangerous Detroit Lions offense show that he's one of the most important pieces on defense? Should his re-signing be a top offseason priority for coach Mike Tomlin and GM Omar Khan? And how does he rank in a loaded 2023 draft class that includes contributors like Nick Herbig, Broderick Jones, Darnell Washington and Keeanu Benton? Our duo tackles those questions; the performance of other secondary members including Jalen Ramsey, Chuck Clark and Brandin Echols; and OC Arthur Smith's receiving options amid WR DK Metcalf's suspension. Are Adam Thielen, Marquez Valdes-Scantling, Pat Freiermuth, Jaylen Warren and Kenneth Gainwell prepared to step up? Or will life be tougher for them without Metcalf to challenge defenses? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of The Impostor Syndrome Files, we explore what it really means to lead with authenticity in a world that doesn't always welcome it. My guest this week is Judy Hoberman, a trailblazing executive coach, speaker and author who built her career in male-dominated industries like commercial roofing and financial services. Judy shares stories from her early days climbing ladders in skirts, navigating bias and building unexpected alliances, and how those experiences shaped her belief that relationships are at the heart of everything.Together, we talk about how the leadership landscape has changed and how it hasn't. Judy and I explore the loneliness of leadership, the complicated dynamics among women in the workplace and the ongoing tension between showing confidence and being labeled as too much. Judy also offers practical, encouraging advice on how to build a network (even as an introvert), how to start authentic conversations and how to lead from a place of generosity instead of fear.About My GuestJudy Hoberman is President of Judy Hoberman and Associates, a company focused on empowering professional women. She is an award-winning international speaker, best-selling author, trainer, and leading authority on women in leadership and sales. She is also a Certified High Performance Coach™ where changing your habits can change your life. Her focus is on Executive Coaching and Trailblazer Masterminds for women. This direction is where her true passion is and gives her the time and attention to work with these incredible women, primarily in financial services and healthcare, which has always been part of her mission and vision.Judy's 30 years in business along with her experience in sales and leadership has helped her clients realize the importance of building relationships, standing out and being the authority in their market. She is often described as “transformational.” She is a best-selling author, a TEDx speaker and the host of The Trailblazer Chronicles podcast.Judy's mission…to help one woman a day by following an important philosophy- "Women Want To Be Treated Equally...Not Identically"®~Connect with Judy:LinkedIn: https://www.linkedin.com/in/judyhoberman/ Website: https://sellinginaskirt.com/ Instagram: https://www.instagram.com/sellinginaskirt/ Facebook: https://www.facebook.com/sellinginaskirt~Connect with Kim and The Impostor Syndrome Files:Join the free Impostor Syndrome Challenge:https://www.kimmeninger.com/challengeLearn more about the Leading Humans discussion group:https://www.kimmeninger.com/leadinghumansgroupJoin the Slack channel to learn from, connect with and support other professionals: https://forms.gle/Ts4Vg4Nx4HDnTVUC6Join the Facebook group:https://www.facebook.com/groups/leadinghumansSchedule time to speak with Kim Meninger directly about your questions/challenges: https://bookme.name/ExecCareer/strategy-sessionConnect on LinkedIn:https://www.linkedin.com/in/kimmeninger/Website:https://kimmeninger.com
In this episode of Everyday Therapy, hosts Brett Cushing, Licensed Marriage and Family Therapist, and Dr. Karin Ryan, Licensed Psychologist, break down what mindfulness really is—and what it isn't. They explore how being present, without judgment, can reduce stress, improve emotional regulation, and help you better understand what you need in the moment.From real-life examples to simple, everyday practices, this conversation shows how mindfulness can become a powerful tool for managing anxiety, burnout, and emotional overload—without adding one more thing to your to-do list. Do you have feedback or topic requests? Email us at podcast@nystromcounseling.comWe'd love to hear from you!Follow along:InstagramFacebookNystrom & Associates
PwC's new training program aims to give early-career recruits hands-on experience integrating artificial intelligence tools into everyday work. The Big Four accounting and advisory firm started piloting AI immersion sessions in October, with a full rollout to new US associates slated for July. The sessions are happening across PwC's tax, assurance, and advisory business. "We truly believe that the role of the new associate will be changing with AI and that their role will become somewhat elevated, and we need to make sure that we're really training them on those skills to work and think differently," said Margaret Burke, the firmwide talent acquisition and development leader for PwC US. Like its competitors, PwC has recently funneled resources into next generation autonomous tools aimed at handling routine tasks solo. The firm said in November it shed about 150 jobs across marketing, human resources, and other US support roles as part of a longer-term effort modernizing its back-office unit, including through using new AI tools. In this week's Talking Tax, Burke and PwC US Tax Leader Krishnan Chandrasekhar sat down with Bloomberg Tax reporter Jorja Siemons to discuss how the AI trainings have gone so far and what skills they hope new employees learn. Do you have feedback on this episode of Talking Tax? Give us a call and leave a voicemail at 703-341-3690.
Cam Newton recently discussed on ESPN's First Take the biggest money mistake that pro athletes make. In this episode, Ethan Glasgow reveals the hidden tax traps that both athletes and everyday Americans face after their careers. Discover why retirees are among the most unfairly taxed groups, how Social Security, pensions, and IRAs can impact your bottom line, and which strategies can help you keep more of your hard-earned money. Whether you’re five years from retirement or already planning your next chapter, this conversation will help you understand the real cost of retirement and how to prepare for it. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.
On Wednesday, Dec. 17, Chabad rabbis lit a public menorah in Durango in response to the Sydney terror attack that killed 15 people, including their colleague Rabbi Eli Schlanger. The event was one stop on the Hanukkah in the Rockies tour, with four Chabad rabbis traveling across the Western Slope to bring the warmth and light of the celebration to mountain communities. Each menorah lighting was dedicated to the memory of those murdered in Sydney. By Sadie Smith. Watch this story at www.durangolocal.news/newsstories/durango-responds-to-sydney-terror-attack-with-menorah-lighting This story is sponsored by Tafoya, Barrett & Associates and Payroll Department. Support the show
Sponsors Cloud Accountant Staffing - http://accountingpodcast.promo/casRelay - http://accountingpodcast.promo/relayOnPay - http://accountingpodcast.promo/onpayChapters(00:47) - Jeffrey Epstein's CPA and Lawyer (03:10) - Wall Street Journal Article on Epstein's Associates (05:58) - Discussion on Epstein's Financial Operations (14:25) - Trump's Executive Order on Cannabis Businesses (18:16) - Tax Implications for Gambling and Prediction Markets (20:47) - IRS Criminal Investigations Unit Record Year (25:13) - Lawyer Sues IRS to Recognize Dog as Dependent (28:09) - Trump's New US Tech Force (29:27) - Trump's Hiring Plans and Tech Startups (30:22) - Startup Fraud in Tax Accounting (34:23) - Intuit and Circle Partnership (36:38) - AI and Stablecoin Payments (44:16) - AI's Impact on Accounting Jobs (51:24) - AI-Powered Fraud in Finance (55:59) - Closing Remarks and Announcements Show NotesThe CPA and the Lawyer Who Served Jeffrey Epstein—and Control His Fortune and Secrets https://www.wsj.com/articles/the-cpa-and-the-lawyer-who-served-jeffrey-epstein-and-control-his-fortune-and-secretsTaking a gamble on prediction market taxation https://www.accountingtoday.com/news/taking-a-gamble-on-prediction-market-taxationLawyer sues IRS to recognize pets as dependents https://www.accountingtoday.com/news/lawyer-sues-irs-to-recognize-pets-as-dependentsSEC Charges Shiloh Luckey https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26424The FBI is investigating a startup founder accused of using VC money to pay for her house and a Caribbean wedding https://techstartups.com/2025/12/16/the-fbi-is-investigating-a-startup-founder-accused-of-spending-5-5-million-in-vc-funding-on-a-house-and-caribbean-wedding/Intuit taps Circle's USDC to add stablecoin payments across TurboTax and QuickBooks https://www.theblock.co/post/383184/intuit-circle-usdc-stablecoin-payments-turbotax-quickbooksIntuit and Circle Partner to Unlock the Future of Money Movement with Stablecoins https://investors.intuit.com/news-events/press-releases/detail/1292/intuit-and-circle-partner-to-unlock-the-future-of-money-movement-with-stablecoinsAI Is Reshaping Accounting Jobs by Doing the "Boring" Stuff https://www.gsb.stanford.edu/insights/ai-reshaping-accounting-jobs-doing-boring-stuffHuman + AI in Accounting: Early Evidence from the Field https://www.gsb.stanford.edu/faculty-research/working-papers/human-ai-accounting-early-evidence-fieldIRS-CI issues fiscal year 2025 annual report showcasing banner investigative results https://www.irs.gov/newsroom/irs-ci-issues-fiscal-year-2025-annual-report-showcasing-banner-investigative-resultsIRS Criminal Investigation uncovers $10.6B in financial crimes https://www.accountingtoday.com/news/irs-criminal-investigation-uncovers-10-6b-in-financial-crimesDext warns businesses over losses from ChatGPT-style financial advice https://fintech.global/2025/12/18/dext-warns-businesses-over-losses-from-chatgpt-style-financial-advice/ChatGPT tax advice already costing UK firms, say accountants https://itbrief.co.uk/story/chatgpt-tax-advice-already-costing-uk-firms-say-accountantsTrump admin to hire 1,000 specialists for 'Tech Force' to build AI, finance projects https://www.cnbc.com/2025/12/15/trump-ai-tech-force-amazon-apple.htmlOPM Launches US Tech Force to Implement President Trump's Vision for Technology Leadershiphttps://www.opm.gov/news/news-releases/opm-launches-us-tech-force-to-implement-president-trumps-vision-for-technology-leadership/Double Raises $6.5 Million Series A from Album Ventures, Jack Altman, and Y Combinator to Double Accountants' Productivity https://www.businesswire.com/news/home/20251210027851/en/Double-Raises-$6.5-Million-Series-A-from-Album-Ventures-Jack-Altman-and-Y-Combinator-to-Double-Accountants-ProductivityZoho announces enterprise billing, spend management products https://www.accountingtoday.com/news/zoho-announces-enterprise-billing-spend-management-productsZoho Announces Zoho Spend and Zoho Billing Enterprise Edition https://www.businesswire.com/news/home/20251218170986/en/Zoho-Announces-Zoho-Spend-and-Zoho-Billing-Enterprise-Edition-Offering-Large-Businesses-Greater-Control-and-Flexibility-Over-Billing-Operations-and-Company-Spend-as-They-ScaleAI giving scammers new tricks, enhancing old ones https://www.accountingtoday.com/news/ai-giving-scammers-new-tricks-enhancing-old-onesFrom secure to spooked: White-collar workers face rising job fears https://www.businessreport.com/article/from-secure-to-spooked-white-collar-workers-face-rising-job-fears
Mark Cavagnero returns to Architectural Record's DESIGN:ED Podcast to discuss the renovation of Temple Emanu-El in San Francisco, the pressures of a building opening, and the role that cultural heritage plays in architecture
Candance vs. Ben and the Split on the Right - Fraud in Minnesota - AND A Dishonest Question About a Movie - MORE! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
In this episode of Do The Work | Mindset Mastery, I take a moment to reflect on the powerful lessons learned from witnessing a marathon a true test of endurance, not just physically but mentally and emotionally. This wasn't just any marathon; it was a moment of transformation for so many people, a reminder that sometimes life requires us to push through pain and discomfort to discover what we're truly capable of. Over the weekend, I had the privilege of seeing many of our agents and their loved ones cross the finish line of a 26-mile marathon. These individuals willingly chose to endure the physical, mental, and emotional grind of this challenge. To me, it wasn't about the race itself but about what happened in the process. Watching them struggle through the miles, yet still smile despite the pain, was a beautiful display of human resilience. As I joined them, offering words of encouragement along the way, I couldn't help but reflect on my own experiences with pushing my own limits. I've been there, going through moments of deep struggle whether climbing Camelback Mountain or surviving an Ironman 70.3 triathlon. Each of these challenges, no matter how tough, reminds me of something crucial: that life isn't about avoiding hardship, but about leaning into it to grow. The True Value of Struggle It's easy to look at accomplishments as mere checkmarks on a list. But completing a marathon or any tough challenge isn't about the finish line itself; it's about who you become in the process. The real lesson isn't in crossing the line but in what you do after that. What's next? What will you create from the lessons you've learned? This marathon wasn't the end of the journey for these agents. It was just a checkpoint, a milestone that will propel them to greater things in both their personal and professional lives. After all, when you push beyond your limits, it's hard to stay the same. It's not about chasing highs or accolades. It's about developing the discipline to continue growing every day, beyond the big events, beyond the visible moments of success. For many of our agents, this marathon was more than just a race. It was a stepping stone a reminder that in life, the pain we feel in the moment can lead to long-term transformation. The same applies to our everyday struggles, whether in business, relationships, or personal growth. Life will always challenge us, but it's through overcoming those challenges that we discover the depths of our potential. Reflecting on Life's Journey When we push ourselves, we often surprise ourselves. What was once painful becomes something we look back on with pride. In watching others cross that finish line, I was reminded that each of us has a unique capacity for resilience. Life doesn't get easier, but it becomes more meaningful when we embrace the discomfort, learn from it, and use it to raise our own standards. We have to keep pushing. There's no such thing as the "best days" being behind us. Each day is a new opportunity to expand, to grow, and to build on the foundation we've laid. The marathon didn't define our agents; it merely highlighted what they're capable of and how much more they have inside them. And that, to me, is the essence of life. Conclusion So, what happens after the race? That's the real question. As the finish lines fade and the excitement dies down, the work continues. Life doesn't stop at the big victories. It's what we do next that shapes who we truly are. And for all the individuals who completed this marathon, I'm excited to see where this challenge takes them. Because it's never just about running the race. It's about what you do with the strength you gain once it's over. Reader Engagement Questions Have you ever pushed yourself beyond what you thought was possible? How did that experience shape you? What's a challenge you're facing in your life right now that could push your limits? How can you use this as an opportunity for growth? How do you stay motivated after achieving a big goal? How do you ensure that you continue to grow once the excitement fades? Notable Quotes: "It's not just about the finish line. It's about what happens after you cross it, about what you do with what you've learned." "When you push beyond your limits, it's hard to stay the same. You have to intentionally trip yourself up to go backwards." "The marathon wasn't the end of the journey. It was a checkpoint a new standard of what is possible." Follow A.Z. Araujo on Social Media: Instagram: @azaraujo Facebook: A.Z. Araujo TikTok: A.Z. Araujo YouTube: Do The Work Podcast For Real Estate Agents in AZ: Learn more about Do The Work Coaching and A.Z. & Associates: dothework.com/azaa Upcoming Events: If you're a real estate brokerage owner, sign up for one of our upcoming events. Visit: dothework.com bigmoneybrokerage.com Join my mailing list for updates! New Do The Work Gear: Check out the latest DTW and Do The Work Gear! Hats, shirts, journals, and more: • • shop.dothework.com
On the Monday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Ray Fittipaldo react to an NFL Week 16 victory against the Detroit Lions. Did coach Mike Tomlin's team prove it is built for late-season and NFL playoffs success after beating the potent Lions offense led by Jared Goff, Jahmyr Gibbs and Amon-Ra St. Brown? Why were Alex Highsmith, Jack Sawyer, Derrick Harmon, Cam Heyward and the run defense able to have so much success against Gibbs? How much of a strength is the running game becoming on offense. With Jaylen Warren and Kenneth Gainwell finding huge holes even behind a patchwork offensive line? And is this an identity that can be maintained in the coming weeks? Our duo tackles those questions, then ponders DK Metcalf's altercation with a fan in the stands at Ford Field. Could the NFL suspend him? And if so, what impact would that have on QB Aaron Rodgers and a passing game that's hit its stride the past few weeks with names like Adam Thielen, Marquez Valdes-Scantling and Scotty Miller in the mix? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Candance vs. Ben and the Split on the Right - Fraud in Minnesota - AND A Dishonest Question About a Movie - MORE! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm
In this episode, Gregory Ricks is joined by Dwayne Stein, host of Mortgage Gumbo, to preview the 2026 housing market as well as potential changes coming from the Federal Reserve. Then, Jude Heath, of J. Heath & Company, joins the show to discuss tax planning ahead of the new year including the importance of Year-End Roth Conversions. For financial news talk radio, tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.
Knowledge Project Intro Sixteen lessons learned from Bernie Marcus, the outlier: Bad money is worse than no money.Outcome over ego.Every customer is on loan.Bureaucracy is a fungus.Pitchers need Catchers.Promotions are an addiction; low prices are a discipline.It's not a value until it costs you money.Win-Win or walk away.Hire people better than you.The best information isn't in a spreadsheet; it's in the customer walking out empty-handed.Invisible benefits often outweigh visible costs.The one-man show doesn't scale.Instincts beat spreadsheets.The money is the scorecard, not the motivator.You're never as smart as you think you are.Sometimes the company outgrows the people.Home Depot's “Customer Bill of Rights” – the six things a customer wants to pay for: 1. The right assortment2. The right quantities3. The right price4. Associates on the sales floor who want to take care of customers5. Associates who have been properly trained in product knowledgeCulture isn't what you say, it's what you repeatedly do Read the full notes @ podcastnotes.orgBernie Marcus is the co-founder and former CEO of Home Depot. This is how he built a culture of ownership, kept going when everyone turned him down, nearly lost it all, and created one of the most successful retailers in history. ----- Approximate Timestamps: (00:00) Introduction (02:00) Part 1: An Accidental Miracle (09:29) Part 2: A Golden Horseshoe Kick (25:49) Part 3: Building From Nothing (38:53) Part 4: Orange Everywhere (49:40) Part 5: The Legacy (54:17) Lessons ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ fs.blog/membership------Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at fs.blog/newsletter------ Follow Shane Parrish:X: https://x.com/shaneparrish Insta: https://www.instagram.com/farnamstreet/ LinkedIn: https://www.linkedin.com/in/shane-parrish-050a2183/ ------ Thank you to the sponsors for this episode: .tech domains: Nothing says tech like being on .tech https://get.tech/ reMarkable: Get your paper tablet at https://www.reMarkable.com today ----- Sources: Marcus, Bernie, and Arthur Blank. Built from Scratch: How a Couple of Regular Guys Grew The Home Depot from Nothing to $30 Billion. New York: Crown Business, 1999. Best Practice Institute. "Bernie Marcus Interview." YouTube video. https://www.youtube.com/watch?v=KNP0YYDi1FY. ----- This episode is for informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices
On the Saturday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Brian Batko preview the team's Sunday 4:25 p.m. game against the Detroit Lions. Can the Steelers defense hold up against the Lions' high-scoring offense? Will Alex Highsmith and Jack Sawyer be able to get pressure on Jared Goff with T.J. Watt and Nick Herbig's availability in doubt due to injury? Will Jalen Ramsey, Joey Porter Jr. and the secondary be able to force turnovers? And will the return of Derrick Harmon help to slow down Jahmyr Gibbs, David Montgomery and the Lions' high-powered rushing attack? Our duo tackles those topics and more, plus gives their keys to a Steelers win and some predictions for the game. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this Christmas special, James and Ryan reunite after a long break to reflect on future projects, enduring principles, and why the Infinite Banking Concept® continues to stand the test of time. They share perspective on long-term thinking, discipline, and cutting through financial noise. As always, thank you for listening, and Merry Christmas!
Administrative Law: Do the qui tam provisions of the Federal Claims Act unlawfully delegate Executive power to private individuals? - Argued: Fri, 12 Dec 2025 17:54:54 EDT
Ned Gallaway of the Albemarle County Board of Supervisors, Tony O'Brien of the Fluvanna County Board Of Supervisors, Jesse Rutherford of the Nelson County Board Of Supervisors & Jerry Miller were live on “Real Talk With Keith Smith” powered by YES Realty Partners and Yonna Smith! “Real Talk” airs every Friday from 10:15 am – 11 am on The I Love CVille Network! “Real Talk With Keith Smith” is presented by El Mariachi Mexican Bar & Grill, Fincham & Associates, Inc., Free Enterprise Forum, Intrastate Service Co, Mejicali and YES Realty Partners.
Things happen, and your team will be late or absent. But when does it become a problem, and what can you do about it? In this episode, Kirk Behrendt brings back Alan Twigg, president of Bent Ericksen & Associates, to help you navigate and address chronic attendance issues that are happening in your practice. To learn how to get your team to show up for you and your patients, listen to Episode 984 of The Best Practices Show!Learn More About Alan:Give Alan a call: (800) 679-2760Send Alan an email: alan@bentericksen.com Join Bent Ericksen on Facebook: https://www.facebook.com/BentEricksenAssociatesLearn more about Bent Ericksen: https://bentericksen.comMore Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 984: https://www.youtube.com/@actdental/videosMain Takeaways:Understand your state, county, and city rules around attendance, sick leave, and PTO.When you don't address chronic attendance issues, your good employees will leave.Avoid creating policies that are too strict or rigid. They will come back to bite you.Know the requirements, limitations, and nuances around getting doctor's notes.Always document your employees' reasons for tardies and absences.Snippets:0:00 Introduction.1:38 Alan's background.2:26 Why this is an important topic.3:55 Mandatory sick leave, explained.6:16 Document the reason for an absence.9:46 Things to know about requiring doctor's notes.13:00 Attendance, sick leave, and PTO policies.15:22 Categorize the reasons for absences and tardies.17:52 Let them use their time.20:34 Don't solve your team members' problems.23:50 Your employee says they're sick, but . . .27:02 Leave of absence, explained.28:02 Being chronically late versus...
Hey BillOReilly.com Premium and Concierge Members, welcome to the No Spin News for Wednesday, December 17, 2025. Stand Up for Your Country. Talking Points Memo: Bill looks ahead to President Trump's speech tonight and what to expect. John McLaughlin, pollster and CEO & Partner of McLaughlin & Associates, enters the No Spin Zone to provide insights into why Donald Trump is losing ground in the polls. Nick Reiner has been charged with two counts of first-degree murder as part of the ongoing investigation into the murders of Rob and Michele Reiner. ICE has zero record of its officers or agents pulling over Rep. Ilhan Omar's (D-MN) son. Was this a PR stunt? A California school district is now allowing students to change their names and gender identities without informing their parents. Final Thought: Bill shares his book and Christmas music recommendations. Learn more about your ad choices. Visit megaphone.fm/adchoices
In the beginning, I was usually the only woman in the room. That was great, because it was memorable, and it was also bad, because it was memorable. -Maureen Rystrom Meet a woman who is at the top of her game in a male-dominated field. As Partner & Vice President of Marketing at J. Calnan & Associates, jcalnan.com, Maureen Rystrom oversees the construction management company's comprehensive marketing and communications initiatives. At a time when commercial messaging is often in your face, Maureen describes herself as a “thoughtful brand strategist” who takes a softer path. Her focus? The good work being done by J. Calnan & Associates and their customers in the communities where they build. Says Maureen: “It's not necessarily what we build, it's how we build that makes us special.” In this interview, she also shares the skills she honed to make her corporate climb a success story: Roll up your sleeves. Get out there and be seen. Be respectful of others' time. Always follow through. Make an impact. A pro at breaking glass ceilings with her own brand of grace and grit, Maureen is also a rock star connector and the co-founder of PLA, the Professional Ladies' Association. A three-sport varsity captain in high school, Maureen says that playing sports prepared her for success in business and credits her parents for teaching her the importance of an unstoppable work ethic. “If you want something in life, you've got to go out there and get it. You earn what you have. Nothing is handed to you.” For 24 minutes of the kind of fire that can spark YOUR success story, just hit that download button. #corporate #marketing #constructionmanagement
Orthodontic practice management expert Chris Bentson, Founder, Bentson Copple Patterson & Associates, joins hosts Dr. Leon Klempner and Amy Epstein on the Golden Age of Orthodontics podcast to analyze the competitive landscape facing private practice orthodontics in 2026. With nearly four decades of experience in practice valuation and business strategy, Bentson shares critical data showing 3.5% growth in patient starts after three years of decline. The conversation explores how DSO consolidation is reshaping the specialty, why digital orthodontics technology is essential for differentiation, and what data-driven decision-making reveals about successful practices versus struggling ones. Bentson discusses the impact of federal student loan caps on new residents, the lifecycle of consolidation, and why practices that embrace consumer experience innovations, such as remote monitoring, consistently outperform competitors across every operational metric.What you will Learn in this Episode:✅ How independent orthodontic practices can compete effectively against corporate consolidation by leveraging digital technology and improving the consumer experience throughout the patient journey✅ Why practices that engage with consultants and implement data-driven decision making consistently outperform in every operational and financial metric, including practice overhead management✅ What the latest industry data reveals about practice growth strategies for 2026, including why patient starts are finally showing positive growth after three consecutive years of decline✅ How new federal student loan caps will impact residents and create opportunities for marketing for orthodontists who want to attract young doctors seeking private practice Subscribe to the Golden Age of Orthodontics and our sister podcast, Practice Talk, hosted by Lacie Ellis, wherever you listen to stay updated on orthodontic innovation and real-world practice strategies. Visit People in Practice for more insights and to connect with our team for practice growth solutions.TIMESTAMPS: 00:00 Discussion featuring orthodontic practice management expert Chris Bentson, discussing data-driven decision making that will shape private practice orthodontics in 202608:33 The competitive reality for private practice orthodontics, the impact of DSO consolidation and increased overhead pressure11:36 2025 growth data showing a 3.5% increase in production and 2% growth in patient starts, signaling positive momentum for orthodontic practice management in 202619:02 Discussion of why only 20% of orthodontists engage consultants, OSOs and DSOs, and data-driven decision-making and marketing for orthodontists23:31 Analysis of new federal student loan caps, including how private practice orthodontics owners can attract young doctors and the future of practice valuation 30:31 Digital orthodontics investment strategy for new practice owners, using both custom braces and clear aligner therapy, is necessary 39:26 Discovering the “Why” in becoming an orthodontistKEY TAKEAWAYS:
Thanks to our partners Promotive and Wicked FileAre you leaving money on the table before the tax year closes?In this end-of-year episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, walks through the essential tax moves shop owners must make before December 31st and the costly assumptions that lead many to overpay the IRS.From retirement contributions and HSA hacks to equipment purchases, inventory write-downs, and why your accounts receivable might be lying to you, Hunt explains how small oversights can snowball into massive tax bills. More importantly, he shows you exactly what to check, adjust, and document now to ensure you only pay what you owe and not a dollar more.If you've ever wondered whether to buy equipment before year-end, how to handle unpaid invoices, whether your payroll timing affects deductions, or how to set yourself up for a smoother tax season, this episode gives you the playbook.Ideal for shop owners, bookkeepers, and managers who want to tighten their financials, avoid costly mistakes, and maximize deductions before the year closes.What you'll discover…(02:10) The repetitive tax mistakes and how to avoid them(03:45) Why retirement contributions are Hunt's “favorite deduction.”(06:35) How much you can contribute to SIMPLE IRAs and 401(k)s before Dec. 31(09:25) Why Roth contributions don't reduce your taxes (and when to use them)(10:30) The HSA contribution rules and how they can reimburse old medical bills(14:05) HSA vs. FSA: The real difference and how not to lose your money(16:10) The truth about deducting equipment — cash vs. financing vs. leasing(18:30) Major building improvements you can now deduct in year one(19:40) How to structure employee gifts, bonuses, and reimbursements(22:30) Four big things to keep an eye on to ensure maximum savings(25:16) Accounts payable: how missing December bills inflate your taxes(28:00) The most overlooked deduction in high-interest years(29:00) The fastest way to speed up your tax return (and avoid April chaos)Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive...
Ted speaks with J. Irons of Miovic Reinhardt Associates, a Seattle-based design-build firm known for its deep commitment to craftsmanship, sustainability, and client-centered building. J. reflects on his early love of design, his path through Berkeley and the University of Washington, and how curiosity led him from architecture into business development and leadership.They explore the unique design culture of the Pacific Northwest — from biophilic buildings and civic responsibility to the influence of Seattle's natural beauty on the region's architectural identity. J. discusses the values that drive today's homeowners, including the desire for meaningful spaces, outdoor living, and wellness-focused environments.Ted and J. also examine how construction has evolved, the impact of rising costs, and why permitting delays remain one of the industry's biggest frustrations. J. offers perspective on improving efficiency, managing client expectations during long timelines, and how MRA approaches cost planning rather than cost cutting.The episode closes with a thoughtful discussion on AI: its misconceptions, its potential to enhance efficiency, and why human creativity, curiosity, and connection remain irreplaceable in the building process.TOPICS DISCUSSED01:30 Early Career & Path Into Architecture04:20 Curiosity, Sales & Becoming a Rainmaker08:10 Understanding Clients Through Deep Listening10:00 Childhood Creativity & Design Foundations14:00 Seattle's Design Culture & Regional Inspiration17:10 West Coast Mindset & Sense of Place21:00 Wellness, Balance & Human-Centered Spaces23:00 What Clients Value in Their Homes25:30 Outdoor Living & Modern Landscaping28:30 Evolution of Residential Construction30:10 Costs, Efficiency & Permitting Delays & System Challenges37:00 AI Misconceptions & Practical Uses47:20 Creativity, Curiosity & Human Value48:45 Human Connection & The Role of Sales CONNECT WITH GUESTJ. IronsWebsiteLinkedInInstagramKEY QUOTES FROM EPISODE"Alignment gives people the space to connect""People are yearning for connection""Engagement is about creating opportunities"
Matthew Durham is BACK as a special guest host! Slaughtering the Administrative State! Opinion-Headlines-Culture-Politics! www.headlinesandopinions.com Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
We would like to thank our advertisers for our podcast: This episode is brought to you by Gold Co! Get up to $10,000 in FREE silver when you go to https://DineshGold.com. Don’t wait - The time to invest in gold and silver is now! In this special episode Dinesh welcomes Scott Tripling, the Director of Excavations for the Associates for Biblical Research, to join him in studio to talk about the latest discoveries of biblical archeology taking place today in Israel. Get ready to discover how science meets the Bible!See omnystudio.com/listener for privacy information.