Podcasts about associates

In Part 2 of this Christmas conversation, James and Ryan dig into sequence of returns risk, the business cycle, and the role life insurance plays in navigating uncertainty. They revisit foundational ideas, challenge common retirement assumptions, and connect it all back to Nelson Nash's timeless insights. Thank you for listening, and Merry Christmas!

On the Friday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Brian Batko preview the NFL Week 17 matchup with the Cleveland Browns. How will OC Arthur Smith and QB Aaron Rodgers navigate their first game without receiver DK Metcalf this season? Can names like Adam Thielen, Marquez Valdes-Scantling, Roman Wilson and others step up? And what role with tight ends like Pat Freiermuth, Jonnu Smith and Darnell Washington play in the passing game? Our duo tackles those questions and ponders ways coach Mike Tomlin may handle rest vs. rust if the Steelers have the AFC North clinched for their next two games before the playoffs. They also make their picks for the Steelers' first game against Browns starter Shedeur Sanders. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Roy Sanderson from R J Sanderson & Associates joins Glenn Manton to talk Tax.See omnystudio.com/listener for privacy information.

Thanks to our partners Promotive and Wicked FileTraining might be the most misunderstood investment in the auto-repair industry — and one of the most expensive when done wrong.In this week's episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, sits down with David Boyes, President of Today's Class, to unpack why so many training programs fail, how to actually measure technician growth, and what modern training looks like in the era of mobile learning, data tracking, and personalized development paths.From eliminating wasted classroom hours to using data-backed insights to assign work more intelligently, this episode reveals what separates shops that get real ROI from training… from those burning thousands on ineffective education.Whether you're trying to develop apprentices, sharpen your A-techs, or build a learning culture that your entire team buys into, this episode gives you the roadmap.This episode is a must for shop owners, service advisors, training managers, and anyone responsible for technician development or operational performance.What you'll discover…(03:00) The evolution of training methods (05:08) The false assumption shop owners make when they “check the box” by sending someone to class(06:00) Why broad, general classes often fail and how personalization changes everything(09:00) How data reveals technician strengths, weaknesses, and readiness for advanced courses(12:44) What “daily, 3–5 minute micro-training” looks like and why it works(17:15) The “soft ROI” shops miss: engagement, retention, and knowledge-sharing culture(20:00) Why your techs “don't want training” and what shop owners are doing wrong(24:05) Should shops pay techs for training? Or position it as part of the job?(26:00) How data can reshape dispatching and technician workload(27:25) Can older techs adapt to micro-learning and app-based training?Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network:

Today, my guest is Ashley Garner. Ashley is a seasoned real estate entrepreneur and founder of ABG and Associates with over 30 years of experience, he combines analytical rigor and hands on property management to consistently deliver strong, cash flowing returns to his investors. And in just a minute, we're going to speak with Ashley Garner about value add, deal making, real world stories and lessons from transforming underperforming properties into profitable, high yield investments.   https://www.abgmultifamily.com/

Tonya Leadman went nine months without a single placement. Seven searches were put on hold. Two offers fell through. Cash flow tightened. And her accountant called to check if she was okay. Tonya is the owner of Leadman & Associates, a national executive search firm serving the food, beverage, and CPG manufacturing industries. After building her career as a top performer in the MRI Network and later moving in-house as a Fortune 500 talent acquisition leader, she launched her own firm in 2022. Then the market turned — and placements stopped. In this episode of The Resilient Recruiter, Tonya shares what actually keeps a recruitment business alive during a prolonged downturn — without dropping fees, spamming clients with resumes, or compromising standards. She also breaks down the candidate presentation system behind her 92% interview rate, why she only submits the top two or three candidates, and the activity that kept her visible when most recruiters disappeared. This is a real conversation about resilience, discipline, and leadership when placements stop. You'll learn: What to do when your recruitment business goes months without a placement How Tonya maintained standards during a nine-month drought Why submitting fewer candidates builds more trust with clients The candidate presentation process behind a 92% interview rate How staying visible during a downturn pays off when the market turns Why Tonya fired a client when cash flow was tight How career services helped stabilise revenue without losing focus How fast recruiting can turn around when momentum returns Episode timestamps: 00:00 Nine months without a placement 01:40 Returning from maternity leave to a layoff 03:10 The habits that shaped Tonya's early success 14:35 The candidate presentation system behind a 92% interview rate 18:19 Why Tonya submits only the top 2–3 candidates 30:33 Launching a firm during a tough market 39:00 Seven searches on hold and the drought begins 43:02 The activity that kept her business alive 44:30 Firing a client during a downturn 49:17 Career services as a stabiliser 51:05 How recruiting can turn around fast Guest: Tonya Leadman Owner, Leadman & Associates If you run a recruitment agency and want to survive market downturns without lowering your standards, this episode is essential listening.

On the Wednesday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, host Adam Bittner welcomes Post-Gazette Steelers insider Christopher Carter to discuss Joey Porter Jr.'s value at cornerback Did his efforts on a busy day against Jared Goff, Jameson Williams, Amon-Ra St. Brown and the dangerous Detroit Lions offense show that he's one of the most important pieces on defense? Should his re-signing be a top offseason priority for coach Mike Tomlin and GM Omar Khan? And how does he rank in a loaded 2023 draft class that includes contributors like Nick Herbig, Broderick Jones, Darnell Washington and Keeanu Benton? Our duo tackles those questions; the performance of other secondary members including Jalen Ramsey, Chuck Clark and Brandin Echols; and OC Arthur Smith's receiving options amid WR DK Metcalf's suspension. Are Adam Thielen, Marquez Valdes-Scantling, Pat Freiermuth, Jaylen Warren and Kenneth Gainwell prepared to step up? Or will life be tougher for them without Metcalf to challenge defenses? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of The Impostor Syndrome Files, we explore what it really means to lead with authenticity in a world that doesn't always welcome it. My guest this week is Judy Hoberman, a trailblazing executive coach, speaker and author who built her career in male-dominated industries like commercial roofing and financial services. Judy shares stories from her early days climbing ladders in skirts, navigating bias and building unexpected alliances, and how those experiences shaped her belief that relationships are at the heart of everything.Together, we talk about how the leadership landscape has changed and how it hasn't. Judy and I explore the loneliness of leadership, the complicated dynamics among women in the workplace and the ongoing tension between showing confidence and being labeled as too much. Judy also offers practical, encouraging advice on how to build a network (even as an introvert), how to start authentic conversations and how to lead from a place of generosity instead of fear.About My GuestJudy Hoberman is President of Judy Hoberman and Associates, a company focused on empowering professional women. She is an award-winning international speaker, best-selling author, trainer, and leading authority on women in leadership and sales. She is also a Certified High Performance Coach™ where changing your habits can change your life. Her focus is on Executive Coaching and Trailblazer Masterminds for women. This direction is where her true passion is and gives her the time and attention to work with these incredible women, primarily in financial services and healthcare, which has always been part of her mission and vision.Judy's 30 years in business along with her experience in sales and leadership has helped her clients realize the importance of building relationships, standing out and being the authority in their market. She is often described as “transformational.” She is a best-selling author, a TEDx speaker and the host of The Trailblazer Chronicles podcast.Judy's mission…to help one woman a day by following an important philosophy- "Women Want To Be Treated Equally...Not Identically"®~Connect with Judy:LinkedIn: https://www.linkedin.com/in/judyhoberman/ Website: https://sellinginaskirt.com/ Instagram: https://www.instagram.com/sellinginaskirt/ Facebook: https://www.facebook.com/sellinginaskirt~Connect with Kim and The Impostor Syndrome Files:Join the free Impostor Syndrome Challenge:https://www.kimmeninger.com/challengeLearn more about the Leading Humans discussion group:https://www.kimmeninger.com/leadinghumansgroupJoin the Slack channel to learn from, connect with and support other professionals: https://forms.gle/Ts4Vg4Nx4HDnTVUC6Join the Facebook group:https://www.facebook.com/groups/leadinghumansSchedule time to speak with Kim Meninger directly about your questions/challenges: https://bookme.name/ExecCareer/strategy-sessionConnect on LinkedIn:https://www.linkedin.com/in/kimmeninger/Website:https://kimmeninger.com

In this episode of Everyday Therapy, hosts Brett Cushing, Licensed Marriage and Family Therapist, and Dr. Karin Ryan, Licensed Psychologist, break down what mindfulness really is—and what it isn't. They explore how being present, without judgment, can reduce stress, improve emotional regulation, and help you better understand what you need in the moment.From real-life examples to simple, everyday practices, this conversation shows how mindfulness can become a powerful tool for managing anxiety, burnout, and emotional overload—without adding one more thing to your to-do list. Do you have feedback or topic requests? Email us at podcast@nystromcounseling.comWe'd love to hear from you!Follow along:InstagramFacebookNystrom & Associates

PwC's new training program aims to give early-career recruits hands-on experience integrating artificial intelligence tools into everyday work. The Big Four accounting and advisory firm started piloting AI immersion sessions in October, with a full rollout to new US associates slated for July. The sessions are happening across PwC's tax, assurance, and advisory business. "We truly believe that the role of the new associate will be changing with AI and that their role will become somewhat elevated, and we need to make sure that we're really training them on those skills to work and think differently," said Margaret Burke, the firmwide talent acquisition and development leader for PwC US. Like its competitors, PwC has recently funneled resources into next generation autonomous tools aimed at handling routine tasks solo. The firm said in November it shed about 150 jobs across marketing, human resources, and other US support roles as part of a longer-term effort modernizing its back-office unit, including through using new AI tools. In this week's Talking Tax, Burke and PwC US Tax Leader Krishnan Chandrasekhar sat down with Bloomberg Tax reporter Jorja Siemons to discuss how the AI trainings have gone so far and what skills they hope new employees learn. Do you have feedback on this episode of Talking Tax? Give us a call and leave a voicemail at 703-341-3690.

On Wednesday, Dec. 17, Chabad rabbis lit a public menorah in Durango in response to the Sydney terror attack that killed 15 people, including their colleague Rabbi Eli Schlanger. The event was one stop on the Hanukkah in the Rockies tour, with four Chabad rabbis traveling across the Western Slope to bring the warmth and light of the celebration to mountain communities. Each menorah lighting was dedicated to the memory of those murdered in Sydney. By Sadie Smith.  Watch this story at www.durangolocal.news/newsstories/durango-responds-to-sydney-terror-attack-with-menorah-lighting  This story is sponsored by Tafoya, Barrett & Associates and Payroll Department. Support the show

Cam Newton recently discussed on ESPN's First Take the biggest money mistake that pro athletes make. In this episode, Ethan Glasgow reveals the hidden tax traps that both athletes and everyday Americans face after their careers. Discover why retirees are among the most unfairly taxed groups, how Social Security, pensions, and IRAs can impact your bottom line, and which strategies can help you keep more of your hard-earned money. Whether you’re five years from retirement or already planning your next chapter, this conversation will help you understand the real cost of retirement and how to prepare for it. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Quaranteam - Dave In Dallas: Part 2 Lupie and Becca return from the Dallas Vax Center. Based on a post by RonanJWilkerson, in 12 parts. Listen to the Podcast at Explicit Novels. Let's review the List of characters: David Belsus (50)- adjunct professor at Eastfield College, DCCCD with a side hustle in data analysis. GuadaLupie Gutierrez (32); investment advisor, David's neighbor Esmeralda Gutierrez (9); Lupie's daughter Rebecca Sampson (18); Esme's babysitter Janice Hoppler (33); librarian, arrived to partner with Dave the same day Lupie and Becca left to get vaccinated. Shawna Cooper (36); senior meteorologist at WFAA, second woman sent to Dave outside a direct request. Olivia Barnes (21); Dave's goddaughter, horticulture major at Tarleton State University in Stephenville Melanie Ustanich (22); Livy's roommate, cybersecurity major at Tarleton. Dave smiled, a pair of events immediately coming to mind. He launched into a description of when Esme had called him up. Becca had been moping all day and Esme finally got her to admit that it was her birthday, but she hadn't heard from any family. Esme knew Becca loved meatloaf and mashed potatoes, but that was a bit out of her culinary reach. She asked Dave to help out. Well, first off, it was already after 5:30pm by the time Esme figured things out and got a hold of Dave. A meat loaf can take nearly an hour to cook, after all the ingredients are prepped and combined. But, if he made smaller portions, mini-meatloaves, it would cook faster. Oh, then He could Zoom with them and the three of them could eat together. "Wait, three?" "Yeah, in the beginning of lockdown, Lupie was stuck in New York. She's an investment manager and very good at it. She was giving a week-long training seminar when it happened." "But the lockdowns weren't big surprises. We all had some heads up to prepare, maybe unofficial, but it wasn't like they came out of the blue." "Yep, and her company choose to make sure the New York office had gotten the training Lupie had been going around doing, before they lock them away in their homes. They thought they could beat the clock. Lupie was practically climbing the walls by the third day. But that's a different discussion. We can come back to that." "Yeah, we definitely need to come back to that. I can't imagine being cut off from my kid, half a continent away from her with a major pandemic racing around." "It was rough." Dave returned to the original narrative, starting back with the moment he remembered some trick he'd seen making meatloaf cupcakes and piping mashed potatoes on top like it was icing. "You didn't. You can do that?" "I'd only seen it done before, but I managed to get it right enough." "For a teen girl mostly alone on her birthday, the attempt was probably 99% alone. Execution would be bonus points." "She was crying happy on the Zoom call. Esme is young but she's sneaky when she's planning something nice. She took delivery at the door and convinced Becca to sit at the table, not knowing what Esme was bringing over. Becca kissed the camera for the first minute after they brought up Zoom." Janice giggled. "I don't blame her." Janice made a 'lightbulb' face. "Oh, is that why she made you cupcakes for your birthday?" "Well, she might have done it anyway, but it was probably why she insisted she do it herself." In thinking along those lines, Dave remembered the letter he'd gotten yesterday. That would explain why Lupie had seemed a bit miffed that day. She'd wanted to do something special for his birthday, but had bowed to Becca's exuberant need to express her gratitude. His musing turned nearer to the moment. Janice was listening to him talk about two other women in affectionate, familiar terms, knowing full well those women would be here soon and share the bed with him as well, and she showed no signs of jealousy. Yeah, they mentioned something about it in the videos, but it was odd to see. "Okay, your turn. Tell me something about you, Janice." She winced. "Okay, first off, I'd prefer Jan in normal conversation. Janice is fine at some function outside the house, some formal setting, but when it's just family and associates." "Associates? Why not just say - " "Please don't use the same word as the title of that show." Dave was puzzled for a bit, then chortled. "Oh - " "Do. Not. Finish. That. Phrase." Janice glared. Dave nearly fell out of his chair laughing. Janice was thoroughly unamused. He forcefully collected himself. "Damn, I like that show, but I can get why you would not be happy. That character is annoying as hell." Jan stared, nonplussed. "I'll be good. Promise." He picked up her hand from the table and kissed it. Jan continued to give him half-squinty eyes. "So you were about to tell me something about you. Other than your death-ray eye superpower." "It's a good thing you're cute buster." She gave him a quick peck on the cheek. The squint was still there, but a bemused smile dangled below it. Janice proceeded to tell about the time the library put on a summer hands-on science series. One week the guide brought frogs and first red a book about frogs and their habitats. They let the kids reach in and touch some of the frogs - after rinsing their hands with deionized water first. Then they red a chapter from Frog & Toad. During the reading, one little boy wanted to touch the frogs again. He had earlier asked to hold one, but had been told the frogs had to stay inside the tub. The budding naturalist snuck behind the speaker, opened the lid, and took out a small frog. The frog of course took the chance to leap away. The startled and dismayed boy jumped back, knocking over the tub which he had not put the lid back on. Sixteen small to medium sized frogs dumped out on the floor. Startled as they were, they began hopping away, some heading through the equally startled mass of kids. Some of the children had declined to touch the frogs earlier and were now shrieking as the second Egyptian plague of Exodus blitzed outward from the tub, directly at them. Dave was holding his sides laughing as Jan continued. Obviously, story time was over. It took an hour and a half to calm the kids down, locate parents, ask a few of them to bring a change of garments for their little one - explaining the need for that took repetition of the same story to each parent, accompanied by laughter and sympathy and one angry Karen. Collecting the frog diaspora took the rest of the day, and three hours after closing. Dave was chortling and wiping tears from his eyes for a full minute after Jan finished. Jan settled into his lap, her arms draped around his neck. They kissed softly, languidly. David jarred backward. "Oh crap, I forgot to put in the order." "What order?" "I was going to order more groceries, especially snacks, and a couple of stuffed critters for Esme." "Lupie's little girl?" "Yep, she's mad about these things called Squish mallows. I could probably randomly pick one and she'd squeal happily to receive it. I held off ordering because I wanted to get your input, you know, anything special you wanted." Dave started leading her upstairs, which had Jan happy, but a bit less so when Dave made the turn for his office instead of heading straight to the bedroom. Gamely, she played along. Truth be told, she was glad to ask for a few things. She'd only been able to bring one rolling suitcase. They made the contactless pickup order for tomorrow morning and decided Dave would pick it up, with Jan remaining at the house in case Lupie, Becca, and Esme arrived while he was gone. As the order progressed though, Jan started laying soft kisses on Dave's cheek and forehead. Then she breathed soft and hot into his ear. Only a steely self-control kept him on task to finish, and Jan could see the battle warring in him. "You are so hot like this. I've never been around a guy that didn't jump me the moment I expressed the slightest interest. Sometimes before." Dave looked at her side-eyed as she wiggled her ass on his lap. His hands trembled. "Almost done. I'm just setting the pickup parameters. And I've had responsible reasons to hold back." He clicked submit on the last page, logged out of the site, and out of his computer. "I want you so bad." He turned his full attention to her, grasping her mid-torso, standing and pressing her to the nearest wall, his body pressed against her. Jan squeaked as he lifted her up, completely under his control. When he pressed her to the wall, her eyes lit up and she wrapped her arms around his neck, her legs around his waist and eagerly responded to his lips as he took hers with authority. She moaned softly. When Dave broke the kiss, they were both panting, fire flashing from eye to eye. She lowered her feet to the ground as he let off the pressure holding her to the wall. They practically raced to the bedroom, Jan in front, her left hand behind her holding his. Jan threw off the t-shirt as she crossed the bedroom threshold. Nope, no panties. Dave reached out and squeezed one butt cheek, causing Jan to let out an "eep!" and then laugh as she turned. She immediately began helping Dave strip off his clothes, walking backward the rest of the distance to the bed. Reaching the bed, Dave was now clad only in boxers, the two of them standing, Jan's legs pressed between Dave's and the bed, their bodies in loose contact. With a double-lift of his eyebrows, Dave shucked his boxers to the floor and placed two fingers of one hand gently on Jan's chest, between her soft, modest, lovely tits. He shoved lightly. Jan smiled crazily as she fell. Dave knelt at the edge of the bed, hooking her legs over his shoulders. He dropped hungry kisses on her inner thighs. Two on the left, then three on the right. One hot, suckling kiss far up her inner left thigh. Two quick kisses on her mound, then a long suckling kiss just to the right of her labia, barely out of contact with them. Emboldened by the heat and scent of arousal emanating from her, Dave sucked the full dimension of her light brown lower lips into his mouth, suckling them, massaging them with his lips wrapped over his teeth. He slipped his tongue gently past his lips, probing gently against her slit. Sliding along it. Flicking the delicate inner labia. His left hand snaked around her right leg. As it came over her hip, he let one finger trace against her skin, moving slowly, without pretense, hurry, or delay directly to her mound, adorned with a well-kempt narrow, vertical strip of curly black hair. His finger slowed to a crawl as it changed course downward. He switched to suckling the inner petals only, bringing his right hand up, one finger standing out, to her entrance. Jan moaned as he paused. Wanting, yearning. Then he slipped his finger in just as his lipped wrapped teeth pulled softly on her inner labia. "Ha! Oh fuck yeah! Fuck. Just like that you magnificent teasing bastard!" Jan's legs worked aimlessly, not gripping him, just loosely, slowly flailing, occasionally resting on the bed, but too worked up to hold still long. One finger of Dave's left hand reached Jan's now exposed clitoris. The touch alone ran through her like an electric shock and she screamed her pleasure again. Dave rubbed her clitoris gently, but firmly as he slipped a second finger into her, driving them in and out determinedly, with a mind to building her to release. Dave moved his hand away from Jan's clit, replacing it with his flicking tongue. "Oh" Jan's back arched. Her hands gripped tightly at the sheets. Her legs pulled back, lower legs dangling from tensed upper legs. Just as she uncoiled from the last wave, Dave turned his right hand over, sliding the fingers in and out in a slightly curved posture, stimulating and locating the much beloved nerve bundle on the roof of her vagina. Jan trembled again. "Fucking yeah, fucking maestro, fucking play me like a violin." Her voice shook and paused as she spoke. Her legs trembled. Dave sensed she was close. He positioned his fingers to flick against her g-spot as he flexed them in the beckoning 'come here' motion. The jolting response from that had not yet settled when Dave took her most sensitive nub in his mouth and massaged it with is lips around its edges and the tip with his tongue. Jan came unglued, shrieking and flailing as Dave pressed his joint oral and digital assault on her nethers. She gripped his head a few times, tightly, but never for more than a couple of seconds, the power of her orgasm short circuiting every ounce of her muscle control. As she collapsed to the bed, spent, awash in bliss, Dave relented and crawled up beside her on the bed. Jan lay panting, grinning like the proverbial cat. Between gasps, she relayed the metaphor. "But I'm the one that did the eating." Dave smiled wickedly. Jan laughed wildly, caught between the need for air and the hilarity of Dave's pun. Well, maybe not so hilarious, but she was certainly susceptible to granting high praise for anything he did over the next half hour or so. As her breathing calmed, Dave and Jan moved up the bed, getting their heads on the pillows and bodies fully on the mattress. With an eager, voracious look, Jan rolled over on top of Dave, slipping on leg to either side of his hips. Reaching behind her, she aligned his rigid member with her soppy wet entrance and threw herself backwards, engulfing his full length in one hungry thrust. "Fuck yes." Jan rocked her torso back and forth, parallel with Dave's, her rock-hard nipples sliding up and down his chest. Dave took to planting a kiss on her forehead at the top of each stroke. Jan placed her dainty hands on his chest and lifted her body off of his, transitioning to a rocking motion, undulating her torso and stirring his cock within her pussy. His shaft rubbed against her g-spot each stroke as her butt moved furthest backward. Her cries signified each contact. As she grew increasingly excited, Jan began riding up and down on Dave's member. He felt his own pleasure building. Dave reached one hand to Jan's tit, gently fondling the soft flesh and thumbing her nipple. His other hand reached to their point of contact, laying his thumb on her nub and gently pressing against it. Her own motions provided a rubbing motion. "Yes" Jan's head lolled back, practically limp. Dave lightly clasped her nipple between two fingers, giving a slight rolling motion. Jan rode him faster, becoming feverish, her breathing growing ragged. Dave felt the early spasms of her pending release and knew he wouldn't be far behind. He slipped both hands to her hips. At the first moment her hips seized, he grasped her firmly, pulling downward as he thrust upward. Jan exploded in a riot of flailing arms and rippling vaginal muscles. Her scream of joy echoed around the room even as it continued to issue from deep in her throat. Dave held as long as he could before allowing his own release to burst forth, erupting into her cavity and drenching her insides with his seed. Jan's body spasmed again, a second peak to her pleasure, a second, airless scream as her breath evacuated her body. Jan collapsed on Dave, rolling off immediately. The weight of her own body too taxing on her lungs attempting to replenish her much needed air supply. Dave held her close, only enough to maintain contact, yielding her space to recover. As Jan lay their breathing, she turned her eyes to Dave. She stared at him, still gasping. Her expression was unreadable, at least by Dave. Calming finally, she hugged him fiercely, kissed his jaw, and snuggled her head against him, but left her chest pulled slightly away to give her lungs full space to do their work. "God, I thought I was going to black out there. They weren't kidding about that 'when he pops' orgasm." "Better pleasure through science, baby." Jan barked a short laugh. "Science only did the last bit. The first two were all you hun." They lay quietly, enraptured by the tender intimacy of lying in each other's arms. Jan broke the silence after several minutes. "This is the one night I have you to myself. Becca and Lupie will be here tomorrow and your attention, emotional and physical will be divided between the three of us." Dave looked at her as she paused. "I should be jealous. But I'm not. I feel like that means there's something wrong with me, even though they said that was another effect of the serum. It's one thing to hear it, but totally another to feel it. Or not feel it. No, to feel it. I almost feel a sister ship with these two women I've never met. I think if you hadn't described them to me, let me feel your affection for them, your concern for the, I might be jealous now, and then it would turn off after they arrived, but the way you talk about them, it feels like they are already here, and part of us now." "I don't know how to respond to that." "I don't either, but I think it's a good thing. The fact is, we are sharing you - your bed, your life, our lives - and we have to get along for all our sakes. I don't regret it at all, it's just a little weird when you realize it's happening." Dave looked at her silently. "Just hold me David. Hold me all night." Chapter 3 – Reunited. September 20, 2020. Dave awoke to a strange sensation. Not one he was accustomed to. He felt the smooth feel of sheets against his legs and upper torso, but not between. A weight pressed down on his abdomen and a warm wetness encompassed his cock. Oh, right he has a girlfriend now. Sleeping in his bed. Well, not sleeping at the moment. Dave cracked his eyes open to see a large lump moving slowly under the sheets, over his pelvis in time with the wondrous, rhythmic feeling below his waist. He slipped a hand to Jan's back and trailed his fingertips softly along her satiny skin. Slowly, Jan slipped her head from under the sheet. "Good morning lover." Jan placed a soft, smoky kiss on his chin, her eyes locked on Dave's. "You don't have to do that every morning you know." "Of course not." Jan grinned wickedly. "The others will get their turns too. But for now, this kitty gets her morning cream." With that she slipped the sheet down his body, exposing him from the knees up, and settled her face on his organ again. Bowing to the inevitable - and loving every minute of it - Dave slipped a hand to Jan's thigh, sliding firmly, slowly, gently along the inside of her leg. He brought his hand close to her core, then slid slowly away, down to mid-thigh. Then back up. Jan hummed approvingly as he switched from his whole hand to just a single fingertip, adding swirls into the motion. He let the swirls drift closer and closer, knowing where she ached for him to brush against. But not yet. Reaching with both hands, Dave grasped the backs of Janice's thighs, lifting her lower body and rotating it towards his face, aligning their torsos, her mouth the pivot point. She squealed and giggled around his cock before clamping her lips firmly around his organ and doubling her efforts. With her hot wet sex directly in his face, Dave braced his thumbs about an inch to either side of her clitoris and moved them in unhurried circles. He lifted his face and blew hot breath at her slit. Jan's body tensed and flexed, a sign of encouragement even Dave could clearly read. Dave latched his lips on her dripping sex and nursed on her lower lips, drinking in her juices. He could feel her labia convulsing and puckering in response to his ministrations. Jan picked up her pace again. Dave wasn't sure if it was gratitude or a race, but he resolved he would not be the only one peaking this morning. Dave slipped his hands up her torso, taking her lovely pert tits into his hands, his fingers alternately groping her fleshy mounds and teasing her firm nipples. He slipped his tongue along her slit languidly before forming a firm spear of mouth muscle braced with the tip against her entrance. He plunged his tongue inside her. Jan's body seized and convulsed, her inner muscles grasping at his oral protrusion. Jan paused her worship of Dave's cock, bringing her head up to moan softly while his wet cock stood proudly in the cool air. As soon as the waves of pleasure had washed fully over her, Jan bent her head back to her self-appointed task. Dave did the same. In another minute or so, Jan brought Dave to his peak, causing him to jet gobs of the man cream she sought into her mouth as she captured it and swallowed as his balls paused between jets. The shuddering of her serum induced climax could not shake Jan's determination to consume every drop. Her first item of her morning to do list completed, Jan righted herself, then fell into bed alongside Dave. She gave him a kiss on the shoulder and snuggled in tightly with a big, satisfied smile on her face. After basking in the afterglow for several minutes, Jan spoke. "Make me breakfast and show me how?" Jan shredded cheddar while Dave cut bacon into small pieces with kitchen shears. Dave admired the small roundness of her ass pushing out his t-shirt, just a few inches above the hem. Her pokey, pert tits making small mounds to either side of the phrase "√-1 23 S p, and it was delicious." "This is not going to be authentic Mexican. It's barely recognizable as Tex-Mex, more like Messican." Jan raised an eyebrow. "A pile of food using some ingredients connected to Mexico or using flavors associated with Mexico, and so sloppy you absolutely must use a fork or spoon to eat it." Jan laughed. "Okay, Messican breakfast it is. What would this be if it were authentic?" "Migas. But we'd have to use chorizo instead of bacon and a Mexican cheese instead of cheddar. Maybe Oaxaca, that's got a great flavor for this." Dave dropped the cut-up bacon bits into the pre-heated pan hearing them sizzle immediately. "I love that sound." Jan smiled and leaned in for a kiss. Jan loved the counter play of soft eggs with the crunch of the bacon and tortilla strips. After they'd eaten, she offered to do dishes, so Dave went to his gun closet, getting out a back holster and a pistol. Now ready for yesterday's incident, Dave checked on the chickens again, finding nothing amiss this time. Other than the need to top off the food bin and water bucket. Time for the grocery pickup rapidly approached with no word from Lupie or Becca. Jan elected to remain, in case they arrived while Dave was gone. "I'll just have to suffer through sampling the library." She didn't have a poker face. "You already took a sample in the library." That got her laughing. Dave came through the door from the garage carrying a few bags with items needing refrigeration. He paused by the library door. "Hey hun, watcha readin?" Jan startled. "Oh, sorry, I didn't hear you come in. More in the car I take it?" "Yeah, can you grab the cold stuff first? I'll start stowing things in the fridge and freezer, then join you for the rest." As they were putting away groceries, Dave asked what Jan had been reading. "Baa Baa Black Sheep. By the binding and cover condition, I'm guessing you've red it already?" "Oh yeah. I loved the old TV show as a kid, so it was a treat to read about the real life guy it was based on." That started a discussion about 80's TV shows, and the re-runs playing then, and VHF and UHF stations that wound up as a general 80's slice of life retrospective. From a sci-fi nerd point of view. The discussion continued as Dave showed Jan the rest of the house, as well as the backyard and greenhouse. They had settled into the living room, sitting on the couch, on opposite ends with their lower legs tangled together, each reading, for nearly an hour when they heard a knock at the door. As Dave opened the door, Becca slammed into him. She clutched him tight, her head tucked down, pressed sideways against his chest. She was shaking. "Wow. They said the serum would make a woman aggressive. I didn't expect this though." Lupie's face made Dave quickly realize his assumption was misplaced. "Am I missing something?" "Later, David. Please" Lupie begged. "Sign here please sir." The soldier acted as if nothing unusual was going on. Lupie had a look of concern and sympathy. Dave signed quickly and ushered Lupie and Esme in while Becca shuffled along beside him, not letting go. Jan waited, standing, in the living room. "Lupie, Esme, Becca, this is Janice Hoppler, she arrived yesterday morning. She prefers Jan among family." Lupie shook Jan's hand and said hello warmly, slightly guarded. Becca refused to let go of Dave. Jan placed a reassuring hand on Becca's shoulder. Taking a closer look, Dave realized Becca's hair looked like it had been mussed and then raked back down with fingers rather than a comb or brush. On its own, he would have put that off to poor sleeping conditions in their overnight stay at the vaxx center. Other context clues were waking up a little voice in his head that something seriously wrong had happened while the ladies were away. Dave struggled to think of things that might soothe her. "Becca, I have mandarin Jarritos in the fridge and chocolate Pocky in the cupboard." Becca shook her head. "Just take me upstairs please, Dave." "Well, we need to get the three of you settled in, Bec." Becca squeezed tighter. "Please." It came out as a near whimper. Dave's face creased with concern as he looked to Lupie. "What happened?" "I'll tell you what I know before it's my turn." Lupie told him. "We should probably do this now though." "If Esme is fine with it, I can get her settled," Jan volunteered. "Which room is hers?" "Uh, you know, the one with ;” Dave said, walking awkwardly to the stairs. As Becca realized where he was going, she coordinated her movements with his, and then tried to lead the way, nearly dragging Dave the last few steps to the staircase. "Oh, oh right." Jan's look of worry only amplified Dave's concerns. He wasn't imagining then. Something had gone seriously wrong at that vax center. As Dave and Becca neared the staircase, Becca reached the arm behind Dave's back towards Lupie, beseechingly, making a grasping motion. Lupie acquiesced, following the pair up the stairs and into the master suite, and shutting the door behind the three of them. As they neared the bed, Becca began unbuttoning Dave's shirt. Dave reached to lift her shirt up, getting only partial compliance. Becca wanted Dave naked first. Dave played along, shucking his shoes and pulling off his socks. Dave stood there, stark naked, with a still clothed Becca holding tightly to him, but standing tall now, her head resting at the base of his neck. Becca slowly rubbed her whole body against him. Dave rubbed his hands along her back, hoping it would have a soothing effect. Becca began to grind her pelvis against Dave's. "Take me David. Make me yours." Becca stared into Dave's eyes, hungry and scared. "Make it so no one can take me away from you." Dave kissed her forehead, slowly moving his hands from her back to her tummy. It wasn't fast enough for Becca. She ripped her shirt over her head, then pulled her and Dave onto the bed. Taking a cue from her urgency, Dave undid her belt, button, and zipper, then grasped the hem of Becca's pants and yanked them off her. Becca and Lupie both gasped, but it didn't sound like fear, more like,; thrilled? Dave crawled back up the bed to lay beside her. He intended to get her aroused with kisses and touches, but Becca wasn't waiting. She pulled off her panties and lay with her legs apart. "Get on me David. Get in me and mark me as yours." Dave scooted closer, and sped his fingers along her side, resting softly under her lovely, small, bra-clad tit. Becca grabbed his shoulder and pulled, rolling him on top of her. "Now David Please!" her head lunged forward, capturing his lips and kissing him fiercely. Becca's arms took Dave in a bear hug. She wrapped her legs around his waist and began bucking her pelvis. "Just do it David," Lupie spoke in her softest tones. "I'll explain later, but she needs you now. I'm sure you want to give her something gentle and caring, but right now she needs the certainty and safety of being imprinted to you." Becca nodded beneath him, her eyes imploring. Taking a deep breath, Dave maneuvered himself to place the tip of his organ against her lips. He felt an abundance of wetness and felt relief. As frantic as she was, he'd expected her to be dry as a bone. That would have made consummation impossible. Feeling Dave near her entrance, Becca shoved herself downward, but faltered. Dave's cock skidded up her slit. Becca whimpered, but stilled. Dave realigned himself, working his tip past the labia before pushing firmly. Certain of his positioning, he pushed with increasing pressure. He felt something give way, and a sharp constriction as he pushed forward a few inches. "Ah!" Becca's scream, the anguish flooding her face and the knife-like pain threatening to chop off his dick brought Dave to an instant halt. He moved to pull out, but Becca's legs tightened around him, and Lupie pushed gently downward on his tailbone. Enough to signal him to hold position. Then Dave remembered, from Janice and the videos, that the first drop of pre-cum, the first encounter, would give a woman an incredible orgasm. His own arousal was swamped by his concern for Becca, leaving him firmly erect, but not leaking anything. For her sake, he had to relax himself. Well, two birds with one stone. Dave lowered his lips to Becca's. She was now lying flat on the bed beneath him, a modest gap between their torsos. Dave kissed her tenderly and she responded. He worked his way down her jawline to nibble on her earlobe. Becca's breathing caught. Dave whispered softly to her, so that not even Lupie could hear. "I'm going to show you all the love I can for the rest of my life Rebecca Sampson. I will prize your heart and your love above the delights of your body. And when I have passed, and you remain, I pray I have left you with joy and peace." Becca sobbed, clutching him close. Dave could feel a tension leave her body. There was even a tinge of joy in her crying. She began to work her hips again, slowly, the act still a delicate one for both of them due to her tightness. Dave matched her motions. With short, slow strokes, each relaxed into the union, and Dave felt his arousal rise. The first drop of precum finally leaked out of the tip of Dave's cock. Becca's body tensed, then bucked beneath him. A wild, weird part of Dave's brain wondered if Lupie had somehow hit her with a taser. "Hah" she cried out. Becca panted, trying to recover from her first ever orgasm. Dave held her gently, kissing first her cheeks, then her forehead. As she calmed, eyes reopened, looking hungry, Dave brought his mouth down to her neck, suckling lightly at her clavicle, without leaving a mark. He kissed his way down the to the slope of her tit. Recalling her earlier uncertainty about their attractiveness, Dave resolved to dispel the worry. He kissed in an inward spiral around her tit before taking her areola into his mouth and flicking her nipple with his tongue. Becca cried out, her back arching off the bed. When she settled, she took Dave's face in her hands and kissed him. "Thank you, David. Now please, finish this." Dave began working himself forward and back, slowly within her. A little more in than out, until he was fully inside her. He could see pleasure and happiness on her face, with some pain as well. He knew he couldn't eliminate the pain, but he was glad she was now getting some pleasure out of it. He kept up his steady pace, pausing if she flinched. As her pain began to subside, he gradually increased his thrusting speed and depth. Becca's legs unclenched from his waist, hanging in the air beside his hips. "Yes, David. More, please more. Keeping going, fill me up David." Her encouragement, her body rocking beneath him in harmony with his thrusting, her interspersed moans sent David over the edge. At the moment he erupted, Becca's eyes flew open and she screamed louder than before. Her whole body spasmed wildly until she collapsed like a marionette with its strings cut. "Imprinting; imprinting; imprinting ;” The oddly disturbing chant juxtaposed with the tight, satisfied grin on her face. Dave gingerly removed himself from her body and climbed off the bed. With Lupie's help, he pulled the sheets and covers from under Becca and then gently covered her. "I'll go wash up. When I come back, can you please tell me what the hell is going on?" Lupie just nodded, biting her upper lip. She followed him to bathroom, where she grabbed a washcloth, wetted it, squeezed out the excess, and went back to the bedroom. Dave followed her out once he had cleaned himself. "Sorry, I didn't mean to snap at you." "I know, David. It was a jarring time for me, and I knew what triggered this." "I would love to share in that knowledge." Lupie grinned at the dry humor. "This morning, after Rebecca and I had completed our Oracle questionnaires, a young woman approached the three of us. She greeted Becca and took her hand to lead her away. Now all three of us assumed we were being taken to you. As Esmeralda and I rose, the lady motioned for us to sit back down. When I inquired when Esme and I would be called, and how long we would be separated from Becca, the lady said she had no idea, and began to walk off again, leading Becca. Becca got upset and asked that we all go together, since we are both to be assigned to the same man. The lady argued with her for a few minutes, then noticed another official heading over. She dropped Becca's hand and took off. Becca was disturbed by the encounter and stayed close to the two of us from then on. We got our shots and returned to the holding area to wait out the medical watch period. A few minutes after our return, a man and woman in uniform took us into a separate room to talk. I think they were officers, but I don't know what part of the army they were in. They had two pistols on their right collar. My right, their left." "Military Police." Lupie looked at him questioningly. "I have a friend who served. He thought branch insignia was one of many useful things to know in a Teot Wawki scenario." "A what?" "The End Of The World As We Know It. He's a prepper & survivalist." Dave's face clouded. "I haven't heard from him in a while, but he doesn't communicate all the time. And yeah, I think this qualifies. Big time. The world is definitely changing in major ways." "Yes, it is. So these two officers questioned us for over an hour about every detail of what happened, going over each minute, each word multiple times. I actually started to think we were accused of something." Lupie slumped against Dave's chest. He wrapped his arms around her. The strange shape of the world and the problems of today did not prevent him experiencing a deep thrill at finally having her in his arms. Lupie. Beautiful, charming, enchanting Lupie. Here. on his bed, in his arms, pouring out her troubles to him. The troubles were concerning, but to be her bastion! Her comfort! Dave's heart raced. Lupie continued. "While we were in there, they seemed mostly focused on the woman's motivation. They keyed off something Becca remembered from the woman. Give me a second; the lady said 'Come with me, you can live a life of luxury, fuck a rich man once or twice a week, pop out a few babies and be waited on hand and foot lounging by a pool. None of his blondes do any work, that's for brunettes and Hispanics.' When Becca kept resisting the lady got real mad; 'do you really wanna go off to some suburban slob, washing dishes and mopping floors, and you'll still have to give him your coochie and pop out babies, you dumb bitch?' " "So they finally let us out. Esme was thirsty and Becca needed to wash her face. Becca went in while I watched Esme at the fountain. Becca had only been inside a few minutes when she shrieked and came screaming out. She said the lady was in there. She came out of one of the stalls as Becca was washing up." Lupie paused. "After that, Becca wouldn't let go of my hand. We were held in another room under guard for a while, while they searched for her again, but eventually they brought us here." Dave added a little extra squeeze to the hug and planted a loving kiss on Lupie's forehead. She looked up at him with a smile. "Do you have any idea how comforting this feels, to be able to tell you about a problem, to be held by you, as you listen?" "I know how amazing it feels to be the one you can share your troubles with. To be the arms you want to be in." Lupie sat up, leaned in and kissed Dave full on the lips. Lips meshed and moved. Tongues darted into mouths, tangling, teasing, frolicking. Hands began to roam. Dave delighted in the thrill of touching Lupie. After all this time. All that yearning. Lupie, here in his arms. Wanting him as much as he wants her. He tugged upward at the base of her shirt, pulling it out of her skirt waistband. Lupie wrapped her arms around his neck. Leaning forward, she arched her back, brushing her tits against him, with a slight side-to-side motion. Even Dave picked up that signal. All systems go for launch. Dave slid his hands under Lupie's shirt, skimming along her back. Her skin. He was touching her bare skin! Her kisses became more urgent. More than ok, his attentions were wanted. Dave brought his hands around front, outside her shirt, and began unbuttoning it. He peeled back her shirt, leaving it still draped from her shoulders, but mostly opened, revealing the center of her bra, and the middle of her tummy. She was in even better shape than Dave imagined. He had assumed all that office work and long hours - and the inevitable takeout food - had left her with a small paunch. But no. There might be enough flesh there to jiggle, but no bulge of any kind. He looked back to her eyes and saw hunger, need,; and uncertainty? Dave flung her shirt off, pressing his lips to hers, pressing her body back to the bed with his own. Lupie moaned, wrapping her arms around his torso, lightly raking her nails along his back, pulling him to her with her palms. Her body moved sinuously beneath him, enticing him. Dave slid one hand down Lupie's skirt-covered leg. To his full extension. He grasped the cloth, pulling it up to reveal her well-toned legs. Office work at her level does include a lot of walking. Her legs were masterpieces of girl next door perfection. Dave lowered himself to kiss her thighs. Lue gasped and groaned. "Oh David, please, don't tease me." She tugged on his head to draw him back. Instead, Dave grabbed hold of her panties and pulled them off in one smooth motion, neither hurried nor slow. Lupie's face brightened. Her smiled widened and lusty. Dave leaned back over Lupie. Her skirt now bunched around her waist, her legs apart. Her lovely brown, shorn lips beckoning him inside. Her inner labia fully flowered, the slightest hint of pink expressing her readiness and desire. Dave lowered himself atop her. He rested his weight on his hands and knees, aligning himself with her entrance while staring deeply into Lupie's eyes. The excitement there was unmistakable. Dave slowly pressed himself forward. Lupie brought her legs back, lifting her pelvis to him and making herself completely open to his penetration. Their mutual arousal already had a bead of precum formed on the end of Dave's organ. When he made contact with her soft petals, Lupie cried out like a banshee, her body shaking uncontrollably. She desperately clutched at Dave's torso, trying to anchor herself. When the shuddering stopped, Lupie gazed into his eyes again, the hunger undiminished. Amplified even. Dave reseated himself and thrust slowly into the woman he'd dreamed of for so long. She shook again, but not the chemically amped orgasm. The raw pleasure of being with together, of finally getting what they both wanted. Their eyes locked to one another, Dave thrust slowly, steadily while Lupie gently moved with him. Their passion built, as did the energy of their movement. Lupie clutched tightly to Dave's shoulders. He could see her pleasure building by the telltales in her expressions. He felt his own excitement building, not decreased in the slightest from having just completed the act with Becca. Lupie's body arched as she called out her ecstasy. The muscles of her passage grasped and massaged Dave's cock, kicking him over the edge as well. A second electric jolt surged through Lupie just as her natural orgasm peaked and began its decline. Her eyes rolled back and a guttural blend of cry and moan issued from deep in her chest. Lupie collapsed to the bed. "Imprinting; imprinting; imprinting" Dave held her in his arms for a long, satisfying moment. Dave did have other duties to attend. There were in fact, two other people still conscious in this house, and one was a newly arrived little girl that may need help adjusting to her new home. Dave slipped from the bed and pulled Lupie up so her head rested on a pillow. Her skirt more or less straightened itself as she moved, but Dave did add a bit of extra care, just to be sure. He pulled a light blanket from the walk-in closet, laying it over the sleeping form of his new partner. He draped her shirt over a nearby chair, where she could see it once she awakened. Then he dressed and headed downstairs. He emerged into the dining room to find Esme happily munching a corn dog, her plate also holding mac n' cheese and green beans. A very self-satisfied Jan sat at the head of the table, at an angle to Esme. "Ah, good you made her dinner." "Yep. OK, I just followed the box directions for the mac n' cheese. And the corn dogs were just heat up from frozen - but I did use the oven, not the microwave!" Jan beamed. Esme cleared her mouth, then, waving, said "Hi, Uncle Dave! Momma says we're living with you from now on? And; Jan helped me put my clothes in the dresser before making me dinner. Oh! And thank you for the kitty!" Seated in the chair beside Esme was a large squish mallow, solid black except for the crescents of its eyes. A cat tail and ears completed the appearance. Its presence at the table suggested the much desired 'new toy' love that Dave hoped would ease Esme's transition. Dave gave Jan a kiss. "You did great, babe. Thanks for looking out." Jan's victorious grin and the glow from Dave's praise did not quite hide her concern over the obvious, but yet unknown explanation of Becca's state upon arrival. Dave shifted his eyes in Esme's direction, then back to Jan and shook his head. "You two want to talk without me, Uncle Dave?" "And just what would we talk about Miss Esmeralda?" "I'm nine, Uncle Dave, not stupid. That lady was spooky, and Mom and Becca were in that room a long time talking with those military people. And then Becca shrieked pretty loud coming out of the bathroom. I may not know everything, but something pretty sketch happened." Dave kissed the crown of Esme's head and held her close to him for a moment. "Don't worry about it, Esme, it's over now. Those people are not going to hurt you, or Becca or your mom." To break the uncomfortable silence, Dave prodded Esme to pick a movie for the three of them. It was getting on into the evening, but there wasn't any school in the morning, so it wouldn't hurt to late her stay up past ten if it came to that. Dave did dishes while Jan led Esme into the living room. Esme needed no help setting things up though. She was nine years old after all. Dave rejoined them to hear 'let the storm rage on ; ' and see Esme, at one end of the couch, her head beginning to nod. Old tricks always work. After a tiring day, a hot meal and an old familiar movie work like magic, even on a nine year old. Dave waited another fifteen minutes for her to zonk out completely, but not get a crick in her neck. He scooped her in his arms and carried her up to her bed. Jan followed them with the fluffy critter. Jan pulled back the covers so Dave could lay Esme in the bed. He pulled off her shoes in socks before covering her gently. Jan placed the newly beloved toy beside her before they left. Once Dave shut the door, Jan shoved him against the wall and kissed him fervently. "You knew that would put her out didn't you?" Dave nodded. "That was so fucking awesomely domestic. My ovaries want to latch on to you and never let go. You obviously care for that little girl, and seeing it makes me giddy. Oh my god, I so want to have babies with you." "Did you just say the unspeakable three words?" "Hush," she said with a giggle, "don't harsh this yummy feeling." "Perish the thought." Dave kissed her tenderly. He took her hand and led her back down to the living room couch. There, he proceeded to fill her in on everything Lupie had told him. Janice's eyes grew wider as the grotesque nature of the attack on Becca unveiled. "Dear God, no wonder the girl was so clingy. I'm surprised she didn't mount you in the entry way." "Well, she's - was - a virgin, so I don't think she would be up for something so public." Dave face must have betrayed his mixed emotions. "What is it?" "I knew she was a virgin, that's something we had already discussed. I had planned on; being; more delicate? In my approach with her, you know, taking my time, not rushing things. But this mess happens, and she's insistent that I take her immediately, no warm-up, no gentleness. I; I wanted to do better for her. I wanted this to be a happy memory for her." "You can't control outside events, David. And you can't control her reactions to them. From the sounds of things, I completely understand her response. I think I would have done largely the same in her shoes. And as someone that's been with you for two full days now," she grinned at Dave's raised eyebrow, "I know you slipped in whatever tenderness, whatever care and concern was possible as you gave her what she asked for. What she needed." Dave sat back, taking a deep breath, trying clear his mind. Jan leaned in, whispering in his ear. "Dave, you big stud." She kissed his cheek. "Take me to bed or lose me forever." Dave barked out a laugh, then stood, reaching out his hand. "Show me the way home honey." Three new women join Dave's family. Chapter 4 – Revelation. September 21, 2020. Dave woke to find Becca curled against his left side and Lupie curled against his right, just as Jan had helped him arrange last night before the two had gone to sleep; and after Jan had gotten her turn at Dave. Jan lay beyond Lupie, on her side, facing away. Dave reached over and stroked her back. "I'm awake." Jan rolled over to face him. She gave him a drowsy smile. "Mostly. I could really use some coffee." "I got a coffee maker, grinder and a bag of whole bean coffee you asked for in the pickup order yesterday." "Yeah, but you forgot the maid to make it and carry it up here." Lupie chimed in. Dave thought he'd heard her breathing change in the last minute. "I know, right?" Jan chuckled. "How do you expect to keep a harem of horny babes if you don't give us the amenities." Feeling playful, he gave her guff right back. "Woman, you are the amenities." He kept his face neutral long enough for Lupie to raise her head and stare back at him. He busted out laughing. "Okay, I'd make a terrible dom." He paused while Lupie delivered a light peck on the lips. "Seriously, I never drank coffee. I have no idea how to make it. I got you the tools and ingredients, so if you want some, have at it." "Fine," Jan said, rising, "but I'm taking one star off my review of this hotel because of this." "Still, the room servicing was amazing." Lupie added, with little wiggle of her nude ass, having gotten out of bed as well. Jan barked a laugh and high-fived her. "We'll get some coffee and breakfast started. Why don't you lie here until Becca wakes? I think waking in your arms will do wonders for her. Might be the capstone to last night that will ease her mind." Both ladies dressed quickly, a pair of shorts from their luggage, and one of Dave's t-shirts. It seems solidarity was the theme of the day. Jan chose "Back in my day we had nine planets" while Lupie chose "That's okay Pluto, I'm not a planet either." Dave couldn't argue with that reasoning, so he lay there holding the pretty young blonde in his arms watching the receding forms of his two; girlfriends? What the hell should he call them? Teammates sounded like something for sports, or the brainchild of a particularly lame poli-sci major. The smell of coffee had whispered through the room for several minutes when the enticing aroma of chorizo warmed the air. Dave smiled. He'd bet anything Jan had mentioned the migas from the other morning and Lupie had found the chorizo he ordered. Becca stirred against him. She stretched, cat-like, arching her back. This had the effect of pressing her tits against him. Which in turn brought his presence to her attention. Her eyes flew open and her arms crossed over her chest, suddenly embarrassed she was naked in bed with a man. Further recognition passed over her face and she wrapped her arms around his neck and kissed him fiercely. Becca broke from the kiss beaming. Then an impish veil flitted on her face and she slipped her body atop his with a slight wince as she parted her legs to straddle over him. Dave caught her hips. "Easy there, kitten. Give yourself a little break. Smells like breakfast is ready, and we have our wholes lives ahead of us now." Becca kissed him again, slipping her tongue into his mouth briefly, tentatively. Then she hopped out of bed and dug a pair of shorts out of her bag. "Dave, could I wear one of your shirts?" "Seriously? Jan and Lupie did the same. Well, they didn't ask, they just walked into the closet and grabbed one each." Becca flashed him a smile, saying nothing as she strode to the closet. Dave enjoyed the slightest jiggle of her modest tits as her topless form walked by. "They must have coordinated while they were in there because they both came out in Pluto themed shirts." After a minute of hangers being shifted back and forth, Becca called out "Dave, how many Pluto shirts do you have?" "Just the two I think." "Damn." Said Becca, coming back out to the closet doorway, still topless and facing Dave. She leaned against the frame, thinking. Dave enjoyed the view. "Aw, hell." She walked over to her own luggage, rummaged about and pulled out a t-shirt. Once she donned it, Dave red the print on it ' hashtag justice for Pluto'. He laughed. "Nice. It fits with the other two. Why the resignation?" "Because I could either show unity with them by wearing this, or I could wear one of your shirts. First morning together, I would have liked to wear one of your shirts." "That's a big deal?" "Huge." "Then wear one of my shirts. I'm sure the others will understand. In fact, it's still solidarity, because you're all wearing one of my nerd shirts." "I like the way you think, Dave." Becca ripped off the shirt and raced back to the closet. She came out with his shirt that looks like a NASA shirt, but replaces the word NASA with SHINY, and on the swoop is the image of a spaceship from a short-lived TV show. "Madame has impeccable taste." "Mademoiselle. Madame is for married women." "In broader terms, madam is for a woman who has permanently bonded herself to a man. Just as you have. At least until the bio-freaks undo the little oddity in their mad science formula." "Well then," Jan said from just inside the bedroom door, "maybe you could get your hiney dressed and join your other two wives for the breakfast they just finished making." She looked to Becca. "Coffee's ready by the way." Neither woman left, instead taking the chance to watch Dave emerge from the covers and dress. Becca approached Jan tentatively. She did a poor job of whispering "Why does it feel so much bigger inside?" Jan chortled. "Because it is bigger when it's going inside you." Dave replied. Becca blushed, realizing she'd been too loud. "Some of us get 'compact' when there's no need for size." "But your balls are still big." Becca blushed so hard she had to look away to speak. "Yeah, those don't shrink. I guess that's one way to distinguish a winky dink from a grower." Dave came out of the closet with a t-shirt that red 'I aim to misbehave, and nothing in the verse can stop me' curved around the word 'Brown coat'. Becca grinned broadly and returned the high-five he offered before the three of them headed downstairs. "Dave?" Jan prompted "Yes dear?" All three ladies grinned at that jest. "I noticed you don't have any books for younger people. How about we see what Esme has next door, and then I order some more, you know to give her some variety." Lupie brightened at Jan's suggestion. It seems cooperation was coming naturally to the three ladies sharing his bed. Their bed. Ho. He'd been single long enough, now he had to adjust his head. Anyway, it was an auspicious start. The five of them sat around the table, still nibbling at bits of breakfast. Esme was already waiting when the trio had descended the stairs. Esme, Dave, and Becca had thanked Jan and Lupie for making breakfast. Lupie took care to point out Jan had chopped the fruit for the side and sliced the tortillas into strips while Lupie made fresh salsa and chorizo and eggs. "Oh, yeah. Check the closets first. Either in my office, or one of the bedrooms you'll find some boxes of kid's and young adult books." Dave paused for a bite. "I think you already know I'm a prepper. One thing I wanted to be sure of is to preserve knowledge and; cultural legacy maybe? So yeah, there are books in boxes right now too. We could get some more bookshelves and set up say one in each bedroom maybe." Jan looked at him with dopey eyes. "Feeling the same way you did that first morning?" Dave said with a smirk. "Less immediate, more warm and fuzzy version, but yeah." "I'll order more bookshelves then." Dave smiled warmly. "I already ordered two full beds for the two rooms that are completely empty, plus dressers for all four rooms and more sheets and towels. The sheets and towels are scheduled to arrive in a few more days. The furniture is listed as arriving in a week. We'll see." "Hey, Dave?" Becca asked. He'd have to get used to seeing her without glasses. That was probably why her 'after imprint nap' took longer than Lupie's; the regen effect repaired her eyes. She'd instinctively reached for her glasses and abruptly realized she could see better without them. That had earned her a pair of high fives from Dave and Jan before they left the bedroom. Lupie and Esme hugged her when she got downstairs and told them. Dave suppressed a smirk. "Yes dear?" Three pairs of eyes rolled, over top soft smiles. "Why don't you just get a bunch of bunk beds. There's going to be a lot more women coming. At least twelve total." "Yeah sure, I could fit two sets of bunk beds into each room. Then I can just walk down the hallway to the rooms were I 'store' my women to select the day's lays". Dave rolled his eyes to accent the sarcasm. Jan and Becca giggled, but Lupie glared. Then he remembered Esme was at the table. "Uh, yeah, sorry 'bout that. Uh;” "Oh please, I already learned about sex in health class. And I heard both of you last night, mom. Keep busting Dave's chops and I'll tell him what I hear coming from your room when I get up to get a glass of water late at night." Lupie's eyes went wide for a moment, then settled to mom-stern look. "Watch it mija, no matter what you know or think you know, I'm still your mother." Esme turned to Dave. "I hear m---" Dave put a finger to her lips. "No matter what you know or think you know, she's still your mother." September 22, 2020. "David Jeffrey Belsus!" Dave stopped in his tracks, one foot on the last step, the other hanging in mid-air in its path to the living room floor. He looked around bewildered, not sure what he'd done. "What the hell are you doing?!" Lupie's indignant voice managed not to shout, but clearly wanted to. "Uh, laundry." He had a basket on his hip, loaded with sheets from the bed. "I can see that, why are you doing laundry?" "I had sex with three women in my bed last night, these sheets need some cleanin'." Lupie's hand rubbed her face. Dave imagined this might be the same motion when Esme was being difficult. Only, he wasn't trying to and had no idea what was causing all this consternation. "David, there are four other people under this roof who can handle the laundry. Esme is quite good with regular laundry items. Not yet ready for special items. You should be working, or working out, or resting, or dosing one of us, or thinking about what changes might be necessary as more women arrive. We should be doing this sort of thing. This will be even more important as more women join the family, David. You're a manager of a small company that lives together and makes babies. Eventually." "I'm not comfortable labeling a chore as 'women's work' Lupie." Lupie snorted. "A week ago I would agree with you. The world changed." "I'm still cooking. At least sometimes. And If I see something dirty or misplaced, I'm still picking it up. And you still have your investment job. You have things to do beside playing mega housewife." "The firm is shutting down, the accounts are being taken over by another company since all our senior partners died." Lupie grimaced. "I have about a week's worth of work remaining for the hand over, and then I'm out of a job. The new organization didn't hire me. But, I still have my license. I can manage investments for the family." "Or start your own firm. Surely there are clients looking for someone new. Maybe some clients from your old firm that would prefer a familiar face." "I told you before David, I want to make family my focus. I can do some day trading and manage our investments, but I would love to spend time with you and Esme, and now Janice and Becca, and whoever else joins us. I want to do crafts and sew and garden and cook wonderful meals from scratch. I want to be involved in community projects when we have a community again. I was good at my job, but it was a job. I love family. Please, let me, let us take care of these things." Dave mixed drinks for the four of them and brought the glasses into the living room, where the ladies had spread themselves about the space. There was no tension, but everyone seemed to want a bit of space after waking up in a nude pile this morning. Lupie raised one eyebrow when Dave handed a glass to Becca. Dave mouthed the word 'light'. "Are you sure?" Becca asked. "You looked like you wanted one when I mentioned making them. And you're effectively my spouse; one of my spouses; " Dave rolled his eyes at the weirdness of the concept, "and state law allows it under that condi

Sponsors Cloud Accountant Staffing - http://accountingpodcast.promo/casRelay - http://accountingpodcast.promo/relayOnPay - http://accountingpodcast.promo/onpayChapters(00:47) - Jeffrey Epstein's CPA and Lawyer (03:10) - Wall Street Journal Article on Epstein's Associates (05:58) - Discussion on Epstein's Financial Operations (14:25) - Trump's Executive Order on Cannabis Businesses (18:16) - Tax Implications for Gambling and Prediction Markets (20:47) - IRS Criminal Investigations Unit Record Year (25:13) - Lawyer Sues IRS to Recognize Dog as Dependent (28:09) - Trump's New US Tech Force (29:27) - Trump's Hiring Plans and Tech Startups (30:22) - Startup Fraud in Tax Accounting (34:23) - Intuit and Circle Partnership (36:38) - AI and Stablecoin Payments (44:16) - AI's Impact on Accounting Jobs (51:24) - AI-Powered Fraud in Finance (55:59) - Closing Remarks and Announcements  Show NotesThe CPA and the Lawyer Who Served Jeffrey Epstein—and Control His Fortune and Secrets https://www.wsj.com/articles/the-cpa-and-the-lawyer-who-served-jeffrey-epstein-and-control-his-fortune-and-secretsTaking a gamble on prediction market taxation https://www.accountingtoday.com/news/taking-a-gamble-on-prediction-market-taxationLawyer sues IRS to recognize pets as dependents https://www.accountingtoday.com/news/lawyer-sues-irs-to-recognize-pets-as-dependentsSEC Charges Shiloh Luckey https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26424The FBI is investigating a startup founder accused of using VC money to pay for her house and a Caribbean wedding https://techstartups.com/2025/12/16/the-fbi-is-investigating-a-startup-founder-accused-of-spending-5-5-million-in-vc-funding-on-a-house-and-caribbean-wedding/Intuit taps Circle's USDC to add stablecoin payments across TurboTax and QuickBooks https://www.theblock.co/post/383184/intuit-circle-usdc-stablecoin-payments-turbotax-quickbooksIntuit and Circle Partner to Unlock the Future of Money Movement with Stablecoins https://investors.intuit.com/news-events/press-releases/detail/1292/intuit-and-circle-partner-to-unlock-the-future-of-money-movement-with-stablecoinsAI Is Reshaping Accounting Jobs by Doing the "Boring" Stuff https://www.gsb.stanford.edu/insights/ai-reshaping-accounting-jobs-doing-boring-stuffHuman + AI in Accounting: Early Evidence from the Field https://www.gsb.stanford.edu/faculty-research/working-papers/human-ai-accounting-early-evidence-fieldIRS-CI issues fiscal year 2025 annual report showcasing banner investigative results https://www.irs.gov/newsroom/irs-ci-issues-fiscal-year-2025-annual-report-showcasing-banner-investigative-resultsIRS Criminal Investigation uncovers $10.6B in financial crimes https://www.accountingtoday.com/news/irs-criminal-investigation-uncovers-10-6b-in-financial-crimesDext warns businesses over losses from ChatGPT-style financial advice https://fintech.global/2025/12/18/dext-warns-businesses-over-losses-from-chatgpt-style-financial-advice/ChatGPT tax advice already costing UK firms, say accountants https://itbrief.co.uk/story/chatgpt-tax-advice-already-costing-uk-firms-say-accountantsTrump admin to hire 1,000 specialists for 'Tech Force' to build AI, finance projects https://www.cnbc.com/2025/12/15/trump-ai-tech-force-amazon-apple.htmlOPM Launches US Tech Force to Implement President Trump's Vision for Technology Leadershiphttps://www.opm.gov/news/news-releases/opm-launches-us-tech-force-to-implement-president-trumps-vision-for-technology-leadership/Double Raises $6.5 Million Series A from Album Ventures, Jack Altman, and Y Combinator to Double Accountants' Productivity https://www.businesswire.com/news/home/20251210027851/en/Double-Raises-$6.5-Million-Series-A-from-Album-Ventures-Jack-Altman-and-Y-Combinator-to-Double-Accountants-ProductivityZoho announces enterprise billing, spend management products https://www.accountingtoday.com/news/zoho-announces-enterprise-billing-spend-management-productsZoho Announces Zoho Spend and Zoho Billing Enterprise Edition https://www.businesswire.com/news/home/20251218170986/en/Zoho-Announces-Zoho-Spend-and-Zoho-Billing-Enterprise-Edition-Offering-Large-Businesses-Greater-Control-and-Flexibility-Over-Billing-Operations-and-Company-Spend-as-They-ScaleAI giving scammers new tricks, enhancing old ones https://www.accountingtoday.com/news/ai-giving-scammers-new-tricks-enhancing-old-onesFrom secure to spooked: White-collar workers face rising job fears https://www.businessreport.com/article/from-secure-to-spooked-white-collar-workers-face-rising-job-fears

Mark Cavagnero returns to Architectural Record's DESIGN:ED Podcast to discuss the renovation of Temple Emanu-El in San Francisco, the pressures of a building opening, and the role that cultural heritage plays in architecture

Candance vs. Ben and the Split on the Right - Fraud in Minnesota - AND A Dishonest Question About a Movie - MORE! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

In this episode of Do The Work | Mindset Mastery, I take a moment to reflect on the powerful lessons learned from witnessing a marathon a true test of endurance, not just physically but mentally and emotionally. This wasn't just any marathon; it was a moment of transformation for so many people, a reminder that sometimes life requires us to push through pain and discomfort to discover what we're truly capable of. Over the weekend, I had the privilege of seeing many of our agents and their loved ones cross the finish line of a 26-mile marathon. These individuals willingly chose to endure the physical, mental, and emotional grind of this challenge. To me, it wasn't about the race itself but about what happened in the process. Watching them struggle through the miles, yet still smile despite the pain, was a beautiful display of human resilience. As I joined them, offering words of encouragement along the way, I couldn't help but reflect on my own experiences with pushing my own limits. I've been there, going through moments of deep struggle whether climbing Camelback Mountain or surviving an Ironman 70.3 triathlon. Each of these challenges, no matter how tough, reminds me of something crucial: that life isn't about avoiding hardship, but about leaning into it to grow. The True Value of Struggle It's easy to look at accomplishments as mere checkmarks on a list. But completing a marathon or any tough challenge isn't about the finish line itself; it's about who you become in the process. The real lesson isn't in crossing the line but in what you do after that. What's next? What will you create from the lessons you've learned? This marathon wasn't the end of the journey for these agents. It was just a checkpoint, a milestone that will propel them to greater things in both their personal and professional lives. After all, when you push beyond your limits, it's hard to stay the same. It's not about chasing highs or accolades. It's about developing the discipline to continue growing every day, beyond the big events, beyond the visible moments of success. For many of our agents, this marathon was more than just a race. It was a stepping stone a reminder that in life, the pain we feel in the moment can lead to long-term transformation. The same applies to our everyday struggles, whether in business, relationships, or personal growth. Life will always challenge us, but it's through overcoming those challenges that we discover the depths of our potential. Reflecting on Life's Journey When we push ourselves, we often surprise ourselves. What was once painful becomes something we look back on with pride. In watching others cross that finish line, I was reminded that each of us has a unique capacity for resilience. Life doesn't get easier, but it becomes more meaningful when we embrace the discomfort, learn from it, and use it to raise our own standards. We have to keep pushing. There's no such thing as the "best days" being behind us. Each day is a new opportunity to expand, to grow, and to build on the foundation we've laid. The marathon didn't define our agents; it merely highlighted what they're capable of and how much more they have inside them. And that, to me, is the essence of life. Conclusion So, what happens after the race? That's the real question. As the finish lines fade and the excitement dies down, the work continues. Life doesn't stop at the big victories. It's what we do next that shapes who we truly are. And for all the individuals who completed this marathon, I'm excited to see where this challenge takes them. Because it's never just about running the race. It's about what you do with the strength you gain once it's over. Reader Engagement Questions Have you ever pushed yourself beyond what you thought was possible? How did that experience shape you? What's a challenge you're facing in your life right now that could push your limits? How can you use this as an opportunity for growth? How do you stay motivated after achieving a big goal? How do you ensure that you continue to grow once the excitement fades? Notable Quotes: "It's not just about the finish line. It's about what happens after you cross it, about what you do with what you've learned." "When you push beyond your limits, it's hard to stay the same. You have to intentionally trip yourself up to go backwards." "The marathon wasn't the end of the journey. It was a checkpoint a new standard of what is possible." Follow A.Z. Araujo on Social Media: Instagram: @azaraujo Facebook: A.Z. Araujo TikTok: A.Z. Araujo YouTube: Do The Work Podcast   For Real Estate Agents in AZ: Learn more about Do The Work Coaching and A.Z. & Associates: dothework.com/azaa   Upcoming Events: If you're a real estate brokerage owner, sign up for one of our upcoming events. Visit: dothework.com bigmoneybrokerage.com Join my mailing list for updates!   New Do The Work Gear: Check out the latest DTW and Do The Work Gear! Hats, shirts, journals, and more: • • shop.dothework.com

On the Monday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Ray Fittipaldo react to an NFL Week 16 victory against the Detroit Lions. Did coach Mike Tomlin's team prove it is built for late-season and NFL playoffs success after beating the potent Lions offense led by Jared Goff, Jahmyr Gibbs and Amon-Ra St. Brown? Why were Alex Highsmith, Jack Sawyer, Derrick Harmon, Cam Heyward and the run defense able to have so much success against Gibbs? How much of a strength is the running game becoming on offense. With Jaylen Warren and Kenneth Gainwell finding huge holes even behind a patchwork offensive line? And is this an identity that can be maintained in the coming weeks? Our duo tackles those questions, then ponders DK Metcalf's altercation with a fan in the stands at Ford Field. Could the NFL suspend him? And if so, what impact would that have on QB Aaron Rodgers and a passing game that's hit its stride the past few weeks with names like Adam Thielen, Marquez Valdes-Scantling and Scotty Miller in the mix? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Candance vs. Ben and the Split on the Right - Fraud in Minnesota - AND A Dishonest Question About a Movie - MORE! Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm

In this episode, Gregory Ricks is joined by Dwayne Stein, host of Mortgage Gumbo, to preview the 2026 housing market as well as potential changes coming from the Federal Reserve. Then, Jude Heath, of J. Heath & Company, joins the show to discuss tax planning ahead of the new year including the importance of Year-End Roth Conversions. For financial news talk radio, tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.

Knowledge Project Intro Sixteen lessons learned from Bernie Marcus, the outlier: Bad money is worse than no money.Outcome over ego.Every customer is on loan.Bureaucracy is a fungus.Pitchers need Catchers.Promotions are an addiction; low prices are a discipline.It's not a value until it costs you money.Win-Win or walk away.Hire people better than you.The best information isn't in a spreadsheet; it's in the customer walking out empty-handed.Invisible benefits often outweigh visible costs.The one-man show doesn't scale.Instincts beat spreadsheets.The money is the scorecard, not the motivator.You're never as smart as you think you are.Sometimes the company outgrows the people.Home Depot's “Customer Bill of Rights” – the six things a customer wants to pay for: 1. The right assortment2. The right quantities3. The right price4. Associates on the sales floor who want to take care of customers5. Associates who have been properly trained in product knowledgeCulture isn't what you say, it's what you repeatedly do Read the full notes @ podcastnotes.orgBernie Marcus is the co-founder and former CEO of Home Depot.  This is how he built a culture of ownership, kept going when everyone turned him down, nearly lost it all, and created one of the most successful retailers in history.  ----- Approximate Timestamps: (00:00) Introduction (02:00) Part 1: An Accidental Miracle (09:29) Part 2: A Golden Horseshoe Kick (25:49) Part 3: Building From Nothing (38:53) Part 4: Orange Everywhere (49:40) Part 5: The Legacy (54:17) Lessons ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠------Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠------ Follow Shane Parrish:X: ⁠⁠⁠⁠⁠https://x.com/shaneparrish Insta: https://www.instagram.com/farnamstreet/ LinkedIn: https://www.linkedin.com/in/shane-parrish-050a2183/ ------ Thank you to the sponsors for this episode: .tech domains: Nothing says tech like being on .tech⁠⁠ https://get.tech/⁠ reMarkable: Get your paper tablet at ⁠https://www.reMarkable.com⁠ today ----- Sources: Marcus, Bernie, and Arthur Blank. Built from Scratch: How a Couple of Regular Guys Grew The Home Depot from Nothing to $30 Billion. New York: Crown Business, 1999. Best Practice Institute. "Bernie Marcus Interview." YouTube video. https://www.youtube.com/watch?v=KNP0YYDi1FY. ----- This episode is for informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

On the Saturday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Brian Batko preview the team's Sunday 4:25 p.m. game against the Detroit Lions. Can the Steelers defense hold up against the Lions' high-scoring offense? Will Alex Highsmith and Jack Sawyer be able to get pressure on Jared Goff with T.J. Watt and Nick Herbig's availability in doubt due to injury? Will Jalen Ramsey, Joey Porter Jr. and the secondary be able to force turnovers? And will the return of Derrick Harmon help to slow down Jahmyr Gibbs, David Montgomery and the Lions' high-powered rushing attack? Our duo tackles those topics and more, plus gives their keys to a Steelers win and some predictions for the game. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this Christmas special, James and Ryan reunite after a long break to reflect on future projects, enduring principles, and why the Infinite Banking Concept® continues to stand the test of time. They share perspective on long-term thinking, discipline, and cutting through financial noise. As always, thank you for listening, and Merry Christmas!

Administrative Law: Do the qui tam provisions of the Federal Claims Act unlawfully delegate Executive power to private individuals? - Argued: Fri, 12 Dec 2025 17:54:54 EDT

Ned Gallaway of the Albemarle County Board of Supervisors, Tony O'Brien of the Fluvanna County Board Of Supervisors, Jesse Rutherford of the Nelson County Board Of Supervisors & Jerry Miller were live on “Real Talk With Keith Smith” powered by YES Realty Partners and Yonna Smith! “Real Talk” airs every Friday from 10:15 am – 11 am on The I Love CVille Network! “Real Talk With Keith Smith” is presented by El Mariachi Mexican Bar & Grill, Fincham & Associates, Inc., Free Enterprise Forum, Intrastate Service Co, Mejicali and YES Realty Partners.

Things happen, and your team will be late or absent. But when does it become a problem, and what can you do about it? In this episode, Kirk Behrendt brings back Alan Twigg, president of Bent Ericksen & Associates, to help you navigate and address chronic attendance issues that are happening in your practice. To learn how to get your team to show up for you and your patients, listen to Episode 984 of The Best Practices Show!Learn More About Alan:Give Alan a call: (800) 679-2760Send Alan an email: alan@bentericksen.com Join Bent Ericksen on Facebook: https://www.facebook.com/BentEricksenAssociatesLearn more about Bent Ericksen: https://bentericksen.comMore Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 984: https://www.youtube.com/@actdental/videosMain Takeaways:Understand your state, county, and city rules around attendance, sick leave, and PTO.When you don't address chronic attendance issues, your good employees will leave.Avoid creating policies that are too strict or rigid. They will come back to bite you.Know the requirements, limitations, and nuances around getting doctor's notes.Always document your employees' reasons for tardies and absences.Snippets:0:00 Introduction.1:38 Alan's background.2:26 Why this is an important topic.3:55 Mandatory sick leave, explained.6:16 Document the reason for an absence.9:46 Things to know about requiring doctor's notes.13:00 Attendance, sick leave, and PTO policies.15:22 Categorize the reasons for absences and tardies.17:52 Let them use their time.20:34 Don't solve your team members' problems.23:50 Your employee says they're sick, but . . .27:02 Leave of absence, explained.28:02 Being chronically late versus...

Comment on the Show by Sending Mark a Text Message.Tired of skipping ads while someone tiptoes around workplace truth? We cut straight to the power dynamics that define your job, explain why “employment at will” keeps bias hidden, and share the practical moves that help you protect income, reputation, and momentum. After nearly three decades in employment law, I've watched the same tactics repeat across famous brands and billionaire-led companies—selective layoffs, weaponized performance plans, hush clauses in severance, and policy gray areas that punish anyone without leverage. So I'm putting the playbook on the table, clearly and without sponsors shaping what can be said.We talk about the dysfunctional parent–child model many employers create and how that robs you of a voice in security and growth. I break down why cause-based termination and real contracts change behavior, and how you can push for fairness even when the system resists it. You'll hear how to build your own paper trail, turn verbal promises into written commitments, and ask the questions that force transparency around criteria, metrics, and promotion paths. The point isn't to spark conflict for sport—it's to give you a calm, proven method to navigate bias, negotiate severance, and avoid traps that trade your rights for vague “opportunities.”This show stays raw and ad-free because independence matters. I use AI to speed case analysis where it helps, but the judgment is earned through courtroom scars and settlements with household-name employers. If you want straight answers about discrimination, termination, retaliation, and severance strategy—without euphemisms or corporate spin—you're in the right place. Listen now, share it with a colleague who needs backup, and if it helps, leave a review on Apple or Spotify so more workers can find it. Let's grow a community that knows the rules and plays to win. If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.

Hey BillOReilly.com Premium and Concierge Members, welcome to the No Spin News for Wednesday, December 17, 2025. Stand Up for Your Country.  Talking Points Memo: Bill looks ahead to President Trump's speech tonight and what to expect. John McLaughlin, pollster and CEO & Partner of McLaughlin & Associates, enters the No Spin Zone to provide insights into why Donald Trump is losing ground in the polls. Nick Reiner has been charged with two counts of first-degree murder as part of the ongoing investigation into the murders of Rob and Michele Reiner. ICE has zero record of its officers or agents pulling over Rep. Ilhan Omar's (D-MN)  son. Was this a PR stunt? A California school district is now allowing students to change their names and gender identities without informing their parents. Final Thought: Bill shares his book and Christmas music recommendations. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the beginning, I was usually the only woman in the room.  That was great, because it was memorable, and it was also bad, because it was memorable.  -Maureen Rystrom  Meet a woman who is at the top of her game in a male-dominated field.  As Partner & Vice President of Marketing at J. Calnan & Associates, jcalnan.com, Maureen Rystrom oversees the construction management company's comprehensive marketing and communications initiatives. At a time when commercial messaging is often in your face, Maureen describes herself as a “thoughtful brand strategist” who takes a softer path.  Her focus?  The good work being done by J. Calnan & Associates and their customers in the communities where they build.  Says Maureen: “It's not necessarily what we build, it's how we build that makes us special.” In this interview, she also shares the skills she honed to make her corporate climb a success story:  Roll up your sleeves. Get out there and be seen. Be respectful of others' time. Always follow through.  Make an impact.  A pro at breaking glass ceilings with her own brand of grace and grit, Maureen is also a rock star connector and the co-founder of PLA, the Professional Ladies' Association.  A three-sport varsity captain in high school, Maureen says that playing sports prepared her for success in business and credits her parents for teaching her the importance of an unstoppable work ethic.  “If you want something in life, you've got to go out there and get it.  You earn what you have. Nothing is handed to you.” For 24 minutes of the kind of fire that can spark YOUR success story, just hit that download button.  #corporate #marketing #constructionmanagement 

Orthodontic practice management expert Chris Bentson, Founder, Bentson Copple Patterson & Associates, joins hosts Dr. Leon Klempner and Amy Epstein on the Golden Age of Orthodontics podcast to analyze the competitive landscape facing private practice orthodontics in 2026. With nearly four decades of experience in practice valuation and business strategy, Bentson shares critical data showing 3.5% growth in patient starts after three years of decline. The conversation explores how DSO consolidation is reshaping the specialty, why digital orthodontics technology is essential for differentiation, and what data-driven decision-making reveals about successful practices versus struggling ones. Bentson discusses the impact of federal student loan caps on new residents, the lifecycle of consolidation, and why practices that embrace consumer experience innovations, such as remote monitoring, consistently outperform competitors across every operational metric.What you will Learn in this Episode:✅ How independent orthodontic practices can compete effectively against corporate consolidation by leveraging digital technology and improving the consumer experience throughout the patient journey✅ Why practices that engage with consultants and implement data-driven decision making consistently outperform in every operational and financial metric, including practice overhead management✅ What the latest industry data reveals about practice growth strategies for 2026, including why patient starts are finally showing positive growth after three consecutive years of decline✅ How new federal student loan caps will impact residents and create opportunities for marketing for orthodontists who want to attract young doctors seeking private practice Subscribe to the Golden Age of Orthodontics and our sister podcast, Practice Talk, hosted by Lacie Ellis, wherever you listen to stay updated on orthodontic innovation and real-world practice strategies. Visit People in Practice for more insights and to connect with our team for practice growth solutions.TIMESTAMPS: 00:00 Discussion featuring orthodontic practice management expert Chris Bentson, discussing data-driven decision making that will shape private practice orthodontics in 202608:33 The competitive reality for private practice orthodontics, the impact of DSO consolidation and increased overhead pressure11:36 2025 growth data showing a 3.5% increase in production and 2% growth in patient starts, signaling positive momentum for orthodontic practice management in 202619:02 Discussion of why only 20% of orthodontists engage consultants, OSOs and DSOs, and data-driven decision-making and marketing for orthodontists23:31 Analysis of new federal student loan caps, including how private practice orthodontics owners can attract young doctors and the future of practice valuation 30:31 Digital orthodontics investment strategy for new practice owners, using both custom braces and clear aligner therapy, is necessary 39:26 Discovering the “Why” in becoming an orthodontistKEY TAKEAWAYS:

Thanks to our partners Promotive and Wicked FileAre you leaving money on the table before the tax year closes?In this end-of-year episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, walks through the essential tax moves shop owners must make before December 31st and the costly assumptions that lead many to overpay the IRS.From retirement contributions and HSA hacks to equipment purchases, inventory write-downs, and why your accounts receivable might be lying to you, Hunt explains how small oversights can snowball into massive tax bills. More importantly, he shows you exactly what to check, adjust, and document now to ensure you only pay what you owe and not a dollar more.If you've ever wondered whether to buy equipment before year-end, how to handle unpaid invoices, whether your payroll timing affects deductions, or how to set yourself up for a smoother tax season, this episode gives you the playbook.Ideal for shop owners, bookkeepers, and managers who want to tighten their financials, avoid costly mistakes, and maximize deductions before the year closes.What you'll discover…(02:10) The repetitive tax mistakes and how to avoid them(03:45) Why retirement contributions are Hunt's “favorite deduction.”(06:35) How much you can contribute to SIMPLE IRAs and 401(k)s before Dec. 31(09:25) Why Roth contributions don't reduce your taxes (and when to use them)(10:30) The HSA contribution rules and how they can reimburse old medical bills(14:05) HSA vs. FSA: The real difference and how not to lose your money(16:10) The truth about deducting equipment — cash vs. financing vs. leasing(18:30) Major building improvements you can now deduct in year one(19:40) How to structure employee gifts, bonuses, and reimbursements(22:30) Four big things to keep an eye on to ensure maximum savings(25:16) Accounts payable: how missing December bills inflate your taxes(28:00) The most overlooked deduction in high-interest years(29:00) The fastest way to speed up your tax return (and avoid April chaos)Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive...

 Ted speaks with J. Irons of Miovic Reinhardt Associates, a Seattle-based design-build firm known for its deep commitment to craftsmanship, sustainability, and client-centered building. J. reflects on his early love of design, his path through Berkeley and the University of Washington, and how curiosity led him from architecture into business development and leadership.They explore the unique design culture of the Pacific Northwest — from biophilic buildings and civic responsibility to the influence of Seattle's natural beauty on the region's architectural identity. J. discusses the values that drive today's homeowners, including the desire for meaningful spaces, outdoor living, and wellness-focused environments.Ted and J. also examine how construction has evolved, the impact of rising costs, and why permitting delays remain one of the industry's biggest frustrations. J. offers perspective on improving efficiency, managing client expectations during long timelines, and how MRA approaches cost planning rather than cost cutting.The episode closes with a thoughtful discussion on AI: its misconceptions, its potential to enhance efficiency, and why human creativity, curiosity, and connection remain irreplaceable in the building process.TOPICS DISCUSSED01:30 Early Career & Path Into Architecture04:20 Curiosity, Sales & Becoming a Rainmaker08:10 Understanding Clients Through Deep Listening10:00 Childhood Creativity & Design Foundations14:00 Seattle's Design Culture & Regional Inspiration17:10 West Coast Mindset & Sense of Place21:00 Wellness, Balance & Human-Centered Spaces23:00 What Clients Value in Their Homes25:30 Outdoor Living & Modern Landscaping28:30 Evolution of Residential Construction30:10 Costs, Efficiency & Permitting Delays & System Challenges37:00 AI Misconceptions & Practical Uses47:20 Creativity, Curiosity & Human Value48:45 Human Connection & The Role of Sales CONNECT WITH GUESTJ. IronsWebsiteLinkedInInstagramKEY QUOTES FROM EPISODE"Alignment gives people the space to connect""People are yearning for connection""Engagement is about creating opportunities"

Throughout the course of this podcast—the Red Wagon Elder Law and Estate Planning Show—we have featured various members of the team at Bellomo & Associates. Time and again, their discussions with our founder, Jeffrey Bellomo, show that his law firm is comprised of caring, dedicated, service-minded people. We now feature Jeff himself as he sits down with his dad for a candid conversation about the early environment, experiences, and choices that have shaped Jeff's values. Through his dad's stories, you'll learn how a driven and high-spirited young man forged a path marked by the courage to take risks, the humility to change course, and the discipline to pursue excellence. These same qualities are visible today at Bellomo & Associates, where Jeff and his team have built something truly special.  They say that culture starts at the top, that an organization takes on the values and behaviors of its leadership. Well, after learning more about Jeff's story, it's easy to see why Bellomo & Associates is a trusted and innovative law firm with the ability to expertly guide families through some of life's most important decisions.   WHAT YOU NEED TO KNOW (00:00) Episode introduction – Meet Jeff's dad (02:30) Learning empathy on the grounds of White Haven Center (04:53) An active, high-spirited youngster... and lots of ER visits (12:15) Challenge accepted: From high school marching band to wide receiver (16:40) Juniata College and the need for a revised plan (19:27) Study abroad, a White House internship, and the National Drug Intelligence Center (21:10) Law school, a big decision, and why you should always check your sources (24:32) Exploring Europe    ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more.   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/    

Welcome to our review of PR Pitches and mergers & acquisitions in the UK PR scene with Andrew Bloch. Here, we discuss the biggest pitch wins and mergers & acquisitions that the PR sector has seen in 2025Andrew is the lead consultant - PR, Social, Content and Influencer at the new business consultancy firm AAR and a partner at PCB Partners, where he advises on buying and selling marketing services agencies.Andrew also runs the advisory firm Andrew Bloch & Associates.Before we start, you can now enter the PRmoment Awards. The early entry deadline is 19th December. The final entry deadline is 23rd January.Also, check out the speaker programme for our latest PR Masterclass: The Intersection of PR and GEO. It's another stellar line-up.Here's a summary of what Andrew and PRmoment discussed:Andrew's summary of the PR pitch scene in 2025“A tricky year for many agencies - stagnant economy, long lead times, rising costs, slow decision making, short in client demands and move from retainers to projects.Trading has been challenging but moving in top 2026 with cautious optimism.But. A bit of a tale of 2 agencies.  On one side - agencies taking initiative - embracing AI into workflow, refreshing proposition, energetic, sharpening their brand and their offering.  On the other, agencies standing still, leaning on past reputation and senior expertise without moving forward.  These are the ones finding it tough - complaining about pipeline and ghosting.  The ones that have adapted are picking up major wins - the industry feels split between the modern agencies and the ones getting left behind.PR has a huge opportunity. Attention grabbing is more important than ever. The role of earned media role in this is more important than ever.  PR can and should be at the centre of conversations.  GEO provides a massive opp both in terms of search visibility and rep management.”Listen to the pod for all this years biggest pitch wins and deals.

Matthew Durham is BACK as a special guest host! Slaughtering the Administrative State! Opinion-Headlines-Culture-Politics! www.headlinesandopinions.com Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Check out these highlights from Day 1 of this year's awesome event!!! 04:30 - Cyndee Hoagland, Senior Vice President for Trimble's Owner and Public Sector & Adrian Newcombe, Director of Product Management Utilities and Public Admin at Trimble 25:45 - Eric Glaves PLS, Survey Analyst at David Evans and Associates, Inc. 41:30 - Tom Cardenas, Senior Vice President at CSDS, Inc. & Bob Berti, Owner at California Construction Control 1:03:00 - Karl Bradshaw, Director of Product Management, Reality Capture at Trimble Inc. & Arnaud Lezennec, Senior Applications Engineer at Trimble Inc. 1:20:30 - Stephanie Michaud, Director of Product Management, Field Software at Trimble Inc. & Andreas Sinning, Director of Marketing at Trimble Navigation  

On the Wednesday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder and Associates, Post-Gazette Steelers insiders Christopher Carter and Ray Fittipaldo analyze coach Mike Tomlin's recent aggressiveness on fourth downs. Why has the traditionally conservative coach been taking more chances? Is it a high degree of faith in the team's "tush push" play with Connor Heyward? Or is it a desire to get the ball in the hands of playmakers including Aaron Rodgers, DK Metcalf, Jaylen Warren, Kenneth Gainwell, Pat Freiermuth and others with more consistency? Our duo tackles those questions, then ponders the impact of veterans Adam Thielen and Marquez Valdes-Scantling on the passing game the past couple of weeks. Are they really upgrades on names like Calvin Austin III and Roman Wilson? Especially if their volume of targets hasn't been much better? Or is there mere presence opening up more opportunities for other targets? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's the holiday season but Michigan football keeps giving us plenty of storylines to talk about. What are the Wolverines going to do at head coach after the departure of Sherrone Moore? The Lions playoff chances are slim but can they win their next 3 games and sneak in to the postseason? MSU and Michigan hoops rolling, Pistons staying in first place, some Prep Spotlight updates, a Tedertainment Tonight, and more! Take a listen and hit us up! Thanks to: Memorial Healthcare Wellness Center, Rivals Taphouse & Grille, Nelson House Funeral Home, Shiawassee County Fair, AZee Branding Solutions, Jacobs Insurance, Nichols Painting, Success Group Mortgage & Servicing, Kori Shook & Associates, SportsNet MI

Matthew Durham is BACK as a special guest host! Slaughtering the Administrative State! Opinion-Headlines-Culture-Politics! www.headlinesandopinions.com Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm

We would like to thank our advertisers for our podcast: This episode is brought to you by Gold Co! Get up to $10,000 in FREE silver when you go to https://DineshGold.com. Don’t wait - The time to invest in gold and silver is now! In this special episode Dinesh welcomes Scott Tripling, the Director of Excavations for the Associates for Biblical Research, to join him in studio to talk about the latest discoveries of biblical archeology taking place today in Israel. Get ready to discover how science meets the Bible!See omnystudio.com/listener for privacy information.

Welcome back, everyone, to another episode of Aigoracast. Our guest today is Todd Renn, a distinguished leader in consumer insights and sensory science with over 25 years of experience driving innovation at industry giants like PepsiCo, Pfizer, Clorox, and Land O'Lakes. Holding a PhD in food science and advanced credentials in business analytics from UT Austin and Wharton, Todd excels at bridging the gap between R&D and marketing, turning complex data into clear, actionable business stories. Now the founder of Todd Renn and Associates, he is dedicated to helping organizations sharpen their commercial impact and training sensory scientists to evolve into strategic business partners.

On the Tuesday episode of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, host Noah Hiles welcomes Post-Gazette Steelers insider Ray Fittipaldo to react to the NFL Week 15 Monday Night Football victory against the Miami Dolphins. How much credit do coach Mike Tomlin and OC Arthur Smith deserve for this team's most complete victory of the season? What adjustments did Smith make to get Aaron Rodgers, Kenneth Gainwell, DK Metcalf, Marquez Valdes-Scantling and the offense on track after a shaky first 25 minutes? Why was Tomlin more aggressive in going for fourth downs with the Connor Heyward tush pus? Is Gainwell becoming the offense's most dangerous weapon? And how did Cam Heyward, Alex Highsmith, Patrick Queen, Jalen Ramsey and the defense clamp down on De'Von Achane and the Dolphins running game after struggles the past two weeks against James Cook and the Bills and Derrick Henry and the Ravens? Especially without T.J. Watt? Our duo tackles those questions and more. Then later, the guys ponder this team's NFL playoffs chances and the ability of "castoffs" including Valdes-Scantling, Asante Samuel Jr. and Kyle Dugger to give it the boost that it needs come January. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if an entire family's trajectory changed in a single moment of tragedy? In this episode, Stephen Woessner, founder of Predictive ROI, shares the remarkable story of his grandfather Peter Marus, who arrived in America in 1920 with just $10 and couldn't speak English. After his father was murdered on the streets of Istanbul for being Greek, eight-year-old Peter became the family breadwinner, dropping out of third grade to support his mother and siblings. That singular tragedy transformed his family's DNA, creating a lineage of entrepreneurs that spans four generations. Stephen reveals how his grandfather's business philosophy during the Great Depression, giving away more soup than he sold because "Jesus might look like anyone," shaped his own approach to business and giving. Now running an agency that serves other agencies, Stephen and his wife have quietly paid thousands in tuition for struggling families, honoring his grandfather's sacrifice while pursuing an audacious vision: building 100 churches and funding college educations for as many kids as possible. Stephen explains why education is the great equalizer, how one moment of violence created an entire family of business owners, and what it means to honor the risks your ancestors took by working late into the night when you'd rather sleep.   [00:03:00] The Corey Morris Connection Kevin and Stephen connected through Corey Morris and felt like they'd known each other for years Stephen: "When Corey introduces me to somebody, there's the transference of trust and credibility" The power of context in introductions versus generic "you're both great guys" connections Trust transfers through quality, contextual connections [00:06:40] Family First, Business Second Married 32 years to Christine, daughter Caitlyn is freshman in college Stephen and Christine were married 14 years before having Caitlyn On "empty nesting": "I think we're gonna be okay" spending time together again [00:07:00] Building Predictive ROI Started Predictive ROI in 2009 with team of 26 who genuinely care about each other Uses the "forbidden love word" inside the business Agency supports other agencies with business development and sales operations Team travels together, hangs out together, laughs and cries together [00:09:20] The Unlikely Path to Agency Life Grew up in Canton, Ohio surrounded by family restaurant businesses Graduated 272 out of 300 in high school ("I don't think you got your percentiles right, Mom") Joined Air Force in junior year, spent four years in nuclear missile silos in South Dakota Learned power of troubleshooting and system design [00:11:00] Breaking Into Advertising Working at Red Lobster, needed marketing experience to become manager Called agencies in Rapid City offering to work for free, most said he was "greener than green" Robert Sharp and Associates said yes to three-month unpaid internship Competed against two other interns: "There's no way I'm not winning this" [00:16:00] What Inspires the Work Changing trajectory from famine to feast in business development Replacing desperation with hope, confidence, and structure Creating dependable sales pipelines that open new possibilities for agencies [00:17:40] The Everest Mission Business goals mapped on office wall, but real "why" is building 100 churches Put as many kids through college as possible Stephen: "Education is a great equalizer" Business profits fund impact, not the other way around [00:20:40] Peter Marus: The Man Who Changed Everything Born 1902 in Istanbul, Turkey Father murdered on streets when Peter was eight for being Greek Dropped out of third grade to become breadwinner for mom and two younger siblings At 18 (1920), came to United States with $10 and no English [00:22:20] Building The Ideal Restaurant Came to Canton, Ohio, started washing dishes and cutting vegetables Traded skills for money, saved everything Six years later, opened The Ideal restaurant in downtown Canton Got married, had four kids [00:23:20] The Depression Philosophy Gave away more soup than he sold during the Great Depression Peter's response when asked why: "I know Jesus is coming back someday. I don't know what he's gonna look like, so I'm just gonna be kind to everybody" Entire business plan: "If you take care of your customer, they will take care of you" And he was right [00:24:20] Papu: 14 Years of Living Proof Stephen called him "Papu" (Greek for grandfather), passed away when Stephen was 14 For 14 years, showed Stephen what it meant to be good person, take care of people, sacrifice for family Stephen: "I didn't hear somebody just talk about it. I saw somebody live it" [00:25:40] When DNA Changes in a Moment Stephen believes when great-grandfather was murdered, family DNA changed to entrepreneurs Peter's four kids all became restaurateurs All 10 grandkids became business owners 100% of family downstream became entrepreneurs [00:28:00] From Poor Student to Education Advocate Peter had only third grade education but was incredibly intelligent Never stopped reading and consuming knowledge with fervor for education Stephen got four college degrees through Air Force Now wants to put as many kids through college as possible in Peter's honor [00:29:20] Becoming a Partner in Three Years Told agency president: "I want to be an owner in this business" Set five-year goal, worked hard, badgered the president Accomplished it in three years instead [00:30:00] The Late Night Work Ethic Peter's photo framed on Stephen's office wall as daily reminder At night when tired: "I think I can send one more email" Has privilege to do what he does because Peter took all those risks Grandmother's struggle from Crete to America was horrendous too [00:32:00] The $5,186 Check That Changed Lives First time Stephen has shared this story publicly 15 years ago at back-to-school night, wondered if families were struggling with tuition Principal Bob said family's business failing, owed $5,186, had to pull kids out Stephen brought check that day, one condition: complete anonymity Received anonymous thank you letter, Stephen and Christine crying in kitchen: "We need to do more of that" [00:36:00] The Gift of Receiving Kevin's realization 13 years ago: not receiving deprives others of joy of giving Family foundation gives kids debit card at Christmas to find struggling families Kids shop for gifts/food, deliver everything themselves Oldest daughter: "Dad, I wish I could just do that all the time" [00:38:40] Blossom Garden Orphanage Kevin's family supports Jamaica orphanage for years, takes trips to spend time with kids Kids call it "white people day" when they visit First trip son Brock was 3, only white kid in photo, completely oblivious Now take kids' school friends, parents amazed when they return with new perspective   KEY QUOTES "You know, I know that Jesus is coming back someday. I don't know what he's gonna look like, so I'm just gonna be kind to everybody." - Peter Marus (Stephen's grandfather) "If you take care of your customer, they will take care of you." - Peter Marus "In that moment that my great-grandfather was murdered in Istanbul, everything downstream changed. We became entrepreneurs." - Stephen Woessner "Education is a great equalizer. If you want to change somebody's trajectory, give them education." - Stephen Woessner CONNECT WITH STEPHEN WOESSNER 

Headlines from History! The Battle of Great Bridge Virginia! Find all the conversations at: www.celebrateamericapodcast250.com Brought to you by Eric Buchanan and Associates: www.buchanandisability.com This podcast is hosted by ZenCast.fm This podcast is hosted by ZenCast.fm

Of-By and For the People! Bondi Beach - Brown University - Amsterdam Protest - Rob Reiner - MORE! www.headlinesandopinions.com Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com ===== THANK YOU TO OUR SPONSORS: Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Big Woody's Tree Service: https://bigwoodystreeservice.com/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

In this episode of Do The Work | Mindset Mastery I found myself reflecting on how much can shift in a single weekend. What started as a quick one day trip to see a UFC fight with my daughters turned into a reminder of why I do what I do and why the pressure I carry matters. Being in that arena, watching my girls take it all in, seeing their excitement, their curiosity, and their joy brought me right back to when they were little and would sit next to me watching fights on television. Those were our moments. And now to experience it at this level with them reminding me of our past and showing me what is possible in our future felt powerful. That moment became the backdrop for what hit me on Monday morning. The anxiety. The pressure. The feeling that everything I have built could fall apart in a single moment. It is a feeling I know well, and one that most business owners know too. It shows up even when your life feels like it is firing on all cylinders. It shows up even when everything is going right. And it hit me hard. It was one of those mornings where the weight felt heavier than usual, and even though I pushed through, I had to acknowledge that it was real. What I know now is that this feeling never fully goes away. It is part of the territory when you are building something meaningful. It is part of being a small business owner, a leader, a provider, a person with visions that reach far beyond where you stand today. The fear and anxiety are not signs that something is wrong. They are reminders that growth requires courage. They are reminders that expansion always demands more from you than the last season did. So I journaled, I prayed, I meditated, and I pushed my morning meeting back. Not to avoid it, but to acknowledge it and move through it. Because as uncomfortable as it is, it does not stop me. In fact, it forces me to move. The effort is what makes all the difference. Some days the effort flows effortlessly, and other days it drags. The point is that I keep showing up. What shifted everything for me was hearing Jensen Huang, CEO of Nvidia, speak openly about waking up with fear every single day. He talked about knowing that he must face it head on and take action anyway. Here is a man leading one of the most successful companies in history, speaking the same language that so many of us whisper to ourselves in silence. That interview hit me hard. It reminded me that none of us are broken for feeling fear. We are human. And the people who rise are the ones who continue to move despite it. And it reminded me of why I never let myself forget the lowest points of my life. The years where I felt like I failed my family. Where I felt less than. Where I struggled to see any progress at all. I keep those memories close not because they define me, but because they drive me. They remind me that I never want to go back. They keep me sharp. They keep me aware. They keep me grateful for the chance to lead, to grow, and to build. Everything we experience is part of a never ending story. The fear. The doubt. The breakthroughs. The wins. The losses. It all plays a role in shaping who we are and who we are becoming. And even though it is uncomfortable, I now understand that these feelings are gifts. They create the environment that forces us to expand and forces us to pay attention. They create the space where we learn to respond instead of collapse. As we approach the new year, many people treat December 31 as the finish line and January 1 as the beginning. But it is not. Life and business do not reset. They continue. Your momentum does not disappear because the calendar flips. Your fear does not disappear either. But neither does your grit. Neither does your ability to rise. And when you consistently take the right actions, the results always follow. I believe 2026 is going to require more from all of us. More courage. More effort. More discipline. More vision. And while that is intimidating, it is also exciting. Because everything I have ever wanted has always been on the other side of the unknown. And this next season is no different. The anxiety I felt this morning is slowly shifting into excitement, because I know what we have built, and I know what we can create when we move with purpose. Every time I put my effort into something, I get what I want. That has always been true. And I am leaning into that once again. It is time to rise into the next level of who we are becoming. Reader Reflection Questions Where in your life are you allowing fear or anxiety to slow your momentum instead of using it as a signal to take action What memories or past struggles do you need to revisit so you can use them as fuel rather than as anchors How can you shift your current pressure into purpose and use it to build the next version of your life or business Notable Quotes Everything has a beginning point and a storyline of what it is you want out of every situation The only way to resolve this is through sheer effort and taking action I will never forget how I felt during my hardest moments because those memories keep me sharp and keep me moving Follow A.Z. Araujo on Social Media: Instagram: @azaraujo Facebook: A.Z. Araujo TikTok: A.Z. Araujo YouTube: Do The Work Podcast   For Real Estate Agents in AZ: Learn more about Do The Work Coaching and A.Z. & Associates: dothework.com/azaa   Upcoming Events: If you're a real estate brokerage owner, sign up for one of our upcoming events. Visit: dothework.com bigmoneybrokerage.com Join my mailing list for updates!   New Do The Work Gear: Check out the latest DTW and Do The Work Gear! Hats, shirts, journals, and more: • • shop.dothework.com

In this episode of the Business of Business podcast, Staci and Jack Dempsey discuss the significance of self-development goals for 2026. They emphasize the importance of being intentional about personal growth in a rapidly changing world and explore various strategies for effective self-development. The conversation also highlights the necessity of investing in employee development and actionable steps for setting self-development goals. The episode concludes with a mindset shift towards focusing on who we are becoming rather than just achieving success.Nugget AlertsSelf-development is crucial in a rapidly changing world.Intentionality in self-development can lead to better opportunities.Utilizing various content delivery methods can enhance learning.Investing in employees fosters a positive work environment.Self-development should be a priority for business owners.Setting aside dedicated time for self-development is essential.Focus on personal growth to attract success.Mindset shifts can alleviate stress and anxiety in business.Continuous learning is key to adapting to change.Success is a byproduct of who we become through self-development.Email us at: TwoDaughtersAndTheirDad@gmail.com Please download our Best of Nuggets eBook here. Like and follow us on FacebookJennifer Faith Dempsey has been in the beauty industry for over 10 years. For the last 5m years, she has owned J. Faith Hair Studio. She brings her experience on how she balances entrepreneurship and motherhood. Check out Jen's blog.Staci Joy Dempsey is an insurance agent, a mom, and a busy non-profit volunteer. She truly understands what it means to be an entrepreneur. Staci serves as the podcast's host.Jack Dempsey is the dad who heads up this busy family. He is a founding partner in Dempsey, Weiss & Associates, an Elmer, NJ-based insurance and investment firm that began more than 30 years ago.

Short Clip: No One Cares About How We Got Here! Or Do They? Should They? Conversations centered around the American Experiment and our Constitution and Bill of Rights! Our goal is to provide different perspectives - give historical context - model how to talk with those whom we may disagree with - tie foundational principals to today's headlines - PLUS, have some fun along the way. Please leave us a review and share with your friends! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Brought to you by Eric Buchanan and Associates: www.buchanandisability.com ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm