Podcasts about economic

Gene Marks discusses the US economy, noting that third-quarter GDP growth is estimated near 4%, contrasting sharply with record-low consumer sentiment in a "tale of two economies" where salaried workers receiving pay raises of 5–7% are outpacing 3% inflation and continuing to spend, while hourly workers struggle. Despite job growth in construction, leading indicators like the architectural billings index show contraction for 11 months. In technology, 88% of major companies are adopting artificial intelligence, though scaling remains limited, with AI already replacing low-level programmers and enhancing customer service. Agentic AI, capable of performing complex tasks, is predicted to impact fields like accounting and marketing by 2027–2028. However, Marks argues that most current major corporate layoffs stem from typical corporate bloat and mismanagement rather than AI, at least not yet. 1947 PAKISTAN

PREVIEW Architect's Index Signals Continued Economic Contraction Gene Marks Gene Marks discusses the architect's index, which serves as a leading indicator for the direction of the American economy, forecasting big buildings and high-end residential construction six to twelve months ahead. For the eleventh consecutive month, the index showed contraction, not expansion, indicating a difficult market for architects and mixed, non-encouraging economic pictures overall.

CONTINUED HEADLINE: Mixed US Economic Signals: Strong GDP Contrasts Low Consumer Sentiment; AI Adoption Increases GUEST: Gene Marks

PREVIEW Measuring Local Economy Amid Low Consumer Confidence Jim McTague Jim McTague visited Kitchen Kettle Village in Lancaster County, observing lots of tourists and entrepreneurs with business seemingly going well. This local economic activity, where people appeared hungry and eager to spend money, contrasts with national reports stating that the consumer confidence number is at an all-time low.

Chris Markowski, the Watchdog on Wall Street, discusses the current state of the financial markets, emphasizing the importance of understanding market volatility, inflation, and the job market. He critiques the mainstream media's portrayal of economic realities and highlights the challenges faced by small businesses. Markowski advocates for less government intervention in the economy, arguing that a free market approach is essential for recovery and growth. He also stresses the need for individuals to prepare financially for market fluctuations and to build wealth responsibly.

Chris Markowski, the Watchdog on Wall Street, discusses the pervasive issues in the financial landscape, including government involvement in the economy, the failures of educational systems, and the challenges in the job market. He critiques the role of subsidies and government programs, emphasizing their negative impact on various sectors. Markowski also proposes solutions for improving education and employment opportunities, while warning against the pitfalls of debt and poor investment strategies. The discussion extends to the volatile nature of Bitcoin and the risks associated with financial scams.

Welcome back to Impact Theory with Tom Bilyeu! In today's episode, Tom Bilyeu and his co-host Drew dive headfirst into some of the most pressing issues shaping our future. From the volatility of today's markets and the AI boom, to the complexities of wealth, government spending, and the evolution of education, this episode is a masterclass in first-principles thinking matched with real-world urgency. You'll hear Tom Bilyeu dissect the hype and reality behind AI advancements and market bubbles, breaking down how future profits and technological bets are shaping everything from Tesla's stock price to global alliances with Nvidia, Microsoft, and Anthropic. On the education front, Drew and Tom Bilyeu debate the effectiveness of the Department of Education, why simply throwing money at societal problems doesn't work, and how AI could radically reshape how we learn—if we're willing to measure what truly matters. Of course, no episode is complete without a tough look at wealth inequality, the myth of the “billionaire quick fix,” and what it actually takes to build a lasting, thriving society. Expect strong opinions, grounded wisdom, and plenty of laughs as Tom Bilyeu and Drew challenge conventional thinking and explore what it means to thrive in an era of exponential change. Let's jump in! What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Linkedin: Post your job free at https://linkedin.com/impacttheory HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Bevel Health: 1st month FREE at https://bevel.health/impact with code IMPACT Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact BlandAI: Call it for free today: https://bland.ai Or for enterprises, you can book a demo directly:  https://bland.ai/enterprise Business Wars: Follow Business Wars on the Wondery App or wherever you get your podcasts. Connectteam: 14 day free trial at https://connecteam.cc/46GxoTFd Raycon: Go to https://buyraycon.com/impact to get up to 30% off sitewide. Cape: 33% off with code IMPACT33 at https://cape.co/impact Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact AirDoctor: Up to $300 off with code IMPACT at https://airdoctorpro.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Russia's Slowing Wartime Economy Pushes Kremlin to Increase Taxes and Fees. Michael Bernstam analyzes Russia's economic stagnation due to war expenditure and shortages, leading the Kremlin to raise taxes, including the VAT, to close the budget gap. Sanctions are biting deep, forcing Russia to offer huge discounts—up to $38 per barrel—to its primary oil cu1900stomers: India, China, and Turkey. Guest: Michael Bernstam.

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Friday Headline Brief of The Wright Report, Bryan covers President Trump's accusation of sedition against former intelligence and military officials, the deeper pattern of political activism inside America's security agencies, the White House's meeting with New York City's socialist mayor elect, new economic and immigration data, and a sprawling welfare scandal involving Somali migrants in Minnesota. Trump Accuses Former Intel and Military Officials of Sedition: A group of Democratic lawmakers and former intelligence and military officers released a video urging current service members to refuse "illegal orders" from President Trump. Senator Elissa Slotkin and Representative Jason Crow admitted they could not name any unlawful orders but again labeled Trump a fascist and a Nazi. Trump responded by calling their actions sedition and said they should be arrested and tried, adding that such offenses can be punishable by death. Bryan argues the video is part of a ten-year pattern of partisan activism from former security officials who wrap themselves in patriotism while advancing political goals. A Personal Warning About the Deep State: Bryan recounts cases involving Ned Price, Peter Strzok, Lisa Page, Kevin Clinesmith, and the fifty one former intelligence officials who misled the public about Hunter Biden's laptop. He describes how some officials use the cachet of CIA or military service to shield partisan motives. He also reflects on his former boss, Jennifer Matthews, and objects to her being used for political gain. Trump Hosts New York City's Socialist Mayor Elect: President Trump will meet Zohran Mamdani, the mayor elect of New York City, who openly identifies as a Marxist. Mamdani insists the NYPD will not assist federal deportation efforts, even for violent offenders held at Rikers Island. He says the meeting will focus on public safety and affordability. Bryan questions the wisdom of giving such a figure a platform inside the White House. Economic Signals Improve for Housing and Jobs: Mortgage rates have fallen to about 6.25 percent. Rent prices are dropping in many cities and analysts tie the trend to Trump's deportation operations, which have reduced demand for rental units. Job growth in September exceeded expectations, with 119,000 new positions. Native born workers filled most new roles while foreign-born workers lost ground. Wages are growing faster than inflation. Manufacturing orders appear strong, but exact data are delayed due to the recent shutdown. Tariff Adjustments and Manufacturing Investments: The White House lifted remaining tariffs on Brazilian goods such as beef and coffee to ease grocery prices. GE Appliances will shift more production to Kentucky, Indiana, and Tennessee due to U.S. tariffs and competitive pressure from Whirlpool. China unexpectedly resumed large soybean purchases and placed a new wheat order, giving U.S. farmers encouraging news. Border Crossings Fall and Medical Strain Eases: Hospitals near San Diego report a dramatic drop in injuries among migrants who fall from the border wall. Emergency rooms say they can finally prioritize American patients because crossings have fallen to lows not seen since the 1970s. Judges Block National Guard Deployments: A federal judge in Washington blocked Trump's deployment of the National Guard to the capital despite clear data showing that Guard operations sharply reduced crime. Similar rulings in Memphis and other cities reflect what Bryan describes as political obstruction at the expense of public safety. Somali Welfare Fraud Funds Terrorism Abroad: City Journal reports that Somali migrants in Minneapolis defrauded Minnesota's Medicaid Housing Stabilization Services program of hundreds of millions of dollars. The money was routed to clan networks and to al-Shabaab in Somalia, making Minnesota taxpayers one of the largest funders of the terror group. More than fifty individuals have been charged. Bryan warns that state leaders have tried to minimize or dismiss the scandal for fear of appearing xenophobic. FBI Analyst Fired After Displaying Pride Flag: An FBI trainee claims he was terminated for displaying a Pride flag at work. The Bureau denies this. Bryan discusses his own experience serving alongside gay and lesbian officers and argues that all personal politics, identities, and symbols should be left outside the workplace so that the mission remains the focus.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: Trump sedition accusation Slotkin Crow, former intel officials illegal orders video, Deep State political activism, Zohran Mamdani socialist NYC mayor elect, mortgage rates falling deportation effect, GE Appliances reshoring tariffs, China soybean wheat purchases, San Diego border crossings ER cases, National Guard deployment ruling DC, Minneapolis Somali welfare fraud al-Shabaab, FBI pride flag firing claim

“Politics, young voters, and the fight for America's future — now it's your turn to weigh in!

“They're not voting left or right—they're voting for whoever fixes their future.”

Europe's macro outlook is shifting. After years of fiscal restraint and fragmented policy, the region is entering a new chapter one centered on pro-growth fiscal policy, energy security, and capital-market reform. For investors, this transformation signals the potential for renewed momentum in European equities and fixed income.In this episode of The Bid, host Oscar Pulido speaks with Helen Jewell, Chief Investment Officer for EMEA Fundamental Equities, and Roelof Salomons, Chief Investment Strategist for Northern Europe at the BlackRock Investment Institute, about how Europe's evolving macro and investing environment is creating new opportunities across sectors.They explore how fiscal flexibility is enabling investment in productivity and innovation, how energy transition and AI demand are reshaping infrastructure and power markets, and why European banks, defense companies, and energy-efficiency leaders have emerged as standouts. The conversation also looks at the valuation gap between Europe and the U.S., the implications of potential ECB rate cuts, and what reforms could drive a broader, more durable resurgence.Key Takeaways:· Europe's shift toward fiscal flexibility marks its first explicitly pro-growth stance in over a decade.· The intersection of energy transition and AI is driving infrastructure and power investment.· Banks, defense, and efficiency-focused industrials remain strong performers.· Europe still trades at a discount to the U.S., offering selective opportunity.· Integration of capital markets could unlock long-term competitiveness.Key moments in this episode:00:00 Introduction: Europe's Economic Challenges and Optimism01:10 Meet the Experts: Helen Jewell and Roelof Salomons02:17 Historical Context: Europe's Economic Journey03:51 Current Barriers and Progress in Europe05:40 Sector Focus: Defense, Banks, and Energy08:49 Fiscal Policy and Unified European Growth10:33 Energy and AI: The Long-Term Investment Landscape14:30 Valuation and Market Opportunities in Europe17:17 Conclusion: Path to a Broad Resurgence in Europe19:21 Closing Remarks and Future OutlookEurope investing; Europe macro; European equities; investing in Europe; capital-markets union; energy transition Europe; European fiscal policy; European banks; AI power demand; ECB rate cuts; BlackRock Investment Institute; European defense; valuation gap; competitiveness in EuropeSources: “What's needed for an investment renaissance in Europe?”, BlackRock Investment Institute, October 2025; NATO, August 2025; BlackRock Fundamental Equities analysis, September 2025; “Entering The Age of Electricity”, IEA Electricity Demand 2025;This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and Non-EEA countries, this is authorized and regulated by the FCA. In the EEA, it is authorized and regulated by the AFM. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Japan has signed off a $135 billion stimulus package aimed at lifting wages, easing living costs, and boosting the economy. But can the country really afford it?We look at why some major airlines are banning power banks on flights.Is AI putting graduate careers at risk? The BBC speaks to the boss of accountancy giant, PwC.And it's Wicked day! With the hit musical's sequel finally landing in cinemas, how much could the box office magic be worth?Presenter: Leanna Byrne Producer: Niamh McDermott Editor: David Cann

This week, we're looking at the three finalists for our next city administrator, the story behind the whale that washed ashore in Yachats, Ore., and the almost good news from our state's economists. Joining host Claudia Meza on this week's Friday news roundup are Oregonian business reporter Mike Rogoway and our very own senior producer, Giulia Fiaoni. Discussed in Today's Episode: City Narrows Search for Portland's Next Top Bureaucrat [Portland Mercury] Beached Humpback Whale on Oregon Coast Euthanized [Fox12] Oregon's Budget Deficit Drops to $63 Million in Updated Revenue Forecast [Oregonian]     Become a member of City Cast Portland today! Get all the details and sign up here.  Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter, Hey Portland, and be sure to follow us on Instagram.  Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about the sponsors of this November 21st episode: Northwest Children's Theater Simply Eloped Portland General Electric Portland Art Museum PaintCare DUER - Mention code CCPDX for 15% off MUBI Check out our City Cast Portland 2025 Holiday Guide!

Mina Fader, Managing Director of the Baker Retailing Center at the Wharton School, offers insights on how inflation, inventory strategy, consumer spending habits, and the renewed importance of in-store experiences are shaping the outlook for holiday retail performance. Hosted on Acast. See acast.com/privacy for more information.

I'm joined by Nick Zeller (https://uscnpm.substack.com/) and Craig Kafura (https://bsky.app/profile/ckafura.bsky.social) to discuss a public opinion poll carried out earlier this year and what it tells us about what Chinese people really think about China. Broken down into 4 reports, we talk about the economy, China-US relations, global leadership, the impact of demographics on answers and why the reaction from westerners reveal an ideological bent and a lack understanding of Chinese society.Read the reports here: https://globalaffairs.org/sites/default/files/2025-09/CCGA-Carter%20Center_China%20International%20Relations%20Report.pdf https://globalaffairs.org/sites/default/files/2025-09/CCGA-Carter%20Center_China%20Economics%20Report.pdfhttps://globalaffairs.org/sites/default/files/2025-09/CCGA-Carter%20Center_China%20Global%20Role%20Report.pdfhttps://globalaffairs.org/sites/default/files/2025-09/CCGA-Carter%20Center_China-US%20Relations%20Report.pdfChapters (00:00) Introduction & what the survey is about(06:00) Challenges of doing a survey in China(11:00) How faithful do you think the answers are?(14:50) Report 1: Friends with benefits(28:10) Report 2: Economic outlook(40:00) Report 3: Relations with the US(53:55) Report 4: China as a global leaderBuy me a coffee: https://www.buymeacoffee.com/sinobabblepodLatest Substack post: https://open.substack.com/pub/sinobabble/p/famine-and-food-security-in-chinese?r=bgkuv&utm_campaign=post&utm_medium=web&showWelcomeOnShare=trueLinks to everything: https://linktree.com/sinobabbleSupport the showSign up for Buzzsprout to launch your podcasting journey: https://www.buzzsprout.com/?referrer_id=162442Subscribe to the Sinobabble Newsletter: https://sinobabble.substack.com/Support Sinobabble on Buy me a Coffee: https://www.buymeacoffee.com/Sinobabblepod

In an interview recorded at the Active Investment Company Alliance Fall Round Table in New York City on Wednesday, Nov. 19, David Tepper of Tepper Capital Management talks about the state of the closed-end fund business, ranging from the classic funds he has held for a many years to his concerns about the boom in private credit, the potential for trouble if the economy turns and what he might be looking to invest in if the market turns away from the large-cap tech companies that have been leading the way for the market.

RECRUITMENT ADVERTISING ....WITH AI AGENTS?   We may look back at 2025 has a pivotal year in online job advertising. Economic chaos, investment uncertainty, rise of AI, has made employers change how they think about headcount and are increasingly scrutinising the ROI of traditional job distribution. The flood of irrelevant applications has more or less killed the ppc model - what other iterations do we expect to see over the next 12 months?   We're going to be speaking with the C-level team at VONQ to better understand state of market.   - Recruitment Advertising 2025 - What are the available job advertising models? - Which ones seem to be on the rise / on the decline? - Niche vs Generalised Job Board advertising and relationship with business models - AI-enabled Job Applications, how big an impact on job advertising? - How does this force job advertising vendors to adapt? - What are the mitigation strategies? - AI Agents, verticalised vs generalised - What can they do - How does this impact candidate acquisition? - What does Recruitment Advertising look like over the next 12 months?     We're with Ritu Mohanka, CEO & Bill Fischer, CTO, (VONQ) & friends on Friday 21st November, 2pm GMT. Register by clicking on the green button (save my spot) and follow the channel here (recommended) to be noticed when we go live.     Ep345 is sponsored by VONQ   Transform recruitment advertising by leveraging AI-driven technology, deep ATS integrations, and expertise to deliver high-quality candidates to the shortlist while elevating employer brands. Our solution is now available via over 100 Applicant Tracking Systems (ATS) and Human Capital Management (HCM) platforms, accessible to over 80% of the US and EU talent acquisition teams.   We have a +5000 global media channels network and back our solutions with reliable automation, data-driven recommendations, recruitment marketing expertise, programmatic advertising, and meaningful reporting.   Need to get more qualified, relevant and motivated job candidates at the top of the funnel? Get in touch with VONQ here

China has important islands of technological excellence, even dominance, but these islands exist in a sea of macroeconomic imbalances and headwinds. Xi Jinping is adamant that by focusing on technology, and other aspects of national security, China can hold sway in the global system and determine global governance. Many western economists and even some in China are not so sure, choosing to wonder if the government has the political capacity to address deep-seated economic problems.This lecture was recorded by George Magnus on the 3rd of November 2025 at Barnard's Inn Hall, London.George Magnus is a Research  Associate at the China Centre, Oxford University, and at the School of Oriental and African Studies, London, a Member of the China Foresight Forum at LSE IDEAS, and an advisory board member of the China Observatory, a non-partisan initiative at the Council on Geostrategy. The transcript and downloadable versions of the lecture are available from the Gresham College website: https://www.gresham.ac.uk/watch-now/china-economicsGresham College has offered free public lectures for over 400 years, thanks to the generosity of our supporters. There are currently over 2,500 lectures free to access. We believe that everyone should have the opportunity to learn from some of the greatest minds. To support Gresham's mission, please consider making a donation: https://gresham.ac.uk/support/Website:  https://gresham.ac.ukTwitter:  https://twitter.com/greshamcollegeFacebook: https://facebook.com/greshamcollegeInstagram: https://instagram.com/greshamcollegeSupport the show

This is The Briefing, a daily analysis of news and events from a Christian worldview.On today's edition of The Briefing, Dr. Mohler discusses if abortion will block any agreement on U.S. healthcare, the economic and moral problem of our housing crisis, and a man who was arrested for attempting to smuggle two parakeets into the U.S. from Mexico in his underwear.Part I (00:14 – 14:29)The Looming Question: Will Abortion Block Any Agreement on Health Care?Fight over abortion could doom Congress's health care plans by The Washington Post (Riley Beggin and Theodoric Meyer)Part II (14:29 – 24:35)The Economic and Moral Problem of Our Housing Crisis: The Unraveling of Society is Very, Very ExpensivePart III (24:35 – 26:45)Lord, Have Mercy on Those Parakeets: Man Arrested After Attempting to Smuggle Two Parakeets Into America From Mexico in His UnderwearMan accused of smuggling protected parakeets in his underwear by The Washington Post (Kelly Kasulis Cho)Sign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

PREVIEW Chris Riegel discusses retail traffic and the latest jobs numbers, which surprised Wall Street. The conversation addresses widespread layoffs at major companies like Target and Amazon. They debate whether these layoffs signal an economic slowdown or are a result of artificial intelligence replacing employee headcount. Guest: Chris Riegel.

Market Reflections and Sector Analysis: November 20 Edition In today's episode of Dividend Cafe, Brian Sztyel from Newport Beach, California, provides insights from a down day in the markets despite an initially strong opening. He discusses anticipated earnings reports from major AI chip manufacturers and tech companies, highlighting the market reaction and investor sentiment. Brian explains the observed rotation from growth to value stocks and the current low weighting of defensives. He also addresses questions about the private credit market, noting its significant growth and some stresses, but reassures that systemic risk appears minimal. Economic updates include better than expected non-farm payroll data, an uptick in the unemployment rate to 4.4%, and positive figures from the Philly Fed Index and existing home sales. Brian concludes by encouraging listeners to reach out with questions. 00:00 Introduction and Market Overview 00:04 AI and Technology Sector Insights 00:58 Growth vs. Value Stocks 02:25 Private Credit Market Analysis 04:08 Economic Data Highlights 05:17 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Despite his continued insistence that cost-of-living concerns aren't a problem, President Donald Trump is confronting subpar stats on the U.S. economy, as evidenced in the data and lived reality for Americans. The September jobs report that was delayed due to the government shutdown is expected to arrive today as fresh Fox News polling shows that more than three quarters of Americans view the economy unfavorably. Trump — and 2026 candidates up and down the ballot on both sides of the aisle — are reckoning with a sour economic state. Playbook's Jack Blanchard and White House Bureau Chief Dasha Burns break it all down.

Bicycle touring numbers feel like they're down—fewer loaded panniers on the road, Adventure Cycling Association facing major financial headwinds, and a lot of long-time tourers quietly aging out. But is touring actually in decline, or is it just shifting into something that looks different—like bikepacking, gravel, and shorter, more flexible trips? In this episode I dig into Adventure Cycling's recent membership and financial update, talk through generational and economic trends, and explore whether we're seeing the end of an era… or just the end of one version of it. Is Bicycle Touring in Decline? What the ACA Letter Tells Us Recent email to ACA membership on a vote regarding selling their building in Missoula Membership down from almost 40,000 in 2023 to about 18,000 today. Donations down. Demand for guided tours has softened. Sales of maps/routes have dropped with free digital tools and GPS routes everywhere. Their diagnosis Members aging out of cycling. Some people don't feel enough value in a paid membership. Travel patterns are changing; inflation and costs are up; maybe fewer people committing to long guided tours. The building sale piece: ACA can sell their big, underutilized Missoula headquarters for ~$2.55M, then lease back just the space they need. The goal is to buy a "runway" of a few years to rebuild membership and modernize programs (digital experience, routes, tours, events). This is serious—membership halving in a couple of years is not a blip. But this is one institution. It's a single data point, not the whole story. Is ACA's Crisis Proof That Touring Is Dying? Possible "touring is in trouble" interpretation: If the biggest U.S. touring org is shrinking, maybe demand really is falling. Fewer people willing to pay for routes, maps, and guided tours could indicate less interest in traditional loaded touring. Alternative explanations: Value perception problem: If you can download GPX routes for free, people might not feel like they need a membership. Younger riders may not connect with a membership model or a print magazine in the same way. Business model problem vs. touring problem: Guided tours and paper maps are specific products. Those can decline even if DIY touring thrives. If a streaming-era kid doesn't buy DVDs, it doesn't mean movies are dead—just that the business model changed. Same question here: is ACA Blockbuster, or are movies in trouble? The Aging Out Effect The ACA explicitly mentions aging out of cycling. Talk through generational dynamics: A lot of classic touring energy came from the boomers and older Gen X. Long, multi-week tours require time, health, and often retirement or very flexible work. People aging out doesn't necessarily mean the activity is dying, but: If younger generations aren't replacing those numbers, you get a visible decline. Touring can look intimidating: expensive gear, big time commitments, safety fears. Possible barriers for younger riders: Student debt, unstable housing, fewer long chunks of vacation, higher baseline anxiety around traffic and climate disasters (heat, smoke, extreme weather). The Rise of Bikepacking and Off-Road Travel Ttouring may just be changing costume: More folks are drawn to bikepacking and gravel: lighter gear, off-road routes, "adventure" branding. Social media and brands push a certain aesthetic: frame bags, dirt roads, epic photography. Contrast vibes: Classic touring: fenders, racks, panniers, highways, small towns, campgrounds. Bikepacking: singletrack/doubletrack, BLM land, forest roads, more "expedition-y", often shorter but punchier trips. If someone is out for five days with bags on their bike, sleeping outside and moving every day… and we're calling that bikepacking instead of touring… did touring really decline, or did it just get relabeled? Is bikepacking now the umbrella term for bike adventuring? Is It Just a (pardon the pun) Cycle? Historical perspective: There was a big touring boom in the 1970s and again mini-waves around the early 2000s . We thought the 2020 COVID bike boom would impact things, but did it? Outdoor sports often rise and fall with the economy, culture, and media stories. Economic cycle: High inflation, higher travel costs, and general uncertainty can make long trips harder. At the same time, travel has become more fragmented: people take 3-day trips instead of 3-week odysseys. Cultural cycle: Right now, gravel and ultra-events (Unbound, etc.) get the headlines. Touring is slow and unsexy by comparison. Slow unsexy things tend to look "dead" for a while… until the next backlash against all the hype and burnout. We might be in the hangover phase after the COVID bike boom and a big cultural swing toward short, 'epic' experiences. Other Factors That Make Touring Feel Smaller Safety and traffic fears: distracted driving, speed, road rage, social media amplifying every horror story. Climate and weather extremes: heat domes, wildfire smoke, storms—touring has always danced with weather, but now the dice feel loaded. Information overload: paradoxically, infinite online info can make people freeze and not choose any tour. Shift to micro-touring: overnighters, weekend campouts, credit-card touring instead of epic cross-country runs. That looks less visible on the ACA radar but might be the real growth area. What ACA's Plan Signals About the Future Positive outlook: Selling an underused building to buy time to modernize could be a good sign. It's a choice to adapt instead of slowly bleed out. They're explicitly planning to invest in: More routes and route updates Digital and website improvements Stronger advocacy tools Expanded tours and member events The big question: Can an organization built around old touring models reinvent itself for a world of bikepacking, GPS, and dispersed, remote communities? Will they pivot toward being the hub for all forms of bike travel, not just pannier touring? Final Take: Is Touring Actually in Decline? Yes, in the classic sense. Fewer people paying for memberships, maps, and guided pannier tours. The touring demographic that built ACA is shrinking and aging. No, if you widen the definition. Bikepacking, mixed-surface, overnighters, and "ride-to-your-Airbnb" trips are essentially touring by another name. People are still traveling by bicycle; they're just doing it with different gear and routes. Mostly, it's in a messy transition. Legacy institutions and business models are under intense pressure. New formats (digital communities, route-sharing platforms, YouTube, social media) are where a lot of the energy lives now. The story isn't "touring is dying"—it's "touring is migrating." Go on any kind of bike trip—overnight, credit-card, dirt, paved, doesn't matter. Support whichever orgs, creators, or communities actually help them get out the door (ACA, local groups, creators, etc.). If you're an ACA member, vote on the building sale by November 24. Whatever side you land on it seems like this will likely define things for ACA for the next several years. •Bike touring has always been a niche. The question isn't whether the niche survives—it's what form it takes for the next generation. And we all get to shape that.

“Jobs, immigration, and trillion-dollar deals – real talk with Tara

“Jobs booming, prices rising, and the truth about affordability

“Where the truth isn't delivered… it has to be uncovered.”

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Trump's plan for the next Fed chair and how this selection could impact rates. Related to this episode: The battle over rates: Trump vs. Fed Chair Jerome Powell ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To learn more about Trust & Will, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Steve Gruber sits down with Terry Sawchuk, Founder of Sawchuk Wealth, to break down the latest economic and financial developments. They discuss why the Federal Reserve may be out of sync with current market conditions, the implications of NVDA earnings, and rising Japanese bond yields. Sawchuk also explains the importance of stable coins for the U.S. Treasury market, how investors should manage risk in volatile times, and provides insights on the Epstein list and geopolitical tensions in Venezuela, highlighting potential implications beyond the headlines. Find out more at SawchukWealth.com

In this episode of the ChinaPower Podcast, Dr. Elizabeth Economy examines the key outcomes of China's Fourth Plenum and what they reveal about Beijing's evolving economic priorities and push for technological self-reliance ahead of the release of the 15th Five-Year Plan. She discusses China's strategy in the U.S.-China trade war, including its expanding retaliatory toolkit, rare-earth export controls, and the global pushback triggered by China's industrial overcapacity. She concludes by assessing how domestic pressures and external frictions will shape China's policy direction and its economic engagement with the United States over the next few years. Dr. Elizabeth Economy is the Hargrove Senior Fellow and co-chair of the Program on the US, China, and the World at the Hoover Institution. From 2021 to 2023, she served as the senior advisor for China in the Department of Commerce. Dr. Economy was previously at the Council on Foreign Relations, where she served as the C.V. Starr Senior Fellow and director for Asia Studies for over a decade.

In this episode we discuss the powerful reshoring and nearshoring trend reshaping U.S. industry, the surge in long-term capital investment, and why the reindustrialization of America may be a durable economic tailwind for years to come. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.

The newest jobs report, released after a seven-week delay caused by the shutdown, highlights a sharp rise in unemployment among Black women — now at 7.5%, the highest in years. Economists warn Black women often serve as an early economic indicator, and other labor trends in the report show similar strain. Federal job cuts and tariff-hit industries like transportation and warehousing are worsening the outlook.Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Each week on Patriot Power Hour, Ben ‘The Breaker of Banksters' and Future Dan explore the latest Liberty, Security, Economic & Natural news, providing the situational awareness needed to execute your preparedness plans. Questions, Feedback, News Tips, or want to be a Guest? Reach out!Ben “The Breaker of Banksters” @BanksterBreaker on XFuture Dan@FutureDanger6 on XGet Prepared with Our Incredible Sponsors! Survival Bags, kits, gear www.limatangosurvival.comEMP Proof Shipping Containers www.fardaycontainers.comThe Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilyPack Fresh USA www.packfreshusa.comSupport PBN with a Donation https://bit.ly/3SICxEq

Januari 27, 2001. Bob viert zijn 76ste verjaardag bij zijn thuis in Etna, New Hampshire. Op het menu staat kaasfondue en champagne. Maar net op het moment dat ze het glas willen heffen, wordt er hard op de deur gebonkt. Aan de deur staat een vrouw, volledig in paniek. Hier is aflevering 172! Zit je met iets? Praat bij Tele-Onthaal over wat jou bezighoudt. Bel anoniem en gratis naar 106 (24u/7d) of chat via tele-onthaal.be Tot 60% korting tijdens BLACK FRIDAY (01/11 tot 01/12). Bestel nu op emma-matras.be en ontvang 10% extra korting met de code DEVOLKSJURY10. Aanbieding: van 76,99,-voor 49,99 én ook nog eens gratis verzending als je de code VOLKSJURYBE gebruikt. 35% korting dus en zo aan je voordeur bezorgd. Beter wordt het niet :-) Zolang de voorraad strekt, op = op dus haast je! Wijnbeurs.be/volksjury of bestel je liever vanuit Nederland? Dat kan ook! Ga dan naar wijnbeurs.nl/volksjury Voornaamste bronnen: Dick Lehr & Mitchell Zuckoff - Judgment Ridge: The True Story Behind the Dartmouth Murders Geotimes - Dartmouth Professors Murdered; Economic geologist and his wife found dead New York Post - James Parker granted parole decades after Dartmouth killings People - Hearts of Darkness The Darthmouth Review - The Dartmouth Murders Twenty Years Later The New York Times - Indictment in Dartmouth Case Outlines Robbery-Killing Plan Wikipedia - 2001 Dartmouth College murders Women in German Herstory Project - In Memory of Susanne ZantopSee omnystudio.com/listener for privacy information.

Invitata mea de azi este Irina Stancu - coach și educator financiar specializat în educație financiară și investiții pentru femei.Iar în Pauza de Bine® de azi vorbim despre cum creăm stabilitate financiară și sentimentul de siguranță în vremuri incerte la care se adaugă și revoluția AI:Ce putem face ca să nu ne lăsăm copleșite de incertitudinea din jurCare sunt cele mai mari riscuri în prezent fie că vorbim de piața muncii, investiții sau economie în general și ce e important să înțelegem ca să ne putem adapta mai conștientCe oportunități apar în contextul actual când vine vorba de AI, investiții sau de noi moduri de a munci și a crea valoareCe obiceiuri și decizii financiare pot face diferența acum în cazul antreprenoarelor pentru a-și recăpăta sentimentul de stabilitate și control, chiar și când lucrurile din jur sunt imprevizibileCum putem naviga toate aceste schimbări ample fără să ne copleșească frica sau să intrăm în  blocaj și  ce atitudine, mentalitate sau perspectivă ne ajută să rămânem curajoase și deschise, chiar și când viitorul e incert.Pe Irina o găsești pe:- Site: https://irinastancu.ro/-Instagram: https://www.instagram.com/irinastancu.ro/- Youtube: https://www.youtube.com/@Irina_stancuNu uita că înscrierile pentru workshop-ul tradiție New Year, REAL You sunt deschise și locurile se ocupă repede!Dacă vrei să închizi 2025 cu intenție și recunoștință, dacă vrei să îți conturezi intențiile și obiectivele pentru 2026 și să faci asta printr-un proces ghidat prin care au trecut 440 de persoane în ultimii ani, e musai să ni te alături:➡️ https://www.cristinaotel.ro/new-year-real-you/M-aș bucura să-mi dai de veste că ai ascultat episodul, dacă ți-a plăcut, dacă te-a ajutat. Și apreciez dacă alegi să îl distribui în social media sau dacă îl dai mai departe către 2-3 persoane apropiate ție.Nu uita să urmărești podcastul pe:- Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pauza de Bine⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pauza de Bine⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cristina Oțel

This interview was recorded on 10/28/2025 at the AICPA FVS Conference.  Economic issues discussed are still relevant as of the publish date: 11/20/2025 On this episode we hear from Carla Nunes and Jim Harrington from Kroll right after their session at the 2025 AICPA FVS Conference on October 28 to discuss the post-election economic landscape focusing on tariffs, fiscal stimulus, and their impact on valuations and the cost of capital. Our guests highlight how recent government policies, trade uncertainties, and the rise of AI are shaping market sentiment, interest rates, and equity risk premiums, and emphasizes the importance of staying informed and adapting valuation approaches to rapidly changing conditions. ________________________________________ Continue reading to learn about key resources available at AICPA-CIMA.com to improve your valuation analyses. Guests:   Carla S. Nunes, CFA, ABV, Managing Director, Kroll  James P. Harrington, Director, Kroll  Host:  Nene Glenn Gianfala, CPA, ABV, Chaffe & Associations Please share your thoughts about the episode - click here to leave us a review   Want to get involved with future FVS conferences, committees, task forces, or the standing ovation program? Send a message to infoFVS@aicpa-cima.com RESOURCES FOR FURTHER EXPLORATION If you're using a podcast app that does not hyperlink to the resources, please visit our podcast platform to access the show notes with direct links.  JOIN:  The FVS Engage365 Member Community to collaborate with fellow AICPA® members, exchange ideas, and shape the future of the profession together. IT'S VIRTUAL! STILL TIME TO REGISTER  Business Valuation School - Dec 1-5, Live online PURCHASE SESSIONS:  2025 AICPA FVS Conference - you can purchase sessions and the handouts EARLY CAREER GUIDANCE:  Welcome to a career in forensic and valuation services Exclusive content available with AICPA FVS Section membership: Click here to join this active community of your FVS peers. You will get 16 credits of complimentary CPE and access to rich technical content Cost of capital – basics and best practices in business valuation | FVS webcast archive The FVS Valuation Podcast archives Transparency in Private Market Valuations (2/27/2025) Macroeconomic Update 2024 - Cost of Capital & Valuation Impact (11/21/24) The New Normal: Cost of Capital in a Higher Interest Rate Environment (12/7/2023) ESG & the Cost of Capital (4/27/2023) LEARN MORE ABOUT THE FOLLOWING AICPA CREDENTIALS: Accredited in Business Valuation (ABV®) – Visit the home page and check out the ABV infographic Certified in the Valuation of Financial Instruments (CVFI®) – Visit the home page and check out the CVFI infographic Certified in Financial Forensics (CFF®) - Visit the home page and check out the CFF infographic This is a podcast from AICPA & CIMA, together as the Association of International Certified Professional Accountants. To enjoy more conversations from our global community of accounting and finance professionals, explore our network of free shows here. Your feedback and comments are welcomed at podcast@aicpa-cima.com

You know things are bad when nobody is going to Las Vegas, but that is just the tip of the economic iceberg, and the over-taxed American consumers have tickets aboard the Titanic. Warren Buffett is selling equities and stockpiling cash as a hedge against uncertainty, as well as future bargain hunting after the economic collapse decimates Western society.  SNAP benefits have been intergenerational in many cases, with entire family trees built upon complete government dependence and free handouts. With yearly totals exceeding $100 billion in the United States for food programs, and more than nine million Americans on Section 8 government assistance, the Ponzi scheme seems to be coming to a conclusion, and they never end well. — Watch the video version on one of the Macroaggressions Channels: Rumble: https://rumble.com/c/Macroaggressions  YouTube: https://www.youtube.com/@MacroaggressionsPodcast — MACRO & Charlie Robinson Links Hypocrazy Audiobook: https://amzn.to/4aogwms The Octopus of Global Control Audiobook: https://amzn.to/3xu0rMm Website: www.Macroaggressions.io  Merch Store: https://macroaggressions.dashery.com/  Link Tree: https://linktr.ee/macroaggressionspodcast Activist Post Family Activist Post: www.ActivistPost.com  Natural Blaze: www.NaturalBlaze.com  Support Our Sponsors C60 Power: https://go.shopc60.com/PBGRT/KMKS9/ | Promo Code: MACRO Chemical Free Body: https://chemicalfreebody.com/macro/ | Promo Code: MACRO Wise Wolf Gold & Silver: https://macroaggressions.gold/ | (800) 426-1836 LegalShield: www.DontGetPushedAround.com  EMP Shield: www.EMPShield.com | Promo Code: MACRO Christian Yordanov's Health Program: www.LiveLongerFormula.com/macro  Above Phone: https://abovephone.com/macro/ Van Man: https://vanman.shop/?ref=MACRO | Promo Code: MACRO The Dollar Vigilante: https://dollarvigilante.spiffy.co/a/O3wCWenlXN/4471  Nesa's Hemp: www.NesasHemp.com | Promo Code: MACRO Augason Farms: https://augasonfarms.com/MACRO  —

Glenn Beck Warns of 3 Economic Outcomes That Could Change EVERYTHING. Glenn Beck Special.   Socialism is spreading fast among America's youth, and the shocking election of Democratic Socialist Zohran Mamdani for mayor in New York City marks a major cultural and economic shift. Glenn exposes how runaway debt, record home prices, AI job disruption, and the collapsing stake in capitalism have led many Millennials and members of Gen Z to embrace socialism and communism. He reveals the three possible economic futures for 2026: two that are disastrous and one that could change everything if the Trump administration's global financial overhaul succeeds. Plus Justin Haskins, president of the Heartland Institute, joins to reveal some terrifying truths about why young Americans are embracing socialism from a poll he conducted with Rasmussen Reports. Watch this special at- https://youtu.be/P0tcj4TP0kA?si=dOLM_LcYot3j_2ol Glenn Beck 1.61M subscribers 17,364 views   11/12/25 ► Click HERE to subscribe to Glenn Beck on YouTube: https://bit.ly/2UVLqhL ► Click HERE to subscribe to BlazeTV: get.blazetv.com/glenn ► Click HERE to subscribe to BlazeTV YouTube:    / @blazetv   ► Click HERE to sign up to Glenn's newsletter: https://www.glennbeck.com/st/Morning_... Connect with Glenn on Social Media:   / glennbeck     / glennbeck     / glennbeck  

While Democrats recently scored some much-needed electoral wins, the party remains in crisis. Recent reports like Welcome PAC's “Deciding to Win” argue that the Democrats must drop unpopular cultural positions and recenter economic demands. Can a populist economic agenda shorn of unpopular identity politics get the party back on track? On this episode of Confronting Capitlism, Vivek Chibber evaluates these reports and examines the pros and cons of this approach. Based on recent polling data, working class voters have rejected elitist cultural demands but support social-democratic economic solutions. The latest issue of Catalyst Journal is out and you can subscribe for just $20 using the code CONFRONTINGCAPITALISM: https://catalyst-journal.com/subscribe/?code=CONFRONTINGCAPITALISM Have a question for us? Write to us by email: confronting.capitalism@jacobin.com Confronting Capitalism with Vivek Chibber is produced by Catalyst: A Journal of Theory and Strategy and published by Jacobin. Music by Zonkey.

Economist Dr. Chris Thornberg joins Kathy Fettke to share his perspective on today's economy and why he believes many popular narratives around inflation, housing, debt, and policy don't match the underlying data. They explore how media, sentiment, and information overload shape public perception, and discuss the indicators Dr. Thornberg watches most closely. A thoughtful, data-oriented conversation for investors navigating 2025. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com. 

Bihar has once again delivered a political drama worthy of its reputation—record turnout, sharp debates over the voter rolls, a decisive victory for the National Democratic Alliance (NDA), and a fresh round of questions about whether the opposition has what it takes to displace Modi and the BJP. The NDA—anchored by Nitish Kumar and his Janata Dal (United), together with the BJP and other allies—secured a landslide victory by winning 202 out of 243 seats in the state assembly. The opposition, for its part, saw little change in its vote share from 2020, but could only muster 35 seats. To work through the elections—and their larger meaning for India's political economy—Milan is joined on the show today by the Hindustan Times data and political economy editor Roshan Kishore. Over the past several months, Roshan and his team have consistently put out the most thoughtful data and analysis on the trends in Bihar. Milan and Roshan discuss the resilience of the JD(U)–BJP alliance, the polarization in the electorate, and the dissonance within the opposition alliance's campaign. Plus, the two discuss the Election Commission of India (ECI)'s controversial review of electoral rolls, the impact of upstart Prashant Kishor and his Jan Suraaj Party, and what the elections portend for India's political economy beyond November.Watch the episode here.Episode notes:1. Roshan Kishore and Abhishek Jha, “Not conspiracy, political economy explains Bihar results,” Hindustan Times, November 18, 2025.2. Nishant Ranjan and Roshan Kishore, “The resurrection of ‘coalition of extremes' in Bihar,” Hindustan Times, November 15, 2025.3. Abhishek Jha and Roshan Kishore, “How did Bihar go from a 2020 cliff-hanger to a 2025 landslide?” Hindustan Times, November 15, 2025.4. Roshan Kishore, Abhishek Jha, and Nishant Ranjan, “Three key takeaways from Bihar results,” Hindustan Times, November 15, 2025.5. Roshan Kishore, “Bihar election results: Twelve Ds that explain the Bihar results,” Hindustan Times, November 14, 2025.6.  “A Sixth of Humanity and the Dreams of a Nation (with Devesh Kapur and Arvind Subramanian),” Grand Tamasha, October 22, 2025. 7. Neelanjan Sircar, “The Welfarist Prime Minister: Explaining the National-State Election Gap,” Economic and Political Weekly 56, no. 10 (March 2021).

As the economic landscape grows more complex, investors and advisors are facing new questions about growth, inflation, and what the U.S. Federal Reserve (Fed) may do next. In this episode, host John P. Bryson is joined by Matt and Emily, who discuss the strength of theongoing market rally, recent volatility in the banking sector, the bond market, and rate-cut expectations. They emphasize thoughtful allocation, diversification, and a focus on quality as advisors position portfolios in a momentum-driven environment.Below are a few highlights from the episode:1 How is U.S. economic data shaping up currently?Emily: Economic data is complicated right now. The latest small business survey by the National Federation of Independent Business showed a deterioration in sentiment. Manufacturing data is split, the Fed showed mixed messages, and job openings are decelerating. It's difficult to get a read right now given the lack of economic data due to the government shutdown. Overall, the U.S. economy is continuing to see a slow deceleration.2 What is the bond market telling us about possible Fed rate cuts?Emily: Credit markets are stable, with high-yield spreads below 3.0%, suggesting no broad stress. The two-year Treasury yield, which has broken below 3.5%, indicates the Fed may need to cut rates more than previously expected. Inflation is also likely to slow more than official data suggests. Labor market softness and real-time housing data showing falling prices are leading us to expect the Fed to cut a bit more, we think potentially four or five cuts into 2026.3 What are your conversations with advisors and investors focused on right now?Matt: While the recent rally has been remarkable, the question is if it's sustainable. Our focus is on how to continue allocating capital for appreciation for clients, but in a thoughtful way, which is why we're discussing diversification. We've talked about alternatives like infrastructure-related equities and multi-alternative strategies, as well as mid-cap equities to reduce concentration risk in large-cap U.S. stocks. On the bond side, you can still get good income for clients where you can liability match and use this income for spending needs over the coming years—so it makes sense to take advantage while it lasts.

In this episode, we're joined by one of our absolute favorite authors and experts, Dr. Meg Jay, PhD. She's a clinical psychologist and bestselling author of The Defining Decade and The 20-Something Treatment, and she dives deep with us into why our 20s are such a defining time—and how many of the same principles can also empower us in midlife.We explore identity capital, weak ties, economic uncertainty, and how to better support our 20-something children as they navigate early adulthood. If you're in your 40s or 50s and parenting adult children, or just looking to reimagine your own next chapter, this conversation is packed with validation, insight, and incredibly practical advice. You do not want to miss this one! Episode Highlights: [0:40] - Welcoming Dr. Meg Jay and fangirling over The Defining Decade [3:36] - Why your 20s are the most uncertain and anxiety-filled decade [5:53] - The myth of the carefree 20s and how financial constraints factor in [8:17] - The stress of unstructured life after college and the reality of job-hopping [10:12] - Identity capital: what it is and why it matters [14:57] - Learning from jobs you don't love (hello, Rolling Stone fashion closet!) [16:20] - How perfectionism and enabling parenting can keep 20-somethings stuck [20:05] - The "redefining decade": applying these principles to midlife [21:22] - The power of weak ties and how to actually use them [24:25] - Gen Z vs Gen X: similarities, differences, and the impact of social media [26:21] - Economic challenges and the nuance of living with your parents [30:06] - Launching vs enabling: helping adult children become independent[33:20] - Teaching resilience: tolerating uncertainty without pathologizing it [34:08] - From cooking to job skills: the basics that build real confidence [36:18] - Helping young adults recognize and activate their own agency [38:50] - Dating intentionally: choosing your partner is choosing your family [42:09] - Avoiding emotional entanglement before compatibility is clear [44:57] - Trial, error, and the wisdom of approaching dating like job searching  Links & Resources:Dr. Meg Jay's Website: https://megjay.com/ Dr. Meg Jay's Instagram: https://www.instagram.com/drmegjay  If today's discussion resonated with you or sparked curiosity, please rate, follow, and share "Insights from the Couch" with others. Your support helps us reach more people and continue providing valuable insights. Here's to finding our purposes and living a life full of meaning and joy. Stay tuned for more! Pre-order The Cost of Quiet now! Colette's new book, The Cost of Quiet: How to Have the Hard Conversations that Create Secure, Lasting Love, launches February 3rd. Secure your copy today and get VIP bonuses available only before launch day. https://www.colettejanefehr.com/new-book

David Russell, global head of market strategy at TradeStation, says that as artificial intelligence become less of an economic focus, the market will wake up to potential weakness on Main Street, where "recessionary patterns" are already visible. He is expecting "one of the weaker holiday seasons in a while," and says that a lot of signs that have been viewed as bullish have become much more questionable. He would not be surprised to see the market test October lows — roughly 6,550 on the Standard & Poor's 500 — before year's end.    Nate Miles, head of retirement at Allspring Global Investments, discusses the firm's 2025 Retirement Study, which showed that only six in 10 retirees and near-retirees feel financially secure, a significant decline from just a year ago. The study also showed that investors — who have embraced target-date funds and life-cycle funds as a primary savings option — are looking for more personally tailored investment and retirement-spending solutions.    In the Market Call, absolute-value manager Brian Frank of the Frank Value Fund — who has a history of holding cash when the stock market is highly valued — says that a market flirting with record highs is not discouraging him, as he is fully invested, noting that he is not struggling to find individual stocks that are underpriced and that have a likely catalyst to unlock growth.

Marten Lodewijks considers the reasons for falling global alcohol consumption, noting that people are drinking less often and drinking less when they do. “Participation rate amongst Gen Z has been trending upwards for the past few years,” he notes, saying that maybe the generation is “late to the party” because of Covid-19 and economic pressures. He also discusses how Gen Z has more options for drinks and they approach consumption in a different way.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

You can spread blame around for new dismal economic statistics for Minnesota, but how can you blame anyone more that Democrats due to the power they've held in state government for several years?

The European labor market is on the cusp of its own flat Beveridge moment. That danger was amplified by the third quarter contraction in the Swiss economy, which, as we know, is a key leading global indicator. And if all that wasn't enough, a group of German Economists, of all people, just tore into the mainstream European narrative of Europe being in a good place. They even went so far as correctly, of course, crap all over the Berlin bazooka. Eurodollar University's Money & Macro Analysis-------------------------------------------------------------------Get the free guide that breaks down the real economic signals behind America's shrinking consumer demand, and how to protect your wealth before the slowdown hits your income: https://web.eurodollar-university.com/home-------------------------------------------------------------------euronews Weak eurozone growth meets flat jobs market as bankruptcies surgehttps://www.euronews.com/business/2025/11/14/weak-eurozone-growth-meets-flat-jobs-market-as-bankruptcies-surgeBloomberg Merz Advisers Revise 2026 German Growth Forecast to Below 1%https://www.bloomberg.com/news/articles/2025-11-12/merz-advisers-revise-2026-german-growth-forecast-to-below-1DW Germany news: Economic experts call for change of coursehttps://www.dw.com/en/germany-news-economic-experts-call-for-change-of-course/live-74708934https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Stu Burguiere looks at the current state of President Donald Trump's economic policies, from cryptocurrency to executive tariffs. Then, Nathan Pinkoski from the Center for Renewing America joins to break down the latest in the Arctic Frost case. And Stu breaks down some surprising polling regarding the public's perception of the conclusion of the recent government shutdown. TODAY'S SPONSORS AMERICAN GIANT CLOTHING Buy American today at http://www.american-giant.com/STU and save 20% when you use the name ‘STU' at checkout   REAL ESTATE AGENTS I TRUST For more information, please visit http://www.realestateagentsitrust.com Learn more about your ad choices. Visit megaphone.fm/adchoices