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Are you even a writer?I have asked this question so many times… as has (probably) every writer. Paulette Perhach's life started with financial disaster and the accidental death of her father when she was 17, she started started out with a victim mentality. Paulette admits to feeling entitled and waited for success to come to her. It wasn't until she had an experience through the Peace Corps that she learned she had to take responsibility for her own success. She discovered the miracle of self-education during her service in Paraguay. She bought a horse and simply Googled: "How to ride horse." Two weeks later, she was galloping. She's gone on to become an adult-education evangelist, starting a corporate university at a $50M company, creating writing courses, and authoring the book Welcome to the Writer's Life Book—a guide to turning freelance writing into a business. She also wrote a globally viral article that helped millions of women realize the importance of financial power, calledA Story of a F-Off Fund. She is now a successful writer and writing coach, with work in The New York Times, Vox, Cosmo, Glamour, and many more. Paulette's Website:Writer's Mission ControlI invite you to listen!If you feel this Podcast is beneficial, I encourage you to share it, and I invite you to leave a 5-Star Review. It does so much for putting this podcast in the hands of those that may need it.Connect with me!Bettina@intherising.comPinterest: Facebook
Is it important to have money? And what value does money have beyond the opportunities and options it provides?
How can traditional sales skills come in handy for leaving that toxic job?
If the poop has hit the fan in your personal life, what kind of skills do you need to get by?
Do female entrepreneurs need emergency rations and contingency funds? And what does sales have to do with this anyway?
There has been an increase in "cranks and nutters" under the watchful eye of the Police as they try to keep the Royals safe. And does Meghan have a F Off Fund in her diary?
Well, we’re almost at the end of another podcast season! Just like last year, for my second to last episode I wanted to do a special solo episode. I wanted to just chat one-on-one with you about some of the things I’ve been up to and have realized this year. Then, I wanted share some of the biggest money takeaways from both Season 6 and 7 of the Mo’ Money Podcast. My Personal Realizations from 2018 Let’s first start with some of my personal realizations this year. This year has been truly amazing. I’ll do a longer blog post closer to the end of the year really reflecting on all that happened, but two keys things I’ve realized this year: my mission/purpose is to help others, and the only way to do that is to talk to real people like you (meaning, don’t get stuck in my little personal finance bubble). Going back to when I was a missionary in Africa at 18 (you can learn more in Ep. 20), I’ve been looking for a way to have a career that isn’t just personally meaningful, but also impactful on other people’s lives in a positive way. In short, I’ve felt for a very long time that I’ve been put on this Earth to help people. When I was in my 20s, I thought maybe the way to do that was to become a filmmaker and make documentaries that educated others, or films that lifted people’s spirits. Then, real life happened and I just needed a job to earn a living. My dream of having a job that helped others went by the wayside, until I got the idea to start my personal finance blog. Even though it was just a hobby at the time, I finally felt like I had a creative outlet and a means to help others by sharing my own personal finance journey. It’s crazy to think that by starting my blog over 7 years ago, I would eventually end up running my own business and helping others with their personal finances full-time. Life is unpredictable, but for the first time since I became self-employed (almost 2 years now), I finally feel like I’ve been able to accomplish that big goal of having a job that helps others too. And honestly the big reason I feel like that is this year I’ve had more opportunities to talk to real people. Sometimes they are people like you who listen to my podcast, read my blog, watch my videos, or follow me on social media. Sometimes they have no idea who I am, but I meet them at events or through friends and we strike up a conversation about money. It is seriously so cool to be able to find out what people do with their money, and what they struggle with. For years I was pretty much in this echo-chamber of just talking with other personal finance content creators or reading articles by finance journalists. That’s not real life. The only way to understand how to help people with their money is to talk to them. It’s been an education, but it’s definitely been helpful in me having a better sense of direction in terms of what I can do in the future to spread the word and help even more people. 8 Money Takeaways from 2018 I’ve interviewed 41 people on the podcast this year. That’s almost one person per week! I’ve loved every single interview, but there are a 8 interviews in particular that stuck out to me because of the tips and takeaways they shared. [Ep. 139] Perez Hilton – Hustle Hard to Make More Money I’m a huge fan of Perez Hilton (I’ve been reading his blog for a decade), so it was seriously such a thrill to interview him on my show. And he did not disappoint as a guest. He was very open and honest about how he made a ton of money mistakes which forced him to file for bankruptcy. But he learned from those mistakes, and is now very conscious of all of his money decisions. Still, the biggest takeaway from his interview was to hustle hard and focus on earning more. Yes, there is value in living simply and frugally, but that shouldn’t deter you from trying new things, working hard, and striving to always earn more money. [Ep. 148] J.D. Roth – Take Charge of Your Finances (No One Else Will) J.D. Roth is one of the OG personal finance bloggers, who started the blog Get Rich Slowly, sold it for a hefty profit, then bought it back to run it again. The biggest takeaway from his episode was you need to be the CFO of your own life. If you want to be financially successful, don’t just hand off your finances to someone else to deal with and hope they do what they’re supposed to. No one cares more about your money than you do, so you need to step up to the plate and take responsibility for your own financial life. [Ep. 151] Shannnon Lee Simmons – Money Is a Tool for Good Shannon Lee Simmons released her first book Worry-Free Money last year, and I’ve been telling everyone who will listen to grab a copy ever since I finished reading it. It is one of the few personal finance books around that has a positive spin on finance. It makes you feel good about your money, not ashamed or judged. The biggest takeaway from her book was that money is a tool for good. You should feel good about your money. If you’re not happy with your current financial situation, it’s not too late. You can fix it! [Ep. 161] Laurie J. Cameron – Be Mindful with Your Money Laurie J. Cameron is the author of The Mindful Day, and teachers others how to practice mindfulness in their daily lives. Wouldn’t you know it, mindfulness is becoming a bigger part of the personal finance space, and for good reason. As I’ve been recognizing by working with my financial counselling clients, money is about the numbers. It’s about psychology. The only way to change your financial situation is to change your mindset and to be more mindful with every single one of your financial decisions. [Ep. 144] Cait Flanders – Minimalism Could Help with Your Spending Problem Along the same lines, in my interview with Cait Flanders, author of The Year of Less, living a more simple and minimal life may be the life change you’ve been looking for. Especially if you’re dealing with a spending problem and are looking to create a different type of relationship with your money. Practising minimalism helped Cait stay out of debt and live a more fulfilled life. Maybe it’s something you’ll want to try out next year too! [Ep. 165] Kathlyn Hart – You Deserve to Be Paid Your Worth This was one of my most downloaded episodes, and I’m not surprised. Kathlyn Hart, a negotiation coach, shares tips on how to ask for more money, either in the interview stage or when asking for a promotion. This is something, especially us women, need to do more of. Whenever I talk to women about this topic, most of the time they tell me they’ve never negotiated a salary or pay raise, they just accepted what was offered. Well, if you want to earn more, you need to ask for more and not be afraid to ask in the first place! [Ep. 171] Amanda Abella – Don’t Be Ashamed for Wanting to Earn More Money I loved chatting with Amanda Abella for this episode because I’ve known her for years from the FinCon community, and I also worked with her as a sales coach for my business too. For this episode, she shares how so many of us (again, mainly women) have a hard time feeling good about earning money. We associate it with negative ideas of greed and unworthiness. But that’s not how we’re going to change the wage gap. We need to ask for what we deserve, we need to feel good about earning, and we need to ignore anyone who shames us for feeling good about making money. [Ep. 174] Paulette Perhach – An Emergency Fund Should Be Everyone’s Top Priority If you need some major motivation for starting an emergency fund, this episode is it. Paulette Perhach, an acclaimed writer whose F** Off Fund article went viral, shares why she wanted to write about the importance of having an emergency fund in a new way. Instead of thinking of it in the traditional sense, think of it as a stash of cash you can use in case you need to get the hell out of a really bad situation (like leave your boyfriend or quit your toxic job). For full episode show notes, visit https://jessicamoorhouse.com/179
What is a F*** Off Fund and why does it matter? Connect on Instagram: @MelissaSBarker Want one-on-one help in your business? Book a 90-minute coaching session: https://melissabarker.com/business-coaching Melissa Barker Business Coach www.melissabarker.com
Do you have a f*** off fund? You know, a bit of money you've got in a savings account for emergencies. But I'm not just talking about when your car breaks down or you lose your job. I'm talking about when you need to quit your job because you're being harassed by your boss. Or when you need to leave your abusive boyfriend and need a place to stay. I talk with the woman who coined the term for this episode, and you are definitely going to want to set up a f*** off fund after this. Long description: Before you even listen to this episode of the show, please read my guest Paulette Perhach’s article that went mega-viral — A Story of a Fuck Off Fund. As I mention in this episode, I had a very emotional reaction to her article. It was just such an amazing visual story of why we all need to take care of ourselves by having an emergency fund, so I highly recommend you read it, then listen to our chat together. I know myself and any other personal finance experts out there talk about the importance of having an emergency fund all the time, but her story really can show you how it can be a life-changer. Besides having an article that went viral, Paulette is also the new author of the book Welcome to the Writer’s Life. She writes for all kinds of major publications like the New York Times, Elle and Cosmo, and she knows first-hand how difficult it is to crack into this business as a new writer. So, if you’ve ever thought about being a professional writer, this is literally the playbook on how to get started! For full episode show notes, visit https://jessicamoorhouse.com/174.
Download Episode! On this episode of the Lifelong Learning Podcast I chat with Paulette Perhach of the viral F*** Off Fund essay, and author of The Writer's Life. We discuss who should consider having an F*** Off Fund, why one should consider building up such a fund, and how you can get started building your own. We also talk about her writing, as well as her upcoming book and new podcast. Links from the show: Can We Talk About Money F*** Off Fund Paulette Perhach Lynda.com Welcome to the Writer's Life: How to Design Your Writing Craft, Writing Business, Writing Practice, and Reading Practice Connect with Paulette: Twitter @pauletteperhach Instagram @paulettejperhach Facebook Paulette Is A Writer
Writer Paulette Perhach, known for her F*** Off Fund articles and website, has been featured in Cosmo and Glamour, but collecting cash from her writing clients was killing her ability to be a financial grownup. Paulette also shares her secret to free stuff- including haircuts. For more information, visit the show notes at http://www.bobbirebell.com/podcast/pauletteperhach
Almost 70% of millennial women have experienced financial abuse. In today’s episode, E&B interview financial educator Tonya Rapley to break down the importance of the f*** off fund. Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers
Brown Ambition fam... we have a star among us. Tiffany made her Good Morning America debut this week on a special segment called "Super Savers." Check it out here!Winter Storm Jonas couldn't hold us down this week! We are back to bidness talking about #OscarsSoWhite, the Flint Michigan water crisis and the personal finance blog post that had ALL the ladies talking this week: "The Story of an F-Off Fund". Have questions for the show? Drop us a line at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.
Brown Ambition fam... we have a star among us. Tiffany made her Good Morning America debut this week on a special segment called "Super Savers." Check it out here! Winter Storm Jonas couldn't hold us down this week! We are back to bidness talking about #OscarsSoWhite, the Flint Michigan water crisis and the personal finance blog post that had ALL the ladies talking this week: "The Story of an F-Off Fund". Have questions for the show? Drop us a line at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices