Podcasts about Fund

"It's okay to be small and grassroots." This episode is sponsored-in-part by Maddie's Fund, OcuTrap, and The Community Cat Clinic. Robyn Alcock and Jen Scott joined host Stacy LeBaron to talk about Feral Fixers TNR Club, the Jersey City nonprofit they co-founded in 2024 alongside Kathryn Parker after years of trapping independently. In just two years, the all-volunteer group — who all keep full-time jobs — has helped more than 375 cats through TNR, rescue, and medical care. Much of the conversation centered on the realities of running a small "operational board" nonprofit: the governance lessons that shaped their early structure, why they held off on setting formal growth metrics in year one, and how nearly half of the cats they trap turn out to be friendly, adoptable animals rather than TNR candidates — a shift driven largely by the lack of low-cost spay/neuter access in Jersey City. Stacy, Robyn, and Jen also dug into practical solutions: MASH-style pop-up clinic models from groups like Animal Balance and Slomba Shelter Solutions as ways to bring high-volume spay/neuter directly into underserved neighborhoods, and the fundraising path that took Feral Fixers from small individual donors to their first Mission Meow grant and a matching grant from United Spay Alliance's Community Cats Grants program at their two-year mark. It's a useful blueprint for any small, grassroots group trying to prove — as Robyn puts it — that it's okay to be small. Press Play Now For: How a pandemic-era trapping experience and a childhood spent bottle-feeding strays led Robyn and Jen to co-found a Jersey City nonprofit Practical governance lessons for small, "operational board" nonprofits — board size, conflicts of interest, and keeping personal and organizational finances separate Why nearly half of Feral Fixers' TNR trapping efforts turn into friendly-cat rescues, and how that's reshaping their workload The transportation and appointment-access barriers keeping Jersey City residents from affordable spay/neuter MASH-style clinic models, including Animal Balance, as an option for bringing spay/neuter directly into underserved communities How Feral Fixers built its funding base through small donors, a Mission Meow grant, and a United Spay Alliance matching grant Stacy's framework for identifying and cultivating leadership-level donors as an organization grows Why "altered at intake" numbers matter for understanding a community's real spay/neuter gap Resources & Links Feral Fixers TNR Club: https://feralfixersclub.org/ Feral Fixers TNR Club on Instagram: https://www.instagram.com/feralfixersclub/ United Spay Alliance Community Cats Grants: https://www.unitedspayalliance.org/community-cats-grants/ Animal Balance: https://www.animalbalance.org/ Slomba Shelter Solutions: https://slombasheltersolutions.com/

What should you do when your high yield savings account reduces its rate? Switch to money market or treasury bonds or other options? Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most investors think they need more CAPITAL. That's what they tell me every single time. Bill Allen says that's not the real problem. Bill's my personal mentor. He's the guy who built 7 Figure Flipping to what it is today, and he's raised over $100 million along the way. So when he tells me money isn't the issue, I listen.In this episode, I sit down with Bill to break down what he's doing right now with capital. He got tired of raising money one deal at a time, teaching every single investor about fix and flips, then owner-financed homes, then apartment deals. So he built something different. A fund that works just like a bank account.No lockup period, you can pull your money whenever you want, and if he can't get it back to you in seven days, he pays you 25% instead of the normal 8%. He's personally guaranteeing the whole thing against his own net worth, and the minimum to get started is just $1,000.He covers:- The real reason Bill says most new investors struggle with money, and it's not what you think- Why he stopped raising money one deal at a time, and the three different pitches that were burning him out- How his fund pays 8%, but jumps to 25% if he can't get your money back fast enough- What it means to personally guarantee a fund with his own net worth, and why he opens his books to prove it- The $1,000 minimum that lets anyone get started, and the surprising reason he set it that lowIf you've ever felt stuck trying to raise private money, or you're just tired of getting nothing from a savings account, you need to hear how Bill built this thing.This fund is only open to accredited investors, and Bill wants a real conversation before anyone gets in. Reach out to him directly at bill@7figureflipping.com or check out billallenflips.com to start that conversation.LINKS & RESOURCES7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://www.7figureflipping.com/runway Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

Courtney and Jonathan Dunn bought a fast-growing SaaS at 3-4x ARR, doubled it, then merged for a life-changing exit.Register for the webinar: Architecture of an Entrepreneurial Roll-Up - TOMORROW!! - https://bit.ly/4gXkwPtTopics in Jonathan & Courtney's interview:Their background in oil & gasTurning down an offer from AppleImproving their investor pitchTraveling extensively to searchAcquiring a niche healthcare software company Using all equity, no debt, for the dealUsing an earn-out to resolve valuation disagreements Having a baby during the acquisition processThe hire they wish they'd made sooner Advice for couples considering building a business together.References and how to contact Jonathan & Courtney:Jonathan's LinkedInCourtney's LinkedInCerboNed Tomasevic spelling on Acquiring Minds: How to 4x EBITDA in 3 Years Without Growing SalesGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsGet a complimentary IT audit for acquisition diligence or post-close transition.Visit inzotechnologies.com/eta.Connect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

Send us Fan MailLEARN THE CAPITAL RAISING STRATEGIES AND FRAMEWORKS used by alternative asset professionals: https://go.fundraisecapital.co/applyEveryone thinks AI just discovered real estate investing. It didn't. One investor cracked this code back in 2009, before AI even had a name, using a data-driven bet on a market everyone else avoided, and built a fund that now runs with zero human underwriters. It started with a $90,000 house nobody else wanted.He used that system to grow to the peak of over a billion dollars in AUM in real estate alone, ranking hundreds of cities a year for profitability before ever making a single offer. I am Ryan Miller, and on Making Billions this week, my guest is Neal Bawa, CEO & Founder at Grocapitus, a commercial Real Estate investment company. Together, Neal and I break down his city scoring method, the LASAL framework for catching failing properties before they fail, and how AI replaced his entire underwriting department.This episode is brought to you by Reef Pass | Serial Acquisition Investors: Reef Pass Investors has spent the last 10 years focused on partnering with founders to launch and build long-term holding companies, and has a proven track record doing exactly that.To reach out to Reef Pass Investors, email holdcofounders@reefpassinvestors.com[THE HOST]: Ryan Miller is a fund manager, capital strategist, and former CFO turned angel investor in technology and energy. He is the founder of Fund Raise Capital and Aequor Capital Partners, and has mentored over 1,000 fund managers across private equity, private credit, venture capital, real estate, and alternative assets globally.[THE GUEST]: Neal Bawa is  CEO & Founder at Grocapitus, a commercial Real Estate investment company. Neal's companies use cutting-edge real estate analytics technology to source and acquire OR build large Commercial properties across the U.S., for nearly 800 investors. Grocapitus Website - https://www.grocapitus.comFree eBook: Location Magic - https://multifamilyu.com/lp/location-magic-ebook/Join Our Investor Club - https://multifamilyu.com/clubSubscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/ryanmilleroffical/X: https://x.com/_MakingBillionsWebsite: https://making-billions.com/Support the showDISCLAIMER: This podcast is for entertainment and general informational purposes only — not legal, financial, tax, or investment advice. Nothing herein constitutes a solicitation or offer to buy or sell any security or investment product. Past performance does not indicate future results. Always consult qualified legal, financial, and tax professionals before making any investment decision. NAME NOTICE: "Making Billions with Ryan Miller" reflects the profile and aspirations of guests featured — it is not a promise, projection, guarantee, or representation of any financial result, income, or outcome for any listener, viewer, or reader. Most individuals who consume this content do not raise any particular amount of capital, and many achieve no financial result whatsoever. "Fund Raise Capital" is a brand identifier only — it is not a promise, guarantee, or representation that any member, subscriber, or listener will raise capital, attract investors, or achieve any financial or professional outcome. This show does not constitute a business opportunity, franchise, investment program, or offer of any product or service of any kind. No part of this show should be construed as a solicitation for investment in any way. Guest views are their own and do not necessarily reflect those of the show or host. Host and/or guests may hold positions in assets discussed. This episode may contain paid sponsorships, advertisements, or endorsements. Sponsored content is identified where...

a16z Managing Partner and Head of Global Partnerships Jen Kha joins MTS hosts Theo Jaffee and Sophia Dew to discuss a16z's Machine Age Fund and the investment thesis behind rebuilding the physical infrastructure that powers AI. Jen explains why chips, networking, memory, cooling, data centers, and other parts of the physical computing stack are becoming investable again after decades in which software captured much of the industry's attention. As AI demand pushes existing infrastructure to its limits, she explains why a16z created a dedicated fund and why hardware founders are increasingly rethinking the stack from first principles. They also discuss the global race to adopt AI, what hardware startups need beyond capital, the backlash against data centers in the U.S., and why experienced systems builders are returning to entrepreneurship as a new generation of infrastructure gets built. Resources: Follow Jen Kha on X: https://x.com/jkhamehl Follow Theo Jaffee on X: https://x.com/theojaffee Follow Sophia Dew on X: https://x.com/sophiadew Follow MTS on X: https://x.com/mtslive Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Government contractors who submit invoices to federal agencies can receive up to 90% of that invoice amount the same day through receivables-based funding, at a fee of 2 to 4% of the invoice, without a bank application or a two-to-three-year business history requirement. Craig Cohen, a former commercial banker with 10 years in traditional lending and now a funding specialist at Encore Funding, breaks down how bank fees including application, documentation, ACH, lockbox, monitoring, and unused-line charges routinely make bank rates more expensive than alternative funding, and how a new contractor can access between $50,000 and $500,000 in working capital with a 10 to 15 minute application. What you'll learn in this episode: Why a bank's advertised prime-plus rate is not the true cost once documentation, ACH, lockbox, and monitoring fees are added in How receivables-based funding works: submit an invoice to the government, get up to 90% wired the same day, pay 2 to 4% of the invoice when the government pays in 30 to 60 days Why banks reject businesses under two to three years old and what startup-friendly funding actually requires instead What makes merchant cash advances (MCAs) dangerous: interest rates of 50 to 100% and aggressive repayment schedules that often require a second loan to cover the first How to fill out the Encore application in 10 to 15 minutes using information you already have Chapters: 0:00 - Why the bank rate is not the real cost 1:45 - Merchant cash advances: what to know before you borrow 3:30 - Bank approval vs Encore approval: the time difference 4:45 - Why banks reject newer government contracting businesses 6:00 - How the invoice advance and repayment flow works 8:10 - Calculating fees: what 2 to 4% actually means per invoice   Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Arieh King, אריה קינג, Deputy Mayor of Jerusalem and Chairman of the "United" faction in the Jerusalem City Council, joins Seth live in-studio to discuss his trip to North America and advocacy for the Israel Land Fund. You can learn more about the fund at https://www.israellandfund.com/. Arieh also gives his predictions on the results of the coming Israeli legislative elections, and explores the intricacies of Jerusalem's history, the importance of the city's significance to Jews, Christians, and Muslims, and the challenges of maintaining a secure and welcoming place.See omnystudio.com/listener for privacy information.

Plus: BYD's overseas push drives quarterly profit growth. And Google will change how it ranks certain websites in most of Europe to appease antitrust regulators. Julie Chang hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The L.A. City Council on Wednesday called for a review of this year’s point-in-time homeless count. The federal government has still not appropriated more than $15 billion in long-term recovery funds to help survivors from the L.A fires. What SoCal residents need to know about mail in ballot legal battles. Plus, more on the Evening Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Hello Travelers! Sit down with host Jeremy for a brief Walkabout Trailside™ episode to talk about our Dole Whip Fund, and say some thanks to some wonderful people.   We are listener supported - contribute to the Dole Whip Fund via Google or Apple Pay. Thanks!   Walkabout the World is now on TikTok! Come follow our visual companion to the audio podcast at Walkabout.the.world.pod on TikTok   And of course, visit us on Instagram and at walkabouttheworld.com - find links to all the things - attraction episodes, Insta accounts of all the hosts, and even how to buy your own Walkabout shirt!   Walkabout The World is a weekly Disney podcast, always recorded on property at Walt Disney World or Disneyland Resort with the simple goal of making you feel like you are in the middle of the magic.

Amazon froze your funds for sixty days last year. No explanation, no appeal, and no timeline. You just waited. A bill sitting in the House Judiciary Committee could change that. I was reading a Practical Ecommerce piece from July 30th about H.R. 9799, the Online Sellers' Bill of Rights Act of 2026, introduced on July 21st. This bill aims to protect sellers from fund freezes without due process. I talked to an operator doing forty thousand dollars a month in home goods. He faced a freeze with no warning. Three moves you can make now: separate your operating cash from Amazon disbursements, diversify sales channels, and maintain a cash reserve. These steps are crucial, regardless of whether H.R. 9799 becomes law. If you've been on the wrong end of a fund freeze, you know the data problem underneath it. More policy changes are needed, but proactive steps can safeguard your business. Tune in to The High Voltage Business Builders Podcast for more insights. Implement with us. Join the Voltage Business Builders cohort at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep-draft

Our Global Head of Fixed Income Research Andrew Sheets discusses when and how higher yields and mounting U.S. debt could become more than abstract concerns.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Today, at what point do higher yields and higher debt actually matter? It's Wednesday, August 26th at 2pm in London. In its first 240 years, the United States of America accumulated roughly $20 trillion in federal debt. The country has borrowed another [$]20 trillion in just the last 10. The question for investors is when this debt load will act as a brake on economic activity? Or, worse, create stress that disrupts today's relative calm?So, let's start with the first question. For economic activity, the bar seems pretty high. You see, even with all the activity around AI, U.S. corporate debt as a share of the overall economy is broadly unchanged in the last decade and actually lower than where it was before the pandemic. The balance sheets of the household sector in the U.S. are even stronger. Household debt to GDP is lower than where it was prior to COVID and lower than where it was in the year 2000. And this may even understate the strength – because much of this debt is locked in at historically low mortgage rates; while household assets, the other side of the balance sheet, have soared to record levels.That may help explain why both consumers and businesses have remained more resilient than expected this year despite the higher interest rates and energy prices. This divergence of trend between public and private balance sheets is also global. Europe has also seen higher government debt offset by even more private sector de-leveraging, while Japan has seen rising public borrowing and pretty stable private sector leverage. To some degree, this divergence between the public and private sides of the economy reflects a policy choice. Governments determine how to balance taxation and spending. And many countries, not just the U.S., have reduced taxes over the last decade while allowing public borrowing to increase. A deterioration of public sector finances relative to private sector finances – it's not especially surprising given that choice. If strong balance sheets are helping U.S. households and companies be less sensitive to higher rates, where should we look for stress? Well, for all of this debt, the U.S. bond market is actually still pretty well-behaved. U.S. inflation expectations are roughly unchanged year to date. Expected bond market volatility is historically low.Indeed, one reason that recent intervention by the U.S. Treasury into the bond market was such a surprise to investors was the lack of these usual stress markers. Instead, the point at which these higher yields might have a larger market impact may be up to another factor: asset allocation. Today, 30-year Treasury bonds yield about 3 percent more than expected inflation over that period. Long-dated U.S. investment-grade corporate bonds once again yield more than 6 percent. And so, the question of when higher yields begin to matter may be less about when businesses stop borrowing or consumers stop spending. And be more about when investors decide that bonds offer better value than stocks. So far, Morgan Stanley Research is not seeing clear evidence of that shift. Fund flow data and market correlations do not suggest a significant reallocation away from equities, and strong earnings growth is helping support the equity valuation case. But these are metrics that we'll be watching. In the meantime, we think that rising U.S. debt and Treasury market intervention may weaken the U.S. dollar, especially against a high-yielding currency with much, much lower debt levels – the Australian dollar. Thank you as always for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

As a church getting ready to go multisite, you might know who you are, have the right people and have a clear, documented model.  But at some point, going multisite really comes down to this: Can you fund it, and can you deliver it?  Can you actually pay for a new location so that it's sustainable for years to come? Can you re-create the main thing people show up for—the weekend experience? In the final episode of this series, Sean and Jesse break down the last two Multisite Readiness Checkpoints: Financial Strength and a Replicable Weekend Experience.  Funding a new campus for the years to come—not just at launch Replicable weekend experience: defining the "wins" Live teaching vs. video teaching   This Episode is Sponsored by PlainJoe Studios:  Adding a new campus to your multisite plan? If you don't have a strategy for coordinating your placemaking and wayfinding signage, maybe it's time to update across every campus. The creative and talented team at PlainJoe, a Storyland Studio, are experts at creating placemaking signs and wayfinding markers that will tell your church's unique story and point your people in the right direction – from the moment they arrive at your campus. Learn more at plainjoe.net.   Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram. 

Casey goes solo in this episode of Case Studies to talk about the tool that has quietly rewritten how he leads, invests, and communicates: artificial intelligence. Casey has always leaned on soft skills, people, strategy, hard work, while depending on others to fill the gaps in hard skills like finance, accounting, and writing. Over the past year that dependency has disappeared.He walks through real examples from his own life: rebuilding class presentations for his course, restructuring his family office's balance sheet, sharpening his writing despite a lifelong struggle with it, and gaining access to expert-level advice on demand. The throughline is pattern recognition, a concept Casey borrows from Tony Robbins, and how AI accelerates the process of identifying, copying, and eventually creating your own patterns of success.[00:00] The AI Arms Race Nobody Can Ignore[01:21] Hard Skills Versus Soft Skills[02:20] Henry Ford And Commoditized Expertise[03:20] Rebuilding My BYU Class Deck[05:33] Family Office Strategy At Home[06:40] Sensitivity Analysis On Sensitive Decisions[07:41] Learning Accounting Without An Accounting Degree[08:50] Banking Relationships Reimagined With AI[09:40] Repositioning Our Balance Sheet[10:10] Becoming A Ten Times Better Partner[10:30] Writing As A New Strength[12:00] Tony Robbins And Pattern Recognition[13:00] Fewer People, More Productivity[14:20] The Greatest Year To Be AliveThe information in this communication is provided for informational purposes only and does not constitute investment advice, a recommendation, or a solicitation to invest in any fund or security. This communication is not intended to provide, and should not be relied upon as, tax, legal, investment, accounting, or financial advice. Recipients should consult their own tax, legal, accounting, and other professional advisors regarding any potential investment in a fund or security. This communication does not constitute an offer to sell or a solicitation of an offer to buy any interest in a pooled investment vehicle sponsored by Sandlot Partners, LLC ("Sandlot" or "Sandlot Partners") or any of its affiliates ("Fund"). Any such offer or solicitation will be made only by means of each respective Fund's confidential Private Placement Memorandum ("PPM"), Limited Partnership Agreement, Subscription Documents, and other operative documents (collectively, the "Offering Documents"), which contain material information not included herein and which supersede this communication in its entirety. Past performance is not indicative of future results. There can be no assurance that any Fund will achieve comparable results or implement its strategy successfully. All investing involves risk, including the loss of principal. Each Fund typically invests in illiquid projects that cannot be quickly sold or converted to cash. As a result, investors may not be able to access their capital when desired. Additional risks associated with an investment in a Fund, as well as important information about Sandlot Partners and its personnel, are described in detail in the Offering Documents and in Sandlot Partners' Form ADV, which is publicly available on the SEC's Investment Adviser Public Disclosure website at https://adviserinfo.sec.gov. Both the Offering Documents and Form ADV should be read carefully and should serve as the sole basis for any decision to invest in each respective Fund. Certain statements, testimonials, or endorsements included in this communication may have been provided by clients or non-clients of Sandlot. The individuals or entities providing such statements did not receive direct cash compensation from Sandlot in connection with the statements or endorsements. In certain circumstances, Sandlot or its affiliates may have provided indirect economic benefits or other consideration to such persons or entities, including through business relationships, investments, portfolio company relationships, or other arrangements. Hosted on Acast. See acast.com/privacy for more information.

Today's guest is Jerry Parker, founder and CEO of Chesapeake Capital and one of the original Turtles trained by Richard Dennis. Together we run the Cambria Chesapeake Pure Trend ETF (MFUT). In today's episode, Jerry explains why managed futures isn't the same as trend following. He breaks down the math and psychology of hunting outliers, letting a few winners pay for many small losses, and why he'd never chase crisis alpha at the cost of returns. To close, Jerry explains why MFUT trades individual stocks rather than just indices. Learn more about the Cambria Chesapeake Pure Trend ETF www.cambriafunds.com/mfut Have questions? Reach out to us any time at info@cambriainvestments.com. Full show notes: Link (0:00) Jerry Parker (3:09) Trend following vs managed futures (11:00) Misconceptions about crisis alpha (18:42) Portfolio construction, volatility targeting, and strategy complexity (23:47) Trend following in individual stocks  (32:18) Performance reflection and importance of sticking to a strategy (37:46) Allocation challenges and memorable recent trades TO DETERMINE IF THIS FUND IS AN APPROPRIATE INVESTMENT FOR YOU, CAREFULLY CONSIDER THE FUND'S INVESTMENT OBJECTIVES, RISK FACTORS, CHARGES AND EXPENSE BEFORE INVESTING. THIS AND OTHER INFORMATION CAN BE FOUND IN THE FUND'S FULL OR SUMMARY PROSPECTUS WHICH MAY BE OBTAINED BY CALLING 855-383-4636 (ETF INFO) OR VISITING OUR WEBSITE AT WWW.CAMBRIAFUNDS.COM. READ THE PROSPECTUS OR SUMMARY PROSPECTUS CAREFULLY BEFORE INVESTING OR SENDING MONEY. Past performance is not indicative of future results. The material above has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The Cambria ETFs are distributed by ALPS Distributors Inc., 1290 Broadway, Suite 1000, Denver, CO 80203, which is not affiliated with Cambria Investment Management, LP. MFUT: This fund is new and has a limited operating history. There is no guarantee that the Fund will achieve its investment goal. Investing involves risk, including the possible loss of principal. Commodities Risk: Exposure to the commodities markets may subject the Fund to greater volatility than investments in traditional securities. Fixed Income Securities Risk: The prices of fixed income securities respond to economic developments, particularly interest rate changes, as well as to changes in an issuer's credit rating or market perceptions about the creditworthiness of an issuer. Foreign Securities Risk: The Fund may invest in foreign securities. Such investments involve certain risks not involved in domestic investments and may experience more rapid and extreme changes in value than investments in securities of U.S. companies. Leverage Risk: The derivative instruments in which the Fund may invest provide the economic effect of financial leverage by creating additional investment exposure to the underlying instrument, as well as the potential for greater loss. If the Fund uses leverage through purchasing derivative instruments, the Fund has the risk that losses may exceed the net assets of the Fund. Derivatives Risk: Derivatives are financial instruments that derive value from the underlying reference asset or assets, such as stocks, bonds, commodities, currencies, funds (including ETFs), interest rates or indexes. Short Selling Risk: If a security sold short or other instrument increases in price, the Fund may have to cover its short position at a higher price than the short sale price, resulting in a loss. Commodity-Linked Derivatives Tax Risk: The tax treatment of commodity-linked derivative instruments may be adversely affected by changes in legislation, regulations, or other legally binding authority. Non-Diversification Risk: Because the Fund is “non-diversified,” it may invest a greater percentage of its assets in the securities of a single issuer or a smaller number of issuers than if it was a diversified fund. Commodities Risk. Exposure to the commodities markets may subject the Fund to greater volatility than investments in traditional securities. Fixed Income Securities Risk. The prices of fixed income securities respond to economic developments, particularly interest rate changes, as well as to changes in an issuer's credit rating or market perceptions about the creditworthiness of an issuer. Foreign Securities Risk. The Fund may invest in foreign securities. Such investments involve certain risks not involved in domestic investments and may experience more rapid and extreme changes in value than investments in securities of U.S. companies. Leverage Risk. The derivative instruments in which the Fund may invest provide the economic effect of financial leverage by creating additional investment exposure to the underlying instrument, as well as the potential for greater loss. If the Fund uses leverage through purchasing derivative instruments, the Fund has the risk that losses may exceed the net assets of the Fund. Derivatives Risk. Derivatives are financial instruments that derive value from the underlying reference asset or assets, such as stocks, bonds, commodities, currencies, funds (including ETFs), interest rates or indexes. Short Selling Risk. If a security sold short or other instrument increases in price, the Fund may have to cover its short position at a higher price than the short sale price, resulting in a loss. Commodity-Linked Derivatives Tax Risk. The tax treatment of commodity-linked derivative instruments may be adversely affected by changes in legislation, regulations, or other legally binding authority. Non-Diversification Risk. Because the Fund is “non-diversified,” it may invest a greater percentage of its assets in the securities of a single issuer or a smaller number of issuers than if it was a diversified fund. New Fund Risk. The Fund is a recently organized management investment company with no operating history. Diversification does not guarantee against a loss.  Definitions: Alpha: The portion of an investment's return that differs from its benchmark after adjusting for risk, measured over a specific historical period and not predictive of future results. Crisis Alpha: Returns a strategy seeks to generate during periods of significant equity market stress — a stated objective, not a guaranteed or expected outcome. Stop Loss: A standing order to sell a security once it reaches a specified price, which does not guarantee execution at that price in fast-moving or gapping markets. Trailing Stop: A stop order set at a fixed distance from the market price that adjusts upward as the price rises and holds when it falls, carrying the same execution risks as a stop loss. Shorting: Selling a borrowed security intending to repurchase it later, which profits if the price falls and carries theoretically unlimited loss potential if the price rises. Correlation: A statistical measure of how two assets move relative to one another, ranging from -1.0 to +1.0, which changes over time and often rises during market stress. Derivatives: Financial contracts deriving value from an underlying asset, rate, or index — including futures, options, and swaps — that may involve leverage, counterparty risk, and losses exceeding the initial investment. Futures: Standardized exchange-traded contracts to buy or sell an asset at a set price on a future date, traded on margin so that leverage magnifies both gains and losses. Long: Owning or holding a position expected to benefit from an increase in the price of the underlying asset. S&P GSCI (formerly the Goldman Sachs Commodity Index): A production-weighted, energy-heavy index of commodity futures created by Goldman Sachs in 1991 and acquired by S&P in 2007, which is unmanaged and cannot be invested in directly. Get Stopped Out: Having a position closed automatically when a stop order triggers, which can occur on a temporary price move and exit the position before any recovery. MSCI EAFE Index: A market-capitalization-weighted index of developed-market equities outside the US and Canada, covering Europe, Australasia, and the Far East, which is unmanaged and not directly investable. MSCI Emerging Markets Index: A market-capitalization-weighted index of equities across emerging-market countries, which is unmanaged and not directly investable. Commodity Trading Advisor (CTA): An individual or firm advising others on futures, options on futures, or certain swaps, generally required to register with the CFTC and join the NFA — registration that implies no skill level or regulatory endorsement.

Hour 1 (8.24) GKN Aerospace will pay up to $100 million to the 50,000 people who evacuated Garden Grove — and the Orange County DA won't file charges. Plus: Old Town Newhall's Main Street burns. 6:05 — The hottest stretch of the year so far: near 100 in downtown LA, 110-plus in the valleys, holding through the weekend. Peak grid demand runs 4 to 9 p.m., so pre-cool the house and hold the dryer and dishwasher until after. Also, 49ers owner Jed York's weekend arrest in Ohio. 6:20 — A third-alarm fire tore through Old Town Newhall before dawn, starting at an auto body shop on Main Street and taking the Newhall Refinery restaurant and The MAIN theatre with it. Over 100 firefighters and a partial roof collapse. Plus the human-caused Hawk Fire burning near Reno. 6:35 — San Jose State geologist Kim Blisniuk went back 10,000 years instead of 1,000 and found the San Andreas moving faster than the estimates assumed. Faster faults quake more often. What belongs in your kit, how much water, and who Conway blames for the run on it. 6:50 — GKN Aerospace will fund up to $100 million in claims — hotel stays, meals, lost wages, loss of use — for everyone evacuated in May, administered by an outside third party, with claims opening in the fall. The OC DA declined to file criminal charges. Meanwhile in Boyle Heights, the mayor has frozen Lineage Logistics' rebuild plans. See omnystudio.com/listener for privacy information.

"It's about knowing your limits, knowing where you are energy-wise, time-wise, resource-wise, and just doing what you can — and knowing that is enough, and that is making a difference." This episode is sponsored-in-part by Maddie's Fund, OcuTrap, and Neighborhood Cats TNR Certification Workshop. Jen Blough returns to the podcast after nearly a decade away — she was featured in the show's first fifty episodes — to talk about the work she's built in the years since: helping animal welfare professionals name and navigate the emotional toll of the field. A licensed professional counselor, former shelter worker and animal control officer, and lifelong animal advocate, Jen didn't set out to specialize in compassion fatigue. She backed into it in grad school, when a professor described the symptoms of secondary traumatic stress and she realized he was describing her own life. Much of the conversation is spent untangling terms that get used interchangeably but aren't the same thing. Jen breaks down compassion fatigue as the combination of burnout (which comes from your environment — under-resourced organizations, systemic failures, day-to-day friction) and secondary traumatic stress (which comes from absorbing someone else's trauma, human or animal). She walks through how moral distress and moral injury fit in — the no-good-options decisions that TNR caregivers and shelter workers face constantly — and why none of these, despite how real they feel, show up in the DSM. The back half of the conversation turns to grief, and this is where the discussion gets specific to community cat work. Jen introduces two concepts: disenfranchised grief (loss that society doesn't validate, which often includes animal loss) and ambiguous loss (grief without closure — not knowing what happened to a cat who stops showing up at a colony). Stacy and Jen talk through the real tension caregivers face around outdoor cats aging out of a colony, and how organizations can handle transparency with volunteers about euthanasia and loss without either traumatizing them or leaving them in the dark. Jen closes with practical advice on knowing your limits and recognizing that showing up in smaller ways — a donation, a shared post, a bag of food — still counts as meaningful advocacy. Press Play Now For: The real difference between burnout, compassion fatigue, secondary traumatic stress, moral distress, and moral injury Why compassion fatigue isn't a diagnosable condition, and how it can fluctuate day to day Disenfranchised grief and why animal loss so often gets dismissed by people outside the field Ambiguous loss — the particular grief of not knowing what happened to a cat who never returns to the feeding station How organizations can navigate telling (or not telling) volunteers about euthanasia and cat loss Jen's advice for recognizing your capacity and letting "not right now" be an acceptable answer A first look at Jen's forthcoming book and new certification program for animal welfare professionals Resources & Links Jen Blough's website Beyond Compassion Fatigue: Trauma, Resilience, and Recovery in Animal Care and Advocacy — pre-order To Save a Starfish: A Compassion Fatigue Workbook for the Animal Welfare Warrior Beyond Compassion Fatigue podcast  

In this episode, Michael Blank welcomes back Will Harvey, founder and managing partner of Harvey Capital, to explore his evolution from multifamily investor and mortgage professional into the private lending business. After leaving his W-2 job to pursue real estate full time, Will discovered that he enjoyed the finance side of investing far more than the operational side—and eventually built a private lending business focused on asset-backed loans. Will explains how the private lending model works, why he prefers lending against real estate rather than owning it, how he raises capital through a fund structure, and how he protects investor capital through conservative underwriting. The conversation also dives deep into how Will is using AI to transform everything from underwriting and Google Ads to lead generation and investor outreach, offering a fascinating look at how technology can dramatically increase the scale and efficiency of a real estate business.Key TakeawaysPrivate Lending Can Provide Real Estate Exposure Without Owning the PropertyWill explains why he prefers lending against real estate rather than dealing with tenants, contractors, renovations, and property operations—and how lenders can earn attractive interest while maintaining a secured position.Protecting Capital Starts With Conservative UnderwritingThe goal isn't to take back properties when borrowers default. It's to structure loans with enough margin of safety that the investment remains protected even when something goes wrong.Fund Structures Can Reduce Concentration RiskRather than putting all of an investor's money into a single loan, Will prefers a fund model that spreads capital across multiple loans and borrowers.AI Is Transforming Real Estate UnderwritingWill uses Claude Code to analyze borrowers, verify their track records, review financial statements, research potential red flags, and produce detailed underwriting briefs—allowing his team to process significantly more volume.AI Can Turn Marketing Data Into Actionable InsightsBy feeding Google Ads reports into Claude, Will can quickly identify which campaigns, keywords, locations, and time periods are performing best, dramatically accelerating a process that previously took weeks of manual analysis.AI Is Opening New Doors for Capital RaisingWill is using AI to identify potential investors through public property records, including people who own real estate through self-directed retirement accounts, creating targeted lists that would have previously required significant manConnect with Will HarveyWebsite: Harvey CapitalEmail: will@harvey-capital.comConnect with our Deal Maker PartnersCheck out all Partners hereAttorney - Swafford Law LLC Asset Manager - Cyndee Harding, High Caliber MultifamilyCPA - James Bohan, Stonehan AccountancyMentor - Deal Maker MentoringResourcesConnect with Michael BlankTheFreedomPodcast.com Join the Deal Maker MastermindExplore Michael's Mentoring ProgramReview the Podcast on Apple PodcastsGet the Syndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session538/

War Room Reckoning Coming! Bessent Teases $1 Trillion To Fund Bond Buybacks, Former NBA Star Booted From WNBA Game For Wearing Shirt Featuring Dictionary Definition Of “Woman,” PLUS, FBI Arrests Man Who Threatened to Storm White House and Assassinate Trump & More

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When an emergency strikes, the UN Children's Fund, UNICEF, aims to get life-saving supplies moving within 72 hours. UNICEF's emergency response includes health, water and sanitation, education and recreation kits, as well as critical support for vaccine cold chains. At its major humanitarian supply hub in Copenhagen, Denmark, emergency kits are pre-positioned and ready to be dispatched to countries affected by conflict or natural disasters. Erika Abs, UNICEF Emergency Supply and Logistics Coordinator, spoke to UN News's Felipe de Carvalho and explained why much of the most important work happens before emergencies even begin.

Charles and Dom are back for another week and excited to talk about the exact number of migrants that should be let into the country. Charles believes that fewer should be let in, while on the other side Dom believes it should be even fewer. Plus, what if the entire world was made into one nation? No, not that one. ---Listen AD FREE: https://thechaserreport.supercast.com/ Follow us on Instagram: @chaserwarSpam Dom's socials: @dom_knightSend Charles voicemails: @charlesfirthEmail us: podcast@chaser.com.auChaser CEO's Super-yacht upgrade Fund: https://chaser.com.au/support/ Send complaints to: mediawatch@abc.net.au Hosted on Acast. See acast.com/privacy for more information.

On episode 256 of The Compound and Friends, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and Michael Batnick are joined by⁠ Michael Santoli ⁠ to discuss: the surprising strength of the stock market, what's keeping the bull market alive, interest rates and the growing U.S. debt load, why corporate earnings remain so powerful, and whether today's valuations can keep climbing. They also get into AI spending and the return on massive tech capex, market breadth and rotation, the rise of retail investors, options-income ETFs, why bears keep moving the goalposts, and what decades of market history can teach investors about adapting when the old rules stop working. This episode is sponsored by DBMF and Vanguard. To learn more about the world's largest managed futures ETF visit https://www.dbmf.com/TCF Learn more about Vanguard bonds at https://vanguard.com/audio. Sign up for The Compound Newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ DBMF Disclosure: The iMGP DBi Managed Futures Strategy ETF's investment objectives, risks, charges, and expenses must be considered carefully before investing. The statutory and summary prospectuses contain this and other important information about the investment company, it may be obtained by visiting: http://www.imgp.com. The Fund is distributed by ALPS Distributors,Inc. DBMF is the world's largest managed futures ETF as of July 31, 2026 with $4.16 billion AUM. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, the team discusses the latest developments across THORChain, including the ongoing v3.20 vote, the upcoming POL vote, ADR 29 passing, and what could be coming in v3.21 and much more.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:02:00 Marketing update00:03:00 Help desk update00:04:00 MimbleWimble and memoless swaps — don't do it!00:06:00 App Layer features coming to STO00:08:00 Abstracting secured assets away from the user experience00:12:00 Rayyk has been helping a lot with data analytics sites00:13:00 Version 3.20 vote is ongoing — POL vote coming soon!00:15:00 Will auto-claiming bond yield through optional THORName affiliate collector payouts make it into 3.21?00:16:00 Over-solvency explained00:17:00 Treasury discussion00:18:00 What is the future purpose of the treasury?00:21:00 THORChain conference00:23:00 Reserve emission curve and over-solvency — ensuring block rewards continue to be paid00:28:00 Economic Mimir for the emission curve?00:31:00 Voting on the POL percentage00:32:00 ADR 29 passed!!!00:33:00 SwapKit is very excited00:36:00 CCL on the App Layer could help THORChain operate more efficiently00:39:00 When will the App Layer restart?00:41:00 The debt of the United States00:46:00 TSS library: Open source, closed source, or something in between?00:48:00 An ADR to ask nodes what they think about the TSS library?00:50:00 Kenton wants it to be open source00:52:00 A three-month delay before open-sourcing?00:56:00 A closed-to-open-source ADR could be a healthy development00:59:00 What if Chad B were forced by Big Brother?01:02:00 Maya exploit discussion01:07:00 God saves the hardest battles for the toughest warriors01:08:00 We're going to come out ahead01:11:00 XMR is coming — lots of hard work!01:12:00 TAO/Bittensor is slated for 3.21, followed by Dash01:15:00 LP pause and resume question01:18:00 Lessons learned from DeFi over the years01:21:00 We are here for the mission01:25:00 Possible partnerships to create additional revenue streams for the treasury01:27:00 Dev Fund allocation percentage01:30:00 Burn discussion01:35:00 Selling RUNE in a strong market to make capital last longer01:38:00 Looking forward to XMR going live and getting things moving01:40:00 Immediately market the XMR chain when it goes live01:41:00 Call it a soft launch

Sam Faiers had already shut down two businesses. She'd laid off her entire team in one day when the fashion brand stopped turning a profit. So when she found a collagen formula every manufacturer told her couldn't be made, she put the money from the sale of her house into it anyway. Revive Collagen launched in August 2020, mid-lockdown, with no marketing budget, and hit £1 million in sales in 13 weeks. Six years later it's on track for £26 million, sits in 6,000 US retail doors including Ulta, Walgreens and CVS, and is the most awarded supplement brand in the UK - all bootstrapped. In this interview, Sam breaks down the mistakes from her failed businesses that she deliberately reversed the second time, why she spent five and a half years without an office, and what a Kim Kardashian post actually does for a business (it's not what you'd think). What you'll learn in this interview: • Why she sold her house to fund the launch - and how two failed businesses gave her the conviction to do it • The two-year R&D battle where every manufacturer said no - and why that formula is now nearly impossible to copy • How one raw, unpolished video about her own acne drove the entire first 13 weeks • Why they had no office for five and a half years - and the exact overhead mistake that killed her last brand • The cash flow discipline that changed everything: reviewing accounts weekly, not monthly • How they got a six-figure London bus campaign for around 20% of rate card • The ambassador playbook: why they gift product for months before ever signing a deal • What the Kim Kardashian post really did - and why the retailer meetings mattered more than the sales spike • Why she deliberately kept her face off the packaging to avoid being labelled a celebrity brand • How they build products around life stages instead of one supplement for everyone If you're bootstrapping a wellness or supplement brand, deciding whether to put your own face on your marketing, or coming back from a business that failed and trying to get it right this time, this conversation will fundamentally change how you think about product, trust, and building something bigger than your own name. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/operators⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH NATHAN CHAN Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/nathanchan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/nathanhchan/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH SAM FAIERS Instagram → ⁠⁠⁠⁠https://www.instagram.com/samanthafaiers/ Instagram → ⁠⁠https://www.instagram.com/revivecollagen/ Website → ⁠⁠https://revivecollagen.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠

Prof. Jeffrey Sachs : Foreign Agents Fund 254 Congressional RacesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most people save for vacations one trip at a time and start over from zero every year. There is a version where you build the fund once and it keeps paying for your trips forever, and $100 a month is enough to start. 

Amanda Cruise and Ash Patel push Ethan on everything from barriers to entry to third-party management, while Ethan explains why the best operators keep everything in-house, from forklift drivers to core storage revenue. He also lays out how institutional capital, bank debt, and long-term hold strategies are reshaping the marina market as groups like Blackstone-backed Safe Harbor continue buying. If you think you already understand real estate, this episode will challenge that assumption. Ethan makes a compelling case that marinas are one of the last truly inefficient asset classes left and that the opportunity is bigger, messier, and more interesting than most investors realize. Ethan King Founder of Bowline Capital, LLC Based in: Miami, Florida For more information, visit https://superhuman.com/. Podcast production done by⁠ ⁠Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices

The NIA boys and special guest host Zaid Admani discuss Nvidia's $500B Chip Fund, Google Buys Spirit Airlines Data, Rise of American Travel & Gen Z Sports BettingTimestamps(00:00:00) - Intro(00:04:21) - Nvidia's $500B Chip Fund(00:16:18) - Google Buys Spirit Airlines Data(00:31:10) - Anthropic vs OpenAI(00:40:39) - Rise of American Travel(00:59:46) - Gen Z Sports BettingWhat Is Not Investment Advice?Every week, Jack Butcher, Bilal Zaidi & Trung Phan discuss what they're finding on the edges of the internet + the latest in business, technology and memes.Subscribe + listen on your fav podcast app:Apple: https://pod.link/notadvicepod.appleSpotify: https://pod.link/notadvicepod.spotifyOthers: https://pod.link/notadvicepodListen into our group chat on Telegram:https://t.me/notinvestmentadviceLet us know what you think on Twitter:http://twitter.com/bzaidihttp://twitter.com/trungtphanhttp://twitter.com/jackbutcherhttp://twitter.com/niapodcast Hosted on Acast. See acast.com/privacy for more information.

Mike Lomas, Mike Hoeflich, and Glenn Wiggle open with the steady flow of clients relocating from Western New York to Florida before turning to a Virginia case in which a man found not guilty by reason of insanity left a mental health facility on an unsupervised pass and boarded a flight overseas. The hosts react to a New York pilot program extending free health care to sex workers in Buffalo and New York City, question the state's moratorium on data centers, and point to Virginia's data center corridor as evidence the projects bring investment rather than harm. They discuss a cocaine trafficking case involving Penn State fraternity members, then raise concerns about Flock camera surveillance being used for low-level offenses and misidentifications instead of missing children cases. Glenn walks through his hands-on experience building a team of AI agents to handle research, portfolio tracking, and inbox management, and the hosts consider what that means for back office work, offshore labor, and the advisor relationships they argue technology cannot replace. The conversation closes on brownfield redevelopment at former steel and power plant sites, the hosts' view of how each party's policies shape its voter base, immigration screening, and election integrity efforts including voter ID and voter roll cleanup.00:00:00 Clients heading to Florida00:01:50 Virginia insanity acquittal and overseas escape00:04:25 New York's free health care pilot for sex workers00:07:14 Data center moratorium and Virginia's example00:08:51 Penn State fraternity cocaine ring00:11:07 Flock cameras and surveillance overreach00:15:14 Building an AI agent team with Grok00:23:05 AI, back office jobs, and the advisor relationship00:29:32 Brownfield sites, solar panels, and energy00:32:58 Party incentives, immigration, and election integrity

Get Out the Vote (GOTV) efforts are one of the most impactful ways 501(c)(3) public charities can strengthen civic participation and help ensure communities have the tools and information they need to make their voices heard. From voter registration and education to reminders and access assistance, (c)(3) organizations can play an important role in helping people navigate the voting process while remaining nonpartisan. On this episode, we explore best practices for designing effective GOTV efforts, including how nonprofits can engage their communities, train staff and volunteers, and navigate election-related rules. Attorneys for this Episode: Monika Graham Natalie Ossenfort Victor Rivera 501(c)(3)s Must Remain Nonpartisan Internal Revenue Code: 501(c)(3) organizations are prohibited from directly or indirectly participating in partisan political activity (activity on behalf of, or in opposition to, any candidate for public office). Keeping GOTV Efforts 501(c)(3) Safe Effective voter outreach for 501(c)(3)s is focused on expanding participation, not influencing who someone votes for. Therefore, (c)(3)s should refrain from using messages that support or oppose candidates, political parties, or groups of candidates. In addition, they should: ·       Make voter outreach activities available to all eligible voters ·       Ensure GOTV efforts are not coordinated with candidates or campaigns ·       Avoid targeting communities because they belong to a particular political party, voted a particular way in the past, or because they vote in a district where the race is likely to be close The IRS uses a facts and circumstances test when determining whether a 501(c)(3) has violated the rules against partisan electioneering. Building a Strong GOTV Effort ·       Start with your community. Use existing relationships and trusted communication channels to reach the people your organization serves. Connect with voters through tools and spaces they already use, such as text messages, social media, email newsletters, community events, and local partners. ·      Plan ahead. Start by understanding your community's needs. Then, establish goals and timelines, create written policies and training materials, and train staff and volunteers on nonpartisan rules, including the difference between organizational activities and personal political activity. ·       Build partnerships. Collaborate with community organizations, libraries, schools, faith-based organizations, and other trusted institutions to expand outreach and maximize impact. Just remember that if you are partnering with any organizations or entities that are not 501(c)(3)s, all of your collective work needs to remain nonpartisan. ·       Track and evaluate your efforts. Document outreach activities and program decisions, assess what worked, and incorporate lessons learned to strengthen future GOTV efforts. GOTV Activities 501(c)(3) Public Charities Can Conduct 501(c)(3) public charities can support voter participation by: ·       Registering voters through nonpartisan voter registration drives o   NOTE: While this is true for public charities, private foundations have more restrictive rules related to voter registration activities and funding. ·       Reminding people about upcoming elections and encouraging them to participate ·       Sharing nonpartisan information that speaks to the voting process, including registration deadlines, polling locations, early voting, vote-by-mail options, and voter identification requirements ·       Helping reduce barriers to voting by providing nonpartisan assistance, such as transportation to the polls, language access resources, or accommodations for voters with disabilities Remember, some voter registration rules and other voter assistance requirements can vary by state and have probably been updated since the last election cycle, so it is important to train your staff and volunteers on the applicable (and current) rules. Just Remember: ·       In order to remain nonpartisan, 501(c)(3)s should not suggest who people should vote for in upcoming candidate elections. ·       It's not just the Internal Revenue Code you need to think about. Federal election law and state laws also have a lot to say about how nonprofits can engage in election season advocacy. o   For example, federal election law prohibits giving someone something of value in exchange for voting. o   State law will likely regulate how you can interact with voters at polling sites, how and when voters can vote by mail (vs. in-person), and more! Best Practices: ·       Provide training to staff and volunteers so they know how to effectively engage in GOTV work without running afoul of the Internal Revenue Code, federal election laws, or state law. ·       Develop and implement an organizational election season policy that is reviewed and signed by all staff, volunteers, and others who could potentially speak on behalf of your organization. Key Takeaways: ·       GOTV efforts are a powerful way for 501(c)(3) public charities to advance civic participation and strengthen communities. ·       501(c)(3) public charities can encourage people to vote while remaining nonpartisan. ·       Thoughtful planning, training, and compliance practices help (c)(3)s strengthen civic participation in their communities ·       Effective GOTV efforts can engage communities by leveraging trusted relationships, reducing barriers to participation, and providing clear, nonpartisan voting information.   Resources: Want to Conduct or Fund a Voter Registration Drive? The Rules of the Game: A Guide to Election-Related Activities for 501(c)(3) Organizations Voter Registration Rules for Private Foundations Nonprofits, Elections, & the Fine Art of Remaining Nonpartisan Sample 501(c)(3) Organizational Policy for Election Season Vote 411

In this episode of Case Studies, Casey turns the microphone around and becomes the subject, sitting down with Dan Snow to unpack the lessons behind a life built on discipline, learning, and quiet compounding. From selling satellite systems in Des Moines to losing everything he'd earned in a single month, Casey traces the moments that shaped his belief in economic self-reliance and lifelong education, formal or otherwise.The conversation moves through Casey's investment philosophy at Sandlot Partners, his take on specialization over well-roundedness, and the deals that taught him to bet on track record and trajectory. It closes on something deeper: faith, marriage, and the deliberate work behind a 22-year partnership with Chelsea Baugh.This is a conversation about growth as identity, not achievement. Entrepreneurs and leaders will walk away rethinking what it actually takes to build something, and someone, worth keeping.[00:00] Growing Together Or Growing Apart[00:55] Education Versus Hustle[02:45] Teaching Entrepreneurship At BYU[04:05] Dropping Out To Sell[06:00] The Dignity Of Self-Reliance[08:36] Losing It All In 2008[10:58] Committing To Lifelong Learning[12:55] The Accounting Insecurity[15:25] Strengths Over Well-Rounded[17:52] Coach Pope And Trajectory[21:28] What Makes A Great Founder[26:00] Character Versus Competency[28:00] Life Happening For You[41:53] Faith On The Periphery[47:22] What He Loves About Chelsea BaughThe information in this communication is provided for informational purposes only and does not constitute investment advice, a recommendation, or a solicitation to invest in any fund or security. This communication is not intended to provide, and should not be relied upon as, tax, legal, investment, accounting, or financial advice. Recipients should consult their own tax, legal, accounting, and other professional advisors regarding any potential investment in a fund or security.This communication does not constitute an offer to sell or a solicitation of an offer to buy any interest in a pooled investment vehicle sponsored by Sandlot Partners, LLC (“Sandlot”) or any of its affiliates (“Fund”). Any such offer or solicitation will be made only by means of each respective Fund's confidential Private Placement Memorandum (“PPM”), Limited Partnership Agreement, Subscription Documents, and other operative documents (collectively, the “Offering Documents”), which contain material information not included herein and which supersede this communication in its entirety.Past performance is not indicative of future results. There can be no assurance that any Fund will achieve comparable results or implement its strategy successfully. All investing involves risk, including the loss of principal. Each Fund typically invests in illiquid projects that cannot be quickly sold or converted to cash. As a result, investors may not be able to access their capital when desired. Additional risks associated with an investment in a Fund, as well as important information about Sandlot Partners and its personnel, are described in detail in the Offering Documents and in Sandlot Partners' Form ADV, which is publicly available on the SEC's Investment Adviser Public Disclosure website at https://adviserinfo.sec.gov. Both the Offering Documents and Form ADV should be read carefully and should serve as the sole basis for any decision to invest in each respective Fund.Certain statements, testimonials, or endorsements included in this communication may have been provided by clients or non-clients of Sandlot. The individuals or entities providing such statements did not receive direct cash compensation from Sandlot in connection with the statements or endorsements.In certain circumstances, Sandlot or its affiliates may have provided indirect economic benefits or other consideration to such persons or entities, including through business relationships, investments, portfolio company relationships, or other arrangements. Hosted on Acast. See acast.com/privacy for more information.

After 1300 episodes of Welcome To The Future, we've officially run out of Bluetooth and AI products to review. Which means it is time to start planning for the future of the future. Plus, Dom and Charles brainstorm what future robots they'd actually want.---Listen AD FREE: https://thechaserreport.supercast.com/ Follow us on Instagram: @chaserwarSpam Dom's socials: @dom_knightSend Charles voicemails: @charlesfirthEmail us: podcast@chaser.com.auChaser CEO's Super-yacht upgrade Fund: https://chaser.com.au/support/ Send complaints to: mediawatch@abc.net.au Hosted on Acast. See acast.com/privacy for more information.

"There's not a lot of that — you don't really hear about cat parks or cat meetups. So I wanted to try and change that." This episode is sponsored-in-part by Maddie's Fund, OcuTrap, and The Community Cat Clinic. Darein Gray never set out to build a pet-industry platform — he's an IT guy by trade, working in data and business analytics. But when he noticed there was no real gathering space for cat people the way there is for dog people, he taught himself the tools to build one. What started as a solo passion project has grown into Paw-Events.com, a free directory now covering 60-plus U.S. cities, connecting cat and dog lovers with adoption days, spay/neuter clinics, rescue fundraisers, cat cafés, and community meetups in one searchable place. Host Stacy LeBaron and Darein dig into how the platform actually works for TNR and community cat programs specifically — not just the bake-sale-and-fun-run events people usually picture. Organizations running mobile spay/neuter clinics, trapping events, or vaccination and microchipping days can list by city and neighborhood, filtered so people can find exactly what's happening near them. Darein talks through how smaller grassroots groups, which often don't have the advertising muscle of a PAWS or a Humane Society, can get the same visibility as the big names — and how individuals, not just organizations, are welcome to list events too, after a basic vetting process. The conversation also covers the platform's education side (ESA and service animal resources, vaccination info, cat training events), its city-hub structure and how organic communities form within bigger metro areas, and Darein's openness to expanding into new states and regions when local advocates reach out. For anyone doing outreach for a workshop, clinic, or trapping event, this episode is a look at a free tool built specifically to solve the "how do we get the word out" problem. Press Play Now For: How Paw-Events.com works as a free, searchable directory for cat and dog events across 60+ U.S. cities Why the platform is built for TNR events, spay/neuter clinics, and microchipping days — not just adoption fairs How smaller rescues and individual organizers can list events alongside big-name organizations The vetting process for individuals who want to post their own events How city "hubs" and grassroots communities naturally form on the platform What to do if you want your city or state added to the platform The educational resources available, including ESA/service animal info and cat training events Resources & Links Paw-Events.com Website Paw-Event.com's Facebook Paw-Event.com's Instagram Paw-Event.com's TikTok

In this episode, we sit down with Marshall Sandman, founder and Managing Partner of Animal Capital, a seed-stage venture firm whose first fund backed four unicorns and ranked in the top 1% of its vintage.We discuss how Marshall built a venture firm backed by some of the world's most recognizable celebrities and entrepreneurs, the reality of raising a fund in a down market, why most founders should bootstrap instead of raising venture capital, what separates venture capitalists from asset managers, and why he believes today's AI market is overhyped.If you're interested in venture capital, startups, fundraising, investing, AI, or understanding how top-performing venture firms are built, this episode is for you.This episode is supported by Sydecar, HEX, Wispr Flow, Granola, Beehiiv, KalshiSydecar: https://sydecar.io/partners/trailblazersbeehiiv: https://www.beehiiv.com/splash?utm_campaign=trailblazers-2026-Partnership&utm_medium=podcast&utm_source=trailblazers&utm_term=podcast-11&stripe_campaign_code=TRAILBLAZERS30 (or use code “trailblazers30” for 30% OFF)Granola: http://granola.ai/trailblazers *Granola is the official notetaker of Trailblazers. Check out the episode shownotes here: https://notes.granola.ai/t/dff2aba0-4c29-498b-a4e0-2afd6b66c6e1-00b881l8Kalshi: http://Kalshi.com/r/trailblazersWispr Flow: https://ref.wisprflow.ai/trailblazersHEX: http://hex.ai/trailblazers

Minnesota's tourism arm is trying to jumpstart the state's film industry — and a brand-new fund is helping local filmmakers get to the silver screen. The “10,000 Stories Fund” by Explore Minnesota Film and FilmNorth has picked 10 filmmaking teams to receive $10,000 to help create their work. Nell Lawrenz-Wareham, deputy director of Explore Minnesota Film, and filmmaker Alex Nystrom, who is a member of the Red Cliff Band of Lake Superior Chippewa and one of the recipients of the fund, joined Minnesota Now to share more about the effort.

In 2025, Americans gave $617 billion to charitable causes. If your school has a bold vision for students, the money may be out there. The bigger question is whether you have an idea people want to invest in.Too many organizations approach philanthropy by leading with what they need, chasing the biggest perceived “deep pockets,” or treating the conversation like a transaction. That can make fundraising feel uncomfortable for the person asking and uninspiring for the person being asked.Michael Frohna has spent three decades helping organizations raise millions of dollars, and his approach challenges many of those assumptions. He shares what actually drives people to give, what separates a routine request from a transformational opportunity, and how education leaders can build the kind of vision and relationships that attract serious philanthropic support.In this episode: Why one donor was upset Michael didn't ask for enoughWhat $617 billion in annual giving means for educationWhy philanthropists fund a vision, not an equipment listWhat makes some education initiatives inspire major investment while others fall flatHow to move philanthropy from a transaction to a long-term partnership3 Big Takeaways from this Episode:1. You raise a million dollars by having a million-dollar idea. Philanthropists aren't looking to fund a need. They're looking for a vision that shows what their investment can make possible. Before asking for a transformational gift, make sure the idea itself is transformational and that your organization is prepared to deliver on it. 2. The great paradox of fundraising: People dread asking for money, but people love to give. Michael has had million-dollar donors apologize that they couldn't do more, and the only donor he ever upset was upset because Michael didn't ask for enough. Stop viewing the ask as taking something from someone and recognize that you may be giving them an opportunity to make an impact they deeply value. 3. The goal isn't to make someone your donor. It's to become one of their organizations. Major philanthropy isn't transactional. Listen for what matters to the giver, bring them close enough to experience the impact for themselves, and continue engaging them long after the gift so they see your mission as part of their own.Get access to more resources!Check out the official episode page for additional resources, links, videos and more.We want to hear from you! Send us a text.Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn

Pauline Hanson has introduced an original new One Nation policy that the Coalition used five years ago, and Charles' theory for solving productivity received some valid scrutiny. Plus, Dom needs help locking a door.---Listen AD FREE: https://thechaserreport.supercast.com/ Follow us on Instagram: @chaserwarSpam Dom's socials: @dom_knightSend Charles voicemails: @charlesfirthEmail us: podcast@chaser.com.auChaser CEO's Super-yacht upgrade Fund: https://chaser.com.au/support/ Send complaints to: mediawatch@abc.net.au Hosted on Acast. See acast.com/privacy for more information.

Keith breaks down why global crises, geopolitical shocks, and nonstop "doom" headlines haven't stopped stocks and real estate from reaching near all-time highs, and what that means for investors focused on inflation-resistant assets.  He also discusses Memphis as a surprising cash-flow market poised to benefit from the AI boom, sharing details on an upcoming webinar with Mid South Homebuyers.  Keith is joined by real estate investor and educator Jared Garfield to unpack the "Seven-Figure Solution," a strategy that combines cash-flowing rentals with tax-advantaged life insurance to create liquidity, reduce risk, and support long-term retirement income.  Together, they explore how disciplined portfolio growth, smart leverage, and coordinated tax planning can help real estate investors better align their assets with their long-term financial goals. Episode Page: GetRichEducation.com/619 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:02   Welcome to GRE. I'm your host Keith Weinhold. The world is about to end again. It's the economic disaster that never arrives. I'll break it down. Then you've been earning money and investing well all these years. How does it all go together? It can culminate in the seven-figure solution, it's about seeing your future today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. And September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before, we're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:39   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:55   Welcome to GRE from Kankakee, Illinois, to Cherokee, Iowa, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Recid Education, and the world is about to end. Even if you survive, your portfolio surely won't. Oh, jeez. At least that's the impression you get from mass media and what I'll call the Doom Scroll Industrial Complex. Fear creates urgency. Urgency attracts eyeballs. Eyeballs attract ad dollars. And I guess that using a slogan like "everything will probably be fine" well, that's never been a great ratings strategy. Now, can what has happened since 2020. Just this cheery little sequence: COVID, then Ukraine, Israel, Gaza, tariffs, and then the war in Iran. All that just since 2020. I mean, that right there sounds less like an economic timeline and more like a movie plot, or that the world is repeatedly spinning the wheel of misfortune. Yet after all of that, what is the result? Both stocks and residential real estate are near all-time highs. Apparently, the apocalypse has been postponed yet again-at least economically speaking. Now let's zoom out and break down these threats and a few more, all just since 2020, because 2020 is the year where, of course, you had the COVID-19 pandemic, economic shutdowns, the fastest major stock bear market in history, supply chain breakdown. You saw empty shelves, and there was unprecedented government intervention from the Paycheck Protection Program to stimulus checks to mortgage loan forbearance. Then, in 2021 and 2022, you had post-COVID inflation and supply shortages. Now, this was more of a result, not strictly geopolitical, but a major investment threat, and that led to aggressive interest rate hikes. From 2022 to the present, you have Russia's invasion of Ukraine, energy and food shocks came from that, sanctions, instability over in Europe, and really a heightened nuclear risk in 2023. You had the U.S. regional banking crisis. Remember SVB, yes, Silicon Valley Bank, Signature Bank, First Republic. They raised fears of a financial contagion that would spread like fat. Than a secret in a small town, it actually made me buy some gold. From 2023 to the present, you had the Israel-Hamas war and this broad Middle East instability, Hezbollah attacks, Houthi attacks, Red Sea shipping disruptions. It's almost like a geopolitical group project. And then from 2025 to the present, you have renewed U.S. tariffs and a global trade war, and this year you have the U.S.-Israeli war with Iran and the Strait of Hormuz disruption. That is the biggest current geopolitical investment threat because it combines all of these things: war, oil disruption, inflation, higher interest rates, and a recession risk. So it's a lot like this particularly unpleasant smoothie that's been blended together.   Keith Weinhold  5:55   All right. Well, all of that-that is just an absurd amount of uncertainty and disruption only since 2020, and though major markets are at all-time highs in the face of this, let's acknowledge that some were hurt here, like apartment building owners vulnerable to interest rate resets, and certain commercial sectors like office. Even worse, let's be sensitive to the fact that COVID in wars have resulted in a real loss of life. GRE's enduring strategy of primarily owning long-term residential rentals with fixed-rate debt has been comparatively really resilient. In fact, these calamities-they probably made you better off from the inflation that it has spurred. More people work from home. Well, that means that they're consuming our product while higher inflation debased our debt and jacked up our property values and our rents. And you know somehow every. single generation thinks that their collection of crises is uniquely terrifying, and it is not. And what do I mean by this? Well, in the 1980s, people feared war with the Soviet Union, the Cold War. A global population explosion so bad that millions or billions of people would surely die from hunger. You had the AIDS crisis. You had a hole in the ozone layer. Well, all those things. Virtually zero investors make decisions based on that stuff: an imminent Soviet attack or mass starvation from overpopulation. There is one thing that is 100% certain here, and that is that more shocks are coming. In case you don't want to sleep well, you can get worked up over the certainty of future calamities, artificial intelligence is making cyber attacks faster and more scalable. AI has even created entirely novel viruses. A confrontation between China and Taiwan that could create risk in the semiconductor space.   Keith Weinhold  8:18   A blockade that might disrupt the world's advanced chip supply, creating more inflation and more uncertainty. Here is what's changed, though, for what investors care about. You know what has changed with today's set of calamities versus those of the 1980s and earlier, because there is something, and it's a big deal for investors. Here's what's changed: recent history shows that the government does more to intervene during disasters, stimulus checks, liquidity programs where they're printing trillions, bailouts, pushing interest rates down to almost zero, quantitative easing. How about a foreclosure moratorium? Anything you know during COVID, it was a lot of these things, and it was the CARES Act, and it was a student loan payment pause. I mean, the Federal Reserve even set up emergency credit facilities. We now know that when the economic building catches fire, policymakers they rarely stand around admiring the flames. They just flood the place with currency. So the best investors they keep prudently building real estate portfolios in the face of risk, not the absence of risk, because the latter does not exist. This incessant government intervention, whether you agree with it or not, it gives you more safety cushions the next time that things fall apart. That's why what appears risk. Is still risky, but less so. So there is more incentive to take on prudent risk than I've ever seen. You know, no politician wants America to fall apart under their watch. So increasingly, they'll just paper over the problem by printing, printing, printing, and then, therefore, the resultant inflation, the consequence of this, that can be dealt with under the next president's watch, not theirs. In fact, future calamities they almost make you want to own scarce real assets that benefit from inflation, not a hedge, a benefit. Trying to time every war, election, banking crisis, tariff announcement, virus, and Fed decision. Trying to time all of those things-that is usually ineffective. You either own more assets, or you get left behind in everything that's happened since 2020. That just underscores this. In fact, Berkshire Hathaway, the closely watched company that Warren Buffett ran for a long time, but he still has influence in.   Keith Weinhold  11:16   You know, they recently began moving out of cash and into assets, they ended their long net selling stretch. In fact, in the latest quarter ended, they've now done the most buying that they've done since early 2022. They have jumped back in the game. It appears that Berkshire Hathaway got tired of sitting on the sidelines and seeing others make gains, and they're pretty bullish on housing too. They bought a home builder. The bottom line here is that shocks are going to keep arriving, and yet productive assets and well-financed residential real estate has repeatedly survived them and just continued appreciating. Don't wait for a risk-free world because you'll wait forever. When you evaluate all these calamities, just since 2020, again, COVID, Ukraine, Israel, Gaza, tariffs, and war in Iran, and then you realize that both real estate and stocks are near all-time highs anyway, and the government keeps backstopping asset owners like never before. This is just a fresh angle on how much better off you are when you prudently own more inflation-benefiting assets sooner. I want to tell you about something called the seven-figure solution. You've been here listening to me weekly since 2014. You've been earning money. You've been investing well, and now you're going to see how it all goes together. It's about making sure that your real estate and your other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time. Now the liquidity here is key because this is where a 401(k) or IRA limit you, they have taxes and penalties if you want to use those funds early. This doesn't, but the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach Narayish uses something like this, and he is in his 30s. Let's discuss it, and then you'll see where I have an invitation for you, where you can get involved. I'd like to welcome in a guest we last had on the show a few years ago.   Keith Weinhold  13:54   He's a frequent guest on popular shows, including our friends over at the Real Estate Guys Radio Show, and this guest has also been a terrestrial radio show host himself. He's a long-time real estate educator and an active investor, just like you and I. So he speaks from experience and not a textbook. He's the creator of what we'll discuss today, called the Seven Figure Solution. Welcome back to the show, Jared Garfield.   Jared Garfield  14:21   Hey, it's great to be with you again. Thanks for having me.   Keith Weinhold  14:25   It's so good. Now you're with the Haven Bridge Group, and you help people, especially real estate investors, with what's called the seven-figure solution. Tell us about it.   Jared Garfield  14:37   it. Well, Haven Bridge, we get the name for that because people are really looking for a haven of safety, and the bridge is kind of what crosses the gaps that could kind of destroy your wealth, and it's the path to get there. So we want to take people on a path to safety, and the seven-figure solution is the idea that if you're going to be drawing out even 4% per year to not outlive your money, because people are living now. To 8590, 95 years old, and so that means you could have 35 years in retirement. And with inflation and different things like that, you really have to have a lot bigger nest egg than what most people realize. So a seven-figure solution is how to get to more than a million dollars liquid that you can draw on in a tax advantaged manner for the rest of your life, while also having living benefits. And we pull real estate in with it because we want people to have 10 or 15 or 20 rental properties by the time they retired. That they 1031 exchange regularly, so that they're always keeping tax advantages. So that even in retirement you have strong tax advantages, and ultimately we think that when you're 65 or 70, you might want to go from 30 single-family houses to 1031 exchange into one institutional asset that's a little bit less management intensive.   Keith Weinhold  15:57   Okay, so this is a tax advantage vehicle that real estate investors can use during their investing career, and those tax advantages then really convert into something that you can use in retirement as well.   Jared Garfield  16:11   Yes, what it does is it's a vehicle that instead of saving the money from your cash flow from your rental properties in the bank, we say, well, why wouldn't you rather invest in something where it grows tax-free, number one, and then number two, you don't have the penalties like you would with a 401k, where you get taxed and you get penalized 10% if you pull it out. It's liquid, usually about 80 to 90% liquid, so you can pull from it whenever you like, and you can use it for down payments to grow your real estate portfolio. But you can earn sometimes between five and even seven or 8% in a tax advantaged manner where you're not taxed on it, but you're earning a much higher return than if you put the cash flow into a bank.   Keith Weinhold  16:51   All right, so you're building this tax advantage pool of capital that grows over time, and this is important to have some liquidity. You know, Jared, I've often talked to our audience, about three to 5% of your portfolio value ought to be kept liquid. Maybe with a vehicle like this, you would want to put in more of that because real estate investors we have expenses, so you have this liquidity to cover things like vacancies and major repairs, or perhaps you could even use this account for future down payments on additional investment properties. Is that how it's utilized?   Jared Garfield  17:27   Yeah, absolutely. And I get it partially this way because in my early 20s, I got up to where I had about six rentals, and at the time, I also owned a real estate brokerage, and I was doing very well. I was making a six-figure income and things. And what happened is, I back when a   Keith Weinhold  17:41   six-figure income was a big deal.   Jared Garfield  17:43   Yeah, back in the early 2000s, it was a little bit better money. But the funny thing was, I had four rental properties that all went vacant at the same exact time, and so now all of a sudden, I was paying like 4500 bucks a month in mortgages, not counting the house I lived in, but I had to cover four mortgages on four of my rental properties all at the same time, and I hadn't saved the cash flow, so I didn't have a huge emergency fund. All my liquid capital went into down payments and into renovation money to rehab the properties. Okay, and so it put me in a real bind, and I was out driving a Volvo S80 around throwing two paper routes in the mornings, and then going to my real estate brokerage after my paper routes to cover those rental properties. And so this was basically meant as a way to say, okay, this is a way that I have the liquidity. I'm getting a higher return, but now my tenants are not only buying me the houses, but they're also giving me a couple million dollars in life insurance, and they're wrapping my investment component or the cash value of that, the cash value part of the policy. They're wrapping that in a way that it grows tax-free, so it just accomplishes a lot of things. But the other thing that's a beautiful thing about it is there's a lot of things that we call living benefits.   Keith Weinhold  19:02   All right, so you have the living benefits and the tax advantages, and I know how you have pointed out that this can save an investor 10s of 1000s of dollars in taxes per year and hundreds of 1000s or more over time. Can you tell us more about that?   Jared Garfield  19:20   Yeah, because what happens is the money that goes in is growing tax-free, so you don't get taxed on any of the growth. But what we really like about it is, let's say that you're cash-flowing $2,000 a month off your rental properties, and you're putting 2000 a month into this policy. Usually, after the first year, if you're max funding, 80 to 90% of that's liquid. So if you've got 24,000 sitting in there, you've got access to 89 to 90% of the money. So it's pretty liquid. But what happens is over a 20 or 30 year period, that money could turn into three or 400,000 a year that you can pull out in the form of policy loans. And by doing that, it's not taxed. And you can pull that out throughout your retirement tax-free. So if you were paying 25% in taxes and you're pulling out 200 grand a year, that's $50,000 a year in retirement that you're saving in taxes. But that could be over a 20 or 30-year period. So over 20 years, that 50,000 could end up being a lot of money. I mean, 500,000 over 10 years, a million over 20, and so that means you don't have to accumulate as much. But a lot of our investors love it because they'll save it up with discipline, and then that way it's there if the furnace blows. So it makes your real estate safer, but it also becomes your down payment funds to expand your portfolio.   Keith Weinhold  20:40   Okay, the seven-figure solution is the vehicle that we're talking about here, and what part of the IRS code, just briefly, is it that gives this tax advantage?   Jared Garfield  20:51   It's Internal Revenue Code Section 79 that allows it to grow tax-free. In the 1980 s, doctors and a lot of very wealthy people were using this to the point that IRS changed the laws. They went and sued the insurance companies because doctors would go in and dump $2 million in, and they would buy a $2 million life insurance policy. So they were self-insured, which meant that they didn't have any cost of mortality on it. So they basically got all the benefits of the tax-free growth and the tax-free pullout. And the IRS said, "Wait a minute! We think you're doing tax evasion. So what they did is they came around and they said, "We're not going to let you use this loophole anymore for the very wealthiest people to have this. So they came to a compromise, and the compromise was that if you wanted to put in 2 million, you had to maintain a corridor where there had to be a little bit higher amount of life insurance. So you might have to buy a $2.3 million policy, but then you could still dump, say, $2 million in and have all the tax advantages. It's a strategy that's been used for over 100 years by families like the Rockefellers and the Hunts and J.P. Morgan. The very wealthiest families have always used these strategies to grow and protect their wealth.   Keith Weinhold  21:59   Okay, so it's a part of the tax code that allows cash value to accumulate within and be withdrawn from a life insurance policy tax-free.   Jared Garfield  22:11   Correct, and it gives you living benefits, which I alluded to a minute ago. And the living benefits are if if you end up having to go through things like long-term care, disability, if you can't perform, you know certain functions for a certain period of time, chronic illness, critical illness, terminal illness. If any of those things happen to you, you can borrow against the policy and have access to money during those things that would normally decimate your wealth, because you can actually access the death benefit in advance.   Keith Weinhold  22:42   Now I know a little about the six risks. Tell us about that.   Jared Garfield  22:47   Well, Keith, there are six risks that all investors face regularly. The first one is inflation erosion, and that means that your purchasing power often ends up leaking out of your balance. And the balance might look fine, but inflation can eat away at it. So even if you've raised a lot of money, if inflation means that you can buy half as much five or 10 years from now, then you know your wealth isn't as big as you thought. The second is the volatility setback, and that's sequence of return risk. That means that if you retire on a bad year where things really bad, stock market drops, you could end up using your money at a time where it really weakens your wealth because it may have dropped by 50% So if you had a million, now you have a half a million, and you're spending 100,000 a year. At the end of year one, you might only have 400,000 left. So sequence of of return risks from volatility setback, tax drain. That's just the compounding cost of an uncoordinated tax picture can really be a problem, and then the next one is liquidity. If you don't have liquidity and you've locked up all your money and you can't access it until you're 59 and a half without significant taxation and 10% penalties, the liquidity lock is a problem. There's the longevity paradox. What happens if you outlive your money, you know. So living longer is a benefit, but it exposes you to where you might not have enough money to live on in your latter years. The last two are care avalanche, and that is if an unexpected health event happens at the wrong time, it could really destroy your wealth because medical costs have spiraled out of control, and then the last one is the line to land, and that's only one of the six that's really about growth.   Keith Weinhold  24:28   Right, only one of the six of those was about growth. I can't stand the longevity paradox. Yeah, we think we all want to live a long time, but then it's more difficult to fund living a long time, and if you outlive everybody, nobody shows up at your funeral either. The longevity paradox-one of the six risks that the seven-figure solution can really help you with. Now, tell us more about funding it, so you can get a good cash value balance in. There, I know that one way you do it is actually with short-term rentals instead of a paycheck.   Jared Garfield  25:06   We love short-term rentals, especially for our highest net worth clients, because the reason is is the bonus depreciation of the big beautiful bill. Oh, right! You could take up to like 150 or even $200,000 in year one, they take that depreciation that they used to spread out over a whole lot of years, and they make it to where if you get with your CPA and you analyze your short-term rental, you could potentially take all of the furnishings, all of the artwork, all of the dishes and things that are in the property. Sometimes they'll let you take components like the appliances, the air conditioning unit, the furnace, and they'll let you take it all in year one instead of having to line item it and spread it out over you know 27 and a half years. So what this means is, if you have a short term rental, then you you might get like 150 to 200,000 tax break in the first year on the right property, but it's better than that because instead of having to have like 750 hours to hit full-time real estate professional status, it cuts the hours that you have to have significantly down. I think it's more like 150 hours or something like that, or 300. It's like half the hours, and so you can hit the benefits of taking unlimited passive loss much easier if you have a couple of short-term rentals.   Keith Weinhold  26:24   You're listening to Get Rich Education. We're talking with Jared Garfield about the seven-figure solution, something that takes some time to understand, but it can give you a tax-advantaged pool of capital that grows over time, and it also creates this overall tailwind, not just during your investor life, but then it provides tax advantaged retirement income at the same time. More on this when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group and MLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com, that's ridgelendinggroup.com.   Keith Weinhold  27:25   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. This is the   Speaker 2  28:28   Real Wealth Network's Kathy Betke, and you are listening to the Always Valuable Get Rich Education with Keith Weinhold.   Keith Weinhold  28:46   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking about the seven-figure solution with Jared Garfield. Something that can be a particular benefit to real estate investors both during your investing career and then once you're in retirement as well, and this can take the form of either an indexed universal life policy or a whole life policy. There are a lot of wrong ways to do this and wrong things to get into. We're talking about the right way. Part of that is funding it as best you can. Can you tell us more about that?   Jared Garfield  29:20   Well, there's a lot of different ways to fund it. A lot of our clients will come in. We have some people who will use rollovers if they're nearing the end of retirement. Some people will roll over a 401k into a cash value life insurance policy because they can do it over a five or seven year period, and they pay the taxes when they roll it over, so their taxes go up a little bit for five or seven years of retirement, but then what happens is that means that during their retirement they're not taxed on the income all the way through retirement, so that can save really significantly. But a lot of our clients will do a flip and dump 40 or 50,000 a year in by just saying I'm going to do one flip a year and use that to. Fund the whole thing, or they'll take the cash flow and dump the cash flow into here instead of the bank, just so that they get the living benefits and they get the much higher return with still 80 to 90% liquidity. So could be cash flow from rentals, could be money from a flip, or sometimes some of these short-term rentals can make 20 to $30,000 a year, and if you get $100,000 tax break, you have more money that's not going to Uncle Sam, and then because that's your discretionary income now, because of the tax break, you could use that money to for down payments to grow your portfolio or to do a flip.   Keith Weinhold  30:35   Now, Jared, I sort of think of the cash value that you're accumulating in this policy as safe money that grows at a slow to moderate steady rate, but if it rarely or ever loses value, can you tell us more about that and the rate of return expected in the policy?   Jared Garfield  30:52   Yeah, absolutely. With the IULs, it's going to depend a little bit upon the carriers and stuff like that, and whether you go with a mutual company and stuff like that. It can vary, but a lot of times people are going with things that are what we call indexed. So you can actually index it to the S and p5 100 if you think that we're going to have a bull market and the market's going to really go up strongly. You can index it to the market, and sometimes they'll have a participation rate where they'll say, "Okay, you can participate up to 12% So if the stock market does 17% the most you can make is 12% So you're giving up a little bit of upside, but that's still not nothing. I mean, that's not three or 4% You can still make you know 10 or 12% that year, but you're giving up the part above the participation rate. And the reason that you do that is if the market tanks and drops by 30 or 40% The worst you can do is 0% return. Zero is my hero because you didn't lose anything. So if you had a half a million sitting there, you don't go down to 250 and then wait eight years to get back to break even. Instead, you're still at half a million. And if the market goes up next year by 20% and you had a 10% cap. Then your half a million, you know, is now at 550,000. When everybody else, if it went up by 10% they're at half the amount that they had.   Keith Weinhold  32:13   You have a story or example of how you've helped somebody with this, because I know a lot of investors that are passionate about utilizing the cash value inside an insurance policy tell us.   Jared Garfield  32:28   Well, I've got one friend who's a developer, and he did like a $5 million policy. And every time he flip a subdivision or flip a house, and let's back   Keith Weinhold  32:36   up. Does a $5 million policy mean that's the death benefit?   Jared Garfield  32:40   Yeah, that's the death benefit. Thanks for catching that. That's the death benefit, but that also has a correlation to how much money you can dump into it. So if you have a $5 million policy, you can dump a lot more money in for the tax free growth. And the quicker you hit that death benefit amount, at that point you're self-insured, and so at that point you really don't have cost of insurance on administering the policy hardly at all, and so at that point, when you're what we call self-insured, the return on the investment becomes a lot better. But this particular developer was able to use this policy because he had so much cash value in, and if he sold a house, he'd take 40,000. If he sold 10 a year, he might take you know 400,000 and dump it into this policy, and so it made him bankable. And he was able to use the money to go out and do new subdivision developments because the bank would actually use the policy as the collateral to be able to give him loans at much lower interest rates.   Keith Weinhold  33:38   That's valuable. Tell us about that. I don't want to use the wrong words here, but then effectively with this example, are you borrowing against the funds in the policy? So therefore, you can get those dollars working for you somewhere else, all while simultaneously the cash value continues to compound and grow. Sort of another form of leverage.   Jared Garfield  34:01   Correct. What they basically do is they basically freeze part of the amount and say, okay, we're using this as the collateral and stuff like that to be able to do the loan. But if it grows and and makes 7% you're still making the money off of the money that's sitting in there. It's just collateralized as part of the loan. And some people will even use it to like go buy a car, like instead of buying a car and going getting a bank loan and paying 7% to the bank, they might borrow money out, go pay cash for the car from the life insurance policy loan, and pay 2% instead of 7% But they're paying it to themselves, and as long as they're paying the interest to themselves, if the money that they borrow out could potentially still earn the same money and earn 7% even though you had borrowed out. So it's doing two things for you at the same time, as long as you're paying that loan interest. But and that depends on the option that you take when you do your loan.   Keith Weinhold  34:54   We love leverage around here. Leverage trumps compound interest. In so many ways. Oh, I'm really glad that you told us some more about that using the funds in more than one way at the same time. Tell us more about what it costs for the investor, the costs of setting this up, and then what some of those trade-offs are, Jared.   Jared Garfield  35:18   Well, that really depends on the individual. I mean, everybody has to sit down and be able to decide what is acceptable for them. You know, a lot of times people will want to max fund the 401k that they're doing at least just to the amount that's matched. But then after that, this could be a great place instead of putting a whole bunch more money into a 401k. Some people will elect to say, "I'm going to put the matching portion into my 401k, but then I'm going to take my cash flow from my real estate and money that I could have contributed to other alternatives and put it into this because I want the liquidity. I want to be able to leverage this money and pull it out without any restrictions. That as long as I can pull out 80 to 90 percent, I could go buy a car wash, or I could invest in a business, or I could, you know, do whatever I wanted to. I could loan it to my kids for their college and make them pay me loans back to my policy. There gives you a lot of flexibility to do it. But the thing that we love about it is we'll do what's called an illustration, and it may end up if you start at the right time, it could be a six-figure passive income stream at retirement, and then if you have the real estate, because this helped you grow your portfolio, where without doing the strategy, you might have ended up with say 10 properties. We might be able to get you to 20 or 30 properties working together as a team with your real estate coaches and stuff like that. Then we can potentially grow your real estate portfolio, and what we want to do is 1031 exchange every seven to eight years. I don't believe in holding properties for 30 years.   Jared Garfield  36:47   I believe in exchanging them every seven to eight years because when the tax benefits have been used up, if you exchange to twice the size portfolio, you have better appreciation on a portfolio worth twice as much. But that new value, you still get the depreciation advantages, where the old value that was half, you know, the depreciation is used up. So you're you're getting new depreciation on the higher value assets, and then our goal would be that by the time you don't want to be involved in managing the property managers, that at some point you're going to have a 200 unit apartment complex with on-site management, and at that point you don't have any financial worries really because you're 1031 exchanging into those apartment complexes, but you have so much equity that you're still maintaining depreciation during your retirement years. When most people who have lesser plans don't have the tax advantages,   Keith Weinhold  37:41   I love that you said so much of that, and to you, the listener, Jared is licensed to do this, and our own in-house investment coach. You mentioned coaching. Naresh has the proper licensing as well to holistically help integrate this into your investor life. And for example, yes, we are rarely of the mindset that you would hold a property for all 30 years because after seven to 10 years, your leverage ratio gets worn down, and then additionally, if you're buying turnkey properties, oftentimes that's when capex expenditures start to enter into the picture. So yes, oftentimes we do these seven to 10 year holds.    Jared Garfield  38:23   I love that. Yeah, that's a really really good strategy, and and it always makes it to where you can grow so much bigger portfolio by not being taxed through that exchange. And you know, believe it or not, there's actually even ways when you have extra cash boot, they do allow if you notify them in advance. Sometimes you can take some of the cash boot on the exchange and roll it into some of the products that we utilize.   Keith Weinhold  38:47   For more specifics, I know you said it's based on one's individual situation, but how much does it cost to set up a policy? And then, are there any ongoing maintenance fees? Can you give us more specifics there?   Jared Garfield  38:59   So, there's small fees to administer the policy because you have people who are trading and doing different things and working within the policy for the funds. But usually, you can set policies up as low as 100 or even $200 a month. We don't usually recommend that because you want to max fund it. Usually, when you're doing these strategies, if you're just doing $100 or $200 a month, you're basically buying life insurance, but you're missing a lot of the benefits because what you want to do is to be able to max fund it. So what we like people to do is get as minimum life insurance. That's not in our advantage because we get paid based on the premium of the amount of life insurance you get. But you get the smallest amount of life insurance for the amount that you can max fund. I would much rather have somebody get a $500 a month policy that, let's say, they could put you know a thousanmd a month in or something like that, than to have somebody get $1,000 a month policy where they're paying a thousand a month but they can't max fund it because by max funding it you're maximizing the growth component of the cash. Value, and so it depends on how much you want. But you can go anywhere from $100 or $200 a month to we have clients that will dump $20,000 a month in because they really want to shield as much money as they can from tax growth.   Keith Weinhold  40:15   Tell us more about who the seven-figure solution is for and who it's not for.   Jared Garfield  40:20   Well, if you're living month to month and you don't have discretionary income, it's probably not a good solution. In that situation, you probably want to get term insurance and just make sure that you cover catastrophic things. But if you've got discretionary income and you've got an extra four to $500 a month that you could use to max fund, we figure most people need life insurance anyway, and the way that we teach it, when you mix it with real estate, rather than pulling it from your monthly budget, doesn't it make a lot more sense to let your tenants buy the houses for you, but also pay for a half a million or a million dollar life insurance policy for you, where the tenants are covering the savings for anything that happens at the property with capex or vacancy or damage, and at the same time covering life insurance and potentially a six-figure passive income that's tax advantaged at retirement. So I pull the money out from other assets and let the assets cover this asset.   Keith Weinhold  41:18   Oh well, Jared, this has been great. Before I ask you if you have any last things to tell the audience about the seven-figure solution, I invite you, the audience, to join us. It's going to be Jared and our own in-house investment coach, Nareesh, bringing you a live online event that you can join from the comfort of your own home next Thursday, the 27th at 8 PM Eastern. You can register now; it's free at grewebinars.com because there are a lot of moving parts, and it does take some time to wrap your head around this, benefiting from the cash value of an insurance policy. And this way you can have a Q and A, and you can get answers in real time at this event. It's called the Seven Figure Solution: Build wealth, reduce risk, and create tax advantage retirement income through real estate. Again, it is next Thursday, the 27th at 8p.m. Eastern, you probably have generated some questions inside your head while you're listening to this, and you can sure have them answered there as you're going to learn a whole lot more about it next Thursday. This could help a lot of people. Jared, do you have any last thoughts?    Jared Garfield  42:38   I think the only thing is that we like to work with the team. We like to work with your CPA. We like to work with your real estate investment coach. I used to be a coach and trainer for Robert Kiyosaki, who wrote Rich Dad Poor Dad, and he always talked about power teams. And so we want to be able to be a part of your power team and work with your other advisors to help you implement something. We're not here to give you tax advice. We want you to be able to work with your investment advisors and your CPAs, and just be a part of the team. But I would point out that over my career, I've owned hundreds and hundreds of single-family cash flow rentals, duplexes, fourplexes, apartment complexes. I've done some land development, and I implement these strategies myself. I had 17 Airbnbs, and so these are the strategies that I implemented as a full-time real estate professional. I felt like that this strategy of having a seven-figure solution could help you to avoid some of the pitfalls that I experienced in my 20s.   Keith Weinhold  43:32   So much all comes together for one pretty comprehensive solution. It's the intersection of growing your portfolio, getting tax advantages and having the death benefits of insurance and more all coming together next Thursday, so that you can learn more. Jared, it's been great having you back on the show.   Jared Garfield  43:52   Thanks, Keith. Always glad to join you.   Keith Weinhold  44:00   Integrate the seven-figure solution the GRE way, where we have this conscientiousness about leverage and cash flow. In this case, it's how to prudently leverage a life insurance policy. When it's time to tap your cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, hence using the funds in more than one place, and the IRS does not tax loan proceeds. This reminds me of a billionaire and how they borrow against the value of their stock. That way, they don't have to sell their assets. This is similar to what you can do with this. Another thing is that you know real estate investors are not used to a volatile ride because our asset values stay stable. You heard Jared mention the acronym IUL there. That's an indexed universal life policy. It's a real benefit. That says you tie yours to the S and P five hundred. Well, that index was down 18% in 2022, and that your cash value can have an upside ceiling and loss protection on the downside-an option that you'll care more about as you get toward retirement. In 2008, the S&P was down 37% so the math is cruel on value losses. In fact, it's even worse than it sounds because if you're down 30%, then you need a 43% gain just to get back to even. That is just math.   Keith Weinhold  45:39   There are some mistakes to avoid here, and you don't just want to set up your seven-figure solution off of a website. And it is based on products that you might have heard of from companies like Nationwide and Mass Mutual. I strongly encourage you learn more, see how it all goes together, learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, 721 exchange, and 1031 exchange. This is very much about seeing your future. You've been listening to me here every week for almost 12 years, earning money from your day job, building your real estate portfolio, either from our investment coaching or on your own. This is how it all goes together. Next week with Jared and GRE investment coach Naresh. By attending live, you can have your questions answered in real time. One last time, you can sign up for the event for next Thursday, the 27th at 8 PM. Eastern, 5 PM. Pacific. Learn about something that's potentially really valuable to you: the seven-figure solution at grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  46:59   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  47:26   The preceding program was brought to you by your home for wealth building, getricheducation.com  

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(4:00) Corey cuts to the chase with Ashton Daniels (13:00) How will they return to elite line recruiting? (24:00) Faith in Daniels during the clutch moments? (30:00) B1G or SEC Vol LX (34:00) Who will elevate whom? (39:00) Will a true freshman WR finally deliver? (44:00) Aggressive leaders wanted (48:00) Indiana or FSU (58:00) What's different from year's past? (1:13:00) Should the city fund its economic driver? Music: Too Bad Eugene - Everything Is Over Follow CumminsLifestyle on IG   Get $10 Off at BRUNT with code WAKEUP at https://www.bruntworkwear.com/WAKEUP  #Bruntpod Upgrade your wallet today! Get 10% Off @Ridge with code WAKEUP at https://www.Ridge.com/WAKEUP #Ridgepod https://pscrb.fm/rss/p/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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Robinhood CFO and Robinhood Ventures President Shiv Verma joins CoinDesk's Jennifer Sanasie from the floor of the New York Stock Exchange on the day Robinhood Ventures Fund II began trading. Verma breaks down how the fund gives everyday investors access to early-stage Y Combinator companies at the ground floor. - Timecodes: 00:00 Robinhood Ventures Fund II Begins Trading on NYSE 00:42 Partnering With Y Combinator for Startup Access 01:11 How Robinhood Values Private Companies Using SAFEs 02:25 Fee Structure, Daily Liquidity, and No Accreditation Required 04:16 Why the Best Companies Are Staying Private Longer 06:13 Robinhood Chain, Tokenization, and the Next Bull Cycle

(4:00) Corey cuts to the chase with Ashton Daniels (13:00) How will they return to elite line recruiting? (24:00) Faith in Daniels during the clutch moments? (30:00) B1G or SEC Vol LX (34:00) Who will elevate whom? (39:00) Will a true freshman WR finally deliver? (44:00) Aggressive leaders wanted (48:00) Indiana or FSU (58:00) What's different from year's past? (1:13:00) Should the city fund its economic driver? Music: Too Bad Eugene - Everything Is Over Follow CumminsLifestyle on IG   Get $10 Off at BRUNT with code WAKEUP at https://www.bruntworkwear.com/WAKEUP  #Bruntpod Upgrade your wallet today! Get 10% Off @Ridge with code WAKEUP at https://www.Ridge.com/WAKEUP #Ridgepod https://pscrb.fm/rss/p/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When the person responsible for managing nearly **$2 trillion of a nation's savings** starts discussing the possibility of losing all of it, you should probably listen. Though, deep down you already know what I'm talking about. You think everyone is long and buying the market. The truth is, people are already checking out, especially the institutional types. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------EDU's August 2026 Webinar on the four stages of investing:https://youtube.com/live/6loLe-RuGk8?feature=shareEDU's June 2026 Webinar on the backgroud:https://youtube.com/live/We2aP56WLJ8?feature=shareEDU's Special webinar offer:edu2.eurodollar.university/webinar ----------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

It is now well known that the Biden administration flooded the United States with illegal immigrants utilizing an open-borders policy, but few people discuss the legal mechanisms the Democrats were also using to import foreigners. Brian Chau of Effort News joins me to discuss his latest investigation into the role that religious charities played in importing foreign population, with some groups receiving the majority of their funding from the government for refugee resettlement. We also discuss a California program denying pregnant women health care if they are not black.  Follow on: Apple: https://podcasts.apple.com/us/podcast/the-auron-macintyre-show/id1657770114 Spotify: https://open.spotify.com/show/3S6z4LBs8Fi7COupy7YYuM?si=4d9662cb34d148af Substack: https://auronmacintyre.substack.com/ Twitter: https://twitter.com/AuronMacintyre Gab: https://gab.com/AuronMacIntyre YouTube:https://www.youtube.com/c/AuronMacIntyre Rumble: https://rumble.com/c/c-390155 Odysee: https://odysee.com/@AuronMacIntyre:f Instagram: https://www.instagram.com/auronmacintyre/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You To Be Rich speaks with Mary and Harry, 57 and 62, who are approaching retirement while spending more than they earn every month. They have a blended family of seven adult children and continue stepping in whenever one of them needs money, housing support, childcare, repairs, or help managing another crisis. Mary handles nearly all of their finances and feels overwhelmed almost every day. Harry's income is inconsistent, and about a year ago, he revealed that he had accumulated $43,000 in credit card debt without telling her. Mary initially feared he was about to confess to an affair. Instead, she discovered that decisions she had been making were based on an incomplete picture of their finances. Today, they have approximately $476,000 in assets, $499,000 invested, just $3,000 in savings, and $435,000 in debt. Their net worth is around $542,000, but their fixed costs have reached an unsustainable 139%. With retirement approaching, Ramit makes it clear that small cuts will not be enough. Harry needs to substantially increase his income, they may need to sell their home and rent, and both of them must stop treating their adult children as financially dependent. In this episode, we uncover: Why Mary thought Harry was confessing to an affair How Harry accumulated $43,000 in secret debt Why their fixed costs reached an alarming 139% How they spend more than they earn every month Why they have only $3,009 available in savings Their $476,000 in assets and $435,000 in debt Why Mary thinks about money almost every day How supporting their adult children created more debt Why they gave one child between $20,000 and $30,000 How financial secrecy damaged Mary's trust in Harry Why Mary became solely responsible for their finances How guilt prevents them from saying no to their children Why Mary continues covering some expenses for her adult son The text Mary sends removing him from their phone plan Why Harry needs to increase his income to $5,000 monthly How renting could reduce their fixed costs to around 59% Why selling their house feels like failure to Mary How renting could free up more than $2,000 each month Why boundaries could make their adult children stronger Whether they can transform their finances before retirement Chapters: (00:00:00) Introduction (00:02:38) Adult children, broken trust, and income imbalance (00:05:16) Harry reveals his hidden credit card debt (00:06:50) Mary fears Harry is about to confess to an affair (00:08:44) Their blended family of seven adult children (00:11:19) Rebuilding trust after financial secrecy (00:18:07) Why Mary manages the finances alone (00:24:21) Mary fears carrying a mortgage into her 80s (00:28:04) What happens if nothing changes? (00:32:20) Would they fund another family emergency? (00:35:53) How Mary inherited her beliefs about money (00:52:03) Their retirement savings and pensions (00:59:39) The true cost of rescuing their adult children (01:16:23) Ramit reviews their Conscious Spending Plan (01:18:27) Their fixed costs reach 139% (01:22:32) Mary texts her son (01:26:59) Cutting groceries, clothes, and subscriptions (01:29:00) Harry must dramatically increase his income (01:32:25) Should they sell their house and rent? (01:54:48) Mary and Harry's follow-up This episode is brought to you by: Superhuman Mail | Sign up for Superhuman Mail today at https://superhuman.com/podcast. Fabric by Gerber Life | Go to meetfabric.com/RAMIT and apply today, risk-freeGrow Therapy | Visit https://growtherapy.com/ramit to find a therapist today NetSuite | If your revenues are in the seven figures, go to https://netsuite.ai/ramit to try NetSuite Next for free Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd  If you're part of a small group listening to this podcast that is willing to take action, I built Road to $100K for you - a step-by-step program on how to reach $100K. Join Rich Life: Road to $100K at iwt.com/100K. Connect with Ramit • Get my new book, Money For Couples • Join my Rich Life: Road to $100K program • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Apply to be coached for free on this podcast at https://iwt.com/apply

Todd Blanche, President Trump's nominee for attorney general, is rescinding an order to create a $1.8 billion fund for Trump's political allies. Is that enough to persuade senators who blocked his nomination to back him? And President Trump is backing off additional attacks on Iran as negotiations resume today. Why is Trump willing to give diplomacy another go? Also, are progressive candidates poised to win big in this year's midterm election? Upcoming primaries may offer clues.Want more analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Tina Kraja, Jason Breslow, Megan Pratz, Arezou Rezvani and Lindsay Totty .It was produced by Ziad Buchh and Nia Dumas.Our director is Christopher Thomas.We get engineering support from Neisha Heinis. And our technical director is Carleigh Strange.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include sponsor-free listening. Learn more at plus.npr.org.(0:00) Introduction(01:58) Blanche Rescinds 'Anti-Weaponization Fund'(05:32) Iran Strikes Called Off(09:23) Midwest PrimariesSee pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy