Podcasts about cfo

Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

It's This Week in Bourbon for January 9th 2026. Meat Church BBQ Makes an Investment in Pursuit Spirits, The Weavers of Uncle Nearest File a Civil Suit against their former CFO, and Watch Hill Whiskey Company unveils two new limited releases.Show Notes: Meat Church BBQ acquires minority stake in Pursuit Spirits to fuel distribution and innovation Uncle Nearest co-founders file 223-page fraud lawsuit against former CFO Michael Senzaki Kentucky Bourbon Country Auction unveils rare Elijah Craig and Four Roses "12 Lots" benefiting veterans Ohio-based A.M. Scott Distillery files for Chapter 11 bankruptcy with $3.35 million in debt Bardstown Bourbon Company earns second consecutive EPA ENERGY STAR certification for energy efficiency Whiskey House of Kentucky achieves major ISO certifications for quality, safety, and environmental excellence The Whiskey Social App launches new Clubs feature to enhance community bottle tracking and discovery Sotheby's announces first live single-owner American whiskey auction estimated at $1.17M–$1.68M Give 270 surpasses $2 million in donations and launches Weller “Rainbow” vertical charity raffle Watch Hill Whiskey Company debuts 18-year Exceptional Series Batch 03 and Chef Series Rye New Riff Distilling expands single barrel program to include 6-year-old 100% Malted Rye Learn more about your ad choices. Visit megaphone.fm/adchoices

Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode,Caswell Samms III, Executive Vice President and CFO of Nemours Children's Health, discusses financial priorities for 2026, including purposeful growth, Medicaid reimbursement pressures, and strategic investments in maternal care and virtual health. He also shares how CFOs must lead with agility, clinical insight, and mission focus in an uncertain healthcare landscape.

Pascal Wagner interviews Bob Fraser, CFO and chief macro strategist at Aspen Funds, to break down how oil and gas can (or can't) fit inside a diversified portfolio. Bob explains the three parts of the industry (upstream, midstream, downstream), why most LP horror stories come from drilling risk, and why he prefers buying already-producing, non-operated working interests to reduce geology/engineering/operator risk. He also walks through what tax benefits investors often misunderstand (IDCs vs. depletion allowance), the importance of low leverage + hedging in a volatile commodity business, and the key red flags he'd watch for when underwriting deals (vertical wells, unrealistic pricing assumptions, and weak operator quality). Bob FraserCurrent role: CFO and Chief Macro Strategist, Aspen FundsBased in: Overland Park, KansasSay hi to them at: Website: https://investlikeabillionaire.org Company: https://aspenfunds.us LinkedIn: https://www.linkedin.com/in/bobfraser10/ Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Think AI will free you from ‘mundane bookkeeping' so you can do advisory? Blake and David say it's the opposite. Hear how owners already use AI as a de facto CFO, why drafting narratives—not matching bank feeds—is the real win, what the ‘AI premium' means in a billable-hour world, and the two numbers firm owners should track in 2026: monthly recurring revenue and bottom-line profit.SponsorsUNC - http://accountingpodcast.promo/uncOnPay - http://accountingpodcast.promo/onpayTaxBandits - http://accountingpodcast.promo/taxbanditsChapters(01:35) - News Highlights and Sponsor Acknowledgements (03:56) - AI in Small Business Accounting (07:04) - AI's Impact on Accounting Tasks (10:01) - Thought Leader Survey on AI in Accounting (19:56) - AI Premium and Job Automation (25:27) - Survey Answers from Accounting Thought Leaders (25:54) - AI's Role in Strategy and Decision Making (28:24) - Impact of AI on Competitive Landscape (30:50) - AI's Effect on Costs in Accounting Firms (31:54) - AI Replacing Staff Accountants (33:24) - Personal Job Security and AI (41:05) - AI Influencers and Future Experiments (49:24) - Conclusion and CPE Information  Show NotesThese Small-Business Owners Are Putting AI to Good Use https://www.wsj.com/tech/ai/small-business-ai-chatgpt-prompts-0c9a95c4 AI Thought Leaders Survey 2026: Process Predictions https://www.accountingtoday.com/list/ai-thought-leaders-survey-2026-process-predictions Tech Spending Outpacing People Spending as Firms Adopt AI https://www.accountingtoday.com/list/tech-spending-outpacing-people-spending-as-firms-adopt-ai How Much is the 'AI Premium?' https://www.accountingtoday.com/list/how-much-is-the-ai-premium AI Can't Replace Accountants. When Could It? https://www.accountingtoday.com/list/ai-cant-replace-accountants-when-could-it Accounting in 2026: The Year Ahead in Numbers https://www.accountingtoday.com/list/accounting-in-2026-the-year-ahead-in-numbers AI Vending Machine Lost $1,000 to Social Engineering https://www.wsj.com/tech/ai/anthropic-ai-claude-vending-machine-c7baef6f Anthropic's Project Vend Phase 2 https://www.anthropic.com/research/project-vend-2 Trump Commutes Sentence of Private Equity CEO Convicted of Fraud https://www.cnn.com/2025/12/01/politics/david-gentile-trump-pardon Trump Commutes 7-Year Prison Sentence of Former Private Equity CEO David Gentile https://www.nbcnews.com/politics/white-house/trump-commutes-7-year-prison-sentence-former-private-equity-ceo-david-rcna246744 California's Controversial Wealth Tax Proposal Leaves Billionaires With Little Way Out https://www.cnbc.com/2026/01/08/california-wealth-tax-proposal-leaves-billionaires-with-little-way-out.html California Could Impose a Billionaire Tax. Here's How It Would Work https://www.cbsnews.com/news/california-billionaire-tax-ballot-initiative-how-it-works/ New Tax on the Wealth of Billionaires https://lao.ca.gov/BallotAnalysis/Initiative/2025-024Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastWant to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

"Your data is good to go. Customer comes into Hub Analytics and starts chatting with the chat bot to ask questions about the data, get visualized charts and graphs, and really have kind of this virtual CFO experience, which is cool." -Tommy Vincent Tommy Vincent, Co-Founder and Chief Revenue Officer at Hub Analytics, returns to explain how AI is reshaping analytics, advisory, and the bookkeeper's role. He shares how data diagnostics improve pricing confidence, why early forecasting matters, and how AI tools give clients clearer financial insight without added complexity. In this interview, you'll learn: How AI checks bookkeeping work in seconds & catches errors early Why forward-looking analytics matter more than past reports How to deliver CFO-level insight without becoming a CFO To learn more about Hub Analytics, click here. Connect with Tommy on LinkedIn. Time Stamp 00:00 - How AI scans bookkeeping data & flags issues 02:13 - Why AI fits naturally into accounting & finance 05:01 - Using AI to validate work & reduce review time 06:22 - Moving from historical reports to forward-looking insight 08:37 - Why many bookkeepers don't want to deliver CFO services 09:13 - How the Hub Analytics partner program works 11:45 - Using data diagnostics to check & price new clients 14:22 - Catching errors & unknowns before onboarding 16:10 - Why small businesses need forecasting earlier 19:36 - Cash flow forecasting & scenario planning 20:34 - Using AI chat tools as a virtual CFO 22:32 - Turning insights into real business decisions 25:02 - How bookkeepers stay connected to advisory work 29:57 - Making CFO-level insight affordable for small businesses 32:14 - How to get started with Hub Analytics

On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene sits down with Bob Fraser, bestselling author of Invest Like a Billionaire and CFO and Chief Macro Strategist at Aspen Funds. Bob shares how billionaire investors moved away from traditional 60/40 portfolios toward alternative investments—and why everyday investors can adopt the same mindset without billionaire-level wealth. Throughout the conversation, Bob explains why professionally managed real estate is often the most approachable entry point into alternatives, especially for investors who want exposure without taking on a second full-time job. He and Jonathan explore the differences between active and passive investing, the importance of aligned partnerships, and why many investors underestimate the operational demands of being a landlord. The discussion then dives deep into macro-driven investing, with Bob outlining why industrial real estate stands out today due to reshoring trends, logistics demand, and lower construction and operational complexity compared to multifamily. Bob also explains why fund structures can be more efficient than single-asset syndications, offering better capital deployment, diversification, and investor control—especially around taxes and liquidity. In this episode, you will hear: Why billionaires shifted away from traditional portfolios toward alternatives How everyday investors can think like billionaires without massive capital The difference between active real estate and truly passive investing Why industrial real estate is outperforming multifamily in the current cycle How fund structures can improve diversification, tax efficiency, and liquidity What macro trends Bob looks for when evaluating alternative investments Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover these conversations and supports the show's growth. Supporting Resources Connect with Bob: Website: http://aspenfunds.us/  Instagram: https://www.instagram.com/aspenfunds  LinkedIn: https://www.linkedin.com/in/bobfraser10/  Connect with Jonathan: Website - www.streamlined.properties  YouTube - www.youtube.com/c/JonathanGreeneRE/videos  Instagram - www.instagram.com/trustgreene  Instagram - www.instagram.com/streamlinedproperties    Zillow - www.zillow.com/profile/streamlinen​j Bigger Pockets -  www.biggerpockets.com/users/jonathangreene Facebook - www.facebook.com/streamlinedproperties  Email - info@streamlined.properties   This episode was produced by Outlier Audio.

In this Planning Aces special episode, CFO Thought Leader brings together three finance executives operating in very different industries—but facing remarkably similar planning challenges. David Lee of WEBTOON, Cristina Kim of Octaura, and Zane Rowe of Workday share how FP&A has evolved from a periodic planning function into a continuous decision system. Across global consumer platforms, fintech infrastructure, and enterprise software, each CFO explains how they use leading indicators, forecasting discipline, and real-time data to guide resource allocation. The conversation highlights how modern FP&A enables faster learning, sharper prioritization, and disciplined adaptability in an environment defined by rapid growth and accelerating change.

Send us a textIn this Modern Arizona Podcast episode, attorney Billie Tarascio sits down with Melissa Leon to unpack the rising safety concerns surrounding e-bikes, scooters, and youth street behavior in master-planned Arizona communities. They explore why accidents are increasing, how misinformation fuels risky habits, and what families, drivers, and neighborhoods can realistically do to protect kids while still giving them freedom and independence.Melissa Leon is a small business CFO, the owner of Two Sense Consulting, a published author of Efficiency Bitch, an Arizona native, a mother of three, and the founder of Eastmark Safe Streets, a fast-growing community initiative focused on youth street safety. She brings firsthand experience, real data, and practical insight from working with Mesa law enforcement, transportation boards, and thousands of local residents.Key topics covered in this episode:✔ E-bike safety laws in Arizona and what parents must know✔ The rise of teen “ride-outs” and social-media-driven bike groups✔ Why Mesa is seeing a spike in e-bike and pedestrian accidents✔ How Eastmark Safe Streets was built and why community groups matter✔ Legal consequences for parents when minors ride e-bikes illegally✔ The role of city infrastructure, enforcement, and community behavior✔ Retailer responsibility and gaps in e-bike education✔ How to prepare kids for emergencies, collisions, and high-risk situations✔ How parents can balance independence, safety, and real-world learning✔ Practical steps to start safety conversations in your own neighborhoodTo learn more about Melissa, connect with her work, or reach out directlyVisit: https://twosenseconsulting.com

This episode, recorded live at the Becker's 13th Annual CEO + CFO Roundtable, features James Heilsberg, CFO, Tri State Health. He discusses how his organization is using AI, automation, and strategic growth to strengthen care delivery, support clinicians, and sustain financial health in a rural community setting.In collaboration with R1.

Get your FREE 7 Pricing Essentials for CPAs and EAs here:https://geraldinecarter.com/7Is your firm one bad decision away from falling apart?Probably not – even though it sometimes feels that way.This episode reframes what actually puts an accounting firm at risk, and what just hurts in the moment.You'll hear why most firms are far more resilient than their owners realize, how to tell the difference between real danger and normal business pain, and why small experiments are safer than endless overthinking.If January has you cautious, stuck, or second-guessing everything, this will steady the ground under your feet.…Link to full shownotes: https://www.businessstrategyforcpas.com/379…Want Pricing Essentials?If you feel trapped by your own accounting firm, it's not because of the work – it's how you've priced the work. Too many accountants are stuck in undercharging, overdelivering, and people-pleasing cycles. Break the pattern with my short PDF guide: 7 Pricing Essentials »It's free and you can read it in 5 minutes.I want to help you get your prices up without losing loyal clients.  …Want client interviews?310 From Exhausted to Having Her Life Back: Wendy Norman, CPA304 From 55 Down to 15 Hours; Same Take-Home Pay with Melissa Downs, EA293 What it Takes to Work 15 Hours per Week with Erica Goode, CPAComplete list:geraldinecarter.com/client-interview-episodes…FOUR ways I help overworked CPAs go down to 40 hours without losing revenue or hiring:THE EMAIL COURSE – Freegeraldinecarter.com/stop-working-weekendsStop Working Weekends will teach you how to reduce your hours without giving up revenue. THE BOOK – $9.99geraldinecarter.com/bookDown to 40 Hours – A Roadmap for CPAs to End Overworking Without Losing RevenuePEAK FREEDOM COMMUNITY – $197/mogeraldinecarter.com/peak-freedomFor solo and small accounting firm owners who want to rise above the insanity of hustle-cultureDOWN TO 40 HOURS ACCELERATOR – $995/mogeraldinecarter.com/40For the overworked CPA at multiple six figures of revenue who is ready to stop working weekends, wants to implement overdue changes, and doesn't want to do it alone. You'll make progress faster and with more confidence. … Get your FREE 7 Pricing Essentials for CPAs and EAs here:https://geraldinecarter.com/7

In his late 20s, Jorge Pliego found himself financing a major expansion in Mexico—not by calling corporate for cash, but by rethinking the entire structure. At Procter & Gamble, he was given the chance to fund a new paper products facility locally, navigating tax and financing incentives until the deal carried “zero” interest cost, Pliego tells us. Convincing senior leaders in Mexico and at headquarters required clarity, confidence, and an understanding of the business beyond finance alone.That moment reflects a career shaped by early responsibility and proximity to decision-makers. From ERP implementation work—where he adapted U.S. costing systems to Mexico's 100% inflation environment—to treasury leadership, Pliego learned how finance decisions land inside real operating constraints, he tells us. Those lessons were tested again when he left P&G for Sara Lee, joining as the second employee in Mexico. Suddenly, he was learning how to import product, choose systems, hire teams, and manage risk without the safety net of a mature organization.At Diageo, that operational grounding met strategy. As CFO of Mexico, Pliego helped lead a six-month effort to craft a plan to triple the business in three years, he tells us. Finance worked alongside marketing, sales, and operations to define investments, risks, and measurements, while leaders focused on inspiring people and course-correcting quickly.Today, as CFO of Improving, Pliego carries those lessons into a faster, private-equity-backed environment. Speed matters, but discipline matters more. He's shortened the close, sharpened data visibility, and applies the same lens to AI—calling it “a very hungry monster” that only delivers value when fed consistent, high-quality data, Pliego tells us.

Real Estate Syndication Investment Overview Michael and Stewart explored the world of real estate syndication and why it has become a practical alternative to traditional property ownership. They explained how 25 to 50 investors can pool their capital to purchase larger properties, giving individuals access to substantial real estate deals without managing the property themselves. Stewart pointed out that although real estate is generally less liquid than stocks, the future looks promising as tokenization grows and could make private deals more accessible within the next few years. Understanding Investment Risks and Rewards Michael and Stewart broke down the complexities of alternative investments, especially in areas like cryptocurrency and innovative financial models. Stewart explained SEC rules for accredited investors and shared that typical syndicate minimums start at $50,000, with $25,000 possible for new investor relationships. They highlighted the potential for recurring cash flow, attractive tax advantages, and average annual returns around 13.5 percent, with a minimum expected return of 6.5 percent in the first year. Real Estate Tax Depreciation Benefits The conversation shifted into tax strategy, where Stewart explained how depreciation and bonus depreciation can significantly impact an investor's bottom line. He described cost recovery, the ability to deduct the cost of an asset over time, and how current tax laws allow for 100 percent bonus depreciation on certain types of personal property. Michael and Stewart emphasized that real estate offers unique tax opportunities through cost segregation, allowing investors to classify a large portion of a property's cost as personal property and deduct it in the first year. Real Estate Investment Tax Benefits and Market Outlook Michael and Stewart emphasized the importance of solid research and guidance from qualified financial professionals when evaluating real estate investments. They discussed how the U.S. economy is heavily tied to real estate and how government incentives often support development. Stewart shared his outlook on the housing market, predicting potential movement in the first half of next year if interest rates ease and new policies, such as down payment support or extended mortgage terms, are introduced. Housing Market and Investment Insights Wrapping up, Michael and Stewart discussed the importance of a balanced housing ecosystem that supports both home ownership and rental opportunities. Stewart encouraged listeners to explore more about their projects at harvardGrace.com and offered a free digital copy of his latest book to help aspiring investors deepen their understanding of real estate investing. Stewart O. Heath, CPA Stewart is the Founder and CEO of Harvard Grace Capital, a private equity real estate investment firm that helps individuals and business owners build wealth faster through hands-off real estate investing that generates passive income, reduces risk, and maximizes tax efficiencies.  Backed by a combined 150+ years of entrepreneurial and CRE experience, Stewart and the Harvard Grace Capital team have raised millions of dollars via syndications, and consistently deliver tax-advantaged 18%+ ROI on well-located commercial real estate assets (office, retail, medical, self-storage, etc.) between Nashville, Tennessee and Birmingham , Alabama.  Harvard Grace Capital stands out in a crowded market because of its focus on stabilized  commercial real estate, which cash flows from day one – a refreshing contrast to high-risk, speculative ventures. Stewart and his team prioritize consistency and resilience in an economy that feels increasingly unpredictable, often reciting their motto: “boring is beautiful.” A Certified Public Accountant (CPA), Stewart brings over 40 years of business experience to the real estate sector. His background spans multifamily and commercial development, construction, management, and investing, but it's his CPA-level financial rigor that gives him an edge in deal analysis and risk mitigation. Stewart's journey has been deeply shaped by his comeback after losing everything in the 2008 financial crisis. Rather than retreating, he rebuilt smarter. He learned how to structure real estate portfolios that provide tax-optimized long-term, reliable returns. That experience now fuels his mission: to help investors navigate uncertain markets with investments that perform through all cycles and beat inflation. More about Stewart:  Served as a COO/CFO across industries including media, manufacturing, and retail; held leadership positions at Tennessee Valley Properties, Creative Trust Ventures, Gaines Manufacturing Company, and more.  Former Board Member of the Freedom Business Alliance, the only global network creating business solutions to human trafficking. Worked as a tax consultant with PwC in the 1980s, creating value or tax savings in the  millions of dollars. Hosted the Growth, Grace & Prosperity Podcast, where he interviewed top entrepreneurs, executives, and wealth builders about what it takes to succeed in business and life. Social media links: Linkedin https://www.linkedin.com/company/harvard-grace-corporation/ Stewart's LinkedIn: https://www.linkedin.com/in/stewartoheath/  Facebook https://www.facebook.com/harvardgrace  

In this episode of One Sharp Sword, Dr. Wayne Pernell sits down with Tariq Malik, the “Reluctant CPA” whose career path spans engineering, chartered accountancy, international finance, and now fractional CFO leadership. Tariq shares his journey from Pakistan to England, Canada, the Middle East, and the U.S.—and the lessons learned while helping organizations navigate financial strategy, succession planning, and sustainable growth. Tariq reveals why most business owners underestimate what they don't know, the dangers of being too owner-dependent, and why bringing in outside expertise (from CFO services to leadership coaching) is essential for scaling. This conversation offers a blend of global perspective, business acumen, and meaningful leadership insight.

The Financial Model Every 7–8 Figure Business Needs for Predictable Profit with Salvatore Tirabassi   Most business owners don't lack data. They lack clarity.   They have a P&L, a balance sheet, maybe even a dashboard. But when a real decision shows up—Can I afford this hire? Should I scale marketing? Why did margins drop again?—the numbers don't give a clear answer.   That's where growth starts to feel chaotic.   In this episode of Profit Answer Man, Rocky Lalvani sits down with fractional CFO and former private equity investor Salvatore Tirabassi to unpack what separates "clean books" from a finance function that actually drives predictable profit.   The core insight is simple but uncomfortable: bookkeeping is not finance. And confusing the two is one of the biggest reasons growing businesses stall, leak cash, or scale problems instead of profit.   In This Episode, You'll Learn: Why clean books and tax-ready reports are not the same as decision-ready financials How a single, integrated financial model replaces disconnected spreadsheets and gut decisions What driver-based forecasting looks like and why it creates predictable profit at scale How funnel math, capacity planning, and cash flow must work together to support growth Why tracking customer acquisition cost by channel matters more than obsessing over lifetime value How private-equity thinking exposes hidden profit leaks in people, process, and culture   Key Takeaway: If your financial reports are technically accurate but not helping you decide what to do next, the problem isn't effort—it's the model. Upgrade from bookkeeping to real finance, and your numbers will finally start working for you instead of against you.   Bio: As a seasoned finance professional with over 24 years of experience, his journey began with a passion for helping businesses thrive. After earning his degrees from Harvard and Wharton, he spent 15 years in venture capital, where he learned the ins and outs of what makes businesses successful. This experience provided him with a deep understanding of the challenges entrepreneurs face, especially in emerging and family-owned businesses.   Transitioning to the role of CFO in a high-growth company, he discovered his true calling: empowering business owners to take control of their financial futures. He founded CFO Pro + Analytics to provide virtual and fractional CFO services that demystify finance and make it accessible to all. His approach is built on a business owner-first mindset, where he prioritizes the unique needs of each client, helping them see their financial data not just as numbers, but as powerful tools for growth.   Throughout his career, He developed a methodology that combines strategic financial modeling with actionable insights. His goal is to simplify complex financial concepts so that entrepreneurs can make informed decisions confidently. Whether it's guiding them through capital raising or enhancing their operational efficiency, he strives to provide clarity and direction that drives real results.   He believes that every business has the potential to reach new heights with the right financial strategy.   Links: Website: https://cfoproanalytics.com/   Facebook: https://www.facebook.com/SalvatoreTirabassi  LinkedIn: https://www.linkedin.com/in/stirabassi Instagram: https://www.instagram.com/salvatoretirabassi/   Substack: https://salvatoretirabassi.substack.com/   Conclusion: Chaotic growth is rarely a revenue problem. It's a clarity problem. As this conversation with Salvatore Tirabassi makes clear, most businesses don't struggle because they lack effort or ambition. They struggle because their numbers are built for compliance, not for decisions. When financial reports are shaped by tax rules instead of business drivers, owners are left guessing, reacting, and hoping growth will eventually smooth things out. Predictable profit comes from upgrading how you think about finance. One integrated model. One source of truth. Clear drivers that connect marketing, sales, capacity, and cash. When those pieces line up, the noise disappears. Decisions get easier. Teams align. And growth becomes intentional instead of exhausting. Whether you plan to sell or simply want a calmer, more profitable business, running your company with CFO-level discipline gives you options. And options are what real freedom looks like.   #ProfitAnswerMan #BusinessFinance #FinancialClarity #CashFlowManagement #Profitability #FractionalCFO #FinancialModeling #DriverBasedForecasting #PredictableProfit #MarginManagement #BusinessGrowth #ScalingBusiness #RevenueDrivers #CEOInsights #7FigureBusiness   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Kristi Henderson invented telehealth at the University of Mississippi Medical Center decades before anyone thought healthcare needed it. While her colleagues were optimizing traditional clinic workflows, Kristi was asking a different question: What if geography didn't dictate healthcare access? By the time the pandemic forced everyone else to figure out virtual care overnight, she'd already spent two decades perfecting it. What makes her approach distinctive isn't just her track record at Amazon, Ascension, and Optum. It's that she worked every level of the healthcare system for 24 years before reaching the C-suite. She understands frontline friction because she lived it. At Amazon, Kristi discovered a framework that changed everything: one-way doors versus two-way doors. Some decisions are irreversible and demand precision. Others are experiments where failure means pivoting fast. That distinction became her playbook for tackling problems most leaders won't touch. But her most counterintuitive move? When she became CEO of Confluent Health, her first hire wasn't a CFO or COO. It was a leader for internal communications. Because brilliant transformation plans fail without deliberate stakeholder engagement. Change happens at the speed of trust. Now Kristi is betting on something that sounds almost naively optimistic: that AI will finally give clinicians their time back by eliminating friction, not replacing human connection. She uses AI daily as her "sidekick" and is building an organization where technology supercharges what only humans can do. Key Takeaways: Why Kristi kept raising her hand for jobs no one else wanted and how taking the hardest assignments became her competitive advantage The Amazon framework that changed everything: one-way doors versus two-way doors, and how to know which type of decision you're making What "change happens at the speed of trust" actually means in practice when you're transforming organizations Kristi's "reverse innovation" approach: why bottoms-up transformation consistently outperforms top-down mandates The counterintuitive first hire Kristi made as CEO, and why communication infrastructure matters more than most leaders realize How to handle naysayers strategically instead of avoiding them or trying to convince them Why Kristi believes the workforce crisis isn't permanent if leaders focus on the right problem The specific ways Kristi uses AI daily as a CEO, and why she sees it as the key to bringing joy back to clinical practice About the Guest Kristi Henderson, DNP, is CEO of Confluent Health, a family of physical therapy and occupational therapy companies. She spent the first 24 years of her career as a practicing nurse practitioner before pioneering telehealth at the University of Mississippi Medical Center, long before the pandemic made it mainstream. Kristi has since led digital transformation at Ascension Health, built clinical operations for Amazon Care, and served as CEO of Optum Everycare. She's Board Chair of the American Telemedicine Association and affiliate faculty at Dell Medical School and the University of Washington School of Nursing. Her career has been defined by raising her hand for challenges others declined and building tech-enabled care models that improve outcomes while reducing clinician burden. Chapters 00:00 - Introduction at Confluent Health 01:57 - From Bedside to Boardroom: The Leadership Journey 06:10 - Amazon Care Lessons: One-Way vs Two-Way Doors 11:07 - Change Happens at the Speed of Trust 14:11 - Overcoming Naysayers: The Early Days of Telehealth 19:11 - Bringing Joy Back to Medicine 22:56 - AI Hacks and Daily Innovation Guest & Host Links Connect with Laurie McGraw on LinkedIn Connect with Kristi Henderson on LinkedIn Connect with Inspiring Women Browse Episodes | LinkedIn | Instagram | Apple | Spotify

Welcome back to the EUVC Podcast where we dive deep into the craft of building and backing venture-scale companies in Europe.Modern software doesn't fail quietly.It fails on Black Friday.It fails while the CFO is in a board meeting.It fails when your biggest customer is mid-way through a critical workflow.And when it does, there's one brutal reality:The data is there but nobody has time to interpret it.Today we're exploring one of the most under-discussed yet mission-critical parts of building modern software: reliability in production.Joining Andreas are:

Pivoting With PurposeYou can outgrow a title, an office, and even a version of yourself—and that's the point. Kelly sits down with Nikki Ahlgren to unpack the real pivot from C-suite stability to values-first entrepreneurship, where clarity and presence become the operating system for both work and family. Nikki shares how she navigated the gray zone between identities, let go of the need to prove through late-night perfection, and rebuilt a business around outcomes, trust, and high-touch relationships.We dive into the strategy behind effective executive search: defining success before sourcing, avoiding noisy inbound channels, and running disciplined research that targets the right 300 candidates instead of the wrong 600 apps. Nikki explains why she shifted to flat-fee pricing to eliminate misaligned incentives and earn CFO-level trust, and how she balances being a true talent partner with sustainable growth. We also talk seasonal decisions—like giving up office space—and why the ego tied to “looking big” can block what actually works for your life.Community shows up as a quiet superpower throughout—Rotary connections, industry conferences, and intentional networking that trades volume for meaningful one-on-ones. And because entrepreneurship is a family sport, Nikki shares how a playful side venture with her kids turned into a lesson in branding, service, and ownership. If you're standing in the in-between, wondering whether to leap, you'll hear practical tactics and a humane philosophy: pick the lane that brings joy, set clear intentions, and let clarity attract the right opportunities.If this conversation resonated, follow the show, share it with a friend who's ready for a values-first pivot, and leave a quick review so more listeners can find us. Your support helps this community grow.Connect with Nikki:LinkedIn: Nikki AhlgrenWebsite: Hilo Talent PartnersIG (Soda Bop): @SodaBopMNContact the Host, Kelly Kirk: Email: info.ryh7@gmail.com Get Connected/Follow: The Hue Drop Newsletter: Subscribe Here IG: @ryh_pod & @thekelly.tanke.kirk Facebook: Reclaiming Your Hue Facebook Page CAKES Affiliate Link: KELLYKIRK Credits: Editor: Joseph Kirk Music: Kristofer Tanke Thanks for listening & cheers to Reclaiming Your Hue!

Send us a text"RAISE CAPITAL LIKE A LEGEND: https://go.fundraisecapital.co/frc2-apply"DOWNLOAD "The Family Office Blueprint": http://go.fundraisecapital.co/familyofficeblueprintAre you ready to transition from individual success to building a multi-generational legacy?Stop building wealth for a single lifetime and start engineering a legacy that lasts for centuries. In this episode of Making Billions, Ryan Miller breaks down the exact architectural blueprints used by the world's wealthiest dynasties to engineer, protect, and scale their wealth. Ryan pulls back the curtain on the "Dynasty Blueprint" used by the Rockefellers, Rothschilds, and Waltons to safeguard billions against taxes, litigation, and economic decay.Whether you are managing $1 million or $1 billion, understanding family office structures, offshore investment funds, and asset protection is the key to ensuring your capital endures for a century.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/makingbillionspodcast/X: https://x.com/_MakingBillionsWebsite: https://making-billions.com/[THE HOST]: Ryan Miller is a recovering CFO turned Support the showDISCLAIMER: The information in every podcast episode “episode” is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening or viewing our episodes, you understand that no information contained in the episodes should be construed as legal or financial advice from the individual author, hosts, or guests, nor is it intended to be a substitute for legal, financial, or tax counsel on any subject matter. No listener of the episodes should act or refrain from acting on the basis of any information included in, or accessible through, the episodes without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer, finance, tax, or other licensed person in the recipient's state, country, or other appropriate licensing jurisdiction. No part of the show, its guests, host, content, or otherwise should be considered a solicitation for investment in any way. All views expressed in any way by guests are their own opinions and do not necessarily reflect the opinions of the show or its host(s). The host and/or its guests may own some of the assets discussed in this or other episodes, including compensation for advertisements, sponsorships, and/or endorsements. This show is for entertainment purposes only and should not be used as financial, tax, legal, or any advice whatsoever.

A Hospital Room Reminder About What Really Matters When Bruce recorded this episode, I was in the hospital. He carried the podcast solo while I was headed into yet another surgery connected to pregnancy complications—a storyline some of you know has been part of our family's journey for years. https://www.youtube.com/live/Fbq412_k_mU That day was a harsh reminder: life is fragile, the future is never guaranteed, and your family's financial stability cannot depend on “hoping it all works out.” It has to be built on purpose. And that's exactly what cash flow vs accumulation is really about: not numbers on a statement, but whether the people you love will be equipped, protected, and provided for—no matter what happens to you. A Hospital Room Reminder About What Really MattersWhy Cash Flow vs Accumulation Matters More Than a NumberWhy Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters NowWhat Is the Difference Between Cash Flow and Accumulation Investing?How to Shift from Accumulation to Cash Flow in Personal FinanceHow to Manage Cash Flow Like a Business in Your Personal FinancesHow to Create a Personal Cash Flow Strategy That Supports Your LifeCash Flow vs Accumulation: How to Build Multigenerational Wealth in PracticeBest Cash Flowing Assets for Families and Business OwnersShould You Use a HELOC to Fund Life Insurance Premiums and Cash Flow Investments?From a Pile of Money to a Living Financial SystemGo Deeper With the Full Cash Flow vs Accumulation EpisodeFAQ – Cash Flow vs Accumulation and Multigenerational WealthWhat is the difference between cash flow and accumulation investing?How can I shift from accumulation to cash flow in my personal finances?How do I create a personal cash flow strategy that supports my lifestyle?What are the best cash flowing assets for families and business owners?How can focusing on cash flow vs accumulation help build multigenerational wealth? Why Cash Flow vs Accumulation Matters More Than a Number Most financial conversations revolve around a number. “How much do I need to retire?”“What should my net worth be at this age?”“What's my freedom number?” Those questions all assume one thing: that a bigger pile of assets automatically equals security. But it doesn't. A big balance that doesn't produce reliable cash flow can disappear quickly. You start selling assets, paying taxes, and hoping the market cooperates. That's not peace of mind. That's pressure. In this article, I want to walk you through a different way of thinking: cash flow vs accumulation and how to build multigenerational wealth with a system instead of a guess. You'll see: What is the difference between cash flow and accumulation investing in real life How to shift from accumulation to cash flow in your personal finances How to manage cash flow like a business in your personal economy The role of cash flowing assets, Infinite Banking, and trusts in building multigenerational wealth How Secure Act 2.0 and current tax rules affect inherited accounts and cash flow My goal is not to make you feel behind, but to help you feel equipped. You can design a personal cash flow strategy that supports your lifestyle now and continues to bless your family long after you're gone. Why Cash Flow vs Accumulation: How to Build Multigenerational Wealth Matters Now At the simplest level, accumulation is about growing a balance; cash flow is about growing an income stream. Most people are taught the accumulation mindset from day one. Work hard, spend less than you make, and stash the difference in a 401(k), IRA, or brokerage account. You watch the balance grow over time and hope it's enough. Cash flow asks a different set of questions. Instead of “How much do I have?” it asks, “What is this money doing? How much sustainable income does it produce? How easily can my family access it? And how long will it last?” Accumulation is about mass; cash flow is about motion. Mass can look impressive on paper. Motion is what pays the bills, funds opportunities, and supports your heirs without forcing them to sell assets at the worst possible time. When you start thinking this way, your focus shifts from chasing the biggest number to designing the strongest system. What Is the Difference Between Cash Flow and Accumulation Investing? Let's make this practical. Accumulation investing looks like this: your paycheck comes in, your bills go out, and whatever is left—if anything—gets swept into a savings account, retirement plan, or investment account. You might reinvest dividends automatically, but you're mostly watching the line go up and down on a graph and hoping the long-term trend is favorable. Cash flow investing is more intentional. You still earn income, still pay expenses, but you do one crucial thing differently: you give that surplus a job. Instead of leaving it to drift, you send it into assets that are designed to pay you on a regular basis. That might be a rental property, a share in a business, a private lending fund, a dividend-paying stock portfolio, or a policy loan strategy built on whole life insurance. The key is that these assets put money back into your personal economy as a dependable stream, not just a fluctuating account value. Accumulation is “I hope this is enough someday.”Cash flow is “I know what this produces every month, and I can plan around it.” How to Shift from Accumulation to Cash Flow in Personal Finance The shift doesn't happen with one dramatic move; it happens through a series of decisions. The first step is awareness. You need to see your personal economy the way a CFO sees a business. That means tracking not just your balance, but your flow. How much truly comes in? Where exactly does it go? What is the consistent surplus? Once you know the surplus, you can stop letting it evaporate. This is where Bruce's idea of a Wealth Coordination Account becomes powerful. Instead of leaving extra money in the same checking account that pays your groceries and subscriptions, you move it to a separate, dedicated account. That account becomes the home base for your cash flow strategy. It's where you hold cash temporarily while you decide: do we pay down a debt that's draining us? Do we fund a life insurance premium that will expand our long-term options? Do we step into a strategic rental, a business partnership, or a dividend-focused portfolio? Shifting from accumulation to cash flow is less about wild new investments and more about refusing to let surplus be accidental. You become intentional about directing it toward assets that feed you back. How to Manage Cash Flow Like a Business in Your Personal Finances Bruce shared a simple but powerful idea: Run your personal economy the way a healthy business runs its economy. A good business watches: Revenue in Expenses out Profit (cash flow) How quickly profit is redeployed to either increase revenue or decrease expenses You can do the same at home. Track your cash flow clearlyDon't just “check your balance.” Know exactly what's coming in, what's going out, and what's left. Increase income where you canSide business, consulting, a raise, better pricing in your current business—anything that adds more revenue to your personal economy. Decrease unnecessary expensesLook at both:Discretionary spending (the “nice to haves”) Non-discretionary spending (insurance, utilities, groceries) where you can shop, renegotiate, or restructure. Capture the surplus in a separate “Wealth Coordination Account”This is something Bruce and I teach often:Create a separate account for excess cash flowDon't let it disappear into your normal spending Use this account to fund your cash flow strategy, pay premiums, and invest in new opportunities This is the heart of cash flow planning—directing every dollar on purpose. How to Create a Personal Cash Flow Strategy That Supports Your Life A personal cash flow strategy isn't just a budget. It's a design for how money moves through your life: Income sources W-2 income Business income Rental income Dividends and distributions Core expenses Lifestyle (home, food, transportation, education) Taxes Debt payments Surplus (profit) This is what flows into your Wealth Coordination Account Redeployment planYou decide in advance: What percentage goes to debt reduction What percentage goes to cash flowing assets What percentage goes to premiums on your whole life policies What percentage stays liquid for opportunities This is how you manage your cash flow instead of reacting to it. Over time, this system builds stability for you and creates a foundation for multigenerational wealth planning. Cash Flow vs Accumulation: How to Build Multigenerational Wealth in Practice So how do we make cash flow vs accumulation truly multigenerational? Bruce and his wife use a simple repeatable framework: Cash flowing assets (businesses, rentals, funds) send income into a Wealth Coordination Account. That account pays premiums for permanent life insurance policies. As cash value grows, they borrow against policies to purchase more cash flowing investments. The new cash flow goes back to: Repay policy loans Rebuild the Wealth Coordination Account Fund additional opportunities Rinse and repeat. On the legacy side: Trusts are structured so that death benefits and cash flowing assets pass in an organized, tax-aware way to nieces, nephews, and charities. The trust language gives guidance and guardrails for how the next generation should use policy loans, pay them back, and take out new policies on their own lives and their children's lives. This is how building generational wealth with cash flow becomes a repeatable family system, not just a one-time event.

On this episode of CFO at Home, Vince's guest is Brian Pultro, a Navy veteran turned financial advisor. Brian shares his journey from joining the military after the 9/11 attacks to transitioning into a financial advising career. Vince and Brian discuss the benefits and challenges veterans face in financial planning, the importance of understanding military benefits, and best practices for wealth building through behavioral finance. Brian also provides valuable resources and insights for military personnel to better manage their finances and make informed investment decisions.To learn more about Brian and the services he provides, check him out at pultrofinancialmanagement.com Key Topics: 00:00 Introduction and Welcome 01:21 Brian's Military Background 03:08 Transition to Financial Advisor 05:38 Behavioral Finance and Military 09:46 Financial Education in the Military 12:46 Investment Strategies and Advice 23:13 Services Offered by Pultro Financial Management 24:31 Conclusion and Final Thoughts Key Links Simple Wealth Inevitable Wealth - 25th anniversary edition Pultro Financial Management Brian Pultro - LPL Financial | LinkedIn Brian Pultro - Pultro Financial Management | Facebook Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500  

We had a kwentuhan with Cerebro last Philippine Startup Week 2025!CEREBRO® is an all-in-one teaching and school management platform that reduces staff workload by up to 400 hours per year.This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction00:58 Ano ang Cerebro?25:43 How can listeners find more information?CEREBROWebsite: https://cerebro.phFacebook: https://facebook.com/cerebrolmsPHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠⁠⁠⁠⁠⁠⁠https://knowyourspaceph.com⁠⁠⁠⁠⁠⁠⁠Apeiron: ⁠⁠⁠⁠⁠⁠⁠https://apeirongrp.com⁠⁠⁠⁠⁠⁠⁠Twala: ⁠⁠⁠⁠⁠⁠⁠https://twala.io⁠⁠⁠⁠⁠⁠⁠Symph: ⁠⁠⁠⁠⁠⁠⁠https://symph.co⁠⁠⁠⁠⁠⁠⁠Secuna: ⁠⁠⁠⁠⁠⁠⁠https://secuna.io⁠⁠⁠⁠⁠⁠⁠SkoolTek by Edfolio: ⁠⁠⁠⁠⁠⁠⁠https://skooltek.co⁠⁠⁠⁠⁠⁠⁠MaroonStudios: ⁠⁠⁠⁠⁠⁠⁠https://maroonstudios.com⁠⁠⁠⁠⁠⁠⁠CompareLoans: ⁠⁠⁠⁠⁠⁠⁠http://compareloans.ph⁠⁠⁠⁠⁠⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠⁠⁠⁠⁠⁠https://asklexph.com⁠⁠⁠⁠⁠⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠⁠⁠⁠⁠⁠⁠http://argum.ai⁠⁠⁠⁠⁠⁠⁠PIXEL by Eplayment: ⁠⁠⁠⁠⁠⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠⁠⁠⁠⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠⁠⁠⁠⁠⁠https://schoolofprofits.academy⁠⁠⁠⁠⁠⁠⁠Founders Launchpad: ⁠⁠⁠⁠⁠⁠⁠https://founderslaunchpad.vc⁠⁠⁠⁠⁠⁠⁠Hier Business Solutions: ⁠⁠⁠⁠⁠⁠⁠https://hierpayroll.com⁠⁠⁠⁠⁠⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠⁠⁠⁠⁠⁠https://agiledatasolutions.tech⁠⁠⁠⁠⁠⁠⁠Smile Checks: ⁠⁠⁠⁠⁠⁠⁠https://getsmilechecks.com⁠⁠⁠⁠⁠⁠⁠CloudCFO: ⁠⁠⁠⁠⁠⁠⁠https://cloudcfo.ph⁠⁠⁠⁠⁠⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠⁠⁠⁠⁠⁠https://cloverly.tech⁠⁠⁠⁠⁠⁠⁠BuddyBetes: ⁠⁠⁠⁠⁠⁠⁠https://buddybetes.com⁠⁠⁠⁠⁠⁠⁠HKB Digital Services: ⁠⁠⁠⁠⁠⁠⁠https://contakt-ph.com⁠⁠⁠⁠⁠⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠⁠⁠⁠⁠⁠https://hyperstacksinc.com⁠⁠⁠⁠⁠⁠⁠OneCFO: ⁠⁠⁠⁠⁠⁠⁠https://onecfoph.co⁠⁠⁠⁠⁠⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠⁠⁠⁠⁠⁠https://wunderbrand.com⁠⁠⁠⁠⁠⁠⁠DVCode Technologies Inc: ⁠⁠⁠⁠⁠⁠⁠https://dvcode.tech⁠⁠⁠⁠⁠⁠⁠NutriCoach: ⁠⁠⁠⁠⁠⁠⁠https://nutricoach.com⁠⁠⁠⁠⁠⁠⁠Uplift Code Camp: ⁠⁠⁠⁠⁠⁠⁠https://upliftcodecamp.com⁠⁠⁠⁠⁠⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠⁠⁠⁠⁠⁠https://youtube.com/startuppodcastph⁠⁠⁠⁠⁠⁠⁠Spotify: ⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠⁠https://facebook.com/startuppodcastph⁠⁠⁠⁠⁠⁠⁠Patreon: ⁠⁠⁠⁠⁠⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠⁠⁠⁠⁠⁠PIXEL: ⁠⁠⁠⁠⁠⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠⁠⁠⁠⁠⁠Website: ⁠⁠⁠⁠⁠⁠⁠https://phstartup.online⁠⁠⁠⁠⁠⁠⁠This episode is edited by the team at: ⁠⁠⁠⁠⁠⁠⁠https://tasharivera.com⁠⁠⁠⁠

In his first “60 to 90 days” as CFO of Presidio, Manny Korakis learned that preparation doesn't cancel pressure, he tells us. “Now the buck stops here,” he tells us, and he “didn't really appreciate the pace” required until he was living it daily, he tells us.Korakis traces his move into enterprise thinking back to the McGraw Hill companies. Early on, he was “very technical” and “pretty close” to a singular controllership focus, he tells us. Then a mentor CFO pulled him into what they called the “growth and value plan,” he tells us. He worked on the “system landscape” and “data flow,” and on portfolio decisions about which assets were core and which were “distracting,” he tells us. That work drove the separation of McGraw Hill Education from the rest of McGraw Hill and a rebranding to “S&P Global,” he tells us. It also surfaced “hidden gems of value,” he tells us. Seeing theory turn “real life” became his “aha moment,” he tells us.In a later chapter, Korakis served as CFO of S&P Dow Jones Indices, where partners were aligned “in many cases,” but “not always aligned,” he tells us, requiring balance of “different needs and expectations,” he tells us.That arc shapes how he defines finance: not just “counting the beans,” but “highlighting the key things” so others decide better, he tells us. Today, he says finance “own[s] the model” for where Presidio wants to go, he tells us, and AI starts with “bite sized pieces,” he explains.

In this episode of Econ 102, Noah Smith and Erik Torenberg cover Europe's economic future, how internet discourse has changed politics, the rise of identitarian populism on both the right and left in America, and more.-Sponsors:NotionAI meeting notes lives right in Notion, everything you capture, whether that's meetings, podcasts, interviews, conversations, live exactly where you plan, build, and get things done.  Here's an exclusive offer for our listeners. Try one month for free at ⁠https://www.notion.com/lp/econ102. NetSuiteMore than 42,000 businesses have already upgraded to NetSuite by Oracle, the #1 cloud financial system bringing accounting, financial management, inventory, HR, into ONE proven platform. Download the CFO's Guide to AI and Machine learning: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://netsuite.com/102 Found Found provides small business owners tools to track expenses, calculate taxes, manage cashflow, send invoices and more. Open a Found account for free at https://found.com-Shownotes brought to you by Notion AI Meeting Notes - try one month for free at https://www.notion.com/lp/econ102Europe continues to focus more on regulation than innovation, creating challenges for economic growthTraditional European industries like auto manufacturing are struggling with the transition to electric vehiclesChinese companies are producing better and cheaper electric cars that align with Europe's climate goalsThe Gaza deal is viewed positively because it considers Gaza's economic future beyond just stopping violenceAn economically self-sustaining Gaza might be less likely to support groups like HamasGulf Arab countries could potentially assist with Gaza's economic development given their expertiseIsrael has been militarily successful against Hamas, Hezbollah, and Iran but faces global criticismIsrael's approach to international criticism has often relied on projecting strength rather than building alliancesIsrael remains dependent on other countries for military supplies despite its own manufacturing capabilitiesRegular people are disengaging from politics, leaving only the most extreme voices engaged ("evaporative cooling effect")Political discussions on platforms like X (Twitter) have become increasingly extremeYoung political staffers who work for both parties are heavily consuming this extremist contentThe speakers observe parallels to the political unrest of the 1960s-70s, which eventually dissipatedUnlike previous eras, today's extremism remains highly visible online even as the general public tunes outDiscussion of Zohran Mamdani's election in New York as representing a new direction in leftist politicsConcern about the mainstreaming of far-right figures like Nick Fuentes who previously were more fringeThe conversation reflects concern about the polarization between extremes while the majority of people disengageThere's agreement that substantive engagement with ideas is needed rather than simply dismissing opponents-Timestamps:00:00 — Introduction00:24 — Europe and Russia03:02 — China and Electric Cars04:38 — Israel-Gaza Conflict06:43 — American Sentiment Toward Israel09:57 – Sponsors: Notion | Netsuite12:00 — Online Extremism and Political Disengagement22:50 — Staffers and Extremism24:25 – Sponsor: Found25:29 — New York Politics and Mamdani31:47 — The Future of Leftist Politics34:11 — Race and Identity38:06 — Islam and Immigration38:44 — Identitarian Populism41:44 — Closing Thoughts-FOLLOW on X:https://x.com/eriktorenberghttps://x.com/Noahpinion-Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details, please see https://a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ed Hartin, MS, EFO, FIFireE, CFO retired as fire chief with East County Fire and Rescue in Camas, Washington after an over 50-year fire service career serving with urban, suburban and rural fire and rescue agencies on the east and west coasts. Ed has international training and consulting practice since 2006 and has delivered fire dynamics and command training in Europe, Asia, South America, North America, and Australasia. He is co-author of 3D Firefighting and has authored numerous articles for fire service trade publications in the United States and Europe. Ed has undergraduate degrees in fire protection technology and fire service administration and a master's degree in postsecondary, adult, and continuing education. He holds the Chief Fire Officer designation from the Commission on Professional Credentialing and is a Fellow of the Institution of Fire Engineers and is a past-president of the USA Branch. Ed served as a member on several Underwriter Laboratories (UL FSRI) technical panels and as a UL FSRI Advisory Board for 11 years and now serves as an Emeritus member of the board. Since 2017, Ed has also developed over 500 tactical decision games to provide ICs with deliberate practice to build competence.Thank you to our fantastic sponsors: Elkhart Brass, Key Hose, and Vanguard Safety Wear.

Every big agency has a CFO but what does a CFO really do? When do you need one?We sit down with Jody Grunden, a virtual CFO for creative and marketing agencies to explain in detail.Jody has been a fractional CFO for business and agencies for over 20 years. We sit down and talk to him to learn why an agency might want a CFO and the difference between a fractional one versus an internal one.Jody talks about the "messy" range between $1.5m and $5m where operations and finances start breaking for most agencies and how to get through it.We also press him on tips and strategies agencies can start doing today to avoid the chaos of hitting that range and falling into plummeting profitability as most agencies begin to scale.-----Find Jody online:https://www.linkedin.com/in/jodygrundenhttps://anderscpa.com/Email Jody at:jgrunden@anderscpa.com-----JOIN THE FREE DISCORDhttps://discord.gg/uvHRRRFVRDOur recommended agency tools:everbrospodcast.com/recommended-tools/----------------------------------⭐⭐⭐⭐⭐As always, if you enjoyed this episode or this podcast in general and want to leave us a review or rating, head over to Apple and let us know what you like! It helps us get found and motivates us to keep producing this free content.----------------------------------Want to connect with us? Reach out to us on the everbrospodcast.com website, subscribe to us on YouTube, or connect with us on socials:YouTube: @agencygrowthpodcastTwitter/X: @theagency_uLinkedIn: linkedin.com/company/agencypodcastFacebook: facebook.com/theagencyuInstagram: @theagencyuReddit: r/agency & u/JakeHundleyTikTok: @agency.u

We had a kwentuhan with Serial Disruptors - Startupreneur last Philippine Startup Week 2025!Serial Disruptors is introducing their product: Startupreneur, a curriculum and e-learning app to teach startup entrepreneurship for students as early as Grade 1 to College!This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction01:02 Ano ang Serial Disruptors - Startupreneur?24:32 How can listeners find more information?SERIAL DISRUPTORS - STARTUPRENEURWebsite: https://serialdisruptors.netFacebook: https://facebook.com/serialdisruptorsPHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠⁠⁠⁠⁠⁠https://knowyourspaceph.com⁠⁠⁠⁠⁠⁠Apeiron: ⁠⁠⁠⁠⁠⁠https://apeirongrp.com⁠⁠⁠⁠⁠⁠Twala: ⁠⁠⁠⁠⁠⁠https://twala.io⁠⁠⁠⁠⁠⁠Symph: ⁠⁠⁠⁠⁠⁠https://symph.co⁠⁠⁠⁠⁠⁠Secuna: ⁠⁠⁠⁠⁠⁠https://secuna.io⁠⁠⁠⁠⁠⁠SkoolTek by Edfolio: ⁠⁠⁠⁠⁠⁠https://skooltek.co⁠⁠⁠⁠⁠⁠MaroonStudios: ⁠⁠⁠⁠⁠⁠https://maroonstudios.com⁠⁠⁠⁠⁠⁠CompareLoans: ⁠⁠⁠⁠⁠⁠http://compareloans.ph⁠⁠⁠⁠⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠⁠⁠⁠⁠https://asklexph.com⁠⁠⁠⁠⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠⁠⁠⁠⁠⁠http://argum.ai⁠⁠⁠⁠⁠⁠PIXEL by Eplayment: ⁠⁠⁠⁠⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠⁠⁠⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠⁠⁠⁠⁠https://schoolofprofits.academy⁠⁠⁠⁠⁠⁠Founders Launchpad: ⁠⁠⁠⁠⁠⁠https://founderslaunchpad.vc⁠⁠⁠⁠⁠⁠Hier Business Solutions: ⁠⁠⁠⁠⁠⁠https://hierpayroll.com⁠⁠⁠⁠⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠⁠⁠⁠⁠https://agiledatasolutions.tech⁠⁠⁠⁠⁠⁠Smile Checks: ⁠⁠⁠⁠⁠⁠https://getsmilechecks.com⁠⁠⁠⁠⁠⁠CloudCFO: ⁠⁠⁠⁠⁠⁠https://cloudcfo.ph⁠⁠⁠⁠⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠⁠⁠⁠⁠https://cloverly.tech⁠⁠⁠⁠⁠⁠BuddyBetes: ⁠⁠⁠⁠⁠⁠https://buddybetes.com⁠⁠⁠⁠⁠⁠HKB Digital Services: ⁠⁠⁠⁠⁠⁠https://contakt-ph.com⁠⁠⁠⁠⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠⁠⁠⁠⁠https://hyperstacksinc.com⁠⁠⁠⁠⁠⁠OneCFO: ⁠⁠⁠⁠⁠⁠https://onecfoph.co⁠⁠⁠⁠⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠⁠⁠⁠⁠https://wunderbrand.com⁠⁠⁠⁠⁠⁠DVCode Technologies Inc: ⁠⁠⁠⁠⁠⁠https://dvcode.tech⁠⁠⁠⁠⁠⁠NutriCoach: ⁠⁠⁠⁠⁠⁠https://nutricoach.com⁠⁠⁠⁠⁠⁠Uplift Code Camp: ⁠⁠⁠⁠⁠⁠https://upliftcodecamp.com⁠⁠⁠⁠⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠⁠⁠⁠⁠https://youtube.com/startuppodcastph⁠⁠⁠⁠⁠⁠Spotify: ⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠https://facebook.com/startuppodcastph⁠⁠⁠⁠⁠⁠Patreon: ⁠⁠⁠⁠⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠⁠⁠⁠⁠PIXEL: ⁠⁠⁠⁠⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠⁠⁠⁠⁠Website: ⁠⁠⁠⁠⁠⁠https://phstartup.online⁠⁠⁠⁠⁠⁠This episode is edited by the team at: ⁠⁠⁠⁠⁠⁠https://tasharivera.com⁠⁠⁠

[Original air date: June 19, 2025]In this episode, Alex Immerman, partner at Andreessen Horowitz, joins CJ to discuss the CFO role and how it's changing in the era of AI. He explains what the components of a company's AI agenda the CFO should own, how and where it should be leveraged in an organization, and why, if you're preparing to go public, AI needs to be mentioned in your S-1. He breaks down how the financial landscape differs greatly between AI-native SaaS companies and traditional B2B SaaS companies in terms of retention curves and gross margins, and how this relates to the ever-important LTV to CAC metric. As someone who has worked with prominent CFOs and interviewed many for a16z's portfolio companies, Alex also describes the qualities of a great CFO, and shares his favorite interview question, before discussing CFOs, CEO, and board dynamics.—LINKS:Alex Immerman on LinkedIn: https://www.linkedin.com/in/immermanAndreessen Horowitz: https://a16z.comCJ on LinkedIn: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—RELATED EPISODES:a16z's Alex Immerman on the Evolving Role of the CFO in the Age of AIhttps://youtu.be/JIvHp-mlnzsSo You're Looking for a “Strategic” CFO? Bloomerang's Steve Isom on What That Really Meanshttps://www.youtube.com/watch?v=cgHOtvG1Ces—TIMESTAMPS:00:00:00 Preview and Intro00:01:46 AI Margins Improve Dramatically00:02:29 What Separates Great CFOs00:03:29 Founder Mindset Drives Performance00:05:31 Founder Intensity and Margin Expansion00:06:57 Backing Unproven Bets Thoughtfully00:08:29 Interviewing CFOs for Backbone00:09:55 When CFOs Push Back on Strategy00:11:25 CFO Trust With Boards and Investors00:11:50 How CFOs Engage Investors When Hiring00:14:44 Building Strong CFO Investor Relationships00:16:18 Sharing Bad News Early00:17:21 CEO Vision Versus CFO Validation00:20:57 How AI Is Changing the CFO Role00:23:56 Incumbents Versus AI-Native Finance Tools00:26:24 CFOs Driving Internal AI Adoption00:28:07 AI Impact on Customer Support Efficiency00:29:26 Internal Leverage From AI Automation00:31:29 Why Investors Care About LTV to CAC00:34:00 LTV to CAC Across Business Models00:36:26 Retention Curves Matter More Than Growth00:38:16 Evaluating AI Gross Margins Long Term00:40:04 Recipe for AI Margin Expansion00:43:01 What Makes a Public-Ready CFO00:44:47 Beating Guidance Drives IPO Performance00:46:56 Growth Versus Profitability Has Rebalanced#RunTheNumbersPodcast #CFOLeadership #FintechInvesting #AISaaS #VentureCapital This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

Good morning, afternoon, and evening, real estate investors! As the year wraps up (or kicks off!), many of us are either panicking about last-minute "shit to get done" or making grand New Year's resolutions for financial prowess. Let's be real: when it comes to the nuts and bolts of your operations, accounting isn't always "sexy." But today, we're making it downright irresistible! We're talking with the absolute financial rockstar, Vonmarie Thomas, an investor, entrepreneur, and fractional CFO who helps entrepreneurs like us achieve financial clarity and peace of mind. If your books look like a crime scene, or you're just looking to seriously step up your game for 2026, Vonmarie's got the magic wand (and the strategy) you need!Here's what you'll uncover to get your investor finances in fighting shape:Wrangle Your W9s & Master Your Contractors: Forget the mob-boss vibes! Learn why getting W9s, signed contracts, and using protected payment methods (like credit cards) for every contractor isn't just good practice – it's crucial for IRS defense and avoiding sketchy surprises.Structure for Success (and Sanity): Discover why proper entity structuring (LLCs, operating agreements, separate bank accounts) isn't just about asset protection; it's about avoiding commingled funds, ensuring business continuity, and making sure your spouse isn't left wondering "what the hell is this?"Pay Yourself First (Seriously!): Uncover why many ambitious entrepreneurs neglect to pay themselves, jeopardizing their financial well-being and business health. Vonmarie emphasizes that if you're the management company, you need to account for (and pay for!) your own vital role.Beyond the Basics: Leveraging Tax-Smart Strategies: Explore often-missed opportunities like self-directed IRAs for investing, Keyman insurance for partnerships, and even the "Augusta discount" for clever tax write-offs – turning expenses into advantages.Build Your Financial Dream Team (No DIY Disasters!): Stop trying to wear all the hats! Understand why bringing in a team of financial professionals like Vonmarie isn't a luxury, but a necessity for growth, avoiding costly mistakes, and ensuring your financial house isn't a "house of cards."If you've been sticking your head in the sand about your finances, this episode is your wake-up call (without the cold water!). Vonmarie proves that financial clarity isn't just for the big guys; it's essential for every entrepreneur looking to build a sustainable, profitable business. Because let's face it, all work and no play makes for a very dull investor! Don't let another year go by with messy books and missed opportunities. Give yourself the gift of clarity: book a 90-minute Money Clarity Session with Vonmarie Thomas for just $297. It's the smartest investment you can make for your business (and your peace of mind!) in the New Year.Connect with Von Marie Thomas:Book a Money Clarity Session HERE!LinkedIn: https://www.linkedin.com/in/vonmariethomas/Go out, take some action, get your finances in order, and we'll see you at the top!#RealEstateInvesting #FinancialClarity #Bookkeeping #Accounting #LLC #W9 #IRS #CashFlow #SelfDirectedIRA #BusinessGrowth #Entrepreneur #TaxStrategies #FinancialPlanningWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Ever notice how spending money in your business can feel strangely loaded, like you're supposed to know the “right” number, the “right” time, or the “right” formula, even though no one ever actually taught you how to make those decisions? In this episode, I'm joined by Kickstart Accounting CEO and co-founder Danielle Hayden for a grounded, refreshing conversation that takes the pressure off your finances and puts clarity back in the driver's seat. Danielle breaks down the psychology behind spending, the expense categories every entrepreneur should understand, and the simple percentages that make decision-making feel less emotional and more strategic. We talk about navigating different seasons of life and business, why permission to invest is often the turning point for growth, and how to shift from “I'm not a money person” to “I can absolutely learn this.” If you've been craving structure, confidence, or a healthier relationship with your numbers, this episode will help you see spending as a tool, not a test, and step more fully into your CEO role. Today you'll hear:02:48 – How Danielle's journey from corporate CFO to entrepreneurship reshaped her mission around helping women feel empowered with their money05:48 – The hidden money narratives entrepreneurs bring into business and why so many feel intimidated by their numbers06:48 – Why reducing expenses isn't the path to profitability and how spending should reflect your actual goals08:48 – The major business spending categories explained (plus the healthy percentage ranges to aim for)10:48 – When to invest in expert support, how to use operating costs to buy back time, and what shifts as you approach six figures12:48 – A real client case study showing how spending evolves across growth, personal life changes, and different business seasons15:48 – The power of quarterly planning and why long-term goals must stay flexible in a changing world17:48 – The most common limiting belief around money and Danielle's reframe that helps entrepreneurs stop seeing finances as a personal flaw19:48 – How the 48-Hour Rule keeps you from impulse investing and brings your decisions back into alignment20:48 – Danielle's non-negotiable business expense (and why no entrepreneur regrets hiring the right help)21:48 – Her top recommended money resources and the advice she'd give her younger entrepreneurial self CONNECT WITH DANIELLE:Website: http://www.kickstartaccountinginc.comInstagram: @kickstartaccounting 

Neha Kumar brings over 15 years of experience in startups and a proven track record as a changemaker and strategic leader.  Before co-founding Full Glass Wine, Neha served as COO and CFO of Create & Cultivate, where she successfully led the company through a private equity acquisition in 2021. Following the exit, she launched New Money Ventures, a fund to invest in early-stage startups, further solidifying her reputation as a forward-thinking leader in the entrepreneurial ecosystem. Neha is also a dedicated educator, having spent nearly a decade as a lecturer at UCLA, where she shares her expertise in finance and operations.  At Full Glass Wine, Neha plays a pivotal role in identifying acquisition opportunities that align with the Full Glass mission, while also spearheading a rigorous vetting process to ensure each acquisition delivers long-term growth potential within the multi-brand strategy.  In today's episode, Nada talks with Neha about her passion for all things finance. Neha details her journey of co-founding several companies and emphasizes how her various jobs–from UCLA Professor to CEO–are a form of self-care for her. She gives us an intimate look into the childhood that birthed her love of finance and why she believes all women should be well-versed in money matters. Her enthusiasm will have even the most financially adverse listener leaning in.  Be sure to check out Full Glass Wine's website, Create & Cultivate's website, and Neha's personal website. Follow on Instagram: @nehatkumar, @newmoneyventures, @fullglasswineco Please follow us at @thisislibertyroad on Instagram; we want to share and connect with you and hear your thoughts and comments. Please rate and review this podcast. It helps to know if these conversations inspire and equip you to consider your possibilities and lean into your future with intention.

Get your FREE 7 Pricing Essentials for CPAs and EAs here:https://geraldinecarter.com/7Happy New Year! Enjoy the annual tradition of accounting humor hosted by my two kids, Hazel and Remy. I'll be back soon with a fresh batch of content to kick off 2026.Find all episodes of the Business Strategy for CPAs here:https://www.businessstrategyforcpas.com/---------FOUR ways I help overworked CPAs go down to 40 hours without losing revenue or hiring:THE EMAIL COURSE – Freegeraldinecarter.com/stop-working-weekendsStop Working Weekends will teach you how to reduce your hours without giving up revenue. THE BOOK – $9.99geraldinecarter.com/bookDown to 40 Hours – A Roadmap for CPAs to End Overworking Without Losing RevenuePEAK FREEDOM COMMUNITY – $197/mogeraldinecarter.com/peak-freedomFor solo and small accounting firm owners who want to rise above the insanity of hustle-cultureDOWN TO 40 HOURS ACCELERATOR – $995/mogeraldinecarter.com/40For the overworked CPA at multiple six figures of revenue who is ready to stop working weekends, wants to implement overdue changes, and doesn't want to do it alone. You'll make progress faster and with more confidence. … Get your FREE 7 Pricing Essentials for CPAs and EAs here:https://geraldinecarter.com/7

We had a kwentuhan with Juan Algae last Philippine Startup Week 2025!Juan Algae is the 1st Filipino algal paste for fisheries, created in Miag-ao, Iloilo! Built from research and now being bought and used by aquaculturists all around the Philippines!This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction01:06 Ano ang Juan Algae?26:20 How can listeners find more information?JUAN ALGAEWebsite: https://pcaarrd.dost.gov.ph/index.php/quick-information-dispatch-qid-articles/juan-algae-a-microalgal-paste-is-a-cost-effective-feed-for-milkfish-hatcheriesFacebook: https://facebook.com/algaconaquafeedsPHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠⁠⁠⁠⁠https://knowyourspaceph.com⁠⁠⁠⁠⁠Apeiron: ⁠⁠⁠⁠⁠https://apeirongrp.com⁠⁠⁠⁠⁠Twala: ⁠⁠⁠⁠⁠https://twala.io⁠⁠⁠⁠⁠Symph: ⁠⁠⁠⁠⁠https://symph.co⁠⁠⁠⁠⁠Secuna: ⁠⁠⁠⁠⁠https://secuna.io⁠⁠⁠⁠⁠SkoolTek by Edfolio: ⁠⁠⁠⁠⁠https://skooltek.co⁠⁠⁠⁠⁠MaroonStudios: ⁠⁠⁠⁠⁠https://maroonstudios.com⁠⁠⁠⁠⁠CompareLoans: ⁠⁠⁠⁠⁠http://compareloans.ph⁠⁠⁠⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠⁠⁠⁠https://asklexph.com⁠⁠⁠⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠⁠⁠⁠⁠http://argum.ai⁠⁠⁠⁠⁠PIXEL by Eplayment: ⁠⁠⁠⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠⁠⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠⁠⁠⁠https://schoolofprofits.academy⁠⁠⁠⁠⁠Founders Launchpad: ⁠⁠⁠⁠⁠https://founderslaunchpad.vc⁠⁠⁠⁠⁠Hier Business Solutions: ⁠⁠⁠⁠⁠https://hierpayroll.com⁠⁠⁠⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠⁠⁠⁠https://agiledatasolutions.tech⁠⁠⁠⁠⁠Smile Checks: ⁠⁠⁠⁠⁠https://getsmilechecks.com⁠⁠⁠⁠⁠CloudCFO: ⁠⁠⁠⁠⁠https://cloudcfo.ph⁠⁠⁠⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠⁠⁠⁠https://cloverly.tech⁠⁠⁠⁠⁠BuddyBetes: ⁠⁠⁠⁠⁠https://buddybetes.com⁠⁠⁠⁠⁠HKB Digital Services: ⁠⁠⁠⁠⁠https://contakt-ph.com⁠⁠⁠⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠⁠⁠⁠https://hyperstacksinc.com⁠⁠⁠⁠⁠OneCFO: ⁠⁠⁠⁠⁠https://onecfoph.co⁠⁠⁠⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠⁠⁠⁠https://wunderbrand.com⁠⁠⁠⁠⁠DVCode Technologies Inc: ⁠⁠⁠⁠⁠https://dvcode.tech⁠⁠⁠⁠⁠NutriCoach: ⁠⁠⁠⁠⁠https://nutricoach.com⁠⁠⁠⁠⁠Uplift Code Camp: ⁠⁠⁠⁠⁠https://upliftcodecamp.com⁠⁠⁠⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠⁠⁠⁠https://youtube.com/startuppodcastph⁠⁠⁠⁠⁠Spotify: ⁠⁠⁠⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠https://facebook.com/startuppodcastph⁠⁠⁠⁠⁠Patreon: ⁠⁠⁠⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠⁠⁠⁠PIXEL: ⁠⁠⁠⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠⁠⁠⁠Website: ⁠⁠⁠⁠⁠https://phstartup.online⁠⁠⁠⁠⁠This episode is edited by the team at: ⁠⁠⁠⁠⁠https://tasharivera.com⁠⁠

In this episode of Coin Stories, Natalie Brunell speaks with Andrew Kang, CFO of Strategy, about Bitcoin's price drop, institutional adoption, and why Strategy has no plans to stop buying Bitcoin or issuing innovative products backed by Bitcoin. We discuss: Why Bitcoin volatility intensified despite strong fundamentals Coming bank adoption of Bitcoin in 2026 Strategy's preferred offerings and dividend structure Index inclusion, credit ratings, and market skepticism The future of bitcoin adoption and capital markets innovation  Follow Andrew Kang on X at https://x.com/Strategy  Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Strategy World 2026 in Las Vegas on February 23-26th - Use code HODL for discounted tickets: https://www.strategysoftware.com/world26  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Ditch your fiat health insurance like I did four years ago! Join me at CrowdHealth: www.joincrowdhealth.com/natalie  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Last week Tony and D kicked off a two part series on four areas your advisor should have on their radar to help maximize your growth. In part two they cover the next two and get very practical about what real planning looks like when your life changes fast.First they talk about alignment. Your portfolio should match your lifestyle, your income needs, and your real world transitions, especially if you are a business owner selling a company, changing jobs, or moving into retirement. They explain why a plan cannot be rigid, why returns are not linear, and why you want someone you can treat like a personal CFO to help take emotion out and run the numbers when big decisions show up.Then they close with a simple question. Is your advisor a specialist or a generalist. If the advice feels generic, the investments look like a one size fits all model, or the answers sound like they are going in circles, that is a signal to ask better questions and demand a strategy built around your situation.

In this episode, Clay Ashdown, CFO at Intermountain Health, joins the podcast to discuss navigating financial leadership during times of uncertainty. He shares how AI and emerging technologies are helping streamline processes—particularly within the revenue cycle—and reflects on how the CFO role has evolved to prioritize adaptability, innovation, and strategic resilience.

In this episode, Robert Chestnut, SVP and CFO at LMH Health, joins the podcast to discuss how health systems are preparing for market shifts heading into 2026. He shares perspectives on embracing change, addressing workforce skill shortages through internal training programs, and diversifying talent to build a more resilient and adaptable organization.

Adam Lean's journey from disenchanted accountant to entrepreneurial advisor takes center stage as he reveals how a simple desire to help business owners understand their numbers sparked the creation of the CFO Project on Episode 244 of The Unique CPA. Follow Adam from late-night e-commerce hustle to the formation of a productized CFO advisory service, designed to eliminate scope creep and empower accountants to deliver real value. As Randy's prompts unpack the pitfalls of commoditized compliance work, the "Accountants Trap," and the mindset shifts required to move from tax prep to trusted advisor, Adam shares a candid look at the challenges, and most importantly the rewards, of advisory work. Get the full show notes and more resources at TheUniqueCPA.com  

What if restoring impossible relationships just required knowing what's on the other side? In this episode, Greg Stephens shares how 24 years as a master trainer for Crucial Conversations taught him that breakthroughs aren't permanent until they're practiced over and over. That realization led him to shift from training to coaching, creating a six-month program where executives and emerging leaders have conversations they never thought possible. His specialty? Seeing relationships like some people see music, orchestrating conversations where people show up as their best. Greg also reveals why his mentor Bill Solomon intentionally made his welding job miserable before college, teaching him the resilience he'd need to push through Baylor surrounded by wealthy students. Most powerfully, he explains "emotional accounting": why putting off a Friday conversation until Monday doesn't just ruin your weekend, it costs you exponentially more on the back end.   [00:04:44] What Alignment Resources Does Company goal: everyone eats at the trough (trainers train, coaches coach, sales people sell, speakers speak) Greg's specialty lives in areas of difficult relationships, everyone has at least one Works with relationships that seem impossible Application of Crucial Conversations tools for talking when stakes are high [00:05:40] Twenty-Four Years Teaching Crucial Conversations Was master trainer in Crucial Conversations, taught it for 24 years starting in 2001 Before the book was written, it was called "Path to Dialogue" then "Dialogue Smarts" One of first master trainers, stayed until January this year when he released his book Got to travel the world, train on stage, do keynote talks [00:06:00] Why Breakthroughs Need Practice People would take class, have great experience, have aha breakthrough moments Found that breakthroughs aren't permanent until they're practiced over and over If you want permanence around a breakthrough, you've gotta go do something That piece was lacking, so decided to shift business to coaching [00:06:20] The Six Month Coaching Program About six month program, 20 different weeks Teaching executives and emerging leaders (ages 21-28) Wanted to teach younger generation what executives said "I wish I'd learned this 20, 30 years ago" Most people say "I've had a coach before, this is nothing like it" [00:07:00] Building Up and Completing Relationships Build people up in relationships, let them go back and improve, clean up, or complete relationships Complete doesn't mean never see person again (could, but doesn't have to) Can work next to person and have completed relationship around an issue It just doesn't show up for you anymore because you know where you stand, said what you need to say [00:07:40] The Skills Most People Don't Have Coaches and mentors say "you need to go have this conversation," but how? There are skill sets you need, the application of them, and how to make adjustments People talk about psychological safety but don't know how to create it What to do when your emotions take hold or other person's emotions take hold [00:08:20] How to Really Listen When You Disagree How do you begin to really listen when you disagree with everything being said? How do you get on the right topic? Most people don't know how to dissect and break down conversations Greg helps dissect it and break it down for people [00:08:40] Executives on Retainer Some executives don't want to learn all skill sets, just want someone to do it for them Working with groups on retainer where they call when they have big problem They lay out background, what they've done, then Greg lays out plan for conversation Role plays exactly what might happen, clients say "it was like you were right there" [00:10:00] When People Don't Show Up as Their Best Sometimes people have breakdown, don't show up as their best, come back saying "I really blew it" Great learning point, it needed to be this way Limiting belief: thinking it's over when conversation goes badly When you know these skills, you can go back over and over and reset [00:11:20] What Drives Greg Most Watching people restore relationships they thought were just not possible Worked with police captains on issue, individual conversations showed no one thought it could be done Scheduled for four sessions, had breakthrough after first session One person took responsibility for their part, allowed everyone else to take responsibility [00:13:00] It's Still Hard Even With Skills People say "you have the skill, you should be able to do it" Greg still doesn't like having difficult conversations Doesn't want to have the conversation, but wants what's on the other side "Stop looking at the conversation right now. Let's look at what you want beyond that." [00:14:00] Work is Easy, Personal is Hard When working with businesses, always eventually get to their personal lives Those are the much more difficult conversations Work is easy, we all want to make more money and enjoy work Hardest ones are family businesses with so much emotion and unspoken hierarchy [00:16:00] Bill Solomon Changed Everything Gentleman who wrote forward to Greg's book, had heart transplant before writing it Bill told Greg "I'm so glad you asked me to write the forward because I couldn't stop writing" Two months later Bill had book of his own called "Losing Control" (in his seventies) Was the person who pointed Greg toward something more in his life [00:17:20] The Welding Job That Taught Resilience Bill gave Greg job before college as welder's helper (Bill was CFO of company) Told the guys "You're gonna like this guy I'm bringing in, but treat him like crap" "Tear him down every day. Make him feel stupid. You're gonna begin to like him. Make it hard on him." Never told Greg this was happening [00:18:20] Breaking the Golden Handcuffs Wouldn't have business today without Bill Solomon Getting through Baylor, getting great job, then getting out of job and breaking golden handcuffs Starting own business in 1999, none of that would've happened Bill took interest, made it difficult on purpose, said "you're gonna be a great leader one day" [00:21:40] Greg Reynolds Called Every Day After Greg's divorce, Greg Reynolds called him every day for three months All he said was "How you doing today? How you doing today?" One of hardest times Greg ever went through Showed Greg the power of that, he's done same thing for friend of his [00:22:20] Taking Interest in People If you really want to take interest in a person, find out what they're doing every day Every one of these gentlemen shaped how Greg mentors others Having conversations he never would've had, saying what he never would've said Taking interest like Bill Solomon did, being there like his coaches [00:24:40] "What Do You Want to Do?" Woman was looking at situation from the past when she didn't have skills Now she does have skills "Question isn't what they want or what I want to do. It's what do you want to do?" She got quiet: "I want to have the conversation." [00:25:00] Over 20 Resets to Stay on Track They practiced again, she went and had conversation Wrote amazing email about how each time she had to stop herself and come back Get conversation back on track by sharing your best intent Had to do that more than 20 times [00:28:20] Investing Upfront vs. Costing on Back End If you add skillset and knew how to address it, you'd say "I'm not wasting my weekend" Have conversation, no matter what outcome, it's out of you Have entire weekend to problem solve whatever that was and learn about what you did Used time wisely by investing upfront rather than it costing you on back end [00:31:40] Marcus Newcomb Connection Marcus Newcomb is special person, they hit it off Greg has gotten to meet so many great people networking and marketing his book Kevin is "the real deal"   KEY QUOTES "Breakthroughs aren't permanent until they're practiced over and over. So if you want permanence around a breakthrough, you've gotta go do something." - Greg Stephens "If you really want to take interest in a person, find out what they're doing every day." - Greg Stephens "My life is built on the shoulders of all my friends and people in my life that have shown me so much." - Greg Stephens CONNECT WITH GREG STEPHENS 

What separates good finance teams from great ones? In this special episode, host Melissa Howatson brings together insights from more than 20 finance leaders to answer one deceptively simple question: What is the hallmark of a mature finance team? Across industries and company sizes, their perspectives reveal a shared truth: modern finance teams don't just report on the business, they help shape where it's going. From strategic storytelling to cross-functional partnership, from data clarity to embracing AI as an amplifier for decision-making, this episode uncovers the practices that define today's most effective finance organizations. Discussed in this episode: Why mature finance teams guide rather than control the business How partnership and communication earn finance a seat at the table The importance of ownership, consistency and predictable processes Why data culture matters more than “perfect” data How AI frees teams to spend more time on storytelling and strategy Why transformation is never one big moment, but an ongoing mindset For CFO insights, episode show notes and exclusive blog content, visit thecfoshowpodcast.com.

Welcome back to The SaaS CFO Podcast! In this special end-of-year episode, host Ben Murray is joined for the third time by Jim Williams, Managing Director at GLC Advisors, for an in-depth update on the state of the software M&A and capital markets. Ben Murray and Jim Williams dive into what's really happening in SaaS dealmaking, cutting through the social media noise to explore trends in deal volume, valuations, and what truly makes a quality asset in today's market. They discuss why 2025 felt “steady but not spectacular,” how founders can position their businesses for attractive outcomes, and the continued importance of the fundamentals—think retention, growth, and profitability. Jim Williams shares what buyers are looking for, why clean financials and clear revenue models are deal breakers, and what to expect if you're planning to sell in the near future. Plus, they touch on timely topics like the shifting impact of AI, earnouts, deal structures, and preparing for due diligence. Whether you're a SaaS founder, CFO, or simply want a no-nonsense perspective on the M&A environment, this episode is packed with actionable insights and predictions for 2026—straight from the front lines of the software dealmaking world. Let's jump in! Show Notes: 00:00 "2025: Steady Market Trends" 03:33 "Deferred Deals and Future Growth" 08:38 "Evaluating Business Revenue Models" 10:55 Evaluating Recurring Revenue Quality 15:55 "Contextualizing Seasonal Business Metrics" 19:10 Renewal Rate and Visibility Challenges 20:50 "Clarity in Business Value Proposition" 23:17 "Misaligned Business Metrics Unveiled" 28:33 "Platform vs. Add-On Trends" 32:46 "Fair Earnouts and Deal Terms" 35:55 Equity Rollover and Founder Involvement 39:19 "Deal Delays and Due Diligence" 41:53 "Preparing Financials for SaaS Market" 45:45 Strategic vs. Sponsor Buyer Perspectives 50:25 "Achieving Product-Market Fit Fundamentals" 51:41 "Early-Stage Funding Uncertainty" 55:25 "Open, Accessible, and Supportive" Links: Jim Williams LinkedIn: https://www.linkedin.com/in/james-williams-5754953/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray

Jeremy Lott, founder of Foundation Accounting & Consulting, a financial services firm that helps service-based businesses, especially contractors, fuel profits, grow cash flow, and scale sustainably without going broke.Through bookkeeping services and fractional CFO coaching, Jeremy supports business owners in understanding their numbers, building strong systems, and making confident, profitable decisions.Now, Jeremy's own journey from landscaper to accountant demonstrates the power of setting bold goals, overcoming challenges, and creating real impact by putting more money back into the pockets of other business owners.And while continuing to refine his own processes and stay grounded in gratitude, he remains committed to helping others build the strong financial foundations they need to thrive.Here's where to find more:FoundationACS.comhttps://www.facebook.com/foundationaccountinghttps://www.instagram.com/foundationaccountingconsultinghttps://www.linkedin.com/company/foundationacs________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Send us a text"RAISE CAPITAL LIKE A LEGEND: https://go.fundraisecapital.co/frc2-apply"Are you ready to discover how top-tier private equity firms triple the value of companies in just five years? In this episode of Making Billions, Ryan Miller sits down with Eliot Kerlin, Co-Founder and CEO of Broadwing Capital, to lift the veil on the high-powered operational strategies used by institutional investors to transform ordinary businesses into unstoppable growth machines.Whether you are an emerging fund manager, a family office principal, or a founder looking for an exit strategy, this discussion provides a masterclass in operational excellence and strategic value creation.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/makingbillionspodcast/X: https://x.com/_MakingBillionsWebsite: https://making-billions.com/[THE GUEST]: Eliot Kerlin serves as Managing Partner of Broadwing Capital, which he co-founded after 20 years of operational private equity experience.[THE HOST]: Ryan Miller is a recovering CFO turned angel investor in technology and energy.Support the showDISCLAIMER: The information in every podcast episode “episode” is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening or viewing our episodes, you understand that no information contained in the episodes should be construed as legal or financial advice from the individual author, hosts, or guests, nor is it intended to be a substitute for legal, financial, or tax counsel on any subject matter. No listener of the episodes should act or refrain from acting on the basis of any information included in, or accessible through, the episodes without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer, finance, tax, or other licensed person in the recipient's state, country, or other appropriate licensing jurisdiction. No part of the show, its guests, host, content, or otherwise should be considered a solicitation for investment in any way. All views expressed in any way by guests are their own opinions and do not necessarily reflect the opinions of the show or its host(s). The host and/or its guests may own some of the assets discussed in this or other episodes, including compensation for advertisements, sponsorships, and/or endorsements. This show is for entertainment purposes only and should not be used as financial, tax, legal, or any advice whatsoever.

Join Bradley Hamner for a special year-end compilation featuring the most impactful moments from 2025's highest-performing episodes. This episode brings together five powerful conversations with industry leaders who've cracked the code on remote teams, meaningful work, accountability systems, and hiring excellence.Whether you're hearing these insights for the first time or revisiting wisdom that transformed your business, this Best of 2025 episode delivers actionable strategies to carry into 2026.Featured Episodes & Key TakeawaysEpisode 440: Jason Steffle - Building High-Performance Remote TeamsThe Challenge: Hiring in high-cost markets like Cupertino (median income $200k+) and managing teams you can't see,Episode 446: Wes Adams & Tamara Miles - Creating Meaningful WorkThe Research: The Three C's Framework for employee engagement.Episode 461: David Peterson (Coach P) - The Accountability System That WorksThe Problem: How do you hold people accountable without destroying relationships?The Solution: Make everything visible.Episode 463: Steve Suggs - The Science of Hiring Salespeople25 Years of Hiring Research CondensedKey Themes Across All EpisodesVisibility Creates Accountability - Whether it's remote teams or in-office staff, transparency eliminates difficult conversations.Intentionality Beats Systems - One weekly thank you outperforms complex recognition programs.People Are Assets, Not Expenses - This mindset shift changes everything from hiring to development to retention.Specialization Drives Growth - Separating sales from service can double production.Community Comes First - Before culture, before accountability, before growth—build real relationships.Join Us at the 2026 Above The Business Event SeriesWant to experience more transformational content like this? Join us for the 2026 Above The Business event series where we'll dive deep into the strategies, systems, and mindset shifts that help you move from Rainmaker to Architect.Get above the daily grind and design a business that can run and grow without you.Learn more at https://blueprintos.com Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for financial management and marketing services, designed specifically for insurance agencies, fitness franchises, and youth soccer organizations. As the nation's largest accounting and financial advisory firm for insurance agencies, Club Capital proudly serves over 1,000 agency locations across the country—and we're just getting started. With Club Capital, you get more than just services; you get a dedicated account manager backed by a team of specialists committed to your success. From monthly accounting and tax preparation to CFO services and innovative digital marketing, we've got you covered. Ready to experience the transformative power of Club Capital?...

Coach Love Agudo is VP for Product Formulation at Kanzen Barley. Tita Joy Nuska is VP for Finance at Kanzen Barley.Kanzen Barley is the first Japan-patented postbiotic barley in the Philippines, FDA registered and backed by clinical studies, delivering ultimate immunity for everyday health.This episode is recorded live at Yspaces Co-Working and Event Space in BGC, Taguig. Yspaces is the official co-working and event space partner of Start Up Podcast PH.In this episode:00:00 Introduction00:47 Ano ang Kanzen Barley?06:58 What problem is being solved? 15:07 What solution is being provided? 25:21 What are stories behind the startup? 41:37 What is the vision? 44:44 How can listeners find more information?KANZEN BARLEYFacebook: https://facebook.com/kanzenbarleyYSPACESWebsite: https://knowyourspaceph.comFacebook: https://facebook.com/yspacesphTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠⁠⁠⁠https://knowyourspaceph.com⁠⁠⁠⁠Apeiron: ⁠⁠⁠⁠https://apeirongrp.com⁠⁠⁠⁠Twala: ⁠⁠⁠⁠https://twala.io⁠⁠⁠⁠Symph: ⁠⁠⁠⁠https://symph.co⁠⁠⁠⁠Secuna: ⁠⁠⁠⁠https://secuna.io⁠⁠⁠⁠SkoolTek by Edfolio: ⁠⁠⁠⁠https://skooltek.co⁠⁠⁠⁠MaroonStudios: ⁠⁠⁠⁠https://maroonstudios.com⁠⁠⁠⁠CompareLoans: ⁠⁠⁠⁠http://compareloans.ph⁠⁠⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠⁠⁠https://asklexph.com⁠⁠⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠⁠⁠⁠http://argum.ai⁠⁠⁠⁠PIXEL by Eplayment: ⁠⁠⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠⁠⁠https://schoolofprofits.academy⁠⁠⁠⁠Founders Launchpad: ⁠⁠⁠⁠https://founderslaunchpad.vc⁠⁠⁠⁠Hier Business Solutions: ⁠⁠⁠⁠https://hierpayroll.com⁠⁠⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠⁠⁠https://agiledatasolutions.tech⁠⁠⁠⁠Smile Checks: ⁠⁠⁠⁠https://getsmilechecks.com⁠⁠⁠⁠CloudCFO: ⁠⁠⁠⁠https://cloudcfo.ph⁠⁠⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠⁠⁠https://cloverly.tech⁠⁠⁠⁠BuddyBetes: ⁠⁠⁠⁠https://buddybetes.com⁠⁠⁠⁠HKB Digital Services: ⁠⁠⁠⁠https://contakt-ph.com⁠⁠⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠⁠⁠https://hyperstacksinc.com⁠⁠⁠⁠OneCFO: ⁠⁠⁠⁠https://onecfoph.co⁠⁠⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠⁠⁠https://wunderbrand.com⁠⁠⁠⁠DVCode Technologies Inc: ⁠⁠⁠⁠https://dvcode.tech⁠⁠⁠⁠NutriCoach: ⁠⁠⁠⁠https://nutricoach.com⁠⁠⁠⁠Uplift Code Camp: ⁠⁠⁠⁠https://upliftcodecamp.com⁠⁠⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠⁠⁠https://youtube.com/startuppodcastph⁠⁠⁠⁠Spotify: ⁠⁠⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠https://facebook.com/startuppodcastph⁠⁠⁠⁠Patreon: ⁠⁠⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠⁠⁠PIXEL: ⁠⁠⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠⁠⁠Website: ⁠⁠⁠⁠https://phstartup.online⁠⁠⁠⁠This episode is edited by the team at: ⁠⁠⁠⁠https://tasharivera.com⁠

You do less, but you get more. Well, hey there. Welcome back. Do you have any limitations? Oh, yes, of course you do. Let’s talk about them. And I think your first reaction is, “Well, here we go. We’re going to explore how I’m not good enough at something or how I don’t even do a thing.” Nope, we’re not doing that at all. In fact, we are going to look at why limitations are so important and how they actually make a product, a business, and a person better. What is this? Real life? Yes, I’m here to tell you yes, it is. The Danger of Trying to be Good at Everything in 2026 I read a book a while back called The Myth of Excellence. And one of the things it says in the book, and I’m paraphrasing, is the best way to sort of destroy your business and go out of business is to try to be good at everything. Years ago, I worked at a firm that had that same motto. And they tried to be good at everything and tell all of their clients that they could do anything and everything that their clients were asking. And they couldn’t. In their quest to be good at everything, they were essentially good at nothing. The Success of the 10-Minute Podcast Constraint When I started this podcast—and we are approaching 300 episodes in 2026—when I started it, the very first episode, I set a rule for myself. I set a limitation and the limitation was I would keep the episode if it was just me to about 10 minutes. I have adhered to that and every so often I go over to maybe 11 or 12 minutes and then I apologize profusely. That limitation has helped me to have a better show. It has helped me to have a show that’s better because it forces me to be more concise, but it also makes my show very different. When people find out that my show is only 10 minutes long, they’re shocked. And they’re shocked in a very pleasant way. They’re like, “Oh, I can digest that. Oh, I’ll just go empty the dishwasher and listen to your show.” “Oh, okay. Wow, that’s it.” I’ve had multiple people come to me and say, “Oh, yeah. I listen to like seven of your episodes.” Wow. Like so that’s really a cool thing that limitation has been very advantageous. Defining Strategic vs. Self-Improvement Limitations At the time of year that this podcast episode is coming out is we’re we’re we’re ending the year and it’s when everyone is making New Year’s resolutions and saying they’re going to be better and this and that. They’re probably looking at limitations as something they’re going to overcome. And yes, there are certain things that you want to improve. You want to be better at weight loss. You want to be better at at consistency at this that the other thing. Yes. So, you’re sort of overcoming your scale and you’re saying, “I want this to be a seven when it’s only a three right now.” That’s fine. What I’m talking about are limitations that are typically self-imposed for a reason. If you’re running a business and you set limitations, you will find that very comforting. You will create a sort of comfort zone for you, your skills, your people, and yourself. You can do that for yourself as well where you have a limitation in something that you do whether it’s well when people ask for rides or they ask for favors I have a limitation of such and such and it can help you to maintain consistency and integrity and you’re kind of shaking your head right now going wait I never really looked at it that way it’s a positive thing yes it’s an absolute positive thing. Maintaining Professional Integrity with Time Limits Getting back to my use of it when I interview people and I am exceeding exceedingly grateful for the chances I’ve had so far with interviewing people. When I interview people, I always start it by telling them when I first approach them, I’m only going to use an hour of your valuable time, no more. I promise. And I’m surprised at how many of those people view that as they they act like this is a new thing. Like no one has ever approached them for an interview and said, “Here’s our time limit.” And there are obvious reasons for that, right? If you are running a show and you get somebody that you think is going to be really good, you want to squeeze every single delicious minute out of them that you can. So, you are actually doing yourself a disservice in their shortsighted view of it of saying, “Hey, I I told the guy it was only an hour, but he was willing to go longer. Darn it. Why did I do that?” Well, if he is willing to go longer, then you can go longer. And I had a guest that easily did an hour and a half and wanted to actually do more where I actually had to push back and say, “You know what? Why don’t you come back?” So again, a limitation simply related to the podcast and timing. And I want to stress again that these limitations, unlike self-improvement limitations per se, are self-imposed limitations that have to do with something that you think is a good thing. Like for example, this is not, oh, I’m just going to limit myself to have only one and a half cakes. No, I’m not talking about like limiting your eating and things like that. Those are just that’s a different concept. This concept is there’s a thing that I do or enjoy or or could do, but I don’t. The Business Advantage of Scarcity and Brand Recognition Getting back to the business again, if you’re a creator and let’s say you create 3D printed objects, you may limit yourself to things that are not so fragile or things that are small or things that are really easy to ship. Can you create and print the larger things? Absolutely. Are those high ticket items? Absolutely. Are those things that people request? Sure. But you may just say, “No, I limit myself and I don’t do those. Maybe if I do a a in-person fair somewhere, I may print those and bring those with me. But when it comes to my online store, I limit myself to only doing the little tiny things.” Could Chick-fil-A be open on a Sunday? Yes, but they limit themselves and they’re not open on a Sunday. Not being open on a Sunday costs them an estimated 1 billion with a B dollars of revenue, but they actually gain more than that because it gives them more brand recognition. It increases scarcity because people think, “Oh, I want, oh, it’s closed. Oh, I better go there on Tuesday then.” So, it’s a net gain for them limiting themselves of actually not allowing their customers to buy their products on one day every single week. Hobby Lobby is the same way and they both create a certain image in the mind of many consumers, an image that they cannot create without creating that limitation. Setting Social Boundaries to Protect Your Time and Energy If they say, “Oh yeah, we have morals and ethics and this and we want our people to be taken care of.” Sure, any business can say that. But a business that actually forces itself to be closed on a specific day can say that you too can create that perception. And I don’t mean just a perception like it’s false. I mean a perception in other people of your behavioral patterns by enforcing a limitation. You can present yourself as someone who’s very friendly to your friends and say, “Oh yeah, I’ll help out anytime. Just call me.” Okay, but a lot of people say that. But if you say, “If you want me to help you, let me know.” but you’re going to give me some lead time or I can’t help you. It shows them that you’re serious. It shows them that you actually are committing to helping them, but they are going to also have to come step up to you and say, “Hey, you know, I didn’t just think of this out of nowhere. I actually need help and I’m going to do some planning.” You know, do emergencies happen? Of course. But I’m saying by pushing back and forcing a limitation on your kindness in a way it can help people to say, “Oh, he’s actually serious about that.” Conclusion: Why Doing Less Allows You to Get More Banks, restaurants, retail, etc., etc. The list goes on. There probably isn’t a business out there that doesn’t have a limitation that they self-imposed. There isn’t a business out there that some of the people in a round table, CEO, CFO, what have you, see people, marketing, what have you, sat down and said “well you know we could do this right?” and the answer was yes but we’re not going to and we’re not going to because it is a limitation that we are imposing and there’s usually push back of yes but we’ll see this increase in revenue yes but it’s just not part of our brand or it’s just moving forward not something we really want to do. Imposing limitations on yourself, your business, etc. can be extremely valuable. It can be something that reduces your stress, reduces your time, energy, and resources. Again, it’s one of those things I try to introduce in these podcasts where you do less, but you get more. And it shouldn’t work that way, but it does. So, what in your life is something that you intentionally or unintentionally have realized you’re setting a limitation on? And if you’re a business owner, this may be something that is a 50-page document, your operating agreement. Or if you’re a person running a human being, yourself or your children, it may be something that you’ve just come to realize is something that you do. So, what do you do? What what do you not do and why? It’s something worth looking into. And again, if you’re using the CheckMark™ app, then this podcast will automatically have its own little worksheet built in that you can click and copy to your clipboard and then kind of go through the homework of this. And it’s not homework per se, but it’s something that is a really cool thing that allows you to kind of go through review of this episode. And I I don’t really know of any other podcasts out there that that try to give you a lot of good information in 10 minutes and that allow you to use a fun little app to go through it and say, “Oh yeah, yep. I did this. I did this.” And it’s much better at retaining and it’s kind of a fun interactive thing. And that, my friends, is my 10 minutes. Thank you. PS – See Top 10 things you can do NOW to be successful in 2026 for things you can do now for success. As a bonus you can snag the CheckMark™ ap for free for your phone and desktop that will help you to track, motivate yourself, and make being successful in 2026 just downright fun.

In episode #340 of SaaS Metrics School, Ben breaks down what rising CFO confidence—now at a four-year high—means for SaaS and AI operators planning for the year ahead. Using insights from Deloitte's latest CFO survey, Ben explains why optimism alone isn't enough and why companies must pair confidence with strong financial systems, accurate forecasting, and reliable metrics. The conversation centers on how leaders should prepare for potential market upturns while still balancing growth, efficiency, and risk, especially in a fast-moving AI-driven environment. What You'll Learn Key takeaways from Deloitte's CFO confidence survey How CFO sentiment impacts budgeting, forecasting, and financial strategy Why cost management and productivity remain top priorities despite rising confidence The four critical SaaS finance data sources needed for reliable forecasting Why weak financial foundations limit decision-making and execution speed How proper revenue, bookings, and MRR data support long-term planning Why It Matters Higher confidence increases pressure to make faster, higher-stakes decisions Accurate financial modeling depends on clean accounting and revenue data Reliable MRR and bookings data enable realistic growth and ARR forecasts Strong financial systems help leaders respond quickly to market shifts Investors and boards expect disciplined planning, not optimism-driven projections SaaS and AI companies without solid data foundations struggle to scale efficiently Resources Mentioned Deloitte CFO Confidence Survey (via Ben's newsletter): https://mailchi.mp/cd86087f90ac/cfo-confidence-at-highest-level-in-4-years SaaS Metrics Course at The SaaS Academy: https://www.thesaasacademy.com/the-saas-metrics-foundation

Episode 84 - CFO by day and climate activist by heart, Agata Hacura blends strategy with purpose. Plus, Olya Tarasyeyeva's path from graphic design to Michelin kitchens shows how culture, craft and sustainability shape the future of food. Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.