Podcasts about cfo

Send us Fan MailApple finally introduced its first foldable phone with the brand new $2,000 iPhone Duo, which would be incredibly impressive if Samsung hadn't started selling the Galaxy Z Fold series seven years ago. This week on Mike and Blaine, we're talking about the launch of the iPhone Duo, Samsung's extremely entertaining reaction, and why apparently every tech trend from 2004 eventually comes back if you make it out of titanium. We argue about whether Apple is embarrassingly late to the party or whether Samsung just spent seven years doing Apple's R&D, product testing, and market education for free.  Somewhere between Foldgate, $3,200 top-spec phones, and the return of the satisfying flip, there is a masterclass business strategy lesson on First-Mover Advantage versus the Fast-Follower Strategy. We analyze market entry timing, risk mitigation tactics, premium pricing psychology, and brand moats. Did Apple hesitate, or did they strategically let a competitor absorb the early hardware failures and customer friction before stepping in to capture high-margin market share? Whether you are evaluating when to launch a new service or watching massive tech brands battle for dominance, this episode offers actionable insights into business tactics, product positioning, and competitive edge. Grab a beer, unfold whatever device you're watching us on, and join us for an unfiltered breakdown!Enjoying the podcast? Visit mikeandblaine.com to buy us a beer!We want to hear from you! beer@mikeandblaine.comListen to all our episodes at mikeandblaine.comCash Flow Mike who trains CPAs to provide effective advisory to their clients at cashflowmike.comDryrun Cash Flow Forecasting for the office of the CFO where they get finance teams out of spreadsheets at dryrun.comThanks to our Beer Sponsors:"Baltimore Mike"Karen Hairston from 3S Smart ConsultingCPA Larry Weinstein, the Cash Flow Cowboy from Houston TexasNeighbor PatTrey Milton#iPhoneDuo #iPhone #Apple #AppleEvent #FoldablePhone #Foldable #Samsung #GalaxyZFold8 #TechNews #AppleVsSamsung #Google #TechCrunch #MKBHD #MarquesBrownlee #TheVerge #WallStreetJournal #Forbes #BusinessStrategy #FastFollower #Entrepreneurship #BusinessTactics #MikeAndBlaine #CashFlowSupport the showCatch more episodes, see our sponsors and get in touch at https://mikeandblaine.com/

Marketing agency profitability doesn't always translate into healthy cash flow, especially when financial reporting only looks backward. Jody Grunden explains how agencies can use cash-flow forecasting, utilization, bill rates, team capacity, and other financial KPIs to make better decisions before problems appear. He also covers how much cash an agency should keep on hand, what a fractional CFO adds beyond bookkeeping, and how pricing models can support long-term profitability as the business grows. 00:00 Introduction 01:06 How Virtual CFO Services Became Scalable 04:18 The Profit and Cash Targets Agencies Need 06:48 What a CFO Does That a Bookkeeper Doesn't 09:44 The KPIs Agencies Should Track Every Week 12:31 Why Subscription Pricing Beats Hourly Billing 19:04 How to Scale Pricing as Your Agency Grows Rate, Review, & Follow If you liked this episode, please rate and review the show. Let us know what you loved most about the episode. Struggling with strategy? Unlock your free AI-powered prompts now and start building a winning strategy today!

In this episode, Jon Alford, CFO of UW Medicine and Vice President for Medical Affairs at the University of Washington, joins the podcast to discuss “Project Refuel” and the importance of customization in healthcare operations. He also shares insights on driving sustainability and developing strategies that support long-term organizational goals.

Vroon Modgill spent two decades in payments as an accountant, finance director and CFO before founding Sokin in 2019. The company launched as a subscription-based consumer remittance app and is now a B2B payments and treasury platform running across 170 countries and 70 currencies, growing 100% a year while staying profitable. We talk about the pivot out of consumer, where stablecoins actually earn their place, and why he thinks the moat in agentic finance sits in the regulated plumbing rather than in the agent.What We CoveredTwenty years in payments before founding SokinWatching his father fill out the same compliance forms on every remittanceWhy a consumer subscription app was the wrong business to be inThe 2021 decision to go all in on B2BSitting underneath the payments, treasury and FX providersOne integration across 170 countries and 70 currenciesEnterprise direct versus the embedded partner channelEmbedded going from zero to 40% of projected US revenue in a yearWhy most of the world is not card firstOwning the stablecoin stack instead of renting itThe MCP connector and agent-prepared, human-approved paymentsNine dollars of revenue for every dollar of net cash burnedThe Series B, the Oxford Finance debt facility and the licensing build-outWhat the Manchester United partnership actually deliversKey TakeawaysThe defensible layer in agentic finance is not the model. An agent that decides to fund payroll still needs an account, a license and a rail, which is why the licensing build-out matters more than the AI demo.Stablecoins work best treated as a rail rather than a religion. Sokin bought the engineering DNA, runs fiat and stable through the same licensed infrastructure, and lets the route decide.Consumer remittance is a price and marketing game. Being right about the problem does not make it the right business, and the enterprise version of the same friction is where the money is.Profitable growth is a capital strategy, not just discipline. It let Sokin raise equity into strength and add debt at a lower cost than dilution.About Vroon ModgillVroon Modgill is the founder and CEO of Sokin, a global business payments and treasury platform he launched in 2019. He trained as an accountant and spent roughly 20 years in payments and finance leadership roles, including finance director positions at startups and, from 2017 to 2019, North America CEO and global CFO of a crypto payments company. Sokin closed a Series B led by Prysm Capital with Morgan Stanley returning, followed by a debt facility from Oxford Finance, and is the official payments partner of Manchester United.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

September is Prostate Cancer Awareness Month, and this afternoon we're talking about something too many men would rather not talk about—their prostate health. But for Black men especially, that conversation could be lifesaving. Joining me is Dr. Xavier Bryant, CFO and Managing Partner of Atlanta to Anywhere Community Events & Screenings, or A²CES. Dr. Bryant, welcome.

Extraordinary opportunities lie ahead for those who combine accounting knowledge with curiosity, judgment, and business insight.Accounting ConversationsWith Chayton FarleeCenter for Accounting TransformationAccounting students often feel pressure to choose the perfect career path before they have taken their first professional step. Tony Wilson, CPA, CMA, offers a more forgiving — and practical — approach: Choose a direction, start moving, and learn along the way.“Sometimes, just choose the thing,” Wilson says. “Just go after it.”In this episode of the Accounting Conversations Podcast, host Chayton Farlee, an assurance associate at CliftonLarsonAllen, talks with Wilson, founder of Accquip, about building a career that stretches from public accounting and corporate finance to entrepreneurship and fractional CFO services. MORE Center for Accounting Transformation | MORE CPA Trendlines Streaming Network Along the way, Wilson shares candid advice for students and early-career accountants who want to gain meaningful experience, prepare for firm ownership, and understand where they can create value in a profession transformed by technology.

2025 war ein schwieriges Jahr für Börsengänge – doch Pfisterer hatte damals den Sprung aufs Parkett geschafft, als eines der wenigen deutschen Unternehmen. Seitdem hat der Energieinfrastrukturspezialist auf ganzer Linie geliefert. Von Quartal zu Quartal lieferte der Pfisterer gute Zahlen, der Aktienkurs hat sich mehr als verdoppelt. Im FINANCE TV-Talk blickt Co-CEO und CFO Johannes Linden auf das erste Börsenjahr zurück: „Herausfordernd, erfolgreich, persönlich zufriedenstellend“, fasst er es zusammen. Das erwartet Sie in diesem Talk:Warum Pfisterer trotz politischer Unsicherheiten im Frühjahr 2025 am Börsengang festhielt – und ob das Timing im Rückblick wirklich optimal war.Was sich intern verändert, wenn ein mittelständisches Unternehmen plötzlich börsennotiert ist.Was Linden in seinem ersten Börsenjahr positiv überrascht hat und was er so nicht erwartet hatte.Welche konkreten Hebel Pfisterer nutzen will, um den Umsatz bis 2030 zu steigern.Warum Kapitalmarktkommunikation für die Kursentwicklung so entscheidend ist.Die GesprächsteilnehmerHost: Jasmin Rehne (FINANCE Magazin)Gast: Johannes Linden (Co-CEO und CFO, Pfisterer) ________________________________________________ Infobox (Wordpress) oder Trennlinie (Podcast/YT): Bei FINANCE TV ist die Finanzwelt im Gespräch! Jede Woche erwarten Sie hier exklusive Interviews mit CFOs, führenden Bankern und Experten aus Corporate Finance. Wir unterhalten uns über alles, was Finanzentscheider wissen müssen: von M&A und Finanzierung bis hin zu Private Equity, Wirtschaftsprüfung, Karriere, Gehalt und aktuellen Finanzskandalen. Kompakt, direkt und auf den Punkt!Mehr Infos gibt es hier: https://www.finance-magazin.de/tv

What if your financial decisions aren't really yours? Richard Syrett sits down with Comedy Store CFO, CPA and somatic therapist Bob Wheeler to explore the hidden programming behind money, success and self-sabotage—and what decades inside Hollywood taught him about fame, fortune, human behaviour and the unseen forces pulling our strings. GUEST: Bob Wheeler is a CPA, financial expert, author, comedian and somatic therapist—and the longtime CFO of Hollywood's legendary Comedy Store. He is the author of The Money Nerve: Navigating the Emotions of Money and host of the Money You Should Ask podcast. Wheeler's work explores the subconscious beliefs, emotional patterns and financial trauma that shape how we earn, spend, save and sabotage ourselves. After decades inside The Comedy Store, he has also enjoyed a remarkable front-row seat to fame, fortune, failure—and some of Hollywood's biggest personalities. WEBSITE: https://themoneynerve.com BOOK: The Money Nerve: Navigating the Emotions of Money PODCAST: Money You Should Ask FOLLOW RICHARD Website: https://www.strangeplanet.ca YouTube: @strangeplanetradio Instagram: @richardsyrettstrangeplanet TikTok: @therealstrangeplanet SUPPORT OUR SPONSORS!!! ETHOS – Life Insurance for Any Budget The #1 no-medical-exam, instant life insurance provider. Get Covered in 10 Minutes. Up to $3 Million in Coverage. Life Insurance Made Easy. Application Times May Vary. https://www.ethos.com HIMS Weight Loss By HIMS -HIMS now offers access to an affordable range of FDA-approved GLP-1 medications, including the Wegovy® pill and the Wegovy® pen. Ready to reach your goals? Visit hims.com/strangeplanet to get a personalized, affordable plan that gets you. MARS MEN Mars Men helps you reclaim your edge with natural testosterone support for energy, focus, and strength Go to MenGoToMars.com right now, for a limited time, listeners of this program get 50% off for life, plus free shipping AND 3 free gifts. QUINCE Luxury, European linen that gets softer with every wash! Turn up the luxury when you turn in with Quince. Go to Quince dot com slash RSSP for free shipping on your order and 365-day returns. Now available in Canada, too. CARGURUS CarGurus is the #1 rated car shopping app in Canada on the Apple App and Google Play store. They've got hundreds of thousands of cars from top-rated dealers, plus advanced search tools that let you zero in on exactly what you want. And you can set real-time alerts for price drops and new listings — so you never miss a great deal. Buy your next car today with CarGurus at cargurus dot ca. Go to cargurus dot ca to make sure your big deal is the best deal. ⁠ BECOME A PREMIUM SUBSCRIBER!!!⁠ ⁠https://strangeplanet.supportingcast.fm⁠ Three monthly subscriptions to choose from. Commercial Free Listening, Bonus Episodes and a Subscription to my monthly newsletter, InnerSanctum. Visit ⁠https://strangeplanet.supportingcast.fm⁠ Use the discount code "Planet" to receive $5 OFF any subscription. We and our partners use cookies to personalize your experience, to show you ads based on your interests, and for measurement and analytics purposes. By using our website and services, you agree to our use of cookies as described in our Cookie Policy. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://strangeplanet.supportingcast.fm/

"At the end of the day, rates tend to do quite well when inflation comes under control," says CFO of Realty Income Jonathan Pong. He discusses what the Fed's likely interest rate hike means for the greater U.S. economy and Treasury yields, including what moves in the bond market signify for forward momentum in equities. Jonathan also explains how his company is becoming involved in data center deals and why he sees the venture as a long-term investments. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this Simple CFO Case Files episode, David Richter and Christina Gutierrez pull back the curtain on what they call the number one factor in keeping more money: the relationship between an owner and the right financial partner. They walk through exactly what happens from the first discovery call to being fully onboarded with a CFO who actually fits.David and Christina cover the diagnostic first conversation that figures out whether you need a bookkeeper, a CPA, or a high-level CFO, the internal reports they now run on every new client to nail the match, and the multi-call onboarding that gets you productive fast without repeating yourself. They also speak directly to the owner hanging their head over messy numbers, and why reaching out is something to be proud of. If you've ever felt embarrassed about not knowing your numbers, this one is for you.Timeline Summary[2:39] – Why matching a client with the right CFO is the whole focus of the episode[3:03] – Christina on running operations by thinking of what the client needs first[3:55] – The low default rate as proof the matching process works[4:13] – How Simple CFO grew from David doing everything solo to a systematized seven-year-old company[5:12] – The early frank conversations with Michael about what onboarding needed[6:07] – The diagnostic first call and treating it like a doctor's visit[6:34] – A real example: a developer doing $1M a month who didn't know where to start[7:31] – The key questions that reveal what an owner actually needs first[8:26] – The three internal reports run on every new client: management brief, sales brief, and a QC review[10:34] – Christina's message to owners who hang their head over their numbers[11:44] – The Gap and the Gain and measuring gains instead of gaps[12:20] – Why the client success manager watches the calls so you never repeat yourself[13:23] – Why matching isn't a round robin, but a personality and needs-based technique[15:25] – Cutting the sales-to-onboarding-to-CFO timeline so busy owners don't waste weeks[15:45] – The battle plan call where you put your goals in front of your CFO[16:21] – The orientation call with an owner on how to get the most from a CFO relationship[17:17] – Why investing in a CFO is really an investment in you as a CEO[18:34] – How the reports go deep on delivering good and bad news to each owner[19:14] – The event attendee whose favorite call of the week is sparring with his CFO[20:25] – Why building trust from the first call matters so much with finances5 Key TakeawaysThe Relationship Is The Real Factor — Keeping more money comes down to being paired with a financial partner who fits you. Simple CFO's low default rate on matches is the proof that the fit matters.The First Call Is A Diagnosis — Like a doctor, the intake conversation figures out whether you need bookkeeping, tax, a CFO, or all three. A developer doing $1M a month may still not know where to start.Reports Drive The Match — Three internal reports on every new client, a management brief, a sales brief, and a quality review, mean your CFO already understands your business and personality before the first call.Don't Hang Your Head — Owners often go quiet and embarrassed about messy numbers. Christina's message: be proud you built the business and had the nerve to ask for help. You're rarely the worst situation of the week.A CFO Is An Investment In You — Beyond the numbers, a good CFO makes you think and operate like a CEO. The orientation call trains you on what to ask so you get real value from every meeting.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comThe Gap and the Gain by Dan Sullivan and Benjamin Hardy — https://www.strategiccoach.comEnjoyed This Episode?If David and Christina made you realize the embarrassment keeping you from calling a financial partner is the very thing holding you back, that's worth acting on. Share this episode with an owner who's been avoiding the conversation, and follow the show and leave a rating and review so more real estate investors can find these Case Files.

Send us Fan MailEpisode # 158: A hotel room empty tonight is not “lost demand” on a spreadsheet. It's gone forever. That one reality makes hospitality one of the clearest places where FP&A has to operate in real time, not on last month's variance deck.We start with the big strategic priorities: building demand sensing forecasts that update with signals like booking pace, cancellations, group sales pipelines, local events, weather, transportation constraints, competitor pricing, and digital engagement. Then we connect the dots between pricing strategy and capacity planning, because revenue management only works when it respects service constraints and protects contribution margin. Finally, we get practical about labor planning, where cutting too hard can quietly destroy the guest experience and long-term profitability through slower service, burnout, and turnover.From hotels and lodging to restaurants, resorts, theme parks, cruise lines, and conference centers, the drivers change but the job stays the same: link operational reality to financial performance so leaders can act faster. We also dig into AI in hospitality FP&A, including where it helps most (forecasting, scenario analysis, anomaly detection, decision support) and what must be in place (data governance, privacy, validation, approval controls, and human accountability).Episode outline:Top strategic hospitality industry priorities,How priorities change across hospitality categories, Where AI can help the hospitality industry FP&A team.Please connect with me on:1. Instagram: stephen.mclain2. Twitter: smclainiii3. Facebook: stephenmclainconsultant4. LinkedIn: stephenjmclainiiiFor more resources, please visit Finance Leader Academy:  financeleaderacademy.com.Support the showStephen is an experienced Finance Professional and Leader who offers fractional CFO services and development opportunities. Please visit his LinkedIn profile or Finance Leader Academy for more information.The views and information shared on The Finance Leader Podcast are intended solely for educational and informational purposes. They do not constitute financial, accounting, tax, legal, investment, or other professional advice. Always seek guidance from a qualified professional before making decisions related to your specific circumstances. 

Governor announces CES Waiver support program; South Conway County School Board approves budget, recognizes staff for achievements; 911 Budget proposed by committee; Perry County Fair continues; City Corporation at Russellville files lawsuit against former CFO, ex-wife; Dismang resigns to take job with Electric Coops; high school sports roundup; we visit with Bill Holt with the Conway County History Museum.

What happens when a CMO brings the discipline of P&G, private equity and fintech together?Vineet Mehra, CMO of Chime, joins Jon to explain how the challenger bank has disrupted one of the most established industries in the world - and why modern marketing leaders need to become more fluent in the language of commercial value.Vineet shares what marketers can learn from private equity, how to position investment with a CFO, and the financial metrics he watches most closely. He also unpacks the constant balancing act between long-term brand building and short-term performance: not treating them as opposing forces, but connecting both to sustainable growth. They also discuss where AI is genuinely creating return, how marketers can avoid becoming commoditised, and the skills CMOs will need as AI reshapes the profession.Timestamps00:00 - Start01:21 - Vineet's background at P&G04:51 - What marketers can learn from working in Private Equity07:50 - What is Chime Bank?09:02 - The strategies that Chime used to disrupt the banking industry13:46 - Advice on how to position marketing to the CFO17:00 - What financial metrics is Vineet most focused on?19:40 - How Vineet combines long term and short term marketing23:59 - Are we in a golden age for marketing?26:59 - How Vineet is getting the biggest return on his AI investment31:13 - How to stop AI commoditising marketers36:09 - What skills will a CMO need in an AI-first future38:58 - How to see AI as an opportunity not a threat40:13 - Why Vineet is on the Effie's board42:15 - Why Vineet spends time building his personal brand on LinkedIn46:00 - What's the bst advice Vineet has ever received? ---Thank you to our sponsors System1 and HubSpotDownload System1's creator effectiveness report here:https://system1group.com/the-creator-effectiveness-playbookFind about more about HubSpot's AEO product here:https://www.hubspot.com/products/aeo

Brunswick Corporation has been rebooting itself since 1845. The company that started in woodworking went on to build pool tables, bowling equipment, fitness machines, coolers, and bicycles before making one of the most disciplined strategic pivots in modern manufacturing history: selling off everything that was not marine and doubling down on building the world's most complete marine ecosystem. Today, Brunswick is a roughly 6 billion dollar global powerhouse with more than 60 industry-leading brands across 26 countries and approximately 14,000 employees. Its outboard engine business has grown from low thirties market share to nearly 50 percent in the United States. Its parts and accessories business now represents 60 percent of earnings and revenue, a recurring annuity model that insulates the company from the volatility of new boat sales cycles. And its Freedom Boat Club, acquired for 60 million dollars in 2019, is worth conservatively half a billion dollars today. At the center of this transformation is Ryan Gwillim, who holds one of the rarest roles in corporate America: Chief Financial Officer and Chief Strategy Officer simultaneously.On this episode of The Reboot Chronicles Podcast, we sit down with Ryan Gwillim, CFO and CSO of Brunswick, to unpack how the world's oldest and largest marine company transformed itself from a conglomerate into a focused ecosystem platform, what the ACES strategy means for the future of boating, how Freedom Boat Club is redefining who gets to be on the water, why Brunswick is bringing manufacturing in-house as tariff pressure mounts, and what it took personally for a lawyer turned investor relations executive to end up steering the financial and strategic future of a 180 year old company.

What does it really take to be a CFO when a business is going through an exit?Jim Carver reflects on his experience with two business exits and how dramatically the CFO's role changes during that period. We talk about long hours, intense management reporting, faster decision-making, the need to understand the entire business, and why the CFO often becomes the bridge between management and investors.Jim also compares his first exit with his second—and shares what changes when you have already been through the process once.Connect with Jim CarverLinkedIn: https://www.linkedin.com/in/jimcarver36/Email: jim_carver59@yahoo.comBuy-and-Build & Scaling StoriesHosted by Fifth Chrome. Presented by Anirvan Sen.Have a question, a scaling story to share, or a guest you think we should speak with?Write to us at podcast@fifthchrome.com.

A packed office doesn't automatically mean a successful event. If you're spending on staff, marketing, and extras without a clear revenue goal or follow-up plan, you may be hosting a nice party instead of a profitable campaign.  In this episode, I sit down with Tami Vileta, founder of Pinpoint, to talk about event marketing for aesthetics practices. We cover patient appreciation events, VIP experiences, referral partnerships, and how to measure event ROI beyond RSVPs.  Start With the Goal, Not the Guest List  Decide what the event needs to accomplish before you plan it. Are you reactivating patients, launching a treatment, building membership loyalty, or generating consultations? Set the financial target first, then work backward into attendance, conversion, and budget.  Treat the Event Like a Campaign  A strong event has a before, during, and after:  Market early enough to build attendance   Capture contact information at RSVP and check-in   Make booking or purchasing easy at the event   Assign follow-up for anyone who showed interest   The event isn't over when people leave. Some of the best revenue can come from follow-up in the days after.  (00:04:27) Planning events with a purpose (00:13:47) Measuring event success and ROI (00:24:51) Building trust without hard selling (00:27:01) Budgeting for events (00:30:25) Turning follow-up into revenue  Patient Experience Comes Before the Pitch  People should leave feeling appreciated, educated, and excited to come back—not like they spent two hours inside a sales funnel. Use education, exclusive invitations, membership perks, and targeted offers to create value without making the event feel transactional.  Events Should Build Lifetime Value  Repeat events, referral partnerships, and thoughtful follow-up can improve retention and lifetime value while showing you what actually converts. As the practice grows, you want a repeatable event strategy that supports revenue, loyalty, and expansion—not another expensive line item you can't measure. About Tami Vileta:  Tami Vileta is the founder and creative director of Pinpoint Strategic Communications, with more than 30 years of experience in branding, strategic marketing, design, and copywriting for plastic surgery and aesthetic medical practices.  Through Pinpoint, she has worked with more than 400 practices and industry businesses across the U.S. and internationally, including medical device companies, skincare brands, software providers, and consultants. Her work focuses on patient experience and retention through branding, email marketing, patient education, events, launch campaigns, and other nurturing strategies that help practices convert and retain patients—not just generate leads.  LinkedIn: Tami Vileta | LinkedIn  Instagram: https://www.instagram.com/pinpointcreativeagency  Website: Pinpoint Creative - Aesthetic Branding and Marketing Agency    Follow Shannon & Keep What You Earn:    Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence. She is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.  Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/   Connect with Shannon: https://www.linkedin.com/in/shannonweinstein   Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn   Listen on your favorite podcast app: https://pod.link/1580071347   Instagram: https://www.instagram.com/shannonkweinstein/   The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here.

Your WIP shows today. Your backlog shows what's booked. Neither tells you where your cash and crews are headed. That's what projections do, and most contractors either do them badly or skip them. In Part 8 of the series, CPA Kathe Barrington shows construction owners how to build projections that actually predict trouble early. What you'll take away: Why projections belong to your CFO, and where owners still need to stay involved How far out to project (18 months internally, fiscal year-end for the bank) The job-cost bell curve, and how to plan cash, billings, and manpower around the peak Why cushion in your estimates can hurt your credibility with bank and bonding A 30-60-90 day plan to get your projections under control Kathe's line for owners who play games with their numbers: you lose the truth about your own margins, and every future estimate inherits the lie.   The full Construction Accounting Series with Kathe Barrington: Ep. 357 WIP Reports Made Simple: https://www.constructiongenius.com/wip-reports-made-simple-the-key-to-stopping-hidden-job-losses-ep.-357 Ep. 359 Use Your WIP to Protect Cash: https://www.constructiongenius.com/how-to-use-your-wip-to-protect-cash-and-grow-profitability-ep.-359 Ep. 364 Physical Progress vs. Financial Reporting: https://www.constructiongenius.com/physical-progress-vs.-financial-reporting-in-construction-projects-ep.-364 Ep. 368 Underbillings Bad. Overbillings Better: https://www.constructiongenius.com/underbillings-bad-overbillings-better-the-cash-flow-truth-construction-owners-cant-ignore-ep.-368 Ep. 377 Why Your Jobs Look More Profitable: https://www.constructiongenius.com/why-your-jobs-look-more-profitable-than-they-are-indirect-allocations-and-overhead-in-construction-ep.-377 Ep. 388 Read Your Backlog Like a Banker: https://www.constructiongenius.com/how-to-read-your-backlog-like-a-banker Ep. 396 Grow Bonding Capacity: https://constructiongenius.com/grow-bonding-capacity-banking-tax-moves-contractors/ Full playlist: https://www.youtube.com/playlist?list=PLNqgaQ0mEF1w Connect with Kathe Barrington: kbcpa.biz   

Derek Evans managed a $6 billion REIT lending portfolio at Wells Fargo and structured a $3.5 billion bridge loan before joining Realberry as CFO. Now he’s helping guide the Realberry investment strategy through a move from $300 million to over $1 billion in annual deals. Chris Lopez sits down with Derek in studio to unpack how one of Colorado’s most established real estate firms actually decides what to build, what to buy, and what to walk away from. Derek spent 22 years at Wells Fargo before Chad McWhinney recruited him during COVID. His job now is to institutionalize the firm behind Union Station, Dairy Block, and Centerra without losing what made it work in the first place. The Realberry investment strategy is built on conservative leverage and a layered capital stack. Each investor tier fits a different kind of deal, and the firm is opening up a new digital channel to reach accredited investors for the first time. Derek walks through how those pieces fit together. From there, the conversation turns to the investment committee that decides what moves forward. Eight members, one meeting a week, and a voting rule that has ended more Denver metro deals than most investors would guess. Water rights, business climate, and market fundamentals across Colorado, Austin, and Phoenix all shape what gets a green light. Derek closes with where he sees capital moving next: luxury hospitality driven by K-shaped wealth trends, mixed-use in Loveland and Baseline, the firm’s first 55+ for-rent community, and a downtown Denver thesis that still hinges on getting employees back in office seats. In This Episode We Cover: Why Realberry targets 60 to 65% leverage and puts in 5 to 10% GP capital How ultra-high net worth, family office, and institutional capital each fit different deals The two no vote rule that kills any deal at investment committee Why the firm is actively bidding on multifamily in Colorado, Austin, and Phoenix What Derek looks for in luxury hospitality and 55+ for-rent product Why water rights have killed multiple Denver metro deals in the last five years The Realberry investment strategy behind downtown Denver, office-to-resi, and hotel conversions This episode wraps our three-part Realberry series. If you missed the earlier conversations with Chad McWhinney and Taylor Hazlett, go back and start there for the full picture of how the firm thinks about capital, deals, and Colorado. Watch the Youtube Video https://youtu.be/DvQ4uDlSv5Y Timestamps 00:00 Welcome and guest introduction 01:41 Managing a $6 billion REIT lending portfolio at Wells Fargo 04:49 Unsecured vs secured real estate lending (at a larger level*)  06:17 Why Derek left Wells Fargo for Realberry during COVID 08:06 Growing Realberry from $300M to $1B in annual deals 11:55 The Realberry capital stack and conservative leverage 14:45 Ultra-high net worth, family office, and accredited investor tiers 15:55 Institutional capital and the control rights tradeoff 22:19 Inside the Realberry investment committee 37:30 How two no votes kill any deal 28:47 Why Realberry is bidding on multifamily right now 31:54 Colorado, Austin, Phoenix, and Nashville fundamentals 32:25 Legislation, affordability, and Colorado’s business climate 37:11 Placing capital in Colorado 40:47 Water rights and the deals Realberry has killed 44:12 Luxury hospitality and the K-shaped wealth trend 45:29 Downtown Denver and office-to-resi conversions Links in Podcast Realberry Website: https://www.realberry.com Portfolio: https://www.realberry.com/portfolio LinkedIn: https://www.linkedin.com/company/realberryinvest Instagram: https://www.instagram.com/realberryinvest Investor inquiries: ir@realberry.com Derek Evans LinkedIn: https://www.linkedin.com/in/derek-evans-051b80a5/ This is the third and final episode in our three-part series with Realberry. If you haven’t caught the first two, start here. Episode 1 — Chad McWhinney, Co-Founder and CEO. Chad walks through the origin story, from a berry stand in Loveland to Union Station and Centerra. He covers 35 years of building in Colorado, how the firm thinks about long-hold capital, and the vision behind the rebrand to Realberry. Episode 2 — Taylor Hazlett, Senior Director of Private Capital. Taylor breaks down how Realberry filters 100 deals to close 2 or 3. He covers the firm’s multifamily underwriting in today’s market, the gap between replacement cost and acquisition pricing, and early signs of recovery across the Front Range. Together, the three episodes give you the founder’s vision, the deal team’s discipline, and the CFO’s capital architecture. That’s the full picture of how Realberry works. Who is Realberry? Realberry, formerly McWhinney, is a Denver-based real estate investment, development, and management firm founded in 1991 by brothers Chad and Troy McWhinney. For nearly 35 years, the firm has focused on creating places people love, with a portfolio spanning master-planned communities, multifamily, hospitality, industrial, and mixed-use developments. Its work includes Denver Union Station, Dairy Block, the Crawford Hotel, and Centerra, and has earned ULI Awards of Excellence, Michelin Keys, and U.S. News Best Hotels recognition. Realberry is family-founded, community-centered, and future-focused.

This week on The Localist, Carrie Rollwagen sits down with Leah Drury and Lindsey Miller Neal, the co-founders of Battle Republic. Battle Republic is a fitness boxing studio with locations in Homewood, Hoover, and now Tuscaloosa. Leah played basketball at Alabama and coached in the WNBA. Lindsey spent 14 years at Zoe's Kitchen, where she was acting CFO while the company scaled to 240 restaurants, and she now runs an accounting business for small business owners. They have been friends since they were kids growing up, and they are refreshingly honest about what it takes to run a company with a friend. The conversation gets into how they hire, which starts with character and gets to kettlebell technique later. They talk about building community in a dark room where nobody is talking, why they don't require members to own gloves, and what the red light and the blue light at the end of class are actually doing. They also get into growth: what COVID taught them a year into the business, why you cannot pay the bills at your first location with the money from your second one, and how they decide when to trust the data and when to trust their gut. Watch the Full Episode on YouTube.   _______________________________________   Mentioned in This Episode Mpire Concepts Zoe's Kitchen The Stable in Greensboro Vuori at The Summit "Unreasonable Hospitality" by Will Guidara "Atomic Habits" by James Clear Church Street Coffee and Books Infomedia   Connect with Leah Drury and Lindsey Miller Neal Leah Drury and Lindsey Miller Neal are the co-founders of Battle Republic, a fitness boxing studio with locations in Homewood, Hoover, and Tuscaloosa. Leah played basketball at the University of Alabama and coached in the WNBA. Lindsey spent 14 years at Zoe's Kitchen, where she was acting CFO, and she also runs an accounting business for small business owners. Battle Republic Battle Republic on Instagram Battle Republic on LinkedIn Battle Republic Tuscaloosa on Instagram Battle Republic intro offer: two weeks for $59 Lindsey Miller Neal on LinkedIn   Thanks to Our Sponsor, Infomedia The Localist is sponsored by Infomedia. They are a Birmingham-based web and digital marketing company. They help small businesses grow online. Contact Infomedia   Join Us at Localist Lab Localist Lab is a free event series for small business owners. It meets on the third Thursday of most months at Saturn in Avondale. Free tacos and coffee too. See upcoming events and register   Subscribe to Carrie's Newsletter Want more small business tips from Carrie? Sign up for her newsletter. Sign up here  

In this week's episode, I talk with Emily, a former Big Four audit manager who's now CFO of Thorne Advisors, the firm she co-leads with Andrea Mason. Together they help business owners get a clearer picture of their cash flow and a smarter approach to taxes. We get into why creative business owners can look profitable on their books but still feel broke, and unpack the cash leaks behind it, like underpricing and scope creep.Guest Name: Emily BowieGuest Website: thorneadvisors.comGuest Social: @thonreadvisorsGuest Podcast: Prosper and Get PaidFreebie: 5 Cash Leaks & 5 Missed Tax DeductionsLinks:The Design Minimind - My 1:1 coaching program for designersDownload my FREE Creative Direction Figma Template (includes 4 audio trainings as well)Become a member of Editorial Stock images and use code “BETTER15” to receive 15% off your membership.Enjoy 1 month of Showit FREE with my code “HelloJune” when you sign up.*Get 30% off of your HoneyBook subscription - The CRM I use in my studio.*Earn $100 after you run your first payroll with Gusto, my payroll and compliance software.*Get 25% off your first year of Flodesk, my email marketing software.**Some are affiliate links which means I may earn a commission.Connect With Us:Our Free Facebook CommunityOur WebsitePodcast InstagramHello June Creative InstagramThe Design MinimindJoin The Creative Diaries (my email list)Tags: designer, design, brand design, brand identity design, design studio, design business, graphic design, brand designer, better podcast, brand designer podcast, logo design

Dozens of North American private startups and established companies, state agencies and academic institutions are racing to develop and commercialize an advanced nuclear reactor. Whether these companies, and the advanced nuclear sector at large, can succeed depends on numerous factors, including the capital plans of large tech companies, favorable federal policy and the strengths of individual reactor designs. So which companies are currently winning the race to commercialize an advanced reactor design? In this episode, Dan Testa discusses the state of the advanced nuclear sector with contributor and S&P Global Energy reporter Abbie Bennett. Bennett also interviews Craig Bealmear, CFO of advanced reactor developer Oklo Inc., to get an inside view of the industry.

Download your free Painter Growth training here: https://learn.paintergrowth.comIf you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.comPainter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.

Benmont Locker scaled his real estate operations to $250,000 a month in ad spend, but he didn't start there. In this episode the founder of RAMP, a sales-team training community for real estate investors, breaks down exactly how he ramped up with confidence, and why that confidence comes from data and a sales team he trusts, not from having a pile of cash.Ben is a quote machine here ("morale comes from profit," "hope is a terrible investor drug"), but the substance runs deep. He and David cover the marketing feedback loop built on qualified leads, the 0-to-90-day break-even framework, why he implements Profit First and a CFO 90 days into every new entity, and how tracking profit by product line exposed a low-margin line he'd have otherwise scaled blindly. If you want to make money fast in real estate and actually keep it, don't miss this one.Timeline Summary[2:54] – The RAMP hat and how Ben scaled to around $200K a month in marketing[3:15] – Why confidence to spend comes from data and discernment, not just having cash[4:16] – Making marketing own qualified leads, not gross leads, to shorten the feedback loop[5:42] – Whether he was born with a head for numbers or learned it through trial and error[6:56] – How tracking data across supplements, alcohol, and spine implants all became the same game[7:21] – Why data was what let a non-authoritative personality hold people accountable[8:32] – The unwritten rule: profit and revenue always in first position[9:05] – The Titanic analogy for over-process without revenue[10:11] – Why "morale comes from profit" and culture isn't pizza parties[11:42] – His simple marketing ROI test and the 0-to-90-day break-even framework[13:14] – Why he targets a 3-to-1 return rather than chasing a high-ROI, low-scale channel[13:52] – The disclaimer: never wait 90 days for leads, since response comes within 24 hours[16:11] – How to ramp up the right way by focusing on revenue, not just leads[17:56] – When to bring on a CFO: "when your ego gets out of the way"[19:11] – Why he called David just 90 days into a new entity for help[20:40] – Why the CFO meeting is one of his favorite meetings of the week[21:09] – The call where his team told him he had too much liquidity and to take a distribution[23:01] – His nuanced take on reserves by growth phase, product line, and owner[26:20] – How profit by product line revealed the low-margin travel work[27:02] – The 50% top-line growth that only produced 10% net profit growth[30:33] – The two transformations: revenue on office TVs and a dedicated finance meeting cadence[31:35] – The $600K cash swing that reframed his hard-money funding strategy[34:42] – His core advice: fill your day with direct revenue-producing activities5 Key TakeawaysConfidence Comes From Data — Spending $250K a month on marketing isn't about having cash, it's about trusting the data and a sales team that converts. Shorten the feedback loop to qualified leads and you can reinvest with confidence.Break Even In 90 Days, Then Scale — Commit three months of budget with the goal of breaking even, not just getting leads. Aim for a 3-to-1 return by months four to six, which scales better than a high-ROI, low-volume channel.Morale Comes From Profit — Culture isn't pizza parties. Profit provides team stability, cash reserves, and momentum, and a business with no profit is a dangerous place to lead everyone into.Bring In A CFO Early, After Revenue — Ben implements Profit First and a CFO about 90 days into every new entity, once revenue is flowing. Squeaky-clean books with no leads is no place for an investor to sit.Track Profit By Product Line — Growing top-line revenue 50% while net profit grew only 10% is a warning, not a win. Profit by product line revealed a low-margin line he'd have scaled blindly without the data.Links & ResourcesRAMP — https://www.ramprei.comSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comThe Road Less Stupid by Keith Cunningham — https://www.keystothevault.comEnjoyed This Episode?If Ben's line that "hope is a terrible investor drug" made you rethink how you measure your marketing, that's the mindset shift worth acting on. Share this episode with an investor who's chasing revenue without watching the bottom line, and follow the show and leave a rating and review so more real estate investors can ramp up the right way.

In this episode of The Fractional CFO Files, Hannah Munro is joined by Adrian Message from The CFO Centre to explore what truly defines a successful fractional CFO. Drawing on years of experience supporting businesses through growth, change and uncertainty, Adrian shares why trust, adaptability and strong relationships often matter more than technical expertise alone.In this episode, you'll learn:How fractional CFOs adapt their approach to meet the unique needs of each business and build trusted relationships with founders and leadership teams.Why emotional intelligence, honesty and difficult conversations are often just as important as financial expertise.How CFOs can enable growth by moving beyond transactions and controls to focus on strategy, education and business improvement.Practical lessons from Adrian's career, including scaling businesses, navigating financial challenges and helping finance leaders create greater impact.

Your customer experience metrics might be accurate and still fail to move the people who control budget, headcount, and priorities. We're tackling the uncomfortable truth: when CX leaders lead with NPS, journey maps, sentiment analysis, or dashboard reporting, executives often hear “interesting CX update” instead of “material business risk.” The fix is not more slides. It's learning to walk into every room as a business leader first.We break down three shifts you can use immediately. First, we flip the sentence so outcomes lead and metrics follow: renewal risk, retention risk, growth impact, and cost to serve become the headline, with NPS and CX data as proof. We also talk through why vague requests like “we need more empathy” can backfire with a CFO or CRO unless you connect the effort to fewer repeat calls, fewer refunds, and less negative word of mouth. Then we zoom out to what's crowding CX out of the spotlight right now: operational efficiency, cost optimization, digital acceleration, and the push for AI transformation and AI engagement.Next, we get practical about proving value. If you can't answer “How much is a customer worth?” or “What does a 1% retention lift mean in revenue?” it's time to partner with finance, use industry benchmarks, and make assumptions you can refine. Finally, we close with the mindset piece: owning your worth as a CX leader who brings both empathy and business acumen and can spot problems before the numbers scream.Subscribe, share this with a CX leader who needs a stronger executive voice, and leave a quick review so more people can find the show.Resources Mentioned:Order your copy of Experience Is Everything -- http://experienceiseverythingbook.comLearn more about CXI Membership™ and apply -- http://CXIMembership.comWant to ask a question? Visit askjeannie.vip to leave Jeannie a voicemail! (And don't forget to follow Jeannie Walters, CCXP, CSP on LinkedIn!)

Dozens of North American private startups and established companies, state agencies and academic institutions are racing to develop and commercialize an advanced nuclear reactor. Whether these companies, and the advanced nuclear sector at large, can succeed depends on numerous factors, including the capital plans of large tech companies, favorable federal policy and the strengths of individual reactor designs. So which companies are currently winning the race to commercialize an advanced reactor design? In this episode, Dan Testa discusses the state of the advanced nuclear sector with contributor and S&P Global Energy reporter Abbie Bennett. Bennett also interviews Craig Bealmear, CFO of advanced reactor developer Oklo Inc., to get an inside view of the industry.

Hi! Hello!What does the next decade of Global Business Services look like? In this episode of Good Morning BSS World, I talk to Michał Bielawski, Managing Partner and CFO at Adaptive Solutions & Advisory Group, about the upcoming GBS for the NEXT DECADE vol. 2 – Executive Senior Leadership Conference, taking place in Łódź.This is the second edition of an event created specifically for GBS leaders and senior professionals who want to discuss the future of the industry from a practical business perspective. Rather than focusing on traditional conference panels, the event is designed around real experience, business cases and open discussions between professionals.During our conversation, Michał walks me through the conference concept and its key topics. The agenda covers strategy, transformation, operations, technology, artificial intelligence and future capabilities. We discuss how technology can change GBS operating models, how transformation is being implemented in today's organizations, and how AI may reshape processes and the way GBS teams work.Another important theme is the relationship between GBS and the core business. We talk about how GBS organizations can move beyond traditional standardized processes and become increasingly connected with areas such as R&D, finance, procurement and more sophisticated business operations.The conference brings together GBS leaders from major international organizations, creating an opportunity to share perspectives, lessons learned and practical experience. The format also includes live audience sessions, encouraging participants to actively contribute to the discussions.If you work in Global Business Services, Shared Services, transformation, operations, technology or AI, this conversation gives you a preview of what to expect from GBS for the NEXT DECADE vol. 2 and why this event is worth having on your radar.  Links:GBS for the NEXT DECADE vol. 2 – Executive Senior Leadership Conference - https://app.evenea.pl/event/GBSfortheNEXTDECADEvol2Michał Bielawski on Linkedin - https://www.linkedin.com/in/michal-bielawski-5505b53/    ****************************  My name is Wiktor Doktór and on daily basis I run Pro Progressio Club - https://proprogressio.com/en/activity/pro-progressio-club/1 - it's a community of many private companies and public sector organizations that care about the development of business relations in the B2B model. In the Good Morning BSS World podcast, apart from solo episodes, I share interviews with experts and specialists from global BPO/GBS industry.If you want to learn more about me, please visit my social media channels:YouTube - https://www.youtube.com/c/wiktordoktorHere is also link to the English podcasts Playlist - https://bit.ly/GoodMorningBSSWorldPodcastYTLinkedIn - https://www.linkedin.com/in/wiktordoktorYou can also write to me. My email address is - kontakt(@) wiktordoktor.pl  ****************************  This Podcast is supported by Patrons:Marzena Sawicka https://www.linkedin.com/in/marzena-sawicka-a9644a23/Przemysław Sławiński https://www.linkedin.com/in/przemys%C5%82aw-s%C5%82awi%C5%84ski-155a4426/Damian Ruciński https://www.linkedin.com/in/damian-ruci%C5%84ski/Szymon Kryczka https://www.linkedin.com/in/szymonkryczka/Grzegorz Ludwin https://www.linkedin.com/in/gludwin/Adam Furmańczuk https://www.linkedin.com/in/adam-agilino/Igor Tkach - https://www.linkedin.com/in/igortkach/Damian Wróblewski – https://www.linkedin.com/in/damianwroblewski/Paweł Łopatka - https://www.linkedin.com/in/pawellopatka/Ewelina Szindler – https://www.linkedin.com/in/ewelina-szindler-zarz%C4%85dzanie-mark%C4%85-osobist%C4%85-0497a0212/Wiktor Doktór Jr - https://www.linkedin.com/in/wiktor-dokt%C3%B3r-jr-916297188/Agata Stolarz - https://www.linkedin.com/in/agata-stolarz/Hubert Antczak - https://www.linkedin.com/in/hubert-antczak/Once you listen, give a like, subscribe and join Patrons of Good Morning BSS World as well. Here are two links to do so:Patronite - https://patronite.pl/wiktordoktorPatreon - https://www.patreon.com/wiktordoktorOr if you liked this episode and would like to buy me virtual coffee, you can use this link https://www.buymeacoffee.com/wiktordoktor - by doing so you support the growth and distribution of this podcast.Become a supporter of this podcast: https://www.spreaker.com/podcast/good-morning-bss-world--4131868/support.

In this week's episode of the IMPACT SHOW Podcast, I sit down with my friend Billy Hofacker and we talk about something that affects every entrepreneur, business owner, coach, and leader… MONEY. But this conversation goes WAY deeper than numbers in a bank account. Billy shares his incredible journey from a moment when his car was being repossessed and nearly $500,000 in total debt, to completely transforming the way he thought about money, business, wealth, and his future. Today, Billy is a fractional CFO and financial coach who helps fitness professionals & entrepreneurs create clarity around their finances, build real wealth, and ultimately create more freedom in their lives. We talk about the mistakes so many successful fitness professionals make with money, the importance of knowing your numbers, how to use your business as a vehicle to build wealth OUTSIDE of your business, and why discipline, consistency, and time can completely change your financial future. This is a powerful conversation about money, mindset, faith, family, and taking ownership of the life you're building. IN THIS EPISODE, YOU'LL HEAR: Billy's powerful financial wake-up call and the moment his car was repossessed. How Billy and his wife went from nearly $500,000 in debt to financial freedom. The mindset shift that helped Billy stop avoiding his financial problems and finally take action. Why even successful fitness professionals can still experience financial stress and anxiety. The importance of creating financial rhythms instead of simply "winging it" with your money. The three financial buckets every business owner needs to understand: building the foundation, protecting the foundation, and building wealth. Why putting every dollar back into your gym or business may NOT be the best long-term wealth strategy. How to use your business as a vehicle to build wealth outside of the business. The three versions of yourself as an entrepreneur: you doing the work, your team doing the work, and your money working for you. The three ingredients to building wealth: money, discipline, and time. Why getting rich slowly may actually be the fastest path to long-term financial freedom. How to "Be Your Own CFO" and understand the numbers that matter most in your business. Billy's "Critical Four" numbers every business owner should know: sales, net income, net owner benefit, and cash.  Why measuring your numbers isn't enough—you have to look at the data and take action.  How improving something as simple as your show rate and sales conversations can create a major impact on your bottom line. Why you should create an equal-footing conversation with prospects instead of chasing people. The simple process of taking inventory, setting a target, and taking the smallest next step forward. How Billy approaches teaching his five kids about spending, saving, giving, and investing. Why "more is caught than taught" when it comes to the lessons we teach our families. The deeper connection between financial health, emotional health, discipline, and your future. Billy's powerful question: "What happens if nothing changes?" And why the small decisions you make today can completely change where you are 1, 5, or 10 years from now. This conversation with Billy is a BIG reminder that you can't build the life you want by avoiding the things you don't want to look at. Whether you're struggling financially, doing pretty well, or already at the top of your game, there is ALWAYS another level. Sometimes that next level starts with simply getting clear on where you are, deciding where you want to go, and taking one disciplined step forward. Your numbers matter. Your habits matter. Your decisions matter. And just like fitness, financial freedom isn't built overnight—it's built through consistency, discipline, and doing the right things over and over again. So take a hard look at your finances, your business, your future, and your family. Ask yourself the question Billy challenges us with: What happens if nothing changes? Then decide what you're going to do about it. Listen to Episode 496 of the IMPACT SHOW Podcast with Billy Hofacker, take away 1–3 things you can implement immediately, and start creating more clarity, freedom, and impact in your life and business. And if this episode hits home for you, share it with another fitness professional, entrepreneur, or business owner who needs to hear this conversation. Be sure to tag me on SM at: @ToddDurkin @billyhofacker #Ep496 #MoneyMatters ****** Billy Hofacker has spent more than 25 years in the fitness industry. He built and sold Total Body Boot Camp on Long Island, NY, and today brings that extensive operational experience to his work as a Fractional CFO and financial coach for fitness professionals and business owners. Through Fit Profit Solutions, Billy helps fitness business owners grow profits, make better financial decisions, and build wealth beyond their businesses. He is the author of Fitness Profits and host of the Your Fitness Money Coach Podcast. Billy is also a Distinguished Toastmaster and sought-after speaker who presents for leading fitness industry organizations, including Perform Better. Outside of business, Billy is a longtime Brazilian Jiu-Jitsu practitioner and third-degree black belt.

Send us Fan MailLEARN THE CAPITAL RAISING STRATEGIES AND FRAMEWORKS used by alternative asset professionals: https://go.fundraisecapital.co/applyIf you're still pitching upside to institutions, you'll never see a pension fund check. The managers winning nine and ten figure allocations obsess over how they lose money more than how they make it.I am Ryan Miller, and on Making Billions this week, I sit down with Ari Rastegar, Founder and CEO of Rastegar Capital. Together, Ari and I break down vertical integration, off-market deal flow, and the exact trust-building system that turned strangers into decade-long investors. How do emerging managers actually attract institutional capital?Ari explains it's not with a great deal pitch, it's with risk controls, a third-party fund administrator, audited financials, and never touching investor money directly. He never handled a dollar himself, and that single decision is what let institutional diligence checkboxes get checked before he ever needed them.[THE HOST]: Ryan Miller is a fund manager, capital strategist, and former CFO turned angel investor in technology and energy. He is the founder of Fund Raise Capital and Aequor Capital Partners, and has mentored over 1,000 fund managers across private equity, private credit, venture capital, real estate, and alternative assets globally.[THE GUEST]: Ari Rastegar is the Founder and CEO of Rastegar Capital and is known as “The Oracle of Austin”, a leader in Texas real estate, known for his resilience and vision. He turned a $3,500 loan into a portfolio across many asset classes, including self-storage, multi-family, and industrial spaces worth over five billion dollars. Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/ryanmilleroffical/X: https://x.com/_MakingBillionsWebsite: https://making-billions.com/Support the showDISCLAIMER: This podcast is for entertainment and general informational purposes only — not legal, financial, tax, or investment advice. Nothing herein constitutes a solicitation or offer to buy or sell any security or investment product. Past performance does not indicate future results. Always consult qualified legal, financial, and tax professionals before making any investment decision. NAME NOTICE: "Making Billions with Ryan Miller" reflects the profile and aspirations of guests featured — it is not a promise, projection, guarantee, or representation of any financial result, income, or outcome for any listener, viewer, or reader. Most individuals who consume this content do not raise any particular amount of capital, and many achieve no financial result whatsoever. "Fund Raise Capital" is a brand identifier only — it is not a promise, guarantee, or representation that any member, subscriber, or listener will raise capital, attract investors, or achieve any financial or professional outcome. This show does not constitute a business opportunity, franchise, investment program, or offer of any product or service of any kind. No part of this show should be construed as a solicitation for investment in any way. Guest views are their own and do not necessarily reflect those of the show or host. Host and/or guests may hold positions in assets discussed. This episode may contain paid sponsorships, advertisements, or endorsements. Sponsored content is identified where...

On this episode of CFO at Home, Vince talks with author Danial Jiwani about his book, The 52 Laws of Wealth, which presents 52 laws organized into seven big ideas: think big, work hard, handle pressure, work for yourself, get known, be right, a lot, and connect with people. Danial explains how these principles apply not only to the ultra-wealthy, but also to everyday households focused on mortgages, childcare, retirement, and financial security. They discuss how ·thinking big· is a mindset, how ·work for yourself· can apply even for those who choose to be employees, and how ·get known· and networking can be human and empathetic rather than transactional. Danial also shares other resources including his Weekly Wealth newsletter and his website, DanialJiwani.com. Key Topics: 01:51 Do Wealth Laws Scale? 04:38 Thinking Big for All 07:32 Mindset Not Materialism 14:47 Work for Yourself Idea 17:21 Control Costs Wisely 21:22 Get Known Authentically 25:00 Finding Common Ground 29:26 Make Better Decisions 34:19 Resources and Wrap Up  Key Links: Danial Jiwani Danial Jiwani (@danial_jiwani) Instagram https://x.com/danial_jiwani https://www.linkedin.com/in/danial-jiwani/ Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500  

In this episode of the Cannabis Accounting Podcast, host Raymond Guns sits down with Jason Cieland, CFO of Intrinsic, to unpack why cannabis companies with strong sales numbers still end up in receivership, why 280E relief isn't the lifeline most operators think it is, and how overbuying equipment on hype can wipe out a balance sheet.Jason spent 17 years in public accounting before joining Intrinsic in 2018, helping the founder build out the company's finance function from the ground up. Today he oversees a Michigan cannabis manufacturer that sells wholesale to roughly 600 dispensaries across the state.Jason breaks down:

Welcome to the Personal Development Trailblazers Podcast! In today's episode, we're talking about how to manage transitions and flow through your next reinvention with ease and purpose. Lisa Haynes is an author, speaker, board member, executive and retirement coach, and Chief Reinvention Officer of Haynes Executive Solutions, where she helps professionals navigate transitions, rediscover their purpose, and create fulfilling lives and careers.She is the author of Retired and Killin' It: The Ultimate Retirement Plan, a practical guide to designing a purposeful and fulfilling retirement that goes beyond finances, and creator of the KILLIN' IT framework. Her newest book, You've Got This: Reinvention with Intention, offers a roadmap for anyone feeling stuck, burned out, or ready to intentionally reinvent what's next.A retired CFO with 35+ years of executive leadership experience, Lisa brings real-world insight to reinvention. She helps individuals and organizations reframe retirement, career transitions, burnout, and periods of uncertainty as opportunities to redefine what's next.Connect with Lisa Here: https://www.linkedin.com/in/lisa-j-haynes-cpa-mba/https://www.facebook.com/retiredandkillinithttps://www.instagram.com/retiredandkillinithttps://www.youtube.com/@Retiredandkillinithttps://www.retiredandkillinit.comGrab the freebie here: https://payhip.com/RetiredandKillinIt===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Personal Development Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

Most businesses believe they have outsourced their nature risk. They have not.In this episode we look at why so much climate and nature risk sits in supply chains rather than on the balance sheet, and what that means for any organisation buying from, selling into or manufacturing in Asia.I am joined by Fran van Dijk, CEO and founder of One Stone Advisors, who has just shared a discussion paper on nature and climate risk with the accountancy profession, and Eleanor Whittle, founder of Alopias Earth, who spent a decade in UK government on international biodiversity policy including two years as a diplomat in Beijing, and now advises companies on climate and nature strategy from Taiwan. Together they write the Real World Briefing series. Charlie Luxton and I take the conversation from accounting rules to the water systems that keep global trade moving.The numbers land hard. Drought cut daily Panama Canal crossings by 36%. Low water on the Rhine pushed shipping from around 20 euros a tonne to 150. Around 41% of Asian data centres sit in areas of extremely high water stress, with another 22% in high stress zones. The Asian Development Bank puts roughly 75% of the region's GDP in sectors moderately or heavily dependent on nature, well above the global average.What comes out of it is practical. Separate your risks from your dependencies, because you can diversify a risk and you cannot diversify a dependency. Investigate your supply chain to tier four, not tier one. Build a live risk register. Ask whether you have the regional expertise and local partnerships to turn a disclosure into a credible strategy. And stop filing this under sustainability, because it belongs in business strategy.ABOUT THE GUESTSFran van Dijk, One Stone AdvisorsFran advises boards and senior leadership teams on nature, biodiversity and integrated climate and nature strategy through One Stone Advisors. She is a B Corp founder and a Public Interest Member of the Council of the Institute of Chartered Accountants of Scotland. Fran is also Chief Impact Officer at Subsee, an AI and ocean technology company.Fran recently wrote a paper highlighting the sustainability challenges to conventional accounting, such as its failure to record the erosion of the critical shared assets a company doesn't own, and its reliance on historical data to predict non-linear future risks. Giving examples from published data and major corporate losses at firms like PG&E and Toyota, Fran explains why the profession needs better forward-looking, climate- and nature-related risk models. She draws on the UK Government's National Security Assessment, the Institute and Faculty of Actuaries' Parasol Lost report, and documented corporate information.Fran and Will have known each other since Will moved to Edinburgh. She sat on Green Element's advisory board. She brings the ‘what is actually happening' lens, and the financial translation: unpriced insurance risk, tail risk, going concern, and the questions a CFO cannot answer from a standard risk register.Eleanor Whittle, Alopias EarthEleanor founded Alopias Earth and advises private-sector organisations on climate and nature-related risk and strategy. She spent around ten years in the UK government, including leading major international climate finance programmes and two years as a diplomat in Beijing, where she led UK-China engagement on climate and nature. Eleanor then went on to be Programme Director at global energy think tank Ember. She is based in Taiwan, giving her a working perspective on a region that many European businesses primarily experience through their supply chains and operations. She is also Chief Strategy Officer at Subsee, an AI and ocean technology company. A keen diver and freediver, her connection to the ocean is personal as well as professional.Eleanor co-authors the Real World Briefing series with Fran and wrote the Asia Pacific briefing this episode draws on. She brings the regional and regulatory picture: how nature risk shows up through water, supply chains and infrastructure; why sustainability regulation and disclosure are accelerating across Asian markets; and what this means for European companies buying from, selling into or operating in the region.Eleanor is also an Honorary Fellow of the University of East Anglia.COMPANY SNAPSHOTSOne Stone AdvisorsA specialist advisory practice working with boards and leadership teams on nature, biodiversity and integrated climate and nature strategy. Focus areas include nature-related risk in value chains, board governance and capability, and the financial framing of nature risk. Fran van Dijk is a founder and a B Corp advocate.Alopias EarthA strategic advisory business helping companies understand and respond to climate and nature-related risk, and translate it into strategy and decision-making. Founded by Eleanor Whittle, Alopias Earth brings international policy and regional insight to questions spanning nature-related risk, value chains, regulation and business resilience.The Real World Briefing SeriesA monthly board-level briefing series co-authored by Fran and Eleanor, making the case that nature and biodiversity are business-critical. Four briefings inform this episode:Briefing 1: Nature is Now Business-Critical. Nature moves from voluntary and reputational to material and decision-relevant. TNFD as entry point rather than destination.Briefing 2: Financing Green to Greening Finance. How the financial sector is bringing nature into the mainstream, and why diversification is not enough.Briefing 3: Asia Pacific, the Region That Changes the Equation. Nature risk as geographic and systemic rather than sector-specific.Briefing 4: Europe, a Climate Leader Losing Its Way. The fastest-warming continent, the Omnibus rollback, and cascading food system risk.THE ST ETHELBURGA'S ROUNDTABLEThis summary outlines the findings from the St Ethelburga's Roundtable, held on June 23, 2026, which addressed the gap between climate and nature insight and effective action.Chapters 01:20 Meet Fran van Dijk and Eleanor Whittle 02:23 What climate and nature risk actually means for a business 06:46 What this year's fires and heatwaves have already cost 09:29 Discounting: how accounting makes long-term damage disappear 11:13 Insurers quietly walking away from high-risk assets 15:47 The Panama Canal and the limits of abstract risk 26:34 Asia: data centres, semiconductors and water stress 31:09 Why you cannot outsource risk to a supplier 34:14 Nickel, Indonesia and the energy transition colliding with nature loss 43:12 The gap between net zero claims and verified action 52:18 Putting nature into governance and onto the board 55:27 The questions your board should be asking nowIf you want help turning this into a costed adaptation and resilience plan, that is what we do at 51toCarbonZero: https://www.51tocarbonzero.comSubscribe for more conversations that make sustainability a business decision rather than a reporting exercise.#NatureRisk #SupplyChainRisk #ClimateRisk #TNFD #SustainabilityMentioned in this episode:UPCOMING WEBINAR: The Scope 3 Blind Spot: What Your Supplier Data Isn't Telling YouScope 3 emissions are often the biggest contributor to an organisation's carbon footprint, yet many businesses are making decisions based on incomplete, outdated or estimated supplier data. In this webinar, we'll explore the biggest blind spots in supplier emissions data, why they matter for reporting and decarbonisation, and how leading organisations are moving beyond spreadsheets and assumptions to build a more accurate, scalable approach to Scope 3. LIVE ATTENDANCE BONUS: complimentary gap audit of your top 10 suppliers. Wednesday 16 September | 1pm BST https://www.51tocarbonzero.com/webinar-supply-chain/Supply Chain WebinarKeep informed on Sustainability NewsI'm Will Richardson, Head of Ecosystems at 51toCarbonZero and a sustainability advisor with 25 years in the field. I founded Green Element in 2004 and spent two decades building it into one of Europe's most respected sustainability consultancies before it merged with 51toCarbonZero in November 2025. Climate action is both an obligation and an opportunity, and that's the thread running through everything I write here. I co-created Compare Your Footprint, carbon accounting software recognised as a key player in the Global Carbon Accounting Software Market, and I'm a Fellow of IEMA and a Chartered Environmentalist. Each week, I break down what's actually happening in sustainability: the data,...

CFO and Member of FEI Dallas Mark Dendle joins the FEI Podcast to discuss the frameworks that have guided his career leading financial transformations across public companies, private equity-backed businesses, and family-owned enterprises. Dendle shares his approach to acquisition integration, his ABC method for prioritizing competing initiatives, why compensation must align with the outcomes an organization wants, and how AI tools like Claude are turning days of work into minutes for finance teams. He also discusses the responsibility financial leaders have to develop their people through periods of rapid technological change.Special Guest: Mark Dendle.

Dr. Hardik Chodavadia—better known as Dr. C—is the co-founder and CFO of Enamel Dentistry, a growing network of comfort-first dental studios across Texas. A dentist, entrepreneur, and co-host of the Day Ones podcast, Dr. C shares how he and a college roommate went from fresh dental-school graduates with student loans and no patients to building a repeatable multi-location business. He also breaks down the financial lessons he has learned through expansion, calculated risk-taking, investing, and building wealth early. On this episode we talk about: How repairing and reselling Xbox consoles in high school sparked Dr. C's first excitement around making money Why he moved from biomedical engineering and a potential medical-school path into dentistry The surprising financing decision that led Enamel Dentistry to launch its first practice from scratch instead of acquiring an established office The operational challenges of scaling beyond being great clinicians, including hiring, leadership, training, and documented systems How Enamel Dentistry evaluates new locations, uses real estate availability as a growth driver, and built a major head start in a high-growth Texas development The difference between investing in unfamiliar “home run” opportunities and reinvesting in a business you understand deeply Why young entrepreneurs should live below their means, save consistently, and use compound interest to create the security needed to take smart risks Top 3 Takeaways Being skilled at your craft is not the same as being skilled at business. Great patient care helped Enamel Dentistry earn trust, but long-term scale required Dr. C and his co-founder to develop leadership, hiring, training, financial, and systems-building capabilities. Focus capital where you have an edge. A high-upside investment outside Dr. C's core expertise failed despite strong signals and experienced backers, while a carefully chosen dental-office location succeeded because the team understood the market, demand, and operating model. Build financial security before chasing bigger opportunities. Living beneath your means and investing early can create the stability entrepreneurs need to make clearer decisions, weather setbacks, and take risks without putting their entire future on the line. Notable Quotes “Don't put too much into something because you just never know. Even if everything is written all that's, like, guaranteed, nothing is guaranteed.” “When you have security, you just move differently.” “You're doing really well and making money doing this one thing, so just do more of it.” Connect with Dr. Hardik Chodavadia: LinkedIn: Dr. Hardik Chodavadia Instagram: @drharcho Enamel Dentistry: enameldentistry.com Podcast: Day Ones Podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

For Jack Gordon, the CFO role at Harri increasingly extends beyond finance—and into the mechanics of how an AI-powered business scales.Harri, a workforce operating system focused on hospitality, has evolved from a point solution into a broader platform spanning talent acquisition, workforce management, and employee engagement. Gordon says the company's opportunity rests partly on years of data accumulated across mission-critical workflows, an advantage that becomes increasingly important as AI reshapes workforce technology.That evolution is also reshaping Gordon's finance agenda. As Harri rolls out its AI platform, understanding the changing unit economics has become a priority. AI introduces new questions around usage costs, margins, pricing, and monetization. Inside finance, meanwhile, Gordon is pursuing “automations everywhere,” with the goal of eliminating much of the routine work performed by his team and creating more capacity for insight.His operating philosophy begins further upstream. Rather than waiting for financial results, Gordon watches customer satisfaction, usage patterns, support activity, and customer outcomes. “Financials are outcomes of a good product and happy customers,” he explains.That emphasis on leading indicators is accompanied by an acute awareness of downside risk. After a planned Series B financing unexpectedly collapsed in 2023, Gordon restarted the process and ultimately helped secure new funding four months later. The experience reinforced a principle he carries forward today: understand the downside and build contingency plans.Now Gordon is stretching the CFO remit again—working as a product owner alongside Harri's product and engineering teams. For a finance leader who has deliberately accumulated new operating experiences throughout his career, building and launching a product represents another capability still to be added.

Download your free Painter Growth training here: https://learn.paintergrowth.com/If you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.com/Painter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.

XRP may be becoming the key to something much bigger than payments. Ripple is challenging the idea that every regulated stablecoin is created equal. A money transmitter license, state trust charter, and federal prudential supervision each carry different reserve requirements, verification standards, and consequences if an issuer fails. As stablecoins become part of the financial system, the level of regulatory oversight behind them could determine which assets institutions are willing to trust. Clearpool is also expanding to the XRP Ledger, bringing institutional-ready credit and lending infrastructure directly to XRPL. The proposal includes migrating from CPOOL to CLEAR and recapitalizing the treasury to fund incentives, adoption, and the platform's next phase of growth. Institutional credit remains largely untapped on XRPL, but Clearpool believes the opportunity is massive. At the same time, RippleX is working with Common Prefix to formally verify the XRP Ledger. This effort goes directly to the reliability and security institutions require before moving serious financial activity onchain. We are also looking at the XRPL validation stream, where UNL validators vote on the same ledger hash until consensus is reached and the ledger sequence advances. Ripple Treasury is pushing even deeper into the Office of the CFO with GSmart and what Ripple describes as Treasury-Native AI. Instead of placing AI beside treasury operations, Ripple is embedding intelligence directly into existing financial policies, data, workflows, and deterministic financial logic while keeping people responsible for the final decisions. Solana is also developing confidential transfers and batch functionality, reinforcing the institutional demand for privacy, scale, and controlled financial operations on public blockchain infrastructure. Tonight, Chip and Jeff connect all of it. Regulated stablecoins. Institutional credit. Formal verification. Treasury-native AI. Confidential transfers. Batch transactions. These are not isolated developments. They are pieces of the financial infrastructure being built for the next era of money. Please like, subscribe, and click the bell to be notified when the next video drops.

Send us Fan MailFor 249 episodes we drank beer, so naturally we decided to celebrate number 250 with whiskey—at almost the exact moment the whiskey business started wondering where everybody went. In this milestone episode of Business, Beer & BS, we're figuring out whether people are actually drinking less, drinking differently, or just paying $14 to have someone leave the alcohol out of their cocktail. We get into sober raves, canned cocktails (RTDs), GLP-1 weight loss medications, the supposedly sober Gen Z suddenly drinking more, and whether bourbon collecting is really just Pokémon for middle-aged men. Somewhere between the first pour and whatever seemed like a good idea by the third, we discover that drinking isn't disappearing nearly as fast as the traditional rules around it are.From a business strategy and market execution standpoint, these changing consumer habits represent a structural shift in customer acquisition, menu margin engineering, and product portfolio management. As non-alcoholic options, functional beverages, and zero-proof spirits outpace legacy alcohol growth, smart business owners, hospitality operators, and beverage distributors must adapt their cash flow tactics and inventory strategy. Whether you are retooling your offerings to capture health-conscious consumers, leveraging premiumization, or navigating GLP-1 market disruption, staying agile is essential to protecting your bottom line.If you enjoyed this episode, head over to mikeandblaine.com to buy us a beer and keep the conversation going!We want to hear from you! beer@mikeandblaine.comThanks to our Beer Sponsors:Karen Hairston from 3S Smart ConsultingCPA Larry Weinstein, the Cash Flow Cowboy from Houston TexasNeighbor PatTrey MiltonListen to all our episodes at mikeandblaine.comLearn about:Cash Flow Mike who trains CPAs to provide effective advisory to their clients at cashflowmike.comWatch on YouTube: https://youtu.be/n3bpldzgzBgDryrun Cash Flow Forecasting for the office of the CFO where they get finance teams out of spreadsheets at dryrun.com#Whiskey #WhiskeyTok #SoberCurious #MindfulDrinking #Mocktails #NonAlcoholic #ReadyToDrink #RTD #GenZ #DrinkingTrends #BusinessStrategy #BeverageIndustry #Entrepreneurship #CashFlow #SmallBusinessTactics #AthleticBrewing #LiquidDeath #Heineken #MolsonCoors #Diageo #BuffaloTrace #Poppi #Ozempic #BusinessPodcast #MikeAndBlaineSupport the showCatch more episodes, see our sponsors and get in touch at https://mikeandblaine.com/

Get your MTM Vegas merch! https://mtmvegas.shop Station Casinos closed its 50th birthday summer with a mic drop: $1,000 for every year of service, for every employee, a roughly $70 million thank you that even the managers did not see coming. Meanwhile the Circus Circus clown sign, turns 50 this month with its electrical system completely fried, and we make the case for restoration over yet another screen. The neighbors behind Atomic Golf keep finding golf balls in their yards, the Strat says the nets are fine, and somebody has to be wrong. Plus a $5 football contest with a $25,000 prize at South Point, no Spice Girls residency after all (but Oasis is expected), Bally's loses its CFO, Bank of America's sobering look at what betting does to its own customers' accounts, a cinnamon roll described like fine literature, and Fiesta Henderson finally has a real plan. We also pause to mark 25 years since September 11 and what it meant for Las Vegas. Should Circus Circus restore the clown or go digital? Let us know in the comments. Episode Guide: 0:00 Zoox vs Pedestrians 0:36 Toshiba Plaza Becomes Paramount+ Plaza 1:38 25 Years Since 9/11: The Vegas Impact 4:44 The $5, $25,000 Football Contest at South Point 6:26 No Spice Girls Residency (but Oasis Is Coming) 8:55 Bally's CFO Steps Down (Enter Papa Giorgio) 11:11 Bank of America's Sobering Betting Study 14:05 The Clown Sign Is Fried (Save It!) 16:44 A Capital One Offer Built for Vegas Trips 18:16 Atomic Golf Balls Are Raining on the Neighbors 20:21 Cinnamon Roll Update: Poetry & Long Lines 21:22 Fiesta Henderson Finally Has a Plan 23:28 Station Casinos' $70 Million Employee Gift 24:59 Final Thoughts Want more MTM Vegas? Get our exclusive weekly aftershow and join the community.

Every quarter someone writes the obituary for the CMO. The seat keeps getting cut, the tenure keeps getting shorter, and the conclusion is always the same: marketing does not need a leader anymore.Wrong diagnosis. The role is not dying. The department, as most companies built it, is.In this episode:- Why growth went to sales, brand went to product, and the CMO was left with content and events- The basketball version: a point guard who does not know the score- Pipeline is an outcome of positioning, pricing and distribution, not a metric to chase- Five questions a CEO should ask any CMO candidate (and listen for the numbers)- Why an empty seat beats the wrong CMOFunky Enterprises Show, episode 177. Host: Nemanja Živković, Strategy Director and Senior Partner at Funky Enterprises.Chapters:00:00 Cold open: the point guard who does not know the score00:45 Intro: where this topic came from03:11 Why smart people believe the CMO is dead06:03 How three of the four levers left marketing, and the MQL era07:26 Pipeline is an outcome, not a metric10:01 Three stories: positioning, productization, distribution12:58 Unit economics: what the CMO has to know13:42 Five questions a CEO should ask any CMO candidate15:07 Mid-sized companies: an empty seat beats the wrong CMO17:12 Objections: brand cannot be measured, the CFO, we are too small19:39 Closing: the Funky Enterprises Show site

“I had hired a CEO for the last two years. The company was at a place where revenue had plateaued. I wasn't someone who could look at a spreadsheet 50 tabs wide and tell my CFO what to do. I was definitely out of my league and I didn't like that job, and a lot of different things happened before we ended up filing for bankruptcy.” Leanna Byrne speaks to Sophia Amoruso, founder of online fashion retailer Nasty Gal. What began as a one-woman eBay shop selling vintage clothes became one of online fashion's most recognisable brands. Within a few years, Nasty Gal was valued at $350 million, bringing expectations that it would grow like a technology company and become a billion-dollar business. Sophia reflects on feeling out of her depth running the company, criticism of its workplace culture and the decisions that led to bankruptcy. The Interview brings you conversations with people shaping our world, from all over the world. The best interviews from the BBC, including episodes with Sundar Pichai and Julia Gillard. You can listen on the BBC World Service on Mondays, Wednesdays and Fridays at 0800 GMT. Or you can listen to The Interview as a podcast, out three times a week on BBC Sounds or wherever you get your podcasts. Presenter: Leanna Byrne Producer: Osman Iqbal Editor: Damon Rose(Image: Sophia Amoruso. Credit: Araya Doheny/Getty)

Is red light therapy a wellness trend? Or a real business opportunity? Cash-pay wellness is growing fast, and business owners are looking for services customers actually want without adding a pile of staff, training, or overhead. In this episode of The Liquid Lunch Project, Matt and Luigi sit down with Dr. Carl Rothschild and Dock Walls to talk about the Trifecta Pro 450 Red Light Table and, more importantly, the business sitting behind the technology. Dr. Carl explains the science they say powers red light therapy, including its effect on mitochondria, cellular energy, recovery, and fat loss. Dock tackles the operator side: who is buying these systems, how businesses are charging for treatments, what it takes to run one, and how owners can think about adding red light therapy as another revenue stream.

In this episode, Austin Willuweit, CFO, Monument Health, discusses managing rising Medicare payer mix, tightening margins and disciplined capital allocation while continuing to grow and expand services in rural healthcare. He also shares lessons from integrating Rapid City Medical Center and how AI, automation and autonomous coding are creating near-term opportunities across finance and revenue cycle.

When you say you want more freedom, could you actually say what you mean by it? Turns out "freedom" isn't one thing — and chasing it in general is how to end up with none of it. This episode lays out 7 different kinds of freedom a CPA can build a firm around: time, money, location, people, headspace, emotional wellness, and the work itself. …Link to full shownotes: https://www.businessstrategyforcpas.com/400…Want the skinny on pricing?If you feel trapped by your own accounting firm, it's not because of the work – it's how you've priced the work. Too many accountants are stuck in undercharging, overdelivering, and people-pleasing cycles. Break the pattern with my short PDF guide: 7 Pricing Essentials »It's free, and you can read it in 5 minutes.I want to help you get your prices up without losing loyal clients.  …Want to hear what works, from 57+ clients?Check out the Client Success Stories podcast: LISTEN »

Mike Kaput, Chief Content Officer at Marketing AI Institute, joins Greg Kihlström to unpack the gap between an AI pilot that demos well and an AI capability the enterprise can actually run on."AI strategy" describes very different things at different companies. Kaput on what he finds underneath the phrase once you start asking what the systems actually do, and who is accountable when they do it wrong.The pilot-to-production gap is an operating problem, not a technology one. What changes about marketing operations, decision ownership, and oversight when execution moves to machines and the team's job shifts toward judgment.Hours saved is not a business case. How more mature organizations connect AI work to outcomes a CFO recognizes — and how a marketing leader spots a brand becoming faster and less consistent at the same time.About Mike KaputMike Kaput is a recognized expert on marketing, content, and artificial intelligence. He is also a writer, speaker, and author. Mike currently serves as Chief Content Officer at Marketing AI Institute, where he uses marketing, content, and AI to grow traffic, leads, and revenue. Mike previously served in a marketing leadership role at HubSpot's first-ever partner agency.Mike Kaput on LinkedIn: https://www.linkedin.com/in/mikekaput/---------- Resources ----------: marketingaiinstitute.comThe Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://aglbrnd.co/r/2868abd8085a9703Reach your customers with Reddit. Spend $500 in ad spend, get $500 back in ad credit! Learn more: https://advertalize.com/r/491818c79fb1873fEnjoyed the show? Tell us more at and give us a rating so others can find the show at: https://aglbrnd.co/r/faaed112fc9887f3Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://aglbrnd.co/r/35ded3ccfb6716baCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.comThe Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company Hosted on Acast. See acast.com/privacy for more information.

#748: The real question behind quitting a job you love or paying off debt anyway? Your money mindset. Take our free quiz to find yours: https://affordanything.com/fiire A listener with $686,000 saved and a job she loves wants to take her family on a year-long trip — but Paula says her real question isn't about money at all. Later: a dad chooses to stop maxing his IRA to pay off a mortgage, even though the math says otherwise. Joe joins from the road to help answer three listener questions: a family weighing a year off against a job she loves, a dad debating whether to stop maxing his IRA to pay off a house, and a longtime listener with a smarter way to save for college. In this episode, we discuss: How to decide whether a job you love is worth walking away from for a family gap year The three factors that actually predict whether you'll love your next job Why "retiring early" might be the wrong goal — and what to aim for instead How to know if you're financially ready for a career break, and what to prep first Why paying off your mortgage can beat investing, even when the math says otherwise How to structure your mortgage term like a finance pro (and why the 30-year can win) Why saving in separate, labeled accounts makes it easier to actually hit your goals Whether you're weighing a big life pivot, deciding what to do with extra cash, or just trying to make saving feel less abstract, this episode offers frameworks — not just formulas — for making the call. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (07:12) Can you afford to quit a job you love? (11:09) Three things that actually predict job satisfaction (17:05) Why this window with your kids won't come twice (22:20) Why retiring often beats retiring early (30:14) Why bad trip experiences count as good data (34:18) Why paying off debt can beat the math (36:49) Why coasting on your current savings pace is risky (44:26) How to think like a CFO about your mortgage (51:09) Why one bucket per goal makes saving easier (53:46) Why your 401k isn't really about retirement

Hiring is already expensive. Weak contracts, unclear roles, or the wrong worker classification can make it a lot more expensive later.  In this episode, I sit down with Sarah, a healthcare attorney and former med spa owner, to talk about the legal and financial gaps that show up as practices grow. We cover partnership agreements, W-2 vs. 1099 classification, job descriptions, expansion risk, and how poor documentation can hurt enterprise value.  Put It in Writing Before You Need It  Partnerships and employment relationships are easiest when everyone agrees. That's when you should document pay, responsibilities, expectations, and what happens if things change. Job descriptions should also match the work people are actually doing—not a generic template. If the paperwork says one thing and the practice does another, that's where risk starts. Fix the Legal Cracks Before You Scale  Before you add another location, provider, or partner, check the foundation:  Make sure agreements match the real working relationship  Review W-2 vs. 1099 classification  Update job descriptions as roles change  Confirm payroll and scheduling support the classification  If the first location still runs on workarounds, a second one will multiply the risk.  (00:04:35) Starting without the right paperwork  (00:11:39) Risks of expanding too early  (00:20:25) Why documentation matters  (00:23:59) Preparing for a smoother sale  (00:28:10) W-2 versus 1099 classification  "1099 Employee" Is Not a Thing  Worker classification isn't based on preference. Control, scheduling, exclusivity, and the actual relationship matter. Part-time doesn't automatically mean contractor, either. Misclassification can mean penalties, unenforceable agreements, and ugly surprises during due diligence.  Buyers Pay More for Less Risk  Clean financials matter, but buyers also look at contracts, payroll, staff arrangements, and how much cleanup they'll inherit. Tightening those areas now can make the practice easier to scale today and easier to sell later.  About Sara Shikhman:  Sara Shikhman is an experienced healthcare lawyer and entrepreneur with over 16 years of expertise. She and her team have assisted more than a thousand clients in navigating the healthcare industry's complex legal and regulatory landscape, negotiating contracts, protecting intellectual property, and obtaining funding. As CEO and COO, she has also led several multi-million-dollar ventures, including an e-commerce company that generated over $13 million in revenue in two years and a med spa that expanded from one room to 12 locations across multiple states, generating over $13 million in annual revenue.   Connect with Sara:  Website: https://lengealaw.com/  Free Consultation Booking Link: https://lengealaw.cliogrow.com/book/44df0ed4ba012f9e04d8565f2c9c9aa4  Follow Shannon & Keep What You Earn:    Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence. She is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.  Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/   Connect with Shannon: https://www.linkedin.com/in/shannonweinstein   Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn   Listen on your favorite podcast app: https://pod.link/1580071347   Instagram: https://www.instagram.com/shannonkweinstein/   The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here. 

A little less than half of workers now use AI regularly on the job. Of that group, 44% admit the output looks finished on the surface and holds nothing underneath. SHRM has a name for it: work slop. Dr. James Atkinson is VP of Thought Leadership at SHRM, where he leads the research teams behind that finding. He spent nine years at Gartner, finishing as Managing Vice President of Data Products for its HR research practice, and ran data products at Payscale before joining SHRM. James walks through SHRM's Skills Revolution research in this conversation. Read the full report here: https://www.shrm.org/topics-tools/research/skills-revolution-preparing-employees-tomorrows-jobs In this episode, he covers: • Why CFOs approve people investments framed as productivity gained and cost avoided, and why SHRM's navigating the C-suite research found finance leaders want that case backed by workforce data • How 44% of AI users admit to producing work slop, and where HR can step in to define what good output looks like • What SHRM's Skills Revolution research says about learning and development systems that can't track how fast skills are changing Timestamps [00:01:01] Why the labor market is uneven rather than hot or cold, and why the last two months shouldn't set your expectations [00:01:51] Healthcare keeps adding jobs as the population ages while federal employment declines and local government picks back up [00:03:13] Framing a people investment as a business opportunity with a productivity number and a cost number attached [00:04:49] SHRM's navigating the C-suite research: CFOs want the ROI spelled out and backed by workforce data [00:05:34] Turnover as the metric finance already understands, because a role sitting empty is a day of lost productivity [00:06:11] Ask your executives how they want to be presented to before you build the deck [00:06:48] Just under half of workers use AI regularly, and 44% of them admit to producing work slop [00:07:28] Why AI needs guardrails and how managers become the people who say what good looks like [00:09:12] The Skills Revolution research: skills are changing faster than learning and development systems can follow [00:11:10] Why skills inventories still haven't replaced job descriptions, and what might finally move that Guest Bio James Atkinson is the VP, Thought Leadership at SHRM, where he leads research teams uncovering key insights on the challenges and trends affecting HR and the workplace. James joined SHRM with more than 15 years of research, data, and product experience, having spent a decade in various leadership roles within the HR industry. Prior to SHRM, James was the Vice President of Data Products at Payscale, where he was responsible for the overall strategy, development, and delivery of data products for compensation professionals. He also spent 9 years at Gartner, finishing his tenure there as the Managing Vice President of Data Products for the HR research and advisory practice. Across his career, his teams have created award-winning research and data products for HR executives and their teams on topics including learning and development, total rewards, recruiting, talent management, HR strategy, HR technology, and diversity, equity, inclusion, and belonging. This work has been featured in top business journals and media outlets such as Harvard Business Review, Wall Street Journal, and Forbes. James holds a PhD in Political Science from the University of Michigan and an MBA from Ohio State University. Brought to You by Paylocity Paylocity is the fastest growing unified platform for HR, Finance, and IT. Paylocity brings your people, processes, and data together in one place so HR leaders can spend less time managing systems and more time doing the work that actually moves their organizations forward. Learn more at paylocity.com Keywords: SHRM research, labor market outlook, work slop, AI guardrails, HR ROI, CFO conversations, workforce data, skills revolution, learning and development, career development, employee attrition, talent retention, healthcare hiring, HR strategy, skills inventory, job descriptions, people analytics, workforce planning, HR Mixtape