Podcasts about cfo

In this episode of Coin Stories, Natalie Brunell speaks with Andrew Kang, CFO of Strategy, about Bitcoin's price drop, institutional adoption, and why Strategy has no plans to stop buying Bitcoin or issuing innovative products backed by Bitcoin. We discuss: Why Bitcoin volatility intensified despite strong fundamentals Coming bank adoption of Bitcoin in 2026 Strategy's preferred offerings and dividend structure Index inclusion, credit ratings, and market skepticism The future of bitcoin adoption and capital markets innovation  Follow Andrew Kang on X at https://x.com/Strategy  Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusgroup.ai Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie  Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Strategy World 2026 in Las Vegas on February 23-26th - Use code HODL for discounted tickets: https://www.strategysoftware.com/world26  Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Ditch your fiat health insurance like I did four years ago! Join me at CrowdHealth: www.joincrowdhealth.com/natalie  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Last week Tony and D kicked off a two part series on four areas your advisor should have on their radar to help maximize your growth. In part two they cover the next two and get very practical about what real planning looks like when your life changes fast.First they talk about alignment. Your portfolio should match your lifestyle, your income needs, and your real world transitions, especially if you are a business owner selling a company, changing jobs, or moving into retirement. They explain why a plan cannot be rigid, why returns are not linear, and why you want someone you can treat like a personal CFO to help take emotion out and run the numbers when big decisions show up.Then they close with a simple question. Is your advisor a specialist or a generalist. If the advice feels generic, the investments look like a one size fits all model, or the answers sound like they are going in circles, that is a signal to ask better questions and demand a strategy built around your situation.

In this episode, Robert Chestnut, SVP and CFO at LMH Health, joins the podcast to discuss how health systems are preparing for market shifts heading into 2026. He shares perspectives on embracing change, addressing workforce skill shortages through internal training programs, and diversifying talent to build a more resilient and adaptable organization.

Jeremy Lott, founder of Foundation Accounting & Consulting, a financial services firm that helps service-based businesses, especially contractors, fuel profits, grow cash flow, and scale sustainably without going broke.Through bookkeeping services and fractional CFO coaching, Jeremy supports business owners in understanding their numbers, building strong systems, and making confident, profitable decisions.Now, Jeremy's own journey from landscaper to accountant demonstrates the power of setting bold goals, overcoming challenges, and creating real impact by putting more money back into the pockets of other business owners.And while continuing to refine his own processes and stay grounded in gratitude, he remains committed to helping others build the strong financial foundations they need to thrive.Here's where to find more:FoundationACS.comhttps://www.facebook.com/foundationaccountinghttps://www.instagram.com/foundationaccountingconsultinghttps://www.linkedin.com/company/foundationacs________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Send us a text"RAISE CAPITAL LIKE A LEGEND: https://go.fundraisecapital.co/frc2-apply"Are you ready to discover how top-tier private equity firms triple the value of companies in just five years? In this episode of Making Billions, Ryan Miller sits down with Eliot Kerlin, Co-Founder and CEO of Broadwing Capital, to lift the veil on the high-powered operational strategies used by institutional investors to transform ordinary businesses into unstoppable growth machines.Whether you are an emerging fund manager, a family office principal, or a founder looking for an exit strategy, this discussion provides a masterclass in operational excellence and strategic value creation.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/makingbillionspodcast/X: https://x.com/_MakingBillionsWebsite: https://making-billions.com/[THE GUEST]: Eliot Kerlin serves as Managing Partner of Broadwing Capital, which he co-founded after 20 years of operational private equity experience.[THE HOST]: Ryan Miller is a recovering CFO turned angel investor in technology and energy.Support the showDISCLAIMER: The information in every podcast episode “episode” is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening or viewing our episodes, you understand that no information contained in the episodes should be construed as legal or financial advice from the individual author, hosts, or guests, nor is it intended to be a substitute for legal, financial, or tax counsel on any subject matter. No listener of the episodes should act or refrain from acting on the basis of any information included in, or accessible through, the episodes without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer, finance, tax, or other licensed person in the recipient's state, country, or other appropriate licensing jurisdiction. No part of the show, its guests, host, content, or otherwise should be considered a solicitation for investment in any way. All views expressed in any way by guests are their own opinions and do not necessarily reflect the opinions of the show or its host(s). The host and/or its guests may own some of the assets discussed in this or other episodes, including compensation for advertisements, sponsorships, and/or endorsements. This show is for entertainment purposes only and should not be used as financial, tax, legal, or any advice whatsoever.

Join Bradley Hamner for a special year-end compilation featuring the most impactful moments from 2025's highest-performing episodes. This episode brings together five powerful conversations with industry leaders who've cracked the code on remote teams, meaningful work, accountability systems, and hiring excellence.Whether you're hearing these insights for the first time or revisiting wisdom that transformed your business, this Best of 2025 episode delivers actionable strategies to carry into 2026.Featured Episodes & Key TakeawaysEpisode 440: Jason Steffle - Building High-Performance Remote TeamsThe Challenge: Hiring in high-cost markets like Cupertino (median income $200k+) and managing teams you can't see,Episode 446: Wes Adams & Tamara Miles - Creating Meaningful WorkThe Research: The Three C's Framework for employee engagement.Episode 461: David Peterson (Coach P) - The Accountability System That WorksThe Problem: How do you hold people accountable without destroying relationships?The Solution: Make everything visible.Episode 463: Steve Suggs - The Science of Hiring Salespeople25 Years of Hiring Research CondensedKey Themes Across All EpisodesVisibility Creates Accountability - Whether it's remote teams or in-office staff, transparency eliminates difficult conversations.Intentionality Beats Systems - One weekly thank you outperforms complex recognition programs.People Are Assets, Not Expenses - This mindset shift changes everything from hiring to development to retention.Specialization Drives Growth - Separating sales from service can double production.Community Comes First - Before culture, before accountability, before growth—build real relationships.Join Us at the 2026 Above The Business Event SeriesWant to experience more transformational content like this? Join us for the 2026 Above The Business event series where we'll dive deep into the strategies, systems, and mindset shifts that help you move from Rainmaker to Architect.Get above the daily grind and design a business that can run and grow without you.Learn more at https://blueprintos.com Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for financial management and marketing services, designed specifically for insurance agencies, fitness franchises, and youth soccer organizations. As the nation's largest accounting and financial advisory firm for insurance agencies, Club Capital proudly serves over 1,000 agency locations across the country—and we're just getting started. With Club Capital, you get more than just services; you get a dedicated account manager backed by a team of specialists committed to your success. From monthly accounting and tax preparation to CFO services and innovative digital marketing, we've got you covered. Ready to experience the transformative power of Club Capital?...

Coach Love Agudo is VP for Product Formulation at Kanzen Barley. Tita Joy Nuska is VP for Finance at Kanzen Barley.Kanzen Barley is the first Japan-patented postbiotic barley in the Philippines, FDA registered and backed by clinical studies, delivering ultimate immunity for everyday health.This episode is recorded live at Yspaces Co-Working and Event Space in BGC, Taguig. Yspaces is the official co-working and event space partner of Start Up Podcast PH.In this episode:00:00 Introduction00:47 Ano ang Kanzen Barley?06:58 What problem is being solved? 15:07 What solution is being provided? 25:21 What are stories behind the startup? 41:37 What is the vision? 44:44 How can listeners find more information?KANZEN BARLEYFacebook: https://facebook.com/kanzenbarleyYSPACESWebsite: https://knowyourspaceph.comFacebook: https://facebook.com/yspacesphTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠⁠⁠⁠https://knowyourspaceph.com⁠⁠⁠⁠Apeiron: ⁠⁠⁠⁠https://apeirongrp.com⁠⁠⁠⁠Twala: ⁠⁠⁠⁠https://twala.io⁠⁠⁠⁠Symph: ⁠⁠⁠⁠https://symph.co⁠⁠⁠⁠Secuna: ⁠⁠⁠⁠https://secuna.io⁠⁠⁠⁠SkoolTek by Edfolio: ⁠⁠⁠⁠https://skooltek.co⁠⁠⁠⁠MaroonStudios: ⁠⁠⁠⁠https://maroonstudios.com⁠⁠⁠⁠CompareLoans: ⁠⁠⁠⁠http://compareloans.ph⁠⁠⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠⁠⁠https://asklexph.com⁠⁠⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠⁠⁠⁠http://argum.ai⁠⁠⁠⁠PIXEL by Eplayment: ⁠⁠⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠⁠⁠https://schoolofprofits.academy⁠⁠⁠⁠Founders Launchpad: ⁠⁠⁠⁠https://founderslaunchpad.vc⁠⁠⁠⁠Hier Business Solutions: ⁠⁠⁠⁠https://hierpayroll.com⁠⁠⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠⁠⁠https://agiledatasolutions.tech⁠⁠⁠⁠Smile Checks: ⁠⁠⁠⁠https://getsmilechecks.com⁠⁠⁠⁠CloudCFO: ⁠⁠⁠⁠https://cloudcfo.ph⁠⁠⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠⁠⁠https://cloverly.tech⁠⁠⁠⁠BuddyBetes: ⁠⁠⁠⁠https://buddybetes.com⁠⁠⁠⁠HKB Digital Services: ⁠⁠⁠⁠https://contakt-ph.com⁠⁠⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠⁠⁠https://hyperstacksinc.com⁠⁠⁠⁠OneCFO: ⁠⁠⁠⁠https://onecfoph.co⁠⁠⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠⁠⁠https://wunderbrand.com⁠⁠⁠⁠DVCode Technologies Inc: ⁠⁠⁠⁠https://dvcode.tech⁠⁠⁠⁠NutriCoach: ⁠⁠⁠⁠https://nutricoach.com⁠⁠⁠⁠Uplift Code Camp: ⁠⁠⁠⁠https://upliftcodecamp.com⁠⁠⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠⁠⁠https://youtube.com/startuppodcastph⁠⁠⁠⁠Spotify: ⁠⁠⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠https://facebook.com/startuppodcastph⁠⁠⁠⁠Patreon: ⁠⁠⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠⁠⁠PIXEL: ⁠⁠⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠⁠⁠Website: ⁠⁠⁠⁠https://phstartup.online⁠⁠⁠⁠This episode is edited by the team at: ⁠⁠⁠⁠https://tasharivera.com⁠

You do less, but you get more. Well, hey there. Welcome back. Do you have any limitations? Oh, yes, of course you do. Let’s talk about them. And I think your first reaction is, “Well, here we go. We’re going to explore how I’m not good enough at something or how I don’t even do a thing.” Nope, we’re not doing that at all. In fact, we are going to look at why limitations are so important and how they actually make a product, a business, and a person better. What is this? Real life? Yes, I’m here to tell you yes, it is. The Danger of Trying to be Good at Everything in 2026 I read a book a while back called The Myth of Excellence. And one of the things it says in the book, and I’m paraphrasing, is the best way to sort of destroy your business and go out of business is to try to be good at everything. Years ago, I worked at a firm that had that same motto. And they tried to be good at everything and tell all of their clients that they could do anything and everything that their clients were asking. And they couldn’t. In their quest to be good at everything, they were essentially good at nothing. The Success of the 10-Minute Podcast Constraint When I started this podcast—and we are approaching 300 episodes in 2026—when I started it, the very first episode, I set a rule for myself. I set a limitation and the limitation was I would keep the episode if it was just me to about 10 minutes. I have adhered to that and every so often I go over to maybe 11 or 12 minutes and then I apologize profusely. That limitation has helped me to have a better show. It has helped me to have a show that’s better because it forces me to be more concise, but it also makes my show very different. When people find out that my show is only 10 minutes long, they’re shocked. And they’re shocked in a very pleasant way. They’re like, “Oh, I can digest that. Oh, I’ll just go empty the dishwasher and listen to your show.” “Oh, okay. Wow, that’s it.” I’ve had multiple people come to me and say, “Oh, yeah. I listen to like seven of your episodes.” Wow. Like so that’s really a cool thing that limitation has been very advantageous. Defining Strategic vs. Self-Improvement Limitations At the time of year that this podcast episode is coming out is we’re we’re we’re ending the year and it’s when everyone is making New Year’s resolutions and saying they’re going to be better and this and that. They’re probably looking at limitations as something they’re going to overcome. And yes, there are certain things that you want to improve. You want to be better at weight loss. You want to be better at at consistency at this that the other thing. Yes. So, you’re sort of overcoming your scale and you’re saying, “I want this to be a seven when it’s only a three right now.” That’s fine. What I’m talking about are limitations that are typically self-imposed for a reason. If you’re running a business and you set limitations, you will find that very comforting. You will create a sort of comfort zone for you, your skills, your people, and yourself. You can do that for yourself as well where you have a limitation in something that you do whether it’s well when people ask for rides or they ask for favors I have a limitation of such and such and it can help you to maintain consistency and integrity and you’re kind of shaking your head right now going wait I never really looked at it that way it’s a positive thing yes it’s an absolute positive thing. Maintaining Professional Integrity with Time Limits Getting back to my use of it when I interview people and I am exceeding exceedingly grateful for the chances I’ve had so far with interviewing people. When I interview people, I always start it by telling them when I first approach them, I’m only going to use an hour of your valuable time, no more. I promise. And I’m surprised at how many of those people view that as they they act like this is a new thing. Like no one has ever approached them for an interview and said, “Here’s our time limit.” And there are obvious reasons for that, right? If you are running a show and you get somebody that you think is going to be really good, you want to squeeze every single delicious minute out of them that you can. So, you are actually doing yourself a disservice in their shortsighted view of it of saying, “Hey, I I told the guy it was only an hour, but he was willing to go longer. Darn it. Why did I do that?” Well, if he is willing to go longer, then you can go longer. And I had a guest that easily did an hour and a half and wanted to actually do more where I actually had to push back and say, “You know what? Why don’t you come back?” So again, a limitation simply related to the podcast and timing. And I want to stress again that these limitations, unlike self-improvement limitations per se, are self-imposed limitations that have to do with something that you think is a good thing. Like for example, this is not, oh, I’m just going to limit myself to have only one and a half cakes. No, I’m not talking about like limiting your eating and things like that. Those are just that’s a different concept. This concept is there’s a thing that I do or enjoy or or could do, but I don’t. The Business Advantage of Scarcity and Brand Recognition Getting back to the business again, if you’re a creator and let’s say you create 3D printed objects, you may limit yourself to things that are not so fragile or things that are small or things that are really easy to ship. Can you create and print the larger things? Absolutely. Are those high ticket items? Absolutely. Are those things that people request? Sure. But you may just say, “No, I limit myself and I don’t do those. Maybe if I do a a in-person fair somewhere, I may print those and bring those with me. But when it comes to my online store, I limit myself to only doing the little tiny things.” Could Chick-fil-A be open on a Sunday? Yes, but they limit themselves and they’re not open on a Sunday. Not being open on a Sunday costs them an estimated 1 billion with a B dollars of revenue, but they actually gain more than that because it gives them more brand recognition. It increases scarcity because people think, “Oh, I want, oh, it’s closed. Oh, I better go there on Tuesday then.” So, it’s a net gain for them limiting themselves of actually not allowing their customers to buy their products on one day every single week. Hobby Lobby is the same way and they both create a certain image in the mind of many consumers, an image that they cannot create without creating that limitation. Setting Social Boundaries to Protect Your Time and Energy If they say, “Oh yeah, we have morals and ethics and this and we want our people to be taken care of.” Sure, any business can say that. But a business that actually forces itself to be closed on a specific day can say that you too can create that perception. And I don’t mean just a perception like it’s false. I mean a perception in other people of your behavioral patterns by enforcing a limitation. You can present yourself as someone who’s very friendly to your friends and say, “Oh yeah, I’ll help out anytime. Just call me.” Okay, but a lot of people say that. But if you say, “If you want me to help you, let me know.” but you’re going to give me some lead time or I can’t help you. It shows them that you’re serious. It shows them that you actually are committing to helping them, but they are going to also have to come step up to you and say, “Hey, you know, I didn’t just think of this out of nowhere. I actually need help and I’m going to do some planning.” You know, do emergencies happen? Of course. But I’m saying by pushing back and forcing a limitation on your kindness in a way it can help people to say, “Oh, he’s actually serious about that.” Conclusion: Why Doing Less Allows You to Get More Banks, restaurants, retail, etc., etc. The list goes on. There probably isn’t a business out there that doesn’t have a limitation that they self-imposed. There isn’t a business out there that some of the people in a round table, CEO, CFO, what have you, see people, marketing, what have you, sat down and said “well you know we could do this right?” and the answer was yes but we’re not going to and we’re not going to because it is a limitation that we are imposing and there’s usually push back of yes but we’ll see this increase in revenue yes but it’s just not part of our brand or it’s just moving forward not something we really want to do. Imposing limitations on yourself, your business, etc. can be extremely valuable. It can be something that reduces your stress, reduces your time, energy, and resources. Again, it’s one of those things I try to introduce in these podcasts where you do less, but you get more. And it shouldn’t work that way, but it does. So, what in your life is something that you intentionally or unintentionally have realized you’re setting a limitation on? And if you’re a business owner, this may be something that is a 50-page document, your operating agreement. Or if you’re a person running a human being, yourself or your children, it may be something that you’ve just come to realize is something that you do. So, what do you do? What what do you not do and why? It’s something worth looking into. And again, if you’re using the CheckMark™ app, then this podcast will automatically have its own little worksheet built in that you can click and copy to your clipboard and then kind of go through the homework of this. And it’s not homework per se, but it’s something that is a really cool thing that allows you to kind of go through review of this episode. And I I don’t really know of any other podcasts out there that that try to give you a lot of good information in 10 minutes and that allow you to use a fun little app to go through it and say, “Oh yeah, yep. I did this. I did this.” And it’s much better at retaining and it’s kind of a fun interactive thing. And that, my friends, is my 10 minutes. Thank you. PS – See Top 10 things you can do NOW to be successful in 2026 for things you can do now for success. As a bonus you can snag the CheckMark™ ap for free for your phone and desktop that will help you to track, motivate yourself, and make being successful in 2026 just downright fun.

Episode 84 - CFO by day and climate activist by heart, Agata Hacura blends strategy with purpose. Plus, Olya Tarasyeyeva's path from graphic design to Michelin kitchens shows how culture, craft and sustainability shape the future of food. Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

Gina Lanier, CFO of Adams 12 Five Star Schools in Colorado and ASBO International Board of Director, tells the stories of her journeys, provides invaluable lessons, and keen advice for SBOs.

In this final solo episode, Bradley breaks down a transformative conversation with a long-term client that reveals the difference between task-oriented thinking and systems thinking. Learn why the shift from "developing your team" to "creating a team development system" is the key to scaling past $2-3 million in revenue.Bradley shares a coaching session with a client who grew from $750K to nearly $2M in revenue (after taking 18 years to cross the first million, then doubling in just three years). The breakthrough? Moving from individual development goals to creating scalable systems.Join Us at the 2026 Above The Business Event SeriesWant to experience more transformational content like this? Join us for the 2026 Above The Business event series where we'll dive deep into the strategies, systems, and mindset shifts that help you move from Rainmaker to Architect.Get above the daily grind and design a business that can run and grow without you.Learn more at blueprintos.comThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for financial management and marketing services, designed specifically for insurance agencies, fitness franchises, and youth soccer organizations. As the nation's largest accounting and financial advisory firm for insurance agencies, Club Capital proudly serves over 1,000 agency locations across the country—and we're just getting started. With Club Capital, you get more than just services; you get a dedicated account manager backed by a team of specialists committed to your success. From monthly accounting and tax preparation to CFO services and innovative digital marketing, we've got you covered. Ready to experience the transformative power of Club Capital? Schedule your free demo today at club.capital and see the difference firsthand. Make sure you mention you heard about us on the Above The Business podcast to get 50% off your one time onboarding fee!Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions.More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.

What if the real problem with education isn't that students aren't learning enough — but that they're learning the wrong things for today's workplace? Too many graduates are prepared for exams, but not for collaboration, uncertainty, or real-world decision-making — including moneyIn this episode of The Agent of Wealth, co-host John Williams is joined by Simon Holzapfel, co-founder and CFO of L-EAF Lab, an innovation incubator designed to give students real-world, hands-on experience before they ever enter the workforce.Simon brings decades of experience from independent schools, leadership roles, and advisory work with families and institutions. At L-EAF Lab, he applies agile and evolutionary principles to education — helping students build practical skills, confidence, and adaptability in an economy that's changing faster than ever.In this episode, you will learn:Why traditional education often prepares students for tests — but not for teamwork, ambiguity, or modern workplace realities.How L-EAF Lab helps students break the “no experience, no job” paradox by working on real business problems and building verifiable skills.Why soft skills — collaboration, feedback, adaptability, and resilience — are becoming more valuable than technical skills in an AI-driven economy.How experiential learning, agile practices, and even financial literacy can better prepare young people for careers, leadership, and long-term success.And more!Tune in for a thoughtful conversation about reimagining education, expanding access to opportunity, and giving young people the tools they actually need to succeed in the real world — not just the classroom.Whether you're a parent, educator, or professional thinking about the future of work, this episode offers practical insights into how learning can evolve to meet today's challenges.Resources: Episode Transcript & Blog | LinkedIn | www.l-eaflab.org/ | www.l-eaf.org/ | https://simonholzapfel.substack.com/ | https://www.crowboxpartners.com | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory CallWant to be a guest on The Agent of Wealth? Send Marc Bautis a message on PodMatch, here: https://tinyurl.com/mt4z6ywc

Ever wondered how to bridge the gap between vision and execution in your business? In this conversation with Rafael Pinho and Brandon Moon, co-founders of TD Pine Advisors, Cam and Otis explore the art of scaling founder-led businesses with clarity and sustainable momentum."Scaling is not just about growth; it's about clarity and structure," Brandon explains, drawing from his extensive experience in operational upgrades and team alignment. Rafael adds, "Understanding your numbers is key to unlocking enterprise value," highlighting the importance of financial clarity in strategic decision-making.What makes this episode particularly valuable is their combined approach to business growth. From discussing the nuances of cash flow modeling and valuation to sharing insights from "Coffee with My TD Pine Advisor," Rafael and Brandon offer practical strategies for business owners ready to scale, sell, or stabilize.Whether you're a founder seeking to enhance operational efficiency or a business leader looking for financial insights, this episode provides a roadmap for building businesses that rise with confidence and clarity.More About Rafael:Rafael Pinho is a seasoned finance executive and CFA charterholder who brings a sharp analytical lens and deep strategic insight to every business challenge. As co-founder and CFO of TD Pine Advisors, Rafael helps founder-led companies understand their numbers, unlock enterprise value, and prepare for scalable growth or a successful exit. With a background in corporate finance, investment analysis, and business valuation, Rafael excels at translating complex financials into clear, actionable strategies. He's built a reputation for asking the right questions, grounding decisions in data, and helping business owners see both the forest and the trees. At TD Pine, Rafael leads the financial clarity work, whether it's cash flow modeling, valuation, capital strategy, or long-term planning, so that founders can stop guessing and start building with confidence.More About Brandon:Brandon Moon is a strategic operator with a proven track record of helping founder-led businesses scale with clarity, structure, and sustainable momentum. As the co-founder and COO of TD Pine Advisors, he specializes in bridging vision and execution, guiding clients through operational upgrades, team alignment, and enterprise value growth. With a background spanning family-business scalability, leadership development, and organizational change, Brandon brings a grounded, results-first perspective to business growth. His approach is relationship-focused focused ensuring that every business is built to rise and every founder has the clarity they need to lead. Known for his coffee-fueled insights, Brandon is also the voice behind Coffee with My TD Pine Advisor, where he answers real questions from real business owners who are ready to scale, sell, or simply stabilize.#10xyourteam #FounderLedBusiness #BusinessScaling #VisionToExecution #OperationalExcellence #FinancialClarity #EnterpriseValue #LeadershipDevelopment #StrategicGrowth #CashFlowManagement #BusinessAdvisoryChapter Times and Titles:Introduction to TD Pine Advisors [00:00 - 10:00]Meet Rafael Pinho and Brandon MoonThe journey to founding TD Pine AdvisorsBridging vision and execution in businessScaling with Clarity and Structure [10:01 - 20:00]Operational upgrades and team alignmentThe importance of sustainable momentumInsights from family-business scalabilityFinancial Clarity and Enterprise Value [20:01 - 30:00]Understanding numbers for strategic growthCash flow modeling and valuation explainedPreparing for scalable growth or a successful exitCoffee-Fueled Business Insights [30:01 - 40:00]Highlights from "Coffee with My TD Pine Advisor"Real questions from real business ownersPractical strateg

We had a kwentuhan with MakilingTek Inc. last Philippine Startup Week 2025!MakilingTek Inc. is producing Nanofertilizers and FertiGroe®, which can help reduce costs and increase yield for farmers!This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction01:11 Ano ang MakilingTek Inc.?24:17 How can listeners find more information?MAKILINGTEK INC.Facebook: https://facebook.com/profile.php?id=61580389509760PHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠⁠⁠https://knowyourspaceph.com⁠⁠⁠Apeiron: ⁠⁠⁠https://apeirongrp.com⁠⁠⁠Twala: ⁠⁠⁠https://twala.io⁠⁠⁠Symph: ⁠⁠⁠https://symph.co⁠⁠⁠Secuna: ⁠⁠⁠https://secuna.io⁠⁠⁠SkoolTek by Edfolio: ⁠⁠⁠https://skooltek.co⁠⁠⁠MaroonStudios: ⁠⁠⁠https://maroonstudios.com⁠⁠⁠CompareLoans: ⁠⁠⁠http://compareloans.ph⁠⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠⁠https://asklexph.com⁠⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠⁠⁠http://argum.ai⁠⁠⁠PIXEL by Eplayment: ⁠⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠⁠https://schoolofprofits.academy⁠⁠⁠Founders Launchpad: ⁠⁠⁠https://founderslaunchpad.vc⁠⁠⁠Hier Business Solutions: ⁠⁠⁠https://hierpayroll.com⁠⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠⁠https://agiledatasolutions.tech⁠⁠⁠Smile Checks: ⁠⁠⁠https://getsmilechecks.com⁠⁠⁠CloudCFO: ⁠⁠⁠https://cloudcfo.ph⁠⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠⁠https://cloverly.tech⁠⁠⁠BuddyBetes: ⁠⁠⁠https://buddybetes.com⁠⁠⁠HKB Digital Services: ⁠⁠⁠https://contakt-ph.com⁠⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠⁠https://hyperstacksinc.com⁠⁠⁠OneCFO: ⁠⁠⁠https://onecfoph.co⁠⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠⁠https://wunderbrand.com⁠⁠⁠DVCode Technologies Inc: ⁠⁠⁠https://dvcode.tech⁠⁠⁠NutriCoach: ⁠⁠⁠https://nutricoach.com⁠⁠⁠Uplift Code Camp: ⁠⁠⁠https://upliftcodecamp.com⁠⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠⁠https://youtube.com/startuppodcastph⁠⁠⁠Spotify: ⁠⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠Apple Podcasts: ⁠⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠Facebook: ⁠⁠⁠https://facebook.com/startuppodcastph⁠⁠⁠Patreon: ⁠⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠⁠PIXEL: ⁠⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠⁠Website: ⁠⁠⁠https://phstartup.online⁠⁠⁠This episode is edited by the team at: ⁠⁠⁠https://tasharivera.com⁠

[Top Resources Series] Marketing Secrets and Productivity Hacks Mitch Steinberg is the CEO of Wilshire Consulting Partners, a financial consulting firm offering tax planning, accounting, outsourced bookkeeping, CFO services, and strategic guidance to individuals and businesses. Chris Mason is a marketing expert who specializes in helping business owners turn their expertise into revenue through data-driven, results-oriented marketing strategies. Alex Gluz is the Founder of T.A. Monroe, a demand generation agency helping B2B SaaS companies to build marketing revenue engines to meet and exceed revenue and growth goals in a scalable, predictable, and sustainable way. Liana Ling is the Founder of Power Up Strategy, a digital marketing agency that empowers visionary entrepreneurs and expert-based businesses to achieve predictable, sustainable client growth through strategic, data-driven marketing systems. In this episode… In today's fast-paced world, businesses must navigate marketing, finances, and growth while staying competitive. Could a data-driven, strategic approach be the key? How can business owners use expert insights to optimize operations and ensure long-term success? Mitch Steinberg, Chris Mason, Alex Gluz, and Liana Ling reveal how they're transforming their industries with innovative approaches to growth and efficiency. Mitch highlights how proper financial systems and bookkeeping can help businesses avoid common pitfalls and achieve sustainable growth. Chris explains how building marketing funnels around existing customer desires leads to higher conversions, while Alex shares how understanding demographics and refining messaging can drive better customer acquisition and reduce costs. Liana emphasizes how AI-driven tools like N8N and OpenRouter can streamline operations, automate content creation, and improve decision-making for businesses looking to scale efficiently. In this episode of the Inspired Insider Podcast, Dr. Jeremy Weisz speaks with Mitch Steinberg, Chris Mason, Alex Gluz, and Liana Ling to discuss strategies for building sustainable business growth. They discuss optimizing financial systems, creating revenue-generating marketing funnels, and utilizing AI tools to enhance business efficiency. They also dive into the importance of understanding customer needs and demographics to drive success.

Send us a textShownotes can be found at https://www.profitwithlaw.com/513In this episode, Moshe reflects on the past year at Profit With Law, sharing how he's balanced his most important value—family—while continuing to help law firm and business owners build financial stability and freedom. From tax services and coaching to fractional CFO support, he explains how PWL has been helping clients generate consistent, scalable wealth.Moshe also shares his vision for the future: taking the next step beyond business owners to help anyone turn the wealth they have into generational wealth through smart investing and strategic financial decisions. He challenges listeners to stop staying “stuck” and take action—attending events, joining calls, or exploring opportunities that can transform their financial future.This episode is a mix of reflection, insight, and practical advice for anyone ready to create stability, freedom, and lasting wealth..Resources mentioned:

In this episode, Rebekah Le, CFO of Legacy Community Health, shares how the nation's largest FQHC in Texas is navigating financial pressures through data centric decision making, revenue cycle optimization, and technology investments. She also discusses cybersecurity, mission driven leadership, and aligning financial strategy with community impact.

[Original air date: June 5, 2025]How can finance leaders identify where their capital is silently going to waste and where it can be better used to drive growth? In this episode, CJ interviews Russell Lester, the CFO of Tropic, where capital allocation is both the product and the mission. Russell introduces the concept of “spoilage”, deployed capital that fails to deliver its intended value. He also talks about “levers”, positive actions that force multiply your efforts, and “leakages”, headwinds or detractors that sap momentum. Russell believes it is the job of the CFO (or “Chief Alignment Officer”) to proactively go looking for these levers and leakages. He then explains how he uses his “center of the table” framework to redeploy the freed-up capital to fuel growth. Russell also covers how to address misalignment, what helicopter skills are and why you need them, what a data safari is and why you should take one daily, and why every CFO needs a spend management tool.—SPONSORS:Tipalti automates the entire payables process—from onboarding suppliers to executing global payouts—helping finance teams save time, eliminate costly errors, and scale confidently across 200+ countries and 120 currencies. More than 5,000 businesses already trust Tipalti to manage payments with built-in security and tax compliance. Visit https://www.tipalti.com/runthenumbers to learn more.Aleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalised demo at https://www.getaleph.com/runFidelity Private Shares is the all-in-one equity management platform that keeps your cap table clean, your data room organized, and your equity story clear—so you never risk losing a fundraising round over messy records. Schedule a demo at https://www.fidelityprivateshares.com and mention Mostly Metrics to get 20% off.Sage Intacct is a cloud financial management platform that replaces spreadsheets, automates workflows, and keeps your books audit-ready as you scale. It unifies accounting, ERP, and real-time reporting for finance, retail, logistics, tech, and professional services. With payback in under six months and up to 250% ROI, and eight years as the customer-satisfaction leader, Sage Intacct helps you take control of your growth: https://bit.ly/3Kn4YHtMercury is business banking built for builders, giving founders and finance pros a financial stack that actually works together. From sending wires to tracking balances and approving payments, Mercury makes it simple to scale without friction. Join the 200,000+ entrepreneurs who trust Mercury and apply online in minutes at https://www.mercury.comRightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.—LINKS:Russell on LinkedIn: https://www.linkedin.com/in/russell-lester-aa98463/Tropic: https://www.tropicapp.io/CJ on LinkedIn: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—RELATED EPISODES:Wasted Capital and Where to Find It The CFOs Guide to Spoilage Levers Leakageshttps://youtu.be/xOby7CcdljI—TIMESTAMPS:00:00:00 Mostly Classics: Russell Lester on Capital and Alignment00:00:48 Sponsors — Tipalti | Aleph | Fidelity Private Shares00:04:07 Russell Lester Joins the Show00:06:45 Capital Spoilage and Wasted Spend00:08:34 Why Spoilage Goes Unnoticed Inside Companies00:10:16 Creating Accountability for ROI00:11:08 Spoilage Beyond Tools and Software00:13:04 Strategy Drift and the Sunk Cost Trap00:14:14 Sponsors — Sage Intacct | Mercury | RightRev00:17:44 Levers and Leakages: A Framework for Momentum00:19:27 Identifying Levers Across the Funnel00:21:48 Efficiency Levers Inside the P&L00:23:31 Common Spend Leakages in Practice00:24:21 The Center of the Table Framework00:26:47 Budget Ownership vs Corporate Stewardship00:28:49 The CFO as Chief Alignment Officer00:31:31 Trust, Tact, and Executive Leadership00:33:35 Helicopter Skills for Finance Leaders00:35:41 Curiosity as a CFO Superpower00:36:02 Data Safaris and Asking Better Questions00:38:16 Breaking Down Net Dollar Retention00:40:32 Navigating Data Overload00:42:16 Building a Single Source of Truth00:43:03 Intelligent Spend Management in Action00:44:44 Capital Allocation as the CFO's Core Job00:46:04 How Spend Management Drives Growth00:49:14 Why Companies Delay Spend Tools00:50:49 A Career Mistake with Investors00:52:49 Auto-Renewals: Revenue vs Leakage00:54:07 Advice to a Younger CFO#RunTheNumbersPodcast #CFOLeadership #CapitalAllocation #FinancialStrategy #SpendManagement This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

From closing dinner conversations that changed his career trajectory to advising on transactions up to half a billion dollars, Channing Hamlet shares proven strategies for selling businesses at premium valuations through proper preparation, understanding sector-specific value drivers, and creative deal structures. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with Channing Hamlet, Managing Director at Objective Investment Banking and Valuation, who has over 30 years of experience advising business owners on management issues, transaction execution, and business valuation. Channing's firm specializes in lower middle market transactions, typically ranging from $10-25 million up to $100-150 million in value. WHAT YOU'LL LEARN: In this episode, you'll discover how buyer expectations have dramatically shifted over 25 years and why preparation requirements for premium valuations have intensified. Channing explains why clean accounting is no longer optional, how financial projections can make or break your valuation, and the three key value drivers beyond revenue and EBITDA. You'll also learn creative deal structures that can save transactions when traditional financing becomes challenging. CHANNING'S JOURNEY: Channing's path into dealmaking started at the family dinner table, where his father frequently hosted business visitors for dinner conversations about deals and transactions. His pivotal moment came while working at Legg Mason doing M&A, when a patriarch from a third-generation family business pulled him aside at a closing dinner and shared how much the work had changed his family's life. That moment hooked him on helping entrepreneurs and family businesses navigate successful exits. KEY INSIGHTS: In the mid-1990s, private equity firms paid four to six times EBITDA. Today, good companies sell for 10 to 14 times EBITDA, but buyers expect sellers to show up polished and prepared. Channing identifies three major value drivers beyond EBITDA. First, understanding what drives value in your specific sector. Second, building predictability through recurring revenue and systematized operations. Third, clearly articulating your differentiation and unique value proposition. Financial projections matter because selling takes approximately nine months, meaning buyers pay based on projected results, not historical performance. A last-minute budget won't stand up to scrutiny. Channing also shares a creative deal structure where seller financing at 10% interest saved a transaction when traditional bank financing fell through. Perfect for business owners considering an exit in the next 3-5 years, M&A advisors working with lower middle market companies, and anyone wanting to understand what truly drives premium valuations. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/channinghamlet FOR MORE ON CHANNING HAMLET: https://objectivecp.com https://www.linkedin.com/in/channing-hamlet/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:00] - Introduction: Channing Hamlet's journey from family dinner table conversations to investment banking [02:17] - Growing up around business deal discussions and choosing the outdoor life [03:45] - The closing dinner moment that changed everything at Legg Mason [08:19] - How the M&A landscape has transformed over 25 years [10:26] - Why buyer expectations and preparation requirements have increased [18:52] - Understanding sector-specific value drivers through the printing industry example [23:39] - Market outlook for 2023 and beyond [31:43] - The three legs of Objective's valuation practice[40:03] - Finding Objective Capital Partners and getting in touch Guest Bio Channing Hamlet is a Managing Director at Objective Investment Banking and Valuation, focused on leading the firm's valuation advisory service practice and transaction execution for its investment banking services practice. He is a results-driven executive with 30+ years of experience advising owners on management issues, transaction execution, and business valuation. Channing draws on a diverse background that includes direct management experience, strategy consulting, private equity investing, investment banking, and business appraisal experience to advise his clients. He is actively involved in the LA and San Diego business communities and has spoken at numerous organizations including EO. He was chosen as the Investment Banking Visionary for 2022 and 2021 in Banking and Finance magazine. Host Bio Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Episode 350 - Tom Dillon: When NOT to Take Venture Capital Money: Explore valuation considerations and preparing for exit from a fractional CFO perspective. Episode 330 - Pete Mohr: Building Exit-Ready Businesses: Discover how to build a business that commands premium multiples through systematization and predictability. Episode 332 - John Martinka: Exit with Style, Grace, and More Money: Learn practical strategies for maximizing value when selling your business. Episode 339 - Solocast 74: Exit and Succession Planning: Corey's insights on preparing for successful business transitions and the importance of advance planning. Episode 88 - Internal Succession Deals: Explore options for transitioning business ownership to next-generation leadership. Keywords/Tags business valuation, selling a business, M&A preparation, EBITDA multiples, exit strategy, investment banking, lower middle market transactions, sell-side advisory, company valuation, premium valuation, buyer expectations, financial projections, value drivers, private equity, business sale preparation, transaction execution, family business sale, entrepreneurship, dealmaking, business growth strategies

Happy Holidays!See you next week.Find all episodes of the Business Strategy for CPAs here:https://www.businessstrategyforcpas.com/---------FOUR ways I help overworked CPAs go down to 40 hours without losing revenue or hiring:THE EMAIL COURSE – Freegeraldinecarter.com/stop-working-weekendsStop Working Weekends will teach you how to reduce your hours without giving up revenue.THE BOOK – $9.99geraldinecarter.com/bookDown to 40 Hours – A Roadmap for CPAs to End Overworking Without Losing RevenuePEAK FREEDOM COMMUNITY – $197/mogeraldinecarter.com/peak-freedomFor solo and small accounting firm owners who want to rise above the insanity of hustle-cultureDOWN TO 40 HOURS ACCELERATOR – $995/mogeraldinecarter.com/40For the overworked CPA at multiple six figures of revenue who is ready to stop working weekends, wants to implement overdue changes, and doesn't want to do it alone. You'll make progress faster and with more confidence. …

In this episode of The Business of Alignment, AJ records live—driving, thinking, and telling the truth that most leaders avoid.Organizations are moving faster than ever. AI, constant output pressure, endless meetings, board demands, and nonstop execution have created a dangerous gap: almost no one is actually thinking strategically anymore.Not the middle managers.Not individual contributors.And, surprisingly, not always the C-suite either.AJ breaks down why modern companies are operationally busy but strategically fragile—and why relying on the CEO, CFO, or COO alone to “own strategy” is no longer enough. When everyone is reacting, firefighting, and chasing velocity, alignment quietly collapses.His answer? A bold one:By 2026, every serious organization should have a dedicated Strategy Office—a cross-functional team embedded across product, sales, HR, marketing, and partnerships. Not to create decks. Not to chase buzzwords. But to think, unblock, pressure-test, bridge gaps, and ensure the business is actually moving in the right direction—not just moving fast.This episode is part reflection, part call to action, and part warning: Execution without strategy is just motion.If you're a leader feeling the speed, the fatigue, and the misalignment—this one's for you.

On this episode of Building the Premier Accounting Firm, host Roger Knecht and his guest, Ken Lacroix, discuss the evolving role of accounting professionals in providing CFO and advisory services. They explore the shift from compliance to forward-thinking financial planning, leveraging technology, and the importance of storytelling in communicating financial insights to business owners. This episode offers key strategies for firms looking to add more value beyond traditional accounting. In This Episode: 00:00 Introduction to Ken Lacroix 02:00 The Anti-Accountant & Storytelling 05:17 Technology in CFO Services 09:17 From Compliance to CFO Mindset 13:50 Engaging Staff and Valuing Insights 17:09 CFO Services: Sales and Tech Stack 22:16 Pricing & Meeting Structure 27:11 Overcoming Challenges in CFO Adoption 31:00 Entrepreneurial Wisdom and Wellness 36:05 Closing Thoughts and Resources Key Takeaways: Transition from historical data entry to real-time financial analysis for better decision-making. Embrace the role of a storyteller and translator, making complex financial data understandable and actionable for clients. Leverage technology to automate manual processes, freeing up staff for higher-value advisory work. Overcome the "what if I'm wrong?" mindset by understanding that estimates, even if imperfect, provide valuable targets and earlier problem detection. Recognize the value of experience and wisdom when pricing advisory services, moving beyond hourly billing to value-based fees. Featured Quotes: "We're that translator, that one that's trying to take this narrative and put it into context so that they can make informed business decisions." - Roger Knecht "The nature of accounting has been so manual. And for us, we need data that's more granular, more timely, and basically we need it to be instant." - Ken Lacroix "It's a shift from being paid for being right… And now we're asking them to be paid in essence, to be wrong, but just slightly less wrong than no estimate at all." - Ken Lacroix Behind the Story: Ken Lacroix, with decades of experience in guiding businesses through growth and financial restructuring, offers a unique perspective on the accounting profession. His journey from "anti-accountant" to fractional CFO highlights the critical need for forward-looking financial guidance in small to mid-sized businesses. He emphasizes leveraging technology to provide real-time insights and the importance of courageous leadership to inspire staff to embrace an advisory role. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here.   Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth.   Offers: Are you ready for a change, both personally and professionally?  Then accept and participate in the Accountrepreneurs Challenge.  This is a FREE opportunity to apply best practices and make this the best year yet in your career.   Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable.  These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals.  This is the proven process to start and build the premier accounting firm in your area.  After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share.     Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve.  GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients.   Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center.   It's here where you can become a:   Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE   Next, join a group of like-minded professionals within the accounting community.  Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business.   The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter   Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value.   For Additional FREE Resources for accounting professionals check out this collection HERE!   Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss.   Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe.   Also, let us know what you think of the podcast and please share any suggestions you may have.  We look forward to your input: Podcast Feedback   For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777  

In this episode of the On Track Podcast, President & CEO Eric Ritchie is joined by Tasha Gardner, VP-Finance & CFO, in the Flywheel Studio to wrap up the year with a simple message: Merry Christmas! They reflect on a strong finish to 2025, including board support for the ESOP, welcoming the former E.L. Vining team as Sargent's Western Maine region, and continued growth in people and work, then look ahead to 2026 with the largest backlog in company history and big momentum heading into Sargent's 100th anniversary year. The episode closes with a safety reminder, a couple of shout-outs from the field, and a genuine thank-you to employee-owners for the work that made the year possible. 12/OC – 100th Anniversary Party Band:https://open.spotify.com/artist/6BeyU5SW5d9NiTlzsG2LrUIf you liked this week's episode and are interested in becoming an Employee-Owner at Sargent, please visit our careers page on the Sargent website. https://sargent.us/apply/If you have an episode suggestion, please send your idea to:sbennage@sargent.us

We're closing out the year with a special episode with EFG Holding, and I'm joined today by the Group's Chief Finance & Operations Officer, Mohamed Abdel Khabir. Mohamed joined the investment bank in 2008 and took on the CFO role in 2016. Earlier this year, he took on the additional responsibility of Operations, which includes Marketing, Technology & Administration. Mohamed has been actively involved in EFG Holding's transformation from a MENA-based investment bank to its current avatar—a leading financial institution with a universal bank in Egypt and a leading investment bank in MENA. We'll be back in the New Year with a bit of a refresh, new episodes with some amazing guests from across the region. In the meantime, you can catch up on episodes you might have missed here: Chapters 0:00 Coming up... 2:54 EFG Holding's transformation 3:53 Regional strategy and global footprint 10:00 Lessons learnt from acquisitions 17:34 Leadership and fostering talent 23:04 Investor relations 25:51 ‘Resilience is not a choice' 29:21 The Lightning Round Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever delayed looking at your numbers, dreaded a bookkeeping meeting, or felt a pit in your stomach when someone says "Let's review your finances," this episode is going to feel like a deep exhale. In this conversation, Danielle sits down with financial advisor and partner at Orange Financial Brad Cunningham for an honest look at why entrepreneurs struggle with money clarity and why confidence doesn't come from spreadsheets. It comes from understanding your numbers and applying that knowledge to your life and your business.  Key Takeaways:  Money Avoidance Is Emotional, Not Logistical: Most entrepreneurs avoid their financials because looking at numbers exposes vulnerability. When you understand the emotions underneath, clarity becomes much easier. Savings Habits Matter More Than Investment Choices: Brad explains why even the best investment strategy can't fix a poor savings rate and why behavior is the real foundation of wealth. Traditional Budgets Fail Because They Feel Limiting: Instead of obsessing over restrictions, focus on understanding your cash flow and aligning spending with your values and goals. Entrepreneurs Often "Out-Earn" Their Problems Without Solving Them: As revenue grows, lifestyle often expands at the same pace. Real financial health requires intentional guardrails. You Need a Money Team, Not One Money Person: Bookkeeper, tax accountant, CFO/coach, and financial advisor—each role supports a different part of your financial picture, and they should work together. Tax Strategies Shouldn't Sabotage Long-Term Flexibility: Saving money this year shouldn't come at the cost of future options or long-term growth. Clarity Creates Confidence: When you understand your numbers and the behaviors behind them, financial anxiety drops and decision-making becomes easier. Topics Discussed: (00:00) Intro: Brad's Background and What He Does (02:43) Why Entrepreneurs Avoid Looking at Their Financial Data (03:32) Fear of Financial Vulnerability and How It Impacts Decision-Making (05:39) The Problem with "Putting the Cart Before the Horse" in Investing (06:09) The Truth About the 4.4% Savings Rate and Why Traditional Budgeting Doesn't Work  (09:56) The Danger of Trying to "Out-Earn" Your Problems & What Will Actually Solve Issues (11:09) The 20% Savings Benchmark for Entrepreneurs  (12:16) Danielle's Breakdown of the 4 Essential Members of Your "Money Team" (15:16) Rethinking Tax Strategy and Future Flexibility  (18:31) Building Launch Plans for Your Children (20:39) HSAs, 401(k)s, IRAs, and 529s: Why Context Matters  (21:50) Pitfalls with Traditional Budgets and Using a Better Method of Budgeting (26:33) Promo: Kickstart Accounting's "Check Your Books" Service (27:45) Pitfalls with Traditional Budgets and Using a Better Method of Budgeting (29:44) Final Thoughts on Confidence, Clarity, and Long-Term Planning (21:36) Outro: Like, Share and Subscribe!   Resources: Connect with Brad | https://goorangefinancial.com/  Check Your Books | kickstartaccountinginc.com/checkyourbooks    Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

CFOs: The True Decision-Maker in Today's Buying Cycle Lightning Round: Top 10 Things You Need to Do Now to Start 2026 Strong Question: From Chris in London asks, "I have been selling pharmaceuticals for years, and I have ridden economic ups and downs, but I have never in all my career made so many sales presentations where the CFO is in the room. I know how to sell to a CRO, I know how to sell to a CEO, but how do I sell to a CFO?" Book: The Value Sale by Ian Altman 

On this episode, Pete and Julie welcome Sue Danino, a seasoned CFO and shared-services executive who has spent her career at the intersection of finance, payroll, and enterprise transformation. Sue dishes on how CFOs truly view payroll's strategic value - from controllership and cash-flow forecasting to risk, compliance, and data-driven decision-making. Together, the trio explores payroll's wedge between HR and Finance, and how that tension can be turned into partnership, influence, and better business outcomes. Sue shares candid stories from leading large, complex organizations through M&A, global payroll consolidation, and multi-provider landscapes, highlighting why payroll must be at the table early for any acquisition, restructuring, or technology investment. The conversation explores the rise of automation and AI inside finance functions, the growing importance of real-time integrations, and why documentation, governance, and cross-functional relationships matter more than ever. Connect with Sue: LinkedIn: https://www.linkedin.com/in/suedanino/  https://www.focuscfo.com/fractional-cfo-team/sue-danino  Connect with the show: LinkedIn:  http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0  BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0

Compensation is the “largest expense for a financial advisor” and ultimately drives the valuation of RIAs, says the CFO of the consulting firm FP Transitions. Host: Greg Bartalos. Learn more about your ad choices. Visit megaphone.fm/adchoices

We had a kwentuhan with Hex Colony - Urbiony last Philippine Startup Week 2025!Urbiony, the flagship product of Hex Colony, is an IoT and AI smart farming application for hydroponics and farm management for businesses.This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction01:01 Ano ang Hex Colony - Urbiony?29:23 How can listeners find more information?HEX COLONY - URBIONYWebsite: https://hexcolony.comFacebook: https://facebook.com/profile.php?id=61580389509760PHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠⁠https://knowyourspaceph.com⁠⁠Apeiron: ⁠⁠https://apeirongrp.com⁠⁠Twala: ⁠⁠https://twala.io⁠⁠Symph: ⁠⁠https://symph.co⁠⁠Secuna: ⁠⁠https://secuna.io⁠⁠SkoolTek by Edfolio: ⁠⁠https://skooltek.co⁠⁠MaroonStudios: ⁠⁠https://maroonstudios.com⁠⁠CompareLoans: ⁠⁠http://compareloans.ph⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠https://asklexph.com⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠⁠http://argum.ai⁠⁠PIXEL by Eplayment: ⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠https://schoolofprofits.academy⁠⁠Founders Launchpad: ⁠⁠https://founderslaunchpad.vc⁠⁠Hier Business Solutions: ⁠⁠https://hierpayroll.com⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠https://agiledatasolutions.tech⁠⁠Smile Checks: ⁠⁠https://getsmilechecks.com⁠⁠CloudCFO: ⁠⁠https://cloudcfo.ph⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠https://cloverly.tech⁠⁠BuddyBetes: ⁠⁠https://buddybetes.com⁠⁠HKB Digital Services: ⁠⁠https://contakt-ph.com⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠https://hyperstacksinc.com⁠⁠OneCFO: ⁠⁠https://onecfoph.co⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠https://wunderbrand.com⁠⁠DVCode Technologies Inc: ⁠⁠https://dvcode.tech⁠⁠NutriCoach: ⁠⁠https://nutricoach.com⁠⁠Uplift Code Camp: ⁠⁠https://upliftcodecamp.com⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠https://youtube.com/startuppodcastph⁠⁠Spotify: ⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠Apple Podcasts: ⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠Facebook: ⁠⁠https://facebook.com/startuppodcastph⁠⁠Patreon: ⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠PIXEL: ⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠Website: ⁠⁠https://phstartup.online⁠⁠This episode is edited by the team at: ⁠⁠https://tasharivera.com⁠

In this episode, Alexandra Luca speaks with Oliver Chornous, CFO of Ch4mber Technologies, a leading project developer of orphan oil well plugging projects in North America. They discuss the rise of these projects, recent challenges, and what these developments mean for carbon credit buyers and project developers. Tune in for expert insights on: The scale and impact of orphan wells Key methodology and integrity standards Pricing trends and market dynamics Corporate demand and compliance market prospects

Sam from Sam's Disney Diary joins Len and Jim to spill the (highly theatrical) tea on Disney Cruise Line's newest ship, the Disney Destiny - where character “meet-and-greets” have evolved into full-on, semi-improvised encounters that can follow you across the voyage. Then Jim heads back to where Disney's in-park 3D film history really begins, from the 1950s 3D Jamboree at Disneyland to the studio's eternal talent for repurposing anything that is not nailed down. NEWS • Taylor Swift's Eras Tour costumes will stay on display at Walt Disney Presents: One Man's Dream through January 23, 2026 • Rock 'n' Roller Coaster Starring Aerosmith plays its final riff on March 1, 2026 - with a “summer” reopen that is, as always, Disney-flexible • The Muppet Show special with Sabrina Carpenter hits Disney+ on February 4 - and may be a stealth pilot for a bigger revival • The Boathouse at Disney Springs lands as one of America's top-grossing independent restaurants - fueled by sheer, glorious volume • A reported FTC allegation about Pepsi + Walmart “pricing power” takes an extra twist once Len connects the dots to Disney's current CFO talk about dynamic pricing FEATURE • Sam breaks down how Disney Destiny's characters run “meet-and-play” moments - Pirates pub invites, Cruella's improv songwriting, and other “be here later” surprises • The ship's hero-vs-villain throughline (hello, Loki) and why it feels like Disney quietly recycled some Galactic Starcruiser know-how • The Haunted Mansion parlor sticks around - now with an in-app AR hunt to round up “escaped” ghosts • Jim rewinds to Disney's earliest 3D experiments, including Disneyland's 1956-era 3D Jamboree and the studio's short-lived 1950s 3D flirtation For this episode's full show notes, click here. HOSTS • Jim Hill - IG: @JimHillMedia | X: @JimHillMedia | Website: JimHillMedia.com • Len Testa - IG: @len.testa | Bluesky: @lentesta.bsky.social | Website: TouringPlans.com GUEST • Sam Marraccini - IG: @samsdisneydaily | X: @SamsDisneyDiary | Website: SamsDisneyDiary.com Sam's Disney Diary+2X (formerly Twitter)+2 FOLLOW • Facebook: JimHillMediaNews • Instagram: JimHillMedia • TikTok: JimHillMedia SUPPORT Support the show and access bonus episodes and additional content at Patreon.com/JimHillMedia. PRODUCTION CREDITS Edited by Dave Grey Produced by Eric Hersey - Strong Minded Agency SPONSOR This episode is sponsored by Unlocked Magic - visit UnlockedMagic.com for special discounts on Disney theme park tickets for 2026. If you would like to sponsor a show on the Jim Hill Media Podcast Network, reach out today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam from Sam's Disney Diary joins Len and Jim to spill the (highly theatrical) tea on Disney Cruise Line's newest ship, the Disney Destiny - where character “meet-and-greets” have evolved into full-on, semi-improvised encounters that can follow you across the voyage. Then Jim heads back to where Disney's in-park 3D film history really begins, from the 1950s 3D Jamboree at Disneyland to the studio's eternal talent for repurposing anything that is not nailed down. NEWS • Taylor Swift's Eras Tour costumes will stay on display at Walt Disney Presents: One Man's Dream through January 23, 2026 • Rock 'n' Roller Coaster Starring Aerosmith plays its final riff on March 1, 2026 - with a “summer” reopen that is, as always, Disney-flexible • The Muppet Show special with Sabrina Carpenter hits Disney+ on February 4 - and may be a stealth pilot for a bigger revival • The Boathouse at Disney Springs lands as one of America's top-grossing independent restaurants - fueled by sheer, glorious volume • A reported FTC allegation about Pepsi + Walmart “pricing power” takes an extra twist once Len connects the dots to Disney's current CFO talk about dynamic pricing FEATURE • Sam breaks down how Disney Destiny's characters run “meet-and-play” moments - Pirates pub invites, Cruella's improv songwriting, and other “be here later” surprises • The ship's hero-vs-villain throughline (hello, Loki) and why it feels like Disney quietly recycled some Galactic Starcruiser know-how • The Haunted Mansion parlor sticks around - now with an in-app AR hunt to round up “escaped” ghosts • Jim rewinds to Disney's earliest 3D experiments, including Disneyland's 1956-era 3D Jamboree and the studio's short-lived 1950s 3D flirtation For this episode's full show notes, click here. HOSTS • Jim Hill - IG: @JimHillMedia | X: @JimHillMedia | Website: JimHillMedia.com • Len Testa - IG: @len.testa | Bluesky: @lentesta.bsky.social | Website: TouringPlans.com GUEST • Sam Marraccini - IG: @samsdisneydaily | X: @SamsDisneyDiary | Website: SamsDisneyDiary.com Sam's Disney Diary+2X (formerly Twitter)+2 FOLLOW • Facebook: JimHillMediaNews • Instagram: JimHillMedia • TikTok: JimHillMedia SUPPORT Support the show and access bonus episodes and additional content at Patreon.com/JimHillMedia. PRODUCTION CREDITS Edited by Dave Grey Produced by Eric Hersey - Strong Minded Agency SPONSOR This episode is sponsored by Unlocked Magic - visit UnlockedMagic.com for special discounts on Disney theme park tickets for 2026. If you would like to sponsor a show on the Jim Hill Media Podcast Network, reach out today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone's got a plan until they get punched in the face. In this episode, Chad Cannon joins Bradley to talk about the reality of entrepreneurial setbacks and what separates business owners who make it from those who don't. Chad shares frameworks from his 20+ year career working behind the scenes with companies like Michael Hyatt & Co. and StoryBrand, plus raw stories from his own recent challenges with clients.This episode is a recast from our 2 Day MBA virtual event held in August 2025, focused on the mindset pillar of building a sustainable business.About Chad CannonChad Cannon is a business growth strategist and co-founder of Zenith Labs, an innovation studio helping founder-led companies scale faster and smarter. He spent nearly a decade with Michael Hyatt & Co., where he helped scale the business from $1.5M to mid-8 figures as employee #3. He also worked with Donald Miller at StoryBrand before launching his consulting practice.Chad now works as a fractional CRO for 7- and 8-figure businesses, specializing in the intersection of marketing and sales. He's the creator of two proprietary frameworks - FOUNDER and FLIP - designed to help business owners sell more effectively and eventually step out of day-to-day sales.When he's not helping business owners scale, you'll find Chad on the golf course in Nashville with his two adopted kids.Join Us at the 2026 Above The Business Event SeriesWant to experience more transformational content like this? Join us for the 2026 Above The Business event series where we'll dive deep into the strategies, systems, and mindset shifts that help you move from Rainmaker to Architect.Get above the daily grind and design a business that can run and grow without you.Learn more at blueprintos.comThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for financial management and marketing services, designed specifically for insurance agencies, fitness franchises, and youth soccer organizations. As the nation's largest accounting and financial advisory firm for insurance agencies, Club Capital proudly serves over 1,000 agency locations across the country—and we're just getting started. With Club Capital, you get more than just services; you get a dedicated account manager backed by a team of specialists committed to your success. From monthly accounting and tax preparation to CFO services and innovative digital marketing, we've got you covered. Ready to experience the transformative power of Club Capital? Schedule your free demo today at club.capital and see the difference firsthand. Make sure you mention you heard about us on the Above The Business podcast to get 50% off your one time onboarding fee!Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions.More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by...

As learning and development leaders, it feels like we're always trying to get a seat at the table, but are we truly prepared to have effective conversations with our nonprofit's executives when we get there?To get you ready, in this episode, I invited Rick Dahlseid to help us position training as a worthwhile investment. He is a nonprofit CFO with over 20 years in the sector, with expertise in financial management, operations, and governance.You'll learn about his unique point of view on the role of training and development in a nonprofit, where your conversations about people development should start, the kind of language that will be most effective, and what you should actually focus on to get your point across.▶️ How to Position Training as an Investment (from the Perspective of a CFO) with Rick Dahlseid ▶️ Key Points:0:00:00 Rick's mission and  nonprofit financial leadership0:09:49 How a seasoned nonprofit CFO views training0:16:23 Define ROI for learning and development first0:22:16 How to get the nonprofit to invest in your training0:31:30 Focus on the outcomes and keep the end in mindResources from this episode:Catch up with my recent episode about this topic, The Real Cost of Bad Training.Join the Nonprofit Learning and Development Collective: https://www.skillmastersmarket.com/nonprofit-learning-and-development-collectiveWas this episode helpful? If you're listening on Apple Podcasts or Spotify, follow and leave a review!

Steve and Alyssa are taking a well-earned break, but the challenges facing the office of the CFO are not slowing down. In this short episode, producer Mike Gravagno looks back on a year where AI moved from pilot programs to expectation and sustainability became more than a side conversation. Looking ahead to 2026, The Pre-Read will return with sharper conversations on data trust, AI governance, reporting rigor, and how leading teams turn systems into true productivity multipliers. Subscribe now and be ready for what's next.

In this special, table-turning episode of Run the Numbers, CJ Gustafson steps out of the host's chair as Paul Stansik—Operating Partner at ParkerGale and author of the Hello Operator newsletter—takes over the interview. What began as a planned discussion on annual planning best practices quickly evolves into a candid deep dive on Mostly Media, CJ's growing niche B2B media business, and the thinking behind his own operating plan for the year ahead. Fresh off exiting his CFO role in January 2025, CJ walks through the origin story of Mostly Metrics, how it scaled into a broader media platform, and what it's like being “the boss of me” for the first time. Paul presses on the real questions—growth opportunities, monetization, and strategic tradeoffs—making this episode a transparent look at how a modern, metrics-driven media business is built and run.—SPONSORS:RightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.Tipalti automates the entire payables process—from onboarding suppliers to executing global payouts—helping finance teams save time, eliminate costly errors, and scale confidently across 200+ countries and 120 currencies. More than 5,000 businesses already trust Tipalti to manage payments with built-in security and tax compliance. Visit https://www.tipalti.com/runthenumbers to learn more.Aleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalised demo at https://www.getaleph.com/runFidelity Private Shares is the all-in-one equity management platform that keeps your cap table clean, your data room organized, and your equity story clear—so you never risk losing a fundraising round over messy records. Schedule a demo at https://www.fidelityprivateshares.com and mention Mostly Metrics to get 20% off.Sage Intacct is a cloud financial management platform that replaces spreadsheets, automates workflows, and keeps your books audit-ready as you scale. It unifies accounting, ERP, and real-time reporting for finance, retail, logistics, tech, and professional services. With payback in under six months and up to 250% ROI, and eight years as the customer-satisfaction leader, Sage Intacct helps you take control of your growth: https://bit.ly/3Kn4YHtMercury is business banking built for builders, giving founders and finance pros a financial stack that actually works together. From sending wires to tracking balances and approving payments, Mercury makes it simple to scale without friction. Join the 200,000+ entrepreneurs who trust Mercury and apply online in minutes at https://www.mercury.com—LINKS:Paul on LinkedIn: https://www.linkedin.com/in/paulstansik/Hello Operator: https://hellooperator.substack.com/CJ on LinkedIn: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—RELATED EPISODES:Portfolio Operations: This Is What You Actually Have To Do To Make Sure a Company Is Successfulhttps://youtu.be/pOj4JwGUTSoGrindr's $0 CAC Secret from the CFO Who Launched Disney+ | Vanna Krantzhttps://youtu.be/ijFIMmtpLNw—TIMESTAMPS:00:00:00 Preview and Intro00:02:10 Sponsors — RightRev | Tipalti | Aleph00:06:23 Episode Setup and Context00:07:22 Why This Episode Exists00:08:44 The Origin Story00:10:03 First Signs of Traction00:10:26 Memes, Early Growth, and “Big Ballers”00:12:01 Defining the Brand Feel00:13:28 Leaving a Job to Write00:15:07 Writing His Way to CFO00:16:26 Sponsors — Fidelity Private Shares | Sage Intacct | Mercury00:19:01 Growth Tactics That Worked00:21:31 First Monetization Moment00:22:13 Balancing CFO Life and Media00:24:06 Going All-In on the Business00:25:02 A CFO Lens on Media00:28:09 Asset Businesses vs Cash Flow00:31:35 How the Business Makes Money00:32:42 Revenue Compounding Over Time00:33:29 Scaling to $3M00:34:08 Partnerships and Buying Cycles00:36:19 Building the Core Team00:39:09 Adding Recruiting to the Mix00:41:01 Strategy for the Next Phase00:42:03 Boredom, Discipline, and Craft00:43:08 Defining the Core Audience00:46:09 Staying in the Game00:47:22 Advice for Creators00:49:15 Brand, Fun, and Value00:52:08 Following the Momentum00:53:14 Finding Your Unique Edge00:55:19 Enjoying the Build00:56:25 Closing and Outro#RunTheNumbersPodcast #creatoreconomy #mediabusiness #cfoperspective #buildinpublic This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

Five-time CFO Rick Smith has led finance at companies including inVentiv Health Communications, Exos, Parchment, Solera Health before founding Bonfire advisory. He is also the author o fDemystifying the Role of the CFO in Venture and Growth Stage Companies, a no-nonsense approach to the topic. Reviews for the book include: “This book is a must-read if you want to understand how to scale a company as a CFO” and “Should be required reading for CEOs and PE people along with CFOs.” In this episode Smith provides his take on being a CFO and his long background in FP&A, providing insights on: The path from FP&A to CFO (without a CPA) Why I like being CFO at SMBs (sub $50m) Being a dreamer, artist and buildingFP&A  Audits vs QOEs  The unspoken challenges working with PE firms FP&A and M&A – what you need to know  Link to the book: Demystifying the Role of the CFO in Venture and Growth Stage Companies

We had a kwentuhan with OpenSesame last Philippine Startup Week 2025! OpenSesame.PH is the first digital foreclosed property marketplace in the Philippines, optimizing asset acquisition through efficient processes and full, transparent support.This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction01:14 Ano ang OpenSesame?24:59 How can listeners find more information?OPENSESAMEWebsite: https://opensesame.phFacebook: https://facebook.com/OpenSesamePropertiesPHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Yspaces: ⁠https://knowyourspaceph.com⁠Apeiron: ⁠https://apeirongrp.com⁠Twala: ⁠https://twala.io⁠Symph: ⁠https://symph.co⁠Secuna: ⁠https://secuna.io⁠SkoolTek by Edfolio: ⁠https://skooltek.co⁠MaroonStudios: ⁠https://maroonstudios.com⁠CompareLoans: ⁠http://compareloans.ph⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠https://asklexph.com⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)Argum AI: ⁠http://argum.ai⁠PIXEL by Eplayment: ⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠https://schoolofprofits.academy⁠Founders Launchpad: ⁠https://founderslaunchpad.vc⁠Hier Business Solutions: ⁠https://hierpayroll.com⁠Agile Data Solutions (Hustle PH): ⁠https://agiledatasolutions.tech⁠Smile Checks: ⁠https://getsmilechecks.com⁠CloudCFO: ⁠https://cloudcfo.ph⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠https://cloverly.tech⁠BuddyBetes: ⁠https://buddybetes.com⁠HKB Digital Services: ⁠https://contakt-ph.com⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠https://hyperstacksinc.com⁠OneCFO: ⁠https://onecfoph.co⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠https://wunderbrand.com⁠DVCode Technologies Inc: ⁠https://dvcode.tech⁠NutriCoach: ⁠https://nutricoach.com⁠Uplift Code Camp: ⁠https://upliftcodecamp.com⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠https://youtube.com/startuppodcastph⁠Spotify: ⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠Apple Podcasts: ⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠Facebook: ⁠https://facebook.com/startuppodcastph⁠Patreon: ⁠https://patreon.com/StartUpPodcastPH⁠PIXEL: ⁠https://pixel.eplayment.co/dl/startuppodcastph⁠Website: ⁠https://phstartup.online⁠This episode is edited by the team at: ⁠https://tasharivera.com

2025 was a rollercoaster year for community banks navigating the talent market. Early optimism gave way to hesitation as uncertainty, M&A activity, and competitive pressure reshaped hiring decisions across the industry. As the year came to a close, momentum began to return.In this year-end conversation, Travillian reflects on what the past year revealed about community bank talent strategy and why optimism is building for 2026. The discussion explores how leadership roles are evolving, why competition for experienced banking talent has intensified, and how storytelling has become a critical differentiator in executive search.As community banks compete with larger institutions, fintechs, and sponsor banks for top talent, the ability to clearly articulate culture, leadership vision, and growth opportunity is no longer optional. Banks that control their narrative are better positioned to attract and retain strong leaders as hiring accelerates.This conversation covers:• The banking talent market in 2025 and why hiring felt volatile• How M&A activity is reshaping the available talent pool• Why storytelling matters in community bank executive search• Shifting expectations for CEO, CFO, and risk leadership roles• What community banks need to do now to win talent in 2026If you're thinking about leadership hiring, succession planning, or talent strategy for your community bank, this conversation offers practical perspective on what's changing and what's ahead.

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training What would you do if the merger you believed would change everything suddenly collapsed? Agency owners often dream of the big exit: the acquisition, the payday, the validation. But if you've been in this industry long enough, you know the story rarely goes as planned. Today's guest lived through the dot-com boom, a merger gone sideways, a rare "un-merger," and multiple reinventions across three decades. Today's featured guest is an agency owner who lived through the dot com boom, a merger gone sideways, an unmerger (a rare event), and multiple reinventions over three decades. He'll talk about his journey and the lessons he's gained in resilience, clarity, and what it means to build a business that lasts. Tom Snyder is the founder and CEO of Trivera, a Milwaukee-based agency that originally launched in 1996 under the name Website Solutions. He got his start back when tables ruled the web, Netscape Navigator was leading the browser war, and you had to explain to clients what the internet even was. Tom's agency grew quickly through the dot com boom, became part of an early multi-agency rollup, unmerged after the dot com crash, and later rebuilt itself around strategic services, recurring revenue, and emerging technologies. Thirty years later, he has seen nearly every high and low this industry can deliver and has the scars and wisdom to match. In this episode, we'll discuss: The roll up that seemed like a dream and the subsequent meltdown. The rare chance to unmerger. Learning to adapt to new technologies. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. The Early Days of the Web: A Front Row Seat to Digital History Tom got into websites before most people even understood what a web browser was. He recalls visiting a friend in 1995 who showed him a website for a local jeweler. The fact that someone in Milwaukee could suddenly sell jewelry to anyone in the world blew his mind. That spark soon became Website Solutions, a one-man shop in his duplex basement that grew into a million-dollar agency within three years. These early days were defined by scrappiness. There were no WordPress installs, no Mailchimp, no Shopify. Agencies wrote their own CMS platforms, email tools, and ecommerce systems. For years, Trivera worked on project-based engagements. Sell a website. Build it. Launch it. Then hunt for the next one. It created a revenue roller coaster that made it hard to grow. Then the breakthrough came when someone asked a simple question: Why are you not offering annual retained services? Once they shifted the model, everything changed. Retainers gave them predictable cash flow, stability during downturns, and the ability to build deeper, longer-term partnerships. Inside the Dot-Com Boom and the Rollup That Promised Millions By the late nineties, agency rollups were happening everywhere. Big groups on the West Coast were buying smaller shops at high valuations, promising stock payouts that would multiply as the group grew. Tom's agency was acquired by one of these rollups. The offer was attractive: $1 million in stock with the expectation that it could balloon into ten million within a couple of years. For Tom, this was more than a payday. It felt like a way to secure better opportunities for his team. Higher salaries, better benefits, more resources. All the things agency owners often think a larger parent company can provide. But as the ink dried on the deal, the dot com crash hit. Internal battles erupted among the agency owners inside the rollup. Some wanted to scale fast and sell. Others were emotionally attached to their agencies and resisted change. As the economy collapsed, so did the plan. When an Agency Merger Falls Apart Tom describes the internal environment as chaos. Agencies within the rollup started blaming one another for the downturn. Some owners viewed Tom's Midwest operation as a weak link and argued it was a mistake to acquire them. Then came the breaking point. At a Las Vegas meeting that was supposed to chart a path forward, Tom learned that he would lose control of his agency. His wife, who served as CFO, would be dismissed. His team would report to another agency owner. This happened on September 10th. The next morning, as they sat in their hotel room trying to process what to do, the news broke that planes had hit the World Trade Center. The world changed, and so did their priorities. In that moment of clarity, they made the decision to walk away and unmerge. How a Rare Un-Merge Saved the Agency Unmerging from an agency rollup almost never happens. But because the rollup was already fracturing, the leadership was surprisingly open to it. They returned most of the shares, let Tom keep a small portion, and released the original agency name. From there, Tom and his wife rebuilt everything from scratch under a new identity. Although it felt like the right decision to make, they were still exiting what was still a financially stable operation to start from scratch, which was a scary but necessary step to take. They brainstormed names that felt Greek or Latin until they arrived at Trivera. The name itself was available only because the previous owner had just let the domain lapse. It felt like a small sign that starting over was the right move. This reset allowed Tom to build the agency the right way. No irrational exuberance, burn rates, or pressure to sell. Just strong culture, smart financial discipline, and an eye on durable business fundamentals. How Adapting to New Technology Helped Survive in Crisis After the dot com crash, new technologies created fresh opportunities. SEO, email marketing, mobile, and social opened new revenue streams that helped Trivera rebound each time the economy dipped. Tom noticed a pattern. Every downturn was followed by a brand new marketing wave that rewarded the agencies willing to embrace it early. One of the most pivotal moments came during the 2009 recession. The agency had lost clients, payroll was tight, and they needed a breakthrough. Everyone was asking about social media at the time, so Tom and his team built an event called Social Media University. They hustled for two months and ended up selling 400 tickets. The sales and sponsorship revenue kept their payroll alive and catapulted them into a new service category. Events like this do more than create revenue. They cement authority, give an agency a story in the market, and in Tom's case, it opened doors to new clients and positioned them for the next evolution of the agency. Letting Go of Comparison to Stay Focused on the Journey Despite the wins, Tom admits there were years he compared his agency to others and wondered why they scaled or sold faster, especially some that got the tools from his very social media event. It is easy to feel behind when you see competitors raising money, getting acquired, or shouting big revenue numbers. However, there's very little one can actually know about other agency's purchase deals. These stories are incomplete. You never know what the real terms were. You never know the headaches behind the scenes. And you definitely never know if they actually took money home. Success in the agency world is rarely a straight line. It is more often a messy, winding path filled with reinventions, hard conversations, and moments when you question everything. So agency owners struggling and watching others reach new milestones should remind themselves that longevity comes from resilience, not a perfect upward curve. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

As we re-release this conversation with CFO Karen Williams during the holiday week, we're opening the episode with a short preface drawn from something she shared recently on LinkedIn. In a post about books that shaped her as a leader, Williams reflected on culture, bias, and the importance of staying open to different perspectives—ideas that echo throughout this episode and frame how she's built her career.Those themes weren't always obvious early on.Williams traces a formative lesson back to her move from a 20-person startup into Mars, where she says she “bombed at networking.” Accustomed to a small, family-style environment, she kept what she describes as a “head down, get on with it” mentality. She didn't yet understand the importance of relationships and networks, she tells us, and after a couple of years, she left.That experience reshaped how she approached her next chapter at American Express. The culture there was “very people focused, very relationship driven,” Williams tells us, but progress still came slowly at first. It took time to move from analyst to manager as she built credibility and learned how influence actually works inside large organizations. Once she reached that level, things accelerated quickly.A structural gap gave her direct exposure to a divisional CFO, who became her sponsor and helped unlock three to four subsequent roles, Williams tells us. Over fifteen years, she held roughly nine roles at American Express—calling the experience her “Harvard School of training years.”In the episode, listeners will also hear how Williams continued to stretch herself by moving out of finance into business leadership, leading strategy through disruption, and later stepping into CFO roles where unexpected challenges—like cleaning up a balance sheet—tested her early credibility.It's a conversation about learning, reflection, and how experience—especially the uncomfortable kind—shapes leadership over time.

Mary Houle runs two careers simultaneously - data analyst by day, fractional CFO by night. But it wasn't a VP laughing at her desire to "build relationships" that sparked her entrepreneurial leap. It was realizing she could help creative business owners stop avoiding the one thing keeping them stuck: their numbers. In this episode we dive into:​ Why looking at your P&L feels harder than learning a new instrument (and the practice routine that changes everything)​ The real math behind leaving your 9-5 that no one talks about on Instagram​ How "making 10K" became the most misleading goal in online businessThe Creative Avoidance Pattern​ You're generating sales and the business feels like it's working, so checking the numbers seems unnecessary (until it's not)​ That anxiety about opening your bank account isn't about the math - it's about facing whether your current pace is actually sustainable​ The same discipline that makes finance uncomfortable is what turns random income months into predictable growth​ Your business surviving so far doesn't mean it's structured to scale next yearFrom Spreadsheets to Strategy​ Setting up your LLC and basic P&L from day one isn't perfectionism - it's the difference between building a hobby and building a business​ The profit and loss statement is just the puzzle pieces showing how you get to your actual take-home cash each month​ Forecasting doesn't have to be complicated: start with your sales trend, factor in launches or new products, set realistic monthly targets​ Working with a financial professional early prevents the expensive mess of cleaning up two years of avoidance laterThe Fractional Advantage​ Traditional consultants give you ideas from 30,000 feet and disappear - fractional officers are in the weeds running plays with you​ You need someone who sees the end result of their suggestions, not just someone who points out opportunities and leaves​ The "charge your worth" narrative has made people afraid of offering introductory periods, but sometimes free work upfront unlocks revenue you couldn't access alone​ Being integrated into the business means having actual skin in the game, not just presenting strategy decksThis conversation reminds us that avoiding your numbers doesn't make them go away - it just makes the gap between where you are and where you want to be harder to close. Whether you're side-hustling while keeping your corporate job or finally ready to make the leap, this episode offers the practical framework and honest reality check to move forward strategically.Looking for more on building sustainable systems? Check out Episode 5 where we explore how to lock back in without starting over.Follow Krysta:⁠@thekrystahuber⁠⁠@thefitnessfyx⁠Connect with Mary Houle:Instagram: @marythecfo for financial strategy and business structure insights

In episode #339 of SaaS Metrics School, Ben explains how change of control provisions in customer contracts can quietly derail due diligence, fundraising, or a future company exit. Drawing from real-world CFO experience and a recent webinar with a SaaS-focused tech attorney, Ben breaks down why seemingly standard legal language can introduce major risk into a SaaS company's recurring revenue profile. Ben highlights how buyers and investors scrutinize customer contracts during due diligence—and why poorly structured MSAs can threaten valuation, increase churn risk, or even kill a deal outright. What You'll Learn What a change of control provision is and why it matters How customer contracts are reviewed during SaaS due diligence Why change of control clauses can open the door to customer churn after an acquisition How procurement teams and customer legal teams typically push for these provisions When to push back, escalate, or seek alternative contract language Why contract structure is part of strong SaaS financial and operational readiness Why It Matters Customer contracts directly impact company valuation during an exit or fundraise Change of control provisions can trigger immediate churn risk post-acquisition Buyers want confidence in the durability of recurring revenue Poor legal hygiene can delay, discount, or kill a transaction Proactive contract review reduces future due diligence friction Strong back-office processes support long-term financial strategy and investor trust Resources Mentioned Webinar replay with Omid (tech attorney) on legal readiness for SaaS exits: https://www.thesaasacademy.com/pl/2148384654 SaaS Metrics course: https://www.thesaasacademy.com/the-saas-metrics-foundation

In this episode of the Finding Arizona Podcast, we sit down with Andrew Stubbs, Director of CFO Services at Visibility CFO & Tax Advisors, a Phoenix-area firm focused on helping entrepreneurs gain financial clarity, maximize cash flow, and make smarter strategic decisions through tailored CFO, tax, and financial advisory services. Andrew brings over 15 years of experience in finance and accounting, spanning industries from real estate and healthcare to education, and breaks down why proactive communication, transparency, and a solid financial strategy are essential for business growth. Connect with Andrew and Visibility CFO & Tax Advisors:Website: https://www.visibilitycpa.com/LinkedIn: https://www.linkedin.com/in/andrew-stubbs-0755a514/Connect with the Finding Arizona Podcast:YouTube: https://www.youtube.com/@findingarizonapodcastInstagram: https://www.instagram.com/findingarizonapodcast/Facebook: https://www.facebook.com/findingarizonapodcastWebsite: https://www.findingarizonapodcast.com/LinkedIn: https://www.linkedin.com/company/finding-arizona-podcast/Twitter / X: https://twitter.com/findingarizonaPRODUCTION:Ready to start your own podcast? Found-House powered by The Finding Arizona Podcast is your best find!Want to be a guest or a sponsor of the show? Send us a message on the https://www.findingarizonapodcast.com/contact SPONSORS:SeatGeek: Get a $20 discount on your tickets with code FINDINGARIZONA at seatgeek.com.

As Christmas Day draws near, we often hear stories of generosity, kindness, and the spirit of giving. But perhaps no story has inspired these virtues more than the life of St. Nicholas—a real man whose faith-filled generosity continues to echo through the centuries.Long before red suits and reindeer entered the picture, Nicholas lived a quiet, Christ-centered life marked by sacrificial love. His story reminds us that the true meaning of Christmas isn't found in what we receive, but in how we reflect the love of Jesus to others.A Childhood Shaped by Faith—and LossNicholas was born around A.D. 280 into a wealthy Christian family in Patara, a bustling port city in modern-day Turkey. From an early age, his parents taught him the teachings of Jesus—especially the call to care for the poor and the vulnerable. Their daily example planted seeds of compassion that would later bear extraordinary fruit.A tragedy occurred when Nicholas was still young. An epidemic claimed the lives of both his parents, leaving him orphaned—but also leaving him with a significant inheritance. In his grief, Nicholas turned to his faith. Rather than clinging to his wealth, he saw it as a means to serve others and live out the gospel.Nicholas became known for quietly helping those in desperate situations. His most famous act of generosity involved a poor man and his three daughters. In that culture, a dowry was required for marriage. Without it, the daughters faced the horrifying prospect of being sold into slavery.Moved by their plight, Nicholas acted—secretly. Under the cover of night, he delivered a bag of gold to the family, securing the eldest daughter's future. He returned twice more, each time providing enough to ensure another daughter could marry safely.When the father eventually discovered Nicholas's identity, Nicholas urged him to thank God alone. He took Jesus' words to heart: “When you give to the needy, do not let your left hand know what your right hand is doing” (Matthew 6:3). Nicholas didn't seek recognition—only faithfulness.A Shepherd With Courage and ConvictionLater in life, Nicholas became the bishop of Myra, where his compassion expanded beyond individuals to an entire community. He was known for defending the poor, standing up for the innocent, and shepherding his people with deep love.During the persecution of Christians under Emperor Diocletian, Nicholas risked imprisonment for his faith. He later attended the Council of Nicaea in A.D. 325, standing firm for the truth of the gospel. Yet what truly defined him wasn't his position—it was his Christlike love.Nicholas lived as if true wealth was found not in possessions, but in a living relationship with God.After his death on December 6, A.D. 343, stories of Nicholas's generosity spread across generations. He became known as a protector of children, a patron of sailors, and a symbol of selfless giving. Over time, his life inspired the figure we now associate with Santa Claus—but behind the legend stands a man devoted to glorifying God.The story of St. Nicholas challenges us to reconsider the meaning of Christmas. His life wasn't about extravagant gifts or public praise. It was about embodying the love of Christ—sacrificial, humble, and freely given.Living the True Meaning of ChristmasThis Christmas, as we exchange gifts and gather with loved ones, let's remember that the greatest gift has already been given—Jesus Christ, who came to save sinners and offer eternal life.Like St. Nicholas, we are called to share that gift with others. Through generosity, service, and simple acts of kindness, we can reflect the light of Christ in a world desperate for hope. As Jesus reminded us, “It is more blessed to give than to receive.”May the story of St. Nicholas inspire us to give generously, love deeply, and celebrate the true meaning of Christmas—because it's not the gifts we receive, but the love we share, that makes this season truly special.On Today's Program, Rob Answers Listener Questions:I've heard that even if you have a will, your estate still has to go through court, but that having a trust allows you to avoid that. Is that correct? Since I currently have both a will and a trust, is it advisable to keep both?I'm the CFO of a company that's considering a sale. The CEO wants to sell to a buyer I'm concerned could ultimately harm the company. Given my role, what counsel or perspective can I offer the CEO as we consider this decision?I'm 82 years old and have lost my eyesight, which makes it difficult to write checks and pay bills. What options are available for setting up automatic bill pay or managing my finances more easily?I'll be retiring soon—I turn 62 next year—and I still owe about $119,000 on my home. I work part-time, and my husband works full-time. Should I start collecting Social Security now, even though I'll continue working, so we can pay off the house more quickly?My husband and I are in our early 40s. We own our home outright, have no debt, and paid for college in cash. We've saved about $140,000 and would like to invest $100,000, but we're not sure of the best way to do that.I was overpaid SSDI by Social Security and am currently repaying it. Do I need to repay the overpayment before I can receive my retirement benefits?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In August 1949, 15 smoke jumpers deployed to Mann Gulch, Montana for what seemed like a routine wildfire. The situation quickly deteriorated—the fire spread faster than expected, moved uphill, and surrounded them. 13 firefighters tragically lost their lives.The two survivors? They used an unconventional tactic that wasn't widely practiced: they started a controlled fire around themselves, allowing the main blaze to jump over them.The Business LessonSometimes we face situations far more challenging than anticipated—sudden team turnover, industry disruption, market shifts. The firefighters who clung to conventional methods didn't survive. The ones who embraced an unconventional approach did.Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for financial management and marketing services, designed specifically for insurance agencies, fitness franchises, and youth soccer organizations. As the nation's largest accounting and financial advisory firm for insurance agencies, Club Capital proudly serves over 1,000 agency locations across the country—and we're just getting started. With Club Capital, you get more than just services; you get a dedicated account manager backed by a team of specialists committed to your success. From monthly accounting and tax preparation to CFO services and innovative digital marketing, we've got you covered. Ready to experience the transformative power of Club Capital? Schedule your free demo today at club.capital and see the difference firsthand. Make sure you mention you heard about us on the Above The Business podcast to get 50% off your one time onboarding fee!Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees. About Above The BusinessAbove The Business empowers business owners to rise above the daily grind and embrace a higher way of business ownership. Join us every Friday as we help you build your business by design.Subscribe & ConnectDon't miss an episode—subscribe on your favorite podcast platform and join us on YouTube for exclusive content. Your support means everything to our team.What Worked...Until It Didn'tRepeating successful actions works—until it...

After serving as Chief Legal Officer and then CFO at Salesforce, Amy Weaver sought a new challenge. She is now CEO of Direct Relief, which she tells host Jeff Berman is "the largest, most efficient, most effective, and most impactful global humanitarian group that you may never have heard of.” Weaver reveals scale lessons from Salesforce and how she's now applying them to amplify Direct Relief's vital work.Learn more about Direct Relief: directrelief.orgSubscribe to the Masters of Scale weekly newsletter: https://mastersofscale.com/newsletter/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jim Hill and Lauren Hersey are back for a very seasonal edition of I Want That To - and Jim's latest “project” involves tracking down tiny reindeer snowmobiles to complete his Cars holiday display (because apparently Santa's sleigh rules apply to Radiator Springs too). From there, the conversation jumps into Disney's new “Find Merchandise” test inside My Disney Experience, the company's eye-popping $1 billion investment in OpenAI, and why dynamic pricing is suddenly giving everyone Instacart flashbacks. Then Jim takes Lauren (and all of us) on a deep-dive into the origin story of Disney's Sing-Along VHS line - including how a Max Fleischer Rudolph short ended up inside Disney's Very Merry Christmas Songs tape. NEWS• Disney is testing a new “Find Merchandise” feature in the My Disney Experience app to help guests search for specific items and check availability at select locations (including World of Disney at Disney Springs). • Disney's reported $1 billion equity investment in OpenAI sparks a debate about guardrails, character usage, and curation, especially as AI-generated content gets easier to make (and easier to misuse). • The latest Instacart dynamic pricing controversy raises alarms about different customers seeing different prices, prompting the big question: is Disney heading down a similar road with ticket pricing? • Disney's CFO signals dynamic pricing for domestic parks in 2026, with Jim and Lauren weighing the business upside against the guest-side pain of budgeting and “reading the room.” FEATURE• A surprisingly twisty history lesson on how Disney's early VHS strategy helped create the Sing-Along Songs phenomenon - and why making kids sing along was (possibly) the point. • The story behind Very Merry Christmas Songs (1988), including how it had to be assembled on a brutal retail timeline to hit shelves in early October. • How Disney licensed (cheaply) a hand-drawn Max Fleischer Rudolph (1948) short originally made for Montgomery Ward store Santa lines - and why it looks better on YouTube than it did on VHS. • Why this tape became a yearly tradition: the “one remaining VHS player” holiday background classic for tree-decorating season. HOSTS• Jim Hill - IG: @JimHillMedia | X: @JimHillMedia | Website: JimHillMedia.com • Lauren Hersey - IG: @lauren_hersey_ | X: @laurenhersey2 FOLLOW• Facebook: JimHillMediaNews • Instagram: JimHillMedia • TikTok: JimHillMedia SUPPORTSupport the show and access bonus episodes and additional content at Patreon.com/JimHillMedia. PRODUCTION CREDITSEdited by Dave GreyProduced by Eric Hersey - Strong Minded Agency SPONSORThis episode of I Want That To is brought to you by our friends at UnlockedMagic.com, the same trusted team behind DVC Rental Store and the DVC Resale Market. If you're planning a Disney trip, they've got the best deals on Walt Disney World tickets - visit UnlockedMagic.com to grab the best ticket deals and make your next Disney trip just a little bit more magical. If you would like to sponsor a show on the Jim Hill Media Podcast Network, reach out today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's episode is another Instagram Live session, in which the Caleb discusses a variety of topics. Caleb offers insights into business operations, including the challenges of winter work, managing equipment maintenance through systems like Slack and GPS tracking, and the crucial importance of financial planning and cash flow projection with the help of a fractional CFO, Cycle CPA. Additionally, he promotes several industry contacts and companies, shares details about upcoming Hardscape Academy training sessions, and discusses the significance of key performance indicators like Revenue Per Hour and struggles with job costing. LeanScaper Revenue Intensive (January 20 & 21, 2026 in January 20 & 21) Auman Landscape on YouTube Primed For Growth www.companycam/kcpodcast Company Cam- 50% for 2 months! Linktree/AumanLandscape @aumanlandscapellc www.CycleCPA.com  Use code: Auman and save $200 when signing up. LMN Software Save on onboarding! Code: AUMAN