Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicate to the small things that make a significant difference
In our last episode, we covered qualified vs non qualified money. Today, we take that a step further and look at Individual Retirement Accounts, or IRA's.Frank Tehel explains a bit about the history of IRAs, how they took different forms, and the myriad of different accounts available today.October Effect Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3339Frank Tehel's email: frank.tehel@oet.email
As we enter 2021 and begin to look at our 2020 taxes, Frank Tehel explains the difference between qualified and non qualified money, and how they can have a large impact on what you owe to Uncle Sam.October Effect Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3339Frank Tehel's email: frank.tehel@oet.email
Are you ready for the next Bear Market? They happen, and they have happened 32 times in the last 113 years.Today, Frank Tehel breaks down the differences between adjustment, corrections, and bear markets. We also cover the "color" of your money and assets. What constitutes red, yellow, and green money?October Effect Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3339Frank Tehel's email: frank.tehel@oet.email
Today, Frank Tehel and Jon Gay discuss market volatility, the definition of it, and why the "Rule of 100" no longer applies in today's economy.Each individual and family has their own needs and priorities, and that's why you need the help of a Certified Financial Planner.Resources:The Black Swan, Second Edition, by Nassim Nicholas Taleb:https://www.amazon.com/Black-Swan-Improbable-Robustness-Fragility/dp/081297381XOctober Effect Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3339Frank Tehel's email: frank.tehel@oet.email
Today, Patty Ramsey rejoins Frank Tehel and Jon Gay to continue their conversation about Medicare, Health Insurance, and the Open Enrollment period. Today's discussion also includes a look at how changes to Obamacare will be affected for 2021 and beyond.Resources:Patty Ramsey's Email: Patty.Ramsey@cox.netPatty Ramsey's Cell Phone: 757-287-4638October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3341
Today, Frank Tehel is joined by Patty Ramsey to discuss all things Health Insurance, especially the complex world of Medicare Plans as we enter this year's Open Enrollment period.Resources:Patty Ramsey's Email: Patty.Ramsey@cox.netPatty Ramsey's Cell Phone: 757-287-4638October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3339
Today, Frank Tehel and Jon Gay break down the four main types of investments, including:CashFixed IncomeStockReal AssetsFrank also explains derivatives, what they are, and how they relate to the above categories.Resources:October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3341
Retirement is something best planned for early. Today, Frank Tehel and Jon Gay break down seven different types of retirement vehicles, including:Defined Benefit PlansDefined Contribution PlansSavings PlansAnnuity PlansLife Insurance Plans"The Tin Can In The Backyard"Social SecurityResources:October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3341
In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren't falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirementResources:October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3341
When it comes to determining whether or not you should switch banks, there are six key elements you should consider. We discuss all six in this episode.Resources:October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3341
Today, Frank Tehel is joined by his new cohost, Jon Gay, to discuss eight obstacles that can get in the way of your retirement. It's important to understand each of these in order to maximize your money after you finish working.Resources:October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3341
When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.
When it comes to determining whether or not you should switch banks, there are six key elements you should consider. We discuss all six in this episode.
In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren't falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.
Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
The retirement you've been dreaming about is possible, if you're prepared. This episode of Financially Tuned concisely addresses the Eight Obstacles of Retirement: income, life expectancy, taxes, market downturns, rising inflation, Medicare, long-term care and losing your spouse.
The federal government's Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.
With millions of Americans currently working from home as the world deals with the coronavirus pandemic, it's a good time to take control of our finances to better prepare for a strong financial future.
The coronavirus disease has dominated the news cycle for the past few weeks and it's not going away. Instead of letting that get you down, here are some things you can do to respond and prepare your retirement strategy.
This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional roller coaster.
Not everyone has a steady income that stays the same month after month. Small business owners, salespeople, freelancers and others may see significant fluctuations. Here are some ideas on how you can weather them.
Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.
Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?
In this episode we're going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.
There are many expenses in retirement. Will they be what you expect? Are you ready to deal with healthcare costs? Do you really know the fees your retirement account has? How will your family and children impact your retirement expenses? This segment looks at potential answers to all of these questions and more.
Smishing is a new challenge and attack on your financial information. Wishing without action can be a challenge and detriment to your financial future. This episode looks at each of these and provides some potential actions you may take to keep your financial future secure.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.
Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Every project requires the correct tools. When building your financial future, you need the right tools to evaluate and analysis your strategy. This episode examines some potential options.
This episode looks at some ways to improve your efficiency and make the most of the time you spend managing your money. Most of us want to be better at managing our money. But it can feel like a time-consuming effort. Budgeting, credit monitoring and more all take time.
It can be a dangerous choice to make assumptions when it comes to money, retirement and investing. This episode looks at some false retirement assumptions as well as some things you may assume you know about what happens when the Federal Reserve cuts interest rates.
Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Parts A, B, C & D and what you need to know to come up with a solid Medicare strategy.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
In this episode we discuss strategies to help you get the most out of your Medicare and how to better understand it.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Not everyone is prepared for retirement. How will you make up the difference? Do you have a plan? This episode looks at potential options, tips and tricks to address being unprepared.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
In this episode we're going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
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