Podcasts about tax planning

In this episode of the Wealth and Law Podcast, Brent Nelson is joined by Boris Musheyev for a conversation on Proactive Tax Planning. They discuss how business owners can reduce unnecessary tax burdens through year-round planning and explore how tax strategy can impact profitability and long-term financial goals. Boris Musheyev is a CPA, Certified Tax Strategist, and founder of BORISMTAX, a tax planning and advisory firm serving business owners across 40+ states. Since founding the firm in 2017, Boris has focused on helping entrepreneurs and high-income professionals reduce unnecessary tax burdens through proactive, year-round planning. He is also the host of the Tax Reduction Podcast, and BORISMTAX has been recognized on the Inc. 5000 list for two consecutive years. He can be found at: BORISMTAX | Tax Strategy & Advisory This material is for informational purposes only. The views expressed are those of the speaker as of the date noted and not necessarily of the speaker's firm or its affiliates. This podcast may be considered attorney advertising. This podcast does not create an attorney-client relationship and is not a legal opinion or legal advice. If you are enjoying the podcast please SUBSCRIBE and leave a REVIEW, and if you want to learn more about Brent go to Team – Wealth and Law. Legal Disclaimer: Legal Disclaimer – Wealth and Law

Tax planning is easier when you make decisions before the calendar forces your hand. Today, we walk through several mid-year tax planning strategies that may help retirees coordinate income, investments, and giving more intentionally throughout the year. The key is knowing which opportunities actually fit your situation instead of assuming every popular tax strategy belongs in your plan. Here's some of what we discuss in this episode:

Could your retirement income create a larger tax bill than you expected? In this episode, Frank and Frankie Guida discuss how taxes, required minimum distributions (RMDs), taxable accounts, and Social Security taxation can affect retirement income. They explain why tax planning before RMDs begin may be an important consideration and share a case study of a couple preparing for retirement with concerns about future taxes. The conversation explores strategies for improving tax efficiency, evaluating different account types, and understanding how retirement income sources may impact long-term financial decisions. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Could a 20% market loss, rising taxes, or a lack of planning put your retirement at risk? From this past weekend's radio show, Abe Abich discusses why limiting large losses, creating retirement income strategies, and addressing potential tax challenges are key considerations for retirees. He shares examples involving widowed investors, account consolidation, Roth conversion planning, and concerns surrounding the growing national debt. Abe also explains why having a personalized retirement roadmap may help investors evaluate their options and prepare for different economic and market scenarios. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Could the biggest risk to your retirement be how you react to market volatility? From this past weekend’s radio show, Mike Douglas discusses why market corrections may feel different in today’s technology-driven investing environment and what retirees should consider when preparing for downturns. He explores the impact of RMDs, taxes, Medicare premiums, and Social Security taxation, along with the importance of coordinating investment, income, tax, and estate planning strategies. Mike also explains why a retirement plan should address more than just investments and take a broader view of long-term financial decisions. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

On this episode: How much wheeling and dealing should a retiree do in the stock market? Social Security says they will cut checks back by 28% in 6 years. Are you ready? What you need to know about inherited IRAs. Keeping inflation in perspective. Subscribe or follow so you never miss an episode! Check out The Fire Your Financial Advisor Retirement Show on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

New Total Wealth and Wellness Radio episodes post every Saturday.

RSUs Explained: Vesting, Taxes, Selling Strategies & How to Avoid Paying Taxes TwiceCFP Lucas Casarez of Techie Personal Finance Boot Camp explains how RSUs work and how to avoid common mistakes, especially paying taxes twice due to incorrect cost basis reporting. He distinguishes startup RSUs (often illiquid and effectively worth zero until a liquidity event) from publicly traded RSUs (valued daily and sellable at vesting), and breaks down vesting schedules, cliffs, refresh grants, and the “golden handcuffs” effect of leaving unvested shares behind. He covers when you can sell (including blackout windows), how RSUs are taxed at vesting, why 22% federal withholding may be insufficient, and how future sales can trigger short- or long-term capital gains. He shares a goal-based framework for deciding to sell, hold, or hybrid, emphasizes concentration risk, and notes resources like an RSU tax calculator and strategy guide. Avoid RSU Double Tax RSU Basics Overview Startup vs Public RSUs Vesting Schedules Explained Golden Handcuffs Effect What Your RSUs Are Worth Selling RSUs and Blackouts RSU Taxes and Withholding Capital Gains After Vesting Fix Cost Basis Errors Sell or Hold Framework Get Help and Wrap Uphttps://www.levelupfinancialplanning.com/restricted-stock-unit-rsus-strategy-guide/ https://www.levelupfinancialplanning.com/restricted-stock-units-rsus-tax-calculator/

Could the type of accounts you save in today have a major impact on your retirement taxes tomorrow? In this episode of Charleston’s Retirement Coach, Brandon Bowen explains the differences between tax-deferred, taxable, and tax-free accounts and why having a mix of all three may provide more flexibility in retirement. He discusses common challenges retirees face when most of their savings are concentrated in one account type, along with strategies for managing withdrawals, evaluating Roth opportunities, and creating a tax-aware retirement income plan. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Could one retirement decision today create challenges years down the road? In this episode of the Retirement Key Podcast, Justin Doback explores five common retirement regrets and the planning considerations behind them. Topics include Social Security claiming strategies, creating a retirement income plan, balancing investment risk, addressing future tax exposure, and keeping estate planning documents current. Justin also discusses sequence of returns risk and why stress testing a retirement plan may help retirees evaluate different outcomes and assumptions as they transition into retirement. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What if the years after your kids leave home are the most important years for your retirement plan? As families transition into the empty nest stage, Mike Canet and Ryan Herbert discuss why ages 50 to 60 can be a pivotal time for retirement preparation. They cover catch-up contributions, evaluating whether you're on track for retirement, understanding income needs, tax planning strategies, and the value of having a written plan instead of relying on guesswork. The conversation also explores common retirement planning mistakes and why waiting until the last minute can limit your options. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

What happens when a six-figure income no longer feels like enough, especially in retirement? Raj Shah and Rick Borek discuss why many retirees underestimate future expenses, from healthcare costs and inflation to longevity and lifestyle goals. They explore strategies for building reliable retirement income, planning for unexpected life events, preserving wealth, and creating a legacy for future generations. The conversation also touches on tax planning, estate considerations, and insights shared during a recent interview with Donald Trump Jr., highlighting the importance of preparing for both opportunities and uncertainties in retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.See omnystudio.com/listener for privacy information.

On this episode: Retirement is a time to spend and enjoy not a time to clip coupons. Why celebrate a 10% market win when you are losing 30% on taxes? How people view monthly income vs their account balance. Covering your bases with the correct legal documents in retirement. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you contributing the right amount to your RRSP—or could trying to maximize it actually be costing you more in tax?RRSP decisions can get especially complicated when you own a corporation and have control over how much salary you pay yourself. Taking more income just to create additional RRSP room may sound smart, but it can also trigger higher personal taxes and create trade-offs that are easy to miss. This episode breaks down why the best strategy often isn't “max it out” or “avoid it altogether,” but finding the right balance for your income, lifestyle, corporation, and retirement plan.You'll learn:Why creating extra RRSP room by increasing your salary may not always produce the tax savings you expect.How to think about investing inside your corporation versus moving money into an RRSP for retirement.How your spending needs, tax brackets, passive corporate income, and available contribution room can help determine the right middle-ground strategy.Press play now to learn how to make more intentional RRSP decisions without sacrificing tax efficiency along the way.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners, building a strong Canadian wealth plan requires more than simply maxing out an RRSP or increasing salary to create additional contribution room. Effective retirement planning and tax planning involve understanding how RRSP optimization, CPP, passive income, salary vs dividends Canada, and personal vs corporate tax planning work together within a broader tax strategy. A thoughtful approach to corporate wealth planning can help entrepreneurs balance corporation investment strategies, tax-efficient investing, business owner tax savings, and optimizing RRSP room while building the right financial buckets for today, retirement, and future goals. For those pursuing financial freedom Canada, financial independence Canada, or an early retirement strategy, factors such as a modest lifestyle wealth approach, investment bucket strategy, passive income planning, capital gains strategy, and corporate structure optimization can all influence how wealth is accumulated and eventually withdrawn. As part of a broader Canadian entrepreneur finance strategy, business owners may also consider financial diversification Canada, real estate investing Canada, real estate vs renting, estate planning Canada, legacy planning Canada, and other retirement planning tools when setting their financial vision. Ultimately, the episode highlights that wealth building strategies Canada, Canadian tax strategies, financial systems for entrepreneurs, and building long-term wealth Canada rarely come down to an all-or-nothing decision—the goal is to find the right balance between personal income, corporate investing, registered accounts, lifestyle needs, and long-term financial objectives.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What would you do if a six-figure inheritance suddenly landed in your lap? In this episode, Brandon Bowen discusses common inheritance decisions and the different considerations that can arise depending on your age and stage of life. He shares real-world examples of families navigating inherited assets, explores potential pitfalls such as leaving money idle or making rushed financial decisions, and explains how debt reduction, income planning, investing, and tax considerations may fit into a broader retirement strategy. Learn why having a plan can be especially important when an inheritance becomes part of your financial picture. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Could a reliable income stream be the missing piece in your retirement plan? In this episode, Frank Guida and Frankie Guida discuss the role of income planning in retirement and why some retirees value predictable income sources. They explore how pensions and annuities fit into a retirement strategy, considerations around Social Security claiming decisions, and ways to evaluate investment risk, taxes, and income needs. The conversation also highlights a real-world planning scenario that shows how different retirement timelines can impact long-term retirement income. . Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Randy announces his retirement and highlights the many emotions that come with the transition away from his career. Jennifer, The Savvy Investor's newest co-host, joins Randy and Mike Canet to discuss how you can spend years preparing for retirement and still feel uneasy when the paycheck stops. In this episode, the team discusses the emotional and financial realities of transitioning into retirement, including identity shifts, spending habits, income planning, and the fear of running out of money. They also explore why many retirees struggle to spend what they've saved, how couples often have different retirement expectations, and why tax planning deserves a place alongside investment decisions. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

Eight years into financial independence, Fritz Gilbert discovered something surprising: learning to spend money is harder than learning to save it. After decades of optimizing every dollar toward early retirement, he found himself in a 90-minute internal debate over whether to spend an extra $3,500 on a better e-bike—despite being financially secure and ahead of his retirement projections. The Starting Line, Not the Finish 00:08:15 - Fritz introduces his core philosophy that FI isn't the finish line but the starting line. The accumulation phase requires one set of skills—discipline, frugality, optimization—but thriving in retirement demands completely different capabilities: curiosity, experimentation, and the ability to design an unscripted life. 00:12:45 - The two favorite words for post-FI life: curiosity and experimentation. Fritz explains how continuously trying new activities, volunteer opportunities, and ways of spending time creates a fulfilling retirement that evolves over time. 00:18:20 - Freedom for Fido charity work provides purpose and fulfillment. Fritz shares how his wife started a 501(c)(3) that builds free fences for low-income families with dogs on chains. They've completed 225 fences helping over 700 dogs with 200 volunteers, and Fritz offers mentorship to anyone wanting to start similar chapters. 00:32:10 - The natural shift from obsessing over numbers to focusing on non-financial aspects of life. Fritz describes how the financial planning that dominated pre-FI thinking fades into the background, replaced by questions about meaning, purpose, and how to spend time well. Fitness: The Other Side of the Freedom Equation 00:36:45 - A paradigm-shifting connection between saving and fitness. Fritz explains that while saving money buys years of freedom on the front end of life, physical fitness buys healthy years of freedom on the back end. Brad calls this "one of the most consequential ideas ever shared on ChooseFI." 00:45:30 - Learning the surprisingly difficult skill of spending money after decades of frugality. Both Brad and Fritz share personal struggles with spending decisions, from hotel room upgrades to gym memberships, illustrating the psychological challenge of the post-FI transition. 00:52:15 - The e-bike decision story: Fritz spent 90 minutes debating whether to buy a $5,000 e-bike versus a $1,500 traditional bike, despite being financially secure. He eventually realized he was ahead of his retirement projections and gave himself permission to spend. 00:58:40 - Reframing spending as "investments for non-financial returns." Fritz introduces the powerful mental shift of viewing retirement expenditures not as expenses but as investments that return health, memories, relationships, and experiences. Tax Planning and Portfolio Management 01:04:20 - Roth conversion strategy evolution. Fritz discusses his initial aggressive approach to Roth conversions and how his thinking changed after learning about risk-based guardrails from ChooseFI episode 566 with Aubrey Williams. 01:10:35 - How to achieve a zero percent effective tax rate in retirement. Brad explains the strategy combining standard deductions (about $32,000 for married filing jointly), Roth withdrawals, and long-term capital gains at 0% (up to about $96,000 of taxable income), allowing many FI retirees to cover expenses while paying zero federal income tax. 01:16:00 - Bond ladder strategy using Invesco BulletShares. Fritz details his shift from bond ETFs to specific bonds with staggered maturity dates, providing guaranteed income streams and tax planning flexibility while eliminating interest rate risk by holding to maturity. Notable Insights "FI isn't the finish line, it's really the starting line." — Fritz Gilbert "When you're pursuing FI, you're saving and investing to buy yourself more years of freedom on the front end. But once you get there, taking care of your health and fitness can add more healthy years of freedom on the back end. They're two si…

Brad Wooten, CPA, joins Steven Jarvis, CPA, to share his firsthand experience opening Trump Accounts for his three children and why he views them as long-term retirement savings. They discuss how the accounts work, what happens when children turn 18, and why future Roth conversions and kiddie tax considerations matter. The conversation then shifts to the relationship between financial advisors and CPAs and how advisors can be appropriately tax-aware without overstepping. Brad shares real-world examples of clients facing unexpected tax bills because financial decisions were made without enough communication about their tax consequences. Steven and Brad emphasize that advisors do not need to become tax experts to improve collaboration with CPAs. Instead, proactive communication and simply recognizing that financial decisions can have tax implications can go a long way. https://zurl.co/R9rb7  

Most mainstream tax advice runs on autopilot, and the autopilot assumes you're married with kids, funding a 529, and leaving an inheritance behind. When none of that describes your life, following it can cost you a fortune. Dr. Jay Zigmont, CFP® and Scott Barnes, CFP®, TPCP®, CLTC start from a blunter premise: the tax code is built to reward having children, so Childfree people are never going to get those breaks, and the smarter move is to design your own. The throughline is the opposite of chasing a lower bill this year. It's using taxes as one more tool to fund the life you actually want, paying the IRS what's owed without leaving a tip, and knowing when the strategy some influencer swears by simply doesn't fit a life without kids.In This Episode, You'll Learn:Why the tax system is intentionally pronatalist, how that shapes everything from the child tax credit to head-of-household status, and why designing your own tax breaks matters when the built-in ones were never meant for youWhy the popular "become a landlord for passive income" advice often breaks down for Childfree people once you factor in the lost step-up in basis, and how a charitable remainder unitrust can turn an appreciated property into lifetime income plus a charitable benefitHow to think through the pre-tax versus Roth 401(k) decision, why your tax bracket, your state's income tax, your student loans, and any dream of moving abroad all change the answerWhy the Roth conversion and backdoor Roth strategies the financial press pushes every November are so easy to get wrong, and when the paperwork simply isn't worth itWhy paying zero tax in a given year is not always the win it looks like, how donor-advised funds let you time your giving for maximum benefit, and why coordinating a CFP® professional and a CPA protects you over a lifetime rather than a single AprilResources Mentioned in this Episode:Early Retirement Tax Planning with Cody Garrett, CFP®, Ep 166: : https://childfreeinsights.com/resources/podcast/episode-166Get Dr. Jay's book "The Childfree Guide to Life and Money" here: https://childfreewealth.com/childfree-guide/Learn more about Childfree Wealth:  www.childfreewealth.comLearn more about Childfree Trust: https://www.childfreetrust.com Episode Hosts:Dr. Jay Zigmont, CFP® is the Founder of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and permanently Childless people, and Childfree Trust®, the first of its kind next of kin representation service for Childfree people. He is also the author of The Childfree Guide to Life and Money.Scott Barnes, CFP®, TPCP®, CLTC is an Associate Advisor at Childfree Wealth® and the go-to expert for long-term care strategies and tax planning questions.About Childfree Insights:Childfree Insights is a trusted resource for life planning without children. It explores financial planning, estate planning, relationships, and long-term decisions for adults building a future without kids. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

An "Ask Me Anything" episode including questions like: Effective tax rates or marginal tax rates…which one matters? I'm at my retirement number, but this stock market is too crazy…should I adjust my portfolio?  What about flexible spending rules in retirement? Which are good, which aren't, and how to use them in practice.  Looking for a financial planner?  → PlanWithJesse.com Jesse answers three listener questions about retirement planning and investing. He explains the difference between marginal and effective tax rates when making decisions about Roth conversions, traditional retirement contributions, and other tax-planning strategies. He then discusses how investors approaching financial independence should think about market valuations, the CAPE ratio, and portfolio allocation, emphasizing that changes should be driven by financial plans and cash flow needs rather than market predictions. Finally, Jesse explores dynamic withdrawal strategies in retirement, comparing guardrails, discretionary spending frameworks, and ratcheting techniques while offering practical guidance for creating flexible spending rules that balance long-term sustainability with real-life uncertainty.   Key Takeaways: • Effective tax rates describe your average tax burden, while marginal rates determine the cost or savings of your next financial decision. • Large Roth conversions may span multiple tax brackets, requiring a blended analysis of marginal rates rather than relying on an effective tax rate. • High market valuations and CAPE ratios have historically been associated with lower future returns, but they are not reliable market-timing tools. • Today's technology-driven economy may justify higher valuation levels than previous generations experienced, making historical comparisons imperfect. • Dynamic withdrawal strategies allow retirees to adjust spending based on portfolio performance rather than relying on fixed withdrawal amounts. • A successful retirement spending strategy combines disciplined planning with the flexibility to adapt as life and markets inevitably change. Key Timestamps: (01:31) – Q1: Should I Look at Marginal or Effective Tax Rates in Retirement? (10:07) – Q2: Making Asset Allocation Adjustments (16:29) – CAPE vs. Returns (22:36) – Q3: Dynamic Spending in Retirement (24:43) – Essential vs. Lifestyle Spending (28:07) – The Ratcheting Technique (31:16) – Five Steps for a Dynamic Withdrawal Strategy Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner?  → PlanWithJesse.com  The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Is a Roth conversion always the right move, or could keeping money in a traditional IRA make more sense? In this episode, Frankie Guida explores why traditional IRAs remain an important retirement planning tool and discusses situations where delaying taxes may be more beneficial than converting to a Roth. He breaks down the advantages and tradeoffs of both approaches, including tax deductions, required minimum distributions, future tax considerations, and retirement income planning. The conversation highlights why retirement tax strategies should be based on individual circumstances rather than broad assumptions. . Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

One retiree's first required minimum distribution added $42,000 to his tax bill, raising a question many savers never see coming. In this episode, Lawrence Kiely & Katherine Groce discuss how RMDs can affect taxes, Social Security taxation, and Medicare premiums. They explore Roth conversions, charitable giving strategies, legacy planning considerations, and ways retirees may evaluate different tax buckets as part of a broader retirement income plan. Learn why retirement tax planning often requires looking beyond account balances and focusing on how and when money is withdrawn. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

What if becoming a 401(k) millionaire is only half the retirement planning story? In this episode, Stuart Seegmiller explains why market volatility can be a valuable reminder to review your portfolio, especially as retirement approaches. He discusses the difference between growing wealth and protecting it, why investment strategies may need to change over time, and how taxes can impact what your retirement savings are really worth. The conversation also explores the importance of understanding your allocations, avoiding emotional decisions, and making sure your retirement plan reflects your current goals rather than relying on old assumptions. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

In Part 1 of this conversation, Timothy P. Pope, CFP, started with the first step in tax planning: understanding what the tax number actually means. If you missed that episode, stream it here:In this following part, Tim continues the tax conversation by moving from deductions to longer-term planning, exploring taxable brokerage accounts, investment tax efficiency, tax-loss harvesting, embedded capital gains, and why pilots may benefit from looking beyond a single tax return.He also discusses how taxes can shift across a pilot's career, from early airline years and upgrades to peak earning years, retirement, Social Security, pensions, and future required distributions.The focus is on understanding what can be controlled, what may simply be deferred, and how today's decisions can affect the household's long-term after-tax picture.Get more insights and takeaways from this episode on our newsletter article!If you're enjoying Pilot's Portfolio and finding these conversations helpful, we'd really appreciate a 5-star review on your podcast platform of choice. It helps more professional pilots and their families discover the show:- Apple Podcasts: https://podcasts.apple.com/us/podcast/pilots-portfolio/id1718915375- Spotify: https://open.spotify.com/show/5p2Tkf16Q9lV693lHV4Zo9Have a question you'd like Tim to address, or want to explore how 360 Aviation Advisors helps professional pilots plan around taxes, retirement, investments, and life transitions?Schedule An AppointmentOur Practice's WebsiteContact Us: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationTimothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity.We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements.Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer. 

Building wealth isn't only about making more money it's about creating the right financial structure to keep and grow more of what you earn. In this conversation with Rod Khleif, Loral Langemeier explains why proactive tax planning is an important part of that foundation.Rather than waiting until tax season, Loral shares how proactive tax planning means looking ahead at income, investments, corporate structure, deductions, and opportunities throughout the year. She also discusses strategies including R&D credits, cost segregation, corporate entities, trusts, and tax return reviews.Ultimately, proactive tax planning is about connecting your taxes with the bigger picture of how you make, invest, protect, and build wealth, so your financial strategy works together instead of as separate pieces.Loral's Takeaways:Loral's Background and Early Career (00:00)Transition to Financial Services and Mentorship (01:27)Challenges in the Financial Services Industry (03:59)Integrated Wealth Systems and Tax Planning (06:06)Tax Saving Strategies and Client Education (07:32)Proactive Tax Planning and Client Support (13:43)Legacy Planning and Client Education (14:26)Integrated Wealth Systems and Client Support (15:26)Client Testimonials and Success Stories (16:10)Meet Rod Khleif:Rod is a seasoned entrepreneur, real estate investor, and philanthropist with over 40 years of experience, having built 24+ businesses and owned 2,000+ properties. From immigrating with nothing to building and losing a $50M portfolio during the 2008 crash and rebuilding it all . Rod shares powerful lessons on mindset, resilience, real estate, and high performance . He's also the founder ofThe Tiny Hands Foundation, which has helped over 95,000 children in need. Rod brings a unique blend of technical insight and motivational depth to any conversationMeet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment.Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliatesThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device.Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

In this episode, Kevin Schneider shares insights on proactive tax strategies, real estate structuring, and building strong client relationships. Discover how to leverage tax planning for wealth building and the importance of relationship-driven service in the CPA industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Most people think about taxes once a year, when it's time to file their return. But tax preparation and tax planning are two very different things. Tax preparation looks backward. Tax planning looks forward. And when you're approaching retirement, that distinction can have a major impact on how much of your money you actually get to keep.In this episode, Kevin shares a story from earlier in his career that changed the way he thought about taxes and financial advice. Then he breaks down some of the biggest tax-planning opportunities retirees and those approaching retirement should be thinking about throughout the year, not just during tax season.We'll discuss capital gain and tax-loss harvesting, Social Security taxation, ACA premium tax credits, Medicare IRMAA surcharges, charitable giving strategies, qualified charitable distributions, Roth conversions, inherited IRAs, and more.More importantly, we'll look at how all of these decisions interact.Because good retirement tax planning isn't simply about paying the least amount of tax this year. It's about making intentional decisions today that could help you better manage your lifetime tax bill.If you're approaching retirement with significant savings and wondering whether you're being proactive enough about taxes, this episode will give you a framework for what to be thinking about before year-end.⁠⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠visit my website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⛳ PFR Nation (Who This Is For)If you're over 50, have saved seven figures (or multiple seven figures), love golf and travel, and you want to make work optional while minimizing taxes… welcome to the right place.-KevinConnect with me here:​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the podcast⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join My Company Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This is for general education purposes only and should not be considered as tax, legal or investment advice.

Could one of the biggest retirement mistakes be assuming everything is already taken care of? In this episode, Brandon Bowen discusses several common assumptions that can create challenges for retirees and pre-retirees. Topics include evaluating whether your investment strategy still aligns with your goals, understanding the role of estate planning beyond high-net-worth households, and recognizing when a financial plan may need updates. The conversation explores how costs, taxes, beneficiary designations, and long-term planning decisions can affect retirement outcomes and why periodic reviews remain an important part of the planning process. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Welcome to the 9Innings Podcast where we Educate, Empower and Engage. In this episode of Facts of Our Feelings, tKevin breaks down key differences between tax professionals-CPAs, Enrolled Agents (EAs), and PTIN holders. We clarify that not all CPAs specialize in taxes, while EAs are federally authorized specifically for taxation and IRS representation. PTIN holders can prepare returns but lack equivalent credentials or representation rights. The episode also distinguishes tax preparation (backward-looking) from tax planning (forward-looking), emphasizing that many preparers don't offer proactive planning. Listeners are encouraged to ask the right questions when hiring a tax professional based on their individual financial complexity. Understanding the CPA (Certified Public Accountant)- (00:01:39) The Enrolled Agent (EA) Designation- (00:04:37) Representation Rights of CPAs and EAs- (00:06:09) The PTIN (Preparer Tax Identification Number) Holder (00:07:41) Tax Planning vs. Tax Preparation (00:09:05) Who Should You Hire? (00:10:17) Key Questions to Ask Your Tax Professional (00:11:33) NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

Could where you live in retirement have as much impact as how you invest? From this past weekend’s radio show, Mike Douglas explores how taxes, lifestyle goals, family considerations, and housing costs can influence retirement decisions. He discusses the tradeoffs of relocating or snowbirding, the importance of long-term tax planning, and why retirement planning goes beyond investment returns. The conversation also examines sequence of returns risk and how market downturns early in retirement can affect retirement income strategies and financial decisions over time. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3665: ESI is a do-it-yourself guy across almost every corner of his personal finances, but he still pays a CPA to prepare his taxes. He lays out five reasons the fee more than earns itself back, from catching deductions he would have missed to standing with him if the IRS comes calling. He also explains the twenty hours of prep work he still does himself every year to keep the bill down. Read along with the original article(s) here: https://esimoney.com/why-i-use-a-cpa-to-do-my-taxes/ Quotes to ponder: "It's not that I couldn't do the taxes myself. It's that I choose not to." "The #1 reason I use a CPA is that they save me more than what I pay simply because they know more about the tax law than I do." "just because you use a CPA doesn't mean there's no tax work for you" Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3665: ESI is a do-it-yourself guy across almost every corner of his personal finances, but he still pays a CPA to prepare his taxes. He lays out five reasons the fee more than earns itself back, from catching deductions he would have missed to standing with him if the IRS comes calling. He also explains the twenty hours of prep work he still does himself every year to keep the bill down. Read along with the original article(s) here: https://esimoney.com/why-i-use-a-cpa-to-do-my-taxes/ Quotes to ponder: "It's not that I couldn't do the taxes myself. It's that I choose not to." "The #1 reason I use a CPA is that they save me more than what I pay simply because they know more about the tax law than I do." "just because you use a CPA doesn't mean there's no tax work for you" Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3665: ESI is a do-it-yourself guy across almost every corner of his personal finances, but he still pays a CPA to prepare his taxes. He lays out five reasons the fee more than earns itself back, from catching deductions he would have missed to standing with him if the IRS comes calling. He also explains the twenty hours of prep work he still does himself every year to keep the bill down. Read along with the original article(s) here: https://esimoney.com/why-i-use-a-cpa-to-do-my-taxes/ Quotes to ponder: "It's not that I couldn't do the taxes myself. It's that I choose not to." "The #1 reason I use a CPA is that they save me more than what I pay simply because they know more about the tax law than I do." "just because you use a CPA doesn't mean there's no tax work for you" Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Episode 187 of the #ExpatChat podcast. Part 2 of this webinar special, US Exit Tax: Coming Home from the United States series sees Atlas Wealth Managing Director (APAC), James Ridley, joined by Joshua Ashman, CPA and Partner at Expat Tax Professionals, who unpacks the US Exit Tax in detail, one of the most misunderstood risks facing green card holders and US citizens heading home. Josh explains who actually gets caught by the exit tax, including the 8-of-15-year long-term resident rule, and the three tests used to determine "covered expatriate" status: net worth, tax liability, and certification of US tax compliance. He then walks through how the exit tax is calculated, covering capital gains on appreciated property and ordinary tax treatment of pensions and deferred compensation, before presenting two real client case studies showing how careful planning, from pre-exit gifting strategies to treaty positions, helped clients avoid or reduce exit tax exposure entirely. The series concludes with a Q&A. Together, Parts 1 and 2 offer a complete picture of what's involved in coming home from the US, and why getting the sequencing right i.e. before you leave, not after you land, can make all the difference. Relevant Links: • Expat Chat Part 1: US Exit Tax - Coming Home from the United States - https://soundcloud.com/atlaswealthmgmt/expat-chat-episode-186-part-1/s-Xbq2KftzK4S?si=345b27f13b904b9d97ea22013d7ab5f4&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Webinar recording: US Exit Tax - https://youtu.be/DkkflnBUxgk?si=HCdpzuf2H2WrvHjo 
 • Upcoming events and webinars - atlaswealth.com/events/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
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Choosing between a Roth and Traditional IRA comes down to one question: what tax bracket do you expect to be in when you withdraw. Our favorite Bookkeeping Mensch, Paul Rosenblum, breaks down the tax treatment, contribution limits, and Required Minimum Distribution rules for both, plus a quick look at how inherited IRAs work differently. A short, practical primer for anyone weighing retirement savings alongside their business finances.Schwab IRA calculator: https://www.schwab.com/ira/ira-calculatorsSend us Fan MailSupport the showAbout the hostPaul Rosenblum has been doing hands-on bookkeeping for over 30 years, starting with QuickBooks Desktop and adapting to the world of cloud-based QuickBooks Online. He shares practical, in-the-weeds lessons from real client files every episode.

Your legacy can become a burden if the right documents and instructions are missing. Jackie Campbell explains why estate planning applies to every adult, not only the wealthy, and introduces the "My When File" as a central place for important personal and financial information. She also discusses wills, trusts, powers of attorney, healthcare directives, beneficiaries, asset titling, retirement distributions, sequence-of-returns risk, and tax planning. The episode connects today’s financial organization with the decisions loved ones may face later. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

How long could your retirement last, and is your plan built for that possibility? On this episode, Frank Guida and Frankie Guida discuss the growing importance of planning for longevity and turning retirement savings into sustainable income. They explore how Social Security decisions, tax planning, investment management, and spending strategies can influence retirement lifestyles. The conversation also highlights the value of having a defined income plan rather than relying solely on account balances. Learn how retirees can evaluate their resources, spending needs, and long-term goals to better understand the road ahead . Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Most people believe with no job their tax bill will go down in retirement. That is not always true. The question is, what can you do about it? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

What happens if retirement arrives years earlier than planned? This episode explores the financial decisions that can follow an unexpected job loss, including how to bridge income gaps, evaluate Social Security timing, and navigate healthcare options. Nolan Baker also breaks down the backdoor Roth IRA strategy and the tax pitfalls that can catch investors off guard. Plus, learn why more retirees and advisors are considering annuities for dependable income, and why a simple buy-and-hold approach may create risks during retirement. The discussion focuses on coordinating income, taxes, investments, and retirement planning decisions when timing and strategy matter most. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind.See omnystudio.com/listener for privacy information.

Are you overlooking retirement planning opportunities simply because it’s not the end of the year? On this episode, Abe Abich discusses why a mid-year financial checkup can be an important part of staying on track. He covers retirement contribution limits, managing excess cash, reviewing spending and income plans, evaluating tax opportunities, checking Social Security records, and updating beneficiary and estate planning documents. Abe explains how regular reviews can help align your retirement strategy with changing goals, market conditions, and life events before year-end deadlines arrive. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

After a short summer break, Pilot's Portfolio is back with a refreshed format and a new Season (4)!This next run of episodes is built around real questions Timothy P. Pope, CFP® receives from professional pilots and their families in planning conversations.This is a two-part deep-dive on one of the biggest questions professional pilots bring to the planning table: “How can we pay less in taxes?”Whether the number is six figures or simply higher than expected, the starting point is understanding what that number actually represents.In Part 1, Tim starts with the first step: understanding what the tax number actually means.Is it total tax liability, withholding, a large April payment, or income that changed unexpectedly?Tim discusses how W-2 income, spouse income, upgrades, premium flying, capital gains, property sales, inherited IRAs, and deductions can shape the tax picture, while explaining why a write-off should support a sound financial decision rather than drive one.Follow Pilot's Portfolio for Part 2, where the conversation moves into tax-efficient investing, tax-loss harvesting, and planning beyond one tax year.If you're enjoying Pilot's Portfolio and finding these conversations helpful, we'd really appreciate a 5-star review on your podcast platform of choice. It helps more professional pilots and their families discover the show:- Apple Podcasts: https://podcasts.apple.com/us/podcast/pilots-portfolio/id1718915375- Spotify: https://open.spotify.com/show/5p2Tkf16Q9lV693lHV4Zo9Have a question you'd like Tim to address, or want to explore how 360 Aviation Advisors helps professional pilots plan around taxes, retirement, investments, and life transitions? Schedule An AppointmentOur Practice's WebsiteContact Us: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity.We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements.Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer. 

What if the keys to a stronger retirement plan have nothing to do with chasing the latest investment trend? From this past weekend’s radio show, Abe Abich explains why retirement fundamentals still matter most. He discusses the five pillars of retirement planning, turning savings into income, overcoming the fear of spending in retirement, planning for healthcare and unexpected expenses, and revisiting common retirement rules that may no longer apply. Abe also shares real-world examples of how retirees can focus on income, taxes, risk management, and long-term planning rather than reacting to headlines. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What does it really take to build lasting wealth? In this episode, Loral Langemeier shares her proven wealth building framework and introduces her wealth cycle, showing how entrepreneurs generate income, protect it through strategic tax planning, and reinvest it into appreciating assets. Along the way, she challenges common misconceptions about passive income, explains why integrated financial planning matters, and shares how mentorship, education, and taking action accelerate wealth building.Whether you're just getting started or trying to grow your existing business, this episode provides practical insights to help you create a long-term wealth building plan that actually works.Loral's Takeaways:Starting Early and Building a Team (02:50)Initial Assessment and Wealth Cycle (03:19)Misconceptions About Passive Income (04:43)Integrated Wealth Systems and Financial Infrastructure (08:30)Tax Planning and Strategy (10:32)Overcoming Fear and Risk (22:49)Building Wealth with Relentless Urgency (27:06)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment.Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliatesThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device.Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

Welcome to Episode 186 of the #ExpatChat podcast with Atlas Wealth Managing Director (APAC), James Ridley. Due to popular demand, James shares Atlas's recent webinar, US Exit Tax: Coming Home from the United States, as a special two-part series. In Part 1, he's joined by Atlas' Financial Planner, Martin Jack to unpack the strategy and wealth side of repatriating to Australia from the United States. Martin covers why your move timeline is the single most valuable lever you control, from locking in cost bases and aligning two mismatched tax years, to coordinating your US exit and timing RSUs, bonuses and FX conversions around it. He then continues to the pre-residency planning window, covering what to do with US shares, property, HSAs, 529s, retirement accounts and US trusts before your Australian residency clock starts. That is, before reviewing what changes on day one as an Australian tax resident, including deemed acquisition, Medicare timing, and admin essentials like super, wills and banking. This episode lays the groundwork for Part 2, which turns to the US Exit Tax specifically. Relevant Links:
 • Expat Chat Part 2: US Exit Tax - Coming Home from the United States -https://soundcloud.com/atlaswealthmgmt/expat-chat-episode-187-part-2/s-K4UGcRIjlu0?si=bfbc04f8f35544bf9c549e64467a7a7b&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Webinar recording: US Exit Tax - https://youtu.be/DkkflnBUxgk?si=HCdpzuf2H2WrvHjo • Upcoming events and webinars - atlaswealth.com/events/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
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 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

Could a Roth conversion reduce future tax exposure, or create unexpected costs today? In this episode, Frankie Guida explains the pros and cons of Roth conversions, including tax-free retirement income, required minimum distributions, tax diversification, and estate planning considerations. He also discusses potential drawbacks such as upfront tax bills, Medicare impacts, income thresholds, and timing considerations. Learn how Roth conversions fit into a broader retirement strategy and why evaluating your personal circumstances is an important part of the decision-making process. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Part 1 covered the foundation. Part 2 is about putting that foundation to work.In the second half of this conversation, CPA Robert Sushin joins The Heavyweight Collective to explore the wealth-building strategies that can change your financial future. The discussion dives into Roth IRAs, tax-free investing, compound growth, real estate tax advantages, and why understanding the tax code is one of the smartest investments you can make.The conversation also examines financial freedom beyond income, using entertaining hypothetical scenarios to reveal how people think about money, ethics, and long-term success. Together, the crew explores what it means to build wealth intentionally, protect it legally, and create opportunities that extend beyond a paycheck.If Part 1 was about building the foundation, this episode is about building the future.Tap in With US! Thanks for tapping in with The Heavyweight Collective! Make sure you follow, subscribe, and share with someone who needs this convo. Catch us on all socials for clips, updates, and more behind the mic. https://linktr.ee/TheHeavyweightPodcast

Catrina M. Craft, a top-tier tax strategist, shares essential insights on avoiding common tax mistakes, structuring your business effectively, and the importance of proactive planning to protect your assets and maximize wealth.“Inaction is really dangerous because what happens is it just builds up, it compounds.”Chapters00:00 Risks of Asset Seizure and Frozen Accounts01:09 Introduction of Katrina Kraft and Episode Overview02:21 Misconception: Tax Professionals Save You Money03:44 The Role of a Tax Strategist in Planning05:07 Importance of Business Structure and Goals07:20 Holistic Approach to Business Formation and Strategy09:57 Common Frustrations of Entrepreneurs11:16 The Limitations of AI and the Importance of Human Expertise13:21 Using AI Tools Responsibly in Tax Planning15:45 The Dangers of Paralyzing Fear and Not Filing17:08 Consequences of Not Filing Taxes and Asset Seizure18:36 How to Connect with Katrina for Tax Strategies“If you need help, pay for that because it's cheaper to pay for help than to pay the IRS those penalties and interests.”Additional Key Takeaways*Differences between bookkeepers, CPAs, and tax strategists*Avoiding Tax Seizures: Protect Your Assets Now*The importance of proactive tax planning*Risks of not filing taxes and how to avoid penaltiesEPISODE #1/10: Unlocking Tax Strategies for Entrepreneurs: January 26, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18570362-unlocking-tax-strategies-for-entrepreneursEPISODE #2/10: Unlocking Home Office Deductions February 9, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18646020-unlocking-home-office-deductionsEPISODE #3/10: Hidden Tax Strategies Revealed: March 9, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18814431-hidden-tax-strategies-revealedEPISODE #4/10: Strategic Family Travel & Tax Benefits: June 10, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18814431-hidden-tax-strategies-revealedSend us Fan MailSupport the showRemember to subscribe for the next episode. Show Sponsor: ComingAlive PodcastProduction.com (Download your Podcast Launch Checklist for only $1 here)Music Credits: Copyright Free Music from Adventure by MusicbyAden.

Most business owners focus on growth, sales, and scaling, but the real danger often shows up after they've already “made it.” In this episode, tax attorney and estate planning expert Todd Villarrubia explains how thriving entrepreneurs unintentionally expose themselves to massive tax bills, lawsuits, and family chaos simply because their wealth isn't structured or protected the right way. Todd has spent over 30 years helping entrepreneurs and high net worth families protect billions of dollars from the IRS, creditors, and unnecessary estate taxes. He breaks down why “pigs get fat, hogs get slaughtered” when it comes to tax planning, and how to stay aggressively legal while still minimizing income tax, capital gains, and estate tax. You'll hear real-world examples of owners losing eight figures because they didn't document ownership correctly, mismanaged retirement plans, or failed to shield personal assets from business risk. This conversation goes beyond surface-level tax tips and into strategic wealth architecture. Todd explains when advanced strategies start to make sense (typically once you're paying six figures in tax), and walks through tools like solar programs, film tax credits, charitable remainder trusts, charitable lead trusts, domestic asset protection trusts, and Delaware Dynasty Trusts. He shows how these can legally reduce taxes, avoid probate, protect assets from future creditors, and eliminate estate tax on tens of millions of dollars, while still allowing founders to maintain control of their companies. We also dive into the concept of “wealth with purpose” how truly successful families don't just chase returns, they create a family constitution, shared values, regular family meetings, and financial literacy for the next generation. Todd explains why succession planning, business exits, and legacy design can't be left to chance, and how his book Entrepreneurial Beast Mode lays out a step-by-step roadmap to protect wealth from taxes, lawsuits, divorce, and bad planning so it can last for multiple generations instead of disappearing within one or two. https://youtu.be/QavL3IWfIec?si=nB05xekehF2kf_bG If you're an entrepreneur who's finally making real money, or expecting a windfall from a business sale, inheritance, or big exit, this episode will shift how you think about taxes, asset protection, and generational wealth. You'll come away with a clearer view of the silent risks around you, and concrete ideas for turning your current success into lasting security for you, your business, and your family. Quotes: "The only two things that are certain in life are death and taxes, and I guess I'm blessed that, as an estate tax attorney, I deal with death and taxes every day." "For us, wealth is more than just about a dollar. It's about developing a family constitution, core values, and financial literacy for the kids." "It's a lot more than just talking about money; it's about wealth transfer and building dynastic wealth, that's really the ultimate goal." Contact Details: Schedule Your Wealth Optimizer Audit with Fountainhead Global Request a Consultation with LA Wealth Plan Learn More About Asset Protection Follow Todd Villarrubia on Facebook Connect with Todd Villarrubia on LinkedIn Follow Todd Villarrubia on Instagram for Wealth Protection Tips Subscribe to Todd Villarrubia's Channel Wealth Protection Insights Entrepreneurial Beast Mode on Amazon