Podcasts about tax planning

On this episode: Many retirement plans fail in the first 5 years of retirement…why? Is an IRA-to-Roth conversion a good move for you? One article says be careful. How one man had to wait 5 years to settle his father’s estate, only to find out about a big tax surprise. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Retirement can feel like the start of a race—so how do you set the right pace from day one? This episode focuses on building a retirement income plan that defines sustainable withdrawals, accounts for taxes, and measures long-term success through a “retirement roadmap.” Kevin Madden also addresses common misconceptions about annuities, breaks down different types, and explains how they may fit into an income strategy. Plus, key mistakes to avoid in the final years before retirement, including excessive risk, lack of liquidity, and not understanding expenses. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Kelley Slaught discusses retirement planning, building income streams, managing longevity risks, and handling life changes like divorce and the death of a spouse. This episode offers insights on creating a secure financial future and avoiding common pitfalls. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Are today’s low tax rates creating an opportunity—or a future challenge? This episode with Matt Deaton explores Roth conversions and why relying solely on projections and assumptions can lead to flawed decisions. The discussion focuses on understanding current versus future tax rates, how income sources shape your tax picture, and why every strategy needs to be personalized. You’ll also hear how taxes, income planning, and long-term projections work together, along with the role of consistency and discipline in navigating the ups and downs of retirement planning. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Are hidden tax traps quietly impacting your retirement income? In this episode, Frankie Guida breaks down five common tax pitfalls retirees may face. The discussion covers how Social Security can be taxed, the impact of required minimum distributions, Medicare surcharges, and the role of withdrawal timing across different accounts. He also explores how income levels and account types can influence tax exposure over time, highlighting why understanding these factors can play a key role in structuring a retirement strategy. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

On this episode: The over heated stock market, the war, and inflation: Are these things keeping you from retiring? Have we found the perfect number for your IRA-to-Roth conversion? The purpose for a Will and how you spend your inheritance. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Inflation is rising again—so what does that really mean for your retirement income? This episode with JoePat Roop unpacks the latest inflation data, shifting Fed expectations, and how higher prices at the pump and grocery store can impact your long-term plan. The conversation also explores how taxes, required minimum distributions, and income strategies intersect with today’s economic environment. From Roth conversion considerations to long-term care costs, the focus stays on one key question: is your life savings structured to keep up with rising expenses and deliver consistent income through retirement? For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

The wrong Social Security decision could quietly cost more than your portfolio ever earns. This episode breaks down when to claim benefits, why timing matters, and how taxes, spousal coordination, and healthcare costs shape your retirement income. You’ll also hear a practical five-step checklist to calculate what you actually need, without relying on guesswork, and uncover the most common retirement mistakes that derail otherwise solid plans. From income gaps to withdrawal strategies and hidden tax traps, this discussion focuses on building a coordinated approach that aligns income, risk, and long-term needs so your retirement plan works as intended. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030See omnystudio.com/listener for privacy information.

Don takes listeners on a journey through nearly four decades of investment advice, explaining how his thinking evolved from recommending active mutual funds in the 1980s to embracing index funds, factor investing, and eventually ETFs. Along the way, he and Tom discuss Vanguard's rise, Don's early relationship with Paul Merriman, the emergence of Dimensional Fund Advisors and Avantis, and why their recommendations have changed over time. They also address listener skepticism about fund recommendations, compare Avantis and Vanguard products, answer a tax-efficient portfolio rebalancing question from a retired couple, and debunk a marketing pitch for “layered income portfolios.”0:08 Don shares the story of his early days giving investment advice from Leadville, Colorado2:56 The active management era and why great fund managers were once considered essential3:52 Vanguard's early growth and the gradual acceptance of index investing5:38 Don discusses Vanguard sponsoring his radio show and maintaining disclosure transparency6:55 Paul Merriman introduces factor investing and Fama-French research9:10 Early Dimensional Fund Advisors portfolios and advisor-only access10:56 The rise of ETFs, Dimensional's hesitation, and Avantis' origins11:23 The 2010 ETF flash crash and why Tom and Don were initially cautious13:29 Why factor investing remains compelling despite uncertain future returns14:20 Addressing listener skepticism about Avantis recommendations16:07 Comparing AVUV and Vanguard VBR small-cap value funds17:44 Comparing AVGE and Vanguard VT global equity funds19:15 Clarifying compensation, conflicts of interest, and transparency21:27 Listener Anton asks about tax-efficient portfolio rebalancing in retirement26:03 Why holding bonds inside IRAs can improve tax efficiency27:23 Discussion of Roth conversion strategies and tax considerations30:20 Listener asks about “Layered Income Portfolios”31:05 Why income portfolio marketing pitches are often more sales than substanceQuestions? Comments? Click!

What if the biggest threat to your business is already unfolding - and you can't see it yet? And what do you need to be thinking about ahead of tax time? In this episode, we hear two expert perspectives on getting ahead of small problems before they become serious ones. First, executive coach Chris Power explains why “leadership inflection points” can become dangerous moments for organisations, and how strong leaders recognise early warning signs before performance stalls. Then, dual-qualified solicitor and chartered accountant Adam Ahmed of Entity Accountants shares practical advice on staying tax-compliant in a fast-changing landscape, including the risks around crypto, digital payments, and poor planning. If you’re considering launching a podcast to grow your authority and client base, reach out to our team to learn how we can support you. Business Essentials is produced by soundcartel.com.auSee omnystudio.com/listener for privacy information.

In this episode, Warren Ingram and Pieter de Villiers discuss strategic investment choices, tax-efficient savings, and financial planning for expatriates and young investors. The conversation covers diversified ETFs, tax-free accounts, and offshore investments, providing practical advice for long-term wealth building.Chapters: 00:00 Introduction and Episode Purpose00:24 Listener Questions and Engagement01:12 Investing in MSCI ACWI ETF for Long-Term Growth02:05 Maximizing Tax-Free Savings and Contribution Limits02:47 Choosing the Right Diversified ETF for Retirement05:44 Funding Education with Tax-Free Accounts07:23 Managing Investment Risks for Short and Long Term09:37 Teaching Kids Financial Literacy and Involving Them in Investments10:28 Expat Investing: Tax and Currency Considerations13:17 Importance of Tax Planning for International Investors14:34 Understanding MSCI All Country World Index (ACWI) and JSE16:18 US Domicile ETFs and Tax Implications17:41 Asset Allocation and Global Diversification Strategies18:39 Retirement Contributions and Offshore Income20:00 Managing Offshore Investments and Tax Laws21:50 Final Advice and Encouragement for InvestorsLearn more about Prescient Investment Management here.Send us Fan MailHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Don answers a diverse collection of listener questions covering Roth conversions, indexed annuities, emergency fund management, TSP contributions, inherited money, and portfolio construction. He delivers a forceful warning about indexed annuities and commission-driven insurance sales after one listener considers using an annuity bonus to offset Roth conversion taxes. Other questions explore whether short-term bond funds belong inside a Roth IRA, how much attention investors should pay to taxes, investing a potential $200,000 windfall, Roth versus traditional TSP contributions, and Paul Merriman's popular Two-Fund for Life strategy. Along the way, Don shares his appreciation for readers of The Line Uncrossed and reminds listeners how to submit questions through the new Talking Real Money website.0:05 Summer question slowdown, Friday Q&A format, and submitting questions through the new website1:41 Listener asks about using an indexed annuity bonus to help fund a Roth conversion3:14 Why indexed annuities are often misleading and how insurance commissions create conflicts5:01 The risks of moving an entire retirement portfolio to cash at retirement6:30 Why a comprehensive fiduciary financial plan may be essential for this listener8:16 Question about holding VFSTX as part of an emergency fund strategy10:36 Why taxes are often a minor concern compared with investment allocation11:03 Why a short-term bond fund may not belong inside a 42-year-old's Roth IRA12:17 Balancing growth, risk tolerance, and liquidity needs13:22 TSP lifecycle funds, Roth contributions, and planning for a possible $200,000 windfall15:03 Separating travel money from long-term investment assets16:09 Paul Merriman's Two-Fund for Life strategy17:38 The role of small-cap value funds alongside target-date funds18:13 Fama-French factor investing and the tradeoff between simplicity and optimization19:15 Closing thoughts on listener questions and participation20:26 What makes a fiduciary advisor different from a commissioned salesperson21:13 Update on The Line Uncrossed and request for listener reviewsQuestions? Comments? Click!

Join Kelley Slaught, owner and CEO of California Wealth Advisors, as she shares insights on retirement income planning, tax strategies, estate planning, and navigating the complexities of retirement finances. Kelley also discusses a proactive approach with inflation during the retirement years. Learn how to avoid common blunders and create a tailored plan for a secure financial future. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Are you sure you're asking the right questions about your retirement tax plan? On this week's episode of Winning at Life, Gregory Ricks explores the “Rubber Duck Rule,” a simple but powerful way to uncover professional blind spots by explaining your plan out loud (yes, even to a rubber duck!). Plus, we dig into the impact of taxes on retirement, strategies for making your money last, and how life's surprises can throw your finances off track. Whether you're navigating sequence of returns risk, planning for long-term care, or just curious how tax rules have changed over the years, you'll walk away with practical insights you can use now by tuning in.

What steps should I take to best prepare for my 2026 tax returns? ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Guest: Aaron Zimmerman, Brick House CPAs Link: SUCI Episode 52 Email the Show: StraightUpChicagoInvestor@gmail.com Link: Build Your Team | Straight Up Chicago Investor Podcast Properties for Sale on the North Side?  We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2026.

How do you turn a lifetime of savings into a paycheck that actually supports your retirement? In this episode, Frankie Guida breaks down the key questions behind creating a reliable income strategy. The discussion highlights how to determine sustainable spending, coordinate multiple income sources, and why relying on rules of thumb like the 4% rule may fall short. He also explores withdrawal strategies, sequence of returns risk, and how taxes and healthcare costs can impact income, offering insight into building a structured approach for retirement cash flow. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTubeSee omnystudio.com/listener for privacy information.

What does it really take to turn your savings into dependable income in retirement? In this episode, Mike Douglas outlines the key components of building a practical income strategy, including defining your income needs, creating a flexible withdrawal approach, and using a bucket strategy to manage risk. He also discusses Social Security timing and how taxes can impact long-term income. The conversation focuses on how these elements work together to help shape a structured plan for navigating retirement spending and market changes. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

What if the biggest retirement risk isn’t running out of money—but running out of income? Steve Hoyl breaks down why Social Security was never meant to stand alone and how today’s shift from pensions to 401(k)s has changed the retirement landscape. They explore building a written income plan, managing taxes, and creating predictable monthly income while addressing inflation, healthcare costs, and emergency reserves. The conversation highlights why focusing on income—not just growth—can reshape how you approach retirement planning. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

Retirement tax surprises can show up when you least expect them—long after you think you’ve already paid your dues. In this episode, the conversation uncovers common tax traps retirees face, including Social Security taxation, required minimum distributions, and capital gains surprises. It highlights why forward tax planning plays a critical role in retirement strategy—not just annual filing. The discussion also explores how lifestyle decisions, estate planning, and preparation can shape long-term financial outcomes, helping listeners better understand how to avoid costly surprises and stay aligned with their retirement goals. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealth over the past century. The math isn't in your favor—but there's a simpler path that is. Key Topics Discussed Introduction to FI 201 (00:00:00) Jonathan introduces the concept of Financial Independence 201, explaining how it builds on FI 101 to help individuals progress from control to optimization and independence on their FI journey. The Genesis of FI 201 (00:05:30) Allen and Kristen explain how they identified the need for a 201-level presentation based on questions emerging from their St. Louis FI 101 sessions, particularly around investing concepts. Asset Allocation Fundamentals (00:15:00) Allen breaks down asset allocation as 'your money pie,' discussing how to balance growth, safety, and emergency funds while considering time horizons and diversification strategies. Risk Tolerance vs Risk Capacity (00:22:00) The team explores the critical difference between emotional risk tolerance and actual risk capacity, using examples from 2008 and 2020 market crashes to illustrate real-world application. Tax-Advantaged Account Strategies (00:35:00) Allen and Brad discuss the various tax treatments of investment accounts including 401(k)s, 457(b)s, Roth IRAs, HSAs, and taxable brokerage accounts, emphasizing lifetime tax optimization. Individual Stocks vs Index Funds (00:48:00) The hosts examine the data on individual stock picking, revealing that only 4% of stocks have contributed to 100% of market wealth over the past century, making a strong case for index investing. Dividends and Tax Control (00:55:00) Brad and Allen discuss why the FI community often prefers capital gains over dividend income, focusing on the importance of maintaining control over when and how you realize taxable events. Notable Quotes "You can't save your way to FI, you have to invest." — Allen Hansen "When there's a dip, you essentially get to buy the market on sale. If you love a bargain, this is it." — Brad Barrett "Why in the world do we not think that way when it comes to the market? Our brain completely flips. We're like, ah, we're scared." — Kristen Knapp "It's not what's my tax this year. It is what is going to be my tax burden over my lifetime." — Brad Barrett "The best investing lesson: stand there and do nothing. If you're invested, just don't do anything and you're going to be rewarded." — Allen Hansen Key Takeaways Assess your own risk tolerance and risk capacity honestly by considering how you would react to a 30% portfolio drop Review your current asset allocation across all accounts and determine if it aligns with your time horizon and financial goals Calculate the difference between your marginal and effective tax rates to understand your true tax burden Identify which tax-advantaged accounts you have access to (401k, 457b, 403b, HSA, IRA) and ensure you're maximizing employer matches Track every dollar of taxable income if you're on ACA subsidies or approaching any subsidy cliffs to avoid losing benefits Consider whether you have the right balance between taxable, tax-deferred, and tax-free accounts for maximum flexibility in retirement Join or start a local FI group to benefit from community wisdom and learn from others at different stages of the journey Review your portfolio for dividend-heavy investments and consider whether you'd prefer more control over when you realize taxable events Resources & Links FI Friends Travel The Simple Path to Wealth by J.L. Collins Tax Planning to and Through Early Retirement by Sean Mullaney and Cody Garrett ChooseFI Community App St. Louis FI Group BlackBerry Documentary (Netflix) Arizona State University Stock Market Wealth Study Brian Feroldi (individual stock investing advocate) Investopedia

Disclaimer: Today's episode is sponsored by Gelt. Content is for educational purposes only. Not advice. Results discussed have not been vetted. Claims made by the guest have not been verified. The views expressed by the guest do not reflect those of the host or this show.—

What really causes investors to make the wrong move at the worst time—logic or emotion? In this episode from this past weekend’s radio show, Abe Abich breaks down how behavior and market volatility can impact retirement decisions. The conversation explores shifting from growth to income, managing risk as retirement approaches, and why having a clear plan matters. Abe also highlights common challenges like scattered accounts, tax planning gaps, and preparing for both market gains and downturns, offering insight into building a more structured approach to retirement income. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, Mike Henninger of Main Street CFO shares expert insights on transforming real estate investors' financial strategies. Discover how proactive tax planning, effective financial metrics, and strategic system investments can significantly boost long-term success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

For decades, retirement planning revolves around one primary goal of saving enough money. But as retirement approaches, a different question becomes increasingly important: how much of that money will you actually get to keep? Many retirees discover too late that taxes can significantly impact their retirement income, Social Security benefits, Medicare premiums, and even the legacy they leave behind. In this episode, Scott explains why proactive tax planning deserves a seat at the retirement planning table. Here's what we cover in this episode:

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs Ontario's small business tax cut actually saving you money—or just shifting the tax bill somewhere else?A lower corporate income tax rate sounds like a win for business owners, especially when headlines make the cut look dramatic. But if you eventually need to pull retained earnings out of your corporation, the personal tax side matters just as much as the corporate savings. This episode breaks down what the change really means, why the “savings” may not be as generous as they appear, and how business owners should think more strategically about salary, dividends, and retained earnings.You'll walk away with:A clearer understanding of how Ontario's small business tax cut affects active corporate income.The round-trip math behind saving tax inside the corporation versus paying more when dividends come out personally.Key planning questions to consider around retained earnings, passive income, salary, dividends, and long-term tax efficiency.Press play now to understand whether this tax change helps your business—or quietly creates a bigger planning problem down the road.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs, building a strong Canadian wealth plan starts with understanding how small business taxin Ontario, a corporate tax cut, dividend tax, and personal vs corporate tax planning can impact long-term decisions around tax planning, business strategy, and wealth management. Whether your goal is financial freedom Canada, financial independence Canada, or an early retirement strategy, the right approach may include corporate wealth planning, salary vs dividends Canada, RRSP optimization, optimizing RRSP room, tax-efficient investing, passive income planning, and smart corporation investment strategies. For business owners pursuing modest lifestyle wealth, legacy planning Canada, and building long-term wealth Canada, it's important to align financial buckets, an investment bucket strategy, financial vision setting, retirement planning tools, and financial systems for entrepreneurs with practical Canadian tax strategies, business owner tax savings, capital gains strategy, and corporate structure optimization. From real estate investing Canada and real estate vs renting to financial diversification Canada, passive income, and estate planning Canada, the best wealth building strategies Canadahelp connect today's cash flow decisions with tomorrow's freedom, security, and family legacy.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Think retirement is still years away? That mindset could quietly shape the decisions you’re making today. In this episode, Frankie Guida discusses how delaying planning can create challenges as retirement approaches. The conversation highlights the importance of starting early, evaluating investment options, and adjusting strategies over time. Using real-life scenarios, he explores how portfolio structure, tax considerations, and risk management may influence retirement outcomes. It’s a look at how preparation—and timing—can impact the transition from working years into retirement. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Taxes remain one of the most discussed—and misunderstood—parts of retirement planning. This episode with JoePat Roop introduces a structured way to think about how and when money gets taxed across different account types. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

After decades of saving and investing, how do you know when it's okay to truly enjoy your money? In this episode of Money Matters, Scott and Pat help a couple with nearly $8 million determine how much home they can comfortably afford after relocating to Florida, while another listener with more than $12 million asks whether Roth conversions still make sense given today's tax rules and retirement tax planning environment. They discuss retirement tax planning strategies, the dangers of chasing “popular” AI stocks, and how AI-powered scams are targeting investors and older Americans. What You'll Learn: -When Roth conversions can help lower future taxes -How much house people can realistically afford -Better retirement tax planning strategies -How to invest more tax efficiently -Warning signs of today's most common financial scams Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Selling a business without the right structure can create expensive mistakes and this episode shows exactly why an advanced tax strategy matters before, during, and after a major sale.Loral speaks with RV park owners navigating the sale of multiple businesses and properties while trying to avoid costly tax consequences. The conversation explores how an advanced tax strategy goes beyond basic bookkeeping and focuses on entity structure, tax-year planning, asset protection, and corporate strategy.If you've sold property, own multiple LLCs, or expect a large liquidity event, this episode highlights why an advanced tax strategy should happen before the transaction, not after.Loral's Takeaways:Discussion on Property and Tax Strategy (00:00)Advanced Tax Strategy and Corporate Structure (01:04)Tax Review and Filing Extensions (04:09)Meeting with Rebecca and Tax Team (06:25)Family Involvement and Tax Strategy (09:13)Legacy and Tax Planning (12:06)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment.Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliatesThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device.Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

Beyond investment management, wealthy families consistently ask for one thing from their wealth management team more than any other - tax reduction. Big shocker, right? Millionaires want to pay less in taxes. In fact, everyone does. The problem is that many wealth families do not fully understand how their money is taxed. This causes them to be inefficient and miss out on great tax savings strategies. In this episode, we share the 4 Ds of tax planning you can use that go beyond simple tax reduction techniques.

Two-thirds of Americans think retirement is out of reach—but is it really? Steve Hoyl & Derrick Caldwell break down why income planning, not just saving, shapes retirement outcomes. They explore common roadblocks like Social Security gaps, credit card debt, and lack of tax strategy, while highlighting how intentional planning, budgeting, and diversified income streams can change the picture. From annuities to tax-efficient withdrawals, the conversation centers on aligning financial decisions with personal goals and timelines. It’s a practical look at how mindset, preparation, and structure influence what retirement can realistically look like. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

A spring cleaning mindset might belong in your financial life more than your closet. This episode explores how cluttered accounts, forgotten 401(k)s, and outdated plans can impact retirement readiness. Jackie Campbell discusses simplifying your financial picture, coordinating investments, and focusing on income strategies that align with your goals. She also touches on tax awareness, long-term care considerations, and how shifting priorities shape retirement planning over time. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Today, Amy and Jag look at a financial risk that is easy to ignore because it does not feel urgent in the moment: the cost of doing nothing. In this episode, we focus on how delays in financial decisions can quietly create long term consequences, especially for healthcare professionals who are used to acting quickly at work but may postpone choices in their own financial lives. The central idea is simple. Inaction is still a decision, and over time it can carry a real cost. Amy explains that many financial delays do not come with immediate pain. Income is still coming in, accounts still exist, and nothing appears broken. That makes it easy to leave cash uninvested, skip HSA contributions, ignore open enrollment changes, or delay insurance decisions. But time is often the thing being lost, and time can translate into large amounts of money. A $100,000 cash balance left sitting too long can mean missing tens of thousands of dollars in growth. Missed HSA contributions can reduce both tax savings and long term wealth. Idle cash spread across accounts may not seem serious until the total missed opportunity becomes clear. The episode also highlights timing windows that matter. Open enrollment, tax planning before year end, lower income years that create Roth conversion opportunities, and insurance decisions made while health is still favorable can all have meaningful financial impact. Amy gives several examples where waiting leads to higher taxes, less retirement savings, or insurance that becomes more expensive or unavailable. She also notes that rule changes can remove options people assumed would still be there later. A major theme in the conversation is that the biggest mistakes are often basic ones that never get revisited. People repeat the same benefits elections, forget to update beneficiaries, let cash build up unintentionally, and miss planning opportunities because nothing forces action. Amy stresses that beneficiary designations override a will, which makes that one of the fastest and most important items to review. She also emphasizes income protection through insurance and the importance of identifying unintentional cash balances. The practical advice is to start small and focus on what matters most. Review beneficiaries. Check insurance coverage. Look for idle cash. Make a short list of what has a deadline, what affects family, and what becomes more expensive if delayed. Amy suggests one or two intentional financial reviews each year, along with a pre year end tax check and regular check ins on the biggest issues. The message is not to do everything at once. It is to notice what has been sitting too long and move it forward. Doing nothing feels neutral, but it is often where the biggest hidden costs begin. (00:00) Intro (00:16) Why financial inaction feels harmless (01:50) The real cost of waiting (03:10) Missed HSA contributions and idle cash (04:29) How to triage financial decisions (05:00) Tax timing and lower income years (06:14) Why insurance gets riskier to delay (06:51) Decisions that get more expensive over time (10:05) Common mistakes people make when they delay (12:18) Where to start fixing it (17:57) Key takeaways To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

What if your estate plan is less about money and more about the legacy you leave behind? In this episode, Frank and Frankie Guida discuss how estate planning goes beyond distributing assets, focusing on aligning your financial decisions with your family’s unique needs and goals. They explore common oversights like missing beneficiaries, probate costs, and lack of planning for blended families, while emphasizing the role of communication and personalization. The conversation also highlights how retirement income, lifestyle choices, and legacy intentions all connect when shaping a thoughtful, efficient estate strategy. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

This episode explores how AI is changing the way financial advisors approach tax planning and client service. Steven Jarvis speaks with Fernando San Martin from Altruist about Hazel, an AI-powered tax planning tool designed to help advisors uncover opportunities in tax returns. Fernando explains that the focus is not on replacing advisors or CPAs, but on enhancing their ability to deliver consistent, high-quality insights at scale. The conversation highlights how tools like Hazel can surface tax-saving opportunities, save advisors time, and improve client conversations around tax strategy. They also discuss the importance of starting with client outcomes before selecting tools and how AI can help bridge the gap between personalization and scale.  https://zurl.co/X2oJU

Confidence is often viewed as a strength, especially when it comes to building a career, running a business, or making investment decisions. But when it comes to retirement planning and long-term wealth management, overconfidence can create blind spots that lead to costly financial mistakes.In this episode of A Wiser Retirement® Podcast, we explore the mindset traps that often affect high earners and successful professionals, and how those assumptions can quietly influence long-term financial outcomes.Related Podcast Episodes: Ep 181. 5 Common Financial Myths DebunkedEp 287. The Financial $tuff They Don't Teach You in SchoolRelated Financial Education Videos:What is Tax Planning?Does retirement planning software really work?Learn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode: Some people retire with strong finances but still struggle—because retirement isn’t just about the numbers. Why are annuities suddenly gaining traction among retirees? Retirement withdrawals aren’t always rule-based—how you pull income can be more flexible than you might expect. Family inheritance plans can look simple on paper, but real-life dynamics often make them far more complicated. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Send us Fan MailDiscover the essentials of building a solid foundation in entrepreneurship, from licensing in regulated industries to structuring your business for growth. Vicki Greco, founder of Silent G Consulting, shares her expertise on legal strategies, personal grounding, and the future of business in Las Vegas.The importance of community and global reach for small podcasts and entrepreneursVicki's unique 5G philosophy: God, Gratitude, Grace, Grounding, and GrowthKey insights into regulated industries: licensing, legal hurdles, and misconceptionsBusiness structure tips: LLC, S-Corp, and the importance of proper tax planningBuilding legacy through early business formation for youthSpecialization in niche markets like social media marketing, wellness, and crypto licensingTransition from law practice to business consulting after personal setbacksFuture projects including SEO for crypto licenses and business conversionsLas Vegas as a hub for new entrepreneurs: opportunities and hidden gemsEnd your entrepreneurial journey with confidence—leverage legal frameworks, personal growth, and strategic planning. Vicki's insights are vital for anyone looking to thrive in Vegas and beyond.Silent 'G" Consulting InstagramSilent "G" Consulting websiteStay Connected

Van Mueller's story shouldn't work. He failed his insurance licensing exam three times, spent 16 years as a self-described “cancer” in his agency, and was eventually fired — by three branch managers simultaneously. Then, in his 17th year, a mentor gave him a single directive that changed everything: stop worrying about yourself and start taking care of people.   The result? 36 consecutive years at Top of the Table, speaking engagements around the world, and a reputation as one of the most effective question-based sales trainers in the insurance and financial services industry.   In this episode, Van sits down with host Scott Heinila to share the framework, the mindset, and the exact questions that have driven his career — and how any advisor can apply them starting today.   In this episode: The 5 core conversation topics every advisor should be raising with every client Why “process” questions outperform product pitches every single time How Van got a $600,000 client by asking one question in a grocery store The IRA/401(k) question that stops people cold — and opens the door to a full planning conversation Why Americans love to buy but hate to be sold — and how to position yourself on the right side of that The three things every advisor must do to build a thriving practice: appointments, inspiration, and finding the money How Van's newsletter delivers ready-to-use questions and tax insights advisors can deploy immediately Why repetition — not more product knowledge — is the real key to mastery **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

Send us Fan MailPaying almost nothing in taxes sounds like clickbait until you hear how full-time real estate investors actually operate. We sit down with Richard Gamble, a full-time investor with a wide portfolio across rentals, multifamily, and commercial assets, to talk about the real work behind “low tax” results and why the bigger win is building a repeatable system that scales.We get into the difference between basic tax preparation and real estate tax strategy: year-round planning, constant deal-structure conversations, and the compliance grind that shows up when you have multiple entities, partnership returns, and hundreds of units worth of reporting. We also break down key real estate investing tax tools like Real Estate Professional Status, accelerated depreciation and cost segregation studies, and why you sometimes hold depreciation back so you can use it when it matters most.Then we go deep on 1031 exchanges and the stress investors feel around hard deadlines, qualified intermediaries, and what can derail a great plan if you start too late. We also talk partnership realities: why you need everything in writing, how to choose partners you can actually work with, and how taxes and state policy can shape where you invest (including lessons from moving out of California and navigating Tennessee nuances). To wrap up, Richard shares what he's most excited about next in development and how to connect with his My Tribe community.Subscribe for more practical tax planning and real estate investing conversations, share this with an investor friend, and leave a review with the biggest takeaway you're applying next.To learn more about how this topic or any tax reduction strategies may apply go to https://www.prosperlcpa.com/opportunityreport for a free consultation Or if you're interested in a free tax planning course go to https://www.taxplanningchecklist.com

Hey guys, so I just paid a tax bill and looking at those numbers in the past I probably would've wanted to throw up in my mouth a little bit. But I've done a couple of really clever things from both a strategy and a systems perspective that have completely changed the way I look at money now.I thought I'd record this episode because I know a lot of you are heading into business expense season, and honestly even if you're not, it's so useful to hear how other entrepreneurs actually deal with their money stuff behind the scenes.Enjoy this one guys, and I'm so thrilled to have a new sponsor on board, truly such a dream company

This episode of Retire with Style continues the Retirement Planning Guidebook series by focusing on how tax planning changes when legacy and estate considerations are incorporated into the retirement planning process. Wade and Alex break down key estate planning concepts in a practical way, including step-up in basis rules, Roth conversion decisions tied to beneficiaries' future tax brackets, inherited IRA distribution rules under the SECURE Act, gifting strategies, estate tax exemptions, and how trusts and life insurance can be used to manage estate taxes and liquidity needs. The conversation emphasizes that retirement tax planning is not just about maximizing your own after-tax income, but also about improving the after-tax outcomes for heirs and charities. Listen now to learn more.   Key Takeaways Retirement tax planning changes significantly when leaving a legacy becomes a priority, especially regarding how different account types are spent down.  Taxable brokerage accounts receive a step-up in basis at death, allowing heirs to avoid capital gains taxes on appreciation that occurred during the original owner's lifetime.  Roth conversions can become more attractive if beneficiaries are expected to inherit assets during their peak earning years and face higher tax rates than the retiree.  Equal inheritances before taxes do not always produce equal inheritances after taxes, making asset location across heirs an important estate planning consideration.  In 2026, the federal estate tax exemption is $15 million per person, but future legislative changes could lower those limits substantially.  Several states impose their own estate or inheritance taxes, meaning some households may face state-level estate planning concerns even if they avoid federal estate taxes.  Annual gifting rules allow individuals to transfer up to $19,000 per recipient each year without reducing their lifetime estate tax exemption.  Life insurance can provide liquidity for estates and, when structured through irrevocable trusts, may help move future appreciation outside of the taxable estate.  The SECURE Act replaced many lifetime “stretch IRA” strategies with 10-year distribution windows for most non-spousal beneficiaries.  Inherited Roth IRAs still require distributions within the required timeframe, but those withdrawals are generally income tax-free to beneficiaries.  Chapters 00:00 Introduction to Retirement Planning Guidebook 03:10 Tax Planning and Legacy Considerations 05:55 Strategies for Tax-Efficient Inheritance 09:11 Understanding Estate Taxes 11:55 Gifting Strategies and Limits 14:49 Life Insurance and Estate Planning 18:00 RMDs on Inherited Accounts   Links

Matthew Doran joins Steven Jarvis, CPA, to discuss why great tax planning isn't about memorizing rules - it's about helping clients make intentional decisions that improve long-term outcomes. From the QBI deduction to inherited IRAs and the widow's penalty, Matthew shares practical examples of how advisors can create value by proactively reviewing tax returns, managing taxable income, and collaborating closely with CPAs. https://zurl.co/OJ2DV

The retirement playbook changes fast—are you prepared for what comes next? In this episode from this past weekend’s radio show, Abe Abich breaks down the critical shift from saving for retirement to generating income in retirement. He explains how “phase two” planning differs from accumulation, what to look for when choosing a financial advisor, and why tax strategies like Roth conversions may matter in your 60s. The conversation also highlights sequence of returns risk and how market timing can impact withdrawals. If retirement is near or already here, this episode outlines key considerations to evaluate your approach. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Are you sitting on a retirement account that hasn’t been taxed yet—and wondering what to do with it? In this episode, Brandon Bowen breaks down the growing conversation around Roth conversions and why timing plays such a key role. He explains the concept of a “sweet spot” in the mid-to-late 60s, walks through how tax-deferred savings are eventually taxed, and shares a client example of building multiple income streams across different tax buckets. The discussion focuses on understanding tax exposure, retirement income flexibility, and how Roth strategies fit into a broader plan. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode we answer emails from Kyle, Tim, and Tim.  We discuss dealing with a recalcitrant parent who won't talk about the straw in their milkshake,  outline flexible retirement withdrawal planning with asset swaps, and explain how to escape TSP limitations.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Fairfax CASA Donation Page:  Donate - Fairfax CASAFinancial Personality Traits Research Presentation:  Big Five Unified Financial Profiles Presentation.pdf - Google DriveTax Book:  Amazon.com: Tax Planning To and Through Early Retirement: 9798999841599: Garrett, Cody, Mullaney, Sean: BooksAdmiral Ackbar's Tax Book Summary:  Admiral Ackbar's Guide to Tax Planning in Retirement Slides.pdf - Google DriveKitces Article:  Tax-Efficient Retirement Portfolio Spending StrategiesAsset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapOptimus Bill on Bigger Pockets Money:  The Decumulation Strategy After Hitting Financial Independence | Bill YountOptimus Bill on the Morningstar Long View Podcast:  The Long View: Bill Yount: How Late Starters Can Find Financial IndependenceBreathless AI-Bot Summary:Someone you love is doing “fine” on paper, yet you can't shake the feeling they're getting quietly drained by bad financial products or high advisory fees. That tension is where we start: the hard part often isn't investment math, it's the relationship dynamics that make a parent shut down the moment money comes up.We read an email from a listener trying to help his retired mom who prefers to delegate and doesn't want to learn finance. We talk through why children often can't be “a prophet in their own land,” how to lower the temperature, and why it can be smarter to focus on replacing a poor-fit advisor instead of trying to force a DIY investing conversion. If your goal is preserving peace while improving outcomes, this is a realistic playbook.Next we get into retirement withdrawal strategy and tax planning. The usual media advice about which account to tap first falls apart once you factor in lifetime tax minimization, Roth conversion windows, Social Security timing, ACA subsidy cliffs, and IRMAA. We also explain the idea of an asset swap so you can reduce an inflated holding (like gold in a Roth IRA) while keeping your overall asset allocation and diversification intact.Finally, we answer a newly retired federal employee wrestling with Thrift Savings Plan limits, the case for a TSP rollover to an IRA, how to think about 72T SEPP planning account-by-account, and how to rebalance when not every asset is available in every account. We close with our weekly risk parity style portfolio review and the May distribution rundown across the sample portfolios.Subscribe, share the show with a DIY investor friend, and leave a review on your podcast app so more people can find it. What's the toughest money conversation you've had with family?Support the show

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3535: Jeremy explores how long-term tax strategies can shape not just your retirement, but your child's financial future, showing how compounding, RMDs, and account structure could turn a modest IRA into a multi-million-dollar inheritance. He highlights how proactive Roth conversions at low tax rates today can shield future generations from higher taxes later. The takeaway: thoughtful, flexible planning now can dramatically improve after-tax wealth across decades. Read along with the original article(s) here: https://www.gocurrycracker.com/multi-generational-tax-minimization/ Quotes to ponder: "The simplest way to become rich is to be born to the right parents." "Mathematically speaking, choosing to pay 10% now on a Roth conversion is equivalent to paying 10% on a larger withdrawal 60 years from now (associative property of multiplication.)" "It's hard to take action when things are a little vague." Episode references: The Economist: https://www.economist.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3534: Jeremy explores how thoughtful tax strategies can preserve more wealth across generations, showing that avoiding estate tax is often simpler than it seems while uncovering less obvious pitfalls around gifting and inheritance. By examining concepts like stepped-up basis and retirement account withdrawals, he highlights how small decisions today can significantly impact what heirs ultimately keep. Read along with the original article(s) here: https://www.gocurrycracker.com/multi-generational-tax-minimization/ Quotes to ponder: "The basis on inherited assets is stepped up to the market value at the time of death." "We need to take the Goldilocks approach… not too much, not too little." "When a gift is made, the recipient's basis in the asset is equal to the lower of the original owner's basis and the current market value." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices