Podcasts about market volatility

On this episode: The over heated stock market, the war, and inflation: Are these things keeping you from retiring? Have we found the perfect number for your IRA-to-Roth conversion? The purpose for a Will and how you spend your inheritance. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

The stock market crashes about once every three years—at least a 20% drop. Most investors panic and sell. But if you understood why markets always recover, you'd do the opposite. Brian Feroldi reveals three mechanical forces that guarantee long-term market resilience, transforming market crashes from terrifying events into predictable opportunities. Key Topics Discussed Introduction to Market Resilience (00:00:00) Brad Barrett introduces the concept of understanding market recovery through fundamental mechanics rather than accepting it on faith. Understanding Market Crashes (00:05:00) Brian explains crash frequency: 10% drops every eleven months, 15% every two years, 20% every three years, 30% once a decade, and 40%+ drops two to three times per century. Force #1: Stocks Follow Earnings (00:10:00) The first fundamental force—stock prices track corporate earnings over time. Brian introduces the man-and-dog analogy: the man (profits) walks steadily uphill while the dog (prices) runs wild on an elastic leash. Watch the man, not the dog. Force #2: Earnings Always Recover (00:25:00) Brian breaks down the five-phase economic recovery process: cost-cutting, cleansing, government intervention, innovation, and emergence. The Forest Fire Analogy (00:32:00) Economic downturns function like forest fires—clearing deadwood, eliminating weak competitors, and creating optimal conditions for new growth. The COVID pandemic demonstrated this: remote work jumped from under 10% to over 90% in four months. Force #3: Profits Rise Over Time (00:48:00) Five systematic drivers cause profits to rise: productivity gains, inflation, innovation, geographic expansion, and population growth. These forces ensure long-term upward trajectory despite temporary setbacks. Investor Psychology and Closing Thoughts (00:55:00) Discussion about investor behavior during crashes and the importance of saving this episode for future market downturns when emotional fortitude matters most. Notable Quotes "Stocks follow earnings. As go the earnings of a company or an index, also goes the price or the market value of that same index." — Brian Feroldi "The best time to buy is at the period of maximum pessimism. And the period of maximum pessimism is precisely when you absolutely do not want to buy." — Brian Feroldi "Ninety percent of good investing is how you behave in the 10% of time that things are not going well." — Brian Feroldi "Think of the man walking a dog on an elastic leash. The man represents profits, the dog represents stock prices. Watch the man, not the dog." — Brian Feroldi "Innovation accelerates when times are tough. Necessity is the mother of invention." — Brad Barrett and Brian Feroldi Key Takeaways Google "S&P 500 earnings" and study the 100-year chart showing earnings rather than just stock prices to see the steady upward march of the "man" Save this episode in your investor policy statement to re-listen during the next market crash when you need psychological reinforcement Set up automatic dollar-cost averaging contributions to retirement accounts and commit to never stopping them during downturns Review your asset allocation if you're within 10 years of financial independence to ensure appropriate risk levels and cash cushions Markets typically bottom when news is worst because prices predict earnings recovery 6-9 months ahead Resources and Links Why Does the Stock Market Go Up? by Brian Feroldi The Simple Path to Wealth by JL Collins JL Collins Guided Meditation for Market Drops Afford Anything Podcast with Paula Pant Camp FI Brian Feroldi on YouTube Brian Feroldi on Twitter/X Brian Feroldi on Instagram Brian Feroldi on Threads

Markets keep changing due to interest rates, inflation, global cues, corporate earnings, and investor sentiment. In such times, understanding diversification becomes important for every investor.In this investor awareness episode, we explain the meaning of diversification, basics of asset allocation, and the role of equity, debt, gold, and liquid assets in a balanced portfolio. We also discuss how a diversified approach may help investors manage market volatility, reduce overdependence on a single asset class, and stay aligned with long-term financial goals.This episode is ideal for investors who want to understand portfolio diversification, risk management, balanced investing, and the importance of a disciplined long-term investment approach.A diversified approach may help align investments with financial goals.Diversification, Portfolio Diversification, Asset Allocation, Investor Awareness, Risk Management, Balanced Portfolio, Equity Investment, Debt Investment, Gold Investment, Liquid Funds, Market Volatility, Long Term Investing, Financial Goals, Investment Planning, Wealth Management, Mutual Funds, Personal Finance India, Stock Market India, Smart Investing, Financial Education

Markets keep changing due to interest rates, inflation, global cues, corporate earnings, and investor sentiment. In such times, understanding diversification becomes important for every investor.In this investor awareness episode, we explain the meaning of diversification, basics of asset allocation, and the role of equity, debt, gold, and liquid assets in a balanced portfolio. We also discuss how a diversified approach may help investors manage market volatility, reduce overdependence on a single asset class, and stay aligned with long-term financial goals.This episode is ideal for investors who want to understand portfolio diversification, risk management, balanced investing, and the importance of a disciplined long-term investment approach.A diversified approach may help align investments with financial goals.Diversification, Portfolio Diversification, Asset Allocation, Investor Awareness, Risk Management, Balanced Portfolio, Equity Investment, Debt Investment, Gold Investment, Liquid Funds, Market Volatility, Long Term Investing, Financial Goals, Investment Planning, Wealth Management, Mutual Funds, Personal Finance India, Stock Market India, Smart Investing, Financial Education

Markets keep changing due to interest rates, inflation, global cues, corporate earnings, and investor sentiment. In such times, understanding diversification becomes important for every investor.In this investor awareness episode, we explain the meaning of diversification, basics of asset allocation, and the role of equity, debt, gold, and liquid assets in a balanced portfolio. We also discuss how a diversified approach may help investors manage market volatility, reduce overdependence on a single asset class, and stay aligned with long-term financial goals.This episode is ideal for investors who want to understand portfolio diversification, risk management, balanced investing, and the importance of a disciplined long-term investment approach.A diversified approach may help align investments with financial goals.Diversification, Portfolio Diversification, Asset Allocation, Investor Awareness, Risk Management, Balanced Portfolio, Equity Investment, Debt Investment, Gold Investment, Liquid Funds, Market Volatility, Long Term Investing, Financial Goals, Investment Planning, Wealth Management, Mutual Funds, Personal Finance India, Stock Market India, Smart Investing, Financial Education

Marta Norton breaks down market volatility driven by concentrated moves in semiconductor and memory stocks alongside geopolitical tensions. She also discusses how the SpaceX IPO could open the door for deals from Anthropic and OpenAI, while highlighting consumer spending trends and key metrics to watch for AI investment returns.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Today, a look at what the further acceleration in US- and other market volatility means, particularly for the highly speculative chip stocks that have seen the greatest gains this year, even on a day when the broader market and median stock closed in the green. Elsewhere, gold is melting down and faces a critical support level soon if the selling continues. This and much more on macro and FX also on today's pod, which is hosted by Saxo Global Head of Macro Strategy John J. Hardy. Links Today's only link is to an excellent FT op-ed "Why are we still arguing about the Industrial revolution?" that complains about the attempt to use poor quality 19th century data that provides few insights on how the Industrial Revolution transformed society and the types of available jobs as we attempt to anticipate how AI will transform our current society and the job market. Instead, we should consult the best fiction writers of the time, who provide excellent qualitative documentation of the impact of the industrial revolution.  About twice per week (in normal times, hopefully soon to resume), you will find links discussed on the podcast and a chart-of-the-day over at the John J. Hardy substack. Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro music by AShamaluevMusic DISCLAIMER This content is marketing material. Trading financial instruments carries risks. Always ensure that you understand these risks before trading. This material does not contain investment advice or an encouragement to invest in a particular manner. Historic performance is not a guarantee of future results. The instrument(s) referenced in this content may be issued by a partner, from whom Saxo Bank A/S receives promotional fees, payment or retrocessions. While Saxo may receive compensation from these partnerships, all content is created with the aim of providing clients with valuable information and options.  

Markets are getting increasingly unstable as investors react to hotter inflation, violent sector rotation, and new concerns about how long the U.S. oil system can keep drawing down commercial inventories.Chuck Zodda and Marc Fandetti break down why the latest CPI report is keeping pressure on the Fed, how crude oil inventories actually work, and why the U.S. may be closer to minimum operating levels than the headline numbers suggest. They also discuss what continued oil drawdowns could mean for late-summer prices, why Social Security's projected shortfall has moved earlier, how airlines are preparing for possible winter capacity cuts, and why Anthropic's new Claude Fable 5 rollout may be tied to its coming IPO.

Retirement doesn’t silence the noise—it just changes it. This episode with Jackie Campbell explores how media headlines, geopolitical concerns, and emotional reactions can derail long-term planning, plus why a structured strategy matters more than ever. The discussion covers investment “buckets,” managing risk in retirement, and avoiding panic-driven decisions. It also highlights real-world scam tactics and how to spot them before they cost you. Plus, reflections from a unique Mar-a-Lago experience and a conversation on work ethic and the American dream add a broader perspective to today’s financial landscape. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Even with millions saved, retirement questions don’t disappear—they just change. This episode with Christian McPherson explores common concerns like market volatility, long-term care, and economic uncertainty, alongside practical ways to prepare for them. The conversation highlights building a structured plan, managing risk, and creating “guardrails” to protect income. It also touches on client relationships, second opinions, and staying focused on long-term goals. Plus, insights from a professional athlete bring a unique perspective on navigating life’s next chapter. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Worried about how market downturns could impact your retirement income? Kevin Madden explains why relying solely on market withdrawals—like the 4% rule—can fall short during volatility and how sequence of returns can drain your portfolio faster than expected. He shares strategies for building dependable income, including blending guaranteed sources with market investments, and highlights the importance of planning for both spouses’ goals and communication. Learn how creating a structured retirement income plan may help reduce uncertainty and better align your money with your long-term needs and lifestyle. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Think a million dollars solves retirement worries? Think again. This episode breaks down the top seven concerns keeping even high net worth savers up at night, from market volatility and inflation to healthcare costs, debt, and rising housing expenses. The conversation explores how planning, not just wealth, plays a central role in navigating uncertainty, including strategies for managing risk, preparing for unexpected life events, and maintaining income stability. You’ll also hear how overlooked tax details, like after tax IRA contributions, can create costly surprises, and why a “spring cleaning” approach to your portfolio may uncover hidden inefficiencies. It’s a practical look at aligning your financial pieces into a clearer, more intentional retirement strategy. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030See omnystudio.com/listener for privacy information.

Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealth over the past century. The math isn't in your favor—but there's a simpler path that is. Key Topics Discussed Introduction to FI 201 (00:00:00) Jonathan introduces the concept of Financial Independence 201, explaining how it builds on FI 101 to help individuals progress from control to optimization and independence on their FI journey. The Genesis of FI 201 (00:05:30) Allen and Kristen explain how they identified the need for a 201-level presentation based on questions emerging from their St. Louis FI 101 sessions, particularly around investing concepts. Asset Allocation Fundamentals (00:15:00) Allen breaks down asset allocation as 'your money pie,' discussing how to balance growth, safety, and emergency funds while considering time horizons and diversification strategies. Risk Tolerance vs Risk Capacity (00:22:00) The team explores the critical difference between emotional risk tolerance and actual risk capacity, using examples from 2008 and 2020 market crashes to illustrate real-world application. Tax-Advantaged Account Strategies (00:35:00) Allen and Brad discuss the various tax treatments of investment accounts including 401(k)s, 457(b)s, Roth IRAs, HSAs, and taxable brokerage accounts, emphasizing lifetime tax optimization. Individual Stocks vs Index Funds (00:48:00) The hosts examine the data on individual stock picking, revealing that only 4% of stocks have contributed to 100% of market wealth over the past century, making a strong case for index investing. Dividends and Tax Control (00:55:00) Brad and Allen discuss why the FI community often prefers capital gains over dividend income, focusing on the importance of maintaining control over when and how you realize taxable events. Notable Quotes "You can't save your way to FI, you have to invest." — Allen Hansen "When there's a dip, you essentially get to buy the market on sale. If you love a bargain, this is it." — Brad Barrett "Why in the world do we not think that way when it comes to the market? Our brain completely flips. We're like, ah, we're scared." — Kristen Knapp "It's not what's my tax this year. It is what is going to be my tax burden over my lifetime." — Brad Barrett "The best investing lesson: stand there and do nothing. If you're invested, just don't do anything and you're going to be rewarded." — Allen Hansen Key Takeaways Assess your own risk tolerance and risk capacity honestly by considering how you would react to a 30% portfolio drop Review your current asset allocation across all accounts and determine if it aligns with your time horizon and financial goals Calculate the difference between your marginal and effective tax rates to understand your true tax burden Identify which tax-advantaged accounts you have access to (401k, 457b, 403b, HSA, IRA) and ensure you're maximizing employer matches Track every dollar of taxable income if you're on ACA subsidies or approaching any subsidy cliffs to avoid losing benefits Consider whether you have the right balance between taxable, tax-deferred, and tax-free accounts for maximum flexibility in retirement Join or start a local FI group to benefit from community wisdom and learn from others at different stages of the journey Review your portfolio for dividend-heavy investments and consider whether you'd prefer more control over when you realize taxable events Resources & Links FI Friends Travel The Simple Path to Wealth by J.L. Collins Tax Planning to and Through Early Retirement by Sean Mullaney and Cody Garrett ChooseFI Community App St. Louis FI Group BlackBerry Documentary (Netflix) Arizona State University Stock Market Wealth Study Brian Feroldi (individual stock investing advocate) Investopedia

This episode covers the recent volatile movements in the crypto market, including Bitcoin, Ethereum, Zcash, and the impact of macroeconomic factors. The hosts analyze market signals, notable trades by Michael Saylor and Tom Lee, and upcoming events like SpaceX's IPO, providing insights for investors navigating uncertain times.$1 Trial Momentum Money Makers VIPhttps://www.thecryptomavericks.com/mm-vip-monthly-trial-direct?utm_content=Rundown&utm_medium=YouTube&utm_source=Internal&utm_term=20260515Check Out Scribe: Scribe.how/CRYPTO101Check Out Webroot: https://www.webroot.com/crypto101Check out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out Mars Men: https://mengotomars.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 Market Volatility and Rebound Strategies06:00 Zcash Security Scare and Market Impact17:11 Investment Strategies in a Volatile Market25:15 Current Trends and Future Outlooks28:22 Technical Difficulties and Live Interaction28:48 Exploring BitMines Preferred Stock30:46 Michael Saylor's Bitcoin Strategy33:28 Market Reactions to Saylor's Moves35:53 The Complexity of Financial Products38:52 Arthur Hayes and Market Sentiment42:23 The Importance of Education in Crypto45:02 SpaceX IPO and Market ImplicationsSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101Guest Linkshttps://x.com/will__mcevoy@cypherpunk*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Mars Men: https://mengotomars.com* Check out NPR: https://npr.org* Check out Quince and use my code quince.com/crypto101 for a great deal: https://www.quince.com* Check out Scribe and use my code Scribe.how/CRYPTO101 for a great deal: https://scribe.com/Crypto101* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.com* Check out Webroot and use my code webroot.com/crypto101 for a great deal: https://www.webroot.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

What really causes investors to make the wrong move at the worst time—logic or emotion? In this episode from this past weekend’s radio show, Abe Abich breaks down how behavior and market volatility can impact retirement decisions. The conversation explores shifting from growth to income, managing risk as retirement approaches, and why having a clear plan matters. Abe also highlights common challenges like scattered accounts, tax planning gaps, and preparing for both market gains and downturns, offering insight into building a more structured approach to retirement income. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Don't underestimate the benefits of portfolio diversification. A well-diversified portfolio can ride waves of market volatility, and new Morningstar research found that's what happened in 2025. When uncertainty emerged at times during the generally bullish market, the report identifies which asset classes performed well, which didn't, and how the classic 60/40 portfolio fared. So, what are the biggest challenges for portfolio diversification today? Amy Arnott is one of the co-authors of the 2026 Diversification Landscape Report. Why Portfolio Diversification Has Paid Off—but More Isn't Always Better   On this episode: 00:00:00 Welcome  00:01:19 Market trends shaping investor sentiment in 2026  00:02:27 Leading and lagging asset classes year to date  00:03:15 Inside Morningstar's 2026 Diversification Landscape Report  00:04:11 60/40 vs. diversified test portfolio and how each performed  00:07:38 Rising inflation and what it means for bonds  00:10:48 How retirees and risk-averse investors can manage volatility   Watch more from Morningstar: The Best Opportunities for Fund Investors Today Will Vacation Inflation Affect Your Summer Travel? Here's What to Know Bond ETF Flows Just Flipped. Here's What It Means for You   Follow Morningstar on social: Facebook https://www.facebook.com/MorningstarInc/ X https://x.com/MorningstarInc Instagram https://www.instagram.com/morningstarinc/?hl=en LinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the federal government continues to print more money, the value of the dollar decreases. Other countries are already beginning to trade in alternative currencies to the dollar. With economic uncertainty, including inflation and other types of market instability, risk mitigation is key. That's why hard assets with a component of scarcity in a portfolio make sense for capital preservation. One of the better examples is precious metals like gold. Gold holds its value and even increases in downturns. Gold hit new highs in 2025. Dana Samuelson, President of the American Gold Exchange, has decades of experience with rare U.S. gold coins and other precious metals.

Fineqia International Senior Associate Matteo Greco joined Steve Darling from Proactive to discuss the latest trends in cryptocurrency exchange-traded products (ETPs), the growing divergence between digital asset markets and traditional financial markets, and the factors that could drive heightened volatility in the months ahead. Greco highlighted an unusual market dynamic that has emerged since late 2025. While major equity benchmarks such as the S&P 500 and Nasdaq have continued to reach record highs, cryptocurrency markets have generally struggled to maintain upward momentum, resulting in a notable disconnect between digital assets and broader risk markets. According to Greco, this divergence stands in contrast to the pattern investors became accustomed to over the past several years, particularly following the approval and launch of spot cryptocurrency exchange-traded funds in the United States. Historically, digital assets often moved in tandem with broader growth-oriented investments, making the current separation between equities and cryptocurrencies particularly noteworthy. One factor contributing to the divergence, Greco suggested, is the concentrated influence of artificial intelligence-related companies within major stock indices. A relatively small number of large-cap technology firms have been responsible for a significant portion of the gains seen across broader equity markets. As a result, headline index performance may not fully reflect conditions across the wider economy or investment landscape. The discussion also focused on Fineqia's latest May Crypto ETP report, which examined investment flows and performance trends across digital asset products. Greco explained that Bitcoin ETPs largely mirrored the performance of Bitcoin itself during the reporting period, with relatively balanced fund flows and limited net inflows or outflows. This suggests investors have generally maintained existing exposure while awaiting clearer market catalysts. Ethereum, however, experienced a more challenging environment. Both Ethereum's price performance and associated ETP flows lagged behind Bitcoin during 2026, reflecting weaker investor sentiment and a more cautious approach toward the second-largest cryptocurrency by market capitalization. Despite the softer performance of the largest digital assets, Greco pointed to encouraging developments within segments of the altcoin market. Several alternative cryptocurrencies delivered stronger-than-expected returns and attracted increasing investor interest. He described recent market activity as resembling a modest "alt season," where smaller digital assets outperform larger cryptocurrencies and generate increased trading activity. Looking ahead, Greco believes volatility is likely to remain elevated across both crypto and traditional financial markets. He noted that investors continue to face uncertainty surrounding monetary policy decisions, inflation trends, energy prices, and geopolitical developments, all of which have the potential to influence capital flows and risk sentiment. #proactiveinvestors #fineqiainternationalinc #cse #fnq #otc #fnqqf #DigitalAssets #CryptoStrategy #ETP #Cryptocurrency #Bitcoin #Ethereum #CryptoETP #DigitalAssets #Blockchain #CryptoMarkets #ArtificialIntelligence #Investing

Market volatility can cause even the most disciplined investors to second-guess their decisions. When headlines dominate the news cycle and emotions begin to take over, many retirees risk making short-term financial moves that can negatively impact their long-term retirement goals. Without a comprehensive plan in place, fear and uncertainty can lead investors away from the strategies designed to protect their lifestyle and future financial security. In this episode, Keith Ellis Jr. is once again joined by one of SHP Financial's Certified Financial Planner, Mark Kenney, to discuss the role behavioral finance plays in retirement planning and why emotions often drive poor financial decisions during uncertain markets. Together, they break down the psychological tendencies that can lead investors to react impulsively, explain why long-term planning matters more than short-term market movements, and share real-world examples of how proper financial planning can help retirees stay confident during periods of volatility. They also discuss the importance of having different investment "buckets" for safety, income, and growth, how tax planning impacts retirement success, and why open conversations around money and legacy planning can help families better prepare future generations. Mark and Keith explain how having a holistic retirement roadmap can help retirees navigate uncertainty, make smarter financial decisions, and maintain confidence in both their plan and their future. In this podcast interview, you'll learn: Why emotional investing decisions can negatively impact long-term retirement success. How behavioral finance influences the way investors react during market volatility. Why having separate buckets for safety, income, and growth can reduce financial stress. How staying invested during downturns can improve long-term portfolio performance. Why tax planning should be part of a comprehensive retirement strategy. How conversations around legacy planning can help families prepare future generations. Why confidence and clarity are critical components of a successful retirement plan.  Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

What if the biggest retirement mistake has nothing to do with money—but everything to do with the decisions behind it? In this episode, Jim Fox explores how retirement choices driven by emotion or assumptions can lead to unexpected regrets, from relocation decisions to spending habits. He explains why understanding your “why” matters more than chasing returns, and how aligning income, taxes, and lifestyle goals can shape retirement outcomes. Jim also highlights the importance of personalized planning, showing how a thoughtful approach can help balance enjoyment, efficiency, and long-term flexibility. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Is your portfolio really the problem—or is it your income plan? This episode explores why retirement stress is often tied to how income is structured, not just market performance. Justin Doback breaks down the difference between building wealth and turning it into reliable cash flow, highlighting key decisions like withdrawal strategy, tax efficiency, and income timing. The conversation also covers sequence of returns risk and why relying on one income source can create challenges during market swings. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Is doing nothing with your money actually a risky decision? In this episode, Mike Canet and Ryan Herbert break down why “wait and see” can create unintended consequences, especially as you move closer to retirement. They explore how fear driven by politics, markets, and headlines can lead to financial paralysis, and why a one-size-fits-all, set-it-and-forget-it approach may fall short in later stages of life. You’ll hear how a coordinated financial plan that covers investments, taxes, and estate considerations can bring clarity to complex decisions. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

What happens when “we’re fine” isn’t the full picture? In this episode from this past weekend’s radio show, Mike Douglas explores how hidden risks can surface as retirement approaches. Using real-life examples, the conversation highlights common warning signs—like relying too heavily on the market, lacking a written income plan, and avoiding tough financial conversations. The show also examines how emotions, risk tolerance, and life stage influence decision-making, especially during market downturns. It’s a practical look at recognizing gaps and understanding how preparation can shape a more stable retirement experience. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Don celebrates the continued success of the Friday Q&A format and the encouraging first week of sales for his novel The Line Uncrossed, including a strong Kirkus review, before tackling a series of listener questions centered on retirement income and fixed income investing. He explains how his combination of cash reserves, a CD ladder, and bond funds supports a disciplined withdrawal strategy, discusses why diversified bond funds like BND still play an important role in reducing portfolio volatility, rejects the idea that Social Security and pension income should be counted as bond allocations within an investment portfolio, argues against the concept of a reverse glide path that increases stock exposure later in retirement, and shares lessons learned from decades of entrepreneurship about balancing investments in a business versus the market. Throughout the episode, he emphasizes diversification, discipline, investor behavior, and the importance of managing volatility rather than chasing returns.0:05 Why listener questions remain Don's favorite part of talk radio after 40+ years1:16 Friday Q&A episodes continue to be the most downloaded shows each week1:50 Easier ways to submit questions through the redesigned Talking Real Money website2:42 First-week sales update on The Line Uncrossed and reader support3:21 Positive Kirkus review and details on the ebook bundle4:48 How Don uses cash, bond funds, and a CD ladder during retirement8:00 Why BND and total bond market funds remain useful fixed income tools11:22 Should Social Security and pensions count as bonds in your allocation?14:26 Why Don believes reverse glide paths are a bad retirement strategy17:34 Investing in your own business versus investing in the market21:23 Why compliance reviews delay listener questions from airingQuestions? Comments? Click!

Retirement rarely goes exactly according to plan—and this episode of the Retire Sooner Podcast tackles the real-life financial curveballs that may affect the timeline. Join Wes Moss and special guest host Mallory Boggs for a fast-moving conversation on early retirement, market volatility, taxes, rollover IRAs, annuities, direct indexing, and diversification strategies. • Explore why many Americans retire earlier than expected and how health issues, caregiving responsibilities, and job loss may reshape retirement plans. • Learn how thoughtful retirement income planning, IRA rollover decisions, and mortgage strategies may help create more financial flexibility. • Compare the pros, cons, and tradeoffs of annuities, direct indexing, tax-loss harvesting, and alternative investment strategies beyond the traditional 60/40 portfolio. • Understand why unusually fast stock market recoveries have historically been less common, and why long-term investors often focus on perspective over prediction. • Examine practical planning considerations for high-income earners, looking at tax efficiency, portfolio diversification, and varying levels of investment risk. Listen and subscribe to the Retire Sooner Podcast for more conversations on retirement planning, investing, taxes, and navigating today's financial landscape with a clear, practical long-term perspective. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oil is surging toward $100. Inflation fears are back. The Middle East remains highly unstable. Yet Wall Street trading desks are making record billions and major banks are raising their S&P 500 targets above 8,000.In this episode of the Market Maker Podcast, Anthony Cheung and Piers Curran break down how geopolitical volatility is creating huge profits for banks like J.P. Morgan and Bank of America through market making, flow trading and hedging strategies.They also explore whether the AI rally is becoming another dot-com bubble, why semiconductor stocks continue to explode higher and why firms like NVIDIA, Micron and Anthropic are now at the centre of global markets.The conversation covers oil markets, inflation, Fed policy, AI infrastructure spending, hedge fund trading mechanics, risk management and the future of the AI supercycle, explained in a way that is accessible for students, investors and anyone interested in financial markets.The episode also finishes with practical recommendations for free macro and finance resources to help students improve commercial awareness and stay ahead of market trends.(00:00) Oil, Iran & Market Chaos(05:40) Inflation, Rates & The Fed(08:07) Why Wall Street Is Printing Money(13:00) Flow Trading Explained(18:50) How Banks Hedge Risk(23:15) Jane Street & Quant Trading(31:13) Why Stocks Keep Rising(32:20) AI Bubble or Supercycle?(37:56) The Most Important AI Company(40:10) SpaceX's $28 Trillion Bet(44:19) Goldman's 8,000 S&P Call(47:10) Best Free Macro Resources*****Free daily Market Maker newsletterConnect with Anthony on LinkedIn

David Wagner says volatility can be used as an investment tool. He highlights an active approach with the Aptus Collared Investment Opportunity ETF (ACIO) to capture upside while managing risk.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

What if a market downturn looked less like a setback and more like a reset? This episode breaks down how volatility can create planning opportunities, from Roth conversions to portfolio adjustments. JoePat Roop discusses the importance of a coordinated strategy, why diversification isn’t always what it seems, and how a simple, clear plan can guide decisions through changing markets and life stages. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, Liz Ann Sonders and Collin Martin explore how rising Treasury yields and persistent inflation pressures are reshaping the relationship between stocks and bonds, reviving a more volatile, “temperamental” market regime where higher yields can weigh on equities. They discuss the likelihood of a “higher for longer” rate environment, the challenges facing incoming Fed leadership, and why rate cuts appear increasingly unlikely in the near term. The conversation then shifts to municipal bonds with Cooper Howard, who explains how munis work, why their tax advantages make them especially attractive for higher-income investors, and how to evaluate them relative to Treasuries and corporate bonds. He highlights that while munis are generally high quality and relatively stable, investors should still pay attention to credit risk, valuation metrics like the muni-to-Treasury ratio, and strategy considerations such as bond ladders. Finally, Collin and Liz Ann look ahead to next week's upcoming macroeconomic indicators and key data releases.  On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts.   Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk. Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Charles Schwab Investment Management, Inc., dba Schwab Asset Management does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax. A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio. As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances. Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in the fund. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions Correlation refers to investments that tend to move in opposite directions: when one rises, the other falls. (0526-KSY4) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Don and Tom unload on sensationalized financial journalism, taking aim at recent articles claiming the 4% withdrawal rule and classic 60/40 portfolios are “failing” retirees. They argue that the media increasingly prioritizes fear-driven headlines over practical investing wisdom, pushing emotionally charged narratives that ignore investor behavior and long-term historical returns. The duo also push back against claims that target-date funds could wipe out retirees, explaining why diversified portfolios remain far less risky than headlines suggest. Listener questions cover Robinhood's controversial 2% transfer bonus, SEC transaction fees on ETF sales, Roth IRA liquidity concerns, rebalancing discipline, and the dangers of emotionally reacting to politics and markets. Along the way, Don discusses the release of his Civil War novel The Line Uncrossed, while Tom manages to squeeze in Morse code, Rasputin, and model bomber references for absolutely no good reason whatsoever.0:05 Don and Tom rant about the collapse of quality financial journalism1:43 Criticism of Money.com article attacking the 4% rule and 60/40 portfolios2:44 Morningstar's 3.7% withdrawal study versus the traditional 4% rule4:21 Why “100% stocks beats 60/40” ignores investor psychology and risk tolerance5:03 Emotional pain, market crashes, and why most investors cannot handle full equity exposure6:02 Financial media sensationalism and clickbait retirement headlines7:32 Seattle Times article warning target-date funds could destroy retiree savings8:35 Critique of claims that target-date funds are dangerously risky at retirement9:41 Discussion of Vanguard 2025 target-date allocation and global diversification12:00 Why diversified global portfolios are far less risky than fearmongers suggest13:16 Media outrage, sensationalism, and why Talking Real Money avoids scare tactics14:48 Listener comment about Don's books appearing on Amazon15:15 Reality check on book royalties and publishing economics15:49 Discussion of Don's Civil War novel The Line Uncrossed17:19 Book pricing, Kindle strategy, and avoiding Amazon exclusivity18:41 Transition to listener questions19:10 Caller asks about Robinhood's 2% IRA transfer bonus and possible tax issues20:10 Why IRA transfers and Robinhood bonuses are generally not taxable21:05 Concerns about Robinhood's gamified investing culture versus Vanguard's philosophy22:03 Risks of getting lured into speculative products after transferring assets22:59 Caller explains working with a fee-only fiduciary advisor and self-managing investments24:48 SEC transaction fees on ETF sales explained25:47 Why the SEC fee is effectively meaningless for ordinary investors26:15 Listener question about moving Roth IRA money to CDs due to market fears29:10 Why emotionally reacting to politics and market fears can hurt long-term investing31:17 Importance of maintaining an appropriate long-term asset allocation31:41 Tom jokes nervously about a meeting with HRQuestions? Comments? Click!

STANLIB's Rademeyer Vermaak believes an investor's key insight in trying times should be ‘to focus not so much on what is changing, but on what stays the same'.

Volatility has investors nervous again… but historically, emotional reactions during turbulent markets have often led to the worst investing decisions.Today's Stocks & Topics: Tractor Supply Company (TSCO), Market Wrap, Virtus Reaves Utilities ETF (UTES), Fidelity MSCI Utilities Index ETF (FUTY), Market Volatility Isn't the Problem — Emotional Investing Is, Celsius Holdings, Inc. (CELH), Modine Manufacturing Company (MOD), Eaton Corporation plc (ETN), International Business Machines Corporation (IBM), New Fed Chair Kevin Warsh, Super Ads.Our Sponsors:* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Quince: https://quince.com/invest* Check out Scribe and use my code scribe.how/invest for a great deal: https://scribe.comAdvertising Inquiries: https://redcircle.com/brands

What happens when you’re making retirement decisions on your own—and the market feels uncertain? In this episode, Brandon Bowen discusses the growing trend of solo aging and the financial challenges many individuals, particularly women, face when planning retirement independently. He shares how market volatility, longevity concerns, and shifting income needs can create stress for those transitioning into retirement, and highlights how adjusting risk, creating income strategies, and addressing long-term care considerations play a role in building a structured plan. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Is diversification really working the way you think or is it missing the bigger picture in retirement? This episode explores why some retirement-focused portfolios outperformed growth models, and what that reveals about strategy versus simple asset allocation. The conversation breaks down how traditional diversification has evolved, why risk management matters differently in retirement, and how income, taxes, and distribution planning fit into the equation. You’ll also hear why chasing returns can lead to unintended consequences, and how aligning investments with specific goals may change the approach. It’s a practical look at shifting from accumulation to a more balanced, income-aware mindset. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

This episode of The Road to Retirement focuses on the growing influence of “FinTalk” — financial advice shared through TikTok and social media platforms — and the impact it’s having on investors and retirees. Tripp Limehouse and Steve Sedahl discuss why more people are turning to influencers for financial guidance, the dangers of oversimplified online advice, and how emotional reactions to headlines can derail long-term retirement plans. They also highlight the positive side of social media, including increased awareness around investing, Roth IRAs, ETFs, and retirement planning for younger generations. Throughout the conversation, Tripp emphasizes the importance of personalized financial planning, fiduciary guidance, and having a written retirement plan tailored to each individual’s goals and risk tolerance. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

Don and Tom tackle the strange psychology of politics and investing, exploring how Republicans and Democrats consistently perceive the economy and markets differently depending on who occupies the White House. Drawing on research from Spencer Jakab, the University of Michigan, and Dimensional Fund Advisors, they argue that long-term market performance has historically shown little correlation to presidential party affiliation, despite investors' emotional reactions. The episode also features a thoughtful listener discussion about pensions in public safety careers, including the hidden risks of not paying into Social Security and the limitations of pensions as wealth-building tools. Additional listener questions cover Vanguard target-date fund combinations and the drawbacks of holding a costly variable annuity inside an IRA. The show wraps with commentary on pay-to-play podcast awards, Don's surprisingly modest Amazon book ranking triumph, and updates on his upcoming Civil War novel The Line Uncrossed which has been pre-released for podcast listeners in an exclusive ebook bonus package at donmcdonald.com0:05 Politics, perception, and the “presidential puzzle”2:26 Partisan views on the economy and stock market3:51 Why presidents have limited long-term market impact6:03 Emotions, investing, and politically themed ETFs8:18 Why asset allocation matters more than politics8:51 Performance of the MAGA ETF vs. expectations10:51 Listener question: pensions, Social Security, and public safety careers15:11 The importance of supplemental retirement savings alongside pensions16:38 Why pensions provide income but not generational wealth19:45 Listener question: mixing Vanguard Target Date 2035 and 2040 funds21:48 Debate over “rebalancing” target-date funds22:57 Listener question: variable annuity inside an IRA at Edward Jones24:28 Why variable annuities can be expensive and inefficient25:11 Fake podcast awards and pay-to-play recognition schemes27:07 “Financial Physics” Amazon ranking discussion28:32 Don's upcoming novel The Line Uncrossed and Civil War inspirationQuestions? Comments? Click!

Why does the market keep rising while everyday costs keep climbing? This episode with Jackie Campbell explores the disconnect between economic realities and market performance, the pressure of inflation, and how planning evolves as retirement approaches. The conversation also highlights sequence risk, guardrails, and adapting strategies over time. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Headlines scream disaster, but do they deserve control over your retirement decisions? In this episode, Ryan Herbert and Lawrence Kiely unpack why market predictions, social media takes, and financial fear‑mongering often miss the mark. From bold calls that never came true to hot investing trends pushed for clicks, they explain why reacting to noise can derail long‑term planning. The conversation focuses on understanding context, filtering sources, and aligning financial decisions with your stage of life; not headlines, hype, or well‑meaning family opinions. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

Headlines are loud, markets are volatile—but should your retirement strategy react? In this episode from this past weekend’s radio show, Abe Abich breaks down why focusing on long-term planning matters more than chasing short-term market moves. He explains the risks of trying to time the market, shares real client scenarios around portfolio allocation and retirement readiness, and highlights the importance of having a clear income strategy. The conversation also touches on financial literacy gaps, especially for women, and why understanding your plan is just as important as building wealth. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

International Energy Agency Executive Director Fatih Birol has warned that the global energy markets have entered a period of volatility, promising additional strategic reserve release if supply disruptions continue.

Market swings aren't a sign of a failing plan — they're your greatest opportunity to prove your value and grow your firm. In this episode of The Business of Advice with Cody Foster podcast, AE Wealth Management Chief Investment Officer Ben Sullivan reveals how top advisors use market uncertainty as an advantage. If you want to elevate your service model and start attracting more high net worth clients, this episode can help. You'll learn how to: ·      Use the Three P's: Align your people, process and product to attract and serve high net worth families. ·      "Own the Bus": Use this powerful analogy to explain the massive tax and control benefits of direct indexing. ·      Leverage Needs vs. Wants: Navigate the mindset shift to move toward managing more wealth and delivering on complex expectations. Connect with the AE Wealth Management team: AEWealthManagement.com — Get in contact with a team that can help you turn market volatility into client confidence and build enduring relationships with high net worth families.

Eric Lien (Head of Treasury Management at Associated Bank) joins Steve Grzanich in today's Associated Bank Thought Leader conversation to discuss common inefficiencies in corporate treasury operations and how ongoing market volatility is making those challenges even more difficult to manage. They also explore why many companies rely on multiple banks and accounts, and the potential risks and operational issues that can come […]

Is the 4% rule still relevant in today’s retirement landscape? Damon Roberts and Matt Deaton break down diversification, income planning, and the assumptions behind popular retirement rules of thumb. They discuss market volatility, withdrawal strategies, and why relying on a single guideline can create blind spots. From portfolio structure to income timing, this episode examines how retirement planning has shifted—and why retirees are being asked to think differently than previous generations. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

The “Henssler Money Talks” hosts revisit the classic 60/40 portfolio — why it's taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on time horizon, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation.Original Air Date: May 2, 2026Read the Article: Read the Article: https://www.henssler.com/60-40-didnt-fail-it-just-wasnt-built-for-you 

What happens to your retirement income when markets dip and withdrawals are still due? On this episode, Kevin Madden discusses why relying solely on market-based withdrawals can strain a long-term plan—especially during downturns. They explore building a written retirement roadmap, using multiple income sources, and the role guaranteed-style income streams can play alongside investments. The conversation also covers volatility, sequence-of-returns risk, and why having cash reserves and annual plan reviews may help retirees stay disciplined instead of reactive when uncertainty hits. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Markets have pushed higher, but underlying risks are beginning to build as we head into the summer months. From stretched valuations and overbought technical conditions to seasonal weakness and shifting liquidity, investors may be facing a more challenging environment than recent gains suggest. Lance Roberts breaks down the key signals pointing to a potential summer sell-off, including market breadth, momentum, and the impact of earnings season winding down. We also discuss how buybacks, economic data, and Federal Reserve policy could influence the next move in stocks, and whether any pullback would represent a healthy reset or something more significant. Key topics include: 0:00 - INTRO 0:56 - Launching Month of May - Manufacturing Numbers review 4:42 - Ongoing Update on Strait of Hormuz 6:02 - Trim Risk Now 10:43 - Chat Rebuttal: Why the market doesn't care about ongoing "war..." 13:45 - Why Summer Correction Risk is Rising 15:45 - Market Breadth Continues to Deteriorate 17:33 - New York Advance/Decline Line Breadth Metric 18:32 - Market Volatility 20:21 - Summer Seasonality is a Real Thing 23:57 - Market Performance in Mid-term Election Years 25:46 - Updated Outlook for Oil Prices 28:54 - How to Navigate Markets Now 32:12 - The Robot Economy & The Minimum Wage 37:48 - The Conundrum of the K-Shaped Economy & Wealth Divide 40:43 - You CAN Be Replaced - Jobs at Risk 42:04 - What You Can Do About It 44:35 - Invest today in the companies of tomorrow Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/h2Bku-whRmY ------- Watch today's "Before the Bell" feature, "Markets Near Peak - Pullback Risk Rising," here: https://youtu.be/OBGLWIvsGZI ------- Watch our previous show, "Gray Divorce: Social Security Secrets," https://youtube.com/live/rXi5IdkLNRM ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketPullback #InvestingStrategy #RiskManagement #TechnicalAnalysis #MarketOutlook #Investing #MarketVolatility

Transportation and Weather Impacts on the Grain Market Flinchbaugh Center: Farm Bill Factors Precipitation in Kansas   00:01:05 – Transportation and Weather Impacts on the Grain Market: Daniel O'Brien, K-State grain economist, starts the show with a volatile grain market update. He explains what factors are contributing to the changes. Daniel on AgManager.info   00:12:05 – Flinchbaugh Center: Farm Bill Factors: Part of the Clearing the Air podcast with K-State's Jenny Ifft and Eric Atkinson along with Brad Lubben and Mark Edelman as well as special guest Tara Smith continues the show as they chat about the Farm Bill and what they are currently seeing for it.  Flinchbaugh Center - Podcast Smoke & Mirrors   00:23:05  – Precipitation in Kansas: K-State meteorologist Chip Redmond ends today's show as he discusses the recent precipitation and the lack of it in the forecast.   Mesonet.ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit Extension.ksu.edu. K-State Extension is an equal opportunity provider and employer.

Markets continue to push higher, but the underlying story is getting more nuanced. Leadership is narrowing, valuations are stretched, and investors are weighing strong momentum against rising risks—from interest rate uncertainty to geopolitical developments and shifting economic data. Lance Roberts and Danny Ratliff open the chatroom to tackle your most pressing financial questions in real time. From portfolio strategy and market outlook to retirement planning, taxes, and risk management, we'll break down what matters most in today's environment and how to think through what comes next. Key topics include: 0:00 - INTRO 1:04 - Jerome Powell's Last Stand 5:59 - Markets Primed for Pull Back 10:28 - When Will Oil Prices Peak? 13:48 - Will UAE Exit from OPEC+ Fracture CarteL? 15:39 - Could OPEC Break Up Lead to Oil Over-supply/Price Crash? 17:00 - The Fed Should Be Seen & Not Heard 20:27 - Strategies for Rates and Timing 22:25 - John Bogle, International Mutual Funds, & Boat Anchors 27:37 - Market Volatility & Record Retail Participation 28:25 - How We Use Options 31:01 - When Do We Know the Software Services Apocalypse is Over? 33:23 - What Was Your Worst Trade...and Biggest Mistake? 38:37- What Did Lance have for Breakfast? 40:05 - Investing in Photonic Stocks? 43:38 - Armadillos & Horses (really, people??) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/xzazFr20EOE ------- Watch today's "Before the Bell" feature, "Overextended Markets - Pullback Risk Rising," here: https://www.youtube.com/playlist?list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "The Hidden Costs of Divorce," https://youtube.com/live/sSYl1w7TUek?feature=share ------- The latest installment of our new feature, Before the Bell, "Don't Chase These All-Time Highs" is here: https://youtu.be/fcqpg6b8GPQ ------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #FederalReserve #TechnicalAnalysis #Investing #FinancialPlanning #InvestorQuestions

Launched just over three years ago, this ETF may be a compelling option for investors. • Learn more at thriventfunds.com • Follow us on LinkedIn • Share feedback and questions with us at podcast@thriventfunds.com • Thrivent Distributors, LLC is a member of FINRA and a subsidiary of Thrivent, the marketing name for Thrivent Financial for Lutherans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.