Podcasts about bank fees

Stephen Grootes speaks to Michael Jordaan, Co-founder of Bank Zero about the Financial Sector Conduct Authority's (FSCA) and Kokkie Kooyman, Executive Director & Portfolio Manager at Denker Capital about concerns over significant disparities in bank fees for similar products and services, and the authority's efforts to assess and regulate these practices to ensure fairness and transparency for customers. In other interviews, Natasha Huggett-Henchie, consulting actuary and member of the Actuarial Society of South Africa’s Retirement Matters Committee about the two-pot retirement system, where many members are making repeat withdrawals, with around 75% of applications being second claims, and the average withdrawal amount dropping from R20 000 to R6 000. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalk See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Michael Jordaan, Co-founder of Bank Zero, and Kokkie Kooyman, Executive Director & Portfolio Manager at Denker Capital, about concerns over significant disparities in bank fees for similar products and services, and the authority's efforts to assess and regulate these practices to ensure fairness and transparency for customers. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Stephen Grootes interviews Consumer Ninja Wendy Knowler about the issue of Standard Bank clients unknowingly paying a monthly service fee of R100 on garage cards they ceased using years ago. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Today, Clark - Man From Roth, talks about why now might be the best time to do a Roth conversion. Also - why big bank fees are back and how you can prevent getting your wallet pinched in this way.  Roth Conversion: Segment 1 Ask Clark: Segment 2 Beware Bank Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - The ROTH IRA & 401(K) Retirement Calculator: With Social Security and Pension How Often Should You Re-Shop Insurance? How to Shop for Lower Car Insurance Best Free Checking Accounts   //   Best Savings Accounts  High-Yield Savings Account Calculator Automatic Bill Pay: How It Works and How To Do It Safely Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textBank Fees Set To SKYROCKET Under Trump The Tony Michaels Podcast #863Buy Tony a Shothttps://linktr.ee/thetonymichaelsSupport Tony on Patreonhttps://www.patreon.com/thetonymichaelsTony Michaels is known as "The Rush Limbaugh of the Left"Venmo Chat Me NOW!https://account.venmo.com/u/thetonymichaelsJoin my Discord server now!https://discord.gg/5HyRwtwyZMThe Library of Democracyhttps://www.youtube.com/@LibraryofDemocracySupport Gabe on Patreonhttps://www.patreon.com/iamgabesanchezLink Your Amazon & Twitch Accountshttps://scribehow.com/shared/How_to_Connect_and_Subscribe_to_Twitch_with_Amazon_Prime__djkNTNdLSm6Sktblpz-43QThe Tony Michaels Podcast FULL EPISODESSubscribe to The Tony Michaels PodcastBroadcast live on TwitchApple PodcastsSpotifyOfficial Merch:store.thetonymichaels.comFUCK'EM Hatshats.thetonymichaels.comSupport the showSupport the showSupport the showSupport the showSupport the showSupport the Show.Support the Show.Support the Show.Support the Show.Support the showSupport the showThe Ryan Samuels ShowModern-day politics discussion and analysis. Conservative Political Commentator Ryan...Listen on: Apple Podcasts   SpotifySupport theSupport the show

See omnystudio.com/listener for privacy information.

From account maintenance charges to ATM and overdraft fees, and now deposit fees the rising costs of commercial bank fees in The Bahamas has become a mounting concern for thousands of people. Our host VP of Investments Pamela Ferguson explores what can be done to bring relief to bank customers with Corporate Advisory Services Manager Angelo Butler and Investment Manager Lashell White.

While President Biden's inflationary economy continues to falter, the president proposes to outlaw bank overdraft fees, ostensibly to help lower-income Americans. Bank fees, however, are not the biggest threat consumers face; inflation and intervention are the real threats.Original Article: Biden's Blarney on Bank Fees

While President Biden's inflationary economy continues to falter, the president proposes to outlaw bank overdraft fees, ostensibly to help lower-income Americans. Bank fees, however, are not the biggest threat consumers face; inflation and intervention are the real threats.Original Article: Biden's Blarney on Bank Fees

Friday 24 May 2024 Anglo American rejects a $74 billion bid from BHP but leaves the door ajar for more talks.  And more, including: Prime Minister Anthony Albanese launches a new national battery strategy A Senate inquiry is told banks could charge $370 million more in fees if forced to keep branches open in the bush And the Brits are going to the polls on July 4, but it doesn't look good for PM Rishi Sunak Plus don't miss this week's episode of How Do They Afford That? - a masterclass in investing in shares. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Understanding bank fees helps consumers and corporations make informed decisions, avoid hidden charges, and negotiate better terms. In today's podcast, Craig Jeffery and Christin Cifaldi discuss the importance of understanding bank fees, including their impact on consumer decisions, corporate finances, and negotiation strategies. Join our webinar on May 9th on The Guide to Bank Pricing: Navigating the Range https://strategictreasurer.com/webinar-the-guide-to-bank-pricing/

Many of the nation’s largest banks have reported mixed results recently. Banks often turn to fees – including overdraft charges – to help boost their bottom lines. But a Biden administration rule announced Wednesday would reduce those fees and save consumers billions a year. Then, Apple is making changes to its App Store but will still charge a hefty commission. And shipping rates have soared following continued Red Sea attacks.

Many of the nation’s largest banks have reported mixed results recently. Banks often turn to fees – including overdraft charges – to help boost their bottom lines. But a Biden administration rule announced Wednesday would reduce those fees and save consumers billions a year. Then, Apple is making changes to its App Store but will still charge a hefty commission. And shipping rates have soared following continued Red Sea attacks.

Jobs Report The Jobs Report reaffirmed exactly what the Fed should be looking for and that is a softening labor market. Nonfarm payrolls increased by 187,000 in the month of August. This beat expectations of 170,000, but the previous two months were revised lower by a total of 110,000 payrolls. This would put the three-month average at around 150,000 added jobs per month. This is well below the average monthly gain of 271,000 over the prior 12 months and is in line with 2019 when job gains averaged 176,000 per month. The unemployment rate also increased 0.3% in the month to 3.8%, but this was largely due to the increase in the labor force participation rate which increased 0.2% to 62.8%. This was the highest labor force participation rate we have seen since February 2020. With more people coming back to the labor market, more competition could be a big positive for lower wage inflation. In the month average hourly earnings came in slightly below expectations at 4.3%, which is off the high of 5.9% last year but likely still too high for the Fed. Health care and social assistance led the way in the report adding 97,300 in the month, leisure and hospitality came in second adding 40,000 jobs, and construction was also strong adding 22,000 jobs. The strength in construction does not come as a surprise considering the strength in the industry. The most recent construction spending report showed a 0.7% gain in the month of June to $1.97 T. This marked the 7th straight month of gains and it does not look like the industry is slowing. Areas in the report that were weak included transportation and warehousing which was down 34,200 and information which was down 15,000. The transportation industry was likely hit with the bankruptcy of Yellow as there was a drop of nearly 37,000 positions in trucking. The information sector was hit with the Hollywood strike as the sub-category for motion picture and sound recording dropped close to 17,000 jobs. Job Openings The amount of job openings declined to 8.8 million in the month of July. This was down from the original reading of 9.5 million in the month of June and marked the lowest level of job openings in 28 months. June's reading was also revised lower to 9.2 million. The July reading greatly missed the estimate for 9.5 million openings. Job openings have fallen drastically from the record of over 12 million last year as companies have hired many new employees and have also become more cautious on the economy largely due to increasing interest rates. The number of job openings for each unemployed worker was still strong at 1.5 which compares to pre-pandemic levels around 1.2. For context, before Covid at the beginning of 2020 job openings totaled about 7 million. As the labor market has softened, the number of people quitting their jobs has also declined. Job quitters had topped 4 million for much of the post-pandemic period, but that has softened this year and in July the level was just 3.5 million which was the lowest level in two and a half years. This should be good news on the inflation front as less competition for workers should result in less wage inflation. Inflation The Fed's closely watch gauge for inflation, known as the PCE, showed little change and few surprises in the month of July. The headline number showed a gain of 3.3% compared to last year which did rise slightly from June's reading of 3.0% and Core PCE which excludes food and energy was right in line with expectations at 4.2% compared to last year. This was a slight uptick compared to June's reading of 4.1%. I do wonder how impactful summer spending was on prices as consumer spending was up 0.8% in the month of July. This was the biggest gain in six months. Spending was powered by the best ever Amazon Prime Day, the box office hits of Barbie and Oppenheimer, and the Taylor Swift concert. Without major events like these, there could be pressure on spending which would have an impact on pricing and inflation as well. I still believe hitting the 2% target will require some time, but inflation is still heading in the right direction and there should not be a need to hike rates at the Fed meeting in September. Bank Fees A couple different bank fees have been coming down with the average overdraft fee falling 11% from last year to $26.61 and non-sufficient funds fees hitting an all-time low average of $19.94. One fee that has been rising is ATM fees. The average ATM fee rose to a record $3.15, this marks the 22nd record in 25 years. Fees for using an out-of-network ATM also jumped to a record high of $4.73. If you are using ATMs a lot, you should consider finding a banking network that is convenient for you to avoid the high ATM fees. I was also shocked to see in a Bankrate survey that 27% of checking account holders are regularly hit with fees, which can add up to an average of $24 per month, or $288 per year. There are many different banking options where you can efficiently use a checking account and avoid these fees. Many banks also waive these fees if you use direct deposit or maintain a certain balance. It is just silly to waste money on unnecessary fees. Make sure you understand your banking relationship and any fees that may be associated with it. Investing Fluctuations From time to time I hear from potential clients that they are afraid to invest because of the crazy times we are in. Many times, this has to do with the political landscape. I tell them that US politics has always been messy and crazy. I have included some examples you may remember, the others you will have to check the history book. During the mid-1960s through the mid-1970s the country was divided over civil rights. Remember in 1965 when Watts went up in flames? Or in the 1970s when the national guard killed four students at Kent State? This led to protests at 350 campuses, involving an estimated two million people. Also, you can't forget when thirty-five thousand antiwar protesters assaulted the Pentagon in October 1967. The early 70's was a crazy period to say the least as the U.S. experienced more than 2,500 domestic bombings in 18 months from 1971-72. Going back further, will require the history book but in 1888 Republicans won the White House, held the Senate and held the House but just by four people. During a floor vote if more than four Republicans were missing, House Democrats would demand a roll call and refuse to answer when their names were called. The measure would fail because there was the lack of a quorum. This kept the House from acting for months. In 1838 Whig William Graves of Kentucky shot and killed Democratic Rep Jonathan Cilley of Maine in a duel over charges of corruption. In 1824 Andrew Jackson led the four-way presidential race with 41% of the popular vote and carried 11 states but with 99 electoral votes came up 33 short of a majority. The contest went to the house where each delegate had one vote and they seated John Quincy Adams even though he was the runner up with 84 electoral votes. For the next four years, Andrew Jackson condemned the corrupt process and said it deprived the people of their right to a free election. In the next presidential election in 1828, Andrew Jackson defeated John Quincy Adams. These are just some examples of the craziness our country has been through. Unfortunately, crazy times will continue but ultimately good businesses will continue to survive and thrive. That is why I tell people to ignore the noise and focus on the businesses in your portfolio. Financial Planning: IRMAA There is a tax for over 5 million Americans known as IRMAA, which stands for Income-Related Monthly Adjusted Amount. It applies to Medicare Part B and Part D premiums for single filers over $97,000 and joint filers above $194,000 of income and can increase annual costs by thousands. This is in addition to the .9% tax on earned income and 3.8% tax on investment income for single filers above $200k and joint filers above $250k of income. In some cases, IRMAA can be appealed if income has reduced due to marriage, divorce, death of spouse, or reduction of work or income, but this can be difficult and time consuming so it is necessary to stay diligent. The most common income sources that trigger IRMAA are capital gains or Required Minimum Distributions from retirement accounts, so it is important to plan out your retirement income ahead of time to reduce not only federal and state taxes, but IRMAA as well.

In the 7:00am hour, the guys discuss a new policy that banks are adopting that punishes those with good credit scores.

Join America's Roundtable (https://americasrt.com/) Radio co-hosts Natasha Srdoc and Joel Anand Samy with former U.S. Congressman Dave Brat (https://gettr.com/user/brateconomics), economist, dean of the School of Business, Liberty University, and executive advisory board member, International Leaders Summit. This weekend's conversation will focus on the vital issues impacting America's citizen-stakeholders and the world: — The collapse of Silicon Valley Bank and The Signature Bank and its cost to America's taxpayers. — Spotlight on the Federal Reserve Bank and its adverse impact on the free market economy. — The future of regional banks in America. — Addressing the dangers of President Biden's ESG rules—"environmental, social and governance" placing retirement savings at risk. "Put simply, retirement savings will be used as leverage to force companies to reduce their carbon emissions and establish racial and gender quotas and other social justice fads completely unrelated to securing a high return on workers' lifetime savings....Terrence Keeley, a former executive at BlackRock, blew the whistle on this scam in the Wall Street Journal by noting that since 2017, when the ESG fad took hold, these funds have had an annual rate of return of 6.3% – versus 8.9% for the stock market as a whole. Investors lost 2.6% per year on their retirement funds. There goes the down payment on that retirement home in Arizona or Florida." — Stephen Moore (https://www.foxbusiness.com/markets/bidens-esg-investment-rules-threaten-your-retirement-savings) — The China Threat. Biography | Dr. David Brat Before coming to Liberty, Dr. Brat served in the United States Congress for Virginia's 7th District. He served on the Budget, Education and Small Business Committees, and Chaired the subcommittee on Economic Growth, Tax and Capital Access. His knowledge base comes from years of experience in business, as an economic consultant with Arthur Andersen and the World Bank and 20+ years of work in higher education teaching economics and ethics. He worked with the Senate side of the Virginia General Assembly for seven years. He also served as the president of the Virginia Association of Economists and was a member of the Virginia Board of Accountancy. Visit: https://gettr.com/user/brateconomics @brateconomics americasrt.com (https://americasrt.com/) https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 Twitter: @DaveBratVA7th @ileaderssummit @AmericasRT @NatashaSrdoc @JoelAnandUSA @supertalk America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable (https://americasrt.com/) radio program - a strategic initiative of International Leaders Summit, focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 65 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

FU Podcast - Episode 91 - January 11, 2022 To interact with our LIVE shows and see the episodes you might have missed go to:https://www.facebook.com/Frustration.Unlimited.Podcast Your Hosts: Devin G Ewart & W Patrick Martin With Special Guests: Andy Henning To Donate to the Show: https://paypal.me/FUPodcast Find Us On: Patreon: FUPodcast Facebook: Frustration.Unlimited.Podcast Twitter: FrustrationU Instagram: Frustration_Unlimited Youtube: https://dge.dgemedia.com/FU-Podcast Twitch: FU_Podcast LOCAL Schools in Dallas at a breaking point. Dallas Is Holding Panhandlers' Criminal Trials in the Streets, Literally Man Arrested After Dallas Police Say He Tried to Pull Over an Officer NATIONAL Kamala Harris' comms chief repeatedly called Bush 43 ‘illegitimate' president In 1st, US surgeons transplant pig heart into human patient A Michigan man was beyond disgusted to learn what his local Little Caesars restaurant had allegedly fed him. Although he threatened the eatery with a $100 million lawsuit, the chain's response made him even more furious. Millionaire murderer Robert Durst dies in prison New York fire: Officials pledge support after 17 die in 'unspeakable tragedy' Near-miss for pilot saved from downed plane INTERNATIONAL Ukraine: NATO prepares for possible Russian invasion as diplomats fear talks will fail Brussels Airlines makes 3,000 unnecessary flights to maintain airport slots UK retailers warn sales at risk from soaring cost of living in 2022 Amanda Todd's mom wins fight to lift publication ban on her daughter's name and story COVID 19 Newsom signs executive order outlawing price gouging of COVID-19 at-home test kits Delta and omicron combine to form ‘deltacron' in COVID's latest mutation Unvaccinated People Ordered to Stay Home or Face Jail in City of 14 Million The United States records an average of 700,000 new cases per day; Fauci says the nation could grow to 1 million Covid: Shoppers swap party clothes for loungewear BUSINESS Japan's Panasonic joins global trend toward four-day week If you steal something, you must report it as income, IRS says. Wait, what? Americans no longer fear COVID: Majority 68% say economy is now their biggest concern compared to just 37% who are most worried about virus heading towards the midterms Billionaire supermarket CEO warns of meat, egg shortages as Omicron disrupts supply chain It's Expensive to Be Poor. This CEO Wants to Reduce 'Antiquated' Bank Fees and Wait Times ENTERTAINMENT What is a universally loved celebrity that you don't like? The 1985 movie Clue was released theatrically with three completely different endings. Each screening would randomly show one. The home video release contained all three endings. TECHNOLOGY Apple reportedly wants nothing to do with Zuck's metaverse Bitcoin mining is being banned in countries across the globe—and threatening the future of crypto Forced by shortages to sell chipless ink cartridges, Canon tells customers how to bypass DRM warnings Verizon Is Tracking iPhone Users by Default and There's Nothing Apple Can Do. How to Turn It OffIt's happening on Android, too. Weird News Many Southwest Planes Flying Banners Reading 'Let's Go Brandon' Woman Arrested After Asking Police to Test Her Drugs for Ebola Music in Intro By: Licensor's Author Username: RocknStock Licensee: Patrick Martin Item Title: Action Rock Trailer Item URL: https://audiojungle.net/item/epic-sty... Item ID: 22777353 Item Purchase Code: 671440a5-ef44-4f65-9121-139285c7e024 Purchase Date: 2021-03-12 03:26:34 UTC --- Support this podcast: https://podcasters.spotify.com/pod/show/frustration-unlimited/support

From ATM withdrawal to monthly maintenance fees, these charges can add up.

From ATM withdrawal to monthly maintenance fees, these charges can add up.

Are you paying these 5 sneaky bank and credit card fees? There are a lot of sneaky fees in bank accounts and credit cards. Basically anywhere a sneaky fee can be, it's going to be. One of the primary reasons for staying on top of your money every week is the chance to spot these fees because many of them you can avoid paying. The savings you find, while it might only be a few dollars here and there, can actually radically change how fast you hit your money goals.Our guest, Paul Kasserwani from Cushion.ai, is here to share the top five sneaky bank and credit card fees you need to know, what to do about them, and how they can transform your finances.LinksCushion https://cushion.ai4 Hidden Costs on Bills That You Should Stop Paying https://cushion.ai/blog/hidden-costs-on-billsEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Wealthfront for sponsoring the show. To start building your wealth, and get your first $5,000 managed for FREE, for life, go to http://www.wealthfront.com/MyMoney Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify's entire suite of features.Thanks to Novo for sponsoring the show. Sign up for your FREE business checking account RIGHT NOW at novo.co/mymoney. Plus, podcast listeners get access to over $5,000 in perks and discounts.Thanks to Issuu for sponsoring the show. Get started with Issuu today for FREE or if you sign up for a premium account you will get 50% off when you go to ISSUU.com/mymoney.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you're instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you're listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

More money tips from Canada's Money Coach, www.JudithCane.com

More money tips from Canada's Money Coach, www.JudithCane.com

Bank Fees, Interest Rates, Credit Reports, and many more things are not equal if you are poor. --- Send in a voice message: https://anchor.fm/kimology411/message Support this podcast: https://anchor.fm/kimology411/support

Show Summary:In today's WIN, we discuss:Bank FeesHormesisExercises To Avoid After 50And what do our food choices say about our social class?Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntroduction:Sarah is very feisty but we move forward and jump into the show.Main Show:Sarah's W.I.N's:Sarah makes Peter and Gary mad by giving them a list of exercises that people over 50 should  NEVER do.  Here is the list:Flat barbell bench pressBarbell rowsBench dipsBehind the neck lat pullsPeter's W.I.N's:Humans have a higher resistance to cobra venom than other primates due to epigenetics and hormesis.  Peter explains what hormesis is and why small doss stressors can make us stronger in the long run. Gary's W.I.N's:Banks have started to eliminate overdraft fees.  Gary celebrates this change in banking and is hopeful more banks follow suit.  He also gives listeners advice regarding how to eliminate bank fees.Know your bank's policyOpt-out of overdraft protectionSwitch banksSign-up for balance alertsGary guides the squad through a food choice test to determine our social classes.  Here are the results:Gary = Middle ClassSarah = Middle ClassPeter = Middle ClassFan Feedback:Connie had a question about wills and trusts.  We are deferring that to episode 108 when we have lawyer Emily Spector on the show.Resources:Ally BankFood Choice TestDialogue Between Ben Franklin & The Gout

ConsumerAffairs Daily Brief: News you can use

Another big bank is giving customers a break on fees, Chicago-based Foxtrot is undergoing a growth spurt and why a road trip could be your best option for a spring break vacation.

Mary Ann has been working in the financial industry for the past three decades in various capacities, from helping individuals create healthy finances to coaching entrepreneurs with ways to increase their income.  She has been a guest speaker to various groups and organizations on the topic of Money Management and currently hosts a show called “Money Matters with Mary Ann” on 88.7 Cove FM. In the online world, she is known as Dr. Debt. Today, she is here to talk to us about how to reduce bank fees with a simple 3-step spending system.Connect with Mary Ann:Website: https://www.drdebt.ca/breathe/Twitter: https://twitter.com/Dr_Debt_NSFacebook: https://www.facebook.com/akaDrDebtLinkedIn: https://www.linkedin.com/in/maryannmarriottakadrdebt/

It's time for a Friday Flight! These episodes are all about the week's financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: bookshelf raid giveaway winners, send in your listener money win voice memos, why you should avoid holiday credit card debt, opting out of prescreened credit card offers, what to do if you're not ready to resume student loan payments, Ohio State eliminating student loans, best wireless deals, Wells Fargo is the worst, a higher standard deduction for 2022, the most tax-efficient way to donate money, & how much Mariah Carey makes on a single song over the holidays. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Laughter and thought provoking comments on issues of race, news, events, politics and life in general with the purpose of encouragement and positivity. Intro Music Transatlantic by Quantic. Support Black Business: Brunch House of Augusta https://www.brunchhouseofaug.com/

Learn ways you can avoid common money leaks associated with bank fees.   Visit tslpodcast.com/episode45 to access this episode's show notes!   E: terrik@terri2kool.com | IG: @tslpodcast_ | TWI: @tslpodcast_

Sure, tackling those big ticket purchases is a great way to save cash. But how many small payments are going under your radar? Rachel Smith is here to tell you that all those little fees can add up... CREDITS Host: Rachel CorbettContributor: Behaviour change expert and author, Rachel Smith. Check her out on Instagram @cyclingrsmith or head to her website cyclingrachelsmith.comManaging Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

Guest: Wendy Knowler  See omnystudio.com/listener for privacy information.

Guest: Wendy Knowler  See omnystudio.com/listener for privacy information.

Thousands of South Africans may not be aware that they are paying significantly more for immediate online payments. Online shopping has become increasingly popular since the Covid-19 pandemic hit South Africa over a year ago. And there is quite a difference in fees for this service between the different banks. Andrew Thompson dissected the real-time clearing fees between SA’s largest banks in BusinessInsider. What is the difference between an EFT an a RTC or Immediate Transfer. How much does an Immediate transfer cost? Thompson gave Radio Islam listeners the answers to these questions which are so commonly asked.

Monthly bank fees can cost as much as $10,000 in lost savings over a lifetime. On this episode Russ talks about a couple he met who've lost $200,000 in fees on their retirement accounts, in just 5 years!  Plus, in the wake of Bernie Madoff's death, Russ recounts his own personal experience with Madoff to highlight the red flags you should look for when hiring an advisor. Wondering if you could benefit from a second opinion? Visit www.HackmannWealth.com

This episode, we discuss a $34 billion industry that we have all reluctantly supported at our own expense. That’s right—it’s all about hideous bank fees and how to not pay them! Pod up as we break down fees and how to avoid them! Support this show http://supporter.acast.com/2bg. See acast.com/privacy for privacy and opt-out information.

تستعرض حلقة اليوم من بودكاست لنحكِ عن المال مع المحلل الاقتصادي عبدالله عبدالله، أبرز أنواع الحسابات البنكية المتوافرة في البنوك الأسترالية، وتلقي الضوء أيضا على بعض مزايا هذه الحسابات وعيوبها بهدف إيجاد الحساب الأنسب لتعاملاتنا المصرفية.

Check out the video version at https://www.youtube.com/watch?v=NEU6Z4_Bkek&t=13s

On the seventh episode of MI$$ FINDEPENDENT, Gloria wraps up Season 1. She is joined by her friend Vickie, they discuss emergency funds, avoiding bank fees and short to mid term investing for those financial goals. We will be talking about what an emergency fund is, how to set one up, different types of bank accounts, how to find the right bank account for you, as well as investing for short to medium term and some safe places to put your money. Homework Task 1: Set up and optimize your emergency fund Task 2: Get rid of those pesky monthly bank account fees Task 3: Consider opening a high interest savings account to save for your short term financial goals Links/Sources Canadian Financial Capability Survey 2019 - https://www.canada.ca/en/financial-consumer-agency/programs/research/canadian-financial-capability-survey-2019.html Gov't of Canada bank account tool - https://itools-ioutils.fcac-acfc.gc.ca/ACT-OCC/SearchFilter-eng.aspx High interest savings accounts - https://www.highinterestsavings.ca/chart/ Personal income spending flow chart - https://i.imgur.com/zlGnuDO.png Canadian Banking Basics from the Canadian Bankers Association - https://bankingquestions.cba.ca/therightbankaccountforyou CDIC How deposit insurance works - https://www.cdic.ca/your-coverage/how-deposit-insurance-works/ Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! Catch you on season 2. -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

When it comes to determining whether or not you should switch banks, there are six key elements you should consider. We discuss all six in this episode.Resources:October Effect Limited Website: https://www.financialplanning-vab.com/October Effect Phone Number: 757-390-3341

Shane is back! Go back and listen to Episode 21 to hear our first conversation. Today he joins me again to have a short conversation on everyday chequing accounts and the bank fees that go along with those accounts. How many of us actually review our accounts to make sure we aren't paying enormous and unnecessary bank fees? I actually called my bank to look into reducing my fees after this conversation, and you can hear what happened at the end of the episode. Go find Shane on Linkedin and on Facebook @Advise Owl. Send me any feedback on my facebook, Instagram, or email at tellmemorepodcast@outlook.com

It's easy to get caught in a cycle of mounting overdraft fees, credit card interest and high-cost loans. A few simple tools can help you hold onto those hard-earned dollars.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Recurring Bank Fees Are a Waste of Money Today's technology and choices for banking make it much easier to find one that offers great service but without all the hidden fees or ongoing charges. There are alternatives to the mega fee big banks that only have their profits and shareholders' interests in mind.   This podcast talks about bank fees and how to avoid them.   Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast:  https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com  

This is the next cycle (Q1 2020) of Hustlin' Tech, a podcast series (from the a16z Podcast) about technology platforms that create opportunities for people. Recorded right before the coronavirus pandemic, these next 3 episodes touch on many things that are top of mind right now: from the profession of nursing and taking care of the elderly and the professionalization of caregivers; to fighting bureaucracy to get money back (and to now get help delaying utility bills and rent payments that are eligible for an extension or waiver of late fees due to the coronavirus crisis).Episode #6, “The Hustler’s Guide to Suing the Man” features:Joshua Browder, CEO and founder of DoNotPay, the world's first "robot lawyer" which helps people automatically fight bureaucracy to get money back, whether parking tickets or hidden bank fees; find other hidden money or cancel free trials; sue others or go to small claims court -- and now also helps people delay utility bills and rent payments that are eligible for an extension or waiver of late fees due to the coronavirus crisis.Makiri Duckett, a small business owner who currently operates an adult on-demand delivery service (and therefore gets frequent parking tickets) and is a power user of the platform;...both interviewed by Ben Horowitz and Shaka Senghor.You can find the first cycle of this series (Q4 2019) -- including more about the what and the why -- here.

Money Evolved welcomes Elise Yung, who discusses the matter of bank fees and whether they can be avoided.  Are bank fees simply necessary evils that consumers have to deal with as part of the price of modern banking?  Or are there ways to keep from having to pay them? 

Managing bank relationships is an integral piece of treasury management and it impacts multiple areas globally. On part 2 of the Go Strategic series, Host Craig Jeffery catches up with Senior Treasury Consultant Stephanie Villatoro to discuss bank fees on both an international and domestic level. Topics of discussion center around cash management services, merchant cards, credit, foreign exchange, and bank relationships. Listen into this insightful discussion to learn more.

What are bank fees? Special Host Alexa Cook catches up with Stephanie Villatoro, Senior Consultant at Strategic Treasurer to discuss bank fees. They dive in and discuss the typical bank fee structure and why bank fee management is so important to all organizations. Listen in to this bitesize session on bank fees and their management.

Welcome to Life Plus Up by Kevin Yang Episode 3 “Debunking Myths for Mortgage Rookies!”. First, I want to thank all the listeners for their supports as we have just officially crossed the 100 downloads milestone. Your continue support through subscription and follow will help us improving our contents. Remember this podcast is dedicated to you by helping you to achieve success in the three core components of life: Personal, Finance, and Career. Positive News from MSN Good News Sonya Brown-Tillison, the owner of NOLA Vegan Café, has put her two passion: Food & Helping foster kids together through her new restaurant. https://www.msn.com/en-us/news/good-news/restaurant-owner-works-to-help-kids-in-foster-care/vi-AAIurd0 Main Segment "Debunking Myths for Mortgage Rookies For many people. owning a home is an important personal goal. For others, investment in real estate may be crucial part of their financial plan. In this episode, I have the fortune to invite one of the most experienced mortgage experts in New York, Michael Spitkovsky, to our show to debunk some of the popular myths and provide guidance to all the listeners out there. Myth No. 1 "Is getting pre-qualified is the same as getting pre-approved?" A: On basic term and all practical purposes, yes. Most lenders or realtors will consider these two both acceptable to get started. The main difference of the two on a more technical term for some lender is that Pre-Qualified does not run credit or review income documents yet and Pre- Approved will be completing all the review processes to produce a Pre-Approval Letter. Myth No.2 "Shopping around for lenders will hurt your credit score dramatically" A: Anytime when a lender (not on your own internet sites) runs your credit, it will be a hard inquiry and impact your score. However if multiple lenders run your credit in the same 30 days period, it will just be counted as one on credit report. Myth No. 3 "You need perfect credit to buy a house" A: No, you don't need perfect credit, however your rates and credit are directly tie to each other. Higher credit, lower the rate. Myth No. 4 "You can't be in debt and buy a home" A: To answer the question probably, the lenders will consider your debit to income ratio as part of the process for approval. Myth No. 5 "You need to put 20% down" A: That is not true. Like previous mentioned, there are programs for people to place as low as 3.5 % of down payment. Myth No. 6 "Is the down payment the only cost to worry about?" A: There are absolutely other costs. Normally there are closing costs which consists: Bank Fees, Title Fees, Mortgage Tax, and Escrow Costs If you will like to contact Michael for more information, please below for his contact: Michael Spitkovsky Premier Mortgage Consultant, NMLS: 410155 Phone: 917-538-6714 Fax: 212-382-7140 Email: michael.spitkovsky@us.hsbc.com https://www.us.hsbc.com/home-loans/mortgage-consultants/michael-spitkovsky/ If you will like to submit your questions in regards to the show, please email podcastlifeplusup@gmail.com or Instagram @Lifeplusup --- Send in a voice message: https://anchor.fm/lifeplusup/message Support this podcast: https://anchor.fm/lifeplusup/support

Fresh from riffing her way straight through a 7.1-magnitude earthquake that tried to interrupt her stand-up set, our guest Atsuko Okatsuka can conquer anything—including this week’s topic, bank fees! Together we break down the types of fees you’re probably getting charged, how much they’re costing you, and how they like to multiply like bunnies—especially when those unpredictable “pending” transactions start racking up the overdrafts.We start light with talk of Barbies and race cars, but end intense with a request that you sign a pact in blood. Along the way, Atsuko fantasizes about bank executives gorging themselves on Red Lobster, and Dara gets accused of surfing the dark web in search of a Red Lobster biscuit. We wouldn’t leave you without a solid action item, and you get to choose how to do it: call up your bank and “ask a few nice questions”—or deliberately keep them on the phone for several hours as a form of righteous revenge, like Yasmine would. Get ready, Customer Support!Full TranscriptLinks mentioned in this episode:Atsuko’s earthquake setNerdWallet article on average checking account feesMiami Herald op ed about overdraftsThe CFPB’s research on overdraftsNerdWallet list of the most consumer-friendly checking accountsAtsuko on TwitterAtsuko on InstagramLet’s Go Atsuko! A (woke) Japanese Game Show

Daniel Eberhard is the CEO of Koho which offers an alternative to the traditional banking experience. He has built his career as an entrepreneur by finding ways to create scalable mission-driven companies.    In 2010, he co-founded Kineticor Renewables and facilitated the development of a 20 megawatt wind energy plant up to the point of construction. The company was acquired by Algonquin Power in 2011.  After the sale, Daniel took the opportunity to backpack through Europe and saw firsthand the differences in the European banking system compared to Canada’s. The experience inspired him to take a deeper look into Canada’s flawed banking system. In 2014, he founded KOHO Financial, Canada’s first challenger bank, looking to help eradicate debt caused by a system fueled by hidden fees and interest rates. With an integrated app and reloadable Visa card, KOHO is building the ultimate savings experience and leading the charge in the fintech space  Daniel was also named Baystreet Bull’s Top 30 under 30, along with KOHO receiving the NASDAQ award for Best FinTech Company.     SUBSCRIBE TO CANINNOVATE iTunes| iHeart | Stitcher | Google | Spotify | SoundCloud     Episode Overview:   Did you know that the average Canadian spends more on banking fees than our monthly NETFLIX subscription? This episode is for all those that want to save more in a FUN WAY. I talked to Daniel the CEO of KOHO. How different is the European Banking System compared to Canada What is KOHO and how it works We talked about ‘WHAT THE FEE” Daniel shares about Open Banking framework and what it really means How the rest of the world, outside North America is more CREATIVE/ INNOVATIVE and TRANSPARENT when it comes to banking We also talk about the KOHO office environment, scooters and beer!     About Koho:   KOHO offers an alternative to the traditional banking experience. They don’t make money off of complexity or by hoodwinking their users. They believe the financial system should be open, intuitive, and designed to help you live a better life. To help all Canadians, from Tofino to Fogo island restore financial balance. Money can be way too stressful. The team at Koho want to empower you to see how easy managing your finances can actually be.     Connect with Daniel:   Website: Koho.ca Facebook: @Koho Twitter: @GetKoho and @DanEbs Instagram: @getkoho LinkedIn: Daniel Eberhard and Koho   If you love this episode, share your thoughts and takeaways on the comment section below or leave us a review. 

Many business owners can relate to this problem: You are dealing with a customer from overseas, and they have made a payment to your local bank account. But you find you have been charged bank fees for the transfer. Who should bear these costs? What do you when you explicitly asked your customer to cover bank fees, but are charged after all? Do you roll it over to the next invoice or do you ask your customer to pay? RIABU's Simon Littlewood and Mark Laudi discuss how you can avoid the dilemma and ensure your relationship with your customers continue to progress.

Global News Radio Personal Finance Expert Rubina Ahmed-Haq talks with Arlene Bynon about the cost of coffee and bank fees on our wallets.

It was my birthday but this was more than just another family trip! Seven years ago, I traveled to the Kho Phi Phi Islands as a backpacker. Now I have an entirely different perspective on life coming back here this time with my family and my girlfriend. The water is a crystal clear turquoise color with beautiful reefs and tropical fish. And we can’t forget about the wild monkeys. They are very friendly and enjoy feeding, sometimes at their own leisure as they can sometimes make themselves too comfortable, lol. After the family trip, I will also spend some time alone to meditate at a retreat. During a personal battle with depression, I educated myself on different areas of fitness, psychology, and I eventually learned about meditation as well. Additionally, I will share some tips on the most economical ways to withdraw money from banks and ATM’s when traveling internationally. Learn about these topics and much more here in today’s video: Kho Phi Phi Islands Vlog – Family Trip for My Birthday (+ Saving Money Internationally on Bank Fees)

One half of sketch comedy group Goodall & Gallagher. We talk about the dodgy Australian banks, phone companies and how you should complain all the time to save $$. Plus the worst/best insults we've copped on YouTube.

Sam of Financial Samurai shares how he got burned by bank fees and how to stop them. Episode 321: Curse You Bank Fees! How to Never Pay Sneaky Bank Fees Again by Sam Dogen of Financial Samurai (Save Money). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/how-to-reverse-remove-lower-sneaky-bank-fees Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares how he got burned by bank fees and how to stop them. Episode 321: Curse You Bank Fees! How to Never Pay Sneaky Bank Fees Again by Sam Dogen of Financial Samurai (Save Money). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/how-to-reverse-remove-lower-sneaky-bank-fees Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares how he got burned by bank fees and how to stop them. Episode 321: Curse You Bank Fees! How to Never Pay Sneaky Bank Fees Again by Sam Dogen of Financial Samurai (Save Money). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/how-to-reverse-remove-lower-sneaky-bank-fees Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts --- Support this podcast: https://anchor.fm/optimal-finance-daily/support

008 | In Today’s Podcast we cover: Don’t piss off the accountant: Bank Fees Americans spent $32 Billion in overdraft fees in 2016 Bank accounts and credit cards should be financial tools you use for free Overdraft fees mean you have no money and the bank is loaning you money for $35 at a time If you don’t have $1,000 in savings you have an emergency Jonathan had one overdraft in 2016 but his system for putting it on a credit card avoided a fee One fee leads to another. Come up with an action plan to avoid them If you get hit with a fee, call your bank to ask them to waive it If you threaten to leave your bank over a fee, they will almost always waive it Determine if you need a local branch for your bank to save more money If you’re getting hit with any fees, you need to sit down with your banker to come up with a plan 

ENJOY THIS EPISODE:  “Daddy! I want to be a Mortgage Broker when I grow up!”  Yeah, I don’t think any child has ever said that to their parents and Jeff Gemmell was no different.  Most will say they want to be a rock star, athlete, doctor, police or fireman.  However, the one thing that Jeff...

Ben speaks to Andrew Watson, the Head of Class Actions at Maurice Blackburn about the High Court's decision on ANZ's bank fees

A customer is slapped with fees when they use an ATM that's not owned by their bank, and those fees jumped 5% in the past year, according to Bankrate. On average, a customer is charged a total of $4.35 for each transaction. People are getting smarter and avoiding out-of-network ATMs as much as they can, said Bankrate's chief financial analyst Greg McBride. But that's part of the problem. Banks are hiking fees to make up for the loss. In the past five years, ATM fees have skyrocketed 23%, And overdraft fees are on the rise for the 16th year in a row, according to the survey of 10 major U.S. banks. On average customers get hit with a $32.74 charge every time they try to withdraw more money than they have in the bank. Hefty bank fees will probably always be a reality. But the good news, McBride said, is that both "ATM fees and overdraft charges can be avoided completely." http://money.cnn.com/2014/09/29/pf/atm-fees-rise/

A customer is slapped with fees when they use an ATM that's not owned by their bank, and those fees jumped 5% in the past year, according to Bankrate.On average, a customer is charged a total of $4.35 for each transaction.People are getting smarter and avoiding out-of-network ATMs as much as they can, said Bankrate's chief financial analyst Greg McBride. But that's part of the problem. Banks are hiking fees to make up for the loss.In the past five years, ATM fees have skyrocketed 23%,And overdraft fees are on the rise for the 16th year in a row, according to the survey of 10 major U.S. banks. On average customers get hit with a $32.74 charge every time they try to withdraw more money than they have in the bank.Hefty bank fees will probably always be a reality. But the good news, McBride said, is that both "ATM fees and overdraft charges can be avoided completely."http://money.cnn.com/2014/09/29/pf/atm-fees-rise/

Is your bank nickel and diming you with their bullshit fees?  Learn how to avoid them and dispute the ones you may have already been charged.   Banks have enough of your money that they use to make more money for themselves.  Don’t let them steal more with tacked on fees.   Maintenance fee, minimum balance fee, foreign transaction fee, paper statement fee.  Those are just a sampling of the fees that some banks charge.   Banks rake in a ton of cash on these fees because they know a lot of people either won’t notice them at all or if they do notice them, can’t be bothered to dispute them because calling the bank is a hassle.   It just takes some research.  There are banks that don’t charge fees and various types of accounts that don’t come with fees.  There is usually some kind of catch, you need to have direct deposit, pay a bill via the bank’s auto-pay system, or maintain a certain balance.  Banks offer new accounts that are fee free but check the fine print.  The fee-free period may only last a certain length of time before fees kick in. If you do notice a fee, call the bank and complain.  Don’t be rude, remember, more flies with honey and all that.  But if you are persistent enough, they will usually waive whatever you are complaining about.   While you have them on the phone, be sure to ask what you can do to avoid being charged that fee in the future. There is no reason to pay a bank fee.  Shop around before opening an account.   Show Notes Mint.com:  Mint will alert you to any strange fees. Simple.com: A new online bank that promotes no bank fees. Fidelity: The bank account that  Andrew recommends. They reimburse ATM fees! We’d  like to give a shout out to Grayson at DebtRoundUp.com, for helping Matt out with my business bank fees. Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: AMERICAN NEGOTIATORSThe number of people who don't have bank accounts is on the rise, as many households turn to alternative ways of getting cash -- like prepaid cards, payday loans, pawnshops and check-cashing services.About 8.2% of U.S. households, or nearly 10 million, lack a bank account, according to survey results released Wednesday

SPONSOR: AMERICAN NEGOTIATORSThe number of people who don't have bank accounts is on the rise, as many households turn to alternative ways of getting cash -- like prepaid cards, payday loans, pawnshops and check-cashing services.About 8.2% of U.S. households, or nearly 10 million, lack a bank account, according to survey results released Wednesday

Sponsor: American NegotiatorsA report released Monday by a government watchdog reveals the top 90 employees, excluding the CEOs, received an impressive $92 million in pay last year at Fannie and Freddie -- companies that are propped by taxpayer money.The median paycheck of the top 23 executives at Fannie and Freddie totaled $1.72 million in 2011, a 9% decline from the previous year. The next 62 executives took home $723,000, a decline of 5%. Even high-ranked federal government employees don't make close to these numbers, which are more comparable to top salaries in the private sector.Executive compensation for Fannie and Freddie has fallen under heightened scrutiny after the two companies lost billions of dollars when the housing bubble burst. Both companies were the largest buyers of home mortgage loans in the U.S. and have been criticized for lax standards during the housing boom. Their losses were borne by taxpayers when the companies were taken over by the government in September 2008. http://money.cnn.com/2012/12/10/news/companies/fannie-freddie-pay-inspector-general/index.html?iid=HP_LN

Sponsor: American Negotiators A report released Monday by a government watchdog reveals the top 90 employees, excluding the CEOs, received an impressive $92 million in pay last year at Fannie and Freddie -- companies that are propped by taxpayer money. The median paycheck of the top 23 executives at Fannie and Freddie totaled $1.72 million in 2011, a 9% decline from the previous year. The next 62 executives took home $723,000, a decline of 5%. Even high-ranked federal government employees don't make close to these numbers, which are more comparable to top salaries in the private sector. Executive compensation for Fannie and Freddie has fallen under heightened scrutiny after the two companies lost billions of dollars when the housing bubble burst. Both companies were the largest buyers of home mortgage loans in the U.S. and have been criticized for lax standards during the housing boom. Their losses were borne by taxpayers when the companies were taken over by the government in September 2008. http://money.cnn.com/2012/12/10/news/companies/fannie-freddie-pay-inspector-general/index.html?iid=HP_LN

SPONSOR: American Negotiators 972-200-1187 - http://www.savedfromdebt.com/Walk into any Chase branch, coast-to-coast and, in addition to all its regular offerings, you can also sign up for Liquid — its first prepaid card. Previously, the card was only available in two test markets. Liquid is the first of its kind: a general-purpose reloadable prepaid debit card that is backed by a nationwide bank’s infrastructure. The Liquid Card requires just a $25 opening deposit, and it charges users a $4.95 monthly fee. Customers have access to Chase’s 5,500 branches and 17,000 ATMs nationwide, for free deposits and withdrawals. onlinehttp://www.mybanktracker.com/news/2012/07/10/chase-launches-liquid-nationwide-prepaid-card-kind/ Special Guest Country Super star Ty Herndon

SPONSOR: American Negotiators 972-200-1187 - http://www.savedfromdebt.com/ Walk into any Chase branch, coast-to-coast and, in addition to all its regular offerings, you can also sign up for Liquid — its first prepaid card. Previously, the card was only available in two test markets. Liquid is the first of its kind: a general-purpose reloadable prepaid debit card that is backed by a nationwide bank’s infrastructure. The Liquid Card requires just a $25 opening deposit, and it charges users a $4.95 monthly fee. Customers have access to Chase’s 5,500 branches and 17,000 ATMs nationwide, for free deposits and withdrawals. onlinehttp://www.mybanktracker.com/news/2012/07/10/chase-launches-liquid-nationwide-prepaid-card-kind/ Special Guest Country Super star Ty Herndon

LIVE FROM LOS ANGELES !!!!! SPONSOR : AMERICAN NEGOTIATORS  972-200-1187]More than a decade after Aurora Almendral first set foot on her dream college campus, she and her mother still shoulder the cost of that choice. Almendral had been accepted to New York University in 1998, but even after adding up scholarships, grants, and the max she could take out in federal student loans, the private university Today, a dozen years on, Nemenzo's debt not only remains, it's also nearly doubled with fees and interest to $33,000

LIVE FROM LOS ANGELES !!!!! SPONSOR : AMERICAN NEGOTIATORS  972-200-1187 ]More than a decade after Aurora Almendral first set foot on her dream college campus, she and her mother still shoulder the cost of that choice. Almendral had been accepted to New York University in 1998, but even after adding up scholarships, grants, and the max she could take out in federal student loans, the private university Today, a dozen years on, Nemenzo's debt not only remains, it's also nearly doubled with fees and interest to $33,000

Sponsor: American Negotiators 972-200-1187 www.http://savedfromdebt.com/ The third quarter, which includes the busy leisure travel months of July and August, is traditionally the highest of the year but figures aren't expected to be reported by the government until December. Behind Delta and United, American Airlines and U.S. Airways have made the most cash from baggage fees so far this year - raking in $288.5 million and $260.5 respectively. Delta was also the biggest baggage earner for the same period in 2011, when it made more than $424 million. American Airlines came second last year, collecting $293 million while U.S. Airways took third place with earnings of more than $255.6 million.  The figures show United Airlines in fifth place last year, earning a whopping $214 million less from baggage fees than this year. But that due to a merger with Continental Airlines.  

Sponsor: American Negotiators 972-200-1187 www.http://savedfromdebt.com/The third quarter, which includes the busy leisure travel months of July and August, is traditionally the highest of the year but figures aren't expected to be reported by the government until December.Behind Delta and United, American Airlines and U.S. Airways have made the most cash from baggage fees so far this year - raking in $288.5 million and $260.5 respectively.Delta was also the biggest baggage earner for the same period in 2011, when it made more than $424 million.American Airlines came second last year, collecting $293 million while U.S. Airways took third place with earnings of more than $255.6 million. The figures show United Airlines in fifth place last year, earning a whopping $214 million less from baggage fees than this year. But that due to a merger with Continental Airlines.  

SPONSOR: AMERICAN NEGOTIATORSThe number of people who don't have bank accounts is on the rise, as many households turn to alternative ways of getting cash -- like prepaid cards, payday loans, pawnshops and check-cashing services.   About 8.2% of U.S. households, or nearly 10 million, lack a bank account, according to survey results released Wednesday by the Federal Deposit Insurance Corporation. That's up from 7.7%, or about 9 million households, in 2009. Most commonly, households reported that they don't have a bank account because they don't have enough money to open and fund one, with 33% of respondents saying this is the case http://money.cnn.com/2012/09/12/pf/fdic-bank-accounts/index.html .

SPONSOR: AMERICAN NEGOTIATORS The number of people who don't have bank accounts is on the rise, as many households turn to alternative ways of getting cash -- like prepaid cards, payday loans, pawnshops and check-cashing services.   About 8.2% of U.S. households, or nearly 10 million, lack a bank account, according to survey results released Wednesday by the Federal Deposit Insurance Corporation. That's up from 7.7%, or about 9 million households, in 2009. Most commonly, households reported that they don't have a bank account because they don't have enough money to open and fund one, with 33% of respondents saying this is the case http://money.cnn.com/2012/09/12/pf/fdic-bank-accounts/index.html .

  Consumer confidence tumbled in August, with the latest reading indicating the most pessimism so far this year. The closely watched index from The Conference Board, a leading business research firm, fell to 60.6 from 65.4 in July. It's the worst reading since November, and was driven down by growing concerns over the job market, as well as the outlook for business conditions over the next six months.Only 7% of those surveyed said that jobs are plentiful, down from 7.8% who believed that in July. Nearly six times as many believe jobs are tough to find http://money.cnn.com/2012/08/28/news/economy/consumer-confidence/index.html?fb_action_ids=3308557847568&fb_action_types=og.recommends&fb_source=aggregation&fb_aggregation_id=288381481237582

  Consumer confidence tumbled in August, with the latest reading indicating the most pessimism so far this year. The closely watched index from The Conference Board, a leading business research firm, fell to 60.6 from 65.4 in July. It's the worst reading since November, and was driven down by growing concerns over the job market, as well as the outlook for business conditions over the next six months. Only 7% of those surveyed said that jobs are plentiful, down from 7.8% who believed that in July. Nearly six times as many believe jobs are tough to find http://money.cnn.com/2012/08/28/news/economy/consumer-confidence/index.html?fb_action_ids=3308557847568&fb_action_types=og.recommends&fb_source=aggregation&fb_aggregation_id=288381481237582

SPONSOR: American Negotiators 972 200 1187 http://savedfromdebt.com/ Gas prices continued their slow but steady march higher Tuesday, surpassing a nationwide average of $3.63 cents a gallon on the back of refinery problems in the United States and higher crude oil prices globally. Nationwide average gasoline prices are now 30 cents higher than they were just five weeks ago. They are now at the midway mark between this year's high price of $3.94 a gallon -- hit April 5 -- and the recent low of $3.33 hit just over five weeks ago, according to AAA. http://money.cnn.com/2012/08/07/news/economy/gas-prices/index.htm?iid=HP_LN

SPONSOR: American Negotiators 972 200 1187 http://savedfromdebt.com/Gas prices continued their slow but steady march higher Tuesday, surpassing a nationwide average of $3.63 cents a gallon on the back of refinery problems in the United States and higher crude oil prices globally. Nationwide average gasoline prices are now 30 cents higher than they were just five weeks ago. They are now at the midway mark between this year's high price of $3.94 a gallon -- hit April 5 -- and the recent low of $3.33 hit just over five weeks ago, according to AAA. http://money.cnn.com/2012/08/07/news/economy/gas-prices/index.htm?iid=HP_LN

SPONSOR: American Negotiators - 972 200 1187 www.savedfromdebt.comA new FICO mortgage credit score unveiled Tuesday casts a wider net to capture consumer behavior not previously considered in whether to grant a home loan. The agency says it will make more people eligible for a mortgage, but critics say that wider net may pull in new inaccuracies and create additional privacy concerns. On July 10, the consumer credit score giant FICO joined with data firm CoreLogic in announcing the new score designed specifically for mortgage lenders called the FICO Mortgage Score Powered by CoreLogic. The mortgage score is based on information provided by CoreLogic in a detailed report called the CoreScore Credit Report.   http://www.creditcards.com/credit-card-news/fico-new-mortgage-credit_score-nontraditional-information-1270.php?a_aid=9fc4cb60

SPONSOR: American Negotiators - 972 200 1187 www.savedfromdebt.com A new FICO mortgage credit score unveiled Tuesday casts a wider net to capture consumer behavior not previously considered in whether to grant a home loan. The agency says it will make more people eligible for a mortgage, but critics say that wider net may pull in new inaccuracies and create additional privacy concerns. On July 10, the consumer credit score giant FICO joined with data firm CoreLogic in announcing the new score designed specifically for mortgage lenders called the FICO Mortgage Score Powered by CoreLogic. The mortgage score is based on information provided by CoreLogic in a detailed report called the CoreScore Credit Report.   http://www.creditcards.com/credit-card-news/fico-new-mortgage-credit_score-nontraditional-information-1270.php?a_aid=9fc4cb60

SPONSOR: TICKET FINDERS 214-373-0909 www.ticketfindersusa.com Reloadable prepaid payment cards may soon have the same safeguards against fraud, hidden fees and losses that currently protect debit card users from abuses. The federal Consumer Financial Protection Bureau (CFPB) today announced it will begin accepting public comments on potential new consumer protections for reloadable prepaid cards. It's the first step in drafting federal rules to regulate the increasingly popular cards, which allow users to load funds onto them and make online and in-store purchases just as they would with a debit card or credit card. When available funds are depleted, the cards can be reloaded again. Consumer groups have long warned that prepaid cards are chock-full of fees and carry no mandatory protections if cards are lost, stolen or used by unauthorized parties. To make matters worse, many celebrities -- the Kardashian sisters and money adviser Suze Orman, most recently -- have lent their names to prepaid cards to lure potential buyers only to draw fire from consumer advocates. http://www.creditcards.com/credit-card-news/prepaid_card-protections-cfpb-1282.php http://www.youtube.com/watch?v=HQII5-VaLIE Home Song pick Phillip Phillips  

SPONSOR: TICKET FINDERS 214-373-0909 www.ticketfindersusa.com Reloadable prepaid payment cards may soon have the same safeguards against fraud, hidden fees and losses that currently protect debit card users from abuses. The federal Consumer Financial Protection Bureau (CFPB) today announced it will begin accepting public comments on potential new consumer protections for reloadable prepaid cards. It's the first step in drafting federal rules to regulate the increasingly popular cards, which allow users to load funds onto them and make online and in-store purchases just as they would with a debit card or credit card. When available funds are depleted, the cards can be reloaded again. Consumer groups have long warned that prepaid cards are chock-full of fees and carry no mandatory protections if cards are lost, stolen or used by unauthorized parties. To make matters worse, many celebrities -- the Kardashian sisters and money adviser Suze Orman, most recently -- have lent their names to prepaid cards to lure potential buyers only to draw fire from consumer advocates. http://www.creditcards.com/credit-card-news/prepaid_card-protections-cfpb-1282.php http://www.youtube.com/watch?v=HQII5-VaLIE Home Song pick Phillip Phillips  

2011: The year of annoying fees for consumers. Angry Verizon Wireless customers took to chat forums and social networks last week after the company said it would begin to charge customers $2 for for making one-time bill payments online or by phone using a credit card. "This has seriously got to be the dumbest thing I have ever seen," wrote commenter Clay Utley. "If they insist on making me pay $2 to pay my bill ... well they will only get it one time when I pay the final bill next month.

2011: The year of annoying fees for consumers. Angry Verizon Wireless customers took to chat forums and social networks last week after the company said it would begin to charge customers $2 for for making one-time bill payments online or by phone using a credit card. "This has seriously got to be the dumbest thing I have ever seen," wrote commenter Clay Utley. "If they insist on making me pay $2 to pay my bill ... well they will only get it one time when I pay the final bill next month.

Are the banks passing the buck onto their customers? Customers are paying more for government bank regulations.

Today's Tip: Are you tired of being nickled and dimed? Tune in to hear the latest changes in the law which is surely going to affect you.

Topic Of The Week A controversial new government agency has its sight set on a consumer bugaboo: checking overdraft fees

Topic Of The Week A controversial new government agency has its sight set on a consumer bugaboo: checking overdraft fees

Are you feeling nickled and dimed by bank fees? Farnoosh Torabi joins the Gerri to talk about her recent column, Silly Bank Fees.

Okay, here it is, the information you've waited years for:- How bank fees got so prevalent, what they are- How to avoid them- How to complain about them, escalating to top management (contact info)- How to report banks to regulators over fees- How to file lawsuits against them. Show Audio Here.Here are all the links / sources used in the podcast by timestamp when they are heard in the show and some useful information in between:We start our aftercast with some outraged people who tell of their experiences with Bank of America, Wells Fargo (chanting from the protest on Wall Street - Wells Fargo this sucks! Where's our $25 million bucks!), Citibank, and Chase bank.  Can you relate to these people?  Are you mad as heck and don't want to take it anymore?  Protesters walk Broadway in Manhattan, NY, they walked in Chicago, and other cities!  Are you mad enough to want to join them if and when there is another protest?Scott's pet peeve is FEES and specifically, in this aftercast, he takes on bank fees (credit card fees will be featured in another podcast).  In this discussion, free checking (is there such a thing?), small print on bank notices, and other bank fees.  Scott will take us through the fees and how to report these outrageous fees to many different agencies.7:45: Depository Institutions Deregulation and Monetary Control Act of 1980:http://en.wikipedia.org/wiki/Depository_Institutions_Deregulation_and_Monetary_Control_Act8:45: First National Bank of Chicago Teller Fee in 1995http://redtape.msnbc.com/2008/04/paying-cash-at.html In 1995, First National Bank of Chicago started charging a $3 teller fee which forced people to use the ATM and profits doubled for 28%.  Banking customers have become nickeled and dimed ever since.10:15: Financial Times August 2009 on Bank Fees:http://www.ft.com/cms/s/0/43d18c68-851d-11de-9a64-00144feabdc0.htmlBanks make $38 billion from fees yearly.  Fees have nearly doubled since 2000 - Financial Times, August 2009. Banks made 75% of their money from fees, not interest. 13:20: PocketMoney checking account register software for Iphone:http://www.catamount.com/iPhoneApps/PocketMoney.html17:37: Coverage on the courtesy overdraft scam where fees and interest are charged to move funds to cover itemshttp://www.billshrink.com/blog/7898/bank-of-america-overdraft/19:15: Usury references in the Bible:http://www.tentmaker.org/lists/UsuryScriptureList.html20:00: Usury defined:http://en.wikipedia.org/wiki/Usury20:15: Fed Moves to Limit Overdraft Fees:http://www.dailyfinance.com/story/federal-reserve-issues-new-rules-restricting-overdraft-fees-on-d/19235338/22:00: Banks move to limit Overdraft Fees:http://newsroom.bankofamerica.com/index.php?s=43&item=8538http://www.bloggingstocks.com/2009/09/24/wells-fargo-to-eliminate-overdraft-charges/24:15: Red Tape Chronicles MSNBC Reporter Bob Sullivan Reveals BOA's ATM Denial Fee:http://redtape.msnbc.com/2005/10/now_even_atm_de.htmlThank you to Bob Sullivan, Red Tape Cronicles, for revealing an ATM denial fee of $1.50 from Bank of America when he was over his DAILY withdrawl limit. 24:50: One Consumer (of millions) gets stung with the daily spending limit when shopping:http://consumerist.com/2008/02/bank-of-america-wont-let-you-access-your-money.htmlEven worse: Stranded when they cut you off when you are abroad:http://consumerist.com/2008/06/bank-of-america-tries-to-ruin-your-vacation-for-your-own-protection.html25:30: History of ATM's - They started out Free (Thanks to K.D. Weinert) http://www.stopatmfees.com/newpage3.htm  29:45: The Wells Fargo Rewards Debit Card program Elaine describes:https://www.wellsfargo.com/checkcard/rewardsThe Wells Fargo Rewards Program is free if you ONLY register your credit card, but of course, when you try to register your Debit/Visa Logo card to that, there is a yearly fee of $12.  This information comes directly from a customer service representative who I spoke with in the Rewards Dept.  Even though you will get $1 reward for each $1 you put on your credit card, the debit card with visa logo is less than that. 30:15: Chase Leisure Rewards Program referred to in Short Show:https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/assets/page/leisure_rewards_faq30:30: How Points and Loyalty programs work:http://en.wikipedia.org/wiki/Loyalty_program31:15: TCF Bank $50 bonus promotion:http://www.tcfbank.com/PersonalBanking/pb_checking_free_cash_50.jsp33:52: Wells Fargo Coin Counting Program:  CORRECTION: Elaine stated there is a program to only count coins on certain days and only for WF members. It was information given to her by her local branch of Wells Fargo. Although, when calling to check on this I was advised WF will count coins for no fee for either customers or non-customers IF they have a coin counting machine in the branch, but if they do not, then the tellers will not take the coins (they should) and will refer the customers to another branch.  WF was unable to tell me if they have a policy spelled out on their website, and I could not find one. 34:15:  WF and others charing non account holders $5 fee to cash checks drawn on their bank:http://www.bizjournals.com/sanfrancisco/stories/2005/09/05/daily12.html35:20: Regulations D Savings Fee Info:http://en.wikipedia.org/wiki/Regulation_D39:00: Bob Sullivan's book "Gotcha Capitalism"http://www.gotchacapitalism.com/44:22: http://www.moveyourmoney.info  is the site helping you find other smaller more local banks to bank with instead of these big 4 banks the fee you to death and took your tax bailout money, yet won't pay you decent interest or loan you money. Huffington Post coverage: http://www.huffingtonpost.com/arianna-huffington/move-your-money-a-new-yea_b_406022.html45:45: How banks play games with waiting to credit your deposit to your account:http://www.bankrate.com/brm/news/chk/19991102.aspThis article also has 6 great tips to avoid this affecting you or making your account go negative. 46:09: Check 21: http://en.wikipedia.org/wiki/Check_2146:25: The Expedited Funds Availability Act: http://en.wikipedia.org/wiki/Expedited_Funds_Availability_Act46:45: Here is some good strategy for getting the fees waived:http://money.blogs.time.com/2010/02/23/the-customer-service-confrontation-what-to-say-to-get-fees-waived/Escalation Resources:47:41: Federal Reserve Bank: Consumer Complaint Form: http://www.federalreserveconsumerhelp.gov/consumercomplaint.cfmContact Info listed on that same page as well. 49:00: Office of Comptroller of the Currency:Complaint Form: https://appsec.helpwithmybank.gov/olcc_form/Contact Info Here:http://www.helpwithmybank.gov/contactus/index.html50:00: Complain about a Credit Union:http://www.ncua.gov/Resources/ConsumerInformation/Complaints/index.aspxPick the right category of Credit Union, then pick your state, and the contact info for the correct regulator will be revealed.50:47: Karney Hatch's Video "Overdrawn" featured his successful suit against Wells Fargo fighting outrageous overdraft fees. http://www.youtube.com/watch?v=PUXRBehEuH0Overdrawn homepage: http://www.overdrawnmovie.net51:45: Consumerist.com article link to web page for small claims court process in all 50 states:http://consumerist.com/2008/01/suing-big-companies-in-small-claims-court-is-fun-and-easy.htmlDirect link to the resource: http://law.freeadvice.com/resources/smallclaimscourts.htm52:30 Kopelowitz & Ostrow law firm is another possible legal option:  See if there is a class action suit and join it, or start a new one: http://www.bankoverdraftlawyers.com/how-to-avoid-bank-overdraft-fees.phpSocial Media Sites to Publicize your story and complain at:53:15:  Consumerist.com:  http://www.consumerist.com (Email your story to them, if they cover it, seen by thousands of people, but note, they redact the story so the actual location of the business isn't revealed.)The rest of these sites do NOT redact stuff, which I feel is better.Rip Off Report: http://www.ripoffreport.com My3Cents.com: http://www.my3cents.comPlanetFeedback: http://www.planetfeedback.comComplaints.com: http://www.complaints.comEpinions.com: http://www.epinions.comThese sites are geographically oriented.  When other consumers search for that business, they just might see your review and not shop there! :)Yelp.com: http://www.yelp.comGoogle.com: http://www.google.com.  (Look up the business and then you should see link for reviews, write a review, many others will see it.)CitySearch.com: http://www.citysearch.comYahoo Local: http://local.yahoo.com/Insider Pages: http://www.insiderpages.comThink Local: http://www.thinklocal.comMetromix: http://www.metromix.comZiphip: http://www.ziphip.comKudzu: http://www.kudzu.comBank Executive Contact and Salary Info:55:00:  John Stumpf, CEO of Wells Fargo:Contact Info: http://consumerist.com/2008/09/contact-info-for-wells-fargo-ceo-john-stumpf-and-friends.htmlSalary Info: http://people.forbes.com/profile/john-g-stumpf/85891(Sarah is his personal assistant as per Elaine.)57:00: Jamie Dimon, CEO of Chase Bank:Heather Joyner, Resolution Specialist: http://consumerist.com/2010/03/having-a-problem-with-chase-bank-heres-where-to-turn.htmlCEO Contact Info: http://consumerist.com/2008/05/contact-information-for-chase-ceos.htmlSalary Info: http://people.forbes.com/profile/james-s-dimon/4663059:50: Brian Moynihan, CEO of Bank of America:BofA is a finalist in Consumerist.com's Worst Company in America Contest:http://consumerist.com/2010/04/worst-company-in-america-overtime-rules.htmlCEO Contact Info: http://consumerist.com/2010/04/reach-bank-of-americas-ceo.htmlSalary Info: http://people.forbes.com/profile/brian-t-moynihan/1005960:48: Vikram Pandit, CEO of Citibank:CEO Contact Info:: http://consumerist.com/2008/10/reach-citibank-executive-customer-service.htmlSalary Info: http://people.forbes.com/profile/vikram-s-pandit/19716Also: 27 Citibank executive emails! :)  http://consumerist.com/2009/03/27-citibank-executive-emails.html62:07: Correction: I had stated that Vikram's share of Old Lane netted him $79 million, but two articles say he actually made around $162.5 million on it:http://en.wikipedia.org/wiki/Vikram_Pandithttp://www.bloomberg.com/apps/news?pid=20601087&sid=ausa1oLaMjBs&refer=home67:05: Chase Bank Unemployment Card Fee Scandal:http://cbs4denver.com/investigates/unemployement.debit.cards.2.1531314.htmlExtra Resource Not Mentioned in the Episode:Big 4 banks fee disclosures:Chase: https://apply.chase.com/oao/DisclosureRetriever.aspx?DI=aHR0cDovL2FwcGNvbnRlbnQuYmFua29uZS5uZXQvUlNJL0RlcG9zaXQvUEVSU19DT19BQlNGX0VOR19WMzEuZmRmWells Fargo:https://www.wellsfargo.com/wfonline/deposit_acct_feesBank of America:http://factsaboutfees.bankofamerica.com/manage-banking-fees/Citibank:http://www.citigroup.com/uae/gcb/info/docs/fin_charges.pdf

Hey LRR fam - today I'm sharing my challenge with Bank of America. if you've experienced a challenge with them (or any other bank for that matter) hit me up - we have the power to ignite change in a big way. If not now, then when?