Podcasts about IRAS

Episode SummaryIn this episode of One for the Money, we explore a common misconception that holds too many people back from reaching their full financial potential: believing that having accounts equals having a financial plan.I share my personal financial journey — including real-life challenges, eye-opening lessons, and hard-won insights — to demonstrate why a collection of IRAs, 401(k)s, and 529s doesn't constitute a plan.You'll also learn about the five essential domains of financial planning, and why aligning these with your ideal life is the key to long-term success and fulfillment.Whether you're nearing retirement, building wealth, or just starting out, this episode will challenge the way you think about your money and help you take the first steps toward better planning and a better life.What You'll Learn in This EpisodeWhy most Americans mistake accounts for a financial plan — and the risks of doing soThe five critical areas every true financial plan must addressHow to align your money with your life's most important goalsReal client stories that reveal costly — and avoidable — financial mistakesHow to avoid being among the 60% of retirees who wish they could do it overOne actionable strategy to kick-start your personal planning journey todayTips, Tricks & Strategies SegmentThis week's actionable strategy:Envision your ideal life, then build your financial plan around it.Learn how to prioritize your goals, assess alignment with your current financial picture, and determine whether you're on the most efficient path to achieving what matters most. Spoiler alert: It starts with clarity and ends with intentional planning.The 5 Domains of a Complete Financial PlanIncome – Your cash flow strategy (now and in retirement)Investments – Your portfolio allocation and growth strategyInsurance – Risk management and protection for your familyTaxes – Lifetime tax planning to maximize after-tax wealthEstate Planning – Directing your legacy with wills, trusts, and powers of attorneyMemorable Quotes“We don't rise to the level of our dreams — we fall to the level of our planning.”“A 401(k) is not a plan. A Roth IRA is not a plan. A bunch of accounts is not a plan.”“Better planning leads to a better life. Especially when it's based on your best life.”Want More?Subscribe to One for the Money on your favorite podcast platform.Ready to plan your ideal retirement? Schedule a free consultation with our team.https://BetterPlanningBetterLife.com Connect with Jonny on LinkedIn

My guest in this episode is Dave Stech. Dave heads up Stech Family Office with his two sons. Their family firm, Purpose Built Investments™ (PBI), is a real estate market timing company that invests exclusively in 3 things: real estate, private lending, and early-stage technology companies, including in their self-directed IRAs.Dave graduated from the London School of Economics and speaks at Harvard University and other conferences where he shares his annual State of the Union for Real Estate Investors and Private Lenders: What's Coming Next? In 2005, Dave spoke at Harvard and predicted the housing market collapse, then sat on the sideline until 2009 when he re-entered and enjoyed the record-breaking run we've been on until 2020. In 2019, Dave predicted a recession in 2020.In this episode, Dave shares why it's the calm before the storm and what every real estate investor should know now.Interview Links:Webinar Access www.accessinsiders.com/mclSubscribe To Our Weekly Newsletter:The Wealth Dojo: https://subscribe.wealthdojo.ai/Download all the Niches Trilogy Books:The 21 Best Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-best-cashflow-niches-book⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-best-cashflow-niches⁠The 21 Most Unique Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-most-unique-cashflow-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-most-unique-niches⁠The 21 Best Cash Growth NichesDigital: ⁠https://www.cashflowninjaprograms.com/the-21-best-cash-growth-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-cash-growth-nichesThe 21 Next Level Cashflow NichesDigital: https://www.cashflowninjaprograms.com/the-21-next-level-cashflow-niches-book-free-downloadAudio: https://podcasters.spotify.com/pod/show/the-21-next-level-nichesListen To Cashflow Ninja Podcasts:Cashflow Ninja⁠https://podcasters.spotify.com/pod/show/cashflowninja⁠Cashflow Investing Secrets⁠https://podcasters.spotify.com/pod/show/cashflowinvestingsecrets⁠Cashflow Ninja Banking⁠https://podcasters.spotify.com/pod/show/cashflow-ninja-banking⁠Connect With Us:Website: http://cashflowninja.comPodcast: http://cashflowinvestingsecrets.comPodcast: http://cashflowninjabanking.comSubstack: https://mclaubscher.substack.com/Amazon Audible: https://a.co/d/1xfM1VxAmazon Audible: https://a.co/d/aGzudX0Facebook: https://www.facebook.com/cashflowninja/Twitter: https://twitter.com/mclaubscherInstagram: https://www.instagram.com/thecashflowninja/TikTok: https://www.tiktok.com/@cashflowninjaLinkedin: https://www.linkedin.com/in/mclaubscher/Gab: https://gab.com/cashflowninjaYoutube: http://www.youtube.com/c/CashflowninjaRumble: https://rumble.com/c/c-329875

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?David: Unlocking potential.Biotech startups face daunting challenges, but David Kiewlich, Founder and CEO of Tomorrow Biotech Corporation, has created a model that flips the odds. While most startups face a 90% failure rate, David's incubator, Badass Labs, boasts an astounding 95% success rate.The secret? David's incubator takes on time-consuming tasks and provides founders with the tools and support they need to focus on high-value activities. “We take what I call low-value, high-risk tasks off of the responsibility of these early founders,” David explained. By handling procurement, accounting, and regulatory compliance, the incubator saves startups time, money, and frustration.For example, David shared how the incubator's full-service procurement system saves companies more than 70 hours of work while also cutting costs. “Because it's a pooled spend model, it allows us to be one giant customer instead of many little ones,” he said. This approach not only improves efficiency but also doubles the runway for many startups.David's focus goes beyond logistics—he's also deeply invested in coaching founders to grow. He emphasized the importance of coachability, saying, “If they are open to guidance and comfortable with being vulnerable, they'll grow.” This hands-on support ensures founders avoid rookie mistakes, expand their skill sets, and present their companies as professional and investor-ready.The work being done at Badass Labs and Tomorrow Biotech isn't just about improving success rates—it's about saving lives. By accelerating the development of biotech innovations, David's incubator is paving the way for groundbreaking ideas to reach the market faster.If you're inspired by David's approach and want to learn more about his incubator, visit badasslabs.org. With multiple locations across the U.S. and plans to expand, the program is open to biotech, climate tech, and other transformative startups. By helping founders focus on what matters most, David is proving that with the right support, startups can defy the odds and change the world.tl;dr:David Kiewlich's incubator flips the biotech startup success rate from 10% to 95% with unique support.The program removes tedious tasks, saving founders time and enabling them to focus on execution.Coachability is critical—David helps founders grow by fostering their confidence and guiding their development.David shared a superpower: unlocking potential by building up others and inspiring action.Tomorrow Biotech and Badass Labs accelerate innovation, empowering founders to bring life-saving ideas to market.How to Develop Unlocking Potential As a SuperpowerDavid Kiewlich's superpower is his ability to unlock the potential in others by fostering their confidence and helping them grow into their best selves. Reflecting on his life, David shared how he developed this skill early on, saying, “You become sort of focused on how you can lift up and protect everyone around you.” He uses this mindset to empower biotech founders, helping them become “superhumans” who think bigger, execute better, and achieve more.One inspiring story David shared highlights his superpower in action. Years ago, he organized a grassroots effort to rescue surplus food from wholesalers and deliver it to nonprofits across the San Francisco Bay Area. Over the course of a year, he single-handedly moved nearly 600,000 pounds of produce, ensuring it reached those in need instead of ending up in landfills. By showing what's possible, David inspired others to replicate his efforts, amplifying his impact.To develop this superpower, David suggests:Focus on building up others rather than seeking credit for yourself.Encourage people by expressing belief in their abilities.Help others see what's possible by setting an example.Support people in a way that allows them to focus on their strengths.By following David's example and advice, you can make unlocking potential a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileDavid Kiewlich (he/him):Founder and CEO, Tomorrow Biotech CorporationAbout Tomorrow Biotech Corporation: Tomorrow Biotech Corporation consists of an accelerator fund, an early stage fund and includes the Bay Area Disruptor and Startup Support Labs (BADASS Labs) a 501c3, non-profit series of biotech incubators. While the funds are new, the incubator has been in operation for 6 years, supporting dozens of pre-seed through series B (and beyond) companies. With a track record of 50 of 55 company successes for members of the incubator, this ecosystem has a uniquely successful approach to founder support, which has substantially changed the concept and expectations for early stage incubators. BADASS Labs is more than a 501c3, non-profit biotech incubator that rents lab space to small businesses. It is a strategic ally that empowers biotech entrepreneurs to achieve their full potential. By offering a comprehensive suite of services, such as purchasing, waste management, operations and even health insurance plans for its members, BADASS Labs enables its clients to focus on their core competencies and substantially reduce their operational costs. BADASS Labs bridges the gap between research and commercialization, by facilitating novel technologies from academic, national lab or self-generated sources into viable products that can enhance the domestic supply chain and generate regional employment. While we can incubate companies at any stage, we have a particular focus on the earlier side, from Pre-Seed through Series B stages.Website: badasslabs.org, TomorrowBiotech.com, MissionBoosterProcurement.comBiographical Information: Dr. David Kiewlich (Ph.D. in Cell and Developmental Biology) is a serial founder and entrepreneur in biotech. With over 35 years' experience working for industry, as well as 6 startups of his own (in Oncology, Cell Based Therapies and Synthetic Biology), his background is excellently aligned with the needs and struggles of pre-commercialization startups. He founded and runs Tomorrow Biotech, which includes the Bay Area Disruptor and Startup Support Labs (BADASS Labs) a 501c3, non-profit series of biotech incubators, which has supported dozens of pre-seed through series B (and beyond) companies, as well as a startup and early-stage fund. In addition to Tomorrow Biotech, David is also the CSO of a cell based therapy company, focused on autoimmune disease, advisor for several biotech startups and frequent public speaker advocating for increased sustainability and greater Diversity, Equity and Inclusion (DEI) in the sciences.LinkedIn Profile: linkedin.com/in/davidkiewlichSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Rancho Affordable Housing (Proactive). Learn more about advertising with us here to help us Power Up October.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on October 28, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Impact Accelerator Summit is a live, in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Why gold is surging: Soaring U.S. debt, inflation from rapid money creation, de-dollarization trends, and CBDC concerns are reshaping portfolios. Kevin Freeman and Mike Carter unpack gold's role as money, central bank moves, and why allocations are shifting toward 15-20%. Practical ways to own gold — coins, bars, ETFs, IRAs, miners, jewelry, and transactional gold solutions — are compared with historical context from Fort Knox to constitutional money. Learn how states are reviving gold and silver as legal tender and what that means for your wealth strategy.

Tired of begging banks for capital? Ready to tap into a hidden goldmine of private funding? This week, we're diving deep into the world of Self-Directed IRA (SDIRA) investors and revealing how you can easily connect with these motivated lenders. Discover the secrets to finding SDIRA investors, understanding their needs, and securing the capital you need to supercharge your real estate deals. You might just find it easier than making a good cup of kale sausage!In this episode, you'll discover:SDIRA 101: What exactly is a Self-Directed IRA and why should every real estate investor care? We break down the basics, even if you thought all IRAs were created equal.County Record Hacks: Learn the surprisingly simple method of using county records to identify SDIRA investors in your local area, like a real estate investing treasure hunt.The Four Key Traits: Uncover the four things every SDIRA investor has in common (hint: they're all good news for you!), like knowing what a sausage even IS.Marketing Mastery: Craft a killer marketing campaign that speaks directly to SDIRA investors, turning postcards and letters into a flood of private capital.Texas-Sized Case Study: We'll walk you through a step-by-step guide to finding SDIRA investors in Texas, complete with website demos and expert tips.Conclusion:Stop dreaming about private capital and start raising it! Tune in to this action-packed episode and learn how to tap into the SDIRA goldmine today. Remember, these investors are looking for deals – and with our strategies, they'll be looking for YOU!Resources Mentioned:netronline.comtalkwithscottcarson.comVistaprint or Postcardmania for your marketing materials.Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!

In this episode of the Tax Smart REI Podcast, Thomas Castelli and Justin Shore discuss essential year-end tax strategies for real estate investors looking to close out 2025 strong. As Q4 winds down, they walk through the most effective levers you can pull before December 31 to minimize taxes, maximize deductions, and set yourself up for a smoother filing season. From vehicle deductions and short-term rental timing to real estate professional status, cost segregation, and the latest SALT deduction updates, Thomas and Justin share practical insights for both active and passive investors. They also highlight common pitfalls, like letting the tax tail wag the dog, and explain how to apply these strategies correctly in your own situation. You'll learn: - How to qualify for 100% bonus depreciation on vehicles and real estate in 2025 - What it really takes to lock in short-term rental tax benefits before year-end - Why REPS qualification is nearly impossible to start from scratch in Q4 - When to complete a cost segregation study (and when it can wait) - How the updated SALT cap could impact your AGI and deductions - Key deadlines for 401(k)s, IRAs, HSAs, and paying your kids through your business - Why bookkeeping and documentation now will save you headaches in tax season Whether you're a seasoned investor or just looking to make smart year-end moves, this episode breaks down the most valuable tax strategies for real estate professionals, with clear guidance on how to apply them responsibly and in compliance with the IRS. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Tired of begging banks for capital? Ready to tap into a hidden goldmine of private funding? This week, we're diving deep into the world of Self-Directed IRA (SDIRA) investors and revealing how you can easily connect with these motivated lenders. Discover the secrets to finding SDIRA investors, understanding their needs, and securing the capital you need to supercharge your real estate deals. You might just find it easier than making a good cup of kale sausage!In this episode, you'll discover:SDIRA 101: What exactly is a Self-Directed IRA and why should every real estate investor care? We break down the basics, even if you thought all IRAs were created equal.County Record Hacks: Learn the surprisingly simple method of using county records to identify SDIRA investors in your local area, like a real estate investing treasure hunt.The Four Key Traits: Uncover the four things every SDIRA investor has in common (hint: they're all good news for you!), like knowing what a sausage even IS.Marketing Mastery: Craft a killer marketing campaign that speaks directly to SDIRA investors, turning postcards and letters into a flood of private capital.Texas-Sized Case Study: We'll walk you through a step-by-step guide to finding SDIRA investors in Texas, complete with website demos and expert tips.Conclusion:Stop dreaming about private capital and start raising it! Tune in to this action-packed episode and learn how to tap into the SDIRA goldmine today. Remember, these investors are looking for deals – and with our strategies, they'll be looking for YOU!Resources Mentioned:netronline.comtalkwithscottcarson.comVistaprint or Postcardmania for your marketing materials.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!

Did you know that a trust could be taxed at up to 40%? If your trust isn't set up correctly, you could unintentionally send nearly half your estate to the IRS. That is why in this episode, Micah breaks down how inherited TSPs and IRAs are taxed when a trust is listed as the beneficiary and why so many estate plans fail to consider income taxes, not just estate taxes. https://zurl.co/14gpQ

Completely transform the way you think about money and unlock true financial freedom.

Most people think retirement accounts are only for stocks and bonds—but what if you could use them to buy real estate? In this episode, Kathy Fettke talks with Chris Barnette, Business Development Manager at Inspira, about how self-directed IRAs open the door to investing in real estate syndications and other alternative assets. You'll learn how these accounts work, the key compliance rules to watch out for, and what to expect when using IRA funds in a deal.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?David: Unlocking potential.Biotech startups face daunting challenges, but David Kiewlich, Founder and CEO of Tomorrow Biotech Corporation, has created a model that flips the odds. While most startups face a 90% failure rate, David's incubator, Badass Labs, boasts an astounding 95% success rate.The secret? David's incubator takes on time-consuming tasks and provides founders with the tools and support they need to focus on high-value activities. “We take what I call low-value, high-risk tasks off of the responsibility of these early founders,” David explained. By handling procurement, accounting, and regulatory compliance, the incubator saves startups time, money, and frustration.For example, David shared how the incubator's full-service procurement system saves companies more than 70 hours of work while also cutting costs. “Because it's a pooled spend model, it allows us to be one giant customer instead of many little ones,” he said. This approach not only improves efficiency but also doubles the runway for many startups.David's focus goes beyond logistics—he's also deeply invested in coaching founders to grow. He emphasized the importance of coachability, saying, “If they are open to guidance and comfortable with being vulnerable, they'll grow.” This hands-on support ensures founders avoid rookie mistakes, expand their skill sets, and present their companies as professional and investor-ready.The work being done at Badass Labs and Tomorrow Biotech isn't just about improving success rates—it's about saving lives. By accelerating the development of biotech innovations, David's incubator is paving the way for groundbreaking ideas to reach the market faster.If you're inspired by David's approach and want to learn more about his incubator, visit badasslabs.org. With multiple locations across the U.S. and plans to expand, the program is open to biotech, climate tech, and other transformative startups. By helping founders focus on what matters most, David is proving that with the right support, startups can defy the odds and change the world.tl;dr:David Kiewlich's incubator flips the biotech startup success rate from 10% to 95% with unique support.The program removes tedious tasks, saving founders time and enabling them to focus on execution.Coachability is critical—David helps founders grow by fostering their confidence and guiding their development.David shared a superpower: unlocking potential by building up others and inspiring action.Tomorrow Biotech and Badass Labs accelerate innovation, empowering founders to bring life-saving ideas to market.How to Develop Unlocking Potential As a SuperpowerDavid Kiewlich's superpower is his ability to unlock the potential in others by fostering their confidence and helping them grow into their best selves. Reflecting on his life, David shared how he developed this skill early on, saying, “You become sort of focused on how you can lift up and protect everyone around you.” He uses this mindset to empower biotech founders, helping them become “superhumans” who think bigger, execute better, and achieve more.One inspiring story David shared highlights his superpower in action. Years ago, he organized a grassroots effort to rescue surplus food from wholesalers and deliver it to nonprofits across the San Francisco Bay Area. Over the course of a year, he single-handedly moved nearly 600,000 pounds of produce, ensuring it reached those in need instead of ending up in landfills. By showing what's possible, David inspired others to replicate his efforts, amplifying his impact.To develop this superpower, David suggests:Focus on building up others rather than seeking credit for yourself.Encourage people by expressing belief in their abilities.Help others see what's possible by setting an example.Support people in a way that allows them to focus on their strengths.By following David's example and advice, you can make unlocking potential a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileDavid Kiewlich (he/him):Founder and CEO, Tomorrow Biotech CorporationAbout Tomorrow Biotech Corporation: Tomorrow Biotech Corporation consists of an accelerator fund, an early stage fund and includes the Bay Area Disruptor and Startup Support Labs (BADASS Labs) a 501c3, non-profit series of biotech incubators. While the funds are new, the incubator has been in operation for 6 years, supporting dozens of pre-seed through series B (and beyond) companies. With a track record of 50 of 55 company successes for members of the incubator, this ecosystem has a uniquely successful approach to founder support, which has substantially changed the concept and expectations for early stage incubators. BADASS Labs is more than a 501c3, non-profit biotech incubator that rents lab space to small businesses. It is a strategic ally that empowers biotech entrepreneurs to achieve their full potential. By offering a comprehensive suite of services, such as purchasing, waste management, operations and even health insurance plans for its members, BADASS Labs enables its clients to focus on their core competencies and substantially reduce their operational costs. BADASS Labs bridges the gap between research and commercialization, by facilitating novel technologies from academic, national lab or self-generated sources into viable products that can enhance the domestic supply chain and generate regional employment. While we can incubate companies at any stage, we have a particular focus on the earlier side, from Pre-Seed through Series B stages.Website: badasslabs.org, TomorrowBiotech.com, MissionBoosterProcurement.comBiographical Information: Dr. David Kiewlich (Ph.D. in Cell and Developmental Biology) is a serial founder and entrepreneur in biotech. With over 35 years' experience working for industry, as well as 6 startups of his own (in Oncology, Cell Based Therapies and Synthetic Biology), his background is excellently aligned with the needs and struggles of pre-commercialization startups. He founded and runs Tomorrow Biotech, which includes the Bay Area Disruptor and Startup Support Labs (BADASS Labs) a 501c3, non-profit series of biotech incubators, which has supported dozens of pre-seed through series B (and beyond) companies, as well as a startup and early-stage fund. In addition to Tomorrow Biotech, David is also the CSO of a cell based therapy company, focused on autoimmune disease, advisor for several biotech startups and frequent public speaker advocating for increased sustainability and greater Diversity, Equity and Inclusion (DEI) in the sciences.LinkedIn Profile: linkedin.com/in/davidkiewlichSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Rancho Affordable Housing (Proactive). Learn more about advertising with us here to help us Power Up October.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on October 28, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Impact Accelerator Summit is a live, in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Can your retirement account buy real estate? Startups? Alpaca farms?! Yes. And in this episode, Dana Udumulla from Madison Trust breaks down how self-directed IRAs actually work, what they can (and can't) invest in, and why more commercial real estate investors should be using them to raise capital.Whether you're an accredited investor or a confused podcast co-host (cough Timmy), this conversation is packed with practical takeaways, tax strategies, and jaw-dropping scenarios (like turning $7K/year into $4.75M tax-free).We also get into:Roth vs Traditional IRA pros & consCommon mistakes investors make (and how to avoid getting disqualified)How to structure deals to receive retirement dollarsReal estate, bonus depreciation, and... Brazilian sugar?Don't invest another dollar until you listen. Your future self will thank you.

You'd be surprised how often people have an "oops" moment at tax time — realizing they've contributed too much to a retirement or HSA account. It's more common than you'd think, and the rules for fixing it depend entirely on when you catch the mistake. While these situations can cause some frustrating tax complications, the good news is they're almost always fixable with the right approach. In today's episode, we'll walk through the different account types, what to do depending on timing, and even discuss an interesting i401(k) scenario that might actually work out in your favor.

R. Kenner French opens by positioning tax planning as a core strategy for building real estate wealth — not a once-a-year chore. He stresses that many real estate entrepreneurs overpay because they either don't use proper entities, don't track their activity, or don't plan proactively. He combines tax, finance and AI to help clients project tax exposure and work backwards to reduce liability ethically and legally.He counts down ten “easy” tax hacks, starting with the right entity structure to optimize taxes and protection, and the powerful “real estate professional” status that lets high earners offset active income with real estate losses. Maximizing and accelerating depreciation is another core lever he emphasizes — it's technical, but can materially reduce taxable income when handled correctly.French highlights income-shifting and family payroll as simple, effective moves, and promotes self-directed retirement plans for investing in real estate tax-deferred or tax-free. He also covers practical deductions many miss — business travel, due diligence trips, seminars — and the importance of clean, AI-powered bookkeeping to keep records tidy, reduce errors, and surface tax opportunities.He explains the tax differences between flipping and long-term rentals, mentions installment-sale strategies to spread tax bills, and reminds listeners about everyday deductions like home-office and vehicle rules or Section 179. Above all, he pushes for a proactive, repeatable tax plan — set it early, review it quarterly, and stick to it to capture ongoing savings.As a final bonus, French flags R&D tax credits as high-value, often-overlooked dollar-for-dollar savings, and closes by outlining paid offerings — a tax strategy roadmap, free AI bookkeeping for a year, access to the Vast Vault community, and coordinated asset-protection review with counsel — inviting listeners to visit for help.Takeaways• Cutting taxes legally is possible with the right strategies.• Many real estate entrepreneurs are unaware of their overpaid taxes.• Wealthy individuals strategize their tax planning effectively.• Setting up an LLC or S-Corp can significantly reduce tax liabilities.• Real estate professionals can deduct losses against active income.• Maximizing depreciation can lead to substantial tax savings.• Income shifting to family members can lower overall tax burdens.• Investing in real estate through IRAs can yield tax-free growth.• Travel expenses related to business can be deducted.• Proactive tax planning is essential for financial success.Sound Bites• Setting up an LLC can help you with taxes.• Shift income strategically to save money.• Have a proactive tax plan in place.Listen & Subscribe for More:

What if you could make more money… and keep more of it?In this episode, Todd Toback reveals one of the smartest (and most overlooked) strategies wholesalers can use to grow their wealth — the IRA loophole. From tax-free gains to investing in other people's deals, Todd breaks down how to turn your wholesale profits into long-term, generational wealth.You'll learn the real difference between a Roth IRA and a Traditional IRA, why self-directed IRAs are game-changers, and how to make your money work even while you sleep.---------Show notes:(0:59) Beginning of today's episode(1:24) How to invest your money using and IRA(2:20) How to make more money and keep all your money(4:19) Benefits of a Roth IRA (money can grow tax free)(6:18) Difference between a Roth IRA and a traditional IRA?(7:38) Why should you invest in a traditional IRA vs a Roth IRA?(8:55) Self directed IRA(9:22) Invest funds in other people's deals(12:24) Active management----------Resources:To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Listener Q&A where Andy talks about: The CAPE (Cyclically Adjusted Price to Earnings) Ratio as a measure of whether the US stock market is overvalued or undervalued, and drawbacks with the CAPE Ratio ( 4:32 )The meaning of Benjamin Graham's quote "In the short run, the stock market is a voting machine, but in the long run it's a weighing machine" ( 17:07 )Helping clients overcome their frugality habits to enjoy more of their deferred spending from their nest eggs ( 19:18 )Understanding "duration" and what it means in bond funds ( 26:58 )How Annie Duke's concept of decision making and luck play into retirement planning ( 34:19 )Balancing between good enough and optimization in retirement planning ( 38:45 )Tax withholdings and credits on dividends from international stocks, and whether international stocks should be held only in normal brokerage accounts and not qualified accounts like IRAs and Roth IRAs ( 46:50 )Additional resources in understanding and calculating 72(t) Substantially Equal Period Payments ("SEPP") to avoid the 10% early withdrawal penalty on accessing retirement accounts before 59 1/2 ( 52:20 )A listener public service announcement about itemizable deductions for casualty losses due to federally declared disasters, and how IRS staffing issues and shutdowns exacerbate the inconvenience of the mandatory 20% federal tax withholding on 401(k) contributions ( 55:19 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Link to Tax Planning to and Through Early Retirement My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Ready to approach retirement with clarity and confidence? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase discuss how private equity, 401(k) plan developments, and evolving retirement planning trends are shaping today's investing landscape—helping listeners stay informed and intentional about their long-term financial goals. • Explore how private equity is being considered for inclusion in 401(k) plans, what this potential change could mean for plan sponsors, participants, and the broader retirement system, and understand how it differs from related categories like private credit and private infrastructure—including key factors to consider when evaluating these alternative investments. • Hear Wes and Christa respond to listener questions about teaching financial values, communicating about family wealth, and encouraging healthy money discussions at home. • Discuss the Financial Independence, Retire Early (FIRE) movement, and how reaching certain savings milestones—such as $1 million—can offer flexibility without guaranteeing financial independence or early retirement. • Consider the reasoning behind more conservative portfolio allocations being discussed in today's market and how they may relate to broader investment risk and retirement planning themes. • Review how private equity funds may be structured within 401(k) plans, including their potential advantages, limitations, and regulatory considerations. • Compare Roth and traditional 401(k) options as Wes and Christa emphasize how employers can foster education and awareness—without directing individual investment decisions. • Learn how inherited IRAs and 401(k)s, along with community property laws, can affect Required Minimum Distributions (RMDs) and estate planning outcomes. • Examine how covered call ETFs may function within a diversified portfolio, including the potential trade-offs between income generation and growth opportunities. This episode offers thoughtful discussions to help listeners stay educated about current financial topics without making predictions or recommendations. **Listen and subscribe to the **Retire Sooner Podcast for ongoing educational conversations that promote understanding, balance, and informed decision-making in your retirement planning journey. Learn more about your ad choices. Visit megaphone.fm/adchoices

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Greg: Making complex concepts relatable.Improving compliance with annual reporting requirements for crowdfunding campaigns could transform the market, creating a more transparent and effective system for investors and entrepreneurs alike. In today's episode, Greg Burke, Assistant Professor of Accounting and Business Law at Loyola University Chicago, highlighted a key finding from his research: less than a third of crowdfunding issuers file their required annual reports on time, and fewer than half ever do.Greg explained that this lack of compliance undermines investor trust and market legitimacy. “Investors are looking for regulation crowdfunding annual reports,” he said. “Sometimes they're just not finding it. If investors are demanding it and they're not getting it, it certainly may impact their investment decisions and the potential growth in this market.”The consequences of this gap in transparency are significant. As Greg noted, compliance with annual reporting requirements provides investors with critical information to make better decisions. This transparency fosters trust, encourages repeat investments, and helps attract new capital to the space.Greg's research also uncovered ways to increase compliance. In a field experiment conducted with King's Crowd, a marketing campaign emphasized the regulatory risks of failing to comply with reporting requirements. This simple approach increased compliance by 20%. “A simple email reminder tailored towards emphasizing regulatory risk can make a difference,” Greg said.Platforms and intermediaries also play a critical role. Greg suggested that crowdfunding platforms could incorporate reporting support into their services, either by helping issuers directly or partnering with third-party providers. He noted that the process doesn't have to be costly or complicated. “There are services out there that can provide these reports for less than a thousand dollars,” Greg explained.By addressing this issue, we could unlock the full potential of regulated crowdfunding. Transparent reporting not only satisfies investor demand but also legitimizes the marketplace, opening doors for more diverse founders and innovative solutions to access much-needed capital.Improving compliance with reporting requirements might seem like a small step, but it's a foundational one. As Greg put it, “Any kind of movement in this space to increase reporting compliance only adds legitimacy to the space.”tl;dr:Greg Burke highlights low compliance with annual reporting requirements in the regulated crowdfunding market.Improved compliance fosters investor trust and market growth, benefiting entrepreneurs and diverse founders.Greg's research shows emphasizing regulatory risks can increase reporting compliance by 20%.Crowdfunding platforms and third-party services can simplify compliance for resource-constrained entrepreneurs.Greg's superpower is making complex topics relatable by tailoring messages to his audience's needs.How to Develop Making Complex Concepts Relatable As a SuperpowerGreg's superpower is making complex, seemingly dull topics engaging, relatable, and accessible. As Greg explained, “I think what I've come down to is making seemingly uninteresting, confusing, or unimportant things seem interesting, understandable, and relevant.” He emphasized that the key to this skill lies in understanding the audience, creating an engaging environment, and translating complicated ideas into relatable concepts.Illustrative Story:Greg shared an example from his classroom, where he taught students about safeguarding assets, a topic that might seem boring at first glance. By comparing company practices to personal experiences—like hiding cash from a roommate—he made the concept tangible and easy to understand. Through relatable analogies, Greg transformed a dry academic topic into a conversation his students could connect with and apply.Actionable Tips for Developing the Superpower:Know Your Audience: Understand what matters to the people you're speaking to and tailor your message.Make It Relatable: Use analogies or examples drawn from everyday life to explain complex ideas.Create an Open Environment: Foster a safe, genuine, and engaging space to encourage curiosity and interaction.Observe and Adjust: Pay attention to how people respond to your explanations and refine your approach accordingly.Be Brave: Don't be afraid to try new ways of communicating, even if it doesn't work perfectly the first time.By following Greg's example and advice, you can make “making complex concepts relatable” a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileGreg Burke (he/him):Assistant Professor of Accounting and Business Law, Quinlan School of Business at Loyola University ChicagoAbout Quinlan School of Business at Loyola University Chicago: Loyola University Chicago's business school educates responsible leaders through master's, undergraduate, and executive education.Website: gregory-burke.comOther URL: papers.ssrn.com/sol3/papers.cfm?abstract_id=5463161Biographical Information: Greg Burke, Ph.D., CPA, is an Assistant Professor of Accounting at the Quinlan School of Business at Loyola University Chicago, located in the heart of downtown Chicago. Greg earned his Ph.D. in Accounting from Duke University's Fuqua School of Business, completing his doctoral studies with a two-year visit at Indiana University's Kelley School of Business. He also holds an active CPA license in the Commonwealth of Massachusetts.Greg's research focuses on financial accounting, with an emphasis on securities regulation and enforcement, financial reporting and disclosure, entrepreneurial finance, and corporate governance. He is particularly interested in the securities market created by Regulation Crowdfunding, where much of his current work is centered. His research primarily employs empirical-archival methods but also incorporates experimental, survey, and analytical approaches to address questions where archival data proves less effective.With a deep passion for teaching, Greg has instructed undergraduate and graduate courses in financial and managerial accounting as well as basic mathematics. Additionally, he has trained new hire assurance associates at PwC and provided instruction to professionals at a start-up incubator. Before joining Loyola, Greg was a faculty member at Fairfield University, where he taught financial and managerial accounting. His professional background includes auditing at PwC in Boston, where he worked on asset management and employee benefit plan engagements. Greg also spent a year as a volunteer in Ecuador, reflecting his commitment to service and community.Outside of academia, Greg enjoys outdoor activities, tackling DIY home improvement projects, and hunting for unbeatable sales. His diverse experiences and expertise make him a dynamic contributor to both the academic and professional accounting communities.LinkedIn Profile: linkedin.com/in/gregory-burkeSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Rancho Affordable Housing (Proactive). Learn more about advertising with us here to help us Power Up October.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on October 28, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Impact Accelerator Summit is a live, in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Feel “broke” even though you've got money in savings and retirement? You might be trapped by compartmentalized thinking, paying 25–30% on credit cards while your “retirement money” sits idle.  In this episode, we show you how to see your finances as one pool of money, become your own banker, and pay yourself back, without making money more complicated.

Probate doesn't just slow things down—it can turn a time of grief into a grind of court dates, public filings, and creditor claims. We sit down to unpack why probate so often feels like a maze and map out practical ways to keep your family out of it with clear, simple planning moves that protect what matters.We start with the human cost: how an open estate can freeze a home sale, stall car title transfers, and complicate insurance and mortgage payments. From there, we explain what probate really is—the court-supervised, public process for transferring assets—and why it commonly lasts six months to two years. You'll hear how notices to creditors can pull medical bills and other debts into the mix, shrinking what beneficiaries receive and stoking family tension during an already hard season.Then we shift to solutions you can use today. We walk through beneficiary designations on bank accounts, IRAs, 401(k)s, and brokerage accounts, showing how they transfer directly and bypass probate. For North Carolina homeowners, we outline the enhanced life estate (Lady Bird) deed that works like a beneficiary designation for your house, keeping it out of probate and simplifying transfer. We also break down revocable living trusts—how funding the trust by retitling assets like your home, accounts, vehicles, and even a boat can create a faster, more private, and more controlled path for your loved ones. Along the way, we highlight common mistakes, like leaving titles unfunded or ignoring contingent beneficiaries, and share a simple checklist to review your assets.If you're ready to trade uncertainty for clarity, this conversation gives you the tools to act. Book a free consult at our Shelby, Charlotte, or Hendersonville offices, call 1-888-999-600, or visit www.mcelderlaw.com. If this helped, subscribe, share with a friend who's planning ahead, and leave a quick review so more families find their way to a smoother plan.

Bill Bengen, the father of the 4% Rule, is back with a new book titled A Richer Retirement. In it, he raises his SAFEMAX—or safe withdrawal rate—from 4% to 5%. This change has major implications: retirees can confidently spend more and enjoy life to the fullest, while those pursuing FIRE or traditional retirement may not need to save as aggressively or work as long to achieve financial freedom. See related Financial Samurai post: Persmission To Live It Up In Retirement Free Financial Analysis Offer From Empower If you have over $100,000 in investable assets—whether in savings, taxable accounts, 401(k)s, or IRAs—you can get a free financial check-up from an Empower financial professional by signing up here. It's a no-obligation way to have a seasoned expert, who builds and analyzes portfolios for a living, review your finances.  A fresh set of eyes could uncover hidden fees, inefficient allocations, or opportunities to optimize—giving you greater clarity and confidence in your retirement financial plan. The statement is provided to you by Financial Samurai (“Promoter”) who has entered into a written referral agreement with Empower Advisory Group, LLC (“EAG”). Click here to learn more. Subscribe To Financial Samurai To increase your chances of achieving financial independence, join 60,000+ readers and subscribe to my free Financial Samurai newsletter here. Financial Samurai began in 2009 and is the leading independently-owned personal finance site today. Everything is written based off firsthand experience.     

On this episode of The Dentist Money Show, Matt and Ryan break down what dentists need to know about retirement planning. They explore the different types of retirement accounts—from 401(k)s and simple IRAs to profit-sharing and defined benefit plans and explain how each fits into a broader financial strategy. Matt and Ryan also touch on the behavioral side of retirement planning, sharing why consistency and professional guidance are important to building wealth and avoiding costly mistakes. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this feel-good edition of the Trust the Plan Podcast, Nick Hopwood, CFP®, and Jim Pilat, CFP®, of Peak Wealth started with some positive market news. The S&P 500 is up double digits year to date, which has happened about 30 times since 1950 and is usually a good sign for the rest of the year. They encouraged listeners to focus on data like this rather than emotions, especially with distractions such as potential government shutdowns. The main topic of the episode was beneficiary IRAs and the strategy they recommend when taking withdrawals. They also discussed the investment risks involved and how proper planning can help manage them effectively. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Joe: Curiosity.Community revitalization doesn't always start with big developers or city plans. Sometimes, it begins with a pair of brothers who love good design, care deeply about their city, and want to create spaces where neighbors can gather and belong.That's the story of Joe McCallum, co-owner of Rise Over Run, who is transforming the Sunnyslope neighborhood of Phoenix, Arizona, one building at a time. What began as an appreciation for mid-century modern architecture has evolved into a mission to bring new life to an overlooked community while preserving its authentic character.“Sunnyslope is such a good example of that,” Joe said. “There's been a community here that's a little removed... it's maintained a little bit of quirkiness and a little bit of its own character, and I think it deserves to be highlighted.”Joe and his brother began by purchasing a distinctive 1960 mid-century modern building at 524 West Hatcher Road. Their goal was simple: to repurpose and reimagine it as something that could anchor local energy and pride. After experimenting with a furniture showroom, they're now transforming the space into a taproom focused on Arizona-made beer and wine, complete with room for community events, art shows, and local gatherings.But Joe's vision extends beyond one building. Rise Over Run has already added another property across the street, now home to a coffee shop, art studio, and florist. Together, these spaces are becoming catalysts for a renewed sense of connection and belonging in Sunnyslope.To help fund this mission, Rise Over Run is raising capital through a regulated investment crowdfunding campaign on Small Change, a platform that specializes in socially impactful real estate projects. This approach allows local supporters—not just accredited investors—to invest directly in the revitalization of their own neighborhood.“For many people who may not be accredited investors or may not even know that that's a thing to be, there's a way to invest via crowdfunding,” Joe explained. “It allows a broader group from the community to feel like they are part of something they're not only cheering from the sidelines, but actually supporting directly.”That's the essence of what makes Rise Over Run so special. It's not just a real estate project—it's a movement to empower community members to take part in shaping their environment. As Joe put it, it's “a way to directly support seeing that happen in this community.”You can learn more about the project—or even invest—by visiting s4g.biz/sunny, which links directly to Rise Over Run's offering on Small Change.tl;dr:Joe McCallum shared how Rise Over Run is revitalizing Sunnyslope through community-driven real estate projects.Joe explained his motivation to preserve the neighborhood's quirky identity while creating vibrant gathering spaces.He discussed Rise Over Run's regulated investment crowdfunding campaign on Small Change, inviting locals to invest in their community.Joe revealed that his superpower is curiosity, which drives him to explore ideas and uncover opportunities others might miss.He encouraged listeners to nurture curiosity by staying open, following genuine interests, and challenging conventional paths.How to Develop Curiosity As a SuperpowerJoe's superpower is curiosity, a natural drive to explore, learn, and uncover hidden potential. “Curiosity,” Joe explained, “is what...led me to what I'm doing now.” His insatiable desire to “turn over stones” and “pull the thread” has fueled his career as an investment analyst and now as a real estate developer. Whether it's researching a neighborhood's history or uncovering opportunities in forgotten buildings, Joe's curiosity has been the driving force behind his success and impact.Illustrative Story:Joe's curiosity led him and his brother to Sunny Slope. They were drawn to an abandoned mid-century modern building with potential, even though it wasn't listed for sale. Through research, they uncovered the property's history and reached out to the owner, a real estate agent who hadn't pursued his plans for the property. This curiosity-driven approach enabled Joe to acquire and transform the building, setting the foundation for Rise Over Run's projects in the neighborhood.Tips for Developing Curiosity:Follow Your Interests: Pursue topics and ideas that naturally catch your attention.Avoid Prejudging Paths: Don't dismiss opportunities that don't fit the traditional mold of success.Dig Deeper: Research and explore beyond surface-level information to uncover hidden opportunities.Engage with Others: Learn from people who share your interests to expand your understanding and perspective.By following Joe McCallum's example and advice, you can make curiosity a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileJoe McCallum (he/him):Co-Owner, Rise Over RunAbout Rise Over Run: Rise Over Run is an investment holding company focused on adaptive reuse and infill real estate development in the Sunnyslope neighborhood of Phoenix, AZ. We currently own two properties and are pursuing further acquisitions in the area. Our anchor property is currently being re-positioned as an Arizona-focused taproom and community space, which will use the name Rise Over Run. Our other property has a coffee shop, art studio and florist.Website: riseoverrunaz.com/aboutLinkedIn: linkedin.com/company/rise-over-run-az/Twitter Handle: @RiseOverRunAZ Facebook Page: facebook.com/riseoverrunazInstagram Handle: @riseoverrunaz Other URL: smallchange.co/projects/sunnyslope_risingBiographical Information: Joe McCallum brings over 20 years of investing and business experience to Rise Over Run's real estate development strategy. As part of the Rise Over Run project, Joe has led the effort to develop community ties, attract tenants and manage financial strategy. Joe's investment career spanned across asset classes and industries, giving him a diverse perspective on capital allocation and investment analysis. His experience includes senior analyst roles at Steel Canyon Capital, an Arizona hedge fund focused on US equities and distressed debt, and Keeley Asset Management, a Chicago mutual fund manager where he covered REITs among other sectors. Prior roles include private equity and investment banking where he conducted in-depth financial analysis and due diligence for capital markets and M&A transactions.Since 2021, Joe has been actively deploying family capital across small-scale real estate development projects, public equity strategies and minority investments in private companies. He also helped build Fundamental Edge, a hedge fund analyst training firm, and currently instructs the Applied Value Investing course at Arizona State University. Joe holds an MBA from the University of Wisconsin-Madison's Applied Security Analysis Program and a BS in Finance from Arizona State University.LinkedIn Profile: linkedin.com/in/joemccallumTwitter Handle: @jsmccallumSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Rancho Affordable Housing (Proactive). Learn more about advertising with us here to help us Power Up October.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on October 28, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington, DC, October 21-22, 2025.Impact Accelerator Summit is a live, in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Chris Klein is the Co-Founder & CEO of Bitcoin IRA. In this conversation, we discuss how retirement investing is changing in the digital era, what people are actually doing inside their retirement accounts, and how the wealthy use these tools to grow their wealth faster. We also dive into broader topics like patriotism in America, macro trends, and the roles of gold, silver, stocks, and bitcoin in today's economy.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================Bitlayer is taking Bitcoin beyond just a store of value. For the first time, you can put your Bitcoin to work, earning yield while staying true to its core principles of security and decentralization. Bitlayer is making Bitcoin DeFi a reality. Learn more at https://x.com/BitlayerLabs======================Bitizenship helps Bitcoin-forward investors gain EU residency and a path to Portuguese citizenship in five years while maintaining exposure to Bitcoin. Their regulated fund qualifies you for the Golden Visa through an operating company focused on Bitcoin-native innovation. Book a free strategy call at https://bitizenship.com/pomp.======================Xapo Bank, the world's first fully licensed Bitcoin-enabled bank, offers military-grade security with an unmatched blend of physical and digital security, as well as pioneering regulatory oversight, so your funds are always protected. Beyond secure storage, they enable you to grow and use your Bitcoin. Earn daily interest in Bitcoin, spend with zero FX fees using a global card, and make instant payments via the Lightning Network for unrivalled access and convenience. Visit ⁠https://www.xapobank.com/pomp⁠ to join.======================Timestamps: 0:00 - Intro 1:51 - Benefit of bitcoin in retirement accounts3:52 - Can bitcoin get to $180,000 by end of 2025?8:43 - Government shutdown and market impact12:37 - Financial literacy and retirement gap15:36 - Crypto staking in IRAs and what customers are investing in 19:21 - How tokenization will impact IRAs and rise of retail 22:20 - What are “Forgotten 401ks?” 26:15 - Gold vs Bitcoin debate 29:35 - Patriotism and division in America 33:53 - Bitcoin as common ground37:20 - Bitcoin IRA promos

On this week's Money Matters, Scott and Pat answer real listener questions about how to make the most of your 401(k) — from handling tithes and required minimum distributions to maximizing Roth conversions and managing multimillion-dollar retirement portfolios. You'll hear stories from callers navigating retirement income, tax-efficient giving, and long-term wealth transfer — including a follow-up from a listener managing $5 million across IRAs and 401(k) accounts while planning for inheritance and charitable impact. With candid insights and practical advice, Scott and Pat explain how smart 401(k) and IRA strategies can help you reduce taxes, simplify withdrawals, and strengthen your financial legacy — all delivered with the straightforward, relatable style that defines Money Matters. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

This episode is sponsored by Cozy Earth, our go-to for buttery-soft, temperature-regulating bamboo sheets and loungewear that actually lasts. Cozy Earth products are made from responsibly sourced materials that keep you cool, cozy, and comfortable through pregnancy, postpartum, and all the snuggly moments in between. Use code HEHE for an exclusive discount at cozyearth.com and treat yourself to the comfort you deserve. In this episode of The Birth Lounge Podcast, HeHe dives into one of the most overlooked parts of preparing for parenthood, financial stability. While the world loves to scare you about “big babies” and sell you all the baby gear under the sun, HeHe and her guest, Dan Brigham (aka Budgeters Anonymous), are here to help you focus on what actually matters: building a strong financial foundation for your growing family. Together, they unpack the sneaky expenses new parents often overlook, smart budgeting strategies that actually work, and how intentional planning can bring more peace and less panic to your postpartum season. Dan shares his journey of overcoming debt, creating financial freedom, and shifting the mindset from “surviving” to thriving. They also get real about emergency funds, 529 plans, IRAs for kids, and how to get on the same financial page with your partner. This is the money talk every parent needs: judgment-free, empowering, and designed to help you build the future your family deserves. PSA for all my mamas worried about “big baby” talk: Our brand new course — Pushing Out Your Big A** Baby is officially live and in pre-sale until November 1! This class busts through every scare tactic, lays out the real evidence, and gives you the exact tools to advocate for yourself with confidence (no matter how big your baby is). Grab your spot at thebirthlounge.com/bigbaby 00:00 Introduction: Financial Stability for New Parents 00:49 The Myth of the Big Baby 01:31 Understanding Macrosomia and Birth Advocacy 03:05 Introducing the New Course: Pushing Out Your Big Ass Baby 03:27 Pre-Sale Announcement and Course Details 05:01 Budgeting for a Baby: An Essential Guide 05:45 Meet Dan Brigham: Budgeting Expert 08:25 Defining Financial Responsibility 12:22 Good Debt vs. Bad Debt 15:52 Intentional Spending and Budgeting Frameworks 23:34 Making a Baby Budget: Practical Tips 32:33 The Reality of Social Media and Financial Comparisons 35:31 No Spend Weekends: Finding Purpose Beyond Money 38:10 Nesting Instincts and Cozy Earth 41:06 Budgeting for a Baby 44:03 Emergency Funds and Financial Priorities 47:15 Setting Up Financial Accounts for Your Child 51:45 Tracking Expenses and Budgeting Tools 58:59 Mindsets for Financial Success 01:06:57 Final Thoughts and Key Takeaways   Guest Bio: Dan is the founder of Budgeters Anonymous and has free resources on his website. Dan's focus is Faith, Fitness, Family and Finance.  INSTAGRAM: Connect with HeHe on IG  Connect with Dan on IG    BIRTH EDUCATION: Join The Birth Lounge here for judgment-free childbirth education that prepares you for an informed birth and how to confidently navigate hospital policy to have a trauma-free labor experience!   Download The Birth Lounge App for birth & postpartum prep delivered straight to your phone!   LINKS MENTIONED: Find Dan here: budgetersanonymous.com

What if you could use the same dollar twice, to buy your dream car today and still have it grow for your retirement tomorrow?  In this episode, we uncover the 7 Points to Consider from Nelson Nash's legendary book Becoming Your Own Banker and why understanding where your money lives could change your financial future forever.

FinovateFall Best of Show winner Eko Investments is bringing investment opportunities to early-stage investors, growing individual wealth and helping FIs of all sizes retain their customers. Detailed Summary: Mart Vos, CEO of Eko Investments, joins Greg to talk about his company's role as a leading digital investment provider for credit unions and banks. Eko's mission stems from Mart's personal experience when he moved from the Netherlands to the US and discovered that traditional banks only offered investment services to wealthy clients through financial advisors, requiring minimums like $100,000 rather than accommodating smaller amounts like $100. This contrasted sharply with the Netherlands, where every bank offers accessible investment products, eliminating the need for third-party apps like Betterment, Robinhood, or Acorns. Eko enables financial institutions to offer investments to all their clients, not just the top 1%, through a low-threshold investment solution natively integrated within digital banking platforms. Eko has achieved remarkable success, winning Best of Show at Finovate Fall for the second consecutive year. The company's evolution is driven by their commitment to listening to financial institutions and members, with a significant portion of engineering hours reserved for client requests that can be implemented within one to two weeks. Recent feature developments include IRAs and Roth IRAs, faster money movement capabilities, and a unique structure providing core integration benefits without actual core dependency. Eko serves a diverse range of clients, from their smallest credit union with 7,000 members to their largest with 20 billion in assets, demonstrating their scalable solution across different institutional sizes. Mart continues by describing how the Eko platform serves as an essential tool for financial institutions looking to retain clients who might otherwise migrate to third-party investment apps. With 68% of users making their first investment ever, and an average investment amount of $1,200, Eko focuses heavily on financial literacy and education, particularly serving millennials and Gen Z users. Rather than competing with traditional wealth advisory firms, Eko operates as a complementary funnel, providing warm leads for wealth services when clients reach higher investment thresholds like $50,000 or $100,000. This collaborative approach prevents financial institutions from having to "sell no" to smaller investors while creating pathways for future wealth management relationships. More info: Eko: https://eko.investments/ ; https://www.linkedin.com/company/ekoinvestments/ FinovateFall Demo: https://finovate.com/videos/finovatefall-2025-eko/ Mart Vos: https://www.linkedin.com/in/mart-vos/ Greg Palmer: https://www.linkedin.com/in/gregbpalmer/ Finovate: https://www.finovate.com; https://www.linkedin.com/company/finovate-conference-series/ #Finovate #Eko #FinovateFall #BestofShow #investment #podcast #fintechpodcast #financialservices #wealthmanagement #deposits # #digitraltransformation #fintech #finserv #modernization #innovation #startup #banking #creditunions #communitybanks

Episode 96 — Debunking Social Security Myths (Part 2)Episode SummaryIn this second installment of our two-part Social Security series, we continue busting the most common — and costly — myths surrounding Social Security.From the misconception that Social Security alone can fund a comfortable retirement, to the idea that everyone automatically qualifies for benefits, these misunderstandings can lead to financial shortfalls that are hard to recover from.We'll unpack the math, explore real-life examples, and explain why personalized retirement planning is essential. We'll also share a valuable strategy for those claiming spousal benefits — and how to avoid leaving money on the table.Remember: Social Security is important, but it's just one part of your retirement plan.What You'll Learn in This Episode:Why contributing to Social Security isn't the same as saving for retirementHow much income Social Security really replaces — and for whomThe truth about who qualifies for benefits (and who doesn't)Why some retirees are shocked by how little they receiveHow Australia's retirement system compares to Social SecurityWhen (and when not) to claim spousal Social Security benefitsKey Takeaways:Social Security is not a retirement plan. It's a supplement — not a substitute — for personal savings like IRAs or 401(k)s.Claiming early reduces benefits, and delaying only helps if it's your own benefit — not a spousal one.Spousal benefits cap out at 50% of your spouse's full benefit and do not increase after your FRA.Only those who've paid into the system for 10+ years qualify — and even then, benefits are based on your 35 highest-earning years.Under-the-table wages hurt your future benefits. Report income accurately to protect your retirement.A holistic retirement strategy — including taxes, income sources, longevity, and goals — leads to better outcomes.Referenced Resources:Listen to Episode 95 – Debunking Social Security Myths (Part 1)Social Security Administration Benefit Calculator: ssa.govAARP: Understanding Social Security's Progressive Benefit FormulaWant More?Subscribe to One for the Money on your favorite podcast platform.Ready to plan your ideal retirement? Schedule a free consultation with our team.https://BetterPlanningBetterLife.com Connect with Jonny on LinkedIn

Forget the gold watch and glide path to the couch. Retirement has been rewritten. In this episode, James walks through the 10 biggest shifts redefining life after work—and how to replace outdated rules with a plan that's practical, human, and built for how people actually live today.From the mindset shift away from Depression-era scarcity to using money as a tool for a richer life, this episode explores how to align spending with values so every dollar supports health, connection, and meaning.Longevity changes everything. With many people now facing 25 to 30 years in retirement, healthspan and financial strategy both need an update. Learn how longer lives, inflation, and lower bond yields are forcing a smarter approach: reliable income for essentials, growth for purchasing power, and cash buffers to ride out volatility.We break down the fall of pensions and the rise of 401(k)s and IRAs—plus sequence-of-returns risk, Social Security timing, and tax-efficient withdrawals that can extend your savings by a decade or more.Retirement isn't a cliff anymore; it's a ramp. Hear how phased work, consulting, and passion projects keep identity and income alive. We'll also share ways to plan for rising healthcare costs, use technology for travel and lifelong learning, and design daily habits that add both years and meaning.What you'll learn:Retirement mindset: how to shift from scarcity to purpose and use money as a tool for fulfillment.Portfolio strategy: balancing income, growth, and liquidity for longevity and inflation.Tax planning: how to manage withdrawals, Social Security, and RMDs for lifetime efficiency.Health and lifestyle design: funding healthcare, travel, and connection intentionally.Purpose and meaning: creating a next chapter that feels alive and aligned.If you want to build a retirement that reflects your values, not old-school financial rules, this conversation gives you the clarity to live it well.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Only 4% of people know about self-directed IRAs—accounts that let YOU control your retirement investments instead of a financial advisor. Kaaren Hall, CEO of UDirect IRA Services, explains how your IRA can invest in real estate, private lending, local businesses, and things you actually believe in. For women entrepreneurs struggling to access capital, this $40 trillion pool of retirement money changes everything. Learn what self-directed IRAs are, how to get started, and why this matters for your financial future. Pop in those earphones. Let's talk retirement.   What You'll Learn What makes a self-directed IRA different from a "regular" retirement account Why only 4% of retirement funds are self-directed—and how you can join the movement How to invest in real estate, gold, crypto, and private deals tax-advantaged Where women entrepreneurs can find capital for their businesses Why legal compliance matters when raising funds—and how to do it right   Related Episodes You Might Love Ep. 95: When Your Life Falls Apart Because of Money (And Your Career Is Born) https://sarahwalton.com/michelle/ Ep. 227: How to Clear a Money Fog with Mikelann Valterra https://sarahwalton.com/clear-money-fog/ Ep. 109: Help! I'm Trapped In a Job I Hate! https://sarahwalton.com/trapped-job-i-hate/   Free gift from Kaaren Hall Grab Kaaren's free report on self-directed IRA asset classes and start taking control of your retirement today! https://udirectira.com/free-report/   Connect with Kaaren Hall https://www.facebook.com/uDirectIRA/  https://twitter.com/uDirectIRA  https://www.instagram.com/udirectiraservices/  https://www.youtube.com/channel/UCWAycexbDjYjHh8R8goug0A  https://udirectira.com/  https://www.linkedin.com/groups/137760/   About Kaaren Hall Kaaren Hall is the founder and CEO of uDirect IRA Services, LLC, a leading provider of self-directed IRA accounts since 2009. With over two decades of experience in real estate, mortgage lending, and property management (and especially Self-Directed IRAs), Kaaren has empowered thousands of people to take control of their retirement funds and invest in alternative assets, such as real estate, private lending, precious metals, and more. Her expertise in self-directed retirement accounts has made her a sought-after speaker, and she has been a featured panelist and presenter at industry-leading conferences, including BiggerPockets' BPCON22, 23 & 24. Kaaren is also the founder of OCREIA (Orange County Real Estate Investors Association), where she fosters a vibrant community of real estate investors through education and networking since 2012.  Adding to her accolades, Kaaren is now the author of the newly published Self-Directed IRA Investing: A BiggerPockets Guide, the definitive resource for investors looking to unlock the power of self-directed IRAs to build wealth. Published by BiggerPockets Publishing, this comprehensive guide combines actionable insights, real-world examples, and Kaaren's extensive industry knowledge to help investors confidently navigate the world of self-directed retirement accounts. Beyond her professional achievements, Kaaren's entrepreneurial journey has enabled her to support meaningful charitable giving and inspire others to take control of their financial futures. She also serves on the Board of Directors for The Council on Aging Southern California as well as the board for RITA (the Retirement Industry Trust Association), where she continues to advocate for transparency and education in the retirement industry.   Free gift from Sarah Book a free 15-minute call to explore working together: https://app.acuityscheduling.com/schedule/60d4f7f6/appointment/52999780/calendar/909961?appointmentTypelds%5B%5D=52999800   Ready to shift from chasing to receiving in your business? Book your call with Sarah today and discover how The Abundance Academy can help you scale with soul, strategy, and sanity.   Want to go deeper?  Join us inside The Abundance Academy — where high-achieving, heart-led women scale their dreams without burning out. (link: https://sarahwalton.com/abundance-academy/)   Connect with Sarah Website: https://sarahwalton.com/ Instagram: https://www.instagram.com/thesarahwalton/ You can check out our podcast interviews on YouTube, too! http://bit.ly/YouTubeSWalton   Thank you so much for listening. I'm honored that you're here and would be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Then, we'll get to inspire even more people!   (If you're not sure how to leave a review, you can watch this quick tutorial.)   About Sarah Walton Sarah Walton is a business coach specializing in helping women entrepreneurs overcome internal barriers to success. With a background in trauma-informed coaching and nervous system regulation, she takes a holistic approach that addresses both mindset and tactical business skills. Featured on The Today Show and speaking at women's conferences worldwide, Sarah has helped hundreds of women build profitable, sustainable businesses aligned with their values while healing the deeper blocks that keep them playing small. She's the creator of The Money Mindset Course, The Abundance Academy, and Effortless Sales, and the host of the 5-star-rated Game On Girlfriend® Podcast, becoming the go-to source for women who want to build businesses that honor both their ambition and their nervous system's need for safety.  

Send us a textIn this episode of The Wealth Vibe Show, host Vinki Loomba sits down with Joey Mure, co-founder and partner of Wealth Without Wall Street, to discuss a paradigm shift in wealth-building through passive income and the PIOS framework. Joey explains how his approach helps individuals break free from the traditional financial system, offering a better path for building wealth and achieving financial freedom.Joey shares insights on how to challenge conventional investment strategies, leverage private lending, and rethink financial systems, encouraging listeners to create a system tailored to their unique investing style.How It Works:The PIOS Framework: Joey's unique system to help people track and store money, ensuring it works for them to create passive income and build financial freedom.Infinite Banking Concept: Leverages whole life insurance to access capital for investments, allowing for growth in both the policy and external assets simultaneously.Shifting the Mindset: Teaching individuals how to break free from the Wall Street model, including the over-reliance on 401(k)s, IRAs, and traditional retirement plans.Investing in Your DNA: Understanding what type of investor you are and aligning your investments with your natural tendencies to maximize success.Realizing True Freedom: How achieving financial freedom starts with an awareness of the broken financial system and the mindset shift to take control of your finances.Where to Find Joey Mure:LinkedIn: https://www.linkedin.com/in/joey-mure-b376824/ 

Are you worried it's too late to start building wealth? In this episode, financial expert Eric Mangold shares practical advice for late bloomers and anyone looking to secure their financial future. Learn why it's never too late to start investing, steps you can take no matter your age, and how customized strategies can maximize your wealth. Eric also covers tips for young investors and the importance of tax planning in a strong financial plan. Subscribe for more firsthand financial expertise and actionable advice!

Nick Hopwood, President and Founder of Peak Wealth Management, breaks down the complexities of inherited IRAs and smart wealth strategies. They compare the current 3-year-old bull market with historic trends, the difference between investment advisors and wealth managers, crypto flash crashes and leverage risks, gift tax rules, and balancing 401(k) contributions with after-tax accounts for retirement planning. Go to peakwm.com/gruber for a LIMITED TIME free Beneficiary IRA Analysis

This episode is essential listening for anyone who's inherited an IRA, especially in light of the game-changing SECURE Act. If you've inherited a retirement account from a non-spouse since 2020, this episode is packed with details you need to know to avoid unexpected tax bills and penalties. I explain the new rules for inherited IRAs, explaining the requirements and options for non-designated, non-eligible, and eligible designated beneficiaries. Whether you're figuring out minimum distributions or seeking smart tax-planning strategies, you'll get clear guidance on how these updates affect you, plus tips to steer clear of common mistakes in 2025 and beyond. You will want to hear this episode if you are interested in... [00:00] Inherited IRAs: key details explained. [02:36] SECURE Act and rule changes. [04:18] Retirement account beneficiary guidance. [07:13] IRA inheritance withdrawal rules. [10:31] IRA distribution rules explained. [13:36] Get in touch for more inherited IRA guidance & support. Inherited IRAs After the SECURE Act: What You Need to Know Before 2020, inherited IRAs were relatively simple: most non-spouse beneficiaries could "stretch" required minimum distributions (RMDs) over their lifetime, potentially lowering annual tax bills. The SECURE Act changed that. If you inherited an IRA from someone who passed away on or after January 1, 2020, new distribution rules likely apply to you, and ignorance could cost you in penalties. The law categorizes beneficiaries into three groups, and the rules differ based on which kind you are. 1. Non-Designated Beneficiaries Non-designated beneficiaries are not people; think estates, certain trusts (non-qualifying), or charities. Naming your estate as the beneficiary might not be the best move if you want your family to get the most options. Here's why: If the original owner died before their required beginning date (generally April 1 of the year they turned 73), the account must be fully distributed within five years. If they died after that date, the estate can take distributions using the deceased owner's single life expectancy, but this is still less flexible than for individual beneficiaries. 2. Non-Eligible Designated Beneficiaries This is the category most adult children, grandchildren, and some trusts fall into. For these individuals, the rules are as follows: If the owner died before their required beginning date (age 73), you must drain the IRA within ten years, but there's no mandate on interim distributions until year 10. Be careful, though, a massive, one-year withdrawal could push you into a higher tax bracket. If the owner died after their required beginning date, Annual RMDs start the year after death using the single life expectancy table, and the account must be completely emptied by the end of the tenth year. 3. Eligible Designated Beneficiaries This privileged group gets more flexibility, including: Surviving spouses (who can treat the IRA as their own or as inherited). Minor children (of the deceased owner, but only until age 21). Disabled and chronically ill individuals. Individuals no more than ten years younger than the deceased. They're allowed to take stretch distributions based on their own life expectancy, often leading to much smaller annual withdrawals and lower taxes. Planning Opportunities and Tax Pitfalls The IRS wants its share, and waiting until year 10 to take out all the funds could mean a significant tax hit. Instead, you might consider spreading withdrawals over several years, especially if you know you'll retire before year 10, lowering your tax rate in some of those years. Beneficiaries must also remember critical deadlines. Because the IRS allowed a moratorium on required distributions from 2021 to 2024 due to pandemic-related confusion, many will need to start withdrawing in 2025. Missing a required distribution can cost you 25% of the amount you should have taken, ouch! Practical Steps for Beneficiaries Review the decedent's date of death: This will determine which rules apply. Identify what type of beneficiary you are. Plan withdrawals smartly: Don't let inertia trigger a tax bomb in your tenth year. Consult a financial advisor: The rules are complex, and the stakes are high; personalized advice can help prevent costly mistakes. Don't name your estate or a non-qualifying trust as your beneficiary if you want your heirs to have better options. Inherited IRAs under the SECURE Act require more attention than ever before. Get proactive: determine your beneficiary type, mark your calendar for required distributions, and develop a tax strategy that fits your situation. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Learn how to keep more of your money in retirement with smart income and tax strategies! Most people picture Social Security or a 401(k) when they think about retirement income — but that’s just the beginning. In this episode of Winning Retirement, Greg and Kristen explain how to coordinate multiple income streams, from pensions and IRAs to RMDs, dividends, and rental income, while keeping taxes as low as possible. Learn how to identify your real retirement income need, create a comfortable spending plan, and discover why a 10–20% cushion can make all the difference. ✅ Need a little help getting organized? Download a FREE copy of Legacy’s My Retirement Kit: https://www.legacyretirementgroup.com/podcast-requestSee omnystudio.com/listener for privacy information.

What is the future of Bitcoin wealth? This week on The Index, Alex Kehaya sits down with Joe Kelly, CEO of Unchained, to explore the rise of a Bitcoin-focused financial services company built on self-sovereignty.From pioneering Bitcoin-backed loans to securing over 100,000 BTC as a full-suite wealth management platform, Kelly shares how Unchained grew into a 140-person team while staying true to core Bitcoin values.At the heart of their model is collaborative custody. Unlike traditional custodians, Unchained's multi-signature approach gives clients two keys, while the company holds just one—allowing access to loans and IRAs without giving up control. After the collapse of FTX, this model gained serious traction as a safer, more aligned alternative.Kelly opens up about balancing Bitcoin ideals with business realities, building products that satisfy both regulators and sovereignty-minded clients. The conversation also dives into Unchained's Bitcoin IRA, which blends tax compliance with key control—something never before possible in retirement accounts.You'll also hear about Unchained's Legacy Project, which supports education, development, and philanthropy in the Bitcoin ecosystem. As ETFs and institutions move in, Unchained keeps its sights set on empowering individual holders to truly own their financial future.Learn more at https://www.unchained.com/Show LinksThe Index X ChannelYouTube

Nearly half of couples say money sparks arguments. In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. share practical steps to help newly married and newly remarried couples align their cash flow, optimize taxes, and invest as a team. Use the simple money meeting agenda and the summary checklist below to get on the same page tonight.Like, share, and subscribe for weekly insights on financial planning, tax planning, and wealth management.What you will learn:• How to set a joint cash flow plan with auto transfers• How filing status affects withholding and cash flow• Smart retirement contributions for couples including spousal IRA basics• HSA tips for families using high deductible health plans• What high earners need to know about surtaxes and Medicare IRMAA• Protection moves that reduce risk and keep your estate documents up to date• A real life client style story that shows the process in actionQuick checklist:• Schedule a monthly money meeting with a ten minute agenda• Confirm filing status and update Form W 4• Max workplace plans and coordinate IRAs and HSAs• Review beneficiaries, titling, and key documents• Align on three shared goals with dollar amounts and due datesFollow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.Hashtags:#FinancialPlanning #WealthManagement #TaxPlanning #MarriedMoney #Newlyweds #HighIncome #EverydayMillionaire #RetirementPlanning #HSA #IRA #401k #CashFlow #Budgeting #EstatePlanning #AMGTags / Keywords (comma-separated)married money, newlywed finances, money meeting, joint budget, cash flow plan, married filing jointly, spousal IRA, HSA family, 401k contribution, IRA contribution, Medicare IRMAA, net investment income tax, high income couple, Andrew Nida, Moise Piram, Asset Management Group, everyday millionaire, retirement planning, estate planning, financial checklist, wealth building, tax strategies for couples, money fights, financial communicationYouTube keywords:married money, newly married finances, couples budgeting, tax filing status, spousal IRA rules, HSA strategies, retirement savings as a couple, Medicare IRMAA income, net investment income tax threshold, high income financial planning, Asset Management Group Inc, Andrew Nida, Moise Piram

HOW TAX CHANGES WILL AFFECT CHARITABLE GIVING FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Thad Ismart | CFP®, ChFEBC, CEPS  Senior Financial Planner About This Episode Major tax changes are coming in 2026, and they'll reshape how Americans give to charity. In this episode, BWFA's Thad Ismart, CFP®, ChFEBC, CEPS, explains what's changing, who's affected, and how to make the most of your charitable donations under the new rules. Full Description Charitable giving is about more than generosity—it's also an important financial planning tool. But as key tax provisions are set to expire in 2026, many households could see the value of their charitable deductions change dramatically. In this episode of Healthy, Wealthy & Wise, BWFA's Thad Ismart, CFP®, ChFEBC, CEPS, Senior Financial Planner, outlines the upcoming changes to charitable giving and what donors should consider now. Under current law, those who take the standard deduction may soon qualify for a new above-the-line charitable deduction: $1,000 for individuals and $2,000 for married couples. While that's welcome news for many, itemizers will face new thresholds and reduced deduction rates. Thad explains how these adjustments may affect high-income earners and retirees who rely on charitable giving to manage taxes and support causes they care about. He also discusses how Qualified Charitable Distributions (QCDs) from IRAs remain one of the most efficient strategies for donors over age 70½, offering a way to give tax-free while satisfying required minimum distributions. Listeners will learn how to use timing to their advantage—whether it's accelerating donations before 2026, adjusting income levels, or combining giving strategies with estate and retirement planning. The key takeaway is simple: with the right planning, you can continue giving generously while maximizing your tax benefits. At BWFA, we help clients align charitable goals with financial objectives to create meaningful and lasting impact. This episode offers valuable insights for anyone who wants to give smarter in the years ahead. For more information, visit BWFA's Financial Planning Services.

In this episode of The Directed IRA Podcast, tax attorneys Matt Sorensen and Mark J. Kohler reveal one of the most powerful strategies for crypto investors, how to grow and withdraw your crypto profits completely tax free using a Crypto Roth IRA.They break down three key scenarios every crypto holder needs to understand:Getting started, how to buy crypto in a Roth IRA even if you are new to retirement accounts.Converting existing IRAs or 401(k)s, how to roll over or convert funds into Roth dollars to start investing in crypto.High net worth or business owners, how to use Roth Solo 401(k)s, HSAs, and Coverdells to expand your tax free crypto empire.You will also learn the “No More Taxes on My Crypto Pledge,” why it is never too late to start, and how strategic planning can protect your wealth while maximizing long term gains.Matt and Mark share real examples from clients, explain the difference between traditional and Roth accounts, and highlight the unique advantages Directed IRA offers for crypto investors, including low fees, easy app based trading, and full IRS compliance.If you believe in the future of crypto and want to keep every penny of your gains, this episode is your roadmap to doing it the smart, legal, and tax free way.Chapters: 00:06 - Why a Crypto Roth Exists02:50 - Three Paths to a Crypto Roth05:00 - Rolling Over Old IRAs and 401(k)s07:20 - Converting Traditional to Roth Strategically08:56 - Solo 401k Power for Business Owners10:53 - The “No More Taxes” Pledge for New Buys13:13 - Using Family, HSA, and Coverdell Buckets16:01 - Costs, Providers, and Getting Help19:35 - Disclaimers and Final TakeawaysTake the pledge. Stop paying taxes on your crypto. Start building your future tax free with Directed IRA.Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other:Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com

Oct 6, 2025 – Are record-high markets making your IRA balloon—and your tax worries grow? Jim Puplava and Crystal Colbert break down how market surges impact IRAs, explore Roth conversions, and share smart tax-saving strategies for retirees...

Vuelve Carlos Feliciano (CAF Investments) a Café en Mano para aterrizar titulares y separar mito de realidad: ¿qué realmente dejó la residencia de Bad Bunny a la economía? ¿Por qué “ser millonario” no significa tener cash en el banco? IRAs de EE. UU. vs Puerto Rico, aranceles y PYMES, salario mínimo, jóvenes y exención de $40k, Apple x NFL x Bad Bunny, trading en el celular vs. Wall Street, tasas de interés de la Fed, y el gobierno en shutdown.Deja tus preguntas en los comentarios y cuéntanos qué tema quieres que profundicemos en el próximo episodio.00:00 Intro & por qué este episodio importa04:50 Residencia de Bad Bunny: impacto económico real (no es “su cheque)07:10 ¿Qué significan $700M para el PIB de Puerto Rico?08:20 Millonario tener cash: patrimonio, marca y activos12:00 IRAs de EE. UU. en PR: riesgos de pagar doble + opciones válidas14:20 Apple x NFL x Bad Bunny: la jugada para globalizar (y AirPods con traducción)18:20 Aranceles: por qué los termina pagando la PYME (ej. relojes suizos)21:30 Subir salario mínimo sin plan: efecto en nómina, precios y cierres24:10 Jóvenes de 26: exención de $40k y por qué casi nadie la usa25:50 ¿El millón es posible? Disciplina mas que atajos27:30 ¿Vivir de dividendos con $1M? Números y estilo de vida29:00 “Cursos” y trading en el celular: humo vs realidad operativa31:40 Wall Street paga por milisegundos: tu app no compite33:55 Bajó 0.25% la tasa… ¿y mi hipoteca? (Fed funds ≠ tu banco)35:30 Por qué bajar 2% sería gasolina para la inflación37:10 Gobierno en shutdown: qué cerró y a quién impacta39:00 Cierre, próximos temas y CTA

What if you’re missing out on thousands by ignoring the latest tax law changes? This episode breaks down the new rules for Social Security, Roth conversions, and self-directed IRAs, plus why timing matters for year-end retirement moves. Damon Roberts and Matt Deaton explain how to take advantage of low tax rates, avoid costly RMD penalties, and make smart decisions before December 31st. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Explore the powerful strategy of Roth conversions with host Phillip Ramsey on the Uncommon Wealth Podcast. Discover how shifting funds from traditional IRAs or 401ks into Roth IRAs can offer tax-free growth and avoid required minimum distributions (RMDs). Phillip unpacks the benefits, timing, and tax implications, providing valuable insights for strategic financial planning. Learn how this technique can enhance wealth and legacy transfer, offering listeners an uncommon approach to managing their finances. Engage with this episode to understand if a Roth conversion could be a beneficial tool for your financial future.

n this episode of Dollars & Sense, hosts Kristin Castello and Chet Cowart dive into the hottest topics shaping your retirement future, including the latest proposed changes to 401k investment options and critical updates to catch-up contributions for those aged 50 and above. If you're curious about how alternative investments like crypto and private equity might soon enter your 401k, or how upcoming tax regulations could affect high earners, this episode has the answers you need to stay ahead. Kristin and Chet break down three main topics: Alternative Investments in 401ks: The current administration's push to add new choices to your 401k sounds appealing, but comes with risks, fees, and potential complications. Learn how these changes could impact your account—and what history has taught us about “too good to be true” investments. Major Tax Changes for High Earners: Starting in 2026, those earning $145,000 or more must put catch-up contributions in Roth accounts, losing some valuable tax deductions. Find out who's affected, what loopholes exist, and how to plan ahead to avoid nasty surprises on your tax bill. Consolidating Retirement Accounts: Should you roll your old 401ks and IRAs together? Get practical advice on direct transfers vs. 60-day rollovers, when consolidation makes sense, and which exceptions to watch out for—plus real-world client stories to illustrate what could go right or wrong. With lively banter, relatable client examples, and clear calls to action, Kristin and Chet make complex financial changes easy to understand—and actionable. Whether you're nearing retirement, a high earner facing new rules, or just looking to simplify your finances, you'll come away with smarter strategies for protecting your nest egg. Ready to take control of your retirement? Click to listen, get expert insights, and discover how Dollars & Sense can help you make the most of every opportunity—no matter where you are in your financial journey. 

We will explore the risks and rewards of a precious metals IRA, detailing how these accounts offer diversification and a hedge against inflation but come with "gotchas". Today's Stocks & Topics: Martin Marietta Materials, Inc. (MLM), Market Wrap, Albertsons Companies, Inc. (ACI), Gold Rush or Golden Trap? The Truth About Precious Metals IRAs, Alibaba Group Holding Limited (BABA), PULSAR HELIUM INC. (PSRHF), The Rise of Landlords, Smith & Wesson Brands, Inc., Unum Group (UNM), Applied Materials, Inc. (AMAT), ProShares Ultra S&P500 (SSO), Crypto Treasury Companies.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Forget everything you thought you knew about retirement planning. While 401(k)s and IRAs get most of the spotlight, brokerage accounts can be a powerful tool for flexibility, tax savings, and early retirement.In this episode, you'll learn the seven key advantages brokerage accounts offer, including how a married couple could generate over $126,000 in tax-free annual income, how heirs can inherit appreciated assets without paying capital gains tax, and how these accounts provide penalty-free access to funds before age 59½.Ari explains how brokerage accounts can bridge the gap for early retirees, solve the “qualified rich, cash poor” dilemma, and enhance estate planning. You'll see how combining retirement accounts with brokerage accounts creates tax efficiency and freedom that traditional strategies overlook.Listen now to learn how brokerage accounts can accelerate your retirement plan and give you the flexibility to enjoy life on your terms.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Alright, buckle up buttercups! Ready to ditch the dumpster fires of traditional real estate and finally smell the roses? Scott Carson's servin' up a steaming hot plate of truth with 13 REASONS why you NEED to be knee-deep in mortgage notes. Forget rehab nightmares and tenant tantrums, we're talkin' passive income, baby!

We covered more ground than usual in this Rich Girl Roundup, because a few themes dominated your feedback and questions. On today's show, in addition to recapping feedback to our last three episodes: (00:00): Intro (01:12): Plastic surgeons encouraging young women to set aside money in “face-lift funds” alongside 401(k)s and IRAs (14:00): Feedback to our episode, "A CFP on Outdated Advice, 'Jumping' Social Classes, & Why Money Mindset Matters" (24:38): Feedback to our episode, "Personal Finance is Broken—Can These Economists Fix It?" (44:40): Feedback to our episode, "Why the 'Double Tax' is the Canary in the Economic Coal Mine We Need to Pay Attention to" (58:20): Other listener-submitted questions Our show is a production of Morning Brew and is produced by Henah Velez and Katie Gatti Tassin, with our audio engineering and sound design from Nick Torres. Devin Emery is President of Morning Brew content and additional fact checking comes from Scott Wilson. Transcripts, show notes, resources, and credits will be available within a week at: ⁠⁠⁠⁠https://moneywithkatie.com/overvalued-stocks. — Money with Katie's mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Get your copy of Rich Girl Nation:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://moneywithkatie.com/rich-girl-nation⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices