Podcasts about IRAS

Send us a textMany investors have questions about IRAs and Roth IRAs as we approach year-end. On this episode I am joined by Andrew Bishop, a Senior Wealth Strategist at Bernstein. We start with the basics on contribution limits, then dive into the impact of the one big beautiful bill act (OBBBA) on retirement planning, the math around Roth IRA conversions, and then get into some of the complexities of using IRAs for generational wealth planning.  With any questions or comments, or to discuss your own financial situation, I can be reached at marc.penziner@bernstein.com or 212-969-6655.The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein.

The IRS just released the 2026 tax updates and they're full of major changes that impact your retirement accounts, your deductions, and your long-term tax planning. We break down new contribution limits for 401(k)s, IRAs, HSAs, SIMPLEs, and more, plus important updates to tax brackets, the SALT deduction, child tax credits, and upcoming rule expansions. After that, we answer your financial questions live on air! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Jared Feldman, SVP of Operations at iTrustCapital, joined me to discuss their recent partnership with Coinbase to offer Bitcoin Yield Strategy for IRAs and much more.Topics:- iTrustCapital's Crypto IRA and Custody Solutions- Coinbase partnership- Trump administration opening up 401ks to invest in crypto - Impact of CLARITY Act passing

In this episode, I chat with Natalie Brunell, host of Coin Stories, a top-ranked Bitcoin podcast and one of the most powerful voices in Bitcoin education and financial media. We dive into her debut book Bitcoin is for Everyone, while also exploring the role of women in Bitcoin, and why she sees Bitcoin as a deeply moral technology. If you're looking to reconnect with the idea of financial freedom, discover how Bitcoin might reshape society, or simply hear an inspiring story of resilience and conviction, this episode is for you. ––– Support My Work ––– Paypal: https://www.paypal.biz/BitcoinMatrixStrike/Bitcoin: BitcoinMatrix@strike.me Cash App: https://cash.app/$BitcoinMatrixVenmo: https://venmo.com/u/bitcoinmatrix PO Box: The Bitcoin Matrix, P.O. Box 18056, Sarasota, FL 34231 ––– Offers & Discounts ––– MicroSeed is redefining seed phrase security. Check out https://microseed.io/shop/ and use code MATRIX at checkout. Unchained is a bitcoin-native financial services company offering collaborative custody multisignature vaults, loans, and IRAs for bitcoin holders. Use code MATRIX10 for 10% off at checkout or click here: https://www.unchained.com/matrix Get up to $100 in Bitcoin on River at river.com/matrix The best Team Bitcoin merch is at HodlersOfficial.com. Use the code Matrix for a discount on your order. Become a sponsor of the show: https://thebitcoinmatrix.com/sponsors/ ––– Get To Know Today's Guest ––– • Natalie Brunell on X: https://x.com/natbrunell ––– Socials ––– • Check out our new website at https://TheBitcoinMatrix.Com • Follow Cedric Youngelman on X: https://x.com/cedyoungelman • Follow The Bitcoin Matrix Podcast on X: https://x.com/_bitcoinmatrix • Follow Cedric Youngelman on Nostr: npub12tq9jxmt707gd5vnce3tqllpm67ktr0mqskcvy58qqa4d074pz9s4ukdcs I want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing. Thank you for listening! The information in all The Bitcoin Matrix Podcast episodes and content is based on hypothetical assumptions and is intended for illustrative purposes only. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. This video is provided for entertainment purposes only. The information contained herein represents temporary, changing views and subjective impressions and opinions regarding the inherently uncertain and unpredictable issues discussed. The reader, user, and/or viewer must not assume that these contents are accurate, complete, timely, or up to date. Market conditions change rapidly and unpredictably. Nothing herein should be interpreted as any kind of offer, solicitation, commitment, promise, warranty, or guarantee whatsoever relating to any of the contents of these videos. DISCLAIMER: INFORMATION PROVIDED BY THE BITCOIN MATRIX PODCAST IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM INFRINGEMENT. The viewer of this video assumes the entire risk of any acting on any information contained herein. No representation is made that any regulatory authority has passed on the merits, adequacy or accuracy of this information. The viewer assumes all liability.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Erin: Creativity and tinkering.Working mothers often face immense challenges balancing professional ambitions with the demands of nursing. Erin Martin, the Co-Founder and CEO of Pump for Joy, turned her personal struggles into a groundbreaking innovation designed to empower mothers in the workplace. In this interview, Erin shared her journey of transforming what she calls an “exclusive pumping” experience into a solution to make life easier for countless moms.Erin described her experience as a working mother pumping breast milk in 2021: “The cleaning between each pumping session would take a long time. Every time I was done, it felt like the next second I was doing another pumping session.” Realizing the lack of support for pumping moms, she envisioned a product that eliminates the hassle of cleaning pump parts while maintaining a commitment to sustainability.Pump for Joy's flagship product is a single-use, 100% biodegradable breast milk collection kit. Designed to simplify the lives of working mothers, the product eliminates the need for extensive cleaning while remaining environmentally friendly. “I cannot bring myself to make a single-use plastic product,” Erin explained. “If I'm creating a convenience product, the very last thing I want to do is hurt the environment.”Developing this innovation has required Erin and her team to navigate the complexities of creating a biodegradable design that meets strict medical device regulations. However, their efforts don't stop there. Erin is actively exploring cellulose-based materials and cutting-edge bioplastics, such as PHA, to push sustainability even further.To fund this mission, Pump for Joy is raising capital through a regulated investment crowdfunding campaign on WeFunder. This approach allows moms and supporters alike to invest in the company's success and become part of the effort to create a better future for working mothers and the planet.As a proud women-owned, minority-owned business, Pump for Joy exemplifies innovation, environmental stewardship, and social impact. Erin's commitment goes beyond solving a problem; it reflects a deep integrity. She put it best: “It's an unwavering commitment to create a better solution for moms and for the environment at the same time.”Those interested in supporting the company can explore its WeFunder campaign at s4g.biz/joy. Pump for Joy is making a real difference in the lives of mothers and contributing to a more sustainable world.tl;dr:Erin Martin created Pump for Joy to empower working moms with a biodegradable breast milk collection kit.The product eliminates cleaning for nursing mothers and prioritizes environmental sustainability with innovative materials.Erin and her co-founder Vanessa leverage their complementary skills to drive Pump for Joy's success.The company is raising capital on WeFunder, inviting the community to invest in its mission.Erin's superpower, creativity and tinkering, has been key to solving challenges and innovating sustainably.How to Develop Creativity and Tinkering As a SuperpowerErin's superpower lies in her ability to creatively tinker and iterate, transforming failure into opportunity. She explained, “I have not ever let go of this idea of constant learning and creativity. If there's a problem to be solved, my brain immediately starts thinking through how we might solve it.” Her passion for experimentation and improvement allows her to approach challenges with curiosity and determination, making her a natural innovator.When developing Pump for Joy's biodegradable breast milk collection kit, Erin faced a design challenge: creating a product that was both user-friendly and environmentally sustainable. Initially, the design was a single piece, but through relentless iteration, it evolved into a multi-part solution. Erin described how she explored everything from magnetic seals to twist mechanisms, testing each idea with prototypes from her 3D printer. Her persistence paid off, resulting in a design that balances functionality and sustainability, a testament to her creative problem-solving.Tips for Developing Creativity and Tinkering:Embrace Failure as a Learning Tool: Erin reminds us, “Failure is not final.” Use setbacks as opportunities to refine your approach.Stay Curious: Approach problems with a mindset of exploration and a willingness to try unconventional solutions.Iterate Relentlessly: Test, tweak, and repeat until you find the best solution.Learn New Skills: Erin's hobbies, like programming in Arduino and 3D printing, directly enhance her creative problem-solving.Adopt a Growth Mindset: Expect your first attempt to fall short and see improvement as part of the process.By following Erin's example and advice, you can make creativity and tinkering a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileErin Martin (she/her):Co-Founder & CEO, Pump For JoyAbout Pump For Joy: Pump for Joy makes single use breast milk collection kits for busy moms. Our kits are biodegradable, safe, and easy to use: no washing or sterilizing away from home. This way, busy moms can spend less time cleaning and more time making waves in the world.Website: pumpforjoy.comLinkedIn Profile: linkedin.com/company/pump-for-joy/Company Facebook Page: facebook.com/profile.php?id=61557243352181#Instagram Handle: @pump.for.joy Other URL: wefunder.com/pumpforjoyBiographical Information: Seasoned product leader with 10+ years of experience launching 0→1 products to market. She's led cross-functional teams, driven go-to-market strategy, and built scalable solutions across various fintech and consumer sectors.LinkedIn Profile: linkedin.com/in/erindevinemartinSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Envirosult. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Mike Green, Envirosult | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Superpowers for Good Live Pitch applications due by November 17. Apply to pitch at the Superpowers for Good live event on December 11, 2025. This is your chance to spark campaign momentum and present to expert investors who frequently invest in our winners. Applicants must have an active Regulation Crowdfunding offering live when applying that will still be live on the event date. Apply by November 17, 2025.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

The U.S. Mint has nixed the penny, but you can still save more of yours in with the IRS increased savings contribution limits for 401(k)s, IRAs and more. The guys are here to review these new 2026 limits and discuss emerging mortgage trends, like the 50-year mortgage and portable mortgages, and the implications of the penny's end.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Costs creep up when you're feeding a family and homeschooling full-time. Today, Jenny Martin—founder of Southern Savers and homeschool mom of five— shares the simple system that cut her grocery bill by $500 in one month (18 years ago!), how to stock up the right way (without hoarding), where to find the best meat prices, and how to turn everyday shopping into a discipleship lab for financial stewardship. We also hit end-of-year power moves—IRAs, HSAs, insurance choices, and the 30-day “impulse pause” your kids (and you!) can actually use. This episode is a goldmine for homeschool families seeking to manage their finances wisely. Key Topics Covered: The 6-week grocery sale cycle and why buying only what's on sale changes everything Bulk meat the smart way (restaurant supply stores + vacuum sealing) Digital couponing that kids can run (Ibotta, Fetch, store apps) Delivery/pickup realities: when it saves time and when it costs more Homeschool savings: used curriculum, shared labs, fewer-but-better activities Discipleship through money: allowances vs. responsibilities, the 30-day want list Year-end checkups: IRAs (through April), HSA + high-deductible plans, tax withholding tune-up Resources mentioned Southern Savers (Connect with Jenny, grocery lists, weekly deals, Monday 8:30pm ET Q&A) Apps: Ibotta, Fetch, and your store's digital coupons (Publix, Kroger, CVS, Walgreens) Restaurant supply: US Foods Chef'Store, Gordon Food Service (regional) IRS Withholding Calculator (for a quick year-end check) Liberty University / LUOA: K–PhD pathways with a Christ-centered foundation. Teach Them Diligently 2026: Pigeon Forge, TN & Branson, MO (both in May). Buy early for best pricing at teachthemdiligently.net/events. Connect With Us: Instagram: @TeachThemDiligently Facebook: Teach Them Diligently YouTube: Teach Them Diligently Channel Subscribe + Share: If this episode helped you, take a minute to subscribe, rate, and share with another homeschool family. We sure would be grateful! Pack Shoeboxes and Earn Family Passes to Teach Them DiligentlyIf your family, co-op, church group, or community packs at least 25 shoeboxes, we would love to bless you with a free family registration in return. If you're a group, you can use that registration for your leader, as a raffle item or fundraiser, or to bless a specific family in your group. We will donate a registration for every 25 boxes you pack. Click HERE to find out how your group can be involved

As solo-prenuers we often don't have investment or retirement plans. This episode I share some personal stories of how I've mismanaged money, and how you can avoid those mistakes.We also get in to setting up your retirement and investment accounts, and making sure they are investing your money. PSA 401(k)s and IRAs don't invest for you!And we dive into credit cards. Are they evil? Can they actually help your credit score? Note: I'm not a financial expert, but I have learned from the best. After this episodes you should definitely check out Tori Dunlap - The Financial Feminist, and Katie Gatti Tassin with the Money with Katie Show. Links below.Mentioned in the show: ----Cost of doing business calculator.You can download yours for free at allheartphoto.com/codb----Sofi HYSAOpen a free High Yield Savings Account today and get a bonus $25 deposited in your account, just for signing up. allheartphoto.com/sofi----Gusto Contractor Payment AppReceive $100 back when you submit your first paid payroll paymentpodcast.allheartphoto.com/gusto----Tori Dunlap - The Financial Feminist Podcast and Her First $100kEpisode about How to Start InvestingCredit Cards to check out----Katie Gatti Tassin -The Money with Katie Show----Follow the showWebsite: https://podcast.allheartphoto.comInstagram: https://instagram.com/witt.podYouTube: https://www.youtube.com/@wisdominthetangents

There are rules we should follow in life. There are rules we might want to break in retirement. We found one with your 401(k)s and IRAs. Like this episode? Hit that Follow button and never miss an episode!

Did you know there's more than $40 trillion sitting in U.S. retirement accounts — most of which could be invested in real estate? In this episode, Michael Blank chats with Karen Hall, Founder of uDirect IRA and author of The BiggerPockets Guide to Self-Directed IRA Investing, to break down the rules, tax implications, and best practices that allow investors to use their retirement funds to participate in real estate syndications. Whether you're a GP raising capital or an LP investing passively, this conversation will help you unlock one of the biggest capital sources in the world.Key Takeaways: There is $40 trillion in retirement accounts — a huge capital pool most investors overlook. Self-directed IRAs can invest in syndications, rentals, notes, crypto, precious metals, and more. The IRS has prohibited transaction rules — keep investments arm's length to avoid penalties. UBIT/UDFI taxes can apply when leverage is involved — tax advisors are essential. A solo 401(k) can reduce some debt-related tax exposure. Recent laws may allow employer 401(k)s to include alternative investment funds, opening the door wider. Always ask investors: “Do you have retirement funds?” — because most won't think of it themselves.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session498/

Forget the race for the biggest Social Security check. The real question isn't how high your benefit can go, it's how well it fits your life, taxes, and long-term plan.In this episode, James breaks down how the timing of your claim shapes everything: portfolio resilience, tax efficiency, survivor benefits, and the freedom to retire when you want, not when the system says you should.Starting with the foundation (your 35 highest earning years) we unpack what really happens when you claim early, wait for full retirement age, or delay until 70. You'll hear how each path affects your taxable income, Roth conversion opportunities, and even the size of your surviving spouse's check.It's not about chasing an 8% “return” on delay; it's about coordination. For those with meaningful savings in 401(k)s or IRAs, waiting can unlock a powerful tax window that permanently lowers RMDs. And for those still working or navigating a market downturn, claiming early can sometimes protect your portfolio from harmful withdrawals.By the end, you'll see how aligning Social Security with your health, income sources, and retirement goals builds an income floor that funds confidence, not just checks.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

This week's episode of “Investing Simplified” with Matt Sudol and Matt Mai focused on helping listeners navigate the current economic landscape, tax changes, and financial planning strategies. The hosts discussed significant recent events, including the ongoing U.S. government shutdown and its effects on travel and benefits, rumors of potential stimulus rebates, and the upcoming Oregon “kicker” refund for state taxpayers. They also tackled various home finance topics, such as the pros and cons of a proposed 50-year mortgage, affordability challenges in real estate, and the impact of Federal Reserve interest rate decisions.In the latter part of the show, attention shifted to practical tax and retirement savings strategies, clarifying the differences between Roth and traditional IRAs, income limitations, and 401(k) contribution rules. Their guest, Ryan from E-Legacy Law, shared advice on overcoming common obstacles to estate planning, including time constraints, fear, denial, indecisiveness, and concerns over cost.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation

Once upon a time, nearly everyone owned land, now most people rely on broken financial systems like 401Ks and IRAs. Kris Krohn exposes how society traded true wealth for false security and reveals why real estate remains the fastest path to financial independence. Tune in as he breaks down the five biggest reasons real estate ownership is the foundation for lasting prosperity and freedom.

Plus: AI startup Cursor raises $2.3 billion in its third funding round this year. And the IRS shares new contribution limits for 401(k)s and IRAs for 2026. Zoe Kuhlkin hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Hiten: Building high-performing teams.RISE Robotics is on a mission to transform the $600 billion hydraulics market. Under the leadership of CEO Hiten Sonpal, the company has developed a groundbreaking alternative to hydraulics called Beltdraulics, inspired by the efficiency of human muscles. This innovative technology replaces traditional hydraulics, which rely on fluids and compression, with electric systems that use belts to mimic the tension in muscle fibers.Hiten explained, “Hydraulics required pumps, reservoirs, and hoses. They were inefficient and leaked everywhere. So, [the founders of RISE Robotics] came up with an alternative technology that we now call Beltdraulics.” Beltdraulics offers remarkable advantages, being three times faster, three times more efficient, and three times more durable than traditional hydraulic systems.The company's work is more than just an engineering feat—it's a green revolution. RISE Robotics' technology is already helping industries like oil and gas reduce emissions and improve efficiency. For example, their equipment can cut battery size requirements in half, reducing costs and infrastructure demands while doubling productivity. “If there's anything we can do to clean up [polluting industries], it would be fantastic from a company mission perspective,” Hiten said.RISE Robotics is also making waves with government contracts, including partnerships with the Department of Defense and interest from sectors like maritime, forestry, and mining. The potential applications for their technology are nearly limitless, as hydraulics are used in everything from cranes to farm equipment.As part of its growth strategy, RISE Robotics is raising capital through a regulated crowdfunding campaign on Wefunder. Hiten emphasized that the campaign offers investors terms similar to those of institutional backers, making this an exciting opportunity for individuals to invest in a clean, green future.RISE Robotics is not just innovating; it's paving the way for a cleaner, more sustainable industrial landscape.tl;dr:Hiten Sonpal introduced how RISE Robotics is replacing hydraulics with clean electric systems.Hiten explained the company's Beltdraulics technology, inspired by muscle fibers, that's faster and more efficient.RISE Robotics is disrupting industries, from oil and gas to defense, while reducing emissions and costs.Hiten shared his superpower: building high-performing teams through diversity, psychological safety, and collaboration.Investors can join RISE Robotics' mission by participating in its Wefunder crowdfunding campaign.How to Develop Building High-Performing Teams As a SuperpowerHiten's superpower lies in his ability to build and lead high-performing teams. He explained, “To have a high-performing team, you need diversity—diversity of experiences, ideas, passions, and interests.” He also emphasized the importance of fostering “a culture of healthy conflict” where team members feel psychologically safe to voice their ideas and concerns. This environment enables teams to collaborate effectively, expand possibilities, and achieve more than they would individually.One powerful example of Hiten's superpower in action came during his time at iRobot. After a challenging trip to China, one of his team members called him out during a retrospective for not providing enough central coordination. Instead of reacting defensively, Hiten saw this as a success—a reflection of the psychological safety he'd created within the team. This openness allowed the team to improve and ultimately succeed.To develop this superpower, Hiten suggests creating a culture where feedback is welcomed and encouraged, even when it's directed at leadership. He also advises reducing complexity for teams by narrowing focus and cutting scope on projects, enabling them to move forward effectively.By following Hiten's example and advice, you can make building high-performing teams a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileHiten Sonpal (he/him):CEO, RISE® RoboticsAbout RISE® Robotics: RISE Robotics is enabling the electification and automation of heavy machinery using Beltdraulics, it's propreitary fluid-free low-maintenance alternative to hydraulics that is 3x faster, 3x more efficient and 100% digital. Website: riserobotics.comLinkedIn Profile: linkedin.com/company/rise-roboticsCompany Facebook Page: facebook.com/riseroboticsincInstagram Handle: @riserobotics Twitter Handle: @RiseRobotics Biographical Information: Hiten Sonpal is the CEO of RISE® Robotics, a venture-backed company revolutionizing industrial motion with its patented Beltdraulic™ actuator technology—offering a clean, efficient alternative to hydraulics that accelerates the electrification and autonomy of heavy machinery. With over 25 years of experience in robotics, product development, and organizational leadership, Hiten has a proven record of bringing complex technologies to market faster through creative, cross-functional execution. Before leading RISE®, he served in senior executive and advisory roles across high-impact robotics startups—including Electric Sheep Robotics, Mowbot, and Graze Robotics—where he drove innovation in autonomous systems, sustainability, and AI-driven engineering.Previously, Hiten spent nearly 16 years at iRobot, where he led multi-disciplinary global teams in mechanical, electrical, and industrial design, contributing to over $2B in revenue and millions of units shipped. He holds degrees in Computer Engineering from the University of Evansville, executive certifications from MIT Sloan School of Management and Harvard, and ongoing graduate studies in Machine Learning at Georgia Tech. A mentor and advisor to several deep tech ventures, Hiten is passionate about building high-performing teams and scaling technologies that create real-world impact across automation, AI, and clean energy.LinkedIn Profile: linkedin.com/in/hiten-sonpalSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Artisan Tropic and Envirosult. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Superpowers for Good Live Pitch applications due by November 17. Apply to pitch at the Superpowers for Good live event on December 11, 2025. This is your chance to spark campaign momentum and present to expert investors who frequently invest in our winners. Applicants must have an active Regulation Crowdfunding offering live when applying that will still be live on the event date. Apply by November 17, 2025.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.From Vision to Impact: The Stories Behind CfPA's Summit Awardees, November 12, 2025 at 2:00 Eastern.Exclusive Investor Webinar for Artisan Tropic. Thursday, November 13 at 1ET/10PT. Register now.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Join Kim Lisa Taylor and Krisha Young as they sit down again with Troy Eckard, founder of Eckard Enterprises, to explore how oil and gas mineral rights have become a compelling alternative investment. Troy shares how his team evaluates opportunities, the unique advantages compared to traditional oil and gas deals, and why investors are increasingly turning to minerals as a stable, income-generating asset. From self-directed IRAs and 1031 exchanges to appraisal differences and wealth manager strategies, Troy reveals what investors need to know about entering this space. Whether you're looking to diversify your portfolio or understand how alternative assets work, this episode will open the door to a world of energy-based wealth creation.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.

Key Takeaways from This Week's DiscussionETFs vs. Mutual Funds — Tax Efficiency MattersMutual funds often create higher annual taxes in taxable accounts. ETFs and index funds are more tax-efficient because of how they handle capital gains—saving investors up to 1% a year. Keep mutual funds inside IRAs to avoid unnecessary taxes.Equal-Weighted vs. Cap-Weighted PortfoliosThe Invesco Equal Weighted S&P 500 (RSP) holds the same 500 companies as the standard index but gives each stock equal weight. This creates different exposure and more turnover, yet the ETF version reduces the tax drag—a key advantage for long-term investors.Small-Cap Value Funds — Choosing the Right FitVBR (Vanguard) performs best when large-cap growth leads, while AVUV and DFSV outperform when smaller value companies rise. The lesson: size and style matter in long-term returns.The Power of Rebalancing & “Shannon's Demon”Mentioned by Bill Yount from the Catching Up to FI podcast,  Shannon's Demon illustrates how periodic rebalancing can turn volatility into profit. By selling high and buying low, you can enhance long-term performance while keeping risk in check.Morningstar Ratings — Don't Chase the StarsStar ratings mostly reflect recent trends, not future potential. Focus instead on the underlying asset class and decades of evidence, not last year's winners.Small-Cap Value Slump — Patience Pays OffSmall-cap value has struggled this year, but historically it offers one of the best long-term premiums. Remember: asset class selection drives up to 99% of overall portfolio performance.Risk Parity Portfolios — Balancing Risk the Smart WayPaul compared traditional diversification to risk parity, which balances exposure across stocks, bonds, and commodities. He prefers government bonds over commodities since bonds generate income and often rise when stocks fall.Diversifying Within an Asset ClassInstead of going “all or nothing,” you can hold multiple ETFs—like AVUV and DFSV—for extra balance within a category. Just keep the lineup manageable for your brokerage or platform.Factor Investing — What Really Drives ReturnsThe strongest long-term drivers are size and value. Momentum and quality can help, but smaller, cheaper companies historically deliver the best rewards.Growth Funds & Ten-Year PerformanceTen-year snapshots can mislead. From 2000 to 2025, small-cap value funds far outperformed growth and the S&P 500, showing the value premium remains powerful across full market cycles.S&P 500 vs. Total Market — Nearly Identical Over TimeSince 1928, returns differ by only 0.1%. The S&P's recent edge comes mainly from a handful of mega-cap tech stocks, not fundamental differences in the indexes.Hiring an Advisor — When It's Worth ItA skilled fiduciary advisor can help manage emotions, discipline, and rebalancing. If you struggle to stay consistent, professional guidance may be worth far more than the fee.The DIY Investor Myth — Overcoming Human Biases“No one cares more about your money than you” sounds good, but behavioral biases—recency, overconfidence, and loss aversion—can derail results. Automation or a trusted advisor can protect you. For more insight, see Paul Hayes' free book Spending Your Way to Wealth, especially the appendix on 48 investor biases.Thank you again for your time, attention, and thoughtful participation. Despite the technical hiccups, your engagement made this an incredibly rewarding session!

Jesse returns for the 10th "Ask Me Anything" episode to tackle three listener questions that cut to the core of modern wealth planning. He opens with a deep dive into direct indexing, separating substance from sales pitch. While advocates tout it as the next evolution of indexing—combining personalization and tax-loss harvesting—Jesse explains why, for most investors, the extra complexity, cost, and tracking error outweigh the modest tax advantages, making low-cost ETFs the better long-term choice. Next, he answers a question from a listener whose retirement timeline doesn't align with their spouse's, exploring how couples can navigate income changes, healthcare coverage, and tax strategy when one partner stops working years before the other. He breaks down the pros and cons of filing jointly versus separately, showing why joint filing almost always leads to lower overall taxes and greater flexibility. Finally, Jesse delivers a masterclass on decumulation—the art and order of withdrawing money in retirement. From spending taxable assets first to preserving Roth and HSA accounts for last, he maps out how smart sequencing, Roth conversions, and bracket management can extend portfolio life, minimize taxes, and keep retirees financially steady through every stage of the journey. Key Takeaways:• Direct indexing isn't revolutionary for most investors—it's often an overhyped, higher-cost alternative to low-cost ETFs with limited long-term benefits. • Married filing jointly is almost always the better tax choice, offering lower overall tax rates, higher standard deductions, and broader eligibility for credits. • Before changing filing status, couples should test both scenarios using online 1040 tax calculators to see the real impact on their total tax bill. • Guardrail and Monte Carlo strategies help retirees adjust withdrawal rates dynamically based on market performance, rather than using a rigid 4% rule. • HSAs can be used as stealth retirement accounts, reimbursing decades-old medical expenses tax-free or even acting as traditional IRAs after age 65. • The key to successful retirement planning is flexibility—balancing tax efficiency, market uncertainty, and personal goals to ensure sustainable income for decades. Key Timestamps:(02:24) – Tax Loss Harvesting: Strategies and Examples (10:06) – Direct Indexing: Pros and Cons (17:18) – Financial and Tax Planning for Lopsided Retirements (24:09) – Retirement Withdrawal Order of Operations (32:39) – Real-Life Financial Planning Experiences (40:56) – Roth Conversions and Tax Bracket Management (45:37) – Optimizing for Post-Death and Social Security Timing (52:26) – Common Mistakes in Retirement Withdrawal Strategies Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:https://bestinterest.blog/retirement-withdrawal-order-of-operations/ https://www.guidestone.org/resources/education/calculators/tax/tax1040 https://bestinterest.blog/0-capital-gains-vs-roth-conversions-how-to-optimize-in-your-financial-plan/ https://bestinterest.blog/spousal-survivor-divorced-social-security/  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

In this episode of the Fundraising Masterminds Podcast, we're talking about how to leave a lasting legacy through planned giving. Get ready to move beyond cash gifts and unlock the hidden wealth of your partners! Join us for an interview with Eric Fleshood (CEO of the Cru Foundation) as we discuss why 99% of America's wealth is held in assets — and what that means for your nonprofit. From gifts of stock and IRAs to donor advised funds, we're covering everything you need to know to start meaningful conversations about asset-based giving. Hear how to donate your business while running it your whole life. Discover what makes “asset giving” so transformational for partners — and why the IRS might just be your biggest matching gift partner. Uncover how to give 30% of your vacation home — while still maintaining 70% of the revenue. And learn how to help your partners leave a lasting legacy through planned giving strategies. Don't forget to subscribe to our channel for more nonprofit tips and tricks. In our next episode, we will discuss the top 5 planned giving tools every nonprofit leader should know about, so stay tuned!ASK US A QUESTION:⁠⁠⁠⁠⁠⁠⁠https://www.speakpipe.com/fundraisingmasterminds⁠⁠⁠⁠⁠⁠⁠NEED HELP WITH YOUR NONPROFIT?Most nonprofits are under-funded. Even if you think your nonprofit is doing well, we've found you could be doing much better. However, most nonprofits don't have a clear development strategy that keeps them grounded. As a result, they "get creative" and "try new things" based on what is popular or trending, or they get comfortable with where they are at and don't realize the dangers they will be facing in just a few short years.The Perfect Vision Dinner Course is a 20-week "live video" course that addresses this problem head on. The course was developed by Jim Dempsey after 38+ years as a Senior Development Director at Cru. After Jim had personally done over 2,500 vision dinners in his lifetime and raised over $1 billion worldwide, Jim and Jason have partnered together to bring you Fundraising Masterminds. Our first course, The Perfect Vision Dinner is a time-tested proven formula that will introduce our development system and grow your nonprofit to its maximum potential.The course includes 20-hours of personalized development coaching from Jim Dempsey and Jason Galicinski and also includes a real-time community group where you have access to everyone attending the course and also our Masterminds throughout the course.The goal for this course is to fully equip you with a Biblical basis for Development so that you can Win, Keep and Lift new partners to higher levels of involvement with your nonprofit. → ⁠⁠⁠⁠⁠⁠⁠https://FundraisingMasterminds.net⁠⁠⁠⁠⁠⁠⁠FOLLOW US ON SOCIAL MEDIA:→ Instagram: ⁠⁠⁠⁠⁠⁠⁠https://instagram.com/fundraising.masterminds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Facebook: ⁠⁠⁠⁠⁠⁠⁠https://facebook.com/fundraising.masterminds⁠⁠⁠Episode Keywords:planned giving, planned giving explained, planed giving, planned giving 101, planned giving webinar, planed giving 101, planed giving webinar, planed giving explained, leave a lasting legacy, leave a legacy, how to leave a lasting legacy, eric fleshood, cru foundation, asset-giving, ira, stock giving, donor advised funds, asset-based giving, asset giving, nonprofit tips and tricks, planned giving tools, jim dempsey, jason galicinski, fundraising masterminds podcast, nonprofit.

Don and Tom tackle investor “magical thinking,” especially the belief that private equity, non-traded REITs, and other illiquid “exclusive” investments offer hidden superior returns. They walk through Jason Zweig's recent reporting on a Florida pension fund that locked up money, paid higher fees, and earned under 1% a year. The conversation underscores why liquidity, transparency, and diversification matter far more than complexity or exclusivity. The episode also features listener questions on retirement withdrawal sequencing for a $9M portfolio, evaluating cash balance plans, and deciding between traditional vs. Roth 401(k) contributions. A recurring theme: boring portfolios win. 0:05 Magical thinking and the fantasy of “special” investments 1:52 Private equity realities: higher fees, no liquidity, often lower returns 2:46 The Indian Shores pension fund case 3:44 Withdrawal limits and 0.7% 5-year returns 4:34 Why endowments can do illiquid assets but you probably shouldn't 5:21 “Roach motel” investing and lack of transparency 8:35 How mutual funds must provide daily liquidity vs. private funds that don't 8:49 Excitement is bad; investing should be boring 9:54 Caller: $9M portfolio—withdraw taxable first or convert IRAs? 11:51 Traditional IRAs vs taxable sequencing strategy 14:17 Why taxable first lowers tax impact and preserves flexibility 16:03 Blackstone senior housing REIT losses and why “sure things” fail 17:39 Diversification protects you when single bets go bad 18:06 Why private deals appeal emotionally (exclusivity + status) 20:38 Caller: Tesla & concerns about private equity creeping into ETFs 23:07 Why mainstream ETFs won't adopt illiquid private assets 24:43 REIT ETFs behave more like stabilizing bond substitutes 26:02 LeaveMeAlone email-unsubscribe tool discovery 28:04 Listener questions: send via site or voice form 30:51 Cash balance plan concerns—likely a stable value/insurance product 33:08 Another listener: Edward Jones 401(k) with American Funds C-shares 34:30 High-fee small-plan 401(k)s—why they happen and how to fix 36:27 Caller: Should we switch to Roth 401(k) contributions? Probably not here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work. Watch the show on television by downloading the e360tv channel app to your Roku, LG or Amazon Fire TV. You can also see it on YouTube.Devin: What is your superpower?Amanda: My superpower is just diving in!The non-alcoholic beverage movement is taking the country by storm. While many expect trends to start in big coastal cities, this time something special is happening in the heart of Ohio. Amanda Ortega, founder and CEO of Beyond Bottleshop, is leading the charge to make intentional, alcohol-free drinking accessible to everyone.Amanda's shop in downtown Springfield, Ohio, offers a colorful selection of non-alcoholic and functional beverages — drinks that not only taste good but also help people feel energized, relaxed, or uplifted. She explained, “A lot of the non-alcoholic industry kind of exploded during COVID. A lot of the products that I carry were founded during that time. So we're not too far behind, and I'm just excited to be an industry leader in the Midwest.”Beyond Bottleshop started small, inside a local gift shop. As Amanda put it, “It was an opportunity for me to have a small space with not too much overhead and start selling these non-alcoholic beverages.” What began as a local experiment quickly grew into something much bigger. Customers now drive an hour or more to visit the store, and Amanda has launched an online shop to reach more people across the country.Her next goal is to expand into distribution, helping restaurants and bars create high-quality, non-alcoholic cocktails. “I'm really passionate about getting into the hospitality industry and bridging the gap between what's happening for people personally and what they can get when they're out,” she said. “I'm excited to bridge that gap with other businesses.”Amanda is also raising capital for Beyond Bottleshop through a regulated investment crowdfunding campaign on Honeycomb Credit. The campaign allows community members to invest as little as $100 to help her business grow. “There are a lot of people who feel passionate about what I do,” she said. “What a cool opportunity that they can give a hundred dollars, a thousand dollars, or whatever is in their range to help a small business grow that's local.”Her passion for intentional drinking came from her own journey. After years of running a wine shop and working in hospitality with her husband, a chef, Amanda began to seek healthier, more mindful options. “I just became really passionate about intentional drinking,” she said. “It just felt like enough time has been spent in my life in and around alcohol. It was time for something different.”Through Beyond Bottleshop, Amanda is creating not only a business but also a movement — one that's reshaping how communities in the Midwest and beyond think about what's in their glass.tl;dr:* In this episode, I talk with Amanda Ortega, founder of Beyond Bottleshop, about the booming non-alcoholic beverage movement.* Amanda shares how her Springfield, Ohio, shop became a local hub for functional, alcohol-free drinks with national reach.* She explains her decision to raise capital through Honeycomb Credit, inviting community investors to fuel her growth.* Amanda reveals her superpower: fearless connection — diving in, building trust, and uniting people for shared success.* Together, we explore how authentic relationships and collaboration can drive business growth and positive social change.How to Develop Fearless Connection As a SuperpowerAmanda Ortega's superpower is fearless connection—the ability to dive in, take risks, and build authentic relationships that move ideas forward. As she explained, “My superpower is just diving in. I see a need, and it feels natural to make it happen if it's related to something I'm passionate about.” She combines her entrepreneurial spirit with a genuine love for people, creating trust and collaboration wherever she goes. Amanda's energy comes from her drive to connect with others who share her vision. “It just lights me up,” she said, “talking to other entrepreneurs and business owners about how we can move forward together—how we can change the world together.”One powerful example of Amanda's superpower in action comes from her work connecting local businesses. She described bringing together a sound bath practitioner, a yoga instructor, and her own non-alcoholic beverages to create an experience that nourished the body, mind, and spirit. “I said, Hey, I can bring drinks, you do this, and you do that, and it brings all our customers together for an even better experience,” she recalled. “That's how I see the world—bringing people together in that way and just building and bringing all our superpowers together.”Throughout this episode, Amanda offered practical insight into how others can develop their own gift for connection:* Start small. Attend local networking events or farmers markets to meet people with shared interests.* Ask thoughtful questions. Focus on understanding others' stories before sharing your own.* Build one-on-one trust. Find common ground and let authentic relationships grow naturally.* Encourage collaboration. Look for ways to align skills, goals, or audiences to create mutual benefit.* Stay fearless. Take risks by reaching out, offering ideas, and trying new partnerships.By following Amanda Ortega's example and advice, you can make fearless connection a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileAmanda Ortega (she/her):Founder/ CEO, Beyond Bottleshop, LLCAbout Beyond Bottleshop, LLC: Beyond Bottleshop is Central Ohio's first curated hub for non-alcoholic and functional beverages, founded by Amanda Ortega to lead a cultural shift toward intentional, wellness-centered drinking. More than a retail space, Beyond Bottleshop is a movement-driven experience that blends strategic brand storytelling with compliance expertise, community engagement, and emotionally resonant rituals. From kava and adaptogenic elixirs to sparkling teas and mood-enhancing tonics, it offers a thoughtfully selected inventory backed by educational resources, experiential campaigns, and hospitality partnerships. With a growing eCommerce presence and plans to expand into wholesale and regional distribution, Beyond Bottleshop is building the infrastructure to scale its impact and become the trusted leader in mindful beverage experiences across the Midwest.Website:beyondbottleshop.comCompany Facebook Page: facebook.com/beyondbottleshopOther URL: invest.honeycombcredit.com/campaigns/Beyond-BottleshopBiographical Information: Amanda Ortega is the founder and owner of Beyond Bottleshop, Central Ohio's first curated hub for non-alcoholic and functional beverages. A visionary leader and strategic storyteller, Amanda blends deep compliance expertise with emotionally resonant branding to pioneer a cultural shift toward intentional, wellness-centered drinking. Her career spans over a decade in hospitality, from supporting her husband's food truck and opening a small restaurant to owning a wine shop and earning her Level 1 sommelier certification. As a former SBDC business coach and private consultant, she's empowered other hospitality start-ups with operational clarity and creative direction. At Beyond Bottleshop, Amanda leads experiential marketing, community engagement, and educational initiatives that spark curiosity and connection. With a growing eCommerce presence and plans to expand into wholesale and regional distribution, she's building a movement—not just a business—centered on mindful drinking, partnership, and purpose.Personal Facebook Profile: facebook.com/amanda-ortegaInstagram Handle: @beyondbottleshopSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Crowdfunding Made Simple, SuperGreen Live and Envirosult. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.* Superpowers for Good Live Pitch applications due by November 17. Apply to pitch at the Superpowers for Good live event on December 11, 2025. This is your chance to spark campaign momentum and present to expert investors who frequently invest in our winners. Applicants must have an active Regulation Crowdfunding offering live when applying that will still be live on the event date. Apply by November 17, 2025.* SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.* SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event Calendar* Successful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.* From Vision to Impact: The Stories Behind CfPA's Summit Awardees, November 12, 2025, at 2:00 Eastern.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.Manage the volume of emails you receive from us by clicking here. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

If you've spent any time on social media or read personal finance blogs, you've likely encountered a buzz around Roth IRAs and, specifically, Roth conversions. This week I'm discussing the details of Roth conversions, what they are, how they work, and why they're crucial for those looking to optimize their retirement finances. Roth IRAs hold a special appeal: the promise of tax-free income in retirement. And most people would agree that having tax free income in retirement is preferable over having taxable income. Yet, for many people, especially those in their 50s and older, most of their retirement savings sit in pre-tax accounts such as traditional IRAs or 401(k)s. Roth conversions offer a pathway for transforming those tax-deferred assets into tax-free retirement income. This episode is packed with practical insights to help you make informed decisions about your financial future. Tune in to learn more and get ready to take your retirement planning to the next level! You will want to hear this episode if you are interested in... [00:00] The appeal of tax-free income during retirement. [04:43] Key rules for Roth conversions. [08:53] Roth conversion strategies for wealth. [11:58] Roth IRA conversion strategy. [14:47] Roth conversion planning tips. Breaking Down Roth IRA Conversions A Roth IRA conversion involves moving funds from a pre-tax retirement account, like a traditional IRA or 401(k), into a Roth IRA. This process requires you to pay taxes now on the amount you convert, but it grants you future tax-free withdrawals. Anyone with pre-tax retirement funds can consider a conversion, but it's important to understand the rules: Every time you do it, it starts a new five year holding period on the money. If you withdraw converted funds too soon, you might face taxes or penalties. One clever strategy we'll discuss is the Roth conversion ladder. By converting sums incrementally over several years, you gradually move money into the Roth IRA, allowing each batch to satisfy the five-year holding requirement. This helps maximize flexibility and minimize penalties if you need access in retirement. Who Should Consider Roth Conversions? So, who stands to gain the most from Roth conversions? Here are a few key candidates: Those anticipating higher future tax rates: If you're in a low tax bracket now but expect to be in a higher one later, converting at today's lower rates can save you significant money down the road. Anyone wishing to avoid required minimum distributions (RMDs): Roth IRAs aren't subject to RMDs, making them valuable for those who want more control over retirement withdrawals. Individuals aiming to leave a tax-free inheritance: Paying conversion taxes now could shield heirs from larger tax bills, especially if they'll be in a higher bracket. Retirees seeking flexibility: Having both taxable and tax-free buckets to draw from allows for smart tax-efficient withdrawals. Timing is also critical. Converting in years when your income dips, due to sabbaticals, career changes, or early retirement, can dramatically lower the tax impact of conversion. How to Calculate If a Roth Conversion Makes Sense It's tempting to jump into conversions, but I advise running the numbers. Consider a hypothetical: If you convert $50,000 at a 12% federal and 5.5% state tax rate, you pay $12,055 in taxes upfront. If you left the funds in a traditional IRA and paid taxes on withdrawals in retirement at a similar rate, the outcome might be similar, but if future rates rise, the Roth wins out. The more time your converted money has to grow, the greater the tax-free benefit. And if you can pay conversion taxes from outside the retirement account, your Roth can grow even more efficiently. Steps to Execute a Roth IRA Conversion Ready to act? Here's an overview of the process: Open a Roth IRA at your provider. Transfer funds from your pre-tax account. Decide how much to convert and how you'll pay the taxes (from conversion or other accounts). Complete the paperwork. Invest the funds, you want growth! Report conversions on your taxes, especially using IRS Form 8606. Roth conversions are a powerful but nuanced strategy. If you're nearing retirement, anticipate higher future tax rates, or want flexibility and legacy benefits, it may be time to explore this option. I'd advise you to consult a financial advisor familiar with your specific circumstances before you make any financial decisions, doing so ensures your Roth conversion fits seamlessly into your broader retirement plan, maximizing tax-free growth for years to come. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Charles Schwab Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

What do skyrocketing gold prices, massive IRAs, and family caregiving have in common? This episode unpacks the financial crossroads facing retirees: whether to rebalance portfolios, manage required minimum distributions, or update legacy plans before the year ends. Jackie Campbell and the team discuss the impact of market highs, tax strategies like Roth conversions, and the emotional realities of supporting aging parents. Discover why proactive planning—especially around taxes and beneficiaries—can help protect your wealth and your family’s future. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

In this episode, Michael talks with Jordan McNeely, a former nuclear engineer who realized his rotating 12-hour shift job was draining his energy and keeping him from family life. That sparked his pursuit of passive income and a scalable path to financial freedom through multifamily real estate. Jordan dove into education, joined a mentoring program to master underwriting and capital raising, and committed 15 hours a week to learning and networking. In just a few months, he partnered with an experienced team on a 96-unit deal in Charlotte and raised over $700,000 from friends and family — despite never having raised money before.Key Takeaways: Skip single-family and scale faster — multifamily penciled out and aligned with his limited time. Time freedom was the motivator — rotating day/night shifts took a toll on family, health, and presence. Mindset shift on raising capital — he stopped “pitching” and started asking about investor goals. One investor conversation per day → $700K raised in 2 months. Retirement funds unlocked big capital using self-directed IRAs. Partnerships shortcut experience — he leveraged a team already active in Charlotte. He made time a priority — 15 hours/week dedicated to education, networking, and raising capital. Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session497/

In this episode, I chat with Daniel White, the author of The Great Realignment: Power, Money, Greed, and Bitcoin, and the CEO of MicroSeed, a Bitcoin self-custody startup. If you've ever wondered why the world works the way it does, and how Bitcoin offers a profound shift in that dynamic, this episode is for you. ––– Support My Work ––– Paypal: https://www.paypal.biz/BitcoinMatrix Strike/Bitcoin: BitcoinMatrix@strike.me Cash App: https://cash.app/$BitcoinMatrix Venmo: https://venmo.com/u/bitcoinmatrix PO Box: The Bitcoin Matrix, P.O. Box 18056, Sarasota, FL 34231 ––– Offers & Discounts ––– MicroSeed is redefining seed phrase security. Check out https://microseed.io/shop/ and use code MATRIX at checkout. Unchained is a bitcoin-native financial services company offering collaborative custody multisignature vaults, loans, and IRAs for bitcoin holders. Use code MATRIX10 for 10% off at checkout or click here: https://www.unchained.com/matrix Get up to $100 in Bitcoin on River at river.com/matrix The best Team Bitcoin merch is at HodlersOfficial.com. Use the code Matrix for a discount on your order. Become a sponsor of the show: https://thebitcoinmatrix.com/sponsors/ ––– Get To Know Today's Guest ––– • Daniel White on X: https://x.com/Daniel21e15 • Daniel White on Nostr: https://primal.net/tinmoney ––– Socials ––– • Check out our new website at https://TheBitcoinMatrix.Com • Follow Cedric Youngelman on X: https://x.com/cedyoungelman • Follow The Bitcoin Matrix Podcast on X: https://x.com/_bitcoinmatrix • Follow Cedric Youngelman on Nostr: npub12tq9jxmt707gd5vnce3tqllpm67ktr0mqskcvy58qqa4d074pz9s4ukdcs I want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing. Thank you for listening! The information in all The Bitcoin Matrix Podcast episodes and content is based on hypothetical assumptions and is intended for illustrative purposes only. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. This video is provided for entertainment purposes only. The information contained herein represents temporary, changing views and subjective impressions and opinions regarding the inherently uncertain and unpredictable issues discussed. The reader, user, and/or viewer must not assume that these contents are accurate, complete, timely, or up to date. Market conditions change rapidly and unpredictably. Nothing herein should be interpreted as any kind of offer, solicitation, commitment, promise, warranty, or guarantee whatsoever relating to any of the contents of these videos. DISCLAIMER: INFORMATION PROVIDED BY THE BITCOIN MATRIX PODCAST IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM INFRINGEMENT. The viewer of this video assumes the entire risk of any acting on any information contained herein. No representation is made that any regulatory authority has passed on the merits, adequacy or accuracy of this information. The viewer assumes all liability.

In this episode of Pilot's Portfolio, Certified Financial Planner and GA pilot Tim Pope helps pilots close out the year with clarity and confidence. As 2026 approaches, new tax and retirement contribution rules are set to take effect—and Tim explains what they mean for your paycheque, your savings, and your strategy. From 401(k) and IRA limit increases to the controversial new Roth “catch-up” rule, this episode unpacks how to plan ahead and avoid falling into what Tim calls a “2026 tax grab”. Tim also encourages reflection on your 2025 financial wins, the goals that didn't quite land, and what to do differently next year. Whether you're celebrating a major milestone, planning a move, or eyeing your next savings target, this episode helps you finish the year strong and start 2026 with a smarter plan.What You'll Learn from This EpisodeHow to reflect on 2025's financial wins and identify what to improve in 2026.Which 401(k), IRA, and HSA contribution limits are changing in 2026—and how to plan for them.The truth behind the new Roth-only catch-up rule for earners above $145,000.How to decide between Roth and pre-tax contributions for tax efficiency.The differences between 401(k)s and IRAs—and why each matters for pilots.What “super catch-up contributions” mean for those aged 60–63.How to use reflection, discipline, and timing to turn frustration into financial advantage.Why 2026 may feel like a “tax grab”—and how to stay ahead of it.Resources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

The SECURE Act clock is ticking! Join Carlos Zarate, ChFC, from the Advanced Planning Team at AuguStar as he breaks down the critical deadlines for inherited IRAs. The 10-year rule is top of mind for many IRA beneficiaries, especially now that waived penalties for missed RMDs are a thing of the past. Carlos shares a 3-step strategy for financial professionals to proactively model distributions, build client trust, and help clients avoid the year-10 tax spike.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Juan: Love for family.Artisan Tropic, a family-owned snack company, began as a mission to heal. My guest on today's episode, Juan Pablo Guzman, shared how his sister's health struggles inspired the family to reconnect with real food, creating snacks that nourish both people and the planet.“Our whole family went on this collective journey of reconnecting to real food,” Juan explained, adding, “We became passionate about using food as a way to heal ourselves, our communities, and our planet.” Artisan Tropic launched in 2014 with plantain and cassava chips and recently expanded to include grain-free crackers made from cassava and plantain flour.But Artisan Tropic is about more than just snacks. Juan's commitment to sustainability and regenerative agriculture sets the company apart. He described their efforts to work directly with small farmers in Colombia, implementing farming practices that prioritize soil health, biodiversity, and fair wages. “Regenerative agriculture is really just doing things the way our grandparents did them,” he said. “It's farming in a way that supports life on the farm—soil life, plant life, and biodiversity.”In 2021, Artisan Tropic piloted a regenerative farming project on a family farm, integrating crops like plantain, cacao, and coffee. Now, through a partnership with Acceso, Artisan Tropic is scaling this model, supporting over 4,000 farmers with technical training, small loans, and guaranteed crop markets. “Within two years of working with Acceso, farmers are making twice as much as they used to,” Juan noted.Artisan Tropic is currently raising capital through a regulated investment crowdfunding campaign on WeFunder. The funds will help the company expand its retail presence with partners like Whole Foods and Costco. “What better way to put your money to work,” Juan asked, “not just for a financial return, but also for the triple impact that your investment unlocks in our supply system?”Listening to Juan's story, it's hard not to feel inspired. Artisan Tropic is more than a brand—it's a movement toward healthier snacks, sustainable farming, and a better future.tl;dr:Artisan Tropic began as a family mission to heal through real food and better nutrition.The company uses regenerative agriculture, supporting small farmers and sustainable farming practices in Colombia.Artisan Tropic's snacks, including plantain chips and grain-free crackers, prioritize health and sustainability.Juan Guzman's family values and love drive the company's mission and commitment to future generations.Artisan Tropic is crowdfunding on WeFunder to scale operations and expand its triple-impact model.How to Develop Love for Family As a SuperpowerJuan Guzman's superpower is his deep love for family, which drives his personal and professional life. As Juan explained, “My love for my family is my superpower. I try to be present. I try to love and I try to listen.” This unwavering commitment to family has shaped Artisan Tropic's mission, inspired its founding, and continues to influence how Juan leads the company. His dedication to creating a better food system stems from a desire to leave a legacy for his children and future generations.Illustrative Story:Juan shared a touching story about how his family's bond deepened over time. While living in New Mexico, he and his sister dreamed of being closer as a family. When Juan moved to Dallas, his sister, her family, and their parents followed, creating a close-knit community where their children could grow up together. “There's nothing that makes me happier than seeing the cousins playing together,” he said. This family cohesion inspires Juan to build a company that reflects their shared values of love, health, and sustainability.Tips for Developing This Superpower:Prioritize Presence: Be fully engaged with your loved ones by putting away distractions like phones.Foster Connection: Create opportunities to spend meaningful time with family, even across distances.Lead with Love: Let your love for family guide your decisions, personally and professionally.Think Generationally: Consider how your actions today can impact future generations.By following Juan's example and advice, you can make love for family a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Buy now!Guest ProfileJuan Pablo Guzman (he/him):CEO / Co-Founder, Artisan TropicAbout Artisan Tropic: At Artisan Tropic, we're a family-owned business dedicated to making nourishing foods that taste great and do good. Inspired by our family's Colombian heritage, we craft all of our products with high-quality, better-for-you ingredients and planet-friendly practices.Website: artisantropic.comCompany Facebook Page: facebook.com/ArtisantropicInstagram Handle: @artisantropic Other URL: wefunder.com/artisantropicBiographical Information: Prior to founding and working with Artisan Tropic, I played professional football for 12 years, and it was a real joy, a gift and blessing to be able to do that for so long as a job and career. Football gave me in memories, friendships, and experiences what I could never have learned and acquired anywhere else, and for that I'm forever thankful!LinkedIn Profile: linkedin.com/in/juanpguzmanSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Superpowers for Good Live Pitch applications due by November 17. Apply to pitch at the Superpowers for Good live event on December 11, 2025. This is your chance to spark campaign momentum and present to expert investors who frequently invest in our winners. Applicants must have an active Regulation Crowdfunding offering live when applying that will still be live on the event date. Apply by November 17, 2025.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Featuring: DR. STEVEN HATFILL Former HHS Chief Medical OfficerDescription:When HHS Secretary Robert F. Kennedy Jr. dismissed senior adviser Dr. Steven Hatfill, the move ignited questions far beyond one man's job title.Was this a bureaucratic reshuffle—or a purge of dissent inside a trillion-dollar public-health machine?Steel News investigates the internal struggle at HHS, the legal limits of unelected agencies, and what Hatfill's firing reveals about federal control of medicine.In the second half, Ann Vandersteel examines emerging research and controversy over post-COVID-19-vaccine health outcomes—from women's fertility and pregnancy effects to spikes in cancers and mental-health disorders—while giving voice to scientists and citizens demanding transparency.Follow Ann Vandersteel on Pickax: https://pickax.com/annvandersteelPresented in partnership with: American Made Foundation & American Made Actionhttps://AmericanMadeFoundation.orghttps://AmericanMadeAction.orgFollow: ANN VANDERSTEEL https://AnnVandersteel.comSPONSORS:GOLD & SILVER IRA'S – IT'S A “GOLDEN AGE” – President TrumpAUGUSTA PRECIOUS METALS call 1-888-782-9064If you have $50,000 or more saved for retirement, call 1-888-782-9064 and secure your free guide to gold IRAs from Augusta Precious Metals.https://learn.augustapreciousmetals.com/vandersteel/?apmtrkr_cid=1696&aff_id=4013&apmtrkr_cph=888-782-9064HEALTHY FOOD & BEAUTYSUPERFOODS https://VandersteelHealth.comReady to save big on your superfoods purchase? Made in America, non GMO superfoods for your whole family and pets.STEEL HEALTH HYDROGEN WATERhttps://ann-8012923148773.lumivitae.comBEEF – MRNA FREE / VETERAN OWNEDhttps://LightsOutBeef.comHigh-Quality Cooked and Freeze-Dried Beef for Long-Term Storage… Or Eat it now! Eat well today AND eat well tomorrowC60 EVO HEALTH AND BEAUTY SECREThttps://www.c60evo.com/annvandersteel/ PROMO CODE “EVAV” 10% for adiant energy & mental focus, increased flexibility, immunity & longevity for people & petsRICHARDSON NUTRITIONAL STORE – laetrille / apricot seeds for healthhttps://RNCStore.com PROMO CODE “AV”RNC promotes wellness and healthy living through the use of safe and effective dietary supplements that support the body's natural healing processes.MAKE HONEY GREAT AGAIN: https://MakeHoneyGreatAgain.comPROMO CODE: AVEMF DEFENSEhttps://www.ftwproject.com/ref/470/SLEEP & MORE with My Pillow!https://MyPillow.com PROMO CODE “AV”YOU TUBE https://www.youtube.com/@RealAnnVandersteelYOU TUBE https://www.youtube.com/@Ann-VandersteelCLOUTHUB https://clouthub.com/c/gyFG3mMSRUMBLE https://rumble.com/c/SteelNewsRUMBLE https://rumble.com/c/AnnVandersteelGETTR https://gettr.com/user/annvandersteelFACEBOOK https://www.facebook.com/ann.vandersteelTWICH TV https://www.twitch.tv/annvandersteelTWITTER https://x.com/annvandersteelDonate to Ann's Travel expenses:Please consider supporting Operation Burning Edgehttps://givesendgo.com/burningedgeTravel to cover stories runs considerable when stories can start in Panama and go around the world.EMAIL ANN: ann@annvandersteel.comSNAIL MAIL:Ann Vandersteel℅ P.O. BOX 386Palm City, Florida [34991]FOLLOW & SUBSCRIBE:https://AnnVandersteel.Substack.comhttps://x.com/annvandersteelhttps://truthsocial.com/@annvandersteelhttps://gettr.com/i/annvandersteelhttps://t.me/AnnVandersteelTruthhttps://annvandersteel.locals.comhttps://app.clouthub.com/#/users/u/AnnVandersteel/postshttps://gab.com/AnnVandersteelhttps://facebook.com/annvandersteelhttps://www.linkedin.com/in/ann-vandersteel-312310260/Relevant Show News links:https://www.reuters.com/business/healthcare-pharmaceuticals/us-fires-health-official-who-opposed-widely-used-covid-shots-bloomberg-news-2025-10-28/https://www.nytimes.com/2025/10/28/us/politics/hatfill-covid-hhs-ousted.htmlhttps://www.thedailybeast.com/anti-vax-health-official-axed-in-coup-to-overthrow-rfk-jr/https://thehill.com/policy/healthcare/5577337-hhs-fires-top-official-who-was-critical-of-covid-shots/FAIR USE NOTICE These pages may contain copyrighted material the use of which has not been specifically authorized by the copyright owner. In accordance with Title 17 U.S.C. Section 107, such material has been referenced to advance understanding of political, human rights, ecological, economic, scientific, moral, ethical, and social justice issues. This constitutes a "fair use" of any such material as provided for in section 107 of the US Copyright Law.

Featuring: Dave Kalin https://davidekalin.com/Show Description:In this explosive episode of Steel News, Ann Vandersteel interviews Dave Kalin, former Charlotte County GOP Chair and one-time candidate for Supervisor of Elections in Charlotte County, Florida. Kalin exposes what he calls a systematic purge of America First leadership across Florida, orchestrated by the Republican Party of Florida (RPOF) itself.After transforming his local REC into a model of community engagement and election-transparency, Kalin was abruptly terminated by the state party — even after he attempted to resign honorably. His story mirrors what's happening in counties across Florida, from Manatee to Broward, where local constitutional conservatives are being removed, silenced, or replaced.With new clarity on his candidacy status — Kalin ran in the 2024 cycle and has not yet qualified for the 2026 cycle — the issue becomes: is the RPOF betraying its grassroots base and violating its own charter? Or is this part of a deeper effort to undermine election integrity and control Florida's political future from the top down?Ann and Dave cut through the noise to reveal who's behind these moves, whether they're legal, and what Floridians can do right now to reclaim their Republican Party and safeguard our elections.Follow Ann Vandersteel on Pickax: https://pickax.com/annvandersteel Presented in partnership with: American Made Foundation & American Made Actionhttps://AmericanMadeFoundation.orghttps://AmericanMadeAction.orgFollow: ANN VANDERSTEEL https://AnnVandersteel.comSPONSORS:GOLD & SILVER IRA'S – IT'S A “GOLDEN AGE” – President TrumpAUGUSTA PRECIOUS METALS call 1-888-782-9064If you have $50,000 or more saved for retirement, call 1-888-782-9064 and secure your free guide to gold IRAs from Augusta Precious Metals.https://learn.augustapreciousmetals.com/vandersteel/?apmtrkr_cid=1696&aff_id=4013&apmtrkr_cph=888-782-9064HEALTHY FOOD & BEAUTYSUPERFOODS https://VandersteelHealth.comReady to save big on your superfoods purchase? Made in America, non GMO superfoods for your whole family and pets.STEEL HEALTH HYDROGEN WATERhttps://ann-8012923148773.lumivitae.comBEEF – MRNA FREE / VETERAN OWNEDhttps://LightsOutBeef.comHigh-Quality Cooked and Freeze-Dried Beef for Long-Term Storage… Or Eat it now! Eat well today AND eat well tomorrowC60 EVO HEALTH AND BEAUTY SECREThttps://www.c60evo.com/annvandersteel/ PROMO CODE “EVAV” 10% for adiant energy & mental focus, increased flexibility, immunity & longevity for people & petsRICHARDSON NUTRITIONAL STORE – laetrille / apricot seeds for healthhttps://RNCStore.com PROMO CODE “AV”RNC promotes wellness and healthy living through the use of safe and effective dietary supplements that support the body's natural healing processes.MAKE HONEY GREAT AGAIN: https://MakeHoneyGreatAgain.comPROMO CODE: AVEMF DEFENSEhttps://www.ftwproject.com/ref/470/SLEEP & MORE with My Pillow!https://MyPillow.com PROMO CODE “AV”YOU TUBE https://www.youtube.com/@RealAnnVandersteelYOU TUBE https://www.youtube.com/@Ann-VandersteelCLOUTHUB https://clouthub.com/c/gyFG3mMSRUMBLE https://rumble.com/c/SteelNewsRUMBLE https://rumble.com/c/AnnVandersteelGETTR https://gettr.com/user/annvandersteelFACEBOOK https://www.facebook.com/RightNowAnn/FACEBOOK https://www.facebook.com/ann.vandersteelTWITCH TV https://www.twitch.tv/annvandersteelTWITTER https://x.com/annvandersteelDonate to Ann's Travel expenses:Please consider supporting Operation Burning Edgehttps://givesendgo.com/burningedgeTravel to cover stories runs considerable when stories can start in Panama and go around the world.EMAIL ANN: ann@annvandersteel.comSNAIL MAIL:Ann Vandersteel℅ P.O. BOX 386Palm City, Florida [34991]FOLLOW & SUBSCRIBE:https://AnnVandersteel.Substack.comhttps://x.com/annvandersteelhttps://truthsocial.com/@annvandersteelhttps://gettr.com/i/annvandersteelhttps://t.me/AnnVandersteelTruthhttps://annvandersteel.locals.comhttps://app.clouthub.com/#/users/u/AnnVandersteel/postshttps://gab.com/AnnVandersteelhttps://facebook.com/annvandersteelhttps://www.linkedin.com/in/ann-vandersteel-312310260/FAIR USE NOTICE These pages may contain copyrighted material the use of which has not been specifically authorized by the copyright owner. In accordance with Title 17 U.S.C. Section 107, such material has been referenced to advance understanding of political, human rights, ecological, economic, scientific, moral, ethical, and social justice issues. This constitutes a "fair use" of any such material as provided for in section 107 of the US Copyright Law.

Jackson is back this week with Drew as they talk to callers and answer questions regarding Bitcoin, social security, IRAs, capital gains, and more! Download and enjoy!

When you turn 73, Uncle Sam says you have to start taking money out of your 401(k) and IRAs. But what if you don’t need it to live? Does it become a big tax headache? Greg breaks down how the RMD options. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Don and Tom tackle the universal truths of investing — namely, that most investors underperform the market due to their own behavior. They discuss the persistence of emotional decision-making, the dangers of market timing, and the importance of diversification and sticking to a plan. Listener calls cover UGMA accounts, bond allocation in IRAs, downsizing for assisted living, robo-investing, annuities, and advisor ethics. The show mixes data-driven insight with classic Real Money humor and real-world financial guidance. 0:04 Universal truths of investing and investor behavior 2:07 Why investors underperform their own funds (Morningstar “Mind the Gap”) 3:30 Market sentiment, cash levels, and memories of 2000 and 2008 4:31 Peter Lynch on market corrections and investor overconfidence 5:40 The danger of timing the market and trusting stocks too much 6:40 “Financial Flinch Reflex” parody PSA (Appella Wealth ad) 7:41 Listener: diversifying a Vanguard UGMA for grandson's education 12:14 Listener: TSP rollover, age-based bond allocation, and risk tolerance 14:40 The right asset mix for long-term investors in their 40s 15:48 Listener: selling condo for assisted living — planning for late-life care 18:45 Spending vs. inheritance — why it's okay to use your own money 20:27 Producer's question: is SoFi robo-investing safe for beginners? 22:56 Emergency funds vs. long-term investing; debt priorities 26:03 Listener: spouse investing in individual stocks — handling differences 28:32 Listener: total market vs. S&P 500 core fund; AVGE and DFAW explained 30:17 Listener: 8% annuity “crediting rate” myth and why it's misleading 35:42 Real internal rate of return on annuities and risk comfort 37:12 Listener: following advisor from Ameriprise to a bank — fiduciary warning 39:36 Why commissioned products persist and how fiduciary rules differ Learn more about your ad choices. Visit megaphone.fm/adchoices

Mat Sorensen sits down with Troy Eckard, founder and chairman of the board at Eckard Enterprises, for a clear look at how investors use self directed IRAs to buy mineral rights and participate in oil and gas cash flow. They break down the three lanes in this asset class, minerals, drilling, and midstream, and explain where each fits in a smart portfolio. You will hear why many IRA owners favor minerals for steady income and lower risk, when drilling can make sense with taxable dollars, and how to evaluate operators with real world due diligence that protects you from bad deals.Troy shares how technology and data have changed the game, what realistic returns look like, how depletion and cash flow work over time, and the red flags that signal inflated pricing or weak sponsors. The conversation also hits current market forces, service costs, and why discipline matters more than shiny tax write offs. This episode is perfect for IRA owners, high income professionals, and anyone exploring real assets beyond public energy stocks who want income, control, and clear rules of the road.Chapters: 0:06 - Meet Troy Eckert And The Goal0:34 - What Mineral Rights Actually Are2:14 - Three Ways To Invest In Oil And Gas4:18 - Risk Then And Now In Drilling5:25 - Taxes, Depletion, And IDC Basics7:41 - Why IRAs Fit Mineral Rights Best10:25 - How Eckerd Structures Direct Ownership12:06 - Diversification Across Operators And Units13:53 - Spotting Fraud And Overpricing16:08 - Don't Chase Deductions Over Deals18:03 - Market Reality: Drill Baby Drill20:45 - DUCs, Service Costs, And Timing23:00 - Who Should Invest Directly And When25:01 - Dollar Dynamics, Rates, And Liquidity27:20 - Due Diligence, Education, And Next Steps41:56 - Closing Notes And DisclaimersDirected IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other:Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Juan: Love for family.Artisan Tropic, a family-owned snack company, began as a mission to heal. My guest on today's episode, Juan Pablo Guzman, shared how his sister's health struggles inspired the family to reconnect with real food, creating snacks that nourish both people and the planet.“Our whole family went on this collective journey of reconnecting to real food,” Juan explained, adding, “We became passionate about using food as a way to heal ourselves, our communities, and our planet.” Artisan Tropic launched in 2014 with plantain and cassava chips and recently expanded to include grain-free crackers made from cassava and plantain flour.But Artisan Tropic is about more than just snacks. Juan's commitment to sustainability and regenerative agriculture sets the company apart. He described their efforts to work directly with small farmers in Colombia, implementing farming practices that prioritize soil health, biodiversity, and fair wages. “Regenerative agriculture is really just doing things the way our grandparents did them,” he said. “It's farming in a way that supports life on the farm—soil life, plant life, and biodiversity.”In 2021, Artisan Tropic piloted a regenerative farming project on a family farm, integrating crops like plantain, cacao, and coffee. Now, through a partnership with Acceso, Artisan Tropic is scaling this model, supporting over 4,000 farmers with technical training, small loans, and guaranteed crop markets. “Within two years of working with Acceso, farmers are making twice as much as they used to,” Juan noted.Artisan Tropic is currently raising capital through a regulated investment crowdfunding campaign on WeFunder. The funds will help the company expand its retail presence with partners like Whole Foods and Costco. “What better way to put your money to work,” Juan asked, “not just for a financial return, but also for the triple impact that your investment unlocks in our supply system?”Listening to Juan's story, it's hard not to feel inspired. Artisan Tropic is more than a brand—it's a movement toward healthier snacks, sustainable farming, and a better future.tl;dr:Artisan Tropic began as a family mission to heal through real food and better nutrition.The company uses regenerative agriculture, supporting small farmers and sustainable farming practices in Colombia.Artisan Tropic's snacks, including plantain chips and grain-free crackers, prioritize health and sustainability.Juan Guzman's family values and love drive the company's mission and commitment to future generations.Artisan Tropic is crowdfunding on WeFunder to scale operations and expand its triple-impact model.How to Develop Love for Family As a SuperpowerJuan Guzman's superpower is his deep love for family, which drives his personal and professional life. As Juan explained, “My love for my family is my superpower. I try to be present. I try to love and I try to listen.” This unwavering commitment to family has shaped Artisan Tropic's mission, inspired its founding, and continues to influence how Juan leads the company. His dedication to creating a better food system stems from a desire to leave a legacy for his children and future generations.Illustrative Story:Juan shared a touching story about how his family's bond deepened over time. While living in New Mexico, he and his sister dreamed of being closer as a family. When Juan moved to Dallas, his sister, her family, and their parents followed, creating a close-knit community where their children could grow up together. “There's nothing that makes me happier than seeing the cousins playing together,” he said. This family cohesion inspires Juan to build a company that reflects their shared values of love, health, and sustainability.Tips for Developing This Superpower:Prioritize Presence: Be fully engaged with your loved ones by putting away distractions like phones.Foster Connection: Create opportunities to spend meaningful time with family, even across distances.Lead with Love: Let your love for family guide your decisions, personally and professionally.Think Generationally: Consider how your actions today can impact future generations.By following Juan's example and advice, you can make love for family a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Buy now!Guest ProfileJuan Pablo Guzman (he/him):CEO / Co-Founder, Artisan TropicAbout Artisan Tropic: At Artisan Tropic, we're a family-owned business dedicated to making nourishing foods that taste great and do good. Inspired by our family's Colombian heritage, we craft all of our products with high-quality, better-for-you ingredients and planet-friendly practices.Website: artisantropic.comCompany Facebook Page: facebook.com/ArtisantropicInstagram Handle: @artisantropic Other URL: wefunder.com/artisantropicBiographical Information: Prior to founding and working with Artisan Tropic, I played professional football for 12 years, and it was a real joy, a gift and blessing to be able to do that for so long as a job and career. Football gave me in memories, friendships, and experiences what I could never have learned and acquired anywhere else, and for that I'm forever thankful!LinkedIn Profile: linkedin.com/in/juanpguzmanSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Superpowers for Good Live Pitch applications due by November 17. Apply to pitch at the Superpowers for Good live event on December 11, 2025. This is your chance to spark campaign momentum and present to expert investors who frequently invest in our winners. Applicants must have an active Regulation Crowdfunding offering live when applying that will still be live on the event date. Apply by November 17, 2025.SuperCrowdHour, November 19, 2025, at 12:00 PM Eastern — Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “Investing with a Self-Directed IRA.” In this session, Devin will explain how investors can use self-directed IRAs to participate in regulated investment crowdfunding while managing taxes and optimizing returns. He'll break down when this strategy makes sense, how to choose the right custodian, and what fees, rules, and risks to watch for. With his trademark clarity and real-world experience, Devin will help you understand how to balance simplicity with smart tax planning—so you can invest confidently, align your portfolio with your values, and make your money work harder for both impact and income.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

What if your retirement plan is packed with hidden fees and missed opportunities? Art McPherson unpacks the value of a second opinion, revealing how overlooked costs in your 401(k) and IRAs can quietly erode your savings. This episode explores new tax rules, Roth conversions, and why gold might deserve a spot in your portfolio. Plus, real stories about travel, charity, and the surprising ways your financial “coach” can make a difference. Get the facts you need to ask better questions and take control of your financial future. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today's market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning, tax strategy, and tax efficiency so you can secure your retirement with confidence.Listen in to learn about using Direct indexing with Tax loss harvesting to mirror an index while managing investment taxes, handling concentrated stock positions, and customizing holdings (think: Index replication without the positions you don't want). You'll also hear practical retirement planning strategies to stay diversified, manage risk, and plan for retirement so you're retiring comfortably with a clear retirement checklist and a resilient approach to Retirement Investing and Investment risk management.In this episode, find out:· How recent Fed moves and headlines factor into a pragmatic market update and what that means for Retirement Planning and risk management.· The core–tactical–bonds/alternatives blend that creates a Diversified portfolio beyond just stocks to smooth volatility.· What Direct indexing is, how Index replication works with 50–75 stocks, and why Tax loss harvesting can add meaningful tax alpha.· Ways to unwind a concentrated position (e.g., long-held company stock) using harvested losses and a phased Capital gains strategy.· How to tailor portfolios (even in IRAs) to exclude specific stocks while still tracking an index—supporting your personalized planning retirement goals.Tweetable Quotes:· “We're not stock-picking heroes—we're replicating the index and using tax efficiency to your advantage.” — Radon Stancil· “With Direct indexing, you can make money and harvest losses at the same time—powerful for investment taxes in non-IRA accounts.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

In this episode, I chat with Jimmy Song, a Bitcoin developer and educator that has been a driving force in Bitcoin for over a decade. We dive deep into the political undercurrents around Bitcoin Core development, funding models, decentralization theater and the question on everyone's mind: Is Bitcoin under attack from within? ––– Support My Work ––– Paypal: https://www.paypal.biz/BitcoinMatrix Strike/Bitcoin: BitcoinMatrix@strike.me Cash App: https://cash.app/$BitcoinMatrix Venmo: https://venmo.com/u/bitcoinmatrix PO Box: The Bitcoin Matrix, P.O. Box 18056, Sarasota, FL 34231 ––– Offers & Discounts ––– MicroSeed is redefining seed phrase security. Check out https://microseed.io/shop/ and use code MATRIX at checkout. Unchained is a bitcoin-native financial services company offering collaborative custody multisignature vaults, loans, and IRAs for bitcoin holders. Use code MATRIX10 for 10% off at checkout or click here: https://www.unchained.com/matrix Get up to $100 in Bitcoin on River at river.com/matrix The best Team Bitcoin merch is at HodlersOfficial.com. Use the code Matrix for a discount on your order. Become a sponsor of the show: https://thebitcoinmatrix.com/sponsors/ ––– Get To Know Today's Guest ––– • Jimmy Song on X: https://x.com/jimmysong • Jimmy Song on Nostr: https://primal.net/jimmysong ––– Socials ––– • Check out our new website at https://TheBitcoinMatrix.Com • Follow Cedric Youngelman on X: https://x.com/cedyoungelman • Follow The Bitcoin Matrix Podcast on X: https://x.com/_bitcoinmatrix • Follow Cedric Youngelman on Nostr: npub12tq9jxmt707gd5vnce3tqllpm67ktr0mqskcvy58qqa4d074pz9s4ukdcs I want to take a moment to express my heartfelt gratitude to all of you for tuning in, supporting the show, and contributing. Thank you for listening! The information in all The Bitcoin Matrix Podcast episodes and content is based on hypothetical assumptions and is intended for illustrative purposes only. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. This video is provided for entertainment purposes only. The information contained herein represents temporary, changing views and subjective impressions and opinions regarding the inherently uncertain and unpredictable issues discussed. The reader, user, and/or viewer must not assume that these contents are accurate, complete, timely, or up to date. Market conditions change rapidly and unpredictably. Nothing herein should be interpreted as any kind of offer, solicitation, commitment, promise, warranty, or guarantee whatsoever relating to any of the contents of these videos. DISCLAIMER: INFORMATION PROVIDED BY THE BITCOIN MATRIX PODCAST IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM INFRINGEMENT. The viewer of this video assumes the entire risk of any acting on any information contained herein. No representation is made that any regulatory authority has passed on the merits, adequacy or accuracy of this information. The viewer assumes all liability.

In this episode, Lindsay Davis interviews Collin Taylor from Inspira Financial, who shares all about self-directed IRAs. Collin discusses his background in finance and real estate, explaining the advantages of self-directed IRAs, the process of setting them up, and common misconceptions. This episode covers the importance of education and due diligence for investors looking to utilize self-directed IRAs for alternative investments in real estate.Contact CollinPhone: 630-288-6755Email: collintaylor@inspirafinancial.comInspira: https://inspirafinancial.com/To learn more about our full-service turnkey operations, check us out online at www.spartaninvest.comConnect with Spartan!Facebook: @spartanTURNKEYInstagram: @spartaninvestLinkedIn: @spartaninvestConnect with Lindsay!Facebook: @spartanlindsaydavisInstagram: @spartanlindsaydavis

My guest in this episode is Dave Stech. Dave heads up Stech Family Office with his two sons. Their family firm, Purpose Built Investments™ (PBI), is a real estate market timing company that invests exclusively in 3 things: real estate, private lending, and early-stage technology companies, including in their self-directed IRAs.Dave graduated from the London School of Economics and speaks at Harvard University and other conferences where he shares his annual State of the Union for Real Estate Investors and Private Lenders: What's Coming Next? In 2005, Dave spoke at Harvard and predicted the housing market collapse, then sat on the sideline until 2009 when he re-entered and enjoyed the record-breaking run we've been on until 2020. In 2019, Dave predicted a recession in 2020.In this episode, Dave shares why it's the calm before the storm and what every real estate investor should know now.Interview Links:Webinar Access www.accessinsiders.com/mclSubscribe To Our Weekly Newsletter:The Wealth Dojo: https://subscribe.wealthdojo.ai/Download all the Niches Trilogy Books:The 21 Best Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-best-cashflow-niches-book⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-best-cashflow-niches⁠The 21 Most Unique Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-most-unique-cashflow-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-most-unique-niches⁠The 21 Best Cash Growth NichesDigital: ⁠https://www.cashflowninjaprograms.com/the-21-best-cash-growth-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-cash-growth-nichesThe 21 Next Level Cashflow NichesDigital: https://www.cashflowninjaprograms.com/the-21-next-level-cashflow-niches-book-free-downloadAudio: https://podcasters.spotify.com/pod/show/the-21-next-level-nichesListen To Cashflow Ninja Podcasts:Cashflow Ninja⁠https://podcasters.spotify.com/pod/show/cashflowninja⁠Cashflow Investing Secrets⁠https://podcasters.spotify.com/pod/show/cashflowinvestingsecrets⁠Cashflow Ninja Banking⁠https://podcasters.spotify.com/pod/show/cashflow-ninja-banking⁠Connect With Us:Website: http://cashflowninja.comPodcast: http://cashflowinvestingsecrets.comPodcast: http://cashflowninjabanking.comSubstack: https://mclaubscher.substack.com/Amazon Audible: https://a.co/d/1xfM1VxAmazon Audible: https://a.co/d/aGzudX0Facebook: https://www.facebook.com/cashflowninja/Twitter: https://twitter.com/mclaubscherInstagram: https://www.instagram.com/thecashflowninja/TikTok: https://www.tiktok.com/@cashflowninjaLinkedin: https://www.linkedin.com/in/mclaubscher/Gab: https://gab.com/cashflowninjaYoutube: http://www.youtube.com/c/CashflowninjaRumble: https://rumble.com/c/c-329875

In this episode of the Tax Smart REI Podcast, Thomas Castelli and Justin Shore discuss essential year-end tax strategies for real estate investors looking to close out 2025 strong. As Q4 winds down, they walk through the most effective levers you can pull before December 31 to minimize taxes, maximize deductions, and set yourself up for a smoother filing season. From vehicle deductions and short-term rental timing to real estate professional status, cost segregation, and the latest SALT deduction updates, Thomas and Justin share practical insights for both active and passive investors. They also highlight common pitfalls, like letting the tax tail wag the dog, and explain how to apply these strategies correctly in your own situation. You'll learn: - How to qualify for 100% bonus depreciation on vehicles and real estate in 2025 - What it really takes to lock in short-term rental tax benefits before year-end - Why REPS qualification is nearly impossible to start from scratch in Q4 - When to complete a cost segregation study (and when it can wait) - How the updated SALT cap could impact your AGI and deductions - Key deadlines for 401(k)s, IRAs, HSAs, and paying your kids through your business - Why bookkeeping and documentation now will save you headaches in tax season Whether you're a seasoned investor or just looking to make smart year-end moves, this episode breaks down the most valuable tax strategies for real estate professionals, with clear guidance on how to apply them responsibly and in compliance with the IRS. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Tired of begging banks for capital? Ready to tap into a hidden goldmine of private funding? This week, we're diving deep into the world of Self-Directed IRA (SDIRA) investors and revealing how you can easily connect with these motivated lenders. Discover the secrets to finding SDIRA investors, understanding their needs, and securing the capital you need to supercharge your real estate deals. You might just find it easier than making a good cup of kale sausage!In this episode, you'll discover:SDIRA 101: What exactly is a Self-Directed IRA and why should every real estate investor care? We break down the basics, even if you thought all IRAs were created equal.County Record Hacks: Learn the surprisingly simple method of using county records to identify SDIRA investors in your local area, like a real estate investing treasure hunt.The Four Key Traits: Uncover the four things every SDIRA investor has in common (hint: they're all good news for you!), like knowing what a sausage even IS.Marketing Mastery: Craft a killer marketing campaign that speaks directly to SDIRA investors, turning postcards and letters into a flood of private capital.Texas-Sized Case Study: We'll walk you through a step-by-step guide to finding SDIRA investors in Texas, complete with website demos and expert tips.Conclusion:Stop dreaming about private capital and start raising it! Tune in to this action-packed episode and learn how to tap into the SDIRA goldmine today. Remember, these investors are looking for deals – and with our strategies, they'll be looking for YOU!Resources Mentioned:netronline.comtalkwithscottcarson.comVistaprint or Postcardmania for your marketing materials.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!

Most people think retirement accounts are only for stocks and bonds—but what if you could use them to buy real estate? In this episode, Kathy Fettke talks with Chris Barnette, Business Development Manager at Inspira, about how self-directed IRAs open the door to investing in real estate syndications and other alternative assets. You'll learn how these accounts work, the key compliance rules to watch out for, and what to expect when using IRA funds in a deal.

What if you could make more money… and keep more of it?In this episode, Todd Toback reveals one of the smartest (and most overlooked) strategies wholesalers can use to grow their wealth — the IRA loophole. From tax-free gains to investing in other people's deals, Todd breaks down how to turn your wholesale profits into long-term, generational wealth.You'll learn the real difference between a Roth IRA and a Traditional IRA, why self-directed IRAs are game-changers, and how to make your money work even while you sleep.---------Show notes:(0:59) Beginning of today's episode(1:24) How to invest your money using and IRA(2:20) How to make more money and keep all your money(4:19) Benefits of a Roth IRA (money can grow tax free)(6:18) Difference between a Roth IRA and a traditional IRA?(7:38) Why should you invest in a traditional IRA vs a Roth IRA?(8:55) Self directed IRA(9:22) Invest funds in other people's deals(12:24) Active management----------Resources:To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?