Balance sheet or statement of estimated receipts and expenditures
EP 78: Budgeting has a dirty feel to it doesn't it? It makes you feel like you did something wrong or that you're in a timeout corner at school. The reality is budgeting do not have to come with shame or embarrassment. This simple skill set has the power to be a force multiplier in your debt-killing and savings-growing arsenal. https://www.ramseysolutions.com/ramseyplus/everydollarSupport the show
Hey ya'll!! Today I am sharing a guest interview that I did with Janet Taylor, host of the Got Clutter? Get Organized Podcast. We are chatting budgeting stratagies and how to manage multiple streams of income! I hope you enjoy today's show! _____________________________ STEP 1: Need passive income clarity?? Want to create a PURPOSE-FOCUSED passive income as a nurse? www.briannebell.com/clarity Use Code: PASSIVEINCOME for $50 OFF STEP 2: Wanna start a podcast? Get ALL the details at www.briannebell.com/podcasting Use Code: PASSIVEINCOME for $100 OFF STEP 3: Need some help, have a question!? Email me at brianne.brannebell.com _____________________________ If you haven't had the chance, please FOLLOW the Show & Give a 5-Star Rating + Written REVIEW on iTunes, this helps the show grow and reach more nurses just like you! LET'S HANG OUT! 1. Connect on Linkedin 2. Follow along with BriAnne on Instagram @thepassiveincomenurse 3. Join the The Passive Income Nurse Podcast Community on FB, a place to continue the conversation about making money online -- discover how to make money online + make an impact! 4. Email firstname.lastname@example.org
Is the 2022 real estate market shifting? Get K.R.O.N.C [Budgeting Tool for Real Estate Agents]. Insulate your expenses and shift-proof your business! Learn how to create lasting profitability in your business...Even in a shifting market! The K.R.O.N.C. Method is not about making cuts or creating limitations, it's about intelligently restructuring your expenses and expanding your financial freedom.budget | financial freedom | cut expenses | shift real estate market | is the market shifting | keller williams | brendan bartic | budgeting tool | real estate coaching | real estate training | 2022 real estate marketCONNECT WITH BRENDAN ON SOCIAL MEDIA:WEBSITE: https://www.brendanbartic.com/ FACEBOOK: https://bit.ly/OfficialBBCFacebookPage INSTAGRAM: https://www.instagram.com/brendanbarticcoaching/PODCAST: https://bit.ly/REALTalkBrendanBartic LINKEDIN: https://www.linkedin.com/in/brendanjbartic/TWITTER: https://twitter.com/BarticRealEMAIL: email@example.comSUBSCRIBE & RING THE BELL to receive notifications on new videos dropping EVERY WEEK! Share the love! If this video helped you, please LIKE, COMMENT & SHARE.LEARN MORE about all of Brendan's secrets and strategies to getting more clients and selling more real estate at https://www.brendanbartic.com/. GET MY FREE SCRIPT BOOK HERE: https://www.brendanbartic.com/ LIKE FREE RESOURCES? Join our Private FB Group, Brendan Bartic Real Estate Coaching: https://www.facebook.com/groups/584389598727184/WHO IS BRENDAN BARTIC?With $98 dollars to his name, a bus ticket, and a duffle bag fresh out of the United States Army, Brendan Bartic started out as an assistant to a top-producing agent making $8 per hour. With his sights set high and a long road ahead of him, Brendan carved his own path towards success one cold call and client relationship at a time. Now, a real estate titan, an elite coach, and national trainer with over two decades of incredible success in the real estate industry, Brendan has SOLD OVER ONE BILLION DOLLARS IN RESIDENTIAL VOLUME over the course of his career. As the owner of the #1 Real Estate Team in Denver, a top listing agent, and the Operating Principal of a brokerage serving over 200 agents, he ranks in the Top 1% of all Realtors in the Nation. Brendan is a United States Army Infantry Veteran. Growing up in an abusive home, Brendan left and moved from group home to group home until he was referred to Third Way Center, a place of hope to high-risk and disadvantaged youth until he was emancipated and joined the Army. Now, giving back to the community that provided him so much, Brendan has helped raise over $1 Million for Denver's disadvantaged youth as the Vice President of the Board of Directors for Third Way Center. He's now sharing the secrets to his unrivaled success in real estate.Please note: This video and information are for entertainment purposes only. Please check all federal and local solicitation laws and always adhere to the Do Not Call List.
How many times have your rugs been stained with wine or food or they are just dirty.What about pets peeing or pooping on the rug? It is probable that it has happened to all of us seeing that there are approximately 160 million dogs and cats in the United States. This is where a company called Ruggable comes into play. What they have over other r ugs is that they are washable. They have a thin carpet layer made of mainly polyester with a rubber mat underneath.From our research and own experience, these rugs are easy to install and they don't shift. When it comes to washing them, 3' X 5' and 5' x 7' rugs fit into the washer nicely. If you have a larger size they can fit depending on the load capacity.In terms of cost, they are comparable to Target and World Market; we paid $338 for ours. In terms of how they feel you will not get a plush, padded option, so try plush or shag-style rugs if that is your preference. As for the environmental impact, these rugs are made from polyester meaning that they derive from petroleum, so this is not an eco-choice. On the other hand, if you can reduce the amount of rugs that you have to replace over time, then less material reduces the overall carbon footprint.The bottom line is that these rugs have been a long awaited choice that will save you money over time. There's nothing like coming home from a long day or trip to find that your dog left a special present for you.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://firstname.lastname@example.org?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast
More than ever before, people are working from their homes, cafes, and on the go, which is why an Aussie startup called espresso Displays designed a portable monitor to help people work better from anywhere. Glen sits down with co-founder Will Scuderi for a look under the hood of this startup story. They chat about:
We're half way into 2022 and here are a few personal finance tips all YOUNG (or old) adults need to live by! Tune into this episode for some inspiration to get ahead financially.In this episode I discuss:- The average savings rate- Saving for retirement & the importance of starting to save now- Smart debt- Department store credit cards- Credit card debt- Budgeting nearing a recession& so much more-----------Register for my next masterclass: https://calendly.com/themmg/Follow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: email@example.comBook a consulting session with Gina: https://calendly.com/themmg
It's wild out there! Glen and John chat through practical ways to optimise your budget and get more money from your career as living costs rise, along with answering some questions from the m3 community.Learn more about TAL here: https://bit.ly/tal-m3podcastGet the How to Get Out of Debt online course for FREE420 turning your home into a rental property206 alternative property investment options
This week we interview Timmy Mckeegan; the 12-year old prodigy who at a young age is making a mark on the world. He is mining his own stable coin, has written two books and a podcast and has traveled to 30 countries. He has an amazing life and has accomplished more than many people do in an entire lifet ime.In the roundtable, we discuss getting rid of your possessions. How much do you have and how much do you need?Timmy's website:https://investingforkidsbykids.com/Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://firstname.lastname@example.org?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast
Britney writes into the show to ask, as a long time fan and follower of various personal finance resources, what should she do now that her family's budget is pretty much dialed in? How can she avoid constantly looking at the app to check that the budget is still working? Jesse reminds us that budgeting should, eventually, become boring for everyone. It may not be the goal, but it's at least a hallmark of a succesful budgeting practice! After that, maybe it's time to find a new hobby... Antifragile: Things That Gain from Disorder by Nassim Taleb https://www.amazon.com/Antifragile-Things-That-Disorder-Incerto/dp/0812979680 Send Jesse an email at: email@example.com Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
Amanda is joined by finance mentor Liz from Ambitious Pareting to talk money.Included in this episode:How to financially prepare for Maternity leaveGoing back to work - is the money worth your mental health?Budgeting 101Follow Liz @ambitiousparenting on IGAll The Things Exploring topics like fitness, wellness, business and more every week!Listen on: Apple Podcasts Spotify Parental DevelopmentParenting is one of the hardest jobs we'll ever have. Dr. Leah Featherstone, clinical...Listen on: Apple Podcasts Spotify
As an independent contractor, freelancer or gig worker, you enjoy the freedom to choose when and where you want to work. But your income may not be as predictable as that of an employee with a regular paycheck. When your income varies from month to month, setting a budget is critical to meeting your financial obligations. Join Rob as he touches on three different resources that you can use to help you budget with an irregular income. No matter where you are on your financial path - this show will help you get motivated and level up your budgeting game! Debt = Slavery. Be free. How do you operate with an irregular income? Would you prefer a stable income?Why or why not?Join the discussion on Telegram and let us know! Telegram Group Chat - https://t.me/allaroundgrowth ~ Connect on social media! Telegram Group Chat - https://t.me/allaroundgrowth MeWe Group - https://mewe.com/join/theallaroundgrowthcommunity Twitter - https://twitter.com/allaroundgrowth Flote - https://flote.app/allaroundgrowth Facebook Page - https://www.facebook.com/allaroundgrowth Facebook Group - https://www.facebook.com/groups/allaroundgrowth ~Follow this link to ALL EPISODES ~ How To Leave a Rating & Review in Apple Podcast AppThis really *does* affect the algorithm......as of recording in June 2022 - I would invite you to do this!The podcast game is changing - help us with a rating and review!~Have a Question or any feedback for Rob?Send me an email at firstname.lastname@example.org~Discussion Links:How to Budget With Irregular Income - ExperianYou can create a budget with an irregular income by: Adding up your fixed and variable expenses, calculating your average monthly income, allocating where your money goes and building an emergency fund. Apr 8, 2022How to Budget With an Irregular Income | RamseySolutions.com6 stepsBudgeting on Irregular Income | Investors BankJul 13, 2021 · Budgeting on Irregular Income. An irregular income presents unique challenges when it comes to budgeting. HowevePresearch: a Decentralized Search Engine Search privately, receive better results and get rewarded with the Presearch decentralized search...2022 Goal Setting Workbook Feeling discouraged? Miserable in your job? Just lost your business? Give yourself a new beginning!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show
Even in times of rising inflation, people seem to be going out and spending money. This is likely to occur for some time until things are too expensive and we fall into a recession or in stagflation stateAt the moment the world has a handle on Covid and entertainment venues are filling the seats. So when going to an event, the question is: do you buy your tickets right away or do you wait? If it is a can't miss, people will pay up.If you decide to wait, there are many apps out there to buy tickets in the second hand market.So for the next question: is it better to wait until to pruchase tickets right up until the event occurs.Typically this is a good strategy, but more so when the event is not sold out as venues want to fill their seats.Recently, I went to a baseball game on Memorial Day weekend and it turned out that it was less expensive to buy the seats at Will Call rather than through an app. This is because the demand was high.As for sporting events, if the team stinks or you don't mind showing up after it starts this will save you money.Another strategy is to search for events straight through the venue as you can find packages that will include parking. We have found this to be advantageous. We parked close to the building and saved money. There's nothing like paying $60 bucks to park, right? The bottom line is that there is no right or wrong answer.As for my wife and I, being spontaneous keeps life interesting - we hop in the car, find an event and we keep some of our money from going to the overpriced ticket brokers. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://email@example.com?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast
In today's podcast episode, I'm going to share 10 Reasons to Start Budgeting. Buy My Book on Amazan- How to Budget: On ANY Income You may also copy and paste link https://www.amazon.com/How-Budget-Income-Willita-Cherie-ebook/dp/B0B2MN6FQY/ref=sr_1_11?keywords=how+to+budget&qid=1655324343&s=digital-text&sr=1-11 Buy Directly From Me- https://buildyoung.willitacherie.com/products/budget --- Send in a voice message: https://anchor.fm/willita-cherie/message
Andy is 22 and an OG listener of the podcast since 2018! Andy came into an inheritance when she was just a child. She shares her story which lead up to that point and what she decided to do with the money when she received it.
Welcome to Negronis with Nord. Today's episode is about, unfortunately, the looming recession. What might a recession mean for brands, influencer marketing budgets, and influencers' strategy?
The song "Mo Money Mo Problems" never took into account that you can funnel your extra money straight into your restaurant/DoorDash budget. Maybe with a little bit of emotional Amazon spending too. Today we get REAL with you guys and share our monthly expenses (please don't judge us!) as well as some of our spending habits & future financial goals. Support the show
Money expert, Sherri Dumbrell, firmly believes that trying to create your financial future from a budget is quite possibly the worst thing you can do. Come and find out how to stop living from pay cheque to pay cheque and get on top of your finances without the whole lot of pain that goes with budgeting. Find out more here: https://www.mmmpodcast.me/ep134
When it comes to talking about and celebrating financial success, Tall Poppy Syndrome often also rears its head. For the final part of our money mindset series Glen and Sim from the Girls That Invest discuss this phenomenon and Sim also shares some her own career journey. You can pre-order a copy of Sim's new book at the link below.Learn more about TAL here: https://bit.ly/tal-m3podcastGet Girls That Invest on Booktopia: https://booktopia.kh4ffx.net/5b0gOjGet Girls That Invest on Amazon: https://amzn.to/3NDu9SzGet a copy of Glen's book here
These 7 crazy personal finance statistics are jaw dropping! Cavan and Drew weigh in on what you can do if you fall into one of these situations. From budgeting to emergency funds to retirement savings,…everything is captured here.Welcome neighbors!Our Reading Recommendations:Cavan: The Little Book of Common Sense Investinghttps://amzn.to/3w0rQkPDrew: Rich Dad Poor Dadhttps://amzn.to/3MKCa7bDon't want to watch the full episode, skip around to what interests you!***** Episode breakdown *****0:00 - Intro2:30 - Crazy personal finance stats47:13 - What's going on in the neighborhood59:58 - Outro***** Connect with us! *****Instagram: https://www.instagram.com/neighborhoodmoneypodcast/Facebook: https://www.facebook.com/neighborhoodmoneyTwitter: https://twitter.com/NMoneyPodcastThe Neighborhood Money Podcast is two friends talking about money on a weekly basis, nothing more. Anything said during the podcast is either Drew or Cavan's opinion and should not be taken as financial advice. This show is for educational and entertainment purposes only.
Welcome to Linda's Corner. In this episode Gordon Stein shares secrets to financial freedom. Gordon is a personal finance expert, international keynote speaker, blogger, and the author of "Cashflow Cookbook - $2 Million of Financial Freedom in 60 Easy Recipes." Visit Gordon's website cashflowcookbook.com for fabulous tips on how to save and invest to grow your wealth. Some highlights Gordon shares:Why the standard advice of budgeting and saving 10% doesn't work for most peopleForget the hassle of budgetingEasy ways to free up hundreds or even thousands of dollars each monthHow to pay down debt without making sacrificesHow can average people find a path to financial freedom?How can our listeners add $1 million to their wealth?How to stop living from one paycheck to the nextHow to eliminate worries about funding your retirementand more Please share, subscribe, leave a rating and review, visit the Linda's Corner website at lindascornerpodcast.com and/or follow on youtube, facebook, instagram, and pinterest @lindascornerpodcast. Thanks!Also please visit the Hope for Healing website at hopeforhealingfoundation.org for free resources to increase happiness, build confidence and self esteem, improve relationships, manage stress, and calm feelings of depression and anxiety.
Thiw week we discuss I-bonds:Key TakeawaysSeries I bonds are inflation-beating savings bonds issued by the U.S. Government.You pay the face value of the bond and receive interest and an inflation adjustment.Savings bonds are not transferable, so they must be purchased from the U.S. Treasury or certain banks and payroll programs.In the roundtable we discuss an survey that says around 57% of Millennials love their pets more than their siblings and 50% of them admitted the same in comparison to their mothers. Ugh!
Brandon Neely is here. He's an entrepreneur and he's got a thing, Profit First and Bank on Yourself. I got to get him to define all this stuff because he's got a lot of cool stuff going on. And he's the cohost of the Wealth Wisdom Financial Podcast with his wife Amanda, and they founded and managed Overflow Cafe Coffee Bar. And now they share their experiential knowledge through podcasting and through developing personalized financial strategies for individuals and couples and profitability strategies for business. Screw The Commute Podcast Show Notes Episode 605 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 02:09 Tom's introduction to Brandon Neely 04:16 Selling coffee as a data analyst guy 07:35 Creating "Ethical" coffee 12:49 Store falling apart and having a baby 18:15 Pivoting into the financial world 21:44 Budgeting vs Cash Flow Management 24:52 The STILL method 30:05 Sponsor message 32:25 A typical day for Brandon Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - firstname.lastname@example.org Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ KickStartCart - http://www.kickstartcart.com/ Copywriting901 - https://copywriting901.com/ Disabilities Page - https://imtcva.org/disabilities/ STILL Method website - https://stillmethod.com/ Wealth Wisdom Financial podcast on YouTube - https://www.youtube.com/c/GrandmasWealthWisdom Wealth Wisdom Financial on Apple Podcasts - https://podcasts.apple.com/us/podcast/wealth-wisdom-financial-podcast/id1430092759 Email Brandon: email@example.com Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Christian D Evans - https://screwthecommute.com/604/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/ Join our Private Facebook Group! One week trial for only a buck and then $37 a month, or save a ton with one payment of $297 for a year. Click the image to see all the details and sign up or go to https://www.greatinternetmarketing.com/screwthecommute/ After you sign up, check your email for instructions on getting in the group.
The Earth might seem like it has abundant water, but in fact less than 1 percent is available for human use and we are running out of it.So let's push down the handle on some Flush Facts: According to the EPA, the average American uses 300 gallons of water per day or about 80 gallons per person. In addition, roughly 70 percent of this use occurs indoors. So it goes without saying that there is always something that we can do. So let's talk about toilets.With that being said no one goes out and says that I am excited to shop for a toilet; however, over $10 Billion are sold in the U.S. each year.This means the odds you'll buy one sooner than later. So let's get to more numbers.The standard toilet in the past used 1.6 GFP or gallons per flush and with recent advancements, many have been reduced to 1.28 gallons per flush which is a reduction of 20%WIth my recent toilet purchase, it uses just .8 GPF while still providing equal or superior performance.So I am happy with my choice knowing that the average person flushes five times per day which means I am cutting the water usage in half. Not to mention that I have incorporated other water reducing tactics with other low flow appliances and fixtures from our PFT #40 and PFT #6 which covered why there is no need to rinse your dishes by letting your dishwasher handle the load.Therefore, I am significantly reducing my water bill as my past purchases will pay for themselves over time - the best part is that I am preserving our environment and you can too!Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://firstname.lastname@example.org?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast
Are you paying attention to your energy budget? Are you making good choices where to invest the energy you have? Michaela talks about how to pay closer attention to the input and output of energy you expend everywhere. She reviews where we can enhance the opportunities, people and energy we bring to us by being mindful about where we spend it. Scott and Megan talk about energy budgets from 1999 and some celeb couples as well! Mystic Michaela Instagram: https://www.instagram.com/mysticmichaela Mystic Michaela Website: https://www.mysticmichaela.com Mystic Michaela Facebook Group: https://www.facebook.com/groups/2093029197406168 Mystic Michaela Podcast Itunes: https://podcasts.apple.com/us/podcast/know-your-aura-with-mystic-michaela/id1477126939 Mystic Michaela Bonus Episode - Every Aura Color Explained: https://podcasts.apple.com/us/podcast/bonus-every-aura-color-explained/id1477126939?i=1000479357880 Get 25% off your first order at https://www.functionofbeauty.com/kya Get 20% off your Everlywell at home test at https://www.everlywell.com/kya Get 10% off your first month at https://www.betterhelp.com/kya Sign up for your Free 7 day trial at https://www.yourfuzzy.com/kya Get 15% off your entire purchase at https://theouai.com with code AURA More podcasts at WAVE: https://podcasts.apple.com/us/artist/wave-podcast-network/1437831426
Comedian and digital creator, Matt Hey better known by the stage name Alright, Hey! is a big show and we're stoked to sit down with him for this episode of my millennial story. Matt talks money, career and culture with Glen, sharing about:
We welcome back Mike Foley, CFP, CSLP to continue our financial wellness series. Today, we discuss budgeting! Mike talks to us about where to allocate our funds: what do we contribute to, what do we want to spend our money on? Don't forget to check out our Rosh Review question of the week! Go on our website to find out how to win a whole year's worth of board review questions. Michael is a comprehensive financial advisor who runs his practice out of Scottsdale, Arizona, under North Star Resource Group. Michael was trained at Duke University and holds his Certified Financial Planner designation alongside his Certified Student Loan Professional designation. Although Michael serves a diverse group of clients with their financial and student loan needs, with two physician parents, Michael has found a specialty in working with those in the healthcare space. North Star Resource Group is independently owned and operated. 6720 N Scottsdale Rd Ste 290, Scottsdale, AZ 85253. Separate from the financial plan and his role as financial planner, Michael may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them. Financial Professionals do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Twitter: @creogsovercoff1 Instagram: @creogsovercoffee Facebook: www.facebook.com/creogsovercoffee Website: www.creogsovercoffee.com Patreon: www.patreon.com/creogsovercoffee You can find the OBG Project at: www.obgproject.com
Inflation is on the rise, impacting consumers around the globe. But how long is it expected to persist, how big of a concern should it be? In this episode, Wealth Planning Executive Bryan Koepp joins us to discuss what's driving inflation in 2022, how it's impacting the average American household, and why focusing on your personal balance sheet is key to surviving inflation.
Danielle Kunzman is a corporate girl who loves finance and fashion, and she is joining the two passions into a brand that is setting out to promote a simple promise: financial security can be attained without having to sacrifice a love for fashion and beauty, and self-confidence can be built through pursuing your passions. Through TikTok segments like ‘Makeup and Money', Danielle is educating her audience of 20-something professional women on the ins-and-outs of finance, while keeping her finger on the pulse of what's in and out in the fashion and beauty world. Danielle is reinventing what it means to be an influencer, by giving her audience tools that will give them security for a lifetime! Where to find Danielle Kunzman TikTok: investwithd Instagram: investwithd_ Find Coffee & Convos on Website CoffeeConvosLiz.com Facebook: @CoffeeConvosLiz Instagram: @CoffeeConvosLiz Ad Coupon Code: coffeeconvos Link: https://zen.ai/coffeeconvos
Another inspiring conversation on the Zero to 5000 Podcast today. We were joined by Jon Beck, the Founder and CEO of Ursus, Inc. We discussed: - Taking advantage of the tools. While everyone has the same availability to the tool they only use 25% of them. - Remote work culture and its benefits - Betting on yourself and knowing when to stop and confide in others - Budgeting time and balancing needs - Culture! Thanks for Listening. Be sure to join our monthly email. One life-changing email to help you with your mindset, your methods, and your mission each month. https://zeroto5000.com/botw
With the weather getting warmer and summer right around the corner, your mind may begin to wander toward a nice relaxing vacation. However, as you probably know, it is very easy to overspend on vacation, so you may want to consider planning your budget ahead of time. This tip shares some things to keep in mind while planning your dream vacation. Learn more about making a vacation budget Airbnb information: https://www.airbnb.com/ Value Penguin personal finance website: https://www.valuepenguin.com/average-cost-vacation Information on hotel fees: https://www.neamb.com/travel-and-vacations/10-annoying-hotel-fees-and-how-to-avoid-them Travel Zoo website: https://www.travelzoo.com/ Visit Groupon's website for discounts on tickets: https://www.groupon.com/ Like what you heard? Go ahead and share on your social media! Visit trianglecu.org to learn more about how we can serve you and don't forget to follow us on Facebook and Twitter! Transcript: Welcome to Money Tip Tuesday from the Making Money Personal Podcast. First, come up with a list of places you'd like to go. Travel can be really expensive, so figure out how you are going to get there. If you plan on going overseas, the only real option you have is to take a plane. Even if you aren't going overseas, but it's still far away, it might be more cost effective and time efficient to take a plane. If you're not going too far and have access to a car, driving might be the way to go. If you go this route, figure out how far you will have to drive and how much gas you will need. Other alternative transportation such as buses and trains are also available and may be cheaper than driving yourself. When traveling, it can be easy to go over budget. According to ValuePenguin, a personal finance website, the average American family spends 44% of their vacation budget on traveling to and from the destination. When flying, it doesn't help that airlines are constantly pushing more and more expenses to your bill. Things like flight insurance, in-flight meals and beverages, and in-flight entertainment, while nice to have, increase the cost of your travel and aren't necessary. However, some credit cards offer travel rewards, so you may get some money back by using them. Some airlines also have reward programs for flying with them. Next, decide where you are going to stay. According to ValuePenguin, lodging on average takes up 26% of travel costs domestically and 21% internationally. Hotels and motels are usually the go-to choice, with motels typically being cheaper. Hotels are typically nicer than motels but can have a lot of fees that you may not know about. Hotels often charge for mini-bar and snacks, parking, early check in or late check out, and more. Air BnBs are a newer option, where you can rent someone's house or room. This will give you a homier location, and you can choose which Air BnB is best for your price range. You can choose the location of where you want to stay, what type of housing you'd like, and what amenities you want, which may include a kitchen, and this brings us to our next topic of food. What and where you are going to eat is important to budget out, too. Do you plan on eating all your meals out at restaurants? This will fill up your budget very quickly. Some hotels and Air BnBs have kitchens included, so you can bring your own ingredients and food to make your own meals. This is a cheaper option and will allow you to budget some money for more fun and exciting activities. Finally, it's time to plan out what you want to do on this vacation. Are there any national parks to explore? Or maybe a theme park is more your style. Like all the other things, create a budget where you don't overspend, but are still able to do what you want and relax. You may want to check Groupon or Travelzoo to see if they have any deals for your activities. Your local library may also have coupons that you can use on your vacation. Planning your next vacation can be stressful, but it's better to do it now so you aren't stressed while on your vacation and can be completely relaxed. If you found this episode helpful, we'd like to hear from you about thoughts on this show or maybe you have some ideas on other topics we should cover, email us at email@example.com. Be sure to subscribe to the Making Money Personal podcast for our full episodes and weekly Money Tips wherever you listen to podcasts and follow us on Facebook for more great content. On behalf of the podcast team, thank you to our sponsor, Triangle Credit Union, and thank you, as always, for listening. Have a great day everyone!
Does it feel like your money is owning you? Can you relate to constantly paying out all the money you've earned with not much left to pay yourself? Tired of the self sabotage when it comes to your money mindset in your business? Listen in as Belinda talks to us about the importance of mindset when it comes to money in your business and really stepping into that CEO role. She explains why you need to be confident in our own worthiness and the value of the services and products that we create. She covers both the strategy and the mindset needed to make more money in your business. Meet Belinda Rosenblum: CPA and Profit Strategist of OWN YOUR MONEY - She helps busy female coaches and experts sustainably scale their revenue AND profits by upleveling their financial systems + strategies and stepping into the CEO role. She believes it's time female entrepreneurs feel worthy and safe with money, finally enjoy the freedom they started their business for in the first place, AND consistently take home the money they want each month. (It is possible!) “You won't sell to nearly the potential that you can until you have sold yourself first on your ability to make money, on your deserving of the money that you're bringing in.” - Belinda Rosenblum Timestamps 04:58 - Belinda's Story 13:48 - The importance of mindset around money 15:52 - Understand the value of the transformation you created 20:01 - Where to start as a struggling business owner 24:51 - Paying yourself first 31:27 - Undercharging and why 36:14 - Golden nuggets For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * FREE Budget Starter Kit - http://www.budgetsmadeeasy.com/start Pay Yourself Calculator: https://ownyourmoney.isrefer.com/go/calculator/budgetsmadeeasy/ Cash Flow CEO Accelerator: https://ownyourmoney.isrefer.com/go/cfceoapply/budgetsmadeeasy/ Pay Yourself Calculator - https://ownyourmoney.isrefer.com/go/calculator/budgetsmadeeasy/ 5 Best Ways To Create Consistent $10k+ Cash Months ("Consistent Revenue Guide”) - https://ownyourmoney.isrefer.com/go/revenue/budgetsmadeeasy/ Get Smart With Your Business Money - https://ownyourmoney.isrefer.com/go/smart/budgetsmadeeasy/ Confidently Raise Your Prices - https://ownyourmoney.isrefer.com/go/pricing/budgetsmadeeasy/ Self-Worth to Net Worth Book - https://ownyourmoney.isrefer.com/go/book/budgetsmadeeasy/ Book Reccomendations: * We Should All Be Millionaires by Rachel Rodger: www.amazon.com/dp/B08BYYMZG3 * The Big Leap by Gay Hendricks: www.amazon.com/dp/B0026772QU * Profit First and Clockwork by Mike Michalowicz: www.amazon.com/dp/B01HCGYTH4 , www.amazon.com/dp/B078GDX7BP Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Belinda: * IG: www.instagram.com/OwnYourMoney * FB: https://www.facebook.com/ownyourmoney Special Guest: Belinda Rosenblum.
This week's personal finance tip is about the gas gouging myth and lower gas for cash. In times when inflation is rising, we experience higher prices for our goods and services as well as shortages.For example, In the grocery store, we've experienced products in limited supply from toilet paper to baby formula. When a desired product is available, it is emptied as soon as it was stocked. When it comes to gasoline, supply chain disruption was experienced in 1973 and 1979. This also occurs during natural disaster situations where shortages shoot up prices and then we hear about gauging. To make things clear, gauging does occur; however, there is a large misinformation notion that gas stations drive up their prices because they have us over a barrel. For the most part this is not true as our research on average tells us that most retailers make 15 cents per gallon after the consumer pumps it. To make things worse, most people pay via a credit card which has a merchant fee around 2.5%. Hence, when the price per gas is at just $4, the retailer pays 10 cents and in our example would profit just five. This is why we see a cash price listed on the signs that are lower than the credit price. Hence, if you have cash, this is another way to keep a few bucks in your pocket especially during long stretches. The bottom line is this is another way to save a few more dollars, yet the hidden point in this finance tip is when we understand how things work, we can accept things that we don't like. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://firstname.lastname@example.org?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast