Optical disc format for the storage and playback of digital audio and other digital data
POPULARITY
Categories
Episode 678. This episode of “Three Sides of the Coin” focused on a discussion about greatest hits albums, their purpose, and their relevance in the modern era. Michael, Tommy, and Mark shared their personal experiences with greatest hits albums, highlighting how they served as introductions to bands’ catalogs in the pre-internet age. They discussed specific albums like Deep Purple’s “Deepest Purple,” Black Sabbath’s “We Sold Our Souls for Rock ‘n’ Roll,” and KISS’s “Double Platinum,” analyzing their track listings and impact. The conversation also touched on how live albums often functioned as greatest hits collections. The hosts agreed that with the advent of streaming services and playlists, traditional greatest hits albums have less utility today. Three Sides of the Coin https://linktr.ee/ThreeSidesoftheCoin Three Sides of the Coin has moved to its own YouTube Channel, don't miss any future episodes click the link below and click SUBSCRIBE… so easy! Subscribe – / @threesidesofthecoinkisspodcast Press requests please contact Michael Brandvold at www.michaelbrandvold.com Since launching in 2012 Three Sides of the Coin has been viewed or listened to over 6,000,000 times. Three Sides of the Coin has been joined by special guests including former KISS lead guitarist Bruce Kulick, Eddie Trunk, AEW Superstar and lead singer of Fozzy Chris Jericho, Angel lead guitarist Punky Meadows, Five Finger Death Punch guitarist Jason Hook, Vinnie Vincent Invasion and Slaughter lead singer Mark Slaughter, Twisted Sister's Dee Snider, comedian Craig Gass, KISS' former business manager Chris Lendt, the Black Veil Brides’ Andy Biersack, Frank Munoz associate producer for Ace Frehley’s Anomaly album, award winning songwriter Adam Mitchell, Ed Kanon (Peter Criss’ drum tech), Kevin Valentine (drummer on KISS’ Psycho Circus album). Three Sides of the Coin was picked (October 2013) as a ‘What’s Hot’ podcast by Apple’s iTunes. In the early ’90s, Michael Brandvold launched the fifth ever website on the Internet devoted to KISS, KISS Otaku. He built, launched and maintained Kissonline.com (KISS’ official web presence). He now owns Michael Brandvold Marketing, providing marketing services and digital strategy to musicians. Tommy Sommers spent 15 years on the record show circuit collecting, trading and selling memorabilia / Kiss merchandise. He is now a successful residential Real Estate agent in the Minneapolis / St. Paul area. Tommy has also produced a KISS song For The Oddfathers and is the owner of Rock Steady Digital Photography. Mark Cicchini, is a world renown KISS collector. KISS have used parts of Mark's vast KISS collection for audio, video & print materials including their book NOTHIN TO LOSE, CD re release of the LOVE GUN album & the VH1 Ultimate Album KISS ALIVE! special as well as many other KISS projects. His wife also makes a mean meatloaf!!! It’s only our opinion… it’s neither right nor wrong. Three Sides of the Coin Radio: www.threesidesofthecoinradio.com Facebook: facebook.com/threesidesofthecoin Twitter: twitter.com/threesidescoin Spotify: spotify.threesidesofthecoin.com YouTube: youtube.threesidesofthecoin.com iHeartRadio: iheartradio.threesidesofthecoin.com Spreaker: spreaker.threesidesofthecoin.com iTunes: itunes.threesidesofthecoin.com TuneIn: tunein.threesidesofthecoin.com Stitcher Radio: stitcher.threesidesofthecoin.com SoundCloud: @michaelbrandvoldmarketing Web: threesidesofthecoin.com Merchandise: shop.threesidesofthecoin.com Three Sides Of The Coin is unofficial & unsanctioned and has no affiliation with the band KISS. MichaelBrandvold.com Three Sides of the Coin Monthly Option 1 : $1.99 USD – monthlyOption 2 : $5.00 USD – monthlyOption 3 : $9.99 USD – monthly If you would rather make a one time donation of any amount, please use the Donate button below.
Have you ever witnessed a baptism? There are lots of different places where people can be baptized. In a lake, a river, a church, or even a watering trough for animals! The important thing is that there is enough water for them to be immersed, or buried under the water. This week we are learning about John the Baptist and how he was preaching and baptizing in the Jordan River. Jesus is going to leave His home and His mother behind and go to where John is preaching. What will happen?Year B Quarter 3 Week 32All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Nailah Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
https://www.amazon.co.uk/Villain-Venice-Steampunk-Adventure-Expanded/dp/B0GYVW1ZM3?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3P5ROKL5A1OLE On the precipice of peace it stands... After the destruction of a major stronghold, the Sontarans propose something extraordinary. More extraordinary still, the Rutans say yes. The Doctor, Charley and C'rizz are on hand to watch history being made. Yet history has other ideas. A plan that has taken centuries is about to come to fruition. The Melmoth is returning. This release will have a limited CD pressing of 1500 copies.
Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS08032026_0.mp3Scripture References: Psalms 139; Genesis 28; John 14
Jeff Sheppard of The Family Wealth Group covers different ways to grow money and still maintain access to it in the form of CD's and Annuities. See omnystudio.com/listener for privacy information.
UKPラジオ第317回目のゲストは、新宿LOFT店長の柳沢英則さん!柳沢さんは、新宿LOFTの店長としてこれまで数多くのアーティストと歩んできました。今回は、老舗ライブハウスの店長という仕事や、今年50周年を迎える新宿LOFTの歴史、そしてこれからの展望についてをたっぷりとお届けします!▼新宿LOFThttps://www.loft-prj.co.jp/schedule/loftーーー【Chapter】00:00 オープニングトーク~柳沢英則さん登場01:29 CONNECT歌舞伎町について02:40 UK.PROJECTで好きなアーティスト03:14 柳沢さんのキャリアについて05:44 新宿LOFTは今年50周年!08:52 50年続くライブハウス09:38 ライブハウス店長の一日12:14 仕事のやりがい~釣りの話13:53 仕事での失敗談14:54 仕事で手応えを感じた瞬間16:04 新宿LOFTの作りについて17:07 歌舞伎町でライブハウスを経営すること18:10 仕事をする上で大切にしていること19:22 ライブハウスが音楽業界の入口に22:16 新宿LOFTに出演するには24:27 NEO BURNING FIRESをご紹介!25:27 CDのリリースについて26:39 新宿LOFT50周年を迎えて思うこと29:13 祝50周年!新宿LOFTのこれからの周年イベント30:18 これからやってみたいことと将来の夢32:24 エンディングトーク番組を聴いた感想や質問は、#UKPラジオ をつけてポスト(ツイート)、メッセージフォームに投稿をお願いします!▼UKPラジオ・メッセージフォーム:https://t.co/uukpF97jG9▼UKPラジオ・プレイリスト:https://sptfy.in/2ymg▼UKPラジオ・X(Twitter)アカウント:https://x.com/ukp_radio
Sintonía: "Passport to Pimlico" - Herbie Stewart Quintet 1.- You Rascal You 2.- Hobo, You Can´t Ride This Train (L. Armstrong) 3.- Knockin´ A Jug (E. Condon/L. Armstrong) 4.- Dear Old Southland 5.- See See Rider (Ma Rainey) 6.- Reckless Blues (Bessie Smith) 7.- Trouble In Mind 8.- Courthouse Blues 9.- I Love Jazz10.- The Mardi-Gras March11.- Basin Street Blues12.- Otchi-Tchor-Ni-YaTodas las músicas interpretadas por Louis Armstrong (voz/trompeta) and The All Stars Todas las músicas extraídas del CD 6 de la compilación (6xCD/8xLP) "The Complete Decca Studio Recordings Of Louis Armstrong And The All Stars" (1950-58) (Mosaic, 1993)Relación de fechas de los 5 programas anteriores de este coleccionable:1.- CD 1 emitido el 11/03/20262.- CD 2 emitido el 14/04/20263.- CD 3 emitido el 05/05/20264.- CD 4 emitido el 17/06/20265.- CD 5 emitido el 06/07/2026Escuchar audio
We're back with some more Gilmore Girls! Join us in this journey on social media - @gilmorethemerrierpod. ABOUT: GILMORE GIRLS (SEASON 2 EPISODE 14) Christopher and girlfriend Sherry visit Stars Hollow. Lorelai brings Christopher to her parents' Friday night dinner, potentially stirring up family dynamics and past feelings. AIR DATE & NETWORK FOR: GILMORE GIRLS (SEASON 2 EPISODE 14) February 12, 2002 | The WB CAST & CREW OF: GILMORE GIRLS (SEASON 2 EPISODE 14) Lauren Graham as Lorelai Gilmore Alexis Bledel as Rory Gilmore BRAN'S GILMORE GIRLS (SEASON 2 EPISODE 14) SYNOPSIS Lorelai and Rory get to Luke's and no one is there! Just one of those lulls. Rory tells Lorelai about her debate competition this week. Lane calls Rory at the diner. Naturally, Lane can see the diner with a telescope from her room where she is stuck cuz she's grounded. They head home to watch some random British baking show called Two Fat Ladies, but they're interrupted by Paris who showed up because she thinks Rory needs more practice on the debate competition. Lorelai gets a call from Christopher. Turns out he's close by and she invites him to come to the debate competition. He says he'll be there. The next day, Rory walks by a payphone and naturally Lane calls it and asks her to pick up a new single for her. Lane is not well. It's debate time! The topic is a light one - doctor assisted suicide. They do a coin flip to decide who is pro or con. Paris picks pro. Christopher shows up….with another woman! Chilton wins. Afterwards, Lorelai and Sookie go to meet Christopher's girlfriend, Sherry. Lorelai and Rory come up with a game plan on how to handle this unexpected visit and they invite them home. Before they leave, Paris asks Rory to hang out and celebrate but she can't, which really upsets Paris if you can believe it. Sherry pulls Lorelai aside and is like you don't have to get to know me. Just because we've both had a relationship with Christopher doesn't mean we have to be friends. But she really wants to get to know Rory and asks if they can hang out tonight even though it's Friday night dinner. Lorelai is like uhhh sure. Lorelai talks to Rory and Rory says she's fine hanging out with Sherry. Lorelai asks if Christopher wants to come to dinner and he's like it's good grub, why not. They get to dinner, and when Emily hears that Rory is just having this night with Sherry, she's not thrilled and starts to interrogate Christopher about this Sherry. Then Rory bursts out that she doesn't think Emily should miss Friday night dinners unless she's sick and storms out. Lorelai goes after her and Emily says it should've been you! When Christopher finally got his life together, he should've been with you! To make matters worse, Emily blames Lorelai for everything. She says she's gonna go lay down. The next morning, Lorelai and Rory meet up at Luke's. Lorelai begs Rory for all the Sherry deets. And she gives her ALLLLL the deets including how Sherry wants kids. Lorelai asks Rory if she ever hoped that she and Christopher would get together. Rory says sure I've pictured you being with dad but I've also pictured you being with Pee-wee Herman and living in his playhouse. Before they can get back to the serious convo, Rory has to run out to watch and make sure the plan to get Lane her CD works, including Kirk stopping Mrs. Kim to talk and Michel jogging by and dropping the CD in the bag. Back at Luke's, Sherry and Christopher come by to say goodbye. Sherry leaves to say goodbye to Rory and Christopher apologizes to Lorelai for last night. Lorelai says I realized something last night - all these years, I always had you in the back of my mind. The prospect of us being together. I think I subconsciously sabotaged every relationship I've ever been in because I knew you were always there. Now that I know you're not, I can move on. Believe it or not, Christopher doesn't handle that well. He says don't put that on me. You're dumping 15 years of being unhappy on me. Don't blame me. This blowup is loud and naturally Luke watches and does nothing. Watch the show on Youtube - www.deckthehallmark.com/youtubeInterested in advertising on the show? Email bran@deckthehallmark.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Have you ever witnessed a baptism? There are lots of different places where people can be baptized. In a lake, a river, a church, or even a watering trough for animals! The important thing is that there is enough water for them to be immersed, or buried under the water. This week we are learning about John the Baptist and how he was preaching and baptizing in the Jordan River. Jesus is going to leave His home and His mother behind and go to where John is preaching. What will happen?Year B Quarter 3 Week 32All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Nailah Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
Join Gareth and Ted for another episode of the Tech Addicts Podcast, where they dive into the latest gadgets, strange innovations, and the ever-changing world of consumer technology. This week they take a closer look at FiiO's affordable hi-fi audio gear, including the Snowsky Echo Nano MP3 player and JadeAudio GIGAS 1, discuss why 2026 is becoming the year of the CD and whether it's time to rebuild your physical music collection, and explore the bizarre concept of a giant space mirror designed to reflect sunlight back to Earth. There's also a look at Ayaneo's retro-inspired Konkr Pocket Advance, Lenovo's leaked Google-powered laptops that could redefine what a "Googlebook" really is, Canon's decision to ramp up compact camera production, and plenty of entertaining tangents, including The Human Fridge! Finally, Gareth and Ted share their latest purchases, featuring the Google TV Streamer and Sony LinkBuds Clip, along with a nostalgic look back at the Razer Cynosa Chroma keyboard. Whether you're into retro tech, cutting-edge gadgets, or just enjoy a good tech chat, there's something here for every enthusiast. With Gareth Myles and Ted Salmon Join us on Mewe RSS Link: https://techaddicts.libsyn.com/rss iTunes | YouTube Music | Stitcher | Tunein | Spotify Amazon | Pocket Casts | Castbox | PodHubUK News Fiio's £50 Hi-Fi MP3 Player - Snowsky Echo Nano and FiiO JadeAudio GIGAS 1 The Human Fridge The Year of the CD Miss your CD collection? A sun-reflecting space mirror Ayaneo Game Boy Advance remake the Konkr Pocket Advance Lenovo's first Googlebooks have leaked Googlebooks are not just Chromebooks Banters: Knocking out a Quick Bant Canon to increase compact camera production Razer Cynosa Chroma Bought Report Google TV Streamer - £99 (£79 on sale) Sony LinkBuds Clip £145 (from £179 RRP) Bargain Basement: Best UK deals and tech on sale we have spotted Google Pixel 10a - 256GB (£449 from £599) and 128GB (£399 from £499) DJI Mic Mini - £65.20 Mooncool Electric Trike Foldable Aluminium Bike with 36V 20AH Removable Battery £1,445 from £1,700 Electric Tricycle for Adults Samsung Galaxy Z Flip7 - £639.00 INIU Wireless Charger 2-Pack only 15W but great from Bedside/desk £27 for 2 (£9 x 3 months here) Lenovo IdeaCentre Mini 01Q8X10 - £366.30 Anker 100W USB-C and USB-A Charger with swizzle 3-pin plug and touch-control display - £39 from £59 Philips Evnia 34M2C5501A - £217.88 - a review Main Show URL: http://www.techaddicts.uk | PodHubUK Contact:: gareth@techaddicts.uk | @techaddictsuk Gareth - @garethmyles | Mastodon | Blusky | garethmyles.com | Gareth's Ko-Fi Ted - tedsalmon.com | Ted's PayPal | Mastodon | Ted's AmazonYouTube: Tech Addicts
Have you ever witnessed a baptism? There are lots of different places where people can be baptized. In a lake, a river, a church, or even a watering trough for animals! The important thing is that there is enough water for them to be immersed, or buried under the water. This week we are learning about John the Baptist and how he was preaching and baptizing in the Jordan River. Jesus is going to leave His home and His mother behind and go to where John is preaching. What will happen?Year B Quarter 3 Week 32All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Nailah Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
〜Today's Chapter〜 0:00 中古CDは大体町田ブックオフで漁ってた 5:23 町田で行く場所は大体3ヶ所 7:06 ぺそこ、空前の「はぴだんぶい」ブーム! ☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆ 各ソロラヂヲ専用のおたよりフォームが出来ました。 ☆ぼちラヂ専用「若杉浜際郵便局」→ https://forms.gle/fLZHQurNX234Wm1d7 ☆ぺそどコ専用「空豆川淵郵便局」→ https://forms.gle/MTao8NPqebxiQgK46 ダイレクトなおたよりは是非こちらへ!お待ちしてます♡ ☆26/7/31収録 BGM :「Rain In The City」by FLASH☆BEAT #ひとり語り #LGBTQ+ #GayTalker #収録配信型トーカー #ぺそどコ #音楽 #大学時代の思い出 #サンリオ #タキシードサム #はぴだんぶい #ドスラヂ2608 #ぺそどコ2026
Hello fellow readers, I'm R. E. Fort and welcome back to my podcast and this episode of my Book Reviews. In this review I'm covering T.S. Falk's book Blood in the Sand. Find this episode and others on my podcast here on Spotify and on my website at refort.co. The backing track in this post is the title track from my 2026 CD Stop Wait and Think. As always, youcan find this CD and others on all music streaming services and all my music can be found on my website refort.co. As always, Without Music Life Has No Soul
Join us for a powerful chant to dispel anything negative and bring in the good and a discussion about the ancient Hawaiian art of Huna Healing! Dr. Elizabeth Bonet interviews the one and only Belinda Farrell about the Healing Modality of Huna. This episode starts off with a Huna chant, explores swimming with Dolphins, how Belinda became a stunt car driver, and how she became a healer, first healing herself with Huna. As a Certified Master Hypnotherapist, NLP Master Practitioner, Huna Practitioner, and Reconnective Healing Practitioner, Belinda is effective at getting results and enhancing performance in people's lives. Belinda trained and worked as part of Tony Robbins' team, became a professional Precision Stunt Car Driver for TV commercials and films in her 40s, and later became a healer herself. Belinda is the author of an audio CD and the book, "Find your Friggin' Joy." You can learn more about her at her website: http://www.hunahealing.com -------------- Support the podcast through Buy Me a Coffee! https://buymeacoffee.com/drlizbonet Support the Podcast & Help yourself with Hypnosis Downloads by Dr. Liz! http://bit.ly/HypnosisMP3Downloads Do you have Chronic Insomnia? Find out more about Dr. Liz's Better Sleep Program at https://bit.ly/sleepbetterfeelbetter Search episodes at the Podcast Page http://bit.ly/HM-podcast --------- About Dr. Liz Interested in hypnosis with Dr. Liz? Schedule your free consultation at https://www.drlizhypnosis.com Winner of numerous awards including Top 100 Moms in Business, Dr. Liz provides psychotherapy, hypnotherapy, and hypnosis to people wanting a fast, easy way to transform all around the world. She has a PhD in Clinical Psychology, is a Licensed Mental Health Counselor (LMHC) and has special certification in Hypnosis and Hypnotherapy. Specialty areas include Anxiety, Insomnia, and Deeper Emotional Healing. A problem shared is a problem halved. In person and online hypnosis and CBT for healing and transformation. Listened to in over 140 countries, Hypnotize Me is the podcast about hypnosis, transformation, and healing. Certified hypnotherapist and Licensed Mental Health Counselor, Dr. Liz Bonet, discusses hypnosis and interviews professionals doing transformational work. Thank you for tuning in!
Where is God, and what is He doing? Those are questions we'll try to answer this week on the program. Of course God is in Heaven, but that answer isn't complete. He's also right next to you, and (if you're a Christian) He's inside you. How can these things be, we want to know. And as for what He's doing, most people have nary a clue. If we can see God as He is, we will be changed. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS07312026_0.mp3Scripture References: Psalms 139; Genesis 28; John 14
How do you create music that is playful and catchy while still telling an honest story?Las Vegas singer, songwriter and producer Kiara Garcia joins Vigilantes Radio Live to discuss her new album, Ocean Pearl, and its upbeat pop single, “Obsessed.” The playful record explores what happens when someone becomes a little too invested in another person—romantically or platonically—while maintaining a fun, flirty and danceable energy.Kiara explains how she structured Ocean Pearl like a musical storybook, with songs designed to reflect different emotions and seasons of life. She also discusses the creative challenges and opportunities of writing in both English and Spanish, blending pop, R&B, hip-hop and reggaeton, and creating music that reflects every side of her identity.The conversation explores her journey from singing at 14 to producing her own records after realizing that other producers could not always capture the sounds she imagined. Kiara also shares how her mother's massive CD and cassette collection shaped her musical curiosity, why she values creative control and what it means to make music that leaves listeners feeling happier than they did before pressing play.This episode is a conversation about joy, identity, artistic independence, healthy boundaries and the courage to create without allowing expectations to limit your sound.https://music.apple.com/us/artist/kiara-garcia/1244469119https://open.spotify.com/artist/7K0xXVSPFr4N98rhCvg7lc?nd=1https://www.youtube.com/channel/UCFZ64ptfV0u3SbjkQwl3U2Ahttps://www.instagram.com/kiaramusicofficialBecome a supporter of this podcast: https://www.spreaker.com/podcast/vigilantes-radio-live--2166168/support.Vigilantes Radio Live! by The Only One Media Group ℗©2025Episode Credits:Produced, edited, mixed, and written by Demetrius "Whodini Blak" Reynolds, Sr.Artwork designed by Demetrius "Whodini Blak" Reynolds, Sr.Show Introduction by KateSegment jingles composed & produced by Demetrius "Whodini Blak" Reynolds, Sr.Additional music licensed through 7th Sign RecordingsLinks:onlyonemediagroup.comhttps://www.instagram.com/vigilantesradio/https://www.iheart.com/podcast/966-vigilantes-radio-live-29999229/https://www.instagram.com/whodiniblakin3d/https://www.imdb.com/title/tt26009230/To support our show, please leave reviews, ratings, or you can help fuel the passion over at buymeacoffee.com/vigilantesradioEmail us at onlyonemgt@gmail.com or vradio@onlyonemediagroup.com
Bruce Soord is the founder and principal songwriter of The Pineapple Thief. His latest solo album is an incredibly unguarded and emotionally direct work, shaped and informed by the long, drawn out death of his Father and his Mother's ongoing Alzheimer's. It is intense and beautiful, bare and unpredictable, aural grief in motion, amplifying the sudden surfacing of memory and the determination we all carry. Gleb Kolyadin is one of the most important and fascinating pianists working across a number of areas, from ballet to progressive rock and many stops in between. Kscope enthusiasts will recognise him from his work both solo and alongside Mariana Semkina in the award-winning chamber-prog duo iamthemorning. Bruce and host Billy Reeves discuss the generational trauma of aged parental cognitive decline, art-as-politics, AI versus AI slop, the decline of market towns, and his early days in his “funky-rock” student band under the arches in Leicester with his best friend and musical collaborator Jon Sykes. Gleb and Bruce talk about Gleb's personal and emotional involvement with the project: ie his reworking of the material into the Earbook second CD/album in its own right ‘Shipwrecks in the Harbour', the hours he feels most inspired, and whether working to a deadline for musicians can help or hinder. And, now he lives in the UK, has he finally been to the chip shop?
We're back with a new format for the JRPG Canon! You can watch Sam and the guest's live reactions to the game by heading to youtube and watching the VOD. Today we continue our mini-arc on japanese adventure games, and play Snatcher (1988) via the sega CD enhanced remake (1994) ------- VIDEO LINK: https://youtu.be/2ckE_9KCYJU
Nicola Campogrande"Liberi tutti"Esce per ARIA classics "Liberi tutti", il nuovo album interamente dedicato alla musica orchestrale di Nicola Campogrande, tra i compositori italiani oggi più eseguiti nel mondo. A interpretarlo è l'ADDA Simfónica di Alicante diretta da Josep Vicent, affiancata da tre solisti d'eccezione: il pianista Claudio Bonfiglio, la chitarrista Anabel Montesinos e il Meta4 Quartet.Il disco raccoglie quattro partiture che disegnano un ritratto ampio della scrittura orchestrale di Campogrande. Si apre con "Decisamente allegro", pagina che dichiara fin dal titolo la cifra ottimista e comunicativa del compositore torinese, per proseguire con "R. Un ritratto per pianoforte e orchestra", cinque movimenti — Home, Occhi, Conquiste, Notte, Finale — affidati a Claudio Bonfiglio. Segue "Cinque modi per aprire un concerto", e poi il "Concerto allegro" per chitarra e orchestra, nei tre tempi Andante, Larghetto e Andante gioioso, con Anabel Montesinos solista. Il disco si chiude con il brano che dà il titolo all'intero album: "Liberi tutti. Concerto per quartetto d'archi e orchestra", con il Meta4 Quartet impegnato in un serrato dialogo con l'orchestra lungo i tre movimenti Moderato, Largo e Allegro.Proprio "Liberi tutti" è il cuore del progetto. Commissionato dall'Orchestra Sinfonica di Milano, dalla Punavuori Chamber Music Association finlandese e da ADDA Sinfónica, il concerto ha debuttato il 6 giugno 2025 all'Auditorium di Milano, per poi essere eseguito in Finlandia e in Spagna, dove ha ottenuto grande successo di pubblico e critica. Campogrande stesso ne ha raccontato la genesi in un testo che accompagna la partitura, "Sciogliere le categorie": un brano nato pensando a un presente in cui «le categorie si sciolgono in continuazione», dove i riferimenti logici sembrano smarriti e regna «una buona dose di caos» — ma affrontato, scrive il compositore, «con ottimismo, con allegria, immaginando che dalla confusione del presente possa emergere una vita diversa, consapevole, luminosa». Non a caso nel brano cadono anche i confini di genere: per alcuni tratti è musica sinfonica, per altri musica da camera, con il quartetto che dialoga al proprio interno secondo la tradizione e insieme si apre di continuo al confronto con l'intera orchestra.È una musica che parla direttamente a chi ascolta, senza bisogno di mediazioni intellettuali: lo ha notato la critica spagnola, che dopo la prima esecuzione ad Alicante ha scritto di una «avventura dello spirito» capace di restituire, tanto nell'esecuzione quanto nell'ascolto, «una sensazione di libertà lontana da canoni e rigide considerazioni prestabilite». Un giudizio che si potrebbe estendere all'intero album: quattro partiture diverse per organico e occasione, tenute insieme dallo stesso timbro riconoscibile — luminoso, generoso, capace di restare popolare senza mai essere banale."Liberi tutti" è disponibile su Spotify, YouTube e sulle principali piattaforme digitali. Le partiture sono pubblicate da Breitkopf & Härtel.Nicola Campogrande è nato a Torino nel 1969 ed è considerato oggi uno dei compositori italiani più importanti sulla scena internazionale. Diplomato ai conservatori di Milano e di Parigi, dal 2017 la sua musica è pubblicata in esclusiva da Breitkopf & Härtel. Dalla stagione 2023/2024 è compositore residente del Teatro Comunale di Bologna e dell'Orchestra Sinfonica di Milano.Nella sua musica critica e pubblico riconoscono una scrittura fresca ed espressiva, spesso al servizio di lavori dalla forte componente spettacolare: un linguaggio personale ma comprensibile, capace — come ha scritto il direttore Paul Daniel — di «creare musica che appartiene al pubblico, che non crea divisioni tra chi la esegue e chi la ascolta». Le sue partiture sono state eseguite da interpreti come Riccardo Chailly, Gianandrea Noseda, Roberto Abbado, Mario Brunello e Gauthier Capuçon, in sale come il Teatro alla Scala, la Wigmore Hall di Londra, la Philharmonie di Parigi e il Rudolfinum di Praga, e incise su oltre 35 CD.Appassionato di teatro musicale, ha firmato opere come "Olympia", "#Folon", "De bello gallico", "La notte di San Nicola" e "I due usignoli", oltre a un ricco catalogo sinfonico e cameristico che comprende, tra gli altri, la Sinfonia n. 2 "Un mondo nuovo", il Concerto per pubblico e orchestra e, più di recente, "Liberi tutti" per quartetto d'archi e orchestra.Dal 1998 conduce programmi culturali su Rai Radio3 ed è stato per anni critico musicale, prima de la Repubblica e ora del Corriere della Sera. È autore di diversi libri di divulgazione musicale, tra cui "Occhio alle orecchie" (2015), "100 brani di musica classica da ascoltare una volta nella vita" (2018) e, più di recente, "Storia della musica classica. Il racconto di un'avventura straordinaria, dal Medioevo a Spotify" (2024). Dal 2016 al 2023 è stato direttore artistico del festival MITO SettembreMusica; in precedenza lo è stato per undici anni dell'Orchestra Filarmonica di Torino. È membro del consiglio di amministrazione della Fondazione Musica per Roma. Vive a Roma, dove insegna anche alla Scuola Holden di Torino dal 1994.Diventa un supporter di questo podcast: https://www.spreaker.com/podcast/il-posto-delle-parole--1487855/support.IL POSTO DELLE PAROLEascoltare fa pensarehttps://ilpostodelleparole.it/
Gather up your packs and lets hit the Highland Road. It's the Irish & Celtic Music Podcast #768. - - Subscribe now at CelticMusicPodcast.com! Mary - Grace Autumn Lee, Open The Door For Three, Almost Seamus, Juha Rossi, Avourneen, Rogue Diplomats, TJ Hull and Amanda Caretta - Hull, The Bilge Pumps, Gwendolyn Snowdon & Cathinca, Release the Craicen, Medusa's Wake, Bang on the Ear, Pressgang Mutiny, Maggie MacInnes GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2026 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music episode. You have just three weeks to vote this year. Vote Now! THIS WEEK IN CELTIC MUSIC 0:02 - Intro: James Stovehouse 0:08 - Mary - Grace Autumn Lee "Helen Burns': Black Pat's/Over the Moor to Maggie's (Reels)" from Eyre 4:52 - WELCOME 6:21 - Open The Door For Three "Farewell, Lovely Mary/The Lizzes" from A Prosperous Gale 11:11 - Almost Seamus "Old First Ward" from Almost Seamus 14:28 - Juha Rossi "Miss MacDermott (Princess Royal)" from O'Carolan Tunes on Mandolin 17:07 - Avourneen "Stony Steps" from Way Stations 22:00 - FEEDBACK 25:18 - Rogue Diplomats "Mary Mac / Drunken Sailor" from Whiskey Picnic 28:30 - TJ Hull and Amanda Caretta - Hull "The Bunch of Keys" from Tippy Taps 32:31 - The Bilge Pumps "Old Salt" from Greatest Hits, Vols I - VII 36:57 - Gwendolyn Snowdon & Cathinca "Lyke - Wake Dirge" from Fabula Feminae - EP 41:49 - THANKS 43:38 - Release the Craicen "Ode to Our Lost Fiddler / St. Anne's Reel" from Live! Songs on a Boat 48:04 - Medusa's Wake "Irish Sky" from Rascals and Rogues 52:23 - Bang on the Ear "The Black Tar Fiddle Set" from Highland Road 56:22 - Pressgang Mutiny "TEU" from Departure 1:01:15 - CLOSING 1:02:07 - Maggie MacInnes "Toiseach na Tràghad" from Uiseagan Bharraigh 1:06:23 - CREDITS Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. Support for this program comes from John Sharkey White, II. Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at www.CascadiaLawAlaska.com Support for this program comes from Hank Woodward. The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember: plastic isn't just a waste problem, it's a climate problem. Most plastic is made from oil and gas, and producing it releases greenhouse gases at every step. This July, take part in Plastic Free July. Swap single use plastics for reusable bags, bottles, and containers. Solar and wind are now the cheapest power sources in history. Cutting plastic is another way to shrink demand for the fossil fuels behind it. Reduce your waste this month, one choice at a time. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories, where I share stories behind my songs and those of other Celtic and folk musicians. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email the artists to let them know you heard them on the Irish & Celtic Music Podcast. As with all things, it is important to support our community, whether that is local or in a small niche we love like "Celtic music". Skip the big corporate businesses and bands. Instead, spend your money where it will make a difference. You can do that with each of the artists on today's show OR your favorite artists. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. ALBUM PINS ARE CHANGING THE WAY WE HEAR CELTIC MUSIC Looking for a fresh way to support the music you love? Meet the Album Pin. Album Pins are lapel pins themed to a specific album — and each one comes with a digital download. Wear your music. All of my latest pins are wood - burned and locally produced, which means a smaller footprint and a one - of - a - kind feel you won't find anywhere else. Pick yours up at magerecords.com THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week, including this one. Your support doesn't just fund the show, it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers Your contributions pay for everything behind the scenes. Audio engineering. Stunning graphics. Weekly issues of the Celtic Music Magazine. Show promotion. And most importantly, buying the music we feature from indie Celtic artists like the ones you heard today. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 All of this lives over at SongHenge.com. HERE IS YOUR THREE STEP PLAN TO SUPPORT THE PODCAST Go to our Patreon page. Decide how much you want to pledge every month, $4, $12, $30. Keep listening to the Irish & Celtic Music Podcast to celebrate Celtic culture through music. You can become a generous Patron of the Podcast on Patreon at SongHenge.com. TRAVEL WITH CELTIC INVASION VACATIONS Every year, I take a small group of Celtic music fans on the relaxing adventure of a lifetime. We don't see everything. Instead, we stay in one area. We get to know the region through its culture, history, and legends. You can join us with an auditory and visual adventure through podcasts and videos. Learn more about the Celtic Invasion of Hiking the Isle of Skye in 2027 at http://celticinvasion.com/ #celticmusic #irishmusic #celticmusicpodcast I WANT YOUR FEEDBACK What are you doing today while listening to the podcast? Send me a photo. If you're in a Celtic band, send me an audio recording of you performing live. Just audio. I'll use it in a podcast episode later this year. Email me at follow@bestcelticmusic. Isobel McMahon messaged on Patreon: "I appreciate this clear statement on AI." Jordan Reeder sent a photo: "Hi, just wanted to show what I was doing while enjoying the awesome music on the podcast… one of these days I'd love to submit some of my music. Maybe after I chop my way through this pile of firewood! Alex Meyers emailed from Toronto: "Politically neutral Irish music does not exist. Hi Marc, I started listening to the podcast seven years ago as I took my newborn son for long walks with wireless speakers perched on his stroller so he could listen too. Now with two boys we frequently listen while we have breakfast. In a recent episode you responded to yet another listener who told you to stick to music and leave the politics alone. I am always impressed by how resolute you are in the face of these cynics, you never try to soften the message of peace, compassion, and inclusion. Also, I've always found it hilariously ironic that someone would say "leave out the politics" about IRISH music, 1/3 of all Irish songs are about oppression and kicking out the British. Have these people never listened to The Wolfe Tones or The Cranberries? Speaking of which, I highly recommend you check out the Irish rap group Kneecap. They perform in Irish/Gaeilge and English and deserve massive credit for popularizing Gaeilge. They are firmly on the side of the oppressed from Ireland to Palestine and their latest album is "Fenian", which should tell you something about their politics. Keep up the great work!"
Have you ever heard someone say, "That's a BAD part of town!' Sometimes we drive through "bad" parts of town where there are old, abandoned houses, boarded up doors/windows, the lawns are overgrown and there are a lot of bad things that happen in that area. You could say that Jesus grew up in a "bad" town. In fact, people said, "Can ANYTHING good come out of Nazareth?" Jesus did!!! And we'll discover more about what Jesus did as a child!Year B Quarter 3 Week 31All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Abi Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
Your home may be more than a place to live in retirement. For some homeowners, it can also become a strategic financial resource—one that may help manage taxable income, protect investments during market downturns, and create greater flexibility around retirement withdrawals. Harlan Accola, who leads the reverse mortgage team at Movement Mortgage, joined the show today to explain how a reverse mortgage—specifically a Home Equity Conversion Mortgage, or HECM—can fit into a thoughtful retirement income strategy. A reverse mortgage is not right for everyone. But when used carefully as part of a broader financial plan, home equity may provide retirees with options they would not otherwise have. Why Reverse Mortgage Proceeds Are Different From Income One of the most common misconceptions about reverse mortgages is that homeowners sell or give up ownership of their homes. That is not the case. A reverse mortgage is a loan secured by the home, and the homeowner retains title as long as the requirements of the loan are met. Because the money received through a reverse mortgage is generally considered loan proceeds rather than earned or investment income, it is not typically included as taxable income on a federal income tax return. That distinction can be significant in retirement. Many retirees rely on a combination of Social Security, pensions, traditional IRAs, and 401(k)s. Withdrawals from tax-deferred retirement accounts generally increase taxable income, potentially affecting tax brackets and other income-based thresholds. Home equity can provide another source of cash. Instead of withdrawing every needed dollar from a traditional IRA or 401(k), a retiree may be able to strategically use home equity for a portion of living expenses. That could reduce the amount that must be withdrawn from taxable retirement accounts in a given year. The goal is not simply to avoid taxes. It is to thoughtfully manage when and how taxable income is recognized. Managing Retirement Withdrawals More Strategically Taxes in retirement are often about timing. Withdraw too much from a traditional retirement account in one year, and you may move into a higher tax bracket or cross other important income thresholds. Later in retirement, required minimum distributions can further limit how much control retirees have over taxable withdrawals. Social Security also adds another consideration. Depending on a retiree's income, up to 85% of Social Security benefits may be subject to federal income tax. That makes coordinating income sources especially important. For some retirees, access to home equity may allow them to take smaller taxable distributions during certain years while drawing on a reverse mortgage for additional cash needs. Meanwhile, money that remains invested has more opportunity to continue growing. That does not mean borrowing against a home is always preferable to withdrawing from investments. Reverse mortgages have costs, interest accrues on the loan balance, and using home equity reduces the equity that may otherwise remain available later. The question is whether strategically combining these resources could produce a better overall retirement outcome. Creating Flexibility for Roth Conversions Home equity may also play a role in Roth conversion planning. A Roth conversion involves moving money from a traditional IRA or other eligible tax-deferred retirement account into a Roth IRA. The amount converted is generally taxable in the year of the conversion, but qualified Roth withdrawals in retirement are tax-free. For some retirees, converting portions of traditional retirement accounts during lower-income years can make sense. The challenge is paying the resulting tax bill. Suppose someone converts a significant amount from a traditional IRA and then withdraws even more from that IRA to pay the taxes. That additional withdrawal can create additional taxable income, potentially making the strategy less efficient. A reverse mortgage may provide another option. Home equity could potentially be used to cover living expenses or the tax liability associated with a Roth conversion, allowing the retiree to better control how much is withdrawn from taxable retirement accounts. Over time, carefully planned conversions can also reduce the amount remaining in traditional accounts that may eventually be subject to required minimum distributions. Roth conversions involve many variables—including current and future tax rates, income needs, Medicare considerations, estate goals, and the retiree's overall financial picture—so they should be evaluated with qualified tax and financial professionals. Protecting Investments During Market Downturns Another potential use of a reverse mortgage is addressing what financial planners call sequence-of-returns risk. Sequence risk refers to the danger of experiencing significant investment losses early in retirement while simultaneously withdrawing money from the portfolio. Imagine that the market falls sharply and a retiree must sell investments to pay living expenses. Those shares are sold at depressed prices and are no longer invested when markets eventually recover. That combination of losses and withdrawals can make it much harder for a portfolio to recover. For retirees with sufficient home equity, a reverse mortgage line of credit may serve as what some planners call a buffer asset. Instead of selling investments during a severe market decline, a retiree might temporarily draw from home equity. When markets recover, withdrawals could shift back to the investment portfolio. Depending on the loan and financial circumstances, homeowners may also choose to repay some of what they borrowed, preserving greater home equity for future use. The broader principle is diversification—not merely among investments, but among the resources available to fund retirement. Home Equity Is a Tool, Not the Goal For many Americans, their home represents one of their largest financial assets. Yet traditional retirement planning often treats that wealth as untouchable until the home is sold or passed to heirs. A reverse mortgage can provide another option. That does not mean every retiree should borrow against a home. The costs, interest, estate implications, housing plans, and long-term needs all matter. Homeowners must also continue meeting loan requirements, including paying property taxes, homeowners insurance, and maintaining the property. But for the right household, home equity may become one piece of a coordinated retirement strategy—helping manage taxable withdrawals, create flexibility for Roth conversions, or avoid selling investments at an unfavorable time. As stewards, the goal is not simply to preserve every dollar of home equity or maximize every investment account. It is to wisely consider all the resources God has entrusted to us and use them with purpose. A home is first a place to live. But in retirement, it may also be a financial resource worth thoughtfully considering as part of the bigger picture. To learn more about reverse mortgages and Movement Mortgage, visit FaithFi.com/Movement. On Today's Program, Rob Answers Listener Questions: My daughter turns 20 in December and recently earned her nail technician license, but she isn't working yet. How can I help her start building credit and develop good saving habits? My husband and I are considering a reverse mortgage. Would we still own our home, and could we eventually sell it to a family member if we want to keep it in the family? I live on Social Security, have a paid-off home, a four-month emergency fund, and $75,000 in a CD. I received an offer to buy $5 gold pieces for $469 each, with a minimum purchase of five. Would buying gold like this be a wise move for me? My husband passed away, I used up my savings, and now I'm overwhelmed by debt. I enrolled in a debt-relief program that promised to lower my interest rates, but I'm not seeing much progress. What should I do next? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors Movement Mortgage Capital One Savor Rewards Card for Students Bankrate | NerdWallet Open Hands Finance FaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
After losing her 15-year-old brother Tegan to suicide, Laney Titze and her family chose to turn their grief into a mission of hope—helping others know they are never alone and that hope is always possible. In this episode of I Like That Story, Jeff Gould sits down with Laney, an elementary special education teacher, radio personality on Kool 98.3, photographer, business owner, nonprofit leader, and mental health advocate from South Dakota. Laney serves as treasurer and public relations manager for Tegan's Light, a nonprofit dedicated to promoting mental health awareness, suicide prevention, and education. Following Tegan's death, Laney and her family began channeling their loss into action by speaking in schools, leading community initiatives, and advocating for greater access to mental health resources. Jeff and Laney have an open, vulnerable, and often uplifting conversation about grief, faith, mental health, purpose, and what it's really like trying to figure out life in your early 20s. Laney also shares her experiences as a special education teacher, photographer, and radio personality, along with her thoughts on technology, screen time, the changing world of radio, and the importance of authentic human connection. At the heart of the conversation is Tegan's Light and the impact one life can continue to have on others. Laney shares how people have sought therapy, talked with their doctors, and reached out for help after hearing Tegan's story. Whether she's in the classroom, behind the microphone, taking photos, or speaking on stage, Laney wants to use her voice to make a difference. Her goal is simple but powerful: to be a light for others—and inspire them to become a light in someone else's life. UPCOMING EVENT Tegan's Light Annual Golf & Cornhole Tournament August 15, 2026 Learn more about Tegan's Light: TegansLight.org FOLLOW TEGAN'S LIGHT Instagram: @tegans_light Facebook: Tegan's Light FOLLOW LANEY TITZE Instagram: @laney_titze18 Facebook: Laney Titze If you or someone you know is struggling, reach out to a trusted person or qualified mental health professional for support. Subscribe to I Like That Story for more conversations with ordinary people whose experiences remind us of the power of faith, hope, purpose, and the stories that connect us. #JeffGould #AmericasStoryteller #ILikeThatStory #TegansLight #LaneyTitze #MentalHealthAwareness #SuicidePrevention #MentalHealth #Hope #Purpose #Faith #Grief #Healing #SpecialEducation #SouthDakota ____ Learn all about America's Storyteller on his website: https://www.ilikethatstory.com Buy Jeff's books, CD, and audio book: https://www.ilikethatstory.net/shop Get urgent one-on-one coaching with Jeff now: https://calendly.com/jeffjgould Connect with Jeff on social media: Linktree: https://linktr.ee/jeffgould LinkedIn: / jeff-gould-americas-storyteller Twitter/X: https://x.com/jeffgouldstory Instagram: / jeffgouldilikethatstory Facebook: / jeffgouldilikethatstory For booking, contact: Email: book@ilikethatstory.net Phone: (605) 215-6414 or https://www.ilikethatstory.net/contact Send business/sponsorship inquiries to book@ilikethatstory.net © Jeff Gould, America's Storyteller This video is not to be reproduced without prior authorization. The original YouTube video may be distributed & embedded, if required. Callers waive all rights to privacy on this public call in show. If you need private coaching, pay for and book a call at https://www.ilikethatstory.com
Feeling like your window of opportunity has passed? Let Hope Darst's story be your encouragement to never give up. Hope signed her first record deal at 39, after two decades as a wife, mom, and worship leader at her church in Nashville. In this candid conversation with host David Sams, Hope traces the whole arc: a desperate move to Nashville at 19 that led to a life-altering encounter with God, years of odd jobs, a chance demo burned onto a CD that landed her a gig singing backup for Natalie Grant, and finally the breakout of her signature song "Peace Be Still" — a song she almost never recorded. Along the way, Hope opens up with striking honesty about depression, an eating disorder, postpartum struggles, and her long journey toward healing her relationship with food and self-worth. Since this interview, Hope's beautiful story has only continued to unfold. Her latest release, the live worship album In the Mighty Name (April 2026), marks a return to her roots as a worship leader, featuring the single "Mighty Name of Jesus" alongside fan favorites like "You Can," "The Blood of Jesus," and her rendition of "Give Me Jesus (Upper Room)." Meanwhile the song that made her an overnight sensation, "Peace Be Still," has now surpassed 50 million streams and earned RIAA Gold certification. Tune in for a conversation that proves God's timing is always worth the wait. This episode first aired January 2024. #HopeDarst #PeaceBeStill #IfTheLordBuildsTheHouse #Worship #DavidSams #KeepTheFaith #ContagiousInfluencer #MightyNameof Jesus
Where is God, and what is He doing? Those are questions we'll try to answer this week on the program. Of course God is in Heaven, but that answer isn't complete. He's also right next to you, and (if you're a Christian) He's inside you. How can these things be, we want to know. And as for what He's doing, most people have nary a clue. If we can see God as He is, we will be changed. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS07302026_0.mp3Scripture References: John 3
“How many people do you think go into a bar and say: ‘I'd like an Everclear on the rocks, please…'?” Looking back, 1997 seems utterly surreal… To put things in perspective, 1997 marked the debut of South Park on Comedy Central, the release of Radiohead's breakthrough, third album, OK Computer, the beginning of the final season of Seinfeld, and (of course) the arrival of Metallica's conclusion to The Loads with Reload. Perhaps one of the most surreal (and tragic) parts of 1997 was the time a bunch of children in a band called Hanson went viral with a song called MMMBop while a lesser known, criminally underrated, and FAR SUPERIOR band (with an extremely similar sounding name, consisting of former members of Helmet & Quicksand) called Handsome released their one (and only) album, Handsome, earlier that same year. Sometimes life is just too weird and utterly unfair… It's time to discover the power of “a better magical piece of paper” that is not a college degree and understand that whenever someone uses the term ‘dating' that “we know exactly what they're talking about”. Find out who “stayed metal the whole time”, who was “chuggin' the D”, and who wasn't going to metal shows “unless it was Metallica” when you JOIN US as we go back in time almost 30 years with THE CLASS OF 1997. Visit www.metalnerdery.com/podcast for more on this episode Help Support Metal Nerdery https://www.patreon.com/metalnerderypodcast Leave us a Voicemail to be played on a future episode: 980-666-8182 Metal Nerdery Tees and Hoodies – metalnerdery.com/merch and kindly leave us a review and/or rating on your favorite Podcast app Follow us on the Socials: Facebook - Instagram - TikTok Email: metalnerdery@gmail.com Can't be LOUD Enough Playlist on Spotify Metal Nerdery Munchies on YouTube @metalnerderypodcast Show Notes & Time Stamps: (00:01): “Now we're about the same height…”/ “Alright, let's see ‘em…”/ “Has anybody had any weird diarrhea lettuce issues?” / “You had it before it was cool?”/ #BastieBoys / “I got so freaking sick…out of both ends…also, every 5 minutes, I was having contractions…”/ “Doctor, he's dilated…”/ #cyclospora / “So it was the exact same thing?”/ (NOTE: “Cyclospora stays dormant in your body for up to 2 weeks…) / #nightsoil / “Reason #2 I don't eat greens…”/ “Email Russ at RussWages@diarrhealettuce.com...” / ***WARNING: #listenerdiscretionisadvised *** / “And frankly…tiresome.” (05:50): “You wanna say the hellos and the welcomes?” / ***WELCOME BACK TO THE BUNKERPOON CENTER FOR METAL EXCELLENCE AND THE METAL NERDERY PODCAST!!!*** / #rainylanta / “Because of the gudatron? The front gunt?” / “I've been having to find all my fat clothes…”/ “What, was it 121/81?” / #RussellsHealthReflections (09:19): ***PATREON US at patreon.com/metalnerderypodcast *** / #Doomsicle #SmogMountain #SabbathFuzzySabbath / “I like floral cunt, I'm gonna keep using it…” / “We speak your names…”/ “I'm just gonna go ahead and make this statement…”/ ***EMAIL US at metalnerdery@gmail.com ***/ ***SOCIAL MEDIA US at #metalnerderypodcast on #YouTube #Facebook #Instagram #TikTok *** / “Are we gonna have to hire somebody to go through our emails now?” / “CD Samplers…?”/ ***VOICEMAIL US AT 980-666-8182!!!*** / #doowop (NOTE: It's Padavona, NOT Padanova) / #RJD (14:19): #TheDocket METAL NERDERY PRESENTS: THE CLASS OF 1997 / “The year I graduated from college and got that magical piece of paper…”/ “You know what a better magical piece of paper is?” / “It makes for a much better life…”/ “And by ‘dating'…we know EXACTLY what they're talking about…”/ “That dude's a Dude, man…”/ “Spittin' Crickets is such a 90's band name…”/ “I gotta ask the question…where did y'all get that name?” / #hawktuah / #RussellsReflectionsNostalgiaEdition / “That's some red neck shit; that's not frat boy shit…” (19:02): “I will say…in 1997…we were big followers of a local heavy metal band…who released their breakthrough album…” / #RussellsSevendustReflections / #Sevendust BLACK (Sevendust – 1997) / “That's a good opener…like a show opener…” (23:38): #StrappingYoungLad ALL HAIL THE NEW FLESH (City – 1997) / #CanadianMetal / “Get ready…”/ “It's like a super charged Filter…”/ “If I was still working out, that would be in the playlist for sure…” (27:00): “Hold on, so it's a different singer?”/ NOTE: This is the first Priest album with Tim “Ripper” Owens on vocals, and also the first Priest album since 1990's Painkiller / #IcedEarth / #JudasPriest JUGULATOR (Jugulator – 1997) / “You pulling up the Jugulator?” / #moonshine / “How many people do you think go into a bar and say ‘I'd like an Everclear on the rocks, please…'”/ NOTE: Everclear is the active ingredient in Hunch Punch / “Chuggin' the D…” / “That does not sound like Judas Priest…”/ “That's a very different vibe…that's a different band!” (33:30): “How about some…Overkill?”/ “In 1997, were you looking for Overkill albums?” / “(The Hodges) stayed metal the whole time…” / #WFO #TheKillingKind / #NostalgicReflections / “I wasn't going to metal shows…unless it was Metallica…”/ “There were a lot of used CD stores back then (in the mid to late 90's) …” / #Overkill IT LIVES (From the Underground and Below – 1997) / “I love panning…” (39:56): “Alright, Matt…look at the inventory of cokelines…”/ “Track 5…I know it doesn't have as many cokelines…trust me…”/ “Is it more of the Forbidden Evil?” / “Imagine Forbidden doing groove stuff but it still sounds like Forbidden…”/ #Forbidden FACE DOWN HEROES (Green – 1997) / “This was in the Can't Be Loud Enough…”/ OVER THE MIDDLE / “This sounds nothing like Forbidden Evil…”/ “That sounds like…Slayer.” (43:20): “Did y'all ever hear that one (Demonic)?”/ “That's where the power comes from, dude…”/ #Testament DEMONIC REFUSAL (Demonic – 1997) / “This is where (Chuck Billy) changed his voice…that's death metal…”/ “Looks like I need a bigger rug…”/ “That's definitely different Testament…” (46:28): “Mark the time, please…”/ #Kreator PHOBIA (Outcast – 1997) / “Like Slayer, you always know what you're gonna get (with Kreator) …”/ #industrialsound / “That's different than normal Kreator…”/ “It's almost like industrial punk…it's almost like a Kreator side project…” (48:52): “We've got to pay tribute to The Loads…”/ “I think that's probably the best song on the album…but it takes forever to get there…” (Fixxxer) / “It might be worse than Sandman…” (Fuel) / #Metallica DEVIL'S DANCE (Reload – 1997) / “That's a meaty bass sound…”/ “It's like a weird, Metallica, stoner metal…”/ “Yeah, it needs a laugh right there…”/ “Under a different name, they're good rock and roll records…” ***Go check out our Building the Perfect Load episode…*** / “Watch him pull up Queensryche…big fan from way back…more than KISS…” (53:47): #Misfits DIG UP HER BONES (American Psycho – 1997) / “It's like Peter Steele with a higher voice…”/ “He sounds like Peter Steele PLUS the singer from Life of Agony…”/ #Caputo / “They came back, dude…”/ “It's like Optimus Prime can be a robot, and then he can be a truck, and then he can be a robot again..." (56:26): “This sounds like a lovely title…I guarantee you it sounds like WASP…”/ #powerballads / “Let us know if we should do a whole episode of power ballads…” / “We might need some extra special relaxers for that episode (power ballads) …” / “No microdosing…we gotta go full tilt…bring sleeping bags…”/ #TheChronicles / “Have you ever heard anybody talking in their sleep?”/ #sleeptalking #gibberish / “He would call in air strikes…while he was at home in bed, years after the war…”/ “We got new chairs down here in The Bunkerpoon…I look a lot more slender because I'm hiding my gunt underneath the table…” / #WASP KILL FUCK DIE (Kill Fuck Die – 1997) / “Oh listen, it's industrial…when L.A. Metal goes Industrial, that's kind of a weird sign…”/ “What is it? What'd you say?” / “That was not at all what I was expecting…” (1:01:24): “Look at that album cover…that just screams 1976…he looks like the homeless hatchet guy…there's a documentary about this dude…”/ “But he looked just like that dude…” / “Turn up the fuzzmeter…”/ #FuManchu EVIL EYE (The Action is Go – 1997) / “Kinda sounds like ‘I Disappear' a little bit…”/ “It's good rock and roll with a lot of fuzz on it…” (1:04:39): “On that note, how about a little Karma to Burn…”/ “Hold on, that was wet and you didn't cup…you SHOULD have cupped…”/ #instrumental / “I'm going in with an open mind…and a pink shirt…”/ “I don't care…” / “Where are we on the whole ‘how do snakes fuck?'…” / “It IS whittled…”/ #debutalbum / #KarmaToBurn EIGHT (Karma To Burn – 1997) / “This sounds like some good pre-show music…very good background music…” (1:07:54): “Annihilator had an album out that year…”/ #recordscratch #mouthsounds / “That sounded almost like a record scratch…I can't do it again…make it a button…”/ “All the cokelines…”/ #Annihilator MURDER (Remains – 1997) / “That's gated…there's your '97 vibe…”/ “He's gonna yell in a minute…he yelled…I heard him…”/ “Let's pick another one…” / SEXECUTION / “Sexecution…that's got to be good…” (1:12:45): “We've got to cleanse…”/ “What did (Annihilator) do there?” / “I'm hoping, for the sake of all that is evil…that Venom will sound like Venom…”/ “Metallica's the ONLY band that changed in the 90's…whatever…”/ #Venom THE EVIL ONE (Cast in Stone – 1997) / “That's what heavy metal sounds like…” (1:15:41): “You know, THAT guy from THAT band…”/ “Who sings on this, him (Geezer Butler)?” / NOTE: This was NOT Burton C. Bell on vocals, it was Clark Brown on vocals…/ #GZR MAN IN A SUITCASE (Black Science – 1997) / “Strangely industrial? Or weirdly industrial?” (1:17:27): “How about a little Grip Inc.? That was Dave Lombardo's band after Slayer…”/ #GripInc PATHETIC LIAR (Nemesis – 1997) / “That has the Slayer sound to it…if you're playing with Dave, I'm sure it's going to sound like Slayer at some point…” (1:19:44): “I was just looking up some In Flames…”/ “Let's cup so they get the full effect…”/ #InFlames JOTUN (Whoracle – 1997) / “I think that's what they call melodeath metal…”/ “It suits this kind of day…the gray and cloudy…” / “Nothing's gonna impress me anymore after Psycroptic…” / “It's the first thing we've heard in forever that's really a mindblower…you keep getting away from the novelty effect…and then you hear that (Psycroptic)…” (1:23:34): “Billiam never picks trash…”/ “We should do the most underrated bands and talk about nothing but Poison and Nickelback the whole time…”/ “You don't shit on Nickelback and you don't shit on Creed…”/ “It's just fun to talk like that…” / NOTE: This was NOT Bruce Dickinson's first solo album…it was his fourth / #BruceDickinson ROAD TO HELL (Accident of Birth – 1997) (1:26:38): “My only thing about that…remember when (Dave) did the thing (remixed the entire Megadeth catalog in 2004…) with the drums?”/ #Megadeth TRUST (Cryptic Writings – 1997) / “I think he got mostly cleaned up in the early 90's…”/ “Would you call that rock or metal?” / “If you could take 5% (of that bass mix) and drop it in AJFA…” / “2002 was (allegedly) when (Mr. Mustaine) fully gained sobriety…” (1:30:18): “I think Billiam finally found what he was looking for…”/ #MachineHead TEN TON HAMMER (The More Things Change – 1997) / “It's weird that harmonics could be so heavy…”/ “It's like harmonics with a cape…” (1:32:10): “Awwwwwww mannnnnnn…” / #Pantera WHERE YOU COME FROM (Official Live: 101 Proof – 1997) / “Wait for it…”/ “They recorded (the 2 new songs) in 12 days…”/ “Should we call it Class of '97?” / THANK YOU FOR JOINING US!!! / #untilthenext #outroreel
The USDOT/FHWA removed bike lanes, road diets, and speed management tools that have been shown to reduce traffic injuries and fatalities from their list of Proven Safety Countermeasures on USDOT/FHWA sites https://www.npr.org/2026/07/16/nx-s1-5893672/dot-bike-lanes-speed-cameras-safety-measures. Is the administration anti-safety? Of course, as League of American Bicyclists Deputy Executive Director Caron Whitaker explains, the Proven Safety Countermeasures' removal by USDOT does not change the fact that they make roads safer. 6:50 Bike share is transportation! Recognizing this, bike-sharing Brooklyn Councilmember Lincoln Restler https://council.nyc.gov/district-33/ has a bill to cap Citibike fares at the price of a bus or subway. Lincoln talks about CD 33's other bike/active transportation/safe streets initiatives, too. 17:54 San Francisco architect Ben Frommagen is on a 4,200 + day streak of riding every day for two hours (almost 12 years). Taylor rides along with Ben and talks over coffee about the personal, mental and physical trade-offs of keeping the streak. 36:08
| Artist | Title | Album Name | Album Copyright | Roofdog | Philadelphia | White Chimney Sunset | William Crighton | Beautiful Country | Colonial Drift | | Bob Corritore, Jimmy Dotson | Tired Of Being Alone | Early Blues Sessions | | Buddy Knox | Rockabilly Walk | Great Rock 'n Roll Instrumentals, Vol. 1 CD 1 | Chuck Berry | Go Bobby Soxer | The Ultimate Collection cd 3 | Dave Stogner | Hard Top Race | Roots of Rock N' Roll Vol 7 1951 | Giles Robson | The G.R. Shuffle | Nine Blues Originals | | Blind Fiction | You Never Know | Overlook | | | Rufus Thomas | Bear Cat | Aint Times Hard: A Modern Blues Anthology | Jimmy Wolf | Everybody Knows About My Good Thing | A Tribute To Little Johnny Taylor | Leon Redbone | Please Don't Talk About | Strings and Jokes | | Brother Joe May | Search Me Lord | When The Church Hits The Charts - 2004 - Vbr | P.C. Johnson And His Singers | Hail, Hail, Hail | Black Vocal Groups Vol. 9 (1929-1942) | Scott Ellison | Ache in My Heart | Zero-2-Sixty | | Ally Venable | Hold My Ground | Real Gone |
It's our 250th episode, and we're celebrating with one of our biggest nostalgia trips yet. Joined by Kalyn and Christian of That's Pretty Dark, we dive headfirst into the weird, hilarious, and occasionally disturbing pop culture that shaped every millennial childhood. Before the game, Trevin debates whether his dogs have declared war on his porch by refusing to poop anywhere else. Amanda returns from Florida after Gatorland finds creative new ways to upsell souvenir photos. Christian shares his own wildlife dilemma as an Alabama black bear keeps terrorizing his home. Kalyn learns the difference between cuticle scissors and clippers. Then it's time for My Childhood Was a Fever Dream, an original trivia game packed with bizarre facts from the '80s and '90s... except one of them is completely made up. Learn the surprising truths behind NASA using Taco Bell tortillas in space, the real meaning of POGs, the scandalous lyrics of the Macarena, AOL's infamous free trial CD campaign, Michael Jackson's reported attempt to buy Marvel, why AT&T accidentally advertised for 1-800-COLLECT, Princess Diana's planned role in The Bodyguard 2, and the voice actress behind The Offspring's "Pretty Fly (For a White Guy)." Can our guests spot the fake fact before the final round? Whether you grew up on Nickelodeon, Disney, Cartoon Network, AOL, Dunkaroos, Marvel comics, or '90s pop culture, this episode is the perfect nostalgic fever dream. Take a break from the heavy and get petty. Check out That's Pretty Dark: https://www.thatsprettydark.com/ Join our Patreon: https://www.patreon.com/LiveLaughLarceny Check out our website: https://livelaughlarceny.com Follow us on Instagram: https://instagram.com/livelaughlarcenypodcast/ Follow us on Facebook: https://www.facebook.com/LiveLaughLarcenyPodcast/ Follow us on TikTok: https://www.tiktok.com/@livelaughlarceny Join our Facebook Group: https://www.facebook.com/groups/livelaughlarcenydoomedcrew If you have a crime you'd like to hear on our show OR have a personal petty story, email us at livelaughlarceny@gmail.com or send us a DM on any of our socials! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Have you ever heard someone say, "That's a BAD part of town!' Sometimes we drive through "bad" parts of town where there are old, abandoned houses, boarded up doors/windows, the lawns are overgrown and there are a lot of bad things that happen in that area. You could say that Jesus grew up in a "bad" town. In fact, people said, "Can ANYTHING good come out of Nazareth?" Jesus did!!! And we'll discover more about what Jesus did as a child!Year B Quarter 3 Week 31All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Abi Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
"We Were Made For These Times" It's been 40 years since the Grammy-Award winning band the Klezmatics formed in the East Villag. In the same way the Pogues fused Irish folk with punk rock, the New York klezmer outfit have grafted centuries-old Yiddish music with iterations of contemporary music including jazz, gospel, punk, classical, Latin, and Balkan styles. With nearly twenty albums under their musical belts, including Rhythm and Jews, Jews With Horns, Letters to Afar and their wonderful new one, We Were Made For These Times, the Klezmatics remain one of the most spellbindingly singular bands on the planet. Over the course of their career they've collaborated with Arlo Guthrie, Allen Ginsberg and Itzhak Perlman, played shows in over twenty different countries, performed on PBS' Great Performances, recorded a live CD at New York City's Town Hall and snared a Critics Award as well as a New York Jewish Music Award. Their music has appeared everywhere from Sex and the City to Late Night With David Letterman and their new album continues to add to their winning legacy. A stirring, inspiring and soulful offering that, in the band's words is, "rooted in protest, hope, and resilience, We Were Made For These Times pairs Black gospel, Latin American, and avant-jazz voices with Yiddish folk and the results are joyful, life-affirming and brimming with optimism. The L.A. born vocalist, accordionist, pianist, guitarist Lorin Sklamberg is a lovely guy and this is a great chat. www.klezmatics.com (http://www.klezmatics.com) www.bombshellradio.com www.stereoembersmagazine.com (http://www.stereoembersmagazine.com) www.alexgreenbooks.com (http://www.alexgreenbooks.com) Threads + BLUESKY + IG: @emberspodcast Email: editor@stereoembersmagzine.com
AlabamaSen. Tuberville predicts failure in NYC as mayor plans government run grocery storesSenate minority leader Bobby Singleton to run for Chairman of the Alabama Democratic PartyGOP candidates running in special election for CD 2 pledge to support whoever wins and takes on Democrat incumbentUAB gets $300K in NIH grant money for study of transgender men's "vaginal health"The city of Hanceville is poised to rebuild their police department after its dissolution at start if this yearAlabama and the city of Fairhope makes it on the favorites list of World Cup tourist “Freddie” from GermanyNationalUS senate confirms Jay Clayton as next director of National Intelligence12 people plan to run in special senate primary in SC for seat of deceased Lindsey GrahamKY Governor demands answers on Mitch McConnell's health and ability to serve out his termA cyberattack in MN takes down 30 water systems in that stateToday Anthony Fauci to appear before a Senate Committee re: his role in funding Wuhan lab and bioweaponization of Coronavirus
Kissing Lips & Breaking Hearts: A U2-ish Podcast with the Garden Tarts
In this episode of Kissing Lips and Breaking Hearts with the Garden Tarts, Jenny and Hillary start with Bono's back surgery in 2010 and the 360 Tour cancellations and reschedules that followed. From there, the episode shifts into a freestyle conversation about music, memory, and life, including a big CD purge, rediscovering favorite bands like R.E.M., Keane, and Travis, and rethinking what still deserves a place in the collection.They also talk about a Netflix true-crime-style documentary binge, the reality of summer heat and storms, climate change, family milestones, and the challenges of planning for the future. It's a conversational episode with plenty of personality, a little nostalgia, and a lot of U2-adjacent charm.
Episode 928: The Suffering of Christ - In this episode, we reflect on Jesus' suffering and crucifixion, from His Garden prayer to the brutal mistreatment foretold in Isaiah, highlighting His silent submission and sacrifice. Download or request your FREE Study Notes for this series at https://gregfritz.org/study-notes/. Greg Fritz is on a mission to get the truth of the Good News to as many people as possible. The truth is God has a plan and a meaning for your life. You are extravagantly and deeply loved by God, and you were created for a purpose. Receive a free CD and our newsletter: https://www.gregfritz.org/free-cd/ Follow Greg on Facebook: https://www.facebook.com/gregfritzministries/ Follow Greg on Instagram: https://www.instagram.com/gregfritzministries/ Watch more videos: https://www.gospeltruth.tv/ Learn more on YouTube: https://www.youtube.com/channel/UCrR9Rsx4h_RqYigda2PysZQ Email us: info@gregfritz.org Partner with us: https://gregfritz.org/partners/ Donate: https://gregfritz.org/donate/
Where is God, and what is He doing? Those are questions we'll try to answer this week on the program. Of course God is in Heaven, but that answer isn't complete. He's also right next to you, and (if you're a Christian) He's inside you. How can these things be, we want to know. And as for what He's doing, most people have nary a clue. If we can see God as He is, we will be changed. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS07292026_0.mp3Scripture References: John 3
出演者: miko、quim 配信ペース: 隔週 番組時間:86分40秒 ♯本番組はリモート収録です。 ♯収録時環境の影響により、全体的に聴き取り辛くなっております。 申し訳ございません。 隔週に1回お届け。mikoラジ、第402回です。 我さん、遂にお仕事を○○に?! しがないさん、エンジンブレーキとサイドブレーキが……。 隔週でも話すことは尽きないふたりがお届けするお家ラジオ、 400回を越えても平常運転です。 最後までごゆるりとお楽しみくださいませ。 ♯途中で色々とノイズ等入りますが、収録時のものです。 ご安心ください、お手持ちの機器は正常です。 ・おとらってRECORD 公式サイト http://www.n-remix.com/otolatte/ ↑『おとらって10thライブ KUWANA』に参加予定の方は、 「来場予約はこちらから」からご予約を! 開催日/2026.8.23(日) 第一部 OP11:30 ST12:00 第二部 OP14:40 ST15:00 //////////////////// VOICEVOX:ずんだもん VOICEVOX:四国めたん //////////////////// -------------------- ●お便り募集中! mikoラジでは以下の内容でお便りを募集中です! ・ふつおた /普通のお便り、お待ちしています! ・mikoは大変な絵を描いていきました /miko画伯に描いて欲しいお題をお待ちしています! ・メシヲコエテ /料理人・mikoに教えて欲しいレシピをお待ちしています! bit.ly/2GAWjyv 投稿フォームからラジオに投稿が出来ます! コーナー名を選び、メッセージ・ラジオネーム・お所を入力して、 どんどん送ってください! お待ちしています!! ------------ 本ラジオのメインパーソナリティーである「チーム我等(miko/quim)」、 それぞれ以下個人サークルにて活動中です。 ・miko:miko ・quim:SHIGANAI RECORDS( shiganai.com/ ) 活動詳細については、上記HPの他 各人のブログ/twitter等にて随時告知しておりますので、チェックしてみてください! ・みころぐ。(mikoのブログ)( ameblo.jp/miko-nyu/ ) ・@ mikonyu(mikoのtwitter)( twitter.com/mikonyu ) ・@ quim(quimのtwitter)( twitter.com/quim ) --- その他の活動については、以下のとおりです! -- チーム我等がメインクルーとして活動していた「アルバトロシクス( albatrosicks.com/ )」、 これまでリリースしたCDは、イオシスショップ( iosys.booth.pm/ )にて頒布しております。ご興味ある方は是非! ---------- ☆2026年7月IOSYSはいてない.comパワープレイ楽曲 M1. Comeback 作編曲:HiroHiro & Smeets 音楽ジャンル:Happy Hardcore, UK Hardcore サークル:Notebook Records 収録アルバム:YATSUZAKI HARDCORE COLLECTION 17 2026・7・1 Release https://notebookrecords.net/discographyportal.php?cdno=YHC-017 YATSUZAKI HARDCOREが贈る「YATSUZAKI HARDCORE COLLECTION」シリーズ第17弾! ハイクオリティな直球UK Hardcoreコラボレーションが直撃!"HiroHiro & Smeets - Comeback" ジャパニーズカワイイカルチャーが生み出した次世代ポップコア"10den - Dear" 動きのデカさを感じさせるハードコアトラック"ZEPHYR - Celestia" ピュアでクレイジーな狂気が一心不乱にちょっかいをかけてくる"hitogomi - Nutty as a fru!tcake" 4組による書き下ろしトラックが収録!
Have you ever heard someone say, "That's a BAD part of town!' Sometimes we drive through "bad" parts of town where there are old, abandoned houses, boarded up doors/windows, the lawns are overgrown and there are a lot of bad things that happen in that area. You could say that Jesus grew up in a "bad" town. In fact, people said, "Can ANYTHING good come out of Nazareth?" Jesus did!!! And we'll discover more about what Jesus did as a child!Year B Quarter 3 Week 31All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Abi Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
Executive Summary Most people treat tax season as something that happens to them every March, a stack of forms to survive rather than a plan to work. In this episode, Kim Butler and Spencer Shaw make the case that taxes are not a maze to escape but a roadmap to follow, and that the wealthy simply read the map earlier and more often. Drawing on her decades of experience and her friendship with tax experts Tom Wheelwright and Diane Kennedy, Kim breaks down why the language we use around taxes, roadmap versus loophole, planning versus preparation, matters far more than most people realize. The conversation moves from the philosophical to the practical. Kim explains why most CPAs are historians rather than strategists, reporting on a year that has already closed instead of shaping the year still in motion. She draws a clear line between W-2 earners, whose options are limited, and those with 1099 income, real estate, or a business, who have real room to legally reduce what they owe. For W-2 households specifically, she introduces one concrete move: stop paying taxes on emergency and opportunity money sitting in a savings account or CD, and instead let it grow inside a whole life insurance policy at a mutual company, where it stays liquid and untaxed. Listeners walk away with a clearer sense of the difference between what is legal and proactive versus what is risky and reactive, along with a specific, actionable step they can take before the end of the year rather than scrambling in the months after it. Links & Resources Mentioned Prosperity Podcast: https://prosperitythinkers.com/podcasts/ Prosperity Parents: http://prosperityparents.com/ Kim D. H. Butler on YouTube: https://www.youtube.com/@KimDHButler Contact: hello@prosperitythinkers.com Book mentioned: Live Your Life Insurance by Kim Butler (available on Amazon) Keywords financial freedom, tax planning, tax strategy, tax preparation vs tax planning, Prosperity Thinkers, whole life insurance, cash value life insurance, W-2 tax strategies, tax roadmap, Tom Wheelwright, CPA vs tax strategist, emergency fund, opportunity fund, tax-free growth, cash flow, wealth preservation, mutual life insurance company, 1099 income, real estate tax strategy, business owner tax planning Episode Highlights [00:00:00 - 00:01:00] Spencer introduces the episode: what the wealthy know about taxes that most people don't. [00:01:00 - 00:02:00] Kim explains Tom Wheelwright's rule: change your facts to change your taxes. [00:02:00 - 00:04:00] Kim breaks down why "roadmap" is the right word and "loophole" is the wrong one. [00:04:00 - 00:05:00] Kim shares a judge's quote on paying only what you legally owe. [00:05:00 - 00:06:00] Kim distinguishes tax planning from tax preparation, and why timing changes everything. [00:06:00 - 00:09:00] Kim explains why your CPA may not be your tax strategist. [00:09:00 - 00:11:00] Kim reveals the one move every W-2 earner can make: untaxed emergency and opportunity money. [00:11:00 - 00:13:00] Kim explains how shifting term insurance into whole life turns an expense into an asset. [00:13:00 - 00:14:00] Kim details how whole life cash value works: withdraw to basis, or borrow against growth. [00:14:00 - 00:15:00] Spencer closes with the standard call to action and next steps.
Where is God, and what is He doing? Those are questions we'll try to answer this week on the program. Of course God is in Heaven, but that answer isn't complete. He's also right next to you, and (if you're a Christian) He's inside you. How can these things be, we want to know. And as for what He's doing, most people have nary a clue. If we can see God as He is, we will be changed. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS07282026_0.mp3Scripture References: Revelation 19; Isaiah 40; Matthew 19
Four inflammatory bowel disease (IBD) experts explore case-based strategies for optimizing advanced IBD therapy and long-term disease management early in real-world practice. They discuss practical approaches for implementing treat-to-target via strategic treatment sequencing, therapeutic drug monitoring, and maintenance approaches while supporting individualized, evidence-based care for patients with IBD. Presenters Jessica R. Allegretti, MD, MPH, FACG, AGAF Medical Director, Infusion Services Director, Crohn's and Colitis Center Director of Clinical Research Director, Fecal Microbiota Transplant Program Division of Gastroenterology, Hepatology and Endoscopy Brigham and Women's Hospital Associate Professor of Medicine, Harvard Medical School Boston, Massachusetts Jordan E. Axelrad, MD, MPH, AGAF, FACG, FCCF Co-Director, Inflammatory Bowel Disease Center at NYU Langone Health Associate Professor of Medicine Division of Gastroenterology and Hepatology NYU Grossman School of Medicine New York, New York Russell D. Cohen, MD, FACG, AGAF Professor of Medicine, Pritzker School of Medicine Co-Director, Digestive Diseases Center Clinical Director, Inflammatory Bowel Disease Center Co-Director, Advanced IBD Fellowship Program The University of Chicago Medicine Chicago, Illinois Amy Stewart, MSN, FNP-C Lead Advanced Practice Provider Capital Digestive Care Washington, DC Link to full program: https://bit.ly/4wvm7l4 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
I get personal in this episode, in order to ask questions about the nature of what is called the “housing crisis.” Are we all just doom-pilling way too much?As a case study, I talk through the life and history of my parents, and discuss whether or not their life and lifestyle is still available today. I discuss house sizes, mortgage rates, lifestyle choices, lifestyle inflation, and more.Find more content on The Messy City on Kevin's Substack page.Music notes: all songs by low standards, ca. 2010. Videos here. If you'd like a CD for low standards, message me and you can have one for only $5.Intro: “Why Be Friends”Outro: “Fairweather Friend”AI TranscriptIntroductionWelcome back to The Messy City Podcast. This is Kevin Klinkenberg. I'm going to do something a little different today and just talk without a guest about the topic of housing in particular and how it ties into a few other kind of hobby courses of mine. Why Challenge the Housing NarrativeReally what I want to spend some time doing is taking a contrarian view of how we talk about the so-called housing crisis. And in one sense, this is kind of fun for me to do. One of the things I really loved about my father is when we would have our discussions or debates in the family about various things that were going on, he would often take an opposite view of Almost just for the sport of it. And the truth is, there are a lot of times he was so good at it, you didn't really know if he felt that way or not. Because he could do really well to argue multiple sides of an argument. And that was really a lot of fun. It was an education for me. It's something I wish more people would just do generally and try to see an issue from multiple perspectives and try to steel man different perspectives or perspectives that are different from your own. And so I've kind of taken to obviously do that if you know me at all.You know I've done that a fair amount in my own life. Not nearly as good as my father was at it, but it has been fun to do occasionally. And I really wanted to apply this to the topic of housing. And there's a couple of reasons for this. And this also ties into a story. I'm going to tell you a little bit of a story about my parents and how they grew up and their trajectory through life, because I think it's actually very relevant to this topic. And whether or not we have a housing crisis at all in America, or if we do, what is the actual nature of of that crisis. And I want to talk about this because I just see so much online and in person conversation that I just feel like there are too many people, especially too many young people that have been kind of doom pilled on life today and life in America generally.And the thing that I want to start out that I really want to propose to everybody and talk about is the life that my parents had And their trajectory through life is still available today. It is absolutely and unequivocally still available to anyone who wants to choose the life that they lived. And in my opinion, obviously, I knew them really well. In my opinion, they had a tremendous life. They had a great life. They've both passed on in recent years. And so I have to talk in the past tense. But by any measure that matters, they had a great life. They lived well into their 80s. They had four kids. We actually all like each other. So it's not just like a, you know, there are some families where you can say, well, I love my family. But as my brother used to say, or after my dad passed, he would say, you know, that... We didn't just love our parents, we really liked our parents.And I think if you're fortunate to be in a family like that, you know a little bit of what I'm talking about. And the four of us as children all... We get along. We're still all friends with each other and get along. We enjoy being together. We're all very different people with different interests and different worldviews. In some senses, we had pretty different childhoods, interestingly enough, because there's a big age spread in our family. So my parents had four kids that they raised. They had a long, stable marriage. They were able to get consecutively better houses as they aged. And then by the time they hit retirement age, they had saved enough money to be able to do other things that they wanted to do. Along the way, they traveled when they wanted to. They really wanted to get out and see the country, see the world.When we were young, that traveling mostly involved just driving around the United States and going to national parks and big cities and seeing the sights. As they got older and had a little bit more disposable income, they would join tour groups and go or sometimes with family to foreign countries and places they really wanted to visit. And I want to give you some context because my parents were not people that grew up with money at all. And I'm going to share some of this because I think it's important to understand. How they came to be where they were and some of the choices they made and how it might impact choices that young people especially could make today.My Parents' StoryMy mom grew up very poor. She spent a part of her childhood living in a housing project in Syracuse, New York. And she was one of five kids and they, you know, her whole childhood they never had any money for much of anything. And they often lived in not the greatest part of town, in Syracuse, even when they got out of the housing project. And my dad grew up in a small town in Kansas called Baser, which is just outside the Kansas City area. But at the time when he was growing up, it was a dusty little town of like 600 people. And, again, one of five kids. And his dad was an auto mechanic, had his own garage, but also just, you know, like people do in Little Towns, did a little bit of everything. He drove a school bus. We helped out with the mail. We did a lot of different things in the town. But it's not like they ever really had any money.My Uncle George, one of my dad's brothers, used to say that they were all poor, but they didn't know it. And part of that is the nature of living in a small rural community. They had a lot of spare time and freedom to roam. And so they probably were able to, you know, occupy themselves with a lot of things that maybe other kids weren't. My mom's father, my mom's parents had a really difficult marriage. My grandfather, her father basically worked in a deli in Syracuse and he And so he worked in a Jewish deli. He was a very, very personable guy, made a lot of his own, made his own corned beef and bagels and everything. And a lot of the customers liked him, but it's not like he ever really made a lot of money. And he and his wife, my grandmother, had a really difficult time, eventually ended up divorcing.And my parents ended up meeting each other in sort of a star-crossed romance that I don't really have time to tell the entire story. But it ended up that they met when my mom was visiting a friend in Leavenworth, Kansas. And... Not too long after that, a romance ensued and eventually a marriage. My parents were born in 1935 and 36, so they're not boomers. They're sort of, I guess, what you would call as greatest generation. But they were too young to be deeply invested in the Great Depression or World War II. They were little kids, really, when all that was going on. So I guess in a sense what you could say is they had the cultural memory of those things. They grew up understanding what life was like in the Great Depression. They grew up poor. They grew up during the war and they knew all that that was going on and they were very well attuned to it, but they weren't part of it.And I think like a lot of people who grew up in that era, they were really affected, especially by the poverty of what was happening. So one of the things that we used to always say about my mom is she could stretch a nickel like anybody's business. She was frugal her entire life. And that really came from growing up with next to nothing. And then for many years... After they were married and started having kids, they were living off basically one salary, not like a big salary or anything, for a long time. And so my mom really had to stretch everything to make ends meet. I'm going to come back to the housing part of this because I think there's some importance to all this.The Housing LadderMy parents got married in 1957, on Christmas Eve of 1957, and then right after that, flew off to Germany. My dad at the time, 21, 22 years old, he had been working a little bit, but he decided he wanted to enlist in the Army, and they spent two years in the Army. He was basically sent off to Germany. And so obviously, you know, late 50s, a great time to be sent off to Germany. No active fighting or anything going on. And they spent two years there. My oldest sister was born in Germany. And then my next sister, I guess you could say, was conceived in Germany. And... And then born back here in the United States when they came back. So by the time they came back to the United States, it's about 1960, and they've got two little kids. And at that time, shortly after they bought their first house, which was in a not so great part of the Kansas City area. It was in Kansas City, Kansas.It was not a terrible area, but not like the greatest. And they bought a small house. And I've had some trouble finding out the exact details in this house, but I think it was probably a two or three bedroom with one bath. It's since been added on to, so it's hard for me to know exactly. But in this period of time, 1960 or so, that would have been their first house. And, you know, my siblings are just going to really... I want to mock my lack of understanding on some of these details, but I think by the time they left that house, my brother had also been born. So there were three kids there. And I want to trace this trajectory a little bit. There's a story here that I think we don't talk enough about that was very common and kind of understood in my parents' era. Which was the idea of buying a small house. New houses were all generally smaller than they are today.There's no question about that. We've had a lot of growth in the average size of houses. So houses were smaller. But it was also kind of understood that you were going to buy... A small house, you were going to build some equity in that, and then you would eventually buy a bigger house. And as you went through the progression of life, as you could afford more, you would buy more. And I'm not entirely sure how... I see a lot more people who are looking to buy their first house who want it all right away. They want that four-bedroom house at the right price, and they're unhappy that they can't get that. I don't want to overgeneralize, but this was something that was really common, certainly in my parents' era. So my dad, after he came back from the Army, he ended up working for a company called Wilson Foods. Wilson Foods was a meatpacking company.So at the time, one of what they called, I think, the big five meatpacking companies that were in the United States that dominated the field was, Wilson's was headquartered in Oklahoma City, but it had plants all over the Midwest. And so he started out as a clerk in the office in Kansas City. So he was on a management track, not on the factory track, but he started at a very entry level position. And then the way it kind of worked in our family and with that company was Again, this was an era where people tended to be a lot more loyal to a certain company. And there was more the idea that you find a good company to work for and you might spend your whole career there. So whenever he wanted a promotion or had the opportunity for a promotion, we typically had to move. So this story is going to sound a little crazy because we moved a lot.And people often thought that we were like a military family, that we were military brats. And we used to say, no, we're not military, we're meatpacking. And of course, people didn't have any idea what we're talking about, but another just little inside joke we had. So I want to talk a little bit as we trace this and think about house size, but also mortgage rates. Because as we talk about housing availability today, especially for sale housing, we're really stuck on the conversation about house size and about mortgage rates. Well, I think it's interesting to look at the trajectory that my parents went through and something very similar to millions of people in that generation today. Went through as they started to move on. So I think it was aboutMortgage Rates in Historical Context1966 or so that we moved to Omaha. Uh, and I went back and I just did some historical, uh, tracking of, uh, mortgage, typical mortgage rates in 1966, the typical mortgage rate was about 6%. So that's really not very far off from where we are today. Uh, depending on what you're looking at today, A lot of the standard kind of 30-year mortgage rates are around 6.5%. It fluctuates from week to week, month to month, but we've kind of been in that zone now for two or three years. And the conversation is very much about how high the mortgage rates are. Um, because we had such a sustained period of very low mortgage rates, such that people like myself, when, uh, we purchased and we, when ultimately refinanced our house in 2021, I think our mortgages, our rate is like 2.75%. So we had millions and millions of mortgages at like 3% or under. And then obviously the rates, uh, went up dramatically.Uh, they went up very, very quickly. Some of the quickest in history. And they've more or less settled into where they are the last two or three years, which is about 6.5%. But again, if you look back historically, one of the stories you can tell is that 6.5% is not like an unusually high mortgage rate. It's just not. You know, I know nobody wants to pay more than, you know... And so why don't I track here, just by way of example, some of the moves my family made. 1966, that more average mortgage rate was about 6%. In 1970, we moved from Omaha to Dell City, Oklahoma, which is a suburb of Oklahoma City. And the average mortgage rates then were closer to 8%. In 1972, we moved to Oklahoma City itself, and the rates came down a little bit, about 7.4%. In and around 1973, then we moved to Overland Park, Kansas, and mortgage rates had gone up again, a little bit more, closer to 8%.In 1975-ish, maybe 76, we moved to Albert Lee, Minnesota, where there was a meatpacking plant that my dad became the superintendent for. So this started an era where mortgage rates were really rough. So in 75, the average rate was about 9%. It went up from there. You know, in 1980, it was over, in 1980, it was almost 14%. 1984, my parents were able to, my dad was able to get a job in Marshall, Missouri. So we left Albert Lee and moved to Marshall. 84, it was still 13.88% average mortgage rate. And then by the end of that decade, 1990 had come down to about 10 and a quarter percent. And then 94, my parents, right around that period where my parents, um, Bought their final house in Lenexa, Kansas in their retirement. They weren't quite retired yet. That's a different story. But in 94, it was about 8%. And so there was a little blip again in 95 or so is about when I bought my first house.That was about eight and a half percent was a typical rate. And then it kind of went on a straight line down more or less from 1995 till about 2021 down to about that three percent rate. And so, again, this is kind of, you know, it's a bit of a long story. But if you can trace these things historically, you can see that the expectation of paying a six, six and a half, seven percent interest rate is just historically not that high. Now, I know historic doesn't matter when you're trying to buy a house today and they're not as much churn in the housing market. But I mean, that's just part of the reality that many, many families paid much higher mortgage rates. Now, what about the houses themselves? Well, this is also interesting. When we lived in Omaha, That's where I was born in 1969. Our house was a three bedroom, one bath ranch with a basement. Um, uh, sort of like a basement playroom.Uh, that was very typical for that era. So there were six of us living in a three bedroom, one bath house. When we moved to Oklahoma, the first house we had was three bedrooms, one and a half baths. And then when we moved to Oklahoma city, again, sort of within the same Metro at that point was our first four bedroom house. So here we are early seventies. Uh, my parents at that point had been married, uh, For 15 years, they had four kids at home. The oldest was now in high school or about high school age. And that was our first four bedroom house. And I think we had two and a half baths in that one. When we moved back to the Kansas City area in 73-ish, we also had a four-bedroom house. So that was a more comfortable kind of a split-level house at that point. And we're getting to the point there where almost all of us had our own bedrooms, but not all of us.I shared a bedroom with my brother in that house. I shared a bedroom with my brother for quite a long time. And when we moved to Minnesota in the mid-70s and then lived there for about eight years, we had a ranch house in Albert Lea. Housing costs everything. I will say this was my parents' experience of living in Minnesota was everything was a lot more expensive than they were used to. You couldn't, in their opinion, couldn't get as much house for your money. The taxes were a lot higher in Minnesota than in other states. The utility costs were higher. And so we had a ranch house that I think had three bedrooms and then it had a finished basement that we finished. And We put a bedroom in the finished basement that would not meet code today. It did not have the proper exiting. But that was something we did. And it was to the point where Minnesota, the winters could be pretty harsh.And so we would commonly close off the family room for the winter in Minnesota and just not use it. We had another room that had a TV where we spent the winter with But again, this is just kind of indicative of the frugal mindset that my parents had. AndLifestyle and FrugalityI want to say that because I think it's important when you're thinking about lifestyle differences in their generation versus today. And I'm not here to pass judgment on anybody necessarily necessarily. But that frugal lifestyle that they lived for many, many years enabled them to have the things that they wanted to have and do the things that they wanted to do. So what are some examples of that? Well, we almost never ate out. So I can barely even remember times as a kid that we would go out to a restaurant. My mom bought generic brands of food. She used coupons regularly. When we took vacations as a family, they were typically driving vacations. And my mom would pack a cooler full of food and we would stop at highway rest areas and eat our meals there. And we stayed in very cheap motels. Sometimes there was camping, not a lot. My mom did not like camping. But...And I'm here to tell you my memories of those trips were great. As a kid, I loved those trips. We would start, you know, for example, in Minnesota and we would drive all the way to the West Coast and we would go to the national parks in Washington State and Oregon and, you know, went to Redwoods National Park in Northern California. Or we would start in Minnesota and we would drive all the way to Disney World and we would hit sites along the way. And to me, those trips were magical and wonderful and a lot of fun. And I think for my parents, they were really great trips as well. But we did things on the cheap. And we just did not waste a lot of money on things. But it didn't stop my parents from Seeing the things they wanted to see and enjoying the things that they wanted to enjoy in life.And today, the term that we have for kind of that approach, because we have to have a term for everything, is FIRE or FI, Financial Independence or Financial Independence Retire Early. And so that's become kind of a thing that quite a number of people have latched onto. Which is terrific. And I'm a big fan of a lot of people in that world. It's also true that that was just kind of the way life was for an awful lot of people of a previous era. And that was just life. I remember my dad telling me one time that they never saved any money or weren't able to save any money until he was about 50 years old. And he had, you know, by the time he was 50 years old, at that point, he'd had decent jobs. And my mom started, she worked when she could in between raising four kids.And so as the kids started becoming more self-sufficient, she was able to work different jobs and bring in some extra money. But yeah, he had told me they really were almost never able to save money until, frankly, we moved back to Marshall, Missouri, and he had a better job. And things were cheaper. They felt like they got a big pay increase when they left Minnesota and moved to Missouri. And so not long after that, then when they were able to retire, even in retirement, even at that point when they had Enough retirement income to rely on. My mom still could never, she just did not have it in her to like overspend for anything. And she still kind of questioned every purchase that she made. But they were also really happy people. It's funny how we have often such a consumerist mindset that we feel like if we're not consuming a lot of things, that means you're not happy.My parents were very social. They had a ton of friends. They stayed in touch with their families, an extended family. And they were just very active, fun, social people. So not being able to spend a ton of money just didn't stop them from doing things. By the time that I was in high school, my siblings were all out of the house. My oldest sister was already married. Teresa was well on her way in her education and career. Dean was also already well on his way in his college education and then later working after college. But I was actually the first one that they were even able to help with a little bit of money for going to college, which of course my siblings gave me a lot of crap about. And would call me spoiled. But that was just the first time that my parents had had enough little extra money to even be able to help any of their kids at that stage.What This Means TodaySo it's just really, to me, a story of living what at that time was a pretty patently kind of common or normal life, which was you buy a small place. Maybe you start in not the greatest part of town. And then eventually you start making more money and you work your way up until you can buy bigger places and nicer places. And I think this is a story we just don't talk about very much. As your family grows, as you grow in your career, you can afford more of a house. I think there's this sometimes doom-pilling that that's just not possible today. I wanted to test this a little bit, and I just did a little bit of playing around on Zillow. Looking at what houses were available that were anything similar to what my parents might have bought as their first couple of houses.Lo and behold, in some areas that are not the nicest, newest, greatest part of town, but not bad areas, you can find those small two and three bedroom houses, at least in my metro area here in Kansas City. For $250,000 to $300,000. And there's nothing wrong with these houses. They're smaller than normal. They're not a big four-bedroom, four-bath house. But they're perfectly livable homes in decent areas. If you want to go to even less fashionable places, you can find that same house. And houses that have been remodeled for under $200,000. So, you know, yeah, you're probably going to deal with higher crime. Maybe the schools aren't, it's not the school district you want to be in, but these are livable houses that are there. And they're also the kind of places like they're not, they're not horrid places to live.Like if you got some of your friends and you all convinced each other to all move to that part of a town, you could, you could make it better by buying these properties, uh, and real estate, um, And, you know, we don't like to talk about this very much as Americans, but the truth is by like global standards, any of these houses are very luxurious. We're all very lucky to live in a place where we could live, where you could own like a two bedroom, one bath house that is modern and nice with great appliances and everything else and complain about it, that you really wish you had more. So anyway, here's a few of the numbers. Just out of curiosity, if you're wondering, if you take like a $250,000 house, if you put 5% down on it, that's $12,500. And if you have a mortgage rate at 6.65%, that's about $2,000 a month with taxes and insurance.So I'm here to tell you that $2,000 a month is cheaper than almost all of the brand new, quote unquote, luxury apartments. That are all over my city that are renting with no problem. And I know they've got a pool and they've got a fitness center, but you're also paying somebody else to live there. You're not building any kind of wealth or equity for yourself. That's the sort of thing, that's the sort of a house that you can easily do on a salary of $80,000 a year, whether it's one person or combined. And by the way, I just, I was curious about this. The average 25 year old in my metro area makes 40,000 bucks a year. So you put two 25 year old salaries together, average ones, that's 80 a year. You can buy that house. And then you can start on that process that is similar to what my parents were on.And so again, I, you know, If you were to tell me, I'm not here today to argue that there aren't changes that need to be made in our cities with our regulatory apparatus or any of that. If you've listened to this podcast at all over the last few years, you know how passionate I am about all of that. I am very much in the camp that the administrative and regulatory apparatus that we created in the 20th century for our cities has failed by every measure. That doesn't mean the people in them are necessarily bad people or dumb or anything like that. It just means that we have, we created systems that just do not work and do not produce good outcomes. And any rational person or group should be able to say, we need to junk that and start over and rethink what we're doing.And so I'm very much in that camp that there's an awful lot of what we created in the 19-teens and 20s in terms of the city planning apparatus and zoning that has been a complete failure. And we need to start over, rethink all that. It's not working. So, you know, I have that as a baseline, but I just don't think so many I don't think especially young people should be so black-pilled on everything or doom-pilled on everything. The opportunities that previous generations had are still available. Now, are they going to be available everywhere in every market for every career path? No. I mean, I get it if you live in really high-cost markets like San Francisco, New York, Seattle, LA, wherever. I have no doubt it's a lot harder. I do think there probably are less fashionable places that people overlook. That would probably be just fine.I have no doubt that that's the case in every city in the country, every region in the country. There are perfectly nice houses, but they're not the newest, most fashionable, cool location. And, and we have had such a lifestyle inflation. We don't want to necessarily go there. I get that. But the truth, the question is, do you want to get there or not? Do you want to start on that path or not? And the other thing I would tie into that is like I've mentioned on multiple podcasts here, let's say that you don't want to do that two bedroom, one bath house. You want something a little bigger. Well, you could also combine it with the house hacking approach, which I have done in my lifetime, multiple times. The first house I bought was actually built as a single family house in the 19 teens. But by the time I bought it, it was actually a triplex. It was one unit per floor.And I lived on one floor and rented out the other two. It was not in great condition. I got it pretty cheap. It was not in the best neighborhood at the time, but I got a good deal on it. I put a lot of sweat equity and work into improving it and was eventually able to sell it for a good profit and move on to the next house, which was much nicer and where I also house hacked. In that case, I had an apartment over the garage, what we call an ADU today, that I finished out as an apartment and I rented that out. And helped offset the mortgage. So there are plenty of ways that you can get creative. You could buy a three-bedroom house and rent a room out to a friend or a family member or somebody else. There are ways that you can leverage house hacking to get into the house that you might want sooner. But the main message I would have is that those things are still possible.Practical AdviceThe basics that enabled previous generations to live a good life in this country are still here. If you have a strong sense of family, if you get educated or have a trade or a skill that is tangible, that is marketable, for example, try not to enter a field of work that is overly academic or philosophical in nature. You need to have a real skill. If you have a good work ethic, If you do get married, stay married. Again, I'm not going to moralize on any of that, but the data is super clear that people who get married and stay married almost always end up in the middle class or better in this country. Make yourself valuable to others, you know, from family to neighbors. Get involved in your community in some fashion, you know, in the real world and Be frugal. Save your money. Don't waste it until you can afford to waste it.And if you have any sense of frugality when you're a younger person and you can put money away in your 20s and 30s, you will get older. And by the time you hit your 40s, 50s, or 60s, you're going to find you're going to have maybe some money, more disposable income, At that point that you can really enjoy and you're still young enough to enjoy it. And health care these days is so good and health science is so good that you should be able to stay healthy for a much longer period of time. Buy a small house, take care of it, and then either add to it or sell it and buy a bigger one when you can. That is part of the process that we just don't talk very much about today. So I think in general, I would suggest let's stay away from, try not to lean too much into doomerism.Regardless of your own personal feelings, you know, how you see the world today or not, focus on yourself, what you can control, and what's possible. And figure out how to create your own life trajectory that is valuable and great for you.What's NextI'm going to tackle a couple other subjects in future episodes. I want to talk a little bit more about how I think the... The administrative and regulatory processes we created over 100 years ago have failed us and what's to be done about that, like what's a different idea or path. And then I also want to touch on a little bit, there's a whole other subject. There's a big part of what we call the housing crisis that is really driven by a series of policy choices we've made for the last 50 years or so. That have really benefited a small number of cities and the professional class in those cities. And it's really hard to uncouple these realities that we have what a lot of people have described elite overproduction today. We have been emphasizing for 50 years to tell everybody to go to college and get a degree, any degree. And I understand why we did that at the time.I went to college and I think going to college to get a degree. To go for higher education and get a really great skill is a great thing to do. But we have a lot of people who went to college and don't really have still very marketable skills or degrees. And they're all kind of following a path that I think they were told to follow by parents and grandparents and counselors, which was go to college, go move to one of these really great cities where there's a lot of jobs for college graduates. And starting your path and what you end up with is you have too many people chasing housing and jobs in too few cities.That has led to a lot of what we talk about as the housing crisis, but there's the flip side of that we don't talk very much about, which I'll also delve into in a future episode, which, in my opinion, is the true housing crisis, and that is that we have too many places in our country that have been in terminal decline for decades. They often are well located neighborhoods. Or well-located communities, but they have been dying. And this proliferation of dying and derelict communities and neighborhoods is really at the heart of a terrible, terrible problem where people are just more bent on trying to figure out survival. Because there's not an economy to attach themselves to that gives hope for the future. So we've got two sides of the same coin with very different concerns.One is we have an awful lot of people chasing a certain lifestyle in a very small number of places that is driving price increases in those places. And then we have actually a much larger number of places that have basically been abandoned. Some that could really have hope for the future and others that there are not great answers for, at least today. And that's a subject that I'll try to tackle a little bit more for a future day. So at any rate, I hope this has been interesting for you. If you've listened to this podcast at all since I've been doing it, you know I actually really enjoy talking about my family and talking with my family members. And I've had my brother and one of my sisters on here before. And I'll be having my brother on again very soon because he's got a new book out that I think you'll be actually very interested in. So that's all for today.I hope everybody's having a good summer and we're dealing with the full breadth of the Midwest heat at the moment, but it'll be over soon and then fall is right around the corner and on into another year. Thanks so much for listening. As always, if you enjoy it, please hit like, leave a review, follow, whatever it is. I am terrible about marketing this podcast since it's something that is basically a hobby for me. But if you enjoy it, please help me out and help spread the word. Thanks so much. Bye. Farewell, farewell with a friend, farewell. Farewell, farewell with a friend, farewell. Farewell, farewell with a friend, farewell. Farewell, farewell with a friend, farewell. Get full access to The Messy City at kevinklinkenberg.substack.com/subscribe
With The Perrys is taking some time this summer to revisit popular episodes from years past. Jackie and Preston sit down with mentors and friends CD and Melody Fabien to talk about what it really looks like to fight for intimacy in marriage. They unpack some of the habits and rhythms that quietly create distance, the importance of healthy communication, and why it's so easy to start building a case against your spouse instead of pursuing connection. Whether you're newly married or decades in, this conversation offers practical wisdom for navigating conflict, staying connected, and growing in oneness together. Connect with Melody and CD Fabien: https://cdandmelody.com/ https://www.instagram.com/melodyfabien https://www.instagram.com/cdfabien/ https://www.youtube.com/@hangingwiththefabiens Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 677. Not every great band becomes a household name in the United States. In this episode of Three Sides of the Coin, we shine a spotlight on artists that deserved far more attention—from legendary acts that became superstars everywhere except America to newer bands that somehow slipped under the radar despite releasing incredible music. We'll share stories, revisit forgotten favorites, and hopefully introduce you to a few bands you may have missed along the way. Whether it's The Angels, Status Quo, City Boy, Badfinger, The Chesterfield Kings, Marvelous 3, Grand Prix, Starcrawler, Seduce, The Pretty Reckless, The Clarks, Point Black, or others, this episode is all about celebrating great music that deserves another listen. Join us, compare notes, and let us know which overlooked bands you'd add to the list. Listen to the playlist for this week's music: https://bit.ly/3SJuly26Play Three Sides of the Coin https://linktr.ee/ThreeSidesoftheCoin Three Sides of the Coin has moved to its own YouTube Channel, don't miss any future episodes click the link below and click SUBSCRIBE… so easy! Subscribe – / @threesidesofthecoinkisspodcast Press requests please contact Michael Brandvold at www.michaelbrandvold.com Since launching in 2012 Three Sides of the Coin has been viewed or listened to over 6,000,000 times. Three Sides of the Coin has been joined by special guests including former KISS lead guitarist Bruce Kulick, Eddie Trunk, AEW Superstar and lead singer of Fozzy Chris Jericho, Angel lead guitarist Punky Meadows, Five Finger Death Punch guitarist Jason Hook, Vinnie Vincent Invasion and Slaughter lead singer Mark Slaughter, Twisted Sister's Dee Snider, comedian Craig Gass, KISS' former business manager Chris Lendt, the Black Veil Brides’ Andy Biersack, Frank Munoz associate producer for Ace Frehley’s Anomaly album, award winning songwriter Adam Mitchell, Ed Kanon (Peter Criss’ drum tech), Kevin Valentine (drummer on KISS’ Psycho Circus album). Three Sides of the Coin was picked (October 2013) as a ‘What’s Hot’ podcast by Apple’s iTunes. In the early ’90s, Michael Brandvold launched the fifth ever website on the Internet devoted to KISS, KISS Otaku. He built, launched and maintained Kissonline.com (KISS’ official web presence). He now owns Michael Brandvold Marketing, providing marketing services and digital strategy to musicians. Tommy Sommers spent 15 years on the record show circuit collecting, trading and selling memorabilia / Kiss merchandise. He is now a successful residential Real Estate agent in the Minneapolis / St. Paul area. Tommy has also produced a KISS song For The Oddfathers and is the owner of Rock Steady Digital Photography. Mark Cicchini, is a world renown KISS collector. KISS have used parts of Mark's vast KISS collection for audio, video & print materials including their book NOTHIN TO LOSE, CD re release of the LOVE GUN album & the VH1 Ultimate Album KISS ALIVE! special as well as many other KISS projects. His wife also makes a mean meatloaf!!! It’s only our opinion… it’s neither right nor wrong. Three Sides of the Coin Radio: www.threesidesofthecoinradio.com Facebook: facebook.com/threesidesofthecoin Twitter: twitter.com/threesidescoin Spotify: spotify.threesidesofthecoin.com YouTube: youtube.threesidesofthecoin.com iHeartRadio: iheartradio.threesidesofthecoin.com Spreaker: spreaker.threesidesofthecoin.com iTunes: itunes.threesidesofthecoin.com TuneIn: tunein.threesidesofthecoin.com Stitcher Radio: stitcher.threesidesofthecoin.com SoundCloud: @michaelbrandvoldmarketing Web: threesidesofthecoin.com Merchandise: shop.threesidesofthecoin.com Three Sides Of The Coin is unofficial & unsanctioned and has no affiliation with the band KISS. MichaelBrandvold.com Three Sides of the Coin Monthly Option 1 : $1.99 USD – monthlyOption 2 : $5.00 USD – monthlyOption 3 : $9.99 USD – monthly If you would rather make a one time donation of any amount, please use the Donate button below.
Have you ever heard someone say, "That's a BAD part of town!' Sometimes we drive through "bad" parts of town where there are old, abandoned houses, boarded up doors/windows, the lawns are overgrown and there are a lot of bad things that happen in that area. You could say that Jesus grew up in a "bad" town. In fact, people said, "Can ANYTHING good come out of Nazareth?" Jesus did!!! And we'll discover more about what Jesus did as a child!Year B Quarter 3 Week 31All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Abi Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
The right financial advisor can help you plan for the future. But the right kind of counsel can do something more: help you stay anchored to what matters most. When we seek financial guidance, we're not simply looking for information. We're looking for direction. And for believers, that direction should be shaped by God's Word—not merely by the market. Money decisions are never just financial. They touch our hopes, fears, sense of control, and ultimately our trust in God. That's why Scripture consistently points us toward the importance of wise counsel. The Wisdom of Seeking Counsel Proverbs 11:14 says: “Where there is no guidance, a people falls, but in an abundance of counselors there is safety.” That word safety matters. It points to the protection and stability that can come when we humbly seek wisdom beyond our own perspective. Seeking counsel requires humility. It means admitting that we don't always see the whole picture. That isn't weakness—it's wisdom. Consider Moses in Exodus 18. God had called him to lead Israel, yet his father-in-law, Jethro, noticed something Moses had missed. People were lining up from morning until evening while Moses tried to handle every dispute himself. Jethro told him plainly, “What you are doing is not good.” He then suggested a better way. Moses listened. He delegated responsibility, and both he and the people were better served. If Moses needed wise counsel, surely we do too. That is especially true when it comes to money. In a culture that prizes financial independence, it can be easy to confuse independence with self-reliance. But Proverbs 19:20 reminds us: “Listen to advice and accept instruction, that you may gain wisdom in the future.” Every Financial Plan Reflects a Worldview Not all counsel is the same. Technical expertise matters. Credentials matter. Experience matters. But the worldview beneath the advice matters too. Every financial recommendation carries assumptions about what constitutes success, how much is enough, where security is found, what generosity should look like, how we should think about retirement, and ultimately what wealth is for. Advice may sound impressive and still quietly move our hearts toward goals Scripture never gives us. Jesus warned in Luke 12:15: “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” A spreadsheet can help us plan, but it cannot shepherd the heart. That is one reason values-aligned financial counsel can make such a meaningful difference. Why Shared Values Matter Recent research from Pinkston compared clients working with Certified Kingdom Advisors® (CKA®)—financial professionals trained to integrate biblical wisdom into their practice—with clients of general financial advisors. Among clients of general advisors, 64% prioritized investment returns. Among CKA® clients, however, 70% prioritized shared beliefs and values. For many Christian investors, shared faith is not simply an added benefit. It shapes the entire financial conversation. That alignment also appears to foster significant trust. CKA® clients reported a 98% retention rate and a Net Promoter Score of 83, compared with 58 among general-advisor clients. But perhaps even more important is how values-aligned counsel can broaden the conversation beyond financial performance alone. Eighty-one percent of Certified Kingdom Advisors® (CKA®) said they help clients incorporate faith or values-based investing into their financial plans, compared with 57% of general advisors. Clients working with CKA®s were also twice as likely to have significantly increased their charitable giving. That matters because Scripture never treats money in isolation. It connects our financial choices with worship, trust, contentment, generosity, and obedience. Jesus said in Matthew 6:21: “For where your treasure is, there your heart will be also.” Our financial decisions do more than move money. They reveal—and help shape—what has captured our hearts. Counsel That Sees Money as Stewardship The research also found that 72% of Certified Kingdom Advisors® (CKA®) reported being very fulfilled in their work, compared with 48% of general advisors. In addition, 80% said their work was closely aligned with their life's purpose. That kind of perspective matters. When an advisor sees financial planning not simply as managing assets but as serving people, the relationship can become about much more than maximizing returns. It can create space to ask deeper questions: How much is enough? What has God entrusted to me? How should generosity shape my financial plan? What does faithful stewardship look like in this season? Those are not questions a financial calculator can answer by itself. Finding the Right Financial Counsel So, how do you find wise, values-aligned financial counsel? Start by asking good questions. Ask a prospective advisor how their faith shapes the way they think about money, risk, generosity, success, and the purpose of wealth. Look for someone with both professional competence and a worldview that recognizes God as the ultimate owner of everything we have. A wise advisor will not make every decision for you—and shouldn't. You remain responsible for the resources God has entrusted to your care. But the right advisor can help you cut through the noise, ask better questions, see blind spots, and build a financial plan around what matters most. Surrounding yourself with godly, competent counsel does not remove your responsibility as a steward. It can help you carry that responsibility more faithfully. To connect with a Certified Kingdom Advisor® (CKA®) who is committed to integrating biblical wisdom with financial expertise, visit FindACKA.com. On Today's Program, Rob Answers Listener Questions: I'm 65 and planning to retire in January. My wife and I will have a little over $100,000 a year from Social Security, Air Force retirement, and VA disability. I also have $200,000 in a 401(k)—$150,000 traditional and $50,000 Roth. How much of the traditional 401(k) can I convert to Roth each year, and would it make sense to spread those conversions over several years to minimize taxes? My wife and I have $80,000 that we'd like to earn interest on. We could leave it untouched for three to six months. Would an online high-yield savings account, CD, or another option make the most sense? I have about $36,000 in a 457 deferred compensation plan and cash match account. What are my options for that money? Can I move it elsewhere, leave it where it is, or set up monthly withdrawals? I'm 40 and have $70,000 in a Roth IRA, $46,000 in a traditional IRA, and $200,000 in a taxable brokerage account. Should I use the traditional IRA or taxable account to put more money into Roth? And over time, should I keep some money in the traditional IRA for tax diversification or eventually convert it all? I'd like to understand how Social Security is taxed. Does annuity income count toward the income thresholds that determine whether Social Security benefits are taxable? And how is the annuity income itself taxed? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Bankrate AdelFi Christian Banking FaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
join us as we dissect current geopolitical tensions, the evolving landscape of entertainment, and personal insights into risk, growth, and resilience. This episode offers a blend of critical analysis, industry updates, and relatable human experiences.Main Topics:The implications of US foreign policy actions towards Cuba and the Middle EastThe dynamics behind military conflicts, regime changes, and the use of language in diplomacyThe resurgence of physical media like CDs and the future of gaming technology (PS6)The privatization of TSA functions and its potential impact on travelersEquity, diversity, and inclusion (DEI) debates, endowments to HBCUs, and social movementsPersonal traits influencing success and risk management, from perfectionism to cautious optimismFamily, friendships, and the importance of taking time to reflect and reconnectWe explore the recent US executive orders and their effects on global geopolitics, especially concerning CubaDiscussion on how war, conflicts, and government terminology shape international relationsIndustry updates on gaming systems, media formats, and airline security processesThe debate on privatizing TSA at Tampa International Airport—benefits and risks for travelersThe resurgence of CD sales among younger generations and what it signals about consumer behaviorA candid conversation about traits like perfectionism, risk aversion, and their influence on personal and professional pathwaysStories of family trips, the significance of community, and how shared experiences build bondsThe ongoing movement of endowments to HBCUs amidst political debates on DEI and social justice00:00 - Introduction and episode overview02:17 - Analysis of US executive orders on glyphosate and health policies04:00 - Will we see a war with Cuba? Discussing regime change and language framing06:14 - The US military conflict terminology and implications09:10 - Pentagon budget and military spending debates12:00 - The potential invasion of Cuba and regional support14:00 - Privatization of Tampa TSA functions: benefits and challenges16:31 - Impact on travelers and safety standards18:23 - Revival of CD sales among younger audiences19:05 - The future of PlayStation consoles and game storage22:02 - Estimated costs for PS6 and industry expectations23:09 - The state of global conflicts and ongoing wars25:10 - Reflection on family, trips, and reconnecting27:37 - Howard University enrollment issues and community reactions28:53 - The flow of endowment funds to HBCUs and social justice implications30:00 - The importance of defining DEI and advancing social equity31:36 - Traits like perfectionism and risk aversion—gifts and burdens33:24 - Personal fears shaped by childhood experiences and socioeconomic background37:24 - Overcoming hesitation: ideas, initiatives, and the fear of failure40:07 - The drive to do right and act with integrity every day42:09 - The pressure of over-preparing and avoiding risks46:10 - Balancing family stability with entrepreneurial pursuits50:05 - The effects of success and fear of going back to adversity55:17 - Sacrifices for family and the pressure to provide58:50 - Passing on risk tolerance to the next generation62:23 - The importance of community, connection, and shared experiences66:45 - The significance of sensory experiences for mental health68:29 - The impact of legislation on SNAP benefits and food security70:28 - Positive industry shifts: media, music, and entertainment updates73:24 - Personal reflections on family trips and meaningful relationships
Where is God, and what is He doing? Those are questions we'll try to answer this week on the program. Of course God is in Heaven, but that answer isn't complete. He's also right next to you, and (if you're a Christian) He's inside you. How can these things be, we want to know. And as for what He's doing, most people have nary a clue. If we can see God as He is, we will be changed. Listen to Right Start Radio every Monday through Friday on WCVX 1160AM (Cincinnati, OH) at 9:30am, WHKC 91.5FM (Columbus, OH) at 5:00pm, WRFD 880AM (Columbus, OH) at 9:00am. Right Start can also be heard on One Christian Radio 107.7FM & 87.6FM in New Plymouth, New Zealand. You can purchase a copy of this message, unsegmented for broadcasting and in its entirety, for $7 on a single CD by calling +1 (800) 984-2313, and of course you can always listen online or download the message for free. RS07272026_0.mp3Scripture References: Revelation 19; Isaiah 40; Matthew 19
This week, wanted to talk about Logan and Aurora's house for The Thirteenth Hour sequel. I recently finished a painting of an illustration I started a few months ago. I'm talking about the outside as well as the inside, especially all the personal touches they put in to add some element of convenience to their little sanctuary - a stone hearth, a shower area, a root cellar, and their tatami-like sleeping area. This is a picture did a few years ago:https://13thhr.wordpress.com/2026/07/27/the-thirteenth-hour-podcast-572-thirteenth-hour-sequel-update-21-logan-and-auroras-house-illustrations/And here is the outside in the picture that I just finished. My son thought it looked like a Hobbit house - I guess it does, since it's partially in the ground (I imagined that Logan and Aurora would have carved out a part of a hill), but probably not quite as cozy or finished since Logan and Aurora would have had to do this all by hand with only a few borrowed or bought things (like their window, the lock on the their door, and so forth).I really think I should try to make a blueprint of the floor plan, so to speak, to see how it would all be laid out, and maybe a model of the house, maybe out of clay, since it would be fun to see it in 3 dimensions. More next week!∞∞∞∞∞∞∞∞Once Upon a Dream, the second Thirteenth Hour soundtrack, is now out in digital form! It is out on most major streaming services such as Bandcamp, Spotify, and YouTube Music. (If you have no preference, I recommend Bandcamp since there is a bonus track there and you will eventually be able to find tapes, CDs, and special editions of the album there as well.)-Check out the pixelart music videos that are out so far from the album:-->Logan's Sunrise Workout: www.youtube.com/watch?v=K7SM1RgsLiM-->Forward: www.youtube.com/watch?v=Z9VgILr1TDc-->Nightsky Stargazing: www.youtube.com/watch?v=2S0p3jKRTBo-->Aurora's Rainy Day Mix: https://youtu.be/zwqPmypBysk∞∞∞∞∞∞∞∞ Signup for the mailing list for a free special edition podcast, a demo copy of The Thirteenth Hour, and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over at Thirteenth Hour Arts on Patreon or adding to my virtual tip jar over at Ko-fi. Join the Thirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week on Spotify, iTunes, Stitcher, Player FM, Tunein, and Googleplay Music.Follow The Thirteenth Hour's Instagram pages: @the13thhr for your random postings on ninjas, martial arts, archery, flips, breakdancing, fantasy art and and @the13thhr.ost for more 80s music, movies, and songs from The Thirteenth Hour books and soundtrack.Listen to Long Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ or Spotify. Join the mailing list for a digital free copy. You can also get it on CD or tape.Website: https://13thhr.wordpress.comBook trailer: http://bit.ly/1VhJhXYInterested in reading and reviewing The Thirteenth Hour for a free book? Just email me at writejoshuablum@gmail.com for more details!
Have you ever heard someone say, "That's a BAD part of town!' Sometimes we drive through "bad" parts of town where there are old, abandoned houses, boarded up doors/windows, the lawns are overgrown and there are a lot of bad things that happen in that area. You could say that Jesus grew up in a "bad" town. In fact, people said, "Can ANYTHING good come out of Nazareth?" Jesus did!!! And we'll discover more about what Jesus did as a child!Year B Quarter 3 Week 31All Bible verses are from the NKJVHymn: Tis LoveThat Makes us HappyWrite to Ms. Katie: seedpod@startingwithjesus.comKatie's Korner: https://startingwithjesus.com/katies-korner/Find the Lessons Here: Kindergarten https://bit.ly/SeedPodKLessonsPrimary https://bit.ly/SeedPodPLessonsConnect with Us:Website: https://startingwithjesus.comStarting With Jesus - YouTube: https://www.youtube.com/c/StartingWithJesusSeedPod - YouTube: https://www.youtube.com/channel/UCCvU2FBPEL5-Zi2QW0STVLg Instagram: https://www.instagram.com/startingwithjesusFacebook: https://www.facebook.com/startingwithjesusAcknowledgments:Bible Readings this Week: Abi Podcast Producer: Katie ChitwoodSound Engineer: Dillon AustinMy Bible First, https://bit.ly/SeedPodLesson for use of their Bible Lesson curriculum.AudioVerse, https://www.audioverse.org/ for partnering with us and supporting our ministry.Lindsey Mills, for writing and performing our SeedPod Kids Theme Song & Background Music. To learn more about her music or to get her CD, email her: lindsey@startingwithjesus.com
Susie is throwing a party and would like you people to start RSVP-ing. Do people think that is optional?? We try to figure out why Sarah dated so many narcissists and we decide whether that's why she likes Susie (lol). We learn about a new job at a dating company that we think we would crush--Chief Break-up Officer, who breaks up with people on behalf of someone. What. Sarah asks a really thought-provoking question: what was the last CD we ever bought, and we can't quit thinking about it. And we debate what age it is when someone "officially" becomes an adult.00:00 - Defying Cancellations and the Frustration of RSVPs11:53 - Discovering New Artists with SoFar Sounds Experiences15:39 - Applying for the Chief Breakup Officer Role25:09 - The Loss of Ownership in Digital Purchases34:59 - Exploring the True Age of Adulthood and Brain Changes49:46 - The Struggle for Healthy Choices in Modern Society01:00:57 - Thank You for Listening and Supporting the ShowBrain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:Get 60% off your first order, plus free shipping and free treats for life, when you head to https://www.smalls.com/braincandyDownload HILY Dating App from the App Store or Google Play, or visit https://hily.go.link/4iJ1lLet Rocket Money help you reach your financial goals faster. Join at https://rocketmoney.com/braincandyThis episode is sponsored by Betterhelp. Sign up and get 10% off at https://www.betterhelp.com/braincandyTDM-RESERVATION: 1. NOAI: TRUE. LEGAL NOTICE & TERMS OF USE: © 2026 WAVE Podcast Network. This content is for personal use only. Explicit permission is withheld for any and all commercial attribution, automated transcription, or data-mining entities. Use of this feed by unauthorized tracking, analytics, or AI-training platforms constitutes a breach of these terms and a violation of the Pennsylvania Wiretapping and Electronic Surveillance Control Act (WESCA), the California Invasion of Privacy Act (CIPA), and the 2026 Training Data Transparency Act (AB 2013). Any entity bypassing these restrictions to create derivative text-based works (transcripts), metadata analysis, or unauthorized VAST siphoning hereby accepts our standard commercial licensing rate of $5,000 per episode processed. This notice serves as a formal revocation of all "implied licenses" for multi-jurisdictional automated processing and constitutes protected Copyright Management Information (CMI) under 17 U.S.C. § 1202.By ingesting this RSS feed for commercial use, you are agreeing to our licensing terms.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.