Podcasts about retirement plans

Retire on Dividends: Is It Really Possible?**Schedule your free virtual consultation

Is retirement really the most financially complex time of your life? That's what Fiona Greig, Vanguard's Global Head of Investor Research thinks. Mike Canet and Ryan Herbert dive into this question and unpack why the transition from saving to spending is more than just a financial shift—it’s an emotional and strategic overhaul. They explore how identity, income, taxes, estate planning, and long-term care all collide in retirement, and why working with a “phase two fiduciary” is critical to avoid costly missteps. Hear how one investor’s $14 million Bitcoin decision turned into a tax nightmare, and why timing and planning matter. Want to begin building your retirement and tax plan? Schedule a 15-minute call with us here:

Rate & review the Simply Financial Podcast on ITunesFeaturing Special Guest: Brett DiPasquale AIF® BFA®Advisor at Elliott Wealth Management Services

New data shows the value of automatic savings into retirement plans - and the consequence of not having a plan.  So if you don't have access through work, start one yourself. Your map to retirement - Clark says let's get on it! Your future self will surely thank you. Plus, a simple audit of your checking and credit card accounts is in order. Clark has something specific for you to look out for. Retirement-Automatic Is KEY: Segment 1 Ask Clark: Segment 2 Subscription Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 1 Million Workers Have Saved $2 Billion in State Automated Retirement Savings Programs How To Open a Roth IRA   //   Clark.com - Invest & Retire 6 Things To Know About Series I Savings Bonds The Best Phone Plan For You - Compare Phone Plans Is Medical Tourism Right for You? How To Manage Your Monthly Subscriptions To Save Money How Fidelity's Credit Card Rewards Just Got Even Better How Landlords Can Check a Tenant's Credit Report Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the past few months, the economic debate has heated up: the Federal Reserve is weighing the possibility of lowering interest rates, President Trump has already extended corporate tax cuts, and the national debt continues to soar. What does all of this mean for your retirement security? In this episode, we unpack how lower rates could affect everything from your 401(k) and pension returns to the cost of borrowing in retirement. We'll also explore why Trump is pressing for lower rates — arguing it will ease pressure on the ballooning national debt and further stimulate business growth following his extension of corporate tax cuts. But not everyone agrees. Democrats continue to push for raising taxes on the wealthy as their answer to debt and inequality, setting up a stark contrast in economic philosophy. One side wants to grow the economy by slashing taxes and borrowing more cheaply; the other says it's time for the top earners to shoulder the load. As markets, policymakers, and retirees all brace for the Fed's next move, we'll break down the stakes, the politics, and what it means for your financial future. Listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

Rancho Mesa's Alyssa Burley and Vice President of the Human Services Group Sam Brown talk about mitigating risk for ERISA retirement plans, which Rancho Mesa offers to clients to attract and retain talented employees, reduce turnover, and build employee trust.Show Notes: ⁠⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠⁠Director/Host: ⁠⁠⁠⁠⁠Alyssa Burley⁠⁠⁠⁠⁠Guest: ⁠⁠⁠⁠⁠Sam Brown⁠⁠⁠⁠⁠Producer/Editor: Megan LockhartMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Kelley Slaught discusses the importance of giving while living, exploring how retirees can share their wealth joyfully and strategically. The conversation transitions into the bucket strategy for income generation, emphasizing the need for a diversified approach to retirement planning. Kelley also revisits the 4% rule for retirement withdrawals, questioning its relevance in today's financial landscape. The episode concludes with listener questions, addressing various financial strategies and tax-saving opportunities. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty Neville discusses the evolving landscape of retirement planning, particularly focusing on Generation X as they prepare for retirement. He emphasizes the importance of having a comprehensive plan that includes health care costs, income strategies, and the transition from accumulation to de-accumulation. The discussion also touches on the significance of timing in retirement, the necessity of a spending plan, and the need to keep money working for you even after retirement. Marty addresses common concerns about Social Security and the importance of staying active and engaged in retirement life. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

How Long Will $1 Million Last in Retirement?**Schedule your free virtual consultation

Penelope Graham is a mortgage expert with Ratehub.ca. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you’re more ready to retire than you think? In this episode, Damon Roberts and Matt Deaton share real stories of clients who discovered they could retire earlier—once they had a plan. From reducing stress and blood pressure to reclaiming freedom, they explore how financial planning transforms lives. Learn how to mimic your paycheck in retirement, maximize income streams, and why both spouses should be part of the conversation. Plus, hear what sets their approach apart from big-box firms. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Rate & review the Simply Financial Podcast on ITunesFeaturing Special Guest: Brett DiPasquale, AIF® BFA®Advisor at Elliott Wealth Management ServicesThis is part 2 of this 2 part series

They're marketed as convenient. But Target Date Funds can sometimes be too aggressive, too conservative, or simply too generic for your unique situation. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the mechanics of Target Date Funds and offer perspective on how to evaluate whether they're truly working for you. The conversation covers the importance of understanding your fund's glide path, comparing how different providers structure their portfolios, and evaluating the potential risks of relying too heavily on automation. You'll also hear about alternative strategies that could provide more clarity, flexibility, and alignment with your goals.

They're marketed as convenient. But Target Date Funds can sometimes be too aggressive, too conservative, or simply too generic for your unique situation. In this episode, Tim Clairmont MSFS™, LACP™, Wealth Advisor, and Tyler Andrews CFP®, Wealth Advisor, break down the mechanics of Target Date Funds and offer perspective on how to evaluate whether they're truly working for you. The conversation covers the importance of understanding your fund's glide path, comparing how different providers structure their portfolios, and evaluating the potential risks of relying too heavily on automation. You'll also hear about alternative strategies that could provide more clarity, flexibility, and alignment with your goals.

If a fire broke out, would you know exactly how to respond? In the heat of the moment, panic can take over — and retirement works the same way. The worst time to make critical financial decisions is in the middle of a crisis. That's why planning ahead is essential. In this week's Providence Financial Retirement Show, we share 5 practical ways to fireproof your retirement, so you can face the unexpected with confidence. We'll cover how to: ✔️ Keep an emergency fund ready for sudden expenses ✔️ Minimize debt before it becomes a burden ✔️ Develop a sustainable withdrawal plan ✔️ Prepare for health care and long-term care costs ✔️ Strengthen your portfolio against downturns Disasters — financial or otherwise — don't wait for you to be ready. Listen in and learn how to protect your retirement before the alarm bells go off. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

Most financial plans focus on how your investments perform, but what about the risks to your income along the way? Join us as we unpack groundbreaking research that shows why traditional retirement calculators and rules of thumb may be leaving you exposed.     In this episode, we discuss:  Traditional planning gaps The three types of income risk Risk Capacity vs. Need vs. Attitude Retirement “buffering” The Retirement Red Zone Today's article is from Morningstar, titled The Importance of Incorporating Income Risk Into Financial Planning. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/518

John Benton/FuturePlan FuturePlan is a dynamic network of leading third party administrators (TPAs) from across the nation, united to become one dedicated organization with a shared vision for transforming the retirement industry. They've created a new national model to deliver the highest possible levels of expertise, care and service to advisors and their clients. Their […] The post John Benton with FuturePlan appeared first on Business RadioX ®.

WFR Radio 441 The Perfect Retirement Plan for Savers Part 4 - Facilitate by Tony Walker Financial

If you're only judging based on what's happening in the world and the financial markets, there's never a "perfect" time to retire. But 2025 is throwing a bunch of extra variables at seniors that are adding more complexity to an already complicated decision. Businesses are changing. The rules around investing are changing. And, most importantly, your life is changing. Your financial plan has to be flexible enough to keep pace while also maintaining focus on the best path towards your personal long-term retirement goals. On today's show, we discuss two listener questions that touch on alternative investments and how to think about portfolio management at various stages of your life.

Jason and Jeff welcome Dan Otter from 403bwise.org to discuss the difficulties educators face with 403(b) retirement plans, how to advocate for better options, and strategies for navigating and improving these retirement plans.02:27 Dan Otter's Origin Story05:35 The Problem with 403(b) Plans15:26 The Importance of Fiduciary Standards21:41 Understanding Expense Ratios in Index Funds22:07 Hiring a Fee-Only Financial Advisor22:53 The Impact of Fees on Long-Term Savings24:21 Advocating for Better Retirement Plan Options25:48 Empathy for School Districts and Their Challenges29:06 The Importance of Offering Low-Cost Retirement Plans30:25 Building an Army to Advocate for Better Options33:23 The Benefits of a Roth IRA for Educators35:38 Navigating Bad 403(b) Plans and Finding Solutions*****************************************Check out Dan's work at https://403bwise.orgSubscribe to the Teach and Retire Rich podcast wherever you get podcasts*****************************************Join our PatreonSubscribe to our portfolio on Savvy Trader *****************************************Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: ******************************************To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted******************************************Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube******************************************2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest

Retire at 55 with these 2 Retirement StrategiesRetire at 55 with these 2 Retirement Strategies**Schedule your free virtual consultation

Are you a “time optimist” putting off your retirement plan? In this episode of Beyond The Money, Jackie Campbell explores the emotional and financial costs of procrastination, the importance of stress-testing your retirement plan, and how to avoid legacy battles like those seen in celebrity estates. From tax-smart strategies to long-term care and estate planning, Jackie shares how a 360-degree retirement roadmap can help you move forward with clarity and confidence—no judgment, just results. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Is your retirement plan missing out on today’s high interest rates? In this episode of Your Retirement Radio Podcast, Kevin Madden breaks down how fixed annuities can offer guaranteed income and tax-deferred growth—even as rates begin to slide. Learn how retirees are upgrading old contracts, balancing risk, and using personalized strategies to protect their future. Whether you're cautious or aggressive, understanding your financial position is key to navigating market volatility. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

What if your retirement plan is built on numbers that don’t actually apply to you? In this episode, Mike Canet and Ryan Herbert expose the pitfalls of generic financial advice—like buying annuities without knowing your real income needs. Through stories of retirees overspending, over-saving, and overpaying in taxes, they show how personalized planning can prevent costly mistakes. Want to begin building your retirement and tax plan? Schedule a 15-minute call with us here:

The "big beautiful bill" that just went into play has sparked both praise and criticism — but what does it really mean for retirees and those approaching retirement? While politicians debate and high-profile voices like Elon Musk warn that this law could widen the deficit and eventually pressure lawmakers to cut spending or raise taxes, supporters argue that reducing taxes puts money back into the pockets of consumers and businesses, fueling growth. Both sides make valid points — but the long-term macroeconomic impact remains unknown. In the shorter term, what matters most to retirees is clear: taxation and income planning. In this week's podcast, we unpack how this complex law affects retirement planning, the pros and cons for your financial future, and what steps you can take to protect your income. Listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

WFR Radio 440 The Perfect Retirement Plan for Savers Part 3 - Orchestrate by Tony Walker Financial

In this week's episode, we discuss how the Fed changing the prime rate will impact your retirement plan. What if you've always heard that annuities are bad? Is it smart to embrace the boring, predictable returns that annuities bring when you are in retirement? Is the same plan you put in place 10 years ago still the best plan for you today? Is the 4% withdrawal rule still valid? Isn't it time to get answers to the tough retirement questions now?Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.Safe Money Retirement® - Insuring Your Retirement Dreams

Inflation is one of the biggest threats to retirement bug it's often overlooked. In this episode, Miguel Gonzalez, CRC, shares how rising costs impact retirees and how to protect your income with smart planning.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #retirementplanning #inflation #retirementincome #costofliving #financialplanning #retirementstrategy #healthcarecosts #purchasingpower #COLA #TIPS #retirementrisks #financialadvisor #SocialSecurity #longtermcare #dividendstocks #investingforretirement #CortburgSpeaksRetirement #MiguelXGonzalez #personalfinanceWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

How Can I Retire with 100k Saved For Retirement?**Schedule your free virtual consultation

Successful retirement planning depends on a number of things. Unfortunately for some folks, wishful thinking is not part of the success formula. On this episode we discuss some common ways that wishful thinking can impair retirement planning. Glenn is available for in person and online meetings if you'd like to discuss or strategize about your personal situation. Simply give us a call at (336) 291-3535 or visit ScheduleSomeTime.com to get on his calendar. As always, please remember to click the “Share” button to share our podcast with friends, family and colleagues.     Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, Charles Schwab & Co. Inc., and Nationwide Advisory Solutions.

 “Why does Leander, Texas seem to boil water more than any other town in the state?” That's just one of the quirky questions JB and Sandy dive into on this lively episode of The JB and Sandy Show, broadcasting from Austin's 80s station 103.1 and streaming on iHeartRadio. From a crime wave hitting beloved local spots like East Side Pies and Amy's Ice Cream, to the explosive growth of Texas towns like Leander, New Braunfels, and Cypress, this episode is packed with local flavor, sharp wit, and nostalgic storytelling. Sandy shares hilarious memories of growing up in Georgetown, while JB paints a vivid picture of retirement dreams floating down the river in New Braunfels. Listeners are treated to a “You Have to Do One” challenge, where the crew debates which of three very Austin events they'd attend: a bluegrass night, a fantasy-themed costume party at Tiny Minotaur, or a live show by Scrappy Judd and the Appaloosas at C-Boy's Heart & Soul Bar. The banter is fast, funny, and full of personality.Guest Tease: Don't miss the preview of tomorrow's guest, legendary Longhorn football voice Craig Way, whose presence promises comfort, insight, and maybe even a custom play-by-play featuring JB and Sandy.Memorable Moments & Quotes:“Leander has to boil water more often than anybody in the state of Texas.”“You got an empty two-liter of Mountain Dew? Blow in that, okay?”“Apparently, when a jazz band is on point, every member of the band is playing a different song.”Call to Action: Love what you hear? Subscribe to The JB and Sandy Show on the iHeartRadio app, leave a review, and share this episode with a friend who loves Austin as much as you do. Don't forget to tune in tomorrow at 7:30 AM for Craig Way's take on Longhorn football! 

A new executive order opens the door for companies to add cryptocurrencies to retirement plans. On this episode we're discussing the risks and potential rewards. Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The 401(k) system promised financial security, but the numbers tell a different story. In this second part of our series, Hans and Brian delve into Fidelity's latest retirement savings data, revealing why the average American's retirement plan may be setting them up for failure.From baby boomers with $250,000 balances to millennials drowning in target date funds, we break down what these numbers mean for your financial future. The math might look clean on paper, but real life has other plans – and the results are sobering.Using actual data from millions of accounts, the hosts expose the gap between retirement planning promises and reality. When 25% of Gen X workers have loans against their 401(k)s and the average retiree faces a life of financial scarcity, it's time to question whether this system works for anyone except the financial industry selling it.The Reality Check: Average Balances Don't Add Up The data is stark: baby boomers average $250K in 401(k)s and $250K in IRAs. Using the sacred 4% withdrawal rule, that's just $20,000 annually in spendable income after taxes. Brian and Hans walk through why even the "successful" savers are facing potential poverty in retirement, especially when you factor in today's cost of living.The Target Date Fund Trap A staggering 70% of millennials are invested solely in target date funds. These funds create continuous taxable events through portfolio churning while charging excessive fees. The hosts explain why "set it and forget it" might be the worst advice young workers are receiving.The Loan Problem Nobody Talks About One in four Gen X workers have outstanding loans against their 401(k)s, effectively disrupting the very compounding they were promised. This isn't a character flaw – it's proof that life happens, and when it does, people need access to their money. The hosts explore how this reality destroys the mathematical assumptions underlying retirement planning.Why the 10x Rule is Setting You Up for Failure Fidelity recommends having 10x your income saved by age 67, but their own data shows the average person has saved for someone making just $50,000 annually. Hans breaks down the math: even if you hit this target, you're planning for a lifestyle of scarcity, not the retirement you actually want.➡️ Chapters:00:00 - Opening thoughts on 401(k) regrets and savings rates 01:00 - Part 2 begins: Fidelity's retirement data breakdown04:00 - Average balances by generation - the sobering reality 07:00 - Hans: "I don't have a hint of regret" about avoiding 401(k)s 08:00 - Historical context: Why the 55-70 age group data matters11:00 - The savings vs. investing language problem 16:00 - Traditional vs. Roth: Why 85%+ are in taxable accounts 20:00 - The outstanding loan crisis across generations 24:00 - Permission to spend: Breaking the scarcity mindset 28:00 - Target date funds: The "appalling" trend 34:00 - The airline industry comparison38:00 - How to increase your savings rate 43:00 - The 10x rule exposed: Planning for poverty 48:00 - Final thoughts: Why this model is an "abject failure”Got Questions? Reach out to us at info@remnantfinance.com or book a call at www.remnantfinance.com/calendar !⁠Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE

When a grandchild arrives, it's more than a joyful addition to the family — it can also bring new considerations for your retirement plan. In this episode of Kitchen Table Finance, Dave shares his own recent experience becoming a grandfather and how it's shifted his financial focus. Nick and Dave talk through Grandparents' Retirement Plans: Why Dave moved from contributing to his adult children's Roth IRAs to funding a 529 college savings plan for his granddaughter. The pros and cons of grandparents owning the 529 versus letting parents manage it. How to avoid “overfunding” a college plan when multiple family members are contributing. Why the Michigan 529 plan ranks among the top in the country — and how residents get an extra tax perk. How 529 plan rules have evolved, making funds more flexible for K–12, trade schools, and even Roth IRA rollovers. Balancing helping family with making sure your own retirement savings are on track first. Dave also shares some lessons learned from starting his own kids' 529 plans back in 2001 — and how even small, consistent contributions can add up over time thanks to compounding. Whether you're a new grandparent or just starting to think about how you want to help the next generation, this episode will give you practical, real-world insights you can put into action. Subscribe to Kitchen Table Finance Don't miss an episode — subscribe to our YouTube channel for more friendly, down-to-earth financial advice: YouTube.com/@KitchenTableFinance https://youtu.be/KGnNPiD_gf0

In this episode of Revamping Retirement, hosts Audrey Wheat and Pete Ruffel welcome Eric Dyson, executive director at 90 North Consulting, who offers strategic guidance for plan sponsors on fiduciary governance, investment oversight, and enhancing participant outcomes. The discussion delves into the broader implications of recent Supreme Court rulings and examines emerging developments in retirement plan design, including managed accounts and collective investment trusts. Get more insights for retirement plan sponsors by subscribing to Revamping Retirement.

Following his recent holiday in Cornwall, David wants to spend today's show recounting a magical morning he had whilst staying in the small fishing town of Mevagissey. But it seems he's going to have to go some way to convince Joe it'll be interesting enough to fill an episode, for both him and the listeners. David's undeterred and ploughs on regardless - sound effects and all! Also, having met several very contented retirees down by the harbour that day, David starts to wonder what he and Joe would do in their retirement? It turns out shop-keeping and allotment tending may well be on the cards for them. FOR ALL THINGS CHATABIX'Y FOLLOW/SUBSCRIBE/CONTACT: YouTube: ⁠https://www.youtube.com/@chatabixpodcast⁠ Insta: ⁠https://www.instagram.com/chatabixpodcast/⁠ TikTok: ⁠https://www.tiktok.com/@chatabix⁠ Twitter: ⁠https://twitter.com/chatabix1⁠ Patreon: ⁠https://www.patreon.com/chatabix⁠ Merch: ⁠https://chatabixshop.com/⁠ Contact us: ⁠chatabix@yahoo.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the 9Innings Podcast, host Kevin Thompson, founder and CEO of 9i Capital Group, breaks down a brand-new executive order that could change the way Americans invest for retirement.We're talking private equity, private credit, and even cryptocurrency inside your 401(k). Kevin explains what these asset classes are, why big asset managers are eager to get them in your plan, and the potential benefits they claim to offer.But he also pulls no punches on the risks—high fees, limited liquidity, and market volatility—and why, for most investors, the tried-and-true low-cost index fund may still be the smarter play.Whether you're a seasoned investor or just starting your retirement journey, this episode will help you understand the opportunities, the pitfalls, and what to watch for as alternative investments enter the 401(k) game.Defining Alternative Investments (00:00:54)Why Alternatives Are Entering 401(k)s (00:02:02)Considerations Before Investing (00:05:39)Risks and Expected Returns (00:07:51)Fee Comparison and Real Returns (00:10:06)Crypto in Retirement Plans (00:11:14)Final Thoughts and Caution (00:12:30)NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

Not all retirement plans are created equal. When it comes to the 403bs many teachers and non-profit workers are offered - the math is wrong. And not all 401(k)s will serve you well. Knowing how to get the most from your investments can mean WAY more money in retirement.   Also - It's rare to find the opposite of shrinkflation, but some retailers and restaurants are filling the value gap - in buckets!  Retirement Plan Choice: Segment 1 Ask Clark: Segment 2 Bonus! Buckets Of Coffee: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Teachers Are Learning a Hard Lesson. Their Retirement Plans Cost a Fortune.⁠ ⁠What Is a 403(b) and How Does It Work?⁠  /   ⁠403bwise.org⁠ ⁠How To Open a Roth IRA⁠ ⁠401(k)s Weren't Built for the Gen Z Economy⁠ ⁠Why You Need To Know Your Company 401(k) Fees⁠ ⁠Investing & Retirement Archives - Clark Howard⁠ ⁠What Is a Fiduciary Financial Advisor and Do I Need One?⁠ ⁠Your Morning Coffee, in a Bucket⁠ Is Now a Good Time To Buy an Electric Vehicle? ⁠Report: 4 Used Electric Vehicles Under $25,000⁠  /  ⁠ABRP Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Connect with Onramp // Onramp Terminal // Onramp Bitcoin Dynasty Trust Services // Full deep dive report from OnrampThe Last Trade: a weekly, bitcoin-native podcast covering the intersection of bitcoin, tech, & finance on a macro scale. Hosted by Jackson Mikalic, Michael Tanguma, & Brian Cubellis. Join us as we dive into what bitcoin means for how individuals & institutions save, invest, & propagate their purchasing power through time. It's not just another asset...in the digital age, it's The Last Trade that investors will ever need to make.00:00 – Trump's Executive Order on 401Ks and Bitcoin Access03:30 – Private Equity, Retirement Plans, and Regulatory Implications06:45 – ETF Access Constraints Across Major Banks and Wirehouses09:20 – Impact of Passive Flows on Bitcoin Market Structure13:30 – Debating the Future of Bitcoin Cycles and Sovereign Adoption18:10 – Custodial Concentration and Systemic Risk Scenarios21:45 – Macro Deterioration: Housing, Wages, and Regulatory Burdens28:30 – Global Institutional Interest and Strategic Reserve Momentum35:25 – Digital Asset Treasury Companies vs. Bitcoin Fundamentals45:00 – Tether, Stablecoin Infrastructure, and Regulatory Trajectory52:00 – Gold Revaluation, Real Yields, and the Cost of Capital55:30 – Launching Onramp's Bitcoin Dynasty Trust Services01:05:45 – Closing Reflections, Outro, and DisclaimerPlease subscribe to Onramp Media channels and sign up for weekly Research & Analysis to get access to the best content in the ecosystem weekly.

For decades, the financial media has pushed the idea that you need to hit a magic number; $1 million, $2 million, or more, to retire securely. But what if that number is arbitrary? What if chasing it is actually keeping you from retiring with confidence?In this episode, Adam Olson challenges the conventional wisdom around retirement planning and reveals why a one-size-fits-all savings target is not only outdated, it's potentially harmful.You'll discover:The three biggest myths keeping pre-retirees working longer than necessaryWhy retirement is not about how much you've saved, but how much income you can reliably generateHow to replace retirement number anxiety with lifestyle-first planningA practical, step-by-step strategy to align your income, investments, and lifestyle goals using our Red Zone Retirement Planning™ processWhether you're years away from retirement or fast approaching it, this episode will give you a clearer path forward; one rooted in your actual needs, not arbitrary benchmarks.“$1 million means nothing unless it's attached to a life you actually want to live.” - Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement Quiz--Investing involves risk, including loss of principal.   Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

A new tax bill has officially passed (you've probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we're focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. In this episode, Trent and Brandon break down the most important aspects for retirees, pre-retirees, and everyday earners. They walk through key provisions of the bill- like extended lower tax brackets and a potentially game-changing deduction for seniors. You'll also hear about enhanced bonus depreciation for small business owners and landlords, charitable giving updates, and some unexpected perks, like tax relief on tips, overtime, and even auto loan interest. Tune in to hear how the new bill could impact your financial future and find out which opportunities could expire before you know it! Here's some of what we discuss in this episode:

AP correspondent Haya Panjwani reports on a new executive order to do with qualified assets for retirement plans

61 with $375K Saved: When Can They Retire?**Schedule your free virtual consultation

Strategically investing in a dedicated portfolio “bucket” for self-funding of long-term care involves balancing tax considerations, asset allocation, and other considerations. Today's Stocks & Topics: FADMX - Fidelity Strategic Income Fund, Market Wrap, EMN - Eastman Chemical Co., Retirement Plans in Flux: Why More Americans Are Rethinking Their Exit Timeline, KLG - WK Kellogg Co., ADBE - Adobe Inc., A-I and Job Cuts, VICI - VICI Properties Inc., Bonds, Artificial Intelligence in Daily Life.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.com* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

On this week's all-new episode of the Digging Deep ATVMX Podcast, we're bringing you another very special edition of the show.Longtime friend of the show — and of mine — Jeffrey Rastrelli joins us to share what just might be the most significant announcement of his incredible career. With 26 career podium finishes to his name, he's officially unlocked legend status in the sport, and it's an absolute honor to be the platform he chose for this moment.Then, we'll close things out with Briarcliff's own Jeremy Osborn, who joins us to preview what's shaping up to be a can't-miss season finale weekend at his track.Tune in now — and as always, thank you for DIGGING DEEP with us!Send us a textSupport the show

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the critical question of whether savings will last through retirement. They explore common mistakes made by pre-retirees and retirees, emphasizing the importance of strategic planning and understanding the risks associated with outliving savings. The hosts introduce the Monte Carlo simulation as a tool for assessing financial risks and analyze different investment strategies to enhance retirement income. They highlight the significance of diversification and the need for a balanced approach to retirement planning, ultimately encouraging listeners to consider their financial strategies carefully. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Many pre-retirees make mistakes by not paying attention to their savings. The question of whether savings will last is crucial for retirees. Understanding the risks of outliving savings is essential. The Monte Carlo simulation helps assess the likelihood of outliving money. Investment strategies should consider both market and non-market assets. Diversification is key to managing financial risks in retirement. A balanced approach to retirement income is necessary for financial security. Strategic planning can mitigate tax implications on retirement savings. Listeners should evaluate their financial strategies regularly. Engaging with financial advisors can provide personalized insights.  Chapters 00:00 Introduction to Retirement Planning Challenges 02:45 Understanding the Monte Carlo Simulation 05:57 Exploring Retirement Income Strategies 08:59 Comparing Investment Strategies for Retirement 12:01 The Importance of Diversification in Retirement 15:03 Strategic Planning for Financial Security 17:58 Conclusion and Next Steps    

In this episode of the Holistic Wealth Podcast, we explored why Holistic Wealth is the new Retirement Plan. More and more people are waking up to the fact that saving a portion of their income in a retirement fund for decades isn't enough to guarantee freedom, security or fulfillment later in life. The conventional retirement model was designed in an era of stable jobs, predictable pensions and low healthcare costs. That era is over. Why Traditional Pension Plans No Longer WorkRising living costsEconomic uncertaintyLonger lifespansJob instabilityThese factors have made the old-school retirement plan obsolete for many. What's needed is a new framework to address all the major facets of our lives and helps us build resilience (including financial resilience). Holistic Wealth as well as the Holistic Wealth mindset are powerful frameworks to help create a life of balance, financial security, and emotional resilience—factors that science proves can be beneficial to those in retirement planning. In this episode of the Holistic Wealth Podcast, we explore how Holistic Wealth is the new Retirement Plan. Why Holistic Wealth is the New Retirement PlanThe Old Retirement Plan Is Crumbling: Retirement Is Becoming Financially UnattainableAccording to the World Economic Forum, the global retirement savings gap is projected to reach $400 trillion by 2050.In Canada and the U.S., the average retirement savings for those approaching retirement (age 55-64) is less than $200,000, while they need at least $1 million to retire comfortably.1 in 4 Americans aged 50+ has no retirement savings at all (AARP). The Job Market No Longer Rewards Long-Term Loyalty Average job tenure has dropped to 4.1 years (U.S. Bureau of Labour Statistics).Traditional pensions are now rare. In 1980, 60% of private-sector workers had a defined benefit pension. Today? Just 4%.People Are Outliving Their Money Life expectancy is increasing. A person retiring at 65 today may need 30+ years of income — and most aren't prepared.The number of people aged 100+ has doubled in the last decade (UN data). Resources Used In This Episode:Holistic Wealth (Expanded and Updated): 36 Life Lessons To Help You Recover From Disruption, Find Your Life Purpose and Achieve Financial FreedomHolistic Wealth Personal Workbook by Keisha BlairThe Certified Holistic Wealth Consultant Program 

Menu Holistic Wealth Trailblazers​ About Us About Keisha Blair Global Holistic Wealth Day Contact us Menu Podcast Personal Financial Identity […] The post Holistic Wealth is the New Retirement Plan appeared first on Holistic Wealth Courses.

Amid economic uncertainty, a growing number of Americans over 50 are reconsidering or delaying retirement. Today's Stocks & Topics: FICO - Fair Isaac Corp., Market Wrap, Retirement Plans in Flux: Why More Americans Are Rethinking Their Exit Timeline, CIVI - Civitas Resources Inc., Covered Calls, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Housing Market, CAN - Accenture PLC Cl A, Is A-I Boom Bigger than the Dot Com Bubble?Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Kris Krohn challenges his apprentice Carson on a major financial decision, a $1.3 million home build, and questions whether it aligns with long-term wealth goals. They break down the difference between equity and usable equity, exploring smart ways to recover tied-up capital. From cutting luxury add-ons to leveraging rental space and tax strategies, this episode offers a masterclass in real estate discipline. It's a powerful reminder that timing, sacrifice, and strategy are key to building lasting wealth.