Podcasts about retirement plans

Retire with LESS than 100k (You Can DO IT) **Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** Early Retirement, Simplified. Thinking about retiring early, but worried you don't have a million-dollar nest egg? Good news: You don't need a fortune to retire! ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

What are the RULES for Inherited IRAs? **Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** Inherited an IRA? Not sure what to do next? Understanding the rules of inherited IRAs is crucial to making informed decisions about your finances. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

In this episode, The Annuity Man discussed:  What annuities are for  Establishing an income floor  How to actually adjust for inflating needs  Securing an income stream through annuities    Key Takeaways:  Annuities provide contractual guarantees for principal protection, lifetime income, legacy, and long-term care (PILL acronym), offering advantages over market investments focused solely on growth. Prioritize establishing an income floor or guaranteed income stream, particularly through fixed annuities, to cover essential expenses in retirement. Reject cost-of-living adjustment annuities and instead incrementally purchase additional annuities to address inflating needs in retirement. Income flooring through annuities is especially important for securing a spouse's income stream after the death of a partner, providing a contractual, guaranteed income stream that is more reliable than the 4% withdrawal rule.   "Annuities for lifetime income is the only product category that's going to pay for as long as you're breathing. You're transferring the risk to the annuity for the life insurance company that issues the annuity." —  Stan The Annuity Man.    Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

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In this special Thanksgiving edition of our podcast, we're counting blessings that retirees in the U.S. can truly be thankful for. We explore 7 surprising reasons to feel gratitude, from groundbreaking medical advances and the joy of friends, family, and hobbies to the ability to amass wealth, plan a legacy, and enjoy financial freedom. We also touch on how access to information, financial advisors, and a fair tax system contribute to a peaceful and stress-free retirement. Listen in for an uplifting reminder of why retirement in America is something to be truly thankful for. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

Powerball is $100 million this week and the team have pooled their funds in the hope for a win. The fact that they're still on air should suggest they maybe didn't win!See omnystudio.com/listener for privacy information.

“We spend our time educating credit unions about using SERPs to attract and retain the talent they need to remain competitive.” - Bernie WinneThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today's show is Bernie Winne, Regional VP of Modern Capital Executive Solutions. Bernie shares candidly about his entry into credit unions, and the decades-long career that followed, spanning various roles including CEO of the Boston Firefighters Credit Union. Modern Capital works with credit unions to provide cost-effective benefits plans designed to attract and retain talented leaders.During our conversation, Bernie discusses the core functions of Modern Capital, and how their investments can provide credit unions with better returns when used for executive compensation, charitable donations, and employee benefits. Bernie talks about the strategic importance of Supplemental Executive Retirement Plans (SERPs) as a critical tool for attracting and retaining top executive talent. He explains how Modern Capital tailors its approach to meet credit unions where they are, whether they're already adept in their investment strategies or just beginning to explore them.As we wrap up the episode, Bernie talks about a great leader he learned from, the one experience he loved spending money on each year, and his favorite city to visit. Enjoy my conversation with Bernie Winne!Find the full show notes on cuinsight.com.Connect with Bernie:Bernie Winne, Regional VP of Modern Capital Executive Solutionsmoderncap.comBernie: LinkedInModern Capital Executive Solutions: LinkedIn | Facebook

Kelley discusses various strategies to avoid taxes, particularly focusing on real estate and business sales. She emphasizes the importance of tax planning for high-income earners and the benefits of diversifying retirement accounts. The conversation also covers income generation in retirement, the role of annuities, and common blunders to avoid in retirement planning. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com  See omnystudio.com/listener for privacy information.

Marty discusses significant changes in retirement planning set to take effect in 2025, including increased contribution limits, automatic enrollment in 401k plans, and the implications of the Secure Act 2.0. He emphasizes the importance of saving and maximizing contributions, understanding required minimum distributions (RMDs), and exploring options like Qualified Longevity Annuity Contracts (QLACs) for income in retirement. The discussion also covers strategies for building a personal pension plan and ensuring financial freedom during retirement. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com  See omnystudio.com/listener for privacy information.

Weston Lindemann discusses the financial landscape for Baby Boomers, focusing on wealth preservation, tax strategies, and the implications of longevity. The conversation highlights the importance of planning for healthcare costs, market volatility, and inflation, while also addressing the need for contingency plans for couples. Listeners are encouraged to take proactive steps in their retirement planning to ensure financial security and peace of mind.  The conversation delves into the critical aspects of wealth preservation and estate planning, focusing on strategies for multi-generational wealth transfer. The discussion highlights the importance of trusts, charitable giving, and tax strategies in creating a lasting legacy. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com  See omnystudio.com/listener for privacy information.

This Thanksgiving-themed episode dives into the powerful role gratitude plays in retirement planning. Hosts Nick Nauta and Cole Williams discuss everything from practicing gratitude in financial planning to historical perspectives on retirement. Plus, hear their personal stories of thankfulness and why focusing on the positives can shape a healthier, more intentional retirement. https://youtu.be/EVtiTnnkNtQ Key Topics Covered: The Power of Gratitude: Research-backed benefits of gratitude practices, include improved well-being, sleep, lower cortisol levels, and reduced envy and resentment. How gratitude ties into mental health and financial stress, which affects 72% of Americans according to the APA. Applying Gratitude to Retirement Planning: Noticing positives in your retirement savings, such as investment gains and financial milestones achieved. Acknowledging the privilege of planning for retirement, a concept that didn't widely exist 100 years ago. Shifting Focus to What Really Matters: Tailoring plans to reflect personal values and priorities rather than comparing your retirement lifestyle to others. Reducing the tendency to compare yourself to others—what you want may not align with someone else's lifestyle, and social media often misrepresents reality. Living in the Present: Using gratitude as a tool to encourage “being in the moment” rather than worrying excessively about future market volatility or hypothetical risks. Enjoying the process of retirement planning as a reflection of your biggest life priorities. Personal Stories of Gratitude: Hosts share what they're thankful for this year, including good health, healing injuries, and family. The reminder that even small things—like returning to a beloved activity like snowboarding—can foster gratitude. Quotes from the Episode: “Gratitude doesn't just change your perspective—it changes your financial health. It helps you focus on what really matters rather than obsessing over what could go wrong.” “Retirement planning is, at its core, not just about dollars and cents—it's about figuring out what YOU value and designing your future around that.” “We live in a time and place where you can save enough to take the last 30 years of your life off from work. That's a privilege almost unheard of in history.” Studies Mentioned: A 2003 study from Psychological Science shows gratitude improves well-being and sleep quality, and reduces negative emotions like envy. A 2009 study showing gratitude reduces cortisol levels, helping with stress and anxiety. Takeaways & Action Items: Start incorporating a gratitude practice into your retirement planning. Focus on the positives in your financial achievements and avoid falling into the comparison trap. Be thankful for every small milestone in your financial plan and design it around what genuinely matters to you. Speak to a financial planner for guidance in aligning your goals with your values while practicing gratitude. Call to Action: Have gratitude—or questions—about your retirement plan? Reach out to us today to learn how we can make your retirement planning process more rewarding.

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Join us as we speak with FPA chapter past president, John McAvoy! John shares insights about working in the Retirement Plan space both with employers and participants.  Thinking of doing more with 401Ks or IRAs, then you'll want to listen this episode. We start off the show learning about John's sustained commitment to the financial planning profession and giving back to our community.   John F. McAvoy, CFP®, AIF® http://linkedin.com/in/johnfmcavoy   J. Christopher Boyd, CFP®, CASL® http://linkedin.com/in/j-christopher-boyd-b932169 Kathleen Kenealy, CFP®, CPWA®  http://linkedin.com/in/kathleenkenealy

Should I Use My Investments OR Social Security FIRST For Retirement Income? **Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** Wondering how to maximize your retirement income? This Retirement video breaks down the pros and cons of tapping into your Retirement investments or Social Security benefits first. Learn about the potential tax implications, the impact on your overall Retirement strategy, and how to make the best decision for your unique Retirement situation. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

When planning for retirement, one of the biggest challenges is ensuring your money lasts as long as you do. But what's the best way to generate that income? Should you rely on interest and dividends, or sell off shares as needed? In this episode, we break down the key differences between the income method—earning from interest and dividends—and the withdrawal method, which involves selling shares to fund your expenses. If you're a regular listener, you probably know which strategy we strongly advocate. Tune in to learn why creating a sustainable income stream can provide more stability, protect your principal, and give you greater financial peace of mind throughout retirement. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

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As we rapidly approach 2025, it's essential to stay informed about the latest changes in retirement contribution limits and tax brackets. In this episode, Mike will update you on what adjustments are being made to key pension and retirement plan limits, providing listeners with the knowledge needed to maximize their retirement savings. Here's some of what we discuss in this episode: 0:00 – Intro 1:13 – 401k contributions 2:47 – IRA limits 3:27 – Standard tax deductions 4:17 – Tax bracket income thresholds 5:14 – Social Security COLA increase 6:37 – Impact on planning   Text RETIRE to 21000 to Begin Building Your Retirement Reality Roadmap.   Learn more about Principal Preservation Services: https://principalpreservationservices.com   Schedule an Initial Meeting with Mike: https://calendly.com/ppservices/60-minute-initial-meeting   Watch Retirement Reality on Demand: https://bit.ly/40VIByr

***New Video Alert! Are you a business owner who plans to retire one day? Are you a financial or investment advisor? Watch and I'll show you the Achilles Heel of your plans and how to make them better. Most business owners who can't retire FAILED to spot this problem and their advisors were never informed enough to point it out. Watch right here: https://youtu.be/vNRvGircerk Cheers See you over on YouTube David C Barnett

My wife and I are approaching retirement in about four years, and while I believe we're in a strong position, I would appreciate your opinion. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Rate & review the Simply Financial Podcast on ITunesEpisode mention: S8E13 This Economic Policy Needs To Be Addressed

Can I Retire If Social Security Goes Bankrupt?!? **Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** In this video, we will discuss the possibility of Social Security going bankrupt and what that could mean for your retirement plans. We will also explore some alternative retirement strategies that you can consider if Social Security is no longer available. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

This week, Charleston's Retirement Coach, Brandon Bowen, discusses the intricacies of retirement planning, emphasizing the importance of having a solid plan in place as one approaches retirement age. He highlights the need for flexibility in retirement plans, allowing for adjustments based on individual circumstances and desires. The discussion also delves into the significance of legacy planning, encouraging listeners to consider how they want to be remembered, and the impact they wish to leave behind for their loved ones. Like what you hear? Get a second opinion today

Ever wondered how LeBron James maintains peak performance even as he approaches 40? In this episode, Mike dives into the meticulous health regimen that keeps LeBron at the top of his game and how similar principles can be applied to retirement planning. From the benefits of cryotherapy to the importance of having a coordinated team of professionals, discover how investing in yourself could lead to a fulfilling and financially secure retirement. Ready to build your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

In this week's episode, we'll discuss whether it's possible to completely eliminate longevity risk. What are your chances of living well beyond your expected lifespan? How should you plan your retirement income so you know you won't run out of money before you run out of life? Isn't it time to get answers to the tough retirement questions now?Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.Safe Money Retirement® - Insuring Your Retirement Dreams

In a world where financial security often feels elusive, the stories we tell ourselves—and those we share with others—can be the key to unlocking stability and growth. Join your host, Cindy Watson, as she sits down with Michael Cannivet, founder and President of Silverlight Asset Management, LLC, to explore "Negotiating Your Financial Security Through Story." Michael, a Georgetown University graduate and Chartered Financial Analyst, is known for his insightful financial writing featured in Forbes and RealClearMarkets. Together, they delve into the powerful role storytelling plays in financial decision-making, sharing strategies for shaping narratives that can strengthen your financial future. Whether you're navigating investments or personal finance, this conversation is packed with practical wisdom to help you make smarter, story-driven financial choices.   In this episode, you will learn:   How to coach clients for their financial future? How peopl get off track with their finances? How to have empowering story behind your financial plan? The key foundation of your financial plan What are the ingredients of a good  story? How to get the right narrative? The four laps of the retirement race The biggest mistake people make in finances The difference in the genders when it comes to investment? The elements of the four minute retirement plan And many more!   Learn more about Michael:   Websites: https://michaelcannivet.com/ https://www.silverlight.us/   LinkedIn: https://www.linkedin.com/in/michael-cannivet-1684bb111/   Get his book: The Four-Minute Retirement Plan: Preserve Your Past, Secure Your Future, Live for Today    If you're looking to up-level your negotiation skills, I have everything from online to group to my signature one-on-one mastermind & VIP experiences available to help you better leverage your innate power to get more of what you want and deserve in life. Check out our website at www.practicingwithpurpose.org if that sounds interesting to you Get Cindy's book here: Amazon   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 EBook   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 Barnes and Noble   https://www.barnesandnoble.com/w/the-art-of-feminine-negotiation-cindy-watson/1141499614?ean=9781631959776 CONNECT WITH CINDY: Website: www.womenonpurpose.ca Facebook:  https://www.facebook.com/womenonpurposecommunity/ Instagram: https://www.instagram.com/womenonpurposecoaching/ LinkedIn: linkedin.com/in/thecindywatson Show: https://www.womenonpurpose.ca/media/podcast-2/ X(Twitter):  https://twitter.com/womenonpurpose1 YouTube:https://www.youtube.com/@hersuasion Email: cindy@womenonpurpose.ca  

In this episode, we sit down with Pete Welsh, Managing Director of Retirement and Wealth at Inspira Financial, to explore the complexities of company mergers and their impact on retirement plans. Welsh sheds light on what happens when businesses with different retirement plans merge, outlining key outcomes and compliance concerns. He also provides expert guidance on plan terminations and offers insights into how companies can navigate these intricate processes while staying compliant with federal regulations.

In this episode, we take a comprehensive look at the diverse income sources available to help you make the most of your retirement savings and ensure they last as long as you do. Tune in as we explore key strategies, including: Maximizing Social Security benefits Contract-based investments Real estate investment trusts (REITs) Preferred stocks for steady returns Bonds as a foundation for income stability Whether you're planning for retirement or already enjoying it, this episode is packed with insights to help you build a sustainable financial future. Listen in.  >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

Welcome back to the Ol' Boy Podcast! In today's exciting episode, we sit down with decorated combat sports athlete Chris Camozzi. Chris opens up about the trials and triumphs of cornering loved ones in fights and his journey from a party lifestyle to a disciplined career in MMA. From his early days training under Brad Gumm in Colorado to the intensity of the UFC and the gleam of Glory Kickboxing, Chris offers an inside look at the evolving combat sports landscape. We'll also delve into his captivating experiences fighting internationally, the financial instability many fighters face, and his thoughts on influencer boxing, spotlighting his supportive role in his girlfriend's boxing career. This episode is a blend of personal anecdotes, professional insights, and raw emotion – offering a unique perspective on the life of a professional fighter. So, sit back, relax, and enjoy the ride with your host Chad Ward and our fascinating guest, Chris Camozzi. Hosted on Acast. See acast.com/privacy for more information.

Understanding how the results of the 2024 election could affect your decisions in retirement. It's natural to wonder if political shifts will impact your financial decisions. Many are predicting major changes in legislation and economic strategy due to the results of the 2024 election, and while there is merit in anticipating major changes, I find that there are some general principles of managing your retirement plan that can help you navigate the uncertainties that come with changing winds of politics. With that said, let's dive into some of the most common questions I've been hearing related to finances out of the 2024 election. Why Elections Don't Change Core Investment Principles Each election season, it's easy to get swept up in the latest political shifts. Maybe the stock market reacts positively or negatively, but does that mean you should make knee-jerk changes to your portfolio? Not necessarily. I often say this on my podcast and to my clients: the key to investment success isn't trying to predict market swings based on elections or political figures—it's about aligning your portfolio with your needs and timeframe. Consider this: if you're looking to use your funds in the short term, your investments should reflect that, emphasizing stability over volatility. Long-term needs, on the other hand, can typically tolerate a bit more fluctuation because they have more time to recover from market swings. Elections, presidents, and political shifts come and go, but your personal timeline and financial goals remain constant. The Fed, Interest Rates, and Presidential Influence I often get asked how presidential elections and Federal Reserve decisions might interact and affect the economy. In the latest example, we saw the Fed drop interest rates recently, coinciding with the election. People wonder if this shift is tied to who holds office, but in reality, the Federal Reserve operates independently. Fed Chair Powell, for instance, has firmly asserted the Fed's independence from political influence. The Fed's mission is to focus on economic stability and not to sway with each political wind. What does this mean for you as an investor? It reinforces the idea that you shouldn't base your decisions on political shifts. Whether a president wants to cut taxes or pursue particular economic policies, your portfolio's health is still more dependent on your timeline and objectives. Social Security: Will It Be There for You? Social Security will likely go under the microscope in the next few years, particularly in relation to the taxation of benefits. Recent conversations have raised concerns about potential changes to Social Security taxes, especially with the suggestion that taxes could be lowered or even eliminated on benefits. While lower taxes sound appealing at first, they come with trade-offs. If taxes on Social Security benefits were reduced to zero, for example, that would cut about $50 billion annually from the Social Security trust fund—a significant portion of its funding. If Social Security taxes decrease, it could mean fewer funds for future benefits, impacting the program's sustainability. While no one can predict the future, the key takeaway here is that while tax reductions may have personal appeal, it's essential to think about the policy implications.  Should You Be Doing a Roth Conversion Now? With the election results, many people are wondering if they should speed up their plans to convert to a Roth IRA. Historically low tax rates, thanks to recent policy changes, have made Roth conversions attractive. However, if recent election results signal that the current administration may extend these lower rates, the urgency to convert may diminish. Still, a Roth conversion can provide substantial benefits if it aligns with your tax strategy. For many retirees, spreading out Roth conversions over multiple years can minimize tax impact. But remember—financial planning software and ta...

I Need 45k in Retirement Income, How Much Do I Need Saved? **Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** Wondering how much you need to retire comfortably with a $45,000 annual retirement income? This retirement video breaks down the essential steps to calculate your retirement savings goal. We'll explore factors like inflation, retirement investment returns, and Social Security benefits to help you plan for a secure financial future. Whether you're a young adult just starting your career or nearing retirement, this guide will provide valuable insights to maximize your savings potential. **Free Retirement Download: The Checklist to Retirement:**

Get my Monthly Newsletter here This episode, Erica covers 4 key retirement plans: Roth IRAs, Traditional IRAs, SEP IRAs, and Solo 401ks. Erica explains the eligibility criteria, 2024 contribution limits, and special considerations based on business structure (sole proprietor, LLC, or S Corp). She highlights the benefits and potential drawbacks of each plan, offering insights to help solo consultants make informed retirement savings decisions.   (00:54) Retirement Planning for Self-Employed Consultants (02:11) Roth IRA: The Favorite Child (03:55) Traditional IRA: A Flexible Option (05:46) SEP IRA: Ideal for High, Fluctuating Income (07:57) Solo 401k: High Limits and Flexibility (09:48) Key Takeaways and Final Thoughts (11:43) Stay Connected and Informed   ____________________ Resources Referenced: Ep69 - SEP vs Solo 401(k) with Sean Mullaney, CPA ____________________ Connect with Erica | LinkedIn | Website | Newsletter

A look at the benefits of 403(b) retirement plans for pastors including: - triple tax benefits - flexible design - housing allowance provisions - high contribution limits - easy set up and maintenance

Rate & review the Simply Financial Podcast on ITunesSpecial Guest: Brett DiPasquale, Financial Advisor with Elliott Wealth Management Services

Christine Benz is the director of personal finance and retirement planning for Morningstar. Her new book, "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement," explores the financial and softer emotional side of retirement.Christine talks about retirement portfolio planning and different income styles for the decumulation phase, the need to think of retirement as a series of stages and not as a hard stop, and how financial professionals can incorporate purpose and values into their conversations with clients.Go to the Morningstar website to learn more about Christine's book See more retirement risk management insights from Allianz ... Allianz Life Insurance Company of North America (Allianz) and Allianz Life Financial Services, LLC are not affiliated with our podcast guests or their companies. Any links to the podcast guest's website are being provided as a service to you. Opinions expressed by the podcast guests are not necessarily those of Allianz or its affiliates. Please note that the information and opinions are provided by third parties and sources believed to be reliable, but accuracy and completeness cannot be guaranteed. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.Allianz Life Insurance Company of North America has been keeping its promises since 1896 by helping Americans achieve their retirement income and protection goals with a variety of annuity and life insurance products.Annuities can help you meet your long-term retirement goals by offering tax-deferred growth potential, a death benefit during the accumulation phase, and a guaranteed stream of income at retirement.Allianz Life Insurance Company of North America (Allianz) does not provide financial planning services.This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, its affiliates, and their employees and representatives do not give legal or tax advice or advice related to Social Security or Medicare. Customers are encouraged to consult with their own legal, tax, and financial professionals for specific advice or product recommendations, or the Social Security Administration (SSA) office for their particular situation.Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. Registered index-linked annuity (RILA) guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.Products are issued by Allianz Life Insurance Company of North America. Registered index-linked annuities (RILAs) are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5427 www.allianzlife.comThis content does not apply in the state of New York.For financial professional use only – not for use with the public.

With the help of comedian Sebastian Maniscalco's joke on remodeling, Jim Fox discusses the importance of planning for a secure retirement, emphasizing the need for a comprehensive income strategy. He highlights the challenges of retirement planning, including the timing of social security benefits, the role of annuities, and the impact of market volatility. Jim stresses the necessity of having a well-structured retirement plan, likening it to having a map for a journey, and encourages listeners to seek professional guidance to ensure their financial security in retirement. Ready to connect with Jim today?  Get some Financial Straight Talk!See omnystudio.com/listener for privacy information.

McDonalds has finally fixed the problem with the shake machines by hiring an independent company to fix them. Why is it important to hire an independent financial advisor rather than going to the big box firms? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Upbeat and right in its stars' wheelhouse, The Retirement Plan more fun that I expected. Read more at: https://scottsself-indulgentmovieblog.blogspot.com/

Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4eaBLrW Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B In this week's episode of Retiring Today, host Molly Nelson and retirement planners Loren Merkle and Clint Huntrods, discuss the six essential pillars of a comprehensive retirement plan. They dive into the "RetireSecure Roadmap," a visual representation of the retirement plans we help families and individuals build. Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY® https://merkleretirementplanning.com/staff-members/loren-merkle/ Clint Huntrods, CERTIFIED FINANCIAL FIDUCIARY®, PhD, Retirement Planner https://merkleretirementplanning.com/staff-members/clint-huntrods/ Molly Nelson, Host of Retiring Today https://merkleretirementplanning.com/staff-members/molly-nelson/ -- This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation. Medicare services provided through MRP Insurance, LLC. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by Elite Retirement Planning, LLC. MRP Insurance, LLC, is not affiliated with or endorsed by any government agency. This is an advertisement for insurance. By responding to the ad, you will be put in contact with a licensed insurance agent offering Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans. We do not offer every plan available in your area. Currently we represent [5] organizations which offer [22] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We all hope to retire some day. The thought of being able to do what you want with your life without having to worry about having the money to pay the bills is the very essence of financial freedom. But figuring out the path to get there is often the hard part. Where (and how) do you start? When should you start (and what if you're starting later in life)? To answer these questions, I talk with certified financial planner Stephen Kates on how you should lay out your retirement plan. In this episode you will learn: - Where to start putting together your plan - The most common mistakes people make - How risk tolerance affects your plan - How to diversify your investments

Al Gordon shares how reading Rich Dad, Poor Dad by Robert Kiyosaki in 1999 transformed his perspective on retirement and financial planning. He reflects on challenge conventional thinking and open readers' minds to concepts rarely discussed. It was a pivotal moment that made him question whether his approach to retirement was truly effective. Through Lifestyles Unlimited, Al learned how to restructure his investments, replacing unproductive properties with profitable assets, which ultimately set him on the path to financial freedom. Click to Listen Now

In this insightful episode of the Know Your Why Podcast, Dr. Jason Balara sits down with Rob Ferguson, a seasoned CEO and family business advisor, to explore the unique dynamics and challenges faced by family businesses. Drawing on his extensive experience, Rob shares how blending family relationships with business operations can often lead to conflicts such as shareholder disagreements, poor business performance, and a lack of governance. He emphasizes the need for structured processes to manage these challenges and highlights the importance of early succession planning to ensure a seamless transition for the next generation. Rob discusses the concept of defining prosperity in family businesses, extending beyond just financial success to include the health and continuity of the family unit. He also introduces the idea of a family constitution, a set of governing rules that can help manage expectations, responsibilities, and decision-making processes within the business, ensuring long-term sustainability. Rob's mission is to reverse the trend of family businesses declining in longevity and to help as many family enterprises as possible navigate these complexities. Key Highlights: - Unique Family Business Challenges: Family businesses face distinct challenges due to the intersection of family relationships and business operations. Shareholder disagreements, governance issues, and poor performance are common. - Early Succession Planning: Rob stresses the importance of starting succession planning early, which provides more flexibility and opportunity for the next generation to succeed. - Prosperity Beyond Finances: True prosperity in a family business isn't just about financial metrics—it's also about family harmony and continuity. - Family Constitution: Establishing a family constitution can set clear rules and expectations, helping to guide the business through generational transitions and governance issues. - Rob's Mission: Rob is passionate about reversing the declining lifespan of family businesses, working to help more families achieve long-term success. This episode is a must-listen for anyone involved in a family business, whether as an owner, manager, or advisor. Rob Ferguson's expertise offers valuable insights into the challenges of blending family and business, and his practical advice on succession planning, governance, and creating a family constitution can be transformative for any family enterprise. Tune in to hear how Rob is helping family businesses achieve lasting prosperity, and learn actionable strategies to apply to your own family business journey.  Get in touch with Rob: Website: https://ferguson-alliance.com/rob-ferguson/ LinkedIn: https://www.linkedin.com/in/robertaferguson/ If you want to know more about Dr. Jason Balara and the Know your Why Podcast: ⁠⁠https://linktr.ee/jasonbalara⁠⁠   Audio Track: Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license.⁠⁠ https://creativecommons.org/licenses/⁠⁠ Artist:⁠⁠ http://audionautix.com/

Retire at 55 with 401k or IRA (NO 10% PENALTY!) **Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** Is retiring early a dream that's just out of reach? Not necessarily! In this Retirement video, we'll explore how you can potentially retire at 55 without facing the 10% early withdrawal penalty on your 401k or IRA. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

Rate & review the Simply Financial Podcast on ITunesSpecial Guest: Chris GalizioPortfolio Manager – Fidelity & Executive Producer of the movie “Money Game”

The IRS releases inflation adjusted retirement plan numbers and an email on dealing with self-employment and net investment income taxes on BBA partnership exams

In this episode Bran and Jeff discus different retirement plans for different careers and common mistakes made during year end planning.