Podcasts about Uncle Sam

Under the cover of darkness, migrants follow the light of a single flashlight - The Migrants' Moon. Edward R. Murrow Award winners Paul Sanchez and Yami Virgin take you to the front lines of the border crisis. From Shelby Park, alongside journalist Jordan Elder, we witness what appears to be a quiet downsizing of state presence in a location once at the heart of the migrant surge. Meanwhile, as cartel cash flows continue, Uncle Sam steps in with new efforts to slow the tide. But will it really make a difference? We continue to be the eyes and ears of what's happening on the southern border.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the SeerNova Podcast, we sit down with indie comic creator Scott Harris-King, the mind behind The Crimebusters, Quest, and Cthulhu vs. Uncle Sam. Scott is a powerhouse in the indie comic space, known for his incredible fulfillment track record on Kickstarter (earning the “Backer's Favorite” badge) and his deep love for comic book history, which he explores on his YouTube channel, The Classic Comic Collector.

America's economic dynamism, deep capital markets, and stellar equity returns have long made it the top destination for capital. But with US stocks, Treasuries, and the dollar all sliding together, cracks are appearing in the image of American exceptionalism. Could mounting chaos really lead investors to turn away from Uncle Sam?And in today's Dumb Question of the Week: Why would you ever buy another country's bonds? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch

Today I'm breaking down seven moments when the IRS stepped off the sidelines and went head-to-head with some of pro baseball's biggest names. From Hall of Famers to World Series champs to obscure role players, nobody was too big (or too forgotten) to get a visit from Uncle Sam.Let's take a look at what happened when the tax man came calling for pro baseball players.Sign Up for the FREE NewsletterDive deeper into the episode, and access to the FREE bonus show at: ⁠⁠⁠⁠⁠⁠⁠⁠https://rounders.substack.com⁠⁠⁠⁠⁠⁠⁠⁠Liked the Show? Leave Me a One-Time "Good Game" Tip!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tip on Stripe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tip on PayPal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect on Social Media:⁠⁠⁠⁠⁠⁠⁠⁠Follow on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow on Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow on Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow on Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Send Me a Question for a Future Show!Email me at rounderspodcast@gmail.com

Coming up we'll hear from Jp Cortez, Executive Director of the Sound Money Defense League. Mike Maharrey and his interview guest this week discuss the state of sound money in our nation, some exciting news on the policy front regarding gold and silver and then also talk about the nation's gold at Fort Knox and what it will take to finally get an audit on the gold that Uncle Sam supposedly owns.

Join us on "What is Innovation?" as we explore the true meaning of innovation with Kris Forrest, Co-Founder and CEO of C&D Tools USA. From his background in the intelligence community to leading an American manufacturing company, Kris shares insights on how innovation can be about improving existing ideas rather than just creating new ones.Discover how his unique journey shapes his vision of innovation.------------------------------------------------------------Episode Guide:0:00 - Intro1:05 - What is Innovation1:40 - Improvement over Newness3:39 - Behind C&D Tools5:11 - Design Choices and Engineering Challenges8:14 - Supply Chain Innovation10:!9 - Balancing Cost and Quality and Innovation13: 43 - Overcoming Industry Skepticism21:19 - Advice for Innovators------------------------------------------------------------Kris spent nearly 16 years working for Uncle Sam, four as a young Marine and the rest in various capacities, including the intelligence community and as a Diplomat with the State  Department. He has thwarted warlords and worked on critical issues across Africa, Europe, and the Middle East.Kris is the Co-Founder and CEO of C&D Tools USA, an American manufacturing company, where he leads go-to-market strategy and focuses on developing client and partner relationships.More about our guest:LinkedIn: Kris ForrestCompany: C&D Tools USAOUTLAST Consulting offers professional development and strategic advisory services in the areas of innovation and diversity management#americanmanufacturing #entrepreneurship #supplychain #WIIP

If altruism is in your heart, charitable giving can be vastly rewarding not only for the knowledge that youâve helped those in need, but also for the tax benefits. Donna and Nathan explain different ways taxpayers can put some of their hard earned income to work for a good cause rather than lining Uncle Samâs pockets. Also on MoneyTalk, deciding what tools to use to protect your assets, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 4/1/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Kyiv faces the prospect that the United States may end her military support for Ukraine following a suspension in March. How could the international community fill any gaps left by Uncle Sam?On 4th March the administration of US President Donald Trump announced an abrupt suspension of all military aid to Ukraine. A few days earlier on 28th February, the world witnessed an unbelievable spectacle in the Oval Office. Ukraine's President Vlodomyr Zelenskyy was on the receiving end of a bizarre temper tantrum from Mr. Trump and his vice president JD Vance. Fortunately, the suspension was soon lifted, but Mr. Trump's actions provoked some serious questions.Ukraine has benefitted from supplies of US Electronic Warfare (EW) kit and expertise. Ukraine's allies must be able to step up to quickly fill any void, in terms of EW assistance, left by Uncle Sam's isolationism. At the same time, European allies must continue enhancing their defences against Mr. Putin's regime. How can US EW capabilities be substituted for Ukraine? What are Ukraine's electromagnetic needs as the war continues? These questions, and more, are the focus of this episode of Armada's Radioflash! podcast with Oleksandr ‘Sashko' Matviienko, a defence journalist and analyst from the publication CounteroffensivePro.

Rantz: Anti-Musk, Tesla Takedown protests are organized, not grassroots // Two women were attacked over their Teslas in Flagstaff Arizona last week // ‘Scary Situation’: Richard Sherman says armed robbers stormed his home with family inside // WA State Senate passes bill to hike gas tax by 6 cents per gallon // How Costco’s Kirkland Signature Brand Became a Powerhouse // WA ‘Uncle Sam billboard’ property being sold // Guest - State Rep Jeremie Dufault - District 15 - on House Bill 1959 // John Has a New Library.

Rantz: Anti-Musk, Tesla Takedown protests are organized, not grassroots // Two women were attacked over their Teslas in Flagstaff Arizona last week // ‘Scary Situation’: Richard Sherman says armed robbers stormed his home with family inside // WA State Senate passes bill to hike gas tax by 6 cents per gallon // How Costco’s Kirkland Signature Brand Became a Powerhouse // WA ‘Uncle Sam billboard’ property being sold // Guest - State Rep Jeremie Dufault - District 15 - on House Bill 1959 // A passenger lost a phone mid flight. The plane turned around. // ‘Barebackers’ are the commuters plaguing the London tube network.

This Saturday, we talk the latest market trends and what they mean for your portfolio. We dive into smart tax strategies, helping you keep more of what you earn—especially if you're facing Required Minimum Distributions (RMDs). Are you making tax-efficient investment moves? We give some tips on how to maximize your returns while minimizing Uncle Sam's cut. We also explore the hidden risks lurking in your investments. From overconcentration in tech stocks to overlooked fees in your retirement accounts, we uncover common pitfalls that could be dragging down your wealth. Plus, we tackle listener questions on the best ways to hedge against inflation and where today's real opportunities lie.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Uncle Sam billboard going down // Trump says he's considering a third term // Richard Sherman's home broken into // SCENARIOS!

Cultivate Catskill is an all volunteer group dedicated to the beautification of their village. It all started over a dozen years ago when Shelly Pulver, who has lived in Catskill for 55 years and President of the organization, saw an email about hanging baskets. She thought that installing them along Main Street was something that could be done. Over a dozen years later, the village, with a population just under 4000, has over 90 hanging baskets along both Main Street and Bridge Street to the delight of the local residents.. Joining Shelly in this endeavor is her long-time friend, Robin Smith, who is a native Catskillian, Treasurer of the organization, and has been a Master Gardener Volunteer for over 20 years. The two of them along with another dozen volunteers get together every year to help plant pride in their community. In addition to the hanging baskets, they install brightly colored annuals in numerous urns and other containers, care for multiple pocket parks adding seasonal flowers, and  make the downtown shopping district attractive and inviting for visitors and residents alike. The local Tree Council, spearheaded by Hudson Talbott and now part of Cultivate Catskill, has planted over 76 trees in the village along Main Street and more recently in the cemetery. They even worked with the Village Board to create a Tree ordinance to protect and maintain the local trees. Their combined efforts have contributed to a kind of renaissance of the downtown area. To get started they worked with a national organization, America in Bloom, which helped to prioritize their efforts and provided a framework that helps revitalize other municipalities. With their guidance and a lot of hard work, the Bank of Greene County and the Department of Public Works have become great supportive partners in this initiative. To fund their efforts, they have sold memorial bricks, held cookie sales, applied for grants, hosted a Holiday House tour, and still hold monthly Trunk Sales (on the 2nd Saturday of the month between May and October). They decorate for all seasons including funding Holiday snowflake lights (complete with swags that cross the street). Working with local merchants, they organized 'Caturday' and Winter Solstice Strolls events, became an official non-profit 501(c)(3) organization and have gradually expanded their focus beyond Main Street. Uncle Sam's Bridge becomes a feature during the summer months adorned with window-boxes overflowing with multi-colored flowers. The Howard Street and Mott Street slides (alleyways) get attention, as do the Blue Star Park, Policeman's Park, Leggio Park, and now Dutchman's Landing. Recently, working with the local Fortnightly Club, they built a Sprayground (a.k.a. a spray playground) at Elliott Park for children and adults to enjoy during the summer months. Volunteers are always welcome especially to weed and water. Listen in to learn more and potentially apply this approach to your community. Hosts: Tim Kennelty and Jean Thomas Guests; Shelly Pulver and Robin Smith Photo by: Teresa Golden Production Support: Linda Aydlett, Deven Connelly, Teresa Golden, Tally Hahn, Tim Kennelty, Amy Meadow, Xandra Powers, Annie Scibienski, Robin Smith, Jean Thomas Resources

The head of NATO says nothing can replace the US nuclear umbrella as the ultimate guarantee of our security, and “Europe needs to know Uncle Sam still has our back”But amid doubts about US commitment there is talk creating a comprehensive European nuclear capability without American-owned weapons. Could the UK and France really provide a Europe only deterrent? And if so, should they?Sitrep compares our capabilities with the rest of the world and explains the complex thinking behind history's bluntest and most powerful weapons.Former NATO arms-control director William Alberque tells us why his thinking today is different, and Professor Michael Clarke explains why he has, very reluctantly, changed his view on Britain's nuclear deterrent.

April Fool's Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we're uncovering the beliefs that fool retirees and pre-retirees into making bad financial moves.   Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  Speaker 1: It's time once again for another edition of Plan With The Tax Man. And April Fool's Day is around us, all about the jokes and the pranks, but when it comes to retirement strategies, we want to make sure we don't get fooled in a way that can cost us any real money. So let's talk about that this week here on the show.   What's going on everybody? Welcome into the podcast. This is Plan With The Tax Man, with Tony Mauro from Tax Doctor Inc. Serving folks all around the Iowa area. If you've got some questions, some concerns, need some help, please check him out and go talk with a qualified professional like Tony online. You can get some time on this calendar@yourplanningpros.com. That's yourplanningpros.com, or you can call him at 844-707-7381. We'll have information of the podcast if you'd like to click on those as well. Tony's got 30 years of experience helping people get to and through retirement, and a great resource for you to tap into. So, Tony, it is April Fool's Day-ish at the time we're dropping this. I think we're dropping this like maybe a few days beforehand, but are you a big prankster?   Tony Mauro: I'm a huge prankster.   Speaker 1: Are you?   Tony Mauro: It's my second favorite holiday, yeah.   Speaker 1: Oh, okay. All right. So does your wife get tired of it?   Tony Mauro: My wife gets tired of it, my son, my dad, everybody.   Speaker 1: Okay.   Tony Mauro: But they play them on me too, so yeah, we have a lot of fun with April Fools.   Speaker 1: Good. That's good. Yeah, my dad was pretty bad about it when he was with us. He was always pulling something on his family members, so it was like, all right, now you had to be on guard whenever it rolled around.   Tony Mauro: Absolutely.   Speaker 1: You knew he was up to something. But let's talk about a few categories here from a financial standpoint where we don't want to get fooled, Tony. We want to make sure, and look, it's super easy right now. Right. I mean, between the news headlines, social media, the polarization of people, whether you're left or right, you like the administration, you don't like the administration. Everybody's got an opinion every six seconds of the day. Right. And so it's very, very easy to see a bunch of stuff that maybe kind of gets you all worked up. Right.   So we want to make sure that we're not just stepping in something just because we're having a visceral reaction to some sort of media bombardment or whatever. So let's start with the high returns since obviously right now, Tony, we had a choppy March, right? So the markets were choppy. I think it's easy when we find it, we all love it when it's high, right? So we all love the market when it's doing well, and we've had a pretty good market for, let's be honest, we haven't really had a prolonged downturn, right? Since 08, 09. If you think about it, we're closing in on 20 years since we've had a sustained prolonged downturn.   Now we've had blips, we've had the COVID downturn, and we had different things. 22 was rough for a little bit as well, but it's not been sustained more than a couple of months, right? So I think people that are kind of get lulled into the, Hey, the market's beating you up, let's get you into this product that's got guaranteed high returns. Be careful of that, right? Make sure you're really doing your diligence and reading the fine print.   Tony Mauro: Yeah, you do have to have that, because it is, and I always know when maybe the markets are possibly too high, when everybody, especially people that are just tax clients, aren't wealth management clients are saying, "What do you think about this stock? What do you think about that stock?"   Speaker 1: Right.   Tony Mauro: And,-   Speaker 1: Or should I get into an annuity or whatever?   Tony Mauro: Yeah.   Speaker 1: Yeah.   Tony Mauro: All that kind of stuff, because they think that because where we've been for the last 20 or so years, returns are easy and there's some foolishness to that, I would say.   Speaker 1: Some fool, yeah, fool's goal, I think that's a good way. Yeah.   Tony Mauro: Because you got to look at it this way. High returns do come with volatility and some risk. And so whether it's in a stock or you're locking yourself up in an annuity, which is a whole different type of product, then you certainly got to understand what those risks are and have that explained to you. And if that's not your appetite for obtaining that return, which we always work off, we're trying to get you the best return based on how you want to get to point B, so to speak, with the least amount of volatility and the least amount of potential tax consequences. Now that may not be, and even come close to say S&P 500 returns, but for you that might be good, but for somebody else,-   Speaker 1: Good point.   Tony Mauro: It might not be.   Speaker 1: Yeah.   Tony Mauro: But don't just say, well, I want the highest return out there because there's always something new. Nobody, in my opinion, can accurately predict what the market is going to do tomorrow in the short term. Now, a lot of them, obviously, it's pretty easy to say, well, over the long term, that the market's the place to be.   Speaker 1: Oh, the market always comes back, right? I just saw this earlier today. We were just chatting about it, you and I, before we jumped on the podcast, and it was like, people are freaking out. "Oh, I'm losing my retirement because of this 10% correction we've had in March." And it's like, okay, first of all, and the immediate comment from someone is, "Well, don't worry. The market comes back." And they freak out and they go, "Well, I don't have time to wait for it to come back." Well, if you didn't have a strategy in place and you were planning on retiring and a 10% correction crippled you, then you weren't in good shape to begin with anyway.   Tony Mauro: No.   Speaker 1: Right.   Tony Mauro: And you shouldn't have been in the market if you're ready to retire or you should,-   Speaker 1: Not at 10%. Yeah. Yeah.   Tony Mauro: Not there. So it is,-   Speaker 1: Exactly.   Tony Mauro: We constantly battle that with tempering and making people understand and get their whole plan in front of them, just so they're not so focused on what's going on today,-   Speaker 1: Right. Right. Yep.   Tony Mauro: In the news.   Speaker 1: Yep. Which is the point of this podcast this week is, the April Fools, not that it's April Fools that they're pulling a prank, so to speak, but it's just kind of being fooled into things because of the constant bombardment of the media. You and I talked on the last podcast that in the course of the same day that we were chatting, the news cycle ran from the sky is falling earlier in the morning with the market to, oh, the outlook is looking pretty good because the inflation numbers came in and were down a half a point or a point.   Tony Mauro: Yeah.   Speaker 1: So they just run with whatever's going to get them eyeballs. So just make sure we're, I think we all know that, but whenever we start to panic a little bit, that's when that little devil on our shoulder kind of creeps up and taps us and says, Hey, be worried. So let's talk about the next one, which is the tax time bomb. Getting fooled into underestimating taxes on your account. And here's the angle I wanted to take on this, Tony. So again, regardless of what your political slant is, if you find yourself, and here's, let me set this up. It's going to take a second, folks, but I think it'll, hopefully it'll make sense.   I'm one of those people, Tony, that my personal health and the family history says I'm going to probably pass away young, right, in my 70s. Now I could totally plan to liquidate and blow through all my money and have big fun and spend it all by 72 when I think I'm going to croak. But if I'm wrong, right, I'm going to be screwed. I'm going to be screwed, right, because I'm not going to have anything. Well, if you're right now, if you're all excited about the no tax on social security, no tax on tips or the conversation about abolishing the IRS or getting away with, great. Look, if that happens and they get rid, I think I'm sure we'll all be dancing in the street if they get rid of the IRS.   However, if they don't, don't you think you should have a strategy for dealing with the tax time bomb that you're probably sitting on, right? And that's my point, right? If you've got a million dollars sitting in a 401K, don't just kind of like go fool's gold and think, Hey, Trump's going to eliminate all the taxes and Bob's your uncle and you're going to get to keep all that money. Be smart in the event that you still have to pay your RMDs or whatever.   Tony Mauro: And I mean, you look back through all of history. Now, keep in mind what I tell people when they start talking like this is, tell me where you think that this, the biggest arm, the only arm almost for collecting the accounts receivable for the US government is, which is the IRS. They're going to go away. How do you think the government will function? Now, maybe they'll, like you said, maybe they'll come up with something over time.   Speaker 1: Sure.   Tony Mauro: And,-   Speaker 1: Maybe the tariffs will be the end of the solution, whatever, right?   Tony Mauro: Maybe it will.   Speaker 1: Right.   Tony Mauro: But history points to, it's probably not. And many, many of us, I can't remember how many trillions is probably in the 401Ks right now, but we have,-   Speaker 1: That's a lot. Yeah.   Tony Mauro: We all have an IOU.   Speaker 1: Oh, yeah. It's almost 40 trillion, Tony. I'm glad you mentioned that.   Tony Mauro: It's 40 trillion?   Speaker 1: Yeah. Because the debt's 36 trillion, and they're always talking about the target that is, the retirement accounts is about 40 trillion out there.   Tony Mauro: We got 40 trillion. It's all in traditional 401Ks and of course,-   Speaker 1: A lot of tax money.   Tony Mauro: A lot of tax money. The IRS wants it. We all have an IOU to Uncle Sam with that money. And they know that and they want pieces of it. Hence, they're changing rules as we speak, that nobody seems to pay attention to when somebody dies and you inherit some of this stuff because they want their money.   Speaker 1: Yeah. Oh, yeah. And look, regardless of your stance, if DOGE does a good job and gets rid of some of the debt and some of the spending and our national debt's able to come down, maybe we don't have to tax ourselves into oblivion. Maybe that's the upside, right? Instead of going, we're in historically low tax rates, right, with the TCJA.   Tony Mauro: Just going to say that. Yeah.   Speaker 1: And at the time we're here taping this, Tony, we still don't know if that's going to get extended or not, right? Maybe it does, that's the prevailing wind, but maybe it does, maybe it doesn't. But at least if nothing else, if it does, then we don't have to necessarily go up in taxes. But you're still going to have to have a strategy for being tax efficient, because that's a big chunk of your retirement money.   Tony Mauro: And that's what we focus on, is trying to be as tax efficient as possible, especially from the tax angle side, from being tax people that we want to make sure that they're not getting any more than they have to.   Speaker 1: Right.   Tony Mauro: And so you have to, especially on the distribution stage, really be strategic about it and make sure you're following the rules and that you're not overpaying just because you don't know any better. And I think that's really the gist of it. And I would also encourage anybody go out and google the history of the tax rates. And you're right, we're at historically low tax rates compared to where we were just even in the 80s.   Speaker 1: Oh, yeah.   Tony Mauro: And so,-   Speaker 1: Well, even during the prior administration. If the TCJA expires, right, we're going back to what it was under Obama administration tax code. So even that goes up a little bit, so.   Tony Mauro: But that goes up. Now one could say, well the way to fix all this is just raise taxes. Well,-   Speaker 1: And nobody wants, I mean, look how we whine about,-   Tony Mauro: Nobody's going to do it.   Speaker 1: Yeah. I mean, we get all bent out of shape about the stock market dropping 10%. You want to pay 10% more in taxes? Of course not.   Tony Mauro: Yeah. No. Nobody wants that. Nobody politically seems to want that. And of course, if you can't, it's like in business, if you can't control your spending, it doesn't matter how much you bring in.   Speaker 1: Yep. That's what,-   Tony Mauro: Right. I mean,-   Speaker 1: Right.   Tony Mauro: You got to do something.   Speaker 1: Isn't it wild where we're at as a society? We all know we got to control spending, yet when you get somebody in there that starts doing it, they start screaming foul and going, why are you cutting spending? It's like, because we have to. We're $36 trillion in debt. That's crazy.   Tony Mauro: That whole thing is,-   Speaker 1: We're in the goofiest time period.   Tony Mauro: Hours.   Speaker 1: Yeah.   Tony Mauro: Yeah. It's just crazy. But we have to, as advisors and as the public, we got to work with what we have.   Speaker 1: Right. You got to play by the rules. Yep.   Tony Mauro: We got to make it try to work for us and I think that's importance of planning.   Speaker 1: Yeah. I've said forever and a day, that it's their chessboard. We have to play by the functioning rules of the chess piece, right? If we're that chess piece is able to move one step at a time, then that's all we can do, right? So,-   Tony Mauro: We're done.   Speaker 1: We have to do those different pieces. So again, no matter what your political slant is, the point of this is you don't want to kind of fall for any one thing, one side or the other. You want to have a good strategy in the event that it does come through, or the event that it doesn't come through. Because you want to make sure that you can hopefully retire as efficiently as possible in any administration or any economy or whatever the case might be. So final one, we'll wrap it up this week just on a couple of things to be careful with, because we knew these were going to be some big ticket items Tony, is Medicare misunderstanding.   We'll switch gears and go to this one. Especially for the folks that are getting close to retirement, their first time stepping into it. My brother just got to 65. He's trying to get his bearings with understanding Medicare and the different things that it does. My mom's 80, in her mid 80s and she's quite used to it, so she's trying to school him on some things, but there's a lot of miscommunication out there on what it covers and what it doesn't.   Tony Mauro: There's tons of it and it's very complex. And then you add on to the top of it the federal government bureaucracy, and it makes it kind of a nightmare for a lot of retirees. But I can tell you this, it certainly doesn't, do not be fooled, it does not cover everything in retirement.   Speaker 1: Correct. Right.   Tony Mauro: You've got to make sure that you have some of these gaps and things covered.   Speaker 1: Yeah.   Tony Mauro: And that's where what I do is I have a Medicare specialist that I consult with for clients because I can't keep up on all those rules and he helps me with clients. And now of course, if he ends up selling them some insurance they need, well, obviously that's how he gets paid. But nevertheless, he really has the ins and outs of what it does and doesn't cover. And then also, okay, if something's not covered, are you willing to spend X to get it covered? And,-   Speaker 1: Good point.   Tony Mauro: Like everything else, you got to make a decision. Do you want to keep that as a gap and take that risk, or is that risk too big? But boy, Medicare, I mean, it serves a good base, but it does not cover everything and you really need to be on that.   Speaker 1: Yeah. Even within the same category too. And don't forget that they changed the way it's set up and providers can shift too. Like my mom recently, I think in the last couple of years she's gone through three different dentists because something happens with the program and the dentist she was going to says, "Well, we no longer accept it." Right. So, which is, I didn't think you could do that, but apparently you can. So different places can accept different things at different levels. So you have to kind of see who's in network, right, and who's out, all that kind of stuff.   Tony Mauro: My dad's like that. And like I say, he's 83 and he is over insured in this area because he like buys everything just because he doesn't want any gaps. And I think he, we tried to get him not to do that and because he's actually kind of wasting a little money.   Speaker 1: Sure. Sure.   Tony Mauro: But sometimes it does work in his favor.   Speaker 1: Makes him happy, right? So,-   Tony Mauro: Makes him happy.   Speaker 1: He walks in and he's covered, I guess, so.   Tony Mauro: He's covered. Yeah, I mean, he's got coverage, but to your point, sometimes it changes and then he sees a lot of different doctors and whatnot, not because he wants to, because like the plan change covered and they say, "Nope, you got to go over here now."   Speaker 1: Yeah, exactly. She sees the same thing. So a lot of misunderstandings when it comes to Medicare as well. So just make sure that you're working with some professionals who can help you. Most advisors, offices, if they don't have a Medicare person on staff, they usually have someone they refer people out to so they can kind of, especially someone who does this in and out every day, they kind of know the nitty-gritty a little bit better. So if you need some help with that, as always, make sure you're reaching or any of the stuff that we talk about, make sure that you're talking with a qualified pro like Tony and his team at Tax Doctor Inc. You can find them online at yourplanningpros.com. That is yourplanningpros.com.   Don't forget to subscribe to us on Apple or Spotify here at Plan With The Tax Man. Simply type the name of the podcast into the search box. You can find it that way. Or just go to the website, make it easy on yourself, yourplanningpros.com. We'll have links in the descriptions below. And as always, we appreciate your time. Tony, thanks for hanging out my friend. And don't be too hard on folks when you pull some pranks on them in April.   Tony Mauro: Oh, no. No, I'll just get my family and we'll see what happens. I'll let you know on the next podcast.   Speaker 1: All right. Let me know how it goes. Yeah, my dad was crazy. He would pull something that got a little mean-spirited sometimes. It's like, all right, now you need to back it off a little bit there, bud. So have yourself a good one, folks. We'll see you next time here on Plan With The Tax Man.   Securities offered through Avantax Investment Services SM, member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.

Play Stupid Games, Win Stupid Prizes: Short stories about friendship, growth, and social misdemeanors by Andy Dietrich Amazon.com Andysbook.com Ever wonder what happens when you crash the wrong wedding or mistake a fraternity rush for a question about your heritage? How about fashioning a fake nightclub stamp empire in Vegas, or trying (and failing) to pull off a flawless heist for a Super Nintendo game? From laugh-out-loud anecdotes to surprisingly heartfelt reflections, this collection explores themes of friendship, growth, and the chaos that comes with simply trying to be human. Tackling everything from awkward cultural misunderstandings to the wild adventures of military life, this book offers readers a candid, hilarious, and sometimes poignant glimpse into a life lived fully—and occasionally just recklessly enough. Some highlights... “Are You Russian?”: The awkward misunderstanding that kicked off a college fraternity adventure. “That One Time I Witnessed a Divorce”: A Chipotle line, a hair tie, and a (potentially) marriage-ending discovery. “When You Mess It Up for Everyone Else”: How one man's shenanigans changed Vegas club re-entry policies forever. “Honey Bee Did What Honey Bees Do”: The miraculous conception story that starts with a bottle of Patrón. “The Night I Lost My Damn Mind”: An unforgettable encounter with medical-grade THC and pulled-pork sliders. Play Stupid Games, Win Stupid Prizes is perfect for fans of David Sedaris, Tucker Max, or anyone who has ever made a questionable decision and lived to laugh about it later. With a mix of humor, heart, and the occasional ridiculous life lesson, this book will leave you smiling, shaking your head, and maybe even feeling a little better about your own misadventures. “If you're gonna do something stupid, be smart about it.”About the author Andy Dietrich was born at an early age and lived a fairly uneventful life in the Black Forest of Germany. At age 14, he and his mom packed their things and moved to Alaska to experience the true meaning of "holy shit, it's cold!" At 19, while on a sugar high, he enlisted and became one of Uncle Sam's Misguided Children. He was released early due to good behavior and moved to Las Vegas where he now spends his time harassing, errr...."welcoming" the tourists and exercising his second-favorite drinking arm. If you come across a wild Andy in his natural habitat, do not feed him attention; he will only come back for more.

Send us a textBuckle up, because in this episode of Investing RN, Colin and Josh sit down with tax attorney Sam Bruntz to uncover the sneaky ways you're probably overpaying Uncle Sam. Ever wondered what the difference is between a CPA and a tax attorney? Or if you can write off that "business" golf trip? Sam spills the beans on tax loopholes, audit nightmares, and the fine line between "gray area" and "prison".Oh, and don't even think about putting your toddler on payroll unless you want the IRS knocking at your door.

The Revenue Act of 1978 changed the landscape of retirement in the US forever. With 401k planning, 403 planning, you made a deal with Uncle Sam, I'm not gonna pay you now, I'm gonna pay you later. We're gonna talk about that today on Plan Today, Own Tomorrow. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

Real estate is one of the most tax-advantaged investments in the country. With bonus depreciation, opportunity zone investing, 1031 exchanges, and more, investing in real estate is not only the best way to build wealth—it's the key to tax-free (or deferred) wealth. So, with a Republican-controlled House and Senate, will new tax proposals favoring real estate investments pass? We've got some news that could make 2025 a “game-changer” year for real estate investors. CPA Brandon Hall joins us to break it down. With numerous proposals floated to restore 100% bonus depreciation, extend opportunity zone investments, and eliminate taxes on tips, overtime, and Social Security, 2025's tax laws could look very different if these changes pass. Plus, there's one huge real estate tax write-off you're (probably) not taking advantage of. Brandon shares how investors can write off even more during rehabs and renovations, using a specific tax deduction most investors have never heard of. Find investor-friendly tax and financial experts with BiggerPockets Tax & Financial Services Finder! In This Episode We Cover 100% bonus depreciation—is it coming back, and when could it go into effect? The most commonly missed real estate tax write-off you MUST know about Tax-free income sources and which types of income could dodge Uncle Sam's grip Opportunity zone updates and whether this tax-deferred investment will be renewed Still doing your taxes? Tell your CPA this BEFORE you file  And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-friendly Tax and Financial Experts Dave's BiggerPockets Profile What Is Bonus Depreciation And How Does It Work? Brandon's BiggerPockets Profile Work with Brandon's Team Top 2025 Tax Strategies For Real Estate Investors Buy “The Book on Tax Strategies for the Savvy Real Estate Investor” Jump to topic: (00:00) - Intro   (01:14) - Bonus Depreciation Update   (08:53) - A Massive Missed Deduction   (12:54) - Tell Your CPA This   (14:29) - Tax Cuts Get Extended?   (18:58) - New Tax Proposals   (20:41) - Renewing Opportunity Zones   (23:04) - When Bonus Depreciation Could Return Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-305 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you get your 2024 Company Return filed on time in March, or at least get that extension filed? Did you already file your 2024 Personal Return, or are you waiting until the April deadline? What happens when you owe the IRS? This week's guest is Stephen Weisberg, who has over 10 years of experience representing individuals, businesses, and their owners with tax debt issues, audits, and other problems with the IRS and state taxes. Stephen is the lead attorney and founder of The W Tax Group. He works directly with clients and lead a team of attorneys, accountants, and administrative staff to help those with tax debt and other issues with the IRS or the state obtain the best possible outcomes. Shawn & Stephen talk about how tax obligations are created by: Improper Assessments Audits Unpaid taxes at the Federal and State levels Unpaid payroll taxes and the Trust Fund Recovery Penalty Unfiled Returns Plus we talk about some strategies for relieving the taxpayer from some of that debt, including negotiations with the IRS and Bankruptcy! You can reach Stephen through his website, www.Weisberg.Tax.  Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

On today's episode of Charity Therapy, Meghan and I are diving into nonprofit closures, especially when those COVID-19 EIDL loans are involved. If you've ever wondered what to do when your nonprofit has to shut down but you still owe Uncle Sam a bunch of cash, this episode is for you. What's the deal with EIDL loans, and how do they affect your nonprofit when it's time to close up shop? Meghan and I break it down, chatting about the steps you need to take and the legal stuff you might not have thought about. We'll walk you through the ins and outs of handling these federal loans as your organization winds down. And trust me, even if you're not a legal whiz, you'll come away with a clearer understanding and maybe even a chuckle or two. Got questions or a story to share? We'd love to hear from you! Head over to our website and join the conversation. This is your chance to connect with others in the same boat and maybe get some solid advice to help you out. And remember, even when the going gets tough, you're not alone. We're all figuring this out together, one step at a time. In this episode, you will hear: How to deal with those tricky EIDL loans when you're considering dissolution The importance of understanding contracts, especially when financial troubles are looming How to responsibly close down your nonprofit, ensuring you've notified all your creditors The lowdown on EIDL loans: a big consideration if you're closing up shop Resources from this Episode Sign up for the Birken Law Email list: https://birkenlaw.com/signup/ Facebook page: https://www.facebook.com/birkenlaw Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Well we got to the end! And there wasn't much Doom in the Doom book. We liked it regardless. Well we liked the gore at least.   Our Socials Follow us at patreon.com/pixellitpod and hop into our Discord! Blue Sky: https://bsky.app/profile/pixellitpod.com Instagram: https://instagram.com/pixellitpod Synopsis The year is 2144...and the battle over Earth's precious resources has raged for a century. With global economies in ruins and all-out world war more than a possibility, the U.S government turned to the Union Aerospace Corporation, giving it carte blanche on the legendary red planet of Mars in a desperate bid to construct an off-world outpost that might provide resources, a military advantage...as well as something so secret that even members of government don't have a clue about it.... Special Ops Marine Lieutenant John Kane was once a careerist simply glad to have a job, and couldn't care less about politics just as long as Uncle Sam's check cleared. But that was before he listened to his conscience and disobeyed a direct order. Busted down to private, Kane has been reassigned to the "U.S. Space Marines" -- the private army of the UAC -- with the prospect of becoming little more than a glorified security guard on Mars.... Now Lt. Kane's fate leads him to Mars City -- part environmental community, part lab center, and all owned and protected by the UAC. It's a strange world with a fatal environment, and the thousands who live and work within the city have already begun to think of themselves as Martians. And away from Mars City, at the strange ancient sites uncovered on the planet, a small squad of marines stand guard while scientists uncover wall glyphs and search for artifacts, having already found something that is so far amazing and inexplicable -- including the relic called "U1," nicknamed "the Soul Cube" -- and unknown to all, the bringer of destructive chaos and unspeakable horror....

I learned from our guest this time that only about %1 of Americans serve in the military. For most of us, our understanding of the military and military life comes from what we see in the movies, watch on television and sometimes from what we read in books. Our guest today, Rob Richard, has served in the U.S. army for over 20 years and is now about to be fully retired from the life that he has come to know. Rob's upbringing was in a military family. I asked him if all that he had learned and seen growing up prepared him for a life in the military. His somewhat surprising answer was “no”. We spend much of this episode learning from Rob what his life was like. We get a glimpse into a military world that is significantly different than what we see in the movies and elsewhere. Rob offers us many great insights and helps us see a side of leadership that we all could learn from. Rob has visited 31 countries both for pleasure and work. What I like most about my time with Rob today is how he has used his military time to learn and develop an understanding of others much less himself. I think you will find Rob's observations poignant and useful in many ways. About the Guest: Rob Richard is a retired Army officer and a native of Southern Maryland. With 20 years of military leadership experience, he has served two combat tours in Iraq during the mid-2000s at the height of the war and several tours in Korea and Germany. Rob spent over six years as a Logistics officer in various Special Operations Units and 14 years in Conventional forces, gaining invaluable experience in both specialized and general military operations. His military experiences range from tragic and harrowing events to comedic tales of misadventure as he navigated his career through the bureaucracy of the American war machine. Rob's career has taken him around the globe, visiting over 31 countries for both work and leisure. He holds a Master's degree in Leadership and Management from Webster University and a Bachelor's degree in Communications from Towson University and completed the ROTC program through Loyola University of Baltimore. He is a dedicated husband and father of two. An alumnus of The Honor Foundation, Rob has successfully transitioned his elite military service to the private sector. The Honor Foundation serves as the premier career transition program for U.S. Special Operations Forces, helping to create the next generation of corporate and community leaders. Ways to connect with Rob: LinkedIn: http://www.linkedin.com/in/robert-j-richard About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes: Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us. Well, hi everyone. I am Mike Hingson, your host here on unstoppable mindset, and we're going to have, I think, a lot of fun, as we usually do, and we love to anyway, I tell all of my guests who come on the podcast that the only rule that we have for unstoppable mindset, and it's a hard and fast rule is you got to have fun, so it's important to do that. Our guest today is Rob Richard. Rob has been in the military for these the last 20 years, and he is retiring, so I'm anxious to hear all about that, and any stories and other things that he wants to tell. But he's he's an intriguing individual. It's been fun chatting with him and preparing for this. So Rob, I want to welcome you to unstoppable mindset. We're really glad you're here.   Rob Richard ** 02:08 Thanks, Michael. It's, uh, it's honor to be here. You know, last night I told my son, um, a little bit about your backstory, and then I was coming on here, and he was like, Oh, that's such an honor to talk to him. And he said, wow, they picked you, dad, really? And I was like, I was like, I guess, I guess he wants to speak with me. So it's an honor talking to you, and I appreciate your backstory. And my son, you know, learning about history in America over the past, you know, 20 years or so, being nine, he was very, you know, thought it was very honor for me to speak with you today. And I agree. I concur. So thank you very much for having   Michael Hingson ** 02:36 me. Well, I don't know, as a matter so much a matter of picking my belief is that everyone has a story to tell, and I believe that we're all more unstoppable than we think we are. And the problem is that we grow up mostly not really learning to have as much in the way of self confidence, and I mean that in a positive way, as opposed to just an ego, but self confidence and self respect as we should have, and all too often, were were encouraged not to really think as strongly about our capabilities and ourselves as we should. So my goal with unstoppable mindset has always been to give people an opportunity to come on and tell their story and help all of us realize that we're more unstoppable than we think we are. And I think that's really pretty important to do. So I Well, one of these days we we have to interview your son, and that ought to be fine. He's   Rob Richard ** 03:36 going to achieve great things. He's more kids, so it takes after his mom. So Well, there   Michael Hingson ** 03:41 you go. Well, I suspect that you have something to do with it too, sure. Well, tell us a little bit kind of about the early Rob growing up and all that sort of stuff.   Rob Richard ** 03:51 So I come from a military family. My father was in the army, and he's from New Jersey originally, but my maternal family was based out of Baltimore. My grandfather, paternal grandfather, was also in the military. I spent most of my formative years in Southern Maryland, in Charles County, Maryland, which is a distinctly unique place. It's about, you know, 45 to 50 minutes south of DC. So there's a bit of this sort of rural kind of where the south starts right the Chesapeake Bay and the lower Potomac River, a culture of nefarious characters and great fun growing up there. But I was close enough to DC to be around that that sort of government culture quite a bit. Also had a few formative years in Alabama and Alaska as well, moving around so that shaped a lot of who I was living in the South in the in the 80s and early 90s. And then, of course, you know, I went to college in Baltimore, very closely connected to that city, based on my maternal family's connection. There huge oils fan. I love the city of Baltimore. Brother was a police officer there for a while. So I'm a Maryland guy through and through. I'm from there. Very proud of it. I went to college at Towson University in Baltimore, Maryland. Ah. Where I did the ROTC program through Loyola College, and that's pretty much the gist of me. I think that growing up where I did around the folks that I did, the interesting characters, the type of youth that I had a little bit wild and and sort of free for all that sort of Gen Xenu youth, of just kind of being let, let go to my own devices kind of help shape who I am and help shape my character greatly. So that's pretty much my early start in life.   Michael Hingson ** 05:26 So there was kind of no doubt that you were going to go into the military. Probably family expected it, and you grew up expecting it, I guess.   Rob Richard ** 05:36 Well, you know, I to be honest, I never thought much about the military until I was going to go away to college, right? And so my dad was like, hey, you know, the ROTC program is a great way to give yourself an opportunity right out of college, and they pay for everything. So Truth in Lending, I probably joined the army more for financial reasons out of the gate than, you know, family patriotic reasons. They're certainly part of that. And obviously, when I was in ROTC, the second year, 911 obviously happened. And so I knew that my future was kind of written for me, with a lot of strife going forward as a military guy. So I knew probably around 2021, that's kind of what I wanted to do. But it wasn't always that way. There was a lot of other things I wanted to do growing up, and it just kind of, for whatever reason, that was the shining light that kind of, you know, directed me towards, you know, serving. So I ended up doing that for 20 years, and here I am now. So   Michael Hingson ** 06:30 Well, there you go. Well, on the other hand, if there were other things that you wanted to do, did you get to do any of them in the military? Did the military give you up an environment where you were able to stretch and grow and maybe do some things that that you wanted to do, or maybe that you didn't even think you were ever going to do.   Rob Richard ** 06:48 Yes, I think, you know, one of the great things that that the military offered me was a chance to, I love getting in front of audiences, and I love to tell a story, and I love to tell and, you know, and tell a joke, and tell the things, and do these sort of things. So as a leader, you have to develop a great sense of communication, a great sense to relate to people who come from different backgrounds and and, you know, different places than yourself. And I think the military, being a leader in the military, in particular, you know, the branch of service that I served in the Army, as a logistician, I got a chance to really work with a lot of different types of folks and a lot of different groups of people. And it let me kind of see just all walks of life. And then I kind of mentioned we sent our pre question was, I've been to 31 countries for fun, you know, not just for work. I met my wife in Germany. She's was an American soldier as well. I've got a chance to see the world. The world. The military gave me that privilege. They gave me that opportunity that a lot of people just don't get, you know, I've gotten to see all kinds of things and go out and see the world. So I was very fortunate. And so I guess meeting new and interesting people, seeing the world leading young men and women in combat, is very important to me. It's something that I, you know, never really thought I would have a chance to do growing up, and there's, there's no war now, there was one. So, yeah, I got a chance to do, do these things for many years over so I'm very thankful to the military for that,   Michael Hingson ** 08:11 just the military, and this is just just popped into to my head. So it's just a curiosity, does the military overall tend to evolve as society evolves. I mean, it's not a stagnant kind of a thing. I would assume. I   Rob Richard ** 08:27 think it's a little bit ahead of the game, but I don't necessarily think they're ahead of the game, because it's necessarily the righteous thing to do, but it's almost a business decision, meaning so they desegregated units before most of America, you know, in our general populace was desegregated, but that was more of a decision because they they needed to have people work together, right? Because they had wars and to fight and and things to do. So I think the military is often ahead of the curve when it comes to, you know, desegregation, when it comes to, you know, moving people forward that don't have the backgrounds that are necessarily totally accepted by society at the time. So I think they're a little ahead of the head of the game when it comes to to those sort of things. So I think they generally keep pace with society, yes, if not a little bit ahead.   Michael Hingson ** 09:11 I'll tell you why I asked. It just was something I was thinking about as you were talking. I grew up in the Vietnam era, and for what that was worth on all sides. But during that time, they instituted and had the draft and they even developed a lottery system to decide who was going to go first. And my lottery number was fairly low, but when I turned 18, I fairly quickly got a letter saying you are classified one, a which was the classification where you could be drafted into the military. And I knew that that wasn't going to last being blind, and that they would figure that out, and they did, but I've always thought for me and. And others, they missed it. Why is it that a blind person couldn't find opportunities to serve in the military? It doesn't necessarily mean that we have to be in in the middle of a war zone. There are certainly other aspects of working in the military that a blind person could do, and yet the military kind of never really took advantage of that. Now there are a few people who were blinded in in wartime or because of one thing or another with terrorists, and so they're in the military. They started in the military and then they continued. But it still is true that you don't find real opportunities for blind people to serve in any aspect of the military. And I had a company that I formed back in 1985 and one of the main people who helped me was a retired colonel from the Marines, and he even said there is no reason why there there aren't opportunities available for people who are blind and think tanks and doing other kinds of things that are outside the regular war zone. So it's kind of fascinating, but I think it's an interesting and relevant thing to think about that clearly there are opportunities that ought to be available. Does that make sense?   Rob Richard ** 11:23 It does. I agree. I think one, the one thing about being a soldier at any level is there needs to be a commonality and a standard of that people can do a baseline thing, right? So there's physical fitness assessments, there's things that people need to do based on, you know, certain levels of training, whether it's shooting or going out and doing all these things, that there needs to be a baseline where everyone's kind of even So certain things that I worked in recruiting, uh, ironically enough, for two years, and certain things that are just qualifiers take away from the universal, uh, set that people need a universal set of skills, that people need to be a soldier in general. So there's avenues and different things that you can do with a disability or with things that are would mitigate you from serving in the front lines. But a little bit of what we'll talk about is in these previous wars, not everybody that was necessarily considered a frontline soldier, you know, was, was certainly not negated from from facing combat. And we can, we can talk about that, expound that a little bit, but I think that every person needs to have a basic set of skills. And there are certain things that, if you are blind or if you do have a disability that would, you know, take away from your your ability to do things that are a standard set of things, like, even as a senior officer or a senior non commissioned officer, you still have to take a certain physical fitness test, you still have to, you know, go out and shoot your weapon. You still have to do things that require sight, that require a certain level of hearing. Once you take away from that commonality that everyone has, now you're looking at someone who's not brought into the field and accepted as a soldier of commonality. Does that does that make sense? Or   Michael Hingson ** 12:59 you make an assumption, though, that isn't necessarily so. For example, there are a number of blind people who do shoot their hunters and so on. And so the issue is you have to separate out the skill from how you exhibit the skills. So, for example, right, shooting at a target, if there is a, if there is an auditory cue that allows me to aim at the target, can I learn to shoot at a target and and likewise, yeah, but I hear what you're saying, but I think at the same time, the reality is that that there are, there are certainly options, and what we really need to do is not leave out intelligent minds that might very well be able to contribute to what we do. And that's kind of what prompted the question,   Rob Richard ** 13:58 Oh, I agree, too. And I think that when you see the recruiting crisis that in particularly the army is facing, there needs to be avenues that bring other folks in who might not have the traditional physical skill set that other soldiers have, and allow them to serve. I agree with that, and that's something, I think, especially modern technology, that could be something to be brought into the fold in the future, to be looked at. But I do think, for like, I worked in Special Operations for, you know, for several years, you know, as paratrooper these sort of things. There are certain things that you must have this physical acumen and things that you must be able to do in order to accomplish those tasks in those schools. And, you know, the different training assessments that you have. So if there's a separate place that people can go and have those technologies available to mitigate anything that perhaps their, you know, disability might stop them from doing, I think that's certainly something to consider and something to look at going forward. So that's a great point. Like, I appreciate you bringing that up. I never looked at it that way, to be honest. So I always thought about this linear way of looking at. That you have to have these certain physical attributes to serve. But that's great. I that's a good way to look at it. So it's   Michael Hingson ** 15:06 well and I think, I think it's important to look at what attributes are are necessary to have, but But I also think that a lot of times what we can discover is that exhibiting those attributes may not be the same for one person as opposed to another, but the point is, we can still exhibit the attributes. So it's an interesting thing to, you know, to explore. Great. So tell me about the you know, and I realize that you're speaking for you and your observations and so on. But tell me a little bit about the crisis. You mentioned that, and I read it elsewhere. Tell me a little bit more about the crisis that we're really exhibiting today.   Rob Richard ** 15:46 So I worked in the Dallas, United States Army recruiting Dallas for two years. I was executive officer there, and I was also a time operations officer. And so I got to see the big picture of how the army does recruiting. And even then, in the height of the war, when the what they call the numbers was up and recruiting was was pretty good, still, they struggled to to link up the kind of bridge where they call it military civilian gap, right? So there's a couple different things I think that we need to take into consideration here. Number one, I think about only 1% of the nation serves right? And a large percentage of those folks are like myself. There they are legacy people, people who have a connection to the military. So I think the first thing to do is you have to bridge that military and civilian gap, and you have to look at why aren't people joining the military, right? And I'll be honest with you, the the army itself is terrible at branding in comparison to, say, the Marine Corps, right? Things like uniform and commonality of identity, the Marines do that way better, I think, than the army does. Right? As far as like, we have this certain set of things that we go with are always kind of changing their motto and go in different directions. But in general, there's also a population of people, because we just hit on it. Now you talk about, you know, having something that's going to stop you from serving. There are a large number of people who just don't meet the criteria. It's actually harder to get into the United States Army than it is to go to a four year university. So you're talking about physical fitness requirements. You're talking about legalities. You know, people getting in trouble with the law that disqualifies them from service, prior drug use, things like that, things that are looking at packing away and taking away for waivers. But the number one biggest thing is, I just think society societal differences on how civilian people and the military are connected. I think people just have a general misunderstanding of what the military is. They have a general misunderstanding of what it is to serve. And I just don't think that in our in our current society, that enough people are willing to step up and do it because life is too comfortable, and that's my personal opinion. That's not necessarily, you know, the Army's opinion. That's my opinion. Do you   Michael Hingson ** 17:51 think that it also has to do with how the military is portrayed, like in movies and TV shows and so on? Does that enter into it at all? Yes, I think, you know, we think so, and that's why I asked, I think   Rob Richard ** 18:04 so. And I like to get your take on what it is that when you say that, is it the is it a negative portrayal? Is a good portrayal. If you look at how certain wars are portrayed, right, you take it away. World War Two was portrayed versus, say, Vietnam, right? They're not portrayed totally different ways, right? You look at the modern war, and often veterans are painted this picture of a tragic experience, a tragic a tragedy, right? There's often this experience that is okay. This is a person that had a tragic thing happened to them. The war is something that was they went through and now they have this ailment, or whatever it is. It's often framed as that, but it's more complex than that. Yeah, a service is more complex than that. And I think that another thing is people don't understand that most military folks are middle class by the time they hit a certain age, right? So by the time you are excuse, by the time they hit a certain rank or time in service, they have middle class, you know, houses they live in a certain way of of a certain lifestyle that the army and the military in general affords to them. And I don't think people understand the financial and monetary benefit that you get for from the military. I don't think that's clearly articulated as a as a form of, hey, this is something I want my kid to do. You know, there's a lot of this, not in my backyard, type, but hey, that's great. Thank you for your service. But I don't want to serve, right? There's a lot of that that goes around in American society, I think. And I don't know if that resonates with you or if you agree, or Yeah, I   Michael Hingson ** 19:23 do understand that. I certainly don't disagree. I think that there is a lot of merit to that. What, what strikes me, though, is that there is a great misunderstanding. You know, if you watch some of the TV shows that are on when they talk about the military, it's, it's kind of a romanticized sort of thing, but the the and the the tragedy of veterans and so on, certainly there, there's a lot of that is focused on that at the same time when. We, when we go back and look at it, what, what caused that tragedy? What did? What did we not do as a society, to say, Bring a veteran home and be able to completely integrate them back into or bring them fully into society? And that's something where I think we as a as a society, do miss the point that where is much to I don't I want to use the word blame, but be responsible for integrating people back in because clearly, one of the things that I think is true about the military, and I don't think it's a bad thing, is that it is a particular kind of lifestyle. It's a very regimented lifestyle, and that's okay. But now, when you bring people, say, who have been to war and who have seen things back into society, there are, there is a lot more that we probably really ought to do to make sure that we're helping people get back into into the world that we're most of us are used to, and the fact that we don't understand what the world was that they were in, sort of contributes to us not really knowing how to bring them back into it.   Rob Richard ** 21:16 I agree. I agree. I think one of the things about special operations, where I worked for the past seven years, is they do a really good job of helping veterans, like, transition out of the military, whether they've had four or five years, or whether they've had, you know, 20 years, like myself, they have great programs. I told you. I completed the Honor Foundation, which was, you know, did a great service for me, helping me trans. Help Me transfer into civilian life and help me prepare for not in the corporate world, but just life in general. I think the military is getting better at that. I certainly think that our modern day era veterans were treated far better than, say, Vietnam veterans who came home. Yeah, you know, I really do believe that. I know my grandfather was a Vietnam vet, and I know there were times where, you know, he couldn't wear his uniform anywhere, or there's just people weren't treated with the same level of respect that I was. I always felt that when I came home, right, not necessarily the integration piece, but the fact that, you know, being a veteran, I always felt that I was thanked, or at least it's somewhat some way, even though it might seem patronizing that I was at the very least welcomed home and welcomed back and people appreciated, you know, whether they've experienced it or not, appreciate what I had been through, and we're very grateful for the most part, as to where in Vietnam, they certainly weren't. I think we've gotten better as a society about that. But where does that take you in, in the real and Reality of Things, right? Is it? Is it better veterans care, better mental health awareness, you know, things that I think they're working on? I certainly don't think we do a great job, in general, providing mental health for soldiers outside of special operations, right outside of the elite units that get elite care to access a lot of what military mental health care is is simply just getting you to go back to do your job, right? But when you leave the military, then the behavioral health, mental health care, it should be about getting you back to being a, you know, a human that is going to enjoy and live life to the fullest, right? So there's a difference, right? One's kind of make you a person who's going to go back to work and do is, you know, run the machines and run the papers as a as George Carlin would say. And the other is going to help you kind of be a normal human that fits into society, and that's the difference, you know? I think, well, the   Michael Hingson ** 23:25 other, the other aspect of it is that in the military, it is a very regimented sort of thing, and most of the time, there are people above you, and you realize they make the decisions, and we just carry out the orders. And now being back in the mainstream of society, you are more responsible for doing a lot of those things for yourself. And again, that's something that we need to teach people how to do.   Rob Richard ** 23:52 Again, sure. Well, I would, oh, go ahead, Michael, go ahead. No, go ahead. I was going to say I tend to disagree with that a little bit. I think people have a stereotype about military folks. You know, I you know most military people after, I said, as I mentioned before, after they hit a certain time and service a certain rank, their life is somewhat individualized. It's not necessarily a control that's a good point. Yeah, it really much is, I live in my own house. I don't live on post. I don't wake up every day and go to listen to listen to the bugle at five o'clock in the morning. You know, I think there's a misconception that soldiers are robots. When they are individuals with families, they are individuals, you know, that live lives outside of the military. Is it regimented? Yes. Is it a lifestyle? Yes. But I do think there's a misconception that the military is this completely controlling organization that has every facet of your life under control, and that's just not the case. You know, like I said, it's a it's just not really the case of how most military folks are. And there's so many great minds and artists and people that have all these great ideas that serve in the military, that are very bright and articulate and all these things. There's just a misconception about what a veteran is, I think. And I. Think that's another thing that when we tie in service and why people will and won't join, is the misconception. I mean, how many veterans do most people know? Do they have an uncle or a cousin or somebody that serves and that's something that we miss? You know, it's not exactly all the things that you see in the movie, you know, the guy on the street corner with the fatigue jacket and the one arm missing asking for money, that's that's not really most veterans. That's not really most of us. I think that's a misconception. Michael, that's just my take. Yeah,   Michael Hingson ** 25:24 and I, and I certainly didn't want to imply that it's so regimented that everybody's a robot, but, but I, but I, but I do think that until you get to that level that you were talking about, and I think that's a very valid point, it's probably more regimented than than a lot of people absolutely are used to. But by the same token, it still gets back to what level of support do we really give people when they when they come back, and the fact that there probably is a lot more that we could do. But you, you said something that prompts another question. And I think I'm well, I think I know the answer to this, but I'll be curious to see what you say, and that is, you're right back in the days of Vietnam veterans came home and they were they were spit on, they were not treated well, and so on. And it's a lot different today. Do you think that September 11 had a lot to do with that?   Rob Richard ** 26:20 I do. I think that people became, I was a young college student in the ROTC program, not quite in the military just yet, but I think that that event was the single catalyst to people realizing that, you know, we came together as a nation, more so than any other thing in my lifetime, ever after 911 so we came together. Now the wars that followed subsequently were very controversial, right? And they were something that divided the nation, but that particular event, you know, made the nation come together at writ large, more than any other event in history. So I think that that that kind of triggered people to be more understanding and appreciative of the military and the things that they would go do right, regardless of the political landscape, of what the wars would follow. People were very grateful. So I think 100% that 911 was a catalyst for people to be more patriotic, more supporting of the military. You know, enlistments were up. People were left and right, looking to join during that time frame, at least the first five to six years prior to the wars kind of going on, becoming quagmire, if you will. So I think so. I think you're right,   Michael Hingson ** 27:30 yeah, well, and I also think that the whole issue with the wars that followed, unfortunately, politics got much too much involved with it. So after September 11, should we have gone into Afghanistan to go after Osama bin Laden? That's one thing, but then, but then we decided to go into Iraq and go after Saddam Hussein, which was a totally different thing. And I still, yeah, and I still believe that that made no sense to do, but we did Sure, and we took our eye off the bin Laden ball, which is part of the problem. So unfortunately, politics gets too much into it and and that, in part, comes from the low bar that we have for politicians. So what do you do?   Rob Richard ** 28:19 I agree with that, yeah, we can agree on that. Yeah,   Michael Hingson ** 28:23 it's, it's a it's a challenge, you   Rob Richard ** 28:25 know, here's something I'll say on that, as far as I think when you serve in in I was, I'm a wreck veteran, so I've been to Iraq. I spent 15 months of my life there. And I will tell you that when you're there, you know, and I went there kind of a starry eyed sort of young lieutenant, just with the delusions of how things were going to go. So it's really a movie character on those sort of like character Oliver Stone movie, and what I saw was quite different than the reality of what I thought I would see. But I will tell you this at the end of the day, regardless of the political implications of the wars and the meanings behind them, when you have the American military machine together, right? And however chaotic it is, or however things are, I can hang my head on the fact that I was able to lead my soldiers, men and women, young people from you know, like The Rolling Stones of that great song, the salt of the earth, right? Say, say a prayer for the common foot soldier. Those were my guys, the common truck driver, mechanic and people that you know join the military for a certain purpose, whether it's money for patriotism, whatever, when asked to do this mission, regardless of its political implications, they did it. They did it well, and they did it to a level that's impressive and something that is beautiful to watch in action and that I'll always be proud of. Yeah. So if Aaron ever says, hey, you know, you serve these wars, and they're this, that and the other. I don't think when you're there, you think too much about it. That's the Coming Home part. That's the that's the thing you face later. When you're dealing with, you know, whether it's PTSD or these other sort of issues, that's when the philosophical question is to be answered. When you're there, when you're in the fight, that is. This, you doing your mission, you and your guys, the old adage, adage of left and right, that's what you're doing, and that I'm proud of, and that I can think our military did a great job. Right. Losing the war in the political sense is far different than losing the battles right in the actual militarily sense. So that's just something I hang my hat on. And I think that if we overlooked that as a society, and we overlooked that as a culture, that the wars are just this negative thing, and they were kind of, you know, excuse my language, or kind of, Bs, whatever. Yeah, we're overlooking the accomplishments of the actual people that were asked to do these things, right?   Michael Hingson ** 30:32 Well, and also well, and ultimately, let's, let's take Afghanistan. You know, we have we were there for a long time. Should we have been there as long as we were? I think that's a question that you can you can discuss and debate, but at the same time, the ultimate thing we were looking to do was to deal with Osama bin Laden, and we did that. But then we did continue to stay, and there were reasons for it. Should we have or should we have been smarter about withdrawing again? Those are all discussions that one could have. But I think that ultimately, it seems to me, you know, if people said, and people ask me, Well, did we lose the war in Afghanistan? I don't know that we lost the war, but I think the politicians didn't help but I think that the military did what they were supposed to do. I   Rob Richard ** 31:24 agree. But, you know, I the the general who said this escapes me, but it was not a 20 year war. It was a one year war fought 20 times. Yeah. So when you so you have these wars, you have a different general, a different you know, whatever it is, come in and they all have a different take on how we're going to accomplish this goal. But both those wars, whether it was the one I fought in Iraq or the one in Afghanistan, you know, they there were no real clear objectives for us. They were one year at a time, little hash marks of trying to accomplish these small goals. And we were never given a clear picture of what victory looked like, very similar to Vietnam. So I think that's, I don't think that's put on the that's not put on the backs of the common veteran. That's put on the backs of the politicians. Yeah, that was that, I was sure that's put on. I The generals too. I think so they, they owe their, you know, by that time you hit to that, that level, it's, it's a political level. And I think they're, they owe an answer to that. You know, my personal opinion, me as a retired Army officer, I think they owe an answer to that.   Michael Hingson ** 32:23 Well, we don't necessarily have the same kind of generals as we had with a patent or even a storm in Norman Schwarzkopf. You know the Sure, sure.   Rob Richard ** 32:31 Well, there's some very particular generals out there. Some good there are. But I there are, I think, I think those wars were never, never given clear, clearly defined objectives by any political figure, and that makes it impossible to what you would traditionally call a win, right? Yeah,   Michael Hingson ** 32:48 I do. I do. I know exactly what you're saying, and it makes and it makes perfect sense well for you. So you joined the military. Did you think that you were going to be traveling the world and seeing 31 countries and doing all the things that that you did, or was any of that a surprise to you? No,   Rob Richard ** 33:05 I'll tell you. So when you're in college and you're ROTC, you you know, or West Point, or whatever you're, you know, I was an ROTC guys. So you have West Point, you have OCS, your different commissioning sources, you're, you're branched a certain whether it's infantry or armor or whatever, I was a transportation branch. So I thought I, you know, I got stationed in Germany, my first duty assignment. And, you know, I had two deployments to the Middle East during that time. It was about a six year stint. And I never thought that I would have this amazing fun, adventurous and it's a family show here, adventurous show. Adventurous life that I had, that that that I was given. I thought I would just end up at some base somewhere in Texas, and barbecue on Sundays, drink more lights, watch football like everybody else. I never thought I'd have this great life. I never thought I'd travel the world in Gallivan so I'm very fortunate in that way. And I just, I don't think most people picture that, but when you get your first what they call assignment, your duty station, and it's Germany, and my second one being Korea, traveling all around Asia. You know, with my, my awesome wife, I I'll tell you, I never thought I would have that, to be honest with you, that's never something that crossed my mind. That level of adventure and fun, it almost kind of mitigates some of the things that you had to go through in war. It almost makes it like they kind of balance each other out, I think, well,   Michael Hingson ** 34:19 and traveling to and traveling to Germany, of course, got you your wife.   Rob Richard ** 34:24 Yes, true, yeah. So we met. You were both soldiers, and just, you know, we, we met by by sheer chance, and that's something that I look back on, and I'm always very thankful to Uncle Sam for that. So,   Michael Hingson ** 34:34 yeah, there's, there is that. Did she stay in the military?   Rob Richard ** 34:38 No, she got out. So we, we were in Korea, and then I got stationed to go work in recruiting in Dallas. And she made the decision that, you know, I was a little bit further along, a little bit older. And she made, we made the decision that, hey, the dual military thing is very difficult. That is one of the, I think, most difficult career choices you could make, is to have two service members in especially once you hit the senior levels. And so we decided, hey, you know. I'm going to stay in, she's going to get out, and she's a very successful entrepreneur, doing very well with with some things that she's got going on. So I think we made the right choice, and she gets to be mom and be this amazing mother. So I think that's something, I think collectively, was the right decision. Well, that that worked. How old? How old are the kids? I got a nine year old, my son, Alex, and then he's about to be 10, and then my daughter, Evie, named Evangeline, after a song by the the band the Great, the band Yvonne Hill, she is six. So they're, they're still pretty young. A lot of give me, give me a handful here. Well, that's,   Michael Hingson ** 35:34 that's fine, you know. And we'll see who, who does better and who handles who better? The kids handle you guys, or you handle the kids better. We   Rob Richard ** 35:43 were on a pretty tight ship here, Michael, so at least my wife does. I'm going to push over, yeah.   Michael Hingson ** 35:49 Well, there you go. Well, but it, but it's, but it is interesting to to be able to see a lot of the world. And I, you know, I've, I've had the never been to Germany. I've been to Korea and spend some time there. And that was a lot of fun. I've been to Japan and to some places. I've been to the Netherlands, but not to Germany, when actually, in about a month and a half, no, actually about a month, I'll take my first trip to London to speak. Oh, wow. I've been to Ireland, but never to London. And then it's fun to go through the logistics of being able to take a guide dog to London and doing all the things to to clear the dog. I think it's a lot more work to get him ready to go than me, but we'll cope. Yeah, but it's, but it's, but it is fun. And I, I think there is so much value in seeing so many different places around the world and all that we can learn. I think that we take way too much for granted, and we we think that we're so much better, sometimes than than other places. And in some right, some ways, our country and our society works better, and some ways it doesn't necessarily do that, but I don't think it's my place to judge, but rather to go and learn and bring back knowledge and put it to use.   Rob Richard ** 37:04 I agree, it certainly makes you a better person as as a collective right to understand. You know, America's a great place, and I love this country dearly, but there are many things that that we can learn from other cultures. You know, we work so hard here in Germany, and I tell you about three o'clock, they take off and go have a beer and relax a little bit. You know, there's, and they still, they managed to run a very efficient society without the hustle culture that we have. And I, I am a stern capitalist. I love to work hard. But there's something to take away from that. You know, there's also, on the other side of the spectrum, in Korea and Asia, they work even harder than we do, right? So there's, there's a level of where to meet in the middle, and looking at these different cultural things. And, you know, it's just, I just very fortunate to have seen all that, and take a little bit from each one and kind of develop my own life, and these are gonna teach my children and stuff. So that's, that's great. I think I love London, too. The   Michael Hingson ** 37:54 founder of the National Federation of the Blind was a blind constitutional law scholar, Jacobus tembrick, who was at UC Berkeley, and one of the things that his wife told me, I never did get to know chick 10 Brook, but I knew his wife, and she said that he could go for long periods of time, because he would take what we now call a power nap for 20 minutes, and then he could get up and work for hours. And we don't encourage any of that, and I think it's truly unfortunate, because there's a lot of value in having a little bit of downtime that then keeps you able to keep moving a lot more than you think you might.   Rob Richard ** 38:33 No, no, I agree. I think that's something in the military they focused a few years, the past couple of years, on, which is, I don't know it's, maybe it's all for not but focusing on on sleep, you know, wellness and overall spiritual you know, thing that's going on here, trying to get everybody together in this sort of triad approach of wellness, sleep and physical fitness and stuff. And sleep is so important to being a successful leader. You know, one hour of sleep versus four makes all the difference in your decision making. Makes all the difference in your ability to lead, your ability to persevere through problems. So slaves huge, you know, even it's only four hours, yeah, well,   Michael Hingson ** 39:12 and but again, even during the day, taking a half hour and resting your eyes and then coming back gives you energy to continue, and we don't. We don't do enough of that. So I'm, I'm all in favor of exploring and and doing more to to deal with sleep and wellness and looking at other ways to help us move more effectively and more efficiently during the day. I agree. Yeah, so it makes sense well, now your career as a logistician and so on, as you said, is pretty unique. What what made it so unique, and why do you feel that that really helped shape you into what you are, and where do you think this is going to take you going forward?   Rob Richard ** 39:58 So I think a lot of times. When you are again, we talk about conditioning source. So when you go into the military, a lot of guys, they say, Okay, I want to be an infantry person. I want to be an armor guy. I want to be special forces, whatever. There's many different avenues that you can enter the military. And I think coming in initially as a transportation officer. You know, I went to Iraq, and I had these sort of experiences that, I think, again, we talk about movies, they're often overlooked, right? So I was in Iraq for 12 months. My first deployment, I was a platoon leader. I had 60 soldiers. I went on well over 60 plus missions that are, what are called convoys. So I was putting in these dangerous, arduous situations and these things that that could result in grave violence, and these sort of things that I experienced, and that my soldiers experienced, that gave me a unique out outlook on life, right? And I think that because of our underdog persona in nature, as logistics guys, you know, it's all a big wheel, and there's all these folks that make it work, right? And so as an underdog type character, and having these sort of salt of the earth type soldiers, it's given me a unique perspective on people, a unique empathy. I think a lot of military guys are kind of seen, seen as cold and stern, these sort of square jaw type characters. I don't really think I'm like that at all. It's giving me a unique perspective to grow and to be more loving and empathetic, to be a better dad. I think just serving that type of field and that type of profession is very different. It's also a little more diverse than, like, say, your standard, like Special Operations Unit, which is a lot of square jawed white guys from the Midwest, you know, as to where logistics, there's a much more diverse profile of people from all over, you know, from Jamaica or Puerto Rico, from every different state, from these, these different types of folks. And I really had a chance to just work with people who are different, who built my level of love and empathy overall. And I think being in the branch and the field that I was in really helped shape that for me. And then just, I don't think I would have had the experiences say I had been, you know, I mean, I went to airborne school when I was 38 so I did the paratrooper thing. I served in Special Operations units, airborne units, this sort of thing. And I'm honored to have been with those. But I think if I hadn't started in these sort of, like working class type units, you know, out of Germany, you know, under equipment, under trained, I really learned to persevere through things without the best of everything, right, without the best training, without the best you know, given the best tools to go accomplish, you had to accomplish more with less, right? And I think that really is a lesson that you can't really get necessarily in other fields and other branches of the military. I really think what I got assigned to do really helped me persevere through things and become a better person overall. And I don't know if that answers the question. But I think that's kind of, you know, the uniqueness of it that makes it different. And most people, again, haven't had the opportunity to travel and see the things I have. And I just think that, you know, I'm very fortunate in that realm. So I just think overall, holistically, my life has been better because of the job that I got. And to be honest with you, I mean, it's great to be an infantry guy, but a supply chain manager, professional supply chain manager, really does prepare you a little better for the corporate world. So in the end, it kind of helps you transition to the civilian thing that you can do and gain monetary advantage. So I think it all worked out. I   Michael Hingson ** 43:16 think it does probably just with the little that I know about it and understand about I think it does probably better prepare you, because the jobs are fairly similar to what you'll find in certain aspects of the corporate world, which is kind of important. And I like your idea on your analogy of doing things with less. I think a lot of us, especially for those of us who are blind, for example, and people with disabilities in general, oftentimes we have to deal with less, just because society hasn't emphasized making sure that we have alternatives that give us the same chances and opportunities as others do. So we have to deal with less like I work for accessibe. And so accessibe is a company that, among other things, helps makes websites more inclusive for for people with disabilities. Well, the bottom line is that people creating websites don't do things that they could do to make websites more usable and accessible right off the bat. And so the result is that we have to get creative in figuring out how, if it at all possible, we can use a website, and some we can't, because there's just no way, no way to have information that works. But there are also any number of websites that are accessible enough or have enough information that is a friend of mine once said, we can muddle through and make it work, but we do have to deal with those challenges, and I think it makes us better, because we face the challenges and we work through them.   Rob Richard ** 44:54 That makes perfect sense. That does Yeah. And   Michael Hingson ** 44:56 so you having to do that same sort of thing. Sometimes it it makes you a better person. It makes you probably more of a resilient person, but at least it makes you a more inventive person, because you don't take some things for granted.   Rob Richard ** 45:11 Yes, and you know, I think people when they have an idea of a soldier or a leader, I think emotional intelligence and empathy are something that people don't associate with the military. But when you're when you're a young, 24 year old lieutenant, all the way up through, you know, being a more senior officer or senior leader, you have so much of your life that is assigned and tasked to helping others and taking care of people. Their problems are your problems, right? You learn so much about the human condition through serving in the military that I don't think it can even compare in any other walk of life, you know, say, maybe being a first responder or something along those lines. But when you're with somebody in this this situation is arduous and dangerous for 12 months, you know, going on all the way through a 20 year career, you can't put a price or a value on how much experience you get of developing an emotionally intelligent approach to things, right? Some people, I think anybody who doesn't struggle with decisions as a human right, it goes through the experience of war and serving in the military. I think very rarely do you not come out of that with a real profound understanding of the human condition, right? And I don't think anything else could give you that, as far as a profession. And I think understanding people becoming more loving, it might not seem like something from a military guy to say, but loving empathy, you know, understanding the these, these folks and different types of people. I think it's a beautiful thing to be honest, you know, and I feel very cherished that I've had to have that opportunity to become a better human. Again, things aren't necessarily associated with like a military man who's straightforward and, you know, talks in a certain way. And again, some people aren't like that. Some people kind of go through, you know, self absorbed, like any profession, just about themselves. But I think a good military leader. You know, the army a leader, and particularly officers, we always eat last, right? So when I went to Airborne School at 38 years old, as an old, older guy, I was the second oldest guy in my class, the highest ranking person in my class, and so I ate after 200 soldiers, I let 200 people go in front of me, right? And that's not to be hubris or to brag about something, but that's just what you're supposed to do as a leader, to get to show that, hey, I'm here for you guys. You guys eat first, right? You always leaders, always eat last. There's that old adage. And I just think the regular world is not necessarily, the regular civilian world isn't necessarily that way, you know? And I think that's something that really made me grow as a human and to be a better person. So Well, I've always   Michael Hingson ** 47:40 felt, having worked in the corporate world, that a good boss is a boss who doesn't boss people around, who recognizes that leadership means sometimes you give up leadership to somebody else when there's a specific thing that you figure out they can do better. But also I believe that my role is to add value to each and every person who works for me, and I have to figure out with them how to add that value, but for the people who get it, it makes everyone a lot more powerful. And I mean that in a positive sense, it makes them a lot more productive and a lot more efficient. I think that that good leaders figure out how to do that, and that's important to do. Well, I wholeheartedly agree. So I'm curious about something. I keep coming back to it in my brain. So I'm going to ask in places like Israel, where everyone, at some point needs to go into the military, and goes into the military. And I understand why that happened. We don't do that here. How do you contrast, or what do you think about the contrast in those two methods of dealing with the military? Because then I asked that because you talked about the crisis, I'm not convinced that everyone should necessarily have to go in the military, but it's an interesting discussion to have.   Rob Richard ** 49:01 I kind of, I, you know, I like the way Korea does it. Korea has a societal conscription sort of program, right? So you can either join the military, you can be a paramedic, you can be a policeman. I don't necessarily think we need to go to that level, but I think there should be some general level of civic service, right? You have to have some level of commitment. And I think that not everyone, especially in our current society, is cut out to be in the army, to be in, you know, to be in the armed services, but there should be some level of civic conscription where people have to serve for maybe a year or two in somewhere. I really do believe in that. It might sound a little bit draconian libertarian, but I think it's something to look at. I think it would make people better humans. Because nowadays, like, there wasn't World War Two, there was a general understanding that we have a universal effort, that we're going forward as a nation. There was such a connection to the military service, and everyone chipped in, you know, everyone chipped in and all the time, and I don't think that really is the case. Everyone is going in their own direction. Shouldn't we're not going in a general direction. It's good for the country as a society, and without some sort of civic inscription, I don't know if that's possible people to truly understand what others go through, right? And so I agree. I think that we should have some sort of level of of civil civic service, not necessarily level of the draft, but right, not quite like how Israel does it, but   Michael Hingson ** 50:20 yeah, so, and I think that makes a lot of sense, and I think that also it's a great learning experience, yes, which is a part of what I think you're also suggesting, and I think that that makes a lot of sense, that that brings you into being a more well rounded individual as you go forward. And I think that it's important to do that, and we need to figure out some way to do that.   Rob Richard ** 50:46 No, I agree. I think that, you know, when you're in Israel, is a homogenous society, very similar. People have similar religions, similar takes. Our society, when you look at as a whole, is completely different than any other society in the world, as how different we are in the many cultures that we have in a collective approach to civil service, I think could help, I really do think could help something to unify us. Again, not quite to the 911 unification type, right, but somewhere where we can come together as society and say, Hey, we got a common purpose here. Let's go forward with it. You know, so   Michael Hingson ** 51:18 Well we, we were so unified after September 11, and I can point to specific political things that damaged that and took away from the unification and so unfortunate that that kind of thing occurred. And we have, there are other aspects. I mean, we also now have this technology where everyone has so much instantaneous access to so much information, some of which is real and some of which is false, but still the the fact is, we have access to things that we didn't before. And you mentioned World War Two, I collect old radio shows as a hobby, and I listen to many of the shows in the World War Two era, and listen to how all the actors, all the people on those shows, were part of the story that helped pull the country together, and everyone was committed. Yeah, there were challenges. Yeah, there were problems, but people really did come together for the most part, and worked because we knew it's what we needed to do, and that's the operative part. We knew what we needed to do. We needed to be unified, and if we weren't, that was a problem.   Rob Richard ** 52:36 Oh no, I agree. I think, though, there's a fine balance between unification and then a controlled narrative that takes people away from a independent free thought, right? One of the things we've gotten away from is independent free thought. There are two sides to everything. There's my side, your side, and a good collective would be great, but that you still have to have that, that approach to independent thought, right? And I also think something's missed about the military, if I could expound a little bit, is that many people in the military here are some of the world class cynics. You know, they're not necessarily these, hook, line and sinker, follow suit, type of folks. They're just the they're very aware of their situation and sort of what's going on. And they're very like, okay, is this really the deal here? You know, people are very skeptical. They're very they have a lot of free thought, a lot of independent thought. They're very politically engaged in what they think, and very go after things and have articulate points that that they clearly think of, as opposed to just like, Oh, we're all we all think the same. You know, that's a misconception about the military. We don't there are people of all different facets and walks of life and and think completely different on every issue under the sun, and that's important. So I think having a collective civic response and duty to things is great, but we start to keep our independent thought as a nation in a society.   Michael Hingson ** 53:53 I think the other part of that, though, is that we need to learn again, to be understanding of people who have a different position than we do, and we need to stop saying, Well, you're wrong, and because they think we're wrong, whoever they and we and you are. And the reality is it's it's more than just having the independent thinking ability and opportunity, but it's being able to talk about it and people who truly can, again, learn so much because you you learn to understand why people think the way they do sometimes or a lot of times. And that's important too.   Rob Richard ** 54:36 Yes, absolutely, I agree 100% so   Michael Hingson ** 54:40 logisticians are generally not part of when you watch movies and so on, they're not typically what's featured. What? Why is that? Or how do we get the logistics world a little bit more understood? And I know that that goes beyond the military, but you know, nevertheless, yeah.   Rob Richard ** 54:59 Yeah, well, so again, I think you're looking at what in this. This is to take nothing away from anyone. So when you look at most of the majority of TV shows and books, and rightfully so, I'll say rightfully so, so much of it is about special operations, yeah, frontline soldiers, what you would call, you know, in World War Two, there was a linear Battlefield, so there were two entities facing each other, face to face in a situation, but over the past 20 years, and even all going all the way back to Vietnam, they weren't linear battlefields. They were battlefields where all these support type soldiers, whether it's communicators or truck drivers, mechanics, even cooks and these other people, are combat veterans. They are facing combat. They have dangerous and arduous tales of heroics that need to be told often. You know, especially in particular in convoy operations throughout Afghanistan and Iraq. I think it's overlooked because it's well, it's not sexy, it's not what people want to see. It's not the conditioned thing of what people are supposed to see. But I think it can often be talked about in a humorous way, like we, I think you and I, we talked a little bit about mash, right? And that's about doctors, Army doctors who are support personnel and enablers. And there's a comedic approach to it. It's not all just serious, stoic, you know, movie sort of nonsense. It is a, it is a comedic approach to a real topic, and it covered it gracefully. You know, Hogan's Heroes, these sort of comedic shows that we all had, that we were elected, who understood, and that we love McHale's Navy again, another one. I think that logisticians and support folks are often overlooked because it's just not what is considered to be cool. But there are stories about war, about these brave and courageous things that people have done, and I've witnessed with my own eyes that I think is an interesting and fun story, not fun, but an interesting story that needs to be told so that legacy doesn't drift off into the wind, like the gun trucks in Vietnam, right? There was these things that were developed. A great documentary on Smithsonian about

*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.Just as Palpatine promised Anakin he could save Padme, though he was the one putting dark thoughts into the young Jedi's head, a similar deal has been struck with darkness to resurrect Uncle Sam to act as the body of an anti-christ spirit. But such a body is always void of a true spirit. Thus the American golden age is nothing more than the age of ash, since the gold of fairies and spirits always turns to dust after something of value has been exchanged. America's golden age begins with government financing cuts and both states and companies moving to ban the use of oils and food coloring. But what are these things replaced with? For MAGA, AI will now make decisions for the pentagon, determine if federal employees keep their jobs, track down protestors, etc. Federal money will instead be allocated for endless wars in support of Israel and Stargate. For MAHA, oils are replaced with beef tallow, and while the core of American health continues to rot, AI will be used to determine health outcomes. For the alternative media, electric cyber trucks are being given away as if these are not the same people who warned against the use of electric cars and the prison grid IoT; these voices promote global unions now, along with the cashless society, endless wars in the name of peace, and a great reset. Isn't this what we were warned of: that the most faithful would be fooled and the most trustworthy deceived. From the Ingersoll Lockwood's books that seemingly predicted Trump's presidency to the Elon leader of Mars from Braun's science fiction novel, and their associations with Nikola Tesla, to the modern world a dark side rising quickly - filled with illusion, disorientation, and tricks. The Red Cross of Tesla is the Yahweh mark, known to Christians as the mark of Ash Wednesday which is placed on the forehead over the third eye - the location of the maGa whore of Babylon. The X of Twitter and SpaceX marks the spot of treasure. The Oracle, OpenAi, and Nvidia companies refer to the same “eye,” forced open by technocrats like Musk who wish to see symbiosis with machines. Musk has just filed patents for telepathy and telekinesis too.  Ashes to ashes, dust to dust, as the saying goes. We will rest on the ash pile of history. The Golden Age is the Ash Age. -FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKWEBSITECashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/tst-radio--5328407/support.

Dems aren't the opposition, but they want you to think they are, and more importantly they want you to know their "opposition" is the only kind that's acceptable.  Meanwhile, DOGE's claims of "saving money" are b.s. And even if they did manage to save some money, you and I aren't seeing it.  The ports of the world are being bought up, mostly by one asset management firm. To quote the great movie Network, there are no countries, only corporations.  It doesn't seem like there's much Israel could do to piss off Uncle Sam. But what if it started to cut ties to the military industrial complex? Would the US love them without their addiciton to our weapons? PLUS our power isn't in consumerism, It's in our labor, and the ability to withhold it. AND MORE!    leecamp.net artkillingapathy.com

Ever wondered how to strategically convert your Traditional IRA or 401(k) into a Roth IRA without getting hit by unexpected taxes? You're not alone! In this episode, you'll learn exactly how Roth conversions work, why planning your conversions is crucial, and how to easily calculate the taxes you'll owe using the Charles Schwab Roth Conversion calculator.Converting your retirement savings to Roth isn't an all-or-nothing deal. I'll guide you step-by-step to strategically spread conversions over multiple years to minimize taxes and maximize your long-term wealth. Plus, you'll discover how Roth accounts help you avoid Required Minimum Distributions (RMDs) and why Roth IRAs provide significant advantages for beneficiaries—giving you peace of mind knowing your heirs inherit tax-free wealth.Don't let Uncle Sam catch you off guard—start planning now and take control of your retirement!In this video, you'll learn:How to strategically convert your Traditional IRA or 401(k) to a Roth IRA/401(k)The tax implications of Roth conversions and how to minimize your tax billHow incremental conversions over time protect your financial futureWhy avoiding Required Minimum Distributions (RMDs) matters for your retirementThe benefits of passing Roth IRAs to your beneficiaries tax-freeTools Mentioned:Charles Schwab Roth Conversion Calculator (demonstrated step-by-step)Who Should Watch:Anyone nearing retirement looking to reduce future tax obligationsInvestors interested in maximizing their retirement wealthIndividuals concerned about leaving a tax-efficient inheritance to their heirsSubscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles Referenced:Vanguard Roth vs Traditional: https://investor.vanguard.com/investor-resources-education/iras/roth-vs-traditional-ira2025 Federal Tax Brackets: https://www.nerdwallet.com/article/taxes/federal-income-tax-bracketsCharles Schwab Roth Conversion Calculator: https://www.schwab.com/ira/ira-calculators/roth-ira-conversionState Tax Brackets: https://taxfoundation.org/data/all/state/state-income-tax-rates/Required Minimum Distributions: https://smartasset.com/retirement/rmd-tableIRS Retirement Beneficiary Guide: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#RothIRA #RothConversion #IRAConversion #RetirementPlanning #TaxPlanning #PersonalFinance #FinancialFreedom #RetirementStrategy #InvestingTips #CharlesSchwab #401k #RetirementSavings #WealthManagement #TaxFree #Investing #EstatePlanning #FinancialEducation #MoneyTips #IRA #RetireEarly #RMD #PassiveIncome #SmartMoney #TaxStrategy #FinanceGoals #RetirementGoals #Taxes #RetirementIncome

In this episode, Derek sits down with Nathalie Goldstein, CEO of MyExpatTaxes and an IRS Enrolled Agent, to break down everything Americans living abroad need to know about filing their U.S. taxes. Whether you're in Denmark, Austria, or anywhere else in the world, Uncle Sam still wants his cut—and ignoring it isn't an option.You'll find out:

Can smart real estate investing and the FIRE movement transform your financial future? Uncover the powerful "live-in flip" strategy that sometimes allows homeowners to renovate, sell, and pocket massive tax-free profits—all while living in the home. Learn how to leverage tax laws legally, navigate real estate markets, and maximize returns without overpaying Uncle Sam. Plus, explore the path to financial independence, the secrets some have used to reach FIRE in just 10 years, and how to avoid the "middle-class trap" that prevents many folks from achieving significant wealth. Whether you're looking to invest in property, retire early, or simply take control of your finances, this episode is packed with actionable insights. Tune in to hear Mindy Jensen, co-host of The BiggerPockets Money Podcast, share her winning strategies with Wes.

On this episode: For once in your life, it’s all about YOU! Trying to hit a financial homerun before retirement. You save it, why can’t you spend it in retirement? Uncle Sam is hungry, how do you keep more of your retirement money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

It's a cold day in Fredericksburg and we are marching to the front, where we shall encounter glory, or DOOM! I don't know where this bit is going. Our Socials Follow us at patreon.com/pixellitpod and hop into our Discord! Blue Sky: https://bsky.app/profile/pixellitpod.com Instagram: https://instagram.com/pixellitpod Synopsis The year is 2144...and the battle over Earth's precious resources has raged for a century. With global economies in ruins and all-out world war more than a possibility, the U.S government turned to the Union Aerospace Corporation, giving it carte blanche on the legendary red planet of Mars in a desperate bid to construct an off-world outpost that might provide resources, a military advantage...as well as something so secret that even members of government don't have a clue about it.... Special Ops Marine Lieutenant John Kane was once a careerist simply glad to have a job, and couldn't care less about politics just as long as Uncle Sam's check cleared. But that was before he listened to his conscience and disobeyed a direct order. Busted down to private, Kane has been reassigned to the "U.S. Space Marines" -- the private army of the UAC -- with the prospect of becoming little more than a glorified security guard on Mars.... Now Lt. Kane's fate leads him to Mars City -- part environmental community, part lab center, and all owned and protected by the UAC. It's a strange world with a fatal environment, and the thousands who live and work within the city have already begun to think of themselves as Martians. And away from Mars City, at the strange ancient sites uncovered on the planet, a small squad of marines stand guard while scientists uncover wall glyphs and search for artifacts, having already found something that is so far amazing and inexplicable -- including the relic called "U1," nicknamed "the Soul Cube" -- and unknown to all, the bringer of destructive chaos and unspeakable horror....

In stage 2, you were starting to think about small pockets of time that you could make random amounts of money because there isn't enough income to cover the expenses that you have reduced as much as possible. There may be something that has become more steady and you are making more than $600/year. This is a Schedule C on your taxes, where you submit a 1099 or claim the money earned. In 2009, I had 11 schedule C's that I eventually combined under one LLC.   Do You Like Chicken Cacciatore? I do! My mother-in-law gave me her recipe. I found I liked to bake it a little differently than her. I re-wrote her two sided index instructions, down to one side, the way I make it for my family.  I like that it's no longer stored in my brain. I just grab my instructions and make dinner, in fact anyone in my family could do the same. This is the same idea as an SOP (standard operating procedures) for your business. You should write down the process to complete the tasks for your job/household manager role. In the event there is someone new taking over one of your tasks, audit the steps to make sure it's accurate before you hand it off to the new person, child or spouse.  Passion Turned Side Hustle Now let's say I make it for my neighbors and they love it. Let's say they start to pay me to bake for them. I start making pretty good money each week cooking for them. I could also be baking my family the same meal at the same time. My invisible work I originally did for my family has become paid work that I now report to Uncle Sam through my taxes. It's important to track all of my expenses in making the meals like mileage to the grocery store, the grocery bill, portion of my gas bill for using my oven, and when I start to expand to other people the mileage for delivery. This information is added into the monthly P & L, which you can track in the Organize 365® Income & Expense Binder. If you aren't a good cook, you could babysit, clean homes, tutor, dog sit, Uber, Door Dash, bookkeeping, Fairy Godmother for a family, or direct sales **but make sure you are profitable. What do you have a passion for and you are good at? Will people pay you to do that? Be confident completing the job (that saves them time) and accept the money for a task you may do for your family for free. I suggest any side hustle you could charge at least $20/hr up to $60/hr or an amount per day like $100/day.  The Value of a Systems If unpaid work is not optimized, then you cannot add in paid work because paid work (side hustle like baking for your neighbors) will always supersede unpaid work (your personal house work and baking Chicken Cacciatore). The complete Home Organizational Bundle; Sunday Basket® for weekly checks and balance, The Paper Solution for information management, and The Productive Home Solution to set up your house to effectively serve your family for the phase of life you are in, and planning days to audit your systems. Good operating systems in place allow unexpected events to feel like speed bumps instead of falling off of a cliff. Now you are ready for stage 3. Your systems are in place, you are documenting your income and expenses, and you have freed capacity to focus on making your side hustle more profitable. Now you can bake Chicken Cacciatore for everyone! EPISODE RESOURCES: The Sunday Basket® The Paper Solution® The Productive Home Solution® Complete Home Organization Bundle Sign Up for the Organize 365® Newsletter  Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!

The authoritarian Trump regime is picking which journalists can cover them. Oligarch megaload Jeff Bezos did his part to turn the Washington Post into fascist, Trump-loving toilet paper. Goose-stepping Elmo's business empire was seeded with 38 billion bucks of government money. The Tesla's Czar's stepsister ended up marrying their dad.  President Musk might have to open up Tesla's books to the government since Uncle Sam is a related party. In Idaho, brown shirts dressed in black with no identification violently assaulted and then dragged a woman out of town hall. A white nationalist blathered the Civil Rights Act needs to be repealed to protect her "white spaces." With many syllables, globe-a-phobe rightwing loon Kandiss Taylor announced a run for Congress.  The Crabs reviewed comedian Joe Rogan's fellation of chainsaw wielding perv Elon.

Film legend Gene Hackman dead at the age of 95. Uncle Sam wants you, unless you're trans. Another Mideast hostage-prisoner exchange. CBS News Correspondent Steve Kathan has those stories and more on the World News Roundup podcast. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Hearrrts on fiiireee stong deeeesiiireee yeah baby that's gonna be ALL of these episodes and maybe just a bit that goes for ever. How about them apples? Our Socials Follow us at patreon.com/pixellitpod and hop into our Discord! Blue Sky: https://bsky.app/profile/pixellitpod.com Instagram: https://instagram.com/pixellitpod Synopsis The year is 2144...and the battle over Earth's precious resources has raged for a century. With global economies in ruins and all-out world war more than a possibility, the U.S government turned to the Union Aerospace Corporation, giving it carte blanche on the legendary red planet of Mars in a desperate bid to construct an off-world outpost that might provide resources, a military advantage...as well as something so secret that even members of government don't have a clue about it.... Special Ops Marine Lieutenant John Kane was once a careerist simply glad to have a job, and couldn't care less about politics just as long as Uncle Sam's check cleared. But that was before he listened to his conscience and disobeyed a direct order. Busted down to private, Kane has been reassigned to the "U.S. Space Marines" -- the private army of the UAC -- with the prospect of becoming little more than a glorified security guard on Mars.... Now Lt. Kane's fate leads him to Mars City -- part environmental community, part lab center, and all owned and protected by the UAC. It's a strange world with a fatal environment, and the thousands who live and work within the city have already begun to think of themselves as Martians. And away from Mars City, at the strange ancient sites uncovered on the planet, a small squad of marines stand guard while scientists uncover wall glyphs and search for artifacts, having already found something that is so far amazing and inexplicable -- including the relic called "U1," nicknamed "the Soul Cube" -- and unknown to all, the bringer of destructive chaos and unspeakable horror....

Like this show? I greatly appreciate your support:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/josephcotto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Every penny helps. Thanks!This episode was livestreamed on February 23, 2025.

Super Bowl LIX was amazing, but not because of the football, or the commercials. It was the 13-minute half-time tour de force of political theology and protest art, brought to you by Kendrick Lamar. Acting like a parable to offer more to those who already get it, and to take away from those who don't get it at all, the performance was so much more than a petty way to settle a rap beef.But what exactly was going on? Today's episode is an introduction to the political theology of Kendrick Lamar. Evan Rosa welcomes Femi Olutade, arguably the living expert on the theology of Kendrick Lamar. A lifelong fan of hip hop and student of theology, he's deeply familiar not just with music Kendrick made, but the influences that made Kendrick, as well as Christian scripture and moral theology. Femi has written incredibly nuanced theological musicological reflections about Kendrick Lamar's 2017 album DAMN., which won the Pulitzer Prize for Music.Femi joined Dissect Podcast host Cole Cushna as lead writer for a 20-episode analysis of DAMN., offering incredible insight into the theological, moral, and political richness of Kendrick Lamar.About Femi OlutadeFemi Olutade is the lead writer for Season 5 of Dissect, an analysis of Kendrick Lamar's Pulitzer Prize-winning album DAMN. He's arguably the living expert on the theology of Kendrick Lamar. A lifelong fan of hip hop and student of theology, he's deeply familiar not just with music Kendrick made, but the influences that made Kendrick, as well as Christian scripture and moral theology. Femi has written incredibly nuanced theological musicological reflections about Kendrick Lamar's 2017 album DAMN., which won the Pulitzer Prize for Music.Femi joined host Cole Cushna as lead writer for a 20-episode analysis of DAMN., offering incredible insight into the theological, moral, and political richness of Kendrick Lamar.Show NotesFemi Olutade's Theology of Kendrick LamarKendrick Lamar's Super Bowl LIX Half-Time Show (Video)Kendrick Lamar's Half-time Show Lyrics (Full)Season 5 of Dissect: Kendrick Lamar's DAMN.Kendrick Lamar's Political Theology as a Diss Track to AmericaSuper Bowl LIX was amazing, but not because of the football, or the commercials. It was the 13 minute half-time tour de force that Kendrick Lamar offered the world.Uncle Sam introduces the show, the quote “Great American Game.” A playstation controller appears. Is the game football? Video game? Or some other game? Kendrick appears crouched on a car—dozens of red, white, and blue dancers emerge, evoking both the American flag which they eventually form, as well as the gang wars between bloods and crips—or as Kendrick says in Hood Politics, “Demo-crips” and “Re-blood-icans”And what ensues is an intricately choreographed set of layered meanings, allusions, hidden references and Easter eggs—not all of which have been noticed, not to mention explained or understood.You can find links to the performance and the lyrics in the show notes.Femi Olutade on the Theology of Kendrick LamarToday's episode is an introduction to the political theology of Kendrick Lamar. And joining me is Femi Olutade, arguably the living expert on the theology of Kendrick Lamar. As a lifelong fan of hip hop, he's deeply familiar not just with music Kendrick made, but the influences that made Kendrick. Femi has written incredibly nuanced theological musicological reflections about Kendrick Lamar's 2017 album DAMN., which won the Pulitzer Prize for Music.And I became familiar with Femi's work in 2021, while listening to a podcast called Dissect—which analyzes albums line by line, note by note. They cover mostly hip hop, but the season on Radiohead's In Rainbows is also incredible. Femi joined host Cole Cushna to co-write a 20-episode analysis of DAMN., offering incredible insight into the theological, moral, and political richness of Kendrick Lamar, which repays so many replays. Forward, AND backward. Yes, you can play the album backwards and forwards like a mirror and they tell two different stories, one about wickedness and pride, and the other about weakness, love, and humility.If you want to jump to my conversation with Femi about Kendrick Lamar's Political Theology, please do, just jump ahead a few minutes.Not Just a Diss Track to Drake, but a Diss Track to AmericaBut I wanted to offer a few preliminaries of my own to help with this most recent context of the Super Bowl halftime performance.Because almost immediately, it was interpreted as nothing more than one of the pettiest, egotistical, and overkill ways to settle a rap beef between Kendrick and another hip hop artist, Drake. Some fans celebrated this. Others found it at best irrelevant and confusing, and at worst an offensive waste of an opportunity to make a larger statement before an audience of 133 million viewers.In my humble opinion, both get it wrong. Kendrick Lamar simply does not work this way.If it was the biggest diss track of all time, it wasn't aimed merely at Drake, but America. And if it was offensive, it was because of its moral clarity and force, striking a prophetic chord operating similar to a parable.Jesus and Kendrick on Prophecy and ParablesParables, according to Jesus, are meant to give more to those who already have, and take away from those who already have nothing (Matthew 13:13). Because, as the prophet Isaiah says, “seeing they do not perceive, and hearing they do not listen, nor do they understand” (Isaiah 6:9).At this point, it's possible that you're entirely confused, and if so, I'd invite you to hang with me and lean in. Watch it again, listen more closely. Because rap, according to Jay Z, is a lean-in genre. You can't understand it without close examination, without contextual, bottom-up, historical appreciation, or without a willingness to be educated about what it's like to be Black in America.But I guarantee you that in Kendrick Lamar's outstanding choreographed prophetic theatre, there's much more going on—”there's levels to it”—to quote Lamar.You Picked the Right Time, but the Wrong GuyAnd if you want it clearly spelled out for you—a cleaner, smoother, tighter, more palatable, less subtle social commentary that can be abstracted from history, circumstance, and the genre of rap itself so that it can be rationally evaluated—well, you're occupying the exact position Kendrick is critiquing, which he prophetically predicts in the very performance itself. As he warns us:The revolution 'bout to be televised You picked the right time, but the wrong guyStill, what was that?? First, it's public performance art, so just let it land. Watch it again. Notice something new. Submit yourself to it. Let it change you.The Black American Experience in Hip Hop and Kendrick LamarAnd if you really want to understand it, you need to be open to the possibility that some social commentary can only be understood in light of certain lived experiences. In this case, at least the Black American experience. And then, rather than demanding that Kendrick explain it to you in your own vernacular, listen to what he's already said. Lean in an listen to his whole body of work, learn his story, expertly rendered in jaw-dropping lyrical performance. Drive with him through his childhood streets of Compton on Good Kid M.A.A.D. City. Journey with him from caterpillar to butterfly on To Pimp a Butterfly, look in the mirror presented before you in the Pulitzer-prize winning DAMN., hear out his messy psyche laid bare in Mr. Morale and the Big Steppers, take a ride with him in GNX…In the days following Kendrick's super bowl performance, J Kameron Carter, Professor of African American Studies, Comparative Literature, and Religion at the University of California at Irvine, called for a more in-depth study of the 13-minute performance, noting that:“[B]lack performance carries within it an interrogation of the question of country as the problem and question of US political theology and the legacy of Christian empire.”This episode isn't meant to close any books or offer a full explanation of Kendrick's performance, let alone his music, but just to lean in, and to quote Kendrick, “salute truth and the prophecy.”Production NotesThis podcast featured Femi OlutadeEdited and Produced by Evan RosaHosted by Evan RosaProduction Assistance by Macie Bridge, Alexa Rollow, Zoë Halaban, Kacie Barrett & Emily BrookfieldA Production of the Yale Center for Faith & Culture at Yale Divinity School https://faith.yale.edu/aboutSupport For the Life of the World podcast by giving to the Yale Center for Faith & Culture: https://faith.yale.edu/give

Topics discussed on this week's FLASHBACK FRIDAY episode from 2019 include: Kyle the conflict manager Hilarious left lane quips Uncle Sam vs. Uncle Mark Steve the squirreler Steve finally met his neighbor! Throaty-Two matchups! The Fast 5 And more! Follow us on Facebook, Twitter and Instagram. Get show merch here! Please review the show wherever you download podcasts! Wanna send something? The Steve and Kyle Podcast P.O. Box 371 Hudsonville, MI 49426 Opening music: ”Malt Shop Bop" by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ Closing music: "Pulse" by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ TAGS: funny, friends, family, kids, comedy, talk radio, talk, radio, pop culture, music, food, garage, sports, relationships, viral videos, social media, politics, fbhw, free beer and hot wings

2024 may be long gone, but it's NOT too late to lower your taxes for the previous year. If you have real estate or retirement accounts, you already hold the key to minimizing your taxable income and owing less to Uncle Sam. But how do you do it? We're sharing 2024 and 2025 top tax reduction strategies in today's show with expert CPA and real estate investor Amanda Han! Do you know about the real estate tax “loophole” that helps everyday investors cut their taxable income by tens of thousands? Got an employer-contributed retirement plan? You could STILL use it to lower your 2024 taxes! And why should you NOT take the standard deduction if you've bought a home in the past few years? We're answering all of these questions so you can keep more of your hard-earned money. Finally, what audit red flags is Amanda seeing with her clients? There's one easily avoidable audit trap that MANY Americans are falling into that could take just minutes to circumvent. Should we even be talking about income taxes if President Trump plans to eliminate them? Amanda, Mindy, and Scott are sharing their opinions on whether this will reach fruition. In This Episode We Cover How to save on your 2024 tax bill and moves to make before Tax Day 2025  The easily avoidable audit red flag that Amanda has seen spike lately  The real estate tax deduction that could save those earning $150K or less tens of thousands Most commonly missed tax write-offs that many Americans can take but forget about  Will President Trump abolish income taxes during his second term? Whether to pay your estimated taxes OR invest instead and take the interest hit  And So Much More! Links from the Show Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Join BiggerPockets for FREE Email Mindy: Mindy@biggerpockets.com Email Scott: Scott@biggerpockets.com BiggerPockets Money Facebook Group Follow BiggerPockets Money on Instagram “Like” BiggerPockets Money on Facebook BiggerPockets Money YouTube Channel Find Investor-friendly Tax and Financial Experts Buy Amanda's Book, “The Book on Tax Strategies for the Savvy Real Estate Investor” Find Investor-Friendly Lenders Tax Audit Tips Connect with Amanda (00:00) Intro (00:56) You Can STILL Save on 2024 Taxes (05:54) Lowering Your Taxable Income (10:27) You Can STILL Contribute for 2024! (14:22) Estimating Your Taxes (16:22) Itemizing vs. Standard Deduction (18:21) Commonly Overlooked Write-offs (21:41) Audit Red Flags! (23:06) Will Tax Rates Rise or Fall? (28:03) Opportunity Zones Have Changed (31:08) How to Prepare for 2024/2025 (35:15) Connect with Amanda! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-608 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kendrick Lamar has always used his music as a mirror to society, tackling mental health, trauma, and cultural identity. His Super Bowl halftime show was no different —it was a statement, a movement, and a moment in history. From the powerful symbolism of red and blue unity to Samuel L. Jackson's portrayal of Uncle Sam, every element had layers of meaning. Listen as Dr. Delvena Thomas dives deep into the significance of Kendrick's performance-from "40 Acres and a Mule" to Serena Williams' unapologetic presence.LISTEN HERE & Read the full breakdown now & share your thoughts here or on the Herald's site:https://www.miamiherald.com/entertainment/article300453634.htmlor here:https://www.miamediagroup.com - scroll down to my picture

M Davis, the infamous host of the "RIDINOUTALLDAY" podcast, delivers a candid recap of the recent Super Bowl, expressing surprise over the Eagles' unexpected victory against Kansas City. Despite expectations of a more CRACKING game, M Davis critiques the GAME as BORING.Diving into the Super Bowl halftime show, he shares his initial skepticism about Kendrick Lamar's performance, which eventually won him over despite starting off slow in his view. M Davis also comments on Samuel L. Jackson's portrayal of Uncle Sam and Serena Williams' controversial CRIP WALK during the performance.Filled with raw opinions and humor, this episode captures the host's take on the cultural dynamics at play during the Super Bowl and halftime show, offering listeners a blend of sports talk and entertainment critique.Oh and I'm still not editing SH*T!!PODCASThttps://www.instagram.com/ridinoutallday?igsh=NXRwZXdkOXloM2Ny&utm_source=qrHOST IG https://www.instagram.com/mdavis?igsh=MWc0YjByejR4YXlreQ%3D%3D&utm_source=qr

The performance began with Kendrick Lamar and his backup dancers getting out of a 1980s Buick GNX and onto a stage resembling a giant PlayStation controller. The opening was a portion of the unreleased song "Bodies". Samuel L. Jackson appeared in a recurring role as Uncle Sam, who provided satirical commentary and advice to Kendrick between songs to illustrate the spirit of America. Lamar initially teased a performance of "Not Like Us," playing the beat and stating "I wanna play their favorite song, but you know they love to sue." Lamar played "Luther" and "All the Stars" with SZA before returning to "Not Like Us." Professional tennis player Serena Williams, who shares Lamar's hometown of Compton, made a cameo appearance as a dancer doing a crip walk during "Not Like Us", a reference to Williams performing a similar dance after her victory at the 2012 Summer Olympics, for which she faced criticism. Williams's appearance was also received as a diss towards Drake, with whom she was rumored to have dated several years earlier. The performance was capped off by "TV Off" with Mustard coming out as a special guest, finally with Lamar "turning the TV off" and the words "GAME OVER" being displayed through crowd wristband lights. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to this week's explosive episode of the What Are We Doing podcast, where we break down the most riveting stories making waves across digital media, music, and Hollywood. In today's episode, we tackle everything from high-profile summits and viral social media mysteries to historic performances and groundbreaking TV series announcements.❤️ FREE VALENTINES DAY BLUECHEW - $20 OFF!https://bluechew.com/?coupon=TZUHWe kick things off in Dubai at the prestigious World Government Summit, where the future of social media and Gen Z influence were the stars of the show. Influencer Nara Smith, alongside the energetic duo from the BFFs podcast—Josh Richards and Brianna LaPaglia—took the stage to share insights on how digital platforms are reshaping public discourse. They emphasized the critical importance of Gen Z's voice in charting the future of content creation, innovation, and policy-making. Adding a personal twist to the event, Gabi Moura was spotted lending her support to Josh Richards during his momentous achievement. We unpack how these conversations at the summit reflect a seismic shift in digital culture and why the youth are emerging as the true trailblazers of our time.Next, we dive headfirst into one of the internet's most bizarre viral phenomena—the case of Amalfi Jets. A TikTok video featuring a would-be private jet flyer comparing luxury travel costs to those of commercial flights quickly ignited social media, drawing millions of views. In a series of responses that were as humorous as they were perplexing, the supposed CEO, Kolin Jones, defended the exorbitant price points of private travel. But here's the twist: we reveal compelling evidence that suggests neither Amalfi Jets nor its elusive owner Kolin Jones actually exist! Join us as we present the clues, inconsistencies, and our own conspiracy theory that turns this viral sensation into one of the most intriguing internet hoaxes. Is it a well-crafted marketing stunt or an elaborate ruse designed to keep us guessing? We lay it all out for you.Shifting gears, we analyze a historic moment in music—Kendrick Lamar's Super Bowl halftime performance. Making history as the first rapper to headline the event solo, Kendrick delivered a 12-minute set filled with surprises. Notable highlights include a cameo by Samuel L. Jackson, who embodied a tongue-in-cheek “Uncle Sam,” and an electrifying collaboration with R&B star SZA. Despite the groundbreaking nature of his performance, many fans found the set underwhelming, describing it as “serviceable” at best. We break down his setlist, from iconic tracks like “HUMBLE.” and “DNA.” to live debuts that pushed the envelope, and explore whether the performance met the monumental expectations of such a colossal stage.Finally, we unveil an unexpected Hollywood twist: Taylor Lautner is stepping into a new role as both star and executive producer of the upcoming supernatural drama series “Taylor Lautner: Werewolf Hunter.” Developed at Amazon MGM Studios and spearheaded by showrunner Daisy Gardner, the series promises to blend action, fantasy, and a touch of celebrity intrigue as Lautner navigates his double life as a Hollywood actor and secret werewolf tracker.Join us as we explore these diverse stories that challenge conventional narratives and redefine what's possible in today's fast-paced world. Hit play, subscribe, and let us know which story grabbed you the most—whether it's the digital revolution in Dubai, the enigmatic case of Amalfi Jets, Kendrick Lamar's monumental stage, or Taylor Lautner's daring new venture. Enjoy the episode!

Kendrick Lamar's Super Bowl LIX Halftime Show is officially the most-watched halftime show performance of all time, Roc Nation, Apple Music and the NFL. With striking imagery, symbolic attire and carefully curated moments, Lamar used the world's biggest stage to make powerful cultural and political commentary. From Samuel L. Jackson's portrayal of Uncle Sam to his "Gloria" jacket and layered references to American history, Lamar's show could be discussed for years to come.Hosted by Ausha. See ausha.co/privacy-policy for more information.

Most people invest in real estate for cash flow or appreciation, but there are enormous tax benefits as well. In this episode, we're going to share the number one tax strategy you need to know about—the short-term rental tax loophole—which could save you thousands! Welcome back to the Real Estate Rookie podcast! Today, we're joined by Sean Graham, who is not only a certified public accountant (CPA) but also a fellow real estate investor. He's going to show YOU how to avoid paying Uncle Sam (legally) with just a few savvy tax strategies. The best part? You don't need to be a big-time investor with a large real estate portfolio to take advantage of these benefits. Even if you have just ONE rental, these strategies are for you! First, Sean will share the ins and outs of the cost segregation study, which allows you to frontload depreciation rather than spreading it out over the next few decades. He'll also get into bonus depreciation and the different line items that qualify, as well as the tax “loophole” that allows you to use tax deductions to offset active income—yes, including your W2 wages! In This Episode We Cover: Offsetting active income (and saving thousands) with the short-term rental loophole How to avoid paying taxes (legally!) on your rental property Cost segregation studies explained (and when you should get one) How to retroactively claim depreciation through a “look-back” study Why you can have as little as ZERO taxable income and still be lendable And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPockets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube Follow Real Estate Rookie on Instagram Cost Segregation 101 Get Early Access to Real Estate's Biggest Event of the Year, BPCON2025 Maximize Your Real Estate Investing with a Self-Directed IRA from Equity Trust Download the Cost Segregation 101 Resource Buy “The Book on Tax Strategies for the Savvy Real Estate Investor” Find Investor-Friendly Lenders Connect with Sean (00:00) Intro (00:36) What Is Cost Segregation? (06:33) Short-Term Rental Loophole (13:10) Other Strategies & Pitfalls (20:21) Bonus Depreciation 101 (25:24) How to Do a Cost Seg Study (28:05) Cost Segregation Study (33:28) Connect with Sean! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-521 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Feds Begin To Seize Diddy's Assets, Is Sean Combs About To Go Broke? Is Diddy's empire crumbling faster than his defense team can keep up? When the federal government comes knocking, they don't show up empty-handed—and in this case, they've got videos, financial records, and a whole lot of questions about where the money came from and how it was spent. Jennifer Coffindaffer, retired FBI Special Agent, dives into the latest superseding indictment and the government's relentless pursuit of forfeiture. With allegations ranging from illicit trafficking to tax evasion, it's not just a legal battle—it's a full-blown asset hunt. Could Diddy's mansions, planes, and even his once-glamorous lifestyle soon belong to Uncle Sam? And just how many more people are about to come forward now that the walls are closing in? #DiddyCase #FBIInvestigation #TrueCrime #LegalDrama #AssetForfeiture #CrimeAndJustice #HiddenKillers Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on The Downfall of Diddy, The Trial of Karen Read, The Murder Of Maddie Soto, Catching the Long Island Serial Killer, Awaiting Admission: BTK's Unconfessed Crimes, Delphi Murders: Inside the Crime, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Malevolent Mormon Mommys, The Menendez Brothers: Quest For Justice, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, The Murder Of Sandra Birchmore, and much more! Listen at https://www.truecrimetodaypod.com

Feds Begin To Seize Diddy's Assets, Is Sean Combs About To Go Broke? Is Diddy's empire crumbling faster than his defense team can keep up? When the federal government comes knocking, they don't show up empty-handed—and in this case, they've got videos, financial records, and a whole lot of questions about where the money came from and how it was spent. Jennifer Coffindaffer, retired FBI Special Agent, dives into the latest superseding indictment and the government's relentless pursuit of forfeiture. With allegations ranging from illicit trafficking to tax evasion, it's not just a legal battle—it's a full-blown asset hunt. Could Diddy's mansions, planes, and even his once-glamorous lifestyle soon belong to Uncle Sam? And just how many more people are about to come forward now that the walls are closing in? #DiddyCase #FBIInvestigation #TrueCrime #LegalDrama #AssetForfeiture #CrimeAndJustice #HiddenKillers Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on The Downfall of Diddy, The Trial of Karen Read, The Murder Of Maddie Soto, Catching the Long Island Serial Killer, Awaiting Admission: BTK's Unconfessed Crimes, Delphi Murders: Inside the Crime, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Malevolent Mormon Mommys, The Menendez Brothers: Quest For Justice, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, The Murder Of Sandra Birchmore, and much more! Listen at https://www.truecrimetodaypod.com

Is the US government about to get into, or at least, heavily impact the VC investing business? Apparently, the trade war with China is still on. The resurrection of Twitterific. And how Spotify has quietly stopped investing, and started getting real about profitability.Sponsors:LinkedIn.com/rideLinks:Trump Signs Executive Action to Create Sovereign Wealth Fund (Bloomberg)China Hits Back Against Trump's Tariffs With Targeted Actions (Bloomberg)China targets Google, Nvidia and Intel as Trump tariffs bite (Financial Times)Twitterrific team launches new ‘Tapestry' iPhone app for Bluesky, Mastodon, RSS, more (9to5Mac)Opera's new browser might save you from doomscrolling (The Verge)Spotify Reports First Full-Year Profit (WSJ)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode 507: Neal and Toby dive into the chaos and confusion caused by Trump's memo to freeze all federal funding. Then, Google will change ‘Gulf of Mexico' to ‘Gulf of America', and Denali to ‘Mount McKinley,' saying that it's only following what Uncle Sam says. Plus, the return of supersonic travel after nearly 50 years. Also, an indie online bookstore site launches a new e-book platform to support local bookstores. Finally, a roundup of the latest headlines to end your day.  Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Download the Yahoo! Finance App (on the Play and App store) for real-time alerts on news and insights tailored to your portfolio and stock watchlists. Listen to Morning Brew Daily Here: https://link.chtbl.com/MBD Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices