Podcasts about Uncle Sam

Thinking of say "Bye Gurl" the U.S.?Madonna's divorce was expensive—but renouncing your U.S. citizenship could cost you even more

There's been a lot of noise around the One Big Beautiful Bill, an 887-page piece of legislation that just reshaped key elements of the tax code. But what does it actually mean for your retirement? In this episode, Jake and Nick cut through the headlines to explain what's changing, what's staying the same, and why this bill may be the biggest planning opportunity in years. Join us as we unpack some of the common myths, including confusion around Social Security taxes, and explain what high-net-worth families need to know about estate planning.  Plus, we dive into the extension of the 2017 tax cuts and bigger deductions for those over 65, changes that could directly impact how you plan, save, and retire. The bill brings real benefits, but only if you know how to use them. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. Here's what we discuss in this episode:

00:00 Four-Minute Offense 7:30 Will Someone Please Win 11:02 Doug's Big One = Good Value on Leavitt 25:00 ASU: Kenny Crushes It 1:17:51 DBACKS: Blown Out 1:31:43 CARDS CAMP 1:53:20 UofA: Who Doesn't Love Professor Brennan 2:15:05 Vs Vegas

In Christopher Nolan's Batman trilogy there are several iconic lines: “Crime cannot be tolerated. Criminals thrive on the indulgence of society's 'understanding'."  “You either die a hero or you live long enough to see yourself become the villain.” In the philosophical and psychological world of Batman the line between right and wrong is blurred. Sometimes Batman is correct and other times villains like the Joker are correct. It is the archetype of the Joker which is a symbol of our shadow. Joke famously says, “Nobody panics when things go ‘according to plan.' Even if the plan is horrifying!” This is a wonderful explanation for why so many are willing to follow Q-Anon, accept contradictions in the Epstein story, or double down on Democrat agendas or MAGA. So long as the plan is followed then the contradictions, hypocrisy, crimes, and gas lighting matter little. Most of these plans stem from curators, be them the mysterious Q, a variety of podcast bros, or mainstream media. Many are now turning to Chatbots in order to acquire new plans and prophecies to follow. A recent revelation uncovered how MAGA even has their own chatbots. With nearly every revolutionary movement being exposed as what amounts to a chatbot, the US Government is now asking the public to donate to pay down the national debt. This is peak clown. The public refuses to do what is necessary, indulging in the self-congratulation of letting criminals run wild in the name of understanding. *The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKWEBSITECashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

On this episode of Bounced From The Roadhouse:Special Guests in 4B:Buffalo SoldiersHeat Across the USDeodorant at HomeGood NewsGuy Poops on the FloorMore Gen Z Phone HabitsMexican CokeWeird ScienceAir Bud ReturnsVenmo the GovernmentThat's a Great QuestionWaterparkHockey FamiliesQuestions? Comments? Leave us a message! 605-343-6161Don't forget to subscribe, leave us a review and some stars Hosted on Acast. See acast.com/privacy for more information.

Back in the can, this time on location in North Carolina living the boogie life, Pussfoot's Brian Casserly sits down with Mr. Todd Thompson, who's life in the sky started out as more of an "order" than a desire, care of the US Military.  Wanting more of the freefall taste than Uncle Sam was gonna provide, there was no way that Todd wasn't going to end up a proper jumper on his own.  Working now as an AFF instructor and Senior Rigger at Skydive Shenandoah and enjoying the hell out of it all, there's no doubt he's a lifelong member of the Lunatic Fringe.

A new tax bill has officially passed (you've probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we're focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam.   Contact: Great Lakes Retirement Website: http://www.greatlakesretirementsolutions.com/ Call: 989-401-2949

The quintessential American economic myth is that the free market picks winners and losers. But the federal government has long had a role in this equation, from the current administration all the way back to the Great Depression. Today on the show, we uncover the history of the country's national investment bank, which shaped the relationship between the government and the market in ways that are still felt today.Check out Chris Hughes SubstackRelated episodes:The day Russia adopted the free market (Apple / Spotify)Giant vacuums and other government climate bets (Apple / Spotify)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Julia Ritchey. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

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Send us a textPeaches returns with another banger, torching bureaucratic blunders and Joint Force nonsense. From the Pentagon flexing like it just invented drone grenades, to the DoD accidentally letting Chinese engineers tinker with our cloud—this one's a spicy ride. He dives into the F-35 budget cut drama, Space Force cosplay, uniform updates that no one asked for, and yes, another near-miss in the skies. Also: Nashville OTS still has slots, and you might even get Uncle Sam to foot the bill (if your chain isn't lame). Buckle up—your commute just got smarter and more sarcastic.

Download your free HITS Act Sales Guide to help you win more clients by teaching them about how the US Government will give them a "discount" on their next production, mixing, mastering, or recording project with you. Apply for a free one-on-one business coaching session with Chris Graham at https://www.ChrisGrahamCoaching.com Need help working ON your business instead of FOR it? Join me at The Stupid Studio Systems Challenge! Support this podcast by using Bounce Butler in your studio. Reach out and let me know what you think of the new podcast! WhatsApp or Instagram

This week on Blurry Hysteria, we're diving headfirst into the strangest laws Uncle Sam ever cooked up—laws so bizarre, you'll think the Constitution was ghostwritten by Dr. Seuss.From banned bags of unicorn meat (yes, really) to limiting bingo games for the elderly, pickle regulations, and the horror of owning more than six dildos in Texas (we don't kink shame, but apparently lawmakers do)—we're counting down the wackiest, weirdest things outlawed across the land of the free and the home of the what-the-actual-hell.Is it a public safety measure or a nationwide prank that just got out of hand? Can Conspiracy Bot legally podcast in 12 states or is his AI butt technically contraband?Tune in for a ridiculous romp through red tape, courtroom chaos, and laws that sound like they came straight from a Mad Libs legal pad. It's all 100% real, 100% weird, and 1000% America.Links & Resources

In this episode, the boys roll out the red carpet for Ankit Kalda, a finance brainiac from Indiana University's Kelley School of Business. They dive into the gig economy's role as a financial lifeboat for laid-off workers, tossing around ideas like Uber drivers dodging debt faster than a bad Tinder date. The crew chews over how gig work reshapes the workforce, with HR folks scrambling to keep up like over-caffeinated squirrels. They also poke at the headaches gig platforms face—think regulatory red tape and automation like Tesla's robotaxis stealing the wheel. Plus, they riff on Uncle Sam's snooping into gig earnings, what Gen Z expects from this hustle-heavy world, and whether the gig economy's future is a shiny utopia or a dystopian dumpster fire. It's a wild ride through jobs, bots, and government plots! Chapters 00:00 - Introduction to the Gig Economy and Its Implications 02:22 - Understanding the Gig Economy as a Buffer 05:04 - The Impact of Gig Work on the Workforce 09:29 - Government Tracking of Gig Work 12:21 - Challenges Faced by Gig Platforms 14:40 - Temporary Solutions vs. Long-Term Viability 17:22 - Expectations of the Next Generation 20:44 - The Role of Regulation in Gig Work 25:11 - Healthcare and Long-Term Costs 28:49 - Future Outlook on the Gig Economy

Book a call with Grant's team: https://abundantx.com. Fill out the contact form to see how Abundant X can help you! -- Are you making money but still getting slammed by the IRS? This episode is your crash course in keeping more of what you earn — legally. I sat down with Grant Newell, founder of Abundant X, to uncover how personal brands and entrepreneurs are writing off travel, luxury cars, meals, even their homes — and doing it all by the book. We get into the real structure behind personal brand tax planning, why leasing a car could be smarter than buying, how to turn your kid's footprint into a business expense (yes, really), and what most accountants won't tell you about entity structuring. Whether you're running an event-driven business, building your content brand, or flipping homes — this episode is packed with tactical strategies to save you 5 to 6 figures on taxes. If you're not documenting, structuring, and planning properly, you're donating cash to Uncle Sam. Don't let that happen. -- About Grant Newell Grant Newell is the founder of Abundant X, a strategic tax planning and accounting firm that helps personal brands, entrepreneurs, and multi-business owners keep more of what they earn. Known for finding legal, creative, and aggressive tax-saving strategies, Grant specializes in entity structuring, tax mitigation, and positioning personal brands to turn everyday expenses into legitimate business write-offs. Connect with Grant Instagram: @grantgnewell Website: https://abundantx.com LinkedIn: Grant G Newell TikTok: @grantgnewell -- -- About Justin: After investing in real estate for over 18 years and almost 3000 deals done, Justin has created a business that generates 7 figures in active income through wholesaling and fix and flipping as well as accumulating millions of dollars of rental properties including 5 apartment buildings, 50+ single family homes, and 1 storage facility Justins longevity in real estate is due to his ability to look around the corners, adapt to changing markets, perfecting Raising private capital, and focusing on lead generation which allows him to not just wholesale and fix & flip, but also accumulate wealth through long term holds. His success in real estate led him to start The Entrepreneur DNA podcast and The Science Of Flipping podcast and education company, and REI LIVE where he's actively doing deals with members. He has coached and mentored thousands of aspiring and active investors over the last decade. Connect with Justin: Instagram: @thejustincolby YouTube: Justin Colby TikTok: @justincolbytsof LinkedIn: Justin Colby    

Ducks, Dabs, and Questionable Decisions This week on The Circle, we mourn not having Stoney on and recap Freedumb Fest 2025—where the weed was fire, the ducks were fertilizing, and someone definitely dressed like Uncle Sam on acid. Plus, reviews on the Night Owl Hippie Slayer x Durban Poison photoperiod cross that'll slap you behind the eyes and glue you to the couch.Also: humidity struggles, moldy basements, and a heartwarming shoutout to the friend we all miss (Stoney ). Grow nerds, here's your hit:- Why ducks and duck pond water might be the ultimate closed loop for your garden- One guy dumped a plant in literal duck poop water—and the plant loved it- Chaos garden update: 20 seeds in, 4 survived, and one grew taller than the grower- Can autoflowers be terp monsters? Spoiler: yes- Tangy plants pollinated themselves during a neglect session. Nature finds a way. Always consider the source. Discord: https://discord.com/invite/youraveragegrow SpotifyShow: https://open.spotify.com/show/4TH1tL5...  YouTubeChannel: https://www.youtube.com/@youraveragegrow

Nick and Kyle recap the week in Heathcliff! We also discuss beaches, hot dog history and George Carlin! Plus the debut of our new segment, Meat It or Beat It! Send us feedback on twitter @HeathcliffRecap or send us an email at HeathcliffRecap@gmail.com! Our theme song is Heathcliff's Meat Song by Louie Zong! Check him out at louiezong.com. Comics featured in the episode: July 3, 2025: https://www.gocomics.com/heathcliff/2025/07/03 July 4, 2025: https://www.gocomics.com/heathcliff/2025/07/04 July 5, 2025: https://www.gocomics.com/heathcliff/2025/07/05 July 7, 2025: https://www.gocomics.com/heathcliff/2025/07/07

Oy oy! In the spirit of Summer, we're heading to the land (where it's actually Winter) of sunbleached sand and murderous flora-fauna as we dig into our new theme “I Left My Heart in the Yabba” – Australian Horror! The Aussies have left a big mark on our souls already but we're diving deep and hopefully picking some new, possibly forgotten, even more possibly super f*cked up classics, starting with ALISON'S BIRTHDAY! Along the way we discuss Dinos and Fourth of July rewatches!   Go to patreon.com/SHUDcast where you can sign up for all kinds of extra goodies! 00:00 - 14:30ish - Intros: Confused music fans, gifts from Patrons   14:30ish - 56:00ish - The other stuff we watched this time!   Cody - Salem's Lot (2024), The Return of the Living Dead, Friendship, Megan 2.0, Cthulhu Mansion, Night Killer, F1, Auntie Lee's Meat Pies, Uncle Sam, Monster Squad, The Shallows, Independence Day: Resurgence, Nope, Signs, War of the Worlds, Jurassic World: Rebirth   Lucas - F1, Jurassic World: Rebirth, Now You See Me, Now You See Me 2,    Curtis - Megan 2.0, F1, Uncle Sam, Jurassic World: Rebirth, Trainspotting, Blow Out   56:00ish - 1:25:30ish - ALISON'S BIRTHDAY - SHUDdown and discussion!   1:25:30ish - End - The next movie in “I left my heart in the Yabba!” - Australian Horror! Presented by Austin!

Send us a textIn this heartfelt conversation, Sam Byler dons his patriotic Uncle Sam attire as he and Shannon Latham discuss the monumental hurricane relief efforts that have occupied the shed industry for the past nine months. What began as an emergency response to Hurricane Helene has evolved into a remarkable story of American generosity and cooperation across political and geographical boundaries.Sam shares the extraordinary journey of coordinating hundreds of shed donations from companies throughout the country, with deliveries spanning from North Carolina to Florida. "The people from the shed industry alone is in the hundreds—different dealers, rent-to-own companies, manufacturers, haulers, you name it," Sam reflects, still amazed at the scope of participation. Most touching are his stories of the "little people" whose small but consistent donations formed the backbone of the effort, alongside anonymous companies who donated generously without seeking recognition.The conversation takes a thoughtful turn as both hosts explore the tension between sharing good deeds and appearing self-promotional. They grapple with biblical principles around giving, concluding that sharing stories of generosity can inspire others when the motive is pure. "Your story is important to other people," Shannon emphasizes, encouraging listeners to share their experiences on future podcast episodes.Their discussion deepens further when examining how disaster relief became an unexpected form of ministry. "We can become so polarized in what we think is the right thing to do that we totally miss what should be done," Sam observes, noting how they essentially "took church to people" who couldn't attend traditional services. This sparks Shannon to share his vision for "Church of Pod," a potential new podcast ministry reaching people outside traditional church settings.As the relief efforts conclude with a final push and celebrations on July 4th, both men reflect on how this experience has transformed the shed industry, creating lifelong friendships and demonstrating the power of practical compassion. Their conversation reminds us that when Americans set aside differences and work together, extraordinary things happen through ordinary people.For more information or to know more about the Shed Geek Podcast visit us at our website.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Shed ProShed ChallengerCardinal LeasingCardinal Manufacturing

A new tax bill has officially passed (you've probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we're focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. Today, David breaks down key parts that are most likely to affect retirees. Here's some of what we discuss in this episode:

There are reports of a 40% chance of an economic downturn in 2025. Pat discusses the media's role in these reports and how people should stick with their plan regardless of headlines, and that changes can be made if and when necessary. He also revisits the subject of taxes in retirement and strategies to help preserve your money from having to pay Uncle Sam more than you need to.

Send us a textHappy Fourth of July, Fearless Fans!! It's time for another holiday slasher!!This week, Pete breaks down Uncle Sam, a cheap slasher about an undead soldier that punishes the unpatriotic... but also just any random person that's around. It's poorly made, often boring, and completely nonsensical. We're sure you'll love it!Join us as we discuss peeping toms, corrupt politicians, and a town where chaos reigns and there is no sense of danger.And as always: don't get too scared!

Hello everyone, welcome to another episode of WASD & BEYOND!This week, the boys were feeling festive and watched Uncle Sam! Enjoy their conversation about this amazingly cheesy movie.Thank you, Screambox, for sponsoring this show. Please go and check Screambox out. For 38 bucks a year, you can watch endless amounts of bloodcurdling horror. Use code SB38!Scream at our movies, not our prices!Be sure to check out our Sponsor's FINAL BOSS & DOC LONGY!If you enjoyed the episode, please consider following us, leaving a review on Apple Podcasts, and rating us on Spotify!If you're looking for a place to be yourself and make new friends, why not join the Spawn Camp Discord?Art by Noah of NMDesignPlease consider supporting all our talented friends!Links Below!SCREAMBOXhttps://www.screambox.com/offers/sb38NOAH | NMDESIGN https://linktr.ee/official_nmdesignDISCORDhttps://discord.gg/tSsXeXvrWASD & BEYOND Podcasthttps://linktr.ee/WasdbeyondFINAL BOSS https://www.finalbosscult.co.uk/ https://twitter.com/finalbosscultDOC LONGY https://www.instagram.com/doc.longy/ https://www.locdongy.com/

On this bowl of Question Crunch, Tim Soete is here to talk about their musical career.Answering questions about The Fucking Champs, the dangers of being on tour, and which princess will Uncle Sam rescue.

What if you did everything “right” in retirement, but were still left surprised? That's exactly what happened to Fritz Gilbert, one of our favorite past podcast guests. In this episode, we unpack his recent article, “My Biggest Surprise in Retirement,” and explore why his carefully planned Roth conversions didn't make the impact he expected. This conversation is for anyone who wants to stay in the driver's seat—no surprises, no backseat driving from Uncle Sam—just thoughtful, purpose-driven planning.  In this episode, we discuss:  Why Roth conversions may not reduce your tax-deferred balance as expected Why waiting until retirement to convert might be too late Strategic conversions = lower RMDs, Medicare premiums, and taxes for heirs The ripple effects of taxes: Medicare IRMAA, Social Security, legacy Today's article is from The Retirement Manifesto blog titled, My Biggest Surprise in Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/508

Happy Fourth of July! We really haven't done much with this holiday, so we thought it was an appropriate time to celebrate with William Lustig's 1996 slasher Uncle Sam, a film that features tons of jingoistic American festivities while being pretty blatantly critical of US politics and war. While the film is a bit lackluster, we have a lot of fun calling out the crazy things in the movie: from a peeping tom on stilts, to a fireworks injury, to how good the smoked ribs look. We're also drinking Druthers Brewing Company's Saratoga Vibes lemon-lime pilsner!Approximate timeline0:00-11:00 Intro11:00-20:00 Beer talk20:00-end Uncle Sam

To celebrate the 4th of July we had a very special guest join us for the Throwback Throwdown - give it up for Uncle Sam!!!!

For the day before Independence Day we were joined by horror master William Lustig creator of Maniac, Maniac Cop franchise and more - discussing UNCLE SAM!

No, I don't have any particular aversion to your run-of-the-mill slug. Yes, I have a strong aversion to your average able-bodied, take advantage of Uncle Sam kind of slug.

"American Pie" singer Don McLean joins the show to chat about his big hit as well as the rest of his library of songs ahead of his concert at Jefferson Parish

* How AI has taken over the hiring process...and what you need to know * Everything you need to know about the Uncle Sam Jam

We get all the details on the Uncle Sam Jam from Tripp Rabalais, the director of Lafreniere Park.

The 4% rule gets talked about like gospel in retirement planning. But let's be honest, it's always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision?   Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:    Marc: The 4% rule gets a makeover. Let's talk this week here on Plan With The Tax Man about the change in the 4% rule by the guy who created it. It's pretty much the gospel in retirement planning, so what does that mean for us? Let's get into it with Tony. Hey everybody, welcome to the podcast. Thanks for hanging out with Tony Mauro and myself as we talk investing, finance, retirement, and the 4% rule getting a makeover is the big topic this week, Tony. I want to dive into this conversation just a little bit, but first, how are you, my friend?   Tony Mauro: I'm doing very good, how are you?   Marc: I'm doing very well. Have you seen this? I'm sure you have-   Tony Mauro: I have seen it.   Marc: About the move to 4.7%. Doesn't have the same ring as the 4% rule, but it's being bumped up to 4.7%. And so I want to talk about this a little bit because this thing really, truly has... The guy who made this, and I'll let you give us a little back story here in a second, I wonder if he thought that this thing was going to be like the golden rule gospel of retirement planning when he made this thing 30 some odd years ago, right?   Tony Mauro: Yeah. Well, I don't know if he did and it's been around for what, since the '90s I believe?   Marc: Yeah, early '90s.   Tony Mauro: Basically what he came out with, and there's been books written about it and everything else, and so it's very popular that what he came out with was retirees should basically, if you're going to live off of the income, you should take out 4% or right around there just for inflation. So for basically over your retirement lifetime, which at then was 20, 30 years, you wouldn't run out of money.   Marc: Yeah, and it was like a 50/50 split too, right? I think it was instead of the 60/40, it was 50/50. And to make it easy, Tony, I guess we can say, look, you got $1 million, and it feels like everybody, even people who aren't in the financial industry have heard of this 4% rule. If you're getting close to retirement, you've probably heard it. And so it's like, okay, you got $1 million, take out 4%, it's $40,000 a year. Nice and easy, right?   Tony Mauro: Right. And then it would continue to grow, you could continue to do that and you wouldn't run out of money.   Marc: That's your safe withdrawal rate, right?   Tony Mauro: Yeah, safe withdrawal rate. Now, in a person's overall financial plan, I like to go against the grain on this a little bit. I think when we talk about this at the distribution stage, I try to get them to buy into the fact that we want to do a hybrid type of take on this. Number one, we want to start out, because I think in today's, depending on their appetite for volatility, I think you can get closer to 5% easy. You have to cut back your bonds a little bit.   Marc: Interesting. Well, and that's kind of what Bill's saying. And by the way, his name was Bill Bingen for folks who were-   Tony Mauro: Yep, Bill Bingen.   Marc: Who are listening. He's saying 4.7%, so you're saying maybe even 5%.   Tony Mauro: I like to suggest 5% and I've been doing it with my own father for years and several others that like that. Now, if their propensity, they don't want to see any of their portfolio when they look at a statement or something and see it bouncing around, I try to get them, "Let's not worry about that, it's going to go up and down." But the income, we can get 5% easy, but I try to get them to buy into the fact, is let's say that we base it on 5%. Yeah, if we have a bad market, let's bump our distribution rate down a little bit to 4% or 4.5%. And if we have a good market, well, then let's bump it up a little bit in that year.   So we kind of get a little more activity, because I think the one thing I don't like about this rule is a lot of people think, "Well, I've got to leave all my money to whomever," and whatnot. I think the number one thing that we need to think about is, the first thing is you need to make sure that the rest of your life is stable and you have enough money. Then if there's money left, you can leave it to heirs. But I think too many of us get wrapped up in, "I don't want to take any money out." And I think it depends again, what you want to do in life, but they kind of shortchange a good retirement when they have money that they could do it with.   Marc: Yeah. Okay, so looking at what Bill has done here, he's changed a couple of things. His 2025 update, Tony, is now 55% stock and 45% on the bond side. So he's kind of acknowledged that over the last couple of years, the bond market has not been so great, so he's kind of peeled that back a little bit, bumped it up to this 4.7%. And I think if people who see this, sometimes I kind of wonder, do they feel like that gives them a green light to, "Hey, I'm getting a raise in retirement?" Maybe, but maybe not.   Because for a long time, Tony, I've been talking with advisors for 10 years now and the 4% rule constantly gets brought up and people would say, "Well, it's really more like the 3.2% rule because we can't really pull that out," because interest rates were terrible. Zero on bonds and stuff for a long time, so it gets confusing for folks. They think, "Is it lower than 4% or is it higher than 4%?" Here, you're saying maybe up to 5%. So is it a green light to spend or is it a green light to say, "Let's rerun some numbers, re-analyze?"   Tony Mauro: I think just like I said, it's a green light to re-analyze year after year and say it depends. It's definitely not an increase just to go spend more, but with bond yields as they've been over the last many years, the whole 50/50 split doesn't work. Even 55/45 is not going to quite get you 4.7%. It might if the stock side is doing okay, but in those years that we might have a down year, it certainly is not going to. I believe that, like I say, if we have a running range and depending on how things went, then that is what you're spending for the following year should be, and then you stick to that and then reassess. Your advisor's going to help you with this, so-   Marc: Hopefully.   Tony Mauro: It's not hard to... Yeah, hopefully. It's not hard to do, but definitely not a green light to just go spend more.   Marc: Well, okay, so here's my thought on this and you tell me, because obviously you've been doing this for 30 plus years and I've just been talking with advisors for 10 years. But I think what sometimes happens, and this doesn't mean the 4% rule is wrong, by the way.   Tony Mauro: Nope.   Marc: I think it's like any rule of thumb, Tony. It's a conversation starting point. We'll go back to that $1 million account, 4% is $40,000 a year. If you're trying to figure out what do you need to pull from your assets to help your shortfall, because you're going to have your social security, maybe a pension, whatever. Do you have $1 million, I guess would be the first question. What kind of account is it? Because you might not have $1 million in it. It might be $1 million, but you may owe Uncle Sam $300,000, so now you got $700,000. Well, 4% on that's what, $28,000 a year? So does that fix your shortfall or does that leave you in the hole? This is where the strategy has come into play versus just a general rule of thumb.   Tony Mauro: It is. And I think like you say, rule of thumb is a starting point. With your advisor every year, you need to be trying to figure that out because it really evolves as you age and what your, of course, needs and wants are.   Marc: Right.   Tony Mauro: And then of course, you may start out in retirement saying, "I'm going to go spend all this money." Health of a spouse, something else gets in the way and then all of a sudden your goals change, and so your plan needs to change, too. So keep in mind, it's a great place to start. We generally will start with that, but we like to plan from there and that's where the advisor is really going to prove their value to you being able to adjust this on the run.   Marc: Well, Tony, what factors matter more than just the percentage you withdraw? I mean, I think that's got to be a question that people ask themselves. What other things matter, like market sequence of return risk? I mean, that's timing, taxes. I mean, these different pieces.   Tony Mauro: Taxes, all that. I mean, how long are you going to live? What type of things you want to do. You got to factor in if you've got a spouse or significant other, what you want to do there. It also factors in, is how much if any, do you want to leave heirs? Maybe they're taken care of and that's not even an issue for you. For somebody else, that's goal number one. All of that needs to be factored in, so we have to allow for adjustments in that, all while providing you the retirement that you want. It's not all just about leaving it. One thing I notice with a lot of clients, my father included, is as we age, we've talked about this before, I think, is people don't want to spend any money. And I'm not saying run out and just blow all of your money.   Marc: Right, but enjoy it.   Tony Mauro: Yeah. And if we've planned and we try to hold them to it, because ask them a lot of questions. And we put it in the plan as, "Here's what you told us that you wanted to do, are you really doing that? I mean, are you really doing the part-time job you always wanted to do or starting that foreign language that you always wanted to do? And if not, why?" I mean, maybe your plans have changed, but most of these plans involve spending some money and that's where we get into it. But it's a nice topic to talk to everybody about really what they want before the end.   Marc: Yeah. Well, okay, let's finish it with this kind of point. I think ultimately people want to know, "Well then, what is my personal safe withdrawal rate? How do I figure that out?" Because we're talking 4% rule or 4.7% or 5%, it's some rules of thumb. Or potential, people are going to come in and say, "Hey, what is my with safe withdrawal rate? How do we figure that out?" And that's really where the strategizing and the plan comes in. Because Tony, as I mentioned earlier, let's just use you and me as an example. If you come in and sit down with yourself, if you come in and you've got social security and assets, those are the two main things that you're pulling from, and I come in and I've got social security pension and assets. Well, my withdrawal rate may be different because I got the pension money.   Tony Mauro: You got the pension money.   Marc: Right?   Tony Mauro: People ask us that, yeah. I say, "You know what? I have no idea what your safe withdrawal rate is. However, I will be able to find out, once we delve into some things, then I can tell you." But just blankly saying it's 4%, we could start there, but if I don't know what you have and what your goals are, there's no way for me to help you. Which is, it's basically is why you're paying a financial advisor, is to add that value and be able to help you determine what your safe withdrawal rate is. But it's no different than going to your doctor and they've got to ask you some questions before they can prescribe you medicine or figure out what to do for you.   Marc: Right. I mean, it's 100 year old joke, but I still always giggle at it. "Doctor, it hurts when I do this." "Well then, don't do that."   Tony Mauro: That's right, stop doing that.   Marc: It's like with your financial advisor, he's like, "Hey, advisor, it hurts when I pull money out." "Well, don't pull money out." It's like, "Well, I have to." So you got to get the math put together, you got to get the strategy put together and take a look at it. And to your point, you can't generalize. I mean, you can if you're just having that quick conversation. You and the loved one are sitting around having dinner, "Hey, we're getting close to retirement. This should work, we've got this and we would do this," blah, blah, blah. But then take, run those numbers, right Tony, through the real value process and the calculators and the various different levers that get pulled when you turn this on and you do that and so on and so forth in that overall retirement strategy and see how it's all going to play together?   Because that's the big thing, too. I mean, you could think about the DIY movements. It's a lot easier the last number of years, to build our wealth and accumulate our wealth, especially if you're a DIYer. A lot of tools out there, a lot of resources. But I think when people get to realizing all the different nuances that make up retirement strategy and all the different things we got to deal with, they kind of like, "Yeah, I need a little help here."   So get on the calendar, come in, have a conversation. Talk about your withdrawal rate and taxation and market volatility and sequence of return risk. All these pieces, it all factors in. So reach out to Tony, get yourself some time on the calendar, folks, at Yourplanningpros.com. That is Yourplanningpros.com, or call him at (844) 707-7381 to have a conversation about today's topic or any other that's important to you. Tony, we're going to drop this right around the 4th of July, so happy 4th of July, my friend.   Tony Mauro: Same to you and same to everyone out there. Hopefully everybody stays safe.   Marc: Absolutely, enjoy. I'll see you next time here on Plan With The Tax Man, with the one and only Tony Mauro.   Securities offered through Avantax Investment Services SM, member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.

This is the story of interwar preparation–not that the United States realized it was preparing for World War II, new technologies, innovation, and a constant pushing of the limits in the 1930s did indeed help Uncle Sam prepare for the fight to come. To get us into an interwar mindset of praying for peace while preparing for war, Professor Jackson tells us the tale of the B-17 bomber and is then joined by GEN James E. Rainey, Commanding General, U.S. Army Futures Command, to discuss how the current day Army thinks about history to prepare for the future. In this informative conversation, GEN Rainey talks about the lessons, leaders, and innovations from the Army's 250 years of service to the nation that can inform and inspire officers, soldiers, and leaders of all vocations to meet the missions of tomorrow. General James E. Rainey is the Commanding General Commander, Army Futures Command (AFC). Headquartered in Austin, Texas, AFC is the Army's newest major command, responsible for transforming the Army to ensure war-winning future readiness, employing 30,000 Soldiers and Civilians at 128 locations worldwide. In his previous position, General Rainey served at the Pentagon, where he oversaw the Army's operations and plans. General Rainey commissioned as an infantry lieutenant upon graduating from Eastern Kentucky University in 1987. He has commanded at every level from platoon to division and has served in numerous combat deployments in both Iraq and Afghanistan. He earned a master's degree in advanced military arts and science from the School of Advanced Military Studies and another in Public Administration from Troy University. He also completed a Senior Service Fellowship at the University of Denver's Korbel School of International Relations.  Disclosure: HTDS has not paid nor received any remuneration for this episode from the US Army or any other government agency. The opinions of the guest are his own and do not represent the opinions of Professor Jackson or HTDS. We are grateful to the many soldiers who have served our nation throughout history, and proud to bring discussions like this to the public in the spirit of education and access to the leaders in whom We the People place our trust. Books referenced in the interview: The official US Army field manual number one, “A Primer to our Profession of Arms” Freedom's Forge: How American Business Produced Victory in World War II by Arthur Herman Prodigal Soldiers: How the Generation of Officers Born of Vietnam Revolutionized the American Style of War by James Kitfield Real Soldiering: The US Army in the Aftermath of War, 1815-1980 by Brian McAllister Linn America's First Battles, 1776-1965 by Charles E. Heller (Editor), William A. Stofft (Editor) General Fox Conner: Pershing's Chief of Operations and Eisenhower's Mentor (Leadership in Action) by Steven Rabalais  Connect with us on HTDSpodcast.com and go deep into episode bibliographies and book recommendations join discussions in our Facebook community get news and discounts from The HTDS Gazette  come see a live show get HTDS merch or become an HTDS premium member for bonus episodes and other perks. HTDS is part of Audacy media network. Interested in advertising on the History That Doesn't Suck? Contact Audacyinc.com To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

This week Pastor Scott continues taking a look at Romans 13:1-7

This week Pastor Scott continues through Romans 13:1-4.

Send us a textIn this episode of FedBiz'5, Bobby Testa breaks down Executive Order 14240—"Eliminating Waste and Saving Taxpayer Dollars by Consolidating Government Procurement"—and why it's shaking up the entire landscape of federal contracting.If you're a current or aspiring government contractor, this EO isn't background noise—it's your new playbook.Uncle Sam is cleaning house. The goal? Streamline procurement, eliminate duplication, and centralize control under the General Services Administration (GSA). Agencies are being asked to submit lists of their most commonly purchased goods and services—and GSA will take it from there. That means fewer contract vehicles, more centralized buying, and a big shift in how agencies shop for solutions.This isn't a budget cut. It's a procurement evolution.And the biggest shake-up? IT. The GSA is taking a stronger lead on tech procurement, from SaaS to cybersecurity. Programs like SEWP and CIO-SP are now under a microscope. If you're in tech and not already tied into GSA contracts, it's time to get moving.Bobby's five-step FedBiz'5 Survival Guide outlines exactly how to prepare:Audit Your Contracts: Know which vehicles are vulnerable to consolidation.Get GSA Ready: If you're not on a GSA Schedule, now's the time.Refocus Your Capability Statement: Emphasize cost-effectiveness and performance, not just qualifications.Engage Early: Don't wait for the RFP—respond to RFIs and attend Industry Days.Team Strategically: Partnering with a GSA-savvy prime could be your fast track forward.EO 14240 is not the end of opportunity—it's a redefinition of it. Contractors who move quickly and align with GSA's centralized priorities can come out ahead. The ones who wait? They risk becoming invisible.The bottom line: Adaptability wins. Visibility is key. And staying passive is not an option.

I feel like a lot of people expect propaganda to be on the nose. War posters, Uncle Sam pointing directly at you to recruit you for the war or directly glorifying it. But I am starting to notice how propaganda is becoming more and more insidious and targeted and effective. In an episode a long time ago, I remember talking about the concept of Dialectical thinking, which refers to the ability to hold space for multiple, contradictory truths at once. The ability to use multiple truths and perspectives to arrive at a more comprehensive understanding of things. But it is work. It may feel more intuitive for some people, but as I have come to realize, holding space for nuance and complexity in understanding something, is not a task every person is capable of doing.So, if we're talking about propaganda, and we are at the baseline of understanding that everything is political, I think it's important to call out that this means propaganda is in EVERYTHING we consume, whether it's in support of an ideology or a religion or control, it's it is rarely obvious and typically buried in things we love for other reasons. SOURCES:Who's afraid of socialism? https://ips-dc.org/whos-afraid-of-socialism/What is democratic socialism + critiques: https://socialstudieshelp.com/economics/what-is-democratic-socialism-key-features-and-criticisms/Communism vs. Socialism https://www.investopedia.com/ask/answers/100214/what-difference-between-communism-and-socialism.aspThe DSA's “What is Democratic Socialism?” https://www.dsausa.org/about-us/what-is-democratic-socialism/Resources for Resisting a Coup: https://makeyourdamnbed.medium.com/practical-guides-to-resisting-a-coup-b44571b9ad66SUPPORT Julie (and the show!): https://supporter.acast.com/make-your-damn-bedDONATE to the Palestinian Children's Relief Fund: www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

John has an awkward encounter with a possum and issues a retraction about St. Bernards. Meanwhile, Jonnie performs at a wedding reception and reveals the world record for most people shaved in an hour. Plus, a conversation about gratitude and why "counting our blessings" changes our mindset. Today's episode is NOT sponsored by Memory Foam Pillows: "We Forgive, but We Never Forget.” FOLLOW Jonnie W: https://jonniew.com FOLLOW John Driver: https://johndriver.com LISTEN, SUBSCRIBE, SEND MESSAGE, OR SUPPORT at http://talkaboutthatpodcast.com WATCH/SUBSCRIBE on YouTube: https://www.youtube.com/channel/UCwjExy_jWIdNvGd28XgF2Dg Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Send us a textWe're taking it back to where it all began—the countdown episode! That's right, we're honoring our roots with not one, but two top ten lists that are guaranteed to leave you laughing, nodding, and possibly questioning your entire existence.First up, we're diving deep into the cookout to bring you the Top Ten Sayings Heard at a Black Family Reunion—because you already know somebody's auntie is about to say something that lives rent-free in your memory forever.Then we're flipping the script and breaking down the Top Ten Things We'd Rather Do Than Get Drafted—because if Uncle Sam calls, we just might hit him with the ol' ‘new number, who dis?'So grab your folding chair, a plate of that cousin-you-don't-trust's potato salad, and get ready to countdown with us like it's 1999. Let's go!"Hosted by Nicholas Finch & Kirstan Cunningham New Episodes every Thursday!! Please subscribe, rate, and review! Listen on Apple Podcasts, Spotify, Google Podcasts, or wherever you listen to podcasts! Head to truecomedypod.com for all things True Comedy! Follow us on social media! Facebook: facebook.com/truecomedypodcast Instagram: instagram.com/truecomedypodcast Twitter: twitter.com/podcast_true

While the last three issues of Captain America and the Falcon we looked at were rather underwhelming, issues 209 to 211 give us all the kooky science fiction and Kirby Crackle we could want! The appearance of Arnim Zola, in his first face-off with Cap, has revitalized the story. But Falcon seems shunted off to … Continue reading #845 Jack Kirby's “Cap and Falcon” 209-211: An Uncle Sam Person

Give me a "K! ..."K"! give me an "I"! ..."I"! Give me a "T"! ..."T" Give me a "M"! ..."M"! WHATS THAT SPELL?   David Waldman and Greg Dworkin return this week with a golden oldie that some of you out there might remember: Well, come on all of you big strong men, Uncle Sam needs your help again. He got himself in a terrible jam, way down yonder in Iran! Put down your books and pick up a gun, we're gunna have a whole lotta fun!   Turns out that Donakd… Donald K. Trump has never been awfully TACO when it comes to other people's lives… and we're talking Muslims here.  He's also not against regime change when it's other people's regimes. However, he hates capitalism when it gets in the way of his capitalism. And, never, ever, dare to take his limelight.   CHORUS And its 1,2,3 what are we fightin for? Don't ask me, I don't give a damn, the next stop is Iran. And its 5,6,7 open up the pearly gates. Well, there ain't no time to wonder why... Whoopee we're all gunna die!   It appears that Donald and Bibi arranged to reach around and wag each other's dogs in Iran. It was an intimate circle wag, however, so Democrats and JD Vance weren't invited. People could watch it on the internet if they chose to, and even Pete Hegseth got midnight hammered...   Now come on wall street don't be so slow, why man this's war a-go-go-go! There's plenty good money to be made, supplyin' the army with the tools of the trade. Just hope and pray that when they drop the bomb, they drop it on the other ones!   … Anyhow, MISSION ACCOMPLISHED, except Trump is no W, more of an L. Who knows what the future might bring? (We kind of know...)   CHORUS And its 1,2,3 what are we fightin for? Don't ask me I don't give a damn, the next stop is Iran. And its 5,6,7 open up the pearly gates. Well, there ain't no time to wonder why...Whoopee we're all gunna die!   Now, come on generals let's move fast, your big chance is here at last. Tonight, you go out and get those reds, cuz the only good commie is one that's dead, You know that peace can only be won, when you blow em all to kingdom come!   CHORUS And its 1,2,3 what are we fightin for? Don't ask me I don't give a damn, the next stop is Iran. And its 5,6,7 open up the pearly gates. Well, there ain't no time to wonder why...Whoopee we're all gunna die!   … Oh, and there's an election in New York City.  Vote Zohran. ABC: Anybody but Cuomo. Not as a joke, not out of name recognition, this is ranked choice voting, so too many second-choice picks could elect the wrong guy...   Now come on mothers throughout the land, pack your boys off to Iran. Come on fathers don't hesitate, send your sons off before it's too late, Be the first one on your block, to have your boy come home in a box!   CHORUS And its 1,2,3 what are we fightin for? Don't ask me I don't give a damn, the next stop is Iran. And its 5,6,7 open up the pearly gates. Well, there ain't no time to wonder why...Whoopee we're all gunna die!

Iowa politics is heating up—even in the summer. In this episode, Chris and John discuss behind-the-scenes moves in the 2026 Iowa governor's race, including State Representative Eddie Andrews' growing focus on property tax reform. They also cover Governor Reynolds' recent veto and the potential for a special legislative session to override it.The conversation turns to local government spending, highlighting Iowa City's plan to pursue a local-option sales tax—despite already implementing a franchise fee. Chris and John ask why local governments insist on spending more, even while claiming to prioritize property tax relief.The hosts dig into housing policy, questioning the role of cities like Waukee in subsidizing affordable housing despite ample federal incentives already in place. Is government the right entity to address housing shortages—or is it just chasing the next big narrative?They close with reflections on the importance of civic education in Iowa, concerns about ideological bias in new university-led civics centers, and a call to return to foundational civic principles—maybe even through a little Schoolhouse Rock.

Hello all,    I recently had cataract surgery in both eyes, and my eyes get tired if I look at the computer too long.  I need to take breaks while recovering. Instead of discussing shared and individual LTC annuities this week, I need to share an episode that was aired last summer. This will remind you how LTC annuities can help both protect your family if you need extended care and also eliminate all those gains on your non-IRA annuities you've been holding on to because you don't want to pay more in taxes.   LTC annuities have very few health questions and are more easily approved.   Schedule with me to learn how you can avoid sharing your annuity earnings with Uncle Sam.

Andy and Jeff talk about JJ Spaun's US Open win and how much he'll owe in taxes on the prize money.

Pre-order Why Trump Won—the Kindle edition—today: ⁠⁠https://amazon.com/dp/B0FBS5QF4L⁠⁠.This episode was livestreamed on June 15, 2025.

In this jam-packed episode of the Experience Milwaukee podcast, we dive deep with Patty Pritchard Thompson from the Bayview Neighborhood Association in our Hometown Voices segment sponsored by Habush Habush & Rottier. Patty reveals the magic behind Chill on the Hill – from rubber chicken symphony performances to how this all-volunteer operation draws 5,000 people weekly with help from 75+ local sponsors!Then, in our VISIT Milwaukee segment, John Blust delivers the ultimate June festival guide, covering everything from free Father's Day perks (hello, dinosaurs and geodes!) to an absolutely stacked weekend featuring Polish Fest, lakefront art shows, and the East Side's Summer Solstice street takeover before Summerfest kicks off.The Milwaukee Admirals' segment features Mr. Bitter who shares the secrets of hockey's offseason hustle, from maintaining those deep fan friendships to creative promotions like $17.76 Uncle Sam bobbleheads that double as military ticket donations – plus hints at next season's surprises!We close with our nvisia tech segment with two tech scene dynamos Lena DeLaet and Dana Moyano, fresh off their 40 Under 40 wins, who school us on Milwaukee's tech ecosystem while juggling their own massive events – proving why our city's collaborative spirit makes every conference and gathering uniquely valuable!Experience Milwaukee is presented by Summerfest and Crescent 9 THC Seltzers and our official beer partner is New Barons Brewing Cooperative.Thanks for listening.Love you, Milwaukee.

Cloudflare says yesterday's widespread outage was not caused by a cyberattack. Predator mobile spyware remains highly active. Microsoft is investigating ongoing Microsoft 365 authentication services issues. An account takeover campaign targets Entra ID users by abusing a popular pen testing tool. Palo Alto Networks documents a JavaScript obfuscation method dubbed “JSFireTruck.” Trend Micro and Mitel patch multiple high-severity vulnerabilities. CISA issues multiple advisories. My Hacking Humans cohost Joe Carrigan joins us to discuss linkless recruiting scams. Uncle Sam wants an AI chatbot.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today, we are joined by Joe Carrigan, one of Dave's Hacking Humans co-hosts, to talk about linkless recruiting scams. You can learn more in this article from The Record: FIN6 cybercriminals pose as job seekers on LinkedIn to hack recruiters. Tune in to Hacking Humans each Thursday on your favorite podcast app to hear the latest on the social engineering scams that are making the headlines from Joe, Dave and their co-host Maria Varmazis.  Selected Reading Cloudflare: Outage not caused by security incident, data is safe (Bleeping Computer) Predator Mobile Spyware Remains Consistent with New Design Changes to Evade Detection (Cyber Security News) Microsoft confirms auth issues affecting Microsoft 365 users (Bleeping Computer) TeamFiltration Abused in Entra ID Account Takeover Campaign (SecurityWeek) 270K websites injected with ‘JSF-ck' obfuscated code (SC Media) Palo Alto Networks Patches Series of Vulnerabilities (Infosecurity Magazine) SimpleHelp Vulnerability Exploited Against Utility Billing Software Users (SecurityWeek) Trend Micro fixes critical vulnerabilities in multiple products (Bleeping Computer) Critical Vulnerability Exposes Many Mitel MiCollab Instances to Remote Hacking  (SecurityWeek) CISA Releases Ten Industrial Control Systems Advisories (CISA) Trump team leaks AI plans in public GitHub repository (The Register) Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax talk without the snooze-fest! This mid-week episode is the recording of a session done with the smart women of the WE (Women Empowered) Wealth Collective, titled: What Every Woman Should Know About Minimizing Taxes in Retirement. ‘Catching Up to FI' co-host and author of ‘F.I.R.E for Dummies' Jackie Cummings Koski, CFP®, AFC®, turns this insightful discussion into a masterclass on trimming Uncle Sam's tab at every phase of retirement. Jackie rewinds to her own FIRE (Financial Independence, Retire Early) journey: the divorce-day "401(k) gap" that lit her savings rocket, supersizing her HSA past $200,000, and hitting FI at 49 with a 40% savings rate. Expect plain-English breakdowns, plenty of ‘there are no dumb questions' crowd chat, and Jackie's trademark mix of CFP level and girlfriend realness. Topics for the series include: Age-band tax checklist (pre-55, 55-65, 65-75, 75+) Separating "macro" worry (markets, policy) from micro action (what you control) Early withdrawal strategies  (Rule of 55/50, 72(t) / Equal Payments, HSAs, Affordable Care Act/Tax Credits, Brokerage Accounts, ect) Tax Minimizing tips during normal retirement (Social Security, Medicare Surcharge, Increased Standard Deduction, Balancing account types) Later in life considerations (RMDs, Qualified Charitable Distribution, Inheritances, ect) This is part one of a two-part series and the second part will be aired next Wednesday (6/18/25). This session references visuals from a presentation that is better viewed on youtube or you can follow along using this slide deck.   Disclaimer for this session: The intent of this session is open discussion about money topics that makes us all a little smarter. The content is for general education and information purposes only, and is not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.    

Law schools manipulate scholarships to obscure what they're actually willing to pay for LSAT scores. Ben and Nathan reveal how some schools offer up to $40,000 per LSAT point. They introduce the “Disparity Index” to show how wildly different financial outcomes can be for students at the same school. Don't settle for mediocre scores—top LSAT performance unlocks the best deals.Study with our Free PlanDownload our iOS appWatch Episode 510 on YouTube0:30 – LSAT Buyer's ClubBen and Nathan dig into how much law schools pay for LSAT scores. They introduce the Disparity Index—calculated by subtracting a school's 75th percentile grant from full price—as a measure of that school's willingness to buy scores. Some schools pay $10,000 per point while others offer up to $40,000. At full price, you might be paying 20 times more than a classmate. The key takeaway: the 75th percentile grant should be your floor, not your ceiling.LSAT Demon Scholarship Estimator31:09 – Scholarship ReconsiderationsThe guys explain why you shouldn't expect schools to negotiate openly. Many schools pretend to have fixed offers or use pre-law advisors to dissuade students from pushing back. Protect your leverage—don't visit schools, don't volunteer information. “Exclusive” opportunities are often just marketing ploys to increase tuition revenue.50:43 – Last Call for Uncle Sam's WalletRecently proposed policy changes threaten to disrupt the current tuition landscape of law schools. Limitations on student visas, loan amounts, and repayment options all have the capacity to change the way law schools play the scholarship game. 1:07:05 – RC ComprehensionRicky scores nearly perfectly on Logical Reasoning, but underperforms at Reading Comprehension. Ben and Nathan suggest that Ricky aim for two perfect passages and guess on the rest. With time and practice, two will lead to three, but perfection on two gives a strong base and builds confidence.1:10:07 – GrammerlyBen and Nathan discuss the value of Grammarly. They suggest a smart workflow: use tools like Grammarly to generate suggestions, then double-check those suggestions with Google or other AIs. Cross-referencing recommendations can teach you good writing while improving your output.1:13:00 – Personal Statement Gong ShowIan sends in his submission for the Personal Statement Gong Show, the show where Ben and Nathan read personal statements and hit the gong when something goes wrong. The standing record to beat is ten lines, held by Greta.1:18:31 - Word of the Week - CompatibleWhich one of the following statements about cells is most compatible with the views of late nineteenth-century biochemists as those views are described in the passage?Get caught up with our Word of the Week library.