Podcasts about Uncle Sam

On Monday, September 14 th , Veterans for Peace lit their new electronic billboardfeaturing Uncle Sam pointing his finger at the reader and saying, “I want you to refuseunlawful orders.” The billboard is located on the south side of the I-40 exit at WyomingBoulevard in Albuquerque, New Mexico.

The President pushes back on calls to slow AI. Microsoft lays out potential AI safety rules. Lawmakers consider the crypto Clarity Act. Florida's Department of Highway Safety and Motor Vehicles and Japan's Digital Agency suffer data breaches. Phishing campaigns grow increasingly difficult for email security tools to spot. New York seizes a dozen AI deepfake domains. Alleged Black Axe cybercriminals face charges. Our guest is Camille Stewart Gloster, former U.S. Deputy Cyber Director and author of the new book "The Insider You Built: How Organizations Stay in Control of Autonomous AI Agents." AI meets the long arm of the old law.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we're joined by Camille Stewart Gloster, author of The Insider You Built: How Organizations Stay in Control of Autonomous AI Agents, and founder of CAS Strategies. We'll discuss her new book and the broader questions it raises about AI agents. You can learn more about "The Insider You Built” here. Selected Reading Trump pushes back on Anthropic CEO's call for an AI slowdown (SC Media) Microsoft AI Code of Conduct Sets Cyberattack Boundaries, Chain of Command, Safety Constraints (SecurityWeek) Microsoft releases emergency Windows updates to fix RDS failures (Bleeping Computer) This bill could reshape crypto in America -- and it's sparking a major battle (NPR) Florida Department of Highway Safety hacked by international criminal group (WPTV) 240,000 Hit by Data Breach at Japan's Digital Agency (SecurityWeek) VBSpam comparative review - Q3 (Virus Bulletin) New York Seizes 12 Celebrity Deepfake Websites (404 Media) Suspected Black Axe gang leaders face cybercrime charges in the US (Bleeping Computer) Ex-FTC boss Khan urges Uncle Sam to break out the handcuffs for AI CEOs, citing 1934 precedent (The Register) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc.

In an unprecedented expansion of its role in the marketplace, the Trump administration has acquired ownership interests in dozens of firms. Cato's Scott Lincicome joins Laura Bondank-Harmon to discuss this radical move from the US government, the seen and unseen costs of intervening in the private sector, and how should Congress act if they want to put a stop to it before it's too late. Read more of Scott's work here:https://www.cato.org/free-society/winter-2026/conspicuous-fist-trumps-state-corporatism Executive Producer: Kristina Kendall Producer: Barbara Galletti Post Production: Sedona LaMarre Audio Engineer: Cecil Sherman Original Music: Cecil Sherman Director of Photography: Darren Walker Assistant Producer: Elcid Demonteverde Motion Graphics: Jonathan Fields Hosted on Acast. See acast.com/privacy for more information.

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"There appeared from the bushes in front of me, and right in the path, two immense gray wolves . . . Rollo saw them and stopped instantly, giving deep sighs, preparing to snort, I knew . . . To give myself courage, I talked to the horse, slowly turning him around . . . when out of the bushes in front of us, there came a third wolf! The situation was not pleasant and without stopping to think, I said ‘Rollo, we must run him down - now do your best' and taking a firm hold of the bridle, and bracing myself in the saddle, I struck the horse with my whip and gave an awful scream. . .”Thus, the spunky and resourceful Frances Roe recounts one of her many adventures. Frances was the young wife of a West Point Army officer, whose career took them both to frontier garrisons in what are now the states of Kansas, Colorado, Oklahoma, Utah, Montana, and Wyoming. Her letters home to her family in upstate New York, written between 1871 and 1888, and published in book form in 1909, are a fascinating chronicle of life on the frontier. Despite the grittiness of keeping house in tent-and-log-cabin quarters, Frances took to Western life, learning to shoot and ride (side saddle), fly fish for trout and hunt buffalo. Her letters, chatty and detailed, open windows on varied aspects of frontier and army life: army protocol (including the right of senior officers to bump subordinates out of their housing ); the Indian tribes--Arapahoe, Cheyenne, Apache, Kiowa (ceremonial visits from chiefs as well as Indian warfare); the black cavalry troops (at Camp Supply in Indian Territory); Chinese cooks (also Polish, Irish, and enlisted men doing kitchen duty). Her letters span years of rapid change in the West. They touch on the disappearance of the buffalo herds, the decline of the Indian tribes and the coming of the railroads. Even Yellowstone Park, established in 1872, gets a mention: “Now that the park can be reached by railroad, all of the generals, congressmen, and judges are seized with a desire to inspect it--in other words, it gives them a fine excuse for an outing at Uncle Sam's expense.”Her emotions run deep when she writes: “I love army life here in the West, and I love all the things that it brings to me--the grand mountains, the plains, and the fine hunting.” But, Frances' husband, Fayette Washington Roe, is eventually promoted to a headquarters desk job. Frances tries to evinse enthusiasm for town life: “since I cannot return to the plains, I might as well go to the city, where we will meet people of culture.” But even shopping for the necessary clothes distresses her: “Parasols have bothered me. I would forget to open them in the street, and would invariably leave them in the stores when shopping and then have to go about looking them up.” She then utters a timeless cry of urban angst: “It is the feeling of loneliness I mind here--of being lost and no one to search for me.” (written at a hotel in Omaha, Nebraska in August 1888) Anyone with nostalgia for or curiosity about the Old American West will certainly enjoy this book. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

On this episode: How much wheeling and dealing should a retiree do in the stock market? Social Security says they will cut checks back by 28% in 6 years. Are you ready? What you need to know about inherited IRAs. Keeping inflation in perspective. Subscribe or follow so you never miss an episode! Check out The Fire Your Financial Advisor Retirement Show on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

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What's poppin, con-gregation? Caleb Hearon joins us to discuss a cheating chief of police who falsified documents to hide his many affairs. Plus, a Texas resident scams millions of CARES Act money from Uncle Sam. Stay schemin! Research by Sharilyn Vera. Follow on Instagram: Scam Goddess Pod: @scamgoddesspod Laci Mosley: @divalaci Caleb Hearon: @sooootruepod SOURCES: https://heavy.com/news/jason-collier/ https://www.dallasobserver.com/arts/three-timing-texas-police-chief-jason-collier-arrested-by-texas-rangers-11982954 https://abc7news.com/ppp-fraud-houston-covid-funds-scam-business-owners-bought-luxury-cars-with-loans-ladonna-wiggins/10385500/ See omnystudio.com/listener for privacy information.

Wir sind zurück aus der Sommerpause, jetzt gibt es Muscheln mit Pommes. Und vorher reden wir über den aus Landau stammenden Zeichner und Karikaturisten Thomas Nast, seine Jugend, seine Karriere und seine wichtigsten Werke, bevor wir überschwenken zu seinem späteren Lieblingsfeind "Boss" William Magaer Tweed und dessen Weg an die pfründe der durch und durch korrupten Regierung und Verwaltung von New York.In Teil 2 nächste Woche reden wir über das Korruptionssystem der Tammany Hall, Nasts Karikaturen von Tweed und den schlussendlichen Sturz von "Boss" Tweed.QuellenauswahlThomas Nast – Ein Pfälzer Karikaturist erfand den WeihnachtsmannLink: https://www.geo.de/wissen/weltgeschichte/thomas-nast--ein-pfaelzer-karikaturist-erfand-den-weihnachtsmann-36967016.htmlOliver E. Allen (1993): The Tiger: The Rise and Fall of Tammany Hall (Addison-Wesley)Krystal McGee, Mike Russo und Meritta Cullinan (2013): Core 390: Gotham City Experience – William "Boss" Tweed's Corruption in NYCLink: https://de.scribd.com/doc/169499900/core-390-ny-exp-william-tweed00:00 Sommeressen Smalltalk00:26 Podcast Intro02:00 Format und Kontakt03:47 Wer war Thomas Nast05:43 Kindheit und Auswanderung08:39 New York Einwandererleben11:02 Künstler statt Schule13:48 Durchbruch als Illustrator17:03 Bürgerkrieg und Karikaturen21:09 Santa Claus Ursprung23:48 Nikolaus und Knecht Ruprecht24:27 Nikolaus trifft Santa24:57 Thomas Nast prägt Santa27:00 Doppelfolge und Übergang27:39 Uncle Sam erklärt31:43 Parteitiere Esel Elefant33:51 Boss Tweed vorgestellt36:20 Feuerwehr Gangs und Brände43:26 Korruption und Karriere47:13 Cliffhanger und VerabschiedungSupport the show

Today, this is what's important: Pools, flipping the bird, music videos, the army, cock rings, movies, & more. Get your tickets NOW to our live show in Ontario, Canada on Sept. 25th, 2026! Or go to TIITour.com for more info. Check out Sam Jay and Alex English's new show Look Back At It now! See omnystudio.com/listener for privacy information.

-As U.S. forces strike IRGC targets near the Strait of Hormuz, Rob cheers Treasury Secretary Scott Bessent's warning that the administration knows where Iranian regime officials are hiding their overseas fortunes—and Uncle Sam is coming for the piggy bank. -Transportation Secretary Sean Duffy announces shutdowns targeting hundreds of truck-driving schools over alleged safety and training violations, inspiring Jim Gossett to turn commercial-driver enforcement into the country song nobody knew it needed.  -Former DHS senior adviser and Newsmax contributor Charles Marino discusses sanctuary-city policies, ICE enforcement, radicalization threats, immigration vetting and illegal immigrants accused of crimes, arguing that federal funding should be cut to jurisdictions that refuse to cooperate with immigration authorities. Today's podcast is sponsored by : CALOTREN - Just take Calotren as directed at bedtime and let its collagen-based formula burn fat and maintain muscle while you sleep. Visit http://TopLoss.com/Rob GHOSTBED - I used to think a mattress was just furniture, until I got my GhostBed! GhostBed is offering my audience their lowest prices of the season, plus an extra 10% off. Go to http://GhostBed.com/CARSON and use promo code CARSON RELIEF FACTOR - You don't need to live with aches & pains! Reduce muscle & joint inflammation and live a pain-free life by visiting http://ReliefFactor.com  To call in and speak with Rob Carson live on the show, dial 1-800-922-6680 between the hours of 12 Noon and 3:00 pm Eastern Time Monday through Friday… Musical parodies provided by Jim Gossett (http://patreon.com/JimGossettComedy) You can now WATCH and chat with The Rob Carson Show LIVE on Newsmax's social media channels (Facebook, X/Twitter, YouTube, Rumble) Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Podcasts Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media:  -Facebook: http://nws.mx/FB  -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX  -Telegram: http://t.me/newsmax  -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices

It was announced over the weekend that the United States is taking a 35 percent stake in a private energy company connected to Venezuelan oil rights. Is this “U.S. government in private business” thing getting out of control, or is the United States government a natural business partner in the Venezuelan oil production market? In today's Capital Record, David will unpack the good, bad, and ugly of this deal, and ask us if our first principles endorse these public-private partnerships, or if they should cause us concern. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on New World Next Week: assassination false flags are in the air; food recalls are on the table; and GTA VI is in the Army.

This week on New World Next Week: assassination false flags are in the air; food recalls are on the table; and GTA VI is in the Army.

Mortgage rates are staying higher than many buyers expected, and the Fed may not be the only reason why. With U.S. national debt now topping $40 trillion, rising Treasury yields could be putting additional pressure on mortgage rates and housing affordability. In this episode, we break down what's really driving rates, what it means for the housing market, and whether buyers should expect meaningful relief anytime soon.Start Here

Grandfathers, grandfathers. Yesterday, David Baerwald talked about his grandfather, Ernst Baerwald, an American spy in Second World War Japan. Today, Katie S. Sanders talks about her grandfather, Murray Simon, whose life was saved by an American spy in Second World War France. In Ortiz's War, co-authored with historian Nicholas Reynolds, Sanders writes about Peter Ortiz, who became the Allies' secret weapon against the Nazis in France. With his stunning looks, Ortiz might have been a Hollywood creation. Polylingual Franco-American aristocrat, French Foreign Legion, race-car driver, circus lion tamer, the most battle-decorated member of America's first spy agency. He even played himself (anonymous brave soldier) in a number of post-war Hollywood movies. I wish he was my grandfather. Five Takeaways •       The Spy Who Saved Her Grandfather. Murray Simon was a 23-year-old Jewish kid from Queens who had never flown before the Army Air Forces trained him — then sent him over occupied France in a black-painted B-24 Liberator carrying spy supplies and carrier pigeons for the resistance. Shot down on May 6, 1944, a month before D-Day, on an OSS mission whose standing advice was don't get shot down — spies were tortured and killed, not taken prisoner — he was hidden by a Bulgarian-born Jew passing as Catholic, a man with an eight-month-old daughter and a pregnant wife who was “already supposed to be dead” and opened his door anyway. Smuggled onward, Murray was intercepted by Peter Ortiz — and made it home to the GI Bill, a family, and what he called “the warm womb of Uncle Sam.” Katie never met him; the book is her way of meeting him. “I gravitate towards stories of resistance, probably in part because I'm a product of one.” Publication day: the anniversary of the liberation of Paris.•       No Peacetime Soldier. Peter J. Ortiz's résumé reads like an unpublishable novel: son of a founding editor of Paris Vogue; French boarding-school runaway into the Foreign Legion (North Africa, Casablanca included); merchant seaman, dude-ranch manager, race-car driver, circus lion tamer; wounded fighting the Germans in 1940, captured, serially escaped — once off a hospital train under a dead soldier's identity; docked in New York the day after Pearl Harbor and enlisted in the Marines, rising to become the most battle-decorated member of the OSS and one of the most decorated Marines of the war. His military file: not a good candidate for a desk job, ever. He spoke five languages, not Wikipedia's ten (“Wikipedia is a storyteller”), walked into bars in occupied France wearing his Marine uniform, and wrote his own epitaph in a twenty-page memoir: “I'm no peacetime soldier.” Afterward: John Ford's Hollywood, minor roles, his own uniforms as costume — and no bragging, ever.•       The Heroic Surrender at Centron. The book's climax is Operation Union II, August 1944 — Ortiz's own inter-Allied mission into the Alps, culminating in the massive “Le Grand Parachutage” supply drop to the Maquis. He recruited his own Parris Island parachute instructors — Marines who remembered the legionnaire who blew them all away at boot camp — plus Francis Coolidge: Harvard dropout, fellow Foreign Legion veteran, and great-great-great-grandson of Thomas Jefferson. When his patrol was surrounded at the village of Centron by vastly superior German forces on a murderous late-war rampage, Ortiz chose saving the town over fighting — the surrender as the war's most heroic act, bravery as the capacity to think while being shot at. Centron celebrates him every year; Katie was just there with Marines stationed in Germany, for the eighty-second anniversary. Guiding lights: noblesse oblige, Don Quixote, and a lifelong allergy to McCarthyism.•       Wild Bill's Wartime Startup. The OSS — forerunner of the CIA, whose Langley lobby still holds Wild Bill Donovan's statue — was, in Katie's telling, a wartime startup: 13,000 military and civilian personnel, mostly Wall Street lawyers, bankers, cryptographers, and cartographers, with a tiny operational subset that included Moe Berg, Virginia Hall trekking the Pyrenees on a wooden leg, and Ortiz. Donovan — World War One Medal of Honor recipient, FDR's “secret legs,” the man who could “see an acorn, envision an oak tree” — was banned from D-Day as the one man carrying too many secrets, and went sniffing around anyway. J. Edgar Hoover was considered for the job and rejected, with Churchill's SOE helping tip the choice. “I respect Donovan a lot more than I respect J. Edgar Hoover.” The lineage runs straight to today's Navy SEALs and MARSOC — including past Keen On guest Brandon Webb.•       Are We in 1939? Katie walks the museum timelines — 1933, and it's “not great”; 1936, and the warnings mount; “I certainly hope we're not in 1939.” Against Andrew's needling about greatest-generation nostalgia (via Brandon Webb's complicated heroism, Kristin Beck's good-and-evil seduction, Richard Overy's question of whether the war ever ended, and Matt Damon's regret-soaked Odysseus), she holds the line: someone like Ortiz is great in any time — and especially needed when democracy is under threat. The warfare itself has closed its chapter: her grandfather's black-painted bomber and carrier pigeons have become Ukraine's drones, delivering aid with less risk and less human connection alike. What survives the technology is the lesson: heroes don't brag — her grandfather and Ortiz would be mortified by the spotlight — and by illuminating what they did, the rest of us might learn to do the right thing. About the Guest Katie S. Sanders is an award-winning journalist who has written for National Geographic, The New York Times, Washington Post Magazine, TIME, Smithsonian, and Vanity Fair. Her reporting has brought her to the CIA, the White House, and the homes and reunions of World War II veterans and Holocaust survivors. After discovering that her late grandfather — a Jewish-American pilot shot down over France — was rescued by Peter Ortiz, she teamed up with the historian Nicholas Reynolds (Writer, Sailor, Soldier, Spy) to co-author Ortiz's War (Harper Horizon, August 25, 2026). A summa cum laude graduate of the University of Pennsylvania, she lives in Brookline, Massachusetts. References: •       Ortiz's War: The Allies' Secret Weapon Against the Nazis in France by Nicholas Reynolds and Katie S. Sanders (Harper Horizon, August 25, 2026).•       Writer, Sailor, Soldier, Spy by Nicholas Reynolds — the co-author's Hemingway biography, the book that put him on Katie's radar.•       The Fire Agent by David Baerwald — yesterday's episode: another grandfather, another secret war, rendered as fiction where this one insists on fact.•    &nb...

One way to get more out of your real estate investments is to give less of your returns to Uncle Sam. Until fairly recently, cost segregation was one tax-saving strategy that didn't make economic sense for smaller properties. In this episode, Robert sits down with a highly respected expert in the field who helped change that. They talk about the benefits of cost segregation, how it works, and how investors with properties of any size can potentially accelerate depreciation, bringing more of the tax benefit into the early years of ownership. We'll also head to Dallas-Fort Worth for a look at what's happening in the market. There could be tax savings hiding inside your properties … tune in and find out where to look. Since 1997, The Real Estate Guys™ radio show features real estate investing ideas, strategies, interviews, and all kinds of valuable resources. Visit our Special Reports Library under Resources at RealEstateGuysRadio.com

Keith breaks down why global crises, geopolitical shocks, and nonstop "doom" headlines haven't stopped stocks and real estate from reaching near all-time highs, and what that means for investors focused on inflation-resistant assets.  He also discusses Memphis as a surprising cash-flow market poised to benefit from the AI boom, sharing details on an upcoming webinar with Mid South Homebuyers.  Keith is joined by real estate investor and educator Jared Garfield to unpack the "Seven-Figure Solution," a strategy that combines cash-flowing rentals with tax-advantaged life insurance to create liquidity, reduce risk, and support long-term retirement income.  Together, they explore how disciplined portfolio growth, smart leverage, and coordinated tax planning can help real estate investors better align their assets with their long-term financial goals. Episode Page: GetRichEducation.com/619 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:02   Welcome to GRE. I'm your host Keith Weinhold. The world is about to end again. It's the economic disaster that never arrives. I'll break it down. Then you've been earning money and investing well all these years. How does it all go together? It can culminate in the seven-figure solution, it's about seeing your future today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. And September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before, we're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:39   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:55   Welcome to GRE from Kankakee, Illinois, to Cherokee, Iowa, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Recid Education, and the world is about to end. Even if you survive, your portfolio surely won't. Oh, jeez. At least that's the impression you get from mass media and what I'll call the Doom Scroll Industrial Complex. Fear creates urgency. Urgency attracts eyeballs. Eyeballs attract ad dollars. And I guess that using a slogan like "everything will probably be fine" well, that's never been a great ratings strategy. Now, can what has happened since 2020. Just this cheery little sequence: COVID, then Ukraine, Israel, Gaza, tariffs, and then the war in Iran. All that just since 2020. I mean, that right there sounds less like an economic timeline and more like a movie plot, or that the world is repeatedly spinning the wheel of misfortune. Yet after all of that, what is the result? Both stocks and residential real estate are near all-time highs. Apparently, the apocalypse has been postponed yet again-at least economically speaking. Now let's zoom out and break down these threats and a few more, all just since 2020, because 2020 is the year where, of course, you had the COVID-19 pandemic, economic shutdowns, the fastest major stock bear market in history, supply chain breakdown. You saw empty shelves, and there was unprecedented government intervention from the Paycheck Protection Program to stimulus checks to mortgage loan forbearance. Then, in 2021 and 2022, you had post-COVID inflation and supply shortages. Now, this was more of a result, not strictly geopolitical, but a major investment threat, and that led to aggressive interest rate hikes. From 2022 to the present, you have Russia's invasion of Ukraine, energy and food shocks came from that, sanctions, instability over in Europe, and really a heightened nuclear risk in 2023. You had the U.S. regional banking crisis. Remember SVB, yes, Silicon Valley Bank, Signature Bank, First Republic. They raised fears of a financial contagion that would spread like fat. Than a secret in a small town, it actually made me buy some gold. From 2023 to the present, you had the Israel-Hamas war and this broad Middle East instability, Hezbollah attacks, Houthi attacks, Red Sea shipping disruptions. It's almost like a geopolitical group project. And then from 2025 to the present, you have renewed U.S. tariffs and a global trade war, and this year you have the U.S.-Israeli war with Iran and the Strait of Hormuz disruption. That is the biggest current geopolitical investment threat because it combines all of these things: war, oil disruption, inflation, higher interest rates, and a recession risk. So it's a lot like this particularly unpleasant smoothie that's been blended together.   Keith Weinhold  5:55   All right. Well, all of that-that is just an absurd amount of uncertainty and disruption only since 2020, and though major markets are at all-time highs in the face of this, let's acknowledge that some were hurt here, like apartment building owners vulnerable to interest rate resets, and certain commercial sectors like office. Even worse, let's be sensitive to the fact that COVID in wars have resulted in a real loss of life. GRE's enduring strategy of primarily owning long-term residential rentals with fixed-rate debt has been comparatively really resilient. In fact, these calamities-they probably made you better off from the inflation that it has spurred. More people work from home. Well, that means that they're consuming our product while higher inflation debased our debt and jacked up our property values and our rents. And you know somehow every. single generation thinks that their collection of crises is uniquely terrifying, and it is not. And what do I mean by this? Well, in the 1980s, people feared war with the Soviet Union, the Cold War. A global population explosion so bad that millions or billions of people would surely die from hunger. You had the AIDS crisis. You had a hole in the ozone layer. Well, all those things. Virtually zero investors make decisions based on that stuff: an imminent Soviet attack or mass starvation from overpopulation. There is one thing that is 100% certain here, and that is that more shocks are coming. In case you don't want to sleep well, you can get worked up over the certainty of future calamities, artificial intelligence is making cyber attacks faster and more scalable. AI has even created entirely novel viruses. A confrontation between China and Taiwan that could create risk in the semiconductor space.   Keith Weinhold  8:18   A blockade that might disrupt the world's advanced chip supply, creating more inflation and more uncertainty. Here is what's changed, though, for what investors care about. You know what has changed with today's set of calamities versus those of the 1980s and earlier, because there is something, and it's a big deal for investors. Here's what's changed: recent history shows that the government does more to intervene during disasters, stimulus checks, liquidity programs where they're printing trillions, bailouts, pushing interest rates down to almost zero, quantitative easing. How about a foreclosure moratorium? Anything you know during COVID, it was a lot of these things, and it was the CARES Act, and it was a student loan payment pause. I mean, the Federal Reserve even set up emergency credit facilities. We now know that when the economic building catches fire, policymakers they rarely stand around admiring the flames. They just flood the place with currency. So the best investors they keep prudently building real estate portfolios in the face of risk, not the absence of risk, because the latter does not exist. This incessant government intervention, whether you agree with it or not, it gives you more safety cushions the next time that things fall apart. That's why what appears risk. Is still risky, but less so. So there is more incentive to take on prudent risk than I've ever seen. You know, no politician wants America to fall apart under their watch. So increasingly, they'll just paper over the problem by printing, printing, printing, and then, therefore, the resultant inflation, the consequence of this, that can be dealt with under the next president's watch, not theirs. In fact, future calamities they almost make you want to own scarce real assets that benefit from inflation, not a hedge, a benefit. Trying to time every war, election, banking crisis, tariff announcement, virus, and Fed decision. Trying to time all of those things-that is usually ineffective. You either own more assets, or you get left behind in everything that's happened since 2020. That just underscores this. In fact, Berkshire Hathaway, the closely watched company that Warren Buffett ran for a long time, but he still has influence in.   Keith Weinhold  11:16   You know, they recently began moving out of cash and into assets, they ended their long net selling stretch. In fact, in the latest quarter ended, they've now done the most buying that they've done since early 2022. They have jumped back in the game. It appears that Berkshire Hathaway got tired of sitting on the sidelines and seeing others make gains, and they're pretty bullish on housing too. They bought a home builder. The bottom line here is that shocks are going to keep arriving, and yet productive assets and well-financed residential real estate has repeatedly survived them and just continued appreciating. Don't wait for a risk-free world because you'll wait forever. When you evaluate all these calamities, just since 2020, again, COVID, Ukraine, Israel, Gaza, tariffs, and war in Iran, and then you realize that both real estate and stocks are near all-time highs anyway, and the government keeps backstopping asset owners like never before. This is just a fresh angle on how much better off you are when you prudently own more inflation-benefiting assets sooner. I want to tell you about something called the seven-figure solution. You've been here listening to me weekly since 2014. You've been earning money. You've been investing well, and now you're going to see how it all goes together. It's about making sure that your real estate and your other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time. Now the liquidity here is key because this is where a 401(k) or IRA limit you, they have taxes and penalties if you want to use those funds early. This doesn't, but the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach Narayish uses something like this, and he is in his 30s. Let's discuss it, and then you'll see where I have an invitation for you, where you can get involved. I'd like to welcome in a guest we last had on the show a few years ago.   Keith Weinhold  13:54   He's a frequent guest on popular shows, including our friends over at the Real Estate Guys Radio Show, and this guest has also been a terrestrial radio show host himself. He's a long-time real estate educator and an active investor, just like you and I. So he speaks from experience and not a textbook. He's the creator of what we'll discuss today, called the Seven Figure Solution. Welcome back to the show, Jared Garfield.   Jared Garfield  14:21   Hey, it's great to be with you again. Thanks for having me.   Keith Weinhold  14:25   It's so good. Now you're with the Haven Bridge Group, and you help people, especially real estate investors, with what's called the seven-figure solution. Tell us about it.   Jared Garfield  14:37   it. Well, Haven Bridge, we get the name for that because people are really looking for a haven of safety, and the bridge is kind of what crosses the gaps that could kind of destroy your wealth, and it's the path to get there. So we want to take people on a path to safety, and the seven-figure solution is the idea that if you're going to be drawing out even 4% per year to not outlive your money, because people are living now. To 8590, 95 years old, and so that means you could have 35 years in retirement. And with inflation and different things like that, you really have to have a lot bigger nest egg than what most people realize. So a seven-figure solution is how to get to more than a million dollars liquid that you can draw on in a tax advantaged manner for the rest of your life, while also having living benefits. And we pull real estate in with it because we want people to have 10 or 15 or 20 rental properties by the time they retired. That they 1031 exchange regularly, so that they're always keeping tax advantages. So that even in retirement you have strong tax advantages, and ultimately we think that when you're 65 or 70, you might want to go from 30 single-family houses to 1031 exchange into one institutional asset that's a little bit less management intensive.   Keith Weinhold  15:57   Okay, so this is a tax advantage vehicle that real estate investors can use during their investing career, and those tax advantages then really convert into something that you can use in retirement as well.   Jared Garfield  16:11   Yes, what it does is it's a vehicle that instead of saving the money from your cash flow from your rental properties in the bank, we say, well, why wouldn't you rather invest in something where it grows tax-free, number one, and then number two, you don't have the penalties like you would with a 401k, where you get taxed and you get penalized 10% if you pull it out. It's liquid, usually about 80 to 90% liquid, so you can pull from it whenever you like, and you can use it for down payments to grow your real estate portfolio. But you can earn sometimes between five and even seven or 8% in a tax advantaged manner where you're not taxed on it, but you're earning a much higher return than if you put the cash flow into a bank.   Keith Weinhold  16:51   All right, so you're building this tax advantage pool of capital that grows over time, and this is important to have some liquidity. You know, Jared, I've often talked to our audience, about three to 5% of your portfolio value ought to be kept liquid. Maybe with a vehicle like this, you would want to put in more of that because real estate investors we have expenses, so you have this liquidity to cover things like vacancies and major repairs, or perhaps you could even use this account for future down payments on additional investment properties. Is that how it's utilized?   Jared Garfield  17:27   Yeah, absolutely. And I get it partially this way because in my early 20s, I got up to where I had about six rentals, and at the time, I also owned a real estate brokerage, and I was doing very well. I was making a six-figure income and things. And what happened is, I back when a   Keith Weinhold  17:41   six-figure income was a big deal.   Jared Garfield  17:43   Yeah, back in the early 2000s, it was a little bit better money. But the funny thing was, I had four rental properties that all went vacant at the same exact time, and so now all of a sudden, I was paying like 4500 bucks a month in mortgages, not counting the house I lived in, but I had to cover four mortgages on four of my rental properties all at the same time, and I hadn't saved the cash flow, so I didn't have a huge emergency fund. All my liquid capital went into down payments and into renovation money to rehab the properties. Okay, and so it put me in a real bind, and I was out driving a Volvo S80 around throwing two paper routes in the mornings, and then going to my real estate brokerage after my paper routes to cover those rental properties. And so this was basically meant as a way to say, okay, this is a way that I have the liquidity. I'm getting a higher return, but now my tenants are not only buying me the houses, but they're also giving me a couple million dollars in life insurance, and they're wrapping my investment component or the cash value of that, the cash value part of the policy. They're wrapping that in a way that it grows tax-free, so it just accomplishes a lot of things. But the other thing that's a beautiful thing about it is there's a lot of things that we call living benefits.   Keith Weinhold  19:02   All right, so you have the living benefits and the tax advantages, and I know how you have pointed out that this can save an investor 10s of 1000s of dollars in taxes per year and hundreds of 1000s or more over time. Can you tell us more about that?   Jared Garfield  19:20   Yeah, because what happens is the money that goes in is growing tax-free, so you don't get taxed on any of the growth. But what we really like about it is, let's say that you're cash-flowing $2,000 a month off your rental properties, and you're putting 2000 a month into this policy. Usually, after the first year, if you're max funding, 80 to 90% of that's liquid. So if you've got 24,000 sitting in there, you've got access to 89 to 90% of the money. So it's pretty liquid. But what happens is over a 20 or 30 year period, that money could turn into three or 400,000 a year that you can pull out in the form of policy loans. And by doing that, it's not taxed. And you can pull that out throughout your retirement tax-free. So if you were paying 25% in taxes and you're pulling out 200 grand a year, that's $50,000 a year in retirement that you're saving in taxes. But that could be over a 20 or 30-year period. So over 20 years, that 50,000 could end up being a lot of money. I mean, 500,000 over 10 years, a million over 20, and so that means you don't have to accumulate as much. But a lot of our investors love it because they'll save it up with discipline, and then that way it's there if the furnace blows. So it makes your real estate safer, but it also becomes your down payment funds to expand your portfolio.   Keith Weinhold  20:40   Okay, the seven-figure solution is the vehicle that we're talking about here, and what part of the IRS code, just briefly, is it that gives this tax advantage?   Jared Garfield  20:51   It's Internal Revenue Code Section 79 that allows it to grow tax-free. In the 1980 s, doctors and a lot of very wealthy people were using this to the point that IRS changed the laws. They went and sued the insurance companies because doctors would go in and dump $2 million in, and they would buy a $2 million life insurance policy. So they were self-insured, which meant that they didn't have any cost of mortality on it. So they basically got all the benefits of the tax-free growth and the tax-free pullout. And the IRS said, "Wait a minute! We think you're doing tax evasion. So what they did is they came around and they said, "We're not going to let you use this loophole anymore for the very wealthiest people to have this. So they came to a compromise, and the compromise was that if you wanted to put in 2 million, you had to maintain a corridor where there had to be a little bit higher amount of life insurance. So you might have to buy a $2.3 million policy, but then you could still dump, say, $2 million in and have all the tax advantages. It's a strategy that's been used for over 100 years by families like the Rockefellers and the Hunts and J.P. Morgan. The very wealthiest families have always used these strategies to grow and protect their wealth.   Keith Weinhold  21:59   Okay, so it's a part of the tax code that allows cash value to accumulate within and be withdrawn from a life insurance policy tax-free.   Jared Garfield  22:11   Correct, and it gives you living benefits, which I alluded to a minute ago. And the living benefits are if if you end up having to go through things like long-term care, disability, if you can't perform, you know certain functions for a certain period of time, chronic illness, critical illness, terminal illness. If any of those things happen to you, you can borrow against the policy and have access to money during those things that would normally decimate your wealth, because you can actually access the death benefit in advance.   Keith Weinhold  22:42   Now I know a little about the six risks. Tell us about that.   Jared Garfield  22:47   Well, Keith, there are six risks that all investors face regularly. The first one is inflation erosion, and that means that your purchasing power often ends up leaking out of your balance. And the balance might look fine, but inflation can eat away at it. So even if you've raised a lot of money, if inflation means that you can buy half as much five or 10 years from now, then you know your wealth isn't as big as you thought. The second is the volatility setback, and that's sequence of return risk. That means that if you retire on a bad year where things really bad, stock market drops, you could end up using your money at a time where it really weakens your wealth because it may have dropped by 50% So if you had a million, now you have a half a million, and you're spending 100,000 a year. At the end of year one, you might only have 400,000 left. So sequence of of return risks from volatility setback, tax drain. That's just the compounding cost of an uncoordinated tax picture can really be a problem, and then the next one is liquidity. If you don't have liquidity and you've locked up all your money and you can't access it until you're 59 and a half without significant taxation and 10% penalties, the liquidity lock is a problem. There's the longevity paradox. What happens if you outlive your money, you know. So living longer is a benefit, but it exposes you to where you might not have enough money to live on in your latter years. The last two are care avalanche, and that is if an unexpected health event happens at the wrong time, it could really destroy your wealth because medical costs have spiraled out of control, and then the last one is the line to land, and that's only one of the six that's really about growth.   Keith Weinhold  24:28   Right, only one of the six of those was about growth. I can't stand the longevity paradox. Yeah, we think we all want to live a long time, but then it's more difficult to fund living a long time, and if you outlive everybody, nobody shows up at your funeral either. The longevity paradox-one of the six risks that the seven-figure solution can really help you with. Now, tell us more about funding it, so you can get a good cash value balance in. There, I know that one way you do it is actually with short-term rentals instead of a paycheck.   Jared Garfield  25:06   We love short-term rentals, especially for our highest net worth clients, because the reason is is the bonus depreciation of the big beautiful bill. Oh, right! You could take up to like 150 or even $200,000 in year one, they take that depreciation that they used to spread out over a whole lot of years, and they make it to where if you get with your CPA and you analyze your short-term rental, you could potentially take all of the furnishings, all of the artwork, all of the dishes and things that are in the property. Sometimes they'll let you take components like the appliances, the air conditioning unit, the furnace, and they'll let you take it all in year one instead of having to line item it and spread it out over you know 27 and a half years. So what this means is, if you have a short term rental, then you you might get like 150 to 200,000 tax break in the first year on the right property, but it's better than that because instead of having to have like 750 hours to hit full-time real estate professional status, it cuts the hours that you have to have significantly down. I think it's more like 150 hours or something like that, or 300. It's like half the hours, and so you can hit the benefits of taking unlimited passive loss much easier if you have a couple of short-term rentals.   Keith Weinhold  26:24   You're listening to Get Rich Education. We're talking with Jared Garfield about the seven-figure solution, something that takes some time to understand, but it can give you a tax-advantaged pool of capital that grows over time, and it also creates this overall tailwind, not just during your investor life, but then it provides tax advantaged retirement income at the same time. More on this when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group and MLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com, that's ridgelendinggroup.com.   Keith Weinhold  27:25   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. This is the   Speaker 2  28:28   Real Wealth Network's Kathy Betke, and you are listening to the Always Valuable Get Rich Education with Keith Weinhold.   Keith Weinhold  28:46   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking about the seven-figure solution with Jared Garfield. Something that can be a particular benefit to real estate investors both during your investing career and then once you're in retirement as well, and this can take the form of either an indexed universal life policy or a whole life policy. There are a lot of wrong ways to do this and wrong things to get into. We're talking about the right way. Part of that is funding it as best you can. Can you tell us more about that?   Jared Garfield  29:20   Well, there's a lot of different ways to fund it. A lot of our clients will come in. We have some people who will use rollovers if they're nearing the end of retirement. Some people will roll over a 401k into a cash value life insurance policy because they can do it over a five or seven year period, and they pay the taxes when they roll it over, so their taxes go up a little bit for five or seven years of retirement, but then what happens is that means that during their retirement they're not taxed on the income all the way through retirement, so that can save really significantly. But a lot of our clients will do a flip and dump 40 or 50,000 a year in by just saying I'm going to do one flip a year and use that to. Fund the whole thing, or they'll take the cash flow and dump the cash flow into here instead of the bank, just so that they get the living benefits and they get the much higher return with still 80 to 90% liquidity. So could be cash flow from rentals, could be money from a flip, or sometimes some of these short-term rentals can make 20 to $30,000 a year, and if you get $100,000 tax break, you have more money that's not going to Uncle Sam, and then because that's your discretionary income now, because of the tax break, you could use that money to for down payments to grow your portfolio or to do a flip.   Keith Weinhold  30:35   Now, Jared, I sort of think of the cash value that you're accumulating in this policy as safe money that grows at a slow to moderate steady rate, but if it rarely or ever loses value, can you tell us more about that and the rate of return expected in the policy?   Jared Garfield  30:52   Yeah, absolutely. With the IULs, it's going to depend a little bit upon the carriers and stuff like that, and whether you go with a mutual company and stuff like that. It can vary, but a lot of times people are going with things that are what we call indexed. So you can actually index it to the S and p5 100 if you think that we're going to have a bull market and the market's going to really go up strongly. You can index it to the market, and sometimes they'll have a participation rate where they'll say, "Okay, you can participate up to 12% So if the stock market does 17% the most you can make is 12% So you're giving up a little bit of upside, but that's still not nothing. I mean, that's not three or 4% You can still make you know 10 or 12% that year, but you're giving up the part above the participation rate. And the reason that you do that is if the market tanks and drops by 30 or 40% The worst you can do is 0% return. Zero is my hero because you didn't lose anything. So if you had a half a million sitting there, you don't go down to 250 and then wait eight years to get back to break even. Instead, you're still at half a million. And if the market goes up next year by 20% and you had a 10% cap. Then your half a million, you know, is now at 550,000. When everybody else, if it went up by 10% they're at half the amount that they had.   Keith Weinhold  32:13   You have a story or example of how you've helped somebody with this, because I know a lot of investors that are passionate about utilizing the cash value inside an insurance policy tell us.   Jared Garfield  32:28   Well, I've got one friend who's a developer, and he did like a $5 million policy. And every time he flip a subdivision or flip a house, and let's back   Keith Weinhold  32:36   up. Does a $5 million policy mean that's the death benefit?   Jared Garfield  32:40   Yeah, that's the death benefit. Thanks for catching that. That's the death benefit, but that also has a correlation to how much money you can dump into it. So if you have a $5 million policy, you can dump a lot more money in for the tax free growth. And the quicker you hit that death benefit amount, at that point you're self-insured, and so at that point you really don't have cost of insurance on administering the policy hardly at all, and so at that point, when you're what we call self-insured, the return on the investment becomes a lot better. But this particular developer was able to use this policy because he had so much cash value in, and if he sold a house, he'd take 40,000. If he sold 10 a year, he might take you know 400,000 and dump it into this policy, and so it made him bankable. And he was able to use the money to go out and do new subdivision developments because the bank would actually use the policy as the collateral to be able to give him loans at much lower interest rates.   Keith Weinhold  33:38   That's valuable. Tell us about that. I don't want to use the wrong words here, but then effectively with this example, are you borrowing against the funds in the policy? So therefore, you can get those dollars working for you somewhere else, all while simultaneously the cash value continues to compound and grow. Sort of another form of leverage.   Jared Garfield  34:01   Correct. What they basically do is they basically freeze part of the amount and say, okay, we're using this as the collateral and stuff like that to be able to do the loan. But if it grows and and makes 7% you're still making the money off of the money that's sitting in there. It's just collateralized as part of the loan. And some people will even use it to like go buy a car, like instead of buying a car and going getting a bank loan and paying 7% to the bank, they might borrow money out, go pay cash for the car from the life insurance policy loan, and pay 2% instead of 7% But they're paying it to themselves, and as long as they're paying the interest to themselves, if the money that they borrow out could potentially still earn the same money and earn 7% even though you had borrowed out. So it's doing two things for you at the same time, as long as you're paying that loan interest. But and that depends on the option that you take when you do your loan.   Keith Weinhold  34:54   We love leverage around here. Leverage trumps compound interest. In so many ways. Oh, I'm really glad that you told us some more about that using the funds in more than one way at the same time. Tell us more about what it costs for the investor, the costs of setting this up, and then what some of those trade-offs are, Jared.   Jared Garfield  35:18   Well, that really depends on the individual. I mean, everybody has to sit down and be able to decide what is acceptable for them. You know, a lot of times people will want to max fund the 401k that they're doing at least just to the amount that's matched. But then after that, this could be a great place instead of putting a whole bunch more money into a 401k. Some people will elect to say, "I'm going to put the matching portion into my 401k, but then I'm going to take my cash flow from my real estate and money that I could have contributed to other alternatives and put it into this because I want the liquidity. I want to be able to leverage this money and pull it out without any restrictions. That as long as I can pull out 80 to 90 percent, I could go buy a car wash, or I could invest in a business, or I could, you know, do whatever I wanted to. I could loan it to my kids for their college and make them pay me loans back to my policy. There gives you a lot of flexibility to do it. But the thing that we love about it is we'll do what's called an illustration, and it may end up if you start at the right time, it could be a six-figure passive income stream at retirement, and then if you have the real estate, because this helped you grow your portfolio, where without doing the strategy, you might have ended up with say 10 properties. We might be able to get you to 20 or 30 properties working together as a team with your real estate coaches and stuff like that. Then we can potentially grow your real estate portfolio, and what we want to do is 1031 exchange every seven to eight years. I don't believe in holding properties for 30 years.   Jared Garfield  36:47   I believe in exchanging them every seven to eight years because when the tax benefits have been used up, if you exchange to twice the size portfolio, you have better appreciation on a portfolio worth twice as much. But that new value, you still get the depreciation advantages, where the old value that was half, you know, the depreciation is used up. So you're you're getting new depreciation on the higher value assets, and then our goal would be that by the time you don't want to be involved in managing the property managers, that at some point you're going to have a 200 unit apartment complex with on-site management, and at that point you don't have any financial worries really because you're 1031 exchanging into those apartment complexes, but you have so much equity that you're still maintaining depreciation during your retirement years. When most people who have lesser plans don't have the tax advantages,   Keith Weinhold  37:41   I love that you said so much of that, and to you, the listener, Jared is licensed to do this, and our own in-house investment coach. You mentioned coaching. Naresh has the proper licensing as well to holistically help integrate this into your investor life. And for example, yes, we are rarely of the mindset that you would hold a property for all 30 years because after seven to 10 years, your leverage ratio gets worn down, and then additionally, if you're buying turnkey properties, oftentimes that's when capex expenditures start to enter into the picture. So yes, oftentimes we do these seven to 10 year holds.    Jared Garfield  38:23   I love that. Yeah, that's a really really good strategy, and and it always makes it to where you can grow so much bigger portfolio by not being taxed through that exchange. And you know, believe it or not, there's actually even ways when you have extra cash boot, they do allow if you notify them in advance. Sometimes you can take some of the cash boot on the exchange and roll it into some of the products that we utilize.   Keith Weinhold  38:47   For more specifics, I know you said it's based on one's individual situation, but how much does it cost to set up a policy? And then, are there any ongoing maintenance fees? Can you give us more specifics there?   Jared Garfield  38:59   So, there's small fees to administer the policy because you have people who are trading and doing different things and working within the policy for the funds. But usually, you can set policies up as low as 100 or even $200 a month. We don't usually recommend that because you want to max fund it. Usually, when you're doing these strategies, if you're just doing $100 or $200 a month, you're basically buying life insurance, but you're missing a lot of the benefits because what you want to do is to be able to max fund it. So what we like people to do is get as minimum life insurance. That's not in our advantage because we get paid based on the premium of the amount of life insurance you get. But you get the smallest amount of life insurance for the amount that you can max fund. I would much rather have somebody get a $500 a month policy that, let's say, they could put you know a thousanmd a month in or something like that, than to have somebody get $1,000 a month policy where they're paying a thousand a month but they can't max fund it because by max funding it you're maximizing the growth component of the cash. Value, and so it depends on how much you want. But you can go anywhere from $100 or $200 a month to we have clients that will dump $20,000 a month in because they really want to shield as much money as they can from tax growth.   Keith Weinhold  40:15   Tell us more about who the seven-figure solution is for and who it's not for.   Jared Garfield  40:20   Well, if you're living month to month and you don't have discretionary income, it's probably not a good solution. In that situation, you probably want to get term insurance and just make sure that you cover catastrophic things. But if you've got discretionary income and you've got an extra four to $500 a month that you could use to max fund, we figure most people need life insurance anyway, and the way that we teach it, when you mix it with real estate, rather than pulling it from your monthly budget, doesn't it make a lot more sense to let your tenants buy the houses for you, but also pay for a half a million or a million dollar life insurance policy for you, where the tenants are covering the savings for anything that happens at the property with capex or vacancy or damage, and at the same time covering life insurance and potentially a six-figure passive income that's tax advantaged at retirement. So I pull the money out from other assets and let the assets cover this asset.   Keith Weinhold  41:18   Oh well, Jared, this has been great. Before I ask you if you have any last things to tell the audience about the seven-figure solution, I invite you, the audience, to join us. It's going to be Jared and our own in-house investment coach, Nareesh, bringing you a live online event that you can join from the comfort of your own home next Thursday, the 27th at 8 PM Eastern. You can register now; it's free at grewebinars.com because there are a lot of moving parts, and it does take some time to wrap your head around this, benefiting from the cash value of an insurance policy. And this way you can have a Q and A, and you can get answers in real time at this event. It's called the Seven Figure Solution: Build wealth, reduce risk, and create tax advantage retirement income through real estate. Again, it is next Thursday, the 27th at 8p.m. Eastern, you probably have generated some questions inside your head while you're listening to this, and you can sure have them answered there as you're going to learn a whole lot more about it next Thursday. This could help a lot of people. Jared, do you have any last thoughts?    Jared Garfield  42:38   I think the only thing is that we like to work with the team. We like to work with your CPA. We like to work with your real estate investment coach. I used to be a coach and trainer for Robert Kiyosaki, who wrote Rich Dad Poor Dad, and he always talked about power teams. And so we want to be able to be a part of your power team and work with your other advisors to help you implement something. We're not here to give you tax advice. We want you to be able to work with your investment advisors and your CPAs, and just be a part of the team. But I would point out that over my career, I've owned hundreds and hundreds of single-family cash flow rentals, duplexes, fourplexes, apartment complexes. I've done some land development, and I implement these strategies myself. I had 17 Airbnbs, and so these are the strategies that I implemented as a full-time real estate professional. I felt like that this strategy of having a seven-figure solution could help you to avoid some of the pitfalls that I experienced in my 20s.   Keith Weinhold  43:32   So much all comes together for one pretty comprehensive solution. It's the intersection of growing your portfolio, getting tax advantages and having the death benefits of insurance and more all coming together next Thursday, so that you can learn more. Jared, it's been great having you back on the show.   Jared Garfield  43:52   Thanks, Keith. Always glad to join you.   Keith Weinhold  44:00   Integrate the seven-figure solution the GRE way, where we have this conscientiousness about leverage and cash flow. In this case, it's how to prudently leverage a life insurance policy. When it's time to tap your cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, hence using the funds in more than one place, and the IRS does not tax loan proceeds. This reminds me of a billionaire and how they borrow against the value of their stock. That way, they don't have to sell their assets. This is similar to what you can do with this. Another thing is that you know real estate investors are not used to a volatile ride because our asset values stay stable. You heard Jared mention the acronym IUL there. That's an indexed universal life policy. It's a real benefit. That says you tie yours to the S and P five hundred. Well, that index was down 18% in 2022, and that your cash value can have an upside ceiling and loss protection on the downside-an option that you'll care more about as you get toward retirement. In 2008, the S&P was down 37% so the math is cruel on value losses. In fact, it's even worse than it sounds because if you're down 30%, then you need a 43% gain just to get back to even. That is just math.   Keith Weinhold  45:39   There are some mistakes to avoid here, and you don't just want to set up your seven-figure solution off of a website. And it is based on products that you might have heard of from companies like Nationwide and Mass Mutual. I strongly encourage you learn more, see how it all goes together, learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, 721 exchange, and 1031 exchange. This is very much about seeing your future. You've been listening to me here every week for almost 12 years, earning money from your day job, building your real estate portfolio, either from our investment coaching or on your own. This is how it all goes together. Next week with Jared and GRE investment coach Naresh. By attending live, you can have your questions answered in real time. One last time, you can sign up for the event for next Thursday, the 27th at 8 PM. Eastern, 5 PM. Pacific. Learn about something that's potentially really valuable to you: the seven-figure solution at grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  46:59   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  47:26   The preceding program was brought to you by your home for wealth building, getricheducation.com  

Bill Burns says it best: "This is exactly the moment when you need to attract the best in our society to lives in public service, whether it's in the State Department, the US military or elsewhere. I am a passionate believer in that." We are, too! Uncle Sam needs you. (This is a repost from 2019, with a message that has never mattered more than it does today.)

This episode was livestreamed on August 6, 2026.Business, the economy, and you—read Dr. Cotto's Digest for the story of your life: https://x.com/JosephFordCotto/status/2086554340622479424Full access to Dr. Cotto's Digest is only $3.00/month. Subscribe to this account for the plain truth about business and economic news that shapes your life: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/JosephFordCotto/creator-subscriptions/subscribe⁠

That vacation, RV, or home renovation you're planning in retirement might cost a lot more than the price tag suggests. One extra withdrawal from your IRA can set off a chain reaction of higher taxes and even surprise Medicare surcharges — for years to come. Robert Brokamp breaks down the hidden math behind retirement spending, and what you can do now to keep more of your money.Key topics discussed:-The tax "snowball" effect: how one year of higher spending can force bigger withdrawals in following years just to cover the tax bill, compounding the cost over time-Uncle Sam loves seniors: tax benefits for the 65-and-older crowd result in a lot of tax-free income – but spending beyond certain levels can result in a quickly accelerating tax bill-Two hidden costs of spending more: how bigger withdrawals can trigger taxes on Social Security benefits and surprise IRMAA surcharges on Medicare premiums-How to soften the blow: why building up Roth assets and paying off debt before retirement can protect you from these tax trapsHost: Robert Brokamp, CFP®, EAEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Story of Joe Keit: History of Tension, Unwillful Demise, Samkoma, and MoreIn this episode, we're joined by Joe Keit, guitarist and founding member of South Florida hardcore band Tension, as well as an early member of Unwillful Demise.Joe reflects on growing up in a musical family, discovering artists like Kiss, Jimi Hendrix, Led Zeppelin, and Metallica, and developing a lifelong passion for music alongside longtime friend Matt Fox, who would later form Shai Hulud. He shares stories of learning guitar, writing songs, and becoming immersed in South Florida's underground music scene during the late 1980s and early 1990s.The conversation explores the formation of Unwillful Demise, recording demos, playing venues including the Treehouse and Kitchen Club, and sharing stages with members of South Florida's growing metal and hardcore communities. Joe also discusses other local bands from the era, including Cynic, Malevolent Creation, Fatal Sin, Raped Ape, and Eternal Damage, along with memories of record stores including Uncle Sam's and Specs, local concerts, and discovering new music throughout Broward County and beyond.Joe recounts the formation of Tension with vocalist Mike Hurley, the band's releases In Our Time, The Sickness of Our Age, and Agent of the People, recording at Studio 13 with Jeremy Staska, winning a Slammy Award, interest from Century Media Records, and the band's evolving sound. He also shares memories of performances at Coral Springs City Center, Blue Chair, Plus Five Lounge, Club Q, and The Edge, along with touring and sharing bills with Strongarm, Shelter, Strife, Earth Crisis, Integrity, Endure, Timescape Zero, Bloodlet, and Load.The discussion also focuses on Mike Hurley's impact on Tension. Joe shares memories of their friendship, reflects on Hurley's songwriting and stage presence, discusses the challenges that followed after the band's breakup, and speaks candidly about mental health, addiction, suicide, and the importance of checking in on friends and loved ones.Joe also discusses life after Tension, including his career as a firefighter, his involvement in martial arts, breakdancing, and electronic music, as well as his current projects Ronin Taiko and Samkoma.

The Stupid History of Uncle Sam - Become a supporter of this podcast: https://www.spreaker.com/podcast/the-stupid-history-minute--4965707/support.

Send us Fan MailThis week we're drafting the best summer horror movies. We define the essential ingredients of summer horror, defend our selections across six themed categories, and assemble three competing twelve-film rosters.Mentioned in the EpisodeMain EpisodeBest Summer Horror Movies Draft - YouTubeRelated Episodes⁠Episode 453: Summerween Starter Pack⁠Episode 401: I Know What You Did Last Summer (2025)⁠Episode 398: I'll Always Know What You Did Last Summer (2006)⁠Episode 390: Honeydew (2020)⁠Episode 386: Hell of a Summer (2025)⁠Episode 342: The Omen (1976 vs. 2006)⁠Episode 337: Uncle Sam (1996)⁠Episode 334: In a Violent Nature (2024)⁠Episode 332: Summer of '84 (2018)⁠Episode 292: Infinity Pool (2023)⁠Episode 280: The Devil's Rejects (2005)⁠Episode 270: Piranha (1978)⁠Episode 261: Evil Dead II (1987)⁠Episode 254: Friday the 13th Part VI: Jason Lives (1986)⁠Episode 244: Barbarian (2022)⁠Episode 241: The Lost Boys (1987)⁠Episode 232: Pearl (2022)⁠Episode 230: Tourist Trap (1979)⁠Episode 227: Bodies Bodies Bodies (2022)⁠Episode 222: Jaws 3-D (1983)⁠Episode 217: Rosemary's Baby (1968)⁠Episode 206: X (2022)⁠Episode 202: Texas Chainsaw Massacre (2022)⁠Episode 176: Fear Street Part Two: 1978 (2021)⁠Episode 169: The Evil Dead (1981 vs. 2013)⁠Episode 163: Rear Window (1954)⁠Episode 144: Wrong Turn (2021)⁠Episode 138: Wrong Turn (2003)⁠Episode 127: Friday the 13th Part III (1982)⁠Episode 104: I Know What You Did Last Summer (1997)⁠Episode 102: Midsommar (2019)Support the showThanks for listening to Hack or Slash! Want more from the show? Join us on Patreon for extended episodes, bonus reviews, B-sides, watchalongs, behind-the-scenes extras, and more ways to help keep the show alive and slashing.Support us on PatreonYou can also hang out with us between episodes in our community spaces. Join the Discord for watch parties, episode discussions, horror recommendations, and general spooky nonsense.Join our DiscordFollow Hack or Slash:WebsiteYouTubeRedditInstagramTikTokHave thoughts on this week's movie? Leave a comment, send us a voicemail, or tag us online. We love hearing your thoughts on the movies we cover.Happy slashing!Music Credits: "Hack or Slash" by Daniel Stapleton

Drop us a line or two . . .We open mid-life, mid-rain, mid-chaos — and fully on brand. Queenie's kicking things off fresh off a family reunion that somehow pulled together around 60 people under a pavilion while the weather did its worst. The rain, she reports, was actually a blessing — it corralled everyone together and made for a genuinely lovely day. Her mom, the family matriarch, had someone at her side every minute. Seven hours on poured concrete. Sixty people. Special-edition 250th anniversary rubber ducks wearing Uncle Sam hats and Mardi Gras beads. Trivia questions. Revolutionary War research that Queenie will readily admit her procrastination kept from being as thorough as intended. The ducks, she assures everyone, will be collector's items. Future generations will hold them up and say, "Look at this relic from when the Republic still stood." The physical toll of the reunion caught up with Queenie overnight — leg cramps, dehydration, chanting through the pain — which leads, naturally, into a colonoscopy update. Because of course it does. The prep, she confirms, is indeed a blast. Moving on. TT, meanwhile, is already feeling the effects of the big-ass bag of gummies — yes, that big-ass bag, the one they apparently weren't sure would still have any potency. It does. Potency plus. Queenie's working her way through a Hepworth Citrus Slurp — a teeny-weeny 0.35g pre-rolled dog walker, sun grown, naturally terpene rich, and delivering a clean sativa energy. The fly in the room, apparently, got the memo and departed when the fly swatter appeared, which sends them into a genuinely delightful detour about whether ants retrieve their dead, mourn their dead, or potentially require DNA evidence before accepting that a fallen comrade is really gone. Alexa is consulted. Designated undertaker workers, she reports, sense a death pheromone and remove corpses from the colony. They're just being tidy. The ants. Just being tidy. From ant funerals, Queenie pivots to a rant about the total myth of the paperless digital revolution, which she has been living in real time while navigating bureaucratic systems with assignees. Motor vehicles. Government agencies. Bank accounts. Not one transaction in twenty goes smoothly. You always need a paper backup for the digital. You always need to wait. You get called, miss your number, get called again out of sequence, haven't had a chance to fill out a single form yet because you were pulled to get your photo taken first. The receipt multiplies. The paperwork multiplies. The fax machines are still running somewhere in a government building. It is, Queenie concludes, organized crime. You do not exist until they tell you you exist, and they decide the terms. A little raw around the edges, she admits. A concentrated few weeks. Then it's time for Wait, What — and this week's entry is genuinely warm. Queenie shares the story of a British author who, on the occasion of turning 60, invited sixty people — strangers, acquaintances, old friends, her own children — to sit down and share a cup of tea with her. Part curiosity project, part antidote to the creeping shyness that snuck up on her in her later years. She kept a blog. She opened each conversation with a few consistent questions. She found that intentional listening — actually just listening, not advising — meant her kids opened up to her in ways they hadn't before. Intimate moments. Real connection. New friendships. New ideas. Queenie loves it. TT loves it. They wonder if they could do it. TT suspects she'd enjoy it enormously but is fuzzy on the mechanics of execution. They agree the format is flexible — tea, cookies, a brownie, a gummy, whatever. The key, Queenie says, is making it intentional. The conversation wanders into the current political moment, which is everywhere and unavoidable, and Queenie reflects that at the family reunion, even with all the patriotic ducks and anniversary fanfare, the prevailing mood around current events was more forlorn than defensive. Nobody was flying any flags for the other team. She notes they grew up watching their parents' generation of siblings never conflict — and they're just modeling that behavior. You hold onto the shared history. Cousin Sharon gets a moment: the only family member to have served in an active war zone. The men were never that closely involved in any conflict. That lands quietly. TT's Choice serves up number 49: would you rather have a podcast guest who is absolutely fascinating but hates you, or who loves you but has nothing interesting to say? Both hosts go immediately for fascinating-and-hostile. The reasoning: it's better for the audience. And honestly, better for them. TT admits she can make small talk for about a minute before the panic sets in. A minute, she clarifies, is a genuinely long time when you're flapping in the wind. They'd try charm and wit to win the hostile guest over. They'd feign a dropped connection if things got dire. They'd exit gracefully. They debate whether actively seeking someone who hates you is ethically sound podcasting practice or just fishing for drama. TT starts to say something, stops herself, and refuses to share it on air. This has apparently never happened before. Queenie is mildly unsettled. The Fuck It List this week: Queenie is retiring her compulsive apologies on the pickleball court. Her class was cancelled due to Canadian wildfire smoke — the air quality has been in the red-to-dangerous range, and there are days the sky goes visibly yellow. She and TT go deep on the state of the planet: El Niño, prescribed burns, the pine bush outside Albany that has to burn to bloom, the Karner blue butterfly, fires mapped across the entire globe on Weather Underground looking like the world is literally ablaze. Japan. China. Sandstorms from the desert traveling across continents. Canada. Pittsburgh. It's a lot. Back to the fuck it: TT has been apologizing reflexively on the pickleball court every time she misses a shot — and so has her partner. They both caught themselves doing it and looked at each other. They agreed: stop. Nobody's playing for money. Nobody's walking off a cliff. TT reflects that she's not used to team sports, doesn't love the pressure, feels responsible for the group, and carries the anxiety of visible positions — goalies, pitchers, catchers, all the people in the hot spots. Queenie points out that women apologize constantly for things outside their control. Bumping into someone. Missing a shot. Existing. The episode closes on that note — and on a song: a full musical number about the reflexive female apology. Apologizing to chairs. To waiters who brought the wrong plate. To the doctor for making you wait. To the stranger who stepped on your shoe. Every woman in the room nodded. They've been sorry since the age of eight. Queenie and TT sign off warmly. Then, in true CDQ fashion, the mics keep rolling while they attempt to figure out live streaming, test whether Queenie's black t-shirt creates a floating-head effect on camera (it kind of does), reference The Wizard of Oz, and confirm that they are, in fact, quite possibly one of a kind. Welcome to the Closet Disco Queen Pot-Cast, a #1 ranked Women in Cannabis (Feedspot, Million Pods; 2025) comedy podcast with music and pop culture references that keeps you laughing and engaged. Join our hosts, Queenie & TT as they share humorous anecdotes about daily life, offering women's perspectives on lifestyle and wellness. We dive into funny cannabis conversations and stories, creating an entertaining space where nothing is off-limits. Each episode features entertaining discussions on pop culture trends, as we discuss music, culture, and cannabis in a light-hearted and inclusive manner. Tune in for a delightful blend of humor, insight, and relatable stories that celebrate life's quirks and pleasures. Our Closet Disco Queen Pot-Cast deals with legal adult cannabis use and is intended for entertainment purposes only for those 21 and olderVisit our Closet Disco Queen Pot-Cast merch store!Find us on Facebook and Green Coast RadioSound from Zapsplat.com,  https://quicksounds.com, 101soundboards.com #ToneTransfer

DOWNLOAD THE DV RADIO APP ON ANDROID RIGHT NOW!!   The latest BARRACKS TALK podcast episode is waiting, press 'play' now!   In this week's episode of BARRACKS TALK from DV Radio: The DV Radio Crew tackles the stigma of late-filed disability claims, arguing that Veterans are simply demanding benefits guaranteed by the contract they signed with their lives. between stories of rotgut whiskey and "Disney math," the discussion exposes the bureaucracy of non-medical VA raters and the long-term fallout of burn pits and TBIs. Whether navigating paving jobs in Alaska or fighting for service-connected sleep apnea, this episode is a raw reminder to stop letting Uncle Sam off the hook for his pound of flesh. #VeteranLife #VAClaims #MilitaryHumor #BurnPits #DisabilityBenefits #VeteransHelpingVeterans #PACTAct #ServiceConnected #TBI #VABureacracy #UncleSam #VeteranSupport #GrittyVets #MilitaryContract #VeteranCommunity - LINKS MENTIONED - Grab Your DV Radio Merch! https://bit.ly/DVR-StreamLabs-Merch - Respawn Finance + Free Budgeting App https://respawnfinance.com/ - Star Spangled Brewing Co. [THE OFFICIAL BEER OF DV RADIO] https://www.starspangledbrewingco.com/ - Hard Of Hearing, Deaf, or Have Other Hearing Issues? READ THE TRANSCRIPT! https://dvradio.net/accessibility - Hope For 22 A Day [Pin-Ups For the 22 A Day] https://hopefor22aday.org/ - Liberty Risk Podcast [Brothers Like None Other] https://beacons.ai/libertyriskpodcast - INERT Mugs [OFFICIAL SPONSOR] www.inertmugs.com - Laugh It Off [The Comedy Wing of DV Radio] https://www.laughitoff.org/ - Want To Sponsor DV Radio? No pricing model beats DV Radio when it comes to sponsorship. https://bit.ly/SponsorDVRadio DV Radio on Rumble https://rumble.com/c/DVRadio DV Radio on twitch.tv https://www.twitch.tv/dvradio - [NOTE: Click these links!] ---------- DV Farm Septic System Fundraiser https://donorbox.org/dv-farm-septic-system ---------- Parental Control Apps https://bit.ly/ChildSafeInternet ---------- Backpacks For Life https://backpacksforlife.org/ ---------- Wah-Tie Woodturning https://wahtiewoodturning.com/ ---------- Backpacks For Life Fundraiser https://ko-fi.com/dvradio/goal?g=1 ---------- Edited by Munkee Bawlz Media https://www.munkeebawlzmedia.com/ ---------- Are you a Veteran Owned Business? Have unique, handmade items that we can buy and review on a show? Contact us, show us what you have, and we'll (at least Bo) will spend up to $50 per month and speak openly about your product(s)!! ---------- Find Out More About Betsy Ross At Her Website https://bit.ly/Fight-With-Betsy-Ross ---------- *Got an idea for BARRACKS TALK or any other show? Want to be a guest? Then please feel free to contact us by sending an email to info[at]dvradio.net or oink[at]dvradio.net.* ---------- **LINKS TO CHECK OUT** EVERYTHING DYSFUNCTIONAL VETERANS https://whereisdv.carrd.co  ---------- DV RADIO PARTNERS, SPONSORS, and AFFILIATES https://dvr-listen-support.carrd.co

Topics: Feeling Stuck, Collect Calls, Getting Older, Spa Etiquette, Social Media Anger, Blocking People, The Real Jesus, Giant Sloths, Listener Uniforms, Saying "I Love You," Uncle Sam, Meaningful Work BONUS CONTENT: Coffee From a Bowl Quotes: "You're not stuck. And this day will pass." "I think blocking people on Facebook or Twitter can be very loving." "Maybe that could form our conception of Jesus instead of Twitter." "There's nothing truly mundane when you see that God has infused your whole life with that kind of meaning." . . . Holy Ghost Mama Pre-Order! Want more of the Oddcast? Check out our website! Watch our YouTube videos here. Connect with us on Facebook!

Key Takeaways: Tax Incentives Support Clean Energy: Tax credits and deductions can make it more affordable for businesses to invest in energy solutions like solar panels. Use Depreciation to Lower Taxes: Bonus depreciation allows businesses to deduct the cost of certain energy-efficient equipment more quickly, improving cash flow. Choose the Right Business Structure: Creating separate companies to own assets like energy systems can help reduce liability and improve tax efficiency when done correctly. Turn Tax Planning Into a Growth Strategy: Understanding tax laws helps businesses make smarter financial decisions that support long-term growth instead of simply reducing taxes. Invest in Your Community: Spending money on projects that benefit the community can strengthen your business, build trust, and support long-term success for everyone involved.   Chapters: Timestamp Summary   0:00 Tax Benefits of Energy Independence and Solar Panel Incentives 2:11 Energy, Tax Incentives, and Community Prosperity 4:08 Business Tax Incentives for Solar Energy and Infrastructure Investment 8:43 Reframing Tax Payments as Community Support 10:27 Creative Tax Strategies for Business Efficiency and Growth Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Welcome back to the Dollar Wise Podcast. In this episode, Andrew Barnhardt, CFP, and Brett Herron, CFP, take a deep dive into Roth conversions — what they are, why so many pre-retirees and retirees are asking about them, and when they do (and don't) make sense. Andrew and Brett walk through the core benefits of converting pre-tax retirement dollars to Roth, including lowering future required minimum distributions, creating a tax-free pot of money for large expenses, hedging against potential future tax increases, and leaving a tax-free inheritance to heirs. They also cover the practical side of paying the resulting tax bill, scenarios where converting may not be the right move — including charitable giving goals — and real examples of when conversions have paid off for clients. Throughout, they emphasize that Roth conversions are a personal, best-guess optimization strategy that should be made in coordination with a tax professional and financial advisor, not a one-size-fits-all recommendation.Tune into this episode to also learn:● What a Roth conversion is and how it differs from a regular Roth contribution.● How Roth conversions can help reduce future required minimum distributions.● The most tax-efficient ways to pay for a Roth conversion when it comes due.● Why charitable giving goals can change whether a conversion makes sense.What we discussed● [00:00:31] Kicking off the episode: introducing today's topic, Roth conversions.● [00:00:50] What a Roth actually is — after-tax contributions, tax-free growth, and tax-free qualified withdrawals.● [00:03:27] What a Roth conversion is and how it differs from contributing directly to a Roth account.● [00:06:54] Advantage #1: how converting to Roth can lower future required minimum distributions (RMDs).● [00:09:13] Smoothing retirement income over time to avoid higher tax brackets and other income-based traps.● [00:09:54] Advantage #2: building a tax-free pot of money for large or unexpected expenses.● [00:11:46] Advantage #3: using conversions as a hedge against potential future tax rate increases.● [00:13:11] Advantage #4: tax-free inheritances and gifting Roth dollars to heirs.● [00:15:46] How to actually pay the tax bill on a conversion — cash, taxable accounts, and what to avoid.● [00:19:16] Three scenarios where a Roth conversion may not make sense.● [00:21:41] Qualified charitable distributions (QCDs) and leaving pre-tax IRAs to charity.● [00:23:36] A real client example: how consistent conversions during low-income years changed one business owner's retirement picture.● [00:24:13] Why peak earning years are usually the wrong time to convert.● [00:25:49] Closing thoughts: Roth conversions are a personal decision based on your own goals, not trends.3 Things To Remember1. Roth conversions are about optimization, not necessity — they're rarely what makes or breaks a retirement.2. Whether a conversion makes sense depends on your own tax bracket today versus your expected bracket later — not on trends or what your neighbor is doing.3. How you pay the tax on a conversion matters — paying from cash or a taxable account is generally more efficient than withholding from the conversion itself.Memorable moments:(00:06:54) "Roth conversions are a way of moving some of that income forward into your retirement to lower your RMDs, therefore lowering the tip that you give Uncle Sam."(00:11:46) "It's a hedge against future tax rate increases... if you convert money from pre-tax to Roth, you insulate yourself somewhat against some of those tax potentials in the future."(00:19:16) "If doing a Roth conversion is going to hurt you financially for your retirement, it would be more necessary to not do it."Useful LinksConnect with Brett Herron: bherron@hfmadvisors.comLinkedIn: https://www.linkedin.com/in/brett-herronConnect with Andrew Barnhardt: abarnhardt@hfmadvisors.comLinkedIn: https://www.linkedin.com/in/andrew-barnhardt-cfpLike what you've heard...Learn more about HFM HERE: https://hfmadvisors.com/Schedule time to speak with us HERE: https://calendly.com/hfminquirycall/360102 WEST HIGH STREET, SUITE 200GLASSBORO, NJ 08028HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

This week's Trends Journal cover features Benjamin Netanyahu as Uncle Sam, raising a question millions of Americans are asking: Who is leading the U.S. into war? We examine how the Iran War unfolded, why Washington expected to be drawn in, and the growing influence of Israel on U.S. foreign policy. Plus, the latest on what's next for stocks and the global economy. Get the critical geopolitical and economic trends shaping the future—before they become the headlines. Access our premium content, subscribe to The Trends Journal: https://trendsjournal.com/subscribe The Trends Journal is a weekly magazine analyzing global current events forming future trends. Our mission is to present Facts and Truth over fear and propaganda to help subscribers prepare for What's Next in these increasingly turbulent times. The Trends Journal Shop: https://trendsjournal.com/shop Follow Gerald Celente on X: https://x.com/geraldcelente Follow Gerald Celente on Instagram: https://www.instagram.com/geraldcelentetrends Follow Gerald Celente on Facebook: https://www.facebook.com/gcelente/ TikTok: https://www.tiktok.com/@trends.journal Follow Gerald Celente on Threads: https://www.threads.com/@geraldcelentetrends Follow Gerald Celente on Gab: http://gab.com/geraldcelente Substack: https://Trendsinthenews.substack.com Follow Gerald Celente on Truth: https://truthsocial.com/@TrendsJournal Follow Gerald Celente on Reddit: https://www.reddit.com/user/Trends-Journal/ Copyright © 2026 Trends Research Institute. All rights reserved.

“Guadalcanal is not the name of an island. It is the name of the graveyard of the Japanese army.”This is the story of America's first major offensive in the Pacific since Midway.Amid hard fighting among the frozen peaks of Attu at the tail end of Alaska's Aleutian Islands, the Americans are gaining ground. But the cost is steep. Carrying out banzai charges, Japanese soldiers are prepared to fight to the last man. This is the case in the Solomon Islands as well, where US Marines—or "Uncle Sam's Miserable Children," as they call themselves—are storming the beaches of Guadalcanal. The island is only barely held, largely thanks to the almost unbelievable bravery of Medal of Honor recipient Sergeant John Basilone.Meanwhile, American codebreakers have obtained Admiral Yamamoto Isoroku's flight plans. The man who surprised America at Pearl Harbor is about to get a surprise of his own.____Connect with us on HTDSpodcast.com andorder Prof. Jackson's bookgo deep into episode bibliographies and book recommendationsjoin discussions in our Facebook communityget news and discounts from The HTDS Gazette come see a live showget HTDS merchor become an HTDS premium member for bonus episodes and other perks.HTDS is part of Audacy media network. Interested in advertising on the History That Doesn't Suck? Contact Audacyinc.com.

Closer to Christmas Podcast – June 27th – “181 Days, Christmas Music Temptation.” Closer to Christmas Podcast – June 28th – “180 Days, You Made It…Now What?” Horror for the Holidays Podcast – June 28th – “Uncle Sam.” Tis the Podcast – June 29th – “How Do You Think Grandmas Got Those Legs of Hers? […]

Recording a podcast from a beach sounds relaxing until your phone is overheating, the ocean looks suspicious, and a family nearby is yelling like it's a competitive sport. We're out on the road with Discombobulated, posted up in the shade on the Georgia coast, letting the scenery steer the conversation: Sea-Doos ripping past, vacation chaos, and that specific touring-comedian brain where every random moment becomes a bit before it becomes a feeling.We bounce from pure riffing to real-life honesty fast. There's the strange emptiness of “I love you” rituals, the whiplash of drunk “I miss you” texts, and the low-grade burnout that shows up when you've been driving city to city, sleeping in the car, and still trying to deliver onstage. We also get into the fantasy of money as an exit plan, the desire to feel grounded again, and what it means to keep creating when your life is basically a moving parking lot.Then the travel stories hit: watching Disney fireworks near Orlando while dressed up as Uncle Sam, standing among Disney adults who can flip from normal dinner mode to full soundtrack devotion in seconds. Add a broken hotel hot tub, a poolside makeout scene that feels illegal to witness, and a final stretch of coastal driving that lands on Jekyll Island at sunset. If you like comedian podcasts, road stories, and unfiltered behind-the-scenes tour life, this one has all of it.If you laughed or related even a little, subscribe, share this with a friend, and leave a review so we can keep this thing moving. What part hit you the hardest: the beach chaos, the Disney moment, or the car-sleeping honesty?Support the showhttps://www.patreon.com/c/DiscombobulatedwithBobbyJaycox

We want YOU to listen to this episode on the straight-to-video 1996 slasher, Uncle Sam.

Patrick is known for his vibrant personality and a knack for making people laugh. As a dedicated participant in various programs, including day programs and night recreational events, he is celebrated for his enthusiasm and love for dance. Patrick holds the proud title of the biggest fan of Stewart's Shop and is recognized for the positivity he brings to every environment he enters.Emme Emme is a committed advocate for individuals with disabilities and a student at the University at Albany, where she studies human development. With extensive experience volunteering for Special Olympics, Emme has also been actively involved with the ARC of Rensselaer County's Night Rec program as a direct support professional. Emme's passion for advocacy and empowerment is largely influenced by her sister, who has a disability, an experience that fuels her dedication to fostering inclusive communities.Episode Summary:In this episode of DSP Talk, host Asheley Blaise explores the critical theme of empowerment and advocacy with special guests Patrick and Emme. The episode delves into the importance of listening to individuals and supporting them to communicate their own choices and preferences, rather than speaking on their behalf. Creating spaces where persons with disabilities can direct their own lives is underscored as a fundamental principle of advocacy.Patrick shares his personal experiences about choices made with him and the significance of using his voice to communicate his preferences, like his bowling experiences at Uncle Sam's. Emme discusses her role as a Direct Support Professional (DSP) and how her background has shaped her approach to advocacy. Through engaging dialogue, they highlight the delicate balance between ensuring safety and fostering independence, using technology to facilitate communication, and building trustful relationships.Key Takeaways:Direct Support Professionals play a vital role in facilitating clear understanding and communication, especially when supporting people who could be misunderstood.Respect and patience are fundamental in making individuals feel heard and valued.Balancing safety with independence is crucial for empowering individuals to make their own informed decisions.Consistent advocacy and the availability of supportive resources and recreational programs can significantly enhance individuals' happiness and independence.Notable Quotes:"Advocacy is not about speaking for someone. It's about ensuring they have the support, confidence, and opportunities to speak for themselves." – Asheley"Empowering the people we support here happens every day. It's about showing that they can do hard and challenging things." – Emme"Empowerment isn't about giving someone a voice; they already have one. It's about making sure that their voice is heard, it's respected, and it's valued." – AsheleyResources:ARC of Rensselaer CountySpecial OlympicsFor an enriching exploration into the world of advocacy and empowerment, listen to the full episode of DSP Talk. Stay tuned for more enlightening content in future episodes! Hosted on Acast. See acast.com/privacy for more information.

Well, we made it through July 4th weekend! The "Great American State Fair" continued to frustrate and disappoint the weird few who insisted on attending. Or trying to, anyway. Fake "pavilions" filled with half-assed "exhibits" that lots of states wanted nothing to do with. Even so, some were made to look like they were participating, even when they weren't. And the look was not good! All-in-all, we should just be glad they didn't burn anything down. Greg Dworkin was here to remind us that there was plenty of other stuff happening this weekend, anyway. Bribery, marching Nazis, FIFA corruption. You know, the usual. Speaking of those marching Nazis, know why it was so easy to get so many of them into DC on July 4th? Probably because they were already there. Interesting developments in the Michigan Senate race, where state senator Mallory McMorrow ended her campaign, leaving just two main Dem contenders in the race. Where will her voters go? Not easy to tell. They'll probably all turn socialist! But not for the reason you might think: i.e., that they're socialists now. They probably just want someone who'll kick a little ass. And there are a lot that need kicking. Meanwhile, the regular onslaught of corruption stories continued unabated. Along with a bunch of people Trump claimed were jailed for "fixing their cars," he also pardoned (by strange coincidence) yet another Perv-A-Lago fraudster, this time one maybe tied to a wee bit of murder. And just for a bit of semiquincentennial fun, what movies best capture America? Well, hold onto your Uncle Sam hats, because America's Poet Laureate might just be the creator of Beavis and Butt-Head.

Midnight Terrors is back with our weekly episode! It's 4th of July weekend...so we decided to get a little festive with this week's episode! As it's 4th of July weekend AND the 4 year anniversary weekend of Midnight Terrors being a podcast...Kevin and Roy decided to sit down to discuss the ever so outrageous dark comedy...Uncle Sam from 1996! What did your co-hosts think of this movie? Find out now on episode 174 of The Midnight Terrors Podcast!Thank you all for 4 years of MTP! 4 down...many to go!! Check out MTP's Linktree:midnightterrorspodcast Official: TikTok, Instagram, Facebook | Linktree

Stephanie talks about the bizarre antics surrounding Trump's Great American Fair, where a MAGA supporter dressed as Uncle Sam was caught engaging in lewd acts. They dissect the absurdity of the situation while also discussing the empty promises of the Trump presidency, like his so-called "budget presidency" and the gaudy decor that comes with it. The conversation takes a turn as they address the recent Supreme Court rulings, including one affirming Trump's status as a rapist while simultaneously granting him sweeping powers. Guests: Charlie Pierce and Jody Hamilton.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this edition of The Iconograph, Jack and Miles are joined by journalist/podcaster/fictive 2nd Amendment Santa, Robert Evans to talk about everybody's favorite Unc: Uncle Sam! They'll explore his sexy creation, his tantalizing evolution, why he's so hot and everybody wants him and so much more!See omnystudio.com/listener for privacy information.

It's a very sports-oriented edition of the show. We check in with the woman who stole a trash can from the Knicks parade and got fired over it. This results in another shouting match about the Knicks. We watch a hilariously awkward segment on the Mets pregame show yesterday. We learn of a Uncle Sam lookalike that got a bit too handsy and the Great American Fair. Plus, we check in with Danzig's next movie and Dave Mustaine's views on politics.Watch the episode on Youtube for free. Join our Patreon and get a bonus episode each month, and other behind-the-scenes goodies. More info here.Follow us on: Twitch, Instagram, Facebook, Twitter, Youtube and our Discord Chat. Also don't forget about our Spotify playlist. We also have merch if you're into that kind of sharing. Hosted on Acast. See acast.com/privacy for more information.

To be "fair," Nitwit Nero's carnival is a big, ol' flop. But if you go, watch out for Uncle Sam. Vile, thy name is (Nut)Megyn. Or Katie Miller. Or Or Or . . . 

Topics:  Skydiving, Hansen 2042, Contentment, Remember, Breaking Animal News, Attractiveness, Searching BONUS CONTENT: Attractiveness Follow-up, Who's A Christian   Quotes: "I think children are welcome in the kingdom of God as they are." "God's grace is wider than ours." "Contentment. A lot of people don't like it when you're content, but it is the best way to live." "Remembering: putting together the big picture again." . . . Holy Ghost Mama Pre-Order! Want more of the Oddcast? Check out our website! Watch our YouTube videos here. Connect with us on Facebook!

Anthropic pulled the plug on its Mythos / Fable 5 model after the U.S. government raised concerns, and IREN has completed its acquisition of Nostrum for 490 MW of capacity in Spain. Welcome back to The Blockspace Podcast! Anthropic and Uncle Sam are trading blows again, with the frontier LLM company pulling its recently released Mythos / Fable 5 model after whistleblowers said the model's guardrails were bypassed. Lygos Finance's CEO Jay Patel joins us for his reaction to the news and the market rally with a reported, imminent peace deal coming for the Iran War this week. For other news, we cover IREN's closing its acquisition of Nostrum, which will give it a 490 MW foothold in Spain for AI data center development, and the EPA's stance that it won't regulate AI data centers. Check out Dimetrics, the AI industry's Bloomberg terminal. Track financial metrics and news for AI stocks, GPU rental prices, state-by-state data center pushback, and more with the compute industry's most powerful dashboard. Subscribe to our newsletter to receive updates for all of our shows and content.

Rental properties can give you cash flow, appreciation, and loan paydown from tenants. But tax benefits are often the unsung hero of real estate investing. Today, we're sharing some of the best real estate tax strategies so you can keep more of your hard-earned money from Uncle Sam!   Welcome back to another Rookie Reply! Should you do a cost segregation study? Many investors use this tax strategy to accelerate depreciation and create massive paper losses, but what's the catch? Stay tuned as we break down the potential pitfalls and everything you need to know before getting started. What about a 1031 exchange? This strategy allows you to defer capital gains taxes when selling a rental property, but what if you're flipping houses?   Every landlord wants a great tenant in their rental property, but how do you find them? From credit scores and income requirements to employment verification and background checks, we show you how to dial in your tenant screening criteria so that you make the best possible decision! Looking to invest? Need answers? Ask your question here! In This Episode We Cover Real estate tax strategies that will help you keep more money from the IRS How to accelerate rental property depreciation with a cost segregation study Offsetting your active income with the short-term rental tax “loophole” The two ways to qualify for Real Estate Professional Status (REPS) How to select the best tenant for your rental property (fairly and legally) Whether you can do a 1031 exchange when flipping a house And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠t⁠⁠tps://www.biggerpockets.com/blog/rookie-724⁠. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices