Podcasts about rebalancing

If you have been told to stop breastfeeding because your baby is experiencing eczema, reflux, colic, or digestive struggles, this episode is for you. We are breaking the cycle of blame and reclaiming the truth. Your body is not broken. Your milk is not the problem. And if your supply is low? This episode will change everything for you.In this powerful episode, I share why challenges during breastfeeding are not a reason to stop but an invitation to heal. You will learn how gut health, nutrient absorption, and inflammation affect milk supply and your baby's symptoms. I will teach you about how rebalancing is not only beautiful while breastfeeding, but essential for healing both you and your baby from the inside out.If you are ready to understand the real story your body and your baby are telling you, and to step into a new level of independent health and trust in your healing journey, this conversation will show you the path forward.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Explore the Gut Rebalance Kits Visit our FAQ's Follow along on a Instagram Take the free Gut Health Quiz Email us at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

Jake Kaminski is a two-time Olympic silver medalist in archery and a longtime member of the US Archery Team. He runs a successful YouTube channel, writes training guides, and develops high-performance gear under the Kaminski Archery brand. Sign up for the Kaminski Archery Backyard Championship here.Sponsors:Helix Sleep premium mattresses: https://HelixSleep.com/Tim (27% off all mattress orders) AG1 all-in-one nutritional supplement: https://DrinkAG1.com/Tim (1-year supply of Vitamin D (and 5 free AG1 travel packs) with your first subscription purchase.)Shopify global commerce platform, providing tools to start, grow, market, and manage a retail business: https://shopify.com/tim (one-dollar-per-month trial period)*Timestamps:[00:00:00] Start.[00:06:50] A glimpse into the high-precision world of Olympic archery.[00:11:04] How Jake and I connected.[00:18:27] Jake's auspicious introduction to archery.[00:21:15] Why you (Yes! You!) should try archery.[00:22:01] The differences between bows.[00:25:19] The admirable proficiency of Shot IQ's Bodie and Joel Turner.[00:26:24] Ethical bow hunting, performing under pressure, and transitioning from rifle to bow.[00:29:22] Why I wouldn't have cut it as a competitive archer in Korea.[00:30:14] Mindful archery and training hard to make competition easy.[00:37:00] What Jake did when compound bow archery started to get boring.[00:40:00] Meeting legendary Coach Kisik Lee (KSL).[00:43:06] The upsides of having no social life as a kid.[00:45:20] The welcoming weirdness of archery communities.[00:46:33] For the sake of form, Coach Lee shakes things up.[00:51:21] “I am.” — an affirmation for apathy adjustment.[00:58:11] London, 2012 Olypmics: when it all starts coming together.[01:08:28] How does teamwork play out in archery?[01:15:40] My own experience with Coach Lee.[01:19:23] The trials of training and traveling.[01:27:33] Blank bale practice.[01:31:14] Layering, biomechanics, and other early points of focus.[01:33:03] The underrated importance of follow through.[01:36:40] Coach Lee's take on follow through vs. release.[01:37:29] Gauging tension and intention as an instructor.[01:38:52] Attention to grouping over hitting the bullseye.[01:40:57] Making adaptations for physical limitations.[01:43:30] The ups and downs of our patented “Jesus take the wheel” instinctive approach.[01:46:24] Warm-up tournaments, barebowing, black bales, and string walking.[01:50:54] Recovering from the disaster that made me rethink Lancaster.[01:55:15] Rebalancing gear: arrows and arrow rests.[02:00:50] The importance of practicing in tournament-like conditions.[02:04:03] Securing convenient fuel.[02:08:17] Lancaster preparation logistics (with special thanks to Heather Kaminski and Rick Simpson Oil).[02:13:17] The glue that holds us together: note-taking and training logs.[02:16:47] Even counterintuitive consistency is key.[02:18:45] Our experience at Lancaster.[02:28:00] “The goal is to do the least necessary, not the most possible.” — Henk Kraaijenhof[02:31:44] Learning by observation and conversation on the practice range.[02:35:35] What's the Kaminski Archery Backyard Championship, and why should you get involved?[02:40:30] How can you (and why should you) get started with archery today?[02:42:48] Parting thoughts.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissPast guests on The Tim Ferriss Show include Jerry Seinfeld, Hugh Jackman, Dr. Jane Goodall, LeBron James, Kevin Hart, Doris Kearns Goodwin, Jamie Foxx, Matthew McConaughey, Esther Perel, Elizabeth Gilbert, Terry Crews, Sia, Yuval Noah Harari, Malcolm Gladwell, Madeleine Albright, Cheryl Strayed, Jim Collins, Mary Karr, Maria Popova, Sam Harris, Michael Phelps, Bob Iger, Edward Norton, Arnold Schwarzenegger, Neil Strauss, Ken Burns, Maria Sharapova, Marc Andreessen, Neil Gaiman, Neil de Grasse Tyson, Jocko Willink, Daniel Ek, Kelly Slater, Dr. Peter Attia, Seth Godin, Howard Marks, Dr. Brené Brown, Eric Schmidt, Michael Lewis, Joe Gebbia, Michael Pollan, Dr. Jordan Peterson, Vince Vaughn, Brian Koppelman, Ramit Sethi, Dax Shepard, Tony Robbins, Jim Dethmer, Dan Harris, Ray Dalio, Naval Ravikant, Vitalik Buterin, Elizabeth Lesser, Amanda Palmer, Katie Haun, Sir Richard Branson, Chuck Palahniuk, Arianna Huffington, Reid Hoffman, Bill Burr, Whitney Cummings, Rick Rubin, Dr. Vivek Murthy, Darren Aronofsky, Margaret Atwood, Mark Zuckerberg, Peter Thiel, Dr. Gabor Maté, Anne Lamott, Sarah Silverman, Dr. Andrew Huberman, and many more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Roger and Elias discuss the economy and recent consumer spending trends. Plus they share money tips for recent grads to help them get started on the right foot.  Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 1/2 and has held their Roth IRA for at least five years. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

Send us a textWhat happens when spiritual leadership in a marriage falls on just one person, usually the wife? In this expert-led episode of Married AF, we dive into the growing challenge of one-sided spiritual responsibility in relationships. Many women are exhausted from carrying the faith load alone, while their husbands remain distant or passive.With powerful statistics and real questions from our community, we explore why spiritual leadership matters and how it shapes the direction of your family. You'll get practical marriage help and relationship advice for encouraging your spouse's faith journey without nagging, pressure, or guilt.From praying together (even awkwardly), to setting boundaries with in-laws, to finding community through service, this episode is packed with expert insight on leading with grace and unity. Whether you're struggling or just seeking stronger spiritual connection, this faith-centered episode offers real tools for a thriving marriage.Looking for relationship advice from people who've weathered serious storms and emerged stronger? This episode delivers honest, experience based guidance for couples at any stage of their journey. Subscribe now to continue receiving practical wisdom for building a marriage that thrives through life's challenges.

This week's Espresso covers news from Credicuotas, Kiwi, Allug, and more!Outline of this episode:[00:30] – Credicuotas secures $33M in bond issuance[00:41] – Kiwi raises $10M and launches in Peru[00:52] – Allugg secures $5.3M FIDC[01:09] – VMetrix raises $3.2M seed round[01:32] – Visma acquires Argentinian HRTech Lara AI[01:47] – Rebalancing the Cap Table When a Founder Leaves the BandResources & people mentioned:Startups:  Credicuotas, Kiwi, Allugg,  VMetrix, Visma, Lara AI VCs: BIND | Financial Solutions, BIND Inversiones, Oslo DTVM, Kayyak, Nazca

We're talking about rebalancing! Rebalancing is key to any retirement plan, but how often should we do it? That's the topic of today's retirement headlines segment, where we're going to look at an article by by Jennifer Reed Key discussion points:

In this episode we answer emails from Luc, Ellen and Andrew.  We discuss Luc's target portfolio, the process for evaluating and choosing new assets for a portfolio -- comparing why managed futures pass the test, while covered call fund and TIPs funds don't --, what's actually in our personal variation of the Golden Ratio portfolio, finding old podcast episodes and basic rebalancing principles as to timing.  And learn some Canadian French and Minnesota vernacular along the way.Links:  Andrew Beer Interview on Masters In Business Podcast:  Andrew Beer on the Hedge Fund … - Masters in Business - Apple PodcastsRPR Episode 40 on YouTube:  Episode 40: Answering A Question About Big ERN's Gold Analysis From Joseph K.Kitces Article on Rebalancing:  Optimal Rebalancing – Time Horizons Vs Tolerance BandsBreathless Unedited AI-Bot Summary:What makes a truly resilient portfolio? In this revealing episode, Frank Vasquez pulls back the curtain on both theoretical and practical aspects of risk parity investing through thoughtful listener questions.When a software engineer from French-speaking Canada shares his leveraged risk parity portfolio, Frank offers nuanced guidance on balancing potential returns with sustainability. Rather than dismissing leverage entirely, he suggests a more measured approach—reducing exposure to funds like UPRO while maintaining their rebalancing benefits. This practical compromise exemplifies Frank's philosophy of building portfolios that remain psychologically manageable through market turbulence.The conversation takes a fascinating turn as Frank reveals his framework for evaluating new investment opportunities. Unlike many advisors who chase trends, his three-question methodology ensures only truly valuable assets earn portfolio space. His explanation of why managed futures succeeded where TIPS failed demonstrates how professional-grade analysis can be applied to personal investing. "The truth is," Frank notes, "a lot of otherwise viable or interesting strategies actually just don't fit into what we're trying to do here."Perhaps most valuable is Frank's unprecedented breakdown of his personal portfolio holdings. Beyond the expected allocations to stocks, bonds, gold and alternatives, he shares his experiments with direct indexing of property and casualty insurance companies—a Warren Buffett-inspired approach that provided positive returns even during 2022's difficult markets. This rare glimpse into a professional's actual implementation bridges the gap between theory and practice.Whether you're questioning how often to rebalance, wondering about international exposure, or simply curious about how a professional approaches their own money, this episode delivers actionable insights while maintaining Frank's trademark blend of humor and wisdom. Ready to build a portfolio that marches to a different drummer? This is the roadmap you've been waiting for.Support the show

In this episode, Jack and Matt revisit one of the most debated topics in investing: the fate of the classic 60/40 portfolio. Drawing on insights from some of the smartest minds in finance—Bob Elliott, Adam Butler, Warren Pies, Rick Ferri, Jared Dillian, Andrew Beer, and Cliff Asness—they explore whether the traditional stock/bond mix still makes sense in today's environment or if investors need to rethink diversification, risk, and portfolio construction entirely. With perspectives ranging from strong defenses of simplicity to sophisticated alternative strategies, this episode is a deep dive into what investors should consider in building resilient portfolios going forward.Topics Covered:Why the 60/40 portfolio worked—and why it might not anymoreThe impact of inflation, liquidity, and regime change on asset allocationRisk parity and quadrant-based frameworks for understanding market environmentsThe argument for real assets: real estate and commoditiesAn overview of the Awesome Portfolio and its performance profileThe rise of managed futures and how they improve diversificationThe psychology of investing in alternatives (and sticking with them)Rebalancing and the importance of sizing when adding alternativesCliff Asness on high-volatility alternatives and long-term risk-takingHow to think through alternatives as your portfolio grows

Running a business is demanding—but so is planning for your own financial future. In this episode, we explore the challenges and opportunities business owners face when it comes to personal financial planning. From separating business and personal finances, to tax-efficient retirement strategies and succession planning, we'll break down the key steps every entrepreneur should take on their path to financial independence. Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. This recording contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your financial professional. This video is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

Preparing your body before rebalancing is one of the most powerful ways to support deep, lasting healing. In this episode, I walk you through simple, supportive practices that help open your body's natural drainage pathways so healing can flow more easily. You'll learn how to support your lymphatic system, liver, kidneys, skin, and nervous system so you can minimize die-off symptoms and create the best foundation for true transformation.Trust your body. Trust this process. And now, let's prepare for the healing that is waiting for you!Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Explore the Gut Rebalance Kits Visit our FAQ's Follow along on a Instagram Take the free Gut Health Quiz Email us at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

What if the secret to better skin isn't what you put on, but what already lives there? In this fascinating episode, Dr. Grant Stevens sits down with Thomas Hitchcock, Ph.D., the Chief Innovation Officer at Revance, for a deep dive into the overlooked world of the skin microbiome. Sharing his unique path from a background in genetics and fine arts to pioneering work in tissue engineering, and ultimately, to leading skin health innovation in aesthetics, Thomas unpacks the science behind Biojuve, a revolutionary skincare platform built around live microbes designed to rebalance the skin biome for real, lasting results. From how these microorganisms interact with the skin's natural environment to their role in supporting collagen, reducing inflammation, and enhancing post-procedure recovery, this conversation reveals a transformative new direction for skincare. Whether you're a skincare professional or simply curious about the future of aesthetics, you won't want to miss this thought-provoking episode of The Technology of Beauty.» Apple Podcasts | https://podcasts.apple.com/us/podcast/technology-of-beauty/id1510898426» Spotify | https://open.spotify.com/show/0hEIiwccpZUUHuMhlyCOAm» Recent episodes | https://www.influxmarketing.com/technology-of-beauty/» Instagram | https://www.instagram.com/thetechnologyofbeauty/» LinkedIn | https://www.linkedin.com/company/the-technology-of-beauty/The Technology of Beauty is produced by Influx Marketing, The Digital Agency for Aesthetic Practices. https://www.influxmarketing.com/Want more aesthetic insights? Subscribe to Next Level Practices, the show where we discuss the ever-changing world of digital marketing and patient acquisition and bring you the latest ideas, strategies, and tactics to help you take your practice to the next level. https://www.influxmarketing.com/next-level-practices/

Don and Tom get real about the most important lessons every young person should learn about money—before life (and bad decisions) get in the way. From money values to compound interest, tax realities to the unpredictability of markets, they each offer a list of financial truths no teen should graduate without. Along the way, they drop stories from their own lives, take questions from listeners, and somehow end up discussing soccer (and why Don still doesn't get it). 0:04 Back to basics: What young people really need to know about money1:35 Why financial literacy is shockingly low and how Don is tackling it2:47 Tom's top five lessons: values, saving habits, compound interest, taxes, and risk10:48 Don's five(ish) truths: uncertainty, diversification, history, luck, and time18:33 Bonus lesson: Save and invest for what money can do, not just to have more19:04 Q&A: Should a 36-year-old shift from a target fund to DFAW and AVGE?22:02 Listener wants to up international exposure without “buying winners”24:47 Rebalancing tips: why it's okay to shift your allocation now in retirement accounts25:24 Reflections on past podcasts, Lit Reading, and leaving a legacy26:30 Soccer vs. baseball: Don's confused but still trying Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dr. Jerilyn Morrissey, Chief Medical Officer at CorroHealth, shares her unique insights from practicing medicine, working with payers, and leading innovation in the clinical revenue cycle. She discusses the rising friction in the payer-provider relationship, Medicare Advantage challenges, and how thoughtful technology adoption can transform hospital operations.

Marco Sammon joins Ben and Dan to unpack his latest paper, ‘Index Rebalancing and Stock Market Composition', beginning with how Marco's work (co-written by John Shim) compares to the Nobel Prize-winner Bill Sharpe's paper, ‘Arithmetic of Active Management.' We investigate the missing links in Sharpe's logic before defining “the market” and ascertaining the main objectives of index funds. Then, we dive deeper into the mechanics of Marco's paper, index and market tracking errors, why delayed rebalancing is more beneficial than instant rebalancing, and the role of technology in the modern tracking error obsession. We also assess the passive-active spectrum of index funds in portfolio management and learn how investors should choose their optimal excess return. To end, Marco shares practical applications for improving performance benchmarked against traditional indexes, and The Aftershow is all about bridging the gap between PWL Capital and you, our listeners. Key Points From This Episode:   (0:00:00) Key takeaways from Marco Sammon's latest paper and how it compares to Bill Sharpe's ‘Arithmetic of Active Management.' (0:08:10) Marco describes what's missing from the ‘Arithmetic of Active Management' logic. (0:09:11) Defining ‘the market', the main objective of an index fund, and how index funds track the market. (0:15:57) The mechanics of Marco's paper, ‘Index Rebalancing and Stock Market Composition.' (0:18:38) Factor exposure, index and market tracking errors, and how often index funds trade. (0:26:28) Rebalancing less frequently; why delayed does better than instant rebalancing. (0:31:59) The tech run-up and lazy rebalancing, and the modern tracking error obsession.  (0:36:51) Assessing the passive-active spectrum of index funds in portfolio management. (0:41:02) Exploring how investors should decide on their optimal excess return.  (0:45:14) How the rising index fund ownership of stocks impacts the implicit cost of indexing (0:46:58) Practical ways to improve performance benchmarked against traditional indexes. (0:52:30) The Aftershow: Canadian finances, more airtime for Cameron, and PWL – OneDigital.    Links From Today's Episode: Meet with PWL Capital — https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti on LinkedIn — https://www.linkedin.com/in/dan-bortolotti-8a482310/ Episode 322: Prof. Marco Sammon: How are Passive Investors Affecting the Stock Market? — https://rationalreminder.ca/podcast/322 Episode 200: Prof. Eugene Fama — https://rationalreminder.ca/podcast/200  Episode 268: Itzhak Ben-David: ETFs, Investor Behavior, and Hedge Fund Fees — https://rationalreminder.ca/podcast/268  Episode 112: Michael Kitces: Retirement Research and the Business of Financial Advice — https://rationalreminder.ca/podcast/112  Marco Sammon — https://marcosammon.com/  Marco Sammon on LinkedIn — https://www.linkedin.com/in/marco-sammon-b3b81456/  Marco Sammon on X — https://x.com/mcsammon19  Marco Sammon | Harvard Business School — https://www.hbs.edu/faculty/Pages/profile.aspx?facId=1326895  Marco Sammon Email — mcsammon@gmail.com  John Shim on LinkedIn — https://www.linkedin.com/in/john-shim-2931271b/  Vanguard — https://global.vanguard.com/  Sheridan Titman on LinkedIn — https://www.linkedin.com/in/sheridan-titman-226b0811/  Alex Chinko — https://alexchinco.com/  Erik Stafford | Harvard Business School — https://www.hbs.edu/faculty/Pages/profile.aspx?facId=6625  Itzhak (Zahi) Ben-David on LinkedIn — https://www.linkedin.com/in/ibendavi/  Bill Ackman on X — https://x.com/billackman   ‘Millennium Loses $900 Million on Strategy Roiled by Market Chaos' — https://www.bloomberg.com/news/articles/2025-03-08/millennium-loses-900-million-on-strategy-roiled-by-market-chaos   Bogleheads — https://www.bogleheads.org/   The Money Scope Podcast Episode 8: Canadian Investment Accounts — https://moneyscope.ca/2024/03/01/episode-8-canadian-investment-accounts/  The Wealthy Barber Podcast — https://thewealthybarber.com/podcast/   Financial Advisor Success Podcast — https://www.kitces.com/blog/category/21-financial-advisor-success-podcast/  Financial Advisor Success Podcast Episode 433: When You 10X Your Advisory Firm To Over $20M Of Revenue…And Want To 10X Again, With Cameron Passmore — https://www.kitces.com/blog/cameron-passmore-pwl-capital-10x-revenue-growth-advisory-firm/   OneDigital — https://www.onedigital.com/  The Longview Podcast: Ben Felix   Papers From Today's Episode:    ‘The Arithmetic of Active Management' — https://www.jstor.org/stable/4479386    ‘Index Rebalancing and Stock Market Composition: Do Index Funds Incur Adverse Selection Costs?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5080459     ‘Luck versus Skill in the Cross-Section of Mutual Fund Returns' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1356021    ‘The Passive-Ownership Share Is Double What You Think It Is' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4188052    ‘Long-Term Returns on the Original S&P 500 Companies' — https://www.researchgate.net/publication/247884354_Long-Term_Returns_on_the_Original_SP_500_Companies     ‘The Price of Immediacy' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1001762   ‘Competition for Attention in the ETF Space' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3765063    ‘Passive in Name Only: Delegated Management and “Index” Investing' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3244991      Jeremy Stein — “Unanchored” Strategy

The headlines are loud, the markets are messy, and your gut might be telling you to do something - anything -right now. But what should you actually do when your portfolio takes a hit? In this episode, Ryan walks through the four key questions every investor should ask during a downturn, offering clear and practical steps to block out the noise and get some clarity on today's market situation.    Here's what we discuss in this episode:

April is Financial Literacy Month. Roger and Elias share ways we can help our kids understand money and create good financial habits from a young age. Plus they discuss how to spend your tax refund. Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

Feeling lost on where to begin your healing journey? Start here.This episode is the clear, powerful guidepost for anyone who's ready to take the first step toward real, lasting healing — for themselves or their child.You'll learn:Why rebalancing the gut is the foundation for healing every system in the bodyHow to choose between the Original and Ultimate Rebalance KitsWhat to do if your baby is under 4 months, over 4 months, or not breastfeedingThe key difference between symptoms on the body, face, or nervous system — and what tools support eachWhy you are the one who gets to lead this healingThis episode was designed to eliminate confusion, hand you back your power, and walk you into this journey with total clarity. Every word is rooted in the belief that your body was made to thrive.✨ Rebalancing isn't just a protocol. It's a reclamation.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Visit my FAQ's Follow along with me on a Instagram Take the free Gut Health Quiz Email me at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

Dr. Elizabeth McGinley discusses her holistic approach to health, which integrates chiropractic care, sports medicine, and yoga to address a range of conditions, including migraines, back pain, bladder issues, facial asymmetries, TMJ, and other musculoskeletal issues. Dr. Liz emphasizes the importance of viewing the body as a system, as well as the role of fascia, muscle imbalances, and posture in overall well-being. She also shares practical advice on exercises and stretches that can help alleviate pain and improve body mechanics.For more on Dr. McGinley and Montclair Performance Health & Chiropractic, visit: https://www.montclairperformancehealth.com/For more on Traci Stein, her meditations, events, and more, visit: https://www.drtracistein.com/00:00 Introduction 01:24 Dr. Liz's Journey to Chiropractic Medicine04:30 Specializations and Certifications05:49 Understanding Chiropractic Medicine08:39 The Importance of Body Mechanics18:43 Integrative Approach to Pain Management23:02 Non-Traditional Chiropractic Treatments24:52 Understanding Migraine Types and Triggers25:36 Postural Issues and Headaches26:16 Treatment Approaches for Migraines27:42 Exercises for Rebalancing the Body30:19 Addressing Bladder Issues with Stretching33:32 Upper Back Pain and Muscle Activation38:26 Personal Story: Facial Injury and Its Impact44:04 Fascial Release Techniques49:28 Conclusion and Contact Information

Let's talk about burnout — the kind that makes you feel mentally fried, physically drained, and like even getting through your to-do list is a monumental task. Here's the thing nobody tells you: burnout isn't just “being stressed out.” It's a physiological hormonal crisis happening in your body. By the time most women hit burnout, it's not just about being tired. It's about your adrenals, cortisol, dopamine, testosterone, and progesterone all taking a nosedive — and your body sending up all the flares.

Mark Matson brings up the old saw, “Those who don't learn from history are doomed to repeat it.” He looks at market busts of the past and talks about how he's seeing many families' portfolios full of the Mag 7 without being prepared “for that type of risk or volatility.” He brings up investing strategies to continue instead, citing “Nobel-prize winning research” around returns on small companies.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

When the headlines scream and markets tumble, your instinct might be to do something. But what should you actually do when the market drops? In this episode, Jude walks through 4 key things to consider when your portfolio takes a hit. Here's some of what we discuss in this episode:

Roger and Elias look at the reasons many investors fail in the pursuit of their financial goals and share tips & tools to help put you on a better path.  Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

Just about every week here on YMYW, Joe and Big Al talk about converting your retirement savings to Roth accounts. But why? What's the big deal? Today the “IRA guru” Ed Slott, CPA returns to Your Money, Your Wealth® in podcast number 526 with Joe Anderson, CFP® and Big Al Clopine, CPA to tell us why he calls the Roth IRA “the greatest account ever created.” (Here's a hint: it's all about having tax-free income in retirement - and beyond.) Plus, where to prioritize saving for retirement? Jerry Tom in St. Louis wants to know. Are Christian and Tiffany in Montana on track for retirement, and should they rebalance their ETFs? Should Frank in Lake Wobegon's wife take her teachers' salary over 9 months or 12 months? And finally, Jon thinks the target retirement withdrawal rates Joe and Big Al use to spitball are too low - we'll see what they think. Free financial resources & episode transcript: https://bit.ly/ymyw-526 DOWNLOAD The Complete Roth Papers Package CALCULATE your Financial Blueprint WATCH Don't Let These 10 Risks Break Your Retirement on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro 00:59 - Ed Slott, CPA on the Roth IRA, the Future of Taxes, the Death of the Stretch IRA, and Naming a Trust as Your Retirement Account Beneficiary 19:44 - Download The Complete Roth Papers Package for free 20:37 - Where to Prioritize Saving for Retirement? (Jerry Tom, St. Louis) 28:57 - Are We on Track for Retirement? Should We Rebalance Our ETFs? (Christian & Tiffany, Montana) 40:43 - Watch Don't Let These 10 Risks Break Your Retirement on YMYW TV, Calculate Your Free Financial Blueprint 41:44 - Is It Better to Take Teachers' Salary Over 9 Months or 12? (Frank, Lake Wobegon - voice) 45:32 - Withdrawal Rates Are Very Low on YMYW (Jon, Twitter & Apple Podcasts) 49:46 - YMYW Podcast Outro

In this solo-hosted episode, Jeremiah Bates explores the week's financial news and practical planning strategies—anchored by real-world client conversations. While Wall Street processed more volatility, led by Nvidia's $5.5B hit and Apple's China-related struggles, Jeremiah explains how index weighting magnifies the market impact of tech giants and why understanding portfolio construction matters more than ever. But markets are only part of the story. Long-term care costs are skyrocketing—like a $12,000/month surprise bill for a client's mother—and how families can prepare. He discusses tools like Miller Trusts, Medicaid planning rules, and how some families might self-fund care without sacrificing their financial stability. Plus, tax-efficient strategies like Roth conversions and Qualified Charitable Distributions (QCDs) for retirees facing RMDs they don't need. It's important to understand your tax brackets, filing status, and charitable intent when making these decisions.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

In this high-energy episode of Financial Safari, Coach Pete and the team break down the must-have strategies for building a retirement plan that can weather any storm. From portfolio rebalancing and gold insights to using life insurance for long-term care and tackling longevity risk, it’s a crash course in smart, secure retirement planning. Packed with clarity, confidence, and real-world advice, this episode helps you take control of your financial future—one smart move at a time!See omnystudio.com/listener for privacy information.

SummaryWelcome to another inspiring episode of The Metabolism, Muscles, & Mindset Podcast with Ali Novitsky, MD, a board-certified obesity medicine physician and renowned fitness expert. In this episode, Dr. Novitsky explores the intricate relationship between energy and physical health —and why honoring your unique energy baseline is the key to sustainable wellness.Dr. Novitsky distinguishes between vibrational energy (influenced by thoughts and emotions) and natural energy (your innate rhythm). By understanding and respecting your baseline — whether it's calm and reflective or vibrant and fast-paced — you can unlock powerful strategies for physical consistency and vitality. From hormones and sleep to nutrition and exercise, Dr. Novitsky dives deep into how your physical health either thrives or struggles based on your energy regulation.She also introduces practical, science-backed tools for managing stress, creating nutrition strategies that work with your emotional bandwidth, and building an exercise routine that fosters longevity and vitality. Whether you identify as a low-energy “quiet strength” or a high-energy go-getter, this episode equips you to move in harmony with your body's needs and create sustainable results without burnout.Key Points• Understanding Energy Types: Vibrational energy comes from thoughts and feelings; natural energy is your body's default rhythm. Honoring your baseline unlocks consistent physical health.• Hormonal Impact: Elevated cortisol and ghrelin due to stress can drain your energy, affect sleep, increase hunger, and hinder fat loss.• The Power of Rest: Sleep isn't optional — it's foundational. Chronic deprivation leads to insulin resistance, emotional dysregulation, and GI issues.• Emotional Regulation = Physical Wellness: A clean emotional “house” helps manage stress and sets the stage for long-term physical commitment.• Mindful Nutrition Tools: Dr. Novitsky highlights intuitive eating, Mindful Macros®, and calculated macros, offering flexible frameworks for optimizing energy without emotional burnout.• Exercise for Longevity: Finding your “baseline minimum” in movement, not extremes, leads to sustained energy, strength, and vitality.Timestamps• 00:02 – Introduction to energy types: vibrational vs. natural energy• 02:15 – Why honoring your personal energy rhythm supports physical health• 04:29 – Rebalancing after energy overuse: Dr. Novitsky's post-conference crash• 06:46 – Cortisol, insulin, and ghrelin: how stress hormones zap your energy• 09:03 – Hunger, fatigue, and frustration: the hormonal cycle affecting fat loss• 11:13 – The underestimated role of sleep in energy and health• 13:25 – Emotional eating, guilt, and energy collapse• 15:48 – Keeping a “clean emotional house” as a path to regulation• 18:11 – Boundaries and toxic energy: how to protect your physical wellness• 20:13 – Nutrition strategies: macros, mindset, and intuitive tools• 22:34 – Protein, sugar, fiber, and alcohol: their energetic consequences• 24:57 – Being “snobby with extras” for balance and joy• 27:16 – Sustainable exercise: finding your sweet spot for movement• 29:35 – Final reflections: choose your focus area and build consistencyFollow Dr. Ali Novitsky on Socials⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠Work with Dr. Ali• Beginner Strength Training Program – 12 months for only $199! ⁠⁠⁠⁠Enroll TODAY⁠⁠⁠⁠• Transform® 9.0 – Enrollment now open! Starts May 5th. ⁠⁠⁠⁠Learn more HERE⁠⁠⁠⁠• Total Fitness Program – A 12-month mind-body experience. ⁠⁠⁠⁠Enroll HERE⁠⁠⁠⁠• Nutrition Training Program (48-CME) is enrolling now! Get the details ⁠⁠⁠⁠HERE⁠⁠⁠⁠.• The Fit Collective® x InBody USA/Canada – Get 15% off select models. ⁠⁠⁠⁠Click HERE⁠

Jessica Clarke is a model, entrepreneur, and co-founder of the wellness brand Mother Made. Born and raised in New Zealand with strong Māori roots, Jessica grew up surrounded by holistic healing, a deep connection to nature, and a family who believed in the body's ability to restore itself.In this episode of Healing 101, Jessica shares how her own experiences with burnout and imbalance led her to reconnect with those early teachings—and ultimately launch a brand focused on the power of functional mushrooms. We talk about the realities of healing behind the scenes of the fashion industry, the importance of listening to your body, and how ancient wisdom is helping shape a new approach to modern wellness.Find Mother Made: https://mothermade.uk/Stay Connected with Hurt to Healing:Instagram: instagram.com/hurttohealingpodTikTok: tiktok.com/@hurttohealingpodLinkedIn: linkedin.com/company/hurt-to-healingSubstack: substack.com/@hurttohealingWebsite: hurttohealing.co.uk Hosted on Acast. See acast.com/privacy for more information.

Once hailed as a retail revolution, the direct-to-consumer (DTC) model is facing a sobering moment in 2025. Once-bold promises of cutting out the middleman and owning the customer experience are being reevaluated amid rising acquisition costs, increased competition, and a dramatic pullback in venture capital funding.In this episode, we unpack what went wrong—and what's next—for DTC brands, inspired by the article titled, Coming down to earth: DTC model gets a retail reality check. From household names like Casper and Glossier to up-and-comers launching directly into wholesale, the retail playbook is being rewritten with omnichannel strategies at the core.We explore how smart brands are combining digital and physical channels, why wholesale is resurging as the most profitable path for many, and how data-driven B2B commerce tools are reshaping the retailer-brand relationship. Whether you're a brand founder, a retail strategist, or just curious about the future of commerce, this episode delivers the insights that matter most.What You'll Learn in This Episode:

In this episode, Monika begins with a heartfelt discussion on the complex intersection of love, family, and money. She shares emotional real-life examples from listeners who are supporting family members burdened by financial irresponsibility. From parents with speculative debts to spouses with no income, Monika lays out a step-by-step approach to setting financial boundaries without feeling guilty. Her message is clear: love should not come at the cost of personal financial ruin. It's crucial to differentiate between support and enabling, and to prioritize long-term personal security.Next, Monika explains what a market correction is and why it isn't necessarily a bad thing. A 10% to 20% dip in the market is often a natural breather after a strong bull run. Instead of panicking and selling off equity holdings, Monika encourages investors to review their asset allocation and use the correction as an opportunity to invest more strategically. She underscores that timing the market is risky and generally unsuccessful, while a consistent investment approach tends to perform better in the long run.In the listener Q&A, Nidhi asks if she should sell her apartment or keep it for rental income in retirement. Ashwath from Chennai wants clarity on why portfolio rebalancing is necessary and how it affects returns. Alok Shahapurkar seeks help in analyzing the cap-size spread in his mutual fund portfolio, especially when funds contain blended exposures.Chapters:(00:30 – 06:32) Navigating Love, Money and Family Boundaries(06:33 – 07:47) Understanding Market Corrections(07:48 – 11:53) Evaluating Real Estate in a Retirement Portfolio(11:54 – 14:15) The Role of Rebalancing in Managing Risk(14:16 – 16:59) Assessing Market Cap Exposure in Mutual Fundshttps://investor.sebi.gov.in/https://www.valueresearchonline.com/If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠Monika's book on mutual funds⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠Monika's workbook on recording your financial life⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠Calculators⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠@MonikaHalan⁠⁠⁠Instagram ⁠⁠⁠@MonikaHalan⁠⁠⁠Facebook ⁠⁠⁠@MonikaHalan⁠⁠⁠LinkedIn ⁠⁠@MonikaHalan⁠⁠Production House: ⁠⁠www.inoutcreatives.com⁠⁠Production Assistant:⁠⁠ Anshika Gogoi⁠⁠

Roger and Elias discuss the recent increase in market volatility and how tariffs will impact investors moving forward.   Download our Guide to Market Volatility: www.premieriwm.com/guide  Download our Guide to Navigating the Impact of Tariffs: www.premieriwm.com/tariff-guide  Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

We all have those mornings - when we're exhausted, overwhelmed, and tempted to throw our entire rhythm out the window. In this episode, I'm sharing a very real moment in my own week, the science behind why our brains sabotage us when we need support the most, and how our microbiome is right at the center of it all. This isn't just about gut health. It's about decision fatigue, nervous system overload, and choosing to protect your rhythm even on the hardest days. You'll learn why gut-brain balance is everything, how to recognize the cycle of self-sabotage, and how to anchor into your own daily non-negotiables.This is the message for the days you want to quit - the ones that matter the most.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Visit my FAQ's Follow along with me on a Instagram Take the free Gut Health Quiz Email me at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

This time, we're featuring financial insights from co-host Ryan Morrissey, who's here to help you navigate this turbulent financial landscape. We'll explore the recent volatility sparked by President Trump's tariff announcements and discuss the remarkable market rebound that followed. Ryan also lays out six strategic moves you can make to optimize your investment strategy during these downturns, whether it's buying the dip, rebalancing your portfolio, or taking advantage of tax efficiencies. Stay tuned for valuable tactics and practical advice to bolster your financial well-being and prepare for a successful retirement. Let's get started with Retire with Ryan! You will want to hear this episode if you are interested in... [0:00] Suggested market strategies for navigating a down market [5:45] Invest early in Roth IRA, IRA, HSA, and 529 accounts to capitalize on market declines and potential growth. [6:46] Rebalance your portfolio regularly to maintain target allocation and capitalize on market shifts without overthinking decisions. [8:37] Set your savings up so you put a certain amount in every month to take advantage of dollar cost averaging. [9:01] Cut your losses and sell underperforming investments [10:41] How to take advantage of tax losses inside your taxable investment accounts [15:00] Consider replacing mutual funds with ETFs for better tax efficiency when the market is down for long-term benefits. Smart Investment Moves to Leverage Stock Market Declines Market volatility is not uncommon, but it can be nerve-wracking for investors. Yet, as seasoned investor Warren Buffett famously said, "Be fearful when others are greedy, and greedy when others are fearful." In times of market downturn, opportunities abound for those who know where to look. Here's a breakdown of six strategic moves you can make to take advantage of a down market: 1. Buy the Dip When markets decline significantly, it presents a unique buying opportunity. This strategy involves purchasing stocks when their prices are lower than usual, positioning yourself to benefit when prices rebound. It's important to remember that timing the market perfectly is nearly impossible, but by entering a 10% decline or more, you're likely to see gains as the market recovers. This can also be a great time to maximize your contributions to your IRA, Roth IRA, or HSA to take full advantage of the opportunity. 2. Rebalance Your Portfolio Portfolio rebalancing is crucial for maintaining your desired asset allocation, especially after market fluctuations. For instance, market dips might skew this balance if your target is a 60/40 stock-to-bond ratio. Rebalancing during market declines can ensure the original allocation is restored and takes advantage of lower stock prices. 3. Automate Your Investments Automating investments ensures consistent contributions to your portfolio, regardless of market conditions. Dollar-cost averaging mitigates the risks associated with market volatility. Whether through a 401(k), IRA, or other investment accounts, setting up automatic contributions allows you to buy into the market regularly without second-guessing the timing. 4. Sell Underperforming Investments Market downturns clarify which investments are not worth holding onto. If individual stocks or mutual funds consistently underperform, it may be time to cut losses and reinvest the capital into more promising assets. Clearing these underperformers cleans up your portfolio and allows you to focus on investments with better potential. 5. Harvest Tax Losses Down markets offer a chance to engage in tax-loss harvesting. Selling securities at a loss can offset taxable gains from other investments, reducing your tax liability. Additionally, you can claim up to $3,000 in capital losses against your ordinary income each year. When using this strategy, be mindful of the wash sale rule, which prohibits repurchasing the same or substantially identical security within 30 days to claim the tax loss. 6. Transition to Tax-Efficient Investments During a market downturn, re-evaluating your taxable investment accounts for tax efficiency can be advantageous. Mutual funds often distribute capital gains annually, potentially increasing your tax bill even if you haven't sold your shares. Consider exchanging mutual funds for exchange-traded funds (ETFs), which typically offer greater tax efficiency by limiting capital gains distributions to shareholders until shares are sold. While market downturns can be daunting, they provide excellent opportunities for investors to reshuffle their portfolios strategically. You can navigate market volatility and improve your financial health by buying the dip, rebalancing, automating investments, selling underperformers, harvesting tax losses, and transitioning to tax-efficient investments. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

As U.S. policymakers reconsider controversial port fees targeting Chinese-built ships, uncertainty still looms for shipowners, charterers, and global supply chains. In this episode, Captain Thomas Brown speaks with Washington-based policy advisor Andrew Baskin to unpack the latest developments, explore the commercial risks for Far East owners, and explain how time-chartered vessels could be affected.

The boys discuss childhood bullies, the dome of Hagia Sophia and pickup basketball

This Libra Full Moon arrives not just to illuminate—but to initiate. We're emerging from the eclipse crucible, and what's left in the wake is real. Raw. Ready for reckoning. This isn't about “getting back to balance” in the polished, pretty way we've been taught. This is about claiming a deeper, more sovereign equilibrium—one that begins in your body, your truth, your becoming. In this episode, we journey through: What this Libra Full Moon is asking of intuitive healers, especially as Venus rises direct The tension between justice and grace, boundaries and beauty Mars, Chiron & the medicine of sacred rage and relational reclamation Why this moment is less about fixing—and more about remembering The truth about your “forever wound” (and how it may be your portal to purpose) The plant allies and energetic medicine to work with now We end with an exploration of the 42 Ideals of Ma'at—an invitation to recalibrate your internal compass and walk in truth. This is a conversation for the New Earth Healer who knows the old way won't work anymore. ✨ Join me LIVE for The Healer's Compass Saturday, April 12 · 11am CT A soul-stirring, high-frequency Akashic workshop for healers ready to reconnect with their intuitive gifts & clear the fog. You'll receive: Live Akashic readings (for a select few) A channeled activation Practical guidance to realign with the path that was always yours Replay available for 7 days

Are you struggling after stopping hormonal birth control? Whether you used the pill, patch, ring, hormonal IUD, or shot—this episode breaks down what really happens when you come off synthetic hormones and how to heal your body from the inside out. In this episode of The Women's Vibrancy Code, host Maraya Brown, unpacks Post-Birth Control Syndrome (PBCS) and the powerful journey of reclaiming your natural hormone balance. Discover the truth about how birth control suppresses your body's natural hormone production, how it impacts your mood, libido, fertility, stress response, and even your attraction to your partner.  We cover: What is Post-Birth Control Syndrome and why it matters How hormonal birth control rewires your brain and alters your stress hormones The 3 Phases of Healing: Detox your liver, repair your gut, and rebalance your adrenals Real stories of women recovering their cycle and reclaiming their vitality The emotional and relationship shifts no one talks about after quitting birth control Hormone-friendly foods, supplements, and the top lab tests to run post-pill Non-hormonal birth control alternatives like the Fertility Awareness Method and copper IUD How to feel more like yourself again—more energy, better mood, deeper connection Whether you're trying to conceive, managing perimenopause, or just ready to get off synthetic hormones, this is a must-listen for every woman seeking hormone harmony and body literacy. Learn how to detox the right way, support your cycle naturally, and take back control of your health. 00:00 – Intro to The Women's Vibrancy Code 01:01 – Why many women go on birth control—and the overwhelm of coming off 03:06 – What is Post-Birth Control Syndrome (PBCS)? Symptoms to look for 04:56 – How hormonal birth control suppresses natural hormone production 06:26 – Progestin vs. progesterone: The key difference and how it impacts your body 08:21 – Birth control's effect on your brain, cortisol, mood, and adrenal function 10:11 – Attraction shifts, pheromones, and relationship changes after stopping the pill 11:51 – Phase 1: Liver Detox & Hormonal Clearance — Foods, supplements & daily detox support 13:56 – Phase 2: Gut Healing & Microbiome Repair — Probiotics, gut-friendly foods & lifestyle shifts 17:31 – Phase 3: Adrenal & Hormonal Rebalancing — Stress reduction tactics, adaptogens, sleep & nervous system regulation 19:01 – Emotional & relationship shifts — How hormonal recovery affects attraction, mood, and identity 21:31 – Non-hormonal birth control options — FAM, copper IUD, condoms, vasectomy 23:11 – What labs to run after stopping hormonal contraception — Dutch Plus, GI Map, SHBG, cortisol curve & more 25:51 – Final thoughts + How to work with Maraya The Women's Vibrancy Accelerator Trifecta: Your 90-Day Health Reset Ready to take your health to the next level? The Women's Vibrancy Accelerator Trifecta offers deep, personalized support to help you regain control of your energy, hormones, and well-being. This program includes: Three one-on-one calls with Maraya Dutch Plus Test and full assessment Bi-weekly live Q&A sessions Self-paced health portal covering energy, hormones, libido, and confidence Podcast listeners get an exclusive discount. Use code PODCAST. Learn more and enroll now: https://marayabrown.com/trifecta/ Free Wellness Resources Access free tools like the Menstrual Tracker, Adaptogen Elixir Recipes, Two-Week Soul Cleanse, Food Facial, and more. Download now: https://marayabrown.com/resources/ Subscribe to The Women's Vibrancy Code Podcast Listen on Apple Podcasts, YouTube, and Spotify. Connect with the Show Find us on Facebook,  Linkedin | Website | Tiktok | Facebook Group Apply for a Call with Maraya Brown Start your journey with personalized support. Apply here: https://marayabrown.com/call About Maraya Brown Maraya is a Yale and Functional Medicine-trained Women's Health and Wellness Expert (CNM, MSN). She helps women feel energized, confident, and connected to themselves and their lives. With over 25 years of experience, she specializes in energy, hormones, libido, confidence, and deep transformation. Disclaimer The content of this podcast is for informational, educational, and entertainment purposes only and does not constitute medical or professional advice. Listeners should consult with a qualified professional before making any health decisions.

Roger and Elias discuss strange economic indicators and what they can tell us about where the economy is headed.  Download our Guide to Market Volatility: www.premieriwm.com/guide  Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

In this deeply emotional episode, I'm joined by two incredible mamas from opposite sides of the world - Gayathri in Germany and Karen in Chicago - for a vulnerable, real conversation that so many of us need to hear.Gayathri's son healed from severe food allergies and eczema after healing his gut with the Children's Gut Rebalance Kit. Her words struck such a chord when I shared her message on Instagram that many mamas including Karen (who's in the thick of her own child's struggle with skin and gut symptoms) reached out immediately. So we brought them together for this beautiful, raw conversation.We talk about the fear, the doubt, the power of a mother's intuition, and the deep healing that is possible when we stop outsourcing our children's health and start trusting ourselves. Whether you've already started your child's healing journey or are still holding your breath at 4am wondering if things will ever get better... this episode is for you.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Visit my FAQ's Follow along with me on a Instagram Take the free Gut Health Quiz Email me at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

In this week's episode of Soul Archaeology, our host, quantum healer and evolutionary astrologer, Ali Ofstedal, discusses the current energetic climate. She does a full breakdown of the collective astrological energy, and how it will impact you individually.Ali does an energy forecast for for the week of April 6-13. She discusses Mercury and Venus stationing direct, and a Full Moon in Libra. She breaks down the energy of this week, and how we can work with these shifts to create more alignment and clarity. THANK YOU for being here.⁠⁠⁠⁠⁠⁠Eclipse Portal Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Private Mentorship Clarity Call⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pound Jewelry⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ use the code ALI20 for 20% off⁠⁠⁠⁠⁠⁠⁠The ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LUME⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ red light therapy box⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for $260 off⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Earth Archive's Rainforest Serum⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - use the code ALIOFSTEDAL for 11% offUse the code "PODCAST" for 10% off an⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠astrocartography or astrology session with me.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Catori Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ jewelryThank for you being here.Your presence means the world. I would love to hear from you.Ways you can support Soul Archaeology: subscribe, rate & review on iTunes or Spotify, share on social media & tag Ali (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@aliofstedal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@soul__archaeology⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on Instagram).Stay Connected:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Soul Archaeology⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ali Ofstedal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mentorship Waitlist⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Work with Ali⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

This episode of the Sisterhood of Sweat podcast features an insightful conversation with Carol Enneking, author of "The Rebalancing Act: Wisdom for Working Women on Success That Matters." Carol shares her personal journey of overcoming challenges like divorce, health issues, and the pressures of being a working woman. She discusses the importance of self-care, letting go of perfectionism, and creating a supportive community for women through her "Rebalancing Revolution." This conversation is filled with practical advice and inspiration for women looking to find more balance and fulfillment in their lives. What we talked about: Rebalancing Revolution and Carol's personal background Challenges of being a working woman Carol's career decisions and personal experiences Supporting women in the workforce Balancing personal and professional life Importance of vulnerability and authenticity Archetypes from "The Rebalancing Act" book Rebalancing Revolution community Carol's fitness journey Encouragement for women Quotes: "I am a type A personality, really driven, a cheaper person, and tend to put everything first, except for my own self care." "We have so many choices now, we have more choices than we've ever had and yet, why do we choose to try to do it all? Like just because we have choices doesn't mean we can or should try to do everything." "I don't know why there's this guilt about saying no, and I mean, I was, I was the worst about that." "If we can just open ourselves up to possibility thinking, and not be constrained by traditional roles, or what we what we have seen around us, it enables us to think about things in a different a different way." "What do you think needs to be left behind so we can live without being stressed out and exhausted?" "I think sometimes that perfectionism is a bit of a it's almost like a shield, and it and if we can feel like we are doing things better than other people, will feel better about ourselves." Learn more about Carol: http://www.carolenneking.com https://www.facebook.com/carol.t.stevens/ https://www.instagram.com/carol.enneking/ https://www.amazon.com/Rebalancing-Act-Working-Success-Matters/dp/1960553011 How you can stay in touch with Linda: Website Facebook Twitter Instagram Pinterest YouTube SoundCloud "Proud Sponsors of the Sisterhood of S.W.E.A.T"  Essential Formulas

What does the bumpy start to the year signal for the coming months? • Learn more at thriventfunds.com • Follow us on LinkedIn • Share feedback and questions with us at podcast@thriventfunds.com • Thrivent Distributors, LLC is a member of FINRA and a subsidiary of Thrivent, the marketing name for Thrivent Financial for Lutherans.

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"It's one thing to have investments—it's a whole other thing to have a written, reliable retirement plan."Chapters0:00 - Podcast Introduction0:30 - Teaser: The Mysterious Mexican Experience2:15 - Gold Treasure Maps and Stock Market Fears3:13 - What Should I Do When the Market Drops?6:45 - Dollar Cost Averaging Explained8:44 - Rebalancing and Buying Stocks on Sale11:00 - Laying the Financial Foundation12:10 - Separating Safety from Growth in Your TSP13:23 - Creating Income Without Market Risk18:35 - Coaches, Game Plans, and Retirement Strategy21:40 - Health Tip: Don't Freak Out23:00 - Final Reflections and TakeawaysConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Roger and Elias discuss recent market volatility and how investors can prepare for the uncertainty ahead.  Download our Guide to Market Volatility: www.premieriwm.com/guide  Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

Dr. Emily Stein joins Dr. Judy in discussing the importance of the oral microbiome health in dogs and cats, emphasizing that a diverse microbiome is ideal, but often diminishes due to diet and antibiotic exposure. By age three, many pets have gum disease pathogens, with some having 60% of their oral cavities affected. Chlorhexidine-based dental products worsen this issue. Learn the links between oral health and systemic diseases like cardiovascular disease, diabetes, and cognitive decline. Dr. Emily also shares why she developed TEEF, a nutritional supplement that helps rebalance the oral microbiome by attracting and blocking harmful bacteria, improving dental and therefore overall health. Listen in! Your website URL https://teefhealth.com/ Social Media URLs or Tags Instagram: https://www.instagram.com/teefhealth/ Facebook: https://www.facebook.com/TEEFhealth YouTube: www.youtube.com/@teefforlife6882 PRODUCT SPOTLIGHT #1 Here's your chance to try Dr Judy Morgan's Dental Health Formula. Available in a spray or dropper bottle. This is one of Dr Judy's signature products that makes caring for your pet's dental health easier than ever. No brushing required. Made with natural ingredients, including deer antler velvet, manuka honey and hydrosol from New Zealand, these powerful drops are great for supporting good dental health, fighting gum disease, reducing plaque and tartar buildup, soothing stomatitis, gingivitis and ulcers and freshening breath. Do your dog or cat a favor by focusing on their dental health today. Shop at DrJudymorgan.com and as a thank you to our podcast listeners use code PODCAST53 for 15% off. PRODUCT SPOTLIGHT #2Is your dog struggling with some type of kidney or urinary condition? Unfortunately, the traditional veterinary approach to these conditions in dogs is limited and expensive. Thankfully, Dr Judy Morgan has put together a 1.5 hour course called Kidney and Urinary Conditions in Dogs. This course helps pet parents learn the best ways to combine high quality, whole food nutrition, supplementation and proper diagnostic methods to ensure your pup lives a long, vibrant life for years to come. Podcast listeners can take advantage of 20% off by using the code PODCAST53 when getting the course on DrJudyU.com

Quarter-end rebalancing comes as tariff uncertainty continues to slam the SPX, which has fallen 10% off its all-time high last month. Kevin Green points to the breakdown levels signaling further downside if no bulls offer a bid. On small caps, Kevin offers a bright spot by analyzing the potential for pops in the RUT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this conversation, Liz Ann Sonders interviews Barry Ritholtz. He's the co-founder, chairman, and chief investment officer of Ritholtz Wealth Management. And he's the author of a new book titled How Not to Invest.Barry and Liz Ann discuss the evolution of financial media, the current market cycle, and the psychological aspects of investing. They discuss the pitfalls of market timing, the significance of emotional control in investing, and the need for a disciplined approach to investing, particularly during market volatility. Barry also explains the complexities of wealth perception, several of the psychological biases in investing, and the importance of understanding the pitfalls of peer pressure in financial decisions.Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.You can learn more about Barry's book, How Not to Invest, here. Or check out his podcast, Masters in Business, on Bloomberg.com.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Diversification and asset allocation strategies do not ensure a profit and cannot protect against losses in a declining market.Rebalancing does not protect against losses or guarantee that an investor's goal will be met. Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The book How Not to Invest is not affiliated with, sponsored by, or endorsed by Charles Schwab & Co., Inc. (CS&Co.). Charles Schwab & Co., Inc. (CS&Co.) has not reviewed the book and makes no representations about its content. The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0325-B0GV)

If the recent market drop has you feeling uneasy, you're not alone — but sharp swings are regularities you need to navigate. The S&P 500 and Nasdaq have both taken hits this year, but history shows that intra-year declines like these are common and something long-term investors have weathered time and again. In this episode, Tyler Emrick, CFA®, CFP®, breaks down recent market moves, highlights where diversification is working, and shares how tax strategies and disciplined rebalancing can help keep your investment strategy running smoothing and financial plan on track. Here's some of what we discuss in this episode:

Antibiotics are one of the most overprescribed medications in modern medicine, and while they have their place, they come with lasting consequences for gut health, immunity, and even mental well-being. In this episode, I share a deeply personal story from my early motherhood journey when my daughter was just three months old and prescribed antibiotics for an ear infection. That moment changed everything for me, setting me on the path to learning how to support the body naturally and protect the microbiome.We also dive into:The shocking long-term effects of antibiotics on gut health, immunity, and brain functionHow rebalancing helps you avoid the cycle of recurring infectionsExactly what to do if you or your child need antibiotics while rebalancingThe step-by-step plan for restoring your gut after antibiotics and preventing future imbalances14 years and 3 more kids later, not a single one of us has needed antibiotics. This conversation will empower you to protect your microbiome, make informed choices, and feel confident in your body's ability to heal.✨ Tune in now to learn how to break the cycle and take charge of your health.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Visit my FAQ's Follow along with me on a Instagram Take the free Gut Health Quiz Email me at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

In this episode we answer emails from Randy, Richard and Jamie.  We discuss rebalancing frequency, share-lending at Fidelity, moves in Morningstar's style boxes and strips treasury funds vs. long term treasury bond funds.And we announce the new listing of the Golden Ratio portfolio at Portfolio Charts and thank Tyler and Van for that.Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterGolden Ratio Portfolio at Portfolio Charts:  Golden Ratio Portfolio – Portfolio ChartsGolden Ratio Portfolio Write-Up:  Beautiful Constants and the Golden Ratio Portfolio – Portfolio ChartsKitces Article re Rebalancing:  Optimal Rebalancing – Time Horizons Vs Tolerance BandsDiscussion of Changes to Morningstar's Style Boxes:  Morningstar redefines growth/value style box criteria - Bogleheads.orgRisk Parity Radio All Episodes Feed Page:  Risk Parity Radio RSS FeedAmusing Unedited AI-Bot Summary:Exciting news opens this episode as Frank announces the Golden Ratio Portfolio has been officially added to Portfolio Charts, complete with its own dedicated page and insightful write-up. This recognition represents a significant milestone for a portfolio strategy that has been a cornerstone topic throughout Risk Parity Radio's 400+ episodes.The heart of the episode focuses on answering thoughtful listener questions about portfolio management techniques. Randy inquires about rebalancing frequency and whether to participate in Fidelity's securities lending program for gold ETFs. Frank explains that while rebalancing more frequently than once a year generally doesn't improve performance, coordinating semi-annual rebalancing with tax planning can be advantageous. As for securities lending, Frank shares his personal experience that these programs work smoothly but typically generate minimal income—setting realistic expectations for listeners considering this option.A particularly detailed discussion explores the nuances between traditional long-term treasury funds and STRIPS funds (GOVZ, ZROZ, EDV). Frank clarifies that STRIPS-based ETFs typically move at approximately 1.5 times the rate of standard long-term treasury funds when interest rates change, effectively functioning as a form of leverage. This characteristic makes them valuable tools for tax-loss harvesting or creating more efficient allocations by achieving similar interest rate sensitivity with smaller position sizes. Rather than focusing on market timing for transitions between these instruments, Frank emphasizes coordinating such moves with broader tax management strategies—practical advice that demonstrates how risk parity investors can implement sophisticated portfolio techniques while maintaining tax efficiency.Want to connect with other Risk Parity Radio listeners? Frank announces a meetup at the Economy Conference at the Solari Hotel. Email frank@riskparityradio.com for details and to join the community of thoughtful DIY investors exploring alternatives to traditional asset allocation.Support the show

Histamine is often misunderstood. It's blamed for allergies, hives, and frustrating symptoms like flushing, itching, and congestion. But histamine itself isn't the problem - it's a symptom of a deeper issue.Your gut plays a crucial role in regulating histamine. It houses the bacteria that break it down and keep it in balance. But when the gut is imbalanced, harmful bacteria and yeast take over, inflammation rises, and histamine starts to build up faster than your body can clear it. The result? Chronic allergic responses, food sensitivities, headaches, and even more severe reactions.And here's what most doctors won't tell you - antihistamines don't fix the root cause. While they can be life-saving in severe situations, they work by suppressing symptoms, not by addressing the underlying imbalance. Over time, they can actually make histamine intolerance worse by further disrupting the gut microbiome.You don't have to live in fear of food or rely on medication forever. You can heal.In this episode, I'll walk you through:The real reason histamine builds up in the body (hint: it's not just about your diet).Why long-term antihistamine use can make histamine intolerance worse.How to rebalance your gut so your body can regulate histamine the way it was designed to.If histamine issues have left you feeling stuck, this episode is for you. Tune in now to learn how to restore balance, support your microbiome, and take back control of your health.If you or your child have been on antihistamines, don't stop based on this episode—listen, learn, and empower yourself with knowledge. Rebalancing with the Women's, Men's, or Children's Gut Rebalance Kit can be life-changing.✨ Listen now to start your journey toward healing.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Visit my FAQ's Follow along with me on a Instagram Take the free Gut Health Quiz Email me at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS