Podcasts about rebalancing

Katy Kaminski returns to examine a moment in trend following that feels familiar... but isn't. Drawing on new research, she and Niels explore how drawdowns resolve, why recovery is faster when markets break, and slower when they don't, and what that asymmetry reveals about the current cycle. They unpack copper's historic 1-day move, the role of China in CTA return dispersion, and what slower, replication-based strategies might be capturing that others aren't. This episode isn't about defending trend - it's about understanding what environments it needs, and what signals suggest we're getting closer.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Katy on LinkedIn.Episode TimeStamps:00:48 - What has been on our radar recently?07:43 - Crazy moves in US copper09:45 - Industry performance update14:31 - How should we approach the current drawdowns in managed futures?23:01 - Why trend following is struggling at the moment31:22 - Rebalancing in trend following is key33:57 - A better alternative trend following?37:32 - The different types of impact to markets and how it reflects on the CTA industry44:41 - The key variables for understanding regimes53:21 - Replication is beating the benchmarks that they are trying to replicate58:16 - Mechanical vs. regression based replication59:33 - Defining tracking errorCopyright © 2024 – CMC AG – All Rights...

Many of you have been submitting thoughtful questions through our AI chat, particularly on fund selection, asset allocation, and broader investment strategy. It's encouraging to see this level of engagement with the core principles that shape long-term financial success.While the AI generally provides sound and efficient guidance, there are times when its responses lack the nuance or clarity that experience can bring. To provide deeper context and help you make more informed decisions, I've selected several recent questions to address—drawing from the AI's suggestions where appropriate and adding insights based on decades of research and practice.One brief correction from a recent update: I previously mentioned a resource for ETF investors in Canada, Europe, and the U.S., but misspoke on the name. The correct website is ETFAtlas.com. Jack, the developer behind it, is creating a valuable tool for globally minded investors. Your candid feedback—what's working well and what could be improved—will be essential as he continues building out the platform. Look for additional features to roll out in the months ahead.What Sound Investing Portfolio does Paul use and why? 3:02What funds should I use to set up a Roth IRA account for a 21-year-old? 13:06Do you think Vanguard funds will get lower returns than Avantis and DFA ETFs?  21:46Is there a table that represents using the S&P 500 and Aggregate U.S. Bond Index rather than your 3-fund bond portfolio?  26:51I am 45, hoping to retire by 55-60. Is 25% in bonds too little? 31:04Does it make sense to have non-taxable bonds in an IRA? 34:34Your quilt chart (1928-2024) shows a 2-fund portfolio with 50% each small cap value and large cap value. Isn't that too much in small cap value? 35:39How often should I rebalance?  38:09In your podcasts you talk a lot more about the 4-fund portfolios (WW and U.S.) than you do the all-value portfolios. The all-values have higher returns but you recommend them less often. Why? 40:19Are there conditions where the all-value portfolios will underperform the more balanced portfolios?  40:19. (Answer is integrated with previous question)I'm 57. How much should I have in bonds?  49:30

Jaclyn Johnson is back with a brand new vision—and this time, she's rewriting the rules. In this candid and powerful conversation, Jaclyn opens up about what life really looks like after selling your company, healing from burnout, and rediscovering purpose. She and Morgan dive into the rise of angel investing, the power of warm intros, why she launched a platform that's already helped deploy $1M+ to women and BIPOC-owned businesses, and how investing is about so much more than returns. They also get real about dating as high-powered women, feminine energy, letting go of control, and building partnerships that actually work. Whether you're a founder, investor, or just someone redefining success on your own terms—this episode will leave you inspired. Timestamps: 00:00 – Intro  04:15 – Taking a step back to build 07:25 – Investing in women and BIPOC founders 21:04 – Breaking down what it means to be an accredited angel investor 27:05 – Jaclyn's approach to work-life balance after burnout 29:50 – How Jaclyn spends her exit money: real estate and travel flex 33:25 – Navigating dating post-divorce and balancing masculine/feminine energy 35:37 – The importance of unlearning control and receiving help 42:50 – Being “the cool ex-wife” and managing public perception 46:26 – Final reflections on reinvention and the journey ahead  

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The SPX experienced a rebalancing on Monday heading into third quarter, which boosted volume and offered bulls room to run. Kevin Green points out a "golden cross" involving the 50-day SMA adding to momentum. However, gaps on the SPX daily chart suggest a re-test of downside levels. Kevin also explains the role volume played in Monday's price action.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Why do so many leaders struggle with control, communication, and compassion?In this inspiring conversation, Sabine Gedeon shares her path from corporate HR to transformational leadership coaching and the surprising inner work that changed everything. Together with Holistic Healing Podcast host Luam, they explore what it means to lead with emotional intelligence, navigate discomfort with grace, and build a morning routine that truly sustains. Sabine challenges traditional leadership models and invites us to reconnect with our essence, not just as professionals, but as multidimensional beings. From energy harvesting to executive burnout, from spirituality to strategy, this episode is a call to conscious leadership in an evolving world.Sabine Gedeon is a corporate trainer, executive coach, keynote speaker, and host of the She Leads Now podcast. With a background in HR and over a decade supporting high-impact leaders, Sabine helps individuals and organizations build emotionally intelligent, human-centered cultures. Through her work, she empowers leaders to reconnect with their inner wisdom, foster compassionate communication, and create lasting ripple effects through conscious leadership.Where to find more of Sabine:Website: https://sabinegedeon.com Instagram: https://www.instagram.com/sabinegedeon Facebook: https://www.facebook.com/SabineGedeonCoaching LinkedIn: https://www.facebook.com/SabineGedeonCoaching Episode highlights:(0:00) Intro(01:22) Sabine's pivot from HR to coaching(04:29) Helping leaders become better humans(07:23) Emotional intelligence and real leadership(11:28) How the pandemic rewired the workplace(15:08) Having uncomfortable conversations at work(19:37) Managing up and getting buy-in(26:55) Common mistakes leaders make(39:07) Why charging yourself is non-negotiable(46:03) The power of controlling your energy(59:39) Rebalancing power and the future of leadership(1:11:31) Outro

In this episode of Global Thinking, Forstrong Portfolio Manager Rob Duncan sits down with friend of the firm, Chris McHaney, Executive Vice President and Head of Investment Management and Strategy at Global X Investments Canada Inc., for a wide-ranging conversation on where global capital is moving, and why. Many of the themes Chris is tracking - rising defense spending, a potential commodities supercycle, renewed interest in international markets like EAFE and India - align closely with Forstrong's own global investment roadmap. Both firms share a belief that in an increasingly fractured world, opportunity lies in regions and sectors that many investors are still underestimating. They also unpack the role of covered call ETFs in generating yield, and explore how fixed income is re-emerging as a strategic allocation. From inflation trends to interest rate dynamics and the strength of the U.S. dollar, this episode is rich with insight for globally minded investors. Topped off with a few summer reading picks and some contrarian takes, it's a fast-paced and practical conversation that reinforces Forstrong's commitment to thinking differently about where the world is headed next.   Chapters 00:00 Introduction to Global Thinking Podcast 01:21 Understanding GlobalX Investments and Chris's Role 06:31 Market Outlook and Investment Strategies 07:00 Navigating Market Volatility and Diversification 10:57 Global Investment Opportunities and Rebalancing 16:16 The Rise of Defense Spending as an Investment Theme 19:21 Interest Rates and Fixed Income Perspectives 23:32 Currency Trends and Hedging Strategies 26:38 Commodities and the Potential Supercycle 32:14 Trends in the ETF Industry and Flows 34:47 Exploring Covered Call ETF Strategies 51:01 Book Recommendations and Closing Thoughts   Book Recommendation: Thinking in Bets, Annie Duke   Disclosures: https://forstrong.com/disclosures/    Global Thinking Podcast Series - https://forstrong.com/podcast/    Global Thinking Insights - https://forstrong.com/insights/    Who is Forstrong Global - https://forstrong.com/who-we-are/    Ask Forstrong - https://forstrong.com/category/ask-forstrong/    Invest With Us - https://forstrong.com/invest-with-us/     Thank for you listening, please considering leaving a review and subscribing for future episodes. For any questions, comments or suggested topics please reach out to Rob Duncan, rduncan@forstrong.com  

Indrani De explains the rebalancing changes to the Russell 2000 and Russell 1000, which will occur after the closing bell. “More than $10T is benchmarked to the Russell indices,” Indrani emphasizes and the indices need to reflect the current market environment. Rebalances are currently annual, but will become semi-annual next year.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Today we're talking with health and nutrition expert Dr. Stuart Gillespie, author of a new book entitled Food Fight: from Plunder and Profit to People and Planet. Using decades of research and insight gathered from around the world, Dr. Gillespie wants to reimagine our global food system and plot a way forward to a sustainable, equitable, and healthy food future - one where our food system isn't making us sick. Certainly not the case now. Over the course of his career, Dr. Gillespie has worked with the UN Standing Committee on Nutrition in Geneva with UNICEF in India and with the International Food Policy Research Institute, known as IFPRI, where he's led initiatives tackling the double burden of malnutrition and agriculture and health research. He holds a PhD in human nutrition from the London School of Hygiene and Tropical Medicine. Interview Summary So, you've really had a global view of the agriculture system, and this is captured in your book. And to give some context to our listeners, in your book, you describe the history of the global food system, how it's evolved into this system, sort of warped, if you will, into a mechanism that creates harm and it destroys more than it produces. That's a pretty bold statement. That it destroys more than it produces, given how much the agriculture around the world does produce. Tell us a bit more if you would. Yes, that statement actually emerged from recent work by the Food Systems Economic Commission. And they costed out the damage or the downstream harms generated by the global food system at around $15 trillion per year, which is 12% of GDP. And that manifests in various ways. Health harms or chronic disease. It also manifests in terms of climate crisis and risks and environmental harms, but also. Poverty of food system workers at the front line, if you like. And it's largely because we have a system that's anachronistic. It's a system that was built in a different time, in a different century for a different purpose. It was really started to come together after the second World War. To mass produce cheap calories to prevent famine, but also through the Green Revolution, as that was picking up with the overproduction of staples to use that strategically through food aid to buffer the West to certain extent from the spread of communism. And over time and over the last 50 years of neoliberal policies we've got a situation where food is less and less viewed as a human right, or a basic need. It's seen as a commodity and the system has become increasingly financialized. And there's a lot of evidence captured by a handful of transnationals, different ones at different points in the system from production to consumption. But in each case, they wield huge amounts of power. And that manifests in various ways. We have, I think a system that's anachronistic The point about it, and the problem we have, is that it's a system revolves around maximizing profit and the most profitable foods and products of those, which are actually the least healthy for us as individuals. And it's not a system that's designed to nourish us. It's a system designed to maximize profit. And we don't have a system that really aims to produce whole foods for people. We have a system that produces raw ingredients for industrial formulations to end up as ultra processed foods. We have a system that produces cattle feed and, and biofuels, and some whole foods. But it, you know, that it's so skewed now, and we see the evidence all around us that it manifests in all sorts of different ways. One in three people on the planet in some way malnourished. We have around 12 million adult deaths a year due to diet related chronic disease. And I followed that from colonial times that, that evolution and the way it operates and the way it moves across the world. And what is especially frightening, I think, is the speed at which this so-called nutrition transition or dietary transition is happening in lower income or middle income countries. We saw this happening over in the US and we saw it happening in the UK where I am. And then in Latin America, and then more Southeast Asia, then South Asia. Now, very much so in Sub-Saharan Africa where there is no regulation really, apart from perhaps South Africa. So that's long answer to your intro question. Let's dive into a couple of things that you brought up. First, the Green Revolution. So that's a term that many of our listeners will know and they'll understand what the Green Revolution is, but not everybody. Would you explain what that was and how it's had these effects throughout the food systems around the world? Yes, I mean around the, let's see, about 1950s, Norman Borlag, who was a crop breeder and his colleagues in Mexico discovered through crop breeding trials, a high yielding dwarf variety. But over time and working with different partners, including well in India as well, with the Swaminathan Foundation. And Swaminathan, for example, managed to perfect these new strains. High yielding varieties that doubled yields for a given acreage of land in terms of staples. And over time, this started to work with rice, with wheat, maize and corn. Very dependent on fertilizers, very dependent on pesticides, herbicides, which we now realize had significant downstream effects in terms of environmental harms. But also, diminishing returns in as much as, you know, that went through its trajectory in terms of maximizing productivity. So, all the Malthusian predictions of population growth out running our ability to feed the planet were shown to not to be true. But it also generated inequity that the richest farmers got very rich, very quickly, the poorer farmers got slightly richer, but that there was this large gap. So, inequity was never really properly dealt with through the Green Revolution in its early days. And that overproduction and the various institutions that were set in place, the manner in which governments backed off any form of regulation for overproduction. They continued to subsidize over production with these very large subsidies upstream, meant that we are in the situation we are now with regard to different products are being used to deal with that excess over production. So, that idea of using petroleum-based inputs to create the foods in the first place. And the large production of single crops has a lot to do with that Green Revolution that goes way back to the 1950s. It's interesting to see what it's become today. It's sort of that original vision multiplied by a billion. And boy, it really does continue to have impacts. You know, it probably was the forerunner to genetically modified foods as well, which I'd like to ask you about in a little bit. But before I do that, you said that much of the world's food supply is governed by a pretty small number of players. So who are these players? If you look at the downstream retail side, you have Nestle, PepsiCo, Coca-Cola, General Mills, Unilever. Collectively around 70% of retail is governed by those companies. If you look upstream in terms of agricultural and agribusiness, you have Cargill, ADM, Louis Dreyfus, and Bunge. These change to a certain extent. What doesn't change very much are the numbers involved that are very, very small and that the size of these corporations is so large that they have immense power. And, so those are the companies that we could talk about what that power looks like and why it's problematic. But the other side of it's here where I am in the UK, we have a similar thing playing out with regard to store bought. Food or products, supermarkets that control 80% as Tesco in the UK, Asta, Sainsbury's, and Morrisons just control. You have Walmart, you have others, and that gives them immense power to drive down the costs that they will pay to producers and also potentially increase the cost that they charge as prices of the products that are sold in these supermarkets. So that profit markup, profit margins are in increased in their favor. They can also move around their tax liabilities around the world because they're transnational. And that's just the economic market and financial side on top of that. And as you know, there's a whole raft of political ways in which they use this power to infiltrate policy, influence policy through what I've called in Chapter 13, the Dark Arts of Policy Interference. Your previous speaker, Murray Carpenter, talked about that with regard to Coca-Cola and that was a very, yeah, great example. But there are many others. In many ways these companies have been brilliant at adapting to the regulatory landscape, to the financial incentives, to the way the agriculture system has become warped. I mean, in some ways they've done the warping, but in a lot of ways, they're adapting to the conditions that allow warping to occur. And because they've invested so heavily, like in manufacturing plants to make high fructose corn syrup or to make biofuels or things like that. It'd be pretty hard for them to undo things, and that's why they lobby so strongly in favor of keeping the status quo. Let me ask you about the issue of power because you write about this in a very compelling way. And you talk about power imbalances in the food system. What does that look like in your mind, and why is it such a big part of the problem? Well, yes. And power manifests in different ways. It operates sometimes covertly, sometimes overtly. It manifests at different levels from, you know, grassroots level, right up to national and international in terms of international trade. But what I've described is the way markets are captured or hyper concentrated. That power that comes with these companies operating almost like a cartel, can be used to affect political or to dampen down, block governments from regulating them through what I call a five deadly Ds: dispute or dispute or doubt, distort, distract, disguise, and dodge. And you've written very well Kelly, with I think Kenneth Warner about the links between big food and big tobacco and the playbook and the realization on the part of Big Tobacco back in the '50s, I think, that they couldn't compete with the emerging evidence of the harms of smoking. They had to secure the science. And that involved effectively buying research or paying for researchers to generate a raft of study shown that smoking wasn't a big deal or problem. And also, public relations committees, et cetera, et cetera. And we see the same happening with big food. Conflicts of interest is a big deal. It needs to be avoided. It can't be managed. And I think a lot of people think it is just a question of disclosure. Disclosure is never enough of conflict of interest, almost never enough. We have, in the UK, we have nine regulatory bodies. Every one of them has been significantly infiltrated by big food, including the most recent one, which has just been designated to help develop a national food stretch in the UK. We've had a new government here and we thought things were changing, beginning to wonder now because big food is on that board or on that committee. And it shouldn't be, you know. It shouldn't be anywhere near the policy table anyway. That's so it's one side is conflict of interest. Distraction: I talk about corporate social responsibility initiatives and the way that they're designed to distract. On the one hand, if you think of a person on a left hand is doing these wonderful small-scale projects, which are high visibility and they're doing good. In and off themselves they're doing good. But they're small scale. Whereas the right hand is a core business, which is generating harm at a much larger scale. And the left hand is designed to distract you from the right hand. So that distraction, those sort of corporate CSR initiatives are a big part of the problem. And then 'Disguise' is, as you know, with the various trade associations and front groups, which acted almost like Trojan horses, in many ways. Because the big food companies are paying up as members of these committees, but they don't get on the program of these international conferences. But the front groups do and the front groups act on in their interests. So that's former disguise or camouflage. The World Business Council on Sustainable Development is in the last few years, has been very active in the space. And they have Philip Morris on there as members, McDonald's and Nestle, Coke, everybody, you know. And they deliberately actually say It's all fine. That we have an open door, which I, I just can't. I don't buy it. And there are others. So, you know, I think these can be really problematic. The other thing I should mention about power and as what we've learned more about, if you go even upstream from the big food companies, and you look at the hedge funds and the asset management firms like Vanguard, state Capital, BlackRock, and the way they've been buying up shares of big food companies and blocking any moves in annual general meetings to increase or improve the healthiness of portfolios. Because they're so powerful in terms of the number of shares they hold to maximize profit for pension funds. So, we started to see the pressure that is being put on big food upstream by the nature of the system, that being financialized, even beyond the companies themselves, you know? You were mentioning that these companies, either directly themselves or through their front organizations or the trade association block important things that might be done in agriculture. Can you think of an example of that? Yes, well actually I did, with some colleagues here in the UK, the Food Foundation, an investigation into corporate lobbying during the previous conservative government. And basically, in the five years after the pandemic, we logged around 1,400 meetings between government ministers and big food. Then we looked at the public interest NGOs and the number of meetings they had over that same period, and it was 35, so it was a 40-fold difference. Oh goodness. Which I was actually surprised because I thought they didn't have to do much because the Tory government was never going to really regulate them anyway. And you look in the register, there is meant to be transparency. There are rules about disclosure of what these lobbying meetings were meant to be for, with whom, for what purpose, what outcome. That's just simply not followed. You get these crazy things being written into the those logs like, 'oh, we had a meeting to discuss business, and that's it.' And we know that at least what happened in the UK, which I'm more familiar with. We had a situation where constantly any small piecemeal attempt to regulate, for example, having a watershed at 9:00 PM so that kids could not see junk food advertised on their screens before 9:00 PM. That simple regulation was delayed, delayed. So, delay is actually another D you know. It is part of it. And that's an example of that. That's a really good example. And you've reminded me of an example where Marian Nestle and I wrote an op-ed piece in the New York Times, many years ago, on an effort by the WHO, the World Health Organization to establish a quite reasonable guideline for how much added sugar people should have in their diet. And the sugar industry stepped in in the biggest way possible. And there was a congressional caucus on sugar or something like that in our US Congress and the sugar industry and the other players in the food industry started interacting with them. They put big pressure on the highest levels of the US government to pressure the WHO away from this really quite moderate reasonable sugar standard. And the US ultimately threatened the World Health Organization with taking away its funding just on one thing - sugar. Now, thankfully the WHO didn't back down and ultimately came out with some pretty good guidelines on sugar that have been even stronger over the years. But it was pretty disgraceful. That's in the book that, that story is in the book. I think it was 2004 with the strategy on diet, physical activity. And Tommy Thompson was a health secretary and there were all sorts of shenanigans and stories around that. Yes, that is a very powerful example. It was a crazy power play and disgraceful how our government acted and how the companies acted and all the sort of deceitful ways they did things. And of course, that's happened a million times. And you gave the example of all the discussions in the UK between the food industry and the government people. So, let's get on to something more positive. What can be done? You can see these massive corporate influences, revolving doors in government, a lot of things that would argue for keeping the status quo. So how in the world do you turn things around? Yeah, good question. I really believe, I've talked about a lot of people. I've looked a lot of the evidence. I really believe that we need a systemic sort of structural change and understanding that's not going to happen overnight. But ultimately, I think there's a role for a government, citizens civil society, media, academics, food industry, obviously. And again, it's different between the UK and US and elsewhere in terms of the ability and the potential for change. But governments have to step in and govern. They have to set the guardrails and the parameters. And I talk in the book about four key INs. So, the first one is institutions in which, for example, there's a power to procure healthy food for schools, for hospitals, clinics that is being underutilized. And there's some great stories of individuals. One woman from Kenya who did this on her own and managed to get the government to back it and to scale it up, which is an incredible story. That's institutions. The second IN is incentives, and that's whereby sugar taxes, or even potentially junk food taxes as they have in Columbia now. And reforming the upstream subsidies on production is basically downregulating the harmful side, if you like, of the food system, but also using the potential tax dividend from that side to upregulate benefits via subsidies for low-income families. Rebalancing the system. That's the incentive side. The other side is information, and that involves labeling, maybe following the examples from Latin America with regard to black octagons in Chile and Mexico and Brazil. And dietary guidelines not being conflicted, in terms of conflicts of interest. And actually, that's the fourth IN: interests. So ridding government advisory bodies, guideline committees, of conflicts of interests. Cleaning up lobbying. Great examples in a way that can be done are from Canada and Ireland that we found. That's government. Citizens, and civil society, they can be involved in various ways exposing, opposing malpractice if you like, or harmful action on the part of industry or whoever else, or the non-action on the part of the government. Informing, advocating, building social movements. Lots I think can be learned through activist group in other domains or in other disciplines like HIV, climate. I think we need to make those connections much more. Media. I mean, the other thought is that the media have great, I mean in this country at least, you know, politicians tend to follow the media, or they're frightened of the media. And if the media turned and started doing deep dive stories of corporate shenanigans and you know, stuff that is under the radar, that would make a difference, I think. And then ultimately, I think then our industry starts to respond to different signals or should do or would do. So that in innovation is not just purely technological aimed at maximizing profit. It may be actually social. We need social innovation as well. There's a handful of things. But ultimately, I actually don't think the food system is broken because it is doing the wrong thing for the wrong reason. I think we need to change the system, and I'll say that will take time. It needs a real transformation. One, one last thing to say about that word transformation. Where in meetings I've been in over the last 10 years, so many people invoke food system transformation when they're not really talking about it. They're just talking about tweaking the margins or small, piecemeal ad hoc changes or interventions when we need to kind of press all the buttons or pull all the levers to get the kind of change that we need. And again, as I say, it was going to take some time, but we have to start moving that direction. Do you think there's reason to be hopeful and are there success stories you can point to, to make us feel a little bit better? Yeah, and I like that word, hope. I've just been reading a lot of essays from, actually, Rebecca Solnit has been writing a lot about hope as a warrior emotion. Radical hope, which it's different to optimism. Optimism went, oh, you know, things probably will be okay, but hope you make it. It's like a springboard for action. So I, yes, I'm hopeful and I think there are plenty of examples. Actually, a lot of examples from Latin America of things changing, and I think that's because they've been hit so fast, so hard. And I write in the book about what's happened in the US and UK it's happened over a period of, I don't know, 50, 60 years. But what's happened and is happening in Latin America has happened in just like 15 years. You know, it's so rapid that they've had to respond fast or get their act together quickly. And that's an interesting breed of activist scholars. You know, I think there's an interesting group, and again, if we connect across national boundaries across the world, we can learn a lot from that. There are great success stories coming out Chile from the past that we've seen what's happening in Mexico. Mexico was in a terrible situation after Vicente Fox came in, in the early 2000s when he brought all his Coca-Cola pals in, you know, the classic revolving door. And Mexico's obesity and diabetes went off to scale very quickly. But they're the first country with the sugar tax in 2014. And you see the pressure that was used to build the momentum behind that. Chile, Guido Girardi and the Black Octagon labels with other interventions. Rarely is it just one thing. It has to be a comprehensive across the board as far as possible. So, in Brazil, I think we will see things happening more in, in Thailand and Southeast Asia. We see things beginning to happen in India, South Africa. The obesity in Ghana, for example, changed so rapidly. There are some good people working in Ghana. So, you know, I think a good part of this is actually documenting those kind of stories as, and when they happen and publicizing them, you know. The way you portrayed the concept of hope, I think is a really good one. And when I asked you for some examples of success, what I was expecting you, you might say, well, there was this program and this part of a one country in Africa where they did something. But you're talking about entire countries making changes like Chile and Brazil and Mexico. That makes me very hopeful about the future when you get governments casting aside the influence of industry. At least long enough to enact some of these things that are definitely not in the best interest of industry, these traditional food companies. And that's all, I think, a very positive sign about big scale change. And hopefully what happens in these countries will become contagious in other countries will adopt them and then, you know, eventually they'll find their way to countries like yours and mine. Yes, I agree. That's how I see it. I used to do a lot of work on single, small interventions and do their work do they not work in this small environment. The problem we have is large scale, so we have to be large scale as well. BIO Dr. Stuart Gillespie has been fighting to transform our broken food system for the past 40 years. Stuart is a Non-Resident Senior Fellow in Nutrition, Diets and Health at theInternational Food Policy Research Institute (IFPRI). He has been at the helm of the IFPRI's Regional Network on AIDs, Livelihoods and Food Security, has led the flagship Agriculture for Nutrition and Health research program, was director of the Transform Nutrition program, and founded the Stories of Change initiative, amongst a host of other interventions into public food policy. His work – the ‘food fight' he has been waging – has driven change across all frontiers, from the grassroots (mothers in markets, village revolutionaries) to the political (corporate behemoths, governance). He holds a PhD in Human Nutrition from the London School of Hygiene and Tropical Medicine. 

Rebalancing the Scale: Fixing Nebraska's Broken Tax Code

Greg Carlstrom, veteran Mideast correspondent for The Economist, on how the region will contort to rebalance after the Iran-Israel war (assuming it's over). We discussed back-channel diplomacy; Tehran's path ahead; Pres. Trump's perspective; Syria; Lebanon; Gaza, Saudi and beyond. Carlstrom's 2017 book is How Long Will Israel Survive?: The Threat From Within.

So verbesserst du dein Depot um 80 % – in nur 15 Minuten! 20 praktische ETF-Tipps für mehr Rendite, weniger Fehler und smarteres Rebalancing! Du willst dein ETF-Depot endlich professionell aufstellen – ohne teure Fehler und mit maximaler Effizienz? In diesem Video zeige ich dir 20 konkrete Tipps, wie du dein Portfolio einfach, steuerlich clever und langfristig profitabel strukturierst. Von der richtigen ETF-Auswahl bis zu häufigen Fehlern beim Depot-Management – komprimiert in nur 15 Minuten! ✅ Was du bekommst:

The markets are moving, your portfolio's drifting, and you're wondering if it's time to hit “reset.” In this episode, Matt Neyland, Chief Investment Officer at SK Wealth, breaks down portfolio rebalancing. Listen to find out what it means to rebalance your portfolio, when you should consider rebalancing, why it matters, and how it can keep your investments aligned with your unique goals.

What are your hormones trying to tell you? In This Episode: The 2 master hormones behind nearly all imbalances How blood sugar, sleep, and gut health control your hormones Medications that wreck your hormonal balance (and what to use instead) The best foods, peptides, and daily habits to restore harmony naturally ------  Want more of The Dr. Josh Axe Show? Subscribe to the YouTube channel. Follow Dr. Josh Axe Instagram Facebook TikTok ------  Links:  https://gremjournal.com/journal/0203-2022/female-infertility-as-a-result-of-stress-related-hormonal-changes/ https://pmc.ncbi.nlm.nih.gov/articles/PMC8820943/ https://pmc.ncbi.nlm.nih.gov/articles/PMC8984569/ https://www.uchicagomedicine.org/forefront/news/sleep-loss-lowers-testosterone-in-healthy-young-men https://journals.plos.org/plosmedicine/article?id=10.1371/journal.pmed.0010062 https://pmc.ncbi.nlm.nih.gov/articles/PMC4377487/ https://www.sciencedirect.com/science/article/pii/S1389945724001151 https://pmc.ncbi.nlm.nih.gov/articles/PMC2927933/ https://pubmed.ncbi.nlm.nih.gov/38640992/ https://www.endocrine.org/news-and-advocacy/news-room/2024/girls-may-start-puberty-early-due-to-chemical-exposure https://pmc.ncbi.nlm.nih.gov/articles/PMC7506791/ https://www.nature.com/articles/s41598-025-85519-9 https://www.caltech.edu/about/news/microbes-help-produce-serotonin-gut-46495 https://www.cambridge.org/core/journals/british-journal-of-nutrition/article/comparison-of-sex-hormonal-and-metabolic-profiles-between-omnivores-and-vegetarians-in-pre-and-postmenopausal-women/F7D20763C764C009BD55275293E60C38 https://pmc.ncbi.nlm.nih.gov/articles/PMC7147657/ https://pubmed.ncbi.nlm.nih.gov/38348417/ https://andersonlongevityclinic.com/cjc1295/ipamorelin-peptide https://www.re-newinstitute.com/content/cjc-1295 https://pmc.ncbi.nlm.nih.gov/articles/PMC5333585/ https://pmc.ncbi.nlm.nih.gov/articles/PMC10224484/ https://pmc.ncbi.nlm.nih.gov/articles/PMC3232613/ https://www.nhs.uk/medicines/hormone-replacement-therapy-hrt/benefits-and-risks-of-hormone-replacement-therapy-hrt/ https://my.clevelandclinic.org/health/treatments/15245-hormone-therapy-for-menopause-symptoms https://www.cdc.gov/nchs/fastats/drug-use-therapeutic.htm https://www.healthcentral.com/condition/hypertension/lisinopril-side-effects https://joe.bioscientifica.com/view/journals/joe/233/1/R43.xml https://pmc.ncbi.nlm.nih.gov/articles/PMC5789927/ https://www.reuters.com/article/business/healthcare-pharmaceuticals/common-asthma-steroids-linked-to-side-effects-in-adrenal-glands-idUSKBN0NE28R/ https://pubmed.ncbi.nlm.nih.gov/25213092/ https://www.cdc.gov/nchs/products/databriefs/db377.htm https://www.ahajournals.org/doi/10.1161/atv.0000000000000073 https://www.cdc.gov/nchs/products/databriefs/db388.htm https://pmc.ncbi.nlm.nih.gov/articles/PMC6039135/ https://pmc.ncbi.nlm.nih.gov/articles/PMC2744625/ https://health.clevelandclinic.org/ritalin-vs-adderall ------  Ads:  Click here to connect with a provider near you and order your Hormone Zoomer today! https://hello.vibrant-wellness.com/dr-axe-hormones Learn more about your ad choices. Visit megaphone.fm/adchoices

In this mid-year episode of Nurturing Financial Freedom, we reflect on what 2025 has taught us about markets, economic conditions, and investor behavior. We're at the halfway mark of the year, and despite some rough patches, the financial landscape has shown surprising resilience. Alex kicks things off by detailing how the year began with a normal market correction followed by a sharp crash triggered by unexpected tariff announcements. Despite this, the S&P 500 has managed a modest gain of around 2.3% as of mid-June, largely powered by a few large tech and AI companies.Economic growth in the U.S. has remained steady, albeit modest, defying some analysts' recession predictions. Inflation has cooled significantly since its peak in 2022-2023, allowing the Fed to ease interest rates by 75 basis points. However, rate cuts have since paused as the Fed monitors inflation's remaining pressure, particularly in housing and services.We discuss how consumer sentiment is mixed. While spending continues, signs of fatigue are emerging amid ongoing uncertainty around trade policy and the political landscape. International markets, particularly in Europe and emerging regions, have outperformed U.S. stocks slightly this year—marking a shift from the trend of U.S. dominance.Within asset classes, small-cap and value stocks have underperformed, while bonds have been flat to slightly negative. Cash and money markets remain attractive for their yield, but their long-term return potential is limited. Real assets like gold have performed strongly, benefitting from trade-related fears.We emphasize that major institutional investors have responded to market turbulence by rebalancing rather than making drastic shifts—a strategy we support for retail investors too. When volatility hits, buying low through rebalancing beats the temptation to time the market. Chasing hot sectors, like tech and AI, is risky and often leads to poor results.Ed follows up with key takeaways. First, staying invested through volatility has paid off, reinforcing that time in the market beats timing it. Second, diversification remains essential, as relying on a few high-performing stocks can backfire. Finally, mindset is everything. Markets change fast, and the ability to remain disciplined and focused on long-term goals is critical to success. Whether it's Fed policy, geopolitical tensions, or surprise earnings, what matters most is how we respond—not how well we predict.The markets have reinforced what we preach every episode.  Have a plan, and don't give in to emotional or market temptation. You can always email Alex and Ed at info@birchrunfinancial.com or give them a call at 484-395-2190.Or visit them on the web at https://www.birchrunfinancial.com/Alex and Ed's Book: Mastering The Money Mind: https://www.amazon.com/Mastering-Money-Mind-Thinking-Personal/dp/1544530536 Any opinions are those of Ed Lambert Alex Cabot, and Jon Gay and not necessarily those of RJFS or Raymond James. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. There is no assurance any of the trends mentioned will continue or forecasts will occur. The information has been obtained from sources considered to be reliable, but Raymond James does not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The examples throughout this material are for illustrative purposes only. Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional. Diversification and asset allocation do not ensure a profit or protect against a loss. Past performance is not indicative of future returns. CDs are insured by the FDIC and offer a fixed rate of return, whereas the return and principal value of investment securities fluctuate with changes in market conditions. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. Stock Market. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor's results will vary. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. There is an inverse relationship between interest rate movements and bond prices. Generally, when interest rates rise, bond prices fall and when interest rates fall, bond prices generally rise. Investing in small cap stocks generally involves greater risks, and therefore, may not be appropriate for every investor. The prices of small company stocks may be subject to more volatility than those of large company stocks. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Birch Run Financial is not a registered broker/dealer and is independent of Raymond James Financial Services. Birch Run Financial is located at 595 E Swedesford Rd, Ste 360, Wayne PA 19087 and can be reached at 484-395-2190. Any rating is not intended to be an endorsement, or any way indicative of the advisors' abilities to provide investment advice or management. This podcast is intended for informational purposes only.Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users or members.

As record-breaking crowds hit the road for July 4th, cities across Europe are pushing back against overtourism. In this episode, we dive into how destinations are rethinking visitor strategy—and what rising travel volumes mean for the industry's future.Are you new and want to start your own hospitality business?Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Boostly and join the discussion:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to know more about us? Visit our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Stay informed and ahead of the curve with the latest insights and analysis.

This week, Monika highlights how Indian banks are aggressively mis-selling financial products, especially to the elderly and vulnerable. A recent experience with her father at a bank shows just how predatory these practices have become. New moves by the Ministry of Finance and RBI signal growing concern—banks have now been told to stop staff incentives for insurance sales, and the RBI is exploring stricter guidelines. A revealing fintech report shows banks earned over ₹21,000 crore in FY24 from commissions, often from unsuitable product sales. Nearly half of all life insurance policies are discontinued within five years, and poor product design combined with a commission-first mindset has created a system stacked against customers. Monika calls on listeners to share their own experiences and push for change using the hashtag #StopMisselling.She also breaks down what "mis-selling" really means. It's not just bad advice—it involves deliberately hiding product risks, recommending financial instruments based on commissions instead of customer need, and bundling high-cost products with simple banking services like FDs or loans. Victims are often the least protected: senior citizens, low-income families, and those unfamiliar with financial jargon. Monika walks through key red flags to watch out for at the bank and shares tips on how to avoid being manipulated into buying harmful financial products.In listener questions, a young Chartered Accountant, Hardik Solanki, asks for guidance on switching careers from accounting to financial advising. Another listener, Anjana, 24, seeks advice on buying term insurance and whether riders or limited pay options make sense. A third listener, Ujjawal, wants to know how to withdraw funds efficiently in retirement after 25 years of investing.Chapters:(00:30 – 08:41) Shark-infested banks: How mis-selling became a national crisis and what's finally changing(08:42 – 09:57) Decoding mis-selling: What it means, what it looks like, who it targets(10:00 – 14:00) Switching to financial advisory: Qualifications, risks, and the long game(14:01 – 16:00) Term insurance at 24: Do you even need it and what riders to look at(16:01 – 19:06) Retirement withdrawals: Rebalancing equity, debt, and staying the coursehttps://1financemagazine.com/surveys/mis-selling-menacehttps://x.com/BahlKanan/status/1932379980237095209https://www.nism.ac.in/investment-adviser-level-1/https://www.sebi.gov.in/legal/regulations/aug-2023/securities-and-exchange-board-of-india-investment-advisers-regulations-2013-last-amended-on-august-18-2023-_76357.htmlhttps://aria.org.in/If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠Monika's book on basic money management⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠Monika's book on mutual funds⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠Monika's workbook on recording your financial life⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠Calculators⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠@MonikaHalan⁠⁠Instagram ⁠⁠@MonikaHalan⁠⁠Facebook ⁠⁠@MonikaHalan⁠⁠LinkedIn ⁠@MonikaHalan⁠Production House: ⁠www.inoutcreatives.com⁠Production Assistant:⁠ Anshika Gogoi

Abi's story stopped me in my tracks when she reached out and shared it with me. I had never heard someone healing quite like her son.He was covered in strange bumps, couldn't sleep, and was the pickiest eater. She spent thousands of dollars on appointments and herbs from a naturopath, hoping something would finally work. But nothing brought true healing. She eventually couldn't afford to keep working with this naturopath and that's when she found ōNLē on Instagram.She immediately said yes to the Rebalance Kit before she even finished scrolling the page, and never looked back. What happened next is something every mama deserves to witness.Her son began to eat again. Sleep through the night. The rage and overwhelm she had quietly been carrying melted away. Parasites and candida literally began exiting both of their bodies - even through his skin.Yes. That's how powerful healing can be when we let it be simple. When we stop second-guessing and start leading from trust.This weeks Follow Your Gut podcast episode is a raw, emotional look at what happens when a mama trusts her intuition and goes all in. Abi now mentors inside the Rebalancing Collective, our private support space for families walking this healing path and I couldn't imagine a more beautiful leader to guide you.You don't want to miss this beautiful conversation!Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Explore the Gut Rebalance Kits Visit our FAQ's Follow along on a Instagram Take the free Gut Health Quiz Email us at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

NATO member states will gather June 24–26 in the Netherlands for the 2025 NATO Summit. This comes as NATO member states' disparate interests, competing priorities, and varying perspectives on the future of Ukraine threaten the cohesion of the alliance.For both domestic and strategic reasons, US leaders from across the political spectrum seek a rebalanced alliance in which European states would take increasing responsibility for conventional deterrence on the continent. Yet while many European leaders pay homage to this idea, steps toward this objective remain halting. European officials reportedly want a cordial meeting to avoid any perceptions of disunity, while US leaders have continued to pressure allies to boost defense spending and take more responsibility for the defense of their continent.Will the United States follow through with plans to withdraw troops from Germany and Eastern Europe? How will European members respond to the US demand that they spend 5 percent of their gross domestic product on defense?Please join us for this briefing as we examine the primary themes of the 2025 NATO Summit and options for the United States to rebalance the transatlantic relationship. Hosted on Acast. See acast.com/privacy for more information.

Ein ETF auf den MSCI World Index ist ein Anfang – aber noch keine Anlagestrategie. In dieser Folge sprechen Finanzjournalistin Jessica Schwarzer und Chefanlagestratege Dr. Ulrich Stephan darüber, wie Anlegerinnen und Anleger ihre Ziele definieren, Risiken einschätzen und ihr Portfolio strukturieren können. Quelle für Wert- und Preisentwicklungen sowie Zinsprognosen: Bloomberg. Quelle für Erwartungen der Unternehmensgewinne: LSEG Datastream. Sofern nicht anders gekennzeichnet, ist die Quelle für alle getroffenen Aussagen die Deutsche Bank und alle Meinungsaussagen geben die aktuelle Einschätzung der Deutschen Bank wieder, die sich jederzeit ändern kann. Soweit hier von Deutsche Bank die Rede ist, bezieht sich dies auf die Angebote der Deutsche Bank AG. Wir weisen darauf hin, dass die in dieser Publikation enthaltenen Angaben keine Anlage-, Rechts- oder Steuerberatung darstellen, sondern ausschließlich der Information dienen. Die Information ist mit größter Sorgfalt erstellt worden. Bei Prognosen über Finanzmärkte oder ähnlichen Aussagen handelt es sich um unverbindliche Informationen. Soweit hier konkrete Produkte genannt werden, sollte eine Anlageentscheidung allein auf Grundlage der verbindlichen Verkaufsunterlagen getroffen werden. Aus der Wertentwicklung in der Vergangenheit kann nicht auf zukünftige Erträge geschlossen werden. HINWEIS: BEI DIESEN INFORMATIONEN HANDELT ES SICH UM WERBUNG. Die Inhalte sind nicht nach den Vorschriften zur Förderung der Unabhängigkeit von Anlage- oder Anlagestrategieempfehlungen (vormals Finanzanalysen) erstellt. Es besteht kein Verbot für den Ersteller oder für das für die Erstellung verantwortliche Unternehmen, vor bzw. nach Veröffentlichung dieser Unterlagen mit den entsprechenden Finanzinstrumenten zu handeln. Die Deutsche Bank AG unterliegt der Aufsicht der Europäischen Zentralbank und der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚡️ Sign up for a 7-day FREE trial of the Rich Habits Network, click here! Don't miss out on our weekly livestreams. ---

Hey Friend! You ever hit one of those moments where you realize, “Wait… how did I get here?” This episode was recorded during one of those seasons. When life felt loud, work was rewarding, but something felt off. It's raw, it's honest, and it's a reminder that even when we're walking in purpose, we can drift from what matters most. If you've felt out of alignment lately—or like your calendar isn't matching your convictions—I think this one will speak straight to your soul. Let's reset together.

This week on Game Changers, host Jason Chapman explores a powerful trend quietly reshaping how we engage with the world: the rise of off-screen entertainment. In a culture dominated by screens and digital immersion, Jason dives into why millions are consciously stepping back—reconnecting with reality through podcasts, board games, theme parks, and live events. From the psychology of sensory engagement to the economics behind Disney's booming parks, this episode unpacks the growing desire for presence in an increasingly virtual world.What You'll Learn in This Episode:• Why podcasts have become the digital native's favorite screenless medium.• How board games are leading a tactile comeback in entertainment.• Why theme parks and live concerts are thriving in the age of streaming.• The science behind sensory rebalancing and our need for physical experience.• How screenless entertainment is expanding—not replacing—the digital economy.Tune in to discover how people are reclaiming presence, recharging their senses, and building a more balanced entertainment diet in the process.Love what you're hearing?Subscribe to Game Changers on Spotify and Apple Podcasts to stay inspired.Sign up for the Konvoy Newsletter to explore the future of gaming, tech, and venture capital—every week.

Hannah's story is a testament to the importance of self-advocacy and trusting your intuition. For years, she experienced a worsening array of symptoms that doctors couldn't diagnose. After moving to Australia, she finally received a diagnosis: a severe case of Lyme disease. Frustrated with conventional medicine, Hannah embarked on a dedicated journey of research, tapping into her inner wisdom and intuition to uncover the root of her illness. She sought the guidance of a skilled naturopath, working collaboratively to develop a personalized healing plan. Through determination and a holistic approach, Hannah made a full recovery from Lyme disease. In this episode, she shares her incredible journey, the challenges she faced and the powerful strategies she used to reclaim her health. Learn how she navigated a medical mystery, empowered herself and discovered the transformative potential of natural Lyme disease treatment. 00:32 Introduction01:37 Hannah's symptoms 09:19 Dangerous antibiotic protocol12:34 Bioresonance17:03 Autonomic Response Testing 21:50 Herx reaction27:30 Rebalancing the body30:18 Holistic harmony34:45 Tip to heal lymeBio Hannah was loving life & running a 6 figure design agency that she had to close to due a severe case of undiagnosed Lyme disease.. Hannah ended up very sick for 6 years & bed bound for 2 yearsFinally finding out it was Lyme disease was the start of her incredible transformation back to health.. She experimented with traditional & cutting edge healing techniques - all 100% natural & holistic, and went from bed bound to symptom-free in 11 months. Hannah has been very well for 10 years now. Hannah says that 2025, right now is the time to stand up, encourage others and share her Lyme Success Story to the wider world! Her goal is to create 1 million Lyme Success Stories in 2025 by helping people to find their personal recovery success path.Contact Facebook: https://www.facebook.com/HannahGreenLYMEFree/ Instagram: @hannahgreen_lyme_success_story Youtube: https://www.youtube.com/@hannahgreen-alymerecoverys1183 Twitter X: @LAYERSofLYME #chroniclyme #lymediseaseawareness #lymetreatment #naturopathy #healingnaturally #selfadvocacy

Interview recorded - 30th of May, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back David Rosenberg. David is the Founder & President of Rosenberg Research & associates.During our conversation we spoke about his current outlook on markets, how the economy could already be in a recession, tariffs, rebalancing of trade, corporate margins, stock market and more. I hope you enjoy!0:00 - Introduction1:53- Current Economic Outlook?2:39 - Tariffs6:35 - Rebalancing trade15:23 - Corporate margin issue?18:47 - Long bond issue?21:42 - Stock market24:02 - US underperforming25:22 - Assets David currently likes34:02 - One message to takeaway?David Rosenberg is the Founder and President of Rosenberg Research & Associates Inc., an economic consulting firm he established in January 2020. He and his team have as their top priority providing investors with analysis and insights to help them make well-informed investment decisions.Prior to Rosenberg Research, David was Chief Economist & Strategist at Gluskin Sheff + Associates Inc. from 2009 to 2019. From 2002 to 2009, he was Chief North American Economist at Merrill Lynch in New York, during which he was consistently ranked in the Institutional Investor All-Star analyst rankings. Prior thereto, he was Chief Economist and Strategist for Merrill Lynch Canada, based out of Toronto, where he and his team placed first in the Brendan Wood survey of Canadian economists for ten years in a row.Mr. Rosenberg is a frequent contributor to most major financial newspapers and publications in North America and makes regular TV appearances in the financial media. He received both a Bachelor of Arts and Masters of Arts degree in Economics from the University of Toronto.David Rosenberg - Website - https://www.rosenbergresearch.com/Twitter - https://twitter.com/EconguyRosieArticle - https://www.linkedin.com/pulse/lament-bear-david-rosenberg-tpxzcLinkedIn - https://www.linkedin.com/in/david-rosenberg-40800219b/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

I remember laying next to my restless son late at night, scrolling and searching for answers.We had already seen 17 different doctors. I was exhausted. I didn't want more tests. I didn't want another dismissal.I was looking for validation - something, anything, to hold onto. I wanted hope. I wanted to be seen. I wanted to feel like I wasn't crazy for believing that my child could actually heal.But that space didn't exist.So after years of sharing the healing that finally restored my son's health, I've created it - for the woman I was then, and for the woman you are today.

In dieser Folge stellen wir Ihnen die Finvax G20 Top 10 Strategie vor – ein intelligentes Anlagekonzept, das globale Wirtschaftskraft, systematisches Rebalancing und digitale Präzision vereint. Vollautomatisch, breit gestreut und risikoüberwacht investiert sie in die stabilsten Länder der G20 – und das ganz ohne Emotion. Erfahren Sie, wie Sie mit dieser Strategie Sicherheit, Rendite und Effizienz in Einklang bringen. Und warum sie der perfekte Grundbaustein für eine moderne Vermögensplanung sein kann. DIALOG MODERIERT Volker Pietzsch Finanzstratege Antonio Sommese LINKS Sommese & Kollegen | Ihr Vermögen sicher klug aufbauen Webinare | Sommese & Kollegen Blog | Sommese & Kollegen

In this episode, Dr. Preston Cherry breaks down this old investing rule and why it might not work anymore. Originally tied to London's horse racing season, the idea was to cash out in May and return in November. But in today's fast-paced, data-driven markets, that strategy is losing steam. Dr. Cherry explains why staying invested and using smarter tactics beats trying to time the market.Takeaways:• Old rule, outdated• Timing rarely wins• Stay invested long-term• Use smart rebalancing• Focus beats fearWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

Roger and Elias discuss the rise in student loan delinquencies and how it could impact the economy and your finances. Plus a discussion on what the recent U.S. debt downgrade means for your money and how adaptive planning can help in your pursuit to financial freedom.  Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

Even the most hands-off investors need a plan for staying on track. That's where rebalancing comes in. Markets are always moving and life is always changing- rebalancing is a simple way to keep your portfolio aligned with your goals so that you can reap the maximum benefit.In this episode, we break down this fundamental (and underused) investing habit step by step, and share a mistake we see far too many people make. Are you one of them?We cover:What rebalancing is (and how we apply it to our portfolios)Why it matters (shouldn't you want your winning stocks to run?) How to actually rebalance (two simple methods, with pros & cons)How often to rebalance (and how often we do it)The most common mistake (and how to avoid it)Links Referenced:

Looking to unlock the secret to millionaire status while keeping your investments on track? This week's episode of Dollars & Sense dives into the surprising path most U.S. millionaires take—hint: it's not a get-rich-quick scheme—and reveals how consistent retirement contributions can transform your financial future.

The market's been shaky and pilots are wondering how the volatility impacts their retirement and investment decisions. In this special mailbag edition of the show, we'll answer real questions from aviators facing turbulence in their retirement plans. Whether they're near retirement, sitting on cash, or watching everything dip at once, today's questions all circle one theme: how do I respond when markets get rocky? Join us for guidance on how to chart a steady course. Here's what we cover in this episode:

Scrupulosity is an issue for many Catholics. In this video, I will address scrupulosity as an imbalance between the three transcendentals of the faith. Scrupulous thinking is often a sign of too much of a focus on the intellect, and neglecting charity and devotion. We will also be discussing the true nature of God, and how sometimes we treat Yahweh like a pagan deity rather than a merciful Father. #Catholic #catholicism #spirituality #christianity #spirituality #god #jesus #catholicchurch #mysticism

Roger and Elias tackle the subtle yet impactful phenomenon of lifestyle inflation—the tendency to increase spending as income rises. They explore ten practical strategies to help you maintain financial discipline and focus on long-term goals. Whether you're experiencing a salary increase, a promotion, or simply aiming to improve your financial habits, this episode offers insights to help you avoid the common trap of lifestyle inflation. Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.   The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for  any individual. To determine which investments may be appropriate for  you, consult with your attorney, accountant, and financial or tax advisor prior to investing.   All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly.  Premier Investments of Iowa, Inc. and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.  The purchase of certain securities may be required to effect some of the strategies.  All investing involves risk including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced  All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against loss. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 1/2 and has held their Roth IRA for at least five years. #personalfinance #retirementincome #financialplanning #financialfreedom #financialadvisor #retirement #investing #stockmarket #mortgage 

If you have been told to stop breastfeeding because your baby is experiencing eczema, reflux, colic, or digestive struggles, this episode is for you. We are breaking the cycle of blame and reclaiming the truth. Your body is not broken. Your milk is not the problem. And if your supply is low? This episode will change everything for you.In this powerful episode, I share why challenges during breastfeeding are not a reason to stop but an invitation to heal. You will learn how gut health, nutrient absorption, and inflammation affect milk supply and your baby's symptoms. I will teach you about how rebalancing is not only beautiful while breastfeeding, but essential for healing both you and your baby from the inside out.If you are ready to understand the real story your body and your baby are telling you, and to step into a new level of independent health and trust in your healing journey, this conversation will show you the path forward.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Explore the Gut Rebalance Kits Visit our FAQ's Follow along on a Instagram Take the free Gut Health Quiz Email us at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

Jake Kaminski is a two-time Olympic silver medalist in archery and a longtime member of the US Archery Team. He runs a successful YouTube channel, writes training guides, and develops high-performance gear under the Kaminski Archery brand. Sign up for the Kaminski Archery Backyard Championship here.Sponsors:Helix Sleep premium mattresses: https://HelixSleep.com/Tim (27% off all mattress orders) AG1 all-in-one nutritional supplement: https://DrinkAG1.com/Tim (1-year supply of Vitamin D (and 5 free AG1 travel packs) with your first subscription purchase.)Shopify global commerce platform, providing tools to start, grow, market, and manage a retail business: https://shopify.com/tim (one-dollar-per-month trial period)*Timestamps:[00:00:00] Start.[00:06:50] A glimpse into the high-precision world of Olympic archery.[00:11:04] How Jake and I connected.[00:18:27] Jake's auspicious introduction to archery.[00:21:15] Why you (Yes! You!) should try archery.[00:22:01] The differences between bows.[00:25:19] The admirable proficiency of Shot IQ's Bodie and Joel Turner.[00:26:24] Ethical bow hunting, performing under pressure, and transitioning from rifle to bow.[00:29:22] Why I wouldn't have cut it as a competitive archer in Korea.[00:30:14] Mindful archery and training hard to make competition easy.[00:37:00] What Jake did when compound bow archery started to get boring.[00:40:00] Meeting legendary Coach Kisik Lee (KSL).[00:43:06] The upsides of having no social life as a kid.[00:45:20] The welcoming weirdness of archery communities.[00:46:33] For the sake of form, Coach Lee shakes things up.[00:51:21] “I am.” — an affirmation for apathy adjustment.[00:58:11] London, 2012 Olypmics: when it all starts coming together.[01:08:28] How does teamwork play out in archery?[01:15:40] My own experience with Coach Lee.[01:19:23] The trials of training and traveling.[01:27:33] Blank bale practice.[01:31:14] Layering, biomechanics, and other early points of focus.[01:33:03] The underrated importance of follow through.[01:36:40] Coach Lee's take on follow through vs. release.[01:37:29] Gauging tension and intention as an instructor.[01:38:52] Attention to grouping over hitting the bullseye.[01:40:57] Making adaptations for physical limitations.[01:43:30] The ups and downs of our patented “Jesus take the wheel” instinctive approach.[01:46:24] Warm-up tournaments, barebowing, black bales, and string walking.[01:50:54] Recovering from the disaster that made me rethink Lancaster.[01:55:15] Rebalancing gear: arrows and arrow rests.[02:00:50] The importance of practicing in tournament-like conditions.[02:04:03] Securing convenient fuel.[02:08:17] Lancaster preparation logistics (with special thanks to Heather Kaminski and Rick Simpson Oil).[02:13:17] The glue that holds us together: note-taking and training logs.[02:16:47] Even counterintuitive consistency is key.[02:18:45] Our experience at Lancaster.[02:28:00] “The goal is to do the least necessary, not the most possible.” — Henk Kraaijenhof[02:31:44] Learning by observation and conversation on the practice range.[02:35:35] What's the Kaminski Archery Backyard Championship, and why should you get involved?[02:40:30] How can you (and why should you) get started with archery today?[02:42:48] Parting thoughts.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissPast guests on The Tim Ferriss Show include Jerry Seinfeld, Hugh Jackman, Dr. Jane Goodall, LeBron James, Kevin Hart, Doris Kearns Goodwin, Jamie Foxx, Matthew McConaughey, Esther Perel, Elizabeth Gilbert, Terry Crews, Sia, Yuval Noah Harari, Malcolm Gladwell, Madeleine Albright, Cheryl Strayed, Jim Collins, Mary Karr, Maria Popova, Sam Harris, Michael Phelps, Bob Iger, Edward Norton, Arnold Schwarzenegger, Neil Strauss, Ken Burns, Maria Sharapova, Marc Andreessen, Neil Gaiman, Neil de Grasse Tyson, Jocko Willink, Daniel Ek, Kelly Slater, Dr. Peter Attia, Seth Godin, Howard Marks, Dr. Brené Brown, Eric Schmidt, Michael Lewis, Joe Gebbia, Michael Pollan, Dr. Jordan Peterson, Vince Vaughn, Brian Koppelman, Ramit Sethi, Dax Shepard, Tony Robbins, Jim Dethmer, Dan Harris, Ray Dalio, Naval Ravikant, Vitalik Buterin, Elizabeth Lesser, Amanda Palmer, Katie Haun, Sir Richard Branson, Chuck Palahniuk, Arianna Huffington, Reid Hoffman, Bill Burr, Whitney Cummings, Rick Rubin, Dr. Vivek Murthy, Darren Aronofsky, Margaret Atwood, Mark Zuckerberg, Peter Thiel, Dr. Gabor Maté, Anne Lamott, Sarah Silverman, Dr. Andrew Huberman, and many more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textWhat happens when spiritual leadership in a marriage falls on just one person, usually the wife? In this expert-led episode of Married AF, we dive into the growing challenge of one-sided spiritual responsibility in relationships. Many women are exhausted from carrying the faith load alone, while their husbands remain distant or passive.With powerful statistics and real questions from our community, we explore why spiritual leadership matters and how it shapes the direction of your family. You'll get practical marriage help and relationship advice for encouraging your spouse's faith journey without nagging, pressure, or guilt.From praying together (even awkwardly), to setting boundaries with in-laws, to finding community through service, this episode is packed with expert insight on leading with grace and unity. Whether you're struggling or just seeking stronger spiritual connection, this faith-centered episode offers real tools for a thriving marriage.Looking for relationship advice from people who've weathered serious storms and emerged stronger? This episode delivers honest, experience based guidance for couples at any stage of their journey. Subscribe now to continue receiving practical wisdom for building a marriage that thrives through life's challenges.

This week's Espresso covers news from Credicuotas, Kiwi, Allug, and more!Outline of this episode:[00:30] – Credicuotas secures $33M in bond issuance[00:41] – Kiwi raises $10M and launches in Peru[00:52] – Allugg secures $5.3M FIDC[01:09] – VMetrix raises $3.2M seed round[01:32] – Visma acquires Argentinian HRTech Lara AI[01:47] – Rebalancing the Cap Table When a Founder Leaves the BandResources & people mentioned:Startups:  Credicuotas, Kiwi, Allugg,  VMetrix, Visma, Lara AI VCs: BIND | Financial Solutions, BIND Inversiones, Oslo DTVM, Kayyak, Nazca

We're talking about rebalancing! Rebalancing is key to any retirement plan, but how often should we do it? That's the topic of today's retirement headlines segment, where we're going to look at an article by by Jennifer Reed Key discussion points:

In this episode we answer emails from Luc, Ellen and Andrew.  We discuss Luc's target portfolio, the process for evaluating and choosing new assets for a portfolio -- comparing why managed futures pass the test, while covered call fund and TIPs funds don't --, what's actually in our personal variation of the Golden Ratio portfolio, finding old podcast episodes and basic rebalancing principles as to timing.  And learn some Canadian French and Minnesota vernacular along the way.Links:  Andrew Beer Interview on Masters In Business Podcast:  Andrew Beer on the Hedge Fund … - Masters in Business - Apple PodcastsRPR Episode 40 on YouTube:  Episode 40: Answering A Question About Big ERN's Gold Analysis From Joseph K.Kitces Article on Rebalancing:  Optimal Rebalancing – Time Horizons Vs Tolerance BandsBreathless Unedited AI-Bot Summary:What makes a truly resilient portfolio? In this revealing episode, Frank Vasquez pulls back the curtain on both theoretical and practical aspects of risk parity investing through thoughtful listener questions.When a software engineer from French-speaking Canada shares his leveraged risk parity portfolio, Frank offers nuanced guidance on balancing potential returns with sustainability. Rather than dismissing leverage entirely, he suggests a more measured approach—reducing exposure to funds like UPRO while maintaining their rebalancing benefits. This practical compromise exemplifies Frank's philosophy of building portfolios that remain psychologically manageable through market turbulence.The conversation takes a fascinating turn as Frank reveals his framework for evaluating new investment opportunities. Unlike many advisors who chase trends, his three-question methodology ensures only truly valuable assets earn portfolio space. His explanation of why managed futures succeeded where TIPS failed demonstrates how professional-grade analysis can be applied to personal investing. "The truth is," Frank notes, "a lot of otherwise viable or interesting strategies actually just don't fit into what we're trying to do here."Perhaps most valuable is Frank's unprecedented breakdown of his personal portfolio holdings. Beyond the expected allocations to stocks, bonds, gold and alternatives, he shares his experiments with direct indexing of property and casualty insurance companies—a Warren Buffett-inspired approach that provided positive returns even during 2022's difficult markets. This rare glimpse into a professional's actual implementation bridges the gap between theory and practice.Whether you're questioning how often to rebalance, wondering about international exposure, or simply curious about how a professional approaches their own money, this episode delivers actionable insights while maintaining Frank's trademark blend of humor and wisdom. Ready to build a portfolio that marches to a different drummer? This is the roadmap you've been waiting for.Support the show

In this episode, Jack and Matt revisit one of the most debated topics in investing: the fate of the classic 60/40 portfolio. Drawing on insights from some of the smartest minds in finance—Bob Elliott, Adam Butler, Warren Pies, Rick Ferri, Jared Dillian, Andrew Beer, and Cliff Asness—they explore whether the traditional stock/bond mix still makes sense in today's environment or if investors need to rethink diversification, risk, and portfolio construction entirely. With perspectives ranging from strong defenses of simplicity to sophisticated alternative strategies, this episode is a deep dive into what investors should consider in building resilient portfolios going forward.Topics Covered:Why the 60/40 portfolio worked—and why it might not anymoreThe impact of inflation, liquidity, and regime change on asset allocationRisk parity and quadrant-based frameworks for understanding market environmentsThe argument for real assets: real estate and commoditiesAn overview of the Awesome Portfolio and its performance profileThe rise of managed futures and how they improve diversificationThe psychology of investing in alternatives (and sticking with them)Rebalancing and the importance of sizing when adding alternativesCliff Asness on high-volatility alternatives and long-term risk-takingHow to think through alternatives as your portfolio grows

Preparing your body before rebalancing is one of the most powerful ways to support deep, lasting healing. In this episode, I walk you through simple, supportive practices that help open your body's natural drainage pathways so healing can flow more easily. You'll learn how to support your lymphatic system, liver, kidneys, skin, and nervous system so you can minimize die-off symptoms and create the best foundation for true transformation.Trust your body. Trust this process. And now, let's prepare for the healing that is waiting for you!Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Explore the Gut Rebalance Kits Visit our FAQ's Follow along on a Instagram Take the free Gut Health Quiz Email us at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

What if the secret to better skin isn't what you put on, but what already lives there? In this fascinating episode, Dr. Grant Stevens sits down with Thomas Hitchcock, Ph.D., the Chief Innovation Officer at Revance, for a deep dive into the overlooked world of the skin microbiome. Sharing his unique path from a background in genetics and fine arts to pioneering work in tissue engineering, and ultimately, to leading skin health innovation in aesthetics, Thomas unpacks the science behind Biojuve, a revolutionary skincare platform built around live microbes designed to rebalance the skin biome for real, lasting results. From how these microorganisms interact with the skin's natural environment to their role in supporting collagen, reducing inflammation, and enhancing post-procedure recovery, this conversation reveals a transformative new direction for skincare. Whether you're a skincare professional or simply curious about the future of aesthetics, you won't want to miss this thought-provoking episode of The Technology of Beauty.» Apple Podcasts | https://podcasts.apple.com/us/podcast/technology-of-beauty/id1510898426» Spotify | https://open.spotify.com/show/0hEIiwccpZUUHuMhlyCOAm» Recent episodes | https://www.influxmarketing.com/technology-of-beauty/» Instagram | https://www.instagram.com/thetechnologyofbeauty/» LinkedIn | https://www.linkedin.com/company/the-technology-of-beauty/The Technology of Beauty is produced by Influx Marketing, The Digital Agency for Aesthetic Practices. https://www.influxmarketing.com/Want more aesthetic insights? Subscribe to Next Level Practices, the show where we discuss the ever-changing world of digital marketing and patient acquisition and bring you the latest ideas, strategies, and tactics to help you take your practice to the next level. https://www.influxmarketing.com/next-level-practices/

Don and Tom get real about the most important lessons every young person should learn about money—before life (and bad decisions) get in the way. From money values to compound interest, tax realities to the unpredictability of markets, they each offer a list of financial truths no teen should graduate without. Along the way, they drop stories from their own lives, take questions from listeners, and somehow end up discussing soccer (and why Don still doesn't get it). 0:04 Back to basics: What young people really need to know about money1:35 Why financial literacy is shockingly low and how Don is tackling it2:47 Tom's top five lessons: values, saving habits, compound interest, taxes, and risk10:48 Don's five(ish) truths: uncertainty, diversification, history, luck, and time18:33 Bonus lesson: Save and invest for what money can do, not just to have more19:04 Q&A: Should a 36-year-old shift from a target fund to DFAW and AVGE?22:02 Listener wants to up international exposure without “buying winners”24:47 Rebalancing tips: why it's okay to shift your allocation now in retirement accounts25:24 Reflections on past podcasts, Lit Reading, and leaving a legacy26:30 Soccer vs. baseball: Don's confused but still trying Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dr. Jerilyn Morrissey, Chief Medical Officer at CorroHealth, shares her unique insights from practicing medicine, working with payers, and leading innovation in the clinical revenue cycle. She discusses the rising friction in the payer-provider relationship, Medicare Advantage challenges, and how thoughtful technology adoption can transform hospital operations.

Marco Sammon joins Ben and Dan to unpack his latest paper, ‘Index Rebalancing and Stock Market Composition', beginning with how Marco's work (co-written by John Shim) compares to the Nobel Prize-winner Bill Sharpe's paper, ‘Arithmetic of Active Management.' We investigate the missing links in Sharpe's logic before defining “the market” and ascertaining the main objectives of index funds. Then, we dive deeper into the mechanics of Marco's paper, index and market tracking errors, why delayed rebalancing is more beneficial than instant rebalancing, and the role of technology in the modern tracking error obsession. We also assess the passive-active spectrum of index funds in portfolio management and learn how investors should choose their optimal excess return. To end, Marco shares practical applications for improving performance benchmarked against traditional indexes, and The Aftershow is all about bridging the gap between PWL Capital and you, our listeners. Key Points From This Episode:   (0:00:00) Key takeaways from Marco Sammon's latest paper and how it compares to Bill Sharpe's ‘Arithmetic of Active Management.' (0:08:10) Marco describes what's missing from the ‘Arithmetic of Active Management' logic. (0:09:11) Defining ‘the market', the main objective of an index fund, and how index funds track the market. (0:15:57) The mechanics of Marco's paper, ‘Index Rebalancing and Stock Market Composition.' (0:18:38) Factor exposure, index and market tracking errors, and how often index funds trade. (0:26:28) Rebalancing less frequently; why delayed does better than instant rebalancing. (0:31:59) The tech run-up and lazy rebalancing, and the modern tracking error obsession.  (0:36:51) Assessing the passive-active spectrum of index funds in portfolio management. (0:41:02) Exploring how investors should decide on their optimal excess return.  (0:45:14) How the rising index fund ownership of stocks impacts the implicit cost of indexing (0:46:58) Practical ways to improve performance benchmarked against traditional indexes. (0:52:30) The Aftershow: Canadian finances, more airtime for Cameron, and PWL – OneDigital.    Links From Today's Episode: Meet with PWL Capital — https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti on LinkedIn — https://www.linkedin.com/in/dan-bortolotti-8a482310/ Episode 322: Prof. Marco Sammon: How are Passive Investors Affecting the Stock Market? — https://rationalreminder.ca/podcast/322 Episode 200: Prof. Eugene Fama — https://rationalreminder.ca/podcast/200  Episode 268: Itzhak Ben-David: ETFs, Investor Behavior, and Hedge Fund Fees — https://rationalreminder.ca/podcast/268  Episode 112: Michael Kitces: Retirement Research and the Business of Financial Advice — https://rationalreminder.ca/podcast/112  Marco Sammon — https://marcosammon.com/  Marco Sammon on LinkedIn — https://www.linkedin.com/in/marco-sammon-b3b81456/  Marco Sammon on X — https://x.com/mcsammon19  Marco Sammon | Harvard Business School — https://www.hbs.edu/faculty/Pages/profile.aspx?facId=1326895  Marco Sammon Email — mcsammon@gmail.com  John Shim on LinkedIn — https://www.linkedin.com/in/john-shim-2931271b/  Vanguard — https://global.vanguard.com/  Sheridan Titman on LinkedIn — https://www.linkedin.com/in/sheridan-titman-226b0811/  Alex Chinko — https://alexchinco.com/  Erik Stafford | Harvard Business School — https://www.hbs.edu/faculty/Pages/profile.aspx?facId=6625  Itzhak (Zahi) Ben-David on LinkedIn — https://www.linkedin.com/in/ibendavi/  Bill Ackman on X — https://x.com/billackman   ‘Millennium Loses $900 Million on Strategy Roiled by Market Chaos' — https://www.bloomberg.com/news/articles/2025-03-08/millennium-loses-900-million-on-strategy-roiled-by-market-chaos   Bogleheads — https://www.bogleheads.org/   The Money Scope Podcast Episode 8: Canadian Investment Accounts — https://moneyscope.ca/2024/03/01/episode-8-canadian-investment-accounts/  The Wealthy Barber Podcast — https://thewealthybarber.com/podcast/   Financial Advisor Success Podcast — https://www.kitces.com/blog/category/21-financial-advisor-success-podcast/  Financial Advisor Success Podcast Episode 433: When You 10X Your Advisory Firm To Over $20M Of Revenue…And Want To 10X Again, With Cameron Passmore — https://www.kitces.com/blog/cameron-passmore-pwl-capital-10x-revenue-growth-advisory-firm/   OneDigital — https://www.onedigital.com/  The Longview Podcast: Ben Felix   Papers From Today's Episode:    ‘The Arithmetic of Active Management' — https://www.jstor.org/stable/4479386    ‘Index Rebalancing and Stock Market Composition: Do Index Funds Incur Adverse Selection Costs?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5080459     ‘Luck versus Skill in the Cross-Section of Mutual Fund Returns' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1356021    ‘The Passive-Ownership Share Is Double What You Think It Is' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4188052    ‘Long-Term Returns on the Original S&P 500 Companies' — https://www.researchgate.net/publication/247884354_Long-Term_Returns_on_the_Original_SP_500_Companies     ‘The Price of Immediacy' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1001762   ‘Competition for Attention in the ETF Space' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3765063    ‘Passive in Name Only: Delegated Management and “Index” Investing' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3244991      Jeremy Stein — “Unanchored” Strategy

The headlines are loud, the markets are messy, and your gut might be telling you to do something - anything -right now. But what should you actually do when your portfolio takes a hit? In this episode, Ryan walks through the four key questions every investor should ask during a downturn, offering clear and practical steps to block out the noise and get some clarity on today's market situation.    Here's what we discuss in this episode:

Feeling lost on where to begin your healing journey? Start here.This episode is the clear, powerful guidepost for anyone who's ready to take the first step toward real, lasting healing — for themselves or their child.You'll learn:Why rebalancing the gut is the foundation for healing every system in the bodyHow to choose between the Original and Ultimate Rebalance KitsWhat to do if your baby is under 4 months, over 4 months, or not breastfeedingThe key difference between symptoms on the body, face, or nervous system — and what tools support eachWhy you are the one who gets to lead this healingThis episode was designed to eliminate confusion, hand you back your power, and walk you into this journey with total clarity. Every word is rooted in the belief that your body was made to thrive.✨ Rebalancing isn't just a protocol. It's a reclamation.Thanks for listening! I would love to connect with you ♡ Subscribe to the Nourished Newsletter Visit my FAQ's Follow along with me on a Instagram Take the free Gut Health Quiz Email me at customercare@onleorganics.com Sending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS

Let's talk about burnout — the kind that makes you feel mentally fried, physically drained, and like even getting through your to-do list is a monumental task. Here's the thing nobody tells you: burnout isn't just “being stressed out.” It's a physiological hormonal crisis happening in your body. By the time most women hit burnout, it's not just about being tired. It's about your adrenals, cortisol, dopamine, testosterone, and progesterone all taking a nosedive — and your body sending up all the flares.

Just about every week here on YMYW, Joe and Big Al talk about converting your retirement savings to Roth accounts. But why? What's the big deal? Today the “IRA guru” Ed Slott, CPA returns to Your Money, Your Wealth® in podcast number 526 with Joe Anderson, CFP® and Big Al Clopine, CPA to tell us why he calls the Roth IRA “the greatest account ever created.” (Here's a hint: it's all about having tax-free income in retirement - and beyond.) Plus, where to prioritize saving for retirement? Jerry Tom in St. Louis wants to know. Are Christian and Tiffany in Montana on track for retirement, and should they rebalance their ETFs? Should Frank in Lake Wobegon's wife take her teachers' salary over 9 months or 12 months? And finally, Jon thinks the target retirement withdrawal rates Joe and Big Al use to spitball are too low - we'll see what they think. Free financial resources & episode transcript: https://bit.ly/ymyw-526 DOWNLOAD The Complete Roth Papers Package CALCULATE your Financial Blueprint WATCH Don't Let These 10 Risks Break Your Retirement on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro 00:59 - Ed Slott, CPA on the Roth IRA, the Future of Taxes, the Death of the Stretch IRA, and Naming a Trust as Your Retirement Account Beneficiary 19:44 - Download The Complete Roth Papers Package for free 20:37 - Where to Prioritize Saving for Retirement? (Jerry Tom, St. Louis) 28:57 - Are We on Track for Retirement? Should We Rebalance Our ETFs? (Christian & Tiffany, Montana) 40:43 - Watch Don't Let These 10 Risks Break Your Retirement on YMYW TV, Calculate Your Free Financial Blueprint 41:44 - Is It Better to Take Teachers' Salary Over 9 Months or 12? (Frank, Lake Wobegon - voice) 45:32 - Withdrawal Rates Are Very Low on YMYW (Jon, Twitter & Apple Podcasts) 49:46 - YMYW Podcast Outro