Health Insurance Run Down

Have you ever needed a prescription but it's not a covered drug on your formulary? Listen in as we review a few ways to get discounts or prior authorization so you don't have to pay the full out of pocket cost.

Does your prescription formulary confuse you? Are you unsure as to why your pharmacy is giving you the generic version of a drug or why a prescription is not being covered by your health insurance plan? Listen in as we run down the formulary, tier system, cost and compare generic to brand name drugs.

Listen in as we discuss how using what we've learned with Covid and the vaccine rollout can lead to positive changes in healthcare. Is that through universal coverage? Or just learning how to implement better healthcare in the current system we have? No matter what, change begins once we all learn more and act upon it.

Now that the vaccine is out have you been wondering if you qualify and where to get it? Listen in as we rundown how the rollout is happening and I answer some common questions I've gotten this past week.

Starting the year off active has a whole new meaning in health insurance. Listen in to today's episode as I run through checking to make sure your plan is active and what to do if it isn't.

Join me as I introduce myself and the reason for this podcast while running through a few quick health insurance tips for the new year.

Do you have the option of choosing an HSA or FSA this upcoming year in your health insurance plan but have no idea what they are or how they work? Listen in as we run through what they are, how they work and how they can benefit you. Think: saving money!

Have you been dying to know how the prescription drug formulary works? Or do you want to avoid going to pick up a prescription only to learn it isn't covered or expensive? Listen in as we run through the formulary and review how to confirm coverage and cost when choosing a health insurance plan.

Join me as we run down the basics of the various parts of Medicare, how to sign up and what the costs entail. Open enrollment season runs from October 15th to December 7th so listen in for some information to help you understand your choices.

Listen in as we run down the ACA and choosing a health insurance plan on your state's health exchange during open enrollment. We'll be focusing on premium assistance and pre-existing conditions.

Today we're discussing tips when making a decision regarding health insurance through an employer. The cost, benefits covered and provider networks are important things to consider.

Join me as we talk more about billing and what contracted rates mean for you as a patient.

The most common question I get: how do I find a good doctor? But, you need to ask, how do I find a good provider's office? The care team is just as important as the doctor. Listen in and learn why.

You may have experienced restaurants or coffee shops who no longer accept cash but today I'm going to explain why you should never pay in cash for your healthcare.

This episode breaks down the EOB and gives scenarios and solutions for what to do when it doesn't match the medical bill.

Have you ever received a medical bill out of the blue? Or thought you had made all applicable payments for healthcare services only to receive a bill? Listen up as we define and review balance billing and what you can do if it happens to you!

This episode runs through what a health insurance network is and breaks down the differences when utilizing in and out of network options.

Join me for a deep dive into understanding the summary of benefits and the main out of pocket costs associated with many health insurance plans.