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“Worldwide Exchange” delivers essential, actionable information and analysis for anyone who wants to be part of the global business conversation. CNBC Anchor Frank Holland takes listeners through top business stories with global significance. Features conversations with key leaders, analysis of business and investor trends, and impact across international markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this final episode of their series for the FT's The Economics Show, FT chief economics commentator Martin Wolf and Nobel laureate Paul Krugman consider listeners' questions and comments ranging from a critique of globalisation, increasing inequality and plutocracy, the global appetite for US federal debt, China's economic future and much more.This is a repeat of an episode published on The Economics Show, a sister podcast of FT News Briefing, on December 17, 2025Subscribe and listen to this series of The Economics Show on Apple Podcasts, Spotify, Pocket Casts or wherever you listen to podcasts. Read Martin's column here Subscribe to Paul's substack hereFind Paul's cultural coda here.Find Martin's cultural coda here.Produced by Mischa Frankl-Duval and Josh Gabert-Doyon. Manuela Saragosa is the executive producer. Tom Hannen is the video editor. Sound design and original music by Breen Turner. Hosted on Acast. See acast.com/privacy for more information.
The Pooya and Liana Lounge: Our FINAL Podcast of 2025 Welcome to The Pooya & Liana Lounge, the #1 destination for thought-provoking, laugh-inducing, banter-filled conversation. Each week, Liana and Pooya share their unique perspectives on everything, ranging from trending topics and relationships to the quirks of everyday life. With a blend of humor and authenticity, they have created a cozy atmosphere perfectly paired with the start of your weekend. This week, Pooya & Liana are back to discuss the holidays, the Survivor 49 Finale, the Survivor 50 preview, Exchange presents, and so much more! Have questions or comments? Leave them here –> bit.ly/PooyaLianaLounge LISTEN: Subscribe to The Pooya and Liana Lounge feed! WATCH: Watch and subscribe to all RHAP podcasts on YouTube SUPPORT: Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks!
12/19 Hour 3: White Elephant Exchange - 1:00 Junkies Play Heads Up - 19:00 Drinks Are Flowing At Hyde Social - 34:00
Christine Riccio & Natasha Polis talk all things nerdy in the book, tv, movie, pop culture, fandoms, and how they integrate into their adult lives. Today is their holiday gift exchange special!!! PLUS today they chat: the drama, Taylor Swift, and the new shadowhunters book Better in Black. Today in Fangirl Tea Time: Join Christine and Natasha for more stories about their recent life escapades. Support the pod by joining the Forking Fangirls Patreon community: http://patreon.com/thoseforkingfangirls MAIN DISCUSSION STARTS AT: 25:00 Follow the visual show on our Youtube: http://youtube.com/@thoseforkingfangirls Preorder Christine's new book THIRTY, FLIRTY, & FOREVER ALONE: https://www.amazon.com/dp/1662532156 THE THIRTY FLIRTY AND FOREVER ALONE BOOK TOUR: Brooklyn, New York - January 6th @ Word Bookstore - 7PM in conversation with Alexandria Bellefleur RSVP: https://withfriends.co/event/27177316/christine_riccio Collingswood, New Jersey / Philly area - January 7th Kiss & Tale Romance Bookshop - 6pm in conversation with Hannah Nicole Maeher TICKETS: https://kisstalebookshop.com/events/3873820260107 Memphis, TN - January 9th Novel Memphis - 6pm in conversation with Kelsey Impicciche 387 Perkins Ext., Memphis, TN 38117 RSVP: https://novelmemphis.com/event/2026-01-09/christine-riccio-w-kelsey-impicciche-thirty-flirty-and-forever-alone Austin, TX - January 11th Lark & Owl Booksellers - 7pm In conversation with Natasha Polis 205 6th St Suite 101, Georgetown, TX 78626 TICKETS: https://www.larkandowlbooksellers.com/products/christine-riccio-author-event-thirty-flirty-and-forever-alone JANUARY - 14 - Culver City, CA The Ripped Bodice - 7pm in conversation with Olivie Blake/Alexene Farol Follmuth 3806 Main St, Culver City, CA 90232 TICKETS: https://www.therippedbodice.com/events-and-tickets Add Thirty Flirty & Forever Alone on Goodreads: https://www.goodreads.com/book/show/230393104-thirty-flirty-and-forever-alone Check out Natasha's sewing classes: https://www.natashapolis.com/ Join our patron to get 10 dollars off the classes! Website: https://thoseforkingfangirls.com/ Email us feedback: thoseforkingfangirls@gmail.com Instagram: https://www.instagram.com/thoseforkingfangirls/ Twitter: https://twitter.com/forkfangirlspod TikTok: https://www.tiktok.com/@thoseforkingfangirls Get Christine's novel Attached at the Hip: https://a.co/d/grmPeVy Check out the Selkie Collection and get 10% off your order with code TASHAPOLIS https://selkiecollection.com/collections/all
Clinton Donnelly, CEO of CryptoTaxAudit, joined me to discuss the IRS new approach to crypto taxes.Topics: - New 1099 DA Form - Proposed IRS rule and CARF membership would let the U.S. government track Americans' crypto abroad for taxation - Privacy coins and IRS - Staking rewards and taxes Learn about CryptoTaxAudit's services https://www.cryptotaxaudit.com/guard-dog/?afmc=thinkingcrypto Brought to you by
Murph & Markus - hour 4: Year in Review! Cooler of Content (again!) & the boys exchange gifts to end the yearSee omnystudio.com/listener for privacy information.
Murph & Markus - hour 4: Year in Review! Cooler of Content (again!) & the boys exchange gifts to end the yearSee omnystudio.com/listener for privacy information.
“Worldwide Exchange” delivers essential, actionable information and analysis for anyone who wants to be part of the global business conversation. CNBC Anchor Frank Holland takes listeners through top business stories with global significance. Features conversations with key leaders, analysis of business and investor trends, and impact across international markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Andy Linerud, Chair of the RCC Foundation Board joins the Exchange along with Randy Weber, the president of Rogue Community College.
OPB reporter April Ehrlich joins the Exchange to offer more insight on the new federal law that reauthorizes funding for rural counties and schools.
A deal that would see the Humana Building, at 500 W. Main Street, redeveloped as a large hotel, seems to be cooking behind the scenes.LBF Senior Reporter Joel Stinnett broke the story recently and joins us on the Access Louisville podcast to tell us about what he's learned. As reported on Dec. 12, Louisville-based Poe Cos. is in the planning stages to convert the 26-story Humana Building into a 1,000-room hotel, according to multiple sources familiar with the project. The tower is located at 500 W. Main St., near Louisville's Belvedere, Museum Row and the KFC Yum Center. To reach 1,000 rooms, an additional tower may be constructed behind the existing tower, near or where The Exchange office space and Vincenzo's restaurant now sit, according to at least one source. The existing tower would be converted to house the majority of the rooms, the sources said.On the show, Stinnett tells us how his reporting on the matter came together, other projects the Poe Cos. has in the works and what the needs look like with hotels in Downtown Louisville. We also go over what might happened next. Later in the show we chat about the landscape for electric vehicles going forward. This is in the wake of the news that Ford is pulling back on EV plans, dissolving its battery manufacturing venture with SK On (called BlueOvalSK) and repurposing its recently opened battery manufacturing facility in Glendale, Kentucky. As part of the repurposing, BlueOvalSK is laying off all its Glendale workers. A Ford subsidiary plans to takeover the plant and repurpose it for battery energy storage. It's a complicated situation for the automaker being as it just announced a new manufacturing platform at Louisville Assembly Plant in August in support of a new midsize EV pickup truck with a $30,000 price tag (low for the EV market.) Plans for that truck are still on, Ford says.Access Louisville is a weekly podcast from Louisville Business First. You can follow it on popular podcast services including Apple Podcasts and Spotify.
Send us a textWhat if your partnership model unintentionally silences the very people it's meant to elevate? We sit down with Asia Blackwell, executive director of Maya Midwifery, to unpack how a well-intended collaboration in Guatemala drifted toward hierarchy by over-rewarding a few “standout” leaders while leaving many midwives underpowered. Asia lays out how they rebuilt trust with transparent systems, written agreements, and equitable pathways that spread training, decision-making, and visibility across the full team.Together, we reframe accountability as shared responsibility rather than control. Asia explains the pivot from informal, relationship-only trust to clear MOUs, role boundaries, and simple verification tools that protect everyone—midwives, boards, and donors. We challenge Western assumptions about leadership and administration, recognizing that Indigenous midwives already lead in their communities without needing titles to validate influence. When governance confuses literacy with legitimacy or paperwork with power, it narrows who gets heard and who gets help.Asia shares a vivid, Maya-inspired governance model built around the Ceiba, the sacred tree: midwives as the canopy, local admin as branches, the Guatemalan board as trunk, and US teams as roots. Donors become sun and water—vital, nourishing, and appropriately at a distance from day-to-day decisions. This design makes equity operational with feedback loops, shared metrics, and practical safeguards that honor local autonomy. The impact is palpable: midwives now present their own data, speak confidently in meetings, and describe renewed pride and energy at the birth center.If you're working in global health, philanthropy, or any cross-border partnership, you'll find practical guidance here: listen widely, rotate opportunity, document commitments, and let culturally grounded structures lead. Subscribe for more conversations on equitable, community-led maternal health, and share this episode with a colleague who's ready to rethink how power and accountability can truly work together. ____Firmly Rooted - A new documentary on orphanage response - the right way!To view the released trailer and sizzle reel, go to https://firmlyrootedfilm.com/or to https://www.helpingchildrenworldwide.org__________ ____Organize a Rooted in Reality mission experience for your service club, church group, worship team, young adult or adult study. No travel required. Step into the shoes of people in extreme poverty in Sierra Leone, West Africa, Helping Children Worldwide takes you into a world where families are facing impossible choices every day.Contact support@helpingchildrenworldwide.org to discuss how. Give to a 25 year legacy - plant seeds of hope! ________Travel on International Mission, meet local leadership and work alongside them. Exchange knowledge, learn from one another and be open to personal transformation. Step into a 25 year long story of change for children in some of the poorest regions on Earth.https://www.helpingchildrenworldwide.org/mission-trips.html******Support the showHelpingchildrenworldwide.org
Fluent Fiction - Spanish: Xochimilco's Heartfelt Exchange: A Christmas Tale of Generosity Find the full episode transcript, vocabulary words, and more:fluentfiction.com/es/episode/2025-12-19-23-34-02-es Story Transcript:Es: El sol brillaba intensamente en el cielo de Xochimilco.En: The sun shone brightly in the sky of Xochimilco.Es: El verano en el hemisferio sur traía calor y alegría a las aguas del famoso mercado flotante.En: Summer in the southern hemisphere brought warmth and joy to the waters of the famous floating market.Es: Las chinampas, pequeñas islas artificiales cubiertas de vegetación, estaban adornadas con luces navideñas.En: The chinampas, small artificial islands covered in vegetation, were adorned with Christmas lights.Es: Las trajineras navegaban despacio, coloreando las aguas con sus tonos vibrantes.En: The trajineras sailed slowly, coloring the waters with their vibrant tones.Es: Santiago observaba desde la orilla, pensativo.En: Santiago watched from the shore, thoughtful.Es: La idea del intercambio de regalos secretos de Navidad le emocionaba, pero también le preocupaba.En: The idea of the secret Christmas gift exchange excited him, but also worried him.Es: No tenía mucho dinero este año.En: He didn't have much money this year.Es: Quería regalar algo especial.En: He wanted to give something special.Es: Algo que mostrara su gratitud hacia sus amigos.En: Something that showed his gratitude towards his friends.Es: Decidir el regalo perfecto se había convertido en su desafío.En: Deciding on the perfect gift had become his challenge.Es: Lucía, con su energía característica, organizaba el evento.En: Lucía, with her characteristic energy, was organizing the event.Es: "¡Santiago, ven!En: "Santiago, come!Es: ", exclamó, llamándolo desde una trajinera llena de flores.En: ", she exclaimed, calling him from a trajinera full of flowers.Es: "¡Mira todas estas cosas hermosas!En: "Look at all these beautiful things!Es: Seguro encuentras algo aquí."En: You're sure to find something here."Es: Santiago sonrió con inseguridad.En: Santiago smiled with uncertainty.Es: El mercado flotante era un caos encantador.En: The floating market was a charming chaos.Es: Había música de mariachis, el olor irresistible de tamales y antojitos, y colores por todos lados.En: There was mariachi music, the irresistible smell of tamales and antojitos, and colors everywhere.Es: Pero su mente seguía pensando en su dinero limitado.En: But his mind kept thinking about his limited money.Es: Decidió no contarle a Lucía sobre sus dificultades.En: He decided not to tell Lucía about his difficulties.Es: Quería resolverlo él mismo.En: He wanted to solve it himself.Es: Caminó entre los puestos, buscando con cuidado.En: He walked among the stalls, searching carefully.Es: Necesitaba algo especial, no caro, pero significativo.En: He needed something special, not expensive, but meaningful.Es: Mientras observaba una colección de artesanías, escuchó a Javier riendo cerca.En: While observing a collection of crafts, he heard Javier laughing nearby.Es: Javier era el alma de la fiesta, siempre de buen humor.En: Javier was the life of the party, always in a good mood.Es: Santiago se acercó para saludar.En: Santiago approached to greet him.Es: "Javier, ¿qué das este año?En: "Javier, what are you giving this year?"Es: ", preguntó Santiago, buscando ideas.En: asked Santiago, looking for ideas.Es: Javier, sonriente, mostró un pequeño pero hermoso alebrije que había comprado.En: Javier, smiling, showed a small but beautiful alebrije he had bought.Es: Era una pieza colorida, llena de detalles.En: It was a colorful piece, full of details.Es: Santiago sintió una punzada de deseo.En: Santiago felt a pang of desire.Es: Ese alebrije era precioso... justo lo que quería regalar.En: That alebrije was beautiful... just what he wanted to give.Es: Pero no tenía suficiente dinero para algo así.En: But he didn't have enough money for something like that.Es: Sin saberlo, Javier tenía el objeto de muchos de sus pensamientos.En: Unknowingly, Javier had the object of many of his thoughts.Es: Santiago dudó, pero algo en su interior le empujó a ser honesto.En: Santiago hesitated, but something inside him pushed him to be honest.Es: "Javier, ese alebrije es... perfecto.En: "Javier, that alebrije is... perfect.Es: Pero... mejor dejo de pensarlo", admitió con un suspiro.En: But...Es: Javier lo miró, sorprendido.En: I'd better stop thinking about it," he admitted with a sigh.Es: "¿Te gusta?En: Javier looked at him, surprised.Es: ", preguntó.En: "Do you like it?"Es: Santiago asintió, y sin darse cuenta, contó su situación.En: he asked.Es: La sonrisa de Javier se volvió más comprensiva.En: Santiago nodded, and without realizing it, shared his situation.Es: "Santiago, esto es para ti", dijo.En: Javier's smile became more understanding.Es: "No sabía, pero ahora sé que es el regalo perfecto en manos tuyas."En: "Santiago, this is for you," he said.Es: Santiago quedó boquiabierto.En: "I didn't know, but now I know it's the perfect gift in your hands."Es: "¿De verdad?En: Santiago was stunned.Es: ", preguntó, emocionado.En: "Really?"Es: "Claro, un regalo debe traer felicidad, ¿no?En: he asked, excited.Es: ", dijo Javier, dándole el alebrije.En: "Of course, a gift should bring happiness, right?"Es: Cuando llegó el día del intercambio, Santiago sintió una calidez en su corazón.En: said Javier, giving him the alebrije.Es: El alebrije fue recibido con sonrisas.En: When the exchange day arrived, Santiago felt warmth in his heart.Es: Todo gracias a Javier, que sin saberlo, había comprendido el verdadero espíritu de la Navidad.En: The alebrije was received with smiles, all thanks to Javier, who unknowingly had understood the true spirit of Christmas.Es: Al terminar la noche, Santiago había aprendido algo invaluable: no todo está en lo material.En: By the end of the night, Santiago had learned something invaluable: not everything is material.Es: A veces, lo más importante es abrir el corazón y pedir ayuda cuando es necesario.En: Sometimes, the most important thing is to open your heart and ask for help when necessary.Es: Y así, con un nuevo entendimiento, el mercado flotante de Xochimilco brilló más intensamente para él.En: And so, with a new understanding, the floating market of Xochimilco shone more brightly for him.Es: Un recuerdo que siempre guardaría con gratitud.En: A memory he would always keep with gratitude. Vocabulary Words:the sun: el solto shine: brillarthe southern hemisphere: el hemisferio surthe island: la islathe vegetation: la vegetaciónto adorn: adornarto sail: navegarthoughtful: pensativothe gratitude: la gratitudthe challenge: el desafíocharacteristic: característicathe uncertainty: la inseguridadthe stall: el puestocarefully: con cuidadothe crafts: las artesaníasto hesitate: dudarto admit: admitirthe understanding: la comprensiónto smile: sonreírthe mood: el humorthe desire: la punzada de deseoto approach: acercarseto greet: saludarthe detail: el detalleto stun: boquiabiertoto bring: traerthe warmth: la calidezto laugh: reírthe memory: el recuerdothe spirit: el espíritu
UK Property Market Weekly Update - Week 49, 2025 I look at the UK property market in the ‘UK Property Market Stats Show“ for the week ending Sunday 14th December 2025 with the brilliant Adam Lawrence, the founder of Propenomix YouTube https://youtu.be/9vDevQx9wEY ✅ New Listings * 16.2k new properties came to market this week, down as expected from 19.4k last week. * 2025 weekly average: 34.1k. * 9 year week 49 average : 19.5k * Year-to-date (YTD): 1.669m new listings, 0.1% below than 2024 YTD (1.670m) and 7% above the 2017–19 average (1.559m) ✅ Price Reductions * 9.1k reductions this week, lower than last week's at 12.8k (Estate Agents seem to forget they can reduce houses prices after the first week in November!). 23.2k is the average weekly number of reductions for 2025. * 8.8% of resi homes for sale were reduced in November. Compared to Oct 12.8%, Sept 14.1%, August 11.1%, July 14.1% in July and 14% in June. * 2025 average still remains at 12.8%, versus the five-year long-term average of 10.74%. ✅ Sales Agreed * 17.2k homes sold subject to contract this week, down expectedly from 18.5k last week. * Week 49 average (for last 9 years) : 18.7k * 2025 weekly average : 25.3k. * YTD: 1.238m gross sales, which is 2.3% ahead of 2024 (1.211m) and 11.4% above the 2017–19 average (1.111m). * Some will note Gross Sales in Q4 were higher - this was the first time buyers were buying homes to beat the March 2025 stamp duty deadline ✅ Price Diff between Listings & Sales * Average Asking Price of listings last week £403k * Average asking price of Sales Agreed (SSTC) last week was £352k * A 14.6% difference (long term 9 year average is 16% to 17%). ✅ Sell-Through Rate * 13.5% of homes on agents' books went SSTC in November. Down from 15% in October, 14.1% in Sept, 14.5% in Aug, 15.4% in July, 15.3% in June, and 16.1% in May. * Pre-Covid average: 15.5%. ✅ Fall-Throughs * 4,783 fall-throughs last week (pipeline of 482k home Sold STC). * Weekly average for 2025: 6,100. * Fall-through rate: 25.8%, slightly up from 24.9% last week. * Long-term average: 24.2% (post-Truss chaos saw levels exceed 40%). ✅ Net Sales * 12.9k net sales this week, down expectedly from 13.7k last week. * Nine-year Week 49 average: 13.9k. * Weekly average for 2025: 19.2k. * YTD: 942k, which is 1.9% ahead of 2024 (924k) and 8.4% above 2017–19 (868k). ✅ Probability of Selling (% that Exchange vs withdrawal) * November Stats : 55.2% of homes that left agents' books exchanged & completed in November. (Note this figure will change throughout the month as more November stats come in). * October 53.3% / September: 53.1% / August :55.8% / July: 50.9% / June: 51.3% / May: 51.7% / April: 53.2%. ✅ Stock Levels * 678k homes on the market on the 1st of December, down from 742k on 1st of November. December '25 is identical to December '24. * 482k homes in sales pipeline on the 1st December, almost identical than 12 months ago. ✅ House Prices (£/sq.ft) * November 2025 agreed sales averaged £342.27 per sq.ft. 0.7% higher than 12 months ago and 12.6% than 5 years ago. The £/sqft at sale agreed matches the HM Land Registry Index with a 98% accuracy, 5 months in advance. That is why it is so important. November figures will follow in next weeks show. ✅ UK Rental Market Overview * Average Rent in November - £1,792 pcm - compared to £1,798 in Nov 2024 and £1,405 in Oct 2017. * Available Rental Properties in November '25 - 321k compared to 300k in November '24. * Notable increase of 22.8% more rental homes in Outer London than 12 months ago, yet a 3.7% decrease in Inner London - Not sure why ✅ Graphs https://we.tl/t-i2gNxxE5mz
Listen to the day's top stories, the must reads & a whole lot more for today's modern investor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
“Worldwide Exchange” delivers essential, actionable information and analysis for anyone who wants to be part of the global business conversation. CNBC Anchor Frank Holland takes listeners through top business stories with global significance. Features conversations with key leaders, analysis of business and investor trends, and impact across international markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
VettaFi's Head of Research Todd Rosenbluth discussed the Avantis US Small Cap Value ETF (AVUV) on this week's “ETF of the Week” podcast with Chuck Jaffe of “Money Life.” Why should you attend Exchange? Exchange gives advisors access to subject matter experts and developmental opportunities across all of the dimensions of their professional portfolio. Invest in your greatest asset – yourself. To learn more visit https://www.exchangeetf.com/registration
A Holiday Haunting: Part 2 Jack and Erin deal with new problems. Based on a post by zeon 67. Listen to the ► Podcast at Explicit Novels. Jack's mouth painfully stretched open. He then released a long gasp, and his eyelids pulled back; he was now forcibly awake. Turning to his side, he found himself partially alone. Lucy was still there, deep in sleep, but no Erin. He called her name, but there was nothing. Putting on sweatpants and a t-shirt, Jack searched the house for her. He yelled her name and again there was no reply. It had never worked like that before, but Jack was desperate. He questioned himself, Lucy, the s ance and everything else. Worried that he had caused her banishment, Jack needed to interrogate the medium. But then the doorbell rang, and there was a knock at the door. Opening it, Jack saw a delivery man with a clipboard and a massive box. Annoyed that the new dryer he bought on Black Friday, had finally arrived a week late, he signed the paperwork but felt cold. Jack turned around but saw nothing. Terrified that he was losing it, Jack turned back to the delivery man. The delivery man wheeled the dryer in and took the clipboard off Jack, thanking him. The man then looked past Jack and said, "Morning, Miss." Behind him, Erin stood. Her mouth ajar and stood still, but wasn't her typical ghostly self. She looked like she did last night, her skin a pale pink while her hair was an auburn shade. Erin had the same clothes that Jack had seen for the previous fifteen years. But something was off. Erin had lost the white apron that covered most of the front, and the first two buttons of her collar were undone, possibly scandalous in the 19th century. "He saw me. He saw me." Erin said, walking towards the open door. She ignored Jack and edged closer to the outside, the fresh air, sounds of birds and something new to see calling her. Erin turned back to Jack and said, "Come with me." She then took one step outside and immediately disappeared. "Fuck!" Lucy screamed from upstairs. A post-S ance exam. They sat around the coffee table, all struggling to think of anything to say. Jack and Lucy had run some basic tests on Erin. She could be seen but not be touched, but cameras could capture her. She couldn't feel anything, but could sit in a chair without phasing through it. Should she take a step outside the house's confines, Erin would instantly vanish and reappear in the attic. But Erin could change her appearance, though only subtly. Like she could roll up her sleeves, undo a button or two and play around her hair. That was a relief to Erin; she had only worn hair in a bob because Mrs. Franklin demanded it. "So, what now," Jack said, taking a sip of coffee. "I; I don't know," Lucy shook her head, "This is way out of my area of expertise. Honestly, I didn't even know that this could happen." "Would it be so wrong if I stayed like this?" Erin said, "I can speak and I can be heard." "But you can't touch anything." Lucy said. "And my parents are going to be back soon. Then it's Christmas and the house is going to be filled with people. I can see my mom and my aunts instantly freak out if they saw you float. And, I have to go back to Boston. I can't leave you like this." "I know." Erin then looked at Lucy and asked, "Can we not do the s ance again?" "Hell no." Lucy shook her head, emphatically underlining her point. "What we did and what happened, it's not the same. Jack was supposed to talk to you and help you move on. Nothing about sex. We did something, maybe something wrong, maybe something right. But it pulled you into this plane. If we do it again, who knows what happens to you?" "Then what next?" Jack asked. Lucy pushed her chair back and stood up. She madly scrolled through the contacts on her phone. "I need to speak to someone. Be back in a sec." Erin followed Lucy out of the room with her stare. She paused for a moment, then leaned in towards Jack. "We should talk." "Yeah." Jack said, trying to hide his nervousness. "I never thought that I would be here. I'd be a banshee, roaming this house until the Last Judgement. I accepted that. Now I can be seen by anyone. I can be spoken to and listened. I am lost and scared. What happens to us?" Jack rested his hand on over hers, sinking through her tangible form and said, "I'll work something out. Don't worry. My dad did say he is thinking about selling the house. Maybe I take it." Erin dropped her head down and said, "I cannot let you do that. Live your life with a spirit. It will be dull. And there is so much I want to see." Leaning back, Jack smiled back at her. This was the first time he could find out who Erin really is, as a person. "Like?" "I want to be in the sky, flying across the ocean. To travel to places that I have only seen briefly in those windows. The Grand Canyon, swim in an ocean and visit Kinsale." "Kinsale?" "It is where I was born. I left when I was twelve. I always wished that I would see the village again." "Anything else?" Erin looked away, like she was thinking; then turned back to Jack and said, "I want to eat food that hadn't been boiled. Wear something luxurious. I want to see a movie. And to kiss you again." She smiled. Lucy walked back into the room. She glanced at Erin, then at Jack, realizing something was up, but began talking. "Okay, I spoke to a friend. She knows a lot of left-hand path rituals, some chaos magic. You know, maybe sigils and secret names?" she said, nodding as if they knew what she meant. "She knows a couple of necromancers." "Necro-mancers?" Erin asked. "They talk to the dead. My friend's going to reach out and get us a name. Hopefully, one who just wants to talk to the dead and nothing more. A necromancer will know what to do." "So, we just wait?" Jack asked. Lucy nodded. Home Alone. Days later, Erin stared at the TV. She was alone as Jack had to deal with the headache of Christmas preparations. He didn't want to leave her by herself, but Erin insisted that it was okay. This was something that Erin knew she had to get used to. She thought back to how difficult her life was before the s ance. Erin could easily take her current form as a constantly visible ghost, than that hell. One plus was now she could spend time with Jack. Last night, they spent hours talking. Jack told her everything that had happened to him since they last spoke. Erin was confused by his job, working as an engineer but with computers and clouds. Jack also showered her with questions about her own life. Her eyes widened after each question, and she grinned madly back at him. She told him about her life in Ireland, traveling across the Atlantic and working in Boston. Jack showed her current photos of how the city changed. She was amazed and saddened, seeing some of her favorite places of the city disappear. There was one question that Erin wouldn't answer. Jack had asked her where she would go, when she wasn't haunting the house. When he used to see her, it was only for an hour at most, then Erin would just fade away, and Jack would have to wait days or weeks to see her again. Erin couldn't say anything; she just looked away. She finally said it was difficult and Jack quickly changed the subject. The channel that Jack left the TV on was now playing another documentary about the World War. He told her it was a good idea for her to get used to the twenty-first century, but Erin couldn't stomach any more documentaries about the war. She understood Jack's reasoning; the other night, she cried in happiness that Ireland had become independent. A knock on the door turned Erin's head. There was no way it could be Jack. She could hear keys rattling and the door slowly open. Someone then called her name, a female voice. Erin phased through the walls to see who it was. She found Lucy standing outside, darting her head in and out. "Fuck!" Lucy stumbled back as she saw Erin appear, covering her mouth. She took a couple of deep breaths and then said, "Hi; Erin," Lucy nervously smiled, "Where's Jack?" "He has gone to a store called Walm Art. He will return in two hours' time, I hope." "Oh." Lucy paused. "Err, can I come in?" "Sorry," Erin stepped aside and allowed Lucy to enter. "Did Jack give you a key?" "Yeah," Lucy said, removing her jacket. "He swung by and said that I should have it, just in case." Muscle memory dictated her to ask for Lucy's coat and offer her a drink. Erin tried to hide her embarrassment while Lucy just smiled. Erin then followed her into the living room, trying to think about why she was here. She didn't like the idea that Lucy could enter the house whenever she wants. Erin knew the psychic was attracted to Jack; experiencing Lucy's feelings during the second time she possessed her. Erin couldn't help herself but checkout the medium's curvy frame as Lucy walked into the living room, hiding her disappointed face. "I have some news, but I will wait until Jack gets back. It'll be easier to explain. But it's good." Lucy grinned. She sat down on the sofa and asked, "What are you watching?" "A documentary about World War 2?" Erin said, not entirely convinced. "They call it World War 2 but do not say anything about a previous war." "Yeah, I can't remember what World War 1 was about. Might watch Wonder Woman again. Do you mind if I change the channel?" "Please," Erin replied, "It's depressing." She then joined her on the sofa. "So, how are you dealing with the modern world?" Lucy asked while flicking through the channels, stopping on at E. "It's pleasant. Yesterday, Jack showed me around the house and I was amazed. A dishwasher, a washing machine and an automated carpet cleaner. Those were most of my duties and would take half of my day. He showed me um moving photograph on his phone of places he has been to. I want to see them with my own eyes." "I'm guessing back in the 1880s travel was impossible." "Only by train or steam. Now you can fly anywhere," Erin smiled. "But what I'm most astonished by is being a woman. I died before I could vote and now a woman can run for President. I could only be a maid or work in a factory. Now there's so many possibilities." "That's really cool," Lucy said, smiling. Erin felt herself being distracted by the TV. She turned her head and saw a dozen of scantily-clad women grinding against men, who were topless and had bodies like circus strongmen. Her mouth dropped, watching as a woman sing to the camera. Lucy saw Erin's stunned expression and quickly changed the channel. "Sorry." "It's fine," Erin replied, "There is so much that is different. I need to adjust. It's just that if I were to go to a beach, I was expected to wear bloomers that covered my limbs. It is difficult to get used to being in an age were flesh is allowed." "I understand. It's okay to take your time." Lucy said. She then leaned closer and asked, "Sorry if this sounds idiotic. But you okay with me in general? Being a medium, the drinking and the sex before marriage?" Erin smiled and said, "I have lived in this household for over a century. My eyes have been open to many strange things. At first, I prayed for my soul and I thought my impurity was the cause of this life I was to live. As the years passed, I found myself losing that idea of sin. Families lived here, they indulged in vices that I found wicked. But they were still loving and moral people." "Wow," Lucy smirked and said, "One day, you must tell me what you saw over the years." Going back to Lucy's words and all the things she experienced got Erin thinking. In the hundred-odd years she had been trapped in this house, she had caught numerous couples screw late at night. Some were unmarried, others were of different races, which shocked her, but Erin found them loving, which just compounded to her jealousy. Erin had also seen couples have different types of sex, none like the ways she was told or experienced. Her fianc had been drunk during their entire courtships; she doubted he would have been sober enough to cock-stand. Robert just pushed her down on a billiards table and had his way with her. Erin thought she had enjoyed that, but it was nothing compared to what Jack made her feel the other night. It felt unusual, but she loved every moment of him touching her down below. "Um," Erin looked away before opening her mouth, "Lucy, can I ask you something? It is delicate." Lucy shrugged, "Sure." "Jack. He laid me down and used his tongue; on my quim." Erin said blushing. "Is this normal?" "Yeah," Lucy blurted out. "Sorry. Most guys do that now. If you're lucky." She smirked at Erin, who remained nonplussed. "Has sex really changed that much?" "One sec," Lucy stood up and skipped to the kitchen. She returned ten minutes later with a bottle of wine and two glasses. "If we're having girl time, we need wine." Lucy popped open the bottle and poured, then stopped. "Shit, I forgot. I'm sorry. Are you okay if I drink?" "Please," Erin replied, smiling. "My church said it was a sin. They encouraged to be teetotal. The man who I was supposed to marry died due to it. When I tasted wine and became hysteric. I thought that was the reason I was stuck in this house. Now I'm not sure. But I would love another taste." "Hopefully soon." Lucy then took a long sip and said, "Okay ; sex. Sex is nothing like you have experienced in the 1800s. There are handjobs, blowjobs, anal, bondage, choking and group sex. What Jack did to you ; I admit I'm jealous. Because most guys won't do that, but still expect you to blow them." "Blow?" "You put a penis in your mouth and suck on it." "Oh Christ," Erin muttered. Lucy then lifted up her phone, and loaded up a website. She then stopped herself, glanced at Erin and typed something else like she had changed her mind. She clicked on a video thumbnail and scooted closer to the spirit. "This is sex now." Erin moaned, watching a young blonde who looked a passing resemblance to Lucy, on a bed. She was nude and smiling at a tattooed man. She quickly stripped the man of his clothes, and then the couple kissed, rolling on the bed. Erin noticed that the woman was completely bare in the between. The man then kissed the woman in the cunt, just like Jack had done to her. "Wow," Erin moaned, "She looks like she is really enjoying herself." Erin felt the need to shift her weight on the sofa while she continued to watch. "Well, she's an actress. I should tell you that this is fake. But you need to know that it's okay to like sex and how you can enjoy it." Lucy then paused as they both watched the blonde actress get on her hands and knees. "That's the doggy-style position, very popular and feels great." Erin pursed her lip like she was trying not to laugh. Everything she had been taught, from her mother, Sunday School and the church, told her that premarital sex was an affront to the Lord. And sex in marriage was only for procreation. Now she could enjoy it. "I have to admit something, Lucy," Erin said, trying to look away from the video, "When me and Jack um fucked. I drew on your thoughts to make it more enjoyable." "I've been meaning to ask you about that." Lucy paused the video and took another sip of the wine. "Jack told me about the first time you possessed me and tried to kiss him." "I'm so sorry." "That's okay. I really just want to know how you were able to possess me? I've talked to spirits before, some probably fake, some hundred-percent real. But I've never been possessed." "I can't explain," Erin said. "It just happened and then I felt pain, you fighting back and mine own struggle. But I can tell you about the other time. It was easy. I just drew on your attraction to Jack." "It's like a tulpa," Lucy said, slowly smiling. "It has to be a tulpa!" "Tulpa?" "A tulpa is a being or an object created through intense thought. You have created something like this, linking you with Jack. When me and Jack were on the sofa, were you just haunting the house or were you drawn to this spot." "I just appeared here and saw you two." "Yeah," Lucy grinned, "This is great. I've got an idea on how we can help you." Erin nodded and looked away. She should apologize. Erin saw the blonde medium less of an adventuress, a strumpet who would seduce Jack, and more of a real person. And someone eager to help her. Erin knew she still had to adjust her 19th century way of thinking to the modern world. "Hey," Lucy said, getting Erin's attention. "Don't worry about me and Jack. I can tell he only wants you, especially now he can actually be with you. You know, have conversations. And I like you and I don't want to mess with a 19th century Irish ghost." Erin chuckled and covered her mouth. She wanted to believe that Lucy was genuine; she disliked being this jealous woman. When she was alive, with a body and everything, she had few friends. It was mainly due to her betrothed and the need to move cities for work. "What happened to you? When I possessed you?" "Hmm," Lucy paused and then said, "The first time I felt nothing, I was like asleep. When you did it again, it was like watching TV. I was standing in a dark room. Watching two screens and I could hear my voice, but it didn't sound like me. You leaned in and kissed Jack and it felt so weird. I'll be interested to try it again. Hell, if you ever want to have some fun with Jack, you can use my body." She grinned. Again, Erin blushed and went red, thinking about floating away from this conversation. Left Hand Magic. Jack opened the door and made a beeline to the kitchen. He ignored the dulled sounds of music being played and talking in the other room, assuming that it was just the TV. After stocking the fridge, he had to check on Erin. It was a weird relationship. She was like his girlfriend but also his patient. Jack just tried to focus on Lucy coming through for them. Walking into the living room, he found Erin and Lucy both on the sofa. The blonde medium was playing music on her phone while Erin nodded her head over the beat, her eyes closed. This was good. Jack knew that Erin would need someone else to talk to. Like with any other relationship, his neurotic side flared, and Jack was worried that he was suffocating Erin. It helped that Lucy knew what Erin was going through, wouldn't freak out and is around the same age. "Oh, you're back," Erin said, smiling. She stood up and walked through the coffee table to be at his side. "Did you get everything?" "Yep," He nodded, "So, what have you guys been up to?" "I'm just showing her what music is like now, and Instagram. And some other things." Lucy said, smirking at Erin. Jack caught the smile and glanced at Erin, who had gone red. Ignoring their feminine secrets, he sat down and asked, "So, do you have any news?" "Yep," Lucy replied and went for her bag. "You ever heard of a grimoire?" They both shook their heads, which Lucy had suspected they would do. She then gave them a brief explanation of a grimoire. It meant a book of spells, but more accurately, it was a textbook of magic. She had underlined certain pages, focused more on left-hand path magic, which went over both Jack and Erin's heads. The grimoire that Lucy had been given, had instructions on how to resurrect a body. "From what I read, resurrecting the dead is near impossible. Especially when the dead has been dead for over a hundred years. You need to evocate the person's spirit from wherever they are, say Hell or Heaven. That takes a lot of energy, and like it takes forever with like a zero-point-one chance percent of getting it right. But since Erin's spirit is still on Earth, we have a shot." "Fuck." Jack said. He then glanced at Erin and quickly apologized. "No, you are right," Erin nodded, dumbfounded as he was, "So, I can be human?" "Possibly," Lucy said, walking closer to the couple, the dirt-brown book of spells in her hands. "We need some things. Dirt from your grave, for one. Some other stuff, like salt, candles, herbs. Also, there might be sex magic involved." "Sex magic?" Erin said, "How? What?" "This is left-hand path magic!" Lucy yelled, "There's always stuff involving sex." "So, when do we do this?" Jack asked, pouring himself a glass of wine; he needed it. Glancing at Erin, she looked like she wanted one as well. "We need to pick the right date. A date real important." Lucy then got in front of Erin and asked, "What do you remember about the day you died?" "I um; it's hard," Erin said, "I can't. No." "The diary doesn't say much. All I know that she died on December 21st." "December 21st?" Lucy repeated, "The Winter Solstice usually falls on 20th or 21st. If Erin was murdered on the Winter Solstice, it can explain a lot. Tulpas. Midwinter. This is getting weird." Lucy told him that she will explain later. But there was a plan, and all they had to do is get some materials, research more into Erin's life and wait a week. Jack remembered that the ritual would probably happen with his parents around, maybe his sisters. He needed another drink. Nudity Norms. Erin felt comfortable, sitting in the living room with Jack, watching a Christmas movie. It was a pleasant feeling. Jack was supposed to be working, but he told her that he was now in the holiday zone, so he was expected to do the bare minimum until the new year. When she asked what his boss would say, Jack replied that he's probably doing the same right now. If this was what the modern world truly is, then Erin knew she would love it. She glanced at Jack, and he smirked back at her. Last night was still replaying her head. They were in bed, and had finished watching another Christmas movie. Some of the jokes Erin didn't get, also the ending was confusing. Frozen orange juice and future markets. Overall, she enjoyed the movie but was curious about the amount of nudity in some shows, and asked if that was normal. "Depends on the time and what you are watching," Jack said, "When you see actors and actresses naked, sometimes its just as is, like they're waking up or taking a shower. Over times, it's sexual and they might even pretend to have sex." "You mean fucking?" Erin grinned. "What?" Erin explained that she picked up some modern words. Jack immediately guessed it had to be Lucy. There was literally no one else. "I have only had sex twice in my life. Well, once when I was alive," Erin smiled, "What happened with us was unexpected and I had to tell someone. And she taught me some new words." Erin then moved closer and shocked him, "Lucy even showed me videos. Porn." Jack stayed still, not believing what he had heard. He had tried to work out how and why Lucy showed Erin porn. For the last couple of days, he had tried to be protective of her nineteenth-century mind, slowly exposing herself to the modern world. He looked at her, seeing if she was embarrassed. He couldn't tell. No, she looked more curious. He had to ask Erin what she was shown, intrigued at what she thought. Erin then described the scenes in vivid detail, telling the actions of the porn actors, her own emotions and what Lucy said. A man and woman slowly undressed, she was eaten out, then she gave the man a blowjob and then they had sex. Pretty vanilla. "Can I ask you something? Were you watching porn that night?" Erin then asked. That night. It felt so long ago to Jack; his life had changed so much. He told her yes, and wasn't surprised when Erin asked what type of porn. Lucy had really provided her some tutoring as Erin began rattling off porn genres. "Do you want to see what I watched?" Erin blushed but nodded her head. Jack set his laptop on the bed, directly in between them. He told her what he usually liked, amateur, lesbian and Point of view. Looking at Erin, her face was red, but she had this eager look on her, still curious. He played some videos, letting her watch for a while before asking her opinion. "It's. It's something," she said, sounding breathless. Erin watched each video carefully, amazed. One was through a man's eyes, bedding a young woman with many tattoos, which confused her as tattoos only belong to wealthy males during her time. Her eyes would drift to the right side of the page, suggested scenes. The words they used shocked her, anal, stepmom and orgy. Jack then played another movie; this time, it was two women. Erin had this initial disgust, but it slowly disappeared as the women sensually writhed together. It quickly got too much for her. She turned to face Jack, seeing a large bulge in his pants. She didn't know why, but Erin asked if Jack needed to sort himself. She insisted. He nervously pulled out his penis; her eyes flared at the sight of it, hard and veiny. With his dominant hand, Jack then slowly stroked his shaft. Erin quickly became entranced by the action, wishing that she could touch his cock again. But she became distracted, heat from her groin rippled up to her brain; Erin wanted to touch herself. Her eyes glued on him, she hitched up her skirt and slid her hand underneath her bloomers. Both Jack and Erin forgot about the Female-female-male scene that was playing and just stared at each other. Jack's hand became a blur over his cock, while Erin had slid two fingers deep into her pussy. There was little resistance from her Catholic upbringing; all those years she had been told that self-pleasure was a mortal sin were forgotten. Jack then cried out her name as ropes of cum shot out his cockhead. He grabbed a tissue and quickly caught the other spurts. Erin came immediately after him, also crying his name. There was no awkwardness between them as they settled in bed, watching each other as their breathing went back to normal. Jack then said something that made Erin's heart thud, saying that he wished that he could kiss her. She didn't want to think about that as they watched TV. She was still this spirit, telling herself that this could be her life until the Last Judgement. Still, Erin couldn't believe that she would ever try something like that with a man. Glancing at him, he was more handsome than her previous men. It was no contest with Patrick, her forty-something betrothed. With rotten teeth and shaking hands, Erin had hated the thought of touching him. Jack was more like Robert. Not physically, Jack was taller but didn't have Robert's square jaw and his lighter brown hair. Since seeing his naked body during the s ance, Erin noticed that Jack was more athletic than her previous lover. But Jack had Robert's charming and intelligent personality. He was also honest and aware of his limitations, unlike Robert. Whenever they were away from the Franklins, Erin would see him turn into an almighty braggart after a drink. They heard the front door opened then quickly closed. Lucy Prepares for a Resurrection. "Erin? Jack?" Lucy yelled. "In here," Jack said back. She was carrying a big tote bag as she walked into the living room. "Hey guys," Lucy smiled, "You okay?" Both Jack and Erin shrugged and then nodded their heads, saying fine at the same time. "What are you guys watching?" Lucy asked, facing the TV. "I don't know," Erin then turned to Jack and asked, "Which movie is this one?" "It's the Mistletoe Connection." "I've been watching a number of these Hallmark Christmas movies." Erin said, then shrugged her shoulders. "I do enjoy them, but I am finding a pattern. Struggling family business, a woman from the big city, a father with a young child and a lack of minorities?" She glanced at Jack to see if she was correct. He smiled and nodded. "We've been watching Christmas movies non-stop. If this ritual goes like it should, then Erin's going to be out in the world with no pop culture reference point. We watched Gremlins earlier and I figured that she needs a palate cleanser." "I was streaked," Erin said, looking back at Lucy. "She means scared." "For once, I was glad that I am a spirit. Those monsters would have made me cascade if I had a body." "She means puke." Jack then turned to Erin, and they exchanged grins. "You need to switch to Netflix Christmas movies. There's more variety." Lucy said. She took a seat and pulled the grimoire. "I need to ask you some questions, Erin. I want to make sure that we can get everything right for the ritual. Also, I can't find where you were buried." "Of course." "Why don't you guys take the living room. I probably should do some work today." Jack said, standing up. "Do you want some coffee, Lucy?" Lucy said yes, and they quickly settled around the coffee table. She booted up her laptop and asked Erin about her past, trying to squeeze information out of her last days alive. Erin gave vague answers back to her. She had been asked about this before, she hated thinking back. "What's going on?" Lucy asked, lowering her notepad. "What do you mean?" "You keep looking away and you're repeating yourself. What's going on?" "It's just," Erin said, but then stopped. "Lucy, I just need to tell someone about what had happened." Erin then leaned in, wanting to make sure that there was no way Jack could eavesdrop on them. Erin then told her how she and Jack watched porn, first describing the videos she saw. She caught Lucy's eyes widen as she went on. Erin then did a long exhale and told her that the evening ended with her and Jack mutually masturbating. Just like a move from a sitcom, Lucy did a spit take. Wiping her mouth, she turned back to Erin and said, "Sorry. But that's really hot. I didn't know that you can do that." "Nor did I," Erin replied, "I just can't control myself around him. I want to feel him again. To kiss him." "Just kiss?" Erin blushed and dropped her head. "I do have some other carnal thoughts." "Let's see what happens tomorrow. If I'm reading this thing right. You might get to have some fun tomorrow." "If only," Erin said. "So, you going to do it again?" Lucy asked grinning. Erin said nothing, trying not to laugh. "Hey, I'm a pervert," Lucy said, shrugging her shoulders. They went back to their research. Finding Erin's burial was difficult. Her death certificate was nonexistent. Either the hundred years that passed since her death made it impossible to find, or it was another insult by the Franklins. "O, space, then C-E-A-L-L-A-C-H-A-I-N," Erin said, spelling out her last name. "I'm not going to pretend to try to pronounce that." Lucy typed in the search bar and then asked, "I thought your last name is O'Callaghan?" "It is. That's just the Irish spelling. Jack said that if we are successful, I'll need identity papers. I may shorten it to Callaghan." Erin shrugged and looked away. With that done, Erin helped Lucy find her grave. She learnt that the Franklins had her buried in a Potter's field-like cemetery in a town near the border with New Hampshire. She also told Lucy more about her life, traveling across the Atlantic from Ireland, Boston and being forced to move to Portland due to Patrick. They were in deep concentration, but quickly looked up, hearing a car door slam shut. Then some voices that sounded like there were coming from outside. Parents Pop In. The front door opened, and a deep-sounding voice yelled, "Jack?" Jack jumped out of his chair; he was already prepared. He had been going over this moment since morning. He had to distract his parents while Lucy and, more importantly, Erin had to exit without drawing too much attention. His mom will probably faint if she saw Erin phase through walls, his dad would definitely spend an hour asking Erin to do tricks. He met them by the door and quickly lobbed questions at them. While his dad went upstairs to use the bathroom, Jack marshaled his mom into the kitchen. He showed her what he had bought for Christmas dinner, and asked about other things that they might need. In the living room, Lucy frantically piled her notes, her laptop and the grimoire back in her bag. She bounced from different spots of the room, trying to tidy up without being caught. Erin followed her around the room, not knowing what else to do. "Shit. Shit. Shit." Lucy said out loud but to herself. "Please be calm," Erin said, resting a hand on Lucy's shoulder though both could feel nothing. "We can say that we border together. But that we have to go now." "That's not a bad idea." Lucy replied. She paused and stared at Erin's clothes. "Can you do yourself up. Like how you used to look." Erin had her sleeves pulled up to her elbows, her hair down and her shoes were under Jack's bed. It was this weird quirk that she could change her appearance briefly, but it would just reset itself to how she always looked. Sometimes it was random, or if she just thought strongly enough. She nodded her head, and then Erin pressed her chest like she was doing the pledge of allegiance. With a quick flash, every bit of her clothing and her hair was back in its place. "Let's go," she said. While Jack was distracting his mother, they walked to the door, both looking at the kitchen. As Lucy opened the door, she waved at Erin and pointed to her mouth. Erin got the hint and said, "Bye Jack. We have to go." "Thanks for your help," Lucy added. They watched as a woman in her late fifties walked out of the kitchen. She was then joined by Jack. He looked like he was biting his lower lip. "Well, hello," she said. Her face had this inquisitive look like she was quickly judging them. "Hello, I am Erin," she said, "This is Miss; umm Lucy." "Hi, I'm Mary. Jack's mom," she replied, "That's umm interesting dress that you are wearing." Erin stayed quiet, her face frozen and her eyes stretched wide. "Oh, Erin's just shy," Lucy said, "She came from a rehearsal." She then turned to Erin and asked, "You're playing Scrooge's maid, right?" "Yes," Erin replied, not sounding anywhere convincing. "I'm sorry, but we need to be leaving." Jack left his mom's side and walked to the door, blocking her view of Erin just in case. "See you guys later," he said loud enough for his mom to hear him. He then leaned in and whispered, "Hide in my room, I'll be up soon." Both Lucy and Erin nodded. Jack slowly closed the door, watching Erin fade away as soon as she stepped outside. Lucy twisted her head left to right; he guessed that she was checking if anyone noticed a nineteenth-century maid disappear. Jack then locked the door and turned around, seeing his mother giving him a sly look. She suspected something. She was going to ask him so many questions, he knew it. Inconvenient Parents. Erin stared out of the window, bored. She realized that she had never really checked out the change in her surroundings. That was interesting for a while, but after two hours, she needed something else to do. Erin had tried to see if she could focus all her energy and press the TV remote power button but got nowhere. She attempted not to think about the ceremony tomorrow. Thoughts of her future, of Jack and life would occasionally creep in her head, and Erin had to ignore them. She trusted herself, knowing that if it went wrong and she would stay like this, that she could survive. But what about Jack? There was a knock and Erin turned her head. "Erin?" Jack said before opening the door and poking his head in. "Jack?" "Sorry, I had to leave you alone for so long. Mom and Dad really wanted to know what I've been up to." Jack then climbed onto his bed and switched the TV on. He flipped through the channels before settling on ESPN. He looked at the door as he played around with the volume. "I understand." Erin then joined him on the bed. "Oh yeah. Mom really likes the tree. I told her that you helped me decorate it." "Were they upset that I didn't fully introduce myself to them?" "No. Not really. But over dinner, Mom wanted to know about you. I had to think of something to say. I told them that I met you recently and we've been seeing each other. Also, you're crashing at Lucy's." "Seeing each other?" Erin replied, "Is that what modern courtship is?" "Something like that," Jack said, smiling, "What was courtship like in 1800s?" "Courtship was not for people like me. Especially for someone from Ireland. My Dad worked with a man and the fellow said he was looking for a wife. My Dad then brought him home one night, I may have said five words to Patrick during dinner. Two weeks later, we were engaged." "Whoa. Is that what you wanted?" "I never had a say. My parents said I was to be married and that was it." "What did you think about Patrick?" "A drunk," Erin said, rolling her eyes. "I could tell the type of husband he was going to be during that dinner. I was to be a nurse for him, bring him whiskey, wash him and clean off umm vomit from his mouth." She blushed again, still not comfortable with some modern words. "But when he died. How old were you? Couldn't you marry someone else?" "I was 25. A different time. One that I am so happy to be out of." Erin smiled. "There is something I want to ask. Is courtship similar to dating?" "Dating?" "I've heard that word spoken so many times in this house. Back when I was alive, dating meant buying a night with a whore." Jack tried to explain what dating meant now. The use of apps, having coffee dates or low-key ones like going shopping. Also, casual sex and friends-with-benefits. The dating stages, how couples usually go from casual acquaintances to dating, boyfriend and girlfriend, moving into together and finally getting married if they like. He saw Erin's shocked look when he explained that divorce was so common and accepted. Jack carried on, saying how some couples don't use labels to describe themselves; some do while others have their own thing. Embarrassed, but Jack had no choice to use experience from his own life. "We have had sex." Erin said, slowly smiling, "I guess we're more boyfriend and girlfriend." "Probably." Jack replied, smirking at her. Jack's phone then started buzzing and interrupted them. Reaching to the nightstand, Lucy was calling him on Facetime. He turned to Erin and said, "Lucy's video-calling me." "Video-calling? So, she can see us? Wow." Jack answered and said, "Hey Lucy, what's up? Where are you?" They could see Lucy in a dimly lit storeroom. There were boxes of Budweiser beer and whiskey stacked behind her. Her clothes also looked weird for her, wearing a white shirt and a black leather apron. There was no make-up on her face, and her hair was tied back. "I got a shift at the Cord & Rifle. Anyway, how you guys doing?" Erin looked at Jack, he shrugged, and she turned back to Lucy saying, "We're good." "What happened to your mom & dad?" "They had some questions. I told them that I've been seeing Erin for a while and you guys came over, so I can help you with your laptop." "And. I am uh, crashing; at your home," Erin said, emphasizing any modern words. "Cool, cool." Lucy looked passed her phone, then there was a knock and a muffled voice. She nodded and said, "They need me back behind the bar. There was also one thing. Tomorrow, it's just us and your parents, right? Like your sisters aren't going to burst in while we're burning sage or nude?" "Nude?" Erin looked at Jack, squinting her eyes. He shook his head and turned back to Lucy, "No. You don't have to worry about them. Katie and Beth will be flying out on 23rd. They got tickets to Taylor Swift tomorrow. Unless LA gets a plague of spiders, they are going to be there." "Okay then," Lucy nodded, "So, we need to drug your parents," she said, so casual. She then looked away, mouthing 'what' at someone. "Shit, I need to go." "What do you mean, drug my parents?" "Yeah, we need to drug them." Lucy stood up and looked like she was moving. "Why?" "They have to be drugged," Lucy replied, "Bye guys!" Jack glanced at Erin, then back to his blank phone screen. Tomorrow is going to be a long, stressful day. *** In a couple of hours, the Winter Solstice would happen, and Erin sat on Jack's bed. She watched him paced in the room, on the phone with one of his sisters. He said that he was helping her out with a computer problem, but as he talked to his sister, Erin only heard half of the conversation and it made no sense to her. She never really interacted with anyone else in the house. Before Jack and his family moved in, Erin tried to keep to herself, always in the corner of the eye of the house's occupants for a quick second, then disappearing. She didn't even want to be seen by Jack initially but had no choice as her attic became his bedroom. Few times, she would find herself in his sisters' rooms and would see them. Erin struggled to remember their names. What was she supposed to say whenever she meets them? Erin clenched her eye shut, hating herself. It was wrong to think about the future. There were so many things that could go wrong. Jack ended the called and turned to Erin, "I hate being the family's I T support," he said, rolling his eyes. "I T?" "Never mind." He settled on the bed next to her and slipped on his boots. "It'll be weird when I introduce you to them. Katie will be anywhere from cool to disinterested. I know for a fact that Beth will be asking you non-stop questions. She's a pain like that." Erin smiled and said, "You're being too confident. It might not happen. And if this ritual fails, I will accept it with grace." "Really?" "I need to. Just so I can stay sane." "I've got a text from Lucy. She's outside." Jack stood up and grabbed his jacket. "I have faith something will happen. Something good," he said, smiling back at her. "It's like a 40-minute drive to the cemetery. We will be a while. Try to stay here until me or Lucy come up." "Good luck," Erin replied. It was getting too much for her. Erin knew how she was feeling over him. She loved Jack. It terrified her. If the ritual fails, what would happen to Jack, Erin asked herself. He had this single-minded focus on helping her. She was worried that if it doesn't work, he won't be able to move on. Lucy pulled her Ford over and cut the engine. Jack wasn't going to say anything to her, but her car should not be making those types of sounds. It was like a Transformer was having a heart attack. Looking out of the window, he didn't see anyone. They left the car and slowly walk to the wall; it looked low enough for them to climb. Jack didn't know if there was some kind of night guard but said to Lucy that they should sneak in, just in case. She agreed, and soon he was boosting her over the wall. Climbing over, Jack landed on frozen grass that crunch with every step. They were lucky with the wind howling, making enough noise to cover their movements. "You ever been in a cemetery before?" Lucy asked, flashing the torch at a gravestone. "No. Have you?" "Yeah," she replied, "Loads of times; its part of the job. When I started hearing voices of the dead, I was like a goth goddess. Every Friday, someone was dragging me to a cemetery or a graveyard. Guys would hit on me all the time. I gave my first handy at a grave." "I got my first one during a school trip to Bangor," he said, looking at a gravestone, "I'm pretty sure that I told Erin about it." "How's Erin handling it?" Lucy asked, "Is she freaking out being a real woman again?" "Not really." Lucy stopped and Jack did the same. "Have you guys said anything about the future?" Jack sighed and shook his head. "Where's she going to stay? You're going back to Boston; is she going to follow you or stay here? She will need help with ID and social security." "I know. But Erin just doesn't want to think about the future. Talking about Boston, what she wants to do with her life and everything else, it will fucking hurt if tomorrow she's still a ghost. She's protecting herself." Lucy nodded and said, "I understand." Jack looked around, feeling that they were lost. Realizing that there was no guard and they were definitely alone, Jack and Lucy walked to the entrance. From there, they methodically worked their way up, finding Erin's grave after thirty minutes of searching. Lucy bent down and jammed a trowel into the ground. The frozen soil being too hard for her and Jack quickly took over. It took a couple of jabs to loosen the dirt. He scooped it up and funneled it into a sterilized container. Jack did ask why the box had to be sterilized. "You ever seen the Fly?" Lucy replied, tightening the lid around the plastic box, "You don't want her DNA mixing with something else. Turning her into a hybrid." "Really?" "Nah. It's just what it says to do in the grimoire," Lucy grinned, "Okay's let's get the hell out of here and roofie your parents." The Resurrection at Solstice. Jack searched the pantry for marshmallows, knowing that they were there somewhere. Lucy was upstairs with Erin. She was surprisingly easy to sneak into the house without his mom and dad noticing. While she was keeping Erin company, Jack was making his parents cocoa. Lucy had given him some weird smelling liquid to mix into the cocoa. It should make them fall asleep. He had to hide his look of glee when his dad said yes when he asked. If he didn't, they would be in trouble. He handed them the cocoa and settled down on the sofa, away from his parents. They were watching some Holiday cake show, and Jack would occasionally look up from his phone; they were still awake but getting quiet. Five minutes, he caught his mom closing her eyes and his dad doing that move of falling asleep, then jolting back awake. Ten minutes later, they were both deep asleep. He knew that they would be pissed at him in the morning, letting them sleep all night on the sofa. Waiting another ten minutes, Jack checked that they were still asleep and texted Lucy. It took just seconds for Erin to suddenly appear in his living room and the sound of Lucy running down the stairs. Both also checked if his parents were out cold; he guessed that they were also scared of being interrupted. "What did you give them?" Jack asked, staring at his snoring parents. "Oh, Valerian root and CBD oil," Lucy said, "We should get ready." "How long do we have?" Erin asked. "We got time," Lucy replied, looking at her phone. "The solstice is at 12:34am. This ritual has to happen during that time." "So, what do we have to do?" Jack said. They went back into Jack's room. Just like the s ance, they had to use the bedroom to host the ritual. Jack pushed everything to one side again, leaving a large empty space. Lucy made another circle, this time out of salt. There was something wrong with this; Jack had seen horror movies that use rings of salt as protection from the Devil. He wanted to ask if they're technically practicing Satanism. "This is just to make sure that we contain any kind of magic that we've created," Lucy said. After the circle was done, Jack placed seven black candles around the ring. They smelt funny, like someone could get high from the fumes. Lucy then put the grave dirt in the circle, making a pile with her hands. Directly opposite the soil, she positioned the silver bucket they had used before. While they worked on the preparations, Erin stood next to the door, silently watching them. Once Lucy said they were ready, they headed downstairs and to the kitchen. There was still some time to go, at least forty minutes. They could have waited in Jack's room, but both he and Lucy were too scared to touch anything and ruin the ritual. With Jack's parents snoring in the living room, they settled around the kitchen table. "Do you want something to drink?" Jack asked, breaking the silence between them. "Oh, god yes." Jack reached into a cabinet and pulled out a bottle of whiskey. "Dad got a bottle of Maker's Mark from my uncle," he said, pouring glasses for him and Lucy. They both quickly finished the bourbon and refilled their glasses. But Jack paused before taking another sip. He looked up from his drink to Erin and said, "Sorry about this." "Me too," Lucy said, hesitating as well. "But, if this works. I'm going to take you to a bar and we'll get hammered." Erin looked away and chuckled to herself. "Today, is it really that special? The Winter Solstice." "Yeah," Lucy said, "There's so many things that happen today. Yule is celebrated today by pagans and Satanists. Then there's the whole life-death-reborn symbolism of it, being the shortest day." She took another sip of bourbon and asked, "If this ritual works or doesn't, you're still going to experience a modern Christmas. How was that like back in 1890s?" Erin let out a quick smile and shrugged her shoulders. She said, "It was the same. There was Father Christmas ; Santa, Christmas trees and presents. When I was alive, I'd go to church number of times before Christmas. My mam and my nana would give me presents on 6th December. How about you two? What are your traditions?" "Mine are really boring," Jack said, "Typical Christmas. Exchange gifts, eat too much, drink too much. But it's the only time my sisters do all of the cooking. Like Christmas dinner is their time to shine. Later in the evening, we go to the movies. Lucy?" "Pass," she said, "With this talking to dead people, I never really celebrated Christmas. Normally out getting drunk with friends or strangers." Lucy then checked her phone and then said, "We should probably stop drinking. It's getting near midnight and I probably shouldn't be swaying when I start reading the grimoire. And if you drink too much, it might affect your plumbing. And we need a good, sexy, show." Jack rolled his eyes and stood up. He said, "I don't know anything about sex magic and what it does. But I really think you just want to watch us fuck." Erin stood next to him, blushing uncontrollably. She covered her face and looked away. "Maybe," Lucy grinned, "You guys go to your room and I'm gonna get changed and we'll start." Jack and Erin were in his bedroom, standing inside the circle. They stayed quiet, not even keeping eye contact with each other. Jack would open his mouth from time to time and try to say something, probably some reassuring words to Erin. He had none, though; so he kept his mouth shut and waited. His bedroom door swung open, and in walked Lucy. She had changed, replacing her jeans and sweatshirt with an ankle-length black dress. It had long sleeves and fit snugly around her curves. She also pulled her long blonde hair in a ponytail, wearing black lipstick and eye shadow. She could see them staring at her and said, "I'm trying to match what they were usually wear for this kind of thing." "So, should we get started?" Jack asked. "Yeah. You start lighting the candles. I'm going to start the fire and burn the sage." It was just like as Jack thought, the weird-smelling candles that he placed around the circle started exhaling a strange odor. It smelt like weed, but some cheap, disgusting weed. After that was done, he joined Erin back in the circle. Smoke from the sage filled the room, but it wasn't overpowering like the night of the s ance. Lucy held the grimoire tightly and rounded the circle, standing in front of the dirt. "I'm going to start reading the grimoire. When you can, start kissing and do you-know-what." "Are you okay?" Jack asked as he stood in front of Erin. "Yeah. I'm calm." Jack dropped his eyes to her hands. She was trembling. "Okay guys, let's get weird," Lucy said before she began reading. "Our good being. Bear this night lights open this fruit female. Set the Cork grass light. Her fruit diminished. Days gathering seasons said air together for every day lost. Given her wherein dry replenish. Light her subdued wings." Lucy lowered her head, facing Jack and Erin. They both looked puzzled. Lucy rolled her eyes and said, "Just, kiss now!" Jack tried to take Erin's hand, but his fingers went through hers. She widened her eyes, scared at what was not happening. She was still non-corporeal. Something had gone wrong, and they could be out of time. "Fuck. Fuck. Fuck." Lucy said to herself, frantically flipping through the grimoire. Jack kept eye contact with Erin and asked, "Lucy, can't we do this another day?" "No. Today is the day Erin died and it falls on the Winter Solstice. We might have to wait another year or two for the right time to occur, again." "If we wait," he said, still looking at a scared Erin, "There is no way Erin could go unnoticed by my parents. Even if I stay here." Lucy jumped into the circle and stood in front of Erin. "You have to possess me." "What?" Erin said, nearly yelling, "Why
Hello, media consumers! Bryan and David come together today to celebrate Jolabokaflod! The show opens with David opening his gifts from Bryan before they dive into their thoughts on Vanity Fair's big new feature on Trump's chief of staff, Susie Wiles (13:03). Next, the guys listen to some of this past weekend's football audio, with a touch of some wrestling audio at the end (23:33). After that, Bryan and David examine the way the media reported on the homicide of Rob Reiner and Michele Singer Reiner, followed by Trump's response to Reiner's death (32:44). The show ends with today's Notebook Dump, where they comb through mullets in journalism (47:51). Plus, the Overworked Twitter Joke of the Week, and David Shoemaker Guesses the Strained-Pun Headline! Hosts: Bryan Curtis and David Shoemaker Producer: Bruce Baldwin Learn more about your ad choices. Visit podcastchoices.com/adchoices
On this episode of Destination on the Left, I'm at the NTA Travel Exchange in Ottawa to speak with eight leading professionals shaping the future of group travel, tourism, and hospitality. You'll hear insights from leaders who share the latest market trends, traveler behaviors, innovative approaches, and what's ahead for 2026. The conversations explore the strong resurgence of group tours, the rise of small group and multi-generational travel, and a growing demand for immersive, meaningful experiences—from stargazing in Utah to luxury train journeys. You'll discover how industry partnerships and collaborations, such as inter-association alliances and joint destination marketing efforts, are helping operators adapt to challenges and seize new opportunities. In this episode, you'll hear from these knowledgeable tourism leaders: Vince Accardi: https://www.linkedin.com/in/vince-accardi-cae-15890033/ Wendy Dobrzynski: https://www.linkedin.com/in/wendy-dobrzynski-9604851/ Chad Ellis: https://www.linkedin.com/in/chad-ellis-8227611b0/ Jeff Bont: linkedin.com/in/jeff-bont-832a7513 Richard Arnold: https://www.linkedin.com/in/richard-arnold-597ab536/ Brenna Moore: https://www.linkedin.com/in/brennamoore Jason Murray: https://www.linkedin.com/in/jason-murray-585426219/ Brent Dalrymple: https://www.travelsunrise.com/about/team/brent-dalrymple What You Will Learn in This Episode: How group tours are evolving, including the rise of small-group and multi-generational travel Why immersive and experiential travel is in high demand, with travelers seeking story-rich, active adventures What industry leaders are seeing in terms of major market trends, including a resurgence in demand and travelers' changing expectations How partnerships and collaborations between associations, DMOs, and attractions are strengthening the group travel industry and opening new markets Why upcoming events like the Route 66 Centennial and America's 250th anniversary are shaping new itineraries and driving tour planning for 2026 What challenges operators are facing, such as shifting consumer sentiment and border issues How technology, data, and consumer insights are being used to track travel sentiment and inform future business decisions across the travel sector A New Wave of Group Travelers At this year's NTA Travel Exchange in Ottawa, we bring together a great lineup of industry leaders to discuss key trends, challenges, and innovations set to shape group tourism into 2026 and 2027. From new tour models and demographic shifts to major anniversaries and the rise of experiential itineraries, these insights reveal an industry that's not only recovering but thriving. It's an exciting time for group travel. Both Vince Accardi and Wendy Dobrzynski explain why the "senior" market is no longer a monolithic group—retirees are younger, wealthier, more adventurous, and more interested in curated, comfortable experiences. Buses are once again filling up, often with multi-generational families and smaller groups seeking meaningful, shared adventures. Richard Arnold highlights that small group tours remain in demand, with 2026 departures already selling out. Flexible departure sizes, customized itineraries, and a willingness to split larger busloads into more intimate cohorts are key strategies for operators catering to evolving traveler preferences. Experiential and Immersive Travel Takes Center Stage Today's groups are looking for more than sightseeing, they're after immersive, story-rich experiences. Chad Ellis from Boda Borg Boston shares how activity-based attractions built around collaboration and problem-solving are striking a chord with groups large and small, from school trips to team-building getaways. Jason Murray of Southwest Adventure Tours reports a boom in experiential travel, especially among families booking private adventures to explore the outdoors and the night sky together. His new focus on "astro tourism" with Dark Sky Adventures reflects a growing appetite for education, enrichment, and unique moments under rare night skies. The Power of Partnership If there's one recurring theme, it's the transformative power of partnership. From national associations banding together in support of their members, to innovative cross-state collaborations like Wendy Dobrzynski's Dynamic Destinations, cooperation is helping travel businesses and DMOs expand reach, cut costs, and deliver even better value for travelers. Jeff Bont from Rocky Mountaineer and Canyon Spirit illustrates another kind of collaboration, working closely with tour operators and travel agencies to create sell-out trips, leveraging iconic anniversaries like America's 250th and Route 66's centennial for compelling, themed itineraries. We value your thoughts and feedback and would love to hear from you. Leave us a review on your favorite streaming platform to let us know what you want to hear more of. Here is a quick tutorial on how to leave us a rating and review on iTunes!
Patricia and Christian talk to Professor Steven Hail about some of the tricky questions progressive leaders and activists are facing. The conversation explores Zack Polanski's bold media messaging, bond market myths, and the historic opportunity for MMT-informed politics in the UK. Please help sustain this podcast! Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast LIVE EVENT! THE FAUXBEL PRIZE IN ECONOMICS 2026
Patricia and Christian talk to Professor Steven Hail about some of the tricky questions progressive leaders and activists are facing. The conversation explores Zack Polanski's bold media messaging, bond market myths, and the historic opportunity for MMT-informed politics in the UK. Please help sustain this podcast! Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast LIVE EVENT! THE FAUXBEL PRIZE IN ECONOMICS 2026
“Worldwide Exchange” delivers essential, actionable information and analysis for anyone who wants to be part of the global business conversation. CNBC Anchor Frank Holland takes listeners through top business stories with global significance. Features conversations with key leaders, analysis of business and investor trends, and impact across international markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Speaker: Pastor Nate Richie
Joining the Exchange to discuss the problem and project solutions is Tim Greseth, Executive Director of the Oregon Wildlife Foundation.
In this final episode of their series for The Economics Show, FT chief economics commentator Martin Wolf and Nobel laureate Paul Krugman consider listeners' questions and comments ranging from a critique of globalisation, increasing inequality and plutocracy, the global appetite for US federal debt, China's economic future and much more.Subscribe and listen to this series of The Economics Show on Apple Podcasts, Spotify, Pocket Casts or wherever you listen to podcasts. Read Martin's column here Subscribe to Paul's substack hereFind Paul's cultural coda here.Find Martin's cultural coda here.Produced by Mischa Frankl-Duval and Josh Gabert-Doyon. Manuela Saragosa is the executive producer. Tom Hannen is the video editor. Sound design and original music by Breen Turner.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
In this episode, we examine what actually happens when crypto markets break — how leverage builds beneath the surface, liquidity disappears, and liquidation cascades turn volatility into systemic failure. Doug Colkitt, a quantitative trader and DeFi builder whose experience spans both traditional finance and crypto market structure. Doug began his career on Wall Street at Citigroup before moving into high-frequency trading at Citadel during the 2008 financial crisis. He later built and traded his own systems across futures, volatility products, and international equities, including running a major market-making operation in Turkish stocks. Today, Doug focuses on crypto and DeFi infrastructure, working with perpetual futures, liquidation mechanics, and exchange design. We discuss why traders still get wiped out when they think they're hedged, how liquidation cascades accelerate, and what recent market failures reveal about leverage and market structure under stress. Links +Resources: Ambient Finance on X (Twitter): @AmbientFinance Website: https://ambient.finance Sponsor of Chat With Traders Podcast: ● Trade The Pool: http://www.tradethepool.com Time Stamps: Please note: Exact times will vary depending on current ads. 00:00:00 Intro and Background 00:03:43 Starting Individual Trading and High Frequency Systems 00:04:09 Focus on Index Futures and Competitive Markets 00:06:15 Michael Lewis's 'Flash Boys' and HFT Accuracy 00:07:00 Impact of HFT on Smaller Traders 00:09:13 Market Makers and Price Competition 00:09:37 HFT Evolution and Market Dynamics 00:11:24 Trading VIX Futures and Market Inefficiencies 00:13:08 Transitioning to Medium Frequency Trading 00:13:34 Trading Turkish Equities and Market Makings 00:15:35 Exploring Cryptocurrency Trading 00:18:32 Diving into Decentralized Finance (DeFi) 00:20:06 Arbitrage Opportunities in Crypto Markets 00:22:00 Flash Loans and Risk-Free Trading 00:22:48 Adjustments to Trading Bots Over Time 00:25:11 Criteria for Trusting Decentralized Exchanges 00:28:46 Liquidity Providing and Yield Opportunities 00:29:16 Volatility and Risks in Liquidity Provisioning 00:31:47 Understanding Perpetual Contracts in Crypto 00:36:04 October 10, 2025 Crypto Massacre Overview 00:37:36 Leverage and Market Dynamics 00:41:23 Impact of Liquidations on Market Sentiment 00:41:43 Market Maker Behavior During Crises 00:43:45 Liquidity Issues in Centralized Exchanges 00:44:53 Hyper Liquid Vault and Liquidation Dynamics 00:45:55 Market Making Strategies and Risk Management 00:49:15 Insurance Fund Models in DeFi 00:51:43 Ambient Finance Project Overview 00:53:08 Separation of Exchange and Clearinghouse 00:54:14 Innovations in Perpetual Trading 00:55:46 Takeaways from the October 10th Massacre 00:57:03 Future Plans for Insurance Fund Integration 00:58:28 Real World Assets and Crypto Integration Trading Disclaimer: Trading in the financial markets involves a risk of loss. Podcast episodes and other content produced by Chat With Traders are for informational or educational purposes only and do not constitute trading or investment recommendations or advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
On today's P1 Podcast, Sky lets us know about yet ANOTHER moment she was released into the public and said something that she very much shouldn't have... This time it involves drinking, Christmas, and Jesus?
As our wellness theme continues, today we're focused on student wellness, which is essential to producing competent, confident, and emotionally healthy CRNAs. Erin and Greg welcome Matthew Zinder, DNAP, CH, CRNA, practice owner, educator, wellness researcher, and co-founder of Program Prep, to break down the realities of stress inside anesthesia programs and what both faculty and students can do about it. Here's some of what you'll hear in this episode:
Sunday, December 14, 2025Series: Unwrapping ChristmasMessage: A Better Kind of PeaceBy: Bryant May, Lead PastorLearn more about The Exchange at www.theexchange.cc
Kay Properties & Investment's President, Chay Lapin and Vice President, Tim Emanuel discuss the growth of 721 Exchange UPREITs and what are some of the pitfalls investors need to be aweare of before investing in this complicated investment strategy.
TakeawaysProcessing is crucial for flavor development in coffee.Historical context shows the evolution of coffee processing methods.Washed and natural processing methods yield different flavor profiles.The rise of semi-washed and honey processes reflects innovation in coffee.Costa Rica has played a pivotal role in coffee processing advancements.Consumer preferences influence the popularity of processing methods.Anaerobic and co-fermented coffees are gaining traction in specialty coffee.Digestive processing. Part of The Covoya Coffee Podcasting Network TAKE OUR LISTENER SURVEY Visit and Explore Covoya!
with Damion Chaplin. Monday at 9:30pm ET
Gracias por estar del otro lado, gracias por sus comentarios y el apoyo al contenido de este espacio y de cursosbitcoin, pero sobre todo gracias por ser una comunidad sana donde compartimos información y ayudamos.Clases nuevas de la semana en: https://cursosbitcoin.comConfiguración inicial Umbrel OSBitcoin core Umbrel OS
Click here to register for my FREE Masterclass: https://autc.pro/TSSeng-pod?utm_source=spreaker&utm_medium=poden&utm_content=483&sl=spreaker-poden-483
In this episode of The PowerShell Podcast, Shannon Eldridge-Kuehn returns to discuss her journey since becoming a Microsoft MVP, her experiences at Microsoft Ignite, and her evolving views on technology, communication, and personal growth. Shannon shares stories from Ignite, including Mark Russinovich's fascinating demo on optical computing, and offers insight into how AI is reshaping IT work, both in efficiency and responsibility.The conversation expands beyond tech, touching on mentorship, emotional intelligence, and the importance of grace, empathy, and connection in professional and personal life. Shannon and host Andrew Pla explore how better communication, mental health awareness, and authentic collaboration can transform careers and communities alike. Key Takeaways: AI as a partner, not a replacement – Shannon views AI as a powerful companion that amplifies human creativity, not a threat to jobs or individuality. Communication is the real superpower – Technical skills open doors, but empathy, curiosity, and active listening sustain success and build trust. Find your community and give grace – Whether mentoring or learning, everyone benefits from patience, understanding, and a supportive network. Guest Bio: Shannon Eldridge-Kuehn is a Principal Solutions Architect at AHEAD and a Microsoft MVP with a unique blend of technical depth and strong communication roots. A University of Nebraska–Lincoln graduate in Communication Studies with a minor in English, she began her journey into tech through DJing and audio troubleshooting, which sparked a passion for problem-solving. Over time, she progressed from help desk roles into advanced infrastructure and cloud engineering, with experience spanning Windows systems, VMware, Exchange, Office 365, and Azure. Her career includes roles at Microsoft and 10th Magnitude, where her love for cloud truly flourished. Shannon leverages her background in public speaking and writing to bridge the gap between business needs and technical solutions. Resource Links: Shannon's Blog – https://shankuehn.io Shannon on X (Twitter) – https://twitter.com/shankuehn Connect with Andrew - https://andrewpla.tech/links Microsoft Ignite – https://ignite.microsoft.com PDQ Discord – https://discord.gg/PDQ PowerShell Wednesdays – https://www.youtube.com/watch?v=lBLDfE1aiuE&list=PL1mL90yFExsix-L0havb8SbZXoYRPol0B The PowerShell Podcast on YouTube: https://youtu.be/okVO33wX5xY
This week the Noonas secretly assigned each other dramas or movies to watch. The catch was that they all had to be under 3 hours, short lengths you could watch in under an afternoon. What resulted was a delightful mix of options that really proved that they know each other's tastes well! Check out the episode to find out what they watched, and if you should spend an afternoon checking them out yourself! Check out the Episode post for links: https://bit.ly/48UtHuO We'd love to hear from you! Send us a message at certifiednoonas@gmail.com or on our socials (Bluesky and Instagram) @CertifiedNoonas. Like our content and want access to some fun extras? Consider becoming a member of our Found Family and support us on Patreon: patreon.com/CertifiedNoonas. Join our Discord
47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate GUEST LINKS: https://x.com/mikehassard https://x.com/TorEkelandPLLC TIMESTAMPS (00:00:00) Monerotopia Introduction. (00:14:34) Monerotopia Price Report Segment w/ Bawdyanarchist. (00:52:31) Monerotopia Guest Segment w/ Michael Hassard and Tor Ekeland. (02:09:25) Monerotopia News Segment w/ Tony. (02:13:39) Bitcoin Vs Gold. (02:17:49) Funny Post. (02:18:04) ShopinBit Payment Stats. (02:18:30) Where can someone offer a servisse in Exchange for XMR. (02:19:33) Monero.careers (02:20:20) CZ Challenge. (02:21:45) Vlad post. (02:22:25) Monero received nearly $1m donations in 2025. (02:23:09) CCS Funding Required. (02:23:40) emsczkp research Bulletproofs (02:23:59) Bawdy post. (02:24:40) RetoSwap. (02:25:10) Zcash Foundation Legal Team. (02:26:07) Untraceable post. (02:27:15) Monero Bazaar apartment. (02:28:03) Crypto for 2026. (02:29:50) Paul Atkins. (02:33:10) Monero block size. (02:34:15) MIT student Arnav Kapur. (02:36:40) "Offensive" meme can land you in jail. (02:39:20) Joey Barton prison. (02:42:28) Monerotopia Viewers on Stage Segment. (04:08:58) Monerotopia Finalization. NEWS SEGMENT LINKS: https://x.com/walkeramerica/status/1997396095593312281?s=46 https://x.com/bawdyanarchist/status/1998119104415256908?s=46 https://x.com/endwokeness/status/1998031974053875957?s=46 https://x.com/monerospace/status/1998761310394396890?s=46 https://x.com/returnofkappy/status/1998968510375178734?s=46 https://x.com/schmidt1024/status/1999171374447812932?s=46 https://x.com/secpaulsatkins/status/1999248667937841188?s=46 https://x.com/iovowl/status/1999299732686950783?s=46 https://x.com/barrysilbert/status/1999540080696840427?s=46 https://x.com/thedesertlynx/status/1999667516474556716?s=46 SPONSORS: PRICE REPORT: https://exolix.com/ GUEST SEGMENT: https://cakewallet.com & https://monero.com NEWS SEGMENT: https://www.wizardswap.io XMR.BAR: https://xmr.bar Don't forget to SUBSCRIBE! The more subscribers, the more we can help Monero grow! XMRtopia TELEGRAM: https://t.me/monerotopia XMRtopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social ODYSEE: https://bit.ly/3bMaFtE WEBSITE: monerotopia.com CONTACT: monerotopia@protonmail.com MASTADON: @Monerotopia@mastodon.social MONERO.TOWN https://monero.town/u/monerotopia Get Social with us: X: https://twitter.com/monerotopia INSTAGRAM: https://www.instagram.com/monerotopia DOUGLAS: https://twitter.com/douglastuman SUNITA: https://twitter.com/sunchakr TUX: https://twitter.com/tuxpizza
If someone were to ask you what God was like, what would you say? Perhaps the best answer we can give someone is tied to what Jesus did on Christmas day. Join us this weekend for our Christmas Program as Pastor Brandon shares about how the ultimate exchange speaks volumes about what God's like. Services are Saturday at 4:30 and 6:00 pm, Sunday at 9:00 and 10:30 am.
The Krewe is joined by Atsuko Mori of Camellia Tea Ceremony in Kyoto for a deep dive into the Japanese tea ceremony. Together, they explore the experience itself, the tools and etiquette involved, what guests can expect, and why preserving this centuries-old tradition still matters today.------ About the Krewe ------The Krewe of Japan Podcast is a weekly episodic podcast sponsored by the Japan Society of New Orleans. Check them out every Friday afternoon around noon CST on Apple, Google, Spotify, Amazon, Stitcher, or wherever you get your podcasts. Want to share your experiences with the Krewe? Or perhaps you have ideas for episodes, feedback, comments, or questions? Let the Krewe know by e-mail at kreweofjapanpodcast@gmail.com or on social media (Twitter: @kreweofjapan, Instagram: @kreweofjapanpodcast, Facebook: Krewe of Japan Podcast Page, TikTok: @kreweofjapanpodcast, LinkedIn: Krewe of Japan LinkedIn Page, Blue Sky Social: @kreweofjapan.bsky.social, Threads: @kreweofjapanpodcast & the Krewe of Japan Youtube Channel). Until next time, enjoy!------ Support the Krewe! Offer Links for Affiliates ------Use the referral links below & our promo code from the episode!Support your favorite NFL Team AND podcast! Shop NFLShop to gear up for football season!Zencastr Offer Link - Use my special link to save 30% off your 1st month of any Zencastr paid plan! ------ Past KOJ Traditional Japan Episodes ------Rakugo: Comedy of a Cushion ft. Katsura Sunshine (S6E1)The Castles of Japan ft. William de Lange (S5E19)Foreign-Born Samurai: William Adams ft. Nathan Ledbetter (Guest Host, Dr. Samantha Perez) (S5E17)Foreign-Born Samurai: Yasuke ft. Nathan Ledbetter (Guest Host, Dr. Samantha Perez) (S5E16)The Thunderous Sounds of Taiko ft. Takumi Kato (加藤 拓三), World Champion Taiko Drummer (S5E13)The Real World of Geisha ft. Peter Macintosh (S5E7)Inside Japanese Homes & Architecture ft. Azby Brown (S5E6)Kendo: The Way of the Sword ft. Alexander Bennett, 7th Dan in Kendo (S4E16)The Life of a Sumotori ft. 3-Time Grand Champion Konishiki Yasokichi (S4E10)The Intricate Culture of Kimono ft. Rin of Mainichi Kimono (S4E7)Shamisen: Musical Sounds of Traditional Japan ft. Norm Nakamura of Tokyo Lens (S4E1)Henro SZN: Shikoku & the 88 Temple Pilgrimage ft. Todd Wassel (S3E12)Exploring Enka ft. Jerome White Jr aka ジェロ / Jero (S3E1)The Chrysanthemum Throne ft. Dr. Hiromu Nagahara [Part 2] (S2E18)The Chrysanthemum Throne ft. Dr. Hiromu Nagahara [Part 1] (S2E17)Yokai: The Hauntings of Japan ft. Hiroko Yoda & Matt Alt (S2E5)The Age of Lady Samurai ft. Tomoko Kitagawa (S1E12)Talking Sumo ft. Andrew Freud (S1E8)------ About Camellia Tea Ceremony ------Camellia Tea Ceremony WebsiteCamellia on X/TwitterCamellia on InstagramCamellia on BlueSkyCamellia on YouTube------ JSNO Upcoming Events ------JSNO Event CalendarJoin JSNO Today!
When "it" doesn't happen, it's easy to lose hope
We're knee-deep in the last month of trading for the year, and the Fed just delivered its last rate cut of the year—exactly as expected, but not without disagreement on the committee. Tune in for a fast breakdown of the week's market swings and what December's meeting could signal for 2026.Since the election, investors have been buzzing about the “Trump Trades”—the expected to soar under the new administration. But did they actually perform? We dig into the stocks that were supposed to surge, the ones that fizzled, and the surprising rallies sparked by political headlines and social-media “market tips.”A brand-new stock exchange is headed for Texas. Necessary innovation or just noise? With SEC approval, heavyweight backing, and plans to launch in early 2026, TXSE could reshape where—and how—companies list and trade. We break down what it could mean for public markets and everyday investors.And as part of our ongoing series on AI's financial footprint, we unpack Meta Platforms' latest move: a $27 billion data-center buildout that won't touch its balance sheet. Through a joint venture with Blue Owl Capital—where Meta keeps just a 20% stake and books the facility as a lease—the company is pushing off-balance-sheet financing to new territory. What does that mean for risk, transparency, and investors? We explain.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — December 13, 2025 | Season 39, Episode 50Timestamps and Chapters6:19: Market Recap + Fed watch 14:59: Trump Trades29:10: New Kid on Wall Street? Meet the Texas Stock Exchange36:29: Meta's $27 Billion Off-Balance-Sheet MoveFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial.Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
AP correspondent Rica Ann Garcia reports on the release of a Nobel Peace prize laureate and a key opposition leader by Belarusian authorities as the country moves to improve its ties with the US.
“Worldwide Exchange” delivers essential, actionable information and analysis for anyone who wants to be part of the global business conversation. CNBC Anchor Frank Holland takes listeners through top business stories with global significance. Features conversations with key leaders, analysis of business and investor trends, and impact across international markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Kay Properties & Investment's President, Chay Lapin and Vice President, Tim Emanuel discuss the growth of 721 Exchange UPREITs and what are some of the pitfalls investors need to be aweare of before investing in this complicated investment strategy.
Bradley and Dawn announce the winner of the annual holiday treat exchange at myTalk. Kelly Osbourne is not here for your concern. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
“Worldwide Exchange” delivers essential, actionable information and analysis for anyone who wants to be part of the global business conversation. CNBC Anchor Frank Holland takes listeners through top business stories with global significance. Features conversations with key leaders, analysis of business and investor trends, and impact across international markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Vanessa Houk joins the Exchange to discuss her Courage award, her life and her mission.
Bradley, Dawn and Holly judged this year's cookie exchange. The blinds had some hot gossip about Mariah Carey and Sophie Turner!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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