Podcasts about costs

John Chang breaks down the latest economic and market signals after a week of meetings in New York City. He explains how the temporary government funding deal both alleviates short-term pressures and extends broader uncertainty—impacting GDP, consumer spending, and investor sentiment. John also unpacks capital flows, interest-rate volatility tied to upcoming Federal Reserve changes, and why debt availability is improving even as risk factors persist. He contrasts Sun Belt oversupply with strong performance in low-construction markets, and ultimately argues that today's elevated cap rates and stable debt costs may represent a rare “sweet spot” for long-term investors. Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Following Jesus means surrender. True discipleship calls you to lay down your life and walk in His ways.

Today's conversation is with Andrew Wade, the founder of The Core Values Channel - a platform dedicated to exploring practical, centrist, and economically literate solutions to Britain's biggest challenges.Andrew's background is in UK manufacturing and international trade, selling British products across Europe and Africa. But after seeing first-hand how political and economic decisions were damaging productivity and punishing working citizens, he decided to step forward with his own plan for national renewal.In this conversation, we dive into his detailed proposals for fixing the UK's cost of living crisis, reducing the national debt, and rebuilding a culture of contribution and productivity. Andrew doesn't just critique the current system, he lays out what a sustainable, fair, and growth-focused Britain could look like.Expect to learn:Why Andrew believes Britain needs a new centrist economic movement with real solutionsHow to solve the cost of living crisis without punishing productive workersWhy cutting benefits is essential and how a community service model could workThe problem with importing non-contributing labour and benefit dependencyHow benefit fraud, “sickfluencers,” and policy loopholes distort welfare budgetsWhy job creation must focus on manufacturing and service sector exportsHow Net Zero policies have been hijacked and the hidden costs of wind and solarWhy Scotland's wind contracts and solar subsidies are damaging food securityThe flaws in Gary Stevenson's wealth tax proposal and Andrew's alternativeWhy the UK already has multiple forms of wealth tax (CGT, IHT, Stamp Duty, Council Tax)How to motivate millionaires and billionaires to fund affordable housing projectsThe failure of “envy taxes” and why income tax reform is key to growthHow immigration and youth policy must shift to reward productivity and contributionWhat individuals can do today to protect themselves from the cost of living crisisToday's episode is optimised by Puresport. You can save 10% using code CAMBRO10 - https://puresport.co/CAMBRO10Get my Sales Support - https://colcambro.kit.com/d0dceeb5ffFuel your focus with COLIN10 and Neutonic - https://www.neutonic.com?sca_ref=9669547.luRRrQVs1D2aX&utm_source=uppromote&utm_medium=affiliate&utm_campaign=263773Connect with Andrew WadeYouTube: https://www.youtube.com/@The-Core-Values-MovementLinkedIn: https://www.linkedin.com/in/andrew-wade-16210817/Connect with ColInstagram: https://www.instagram.com/col.cambro/Email List: https://colcambro.kit.com/30bde23b0cPatreon: https://www.patreon.com/ColCampbell

Philadelphia faces yet more commuter strains as SEPTA cancels a dozen Regional Rail trains this week. Holiday costs are also rising; the average Thanksgiving dinner for 10 now totals $83.65, a 19% increase .State lawmakers plan to vote on a state budget ending the 135-day standoff. The former CEO of the Philadelphia Museum of Art is suing the institution, alleging wrongful termination after raising mismanagement and discrimination concerns. Meanwhile, Netflix will open one of its first U.S."Netflix House" entertainment venues at the King of Prussia Mall this week. Listen to The Week in Philly on KYW Newsradio every Saturday at 5am and 3pm, and Sunday at 3pm. 00:00- Intro 02:08- SEPTA struggles 07:22- State budget passes 13:34- Mendez trail 18:48- Philadelphia Art Museum drama unfolds 24:51- The cost of Thanksgiving rises 30:44 Netflix House To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Grab my breakdown of the 5 Low-Cost Businesses That Make $1 Million: https://www.franchiseempire.com/lowcost?utm_source=TJnov152025And if you're interested in franchising but don't know which ones are worth the cost, make sure to check out my 5 Franchises that Make Big Money: https://youtu.be/MPks09QnNcUEver thought about owning a hotel franchise? In this video, I break down one of the most well-known names in hospitality, Hampton by Hilton. From the startup costs to earnings… this one might surprise you. We'll also look at what makes this brand different, and whether it's even realistic for most buyers. If hotel ownership has ever crossed your mind, watch this before making any moves.------------------Considering Investing In A Franchise?

Thinking about buying a Dunkin' franchise? In this video, we break down everything you need to know from their 2024 FDD. You'll learn how much it actually costs to open a Dunkin' in different formats, what regions perform best, and whether this high-traffic brand still delivers strong margins. If you're considering investing in food or coffee franchises, this breakdown will give you key numbers and questions to think about before moving forward.The video with a Dunkin' franchisee who owned 40+ locations:  https://youtu.be/iIVCfrGpXrs?si=z-PwcLv2eFOzDiuc------------------Considering Investing In A Franchise?

This week, Jenna, Nick, Shingai and Sameem interview Tanvir Ahmed!  Please see the addendum below from Tanvir. Addendum from Tanvir Ahmed: This conversation was recorded in September 2025, and in it, I mentioned that Afghanistan was not presently being bombed. Between then and now, Pakistan bombed Afghanistan and killed dozens from the air, including journalists, cricket players, and children. Pakistan's escalation plans have been broadcast for some time now, as reported in February 2025. The article under discussion in Strange Horizons was about the way Muslims are racialized into monsters, with specific reference to Afghans. That same process is still at work in the ongoing ethnic cleansings of Afghans in Pakistan and Iran. Links mentioned during the show: Brown University's Costs of War Project The Taawon Project for Palestine Lynzy Billing, America's War in Afghanistan Devastated the Country's Environment in Ways That May Never Be Cleaned Up Lynzy Billing, The Night Doctrine (and you can read the original investigation here) Beshara Doumani & Gabi Kirk, Inheriting the Impossible Vajra Chandrasekera's acceptance speech upon winning the 2025 Ursula K. LeGuin prize An interview with Indra Das at Seize the Press with comments on the genocide in Palestine   Strange Horizons, Palestine Special Issue (29 March 2021) Samovar, stories from and an interview with Abdul wakil Sulamal Tanvir Ahmed, A Letter Dispatched from the Hills of Afghulistan and the Ramparts of Tarouz (and you can find a fuller list of works here) Support the Show: Patreon Kofi Indie Bound Contact us! JustKeepWriting.org Discord Facebook Instagram YouTube Marshall: Website: www.marshallcarr.com Email: marshall@marshallcarr.com  Twitter: @darthpops  Nick:  Website: www.brightinks.org Email: nicholasbright@brightinks.org  Twitter: @BrightInks Wil:  Email: wil@justkeepwriting.org  Instagram: @wilsartrules Brent:  Twitter: @BrentCLambert www.brentclambert.com  LP:  Email: lpkindred@wandering.shop Twitter: @LPKindred Linktr.ee/lpkindred  Now, just keep writing!

Chad opens with a survey showing how fears about the high costs of raising children is impacting the nation's birthrate before two segments of excellent political discussion with Major Garrett of CBS News.

In this episode of On the Record, brought to you by Associated Equipment Distributors, we get a market update from Curt Blades, senior vice president of AEM. In the Technology Corner, Noah Newman catches up with Paul Welbig, director of precision technology for New Holland, for a conversation about the latest outlook for autonomy in agriculture. Also in this episode, Tennessee dealer Tim Brannon sheds some light on how livestock customers are failing compared to their row-crop counterparts and the latest Ag Economy Barometer highlights how farmers may spend government payments.

The salient point of our discussion centers on the nuanced dichotomy within the furniture market, where a reported year-over-year sales increase of 4.9% in October belies a troubling decline in actual transaction volume, which fell by 6.1%. This phenomenon indicates that the growth is largely attributable to escalated prices rather than an uptick in consumer purchasing activity, a situation exacerbated by tariff impositions and inflationary pressures that weigh heavily on the industry. We also delve into notable corporate developments, such as J and K Home Furnishings' strategic acquisition of Infinger Furniture, which not only signifies market expansion but also emphasizes a commitment to sustainability through substantial renovations aimed at achieving a 93% eco-friendly operation. Furthermore, we examine the evolving landscape of supply chain dynamics, particularly the significant reductions in global container freight rates, juxtaposed against rising costs on transcontinental routes. Lastly, we address pressing consumer safety issues arising from recalls in the sector, underscoring the imperative for manufacturers to adhere rigorously to safety standards to protect vulnerable populations, particularly children.The intricate landscape of the furniture industry is currently experiencing a confluence of growth and challenge, as evidenced by the latest data released by Fiserv. The reported 4.9% increase in sales at furniture stores for October paints a picture of burgeoning market vitality. However, a more granular examination reveals a disconcerting 6.1% decline in actual transaction volumes, indicating that the sales surge is not a result of increased consumer activity, but rather a consequence of elevated prices driven by ongoing tariffs and inflationary pressures. This dichotomy prompts a critical reflection on the sustainability of such growth amidst a backdrop of economic uncertainty, highlighting the need for industry stakeholders to recalibrate their strategies in response to these evolving market dynamics.In a significant corporate development, J and K Home Furnishings has strategically acquired Infinger Furniture, a well-established retailer in South Carolina, thereby expanding its market presence into the Charleston area. This acquisition is not merely a transactional event; it represents a broader strategic initiative aimed at enhancing operational efficiencies and embracing sustainability within the retail framework. J and K's ambitious plans for a comprehensive remodel of the Infinger location, including the installation of solar panels and a commitment to achieving a 93% green certification, exemplify a forward-thinking approach that aligns with contemporary consumer values surrounding environmental responsibility. Furthermore, the establishment of a local warehouse is poised to streamline logistics and improve service delivery, thereby positioning the company favorably within a competitive marketplace.As the discussion progresses to supply chain dynamics, the podcast elucidates the recent downward trend in global container freight rates, particularly a notable 15% drop for shipments from Shanghai to New York. This decline can be largely attributed to the completion of pre-holiday import activities by U.S. retailers, resulting in diminished demand for container space. In stark contrast, rising shipping costs on Asia-Europe routes signal the complexities and variances inherent in global logistics. Such fluctuations necessitate agility and foresight from retailers as they navigate the evolving landscape of supply chain management. The podcast also brings to light critical consumer safety concerns, particularly regarding the significant recalls of non-compliant clothing storage units, which underscores the imperative for manufacturers to adhere to safety regulations. The convergence of these themes ultimately reinforces the necessity for industry vigilance and adaptability in...

Cody Wiseman  - Wiseman Capital On the Caring for Your Investments: "I don't want to be driving by that in 15 years and seeing it's a dump." Investing in real estate has many benefits, but not all investors are created equal. Cody Wiseman started investing in real estate a few years ago.  Through his hard work and care he has built a portfolio, which is great.  the exciting thing is that he gets compliments from his tenants and neighbors for the work that he has done to the properties, to lift the neighborhoods to be nicer places to live.  Without necessarily raising rents.  Affordable luxury, is what he calls it. From the challenges of his very first property renovation, to the ambitious transformation of a rundown motel into affordable luxury apartments, Cody Wiseman shares the behind-the-scenes realities of real estate: sleepless nights, hard-earned lessons, and the creative hustle required to make deals work. Listeners will get an insider's look at how Cody Wiseman partners with local investors, the value of authentic networking—like the Madison Multifamily Meetup that he's grown into the Midwest's largest—and why hands-on leadership and a passionate team matter. Listen as Cody explains his philosophies on real estate investing and how you can apply them to your real estate investments as well. Enjoy! Visit Cody at: https://www.codywiseman.com/ https://Wisemancapitalgroup.com On Instagram: https://www.instagram.com/codyewiseman/   Podcast Overview: 00:00 Wiseman Capital: Local Real Estate Partner 03:30 Real Estate Investment Journey 09:09 Getting Started in Real Estate 10:55 Multifamily Real Estate Networking Event 13:39 "Learning Multifamily & Passive Investing" 18:21 Delegating While Staying Hands-On 22:16 "Journey to Affordable Housing" 23:54 Personal Standards in Property Development 26:37 Community Impact and Urban Transformation 31:08 "Hidden Costs of Rent Explained" 35:00 Property Agreement Protects Long-Term Value 38:49 "Delays, Costs, and Waivers" 40:58 "Proving Creative, Affordable Housing" 45:56 Hardee's Worker Brings Joy 46:48 "Emily Sets Event's Tone" 50:19 "Authenticity in Business Partnerships" 52:49 Navigating Challenges with Confidence Podcast Transcription: Cody Wiseman [00:00:00]: Average rents in Madison, you know, 15, 1600 bucks. Our average rent is a little over a thousand bucks. James [00:00:04]: Wow. Cody Wiseman [00:00:05]: Brand new. I market it as affordable luxury. So people are like, what, what is that? How do you do? Well, let me tell you, we have all of the amenities that you're going to have with a brand new class a ground up deal in downtown Madison. Pool, pool, fitness co working areas, bike parking and storage, dog park, dog wash. James [00:00:30]: You have found authentic Business Adventures, the business program that brings you the struggle stories and triumphant successes of business owners across the land. Today we're welcoming slash, preparing to learn from Cody Wiseman of Wiseman Capital Group. So Cody, how's it going today? Cody Wiseman [00:00:45]: Excellent. Thank you so much James for having me. I'm excited to be here. It's a beautiful studio you have and so close to home. James [00:00:51]: Indeed. So nice. Tell me a story. What is Wiseman Capital Group? Cody Wiseman [00:00:55]: Yeah, so Wiseman Capital, I founded this company back in 2022 and so we're a real estate investing firm really focused in the greater Madison area, multifamily specific. So at the end of the day what it is is we partner with everyday people to invest in real estate together. So that's, that's the beautiful thing about it is a lot of times people are, hey, how do I invest in this building that I see getting put up in Madison or these apartment buildings? They think it's just a big investment firm or something like that. But Wiseman Capital is partnering just with everyday people, a lot of local Madison people,

Rising electricity prices are a major driver of headline inflation, putting pressure on households and Australia's 2.6 million small business owners. Some are beating the odds – here's how.

This week's episode is one of those heart-to-heart conversations we all need. You know that feeling where you hit a big milestone and instead of feeling full, you feel strangely empty? In this episode, we're talking self-worth; what it actually is, why it feels so slippery sometimes, and why tying it to things that shake (people, achievements, beauty, success, validation… all of it) will always leave you anxious, restless, or constantly trying to “prove” yourself. We'll walk through:Why your achievements never feel like “enough”The celebrity stories that reveal the truth about emptiness, andHow we can unlearn attaching our worth to things that constantly change. Grab your earphones, get comfortable, and let's unpack this together.And hey, don't forget to follow/subscribe so you never miss a new episode each week. IG: @ayanpellaX: @ayanpella_ayantemeetope@gmail.com

For public radio listeners, NPR voices often become part of our morning ritual. A Martínez, NPR Morning Edition and Up First co-host, is one of those personalities.He joins KPBS Roundtable to talk about his public media journey, from covering sports all the way to hosting public radio's morning flagship.Then, we dig into how immigration lawyers are filing habeas corpus petitions to protect their clients and challenge immigration holds.And finally, San Diego County is struggling to handle the costs of Proposition 36 and its tough-on-crime policies. Hear how the county is managing the extra dollars needed in a time when budgets are tight.Guests:A Martínez, co-host, NPR Morning Edition and Up FirstGustavo Solis, investigative border reporter, KPBSLisa Halverstadt, senior investigative reporter, Voice of San DiegoStories mentioned:Lawyers using Habeas Corpus in last-ditch efforts to free immigrants from detention — KPBSProposition 36 Hits County Budget Hard — Voice of San Diego

This week was a bit of a throwback to olden times, with the disclosure by Amazon threat intelligence of  zero days in Cisco and Citrix products that were exploited by an unnamed APT, and Google using legal action to disrupt the Lighthouse phishing service operation. We dig into those two stories, plus we discuss the challenge of trying to quantify the financial and other effects of a major cyber attack. Related stories:https://decipher.sc/2025/11/12/apt-targets-cisco-and-citrix-zero-days/https://decipher.sc/2025/11/14/marks-and-spencers-profit-drop-the-financial-toll-of-cyberattacks/https://decipher.sc/2025/11/12/google-wants-to-snuff-out-lighthouse-phishing-kit/https://censys.com/blog/highway-robbery-2-0Support the show

Adrian and Paul break down why molding costs “balloon” (over-tight tolerances and cosmetic overkill) and then walk through three practical levers to cut costs safely: smarter tooling design & DFM (wall thickness, draft, gates, material choice), good tooling decisions (steel grades like P20 vs H13, cavity count, hot vs cold runners), and production/process tweaks (machine tonnage matching, sensible regrind use, SPC/sensors, in-tool de-gating). They finish with some tooling-costs myth-busting (cheap tools, mirror finishes, family molds).   Episode Sections: 00:00 Intro & today's topic 01:58 Why costs balloon: tolerances & cosmetics  06:52 Lever #1 — Design & DFM (wall thicknesses, material choice)  14:40 Lever #2 — Tooling decisions (steel grades, cavities)  22:44 Lever #3 — Processing & production setup  27:35 Myth-busting: cheap tools, mirror finishes, family molds  31:23 Recap & where the biggest savings really are   Related content... Product Tooling: Possible To Avoid Paying for it in Full? Common Design For Manufacture Improvements On Plastic Injection Molded Parts When To Sign Off On Injection Mold Tooling? Inside the Journey from DFM to T0→T2 [Podcast] Plastic Playbook: Choosing The Right Polymer [Podcast] Mold Tooling Ownership: The term Chinese suppliers push for will shock you! The Conundrum of Investing in Tooling Before a Final Prototype Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Prefer Facebook? Check us out on FB

What gives someone the strength to say, "I will never leave Christ?"

Even the most well-intentioned brands have friction hiding in their customer journeys — small moments that quietly push ideal customers away. In this episode, Inclusive Marketing and Customer Experience Strategist Sonia Thompson reveals her Friction Finder Growth Audit framework to uncover and fix the hidden friction blocking your customer experience and limiting brand growth. Get the Inclusion & Marketing Newsletter -- www.inclusionandmarketing.com/newsletter

The U.S. government shutdown cut off funding for a crucial food program; a grocery store owner says he's heartbroken to see his customers suffering -- and he has a special message for Donald Trump. A survivor of a deadly typhoon in the Philippines tells us about the day she lost her home -- and how she's hoping to make fossil fuel giants pay. A small-town Kansas newspaper receives a hefty settlement and an apology -- two years after local police raided its offices and the home of its editor. The widow of Alex Tilley -- inventor of the Tilley hat -- tells us what elevated the cotton duck cap from sailing accessory to Canadian classic.We've picked a pack of tickled pipers. 374 bagpipers, to be exact -- who came together in Australia to play along to a certain AC/DC song, at an event that turned out to be a big honking deal. You had us at 'gull-oh'. A scientist plays to our love of seagull stories with new research into the best method of scaring one off when they are trying to eat your food -- one of which is a roaring success. As It Happens, the Wednesday Edition. Radio that's always moving the gull posts.

Kansas and Missouri Can Do THIS NOW to Help with Costs: Will They Go After Trial Attorneys? | Mundo Clip 11-13-25See omnystudio.com/listener for privacy information.

Thursday November 13, 2025XXII Week After Pentecost

In This Video I Help You:✨Get clear on how to know if you're in the WRONG relationship✨How to know if it's your will vs Gods will.✨How a good relationship SHOULD feel. Our Next Steps Together:

Is Jesus your spiritual life coach or your literal lifesaver? Pastor Mike Fabarez exposes the profound difference between these two views of Christ. He explains why Jesus didn't come to augment your life but to rescue it from divine wrath. Prepare for a perspective shift that truly changes everything.

What will be the SaaS Pricing Strategy 2026? In this episode, Joran sits down with Tjitte Joosten—known as T.J.—to discuss the evolving world of SaaS pricing and how founders can adapt to change without losing momentum. T.J. works full-time in pricing and packaging for SaaS and AI companies. Before that, he spent years in early-stage ventures, helping them find product-market fit and close major deals. Those experiences taught him how to win large accounts without over-discounting and how to leave room for long-term growth.Through that process, T.J. discovered that pricing is not just about numbers but also about psychology and behavioral economics. The same solution can sell for $10,000 or $50,000 depending on the story told. After meeting his co-founder, who was already working in pricing, T.J. transitioned into it full-time—and it became his passion.Their conversation explores how SaaS pricing is evolving, how to experiment with models safely, when to raise prices, how to communicate changes effectively, and how freemium models may evolve in the AI era.Key Timecodes(0:00) - B2B SaaS & AI Pricing Expert(0:05) - TJ Joosten on Value Storytelling(1:13) - Future of SaaS Pricing 2026(1:28) - Why Hybrid Pricing Wins(3:10) - The Pricing Switch Risk(3:27) - Technical Debt of Pricing(5:15) - How to Test New Pricing(6:40) - Entitlement & Packaging(7:13) - When to Raise Prices(8:49) - Timing Strategy: Netflix Case(10:04) - Communicating Price Changes(11:10) - Freemium in the AI Era(12:33) - The Cost of Free Users(13:38) - From $0 to $10K MRR(14:42) - Scaling to $10M ARR(15:56) - The Founder's Role in Pricing(16:32) - Connect with TJ Joosten

SHOW NOTES: Hey, everyone! With the seasonal craziness upon us, it feels like we're cramming more stuff into the same schedule. Join us this week as we share how to get your house in order, keep it in tip-top shape through the winter, and prepare for spring with these time-saving tips: - Caulking for Winter Protection: We share why checking and sealing your exterior caulking now is crucial to prevent energy leaks, energy loss, and sky-high heating bills this winter. - Transforming Your Garage into a Workshop: Learn how to convert that chilly, cluttered garage into a warm, usable workspace by winterizing appropriately and making specific upgrades. - Understanding the Housing Market Crunch: We dig into the current real estate affordability crisis and discuss the “golden handcuffs effect.” While high rates and surging prices make affordability a challenge, buyers are gaining slightly more negotiating power. - Preparing Your Appliances and Fireplace for the Holidays: Before Thanksgiving, we give tips on how to give your dishwasher a deep clean. For your fireplace, ensure your chimney has been professionally inspected and swept, and check for debris like nests before starting it up for the season.   Q & A: - Scott in Florida wants to swap the location of the shower and toilet in his first-floor master bathroom, but we advise against it since moving plumbing drains in a concrete slab requires massive construction. The better solution is to make the existing shower smaller and convert that wasted space into a storage closet. - Amy in South Dakota observed grayish discoloration on the wood parts of her windows and on the metal frames. We recommend sanding the oxidized gray wood and refinishing it with an exterior-grade, oil-based urethane. - George in Connecticut was planning to install natural wood flooring over the carpet in his family room, above a dry basement. He was advised to choose prefinished hardwood for its durability and easier installation. - Belinda is adding GFCI outlets to her older home and asked if they require their own circuit breaker. We confirm they do not, and an electrician can splice the GFCI into existing wiring to protect that outlet and others downstream if needed. - Dennis in Michigan was trying to remove powdered roofing cement that had gotten wet, cured, and hardened onto his stained concrete garage floor. He should first scrape off as much cured material as possible and then use a solvent like mineral spirits or acetone, working it in with a wire brush to break down the remaining material. - Dave in Houston, Texas, sought advice on whether to glue down or float the engineered wood flooring he is installing in his second-floor bedrooms. We prefer floating floors because they are easier to install, lock together, and allow for expansion and contraction.   ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Massachusetts Congressman Jake Auchincloss joins WBUR's Morning Edition to share his thoughts on the deal to end the government shutdown.

What would happen to your business if you couldn't show up tomorrow?In this episode, Tara discusses the hidden fragility inside most expert-driven businesses - the kind that looks “successful” on the outside but collapses the moment the founder stops showing up. You'll learn how to identify the weak spots that make your business vulnerable, and how to replace them with scalable systems, signature frameworks, and a delivery model that keeps growing even when you're not in the room.This isn't about putting your business on autopilot or walking away from your customers. It's about building a business that thrives without depending on you. Tara walks you through the mindset shifts and structural changes that turn fragile service models into scalable, resilient, and customer-centered businesses.If your calendar feels maxed out and your revenue depends on how many hours you can personally work - this episode is your wake-up call.

Carbon neutrality goals are everywhere in biopharma. But how do you actually measure and reduce your true environmental impact when data gaps and baseline differences make comparisons so tough?In this episode, David Brühlmann talks with Niklas Jungnelius, Cytiva's expert in process modeling and sustainability, who's spent years uncovering what really drives emissions and how small process tweaks can deliver big results.Niklas goes beyond the numbers, challenging assumptions and showing how sustainability becomes a strategic, data-driven advantage. From real-world cases at Cytiva, he explains why recycling plastics may not move the needle and why the real gains often lie in hotspots like cleanroom energy use and raw material choices.Here's why this episode will make you rethink your next facility upgrade:Understanding life cycle assessment and the key damage categories in environmental sustainability, including carbon emissions, water usage, and resource depletion. (00:00)The challenge of defining carbon emissions baselines and why it's harder, and often more expensive, to achieve deep reductions if your operations already use clean energy sources. (03:06)Why the focus on recycling single-use plastics may not be the most effective route for lowering emissions, and what truly drives carbon footprint in bioprocessing. (05:54)The impact of production scale, consumables, and obscure chemicals on the overall environmental impact and how these surprises can shift sustainability strategies. (06:20)Practical advice for scientists and engineers: How to start monitoring and modeling environmental impact in process development and manufacturing. (08:00)The importance of involving manufacturing perspectives early in process development, and choosing the right level of detail and ambition for process modeling. (08:18)There's no one-size-fits-all in manufacturing technology—whether fed-batch, continuous, or hybrid and decisions must fit each organization's needs, resources, and ambitions. (10:13)Industry trends that could transform the field, from intensified fed-batch production to future technologies like cell-free expression systems. (11:22)Where to connect with Niklas for further questions or collaboration. (14:03]Whether you're an early-stage startup, a strategic advisor, or on the front lines of bioprocess development, this episode invites you to rethink your sustainability strategy and modeling approach. Check out the below links to connect with Niklas Jungnelius and additional resources.Connect with Niklas Jungnelius:LinkedIn: www.linkedin.com/in/niklas-jungneliusCytiva website: www.cytivalifesciences.com/en/usNext step:Book a 20-minute call to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/call

Chad reacts to a listener text during Text-a-Topic leading to a conversation about aging, the enormous costs of living later in life, grief after losing a loved one and more.

Vizsla Silver just released its Feasibility Study for the Panuco Project (Nov 12). Mike Konnert, President & CEO of Vizsla Silver (TSX:VZLA, NYSE:VZLA),  walks through the headline economics, funding, growth runway, and permitting path. Feasibility Results: After-tax NPV US$1.8B, IRR 111%, AISC ~US$10.61/oz, and payback in ~7 months. Driven by low upfront capital and strong margins. Capital & Funding: Capex US$238M (net ~US$173M). Fully funded with US$200M cash, US$220M Macquarie facility, and ~US$40M in equities. Mine Plan & Upside: Only 12.8Mt of the ~25Mt global resource used in reserves. Large potential for conversion and expansion near Napoleon, Copala, and La Luisa. District Growth: Ongoing drilling with four rigs targeting Animas, Santa Fe, and additional veins for long-term expansion. Sensitivity & Strength: Even at US$17 Ag and US$1,550 Au, NPV US$460M, IRR 42%. Permitting & Build: Fully engineered, test mining underway, and permits expected mid-2026. Ready to build once granted. Valuation & Outlook: Trading near 0.5× NAV with potential re-rating as it advances to production. Targeting 50Moz AgEq/yr within 10 years. If you have any follow up questions for Mike please email me at Fleck@kereport.com.   Vizsla Silver will be hosting a webcast to discuss the Panuco Project Feasibility Study at 10:00 am PT (1:00 pm ET) on November 24th.  To register, please click here   ---------- For more market commentary & interview summaries, subscribe to our Substacks: https://kereport.substack.com/ https://excelsiorprosperity.substack.com/ Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Sen. John Braun discusses Bill Gates' climate pivot, the real-world impact of the Climate Commitment Act, and why Washington tops the charts for dining costs. Listen to this timely conversation about affordability, policy, and political accountability. TRANSCRIPT The post The Elephant in the Dome Podcast: Bill Gates Rethinks Climate, Washington Rethinks Dinner: Sen. Braun on Climate Costs and Dining Dilemmas appeared first on Senate Republican Caucus.

More To The Story: About 2,100 people are on death row in America. Some have been there for decades, in part because executions have been on the decline in the US. But that's changing. So far this year, 41 people have been executed, up from 25 last year, and six more executions are scheduled. Early in his second term, President Donald Trump signed an executive order reinstating federal executions while encouraging states to expand the use of capital punishment. One man has seen many of these executions up close. The Reverend Jeff Hood is an Old Catholic Church priest, an ordained Baptist minister, a racial justice activist, and something of a go-to spiritual adviser for many currently on death row. On the day of the execution, he goes inside the chamber for the final moments of people's lives. On this week's More To The Story, Hood sits down with host Al Letson to describe his work as an advocate for death row inmates, what it's like being a white Southern reverend vocally advocating for racial justice, and how capital punishment in the US today illustrates American society's increasing movement in a more violent direction.Producer: Josh Sanburn | Editor: Kara McGuirk-Allison | Theme music: Fernando Arruda and Jim Briggs | Copy editor: Nikki Frick | Digital producer: Artis Curiskis | Deputy executive producer: Taki Telonidis | Executive producer: Brett Myers | Executive editor: James West | Host: Al Letson Donate today at Revealnews.org/more Subscribe to our weekly newsletter at Revealnews.org/weekly Follow us on Instagram and Bluesky Listen: In Bondage to the Law (Reveal)Read: Louisiana Is Executing Prisoners Again. His Case Shows the Costs. (Mother Jones) Read: The Last Face Death Row Inmates See (Rolling Stone)Learn more: Death Penalty Information Center Learn about your ad choices: dovetail.prx.org/ad-choices

Ethereum hasn't reached full speed yet. Now it might. Justin Drake of the Ethereum Foundation outlines Lean Ethereum, a plan to optimise the stack so validators stop executing and start verifying. With zk proofs in under 12 seconds and on-prem provers around 10 kW, the base layer can reach gigagas capacity and roughly 10,000 TPS while getting more decentralized. Add Fossil, seconds-level finality, and post-quantum signatures, and the changes stick. We unpack the EthProofs race, the four-phase path to mandatory proofs, the three-times-a-year gas target in EIP-7938, and why native rollups could remove gas ceilings for L2s. If you're wondering whether Ethereum can scale without turning into a data center chain, this is the roadmap. ---

Travel Protection Find us on Youtube - please like and subscribe!  Looking to plan a Disney World or Disneyland vacation? Let Joe do all the hard work for you, helping you get the best discount, at no cost to you as your travel agent. Get started by e-mailing josephcheung@travelmation.net today!  Episode Description Is Disney's travel protection worth it? We detail costs, what is supposedly included and covered, discuss situations that Joe has dealt with, and a whole lot more. We discuss Disney World, Disneyland, and Disney Cruise Line travel protection options. Do you like to buy travel protection from Disney? Let us know by e-mailing disneydeciphered AT gmail DOT com, messaging us on social media, or leaving a comment on our Youtube page. You can also follow us on Instagram! Episode Notes (all timestamps are approximate) 3:08 - What does Disney travel protection cover at the parks? 7:31 - Costs and pricing 11:27 - Is Disney's travel protection worth it? 19:04 - Disney Cruise Line travel protection policy 26:30 - What to consider with DCL travel protection 32:27 - Other options 35:44 - Disney dos and don'ts If we've helped you to plan your trip and you'd like to thank us we'd appreciate you considering a one time donation. Or if you'd like to receive bonus content, check out our Patreon page and our special subscriber only content! You can also support the show by buying tickets (if they're the best deal, of course) using our Undercover Tourist link or signing up for Mouse Dining through our link. If you like what you hear, please share and subscribe! Find us on Apple Podcasts, Spotify, TuneIn, PlayerFM, iHeartRadio, or Google Podcasts (please leave a positive review if you're enjoying the show), like our Facebook page, or follow us on Bluesky and Instagram! Connect with Leslie @TripsWithTykes on social media and Joe @asthejoeflies.  

The House right now is paving a path for a final vote to end the government shutdown even as MAGA diehards aren't buying Trump's spin on the economy. Plus, new details about Ghislaine Maxwell's VIP treatment in prison.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of "Money Meets Medicine," hosts Justin Harvey and Dr. Jimmy Turner discuss the financial pros and cons of working as a 1099 independent contractor versus a W-2 employee, focusing on tax implications, benefits, and administrative responsibilities. The hosts emphasize the need for professional financial guidance and encourage listeners to carefully weigh all factors—including taxes, benefits, and personal preferences—when evaluating job offers in medicine.Looking for disability insurance from a souce you can trust? Get a quote from Money Meets Medicine Disability InsuranceTimestamps by PodSqueezeCertainly! Here are the top 5 bullet points, keeping the same format, content, and context: Introduction to 1099 vs W-2 (00:00:00)**   Hosts introduce the episode's focus: comparing 1099 contractor and W-2 employee pay for medical professionals. Highlights: Tax Differences: Employer vs Employee Side (00:07:29)**  Apples-to-Apples Comparison: Taxes, Malpractice, Benefits (00:10:41)**  Complexity and Costs of Self-Employment (00:17:28)**  Rule of Thumb: 1099 Should Pay 20–30% More (00:25:15)**   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you busy all day but feel like you accomplished nothing? You are not alone, and the problem isn't your motivation, it's context switching. Learn how the simple act of switching between tasks creates attention residue and elevates your stress hormones. We cover the cognitive cost, the physical toll and the actionable strategies you need to reclaim your focus and energy.Resource: Alena Winter - Naturopath & NutritionistWe are so grateful for your support! Please share this podcast with someone who needs it and leave us review: https://podcasts.apple.com/us/podcast/positive-on-purpose/id1531548022

Chaos costs more than you think — not just in time or money, but in joy. Without structures, joy gets swallowed by stress, disorganization, and reactivity In this episode, Jenn Whitmer breaks down why steady systems, rhythms, and rituals are essential for sustaining joy in your leadership and life. Drawing inspiration from Elizabeth Gilbert's wisdom and backed by behavioral science, Jenn reveals how creating repeatable, life-giving structures protects your energy, improves resilience, and helps you thrive—even when life is what it is. Here's What's in the Episode: 1:30 Why go-with-the-flow quietly destroys your joy. 4:00 What Elizabeth Gilbert knows about creativity and suffering. 7:45 How leaders accidentally normalize anxiety and burnout. 10:50 The three steady structures that sustain joy. 18:50 How to identify what structure you need most. Key Takeaway Joy doesn't grow from scattered steps. Joy grows from steady structures. About the Host: Jenn Whitmer Jenn is an international keynote speaker, leadership consultant, and the founder of Joyosity™, helping leaders create positive, profitable cultures through connection, curiosity, and joy. With a background in communication, conflict resolution, and team dynamics, Jenn helps leaders and organizations navigate complex people challenges, reduce burnout, and build flourishing workplaces. Her insights have resonated with audiences worldwide, blending real-world leadership expertise, engaging storytelling, and a dash of humor to make the hard stuff easier. Whether on stage, in workshops, or with coaching clients, Jenn equips leaders with the tools they need to solve conflict, cultivate communication, and lead with purpose. Her upcoming book Joyosity hits shelves December 9, 2025, offering leaders a fresh approach to joy at work that builds real results. Resources & Links: Preorder Joyosity: Joyosity: How to Cultivate Intense Happiness in Work & Life (Even If Things Are What They Are) Joy isn't fluff — it's fierce strategy. This book gives leaders the tools to turn exhaustion into resilience and build cultures where work is a joy, people are whole, and organizations flourish. Ready to Make a Plan: Joyosity™ Jumpstart → Get crystal clear on what you want, what's in the way, and how to move forward with traction. Starting the Journey: Enneagram Navigator → Stop guessing your type. In this 1:1 session, get clarity on your motivations and blind spots. Ready to Dive In: Joyosity™ Intensive → A one-day transformative experience to realign with your values and build a practical plan for joyful leadership. A Party for More: Bring Jenn & the Joy to Speak → Bring the spark (not just the spark notes!) to your whole team with contagious joy, practical tools, and plenty of laughter. Loved this episode? Rate, review, and share with a fellow leader who's ready to ditch the drama and lead with more joy, curiosity, and clarity.

Glenn Wiggle, Mike Hoeflich, and Mike Sperrazza dive into the real fallout of Washington's latest government shutdown—and the hypocrisy behind politicians still cashing paychecks while everyday Americans go without. From bloated regulations driving up healthcare costs to the failures of Obamacare, the hosts call out both parties for their inaction and lack of leadership. They break down how excessive government control has crippled competition, inflated costs, and hurt working Americans, arguing for a return to smaller government, personal responsibility, and common sense. Plus, a no-holds-barred discussion on welfare reform, accountability in Congress, and why the GOP must finally deliver.(00:02:15) Impact of Government Shutdown on Individuals and Politicians(00:11:58) Impact of Regulations on Healthcare Accessibility and Costs(00:14:22) Healthcare Overhaul: Promoting Competition and Efficiency(00:24:28) Effective Legislators: Leading for Progress(00:26:37) Republican Party's Lack of Initiative and Action(00:30:24) Republican Party's Urgency for Accountability and Prosecution(00:34:29) State-Level Enforcement of Welfare to Work

More management and insurance knowledge in my newsletter: https://www.odysseymgmt.com/newsletter Your practice might look efficient, but what if unnoticed expenses are quietly draining thousands from your bottom line each year?   My friend Adam Smith talked with me about the hidden costs that most dental offices overlook and how small changes can make a big difference. Everyday expenses like merchant fees, internet contracts, and bundled tech services can quietly add up. Negotiating and reviewing your fees can bring real savings without cutting team members or quality. We dig into what indirect costs really mean, why checking your numbers matters more than you think, and how tightening up your spending can open room for raises, upgrades, or a better cushion for your practice. It's an honest, practical chat about spending smarter and keeping more of what you earn.   Connect with Adam Smith   Email: Adam.Smith@SchooleyMitchell.com Contact number: 415 572 0948 Facebook: https://www.facebook.com/schooleymitchellasmith Instagram: https://www.instagram.com/schooleymitchell_bay_area/ LinkedIn: https://www.linkedin.com/in/adamdsmith/ YouTube: https://www.youtube.com/@AdamSmith-SchooleyMitchell Website: https://www.schooleymitchell.com/office/asmith/dental-savings/?contact#resources   ------------- Beyond the Operatory Career Workshop: Have you ever wondered what career opportunities in dentistry exist beyond clinical care? Whether you're a dentist, hygienist, assistant, or manager, this full-day, in-person workshop is your chance to explore new paths in speaking, coaching, consulting, and more. Join Teresa and Angela on March 6th, 2026  in Northern Virginia. Limited to just 20 attendees. Registration is open. Secure your spot today:

Nov. 12, 2025- We explore the work of upstate utilities serving nearly 2 million New Yorkers, including upgrading their transmission capacity and investing in infrastructure. Our guest is Trish Nilsen, CEO of New York State Electric & Gas and Rochester Gas & Electric.

Many people in our community say it has become virtually impossible to shift the weight since cancer and menopause. So of course we ask ourselves: What role do GLP-1 medicines play in cancer survivorship and what do we really know about their safety, risks, and benefits? In this episode, I'm joined by Caroline Tweedie, currently working as the lead cancer nurse in the North East of England. With over 17 years' experience as a Clinical Nurse Breast Specialist, Caroline has dedicated her career to improving the lives of those affected by breast cancer and sits on the NICE committee shaping national breast cancer guidance.We explore, with curiosity - and never with judgement:- What GLP-1 medicines are and why they are so effective- Safety concerns and what the evidence shows for cancer survivors- Why these drugs matter in breast cancer survivorship- The role of GLP-1s in weight, muscle, bone health, inflammation, and fatigue- Natural strategies that may work on similar pathways- Key risks to be aware of: hair loss, sarcopenia, drug absorption, and endocrine therapy interactions- What happens when you stop taking the drug- Practical advice for patients and clinicians navigating this new landscapeCaroline also shares her insights on why weight loss isn't the same as fitness, why muscle is the “anti-fatigue organ,” and what both patients and healthcare professionals need to know before considering GLP-1 use in survivorship care.This is a nuanced, evidence-based discussion that puts patients at the centre. Whether you're a survivor curious about GLP-1s or a healthcare professional supporting patients, this episode offers clarity, compassion, and practical takeaways.Episode Highlights:00:00 Intro12:09 Survivorship Challenges Beyond Cancer Treatment15:35 Weight Loss Treatments: Risks & Support16:42 Bariatric Surgery vs Rapid Weight Loss22:18 Protein Intake for Menopause Health25:04 "Deciding on GLP1 Treatment"29:06 GLP-1 Eligibility Criteria Explained35:40 "Drug Trials and Patient Safety"42:19 Obesity Support After Cancer43:31 Diabetes Drugs, Costs, Future HopeConnect with us:For more information and resources visit our website: www.menopauseandcancer.org Or follow us on Instagram @menopause_and_cancerJoin our Facebook group: www.facebook.com/groups/menopauseandcancerchathub

Every parent needs a break, and babysitters can be a great benefit to you and your family. But how do you find the best sitter possible? How much do they typically cost? And what do babysitters wish parents knew in advance to help ease any concerns?  Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people see stage shredded physiques on social media and assume they can or should walk around looking like that year round. What they do not see are the physiological costs, the metabolic adaptations, the low energy availability and the trade offs that come with pushing down to essential levels of body fat.In this episode of the CHASING CLARITY HEALTH & FITNESS PODCAST, I sit down with Dr Eric Helms to break down what it really takes to get into stage condition, what happens to your body along the way and how to approach contest prep in a smarter, more sustainable way if you decide to go down that road.We cover the science, the case studies and our own experiences from multiple seasons on stage so that you have informed consent before chasing extreme levels of leanness.HERE IS WHAT WE COVER:WHAT “STAGE SHREDDED” ACTUALLY MEANS FOR MALES & FEMALESTYPICAL BODY FAT RANGES COMPETITIVE PHYSIQUE ATHLETES REACH FOR STAGEWHAT HAPPENS WHEN YOU GET DOWN TO VERY LOW LEVELS OF BODY FATMETABOLIC ADAPTATION: HOW ENERGY EXPENDITURE, NEAT & HORMONES CHANGELOW ENERGY AVAILABILITY & REDS: HEALTH, PERFORMANCE & HORMONAL CONSEQUENCESTHE CALORIC COST OF GETTING SHREDDED: WHY CALORIES OFTEN HAVE TO GET VERY LOWHOW MUCH METABOLIC ADAPTATION IS EXPECTED VS EXAGGERATED ONLINETHE ROLE OF RATE OF LOSSWHY A HIGH PROTEIN INTAKE IS CRITICAL DURING PREPSMARTER PREP STRATEGIES LONGER TIMELINES, INTERMITTENT DIETING & PROPER CARDIO MODALITYIf you have ever thought about getting stage lean or wondered why you cannot stay “contest ready” year round, this episode will give you clarity on the trade offs, the physiology behind them and the strategies that make the process safer and more effective.WHERE TO CONNECT WITH ME:Follow Brandon on IG: https://www.instagram.com/brandondacruz_/Email: Bdacruzfitness@gmail.comFor Info on Brandon's Coaching Services: https://form.jotform.com/bdacruzfitness/coachinginquiry

Krystal and Saagar discuss Dems wave white flag, Trump blames Biden for affordability, Maxwell living sweet life in Club Fed. AIPAC Tracker: https://www.trackaipac.com/ To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

What happens after the awareness? After you stop spending on autopilot… how do you start building on purpose? In part two, Shari connects money mindfulness to business-building — and why your exit number should be based on the life you actually want, not what Instagram says counts as “success.” Guest Kathryn Finney returns to share how she grew her blog into a real media company, figured out her number, and made the hard call to sell it — even though she could've made more by staying. She also breaks down the difference between a startup and a small business (spoiler: you don't have to build to sell) and why clarity is more profitable than hype. This is your episode if you're sitting on a side hustle, business, or creative project and wondering: “Do I grow this… or let it go?” Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Ricochet Co-Founder Rob Long is in for Jim today. Join Rob and Greg for the Monday 3 Martini Lunch as they chronicle the Senate Dems finally ending their pointless shutdown, President Trump promising millions of Americans money from tariff revenues, and now the New York Times reports how much Zohran Mamdani's agenda will cost.First, they welcome the news that eight Senate Democrats voted to end debate on a bill to fund the government, clearing the way for its passage. While the progressive left is furious at those who “caved,” Rob notes the shutdown strategy was never going to succeed. He also explains why Connecticut Sen. Chris Murphy is spectacularly wrong in arguing that the shutdown was necessary to “save democracy.”Next, they shake their heads as President Trump promising to send $2,000 checks to low and middle income Americans due to increased revenues from tariffs. Rob and Greg explain why this is not a good idea and how very recent history gives us the proof. They also scratch their heads over the emerging idea of 50-year mortgages.Finally, they find the timing suspicious as the New York Times waits until after the election to reveal the massive costs of New York City Mayor-Elect Zohran Mamdani's proposals for free childcare and bus rides. They also discuss Mamdani's idea of raising more revenue to pay for all this by increasing fines.Please visit our great sponsors:Get 10% off your first month of BetterHelp by visiting https://BetterHelp.com/3ML today!OneSkin uses the patented OS-01 Peptide™ designed to keep skin healthier, stronger, and more resilient over time. Get 15% off OneSkin with the code 3ML at https://www.OneSkin.co/3ML Try the Oracel Cloud Infrastructure for free with zero commitment by visiting https://Oracle.com/Martini today!

In this episode, Scott Becker explores how well-intentioned government subsidies for college education and healthcare have unintentionally driven up costs, fueled historic debt, and created financial strain.