Podcasts about costs

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    Latest podcast episodes about costs

    As It Happens from CBC Radio
    The real costs of the U.S. government shutdown

    As It Happens from CBC Radio

    Play Episode Listen Later Nov 13, 2025 59:54


    The U.S. government shutdown cut off funding for a crucial food program; a grocery store owner says he's heartbroken to see his customers suffering -- and he has a special message for Donald Trump. A survivor of a deadly typhoon in the Philippines tells us about the day she lost her home -- and how she's hoping to make fossil fuel giants pay. A small-town Kansas newspaper receives a hefty settlement and an apology -- two years after local police raided its offices and the home of its editor. The widow of Alex Tilley -- inventor of the Tilley hat -- tells us what elevated the cotton duck cap from sailing accessory to Canadian classic.We've picked a pack of tickled pipers. 374 bagpipers, to be exact -- who came together in Australia to play along to a certain AC/DC song, at an event that turned out to be a big honking deal. You had us at 'gull-oh'. A scientist plays to our love of seagull stories with new research into the best method of scaring one off when they are trying to eat your food -- one of which is a roaring success. As It Happens, the Wednesday Edition. Radio that's always moving the gull posts.

    Reveal
    Executions Are Rising in the US. This Reverend Witnesses Them.

    Reveal

    Play Episode Listen Later Nov 12, 2025 39:58


    More To The Story: About 2,100 people are on death row in America. Some have been there for decades, in part because executions have been on the decline in the US. But that's changing. So far this year, 41 people have been executed, up from 25 last year, and six more executions are scheduled. Early in his second term, President Donald Trump signed an executive order reinstating federal executions while encouraging states to expand the use of capital punishment. One man has seen many of these executions up close. The Reverend Jeff Hood is an Old Catholic Church priest, an ordained Baptist minister, a racial justice activist, and something of a go-to spiritual adviser for many currently on death row. On the day of the execution, he goes inside the chamber for the final moments of people's lives. On this week's More To The Story, Hood sits down with host Al Letson to describe his work as an advocate for death row inmates, what it's like being a white Southern reverend vocally advocating for racial justice, and how capital punishment in the US today illustrates American society's increasing movement in a more violent direction.Producer: Josh Sanburn | Editor: Kara McGuirk-Allison | Theme music: Fernando Arruda and Jim Briggs | Copy editor: Nikki Frick | Digital producer: Artis Curiskis | Deputy executive producer: Taki Telonidis | Executive producer: Brett Myers | Executive editor: James West | Host: Al Letson Donate today at Revealnews.org/more Subscribe to our weekly newsletter at Revealnews.org/weekly Follow us on Instagram and Bluesky Listen: In Bondage to the Law (Reveal)Read: Louisiana Is Executing Prisoners Again. His Case Shows the Costs. (Mother Jones) Read: The Last Face Death Row Inmates See (Rolling Stone)Learn more: Death Penalty Information Center Learn about your ad choices: dovetail.prx.org/ad-choices

    Bankless
    Ethereum Beast Mode - Scaling L1 to 10k and Beyond | Justin Drake

    Bankless

    Play Episode Listen Later Nov 12, 2025


    Ethereum hasn't reached full speed yet. Now it might. Justin Drake of the Ethereum Foundation outlines Lean Ethereum, a plan to optimise the stack so validators stop executing and start verifying. With zk proofs in under 12 seconds and on-prem provers around 10 kW, the base layer can reach gigagas capacity and roughly 10,000 TPS while getting more decentralized. Add Fossil, seconds-level finality, and post-quantum signatures, and the changes stick. We unpack the EthProofs race, the four-phase path to mandatory proofs, the three-times-a-year gas target in EIP-7938, and why native rollups could remove gas ceilings for L2s. If you're wondering whether Ethereum can scale without turning into a data center chain, this is the roadmap. ---

    Erin Burnett OutFront
    Trump Dismisses High Costs, Faces MAGA Anger: Americans “Drowning”

    Erin Burnett OutFront

    Play Episode Listen Later Nov 12, 2025 47:26


    The House right now is paving a path for a final vote to end the government shutdown even as MAGA diehards aren't buying Trump's spin on the economy. Plus, new details about Ghislaine Maxwell's VIP treatment in prison.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Money Meets Medicine
    1099 vs W2 for Physicians: How to Compare Offers, Taxes, Benefits, and Real Take-Home Pay

    Money Meets Medicine

    Play Episode Listen Later Nov 12, 2025 28:18


    In this episode of "Money Meets Medicine," hosts Justin Harvey and Dr. Jimmy Turner discuss the financial pros and cons of working as a 1099 independent contractor versus a W-2 employee, focusing on tax implications, benefits, and administrative responsibilities. The hosts emphasize the need for professional financial guidance and encourage listeners to carefully weigh all factors—including taxes, benefits, and personal preferences—when evaluating job offers in medicine.Looking for disability insurance from a souce you can trust? Get a quote from Money Meets Medicine Disability InsuranceTimestamps by PodSqueezeCertainly! Here are the top 5 bullet points, keeping the same format, content, and context: Introduction to 1099 vs W-2 (00:00:00)**   Hosts introduce the episode's focus: comparing 1099 contractor and W-2 employee pay for medical professionals. Highlights: Tax Differences: Employer vs Employee Side (00:07:29)**  Apples-to-Apples Comparison: Taxes, Malpractice, Benefits (00:10:41)**  Complexity and Costs of Self-Employment (00:17:28)**  Rule of Thumb: 1099 Should Pay 20–30% More (00:25:15)**   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Joyosity
    Ep. 112, Chaos Costs You More Than Profit: Build Steady Structures That Last

    Joyosity

    Play Episode Listen Later Nov 12, 2025 19:15


    Chaos costs more than you think — not just in time or money, but in joy. Without structures, joy gets swallowed by stress, disorganization, and reactivity In this episode, Jenn Whitmer breaks down why steady systems, rhythms, and rituals are essential for sustaining joy in your leadership and life. Drawing inspiration from Elizabeth Gilbert's wisdom and backed by behavioral science, Jenn reveals how creating repeatable, life-giving structures protects your energy, improves resilience, and helps you thrive—even when life is what it is. Here's What's in the Episode: 1:30 Why go-with-the-flow quietly destroys your joy. 4:00 What Elizabeth Gilbert knows about creativity and suffering. 7:45 How leaders accidentally normalize anxiety and burnout. 10:50 The three steady structures that sustain joy. 18:50 How to identify what structure you need most. Key Takeaway Joy doesn't grow from scattered steps. Joy grows from steady structures. About the Host: Jenn Whitmer Jenn is an international keynote speaker, leadership consultant, and the founder of Joyosity™, helping leaders create positive, profitable cultures through connection, curiosity, and joy. With a background in communication, conflict resolution, and team dynamics, Jenn helps leaders and organizations navigate complex people challenges, reduce burnout, and build flourishing workplaces. Her insights have resonated with audiences worldwide, blending real-world leadership expertise, engaging storytelling, and a dash of humor to make the hard stuff easier. Whether on stage, in workshops, or with coaching clients, Jenn equips leaders with the tools they need to solve conflict, cultivate communication, and lead with purpose. Her upcoming book Joyosity hits shelves December 9, 2025, offering leaders a fresh approach to joy at work that builds real results. Resources & Links: Preorder Joyosity: Joyosity: How to Cultivate Intense Happiness in Work & Life (Even If Things Are What They Are) Joy isn't fluff — it's fierce strategy. This book gives leaders the tools to turn exhaustion into resilience and build cultures where work is a joy, people are whole, and organizations flourish. Ready to Make a Plan: Joyosity™ Jumpstart → Get crystal clear on what you want, what's in the way, and how to move forward with traction. Starting the Journey: Enneagram Navigator → Stop guessing your type. In this 1:1 session, get clarity on your motivations and blind spots. Ready to Dive In: Joyosity™ Intensive → A one-day transformative experience to realign with your values and build a practical plan for joyful leadership. A Party for More: Bring Jenn & the Joy to Speak → Bring the spark (not just the spark notes!) to your whole team with contagious joy, practical tools, and plenty of laughter. Loved this episode? Rate, review, and share with a fellow leader who's ready to ditch the drama and lead with more joy, curiosity, and clarity.

    The Financial Guys
    The Obamacare Effect and Why It Still Matters

    The Financial Guys

    Play Episode Listen Later Nov 12, 2025 39:32


    Glenn Wiggle, Mike Hoeflich, and Mike Sperrazza dive into the real fallout of Washington's latest government shutdown—and the hypocrisy behind politicians still cashing paychecks while everyday Americans go without. From bloated regulations driving up healthcare costs to the failures of Obamacare, the hosts call out both parties for their inaction and lack of leadership. They break down how excessive government control has crippled competition, inflated costs, and hurt working Americans, arguing for a return to smaller government, personal responsibility, and common sense. Plus, a no-holds-barred discussion on welfare reform, accountability in Congress, and why the GOP must finally deliver.(00:02:15) Impact of Government Shutdown on Individuals and Politicians(00:11:58) Impact of Regulations on Healthcare Accessibility and Costs(00:14:22) Healthcare Overhaul: Promoting Competition and Efficiency(00:24:28) Effective Legislators: Leading for Progress(00:26:37) Republican Party's Lack of Initiative and Action(00:30:24) Republican Party's Urgency for Accountability and Prosecution(00:34:29) State-Level Enforcement of Welfare to Work

    The Capitol Pressroom
    Upstate utility leader talks energy infrastructure and costs

    The Capitol Pressroom

    Play Episode Listen Later Nov 12, 2025 22:18


    Nov. 12, 2025- We explore the work of upstate utilities serving nearly 2 million New Yorkers, including upgrading their transmission capacity and investing in infrastructure. Our guest is Trish Nilsen, CEO of New York State Electric & Gas and Rochester Gas & Electric.

    The Menopause and Cancer Podcast
    Episode 191 - I can't shift the weight - should I consider the GLP-1 Medicines?

    The Menopause and Cancer Podcast

    Play Episode Listen Later Nov 12, 2025 57:42


    Many people in our community say it has become virtually impossible to shift the weight since cancer and menopause. So of course we ask ourselves: What role do GLP-1 medicines play in cancer survivorship and what do we really know about their safety, risks, and benefits? In this episode, I'm joined by Caroline Tweedie, currently working as the lead cancer nurse in the North East of England. With over 17 years' experience as a Clinical Nurse Breast Specialist, Caroline has dedicated her career to improving the lives of those affected by breast cancer and sits on the NICE committee shaping national breast cancer guidance.We explore, with curiosity - and never with judgement:- What GLP-1 medicines are and why they are so effective- Safety concerns and what the evidence shows for cancer survivors- Why these drugs matter in breast cancer survivorship- The role of GLP-1s in weight, muscle, bone health, inflammation, and fatigue- Natural strategies that may work on similar pathways- Key risks to be aware of: hair loss, sarcopenia, drug absorption, and endocrine therapy interactions- What happens when you stop taking the drug- Practical advice for patients and clinicians navigating this new landscapeCaroline also shares her insights on why weight loss isn't the same as fitness, why muscle is the “anti-fatigue organ,” and what both patients and healthcare professionals need to know before considering GLP-1 use in survivorship care.This is a nuanced, evidence-based discussion that puts patients at the centre. Whether you're a survivor curious about GLP-1s or a healthcare professional supporting patients, this episode offers clarity, compassion, and practical takeaways.Episode Highlights:00:00 Intro12:09 Survivorship Challenges Beyond Cancer Treatment15:35 Weight Loss Treatments: Risks & Support16:42 Bariatric Surgery vs Rapid Weight Loss22:18 Protein Intake for Menopause Health25:04 "Deciding on GLP1 Treatment"29:06 GLP-1 Eligibility Criteria Explained35:40 "Drug Trials and Patient Safety"42:19 Obesity Support After Cancer43:31 Diabetes Drugs, Costs, Future HopeConnect with us:For more information and resources visit our website: www.menopauseandcancer.org Or follow us on Instagram @menopause_and_cancerJoin our Facebook group: www.facebook.com/groups/menopauseandcancerchathub

    Breaking Points with Krystal and Saagar
    11/11/25: Dems Wave White Flag For Trump, Trump Blames Biden For High Costs, Maxwell Sweet Life In Club Fed

    Breaking Points with Krystal and Saagar

    Play Episode Listen Later Nov 11, 2025 69:26 Transcription Available


    Krystal and Saagar discuss Dems wave white flag, Trump blames Biden for affordability, Maxwell living sweet life in Club Fed. AIPAC Tracker: https://www.trackaipac.com/ To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

    Millennial Money
     How to Know It's Time to Leave Your Business (and What “Enough” Really Costs)

    Millennial Money

    Play Episode Listen Later Nov 11, 2025 28:28


    What happens after the awareness? After you stop spending on autopilot… how do you start building on purpose? In part two, Shari connects money mindfulness to business-building — and why your exit number should be based on the life you actually want, not what Instagram says counts as “success.” Guest Kathryn Finney returns to share how she grew her blog into a real media company, figured out her number, and made the hard call to sell it — even though she could've made more by staying. She also breaks down the difference between a startup and a small business (spoiler: you don't have to build to sell) and why clarity is more profitable than hype. This is your episode if you're sitting on a side hustle, business, or creative project and wondering: “Do I grow this… or let it go?” Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

    Smart Biotech Scientist | Bioprocess CMC Development, Biologics Manufacturing & Scale-up for Busy Scientists
    205: Process Economics Decoded: How to Model Biomanufacturing Costs From Clinical to Commercial Scale with Niklas Jungnelius - Part 1

    Smart Biotech Scientist | Bioprocess CMC Development, Biologics Manufacturing & Scale-up for Busy Scientists

    Play Episode Listen Later Nov 11, 2025 25:35


    Your Manufacturing Decisions Are Costing You More Than You ThinkEvery bioreactor decision. Every scale-up choice. Every facility investment. They're all silently writing checks your process might not be able to cash.The difference between a profitable biologics program and one that bleeds capital? Process economic modeling, the analytical framework that reveals exactly where your money goes and why.In this episode of the Smart Biotech Scientist Podcast, David Brühlmann talks with Niklas Jungnelius, Process Modeling Leader at Cytiva, who has spent 25+ years decoding the economics of biologics manufacturing for biotech companies navigating billion-dollar decisions.Niklas reveals the hidden cost drivers most teams miss, the surprising economics behind fed-batch vs. continuous processing, and why your facility choice at intermediate scale could make or break your business case.Episode Highlights:What process economic modeling is and how it differs from mechanistic modeling (06:40)Main cost drivers in biologics and biosimilars manufacturing, and their direct and indirect impacts on patient pricing (09:21)The role of manufacturing scale and productivity in driving down costs, and how facility type (stainless steel vs single-use) affects labor, flexibility, and investment (11:51)Trade-offs between single-use and stainless steel facilities at intermediate production scales (15:07)Key differences in cost and efficiency between fed-batch and fully continuous manufacturing, including productivity limitations and capital/expenditure implications (16:20)The impact of resin lifetime and under-utilization on clinical manufacturing costs (19:51)Hidden or less quantifiable costs such as facility flexibility, excess capacity, safety margins, and the importance of realistic assumptions in economic modeling (20:20)This is a grounded discussion with practical takeaways for biotech scientists seeking clarity in the complex terrain of process economics. Part two of this conversation will focus on sustainability modeling and the latest technologies reshaping bioprocessing economics.Ready to see how process modeling could transform your approach and protect your bottom line? Listen to the episode and rethink your next investment.Connect with Niklas Jungnelius:LinkedIn: www.linkedin.com/in/niklas-jungneliusCytiva website: www.cytivalifesciences.com/en/usNext step:Book a 20-minute call to help you get started on any questions you may have about bioprocessing analytics: https://bruehlmann-consulting.com/call

    Monday Morning Moments with Mike Van Hoozer
    Monday Morning Moments Podcast: The Cost of Comparison

    Monday Morning Moments with Mike Van Hoozer

    Play Episode Listen Later Nov 11, 2025 8:39


    We are more connected today than we ever have been. Digital Devices, the web, and social media keep us in constant contact with updates, breaking news, and everyone's latest activities and accomplishments. We are able to witness both the best and sometimes the worst of people, many of which we don't even know.And wile there are many benefits to being able to connect through technology, there are also a few devastating drawbacks including the cost of comparison!We are in a series entitled "Discovering You." The point and purpose of this series is to help you discover you - the real authentic you and the one God created you to be. In the first podcast episode, I talked about the essence of your identity including who or what we mistakenly tie our identity to versus where we should actually anchor our identity.In this episode, we are going to cover the cost of comparison, and yes...there is a significant cost to be paid when we spend our time, energy, and emotions comparing ourselves to others. The cost of comparison is the thief of joy!  Show Notes:"The Truth," song by Megan Woods"The truth is I am my Father's childI make Him proud and I make Him smileI was made in the image of a perfect KingHe looks at me and wouldn't change a thingThe truth is I am truly lovedBy a God who's good when I'm not good enoughI don't belong to the lies, I belong to YouAnd that's the truth"7 Costs of Comparison:TimeMental and Emotional EnergyUnnecessary AnxietyMisaligned PurposeThe Wrong GoalsDistracted FocusLack of ImpactInstead of Comparing, Do These Things Instead:Be grateful. Psalm 139:13-14 says that God created you, and you are "fearfully and wonderfully made." We have been created with great care and reverence by God, who designed us with unique qualities and a specific purpose. We need to go to God first to gain clarity about ourselves. I love this quote from Louie Giglio in his great devotional book Grace and Glory:"God made you with uniqueness and specificity. He knows your talents and gifting. He wove them into you. He knows your strengths and weaknesses. He wrote down all the days of your life in His book before you were born. He knows how you're wired, what you enjoy, and what brings you to life because He made you in His image, and He invites you to be a daughter or son of His kingdom.You don't need affirmation or acceptance from others around you - you have everything you'll ever need from your perfect and loving heavenly Father. You can willingly take up humility in every interaction around you." - Louie Giglio, Grace and GloryWe need to trust God's feedback and guidance. We need to embrace His love for us.Psalm 139:16 says: "Your eyes saw my unformed substance; in your book were written, every one of them, the days that were formed for me, when as yet there was none of them." God is the Creator of us and the maker of momentsWe need to know His purpose and follow His path for us. We can seek Him and get answers to the key questions in life: Why am I here? Where do you want me to go? And what do you want me to doWe need to stop comparing ourself or our journey to other people and their journeys. This includes appreciating our strengths and our quirks. Change the words and your mindset from "If Only" to "I'm grateful"...and from "I have to" to "I get to."We need be faithful with our calling, even if others don't understand it.We need to ask for, surrender, and submit to God's leadership in our lives.We need to stay focused on the mission He gave us, not the one He gave to someone else.We need to trust that the same God who created and called us...will equip us. Comparison can cause you to feel inadequate, but God will provide everything you need...to do the things He has called you to do and truly become the person He created you to be.New Episodes of the Monday Morning Moments Podcast are released every Monday on your favorite podcast platforms as well as on YouTube. We also release The Coach's Corner segment on Thursdays.

    Success Formula Podcast
    Private Jets EXPLAINED: Costs, Secrets & Mistakes You Must Avoid

    Success Formula Podcast

    Play Episode Listen Later Nov 11, 2025 54:23


    From carrying luggage at $9 an hour to brokering multi-million-dollar aircraft deals, Chris Vidales has built a thriving business in private aviation with MagJet.

    3 Martini Lunch
    Senate Dems Finally Shut Down Their Shutdown

    3 Martini Lunch

    Play Episode Listen Later Nov 10, 2025 26:29 Transcription Available


    Ricochet Co-Founder Rob Long is in for Jim today. Join Rob and Greg for the Monday 3 Martini Lunch as they chronicle the Senate Dems finally ending their pointless shutdown, President Trump promising millions of Americans money from tariff revenues, and now the New York Times reports how much Zohran Mamdani's agenda will cost.First, they welcome the news that eight Senate Democrats voted to end debate on a bill to fund the government, clearing the way for its passage. While the progressive left is furious at those who “caved,” Rob notes the shutdown strategy was never going to succeed. He also explains why Connecticut Sen. Chris Murphy is spectacularly wrong in arguing that the shutdown was necessary to “save democracy.”Next, they shake their heads as President Trump promising to send $2,000 checks to low and middle income Americans due to increased revenues from tariffs. Rob and Greg explain why this is not a good idea and how very recent history gives us the proof. They also scratch their heads over the emerging idea of 50-year mortgages.Finally, they find the timing suspicious as the New York Times waits until after the election to reveal the massive costs of New York City Mayor-Elect Zohran Mamdani's proposals for free childcare and bus rides. They also discuss Mamdani's idea of raising more revenue to pay for all this by increasing fines.Please visit our great sponsors:Get 10% off your first month of BetterHelp by visiting https://BetterHelp.com/3ML today!OneSkin uses the patented OS-01 Peptide™ designed to keep skin healthier, stronger, and more resilient over time. Get 15% off OneSkin with the code 3ML at https://www.OneSkin.co/3ML Try the Oracel Cloud Infrastructure for free with zero commitment by visiting https://Oracle.com/Martini today!

    Becker Group C-Suite Reports Business of Private Equity
    How Subsidies Drive Up Costs in Education and Healthcare 11-10-25

    Becker Group C-Suite Reports Business of Private Equity

    Play Episode Listen Later Nov 10, 2025 2:51


    In this episode, Scott Becker explores how well-intentioned government subsidies for college education and healthcare have unintentionally driven up costs, fueled historic debt, and created financial strain.

    Morning Shift Podcast
    High Grocery Costs And SNAP Cuts Put Chicagoans In A Bind

    Morning Shift Podcast

    Play Episode Listen Later Nov 10, 2025 33:50


    Groceries cost more than ever, and the high prices couldn't come at a worse time. Nearly two million Illinois residents depend on SNAP benefits, which are now being cut as the government shutdown drags on. How are Chicago-area residents filling the gap, especially with holidays around the corner? In the Loop checks in with Chicago Sun-Times consumer investigations reporter Stephanie Zimmermann, Wicker Park resident Gale Hethcoat and Common Pantry executive director Margaret O'Conor. For a full archive of In the Loop interviews, head over to wbez.org/intheloop.

    NerdWallet's MoneyFix Podcast
    First-Generation Wealth Building and the Truth About Stablecoin Yields

    NerdWallet's MoneyFix Podcast

    Play Episode Listen Later Nov 10, 2025 41:30


    Learn how first-generation wealth builders create financial freedom and what stablecoins could mean for your savings. How do you build wealth when you're the first in your family to be able to do so? And can stablecoins really out-earn your savings account? Host Elizabeth Ayoola and Sean Pyles explore generational wealth-building and the myths and realities of stablecoins in a rapidly changing cryptocurrency environment. Joined by entrepreneurs and fiancés Ronne Brown and Courtney Hale, Elizabeth kicks off the first segment with a heartfelt look at how first-generation wealth builders are redefining what it means to be “rich.” Ronne and Courtney share their journeys from modest beginnings to financial independence, relaying how childhood lessons shaped their values, how they built multiple income streams through entrepreneurship, and the steps they're taking to continue building generational wealth together. They discuss the power of investing early, using real estate and the stock market strategically, and protecting assets through estate planning and life insurance. Then, investing writer Sam Taube joins Sean and Elizabeth to break down the difference between Bitcoin and stablecoins — and whether high-yield stablecoins are too good to be true. They explore how the Genius Act changes crypto regulation, how yield-bearing stablecoins compare to high-yield savings accounts, and what risks investors should consider before diving in. They discuss how to find a balance between risk and reward in crypto-based savings options, how stablecoins actually earn yield, and why traditional banking products still offer peace of mind for the risk-averse. Best High-Yield Savings Accounts of November 2025 https://www.nerdwallet.com/banking/best/high-yield-online-savings-accounts  The Costs of Being Unbanked (and How to Minimize Them) https://www.nerdwallet.com/banking/studies/data-unbanked  Crypto staking: What it is, how it works, calculator https://www.nerdwallet.com/article/investing/how-crypto-staking-works  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: financial independence, building generational wealth, multigenerational money mindset, family legacy planning, breaking the cycle of poverty, entrepreneurship strategies, business ownership, side hustles, wealth psychology, mindset shifts, money trauma, minority entrepreneurship, real estate investing, stock investing basics, portfolio diversification, passive income streams, estate strategy, life insurance for families, trust and wills, crypto investing, digital currency regulation, crypto yield risks, yield-bearing coins, decentralized finance, DeFi savings, crypto-backed savings accounts, tokenized assets, stablecoin interest rates, inflation hedge, risk management, safe investing, traditional bank safety, asset protection, long-term wealth growth, market volatility, risk versus reward, financial resilience, and balancing traditional and digital assets. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Federal Employee Financial Planning Podcast
    Episode 104: Federal Employee Health Benefit Considerations & TRICARE

    Federal Employee Financial Planning Podcast

    Play Episode Listen Later Nov 10, 2025 52:25


    Are you making the most of your federal health benefits this open season? Whether you're an active federal employee or retired, this time of year can feel overwhelming, but understanding your options can save you thousands and help you plan smarter for the future. You'll learn how to evaluate your current plan, balance premiums and out-of-pocket costs, and make confident, informed decisions before open season ends. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Medicare Masterclass on Enrollment, Costs, and the Inflation Reduction Act with Bryan Gay 10 Things Federal Employees Can Do Outside Of An Open Season Mason & Associates: LinkedIn Tommy Blackburn:  LinkedIn John Mason: LinkedIn Ben Raikes: Website

    The Tiki Room with Elizabeth and Sarah | Let's Talk Disney World
    Wine And Dine Half Marathon 2025 And Holiday Parties: Mickey's Very Merry Christmas Party and Jollywood Nights

    The Tiki Room with Elizabeth and Sarah | Let's Talk Disney World

    Play Episode Listen Later Nov 10, 2025 34:12 Transcription Available


    Send us a textWe celebrate the Wine and Dine Half-Marathon with real talk on costumes, pace, and pre-dawn buses, then pivot to Disney's holiday season to weigh Very Merry Christmas Party against Jollywood Nights. Costs, crowds, transport, and value drive the choices we make and the plans we recommend.• Wine and Dine Half overview, course vibe, costumes• How pace groups and balloon ladies really work• Registration timing, sellouts, and charity bib options• Resort picks and race-day transportation realities• Price pressure at Disney and why overseas parks tempt• Magic Kingdom's fast flip to Christmas decor• Very Merry features, exclusive snacks, and kid stamina• Jollywood Nights for adults, short waits, cocktails, live showsWe'll do a post on Instagram and ask everyone to give us their best Jollywood Nights. If you think we should go, maybe we do a poll: Should we go to Jollywood?Thank you for listening to this week's episode! Please follow us on instagram @parksidebreaks and leave us a rating and review.

    Function With Purpose [Podcast]
    S12:E6 - Get PT 1st [even when it's a non-emergency]

    Function With Purpose [Podcast]

    Play Episode Listen Later Nov 10, 2025 27:54


    –This is a good one that you won't want to miss listening to today!.PT can (and often should) be the first point of contact for patients.Not only for musculoskeletal disorders.But,.Also as a first, direct point of contact for urgent concerns.So we must take into account our ability to perform screenings, testing & a more in-depth subjective assessment to all patients when the first enter our doors.Check out the links below to some studies & stats regarding an on-going pandemic of patient interactions.And,.Your states set-up for direct access for PT services--LINKS:FPT YouTube ChannelWHOOP with #TeamFPThttps://www.apta.org/contentassets/4daf765978464a948505c2f115c90f55/direct-access-by-state-map.pdfFirst-Contact Physical Therapy Compared to Usual Primary Care for Musculoskeletal Disorders: A Systematic Review and Meta-Analysis of Randomized Controlled TrialsThe Influence of Patient Choice of First Provider on Costs and Outcomes: Analysis From a Physical Therapy Patient Registry..#FunctionWithPurpose#FPTEducation-----The Function with Purpose Podcast.All things health - wellness - fitness - & education through the physical therapy perspective.Fortress PT is here to serve the Charlotte-Metro area by highlighting the importance of how & why physical therapy should be a part of your health & wellness lifestyle.PURSUIT | PRECISION | PURPOSE..DISCLAIMER:  THIS PODCAST SERVES FOR EDUCATIONAL PURPOSES ONLY.  IT IS NOT A SUBSTITUTE FOR ADVICE FROM YOUR PERSONAL PHYSICAL THERAPIST OR OTHER HEALTH CARE PROFESSIONAL(S)...Amy@fortressphysicaltherapy.com980-272-8044https://linktr.ee/FortressPT.#FunctionWithPurpose #DrAmyPT #FPTosteopractor #FPTAthlete #FPTEducation #FPTTraining #TeamFPT #Charlotteagenda #CharlotteNC #CharlotteMetroArea #QueenCity #704 #980 #Physicaltherapy #Physio #Physiotherapy #GetPT1st #Physical #Therapy #Health #Wellness #Fitness #CLT#charlottephysicaltherapy #charlottephysicaltherapist

    Becker Group Business Strategy 15 Minute Podcast
    How Subsidies Drive Up Costs in Education and Healthcare 11-10-25

    Becker Group Business Strategy 15 Minute Podcast

    Play Episode Listen Later Nov 10, 2025 2:51


    In this episode, Scott Becker explores how well-intentioned government subsidies for college education and healthcare have unintentionally driven up costs, fueled historic debt, and created financial strain.

    The Rundown with Kansas Legislative Division of Post Audit
    Reviewing Counties' Costs and Obligations to Meet State Requirements [November 2025]

    The Rundown with Kansas Legislative Division of Post Audit

    Play Episode Listen Later Nov 10, 2025 18:50


    We estimate the 3 counties we reviewed spent $28.8 million providing a selection of 3 services in fiscal year 2024, which was partially offset by $9.7 million in state, federal, and user fee funding. State law requires counties to provide a variety of core services, such as election administration, law enforcement, and motor vehicle registration. Counties are primarily funded by local tax revenue, and they generally use this revenue to cover the costs of providing the services state law requires. We selected 3 core services and 3 counties to review. The services included criminal prosecution, motor vehicle registration, and ad valorem tax collection. The counties included Gove, Johnson, and Labette counties. We worked closely with county officials to determine how much the 3 counties spent to provide the 3 core services during fiscal year 2024. In total, we estimate the 3 counties we reviewed spent $17.3 million on criminal prosecution in fiscal year 2024, which was slightly offset with $846,000 in grants and user fees. In total, we estimate the 3 counties we reviewed spent $8.3 million providing motor vehicle registration services in 2024, which was partially offset by $5.0 million in user fees. In total, we estimate the 3 counties spent $3.2 million collecting ad valorem taxes in fiscal year 2024, which was fully offset by $3.9 million in user fees and fines. The 3 counties' costs for the 3 services we reviewed were generally related to meeting requirements in state law. We estimate it would cost the state $19.1 million to cover the 3 counties' fiscal year 2024 costs for the services we reviewed, but this likely isn't consistent each year. Officials from the 3 counties we reviewed told us state process improvements would be more helpful than additional state funding. Other estimates for counties' motor vehicle registration service costs used reasonable methods but differed from ours because we had more detailed and updated data.

    The Rundown with Kansas Legislative Division of Post Audit
    Reviewing Counties' Costs and Obligations to Meet State Requirements [November 2025]

    The Rundown with Kansas Legislative Division of Post Audit

    Play Episode Listen Later Nov 10, 2025 18:50


    We estimate the 3 counties we reviewed spent $28.8 million providing a selection of 3 services in fiscal year 2024, which was partially offset by $9.7 million in state, federal, and user fee funding. State law requires counties to provide a variety of core services, such as election administration, law enforcement, and motor vehicle registration. Counties are primarily funded by local tax revenue, and they generally use this revenue to cover the costs of providing the services state law requires. We selected 3 core services and 3 counties to review. The services included criminal prosecution, motor vehicle registration, and ad valorem tax collection. The counties included Gove, Johnson, and Labette counties. We worked closely with county officials to determine how much the 3 counties spent to provide the 3 core services during fiscal year 2024. In total, we estimate the 3 counties we reviewed spent $17.3 million on criminal prosecution in fiscal year 2024, which was slightly offset with $846,000 in grants and user fees. In total, we estimate the 3 counties we reviewed spent $8.3 million providing motor vehicle registration services in 2024, which was partially offset by $5.0 million in user fees. In total, we estimate the 3 counties spent $3.2 million collecting ad valorem taxes in fiscal year 2024, which was fully offset by $3.9 million in user fees and fines. The 3 counties' costs for the 3 services we reviewed were generally related to meeting requirements in state law. We estimate it would cost the state $19.1 million to cover the 3 counties' fiscal year 2024 costs for the services we reviewed, but this likely isn't consistent each year. Officials from the 3 counties we reviewed told us state process improvements would be more helpful than additional state funding. Other estimates for counties' motor vehicle registration service costs used reasonable methods but differed from ours because we had more detailed and updated data.

    Five Idiots Talking Toys
    Star Wars Daddy Uncut: Talking Toys & The YouTube Hustle | eBay & Collecting | 219

    Five Idiots Talking Toys

    Play Episode Listen Later Nov 9, 2025 35:37


    Join the Five Idiots as they sit down with the incredible YouTuber Star Wars Daddy, Michael Albertson, for an epic Part 1 of their conversation!In this episode,  @StarWarsDaddy  shares his fascinating journey from the banking world to becoming a full-time YouTube creator and toy seller. Get ready for some real talk as he dives into:• His path to discovering Five Idiots Talking Toys and starting his own channel.• The exhilarating "fever" of toy collecting and the ins and outs of selling on eBay (and how to avoid those pesky fees!).• The daily grind of YouTube, the costs involved in running a show, and the constant evolution of his channel's purpose.• The demanding schedule of a content creator and seller, and his inspiring decision to pursue a degree in social media marketing.• You won't want to miss Michael's insights into building a presence online and making a passion a profession. This is just the beginning – stay tuned for Part 2!#FiveIdiotsTalkingToys #StarWarsDaddy #ToyCollecting #YouTubeCreator #eBaySeller #Podcast #ContentCreation #toycommunity Hit subscribe for more toy talk! If you want to take in the Rated-R collector episodes "Five Idiots After Dark", become a Patreon member!0:00:00 - Introduction0:01:00 - Welcome to FITT and guest introduction0:01:40 - Brandon's trip to New York City0:03:55 - Introduction of special guest Star Wars Daddy (Michael Albertson)0:04:36 - Discussion about inviting guests and Ninja Turtles collecting0:06:05 - Star Wars Daddy's YouTube journey and discovering Five Idiots Talking Toys00:09:40 - Michael's experience with live sales and "the fever" of collecting0:11:39 - Michael's eBay selling process and avoiding fees0:14:04 - eBay algorithm and challenges for small sellers0:16:05 - YouTube monetization0:16:45 - Star Wars Daddy's affiliation with Theory Sabers0:18:00 - Kids' perception of YouTube creators0:19:00 - The grind of YouTube and channel growth0:22:00 - Costs of running a YouTube show0:27:06 - Star Wars Daddy's channel purpose and evolution0:30:45 - The demanding schedule of a full-time content creator and seller0:34:42 - Conclusion of Part 1 and preview of Part 2-----------------------

    Living Abroad on a Budget
    Living in Bangkok for a Fraction of US Costs

    Living Abroad on a Budget

    Play Episode Listen Later Nov 9, 2025 67:16


    WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here:https://adventurefreaksss.com/ideal-destination-finder/================================= How to work with me: =================================

    Montana Public Radio News
    Montanans face higher costs, hard decisions as health subsidies near expiration 

    Montana Public Radio News

    Play Episode Listen Later Nov 8, 2025 3:45


    Open enrollment for Marketplace health plans is underway, Many Montanans could face steep premium hikes if Congress doesn't renew existing tax credits. That debate is at the heart of the federal government shutdown. MTPR's Aaron Bolton reports on what that would mean for one Montanan.

    435 Podcast: Southern Utah Real Estate & News
    Southern Utah Election Results, Government Shutdown Impact & Fed Cuts

    435 Podcast: Southern Utah Real Estate & News

    Play Episode Listen Later Nov 8, 2025 64:32


    Send us a textFresh leadership, fresh pressure, and a fresh set of misconceptions.We kicked off our first live show by unpacking Southern Utah's election night: Hurricane and Santa Clara shakeups, tight Springdale margins, and a notable flip in St. George. We explain why council vacancies won't be handpicked by mayors and how Utah's state code forces an open application process. It sounds procedural, but it decides who steers land use, growth, and the choices that shape our cities for decades.What You'll Get in This Episode:St. George mayoral change and council seat mechanicsHurricane, Santa Clara, and Springdale results and close racesHow vacancies are filled by council application and vote—not mayoral appointmentNational outcomes and realistic limits on big-city agendasGovernment shutdown pressure on SNAP benefits for 42 million Americans and air traffic controller payUranium and vanadium mine restart in southeastern Utah: jobs, water treatment, and oversightData centers, grid demand, and nuclear versus solar tradeoffsRedistricting shifts across states and Utah's Prop 4 timelineFed rate cut versus 10-year yield and mortgage myths bustedWashington County housing inventory, absorption rates, and pricing strategyWho's buying, retiree inflows, and stable median prices around $525KFrom local election mechanics to federal shutdown fallout, energy policy, redistricting fights, and what the Fed's cut really means for mortgages and local housing—we connect the dots so you see the bigger picture behind the headlines.If this helped you understand what's really shaping Southern Utah, subscribe, share with a friend, and drop your questions in the comments—we'll feature the best ones on the next live show.Looking for a Real Estate expert? Find us here!www.wealth435.comhttps://linktr.ee/wealth435Below are our wonderful friends!Find FS Coffee here:https://fscoffeecompany.com/Find Tuacahn Amphitheater here:https://www.tuacahn.org/Find Blue Form Media here:https://www.blueformmedia.com/[00:00:00] Live Launch And Format Shift[00:03:54] Southern Utah Election Results[00:11:02] How Vacant Council Seats Get Filled[00:17:59] St. George Mayoral Flip And Impact[00:27:27] Voter Turnout And Growth Pressure[00:34:25] National Results And NYC Shockwaves[00:41:08] Government Shutdown: SNAP And ATC[00:50:15] Uranium And Vanadium Mine Restart[00:58:45] Energy Demand, Data Centers, Costs[01:04:02] Redistricting Fights In Multiple States

    RTÉ - Saturday with Cormac O hEadhra

    Our panel this week are Hildegarde Naughton, Minister of State for Disability and Fine Gael TD for Galway West, Sorca Clarke, Sinn Féin TD for Longford-Westmeath and Paul Murphy, People Before Profit TD for Dublin South West.

    Starting Strength Radio
    Costs and Consequences with Karl Denninger | Starting Strength Radio #336

    Starting Strength Radio

    Play Episode Listen Later Nov 7, 2025 87:22


    Karl Denninger returns to discuss topics ranging from forces underlying costs of goods in a global market, suppression of medical studies, and more.

    Zero to Profitable Franchise
    How Much Can You Make with a $500k Tool Truck? (Costs, Sales, & Fees)

    Zero to Profitable Franchise

    Play Episode Listen Later Nov 7, 2025 10:45


    Ever seen a Snap-On Tools truck and wondered how that business actually works? In this video, we break down the Snap-On Tools franchise model in detail, from its 100-year history and unique mobile store concept to startup costs, in-house financing options, and what franchisees are really earning. You'll learn how Snap-On makes money without traditional royalties, what the startup investment looks like, and the real sales data revealed in their Franchise Disclosure Document (FDD).----------------Considering Investing In A Franchise?

    History As It Happens
    Dick Cheney's Ruinous Legacy

    History As It Happens

    Play Episode Listen Later Nov 7, 2025 50:01


    Subscribe now to skip ads, get bonus content, and enjoy access to the entire catalog of 500 episodes. Keep the narrative flow going! Dick Cheney died on Nov. 3. From the 1970s onward, he held several powerful posts as White House chief of staff, a Wyoming congressman, Secretary of Defense, and a private-sector oil executive. But Cheney will be remembered most of all for his eight years as Vice President under George W. Bush, when he exerted his influence to invade Iraq in 2003 and impressed his ideas about executive authority and conduct, ignoring Congress, the Constitution, and international law. The Iraq war became an intractable calamity. Even today, the country is not considered a healthy democracy. Cheney's idea of the "unitary executive" is now being put into practice once more by Donald Trump, an unintended consequence of Dick Cheney's enduring influence. Historian Jeremi Suri is our guest. Further reading: The Costs of War: Iraq by Brown University  Further listening: Saddam and his American Friends w/ Steve Coll The Iraq War w/ Andrew Bacevich The Iraq War w/ Ghaith Abdul-Ahad

    The Defiant
    How PYUSD Could Transform Global Payments

    The Defiant

    Play Episode Listen Later Nov 7, 2025 42:17


    In this conversation, May Zabaneh breaks down PayPal's move into stablecoins with PYUSD and why it matters for financial inclusion. We explore how PYUSD could lower costs for cross-border payments, deliver faster settlement, and plug directly into PayPal's existing ecosystem. The discussion covers why PayPal built a proprietary stablecoin, early adoption and real-world use cases, and plans for international expansion. We also examine the role merchants play in crypto acceptance, how DeFi and traditional finance are converging, and why interoperability will be essential in the next phase of digital payments.Chapters00:00 PayPal's Vision for Stablecoins02:47 Why PYUSD? Rationale and Goals05:18 Stablecoin Advantages: 24/7, Inclusion, Cross‑Border08:22 Why Proprietary vs Supporting Others11:06 Unlocking B2B and Rebuilding On‑Chain12:20 PYUSD in the PayPal/Venmo Ecosystem14:21 International Expansion and Global Transfers17:02 Merchant Fit: Categories, Costs, Declines19:32 User Segments: Crypto‑Curious to Super Users23:28 Pay with Crypto: Scaling to Larger Merchants29:38 PYUSD in DeFi: Open and Multi‑Chain32:01 Liquidity, Partnerships, and the Three Pillars35:56 Interoperability and Evolving Roles39:11 AI x Payments: Agent‑Driven Commerce40:42 Finding the Flywheel, What's Next

    Confidence Through Health
    Putting It Off Always Costs More - Life Lesson Friday, 11/7/25

    Confidence Through Health

    Play Episode Listen Later Nov 7, 2025 9:04


    The importance of focusing on the present moment rather than worrying about the future, is what actually transforms our future. Past actions influence the present but positive changes now, such as in health and lifestyle, can lead to improved well-being and potentially alleviate health issues in the future.Our physical body is like an automobile, we must be active in our regular maintenance to prevent more costly repairs down the road.  Visit ConfidenceThroughHealth.com to find discounts to some of our favorite products.Follow me via All In Health and Wellness on Facebook or Instagram.Find my books on Amazon: No More Sugar Coating: Finding Your Happiness in a Crowded World and Confidence Through Health: Live the Healthy Lifestyle God DesignedProduction credit: Social Media Cowboys

    UBC News World
    The True Costs Of Delayed Asphalt Repair: NY Property Managers Discussion

    UBC News World

    Play Episode Listen Later Nov 7, 2025 10:01


    Property managers reveal why delaying asphalt repairs multiplies costs dramatically. Discover the Rule of Seven, real dollar breakdowns from crack sealing to full reconstruction, and why New York's freeze-thaw cycles make timing everything for your parking lot budget.For more information, visit https://www.avelloasphalt.com Avello Asphalt & Construction Corp City: Poughkeepsie Address: 141 Daley Road Website: https://www.avelloasphalt.com

    Big Picture Retirement
    Inbox Question | Typical Costs of Estate Planning

    Big Picture Retirement

    Play Episode Listen Later Nov 6, 2025 9:22


    David asks for a general idea of what estate planning services typically cost, following up on the six-part podcast series. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

    On The Market
    Housing Demand Grows as 10 Major Cities See Price Drops

    On The Market

    Play Episode Listen Later Nov 6, 2025 32:15


    The housing market is seeing a (surprisingly) positive trend. Yes, even with all those YouTube channels showing you “empty” houses, it seems that homebuyers, especially millennials, are getting back into the game. This is excellent news for agents, lenders, title companies, sellers, and flippers. So, what's the “positive” trend we're seeing? We're back with another headline episode to get you up to date on the housing market in just around half an hour. First, new data points to housing demand increasing as mortgage rates stay away from their 7%+ highs. Is there a path to 5% interest rates in the near future? Yes, but the road to it won't be pretty. Here's what would have to happen for us to get there.  Can you guess the top 10 cities with the largest price drops in the US? We're sharing the complete list in this episode, with some surprising cities near the top. Finally, we'll discuss the massive layoffs from tech, including Amazon's recent firing of over 10,000 well-paid employees. If you live in an area where these layoffs are happening, the market could see a noticeable shift. In This Episode We Cover Why housing demand is actually going up while economic optimism is going down A 5% interest rate future? What actually has to happen for us to get there The top 10 United States cities seeing the most significant price drops Why James is preparing for layoffs ASAP and tweaking his investing strategy as jobs get cut Money printing…again? The dangerous door that's opening for quantitative easing  And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Grab Dave's Book, "Start with Strategy" Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders BiggerPockets Real Estate 1191 - Home Prices Could “Stall” for Years Articles from Today's Show: HousingWire: Housing demand now reflects a positive trend ResiClub: Bank of America: Path to 5% mortgage rates if 'the Fed does MBS quantitative easing' Yahoo Finance: When will housing prices drop? Costs have already decreased in some major metro areas. Yahoo Finance: Layoffs hit Amazon, UPS, Target, and more — what's fueling the cuts Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-371 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Clean Power Hour
    The Global Team Strategy That's SLASHING Solar Project Costs

    Clean Power Hour

    Play Episode Listen Later Nov 6, 2025 46:34 Transcription Available


    #EP317 The solar industry faces a defining moment in Q4 2025. While regulatory challenges create uncertainty, well-capitalized players treat this period as a buying opportunity. Daniel Dus, CEO and founder of Cleantech Industry Resources (CIR), breaks down the market dynamics and explains how his company's global expertise positions it to thrive during industry consolidation.Daniel Dus founded CIR to provide development, construction, and operations services for solar and battery storage projects. His team of 140 professionals across three offices in India and the United States brings proven experience from building some of the world's largest solar installations, including work with Adani Green Energy as it scaled from startup to 16 gigawatts in operation.Key Discussion Points:The current solar market has split into thirds: one-third undercapitalized and struggling, one-third in wait-and-see mode, and one-third aggressively acquiring projects with strong capital backing - creating opportunities for companies like CIR that can execute complex transactions.CIR serves 150 clients across the solar value chain, providing everything from interconnection studies and permit-ready planset packages to full EPC services, with particular expertise in rescuing distressed projects and navigating complex utility requirements.CIR's competitive advantage comes from its India-based technical teams, who have worked on massive international projects, bringing world-class expertise at competitive rates to US developers who struggle with margin compression.Solar Fight Night, Dus's passion project since 2008, has raised nearly $2 million for clean energy nonprofits through 24+ events. The 2025 event at Las Vegas's Zouk Nightclub drew over 3,300 attendees, the largest crowd in the event's history.Tim Montague is an affiliate of CIR and welcomes developers and EPCs to contact him for more information about working with CIR. [Book here: https://calendly.com/tim-montague/30min]Connect with Daniel Dus, CIR LinkedIn: www.linkedin.com/in/danielrdusWebsite: cleantechindustryresources.comSolar Fight Night: www.solarfightnight.org/ Support the showConnect with Tim Clean Power Hour Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email: CleanPowerHour@gmail.com Corporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems. Learn more at www.chintpowersystems.com

    DJ & PK
    Cody Campbell: Future of college athletics is his chief concern as stakes & costs have never been higher

    DJ & PK

    Play Episode Listen Later Nov 6, 2025 20:22


    Cody Campbell, Chairman of the Board of Regents for the Texas Tech University System, joined DJ & PK to talk about his work with the Red Raiders and his concerns about college athletics.

    Keep What You Earn
    Why Complacency Costs You

    Keep What You Earn

    Play Episode Listen Later Nov 5, 2025 10:42


    Today, I'm diving into the pitfalls of complacency in business and how it can quietly hold you back from growth. As a fractional CFO working with a variety of businesses, I've seen firsthand how important it is to track performance metrics—especially revenue by employee—to identify your top performers and the areas that need attention. I'll share practical ways to stay vigilant and intentional in your growth strategies so that every decision moves you closer to greater profitability and long-term enterprise value. Tune in for actionable insights to help you maintain momentum and achieve lasting business success.   What you'll hear in this episode: [0:45] Learning from Clients as a Fractional CFO [01:25] The Silent Business Killer: Complacency [02:50] Tracking Performance Metrics by Employee [04:00] Empowering and Rewarding Top Performers [05:35] The Importance of Revenue by Employee [08:45] Combating Complacency with Critical Analysis   If you like this episode, check out: Your Finance Hire - Dos and Don'ts Ways to Maximize Customer Value From Founder-Led Sales to Sales Machine   Learn more about our CFO firm and services: https://www.keepwhatyouearn.com/   Connect with Shannon: https://www.linkedin.com/in/shannonweinstein Watch full episodes: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ Follow along on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. We love enthusiastic action, but please consult a qualified professional before implementing anything you learn.

    World Business Report
    Zohran Mamdani vows to cut living costs after New York win

    World Business Report

    Play Episode Listen Later Nov 5, 2025 26:25


    New York's mayor-elect, Zohran Mamdani, is promising to tackle the city's soaring cost of living. Ed Butler looks at what his victory could mean for businesses.Also, Eli Lilly and Novo Nordisk agree to slash the cost of blockbuster weight-loss drugs like Ozempic and Wegovy under a new Medicare deal. And why Shein is facing a backlash in France.

    A Catholic Take
    Catholic Unity at ALL Costs? (Audio)

    A Catholic Take

    Play Episode Listen Later Nov 5, 2025 112:22


    November 5th, 2025 - We welcome back Jordan Pacheco to discuss Cdl. Mueller's warning that traditional Catholics are being pushed to the SSPX. Then we're joined again by Fr. Charles Murr to talk the DDF's new document on Marian titles. TheStationOfTheCross.com/ACT  

    Confluence Podcasts
    The Confluence Mailbag – Escalation Dominance and the Costs of a Recession-Free World (11/5/25)

    Confluence Podcasts

    Play Episode Listen Later Nov 5, 2025 32:42


    In this episode, Bill O'Grady and Mark Keller unpack the concept of escalation dominance in the US-China relationship and how societies endure pain. They consider the likelihood and potential depth of recession, examining the trade-offs that arise when the Fed and other policymakers intervene to prevent downturns and identifying areas of malinvestment in today's markets. Additional topics include the forthcoming Supreme Court ruling on tariff legality and their outlook for gold.Submit your question for a future episode to: mailbag@confluenceim.com.

    The John Batchelor Show
    45: PREVIEW. Tariff Impact Absorbed by Corporate Pandemic Profits. Elizabeth Peek recounts the Wall Street Journal's speculation that new tariffs have not yet damaged the American economy because big companies are absorbing the costs. This absorption is

    The John Batchelor Show

    Play Episode Listen Later Nov 4, 2025 2:52


    PREVIEW. Tariff Impact Absorbed by Corporate Pandemic Profits. Elizabeth Peek recounts the Wall Street Journal's speculation that new tariffs have not yet damaged the American economy because big companies are absorbing the costs. This absorption is possible because these companies already "fattened their margins" by jacking up prices during the pandemic. Companies are also rapidly sourcing imports from places less impacted by tariffs.

    Public Health On Call
    972 - Inside Rising Health Insurance Costs

    Public Health On Call

    Play Episode Listen Later Nov 4, 2025 16:41


    About this episode: Cuts to Affordable Care Act subsidies are setting higher premiums and pushing coverage out of reach for many Americans. In this episode: the yearslong political battle behind elevating insurance costs, ripple effects across health care providers, and what it will take to build a healthy insurance system. Guests: Gerard Anderson, PhD, is an expert in health policy and a professor in Health Policy and Management and International Health at the Johns Hopkins Bloomberg School of Public Health. Host: Stephanie Desmon, MA, is a former journalist, author, and the director of public relations and communications for the Johns Hopkins Center for Communication Programs. Show links and related content: 'A lifeline' - Americans fear spike in healthcare costs, making some Republicans nervy—BBC How Affordable Care Act subsidies became a sticking point in the government shutdown—ABC News The New Reality Facing Medicare, Medicaid, and the ACA—Public Health On Call (August 2025) Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌JohnsHopkinsSPH on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

    The Ecomcrew Ecommerce Podcast
    E622: Amazon Ad Costs Are Up This Much

    The Ecomcrew Ecommerce Podcast

    Play Episode Listen Later Nov 4, 2025 17:47


    Dave reveals Amazon's Q3 2025 earnings report, and what it means for e-commerce sellers while focusing on their e-commerce growth, advertising revenue, and third-party seller services. Dave talks about the implications of these numbers for sellers and the overall market.  Today's episode is sponsored by Sellerboard. Sellerboard helps users track sales, refunds and fees in real time, and even counts your indirect expenses in final profit. Beyond analytics, Sellerboard also streamlines operations with smart portfolios for PPC, inventory forecasting & management and more! Try Sellerboard free for 2 months — no credit card required. Just go to sellerboard.com/ecomcrew and get clarity on your margins today. Timestamps 00:00 - Amazon's Q3 2025 Earnings Overview 04:26 - Advertising Growth Insights 07:55 - Third-Party Seller Services and Fees 10:39 - Amazon's Workforce and Delivery Service Challenges 14:56 - Generative AI Tools for Sellers 16:28 - Conclusion and Key Takeaways As always, if you have any questions or anything that you need help with, leave a comment down below if you're interested. Don't forget to leave us a review on iTunes if you enjoy our content. Thanks for listening! Until next time, happy selling!  

    How to Do the Pot
    312. How I Finally Got Better from Mold Illness, with Ariana Thacker of MoldCo, part 2

    How to Do the Pot

    Play Episode Listen Later Nov 4, 2025 28:04


    After years of unexplained illness, How to Do the Pot host Ellen Scanlon finally found answers. In this episode, she shares what helped her recover from mold illness, and what testing and treatment really look like — with Ariana Thacker, founder and CEO of MoldCo, the first virtual clinic focused on mold-related illness and Chronic Inflammatory Response Syndrome (CIRS). In this episode, you'll hear: • Testing, simplified: which lab markers matter, what dust and home tests reveal, and when to test the home versus the person • Treatment in the real world: from prescription binders to nasal sprays to VIP peptides — what's actually helping patients heal • Costs and access: why traditional care often misses mold and how new virtual models are making treatment more affordable • Recovery isn't linear: what setbacks can look like and how to rebuild trust in your body after illness “By seeing you here today and as healthy as you are now, I think it gives a lot of patients a lot of hope.” — Ariana Thacker, MoldCo This episode continues a powerful conversation about an overlooked illness that may affect one in four people. It offers practical insights, real hope, and a path forward for anyone living with relentless fatigue, brain fog, or mysterious symptoms that just won't go away. Hosted by Ellen Scanlon Sign up for Ellen's newsletter on Substack at or at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dothepot.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow on IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dothepot⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / YouTube: @dothepot FB: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dothepot⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    No Vacancy with Glenn Haussman
    The Great Hospitality Squeeze: Mark Carrier on Surviving Margin Pressure & Finding Real Opportunity

    No Vacancy with Glenn Haussman

    Play Episode Listen Later Nov 4, 2025 8:04


    Costs are rising. Guests are stressed. Owners are squeezed. And hotels? They're juggling labor inflation, insurance spikes, debt pressure, and renovations delayed since… well, that period we all swore we'd never talk about again. For hashtag#NoVacancyNews I spoke with Mark Carrier, President of B. F. Saul Company Hospitality Group, to reveal what hotel owners really face today — and where smart operators find opportunity when everyone feels the pinch. And yes, we talk about the vibe shift in development, stalled pipelines, conversions, and why intermediation costs + guest data may be the real battleground ahead. Also yes: I slipped in a joke about running hashtag#PMS off a 1980s PC. You're welcome.

    FreightCasts
    Trucking's Two-Front War: Capacity Contracts And Costs Explode

    FreightCasts

    Play Episode Listen Later Nov 4, 2025 26:31


    The freight market is living a double life. On one hand, the domestic market is hitting the brakes, defined by shrinking truckload capacity and regulatory friction. On the other, global players and specialized sectors are flooring the accelerator on massive investments.In this episode, we dissect this "market schizophrenia". We look at how a 32% drop in new tractor builds and stricter enforcement of driver language rules are tightening the screws on capacity. We also explore the massive strategic investments happening in global air cargo, AI-driven safety tech, and specialized healthcare logistics.But as fleets fight for volume, they're also battling a two-front war. Michael "Mike" Precia, President and CSO of Fleetworthy, joins the show to discuss the other crisis: the compounding rise in essential costs. With truck insurance premiums up 43% in five years and toll costs doubling in the last decade, Precia argues that survival in this cycle won't come from waiting for demand. It will be won by fleets that master "fleet readiness" and gain visibility over the costs they can control.Follow the Loaded and Rolling PodcastOther FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

    Freakonomics Radio
    Are Two C.E.O.s Better Than One? (Update)

    Freakonomics Radio

    Play Episode Listen Later Oct 29, 2025 47:34


    Spotify, Oracle, and Comcast have each recently announced they're going with co-C.E.O.s. In this 2023 episode, we dig into the research and hear firsthand stories of triumph and disaster. Also: lessons from computer programmers, Simon and Garfunkel, and bears versus alligators.   SOURCES:Jim Balsillie, retired chairman and co-C.E.O. of Research In Motion.Mike Cannon-Brookes, co-founder and C.E.O. of Atlassian.Scott Farquhar, co-founder and former co-C.E.O. of Atlassian.Marc Feigen, C.E.O. advisor.Jeffrey Sonnenfeld, professor of management studies and senior associate dean at the Yale School of Management and founding president of the Chief Executive Leadership Institute.Laurie Williams, professor of computer science at North Carolina State University. RESOURCES:"Scott Farquhar to resign as joint CEO of Atlassian," by Jonathan Barrett (The Guardian, 2024)."Is It Time to Consider Co-C.E.O.s?" by Marc A. Feigen, Michael Jenkins, and Anton Warendh (Harvard Business Review, 2022)."The Costs and Benefits of Pair Programming," by Alistair Cockburn and Laurie Williams (2000)."Strengthening the Case for Pair Programming," by Laurie Williams, Robert R. Kessler, Ward Cunningham, and Ron Jeffries (IEEE Software, 2000). EXTRAS:"The Secret Life of a C.E.O.," series by Freakonomics Radio (2018). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.