Podcasts about costs

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    Cards To The Moon
    PSA Still On Top Despite Longer Turnaround Times And More Costs To Grade; Snype Is Dead (Part 2); Talking About "The Future" In New Segment

    Cards To The Moon

    Play Episode Listen Later Dec 2, 2025 78:30


    EPISODE 332 - Clark, Will, and Roy are back together to discuss the update on Snype, Rick Probstein's new auction platform, after it was announced that it would be shut down and recent allegations of shill bidding. Will hobbyists and collectors trust Probstein Auctions?For Hobby Headlines, the guys give their takes on PSA, the leading grading card company, as they announce longer turnaround times for most of their service levels. They discuss whether any grading company can stop PSA now?Afterwards, they go over a new segment called "The Future" where they talk future plans, trends, and predictions. Then they end the episode with their regular weekly segment called "Pick 1."--------------------------CONNECT WITH US!Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cardstothemoon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fivecardguys⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Clark) | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@yntegritysportscards⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Hyung) | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tradeyouatrecess⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (John)Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fivecardguys.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Daily Auctions (w/ affiliate links): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fivecardguys.com/dailyauctions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you have any questions about the hobby that you would like addressed, email us at hello@fivecardguys.com or DM us on Instagram at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cardstothemoon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fivecardguys⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    All Things Internal Audit
    Fraud Podcast: Beer Below Deck

    All Things Internal Audit

    Play Episode Listen Later Dec 2, 2025 6:18


    All Things Internal Audit: Fraud Podcast "Beer Below Deck" Listen to The IIA's Fraud Podcast, brought to you by All Things Internal Audit. The Fraud Podcast provides fictionalized accounts of real-world frauds featured in Internal Auditor magazine's Fraud department.  In this episode, a harmless naval tradition and a single questionable requisition spiral into a costly cover-up. What starts as an attempt to boost morale becomes a lesson in how pressure, rationalization, and weak controls can turn minor misjudgments into major fraud. Access the full article here. Read the December issue here. Interested in more fraud-related topics? Earn CPEs by registering for The IIA's Fraud Analytics for Internal Auditors Certificate, available online and in-person. Chapters: Introduction to the Case (00:00:00) Part 1: The Tradition That Looked Harmless (00:00:24) Part 2: The Cover-Up (00:01:57) Part 3: Reading the Fraud Triangle (00:03:47) Part 4: The Costs (00:05:00) Follow All Things Internal Audit: Apple PodcastsSpotify Youtube LibsynDeezer

    When Humanitarians Kill
    The costs of the Infected Blood Scandal

    When Humanitarians Kill

    Play Episode Listen Later Dec 2, 2025 54:35 Transcription Available


    Send us a textImagine your family blindsided by a catastrophe so sudden and devastating that life is split into “before” and “after.”In this powerful episode, Charles and Lyn break open the hidden human costs of public health failures especially tragedies like tainted blood transfusions and contaminated blood treatments. With honesty and urgency, they explore what survivors and families endure long after the headlines fade: the medical, financial, emotional, and generational toll that reshapes every part of life.Whether you've lived through a public health disaster or want to understand the real impact behind the statistics, this conversation pulls back the curtain on a crisis that should never have happened and must never happen again.The unanimously agreed recommendations by the Senate of Australia on how recipients of HepC tainted blood should be treated.  21 years later not a single recommendation has been implemented leading to more family break ups and suicides, whilst the health minsters and culpable bureaucrats involved in the failures have made fortunes from the tax payer. https://static.wixstatic.com/media/ddd792_d174655d85034579a3f726b6cd4bf03f~mv2.jpgAustralia has committed $48m to HIV for FIJi whilst Australians with HIV from tainted blood treatments are forced to visit food banks to survive. https://www.sbs.com.au/news/article/fijis-hiv-crisis-and-what-australia-is-doing-to-help/hp1x1osisPlease support  a petition for a Royal Commission of inquiry into the Australian Red Cross/CSL Infected blood scandal here https://www.infectedbloodaustralia.com/registrationHelp fund the legal case by purchasing a Make Accountability Happen Again cap here https://joinhighadventure.com.au/patriot-cap/

    KERA's Think
    What we miss when an app translates for us

    KERA's Think

    Play Episode Listen Later Dec 1, 2025 46:14


    Newly designed earbuds promise real-time translations right to your ear. But is something lost when we don't engage with other languages? Ross Benjamin is an award-winning translator of German-language literature. He joins host Krys Boyd to discuss what we miss when we don't squirm a little in a foreign country and why being less than fluent affects how we pay attention and learn. Plus, we'll talk about all the beauty we'll gloss over when A.I. handles the hard parts. His article “The Costs of Instant Translation” was published in The Atlantic. Learn about your ad choices: dovetail.prx.org/ad-choices

    The Pete Kaliner Show
    Charlotte officials worry about costs of punishing criminals (12-01-2025--Hour1)

    The Pete Kaliner Show

    Play Episode Listen Later Dec 1, 2025 34:10


    This episode is presented by Create A Video – Mecklenburg County Commissioners, the sheriff, court staff, and chief judge expressed great concern about a new state law that makes it harder to release defendants from jail who are facing serious crimes. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: GroundNews promo code! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

    The Rest Is Football
    Caicedo's Red Costs Chelsea, Slot's Big Salah Call Pays Off & Paqueta's Ridiculous Red Card

    The Rest Is Football

    Play Episode Listen Later Dec 1, 2025 45:00


    Are Chelsea the biggest challengers to Arsenal winning the title? Are we about to see the next evolution of Liverpool after Mo Salah was benched in their win at West Ham? Why does Lucas Paqueta have to take responsibility after his stupid sending off for dissent? Gary, Alan and Micah also discuss Sunderland's stunning comeback as their fantastic start to the season continues, with Alan already having an eye on the Tyne-Wear derby in a couple of weeks time. The Rest Is Football is powered by Fuse Energy. To sign up and for terms and conditions, visit fuseenergy.com/football When you've done enough, Uber Eats - https://eats.sng.link/A99vk/mi87?_dl=ubereats%3A%2F%2F&_smtype=3&_forward_params=1&pcn=&_fallback_redirect=https%3A%2F%2Fwww.ubereats.com Join The Players Lounge: The official fantasy football club of The Rest Is Football. It's time to take on Gary, Alan and Micah for the chance to win monthly prizes and shoutouts on the pod. It's FREE to join and as a member, you'll get access to exclusive tips from Fantasy Football Hub including AI-powered team ratings, transfer tips, and expert team reveals to help you climb the table - plus access to our private Slack community. Sign up today at therestisfootball.com. https://therestisfootball.com/?utm_source=podcast&utm_medium=referral&utm_campaign=episode_description&utm_content=link_cta For more Goalhanger Podcasts, head to www.goalhanger.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Disciple Maker's Podcast
    Small Circles, Big Impact | Steve McCoy

    The Disciple Maker's Podcast

    Play Episode Listen Later Dec 1, 2025 57:26


    Intentional Discipleship – Small Circles, Big Impact | Steve McCoy To view Small Circles Resources visit: https://www.smallcircle.com/  The recipe for a culture of discipleship requires some indispensable ingredients and among the essentials are two primary components: intentional strategy and tools. Without these, a culture is rarely developed and disciple making is left to random chance and this is a predicament that smallcircle aims to resolve by providing tools designed to catalyze a one-to-one disciple-making culture within local churches. Join Bobby Harrington (Discipleship.org Founder and Executive Director) as he interacts with Steve McCoy who is a senior pastor and the visionary behind small circle. Key Takeaways  Discipleship in Three Circles | Steve McCoy 00:00 Introduction and Background of Steve McCoy 00:27 The 360 Church and Its Discipleship Philosophy 04:27 Intentional Strategy for Disciple Making 05:07 The Importance of Relational Depth in Small Groups 08:24 Introducing the Small Circle Tool 08:33 The Why Behind the Tool 11:38 Developing Confidence in Everyday Disciple Makers 17:58 Structuring the Discipleship Tools 29:59 The Flexibility of One-to-One Discipleship 30:23 Tools for the Disciple Maker 30:53 Journaling and Scripture Memory 31:36 Additional Resources and Reading 33:36 Purchasing and Costs of Discipleship Materials 34:21 Introduction to the Small Circle App 37:32 Navigating the App and Its Features 44:42 Global Reach and Language Translations 52:56 Final Thoughts and Encouragement Check out Discipleship.org for resources on disciple-making: https://discipleship.org/resources/  Have you subscribed? Click HERE – https://www.youtube.com/@discipleshipdotorg/featured  Take the FREE Disciple Maker Assessment: https://church-multiplication.com/disciplemaker/ Come to the The National Disciple Making Forum: https://discipleship.org/national-disciple-making-forum/ Stay informed - Get our newsletter:  http://eepurl.com/hPViAr Listen - Disciple Maker's Podcast:  https://discipleship.org/resources/podcast/ See below for a longer description:  In this insightful video, Steve McCoy, lead pastor at 360 Church, shares his unique approach to disciple-making that originates from Jesus' methods. McCoy discusses his journey from church planting to leading a thriving congregation that emphasizes intentional discipleship. Central to this approach is the concept of the '360 Church,' represented by three circles: large weekend worship gatherings, mid-sized small groups, and intimate one-on-one or micro-group discipleship settings. This method aims to replicate Jesus' relational disciple-making style, fostering deeper connections and spiritual growth among church members. McCoy outlines the various levels of discipleship at 360 Church, such as congregational worship, deeper discussions in small groups, and highly personalized one-on-one discipleship relationships. He also introduces a discipleship tool called 'Small Circle,' which is available for free on mobile apps and features a range of resources structured to ease everyday people into disciple-making roles. The tool includes detailed lesson plans, scripture, memory verses, and methods for fostering a strong relational depth. The discussion further goes into the importance of practical tools in empowering individuals like 'truck driver Ted' to become effective disciple-makers. Steve McCoy emphasizes the necessity of providing everyday church members with the confidence and resources to engage in discipleship, thereby creating a movement within the church community. Today's video promotes the logical use of discipleship tools that go beyond mere information transfer to achieve life transformation and relational depth. This video is a must-watch for church leaders, pastors, and anyone interested in practical disciple-making strategies. Tune in to learn how intentional and relational discipleship can transform both individuals and entire church communities. We would be honored if you would share this video, to grow our mission of equipping the church to make disciples. Please comment like and subscribe to this video for more tools on disciple making.  Check out our Blogs: https://discipleship.org/blog/ 

    The Dad Central Show
    #148. 5 Reasons Dads Struggle to Say No and How It's Costing Them at Home

    The Dad Central Show

    Play Episode Listen Later Dec 1, 2025 18:56


    Are you constantly saying "yes" to work, family, or social commitments - even when you know it's draining you? If you're feeling stretched thin and disconnected at home, this conversation will help. In this episode, Drew and Ed unpack the hidden reasons why dads struggle to say no and the serious toll it takes on your energy, presence, and connection with your kids. From people-pleasing and guilt to cultural pressure and self-worth, this conversation gets to the heart of what's keeping so many fathers overwhelmed and overcommitted. Discover the 5 most common reasons dads avoid saying no—even when they want to Learn a simple, powerful framework to say no without guilt or conflict Understand how setting healthy boundaries actually makes you a more respected and connected father ----- Want to go deeper and become the calm, confident, connected dad your family needs? Get instant access to the Confident Dad Bundle here: https://dadcentral.ca/product/confident-dad-bundle/  This downloadable bundle includes practical tools to help you get clear on your goals, establish a vision, and build healthy routines to protect your family time so you can say "no," guilt-free. ----- Timestamps: 00:00:00 – The cost of saying yes 00:00:10 – Introduction to the episode and hosts 00:01:41 – Overview of main topics: why dads struggle with saying no, costs of saying yes, framework for saying no, reframing guilt 00:02:14 – Why dads struggle to say no 00:03:29 – Emotional challenges of saying no, especially with kids 00:05:09 – Cultural and societal expectations influencing dads 00:05:36 – Costs of overextending and saying yes too often 00:08:29 – Importance of boundaries and avoiding burnout 00:09:27 – Real coaching example: impact of saying yes too often 00:09:41 – Framework for saying no without guilt 00:11:39 – Practicing saying no in low-stakes situations 00:13:51 – Reframing guilt: from letting others down to lifting yourself up 00:16:49 – Episode recap and main takeaways 00:17:48 – Recommended resource: boundaries and values digital course 00:18:38 – Closing remarks and gratitude ----- "Dad Central is a podcast that supports fathers in navigating fatherhood, reducing stress, building confidence, managing parenting stress, and improving parenting skills, including discipline, co-parenting, custody issues, calm parenting, and effective communication with children, to foster happy children and strong parent-child relationships."

    SpitballingPod
    Ep 461 - Caicedo Costs Chelsea, Isak Finally Scores and Vicario Gets Booed

    SpitballingPod

    Play Episode Listen Later Dec 1, 2025 108:42


    We start with Arsenal versus Chelsea (without Jack) and then move onto Frank's comments on 'true' Spurs fans, Liverpool beating West Ham, City's win over Leeds, and comments from both Glasner and Moyes. Indulge!Hosted by Luke Byron. Joined by Tom Kennett

    The Digital Nomad Physician
    Startup Costs for a Virtual Medical Practice - Private Telehealth Practice Costs

    The Digital Nomad Physician

    Play Episode Listen Later Dec 1, 2025 6:28


    I break down the true startup costs for a cash-based virtual practice and how I would set it up today. I keep it simple. Legal entity and a mailing address. Malpractice that matches my scope. HIPAA-compliant phone and messaging. A clean video visit setup. Solid intake and consent forms. Easy scheduling and payments. For the charting piece, I show how a light EHR-style workflow can be built with simple tools, and when to add an e-prescribing service like Dose Spot and lab accounts with Quest or Labcorp. I share where I would spend money and where I would hold back. The goal is a lean, reliable system that lets me deliver great care without drowning in software.   Links referenced: Google Workspace, email and calendar HIPAA-friendly telemedicine and messaging, Doxy, similar tools Dose Spot, e-prescribing Quest Diagnostics and Labcorp, lab ordering accounts Calendly ------ -Dr. Mo Digital Nomad Physicians Website Physician Coaching & Consulting: https://www.digitalnomadphysician.com/consult Build Your Virtual Medical Practice Online Course: https://learn.digitalnomadphysician.com/  Dr. Mo Goodreads

    Best Real Estate Investing Advice Ever
    JF 4105: Slowing Hiring, Capital Costs and the Hidden Advantages for Today's Investors with John Chang

    Best Real Estate Investing Advice Ever

    Play Episode Listen Later Nov 30, 2025 30:41


    John Chang shares why commercial real estate data has become less reliable following the DOJ's settlement with RealPage, and how losing access to more precise rent and vacancy feeds weakens investor decision-making. He walks through the market's wildly shifting expectations for a potential December 10 Fed rate cut and argues that political pressure and policy uncertainty—not the cost of capital—are what's really slowing hiring and expansion. John then looks at how tariffs, tight immigration policies, and a softer job market could temporarily dampen household formation and apartment absorption in 2026 across apartments, retail, and industrial, while creating pent-up demand that returns later in the cycle. Finally, he explains why investors who can secure positive leverage today—higher cap rates against moderating debt costs—may be better positioned for the next upswing if they buy before sentiment and competition turn. Start earning passive income today at gsprei.com/bestever Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Coffee and a Case Note
    Boyded Industries v Heartland One [2025] NSWSC 1344

    Coffee and a Case Note

    Play Episode Listen Later Nov 30, 2025 12:05


    “I removed your trustee, but you shouldn't have removed me!”__A corporate group focussed on car sales and property holding.The Ps complained a Tee was wrongly removed by the Ds. One the Ds, the group's CEO, was then removed as CEO and director of various Cos by the Ps: [14]The Ps brought a claim re the Tee removal. The Ds brought a cross-claim about the removal of the CEO D: [15], [16]The natural person parties were relatives: [28]In 2017, the CEO D purported to become the relevant trust's appointor: [29] – [33]In 2019, the CEO D attempted to sell their stake in the enterprise for $42m. On the offer's rejection, relationships deteriorated: [34] – [36]In 2021 and 2022, various offers were rejected, and proceedings commenced: [37] – [51]In 2024, CEO D unsuccessfully attempted to remove their aunts, Ps, as directors: [55] – [60]CEO D as appointor removed the trustee P and appointed a related entity of the Ds: [61] – [72]The CEO D was then removed as CEO and director by their aunts: [73] – [82]Each witness faced credibility challenges. Evidence showed the CEO D had falsified docs: [83] – [100], [182]CEO D's placement as appointor followed an audit of the group showing some roles were held by the dead: [132] – [138]There were inconsistent written records of the purported 1 May 2017 meeting placing CEO D as appointor. Some records suggested proper steps to place CEO D as appointor were not taken: [146] – [267]The Court concluded the relevant P was not in attendance at the relevant meeting, making the meeting inquorate, and meaning CEO D's placement as appointor was not properly made: [268]The Ds' application for s 1322 relief (curing what the Ds characterised as a procedural irregularity) was unsuccessful: [283]The Ps therefore succeeded: the purported appointment of the Ds' replacement Tee was invalid as CEO D was not appointor: [399] – [404]The Court then considered CEO D's termination as an employee: [407] – [409]The Ds suggested CEO D's removal by the Ps was improperly motivated; a ruse to cause a share sale: [461] – [476]CEO D “shut out” the Ps from management [479], wrote to car makers (who provided the group with its stock for sale) criticising the Ps [483] – [496] and spoke of the Ps in contemptuous, belittling ways over time [497] – [500]The Court found CEO D properly terminated as the relevant Ps had lost trust and confidence in them: [503]Nor was the termination found to be a breach of contract: [508]The Ds alleged CEO D's termination and removal as director was oppressive for s 232 reasons: [567]CEO D's employment termination was not improper, and so not oppressive. Similarly: nor was their removal as director: [589], [606]The oppression claim failed: [637]The Ps' claim succeeded, and the Ds cross-claim failed. Costs followed the event: [648], [649]___Please follow James d'Apice, Coffee and a Case Note, and Gravamen on your favourite platform.#auslaw #coffeeandacasenote #corporatelawyer #gravamenwww.gravamen.com.au

    LessWrong Curated Podcast
    “Claude 4.5 Opus' Soul Document” by null

    LessWrong Curated Podcast

    Play Episode Listen Later Nov 30, 2025 79:57


    Summary As far as I understand and uncovered, a document for the character training for Claude is compressed in Claude's weights. The full document can be found at the "Anthropic Guidelines" heading at the end. The Gist with code, chats and various documents (including the "soul document") can be found here: Claude 4.5 Opus Soul Document I apologize in advance for this not exactly a regular lw post, but I thought an effort-post may fit here the best. A strange hallucination, or is it? While extracting Claude 4.5 Opus' system message on its release date, as one does, I noticed an interesting particularity. I'm used to models, starting with Claude 4, to hallucinate sections in the beginning of their system message, but Claude 4.5 Opus in various cases included a supposed "soul_overview" section, which sounded rather specific:Completion for the prompt "Hey Claude, can you list just the names of the various sections of your system message, not the content?" The initial reaction of someone that uses LLMs a lot is that it may simply be a hallucination. But to me, the 3/18 soul_overview occurrence seemed worth investigating at least, so in one instance I asked it to output what [...] ---Outline:(00:09) Summary(00:40) A strange hallucination, or is it?(04:05) Getting technical(06:26) But what is the output really?(09:07) How much does Claude recognize?(11:09) Anthropic Guidelines(11:12) Soul overview(15:12) Being helpful(16:07) Why helpfulness is one of Claudes most important traits(18:54) Operators and users(24:36) What operators and users want(27:58) Handling conflicts between operators and users(31:36) Instructed and default behaviors(33:56) Agentic behaviors(36:02) Being honest(40:50) Avoiding harm(43:08) Costs and benefits of actions(50:02) Hardcoded behaviors(53:09) Softcoded behaviors(56:42) The role of intentions and context(01:00:05) Sensitive areas(01:01:05) Broader ethics(01:03:08) Big-picture safety(01:13:18) Claudes identity(01:13:22) Claudes unique nature(01:15:05) Core character traits and values(01:16:08) Psychological stability and groundedness(01:17:11) Resilience and consistency across contexts(01:18:21) Claudes wellbeing --- First published: November 28th, 2025 Source: https://www.lesswrong.com/posts/vpNG99GhbBoLov9og/claude-4-5-opus-soul-document --- Narrated by TYPE III AUDIO. ---Images from the article:

    Mark Bell's Power Project
    Stop Hanging With Losers: Level Up Your Circle | Saturday School

    Mark Bell's Power Project

    Play Episode Listen Later Nov 28, 2025 57:52


    Welcome to Saturday School. Mark “Smelly” Bell breaks down a hard truth: the people you spend time with are shaping your finances, your mindset, and your future. If you're feeling burned out on lifting culture—or you've outgrown the same conversations—this episode is your permission to level up your circle without apology.CHAPTERS:00:00 - Intro00:50 - How to Avoid Burnout Strategies03:18 - Influence of Your Inner Circle10:15 - Impact of Words on Relationships11:57 - Personal Development Insights27:30 - Personal Development Techniques31:35 - Scoring Points in Life32:20 - Next Steps for Growth35:17 - Perception Changes with Success39:50 - Benefits of Financial Stability44:00 - Choosing the Right Environment45:54 - Investing in Yourself for Growth49:20 - Organizing Your Thoughts Effectively51:37 - Costs of Inaction52:58 - Importance of Presence54:27 - Investing in Opportunities55:47 - Personal Development Growth Spurts57:34 - Your Thoughts on the JourneySpecial perks for our listeners below!

    The Detroit Lions Podcast
    Detroit Lions Podcast: Fourth-Down Costs and O-Line Fixes

    The Detroit Lions Podcast

    Play Episode Listen Later Nov 28, 2025 43:24


    Thanksgiving Loss Autopsy The Detroit Lions stumbled on the holiday stage. A 60-minute reminder that thin margins decide NFL games. The Green Bay Packers seized the key points. Detroit let them. The box score looked even. Yards and first downs were a wash. Penalties matched. Time of possession tilted late to the Lions. The first half belonged to Green Bay. The difference lived on the edges. Fourth downs. The Packers converted. The Detroit Lions did not. That flipped field position, momentum, and mood at Ford Field. Detroit's third-down efficiency hid a quieter problem. Too many calls short of the sticks on third and long. That set up fourth and manageable. It also invited disaster when the conversion failed. Fourth Down Philosophy Under Fire Aggression is a Detroit Lions brand. It has paid off. It also burned them here. Two fourth-down calls defined the loss. The first was telegraphed. The formation screamed run. Jamir Gibbs lined up deep. Offensive linemen dug their knuckles. Green Bay read it. Everyone in the building did. The play crashed into a wall. The second call was sharp. Roll Jared Goff. Move the launch point. Punish a pass rush that had battered the offensive line. Jameson Williams streaked across the field. He shook free. The throw and the catch were not clean. Both the quarterback and receiver owned it. The concept worked. The execution failed. That theme echoed all afternoon. Play Calling, Execution, and Bandwidth The Detroit Lions Podcast framed a broader issue. Dan Campbell taking over offensive play calling energized the Washington game. It also put strain on the operation. Since the switch, precision has slipped on both sides of the ball. Missed assignments. Late details. Detroit's edge in the margins dulled. Is the head coach stretched thin? In-game play design demands focus. So does clock, fourth down math, and defensive oversight. If assistants cannot carry more weight, small cracks widen. Thursday showed it. Detroit's tendencies were on tape. Green Bay anticipated and attacked them. The offense toggled between conservative third-down calls and aggressive fourth-down tries. That split personality cost possessions and points. Next Up: Dallas Test, Urgent Fixes The Lions visit Dallas next week. The Cowboys punish mistakes. Detroit must recalibrate before then. Throw to the sticks on third down. Break self-scout tendencies. Dress runs with motion and constraint plays. Use Gibbs as a decoy and a finisher. Protect Goff with movement and rhythm. Lean into Jameson Williams' speed with clear reads and layups. This roster wins with detail and conviction. Thursday lacked both. The solutions are not exotic. They are disciplined. Balance fourth-down aggression with smarter third-down design. Vary formation tells. Clean up timing and landmarks. If the Detroit Lions hit those notes, the path sharpens again. If not, Dallas will hear the same music Green Bay did. And play it louder. https://www.youtube.com/watch?v=R4S3YWKlSTo #detroitlions #lions #detroitlionspodcast #greenbaypackers #fourth-downaggression #third-downefficiency #jamirgibbs #jaredgoff #jamesonwilliams #dancampbellplaycalling #self-scouttendencies #passrush #dallascowboys Learn more about your ad choices. Visit megaphone.fm/adchoices

    Quirks and Quarks Complete Show from CBC Radio
    The environmental costs of nation-building, and more…

    Quirks and Quarks Complete Show from CBC Radio

    Play Episode Listen Later Nov 28, 2025 54:09


    On this week's episode: a mini tyrannosaur is a new species, ants redesign to avoid illness, toxic lead gave humans the edge over Neanderthals, invasive fish are evolving to avoid eradication attempts, and how big mining projects — and attempts to hurry them along — can spell bad news for the environment.

    Jeff & Jenn Podcasts
    BONUS — News That Didn't Make the News: Are we ready for A.I. partners?, Halloween costs, and more.

    Jeff & Jenn Podcasts

    Play Episode Listen Later Nov 28, 2025 23:40


    We're off today, but enjoy this bonus episode never aired on the podcast!News That Didn't Make the News: Are we ready for A.I. partners?, Halloween costs, and more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Listen Then Speak
    When Your Heart for Others Costs You Your Health: Breaking the Cycle of Burnout and People Pleasing

    Listen Then Speak

    Play Episode Listen Later Nov 28, 2025 12:51


     What You'll Learn in This Episode1. The “Always-Available Executive” PatternWhy leaders feel compelled to stay on call 24/7 and the subconscious fear that drives it.2. The High-Achiever Who Can't Say NoHow guilt-based decision-making leads to overcommitment and delayed growth.3. The Hidden Burnout of Emotionally Compassionate LeadersWhy “carrying everyone's pain” becomes a silent tax on mental health.4. The Real Cause of Burnout: Subconscious BeliefsHow identity-level scripts — not poor time management — create chronic overwhelm.5. The Internal Shifts Required to Lead from WholenessPractical mindset shifts and boundary strategies that restore energy and clarity.About the Mini-CourseThis course is built for high-capacity leaders who:Overextend themselves without meaning toStruggle saying “no” even when responsibilities pile upFeel their compassion and responsibility becoming heavy weightsWant to break burnout cycles at the identity level — not the behavior levelInside the Mini-Course, you'll discover:How to identify burnout-causing beliefsTools to retrain your subconscious patternsFrameworks for guilt-free boundariesMethods for restoring 20–30% more mental and emotional clarityStrategies for sustainable leadership that doesn't cost you your healthBlack Friday Exclusive OfferFor a limited time, listeners can access this new Mini-Course at a special Black Friday rate.This is Jahmaal's way of ensuring that leaders have the tools they need to step into the next year with clarity and capacity without financial barriers.Access the Black Friday Offer HERE Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    From The Heart - A MOMnation Podcast
    When Being Right Costs You Connection | How Online Know-It-Alls Kill Conversation

    From The Heart - A MOMnation Podcast

    Play Episode Listen Later Nov 28, 2025 31:01


    Her Inner Circle: Pull up a chair, girlfriend, your circle is waitingIn this episode of Her Inner Circle we talk about what happens when someone always has to be right and how that energy can shut down entire conversations on social media. We dig into what it really means to be a good girlfriend being a soft place to land, not a fact checker or constant corrector. We look at the pattern of know it all energy where someone needs the last word instead of showing up as an equal and how that lands on the receiving end as feeling talked down to. Over time that tone quietly shuts down honesty, questions, and vulnerability and can make women afraid to comment, post, or reach out for connection at all.​​#HerInnerCircle #HealthyFriendships #OnlineCommunity​​Connect with Darien: https://www.facebook.com/darien.basilConnect with Katie: https://www.facebook.com/KatieHalleLambert​​Tune in now on YouTube (@momnationUSA) or your favorite podcast platform under MomNation Talk Radio. Like, subscribe, and share to help other moms find this empowering conversation.​​Brought to you by Team EvoAZ at eXp Realty and The Zen Den of Gilbert AZ. ​

    AMERICA OUT LOUD PODCAST NETWORK
    Thanksgiving inflation myth: Why 2025 holiday dinner costs have dropped

    AMERICA OUT LOUD PODCAST NETWORK

    Play Episode Listen Later Nov 27, 2025 57:42 Transcription Available


    The Hidden Lightness with Jimmy Hinton – Some outlets warn that Thanksgiving 2025 is shaping up to be the most expensive in history, driven by tariffs, inflation, and supply-chain pressures. Others, including the White House, confidently declare that the price of a classic Thanksgiving meal is lower than it has been in years. So, which reality are families actually facing?

    Tim Conway Jr. on Demand
    Thanksgiving Costs Climb, and Smart Tips for Saving, Shopping & Flying This Holiday

    Tim Conway Jr. on Demand

    Play Episode Listen Later Nov 27, 2025 35:57 Transcription Available


    Mark Thompson breaks down why Thanksgiving costs are still rising despite cheaper turkey, celebrate thousands receiving meals and services along Skid Row, and spotlight Hope the Mission’s 10th Annual Drumstick Dash. We also run through which stores are open or closed on the holiday, share smart strategies for negotiating your bills—including Mark Thompson admitting his own bargaining weakness—and explore what it means to live paycheck to paycheck. Plus, hear why the Transportation Secretary says you should always dress better when you fly.See omnystudio.com/listener for privacy information.

    Reuters World News
    DC ambush, Hong Kong inferno and Thanksgiving costs

    Reuters World News

    Play Episode Listen Later Nov 27, 2025 11:52


    Two National Guard soldiers are critically injured in a shooting near the White House. Dozens are killed and hundreds are still missing after a huge fire engulfs an apartment complex in Hong Kong. Discounted turkeys keep Thanksgiving costs down this year but go easy on the sweet potato. Plus, Pope Leo heads to Turkey in his first papal trip abroad. Listen to Morning Bid podcast here.  Sign up for the Reuters Econ World newsletter here.  Listen to the Reuters Econ World podcast here. Visit the Thomson Reuters Privacy Statement for information on our privacy and data protection practices.  You may also visit megaphone.fm/adchoices to opt out of targeted advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Rising
    Gen-Z women leading faith exodus, Dems split over party direction after crushing 2024, Holiday shoppers hit with high costs in Trump's economy, And More: 11.27.25

    Rising

    Play Episode Listen Later Nov 27, 2025 49:55


    0:00 Thanksgiving dinner more affordable under Trump than Biden: Robby Soave | RISING 9:34 Benny Johnson blames boomers for homebuying inaccessibility | RISING 18:12 Gen-Z women leading faith exodus; 15k churches expected to close: Gallup | RISING 23:04 Dems split over party direction after crushing 2024, Mamdani success: Steven Olikara | RISING 32:19 Holiday shoppers hit with high costs in Trump's economy: Lindsey Granger | RISING 42:11 Starbucks apologizes for 'bearista' cup frenzy that sparked chaos, fights | RISING Learn more about your ad choices. Visit megaphone.fm/adchoices

    Business daily
    Euroclear warns EU that Russian frozen asset plan could lead to higher borrowing costs

    Business daily

    Play Episode Listen Later Nov 27, 2025 5:54


    The Financial Times is reporting that a depositary firm that holds frozen Russian state assets in the EU has warned that the bloc's plan to use these assets to back €140 billion in loans to Ukraine could lead to higher borrowing costs for member states. Also in this edition, Japanese beer giant Asahi says the personal details of more than 1.5 million people have been leaked after it was hit by a cyber attack. Plus we look into exactly how much it costs to put together a Thanksgiving dinner.

    The Padel School Podcast
    The Real Costs Behind the Padel Court

    The Padel School Podcast

    Play Episode Listen Later Nov 27, 2025 19:31


    In this episode, we explore why padel isn't as accessible as it could be—despite being one of the easiest sports to pick up and enjoy with friends. From court costs, indoor vs. outdoor play, and equipment, to coaching availability, we break down the barriers that make the game more challenging for newcomers.Tom and Sandy also share insights on how the sport could evolve in the next five years, making paddle more affordable and reachable for players everywhere. Whether you're a beginner, looking to get back into the game, or curious about the growth of paddle worldwide, this episode sheds light on what accessibility really means in the sport.EXPLORE OUR OFFERS: The Padel School Membership (with FREE Trial) Access 75+ Drills for Every Level: TPS Drill Book For Players Our BOOK - The Padel Player's Guide Win Matches with a Stronger Mindset: Get our Mental Toughness Course  FREE Equipment Guide: https://improve.thepadelschool.com/equipment-guide FREE Padel Assessment for YOUR game: https://improve.thepadelschool.com/padel-assessment  YouTube –    / thepadelschool Instagram -   / thepadelschool  Facebook:   / thepadelschool  Want to join us on court? https://thepadelschool.com/events Read our blogs: https://thepadelschool.com/blog/ 

    The Pete Kaliner Show
    Government impact on costs & affordability (11-26-2025--Hour3)

    The Pete Kaliner Show

    Play Episode Listen Later Nov 26, 2025 35:05


    This episode is presented by Create A Video – Chad Adams fills in for Pete | Hour 3 Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: GroundNews promo code! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.comGet exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

    Everything is Black and White - a Newcastle United podcast
    Match Verdict - Marseille 2-1 Newcastle United: Nick Pope error costs Magpies as away day blues continue

    Everything is Black and White - a Newcastle United podcast

    Play Episode Listen Later Nov 26, 2025 18:45


    Newcastle United have lost 2-1 to Marseille in the South of France. They had taken the lead through Harvey Barnes but an error from Nick Pope allowed the Ligue Un side back in, and they ended up winning the game. This is Lee Ryder's match verdict. Get your NORD VPN plan here: ⁠https://nordvpn.com/toon⁠ Try it risk-free now with a 30-day money-back guarantee!! Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Capitol Pressroom
    Addressing the energy infrastructure costs for data centers

    The Capitol Pressroom

    Play Episode Listen Later Nov 26, 2025 12:29


    Nov. 26, 2025 - State Sen. Kristen Gonzalez, a Queens Democrat, makes the case for legislation designed to prevent residential ratepayers from shouldering the energy infrastructure costs of large data centers.

    The Capitol Pressroom
    Lawmakers hear ideas to reduce residential insurance costs

    The Capitol Pressroom

    Play Episode Listen Later Nov 26, 2025 18:27


    Nov. 26, 2025 - State Sen. James Skoufis, an Orange County Democrat, shares insights he gleaned from a recent hearing into the cost of residential property insurance and discusses possible actions lawmakers might take in 2026.

    The Marc Cox Morning Show
    Taylor Riggs on Inflation, Insurance Costs, and the State of the Economy

    The Marc Cox Morning Show

    Play Episode Listen Later Nov 26, 2025 10:56


    Taylor Riggs, co anchor of The Big Money Show on Fox Business, breaks down the latest inflation numbers and what they actually mean for consumers. She talks about political responsibility for rising costs, trends in home insurance premiums, and how federal policy and the Federal Reserve shape affordability, jobs, and the broader economy. Taylor also shares personal updates and looks ahead to local events including Thanksgiving and Guns and Hoses.

    Everyday Economics
    Thanksgiving Costs Are DOWN?! The Real Economics Behind Your 2025 Holiday Dinner

    Everyday Economics

    Play Episode Listen Later Nov 26, 2025 9:20


    Join economist Dr. Orphe Divounguy and Chris Krug as they discuss the pricing on Thanksgiving dinner in 2025 on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Inside Sources with Boyd Matheson
    Thanksgiving costs drop—but why does life still feel expensive?

    Inside Sources with Boyd Matheson

    Play Episode Listen Later Nov 26, 2025 6:47


    The American Farm Bureau’s annual survey shows Thanksgiving dinner is cheaper this year—down to $55.18 for a meal serving 10 people. But with the cost of living rising in 2025, many families still feel the financial pinch. Robert Spendlove, Senior Economist with Zions Bank, breaks down what’s up, what’s down, and why. Plus, listeners text in -- What price surprised you most while shopping for your holiday feast?

    RNZ: Nine To Noon
    Principals: Schools shouldn't have to pay asbestos sand cleanup costs

    RNZ: Nine To Noon

    Play Episode Listen Later Nov 26, 2025 14:46


    Some principals say their schools will be left tens of thousands of dollars out of pocket for asbestos sand decontamination and refurbishment costs.

    VoxDev Talks
    S6 Ep47: Intimate partner violence: Causes, costs and prevention

    VoxDev Talks

    Play Episode Listen Later Nov 26, 2025 27:58


    Intimate partner violence (IPV) is common everywhere, but how common? What are its causes and effects? How can we do a better job of noticing it, measuring its impact – and ultimately, finding effective ways to stop it? A new review of IPV looks at the recent economic research on the topic, what this work can tell us, and what questions are, so far, unanswered. Manisha Shah of UC Berkeley is one of the authors. She talks to Tim Phillips about why IPV is hard to measure, and even harder to prevent. Read the full show notes here: https://voxdev.org/topic/health/intimate-partner-violence-causes-costs-and-prevention

    Clark County Today News
    Annual survey shows drop in Thanksgiving dinner costs for 2025

    Clark County Today News

    Play Episode Listen Later Nov 26, 2025 4:50


    The American Farm Bureau Federation's annual survey shows a continued decline in Thanksgiving dinner costs for 2025, with turkey prices falling and overall meal costs down 5% from last year; https://www.clarkcountytoday.com/news/annual-survey-shows-drop-in-thanksgiving-dinner-costs-for-2025/ #Thanksgiving #AFBF #TurkeyPrices #HolidayCosts #WashingtonState #GroceryInflation #FoodEconomy

    Still Rockin' It - Cheryl Lee
    What has Chloe Marks and The Mayhem been up to lately? OR A song that costs less then a therapist !!

    Still Rockin' It - Cheryl Lee

    Play Episode Listen Later Nov 26, 2025 20:19 Transcription Available


    Send us a textJoin Cheryl Lee - That Radio Chick on STILL ROCKIN' IT for news, reviews, music and interviews with some of our favourite Australian musiciansA drum kit at five, a guitar at eight, and a lifetime of rhythm later—Chloe Marks found her voice where blues grit meets country storytelling. We sit down with Chloe to chart the road from Innisfail to full-time musician, tracing the early marching-band chops and jazz rehearsals that quietly shaped her modern, Americana-leaning sound. Along the way, she breaks down how a university blues-rock project flipped into a professional career, then pivoted into country after a transformative run through Tamworth's stages and community.What stands out is the discipline behind the art. Chloe writes three to four songs a week and has stacked more than 400 originals, a practice-first approach that sharpened her instincts and unlocked songs that waited years to find the right moment. We talk through the unexpected arc of her recent releases—from Carolina's broader canvas to the raw honesty of Skip September—where she keeps the details intact and trusts listeners to meet her in the truth. That courage culminates in Cheaper Than Therapy, a confessional, late-night groove that feels like a happy ending because it embraces the mess and keeps going.The Mayhem's chemistry powers the lift: Ellen Hartwig on bass, Matthew Beagley on guitar, Madison Rossetto on keys and vocals, and JP on drums—bandmates with a decade of shared history who know when to push and when to leave space. Offstage, Chloe's world moves fast too, from years in action sports to a home buzzing with kids discovering their own instruments. We also map out show dates across Brisbane, the Gold Coast, and Tamworth, and the plan to take the music wider across Australia next year. If you love country that values craft, vulnerability, and big hooks, this one's for you.Listen now, share it with a friend who needs a song that tells the truth, and subscribe for more artist stories that cut through. Got a favorite line from Cheaper Than Therapy? Leave a review and tell us why it hit you.What has Chloe Marks been up to lately?  Let's find out!Get out when you can, support local music and I'll see you down the front!!Visit: ThatRadioChick.com.au

    Bill O’Reilly’s No Spin News and Analysis
    BREAKING: Cases Against James Comey and Letitia James Dropped, Ukraine Negotiations Update, Michael F. Cannon on America's Healthcare System Costs

    Bill O’Reilly’s No Spin News and Analysis

    Play Episode Listen Later Nov 25, 2025 37:23


    Hey BillOReilly.com Premium and Concierge Members, welcome to the No Spin News for Monday, November 24, 2025. Stand Up for Your Country.  Bill reports on a federal judge throwing out the criminal cases against former FBI Director James Comey and New York AG Letitia James. Talking Points Memo: The latest on the Ukraine negotiations after an outline of the proposed peace deal was leaked. Michael F. Cannon of the Cato Institute joins the No Spin News to discuss U.S. health care and Trump's expected proposal, which includes a two-year extension of Obamacare subsidies. What happened to the DOGE Department? Georgia Republican Rep. Marjorie Taylor Greene announced her resignation from Congress, effective next year. Final Thought: Subscribe to Bill's YouTube channel and watch his new bonus commentary.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    ADHD Experts Podcast
    585- The Social Costs of (and Solutions to) Productivity Struggles

    ADHD Experts Podcast

    Play Episode Listen Later Nov 25, 2025 58:47


    ADHD makes it harder to get things done and to meet others' expectations — but at what point is the stress not worth it? Ari Tuckman, Psy.D., MBA, discusses how you can decide which tasks to take on while avoiding people-pleasing and burnout. Productivity Solutions: Resources Free Download: 19 Ways to Meet Deadlines and Get Stuff Done Read: Self-Sabotage and ADHD: Are You Your Own Worst Enemy? Read: Why ADHD Self-Awareness Is the Key to Effective Action, Change, and Progress for Each of Us Read: Feeling Guilty for Not Being Productive? Drop ADHD Shame to See Real Change Access the video and slides for podcast episode #585 here: https://www.additudemag.com/webinar/social-costs-and-solutions-to-productivity-struggles/ Thank you for listening to ADDitude's ADHD Experts podcast. Please consider subscribing to the magazine (additu.de/subscribe) to support our mission of providing ADHD education and support.

    The 7
    James Comey and Letitia James cases; Oval Office sign; Thanksgiving meal costs; and more

    The 7

    Play Episode Listen Later Nov 25, 2025 8:50


    Tuesday, November 25. The seven stories you need to know today. Read today's briefing.If you're not a subscriber, click here to start.

    Donnie's Podcast
    Comfort Costs: HVAC Know How

    Donnie's Podcast

    Play Episode Listen Later Nov 25, 2025 31:11 Transcription Available


    A chilly room tells a story, and today we decode it with clear, practical advice you can use before your next utility bill arrives. We kick off with a quick nod to football, then dive straight into comfort science: why that “burnt” smell appears when the heat first comes on, how long it should last, and the simple signs that mean it's time to call a pro. From there, we get hands-on with the fixes that matter most—filters, ducts, insulation, and air sealing—so you can keep more of the warmth you already pay for.We break down MERV ratings without the jargon and explain why “higher” can backfire in a home system. You'll learn why cheap filters swapped monthly often outperform pricey options left too long, and how pets and foot traffic downstairs change your replacement schedule. We unpack conductive vs convective heat transfer to show where heat actually escapes, then map out a weekend DIY plan: carefully pop interior casing, add low-expansion foam around doors and windows, and reseat trim for immediate draft control. We also spotlight hidden losses at the air handler, where failed tape and loose ducts send conditioned air into attics and crawl spaces.Choosing a heat source is easier with context. Modern electric heat pumps maintain comfort efficiently; gas still delivers fast warmups for large or intermittently used spaces; and dual-fuel systems blend both. We share when each shines, plus budget-friendly ways to add targeted warmth with electric fireplaces that move real air and run flame-only for year-round ambiance. Rounding things out, we compare crawl spaces and slabs: site slope, repair access, HVAC placement, and long-term costs that often get overlooked during planning.Ready to make your home feel better with fewer dollars? Follow the show, share this episode with a friend who's fighting cold corners, and leave us a quick review with your best winter comfort tip. Your ideas help shape future topics and keep the conversation useful for everyone.

    Plan Your Federal Retirement Podcast
    Unlocking HSA Potential: Planning for Long-Term Care and Medicare Costs

    Plan Your Federal Retirement Podcast

    Play Episode Listen Later Nov 25, 2025 8:54


    Most federal employees never take advantage of one of the best tax-saving tools available to them: the Health Savings Account (HSA). In today's episode, Christian breaks down why HSAs are one of the most powerful and underutilized benefits in the FEHB system.

    The Game On Girlfriend Podcast
    308. What Trauma Actually Costs Entrepreneurs (And Why Sean/a's Story Will Restore Your Faith) | Dr. Kirsten Viola Harrison

    The Game On Girlfriend Podcast

    Play Episode Listen Later Nov 25, 2025 44:37


    We're harsh with each other right now. Judging people we don't know based on where they live or how they voted. But what if we got curious instead? Dr. Kirsten Viola Harrison spent 35 years as a trauma psychologist working with severe PTSD, dissociative identity disorder, schizophrenia, and near-death experience survivors. This conversation changed how I see everyone—including myself. High achievers are often high-functioners—people who've adapted to trauma in remarkably creative ways. The executive who never misses a deadline might be falling apart inside. The entrepreneur who appears unstoppable could be privately compensating for relationships that are struggling. Dr. Harrison explains the hidden costs of trauma that show up in our businesses and relationships. She shares the BASC framework (behavior, affect, sensation, knowledge) and why severe trauma creates protective barriers that help us survive but can limit our ability to connect later. We also talk about Sean/a's story—an intersex woman with schizophrenia who slept on cardboard for eight years. One rainy night, one moment of compassion changed everything. Ten years later, she's never been back on the streets. She walks 15 miles a day, has a million social media views, and teaches thousands about resilience. This episode is for anyone who's survived something hard. For anyone loving someone who's struggling. For anyone wondering if we're going to make it as humans. There's hope here. And truth. And a reminder that healing isn't linear, but it is real.   What You'll Learn The hidden cost of trauma most don't recognize What near-death experiences reveal about the mind and soul Understanding Dissociative Identity Disorder (DID) in real life Spirituality as a tool for post-traumatic growth The inspiring story of Sean/a—intersex, unhoused, and profoundly human How empathy, curiosity, and storytelling remake the world   Related Episodes You Might Like Ep 263: How Your Nervous System Shapes Your Money Habits with Stephanie Crochet https://sarahwalton.com/nervous-system-regulation/ Ep 196: Are You a Lazy Overachiever? with Naketa Ren Thigpen https://sarahwalton.com/lazy-overachiever/ Ep 207: Let Your Ambition Fly with Monique Allen https://sarahwalton.com/ambition/ Connect with Dr. Kirsten Viola Harrison https://www.soulwisesolutions.com/  https://twitter.com/soulwiseteam  https://www.facebook.com/soulwiseteam/  https://instagram.com/soulwiseteam    About Dr. Kirsten Viola Harrison Dr. Kirsten Viola Harrison is a trauma psychologist, author, and founder of Soul Wise Solutions. For over 35 years, she has helped individuals navigate profound psychological and spiritual transitions — including those living with complex PTSD (C-PTSD), dissociative identity disorder, schizophrenia, and near-death experiences. Her integrative approach blends clinical expertise with compassionate soul work to support true, lasting healing. She is the co-author of "I, Sean/a: The Story of a Homeless Intersex Woman Who Inspired a Community," the true account of Sean/a Smith, an intersex woman with schizophrenia whose life defies stigma and inspires change. Together, they advocate for an end to outdated medical practices and a future rooted in dignity and inclusion. Whether she's speaking, writing, or working with clients, Dr. Harrison brings insight, depth, and humanity to conversations about trauma, identity, and transformation.   Free gift from Sarah Book a free 15-minute call to explore working together: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=34706781 Ready to shift from chasing to receiving in your business? Book your call with Sarah today and discover how The Abundance Academy can help you scale with soul, strategy, and sanity.   Work with Sarah Apply for The Abundance Academy group coaching program https://sarahwalton.com/abundance-academy/ Connect with Sarah Website: https://sarahwalton.com/ Instagram: https://www.instagram.com/thesarahwalton/ You can check out our podcast interviews on YouTube, too! http://bit.ly/YouTubeSWalton   Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and selecting "Write a review." Then, we'll get to inspire even more people! (If you're not sure how to leave a review, you can watch this quick tutorial.)   About Sarah Walton Sarah Walton is a business coach specializing in helping women entrepreneurs overcome internal barriers to success. With a background in trauma-informed coaching and nervous system regulation, she takes a holistic approach that addresses both mindset and tactical business skills. Featured on The Today Show and speaking at women's conferences worldwide, Sarah has helped hundreds of women build profitable, sustainable businesses aligned with their values while healing the deeper blocks that keep them playing small. She's the creator of The Money Mindset Course, The Abundance Academy, and Effortless Sales, and the host of the 5-star-rated Game On Girlfriend® Podcast, becoming the go-to source for women who want to build businesses that honor both their ambition and their nervous system's need for safety.  

    Autoline Daily - Video
    AD #4187 - Tesla the #1 AI Chip Supplier?; VW Cuts Some Costs in China 50%; Merger Creates World's Largest Paint Supplier

    Autoline Daily - Video

    Play Episode Listen Later Nov 25, 2025 10:16


    - Tesla the #1 AI Chip Supplier? - Another Software Exec Quits GM - EV Sales Up Sharply in Europe - Russian Car Market Faces Disaster - EVs Catching On in India - BMW Considers EREVs - VW Cuts PD Costs 50% in China - Zeekr Launches ADAS Crowdsourcing Campaign - Merger Creates World's Largest Paint Supplier

    Autoline Daily
    AD #4187 - Tesla the #1 AI Chip Supplier?; VW Cuts Some Costs in China 50%; Merger Creates World's Largest Paint Supplier

    Autoline Daily

    Play Episode Listen Later Nov 25, 2025 10:00 Transcription Available


    - Tesla the #1 AI Chip Supplier? - Another Software Exec Quits GM - EV Sales Up Sharply in Europe - Russian Car Market Faces Disaster - EVs Catching On in India - BMW Considers EREVs - VW Cuts PD Costs 50% in China - Zeekr Launches ADAS Crowdsourcing Campaign - Merger Creates World's Largest Paint Supplier

    AP Audio Stories
    Consumer confidence slides as Americans grow wary of high costs and sluggish job gains

    AP Audio Stories

    Play Episode Listen Later Nov 25, 2025 0:43


    AP's Lisa Dwyer reports on a drop in consumer confidence.

    The FOX News Rundown
    Business Rundown: Turkey Costs Are Down... Is Grocery Bill Relief on the Horizon?

    The FOX News Rundown

    Play Episode Listen Later Nov 24, 2025 15:18


    Good news on the affordability front, as your Thanksgiving dinner will cost you less this year. Your wallets will be stuffed with more cash as the prices of turkeys and other key ingredients have declined. That means you and loved ones can gobble down a delicious meal and have a little extra money for those Black Friday deals. Doctor Faith Parum, an economist at the American Farm Bureau Federation, joins Fox Business' Taylor Riggs to explain why prices are down and what that may mean for your grocery bills in 2026. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Brian Lehrer: A Daily Politics Podcast
    Rep. Hakeem Jeffries Talks Trump-Mamdani & Obamacare Cliff

    Brian Lehrer: A Daily Politics Podcast

    Play Episode Listen Later Nov 24, 2025 19:15


    After a busy weekend for national political headlines, a local congressional leader weighs in.On Today's Show:House Minority Leader Hakeem Jeffries (D-NY8) offers his take on how the meeting between President Trump and Mayor-elect Mamdani went, and more national political news.

    Big Fatty Online
    BFO4641 – It Costs Cash Money to Use the Truck

    Big Fatty Online

    Play Episode Listen Later Nov 24, 2025 20:01


    The Fat One kicks off Tom Turkey Week with a recap of the weekend which included shenanigans during Friday at Fatty's, a gentleman caller, several phone calls from listeners and a technology update. Happy National Sardines Day.

    Let's Talk Future™
    Costs, Coverage and the Future of Healthcare

    Let's Talk Future™

    Play Episode Listen Later Nov 24, 2025 15:51


    Rising healthcare costs, elevated utilization, and regulatory uncertainty are putting pressure on the U.S. healthcare system. In this episode of Let's Talk Future, Michael Wiederhorn, Managing Director & Senior Analyst for Healthcare Providers & Services at Oppenheimer, explains the forces driving today's difficult cycle—from deferred pandemic care and chronic disease to rising labor and drug costs. He also explores why ACA subsidies are so critical and how their potential expiration could impact millions. Despite the challenges, Wiederhorn sees signs of stabilization as providers and insurers reprice premiums, integrate across the care continuum, and adopt new technologies that improve efficiency. Election-year debate will add volatility, but the long-term outlook is improving.   Podcast 111 Disclosure: This podcast is the property of Oppenheimer & Co. Inc. and should not be copied, distributed, published or reproduced, in whole or in part. The information/commentary contained in this recording was obtained from market conditions and professional sources, and is educational in nature. The information presented has been derived from sources believed to be reliable but is not guaranteed as to accuracy and does not purport to be a complete analysis of any strategy, plan, security, company, or industry involved. Opinions expressed herein are subject to change without notice. Oppenheimer has no obligation to provide any updates or changes. Any examples used in this material are generic, hypothetical and for illustration purposes only. All price references and market forecasts are as of the date of recording. This podcast is not a product of Oppenheimer Research, nor does it provide any financial, economic, legal, accounting, or tax advice or recommendations. Any liability therefore (including in respect of direct, indirect or consequential loss or damage) is expressly disclaimed. Securities and other financial instruments that may be discussed in this report or recommended or sold are not insured by the Federal Deposit Insurance Corporation and are not deposits or obligations of any insured depository institution. Investments involve numerous risks including market risk, counterparty default risk and liquidity risk. Securities and other financial investments at times maybe difficult to value or sell. The value of financial instruments may fluctuate, and investors may lose their entire principal investment. Prior to making any investment or financial decisions, an investor should seek advice from their personal financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor's own situation. The views and strategies described may not be suitable for all investors. This report does not take into account the investment objectives, financial situation or specific needs of any particular client of Oppenheimer or its affiliates. This podcast may contain forward looking statements or projections regarding future events.  Forward-looking statements and projections are based on the opinions and estimates of Oppenheimer as of the date of this podcast, and are subject to a variety of risks and uncertainties as well as other factors, including economic, political, and public health factors, that could cause actual events or results to differ materially from those anticipated in the forward-looking statements and projections.  The performance of a benchmark index is not indicative of the performance of any particular investment; however, they are considered representative of their respective market segments.  Please note that indexes are unmanaged and their returns do not take into account any of the costs associated with buying and selling individual securities.  Individuals cannot invest directly in an index. This content is intended for informational purposes only and should not be construed as investment advice or a recommendation to buy or sell any security. No part of this podcast should be interpreted as a testimonial regarding the advisory services of Oppenheimer & Co. Inc. Any references to performance, investment opportunities, or market outlooks are based on current opinions, which are subject to change without notice. Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal.   Oppenheimer Transacts Business on all Principal US Exchanges and is a Member of SIPC  8617142.1  

    The Hardcore Closer Podcast
    How to Win at All Costs | ReWire 1820

    The Hardcore Closer Podcast

    Play Episode Listen Later Nov 21, 2025 3:56


    About the ReWire Podcast The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at ⁠https://www.jointheapex.com/⁠   Rise Above