Podcasts about costs

Caitlin Moscatello, author and contributor to New York Magazine, talks about the expense of youth sports and the investors who profit.Photo: Members of the Guilderland travel team arrive to play a home game against Queensbury as Guilderland Youth Baseball starts up using safety procedures at Keenholts Park on Wednesday, July 8, 2020 in Altamont, N.Y. (Lori Van Buren/Albany Times Union via Getty Images) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The firms that last for decades don't resist change—they learn how to capitalize on it.  Ken Harrell is the Managing Partner of Joye Law Firm, a South Carolina personal injury practice with seven offices and a legacy spanning nearly 60 years. As rising acquisition costs reshape the industry, his team is investing in AI, strengthening operations, and preparing for a future where adaptability provides the biggest competitive advantage. In this episode, Ken explains why Joye Law Firm created a dedicated AI coordinator role, how offshore staffing strengthened its intake operation, and what "force multiplier" positions look like inside a growing firm. You'll learn: Why AI in law firms requires dedicated ownership to drive adoption across the firm. How offshore staffing can improve intake while strengthening culture and accountability. What force-multiplier roles create the biggest operational impacts in growing firms. Why client acquisition costs continue to rise—and how established firms must adapt. Head over to Rankings.io and see for yourself how we can help take your business to the next level. Like what you hear? Hit Subscribe! We do this every week. If you want to keep learning from the best voices in PI, join us at PIMCON 2026. Buy your tickets now! Subscribe to our newsletter and get the freshest news every Monday: newsletter.rankings.io Get Social! Personal Injury Mastermind w/ Chris Dreyer powered by Rankings.io is on Instagram | YouTube | TikTok

#1038 | United's transfer window closed with Dominic and Ed landing on a mixed verdict, somewhere around a six out of ten. United made three good midfield signings, but no left-back and no backup centre-forward.  Who's going to fill the gap? How much financial headroom was there to spend more? And why were United cautious? Deadline day itself produced a bizarre five-way standoff between United, Everton, Chelsea, Fiorentina and Monaco over Zirkzee, Camara and Balogun that ended with nobody getting what they wanted. The pod then moves on to Everton, where the fanbase is angry and the manager is on their side. United should be favourites, but how will the visitors shape up after last week's victory? 0:00 Introduction 1:45 Verdict on United's window 3:55 Costs and financial headroom 9:23 United's left-back problem 16:35 Zirkzee-Camara-Balogun standoff 21:11 Loans out 29:48 Everton preview 41:28 Wrap-up If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why is state college tuition in Florida only $6,300 a year while South Carolina charges $14,000+?

Episode #1440: Today, Steve Greenfield is back with us as we talk about how dealership workers are mostly satisfied, but younger and mid-tenure employees are showing some cracks, Ford is betting big on a $30,000 EV pickup, while one Alabama dealership ...

Dr. Danette Swanson Glassy joins host Dr. Edith Bracho-Sanchez to talk about child care. They explore the benefits and drawbacks of different options including day care, nannies and family child care and how to decide which is the best fit for your family's needs and budget. They break down key safety considerations and share what to look for to ensure that your child is getting high-quality care. For resources go to healthychildren.org/podcast.

Costs for companies to ship and store goods rose significantly earlier this year after the U.S. and Israel invaded Iran, and they've stayed high, according to the Logistics Managers' Index finds. The index for the combined cost of inventory, warehousing, and transportation has risen 18% this year. What do those higher costs for manufacturers and retailers mean for consumer prices? Plus, a check-in with one small business owner on the tariff refund process.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories featured in this episode:The cost of storing and shipping the stuff you buy isn't getting any cheaperFor this tea shop, it's not just tariffs weighing on business

Costs for companies to ship and store goods rose significantly earlier this year after the U.S. and Israel invaded Iran, and they've stayed high, according to the Logistics Managers' Index finds. The index for the combined cost of inventory, warehousing, and transportation has risen 18% this year. What do those higher costs for manufacturers and retailers mean for consumer prices? Plus, a check-in with one small business owner on the tariff refund process.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories featured in this episode:The cost of storing and shipping the stuff you buy isn't getting any cheaperFor this tea shop, it's not just tariffs weighing on business

A disconnect between technical capability and end-user adoption is driving current decision-making in AI and infrastructure among managed service providers and IT leaders. While companies like Broadcom, Perplexity, Apple, and NVIDIA are introducing hardware and platforms for on-premises and local AI processing, the primary lever for value remains organizational adoption rather than available technology. Costs and infrastructure investments are being shaped by how—and whether—users engage with these tools. The most significant evidence is from Voya Financial, where a five-hour AI training for 11,000 employees led to 98% adoption and frequent use, despite no change in underlying technology. Industry data cited shows that while generative AI now reaches 80% of occupations, only 2.8% of tasks have more than 50% usage, and none reach 70%. This indicates broad awareness but little real transfer of work to AI, making current spending primarily reflective of shallow adoption rather than deep operational change. Additional developments include a clear industry shift toward privately owned AI infrastructure, as shown by recent product launches and by NVIDIA's ongoing focus on cloud-rented compute. Gartner projects that consumption-based and inference-specific storage will expand rapidly by 2029, but these estimates are based on limited current adoption, underlining a mismatch between infrastructure readiness and immediate need. For MSPs and IT providers, the risk is overcommitting to AI infrastructure before clients are ready. Real opportunity lies in structured adoption programs for existing AI tools—identifying staff with teaching skills, piloting training internally, and focusing on increasing client usage. Deferring on-premises AI infrastructure projects until client adoption and economic signals align is positioned as a safer, more pragmatic approach. 00:00 Three Companies, One Idea 04:20 Nobody Turned It On 07:53 The Window Opens In 2029 10:46 Why Do We Care? Supported by: Proofpoint GoTo(LogMeIn)

Compassion is easy when it doesn't cost us anything. But the Good Samaritan didn't simply notice someone hurting. He stopped, gave his time, spent his money, sacrificed his comfort, and cared for someone he had every cultural reason to avoid. Today we'll discover why loving our neighbor requires more than good intentions and what can happen when we're willing to be interrupted by someone else's need. Who might God be asking you to stop and notice?Pursuing God with Gene Appel is designed to help you pursue God, build community, and unleash compassion. Grounded in Scripture and shaped by Eastside's conviction that God's grace is for everyone, each episode invites you to discover God's presence and activity in your life.

First up on this episode of Inside Business, the issue of fuel costs after the Dáil voted to postpone the restoration of fuel excise duty last Friday.Did they wilt in the face of more potential protests?What is the cumulative impact of taxes, levies, regulations and other fuel-related charges on the cost of transport and home-heating fuels?And with the budget around the corner, should any changes to carbon tax consider both fuel affordability and the climate programmes funded by it?For more on this, host Cliff Taylor was joined in studio by Kevin McPartlan, CEO of Fuels for Ireland.Also in this episode, we look at the spread of digital tipping terminals that prompt customers to leave gratuities for basic counter service.Should you tip on a coffee-and-pastry purchase? What about a takeaway?And is tipping becoming expected rather than voluntary?Irish Times Consumer Correspondent Conor Pope has been writing about this, and he joined Cliff to give his thoughts.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

The global bond rout deepens as fears over fiscal deficits and rising inflation fuel a multi-decade high in government borrowing costs. US Treasury Secretary Scott Bessent, however, is not concerned. Oil prices continue to climb as the U.S. ramps up strikes on Iran, while Tehran retaliates with attacks on Gulf States. Volkswagen's leadership will propose ending production at four German factories from 2031 at a meeting later this week. Speaking to CNBC, chief negotiator of the IG Metall workers union accuses the carmaker of going back on past agreements. In his first appearance at the House of Commons as the U.K. Prime Minister, Andy Burnham names Margaret Thatcher and Brexit as key reasons for the country's stagnant growth.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Governments often tell people to live within their means - but can the new prime minister?Andy Burnham will need to try hard after the UK's long-term borrowing costs reached a 28-year high.It's a serious headache for a prime minister who faced his first PMQs on Wednesday. So why are the costs so high? And how will this impact chancellor John Healey's first Budget next month?Niall Paterson sits down with Sky's economics and data editor, Ed Conway.Have you got a question for Niall? Email us: why@sky.uk

Bond yields jumped to multi-decade highs in some countries this week, as market anxiety about inflation and the Iran war grows. The U.S. is not exempt from this turmoil. Borrowing rates could balloon, affecting the Fed and your wallet. We'll explain. Also in this episode: The labor market barely budges in July job openings and labor turnover data, U.S. solar energy storage capacity nearly doubles under President Trump, and Reddit becomes valuable internet real estate in the age of AI.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories in today's episode:Rising global bond yields will put pressure on U.S. interest rates, tooThe labor market in July showed very little movementFor this Mississippi barge line, labor is more of a concern than tariffsWhy solar energy storage capacity has nearly doubled since Trump took office"The heart of the internet": AI has marketers flocking to RedditFrom medicine to HVAC: one entrepreneur's journey

Bond yields jumped to multi-decade highs in some countries this week, as market anxiety about inflation and the Iran war grows. The U.S. is not exempt from this turmoil. Borrowing rates could balloon, affecting the Fed and your wallet. We'll explain. Also in this episode: The labor market barely budges in July job openings and labor turnover data, U.S. solar energy storage capacity nearly doubles under President Trump, and Reddit becomes valuable internet real estate in the age of AI.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories in today's episode:Rising global bond yields will put pressure on U.S. interest rates, tooThe labor market in July showed very little movementFor this Mississippi barge line, labor is more of a concern than tariffsWhy solar energy storage capacity has nearly doubled since Trump took office"The heart of the internet": AI has marketers flocking to RedditFrom medicine to HVAC: one entrepreneur's journey

Tuesday, September 1. The seven stories you need to know today.Read today's briefing.

When we talk about the 'cost' of war, how much is about financial costs? How much is about military costs? And what about humanitarian costs? On Today's Show:John Cassidy, staff writer at The New Yorker talks about how analysts, politicians, and every day people are calculating the cost of the Iran War. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(SHOW OPEN): A dud against a bad team costs the Yankees a chance to gain ground on the Rays.

Could helping your family pay for college quietly put your own retirement at risk? Damon Roberts and Matt Deaton explore how retirees can balance education expenses, family generosity, and the income needed to maintain independence. They also discuss retirement workshops, building a reliable paycheck, and using Roth accounts to create greater tax flexibility. Plus, hear why financial guidance found on social media may overlook important details that depend on your age, income, and individual retirement plan. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

The AP's Marcela Sanchez has the Labor Department's July job openings report.

If you've got debt, chances are you've also got a voice running in the background telling you that you shouldn't be in this position. That you should have known better. That you should be further along by now. Aimee wants you to know that voice isn't yours. It's conditioning, societal pressure, all the "shoulds" we've absorbed and started mistaking for truth.This one's for you if debt has ever felt like a mountain you can't see past, or if you've been carrying quiet shame about how you got here. You'll walk away with a different way to look at your numbers and a way to start owning your story instead of being weighed down by it.Cashflow Calculator: https://aimeecerka.com/cashflowFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/268Ready To Take Action: https://aimeecerka.com/podcastlinks

Recorded at Pratt Podcasting in Scottsdale, the newest episode of the AZ Big Podcast with Michael & Amy has officially dropped. Episode 256 features Cole Tsonis of Marsh McLennan Agency, who talks about managing insurance costs.

Joe Burrow becomes the ultimate Jets quarterback fantasy as Evan Roberts and Tiki Barber debate whether New York should abandon the draft gamble and go all-in on a proven franchise star if Cincinnati ever makes him available. The Aaron Rodgers pursuit is defended as the right idea despite the disastrous result, while the Jets' endless search for a long-term quarterback remains the franchise's biggest problem. The conversation also turns to Darren Mougey passing on Jaxson Dart and Tyler Shough, whether the Jets should have traded up in the second round, and why drafting a young quarterback immediately starts the clock on a new regime. Plus, the Mets' painful Pete Crow-Armstrong trade resurfaces as another brutal New York what-if.

One decision in your first year of service can make you a military millionaire and most people never make it. In this long-awaited 2026 refresh of their most popular episode ever, Spencer and co-host Jamie break down the Thrift Savings Plan from the ground up: what it is, how the 5% match really works, Roth vs. traditional, the combat zone triple tax benefit, and exactly how much to contribute to retire with seven figures. Whether you just left boot camp or you're 15 years in and think you're too late, this is the no-nonsense TSP playbook for the modern service member. Questions Asked: What is the TSP, and how is it different from a savings account or a civilian 401(k)? How do the TSP and a Roth IRA work together — and why aren't they the same thing? How much can you contribute in 2026, and how much do you actually recommend? When does the government's 5% match kick in, and how do you avoid missing it? Can you contribute to a non-working spouse's IRA? Roth or traditional — which should most military members choose? What are catch-up contributions, and who are they actually for? How does the combat zone tax exclusion (CZTE) supercharge Roth contributions? I'm 10–15 years in under Legacy High-3 — is the TSP still worth it? What happens to my TSP when I separate or retire? How do the G, F, C, S, and I funds work, and what should I pick? What are Lifecycle (L) funds, and are they good enough? Is the TSP still a good deal on cost compared to Fidelity's zero-fee funds? What are your personal allocations? If I'm feeling overwhelmed, what's the one thing I should do? Main Topics Covered: TSP basics: employer-sponsored plan, Blended Retirement System (BRS) vs. Legacy High-3, and the 2018 transition The 5% match explained — 1% automatic + 4% after your 2-year mark — and why it doesn't count against your $24,500 elective deferral limit 2026 contribution limits: $24,500 TSP, $7,500 per person IRA, and the $72,000 combined limit The millionaire math: 20% (officer) or 25% (enlisted) to Roth TSP = a seven-figure account in 20 years Setting it up in myPay and tsp.gov, and why you should spread contributions across all 12 months Roth vs. traditional for military pay, and why Roth wins for ~90%+ of service members The combat zone triple tax benefit and tax-free re-enlistment bonuses New for 2026: Roth in-plan conversions and the military mega backdoor Roth Late to the game? Why it's never too late to start Keeping, rolling over, or consolidating your TSP after separation — and Guard/Reserve combined limits Breaking down all five funds (G, F, C, S, I) — including the I Fund's ex-China index change Lifecycle/target-date funds as the ultimate hands-off solution, and why chasing Facebook-group "gurus" backfires Costs, expense ratios, front-end load fees (looking at you, First Command), and the mutual fund window Rebalancing, interfund transfers, and tax-efficient asset placement Spencer's and Jamie's personal allocations, and why there's no perfect portfolio Resources Mentioned: The Military Money Manual: A Practical Guide to Financial Freedom (Amazon / militarymoneymanual.com) Tools at militarymoneymanual.com: MilTaxCaster: https://militarymoneymanual.com/military-tax-estimator/MilTaxCaster Cost/expense ratio calculator: https://militarymoneymanual.com/costs/ Roth TSP conversion calculator: https://militarymoneymanual.com/roth-tsp-conversion-calculator/ Contribution percentage chart: https://militarymoneymanual.com/military-tsp-match-max/  tsp.gov and FINRA.org (unbiased resources) Related episodes: #2 (original TSP) https://podcast.militarymoneymanual.com/ , #39 (mutual fund window) https://podcast.militarymoneymanual.com/39-2022-changes-to-the-tsp-mutual-fund-window-tsp-app-more/, #211 (Roth in-plan conversions with Brian "Alf" O'Neill) https://podcast.militarymoneymanual.com/roth-in-plan-conversions-tsp-with-brain-alf-oneill-211/  Tax Planning To and Through Early Retirement by Sean Mullaney and Cody Garrett Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 24,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

“Your $100 bag of groceries. What if it was $300? That's where we're going with 50% tariffs.”Kevin O'Leary warns the U.S.-Canada tariff standoff could have a brutal cost for consumers. But he's also flipped his stance on Mark Carney and is now making a bold bet on Canada.

In this episode of the Handyman Pros RadioShow, Larry and John break down the latest regulatory requirements and whatthey really mean for consumers, contractors, and the marketplace.We cover:• Overview of the new requirements• Effect on consumers — increased costs, reduced product choice, and potentialperformance issues• Environmental claims — will these rules actually save fuel and reducegreenhouse gas emissions? We look at the data and note that major emitters likeChina and India are not following the same path• Why is this being enforced now when the rules have been on the books since2003?• Unintended consequences: consumers crossing the border for products,potential safety trade-offs, loss of marketplace choice, and the question ofwhy the free market hasn't already adopted these changes if they were trulysuperiorIs the juice worth the squeeze? We dig into thereal-world impact so you can decide for yourself.Watch the full discussion and share yourthoughts in the comments.

We all know housing costs have gone higher and higher -- that's no shocker. But just how high have they gone? Deseret News opinion editor Jay Evensen recently found his father's old checkbook from 1962. In it, he found clues about how our cost-of-living has changed, and how housing costs take up more and more of our paycheck. He joins Inside Sources to share more of his insights from his father's little money book.

2026 Inflation Outlook: Rising Input Costs Squeeze Margins | TrendsTalk by ITR Economics

Your Nebraska Update headlines for today, Aug. 31, include: Nebraska and Creighton had strong showings this weekend against top-ranked volleyball teams, Fairness for Girls petition has collected enough valid signatures to qualify for November ballot, proposal to honor Cameron the Capitol Cat with bronze statue is drawing mixed reactions, new mobile mammogram unit Sammy's Bus is rolling out in Lincoln to expand access to breast cancer screenings, tall flowers blooming along Nebraska roadsides and ditches may not be what they appear to be, U.S. is accepting cattle from Mexico again after imports were largely paused over concerns about New World Screwworm, older adults on fixed incomes are struggling to pay high food prices at grocery store pushing seniors to make lifestyle changes.

Flock cameras have ignited a debate over surveillance, privacy, data collection, and public resistance. The MacVoices panel weighs in on the debate. They also discuss the risks of government-sponsored cyberattacks carried out by private companies, growing opposition to data centers over power and infrastructure demands, and the regulatory challenges surrounding their expansion. The panel includes: Chuck Joiner, David Ginsburg, Web Bixby, Eric Bolden, Jeff Gamet, Jim Rea, Marty Jencius.   This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: 00:00 Flock Cameras, Cyber Mercenaries, and Data Center Pushback00:29 The Growing Flock Camera Controversy04:04 Returning to Flock Cameras and Public Awareness05:57 Axon, Palantir, and Law Enforcement Technology07:58 Surveillance Cameras Beyond the United States11:53 Cameras Everywhere and Privacy Concerns12:50 Private Companies Conducting Cyberattacks14:50 Government Cyber Operations and Private Contractors16:52 Data Center Development and Community Pushback17:43 Data Center Moratoriums and Local Resistance19:58 Lessons From Data Center Development in Texas21:28 Power, Infrastructure, and the Costs of Data Centers22:09 The Case For and Against Data Center Moratoriums23:52 Exploring the MacWeek Archive26:23 Panelist Wrap-Up and Closing Comments Links: The ‘Flocklash' is getting louder—and more creative https://www.fastcompany.com/91594793/flock-backlash-camera-surveillance-protests-grow-louder   White House recruits security firms to hack overseas cybercriminals https://arstechnica.com/security/2026/08/white-house-recruits-security-firms-to-hack-overseas-cybercriminals/   President Trump signs a memo letting the US government partner with private companies to conduct cyberattacks abroad against criminal groups targeting Americans https://www.techmeme.com/260813/p2#a260813p2   Gov. Josh Shapiro takes a hard line against ‘predatory' data center developers in Pennsylvania https://www.nbcnews.com/politics/2028-election/gov-josh-shapiro-executive-order-data-centers-pennsylvania-rcna593177   PBS station fears losing 50TB of data after being ghosted by cloud storage provider https://arstechnica.com/information-technology/2026/08/pbs-station-fears-losing-50tb-of-data-after-being-ghosted-by-cloud-storage-provider/   The best look into Apple's past comes from this ‘MacWeek' archive https://appleinsider.com/articles/26/08/19/the-best-look-into-apples-past-comes-from-this-macweek-archive?utm_source=rss   Guests: Get detailed bios and contact information about for the panel on the MacVoices Live! Panel page on our web site:https://macvoices.com/macvoiceslive/macvoices-live-panel/ Support: Become a MacVoices Patron on Patreonhttp://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web:http://macvoices.com Twitter:http://www.twitter.com/chuckjoinerhttp://www.twitter.com/macvoices Mastodon:https://mastodon.cloud/@chuckjoiner Facebook:http://www.facebook.com/chuck.joiner MacVoices Page on Facebook:http://www.facebook.com/macvoices/ MacVoices Group on Facebook:http://www.facebook.com/groups/macvoice LinkedIn:https://www.linkedin.com/in/chuckjoiner/ Instagram:https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunesVideo in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss

- AI-Powered Client Onboarding (Keychain)Automate fact-finds, document checks, and medical questionnaires. Get a 2-month free trial: https://calendly.com/keychain-1/keychain-ash-borland → Work with Me: https://work.ashborland.com/  My one-to-one coaching for established brokers. No courses, no group programmes. Just the two of us fixing the structure underneath your business.→ Follow me on IG: https://www.instagram.com/ashborland/  Daily content for brokers, and the fastest way to reach me. My DMs are open and I answer them myself.→ The Mortgage Business Mastery Show: https://www.youtube.com/@ashborland  My weekly show for brokers. A new episode every Monday, around fifteen minutes, one idea worth your week.→ The FREE 14 Day Mortgage Business Boost: https://ashborland.com/boost  One small task in your inbox every day for fourteen days. Do them and your business is in better shape by the end. Costs nothing.→ The Broker Book Club: https://ashborland.com/book-club  One book a month, chosen so you read less and apply more. The thinking behind a stronger business, without the wading through.

Flock cameras have ignited a debate over surveillance, privacy, data collection, and public resistance. The MacVoices panel weighs in on the debate. They also discuss the risks of government-sponsored cyberattacks carried out by private companies, growing opposition to data centers over power and infrastructure demands, and the regulatory challenges surrounding their expansion. The panel includes: Chuck Joiner, David Ginsburg, Web Bixby, Eric Bolden, Jeff Gamet, Jim Rea, Marty Jencius.   This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: 00:00 Flock Cameras, Cyber Mercenaries, and Data Center Pushback 00:29 The Growing Flock Camera Controversy 04:04 Returning to Flock Cameras and Public Awareness 05:57 Axon, Palantir, and Law Enforcement Technology 07:58 Surveillance Cameras Beyond the United States 11:53 Cameras Everywhere and Privacy Concerns 12:50 Private Companies Conducting Cyberattacks 14:50 Government Cyber Operations and Private Contractors 16:52 Data Center Development and Community Pushback 17:43 Data Center Moratoriums and Local Resistance 19:58 Lessons From Data Center Development in Texas 21:28 Power, Infrastructure, and the Costs of Data Centers 22:09 The Case For and Against Data Center Moratoriums 23:52 Exploring the MacWeek Archive 26:23 Panelist Wrap-Up and Closing Comments Links: The 'Flocklash' is getting louder—and more creative https://www.fastcompany.com/91594793/flock-backlash-camera-surveillance-protests-grow-louder   White House recruits security firms to hack overseas cybercriminals https://arstechnica.com/security/2026/08/white-house-recruits-security-firms-to-hack-overseas-cybercriminals/   President Trump signs a memo letting the US government partner with private companies to conduct cyberattacks abroad against criminal groups targeting Americans https://www.techmeme.com/260813/p2#a260813p2   Gov. Josh Shapiro takes a hard line against 'predatory' data center developers in Pennsylvania https://www.nbcnews.com/politics/2028-election/gov-josh-shapiro-executive-order-data-centers-pennsylvania-rcna593177   PBS station fears losing 50TB of data after being ghosted by cloud storage provider https://arstechnica.com/information-technology/2026/08/pbs-station-fears-losing-50tb-of-data-after-being-ghosted-by-cloud-storage-provider/   The best look into Apple's past comes from this 'MacWeek' archive https://appleinsider.com/articles/26/08/19/the-best-look-into-apples-past-comes-from-this-macweek-archive?utm_source=rss   Guests: Get detailed bios and contact information about for the panel on the MacVoices Live! Panel page on our web site: https://macvoices.com/macvoiceslive/macvoices-live-panel/ Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss

Welcome to our August episode of “Caregiving Club On Air” podcast (S6, Ep 73) hosted by Sherri Snelling, corporate gerontologist, author and CEO of the Caregiving Club.On this episode we are highlighting the upcoming September 13-19 National Assisted Living Week with our expert guest, Cory Fosco, author of “The Question of When – A Practical Guide To Knowing When It's Time For Assisted Living, Memory Care or Skilled Nursing.”Sherri discusses the following topics with Cory that help family caregivers to prepare to care and also what information they need from those important family conversations around long-term-care plans:·       Many Americans unfortunately believe that Medicare will cover long-term care costs for assisted living for nursing home – also known as skilled nursing facility. Let's review what Medicare does and does not cover. Also, people confuse Medicare and Medicaid so Cory provides a detailed overview of how both programs work and what families need to know.·       Maybe even more important than choices in long-term-care communities is the cost – Cory and Sherri discuss the difference in costs for various senior living options and also provide some great resources to help you research costs.·       Cory reviews a checklist of questions family caregivers should ask their older loved one and also the long-term-care community administrators to help make informed choices.·       The fragmentation and numerous data points families need to make the best choice in long-term care services and communities means not waiting for the crisis when there is no time to plan ahead and especially to save the amount of money needed. It is critical to have the conversation sooner rather than later – Sherri and Cory discuss why this is important for the financial wellness of family caregivers.·       Cory warns that sometime the decision for an older loved one to move into senior living is about the health of the caregiver. Suffering from burnout and health issues of trying to keep your loved one at home with no help can be another reason families need to know the scope of senior care when making these important decisions.WATCH THE PODCAST ON YOUTUBE HERE: https://youtu.be/jJq1XAxlpAUThank you for making “Caregiving Club On Air” #3 on the list of top 80 caregiving podcasts!Subscribe on your favorite listening channel or our YouTube channel. Learn more on our episode guide page on the Caregiving Club website: caregivingclub.com/podcast/Take care and stay well!

Today I'm sharing more about the common mistakes and pitfalls that can derail a well-planned retirement, pulled entirely from my own extensive experience. I have over 16 years of experience helping people over 50 prepare for life after work, and I want to point out specific problem areas—like underestimating expenses, ignoring inflation, and locking money into illiquid investments—that often catch retirees off guard. Detailed planning is paramount, including anticipating big-ticket expenses and staying flexible as life unfolds.    You will want to hear this episode if you are interested in...   06:18 Common retirement planning mistakes 13:22 Planning for your future expenses 17:28 Understanding your investments fully 20:51 Managing retirement savings and living costs 27:14 Understanding Net vs. Gross Income 28:32 Budgeting and expenses in retirement 33:53 Annuity and IRA withdrawal rules 34:53 The importance of consulting a tax advisor Building a Realistic Retirement Plan Beyond Basic Assumptions   It's so dangerous to rely on oversimplified rules of thumb when estimating your retirement needs. So many people approach retirement thinking a set withdrawal rate—such as 4% or 5% of their savings—will meet all of their needs. But this doesn't account for large, non-recurring expenses such as home repairs, new vehicles, or family emergencies. These can dramatically throw off a budget if not planned for. A solid retirement plan should include line items for these bigger, less frequent costs, as well as routine expenses like property taxes and healthcare. The more specific and comprehensive the plan, the better prepared you'll be to weather life's inevitable curveballs. Don't Let Your Purchasing Power Erode   Ignoring inflation during retirement planning is a huge mistake. Costs for essentials—healthcare, housing, groceries, and basic services—historically trend upward, rarely decreasing. I discuss scenarios in which static sources of income, such as most pensions, fail to keep pace with the rising cost of living, forcing retirees to draw more heavily on their savings each year. To maintain financial security, retirement plans need to account for future rises in living expenses by ensuring income—whether from Social Security, investments, or part-time work—increases at a pace that matches or exceeds inflation. Understanding and Managing Real Retirement Spending   One of the most common ways retirees get into trouble is by misjudging their actual spending needs. You need honest, detailed budgeting and regular reviews of your spending. Many overestimate how much they'll save by cutting work-related expenses, only to find themselves spending the same—or more—on travel, hobbies, or family. A realistic retirement budget accounts for variability, includes a buffer for the unexpected, and distinguishes between gross and net income and spending. Accurately understanding your own and your spouse's spending tendencies can prevent unpleasant surprises and the fear of running out of money down the line.   Staying Intentional for Long-Term Security   Regularly revisiting your plan, being honest about your habits and needs, and getting expert advice before big moves can keep your retirement path steady, even when life throws you the occasional curveball. You can dream big—but plan with clarity, detail, and flexibility to safeguard your future.   Resources & People Mentioned   3 Steps to Retirement Planning Retirement Planning Fidelity Investments    Connect With Gregg Gonzalez   Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts  

What if the things we give away can become something beautiful? In this talk, we explore Mary's extravagant act of pouring perfume over Jesus' feet, an act that filled the entire house with its fragrance.We look at what it means to bring our whole selves to God, to surrender the things we value and the things that hurt, and how our lives can become a source of hope and life for others.For more about St Mary's London, visit stmaryslondon.com.

Abby and Patrick bring a psychoanalytic lens to bear on the twenty-fifth anniversary of the September 11th, 2001 terrorist attacks. As they explain, psychoanalysis offers tools for thinking both about specific political conditions and historical events and for reflecting more generally on the ways dramatic events can function politically and become “history” in the first place. Moreover, psychoanalytic concepts can bring together the perspectives of political economy, libidinal economy, and our own personal experiences to help us navigate overwhelming events and better track what's new, what isn't, what we need to remember, and what we're encouraged to forget. To that end, Abby and Patrick take up psychoanalyst Vamik Volkan's notion of the “chosen trauma,” a model for how episodes of mass trauma can become touchstones for defining group identity, and apply it to the events of 9/11, the “Global War on Terror” that ensued, and their ongoing legacy in our present. Toggling between artifacts of popular culture, military history, journalistic accounts, and more, Abby and Patrick reflect on how American society reacted to the trauma of 9/11; how political elites capitalized on the situation; how ideas of exceptionalism, innocence, vengeance, and even time and causality themselves were reconfigured; and how we're still contending with the cultural and institutional consequences of those processes in the present.Note: It has come to our attention that Dick Cheney is, in fact, currently dead, at least for now.Texts cited include:Patrick Blanchfield and Evan Simko-Bednarski, “Brave Moles and Hungry Ghosts” in The Revealer (September 2016) https://therevealer.org/brave-moles-and-hungry-ghosts-911-memento-mori/Evan Simko-Bednarski, “Memento Mori,” https://www.simkobednarskiphoto.com/memento-moriVamik Volkan, “Transgenerational Transmissions and Chosen Traumas: An Aspect of Large-Group Identity, in Group Analysis (March 2001) https://journals.sagepub.com/doi/10.1177/05333160122077730Andrew Bacevich, America's War for the Greater Middle East (2016)https://www.penguinrandomhouse.com/books/241154/americas-war-for-the-greater-middle-east-by-andrew-j-bacevich/Andrew Bacevich, “What I Learned After the End of History” (2025) https://www.juancole.com/2025/01/learned-after-history.htmlSpencer Ackerman, Reign of Terror: How the 9/11 Era Destabilized America and Produced Donald Trump (2022) https://www.penguinrandomhouse.com/books/622555/reign-of-terror-by-spencer-ackerman/Spencer Ackerman (interviewed by Jordan Uhl) “"Terrorist": How ICE Weaponized 9/11's Scarlet Letter” in The Intercept Briefing https://theintercept.com/2026/02/06/spencer-ackerman-9-11-terrorists-ice/Susan Sontag (et al), “Tuesday and After” in The New Yorker (September 16, 2001) https://www.newyorker.com/magazine/2001/09/24/tuesday-and-after-talk-of-the-townJake Tapper and Bill Maher, “Bill Maher: The Salon Interview” (December 2002) https://www.salon.com/2002/12/11/maher_6/The Brown University Watson School of International and Public Affairs' Costs of War Projecthttps://costsofwar.watson.brown.edu/Elizabeth Beavers, “Terrorizing Migrants: Five Ways Post 9/11 Legal Precedents Paved the Way for Anti-Immigrant Actions in the United States” https://costsofwar.watson.brown.edu/paper/terrorizingmigrantsHave you noticed that Freud is back? Got questions about psychoanalysis? Or maybe you've traversed the fantasy and lived to tell the tale? Leave us a voicemail! (646) 450-0847A podcast about psychoanalysis, politics, pop culture, and the ways we suffer now. New episodes on Saturdays. Find us online:http://www.ordinaryunhappiness.comX: @UnhappinessPodInstagram: @OrdinaryUnhappinessPatreon: http://www.patreon.com/OrdinaryUnhappinessTheme song:Formal Chicken - Gnossienne No. 1https://open.spotify.com/album/2MIIYnbyLqriV3vrpUTxxOProvided by Fruits Music 

Kevin Muir of The MacroTourist joins Matt Zeigler to break down the bond market, Scott Bessent's Treasury buybacks, the Treasury General Account, AI-driven earnings growth, leveraged ETF risk, gold and the U.S.-Canada trade fight. Kevin explains why rising long-term yields may be less surprising than investors think, how the AI capex boom can inflate earnings before costs show up, and why leveraged ETFs and policy uncertainty could make markets more fragile.Kevin Muir on Xhttps://x.com/kevinmuirThe MacroTouristhttps://themacrotourist.comTopics coveredWhy stronger nominal GDP, large fiscal deficits and record corporate issuance are pressuring long-term Treasury yieldsHow Scott Bessent's Treasury liquidity buybacks work and why investors are comparing them with QE and Operation TwistHow replacing long-dated Treasuries with T-bills could ultimately force reserve management purchases by the Federal ReserveWhy the Treasury General Account matters for liquidity and why attempts to manage the yield curve can distort market signalsJim Chanos's "earnings bubble" argument and how massive AI data-center capex can boost current earnings while costs are amortizedWhy stock prices can fall before forward earnings estimates roll over, and why retail investors may have an advantage over institutionsHow daily-reset leveraged ETFs create reflexive buying and selling and could amplify a semiconductor or single-stock selloffWhy Kevin is bullish on gold again, the role of People's Bank of China demand, and how he combines fundamentals with technical signalsWhy platinum below production cost caught his attention and what rolling mini-bubbles in gold, silver and AI say about investor psychologyWhat 2025 U.S.-Canada trade data says about autos, oil and gas, manufacturing, tariffs and the economic cost of policy uncertaintyTimestamps00:00 Intro06:31 Scott Bessent's Treasury buybacks and the bond market10:39 How T-bill issuance could lead to debt monetization18:25 The AI capex boom and the "earnings bubble"22:27 The giant bet embedded in accelerating AI earnings27:37 Why leveraged ETFs are changing market structure32:00 How forced ETF unwinds can amplify a selloff36:41 Why Kevin is bullish on gold again41:57 Platinum, production costs and the precious metals trade46:08 Sentiment extremes and why popular trades get dangerous51:00 Globalization, manufacturing and America's distribution problem55:00 Why oil and gas dominate the U.S.-Canada trade deficit59:00 How tariff uncertainty can deter U.S. manufacturing investment01:03:10 The trade math Kevin wants investors to seeLearn more about the Excess Returns podcast network:https://excessreturns.coNo information discussed in this podcast should be construed as investment advice. Securities discussed may be held by the hosts and guests, their firms or their clients.

The Pirates looked every bit like a team ready for the season to end Friday night, committing three errors and managing just one run in a 4-1 loss to the Cardinals. Tyler and Doug break down another miserable performance against a left-handed starter, the Pirates' atrocious defense, Jared Triolo inexplicably hitting leadoff, Esmerlyn Valdez's recent swing-and-miss issues and a better, but still uneven, start from Jared Jones. They also get into the bigger problem surrounding this team: the same issues have been showing up all season, and nothing ever seems to change. Presented by FanDuel. The NS9 Postgame Show is powered by Primanti Brothers. Download the NS9 app: https://northshorenine.com/get-app Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us Fan MailTruth has a way of cornering us, especially when staying quiet feels safer. We reflect on the Passion of St. John the Baptist as more than a tragic Bible story, it's a mirror held up to our own compromises and our own fear of consequences. John is the Forerunner of Christ, a prophet formed by prayer, humility, and a fierce love for God's law, and his courage still challenges the Church today.We trace the Gospel account through Mark 6 and Matthew 14: John's rebuke of Herod Antipas over an unlawful union, the simmering hostility of Herodias, and the moment a banquet, a dance, and a rash oath turn into martyrdom. Along the way, we talk about why John is honored as a martyr for truth and the sanctity of marriage, and how his imprisonment reveals the collision between conversion and worldly power.The meditation doesn't end at the prison door. John's final witness points straight to Jesus with the words that define discipleship: “He must increase, but I must decrease.” If you want a deeper Catholic devotion to St. John the Baptist, practical fuel for prayer, and a clearer sense of what courageous fidelity looks like in daily life, this reflection is for you.Subscribe for more, share this with a friend who needs courage, and leave a review so more listeners can find the show. What part of John's witness hits closest to home for you?Open by Steve Bailey Support the showJourneys of Faith brings you Super Saints PodcastsVisit our blog for full text of our podcasts https://journeysoffaith.com/blogs/eucharist-mary-saintsDownload Journeys of Faith App for Iphone or Android FREE https://journeysoffaith.com/pages/download-our-appPlease consider subscribing to this podcast or making a donation to Journeys of Faith Help us Grow!Journeys of Faith is blessed to provide Catholic media, including podcasts and inspirational content, free of charge across multiple media platforms for viewers and listeners around the world. While access to this content remains free, there are significant and continually increasing costs associated with producing, hosting, and distributing these programs. Your support helps us continue sharing the beauty of the Catholic faith with souls everywhere. We want to reach more souls and you can help us do that by becoming a Mission Angel. Make a Donation Any AmountRefer a FriendYou can help us by referring a friend! When they upgrade you get $20 and so does Journeys of Faith...

Aug 28, 2026 – Nvidia and Marvell reveal AI's next phase, software stages a comeback after the "SaaS apocalypse," and a hawkish Warsh puts a Fed hike back on the table. Ryan Puplava breaks down where growth, value, and rate risk collide for investors...

To refuse to surrender to apathy by exposing your artistic instincts to the light of day is to really live. We all were ever so creative as kids. Sadly, too many good souls have lost that connection as we have matured into adulthood. To dream and imagine and envision your highest possibilities is to breathe aliveness into your days.My latest book “The Wealth Money Can't Buy” is full of fresh ideas and original tools that I'm absolutely certain will cause quantum leaps in your positivity, productivity, wellness, and happiness. You can order it now by clicking here.FOLLOW ROBIN SHARMA:InstagramFacebookYouTube

AMAZING!!!

No matter how much we'd like it to be true, we can't think our way into changing.We have so much information, language, and so many tools to help us understand what makes us tick right at our fingertips. And who doesn't love a quiz, a personality test, a self-help book, or (ahem) a podcast that helps us make sense of ourselves and others in our personal and professional lives?Whether it's Myers-Briggs, StrengthsFinder, your Enneagram, or your astrological chart, you probably have years' worth of exposure to various categories, frameworks, and language to call on. And yet, you still feel like a stranger to yourself in the moments that matter most.Because we can't intellectualize our way through change. We have to feel it. We have to do it.This is where trauma-informed leadership work actually lives, not in collecting more language for what's wrong with you or others, but in helping you recognize the echoes of your own story that are still running the show, and developing the skills to help you take action and choose differently.Today's guest has spent her career studying people, the soul, and how we relate to ourselves and others. But in writing her most recent book, she found she had to dig deeper into her own story and start to really live the work herself. And when she started living things differently, she realized there was no looking back.Dr. Alison Cook is a therapist, psychologist of religion, bestselling author, and host of the top-ranked The Best of You podcast. Widely recognized for her ability to bridge faith and psychology in a way that is both deeply practical and spiritually alive, Dr. Alison has spent over two decades helping people move from feeling disconnected to feeling secure, grounded, and loved. Her books, including Boundaries for Your Soul and The Best of You, have sold over 150,000 copies. She and her husband, Joe, are the parents of two adult children and call the mountains of Wyoming home.Listen to the full episode to hear: How Alison navigated the personal and professional anxieties raised as she brought her own story into her new bookWhy revisiting her adolescence was a deeply vulnerable but necessary piece of learning to notice her inner bids for connectionHow minimizing our everyday wounds impacts us individually and as a cultureWhy doing the inner work of witnessing yourself is part of getting your needs met in the outside worldWhy self-awareness and conscious choice matter when it comes to engaging our controllers and escape hatchesHow developing trust in her fundamental belovedness gives Alison the security to be accountable to the people in her lifeLearn more about Dr. Alison Cook:WebsiteThe Best of You PodcastInstagram: @dralisoncookFacebook: @dralisoncookThe Secure Soul: Finding Inner Strength and Connection When Trust Doesn't Come EasyLearn more about Rebecca:rebeccaching.comWork With RebeccaThe Unburdened Leader on SubstackSign up for the weekly Unburdened Leader EmailResources:FootlooseIrvin D. YalomDopamine Nation: Finding Balance in the Age of Indulgence, Anna Lembke MDInto the Quiet: Following Jesus in a World of Noise, John Mark ComerTaylor Swift - The Fate of OpheliaPretty in PinkChapters:(00:43) - Introduction (09:46) - Belonging to Our Story (15:53) - Anticipating the Costs (19:28) - Rage Journaling and Attachment Wounds (30:01) - Inner Work and Right Sized Needs (34:22) - Controller Parts Explained (40:22) - Recognize, Return, and Divine Love (43:58) - Leadership Without Othering (48:46) - Inner Life Shapes Leadership (51:25) - Rapid Fire Questions (55:30) - Where to Connect (56:14) - Closing Thoughts

Football season is back, bringing millions of Americans together around one of the country's most beloved sports. But new research on chronic traumatic encephalopathy, or CTE, raises an uncomfortable question: What price are players paying for our entertainment?Host Megan McArdle explores the physical and cognitive toll of football and what responsibility fans have when they turn on a game.Subscribe to The Washington Post here.

On the August 28 edition: A Brown University analysis estimates the Iran war has added $1.4 billion to what Georgians spend on gas; Emory University is reviewing a Department of War request concerning its collaborations with foreign entities; And Savannah has imposed a temporary moratorium on large load data centers 

#393: People pleasing can look like compassion, generosity, and care, but what happens when it comes at the cost of your own needs? This week, I dive into why people pleasing happens, how it becomes a pattern that shapes our relationships and sense of self, and why it can leave us feeling disconnected, resentful, and overwhelmed. I explore how these habits were often brilliant survival strategies that helped us get our needs met, while also showing how they can create challenges for us as adults. Get full show notes, transcript, and more information here: https://beatrizalbina.com/393 Order your copy of End Emotional Outsourcing here: https://beatrizalbina.com/book/ Follow me here: https://www.instagram.com/beatrizvictoriaalbinanp/?hl=enMentioned in this episode:Join The Shift today!You cancel plans with yourself the moment someone else needs something. You say yes when everything in you means no. You have watched yourself do it and been genuinely bewildered. The Shift is 12 weeks of structured somatic practice built around the three needs at the root of every Emotional Outsourcing pattern: safety, worth, and belonging. The same foundational methodology as Anchored, structured entirely around your own life. Check it out here: https://feminist-wellness.captivate.fm/theshiftThe Shift

The connection between immigration and housing costs is the subject of this week's episode of the Center for Immigration Studies' Parsing Immigration Policy podcast. Jason Richwine, a resident scholar at the Center, discusses his forthcoming study, scheduled for publication this fall in the peer-reviewed journal Cityscape. The large majority of academic studies find a positive […]

What does a rising cloud bill actually tell you about the value your business is creating? Eight years after our first conversation, I welcome Kunal, co-founder and CEO of Unravel Data, back to Tech Talks Daily. We compare the data infrastructure he was optimizing during the Hadoop era with today's enterprise stacks built around Databricks, Snowflake, BigQuery, AI pipelines, and autonomous agents. Kunal says Unravel Data has analyzed over 10 billion workloads across hundreds of enterprises. From that work, he argues that data platforms and infrastructure can account for up to 60% of cloud spending at some global businesses, while 30% to 40% of data platform spending may produce no business value. These are company claims, but they frame a problem many technology and finance leaders will recognize. The cloud bill arrives after thousands of individual engineering decisions have already been made. We discuss where cloud waste hides, including oversized clusters, hot storage holding cold data, abandoned pipelines, inefficient queries, duplicate datasets, and development jobs consuming production-level resources. The people creating those workloads seldom see the price attached to their decisions, leaving technology leaders with an aggregated bill that explains what was purchased but not why it was needed. AI adds another complication. Humans create workloads at human speed, while agents can generate queries, launch infrastructure, and consume tokens around the clock. An agent is designed to complete its task, not worry about whether a single query costs $5 or $5,000. Kunal argues that machine-speed consumption cannot be governed through monthly human reviews. We also discuss the difference between cost cutting and cost optimization, why aggressive reductions can damage performance and reliability, and how FinOps must connect cost with business outcomes. Kunal explains why leaders should measure cost per pipeline, model, agent, successful run, customer report, and business result. Finally, we consider the benefits and risks of autonomous data platform optimization. Kunal describes autonomy as a dial, with bounded, reversible, and validated actions earning wider authority as trust develops. Does your cloud bill show healthy growth, or is expensive waste hiding behind the headline number? Share your thoughts with me.

A.M. Edition for Aug. 25. Two lawmakers detail their bipartisan bill to end personalized dynamic pricing in grocery stores, where AI is increasingly deciding whether Shopper A should pay more for the same product than Shopper B. Plus, the Supreme Court helps clear the way for President Trump's restrictions on mail-in voting. WSJ supreme court reporter James Romoser explains what it could mean for the midterms. And, more companies are preparing to join Wall Street's IPO bonanza. And Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, Jason is joined by Banfield Pet Hospital Chief Medical Officer Dr. Alea Harrison for a conversation about the real economics of pet ownership, why preventive care can be one of the smartest financial decisions pet owners make, and how planning ahead can help avoid thousands of dollars in unexpected veterinary expenses. Dr. Harrison shares her journey from leaving the country to attend veterinary school in St. Kitts to becoming a practicing veterinarian and eventually helping guide clinical strategy for roughly 3,600 veterinarians across more than 1,000 Banfield hospitals nationwide. Dr. Harrison breaks down what people should actually budget for when bringing home a pet, including veterinary care, nutrition, grooming, training, boarding, and daycare—and why many of the biggest expenses are the ones owners rarely think about beforehand. She explains why choosing the right food should be based on a pet's individual health, breed, and lifestyle rather than marketing or social media trends, and reveals why taking a proactive approach to veterinary care can dramatically change both a pet's long-term health and the owner's finances. Jason and Dr. Harrison also dive into Banfield's Optimum Wellness Plans, why they were designed to make preventive veterinary care more accessible and predictable, and how they differ from traditional pet insurance. Dr. Harrison explains how bundling preventive services can save clients more than 30% compared to paying for each service individually, while plans can include comprehensive exams, vaccinations, diagnostic testing, unlimited office visits, and 24/7 Pet Chat access. She also explains why pet insurance and wellness plans can work together, with insurance focused on unexpected illnesses, injuries, and surgeries while wellness plans focus on routine preventive care. Plus, Dr. Harrison reveals some of the numbers that show just how expensive waiting can become. Heartworm prevention can cost around $25 per month, while treating heartworm disease can range from roughly $1,200 to $6,000 depending on the pet. She also shares that Banfield data shows 80% of dogs and 75% of cats have signs of dental disease by just one year old, explains how certain breeds can be predisposed to costly health problems, and breaks down why spaying and neutering can help prevent serious conditions and certain cancers in addition to controlling the pet population. Dr. Harrison also gets candid about the challenges of becoming a veterinarian, from the competitiveness and financial burden of veterinary school to building a career that can extend far beyond treating individual patients. She explains how her own definition of impact evolved from caring for pets one-on-one to influencing thousands of veterinarians and ultimately helping improve care on a much larger scale. Dr. Harrison reveals why creating predictability, staying proactive instead of reactive, and preparing for expenses before they become emergencies can make all the difference for pet owners. She also leaves Jason with her ultimate trading secret, a mantra she applies to business, family, and veterinary medicine: “If you stay ready, you don't have to get ready.” She reveals all this and so much more in another episode you can't afford to miss! Host: Jason Tartick Audio: John Gurney Video: Marc Colcer Guest: Dr. Alea Harrison Learn more about your ad choices. Visit podcastchoices.com/adchoices