Podcasts about costs

Vivian sits down with Julissa Prado, founder of Rizos Curls, for a candid conversation about what it really takes to build a beauty brand from scratch and what it costs, personally and financially, to bet on yourself as a Latina entrepreneur. In this episode, you'll learn: How Julissa's lifelong search for products that actually worked for her curls turned into a business; including how much she personally invested to get Rizos Curls off the ground, what the early bootstrapping days really looked like, and where the name came from. The money lessons Julissa grew up with, the ones she had to unlearn, and how her relationship with money evolved from before she became an entrepreneur to building a brand with a loyal, growing customer base. The real revenue numbers behind Rizos Curls; her best months, her worst months, how much gets reinvested in the business, the biggest financial mistake she made while building, and how she decides what to pay herself as the founder. How community has always been at the heart of Rizos Curls, why uplifting immigrant and Latina communities is central to the brand's mission, and how Julissa has used her platform to fundraise and drive real impact. Keep up with Julissa https://www.instagram.com/julissa_prado/ and Rizos Curls https://www.instagram.com/rizoscurls/ Plus use code RICHBFF to get 10% off your Rizos Curls purchase between March 11– April 11! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:

Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals.  On today's episode, we are back in the studio talking with Dalton Gilbert.  We discuss: Building a home on land almost always costs 20–30% more than expected. Sweat equity can dramatically reduce the cost of building your own home. Interest rates can add hundreds per month during a build timeline. Slab homes and shophouses are often the most economical build style. Many hunters are relocating to Iowa for trophy whitetail opportunities. Box blinds and standing crops are changing hunting strategies statewide. Hunter efficiency today is leading to more mature bucks being harvested. Whitetail hunting drives massive economic impact in rural counties. Small local businesses thrive when hunters travel to hunt big deer. Hard work matters, but family and integrity should always come first. And so much more! Get Pre-Approved to Purchase a farm with Buck Land Funding: https://www.firstbankers.com/bucklandfunding ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whitetailmasteracademy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Use code '⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HOFER' to save 10% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.theprairiefarm.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Massive potential tax savings: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ASMLABS.Net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Moultrie: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/moultrie_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Hawke Optics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/hawkeoptics_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -OnX: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/onX_Hunt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Painted Arrow: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/PaintedArrow⁠

Monday 3pm Hour: Jason tells the story of our boss having a heart-attack and talks with listeners about the effects in their lives of near-death experiences. Then he's joined by David Slotnick from ThePointsGuy.com about the costs of travel and how they might be affected by rising oil prices. Finally - did you survive the great "leap forward" this weekend?! (Photo by Brandon Bell/Getty Images)

Jason talks to travel editor David Slotnick from ThePointsGuy.com about rising oil prices and how they might affect your Summer travel costs.

- Gas Price Spikes Could Force Auto Industry Shifts - U.S. Aluminum Buyers Scramble Amid Iran War - Switching to EV Fleets Cuts Costs 50% - Automakers Repurpose Battery Plants for Energy Grid - Mercedes-Benz Reaches Deal Over UAW Union Dispute - Geely To Power Next-Gen Mercedes Compacts - Chery Debuts First Mass Produced Brake-By-Wire - Exeed Raises Prices Amid Rising Chip Costs - Ford Gifts Custom Explorer to Pope Leo XIV

Mike Johnson, Beau Morgan, and Ali Mac continue to talk about the legal tampering period beginning today in the NFL, continue to discuss what they think the first move from the Atlanta Falcons will be, talk about the possibility of the Falcons replacing free agent linebacker Kaden Elliss with free agent linebacker Quay Walker, and explain why they think Walker is only an upgrade over Elliss for the Falcons if Quay ends up costing less than Kaden does.

Thinking of buying a holiday let? The real costs might surprise you.In this episode of Holiday Let Insider, Nathalie Johnson from Sykes Holiday Cottages explains what first-time holiday let owners often underestimate when starting a short-term rental business.From furnishing and decorating to maintenance, compliance, and preparing for low season, Nathalie shares practical advice for anyone entering the holiday let and Airbnb investment market.In this episode, we cover:* The hidden costs of running a holiday let property* Why furnishing a short-term rental is different from a long-term rental* Ongoing expenses that surprise many owners* Whether professional property management is worth it* Why fixing problems quickly protects your reviews and revenue* How staying in your own property can improve guest experience* Preparing for low season when bookings slow down* Why buying cheap often means paying twiceIf you're planning to start a holiday let, Airbnb, or short-term rental investment, this episode will help you avoid costly mistakes and build a sustainable property business.Watch the full episode now.0:00 Episode starts1:53 The costs which surprise first-time holiday let owners4:28 Kitting out a holiday let is completely different to a long-term rental – and the costs can add up5:21 Where to start with a holiday let: furnishings, decorating, and more8:37 The ongoing costs owners night underestimate year after year10:44 Is professional property management worth it?12:23 A property management company can ensure you are compliant 13:30 Staying in your own rental can help to supercharge the guest experience 14:58 How important is it to fix things as soon as possible?16:40 How to prepare for low season when bookings are less frequent 18:34 You need to avoid buying cheap and paying twice 22:26 The mindset shift every new holiday let owner needsWork with Sykes Holiday Cottages to let your property: https://www.sykescottages.co.uk/letyourcottage/Call: 01244 356 666Visit: https://www.sykescottages.co.uk/letyourcottage/Host Planet: https://www.hostplanet.club/James Varley: https://www.linkedin.com/in/jdsvarley/Episode to check next: The 2026 Holiday Let Compliance Checklist: https://www.youtube.com/watch?v=ITvlxKPA8v0&t=2sHoliday Let Insider is presented by James Varley, a holiday let investor and property manager who is also the Founder of Host Planet. Before founding Host Planet, James spent 20 years in the media, including a decade leading corporate communications for the FIFA World Cup Qatar 2022.Contact the show: info@hostplanet.club#HostPlanet #HostPlanetPodcast #HostPlanetBitesize #ShortTermRentals #VacationRentals #HolidayLets #Airbnb #BookDirect #PropertyManagement #PropertyInvestment #BookingCom #Vrbo #SykesCottages #JamesVarley #NathalieJohnson #HolidayLet #ShortTermRental #AirbnbHost #VacationRental #PropertyManagement #HolidayLetInvestment #HostPlanet

March, 8 2026, 7 AM; Kuwait, Bahrain, the United Arab Emirates, and Saudi Arabia said they are continuing to fight off Iranian drone and missile attacks. The UAE says Iran has fired 16 ballistic missiles and 117 drones in new barrages. Iran's Foreign Ministry said its defensive operations against U.S. military bases in the region will continue, but the attacks should not be construed as hostility toward neighboring countries. Nancy Youssef, Meghan O'Sullivan, and Jon Finer join The Weekend to discuss the going war in the region. For more, follow us on social media: Bluesky: @theweekendmsnow.bsky.social Instagram: @theweekendmsnow TikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

March, 7 2026, 7 AM;  Meanwhile, the Israeli military said its fighter jets launched 230 munitions toward several military sites across Tehran. President Donald Trump is threatening to hit Iran again "Very Hard." He's expected to travel to Dover Air Force base to attend the dignified transfer of six U.S. service members killed in the war. NBC News is reporting that Trump has privately expressed real interest in deploying American troops on the ground inside of Iran. Former CIA Director John Brennan joins The Weekend to discus the growing uncertainty surrounding the motive for the war. For more, follow us on social media: Bluesky: @theweekendmsnow.bsky.social Instagram: @theweekendmsnow TikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How to Move to Mexico: Visas, Costs, Taxes, and the Best Places to Live Mexico is one of the most popular countries in the world for Americans who want a lower cost of living, a warmer climate, and a richer day to day culture without moving halfway across the planet. Many expats are retirees, remote workers, or entrepreneurs who find that their money goes further while they gain a more relaxed lifestyle. For someone in the southwestern U.S. (like Arizona), Mexico is especially appealing because you can often drive instead of fly, keep close ties with friends and family, and still feel like you've made a big lifestyle upgrade. This guide walks through why and where to move, what it really costs, how visas work, how Mexican taxes function, when you might owe them, and other real world considerations that don't always show up in glossy travel articles. ________________________________________ Why move to Mexico? People move to Mexico for a mix of financial, personal, and lifestyle reasons. You can open this section with a simple story: for example, a couple selling a house in the U.S., paying cash for a home or condo in Mexico, and cutting their monthly expenses nearly in half while eating better and traveling more. Key motivations to highlight: Lower cost of living Mexico's overall cost of living is significantly lower than in the U.S. Rents in many Mexican cities are substantially cheaper than comparable U.S. cities, groceries and fresh produce are affordable, and services like cleaning, childcare, and home repairs cost far less. A couple who spends 5,000 USD per month in the U.S. can often live comfortably in Mexico on 2,000–3,500 USD per month, depending on city and lifestyle. Proximity and connectivity Unlike moving to Europe or Asia, living in Mexico means you're usually one flight away from your U.S. hometown. Major cities like Mexico City, Guadalajara, Monterrey, Cancún, and Mérida have robust air connections. Internet infrastructure has improved a lot; mid size cities now often have fiber optic service, making remote work highly feasible. Lifestyle and climate variety Mexico is huge and geographically diverse. You can choose from: • Coastal beach towns with surf culture and sunsets • High altitude colonial cities with spring like weather • Mega cities with world class dining, museums, and nightlife • Smaller, artsy towns with vibrant local traditions You get to decide whether you want small town community, cosmopolitan buzz, or something in between. Culture, food, and community You'll never run out of festivals, markets, and regional dishes. For many expats, the biggest upgrade isn't just cheaper rent, but living in a place where there's always music in the plazas, food in the streets, and a sense of community. In many popular locations, there is also an established expat network to help you orient. Healthcare Private healthcare in Mexico is dramatically more affordable than in the U.S. Many expats pay out of pocket for routine care and buy local or international health insurance for major events. In larger cities you'll find modern hospitals and specialists, and in some cases doctors who trained abroad. ________________________________________ Where to move in Mexico Mexico isn't a single experience. Moving to Oaxaca is very different from moving to Mazatlán or Guadalajara. This section should help you “try on” a few places in your imagination. Mexico City Vibe: Big city, cosmopolitan, urban energy. Pros: World class restaurants, museums, art, music, and nightlife; excellent air connections; plenty of coworking spaces and job opportunities with international companies. Cons: Higher rents than many other Mexican cities, traffic and air pollution, security can vary by neighborhood. Mexico City suits people who want an urban life and don't mind density. It works well for younger professionals or creatives, and for remote workers who want big city culture at a lower price than New York, LA, or San Francisco. Guadalajara Vibe: Large city with a strong tech scene and traditional Jalisco culture (mariachi, tequila). Pros: Big city services without quite the chaos of Mexico City, growing startup and tech ecosystem, nearby towns and lakes for weekend escapes. Cons: Some neighborhoods can feel sprawling; traffic is very real; summers can be hot. Guadalajara is a good fit for remote workers and entrepreneurs who want a mix of modern infrastructure and traditional Mexican character. Lake Chapala (Ajijic/Chapala) Vibe: Classic retiree and snowbird destination near a large lake. Pros: Mild climate, large English speaking expat community, social clubs and activities, walkable village feel in places like Ajijic. Cons: Heavy expat presence can make it feel less “Mexican” to some; limited big city amenities compared to Guadalajara. This area is ideal for retirees who want community, comfort, and a gentle pace of life within reach of a major city. San Miguel de Allende Vibe: Picturesque colonial city, artsy, charming, and heavily international. Pros: Beautiful historic center, strong arts and cultural scene, plenty of restaurants and galleries. Cons: One of the more expensive inland cities; tourism and expat presence drive up housing costs. San Miguel appeals to people who prioritize aesthetics, architecture, and culture and are willing to pay a premium. Querétaro Vibe: Clean, orderly, fast growing city with industry and a large middle class. Pros: Safe reputation, good infrastructure, beautiful colonial center, strong job market in manufacturing and services. Cons: Less “touristy charm” in some newer suburbs; housing prices have been rising with growth. Querétaro works well for families and professionals who want a modern, organized city with good schools and services. Puebla Vibe: Historic, livable city with serious food culture and nearby nature. Pros: Gorgeous colonial architecture, famous cuisine (like mole poblano), access to mountains and smaller towns, a mix of traditional markets and modern malls. Cons: Higher altitude and cooler winters than coastal areas; still under the radar for many expats, so less English support than in Lake Chapala or San Miguel. Puebla suits people who love culture, gastronomy, and city life but don't need a huge expat bubble. Oaxaca City Vibe: Cultural and culinary capital with strong Indigenous traditions and arts. Pros: Outstanding food, vibrant markets, year round festivals, access to mountains and rural communities, often lower rents than more famous expat hubs. Cons: Smaller airport and fewer direct international flights; infrastructure can be a bit more rustic compared to megacities. Oaxaca is great for people who want deep culture, don't mind a bit of grit, and prefer authenticity over polish. Mérida and the Yucatán Vibe: Colonial city, family friendly, often cited for safety. Pros: Strong sense of community, rich history, cenotes and beaches nearby, growing expat scene. Cons: Hot and humid much of the year; air conditioning can be essential. Mérida appeals to families, retirees, and anyone who wants a mix of culture and relative safety in a warm climate. Puerto Vallarta / Riviera Nayarit Vibe: Beach town/medium city with a strong expat and LGBTQ+ community. Pros: Ocean, sunsets, whale watching, strong tourism economy, many English speaking services, international airport. Cons: Housing and dining in tourist zones are more expensive; high season crowds; summer humidity. This is an easy landing spot if you want a beach lifestyle and community support from day one. Mazatlán Vibe: Working port city with long beaches and a growing expat presence. Pros: Ocean side living, more “local” feel than some resort towns, improving infrastructure, cost of living that can be lower than in ultra commercial tourist areas. Cons: Humid climate; parts of the city feel industrial; some areas are still rough around the edges. Mazatlán is appealing if you want the Pacific coast without the heavy commercialization and highest prices of places like Los Cabos or Cancún. Place Vibe Big Pros Main Tradeoffs Mexico City Mega‑city Culture, jobs, flights Cost, traffic, pollution Guadalajara Big, traditional Tech scene, culture Sprawl, traffic Lake Chapala Retiree village Mild climate, expat community Fewer urban amenities San Miguel Artsy colonial Beauty, culture Higher housing costs Querétaro Modern, orderly Safety, infrastructure Rising prices Puebla Historic, foodie Cuisine, architecture, nature nearby Less expat support Oaxaca City Cultural hub Food, festivals, affordability Smaller airport, rustic edges Mérida Warm, family‑oriented Safety, history Heat and humidity Puerto Vallarta Beach city Ocean, expat support Tourist prices in key areas Mazatlán Port/beach city More local feel, coast Humidity, some gritty areas ________________________________________ Cost of living in Mexico Readers want numbers, but it's better to provide realistic ranges and examples than a single “magic” figure. Basic cost structure Housing Rents vary wildly by location. A modest one bedroom in a non touristy city might rent for the equivalent of a few hundred dollars per month. In upscale neighborhoods of Mexico City or popular beach towns, modern apartments can cost as much or more than many mid tier U.S. cities. Utilities and internet Electricity is affordable unless you run heavy air conditioning all year, which you might need on the coasts and in the lowlands. Internet and mobile service are reasonably priced, with fiber available in many urban areas. Food and groceries Fresh fruits, vegetables, and staples are cheap, especially if you shop in local markets. Imported items (certain cheeses, specialty products) are more expensive. Eating at local restaurants and street food stalls is inexpensive; high end dining in major cities is still far cheaper than equivalent places in the U.S. Transportation Public transit, taxis, and app based rides are affordable. Owning a car involves fuel, insurance, and maintenance costs, but these are usually lower than in the U.S. You can often live car free in dense cities like Mexico City, Guadalajara, or Puebla. Example monthly budgets (rough, per household) Frugal single in a non touristy city • Rent (studio/1 bed): 400–600 USD equivalent • Utilities and internet: 70–120 • Groceries and local dining: 250–350 • Local transport and misc.: 100–150 • Total: roughly 800–1,200 USD per month Comfortable couple in a mid range city • Rent (nice 2 bed apartment): 700–1,200 USD • Utilities, internet, mobile: 120–200 • Groceries and eating out several times a week: 400–600 • Health insurance (local or international): 200–400 • Transport, entertainment, gyms, etc.: 200–400 • Total: roughly 1,600–2,800 USD per month Beach town or premium neighborhood living In high demand areas (like parts of Puerto Vallarta, San Miguel de Allende, or prime zones in Mexico City), you can easily spend 2,500–4,000 USD per month or more for a couple if you choose modern housing, eat out frequently, and live a more upscale lifestyle. Startup costs Don't forget one time or irregular costs: • Visa fees for temporary or permanent residency • International flights or moving your belongings • First month's rent plus deposit (sometimes more for furnished places) • Basic furniture and household goods if you're not renting furnished • Car purchase or import (if you choose to have one) Encourage readers to arrive with a cash cushion: at least 3–6 months of living expenses plus relocation costs. ________________________________________ Visa options and residency paths Mexico's visa system offers several ways to stay, depending on your plans and finances. Tourist stay Many foreigners enter Mexico as tourists without a visa and receive permission to stay up to a certain number of days (often up to 180 days, but it is not guaranteed). A tourist stay: • Does not allow you to work for Mexican employers • Does not let you access local residency benefits • Is not meant as a long term “back to back” solution Tourist entries are good for exploration trips but not for a full time move. Temporary resident (Residente Temporal) Temporary residency is the most common path for people who want to live in Mexico for more than six months without immediately going permanent. General characteristics: • Usually granted initially for 1 year, with the possibility to renew up to 4 years • Allows you to live in Mexico full time, open local bank accounts, and sometimes get local health coverage • Does not automatically grant permission to work; if you plan to work in Mexico you need work authorization attached to your residency Most temporary residents qualify via financial solvency (proof of income or savings). Typical recent numbers: • Monthly income requirement: roughly in the low to mid 4,000 USD range for the last 6–12 months, depending on the consulate • Savings/investment requirement: often in the high five figures to low six figures in USD equivalent, again varying by consulate Each Mexican consulate sets its own exact thresholds and evidence rules, so readers must always check with the specific consulate where they'll apply. Permanent resident (Residente Permanente) Permanent residency is ideal if you plan to live in Mexico indefinitely. Characteristics: • No need for frequent renewals • Lets you live in Mexico as long as you like • Often used by retirees or those with strong ties to Mexico (like family connections) You can qualify either: • Directly from abroad if you meet higher income or savings requirements, often thousands of dollars more per month than temporary residency; or • By first holding temporary residency for several years (for many, 4 years), then converting to permanent status inside Mexico. Again, the exact thresholds and documentation depend on the consulate and can change year to year. Work visas and business If you plan to work for a Mexican employer or run a Mexican company that needs your presence, you need proper work authorization. Basic ideas: • A Mexican employer can sponsor you for a temporary resident visa with permission to work if they are registered with the immigration authorities. • You cannot legally work in Mexico for a Mexican entity on a tourist visa. • If you intend to start a business (for example, a hotel, restaurant, or tourism operation), you'll need legal and tax advice to structure it correctly and secure the right visa. ________________________________________ Visa process: step by step overview You can treat this as a checklist. 1. Clarify your plan Decide how long you want to stay and whether you'll work, retire, or just live on savings or remote income. That determines whether you need temporary or permanent residency, and whether you need work authorization. 2. Choose a consulate and check requirements Review the website of the Mexican consulate you'll use (near your U.S. residence, for example). Requirements vary: one might emphasize income, another savings; some want 12 months of bank statements, others 6. 3. Gather documents Typical documents include: passport, completed application form, passport photos, bank and/or investment statements, pension or Social Security award letters, marriage or birth certificates if applying with family members. 4. Book and attend the consulate appointment You'll have a short interview, submit your documents, and pay a fee. If approved, the consulate places a visa sticker in your passport, usually valid for a limited period to enter Mexico and “activate” your residency. 5. Enter Mexico and finalize at immigration (INM) Within a set number of days after entering Mexico on your new visa (often 30 days), you must go to your local immigration office, complete forms, pay fees, and provide biometrics to receive your residency card. 6. Renew or convert (for temporary residents) Temporary residents must renew before their card expires, often annually at first. After the allowed number of years, many can convert to permanent residency. Many applicants use a local immigration facilitator or attorney, especially if their Spanish is limited or if they have a more complex case. ________________________________________ How Mexican taxes work This is where readers start wondering, “How much are Mexican taxes, and what do they tax?” Income tax (ISR) Mexico has a progressive income tax called ISR (Impuesto Sobre la Renta) that applies to individuals. For tax residents (people who are considered resident in Mexico for tax purposes): • The system uses progressive tax brackets. • Rates start at low single digits on small incomes (around 1.9%) and rise stepwise. • The top marginal rate is around 35% on high incomes (at several million pesos per year). • Most employment income is taxed through withholding by the employer, with an annual true up in a tax return. For non residents (people who are not tax resident in Mexico but have Mexican source income): • There is usually an exemption for a small initial amount of income. • Above that, one common pattern is 15% tax on mid range income and 30% on higher income, depending on the type and level of income. You don't need to quote exact peso thresholds to readers; it's enough to say that most ordinary incomes are taxed at moderate rates, while high incomes pay up to about 35%. What income do they tax? For Mexican tax residents, Mexico generally taxes worldwide income: • Wages and salaries from Mexican or foreign employers • Self employment and business income • Rental income from property in Mexico or abroad • Interest, dividends, and capital gains • Some pensions and retirement income, depending on the source and treaties For non residents, Mexico usually taxes only Mexican source income: • Income from work physically performed in Mexico • Rental income from Mexican real estate • Business profits from a Mexican business or permanent establishment • Some Mexican source interest and dividends If your readers are U.S. citizens, remind them: they must still file a U.S. tax return even if they also become Mexican tax residents, and they may be able to offset Mexican taxes through tax credits or exclusions. Value added tax (IVA) Mexico's sales tax is a value added tax called IVA. • The standard IVA rate is 16%, applied to most goods and services, including many consumer purchases and professional services. • There is a reduced rate (often around 8%) in certain border regions to promote competitiveness. • Some items are zero rated or exempt: many basic foods, some medicines, exports, certain types of housing, and some education and health services. As a consumer, you see IVA embedded in most prices, much like sales tax in the U.S. For businesses (like a hotel or restaurant), you collect IVA on sales and remit it to the government. Other common taxes and contributions Depending on what you do in Mexico, you might also encounter: • Social security contributions for employees (if you work for a Mexican employer) • Property taxes (predial), which are generally much lower than typical U.S. property taxes on a comparable property • Vehicle registration fees if you own a car You don't need to go into detail here, but it's worth flagging that these exist and are part of the overall tax picture. ________________________________________ Tax examples: retiree, remote worker, and Mexican employed American These simplified examples assume the person has become a Mexican tax resident (over 183 days per year in Mexico and/or center of vital interests in Mexico). Real world outcomes depend on exact numbers, deductions, the current year's brackets, and treaty interpretation, so they are for illustration only and not tax advice. Example 1: Retiree getting 30,000 USD/year in U.S. Social Security Assumptions: • 30,000 USD/year in U.S. Social Security, no other income. • Exchange rate of 18 MXN per USD → 540,000 MXN/year. • Lives in Mexico full time and is treated as a tax resident. Key points: • Foreign pensions, including U.S. Social Security, may need to be reported to the Mexican tax authority (SAT) once you are a Mexican tax resident. • In practice, some advisors and expats find that U.S. Social Security and U.S. retirement distributions are primarily taxed in the U.S., with Mexico focusing more on Mexican source income, but the safest assumption is that Mexico can tax worldwide income and may expect you to declare it. How you might explain it to readers: • If you are a retiree with 30,000 USD/year in Social Security and no other income, you will still deal with U.S. tax rules on that income. • Once you become a Mexican tax resident, Mexico may require you to report that income, but whether they actually tax it depends on treaty rules and how your situation is interpreted. • A cross border tax professional can tell you whether you'll see any Mexican tax on that Social Security or whether your liabilities remain mostly on the U.S. side. Plain English takeaway: retirees living on moderate U.S. Social Security often don't get hammered by Mexican income tax, but they should plan on at least reporting their income and coordinating U.S. and Mexican filings. Example 2: Remote American worker living in Mexico, making 80,000 USD/year from a U.S. employer Assumptions: • 80,000 USD/year salary from a U.S. company, work performed remotely while living in Mexico. • Exchange rate 18 MXN/USD → 1,440,000 MXN per year. • Spends more than 183 days/year in Mexico, so is a Mexican tax resident. Key points: • Mexico taxes its residents on worldwide income, which includes your U.S. salary. • If you are effectively working from Mexico, Mexico views that as Mexican taxable employment or self employment income, even if your employer is in the U.S. Approximate effect: • At around 1.44 million MXN/year, you'll be in higher ISR brackets, facing a top marginal rate of 35% on the upper slice of your income and a blended effective rate likely in the low to mid 20% range, after standard calculations. • You still file a U.S. return every year. • You may use the Foreign Earned Income Exclusion and/or foreign tax credits to prevent being fully taxed twice. If you're a U.S. citizen working remotely from Mexico and earning 80,000 USD/year from a U.S. employer, expect to owe Mexican income tax as a resident and still file a U.S. return. The good news is that, with proper planning, Mexican tax you pay can usually be credited against your U.S. tax so you're not double taxed on the same income. Example 3: American earning 60,000 USD/year from a Mexican employer Assumptions: • American citizen employed by a Mexican company, working in Mexico. • 60,000 USD/year salary → 1,080,000 MXN/year at 18 MXN/USD. • Treated as a Mexican tax resident. Key points: • This is clearly Mexican source employment income. • Your Mexican employer will withhold ISR from your paycheck based on the progressive tables, plus social security and other payroll contributions. • At roughly 1.08 million MXN/year, you're again in higher brackets, with an effective tax rate that can land roughly in the low to mid 20% range, depending on deductions and credits. • As a U.S. citizen, you still file a U.S. tax return but can typically use foreign tax credits and, possibly, the Foreign Earned Income Exclusion to avoid paying full tax twice. If you're an American making about 60,000 USD/year working for a Mexican employer, you'll see Mexican taxes withheld from every paycheck and you'll still file in the U.S., but in many cases the Mexican tax you pay will substantially offset what you owe the IRS. ________________________________________ When do you have to file Mexican taxes? Taxes depend on tax residency, not just on immigration status (visa type). When do you become a Mexican tax resident? Mexico may treat you as a tax resident when: • You spend more than 183 days in Mexico in a calendar year; or • Mexico is the “center of your vital interests,” meaning your main economic or family ties are there (for example, your spouse and minor children live in Mexico and you earn most of your income from Mexican sources). Residency for tax purposes is a legal determination, not just a personal choice, so it's wise to consult a tax professional if you're unsure. Filing and paying For Mexican tax residents: • Individuals generally file an annual income tax return, often in the spring of the following year (recent years use April 30 as a common deadline). • Some types of income require monthly provisional payments. • Employers withhold tax on salary, and banks or brokers may withhold on interest and other income. For non residents: • Mexican tax is often withheld at source by the payer (for example, a Mexican employer or tenant), at the applicable non resident rates. A simple rule of thumb for your readers: • If you spend less than 183 days in Mexico per year and don't earn Mexican source income, you usually don't file a Mexican tax return (but you still file in your home country). • If you live in Mexico most of the year, own a business there, or earn income from Mexican property or employment, expect to deal with Mexican tax returns and possibly to be treated as a tax resident. Always encourage readers to get cross border tax advice, especially U.S. citizens who may need to coordinate U.S. and Mexican returns. ________________________________________ Other important considerations Rounding out the blog with practical and cultural issues makes it feel grounded. Healthcare and insurance • Many expats use a combination of local private healthcare and insurance (either Mexican private plans or international expat policies). • Some long term residents enroll in Mexico's public healthcare system, but quality and access can vary by region. • Before moving, review how your current health insurance will work abroad and plan for major emergencies. Banking and money • Most people keep at least one bank account in their home country and open a Mexican account after they get residency, making it easier to pay rent and utilities. • Money transfer services and online banks can offer better exchange rates and lower fees than traditional bank wires. • U.S. citizens must also be mindful of foreign account reporting requirements (like FBAR and FATCA). Renting vs buying property • Renting first is usually smart. It gives you time to test neighborhoods, understand noise patterns, get a feel for the climate, and decide if you really like the city. • Buying property in Mexico can be attractive, especially in less expensive markets, but there are legal nuances, including special structures (like fideicomisos) for coastal and border properties. • Using a reputable notario (a specialized legal official) and real estate professionals is critical. Safety • Safety in Mexico is highly regional and neighborhood specific. Some places are very comfortable for day to day life, while others have serious security issues. • Research specific cities and neighborhoods, use recent data, and talk to locals and expats on the ground, not just headline news. • As in any country, common sense precautions (knowing where not to go at night, avoiding displays of wealth, learning local norms) go a long way. Language and integration • Learning Spanish is one of the best investments an expat can make. Even basic Spanish opens doors: cheaper local services, smoother dealings with bureaucracy, better relationships with neighbors. • Integration means respecting local customs, supporting local businesses, and avoiding “little bubble” lifestyles where expats only interact with each other. Working or running a business • Anyone planning to run a hotel, restaurant, tour company, or other business in Mexico needs clarity on immigration status, work authorization, and tax obligations. • A business that employs locals (for example, a hotel/restaurant concept in Puebla or a tourism operation in Oaxaca or Mazatlán) can be both profitable and socially impactful, but it requires upfront planning with local lawyers, accountants, and immigration professionals. • Operating “informally” or on a tourist visa can create serious immigration and tax problems.

### Segment 5 Headline: Rising Fuel Prices in Lancaster County and Local Revolutionary War History Summary: Jim McTague reports on spiking gasoline costs in Pennsylvania due to Middle Eastconflict and explores Lancaster's brief tenure as the United States' capital city. Guest: Jim McTague Number: 5 (5)1890 VALLEY FORGE PA

Data centers are booming and taking the blame for spiking power costs because of how energy intensive they are. Rosemary Misdary, WNYC and Gothamist science reporter, talks about what Gov. Hochul says she plans to do to reign in the costs to consumers.   Image: Data center infrastructure in the United States, November 2025 (DOE — NREL, Public domain, via Wikimedia Commons)

Want to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 states​Owned rentals in 12 states​Flipped houses in 11 states​Closed on over 2,000 properties​125 contracts in 50 days (all live on YouTube)​Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 2,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW!    https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/close(FREE) Click here to grab our Titanium fleet free PDF & training: Our battle tested strategies and tools that we actually use… and are proven to work: https://www.kingclosersformula.com/fleetGrab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $37): https://www.kingclosersformula.com/kcblueprintGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsSupport the show

Trump bragged about the Iran war while costs are surging toward $50 billion. Meanwhile, Americans struggle with healthcare, debt, and rising prices.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

$700M to $3.86B: North Shore Sewage Plant Cost Explosion Triggers Calls for Inquiry (0:38) Linda Buchanan, Mayor of the City of North Vancouver Why Isn't B.C. Getting More From Its Economy? Ken Peacock on the Productivity Problem (11:48) Ken Peacock, economist who writes about the B.C economy on Substack, formerly the chief economist and senior vice president of the Business Council of B.C. North Shore Mayors call on Premier Eby to launch inquiry on Sewage Plant costs (27:05) Mike Little, District of North Vancouver Mayor AI Promises, No Laws: What the Tumbler Ridge Case Reveals About Canada's Tech Safety Gap (36:29) Plus, Meta's AI Glasses Privacy Shock: Kenyan Moderators Watching Canadians' Private Moments (46:32) Andy Baryer, Tech and Digital Lifestyle expert at HandyAndyMedia.com Learn more about your ad choices. Visit megaphone.fm/adchoices

For the latest and most important news of the day | https://www.thecanadianpressnews.ca Watch CP video reports | https://www.youtube.com/@CdnPress Follow The Canadian Press on X | https://twitter.com/CdnPressNews Follow us on LinkedIn | https://linkedin.com/showcase/98791543

Discover why orthopedic stem cell therapy in Korea is a cost-effective, non-surgical solution for chronic back pain, with real pricing breakdowns, patient outcomes, and what to expect from consultation to recovery. Learn more at https://www.lydianclinic.com/blog/stem-cell-therapy-cost-back-pain-korea-2025/ Lydian Cosmetic Surgery Clinic City: Seoul Address: 836 Nonhyeon-ro, Sinsa-dong, Gangnam Website: https://www.lydianclinic.com/

Rejection Is Sneaky (And It's Quietly Running Your Leadership) Rejection doesn't always look like hurt feelings. In leadership, it often shows up as a nervous system spike that makes you do something—fast: shrink, over-explain, over-function, avoid, or go sharp. In this episode, I break down the five rejection-response patterns I see most in high-capacity leaders—and the hidden cost when they run the room. If you've ever walked out of a meeting thinking, Why didn't I say what I meant? or Why do I keep playing small when I know better? — You'll feel seen here. In this episode, you'll learn The 5 rejection responses (and how they disguise themselves as “leadership style”) The real cost: lost authority, blurred boundaries, and a team that mirrors your signal How to spot your personal rejection loop early—before it hijacks your decisions and communication About Kc Kc Rossi, PCC, is an Integrative Leadership Coach supporting high-performing, mission-driven leaders to regulate stress, strengthen self-trust, and lead with embodied calm—without living in overdrive.

Longtime Chicago radio veteran Harvey Wells, founder, Lower Tech Bills, talks to John about how he helps customers lower their internet, cell phone, and television costs. Harvey discusses skinny bundles, and what to know about Paramount-Warner Bros. merger and what it might mean for your streaming costs.

For years, price per square foot was the headline number. It was clean, comparable, and easy to communicate. But this market is demanding a more sophisticated lens. Carrying costs are no longer background noise; they are central to valuation, liquidity and risk. Buyers are underwriting monthly burn with the same intensity they once reserved for purchase price.    Smart buyers are analyzing the total cost of ownership over time. Smart sellers understand that elevated monthlies shrink the buyer pool. And smart brokers are reframing value  through the lens of long-term sustainability, not just headline pricing.   Filmed as part of the Mastery of Real Estate (MORE) Network, powered by Brown Harris Stevens.   Guests: Ben Willig Anna Kahn Jill Preschel   Sponsor: Roadway Moving and Storage — Full-service moving and storage company | https://www.roadwaymoving.com Subscribe to Talking New York Real Estate: https://podcasts.apple.com/us/podcast/talking-new-york-real-estate-with-vince-rocco/id1645541166 Connect with Vince Rocco: https://www.bhsusa.com/real-estate-agent/vince-rocco Brown Harris Stevens is one of the largest privately owned real estate brokerages in the country, with more than 40 offices across four states: New York, New Jersey, Connecticut, and Florida. https://bhsusa.com/

Link to the full podcast:https://youtu.be/4HjZ0tSOeHQ?si=DxvC9D26_zT8yAXc Description:Brother Robinette offers guidance to young adults sensing a call from God, emphasizing humility, patience, and teachability. He explains that feeling called doesn't mean knowing everything, and that growth happens through intentional relationships with trusted voices. Rather than speaking too quickly, he encourages learning from spiritual giants and allowing others to shape and challenge you. He warns that arrogance carries a high cost, while humility, alignment with purpose, and the right people at your table are essential for longevity and effectiveness in kingdom work.Purchase The Christian Leader Blueprint book today: https://www.ryanfranklin.org/blueprintbookDownload The Christian Leader Blueprint – Short Guide (Free): https://www.ryanfranklin.org/blueprint Take the Christian Leader® Self-Assessment (Free):https://www.ryanfranklin.org/clselfassessment Learn more about Christian Leader® Community Coaching:https://www.ryanfranklin.org/communitycoaching YouTube and Audio Podcast: https://www.ryanfranklin.org/leaderpodcast Connect with Ryan: Email: info@ryanfranklin.org Facebook: https://www.facebook.com/rnfranklin/ Instagram: https://www.instagram.com/rnfranklin/ Linkedin: https://www.linkedin.com/in/rnfranklin/ Audio mastering by Apostolic Audio: https://www.apostolic-audio.com#leadership, #thoughtleadership, #ministry, #pastor, #pastors, #churches, #leadershiptraining, #churchleader, #churchleaders, #influence, #leadershipdevelopment, #coaching, #executivecoach, #leadershipcoaching, #productivitycoach, #productivity, #growthmindset, #theproductiveleader, #ChristianLeader, #ChristianLeadership, #LeadershipPodcast, #FaithAndBusiness, #PodcastInterview, #ChristianEntrepreneurship, #KingdomImpact, #PodcastInspiration, #LeadershipJourney, #PurposeDriven, #ChristianPodcast, #LeadershipEssentials, #LeadershipFundamentalsSend a text

Longtime Chicago radio veteran Harvey Wells, founder, Lower Tech Bills, talks to John about how he helps customers lower their internet, cell phone, and television costs. Harvey discusses skinny bundles, and what to know about Paramount-Warner Bros. merger and what it might mean for your streaming costs.

Longtime Chicago radio veteran Harvey Wells, founder, Lower Tech Bills, talks to John about how he helps customers lower their internet, cell phone, and television costs. Harvey discusses skinny bundles, and what to know about Paramount-Warner Bros. merger and what it might mean for your streaming costs.

A logistics boss says oil costs are contributing to "off the charts" freight prices, and it's only a matter of time before it flows on to consumers. Mainfreight managing director Don Braid spoke to Corin Dann.

This week on Facing the Future, we'll look at the potential cost of U.S. military operations in Iran, the President's State of the Union Address and our upcoming road trip to New Hampshire and Maine.

Today, Chalene is breaking down what exactly it costs financially, mentally and physically to put on an event like Camp Be More. The real numbers. The biggest hidden expenses. Why AV is a financial jump scare. What the hotel makes you guarantee. How speaker fees actually work. And why people who do "quick math" on ticket sales are almost always wrong. Want to come this year but need some help? Text us at (949) 312-1868 She will also share how they choose a location, why they intentionally avoided weekend pricing, how she thinks about sponsors without turning the event into a gross sales floor, and the one part of an event that matters more than the speakers. If you've ever thought about hosting an event, or you just love the behind the scenes tea, you're going to love this one.  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand Co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand Co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand Co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival.

Have you ever kept quiet just to avoid ruining a good moment? Sometimes keeping the peace actually costs you your own peace. You stay silent to keep things calm, telling yourself it's not worth bringing up. But the feeling doesn't go away. It builds quietly, then spills out sideways over something small. In this Language of Love Session, I respond to Naomi, who feels stuck in this exact cycle. She avoids hard conversations because she's afraid of ruining a good day. But the resentment always comes back. Naomi wants to know: How do I bring things up without it turning into a fight? And how do I stop feeling guilty just for needing to talk about hard things? As a recovering codependent, I know this pattern personally. And after years of working with couples, I can tell you this isn't about being “too sensitive.” It's often about a nervous system that learned early on that conflict equals danger. If you grew up around anger, neglect, gaslighting, addiction, or emotional volatility, advocating for yourself can feel terrifying, even when you're safe. We dive into:  Why growing up in certain environments makes it hard to claim your needs as an adult How to tell if your partner's annoyance is their trigger or actual mistreatment The three part framework for bringing up anything: Feelings, Story, Solution Why focusing on bodily sensations, not just emotions, changes everything The importance of having a clear ask, not just dumping frustration When the issue is not your delivery but your partner's capacity for healthy love How to recognize when you need professional support to break patterns that aren't serving  If you always keep quiet just to avoid rocking the boat… and then find yourself blowing up later over something small, this session is a must-listen. Don't forget to explore the additional relationship resources on my website, along with the free Quantum Sex course designed to help you deepen emotional intimacy, embodiment, and connection with your partner and yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we explore the profound impact of authenticity in the workplace, especially during cultural and religious observances like Ramadan. Discover how being true to yourself can enhance performance, foster loyalty, and create a more inclusive environment.Key Topics:The experience of observing Ramadan and managing authenticity at workThe emotional and mental costs of code-switching and hiding one's true selfHow company culture and leadership influence openness and trustPractical tips for managers to foster authentic environmentsThe importance of self-awareness and emotional intelligence in navigating authenticityPersonal stories highlighting the challenges and rewards of being authenticThe shift from traditional work boundaries to a more holistic approachThe role of leadership in setting the tone for diversity and inclusionThe benefits of being open about cultural and religious practices for retention and engagementHow curiosity and genuine interest from managers can improve team dynamicsFeel free to send us an email at info@emotionalintelligents.com and share your thoughts, or visit us at https://linktr.ee/emotionalintelligents Send a text

In this episode, we dive into a conversation that feels deeply personal—especially if you're in a season of striving, questioning, or quietly wondering, Is this it? Inspired by Colette's recent reading of A Million Miles in a Thousand Years, we reflect on success, purpose, and why even the seasons that look “good” from the outside can feel surprisingly disorienting and exhausting.We lean into the uncomfortable middle—the stretch where you've worked hard for something but still feel unsure of what's next. We talk about the younger parts of ourselves that flare up when plans don't unfold as expected, the urge to pull back when it all feels like too much, and the realization that joy may not come from avoiding struggle—but from staying in it long enough to be changed. Episode Highlights: [0:03] – We're back on the mic and jumping straight into existential midlife questions.[1:01] – Colette shares how reading A Million Miles in a Thousand Years sparked a deeper reflection on what makes a life “well lived.”[5:13] – The power of story: Are we meant to attain something—or be transformed by the search?[8:59] – Familiarity as the greatest seducer: Why we stay stuck even in “comfortable” unhappiness.[10:56] – Laura opens up about meeting a young, entitled part of herself when life doesn't go according to plan.[15:02] – Coaching yourself through emotional overwhelm: movement, naming feelings, and creating space.[18:30] – The fear of making the wrong choice—and why meaning matters more than accolades.[24:40] – Forcing yourself into growth: committing before you feel ready (TEDx talks, book deals, Machu Picchu).[27:13] – The marathon as metaphor: Laura's renewed commitment to the New York City Marathon and doing hard things differently.[31:35] – Why suffering may actually be the pathway to joy.[33:49] – When you want to quit everything: the difference between discernment and hiding.[35:30] – Our closing thesis: Happiness isn't eliminating obstacles—it's being willing to stay in the game.If today's discussion resonated with you or sparked curiosity, please rate, follow, and share "Insights from the Couch" with others. Your support helps us reach more people and continue providing valuable insights. Here's to finding our purposes and living a life full of meaning and joy. Stay tuned for more!Ever stayed quiet to keep the peace and felt yourself disappear? The Cost of Quiet is for anyone who avoids conflict and pays the price. Reclaim your voice, strengthen your relationships, and experience real peace. Order your copy and join the movement: https://www.colettejanefehr.com/new-book

Aleksander Lingauer is back on the show, this time putting everything on the table.Aleksander is an endurance athlete and writer, and the mind behind Project 61: a solo mission to run the length of Germany, one marathon a day, for two straight months. He's also crewed for Kim Gotthwald across two Last Man Standing victories.And this year, BPN extended him an invitation of his own.Aleksander is here to be honest and raw: about his nervous system shutting down on him. Not from one bad running session, but from weeks of training too hard, sleeping too little, and handling sudden public attention in ways he'll be the first to admit weren't healthy. What followed were tearful nights, empty churches, and one very raw conversation with himself on paper. He had to ask himself the question: what am I really doing this for?This isn't a race preview. It's an hour between two people talking honestly about ego, identity, faith, and what happens when the thing you've built your life around suddenly feels meaningless. Alexander reads aloud from a letter he wrote (Churches and Mirrors) and it stops feeling like a podcast entirely.His closing words: if you can suffer honestly, you will win honestly.Tap into the Aleksander Lingauer Special. If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it.Comment the word “PODCAST” below and I'll DM you a link to listen. If this episode blesses you, please share it with a friend!If this episode blesses you, please share it with a friend!S H O W  N O T E S -The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-Our Website: https://therunningeffect.run -THE PODCAST ON YOUTUBE: https://www.youtube.com/channel/UClLcLIDAqmJBTHeyWJx_wFQ-My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/therunningeffect/?hl=en⁠⁠⁠⁠⁠⁠-Take our podcast survey: https://tinyurl.com/3ua62ffz

In Episode 632 of the 7 Minute Leadership Podcast, Paul Falavolito explains why credibility is the most valuable asset a leader can protect. Learn practical ways to guard your integrity, enforce standards consistently, and strengthen trust under pressure.Host: Paul FalavolitoConnect with me on your favorite platform: Facebook, Twitter, Instagram, TikTok, LinkedIn, Substack, BlueSky, Threads, LinkTree, YouTubeView my website for free leadership resources and exclusive merchandise: www.paulfalavolito.comBooks by Paul FalavolitoThe 7 Minute Leadership® Handbook: bit.ly/48J8zFGThe Leadership Academy: https://bit.ly/4lnT1PfThe 7 Minute Leadership® Survival Guide: https://bit.ly/4ij0g8yThe Leader's Book of Secrets: http://bit.ly/4oeGzCI

Standing at a crossroads? This episode explains what a psychic reading is, how common methods (tarot, clairvoyance, mediumship, palmistry, astrology) work, and what realistic outcomes you can expect—clarity, validation, and practical next steps rather than a fixed fate. We cover how sessions usually flow, typical costs ($30–$150), how to choose and prepare for a reader, and simple ways to integrate insights afterward so a reading supports your decisions. Whether you're skeptical or curious, learn how to approach a reading thoughtfully so it empowers you instead of taking away your agency.

Show Highlights: Key ag co-op challenges and how top cop-ops thrive. [04:42] Costs causing pain for co-ops and strategies to defend their gross margins. [06:34] Oversight and the crucial role of high-performing boards. [13:58] The need for systems over GMs to absorb rapid change. [17:22] Continuity risks "yes boards" pose under strong GMs. [23:02] Should cop-ops develop their next leaders internally? [31:18] Balancing traditional services with profitability as co-ops. [39:10] Services the Iowa Institute for Cooperatives offers co-ops. [45:14] Why it's critical for co-op directors to pursue training. [50:06] Connect with Bobby Martens on LinkedIn at https://www.linkedin.com/in/bobbymartens/. Learn more about the Iowa Institute for Cooperatives at https://iowainstitute.coop/. If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.

Join host Mike Sacopulos for an eye-opening conversation with Hugo Huang about the financial realities of adopting generative AI in healthcare organizations. Drawing from his Harvard Business Review article "What CEOs Need to Know About the Costs of Adopting Gen AI," Hugo explains why many companies are pulling back from AI implementation due to unexpected cost pressures — and what leaders can do to avoid these pitfalls. From understanding the difference between predictive and generative AI to navigating infrastructure bottlenecks and the emerging "diamond-shaped" organizational structure, this episode provides practical guidance for healthcare executives navigating the complex landscape of AI adoption. Hugo Huang, MBA, is an expert in cloud computing and business models who works with Canonical, a leading provider of infrastructure technology for Google's cloud business. He discusses building your AI cost dashboard, top metrics CEOs should track for AI spending visibility, understanding consumption patterns to estimate future costs, and getting started safely on AI. "What CEOs Need to Know About the Costs of Adopting Gen AI" by Hugo Huang, published in Harvard Business Review and featured for members of the American Association for Physician Leadership. https://www.physicianleaders.org/articles/what-ceos-need-to-know-about-the-costs-of-adopting-genai Learn more about the American Association for Physician Leadership at www.physicianleaders.org.

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Running a bar or restaurant right now isn't just hard, it's overwhelming.Costs are up, regulations keep shifting, and somehow you're still expected to master tech, lead a team, control inventory, and deliver unforgettable service at the same time. The truth? Most owners were never taught the business fundamentals before jumping in and the failure rate shows it.In this episode, Jay Ashton and Domenic Pedulla, hosts of the Late Night Restaurant Podcast, share what they're seeing from the front lines of hospitality across Canada and beyond.They break down government pressure, rising alcohol taxes, tech resistance, lack of execution, and why education (not hustle) is the real separator between operators who survive and those who shut their doors.If you care about profitability, longevity, and building a bar or restaurant that doesn't become another statistic, this conversation will challenge the way you think about running your business.Connect with Jay and Domenic and check out the Late Night Restaurant Podcast 

Sacrificial Love—Love That Costs SomethingLoving Upward and OutwardYT: https://youtu.be/jlha74lpzroSpotify:

Picking between the Big Island and Kauai sounds simple until you realize one wrong choice can eat your whole budget, your driving days, and your sanity.Big Island vs. Kauai FREE Decision GuideThese two islands could not be more different, and for Hawaii travelers trying to make the most of one week, the gap between a great trip and a frustrating one often comes down to this single decision.

The Social Hour format loosens things up, and this time Ryan Detrick, Chief Market Strategist at Carson Group, and Sonu Varghese, Chief Macro Strategist at Carson Group, are joined by Cullen Roche, founder of Discipline Funds and author of Pragmatic Capitalism and Your Perfect Portfolio.What makes this conversation different is Cullen's dual lens. He thinks like a macro investor, but he builds portfolios like a financial planner. That combination leads to a deeper discussion around matching assets to liabilities, duration, inflation realities, and how advisors should think through long-term construction instead of reacting to headlines.Key Takeaways:• Narrative vs. numbers: Headlines move quickly, but underlying data often tells a steadier story • Sentiment remains dynamic: Investor positioning continues to shift alongside economic signals • Leadership rotation continues: Sector performance reveals subtle changes beneath the surface • Macro themes persist: Growth, inflation, and policy remain central drivers of direction • Perspective matters: Long-term discipline still anchors sound decision-makingCullen Roche is not affiliated with CWM, LLC. Opinions expressed by this individual may not be representative of CWM, LLC.Jump to:0:00 - Live Kickoff And Colin's Books2:50 - First Principles Over Financial Noise6:10 - Origins Of Pragmatic Capitalism And QE11:30 - From Anonymous Blogger To Public Voice13:40 - We're Savers, Not Stock Pickers17:53 - Inflation Jitters And Market Divergences23:30 - Diversification Vs Diversification28:20 - Simplicity, Costs, And Portfolio Design32:40 - Behavioral Bias: You Are The Risk38:00 - Macro Claims And What Doesn't Compute44:00 - AI's Disruptive Decentralization50:10 - Labor, Layoffs, And Data You Can Trust55:20 - Small Caps, International, And FactorsConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrick Connect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enConnect with Cullen:• LinkedIn: https://www.linkedin.com/in/cullenroche/ • X: https://x.com/cullenroche Questions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com

In Acts 5, the early church didn't just talk about Jesus—their lives backed it up. God worked through them with power, their unity gave them credibility, and their boldness came with a cost. But not all boldness is the same. This message draws a clear line between biblical boldness and worldly confrontation. One points people to Jesus with truth and grace. The other pushes people away with pride and anger. As pressure rises, every believer has a choice: stay silent, fight the wrong battles, or live with a boldness that actually leads people to Christ.

Cutting Through the Chaos with Wallace Garneau – Two personal stories reveal a hard truth: health and medical care are not the same. America's crisis is cultural as much as structural. Costs, innovation, and policy debates miss the deeper issue—chronic illness and hidden distortions drive consumption, and no financing reform alone can make a nation healthy...

Today on CarEdge Live, Ray and Zach discuss the latest data on car cost of ownership. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Tactical Dent Tech Podcast, John Highley dives into something most people won't talk about — the hidden cost of success. As you grow, level up, wake up earlier, build your business, strengthen your faith, and become the best version of yourself… something unexpected happens. People get uncomfortable. John shares personal stories from his journey — from small-town Ohio to building a successful paintless dent repair business in Texas — and the reality of what happens when you outgrow the box others placed on you. From family tension to industry criticism, from projection to jealousy, this episode unpacks what he calls the "force of average" — the subtle pull that tries to keep you where others feel comfortable. Drawing parallels to Jesus being rejected in His hometown, John explains why growth often comes with resistance — and why being judged, misunderstood, or even disliked can be a sign that you're moving in the right direction. If you're building something bigger… If you're stepping into leadership… If you're becoming more disciplined, more driven, more aligned with purpose… This episode will help you process the pushback. Success isn't just about money or business. It's about becoming who you were meant to be — and being strong enough to carry the weight that comes with it. If you've felt the pressure of leveling up, this one's for you.  

Veronique de Rugy reports that Americans shoulder 90% of tariff costs, which fail to reshore production, hurt low-income families, and cannot offset interest on massive national debt. 13.1936