Podcasts about costs

Self-care podcast exploring Costs of Procrastinating Investing in Your Healing, Why You Keep Saying No to Healing (And How to Stop) & Shifting Your Mindset From Fear to Possibility.  TOPICS:: ** Costs of Procrastinating Investing in Your Healing (11:34). ** Why You Keep Saying No to Healing (And How to Stop) (20:22). ** Shifting Your Mindset From Fear to Possibility (26:48).   NOTES:: Show notes: amberapproved.ca/podcast/594 Leave me a review at amberapproved.ca/review Email me at info@amberapproved.ca   Sign up for the Hormone-Emotional Eating Connection 4-week Workshop series: https://amber-romaniuk.mykajabi.com/hormone-emotional-eating-connection    Subscribe to newsletter: https://amber-romaniuk.mykajabi.com/newsletter-sign-up    SHOW LINKS: Coaching Savings: Save $1000 off 6-month and $2000 off 12-month Private Coaching Programs for the month of July! Click below to schedule a 30 minute Complimentary Body Freedom Consultation https://amberapproved.ca/body-freedom-consultation  Take my free Emotional Eating Quiz here: http://amberapproved.ca/emotional-eating-quiz Listen to Episode 291 about what it's like to work with me here: http://amberapproved.ca/podcast/291/ Follow me on Instagram www.instagram.com/amberromaniuk Youtube Channel: https://www.youtube.com/@amberromaniuk/    MY PARTNERS: One of the things I've been working on improving is my sleep. Sleep is extremely important for many different functions in the body, yet sometimes we can have trouble falling or staying asleep. That's why, I've not only ensured my sleep hygiene practice is supportive, I have a herbal ally that I have by my bedside at night in case I wake up and am having trouble falling back to sleep. And that my friends is WishGarden Herbs Sleepy Nights which includes passionflower, skullcap and hops. It helps calm my system and helps me fall back to sleep if I wake.   Crafted for rapid absorption, WishGarden's remedies provide swift and potent benefits that you'll feel in minutes. With no fillers, gums, binders, or sugars, they harness the full strength of botanicals in their purest and most effective form.    I add a few pumps of Sleepy Nights to my water and keep it by my bedside. They also have a wide array of other amazing herbal allies to help with mood, women's hormones and MUCH more. Discover the natural power of their legendary blends by visiting WishGardenHerbs.com/NoSugarcoating  or using code NOSUGARCOATING for 20 percent off your order.

Dutch & Tena discuss Black Mirror Season 7 Episode 1 entitled Common People.This episode depicts the struggles of the everyday "common people" while intermingling the transhumance agenda. In order for protagonist Mike to save his wife Amanda's life, he authorizes an experimental surgery that ties her living consciousness to a subscription plan. Tune in to hear our discussion.https://www.therealistthevisionary.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-realist-the-visionary--3304218/support.

From 'Al & Jerry's Postgame Podcast' (subscribe here): Commuting costs & youth sports To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Commuting costs & youth sports To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Commuting costs To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Commuting costs & youth sports--plus warm up To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

From Episode #202Access the FULL Episode HERE: https://beyondlabels.supportingcast.fm/Follow on InstagramFollow on XSubscribe on RumbleSubscribe on YouTubeFind Joel Here: www.polyfacefarms.comFind Sina Here: www.drsinamccullough.comDISCLAIMER

What's a 1031 exchange and how can you use it to make money in real estate? In this episode of Retail Retold, Chris Ressa sits down with 1031 exchange expert David Foster to demystify one of real estate's most powerful wealth-building tools. David, a seasoned Qualified Intermediary (QI), breaks down how 1031 exchanges allow investors to legally defer capital gains taxes when selling and reinvesting in real estate. From common pitfalls (don't call after the sale!) to best practices and market trends, David shares insider knowledge gleaned from decades of experience and thousands of transactions.Takeaways:A 1031 exchange allows investors to defer taxes on profits from real estate sales.Qualified intermediaries (QIs) are essential for facilitating 1031 exchanges.Documentation and compliance with IRS regulations are critical in 1031 exchanges.The best time to involve a QI is when a property is under contract for sale.Costs for QIs are generally reasonable and vary by location.Market conditions can significantly impact the effectiveness of 1031 exchanges.Investors should be aware of depreciation and its impact on taxable gains.The 1031 exchange has historical roots in supporting agricultural growth.Strategic asset selection is key to successful 1031 exchanges.Over-leveraging can lead to challenges in executing a 1031 exchange.Chapters00:00 Introduction to 1031 Exchanges04:57 Understanding the Role of a Qualified Intermediary09:32 The Process of a 1031 Exchange14:42 Cost and Value of 1031 Exchanges19:14 Market Trends and 1031 Exchanges24:19 Challenges and Lessons from 1031 Exchanges27:02 Fun Questions and Conclusion

Navigating AI and Nonprofit Challenges: Insights from Whole Whale In this episode of the Nonprofit Newsfeed the focus is on the evolving landscape of AI and its implications for nonprofit organizations. With a special emphasis on the intersection of technology and nonprofit operations, this episode dives into the rising challenges and opportunities presented by AI. Skyrocketing Bot Traffic and Server Strain: Nonprofits, especially those with extensive digital resources, are experiencing increased server costs due to AI-driven bot traffic. This surge is attributed to AI companies aggressively crawling websites, leading to higher hosting expenses and potential performance issues for human users. Nonprofits like libraries, cultural institutions, and research organizations are particularly affected. Mitigating Bot Traffic: Strategies to manage this include analyzing server logs beyond standard analytics to identify non-human traffic and implementing regional and type-specific bot blocking. Tools like CloudFlare are introducing measures to help manage crawler access, including a pay-per-crawl system to offset costs. AI Avatars in Humanitarian Contexts: The episode discusses a controversial UN experiment using AI avatars to simulate refugees, sparking debates about empathy, representation, and the ethical use of AI in sensitive humanitarian contexts. The conversation highlights concerns about AI's role in potentially distancing aid efforts from the real experiences of affected individuals. Grok AI Model's Controversy: The episode touches on the recent issues with X AI's Grok model, which exhibited problematic behavior with minimal prompting, leading to its temporary deactivation. This incident underscores the importance of thorough testing and red-teaming to prevent AI tools from spreading harmful content.

The cost of regulations hurts California farm competitivenessOrganic production turns downwardFarm Labor Contractors helping on more farms todayAmerican Farm Bureau says the Big Beautiful Bill benefits farm families.

AI To Increase Airline Ticket Costs... by Nick Espinosa, Chief Security Fanatic

Howie and Harlan are joined by Seth Berkowitz, an internist and health equity expert, who argues that we know how to keep people healthier but are lacking the political will and commitment to do so. Harlan reports on a rapidly growing AI platform for doctors; Howie explains why the budget bill could reduce access to medical school.  Links: OpenEvidence OpenEvidence “OpenEvidence, the Fastest-Growing Application for Physicians in History, Announces $210 Million Round at $3.5 Billion Valuation” “This AI Founder Became A Billionaire By Building ChatGPT For Doctors” “Wall Street Tech Spree: With Kensho Acquisition S&P Global Makes Largest A.I. Deal In History” Forbes Profile: Daniel Nadler ClinicalKey AI Seth Berkowitz Health & Veritas Ep. 164: Sarah Taylor: The Science of Breastfeeding North Carolina Department of Health and Human Services: Healthy Opportunities Pilots Seth Berkowitz: “Medicaid Spending and Health-Related Social Needs in the North Carolina Healthy Opportunities Pilots Program” “NC Healthy Opportunities Program Helped Reduce Medicaid Costs” Seth Berkowitz: Equal Care: Health Equity, Social Democracy, and the Egalitarian State USDA: Food Security in the U.S. “These Words Are Disappearing in the New Trump Administration” “For Google, health equity becomes ‘health optimization' as Trump targets DEI” “Trump's ‘big beautiful bill' cuts food stamps for millions—the average family may lose $146 per month, report finds” “Why 1.5 Million New Yorkers Could Lose Health Insurance Under Trump Bill” “The fundamental importance of social insurance for health equity” United States Census Bureau: Quick Facts “Social Security: A Brief History of Social Insurance” Seth Berkowitz: “Expanded Child Tax Credit and Food Insecurity” USDA: Supplemental Nutrition Assistance Program (SNAP) “5 Key Facts About Medicaid Work Requirements” Health & Veritas Ep. 125: Atheendar Venkataramani: Opportunity, Hope, and Health The Budget and Medical Education “Examining Long-Term Trends in Reported Tuition and Fees Revenues at U.S. Medical Schools” “Medical Student Education: Debt, Costs, and Loan Repayment Fact Card for the Class of 2024” Department of Education: Direct Subsidized and Direct Unsubsidized Loans Department of Education: Direct PLUS Loans for Graduate or Professional Students “Medical students fret over the new student loan cap in the 'big, beautiful bill'“ Department of Education: Public Service Loan Forgiveness (PSLF) Executive Order: Restoring Public Service Loan Forgiveness “U.S. Department of Education Concludes Negotiated Rulemaking Session to Restore Public Service Loan Forgiveness” “How Trump Wants to Reshape a Major Student Loan Forgiveness Program—and Who Could Be Impacted” Learn more about the MBA for Executives program at Yale SOM. Email Howie and Harlan comments or questions.

#237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps that hold people back as their income grows. Ramit Sethi is a personal finance expert and the NYT bestselling author of I Will Teach You to Be Rich. He hosts the popular Netflix show, How to Get Rich, and the Money for Couples podcast. Link to Full Show Notes: https://chrishutchins.com/guilt-free-rich-life-ramit-sethi Partner Deals LMNT: ⁠⁠Free 8-count sample pack of my favorite electrolyte drink mix OpenPhone: ⁠⁠20% off the first 6 months of your own business phone system⁠ Notion: Try Notion AI free to automate tedious tasks and streamline your work Quince: Affordable luxury essentials with free shipping + 365 day returns Thrive Market: 30% off your first order of organic groceries + a free $60 gift For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ramit Sethi: Website | X | Instagram Money for Couples: Book | Podcast | YouTube Earnable Program ATH Podcast Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:23) How Much Money Do You Actually Need to Live a Rich Life? (04:25) Identifying Money Dials to Live a Rich Life (06:16) The Four Key Numbers You Need to Track Your Finances (12:02) How to Learn the Skill of Spending Money (17:58) Ways to Reframe How You Look at Costs (23:02) Analyzing How Optimizers Spend (26:37) Why It's Important to Find Your Worry-Free Number (28:38) Spend Money Based on the Stage You're in Life (34:48) The Role of Income (& Side Hustles) in Your Rich Life (38:41) Why You Have to Be Honest About Your Rich Life (40:25) Tackling Big Financial Decisions (43:27) Why Ramit Thinks Lifestyle Creep Is a Myth (45:04) How Chris and Amy Decided to Sell Their Vacation Home (48:13) The Power of Being Decisive and How to Build the Skill (54:56) Biggest Traps People Face When Moving Up the Wealth Ladder (58:40) How AI Has Impacted the Way People Manage Their Finances (1:01:17) Ramit's Challenge for You to Live Your Rich Life (1:03:34) Where to Find Ramit, His Book, and Other Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3214: Wanderer challenges the conventional wisdom of using debt to invest, especially when buying a home. Drawing on lessons from the 2008 financial crisis, he argues that paying cash for a modest house can safeguard your portfolio, protect you from forced asset sales during downturns, and help avoid overextending on housing costs. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-39-investing-debt/ Quotes to ponder: "Home equity is dead money. And it will remain dead money that you can't access until you sell the damned house." "When financial companies run into trouble, it's entirely in their right to call whatever debt they have and force you to pay it off immediately." "That's why I'd pay with cash. It avoids debt which would force you to sell your portfolio at a loss if a crisis happens, and it keeps you from buying too much house." Episode references: Root of Good: https://rootofgood.com Learn more about your ad choices. Visit megaphone.fm/adchoices

June's inflation report came in cooler than expected—again—but the details reveal something new: tariffs are starting to bite. In today's episode, we break down which goods are seeing price hikes, why car prices are masking broader increases, and how this data is influencing the Fed's next move. Plus, we unpack President Trump's frontrunner to replace Jerome Powell as Fed Chair—and what that could mean for interest rates, monetary policy, and real estate investors going forward. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cars have been an important part of American life for over a century.

Listeners are frustrated at people damaging cars in car parks and not leaving their details. Marie wonders if the €1450 back to school cost being reported is exaggerated. Emma has to find a new home for her staffordshire bull terrier.

Interview with Lon Shaver, President of Silvercorp Metals Inc.Our previous interview: https://www.cruxinvestor.com/posts/silver-demand-rises-as-supply-struggles-to-keep-pace-7082Recording date: 9th July 2025Silvercorp Metals presents a compelling investment opportunity as a proven silver producer positioned to capitalize on favorable market dynamics and structural shifts in silver demand. With nearly two decades of profitable operations in China, the company has demonstrated exceptional operational resilience, maintaining profitability and free cash flow generation even during challenging market conditions.The company's competitive advantage lies in its exceptionally low-cost production structure. With all-in sustaining costs (AISC) of just over $12 per ounce compared to current silver prices trading in the $35-36 range, Silvercorp generates substantial profit margins that provide significant cash generation capacity. This cost efficiency stems from mature operations and operational expertise developed over 20 years of continuous production.President Lon Shaver believes the silver market has entered "a new paradigm" where prices are "unlikely to trade below $30 and more likely to touch $40." This fundamental shift is driven by silver's dual nature as both a precious metal investment vehicle and critical industrial commodity. The convergence of traditional investment demand with accelerating industrial consumption creates multiple demand drivers supporting higher price levels.Silvercorp's growth strategy centers on disciplined geographic diversification while maintaining focus on precious metals production. The company is constructing a new mine in Ecuador, targeting production commencement in 2027. Crucially, this expansion is funded entirely through internally generated cash flows, avoiding shareholder dilution through equity raises. As Shaver explained, "We've built up this cash balance to be able to go out and grow the company, we are self-funding some initial growth programs."The company's financial strength provides strategic flexibility for opportunistic growth. Rather than pursuing aggressive expansion that could strain resources, Silvercorp has built substantial cash reserves from profitable operations. This approach reduces execution risk while maintaining financial flexibility for future opportunities in an industry where management describes the project pipeline as "skinny."Silver's industrial applications continue expanding across solar panels, electric vehicles, electronics, and renewable energy infrastructure. The metal's superior electrical and thermal properties make it irreplaceable in advanced technologies. Simultaneously, monetary policy uncertainty drives investment demand for precious metals, with silver offering accessible entry points compared to gold.Supply constraints compound favorable demand dynamics. New mine development faces increasing regulatory hurdles, extended permitting timelines, and technical challenges. Limited new supply additions benefit established producers like Silvercorp with proven operational capabilities and existing production capacity.Beyond the Ecuador project, Silvercorp maintains strategic optionality through its position in New Pacific Metals, providing exposure to silver growth assets in Bolivia. This structure allows participation in potential future production growth while limiting direct development risks.The silver mining sector's ongoing consolidation creates opportunities for larger, more efficient operators. Silvercorp's scale, operational expertise, and financial strength position it favorably as either a consolidator or strategic partner. The company's nearly two-decade track record of profitable operations across multiple market cycles demonstrates management expertise and operational resilience.For investors seeking exposure to silver's structural growth opportunity, Silvercorp offers established profitability, substantial profit margins, strategic growth initiatives, and financial strength. The combination of low-cost production, geographic diversification, and favorable market fundamentals positions the company to capitalize on what management views as a fundamental shift in silver pricing dynamics.View Silvercorp Metals' company profile: https://www.cruxinvestor.com/companies/silvercorp-metalsSign up for Crux Investor: https://cruxinvestor.com

Paying for college is stressful—add divorce to the mix, and it gets even more complicated. In this episode, Karen sits down with college planning expert Vicki Vollweiler to unpack what divorcing parents need to know about the FAFSA process, financial aid, and protecting both your future and your child's dreams. Vicki brings her unique expertise at the intersection of personal finance, college planning, and post-divorce parenting to help families avoid costly mistakes and missed opportunities. Whether your child is 3 or 17, this is an essential listen for any parent going through divorce. What You'll Learn: Why FAFSA rules have changed—and how they impact divorced parents Who should fill out FAFSA—and why it's not always the custodial parent The financial impact of remarriage on aid eligibility Key differences between FAFSA and CSS Profile How and when to use 529 plans vs. loans Why college planning should start during divorce (not after) What to do if a parent refuses to participate in the aid process Why honors programs can be a hidden financial win How to negotiate for more aid and appeal award letters Key Takeaways: “Don't put your head in the sand because you don't want to deal with the money. With planning, families can save tens—and sometimes hundreds—of thousands of dollars.” Start thinking about college costs during your divorce—not after Include financial aid participation clauses in your divorce agreement Appeal and negotiate financial aid packages—you can ask for more Consider honors programs and in-state schools as cost-saving strategies Proactive planning saves the most money (and stress) Resources from Vicki Vollweiler: College Financial Prep – Free 15-minute consultations available Upcoming Book + Workbook for Divorced & Widowed Parents (stay tuned!) Online courses, workshops, and soon: a book club for parents navigating this journey Have Questions? Email us at wechat@ck.11.net or visit mydivorcesolution.com Remember: Knowledge is power—and you are stronger than you think. Like and subscribe to We Chat Divorce so you never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss the 2026 Social Security cost-of-living adjustment (COLA), which is forecasted to rise by 2.6% due to inflation and new tariffs. Savage explains how the increase may be overshadowed by an expected 11.8% hike in Medicare Part B premiums and what these changes could mean […]

Sandra Tormey, General Secretary of the Irish Postmasters Union, reacts to reports that An Post is in dire financial straits.

Cars have been an important part of American life for over a century.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3214: Wanderer challenges the conventional wisdom of using debt to invest, especially when buying a home. Drawing on lessons from the 2008 financial crisis, he argues that paying cash for a modest house can safeguard your portfolio, protect you from forced asset sales during downturns, and help avoid overextending on housing costs. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-39-investing-debt/ Quotes to ponder: "Home equity is dead money. And it will remain dead money that you can't access until you sell the damned house." "When financial companies run into trouble, it's entirely in their right to call whatever debt they have and force you to pay it off immediately." "That's why I'd pay with cash. It avoids debt which would force you to sell your portfolio at a loss if a crisis happens, and it keeps you from buying too much house." Episode references: Root of Good: https://rootofgood.com Learn more about your ad choices. Visit megaphone.fm/adchoices

A belief the cost of propping up retail crime advisors is money well spent – and that's from a key member of the advisory group. It's been revealed $500 thousand has been spent on the Retail Ministerial Advisory Group in the 102 days to June 30. Group Chair Sunny Kaushal told Heather du Plessis-Allan the group's coming in under budget, and money is required for their proposals. He says retail crime is costing $2.8 billion, and if laws are to change, they need to produce quality reports. Kaushal says the money's coming from the Proceeds of Crime Fund. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3214: Wanderer challenges the conventional wisdom of using debt to invest, especially when buying a home. Drawing on lessons from the 2008 financial crisis, he argues that paying cash for a modest house can safeguard your portfolio, protect you from forced asset sales during downturns, and help avoid overextending on housing costs. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-39-investing-debt/ Quotes to ponder: "Home equity is dead money. And it will remain dead money that you can't access until you sell the damned house." "When financial companies run into trouble, it's entirely in their right to call whatever debt they have and force you to pay it off immediately." "That's why I'd pay with cash. It avoids debt which would force you to sell your portfolio at a loss if a crisis happens, and it keeps you from buying too much house." Episode references: Root of Good: https://rootofgood.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Depending on who you talk to, labor reform is desperately needed in agriculture, with costs soaring, pricing out more and more farmers every day.

Prof Adam Nicholls reveals how imagery — the simple act of visualising success — can unlock real, measurable performance gains. Your brain doesn't always know the difference between imagining and doing — meaning when used correctly, mental imagery can trigger physical responses, sharpen focus, and help athletes execute under pressure.Adam and Andrew share behind-the-scenes stories of athletes who've made imagery a core part of their training — and how this mental tool has been the difference between good performances… and major wins. You Can Find Professor Adam at his LinkedIn: https://www.linkedin.com/in/professor-adam-nicholls-77453b20b/?originalSubdomain=ukBuy a copy of Professor Adam's book: https://shorturl.at/U92K7Try the burpee challenge: https://fit4racing.com/the-zone/death-by-burpee-challenge/ Use Code "PIPODCAST10" to get 10% off your Lumo Coffee order:https://lumocoffee.com/ Interested in sharing your story? Email Producer Shannon at support@performanceintelligence.com today with your story and contact details.Learn more about Andrew and Performance Intelligence: https://performanceintelligence.com/Find out more about Andrew's Keynotes : https://performanceintelligence.com/keynotes/Follow Andrew May: https://www.instagram.com/andrewmay/If you enjoy the podcast, we would really appreciate you leaving a short review on Apple Podcasts, Spotify or Google Play. It takes less than 60 seconds and really helps us build our audience and continue to provide high quality guests.

Amy said she received a huge compliment after being confused for a student at her daughter's school. Bobby may have a new addiction after doing something for the third time that he never used to do before. We can't believe what mansion is now available on Airbnb — which can be rented for $120,000 per week and a $25,000 security deposit. Should we do it? In Tuesday Reviewsday, Bobby gives his thoughts on the new Superman movie. We also played Presidential Trivia!See omnystudio.com/listener for privacy information.

From chance gas station encounters to building an empire brick by brick, Dedric & Krystal Polite share how they rose from generational poverty to create generational wealth — and lift others as they rise. In this candid conversation, they reveal how getting fired and evicted sparked their Airbnb hustle, how a betrayal at 19 fueled their mindset that failure isn't final, and why mentorship is the ultimate cheat code. This is a real-world blueprint for building something that outlives you — for anyone ready to believe it's gotta work or it's gotta work.Chapters:00:00:00 - Step Into the Mindset of Eternal Optimism00:00:59 - The Unexpected Power Couple: Meet Krystal & Dedric Polite00:03:38 - From Struggle to Strength: Their Personal Turning Points00:09:18 - Betrayal at 19: Krystal's Defining Moment in College00:17:09 - Fired Up: How Losing Jobs Sparked Their Entrepreneurial Fire00:21:43 - The Real Estate Hustle Begins—With Nothing But Grit00:22:58 - The Questions That Changed Everything00:23:36 - A Leap of Faith to North Carolina00:23:57 - Flipping the Script: Enter Real Estate00:24:24 - The Mentor Who Collapsed Their Learning Curve00:25:07 - Hustle Mode: Wholesaling Without a Roadmap00:26:03 - $16K Risk, Massive Reward: The Mastermind Move00:28:50 - Scaling Up: The Real Estate Breakthrough Moment00:32:13 - What Every Entrepreneur Needs to Hear00:35:11 - Want In? Here's Where to Start00:38:56 - Lightning Round: Grit, Growth, and Grace in 60 SecondsLinks And Resources:Official Website of Dedric and KrystalPolite Wealth PortalDedric's LinkedInKrystal's LinkedInThanks so much for joining us this week. Want to subscribe to Eternal Optimist? Have some feedback you'd like to share? Connect with us on iTunes and leave us a review!

Send us a textMike Munger explores how Monty Python brilliantly illustrated transaction cost economics through their legendary comedy sketches. The British comedy troupe's most famous routines provide perfect, hilarious examples of the frictions that make economic interactions costly and complicated in the real world.• Three definitions of transaction costs from Ronald Coase, Douglas North, and Oliver Williamson• The Dead Parrot sketch as an illustration of ex-post recontracting problems and contract enforcement• Ministry of Silly Walks demonstrating how inefficient institutions persist due to high reform costs• The Argument Clinic depicting problems with contract scope and definition• Monty Python and the Holy Grail showing barriers to entry and communication costs• Spanish Inquisition sketch revealing coordination failuresThe five MP sketches mentioned here:Dead Parrot Sketch:  https://youtu.be/4vuW6tQ0218?si=hHfu07sgQeCgxUxx Ministry of Silly Walks:  https://youtu.be/iV2ViNJFZC8?si=U5QxzDeYXeT3UhIq Argument Clinic:  https://youtu.be/uLlv_aZjHXc?si=aU14dFjwnJeDvRf7 Holy Grail—Anarcho-Syndicalist Peasant:  https://youtu.be/_EMZ1u__LUc?si=C9z8e4NAQDRkU8q7 Spanish Inquisition:  https://www.youtube.com/watch?v=D5Df191WJ3o   Letter:  Swiss Air's efficient window-seat-first boarding policyBook'o'da'week: To Overthrow the World: The Rise and Fall and Rise of Communism, by Sean McMeekinNext episode releases July 22nd, beginning the co-produced series on Adam Smith's "Wealth of Nations" with an overview of the Scottish Enlightenment.If you have questions or comments, or want to suggest a future topic, email the show at taitc.email@gmail.com ! You can follow Mike Munger on Twitter at @mungowitz

With the recent passage of the Inflation Reduction Act, also known as the Big Beautiful Bill, significant changes are coming to both solar panel and electric vehicle tax credits.  I break down what these changes mean, how they can affect your savings, and what steps you might want to take before these credits disappear. From figuring out if solar panels make sense for your home to understanding how electric vehicle credits work (and when they're expiring), this episode is packed with actionable insights and tips, especially for those planning for retirement or looking to cut down on monthly expenses. You will want to hear this episode if you are interested in... [01:31] Residential solar panels are popular for reducing electric bills, offering significant savings, especially for retirees. [05:23] Solar tax credits are expiring soon. [09:07] Solar investments offset electric costs and protect against future rate hikes, beneficial long term. [11:28] Costs and break-even of electric cars. [13:08] Act now if you want to take advantage of solar tax credits. The Solar Panel Tax Credit is a Fading Opportunity One of the biggest draws for homeowners considering solar panels has been the significant federal tax credit, currently set at 30% of the total installation cost. This credit has made solar an appealing investment for many, offering a direct dollar-for-dollar reduction in the taxes owed. In high-cost electricity states like Connecticut, this can mean hundreds of dollars in monthly savings on your utility bill. However, the Big Beautiful Bill brings an unfortunate change: the solar tax credit is set to disappear at the end of this year. That means if you've been thinking about going solar, now is the time to act. If you don't install solar panels before the deadline could add years to your payback period, undermining the investment's attractiveness and putting it out of reach for many. Energy Savings of Battery Storage and EVs While solar panels are great for energy savings, adding a battery storage system further enhances their benefits. A battery can store excess solar power for use during peak times or outages, which is particularly helpful for retirees planning to stay in their homes for decades and looking to insulate themselves from rising electricity rates. Electric vehicles (EVs) also offer savings for households with high transportation costs. The federal EV tax credit, worth up to $7,500 on new cars and up to $4,000 for used EVs, has also been a strong motivator for those considering a switch from gas-powered vehicles. The Big Beautiful Bill also changes the EV tax credit, which will disappear even sooner than the solar incentive. Although there are several important limitations: only vehicles assembled in North America qualify, and there's a cap on purchase price ($55,000 for sedans, $80,000 for SUVs). Income limitations apply as well; single filers must earn less than $150,000 ($300,000 for married couples) to claim the new vehicle credit. The used EV credit comes with lower income caps ($75,000 for singles, $150,000 for couples) and is worth up to $4,000.  Should You Act Now?  Before making any big investment, think about the following: Timing: Both solar and EV credits will soon vanish. If you want the tax break, don't wait. Financial Health: The best return comes from paying cash, not financing or tapping retirement accounts. Long-term Plans: Solar and EV investments make the most sense if you plan to stay in your home and keep your vehicle for years to come. Manufacturers may eventually lower prices as credits disappear, but there are no guarantees. With energy incentives set to change dramatically, the window to maximize savings is closing fast. For homeowners and future retirees, the time to act is now, whether that means installing solar, purchasing an EV, or both. Consult with a financial advisor to consider how these decisions fit into your overall retirement and financial readiness strategy. The Treasury Department's official list of eligible vehicles shows that the cars, trucks, minivans, and SUVs listed below qualify for a full $7,500 tax credit if placed in service between January 1 and September 30 of 2025.   In some cases, only certain trim levels or model years qualify. More vehicles may be added to or removed from this list as manufacturers continue to submit information on whether their vehicles are eligible. Acura ZDX EV (2024-2025 model years; MSRP $80,000 or below) Cadillac Lyriq (2024-2025 model years; MSRP $80,000 or below) Cadillac Optiq (2025 model year; MSRP $80,000 or below) Cadillac Vistiq (2026 model year; MSRP $80,000 or below) Chevrolet Blazer EV (2024-2026 model years; MSRP $80,000 or below) Chevrolet Equinox EV (2024-2026 model years; MSRP $80,000 or below) Chevrolet Silverado EV (2025-2026 model years; MSRP $80,000 or below) Chrysler Pacifica Hybrid PHEV (2024-2025 model years; MSRP $80,000 or below) Ford F-150 Lightning (2024-2025 model years for Flash trim, 2023-2025 model years for Lariat and XLT trims; MSRP $80,000 or below) Genesis Electrified GV70 (2026 model year; MSRP $80,000 or below) Honda Prologue (2024-2025 model years; MSRP $80,000 or below) Hyundai Ioniq 5 (2025 model year; MSRP $80,000 or below) Hyundai Ioniq 9 (2026 model year; MSRP $80,000 or below) Jeep Wagoneer S (2025 model year; MSRP $80,000 or below) Kia EV6 (2026 model year; MSRP $80,000 or below) Kia EV9 (2026 model year; MSRP $80,000 or below) Tesla Cybertruck (2025 model year for Dual Motor, Long Range, and Single Motor trims; MSRP $80,000 or below) Tesla Model 3 (2025 model year for Long Range AWD, Long Range RWD, and Performance trims; MSRP $55,000 or below) Tesla Model X (2025 model year for AWD trim; MSRP $80,000 or below) Tesla Model Y (2025-2026 model years for Long Range AWD and Long Range RWD trims; 2025 model year for Performance trims; MSRP $80,000 or below) Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Ashley Whillans has spent years studying how time, money, and workplace culture shape our well-being. As a behavioral scientist at Harvard Business School, she's found that time poverty is more than a personal stressor—it's a leadership challenge, an organizational blind spot, and one of the biggest barriers to well-being at work.In this episode, Dart and Ashley talk about why traditional perks miss the point, why more control over your time can matter more than a raise, and what it looks like to build companies where people actually have time to think, rest, and grow. They explore urgency culture, the myth of work-life balance, and the tradeoffs we make without realizing it.Ashley Whillans is a professor at Harvard Business School and the author of Time Smart. Her research has been featured in The New York Times, The Wall Street Journal, and Harvard Business Review. In this episode, Dart and Ashley discuss:- How time poverty affects performance and well-being- Why leaders should care about how their teams spend time- The limits of traditional perks - How to shift from burnout to sustainability- Why work-life balance is a myth—and what matters more- What “time affluence” really means- And other topics…Ashley Whillans is the Volpert Family Associate Professor of Business Administration at Harvard Business School. Her work focuses on how people spend their time and money—and how those choices shape happiness and success. She is the author of Time Smart, a book that helps people reclaim time in a world that constantly steals it. Ashley's research has been featured in The New York Times, The Wall Street Journal, and Harvard Business Review. Her PhD from the University of British Columbia earned the 2018 CAGS Distinguished Dissertation Award in Canada for her work on time and happiness. Resources Mentioned:Time Smart: How to Reclaim Your Time and Live a Happier Life, by Ashley Whillans: https://www.amazon.com/Time-Smart-Reclaim-Your-Happier/dp/1633698351Connect with Ashley:Harvard Business School profile: hbs.edu/faculty/ashley-whillans Work with Dart:Dart is the CEO and co-founder of the work design firm 11fold. Build work that makes employees feel alive, connected to their work, and focused on what's most important to the business. Book a call at 11fold.com.

It might be appealing for farmers to move closer to customers to capture more value. But this change in approach requires a whole new set of skills.

Amy said she received a huge compliment after being confused for a student at her daughter's school. Bobby may have a new addiction after doing something for the third time that he never used to do before. We can't believe what mansion is now available on Airbnb — which can be rented for $120,000 per week and a $25,000 security deposit. Should we do it? In Tuesday Reviewsday, Bobby gives his thoughts on the new Superman movie. We also played Presidential Trivia!See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Depending on who you talk to, labor reform is desperately needed in agriculture, with costs soaring, pricing out more and more farmers every day.

“Cost of Living” by Robert SheckleyIn a future where debt is inherited and every convenience comes at a crushing cost, one man discovers that the price of living may be more than anyone can afford.Originally published in “Galaxy Science Fiction” – December, 1952

Kris Krohn puts Carson in the hot seat after discovering a major shift in his real estate strategy. What started as an impressive journey of house hacking and portfolio building suddenly detours into a $1.3 million dream home funded with $300,000 in cash. Kris challenges Carson on the opportunity cost and delivers powerful mentorship on balancing lifestyle and wealth creation. This episode is a cautionary deep dive into why living large too soon can halt your momentum.

Ben Harris served in numerous high-ranking roles as a public sector economist and is now the vice president and director of economic studies at the Brooking Institution. In Ben's first appearance on the show, he discusses the fiscal health of the US government, including the rising primary deficient, the impact of the Big Beautiful Bill, the proposition of stablecoins and AI as a solution to our debt, his love of basketball and much more. Check out the transcript for this week's episode, now with links. Recorded on June 18th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow Ben on X: @econ_harris Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:02:01 - Ben's Career 00:05:18 - Fiscal Health of the United States 00:07:57 - Big Beautiful Bill 00:12:15 - Debts and Deficits 00:14:47 - Costs and Risks of the Rising US Debt 00:37:05 - Stablecoins as a Potential Solution to US Debt 00:41:49 - Debt Ceiling 00:50:02 - AI and the Economy 00:54:58 - Outro

Are you ready to make more confident bull-buying decisions that truly move your ranch forward? In this episode, Shaye Wanner visits with Marty Ropp of Allied Genetic Resources to discuss how commercial cow-calf producers can leverage genomics through the Right Bull program to select bulls that align with their goals and cows. Marty shares how precision mating, large-effect genes, and genomic compatibility are revolutionizing herd improvement—saving time, reducing risk, and increasing uniformity and profitability. Whether you're buying one bull or managing hundreds, this episode will help you understand how to turn genetics into ROI. What You'll Learn: The biggest risks and missed opportunities in bull selection How the Right Bull program matches bulls to your cow herd What “large-effect genes” are and why they matter How both small and large producers can benefit What it costs to get started—and why it pays off Timestamps: 00:00 – Intro & Marty Ropp's background 01:45 – Why Marty bet on the beef industry 03:50 – Top risks in bull selection 05:30 – Defining goals for genetic selection 06:40 – How the Right Bull program works 11:20 – What large-effect genes mean for your herd 13:30 – Example of bull ranking and results 17:35 – How Right Bull is different from other programs 19:30 – Costs and return on investment 23:30 – Seedstock provider involvement and response 26:30 – Who this program is best suited for 28:15 – Breed flexibility & customization 31:45 – Marty's reflections on his early career 33:10 – Final thoughts & how to connect

AP Washington correspondent Sagar Meghani reports on the Federal Reserve's chairman asking a watchdog group to review costs of the Fed's building renovations, which the White House blasts as excessive.

Episode Summary:https://constraintcalculator.scoreapp.com/In this eye-opening solo episode, Jordan Ross, founder of 8 Figure Agency, breaks down a critical and often overlooked issue holding agencies back from true AI integration: schema and tech stack structure. While everyone is excited about AI, almost no agencies are prepared to implement it at scale—and the result is costly mistakes, hallucinations, and wasted time. Jordan shares how his team builds “agentic solutions” for agencies, the role of structured databases, and why relying solely on GenAI will leave you exposed.⏱️ Chapters: – Why 99% of agencies are not AI-ready – What is an AI brain and how it's built – Agentic solutions and workflow automation – The myth of being “tech stack ready” – Schema: the missing piece in your AI transition – Why GenAI isn't enough – Cost, hallucinations, and why shortcuts fail – The danger of unstructured data – Who this applies to and how to get startedTo learn more go to 8figureagency.co

Pastor Chris takes us through the life of Moses, not as a distant Bible hero, but as a man who chose justice over comfort, courage over clarity, and calling over convenience. Drawing from Hebrews 11, personal stories, and modern-day injustices, this message challenges us to examine our own willingness to stand with the suffering, embrace the wilderness, and live a faith that costs something.

Grab your free list of 5 Low-Cost Businesses That Make $1 Million: https://www.franchiseempire.com/lowcostHampton by Hilton is one of the most recognizable names in hospitality, but is this hotel franchise actually worth the $20M+ investment?In this video, I break down the startup costs, hidden fees, and what Hilton doesn't tell you in the Franchise Disclosure Document (FDD).------------------Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:

What does it really take to lead with courage, clarity, and conviction—especially when the political winds are shifting? In this powerful episode of Voices for Excellence, Dr. Michael Conner sits down with the unstoppable LK Monroe—former Alameda County Superintendent of Schools and founder of TeamED Up for Good—to unpack what legacy leadership looks like in the A/C (After COVID) era of education. From navigating the political realities of elected leadership to building bridges between athletes, artists, and educators, LK shares her lived experience as a third-generation educator who never intended to follow in her family's footsteps—but did so with bold vision and unshakable purpose. Together, they tackle: The real meaning of leadership when kids come first—even when it costs you.How to help non-educators (like NBA stars) support schools the right way.Why culturally responsive teaching isn't just a buzzword—it's the reality of who's in our classrooms.The uncomfortable but necessary tension of integrating AI and innovation in learning.Why LK's leadership mantra—Justice, Partnership, Excellence—is more relevant than ever. Whether you're a superintendent, a system leader, or someone passionate about transforming education for the next generation, this conversation will leave you challenged, inspired, and better equipped to lead.

Join Ryan Wormeli, Pat Fitzmaurice, and Jake Ciely as they highlight eight players that they are avoiding at all costs in their 2025 fantasy football drafts! Timestamps: (May be off due to ads) Intro - 0:00:00 Fitz: Baker Mayfield - 0:00:20 Jake: Audric Estime - 0:01:38 Fitz: James Cook - 0:02:35 Jake: Zay Flowers - 0:03:33 Fitz: Jauan Jennings - 0:05:01 Jake: Demario Douglas - 0:05:58 Fitz: Josh Downs - 0:06:57 Jake: Colston Loveland - 0:08:03 FantasyPros Cheat Sheet App - 0:11:30 Helpful Links: Dynasty Rookie Draft Simulator - Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator! Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The BRICS are struggling, the big boys did not show up. Bezos sells more of his shares. Trump puts a 50% tariff on copper, removes regs and shorten permit time. Costs are coming down because of Trump, the Fed is now trapped, and waiting for the [DS] event. Countries are now using Bitcoin as currency. Trump is now competing with the Fed for currency dominance. Trump played the D's once again. They took the bait and believe that Trump is hiding something fro them or he is involved with Epstein. Comey and Brennan are now being investigated. The storm has started. Both investigations are connected via Mueller. The coverup always gets you in the end. Multiple agencies investigated the treasonous crimes.   Economy BRICS without the Big Boys becomes a Buzzkill  There's nothing like being an event planner when the big invites that are the “Flagship Speakers” of the event are no shows.  Not just no shows, it is known well in advance they will not be there at all.    Xi, sent a minion, Putin suddenly must suddenly organize his sock drawer, Iran is digging out from the rubble, South Africa doesn't know what to do without guidance from their new colonial master of China, and Brazil is being put on notice for their mistreatment of President Bolsonaro. Source: thegatewaypundit.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/disclosetv/status/1942701909837766924 Copper Spikes to Record High After Trump's 50 Percent Tariff Announcement Number of Copper Mines in the US: As of 2023, there are 28 copper mines in operation in the United States, according to GlobalData's mining database. These mines are primarily located in western states, with Arizona, Utah, New Mexico, Nevada, and Montana accounting for over 99% of domestic copper production.  The tariff, announced to counter imports (primarily from Chile, Canada, and Peru, which supply over 90% of US refined copper imports), may incentivize domestic production but won't immediately resolve capacity issues. Posts on X suggest US producers might see fatter margins without significantly increasing output due to the time required to develop new mines (years) and smelting constraints. Current Production Capacity: In 2024, US copper mine production was approximately 1.17 million metric tons, a slight decline from previous years (1.3 million tons in 2022). Major producers like Freeport-McMoRan, Rio Tinto, and Grupo Mexico (Asarco) operate key mines such as Morenci (Arizona, 399,100 metric tons in 2023) and Kennecott (Utah, 169,300 metric tons in 2023). These mines are fully operational, but some face challenges like declining ore grades (averaging 0.4% copper compared to 0.6% in Chile) and labor shortages.  : While the US has significant copper reserves (estimated at 48 trillion tons), production is limited by long permitting timelines (often decades), environmental regulations, and insufficient smelting/refining capacity. Only two primary smelters operate in the US (Rio Tinto's Kennecott and Freeport-McMoRan's Miami), and about 30% of mined copper is exported for processing due to this bottleneck.  Several development projects,

Wes and Scott talk with Loïc Houssier about how Superhuman builds lightning-fast, delightfully-designed email software. They dig into engineering philosophy, offline-first architecture, local databases, AI-powered productivity, and what it takes to create tools that people love. Show Notes 00:00 Welcome to Syntax! 03:05 Inside Superhuman and Loïc's role 06:49 Is Superhuman native? What's the tech stack? 08:16 How Superhuman approaches product design and speed 12:17 Local-first architecture – Sync, storage, and performance Realm 13:46 Vector search, AI, and privacy considerations 18:12 How the team ships fast and stays focused 21:27 Rethinking email for the future 26:54 Brought to you by Sentry.io 27:19 How calendar integration and smart features work 29:54 Where new ideas come from 31:54 Will there ever be a true dark mode? 33:02 Are people actually using keyboard shortcuts? 36:42 How shortcuts work and the role of the command palette 41:28 Engineering for speed – Costs and trade-offs 43:32 How Superhuman's sync engine works 46:09 What code runs locally and what runs on the server? 46:51 How Superhuman handled the Google and Cloudflare outage Hit us up on Socials! Syntax: X Instagram Tiktok LinkedIn Threads Wes: X Instagram Tiktok LinkedIn Threads Scott: X Instagram Tiktok LinkedIn Threads Randy: X Instagram YouTube Threads

In this episode, we sit down with Sam Reed, an AlphaGraphics franchisee in Irving, Texas with over 13 years in the system. Sam went from a 26-year PepsiCo corporate career to owning his own franchise—and he's revealing everything you need to know:✅ Real startup costs✅ Actual earnings potential (six-figure income)✅ The big surprises of buying an existing franchise✅ How he built local customers with Chamber of Commerce networking✅ His #1 advice for first-time franchise buyers⏱️ Timestamps00:00 – Welcome to Franchise Envy – AlphaGraphics Spotlight01:12 – Meet Sam Reed: From PepsiCo Executive to Franchisee02:47 – Is This Your First Business? Corporate to Entrepreneur04:04 – Biggest Surprise Owning an AlphaGraphics Franchise06:05 – Buying an Existing Location: Customer Relationship Pitfalls08:12 – Why Sam Chose AlphaGraphics vs Chick-fil-A or State Farm11:42 – The Difference: True Business Ownership vs. Operator Model13:24 – Franchise Startup Costs: Fees and Investment Details15:45 – How Much Money Can You Make? Six-Figure Potential Explained18:12 – Work-Life Balance: Operating Hours & Lifestyle20:02 – Craziest Print Job Sam Has Ever Done22:30 – Family Reactions to Buying a Franchise25:10 – Why Irving, TX Is a Great Market for Printing27:00 – Hardest Parts of Owning the Business: Staffing & Customers30:32 – #1 Mistake New Franchise Owners Make34:10 – How Chambers of Commerce Grew His Sales37:40 – The “Mayor of the Town” Story40:22 – Outrageous Print Jobs They Refused42:20 – Sam's Best Advice for Aspiring Franchise Buyers45:00 – Wrap-Up & Final Thoughts