Podcasts about costs

In this episode I chat a bit about my philosophy to keep costs low in your business and in turn profits high. To think strategically about every aspect of your business. That even the most mundane details like how you drive your mowing route can have a profound effect on your bottom line. lawncarebusinesssuccess.com Want to send me a question, comment or feedback? Leave me a voicemail and it may be featured on an upcoming show. SEND ME A VOICEMAIL Check out my new 3D printed String Trimmer Spare String Holders lawncarebusinesssuccess.com/shop Check out the Lawn Care Business Success Academy for downloadable products, courses, and one on one calls. instagram.com/lawncarebusinesssuccess follow Lawn Care Business Success on instagram YouTube.com/lawncarebusinesssuccess subscribe to Lawn Care Business Success on YouTube Check out recommended products on my Amazon affiliate store https://www.amazon.com/shop/lawncarebusinesssuccess Special thanks to the podcast sponsors below who help make this podcast possible! Check out Exmark Manufacturing, the number one brand of commercial lawn equipment! exmark.com Check out the Kress Commercial Line of industry leading battery powered equipment for professionals! kress.com Enjoy great discounts with some of our affiliate discount codes below! Use coupon code JULIO to get 50% OFF Equip Expo 2023 Show Passes! Use coupon code LCBS10 to get 10% off your order of Kujo Yard Wear lawncarebusinesssuccess.com/kujo Use coupon code LCBS10 to get 10% off your order of Equipment Defender lawncarebusinesssuccess.com/equipmentdefender Use coupon code LCBS10 to get 10% off your order of ISO Tunes audio bluetooth hearing protection lawncarebusinesssuccess.com/isotunes

Join us for a crucial discussion with Peter Keers as we unravel the complex topic of navigating the cost of long-term care. Having researched the options available at age 65, Peter shares insights from his e-book, which aims to assist you in planning your later years in the best way possible. We look into various care levels, the associated costs, and how family members can act as caregivers. Listen in as we delve into the importance of long-term care insurance, particularly for working adults in their 30s.  We explore how to cover long-term care costs with Peter Kears, discussing personal resources, government payments, and long-term care insurance. We examine the potential risks of paying for these costs, the nuances of government programs like Medicaid, and the impact of retirement savings and pensions. Additionally, we touch on the significance of researching and planning ahead and the potential role of selling a home in covering long-term care costs.  In the last part of our chat with Peter, we study how personal resources, government payments, and long-term care insurance can be utilized to cover long-term care costs. Listen as we analyze the details of Medicare and Medicaid, how selling a home may impact Medicaid eligibility and the potential benefits of renting out a loved one's home to finance long-term care. We also discuss the exceptions of long-term care insurance and contemplate the potential of technology to change how care is provided in the future. So, join us and make sure your resources are correctly allocated to ensure a secure future. GET THE E-BOOK HERE! ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ HIGHLIGHTS (0:00:02) - Exploring the Cost of Long-Term Care Peter Kears shares his experience researching long-term care options, outlining levels of care and costs, emphasizing 70% of us will need care, and exploring family as caregivers and long-term care insurance. (0:15:17) - Paying for Long-Term Care Options Peter Kears shares his experience researching long-term care options, risks of paying for costs, government programs, retirement savings, pensions, and selling a home. (0:21:33) - Financing Long-Term Care Options and Challenges 53% of long-term care expenses are paid by personal resources, such as life insurance and home equity, impacted by Covid-19 staffing shortages. (0:25:58) - Financing Long-Term Care and Home Equity Personal resources, government payments, long-term care insurance, Medicare, Medicaid, selling a home, renting out a home, life insurance, term insurance, household items, and jewelry are discussed for financing long-term care. (0:39:34) - Exploring Long-Term Care Insurance Options Peter Kears explores how to cover long-term care costs, exceptions to long-term care insurance, and the potential of technology. (0:47:47) - Online Presence and Call to Action Peter Kears researches options for covering long-term care costs, including personal resources, government payments, and insurance. ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Sign Up for more Advice & Wisdom - email newsletter. ++++++++++++++++++++++++++++++++++++++++ Please help us keep our show going by supporting our sponsors. Thank you. Did you know people with Alzheimer's can receive nearly 200 spam calls a week? You can put a stop to those now. Relevate from NeuroReserve Make Your Brain Span Match Your LifeSpan With Relevate nutritional supplement, you get science-backed nutrition to help protect your brain power today and for years to come. You deserve a brain span that lasts as long as your lifespan. Join Fading Memories On Social Media! If you've enjoyed this episode, please share this podcast with other caregivers! You'll find us on social media at the following links. Instagram Twitter LinkedIn  Facebook

Let's talk about Kentucky, the wheels of justice, and costs.... --- Send in a voice message: https://podcasters.spotify.com/pod/show/beau-of-the-fifth-column/message Support this podcast: https://podcasters.spotify.com/pod/show/beau-of-the-fifth-column/support

It's more expensive than ever to raise a kid from birth to 18, and Steve wonders why anyone does it at all.

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In this episode, we dive into the world of predictive maintenance technology and its game-changing impact on transportation and logistics. Jim Rice, President of Uptake, joins us to explore how this innovative technology helps transportation companies stay ahead of vehicle failures, minimize delays, and keep both drivers and customers satisfied. For more information subscribe to Running on Ice the newsletter or podcast. Follow the Running on Ice Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

FULL SHOW NOTES https://podcast.nz365guy.com/483 What if you could leverage technology to outsmart the escalating cost of living? Join us on this riveting adventure as we talk with Mike Carlton, a director at PWC and a dedicated family man from South Wales. Living with his wife, four children, and an assortment of pets, Mike's life is as colourful as it is engaging! His non-tech lifestyle at home provides a refreshing juxtaposition to his impactful work with the Power Platform at PWC.Our conversation ventures into the transformative capabilities of the Power Platform, a low-code solution that's revolutionizing businesses grappling with increasing living costs. We reveal how PWC is harnessing this innovation on an enterprise-wide scale, navigating complexities, and fostering the growth of consultants. Get ready to learn about the Power Platform, its business-centric approach, and its implications in the real world.Yet, we don't simply stop at the technology. Mike, being a leader in system integration, shares the importance of technical skills in the consulting arena. Hear his insights on the approaches of big four companies and system integrators, the need to comprehend the client's problem domain, and the invaluable art of making business-oriented decisions. As we wrap up, we take a moment to appreciate our listeners and supporters. Who knows? You might be our next guest! So, tune in, learn, and remember to shoot for the stars!AgileXRM AgileXRm - The integrated BPM for Microsoft Power PlatformSupport the showIf you want to get in touch with me, you can message me here on Linkedin.Thanks for listening

Eric Hayes was an accomplished executive in the DC area with 5 kids when he decided to buy a business in Laramie, WY. Topics in Eric's interview: Walking away from a C-level career to buy a small business Difficulty raising equity How “smiling and dialing” investors paid off Willingness to take “key man risk” Negotiating a premium for his operations experience The business of restoring native ecosystems  Costs to serve customers across the Mountain West Learning to communicate with his foremen Uncertainty of project-based business Life in a small town vs. life in a big city References and how to contact Eric: LinkedIn Rocky Mountain Reclamation Learn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with A-players who can run your business remotely:More StaffingConnect with Acquiring Minds:  See past + future interviews on the YouTube channel  Connect with host Will Smith on LinkedIn  Follow Will on Twitter

Welcome back to another episode of The Randy Forcier Podcast! This week I'm joined by Jeff Dobson of Dobson Funeral Services. Tune in as we explore how Jeff combines tradition and innovation in funeral planning, and don't miss his insider take on adapting to the evolving needs of the community.  

n this episode of the LOVE Unplugged podcast, host Jessica Frigon sits down with Kristen Hillman, founder of Viticula Financial, to discuss the importance of tracking financial information and mastering your business's finances for long-term success. Kristen shares valuable insights on understanding net profit, categorizing costs, and tracking key financial metrics. Discover how to ensure your business has a stable cash position and can weather uncertain times with ease. Tune in now to gain invaluable insights from Kristen Hillman and empower yourself to take control of your business's financial future. WHAT'S COVERED IN THIS EPISODE [00:13:55] Money mindset explored; awareness and knowledge key. [00:20:27] Track money in and out, know net profit, simplify costs, focus on people and products, monitor cash months. [00:24:17] Net profit, cash, and gross profit explained. [00:30:46] Importance of tracking time and costs: Key insights. [00:40:24] Financial strategy is key to business success. CONNECT WITH OUR GUEST Website: https://viticulafinancial.com Instagram: https://www.instagram.com/viticula.financial YOUR RESOURCES Work 1:1 with Jessica Frigon: https://www.projectloveco.com/services CEO Thrive Kit: https://projectloveco.myflodesk.com/ceothrivekit

There has been a rapid increase in Canadian university tuition fees, creating a barrier for low-income students and widening the gap between privileged students and those who struggle to pay for their studies. Grace Barakat is a sessional lecturer at the University of Toronto. She talked with us in January about how changes in the cost of tuition are having an impact on Canadian students and their futures.

There is a looming deferred maintenance crisis coming for churches. Big facility costs can be challenging. Josh and Sam talk about the situation at West Bradenton with the failing air conditioning system. What can churches do to minimize the risk of surprising facility expenses? On this episode, the two co-hosts discuss some practical ways to lower the pain level of large capital expenses. Episode Sponsor: Are you tired of multiple applications for church check-in, giving, membership, and scheduling?Churchteams was built to bring together all your people and data under one umbrella with best-in-class quality features.Get value without compromise. Pricing is simple and based on the number of people in the database. This includes all the essential features so that you can grow into using more without having to pay more. Plans start at $37 per month for churches under 200 people. Get two months free at EST.church!

Most of America's teachers feel overworked and underpaid; why insomnia is a multibillion-dollar problem; helping overworked public defenders; why the United States and Israel may be on parallel paths; and how food insecurity and wildfire risk are connected. For more information on this week's episode, visit rand.org/podcast.

Three things to know today00:00 From LinkedIn to Lockdown: How ALPHV Targeted MGM Grand03:39 Generative AI and Workplaces: The Promises, the Reality, and the Skepticism06:25 The Hidden Cost of Leadership: Entrepreneurs, CEOs, and Personal SacrificeAdvertiser: https://supportadventure.com/MSPRadio/Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Support the show on Patreon: https://patreon.com/mspradio/Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.comFollow us on:Facebook: https://www.facebook.com/mspradionews/Twitter: https://twitter.com/mspradionews/Instagram: https://www.instagram.com/mspradio/LinkedIn: https://www.linkedin.com/company/28908079/

Darragh O'Loughlin, Chief Executive of the Irish Horseracing Regulatory Board, explains the three-year suspension of Luke Comer after 12 of the trainer's horses were found to have failed drug tests.

Russell Silberston, investment strategist at NinetyOne on ECB rising interest rates and what it means for other central banks.    Then Faan van der Walt, founder and executive director at We Buy Cars; Alan Pullinger, CEO at FirstRand and Johan van Zyl, co-CEO at ARC Investments on their financial results.    Also - in our personal finance feature, Gugu Sidaki, director and wealth manager at Wealth Creed on the importance of drawing up your will and estate plan.See omnystudio.com/listener for privacy information.

A new report has found low-income earners are being hit with a poverty premium, forced to pay much more for essential services because of their financial, work and living circumstances. A leading welfare agency says they have fewer choices and the market is working against them. - Новый отчет Anglicare Australia показал, что люди с низкими доходами вынуждены платить гораздо больше за основные услуги из-за своих финансовых и жизненных обстоятельств и условий трудоустройства.

Overview: Today, we're going to talk about Branch, the FinTech lending company and Neobank. We'll explore the story across the following 5 areas: African lending & consumer credit Branch's founding early history Product & monetization strategy Competitive positioning & potential exit options Overall outlook This episode was recorded on Sep 10, 2023 Companies discussed: Branch, Kiva, Kuda Bank, Chipper Cash, Earnin, Paga, FairMoney, MFS Africa, GTBank, Access Bank, Ecobank, PalmPay, Carbon, PiggyVest, Upstart, Tala, Visa, Mastercard & Safaricom Business concepts discussed: Credit scoring, Smartphone credit assessment, African customer segmentation strategy & low-end disruption, Consumer lending, , unbanked population,  smartphone credit assessment, Pan-African Banking Conversation highlights: (01:00) - What Branch is and why we're talking about it (07:40) - Africa consumer credit context and background (19:17:) - Branch International founding (23:31) - Founders' background (39:12) - Fundraising and Growth (51:40) - Geographical expansion  (1:02:01) - Acquisitions and Team overview (01:15:14) - Product strategy (1:33:20) - Monetization strategy and Costs (1:41:58) - Competition and options for exit (1:57:08) - Bankole's overall thoughts  (2:10:59) - Olumide's overall thoughts (2:30:20) - Recommendations and small wins Olumide's recommendations & small wins: Interested in investing in Africa Tech with Olumide: Read about Adamantium fund & contact me at olumide@afrobility.com. Founders looking for funding: If you're a B2B founder working on Education, Health, Finance or food, please contact me for funding at olumide@afrobility.com Checkout my FIREDOM book = FIRE (Financial Independence, Retire Early) + Freedom = personal finance and financial independence book. Website, Read: Substack Newsletter & Buy: Print, eBook or Audiobook) Recommendation: Eminem - Rap God (OMFG I'm 12 years late, my mind exploded. WOW!) Recommendation: Can't Hurt Me (David Goggins). Incredible book about challenges David went to from parental abuse, racism to make something of himself. I went through waves of intense emotions while reading the book. At some points, I was crying in pain with David and other times I was in pure shock about what I was listening to. Small win: Hosted FIREDOM book launch event in London. Amazing conversations about life, managing money and growth. Dope shit. Bankole's recommendations & small wins: Recommendation: American Prometheus by Kai Bird, A/B Testing with Fat Tails & Remember Me - Fireboy DML Small win: Chin-chin from a recent trip to Lagos Other content: Mobile overdraft facility Fuliza outshines Silicon Valley-backed lending apps in Kenya- TechCrunch & Inside Branch's 20 percent interest investment push to beat Nigerian bank offerings - TechCabal Listeners: We'd love to hear from you. Email info@afrobility.com with feedback! Founders & Operators: We'd love to hear about what you're working on, email us at info@afrobility.com Investors: It would be great to link up with you. Contact us at info@afrobility.com Join our insider mailing list where we get feedback on new episodes & find all episodes on Afrobility.com

Thomas LaRock, Principal Developer Evangelist at Selector AI, joins Corey on Screaming in the Cloud to discuss why he loves having a career in data and his most recent undertaking at Selector AI. Thomas explains how his new role aligned perfectly with his career goals in his recent job search, and why Selector AI is not in competition with other data analysis tools. Corey and Thomas discuss the benefits and drawbacks to going back to school for additional degrees, and why it's important to maintain a healthy balance of education and practical experience. Thomas also highlights the impact that data can have on peoples' lives, and why he finds his career in data so meaningful. About ThomasThomas' career and life experiences are best described as follows: he takes things that are hard and makes them simple for others to understand. Thomas is a highly experienced data professional with over 25 years of expertise in diverse roles, from individual contributor to team lead. He is passionate about simplifying complex challenges for others and leading with empathy, challenging assumptions, and embracing a systems-thinking approach. Thomas has strong analytical reasoning skills and expertise to identify trends and opportunities for significant impact, and is a builder of cohesive teams by breaking down silos resulting in increased efficiencies and collective success. He has a track record of driving revenue growth, spearheading industry-leading events, and fostering valuable relationships with major tech players like Microsoft and VMware. Links Referenced: Selector: https://www.selector.ai/ LinkedIn: https://www.linkedin.com/in/sqlrockstar/ TranscriptAnnouncer: Hello, and welcome to Screaming in the Cloud with your host, Chief Cloud Economist at The Duckbill Group, Corey Quinn. This weekly show features conversations with people doing interesting work in the world of cloud, thoughtful commentary on the state of the technical world, and ridiculous titles for which Corey refuses to apologize. This is Screaming in the Cloud.Corey: Do you wish there were cheat codes for database optimization? Well, there are – no seriously. If you're using Postgres or MySQL on Amazon Aurora or RDS, OtterTune uses AI to automatically optimize your knobs and indexes and queries and other bits and bobs in databases. OtterTune applies optimal settings and recommendations in the background or surfaces them to you and allows you to do it. The best part is that there's no cost to try it. Get a free, thirty-day trial to take it for a test drive. Go to ottertune dot com to learn more. That's O-T-T-E-R-T-U-N-E dot com.Corey: Welcome to Screaming in the Cloud. I'm Corey Quinn. There are some guests I have been nagging-slash-angling to have on this show for years on end, and that you almost give up, until they wind up having a job change. At which point, there's no better opportunity to pounce like some sort of scavenger or hyena or whatnot in order to get them on before their new employer understands what I am, and out of an overabundance of caution, decides not to talk with me. Thomas LaRock is a recently minted Principal Developer Evangelist at Selector. Thomas, thank you for finally deigning to appear on the show. It is deeply appreciated.Thomas: Oh, thanks for having me. Thanks for extending invitation. I'm sorry. It's my fault I haven't come here before now; it's just been one of those scheduling things. And I always think I'm going to see you. Like, I'll go to re:Invent, and I'm like, “I'll see Corey there.” And then, nah, Corey is a little busy.Corey: Yeah, I have no recollection of basically anything that ever happens at re:Invent, just because it is eight days of ridiculous Cloud Chanukah and thing to thing to thing to thing to thing. It's just overload and I wind up effectively blocking all of it out. You are one of those very interesting people where, depending upon the context in which someone encounters you, it's difficult to actually put a finger on where you start and where you stop. You are, for example, a Microsoft MVP, which means you presumably have a fair depth of experience with at least some subset of Microsoft products. You have been working at SolarWinds for a while now, and you also have the username of SQLRockstar on a number of social media environments, which leads me to think, oh, you're a database person. What are you exactly? Where do you start? Where do you stop?Thomas: Yeah, in my heart-of-hearts, a data professional. And that can mean a lot of things to a lot of different people. My latest thing I've taken from a friend where I just call myself a data janitor because that's pretty much what I do all day, right? I'll clean data up, I'll move it around, it's a pile here and a pile there. But that's my heart of hearts. I've been a database administrator, I've been the data advocate. I've done a lot of roles, but it's always been heavily focused on data.Corey: So, these days, your new role—let's start at the present and see if we work our way backwards or not—you've been, at the time of this recording, in your role for a week where you are a principal developer evangelist at Selector, which to my understanding, is an AIOps or MLOps or whatever buzzword that we're sprinkling on top of things today is, which of course presupposes having some amount of data to wind up operating on. What do you folks do over there?Thomas: That's a great question. I'm hoping to figure that out eventually. No. So, here's the thing, Corey. So, when I started my unforced sabbatical this past June, I was, of course, doing what everybody does: panicking. And I was looking for job opportunities just about anywhere.But I, again, data professional. I really wanted a role that would allow me to use my math skills—I have a master's in mathematics—I wanted to use those math and analytical skills and go beyond the data into the application of the data. So, in the past five, six years, I've been earning a lot of data science certifications, I've been just getting back into my roots, right, statistical analysis, even my Six Sigma training is suddenly relevant again. So, what happened was I was on LinkedIn and friend had posted a note and mentioned Selector. I clicked on the link, and [all of sudden 00:04:17] I read, I go, “So, here's a company that is literally building new tools and it's data-science-centric. Is data-science-first.”It is, “We are going to find a way to go through your data and truly build out a better set of correlations to get you a signal through the noise.” Traditional monitoring tools, you know, collect a lot of things and then they kind of tell you what's wrong. Or you're collecting a lot of different things, so they slap, like, I don't know, timestamps in there and they guess at correlations. And these people are like, “No, no, no. We're going to go through everything and we will tell you what the data really says about your environment.”And I thought it was crazy how at the moment I was looking for a role that involve data and advocacy, the moment I'm looking for that role, that company was looking for someone like me. And so, I reached out immediately. They wanted not just a resume, but they're like, where's your portfolio? Have you spoken before? I'm like, “Yeah, I've spoken in a couple places,” right?So, I gave them everything, I reached right out to the recruiter. I said, “In case it doesn't arrive, let me know. I'll send it again. But this sounds very interesting.” And it didn't take more than—Corey: Exactly. [unintelligible 00:05:24] delivery remains hard.Thomas: Yeah. And it didn't take more than a couple of weeks. And I had gone through four or five interviews, they said that they were going to probably fly me out to Santa Clara to do, like, a last round or whatever. That got changed at some point and we went from, “Hey, we'll have you fly out,” to, “Hey, here's the offer. Why don't you just sign?” And I'm like, “Yeah, I'll start Monday. Let's go.”Corey: Fantastic. I imagine at some point, you'll be out in this neck of the woods just for an off-site or an all-hands or basically to stare someone down when you have a sufficiently large disagreement.Thomas: Yes, I do expect to be out there at some point. Matter of fact, I think one of my trips coming up might be to San Diego if you happen to head down south.Corey: Oh, I find myself all over the place these days, which is frankly, a welcome change after a few years of seclusion during the glorious pandemic years. What I like about Selector's approach, from what I can tell at least, is that it doesn't ask all of its customers to, “Hey, you know, all that stuff that you've instrumented over the last 20 years with a variety of different tools in the observability pipeline? Yeah, rip them all out and replace them with our new shiny thing.” Which never freaking happens. It feels like it's a better step toward meeting folks where they are.Thomas: Yeah. So, we're finding—I talk like I've been there forever: “What we're finding,”—in the past 40 hours of my work experience there, what we're finding, if you just look at the companies that are listed on the website, you'll get an idea for the scale that we're talking about. So no, we're not there to rip and replace. We're not going to show up and tell you, “Yeah, get rid of everything. We're going to do that for you.”Matter of fact, we think it's great you have all of those different things because it just reflects the complexity of your environment right now, is that you've grown, you've got so many disparate systems, you've got some of the technologies trying to monitor it all, and you're really hoping to have everything rolled into one big dashboard, right? Instead of right now, you've got to go through three, four, or five dashboards, to even think you have an idea of the problem. And you never really—you guess. We all guess. We think we know where it is, and you start looking and then you figure it out.But yeah, we take kind of a different approach right from the start, and we say, “Great, you've got all that data? Ingest it. Bring it right to us, okay? We don't care where it comes from, we can bring it in, and we can start going through it and start giving you true actionable insights.” We can filter out the noise, right, instead of one node going down, triggering a thousand alerts, we can just filter all of that out for you and just let you focus on the things that you need to be looking at right now.Corey: One of the things that I think gets overlooked in this space a lot is, “Well, we have this tool that does way better than that legacy tool that you're using right now and it's super easy to do a just drop-in replacement with our new awesomeness.” Great. What that completely misses is that there are other business units who perhaps care about data interchange and the idea that yeah, thing's a legacy piece of junk and replacing it would take an afternoon. And then it would take 14 years to wind up redoing all the other reports that other things are generating downstream of that because they integrate with that thing. So yeah, it's easy to replace the thing itself, but not in a way that anything else can take advantage of it.Thomas: Right.Corey: And when it turns out also when you sit there making fun of people's historical technological decisions, they don't really like becoming customers as it turns out. This was something of a shock for an awful lot of very self-assured startup founders in the early days.Thomas: Yeah. And again, you're talking about how, you know some of the companies we're looking at, it's y—we don't want to rip and replace things. Like you just said, you've got an ecosystem. It's a delicate ecosystem that has [laugh] developed over time. We aren't interested in replacing all that. We want to enhance it, we want to be on top of it and amplify what's in there for you.So yeah, we're not interested in coming in and say, “Yeah, rip every tool out.” And in some ways, when somebody will ask, you know, “Who do you compete with?” I'll go, “Nobody.” Because I'm not looking to replace anybody. I'm looking to go on top.And again, the companies we're dealing with have lots of data. We're talking very large companies. Some of these are the backbone of the internet. They just have way too much data for any of these legacy tools to help with, you know? They can help with, like, little things, but in terms of making sense of it all, in terms of doing the real big data analytics, yeah, that's where our tool comes in and it really shines.Corey: Yeah, it turns out that is not a really compelling sales pitch to walk it and say, “Hey, listen up, idiots, you all are doing it wrong. Now, pay me and we'll do it right.” Yeah, even if you're completely right, you've already lost the room at that point.Thomas: Exactly.Corey: People make decisions based upon human aspects, not about arithmetic, in most cases. I will say, taking a glance at the website, a couple of things are very promising. One, your picture and profile are already up there, which is good. No one is still on the fence about that, and further as a bonus, they've taken your job role down off the website, which is always disconcerting when you're there and, “Why is that job still open?” “Oh, we're preserving optionality. Don't you worry your head about that. We've got it.” No one finds that a reassuring story when it's about the role that they're in. So, good selection.Thomas: I went to—after I signed, it was within the day, I went to send somebody the link to the job req. Like, they're like, “What are”—I go, “Here, let me show you.” It was already down. The ink was even dry on the DocuSign and it was already down. So, I thought that—Corey: Good on them.Thomas: —was a good sign, too.Corey: Oh, yeah. Now, looking at the rest of your website, I do see a couple of things that lead to natural questions. One of the first things I look at on a web page is, okay, how is this thing priced? Because you always want to see the free tier option when I'm trying to solve a problem the middle of the night that I can just sign up for and see if it works for a small use case, but you also, in a big company definitely want to have the ‘Contact Us' option because we're procurement and we don't know how to sign a deal that doesn't have two commas in it with a bunch of special terms that ride along with it. Selector does not at the time of this recording, have a pricing page at all, which usually indicates if you have to ask, it might not be for you.Then I look at your customer case studies and they talk about very large enterprises, such as a major cable operator, for example, or TracFone. And oh okay, yeah, that is probably not the scale that I tend to be operating at. So, if I were to envision this as a carnival ride and there's a sign next to it, “You must be at least this tall to ride,” how tall should someone be?Thomas: That is a great way of putting it and I would—I can't really go into specifics because I'm still kind of new. But my understanding—Corey: Oh yeah. Make sweeping policy statements about your new employer 40 hours in. What could possibly go wrong?Thomas: My understanding is the companies that we—that are our target market today are fairly large enterprises with real data challenges, real monitoring data challenges. And so no, we're not doing—it's not transactional. You can't just come to our website and say, “Here, click this, you'll be up and running.” Because the volumes of data we're talking about, this requires a little bit of specialty in helping make sure that things are getting set up and correct.Think of it this way. Like if somebody said, “Here, do the statistical analysis on whatever, and here's Excel and go at it and get me that report by the end of the day and tell me how we're doing,” most people would be like, “I don't have enough information on that. Can you help me?” So, we're still at that, hey, we're going to need to help you through this and make sure it's correctly configured. And it's doing what you expect. So, how tall are you? I think that goes both ways. I think you're at a height where you still need some supervision [laugh]. Does that make sense?Corey: I think that's probably a good way of framing it. It's a—again, I'm not saying that you should never ever, ever, ever have a ‘you must contact us to get started.' There are a bunch of products like that out there. It turns out that even at The Duckbill Group here, we always want to have a series of conversations first. We don't have a shopping cart that's, “One consulting, please,” just because we'll get into trouble with that.Though I think our first pass offering of a two-day engagement might have one of those somewhere still lurking around. Don't quote me on that. Hell is other people's websites. It's great. But your own yeah, whoever reads that thing“. Wait, we're saying what?” Don't quote me on any of that, my God.Thomas: But I think that's a good way of putting it. Like, you want to have some conversations first. Yeah, so you—and again, we're still, we're fairly young. We've only—we're Series A, so we've been around 16 months, like… you know, the other website you're looking at is probably going to change within the next six or eight weeks just because information gets outdated—Corey: It already has. It put your picture on it.Thomas: Right. But I mean, things are going to things move pretty fast with startups, especially this one. So, I just expect that over time, I envision some type of a free tier, but we're not there yet.Corey: That's one of those challenges as far as in some cases moving down market. I found that anything that acts like a security tool, for example, has to, on some level, charge enough to be worth the squeeze. One of the challenges there is, I'm either limited for anything that does CloudTrail analysis over in AWS-land, for example. I can either find a bunch of janky things off GitHub or I can spend what starts at $1,000 a month and increases rapidly from there, which is about twice the actual AWS bill that it would wind up alerting on. Not that the business value isn't there, but because a complex sale is, in many cases, always going to be attendant with some of these products, so why not go after the larger companies where the juice is worth the squeeze rather than the folks who are not going to see the value and it'd be just as challenging to wind up launching a sale into?The corollary, of course, is that some of those small companies do in fact, grow meteorically. But it's a bit of a lottery.Thomas: Yep.Corey: Ugh. So, I have to ask as well, while we're talking about strange decisions that people might have made, in the world of tech, in many cases, when someone gets promoted—like, “So, does that mean extra money?” “No, not really. We just get extra adjectives added to our job title.” Good for us. You have decided to add letters in a different way, by going back for a second master's degree. What on earth would possess you to do such a thing?Thomas: I—man, that is—you know, so I got my first master's degree because I thought I was going to, I thought I was be a math teacher and basketball coach. And I had a master's degree in math and I thought that was going to be a thing. I'll get a job, you know, coaching and teaching at some small school somewhere. But then I realized that I enjoyed things like eating and keeping the wind off me, and so I realized I had to go get a jobby-job. And so, I took my masters in math, I ended—I got a job as a software analyst, and just rolled that from one thing to another until where I am today.But about four years ago, when I started falling back in love with my roots in math, and statistical analysis became a real easy thing for people to really start doing for themselves—well actually, that was about eight years ago—but the past four or five years, I've been earning more certifications in data science technologies. And then I found this program at Georgia Tech. So, Georgia Tech has an online masters of science and data analytics. And it's extremely affordable. So, I looked at a lot of programs, Corey, over the past few years, especially during the pandemic.I had some free time, so I browsed the love these places, and they were charging 50, $60,000 and you had to do it within two, three years. And in one case, the last class you had to take, your practicum, had to be all done on campus. So, you had to go, like, live somewhere. And I'm looking at all—none of that was practical. And all of a sudden, somebody shows up and goes, “So, you can go online, fully online, Georgia Tech, $275 a credit. Costs ten grand for the entire program.”And you can—it's geared towards a working professional and you can take anywhere from two to six years. So, you take, like, one class a semester if you want, or two or even three if they allow you, but they usually restrict you. So, it just blew my mind. Like, this exists today that I can start earning another Master's degree in data analytics and I'll say, be… classically trained in how—it's funny because when I learn things in class, I'm like, I feel like I'm Thornton Melon in Back to School, and I'm just like, “Oh, you left out a bunch of stuff. That isn't how you do it all,” right?That's kind of my reaction. I'm like, “Calm down. I'm sure the professor has point. I'll hear [laugh] him out.” But to me, you asked why, and I just the challenge. Am I really good at what I do? Like, I feel I am. I already have a master's degree. I'm not worried about the level of work and the commitment involved in earning another one.I just wanted to show to myself that could—I want to learn and make sure I can do things like code in Python. If anybody has a chance to take a programming class, a graduate-level programming classes at Georgia Tech, you should do it. You should see where your skills rate at that level, right? So, it was for the challenge. I want to know if I can do it. I'm three classes in. I just started my fourth, actually, today was the start of the fall semester.And so, I'm about halfway through, and I'm loving it. It's not too taxing. It's just the right speed for me. I get to do it in my leisure hours as they were. Yeah, so I did it for the challenge. I'm really glad I'm doing it. I encourage anybody interested in obtaining a degree in data analytics to look at the Georgia Tech program. It's well worth it. Georgia Tech's not a bad school. Like, if you had to go to school in the South, it's all right.Corey: I always find it odd, just, you had your first master's degree in, you know, mathematics, and now you're going for data analytics, which sounds like mathematics with extra steps.Thomas: It is.Corey: Were there opportunities that you were hoping to pursue that were not available to you with just the one master's degree?Thomas: So, it's interesting you say that because I'm so old that when I went to school, all we had was math, that was it. It was pure mathematics. I could have been a statistics major, I think, and computer science was a thing. And one day I met a guy who transferred into math from computer science. I'm like, “Why would you do that? What are you going to do with the degree in math?”And his response is, “What am I going to do with a degree in computer science?” And I look back and I realized how we were both right. So, I think at the time if there had been a course in applied mathematics, that would have piqued my interest. Like, what am I going to do with this math degree other than become an actuary because that was about all I knew at the time. You were a teacher or an actuary, and that was about it.So, the idea now that they have these programs in data analytics or data science that are little more narrow of focus, like, “This is what we're going to do: we're going to apply a little bit of math, some calculus, some stats; we're going to show you how to build your own simulations; we're going to show you how to ask the right questions of the data.” To give you a little bit of training. Because they can't teach you everything. You really have to have real-world experience in whatever domain you're going to focus on, be it finance or marketing or whatever. All these bright financial operations, that's just analytics for finance, marketing operations, that's analytics for marketing. It's just, to me, I think just the opportunity to have that focus would have been great back then and it didn't exist. And I want to take advantage of it now.Corey: I've always been a fan of advising people who ask me, “Should I go back to school,” because usually, there's something else driving that. Like, I am honestly not much of a career mentor. My value basically comes in as being a horrible warning to others. On paper, I have an eighth-grade education. I am not someone to follow for academic approaches.But when someone early or mid-career asks, “Should I get another degree?” Unpacking that is always a bit of a fun direction for me to go in. Because at some level, we've sold entire generations a bill of goods, where oh, if you don't know what to do, just get more credentials and then your path will be open to you in a bunch of new and exciting ways. Okay, great. I'm not saying that's inherently wrong, but talk to people doing the thing you'd want to do after you have that degree, maybe, you know, five or six years down the professional line from where you are and get their take on it.Because in some cases, yeah, there are definite credentials you're going to need—I don't want you to be a self-taught surgeon, for example—but there are other things where it doesn't necessarily open doors. People are just reflexively deciding that I'm going to go after that instead. And then you can start doing the math of, okay, assume that you have whatever the cost of the degree is in terms of actual cost and opportunity cost. Is this the best path forward for you to wind up getting where you want to go? It sounds like in your particular case, this is almost a labor of love or a hobby style of approach, as opposed to, “Well, I really want Job X, but I just can't get it without the right letters after my name.” Is that a fair assessment?Thomas: It's not unfair. It is definitely fair, but I would also say, you know, if somebody came and said, “Hey Tom, we need somebody to run our data science team or our data engineering team,” I've got the experience for—the only thing I would be lacking is, you know, production experience, like, with machine-learning pipelines or something. I don't have that today.Corey: Which is basically everyone else, too, but that's a little—bit of a quiet secret in the industry.Thomas: Yeah, that's—okay. Bad example. But you know what I'm saying is that the only thing I'd be lacking would be that practical experience, so this is one way that—to at least start that little bit of experience, especially with the end result being the practicum that we'll be doing. It's, like, six credits at the very end. So yes, it's a fair thing.I wouldn't—hobby isn't really the right—this is really something that makes me get out of bed in the morning. I get to work with data today and I'm going to get—I'm going to tell a great story using data today. I really do enjoy those things. But then at the tail end of this, if it happens to lead to a position that somebody says, “Hey, we need somebody, vice president of data engineering. This a really good”—honestly, the things I look for are the roles and the roles I want are to have a role that allows me to really have an impact on other people's lives.And that's one of the things about Selector. The things that we're able to do for these admins that are just drowning in data, the data is just in their way, and that we can help them make sense of it all, to me, that's impactful. So, those are the types of roles that I will be looking for as well in the future, especially at the high level of something data science-y.Corey: I think that that is a terrific example of what I'm talking about. Because I've met a number of folks, especially very early-20s range where, okay, they've gotten the degree, but now they don't know what to do because every time they're applying for jobs, it doesn't seem to work for them. You've been around this industry for 25 years. Everyone needs a piece of paper that says they know certain things, and in your case, it long ago transitioned into being—I would assume—your resumé, the history of things you have done that look equivalent. Part of me, on some level, wonders if there isn't an academic snobbery going on at some level, where a number of teams are, “Oh, we'd love to have you in, but you don't have a PhD.”And then people get the PhD. “From the right school, in the right area of concentration.” It's like, you just keep moving these very expensive goalposts super quickly. Remember, I have an eighth-grade education. I'm not coming at this from a place of snobbery and I'm also not one of those folks who's well it didn't work for me, therefore, it won't work for anyone else either because that's equally terrible in a different direction.It's just making sure that people are going into these things with their eyes open. With you, it's never been a concern. You've been around this industry so long that it is extremely unlikely to me [laugh] that you, “Oh, wait. You mean a degree won't magically solve all of my problems and regrow some of my hair and make me two inches taller, et cetera, et cetera?” But yeah, do I remember in the early days just how insipid and how omnipresent that pressure was.Thomas: Yeah. I've been at companies where we've brought in people because of the education and—or I'm sorry. Let's be more specific. I've been at companies where we've sent current employees—as we used to call it—off the charm school, which is basically [MBA 00:25:44].Corey: [laugh].Thomas: And I swear, so many of them came back and they just forgot how to think, how to have common sense. Like, they were very much focused on one particular thing and this is just it, and they forgot there were maybe humans involved, and maybe look for a human answer instead of the statistically correct one. So, I think that was a good thing for me as well to be around that because, yeah, somebody put it me best years ago: “Education by itself isn't enough. If you combine education with motivation, now you've really got something.” And your case, I don't know where you went for eighth grade, it could have been the best eighth-grade program ever, but you definitely have the motivation through the years to overcome anything that might have been lacking in the form of education. So, it's really the combination—Corey: Oh, you'd be surprised. A lot of those things are still readily apparent to people who work with me, so I've done a good job of camouflaging them. Hazzah.Thomas: Just it's, you got to have both. You can't just rely on one or the other.Corey: So, last question, given that you are the data guy and SQLRockstar is your username in a bunch of places. What's the best database? I mean, I would always say it's Route 53, but I understand that can be controversial for some folks, given that their SQL implementation is not yet complete. What's your take?Thomas: So clearly, I'm partial to anything inside the Microsoft data platform, with the exception being Access. I think if Access disappeared from the universe… society might be better off. But that's for a different day, I think the best database is the one that does the job you need it to do. Honestly, the database shouldn't really matter. It's just an abstraction. The database engine is just something in between you and the data you need, right?So, whatever you're using, if it's doing the job that you need it to do, then that's the best database you could have. I learned a long time ago to not pick sides, choose fiefdoms. Like, it just didn't matter. It's all kind of the same. And in a lot of cases, if you go to, like, the DB-Engines Rankings, you'll see how many of these systems these days, there's a lot of overlap. They offer all the same features and the differences between them are getting smaller and smaller in a lot of cases. So yeah, it's… you got to database, it does what you need to do? That's great. That's the best database.Corey: Especially since any database, I suspect, can be made to perform a given task, even if sub-optimally. Which states back to my core ethos of, quite frankly, anything is a database if you hold it wrong.Thomas: Yeah, it really is. I mean, we've had those discussions. I kid about Access because it's just a painful thing for a lot of different reasons. But is Excel a database? And I would say no but, you know—because it can't do certain things that I would expect a relational engine to do. And then you find out, well, I can make it do those things. So, now is it a database? And, yeah…Corey: [laugh]. Yeah. Well, what if I apply some brute force? Will it count then? Like, you have information, Thomas. Can I query you?Thomas: Yes. Yes, yes, [laugh] you can. I also have latency.Corey: Exactly. That means you are a suboptimal database.Thomas: [laugh].Corey: Good job. I really want to thank you for taking the time to talk about what you're up to these days and finally coming on the show. If people want to learn more, where's the best place for them to find you?Thomas: Well, I'm becoming more active on LinkedIn. So, it's linkedin/in/sqlrockstar. Just search for SQLRockstar, you'll find me everywhere. I mean, I do have a blog. I rarely blog these days. Most of the posts I do is over at LinkedIn.And you might find me at some networking events coming up since Selector really does focus on network observability. So, you could see me there. And you know what? I'm also going to have an appearance on the Screaming in the Cloud podcast, so you can listen to me there.Corey: Excellent. And I imagine that's the one we don't have to put into these [show notes. 00:29:44]. Thank you so much for taking the time to speak with me. I really do appreciate it.Thomas: Thanks for having me, Corey. I look forward to coming back.Corey: As I look forward to seeing you again over here. Thomas LaRock, Principal Developer Evangelist at Selector. I'm Cloud Economist Corey Quinn and this is Screaming in the Cloud. If you've enjoyed this podcast, please leave a five-star review on your podcast platform of choice, whereas if you've hated this podcast, please leave a five-star review on your podcast platform of choice along with an insulting comment because then we're going to use all those together as a distributed database.Corey: If your AWS bill keeps rising and your blood pressure is doing the same, then you need The Duckbill Group. We help companies fix their AWS bill by making it smaller and less horrifying. The Duckbill Group works for you, not AWS. We tailor recommendations to your business and we get to the point. Visit duckbillgroup.com to get started.

In this episode of Kubernetes Bytes, Ryan and Bhavin sit down with Madhuri Yechuri and talk about all things Nodeless Kubernetes and how users can leverage the concept of Just in Time compute provisioning to prevent wasted spend on their cloud bills. Madhuri talks about LUNA and NOVA - a couple of Elotl products that help users run a nodeless Kubernetes multicluster platform for their containerized applications. Join the Kubernetes Bytes slack using: https://bit.ly/k8sbytes Ready to shop better hydration, use my special link https://zen.ai/apaSnaIFOuee5jScqZ28a03tKKvQiqkyz8mtm9wipoE to save 20% off anything you order. 00:30 Introduction 05:18 Cloud Native News 12:48 Interview with Madhuri 56:20 Takeaways Cloud Native News: https://tech.eu/2023/09/04/rig-dev-first-open-source-baas-platform-on-kubernetes https://d2iq.com/blog/dkp-2-6-features-new-ai-navigator https://securityboulevard.com/2023/09/pluto-finds-deprecated-kubernetes-api-versions-3-questions-from-users/ https://www.businesswire.com/news/home/20230906419666/en/RapidFort-Launches-Runtime-Protection-to-Automatically-Monitor-and-Secure-Kubernetes-Workloads https://www.businesswire.com/news/home/20230906393254/en/InfluxData-Announces-InfluxDB-Clustered-to-Deliver-Time-Series-Analytics-for-On-Premises-and-Private-Cloud-Deployments https://blocksandfiles.com/2023/09/04/storage-news-ticker-4-sep-2023/ https://blocksandfiles.com/2023/09/07/storage-ticker-7-september-2023/ Show links: https://www.elotl.co/ https://www.elotl.co/multi-cluster-podcast https://docs.kubefirst.io/aws/faq https://kubefirst.io/slack

In this informative video, we explore the amazing programs and incentives offered by utility companies and city initiatives that can help you conserve resources, save on utility costs and put money back in your pocket. From rebates and special programs for lower electricity bills to tips for reducing water consumption, we've got you covered. Don't miss out on these valuable opportunities to make your home more eco-friendly and budget-friendly!

Brad and Steve discuss the “Win at All Costs” Mentality, Capitalism, Competition, and the Gini Coefficient.You can find this episode on:iTunes and Apple PodcastsSpotifyAndroidStitcherGet your copy of Master of Change in all formats here: https://www.amazon.com/Master-Change-Everything-Changing-Including/dp/006325316X Get Do Hard Things and The Practice of Groundedness on audible (Or in hard copy: Hard Things here and Groundedness here). Please write a review on Apple Podcasts and help new listeners discover the show! Find Brad and Steve on Twitter: @Bstulberg and @stevemagness Check out our exclusive community offers on Patreon here. Hosted on Acast. See acast.com/privacy for more information.

On August 29, 2023, the three major bank regulatory agencies issued a whopping 1,087-page set of new rules and regulations for the banking industry. The rules emerged following the recent failures of three regional banks which exposed financial vulnerabilities in the sector in this era of rising interest rates. After a comment period, the rules are expected to take effect in January 2024. What are the long-term implications of these new rules? Bank analyst, DICK BOVE, says the rules certainly mean reduced risk for banks. But the rules also transfer huge risks to the non-bank sector which will impact the economy negatively, he says. Meanwhile, the US government is facing fresh challenges in containing run away spending as the deficit soars, says MAT VAN ALSTYNE, Odeon co-founder and managing partner. Elsewhere, the CONVERSATION examines the Odeon Capital Group Money Supply, which shows the Fed did not capture the actual decline early enough in the US Money Supply as measured by its own data. On the global scene, we discuss trouble in Africa's hotspots and ask why did the leaders of China and Russia skips the recent G-20 Summit in India. Joining the CONVERSATION is out host, JOHN AIDAN BYRNE. Questions & Comments: Podcast@odeoncap.com

Three things to know today00:00 MSP Optimism Meets Cloud Cost Concerns: A Tale of Growth and Strategy Shifts03:38 AI and Privacy: The US Regulatory Web Tightens on Tech09:12 Rethinking Business Tech: Apple's iPhone and the Potential of Mobile WorkspacesAdvertiser: https://supportadventure.com/MSPRadio/https://alinea-partners.com/Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Support the show on Patreon: https://patreon.com/mspradio/Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.comFollow us on:Facebook: https://www.facebook.com/mspradionews/Twitter: https://twitter.com/mspradionews/Instagram: https://www.instagram.com/mspradio/LinkedIn: https://www.linkedin.com/company/28908079/

Nerds explain this week's personal finance news, with a focus on labor unrest as the United Auto Workers union prepares to strike. In Smart Money's new weekly personal finance news roundup, hosts Sean Pyles and Anna Helhoski take a look at recent developments in the world of money and then go in-depth on an issue that could be important to your life — and your bottom line.  Today's topics include rising home prices, the latest statistics on household wealth and debt, the rise in poverty from 2021 and 2022, and high-yield savings accounts. Plus, Sean and Anna take a deep look at the United Auto Workers' (UAW) threatened strike against the three largest automakers: Ford, General Motors and Stellantis. Learn what the workers want and what it could mean for your car shopping prospects if their demands aren't met. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

On today's show: 1. Charleston Co. Board Chair says ‘no motion for a vote' during special meeting - https://www.live5news.com/2023/09/12/charleston-co-board-chair-says-no-motion-vote-during-special-meeting/ 3. Gun violence is an expensive problem, costing taxpayers thousands each https://www.live5news.com/2023/09/07/gun-violence-is-an-expensive-problem-costing-taxpayers-thousands-each/ 3. SC just hit its annual record for most infants surrendered under Daniel's law with 3 in one week https://news.yahoo.com/sc-just-hit-annual-record-181922053.html This episode's music is by Tyler Boone (tylerboonemusic.com). The episode was produced by LMC Soundsystem

On this episode of Locked On Spurs, host Jeff Garcia welcomes Spurs fan Abel Dominguez to discuss a few topics that have been on the minds of San Antonio Spurs fans about Victor Wembanyama, Gregg Popovich's new deal, and the rising ticket costs. Support Us By Supporting Our Sponsors! Jase Medical Save more than $360 by getting these lifesaving antibiotics with Jase Medical plus an additional $20 off by using code LOCKEDON at checkout on jasemedical.com.  Ibotta Right now, Ibotta is offering our listeners $5 just for trying Ibotta by using the code locked when you register. Just go to the App Store or Google Play store and download the FREE Ibotta app and use code LOCKED. FanDuel This episode is brought to you by FanDuel Sportsbook, Official Sportsbook of Locked On. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS - GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we dive into SOX compliance – specifically, the findings of and key takeaways from Protiviti's latest Sarbanes-Oxley Compliance Survey. The results of our research are featured in our just-released report, The Evolution of SOX: Tech Adoption and Cost Focus Amid Business Changes, Cyber and ESG Mandates.Offering their insights and perspectives are Protiviti Managing Directors Andrew Struthers-Kennedy and Angelo Poulikakos. Andrew is the global leader of Protiviti's Internal Audit and Financial Advisory practice, and Angelo is the global leader of the firm's Technology Audit practice.Read Protiviti's latest SOX Compliance Survey report here: www.protiviti.com/soxsurvey.Contact Andrew at andrew.struthers-kennedy@protiviti.com.Contact Angelo at angelo.poulikakos@protiviti.com.To request a transcript of this episode, contact kevin.donahue@protiviti.com.

With rising costs and tightening margins, the industry is continually looking for ways to "bend the cost curve" while maintaining, or even increasing, quality and performance. One stakeholder in particular, employers, are feeling significant pressures from inflation, hospital consolidation, the rise of high-cost drugs, and more. While many legacy cost-saving strategies have focused on reducing employer costs, it may be time to shift focus to lowering costs for employees as well. In this episode, host Rachel (Rae) Woods invites Advisory Board payer expert Max Hakanson and Innovation lead at JPMorgan's Morgan Health Rivka Friedman to discuss what employers can do to rein in healthcare costs, both for themselves and their employees. Throughout the discussion, they discuss why legacy cost-sharing strategies may be insufficient, and what new innovations are showing promise in the market. Join Rae for a free webinar on Advisory Board's State of the Healthcare Industry. In this webinar, you'll get Advisory Board's exclusive take on the strategic forces that really matter. Rae will talk about the rise of artificial intelligence and why you should not be asking "what should my AI strategy be?". Save your seat and join Rae on September 18th at 2:00 PM ET. Links: Home | Morgan Health Ep. 165: Employer series: Is the cost of employer-sponsored insurance unsustainable? Investigating the high costs in employer-sponsored insurance 5 health benefits strategies for self-funded employers 3 things to know about ESI (that you won't find in a benefits survey) Need a quick answer to a healthcare question? Ask Advisory! Whether it's about where the market is headed, or how to navigate our website our team of experts are just a call or email away. Visit ask.advisory.com or email ask@advisory.com to learn more.

 Now that you have your health coaching certification it's time to get started!   But like all businesses, there are some initial start up costs that you should be aware of…   They do not have to be expensive if you start small and build as you grow…   So to help you assess what is necessary on today's Integrative #HealthCoachSuccess episode 264 we will review the start-up business costs of being a certified health coach - Enjoy the show and let us know what you thought in the comments!   - - -   Listen or Watch At:  IHP.Coach/264   - - - Dr. Cabral's Book, The Rain Barrel Effect: https://amzn.to/2H0W7Ge - - - Become an Integrative Health Practitioner: https://integrativehealthpractitioner.org

Struggling to afford a home?

The podcast returns with a "Get to Know Ya" chat with a long-time Twitter mate, the man known to the world only as Rudy Havenstein. Rudy's fundamental skepticism and sharp criticisms of central banking are on full display along with his deep passion for humanity.I really enjoyed this one. Rudy on Twitter(X)

EPISODE 1711: In this KEEN ON show, Andrew talks to Ken Costa, the author of THE 100 TRILLION DOLLAR WEALTH TRANSFER, about why the handover of wealth from Boomers to Gen Z must revolutionize capitalism Ken Costa is Dean of the Holy Trinity Brompton (HTB) Leadership College London, which trains young people to be distinctive Christian leaders in their workplace. He is Chairman Emeritus of Alpha International, an evangelistic course borne out of HTB which has taught the basics of Christianity to millions of people around the world, and the chairman of Worship Central, a movement promoting worship events and courses across the globe. Ken spent more than four decades of his career in investment banking and as an adviser to global corporations on their mergers and acquisitions and on their international strategies, and still maintains his own consulting firm. Given his professional experience, he has frequently been asked to speak on financial, ethical and Christian issues at conferences and churches. Ken is author of the books Know Your Why and God at Work. He and his wife, Fiona, have four grown children. Named as one of the "100 most connected men" by GQ magazine, Andrew Keen is amongst the world's best known broadcasters and commentators. In addition to presenting KEEN ON, he is the host of the long-running How To Fix Democracy show. He is also the author of four prescient books about digital technology: CULT OF THE AMATEUR, DIGITAL VERTIGO, THE INTERNET IS NOT THE ANSWER and HOW TO FIX THE FUTURE. Andrew lives in San Francisco, is married to Cassandra Knight, Google's VP of Litigation & Discovery, and has two grown children. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jarrett Skorup is vice president for communications and marketing at the Mackinac Center for Public Policy. Renter's ‘Bill of Rights' would spike Michigan housing costs

375 - The #1 Thing That BLOCKS Your Creativity (AVOID This At All Costs!)  Feeling creatively drained? Worried you'll never have enough time, energy, or focus to accomplish your big goals? In this #MarieTV, I share my top 3  –– scientifically backed –– tips to unleash your creative flow state even when you're stressed or distracted. (I do #1 every single day!)  Plus, I bust some major myths about productivity that keep most people stuck in overwhelm wondering why they're dreams still feel so far away. Click play to listen now. WHAT'S COVERED IN THIS EPISODE: How to identify your unique creativity window [2:08] 3 habits of highly creative people. [3:59] Why I workout every day (It has nothing to do with fitness) [6:05] Why top performers lose their mojo — & how to get it back [10:18] The productivity LIE that keeps you exhausted & underperforming [12:20] Thanks for listening! New episodes drop every Tuesday. Make sure you hit the follow button to get notified. >> https://jointimegenius.com/join-a Give me 5 days and you'll get more done in less time, for life. Guaranteed! If you enjoyed this episode, please leave us a review!

The All Local noon update for September 11th, 2023.

A: Wǒ xiǎng shēnqǐng Zhōngguó de dàxué. 我想申请中国的大学。 I want to apply for admission to a university in China. Xuéfèi guì ma? 学费贵吗？ Is the tuition expensive? B: Wǒ juéde bùsuàn guì. 我觉得不算贵。 I don't think it's considered expensive. Érqiě, nǐ hái kěyǐ shēnqǐng jiǎngxuéjīn. 而且，你还可以申请奖学金。 Besides, you can apply for scholarships. A: Nà zài Zhōngguó de shēnghuó chéngběn gāo ma? 那在中国的生活成本高吗？ How about the cost of living in China? B: Fēng jiǎn yóu rén. 丰俭由人。 It depends on your lifestyle. Bǐrú, wǒ píngshí zài xuéxiào shítáng chī yī fèn miàn zhǐ xūyào shí kuài qián. 比如，我平时在学校食堂吃一份面只需要十块钱。 For example, I often order a bowl of noodles at the school cafeteria, which costs only 10 yuan. A: Ò, nà kànlái chīfàn bùsuàn tài guì. 哦，那看来吃饭不算太贵。 Oh, so it looks like food won't cost all that much. B: Shì de, wǒ háiyǒu yīxiē shěngqián xiǎo miàozhāo, zánmen kěyǐ zhǎo ge jīhuì xiángxì liáoliao. 是的，我还有一些省钱小妙招，咱们可以找个机会详细聊聊。 That's right. I also have some money-saving tips. We can find a time to talk about it in detail. A: Hǎo ya. 好呀。 That would be great.

Introducing a new ERP or Best of Breed solution is a great way to reduce costs and improve efficiency. That's what we discuss in this episode of the Digital Stratosphere Podcast DOWNLOAD MORE FREE RESOURCES BELOW: ——————————————————————  * 2023 DIGITAL TRANSFORMATION REPORT: https://www.thirdstage-consulting.com/reports/2023-digital-transformation-report/  * THE FINAL COUNTDOWN BOOK: https://www.amazon.com/dp/B0CFQ44XRS?ref_=cm_sw_r_cp_ud_dp_FBZPKQZ3CA21CCASAFTB  * 2024 Digital Enterprise Operations Report: https://resource.thirdstage-consulting.com/2024digitalentopreport  * 2023 DIGITAL STRATOPSHERE EVENT:  https://stratosphere2023.com/  * DIGITAL STRATEGY & IMPLEMENTATION READINESS FRAMEWORK: https://resource.thirdstage-consulting.com/digitalstrategyframework  * TOP 10 ERP SYSTEMS RANKING: https://www.thirdstage-consulting.com/top-10-erp-systems-2022-top-software-vendors/    * TOP 10 ERP SYSTEMS FOR SMALL BUSINESSES: https://www.thirdstage-consulting.com/top-erp-systems-for-small-businesses/  * TOP 10 CRM SYSTEMS: https://www.thirdstage-consulting.com/top-10-crm-systems-for-digital-transformations/  * GUIDE TO ORGANIZATIONAL CHANGE MANAGEMENT: https://resource.thirdstage-consulting.com/the-definitive-guide-to-erp-hcm-organizational-change-management  * 20 LESSONS FROM 1,000 ERP IMPLEMENTATIONS: https://www.thirdstage-consulting.com/reports/ebook-20-lessons-from-1000-erp-implementations/  * QUALITY ASSURANCE FRAMEWORK: https://www.thirdstage-consulting.com/reports/change-management-the-secret-sauce-to-erp-and-hcm-success/ ———————————————————— CONNECT WITH US: ————————————————————  * YOUTUBE: https://www.youtube.com/@thirdstageconsultinggroup8228  * LINKEDIN: https://www.linkedin.com/company/third-stage-consulting-group  * INSTAGRAM: https://www.instagram.com/thirdstageconsultinggroup/  * TIKTOK: https://www.tiktok.com/@thirdstageconsulting  * TWITTER: https://twitter.com/ThirdStageERP CONTACT US TO BRAINSTORM IDEAS FOR YOUR DIGITAL TRANSFORMATION: info@thirdstage-consulting.com  

Today, I'm diving right into the recent evolution of Facebook and Instagram ads, with some practical solutions for today. The game changed drastically with the iOS 14 update, tweaking privacy settings and causing a seismic shift in all things ads. Costs surged for sign-ups and purchases, prompting some to question the efficacy of these channels.  Rather than throwing in the towel, I conducted experiments to uncover a surprisingly straightforward approach. No agency required. Now, I'm revealing the only two ad campaigns I run, and what I have my clients test for optimal results. Note: Don't miss the live class on September 19th, where you'll learn the ins and outs of growing your audience by 1000 new leads without relying on reels, stories, or social media. Visit clairepells.com/1000 to secure your spot and take your advertising efforts to the next level. This Week on the Get Paid Podcast: * What it took to the changing advertising landscape * The evolution of ads management and why that's good news for small businesses  * Agencies vs. DIY and what makes the most sense now * Simplifying tracking and targeting so anyone can do it * What you should be testing in your ads, and no longer testing * Enrollment in Absolute FB Ads - why to get in before October Mentioned in this podcast: Live Class: Get 1,000 Leads Without Reels, Stories, or Social Media   Connect with Claire: Website  Instagram  Facebook  Now it's time to GET PAID Thanks for tuning into the Get Paid Podcast! If you enjoyed today's episode, head over to Apple Podcasts to subscribe, rate, and leave your honest review. Connect with me on Facebook,  YouTube, and Instagram, visit my website for even more detailed strategies, and be sure to share your favorite episodes on social media. Now, it's time to go get yourself paid  

TIME STAMPS: 02:20 “Whoever is faithful in very LITTLE is also faithful in MUCH.” Luke 16:10 03:11 STEP #1: Select your SHOW and your FEDERATION of choice. 06:52 STEP #2: Purchase what you need PROACTIVELY. 09:00 Sizing recommendations for MEN'S PHYSIQUE TRUNKS, BIKINIS, and all other bodybuilding categories. 12:32 SPONSORED TANNERS vs. DOING YOUR OWN TAN. 16:06 The value of PROFESSIONAL STAGE PHOTOS (it's worth it!) 19:37 STEP #3: Prepare Like a Pro! Choosing a professional prep & posing coach or coaches. 20:52 How to RESTRUCTURE your lifestyle for a SUCCESSFUL CONTEST PREP that is WORTH THE SACRIFICE! 23:13 Contest prep BOOK RECOMMENDATIONS. 27:42 GRAND TOTAL ESTIMATES of competing for MALES and FEMALES (not fair!) 32:55 How to get a SPONSOR to assist in competition expenses you will otherwise need to pay out of pocket. 37:04 How to Win Friends & Influence People, by Dale Carnegie: The mentality necessary to develop a genuine relationship with your SPONSOR. 41:00 How we attracted our BODYBUILDING SPONSORS to make it WORTH their investment. 44:45 SKULLBELLZ & SUPERSETYOURLIFE.COM sponsorships within our local community and competitions we promote. ================================================= SUPERSETYOURLIFE.COM is a HEALTH-FIRST movement dedicated to empowering your aesthetic journey, specializing in KETO-CARNIVORE nutrition and BODYBUILDING coaching plans. Check out our NUTRITION & ADVANCED HYPERTROPHY PODCAST called Carnivore Coaches Corner with Coach Mark Ennis! SUPERSET Coaching membership inquiries:⁠ https://calendly.com/ssyl/meet-greet⁠ THANK YOU to our SPONSOR CELTIC SEA SALT®: ⁠https://supersetyourlife.com/collections/supplements⁠

A Texas woman is hit with a Brick after rejecting a man who allegedly asked for her phone number. Why didn't someone help her ? Did she deserve help? We explore the situation. Most importantly, we are joined by reoccurring guest S.Walton.. Tap-In.Enjoy.Hydrate.Share.

Invasive species harm ecosystems around the world and cost the global economy $423 billion a year, according to a new report backed by the UN. A number of researchers believe that estimate may be just the tip of the iceberg. William Brangham speaks with one of the study's authors, Laura Meyerson of the University of Rhode Island, about the ways invasive species affect us. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

Invasive species harm ecosystems around the world and cost the global economy $423 billion a year, according to a new report backed by the UN. A number of researchers believe that estimate may be just the tip of the iceberg. William Brangham speaks with one of the study's authors, Laura Meyerson of the University of Rhode Island, about the ways invasive species affect us. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

So many companies think they're saving money by not hiring an internal marketing leader and relying solely on outside resources, but it ends up costing them more. Yes, you can outsource some marketing work. Strategists, freelancers, and marketing tools / SaaS / vendors can be great additions. But who is managing them from a strategic perspective, and does that person really understand the playbook and have the skillset to know if all the resources are delivering value? If not, you're running the field without a workable plan.Watch this on YouTube: youtube.com/emilybinderExclusive offers for Future Proof Festival including brand messaging strategy and podcast production: beetlemoment.com/futureproofBook a coaching session: emilybinder.com/callLinks mentioned:"All marketing is one of three things" episode:"Don't Do Marketing, Be Marketable. (Threads dead, baby?)"Video herePlay on SpotifyMy favorite podcast tools:Riverside is the best way to record an audio or video podcast: https://emilybinder.com/riversideDescript is the BEST tool to easily edit audio or video like a Word doc. You will never go back. https://emilybinder.com/descriptPodcast gear I love: Amazon Idea ListThinkersOne Videos! Order a 2-min personalized event invite, Zoom drop-in, or virtual keynote. Menu: emilybinder.com/thinkersoneRate / review / subscribe to this show: emilybinder.com/podcastFollow & connect:My website | Beetle Moment Marketing | LinkedIn | Twitter | Instagram | YouTube | Get email updates Hosted on Acast. See acast.com/privacy for more information.

BONUS: The Surprising Costs Of Outsourcing Software Development, And Effective Outsourcing Strategies with Douglas Squirrel Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Squirrel delves into the misconception that outsourcing engineers overseas automatically leads to cost reduction in software organizations. He explains that while the salary expenses might be lower for offshore teams, other costs come into play.  He illustrates the situation with an example involving two tech teams, one located onshore in California, USA, and the other in India. The Indian team had one quarter the salary of the onshore team, prompting the question of why the more expensive US engineers are retained. The discussion highlights the importance of evaluating the genuine costs of offshoring beyond just salaries. Additionally, Squirrel raises the question of which team is more productive and points out the time zone difference as a significant factor impacting communication and coordination.  Surprisingly, when the overall costs are tallied, they often don't exhibit a substantial difference due to various expenses that often get ignored. The aspect of speed of delivery is also examined, and the suggestion is made to have a local representative support the outsourced team to facilitate smoother communication. Beyond the operational costs, we also talk about how difficult it is to maintain effective communication between teams, and the cost of frequent international travel.  Squirrel emphasizes the necessity of having experienced individuals in the offshore team, highlighting that it's even more important to hire very senior people in offshore teams. We also discuss how hard it is to find accommodation for senior engineers that move to the offshore locations. Effective Offshoring Patterns Squirrel delves into the patterns that can enhance the effectiveness of offshoring. The concept of near shoring is introduced, especially when there are significant challenges in finding talent close to the headquarters.  The discussion then pivots to the importance of team organization for offshoring success. The idea of cross-functional teams or feature teams is introduced as an effective approach. Squirrel references FeatureTeams.org, emphasizing that these teams possess the flexibility to work on any feature, thereby minimizing communication dependencies.  A strategy to integrate feature teams across regions is presented through the "ambassador pattern," which involves designated individuals who bridge the communication gaps between teams in different locations. Optimizing Communication and Resources for Remote Teams We also discuss how to optimize communication and resources for remote teams. Squirrel introduces the notion that outsourcing and offshoring may be a possible solution to solve the talent problem by tapping into global talent pools. He offers practical tips, such as conducting all meetings online and making it a rule to always include offshore team members. Creating opportunities for "osmotic communication" – the exchange of information through casual interactions – is suggested as a means to foster team cohesion across distances. Recommended Resources The episode concludes with a list of recommended resources for further exploration. These include Stack Overflow's own experience about fully remote work, Squirrel's own website (DouglasSquirrel.com), Team Topologies (a topic which has been presented on the podcast by its authors Matthew Skelton and Manuel Pais), the FeatureTeams.org website, and the virtual office platform Sococo. Throughout the conversation, Squirrel provides insights into the complexities of offshoring, shedding light on the multifaceted considerations that impact its success. From cost evaluation to effective team organization and communication strategies, the episode offers a comprehensive overview of the nuances surrounding offshore software development teams. About Douglas Squirrel Squirrel has been coding for more than forty years and has led software teams for twenty. He uses the power of conversations to create dramatic productivity gains in technology organisations of all sizes. Squirrel's experience includes growing software teams as a CTO in startups from fintech to biotech to music, and everything in between. He lives in Frogholt, England, in a timber-framed cottage built in the year 1450. You can link with Douglas Squirrel on LinkedIn and connect with Douglas Squirrel on his website. 

The cost of health insurance is expected to rise by the largest amount in years. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss why costs are rising, and who'll pay more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

TODAY ON THE ROBERT SCOTT BELL SHOW: Emord's Sacred Fire of Liberty, EmordforVA.com, Crime Solutions, White House jab lies, Ukraine Costs, FDA exceeds authority, Bill Maher real liberalism, http://www.robertscottbell.com/natural-remedies/emords-sacred-fire-of-liberty-emordforva-com-crime-solutions-white-house-jab-lies-ukraine-costs-fda-exceeds-authority-bil-maher-real-liberalism-hour-2-encore-dr-sherri-tenpenny-and-pat-mil/

Just taking a moment here to thank our Relentless Tribe for really getting yourselves involved in the work that I had originally kicked off to improve the outcomes for CKD (chronic kidney disease) patients in this country. With the momentum that we have so far, this Relentless Tribe of ours, we are really (for reals) going to produce measurable improvements for patients with CKD—so many of you, not just talking but actually out there, actively doing what you need to do so that patients do better, and it's making a difference. I have talked to doctors, other clinicians, administrators, IPAs, other provider organizations big and small, payers, societies, a great data company, a number of you who are consultants. It's crazy what we have been able to build so far, and we've been doing this for less than a year. The Relentless Tribe … let me tell you, we move mountains. We get patients properly diagnosed. We get them into appropriate treatment plans. What restores my faith in these rough times, we have encountered one PCP, one clinician after another; and the second that we show them the “as per the guidelines” way to accurately diagnose and stage chronic kidney disease (which is not just using eGFR for those clinicians who might be listening), yeah, that's it! These are great doctors, and they switch it up. They switch up what they are doing, and that makes my heart warm. These are doctors across the board, from ones in independent practices to ones maybe employed by academic medical centers. And once they have the right information, they use it. And it's a wonderful thing, and I cannot thank everybody who has contributed enough. We are making real differences in patients' lives. If what I am doing speaks to you in any way, please hit me up, because we're cooking with gas and I could not be prouder of this community of change agents that we have built here. You're amazing. You know what needs to be done, and you're not afraid to do it. Now, back to our regularly scheduled programming. In this healthcare podcast, I am talking with Secretary David Shulkin, MD, and Erin Mistry. Here's the first reason why I was interested in taking this interview after their public relations firm contacted me. We were at the thINc360 conference in DC earlier this summer, and I heard them talking about a new innovation to help patients on dialysis not die from infections, which … didn't realize how common that was and it seemed like a nice adjacency to our ongoing CKD work. I also thought this might be an opportunity to learn a little bit more about what's going on with hospital-acquired infections and infection control. Superbugs are hella scary, but one thing I'm just gonna point out—and, small sidebar here, but listen to the show with Bruce Rector, MD (EP300) for more on this—in recent times, I don't think there has been a pharma company who has managed to launch an antibiotic and achieve commercial success. So, what can easily wind up happening under the current payment model is that instead of just using the new antibiotic to treat resistant cases, there's this perverse incentive to push for the drug's use more broadly because more prescriptions, more money. But when the new antibiotic is used more broadly, that actually reduces its effectiveness against those resistant infections that it is here to treat. Okay … back to bloodstream infections now, which is the topic of the conversation today. If a patient has a central line infection and then gets sepsis, their chances of readmission within 30 days is almost 99%. This is not a little cohort. It's not small potatoes we're talking about here either. As Secretary Shulkin says during this interview that follows, if you're gonna make a preventative care economic case study, do it on hospital-acquired infections and, most particularly, those with central lines that lead to sepsis. Even with very short time horizons, you can make that case. So, that was two reasons for this interview. The third: I've been extremely intrigued by how and why decisions get made in hospitals for whether or not to buy and use potentially expensive new innovative things—specifically, innovative new things which are used during inpatient goings-on paid for with a DRG. DRG stands for Diagnostic Resource Group. Medicare (and others a lot of times) pays hospitals a flat sum to care for a patient coming in with heart failure or sepsis or needing dialysis, regardless of what services are actually delivered. There are something like 13,000 diagnoses and 5000 procedures that Medicare pays for with a DRG lump sum payment. It's up to the hospitals to make sure they buy low and sell high. So, you can see where this is going. A hospital can't go tell Medicare, “Hey, we just got some fancy new equipment or a better IV drug, so now we're gonna charge more.” The DRG is what the DRG is, and if the hospital chooses to spend more on the cost of goods, then the hospital makes less money. This is kind of along the same lines as Marty Makary, MD, MPH, talks about in his book Unaccountable. The purchasing department or some administrator somewhere is making decisions about what monitors to put in the ORs, and they pick the cheap ones that don't have the color contrast that the surgeons need to do a good job. But the monitors are cheaper, and the hospital can't pass on the costs. So, from a strictly purchasing perspective, it seems like fiscally solid purchasing, even if doctors are not on board with the decisions and patients have worse outcomes. Seems like somebody over at CMS figured this out, and to solve for the “purchasers or administrators or whomever who are not willing to lose money by using new stuff,” Medicare introduced this extra payment opportunity, which we'll get into in the interview today. But the short version is this: Biotech companies, device companies, others who are innovators can apply to get Medicare to pay a so-called NTAP to healthcare delivery organizations who use the new product. NTAP stands for new technology add-on payment. Again, these are additional Medicare payments in the inpatient setting that may be available to those who use certain qualifying new technologies as part of services rendered that are normally part of a DRG. Here's my assessment of the tension between hospitals and plan sponsors because, yeah, when hospitals get paid more for something, that is coming out of somebody's wallet. If we assume that we're talking about an innovation that actually produces better patient outcomes, I don't know how anyone can say there's a right answer here. If the innovation is expensive, you're gonna have payers worried about the money, and fair enough. I can easily hear them saying something like, “We're already paying however much to the hospital, and now there's an additional charge that's allowed on top of the DRG?” On the other hand, if I'm a patient, yeah, it would kinda suck to not get the innovation that's gonna save my life or whatever because the payers insist on paying no more than the DRG and the hospital won't pay out of their own pocket. Really enjoyed my conversation today with Secretary David Schulkin. Secretary Shulkin spent his career running healthcare systems, mostly in the Northeast. A number of years ago, he entered the Obama administration to run the VA (Veterans Affairs) healthcare system. In the Trump administration, Dr. Shulkin was in the Cabinet as the Secretary of the Department of Veterans Affairs. Secretary Shulkin now has a consulting firm and is working with CorMedix. Erin Mistry, my second guest today, spent her career in health systems and then in biopharma. She now works for CorMedix. My sincere thanks for helping validate a couple of facts in this intro to Scott Haas, Autumn Yongchu, and Erik Davis from USI. For more on the topic of hospitals getting paid to administer drugs through a patient's medical benefit, listen to the show with Autumn Yongchu and Erik Davis (EP370). They cover the ways hospitals sometimes can figure out how to charge plan sponsors and patients 6x the cost of the drug. Acronym alert! CVC, which comes up a couple of times in the interview that follows, stands for central venous catheter, which is something that many dialysis patients have. Second Acronym Alert! QIDP stands for Qualified Infectious Disease Product. A QIDP qualifies for a special NTAP incentive specifically for infectious disease products. So again, just recapping what an NTAP is. It's a new technology add-on payment, and it's paid for by CMS, who has studied the new technology thing and determined that they actually want hospitals to be using it. So, they're willing to pay more than the DRG if a hospital uses this thing, because they recognize if they don't pay more, then the hospital won't eat the cost. And just because of all the focus on infectious disease right now, these qualified infectious disease products have some prioritized status over at CMS relative to getting the NTAP designation.   You can learn more by connecting with Secretary Shulkin, Erin, and CorMedix on LinkedIn.     Honorable David J. Shulkin, MD, was the ninth Secretary of the US Department of Veterans Affairs (VA), having been appointed by President Trump. Secretary Shulkin previously served as Under Secretary for Health, having been appointed by President Obama and confirmed twice unanimously by the US Senate. As Secretary, Dr. Shulkin represented the 21 million American veterans and was responsible for the nation's largest integrated healthcare system, with over 1200 sites of care serving over 9 million veterans. Prior to coming to VA, Secretary Shulkin was a widely respected healthcare executive, having served as chief executive of leading hospitals and health systems, including Beth Israel in New York City and Morristown Medical Center in northern New Jersey. As an entrepreneur, Secretary Shulkin founded and served as the chairman and CEO of DoctorQuality and has served on boards of managed care companies, technology companies, and healthcare organizations. Since leaving government, Secretary Shulkin has been the University of Pennsylvania Leonard Davis Institute Distinguished Health Policy Fellow and Professor at the Jefferson University College of Population Health. He is a board-certified internist and received advanced training in outcomes research and economics as a Robert Wood Johnson Foundation Clinical Scholar at the University of Pennsylvania. Over his career, Secretary Shulkin has been named one of the “100 Most Influential People in American Healthcare” by Modern Healthcare.   Erin Mistry is executive vice president and chief commercial officer of CorMedix, appointed in January 2023. She served as senior vice president of payer strategy, government affairs, and trade from 2020 to 2022. She leads the company's commercial strategy and execution. Erin brings over 15 years of industry experience at the executive level, from consulting to in-house executive management. Prior to joining CorMedix, Erin was vice president of market access at Intarcia Therapeutics, responsible for pricing, coverage, access, real-world evidence (RWE), and channel strategy for a competitive product in type 2 diabetes. Erin was also senior managing director at Syneos Health, where she was responsible for the global P&L of the Value Access Practice. In this capacity, Erin consulted on commercial strategy and market access with emerging, mid, and large biopharma across a broad range of therapeutic categories. Erin holds an undergraduate and master degree in biomechanical engineering from North Carolina State University.   10:17 What is happening with antimicrobial stewardship and combatting antibiotic resistance? 11:22 How is CorMedix working to prevent infections caused by catheters, and who is paying for the innovation to prevent this type of infection? 12:38 Why should hospitals pay for new innovations like the one created by CorMedix? 14:32 What do hospitals need to do in order to realize the benefit of this new innovation? 16:14 What does antimicrobial stewardship mean to Secretary Shulkin? 17:06 “If we continue to ignore this and not use antibiotics appropriately, it's simply a matter of time before the superbugs figure out how to take over.” —Secretary Shulkin 18:32 “Anytime you have a preventative medicine, you have to have an economic story.” —Erin 20:55 Who is using this product, and who is paying for it? 21:38 What needs to be considered if rolling out an innovation like this broadly? 24:47 How does an innovative product qualify for an NTAP? 26:37 “It's not just financial economics; it's mortality data.” —Erin 28:08 What does Secretary Shulkin see as “shifting the paradigm”?   You can learn more by connecting with Secretary Shulkin, Erin, and CorMedix on LinkedIn.   @DavidShulkin and Erin Mistry of @CorMedix_News discuss payment for #innovation in #hospital procedures and #DRG on our #healthcarepodcast. #healthcare #podcast #digitalhealth #hcmkg #healthcarepricing #pricetransparency #healthcarefinance   Recent past interviews: Click a guest's name for their latest RHV episode! Keith Passwater and JR Clark (Summer Shorts 7), Lauren Vela (Summer Shorts 6), Dr Jacob Asher (Summer Shorts 5), Eric Gallagher (Summer Shorts 4), Dan Serrano, Larry Bauer, Dr Vivek Garg (Summer Shorts 3), Dr Scott Conard (Summer Shorts 2), Brennan Bilberry (Summer Shorts 1), Stacey Richter (INBW38)