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Most authors and speakers build their entire brand in one market and never realize how small that is compared to what's possible. In this episode, Kelly sits down with Gautam Ganglani, who has spent three decades bringing the world's biggest authors (Jack Canfield, Brian Tracy, Robin Sharma, Marshall Goldsmith, and more) to the Gulf region and India, to talk about how to take a book and a speaking career truly global. Gautam shares the story of Right Selection, the 30-year family legacy his father started as a Dubai bookstore and grew into live events and executive development, and the principle that kept it thriving across generations. He and Kelly get into the exact playbook for going global, finding a regional publishing partner, building the brand virtually through podcasts and webinars, then landing a concentrated speaking roadshow, and the hard data behind the 10,000-copy tipping point that can take a book from a few thousand sales to 6-figures. What's inside: How to take your book global (publishing, virtual brand-building, and a roadshow) The 10,000-copy tipping point, and how bulk buys accelerate it The common trait of the world's top authors and speakers Breaking Bread: relationships as your best marketing strategy Timestamps 01:30 — London, Dubai, Mumbai: Gautam's global background 03:30 — Right Selection: a 30-year family legacy in three decades 06:00 — The key to lasting across generations: adapt, pivot, reinvent 08:00 — Reinvention as an invitation, not a sign of failure 10:00 — The hallmarks of the world's top authors and speakers 12:30 — The "power hour" every great speaker protects 14:00 — Your book as your business card, built across multiple verticals 15:30 — How to take your book global, step by step 18:00 — Comparing the US book landscape to the Gulf and India 20:30 — Bulk buys in place of speaker fees 22:00 — The 10,000-copy tipping point (and the data behind it) 24:30 — Why US success gets noticed globally 26:30 — Building an international speaking roadshow in one trip 28:30 — Breaking Bread: the origin of the concept 33:00 — 150 dinners at home: relationships as the best marketing 35:30 — Human AND AI, not human vs. AI 38:30 — Where to connect with Gautam, and what's next Resources & Mentions Connect with Gautam Ganglani, CEO of Right Selection, author of Breaking Bread: Building Meaningful Relationships for Long-Lasting Success, on LinkedIn: https://www.linkedin.com/in/gautamganglani/ or visit https://www.gautamganglani.com to get a preview of Breaking Bread.
Repeat guest, Tanner Dannish, founder of Frontiersmen Gear, joins the show for a recap of his eventful September elk season in BC and a debrief with Adam on his Wyoming archery elk hunt. Two vastly different hunts with two very different outcomes. @frontiersmengear --------------------------- TRUSTED PARTNERS: For over 100 years Leica has set the standard for premium optics. From spotting scopes to binoculars, rifle scopes and the new CRF MAX rangefinders, Leica is the choice for those who accept no compromises. onX Hunt is the most powerful 3D mapping solution for hunters. Get your FREE trial today. If you're already a member, check out the exclusive offers and perks available when you upgrade to an Elite Member. Spartan Precision Equipment is built for the mountains. Ultra-lightweight, packable, and versatile across shooting platforms. Be sure to check out their new Springbok line of products and the Ascent and Javelin series. If you're interested in becoming a truly competent, confident and capable rifleman the Modern Say Sniper platform and Modern Day Rifleman community need to be on your radar. Digital courses, podcasts, videos, and in-person instruction taught by one of the best in the industry. Tired of gut rotting instant coffee? Check out This Is Coffee and get yourself some great instant coffee for when you're in the backcountry or on the road. --------------------------- CONSERVATION ORGS TO SUPPORT: Go to Wild Sheep Foundation to find a membership option that suits your budget and commitment to wild sheep. Go to Wild Sheep Society of BC to become a member, enter raffles, buy merch and support BC's wild sheep populations. Go to Rocky Mountain Goat Alliance to find a membership option that suits your budget and commitment to conserving mountain goats and their habitat.
What if God is closer than you think? The Story of God Collective is a place for honest questions, unexpected stories and conversations about Jesus, faith, doubt and life. You don't have to have it all figured out. Discover The Story of God. Find your place in it.
Hate feeling salesy? Good. That means you actually care about your clients. Now let's give you the skills to match. Weaver Sales Academy built a training platform for insurance agents and teams who want to ask for the business with confidence, handle objections without pressure, and close more deals by leading with service instead of a pitch. No cheesy scripts. No used car salesman energy. Just real conversations that protect more families and grow your book.
In this episode of The Poultry Nutrition Blackbelt Podcast, Alexandre Bonadiman Mariani, PhD candidate in Animal Nutrition pursuing a joint degree between Laval University in Canada and the University of Tours / INRAE in France, explains why precision phosphorus nutrition may require moving beyond fixed ingredient values. He discusses a meta-analysis developed to predict digestible phosphorus based on calcium, phytate phosphorus, non-phytate phosphorus, and phytase supplementation. Learn how dynamic prediction systems can help to support more precise, economical, and sustainable broiler nutrition. Listen now on all major platforms!Click here to read the full research article!“As dietary calcium rises, phosphorus digestibility usually declines, while phytase can erase that negative effect only up to a plateau.”Meet the guest: Alexandre Mariani is a PhD candidate in Animal Nutrition pursuing a joint degree between Laval University in Canada and the University of Tours / INRAE in France. His research focuses on phosphorus and calcium nutrition in poultry, particularly nutrient digestibility, phytase efficacy, predictive modeling, and precision feeding strategies for efficient and sustainable production. Listen to Alexandre Mariani on the Poultry Nutrition Black Belt Podcast, available on all major platforms.Liked this one? Don't stop now — Here's what we think you'll love!What you'll learn:(00:00) Highlight(01:44) Introduction(03:01) Variable phosphorus digestibility(04:42) Phytate phosphorus complexity(05:57) Meta-analysis of broiler studies(08:44) Calcium effects(10:44) Comparing available P systems(14:14) Closing thoughtsThe Poultry Nutrition Blackbelt Podcast is trusted and supported by innovative companies like:* Fortiva* Kemin- Poultry Science Association- Anitox- DietForge
If you think about it, this podcast is our hustle. (Minus the money.) Join us for a discussion of Hustle, Baby by Priya Guns. We talk about the distinctive voice, quirky characters, the (North) American Dream, and how this is eerily similar to another book we covered recently! We're headed back into the CoHo-verse on October 13 to talk about the Verity film adaptation, so you don't want to miss that Othersode. Then read along with us for our October 27 Bookpisode about The Secret World of Briar Rose by Cindy Pham. We'll be joined by special guest Wizzy from Sailor Moon Wisdom! P.S. October 13 is also Emily's birthday, and her number one wish is that you leave us a rating and review on Apple Podcasts! Don't let the birthday girl down!TOC:30 – Welcome, and intro6:47 – Book intro9:20 – Characters21:15 – Mary on Mary25:41 – The (North) American Dream43:05 – the ending50:54 – Comparing to Lost Lambs59:04 – The snake1:01:00 – Ratings1:12:07 – What's up next?
Send us Fan MailRevenue may look strong on paper—but if the cash isn't there when you need it, your business can still be in trouble.In this episode of Scaling with People, host Gwenevere Crary sits down with Elaine Bogart, fractional CFO and financial leadership advisor, to demystify the numbers founders need to understand before scaling.Together, they explore why revenue, profit, and cash are not the same thing and how a gap between making a sale and receiving payment can put pressure on payroll, operations, and business runway.Elaine also explains how founders can use forecasting, AI, and the right financial leadership to make better decisions, avoid expensive surprises, and build a stronger financial foundation for growth.In this episode, you'll learn:Why revenue does not always translate into available cashHow payment delays can create dangerous cash-flow gapsWhy founders should model when money comes in—not just when sales are madeHow to build and maintain a practical 13-week cash forecastWhy short-term forecasts should be more detailed than longer-term projectionsThe key financial numbers founders should understand, including revenue, payroll, operating expenses, margins, and profitabilityHow AI can support forecasting and why human review is still essentialWhy founders should compare forecasts against actual results and investigate major variancesThe difference between cash-basis accounting and accrual accounting under GAAPWhy businesses should consider their long-term goals when choosing an accounting methodHow to determine whether your company needs a fractional, project-based, or full-time CFOThe difference between an advisory fractional CFO and a more embedded financial leaderHow to choose a CFO based on your company's current needs and stage of growthWhy putting numbers behind your intuition can lead to better business decisionsKey takeawayA strong sale is not the same as strong cash flow.Founders need visibility into when cash will arrive, when expenses must be paid, and how much runway remains. A regularly updated cash forecast—combined with sound financial leadership—can help business owners make smarter decisions before a cash shortage becomes an emergency.About Elaine BogartElaine Bogart is a fractional CFO who works with founders, CEOs, and leadership teams across digital media, technology, creative agencies, professional services, and other industries. She helps businesses strengthen their financial systems, improve forecasting, prepare for growth, and make informed strategic decisions.Chapters00:00 — Welcome to Scaling with People01:32 — Meet Elaine Bogart02:28 — Turning finance into a strategic partner04:13 — When spreadsheets and intuition stop working06:03 — The cash gap between sales and payment07:10 — Improving payment terms and cash flow08:53 — How far ahead should founders forecast?10:00 — Building a 13-week cash forecast10:48 — The financial numbers founders should know12:32 — AI forecasting and the need for human oversight15:15 — AI workflows for forecasting and planning17:45 — Using assumptions and asking better questions18:28 — Comparing forecasts with actual results19:22 — How forecasting can change business decisions21:10 — Cash accounting versus GAAP accounting24:22 — When should a company use GAAP?25:44 — Choosing the right CFO for your stage30:10 — Advisory versus embedded fractional CFO support31:09 — The financial habit every founder should build32:42 — Closing thoughtsConnect with Scaling with PeopleIf this conversation helped you think differently about your company's financial health, share it with another founder or business leader who needs better visibility into their numbers.Scaling isn't just about speed. It's about people.Support the show
Expectations for the 3rd Trump-Xi summit since Trump returned to power were modest, and the meeting delivered limited concrete outcomes: a two-month extension of the trade war truce, lower tariffs on some US and Chinese goods, an agreement to talk more about AI risks, two pandas for the Atlanta zoo, and a potential MOU between the US and Chinese militaries on crisis prevention and management. As I wrote in an analysis of the summit, Xi Jinping came away with a larger diplomatic and strategic win. He was greeted personally by President Trump upon arrival at Andrews Air Force Base and hosted for a lavish White House dinner. Those optics can be displayed to the domestic Chinese audience as evidence that China is now a peer of the United States, and its leader Xi is a peer of the US president, Donald Trump. Summits are rare opportunities to advance policy agendas, and this meeting fell short. The two leaders reportedly talked for about 90 minutes with consecutive interpretation. In my view, the leaders of the world's two largest economies failed to seize the opportunity to discuss how to address bilateral, regional and global challenges: AI risks, technology competition, Taiwan, China's rare earth exports, and the wars in Ukraine and the Middle East. The result was a summit that preserved the fragile stability in the US-China relationship without addressing the broader challenges that make it so consequential. On today's episode, we'll talk to a renowned Chinese scholar about his perspective on the summit and where U.S.-China relations may be headed next. I'm pleased to welcome Dr. Da Wei, Director of the Center for International Security and Strategy at Tsinghua University and one of China's leading scholars on U.S.-China relations. Timestamps: [00:00] Introduction [02:32] Competing Views of a New Framework [05:19] Will a Warm Reception Lead to Changes in Chinese Policy?[10:18] Will the Fourth Period Effort Last? [14:02] Barriers to Bilateral Dialogue [18:07] Comparing the U.S. and Chinese Readouts [21:24] Beijing's View of a Military-to-Military MOU [25:41] Greater Chinese Confidence = Greater Restraint [31:17] Trump and Xi on Taiwan [36:58] Lai Ching-te and Cross Strait Integration [40:20] What Can Be Achieved In Between
How can we explain vivid, life changing experiences and true perceptions occurring in patients between brain death and resuscitation? What are the implications of true information being anomalously communicated during these experiences? What are the implications of some children being able to access the memories of deceased people? Why do such a high portion of these kids remember a traumatic death?In this episode we have the two fascinating phenomena of near death experiences, and access to deceased peoples memories to look into. So, we discuss the history of NDE research, the main repeating components of the experiences and some of the anomalous information received; we talk about the radical changes in meaning, purpose and world views after such experiences; and the difficulties integrating this with their previous daily lives and relationships. Then we switch and look at the research into children who appear to have memories of people who are no longer alive, and the attempts to identify the dead person and verify if these things actually happened to them. And of course we're going to look at the implications of these anomalous phenomena for life, death, consciousness and the nature of reality.Our guest today is a psychiatrist and neuro-behavioural scientist in the Division of Perceptual Studies at the University of Virginia, Marieta Pehlivanova. She's the author of 12 scientific papers, many co-authored with Dr. Bruce Greyson, the founder of the International Association for the Study of Near Death experience, who recommended Marieta in his stead now he is unable to give interviews any more. Please feel free to donate to the Division of Perceptual StudiesDonation · University of Virginia · GiveCampusGetting funding to study anomalous phenomena is harder than ever, and we don't want this research to drop off the map.What we discuss: 00:00 Intro.06:45 Near Death Experiences.06:25 The Dept Of Perceptual Studies (DOPS), UOVirginia.14:15 Near Death Experience Scale: Features of NDE in psychiatry.18:15 Not everyone has the life review.19:30 Anomalous features. 26:20 The new Near Death Experience Contents Scale.28:20 NDE is hard to put into words.31:20 Mental health and integration support for NDErs.39:20 Metaphysical implications of NDEs.43:00 The afterlife hypothesis.44:00 The prejudice caused by our experience of the arrow of time.46:00 NDErs say, “everything is happening at the same time”.49:25 Children who have dead peoples memories, reincarnation-like cases - Ian Stevenson & Jim Tucker.52:30 How the accuracy of the memory is investigated.55:31 Habitual or biological similarities between child and remembered person.56:00 Resistance in jumping to the reincarnation hypothesis.58:30 %60 of the kids recall a traumatic death, some have trauma symptoms01:02:00 Comparing brain scans of these apparently traumatised children.01:04:45 New research coming on autobiographic memory pathways.01:07:30 Epigenetic and genetic approaches.01:07:50 Potential to explain intergenerational trauma mechanism.01:10:45 Metaphysical implications of children's memories of dead adults.01:15:30 Assessing claims that those who accept psi lack critical cognitive ability.References:International Association for Near-Death Studies (IANDS)Greyson's Near-Death experience scaleCharlotte Martial et al. 2020. 'The Near-Death Experience Content (NDE-C) scale'.Bruce Greyson, ‘Seeing Dead People Not Known to Have Died: “Peak in Darien' Experiences'.Pehilvanova, M. ‘Support needs after a near-death experience: A quantitative study with experiencers'.Sadeghi, S. Et al. ‘A large-scale analysis of temporal patterns in children's purported past-life memories: Shorter intervals following unexpected deaths'Helené Wahbeh et al. ‘Genetics of Psychic ability - A pilot case-control exam sequencing study'Marieta Pehilvanova, ‘Cognitive styles and psi: psi researchers are more similar to skeptics than to lay believers'
While it remains the dominant choice for streaming music, the number of New Zealanders listening to Spotify has dropped since 2024.
OSU Gets BIG Win at WV! Reacting to OU's Loss to Georgia. Comparing CFB Schedules! Thunder Around The Corner! MUCH MORE!!!See omnystudio.com/listener for privacy information.
If you've watched someone else with a far worse diagnosis recover faster than you, this session explains why — and it isn't because something is wrong with you. If you've got a herniated disc, degenerative disc disease or spondylolisthesis at L4/L5 or L5/S1 and you've been comparing your recovery to someone else's, this is for you. Ten people with the exact same herniation will have ten completely different outcomes, and it's rarely the injury itself that decides it. It's the environment that injury has to live in.
We know... it's been a long old international break already. But we're back to discuss all things surrounding Watford in the past couple of weeks!The supporters board's meeting with the club, NINE players go away on international duty leaving less fit players than staff at London Colney.Senior players have reportedly complained about the playing squad but support for Dionisi remains strong - how do Ned and James feel about it?Comparing previous seasons to this year - is this the best style of football from the worst playing squad? find out on this international break special!Let us know your thoughts!! Follow us on Twitter! @yellowsqurdpodFollow us on Instagram! @yellowsquaredpodFollow us on TikTok! @yellowsquaredpod
Just because something can be measured doesn't mean it deserves equal weight when you're thinking about your health. Episode #277
Kessonga and Robin answer questions about how not to compare yourself to others on social media, being present in relationships, and recommended books for dealing with change. Follow Robin here or at Well…Adjusting and follow Kessonga here. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nuclear Muffins sounds like it should launch you into another dimension. This batch? More like a weighted blanket for your brain.This week on Cannabis School, Jesse and Brandon dig into a strain that sneaks up slowly and gets the conversation rolling. We're talking light, fruity flavor, squishy buds, and a high we found calm, clear, and surprisingly suited to getting creative. The number on this bag wasn't huge—but we had plenty to say about the experience.We also get into why we keep coming back to flower, our ongoing love affair with dry herb vaporizers, and how our early ideas about cannabis changed once we actually experienced it. Naturally, there's a gravity bong story. Because apparently we can't just review a strain and behave.In this episode:Nuclear Muffins' slow build and our firsthand impressions.Why the THC percentage doesn't tell us everything we want to know.THCA labels, minor cannabinoids, and the entourage effect conversation.Flower versus carts—and how our preferences have changed.Vaporizer temperatures, session length, and differences between devices.Unlearning cannabis stigma, one conversation at a time.Chapters00:00 — Welcome to Cannabis School00:27 — Vaporizer love and the borrowed VENTY01:32 — Meet Nuclear Muffins03:00 — THCA labels, THC numbers, and genetics04:34 — First impressions and vaporizer temperatures06:18 — Minor cannabinoids, flower, and carts08:11 — Unlearning the cannabis stigma09:00 — A weighted blanket for your brain11:23 — Confidence, first experiences, and changing perceptions13:22 — Gravity bongs and a party story16:15 — Back to vaporizers and getting more from flower19:25 — Fruity flavor, slow onset, and session differences20:40 — Comparing batches and wrapping up Tried Nuclear Muffins? Tell us how it hit you. Calm and floaty? More intense than our batch? We want to hear about your experience.Love you guys. Stay curious, and we'll catch you next time on Cannabis School.Find everything in one place here:
Podcast experiments are my favorite way to find out what actually works for my show, so I'm making this a tradition! I'm catching up with Whitney Archibald on the experiments we planned last season, then sharing the new ones we're trying. From skipping bonus episodes to vibe coding an app, we're sharing honest results so you can borrow our sustainable podcasting strategies and skip our mistakes.I'm Andi Smiley, a podcast coach for women and host of The Friendly Podcast Guide, where I share podcast marketing strategies that won't take over your life. My guest, Whitney Archibald, hosts two podcasts, has beaten the odds of pod fade, and is the queen of experimenting. Comparing notes with her is always a blast.Topics Discussed in This EpisodeLooking back at our podcast experiments from last seasonWhy a whole season on one topic can lead to podcaster burnoutBalancing an editorial schedule with flexibility for sustainable podcastingWhat happened when I skipped bonus episodes between seasonsTrusting listeners to dig through your archive (418 downloads with no new episodes!)Vibe coding an app that points to your podcast contentWhy I'm focusing on Pinterest as a podcast marketing strategy this seasonKey TakeawaysBuild flexibility into your schedule. Whitney found that one deep-dive topic per season keeps her excited, which makes podcast experiments easier to sustain.Look at your numbers. My first month back had the same downloads with or without bonus episodes, so I'm skipping the extra stress.Plan breaks around your burnout cycles. Recording extra episodes ahead isn't a real break, and it's one of the best sustainable podcasting strategies I know.Trust your listeners. People search your archive for what they need, so make your website easy to search by topic.Treat every season as a test. My Pinterest-heavy season is proof that podcast marketing strategies can be tried, tracked, and tweaked.Timestamps00:00 Intro and why I'm doing a podcast experiments episode01:46 Whitney's self-reliance season experiment06:22 Finding balance between structure and flexibility07:55 My experiment: no bonus episodes between seasons12:42 Trusting your listeners and your archive14:43 Whitney's new experiment: vibe coding an app20:16 My Season 6 experiment: a Pinterest-focused seasonLinks & ResourcesConnect with Whitney ArchibaldConnect with me on ThreadsFollow me on Pinterest
Adam and Willy discuss the Titans' option of benching Cam Ward and compare Ward to Bryce Young, a former 1st overall pick who was also benched
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
The stock market can be near all-time highs while the majority of stocks are quietly falling apart underneath the surface.That's the hidden problem this video exposes. Market breadth, concentration risk, and participation can tell you a very different story than the S&P 500 or SPY alone. If you only watch the headline index, you may completely miss what is actually happening to the stocks underneath it.The first hidden market force is what I call “swimming naked.” A rising tide can lift almost every stock, but a falling tide reveals which stocks were only performing because the broader market was carrying them. Market breadth helps determine whether the market is actually participating in the move or whether a small number of huge companies are doing all the work.That's where RSP vs. SPY becomes incredibly useful.SPY is a market-cap-weighted version of the S&P 500, meaning the largest companies have a much bigger influence on its performance. RSP gives each S&P 500 stock roughly equal weight. Comparing the two can reveal concentration risk that is hidden inside the headline market.If SPY is holding up while RSP is falling, the market may look healthier than it really is. A handful of massive companies can keep the index elevated even while hundreds of other stocks are weakening.The second hidden force is market participation.MMFI measures the percentage of S&P 500 stocks trading above their own 50-day moving averages. When that percentage falls, more stocks are moving into downtrends even if SPY itself doesn't appear particularly weak.OVTLYR provides another way to see this through the Market Breadth data, showing how many stocks across the OVTLYR universe have bullish versus bearish momentum. Looking beneath the index can reveal whether the market has the participation needed to continue moving higher.Think of the S&P 500 as a general and the individual stocks as its soldiers. A general can look powerful for a while, but if most of the soldiers have already turned and are running the other direction, the situation can change very quickly.That's why concentration risk matters.When a small number of mega-cap stocks are responsible for holding up the market while the equal-weight index and market breadth deteriorate, the leaders become increasingly important. If those leaders eventually weaken, the broader market can change very quickly.The good news is that you don't need complicated analysis to see this. RSP, SPY, MMFI, and OVTLYR Market Breadth can give you a quick snapshot of market health and participation.The goal isn't to predict exactly when the market will fall. It's to understand whether the market is giving you the broad participation and momentum you want before putting capital to work.✅ Market breadth and why SPY can hide weakness✅ RSP vs. SPY and concentration risk✅ MMFI and the percentage of stocks above their 50-day moving average✅ OVTLYR Market Breadth and bullish vs. bearish momentum✅ How to tell if the market is actually healthy underneath the surfaceIf the market is near all-time highs but your stocks keep struggling, there may be a reason. Sometimes the problem isn't your stock selection. The tide itself is changing.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.
In the final part of the Retire With Style Live Q&A, Wade and Alex tackle listener questions on tax-efficient retirement withdrawals, Roth conversions, Social Security, sequence-of-returns risk, annuities, and buffered ETFs. They explain why smart tax planning goes beyond simply filling tax brackets, how to think about Roth conversions with lifetime taxes in mind, and when strategies involving HSAs, MYGAs, and annuities may play a role. It's a practical look at how the different pieces of a retirement income plan can work together. Listen now to learn more! Takeaways Tax brackets alone don't tell the whole story: Roth conversion decisions should consider your effective marginal tax rate, including interactions with Social Security taxation, IRMAA, capital gains, deductions, ACA subsidies, and other tax provisions. The goal isn't necessarily to eliminate your traditional IRA: Converting too much to Roth could leave you without enough taxable income later to take advantage of the standard deduction and other low-tax opportunities. Roth conversions can be front-loaded or spread over time: The better approach depends on the effective marginal tax rates available to you now versus those you may face later. Withdrawal sequencing should account for lifetime taxes, not just this year's bill: Comparing taxable, IRA, and Roth withdrawals can help determine which source makes the most sense after considering the broader tax consequences. Saved HSA receipts may provide another strategic source for paying Roth conversion taxes: Qualified reimbursements could potentially provide tax-free funds in a year when a large conversion creates a significant tax bill. MYGA ladders can potentially serve double duty before Social Security: They may function as a buffer asset during poor markets while allowing interest to remain tax-deferred when the funds aren't needed, preserving room for Roth conversions. Buffered ETFs trade some market upside for downside protection: They can potentially fill a structured-return role similar to certain indexed annuities when lifetime income guarantees aren't the objective. Paying Roth conversion taxes from an IRA isn't automatically a mistake: For those at least 59½, Wade notes that it can be workable, provided the additional taxable distribution needed to pay the tax is included in the conversion calculations. Annuities inside an IRA may have an unexpected RMD-planning role: Wade describes emerging “RMD Shield” research examining whether annuity payments can help satisfy RMD requirements while reducing required distributions from other IRA assets and potentially preserving a larger legacy. Chapters 00:00 Introduction to Retirement Tax Strategies 02:10 How the Tax Map Calculator Helps Minimize Taxes 04:03 Planning Roth Conversions and Managing RMDs 06:06 Using HSA Receipts for Tax Efficiency 08:01 Understanding IRMA Thresholds and Future Planning 11:05 Evaluating Roth Conversion Strategies: Gradual vs. Upfront 13:08 Effective Marginal Tax Rate and Its Importance 15:59 Handling Insufficient Assets for Roth Conversions 18:05 Buffered ETFs and Annuities as Retirement Tools 22:10 Paying Taxes from IRA and Managing Infinite Loops 25:04 Using Annuities to Reduce RMDs and Boost Legacy 26:50 Future Research and White Paper on RMD Shield Links
How to Talk About God Without Feeling Awkward | A Practical Guide to Better Faith Conversations Many Christians want to talk about their faith but hesitate because they're afraid the conversation will become awkward, uncomfortable, or argumentative. In this practical message recorded before a live audience, Lenny Esposito explains why effective faith conversations aren't about winning debates or having all the answers. Instead, they begin with listening well, asking thoughtful questions, understanding worldviews, and engaging people with grace. Learn simple strategies you can use immediately to have better spiritual conversations with friends, coworkers, family members, skeptics, and seekers.
Illinois Fighting Illini vs. Purdue Boilermakers football preview! Mike Cagley is joined by Purdue expert Ryan Dowd of Boiled Sports to break down the matchup, Illinois' defensive coordinator change, Purdue's defensive struggles, key players and the Big Ten factors that could decide the game. Can Bret Bielema stabilize the Illini defense following Bobby Hauck's departure? Will Illinois generate more pressure and force turnovers—or will Purdue quarterback Ryan Browne take advantage of the Illini secondary? Mike and Ryan examine both teams' strengths, weaknesses, injuries, coaching decisions, NIL resources and paths to victory. In this episode: Illinois' defensive coordinator shakeup Why both defenses have struggled Ryan Browne and Purdue's passing attack Illinois' offensive opportunities against Purdue Key injuries and offensive line concerns NIL spending and roster construction in the Big Ten Players who could change the game What this matchup means for Bret Bielema and Barry Odom Why Illinois vs. Purdue could become a high-scoring battle ️Episode Rundown 00:00 Illinois vs. Purdue football preview 00:55 Comparing the Illini and Boilermakers defenses 02:00 Illinois' defensive coordinator change and possible adjustments 03:00 Can either defense pressure the quarterback? 05:15 Purdue defensive coordinator Kevin Kane under scrutiny 07:15 Talent, NIL spending and competing in the Big Ten 10:35 Indiana's turnaround and Purdue's program challenges 13:35 Purdue quarterback Ryan Browne and the passing attack 15:20 Purdue's receivers, tight ends and running backs 17:00 Lessons from Illinois-Ohio State and Purdue-Notre Dame 18:45 Purdue's offensive line injuries and quarterback protection 20:15 Why Purdue has struggled to finish games 22:00 How much can one quarterback elevate a football team? 24:20 Illinois' injury situation and offensive line outlook 25:30 Purdue's defensive scheme and communication problems 27:15 Former Illinois players on the Purdue defense 28:40 The numbers point toward a potential shootout 30:15 Illinois players who could make the difference 32:15 Why the Illini offense must play aggressively 33:30 Bret Bielema's decision following Bobby Hauck's departure 38:00 Barry Odom's situation and Purdue's rebuilding challenge 39:30 Illinois football history and the value of program stability 42:20 Ryan Dowd and Boiled Sports 43:10 Join IlliniGuys.com for insider Illini coverage 45:30 Upcoming coverage and final thoughts Get premium University of Illinois coverage for only 27 cents per day: Visit https://IlliniGuys.com for insider reporting, recruiting updates, subscriber message boards, game-day discussion and analysis covering Illinois football and basketball. If you enjoy in-depth Fighting Illini coverage, like this video, subscribe to the IlliniGuys YouTube channel and turn on notifications so you never miss an episode of I on the Illini. Who wins Illinois vs. Purdue—and what must the Illini defense change? Share your prediction in the comments! Follow Mike Cagley on X: @MikeCagley Follow IlliniGuys on X: @Illini_Guys Find Ryan Dowd and Boiled Sports: @BoiledSports #Illini #IllinoisFootball #FightingIllini #PurdueFootball #BigTenFootball #CollegeFootball #IlliniGuys #IOnTheIllini Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
FREE LIVE WEBINAR: Feel Better About Your BodyOctober 1 at 9:00 AM PacificReplay available if you can't attend live.Save your spot HEREHow much time and mental energy do you spend thinking about your body?Getting dressed. Looking in the mirror. Seeing yourself in a photo. Comparing yourself to another woman. Thinking about the five pounds you want to lose or the one part of your body you wish looked different.Poor body image isn't only about whether you like the way you look. It can affect your confidence, presence, intimacy, fun, and how fully you experience your life. In this episode, I'm talking about how we unintentionally train our brains to focus on what's wrong...and why changing your body and changing the way you experience your body are two very different kinds of work.And yes...you can absolutely want to lose weight, get stronger, look better, and continue improving your health while also feeling better about the body you're in right now. I'll also give you one simple practice you can start using this week to become more aware of your own body image patterns. Enjoy~CourtneyCurrently, I work with women privately and in my monthly membership. Click HERE to head to my website to learn more.
In partnership with Australian Dialogues, join host John Anderson for a compelling constitutional debate filmed at NSW Parliament House. Moderated by Professor Rosalind Dixon, the panel included former Australian High Court Justice Michael Kirby, US Circuit Judge Andrew Oldham, and legal scholar Professor Nicholas Aroney. Together, they tackle one of the most consequential questions in modern jurisprudence: should a constitution be interpreted through the lens of its original public meaning, or as a dynamic, "living" document that evolves with changing times?The panel examines the deep tensions between originalism and living constitutionalism, contrasting the necessity of objective judicial constraint against the realities of governing modern societies. Comparing the Australian and American legal systems, the speakers debate the role of democratic amendments, rights protection, and the decline of public trust in foundational institutions—offering a sharp, nuanced exploration of who ultimately holds the authority to shape the fundamental laws of a free nation.The Hon. Michael Kirby AC CMGThe Hon. Michael Kirby AC CMG served as a Justice of the High Court of Australia from 1996 to 2009, following appointments as President of the New South Wales Court of Appeal and President of the Australian Law Reform Commission. Renowned as one of Australia's most influential legal thinkers, he has held prominent international roles with the United Nations and the International Commission of Jurists.Judge Andrew OldhamJudge Andrew Oldham serves as a United States Circuit Judge on the U.S. Court of Appeals for the Fifth Circuit, appointed by President Donald Trump in 2018. Prior to his judicial appointment, he served as General Counsel to Texas Governor Greg Abbott, Deputy Solicitor General of Texas, and an attorney-adviser in the U.S. Department of Justice. Judge Oldham is widely regarded as a leading voice in contemporary American jurisprudence and a steadfast advocate for public-meaning originalism and judicial constraint.Professor Nicholas AroneyNicholas Aroney is a Professor of Constitutional Law at the University of Queensland and a leading scholar in constitutional theory, comparative federalism, and legal history. He has held visiting positions at top global institutions, including Oxford, Cambridge, and Paris, and has authored over 100 books, chapters, and journal articles. Professor Rosalind DixonRosalind Dixon is a Professor of Law at UNSW Sydney and Director of the Gilbert + Tobin Centre of Public Law. A former associate to Chief Justice Murray Gleeson and a graduate of Harvard Law School, she is an internationally celebrated expert in comparative constitutional law, constitutional design, and democratic resilience.
Send us Fan MailMost people who start voice over are gone within a year, and usually it isn't because they can't do it. In this episode I go through the four things that make talented people quit and what the ones who stay do differently. Then there's one thing to set up today that will carry you to the end of the year.(02:02) The silence. You send auditions and hear nothing back. That's normal, and it isn't a verdict on you. The person casting is often the producer or the rights holder too, and they can't send notes to 200 people. I went through a stretch of complete crickets myself, and what changed it was changing my style and sending out a lot more auditions.(05:16) The gear spiral. New mics and interfaces, and a studio that's never quite right. Early on you're training your ears for the first time, so every click and mouth noise sounds huge. Nine times out of ten the fix is treating your space, not buying more gear, and then auditioning more.(08:38) Going it alone. We spend hours by ourselves in a closet. With nobody to give you feedback, you repeat the same mistakes a hundred times. The people I see last are part of a community where they can read for others and get notes back.(10:58) The wrong yardstick. Comparing your first year to someone's tenth, or your audio to someone on a $5,000 microphone. You get better at speaking into a mic the more you do it, and that takes time.(14:19) What the people who stay do. They set a weekly audition target and get regular feedback somewhere. Most of all, they track what they do rather than what they book. Bookings and money are the result. The auditions are what you control.(18:43) Do this today. Set a weekly audition number you can keep for the next 12 weeks, through the last quarter of the year, and track it every day.Post a read in the free Facebook group and I'll give you a note. https://www.facebook.com/groups/avosjourneyThere are over 900 free voice over scripts to practise with at https://www.avosjourney.com/scripts/?src=podcast and you can audition for audiobooks at https://academyvoices.comOur live classes are open to anyone during Free Class Week, 12 to 15 October. https://www.avosjourney.com/free-class?src=podcastWhen you're ready to train with us, here's VO Journey Academy. https://www.avosjourney.com/join?src=podcastSupport the showSocial Links: Instagram - https://www.instagram.com/anthony_pica_vo/Twitter - https://twitter.com/AVOsJOURNEYFacebook - https://www.facebook.com/groups/avosjourney/ LinkedIn - https://www.linkedin.com/in/anthonypicavo/
On this episode of The Diving Pod, Heath and Aaron have some fun comparing people in the diving world to athletes, characters, and personalities from both fiction and real life. From legendary athletes to iconic fictional characters, they break down the personalities, leadership styles, competitive mindsets, and unique traits that make certain divers and coaches stand out. It's a different kind of conversation that brings plenty of laughs while showing just how many different personalities and approaches make up the diving community.
Poor hatch rates are not always the incubator's fault. Temperature, humidity, airflow, egg quality, breeder nutrition, storage, turning, and even the room where the incubator operates can influence the outcome.In this Audio Edition, the Poultry Keepers 360 team explains how to prepare and fine-tune an incubator, recognize temperature and humidity problems, manage hatching eggs, and make better decisions throughout the incubation process.Topics include:• Preparing an incubator before setting eggs • Choosing the right location • Temperature and humidity targets • Finding hot and cold spots • Using calibrated thermometers and data loggers • Monitoring air-cell development • Turning and storing hatching eggs • Breeder nutrition and chick vigor • Dry incubation • Cleaning and sanitizing dirty eggs • When to remove chicks from the hatcherCHAPTERS0:00 Understanding the incubator's job1:33 Prepare the incubator before setting eggs2:49 Choosing the right incubator location5:24 Fertility, nutrition, and egg sanitation8:46 Turning eggs correctly10:16 Incubator construction and insulation11:13 Temperature and humidity targets13:44 When to remove chicks from the hatcher16:02 Opening the incubator and recovery time20:41 Finding hot spots and airflow problems26:11 Thermometers, hygrometers, and data loggers31:18 Air-cell development and humidity adjustment34:46 Candling and removing problem eggs37:45 Comparing incubator designs and features44:28 Feeding breeders for better hatching eggs48:50 Cleaning dirty eggs and protecting the bloom55:18 Dry incubation and regional humidity57:12 Storing and turning eggs before incubation1:02:49 How long hatching eggs can be stored1:04:18 Stabilizing a partly filled incubator1:05:33 Hand-turning duck eggs1:08:10 Can poultry be bred year-round?1:13:44 Hatching eggs upright or on their sides1:15:37 Food and water inside the hatcherIf you enjoy thoughtful, experience-based poultry information like this, that's what this channel is all about.Poultry Keepers 360 Helping Poultry Keepers Make Better DecisionsJoin our Facebook Groups:Poultry Keepers 360 - - https://www.facebook.com/groups/354973752688125Poultry Breeders Nutrition - https://www.facebook.com/groups/4908798409211973
At this point, it's comical. LIKE, SUBSCRIBE and COMMENT below Membership gives you the ability to live comment on streams, the draft guide, as well as early access to videos, exclusive shout-outs, and emojis. READ The Hutch Report and get Jake's Behind the Curtain Draft Film, War Room Newsletter + Offseason Mailbags.https://hutchreport.substack.com Follow us:Jake on Twitter: https://twitter.com/hutchdieselDieter on Twitter: https://twitter.com/dieterOn Instagram: https://www.instagram.com/dieterhutch/ Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/all-good-folks/trickyLicense code: SOLKAD39DTA90YDX Chapters (00:00:00) - Intro: 49ers grind out win over Arizona(00:00:52) - Injury roundup: Trent Williams, Mike Evans and more(00:01:40) - Mike Evans' incredible catch and Hall of Fame case(00:04:39) - Cataloging the injury carnage(00:07:04) - Jordan Watkins' opportunity amid the chaos(00:09:07) - Big picture: injuries don't matter with Brock and Kyle rolling(00:11:35) - Brock Purdy playing at an MVP level(00:12:51) - Breaking down the game-winning final drives(00:17:53) - Christian McCaffrey and George Kittle carry the offense(00:20:04) - Positive contributors: defense and special teams flashes(00:21:55) - Upton Stout appreciation and other defensive notes(00:28:36) - Defensive tackle rotation and Adigizua fit(00:30:59) - Duds: Cowing, Colby, and offensive line struggles(00:34:15) - Jair Brown's mixed bag and closing thoughts on the game(00:38:06) - Schedule notes and upcoming coverage plans(00:38:54) - Fan questions: special teams, EPA, and injuries(00:43:48) - More fan Q&A: Evans health scare and roster fallout(00:49:42) - Run game analysis and defensive run-stopping concerns(00:53:30) - Offensive line performance and outlook(00:57:11) - Comparing backups and looking ahead to Denver(01:00:37) - Final thoughts and sign-off
Comparing yourself to others can push you toward pride or despair, while true spiritual growth begins with humility and an honest look at your own heart.Every night, join Father Joseph Matlak as he ends the day with prayer and reflection. In a few short minutes, and using the Douay-Rheims psalter for his reflections, Father Matlak guides you in prayer and shares a brief reflection and a thorough examination of conscience providing you with the encouragement necessary to go forward with peace and strength. ________________
QMSR became effective on February 2, 2026. Alongside that change, FDA retired the Quality System Inspection Technique (QSIT) and began using the inspection process described in Compliance Program 7382.850.What does that mean for industry and how should we use the new program to prepare?In this episode of Let's Combinate: Drugs + Devices, Subhi Saadeh introduces a four-part series on QMSR inspection readiness. We compare QSIT's four major inspection subsystems with the new program's six QMS areas, explore how risk informs inspection coverage, and identify where industry should start reading.The episode also features an excerpt from Subhi's conversation with Eric Pittman, a former FDA investigator who spent a decade as editor-in-chief of FDA's Investigations Operations Manual.IN THIS EPISODE• What replaced QSIT and where to find it• Why Part III is a useful starting point for industry• How FDA reorganized inspection coverage into six QMS areas• How product risks and risk management documentation help guide record selection• What's coming in the QMSR inspection readiness seriesTIMESTAMPS00:00 QSIT is gone: What changed with QMSR00:50 The new FDA inspection program01:39 The four-part inspection readiness series02:47 Eric Pittman: Where industry should start04:14 Will FDA publish a new QSIT guide?05:06 Comparing the old and new inspection approaches05:47 Four major subsystems to six QMS areas06:57 Inspection models and record selection07:37 Risk, controls, and inspection evidence08:08 What's next in the seriesTHE SERIES1. QSIT to QMSR: Understanding the new inspection program2. Inspection models, coverage, and record selection3. The six QMS areas and how they connect4. Inspection readiness: Preparing people, processes, and records, with lessons from early QMSR warning lettersRESOURCESFDA Compliance Program 7382.850 — Inspection of Medical Device ManufacturersPart III begins on page 20. Attachment A details the QMS areas, elements, and requirements.https://www.fda.gov/media/80195/downloadFDA Investigations Operations Manual — Chapter 5https://www.fda.gov/media/166533/downloadFDA QMSR Frequently Asked Questionshttps://www.fda.gov/medical-devices/quality-management-system-regulation-qmsr/quality-management-system-regulation-frequently-asked-questionsABOUT SUBHI SAADEHSubhi Saadeh is the Founder and Principal of Let's Combinate, a consultant, auditor, and trainer specializing in drug-device combination products, medical devices, and pharmaceutical quality systems. His experience spans quality, R&D, and commercialization, with a focus on design controls, supplier quality, inspection readiness, and translating regulatory expectations into practical execution.Subhi is an ISO 13485 Lead Auditor and an ASQ Certified Quality Auditor and Certified Quality Engineer.CONNECT WITH SUBHIConsulting, audits, and training:https://letscombinate.comLinkedIn:https://www.linkedin.com/in/subhi-saadeh-1169aa21/Schedule a quick chat:https://calendly.com/letscombinate/quick-chatEmail:subhi@letscombinate.comFOLLOW LET'S COMBINATEYouTube:https://www.youtube.com/@LetsCombinateSpotify:https://open.spotify.com/show/71wYadhCrfLsdYTVachpD2Apple Podcasts:https://podcasts.apple.com/us/podcast/lets-combinate-drugs-devices/id1589285792
Host: Charles Turck, PharmD, BCPS, BCCCP Guest: Krina Patel, MD, MSc As CAR T-cell therapy options expand for relapsed or refractory (R/R) multiple myeloma, comparative data may help clinicians weigh efficacy and safety when selecting treatment. One recent matching-adjusted indirect comparison of anitocabtagene autoleucel and ciltacabtagene autoleucel drew on data from the iMMAGINE-1 and CARTITUDE-1 trials to evaluate response and safety outcomes, including cytokine release syndrome, ICANS, infections, and non-relapse mortality. To learn about the findings, their clinical implications, and important limitations of the analysis, Dr. Charles Turck speaks with Dr. Krina Patel, Professor in the Department of Lymphoma and Myeloma at the University of Texas MD Anderson Cancer Center in Houston. She also presented these data at the 2026 International Myeloma Society Annual Meeting.
San Diego State University professor Edward Blum examines the state constitutions created before the U.S. Constitution was ratified in 1787. He explores how states approached questions of political power, representation, and individual rights—and how those early experiments in government helped shape the federal Constitution. Learn more about your ad choices. Visit megaphone.fm/adchoices
Comparing your life to other peoples. Jesse deserves unlimited Taco Bell. How did Fred get his name?Who let the dog out? Dysentery in Thailand.Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.
Leading the week: Phil and Penny Knight's $1B gift to build a new Knight College of Engineering at the University of Oregon — which, fun fact, walks straight into the territory the state system carved out for Oregon State a century ago, so consider this the moment that rivalry got a very expensive new chapter (with Jensen Huang's OSU gifts as the friendly counterweight). Then Rapta closed an $8M round for its manufacturing intelligence platform, and what caught my eye wasn't the number — it was the all-local cap table: Voyager Capital, Elevate Capital, Portland Seed Fund, and Bend Venture Conference, with Diane Fraiman and Kirk Holland taking board seats. I also did a two-part startup-lens read on the Oregon governor's race — comparing Kotek's and Drazan's actual plans, then sitting through the PBJ/OBI forum where neither candidate said the word "startup" once — and landed on a closing thought that's stuck with me: OBI has a room, we don't. Plus Built Festival felt like a genuine family reunion (save the date — 10th anniversary is October 1, 2027), Selena Deckelmann made TIME's Executives of the Year list, and there's now a Calagator-style map for Portland's pop-up food scene, courtesy of a Canard bar manager who got $40K dev-shop quotes and had a regular build it for free instead.LINKS:Selena Deckelmann recognized among 2026 TIME Executives of the Year — https://siliconflorist.com/2026/09/22/selena-deckelmann-recognized-among-2026-time-executives-of-the-year-tech-and-data/TIME Executives of the Year: Tech and Data — https://time.com/collection/executives-of-the-year-tech-data/2026/selena-deckelmann/Looking for Portland pop-ups and food events? Try The List PDX — https://siliconflorist.com/2026/09/24/looking-for-portland-pop-ups-and-food-events-try-the-list-pdx/The List PDX — https://thelistpdx.com/Apply to the Oregon Growth Board — https://siliconflorist.com/2026/09/22/if-youve-ever-been-interested-in-impacting-how-capital-flows-in-oregon-you-may-want-to-apply-to-the-oregon-growth-board/Oregon Growth Board — https://www.oregon.gov/biz/aboutus/boards/ogb/pages/default.aspxUncle Phil has entered the engineering chat — https://siliconflorist.com/2026/09/23/uncle-phil-has-entered-the-engineering-chat/Phil and Penny Knight give $1 billion to launch a UO engineering school — https://www.oregonlive.com/silicon-forest/2026/09/phil-and-penny-knight-give-1-billion-to-launch-university-of-oregon-engineering-school.htmlPeople seem pretty excited about the $1B donation to the UO Knight Campus — https://siliconflorist.com/2026/09/24/people-seem-pretty-excited-about-the-1b-donation-to-the-university-of-oregon-knight-campus/While Rapta's $8M raise is newsworthy, it's who's on the cap table that struck me — https://siliconflorist.com/2026/09/21/while-raptas-8m-raise-is-newsworthy-its-whos-on-the-cap-table-that-struck-me/Rapta — https://rapta.com/Comparing the Oregon gubernatorial candidates' published plans — https://siliconflorist.com/2026/09/22/comparing-the-oregon-gubernatorial-candidates-published-plans-from-a-startup-perspective/Kotek's "Building Oregon's Future Together" — https://www.tinafororegon.com/oregons-future/Drazan's six-part plan — https://www.christinefororegon.com/drazan-plan/Gubernatorial candidates sit down to discuss one another's plans for Oregon — https://siliconflorist.com/2026/09/24/gubernatorial-candidates-sit-down-to-discuss-one-anothers-plans-for-oregon/Built Oregon — https://www.builtoregon.com/
In hour four, one final look at the Dolphins vs Chiefs game. Hoch is curious if Jimmy was a good student. Solana gets ripped for claiming a 1280 SAT score is good enough to get into MIT.
Have you ever wonder if the thing keeping you stuck is yourself? Invisible rules your brain runs on that you have no choice over... In this episode, we go inside guided psilocybin retreats to see how people actually change deep mental patterns. As they say the “trip” is only the start. We talk with Gabriel Charalambides, founder of Odyssey, about what happens in the brain during these experiences: the default mode network quiets down, old self-stories lose their grip, and the mind becomes unusually open to new connections. But the real work shows up afterwards, in the quiet days of writing, reflection, and small experiments that turn a powerful experience into lasting change. We also cover who these retreats help, who they don't, and why integration matters more than most people think. Understand how psychedelics can temporarily loosen rigid thought patterns Learn why post-experience integration is where real change happens See the limits and risks so you can think clearly about your own path If you've ever felt stuck in the same mental loops, this conversation might give you a new map for getting out. SPONSORS ☺️ MOD.com Prescription Modafinil for energy and focus. Free consultation, free shipping and 10% off Promo code PSYCHOLOGY at MOD.com
In this episode of How to Deal When the Shit Gets Real, Jenn and I have an honest conversation about women's bodies, body image, and learning to accept the body you're in—even when your relationship with it hasn't always been easy.Jenn and I grew up having very different experiences with our bodies. Jenn grew up being thicker, while I spent much of my younger life being naturally thin. But despite starting in completely different places, we've both had to navigate insecurities, changing bodies, comparison, and learning what it actually means to feel comfortable in our own skin.We talk about the pressure women face surrounding weight and appearance, how our relationships with our bodies change as we get older, and why reaching a certain size or number on the scale doesn't automatically create confidence.In this episode, we discuss:• Growing up with different body types• How childhood and adolescence shape body image• Being thin versus growing up in a thicker body• The pressure women feel surrounding weight and appearance• Comparing our bodies to other women• How our bodies change throughout our lives• Learning to separate weight from self-worth• The complicated relationship between fitness, health, and appearance• Learning to appreciate the body you have now• What body acceptance actually looks like• Giving ourselves the grace we often give everyone elseOur bodies are going to change. They're supposed to. Learning to love yourself isn't about finally reaching the perfect weight, size, or shape—it's about realizing your body was never something you needed to earn the right to feel good about.This conversation is about giving ourselves a little more grace, letting go of impossible expectations, and learning to appreciate the bodies that have carried us through every version of ourselves.
Jim highlights all his favorite calls from the show. He takes on questions about: * Comparing generator types * Repairing a lake boat ramp * A sweaty back door * Scented oil air purifiers for AC systems * Adding new attic insulation * Termite damage assessment * Flooring when there are moisture concerns * Cracked shower stall * Adding lattice to a deck
Mark Myers of Kiser Group joins us to share insights from over three decades of experience in senior housing investments and brokerage! Mark starts with how he got involved with senior housing and the evolution of the asset class over the last 30 years! He shares the basics of senior housing underwriting and compares the operations and returns to multifamily investing. Mark gives a detailed breakdown on expenses, risks, and regulations to be considered when investing in this asset class. He closes the show with advice on getting off the ground as a new senior housing investor or broker and provides a very bullish market outlook! If you enjoy today's episode, please leave us a review and share with someone who may also find value in this content! ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Properties for Sale on the North Side? We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ============= Guest: Mark Myers, Kiser Group Link: Crime and Punishment (Book Recommendation) Link: The SeniorCare Investor Link: NIC Website Link: ASHA Website Guest Questions: 02:08 Housing Provided Tip - Remember to follow the law and change locks after tenant turnovers! 04:01 Intro to our guest, Mark Myers! 12:15 The evolution of senior housing! 17:38 The state of the senior housing market. 20:00 Underwriting basics for senior housing. 32:23 Comparing multifamily to senior housing investments. 38:07 Rules and regulations to be aware of. 45:11 Identifying hot markets and how to get in the game! 50:18 Getting off the ground as a senior housing broker. 55:35 Mark's outlook on the senior housing market! 57:37 What's your competitive advantage? 58:42 One piece of advice for new investors. 59:26 What do you do for fun? 61:19 Good book, podcast, or self development activity that you would recommend? 62:00 Local Network Recommendation. 63:13 How can the listeners learn more about you and provide value to you? ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2026.
Mark and Emily continue the Essentials of the Local Church series by digging into baptism: what it is, why the church practices it, and what the Bible actually says about it. Mark walks through the biblical case for baptism by immersion upon a credible profession of faith, unpacks the differences between paedobaptism and credobaptism (including the Catholic, Lutheran, and Reformed views on infant baptism), and gets practical about who should be baptized, when, and by whom.Episode Highlights01:36 — Mark's core phrase: baptism is the New Testament way to say "I believe"02:43 — What the Greek word baptizo actually means: full immersion04:12 — Romans 6: the picture of dying and rising with Christ in the water06:11 — Defining the terms: paedobaptism vs. credobaptism07:42 — Cornerstone's position: credo baptism upon a credible profession of faith10:12 — Comparing the Catholic, Lutheran, and Reformed views of infant baptism16:30 — Comparing baptism to a wedding: taking it seriously without over-formalizing it19:56 — The Ethiopian eunuch's story and why context matters for readiness21:05 — Wisdom around timing: why Cornerstone doesn't rush a 13-year-old to the tank24:01 — Walking kids through the decision: Mark and Emily's own family experiences29:01 — Why a tank instead of a natural body of water29:56 — Why there's no such thing as private baptism31:28 — Who should baptize you, and why it's not always the pastor34:00 — Mark's take on rebaptism: "you're only baptized once"39:33 — Stories of transformation from Cornerstone's baptism servicesResourcesGet Baptized at CornerstoneBaptism StoriesCornerstone's Guidance for Children and BaptismCornerstone Sermons: Listen OnlineAsk Mark a Question!Suggest a topic or question for Mark to discuss on a future episode of the Equip Podcast!
You can reach Owen Raisch on X (nee Twitter) here:https://twitter.com/owenraischRight to Park: Reclaiming unused curb cuts for public parkingAdam Braus and guest Owen Raisch discuss a San Francisco specific urbanist proposal that would charge homeowners to reserve driveway curb cuts for car access, while returning unused driveway frontage to the public as street parking. The idea is framed as a practical way to add parking, reduce congestion, and reset how cities think about public right of way.They also dig into the broader implications for density, transit funding, bike infrastructure, and how self-driving cars may change the parking equation over time.Email: solutionsfromthemultiverse@gmail.com (mailto:solutionsfromthemultiverse@gmail.com)Adam: @ajbraus (https://twitter.com/ajbraus) - braus@hey.com (mailto:braus@hey.com)Scot: @scotmaupin (https://www.twitter.com/@scotmaupin)adambraus.com (https://www.adambraus.com) (Link to Adam's projects and books)The Perfect Show (https://podcasts.apple.com/us/podcast/the-perfect-show/id1579838291) (Scot's solo podcast)The Numey (https://www.paywithnumey.com) (inflation-free currency)Thanks to Jonah Burns for the SFM music.Key topicsIn this episode, Adam Braus presents a “right to park” proposal for San Francisco: if a homeowner wants their driveway curb cut protected for car access, they pay an annual fee.Owen Raisch helps test the idea from an urbanist angle, emphasizing how the built environment shapes quality of life and transportation choices.Adam argues the policy would convert unused curb cuts into public street parking, potentially adding about 90,000 spaces in San Francisco.The discussion centers on the idea that the default should be public access to the curb unless someone pays for the private exemption.Adam says the proposal is less about raising revenue and more about efficiency, since many curb cuts are unused much of the time.Timestamps00:00 - Intro and Owen's return as guest03:05 - The core idea: pay to protect a driveway curb cut04:23 - How much parking this could add05:09 - The parking problem this solves06:18 - Why curb cuts are effectively private use of public space07:11 - What homeowners already pay versus what the curb cut would cost11:17 - Comparing the fee to existing street and commercial parking costs12:39 - Why this creates car-on-car incentives, not just anti-car politics13:31 - The stat about cars circulating while looking for parking15:22 - The real yearly cost of car ownership17:01 - What else that money could be used for instead18:10 - Why this is not anti-car, but pro-efficiency19:38 - Where the revenue could go20:20 - Why San Francisco already considered a similar idea22:08 - Existing red curb protections and how this could scale them24:13 - Self-driving cars and whether they change the parking calculus26:11 - How car ownership changes how people think about transportation28:00 - This is a driveway tax, not a car tax29:08 - Why the proposal matches the city that actually exists today31:24 - Why San Francisco is different from other cities34:52 - How more parking could unlock more housing density39:24 - The bike highway idea and removing some parking for protected corridors41:33 - Why car drivers may benefit from fewer cars overall44:41 - Bikes, danger, and the asymmetry with cars46:23 - Naming the proposal “Right to Park”48:52 - Why the reform is a paradigm shift, not a total fix51:34 - Wrap-up and closing
In hour one, is it autumn or fall? Comparing the Chiefs and Dolphins numbers through two weeks of the season. Zach Gelb joins the show to discuss the Dolphins' tough start and why he's skeptical of the upcoming QB draft class.
Comparing the Chiefs and Dolphins numbers through two weeks of the season. Zach Gelb is skeptical of the upcoming QB draft class. Debating which South Florida sports stadium has the best food. Ben Volin explains why he doesn't think the Dolphins needed to blow up their roster.
Send us a Question!MOVIE DISCUSSION: Kathryn joins Melvin to discuss Zach Cregger's new adaptation of a popular horror franchise, Resident Evil! How does it compare to his previous, original films Barbarian and Weapons? How much does the film draw from the video games? Should comedy be illegal? Tune in and find out!Topics:(PATREON EXCLUSIVE) 23-minutes discussing 2026's current world-wide box-office winners, from Backrooms to Spider-Man: Brand New Day, and where they're placed alongside a myriad of other movies. (PATREON EXCLUSIVE)In good practice, Kathryn & Melvin share their experience with the Resident Evil franchise before discussing Cregger's interpretation.For Kathryn, there was a disparity between how the trailer advertised the film and the film itself.Melvin, "I didn't love it. I don't dislike it. I think it might be Cregger's weakest movie."Is the humor here "Millennial" coded?Cregger made a Resident Evil movie that draws a lot from John Carpenter's The Thing... why not use more practical effects?Melvin wonders if the "controversy" around Cregger's interpretation was bot-motivated, but he shares his thoughts nonetheless regarding the "sanctity" of canon.Is the movie actually about fatherhood, or is it using it as window dressing?There's a lot of similarities between Resident Evil (2026) and Exit 8.Script-doctoring the ending.Comparing the dramatic character arcs of Bryan from Resident Evil and The Lost Man from Exit 8.Recommendations:[REC] (2007) (Movie)Hope (2026) (Movie) Support the showSupport on Patreon for Unique Perks! Early access to uncut episodes Vote on a movie/show we review One-time reward of two Cinematic Doctrine Stickers & PinsSocial Links: ThreadsWebsiteInstagramLetterboxdFacebook Group
The advice that changes everything in recovery is simple but powerful: stop comparing your story to someone else's and start listening for similarities. In this honest conversation, Rob, Larry, and Doug discuss drinking, fear, self-centeredness, surrender, finding the right sponsor, and the importance of sharing from the heart.
Since recording this episode, Citi ThankYou has added Japan Airlines as a 1:1 transfer partner, making Citi an even more rewarding program! To celebrate the launch, Citi is offering a limited-time 30% transfer bonus to JAL Mileage Bank through October 24th. Which transferable points program is the best? In this episode, the Points Talk Squad compares Chase Ultimate Rewards®, American Express Membership Rewards®, Capital One Venture Miles, Citi ThankYou® Points, and Bilt Rewards in their Transferable Points Power Rankings. They break down where each program stands out, from strong transfer partnerships to valuable welcome offers and easy ways to earn points on everyday spending. They also discuss why some programs may be better for certain travel goals, why others are great starting points for beginners, and how your preferred airlines, hotels, and redemption strategies can influence which points you want to earn. You can find links to resources mentioned in this episode plus the transcript here: pointstalksquad.com/199 If you're looking for even more Points Talk®, featuring the latest news in points, miles, and credit cards, behind-the-scenes insights, and a monthly Ask Us Anything episode—subscribe to Points Talk® Premium: https://pointstalk.supercast.com/ Ready to get started with NEARLY FREE travel? Click here for the exact offers we would sign up for this month: https://pointstalksquad.lpages.co/bestoffers/ Points Talk® is also on YouTube! You can watch this episode here: youtube.com/@pointstalksquad Let us know what you want to hear on the podcast by sending us a DM on Instagram: instagram.com/pointstalksquad
You've probably seen ocimene on a label and moved right past it. What the hell is it, and what does it bring to your flower?This week, we're getting into another terp, talking through ocimene's woody, sweet, herbal notes and why plants produce these compounds in the first place. Because apparently plants have a whole lot of shit going on, and making your weed smell good is only part of this conversation.Of course, we take a few turns along the way. We're comparing grinders, talking about our very different experiences with flower and carts, and sharing those moments when getting elevated turns into being way too focused on one sensation. We also question some of the claims attached to ocimene—because seeing “uplifting” next to a terpene doesn't tell you how that whole strain is going to feel.The conversation keeps coming back to knowing what you're consuming. Look past the strain name, check the terpene profile, and pay attention to your own experience. There's a lot more to your flower than the THC number on the front.In this episode:00:24 — Getting familiar with ocimene and where we've noticed it01:40 — Woody, sweet, floral: talking aroma and terpene families02:42 — Cis, trans, and questions we still have about the chemistry03:38 — Herbs, fruit, and why plants produce terpenes05:40 — Plant defenses and calling in backup against pests07:05 — Decongestant claims and our personal experiences with congestion09:06 — Grinders, flower mills, kief, and the quality of your grind12:02 — Comparing our experiences with THC, flower, and distillate carts14:50 — Cartridge dosing and checking the certificate of analysis (COA)16:50 — Intentional consumption and the stoner stereotype21:12 — Does “uplifting” tell the whole story?22:37 — Mixing strains—and somehow, ketchup on mac and cheese23:54 — Looking beyond strain names to what's actually in the flowerHave you noticed ocimene in any of your favorite strains? And are you checking the terps when you shop, or still going off the name? Drop your experiences and questions in the comments.Check out the links below for our favorite gear and goodies. We'll catch you next time.Find everything in one place here:
An Unchurched Man Visited 33 Churches in One Year. What He Found Explains Why We're So Lonely. Why are so many people lonely despite living in the most connected age in human history? Richard Riccardi set out to answer that question through an unusual experiment. Over the course of a year, he visited 33 different churches and places of worship to discover what they offered newcomers and what modern society may be missing. In this conversation, Lenny Esposito and Richard discuss community, belonging, church attendance, online worship, hospitality, apologetics, and why meaningful relationships remain essential for human flourishing.
If you're constantly asking how to decide what to work on during your planning period, this episode of The Secondary Teacher Podcast is for you. Secondary teacher tips can help with today's problem, but the bigger win comes from building a system that keeps you from solving the same problem again tomorrow.Helpful links mentioned in this episode:Grab the Secondary Teacher Systems Toolkit here: https://khristenmassic.thrivecart.com/systemstoolkit/?ref=pod Planning for the next school year? If your day is organized by class period, your planning calendar should be too. Grab my Editable Class Period Calendar here: https://khristenmassic.com/secondarycalendarpodGet the Planning Period Reset Toolkit—a free set of quick-start tools to help you protect your time, focus faster, and finally finish something… even during chaotic school days. https://khristenmassic.com/resetShop my Teachers Pay Teachers store: https://www.teacherspayteachers.com/Store/Khristen-Massic-Cte-Teacher-CoachThe problem isn't a lack of ideas. Most secondary teachers, especially those managing several preps, already have plenty of ideas saved, downloaded, screenshot, or filed away for later. The problem is that a tip usually arrives as an answer to one specific situation. Try this bell ringer. Use this activity when students finish early. Here's a faster way to give feedback. The advice may be good, but the next time you sit down to plan a different course, you're back at the beginning.That cycle gets expensive when you teach three, four, or five different preps. You can have a strong activity for engineering design and still spend the next planning period wondering how to start robotics. You can have an efficient way to organize absent work and still lose time deciding what deserves attention before tomorrow. This episode looks at the difference between collecting more teacher tips and learning how to recognize the structure underneath the tip.One of the clearest examples comes from the opening routine used in an engineering design class. The content was Kickstarter videos. Students looked closely at a design, noticed its features, wondered how it worked, and questioned whether it solved the problem its creator claimed to solve. The routine used “I notice, I wonder” with a think-write-pair-share structure. Students thought about what they saw, wrote observations and questions, discussed their thinking with a partner, and brought ideas into a larger conversation.That routine worked. The mistake was assuming that reusing the bell ringer meant reusing the same video. When the same students appeared in both engineering design and robotics, showing the same video again wasn't a good option. Some videos that fit engineering design didn't connect to robotics. The better insight came later: the video didn't need to stay the same. The structure did.For robotics, the input could have been a robotics video, a photo of a mechanism, or an article about new technology. Students could still notice and wonder. They could still write, talk, and share. The content would change to fit the course, while the classroom routine remained familiar. That is the practical difference between reusing a resource and reusing a repeatable classroom structure.This matters for any secondary classroom where the content changes from prep to prep. Welding students need different content from manufacturing students. An introductory course and a capstone course are working toward different goals. If students are enrolled in more than one of those classes, the exact same resource may not work twice. But the way students interact with a resource may transfer beautifully.When evaluating secondary teacher strategies, the useful question isn't only, “Could I use this activity?” Ask what students are actually doing. Are they observing? Comparing? Questioning? Explaining? Practicing? Giving feedback? Talking through a decision? Once the student action is clear, it becomes easier to see whether the same structure could work with a different text, image, demonstration, problem, or piece of equipment.That shift reduces the number of decisions waiting for you during planning time. You still have to choose content that fits the course. That work doesn't disappear. But you don't have to invent a brand-new process for every class, every lesson, and every prep. Students can learn how a familiar routine works, and you can spend more of your attention on the material that matters for that particular course.The episode also pushes back on a common misunderstanding about systems. A system is not a giant collection of perfectly organized folders. It isn't color-coding every document or creating an elaborate setup that takes longer to maintain than the original problem. The 4S framework discussed here begins with Set in order, Schedule, Systemize, and Sustain. Each part addresses a different layer of teaching that needs to keep working across a full school year with multiple preps.Set in order means getting honest about the teaching day you actually have and what stands between you and the day you want. Schedule means giving important work a real place in the time available, not an imaginary block of ideal planning time. Systemize means creating repeatable processes so you stop rebuilding everything from scratch each year. Sustain means checking what works and making small adjustments before the system quietly falls apart by November.That sequence is especially relevant to middle and high school teachers whose planning periods are crowded from several directions. Grading competes with email. Meetings compete with lesson preparation. Equipment setup competes with finding materials. Student support competes with tomorrow's unfinished lesson. If you teach multiple preps, those demands arrive at the same time, but they don't all deserve equal attention.The question becomes more precise than “What can I get done?” It becomes: What needs my attention now? When will I work on it? Which part can become repeatable? What needs to change for this course? What can remain familiar for students? Those questions turn planning from a frantic response to the loudest task into a decision-making process you can return to.The Planning Period Reset Toolkit is introduced as a way to sort through the work competing for your planning period and identify the next thing that needs attention. The situation it addresses is familiar: forty-five minutes available and roughly three hours' worth of possible tasks. Losing the first ten minutes just trying to decide where to start makes an already short planning period feel even shorter. A process can't create more minutes, but it can support a more intentional decision about the minutes already available.The strongest teacher tips in this episode are the ones that help you see beyond the immediate material. Reusing bell ringers does not have to mean repeating the same video. A discussion structure does not have to belong to one unit. A feedback process does not have to be rebuilt for every assignment. The resource may change. The student work may change. The structure can often stay stable.That idea also protects students from unnecessary confusion. A familiar routine gives students a known way to enter the work, even when the content is new. They may be looking at a mechanism in robotics, a design in engineering, or a new technology described in an article. The subject shifts, but the process of noticing, questioning, writing, discussing, and sharing remains recognizable.For teachers, the benefit is just as concrete. You can build a toolbox of structures that move between preps instead of a pile of disconnected activities that only work in one setting. A structure becomes more useful when it can travel. It gives you something to return to when a different course, different students, or different lesson demands a new version of the same kind of thinking.That doesn't mean every activity should be forced into the same format. The episode makes room for the fact that some approaches genuinely need to change. Content, course goals, student experience, and the resources available all matter. The goal isn't to make every class identical. The goal is to stop treating every planning decision as if it has never been made before.This is where “reusing the structure” becomes more useful than “reusing the activity.” An activity is often tied to a particular resource. A structure describes the pattern underneath it. The Kickstarter video was one input. Notice and wonder was the thinking move. Think-write-pair-share was the interaction pattern. That pattern could be used with different course content without pretending that engineering design and robotics are the same class.The episode is made for secondary teachers who are tired of starting from scratch, especially CTE and elective teachers balancing multiple preps. It speaks to the teacher who has a folder full of promising ideas but still spends planning periods making the same kinds of decisions again and again. It also speaks to anyone who has found one classroom routine that works and wants to understand why it works well enough to carry the useful part somewhere else.A simple place to begin is to examine something you already do successfully. Don't change it yet. Look closely at how class starts, how a discussion
Can AI replace your financial advisor? Clint Walkner and Nate Condon break down where artificial intelligence genuinely helps in investing, portfolio management, and financial planning — and where it still falls short.In this episode, we cover early AI adoption at our firm, how AI compares to the early internet boom, why AI valuations are moving at record speed, and why human oversight and real client relationships still can't be replaced by algorithms.⏱️ TIMESTAMPS0:00 – Introduction: AI's role in our world1:57 – Early AI adoption at Walkner Condon3:14 – Comparing the AI boom to the early internet era3:32 – A cautionary investing story: Netscape to pets.com4:55 – The industries and companies riding the AI wave5:07 – Why AI valuations are moving at record speed (Anthropic case study)6:43 – From macro to micro: how AI shapes investment decisions6:58 – Why AI won't replace human oversight in portfolio management8:07 – What AI does to human interaction and connection9:20 – Why AI can't replicate decades of client relationships10:32 – Preparing for the next 2008-style market event13:45 – Why custom portfolios matter more than ever14:26 – Unpacking what a "custom portfolio" really means17:57 – Final thoughts: where human connection still winsWhether you're curious about AI's impact on investing, financial planning, or wealth management, this conversation offers a grounded, real-world perspective on where technology helps — and where human expertise remains essential.