My Mortgage Guy

Follow My Mortgage Guy
Share on
Copy link to clipboard

A conversation between two friends about buying and financing your first, second, third, or twentieth home. This podcast led by your hosts Nick Caccia and Jesse Earl will take you on a journey from the beginning of the home purchase process through every

Nick Caccia and Jesse Earl


    • Mar 21, 2023 LATEST EPISODE
    • every other week NEW EPISODES
    • 16m AVG DURATION
    • 21 EPISODES


    Search for episodes from My Mortgage Guy with a specific topic:

    Latest episodes from My Mortgage Guy

    S3 E06: Rates Rates Rates

    Play Episode Listen Later Mar 21, 2023 14:10


    We briefly touch on rates. Should you pay close attention to them? How do they get decided? Does it matter if this is your first home? If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, RI and now in Florida!

    S3 E05: Walk Through of your Pre-Approval

    Play Episode Listen Later Mar 17, 2023 17:16


    Nick walks through what the conversation is like during the pre-approval process. Basic info for a pre-approval letter include:Proof of residency (2 years)Proof of income (2 years)Last 2 paystubsCredit score will be pulled to see FICO and debtIf you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, RI and now in Florida!

    S3 E04: Renovation Loans

    Play Episode Listen Later Feb 20, 2023 14:37


    Looking to buy or refinance a home to renovate? Take a listen here on how it works and what you will need! If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S3 E03: Investment Properties

    Play Episode Listen Later Feb 16, 2023 14:25


    Touched on last season, we take a closer look at investment properties and how they work. If you have further questions, you can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S3 E02: First Time Home Buyers

    Play Episode Listen Later Feb 14, 2023 13:40


    We dive deeper into what it means to buy your first home. New laws are in place in 2023 to help you out. What are they and what do they mean? Tune in to find out! You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S3 E01: Market Updates

    Play Episode Listen Later Feb 10, 2023 13:16


    We're back with another season of My Mortgage Guy. Today we discuss the current market as of February 2023. What has changed? How are rates? New laws in place?You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E08: Today's Updates & Refinancing

    Play Episode Listen Later Oct 21, 2022 13:18


    We discuss the current market quickly and then going into refinancing your mortgage. Nick provides insight of why you would refinance today and in the future. You can reach out to Nick at nicholas.caccia@ccm.com or on Instagram at cacciamortgages401. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E07: Highest Rates in 20+ Years

    Play Episode Listen Later Oct 4, 2022 14:53


    Today we discuss the current rates as of September 30, 2022. Our good friend Michaela is back on again to discuss the current rates with Nick. Michaela is licensed in CT, MA, and RI. You can check out her page at michaelajenkins.nhoceanstate.com.  As for Nick, you can get in touch with him at nicholas.caccia@ccm.com or on Instagram at cacciamortgages401. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E06: Broker Interview w/ Michaela Jenkins

    Play Episode Play 32 sec Highlight Listen Later Oct 3, 2022 27:23


    In back to back episodes, we interview another Realtor, Michaela Jenkins, who is a Broker/Owner of The Hope Group at NextHome. We discuss what her responsibilities and goals for the year. Michaela is licensed in CT, MA, and RI. You can check out her page at michaelajenkins.nhoceanstate.com.  As for Nick, you can get in touch with him at nicholas.caccia@ccm.com or on Instagram at cacciamortgages401. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E05: Interview With a Realtor

    Play Episode Listen Later Sep 8, 2022 36:33


    In this special episode, Jesse and Nick interview Joseph Amen, who is a realtor in Rhode Island. Joe tells us about his background, what got him involved in the housing industry, and where he is today. If you have any questions for Joe, you can reach out to him at joseph@riisere.com. As for Nick, you can get in touch with him at nicholas.caccia@myccmortgage.com or on Instagram at cacciamortgages401. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E04: Types of Mortgages

    Play Episode Listen Later Sep 6, 2022 15:05


    Today we review the three main types of mortgages. Whether you're a first time buyer or you're buying a vacation or investment property, we cover what the differences are in the banks eyes and what to look out for. If you have any questions, feel free to reach out to Nick at nicholas.caccia@myccmortgage.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E03: Post [ma]Loan Process

    Play Episode Play 29 sec Highlight Listen Later Sep 1, 2022 11:43


    Today we discuss what happens after you close your loan. When is your first payment? Why are you getting mail from scammers? What else should I expect?  If you have any questions, feel free to reach out to Nick at nicholas.caccia@myccmortgage.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E02: Mortgage Lingo

    Play Episode Play 30 sec Highlight Listen Later Aug 11, 2022 23:57


    Today we discuss the certain buzz words that you may hear during the mortgage process. My Mortgage Guy Nick Caccia explains what each term means and what you should look out for. If you have any questions, feel free to reach out to Nick at nicholas.caccia@myccmortgage.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S2 E01: The Current Mortgage Market

    Play Episode Listen Later Aug 9, 2022 12:29


    My Mortgage Guy is back with another season after taking a long hiatus. Loan Officer, Nick Caccia talks about what happened in 2021 and how the mortgage industry is being affected today. If you ever have mortgage questions, please reach out to My Mortgage Guy at nicholas.caccia@myccmortgage.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

    S1 E07: Your FAQs

    Play Episode Listen Later Jan 6, 2021 15:57


    We change it up a bit in this episode to focus on Frequently Asked Questions. Does it matter if you get a 1099 over a W2?  What if you have a low credit score, how do you bump it up? Nick and Jesse jump into your questions next. 

    S1 E06: Your Type of Loan

    Play Episode Listen Later Dec 30, 2020 15:58


    Now that the loan process has been covered, Nick and Jesse review the different types of loan you can choose when purchasing a home. 

    S1 E05: Your Mortgage Rate

    Play Episode Listen Later Dec 23, 2020 15:42


    In this episode, Nick explains how rates are determined. Does different lenders have different rates? Is it flat across the board? Can the borrower influence the rate at all? Jesse and Nick get into all that in determining Your Mortgage Rate. 

    S1 E04: You're Clear To Close

    Play Episode Listen Later Dec 18, 2020 18:04


    You are CTC. Nick explains what it takes to get your loan to close. We review what happens on the day of closing, what to look out for, and when you can move into your new home! 

    S1 E03: Your Loan Process

    Play Episode Listen Later Dec 13, 2020 17:20


    In this episode of My Mortgage Guy, Nick Caccia explains what he needs from you after your offer has been accepted. He reviews all the moving parts in the loan process what to expect from your mortgage team (Loan Officer, Processor, Underwriter). Nick goes into each step to help you set your expectations to get your loan closed.

    S1 E02: Your Offer Accepted

    Play Episode Listen Later Dec 13, 2020 13:22


    In this episode, Nick explains to Jesse what goes into an offer. What the Loan Officer needs from you to make the offer on your new home. Once accepted, Nick reviews what you need to get prepared to buy the house. 

    S1 E01: Your Pre-Approval

    Play Episode Listen Later Nov 19, 2020 16:06


    In our pilot episode, My Mortgage Guy (Nick Caccia) explains what you need to get started in purchasing a home, how to get a pre-approval, and what goes into it. 

    Claim My Mortgage Guy

    In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

    Claim Cancel